KATA PENGANTAR FOREWARD

KATA PENGANTAR FOREWARD Statistik Perbankan Indonesia (SPI) merupakan media publikasi yang menyajikan data mengenai perbankan Indonesia. SPI diterbitkan secara bulanan oleh Departemen Perizinan dan Informasi Perbankan untuk memberikan gambaran perkembangan perbankan di Indonesia.

The Indonesia Banking Statistic is a publication media that provides data of Indonesia Banking. The SPI is published by the licence and banking information department monthly to give an overview of banking development in Indonesia.

Sehubungan dengan beralihnya fungsi, tugas dan wewenang pengaturan dan pengawasan kegiatan jasa keuangan di sektor perbankan dari Bank Indonesia ke Otoritas Jasa Keuangan sejak tanggal 31 Desember 2013, maka SPI edisi November 2013 akan diterbitkan oleh Otoritas Jasa Keuangan dan dapat diakses melalui website www.ojk.go.id pada menu Data dan Statistik-Perbankan.

Due to change function, job and authority of arrangement and surveillance of financial services activity in banking sector from The Bank of Indonesia to Financial Services Authority since December 31th, 2003, so The SPI's edition on November 2013 will be published by Financial Services Authority and can be accessed through website www.ojk.go.id at data menu and banking statistic.

Dengan perubahan tersebut, diharapkan data yang disajikan tetap dapat bermanfaat bagi pengguna.

By the change, the provided data can be useful for user/stakeholder.

Mulai data bulan Mei 2015, pengelompokkan bank disajikan berdasarkan Bank Umum berdasarkan Kelompok Usaha (BUKU) namun data berdasarkan kelompok bank yang lama tetap disajikan secara paralel sampai dengan data Juni 2016. Hal ini untuk mempertimbangkan batas waktu bagi bank umum menyesuaikan kegiatan usaha/modal inti sampai dengan Juni 2016.

Starting May 2015, the grouping of banks presented based on Commercial Banks Group of Business Activities (BUKU) but the old data group continue to be presented in parallel until June 2016. It is to consider the time limit for commercial banks to adjust their business activities/core capital up to June 2016.

Pada SPI mulai edisi Desember 2015 data perbankan syariah tidak lagi disajikan. Data perbankan syariah dimaksud telah tersedia di SPS Format Baru mulai edisi Desember 2015. Namun secara umum data kelompok bank berdasarkan BUKU sudah termasuk data perbankan syariah. Diharapkan dengan pemisahan data ini dapat mempercepat data yang diberikan kepada stakeholder.

Starting SPI edition December 2015, the sharia banking data are no longer served. Sharia banking data is already available in SPS New Format began edition December 2015. But, generally data of bank group base on BUKU includes Sharia banking data. Expected with the separation of these data can accelerate the data that provided to stakeholders.

Jakarta, Juni 2016 Jakarta, June 2016

Otoritas Jasa Keuangan, Republik Indonesia Departemen Perizinan dan Informasi Perbankan Financial Services Authority, Republic of Indonesia Banking Licensing and Information Department

i

HALAMAN KETERANGAN PAGE OF REFERANCE Jadwal Publikasi Kedepan Edisi Mei 2016 akan diterbitkan pada minggu ke III bulan Juli 2016.

Advance Release Calender (ARC) May 2016 edition will be released on the 3rd week of July 2016.

Tanda-tanda, simbol dan Sumber Data Suatu jumlah tidak selalu sama besarnya dengan penjumlahan angka-angka yang bersangkutan karena pembulatan.

Notes, Symbols and Sources of Data Totals do not necessarily agree with the sum of items shown because of roundings.

r ( ) * ** *** ... -$

Angka-angka diperbaiki Sebagian dari suatu jumlah Angka-angka sementara Angka-angka sangat sementara Angka-angka sangat-sangat sementara Tidak ada Angka belum tersedia Nol atau lebih kecil daripada digit terakhir Dolar Amerika Serikat

r ( ) * ** *** ... -$

Revised figures Subset of data Provisional figures Very provisional figures Estimated figures Not available Figures are not available yet Nil or less than the last digit US Dollar

Tanda koma pada angka-angka harap dibaca sebagai titik dan sebaliknya tanda titik harap dibaca sebagai koma.

Commas in the numbers please read as point and vice versa, please read the point as a comma

Sumber Data : Bank Indonesia dan Otoritas Jasa Keuangan, kecuali jika dinyatakan lain. 1. Data yang digunakan dalam Publikasi SPI bersumber dari Laporan Bulanan Bank Umum (LBU), dan Laporan Berkala Bank Perkreditan Rakyat (LBBPR) kecuali dinyatakan lain. 2. Proses download data; Data Laporan Bulanan Bank Umum (LBU) yang disampaikan dari bank pelapor kepada Bank Indonesia diolah melalui Sistem Informasi Perbankan (SIP). Perbedaan waktu download data LBU melalui SIP dapat menyebabkan perbedaan pada data yang dipublikasikan ini dengan data publikasi yang lain. Oleh sebab itu, pembaca dihimbau untuk memperhatikan waktu download data. Misalnya pemrosesan data bulan laporan Oktober 2015 untuk Publikasi Statistik Perbankan Indonesia penerbitan periode ini dilakukan dari tanggal 10 Desember s/d tanggal 15 Desember 2015.

Data Source : Bank Indonesia and Financial Services Authority unless mentioned otherwise. 1. The data used in the Indonesian Banking Statistics is derive from Commercial Bank Monthly Reports, and Rural Bank Monthly Reports. 2. Data from the Commercial Bank Monthly Reports, which submitted by the reporting banks to Bank Indonesia, is processed using the Bank Indonesia Banking Information System. The time taken to download data from Banking Information System can result in variations of the data that is published in this book, compared to other published data. Therefore, readers are recommended to pay attention to the download time of data. The processing of the October 2015 monthly reports for this periode of the Indonesian Banking Statistics was done from 10 December until 15 December 2015.

Sampai dengan bulan Desember 2015 data dalam publikasi ini disediakan melalui website OJK (http://www.ojk.go.id) dan website BI (http://www.bi.go.id).

Until December 2015, The data publication are also provided through OJK website (http://www.ojk.go.id) and BI website (http://www.bi.go.id).

Departemen Perizinan dan Informasi Perbankan Deputi Direktur Publikasi dan Administrasi (IDAP) Otoritas Jasa Keuangan Menara Radius Prawiro Jl. MH Thamrin No. 2, Jakarta Pusat Email: [email protected] Telepon: (021) 1500 655 Fax: (021) 386 6032

Bank Licensing and Banking Information Department Administration and Publication Deputy Director (IDAP) Indonesia Financial Services Authority Radius Prawiro Tower Jl. MH Thamrin No. 2, North Jakarta Email: [email protected] Telephone: +62-21—1500 655 Fax: +62-21-386 6032

ii

DAFTAR ISI TABLE OF CONTENT KATA PENGANTAR

i

INTRODUCTION

i

HALAMAN KETERANGAN

ii

PAGE OF REFFERENCE

ii

DAFTAR ISI

iii

TABLE OF CONTENT

iii

DAFTAR SINGKATAN

iv

LIST OF ABBREVIATIONS

iv

DAFTAR TABEL

v

LIST OF TABLES

v

LIST OF ADDITIONAL TABLE AND

ix

DAFTAR TABEL TAMBAHAN DAN

ix

CHANGE OF TABLES NAME

PERUBAHAN NAMA TABEL METADATA

xi

METADATA

xi

DATA

2

DATA

2

DATA BANK UMUM BERDASARKAN BUKU

4

COMMERCIAL BANK GROUP OF BUSINESS

4

ACTIVITIES DATA BANK UMUM

64

COMMERCIAL BANK DATA

64

DATA BANK PERKREDITAN RAKYAT

122

RURAL BANK DATA

122

DATA PERKREDITAN

139

CREDIT DATA

139

iii

DAFTAR SINGKATAN LIST OF ABBREVIATION

APYD

: Aktiva Produktif Yang Diklasifikasikan

APYD

: Classified Earning assets

ATMR

: Aktiva Tertimbang Menurut Risiko

ATMR

: Risk Weighted Assets

BOPO

: Biaya Operasional terhadap Pendapatan

BOPO

: Operations Expenses to Operations Income

Operasional BPD

: Bank Pembangunan Daerah

BPD

: Regional Development Bank

CAR

: Capital Adequacy Ratio

CAR

: Capital Adequacy Ratio

DPK

: Dana Pihak Ketiga

DPK

: Third Party Funds

KAP

: Kualitas Aktiva Produktif

KAP

: Earning assets Qualtiy

KBAB

: Kewajiban Bersih Antar Bank

KBAB

: Inter-Bank Net Liabilities

KP

: Kantor Pusat

KP

: Head Office

KC

: Kantor Cabang

KC

: Branch Office

KCP

: Kantor Cabang Pembantu

KCP

: Sub-Branch Office

KK

: Kantor Kas

KK

: Cash Office

KPW

: Kantor Perwakilan

KPW

: Representative Office

LBU

: Laporan Bulanan Bank Umum

LBU

: Commercial Bank Monthly Report

LDR

: Loan to Deposit Ratio

LDR

: Loan to Deposit Ratio

NIM

: Net Interest Margin

NIM

: Net Interest Margin

NPL

: Non Performing Loan

NPL

: Non-Performing Loan

ROA

: Return on Assets

ROA

: Return on Assets

SIP

: Sistem Informasi Perbankan

SIP

: Banking Information System

UKM

: Usaha Kecil Menengah

UKM

: Small/Medium-Scale-Enterprise Industry

UMKM

: Usaha Mikro Kecil Menengah

UMKM

: Small/Medium/Micro-Enterprise

Industry

(SMEs) NOM

: Net Operating Margin

NOM

: Net Operating Margin

FDR

: Financing to Deposit Ratio

FDR

: Financing to Deposit Ratio

iv

DAFTAR TABEL LIST OF TABLES NO.

NO. TABEL

JUDUL

HAL

TABLES

DATA 1.

1.0

Kegiatan Usaha Perbankan

TOPIC

PAGES

DATA 2

1.0

DATA BANK UMUM BERDASARKAN BUKU

Bank Industries Operation

2

COMMERCIAL BANKS GROUP OF BUSINESS ACTIVITIES

2.

1.1 – 1.8

Kegiatan Usaha Bank Umum berdasarkan BUKU

3.

1.9 – 1.16

Laporan Laba/Rugi Bank Umum berdasarkan BUKU

12

4.

1.17 - 1.24

Rekening Administratif Bank Umum berdasarkan BUKU

20

5.

1.25 - 1.31

Kinerja Bank Umum Konvensional berdasarkan BUKU

28

6.

1.32

Perkembangan Aset Bank Umum Berdasarkan BUKU

36

7.

1.33

Jumlah Bank Umum Berdasarkan Pengelompokkan Total Aset BUKU

37

8.

1.34 – 1.41

Aset Produktif Bank Umum Konvensional dan Kualitas Kredit Bank Umum Kepada Bank Lain BUKU

9.

1.42 - 1.49

Komposisi DPK Bank Umum Berdasarkan Lokasi bank Penghimpunan Dana - BUKU

46

10.

1.50 – 1.57

Suku Bunga Rata-rata DPK Bank Umum – BUKU

54

11.

1.58

Perkembangan Jumlah Bank Umum dan Kantor Bank Umum berdasarkan BUKU

62

4

38

1.1 – 1.8

1.9 – 1.16

1.17 - 1.24

1.25 - 1.31

1.32

1.33

1.34 – 1.41

1.42 - 1.49

1.50 – 1.57

1.58

Commercial Banks Group of Business Activities

4

Commercial Banks Group of Business Acitivies - Income Statements

12

Commercial Banks Group of Business Acitivies - Off-Balance Sheet

20

Performance of Commercial Banks Group of Busineness Activities

28

Growth of Commercial Banks Assets based on Group of Business Activities

36

Total of Commercial Banks Based on Total Assets

37

Earning Assets of Commercial Banks and Credit Quality of Commercial Banks to Other Bank

38

Composition of Third Party Funds of Commercial Banks Group of Business Activities

46

Average of Interest Rate of Third Party Funds of Commercial Conventional Banks Group of Business Activities

54

Growth of Total Commercial Banks and Bank Offices based on Group of Business Activities

62

COMMERCIAL BANK

DATA BANK UMUM 14.

1.1. s.d 1.7.

Kegiatan Usaha Bank Umum

64

1.1. s.d 1.7.

Commercial Banks Operation

64

15.

1.8 s.d 1.14.

Laporan Laba/Rugi Bank Umum

71

1.8 s.d 1.14.

Commercial Banks Income Statement

71

16

1.15.a s.d 1.21.

Rekening Administratif Bank Umum

78

1.15.a s.d 1.21.

Commercial Banks Off-Balance Sheet

78

17.

1.22.a s.d 1.28.

Kinerja Bank Umum Konvensional

85

1.22.a s.d 1.28.

Commercial Banks Performance

85

18.

1.29

Perkembangan Aset Bank Umum Berdasarkan Kelompok Bank

92

1.29

Growth of Commercial Banks Asset Based Group Bank

92

19.

1.30

Jumlah Bank Umum Berdasarkan Pengelompokkan Total Aset

93

1.30

Total of Commercial Banks Based on Total Assets

93

v

NO.

NO. TABEL

JUDUL

20.

1.31 s.d 1.37

Aset Produktif Bank Umum Konvensional dan Kualitas Kredit Bank Umum Kepada Bank Lain

21.

1.38 s.d 1.44

22.

HAL

TABLES

TOPIC

PAGES

94

1.31 s.d 1.37

Earning Assets of Commercial Banks and Credit Quality of Commercial Banks to Other Bank

94

Komposisi Dana Pihak Ketiga Bank Umum

101

1.38 s.d 1.44

Composition of Third Party Funds of Commercial Banks

101

1.45

Komposisi DPK Bank Umum Berdasarkan Lokasi bank Penghimpunan Dana

108

1.45

Composition of Third Party Funds of Commercial Banks Based on Bank Location Month (...) Year (...)

108

23.

1.46

Penghimpunan DPK Bank Umum Berdasarkan Lokasi Bank Penghimpunan Dana

109

1.46

Third Party Funds of Commercial Banks Based on Bank Location of Deposits

109

24.

1.47 s.d 1.53

Suku Bunga Rata-rata DPK Bank Umum

110

1.47 s.d 1.53

Average of Interest Rate of Third Party Fund of Commercial Banks

110

25.

1.54

Suku Bunga Rata-rata Kredit Bank Umum kepada Pihak Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

117

1.54

Average of Credit Interest Rates of Commercial Bank to Parties Non Bank Based on Industrial Origin and Non Industrial Origin Credit Recipients

117

26.

1.55

Suku Bunga Rata-rata Kredit Bank Umum kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

118

1.55

Average of Credit Interest Rate of Commercial Based on Types and Orientation User

118

27.

1.56

Perkembangan Jumlah Bank Umum dan Kantor Bank Umum

119

1.56

Growth of Total Commercial Banks and Bank Offices

119

28.

1.57

Perkembangan Jumlah Kantor Cabang Bank Berdasarkan Lokasi Bank

120

1.57

Growth of Total Branch offices Based on Region

120

RURAL BANK DATA

DATA BANK PERKREDITAN RAKYAT 29.

2.1

Kegiatan Usaha Bank Perkreditan Rakyat

122

2.1

Rural Bank Operations

122

30.

2.2

Kinerja Bank Perkreditan Rakyat

123

2.2

Rural Bank Performance

123

31.

2.3

Perkembangan Aset BPR Berdasarkan Lokasi BPR

124

2.3

Growth of Assets Based Rural Bank Data

124

32.

2.4

Jumlah BPR Berdasarkan Total Aset

125

2.4

Rural Banks Based on Total Assets

125

33.

2.5

Non Performing Loan (NPL) Bank Perkreditan Rakyat

126

2.5

NPL of Rural Bank

126

34.

2.6

NPL BPR Berdasarkan Lokasi

127

2.6

NPL of Rural Banks Based On Location

127

35.

Dana Pihak Ketiga

128

Third Party Funds of Rural Bank

128

2.7

a. Composition of Third Party Funds of Rural Bank

b. Komposisi DPK Berdasarkan Lokasi Penghimpunan

2.8

b. Composition of Third Party Funds Based on Location

2.9

c. DPK BPR Berdasarkan Lokasi Penghimpun

2.9

c. Third Party Funds of Rural Banks Based on Location

36.

2.10

Suku Bunga Rata-rata DPK BPR

131

2.10

Average of Third Party Interest Rates of Rural Banks

131

37.

2.11

Suku Bunga Rata-rata Kredit BPR Berdasarkan Sektor Ekonomi

132

2.11

Average of Credit Interest Rates of Rural Banks

132

38.

2.12

Suku Bunga rata-rata Kredit BPR Berdasarkan Jenis Penggunaan

133

2.12

Average of Credit Interest Rates of Rural Banks Based on Type of Use

133

2.7

a. Komposisi DPK Bank Perkreditan Rakyat

2.8

vi

HAL

TABLES

TOPIC

PAGES

134

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Growth of Total Rural Banks and Bank Offices

134

a. Perkembangan Jumlah BPR

2.13

b. Perkembangan Jumlah BPR dan Kantor BPR Berdasarkan Lokasi

2.14

a. Growth of Total Rural Bank b. Growth of Total Rural Bank Offices Based on Region

136

2.15

Syariah Rural Bank

136

137

2.16

Asset and Financing of Sharia Rural Bank)

137

NO.

NO. TABEL

JUDUL

39.

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Perkembangan Jumlah Bank dan Kantor Bank

2.13 2.14 40.

2.15

Kegiatan Usaha BPR Syariah

41.

2.16

Aset dan Pembiayaan BPR Syariah

CREDIT DATA

DATA PERKREDITAN 42.

45.

3.1 – 3.8

3.9 s.d 3.16

Kredit dan NPL Bank Umum Konvensional - BUKU Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

Kredit dan NPL Bank Umum Konvensional - BUKU Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

3.1 – 3.8

139

3.9 s.d 3.16 147

Credit and NPL Credit of Commercial Banks Group of Business Activities to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Beneficiary

139

Credit and NPL of Commercial Conventional Banks Group of Business Activities 1 to Non Bank Third Party Based on Types and Orientation of Use

147

51.

3.17

Kredit dan NPL Bank Umum Konvensional dan Bank Umum Syariah berdasarkan BUKU

155

3.17

Credit and Non Performing Loan (NPL) of Commercial Conventional and Sharia Banks based on Group of Business Activities to Non Bank Third Party Withdrawn By Card

155

43.

3.1.a s.d 3.7.a

Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

156

3.1.a s.d 3.7.a

Credit Channeling and NPL Credit Channeling of Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary

156

44.

3.8.a

Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Per Lokasi Dati I Bank Penyalur Kredit

163

3.8.a

Credit and NPL of Comemrcial Bank to Non Bank Third Party Based on Business Sector and non Business Sector of Credit by Region

163

46.

3.9.a s.d 3.15.a

Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

164

3.9.a s.d 3.15.a

Credit and NPL of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use

164

47.

3.16.a

Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan per Lokasi Dati I Bank Penyalur Kredit

171

3.16.a

Credit and NPL of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use by Bank Location for [month] [year]

171

48.

3.17.a

Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lokasi Dati I Bank Penyalur Kredit

172

3.17.a

Credit and NPL 0f Commercial Banks to Non Bank Third Party Based on Bank Location

172

49.

3.18.a

Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Hubungan Penerima Kredit dengan Bank

173

3.18.a

Credit and NPL of Commercial Bank to Non Bank Third Party Based on Bank Relation with Beneficiary

173

50.

3.19.a

Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Yang Penarikannya Menggunakan Kartu Berdasarkan Kelompok Bank

174

3.19.a

Credit and NPL of Commercial Bank to Non Bank Third Party Withdrawn By Card Based on Group of Bank

174

vii

NO.

NO. TABEL

JUDUL

HAL

TABLES

TOPIC

PAGES

52.

3.20.a

Penerusan Kredit (Off-Balance Sheet) dan NPL Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Penerusan Kredit

175

3.20.a

Credit Channeling (Off-Balance Sheet) and NPLof Commercial Banks Based on Industries Sector and non Industries Sector of Credit Channeling Beneficiary

175

53.

3.21.a

Penerusan Kredit (Off-Balance Sheet) dan Non PerformingLoan (NPL) Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Kredit dan Golongan Penyalur Kredit

176

3.21.a

Off-Balance Sheet Credit Channeling and NPL of Commercial Banks to Non-Bank Third Party Based on Types of Credit and Classification of Credit Providers

176

54.

3.22.a

Kredit BPR Berdasarkan Sektor Ekonomi

177

3.22.a

Credit of Rural Banks Based on Economic Sector

177

55.

3.23.a

Kredit Bank Perkreditan Rakyat Berdasarkan Jenis Penggunaan

178

3.23.a

Credit of Rural Banks Based on Type of Use

178

56.

3.24.a

Kredit Bank Perkreditan Rakyat Berdasarkan Lokasi Bank Penyalur

179

3.24.a

Credit of Rural Bank Based on Location

179

57.

3.25.a

Kredit dan NPL MKM dan UMKM Berdasarkan Sektor Ekonomi

180

3.25.a

Credit & NPL of MSMEs and SMEs Based on Economic Sector

180

58.

3.26.a

Kredit dan NPL MKM dan UMKM Berdasarkan Jenis Penggunaan

182

3.26.a

Credit & NPL of MSMEs 182 and SMEs Based on Type Use

59.

3.27.a

Kredit dan NPL Rincian Kredit MKM dan UMKM Menurut Kelompok Bank

183

3.27.a

Credit & NPL of MSMEs and SMEs Based on Group of Bank

183

60.

2.28.a

Kredit UMKM dan MKM Menurut Lokasi Proyek per Daerah Tingkat I

185

2.28.a

Credit & NPL of MSMEs and SMEs Based on Project Location

185

viii

DAFTAR TABEL TAMBAHAN dan PERUBAHAN NAMA TABEL PENERBITAN STATISTIK BANK UMUM BERDASARKAN KELOMPOK USAHA No.

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29

Nomor Tabel

Tabel 1 Tabel 1.1 Tabel 1.2 Tabel 1.3 Tabel 1.4 Tabel 1.5 Tabel 1.6 Tabel 1.7 Tabel 1.8 Tabel 1.9 Tabel 1.10 Tabel 1.11 Tabel 1.12 Tabel 1.13 Tabel 1.14 Tabel 1.15 Tabel 1.16 Tabel 1.17 Tabel 1.18 Tabel 1.19 Tabel 1.20 Tabel 1.21 Tabel 1.22 Tabel 1.23 Tabel 1.24 Tabel 1.25 Tabel 1.26 Tabel 1.27 Tabel 1.28

30 Tabel 1.29 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53

Tabel 1.30 Tabel 1.31 Tabel 1.32 Tabel 1.33 Tabel 1.34 Tabel 1.35 Tabel 1.36 Tabel 1.37 Tabel 1.38 Tabel 1.39 Tabel 1.40 Tabel 1.41 Tabel 1.42 Tabel 1.43 Tabel 1.44 Tabel 1.45 Tabel 1.46 Tabel 1.47 Tabel 1.48 Tabel 1.49 Tabel 1.50 Tabel 1.51 Tabel 1.52

54 Tabel 4.1 55 Tabel 4.2 56 Tabel 4.3 57 Tabel 4.4 58 Tabel 4.5 59 Tabel 4.6 60 Tabel 4.7 61 Tabel 4.9

Nama Tabel

Kegiatan Usaha Perbankan Kegiatan Usaha Bank Umum Konvensional dan Bank Umum Syariah Kegiatan Usaha Bank Umum Konvensional - BUKU 1 Kegiatan Usaha Bank Umum Konvensional - BUKU 2 Kegiatan Usaha Bank Umum Konvensional - BUKU 3 Kegiatan Usaha Bank Umum Konvensional - BUKU 4 Kegiatan Usaha Bank Umum Syariah - BUKU 1 Kegiatan Usaha Bank Umum Syariah - BUKU 2 Laporan Laba/Rugi Bank Umum Konvensional dan Bank Umum Syariah Laporan Laba/Rugi Bank Umum Konvensional - BUKU 1 Laporan Laba/Rugi Bank Umum Konvensional - BUKU 2 Laporan Laba/Rugi Bank Umum Konvensional - BUKU 3 Laporan Laba/Rugi Bank Umum Konvensional - BUKU 4 Laporan Laba/Rugi Bank Umum Syariah - BUKU 1 Laporan Laba/Rugi Bank Umum Syariah - BUKU 2 Rekening Administratif Bank Umum Konvensional dan Bank Umum Syariah Rekening Administratif Umum Konvensional - BUKU 1 Rekening Administratif Umum Konvensional - BUKU 2 Rekening Administratif Umum Konvensional - BUKU 3 Rekening Administratif Umum Konvensional - BUKU 4 Rekening Administratif Umum Syariah - BUKU 1 Rekening Administratif Umum Syariah - BUKU 2 Kinerja Bank Umum Konvensional Kinerja Bank Umum Konvensional BUKU 1 Kinerja Bank Umum Konvensional BUKU 2 Kinerja Bank Umum Konvensional BUKU 3 Kinerja Bank Umum Konvensional BUKU 4 Kinerja Bank Umum Syariah BUKU 1 Kinerja Bank Umum Syariah BUKU 2 Perkembangan Aset Bank Umum Konvensional dan Bank Umum Syariah Berdasarkan Kegiatan Usaha Jumlah Bank Umum Konvensional dan Bank Umum Syariah Berdasarkan Pengelompokan Total Aset Aset Produktif Bank Umum Konvensional dan Kualitas Kredit Bank Umum kepada Bank Lain Aset Produktif dan Kualitas Kredit Bank Umum Konvensional BUKU 1 kepada Bank Lain Aset Produktif dan Kualitas Kredit Bank Umum Konvensional BUKU 2 kepada Bank Lain Aset Produktif dan Kualitas Kredit Bank Umum Konvensional BUKU 3 kepada Bank Lain Aset Produktif dan Kualitas Kredit Bank Umum Konvensional BUKU 4 kepada Bank Lain Aset Produktif dan Kualitas Kredit Bank Umum Syariah BUKU 1 kepada Bank Lain Aset Produktif dan Kualitas Kredit Bank Umum Syariah BUKU 2 kepada Bank Lain Komposisi Dana Pihak Ketiga Bank Umum Konvensional dan Bank Umum Syariah Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 1 Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 2 Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 3 Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 4 Komposisi Dana Pihak Ketiga Bank Umum Syariah - BUKU 1 Komposisi Dana Pihak Ketiga Bank Umum Syariah - BUKU 2 Suku Bunga Rata-rata DPK Bank Umum Konvensional dan Bank Umum Syariah Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 1 Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 2 Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 3 Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 4 Suku Bunga Rata-rata DPK Bank Umum Syariah - BUKU 1 Suku Bunga Rata-rata DPK Bank Umum Syariah - BUKU 2 Perkembangan Jumlah Bank Umum dan Kantor Bank Umum berdasarkan Kelompok Usaha Kredit dan NPL Bank Umum Konvensional dan Bank Umum Syariah Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit Kredit dan NPL Bank Umum Konvensional BUKU 1 Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit Kredit dan NPL Bank Umum Konvensional BUKU 2 Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit Kredit dan NPL Bank Umum Konvensional BUKU 3 Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit Kredit dan NPL Bank Umum Konvensional BUKU 4 Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit Kredit dan NPL Bank Umum Syariah BUKU 1 Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit Kredit dan NPL Bank Umum Syariah BUKU 2 Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit Kredit dan NPL Kredit Bank Umum Konvensional dan Bank Umum Syariah Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

Keterangan

Perubahan Nama Tabel Perubahan Nama Tabel Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Perubahan Nama Tabel Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Perubahan Nama Tabel Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Perubahan Nama Tabel Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Perubahan Nama Tabel Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Perubahan Nama Tabel Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Perubahan Nama Tabel

No.

Nomor Tabel

62 Tabel 4.10 63 Tabel 4.11 64 Tabel 4.12 65 Tabel 4.13 66 Tabel 4.14 67 Tabel 4.15 68 Tabel 4.19

Nama Tabel

Kredit dan NPL Kredit Bank Umum Konvensional BUKU 1 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan Kredit dan NPL Kredit Bank Umum Konvensional BUKU 2 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan Kredit dan NPL Kredit Bank Umum Konvensional BUKU 3 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan Kredit dan NPL Kredit Bank Umum Konvensional BUKU 4 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan Kredit dan NPL Kredit Bank Umum Syariah BUKU 1 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan Kredit dan NPL Kredit Bank Umum Syariah BUKU 2 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan Kredit dan NPL Bank Umum Konvensional dan Bank Umum Syariah berdasarkan Kegiatan Usaha kepada Pihak Ketiga Bukan Bank Yang Penarikannya Menggunakan Kartu

Keterangan

Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru

METADATA INFORMASI DASAR

1. Nama Data : Kelompok Bank Umum berdasarkan Kegiatan Usaha 2. Penyelenggara Statistik : Departemen Perizinan dan Informasi Perbankan - OJK 3. Alamat : Kompleks Perkantoran BI, Jalan MH Thamrin No. 2 Jakarta, Menara Radius Prawiro Lantai 12 4. Nomor Telp : 021-1500 655 5. Nomor Fax : 021-3523705 6. Email : [email protected]

DEFINISI

Statistik Kelompok Bank Umum berdasarkan Kelompok Usaha disusun berdasarkan PERATURAN BANK INDONESIA NOMOR 14/26/PBI/2012 TENTANG KEGIATAN USAHA DAN JARINGAN KANTOR BERDASARKAN MODAL INTI BANK. Bank adalah Bank Umum sebagaimana dimaksud dalam Undang-Undang Nomor 7 Tahun 1992 tentang Perbankan sebagaimana telah diubah dengan Undang-Undang Nomor 10 Tahun 1998, termasuk kantor cabang dari bank yang berkedudukan di luar negeri, dan Bank Umum Syariah serta Unit Usaha Syariah sebagaimana dimaksud dalam UndangUndang Nomor 21 Tahun 2008 tentang Perbankan Syariah. Modal Inti: a. bagi Bank yang berbadan hukum Indonesia adalah modal inti sebagaimana dimaksud dalam ketentuan Bank Indonesia yang mengatur mengenai kewajiban penyediaan modal minimum; atau b. bagi kantor cabang dari bank yang berkedudukan di luar negeri adalah dana usaha yang telah dialokasikan sebagai Capital Equivalency Maintained Asset (CEMA) sebagaimana dimaksud dalam ketentuan Bank Indonesia yang mengatur mengenai kewajiban penyediaan modal minimum. Kegiatan Usaha adalah kegiatan usaha Bank Umum sebagaimana dimaksud dalam Undang-Undang Nomor 7 Tahun 1992 tentang Perbankan sebagaimana telah diubah dengan Undang-Undang Nomor 10 Tahun 1998 dan kegiatan usaha Bank Umum Syariah serta Unit Usaha Syariah sebagaimana dimaksud dalam Undang-Undang Nomor 21 Tahun 2008 tentang Perbankan Syariah. Bank Umum berdasarkan Kegiatan Usaha yang selanjutnya disebut BUKU adalah pengelompokan Bank berdasarkan Kegiatan Usaha yang disesuaikan dengan Modal Inti yang dimiliki. Berdasarkan Modal Inti yang dimiliki, Bank dikelompokkan menjadi 4 (empat) BUKU, yaitu: a. BUKU 1 adalah Bank dengan Modal Inti sampai dengan kurang dari Rp1.000.000.000.000,00 (satu triliun Rupiah); b. BUKU 2 adalah Bank dengan Modal Inti paling sedikit sebesar Rp1.000.000.000.000,00 (satu triliun Rupiah) sampai dengan kurang dari Rp5.000.000.000.000,00 (lima triliun Rupiah); c. BUKU 3 adalah Bank dengan Modal Inti paling sedikit sebesar Rp5.000.000.000.000,00 (lima triliun Rupiah) sampai dengan kurang dari Rp30.000.000.000.000,00 (tiga puluh triliun Rupiah); dan d. BUKU 4 adalah Bank dengan Modal Inti paling sedikit sebesar Rp30.000.000.000.000,00 (tiga puluh triliun Rupiah). Pengelompokan BUKU untuk Unit Usaha Syariah didasarkan pada Modal Inti Bank Umum Konvensional yang menjadi induknya. CAKUPAN Bank Umum yang melaksanakan kegiatan usaha dengan prinsip Konvensional dan prinsip Syariah. Data bank umum konvensional termasuk bank umum yang memiliki Unit Usaha Syariah PERIODISASI Bulanan KETEPATAN WAKTU PUBLIKASI Dua bulan setelah berakhirnya periode data

JADWAL PUBLIKASI KE DEPAN Setiap tanggal 15 bulan berikutnya, dalam hal tanggal 15 jatuh pada hari libur maka terbit pada hari kerja sebelumnya SUMBER DATA Laporan Bulanan Bank Umum (LBU) dan Laporan Stabilitas Moneter dan Keuangan (LSMK) Bank Umum Syariah (BUS)-Unit Usaha Syariah (UUS) METODOLOGI Data disusun berdasarkan gabungan LBU dan LSMK BUS-UUS dari seluruh kantor bank pelapor di Indonesia. INTEGRITAS DATA Data merupakan data final pada saat dipublikasikan. Revisi data dilakukan pada publikasi berikutnya setelah kekeliruan data ditemukan. AKSES DATA Data Statistik Bank Umum berdasarkan Kegiatan Usaha dapat diakses dalam website OJK: http://www.ojk.go.id

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1 Kegiatan Usaha Perbankan

(Bank Industries Operation) Miliar Rp (Billion Rp) 2015 Indikator

2011

2012

2013

2016

Indicator

2014 Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr Distribution of Funds

Penyaluran Dana Bank Umum

4.172.672

4.823.303

5.468.910

5.727.205

5.821.498

5.800.377

5.899.822

6.040.938

5.893.338

5.915.024

5.968.650

5.952.279

5.992.529

6.030.583

6.031.425

53.534

64.753

74.550

86.931

90.510

90.703

91.976

93.212

94.173

95.302

96.181

98.289

98.604

98.983

99.880

100.915

117.983

81.158

111.689

113.104

69.256

63.142

53.561

54.806

42.220

40.760

37.327

40.017

53.567

68.590

93.758

111.453 SBI and SBIS

3.093.848

3.542.518

4.070.018

4.594.876

4.760.959

4.853.864

4.844.234

4.904.408

5.019.328

4.873.175

4.876.667

4.961.746

4.909.707

4.928.664

4.959.820

4.969.128

45.462

55.289

64.001

74.594

78.278

78.507

79.524

80.539

81.177

81.934

82.453

84.285

84.728

85.000

85.661

87.000

Bank Perkreditan Rakyat SBI dan SBIS

1)

Bank Perkreditan Rakyat

1)

Commercial Banks Rural Banks Total Assets

Jumlah Aset Bank Umum

Rural Banks

Source of Funds

Sumber Dana Bank Umum

Commercial Banks

3.412.463

3.652.832

4.262.587

4.954.467

5.615.150

5.837.720

5.933.195

5.925.677

6.010.747

6.147.284

5.997.272

6.022.897

6.132.583

6.095.908

6.119.350

6.167.747

6.180.703

55.799

67.397

77.376

89.878

93.631

93.987

95.197

96.540

97.469

98.628

99.600

101.713

102.242

102.667

103.583

104.611

Bank Perkreditan Rakyat

Bank Perkreditan Rakyat

120

120

120

119

118

118

118

118

118

118

118

118

118

118

118

118

1.669

1.653

1.635

1.643

1.643

1.644

1.644

1.644

1.644

1.644

1.638

1.637

1.636

1.637

1.635

1.635

14.797

16.625

18.558

32.739

32.698

32.750

32.783

32.811

32.854

32.839

32.862

32.963

32.949

32.897

32.907

32.847

Bank Perkreditan Rakyat

4.172

4.425

4.678

4.895

5.006

5.019

5.023

5.036

5.046

5.067

5.087

5.100

5.982

5.990

6.024

6.038

Ket : 1) Sertifikat Bank Indonesia Syariah

Commercial Banks Rural Banks Total Bank Offices

Jumlah Kantor Bank Umum

Rural Banks Total Banks

Jumlah Bank Bank Umum

Commercial Banks

Commercial Banks Rural Banks

Note: 1). Sharia Indonesian Banking Certificate

2

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.1. Kegiatan Usaha Bank Umum (Commercial Bank Operations) Miliar Rp (Billion Rp) Des Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SPN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak e. Tambahan modal disetor f. Modal Pinjaman

2015

2014

Keterangan

2)

Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

3.790.548 3.757.133 3.122.424 634.709 33.415 17.720 15.695 253.730 83.472 93.861 64.607 11.789 631.525 376.810 140.799 108.423 5.491 677.655 69.256 17.151 423.161 168.086 21.585 102.272

3.861.172 3.828.045 3.184.485 643.559 33.127 18.968 14.159 274.605 102.590 97.973 62.530 11.512 636.687 379.211 119.170 134.611 3.695 655.508 63.142 19.898 426.859 145.609 21.810 105.817

3.868.144 3.833.745 3.181.779 651.966 34.399 20.007 14.392 238.089 87.669 85.161 55.694 9.565 640.134 380.522 100.365 150.829 8.418 661.982 53.561 20.771 441.958 145.692 22.852 109.566

3.916.704 3.881.294 3.211.766 669.528 35.411 19.992 15.419 232.377 89.968 78.414 54.671 9.324 661.507 385.427 155.740 115.367 4.973 683.331 54.806 23.587 470.597 134.340 22.929 112.377

3.990.464 3.956.483 3.273.708 682.774 33.981 20.396 13.586 268.299 102.789 102.445 53.610 9.455 709.787 390.795 171.793 137.245 9.954 679.597 42.220 24.191 475.676 137.510 23.482 116.030

3.955.393 3.923.437 3.299.073 624.364 31.956 19.977 11.978 238.059 87.745 96.249 46.765 7.300 657.957 386.506 159.585 100.047 11.818 670.217 40.760 26.603 473.350 129.504 23.522 114.909

3.983.121 3.950.612 3.329.542 621.069 32.510 20.716 11.793 228.348 94.883 82.082 43.719 7.663 674.835 393.243 178.096 99.548 3.949 647.555 37.327 24.063 473.288 112.877 23.969 117.840

4.092.104 4.057.904 3.423.180 634.724 34.200 21.443 12.757 211.901 77.840 104.725 20.692 8.643 685.575 393.362 158.264 123.177 10.772 660.828 40.017 26.443 485.238 109.130 25.605 116.540

4.014.504 3.983.035 3.360.169 622.867 31.469 20.225 11.244 218.872 73.373 94.929 42.608 7.962 641.032 366.801 158.526 112.513 3.193 699.449 53.567 24.350 489.772 131.760 25.871 121.316

3.998.090 3.967.908 3.367.556 600.353 30.182 18.963 11.218 197.168 70.486 86.307 32.713 7.662 662.649 368.305 154.137 136.088 4.119 745.492 68.590 23.688 510.522 142.692 25.858 124.974

4.029.924 4.000.448 3.406.400 594.049 29.476 18.316 11.160 212.549 70.255 89.386 45.436 7.473 594.407 330.271 136.559 122.594 4.983 808.048 93.758 26.971 511.317 176.001 25.872 126.626

4.035.929 4.006.707 3.424.213 582.493 29.223 18.139 11.083 217.427 75.774 87.303 45.466 8.885 546.025 336.897 131.104 74.409 3.614 848.066 111.453 28.592 527.749 180.273 25.801 130.036

83.240 2.289 4.926 17.483 245.350

94.878 2.414 4.980 20.688 229.204

98.540 2.454 4.823 20.646 245.252

102.151 2.479 4.935 21.861 237.750

104.708 2.616 5.053 29.534 241.062

108.073 2.731 5.226 37.237 216.042

107.125 2.708 5.076 25.213 208.069

110.019 2.774 5.047 21.855 217.502

110.161 1.612 4.767 20.611 155.488

114.820 1.621 4.875 20.758 210.476

118.882 1.604 4.488 21.804 216.495

120.542 1.505 4.579 19.452 213.705

124.057 1.490 4.490 17.416 210.724

4.114.420 3.434.579 605.276 1.187.559 1.641.743 679.841 284.309 96.899 298.633 2.147 132.956 54.308 145.853 20.350 125.503 18.880 120.691

4.232.150 3.483.810 651.864 1.097.383 1.734.563 748.340 321.016 101.612 325.711 1.237 173.805 69.649 130.812 19.257 111.555 24.533 123.682

4.319.749 3.546.975 708.002 1.114.824 1.724.149 772.774 348.747 104.923 319.104 1.786 178.157 69.216 122.215 20.078 102.137 25.404 132.552

4.328.822 3.559.128 673.361 1.142.023 1.743.745 769.694 339.969 105.653 324.072 936 158.036 73.627 127.069 21.570 105.499 27.019 124.160

4.366.571 3.575.234 686.052 1.132.399 1.756.783 791.337 355.492 110.287 325.559 946 168.245 73.117 128.868 21.016 107.852 38.718 123.134

4.464.083 3.644.478 732.441 1.156.248 1.755.789 819.604 366.586 126.263 326.756 956 181.716 75.000 125.632 20.844 104.788 52.385 114.326

4.370.404 3.607.908 694.604 1.151.639 1.761.665 762.496 336.068 120.169 306.259 1.118 167.639 67.358 132.688 19.533 113.154 33.361 95.166

4.367.019 3.618.247 713.164 1.175.716 1.729.366 748.772 323.242 121.924 303.607 1.157 158.506 66.901 153.783 20.744 133.039 28.939 94.760

4.413.056 3.665.444 667.537 1.274.588 1.723.319 747.612 319.995 121.423 306.194 691 161.094 65.544 177.718 22.873 154.845 27.728 109.623

4.385.024 3.653.300 693.108 1.218.064 1.742.129 731.723 310.259 118.927 302.538 888 169.146 64.392 169.663 21.637 148.026 26.793 88.189

4.437.515 3.721.893 703.122 1.218.231 1.800.540 715.622 312.543 118.578 284.501 813 150.969 63.614 164.722 22.283 142.439 26.275 79.570

4.468.955 3.771.158 739.250 1.207.544 1.824.364 697.797 302.589 118.633 276.575 933 165.534 63.666 154.077 21.009 133.067 21.886 79.476

4.478.409 3.799.176 744.254 1.223.028 1.831.894 679.233 296.007 116.844 266.382 526 170.145 62.565 152.369 21.110 131.258 20.251 79.729

5.622

5.091

4.784

4.564

4.809

5.231

5.441

5.602

6.292

5.611

5.186

5.294

5.134

153.439 67.568 256.642 112.213 97.889 34.432

155.838 80.491 329.390 44.775 97.197 38.611

156.988 81.275 327.455 50.843 97.002 39.088

158.983 81.511 326.596 59.069 97.183 39.179

159.957 81.544 326.127 68.357 94.994 39.557

162.001 81.649 326.063 78.205 91.304 41.019

162.525 81.640 326.067 86.632 94.769 40.483

163.938 81.677 325.976 96.006 96.173 40.591

164.270 81.652 323.763 104.628 96.177 40.878

164.495 81.529 431.035 9.737 97.967 41.109

165.362 81.927 426.837 17.947 99.848 42.759

165.381 84.428 412.289 28.950 101.719 42.674

165.481 86.003 396.016 37.622 102.792 42.616

. Pada LBU 2008 tdk didefinisikan Vs Metadata . Selisih positif dr Seluruh Pendapatan Op. dan Non Op. *) Angka-angka sementara r) Angka-angka diperbaiki

Apr

3.706.501 3.674.308 3.057.964 616.345 32.192 19.100 13.092 182.432 70.250 77.697 29.622 4.864 569.018 361.588 79.917 123.020 4.493 636.688 113.104 19.418 369.849 134.316 20.984 90.454

1) 2)

Items Mar

2)

Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities

h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital

1) LBU 2008 is not defined vs metada Positive difference of op. income and non op. minus op. expenses and non op. vs old metada *) Provisional figures r) Revised figures

4

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.2. Kegiatan Usaha Bank Umum Konvensional - BUKU 1 (Commercial Conventional Banks - Group of Business Activities 1 ) Miliar Rp (Billion Rp) Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara -(SB/PN) Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman

2015

2014

2016

Des

Mei

Jun

Jul

Ags

Sep

Okt

Nov

110.961 109.924 107.029 2.895 1.037 1.037 10.746 1.622 3.704 5.338 81 21.594 11.904 249 9.408 33 13.632 3.644 5.751 4.237 6 1.313

116.727 115.724 107.590 8.134 1.003 1.003 19.462 2.488 3.038 12.581 1.355 25.896 13.196 90 12.585 25 16.834 3.299 6.389 7.146 6 1.700

115.267 114.226 107.184 7.041 1.041 1.041 21.501 1.946 4.298 13.769 1.488 23.395 12.928 65 10.390 12 14.665 2.550 6.944 5.171 6 1.693

115.489 114.498 107.378 7.119 991 991 16.731 1.813 3.611 10.745 561 27.099 12.734 410 13.936 19 14.981 2.024 7.438 5.519 6 1.725

116.864 115.892 108.582 7.310 972 972 17.675 3.032 3.036 10.705 902 22.876 12.919 57 9.887 12 15.442 2.592 7.336 5.464 6 1.794

118.006 117.059 109.812 7.247 947 947 20.950 2.811 4.658 12.134 1.346 22.516 13.263 305 8.939 9 15.862 2.905 7.386 5.572 5 1.735

113.152 112.318 105.580 6.737 834 834 16.779 3.049 5.515 8.038 176 23.093 12.863 360 9.852 18 14.794 3.073 9 6.543 5.168 4 1.586

1.037 1 274 8 906

1.418 6 275 1 1.850

1.414 6 273 2 2.146

1.444 6 275 1 1.905

1.512 6 276 1 2.186

1.458 0 277 1 1.892

129.155 125.130 20.207 21.707 83.216 4.026 948 13 3.065 1 7.086 2.954 703 703 4 199

151.868 143.138 32.477 19.333 91.328 8.729 2.806 880 5.043 1 5.076 1.713 1.028 367 661 2 347

149.943 141.833 35.357 18.756 87.720 8.111 2.580 1.043 4.488 0 5.162 1.738 1.026 359 667 1 226

150.032 141.170 33.075 20.172 87.922 8.862 2.228 1.166 5.468 0 3.667 1.863 1.035 359 676 1 196

149.229 139.307 31.891 19.977 87.439 9.922 2.335 923 6.664 0 3.154 1.663 1.061 358 703 1 171

91

60

46

50

13.210 2.419 1.570 2.014 1.607 211

13.626 2.352 4.103 951 4.301 436

13.685 2.556 3.213 1.120 3.979 436

13.787 2.606 3.074 1.232 4.282 436

Items

Des

Jan

Feb

Mar

Apr

114.563 113.739 106.878 6.861 824 824 12.547 2.382 3.750 6.252 163 26.147 15.237 496 10.405 9 13.771 3.117 10 6.370 4.274 4 1.523

106.888 106.040 99.316 6.723 849 849 12.650 2.227 6.424 3.804 195 17.341 10.950 435 5.650 306 12.826 2.395 6.388 4.043 4 1.235

105.943 105.153 98.391 6.761 790 790 12.275 1.950 3.606 6.649 70 20.733 9.819 231 9.869 813 13.395 2.574 23 5.999 4.798 4 1.277

106.700 105.960 99.301 6.659 740 740 10.252 1.794 3.562 4.797 99 23.990 11.022 447 12.411 110 14.245 2.894 24 6.209 5.118 4 1.321

107.956 107.234 100.406 6.828 723 723 17.615 1.666 5.142 10.671 136 20.332 9.396 423 10.405 109 16.374 3.174 24 6.193 6.984 4 1.353

85.312 84.645 84.199 446 667 667 15.346 1.081 4.164 10.051 51 19.521 9.190 325 9.900 107 13.082 3.819 29 3.797 5.437 4 1.019

1.318 0 268 2 1.735

1.253 0 270 0 2.563

956 0 280 1 906

998 0 279 5 2.255

1.041 0 279 3 2.008

1.074 0 279 4 3.135

774 0 245 0 4.027

152.511 142.240 35.071 19.704 87.465 10.272 2.286 1.308 6.677 0 3.971 1.563 1.083 350 733 2 189

145.028 135.320 31.868 20.417 83.034 9.709 2.083 1.107 6.519 0 3.581 1.563 1.034 350 684 6 123

143.610 133.668 30.544 20.829 82.295 9.942 2.080 1.555 6.307 0 3.131 1.664 1.030 339 692 1 222

121.026 112.569 17.465 22.054 73.050 8.457 1.910 1.115 5.433 0 6.713 1.779 1.310 621 689 0 118

129.380 121.049 27.192 20.183 73.673 8.331 1.781 962 5.587 0 3.450 1.694 1.029 340 689 2 133

131.659 123.294 27.604 20.303 75.388 8.364 2.026 876 5.462 0 3.727 1.564 947 279 669 1 122

139.708 131.392 33.091 20.225 78.076 8.315 1.734 813 5.768 0 5.142 1.563 525 260 265 2 113

118.388 116.798 34.137 19.231 63.431 1.590 561 1.029 0 3.322 1.458 254 254 0 -

55

57

59

64

95

70

62

66

49

14.340 2.606 3.074 1.369 3.920 436

14.506 2.602 3.078 1.534 3.839 436

13.516 2.599 3.008 1.607 3.915 437

14.206 2.634 2.934 1.838 4.208 437

14.117 2.209 2.505 1.812 4.376 418

14.036 2.218 4.254 230 3.682 661

14.068 2.240 4.131 408 3.843 661

14.031 2.318 3.789 600 3.808 660

11.548 2.289 1.543 728 1.642 438

Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities

h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital

5

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.3. Kegiatan Usaha Bank Umum Konvensional - BUKU 2 (Commercial Conventional Banks - Group of Business Activities 2 ) Miliar Rp (Billion Rp)

Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain

b.

c.

d.

e. f.

Rupiah Valas Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara -(SB/PN) Obligasi - Lainnya Penyertaan Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN)

- Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro

b. c. d. e.

f. g.

Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka Kewajiban kepada Bank Indonesia Kewajiban kepada Bank lain Surat Berharga yang diterbitkan Pinjaman yang Diterima Rupiah Valas Kewajiban Spot dan Derivatif Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo)

h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak e. Tambahan modal disetor f. Modal Pinjaman

2015

2014

Keterangan

2)

2016

Des

Mei

Jun

Jul

Ags

Sep

Okt

Nov

647.636

520.050

531.844

533.071

540.882

552.885

551.431

551.850

633.850 454.087

507.199 408.526

519.525 419.677

520.659 417.910

528.162 422.584

539.753 433.861

539.280 441.953

179.762

98.673

99.848

102.748

105.578

105.891

13.786 3.115 10.671 66.438 12.384 32.841 20.097 1.116 99.000 61.986 10.649 25.219 1.146 109.975 23.244 5.002 60.241 21.488 603 12.308

12.851 2.455 10.395 96.151 21.926 27.232 43.653 3.340 103.783 58.738 11.845 32.261 938 85.932 16.377 3.583 44.810 21.161 427 13.051

12.319 2.518 9.801 95.544 24.028 27.170 41.323 3.023 100.662 59.985 14.952 25.710 14 91.560 16.514 4.112 47.019 23.915 298 12.917

12.413 2.480 9.933 78.663 18.218 19.511 38.258 2.675 110.462 59.265 14.624 36.392 181 92.722 14.002 3.957 50.694 24.070 299 13.379

12.720 2.422 10.298 85.055 22.775 21.867 38.053 2.359 111.521 59.873 17.892 33.457 300 95.704 13.447 5.849 55.135 21.323 299 13.974

13.132 2.653 10.479 101.693 30.505 33.576 35.107 2.505 120.456 62.625 21.254 35.144 1.433 92.143 12.968 3.787 52.267 23.121 299 14.398

9.840 911 1.556 9.212 33.759

10.791 977 1.284 6.340 28.981

10.616 987 1.313 6.137 28.277

11.047 1.002 1.331 6.482 25.482

11.569 1.041 1.364 9.703 32.944

623.124 495.449

602.497 502.018

613.853 508.192

606.041 503.437

134.993 110.562 249.895 127.674 64.291 13.391 49.992 2 50.514 4.003 18.813 4.617 14.196 10.851 11.111

143.825 87.598 270.594 100.479 43.163 7.178 50.138 298 46.204 10.989 17.658 4.601 13.057 10.305 8.856

151.804 85.923 270.465 105.661 47.955 7.141 50.565 844 47.220 10.780 17.231 4.429 12.802 10.824 10.050

764

678

58.637 10.674 21.070 16.715 5.176 4.572

55.273 11.038 12.042 4.202 5.464 5.588

r)

Items

Jan

Feb

Mar

Apr

515.514

513.196

511.519

506.026

534.870

539.103 440.009

508.176 416.406

505.953 412.899

504.472 414.773

499.052 413.075

527.906 434.998

97.327

99.094

91.771

93.054

89.698

85.977

92.907

12.152 2.355 9.796 85.219 18.933 31.341 32.976 1.970 120.356 63.013 21.975 33.524 1.844 91.594 10.277 4.738 54.271 22.307 300 14.212

12.747 2.856 9.891 78.549 24.481 20.669 31.574 1.826 125.923 64.518 23.244 37.737 424 84.672 8.687 4.502 51.342 20.141 300 14.361

7.338 1.634 5.704 49.209 15.118 20.469 12.153 1.469 97.076 53.103 20.350 23.324 298 68.616 8.502 5.297 37.992 16.825 289 10.335

7.243 1.555 5.688 65.369 13.667 20.756 29.554 1.392 101.122 49.287 21.591 30.140 104 69.379 9.602 5.319 35.737 18.720 288 10.755

7.047 1.533 5.514 52.639 13.574 17.080 20.486 1.498 110.286 50.855 19.751 39.177 503 77.949 12.040 6.389 38.484 21.037 289 11.084

6.974 1.511 5.463 62.571 13.311 19.753 27.919 1.587 89.889 43.511 15.510 29.043 1.825 77.711 14.531 4.333 34.097 24.750 285 11.359

6.964 1.541 5.423 64.805 15.213 19.452 28.177 1.963 91.518 47.862 23.420 19.064 1.171 86.439 18.038 4.813 38.251 25.337 286 12.247

11.913 1.088 1.396 12.977 35.572

11.829 1.017 1.366 7.289 32.354

11.941 1.036 1.384 5.970 31.862

9.691 27 617 2.899 16.405

10.083 27 646 2.852 19.775

10.398 30 656 3.012 20.655

10.638 30 691 1.778 26.831

618.380 507.431

642.339 526.307

634.125 522.576

621.884 509.272

518.785 427.715

549.104 457.135

561.073 467.374

569.314 484.822

141.386 91.298 270.753 102.604 45.843 7.423 49.339 2 46.271 10.581 17.534 4.530 13.004 11.763 9.618

145.754 90.581 271.095 110.949 49.136 7.796 54.017 2 50.562 10.850 17.653 4.480 13.173 16.949 12.130

157.814 90.822 277.671 116.032 51.567 8.078 56.387 2 56.655 11.159 17.155 4.607 12.548 22.964 11.333

148.315 92.406 281.856 111.549 47.089 7.904 56.555 201 50.361 10.665 14.633 4.255 10.378 14.879 10.044

146.405 94.936 267.930 112.613 48.914 7.813 55.886 206 50.856 10.741 15.010 4.505 10.505 12.463 10.299

88.891 101.117 237.706 91.070 34.728 6.158 50.184 147 51.897 10.887 16.615 5.032 11.582 6.508 7.869

117.691 93.219 246.225 91.970 34.449 6.082 51.439 372 45.318 10.882 15.898 4.182 11.716 6.074 6.379

116.453 91.193 259.728 93.699 36.431 5.979 51.289 193 39.645 11.173 15.203 4.380 10.824 5.578 6.201

123.924 89.186 271.712 84.492 30.695 5.992 47.806 427 29.616 11.116 14.528 3.937 10.592 3.490 5.880

636

608

637

674

751

683

803

700

652

748

649

56.363 11.554 11.212 4.945 5.115 5.608

58.256 11.696 10.717 5.298 4.661 5.595

57.458 11.724 10.748 5.910 5.244 5.694

58.335 11.827 10.647 7.147 4.335 6.833

59.884 11.831 10.720 7.837 4.727 6.825

61.689 11.831 10.704 8.916 5.952 6.850

59.381 11.040 9.376 9.900 7.156 6.881

59.856 11.041 19.960 1.361 7.728 6.879

60.690 11.132 19.511 2.181 7.441 6.755

59.375 11.319 14.939 3.019 7.578 6.721

61.958 11.664 15.764 3.752 9.665 6.922

Des

Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets

- Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds 614.713 a. Third Party Funds 524.912 Rupiah Demand Deposit 136.507 11.564 28 656 1.544 35.423

93.094 295.312 89.801 34.005 6.725 49.071 2 31.211 11.183 14.794 3.536 11.258 3.116 5.785

b. c. d. e.

f. g.

Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits Liabilities to BI Interbank Liabilities Issued Securities Loans received Rupiah Foreign Exchange Spot and Derivatives Liabilities Other Liabilities

h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital

6

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.4. Kegiatan Usaha Bank Umum Konvensional - BUKU 3 (Commercial Conventional Banks - Group of Business Activities 3 ) Miliar Rp (Billion Rp) Des Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga

b.

c.

d.

e. f.

