Lampiran 1 Instrumen Penelitian
No Kuesioner: _________
Kuesioner Penelitian Tesis “Pengaruh Kesadaran Pensiun dan Faktor Demografi terhadap
Precautionary Motive dengan Perilaku Pengendalian Diri( self control) dalam pengelolaan keuangan sebagai Variabel Intervening”
91
Kuesioner Penelitian Tesis
Penyusunan
pertanyaan
dan
pernyataan
dalam
kuesioner ini digunakan untuk membantu penulis dalam menyelesaikan Tesis sebagai syarat untuk memenuhi tugas akhir sebagai mahasiswa Program Pascasarjana Magister Manajemen Universitas Kristen Satya Wacana Salatiga dengan judul “Pengaruh Kesadaran Pensiun dan Faktor Demografi terhadap Precautionary Motive dengan Perilaku Pengendalian Diri( self control) dalam pengelolaan keuangan sebagai Variabel Intervening (Studi pada Pegawai Tetap Universitas Kristen Satya
Wacana
Partisipasi
Salatiga)”.
Bpk/Ibu/Sdr-i,
merupakan kunci keberhasilan penelitian ilmiah ini. Atas kerja sama serta bantuan Bpk/Ibu/Sdr-i, saya ucapkan terima kasih.
Hormat Saya
Gracia M Matrutty
92
Profil Responden Isilah titik-titik yang ada pada lembar jawaban berikut ini:
a. Umur
:.................... tahun
b. Jenis Kelamin
:Laki-laki/Perempuan
c. Lama Kerja
: .................... tahun
d. Golongan
: ....................
e. Pendidikan terakhir
:
Diploma/S1/S2/.......... f. Pendapatan/bulan (i) (ii)
:
Rp 1.000.000,00 – < Rp 2.000.000,00 Rp 2.000.000,00 – ≤ Rp 3.500.000,00
(iii) > Rp 3.500.000,00
g. Status Perkawinan
:Sudah/Belum
h. Jumlah Anggota Keluarga
:...................orang
i.
Suami-Istri Bekerja
:YA/TIDAK
j.
Jumlah anak yang sudah bekerja:....................orang
93
Petunjuk Pengisian Kuesioner Berikan pendapat Bpk/Ibu/Sdr-i dengan memberi tanda centang (√) pada pilihan jawaban yang tersedia. No. I.
Pernyataan
Tidak Setuju
Kesadaran Pensiun
1.
Saya harus mengetahui dengan baik cara perhitungan Rumus Manfaat Pensiun yang ditetapkan oleh Dana Pensiun Satya Wacana.
2.
Saya berpendapat bahwa menyisihkan sebagian dari pendapatan saat ini untuk ditabung demi kepentingan masa pensiun sangat perlu dilakukan.
3.
Saya sudah harus melakukan persiapan secara khusus seperti melakukan investasi, menabung dan mempersiapkan pekerjaan tertentu setelah pensiun.
II.
Self Control
4.
Saya hanya akan memegang uang tunai seperlunya saja
5.
Saya mengeathui dengan baik jumlah pendapatan dan penegleuaran saya tiap waktu.
6.
Saya cenderung untuk membuat pos-pos anggaran untuk 94
Kurang RaguSetuju Ragu
Setuju
Sangat Setuju
kebutuhan keuangan saya. 7.
Saya cenderung mengendalikan setiap pengeluaran yang tidak perlu.
8.
Saya melakukan kegiatan penghematan dengan mengutamakan pengeluaran yang lebih penting terlebih dahulu.
9.
Saya lebih suka membiasakan diri untuk menabung.
10.
Saya harus menghindari kredit untuk mengutamakan kebutuhan yang lebih penting.
III.
Precautionary Motive
11.
Saya menyisihkan sebagian dari penghasilan saya untuk kebutuhan tak terduga dimasa yang akan datang.
12.
Saya melakukan setoran rutin untuk kebutuhan tak terduga
13.