Rupiah Valas - Kepada Bank Lain Rupiah Valas Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara -(SB/PN) Obligasi - Lainnya Penyertaan Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN)

- Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak e. Tambahan modal disetor f. Modal Pinjaman

2015

2014

Keterangan

2)

Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

r)

Jan

Feb

Items Mar

Apr Distribution of Funds a. Credit - To Third Party 1.484.138 Rupiah 1.192.338 Foreign Exchange 291.800 - Inter Bank Credit 13.251 Rupiah 8.627 Foreign Exchange 4.624 76.137 b. Interbank Placement - Demand Deposit 22.050 - Inter Bank Call Money 45.995 3.494 - Time Deposits 4.599 - Others 191.708 c. Placement to Bank Indonesia 123.524 - Demand Deposit 39.901 - Fine Tune Operation (FTO) 27.845 - Fasbi 438 - Others 314.446 d. Securitiess 43.248 - Bank Indonesia Certificates (SBI) 18.030 - Treasury Bills 183.181 - Bonds 69.987 - Others 10.365 e. Equity Investment 44.208 f. Impairment on Financial Assets

1.238.494

1.427.380

1.444.348

1.454.177

1.470.332

1.491.066

1.462.253

1.460.885

1.523.679

1.494.069

1.490.427

1.504.972

1.497.389

1.229.517 983.325 246.192 8.978 7.241 1.736 37.214 18.281 14.975 445 3.513 159.277 119.174 16.308 22.182 1.613 187.500 46.102 9.987 90.729 40.682 9.760 24.456

1.414.823 1.077.129 337.694 12.557 7.751 4.806 61.779 19.020 30.437 5.501 6.821 230.112 135.652 67.295 25.456 1.709 237.449 35.340 7.469 124.473 70.167 10.169 30.896

1.432.681 1.096.458 336.222 11.667 8.085 3.582 67.690 22.951 33.265 4.603 6.871 212.650 135.928 48.451 26.937 1.335 226.788 30.241 9.527 126.755 60.265 10.315 31.428

1.442.355 1.099.995 342.360 11.822 8.107 3.715 51.951 18.458 22.715 4.570 6.207 213.937 133.207 38.019 38.174 4.537 224.107 25.864 10.053 130.252 57.939 10.312 32.689

1.458.316 1.108.933 349.382 12.017 8.113 3.903 57.791 18.496 30.613 2.884 5.798 218.740 135.638 42.849 37.710 2.543 228.424 25.870 10.540 140.839 51.174 10.374 33.576

1.481.113 1.124.834 356.279 9.953 8.062 1.891 71.589 21.033 41.949 3.276 5.332 249.265 138.403 64.930 40.969 4.964 221.479 18.959 11.628 137.703 53.190 10.519 35.715

1.453.145 1.133.036 320.110 9.107 7.991 1.116 74.397 26.034 40.719 2.736 4.908 242.622 137.571 64.503 32.459 8.088 211.762 16.932 13.045 134.072 47.712 10.557 34.626

1.451.656 1.137.580 314.076 9.229 7.974 1.255 70.244 21.835 40.918 3.121 4.370 245.626 138.889 73.097 31.821 1.820 205.613 15.766 12.265 136.512 41.070 10.487 36.534

1.507.831 1.193.303 314.528 15.848 9.431 6.417 76.011 17.333 51.606 1.865 5.207 232.813 139.590 50.564 36.022 6.637 229.841 14.984 13.273 161.298 40.287 10.503 39.176

1.480.038 1.168.843 311.195 14.031 9.264 4.767 80.579 20.469 52.103 3.209 4.798 240.698 133.334 66.951 39.934 479 242.061 20.846 12.667 162.210 46.339 10.439 40.450

1.476.766 1.174.066 302.700 13.660 8.934 4.726 69.847 17.784 43.348 4.209 4.505 241.499 134.745 60.800 45.552 402 259.494 28.592 12.479 171.851 46.572 10.423 41.639

1.491.269 1.192.780 298.489 13.703 9.039 4.664 69.299 18.379 42.518 4.359 4.043 207.873 122.798 41.540 43.244 291 299.747 38.480 17.033 177.731 66.502 10.437 43.426

23.353 400 702 7.982 67.949

29.706 405 785 13.896 80.747

30.303 422 703 13.736 82.835

31.544 430 714 14.781 73.755

32.285 493 797 19.070 76.502

34.351 543 822 23.524 73.722

33.163 640 823 16.426 67.375

35.014 681 838 14.921 66.771

37.460 510 1.206 16.302 79.188

38.700 513 1.236 16.474 81.652

40.322 507 809 17.076 80.171

42.101 505 820 16.367 83.388

42.924 504 780 14.963 76.187

1.267.728 997.947 157.901 242.866 597.180 269.781 95.367 40.820 133.594 923 37.537 29.419 66.673 11.592 55.080 6.441 53.696

1.468.265 1.135.000 195.067 227.631 712.302 333.264 130.213 50.946 152.105 45 55.603 36.176 65.798 11.135 54.663 12.109 42.108

1.459.364 1.126.959 210.557 231.433 684.968 332.405 138.650 51.474 142.282 44 58.223 35.920 66.604 12.136 54.468 12.143 45.060

1.450.785 1.119.616 198.531 233.003 688.082 331.169 141.081 51.346 138.741 31 46.017 38.437 72.520 13.028 59.492 12.692 41.648

1.468.327 1.132.235 196.774 234.013 701.448 336.092 149.319 53.216 133.557 31 52.608 37.462 73.191 13.031 60.160 17.534 41.813

1.504.014 1.152.965 214.162 238.265 700.538 351.049 144.982 65.122 140.945 31 60.606 37.479 74.243 12.739 61.504 23.041 42.761

1.478.816 1.144.955 199.177 235.838 709.940 333.861 135.276 62.665 135.920 31 59.862 34.009 67.263 11.787 55.476 15.914 38.225

1.473.670 1.147.415 201.760 239.313 706.342 326.255 130.123 63.413 132.719 0 51.773 33.187 67.966 12.757 55.209 14.210 40.057

1.517.441 1.192.505 214.291 262.873 715.341 324.936 130.551 63.767 130.618 0 62.768 31.949 70.414 14.225 56.189 19.228 54.189

1.526.252 1.205.917 222.882 254.978 728.057 320.335 129.181 63.755 127.398 0 69.599 31.896 67.480 14.119 53.361 18.697 37.493

1.538.245 1.228.299 229.618 259.277 739.404 309.945 126.564 64.332 119.049 0 65.937 28.705 65.389 14.627 50.762 18.817 33.397

1.541.305 1.238.450 248.910 254.343 735.197 302.854 125.409 64.552 112.893 0 81.077 28.357 62.498 13.814 48.684 16.956 35.491

1.534.221 1.235.381 247.926 262.888 724.567 298.840 125.039 63.845 109.956 0 84.008 27.059 61.558 14.332 47.226 15.885 35.348

1.682

1.534

1.442

1.351

1.400

1.693

1.846

1.916

2.072

1.761

1.657

1.700

1.658

42.519 23.696 70.312 23.483 51.003 25.887

47.815 27.860 104.557 10.491 50.813 28.828

47.815 27.901 104.361 12.031 50.696 29.282

47.815 27.901 104.326 13.990 50.462 29.390

49.034 27.901 103.826 16.153 49.052 29.671

49.034 27.901 103.816 17.534 48.138 29.983

49.034 27.901 103.816 18.603 49.053 29.471

49.034 27.901 103.816 19.732 49.243 29.551

52.966 29.092 105.005 20.703 48.458 29.826

52.966 29.092 125.381 2.160 49.241 29.824

52.967 29.376 124.660 3.978 49.563 29.615

54.356 29.333 123.303 7.291 50.058 29.565

54.356 30.289 121.223 9.428 50.339 29.530

- Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities

h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital

7

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.5. Kegiatan Usaha Bank Umum Konvensional - BUKU 4 (Commercial Conventional Banks - Group of Business Activities 4 ) Miliar Rp (Billion Rp) Des Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara -(SB/PN) Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak e. Tambahan modal disetor f. Modal Pinjaman

2015

2014

Keterangan

2)

Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Items Mar

Apr

1.560.985 1.553.074 1.373.530 179.544 7.911 7.227 684 64.748 35.832 26.176 2.725 14 256.719 160.254 47.992 48.473 0 315.373 40.114 4.430 204.807 66.022 10.516 48.308

1.577.845 1.571.366 1.389.329 182.037 6.479 5.986 493 73.068 37.732 33.154 2.074 109 246.422 160.983 56.573 28.867 0 324.938 14.239 5.930 237.142 67.626 10.904 52.606

1.618.429 1.610.904 1.419.150 191.754 7.525 6.749 776 86.158 51.013 33.239 1.887 18 278.708 162.236 50.864 65.608 0 309.433 13.836 6.040 235.574 53.983 11.112 55.698

1.615.763 1.607.175 1.416.100 191.076 8.587 7.843 745 87.444 46.887 39.323 1.222 11 265.524 167.212 42.544 55.768 0 317.124 11.672 6.325 242.998 56.130 12.156 57.472

1.638.762 1.629.637 1.431.241 198.396 9.125 7.906 1.218 68.152 43.042 22.897 2.046 166 286.521 168.677 89.972 27.871 0 330.479 12.897 6.759 256.510 54.313 12.172 58.437

1.676.785 1.667.401 1.464.061 203.340 9.384 8.168 1.216 71.250 46.557 22.262 2.179 253 293.198 168.242 80.778 44.174 3 336.057 7.438 7.866 267.119 53.634 12.581 59.618

1.677.585 1.668.305 1.477.179 191.127 9.279 8.213 1.066 58.645 37.632 18.674 2.101 238 249.586 164.724 68.749 16.111 2 336.189 10.477 7.322 266.106 52.283 12.583 59.776

1.704.399 1.695.247 1.503.231 192.017 9.152 8.505 648 63.905 43.995 16.746 1.885 1.279 254.549 166.179 77.579 10.789 3 326.670 9.756 5.211 266.377 45.326 13.099 60.731

1.791.495 1.781.889 1.569.174 212.715 9.606 8.970 636 70.432 40.715 26.226 1.767 1.724 312.548 180.957 83.531 48.061 0 331.274 14.136 5.835 265.442 45.861 14.725 61.026

1.748.553 1.739.691 1.536.658 203.033 8.862 8.072 790 56.854 34.739 18.463 1.959 1.692 255.913 165.629 66.252 24.033 0 355.470 20.545 4.272 270.865 59.787 15.061 63.769

1.737.152 1.728.958 1.536.075 192.883 8.194 7.215 979 61.397 35.368 22.317 2.213 1.499 261.923 163.014 69.132 29.778 0 374.763 25.063 2.716 279.166 67.817 15.063 65.802

1.757.475 1.749.927 1.555.279 194.648 7.549 6.515 1.033 59.524 34.368 21.974 1.480 1.701 251.061 146.283 75.179 29.600 394.109 37.574 3.973 277.044 75.517 15.067 65.685

1.764.396 1.756.586 1.567.519 189.067 7.810 6.774 1.036 57.662 34.968 17.693 2.739 2.263 219.661 147.661 62.905 9.095 0 414.166 46.347 4.572 285.908 77.338 15.067 67.672

45.147 807 2.354 281 140.631

49.136 862 2.609 451 115.172

52.320 871 2.508 771 130.451

54.009 875 2.588 596 135.096

54.955 908 2.573 760 126.997

56.000 933 2.685 736 102.588

56.335 884 2.558 1.496 105.316

57.363 891 2.477 963 114.768

57.555 899 2.572 1.409 57.402

60.257 903 2.608 1.427 104.503

62.271 890 2.640 1.713 111.280

62.194 791 2.699 1.302 99.002

64.171 781 2.720 907 92.858

1.923.690 1.656.503 281.247 762.157 613.099 267.186 120.825 42.524 103.838 1.222 32.483 14.495 57.412 1.186 56.226 1.584 54.818

1.845.145 1.552.064 267.205 714.669 570.189 293.081 140.843 42.468 109.771 893 60.377 17.007 44.226 1.053 43.173 2.118 71.683

1.933.772 1.619.876 297.714 731.891 590.271 313.896 155.770 45.129 112.997 898 60.652 16.339 35.253 1.052 34.200 2.435 76.635

1.956.585 1.642.537 288.619 749.066 604.852 314.048 147.485 45.575 120.988 902 56.214 18.952 33.879 1.552 32.327 2.563 72.219

1.966.075 1.644.285 300.912 739.282 604.092 321.789 151.406 48.188 122.195 912 56.239 19.483 34.864 1.047 33.816 4.233 68.623

1.998.785 1.669.237 314.393 758.408 596.437 329.548 164.123 51.585 113.840 923 54.503 20.086 31.052 1.047 30.004 6.378 59.485

1.946.577 1.650.929 305.011 754.041 591.877 295.648 148.551 48.344 98.752 885 48.715 17.816 47.657 1.042 46.616 2.562 46.058

1.960.705 1.672.516 324.345 771.107 577.065 288.189 138.482 48.993 100.713 951 47.351 17.967 67.676 1.043 66.633 2.266 43.465

2.080.909 1.769.768 335.491 835.954 598.324 311.141 149.334 50.241 111.566 543 33.571 17.138 87.429 1.045 86.384 1.991 46.668

2.007.059 1.707.713 315.005 797.803 594.905 299.346 141.455 47.983 109.907 515 45.618 17.132 83.306 1.046 82.260 2.021 43.462

2.032.705 1.741.256 318.992 794.941 627.324 291.449 144.546 47.244 99.660 620 36.405 21.379 81.232 1.047 80.185 1.879 39.183

2.043.849 1.755.567 322.319 791.841 641.407 288.282 142.088 47.117 99.077 505 43.356 21.270 74.575 1.049 73.527 1.435 37.485

2.036.951 1.760.933 314.858 795.681 650.394 276.018 133.264 46.121 96.632 524 45.886 21.201 73.813 1.038 72.775 1.247 38.039

3.021

2.725

2.564

2.470

2.626

2.728

2.704

2.829

3.212

2.980

2.717

2.687

2.699

28.430 29.783 160.125 69.300 38.309 3.762

28.430 37.160 205.599 28.717 34.771 3.759

28.430 37.161 205.599 32.375 35.207 3.762

28.430 37.163 205.456 38.130 35.305 3.758

28.430 37.168 205.456 44.494 33.902 3.756

28.430 37.174 205.501 51.462 32.617 3.766

28.393 37.164 205.501 57.971 34.699 3.751

26.810 37.166 205.501 64.824 34.393 3.753

25.393 37.165 204.109 71.571 33.922 3.753

25.261 37.033 278.216 5.835 35.076 3.745

25.261 37.033 275.337 11.142 36.758 3.729

25.261 39.310 266.959 17.673 38.036 3.727

25.261 39.485 254.303 23.272 38.915 3.726

Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities

h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital

8

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.6. Kegiatan Usaha Bank Umum Syariah - BUKU 1 (Commercial Sharia Banks - Group of Business Activities 1 ) Miliar Rp (Billion Rp) 2015

2014

Keterangan

Des Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SB/PN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak e. Tambahan modal disetor f. Modal Pinjaman

2)

Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Items Mar

Apr

25.808 25.698 25.298 399 111 111 1.143 395 744 3 5.794 1.314 121 4.248 112 1.126 1.082 44 0 512

19.645 19.547 19.538 8 98 98 1.101 304 796 1 2.729 1.107 148 1.474 0 887 833 54 0 458

19.804 19.708 19.701 7 96 96 1.283 335 946 1 3.052 1.108 148 1.789 7 884 833 51 0 438

19.451 19.356 19.349 7 95 95 1.206 305 895 6 2.534 1.073 153 1.293 15 915 833 82 0 468

19.408 19.316 19.309 7 92 92 1.266 285 980 1 2.466 1.111 155 1.154 46 913 816 97 0 531

19.796 19.706 19.701 5 91 91 1.169 292 875 2 2.891 1.062 160 1.669 0 877 763 114 0 498

20.042 19.952 19.947 5 90 90 1.164 293 870 1 2.612 1.061 170 1.381 0 826 762 64 0 513

20.524 20.435 20.431 4 89 89 1.135 283 850 1 2.899 1.081 130 1.688 0 827 762 64 0 501

17.584 17.495 17.491 4 88 88 962 290 670 2 3.280 1.139 85 2.056 0 864 809 54 0 420

14.444 14.358 14.355 3 86 86 721 271 450 1 1.621 794 100 727 874 766 108 0 332

14.407 14.323 14.320 2 85 85 863 278 585 1.704 782 203 719 905 757 148 0 377

14.600 14.517 14.516 0 83 83 844 283 560 1 2.273 785 203 1.286 983 747 236 0 381

14.696 14.615 14.615 0 82 82 831 274 556 1 1.989 827 248 915 1.004 808 196 0 400

497 7 8 -

442 7 8 -

422 7 8 -

453 8 8 -

515 8 9 -

482 8 8 32

497 7 8 29

485 7 9 34

396 15 10 -

318 7 8 74

361 7 9 164

364 8 9 92

385 7 8 244

26.742 26.393 1.357 3.336 21.700 350 166 0 183 1.476 487 116 116 0 -

20.256 20.150 878 2.414 16.857 107 105 0 1 866 205 116 116 -

20.895 20.804 881 2.620 17.304 91 90 0 1 855 115 116 116 -

20.120 20.051 772 2.558 16.721 70 68 0 1 620 420 116 116 -

19.886 19.828 787 2.547 16.494 59 57 0 1 496 180 114 114 -

20.055 19.998 954 2.619 16.425 56 54 0 1 429 322 114 114 -

19.978 19.928 828 2.565 16.535 51 49 0 1 394 200 114 114 -

20.739 20.680 793 2.582 17.305 59 57 0 1 547 35 114 114 -

18.112 18.054 1.134 2.124 14.797 57 42 0 15 933 300 114 114 -

14.538 14.484 613 1.744 12.127 54 52 0 1 833 57 114 114 -

14.972 14.922 643 1.872 12.406 51 49 0 1 731 53 114 114 -

15.518 15.460 601 1.886 12.973 58 57 0 1 694 265 114 114 -

15.307 15.249 624 1.954 12.671 58 57 0 1 671 448 114 114 -

21 3.340 41 (74) 78 395 -

18

20

18

17

2.307 38 (80) 59 402 -

2.307 38 (96) 67 403 -

2.289 38 (105) 91 425 -

2.289 45 (99) 67 415 -

4

11

14

16

19

19

21

21

5.071 22 122 265 199 -

3.319 22 17 24 213 -

3.319 44 (11) 72 374 -

3.319 48 (11) 68 374 -

3.319 48 (11) 31 775 -

3.819 48 (11) 97 778 -

3.819 48 (11) 116 778 -

3.819 48 (11) 160 778 -

Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities

h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital

9

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.7. Kegiatan Usaha Bank Umum Syariah - BUKU 2 (Commercial Sharia Banks - Group of Business Activities 2 ) Miliar Rp (Billion Rp)

Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Surat Sertifikat Perbendaharaan Bank Indonesia Negara (SBI) (SB/PN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak e. Tambahan modal disetor f. Modal Pinjaman

2015

2014

Keterangan

2)

2016 Nov

Des

Mei

Jun

Jul

Ags

Sep

Okt

122.616 122.247 114.695 7.552 369 369 2.144 1.735 273 137 26.634 6.956 4.599 13.490 1.589 9.082 7.239 1.843 100 3.559

128.900 128.474 120.311 8.163 426 426 2.168 2.002 3 163 22.582 7.134 4.848 7.781 2.820 11.616 169 9.514 1.933 79 3.561

131.480 131.002 122.314 8.687 478 478 2.429 2.316 3 111 18.220 7.027 4.690 4.177 2.327 12.178 219 9.735 2.224 79 3.643

130.194 129.703 121.046 8.656 491 491 2.095 1.988 3 105 20.578 7.031 4.615 5.265 3.667 12.132 436 9.743 1.953 79 3.834

130.457 129.971 121.117 8.855 486 486 2.438 2.338 3 97 19.383 7.209 4.815 5.288 2.071 12.368 439 9.961 1.968 79 4.065

131.925 131.452 121.439 10.013 474 474 1.648 1.591 39 18 21.461 7.199 4.365 6.351 3.546 13.178 862 10.438 1.879 79 4.065

130.931 130.437 121.378 9.059 494 494 1.855 1.805 44 6 19.687 7.275 3.827 6.720 1.866 15.052 1.488 11.596 1.969 79 4.195

130.900 130.432 121.415 9.017 469 469 1.968 1.907 37 24 19.690 7.339 3.550 7.108 1.693 16.003 2.077 11.925 2.001 79 4.190

86.079 85.771 81.278 4.493 307 307 2.104 1.626 434 45 14.573 4.717 1.400 5.201 3.255 9.679 98 8.687 895 28 2.468

88.440 88.137 83.739 4.398 303 303 2.302 1.507 788 7 12.725 4.926 1.500 4.802 1.497 10.507 147 9.528 832 28 2.585

87.969 87.666 83.491 4.175 303 303 1.732 1.250 423 60 13.114 4.881 1.505 5.563 1.165 10.396 148 9.422 826 28 2.641

88.365 88.071 84.048 4.024 294 294 1.954 1.506 446 2 13.637 4.892 1.505 6.669 570 10.918 222 9.842 854 28 2.349

88.427 88.129 84.206 3.922 298 298 1.583 1.127 449 6 12.975 4.885 1.705 5.844 541 11.168 360 10.017 791 28 2.398

3.365 163 30 2.104

3.385 158 19 2.453

3.465 160 18 0 1.543

3.654 159 20 1.513

3.871 160 34 0 2.433

3.868 158 38 0 2.235

3.983 159 53 0 1.260

3.962 159 70 0 1.503

2.435 10 23 846

2.540 18 28 850

2.595 18 29 832

2.305 18 25 670

2.355 18 25 2 641

143.981 133.157 9.572 46.931 76.653 10.824 2.712 151 7.961 3.860 2.950 2.136 2.136 867

144.119 131.440 12.412 45.737 73.292 12.679 3.885 140 8.653 5.679 3.560 1.986 1.986 0 689

141.921 129.311 11.689 44.201 73.421 12.610 3.703 136 8.772 6.044 4.323 1.986 1.986 582

145.258 132.317 10.976 45.925 75.416 12.941 3.265 142 9.534 5.248 3.375 1.986 1.986 479

144.674 132.148 9.934 45.999 76.215 12.526 3.238 165 9.124 5.186 3.479 1.986 1.986 0 397

146.379 133.732 10.047 46.430 77.254 12.647 3.573 169 8.905 5.552 4.390 1.986 1.986 557

145.879 134.200 9.405 46.372 78.423 11.679 3.019 149 8.511 4.727 3.105 1.986 1.986 715

146.411 134.696 9.318 46.950 78.428 11.715 3.585 150 7.980 4.848 3.307 1.986 1.986 717

94.726 88.131 5.925 25.482 56.723 6.596 1.940 139 4.517 4.799 2.991 1.836 1.836 515

96.865 90.496 5.693 25.808 58.995 6.368 1.814 142 4.412 3.844 2.231 1.836 1.836 468

95.491 89.953 5.824 26.018 58.111 5.538 1.453 147 3.938 4.149 740 1.836 1.836 396

96.101 89.357 6.287 25.802 57.267 6.744 1.089 158 5.496 5.301 1.095 1.836 1.836 2 253

95.469 89.317 6.062 25.776 57.479 6.152 1.128 152 4.872 4.654 1.215 1.836 1.836 2 262

59

83

82

68

73

61

87

27

28

27

7.377 2.060 3.073 391 1.635 -

7.377 2.060 3.081 300 1.631 -

7.377 2.097 3.033 352 2.099 -

7.377 2.097 3.033 400 2.101 -

7.878 2.097 3.033 431 1.598 -

30 7.084 1.807 (48) 306 1.814 -

30

5.573 975 3.444 437 1.594 -

60 7.878 2.097 3.033 497 1.598 -

8.080 1.809 359 72 1.800 -

8.080 1.809 349 130 1.802 1.500

8.080 1.810 459 200 1.775 1.500

8.080 1.933 337 266 1.777 1.500

8.380 2.097 3.033 537 1.598 -

Jan

Feb

Items

Des

Mar

Apr Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities

h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital

10

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.8. Kegiatan Usaha Bank Umum Syariah - BUKU 3 (Commercial Sharia Banks - Group of Business Activities 3 ) Miliar Rp (Billion Rp) 2015

2014

Keterangan

Des Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SB/PN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN)

Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

r)

Des

Jan

Feb

Items Mar

Apr Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets

-

-

-

-

-

-

-

49.398 49.232 44.630 4.601 167 167 341 339 1 8.192 2.743 2.400 2.720 329 6.532 1.980 3.436 1.117 50 1.978

50.865 50.701 46.212 4.489 164 164 532 531 1 7.944 2.905 1.900 2.863 276 7.727 1.941 4.621 1.164 50 2.008

49.860 49.706 45.283 4.423 154 154 771 770 1 8.220 3.012 1.900 3.008 300 7.763 1.922 4.666 1.175 50 2.148

49.916 49.764 45.528 4.235 153 153 440 438 1 10.134 3.005 2.300 2.890 1.939 7.740 1.933 4.633 1.174 50 2.110

50.530 50.379 46.296 4.083 150 150 743 742 1 9.342 2.607 2.200 2.347 2.188 8.206 1.387 5.662 1.158 50 2.072

50.840 50.689 46.339 4.350 151 151 1.062 1.061 1 8.654 2.949 2.600 1.747 1.358 7.761 787 5.787 1.187 50 2.092

- Kredit yang diberikan - Surat Berharga

-

-

-

-

-

-

-

1.770

1.797

1.925

1.892

1.864

1.884

- Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga

-

-

-

-

-

-

-

151 57 0 697

152 59 741

152 71 0 1.368

152 66 0 1.384

152 56 0 587

153 56 0 1.344

-

-

-

-

-

-

-

59.144

62.057

61.827

63.371

63.160

- Others Claims g. Spot and Derivatives Claims h. Other claims Source of Funds 63.359 a. Third Party Funds

Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan

-

-

-

-

-

-

-

53.890 3.937 23.502 26.451 5.253 1.650 3 3.601 369 500

56.702 4.340 24.984 27.378 5.355 1.490 3 3.862 412 500

56.506 4.030 24.330 28.146 5.320 1.527 1 3.792 484 500

56.795 3.987 24.628 28.180 6.576 1.473 0 5.103 375 -

56.108 4.116 24.260 27.732 7.052 1.517 5.535 349 -

56.584 4.140 24.405 28.040 6.775 1.954 4.821 393 -

e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo)

-

-

-

-

-

-

-

175

264

254

271

254

295

h. Setoran Jaminan

-

-

-

-

-

-

-

59

59

52

51

47

34

Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak e. Tambahan modal disetor f. Modal Pinjaman

2)

-

-

-

-

-

-

-

1.989 298 3.147 182 7 -

1.989 298

1.989 298

1.989 298

1.989 298

1.989 298

2.890 250 50 -

2.945 20 39 -

2.945 40 39 500

2.945 77 40 500

2.945 108 39 500

- Credit - Securities

b. c. d. e.

f. g.

Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits Liabilities to BI Interbank Liabilities Issued Securities Loans received Rupiah Foreign Exchange Spot and Derivatives Liabilities Other Liabilities

h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital

11

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.9. Laporan Laba / Rugi Bank Umum (Commercial Banks Income Statements) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity

2015

2014

2016 Jan

Feb

Items

Des

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Mar

Apr

568.014 7.816 6.846 37.215 403.926 402.163 1.763 112.211 293.842 562 4.613 172.936 13.615 24.317 135.003 6.993 3.502 104.298 939 274.171

262.929 3.412 2.980 18.880 182.371 181.559 812 55.286 141.055 191 2.550 79.342 5.881 9.370 64.090 3.196 1.600 52.189 1.987 121.874

316.317 3.986 3.720 22.062 219.530 218.556 975 67.020 168.986 230 2.963 94.761 7.140 11.133 76.488 3.919 1.906 63.381 1.825 147.331

369.786 4.612 4.445 25.389 257.219 256.062 1.156 78.122 197.112 268 3.542 110.464 8.405 12.983 89.076 4.579 2.276 74.035 1.948 172.674

425.027 5.237 5.087 29.235 295.286 293.949 1.337 90.181 225.850 306 3.946 126.241 9.698 14.845 101.698 5.284 2.610 85.569 1.893 199.177

479.007 5.832 5.741 32.316 333.471 331.956 1.514 101.646 253.510 345 4.475 141.555 11.005 16.667 113.883 5.989 2.941 96.485 1.720 225.497

534.366 6.433 6.476 36.046 372.321 370.629 1.692 113.090 281.714 400 5.019 157.130 12.313 18.553 126.264 6.620 3.398 107.475 1.672 252.652

588.830 7.036 7.419 38.733 410.687 408.827 1.860 124.955 309.542 439 5.754 172.065 13.537 20.413 138.114 7.283 3.840 118.561 1.601 279.288

646.614 7.620 8.026 42.746 450.988 448.959 2.029 137.234 338.259 477 6.486 187.208 14.858 22.410 149.940 7.956 4.334 130.259 1.540 308.355

59.742 575 633 4.346 42.771 42.565 206 11.417 31.831 38 664 15.288 1.233 2.045 12.010 660 801 11.537 2.843 27.912

111.869 1.091 1.244 7.743 79.317 78.973 344 22.474 58.123 76 1.207 29.899 2.425 3.999 23.475 1.298 1.007 21.915 2.721 53.746

168.507 1.632 1.812 11.972 118.995 118.440 555 34.096 86.450 115 1.800 45.352 3.686 5.926 35.740 1.915 1.509 33.112 2.647 82.057

223.326 2.169 2.436 16.465 157.387 156.657 730 44.870 113.593 152 2.373 60.044 4.982 7.671 47.391 2.656 2.013 43.733 2.622 109.734

148.439 6.306

84.142 3.128

93.944 3.398

106.578 3.627

127.006 3.870

149.319 4.095

156.961 4.695

198.232 5.264

210.957 5.584

35.037 686

56.956 1.395

81.203 2.569

92.817 3.490

239

0

0

0

0

0

0

0

49

-

-

-

-

55

0

0

0

0

0

0

0

0

51

101

149

125

50.757

34.884

39.723

44.127

57.958

73.139

73.576

105.535

107.699

15.475

28.821

41.368

46.382

54.203

23.715

28.766

33.417

37.828

42.339

47.042

51.919

57.923

4.390

8.914

14.564

19.543

A. Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections B. Net Interest Income (A1-A2) C. Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, fees/comissions/provisions

method, komisi/provisi/fee

D. E. F. G. H. I. J. K.

f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Pendapatan non - operasional Beban non - operasional Laba/Rugi non-operasional (E - F) Laba/Rugi tahun berjalan sebelum pajak Penerimaan Transfer Laba/Rugi Transfer Laba/Rugi ke Kantor Pusat Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan) r) Angka-angka diperbaiki *). Angka-angka sementara

36.879 278.849 2.577

22.414 149.154 1.317

22.056 177.461 1.394

25.406 205.314 1.760

27.348 240.769 2.027

29.746 278.969 2.488

31.594 300.286 2.555

35.473 355.738 2.614

39.702 386.114 2.853

14.435 50.662 115

17.710 88.013 559

22.554 127.211 512

23.276 155.546 673

68

50

64

75

94

142

141

240

263

12

0

24

39

1

77

9

11

15

21

23

27

32

3

5

8

9

43.873 64.153 3.509

31.694 40.935 1.322

35.921 49.208 1.645

40.040 57.121 1.867

53.004 63.190 2.126

68.348 70.976 2.394

65.740 78.820 2.641

96.712 87.415 2.864

98.122 97.213 3.113

14.967 19.774 258

27.226 28.440 503

38.319 39.754 859

42.469 46.985 1.082

164.669 143.761 25.225

73.758 56.862 9.850

120.312 85.414 16.919 15.401

134.600 95.847 20.555 17.703

150.319 109.327 19.378 19.079

184.517 133.198

15.534 12.286

31.279 22.689

47.734 36.049

64.290 47.004 D.

9.621 230

104.440 73.938 14.465 13.601

165.866 121.782

25.394 (169)

89.220 63.814 12.150 11.574 576 64.390

863 74.802

1.518 86.932

2.852 98.699

299 109.626

87 332 50.843

101 401 59.069

116 625 68.357

127 620 78.205

174 644 86.632

21.776 21.365 411 122.193 183 721 96.006

24.080 23.757 323 133.521 66.405 66.967 104.628

1.859 1.672 187 12.473 11 11 9.737

3.959 3.853 106 22.795 19 117 17.947

5.817 5.334 483 36.532 34 138 28.950

7.801 7.169 632 47.636 39 175 37.622

143.591 66.264 67.023 112.160

57.092 65 324 44.775

f Others Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/provisions g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax 2.

E. F. G. H. I. J. K.

r) Revised figures *) Provisional figures

12

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.10. Laporan Laba / Rugi Bank Umum Konvensional - BUKU 1 (Commercial Conventional Banks Income Statements - Group of Business Acitivies 1 ) Miliar Rp (Billion Rp) Keterangan

2015

2014 Des

A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya D. Laba/Rugi Operasional (A1 + C1) - (A2 + C2) E. Pendapatan non - operasional F. Beban non - operasional G. Laba/Rugi non-operasional (E - F) H. Laba/Rugi tahun berjalan sebelum pajak I. Penerimaan Transfer Laba/Rugi J. Transfer Laba/Rugi ke Kantor Pusat K. Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan)

Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

r)

Des

r)

Jan

Feb

Items Mar

Apr

27.485 482 753 892 16.038 15.889 149 9.321 18.176 0 376 8.125 618 472 7.035 202 47 9.425 0 9.309

12.945 301 369 449 7.396 7.342 54 4.430 8.744 0 135 4.042 288 236 3.518 104 13 4.450 0 4.202

15.666 364 472 547 8.933 8.868 65 5.350 10.568 0 165 4.878 361 281 4.236 132 18 5.375 0 5.097

18.458 421 579 644 10.516 10.439 77 6.297 12.431 0 199 5.735 432 330 4.974 152 20 6.324 0 6.027

21.403 486 665 745 12.072 11.983 89 7.435 14.470 0 224 6.590 505 380 5.705 173 22 7.461 0 6.933

23.885 542 753 852 13.597 13.495 102 8.142 16.042 0 249 7.403 580 425 6.399 192 28 8.169 0 7.844

26.794 594 843 972 15.243 15.130 113 9.141 17.927 0 277 8.253 656 478 7.119 212 30 9.155 0 8.866

26.716 625 765 892 14.838 14.725 113 9.596 18.226 0 266 8.131 649 495 6.987 193 32 9.605 0 8.490

27.257 618 835 907 15.049 14.928 121 9.848 18.461 0 290 8.049 658 526 6.865 210 37 9.875 0 8.796

2.316 43 49 78 1.290 1.281 8 856 1.562 0 29 657 42 50 564 17 3 856 0 754

1.465 62

753 51

925 43

1.049 45

1.175 50

1.339 56

1.555 87

1.637 158

1.759 216

130 22

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

24 555

53 259

62 317

65 374

68 424

75 479

82 528

83 531

91 560

9 38

820 7.873 13

390 3.594 30

503 4.462 12

564 5.238 22

632 6.019 33

729 6.802 36

858 7.831 207

865 7.643 276

891 8.004 298

61 584 11

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

12 1.405 39

15 811 25

17 988 31

18 1.171 36

22 1.359 41

23 1.511 46

25 1.716 50

20 1.556 50

22 1.536 54

1 121 5

5 235 8

11 382 11

12 426 6

6.401 2.901 734 727 8 2.908 115 445 2.014

2.713 1.361 515 510 5 1.366 1.105

3.413 1.561 612 502 111 1.672 1.366

3.991 1.838 729 743 (14) 1.824 1.478

4.564 2.089 929 932 (3) 2.086 1.657

5.185 2.381 1.130 1.162 (32) 2.349 1.858

5.832 2.591 976 1.016 (40) 2.551 2.023

5.742 2.484 1.038 1.103 (65) 2.419 1.838

6.094 2.551 1.075 1.151 (76) 2.475 24 142 1.812

447 299 45 53 (8) 291 230

932 539 140 154 (14) 525 408

1.473 804 217 229 (12) 793 600

1.696 965 153 167 (14) 951 728

4

3 -

4.611 86 103 157 2.530 2.512 17 1.736 3.126 0 53 1.297 93 98 1.107 35 5 1.736 0 1.485 259 38

7.117 134 160 248 3.907 3.881 26 2.668 4.813 1 78 2.003 150 150 1.703 54 9 2.668 0 2.304 412 59

7.903 147 216 256 4.368 4.326 42 2.916 5.275 1 88 2.190 208 184 1.798 72 9 2.916 0 2.628

-

-

-

-

-

-

-

-

20 87

38 131

32 132

115 1.205 24

184 1.912 36

266 2.184 44

0

522 93

-

A. Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections B. Net Interest Income (A1-A2) C. Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/provisions g. Others D. Operating Profit/loss (A1+C1) - (A2+C2) E. Non Operational Income F. Non Operational Expenses G. Non Operational Profit (E - F) H. Current Year profit I. Transfser Profit / Loss Received J. Transfer of Profit/Loss to Head Office K. Profit/Loss After Estimation of tax

13

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.11. Laporan Laba / Rugi Bank Umum Konvensional - BUKU 2 (Commercial Conventional Banks Income Statements - Group of Business Acitivies 2) Miliar Rp (Billion Rp) Keterangan

2015

2014 Des

A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya D. Laba/Rugi Operasional (A1 + C1) - (A2 + C2) E. Pendapatan non - operasional F. Beban non - operasional G. Laba/Rugi non-operasional (E - F) H. Laba/Rugi tahun berjalan sebelum pajak I. Penerimaan Transfer Laba/Rugi J. Transfer Laba/Rugi ke Kantor Pusat K. Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan)

Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

r)

Des

r)

Jan

Feb

Items Mar

Apr

101.362 1.734 3.257 5.950 61.677 61.491 186 28.744 58.534 37 1.416 27.310 3.501 2.602 21.206 866 461 28.443 1 42.828

48.533 792 1.538 3.136 28.075 27.946 129 14.992 29.460 16 880 13.107 1.542 1.189 10.377 483 290 14.684 0 19.074

58.820 895 1.930 3.738 34.336 34.182 154 17.921 35.769 19 860 15.967 1.882 1.426 12.658 588 353 17.981 0 23.051

68.846 1.022 2.254 4.363 40.099 39.918 181 21.108 41.655 23 990 18.756 2.204 1.651 14.901 689 410 20.788 0 27.192

79.016 1.175 2.566 5.024 46.136 45.927 209 24.115 47.862 26 1.122 21.533 2.533 1.881 17.118 802 464 23.915 0 31.154

89.992 1.333 2.911 5.689 52.462 52.226 236 27.596 54.398 30 1.282 24.262 2.883 2.107 19.272 909 526 27.389 0 35.593

100.746 1.471 3.323 6.345 58.764 58.503 261 30.844 60.798 50 1.426 27.107 3.239 2.340 21.528 1.019 587 30.610 0 39.948

111.483 1.608 3.738 6.987 64.956 64.668 287 34.194 67.249 53 1.589 29.826 3.562 2.572 23.692 1.124 639 34.019 0 44.233

122.439 1.670 4.031 7.951 71.202 70.887 315 37.586 73.760 56 2.035 32.386 3.850 2.827 25.709 1.234 708 37.341 0 48.679

9.144 112 181 417 5.323 5.296 27 3.112 5.935 1 240 2.244 184 223 1.836 81 55 3.314 1 3.210

17.401 219 369 799 9.879 9.866 14 6.134 11.176 2 334 4.504 391 432 3.681 151 109 6.076 0 6.225

26.216 272 541 1.206 14.887 14.818 69 9.311 16.945 4 382 6.915 595 648 5.671 230 168 9.246 0 9.272

36.798 487 748 1.789 20.664 20.573 92 13.110 23.857 5 478 9.835 861 874 8.100 328 215 12.996 0 12.941

40.540 2.217

24.819 1.258

27.666 1.427

31.691 1.532

39.203 1.693

48.344 1.741

50.313 2.173

79.997 2.281

80.370 2.379

2.426 237

4.423 394

6.427 398

7.597 453

235

0

0

0

-

-

-

40

49

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

26.661 6.877

18.162 2.744

21.297 3.336

24.401 3.806

30.962 4.349

39.215 4.915

39.896 5.478

68.603 6.079

67.620 6.755

1.707 200

3.039 400

4.484 554

5.065 817

4.551 61.733 807

2.656 35.643 861

1.606 40.916 944

1.951 47.830 1.242

2.199 57.397 1.412

2.474 69.073 1.666

2.713 74.360 1.655

2.993 106.361 1.624

3.568 110.027 1.761

282 4.021 18

577 7.884 139

990 11.810 83

1.262 15.662 119

65

50

64

75

94

0

71

0

0

0

142

188

240

263

0

0

0

0

24.009 7.928

16.751 5.590

19.788 5.156

22.688 6.158

28.632 6.943

36.322 7.850

37.220 9.440

545

627

724

788

65.613 10.311 836

1.097

411

478

27.827 21.635 2.306 1.602 704 22.339 3.670 4.087 16.662

11.909 8.250 1.092 899 193 8.444 65 324 6.040

14.487 9.802 1.521 1.234 287 10.089 87 332 7.394

17.121 11.053 1.800 1.423 377 11.430 101 401 8.341

19.690 12.961 2.184 1.681 503 13.464 116 625 9.606

22.368 14.865 2.515 2.052 463 15.328 127 620 11.282

25.068 15.901 2.361 1.982 379 16.280 174 644 11.868

27.735 17.870 2.804 2.442 362 18.232 183 721 13.267

12

-

24

34

-

-

-

-

64.568 11.183 922

1.534 741 30

2.745 1.372 64

4.238 2.102 55

4.767 3.053 70

31.330 19.023 3.126 2.618 508 19.531 4.110 4.540 14.257

1.686 1.615 163 139 24 1.639 12 12 1.361

3.564 2.765 391 384 6 2.771 22 120 2.181

5.309 3.889 499 490 9 3.898 32 136 3.019

7.619 4.875 800 804 (4) 4.872 41 177 3.752

A. Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections B. Net Interest Income (A1-A2) C. Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/provisions g. Others D. Operating Profit/loss (A1+C1) - (A2+C2) E. Non Operational Income F. Non Operational Expenses G. Non Operational Profit (E - F) H. Current Year profit I. Transfser Profit / Loss Received J. Transfer of Profit/Loss to Head Office K. Profit/Loss After Estimation of tax

14

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.12. Laporan Laba / Rugi Bank Umum Konvensional - BUKU 3 (Commercial Conventional Banks Income Statements - Group of Business Acitivies 3) Miliar Rp (Billion Rp) Keterangan

2015

2014 Des

Mei

2016

Jun

Jul

Ags

Sep

Okt

Nov

r)

Des

r)

Jan

Feb

Items Mar

Apr A. Interest Income and Interest Expenses

A. Pendapatan dan Beban Bunga

B. C .

D. E. F. G. H. I. J. K.

1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga Pendapatan Bunga Bersih (A1-A2) Pendapatan dan Beban Operasional Lain 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Pendapatan non - operasional Beban non - operasional Laba/Rugi non-operasional (E - F) Laba/Rugi tahun berjalan sebelum pajak Penerimaan Transfer Laba/Rugi Transfer Laba/Rugi ke Kantor Pusat Jumlah laba/rugi bersih (setelah taksiran pajak

203.611 2.063 905 12.450 135.633 134.895 738 52.560 129.567 3 1.488 69.759 4.061 10.354 55.344 4.794 1.769 51.754 1 74.045

90.427 875 394 5.731 59.377 59.035 342 24.050 58.340 1 760 30.988 1.891 3.636 25.461 2.120 844 23.627 0 32.087

108.925 1.051 477 6.832 71.431 71.019 412 29.133 70.370 1 949 37.080 2.288 4.301 30.491 2.559 1.027 28.754 1 38.555

127.713 1.202 557 7.960 83.878 83.390 488 34.114 82.302 1 1.146 43.083 2.677 4.989 35.417 3.022 1.216 33.835 0 45.410

147.242 1.375 627 9.037 96.340 95.776 564 39.864 94.645 1 1.296 49.149 3.072 5.698 40.379 3.484 1.407 39.309 0 52.597

165.935 1.508 702 10.166 108.613 107.976 637 44.945 106.384 1 1.480 55.052 3.453 6.396 45.203 3.939 1.617 44.294 0 59.551

185.011 1.695 781 11.280 121.225 120.513 712 50.030 118.326 1 1.859 61.130 3.843 7.125 50.162 4.242 1.802 49.292 0 66.685

217.589 2.129 1.412 14.171 143.670 142.830 840 56.207 134.393 1 2.238 69.799 4.858 7.998 56.942 4.954 2.043 55.357 0 83.196

247.723 2.455 2.154 16.746 163.079 162.161 918 63.289 151.903 22 2.821 78.677 5.681 8.901 64.094 5.487 2.255 62.641 1 95.820

21.327 203 204 1.419 14.061 13.959 102 5.440 12.806 2 241 6.560 469 796 5.295 459 216 5.329 0 8.521

41.642 386 370 2.838 27.352 27.166 186 10.695 25.053 4 494 12.729 916 1.541 10.273 910 404 10.512 0 16.588

63.311 643 513 4.494 41.609 41.330 279 16.052 37.734 5 820 19.163 1.409 2.316 15.438 1.341 644 15.760 0 25.577

83.770 801 702 6.124 55.138 54.771 367 21.005 49.491 7 1.083 25.149 1.902 3.053 20.194 1.767 837 20.648 0 34.280

42.303 1.700

23.844 1.206

27.711 1.232

30.309 1.284

37.069 1.336

44.220 1.384

45.063 1.477

77.848 2.184

114.362 2.523

16.167 333

29.498 758

42.564 1.670

48.380 2.271

-

-

0

0

0

0

0

0

0

-

-

-

-

55

0

0

0

0

0

0

0

0

51

101

149

125

16.176 15.955

12.340 6.465

14.453 7.807

15.422 8.947

20.465 10.086

25.872 11.297

24.889 12.505

52.654 15.970

83.800 19.255

12.663 1.351

22.881 2.803

32.493 4.507

35.681 6.106

8.416 86.423 337

3.832 44.885 245

4.220 54.309 250

4.655 62.014 306

5.182 73.747 376

5.667 86.637 479

6.191 93.082 391

7.039 135.156 826

8.784 182.258 1.139

1.768 21.814 52

2.956 40.862 318

3.745 58.926 370

4.196 70.712 487

-

-

-

-

-

0

0

0

0

0

0

1

5

9

11

15

20

23

27

32

3

5

8

9

14.585 19.857 1.619

11.405 10.992 519

13.262 13.866 684

13.991 16.061 781

18.632 18.292 888

23.667 21.383 987

22.299 24.522 1.101

48.214 29.793 1.292

78.855 36.352 1.779

12.564 3.782 139

22.377 7.361 278

30.982 10.715 544

33.771 14.051 649

50.026 29.924 18.505 18.367 138 30.062 5.575 5.587 23.483

21.719 11.046 6.840 6.894 (54) 10.992 8.498

26.238 11.957 8.289 8.269 20 11.978 9.336

30.864 13.704 9.658 9.610 48 13.753 10.700

35.545 15.919 10.427 10.687 (260) 15.659 12.169

40.101 17.135 11.820 12.111 (291) 16.844 13.075

44.747 18.666 13.020 13.415 (395) 18.271 14.157

55.004 25.887 15.109 15.088 21 25.908 19.732

64.102 27.924 16.643 16.839 (196) 27.728 7.912 8.344 20.703

5.275 2.875 1.455 1.435 20 2.895 (0) (0) 2.160

10.522 5.225 2.875 2.773 102 5.327 (3) (3) 3.978

16.307 9.214 4.356 4.043 313 9.527 2 2 7.291

21.745 11.947 5.927 5.448 479 12.426 (2) (2) 9.428

1.

B. C.

D. E. F. G. H. I. J. K.

Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections Net Interest Income (A1-A2) Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/provisions g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax

15

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.13. Laporan Laba / Rugi Bank Umum Konvensional - BUKU 4 (Commercial Conventional Banks Income Statements - Group of Business Acitivies 4) Miliar Rp (Billion Rp) Keterangan

2015

2014 Des

Mei

2016

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Items Mar

Apr A. Interest Income and Interest Expenses

A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. b. c. d.

B. C .

D. E. F. G. H. I. J. K.

Dari Bank Indonesia Dari Penempatan pada bank lain Dari surat berharga Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga Pendapatan Bunga Bersih (A1-A2) Pendapatan dan Beban Operasional Lain 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Pendapatan non - operasional Beban non - operasional Laba/Rugi non-operasional (E - F) Laba/Rugi tahun berjalan sebelum pajak Penerimaan Transfer Laba/Rugi Transfer Laba/Rugi ke Kantor Pusat Jumlah laba/rugi bersih (setelah taksiran pajak

209.702 2.868 1.890 17.150 173.366 172.719 647 14.429 74.943 521 985 58.947 5.007 9.831 44.109 772 1.112 11.669 937 134.759

96.767 1.026 655 9.182 79.726 79.464 262 6.178 36.077 174 668 27.435 2.017 3.869 21.549 394 440 4.979 1.986 60.690

115.846 1.207 812 10.453 95.533 95.220 313 7.841 42.164 210 851 32.366 2.435 4.606 25.326 509 494 5.911 1.825 73.681

134.887 1.454 1.018 11.850 111.832 111.457 375 8.733 48.957 245 1.041 37.708 2.885 5.417 29.405 552 615 6.849 1.947 85.931

154.426 1.624 1.188 13.781 128.071 127.637 434 9.762 55.439 280 1.115 43.069 3.349 6.212 33.509 635 699 7.748 1.892 98.987

173.521 1.801 1.328 14.910 144.613 144.121 492 10.870 61.661 314 1.254 48.229 3.819 6.987 37.423 739 752 8.653 1.719 111.860

193.295 1.949 1.478 16.683 161.328 160.774 554 11.857 68.012 349 1.228 53.315 4.278 7.793 41.244 917 959 9.573 1.671 125.283

212.875 2.100 1.835 17.461 178.206 177.597 610 13.273 74.320 384 1.541 58.146 4.719 8.597 44.830 1.005 1.154 10.489 1.600 138.556

234.047 2.308 1.940 19.099 196.341 195.678 663 14.359 80.513 420 1.592 63.135 5.274 9.461 48.401 1.094 1.378 11.356 1.539 153.534

23.934 158 193 2.228 20.204 20.140 64 1.150 9.870 35 130 5.090 507 909 3.673 77 526 1.171 2.842 14.064

57.074 2.320

29.808 599

33.225 677

38.163 741

44.062 762

50.354 876

54.649 920

60.017 1.197

66.466 1.321

14.470 88

-

-

-

-

-

-

-

-

-

-

42.929 281 388 3.722 36.342 36.225 117 2.197 15.499 70 278 9.927 967 1.789 7.172 156 487 1.862 2.720 27.430 20.938 194 -

63.863 404 579 5.671 53.811 53.643 167 3.397 22.000 105 444 15.124 1.447 2.594 11.083 223 684 2.787 2.633 41.863

84.317 499 745 7.826 70.891 70.680 211 4.356 28.415 140 616 20.099 1.896 3.316 14.886 399 948 3.642 2.572 55.902

28.669 424

32.341 651

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

7.845 29.177

4.313 13.608

3.896 16.531

4.218 19.397

6.438 22.083

7.948 24.687

8.676 27.463

9.661 30.322

10.833 33.727

1.093 2.711

2.876 5.443

4.345 9.089

5.594 12.102

17.733 107.623 1.421

11.288 56.061 181

12.121 68.383 189

13.807 79.028 189

14.779 91.149 207

16.842 103.667 307

17.589 111.075 302

18.838 121.098 331

20.585 134.169 333

10.577 21.226 34

12.424 34.507 78

14.811 48.867 24

13.994 59.609 22

-

-

-

-

-

-

-

-

-

-

-

-

1.

a. b. c. d.

B. C.

5

-

-

-

-

-

-

-

-

-

-

-

-

-

5.243 27.732 754

3.516 18.443 358

2.845 24.484 439

3.332 27.837 488

5.707 30.155 553

8.322 34.239 617

6.181 36.704 678

6.829 39.168 734

7.527 42.881 781

868 12.948 82

2.098 17.511 152

3.087 23.235 248

3.916 25.231 354

72.473 84.210 3.627 377 3.250 87.460 56.571 56.571 69.300

33.562 34.437 1.377 44 1.333 35.771 28.717

40.426 38.523 1.691 55 1.635 40.158 32.375

47.182 45.065 2.210 65 2.144 47.210 38.130

54.527 51.900 3.299 87 3.212 55.112 44.494

60.183 58.547 4.997 105 4.892 63.439 51.462

67.210 68.856 2.943 120 2.823 71.679 57.971

74.037 77.475 3.416 141 3.275 80.750 64.824

82.647 85.831 3.874 265 3.610 89.441 53.558 53.558 71.571

7.295 7.308 194 30 164 7.472 5.835

14.668 13.861 543 518 25 13.886 11.142

22.274 21.664 726 540 186 21.850 17.673

30.081 28.633 900 712 187 28.821 23.272

Interest Income

D. E. F. G. H. I. J. K.

From Bank Indonesia Placement From interbank placement From securities From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections Net Interest Income (A1-A2) Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/provisions g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax

16

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.14. Laporan Laba / Rugi Bank Umum Syariah - BUKU 1 (Commercial Sharia Banks Income Statements - Group of Business Acitivies 1 ) Miliar Rp (Billion Rp) Keterangan

2015

2014 Des

Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

r)

Des

r)

Jan

Feb

Items Mar

Apr A. Interest Income and Interest Expenses

A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya D. Laba/Rugi Operasional (A1 + C1) - (A2 + C2) E. Pendapatan non - operasional F. Beban non - operasional G. Laba/Rugi non-operasional (E - F) H. Laba/Rugi tahun berjalan sebelum pajak I. Penerimaan Transfer Laba/Rugi J. Transfer Laba/Rugi ke Kantor Pusat K. Jumlah laba/rugi bersih (setelah taksiran pajak

5.485 112 37 116 3.578 3.567 11 1.642 3.612 1 99 1.810 227 50 1.533 49 3 1.648 1.873

2.598 59 22 47 1.869 1.863 5 602 1.523 29 882 65 18 798 9 2 601 1.075

3.137 69 27 58 2.263 2.256 6 720 1.821 33 1.055 78 22 956 11 2 719 1.316

3.674 78 33 69 2.660 2.653 7 833 2.112 36 1.226 89 25 1.112 15 3 832 1.561

4.270 88 38 79 3.118 3.109 9 946 2.403 39 1.400 101 28 1.270 17 3 945 1.866

4.729 98 44 87 3.448 3.439 10 1.051 2.677 42 1.564 113 32 1.419 18 4 1.050 2.052

5.263 108 49 101 3.851 3.840 11 1.155 2.956 45 1.733 124 35 1.574 21 4 1.154 2.307

4.876 85 54 77 3.511 3.500 11 1.148 2.665 46 1.440 92 35 1.313 21 4 1.154 2.211

3.771 71 34 84 2.343 2.330 12 1.238 2.647 50 1.326 101 37 1.188 22 5 1.245 1.123

279 5 2 6 168 167 1 97 199 5 95 8 3 84 1 0 97 79

499 9 5 13 329 327 2 144 338 9 181 16 6 159 3 1 144 161

752 13 8 20 497 494 3 214 507 13 274 23 9 242 5 1 213 245

984 17 11 27 642 638 4 287 676 17 366 29 12 324 6 2 286 308

656 -

288 1

411 1

474 1

582 1

924 3

1.060 -

844 -

922 0

119 -

207 -

286 -

363 -

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

29 113

9 35

7 43

9 51

10 59

13 68

14 77

0 70

0 80

0 5

0 10

0 16

0 21

514 2.201 -

244 1.308 -

360 1.761 -

413 2.053 -

513 2.484 -

839 2.938 -

969 3.289 -

774 2.837 -

842 1.964 -

115 139 -

197 302 -

270 439 -

342 604 -

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

24 637 0

7 448 -

7 716 -

9 833 -

10 1.084 -

12 1.348 -

13 1.512 -

0 1.073 -

0 973

0 175

0 247

338

-

-

-

1.540 328 17 13 4 332 333 333 265

853 56 3 3 (1) 55 26

1.038 (34) 4 5 (1) (35) (72)

1.211 (18) 5 6 (2) (19) (66)

1.390 (35) 8 7 1 (34) (89)

1.578 38 9 6 3 41 (22)

1.763 78 10 8 2 80 10

1.764 218 10 6 4 221 160

991 81 11 6 5 86 78

127 67 3 1 2 69 67

192 91 3 1 2 93 91

267 67 5 2 3 70 67

-

0 76

63 60 0 0 0 60 59

1.

Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections B. Net Interest Income (A1-A2) C. Other Operating Income and Expenses 1.

D. E. F. G. H. I. J. K.

Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/provisions g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax

17

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.15. Laporan Laba / Rugi Bank Umum Syariah - BUKU 2 (Commercial Sharia Banks Income Statements - Group of Business Acitivies 2) Miliar Rp (Billion Rp) Keterangan

2015

2014 Des

Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

r)

Des

r)

Jan

Feb

Items Mar

Apr A. Interest Income and Interest Expenses

A. Pendapatan dan Beban Bunga

B. C .

D. E. F. G. H. I. J. K.

1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga Pendapatan Bunga Bersih (A1-A2) Pendapatan dan Beban Operasional Lain 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Pendapatan non - operasional Beban non - operasional Laba/Rugi non-operasional (E - F) Laba/Rugi tahun berjalan sebelum pajak Penerimaan Transfer Laba/Rugi Transfer Laba/Rugi ke Kantor Pusat Jumlah laba/rugi bersih (setelah taksiran pajak

20.368 556 5 657 13.634 13.603 32 5.516 9.010 248 6.986 202 1.008 5.776 309 108 1.359 11.358

11.658 359 2 336 5.928 5.908 20 5.033 6.912 79 2.888 78 422 2.388 86 12 3.848 4.746

13.924 400 2 433 7.034 7.010 24 6.054 8.293 106 3.415 97 498 2.821 119 12 4.641 5.630

16.207 434 2 502 8.233 8.205 28 7.036 9.654 131 3.956 117 572 3.267 148 13 5.407 6.553

18.670 489 3 570 9.549 9.517 32 8.059 11.030 150 4.501 137 647 3.717 174 14 6.191 7.640

20.944 551 3 613 10.737 10.700 37 9.042 12.349 167 5.045 156 720 4.168 193 15 6.929 8.596

23.259 616 3 667 11.910 11.869 41 10.064 13.695 186 5.592 174 781 4.637 210 16 7.691 9.563

18.202 332 2 581 8.913 8.883 30 8.375 13.217 198 4.301 147 384 3.769 177 17 8.524 4.985

21.484 394 27 646 11.248 11.215 32 9.169 14.701 220 4.936 160 413 4.364 194 18 9.333 6.784

2.077 36 5 68 1.262 1.259 3 707 1.183 19 429 13 29 387 17 1 718 894

3.604 68 9 132 1.930 1.925 5 1.465 2.401 38 839 23 54 762 32 2 1.490 1.203

5.499 100 12 206 2.882 2.875 6 2.299 3.656 60 1.236 35 79 1.122 47 2 2.297 13 1.843

7.202 130 13 273 3.792 3.784 9 2.993 4.812 89 1.595 50 99 1.446 65 3 3.059 2.391

6.401

4.629

4.005

4.893

4.914

4.139

4.321

1.167

1.363

165

329

449

581

8 -

13

18

23

28

35

38

0

0

-

-

-

-

-

-

-

-

-

21 1.527

7 605

9 732

11 842

14 828

17 893

19 991

17 444

19 508

-

4.846 12.996 -

4.004 7.664 0

3.246 7.630 0

4.017 9.151 0

4.043 9.974 0

3.195 9.853 0

3.273 10.650 0

706 5.680 -

836 7.603 -

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0 6.595 0

1 4.652 9

1 3.997 14

1 5.061 16

2 5.357 18

2 4.644 21

2 4.926 24

15 1.674 28

16 2.253 32

6.401 4.763 35 4.307 (4.272) 491 437

3.001 1.712 23 1.270 (1.247) 465 389

3.618 2.005 32 1.508 (1.476) 529 445

4.072 2.295 63 1.753 (1.690) 605 486

4.597 2.580 73 2.007 (1.935) 646 519

5.185 2.882 83 2.266 (2.183) 699 551

5.697 3.235 69 2.538 (2.469) 766 603

3.963 472 68 64 4 476 355

5.303 544 74 74 (0) 543 762 783 306

1 -

2

1.

B. C.

3

-

-

1 37

3 76

3 125

5 163

126 961 -

248 1.357 -

319 2.006 -

409 2.594 -

-

-

-

-

-

-

-

-

1 472 2

1 409 2

1 554 2

2 697 3

487 98 1 11 (9) 89 72

945 175 6 18 (11) 163 130

1.448 287 8 26 (18) 269 200

1.891 377 9 34 (24) 353 266

D. E. F. G. H. I. J. K.

Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections Net Interest Income (A1-A2) Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method,fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/provisions g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax

18

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.16. Laporan Laba / Rugi Bank Umum Syariah - BUKU 3 (Commercial Sharia Banks Income Statements - Group of Business Acitivies 3) Miliar Rp (Billion Rp) Keterangan

2015

2014 Des

A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia

B. C .

D. E. F. G. H. I. J. K.

b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga Pendapatan Bunga Bersih (A1-A2) Pendapatan dan Beban Operasional Lain 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Pendapatan non - operasional Beban non - operasional Laba/Rugi non-operasional (E - F) Laba/Rugi tahun berjalan sebelum pajak Penerimaan Transfer Laba/Rugi Transfer Laba/Rugi ke Kantor Pusat Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan)

Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

r)

Des

Jan

Feb

Items Mar

Apr

-

-

-

-

-

-

-

8.257

9.163

666

1.183

1.749

2.352

-

-

-

-

-

-

-

398 1 207 4.864 4.848 16 2.787 2.345 7 2.281 84 463 1.734 53 1 3 5.911

436 1 285 5.362 5.345 17 3.079 2.554 8 2.489 92 500 1.897 53 1 4 6.608

18 129 464 462 2 55 276 1 215 9 35 170 8 53 390

42 0 82 956 953 3 103 529 2 421 19 80 322 11 95 654

66 0 127 1.402 1.398 5 154 797 2 638 26 130 482 15 141 953

87 0 170 1.892 1.886 6 203 1.018 3 810 34 133 644 19 186 1.284

-

-

-

-

-

-

-

5.121 43

5.588

1.559

1.302

2.397

3.034

49

5

10

15

19

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

18 654

20 711

1 48

3 95

4 142

6 202

-

-

-

-

-

-

-

4.405 8.031 0

4.808 8.829 0

1.505 1.917 -

1.194 1.898 -

2.235 3.250 -

2.807 4.179 -

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1 5.568 0

1 6.031 0

0 1.635 0

0 1.378 0

0 2.519 0

0 3.188 0

-

-

-

-

-

-

-

2.462 3.001 5 2.751 (2.746) 255 182

2.797 3.368 19 3.038 (3.019) 348 250

282 31 1 4 (4) 27 20

520 58 1 5 (4) 53 40

731 99 6 4 2 101 77

991 139 7 2 4 143 108

A. Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement

B. C.

D. E. F. G. H. I. J. K.

b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections Net Interest Income (A1-A2) Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method,fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/provisions g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax

19

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.17. Rekening Administratif Bank Umum

(Commercial Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya Ket: r) Angka-angka diperbaiki

2015

2014

2016 Feb

Indicator

Des

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Mar

Apr

472.959 24.710 440.874

533.160 33.798 491.502

540.171 18.998 511.591

584.144 37.357 538.456

598.349 38.743 553.139

611.330 39.835 564.428

565.090 39.259 515.928

532.399 42.852 480.753

511.743 38.641 468.916

528.832 20.274 501.866

488.685 20.634 462.482

570.287 22.157 541.420

7.376 1.678.723 r) 1.137.501

7.860 74.477 1.177.527

9.582 1.905.601 1.243.832

8.332 1.869.259 1.194.267

6.467 1.955.122 1.239.313

7.067 2.006.975 1.247.794

9.903 1.914.483 1.230.329

8.795 1.850.125 1.222.412

4.185 1.821.506 1.219.520

6.692 1.894.106 1.256.949

5.569 1.831.055 1.245.534

6.711 1.874.255 1.236.144

297.369 840.132 7.868

293.443 884.083 7.269

303.291 940.541 9.929

305.374 888.894 9.870

305.853 933.460 9.251

296.483 951.312 10.973

285.875 944.454 11.270

286.314 936.098 10.291

275.413 944.107 7.534

294.711 962.237 12.529

292.622 952.912 11.665

292.911 943.233 13.242

294.974 947.394 13.939 -

1.533 6.335 74.274 454.203

1.664 5.606 68.599 567.778

2.606 7.323 64.670 581.277

1.647 8.223 66.716 592.619

1.697 7.553 69.715 630.166

2.798 8.176 72.763 669.431

2.824 8.446 73.916 592.498

2.516 7.774 75.627 535.759

1.064 6.469 69.516 520.465

2.774 9.755 63.334 553.467

2.080 9.586 57.049 509.997

2.911 10.331 62.178 553.195

2.381 11.558 59.755 552.956

4.877 284.281 244.456 36.327 3.498 249.737 247.851 1.886 237.956

5.878 295.198 250.512 40.800 3.885 259.361 257.310 2.051 244.880

5.893 293.150 249.570 39.524 4.055 266.444 264.337 2.106 251.089

5.787 303.219 258.634 40.535 4.050 269.978 267.991 1.987 253.930

6.677 310.934 265.027 41.824 4.084 279.485 277.424 2.061 259.293

6.012 326.804 280.672 41.943 4.189 296.955 294.976 1.979 265.776

6.470 312.053 265.919 41.946 4.187 287.892 285.843 2.050 264.058

6.036 326.531 283.249 39.696 3.586 291.599 289.739 1.860 267.131

4.471 308.392 265.333 39.402 3.657 302.459 297.391 5.069 274.066

7.828 304.308 260.316 40.162 3.830 276.602 274.558 2.044 270.729

6.809 312.916 268.262 40.768 3.887 269.727 267.702 2.024 270.823

9.496 309.306 264.421 40.952 3.934 268.900 267.016 1.883 275.533

7.516 306.656 260.791 41.932 3.932 265.700 263.817 1.883 272.472

23.301 195.932 187.325 8.607 18.723 11.883 6.840

23.018 202.120 192.934 9.186 19.742 12.568 7.174

22.980 208.156 198.895 9.261 19.953 12.729 7.224

23.055 211.051 201.770 9.281 19.824 13.567 6.257

23.503 215.798 206.403 9.396 19.992 13.724 6.269

23.938 221.561 211.894 9.667 20.277 13.884 6.393

23.011 220.661 211.169 9.492 20.385 13.932 6.453

22.958 223.560 214.081 9.479 20.614 14.147 6.466

23.059 230.274 219.484 10.790 20.733 14.300 6.433

23.068 225.109 214.321 10.788 22.553 15.228 7.325

23.260 224.758 214.088 10.670 22.804 15.413 7.391

20.975 232.201 220.820 11.381 22.358 15.018 7.339

14.488 234.449 223.131 11.318 23.535 16.148 7.387

568.022 Commited Claims 20.243 - Unused borrowing 541.591 - Outstanding spot and derivatives

(purchased) 6.188 - Others 1.876.535 Commited Liabilities 1.242.369 - Undisbursed loan facilities

to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets

- Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others Note: r) Revised figures

20

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.18. Rekening Administratif Bank Umum Konvensional - BUKU 1 (Commercial Conventional Banks Off-Balance Sheet - Group of Business Acitivies 1 ) Miliar Rp ( Billion Rp ) Indikator

Des Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya

2015

2014 Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Indicator

Mar

Apr 97 Commited Claims 8 - Unused borrowing 66 - Outstanding spot and derivatives

831 620

2.249 2.048

1.646 1.616

1.166 1.100

2.017 1.947

1.217 1.158

1.784 1.731

267 228

1.074 1 1.067

1.315 1.290

1.278 1.251

1.311 1.286

211 495 10.416

201 542 12.509

30 14.359 12.341

66 14.517 12.899

70 15.746 13.257

59 14.888 13.201

53 14.819 12.654

39 13.324 12.643

5 12.090 10.454

25 12.484 10.653

27 12.177 10.400

26 11.795 9.968

5.485 4.931 164

6.078 6.431 201

6.602 5.739 167

6.993 5.905 197

7.164 6.093 193

6.657 6.544 182

5.434 7.220 166

5.235 7.408 178

3.083 7.371 244

3.066 7.586 241

3.062 7.339 224

2.865 7.103 204

1.637 4.139 176 -

77 87 298 819

111 90 306 2.060

102 65 204 1.614

121 75 229 1.120

126 66 227 2.022

108 74 265 1.159

106 59 209 1.710

116 61 187 229

166 78 245 1.086

163 79 184 1.313

161 63 195 1.280

148 56 261 1.284

119 57 0 66

33 1.216 437 545 235 2.666 1.998 668 2.017 402 1.551 1.548 3 64 64 0

35 2.364 1.314 568 482 3.039 2.343 697 2.229 477 1.724 1.710 14 28 28 0

33 2.161 1.106 563 492 2.740 2.218 522 2.284 487 1.757 1.721 37 40 29 11

73 2.120 1.070 574 475 2.763 2.265 498 2.260 454 1.773 1.759 14 33 33 0

47 2.170 1.097 608 464 2.815 2.372 443 2.282 419 1.819 1.805 14 45 34 11

80 2.202 1.132 610 460 2.828 2.437 391 2.564 351 2.051 1.901 150 162 26 136

79 2.282 1.135 649 497 2.794 2.412 382 2.182 328 1.631 1.530 101 224 27 197

87 2.525 1.402 629 494 2.633 2.280 353 2.206 308 1.659 1.582 77 239 27 212

61 2.547 1.487 589 471 2.242 2.007 235 2.361 343 1.889 1.802 88 129 20 109

93 2.514 1.478 579 457 2.199 1.973 226 2.448 407 1.910 1.826 85 131 20 111

77 2.577 1.463 594 520 2.357 2.150 208 2.582 567 1.884 1.805 79 131 20 111

79 2.639 1.479 606 554 2.500 2.321 179 2.647 503 2.014 1.917 97 130 18 112

99 1.122 0 556 566 2.052 1.879 173 2.108 490 1.602 1.520 83 15 15 -

(purchased) 24 - Others 6.118 Commited Liabilities 5.776 - Undisbursed loan facilities

to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others

21

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.19. Rekening Administratif Bank Umum Konvensional - BUKU 2 (Commercial Conventional Off-Balance Sheet - Group of Business Acitivies 2 ) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya

2015

2014

2016 r)

r)

Mei

Jun

Jul

Ags

Sep

Okt

237.383 3.637 230.676

154.525 3.957 146.989

154.798 3.452 147.006

152.214 3.465 144.216

158.005 3.569 152.308

169.996 3.189 164.773

150.827 4.290 141.266

122.208 4.055 113.453

38.605 3.058 35.336

41.816 3.313 37.751

36.801 3.637 32.657

36.128 3.732 31.898

3.070 9.407 261.362

3.579 7.462 140.559

4.340 361.363 147.914

4.533 360.935 151.279

2.128 377.941 150.975

2.034 388.753 154.618

5.271 353.109 152.154

4.700 321.427 155.153

212 189.578 103.462

753 196.109 110.970

507 189.005 104.702

497 124.932 83.478

61.325 200.038 1.949

33.364 107.195 291

36.031 111.883 304

34.733 116.546 282

33.615 117.360 278

34.377 120.241 1.028

36.536 115.618 632

35.105 120.048 133

30.910 72.552 139

33.615 77.355 141

34.258 70.444 146

33.063 50.415 153

33.085 54.720 178 -

82 1.867 9.002 266.580

207 84 6.804 206.716

208 96 8.024 203.887

207 75 7.485 200.455

207 72 7.530 217.423

209 820 6.959 225.512

60 572 6.854 191.729

48 85 6.743 158.093

54 85 4.217 81.523

58 83 3.865 80.135

53 93 4.095 79.082

62 91 4.533 35.571

82 95 3.985 37.016

405 95.277 92.715 2.515 47 53.338 52.923 415 20.686 2.837 16.889 14.303 2.586 960 950 9

657 63.734 61.080 2.601 53 46.132 45.756 376 14.326 1.611 11.662 9.135 2.527 1.053 1.053 -

1.235 63.035 60.668 2.321 46 50.220 49.809 411 15.205 1.399 12.664 10.118 2.547 1.141 1.081 61

1.434 66.113 63.656 2.410 48 49.002 48.579 422 15.405 1.458 12.859 10.277 2.582 1.089 1.089 -

1.734 69.267 66.555 2.665 47 51.542 51.143 400 16.175 1.460 13.613 10.937 2.676 1.102 1.101 1

635 78.221 75.330 2.843 47 58.387 58.012 375 15.926 1.412 13.394 10.610 2.784 1.119 1.119 -

1.741 71.588 68.613 2.927 48 53.917 53.546 370 15.069 1.383 12.579 9.968 2.611 1.107 1.107 0

1.306 89.242 86.167 3.027 48 53.611 53.225 387 15.239 1.382 12.698 10.061 2.637 1.159 1.159 -

236 61.672 58.981 2.643 48 39.408 38.880 528 13.855 1.327 12.196 8.551 3.644 332 332 -

998 56.138 53.415 2.660 64 36.272 35.733 539 14.074 1.308 11.964 8.322 3.642 802 802 -

979 54.681 51.835 2.791 56 34.354 33.778 577 14.121 1.308 11.879 8.337 3.542 934 867 66

1.197 40.091 37.291 2.732 67 30.769 30.145 624 14.170 1.338 12.490 8.952 3.538 342 335 7

1.326 40.507 37.558 2.900 50 30.616 30.041 575 15.027 1.338 12.386 8.856 3.530 1.303 1.261 42

Nov

Des

Jan

Feb

Indicator

Des

Mar

Apr 37.286 Commited Claims 3.451 - Unused borrowing 33.293 - Outstanding spot and derivatives

(purchased) 542 - Others 130.309 Commited Liabilities 87.805 - Undisbursed loan facilities

to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others

22

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.20. Rekening Administratif Bank Umum Konvensional - BUKU 3 (Commercial Conventional Off-Balance Sheet - Group of Business Acitivies 3 ) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya

2015

2014

2016

Indicator

Des

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

205.532 19.834 182.343

340.843 25.874 311.206

346.334 11.547 330.032

384.554 29.834 351.592

390.522 30.959 355.980

388.291 32.251 351.637

357.958 30.863 323.012

345.215 34.646 306.921

422.521 31.447 387.471

421.099 12.829 402.895

389.266 12.985 371.689

461.382 13.389 442.016

452.537 Commited Claims 12.828 - Unused borrowing 434.298 - Outstanding spot and derivatives

3.355 180.714 492.378

3.763 333.090 639.467

4.755 1.059.910 705.246

3.129 1.010.758 647.645

3.583 1.046.372 670.515

4.403 1.082.365 684.157

4.083 1.021.573 664.504

3.648 987.369 652.467

3.603 1.115.813 710.628

5.375 1.160.477 722.737

4.592 1.113.686 714.036

5.977 1.192.209 721.344

80.200 412.178 4.501

109.990 529.477 5.611

115.477 589.769 7.160

111.214 536.432 8.260

113.235 557.281 7.619

110.111 574.047 8.807

101.088 563.416 9.350

101.940 550.528 9.076

106.010 604.618 6.372

109.522 613.215 10.949

106.773 607.263 9.424

110.673 610.671 10.475

111.637 616.908 11.729 -

162 4.340 23.654 154.408

217 5.394 21.994 307.320

220 6.940 21.793 322.498

231 8.029 23.806 328.182

247 7.372 23.765 341.072

1.570 7.236 24.543 361.076

1.584 7.767 22.078 322.480

1.492 7.584 23.188 299.481

108 6.264 23.461 372.476

1.487 9.462 21.540 399.808

123 9.300 19.981 365.775

418 10.057 22.737 431.327

424 11.305 22.441 422.825

2.652 128.780 118.999 6.687 3.094 53.988 53.574 414 70.018 2.509 51.637 49.167 2.470 15.871 9.041 6.831

3.776 161.828 150.521 8.108 3.199 64.265 63.667 597 82.351 3.182 62.552 59.508 3.044 16.616 9.442 7.174

3.213 162.418 151.361 7.694 3.363 66.290 65.500 790 83.965 3.180 64.094 61.021 3.073 16.691 9.539 7.153

2.865 166.753 155.362 8.020 3.371 66.693 66.012 681 84.849 3.196 64.877 61.799 3.079 16.775 10.518 6.257

3.400 168.959 157.234 8.314 3.411 67.520 66.694 826 86.248 3.140 66.223 63.136 3.087 16.885 10.628 6.257

3.783 174.667 162.588 8.556 3.522 69.781 68.971 811 87.606 3.174 67.428 64.325 3.102 17.005 10.747 6.257

3.161 166.518 154.395 8.641 3.482 68.059 67.170 890 88.706 3.172 68.487 65.318 3.169 17.047 10.792 6.256

3.157 166.556 154.991 8.680 2.884 68.366 67.661 705 90.135 3.172 69.815 66.662 3.153 17.148 10.894 6.254

2.876 176.588 164.829 8.782 2.977 87.591 83.720 3.871 95.544 3.200 74.214 70.769 3.445 18.129 11.805 6.324

5.444 179.815 167.621 9.049 3.145 80.204 79.366 838 97.638 3.205 74.976 71.529 3.447 19.457 12.243 7.214

4.470 190.696 178.167 9.382 3.147 78.779 77.978 801 97.996 3.228 75.240 71.799 3.441 19.527 12.313 7.214

6.327 204.028 191.250 9.632 3.147 82.578 81.938 640 100.503 3.279 77.582 73.587 3.995 19.642 12.422 7.221

4.837 201.162 188.153 9.857 3.151 84.503 83.812 691 102.202 3.223 79.161 75.207 3.954 19.819 12.597 7.221

(purchased) 5.411 - Others 1.190.378 Commited Liabilities 728.545 - Undisbursed loan facilities

to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others

23

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.21. Rekening Administratif Bank Umum Konvensional - BUKU 4 (Commercial Conventional Banks Off-Balance Sheet - Group of Business Acitivies 4) Miliar Rp (Billion Rp) Indikator

Des Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya

2015

2014 Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Indicator Mar

Apr 77.573 Commited Claims 3.956 - Unused borrowing 73.406 - Outstanding spot and derivatives

28.631 1.239 26.763

35.190 3.967 30.952

37.043 4.000 32.630

45.831 4.058 41.195

47.362 4.215 42.497

51.398 4.395 46.457

54.176 4.106 49.618

50.200 4.151 45.675

49.374 4.136 44.906

64.411 4.133 59.767

61.193 4.012 56.757

70.948 3.978 66.759

630 40.534 349.890

271 39.029 381.292

414 464.099 374.618

578 477.688 379.270

651 509.160 401.024

546 514.774 392.054

452 519.034 397.384

375 507.591 398.472

332 498.191 390.980

512 519.046 408.401

425 510.194 412.107

211 537.229 416.183

129.043 220.847 951

143.818 237.473 1.119

144.960 229.658 2.240

152.208 227.062 1.078

151.606 249.418 1.107

145.052 247.002 898

142.538 254.846 1.071

143.776 254.696 853

135.147 255.832 729

148.214 260.187 1.149

148.239 263.868 1.822

145.688 270.495 2.362

147.990 267.409 1.833 -

939 11 40.534 31.826

1.117 2 39.029 51.312

2.062 177 34.285 52.956

1.075 3 34.834 62.506

1.103 3 37.766 69.263

892 5 40.536 81.286

1.063 8 44.325 76.253

849 4 45.186 63.080

726 3 41.235 65.248

1.056 93 37.523 71.973

1.732 90 32.570 63.695

2.273 89 34.337 84.347

1.746 88 32.946 92.223

56.593 32.281 24.197 115 138.353 137.976 377 140.277 17.502 121.123 117.614 3.508 1.652 1.652 -

63.646 37.569 25.931 145 143.836 143.455 381 140.362 17.698 120.790 117.229 3.562 1.874 1.874 -

61.907 36.407 25.352 148 144.993 144.609 384 143.890 17.864 124.125 120.559 3.565 1.902 1.902 -

64.588 38.517 25.922 149 149.178 148.792 386 145.661 17.897 125.837 122.270 3.568 1.926 1.926 -

66.868 40.111 26.605 153 155.061 154.668 392 148.689 18.434 128.294 124.715 3.580 1.960 1.960 -

68.047 41.590 26.304 153 163.577 163.175 402 153.605 18.951 132.664 129.072 3.592 1.991 1.991 -

67.335 41.058 26.124 153 160.418 160.011 408 151.674 18.079 131.589 128.017 3.572 2.006 2.006 -

67.136 40.453 26.530 153 163.405 162.989 416 152.797 18.045 132.684 129.112 3.572 2.068 2.068 -

66.416 39.725 26.535 155 170.483 170.050 433 155.179 18.138 134.897 131.324 3.573 2.144 2.144 -

64.712 37.566 26.990 157 155.461 155.027 434 149.190 18.098 128.929 125.356 3.573 2.163 2.163 -

63.739 36.485 27.097 157 151.684 151.247 438 148.710 18.107 128.391 124.823 3.567 2.212 2.212 -

61.243 34.092 26.995 156 150.407 149.966 440 150.532 15.805 132.485 128.777 3.708 2.243 2.243 -

62.327 34.773 27.398 156 145.964 145.521 443 145.042 9.388 133.380 129.672 3.708 2.275 2.275 -

(purchased) 211 - Others 542.401 Commited Liabilities 415.399 - Undisbursed loan facilities

to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others

24

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.22. Rekening Administratif Bank Umum Syariah - BUKU 1 (Commercial Sharia Banks Off-Balance Sheet - Group of Business Acitivies 1 ) Miliar Rp (Billion Rp) Indikator

2015

2014 Des

Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya

Mei 4 3

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

-

-

-

-

-

-

-

-

-

Feb

Indicator Mar

Apr

-

-

-

-

0 600 2.206

1 1.221

1.351 1.327

1.418 1.394

1.407 1.383

1.413 1.389

1.435 1.412

1.485 1.462

1.538 1.516

886 864

926 904

947 925

1.046 1.024

520 1.686 31

49 1.172 18

44 1.283 23

47 1.347 23

47 1.336 23

47 1.342 23

53 1.360 22

58 1.405 22

62 1.454 21

72 792 21

74 830 21

75 850 21

74 950 21

13 19 -

13 6 -

13 11 -

13 11 -

13 11 -

13 11 -

11 11 -

11 11 -

10 11 -

10 11 -

10 11 -

10 11 -

10 11 -

600 153 17 135 1 123 113 11 713 50 663 663 0 -

1 159 159 0 454 454 0 575 50 525 525 0 -

1 158 158 0 618 617 0 577 50 527 527 0 -

1 165 165 0 827 827 0 591 50 541 541 0 -

1 173 173 0 967 967 0 602 50 552 551 0 -

1 182 182 1.078 1.077 0 608 50 558 558 0 -

1 161 161 0 1.178 1.178 0 610 50 560 560 0 -

1 173 173 0 1.270 1.270 0 613 50 563 562 0 -

1 187 187 1.485 1.485 0 524 50 474 474 0 -

1 154 153 0 1.198 1.190 8 517 50 467 467 0 -

1 113 113 0 1.040 1.040 0 511 50 461 461 0 -

1 135 135 0 1.089 1.089 507 50 457 457 0 -

1 179 179 0 1.113 1.113 503 50 453 453 0 -

Commited Claims - Unused borrowing - Outstanding spot and derivatives (purchased) - Others Commited Liabilities - Undisbursed loan facilities to debtors - Committed - Uncommitted - Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others

25

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.23. Rekening Administratif Bank Umum Syariah - BUKU 2 (Commercial Sharia Banks Off-Balance Sheet - Group of Business Acitivies 2) Miliar Rp (Billion Rp) Indikator

Des Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya

2015

2014 Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

r)

Des

r)

Jan

Feb

Indicator Mar

Apr 498 Commited Claims - Unused borrowing 498 - Outstanding spot and derivatives

579 469

354 307

350 308

380 353

442 407

429 402

345 302

165 165

136 136

164 164

127 127

518 518

110 1.973 21.249

46 1.874 2.479

43 4.519 2.386

27 3.943 1.780

35 4.495 2.158

26 4.782 2.376

43 4.513 2.221

3.887 1.922

3.768 1.987

4.442 2.735

4.458 2.805

5.276 2.981

- Others 5.062 Commited Liabilities 2.800 - Undisbursed loan facilities

20.797 452 272

144 2.335 30

176 2.210 35

179 1.601 30

186 1.972 30

239 2.136 35

226 1.994 28

201 1.721 28

200 1.787 28

222 2.513 28

217 2.589 28

547 2.435 27

551 2.248 0 -

261 11 785 569

30 466 370

35 364 322

2 28 363 356

2 28 426 385

7 28 460 397

28 449 325

28 289 161

28 324 132

28 195 191

28 189 154

27 311 662

0 338 670

1.187 2.262 8 2.248 5 1.268 1.268 4.245 0 4.069 4.030 39 175 175 -

1.408 3.467 28 3.433 6 1.636 1.636 5.038 0 4.867 4.827 39 171 171 -

1.411 3.471 29 3.436 7 1.583 1.583 5.168 0 4.989 4.949 39 179 179 -

1.414 3.480 29 3.444 7 1.515 1.515 5.164 0 5.164 5.125 39 -

1.495 3.496 30 3.458 8 1.580 1.580 5.298 0 5.297 5.258 39 -

1.514 3.486 32 3.448 6 1.304 1.304 5.467 0 5.467 5.428 39 -

1.489 4.169 718 3.444 7 1.526 1.526 5.816 0 5.816 5.777 39 -

1.486 323 21 297 5 870 870 2.656 0 2.656 2.617 39 -

1.297 349 22 320 6 866 865 1 2.847 0 2.846 2.807 39 -

1.292 393 21 365 7 794 793 1 3.113 0 3.113 3.072 41 -

1.282 433 20 406 8 809 808 1 3.062 0 3.062 3.021 41 -

1.296 489 20 459 10 758 758 1 3.212 0 3.212 3.169 43 -

1.254 642 20 613 9 651 650 1 3.203 0 3.203 3.160 43 -

(purchased)

-

to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others

26

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.24. Rekening Administratif Bank Umum Syariah - BUKU 3 (Commercial Sharia Banks Off-Balance Sheet - Group of Business Acitivies 3) Miliar Rp (Billion Rp) Indikator

2015

2014 Des

Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

r)

Des

r)

Jan

Feb

Indicator Mar

Apr

Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Garansi yang diterima

-

-

-

-

-

-

-

33 -

33 -

27 -

19 -

-

-

-

-

-

-

-

-

33 349 292

33 527 494

27 661 588

19 609 579

1.867 1.265

626 584

-

-

-

-

-

-

-

292 -

494 -

588 -

579 -

1.265 -

584 -

-

-

-

-

-

-

-

33 24

33 -

27 46

19 11

5

41

-

-

-

-

-

-

-

215

289

216

291

289

287

- Pendapatan bunga dalam penyelesaian

-

-

-

-

-

-

-

360

-

-

-

-

-

-

-

1.443 1.443 3.485 3.485 3.485 -

345 384 384 3.757 3.757 3.757 -

366 475 475 3.750 3.750 3.750 -

386 703 703 3.840 3.840 3.840 -

392 799 799 3.962 3.962 3.962 -

- Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya

-

Commited Claims - Unused borrowing - Outstanding spot and derivatives (purchased) - Others Commited Liabilities - Undisbursed loan facilities to debtors - Committed - Uncommitted - Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Received guarantees

408 - Accrued interest - Others 699 Contingent Liabilities 699 - Issued guarantees - Others 4.048 Others - Channelling 4.048 - Written off earning assets - Credit disbursed 4.048 - Others - Charged off earning assets - Credit disbursed - Others -

27

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.25. Kinerja Bank Umum Konvensional

(Commercial Banks Performance) Miliar Rp (Billion Rp) Keterangan

Des Rasio Pemenuhan Kecukupan Modal Minimum (%)

2015

2014 Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Items Mar

Apr 21,95 Capital Adequacy Ratio (%)

19,57

20,51

20,28

20,78

20,73

20,62

21,05

21,33

21,39

21,75

21,93

22,00

-

Modal

754.174

830.598

832.634

854.329

863.532

872.314

876.087

891.419

914.657

934.803

938.203

948.063

951.422

-

Capital

-

ATMR

3.854.234

4.050.387

4.106.626

4.111.073

4.164.757

4.231.115

4.162.904

4.178.551

4.276.555

4.298.533

4.277.359

4.308.867

4.334.008

-

Risk Weighted Assets

18,01

17,98

17,75

18,21

18,19

18,14

18,54

18,85

19,00

19,20

19,39

19,42

Rasio Modal Inti terhadap ATMR (%) -

Modal Inti (Tier I)

-

ATMR

Return On Assets Ratio (%) -

Laba sebelum pajak

-

Rata-rata total aset

Biaya Operasional thdp Pendapatan Operasional (%)

19,46 Core Capital Ratio to ATMR (%)

694.198

728.302

728.993

748.696

757.586

767.534

771.763

787.853

812.590

825.250

829.248

836.686

843.332

-

Core Capital (Tier I)

3.854.234

4.050.387

4.106.626

4.111.073

4.164.757

4.231.115

4.162.904

4.178.551

4.276.555

4.298.533

4.277.359

4.308.867

4.334.008

-

Risk Weighted Assets

2,85

2,45

2,29

2,27

2,30

2,31

2,30

2,33

2,32

2,51

2,29

2,44

2,38 Return On Assets Ratio (%)

142.769

135.773

127.792

127.228

129.480

130.613

130.537

132.257

132.601

147.565

135.059

144.273

141.210

-

Profit

5.004.089

5.540.025

5.572.178

5.593.988

5.621.051

5.656.845

5.670.728

5.684.215

5.703.813

5.886.289

5.897.521

5.916.572

5.929.530

-

Average total assets

76,29

80,42

81,40

81,39r)

81,46

81,82

81,11

81,62

81,49

84,86

84,22

82,96

82,30 Operating Expenses/Operating Income (%)

-

Biaya Operasional

446.217

226.226

270.614

313.452r)

364.126

418.241

455.184

524.232

569.141

67.821

119.536

173.129

215.798

-

Operating Expenses

-

Pendapatan Operasional

584.887

281.320

332.457

385.113r)

446.995

511.168

561.198

642.319

698.404

79.918

141.926

208.701

262.220

-

Operating Income

4,23

5,33

5,32

5,32

5,32

5,34

5,35

5,39

5,63

5,47

5,55

Net Interest Margin Ratio (%) -

Pendapatan bunga bersih

-

Rata-rata total aset produktif

Loan to Deposits Ratio (%) -

Total Kredit kepada pihak ketiga bukan Bank Total Dana Pihak Ketiga

Rasio Aset Likuid (%)

5,32

5,56 Net Interest Margin Ratio (%)

260.940

278.526

280.769

282.102

284.506

286.465

288.938

290.379

293.824

318.581

310.370

316.062

317.252

-

Interest income net

6.161.761

5.223.083

5.274.201

5.307.579

5.345.241

5.389.536

5.410.618

5.430.306

5.449.642

5.659.754

5.676.905

5.694.262

5.702.201

-

Average total earning assets

89,42

88,72

88,46

88,50

88,81

88,54

89,74

90,47

92,11

90,95

89,50

89,60

3.526.364

3.609.112

3.677.335

3.684.686

3.732.006

3.805.326

3.773.048

3.799.745

3.903.936

3.830.835

3.816.156

3.847.481

3.853.274

-

Total Credit to third party

3.943.697

4.067.775

4.156.933

4.163.444

4.202.011

4.297.649

4.204.547

4.199.869

4.238.349

4.211.794

4.263.681

4.294.176

4.304.273

-

Total Third Party Funds

16,24

17,26

17,35

17,03

16,87

17,56

16,69

16,44

16,70

16,74

17,40

17,96

89,52 Loan to Deposits Ratio (%)

17,74 Liquid Assets Ratio (%)

-

Aset Likuid Primer

686.023

762.497

784.963

756.495

742.715

805.862

723.678

711.170

736.720

722.958

739.015

787.248

766.707

-

Aset Likuid Primer

-

Aset Likuid Sekunder

192.598

210.698

209.728

218.568

237.362

237.900

243.807

245.541

251.623

262.200

289.115

282.493

292.029

-

Aset Likuid Sekunder

-

Total Aset

5.410.098

5.637.294

5.732.943

5.724.848

5.810.495

5.943.189

5.795.679

5.819.037

5.919.390

5.886.289

5.908.754

5.954.674

5.968.404

-

Total Assets

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13

28

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.26. Kinerja Bank Umum Konvensional - BUKU 1

(Performance of Commercial Conventional Banks - Group of Business Activities 1) Miliar Rp (Billion Rp) Keterangan

Des Rasio Pemenuhan Kecukupan Modal Minimum (%)

2015

2014 Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Items Mar

Apr 22,32 Capital Adequacy Ratio (%)

18,21

20,51

19,78

20,21

20,42

20,43

20,68

21,73

22,98

22,15

22,47

21,98

-

Modal

19.415

23.386

22.408

22.844

23.217

23.484

22.603

23.827

23.561

23.101

23.497

23.431

19.024

-

Capital

-

ATMR

106.642

114.045

113.262

113.025

113.700

114.964

109.292

109.675

102.511

104.290

104.576

106.607

85.238

-

Risk Weighted Assets

16,89

18,82

18,03

18,47

18,67

18,69

18,90

19,96

21,17

20,26

20,57

20,09

Rasio Modal Inti terhadap ATMR (%) -

Modal Inti (Tier I)

-

ATMR

Return On Assets Ratio (%) -

Laba sebelum pajak

-

Rata-rata total aset

Biaya Operasional thdp Pendapatan Operasional (%)

20,49 Core Capital Ratio to ATMR (%)

18.014

21.459

20.421

20.875

21.231

21.481

20.659

21.897

21.705

21.131

21.506

21.417

17.464

-

Core Capital (Tier I)

106.642

114.045

113.262

113.025

113.700

114.964

109.292

109.675

102.511

104.290

104.576

106.607

85.238

-

Risk Weighted Assets

1,87

1,65

1,63

1,54

1,53

1,52

1,47

1,53

1,59

2,12

1,90

1,87

2,05 Return On Assets Ratio (%)

2.908

2.908

2.821

2.689

2.683

2.687

2.525

2.639

2.533

3.495

3.150

3.171

2.906

-

Profit

155.862

176.227

172.894

174.659

175.854

177.264

171.281

172.070

159.470

164.486

165.873

169.331

141.637

-

Average total assets

85,26

86,24

87,34

86,91r)

87,07

86,92

87,25

86,80

86,36

81,21

82,84

83,49

82,74 Operating Expenses/Operating Income (%)

-

Biaya Operasional

16.776

7.577

9.037

10.567r)

12.128

13.656

14.826

16.334

16.518

1.293

2.602

4.066

4.715

-

Operating Expenses

-

Pendapatan Operasional

19.677

8.786

10.347

12.159r)

13.928

15.712

16.992

18.817

19.126

1.593

3.140

4.870

5.698

-

Operating Income

5,82

5,64

5,67

5,67

5,65

5,74

5,76

5,89

5,84

5,70

5,78

Net Interest Margin Ratio (%) -

Pendapatan bunga bersih

-

Rata-rata total aset produktif

Loan to Deposits Ratio (%)

5,68

6,05 Net Interest Margin Ratio (%)

9.309

9.229

9.111

9.246

9.311

9.366

9.190

9.262

8.780

9.045

8.908

9.216

8.136

-

Interest income net

159.857

163.552

160.791

162.838

164.205

165.741

160.024

160.913

149.020

154.885

156.257

159.495

134.473

-

Average total earning assets

85,11

76,20

76,18

76,32

77,66

76,75

77,45

79,20

87,48

81,27

80,48

76,76

71,96 Loan to Deposits Ratio (%)

-

Total Kredit kepada pihak ketiga bukan Bank

109.924

115.724

114.226

114.498

115.892

117.059

112.317

113.739

106.040

105.153

105.960

107.234

88.236

-

Total Credit to third party

-

Total Dana Pihak Ketiga

129.155

151.868

149.943

150.032

149.229

152.511

145.028

143.610

121.213

129.380

131.659

139.708

122.619

-

Total Third Party Funds

Rasio Aset Likuid (%)

19,09

23,00

23,03

22,96

21,27

22,07

21,83

19,81

18,76

20,64

20,47

23,55

-

Aset Likuid Primer

29.862

41.107

40.629

40.061

36.723

39.069

36.820

33.086

27.725

31.811

32.347

39.764

37.028

-

Aset Likuid Primer

-

Aset Likuid Sekunder

1.906

2.411

2.272

2.474

2.467

2.548

2.444

2.557

2.442

2.143

1.895

1.738

1.822

-

Aset Likuid Sekunder

-

Total Aset

166.367

189.211

186.312

185.253

184.215

188.545

179.836

179.967

160.836

164.486

167.260

176.247

150.536

-

Total Assets

25,81 Liquid Assets Ratio (%)

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13

29

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.27. Kinerja Bank Umum Konvensional - BUKU 2

(Performance of Commercial Conventional Banks - Group of Business Activities 2) Miliar Rp (Billion Rp) Keterangan

Des Rasio Pemenuhan Kecukupan Modal Minimum (%)

2015

2014 Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

r)

Jan

Feb

Items Mar

Apr 19,98 Capital Adequacy Ratio (%)

29,97

19,83

20,01

20,04

19,67

19,73

20,27

21,06

22,94

23,26

23,46

22,38

-

Modal

215.194

115.205

116.439

117.260

117.272

120.920

123.200

126.832

123.484

128.458

129.258

120.904

112.795

-

Capital

-

ATMR

717.952

580.992

581.837

585.095

596.220

612.859

607.776

602.172

538.186

552.302

550.973

540.256

564.473

-

Risk Weighted Assets

28,45

17,99

18,07

18,18

17,83

17,82

18,29

19,13

20,62

20,84

21,04

19,92

Rasio Modal Inti terhadap ATMR (%)

17,58 Core Capital Ratio to ATMR (%)

-

Modal Inti (Tier I)

204.273

104.500

105.136

106.374

106.301

109.199

111.154

115.201

110.960

115.115

115.944

107.625

99.261

-

Core Capital (Tier I)

-

ATMR

717.952

580.992

581.837

585.095

596.220

612.859

607.776

602.172

538.186

552.302

550.973

540.256

564.473

-

Risk Weighted Assets

2,38

1,64

1,57

1,46

1,48

1,50

1,45

1,50

1,63

2,44

2,06

1,99

Return On Assets Ratio (%)

1,78 Return On Assets Ratio (%)

-

Laba sebelum pajak

22.339

13.710

13.358

12.491

12.748

13.039

12.780

13.264

12.888

19.666

16.627

15.594

14.563

-

Profit

-

Rata-rata total aset

938.787

836.986

850.482

854.770

861.755

871.941

883.284

885.927

788.610

806.008

807.338

781.720

819.416

-

Average total assets

81,04

86,32

86,55

87,41r)

87,60

87,67

87,47

89,73

85,36

81,07

82,47

83,40

Biaya Operasional thdp Pendapatan Operasional (%) -

Biaya Operasional

-

Pendapatan Operasional

Net Interest Margin Ratio (%) -

Pendapatan bunga bersih

-

Rata-rata total aset produktif

Loan to Deposits Ratio (%)

84,46 Operating Expenses/Operating Income (%)

92.469

36.508

43.159

50.589r)

59.501

69.637

74.293

106.907

75.136

6.915

13.008

19.542

26.407

-

Operating Expenses

114.104

42.296

49.865

57.877r)

67.920

79.429

84.936

119.148

88.025

8.530

15.773

23.431

31.265

-

Operating Income

3,54

4,65

4,62

4,59

4,61

4,63

4,64

4,74

4,98

4,82

4,94

4,64

4,90 Net Interest Margin Ratio (%)

42.828

36.647

37.182

37.556

37.575

38.232

38.976

39.206

35.690

38.514

37.351

37.087

38.572

-

Interest income net

1.209.871

788.007

804.290

810.260

818.449

829.344

841.489

845.025

752.813

772.835

774.981

751.418

787.363

-

Average total earning assets

101,72

84,18

84,63

85,91

85,41

84,03

85,04

86,69

97,96

92,14

89,91

87,66

85,89 Loan to Deposits Ratio (%)

-

Total Kredit kepada pihak ketiga bukan Bank

633.850

507.199

519.525

520.659

528.162

539.753

539.280

539.103

508.176

505.953

504.472

499.052

524.315

-

Total Credit to third party

-

Total Dana Pihak Ketiga

623.124

602.497

613.853

606.041

618.380

642.339

634.125

621.884

518.785

549.104

561.073

569.314

610.482

-

Total Third Party Funds

19,31

23,30

23,27

22,54

22,79

23,56

22,41

22,01

18,83

20,93

21,16

21,09

156.201

179.272

178.191

168.010

172.777

193.350

175.200

171.349

124.939

147.545

146.935

149.254

154.058

-

Aset Likuid Primer

37.501

26.950

28.415

30.474

34.743

31.236

31.652

29.433

22.255

21.156

24.155

18.021

19.379

-

Aset Likuid Sekunder

1.003.337

884.998

887.871

880.500

910.648

953.433

922.968

912.310

781.534

806.008

808.668

793.249

840.523

-

Total Assets

Rasio Aset Likuid (%) -

Aset Likuid Primer

-

Aset Likuid Sekunder

-

Total Aset

20,63 Liquid Assets Ratio (%)

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13

30

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.28. Kinerja Bank Umum Konvensional - BUKU 3

(Performance of Commercial Conventional Banks - Group of Business Activities 3) Miliar Rp (Billion Rp) Keterangan

Des Rasio Pemenuhan Kecukupan Modal Minimum (%)

2015

2014 Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

r)

Jan

Feb

Items Mar

Apr 24,13 Capital Adequacy Ratio (%)

17,04

22,45

22,14

23,05

23,06

22,70

22,91

23,33

23,30

23,58

23,69

24,29

-

Modal

226.451

351.723

350.234

367.202

370.947

370.142

363.693

369.913

387.849

390.969

389.101

402.696

398.466

-

Capital

-

ATMR

1.328.635

1.567.006

1.582.042

1.593.332

1.608.332

1.630.581

1.587.700

1.585.646

1.664.523

1.657.920

1.642.140

1.658.057

1.651.036

-

Risk Weighted Assets

14,62

19,89

19,61

20,38

20,42

20,23

20,41

20,85

20,96

20,99

21,11

21,53

Rasio Modal Inti terhadap ATMR (%) -

Modal Inti (Tier I)

-

ATMR

Return On Assets Ratio (%) -

Laba sebelum pajak

-

Rata-rata total aset

Biaya Operasional thdp Pendapatan Operasional (%)

21,57 Core Capital Ratio to ATMR (%)

194.292

311.680

310.217

324.760

328.449

329.901

324.099

330.537

348.872

347.974

346.580

357.044

356.080

-

Core Capital (Tier I)

1.328.635

1.567.006

1.582.042

1.593.332

1.608.332

1.630.581

1.587.700

1.585.646

1.664.523

1.657.920

1.642.140

1.658.057

1.651.036

-

Risk Weighted Assets

1,78

1,61

1,50

1,49

1,50

1,44

1,38

1,34

1,25

1,54

1,42

1,67

1,64 Return On Assets Ratio (%)

30.062

33.306

31.297

31.116

31.382

30.301

29.217

28.263

27.739

34.737

31.964

38.109

37.279

-

Profit

1.688.497

2.074.069

2.082.533

2.086.558

2.094.083

2.106.594

2.110.999

2.113.616

2.225.152

2.250.451

2.247.079

2.277.512

2.273.598

-

Average total assets

84,67

87,36

88,08

88,04r)

88,04

88,72

88,92

89,24

90,71

91,09

91,41

89,80

89,32 Operating Expenses/Operating Income (%)

-

Biaya Operasional

165.217

94.438

113.108

130.367r)

152.759

177.253

195.407

214.811

272.740

29.398

55.582

81.160

99.895

-

Operating Expenses

-

Pendapatan Operasional

195.141

108.098

128.412

148.083r)

173.508

199.786

219.755

240.698

300.675

32.273

60.807

90.374

111.842

-

Operating Income

3,44

4,44

4,40

4,46

4,45

4,47

4,47

4,49

4,71

4,58

4,65

Net Interest Margin Ratio (%) -

Pendapatan bunga bersih

-

Rata-rata total aset produktif

Loan to Deposits Ratio (%)

4,43

4,68 Net Interest Margin Ratio (%)

74.045

86.993

87.113

87.990

89.139

89.720

90.433

90.759

95.820

102.255

99.531

102.308

102.839

-

Interest income net

2.150.516

1.961.497

1.977.951

1.987.894

2.000.015

2.016.111

2.023.349

2.028.285

2.135.467

2.171.155

2.172.245

2.200.904

2.197.009

-

Average total earning assets

96,99

96,36

98,17

99,42

99,32

98,48

98,26

98,51

99,37

96,97

96,00

96,75

96,74 Loan to Deposits Ratio (%)

-

Total Kredit kepada pihak ketiga bukan Bank

1.229.517

1.414.823

1.432.681

1.442.355

1.458.316

1.481.113

1.453.145

1.451.656

1.507.831

1.480.038

1.476.766

1.491.269

1.484.138

-

Total Credit to third party

-

Total Dana Pihak Ketiga

1.267.728

1.468.265

1.459.364

1.450.785

1.468.327

1.504.014

1.478.816

1.473.670

1.517.441

1.526.252

1.538.245

1.541.305

1.534.221

-

Total Third Party Funds

12,90

15,74

14,92

14,31

14,30

15,43

15,28

15,13

15,02

16,18

16,32

16,80

182.757

266.491

254.516

239.276

238.883

273.495

263.983

254.914

253.558

274.232

263.675

275.106

276.665

-

Aset Likuid Primer

44.688

67.146

62.545

62.858

68.014

67.076

64.537

68.850

84.197

89.957

102.416

107.277

110.145

-

Aset Likuid Sekunder

1.762.813

2.119.380

2.124.851

2.110.707

2.146.761

2.206.681

2.150.643

2.139.784

2.248.668

2.250.451

2.243.706

2.275.613

2.261.856

-

Total Assets

Rasio Aset Likuid (%) -

Aset Likuid Primer

-

Aset Likuid Sekunder

-

Total Aset

17,10 Liquid Assets Ratio (%)

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13

31

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.29. Kinerja Bank Umum Konvensional - BUKU 4

(Performance of Commercial Conventional Banks - Group of Business Activities 4) Miliar Rp (Billion Rp) Keterangan

Des Rasio Pemenuhan Kecukupan Modal Minimum (%)

2015

2014 Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Items Mar

Apr 20,71 Capital Adequacy Ratio (%)

17,18

19,03

18,78

19,07

19,07

19,10

19,73

19,71

19,26

19,77

20,02

20,01

-

Modal

292.203

340.284

343.553

347.023

352.095

357.768

366.591

370.846

379.762

392.275

396.346

401.032

421.137

-

Capital

-

ATMR

1.701.005

1.788.344

1.829.485

1.819.621

1.846.505

1.872.710

1.858.137

1.881.057

1.971.334

1.984.021

1.979.670

2.003.947

2.033.260

-

Risk Weighted Assets

16,28

16,25

16,03

16,30

16,33

16,39

17,00

17,02

16,79

17,19

17,44

17,50

Rasio Modal Inti terhadap ATMR (%) -

Modal Inti (Tier I)

-

ATMR

Return On Assets Ratio (%) -

Laba sebelum pajak

-

Rata-rata total aset

Biaya Operasional thdp Pendapatan Operasional (%)

18,22 Core Capital Ratio to ATMR (%)

276.919

290.662

293.219

296.687

301.605

306.953

315.852

320.218

331.052

341.030

345.217

350.599

370.527

-

Core Capital (Tier I)

1.701.005

1.788.344

1.829.485

1.819.621

1.846.505

1.872.710

1.858.137

1.881.057

1.971.334

1.984.021

1.979.670

2.003.947

2.033.260

-

Risk Weighted Assets

3,94

3,50

3,26

3,27

3,32

3,38

3,43

3,51

3,53

3,36

3,11

3,25

3,21 Return On Assets Ratio (%)

87.460

85.850

80.316

80.931

82.668

84.585

86.015

88.091

89.441

89.667

83.318

87.399

86.463

-

Profit

2.220.943

2.452.742

2.466.270

2.478.001

2.489.360

2.501.045

2.505.164

2.512.602

2.530.581

2.665.344

2.677.232

2.688.009

2.694.879

-

Average total assets

67,10

71,80

73,22

73,01r)

72,92

72,93

71,25

70,62

70,46

80,52

77,72

75,94

74,75 Operating Expenses/Operating Income (%)

-

Biaya Operasional

171.756

87.703

105.310

121.929r)

139.738

157.695

170.658

186.181

204.747

30.214

48.345

68.361

84.781

-

Operating Expenses

-

Pendapatan Operasional

255.966

122.140

143.833

166.995

r)

191.638

216.241

239.514

263.656

290.578

37.522

62.206

90.025

113.414

-

Operating Income

5,10

6,31

6,32

6,28

6,28

6,27

6,30

6,31

6,36

6,59

6,40

6,48

Net Interest Margin Ratio (%) -

Pendapatan bunga bersih

-

Rata-rata total aset produktif

Loan to Deposits Ratio (%)

6,49 Net Interest Margin Ratio (%)

134.759

145.657

147.363

147.309

148.480

149.147

150.339

151.152

153.534

168.767

164.579

167.451

167.706

-

Interest income net

2.641.571

2.310.027

2.331.170

2.346.587

2.362.573

2.378.340

2.385.756

2.396.082

2.412.342

2.560.880

2.573.421

2.582.444

2.583.356

-

Average total earning assets

80,73

85,16

83,30

82,14

82,89

83,42

85,70

86,46

85,63

86,68

85,06

85,62

86,24 Loan to Deposits Ratio (%)

-

Total Kredit kepada pihak ketiga bukan Bank

1.553.074

1.571.366

1.610.904

1.607.175

1.629.637

1.667.401

1.668.305

1.695.247

1.781.889

1.739.691

1.728.958

1.749.927

1.756.586

-

Total Credit to third party

-

Total Dana Pihak Ketiga

1.923.690

1.845.145

1.933.772

1.956.585

1.966.075

1.998.785

1.946.577

1.960.705

2.080.909

2.007.059

2.032.705

2.043.849

2.036.951

-

Total Third Party Funds

17,18

15,95

16,90

16,95

16,60

16,84

15,45

15,33

17,34

15,69

16,98

17,66

Rasio Aset Likuid (%)

16,93 Liquid Assets Ratio (%)

-

Aset Likuid Primer

317.203

275.627

311.626

309.148

294.332

299.948

247.676

251.821

330.498

269.371

296.057

323.124

298.957

-

Aset Likuid Primer

-

Aset Likuid Sekunder

108.503

114.191

116.496

122.763

132.138

137.040

145.174

144.700

142.729

148.944

160.649

155.457

160.682

-

Aset Likuid Sekunder

-

Total Aset

2.477.580

2.443.705

2.533.909

2.548.389

2.568.871

2.594.531

2.542.232

2.586.976

2.728.351

2.665.344

2.689.120

2.709.564

2.715.489

-

Total Assets

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13

32

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.30. Kinerja Bank Umum Syariah - BUKU 1 (Performance of Commercial Sharia Banks - Group of Business Activities 1) Miliar Rp (Billion Rp) Indikator

2015

2014 Des

Capital Adequacy Ratio (%)

Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Indicator Mar

Apr 19,79 Capital Adequacy Ratio (%)

18,80

r)

18,64

20,09

23,19

26,27

21,39

21,26

20,49

20,26

20,09

19,91

- Modal

3.512

3.614

r)

3.813

3.808

4.160

4.720

4.759

4.827

3.851

2.761

2.712

2.735

2.760

- ATMR

19.996

19.222 r)

20.450

18.952

17.938

17.962

22.244

22.706

18.800

13.631

13.497

13.739

13.950

17,56

-

APYD

-

Total Aktiva Produktif

6,99 Classified Earning assets to Earning assets (%)

3,49

4,20

4,00

4,24

4,41

4,25

4,32

4,24

4,26

6,32

6,76

6,24

857

989

974

1.004

1.049

1.048

1.063

1.078

975

1.137

1.227

1.181

1.322

24.591

23.538

24.328

23.699

23.773

24.636

24.613

25.437

22.852

17.977

18.149

18.939

18.896

0,75

0,46

0,86

0,76

0,45

0,83

0,87

1,03

0,42

4,32

2,37

2,13

Net Operating Margin (%) -

Pendapatan

-

Rata-rata Aktiva

Return On Assets Ratio (%) -

Laba

-

Rata-Rata total aset

Biaya Operasional thdp Pendapatan Operasional (%) - Biaya Operasional

- Total Earning assets

Pendapatan

1,16 Net Operating Margin (%)

168

104

197

174

102

189

200

237

81

721

400

365

200

-

Net Operations Income

22.525

22.780

22.914

22.887

22.858

22.919

22.960

23.059

19.467

16.670

16.827

17.126

17.260

-

Average Earning Assets

0,66

0,42

0,77

0,68

0,42

0,75

0,80

0,94

0,40

3,87

2,20

1,96

1,10 Return On Assets Ratio (%)

165

106

197

175

107

193

204

242

86

721

414

373

211

-

Profit

25.126

25.423

25.592

25.575

25.546

25.605

25.637

25.738

21.575

18.642

18.792

19.083

19.213

-

Average Assets

95,36

97,60

95,58

96,09

97,77

96,05

95,89

95,24

97,66

80,04

88,15

88,93

3.459

1.770

2.124

2.500

2.984

3.445

3.901

4.354

3.373

241

495

733

995

-

Operations Expenses

3.627

1.814

2.223

2.602

3.052

3.587

4.068

4.571

3.454

301

562

824

1.062

-

Operations Income

18,03

21,12

20,28

20,65

22,90

21,66

22,48

21,59

20,21

18,97

21,84

18,97

93,72 Operating Expenses to Operations Revenue (%)

Liquidity

Likuiditas

Short Term Mistmach (%) -

Aktiva Jangka Pendek

-

Kewajiban Jangka

Finance to Deposit Ratio (%)

Ket:

- Classified Earning Assets

Profitability

Rentabilitas

-

- Risk Weighted Assets Earning Assset Quality

Kualitas Aktiva Produktif APYD terhadap Aktiva Produktif (%)

- Capital

24,11 Short Term Mistmach (%)

3.910

4.399

4.344

4.269

4.623

4.428

4.513

4.508

3.820

2.847

3.107

3.017

3.839

-

Short-Term Assets

21.684

20.827

21.417

20.672

20.185

20.447

20.077

20.882

18.906

15.011

14.223

15.902

15.922

-

Short-Term Liabilities

93,38

96,50

94,32

96,20

97,13

98,26

99,87

98,53

96,60

98,76

95,66

93,55

95,48

Finance to Deposit Ratio (%)

-

Pembiayaan

19.257

19.547

19.708

19.356

19.316

19.706

19.952

20.435

17.495

14.358

14.323

14.517

14.615

-

Financing

-

Dana Pihak Ketiga

20.623

20.256

20.895

20.120

19.886

20.055

19.978

20.739

18.112

14.538

14.972

15.518

15.307

-

Third Party Funds

r) Angka-angka diperbaiki *) Angka-angka sementara r) untuk Data KAP posisi Juli - Desember 2014 terdapat revisi tingkat kesehatan BUS - UUS berdasarkan SE OJK No. 11/SEOJK.03/2014 tgl 11 Juni 2014

Note: r) Revised figures *) Provisional figures r) Revision on data for KAP at July-December 2014 on Banking Health Measurement, which is based on SE OJK No. 11/SEOJK.03/2014 at June 11th, 2014

33

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.30. Kinerja Bank Umum Syariah - BUKU 2

(Performance of Commercial Sharia Banks - Group of Business Activities 2) Miliar Rp (Billion Rp) Indikator

2015

2014 Des

Capital Adequacy Ratio (%)

Mei

Jun r)

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Indicator Mar

Apr 16,05 Capital Adequacy Ratio (%)

15,39

13.70

13,37

13,81

13,92

13,63

13,85

14,28

14,96

15,08

16,07

16,20

- Modal

16.073

17,516 r)

17.488

17.816

17.940

17.947

17.857

18.666

13.189

14.247

14.095

14.141

14.147

- ATMR

104.410

127.836 r)

130.764

128.999

128.897

131.666

128.960

130.740

88.180

94.476

87.719

87.300

88.166

-

APYD

-

Total Aktiva Produktif

-

Pendapatan

-

Rata-rata Aktiva

Return On Assets Ratio (%) -

Laba

-

Rata-Rata total aset

Biaya Operasional thdp Pendapatan Operasional (%) -

Biaya Operasional

-

Pendapatan

5,71 Classified Earning assets to Earning assets (%)

4,95

5,99

6,20

6,07

6,28

6,19

6,32

6,19

5,01

5,48

5,91

5,88

9.198

9.659

9.853

9.717

10.065

10.174

10.276

10.185

5.466

6.059

6.506

6.570

6.347

185.781

161.225

159.032

160.137

160.337

164.414

162.647

164.418

109.147

110.489

110.001

111.656

111.225

Rentabilitas

Net Operating Margin (%)

- Classified Earning Assets - Total Earning assets

Profitability 1,04 Net Operating Margin (%)

0,49

0,63

0,50

r)

0,49

0,47

0,50

0,50

0,54

1,09

0,97

1,06

748

1.140

790

787 r)

770

749

796

790

544

1.179

1.047

1.147

1.132

-

Net Operations Income

153.023

157.433

157.280

15.7322 r)

157.359

157.845

158.041

158.302

101.146

108.417

108.163

108.508

108.589

-

Average Earning Assets

0,38

0,66

0,46

0,47

0,46

0,47

0,46

0,48

0,88

0,81

0,89

0,50

0,48

0,88 Return On Assets Ratio (%)

657

1.141

790

829

810

793

811

798

543

1.067

979

1.075

1.059

-

Profit

173.121

173.049

173.171

173.479

173.636

174.115

174.254

174.513

112.488

120.722

120.327

120.838

120.876

-

Average Assets

97,19

96,36

97,20

97,23

97,22

97,10

96,86

97,03

96,03

93,61

92,93

92,21

92,13 Operating Expenses to Operations Revenue (%)

25.826

12.566

13.646

16.128

17.940

18.840

20.488

23.667

13.155

1.440

2.295

3.393

4.418

-

Operations Expenses

-

Operations Income

26.574

13.041

14.039

16.587

18.453

19.402

21.152

24.391

13.699

1.538

2.470

3.680

4.795

18,25

19,50

20,48

20,93

21,91

28,56

21,48

26,95

18,62

20,88

24,22

24,54

25,17 Short Term Mistmach (%)

Liquidity

Likuiditas

Short Term Mistmach (%) -

Aktiva Jangka Pendek

-

Kewajiban Jangka

Finance to Deposit Ratio (%)

Ket:

- Risk Weighted Assets Earning Assset Quality

Kualitas Aktiva Produktif APYD terhadap Aktiva Produktif (%)

- Capital

-

Pembiayaan

-

Dana Pihak Ketiga

23.923

24.484

26.675

27.706

29.035

38.438

28.463

29.473

15.888

17.790

20.201

20.927

21.088

-

Short-Term Assets

131.075

125.553

130.258

132.387

132.522

134.588

132.486

109.356

85.331

85.210

83.396

85.269

83.766

-

Short-Term Liabilities

85,73

89,14

92,31

89,29

89,84

89,80

89,41

89,09

90,55

90,99

91,81

91,64

128.687

128.474

131.002

129.703

129.971

131.452

130.437

130.432

85.771

88.137

87.666

88.071

150.100 144.119 141.921 r) Angka-angka diperbaiki *) Angka-angka sementara r) untuk Data KAP posisi Juli - Desember 2014 terdapat revisi tingkat kesehatan BUS - UUS berdasarkan SE OJK No. 11/SEOJK.03/2014 tgl 11 Juni 2014

145.258

144.674

146.379

145.879

146.411

94.726

96.865

95.491

96.101

92,31 Finance to Deposit Ratio (%) 88.129

-

Financing

95.469

-

Third Party Funds

Note: r) Revised figures *) Provisional figures r) Revision on data for KAP at July-December 2014 on Banking Health Measurement, which is based on SE OJK No. 11/SEOJK.03/2014 at June 11th, 2014

34

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.31. Kinerja Bank Umum Syariah - BUKU 3

(Performance of Commercial Sharia Banks - Group of Business Activities 3) Miliar Rp (Billion Rp) Indikator

2015

2014 Des

Capital Adequacy Ratio (%)

Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

r)

Des

Jan

Feb

Indicator Mar

Apr 13,03 Capital Adequacy Ratio (%)

-

-

-

-

-

-

-

13,06

13,02

13,62

12,95

11,52

- Modal

-

-

-

-

-

-

-

6.278

6.369

6.122

6.154

6.189

6.243

- ATMR

-

-

-

-

-

-

-

48.053

48.913

44.948

47.540

53.740

47.898

5,92 Classified Earning assets to Earning assets (%)

-

-

-

-

-

-

-

6,47

5,82

6,66

6,32

5,86

-

APYD

-

-

-

-

-

-

-

4.119

3.787

4.316

4.238

3.926

3.930

-

Total Aktiva Produktif

-

-

-

-

-

-

-

63.629

65.102

64.807

67.017

66.995

66.420

Rentabilitas

Net Operating Margin (%)

0,60

- Classified Earning Assets - Total Earning assets

Profitability 0,63 Net Operating Margin (%)

-

-

-

-

-

-

-

0,45

0,54

0,58

0,53

-

Pendapatan

-

-

-

-

-

-

-

275

331

371

346

396

416

-

Net Operations Income

-

Rata-rata Aktiva

-

-

-

-

-

-

-

61.437

61.688

64.272

65.255

65.553

65.594

-

Average Earning Assets

-

-

-

-

-

-

-

0,48

0,52

0,46

0,45

0,57

Return On Assets Ratio (%)

0,60 Return On Assets Ratio (%)

-

Laba

-

-

-

-

-

-

-

520

348

325

319

405

429

-

Profit

-

Rata-Rata total aset

-

-

-

-

-

-

-

107.548

67.284

70.250

70.984

71.168

71.302

-

Average Assets

-

-

-

-

-

-

-

98,12

97,76

98,58

97,59

97,53

97,31 Operating Expenses to Operations Revenue (%)

Biaya Operasional thdp Pendapatan Operasional (%) -

Biaya Operasional

-

-

-

-

-

-

-

13.126

14.417

2.141

2.332

3.905

5.011

-

Operations Expenses

-

Pendapatan

-

-

-

-

-

-

-

13.377

14.748

2.172

2.389

4.004

5.150

-

Operations Income

-

-

-

-

-

-

-

35,30

22,05

26,86

23,33

22,94

22,94 Short Term Mistmach (%)

Liquidity

Likuiditas

Short Term Mistmach (%) -

Aktiva Jangka Pendek

-

-

-

-

-

-

-

11.552

12.902

15.824

14.136

13.876

13.876

-

Short-Term Assets

-

Kewajiban Jangka

-

-

-

-

-

-

-

32.729

58.512

58.921

60.595

60.479

60.479

-

Short-Term Liabilities

-

-

-

-

-

-

-

83,24

81,70

80,40

78,53

79,76

Finance to Deposit Ratio (%)

Ket:

- Risk Weighted Assets Earning Assset Quality

Kualitas Aktiva Produktif APYD terhadap Aktiva Produktif (%)

- Capital

80,00 Finance to Deposit Ratio (%)

-

Pembiayaan

-

-

-

-

-

-

-

49.232

50.701

49.706

49.764

50.379

50.689

-

Financing

-

Dana Pihak Ketiga

-

-

-

-

-

-

-

59.144

62.057

61.827

63.371

63.160

63.359

-

Third Party Funds

r) Angka-angka diperbaiki *) Angka-angka sementara r) untuk Data KAP posisi Juli - Desember 2014 terdapat revisi tingkat kesehatan BUS - UUS berdasarkan SE OJK No. 11/SEOJK.03/2014 tgl 11 Juni 2014

Note: r) Revised figures *) Provisional figures r) Revision on data for KAP at July-December 2014 on Banking Health Measurement, which is based on SE OJK No. 11/SEOJK.03/2014 at June 11th, 2014

35

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.32. Perkembangan Aset Bank Umum Konvensional dan Bank Umum Syariah Berdasarkan Kegiatan Usaha

(Growth of Commercial Banks Assets based on Group of Business Activities) Miliar (Billion) Kelompok Bank

2015

2014

2016

Des

Mei

Jun

Jul

Ags

Sep

Okt

- BUKU 1

166.367

189.211

186.312

185.253

184.215

188.545

179.836

179.967

- BUKU 2

1.003.337

884.998

887.878

880.500

910.648

953.434

922.968

912.313

- BUKU 3

1.762.817

2.119.387

2.124.858

2.110.716

2.146.797

2.206.688

2.150.643

- BUKU 4

2.477.667

2.443.708

2.533.931

2.548.412

2.569.008

2.594.592

- BUKU 1 SYARIAH

35.163

25.663

26.434

25.474

25.341

- BUKU 2 SYARIAH

169.797

174.754

173.783

175.323

174.738

- BUKU 3 SYARIAH Total

5.615.150

5.837.720

5.933.195

5.925.677

6.010.747

Group of Bank

Jan

Feb

Mar

Apr

160.592

164.486

167.260

176.247

144.940

781.534

806.008

808.668

793.249

846.119

2.139.792

2.245.451

2.250.458

2.243.713

2.275.623

2.261.863

2.542.398

2.586.977

2.728.358

2.665.344

2.689.120

2.709.569

2.715.492

26.077

25.925

26.745

23.592

18.641

18.941

19.662

19.594

177.948

175.501

110.037 r)

119.031

120.722

119.932

121.860

120.992

67.065 r)

70.799

70.250

71.717

71.538

71.704

6.129.357

6.095.908

6.119.350

6.167.747

6.180.703

-

Nov

r)

6.147.284

5.997.272

5.845.795

Des

-

BUKU 1 BUKU 2 BUKU 3 BUKU 4 BUKU 1 SHARIA BUKU 2 SHARIA BUKU 3 SHARIA Total

36

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.33. Jumlah Bank Umum Konvensional dan Bank Umum Syariah Berdasarkan Pengelompokan Total Aset

(Total of Commercial Banks Based on Total Assets) Desember 2014 Kelompok Bank < Rp. 1 Triliun

BUKU 1 BUKU 2

6 0

Rp. 1 s.d 10 Triliun

Rp. 10 s.d 50 Triliun

35

1

10

31

April 2015 > Rp. Rp. 1 s.d < Rp. 1 50 10 Triliun Triliun Triliun

0 3

6 0

32 6

Rp. 10 s.d 50 Triliun 4 34

Desember 2015

April 2016

Rp. 1 Rp. 10 Rp. 1 Rp. 10 > Rp. > Rp. > Rp. < Rp. 1 s.d s.d < Rp. 1 s.d s.d 50 50 50 Triliun 10 50 Triliun 10 50 Triliun Triliun Triliun Triliun Triliun Triliun Triliun 0 3

5 0

29 11

3 32

0 r)

0

r)

Group of Bank

6

24

2

0

BUKU 1

0

13

32

2

BUKU 2

0

0

4

19

BUKU 3

BUKU 3

0

0

3

14

0

0

2

15

0

0

BUKU 4

0

0

0

4

0

0

0

4

0

0

0

4

0

0

0

4

BUKU 4

0

r)

0

r)

0

0

0

5

0

0

0

4

0

0

BUKU 1 SHARIA

0

4

2

1

BUKU 2 SHARIA

BUKU 3 SHARIA

BUKU 1 SYARIAH BUKU 2 SYARIAH BUKU 3 SYARIAH Total

0

6

r)

2

0 2

0 2

0

6

r)

2

2

2

0

3

4

r)

2

18

1

r) r)

0

0

0

0

0

0

0

0

0

0

0

1

6

45

37

23

6

38

42

24

5

48

5

4

Ket: r) Angka-angka diperbaiki

r)

0

0

0

1

6

45

40

27

Total Note: r) Revised figures

37

Indonesia Banking Statistics - Vol. 14, No. , April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.34. Aset Produktif Bank Umum Konvensional & Syariah dan Kualitas Kredit Bank Umum Konvensional & Syariah kepada Bank Lain

(Earning Assets of Commercial Banks and Credit Quality of Commercial Banks to Other Bank) Miliar Rp (Billion Rp) 2014 Des

Mei

Jun

Jul

Ags

Indicator

2016

2015

Indikator Sep

Okt

Nov

r)

Des

r)

Jan

Feb

Mar

Apr

4.717.573

4.922.532

5.090.223

5.071.122

5.149.494

5.243.611

5.147.818

5.089.107

5.195.162

5.230.648

5.247.489

5.352.892

5.395.822 Earning Assets

4.477.200

4.608.071

4.779.211

4.747.495

4.812.844

4.896.630

4.802.596

4.748.147

4.889.602

4.876.033

4.878.482

5.000.177

5.024.420

153.762

209.451

205.411

212.502

221.853

231.684

232.141

231.902

198.917

239.952

249.498

234.137

248.515

c. Kurang Lancar

14.971

21.021

22.979

24.435

22.512

22.949

22.464

19.017

20.656

22.922

22.466

19.922

22.017

c. Sub-Standard

d. Diragukan

15.852

16.080

15.452

16.224

18.860

18.835

17.104

15.176

13.528

15.597

16.619

18.623

17.588

d. Doubtful

e. Macet

55.789

67.909

67.170

70.466

73.424

73.512

73.512

74.865

72.459

76.144

80.423

80.033

83.282

e. Loss

1.465.326

1.507.162

1.579.229

1.535.835

1.592.355

1.622.986

1.597.964

1.593.135

1.590.184

1.603.436

1.577.913

1.573.993

1.576.086 Earning Assets - Account Administrative

1.443.561

1.481.565

1.556.678

1.514.661

1.569.827

1.596.368

1.573.035

1.568.220

1.563.291

1.575.691

1.541.399

1.546.462

1.548.815

17.413

21.907

18.457

17.890

18.931

23.097

21.337

21.200

23.183

23.593

32.430

23.594

22.565

2.272

2.345

2.667

1.950

2.076

1.545

1.718

1.751

1.885

2.397

2.413

2.177

2.871

582

574

364

436

551

997

909

274

250

312

352

514

577

1.498

770

1.064

899

970

980

965

1.689

1.575

1.442

1.320

1.245

1.258

Non Performing Earning Aset (Nominal)

90.964

108.700

109.696

114.410

118.393

118.819

116.672

112.772

110.353

118.814

123.593

122.515

Kredit kepada Bank Lain a. Lancar

32.192 32.089

33.940

33.702

34.985

35.988

34.546

32.539

32.901

34.758

32.012

30.722

30.003

33.849 r)

33.616 r)

34.893 r)

35.891 r)

34.450

32.449

32.773

34.655

31.810

30.554

29.871

Aset Produktif Neraca a. Lancar b. DPK

Aset Produktif Transaksi Rekening Administratif a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet

b. DPK

a. Current b. Special Mention

Transactions a. Current b. Special Mention c. Sub-Standard d. Doubtful e. Lost

127.593 Non Performing Earning Asset (Nominal) 29.753 Interbank Loans 29.591 a. Current

b. Special Mention

11

8 r)

3 r)

8 r)

13 r)

8

8

45

16

111

64

18

51

c. Kurang Lancar

9

1 r)

1 r)

-

0

-

0

-

-

4

c. Sub-Standard

0

2 r)

2 r)

1 r) 0

1

d. Diragukan

1 r) 0

0

0

0

-

-

0

0

-

d. Doubtful

84

79 r)

80 r)

82 r)

83 r)

87

82

83

88

91

104

115

107

93

83

r)

84 r)

83

r)

88

82

83

88

91

104

115

111

e. Macet

Non Performing Loan kepada Bank Lain (Nominal) Ket: *) Angka-angka sementara r) Angka-angka diperbaiki

r)

84

e. Loss Interbank Non Performing Loan (Nominal) Note: *) Provisional figures r) Revised figures

38

Indonesia Banking Statistics - Vol. 14, No. , April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.35. Aset Produktif dan Kualitas Kredit Bank Umum Konvensional kepada Bank Lain - BUKU 1 (Earning Assets and Credit Quality of Commercial Conventional to Other Bank - Banks Group of Business Activities 1 ) Miliar Rp (Billion Rp) 2014 Indikator