Saya harus membatasi diri untuk menggunakan dana darurat yang disisihkan untuk kebutuhan tak terduga. Terima Kasih GOD BLESS US
95
Lampiran 2 Karakteristik Responden
FD1_StatusPegawai Frequency
Percent
Valid Percent
Cumulative Percent
Valid
Non Akademik
96
59.3
59.3
59.3
Akademik
66
40.7
40.7
100.0
162
100.0
100.0
Total
FD2_Umur Frequency
Percent
Valid Percent
Cumulative Percent
22-40 Tahun
53
32.7
32.7
32.7
41-60 Tahun
108
66.7
66.7
99.4
1
.6
.6
100.0
162
100.0
100.0
Valid 61 Tahun ke atas Total
FD3_JenisKelamin Frequency
Percent
Valid Percent
Cumulative Percent
Valid
Perempuan
65
40.1
40.1
40.1
Laki-Laki
97
59.9
59.9
100.0
162
100.0
100.0
Total
96
FD4_LamaKerja Frequency
Percent
Valid Percent
Cumulative Percent
Baru Bekerja
56
34.6
34.6
34.6
Cukup Lama Bekerja
52
32.1
32.1
66.7
Sudah Lama Bekerja
54
33.3
33.3
100.0
162
100.0
100.0
Valid Total
FD5_Golongan Frequency
Percent
Valid Percent
Cumulative Percent
Valid
IIa
8
4.9
4.9
4.9
IIb
8
4.9
4.9
9.9
IIc
8
4.9
4.9
14.8
IId
13
8.0
8.0
22.8
IIIa
35
21.6
21.6
44.4
IIIb
37
22.8
22.8
67.3
IIIc
15
9.3
9.3
76.5
IIId
19
11.7
11.7
88.3
IVa
8
4.9
4.9
93.2
IIIb
5
3.1
3.1
96.3
IVc
5
3.1
3.1
99.4
IVe
1
.6
.6
100.0
162
100.0
100.0
Total
97
FD6_PendidikanTerakhir Frequency
Percent
Valid Percent
Cumulative Percent
SD
1
.6
.6
.6
SMP
2
1.2
1.2
1.9
SMA
41
25.3
25.3
27.2
Diploma
19
11.7
11.7
38.9
S1
28
17.3
17.3
56.2
S2
62
38.3
38.3
94.4
S3
9
5.6
5.6
100.0
162
100.0
100.0
Valid
Total
FD7_Pendapatan Frequency
Percent
Valid Percent
Cumulative Percent
Rp 1.000.000 - < Rp 2.000.000 Rp 2.000.000 -
3.500.000 > Rp 3.500.000 Total
61
37.7
37.7
37.7
46
28.4
28.4
66.0
55
34.0
34.0
100.0
162
100.0
100.0
FD8_StatusPerkawinan Frequency
Percent
Valid Percent
Cumulative Percent
Belum Menikah
17
10.5
10.5
10.5
Sudah Menikah
144
88.9
88.9
99.4
11.00
1
.6
.6
100.0
Total
162
100.0
100.0
Valid
98
FD9_JumlahAnggotaKeluarga Frequency
Percent
Valid Percent
Cumulative Percent
.00
Valid
9
5.6
5.6
5.6
1
17
10.5
10.5
16.0
2
35
21.6
21.6
37.7
3
60
37.0
37.0
74.7
4
27
16.7
16.7
91.4
5
12
7.4
7.4
98.8
6
1
.6
.6
99.4
7
1
.6
.6
100.0
162
100.0
100.0
Total
FD10_SuamiIstriBekerja Frequency
Percent
Valid Percent
Cumulative Percent
Tidak Valid
56
34.6
34.6
34.6
Ya
106
65.4
65.4
100.0
Total
162
100.0
100.0
FD11_JumlahAnakYgSudahBekerja Frequency
Percent
Valid Percent
Cumulative Percent
Belum ada
Valid
125
77.2
77.2
77.2
1 orang
26
16.0
16.0
93.2
2 orang
8
4.9
4.9
98.1
3 orang
3
1.9
1.9
100.0
162
100.0
100.0
Total
99
Lampiran 3 Data Jawaban Responden No Kuesioner
Kesadaran Pensiun
Precautionary Motive
Self Control
X1
X2
X3
X4
X5
X6
X7
X8
X9
X10
Y1
Y2
Y3
1
3
5
4
4
2
2
2
4
4
3
5
4
3
2
1
3
4
4
4
4
4
4
4
5
5
5
4
3
5
5
5
4
4
4
4
5
5
4
4
3
3
4
1
4
4
4
4
4
4
4
4
4
4
4
4
5
2
4
4
2
4
4
4
4
4
2
4
2
4
6
4
4
4
4
4
4
4
4
4
4
4
4
4
7
2
4
3
4
5
5
4
5
4
4
3
2
4
8
1
5
4
4
4
4
3
4
4
4
4
3
4
9
3
5
4
4
4
4
4
4
5
4
5
5
4
10
1
4
5
4
3
4
4
4
4
3
4
3
4
11
3
5
3
4
4
4
3
4
4
4
4
4
4
12
1
4
3
4
3
3
4
4
4
5
4
4
5
13
3
5
4
4
3
4
4
4
4
4
3
4
4
14
3
5
5
5
5
4
4
5
5
5
4
3
4
15
3
3
4
3
4
3
3
4
3
4
4
4
4
16
4
4
3
4
4
4
4
4
4
4
4
4
4
17
1
5
1
5
3
3
5
5
3
5
1
3
1
18
3
3
3
4
4
3
4
3
4
4
3
3
3
100
No Kuesioner
Kesadaran Pensiun
Precautionary Motive
Self Control
X1
X2
X3
X4
X5
X6
X7
X8
X9
X10
Y1
Y2
Y3
19
2
5
4
4
4
4
4
4
4
4
4
4
4
20
1
4
4
4
4
4
4
4
4
4
4
4
4
21
1
4
4
5
4
4
5
5
4
4
4
4
4
22
4
5
5
5
4
4
4
5
3
5
5
4
5
23
1
5
4
5
4
4
4
5
5
4
4
4
5
24
4
5
5
4
4
3
4
3
4
3
4
5
3
25
2
4
4
4
4
2
2
4
2
2
4
2
4
26
1
5
4
4
4
4
4
4
2
4
4
4
4
27
1
5
3
5
1
2
3
3
3
3
5
5
5
28
1
4
4
4
4
2
4
4
4
3
4
2
4
29
1
3
3
2
4
4
4
4
3
4
3
3
4
30
1
4
2
4
2
4
2
4
2
5
2
1
4
31
1
5
4
5
2
4
4
4
4
5
5
5
5
32
2
4
1
4
5
4
4
5
4
5
1
1
1
33
3
5
5
4
3
4
4
4
3
2
4
4
4
34
1
4
4
4
4
2
4
4
4
4
4
4
4
35
2
4
4
5
4
4
5
4
5
5
4
4
4
36
5
5
5
5
5
5
4
5
3
4
4
4
4
37
1
5
1
5
4
4
5
5
1
1
1
1
4
38
4
5
4
5
4
4
5
4
4
2
4
3
4
39
2
4
5
3
3
4
4
2
4
3
4
4
4
101
No Kuesioner
Kesadaran Pensiun
Precautionary Motive
Self Control
X1
X2
X3
X4
X5
X6
X7
X8
X9
X10
Y1
Y2
Y3
40
5
5
4
3
4
3
4
4
4
3
4
3
4
41
4
5
3
2
4
3
3
4
3
4
4
4
4
42
5
4
3
4
4
3
4
4
5
3
3
3
3
43
5
5
4
2
4
3
4
4
4
5
3
3
3
44
4
4
5
4
4
5
4
3
4
3
4
3
3
45
3
5
4
4
4
4
4
3
4
5
4
3
4
46
5
5
5
5
4
4
4
5
5
3
4
4
4
47
4
5
4
4
4
4
4
4
4
5
4
1
4
48
3
5
3
5
5
4
4
5
4
5
4
3
5
49
3
4
4
4
4
4
4
4
4
4
4
4
4
50
3
4
3
4
4
3
4
4
3
4
3
3
3
52
3
5
4
4
4
4
5
4
4
5
4
3
4
53
3
5
3
5
3
4
4
4
3
3
4
3
4
54
2
5
4
3
5
4
3
3
4
5
4
2
2
55
3
4
3
5
4
4
4
4
4
4
4
3
4
56
2
4
2
4
5
4
4
4
2
2
4
3
4
57
2
5
4
5
4
5
5
5
4
4
4
4
4
58
4
4
2
5
4
3
5
4
3
2
3
2
4
59
1
4
2
4
1
1
4
5
1
5
1
2
3
60
2
5
2
5
4
2
3
4
3
3
2
3
3
63
4
5
4
5
5
4
5
5
5
5
5
5
5
102
No Kuesioner
Kesadaran Pensiun
Precautionary Motive
Self Control
X1
X2
X3
X4
X5
X6
X7
X8
X9
X10
Y1
Y2
Y3
64
3
5
5
2
5
5
5
4
3
3
4
5
5
65
1
4
4
5
4
2
3
4
5
5
4
4
4
66
1
4
4
5
3
1
3
4
4
5
4
4
4
67
4
5
4
5
4
4
4
4
4
4
4
2
4
68
1
4
4
4
4
5
4
4
4
4
4
4
4
69
1
4
4
4
4
4
4
4
4
4
4
3
4
70
1
5
4
5
5
3
4
5
4
5
3
3
3
71
1
4
4
2
2
4
2
4
2
4
4
4
4
72
1
4
4
4
4
4
4
4
4
3
4
3
3
73
1
5
3
4
3
3
3
4
4
3
4
4
4
74
1
5
4
4
5
4
4
4
4
4
3
3
3
75
1
5
5
5
4
4
5
5
5
5
5
5
5
76
3
5
5
4
4
5
4
4
4
4
4
4
4
77
3
4
2
4
4
3
3
4
3
4
4
3
4
78
1
5
4
4
3
3
4
5
4
4
5
5
4
79
1
4
4
4
4
4
3
4
4
5
4
3
4
81
1
4
1
4
4
4
5
4
3
1
1
1
1
82
3
4
4
5
5
4
5
5
3
4
5
4
5
83
2
4
2
4
4
4
4
4
4
4
4
4
4
85
4
5
4
4
4
4
4
4
4
3
4
4
4
86
2
4
2
4
4
4
4
4
4
4
4
2
4
103
No Kuesioner
Kesadaran Pensiun
Precautionary Motive
Self Control
X1
X2
X3
X4
X5
X6
X7
X8
X9