2015

Des

Indicator

2016

Mei

Jun

Jul

Ags

Sep

Okt

Des

Jan

Feb

133.735

153.404

152.412

148.022

150.896

155.517

146.963

127.924

145.547

145.189

140.444

143.213

147.532

139.343

143.664

132.840

134.151

133.640

145.639

118.410 Earning Assets

135.962

126.356

126.761

126.949

139.330

3.477

5.032

4.540

4.757

4.733

5.116

112.733

4.873

5.073

4.234

4.982

4.162

3.826

3.544

c. Kurang Lancar

351

459

325

371

368

d. Diragukan

438

383

349

386

424

452

291

269

292

354

386

444

454

c. Sub-Standard

409

401

330

312

316

331

366

365

1.544

1.984

2.009

2.064

d. Doubtful

2.158

2.009

2.056

2.030

1.647

1.738

1.812

1.673

1.314

12.875

15.359

14.930

15.568

16.049

16.085

15.442

15.289

12.948

13.051

12.969

12.754

7.832

12.807

15.222

53

101

14.804

15.256

15.691

15.970

15.347

15.168

12.840

12.932

12.807

12.587

54

201

279

64

51

70

37

40

84

c. Kurang Lancar

5

82

27

3

7

39

40

12

0

7

17

8

1

3

1

d. Diragukan

c. Sub-Standard

2

1

1

3

0

0

0

0

7

24

22

1

3

e. Macet

d. Doubtful

8

33

65

68

40

39

44

44

48

48

56

80

5

Non Performing Earning Aset (Nominal)

2.348

2.862

2.756

2.932

3.029

2.921

2.792

2.680

2.322

2.488

2.608

2.568

2.143

Kredit kepada Bank Lain

1.037

1.003

1.041

991

972

947

834

824

849

790

740

723

667

1.033

1.001

1.039

989

970

946

833

814

844

785

731

718

663

2

0

-

-

-

-

5

-

-

5

-

-

b. Special Mention

Aset Produktif Neraca a. Lancar b. DPK

e. Macet Aset Produktif Transaksi Rekening Administratif a. Lancar b. DPK

a. Lancar b. DPK

-

Nov

Mar

Apr

a. Current b. Special Mention

e. Loss

Earning Assets - Account Administrative Transactions 7.796 a. Current b. Special Mention

e. Loss Non Performing Earning Asset (Nominal) Interbank Loans a. Current

c. Kurang Lancar

1

2

1

1

1

1

-

-

-

-

-

-

-

c. Sub-Standard

d. Diragukan

-

-

-

-

-

-

-

-

-

-

-

-

-

d. Doubtful

e. Macet

1

-

1

1

1

1

1

5

5

5

5

5

4

e. Loss

2

2

2

2

2

2

1

5

5

5

5

5

4 Interbank Non Performing Loan (Nominal)

Non Performing Loan kepada Bank Lain (Nominal)

39

Indonesia Banking Statistics - Vol. 14, No. , April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.36. Aset Produktif dan Kualitas Kredit Bank Umum Konvensional kepada Bank Lain - BUKU 2 (Earning Assets and Credit Quality of Commercial Conventional Banks to Other Bank - Group of Business Activities 2 ) Miliar Rp (Billion Rp) 2014 Indikator

2015

Des

Indicator

2016

Mei

Jun

Jul

Ags

Sep

Okt

857.472

731.328

751.971

735.617

764.250

796.051

768.946

754.579

816.751

682.486

702.477

678.717

703.015

732.910

706.262

691.817

23.478

29.045

30.106

36.716

39.769

41.699

41.831

c. Kurang Lancar

2.724

4.302

3.869

3.525

3.750

3.485

d. Diragukan

2.063

1.796

2.198

2.150

1.925

1.927

12.457

13.701

13.322

14.508

15.791

324.989

193.409

206.050

207.626

318.181

190.447

203.058

b. DPK

5.166

2.226

c. Kurang Lancar

1.283

550

d. Diragukan

196

e. Macet

r)

Jan

Feb

652.628

671.714

666.842

676.115

725.156 Earning Assets

611.183

617.050

618.283

628.612

669.629

41.437

26.007

37.880

30.778

29.536

36.494

3.816

3.283

2.060

2.979

2.822

2.254

2.567

c. Sub-Standard

2.066

2.266

1.541

1.641

1.612

2.132

2.323

d. Doubtful

16.030

14.970

15.776

11.837

12.164

13.347

13.581

14.143

209.927

220.617

213.186

215.254

146.698

150.709

142.721

118.309

122.592 Earning Assets - Account Administrative

204.634

206.659

217.588

210.181

212.094

144.748

148.213

140.125

116.802

120.593

2.247

2.149

2.561

2.329

2.244

2.181

1.321

1.767

1.830

1.133

1.682

561

582

466

455

540

658

344

440

461

145

20

c. Sub-Standard

77

67

89

49

42

29

15

3

3

9

14

11

d. Doubtful

164

110

118

172

192

202

192

307

282

285

296

215

286

Non Performing Earning Aset (Nominal)

18.886

20.535

20.134

21.027

22.173

22.141

21.614

22.305

16.066

17.513

18.547

18.340

Kredit kepada Bank Lain

13.786

12.851

12.319

12.413

12.720

13.132

12.152

12.747

7.338

7.243

7.047

6.974

6.964

13.786

12.850

12.319

12.413

12.720

13.131

12.150

12.745

7.337

7.171

7.046

6.973

6.963

b. DPK

0

0

0

-

0

0

0

0

0

70

0

0

-

b. Special Mention

c. Kurang Lancar

-

-

0

0

-

-

-

0

-

0

-

0

c. Sub-Standard

d. Diragukan

-

-

0

-

0

0

-

-

-

-

0

0

-

d. Doubtful

e. Macet

0

0

-

0

0

1

1

1

1

1

1

1

1

e. Loss

0

0

0

0

0

1

1

1

1

1

1

1

1 Interbank Non Performing Loan (Nominal)

Aset Produktif Neraca a. Lancar b. DPK

e. Macet Aset Produktif Transaksi Rekening Administratif a. Lancar

a. Lancar

Non Performing Loan kepada Bank Lain (Nominal)

Nov

Des

Mar

Apr

a. Current b. Special Mention

e. Loss Transactions a. Current b. Special Mention

e. Loss

19.350 Non Performing Earning Asset (Nominal)

Interbank Loans a. Current

40

Indonesia Banking Statistics - Vol. 14, No. , April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.37. Aset Produktif dan Kualitas Kredit Bank Umum Konvensional kepada Bank Lain - BUKU 3 (Earning Assets and Credit Quality of Commercial Conventional Banks to Other Bank - Group of Business Activities 3) Miliar Rp (Billion Rp) 2014 Indikator

2015

Des

Mei

Jun

Jul

Ags

Indicator

2016 Sep

Okt

Nov

Des

r)

Jan

Feb

Mar

Apr

1.466.906

1.805.066

1.847.570

1.833.619

1.866.122

1.895.608

1.845.872

1.832.020

1.938.394

1.930.457

1.931.837

1.988.637

1.993.613 Earning Assets

1.379.130

1.686.110

1.728.353

1.711.072

1.740.735

1.761.502

1.714.217

1.699.037

1.805.469

1.786.936

1.780.703

1.839.654

1.840.309

54.300

77.663

77.801

80.253

81.594

89.123

87.932

90.129

88.628

96.980

103.787

100.589

103.542

c. Kurang Lancar

5.885

8.038

9.111

8.079

7.633

8.234

8.651

7.366

8.084

7.773

7.494

7.246

8.397

c. Sub-Standard

d. Diragukan

7.348

6.347

5.501

6.672

7.475

7.454

6.541

6.658

5.695

7.015

6.407

6.950

6.773

d. Doubtful

20.243

26.908

26.804

27.544

28.685

29.296

28.530

28.829

30.517

31.752

33.446

34.199

34.593

574.355

730.739

799.699

745.723

768.594

786.478

763.102

752.393

824.181

834.592

821.418

836.494

846.527 Earning Assets - Account Administrative

568.072

718.063

786.569

733.736

755.795

771.397

747.690

737.866

806.290

815.797

794.342

817.282

827.975

Aset Produktif Neraca a. Lancar b. DPK

e. Macet Aset Produktif Transaksi Rekening Administratif a. Lancar b. DPK

a. Current b. Special Mention

e. Loss Transactions a. Current b. Special Mention

5.032

10.121

10.049

10.074

10.539

12.757

13.068

12.119

15.417

16.055

24.482

16.441

15.154

c. Kurang Lancar

659

1.726

2.025

1.044

1.323

979

1.071

1.013

1.174

1.504

1.496

1.597

2.118

d. Diragukan

146

260

234

278

279

687

639

167

161

213

231

321

414

d. Doubtful

e. Macet

445

569

822

592

659

658

634

1.228

1.139

1.023

867

853

867

e. Loss

34.727

43.848

44.497

44.208

46.053

47.307

46.067

45.261

46.770

49.280

49.941

51.165

53.161 Non Performing Earning Asset (Nominal)

8.978

12.557

11.667

11.822

12.017

9.953

9.107

9.229

15.848

14.031

13.660

13.703

13.251 Interbank Loans

8.977

12.556

11.666

11.815

12.005

9.944

9.098

9.195

15.827

13.998

13.598

13.660

13.175

0

6

11

8

8

33

16

24

39

11

44

b. Special Mention

Non Performing Earning Aset (Nominal) Kredit kepada Bank Lain a. Lancar

a. Current

b. DPK

-

c. Kurang Lancar

-

0

0

-

-

0

-

-

-

-

-

-

-

c. Sub-Standard

d. Diragukan

0

-

-

0

0

-

-

-

-

-

-

-

-

d. Doubtful

e. Macet

0

1

1

1

1

1

1

1

5

9

23

32

32

e. Loss

1

1

1

1

1

1

1

1

5

9

23

32

32 Interbank Non Performing Loan (Nominal)

Non Performing Loan kepada Bank Lain (Nominal)

-

c. Sub-Standard

41

Indonesia Banking Statistics - Vol. 14, No. , April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.38. Aset Produktif dan Kualitas Kredit Bank Umum Konvensional kepada Bank Lain - BUKU 4 (Earning Assets and Credit Quality of Commercial Conventional Banks to Other Bank - Group of Business Activities 4) Miliar Rp (Billion Rp) 2014 Indikator

2015

Des

Mei

Jun

Jul

Ags

Indicator

2016 Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

2.073.322

2.051.237

2.158.175

2.173.566

2.187.952

2.211.284

2.202.915

2.236.035

2.278.658

2.304.966

2.324.039

2.349.430

2.366.430 Earning Assets

1.985.166

1.936.923

2.048.157

2.061.239

2.071.097

2.095.281

2.085.529

2.116.214

2.176.720

2.182.014

2.188.666

2.226.308

2.235.190

62.151

81.482

75.788

74.610

78.389

77.969

79.635

81.827

64.947

82.580

92.266

81.821

87.947

c. Kurang Lancar

3.904

5.599

7.562

10.204

8.703

8.859

7.837

7.347

8.011

9.170

9.303

7.621

8.268

c. Sub-Standard

d. Diragukan

4.546

6.095

6.216

5.767

7.704

8.074

7.240

5.494

5.205

5.813

7.224

8.134

7.173

d. Doubtful

17.555

21.137

20.453

21.746

22.059

21.101

22.673

25.153

23.774

25.389

26.579

25.546

27.852

529.351

564.894

555.751

563.974

594.565

596.659

602.791

607.499

602.993

602.099

597.746

602.848

595.699 Earning Assets - Account Administrative

Transactions 589.194 a. Current

Aset Produktif Neraca a. Lancar b. DPK

e. Macet Aset Produktif Transaksi Rekening Administratif a. Lancar

a. Current b. Special Mention

e. Loss

523.214

555.079

549.455

558.122

588.498

588.300

596.411

600.425

596.211

595.957

591.247

596.384

5.956

9.458

6.104

5.438

5.521

7.917

5.943

6.803

6.407

5.728

6.032

5.934

5.702

c. Kurang Lancar

39

66

75

285

247

98

106

73

196

261

280

258

559

c. Sub-Standard

d. Diragukan

58

235

61

65

223

267

241

91

78

72

91

179

149

d. Doubtful

e. Macet

85

55

56

63

76

77

91

106

102

81

96

93

95

26.186

33.189

34.423

38.131

39.012

38.476

38.188

38.265

37.366

40.787

43.573

41.831

7.911

6.479

7.525

8.587

9.125

9.384

9.279

9.152

9.606

8.862

8.194

7.549

7.810

7.831

6.407

7.456

8.515

9.052

9.309

9.209

9.083

9.535

8.775

8.115

7.471

7.733

b. DPK

8

3

-

3

-

-

-

-

-

16

10

7

3

b. Special Mention

c. Kurang Lancar

-

-

-

-

-

-

-

-

-

-

-

-

4

c. Sub-Standard

d. Diragukan

-

-

-

-

-

-

-

-

-

-

-

-

-

d. Doubtful

e. Macet

72

69

70

70

73

75

71

69

70

70

69

70

70

e. Loss

72

69

70

70

73

75

71

69

70

70

69

70

74 Interbank Non Performing Loan (Nominal)

b. DPK

Non Performing Earning Aset (Nominal) Kredit kepada Bank Lain a. Lancar

Non Performing Loan kepada Bank Lain (Nominal)

b. Special Mention

e. Loss

44.096 Non Performing Earning Asset (Nominal)

Interbank Loans a. Current

42

Indonesia Banking Statistics - Vol. 14, No. , April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.39. Aset Produktif dan Kualitas Kredit Bank Umum Syariah kepada Bank Lain - BUKU 1 (Earning Assets and Credit Quality of Commercial Sharia Banks to Other Bank - Group of Business Activities 1) Miliar Rp (Billion Rp) 2014 Indikator

2015

Des

Mei

Jun

Jul

Ags

Indicator

2016 Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

32.165

22.956

23.581

22.724

22.657

23.412

23.321

24.054

21.261

16.670

16.983

17.724

17.664 Earning Assets

29.819

20.699

21.238

20.344

20.173

20.832

20.693

21.478

18.939

13.757

13.706

14.625

14.309

1.597

1.409

1.570

1.571

1.619

1.803

1.840

1.747

1.564

2.151

2.498

2.350

2.341

c. Kurang Lancar

255

342

296

316

362

288

302

320

315

263

289

259

494

c. Sub-Standard

d. Diragukan

136

160

175

157

161

143

137

111

66

131

128

102

124

d. Doubtful

e. Macet

358

346

301

336

342

346

349

398

376

369

362

387

397

e. Loss

645

515

674

886

1.026

1.137

1.242

1.339

1.557

1.272

1.123

1.174

1.197

674

Aset Produktif Neraca a. Lancar b. DPK

Aset Produktif Transaksi Rekening Administratif a. Lancar

a. Current b. Special Mention

Earning Assets - Account Administrative Transactions 1.197 a. Current

645

515

886

1.026

1.136

1.242

1.339

1.557

1.272

1.123

1.174

b. DPK

0

0

-

0

0

0

0

0

0

0

0

0

0

b. Special Mention

c. Kurang Lancar

-

-

-

-

-

-

-

0

-

-

0

0

0

c. Sub-Standard

d. Diragukan

-

0

-

-

-

-

-

-

-

-

-

-

0

d. Doubtful

e. Macet

-

-

-

-

-

-

-

-

-

-

-

-

-

Non Performing Earning Aset (Nominal)

749

848

773

809

865

777

788

829

758

763

780

749

1.014

Kredit kepada Bank Lain

111

98

96

95

92

91

90

89

88

86

85

83

82 Interbank Loans

110

97

95

94

92

91

90

89

88

86

85

83

79

-

-

-

-

-

-

-

-

-

-

-

-

2

b. Special Mention

c. Kurang Lancar

1

-

-

-

-

-

-

-

-

-

-

-

-

c. Sub-Standard

d. Diragukan

-

1

1

-

-

-

-

-

-

-

-

-

-

d. Doubtful

e. Macet

-

-

-

1

-

-

-

-

-

-

-

-

-

1

1

1

1

-

-

-

-

-

-

-

-

-

a. Lancar b. DPK

Non Performing Loan kepada Bank Lain (Nominal)

e. Loss Non Performing Earning Asset (Nominal) a. Current

e. Loss Interbank Non Performing Loan (Nominal)

43

Indonesia Banking Statistics - Vol. 14, No. , April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.40. Aset Produktif dan Kualitas Kredit Bank Umum Syariah kepada Bank Lain - BUKU 2 (Earning Assets and Credit Quality of Commercial Sharia Banks to Other Bank - Group of Business Activities 2) Miliar Rp (Billion Rp) 2014 Indikator

2015

Des

Indicator

2016

Mei

Jun

Jul

Ags

Sep

Okt

Des

Jan

Feb

153.972

158.540

156.513

157.575

157.616

161.740

159.801

138.410

136.306

133.798

135.680

134.611

138.573

136.553

98.755

106.937

108.417

107.909

109.198

83.638

94.096

94.253

92.702

93.424

b. DPK

8.759

14.820

15.606

14.595

15.749

15.975

94.371

a. Current

16.030

11.690

9.209

10.074

10.943

11.571

10.252

b. Special Mention

c. Kurang Lancar

1.851

2.281

1.817

1.939

1.695

d. Diragukan

1.321

1.299

1.012

1.092

1.173

1.631

1.566

431

773

970

738

770

645

c. Sub-Standard

829

718

318

348

344

571

634

475

e. Macet

3.632

3.835

4.280

4.269

d. Doubtful

4.389

4.732

4.934

2.678

2.510

2.777

2.956

2.799

3.088

23.111

2.246

2.124

2.059

2.194

2.010

2.201

1.361

1.390

1.211

1.213

1.615

1.539

20.642

2.240

1.205

1

2.119

2.027

2.158

1.976

2.165

1.328

1.382

1.172

1.182

1.583

2

28

30

29

31

28

1

3

2

c. Kurang Lancar

287

2

0

0

0

0

1

1

1

0

1

31

26

25

26

d. Diragukan

c. Sub-Standard

180

1

1

0

0

0

-

1

2

1

-

-

-

e. Macet

d. Doubtful

797

3

3

4

4

4

4

4

4

4

4

5

5

8.067

7.419

7.113

7.304

7.261

7.197

7.223

3.432

3.638

4.127

4.295

4.233

4.238

369

426

478

491

486

474

494

302

307

303

303

294

298

352

420

473

487

480

470

489

296

307

303

298

294

298

0

2

1

0

1

-

-

4

-

-

5

-

-

b. Special Mention

c. Kurang Lancar

7

-

-

-

0

-

-

-

-

-

-

-

c. Sub-Standard

d. Diragukan

-

-

-

-

-

0

0

-

-

-

-

-

d. Doubtful

e. Macet

11

4

4

4

4

4

4

2

0

0

0

0

0

e. Loss

17

4

4

4

4

4

4

2

0

0

0

0

0 Interbank Non Performing Loan (Nominal)

Aset Produktif Neraca a. Lancar

Aset Produktif Transaksi Rekening Administratif a. Lancar b. DPK

Non Performing Earning Aset (Nominal) Kredit kepada Bank Lain a. Lancar b. DPK

Non Performing Loan kepada Bank Lain (Nominal)

Nov

Mar

Apr 108.831 Earning Assets

e. Loss

Earning Assets - Account Administrative Transactions 1.509 a. Current b. Special Mention

e. Loss Non Performing Earning Asset (Nominal) Interbank Loans a. Current

44

Indonesia Banking Statistics - Vol. 14, No. , April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.41. Aset Produktif dan Kualitas Kredit Bank Umum Syariah kepada Bank Lain - BUKU 3 (Earning Assets and Credit Quality of Commercial Sharia Banks to Other Bank - Group of Business Activities 3) Miliar Rp (Billion Rp) 2014 Indikator

2015

Des

Mei

Jun

Jul

Ags

Indicator

2016 Sep

Okt

Nov

r)

Des

Jan

Feb

Mar

Apr

-

-

-

-

-

-

-

62.153

64.445

64.272

66.239

66.149

65.717 Earning Assets

a. Lancar

-

-

-

-

-

-

-

53.857

56.837

55.263

57.474

58.224

57.879

b. DPK

-

-

-

-

-

-

-

4.609

4.329

5.305

5.064

4.445

4.395

b. Special Mention

c. Kurang Lancar

-

-

-

-

-

-

-

1.340

1.121

1.412

1.434

1.328

1.191

c. Sub-Standard

d. Diragukan

-

-

-

-

-

-

-

353

359

337

346

304

357

e. Macet

-

-

-

-

-

-

-

1.994

1.797

1.955

1.922

1.848

1.895

-

-

-

-

-

-

-

1.476

417

502

722

799

699

651

Aset Produktif Neraca

Aset Produktif Transaksi Rekening Administratif

a. Current

d. Doubtful e. Loss

Earning Assets - Account Administrative Transactions 552 a. Current

a. Lancar

-

-

-

-

-

-

-

1.322

264

349

573

b. DPK

-

-

-

-

-

-

-

154

-

-

-

-

-

c. Kurang Lancar

-

-

-

-

-

-

-

-

154

153

149

148

147

d. Diragukan

-

-

-

-

-

-

-

-

-

-

-

-

-

e. Macet

-

-

-

-

-

-

-

-

-

-

-

-

-

Non Performing Earning Aset (Nominal)

-

-

-

-

-

-

-

3.687

3.432

3.857

3.850

3.628

3.590

Kredit kepada Bank Lain

b. Special Mention c. Sub-Standard d. Doubtful e. Loss Non Performing Earning Asset (Nominal) Interbank Loans

-

-

-

-

-

-

-

167

164

154

153

150

151

a. Lancar

-

-

-

-

-

-

-

163

160

151

150

147

151

b. DPK

-

-

-

-

-

-

-

-

-

-

-

-

-

b. Special Mention

c. Kurang Lancar

-

-

-

-

-

-

-

-

-

-

-

-

-

c. Sub-Standard

d. Diragukan

-

-

-

-

-

-

-

-

-

-

-

-

-

d. Doubtful

e. Macet

-

-

-

-

-

-

-

3

3

3

3

3

-

-

-

-

-

-

-

-

3

3

3

3

3

-

Non Performing Loan kepada Bank Lain (Nominal)

a. Current

e. Loss Interbank Non Performing Loan (Nominal)

45

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.42. Komposisi Dana Pihak Ketiga Bank Umum

(Composition of Third Party Funds of State Owned Banks) Miliar Rp (Billion Rp) April 2015

Desember 2014

Keterangan Nominal

Giro Rupiah

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Desember 2015

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

April 2016

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

707.065

23,03

751.600

23,43

987.532

22,38

1.040.261

513.179

16,71

529.177

16,50

667.537

15,13

744.254

Komposisi thd Total DPK (%)

23,23 Demand Deposits 16,62 Rupiah

193.887

6,31

222.423

6,93

319.995

7,25

296.007

994.300

32,38

1.054.852

32,89

1.396.011

31,63

1.339.872

928.742

30,25

982.631

30,64

1.274.588

28,88

1.223.028

65.558

2,14

72.221

2,25

121.423

2,75

116.844

Simpanan Berjangka

1.369.195

44,59

1.400.890

43,68

2.029.513

45,99

2.098.276

Rupiah

1.156.791

37,67

1.201.012

37,45

1.723.319

39,05

1.831.894

212.404

6,92

199.878

6,23

306.194

6,94

266.382

5,95

Rupiah

682.886

22,24

803.676

25,06

902.329

20,45

918.028

20,50

Valas

141.449

4,61

134.904

4,21

166.913

3,78

139.431

3,11

Valas Tabungan Rupiah Valas

Valas

6,61

2,61

Valas

Valas Total DPK Rupiah Valas

Rupiah Foreign Exchange - Periode 3 Month

229.617

7,48

185.456

5,78

453.597

10,28

504.532

11,27

28.911

0,94

21.447

0,67

55.039

1,25

57.930

1,29

Rupiah Foreign Exchange - Periode 6 Month

127.270

4,14

117.111

3,65

177.145

4,01

208.948

4,67

24.040

0,78

27.154

0,85

49.518

1,12

42.136

0,94

Rupiah Foreign Exchange - Periode >= 12 Month

- Jangka Waktu >= 12 bulan Rupiah

Foreign Exchange - Periode 1 Month

- Jangka Waktu 6 bulan Rupiah

Foreign Exchange

46,85 Time Deposits 40,91 Rupiah

- Jangka Waktu 3 bulan Valas

Foreign Exchange

29,92 Saving 27,31 Rupiah

- Jangka Waktu 1 bulan

Rupiah

Items

(Composition to Total Third Party Funds) (%)

117.018

3,81

94.769

2,95

190.213

4,31

200.386

4,47

Rupiah

18.004

0,59

16.374

0,51

34.724

0,79

26.885

0,60

Foreign Exchange

3.070.560

100,00

3.207.342

100,00

4.413.056

100,00

4.478.409

2.598.712

84,63

2.712.820

84,58

3.665.444

83,06

3.799.176

471.849

15,37

494.522

15,42

747.612

16,94

679.233

100,00 Total Third Party Funds 84,83 Rupiah 15,17

Foreign Exchange

46

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.43. Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 1 (Composition of Third Party Funds of Commercial Conventional Banks - Group of Business Activities 1) Miliar Rp (Billion Rp) April 2015

Desember 2014

Nominal

Giro Rupiah Valas Tabungan Rupiah Valas Simpanan Berjangka Rupiah Valas - Jangka Waktu 1 bulan Rupiah Valas - Jangka Waktu 3 bulan Rupiah Valas - Jangka Waktu 6 bulan Rupiah Valas - Jangka Waktu >= 12 bulan Rupiah Valas Total DPK Rupiah Valas

Komposisi thd Total DPK (%)

Komposisi thd Total DPK (%)

Keterangan

(Composition to Total Third Party Funds) (%)

Desember 2015

Nominal

(Composition to Total Third Party Funds) (%)

April 2016

Komposisi thd Total DPK (%) Nominal

(Composition to Total Third Party Funds) (%)

Komposisi thd Total DPK (%) Nominal

Items

(Composition to Total Third Party Funds) (%)

21.155 20.207 948 21.720 21.707 13 86.281 83.216 3.065

16,38 15,65 0,73 16,82 16,81 0,01 66,80 64,43 2,37

34.389 32.187 2.202 20.948 19.639 1.310 95.313 90.703 4.610

22,83 21,37 1,46 13,91 13,04 0,87 63,27 60,21 3,06

19.375 17.465 1.910 23.168 22.054 1.115 78.483 73.050 5.433

16,01 14,43 1,58 19,14 18,22 0,92 64,85 60,36 4,49

34.698 34.137 561 19.231 19.231 64.460 63.431 1.029

29,31 28,83 0,47 16,24 16,24 54,45 53,58 0,87

45.496 2.316

35,23 1,79

53.566 2.919

35,56 1,94

34.348 2.402

28,38 1,98

29.119 291

24,60 0,25

21.469 430

16,62 0,33

18.929 875

12,57 0,58

19.565 971

16,17 0,80

15.506 271

13,10 0,23

7.765 194

6,01 0,15

8.579 350

5,69 0,23

7.855 947

6,49 0,78

8.594 448

7,26 0,38

8.486 125 129.155 125.130 4.026

6,57 0,10 100,00 96,88 3,12

9.629 466 150.650 142.529 8.121

6,39 0,31 100,00 94,61 5,39

11.282 1.113 121.026 112.569 8.457

9,32 0,92 100,00 93,01 6,99

10.213 18 118.388 116.798 1.590

8,63 0,02 100,00 98,66 1,34

Demand Deposits Rupiah Foreign Exchange

Saving Rupiah Foreign Exchange Time Deposits Rupiah Foreign Exchange - Periode 1 Month Rupiah Foreign Exchange - Periode 3 Month Rupiah Foreign Exchange - Periode 6 Month Rupiah Foreign Exchange - Periode >= 12 Month Rupiah Foreign Exchange Total Third Party Funds Rupiah Foreign Exchange

47

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.44. Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 2 (Composition of Third Party Funds of Commercial Conventional Banks - Group of Business Activities 2) Miliar Rp (Billion Rp) April 2015

Desember 2014

Keterangan Nominal

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Desember 2015

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

r)

April 2016

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Komposisi thd Total DPK (%)

Items

(Composition to Total Third Party Funds) (%)

199.284

31,98

185.036

30,98

123.620

23,83

170.512

27,74 Demand Deposits

134.993

21,66

143.308

23,99

88.891

17,13

136.507

22,21

64.291

10,32

41.728

6,99

34.728

6,69

34.005

5,53

123.953

19,89

96.410

16,14

107.275

20,68

99.819

16,24 Saving

110.562

17,74

89.067

14,91

101.117

19,49

93.094

15,14

13.391

2,15

7.343

1,23

6.158

1,19

6.725

1,09

Simpanan Berjangka

299.887

48,13

315.911

52,88

287.890

55,49

344.383

56,02 Time Deposits

Rupiah

249.895

40,10

266.482

44,61

237.706

45,82

295.312

48,04

49.992

8,02

49.429

8,27

50.184

9,67

49.071

7,98

133.555

21,43

161.614

27,05

114.683

22,11

140.872

22,92

29.173

4,68

32.091

5,37

28.723

5,54

25.145

4,09

Giro Rupiah Valas Tabungan Rupiah Valas

Valas

Valas

Valas

62.176

9,98

46.109

7,72

62.325

12,01

81.000

13,18

9.155

1,47

7.208

1,21

11.060

2,13

10.814

1,76

Valas

Foreign Exchange Rupiah Foreign Exchange Rupiah Foreign Exchange Rupiah Foreign Exchange - Periode 6 Month

- Jangka Waktu 6 bulan Rupiah

Rupiah

- Periode 3 Month

- Jangka Waktu 3 bulan Rupiah

Foreign Exchange

- Periode 1 Month

- Jangka Waktu 1 bulan Rupiah

Rupiah

28.711

4,61

24.297

4,07

26.503

5,11

32.595

5,30

5.531

0,89

4.652

0,78

5.260

1,01

6.818

1,11

Rupiah Foreign Exchange - Periode >= 12 Month

- Jangka Waktu >= 12 bulan 25.432

4,08

34.442

5,77

34.196

6,59

40.845

6,64

Rupiah

6.133

0,98

5.477

0,92

5.142

0,99

6.294

1,02

Foreign Exchange

623.124

100,00

597.357

100,00

518.785

100,00

614.713

Rupiah

495.449

79,51

498.857

83,51

427.715

82,45

524.912

85,39

Valas

127.674

20,49

98.499

16,49

91.070

17,55

89.801

14,61

Rupiah Valas Total DPK

100,00 Total Third Party Funds

Rupiah Foreign Exchange

48

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.45. Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 3 (Composition of Third Party Funds of Commercial Conventional Banks - Group of Business Activities 3) Miliar Rp (Billion Rp) April 2015

Desember 2014

Keterangan Nominal

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Desember 2015

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

r)

April 2016

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Komposisi thd Total DPK (%)

Items

(Composition to Total Third Party Funds) (%)

253.269

19,98

320.161

21,95

344.842

22,73

372.965

24,31 Demand Deposits

157.901

12,46

190.577

13,07

214.291

14,12

247.926

16,16

95.367

7,52

129.584

8,88

130.551

8,60

125.039

8,15

283.686

22,38

277.153

19,00

326.640

21,53

326.733

21,30 Saving

242.866

19,16

227.695

15,61

262.873

17,32

262.888

17,13

40.820

3,22

49.458

3,39

63.767

4,20

63.845

4,16

Simpanan Berjangka

730.774

57,64

861.341

59,05

845.959

55,75

834.523

54,39 Time Deposits

Rupiah

597.180

47,11

709.680

48,65

715.341

47,14

724.567

47,23

Valas

133.594

10,54

151.662

10,40

130.618

8,61

109.956

7,17

350.286

27,63

425.392

29,16

350.944

23,13

349.839

22,80

64.464

5,08

82.677

5,67

68.076

4,49

54.799

3,57

Giro Rupiah Valas Tabungan Rupiah Valas

Valas

Valas

Rupiah Foreign Exchange Rupiah Foreign Exchange Rupiah Foreign Exchange - Periode 3 Month

- Jangka Waktu 3 bulan Rupiah

Foreign Exchange

- Periode 1 Month

- Jangka Waktu 1 bulan Rupiah

Rupiah

140.538

11,09

144.416

9,90

202.967

13,38

207.303

13,51

27.170

2,14

23.452

1,61

25.609

1,69

27.885

1,82

Rupiah Foreign Exchange - Periode 6 Month

- Jangka Waktu 6 bulan Rupiah

53.511

4,22

78.475

5,38

97.998

6,46

102.779

6,70

Valas

20.592

1,62

23.848

1,63

20.498

1,35

15.043

0,98

Rupiah Foreign Exchange - Periode >= 12 Month

- Jangka Waktu >= 12 bulan Rupiah

52.821

4,17

61.386

4,21

63.398

4,18

64.646

4,21

Rupiah

Valas

21.368

1,69

21.684

1,49

16.436

1,08

12.229

0,80

Foreign Exchange

1.267.728

100,00

1.458.655

100,00

1.517.441

100,00

1.534.221

Rupiah

997.947

78,72

1.127.952

77,33

1.192.505

78,59

1.235.381

80,52

Valas

269.781

21,28

330.704

22,67

324.936

21,41

298.840

19,48

Total DPK

100,00 Total Third Party Funds

Rupiah Foreign Exchange

49

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.46. Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 4 (Composition of Third Party Funds of Commercial Conventional Banks - Group of Business Activities 4) Miliar Rp (Billion Rp) April 2015

Desember 2014

Keterangan Nominal

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Desember 2015

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

April 2016

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Komposisi thd Total DPK (%)

Items

(Composition to Total Third Party Funds) (%)

402.071

20,90

399.259

21,62

484.825

23,30

448.122

22,00 Demand Deposits

Rupiah

281.247

14,62

262.243

14,20

335.491

16,12

314.858

15,46

Valas

120.825

6,28

137.017

7,42

149.334

7,18

133.264

6,54

804.681

41,83

761.336

41,23

886.195

42,59

841.803

41,33 Saving

762.157

39,62

718.465

38,91

835.954

40,17

795.681

39,06

42.524

2,21

42.871

2,32

50.241

2,41

46.121

2,26

Simpanan Berjangka

716.937

37,27

685.967

37,15

709.889

34,11

747.026

36,67 Time Deposits

Rupiah

613.099

31,87

580.982

31,46

598.324

28,75

650.394

31,93

Valas

103.838

5,40

104.986

5,69

111.566

5,36

96.632

4,74

358.213

18,62

356.217

19,29

343.483

16,51

345.687

16,97

63.495

3,30

53.166

2,88

61.318

2,95

51.332

2,52

Giro

Tabungan Rupiah Valas

Valas

Valas

131.963

6,86

102.112

5,53

152.249

7,32

179.685

8,82

8.247

0,43

8.255

0,45

16.224

0,78

17.925

0,88

Rupiah

44.263

2,30

42.235

2,29

35.300

1,70

58.585

2,88

Valas

17.091

0,89

26.986

1,46

22.280

1,07

19.361

0,95

Valas

Rupiah Foreign Exchange Rupiah Foreign Exchange Rupiah Foreign Exchange Rupiah Foreign Exchange - Periode >= 12 Month

- Jangka Waktu >= 12 bulan

Rupiah

Foreign Exchange

- Periode 6 Month

- Jangka Waktu 6 bulan

Total DPK

Rupiah

- Periode 3 Month

- Jangka Waktu 3 bulan Rupiah

Foreign Exchange

- Periode 1 Month

- Jangka Waktu 1 bulan Rupiah

Rupiah

Rupiah

78.660

4,09

80.417

4,35

67.292

3,23

66.437

3,26

Rupiah

Valas

15.005

0,78

16.579

0,90

11.744

0,56

8.014

0,39

Foreign Exchange

1.923.690

100,00

1.846.563

100,00

2.080.909

100,00

2.036.951

1.656.503

86,11

1.561.689

84,57

1.769.768

85,05

1.760.933

86,45

267.186

13,89

284.874

15,43

311.141

14,95

276.018

13,55

100,00 Total Third Party Funds

Rupiah Foreign Exchange

50

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.47. Komposisi Dana Pihak Ketiga Bank Umum Syariah - BUKU 1 (Composition of Third Party Funds of Commercial Sharia Banks - Group of Business Activities 1) Miliar Rp (Billion Rp) April 2015

Desember 2014

Komposisi thd Total DPK (%)

Keterangan Nominal

(Composition to Total Third Party Funds) (%)

Desember 2015

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

April 2016

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

Komposisi thd Total DPK (%)

Nominal

Items

(Composition to Total Third Party Funds) (%)

1.523

5,70

1.030

5,09

1.176

6,49

681

4,45 Demand Deposits

1.357

5,07

881

4,35

1.134

6,26

624

4,07

Rupiah

166

0,62

149

0,74

42

0,23

57

0,37

Foreign Exchange

3.336

12,47

2.375

11,74

2.124

11,73

1.954

12,77 Saving

3.336

12,47

2.375

11,73

2.124

11,73

1.954

12,77

0

0,00

0

0,00

0

0,00

0

0,00

Simpanan Berjangka

21.883

81,83

16.831

83,17

14.812

81,78

12.672

82,79 Time Deposits

Rupiah

21.700

81,15

16.830

83,17

14.797

81,70

12.671

82,78

183

0,68

1

0,01

15

0,08

1

0,01

12.521

46,82

10.264

50,72

7.834

43,25

6.703

43,79

50

0,19

-

-

13

0,07

-

-

Giro Rupiah Valas Tabungan Rupiah Valas

Valas

Valas

Valas

4.869

18,21

2.680

13,24

2.993

16,52

3.646

23,82

17

0,06

-

-

-

-

-

-

Valas

2.292

8,57

1.609

7,95

1.086

6,00

831

5,43

30

0,11

-

-

-

-

-

-

Valas Total DPK Rupiah Valas

Rupiah Foreign Exchange Rupiah Foreign Exchange Rupiah Foreign Exchange - Periode >= 12 Month

- Jangka Waktu >= 12 bulan Rupiah

Foreign Exchange

- Periode 6 Month

- Jangka Waktu 6 bulan Rupiah

Rupiah

- Periode 3 Month

- Jangka Waktu 3 bulan Rupiah

Foreign Exchange

- Periode 1 Month

- Jangka Waktu 1 bulan Rupiah

Rupiah

1.937

7,24

2.181

10,78

2.884

15,93

1.491

9,74

Rupiah

86

0,32

1

0,01

1

0,01

1

0,01

Foreign Exchange

26.742

100,00

20.236

100,00

18.112

100,00

15.307

26.393

98,69

20.085

99,25

18.054

99,68

15.249

99,62

350

1,31

151

0,75

57

0,32

58

0,38

100,00 Total Third Party Funds

Rupiah Foreign Exchange

51

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.48. Komposisi Dana Pihak Ketiga Bank Umum Syariah - BUKU 2 (Composition of Third Party Funds of Commercial Sharia Banks - Group of Business Activities 2) Miliar Rp (Billion Rp) April 2015

Desember 2014

Komposisi thd Total DPK (%)

Keterangan Nominal

(Composition to Total Third Party Funds) (%)

Desember 2015

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

r)

April 2016

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

Komposisi thd Total DPK (%)

Nominal

Items

(Composition to Total Third Party Funds) (%)

12.284

8,53

14.220

9,86

7.865

8,30

7.190

7,53 Demand Deposits

Rupiah

9.572

6,65

9.941

6,90

5.925

6,26

6.062

6,35

Rupiah

Valas

2.712

1,88

4.279

2,97

1.940

2,05

1.128

1,18

Foreign Exchange

47.082

32,70

45.425

31,51

25.622

27,05

25.928

27,16 Saving

46.931

32,60

45.292

31,42

25.482

26,90

25.776

27,00

151

0,10

132

0,09

139

0,15

152

0,16

Simpanan Berjangka

84.615

58,77

84.519

58,63

61.240

64,65

62.351

65,31 Time Deposits

Rupiah

76.653

53,24

76.989

53,40

56.723

59,88

57.479

60,21

7.961

5,53

7.529

5,22

4.517

4,77

4.872

5,10

25.740

17,88

33.178

23,01

30.391

32,08

24.493

25,66

2.866

1,99

2.923

2,03

3.309

3,49

3.355

3,51

Giro

Tabungan Rupiah Valas

Valas

Valas

Valas

13.096

9,10

9.699

6,73

10.308

10,88

14.229

14,90

2.249

1,56

643

0,45

893

0,94

959

1,01

Valas

12.803

8,89

7.395

5,13

7.284

7,69

4.407

4,62

2.033

1,41

3.002

2,08

218

0,23

431

0,45

25.014

17,37

26.718

18,53

8.741

9,23

14.350

15,03

715

0,50

962

0,67

97

0,10

126

0,13

143.981

100,00

144.164

100,00

94.726

100,00

95.469

Rupiah

133.157

92,48

132.223

91,72

88.131

93,04

89.317

93,56

Valas

10.824

7,52

11.941

8,28

6.596

6,96

6.152

6,44

Valas Total DPK

Rupiah Foreign Exchange Rupiah Foreign Exchange Rupiah Foreign Exchange - Periode >= 12 Month

- Jangka Waktu >= 12 bulan Rupiah

Foreign Exchange

- Periode 6 Month

- Jangka Waktu 6 bulan Rupiah

Rupiah

- Periode 3 Month

- Jangka Waktu 3 bulan Rupiah

Foreign Exchange

- Periode 1 Month

- Jangka Waktu 1 bulan Rupiah

Rupiah

Rupiah Foreign Exchange

100,00 Total Third Party Funds

Rupiah Foreign Exchange

52

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.49. Komposisi Dana Pihak Ketiga Bank Umum Syariah - BUKU 3 (Composition of Third Party Funds of Commercial Sharia Banks - Group of Business Activities 3) Miliar Rp (Billion Rp) April 2015

Desember 2014

Komposisi thd Total DPK (%)

Keterangan Nominal

(Composition to Total Third Party Funds) (%)

Desember 2015

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

r)

April 2016

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

Komposisi thd Total DPK (%)

Nominal

Items

(Composition to Total Third Party Funds) (%)

-

-

-

-

5.830

9,39

6.094

9,62 Demand Deposits

Rupiah

-

-

-

-

4.340

6,99

4.140

6,53

Rupiah

Valas

-

-

-

-

1.490

2,40

1.954

3,08

Foreign Exchange

-

-

-

-

24.987

40,26

24.405

38,52 Saving

Rupiah

-

-

-

-

24.984

40,26

24.405

38,52

Valas

-

-

-

-

3

0,00

-

-

Simpanan Berjangka

-

-

-

-

31.240

50,34

32.861

51,86 Time Deposits

Rupiah

-

-

-

-

27.378

44,12

28.040

44,26

Valas

-

-

-

-

3.862

6,22

4.821

7,61

Rupiah

-

-

-

-

20.647

33,27

21.315

33,64

Valas

-

-

-

-

3.071

4,95

4.508

7,12

Giro

Tabungan

Rupiah Foreign Exchange Rupiah Foreign Exchange - Periode 1 Month

- Jangka Waktu 1 bulan

Rupiah Foreign Exchange - Periode 3 Month

- Jangka Waktu 3 bulan Rupiah

-

-

-

-

3.190

5,14

3.164

4,99

Valas

-

-

-

-

282

0,46

75

0,12

Rupiah Foreign Exchange - Periode 6 Month

- Jangka Waktu 6 bulan Rupiah

-

-

-

-

1.120

1,81

1.158

1,83

Valas

-

-

-

-

315

0,51

34

0,05

Rupiah Foreign Exchange - Periode >= 12 Month

- Jangka Waktu >= 12 bulan Rupiah

-

-

-

-

2.421

3,90

2.402

3,79

Rupiah

Valas

-

-

-

-

193

0,31

204

0,32

Foreign Exchange

-

-

-

-

62.057

100,00

63.359

Rupiah

-

-

-

-

56.702

91,37

56.584

89,31

Valas

-

-

-

-

5.355

8,63

6.775

10,69

Total DPK

100,00 Total Third Party Funds

Rupiah Foreign Exchange

53

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.50. Suku Bunga Rata-rata DPK Bank Umum

(Average of Interest Rate of Third Party Funds of Commercial Banks) Persen (Percent) 2015

2014

2016

Items

Keterangan Des

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr Demand Deposits

Giro Rupiah

2,31

2,40

2,38

2,38

2,34

2,40

2,35

2,30

2,19

2,33

2,35

2,36

2,37

- Rupiah

Valas

0,46

0,44

0,41

0,41

0,40

0,43

0,41

0,38

0,36

0,35

0,32

0,33

0,35

- Foreign Exchange Saving

Tabungan Rupiah

2,02

2,01

2,00

1,99

1,99

2,00

1,97

1,98

1,99

1,98

1,98

1,91

1,86

- Rupiah

Valas

0,35

0,34

0,36

0,34

0,30

0,28

0,28

0,27

0,26

0,27

0,27

0,27

0,26

- Foreign Exchange Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln Rupiah

8,56

7,85

7,74

7,71

7,60

7,56

7,48

7,47

7,58

7,47

7,38

7,10

6,88

Valas

1,99

1,55

1,37

1,24

1,16

1,05

1,02

0,97

1,01

1,00

0,93

0,95

0,90

Rupiah Foreign Exchange - 3 Month Time Deposits

- Simpanan Berjangka 3 bln Rupiah

9,14

8,71

8,49

8,41

8,33

8,23

8,15

8,13

8,15

8,14

8,05

7,83

7,58

Rupiah

Valas

2,29

2,00

1,79

1,56

1,40

1,32

1,23

1,20

1,23

1,22

1,17

1,17

1,16

Foreign Exchange - 6 Month Time Deposits

- Simpanan Berjangka 6 bln Rupiah

9,22

8,97

8,84

8,73

8,61

8,54

8,51

8,45

8,54

8,54

8,50

8,37

8,19

Rupiah

Valas

2,26

1,99

1,90

1,81

1,73

1,62

1,54

1,42

1,36

1,42

1,44

1,44

1,41

Foreign Exchange - 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln Rupiah

8,76

8,80

8,69

8,68

8,61

8,57

8,57

8,50

8,58

8,51

8,47

8,32

8,21

Rupiah

Valas

2,24

2,05

2,04

2,01

1,97

1,92

1,83

1,73

1,72

1,68

1,64

1,59

1,48

Foreign Exchange

54

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.51. Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 1 (Average of Interest Rate of Third Party Funds of Commercial Conventional Banks - Group of Business Activities 1 ) Persen (Percent) 2015

2014

2016

Items

Keterangan Des

Mei

Jun

Jul

Ags

Sep

Okt

Nov

r)

Des

r)

Jan

Feb

Mar

Apr Demand Deposits

Giro Rupiah

2,41

2,88

2,88

2,93

3,23

3,26

3,53

3,22

3,21

3,26

3,35

3,30

3,29

- Rupiah

Valas

0,57

0,36

1,12

1,28

1,31

0,94

0,88

0,85

0,77

0,89

0,93

0,83

0,86

- Foreign Exchange Saving

Tabungan Rupiah

2,64

3,14

3,13

2,98

3,11

3,14

2,79

2,81

2,82

2,98

3,10

3,24

3,33

Valas

0,79

0,11

0,11

0,11

0,12

0,12

0,12

0,11

0,10

0,10

0,10

0,10

-

- Rupiah - Foreign Exchange Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln Rupiah

9,39

8,98

8,84

8,75

8,65

8,61

8,58

8,58

8,71

8,61

8,47

8,32

8,07

Rupiah

Valas

2,96

2,47

2,16

1,98

1,99

1,90

1,83

1,77

1,73

1,67

1,67

1,58

1,19

Foreign Exchange - 3 Month Time Deposits

- Simpanan Berjangka 3 bln Rupiah Valas

10,02

9,62

9,43

9,30

9,23

9,18

9,12

9,13

9,24

9,26

9,24

9,00

8,90

3,39

2,56

2,40

2,53

2,42

2,31

2,28

2,24

2,22

2,21

2,16

2,09

2,10

Rupiah Foreign Exchange - 6 Month Time Deposits

- Simpanan Berjangka 6 bln Rupiah

9,86

9,75

9,59

9,55

9,53

9,44

9,44

9,36

9,40

9,37

9,33

9,25

9,20

Rupiah

Valas

3,63

2,62

2,48

2,37

2,30

2,38

2,39

2,40

2,37

2,30

2,24

2,11

2,15

Foreign Exchange - 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln Rupiah

9,54

9,52

9,42

9,41

9,21

9,23

9,41

9,44

9,65

9,60

9,56

9,49

9,42

Rupiah

Valas

3,18

2,30

2,14

2,16

2,16

2,16

2,14

2,11

2,11

2,09

2,04

2,01

2,33

Foreign Exchange

55

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.52. Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 2 (Average of Interest Rate of Third Party Funds of Commercial Conventional Banks - Group of Business Activities 2 ) Persen (Percent) 2015

2014

2016

Items

Keterangan Des

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

r)

Jan

Feb

Mar

Apr Demand Deposits

Giro Rupiah

2,57

2,68

2,70

2,66

2,74

2,72

2,77

2,71

2,53

2,70

2,84

2,78

2,76

- Rupiah

Valas

0,24

0,24

0,29

0,33

0,29

0,34

0,30

0,27

0,28

0,27

0,24

0,25

0,24

- Foreign Exchange Saving

Tabungan Rupiah

2,34

2,50

2,52

2,46

2,49

2,51

2,47

2,46

2,38

2,40

2,43

2,42

2,35

- Rupiah

Valas

0,25

0,28

0,28

0,28

0,28

0,28

0,22

0,22

0,24

0,24

0,24

0,23

0,21

- Foreign Exchange Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln Rupiah

8,57

8,31

8,18

8,20

8,19

8,15

8,12

8,14

8,39

8,34

8,28

8,14

7,79

Valas

1,76

2,00

1,84

1,61

1,56

1,46

1,49

1,43

1,39

1,28

1,27

1,28

1,25

Rupiah Foreign Exchange - 3 Month Time Deposits

- Simpanan Berjangka 3 bln Rupiah

9,58

9,23

9,14

9,02

8,91

8,82

8,83

8,87

8,95

9,01

8,96

8,70

8,46

Rupiah

Valas

2,49

2,08

2,00

1,87

1,68

1,67

1,76

1,77

1,90

1,89

1,73

1,72

1,64

Foreign Exchange - 6 Month Time Deposits

- Simpanan Berjangka 6 bln Rupiah

9,70

9,29

9,21

9,13

9,01

8,96

8,95

8,90

9,07

9,04

8,99

8,83

8,67

Rupiah

Valas

2,55

2,28

2,19

2,21

2,09

1,98

1,88

1,81

1,75

1,72

1,77

1,66

1,63

Foreign Exchange - 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln Rupiah

8,89

9,06

9,07

9,08

8,93

8,88

8,86

8,84

8,79

8,75

8,73

8,61

8,52

Rupiah

Valas

2,35

2,05

2,16

2,15

2,10

2,02

1,85

1,80

1,69

1,68

1,63

1,59

1,55

Foreign Exchange

56

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.53. Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 3 (Average of Interest Rate of Third Party Funds of Commercial Conventional Banks - Group of Business Activities 3 ) Persen (Percent) 2015

2014

2016

Items

Keterangan Des

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

r)

Jan

Feb

Mar

Apr Demand Deposits

Giro Rupiah

2,54

2,65

2,59

2,62

2,50

2,62

2,50

2,48

2,46

2,56

2,52

2,55

2,56

- Rupiah

Valas

0,75

0,59

0,54

0,53

0,53

0,59

0,59

0,53

0,49

0,47

0,40

0,44

0,48

- Foreign Exchange Saving

Tabungan Rupiah

2,74

3,02

3,03

3,05

3,07

3,10

3,08

3,12

3,11

3,13

3,03

2,93

2,90

- Rupiah

Valas

0,44

0,43

0,48

0,44

0,34

0,30

0,29

0,29

0,27

0,28

0,29

0,29

0,27

- Foreign Exchange Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln Rupiah

9,00

8,33

8,21

8,15

8,09

8,11

8,03

8,03

8,16

7,99

7,76

7,33

7,09

Rupiah

Valas

2,27

1,58

1,32

1,19

1,09

0,99

0,95

0,91

0,95

0,98

0,87

0,76

0,77

Foreign Exchange

Rupiah

9,32

9,04

8,85

8,67

8,60

8,57

8,58

8,59

8,61

8,59

8,45

8,12

7,77

Rupiah

Valas

2,41

2,07

1,84

1,53

1,28

1,20

1,12

1,10

1,12

1,14

1,12

1,05

1,04

Foreign Exchange

- 3 Month Time Deposits

- Simpanan Berjangka 3 bln

- 6 Month Time Deposits

- Simpanan Berjangka 6 bln Rupiah

9,58

9,25

9,12

9,01

8,93

8,82

8,78

8,78

8,85

8,85

8,81

8,63

8,39

Valas

2,36

2,25

2,16

2,05

1,88

1,70

1,55

1,36

1,34

1,33

1,34

1,26

1,22

Rupiah Foreign Exchange - 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln Rupiah

9,22

9,19

9,09

9,08

9,02

8,95

8,92

8,87

8,86

8,82

8,79

8,63

8,45

Rupiah

Valas

2,65

2,34

2,31

2,25

2,21

2,19

2,06

2,02

1,99

1,96

1,91

1,84

1,69

Foreign Exchange

57

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.54. Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 4 (Average of Interest Rate of Third Party Funds of Commercial Conventional Banks - Group of Business Activities 4 ) Persen (Percent) 2015

2014

2016

Items

Keterangan Des

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr Demand Deposits

Giro Rupiah

1,90

1,73

1,74

1,74

1,72

1,79

1,72

1,72

1,75

1,71

1,69

1,70

1,68

- Rupiah

Valas

0,18

0,19

0,18

0,17

0,15

0,17

0,17

0,15

0,16

0,16

0,16

0,16

0,15

- Foreign Exchange Saving

Tabungan Rupiah

1,35

1,26

1,27

1,26

1,26

1,28

1,27

1,28

1,31

1,28

1,28

1,21

1,16

- Rupiah

Valas

0,22

0,20

0,20

0,20

0,21

0,21

0,21

0,21

0,21

0,21

0,21

0,22

0,22

- Foreign Exchange Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln Rupiah

7,87

6,83

6,90

6,89

6,67

6,57

6,45

6,43

6,65

6,51

6,64

6,38

6,24

Valas

1,66

1,03

0,99

0,90

0,85

0,67

0,60

0,57

0,66

0,61

0,62

0,61

0,62

Rupiah Foreign Exchange - 3 Month Time Deposits

- Simpanan Berjangka 3 bln Rupiah

8,60

7,95

7,70

7,74

7,69

7,47

7,24

7,05

7,04

7,06

7,13

7,01

6,91

Rupiah

Valas

1,42

1,53

1,41

1,26

1,24

1,08

0,81

0,73

0,72

0,75

0,75

0,78

0,78

Foreign Exchange - 6 Month Time Deposits

- Simpanan Berjangka 6 bln Rupiah

8,71

8,12

8,02

7,87

7,73

7,56

7,52

7,45

7,34

7,26

7,64

7,59

7,56

Rupiah

Valas

1,98

1,65

1,58

1,50

1,47

1,38

1,32

1,28

1,20

1,35

1,36

1,41

1,39

Foreign Exchange - 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln Rupiah

8,82

8,80

8,68

8,59

8,51

8,48

8,47

8,40

8,34

8,28

8,24

8,10

8,06

Rupiah

Valas

1,69

1,71

1,71

1,69

1,68

1,58

1,54

1,39

1,39

1,33

1,27

1,18

1,14

Foreign Exchange

58

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.55. Suku Bunga Rata-rata DPK Bank Umum Syariah - BUKU 1 (Average of Interest Rate of Third Party Funds of Commercial Sharia Banks - Group of Business Activities 1) Persen (Percent) Keterangan

2015

2014 Des

Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Items Mar

Apr Demand Deposits

Giro Rupiah

1,90

2,33

1,84

1,78

1,78

1,74

1,99

1,48

1,34

1,36

1,45

1,37

1,38

- Rupiah

Valas

0,18

0,22

0,20

0,20

0,25

0,23

0,41

0,32

0,44

0,32

0,33

0,50

0,49

- Foreign Exchange Saving

Tabungan Rupiah

1,35

2,35

3,32

2,70

2,57

2,75

2,38

2,32

2,74

2,27

2,59

2,43

2,54

- Rupiah

Valas

0,22

0,25

0,25

0,25

0,25

0,25

0,25

0,25

0,25

0,25

0,25

0,25

0,25

- Foreign Exchange Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln Rupiah

7,87

8,46

8,61

8,37

7,98

8,24

8,60

9,32

7,71

7,40

7,15

6,75

6,91

Valas

1,66

-

-

-

-

-

-

-

0,25

-

-

-

-

Rupiah Foreign Exchange - 3 Month Time Deposits

- Simpanan Berjangka 3 bln Rupiah

8,60

9,81

10,12

9,62

9,25

9,37

9,36

11,22

7,60

7,40

7,25

6,98

7,07

Valas

1,42

-

-

-

-

-

-

-

-

-

-

-

-

Rupiah Foreign Exchange - 6 Month Time Deposits

- Simpanan Berjangka 6 bln Rupiah

8,71

12,53

12,72

12,83

12,52

11,35

11,09

10,35

8,02

7,09

7,20

7,09

7,22

Valas

1,98

-

-

-

-

-

-

-

-

-

-

-

-

Rupiah Foreign Exchange - 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln Rupiah

8,82

9,83

10,06

10,12

10,33

9,87

9,55

8,88

7,99

7,64

7,52

7,17

7,10

Rupiah

Valas

1,69

0,25

0,25

0,25

0,25

0,25

2,50

-

0,25

0,25

0,25

0,25

0,25

Foreign Exchange

59

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.56. Suku Bunga Rata-rata DPK Bank Umum Syariah - BUKU 2 (Average of Interest Rate of Third Party Funds of Commercial Sharia Banks - Group of Business Activities 2 ) Persen (Percent) Keterangan

2015

2014 Des

Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

r)

Des

Jan

Feb

Items Mar

Apr Demand Deposits

Giro Rupiah

1,90

1,18

0,98

1,07

1,03

1,00

1,02

1,46

1,39

1,73

1,57

1,51

1,58

Valas

0,18

1,29

1,30

1,29

1,30

1,29

0,62

0,72

0,65

0,16

0,64

0,67

0,78

- Rupiah - Foreign Exchange Saving

Tabungan Rupiah

1,35

3,84

3,69

3,81

3,67

3,70

3,19

4,55

4,97

5,34

4,38

4,51

4,16

- Rupiah

Valas

0,22

1,69

1,68

1,68

1,62

1,62

1,38

0,04

0,04

0,06

0,06

0,06

0,06

- Foreign Exchange Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln Rupiah

7,87

8,52

7,81

7,89

7,46

7,40

7,33

7,28

7,63

7,89

7,12

7,28

6,85

Rupiah

Valas

1,66

5,33

3,99

4,69

3,47

3,92

2,91

3,09

4,54

4,93

3,54

5,39

5,34

Foreign Exchange

Rupiah

8,60

7,92

7,41

7,92

7,52

7,51

7,36

7,43

9,24

8,86

7,60

7,67

7,24

Rupiah

Valas

1,42

4,86

4,10

4,07

3,55

4,19

2,84

2,75

4,25

4,54

3,49

5,83

5,76

Foreign Exchange

- 3 Month Time Deposits

- Simpanan Berjangka 3 bln

- 6 Month Time Deposits

- Simpanan Berjangka 6 bln Rupiah

8,71

7,56

7,14

7,66

7,33

7,39

7,47

7,40

7,93

8,36

7,39

7,43

7,11

Valas

1,98

5,23

4,06

4,79

3,73

4,11

2,64

3,02

4,44

4,65

2,51

4,63

4,58

Rupiah Foreign Exchange - 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln Rupiah

8,82

7,13

6,75

6,95

6,87

6,91

7,01

6,87

7,16

7,27

7,01

6,69

6,61

Rupiah

Valas

1,69

3,33

3,27

3,06

2,55

2,54

1,50

1,93

2,76

2,81

2,21

2,95

2,84

Foreign Exchange

60

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.57. Suku Bunga Rata-rata DPK Bank Umum Syariah - BUKU 3 (Average of Interest Rate of Third Party Funds of Commercial Sharia Banks - Group of Business Activities 3 ) Persen (Percent) Keterangan

2015

2014 Des

Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

r)

Des

Jan

Feb

Items Mar

Apr Demand Deposits

Giro Rupiah

-

-

-

-

-

-

-

0,84

0,84

0,84

0,84

0,85

0,84

- Rupiah

Valas

-

-

-

-

-

-

-

0,62

0,61

0,63

0,61

0,61

0,73

- Foreign Exchange Saving

Tabungan Rupiah

-

-

-

-

-

-

-

1,99

2,04

1,95

2,45

2,72

1,89

Valas

-

-

-

-

-

-

-

1,80

1,80

1,80

1,80

-

-

- Rupiah - Foreign Exchange Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln Rupiah

-

-

-

-

-

-

-

6,63

6,94

6,59

6,60

6,93

6,38

Rupiah

Valas

-

-

-

-

-

-

-

1,36

1,50

1,50

1,33

1,45

1,02

Foreign Exchange - 3 Month Time Deposits

- Simpanan Berjangka 3 bln Rupiah

-

-

-

-

-

-

-

6,30

6,61

6,56

6,36

6,37

6,32

Valas

-

-

-

-

-

-

-

1,43

1,64

1,40

1,40

1,40

1,23

Rupiah Foreign Exchange - 6 Month Time Deposits

- Simpanan Berjangka 6 bln Rupiah

-

-

-

-

-

-

-

7,12

6,08

6,06

6,04

6,06

6,05

Rupiah

Valas

-

-

-

-

-

-

-

2,22

2,11

2,11

2,11

2,12

1,45

Foreign Exchange - 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln Rupiah

-

-

-

-

-

-

-

6,81

6,14

6,13

6,12

6,08

6,05

Rupiah

Valas

-

-

-

-

-

-

-

1,41

1,60

1,60

1,60

1,60

1,59

Foreign Exchange

61

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.58. Perkembangan Jumlah Bank Umum dan Kantor Bank Umum berdasarkan BUKU

(Growth of Total Commercial Banks and Bank Offices based on Group of Business Activities) Kelompok Bank

2015

2014 Des

Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Group of Bank Mar

Apr BUKU 1

BUKU 1 Jumlah Bank Jumlah Kantor

42

40

40

40

40

40

39

39

37

36

36

36

1.615

1.559

1.560

1.567

1.572

1.580

1.546

1.552

1.479

1.472

1.459

1.455

44

42

42

42

42

42

43

43

43

r)

44

44

43

3.850

3.552

3.575

3.580

3.605

3.632

3.680

3.689

3589

r)

3.608

3.614

3.624

17

20

20

20

20

20

20

20

22

r)

22

22

23

10.365

10.611

10.605

10.592

10.590

10.571

10.483

10.460

10708

r)

10.698

10.693

10.688

32 Total Banks 1.251 Total Bank Offices

BUKU 2

BUKU 2 Jumlah Bank Jumlah Kantor

47 Total Banks 3.827 Total Bank Offices

BUKU 3

BUKU 3 Jumlah Bank Jumlah Kantor

23 Total Banks 10.641 Total Bank Offices .

BUKU 4

BUKU 4 Jumlah Bank Jumlah Kantor

4

4

4

4

4

4

4

4

4

4

4

4

14.756

14.855

14.899

14.936

14.971

15.040

15.124

15.173

15.208

15.212

15.217

15.234

6

5

4

4

4

Jumlah Kantor

15.271 Total Bank Offices

BUKU 1 SHARIA

BUKU 1 SYARIAH Jumlah Bank

4 Total Banks

r)

r)

r)

6

6

6

6

6

6

6

483

436

425

422

387

345

319

274

r)

272

249

209

208

4 Total Banks 181 Total Bank Offices

BUKU 2 SHARIA

BUKU 2 SYARIAH 6

6

6

6

6

6

6

5

r)

6

7

7

7

1.668

1.685

1.686

1.686

1.686

1.686

1.687

1003

r)

996

1.015

1.016

1.011

Jumlah Bank

-

-

-

-

-

-

-

1

r)

1

1

1

1

Jumlah Kantor

-

-

-

-

-

-

-

711

r)

711

695

689

687

660 Total Bank Offices

119

118

118

118

118

118

118

117

118

118

118

118

118 Total Banks

32.737

32.698

32.750

32.783

32.811

32.854

32.839

32.151

32.963

32.949

32.897

32.907

Jumlah Bank Jumlah Kantor

r)

r)

r)

Jumlah Kantor

1 Total Banks

Total

Total

Ket: r) Angka-angka diperbaiki

1.016 Total Bank Offices

BUKU 3 SHARIA

BUKU 3 SYARIAH

Jumlah Bank

7 Total Banks

32.847 Total Bank Offices Note: r) revised figures

62

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016 Tabel 1.1.a. Kegiatan Usaha Bank Umum

(Commercial Bank Operations) Miliar Rp (Billion Rp) Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SPN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman 1)

2011

2012

2013

2015

2014

2016

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

2.216.538 2.200.094 1.838.953 361.142 16.444 8.601 7.843 152.905 44.069 75.982 30.681 2.173 567.783 245.054 74.703 152.514 95.512 427.040 117.983 4.474 250.089 54.494 18.912 70.150

2.725.674 2.707.862 2.281.021 426.841 17.812 10.596 7.215 166.623 58.212 76.279 30.370 1.761 580.697 289.254 198.835 65.431 27.178 429.946 81.158 1.920 282.960 63.909 15.065 69.931

3.319.842 3.292.874 2.720.500 572.374 26.968 16.681 10.287 171.915 65.031 83.549 20.159 3.176 506.453 322.562 52.034 110.905 20.952 520.642 111.689 17.908 323.941 67.103 15.725 79.492

3.706.501 3.674.308 3.057.964 616.345 32.192 19.100 13.092 182.432 70.250 77.697 29.622 4.864 569.018 361.588 79.917 123.020 4.493 636.688 113.104 19.418 369.849 134.316 20.984 90.454

3.790.548 3.757.133 3.122.424 634.709 33.415 17.720 15.695 253.730 83.472 93.861 64.607 11.789 631.525 376.810 140.799 108.423 5.491 677.655 69.256 17.151 423.161 168.086 21.585 102.272

3.861.172 3.828.045 3.184.485 643.559 33.127 18.968 14.159 274.605 102.590 97.973 62.530 11.512 636.687 379.211 119.170 134.611 3.695 655.508 63.142 19.898 426.859 145.609 21.810 105.817

3.868.144 3.833.745 3.181.779 651.966 34.399 20.007 14.392 238.089 87.669 85.161 55.694 9.565 640.134 380.522 100.365 150.829 8.418 661.982 53.561 20.771 441.958 145.692 22.852 109.566

3.916.704 3.881.294 3.211.766 669.528 35.411 19.992 15.419 232.377 89.968 78.414 54.671 9.324 661.507 385.427 155.740 115.367 4.973 683.331 54.806 23.587 470.597 134.340 22.929 112.377

3.990.464 3.956.483 3.273.708 682.774 33.981 20.396 13.586 268.299 102.789 102.445 53.610 9.455 709.787 390.795 171.793 137.245 9.954 679.597 42.220 24.191 475.676 137.510 23.482 116.030

3.955.393 3.923.437 3.299.073 624.364 31.956 19.977 11.978 238.059 87.745 96.249 46.765 7.300 657.957 386.506 159.585 100.047 11.818 670.217 40.760 26.603 473.350 129.504 23.522 114.909

3.983.121 3.950.612 3.329.542 621.069 32.510 20.716 11.793 228.348 94.883 82.082 43.719 7.663 674.835 393.243 178.096 99.548 3.949 647.555 37.327 24.063 473.288 112.877 23.969 117.840

4.092.104 4.057.904 3.423.180 634.724 34.200 21.443 12.757 211.901 77.840 104.725 20.692 8.643 685.575 393.362 158.264 123.177 10.772 660.828 40.017 26.443 485.238 109.130 25.605 116.540

4.014.504 3.983.035 3.360.169 622.867 31.469 20.225 11.244 218.872 73.373 94.929 42.608 7.962 641.032 366.801 158.526 112.513 3.193 699.449 53.567 24.350 489.772 131.760 25.871 121.316

3.998.090 3.967.908 3.367.556 600.353 30.182 18.963 11.218 197.168 70.486 86.307 32.713 7.662 662.649 368.305 154.137 136.088 4.119 745.492 68.590 23.688 510.522 142.692 25.858 124.974

4.029.924 4.000.448 3.406.400 594.049 29.476 18.316 11.160 212.549 70.255 89.386 45.436 7.473 594.407 330.271 136.559 122.594 4.983 808.048 93.758 26.971 511.317 176.001 25.872 126.626

4.035.929 4.006.707 3.424.213 582.493 29.223 18.139 11.083 217.427 75.774 87.303 45.466 8.885 546.025 336.897 131.104 74.409 3.614 848.066 111.453 28.592 527.749 180.273 25.801 130.036

64.494 1.784 3.872 7.458 136.239

65.389 2.105 2.437 8.229 176.507

73.108 2.290 4.095 26.092 183.143

83.240 2.289 4.926 17.483 245.350

94.878 2.414 4.980 20.688 229.204

98.540 2.454 4.823 20.646 245.252

102.151 2.479 4.935 21.861 237.750

104.708 2.616 5.053 29.534 241.062

108.073 2.731 5.226 37.237 216.042

107.125 2.708 5.076 25.213 208.069

110.019 2.774 5.047 21.855 217.502

110.161 1.612 4.767 20.611 155.488

114.820 1.621 4.875 20.758 210.476

118.882 1.604 4.488 21.804 216.495

120.542 1.505 4.579 19.452 213.705

124.057 1.490 4.490 17.416 210.724

2.784.912 2.398.474 485.692 840.118 1.072.665 386.437 166.954 58.181 161.302 2.192 104.552 32.543 70.530 11.419 59.111 7.046 49.585

3.225.198 2.757.530 567.801 1.010.488 1.179.242 467.668 199.270 66.342 202.056 1.864 124.697 42.116 75.341 12.229 63.112 7.928 60.342

3.663.968 3.025.150 569.927 1.123.696 1.331.527 638.818 276.854 89.011 272.952 1.782 115.793 54.450 112.914 16.025 96.888 29.987 85.131

4.114.420 3.434.579 605.276 1.187.559 1.641.743 679.841 284.309 96.899 298.633 2.147 132.956 54.308 145.853 20.350 125.503 18.880 120.691

4.232.150 3.483.810 651.864 1.097.383 1.734.563 748.340 321.016 101.612 325.711 1.237 173.805 69.649 130.812 19.257 111.555 24.533 123.682

4.319.749 3.546.975 708.002 1.114.824 1.724.149 772.774 348.747 104.923 319.104 1.786 178.157 69.216 122.215 20.078 102.137 25.404 132.552

4.328.822 3.559.128 673.361 1.142.023 1.743.745 769.694 339.969 105.653 324.072 936 158.036 73.627 127.069 21.570 105.499 27.019 124.160

4.366.571 3.575.234 686.052 1.132.399 1.756.783 791.337 355.492 110.287 325.559 946 168.245 73.117 128.868 21.016 107.852 38.718 123.134

4.464.083 3.644.478 732.441 1.156.248 1.755.789 819.604 366.586 126.263 326.756 956 181.716 75.000 125.632 20.844 104.788 52.385 114.326

4.370.404 3.607.908 694.604 1.151.639 1.761.665 762.496 336.068 120.169 306.259 1.118 167.639 67.358 132.688 19.533 113.154 33.361 95.166

4.367.019 3.618.247 713.164 1.175.716 1.729.366 748.772 323.242 121.924 303.607 1.157 158.506 66.901 153.783 20.744 133.039 28.939 94.760

4.413.056 3.665.444 667.537 1.274.588 1.723.319 747.612 319.995 121.423 306.194 691 161.094 65.544 177.718 22.873 154.845 27.728 109.623

4.385.024 3.653.300 693.108 1.218.064 1.742.129 731.723 310.259 118.927 302.538 888 169.146 64.392 169.663 21.637 148.026 26.793 88.189

4.437.515 3.721.893 703.122 1.218.231 1.800.540 715.622 312.543 118.578 284.501 813 150.969 63.614 164.722 22.283 142.439 26.275 79.570

4.468.955 3.771.158 739.250 1.207.544 1.824.364 697.797 302.589 118.633 276.575 933 165.534 63.666 154.077 21.009 133.067 21.886 79.476

4.478.409 3.799.176 744.254 1.223.028 1.831.894 679.233 296.007 116.844 266.382 526 170.145 62.565 152.369 21.110 131.258 20.251 79.729

5.015

5.031

5.993

5.622

5.091

4.784

4.564

4.809

5.231

5.441

5.602

6.292

5.611

5.186

5.294

5.134

112.724 34.208 106.666 75.077 83.365 26.070

123.279 38.656 149.971 92.830 89.426 31.242

138.138 50.619 201.059 106.707 92.638 33.551

153.439 67.568 256.642 112.213 97.889 34.432

155.838 80.491 329.390 44.775 97.197 38.611

156.988 81.275 327.455 50.843 97.002 39.088

158.983 81.511 326.596 59.069 97.183 39.179

159.957 81.544 326.127 68.357 94.994 39.557

162.001 81.649 326.063 78.205 91.304 41.019

162.525 81.640 326.067 86.632 94.769 40.483

163.938 81.677 325.976 96.006 96.173 40.591

164.270 81.652 323.763 104.628 96.177 40.878

164.495 81.529 431.035 9.737 97.967 41.109

165.362 81.927 426.837 17.947 99.848 42.759

165.381 84.428 412.289 28.950 101.719 42.674

165.481 86.003 396.016 37.622 102.792 42.616

. Pada LBU 2008 tdk didefinisikan Vs Metadata

2)

. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama *) Angka-angka sementara r) Angka-angka diperbaiki

Items

Mei

2)

Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities

h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital

1) LBU 2008 is not defined vs metada Positive difference of op. income and non op. minus op. expenses and non op. vs old metada *) Provisional figures

r) Revised figures

64

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016 Tabel 1.2.a. Kegiatan Usaha Bank Persero

(State Owned Banks Operations) Miliar Rp (Billion Rp) Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SB/PN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman

2011

2012

2013

2015

2014

2016

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

779.412 776.833 684.620 92.213 2.579 2.259 321 45.440 19.184 21.952 4.304 1 235.855 84.814 14.936 89.693 46.412 179.034 16.592 3.009 138.685 20.747 8.901 36.728

961.994 959.128 847.132 111.996 2.866 2.756 111 44.017 23.859 15.270 4.887 0 237.866 107.025 101.252 18.977 10.611 189.311 16.671 124 148.758 23.757 6.675 36.516

1.187.431 1.181.726 1.029.333 152.393 5.705 4.099 1.606 48.142 28.630 16.208 3.095 208 194.512 113.298 31.881 45.050 4.283 202.644 14.554 1.966 155.670 30.455 7.639 40.017

1.329.941 1.325.087 1.168.932 156.155 4.854 4.170 684 59.142 32.362 24.017 2.725 38 221.173 130.859 45.825 43.565 925 247.591 38.198 4.430 173.829 31.134 8.795 42.063

1.359.012 1.355.178 1.190.675 164.504 3.833 3.340 493 51.745 27.126 22.286 2.224 109 202.542 132.036 43.349 25.458 1.700 270.747 8.957 7.116 203.238 51.435 9.184 46.653

1.397.455 1.392.605 1.219.820 172.785 4.850 4.074 776 64.812 40.021 22.535 2.237 18 217.312 130.242 37.531 48.214 1.325 260.060 9.644 7.520 200.492 42.404 9.392 49.553

1.393.080 1.388.237 1.219.234 169.003 4.844 4.099 745 72.285 37.386 33.516 1.372 11 218.772 138.122 27.664 49.748 3.239 263.162 6.202 7.429 207.337 42.194 10.324 51.283

1.408.981 1.403.511 1.227.525 175.986 5.470 4.252 1.218 56.309 33.079 20.617 2.446 166 233.183 139.386 67.492 23.774 2.530 273.643 6.617 7.565 220.076 39.384 10.324 52.182

1.443.444 1.437.898 1.255.434 182.464 5.546 4.330 1.216 57.818 36.033 19.103 2.429 253 222.998 140.002 49.281 30.961 2.753 286.863 5.763 8.508 233.879 38.713 10.332 52.867

1.442.808 1.437.266 1.267.254 170.011 5.542 4.476 1.066 48.821 28.897 16.916 2.451 558 198.241 137.129 44.112 12.348 4.652 290.083 8.533 7.568 234.495 39.487 10.335 52.836

1.467.555 1.462.331 1.291.539 170.792 5.224 4.576 648 53.821 36.165 15.277 2.085 295 210.887 140.773 60.977 7.334 1.803 285.080 8.613 5.424 235.697 35.347 10.836 53.554

1.542.443 1.536.852 1.345.983 190.869 5.591 4.955 636 56.879 32.556 21.908 2.067 348 244.973 154.319 64.921 19.137 6.597 283.585 10.070 4.989 235.192 33.334 12.463 52.821

1.510.345 1.505.210 1.321.124 184.086 5.134 4.345 790 44.411 27.405 14.564 2.159 282 219.760 138.782 55.232 25.746 0 294.050 13.806 4.304 238.027 37.913 12.798 55.574

1.499.850 1.494.648 1.319.893 174.756 5.201 4.223 979 49.649 27.788 19.115 2.363 383 232.810 137.008 62.446 33.357 0 300.173 15.548 3.102 243.753 37.770 12.801 57.297

1.526.643 1.521.543 1.343.661 177.882 5.100 4.066 1.033 47.375 26.839 18.469 1.755 312 214.902 122.894 64.571 27.438 308.758 18.409 4.954 240.896 44.498 12.804 57.171

1.530.637 1.525.808 1.353.616 172.192 4.829 3.793 1.036 46.516 26.348 16.891 2.789 488 188.484 124.612 51.695 12.177 0 318.191 20.006 5.306 245.249 47.630 12.804 59.092

34.982 281 1.465 200 45.282

34.846 150 1.520 342 49.032

37.942 172 1.903 395 53.065

39.982 141 1.940 246 110.764

44.226 154 2.273 432 80.354

47.137 161 2.255 760 104.127

48.818 160 2.304 585 94.092

49.665 182 2.335 733 97.938

50.306 193 2.369 711 84.891

50.495 167 2.175 1.031 71.639

51.307 171 2.076 785 65.294

50.525 180 2.116 1.157 51.532

53.262 184 2.128 1.127 66.352

54.960 182 2.156 1.378 72.688

54.845 85 2.241 965 78.923

56.784 76 2.232 723 79.001

1.039.257 924.763 190.610 383.291 350.862 114.494 52.253 12.080 50.161 1.944 24.024 5.439 34.253 4.797 29.455 724 16.789

1.201.284 1.053.025 206.540 467.656 378.829 148.259 65.610 15.366 67.283 1.437 21.807 11.906 33.898 5.988 27.910 771 20.260

1.363.062 1.154.063 200.001 533.277 420.785 208.999 100.054 22.042 86.903 1.556 21.421 20.895 45.272 6.464 38.808 3.003 27.388

1.582.488 1.352.573 214.126 572.294 566.153 229.915 104.133 29.565 96.217 2.143 30.441 22.433 62.716 7.234 55.482 1.569 53.935

1.508.366 1.254.820 204.000 522.791 528.029 253.546 123.307 28.513 101.726 937 60.194 28.020 49.276 6.103 43.173 2.007 69.945

1.593.517 1.322.873 231.346 541.690 549.837 270.644 134.872 30.926 104.846 941 59.601 27.094 41.303 7.102 34.200 2.292 74.543

1.612.101 1.339.747 222.714 551.137 565.896 272.354 128.371 31.425 112.558 933 54.558 32.220 39.929 7.602 32.326 2.342 70.844

1.625.872 1.347.855 234.492 544.865 568.498 278.017 131.528 33.208 113.281 943 53.202 32.298 40.896 7.080 33.816 3.404 67.175

1.660.989 1.376.645 250.517 562.173 563.955 284.344 143.968 35.986 104.390 954 48.208 32.915 37.334 7.330 30.004 4.330 57.968

1.613.246 1.361.201 241.853 559.313 560.035 252.045 129.225 33.795 89.025 916 46.753 28.752 54.189 7.574 46.616 2.403 44.598

1.619.997 1.374.560 254.576 578.590 541.394 245.437 120.514 34.003 90.919 950 47.210 28.904 75.400 8.767 66.633 2.171 41.545

1.734.961 1.466.987 269.903 636.447 560.637 267.974 130.612 35.900 101.462 543 32.665 28.075 95.154 8.770 86.384 1.917 44.428

1.661.628 1.403.726 246.942 595.895 560.889 257.902 123.893 33.846 100.163 515 48.100 28.068 91.031 8.771 82.260 1.989 40.886

1.685.678 1.436.335 247.586 592.791 595.958 249.343 125.861 33.293 90.189 619 36.998 32.315 89.939 9.754 80.184 1.817 37.143

1.704.548 1.456.404 253.841 590.728 611.835 248.144 124.973 33.326 89.844 504 44.544 32.207 83.282 9.756 73.526 1.329 36.108

1.694.414 1.457.922 249.368 589.692 618.861 236.492 116.555 32.531 87.406 524 46.783 32.138 82.520 9.746 72.774 1.207 36.655

2.612 29.012 39.814 197.052 8.532 35.162 3.729

2.581

2.591

29.015 42.092 188.674 13.942 36.411 3.727

29.015 42.087 178.422 18.103 37.234 3.726

2.615

2.788

3.088

2.916

2.614

2.425

2.366

2.519

2.623

2.601

2.689

3.078

2.871

31.307 15.590 40.295 32.659 35.303 7.993

32.067 17.693 61.384 40.823 37.567 7.139

32.171 23.802 83.777 48.762 31.807 6.468

32.173 32.729 108.238 54.375 34.590 3.762

32.173 39.942 141.307 22.549 33.185 3.759

32.173 39.943 141.398 24.966 33.636 3.762

32.173 39.945 141.218 29.065 33.671 3.758

32.180 39.950 141.218 33.883 32.424 3.756

32.180 39.955 141.262 39.760 31.435 3.766

32.144 39.946 141.262 44.655 33.298 3.751

30.560 39.948 141.262 49.742 33.358 3.753

29.144 39.947 141.226 55.861 32.958 3.753

29.011 39.814 199.626 4.314 33.971 3.745

1)

. Pada LBU 2008 tdk didefinisikan Vs Metadata

2)

. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama

*) Angka-angka sementara r) Angka-angka diperbaiki

Items

Mei

2)

Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities

h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital 1) LBU 2008 is not defined vs metada

Positive difference of op. income and non op. minus op. expenses and non op. vs old metada *) Provisional figures r) Revised figures

65

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016 Tabel 1.3.a. Kegiatan Usaha BUSN Devisa

(Foreign Exchange Commercial Banks Operations) Miliar Rp (Billion Rp) Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SB/PN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman

2011

2012

2013

2015

2014

2016

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

930.326 922.541 801.969 120.572 7.785 5.130 2.655 42.240 13.822 24.020 3.200 1.199 213.648 101.459 50.504 35.081 26.604 155.074 57.499 759 77.339 19.476 9.160 22.677

1.123.364 1.114.279 982.260 132.018 9.085 6.483 2.602 46.221 20.881 23.047 1.322 972 208.570 114.071 61.799 21.895 10.805 154.456 40.470 988 90.998 22.000 7.441 22.335

1.321.771 1.311.522 1.143.136 168.385 10.250 10.065 184 48.087 21.542 23.419 1.420 1.706 200.002 132.240 18.839 37.127 11.795 194.752 57.867 9.453 107.381 20.051 7.137 26.228

1.492.358 1.481.808 1.271.243 210.565 10.550 10.550 50.611 25.919 18.510 2.475 3.708 219.562 147.503 23.846 45.936 2.277 247.954 47.230 9.966 113.519 77.239 10.490 31.920

1.514.116 1.503.895 1.290.755 213.140 10.221 10.220 1 79.680 38.008 30.779 3.235 7.657 264.084 153.281 77.715 30.258 2.830 257.881 37.748 5.254 135.346 79.533 10.874 35.376

1.535.154 1.524.649 1.310.089 214.561 10.505 10.505 78.684 39.185 29.999 2.270 7.230 263.115 156.958 65.988 37.819 2.351 248.893 33.026 7.505 142.341 66.021 10.780 35.372

1.536.877 1.525.320 1.304.913 220.407 11.557 11.557 65.701 35.961 20.471 2.812 6.457 248.054 152.067 55.873 36.429 3.684 247.807 28.528 8.445 145.300 65.534 10.889 36.705

1.562.516 1.551.015 1.323.705 227.310 11.501 11.451 51 64.825 39.418 17.424 1.999 5.983 259.433 154.135 68.958 34.252 2.087 252.948 28.911 8.954 153.079 62.004 10.966 38.062

1.587.748 1.575.897 1.342.322 233.575 11.851 11.798 53 71.153 43.183 19.560 2.831 5.579 300.702 155.251 98.271 43.615 3.564 237.850 18.451 10.106 147.387 61.905 11.509 40.131

1.578.154 1.566.259 1.353.513 212.746 11.895 11.895 68.568 44.759 17.649 1.398 4.761 274.814 153.296 91.921 27.713 1.885 226.756 15.889 10.548 144.608 55.711 11.547 38.570

1.592.356 1.579.882 1.367.345 212.537 12.474 12.474 61.578 36.414 18.770 937 5.456 269.662 153.921 81.515 32.511 1.715 216.050 13.614 11.390 144.090 46.955 11.491 40.094

1.609.497 1.596.781 1.388.315 208.466 12.715 12.715 71.088 33.127 30.226 1.536 6.199 284.857 148.491 69.722 63.175 3.468 222.331 16.162 12.899 148.378 44.892 11.499 40.238

1.577.036 1.564.775 1.361.983 202.792 12.260 12.260 66.482 32.725 26.606 1.437 5.714 248.292 147.400 67.102 31.983 1.807 255.028 25.394 11.576 154.943 63.115 11.430 41.652

1.572.956 1.561.785 1.367.515 194.270 11.170 11.170 57.781 30.677 20.033 1.664 5.407 242.243 145.689 62.811 30.231 3.512 279.749 35.230 10.192 162.095 72.231 11.413 43.220

1.575.917 1.565.352 1.374.607 190.744 10.565 10.565 55.014 30.478 17.965 1.375 5.197 220.596 130.807 48.638 37.004 4.146 323.198 52.387 10.446 165.618 94.747 11.426 44.663

1.576.150 1.565.095 1.375.726 189.369 11.055 11.055 48.457 31.685 9.544 1.005 6.224 207.387 131.339 52.645 20.967 2.437 346.751 65.419 9.324 178.806 93.200 11.353 45.345

19.675 1.462 1.541

20.190 1.936 208

22.694 2.105 1.429

28.087 2.124 1.709

31.724 2.225 1.427

31.750 2.263 1.359

33.008 2.290 1.406

34.193 2.402 1.467

36.018 2.513 1.599

34.405 2.516 1.649

35.827 2.573 1.693

36.758 1.392 2.088

38.136 1.396 2.119

40.149 1.380 1.690

41.644 1.377 1.642

42.300 1.374 1.671

1.208 54.957

1.430 87.650

4.858 91.326

2.777 86.372

3.206 77.816

3.202 72.223

3.566 83.532

4.104 73.600

5.132 63.752

4.662 71.500

3.601 88.492

3.535 54.544

3.698 85.287

3.888 84.100

3.573 62.204

3.284 58.004

1.174.957 1.021.904 166.328 363.712 491.864 153.053 59.043 24.455 69.555 190 35.002 12.928 12.587 2.460 10.127 659 23.046

1.353.149 1.173.913 198.251 433.712 541.950 179.236 66.731 27.326 85.179 84 43.163 16.720 11.454 2.820 8.635 640 27.877

1.552.385 1.296.639 204.067 463.249 629.323 255.746 90.113 39.614 126.018 4 35.491 20.834 19.063 4.196 14.867 4.526 38.028

1.731.019 1.437.776 212.135 483.010 742.631 293.243 97.101 39.782 156.360 2 42.349 18.383 22.662 3.831 18.830 2.090 46.654

1.788.265 1.460.466 214.677 458.724 787.065 328.041 103.556 44.044 180.441 1 51.910 29.043 21.352 3.609 17.742 2.826 38.519

1.781.237 1.445.268 222.679 457.970 764.619 336.311 114.789 45.750 175.772 1 58.733 29.025 21.124 3.609 17.515 3.026 42.209

1.786.244 1.454.538 216.772 467.992 769.775 332.041 112.267 45.896 173.878 1 45.730 28.835 22.224 3.614 18.611 3.332 38.232

1.795.900 1.456.492 218.543 465.146 772.803 339.647 119.436 47.965 172.246 1 56.018 29.425 22.914 3.616 19.299 5.298 38.680

1.820.459 1.463.453 220.923 470.508 772.022 357.204 116.857 60.142 180.204 1 70.119 30.348 22.195 4.162 18.032 8.234 39.233

1.792.505 1.452.552 214.076 467.296 771.179 339.954 105.826 57.399 176.728 1 67.105 27.045 20.420 3.461 16.959 3.867 34.710

1.805.517 1.474.178 224.768 469.178 780.232 331.339 99.252 58.641 173.445 1 52.033 26.388 19.983 3.814 16.168 3.368 37.216

1.821.244 1.506.490 224.669 488.571 793.250 314.753 95.441 55.566 163.746 146 58.922 25.568 19.568 3.499 16.069 3.203 44.642

1.819.761 1.510.139 221.746 486.663 801.730 309.622 92.700 55.248 161.674 1 56.898 25.185 17.909 3.048 14.861 3.161 30.807

1.827.025 1.524.899 232.718 490.532 801.649 302.126 90.822 56.364 154.940 1 51.949 20.433 17.134 3.059 14.075 2.896 27.058

1.818.740 1.526.623 232.262 487.766 806.595 292.117 90.283 56.116 145.719 1 57.127 20.476 15.041 2.798 12.243 2.456 28.735

1.822.589 1.536.375 229.368 498.356 808.652 286.213 91.198 54.978 140.037 1 55.924 19.451 15.539 2.800 12.740 2.204 28.136

1.441

1.145

1.641

1.389

1.321

1.269

1.157

1.207

1.247

1.309

1.334

1.353

1.195

1.192

1.175

43.071 9.139 41.063 24.955 41.632 15.185

44.383 10.636 57.402 31.687 46.335 20.893

49.615 13.736 77.915 33.469 53.622 20.587

57.467 18.730 101.723 32.860 56.646 25.543

58.900 22.555 127.966 12.922 57.252 26.196

58.902 22.693 127.648 15.273 57.459 26.613

60.259 22.723 127.622 18.043 57.678 26.604

59.857 22.750 127.594 20.675 57.667 26.706

60.663 22.750 127.599 22.727 56.185 27.838

61.185 22.750 127.599 25.271 57.004 27.829

64.509 22.766 127.680 27.773 58.228 27.874

64.121 22.725 124.459 29.129 56.563 27.633

64.147 22.725 153.478 2.982 57.309 27.877

1.157 64.589 22.771 153.276 4.971 57.604 29.768

64.543 22.768 152.608 7.430 58.229 29.747

64.385 23.894 148.790 10.087 57.845 29.730

1)

. Pada LBU 2008 tdk didefinisikan Vs Metadata

2)

. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama

*) Angka-angka sementara r) Angka-angka diperbaiki

Items

Mei

2)

Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities

h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital 1) LBU 2008 is not defined vs metada

Positive difference of op. income and non op. minus op. expenses and non op. vs old metada *) Provisional figures r) Revised figures

66

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016 Tabel 1.4.a. Kegiatan Usaha BUSN Non Devisa

(Non-Foreign Exchange Commercial Banks Operations) Miliar Rp (Billion Rp) Keterangan

2011

2012

2013

2015

2014 Mei

Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SB/PN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman

Sep

Okt

Nov

Des

Jan

Items

Feb

Mar

Apr

109.303 108.228 108.228 1.074 1.074 3.076 111 1.786 742 437 20.546 9.146 146 8.060 3.193 13.583 7.398 34 4.350 1.800 158 1.525

126.945 126.001 126.001 944 944 6.533 599 4.048 1.475 410 26.236 10.977 1.845 13.380 34 15.738 6.257 5.502 3.978 750 1.701

128.870 127.887 127.887 983 983 3.562 561 847 1.714 440 22.319 10.882 1.884 9.529 25 16.508 3.471 5.721 7.316 766 1.767

131.732 130.648 130.648 1.083 1.083 4.658 776 1.675 1.814 393 21.920 10.936 1.778 9.186 19 15.964 3.018 5.926 7.020 878 1.762

131.549 130.484 130.484 1.065 1.065 4.314 671 1.427 1.866 350 21.576 10.763 1.703 9.075 34 15.734 2.748 6.213 6.774 879 1.833

131.961 130.911 130.911 1.050 1.050 4.275 607 1.447 1.873 348 21.512 10.990 1.777 8.687 58 15.510 3.144 6.512 5.854 880 1.952

134.008 132.983 132.983 1.025 1.025 5.956 588 3.337 1.680 352 22.236 11.065 1.404 9.759 9 18.248 3.549 7.948 6.751 880 1.868

134.356 133.358 133.358 998 998 4.825 673 2.070 1.759 323 20.918 10.949 1.412 8.539 18 18.101 2.990 8.417 6.695 881 1.874

130.050 129.070 129.070 980 980 4.430 671 1.610 1.756 393 18.679 10.797 1.457 6.415 9 18.103 3.323 97 8.284 6.399 881 1.822

132.858 131.833 131.833 1.025 1.025 7.746 668 4.286 2.324 468 23.304 10.582 1.575 11.110 37 17.535 2.591 98 8.640 6.206 882 1.716

132.143 131.169 131.169 975 975 5.830 753 2.278 2.447 352 19.077 10.818 1.625 6.619 15 18.193 2.774 147 9.051 6.221 882 1.762

132.895 131.969 131.969 926 926 4.709 729 1.557 2.025 398 19.573 10.932 1.748 6.783 110 19.819 3.398 148 9.362 6.911 883 1.850

134.509 133.617 133.617 892 892 5.360 1.047 1.853 2.030 431 20.246 9.657 1.740 8.740 109 21.171 4.067 222 9.385 7.498 883 1.858

136.328 135.432 135.432 895 895 5.604 1.735 1.647 1.712 510 19.058 9.934 2.008 7.009 107 21.774 5.221 360 9.890 6.303 884 1.969

1.146 7 12 221

1.499 5 53 1.930

1.517 3 4 8.782

1.671 5 24 2.990

1.742 2 23 4.356

1.737 2 23 4.060

1.808 3 23 4.561

1.926 3 23 5.803

1.841 3 23 2.618

1.860 2 11 3.815

1.804 6 12 4.341

1.690 13 13 1.317

1.735 14 14 4.620

1.823 14 14 0 4.025

1.830 15 14 0 5.044

1.933 14 23 2 3.522

83.095 83.095 3.634 10.281 69.180 0 3.017 4.032 997 997 -

104.346 104.346 5.074 12.794 86.478 5.091 5.027 1.051 1.051 -

122.883 122.883 5.844 14.402 102.636 6.567 5.363 1.875 1.875 102

141.027 141.027 7.056 16.422 117.549 4.258 5.896 4.193 4.193 -

140.532 140.290 5.849 16.521 117.920 3.005 4.974 4.222 4.222 -

142.043 141.701 5.808 18.080 117.812 4.607 5.460 4.209 4.209 70

142.589 142.253 5.958 17.353 118.943 3.646 5.110 4.132 4.132 -

142.932 142.692 4.942 17.451 120.299 3.873 4.131 4.132 4.132 -

146.058 145.860 5.551 18.077 122.232 4.702 4.573 3.148 3.148 -

146.622 146.622 5.237 17.326 124.059 4.083 4.346 1.930 1.930 -

142.400 142.400 4.450 17.411 120.538 3.130 4.329 1.677 1.677 -

147.143 147.143 4.703 17.728 124.711 4.659 3.919 3.078 3.078 -

146.393 146.393 4.374 17.641 124.378 2.849 3.161 3.000 3.000 7

147.212 147.212 4.639 17.920 124.653 2.879 3.120 2.940 2.940 0 7

151.030 151.030 4.958 17.894 128.178 4.069 3.319 2.941 2.941 2 4

149.898 149.898 4.413 18.329 127.156 3.075 3.272 2.942 2.942 5 8

22 12.731 641 11.014 2.084 2.840 596

20

22

20

19

12.771 651 13.126 191 2.823 596

12.802 651 13.077 365 2.964 596

12.820 658 12.999 548 2.606 596

12.820 787 12.875 716 2.930 596

10

8

7

9

15

18

20

22

22

25

24

6.837 261 2.776 1.785 2.292 -

7.806 257 4.335 2.790 2.406 14

9.729 300 6.776 3.084 2.538 608

11.861 565 9.103 2.316 2.939 609

12.065 589 11.213 988 2.396 609

12.225 646 11.158 1.214 2.455 609

12.225 657 11.139 1.372 2.956 609

12.376 657 11.139 1.472 3.405 610

13.376 657 11.139 1.685 2.874 610

13.413 657 11.136 1.849 2.960 610

12.528 641 11.058 1.993 2.951 610

. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama

Angka-angka diperbaiki

2016

Ags

90.341 89.451 89.451 890 890 2.519 190 1.020 957 352 24.844 8.179 10.479 3.203 2.983 9.843 3.275 0 5.047 1.521 155 1.557

. Pada LBU 2008 tdk didefinisikan Vs Metadata

r)

Jul

68.685 68.143 68.143 542 542 2.946 80 1.358 1.192 316 20.254 6.604 5.783 5.082 2.784 9.608 3.866 3.936 1.806 148 1.166

1) 2)

Jun

Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities

h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital 1) LBU 2008 is not defined vs metada

2) Positive difference of op. income and non op. minus op. expenses and non op. vs old metada r) Revised figures

67

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016 Tabel 1.5.a. Kegiatan Usaha BPD

(Regional Development Banks Operations) Miliar Rp (Billion Rp) Keterangan

2011

2012

2013

2015

2014 Mei

Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SB/PN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo)

175.839 219.207 175.702 218.851 174.668 217.563 1.034 1.287 137 357 137 357 34.116 40.194 1.410 1.809 10.697 15.142 21.368 22.894 640 349 44.938 48.455 22.898 27.642 318 9.368 14.518 10.033 7.205 1.413 14.139 18.640 8.130 6.618 - 49,3443065 4.640 9.590 1.368 2.383 574 688 3.181 3.653

Angka-angka diperbaiki

Jul

2016

Ags

Sep

Okt

Nov

Des

Jan

Items

Feb

Mar

Apr

265.250 264.541 263.597 944 709 709 31.853 2.318 14.468 14.522 545 31.626 27.971 200 2.546 909 32.106 12.125 100 16.980 2.901 693 5.173

302.426 301.456 300.647 809 970 970 38.351 1.675 14.233 21.856 586 39.144 31.339 382 6.801 623 30.988 9.179 43 17.605 4.161 692 7.927

312.027 311.067 310.215 851 960 960 82.244 4.366 18.442 56.269 3.166 63.998 39.217 1.042 23.739 39.079 9.652 438 19.937 9.052 692 9.561

316.647 315.633 314.793 840 1.014 1.014 88.519 3.355 26.817 55.034 3.313 60.735 39.669 607 20.459 39.888 9.672 488 20.430 9.298 692 9.105

317.628 316.622 315.770 852 1.006 1.006 68.818 2.713 15.468 48.452 2.185 69.641 38.193 1.002 30.349 97 39.384 8.915 491 21.165 8.813 693 9.647

321.728 320.762 319.880 882 966 966 71.069 2.252 19.346 47.116 2.356 59.938 38.523 822 20.399 195 41.153 8.974 1.326 22.934 7.919 693 9.978

325.775 324.803 323.911 893 972 972 82.423 2.047 32.020 45.381 2.975 66.818 40.680 1.330 24.613 196 44.056 9.146 1.074 25.611 8.224 692 10.082

327.441 326.510 325.875 635 931 931 72.233 2.337 28.584 39.951 1.361 64.090 41.911 1.595 20.290 295 46.077 9.598 2.086 26.015 8.378 692 10.221

328.665 327.744 327.105 639 921 921 56.279 2.938 14.398 37.723 1.220 65.703 44.307 943 20.156 297 43.887 7.645 782 27.626 7.833 692 10.243

329.742 328.759 328.131 628 983 983 29.244 1.249 13.117 13.551 1.327 43.069 35.639 1.051 6.080 298 41.796 6.753 787 27.355 6.902 692 9.073

324.589 323.651 323.025 625 939 939 51.743 2.383 12.697 35.351 1.312 51.303 28.121 1.285 21.797 100 40.174 6.482 993 26.537 6.163 692 9.576

326.889 325.885 325.280 605 1.004 1.004 38.491 1.739 10.025 25.485 1.243 63.713 33.065 1.623 28.927 99 41.564 7.533 998 25.271 7.761 693 9.822

329.336 328.190 327.594 595 1.147 1.147 60.457 1.763 18.285 39.108 1.302 50.444 26.707 1.216 22.078 442 43.887 9.274 1.175 25.125 8.313 691 9.198

333.806 332.653 332.064 589 1.153 1.153 65.426 1.865 22.724 39.296 1.541 52.136 31.777 3.035 16.682 641 45.970 9.799 1.514 25.709 8.947 691 9.569

3.112 17 51 15.139

3.667 8 (22) 17.366

5.155 4 15 3.081

7.655 4 268 5.481

9.287 8 266 1 22.402

8.833 8 264 0 19.863

9.374 8 265 1 12.743

9.696 9 274 2 15.815

9.803 2 276 0 18.854

9.942 2 276 12 17.592

9.962 2 278 16.627

8.804 3 266 2 5.743

9.306 3 268 5 10.744

9.551 3 268 11 13.341

8.928 2 268 0 23.955

9.302 0 266 5 29.446

235.265 234.097 88.033 67.329 78.734 1.169 362 20 787 9 13.337 7.289 2.465 2.465 79

278.535 277.555 112.715 79.938 84.903 980 238 30 711 5 19.869 7.517 1.819 1.819 2.101

287.709 286.021 106.398 95.786 83.838 1.688 673 41 974 222 22.957 6.860 1.846 1.846 0 5.051

335.957 334.704 120.531 100.903 113.270 1.253 368 46 839 2 20.612 7.050 3.212 3.150 62 3.405

452.869 448.693 173.893 84.792 190.008 4.176 365 31 3.780 2 10.490 6.166 2.926 2.926 1 795

461.944 459.186 194.308 83.051 181.827 2.758 279 32 2.447 2 12.192 6.191 2.753 2.753 0 891

445.854 443.580 171.362 91.757 180.461 2.274 271 38 1.965 2 9.245 6.316 2.752 2.752 5 861

446.171 444.428 170.564 90.952 182.913 1.743 260 33 1.449 2 9.560 6.117 2.752 2.752 8 845

472.978 470.522 199.067 89.242 182.212 2.456 299 38 2.120 2 10.814 6.017 2.722 2.722 1 882

462.537 459.767 178.217 93.993 187.557 2.770 398 37 2.336 2 9.137 6.018 2.920 2.920 1 827

440.274 437.318 168.607 96.460 172.251 2.956 392 39 2.524 2 11.934 6.118 2.921 2.921 947

356.600 353.719 110.080 116.551 127.088 2.881 264 50 2.567 2 21.809 6.730 3.945 3.945 5.585

400.485 397.868 159.384 102.066 136.418 2.617 249 39 2.329 2 15.184 6.645 3.315 3.315 2 1.223

408.777 406.514 153.070 98.884 154.560 2.263 239 40 1.984 2 12.415 5.914 3.662 3.662 1 858

432.437 430.026 179.965 95.446 154.615 2.411 223 38 2.150 2 13.771 5.915 3.134 3.134 1 798

452.727 450.320 193.321 99.815 157.183 2.408 235 35 2.138 2 12.398 5.915 3.133 3.133 3 793

253

250

257

275

300

313

320

27.441 14.762 3.202 4.321 2.567 1.004

27.968 15.181 1.911 5.229 2.214 1.004

28.203 15.373 1.274 5.492 1.650 1.004

28.209 15.374 1.274 6.294 1.575 1.004

28.447 15.473 1.171 7.402 1.158 1.005

28.447 15.474 1.177 8.110 1.634 1.005

29.005 15.508 1.100 9.295 1.765 1.005

564 30.333 15.484 875 10.595 2.168 1.005

394 h. Setoran Jaminan 479 492 467 Beberapa komponen modal 14.528 a. Modal Disetor 19.920 22.744 26.771 7.773 b. Cadangan 8.356 10.343 12.877 1) 255 c. L/R Tahun lalu 344 377 706 d. L/R Tahun berjalan sesudah pajak 2) 8.946 10.733 9.720 7.954 2.190 e. Tambahan modal disetor 2.729 2.740 2.230 1.112 f. Modal Pinjaman 1.328 1.004 1.004 1) . Pada LBU 2008 tdk didefinisikan Vs Metadata 2) . Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama r)

Jun

- Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities

h. Margin Deposits Components of Capital 30.623 30.672 30.716 30.972 a. Paid In Capital 15.484 15.837 16.055 16.358 b. Reserves 12.081 10.708 7.997 6.758 c. Retained Earnings (Profit/Loss) 1) 1.014 2.009 3.448 4.218 d. Current Earnings (Profit /Loss) 2) 1.984 2.033 2.192 2.495 e. Additional Paid In Capital 1.005 1.005 1.005 1.005 f. Loan Capital 1) LBU 2008 is not defined vs metada Positive difference of op. income and non op. minus op. expenses and non op. vs old metada r) Revised figures 350

2)

Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets

269

263

270

68

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016 Tabel 1.6.a. Kegiatan Usaha Bank Campuran

(Joint Venture Banks Operations) Miliar Rp (Billion Rp) Keterangan

2011

2012

2013

2015

2014 Mei

Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SB/PN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak e. Tambahan modal disetor f. Modal Pinjaman

2)

Jun

Jul

2016

Ags

Sep

Okt

Nov

Des

Jan

r)

Angka-angka diperbaiki

Apr

153.299 153.295 77.872 75.424 4 4 0 13.465 7.682 5.467 310 6 25.008 14.333 4.334 5.554 786 16.119 4.479 278 7.648 3.713 94 2.571

201.510 201.357 95.948 105.409 152 152 0 19.748 8.457 10.633 379 279 29.004 19.923 968 7.539 573 17.239 6.131 462 6.812 3.834 94 2.751

196.326 195.925 103.039 92.886 400 400 0 10.894 4.539 5.144 1.091 121 26.854 19.235 2.137 5.371 111 22.745 4.668 1.998 13.190 2.888 254 3.131

195.696 195.324 106.805 88.520 372 372 0 13.833 4.242 8.010 1.165 416 29.226 18.648 4.116 5.841 622 25.991 3.990 1.427 12.200 8.375 65 3.946

198.219 197.768 109.114 88.654 450 450 0 15.579 5.643 8.206 1.174 556 25.651 17.941 1.400 6.310 24.087 3.408 932 11.334 8.413 65 4.491

205.383 204.942 112.120 92.822 441 441 0 12.790 3.533 7.504 1.191 562 28.891 18.008 1.948 7.650 1.285 25.513 3.229 1.206 12.240 8.837 65 4.532

208.118 207.683 110.941 96.742 434 434 0 11.542 3.563 6.273 1.237 470 28.862 18.558 2.922 7.381 25.798 3.896 1.562 14.135 6.205 65 4.569

211.400 210.968 114.420 96.549 432 432 0 18.607 7.302 9.722 1.290 294 31.498 19.043 3.706 8.016 733 22.959 3.818 789 10.890 7.462 65 4.945

202.143 201.704 113.929 87.774 439 439 0 15.794 5.419 8.873 1.205 297 30.755 18.668 2.683 7.858 1.547 21.053 2.953 1.403 10.187 6.510 65 4.850

199.009 198.571 111.638 86.933 438 438 0 18.585 6.077 10.991 1.218 299 36.225 18.803 6.018 11.404 20.428 3.290 918 9.786 6.434 65 5.004

214.162 213.727 123.649 90.078 435 435 0 16.036 5.473 9.048 1.214 300 33.188 19.549 6.038 7.249 353 25.830 3.424 1.789 13.641 6.976 65 5.212

210.238 209.866 120.046 89.820 372 372 0 18.470 6.003 10.952 1.213 302 34.182 19.232 7.921 6.231 799 24.617 3.686 902 12.666 7.363 65 5.204

211.740 211.373 121.485 89.888 367 367 0 13.406 5.150 6.850 1.178 228 34.077 18.481 5.589 10.007 28.519 4.375 1.058 15.697 7.389 65 5.320

208.880 208.508 120.510 87.998 372 372 0 15.902 5.576 8.928 1.168 230 28.640 17.715 4.217 6.708 30.845 5.355 1.523 14.908 9.058 65 6.031

206.519 206.346 120.509 85.837 173 173 0 18.248 8.103 9.359 665 121 27.099 17.469 5.816 3.814 31.920 5.765 1.349 16.006 8.799 65 6.076

2.332 5 151 1.125 7.206

2.421 3 146 1.516 8.077

2.510 2 239 5.768 10.242

3.067 12 52 3.730 13.876

3.877 15 54 5.062 13.628

4.424 16 51 5.126 15.928

4.463 15 54 5.524 13.490

4.487 18 64 7.317 13.884

4.863 18 64 9.244 14.861

4.769 18 63 5.956 13.888

4.917 19 68 5.500 14.285

5.090 21 101 5.195 12.967

5.102 21 81 5.028 14.242

5.224 21 74 4.606 13.583

5.934 23 74 4.364 13.608

5.974 24 78 4.069 14.086

110.865 61.217 9.404 8.310 43.504 49.647 15.797 10.101 23.749 0 8.673 795 20.229 700 19.529 977 5.733

132.454 68.704 12.226 8.529 47.948 63.751 22.282 10.763 30.706 336 14.927 946 27.118 552 26.567 1.144 5.642

164.533 80.847 16.744 10.268 53.835 83.686 27.549 12.978 43.160 0 11.079 498 44.857 1.645 43.213 5.346 8.733

149.668 78.962 13.334 7.548 58.079 70.706 27.525 13.377 29.804 11.695 546 51.831 1.942 49.889 3.752 8.515

146.288 81.851 13.133 7.075 61.642 64.437 26.923 13.685 23.829 297 17.588 1.446 52.375 2.397 49.978 5.370 6.347

141.348 78.951 12.478 6.989 59.484 62.397 27.691 13.111 21.595 716 20.421 1.446 52.827 2.405 50.422 5.544 6.935

147.263 81.349 14.290 6.896 60.164 65.914 31.833 12.998 21.082 19.091 1.147 58.032 3.470 54.562 5.845 6.555

149.902 82.499 13.828 6.965 61.706 67.403 31.222 13.228 22.953 17.436 1.147 58.174 3.437 54.738 7.930 6.360

155.041 86.286 14.888 8.107 63.291 68.755 30.833 13.655 24.266 18.629 1.147 60.234 3.482 56.752 10.440 7.652

149.627 84.240 14.122 6.938 63.180 65.386 29.859 13.291 22.236 16.222 1.197 53.228 3.648 49.580 6.816 6.793

153.432 87.443 15.548 7.163 64.731 65.989 30.568 13.638 21.783 205 16.325 1.162 53.802 3.564 50.237 6.179 6.892

163.012 95.588 16.318 8.340 70.930 67.424 27.830 14.767 24.827 16.840 1.253 55.973 3.581 52.392 5.955 6.701

163.006 95.718 16.400 8.259 71.059 67.287 28.739 14.797 23.751 371 16.084 1.333 54.408 3.503 50.905 5.501 7.212

165.559 97.761 16.750 9.593 71.418 67.798 30.850 13.925 23.023 191 16.328 1.831 51.047 2.867 48.180 4.812 6.608

163.019 97.581 17.819 8.288 71.474 65.438 27.352 13.748 24.337 426 17.034 1.750 49.679 2.380 47.298 4.260 6.679

160.229 96.608 18.106 8.679 69.824 63.621 27.092 13.296 23.233 20.957 1.789 48.230 2.490 45.740 3.921 7.144

56

99

158

256

306

292

290

297

479

532

581

611

13.151 1.445 9.774 2.434 1.775 1.779

14.814 1.714 11.736 3.448 333 1.867

18.861 2.438 14.333 4.538 2.231 4.883

18.401 2.667 15.892 4.219 1.564 3.514

18.231 2.643 17.961 1.007 1.982 7.042

18.691 2.813 17.602 764 1.510 7.100

18.691 2.813 17.602 941 1.511 7.203

19.903 2.813 17.602 1.191 295 7.482

19.903 2.813 17.602 1.215 224 7.801

19.903 2.813 17.602 1.604 280 7.289

19.903 2.813 17.602 1.690 269 7.350

20.510 2.854 19.165 1.793 2.033 7.892

. Pada LBU 2008 tdk didefinisikan Vs Metadata . Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama

2)

Mar

120.394 120.389 57.276 63.113 5 5 11.115 6.202 4.461 436 17 21.493 12.529 2.862 5.501 600 16.177 7.213 75 6.526 2.363 112 2.489

2)

Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities

h. Margin Deposits Components of Capital 20.510 20.854 20.854 20.856 a. Paid In Capital 2.854 2.854 2.854 2.878 b. Reserves 20.893 20.893 20.588 20.450 c. Retained Earnings (Profit/Loss) 1) 387 677 797 1.162 d. Current Earnings (Profit /Loss) 2) 2.108 2.163 2.236 2.253 e. Additional Paid In Capital 7.886 7.662 7.599 7.559 f. Loan Capital 1) LBU 2008 is not defined vs metada Positive difference of op. income and non op. minus op. expenses and non op. vs old metada 577

1)

*) Angka-angka sementara

Items

Feb

533

510

385

*) Provisional figures

r) Revised figures

69

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016 Tabel 1.7.a. Kegiatan Usaha Bank Asing

(Foreign Owned Banks Operations) Miliar Rp (Billion Rp) Keterangan

2011

2012

2013

2015

2014 Mei

Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SB/PN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman

Jun

Jul

2016

Ags

Sep

Okt

Nov

Des

Jan

Mar

Apr

141.882 136.486 52.277 84.209 5.396 529 4.867 17.048 3.371 13.494 181 1 31.595 16.750 299 2.639 11.908 53.009 24.682 630 18.962 8.734 18 3.910

177.468 172.859 66.742 106.117 4.610 107 4.503 20.207 3.792 16.333 82 35.955 18.002 11.603 5.769 580 41.577 9.643 481 20.918 10.535 12 3.299

234.577 225.500 80.257 145.243 9.077 581 8.497 21.008 3.973 17.035 1 30.765 19.983 0 10.583 199 60.318 13.614 5.894 32.748 8.062 3 3.798

258.505 244.031 88.101 155.930 14.474 2.067 12.407 16.901 5.156 11.744 0 36.048 21.675 5.883 7.967 523 71.673 7.572 2.981 46.205 14.915 3 3.712

280.827 263.781 96.086 167.695 17.046 1.845 15.201 22.667 9.170 13.496 0 49.355 22.747 12.695 13.599 315 67.449 5.438 2.917 46.719 12.375 3 4.968

281.966 266.741 100.022 166.719 15.225 1.842 13.383 22.351 13.609 8.740 3 47.954 23.466 11.866 12.622 0 66.615 4.374 3.452 46.336 12.453 3 5.534

283.627 268.141 99.258 168.883 15.486 1.838 13.647 14.180 7.405 6.775 0 53.201 23.370 12.175 17.577 79 70.382 3.940 3.200 49.702 13.540 3 5.565

283.400 267.411 98.804 168.607 15.988 1.838 14.150 24.357 11.049 13.307 0 58.579 23.834 13.769 20.873 102 74.280 3.264 4.180 53.861 12.975 3 5.634

288.089 273.933 104.639 169.294 14.156 1.838 12.317 32.342 13.636 18.703 3 65.535 24.754 17.800 20.281 2.700 69.622 1.493 3.714 49.960 14.455 3 6.138

270.491 258.341 105.143 153.197 12.151 1.238 10.912 27.818 5.660 22.157 0 69.138 24.554 17.862 23.300 3.422 68.146 797 4.997 49.628 12.723 3 6.558

265.487 253.014 102.846 150.168 12.473 1.327 11.146 33.654 12.617 21.036 0 73.678 24.642 27.185 21.727 124 64.006 842 5.452 47.804 9.908 3 7.124

263.402 249.952 105.269 144.683 13.450 1.329 12.121 30.908 4.769 26.139 0 56.184 24.781 14.957 16.427 20 69.751 1.018 5.882 52.032 10.820 3 7.480

260.153 248.364 102.821 145.543 11.789 1.335 10.455 31.937 4.104 27.832 1 68.419 22.448 25.361 20.138 472 67.387 1.424 6.428 48.548 10.986 3 7.548

253.760 242.248 101.413 140.834 11.512 1.273 10.240 33.131 4.404 28.726 2 70.233 23.131 19.919 26.784 399 75.670 2.506 8.191 54.343 10.629 3 7.464

254.640 243.239 106.410 136.829 11.400 1.274 10.127 28.440 4.552 23.888 0 59.580 22.492 16.177 20.626 285 80.189 4.267 8.652 55.384 11.887 3 7.705

252.490 241.373 106.867 134.506 11.117 1.071 10.047 33.176 6.038 27.138 0 51.861 21.766 15.904 13.760 430 83.460 5.243 10.737 52.088 15.392 3 7.986

3.247 11 652 4.926 13.434

2.766 2 532 4.941 12.452

3.290 3 505 15.071 16.647

2.778 3 932 10.729 25.867

4.022 10 937 11.987 30.649

4.659 3 871 11.558 29.050

4.679 3 883 12.184 29.332

4.742 3 890 17.378 34.022

5.241 2 894 22.151 31.066

5.653 2 903 13.553 29.636

6.202 3 919 11.970 28.462

7.294 3 184 10.722 29.384

7.280 2 265 10.900 29.231

7.175 4 285 11.921 28.757

7.360 4 341 10.550 29.971

7.764 2 220 9.334 26.664

141.473 73.399 27.683 7.195 38.522 68.074 39.498 11.526 17.050 49 20.499 2.061 4.686 3.938

155.430 79.987 32.996 7.858 39.133 75.443 44.409 12.857 18.176 3 19.839 0 0 0 0 5.373 4.463

173.395 84.697 36.873 6.713 41.111 88.698 58.465 14.336 15.897 0 18.278 0 0 0 0 17.111 5.829

174.261 89.537 38.094 7.382 44.062 84.724 55.182 14.129 15.413 0 23.600 1.239 1.239 11.468 8.182

195.830 97.691 40.313 7.479 49.899 98.140 66.865 15.339 15.935 30.617 661 661 14.330 8.075

199.661 98.996 41.383 7.044 50.570 100.665 71.116 15.104 14.444 127 22.602 14.542 7.904

194.771 97.661 42.265 6.888 48.507 97.111 67.226 15.297 14.588 25.766 15.495 7.667

205.795 101.267 43.683 7.020 50.564 104.527 73.045 15.853 15.630 28.156 22.077 10.075

208.557 101.713 41.495 8.141 52.076 106.845 74.628 16.441 15.775 29.244 29.381 8.591

205.867 103.526 41.099 6.773 55.654 102.341 70.760 15.648 15.933 199 24.339 20.274 8.238

205.292 102.348 45.215 6.912 50.221 102.944 72.490 15.601 14.853 27.875 17.223 8.159

190.098 95.517 41.864 6.951 46.702 94.581 65.849 15.141 13.591 0 26.198 16.654 8.267

193.751 99.455 44.261 7.539 47.656 94.296 64.678 14.997 14.621 30.031 16.140 8.053

203.264 109.172 48.358 8.512 52.302 94.092 64.770 14.956 14.366 30.401 16.750 7.896

199.181 109.494 50.404 7.423 51.667 89.687 59.758 15.404 14.525 28.989 13.838 7.152

198.552 108.053 49.678 8.156 50.219 90.499 60.927 16.004 13.568 0 31.008 4 4 12.910 6.993

498

511

608

585

582

531

474

488

560

662

653

664

598

593

727

693

3.830 12.503 5.289 173 -

4.289 0 14.770 5.137 56 0

5.018 0 17.880 6.121 (300) 0

6.766 20.982 8.724 (81) -

7.029 27.741 2.988 (184) -

7.029 27.739 3.397 (272) -

7.433 27.742 4.155 (284) -

7.433 27.301 4.841 (373) -

7.433 27.291 5.417 (572) -

7.433 27.291 5.143 (407) -

7.433 27.274 5.513 (398) -

7.433 27.023 5.166 (386) -

7.433 31.831 849 (228) -

7.433 31.831 1.392 (78) -

7.433 29.423 2.785 46 -

7.433 28.721 3.336 36 -

1)

. Pada LBU 2008 tdk didefinisikan Vs Metadata

2)

Items

Feb

. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama r) Angka-angka diperbaiki

2)

Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities

h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital

1) LBU 2008 is not defined vs metada Positive difference of op. income and non op. minus op. expenses and non op. vs old metada r) Revised figures

70

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.8.a. Laporan Laba / Rugi Bank Umum

Commercial Banks Income Statements Miliar Rp (Billion Rp) Keterangan

2011

2012

2013

2015

2014 Mei

A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya D. Laba/Rugi Operasional (A1 + C1) - (A2 + C2) E. Pendapatan non - operasional F. Beban non - operasional G. Laba/Rugi non-operasional (E - F) H. Laba/Rugi tahun berjalan sebelum pajak I. Penerimaan Transfer Laba/Rugi J. Transfer Laba/Rugi ke Kantor Pusat K. Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan) r) Angka-angka diperbaiki *). Angka-angka sementara

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Items

Jan

Feb

Mar

Apr A.

364.339 15.019 4.882 28.582 246.545 245.807 738 69.312 185.619 591 2.816 101.000 10.395 19.588 71.018 4.561 6.945 68.744 962 178.720

391.280 9.979 4.373 24.027 279.847 278.874 973 73.054 183.713 611 2.644 100.507 11.414 18.492 70.601 5.155 2.452 71.516 828 207.568

458.188 8.056 5.535 26.305 331.606 330.353 1.253 86.686 215.134 620 3.843 116.392 12.257 19.231 84.903 5.882 2.488 85.131 779 243.054

568.014 7.816 6.846 37.215 403.926 402.163 1.763 112.211 293.842 562 4.613 172.936 13.615 24.317 135.003 6.993 3.502 104.298 939 274.171

262.929 3.412 2.980 18.880 182.371 181.559 812 55.286 141.055 191 2.550 79.342 5.881 9.370 64.090 3.196 1.600 52.189 1.987 121.874

316.317 3.986 3.720 22.062 219.530 218.556 975 67.020 168.986 230 2.963 94.761 7.140 11.133 76.488 3.919 1.906 63.381 1.825 147.331

369.786 4.612 4.445 25.389 257.219 256.062 1.156 78.122 197.112 268 3.542 110.464 8.405 12.983 89.076 4.579 2.276 74.035 1.948 172.674

425.027 5.237 5.087 29.235 295.286 293.949 1.337 90.181 225.850 306 3.946 126.241 9.698 14.845 101.698 5.284 2.610 85.569 1.893 199.177

479.007 5.832 5.741 32.316 333.471 331.956 1.514 101.646 253.510 345 4.475 141.555 11.005 16.667 113.883 5.989 2.941 96.485 1.720 225.497

534.366 6.433 6.476 36.046 372.321 370.629 1.692 113.090 281.714 400 5.019 157.130 12.313 18.553 126.264 6.620 3.398 107.475 1.672 252.652

588.830 7.036 7.419 38.733 410.687 408.827 1.860 124.955 309.542 439 5.754 172.065 13.537 20.413 138.114 7.283 3.840 118.561 1.601 279.288

646.614 7.620 8.026 42.746 450.988 448.959 2.029 137.234 338.259 477 6.486 187.208 14.858 22.410 149.940 7.956 4.334 130.259 1.540 308.355

59.742 575 633 4.346 42.771 42.565 206 11.417 31.831 38 664 15.288 1.233 2.045 12.010 660 801 11.537 2.843 27.912

111.869 1.091 1.244 7.743 79.317 78.973 344 22.474 58.123 76 1.207 29.899 2.425 3.999 23.475 1.298 1.007 21.915 2.721 53.746

168.507 1.632 1.812 11.972 118.995 118.440 555 34.096 86.450 115 1.800 45.352 3.686 5.926 35.740 1.915 1.509 33.112 2.647 82.057

125.876 12.612

125.557 9.929

139.655 4.206

148.439 6.306

84.142 3.128

93.944 3.398

106.578 3.627

127.006 3.870

149.319 4.095

156.961 4.695

198.232 5.264

210.957 5.584

35.037 686

56.956 1.395

81.203 2.569

213

17

127

239

0

0

0

0

0

0

0

49

-

-

-

5

12

29

55

0

0

0

0

0

0

0

0

51

101

149

28.337 34.332

32.261 38.537

58.608 44.908

50.757 54.203

34.884 23.715

39.723 28.766

44.127 33.417

57.958 37.828

73.139 42.339

73.576 47.042

105.535 51.919

107.699 57.923

15.475 4.390

28.821 8.914

41.368 14.564

50.377 215.336 7.222

44.800 218.409 5.710

31.777 251.154 2.964

36.879 278.849 2.577

22.414 149.154 1.317

22.056 177.461 1.394

25.406 205.314 1.760

27.348 240.769 2.027

29.746 278.969 2.488

31.594 300.286 2.555

35.473 355.738 2.614

39.702 386.114 2.853

14.435 50.662 115

17.710 88.013 559

22.554 127.211 512

349

123

0

68

50

64

75

94

142

141

240

263

12

0

24

365

5

2

1

77

9

11

15

21

23

27

32

3

5

8

26.191 63.840 3.792

26.045 52.385 2.622

48.690 51.583 2.611

43.873 64.153 3.509

31.694 40.935 1.322

35.921 49.208 1.645

40.040 57.121 1.867

53.004 63.190 2.126

68.348 70.976 2.394

65.740 78.820 2.641

96.712 87.415 2.864

98.122 97.213 3.113

14.967 19.774 258

27.226 28.440 503

38.319 39.754 859

113.577 89.259 30.696 22.888 7.808 97.067 40.391 41.719 75.077

131.519 114.715 21.929 17.133 4.796 119.512 56.698 57.793 92.830

145.304 131.555

164.669 143.761 25.225

73.758 56.862 9.850

89.220 63.814 12.150

104.440 73.938 14.465

120.312 85.414 16.919

134.600 95.847 20.555

150.319 109.327 19.378

165.866 121.782 21.776

184.517 133.198 24.080

15.534 12.286 1.859

31.279 22.689 3.959

47.734 36.049 5.817

25.394 (169)

9.621 230

11.574 576

13.601 863

15.401 1.518

17.703 2.852

19.079 299

21.365 411

23.757 323

1.672 187

3.853 106

5.334 483

57.092 65 324 44.775

64.390 87 332 50.843

74.802 101 401 59.069

86.932 116 625 68.357

98.699 127 620 78.205

109.626 174 644 86.632

122.193 183 721 96.006

133.521 66.405 66.967 104.628

12.473 11 11 9.737

22.795 19 117 17.947

36.532 34 138 28.950

r)

26,040 20.432

5,608 r) 137,162 r) 64.661 r)

66,088 106.707

143.591 66.264 67.023 112.160

Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections B. Net Interest Income (A1-A2) C. Other Operating Income and Expenses 1. Other Operating Income 92.817 3.490 a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain 125 form sale of other financial assets d. Gain from spot and derivative transaction 46.382 19.543 e. Deviden, gain from investment in shares with equity method, 23.276 f Others 155.546 2. Non Interest Expense a. Decrease in fair value and losses form 673 sale of securities 39 b. Decrease in fair value and losses form sale of credit 9 c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative 42.469 transaction 46.985 e. Depreciation/Amortizations 1.082 f Losses from investment in shares with equity method, fees/comissions/ g. Others 64.290 47.004 D. Operating Profit/loss (A1+C1) - (A2+C2) 7.801 E. Non Operational Income 7.169 F. Non Operational Expenses 632 G. Non Operational Profit (E - F) 47.636 H. Current Year profit 39 I. Transfser Profit / Loss Received 175 J. Transfer of Profit/Loss to Head Office 37.622 K. Profit/Loss After Estimation of tax

223.326 2.169 2.436 16.465 157.387 156.657 730 44.870 113.593 152 2.373 60.044 4.982 7.671 47.391 2.656 2.013 43.733 2.622 109.734

r) Revised figures *) Provisional figures

71

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.9.a. Laporan Laba / Rugi Bank Persero

(State Owned Banks Income Statements) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya D. Laba/Rugi Operasional (A1 + C1) - (A2 + C2) E. Pendapatan non - operasional F. Beban non - operasional G. Laba/Rugi non-operasional (E - F) H. Laba/Rugi tahun berjalan sebelum pajak I. Penerimaan Transfer Laba/Rugi J. Transfer Laba/Rugi ke Kantor Pusat K. Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan)

2011

2012

2013

2015

2014 Mei

Jun

Jul

2016

Ags

Sep

Okt

Nov

Des

Items

Jan

Feb

Mar

Apr 75.465 398 655 6.457 63.161 63.053 108 4.794 29.703 140 728 19.649 1.671 2.989 14.989 744 1.185 4.685 2.572 45.762

A.