X10
Y1
Y2
Y3
88
3
5
4
5
5
4
4
4
4
5
5
4
5
89
3
5
3
4
4
4
4
4
4
3
4
4
3
90
3
5
4
4
3
3
3
4
3
4
4
3
4
92
5
5
4
4
2
4
4
5
3
3
3
3
3
94
4
4
4
5
4
4
4
4
4
4
5
5
5
96
1
3
3
2
4
4
3
4
3
4
3
3
3
97
2
4
4
4
4
3
3
3
4
4
4
4
4
99
1
5
5
5
5
5
5
5
5
5
5
5
5
102
1
5
5
4
4
4
3
4
4
2
4
4
4
103
1
5
1
4
4
1
1
4
4
4
1
1
1
104
4
4
4
4
4
4
4
4
4
4
4
4
4
105
2
3
3
3
4
4
4
4
3
5
3
3
3
106
3
4
4
4
4
4
4
4
3
3
4
4
4
107
4
3
5
4
4
2
4
4
3
4
4
3
4
109
3
4
4
4
4
4
4
4
4
5
4
4
4
110
4
4
4
4
4
3
4
4
4
5
4
3
3
111
2
5
2
4
2
2
3
2
2
4
2
2
4
112
1
5
2
2
4
2
4
2
1
1
1
1
4
115
3
4
4
5
5
5
5
5
5
5
4
4
4
116
1
5
4
2
1
1
1
1
1
4
2
2
2
117
1
4
3
2
2
2
3
4
1
3
2
2
3
104
No Kuesioner
Kesadaran Pensiun
Precautionary Motive
Self Control
X1
X2
X3
X4
X5
X6
X7
X8
X9
X10
Y1
Y2
Y3
118
3
5
5
5
5
5
5
5
5
3
5
5
5
119
1
5
4
5
5
5
4
5
5
5
5
4
5
120
1
5
3
3
3
4
4
4
4
5
4
3
4
121
1
3
1
3
3
3
3
3
3
3
3
3
3
122
3
5
4
4
3
4
4
4
4
4
4
3
4
123
2
5
4
4
4
5
3
4
4
3
4
4
4
124
1
5
4
4
4
3
3
4
3
3
4
4
4
127
2
5
2
4
4
2
4
4
4
2
4
2
2
128
3
4
2
5
3
4
4
4
3
4
3
3
2
129
1
5
1
5
5
5
5
5
1
1
5
5
1
130
1
4
3
4
2
1
3
4
4
2
2
3
2
131
4
5
3
5
5
4
4
5
4
5
4
3
3
132
1
4
2
3
4
4
4
4
4
4
4
4
4
135
2
5
4
5
4
4
4
4
4
4
3
2
2
136
4
5
5
5
4
4
5
5
5
4
5
5
5
137
1
4
2
5
4
3
2
4
4
4
3
2
3
138
4
5
4
4
4
4
4
4
5
5
4
4
4
139
4
5
4
4
4
4
5
5
4
4
5
4
4
140
2
4
4
3
2
3
4
3
2
4
4
4
4
141
1
5
2
5
4
2
5
5
5
4
5
5
4
142
4
5
5
2
3
2
3
4
4
3
4
3
4
105
No Kuesioner
Kesadaran Pensiun
Precautionary Motive
Self Control
X1
X2
X3
X4
X5
X6
X7
X8
X9
X10
Y1
Y2
Y3
143
2
5
5
4
4
4
4
4
4
5
4
2
4
144
2
4
4
4
4
4
4
5
4
4
4
4
2
145
4
5
5
4
4
2
4
4
4
2
4
2
4
146
3
4
4
4
4
4
3
4
5
5
4
4
4
147
3
5
4
4
4
4
4
4
4
4
4
4
4
148
2
5
4
4
4
4
4
4
4
4
4
4
4
149
2
4
4
4
4
4
3
4
4
3
4
4
4
150
1
5
3
2
4
4
3
5
3
2
4
4
4
151
5
5
4
4
4
4
5
5
4
3
3
3
3
152
1
3
2
5
4
3
2
4
4
4
3
2
1
153
1
5
1
5
5
5
5
5
1
1
5
5
2
154
1
4
3
4
2
1
3
4
4
2
2
3
4
155
2
4
4
2
4
4
4
4
4
2
4
2
5
156
3
5
2
4
3
4
5
4
3
2
4
4
4
157
3
4
2
4
4
4
4
4
3
3
5
5
5
158
1
2
4
4
3
2
5
5
3
3
4
4
4
159
3
3
3
2
2
2
4
4
4
5
5
4
4
160
2
3
4
4
5
5
5
5
3
3
3
4
5
161
3
3
3
3
4
4
4
4
4
5
5
5
5
162
3
5
3
3
3
4
4
4
4
5
4
3
4
163
1
3
1
3
3
3
3
3
3
3
3
3
3
106
No Kuesioner
Kesadaran Pensiun
Precautionary Motive
Self Control
X1
X2
X3
X4
X5
X6
X7
X8
X9
X10
Y1
Y2
Y3
164
2
4
4
4
4
5
4
5
4
4
3
4
2
165
5
5
5
4
4
2
4
4
4
2
4
2
4
166
3
4
4
4
4
2
3
4
5
5
5
4
4
167
3
5
5
4
4
3
4
3
4
3
4
5
3
168
2
4
4
4
3
2
2
4
2
2
4
2
4
169
3
5
4
4
4
4
4
4
2
4
4
4
4
170
2
5
3
5
1
5
3
4
4
4
3
5
5
171
2
5
4
4
4
4
3
4
4
4
4
3
4
172
2
5
3
4
4
3
4
4
5
4
5
5
4
173
3
4
5
4
3
4
4
4
4
3
4
3
4
174
2
4
4
2
4
4
4
4
4
2
4
2
5
175
4
5
4
4
2
3
4
4
2
5
4
1
4
176
1
5
3
5
5
5
4
5
4
5
4
3
5
177
1
4
3
2
4
4
3
4
4
4
5
4
4
178
3
4
3
4
4
3
4
4
3
4
4
3
5
179
3
5
4
4
4
4
5
4
4
5
4
5
4
180
2
4
5
3
3
3
3
3
4
4
4
4
4
181
1
1
2
2
2
3
3
3
3
3
4
4
4
107
Lampiran 4 Uji Validitas dan Reliabilitas
a. Kesadaran Pensiun
Reliability Statistics Cronbach's
N of Items
Alpha .613
3
Item-Total Statistics Scale Mean if
Scale Variance
Corrected Item-
Cronbach's
Item Deleted
if Item Deleted
Total
Alpha if Item
Correlation
Deleted
KP1
7.97
1.968
.384
.327
KP2
5.92
3.602
.270
.513
KP3
6.77
2.479
.372
.334
R tabel = 0,154 untuk df = 150 α = 0,05
108
b. Perilaku Pengendalian Diri (self control) dalam Pengelolaan Keuangan
Reliability Statistics Cronbach's
N of Items
Alpha .705
7
Item-Total Statistics Scale Mean if
Scale Variance
Corrected Item-
Cronbach's
Item Deleted
if Item Deleted
Total
Alpha if Item
Correlation
Deleted
SC1
22.65
10.824
.400
.676
SC2
22.86
10.280
.506
.649
SC3
23.06
10.090
.463
.659
SC4
22.80
10.884
.454
.664
SC5
22.53
11.145
.526
.655
SC6
22.96
10.452
.431
.668
SC7
22.88
11.259
.217
.732
R tabel = 0,154 untuk df = 150 α = 0,05
109
c. Precautionary Motive
Reliability Statistics Cronbach's
N of Items
Alpha .764
3
Item-Total Statistics Scale Mean if
Scale Variance
Corrected Item-
Cronbach's
Item Deleted
if Item Deleted
Total
Alpha if Item
Correlation
Deleted
PM1
7.20
2.607
.723
.541
PM2
7.57
2.532
.585
.704
PM3
7.23
3.159
.499
.784
R tabel = 0,154 untuk df = 150 α = 0,05
110
Lampiran 5 Statistik Deskriptif A. Kesadaran Pensiun Descriptive Statistics N
Minimum
Maximum
Mean
Std. Deviation
KP1
162
1.00
5.00
2.3580
1.24420
KP2
162
1.00
5.00
4.4074
.71848
KP3
162
1.00
5.00
3.5617
1.06288
KesadaranPensiun
162
1.33
5.00
3.4422
.73476
Valid N (listwise)
162
B. Self Control Descriptive Statistics N
Minimum
Maximum
Mean
Std. Deviation
SC1
162
2.00
5.00
3.9691
.87351
SC2
162
1.00
5.00
3.7593
.87623
SC3
162
1.00
5.00
3.5679
.97086
SC4
162
1.00
5.00
3.8272
.79267
SC5
162
1.00
5.00
4.0926
.65755
SC6
162
1.00
5.00
3.6667
.92582
SC7
162
1.00
5.00
3.7407
1.04884
SelfControl
162
1.57
5.00
3.8034
.53227
Valid N (listwise)
162
111
C. Precautionary Motive Descriptive Statistics N
Minimum
Maximum
Mean
Std. Deviation
PM1
162
1.00
5.00
3.8025
.91121
PM2
162
1.00
5.00
3.4259
1.04439
PM3
162
1.00
5.00
3.7716
.90048
PrecautionaryMotive
162
1.00
5.00
3.6670
.78655
Valid N (listwise)
162
112
Lampiran 6 Uji Asumsi Klasik a. Uji Normalitas Data One-Sample Kolmogorov-Smirnov Test KP_Total N Normal Parameters
a,b
Most Extreme Differences
SC_Total
PM_Total
162
162
162
Mean
10.33
26.62
11.00
Std. Deviation
2.203
3.727
2.359
Absolute
.102
.097
.177
Positive
.102
.070
.163
Negative
-.088
-.097
-.177
1.301
1.234
2.247
.068
.095
.082
Kolmogorov-Smirnov Z Asymp. Sig. (2-tailed) a. Test distribution is Normal. b. Calculated from data.