120.468 2.977 1.586 12.335 98.731 98.549 182 4.839 47.976 454 501 33.861 3.619 7.742 22.500 1.257 5.868 5.077 958 72.492

120.662 2.937 1.323 9.694 100.923 100.690 234 5.784 41.417 506 439 31.277 3.837 6.777 20.664 1.220 1.265 5.903 808 79.244

143.194 1.933 1.557 10.602 121.345 121.099 246 7.756 47.994 529 748 35.815 3.706 7.482 24.627 1.253 1.242 7.629 778 95.200

179.891 2.027 1.771 14.572 152.187 151.836 351 9.334 70.029 523 1.058 54.939 4.213 8.197 42.529 1.556 1.630 9.386 937 109.862

85.445 782 595 7.475 70.692 70.532 160 5.901 35.592 175 742 25.791 1.696 3.229 20.865 767 638 5.493 1.986 49.854

102.522 896 739 8.491 84.725 84.533 191 7.672 41.957 210 944 30.470 2.051 3.869 24.550 965 735 6.808 1.825 60.566

119.483 1.021 934 9.628 99.153 98.927 226 8.746 48.971 245 1.152 35.561 2.439 4.578 28.544 1.107 899 8.059 1.947 70.512

137.066 1.151 1.094 11.303 113.584 113.328 256 9.933 55.775 280 1.234 40.725 2.842 5.273 32.611 1.293 1.026 9.323 1.892 81.291

154.239 1.276 1.229 12.201 128.281 127.995 286 11.253 62.348 315 1.372 45.742 3.254 5.953 36.535 1.498 1.122 10.579 1.719 91.892

171.988 1.378 1.374 13.766 143.060 142.742 318 12.410 69.054 350 1.493 50.701 3.652 6.669 40.380 1.628 1.373 11.838 1.671 102.935

189.538 1.485 1.634 14.458 158.059 157.715 344 13.902 75.661 385 1.817 55.409 4.038 7.387 43.984 1.802 1.620 13.027 1.600 113.877

208.660 1.590 1.719 15.924 174.183 173.812 371 15.244 82.304 421 1.890 60.236 4.527 8.170 47.539 1.977 1.894 14.347 1.539 126.356

21.650 118 170 1.995 18.150 18.118 32 1.217 10.159 35 157 4.957 448 829 3.680 162 581 1.425 2.842 11.491

38.484 220 341 3.185 32.431 32.372 59 2.307 16.092 70 340 9.693 851 1.636 7.205 328 600 2.342 2.720 22.393

57.134 317 508 4.757 47.936 47.851 85 3.615 22.900 105 532 14.773 1.273 2.357 11.143 482 860 3.515 2.633 34.234

54.376 7.029

50.412 5.149

39.298 1.081

44.719 2.114

23.971 617

26.225 711

30.098 790

34.691 822

39.991 940

42.584 986

46.622 996

52.005 1.104

12.729 84

17.465 187

22.649 414

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2.357 13.421

3.734 14.985

6.235 18.250

5.639 21.513

3.527 10.314

3.014 12.568

3.241 14.627

5.241 16.663

6.586 18.646

6.298 20.793

7.090 22.967

7.864 25.711

773 2.035

1.896 4.073

2.999 7.038

31.569 90.671 5.470

26.543 80.785 3.766

13.732 75.030 767

15.454 88.752 1.405

9.513 46.369 168

9.932 56.623 178

11.439 65.616 172

11.965 75.186 192

13.819 84.496 289

14.506 91.891 282

15.569 100.134 310

17.327 110.372 319

9.837 18.748 34

11.308 29.493 73

12.198 40.064 17

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2.882 40.136 2.134

2.940 26.429 732

3.595 19.075 656

3.567 22.986 761

2.574 16.357 363

1.770 21.712 444

2.036 24.704 494

3.434 26.435 559

4.582 29.847 624

3.977 31.866 687

4.517 33.751 744

5.008 36.187 793

687 12.065 85

1.683 15.768 155

2.374 19.546 251

40.049 36.197 13.418 8.102 5.316 41.513 15.441 15.441 32.659

46.918 48.871 3.183 386 2.798 51.669 26.113 26.113 40.823

50.938

60.034

26.907

32.520

38.210

44.566

49.154

55.081

60.812

68.065

5.877

11.815

17.875

59.468 2.789 612 2.177 61.645 33.198 33.198 48.762

65.830 3.463 190 3.274 69.104 34.975 34.975 54.375

27.455 808 83 725 28.180 22.549

30.167 947 90 857 31.024 24.966

34.994 1.154 95 1.059 36.053 29.065

40.796 1.378 107 1.271 42.066 33.883

47.388 1.818 118 1.700 49.087 39.760

53.627 1.865 155 1.710 55.337 44.655

60.365 2.120 168 1.952 62.318 49.742

67.990 2.596 279 2.317 70.307 30.688 30.688 55.861

5.471 152 18 134 5.605 4.314

10.365 459 138 320 10.686 8.532

16.820 611 160 450 17.270 13.942

Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections B. Net Interest Income (A1-A2) C. Other Operating Income and Expenses 1. Other Operating Income 26.231 644 a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets 3.887 d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares 9.127 with equity method, 12.574 f Others 2. Non Interest Expense 50.018 13 a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative 3.033 transaction 22.517 e. Depreciation/Amortizations 357 f Losses from investment in shares with equity method, fees/comissions/ 24.099 g. Others 21.976 D. Operating Profit/loss (A1+C1) - (A2+C2) 759 E. Non Operational Income 219 F. Non Operational Expenses 539 G. Non Operational Profit (E - F) 22.515 H. Current Year profit - I. Transfser Profit / Loss Received - J. Transfer of Profit/Loss to Head Office 18.103 K. Profit/Loss After Estimation of tax

72

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.10.a. Laporan Laba / Rugi BUSN Devisa

(Foreign Exchange Commercial Banks Income Statements) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya D. Laba/Rugi Operasional (A1 + C1) - (A2 + C2) E. Pendapatan non - operasional F. Beban non - operasional G. Laba/Rugi non-operasional (E - F) H. Laba/Rugi tahun berjalan sebelum pajak I. Penerimaan Transfer Laba/Rugi J. Transfer Laba/Rugi ke Kantor Pusat K. Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan) r) Angka-angka diperbaiki *). Angka-angka sementara

2011

2012

2013

2015

2014 Mei

Jun

Jul

2016

Ags

Sep

Okt

Nov

Des

Items

Jan

Feb

Mar

Apr 92.025 964 503 6.161 59.218 58.817 401 25.179 53.733 4 738 26.969 1.745 3.778 21.446 1.336 265 24.371 50 38.292

A.

63.735

165.319 3.981 675 9.376 112.085 111.487 599 39.202 87.021 90 1.199 44.873 3.911 9.309 31.653 2.489 565 37.805 0 78.298

191.624 3.577 762 10.137 131.766 130.937 828 45.382 102.882 72 1.601 53.341 4.458 9.375 39.508 3.106 562 44.199 0 88.742

244.251 3.303 1.029 14.653 160.818 159.720 1.098 64.449 145.373 20 1.531 82.156 5.034 13.645 63.477 3.807 869 56.991 98.878

112.020 1.553 434 7.346 71.181 70.716 465 31.506 68.642 7 722 36.600 2.204 5.123 29.273 1.693 394 29.227 0 43.377

134.377 1.813 525 8.722 85.565 85.006 559 37.753 82.145 8 922 43.601 2.665 6.031 34.905 2.056 474 35.082 0 52.232

157.287 2.111 613 10.112 100.487 99.820 667 43.964 95.771 10 1.128 50.580 3.129 6.959 40.492 2.426 553 41.073 0 61.517

181.177 2.375 687 11.440 115.473 114.696 777 51.201 109.923 11 1.299 57.555 3.593 7.907 46.055 2.788 631 47.638 0 71.254

204.046 2.617 765 12.755 130.315 129.432 884 57.595 123.256 14 1.508 64.270 4.031 8.834 51.405 3.141 729 53.594 0 80.790

227.259 2.896 844 14.043 145.516 144.523 992 63.960 136.690 15 1.779 71.109 4.476 9.775 56.858 3.495 811 59.480 0 90.569

250.982 3.214 1.025 15.190 160.745 159.646 1.099 70.809 150.768 17 2.020 78.160 4.938 10.697 62.526 3.837 897 65.837 0 100.214

271.884 3.478 1.149 16.464 174.834 173.631 1.203 75.960 162.247 18 2.163 84.420 5.403 11.648 67.369 4.184 972 70.491 0 109.637

23.661 252 174 1.442 15.281 15.165 116 6.512 13.934 1 185 7.067 451 976 5.640 349 76 6.255 1 9.728

45.844 465 306 2.759 29.572 29.362 210 12.742 27.083 2 367 13.636 860 1.899 10.876 691 131 12.256 0 18.761

69.341 699 418 4.393 44.672 44.364 307 19.159 40.755 3 549 20.522 1.306 2.883 16.333 1.014 212 18.441 13 28.586

30.950 2.038

33.347 1.834

45.598 1.194

48.771 1.588

26.270 1.089

29.979 1.092

33.222 1.149

39.367 1.192

44.450 1.233

48.615 1.315

54.671 1.669

60.176 1.706

7.910 190

15.100 545

22.954 833

196

-

-

-

-

-

-

-

-

-

-

-

-

-

154.776 7.612 899 10.851 92.359 91.919 440 43.055 91.041 126 1.153 44.753 3.613 9.512 31.628 2.057 553 42.396 3

49

5

10

29

-

-

-

-

-

-

-

-

-

-

3.628 13.048

4.710 14.598

13.849 17.375

10.428 22.272

6.772 9.121

8.556 11.021

8.573 12.847

12.094 14.427

15.580 16.100

17.202 17.804

18.741 19.555

20.628 21.783

2.161 1.594

6.097 3.307

8.762 5.093

12.035 63.557 320

12.195 71.838 426

13.150 93.115 706

14.484 102.351 340

9.288 52.787 159

9.310 62.468 138

10.653 71.630 187

11.655 84.668 248

11.537 97.870 325

12.242 105.721 270

14.666 118.218 286

16.010 130.732 328

3.964 13.921 18

5.152 27.199 214

8.267 41.755 207

348

-

-

-

-

-

-

-

-

88

95

-

-

-

7

5

2

-

-

-

-

-

-

-

-

-

-

-

-

3.260 14.940 647

2.993 17.278 686

12.051 22.716 646

9.416 27.830 1.111

6.553 16.249 322

8.194 18.221 441

8.266 21.599 500

12.449 24.452 570

17.237 26.975 636

15.674 30.435 709

16.934 35.486 778

18.504 40.487 818

1.900 5.874 59

5.134 9.671 122

7.552 15.298 274

44.035 31.129 13.936 13.463 473 31.602 19.567 19.685 24.955

50.449 39.807 15.751 15.124 628 40.435 23.361 23.511 31.687

56.994

63.654

29.504

35.474

41.079

46.949

52.698

58.586

64.647

70.500

6.070

12.059

18.425

41.225 18,912r) 17.382 1,530r) 42,754r) 23.207 23,206r) 33.469

45.299 18.660 22.602 (3.941) 41.357 27.491 27.502 32.860

16.860 7.565 8.039 (474) 16.386 12.922

19.743 9.203 9.583 (380) 19.363 15.273

23.108 10.958 11.216 (258) 22.850 18.043

25.953 12.730 12.486 245 26.198 20.675

27.369 15.537 14.135 1.403 28.772 22.727

33.464 14.348 15.706 (1.359) 32.105 25.271

36.666 15.989 17.380 (1.391) 35.275 27.773

39.080 17.433 19.428 (1.994) 37.086 27.712 27.705 29.129

3.717 1.449 1.403 46 3.762 2.982

6.662 2.872 3.231 (359) 6.303 4.971

9.785 4.313 4.581 (268) 9.517 7.430

-

0

-

Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections B. Net Interest Income (A1-A2) C. Other Operating Income and Expenses 25.990 1. Other Operating Income 1.195 a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets 9.579 d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares 7.114 with equity method, 8.102 f Others 2. Non Interest Expense 51.161 241 a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative 8.057 transaction 17.865 e. Depreciation/Amortizations 275 f Losses from investment in shares with equity method, fees/comissions/ 24.724 g. Others 13.116 D. Operating Profit/loss (A1+C1) - (A2+C2) 5.816 E. Non Operational Income 6.117 F. Non Operational Expenses (301) G. Non Operational Profit (E - F) 12.815 H. Current Year profit I. Transfser Profit / Loss Received J. Transfer of Profit/Loss to Head Office 10.087 K. Profit/Loss After Estimation of tax r) Revised figures *) Provisional figures

73

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.11.a. Laporan Laba / Rugi BUSN Non Devisa

(Non-Foreign Exchange Commercial Banks Income Statements) Miliar Rp (Billion Rp) Keterangan

2011

2012

2013

2015

2014 Mei

A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya D. Laba/Rugi Operasional (A1 + C1) - (A2 + C2) E. Pendapatan non - operasional F. Beban non - operasional G. Laba/Rugi non-operasional (E - F) H. Laba/Rugi tahun berjalan sebelum pajak I. Penerimaan Transfer Laba/Rugi J. Transfer Laba/Rugi ke Kantor Pusat K. Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan)

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Items Mar

Apr A.

20.597 667 111 532 11.393 11.353 40 7.893 13.426 122 5.198 143 296 4.758 415 80 7.611 7.171

27.222 536 96 564 15.286 15.204 82 10.740 17.226 0 163 6.043 146 389 5.507 444 87 10.489 0 9.995

32.478 692 113 601 18.313 18.196 117 12.759 21.052 0 274 7.509 195 421 6.893 553 146 12.571 0 11.426

38.604 747 206 893 21.475 21.348 127 15.283 27.227 1 321 10.994 250 415 10.329 586 199 15.126 0 11.377

16.591 326 92 390 9.318 9.271 47 6.466 11.611 93 4.735 99 172 4.464 207 158 6.418 0 4.980

20.011 379 110 480 11.207 11.150 57 7.835 13.985 0 113 5.667 117 207 5.343 245 191 7.769 0 6.025

23.423 434 134 548 13.155 13.087 68 9.152 16.336 0 133 6.611 140 244 6.227 285 224 9.082 0 7.087

26.845 494 154 625 15.063 14.985 79 10.509 18.727 0 154 7.575 161 282 7.131 320 258 10.421 0 8.118

30.237 550 173 707 16.978 16.886 92 11.829 21.050 0 175 8.507 181 320 8.006 352 290 11.726 0 9.188

33.625 604 194 807 18.915 18.812 103 13.105 23.367 0 199 9.483 200 359 8.923 386 308 12.991 0 10.258

36.283 623 217 884 20.252 20.141 111 14.309 25.163 0 217 10.027 177 393 9.457 419 321 14.179 0 11.120

39.725 608 244 1.051 22.194 22.075 119 15.629 27.513 0 239 10.993 191 434 10.369 450 343 15.488 0 12.212

3.342 46 34 102 1.914 1.905 9 1.246 2.305 23 995 14 40 940 28 31 1.228 0 1.037

6.649 88 61 200 3.776 3.757 19 2.525 4.572 39 1.923 27 77 1.819 56 60 2.494 0 2.077

10.178 134 84 310 5.730 5.702 28 3.920 6.999 58 2.892 40 114 2.738 82 90 3.877 0 3.179

1.067 159

1.184 104

1.397 96

2.081 40

872 39

1.049 47

1.197 54

1.312 62

1.548 72

1.708 82

1.773 92

1.989 104

230 17

427 37

618 59

-

-

-

4

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

165

2 340

3 390

2 819

1 345

1 406

1 467

2 523

2 595

2 674

2 736

2 807

0 56

0 110

1 174

743 5.940 35

738 7.751 14

909 8.840 19

1.216 10.303 1

486 4.534 1

595 5.468 2

675 6.428 2

725 7.418 3

879 8.431 5

950 9.428 5

944 10.158 5

1.075 11.215 4

157 1.003 1

281 2.010 3

384 3.037 3

-

-

-

3

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1.124 2

0 1.503 3

1 1.591 18

0 2.203 53

1 1.059 22

1 1.252 26

1 1.505 30

1 1.783 33

1 2.017 37

1 2.247 40

1 2.338 44

1 2.617 47

0 260 4

0 505 6

0 736 7

4.779 2.298 123 104 19 2.317 2.984 2.998 1.785

6.230 3.428 139 94 46 3.474 4.354 4.354 2.790

7.210 3.983 255 151 103 4.086 4.779 4.779 3.084

8.042 3.156 119 173 (54) 3.102 350 350 2.316

3.451 1.317 34 41 (7) 1.310 988

4.188 1.605 40 49 (9) 1.597 1.214

4.890 1.856 51 60 (8) 1.847 1.372

5.598 2.013 60 67 (7) 2.006 1.472

6.372 2.304 70 75 (5) 2.299 1.685

7.134 2.538 68 84 (16) 2.523 1.849

7.770 2.736 74 89 (15) 2.721 1.993

8.545 2.986 82 163 (82) 2.904 4.337 4.358 2.084

738 263 5 14 (9) 254 191

1.496 495 12 22 (9) 485 365

2.291 760 19 34 (14) 745 548

Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections B. Net Interest Income (A1-A2) C. Other Operating Income and Expenses 786 1. Other Operating Income 79 a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets 1 d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares 244 with equity method, 463 f Others 2. Non Interest Expense 4.059 3 a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative 3 transaction 979 e. Depreciation/Amortizations 9 f Losses from investment in shares with equity method, fees/comissions/ 3.066 g. Others D. Operating Profit/loss (A1+C1) - (A2+C2) 1.000 25 E. Non Operational Income 44 F. Non Operational Expenses (19) G. Non Operational Profit (E - F) 981 H. Current Year profit - I. Transfser Profit / Loss Received - J. Transfer of Profit/Loss to Head Office 716 K. Profit/Loss After Estimation of tax

13.478 179 104 422 7.630 7.592 37 5.143 9.205 0 76 3.813 56 150 3.607 107 120 5.088 0 4.273

r) Angka-angka diperbaiki *). Angka-angka sementara

r) Revised figures *)

Provisional figures

74

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.12.a. Laporan Laba / Rugi BPD

(Regional Development Banks Income Statements) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya

D. E. F. G. H. I. J. K.

2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Pendapatan non - operasional Beban non - operasional Laba/Rugi non-operasional (E - F) Laba/Rugi tahun berjalan sebelum pajak Penerimaan Transfer Laba/Rugi Transfer Laba/Rugi ke Kantor Pusat Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan)

2011

2012

2013

2015

2014

2016

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Items Mar

Apr A.

42.494 1.965 1.611 1.580 26.622 26.613 9 10.717 22.880 8 440 10.853 2.232 1.649 6.971 786 92 10.701 19.614

47.630 1.470 1.663 1.407 30.994 30.984 10 12.096 24.774 16 274 11.789 2.757 1.621 7.410 912 158 11.607 20 22.856

55.515 812 2.333 1.715 36.044 36.033 11 14.612 27.624 18 594 11.918 2.977 1.620 7.321 809 112 14.173 1 27.891

65.019 896 2.946 2.284 40.599 40.572 28 18.294 35.426 18 808 15.604 2.995 1.712 10.896 766 170 18.058 2 29.593

30.266 423 1.374 1.109 18.203 18.173 30 9.156 17.372 9 321 7.779 1.383 731 5.665 311 75 8.877 0 12.894

36.887 508 1.762 1.360 22.094 22.059 35 11.164 21.284 11 372 9.595 1.713 873 7.009 381 102 10.822 0 15.603

43.425 591 2.110 1.623 25.928 25.887 41 13.174 25.135 12 430 11.369 2.013 1.024 8.331 435 115 12.773 0 18.291

49.871 685 2.430 1.890 29.786 29.739 47 15.080 28.922 14 468 13.139 2.325 1.179 9.635 505 128 14.667 0 20.949

56.587 786 2.780 2.196 33.767 33.715 52 17.058 32.713 16 508 14.884 2.660 1.328 10.896 567 155 16.583 0 23.874

63.515 872 3.154 2.531 37.798 37.740 58 19.160 36.697 18 558 16.731 3.009 1.489 12.232 628 167 18.595 1 26.818

70.187 947 3.483 2.856 41.783 41.721 62 21.118 40.406 19 604 18.423 3.312 1.650 13.460 688 182 20.489 1 29.781

77.184 1.020 3.772 3.166 45.632 45.565 67 23.595 44.477 21 672 19.867 3.559 1.829 14.479 755 209 22.951 1 32.707

6.031 53 172 283 3.837 3.832 5 1.685 3.191 2 108 1.321 221 172 928 67 15 1.678 0 2.840

12.245 110 392 575 7.641 7.631 9 3.528 6.553 4 175 2.735 493 330 1.912 123 33 3.483 0 5.692

18.789 165 603 890 11.662 11.647 15 5.468 10.151 6 243 4.269 771 488 3.010 183 70 5.380 0 8.637

25.327 232 863 1.234 15.611 15.581 29 7.388 13.704 8 306 5.814 1.112 641 4.061 258 86 7.232 0 11.623

5.211 156

5.652 363

4.360 116

5.822 114

3.171 78

2.337 92

2.683 106

3.057 120

3.567 138

4.134 215

4.642 321

5.718 404

562 59

892 100

1.534 188

2.029 263

17

17

3

3

0

0

0

-

-

-

-

-

-

-

-

-

-

2

-

-

-

-

-

-

-

-

-

-

65 973

90 1.000

130 1.034

204 1.089

89 456

98 578

111 664

129 749

159 871

225 970

71 291

85 393

244 1.073

0

0

0

251 1.232

25 90

54 193

4.000

4.180

3.077

4.412

2.548

1.568

1.802

2.058

2.398

2.724

3.003

3.832

387

545

984

1.288

15.377 57

18.181 215

19.826 123

23.805 71

10.968 56

11.814 62

14.448 200

16.531 243

18.744 289

21.349 456

23.459 527

26.149 590

2.217 21

4.173 66

6.190 72

8.693 94

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

55 3.395 35 11.835 9.448 833 754 79 9.527 2.488 2.704 7.954

0 -

-

0

0

0

0

0

0

0

0

75 3.592 29

92 4.180 23

178 6.375 20

74 3.688 9

80 2.931 11

89 3.655 12

105 4.194 14

130 4.657 15

187 5.312 17

202 5.749 18

210 5.875 24

26 820 1

14.270 10.327 926 791 135 10.462 2.910 3.059 8.946

15.407 12.426 1.349 1.089 260 12.686 3.355 3.544 10.733

17.161 11.609 1.620 1.506 114 11.723 3.316 3.530 9.667

7.141 5.097 863 872 (8) 5.089 4.321

8.730 6.126 1.206 1.187 19 6.145 5.229

10.492 6.526 1.396 1.394 2 6.528 5.492

11.975 7.475 1.686 1.620 66 7.541 6.294

13.653 8.696 1.964 1.874 90 8.787 7.402

15.377 9.603 2.123 2.072 51 9.655 8.110

16.963 10.964 2.301 2.244 57 11.021 9.295

19.450 12.276 2.556 2.442 114 12.390 3.473 3.439 10.595

1.350 1.185 147 146 1 1.186 1.014

0

0

50 1.124 3

67 1.444 4

78 2.110 6

2.930 2.411 286 328 (42) 2.369 2.009

4.603 3.981 453 442 11 3.992 3.448

6.404 4.959 642 642 (0) 4.959 4.218

B. C.

Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections Net Interest Income (A1-A2) Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, f Others 2.

D. E. F. G. H. I. J. K.

Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/ g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax

75

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.13.a. Laporan Laba / Rugi Bank Campuran

(Joint Venture Banks Income Statements) Miliar Rp (Billion Rp) Keterangan

2011

2012

2013

2015

2014 Mei

A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima

B. C .

D. E. F. G. H. I. J. K.

f. Lainnya g. Koreksi atas pendapatan bunga Pendapatan Bunga Bersih (A1-A2) Pendapatan dan Beban Operasional Lain 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Pendapatan non - operasional Beban non - operasional Laba/Rugi non-operasional (E - F) Laba/Rugi tahun berjalan sebelum pajak Penerimaan Transfer Laba/Rugi Transfer Laba/Rugi ke Kantor Pusat Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan) r) Angka-angka diperbaiki

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Items Mar

Apr A.

12.400 571 297 951 8.229 8.229 2.352 6.095 2 129 3.409 211 235 2.962 43 175

16.784 343 236 864 10.457 10.457 0 4.883 9.400 0 169 3.973 256 258 3.458 89 292

19.329 406 262 869 12.497 12.495 2 5.295 10.639 0 223 4.697 285 238 4.174 89 408

19.716 340 262 1.031 13.920 13.907 13 4.163 10.070 0 277 5.170 355 254 4.560 113 580

9.050 105 168 651 6.201 6.198 3 1.925 5.077 0 314 2.551 189 69 2.293 104 303

11.124 118 204 776 7.777 7.773 4 2.249 6.319 0 195 3.154 230 99 2.825 132 371

12.706 143 230 907 8.783 8.778 5 2.643 7.040 0 226 3.663 259 115 3.290 160 448

14.687 170 254 1.029 10.182 10.176 6 3.051 8.072 0 250 4.170 292 132 3.746 184 531

16.527 196 276 1.146 11.451 11.445 7 3.457 9.110 0 285 4.669 326 149 4.194 207 614

18.491 228 299 1.252 12.843 12.836 8 3.869 10.191 0 321 5.205 360 169 4.676 230 697

20.428 259 324 1.354 14.186 14.177 8 4.306 11.272 0 358 5.728 395 185 5.147 251 777

25.429 358 359 1.539 16.973 16.961 12 6.200 14.612 0 443 6.984 434 220 6.330 271 868

2.890 42 32 127 2.032 2.027 5 657 1.668 101 575 31 20 523 20 96

4.552 75 63 253 2.928 2.923 5 1.232 2.685 0 110 1.159 67 39 1.053 38 182

6.772 114 92 402 4.427 4.421 6 1.738 3.918 0 154 1.744 103 58 1.583 61 272

8.734 141 120 555 5.771 5.765 6 2.146 4.993 0 198 2.283 140 75 2.068 82 349

2.337 6.305

4.876 7.384

5.222 8.690

3.931 9.646

1.805 3.973

2.467 4.805

2.543 5.665

2.938 6.614

3.335 7.416

3.738 8.300

4.158 9.156

6.045 10.816

876 1.223

1.196 1.867

1.687 2.854

2.082 3.740

8.450 279

7.934 272

12.362 107

11.001 344

6.145 126

6.889 124

7.726 116

9.443 155

11.336 142

10.907 246

12.851 156

11.851 171

1.783 57

3.278 93

5.845 222

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

5.775 1.836

4.975 2.112

560 11.908 21

575 10.853 47

-

55

0

0

0

0

0

0

0

0

0

1

1

9.480 2.393

7.609 2.500

4.661 1.042

5.185 1.239

5.766 1.409

7.234 1.595

8.795 1.774

8.035 1.986

9.785 2.204

8.291 2.552

1.469 200

2.710 393

4.840 614

383 15.508 93

492 14.458 80

317 8.445 102

340 10.239 114

434 11.594 110

460 13.734 112

625 16.080 147

640 16.366 129

706 18.816 136

837 19.321 152

56 2.472 11

81 4.373 43

168 7.796 29

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

5.288 1.896 322

3.821 1.659 382

4.381 2.847 709 259 450 3.297 (96) (96) 2.434

4.944 4.466 509 340 169 4.635 (80) (80) 3.448

1

5

9

11

15

20

23

27

32

3

5

8

7.395 2.082 436

5.973 2.217 551

4.089 1.641 222

4.588 2.353 263

5.015 2.695 302

6.169 3.167 336

7.307 3.774 373

6.900 3.940 409

8.410 4.348 445

6.827 5.229 501

1.341 535 42

2.542 615 86

4.550 1.411 136

5.502 5.545 1.526 1.082 443 5.988 22 22 4.538

5.636 6.189 168 678 (510) 5.679 54 54 4.219

2.386 1.673 172 447 (275) 1.398 38 38 1.007

2.913 1.455 252 501 (249) 1.206 52 52 764

3.461 1.797 294 642 (348) 1.449 66 66 941

3.934 2.323 341 878 (537) 1.786 80 80 1.191

4.458 2.672 322 1.205 (883) 1.790 93 93 1.215

4.964 2.841 247 795 (548) 2.293 144 144 1.604

5.450 3.192 455 1.185 (730) 2.462 157 157 1.690

6.580 3.346 487 1.140 (653) 2.693 170 170 1.793

541 534 31 81 (49) 484 12 12 387

1.082 772 219 127 91 863 22 22 677

1.663 903 258 109 149 1.052 32 32 797

Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received

f. Others g. Corrections B. Net Interest Income (A1-A2) C. Other Operating Income and Expenses 6.714 1. Other Operating Income a. Increase in fair value and gain 244 form sale of securities b. Increase in fair value and gain form sale of credit 1 c. Increase in fair value and gain form sale of other financial assets 5.380 d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares 833 with equity method, 255 f Others 2. Non Interest Expense 9.113 42 a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses 9 form sale of other financial assets d. Losses from spot and derivative 5.025 1.672 e. transaction Depreciation/Amortizations 171 f Losses from investment in shares with equity method, fees/comissions/ 2.194 g. Others 1.342 D. Operating Profit/loss (A1+C1) - (A2+C2) 314 E. Non Operational Income 113 F. Non Operational Expenses 201 G. Non Operational Profit (E - F) 1.543 H. Current Year profit 41 I. Transfser Profit / Loss Received 41 J. Transfer of Profit/Loss to Head Office 1.162 K. Profit/Loss After Estimation of tax r) Revised figures

76

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.14.a. Laporan Laba / Rugi Bank Asing

(Foreign Owned Banks Income Statements) Miliar Rp (Billion Rp) Keterangan

2011

2012

2013

2015

2014 Mei

A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya D. Laba/Rugi Operasional (A1 + C1) - (A2 + C2) E. Pendapatan non - operasional F. Beban non - operasional G. Laba/Rugi non-operasional (E - F) H. Laba/Rugi tahun berjalan sebelum pajak I. Penerimaan Transfer Laba/Rugi J. Transfer Laba/Rugi ke Kantor Pusat K. Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan)

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Items Mar

Apr A.

13.604 1.227 376 2.333 9.211 9.144 67 456 4.201 1 470 2.926 576 153 2.198 4 178

13.664 712 379 2.122 10.102 10.053 48 349 3.874 0 400 2.553 507 139 1.908 0 84

16.047 636 508 2.381 11.640 11.592 48 882 4.943 0 404 3.112 637 95 2.380 72 18

20.532 502 633 3.782 14.927 14.780 146 688 5.718 0 618 4.073 768 94 3.212 166 54

9.557 223 316 1.909 6.777 6.670 107 332 2.761 0 358 1.887 311 46 1.530 114 32

11.395 272 380 2.234 8.163 8.035 128 347 3.296 0 415 2.274 364 55 1.856 140 34

13.462 312 424 2.571 9.712 9.563 149 442 3.860 0 472 2.679 425 63 2.191 166 36

15.382 361 468 2.948 11.198 11.027 172 406 4.432 0 539 3.078 485 72 2.521 194 37

17.370 408 518 3.311 12.678 12.484 194 455 5.033 0 626 3.483 553 82 2.847 224 31

19.487 456 610 3.647 14.189 13.975 214 585 5.715 17 671 3.901 615 92 3.194 253 41

21.412 508 738 3.992 15.663 15.428 235 512 6.273 17 738 4.318 677 100 3.540 285 43

23.732 566 784 4.603 17.172 16.916 257 606 7.105 17 1.078 4.707 744 109 3.854 319 48

2.168 64 51 398 1.556 1.517 39 99 574 0 90 374 66 8 299 33 2

4.094 132 81 771 2.969 2.928 41 140 1.138 0 177 753 127 17 610 63 2

6.293 203 107 1.219 4.568 4.454 113 196 1.727 0 264 1.151 192 27 933 95 6

8.297 255 192 1.634 5.997 5.848 149 219 2.254 0 325 1.516 259 37 1.221 129 9

622 9.403

837 9.790

1.337 11.104

806 14.814

369 6.796

433 8.099

507 9.602

583 10.950

669 12.337

832 13.772

871 15.140

937 16.626

75 1.594

143 2.956

211 4.566

275 6.043

25.821 2.950

27.028 2.206

36.640 1.612

36.044 2.106

23.713 1.179

27.466 1.333

31.653 1.412

39.136 1.520

48.427 1.570

49.013 1.851

77.672 2.030

79.218 2.095

11.824 278

19.793 433

27.602 853

31.066 1.065

-

-

124

232

-

-

-

-

-

-

-

-

-

-

-

-

-

16.511 4.889

18.751 5.502

28.911 5.467

26.874 6.010

19.834 2.437

22.870 2.952

26.435 3.403

33.260 3.871

42.017 4.353

41.814 4.815

69.673 5.384

1.471 27.883 1.319

569 29.002 1.242

527 38.835 1.256

822 39.181 680

263 26.050 831

311 30.848 901

403 35.597 1.089

485 43.233 1.229

488 53.347 1.432

532 55.531 1.413

94

0

1

123

-

65

50

358

-

-

0

71

14.707 2.350 651

16.216 1.923 790

25.555 1.939 832

24.738 2.542 1.012

8.497 7.341 1.678 206 1.472 8.813 8 987 5.289

8.708 7.816 1.419 398 1.021 8.837 39 835 5.137

9.254 8.909 1.210 116 1.094 10.003 100 1.338 6.121

10.143 11.677 1.194 245 949 12.626 78 612 8.724

0

64

0

75

0

0

0

0

-

-

-

-

51

100

148

124

70.663 5.837

11.047 415

18.063 838

24.694 1.354

27.450 1.833

585 84.954 1.351

622 88.324 1.460

33 12.301 30

344 20.765 160

552 28.368 185

593 32.498 280

142

141

152

168

-

-

-

-

-

-

-

-

12 -

0 -

24 -

18.403 1.941 384

21.287 2.740 461

24.632 2.964 529

30.846 3.159 614

39.091 3.706 710

39.001 5.020 779

66.648 5.744 835

67.572 6.817 930

11.014 220 67

17.817 758 132

23.775 1.319 187

26.274 1.842 264

4.369 4.459 408 139 268 4.728 27 286 2.988

5.396 4.717 502 164 338 5.055 35 280 3.397

6.309 5.658 611 194 417 6.075 34 335 4.155

7.291 6.854 724 243 480 7.334 36 545 4.841

8.266 7.418 843 296 548 7.965 33 527 5.417

9.177 7.254 726 266 460 7.714 30 500 5.143

10.224 7.859 836 298 538 8.397 26 564 5.513

11.377 7.520 926 305 620 8.140 25 607 5.166

958 1.117 75 10 65 1.181 (0) (0) 849

1.898 1.984 111 7 105 2.089 (3) 95 1.392

2.878 3.800 162 8 154 3.954 2 106 2.785

3.802 4.611 246 33 213 4.824 (2) 134 3.336

B. C.

35

D. E. F. G. H. I. J. K.

Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections Net Interest Income (A1-A2) Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/ g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax

77

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.15.a. Rekening Administratif Bank Umum

(Commercial Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya r) Angka-angka diperbaiki

2011

2012

2013

2015

2014 Mei

Jun

Jul

2016

Indicator

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr 568.022 Commited Claims 20.243 - Unused borrowing 541.591 - Outstanding spot and derivatives

209.460 16.310 185.233

275.380 16.205 254.545

397.024 32.430 359.454

472.959 24.710 440.874

533.160 33.798 491.502

540.171 18.998 511.591

584.144 37.357 538.456

598.349 38.743 553.139

611.330 39.835 564.428

565.090 39.259 515.928

532.399 42.852 480.753

511.743 38.641 468.916

528.832 20.274 501.866

488.685 20.634 462.482

570.287 22.157 541.420

7.916 1.083.342 683.279

4.630 1.154.122 817.271

5.140 1.314.773 1.013.477

7.376 1.678.723 1.137.501

7.860 1.827.051 1.177.527

9.582 1.905.601 1.243.832

8.332 1.869.259 1.194.267

6.467 1.955.122 1.239.313

7.067 2.006.975 1.247.794

9.903 1.914.483 1.230.329

8.795 1.850.125 1.222.412

4.185 1.821.506 1.219.520

6.692 1.894.106 1.256.949

5.569 1.831.055 1.245.534

6.711 1.874.255 1.236.144

261.688 421.591 2.491

265.664 551.608 5.911

301.472 712.005 8.384

297.369 840.132 7.868

293.443 884.083 7.269

303.291 940.541 9.929

305.374 888.894 9.870

305.853 933.460 9.251

296.483 951.312 10.973

285.875 944.454 11.270

286.314 936.098 10.291

275.413 944.107 7.534

294.711 962.237 12.529

292.622 952.912 11.665

292.911 943.233 13.242

294.974 947.394 13.939 -

1.497 994 149.921 245.727

1.609 4.301 73.439 255.717

1.056 7.328 95.196 360.465

1.533 6.335 74.274 454.203

1.664 5.606 68.599 567.778

2.606 7.323 64.670 581.277

1.647 8.223 66.716 592.619

1.697 7.553 69.715 630.166

2.798 8.176 72.763 669.431

2.824 8.446 73.916 592.498

2.516 7.774 75.627 535.759

1.064 6.469 69.516 520.465

2.774 9.755 63.334 553.467

2.080 9.586 57.049 509.997

2.911 10.331 62.178 553.195

2.381 11.558 59.755 552.956

1.924 179.882 152.959 25.546 1.377 142.367 140.652 1.715 167.791

1.785 199.692 173.136 25.849 706 183.675 180.788 2.888 191.889

10.515 260.029 229.328 29.696 1.005 232.345 229.089 3.255 216.548

4.877 284.281 244.456 36.327 3.498 249.737 247.851 1.886 237.956

5.878 295.198 250.512 40.800 3.885 259.361 257.310 2.051 244.880

5.893 293.150 249.570 39.524 4.055 266.444 264.337 2.106 251.089

5.787 303.219 258.634 40.535 4.050 269.978 267.991 1.987 253.930

6.677 310.934 265.027 41.824 4.084 279.485 277.424 2.061 259.293

6.012 326.804 280.672 41.943 4.189 296.955 294.976 1.979 265.776

6.470 312.053 265.919 41.946 4.187 287.892 285.843 2.050 264.058

6.036 326.531 283.249 39.696 3.586 291.599 289.739 1.860 267.131

4.471 308.392 265.333 39.402 3.657 302.459 297.391 5.069 274.066

7.828 304.308 260.316 40.162 3.830 276.602 274.558 2.044 270.729

6.809 312.916 268.262 40.768 3.887 269.727 267.702 2.024 270.823

9.496 309.306 264.421 40.952 3.934 268.900 267.016 1.883 275.533

7.516 306.656 260.791 41.932 3.932 265.700 263.817 1.883 272.472

29.435 132.218 124.589 7.629 6.138 5.302 836

24.576 159.833 144.316 15.517 7.480 6.913 567

27.375 180.184 162.254 17.930 8.988 8.383 605

23.301 195.932 187.325 8.607 18.723 11.883 6.840

23.018 202.120 192.934 9.186 19.742 12.568 7.174

22.980 208.156 198.895 9.261 19.953 12.729 7.224

23.055 211.051 201.770 9.281 19.824 13.567 6.257

23.503 215.798 206.403 9.396 19.992 13.724 6.269

23.938 221.561 211.894 9.667 20.277 13.884 6.393

23.011 220.661 211.169 9.492 20.385 13.932 6.453

22.958 223.560 214.081 9.479 20.614 14.147 6.466

23.059 230.274 219.484 10.790 20.733 14.300 6.433

23.068 225.109 214.321 10.788 22.553 15.228 7.325

23.260 224.758 214.088 10.670 22.804 15.413 7.391

20.975 232.201 220.820 11.381 22.358 15.018 7.339

14.488 234.449 223.131 11.318 23.535 16.148 7.387

(purchased) r)

6.188 - Others 1.876.535 Commited Liabilities 1.242.369 - Undisbursed loan facilities

to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets

- Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others r) Revised figures

78

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.16.a. Rekening Administratif Bank Persero

(State Owned Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator

2011

2012

2013

2015

2014 Mei

Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya r) Angka-angka diperbaiki

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Indicator Mar

Apr 71.989 Commited Claims 3.956 - Unused borrowing 67.822 - Outstanding spot and derivatives

14.040 297 13.069

23.602 23.602

20.614 20.614

26.337 1.239 24.469

31.647 3.967 27.409

34.072 4.000 29.658

42.442 4.058 37.807

44.233 4.215 39.368

48.847 4.395 43.907

48.562 4.106 44.004

46.312 4.151 41.787

46.778 4.136 42.311

60.081 4.133 55.437

55.204 4.012 50.768

65.913 3.978 61.724

674 309.000 189.035

240.565 193.478

280.015 206.070

630 419.249 236.079

271 311.552 248.332

414 299.306 239.261

578 310.889 242.254

651 341.298 267.563

546 338.595 257.368

452 348.594 264.472

375 347.352 265.610

332 340.858 266.256

512 358.986 272.586

425 353.914 277.177

211 369.438 276.048

211 - Others 369.624 Commited Liabilities 275.496 - Undisbursed loan facilities

49.572 139.463 163

48.414 145.065 211

51.893 154.177 95

35.199 200.880 53

36.011 212.321 117

31.496 207.764 252

34.480 207.773 170

37.385 230.178 105

32.651 224.717 79

33.832 230.640 150

32.499 233.110 123

30.395 235.861 84

36.560 236.026 215

36.819 240.358 207

31.892 244.156 215

34.229 241.267 203 -

50 113 112.773 7.023

72 140 34.112 12.749

63 32 43.828 19.396

39 14 33.335 25.212

112 4 34.119 28.980

72 179 29.493 30.298

165 5 29.933 38.528

100 5 32.371 41.255

72 7 34.025 47.120

141 10 38.142 45.827

118 5 39.575 42.043

80 4 35.976 38.539

121 94 32.214 53.968

116 91 27.599 48.927

124 90 28.103 65.070

115 88 26.906 67.016

6 32.101 10.440 20.529 1.131 54.641 54.066 575 117.840 26.383 91.369 88.092 3.277 88 88 -

14 35.686 15.132 20.116 438 82.152 81.904 248 121.735 19.066 102.575 99.263 3.312 94 94 -

373 50.379 26.599 23.130 650 109.845 109.543 302 132.532 19.621 112.791 109.020 3.771 120 120 -

4 62.747 33.672 25.873 3.202 129.354 128.883 470 138.372 17.503 120.746 117.233 3.513 123 123 -

4 70.791 39.613 27.851 3.327 135.138 134.670 469 138.069 17.698 120.242 116.676 3.566 129 129 -

3 69.485 38.740 27.252 3.493 136.217 135.649 568 141.525 17.864 123.531 119.961 3.570 130 130 -

4 72.345 40.975 27.867 3.503 140.651 140.062 589 143.247 17.898 125.216 121.645 3.572 132 132 -

3 74.541 42.428 28.566 3.547 145.817 145.204 614 146.235 18.435 127.662 124.078 3.584 137 137 -

3 75.709 43.763 28.286 3.660 154.672 154.047 624 151.236 18.951 132.141 128.545 3.596 143 143 -

2 74.860 43.113 28.127 3.620 151.816 151.156 660 149.272 18.080 131.057 127.481 3.576 135 135 -

2 73.995 42.436 28.537 3.022 154.592 154.087 505 150.308 18.045 132.126 128.550 3.576 136 136 -

3 73.300 41.712 28.474 3.114 161.425 160.866 560 152.581 18.139 134.306 130.728 3.578 137 137 -

3 71.298 39.033 28.982 3.284 146.133 145.574 559 146.516 18.098 128.285 124.707 3.577 133 133 -

3 70.113 37.688 29.140 3.286 142.356 141.783 573 145.983 18.108 127.746 124.175 3.571 130 130 -

3 67.768 35.535 29.131 3.102 141.215 140.723 493 147.446 15.805 131.512 127.800 3.712 129 129 -

2 69.142 36.461 29.553 3.128 136.597 136.117 480 141.892 9.388 132.376 128.664 3.712 129 129 -

(purchased)

to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others r) Revised figures

79

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.17.a. Rekening Administratif BUSN Devisa

(Foreign Exchange Commercial Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya r) Angka-angka diperbaiki

2011

2012

2013

2015

2014 Mei

Jun

Jul

2016

Indicator

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

62.293 325 58.190

67.659 3.427 62.050

110.257 8.179 100.594

117.771 5.280 111.426

115.678 4.946 109.042

130.957 4.450 123.741

139.336 4.508 133.403

137.550 4.665 130.757

134.570 4.745 127.219

129.468 4.556 121.831

116.953 7.709 107.180

103.789 4.136 98.995

123.222 4.583 116.099

113.142 4.312 107.649

125.762 4.278 118.687

121.923 Commited Claims 4.256 - Unused borrowing 115.616 - Outstanding spot and derivatives

3.779 353.226 269.233

2.183 441.539

347.941

1.484 552.285 419.493

1.065 547.195 466.172

1.690 636.978 483.957

2.766 651.642 484.589

1.425 659.791 490.371

2.128 664.042 483.467

2.606 683.723 484.940

3.081 666.785 488.439

2.063 624.985 479.776

658 627.032 476.484

2.541 663.550 503.656

1.181 634.696 491.394

2.797 660.548 495.495

2.051 - Others 657.574 Commited Liabilities 494.320 - Undisbursed loan facilities

127.260 141.973 1.383

163.347 184.594 2.234

181.364 238.129 1.683

187.605 278.567 2.376

186.392 297.565 2.299

192.333 292.256 3.129

198.237 292.134 2.181

193.963 289.505 2.303

187.310 297.630 2.829

177.388 311.051 2.713

177.394 302.381 1.978

170.838 305.645 1.881

181.782 321.874 1.990

181.171 310.223 2.816

185.942 309.553 3.746

184.663 309.658 3.543 -

779 604 21.864 60.678

1.140 1.094 25.113 66.171

883 800 27.686 95.574

1.234 1.142 26.264 110.647

1.058 1.241 19.306 128.962

2.066 1.063 20.292 141.335

992 1.189 20.370 144.857

1.095 1.208 21.768 153.533

913 1.917 23.574 170.003

1.039 1.674 22.942 149.798

825 1.153 21.286 119.737

750 1.131 19.898 127.458

1.044 945 19.494 134.468

1.727 1.088 19.046 118.863

2.564 1.182 22.856 133.143

2.056 1.487 22.055 134.279

82

7.849 9.196 4.709 4.232 256 43.986 41.564 2.423 55.939 5.239 43.447 30.229 13.218 7.253 6.648 605

1.509 17.417 10.390 6.890 136 48.820 47.734 1.087 65.737 3.491 45.709 41.047 4.661 16.537 9.706 6.831

2.454 21.130 12.168 8.808 154 50.803 49.560 1.243 70.450 2.953 50.166 44.978 5.188 17.332 10.201 7.130

2.298 21.047 12.370 8.516 160 51.741 50.527 1.214 72.103 2.742 51.838 46.601 5.237 17.523 10.322 7.202

2.012 21.120 12.251 8.721 148 51.266 50.155 1.111 72.693 2.792 52.534 47.257 5.277 17.366 11.130 6.235

2.970 22.069 12.864 9.065 140 51.172 49.999 1.173 73.875 2.795 53.592 48.207 5.385 17.488 11.242 6.246

2.377 24.718 15.327 9.256 135 51.805 50.670 1.135 75.118 2.748 54.646 49.139 5.508 17.724 11.353 6.371

2.893 24.476 15.191 9.143 142 50.694 49.523 1.172 74.921 2.724 54.348 48.952 5.396 17.850 11.424 6.426

2.208 21.371 14.805 6.436 130 51.978 50.815 1.163 76.374 2.724 55.646 50.234 5.412 18.005 11.565 6.440

1.311 21.115 14.652 6.339 124 51.229 49.948 1.281 79.401 2.694 58.636 51.961 6.674 18.072 11.735 6.337

3.941 20.989 14.386 6.480 123 49.356 48.092 1.264 80.170 2.681 59.335 52.662 6.672 18.154 10.921 7.233

2.577 21.766 14.837 6.819 110 49.141 47.885 1.256 80.643 2.681 59.628 53.074 6.555 18.334 11.035 7.299

5.307 21.910 14.587 7.009 314 49.472 48.248 1.224 82.871 2.710 61.762 54.724 7.038 18.399 11.152 7.247

3.377 20.291 12.685 7.339 267 49.569 48.331 1.238 84.139 2.710 62.797 55.766 7.030 18.632 11.338 7.294

(purchased)

69 7.752 4.094 3.566 92 30.467 29.366 1.102 32.425 641 26.219 22.425 3.794 5.565 4.767 797

8.659

4.553 3.979 126 37.219

34.706 2.512 46.937

3.268 37.317 25.663 11.655 6.351 5.784 567

to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others r) Revised figures

80

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.18.a. Rekening Administratif BUSN Non Devisa

(Non-Foreign Exchange Commercial Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator

2011

2012

2013

2015

2014 Mei

Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Indicator Mar

Apr 4 Commited Claims - - Unused borrowing - - Outstanding spot and derivatives

63 50 -

18 -

25 -

24 -

23 -

26 -

27 -

27 -

27 -

29 -

6 -

5 -

4 -

6 -

15 -

13 2.735 2.651

18 4.762

25 6.583 5.880

24 10.331 9.529

23 11.038 10.786

26 10.347 10.113

27 11.056 10.801

27 11.201 10.952

27 11.286 11.035

29 11.686 11.428

6 11.579 11.286

5 10.822 10.524

4 11.680 11.382

6 11.689 11.418

15 11.994 11.736

2.008 643 51

2.954 1.808 70

3.919 1.961 75

3.620 5.910 183

4.440 6.346 219

4.023 6.090 205

4.388 6.414 209

4.386 6.566 205

4.295 6.740 205

4.606 6.822 211

4.754 6.532 242

4.010 6.514 245

4.531 6.850 237

4.412 7.006 220

4.630 7.106 206

29 22 -

41 29 -

30 45 -

46 137 -

94 125 -

72 133 -

76 133 -

75 130 -

69 136 -

74 137 -

85 157 -

81 164 4 -

74 163 -

71 148 -

71 135 -

56 159 -

29

27 327 318 9 387 324 63 3.103 81 2.404 2.166 239 617 617 -

30 363 362 1 551 466 85 4.012 85 3.211 3.206 5 716 716 -

33 434 433 1 870 788 82 4.494 85 3.628 3.622 5 781 781 -

30 436 436 0 1.086 997 89 4.558 85 3.678 3.673 5 795 795 -

45 445 444 0 1.278 1.211 67 4.658 85 3.764 3.759 5 808 808 -

44 467 467 1 1.417 1.347 70 4.761 85 3.850 3.845 5 825 825 -

46 484 484 1 1.524 1.457 68 4.952 85 4.032 4.027 5 835 835 -

47 512 500 12 1.635 1.561 75 5.092 85 4.150 4.145 5 857 857 -

51 542 529 12 1.704 1.627 76 5.187 85 4.229 4.224 5 873 873 -

49 553 540 13 1.932 1.842 90 5.505 85 4.529 4.524 5 891 891 -

61 563 550 13 1.642 1.545 97 5.787 85 4.796 4.789 7 907 907 -

47 547 535 13 1.488 1.407 81 5.776 85 4.772 4.765 7 919 919 -

52 563 551 12 1.566 1.498 68 5.721 85 4.703 4.693 10 933 933 -

64 645 633 12 1.517 1.449 69 5.780 85 4.745 4.735 9 950 950 -

(purchased)

33 245 0 244 0 222 185 37 1.432 85 1.223 1.067 156 124 124 -

4.861

309 303 6 374

289 85 2.255

82 1.761 1.612 149 412 412 -

4 - Others 12.254 Commited Liabilities 11.976 - Undisbursed loan facilities

to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others

4.624 7.352 215 -

81

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.19.a. Rekening Administratif BPD

(Regional Development Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator

2011

2012

2013

2015

2014 Mei

Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya r) Angka-angka diperbaiki

3.270 5 -

2.426

3.265 16.931 14.712

2.340

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Indicator Mar

Apr 5.979 Commited Claims 83 - Unused borrowing 2.265 - Outstanding spot and derivatives

3.674 80 366

3.458 80 0

3.991 81 894

4.238 80 949

4.454 80 1.218

4.547 81 1.266

3.888 80 383

4.161 81 784

3.283 81 0

3.619 84 441

4.728 84 1.272

5.257 83 1.296

4.555 75 854

18.826

3.228 24.112 19.261

3.377 27.193 16.493

3.016 19.650 15.851

3.210 18.833 15.542

3.155 20.499 16.079

3.200 18.523 13.993

3.425 18.321 14.567

3.296 18.107 13.970

3.202 18.522 14.870

3.093 17.956 14.114

3.371 19.794 15.199

3.878 19.704 14.625

3.626 18.800 14.416

6.353 8.360 72

5.366 13.460 78

5.338 13.922 151

3.880 12.613 143

3.116 12.735 119

3.074 12.467 129

3.334 12.745 162

3.308 10.685 184

3.330 11.237 182

3.425 10.545 165

3.621 11.249 205

3.361 10.753 312

3.743 11.456 344

3.656 10.969 427

3.541 10.875 581

55 16 894 27

15 64 865 39

36 115 817 219

50 93 399 37

22 97 377 656

16 114 422 108

28 133 384 1.063

31 153 366 997

16 166 494 185

30 135 483 705

45 160 493 172

95 217 443 480

97 247 370 939

99 328 151 997

85 496 142 125

89 421 133 1.631

1.226 1.973 989 833 152 10.377 10.376 1 6.449 2.326 3.952 3.714 238 171 133 39

1.196

1.629 4.506 2.852 1.573 81 12.140 11.763 376 8.540 2.434 5.993 5.610 383 113 113 -

2.607 5.512 2.835 2.531 146 11.353 11.109 244 9.784 2.222 7.439 7.173 266 122 113 9

2.646 6.000 2.714 2.898 388 10.398 10.141 257 10.555 2.282 8.139 7.864 275 134 113 21

2.632 5.690 2.794 2.502 393 11.368 11.133 236 11.368 2.289 8.967 8.669 298 112 112 -

2.812 5.739 2.752 2.596 391 12.033 11.814 220 11.398 2.280 9.006 8.731 276 112 112 -

2.983 6.008 2.807 2.814 388 13.013 12.809 205 11.899 2.188 9.599 9.329 271 112 112 -

2.893 6.229 2.898 2.945 386 13.757 13.605 152 11.557 2.154 9.291 8.884 407 112 112 -

2.784 5.731 2.248 3.077 406 14.008 13.864 144 11.790 2.123 9.550 9.187 363 117 112 5

2.782 12.624 9.094 3.117 414 13.549 13.434 115 11.893 2.103 9.674 9.340 334 116 112 4

2.607 5.419 2.129 2.891 398 13.863 13.732 131 12.730 2.141 10.473 10.101 371 116 112 4

2.942 5.407 2.015 2.990 402 10.503 10.379 124 12.801 2.204 10.485 10.115 370 112 112 -

3.504 5.516 1.970 3.077 470 9.764 9.650 114 13.015 2.387 10.516 10.141 375 112 112 0

3.537 5.592 2.019 3.076 497 9.915 9.817 98 13.671 2.375 11.184 10.724 460 112 112 -

3.478 5.706 2.059 3.131 516 10.326 10.229 97 13.776 2.305 11.359 10.954 405 112 112 -

77 10

(purchased) 21.004

7.391

6.255 1.018 118 11.946

11.945 1 7.310

2.160 4.998 4.763 236 153 153 -

3.630 - Others 19.196 Commited Liabilities 13.443 - Undisbursed loan facilities

to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others

3.662 9.781 511 -

r) Revised figures

82

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.20.a. Rekening Administratif Bank Campuran

(Joint Venture Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator

2011

2012

2013

2015

2014 Mei

Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya r) Angka-angka diperbaiki

34.781 7.927 26.736

41.154

4.510 36.560

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Indicator Mar

Apr 74.854 Commited Claims 11.947 - Unused borrowing 62.860 - Outstanding spot and derivatives

63.713 10.176 53.155

87.157 3.868 81.019

94.252 6.952 84.440

97.245 8.670 85.410

97.974 10.448 84.380

101.230 10.814 89.954

96.696 10.837 85.395

99.824 12.038 84.742

92.456 12.234 77.212

74.512 11.676 62.740

78.474 11.475 66.735

73.099 12.227 60.789

78.251 13.825 64.355

2.270 228.063 126.435

2.860 217.860 131.369

3.166 226.165 139.818

3.147 220.531 137.975

462 245.251 153.571

463 246.633 153.595

3.045 244.470 156.334

3.010 241.551 160.417

96 226.085 164.235

264 238.206 167.558

83 223.972 162.921

70 229.734 161.921

47 - Others 234.740 Commited Liabilities 166.722 - Undisbursed loan facilities

(purchased)

84

119 120.035 85.198

104.664

381 187.237 125.246

15.607 69.591 7

12.083 92.581 15

16.505 108.741 77

17.498 108.937 27

14.449 116.920 231

16.785 123.033 247

15.152 122.823 225

14.436 139.134 222

15.357 138.238 225

16.020 140.313 31

16.307 144.109 24

14.762 149.473 47

15.975 151.582 51

15.183 147.738 55

14.630 147.291 51

14.094 152.628 49 -

2 5 6.352 28.175

4 11 6.022 32.721

10 67 11.095 50.452

8 19 6.285 74.958

202 30 5.131 80.486

203 43 4.194 81.187

205 20 5.502 76.371

205 17 6.250 84.682

207 18 5.471 86.777

31 5.118 82.323

24 5.474 74.879

47 5.223 56.319

51 4.470 65.639

55 4.358 56.321

0 51 5.056 62.435

0 49 4.515 63.201

215

366 91.364 91.016 346 2 20.536 20.445 91 5.334 0 4.900 4.746 153 435 435 -

611 100.500 99.984 509 6 18.093 18.093 6.575 0 6.107 6.097 10 468 468 -

643 90.749 90.144 598 7 16.178 16.178 7.493 0 7.009 7.009 484 484 -

719 88.659 88.074 586 17.044 17.044 7.608 0 7.107 7.107 501 501 -

458 92.583 91.927 656 17.831 17.831 7.855 0 7.348 7.348 506 506 -

526 94.128 93.493 635 18.592 18.592 8.293 0 7.772 7.772 521 521 -

565 97.731 97.053 678 19.415 19.415 8.532 0 7.992 7.992 540 540 -

665 95.052 94.271 782 18.855 18.855 8.503 0 8.005 8.005 498 498 -

756 95.968 95.231 738 19.123 19.123 8.750 0 8.206 8.206 543 543 -

261 98.367 97.617 751 20.195 20.195 0 9.245 0 8.743 8.733 10 502 502 0

488 99.115 98.378 737 20.370 20.370 0 9.669 0 8.701 8.691 10 967 967 0

318 112.932 112.174 757 21.703 21.703 0 9.827 0 8.802 8.792 10 1.025 1.025 0

269 113.199 112.489 710 21.865 21.865 0 9.826 0 9.336 9.326 10 490 490 0

254 110.631 109.888 743 21.452 21.452 0 10.544 0 9.133 9.123 10 1.411 1.411 0

303 45.523 45.322 201 12.035 12.035 2.624 0 2.490 2.336 153 134 134 -

143.637

62.290

62.040 246 4 15.200

15.158 42 3.753 0 3.506 3.352 153 247 247 -

to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others r) Revised figures

83

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.21.a. Rekening Administratif Bank Asing

(Foreign Owned Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya ***) Angka-angka sangat-sangat sementara r) Angka-angka diperbaiki