113
b. Uji Heterokedastisitas
114
c. Uji Multikolinearitas
Coefficients Model
Unstandardized
Standardized
Coefficients
Coefficients
B (Constan
Std. Error
T
Sig.
Beta
Collinearity Statistics
Tolerance
VIF
3.254
1.286
2.531
.012
KP_Total
.249
.080
.232 3.096
.002
.900
1.112
SC_Total
.194
.048
.307 4.090
.000
.900
1.112
t) 1
a
a. Dependent Variable: PM_Total
115
Lampiran 7. Pengujian Hipotesis a. Hasil Pengujian Hipotesis Pertama Model Summary Model
R
1
.345
R Square
a
Adjusted R
Std. Error of the
Square
Estimate
.119
.108
2.22779
a. Predictors: (Constant), KP, FD1
a
ANOVA Model
1
Sum of Squares
Df
Mean Square
Regression
106.874
2
53.437
Residual
789.126
159
4.963
Total
896.000
161
a. Dependent Variable: PM b. Predictors: (Constant), KP, FD1
116
F 11.767
Sig. .000
b
Coefficients Model
Unstandardized Coefficients
a
Standardized
t
Sig.
Coefficients B (Constant) 1
Std. Error
Beta
7.250
.845
FD1
.495
.359
KP
.344
.080
8.583
.000
.103
1.738
.070
.321
4.305
.000
a. Dependent Variable: PM
b. Hasil Pengujian Hipotesis Kedua Model Summary Model
R
1
.340
R Square
a
Adjusted R
Std. Error of the
Square
Estimate
.116
.105
2.23214
a. Predictors: (Constant), FD3, KP
a
ANOVA Model
1
Sum of Squares
Df
Mean Square
Regression
103.794
2
51.897
Residual
792.206
159
4.982
Total
896.000
161
a. Dependent Variable: PM
117
F 11.316
Sig. .000
b
b. Predictors: (Constant), FD3, KP
Coefficients Model
Unstandardized Coefficients
a
Standardized
T
Sig.
Coefficients B (Constant) 1
a.
Std. Error 7.177
.857
KP
.347
.080
FD3
.205
.359
Dependent Variable: PM
118
Beta 8.371
.000
.324
4.332
.000
.184
2.128
.026
c. Hasil Pengujian Hipotesis Ketiga Model Summary Model
R
1
.397
R Square
a
Adjusted R
Std. Error of the
Square
Estimate
.158
.147
2.17845
a. Predictors: (Constant), FD4, KP
a
ANOVA Model
1
Sum of Squares
Df
Mean Square
Regression
141.440
2
70.720
Residual
754.560
159
4.746
Total
896.000
161
a. Dependent Variable: PM b. Predictors: (Constant), FD4, KP
119
F 14.902
Sig. .000
b
Coefficients Model
a
Unstandardized Coefficients
Standardized
T
Sig.
Coefficients B (Constant) 1
Std. Error
Beta
8.152
.863
KP
.364
.078
FD4
-.052
.017
9.441
.000
.340
4.667
.000
-.222
-3.044
.003
a. Dependent Variable: PM
d. Hasil Pengujian Hipotesis Keempat
Model Summary Model
R
1
.366
R Square
a
Adjusted R
Std. Error of the
Square
Estimate
.134
.123
2.20870
a. Predictors: (Constant), FD6, KP
a
ANOVA Model
1
Sum of Squares
df
Mean Square
Regression
120.344
2
60.172
Residual
775.656
159
4.878
Total
896.000
161
120
F 12.335
Sig. .000
b
a. Dependent Variable: PM b. Predictors: (Constant), FD6, KP
Coefficients Model
a
Unstandardized Coefficients
Standardized
T
Sig.
Coefficients B (Constant) 1
a.
Std. Error
Beta
6.296
.966
KP
.327
.080
FD6
.275
.127
6.515
.000
.306
4.097
.000
.162
2.166
.032
Dependent Variable: PM
e. Hasil Pengujian Hipotesis Kelima
Model Summary Model
1
R
.356
R Square
a
Adjusted R
Std. Error of the
Square
Estimate
.126
.115
a. Predictors: (Constant), FD11, KP
121
2.21877
a
ANOVA Model
1
Sum of Squares
df
Mean Square
Regression
113.252
2
56.626
Residual
782.748
159
4.923
Total
896.000
161
F
Sig.
11.502
.000
T
Sig.
b
a. Dependent Variable: PM b. Predictors: (Constant), FD11, KP
Coefficients Model
Unstandardized Coefficients
a
Standardized Coefficients
B (Constant) 1
KP FD11
Std. Error 7.540
.844
.350
.079
-.479
.267
a. Dependent Variable: PM
122
Beta 8.930
.000
.327
4.404
.000
-.133
-1.791
.075
f. Hasil Pengujian Hipotesis Keenam Kesadaran Pensiun & Faktor Demografi 1(Status Pegawai)-Self Control
Model Summary Model
R
1
.322
R Square
a
Adjusted R
Std. Error of the
Square
Estimate
.104
.093
3.54980
a. Predictors: (Constant), FD1, KP
a
ANOVA Model
Sum of Squares Regression
1
df
Mean Square
232.460
2
116.230
Residual
2003.571
159
12.601
Total
2236.031
161
a. Dependent Variable: SC b. Predictors: (Constant), FD1, KP
123
F 9.224
Sig. .000
b
Coefficients Model
Unstandardized Coefficients
a
Standardized
T
Sig.
Coefficients B (Constant) 1
Std. Error
Beta
21.183
1.346
KP
.544
.127
FD1
.353
.080
15.739
.000
.322
4.272
.000
.330
3.992
.009
a. Dependent Variable: SC
Kesadaran Pensiun & Faktor Demografi 1(Status Pegawai)-Self ControlPrecautionary Motive
Model Summary Model
1
R
.456
R Square
a
Adjusted R
Std. Error of the
Square
Estimate
.208
.193
a. Predictors: (Constant), SC, FD1, KP
124
2.11892
a
ANOVA Model
1
Sum of Squares
df
Mean Square
Regression
186.611
3
62.204
Residual
709.389
158
4.490
Total
896.000
161
F
Sig.
13.854
.000
T
Sig.
b
a. Dependent Variable: PM b. Predictors: (Constant), SC, FD1, KP
Coefficients Model
Unstandardized Coefficients
a
Standardized Coefficients
B (Constant)
Std. Error 3.024
1.285
FD1
.585
.342
KP
.236
SC
.199
Beta 2.354
.020
.122
1.710
.089
.080
.220
2.935
.004
.047
.315
4.214
.000
1
a. Dependent Variable: PM
125
g. Hasil Pengujian Hipotesis Ketujuh
Kesadaran Pensiun & Faktor Demografi 3(Jenis Kelamin)-Self Control
Model Summary Model
R
1
.360
R Square
a
Adjusted R
Std. Error of the
Square
Estimate
.129
.118
3.49914
a. Predictors: (Constant), FD3, KP
a
ANOVA Model
Sum of Squares Regression
1
df
Mean Square
289.235
2
144.618
Residual
1946.796
159
12.244
Total
2236.031
161
a. Dependent Variable: SC b. Predictors: (Constant), FD3, KP
126
F 11.811
Sig. .000
b
Coefficients Model
Unstandardized Coefficients
a
Standardized
t
Sig.
Coefficients B (Constant) 1
Std. Error
21.653
1.344
.556
.125
-1.292
.562
KP FD3
Beta 16.110
.000
.329
4.434
.000
-.171
-2.298
.023
a. Dependent Variable: SC
Kesadaran Pensiun & Faktor Demografi 1(Jenis Kelamin)-Self ControlPrecautionary Motive
Model Summary Model
1
R
.461
R Square
a
Adjusted R
Std. Error of the
Square
Estimate
.213
.198
a. Predictors: (Constant), FD3, KP, SC
127
2.11280
a
ANOVA Model
1
Sum of Squares
df
Mean Square
Regression
190.697
3
63.566
Residual
705.303
158
4.464
Total
896.000
161
F
Sig.
14.240
.000
t
Sig.
b
a. Dependent Variable: PM b. Predictors: (Constant), FD3, KP, SC
Coefficients Model
Unstandardized Coefficients
a
Standardized Coefficients
B (Constant)
Std. Error 2.602
1.317
KP
.229
.080
SC
.211
FD3
.678
Beta 1.976
.050
.214
2.854
.005
.048
.334
4.412
.000
.345
.141
1.964
.051
1
a. Dependent Variable: PM
128
h. Hasil Pengujian Hipotesis Kedelapan
Kesadaran Pensiun & Faktor Demografi 4 (Lama Bekerja)-Self Control
Model Summary Model
R
1
.320
R Square
a
Adjusted R
Std. Error of the
Square
Estimate
.102
.091
3.55304
a. Predictors: (Constant), FD4, KP
a
ANOVA Model
Sum of Squares Regression
1
Df
Mean Square
228.801
2
114.400
Residual
2007.230
159
12.624
Total
2236.031
161
a. Dependent Variable: SC b. Predictors: (Constant), FD4, KP
129
F 9.062
Sig. .000
b
Coefficients Model
Unstandardized Coefficients
a
Standardized
t
Sig.