2011

2012

2013

2015

2014 Mei

Jun

Jul

2016

Indicator

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

95.013 7.707 87.238

140.520 8.192 132.324

198.742 13.996 184.725

238.213 14.243 223.960

287.569 17.852 269.716

273.631 1.799 271.832

299.911 18.262 281.649

310.762 18.968 291.794

327.302 19.778 307.525

283.046 18.478 264.568

273.390 18.677 254.574

283.040 18.610 264.430

262.323 262.323

241.977 241.977

295.791 295.791

292.181 Commited Claims - Unused borrowing 292.181 - Outstanding spot and derivatives

67 281.415 122.450

4 302.516

147.600

21 450.692 237.527

10 380.969 282.793

629.973 287.231

699.307 354.510

646.493 296.788

674.807 309.766

708.416 326.290

624.841 295.687

138 606.135 290.454

598.753 287.908

601.890 286.568

587.081 288.000

583.556 276.527

- Others 581.881 Commited Liabilities 280.412 - Undisbursed loan facilities

60.888 61.561 816

33.500 114.101 3.302

42.453 195.074 6.303

49.567 233.226 5.087

49.034 238.197 4.284

55.579 298.931 5.968

49.783 247.005 6.923

52.373 257.393 6.231

53.540 272.750 7.453

50.604 245.083 7.999

51.738 238.716 7.718

52.047 235.861 4.965

52.120 234.448 9.692

51.381 236.619 7.941

52.276 224.251 8.442

53.703 226.709 9.419 -

581 236 8.039 149.823

338 2.964 7.328 144.037

33 6.270 11.769 194.823

156 4.931 7.991 243.348

175 4.108 9.666 328.693

177 5.791 10.268 328.350

181 6.742 10.527 331.801

191 6.040 8.959 349.698

1.521 5.932 9.199 365.347

1.541 6.459 7.231 313.845

1.443 6.274 8.799 298.928

59 4.905 7.971 297.669

1.437 8.255 6.785 298.453

67 7.875 5.896 284.885

66 8.377 6.016 292.242

65 9.354 6.146 285.563

249

271 104.257 104.151 98 8 45.450 45.450 11.100 10.650 10.483 166 450 450 -

117 97.743 97.575 161 7 41.566 41.566 13.477 12.720 12.568 151 757 757 -

99 106.094 105.874 212 8 45.974 45.974 13.819 12.936 12.785 151 883 860 22

211 107.832 107.592 232 8 48.987 48.987 13.927 13.036 12.885 151 891 869 22

455 110.988 110.730 250 8 46.919 46.919 14.081 13.182 13.031 151 899 877 22

152 113.721 113.435 278 8 49.474 49.474 14.231 13.323 13.172 151 908 886 22

127 121.933 121.631 295 7 55.782 55.782 14.381 13.459 13.308 151 923 900 22

79 111.423 111.097 318 7 50.884 50.884 14.480 13.551 13.400 151 928 906 22

236 122.030 121.683 339 8 50.653 50.653 14.619 13.679 13.528 151 940 918 22

240 109.638 109.222 407 8 53.816 50.809 3.007 14.604 13.588 13.436 151 1.016 924 92

391 106.935 106.504 422 9 48.598 48.598 15.787 13.508 13.357 151 2.279 2.187 92

359 102.041 101.592 441 8 45.274 45.274 0 15.578 13.293 13.142 151 2.285 2.193 92

328 100.274 99.791 475 8 44.866 44.866 15.998 13.704 13.553 151 2.294 2.202 92

341 100.242 99.699 534 8 46.240 46.240 16.341 14.040 13.889 151 2.301 2.209 92

(purchased)

287 92.289 92.113 173 2 34.623 34.623 7.020 6.965 6.954 11 55 55 -

85.357

85.156 187 13 36.785 36.785 9.899 9.676 9.664 12 223 223 -

to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others ***) Estimated figures r) Revised figures

84

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.22.a. Kinerja Bank Umum Konvensional

(Commercial Banks Performance) Miliar Rp (Billion Rp) Keterangan

2012

2013

2015

2014 Mei

Rasio Pemenuhan Kecukupan Modal Minimum (%)

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Items Mar

Apr 21,95 Capital Adequacy Ratio (%)

17,43

18,13

19,57

20,51

20,28

20,78

20,73

20,62

21,05

21,33

21,39

21,75

21,93

22,00

- Modal

496.629

626.888

754.174

830.598

832.634

854.329

863.532

872.314

876.087

891.419

914.657

934.803

938.203

948.063

951.422

- ATMR

2.849.997

3.458.404

3.854.234

4.050.387

4.106.626

4.111.073

4.164.757

4.231.115

4.162.904

4.178.551

4.276.555

4.298.533

4.277.359

4.308.867

4.334.008

15,60

16,36

18,01

17,98

17,75

18,21

18,19

18,14

18,54

18,85

19,00

19,20

19,39

19,42

Rasio Modal Inti terhadap ATMR (%) - Modal Inti (Tier I)

- Capital - Risk Weighted Assets

19,46 Core Capital Ratio to ATMR (%) - Core Capital (Tier I)

444.545

565.774

694.198

728.302

728.993

748.696

757.586

767.534

771.763

787.853

812.590

825.250

829.248

836.686

843.332

2.849.997

3.458.404

3.854.234

4.050.387

4.106.626

4.111.073

4.164.757

4.231.115

4.162.904

4.178.551

4.276.555

4.298.533

4.277.359

4.308.867

4.334.008

3,11

3,08

2,85

2,45

2,29

2,27

2,30

2,31

2,30

2,33

2,32

2,51

2,29

2,44

- Laba sebelum pajak

117.103

134.571

142.769

135.773

127.792

127.228

129.480

130.613

130.537

132.257

132.601

147.565

135.059

144.273

141.210

- Rata-rata total aset

3.761.912

4.365.364

5.004.089

5.540.025

5.572.178

5.593.988

5.621.051

5.656.845

5.670.728

5.684.215

5.703.813

5.886.289

5.897.521

5.916.572

5.929.530

74,10

74,08

76,29

80,42

81,40

81,39

81,46

81,82

81,11

81,62

81,49

84,86

84,22

82,96

- Biaya Operasional

321.357

368.460

446.217

226.226

270.614

313.452

364.126

418.241

455.184

524.232

569.141

67.821

119.536

173.129

215.798

- Operating Expenses

- Pendapatan Operasional

433.678

497.384

584.887

281.320

332.457

385.113

446.995

511.168

561.198

642.319

698.404

79.918

141.926

208.701

262.220

- Operating Income

- ATMR ROA (%)

BOPO (%)

NIM (%)

- Risk Weighted Assets

2,38 Return On Assets Ratio (%) - Profit - Average total assets

82,30 Operating Expenses/Operating Income (%)

5,56 Net Interest Margin Ratio (%)

5,49

4,89

4,23

5,33

5,32

5,32

5,32

5,32

5,34

5,35

5,39

5,63

5,47

5,55

200.338

233.841

260.940

278.526

280.769

282.102

284.506

286.465

288.938

290.379

293.824

318.581

310.370

316.062

317.252

3.648.741

4.782.557

6.161.761

5.223.083

5.274.201

5.307.579

5.345.241

5.389.536

5.410.618

5.430.306

5.449.642

5.659.754

5.676.905

5.694.262

5.702.201

83,58

89,70

89,42

88,72

88,46

88,50

88,81

88,54

89,74

90,47

92,11

90,95

89,50

89,60

2.597.026

3.158.099

3.526.364

3.609.112

3.677.335

3.684.686

3.732.006

3.805.326

3.773.048

3.799.745

3.903.936

3.830.835

3.816.156

3.847.481

3.853.274

- Total Credit to third party

3.107.385

3.520.616

3.943.697

4.067.775

4.156.933

4.163.444

4.202.011

4.297.649

4.204.547

4.199.869

4.238.349

4.211.794

4.263.681

4.294.176

4.304.273

- Total Third Party Funds

Rasio Aset Likuid (%)

18,45

15,77

16,24

17,26

17,35

17,03

16,87

17,56

16,69

16,44

16,70

16,74

17,40

17,96

- Aset Likuid Primer

616.043

589.158

686.023

762.497

784.963

756.495

742.715

805.862

723.678

711.170

736.720

722.958

739.015

787.248

- Pendapatan bunga bersih - Rata-rata total aset produktif LDR (%) -

Total Kredit kepada pihak ketiga bukan Bank

- Total Dana Pihak Ketiga

- Aset Likuid Sekunder - Total Aset

- Interest income net - Average total earning assets

89,52 Loan to Deposits Ratio (%)

17,74 Liquid Assets Ratio (%) 766.707

- Aset Likuid Primer - Aset Likuid Sekunder

142.989

163.506

192.598

210.698

209.728

218.568

237.362

237.900

243.807

245.541

251.623

262.200

289.115

282.493

292.029

4.115.003

4.773.892

5.410.098

5.637.294

5.732.943

5.724.848

5.810.495

5.943.189

5.795.679

5.819.037

5.919.390

5.886.289

5.908.754

5.954.674

5.968.404

- Total Assets

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13

85

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.23.a. Kinerja Bank Persero Konvensional

(State Owned Banks Performance) Miliar Rp (Billion Rp) Keterangan

2012

2013

2015

2014 Mei

Rasio Pemenuhan Kecukupan Modal Minimum (%)

16,17

15,91

17,08

18,76

Jun 18,45

Jul 18,71

Ags 18,80

2016 Sep 18,89

Okt 19,54

Nov 19,58

Des 19,31

Jan 19,84

Feb 20,11

Items Mar 19,66

Apr 20,62 Capital Adequacy Ratio (%)

- Modal

166.297

198.288

235.019

272.511

274.363

276.199

279.750

285.312

292.154

295.577

305.497

316.176

318.688

316.273

337.068

- ATMR

1.028.287

1.246.469

1.375.677

1.452.256

1.486.687

1.476.562

1.488.144

1.510.041

1.495.096

1.509.247

1.582.361

1.593.620

1.585.022

1.608.882

1.634.530

14,59

14,58

16,14

15,50

15,23

15,46

15,57

15,69

16,32

16,38

16,38

16,79

17,05

16,68

150.049

181.769

222.102

225.038

226.394

228.328

231.758

236.951

243.982

247.219

259.267

267.622

270.216

268.302

288.893

1.028.287

1.246.469

1.375.677

1.452.256

1.486.687

1.476.562

1.488.144

1.510.041

1.495.096

1.509.247

1.582.361

1.593.620

1.585.022

1.608.882

1.634.530

3,80

3,87

3,75

3,29

3,00

2,98

3,02

3,12

3,16

3,22

3,31

2,98

2,83

3,04

Rasio Modal Inti terhadap ATMR (%) - Modal Inti (Tier I) - ATMR ROA (%)

- Risk Weighted Assets

17,67 Core Capital Ratio to ATMR (%) - Core Capital (Tier I) - Risk Weighted Assets

2,96 Return On Assets Ratio (%)

- Laba sebelum pajak

51.669

61.645

69.104

67.633

62.048

61.805

63.099

65.450

66.404

67.983

70.307

67.260

64.114

69.080

67.545

- Rata-rata total aset

1.359.034

1.593.260

1.842.847

2.053.870

2.066.211

2.076.966

2.087.342

2.098.154

2.102.293

2.109.029

2.126.052

2.255.480

2.263.602

2.274.503

2.280.962

BOPO (%)

- Capital

- Profit - Average total assets

77,45 Operating Expenses/Operating Income (%)

70,53

66,16

69,57

73,75

75,42

75,44

75,05

74,36

73,72

73,12

72,58

83,55

80,75

78,04

- Biaya Operasional

116.981

116.272

150.501

77.121

92.570

107.463

122.696

137.461

150.444

164.229

179.972

27.785

43.471

59.770

75.490

- Operating Expenses

- Pendapatan Operasional

165.852

175.740

216.331

104.576

122.737

142.458

163.492

184.849

204.071

224.594

247.961

33.256

53.836

76.590

97.465

- Operating Income

5,95

5,50

5,11

6,13

6,15

6,10

6,11

6,10

6,13

6,13

6,19

6,35

6,16

6,24

NIM (%) - Pendapatan bunga bersih - Rata-rata total aset produktif LDR (%) -

Total Kredit kepada pihak ketiga bukan Bank

- Total Dana Pihak Ketiga

6,26 Net Interest Margin Ratio (%) - Interest income net

79.244

95.200

109.862

119.649

121.131

120.878

121.937

122.523

123.521

124.230

126.356

137.888

134.356

136.937

137.286

1.331.277

1.731.075

2.147.990

1.953.298

1.970.433

1.982.954

1.996.606

2.010.178

2.016.613

2.025.621

2.040.597

2.172.409

2.182.423

2.192.884

2.194.224

79,84

86,70

83,73

89,84

87,39

86,11

86,32

86,57

89,09

90,27

88,58

90,59

88,67

89,26

959.128

1.181.726

1.325.087

1.355.178

1.392.605

1.388.237

1.403.511

1.437.898

1.437.266

1.462.331

1.536.852

1.505.210

1.494.648

1.521.543

1.525.808

- Total Credit to third party

1.694.414

- Total Third Party Funds

- Average total earning assets

90,05 Loan to Deposits Ratio (%)

1.201.284

1.363.062

1.582.488

1.508.366

1.593.517

1.612.101

1.625.872

1.660.989

1.613.246

1.619.997

1.734.961

1.661.628

1.685.678

1.704.548

Rasio Aset Likuid (%)

20,06

15,84

16,66

14,97

15,63

16,32

15,76

15,53

14,82

15,12

15,99

15,03

16,46

16,44

- Aset Likuid Primer

229.643

199.232

254.338

207.432

235.765

246.916

229.109

220.770

190.720

202.637

245.617

208.684

232.748

241.560

214.779

- Aset Likuid Primer

78.295

79.349

91.707

98.742

96.810

102.592

111.396

118.458

126.411

126.428

124.180

130.320

141.069

135.985

139.318

- Aset Likuid Sekunder

1.535.343

1.758.873

2.076.518

2.045.280

2.127.914

2.141.496

2.159.973

2.184.651

2.139.548

2.176.389

2.313.309

2.255.480

2.271.723

2.296.305

2.300.339

- Aset Likuid Sekunder - Total Aset

15,39 Liquid Assets Ratio (%)

- Total Assets

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13

86

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.24.a. Kinerja BUSN Devisa Konvensional

(Foreign Exchange Commercial Banks Performance) Miliar Rp (Billion Rp) Keterangan

2012

2013

2015

2014 Mei

Rasio Pemenuhan Kecukupan Modal Minimum (%)

15,33

16,01

16,42

17,22

Jun 17,16

Jul 17,90

Ags 17,76

2016 Sep 17,48

Okt 17,85

Nov 18,09

Des 18,45

Jan 18,53

Feb 18,79

Items Mar 19,62

Apr 19,28 Capital Adequacy Ratio (%)

- Modal

177.744

220.225

252.499

275.838

278.737

291.524

293.103

292.389

295.606

301.706

323.381

322.133

325.872

342.820

337.116

- ATMR

1.159.788

1.375.870

1.538.222

1.601.473

1.624.607

1.628.815

1.650.468

1.673.044

1.656.474

1.667.962

1.752.329

1.738.161

1.734.058

1.746.901

1.748.981

13,05

13,78

14,27

14,90

14,82

15,44

15,32

15,15

15,50

15,78

16,21

16,29

16,56

17,23

151.331

189.602

219.543

238.640

240.846

251.436

252.873

253.479

256.694

263.239

284.066

283.173

287.075

301.060

298.980

1.159.788

1.375.870

1.538.222

1.601.473

1.624.607

1.628.815

1.650.468

1.673.044

1.656.474

1.667.962

1.752.329

1.738.161

1.734.058

1.746.901

1.748.981

2,64

2,43

2,13

1,84

1,81

1,83

1,83

1,77

1,77

1,77

1,75

2,02

1,73

1,80

Rasio Modal Inti terhadap ATMR (%) - Modal Inti (Tier I) - ATMR ROA (%)

- Risk Weighted Assets

17,09 Core Capital Ratio to ATMR (%) - Core Capital (Tier I) - Risk Weighted Assets

1,81 Return On Assets Ratio (%)

- Laba sebelum pajak

38.452

40.571

40.306

37.827

37.292

37.821

37.908

36.816

37.020

36.936

38.012

44.679

38.284

39.739

40.020

- Rata-rata total aset

1.455.843

1.667.964

1.890.222

2.054.448

2.062.611

2.067.048

2.073.787

2.083.506

2.087.317

2.091.038

2.171.583

2.210.487

2.210.309

2.213.585

2.214.839

BOPO (%)

- Capital

- Profit - Average total assets

84,47 Operating Expenses/Operating Income (%)

74,88

78,07

80,70

84,37

84,75

84,48

85,01

86,25

84,71

84,79

84,98

83,90

85,33

85,28

- Biaya Operasional

112.722

138.893

167.522

80.926

97.589

112.309

131.155

151.043

164.793

181.313

209.843

19.220

39.114

59.037

74.159

- Operating Expenses

- Pendapatan Operasional

150.543

177.897

207.584

95.917

115.149

132.948

154.276

175.124

194.534

213.839

246.924

22.908

45.837

69.224

87.797

- Operating Income

5,17

4,42

3,78

4,82

4,80

4,83

4,86

4,86

4,89

4,89

5,07

5,30

5,16

5,26

NIM (%) - Pendapatan bunga bersih - Rata-rata total aset produktif LDR (%) -

Total Kredit kepada pihak ketiga bukan Bank

- Total Dana Pihak Ketiga

5,29 Net Interest Margin Ratio (%)

81.316

87.102

92.480

92.985

93.983

95.152

95.800

96.757

97.131

104.434

112.236

109.381

111.399

112.187

1.838.391

2.302.325

1.918.200

1.935.661

1.946.192

1.957.559

1.971.536

1.978.565

1.984.436

2.059.957

2.116.787

2.118.471

2.119.289

2.119.560

81,58

83,77

85,66

83,45

84,90

84,85

85,92

86,11

86,89

86,92

87,55

85,83

85,58

86,15

1.026.324

1.202.706

1.342.612

1.365.542

1.383.729

1.385.100

1.409.738

1.433.136

1.423.618

1.431.080

1.513.839

1.470.031

1.468.911

1.472.517

1.472.215

- Total Credit to third party

1.709.971

- Total Third Party Funds

1.257.990

1.435.791

1.567.343

1.636.382

1.629.918

1.632.406

1.640.834

1.664.363

1.638.460

1.646.377

1.729.031

1.712.779

1.716.349

1.709.240

15,47

14,66

14,87

16,59

16,31

15,20

15,25

16,34

14,97

14,18

15,97

15,00

15,16

16,28

- Aset Likuid Primer

203.772

216.884

244.859

289.114

282.721

257.971

258.226

290.987

256.455

238.884

292.473

261.337

258.720

288.021

286.395

41.689

49.644

52.411

57.898

60.443

60.227

65.115

62.117

61.119

62.846

65.893

70.323

76.367

73.507

82.126

1.586.631

1.818.240

1.999.417

2.091.736

2.103.428

2.093.671

2.120.956

2.161.263

2.121.615

2.128.242

2.243.785

2.210.487

2.210.131

2.220.137

2.218.603

- Total Aset

- Average total earning assets

86,10 Loan to Deposits Ratio (%)

Rasio Aset Likuid (%)

- Aset Likuid Sekunder

- Interest income net

72.679 1.404.733

16,61 Liquid Assets Ratio (%) - Aset Likuid Primer - Aset Likuid Sekunder - Total Assets

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13

87

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.25.a. Kinerja BUSN Non Devisa Konvensional

(Non-Foreign Exchange Commercial Banks Performance) Miliar Rp (Billion Rp) Keterangan

2012

2013

2015

2014 Mei

Rasio Pemenuhan Kecukupan Modal Minimum (%)

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

20,80

23,16

23,07

22,27

21,97

23,46

23,10

23,04

23,29

23,30

- Modal

13.530

17.984

20.631

20.344

20.405

22.079

21.598

22.038

22.316

22.566

54.664

- ATMR

65.057

77.653

89.411

91.354

92.859

94.117

93.488

95.642

95.813

96.858

257.424

19,38

21,47

21,49

20,75

20,46

21,96

21,60

21,54

21,80

21,82

19,47

- Modal Inti (Tier I)

12.610

16.675

19.213

18.955

18.995

20.670

20.193

20.600

20.888

21.131

- ATMR

65.057

77.653

89.411

91.354

92.859

94.117

93.488

95.642

95.813

3,31

3,26

2,16

2,07

2,03

1,99

1,93

1,91

1,88

Rasio Modal Inti terhadap ATMR (%)

ROA (%)

21,24

Jan 21,23

Feb

Items Mar

Apr 23,46 Capital Adequacy Ratio (%)

21,29

21,81

55.095

55.689

10.652

10.866

- Capital

259.522

261.625

48.834

46.325

- Risk Weighted Assets

19,49

19,54

19,76

21,35 Core Capital Ratio to ATMR (%)

50.121

50.582

51.112

9.649

9.892

96.858

257.424

259.522

261.625

48.834

46.325

1,86

1,65

1,53

1,53

0,25

- Core Capital (Tier I) - Risk Weighted Assets

0,25 Return On Assets Ratio (%)

- Laba sebelum pajak

3.204

3.744

2.839

2.780

2.737

2.700

2.624

2.606

2.569

2.560

5.741

5.706

5.815

175

171

- Rata-rata total aset

96.840

114.799

131.315

134.241

135.039

135.460

135.912

136.574

136.997

137.338

348.700

374.087

379.425

69.413

69.871

- Profit - Average total assets

79,30

79,67

86,31

85,98

86,17

86,37

86,73

86,85

87,06

87,11

86,81

87,62

86,88

97,80

97,85 Operating Expenses/Operating Income (%)

- Biaya Operasional

12.149

14.260

17.751

7.129

8.553

10.014

11.476

12.958

14.465

15.930

37.806

3.396

6.582

2.063

2.729

- Operating Expenses

- Pendapatan Operasional

15.320

17.900

20.567

8.291

9.926

11.594

13.231

14.920

16.615

18.287

43.548

3.876

7.575

2.110

2.789

- Operating Income

9,34

8,73

7,02

6,99

6,94

6,95

6,91

6,88

6,86

6,85

5,07

4,99

4,81

3,54

BOPO (%)

NIM (%) - Pendapatan bunga bersih - Rata-rata total aset produktif LDR (%) -

Total Kredit kepada pihak ketiga bukan Bank

- Total Dana Pihak Ketiga

3,50 Net Interest Margin Ratio (%) - Interest income net

8.606

9.761

9.091

8.609

8.649

8.718

8.728

8.757

8.773

8.793

16.703

17.615

17.245

2.336

2.327

92.126

111.801

129.441

123.243

124.590

125.436

126.280

127.201

127.828

128.328

329.656

353.200

358.327

66.012

66.487

82,73

85,10

87,81

90,99

91,33

91,60

91,43

90,51

90,18

90,09

85,95

84,79

82,14

80,37

69.804

82.634

91.795

91.976

93.810

93.727

94.211

95.369

95.607

96.282

242.206

240.162

240.285

44.285

44.838

- Total Credit to third party

56.333

- Total Third Party Funds

- Average total earning assets

79,59 Loan to Deposits Ratio (%)

84.374

97.102

104.544

101.087

102.712

102.322

103.040

105.374

106.021

106.873

281.793

283.256

292.547

55.101

Rasio Aset Likuid (%)

19,32

15,03

18,15

13,68

14,18

12,60

12,76

14,47

12,44

11,35

15,72

14,67

14,85

14,79

14,41 Liquid Assets Ratio (%)

- Aset Likuid Primer

19.716

18.417

24.762

18.031

19.097

16.730

17.038

19.566

16.318

14.604

339.476

300.131

299.210

8.853

8.738

- Aset Likuid Primer

1.291

891

803

566

611

664

710

959

1.199

1.372

72.435

78.718

85.900

1.619

1.528

- Aset Likuid Sekunder

108.758

128.498

140.823

135.906

139.028

137.990

139.075

141.868

140.806

140.743

2.619.827

2.582.363

2.592.683

70.815

71.247

- Aset Likuid Sekunder - Total Aset

- Total Assets

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13

88

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.26.a. Kinerja BPD Konvensional

(Regional Development Banks Performance) Miliar Rp (Billion Rp) Keterangan

2012

2013

2015

2014 Mei

Rasio Pemenuhan Kecukupan Modal Minimum (%)

18,02

17,58

17,79

18,23

Jun 17,80

Jul 17,75

Ags 17,84

2016 Sep 17,62

Okt 18,25

Nov 18,93

Des 20,61

Jan 20,85

Feb 20,90

Items Mar 20,06

Apr 19,98 Capital Adequacy Ratio (%)

- Modal

35.198

40.343

46.922

50.361

50.181

49.693

50.323

50.896

52.418

53.761

57.254

59.231

59.312

58.033

58.414

- ATMR

195.318

229.459

263.682

276.327

281.910

279.883

282.109

288.911

287.278

283.986

277.858

284.094

283.772

289.253

292.297

16,66

16,33

16,55

16,03

15,47

15,58

15,67

15,54

16,11

16,88

18,56

18,76

18,83

17,99

32.531

37.474

43.630

44.303

43.611

43.594

44.194

44.911

46.276

47.931

51.569

53.303

53.427

52.042

52.175

195.318

229.459

263.682

276.327

281.910

279.883

282.109

288.911

287.278

283.986

277.858

284.094

283.772

289.253

292.297

2,90

3,18

2,68

2,47

2,44

2,20

2,22

2,27

2,23

2,31

2,40

2,83

2,81

3,11

Rasio Modal Inti terhadap ATMR (%) - Modal Inti (Tier I) - ATMR ROA (%)

- Risk Weighted Assets

17,85 Core Capital Ratio to ATMR (%) - Core Capital (Tier I) - Risk Weighted Assets

2,85 Return On Assets Ratio (%)

- Laba sebelum pajak

10.462

12.686

11.723

12.214

12.290

11.190

11.312

11.715

11.586

12.023

12.390

14.232

14.216

15.969

14.877

- Rata-rata total aset

361.101

399.075

437.155

495.065

503.975

507.495

510.381

515.847

519.226

520.524

516.788

503.373

505.332

513.988

522.797

BOPO (%)

- Capital

- Profit - Average total assets

75,40 Operating Expenses/Operating Income (%)

75,29

73,49

78,08

79,30

78,49

80,47

80,51

80,08

80,46

79,86

79,57

75,98

75,08

73,41

- Biaya Operasional

31.470

34.438

41.363

19.525

22.349

26.889

30.870

34.972

39.553

43.486

47.802

3.747

7.266

10.991

15.201

- Operating Expenses

- Pendapatan Operasional

41.797

46.864

52.973

24.623

28.475

33.415

38.345

43.668

49.156

54.450

60.078

4.931

9.678

14.972

20.160

- Operating Income

6,70

7,04

6,65

6,64

6,56

6,53

6,50

6,50

6,52

6,56

6,66

7,10

7,08

7,03

NIM (%) - Pendapatan bunga bersih - Rata-rata total aset produktif LDR (%) -

Total Kredit kepada pihak ketiga bukan Bank

- Total Dana Pihak Ketiga

6,96 Net Interest Margin Ratio (%)

27.891

29.593

30.946

31.207

31.356

31.423

31.832

32.182

32.488

32.707

34.080

34.153

34.549

34.868

396.439

444.769

466.131

475.550

479.884

483.440

489.445

493.322

495.049

491.269

479.911

482.705

491.670

500.900

78,57

92,34

89,73

68,69

68,33

71,01

71,89

68,67

70,59

74,44

92,19

80,81

79,72

75,89

218.851

265.661

301.456

311.067

315.633

316.622

320.762

324.803

326.510

327.744

328.759

323.651

325.885

328.190

332.653

- Total Credit to third party

452.727

- Total Third Party Funds

278.535

287.709

335.957

452.869

461.944

445.854

446.171

472.978

462.537

440.274

356.600

400.485

408.777

432.437

22,93

18,19

18,38

26,57

27,13

25,92

24,29

25,96

24,19

21,60

15,72

21,46

20,23

22,82

- Aset Likuid Primer

80.457

63.091

72.996

134.505

141.016

128.996

119.361

135.439

122.059

103.840

63.680

97.039

91.842

109.870

113.767

3.626

7.858

8.015

8.380

7.792

8.025

9.513

9.840

10.900

11.416

11.086

10.976

10.770

11.374

11.818

366.684

389.964

440.691

537.854

548.526

528.614

530.584

559.578

549.632

533.502

475.696

503.373

507.291

531.301

549.223

- Total Aset

- Average total earning assets

73,48 Loan to Deposits Ratio (%)

Rasio Aset Likuid (%)

- Aset Likuid Sekunder

- Interest income net

22.856 341.257

22,87 Liquid Assets Ratio (%) - Aset Likuid Primer - Aset Likuid Sekunder - Total Assets

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13

89

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.27.a. Kinerja Bank Campuran Konvensional

(Joint Venture Banks Performance) Miliar Rp (Billion Rp) Keterangan

2012

2013

2015

2014 Mei

Rasio Pemenuhan Kecukupan Modal Minimum (%)

18,65

19,86

19,14

19,74

Jun 20,51

Jul 19,83

Ags 19,46

2016 Sep 19,30

Okt 19,95

Nov 20,23

Des 20,39

Jan 20,37

Feb 20,74

Items Mar 20,79

Apr 21,04 Capital Adequacy Ratio (%)

- Modal

30.770

43.832

47.767

52.555

52.225

52.409

52.527

52.878

53.042

52.908

53.463

56.424

56.903

55.805

56.320

- ATMR

164.956

220.744

249.533

266.285

254.597

264.233

269.983

274.039

265.882

261.469

262.156

277.044

274.410

268.465

267.627

16,52

16,78

16,44

15,73

16,28

15,68

15,23

14,97

15,76

15,96

16,01

16,10

16,53

16,52

27.253

37.034

41.030

41.881

41.453

41.425

41.131

41.035

41.891

41.737

41.968

44.607

45.351

44.362

44.952

164.956

220.744

249.533

266.285

254.597

264.233

269.983

274.039

265.882

261.469

262.156

277.044

274.410

268.465

267.627

2,24

2,39

2,11

1,19

0,99

0,98

1,05

1,00

1,09

1,05

1,01

1,89

1,56

0,96

Rasio Modal Inti terhadap ATMR (%) - Modal Inti (Tier I) - ATMR ROA (%)

- Risk Weighted Assets

16,80 Core Capital Ratio to ATMR (%) - Core Capital (Tier I) - Risk Weighted Assets

1,14 Return On Assets Ratio (%)

- Laba sebelum pajak

4.479

5.922

6.171

3.972

3.316

3.298

3.536

3.405

3.701

3.595

3.453

6.890

5.676

3.493

4.125

- Rata-rata total aset

200.343

247.500

292.029

334.339

334.394

335.706

337.500

340.434

341.058

341.757

341.931

365.287

364.484

362.111

360.819

BOPO (%)

- Capital

- Profit - Average total assets

91,98 Operating Expenses/Operating Income (%)

77,86

79,23

78,49

86,89

89,08

88,50

87,66

87,44

87,20

87,52

87,55

85,31

88,17

93,81

- Biaya Operasional

15.179

20.899

24.353

12.784

15.491

17.411

20.365

23.537

24.801

28.159

28.741

3.525

6.457

11.196

13.499

- Operating Expenses

- Pendapatan Operasional

19.494

26.378

31.028

14.713

17.390

19.674

23.233

26.919

28.440

32.176

32.828

4.132

7.323

11.934

14.676

- Operating Income

3,63

3,00

2,40

3,28

3,29

3,29

3,31

3,35

3,36

3,37

3,38

3,62

3,51

3,54

NIM (%) - Pendapatan bunga bersih - Rata-rata total aset produktif LDR (%) -

Total Kredit kepada pihak ketiga bukan Bank

- Total Dana Pihak Ketiga

3,51 Net Interest Margin Ratio (%) - Interest income net

7.163

8.568

10.478

10.532

10.598

10.707

10.840

11.104

11.178

11.221

11.290

12.908

12.528

12.577

12.454

197.239

285.548

437.111

320.828

322.562

325.004

327.591

331.153

332.256

333.337

333.773

356.687

356.544

355.401

354.852

115,63

122,20

123,61

127,90

132,89

132,31

131,10

129,56

129,87

126,64

132,77

127,22

123,43

122,74

150.061

199.872

221.383

221.568

224.817

232.860

236.373

240.185

231.706

229.294

230.993

240.482

240.994

237.708

236.388

- Total Credit to third party

192.276

- Total Third Party Funds

- Average total earning assets

122,94 Loan to Deposits Ratio (%)

129.772

163.557

179.104

173.240

169.180

175.990

180.298

185.388

178.416

181.056

173.985

189.035

195.253

193.670

Rasio Aset Likuid (%)

15,39

13,79

13,33

15,43

14,68

15,20

14,67

16,02

15,89

17,18

15,92

16,97

17,29

17,68

- Aset Likuid Primer

29.856

36.402

34.099

43.050

39.708

42.126

40.769

49.210

47.131

51.646

44.406

51.289

49.381

50.092

50.912

- Aset Likuid Primer

3.334

3.299

8.572

10.554

9.422

10.094

10.601

9.079

7.962

8.281

10.346

10.691

13.512

13.107

13.210

- Aset Likuid Sekunder

215.621

287.902

320.067

347.405

334.668

343.579

350.054

363.906

346.675

348.750

343.845

365.287

363.682

357.363

356.946

- Aset Likuid Sekunder - Total Aset

17,96 Liquid Assets Ratio (%)

- Total Assets

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13

90

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.28.a. Kinerja Bank Asing Konvensional

(Foreign Owned Banks Performance) Miliar Rp (Billion Rp) Keterangan

2012

2013

2015

2014 Mei

Rasio Pemenuhan Kecukupan Modal Minimum (%)

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Items Mar

Apr 44,05 Capital Adequacy Ratio (%)

30,89

34,46

44,81

43,84

42,82

44,20

43,68

43,34

44,31

45,93

46,46

47,59

47,37

47,46

- Modal

73.091

106.216

151.336

158.988

156.723

162.425

166.231

168.800

160.550

164.901

164.452

170.202

166.555

164.479

151.638

- Capital

- ATMR

236.592

308.209

337.709

362.692

365.967

367.462

380.565

389.438

362.362

359.029

353.957

357.623

351.611

346.532

344.247

- Risk Weighted Assets

Rasio Modal Inti terhadap ATMR (%) - Modal Inti (Tier I) - ATMR ROA (%)

43,12 Core Capital Ratio to ATMR (%)

29,91

33,49

44,03

43,97

43,09

44,42

44,00

43,80

44,72

46,40

46,93

46,67

46,44

46,54

70.771

103.220

148.681

159.484

157.694

163.244

167.437

170.558

162.032

166.595

166.105

166.890

163.294

161.271

148.439

- Core Capital (Tier I)

236.592

308.209

337.709

362.692

365.967

367.462

380.565

389.438

362.362

359.029

353.957

357.623

351.611

346.532

344.247

- Risk Weighted Assets

3,01 Return On Assets Ratio (%)

3,06

2,92

3,08

2,42

2,15

2,21

2,31

2,20

1,91

1,89

1,68

2,93

2,58

3,28

- Laba sebelum pajak

8.837

10.003

12.626

11.346

10.109

10.414

11.002

10.620

9.256

9.160

8.140

14.173

12.532

15.817

14.472

- Rata-rata total aset

288.751

342.766

410.520

468.061

469.948

471.312

476.130

482.329

483.837

484.529

483.597

483.139

485.083

482.973

480.241

BOPO (%)

- Profit - Average total assets

88,28 Operating Expenses/Operating Income (%)

80,78

83,06

79,30

86,57

87,84

87,43

87,40

88,71

89,39

92,06

92,69

92,02

91,69

88,78

- Biaya Operasional

32.856

43.697

44.727

28.741

34.064

39.366

47.564

58.270

61.127

91.114

95.307

12.868

21.886

30.072

34.721

- Operating Expenses

- Pendapatan Operasional

40.672

52.606

56.405

33.200

38.780

45.024

54.418

65.688

68.381

98.973

102.827

13.984

23.870

33.871

39.333

- Operating Income

3,47

2,65

2,12

3,70

3,64

3,67

3,62

3,58

3,58

3,56

3,59

4,08

3,76

3,89

NIM (%) - Pendapatan bunga bersih - Rata-rata total aset produktif LDR (%) Total Kredit kepada pihak ketiga bukan Bank - Total Dana Pihak Ketiga

3,89 Net Interest Margin Ratio (%)

9.790

11.104

14.814

16.310

16.199

16.460

16.426

16.450

16.527

16.516

16.626

19.126

17.737

18.264

18.130

282.108

419.302

700.125

441.383

445.404

448.109

453.766

460.024

462.034

463.535

463.317

468.814

471.463

469.006

466.179

- Interest income net - Average total earning assets

121,57 Loan to Deposits Ratio (%)

111,21

130,05

140,04

134,70

133,60

137,67

129,94

131,35

125,49

123,25

131,49

128,19

119,18

122,12

172.859

225.500

244.031

263.781

266.741

268.141

267.411

273.933

258.341

253.014

249.952

248.364

242.248

243.239

241.373

- Total Credit to third party

155.430

173.395

174.261

195.830

199.661

194.771

205.795

208.557

205.867

205.292

190.098

193.751

203.264

199.181

198.552

- Total Third Party Funds

28,84 Liquid Assets Ratio (%)

Rasio Aset Likuid (%)

22,30

19,88

19,89

21,90

21,13

21,01

23,19

23,94

25,58

27,42

25,21

27,87

29,68

28,36

- Aset Likuid Primer

52.599

55.132

54.969

70.366

66.656

63.757

78.212

89.890

90.996

99.558

80.725

96.390

99.002

88.852

92.118

- Aset Likuid Primer

- Aset Likuid Sekunder

14.754

22.464

31.089

34.558

34.650

36.966

40.027

37.447

36.216

35.199

38.590

38.239

45.529

46.902

44.029

- Aset Likuid Sekunder

301.966

390.415

432.582

479.115

479.379

479.498

509.853

531.925

497.404

491.411

473.336

483.139

487.026

478.752

472.046

- Total Aset

- Total Assets

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13

91

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.29.a. Perkembangan Aset Bank Umum Berdasarkan Kelompok Bank

(Growth of Commercial Banks Assets Based Group Bank) Miliar Rp ( Billion Rp ) Kelompok Bank

2011

2012

2013

2015

2014 Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Group of Bank Mar

Apr

- Bank Persero

1.328.168

1.535.343

1.758.873

2.076.605

2.045.283

2.127.935

2.141.519

2.160.110

2.184.711

2.139.714

2.176.390

2.313.316

2.255.480

2.271.724

2.296.310

2.300.341

- State Owned Banks

- BUSN Devisa

1.464.007

1.705.408

1.962.539

2.200.142

2.290.481

2.301.807

2.293.723

2.322.941

2.366.454

2.325.550

2.338.410

2.363.516

2.349.186

2.349.384

2.357.133

2.355.654

- Foreign Exchange

- BUSN Non Devisa

107.085

135.472

162.457

186.817

184.237

188.427

187.682

188.333

192.777

191.733

185.392

193.149

190.479

191.728

197.815

197.770

- Non-Foreign Exchange

- BPD

304.003

366.685

389.964

440.691

537.854

548.526

528.614

530.584

559.579

549.632

533.502

475.696

503.373

507.291

531.301

549.223

- Regional Development

- Bank Campuran

181.088

217.713

290.219

278.312

300.751

287.121

294.641

298.927

311.837

293.240

297.793

313.570

314.252

312.197

306.437

305.669

- Joint Venture Banks

- Bank Asing

268.482

301.966

390.415

432.582

479.115

479.379

479.498

509.853

531.925

497.404

491.411

473.336

483.139

487.026

478.752

472.046

- Foreign Owned Banks

3.652.832

4.262.587

4.954.467

5.615.150

5.837.720

5.933.195

5.925.677

6.010.747

6.147.284

5.997.272

6.022.897

6.132.583

6.095.908

6.119.350

6.167.747

6.180.703

Commercial Banks Commercial Banks Banks

Total

- Total

92

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.30.a. Jumlah Bank Umum Berdasarkan Pengelompokan Total Aset

(Total of Commercial Banks Based on Total Assets) Desember 2011 Kelompok Bank

< Rp. 1 Triliun

Desember 2012

Desember 2013

Desember 2014

Desember 2015

April 2016

Rp. 1 Rp. 10 Rp. 1 Rp. 10 Rp. 1 Rp. 10 Rp. 1 Rp. 10 Rp. 1 Rp. 10 Rp. 1 Rp. 10 > Rp. < Rp. > Rp. < Rp. > Rp. < Rp. > Rp. < Rp. > Rp. < Rp. > Rp. s.d s.d s.d s.d s.d s.d s.d s.d s.d s.d s.d s.d 50 1 50 1 50 1 50 1 50 1 50 10 50 10 50 10 50 10 50 10 50 10 50 Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun

Group of Bank

Bank Persero

0

0

0

4

0

0

0

4

0

0

0

4

0

0

0

4

0

0

0

4

0

0

0

4

State Owned Banks

BUSN Devisa

1

18

7

10

1

17

7

11

1

15

8

12

1

16

9

12

0

15

12

12

0

14

12

13

Foreign Exchange Commercial Banks

BUSN Non Devisa

12

15

3

0

10

17

2

1

8

18

2

1

5

21

2

1

5

19

2

1

6

18

2

1

Non-Foreign Exchange Commercial Banks

BPD

0

14

11

1

0

14

11

1

0

14

11

1

0

10

15

1

0

10

15

1

0

9

14

3

Regional Development Banks

Bank Campuran

0

6

8

0

0

6

8

0

0

7

7

1

0

4

7

1

0

2

8

2

0

2

8

2

Joint Venture Banks

Bank Asing

0

4

3

3

0

3

3

4

0

2

4

4

0

2

4

4

0

2

4

4

0

2

4

4

Foreign Owned Banks

13

57

32

18

11

57

31

21

9

56

32

23

6

53

37

23

5

48

41

24

6

45

40

27

Total

Total

93

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.31.a. Aset Produktif Bank Umum Konvensional dan Kualitas Kredit Bank Umum kepada Bank Lain

(Earning Assets of Commercial Banks and Credit Quality of Commercial Banks to Other Bank) Miliar Rp (Billion Rp) Indikator

2011

2012

2013

2015

2014 Mei

Aset Produktif Neraca a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet Aset Produktif Transaksi Rekening Administratif 1) a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Indicator Mar

Apr 5.203.610 Earning Assets

2.878.450

3.416.989

4.115.372

4.531.435

4.741.036

4.910.129

4.890.824

4.969.220

5.058.459

4.964.696

4.966.298

5.002.520

5.041.288

5.056.358

5.159.822

2.745.968

3.250.997

3.929.648

4.308.971

4.451.066

4.624.175

4.591.471

4.658.061

4.737.225

4.645.351

4.643.030

4.719.729

4.712.760

4.714.601

4.833.904

4.857.861

81.809

110.176

124.978

143.405

193.222

188.235

196.336

204.485

213.906

214.271

218.466

183.815

222.422

230.994

215.773

231.527

6.790

9.189

9.481

12.864

18.398

20.866

22.179

20.455

21.030

20.596

18.266

18.446

20.277

20.005

17.564

19.687

c. Sub-Standard

a. Current b. Special Mention

7.913

9.515

9.132

14.395

14.621

14.265

14.975

17.527

17.864

16.249

14.748

12.754

14.785

15.574

17.583

16.633

d. Doubtful

35.970

37.113

42.131

51.799

63.729

62.588

65.862

68.693

68.435

68.229

71.788

67.775

71.044

75.184

74.999

77.902

e. Loss

549.678

1.066.117

1.331.086

1.441.570

1.504.401

1.576.431

1.532.891

1.589.135

1.619.839

1.594.521

1.590.435

1.586.820

1.600.451

1.574.854

1.570.405

1.572.650 Earning Assets - Account

543.128

1.053.796

1.308.578

1.422.274

1.478.811

1.553.885

1.511.748

1.566.643

1.593.255

1.569.629

1.565.553

1.560.089

1.572.898

1.538.521

1.543.055

1.545.557

6.130

11.337

21.134

16.207

21.906

18.455

17.862

18.900

23.067

21.305

21.172

23.182

23.590

32.428

23.591

22.565

244

662

404

1.986

2.345

2.667

1.950

2.075

1.544

1.717

1.751

1.731

2.213

2.238

2.004

2.698

54

141

270

402

573

363

435

551

996

909

273

248

312

352

514

577

Administrative Transactions

Kredit kepada Bank Lain

16.444

17.812

26.968

32.192

33.415

33.127

34.399

35.411

33.981

31.956

32.510

34.200

31.469

30.182

29.476

29.223 Interbank Loans

16.329

17.668

26.859

32.089

33.332

33.048

34.312

35.319

33.890

31.870

32.387

34.099

31.270

30.022

29.347

29.063

13

64

7

11

6

1

8

12

8

8

41

16

111

59

18

49

0

-

1

9

2

1

1

1

1

-

0

-

0

-

-

4

c. Sub-Standard d. Doubtful

c. Kurang Lancar d. Diragukan e. Macet

Non Performing Loan kepada Bank Lain (Nominal)

100.433

1.061 101.810

895 106.297

966 110.267

977 110.845

961 108.660

1.685 108.511

1.570 102.525

1.437 110.068

1.315 114.669

1.241 113.904

1.253

e. Lost

181 60.345

82.148

767

d. Doubtful

123

b. DPK

701

c. Sub-Standard

51.094

a. Lancar

699

b. Special Mention

Non Performing Earning Aset (Nominal)

68.947

118.750

1)

a. Current

Non Performing Earning Asset (Nominal)

a. Current b. Special Mention

1

-

-

0

1

1

0

0

0

0

0

-

-

0

0

-

102

80

101

84

75

76

77

79

83

78

81

85

88

101

111

107

111

Interbank Non Performing Loan 111 (Nominal)

102

80

102

93

77

79

1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit. - Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA. - Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu) - Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik (committed dan uncommitted), dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA.

78

80

84

78

81

85

88

101

e. Loss

1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit. - Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and nonperforming earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.

94

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.32.a. Aset Produktif Bank Persero dan Kualitas Kredit Bank Persero kepada Bank Lain

(Earning Asset of State Owned Banks and Credit Quality of State Owned Banks to Other Bank) Miliar Rp (Billion Rp) Indikator

2011

2012

2013

2015

2014 Mei

Aset Produktif Neraca a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet Aset Produktif Transaksi Rekening Administratif 1) a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet

Non Performing Earning Aset (Nominal) Kredit kepada Bank Lain a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet

Non Performing Loan kepada Bank Lain (Nominal)

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Indicator Mar

Apr 2.009.762 Earning Assets

1.065.942

1.260.415

1.511.620

1.719.355

1.720.813

1.838.799

1.839.302

1.858.988

1.895.756

1.876.286

1.896.060

1.960.362

1.952.649

1.959.627

1.998.903

1.002.233

1.176.286

1.423.606

1.618.156

1.590.943

1.713.440

1.711.828

1.728.249

1.765.488

1.745.831

1.763.250

1.846.369

1.816.931

1.811.157

1.862.032

1.865.847

42.834

59.753

64.199

73.414

94.106

88.300

86.875

89.622

89.756

90.447

92.991

75.823

94.031

104.880

95.192

100.506

1.970

2.699

2.499

3.258

5.529

7.426

10.187

8.649

8.908

7.833

7.005

7.963

9.394

8.632

7.065

7.629

c. Sub-Standard d. Doubtful

a. Current b. Special Mention

2.444

4.709

2.874

4.699

6.584

6.688

6.015

7.798

8.220

7.261

5.430

4.584

5.095

7.211

7.738

6.561

16.461

16.967

18.441

19.829

23.650

22.946

24.397

24.671

23.384

24.913

27.384

25.624

27.198

27.746

26.876

29.220

216.461

309.868

359.504

398.351

417.238

404.654

412.419

445.243

445.517

453.920

459.394

463.182

450.588

446.766

445.088

213.608

306.205

352.102

391.594

406.783

397.688

405.720

438.321

436.199

446.631

451.623

455.919

443.676

439.317

437.802

431.481

2.798

3.545

6.828

6.187

9.681

6.376

5.846

5.934

8.459

6.434

7.098

6.553

6.143

6.641

6.438

6.111

11

63

46

66

72

74

327

282

110

123

87

198

289

298

284

579

c. Sub-Standard

5

30

57

70

284

95

93

246

296

256

102

81

73

94

151

137

d. Doubtful

e. Loss

438.722 Earning Assets - Account

Administrative Transactions

24 28.038

31.217

28.355

36.538

37.650

41.452

42.105

41.372

40.862

40.494

38.881

42.456

44.396

42.528

2.579

2.866

5.705

4.854

3.833

4.850

4.844

5.470

5.546

5.542

5.224

5.591

5.134

5.201

5.100

4.829 Interbank Loans

2.465

2.740

5.607

4.774

3.760

4.779

4.770

5.397

5.470

5.471

5.154

5.520

5.047

5.121

5.022

4.752

13

48

0

8

3

0

3

0

0

0

0

0

16

11

7

3

b. Special Mention

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

4

c. Sub-Standard

-

d. Doubtful

78

101

78

98 98

417

72 72

421

70 70

433

71 71

1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit. - Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA. - Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu) - Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik (committed dan uncommitted), dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA.

459

71 71

454

74 74

476

76 76

485

71 71

431

70 70

408

71 71

415

71 71

413

e. Loss

38

-

434

b. Special Mention

41.720

101

471

70 70

414 44.539

-

1)

a. Current

Non Performing Earning Asset (Nominal)

a. Current

e. Loss

70

70

70

Interbank Non Performing Loan 74 (Nominal)

1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit. - Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and nonperforming earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.

95

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.33.a. Aset Produktif BUSN Devisa dan Kualitas Kredit BUSN Devisa kepada Bank Lain

(Earning Asset of Foreign Exchange Banks and Credit Quality of Foreign Exchange Banks to Other Bank) Miliar Rp (Billion Rp) Indikator

2011

2012

2013

2015

2014 Mei

Aset Produktif Neraca a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet Aset Produktif Transaksi Rekening Administratif 1) a. Lancar b. DPK c. Kurang Lancar d. Diragukan

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Indicator Mar

Apr 1.909.489 Earning Assets

1.119.243

1.327.140

1.557.562

1.713.244

1.799.742

1.822.268

1.826.502

1.844.510

1.852.354

1.836.005

1.841.405

1.835.674

1.864.885

1.876.340

1.896.597

1.072.537

1.274.458

1.499.030

1.636.540

1.694.532

1.718.253

1.712.234

1.723.913

1.724.223

1.710.649

1.714.468

1.726.573

1.736.920

1.747.539

1.770.076

1.771.194

27.546

33.686

37.211

46.023

68.882

67.738

77.053

81.508

87.620

86.849

88.633

73.507

90.643

88.790

84.741

94.821

3.060

3.810

4.009

5.171

6.459

7.217

5.593

5.747

6.650

7.103

5.817

4.597

4.962

6.586

6.653

8.091

c. Sub-Standard d. Doubtful

3.360

2.305

2.698

6.514

5.139

4.795

6.336

6.626

6.207

6.114

6.509

5.549

6.459

4.612

6.062

6.448

12.739

12.881

14.614

18.996

24.731

24.265

25.286

26.717

27.654

25.290

25.977

25.447

25.902

28.812

29.065

28.935

175.558

402.700

483.630

519.087

551.266

554.967

559.973

553.993

558.678

560.136

549.227

544.346

569.414

557.152

565.690

175.123

400.677

480.305

515.068

546.201

550.530

555.756

549.600

553.833

554.416

543.360

537.916

561.923

541.632

559.698

558.716

405

1.830

3.181

3.715

4.141

4.026

3.706

3.602

4.086

4.963

5.025

5.638

6.559

14.619

5.058

5.155

18

85

37

90

660

116

160

488

94

92

103

98

96

208

234

82

3

71

50

105

141

135

135

121

511

498

106

98

88

105

165

146

a. Current b. Special Mention

e. Loss

564.669 Earning Assets - Account

Administrative Transactions

b. Special Mention c. Sub-Standard d. Doubtful e. Loss

8

37

57

108

124

160

216

182

155

167

632

596

747

589

535

569

38.187

19.190

21.465

30.984

37.253

36.688

37.725

39.880

41.271

39.264

39.144

36.386

38.254

40.912

42.713

44.272

7.785

9.085

10.250

10.550

10.221

10.505

11.557

11.501

11.851

11.895

12.474

12.715

12.260

11.170

10.565

11.055 Interbank Loans

7.784

9.069

10.243

10.532

10.214

10.499

11.547

11.485

11.837

11.886

12.435

12.695

12.158

11.110

10.533

11.019

b. DPK

-

16

5

-

3

1

6

12

8

3

32

16

95

42

11

17

c. Kurang Lancar

-

-

-

7

0

0

-

-

0

-

-

-

-

-

-

-

c. Sub-Standard

d. Diragukan

-

-

-

0

-

0

0

0

-

-

-

-

-

-

-

-

d. Doubtful

e. Macet

1

-

1

11

4

4

5

5

6

6

7

5

8

19

22

18

1

-

1

18

5

5

5

5

6

6

7

5

8

19

22

18

e. Macet

Non Performing Earning Aset (Nominal) Kredit kepada Bank Lain a. Lancar

Non Performing Loan kepada Bank Lain (Nominal)

1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit. - Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA. - Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu) - Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik (committed dan uncommitted), dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA.

1)

a. Current

Non Performing Earning Asset (Nominal)

a. Current b. Special Mention

e. Loss Interbank Non Performing Loan (Nominal)

1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit. - Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and nonperforming earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.

96

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.34.a. Aset Produktif BUSN Non Devisa dan Kualitas Kredit BUSN Non Devisa kepada Bank Lain

(Earning Asset of Non Foreign Exchange Banks and Credit Quality of Non Foreign Exchange Banks to Other Bank) Miliar Rp (Billion Rp) Indikator Aset Produktif Neraca a. Lancar b. DPK

2011

2012

2013

2015

2014

2016

Indicator

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr 128.401 Earning Assets

65.209

82.482

106.351

110.115

113.402

116.642

116.568

117.799

119.831

119.953

121.024

122.537

123.727

124.364

128.253

62.694

79.366

102.965

104.585

106.921

110.245

109.484

110.369

112.616

112.423

113.262

115.522

115.755

116.969

121.112

120.820

a. Current b. Special Mention

1.601

1.872

2.276

3.796

4.592

4.620

5.266

5.568

5.538

5.802

6.064

5.332

6.120

5.366

5.072

5.458

c. Kurang Lancar

189

361

226

331

552

487

513

388

293

273

314

418

437

461

473

472

c. Sub-Standard

d. Diragukan

152

197

235

590

373

383

346

447

407

430

367

396

462

538

640

581

d. Doubtful

e. Macet

574

686

649

813

964

907

959

1.027

978

1.024

1.016

869

953

1.030

957

1.071

1.827

4.045

4.500

7.715

9.409

8.658

9.421

9.533

9.425

9.909

10.198

9.387

10.111

9.984

9.972

10.042 Earning Assets - Account

4.042

4.492

7.699

9.384

8.640

9.201

9.307

9.403

9.885

10.161

9.344

10.037

9.913

9.879

10.000

Aset Produktif Transaksi Rekening Administratif 1) a. Lancar b. DPK

1.805

e. Loss Administrative Transactions a. Current b. Special Mention

21

3

7

14

22

15

186

196

19

21

34

40

71

68

86

36

c. Kurang Lancar

0

0

0

-

0

0

29

28

2

0

-

0

0

1

3

0

c. Sub-Standard

d. Diragukan

0

0

0

1

0

0

0

0

0

0

0

0

0

0

0

3

d. Doubtful

e. Macet

e. Loss

0

1

1

1

4

3

4

2

2

2

2

2

2

2

4

3

1.829

1.246

1.111

1.736

1.893

1.780

1.851

1.893

1.680

1.730

1.701

1.685

1.854

2.031

2.077

2.130

542

890

1.072

944

983

1.083

1.065

1.050

1.025

998

980

1.025

975

926

892

895 Interbank Loans

542

888

1.070

939

980

1.081

1.062

1.048

1.024

998

971

1.021

970

922

887

889

b. DPK

-

-

2

2

-

0

0

0

-

-

5

-

-

-

-

2

b. Special Mention

c. Kurang Lancar

-

-

-

2

2

1

1

1

1

-

-

-

-

-

-

-

c. Sub-Standard

d. Diragukan

-

-

-

-

1

1

-

-

-

0

0

-

-

-

-

-

d. Doubtful

e. Macet

-

1

-

1

-

1

2

1

1

1

5

4

4

4

4

4

e. Loss

-

1

-

3

2

2

2

1

1

1

5

4

4

4

4

4

Non Performing Earning Aset (Nominal) Kredit kepada Bank Lain a. Lancar

Non Performing Loan kepada Bank Lain (Nominal)

1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit. - Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA. - Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu) - Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik (committed dan uncommitted), dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA.

1)

Non Performing Earning Asset (Nominal)

a. Current

Interbank Non Performing Loan (Nominal)

1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit. - Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and nonperforming earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.

97

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.35.a. Aset Produktif BPD dan Kualitas Kredit BPD kepada Bank Lain

(Earning Asset of Regional Development Banks and Credit Quality of Regional Development Banks to Other Bank) Miliar Rp (Billion Rp) Indikator Aset Produktif Neraca a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet Aset Produktif Transaksi Rekening Administratif 1) a. Lancar b. DPK

2011

2012

2013

2015

2014

2016

Indicator

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr 476.453 Earning Assets

240.588

297.222

334.497

367.146

449.992

461.912

436.246

448.394

470.665

464.128

446.613

406.618

428.608

421.784

459.157

234.041

287.538

321.098

349.383

425.878

437.791

411.860

423.562

445.294

438.535

421.218

384.059

402.052

395.372

435.177

452.242

3.419

4.570

5.762

7.103

10.877

11.687

10.837

10.873

11.755

11.609

11.570

10.210

13.151

12.817

10.930

10.715

297

945

1.052

785

2.117

1.458

1.841

2.091

1.512

1.775

1.229

832

1.677

1.387

1.016

1.289

c. Sub-Standard d. Doubtful

a. Current b. Special Mention

281

637

987

1.378

1.284

1.467

1.599

1.163

1.266

1.296

1.394

974

837

1.203

1.330

1.141

2.551

3.532

5.598

8.497

9.837

9.508

10.109

10.704

10.838

10.912

11.201

10.542

10.890

11.006

10.704

11.067

17.677

31.651

31.877

28.145

26.488

27.225

28.438

27.352

28.848

28.482

29.002

28.600

26.292

24.852

24.956

24.316 Earning Assets - Account

17.592

31.320

31.601

27.796

26.054

26.728

27.854

26.891

28.434

27.983

28.445

28.021

25.802

24.245

24.454

23.743

e. Loss Administrative Transactions

b. Special Mention

16

249

130

179

185

233

128

179

89

111

128

312

244

349

287

363

c. Kurang Lancar

3

12

3

4

34

51

157

46

56

98

97

13

12

9

5

7

c. Sub-Standard

d. Diragukan

6

25

26

26

35

19

81

11

10

7

5

2

3

9

6

4

d. Doubtful

e. Macet

e. Loss

59

44

118

140

180

194

218

225

258

283

328

252

231

240

204

199

6.248

5.195

7.784

10.829

13.486

12.698

14.005

14.240

13.941

14.371

14.254

12.615

13.650

13.854

13.265

13.707

137

357

709

970

960

1.014

1.006

966

972

931

921

983

939

1.004

1.147

1.153 Interbank Loans

136

357

708

970

960

1.013

1.006

966

972

926

916

979

934

990

1.132

1.112

b. DPK

0

-

-

0

0

0

-

0

0

5

5

0

0

7

0

27

c. Kurang Lancar

0

-

1

-

-

0

0

-

-

-

0

-

0

-

-

0

c. Sub-Standard

d. Diragukan

1

-

-

-

-

0

-

0

0

-

-

-

-

0

0

-

d. Doubtful

e. Macet

0

-

-

0

0

0

0

0

0

0

0

4

4

8

14

14

1

-

1

0

0

0

0

0

0

0

0

4

4

8

14

14

Non Performing Earning Aset (Nominal) Kredit kepada Bank Lain a. Lancar

Non Performing Loan kepada Bank Lain (Nominal)

1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit. - Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA. - Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu) - Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik (committed dan uncommitted), dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA.

1)

a. Current

Non Performing Earning Asset (Nominal)

a. Current b. Special Mention

e. Loss Interbank Non Performing Loan (Nominal)

1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit. - Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and nonperforming earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.

98

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.36.a. Aset Produktif Bank Campuran dan Kualitas Kredit Bank Campuran kepada Bank Lain

(Earning Assets of Joint Venture Banks and Credit Quality of Joint Venture Banks to Other Bank) Miliar Rp (Billion Rp) Indikator Aset Produktif Neraca a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet Aset Produktif Transaksi Rekening Administratif 1) a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet

Non Performing Earning Aset (Nominal)

2011

2012

2013

2015

2014

2016

Indicator

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr 273.670 Earning Assets

154.950

191.046

255.735

235.747

251.386

257.205

261.068

264.742

275.300

257.338

256.330

272.592

271.023

270.364

272.398

149.721

184.439

246.183

225.126

239.939

245.095

248.517

252.028

261.751

243.057

242.124

258.717

257.192

256.728

258.016

259.231

3.187

4.239

7.097

6.827

7.119

7.399

7.553

7.482

8.154

8.862

8.505

8.033

7.950

7.806

8.541

8.634

b. Special Mention

420

540

376

982

1.061

1.264

1.678

1.344

1.291

1.439

1.772

2.039

1.642

1.399

1.180

1.118

c. Sub-Standard

427

482

983

1.401

518

649

384

665

899

736

661

903

988

724

678

554

1.195

1.346

1.097

1.411

2.749

2.797

2.936

3.223

3.205

3.245

3.268

2.900

3.251

3.708

3.982

4.133

34.024

125.802

156.794

149.283

152.845

161.193

161.483

178.585

178.647

180.273

184.991

189.653

192.402

188.989

188.846

33.521

124.223

154.721

147.626

149.870

158.495

158.948

175.468

175.161

177.158

182.319

186.746

189.387

185.836

185.775

189.552

441

1.452

1.929

1.563

2.680

2.355

2.430

3.008

3.376

2.952

2.560

2.710

2.814

2.938

2.856

2.873

62

93

58

56

272

319

80

45

48

137

56

134

57

61

70

56

-

0

64

18

22

23

23

57

51

23

23

27

106

101

79

144

a. Current

d. Doubtful e. Loss

192.685 Earning Assets - Account

Administrative Transactions

-

34

22

20

0

2

3

7

10

2

33

36

37

52

66

59

4.078

2.495

2.601

3.888

4.622

5.053

5.103

5.340

5.505

5.582

5.812

6.038

6.081

6.045

6.055

6.064

a. Current b. Special Mention c. Sub-Standard d. Doubtful e. Loss Non Performing Earning Asset (Nominal)

5

4

152

388

372

450

441

434

432

439

438

435

372

367

372

173 Interbank Loans

a. Lancar

5

4

152

388

372

450

441

434

432

439

438

435

372

367

371

173

b. DPK

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

b. Special Mention

c. Kurang Lancar

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

c. Sub-Standard

d. Diragukan

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

d. Doubtful

e. Macet

-

-

-

-

-

-

-

-

-

-

-

0

0

0

0

0

e. Loss

-

-

-

-

-

-

-

-

-

-

-

0

0

0

0

0

Kredit kepada Bank Lain

Non Performing Loan kepada Bank Lain (Nominal)

1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit. - Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA. - Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu) - Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik (committed dan uncommitted), dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA.

a. Current

Interbank Non Performing Loan (Nominal)

1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit. - Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and nonperforming earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.