Coefficients B (Constant) 1
Std. Error
Beta
21.336
1.408
KP
.539
.127
FD4
.249
.080
15.151
.000
.319
4.240
.000
.232
3.096
.002
a. Dependent Variable: SC
Kesadaran Pensiun & Faktor Demografi 4 (Lama Bekerja)-Self ControlPrecautionary Motive
Model Summary Model
1
R
.487
R Square
a
Adjusted R
Std. Error of the
Square
Estimate
.237
.223
a. Predictors: (Constant), FD4, SC, KP
130
2.08004
a
ANOVA Model
1
Sum of Squares
Df
Mean Square
Regression
212.400
3
70.800
Residual
683.600
158
4.327
Total
896.000
161
F
Sig.
16.364
.000
T
Sig.
b
a. Dependent Variable: PM b. Predictors: (Constant), FD4, SC, KP
Coefficients Model
Unstandardized Coefficients
a
Standardized Coefficients
B (Constant)
Std. Error 4.140
1.289
KP
.263
.079
SC
.188
FD4
-.049
Beta 3.212
.002
.245
3.343
.001
.046
.297
4.050
.000
.016
-.209
-2.999
.003
1
a. Dependent Variable: PM
131
i. Hasil Pengujian Hipotesis Kesembilan
Kesadaran Pensiun & Faktor Demografi 6 (Pendidikan Terakhir)-Self Control
Model Summary Model
R
1
.322
R Square
a
Adjusted R
Std. Error of the
Square
Estimate
.104
.093
3.55008
a. Predictors: (Constant), FD6, KP
a
ANOVA Model
Sum of Squares Regression
1
df
Mean Square
232.138
2
116.069
Residual
2003.893
159
12.603
Total
2236.031
161
a. Dependent Variable: SC b. Predictors: (Constant), FD6, KP
132
F 9.210
Sig. .000
b
Coefficients Model
Unstandardized Coefficients
a
Standardized
T
Sig.
Coefficients B (Constant) 1
Std. Error
Beta
21.697
1.553
KP
.551
.128
FD6
.194
.048
13.967
.000
.326
4.289
.000
.307
4.090
.000
a. Dependent Variable: SC
Kesadaran Pensiun & Faktor Demografi 6 (Pendidikan Terakhir)-Self Control-Preacautionary Motive
Model Summary Model
1
R
.475
R Square
a
Adjusted R
Std. Error of the
Square
Estimate
.225
.211
a. Predictors: (Constant), FD6, SC, KP
133
2.09597
a
ANOVA Model
1
Sum of Squares
df
Mean Square
Regression
201.892
3
67.297
Residual
694.108
158
4.393
Total
896.000
161
F
Sig.
15.319
.000
t
Sig.
b
a. Dependent Variable: PM b. Predictors: (Constant), FD6, SC, KP
Coefficients Model
Unstandardized Coefficients
a
Standardized Coefficients
B (Constant)
Std. Error 1.919
1.369
KP
.216
.080
SC
.202
FD6
.307
Beta 1.402
.163
.202
2.700
.008
.047
.319
4.308
.000
.121
.180
2.543
.012
1
a. Dependent Variable: PM
134
j. Hasil Pengujian Hipotesis Kesepuluh
Kesadaran Pensiun & Faktor Demografi 11 (Jumlah anak yg sudah bekerja)Self Control
Model Summary Model
R
1
.318
R Square
a
Adjusted R
Std. Error of the
Square
Estimate
.101
.090
3.55531
a. Predictors: (Constant), FD11, KP
a
ANOVA Model
Sum of Squares Regression
1
Df
Mean Square
226.231
2
113.115
Residual
2009.800
159
12.640
Total
2236.031
161
a. Dependent Variable: SC b. Predictors: (Constant), FD11, KP
135
F 8.949
Sig. .000
b
Coefficients Model
Unstandardized Coefficients
a
Standardized
t
Sig.
Coefficients B (Constant) 1
Std. Error
Beta
21.149
1.353
KP
.535
.127
FD11
.241
.046
15.631
.000
.316
4.205
.000
.381
5.209
.000
a. Dependent Variable: SC
Kesadaran Pensiun & Faktor Demografi 11 (Jumlah anak yg sudah bekerja)Self Control-Precautionary Motive
Model Summary Model
1
R
.457
R Square
a
Adjusted R
Std. Error of the
Square
Estimate
.209
.194
a. Predictors: (Constant), FD11, KP, SC
136
2.11780
a
ANOVA Model
1
Sum of Squares
df
Mean Square
Regression
187.356
3
62.452
Residual
708.644
158
4.485
Total
896.000
161
F
Sig.
13.924
.000
t
Sig.
b
a. Dependent Variable: PM b. Predictors: (Constant), FD11, KP, SC
Coefficients Model
Unstandardized Coefficients
a
Standardized Coefficients
B (Constant)
Std. Error 3.479
1.284
KP
.247
.080
SC
.192 -.449
Beta 2.710
.007
.231
3.091
.002
.047
.303
4.065
.000
.255
-.125
-1.759
.081
1
FD11 a. Dependent Variable: PM
137