99

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.37.a. Aset Produktif Bank Asing dan Kualitas Kredit Bank Asing kepada Bank Lain

(Earning Assets of Foreign Owned Banks and Credit Quality of Foreign Owned Banks to Other Bank) Miliar Rp (Billion Rp) Indikator Aset Produktif Neraca

2011

2012

2013

2015

2014

2016

Indicator

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr 405.834 Earning Assets

232.518

258.683

349.606

371.321

405.701

413.304

411.137

434.788

444.554

410.987

404.867

404.737

400.395

403.878

404.513

224.743

248.910

336.766

360.433

392.854

399.349

397.549

419.940

427.854

394.854

388.709

388.489

383.910

386.835

387.491

388.527

3.222

6.057

8.434

7.201

7.646

8.490

8.751

9.433

11.084

10.702

10.703

10.910

10.526

11.335

11.296

11.393

855

833

1.319

1.648

2.680

3.015

2.367

2.236

2.375

2.173

2.128

2.597

2.164

1.542

1.177

1.088

c. Sub-Standard

d. Diragukan

1.250

1.184

1.354

668

723

284

295

828

865

412

386

348

944

1.286

1.135

1.349

d. Doubtful

e. Macet

2.450

1.700

1.732

1.371

1.798

2.166

2.175

2.351

2.375

2.845

2.942

2.393

2.850

2.881

3.414

3.477

e. Loss

104.131

192.051

294.780

302.064

347.155

419.734

361.157

374.430

398.723

361.801

357.624

351.652

351.644

347.111

335.852

101.477

187.329

285.358

295.096

340.519

411.805

354.269

367.056

390.224

353.557

349.646

342.143

342.072

337.577

325.447

332.065

2.448

4.258

9.059

5.380

5.198

5.451

5.564

5.980

7.038

6.824

6.327

7.928

7.758

7.813

8.866

8.027

b. Special Mention

149

409

259

1.432

1.307

2.107

1.198

1.187

1.234

1.266

1.408

1.288

1.759

1.661

1.408

1.975

c. Sub-Standard

39

16

72

136

90

90

104

116

128

125

37

40

42

43

113

142

a. Lancar b. DPK c. Kurang Lancar

Aset Produktif Transaksi Rekening Administratif 1) a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet

a. Current b. Special Mention

342.217 Earning Assets - Account

Administrative Transactions

d. Doubtful e. Loss

18

40

31

19

42

281

21

92

98

30

205

253

13

17

18

8

Non Performing Earning Aset (Nominal)

8.125

4.181

4.768

5.274

6.639

7.943

6.160

6.809

7.077

6.851

7.107

6.919

7.773

7.430

7.265

8.039

Kredit kepada Bank Lain

5.396

4.610

9.077

14.360

17.046

15.225

15.486

15.988

14.156

12.151

12.473

13.450

11.789

11.512

11.400

11.117 Interbank Loans

5.396

4.610

9.077

14.360

17.046

15.225

15.486

15.988

14.156

12.151

12.473

13.450

11.789

11.512

11.400

11.117

b. DPK

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

b. Special Mention

c. Kurang Lancar

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

c. Sub-Standard

d. Diragukan

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

d. Doubtful

e. Macet

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

e. Loss

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

a. Lancar

Non Performing Loan kepada Bank Lain (Nominal)

1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit. - Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA. - Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu) - Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik (committed dan uncommitted), dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA. *) Angka-angka sementara **) Angka-angka sangat sementara ***) Angka-angka sangat-sangat sementara

1)

a. Current

Non Performing Earning Asset (Nominal)

a. Current

Interbank Non Performing Loan (Nominal)

1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit. - Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and nonperforming earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.

*) Provisional figures **) Very provisional figures ***) Estimated figures

100

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.38.a. Komposisi Dana Pihak Ketiga Bank Umum

(Composition of Third Party Funds of State Owned Banks) Miliar Rp (Billion Rp) Desember 2011

Keterangan Nominal

Giro Rupiah

Desember 2012

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Desember 2013

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

April 2015

Desember 2014

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Desember 2015

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

April 2016

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

652.708

23,44

767.070

23,78

846.781

23,11

889.586

21,62

954.096

22,62

987.532

22,38

1.040.261

485.716

17,44

567.801

17,61

569.927

15,55

605.276

14,71

639.138

15,15

667.537

15,13

744.254

Komposisi thd Total DPK (%)

23,23 Demand Deposits 16,62 Rupiah

166.992

6,00

199.270

6,18

276.854

7,56

284.309

6,91

314.958

7,47

319.995

7,25

296.007

898.245

32,25

1.076.830

33,39

1.212.707

33,10

1.284.458

31,22

1.203.647

28,54

1.396.011

31,63

1.339.872

840.063

30,16

1.010.488

31,33

1.123.696

30,67

1.187.559

28,86

1.102.532

26,14

1.274.588

28,88

1.223.028

27,31

58.181

2,09

66.342

2,06

89.011

2,43

96.899

2,36

101.115

2,40

121.423

2,75

116.844

2,61

1.234.072

44,31

1.381.298

42,83

1.604.480

43,79

1.940.376

47,16

2.059.882

48,84

2.029.513

45,99

2.098.276

1.072.770

38,52

1.179.242

36,56

1.331.527

36,34

1.641.743

39,90

1.741.666

41,29

1.723.319

39,05

161.302

5,79

202.056

6,26

272.952

7,45

298.633

7,26

318.216

7,54

306.194

6,94

1.831.894 266.382

40,91 5,95

Rupiah

673.312

24,18

677.030

20,99

814.742

22,24

925.812

22,50

1.040.231

24,66

902.329

20,45

918.028

20,50

Valas

110.978

3,98

128.829

3,99

172.312

4,70

162.363

3,95

173.776

4,12

166.913

3,78

139.431

3,11

Valas Tabungan Rupiah Valas Simpanan Berjangka Rupiah Valas

6,61

Valas

Rupiah Foreign Exchange Rupiah Foreign Exchange - Periode 3 Month

222.071

7,97

251.926

7,81

264.156

7,21

374.111

9,09

323.946

7,68

453.597

10,28

504.532

11,27

21.467

0,77

27.543

0,85

33.743

0,92

47.267

1,15

40.433

0,96

55.039

1,25

57.930

1,29

Rupiah Foreign Exchange - Periode 6 Month

Rupiah

90.412

3,25

125.555

3,89

120.795

3,30

149.345

3,63

162.590

3,86

177.145

4,01

208.948

4,67

Valas

15.504

0,56

27.215

0,84

37.508

1,02

45.471

1,11

58.838

1,40

49.518

1,12

42.136

0,94

Rupiah Foreign Exchange - Periode >= 12 Month

- Jangka Waktu >= 12 bulan

Rupiah

Foreign Exchange

- Periode 1 Month

- Jangka Waktu 6 bulan

Total DPK

Rupiah

46,85 Time Deposits

- Jangka Waktu 3 bulan Valas

Foreign Exchange

29,92 Saving

- Jangka Waktu 1 bulan

Rupiah

Items

(Composition to Total Third Party Funds) (%)

Rupiah

86.975

3,11

124.731

3,87

131.834

3,60

192.350

4,68

214.773

5,09

190.213

4,31

200.386

4,47

Rupiah

Valas

13.352

0,48

18.469

0,57

29.390

0,80

43.433

1,06

45.170

1,07

34.724

0,79

26.885

0,60

Foreign Exchange

2.785.024

100,00

3.225.198

100,00

3.663.968

100,00

4.114.420

100,00

4.217.625

100,00

4.413.056

100,00

4.478.409

2.398.549

86,12

2.757.530

85,50

3.025.150

82,56

3.434.579

83,48

3.483.335

82,59

3.665.444

83,06

3.799.176

386.475

13,88

467.668

14,50

638.818

17,44

679.841

16,52

734.290

17,41

747.612

16,94

679.233

100,00 Total Third Party Funds 84,83 Rupiah 15,17 Foreign Exchange

101

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.39.a. Komposisi Dana Pihak Ketiga Bank Persero

(Composition of Third Party Funds of State Owned Banks) Miliar Rp (Billion Rp) Desember 2011

Keterangan Nominal

Desember 2012

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Desember 2013

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

April 2015

Desember 2014

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Desember 2015

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

April 2016

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Komposisi thd Total DPK (%)

Items

(Composition to Total Third Party Funds) (%)

21,60 Demand Deposits 14,72 Rupiah 6,88 Foreign Exchange 36,72 Saving 34,80 Rupiah 1,92 Foreign Exchange 41,68 Time Deposits 36,52 Rupiah 5,16 Foreign Exchange

242.853 190.600 52.253 395.372 383.292 12.080 401.027 350.866 50.161

23,37 18,34 5,03 38,04 36,88 1,16 38,59 33,76 4,83

272.149 206.540 65.610 483.022 467.656 15.366 446.113 378.829 67.283

22,65 17,19 5,46 40,21 38,93 1,28 37,14 31,54 5,60

300.056 200.001 100.054 555.319 533.277 22.042 507.687 420.785 86.903

22,01 14,67 7,34 40,74 39,12 1,62 37,25 30,87 6,38

318.259 214.126 104.133 601.858 572.294 29.565 662.370 566.153 96.217

20,11 13,53 6,58 38,03 36,16 1,87 41,86 35,78 6,08

319.970 200.919 119.051 557.220 528.302 28.918 636.324 539.128 97.196

21,14 13,28 7,87 36,82 34,91 1,91 42,04 35,62 6,42

400.515 269.903 130.612 672.347 636.447 35.900 662.100 560.637 101.462

23,08 15,56 7,53 38,75 36,68 2,07 38,16 32,31 5,85

365.923 249.368 116.555 622.223 589.692 32.531 706.267 618.861 87.406

- Jangka Waktu 1 bulan Rupiah Valas

229.284 35.179

22,06 3,39

223.177 46.712

18,58 3,89

245.364 58.290

18,00 4,28

297.812 56.968

18,82 3,60

299.654 46.450

19,80 3,07

289.817 52.476

16,70 3,02

294.255 43.244

17,37 2,55

- Periode 1 Month Rupiah Foreign Exchange

- Jangka Waktu 3 bulan Rupiah Valas

62.782 4.976

6,04 0,48

71.970 5.442

5,99 0,45

74.076 4.879

5,43 0,36

137.470 7.816

8,69 0,49

107.539 7.882

7,11 0,52

157.965 15.738

9,10 0,91

189.577 17.486

11,19 1,03

- Periode 3 Month Rupiah Foreign Exchange

- Jangka Waktu 6 bulan Rupiah Valas

19.550 5.922

1,88 0,57

32.208 8.401

2,68 0,70

33.634 12.737

2,47 0,93

43.608 16.905

2,76 1,07

42.639 26.802

2,82 1,77

36.035 22.060

2,08 1,27

60.602 19.151

3,58 1,13

- Periode 6 Month Rupiah Foreign Exchange

39.250 4.084 1.039.253 924.759 114.494

3,78 0,39 100,00 88,98 11,02

51.475 6.729 1.201.284 1.053.025 148.259

4,28 0,56 100,00 87,66 12,34

67.710 10.996 1.363.062 1.154.063 208.999

4,97 0,81 100,00 84,67 15,33

87.264 14.529 1.582.488 1.352.573 229.915

5,51 0,92 100,00 85,47 14,53

89.297 16.062 1.513.514 1.268.349 245.165

5,90 1,06 100,00 83,80 16,20

76.820 11.189 1.734.961 1.466.987 267.974

4,43 0,64 100,00 84,55 15,45

74.428 7.525 1.694.414 1.457.922 236.492

Giro Rupiah Valas Tabungan Rupiah Valas Simpanan Berjangka Rupiah Valas

- Jangka Waktu >= 12 bulan Rupiah Valas Total DPK Rupiah Valas

- Periode >= 12 Month 4,39 Rupiah 0,44 Foreign Exchange 100,00 Total Third Party Funds 86,04 Rupiah 13,96 Foreign Exchange

102

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.40.a. Komposisi Dana Pihak Ketiga BUSN Devisa

(Composition of Third Party Funds of Foreign Exchange Commercial Banks) Miliar Rp (Billion Rp) Desember 2011

Keterangan Nominal

Giro Rupiah Valas Tabungan Rupiah Valas Simpanan Berjangka Rupiah Valas

Desember 2012

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Desember 2013

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

April 2015

Desember 2014

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Desember 2015

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

April 2016

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

225.170

19,19

264.982

19,58

294.181

18,95

309.227

17,86

300.992,12

17,05

320.087

17,58

320.566

166.221

14,17

198.251

14,65

204.067

13,15

212.135

12,25

201.425,47

11,41

224.669

12,34

229.368

Komposisi thd Total DPK (%)

17,59 Demand Deposits 12,58 Rupiah

58.949

5,02

66.731

4,93

90.113

5,80

97.093

5,61

99.566,65

5,64

95.441

5,24

91.198

388.030

33,07

461.038

34,07

502.864

32,39

522.792

30,20

501.723,52

28,42

544.137

29,88

553.334

5,00

363.575

30,99

433.712

32,05

463.249

29,84

483.010

27,90

457.872,86

25,93

488.571

26,83

498.356

24.455

2,08

27.326

2,02

39.614

2,55

39.782

2,30

43.850,66

2,48

55.566

3,05

54.978

560.098

47,74

627.129

46,35

755.341

48,66

898.991

51,93

962.802,78

54,53

956.911

52,54

948.688

490.904

41,84

541.950

40,05

629.323

40,54

742.631

42,90

786.686,01

44,56

793.250

43,56

808.652

69.194

5,90

85.179

6,29

126.018

8,12

156.360

9,03

176.116,77

9,98

163.746

8,99

140.037

7,68

307.839

26,24

320.362

23,68

408.004

26,28

455.492

26,31

491.939,69

27,86

449.052

24,66

440.087

24,15

Valas

47.742

4,07

49.251

3,64

73.030

4,70

78.597

4,54

99.458,62

5,63

93.379

5,13

77.590

4,26

52,05 Time Deposits 44,37 Rupiah

Valas

Valas

107.755

9,18

127.361

9,41

130.349

8,40

166.425

9,61

153.772,95

8,71

205.366

11,28

216.645

11,89

9.728

0,83

14.451

1,07

21.551

1,39

29.852

1,72

25.863,07

1,46

31.434

1,73

31.361

1,72

Valas Total DPK Rupiah Valas

Foreign Exchange Rupiah Foreign Exchange - Periode 6 Month

39.826

3,39

54.242

4,01

49.986

3,22

59.592

3,44

73.372,34

4,16

86.203

4,73

93.427

5,13

5.505

0,47

12.135

0,90

16.359

1,05

24.066

1,39

26.723,61

1,51

21.616

1,19

17.365

0,95

Rupiah Foreign Exchange - Periode >= 12 Month

- Jangka Waktu >= 12 bulan Rupiah

Rupiah - Periode 3 Month

- Jangka Waktu 6 bulan Rupiah

Foreign Exchange - Periode 1 Month

- Jangka Waktu 3 bulan Rupiah

Foreign Exchange

30,36 Saving 27,34 Rupiah 3,02 Foreign Exchange

- Jangka Waktu 1 bulan Rupiah

Items

(Composition to Total Third Party Funds) (%)

35.483

3,02

39.985

2,95

40.984

2,64

61.097

3,53

67.590,46

3,83

52.595

2,89

58.493

3,21

Rupiah

6.219

0,53

9.343

0,69

15.078

0,97

23.746

1,37

24.071,48

1,36

17.317

0,95

13.721

0,75

Foreign Exchange

1.173.297

100,00

1.353.149

100,00

1.552.385

100,00

1.731.019

100,00

1.765.518,42

100,00

1.821.244

100,00

1.822.589

1.020.700

86,99

1.173.913

86,75

1.296.639

83,53

1.437.776

83,06

1.445.984,34

81,90

1.506.490

82,72

1.536.375

152.597

13,01

179.236

13,25

255.746

16,47

293.243

16,94

319.253,36

18,10

314.753

17,28

286.213

100,00 Total Third Party Funds 84,30 Rupiah 15,70 Foreign Exchange

103

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.41.a. Komposisi Dana Pihak Ketiga BUSN Non Devisa

(Composition of Third Party Funds of Non-Foreign Exchange Commercial Banks) Miliar Rp (Billion Rp) Desember 2011

Komposisi thd Total DPK (%)

Keterangan Nominal

Giro Rupiah Valas Tabungan Rupiah Valas Simpanan Berjangka Rupiah Valas

Desember 2012

(Composition to Total Third Party Funds) (%)

Desember 2013

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

Komposisi thd Total DPK (%)

Nominal

April 2015

Desember 2014

(Composition to Total Third Party Funds) (%)

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

Desember 2015

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

April 2016

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

Komposisi thd Total DPK (%)

Nominal

3.634

4,37

5.074

4,86

5.844

4,76

7.056

5,00

7.043,54

4,91

4.703

3,20

4.413

2,94 Demand Deposits

3.634

4,37

5.074

4,86

5.844

4,76

7.056

5,00

7.043,54

4,91

4.703

3,20

4.413

2,94

-

-

-

-

-

-

-

-

10.281

12,37

12.794

12,26

14.402

11,72

16.422

11,64

16.714,94

11,64

17.728

12,05

18.329

12,23 Saving

10.281

12,37

12.794

12,26

14.402

11,72

16.422

11,64

16.714,94

11,64

17.728

12,05

18.329

12,23

-

-

-

-

-

-

-

-

-

-

-

-

-

69.180

83,25

86.478

82,88

102.636

83,52

117.549

83,35

119.803,41

83,45

124.711

84,76

127.156

69.180

83,25

86.478

82,88

102.636

83,52

117.549

83,35

119.803,41

83,45

124.711

84,76

127.156

-

-

-

-

-

-

-

-

36.567

44,01

43.915

42,09

61.923

50,39

64.013

45,39

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Valas

84,83

-

-

-

-

-

Valas

50,35

56.752

38,57

51.107

34,09

-

-

-

-

-

-

Valas

18.991

22,86

22.133

21,21

24.123

19,63

28.290

20,06

-

-

-

-

-

-

-

-

23.195,74 -

16,16

36.881

25,06

40.572

27,07

-

-

-

-

-

Valas Total DPK Rupiah Valas

Foreign Exchange Rupiah Foreign Exchange Rupiah Foreign Exchange Rupiah Foreign Exchange - Periode 6 Month

11.284

13,58

15.658

15,01

12.534

10,20

16.041

11,37

-

-

-

-

-

-

-

-

13.111,11 -

9,13 -

20.371

13,84

18.160

12,11

-

-

-

-

Rupiah Foreign Exchange - Periode >= 12 Month

- Jangka Waktu >= 12 bulan Rupiah

Rupiah

- Periode 3 Month

- Jangka Waktu 6 bulan Rupiah

Foreign Exchange

- Periode 1 Month 72.287,49

- Jangka Waktu 3 bulan Rupiah

Rupiah

84,83 Time Deposits

- Jangka Waktu 1 bulan Rupiah

Items

(Composition to Total Third Party Funds) (%)

2.337

2,81

4.771

4,57

4.056

3,30

9.123

6,47

-

-

-

-

-

-

-

-

83.095

100,00

104.346

100,00

122.883

100,00

141.027

100,00

143.561,90

100,00

147.143

100,00

149.898

83.095

100,00

104.346

100,00

122.883

100,00

141.027

100,00

143.561,90

100,00

147.143

100,00

149.898

-

-

-

-

-

-

-

-

11.113,86 -

-

7,74 -

-

10.707 -

-

7,28 -

-

17.317

11,55

-

-

-

Rupiah Foreign Exchange

100,00 Total Third Party Funds 100,00 -

Rupiah Foreign Exchange

104

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.42.a. Komposisi Dana Pihak Ketiga BPD

(Composition of Third Party Funds of Regional Development Banks) Miliar Rp (Billion Rp) Desember 2011

Komposisi thd Total DPK (%)

Keterangan Nominal

Giro Rupiah Valas Tabungan Rupiah Valas Simpanan Berjangka Rupiah Valas

Desember 2012

(Composition to Total Third Party Funds) (%)

Desember 2013

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

Desember 2014

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

April 2015

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

Desember 2015

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

Valas

Valas

37,59

112.953

40,55

107.070

37,21

120.899

35,99

176.369

39,62

110.344

30,94

193.556

37,43

112.715

40,47

106.398

36,98

120.531

35,88

176.097

39,56

110.080

30,87

193.321

Rupiah Valas

362

0,15

238

0,09

673

0,23

368

0,11

271

0,06

264

0,07

235

28,61

79.968

28,71

95.827

33,31

100.949

30,05

85.043

19,11

116.601

32,70

99.850

67.318

28,60

79.938

28,70

95.786

33,29

100.903

30,03

85.010

19,10

116.551

32,68

99.815

20

0,01

30

0,01

41

0,01

46

0,01

33

0,01

50

0,01

35

79.555

33,80

85.614

30,74

84.812

29,48

114.109

33,97

183.713

41,27

129.655

36,36

159.321

78.767

33,47

84.903

30,48

83.838

29,14

113.270

33,72

181.771

40,84

127.088

35,64

157.183

787

0,33

711

0,26

974

0,34

839

0,25

1.943

0,44

2.567

0,72

Valas Total DPK Rupiah Valas

0,05

2.138

0,47

Foreign Exchange

22,06 Saving 22,05 Rupiah 0,01 Foreign Exchange 35,19 Time Deposits 34,72 Rupiah

-

Foreign Exchange - Periode 1 Month

46.523

19,77

37.513

13,47

40.872

14,21

53.562

15,94

113.262

25,44

56.407

15,82

80.044

17,68

673

0,29

468

0,17

854

0,30

795

0,24

1.900

0,43

1.410

0,40

798

0,18

-

Rupiah Foreign Exchange - Periode 3 Month

14.335

6,09

12.214

4,39

12.263

4,26

19.129

5,69

17.496

3,93

23.640

6,63

27.040

5,97

51

0,02

14

0,01

5

0,00

8

0,00

4

0,00

697

0,20

638

0,14

-

Rupiah Foreign Exchange - Periode 6 Month

12.559

5,34

13.495

4,84

16.389

5,70

15.889

4,73

16.449

3,70

12.221

3,43

14.368

3,17

5

0,00

27

0,01

84

0,03

15

0,00

7

0,00

425

0,12

674

0,15

-

- Jangka Waktu >= 12 bulan Rupiah

42,75 Demand Deposits 42,70 Rupiah

67.338

- Jangka Waktu 6 bulan

Items

(Composition to Total Third Party Funds) (%)

88.094

- Jangka Waktu 3 bulan Rupiah

Komposisi thd Total DPK (%)

Nominal

88.456

- Jangka Waktu 1 bulan Rupiah

April 2016

Rupiah Foreign Exchange - Periode >= 12 Month

5.349

2,27

21.682

7,78

14.314

0,01

24.670

7,34

34.544

7,76

34.820

9,76

35.731

7,89

Rupiah

59

0,03

203

0,07

32

100,00

21

0,01

31

0,01

35

0,01

28

0,01

Foreign Exchange

235.348

100,00

278.535

100,00

287.709

100,00

335.957

100,00

445.125

100,00

356.600

100,00

452.727

234.179

99,50

277.555

99,65

286.021

99,41

334.704

99,63

442.878

99,50

353.719

99,19

450.320

1.169

0,50

980

0,35

1.688

0,59

1.253

0,37

2.247

0,50

2.881

0,81

2.408

100,00 Total Third Party Funds 99,47 Rupiah 0,53 Foreign Exchange

105

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.43.a. Komposisi Dana Pihak Ketiga Bank Campuran

(Composition of Third Party Funds of Joint Venture Banks) Miliar Rp (Billion Rp) Desember 2011

Keterangan Nominal

Giro Rupiah Valas Tabungan Rupiah Valas

Desember 2012

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Desember 2013

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Desember 2014

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

April 2015

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Desember 2015

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

April 2016

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

Nominal

25.396

22,57

34.508

26,05

44.293

26,92

40.859

27,30

44.773

28,99

44.148

27,08

45.197

9.485

8,43

12.226

9,23

16.744

10,18

13.334

8,91

15.067

9,76

16.318

10,01

18.106

Komposisi thd Total DPK (%)

Items

(Composition to Total Third Party Funds) (%)

28,21 Demand Deposits 11,30 Rupiah

15.912

14,14

22.282

16,82

27.549

16,74

27.525

18,39

29.705

19,24

27.830

17,07

27.092

16,91

18.503

16,44

19.292

14,57

23.245

14,13

20.925

13,98

19.969

12,93

23.107

14,17

21.975

13,71 Saving 5,42 Rupiah 8,30 Foreign Exchange

8.402

7,47

8.529

6,44

10.268

6,24

7.548

5,04

7.143

4,63

8.340

5,12

8.679

10.101

8,98

10.763

8,13

12.978

7,89

13.377

8,94

12.826

8,31

14.767

9,06

13.296

Foreign Exchange

68.642

60,99

78.654

59,38

96.995

58,95

87.883

58,72

89.688

58,08

95.757

58,74

93.056

Rupiah

44.532

39,57

47.948

36,20

53.835

32,72

58.079

38,81

62.710

40,61

70.930

43,51

69.824

58,08 Time Deposits 43,58 Rupiah

Valas

24.110

21,42

30.706

23,18

43.160

26,23

29.804

19,91

26.979

17,47

24.827

15,23

23.233

14,50

Simpanan Berjangka

-

- Jangka Waktu 1 bulan

- Periode 1 Month

Rupiah

27.920

24,81

26.748

20,19

33.557

20,40

33.116

22,13

32.750

21,21

22.699

13,92

27.601

17,23

Valas

15.002

13,33

20.389

15,39

28.477

17,31

15.709

10,50

15.067

9,76

8.757

5,37

9.829

6,13

-

- Jangka Waktu 3 bulan 8.971

7,97

9.285

7,01

11.791

7,17

11.066

7,39

11.308

7,32

12.375

7,59

15.797

9,86

Valas

3.725

3,31

3.964

2,99

4.910

2,98

7.470

4,99

4.580

2,97

2.673

1,64

5.114

3,19

-

Foreign Exchange Rupiah Foreign Exchange - Periode 6 Month

Rupiah

4.539

4,03

6.842

5,17

5.146

3,13

6.746

4,51

9.662

6,26

7.463

4,58

16.160

10,09

Valas

3.062

2,72

4.743

3,58

7.141

4,34

3.268

2,18

4.219

2,73

1.175

0,72

3.661

2,29

-

- Jangka Waktu >= 12 bulan

Rupiah - Periode 3 Month

Rupiah - Jangka Waktu 6 bulan

Foreign Exchange

Rupiah Foreign Exchange - Periode >= 12 Month

Rupiah

3.102

2,76

5.073

3,83

3.341

2,03

7.152

4,78

8.990

5,82

4.165

2,56

10.265

6,41

Rupiah

Valas

2.321

2,06

1.611

1,22

2.632

1,60

3.358

2,24

3.112

2,02

986

0,61

4.629

2,89

Foreign Exchange

112.541

100,00

132.454

100,00

164.533

100,00

149.668

100,00

154.430

100,00

163.012

100,00

160.229

Rupiah

62.418

55,46

68.704

51,87

80.847

49,14

78.962

52,76

84.920

54,99

95.588

58,64

96.608

Valas

50.123

44,54

63.751

48,13

83.686

50,86

70.706

47,24

69.510

45,01

67.424

41,36

63.621

Total DPK

100,00 Total Third Party Funds 60,29 Rupiah 39,71 Foreign Exchange

106

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.44.a. Komposisi Dana Pihak Ketiga Bank Asing

(Composition of Third Party Funds of Foreign Owned Banks) Miliar Rp (Billion Rp) Desember 2011

Komposisi thd Total DPK (%)

Keterangan Nominal

Giro Rupiah Valas Tabungan Rupiah Valas

Desember 2012

(Composition to Total Third Party Funds) (%)

Desember 2013

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

Desember 2014

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

Nominal

April 2015

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Desember 2015

Komposisi thd Total DPK (%)

April 2016

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

(Composition to Total Third Party Funds) (%)

Komposisi thd Total DPK (%)

Nominal

67.199

47,49

77.405

49,80

95.338

54,98

93.276

53,53

104.949

53,69

107.713

56,66

110.605

27.683

19,56

32.996

21,23

36.873

21,27

38.094

21,86

38.585

19,74

41.864

22,02

49.678

55,71 Demand Deposits 25,02 Rupiah

39.516

27,93

44.409

28,57

58.465

33,72

55.182

31,67

66.364

33,95

65.849

34,64

60.927

30,69

18.721

13,23

20.715

13,33

21.050

12,14

21.511

12,34

22.977

11,75

22.091

11,62

24.160

12,17 Saving 4,11 Rupiah 8,06 Foreign Exchange

7.195

5,09

7.858

5,06

6.713

3,87

7.382

4,24

7.489

3,83

6.951

3,66

8.156

11.526

8,15

12.857

8,27

14.336

8,27

14.129

8,11

15.488

7,92

15.141

7,96

16.004

55.572

39,28

57.310

36,87

57.008

32,88

59.474

34,13

67.550

34,56

60.294

31,72

63.787

Rupiah

38.522

27,23

39.133

25,18

41.111

23,71

44.062

25,28

51.568

26,38

46.702

24,57

50.219

Valas

17.050

12,05

18.176

11,69

15.897

9,17

15.413

8,84

15.982

8,18

13.591

7,15

13.568

6,83

Simpanan Berjangka

Items

(Composition to Total Third Party Funds) (%)

32,13 Time Deposits 25,29 Rupiah

-

- Jangka Waktu 1 bulan 25.177

17,79

25.315

16,29

25.022

14,43

21.817

12,52

30.338

15,52

22.699

11,94

24.935

12,56

Valas

12.382

8,75

12.011

7,73

11.660

6,72

10.294

5,91

10.900

5,58

8.757

4,61

7.970

4,01

9.237

6,53

8.962

5,77

11.553

6,66

11.731

6,73

10.634

5,44

12.375

6,51

14.901

7,51

Valas

2.987

2,11

3.673

2,36

2.397

1,38

2.122

1,22

2.103

1,08

2.673

1,41

3.332

1,68

-

Foreign Exchange Rupiah Foreign Exchange - Periode 6 Month

Rupiah

2.654

1,88

3.110

2,00

3.107

1,79

7.470

4,29

7.357

3,76

7.463

3,93

6.232

3,14

Valas

1.010

0,71

1.910

1,23

1.188

0,69

1.218

0,70

1.086

0,56

1.175

0,62

1.285

0,65

-

- Jangka Waktu >= 12 bulan

Rupiah - Periode 3 Month

Rupiah - Jangka Waktu 6 bulan

Foreign Exchange - Periode 1 Month

Rupiah - Jangka Waktu 3 bulan

Foreign Exchange

Rupiah Foreign Exchange - Periode >= 12 Month

1.453

1,03

1.746

1,12

1.429

0,82

3.043

1,75

3.238

1,66

4.165

2,19

4.151

2,09

Rupiah

670

0,47

583

0,38

651

0,38

1.779

1,02

1.893

0,97

986

0,52

982

0,49

Foreign Exchange

141.491

100,00

155.430

100,00

173.395

100,00

174.261

100,00

195.475

100,00

190.098

100,00

198.552

Rupiah

73.399

51,88

79.987

51,46

84.697

48,85

89.537

51,38

97.641

49,95

95.517

50,25

108.053

Valas

68.092

48,12

75.443

48,54

88.698

51,15

84.724

48,62

97.834

50,05

94.581

49,75

90.499

Rupiah Valas Total DPK

100,00 Total Third Party Funds 54,42 Rupiah 45,58 Foreign Exchange

107

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.45.a. Komposisi DPK Bank Umum Berdasarkan Lokasi Penghimpunan Dana April 2016 (Composition of Third Party Funds of Commercial Banks Based on Location - April 2016) Miliar Rp (Billion Rp) Giro

Tabungan

Deposito

Total DPK

(Demand Deposits)

(Saving Deposits)

(Time Deposits)

(Total Third Party Funds)

Lokasi

Valas (Foreign

Rupiah

Exchange)

Valas (Foreign

Rupiah

Exchange)

Valas (Foreign

Rupiah

Exchange)

Valas (Foreign

Rupiah

Exchange)

Pangsa Thd Total DPK (%)

Location

(Portion to Total Third Party (%)

Total

1. Jawa Barat

58.784

9.022

143.940

7.728

150.785

12.416

353.509

29.166

382.675

8,34

1. Jawa Barat

2. Banten

29.745

5.750

42.482

3.521

48.636

4.489

120.862

13.760

134.622

2,93

2. Banten

352.284

241.248

313.452

68.305

1.047.450

197.538

1.713.186

507.091

2.220.277

50,52

5.140

328

23.756

748

16.071

464

44.967

1.541

46.508

1,03

4. D.I Yogyakarta

5. Jawa Tengah

31.560

3.267

102.019

3.724

74.636

7.066

208.215

14.057

222.272

4,88

5. Jawa Tengah

6. Jawa Timur

64.492

10.638

162.925

10.189

166.465

13.769

393.882

34.596

428.478

9,48

6. Jawa Timur

7. Bengkulu

3.265

27

4.884

42

2.662

10

10.810

79

10.889

0,23

7. Bengkulu

8. Jambi

4.009

266

11.395

317

7.620

107

23.024

690

23.714

0,53

8. Jambi

9. Aceh

8.349

39

14.219

130

10.144

74

32.711

243

32.955

0,71

27.512

4.816

65.517

4.594

73.822

12.494

166.852

21.903

188.755

4,17

10. Sumatera Utara

3. DKI Jakarta 4. D.I Yogyakarta

10. Sumatera Utara

3. DKI Jakarta

9. Aceh

7.605

217

15.391

475

11.157

191

34.154

884

35.038

0,78

11. Sumatera Barat

10.707

1.022

28.073

874

22.729

609

61.508

2.506

64.014

1,40

12. Riau

14. Sumatera Selatan

8.936

1.829

25.221

971

21.252

1.678

55.409

4.478

59.887

1,33

14. Sumatera Selatan

15. Bangka Belitung

2.151

149

6.613

351

5.186

175

13.950

675

14.625

0,33

15. Bangka Belitung

13. Kepulauan Riau

7.531

4.456

14.357

3.359

8.407

2.278

30.295

10.092

40.387

0,91

13. Kepulauan Riau

16. Lampung

7.804

180

15.977

519

8.512

229

32.294

928

33.222

0,73

16. Lampung

17. Kalimantan Selatan

9.130

486

19.710

501

9.589

287

38.428

1.273

39.701

0,89

17. Kalimantan Selatan

18. Kalimantan Barat

8.049

256

21.675

592

13.636

324

43.360

1.172

44.532

0,98

18. Kalimantan Barat

19. Kalimantan Timur

14.270

2.704

34.490

2.344

25.137

2.688

73.897

7.736

81.634

1,86

19. Kalimantan Timur

20. Kalimantan Tengah

5.835

92

9.468

54

4.685

82

19.987

227

20.214

0,44

20. Kalimantan Tengah

21. Sulawesi Tengah

4.309

28

7.939

108

3.888

32

16.135

168

16.304

0,36

21. Sulawesi Tengah

22. Sulawesi Selatan

13.705

609

37.698

1.013

26.424

784

77.827

2.406

80.233

1,78

22. Sulawesi Selatan

23. Sulawesi Utara

4.625

333

9.028

527

7.143

257

20.796

1.117

21.913

0,48

23. Sulawesi Utara

24. Gorontalo

1.052

0

2.280

34

1.527

4

4.859

38

4.898

0,10

24. Gorontalo

25. Sulawesi Barat

1.526

0

2.154

1

437

1

4.118

2

4.120

0,09

25. Sulawesi Barat

26. Sulawesi Tenggara

4.668

37

7.100

59

4.120

19

15.888

114

16.003

0,34

26. Sulawesi Tenggara

27. Nusa Tenggara Barat

3.974

64

9.908

193

6.579

50

20.461

307

20.768

0,45

27. Nusa Tenggara Barat

11.449

2.397

31.097

3.284

27.088

939

69.634

6.620

76.254

1,69

28. Bali

29. Nusa Tenggara Timur

6.477

24

10.132

134

6.018

36

22.627

194

22.821

0,50

29. Nusa Tenggara Timur

30. Maluku

3.326

6

5.581

92

3.803

52

12.710

150

12.860

0,28

30. Maluku

14.085

335

15.348

284

8.592

169

38.025

788

38.812

0,82

31. Papua

32. Maluku Utara

1.847

50

3.393

17

1.382

12

6.622

80

6.702

0,15

32. Maluku Utara

33. Papua Barat

4.940

27

5.153

95

2.783

39

12.876

161

13.037

0,27

33. Papua Barat

13

3.492

30

11.094

10

4.648

53

19.234

19.287

0,23

34. Lainnya

743.153

294.194

1.222.406

126.273

1.828.371

264.011

3.793.931

684.478

4.478.409

100

11. Sumatera Barat 12. Riau

28. Bali

31. Papua

34. Lainnya Total

Total

108

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.46.a. Penghimpunan DPK Bank Umum Berdasarkan Lokasi Bank Penghimpun Dana

(Third Party Funds of Commercial Banks Based on Location of Deposits) Miliar Rp (Billion Rp) Lokasi

2011

2012

2013

2015

2014

2016

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Location Mar

Apr

219.405

262.433

300.671

332.474

339.694

355.228

357.116

356.663

363.881

361.329

360.500

370.285

364.969

364.899

372.845

382.675

1. Jawa Barat

70.218

88.496

105.532

121.613

121.028

124.032

124.131

124.376

127.512

126.306

125.504

129.632

128.838

129.925

130.881

134.622

2. Banten

1.417.266

1.629.585

1.860.446

2.100.489

2.152.474

2.182.791

2.189.139

2.219.605

2.251.119

2.182.895

2.184.902

2.219.848

2.205.118

2.255.336

2.257.794

2.220.277

26.837

32.501

37.073

41.483

42.332

43.089

43.891

44.342

44.634

44.797

45.090

45.655

45.536

45.595

45.922

46.508

5. Jawa Tengah

124.743

145.257

167.398

188.114

196.004

201.054

204.316

206.059

213.678

212.825

214.706

216.174

213.462

214.574

217.923

222.272

5. Jawa Tengah

6. Jawa Timur

250.524

292.224

335.308

383.290

391.909

398.365

398.134

401.381

411.579

408.666

409.131

422.668

415.010

419.844

423.757

428.478

6. Jawa Timur

6.190

7.368

7.680

8.556

9.644

10.090

10.250

10.380

10.819

10.672

10.531

9.697

9.968

10.047

10.292

10.889

7. Bengkulu

8. Jambi

16.415

17.945

19.415

21.965

23.423

24.205

24.165

23.895

24.679

24.189

24.367

23.440

23.603

23.591

23.897

23.714

8. Jambi

9. Aceh

20.333

21.969

24.263

26.694

30.453

31.426

30.693

30.067

34.299

33.210

34.166

31.054

30.998

30.701

31.651

32.955

10. Sumatera Utara

127.076

139.259

155.204

178.653

180.394

182.589

183.624

186.218

190.253

188.418

184.323

184.659

183.513

185.128

186.270

188.755

10. Sumatera Utara

11. Sumatera Barat

23.126

25.623

26.281

29.985

32.225

33.389

33.790

33.865

34.493

34.427

34.364

33.553

33.929

34.075

34.652

35.038

11. Sumatera Barat

12. Riau

45.067

52.243

55.524

64.143

68.918

70.421

68.640

67.402

69.189

67.751

67.162

62.050

62.877

62.590

62.588

64.014

12. Riau

13. Sumatera Selatan*)

51.235

54.244

53.688

57.225

58.821

61.396

60.649

60.224

63.226

61.201

59.587

59.756

59.522

58.473

59.275

59.887

13. Sumatera Selatan

14. Bangka Belitung

10.243

12.172

11.828

13.145

13.843

14.359

14.000

14.085

14.479

14.471

14.254

14.233

13.988

13.976

14.696

14.625

14. Bangka Belitung

15. Kepulauan Riau*)

24.114

28.804

38.392

39.455

40.308

41.183

40.714

40.674

41.767

40.809

40.691

40.636

41.160

41.069

40.712

40.387

15. Kepulauan Riau

16. Lampung

19.745

22.612

25.642

28.640

29.824

31.139

32.070

32.520

33.418

32.754

32.554

32.260

31.750

31.386

32.724

33.222

16. Lampung

17. Kalimantan Selatan

28.305

34.118

36.447

37.494

39.215

40.487

39.897

39.227

41.632

40.614

40.469

38.871

39.656

39.385

39.987

39.701

17. Kalimantan Selatan

18. Kalimantan Barat

27.857

32.000

36.273

39.500

41.215

42.119

42.123

42.575

43.368

43.222

43.575

43.989

43.032

43.166

43.624

44.532

18. Kalimantan Barat

19. Kalimantan Timur

66.880

79.992

85.407

89.468

89.710

93.506

90.564

88.647

93.838

90.486

88.687

83.619

85.343

83.500

83.152

81.634

19. Kalimantan Timur

20. Kalimantan Tengah

11.924

14.285

16.023

16.771

18.438

19.204

18.986

18.389

19.498

19.309

19.135

17.856

18.800

19.104

19.833

20.214

20. Kalimantan Tengah

21. Sulawesi Tengah

8.865

10.022

11.330

12.938

14.297

15.222

15.512

15.602

16.289

16.044

16.273

15.765

15.622

15.294

16.017

16.304

21. Sulawesi Tengah

22. Sulawesi Selatan

46.262

54.453

61.163

67.026

68.866

70.372

71.144

71.654

74.189

73.322

75.251

79.249

77.892

78.294

79.497

80.233

22. Sulawesi Selatan

23. Sulawesi Utara

14.340

16.407

17.481

19.671

20.629

21.096

21.173

21.574

21.848

20.908

21.019

21.487

21.392

21.039

21.538

21.913

23. Sulawesi Utara

24. Gorontalo*)

2.712

2.990

3.100

3.489

4.036

4.221

4.313

4.313

4.421

4.357

4.439

4.204

4.336

4.314

4.531

4.898

24. Gorontalo

25. Sulawesi Barat*)

1.934

2.585

2.868

2.990

3.610

3.795

3.908

3.903

4.022

3.983

3.960

3.411

3.697

3.670

3.869

4.120

25. Sulawesi Barat

26. Sulawesi Tenggara*)

8.428

9.870

11.033

11.476

13.277

13.675

14.159

14.100

14.883

15.068

14.839

14.516

14.972

14.611

15.367

16.003

26. Sulawesi Tenggara

27. Nusa Tenggara Barat

10.872

12.734

14.445

16.798

17.593

18.245

18.276

18.341

19.190

19.398

19.400

19.368

19.295

19.374

20.015

20.768

27. Nusa Tenggara Barat

28. Bali

45.604

54.948

64.234

70.510

72.327

73.580

73.659

74.540

76.450

75.828

74.640

75.505

75.913

75.783

75.567

76.254

28. Bali

29. Nusa Tenggara Timur

12.755

14.884

16.402

18.571

20.917

21.764

22.239

21.928

22.558

22.815

22.336

21.688

22.048

21.775

22.138

22.821

29. Nusa Tenggara Timur

6.989

8.340

9.379

10.509

11.136

11.560

11.786

11.828

12.135

12.230

12.343

12.124

12.480

12.231

12.502

12.860

30. Maluku

23.946

27.148

29.424

33.717

35.446

36.325

36.299

38.821

39.468

37.956

39.085

36.232

37.432

36.768

36.680

38.812

31. Papua

32. Maluku Utara

3.769

4.425

4.831

5.217

5.986

6.236

6.378

6.401

6.517

6.437

6.403

6.230

6.521

6.422

6.501

6.702

33. Papua Barat

7.097

8.284

10.906

12.385

13.462

13.587

13.228

12.962

14.744

14.019

13.819

12.407

12.630

12.152

11.949

13.037

33. Papua Barat

34. Lainnya

3.835

4.976

8.876

9.968

10.698

10.001

9.856

10.010

10.007

9.688

9.513

10.936

9.723

9.427

10.307

19.287

34. Others

2.784.912

3.225.198

3.663.968

4.114.420

4.232.150

4.319.749

4.328.822

4.366.571

4.464.083

4.370.404

4.367.019

4.413.056

4.385.024

4.437.515

4.468.955

4.478.409

1. Jawa Barat 2. Banten 3. DKI Jakarta 4. D.I Yogyakarta

7. Bengkulu

30. Maluku 31. Papua

Total

3. DKI Jakarta 4. D.I Yogyakarta

9. Aceh

32. Maluku Utara

Total

109

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.47.a. Suku Bunga Rata-rata DPK Bank Umum

(Average of Interest Rate of Third Party Funds of Commercial Banks) Persen (Percent) Keterangan

2011

2012

2013

2015

2014 Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Items Mar

Apr Demand Deposits

Giro Rupiah

2,41

2,12

2,12

2,31

2,40

2,38

2,38

2,34

2,40

2,35

2,30

2,19

2,33

2,35

2,36

2,37

- Rupiah

Valas

0,37

0,37

0,42

0,46

0,44

0,41

0,41

0,40

0,43

0,41

0,38

0,36

0,35

0,32

0,33

0,35

- Foreign Exchange

Rupiah

2,44

1,91

2,01

2,02

2,01

2,00

1,99

1,99

2,00

1,97

1,98

1,99

1,98

1,98

1,91

1,86

Valas

0,35

0,34

0,32

0,35

0,34

0,36

0,34

0,30

0,28

0,28

0,27

0,26

0,27

0,27

0,27

0,26

Saving

Tabungan

- Rupiah - Foreign Exchange Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln Rupiah

6,41

5,59

7,72

8,56

7,85

7,74

7,71

7,60

7,56

7,48

7,47

7,58

7,47

7,38

7,10

6,88

Rupiah

Valas

1,59

1,57

1,81

1,99

1,55

1,37

1,24

1,16

1,05

1,02

0,97

1,01

1,00

0,93

0,95

0,90

Foreign Exchange - 3 Month Time Deposits

- Simpanan Berjangka 3 bln Rupiah

6,91

5,90

8,03

9,14

8,71

8,49

8,41

8,33

8,23

8,15

8,13

8,15

8,14

8,05

7,83

7,58

Rupiah

Valas

2,00

1,91

2,26

2,29

2,00

1,79

1,56

1,40

1,32

1,23

1,20

1,23

1,22

1,17

1,17

1,16

Foreign Exchange

Rupiah

7,29

6,04

7,37

9,22

8,97

8,84

8,73

8,61

8,54

8,51

8,45

8,54

8,54

8,50

8,37

8,19

Rupiah

Valas

2,10

2,33

2,17

2,26

1,99

1,90

1,81

1,73

1,62

1,54

1,42

1,36

1,42

1,44

1,44

1,41

Foreign Exchange

Rupiah

6,87

6,05

7,14

8,76

8,80

8,69

8,68

8,61

8,57

8,57

8,50

8,58

8,51

8,47

8,32

8,21

Rupiah

Valas

1,71

1,97

2,07

2,24

2,05

2,04

2,01

1,97

1,92

1,83

1,73

1,72

1,68

1,64

1,59

1,48

Foreign Exchange

- 6 Month Time Deposits

- Simpanan Berjangka 6 bln

- 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln

110

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.48.a. Suku Bunga Rata-rata DPK Bank Persero

(Average of Interest Rate of Third Party Funds of State Owned Banks) Persen (Percent) Keterangan

2011

2012

2013

2015

2014 Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Items Mar

Apr Demand Deposits

Giro Rupiah

2,37

2,08

2,00

2,13

1,91

1,91

1,92

1,88

1,96

1,87

1,88

1,91

1,87

1,86

1,87

1,85

- Rupiah

Valas

0,16

0,15

0,18

0,18

0,19

0,19

0,17

0,15

0,18

0,17

0,15

0,16

0,16

0,16

0,16

0,15

- Foreign Exchange

Rupiah

2,15

1,59

1,58

1,48

1,46

1,47

1,45

1,46

1,47

1,46

1,00

1,49

1,48

1,48

1,38

1,30

Valas

0,23

0,22

0,22

0,23

0,23

0,23

0,23

0,24

0,23

0,23

1,47

0,24

0,24

0,24

0,25

0,25

Saving

Tabungan

- Rupiah - Foreign Exchange Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln Rupiah

6,04

5,23

7,16

8,13

7,12

7,27

7,30

7,14

7,07

6,93

6,90

7,18

7,01

7,13

6,80

6,71

Rupiah

Valas

1,35

0,97

1,14

1,81

1,14

1,10

0,99

0,94

0,74

0,67

0,63

0,73

0,67

0,69

0,68

0,68

Foreign Exchange - 3 Month Time Deposits

- Simpanan Berjangka 3 bln Rupiah

6,65

5,54

7,60

8,74

8,14

7,87

7,87

7,82

7,62

7,41

7,19

7,19

7,20

7,25

7,12

7,04

Rupiah

Valas

2,21

1,11

1,37

1,48

1,58

1,44

1,28

1,27

1,11

0,84

0,75

0,73

0,76

0,76

0,79

0,79

Foreign Exchange

Rupiah

6,54

5,53

6,82

8,83

8,27

8,17

8,01

7,90

7,72

7,69

7,63

7,56

7,49

7,81

7,76

7,70

Rupiah

Valas

2,02

1,99

1,38

2,00

1,66

1,59

1,50

1,48

1,39

1,33

1,29

1,21

1,36

1,37

1,42

1,40

Foreign Exchange

Rupiah

6,94

5,91

7,43

9,06

8,99

8,88

8,80

8,73

8,71

8,71

8,66

8,60

8,54

8,51

8,40

8,35

Rupiah

Valas

1,47

1,65

1,68

1,73

1,75

1,75

1,74

1,73

1,63

1,61

1,44

1,44

1,38

1,32

1,24

1,20

Foreign Exchange

- 6 Month Time Deposits

- Simpanan Berjangka 6 bln

- 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln

111

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.49.a. Suku Bunga Rata-rata DPK BUSN Devisa

(Average of Interest Rate of Third Party Funds of Foreign Exchange Commercial Banks) Persen (Percent) Keterangan

2011

2012

2013

2015

2014 Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Items Mar

Apr Demand Deposits

Giro Rupiah

2,28

1,91

1,95

2,12

2,22

2,12

2,16

2,09

2,15

2,09

2,07

2,13

2,09

2,11

2,12

2,11

- Rupiah

Valas

0,53

0,50

0,62

0,56

0,58

0,53

0,53

0,52

0,56

0,55

0,54

0,52

0,50

0,45

0,45

0,49

- Foreign Exchange

Rupiah

2,55

2,11

2,40

2,22

2,22

2,20

2,22

2,22

2,22

2,17

2,20

2,25

2,22

2,20

2,20

2,13

Valas

0,42

0,46

0,44

0,45

0,43

0,46

0,42

0,50

0,33

0,28

0,28

0,27

0,27

0,28

0,28

0,27

Saving

Tabungan

- Rupiah - Foreign Exchange Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln Rupiah

6,54

5,69

7,95

8,85

8,14

7,92

7,85

7,74

7,70

7,60

7,62

7,64

7,56

7,39

7,17

6,87

Rupiah

Valas

1,81

1,94

2,39

2,30

1,85

1,59

1,45

1,34

1,26

1,21

1,15

1,23

1,22

1,09

1,16

1,08

Foreign Exchange - 3 Month Time Deposits

- Simpanan Berjangka 3 bln Rupiah

6,87

5,86

8,12

9,37

9,06

8,83

8,71

8,62

8,56

8,55

8,56

8,62

8,58

8,47

8,21

7,86

Rupiah

Valas

2,17

2,32

2,62

2,65

2,28

2,07

1,84

1,58

1,50

1,47

1,48

1,54

1,53

1,41

1,46

1,41

Foreign Exchange

Rupiah

7,08

5,75

7,21

9,28

9,15

9,01

8,96

8,82

8,74

8,71

8,66

8,81

8,80

8,73

8,58

8,35

Rupiah

Valas

2,44

2,63

2,65

2,55

2,39

2,29

2,21

2,06

1,92

1,81

1,63

1,59

1,56

1,58

1,58

1,52

Foreign Exchange

Rupiah

6,54

5,48

6,49

8,09

8,30

8,09

8,16

8,11

8,03

8,08

7,99

8,24

8,20

8,18

8,08

7,92

Rupiah

Valas

1,92

2,22

2,42

2,53

2,28

2,26

2,20

2,15

2,12

1,96

2,00

1,99

1,97

1,93

1,88

1,79

Foreign Exchange

- 6 Month Time Deposits

- Simpanan Berjangka 6 bln

- 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln

112

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.50.a. Suku Bunga Rata-rata DPK BUSN Non Devisa

(Average of Interest Rate of Third Party Funds of Non-Foreign Exchange Commercial Banks) Persen (Percent) Keterangan

2011

2012

2013

2015

2014 Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Items Mar

Apr Demand Deposits

Giro Rupiah Valas

4,11

3,25

4,48

3,60

3,06

3,02

3,01

3,11

3,03

3,10

3,11

2,88

3,37

3,09

2,90

2,90

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

4,41

3,70

4,33

3,23

3,14

3,13

3,24

3,27

3,42

3,14

3,13

3,03

3,82

3,06

2,74

2,68

Valas

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

7,79

6,90

8,50

9,55

8,97

8,88

8,81

8,71

8,71

8,73

8,88

9,01

8,90

8,48

8,07

7,88

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Valas

8,04

7,22

8,55

9,87

9,21

9,09

9,21

9,17

9,15

9,15

9,35

9,44

9,44

9,04

8,70

8,44

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

8,57

7,45

8,88

9,82

9,95

9,73

9,19

9,02

9,04

9,03

8,85

9,00

9,41

9,23

9,08

8,91

Valas

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

8,51

7,67

8,40

9,20

9,01

8,89

8,99

8,91

8,86

8,80

8,38

8,44

8,23

8,04

7,72

7,69

Valas

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Rupiah Foreign Exchange

Rupiah Foreign Exchange - 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln Rupiah

Foreign Exchange

- 6 Month Time Deposits

- Simpanan Berjangka 6 bln Rupiah

Rupiah

- 3 Month Time Deposits

- Simpanan Berjangka 3 bln Rupiah

- Foreign Exchange

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln

Valas

- Rupiah

Time Deposits

Simpanan Berjangka

Rupiah

- Foreign Exchange Saving

Tabungan Rupiah

- Rupiah

Rupiah Foreign Exchange

113

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.51.a. Suku Bunga Rata-rata DPK Bank Pembangunan Daerah

(Average of Interest Rate of Third Party Funds of Regional Development Banks) Persen (Percent) Keterangan

2011

2012

2013

2015

2014 Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Items Mar

Apr Demand Deposits

Giro Rupiah

2,78

2,67

2,44

2,47

2,72

2,77

2,71

2,86

2,87

2,91

2,80

2,47

2,83

2,93

2,88

2,89

- Rupiah

Valas

0,71

0,47

0,44

0,50

0,44

0,39

0,37

0,38

0,34

0,35

0,33

0,26

0,27

0,33

0,27

0,39

- Foreign Exchange

Rupiah

3,31

2,54

2,31

2,18

2,12

2,13

2,07

2,14

2,15

2,13

2,13

2,06

2,06

2,06

2,05

2,01

Valas

0,93

0,58

0,56

0,57

0,49

0,51

0,43

0,49

0,50

0,22

0,22

0,23

0,24

0,24

0,23

0,19

Saving

Tabungan

- Rupiah - Foreign Exchange Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln Rupiah

7,46

6,08

7,76

8,09

8,04

7,97

7,87

7,91

7,89

7,81

7,73

7,91

7,83

7,79

7,60

7,36

Rupiah

Valas

3,23

2,11

2,66

2,77

2,74

2,19

1,75

1,97

1,50

1,34

1,58

1,25

1,01

1,05

0,96

0,97

Foreign Exchange - 3 Month Time Deposits

- Simpanan Berjangka 3 bln Rupiah

7,98

6,57

8,06

9,09

8,58

8,63

8,43

8,27

8,09

8,11

8,15

8,19

8,17

8,22

8,00

7,78

Rupiah

Valas

1,90

1,40

1,06

1,14

1,99

1,99

1,99

1,24

1,10

1,10

1,09

1,24

1,25

1,00

1,00

0,85

Foreign Exchange

Rupiah

8,38

6,76

7,73

9,31

9,12

8,84

8,54

8,50

8,35

8,27

8,28

8,36

8,27

8,31

8,11

8,00

Rupiah

Valas

0,98

1,69

1,91

1,59

2,23

2,23

2,23

2,23

2,23

2,22

0,63

0,99

0,99

1,31

1,49

1,49

Foreign Exchange

Rupiah

8,06

6,96

7,31

8,97

9,09

9,12

9,10

8,97

8,94

8,94

8,96

9,03

8,91

8,90

8,72

8,53

Rupiah

Valas

1,49

0,96

1,07

1,06

1,06

1,25

0,98

1,00

1,00

0,75

0,67

0,68

0,67

0,71

0,65

0,62

Foreign Exchange

- 6 Month Time Deposits

- Simpanan Berjangka 6 bln

- 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln

114

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.52.a. Suku Bunga Rata-rata DPK Bank Campuran

(Average of Interest Rate of Third Party Funds of Joint Venture Banks) Persen (Percent) Keterangan

2011

2012

2013

2015

2014 Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Items Mar

Apr Demand Deposits

Giro Rupiah

2,13

1,70

1,57

2,27

2,27

2,03

2,19

1,98

2,13

2,19

2,22

2,17

2,14

2,04

2,08

2,05

- Rupiah

Valas

0,48

0,55

0,56

0,89

0,48

0,48

0,48

0,52

0,54

0,53

0,45

0,39

0,36

0,25

0,35

0,37

- Foreign Exchange

Rupiah

2,83

2,14

1,92

2,77

2,51

2,57

2,63

2,66

3,00

2,64

2,68

2,66

2,48

2,41

2,25

2,27

Valas

0,31

0,19

0,21

0,19

0,16

0,18

0,20

0,21

0,21

0,20

0,19

0,18

0,21

0,21

0,21

0,20

Saving

Tabungan

- Rupiah - Foreign Exchange Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln Rupiah

6,07

5,66

7,93

8,61

8,00

7,78

7,73

7,59

7,77

7,88

7,90

8,08

7,91

7,69

7,23

6,82

Rupiah

Valas

1,83

2,05

2,07

1,90

1,16

1,07

1,00

0,90

0,85

0,82

0,64

0,67

0,93

0,88

0,73

0,65

Foreign Exchange - 3 Month Time Deposits

- Simpanan Berjangka 3 bln Rupiah

6,72

6,17

8,49

9,20

9,00

8,88

8,69

8,61

8,55

8,72

8,74

8,80

8,77

8,62

8,27

7,89

Rupiah

Valas

1,88

1,71

2,00

2,02

1,42

1,21

1,15

1,09

1,06

0,92

0,91

0,87

0,99

1,02

0,97

0,92

Foreign Exchange

Rupiah

6,83

6,64

7,73

9,41

9,00

8,98

8,93

8,83

8,78

8,84

8,80

8,95

9,00

8,95

8,84

8,60

Rupiah

Valas

2,00

2,65

2,72

2,03

1,96

1,82

1,70

1,48

1,33

1,18

1,16

1,17

1,25

1,26

1,14

1,16

Foreign Exchange

Rupiah

6,65

6,76

7,12

9,17

9,14

9,11

9,09

9,02

8,98

9,01

8,81

8,78

8,88

8,71

8,59

8,39

Rupiah

Valas

1,47

2,24

2,37

2,68

2,21

2,19

2,13

2,06

1,96

1,63

1,51

1,73

1,78

1,69

1,62

1,34

Foreign Exchange

- 6 Month Time Deposits

- Simpanan Berjangka 6 bln

- 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln

115

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.53.a. Suku Bunga Rata-rata DPK Bank Asing

(Average of Interest Rate of Third Party Funds of Foreign Owned Banks) Persen (Percent) Keterangan

2011

2012

2013

2015

2014 Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Items Mar

Apr Demand Deposits

Giro Rupiah

1,94

1,71

2,92

2,33

2,28

2,23

2,41

2,24

2,24

2,21

2,19

2,16

2,28

1,99

2,09

2,25

- Rupiah

Valas

0,32

0,52

0,37

0,17

0,15

0,19

0,20

0,18

0,24

0,20

0,16

0,15

0,16

0,13

0,14

0,14

- Foreign Exchange

Rupiah

1,80

1,17

1,16

1,09

1,21

1,27

1,29

1,29

1,46

1,23

1,21

1,26

1,21

1,29

1,35

1,54

Valas

0,29

0,24

0,14

0,11

0,12

0,12

0,12

0,12

0,12

0,12

0,11

0,10

0,11

0,11

0,10

0,11

Saving

Tabungan

- Rupiah - Foreign Exchange Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln Rupiah

4,52

4,52

7,20

6,72

6,52

6,34

6,45

6,42

6,69

7,06

6,93

6,94

6,66

6,36

5,81

5,62

Rupiah

Valas

0,99

1,57

0,83

0,60

0,67

0,63

0,60

0,69

0,51

0,70

0,68

0,56

0,58

0,62

0,57

0,58

Foreign Exchange - 3 Month Time Deposits

- Simpanan Berjangka 3 bln Rupiah

5,30

5,06

8,24

8,68

8,47

8,43

8,36

8,24

8,23

8,19

8,19

7,87

8,20

8,09

7,86

7,57

Rupiah

Valas

1,18

1,65

1,21

1,36

1,29

1,27

1,17

1,16

1,09

1,05

1,01

0,96

1,09

1,00

1,07

1,06

Foreign Exchange

Rupiah

6,20

4,90

7,18

9,45

9,03

9,08

9,07

9,05

9,00

8,89

8,72

8,48

8,39

8,25

8,04

7,88

Rupiah

Valas

0,88

0,90

1,01

0,99

0,90

0,96

0,94

0,88

0,78

0,71

0,65

0,62

0,59

0,62

0,65

0,67

Foreign Exchange

Rupiah

6,70

5,70

6,40

9,61

9,39

9,39

9,37

9,35

9,15

9,05

8,92

8,69

8,65

8,62

8,58

8,50

Rupiah

Valas

2,33

2,03

0,86

2,28

1,92

2,07

2,16

2,23

2,23

2,25

1,52

0,71

0,68

0,66

0,67

0,71

Foreign Exchange

- 6 Month Time Deposits

- Simpanan Berjangka 6 bln

- 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln

116

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.54.a. Suku Bunga Rata-rata Kredit Bank Umum Kepada Pihak Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Average of Credit Interest Rate of Commercial Banks to Parties Non Bank Based on Industrial Origin and Non Industrial Origin Credit Recipients) Persen (Percent) Keterangan

2011

2012

2013

2015

2014 Mei

Penerima Kredit Lapangan Usaha 1. Pertanian, perburuan dan Kehutanan Rupiah Valas 2. Perikanan Rupiah Valas 3. Pertambangan dan Penggalian Rupiah Valas 4. Industri Pengolahan Rupiah Valas 5. Listrik, gas dan air Rupiah Valas 6. Konstruksi Rupiah Valas 7. Perdagangan Besar dan Eceran Rupiah Valas 8. Penyediaan akomodasi dan penyediaan makan minum Rupiah Valas 9. Transportasi, pergudangan dan komunikasi Rupiah Valas 10. Perantara Keuangan Rupiah Valas 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan Rupiah Valas 12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial Wajib Rupiah Valas 13. Jasa Pendidikan Rupiah Valas 14. Jasa Kesehatan dan Kegiatan Sosial Rupiah Valas 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya Rupiah Valas 16. Jasa Perorangan yang Melayani Rumah Tangga Rupiah Valas 17. Badan Internasional dan Badan Ekstra Internasional Lainnya Rupiah Valas 18. Kegiatan yang belum jelas batasannya Rupiah Valas Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal Rupiah Valas - Untuk Pemilikan Flat atau Apartemen Rupiah Valas - Untuk Pemilikan Ruko atau Rukan Rupiah Valas - Untuk Pemilikan Kendaraan Bermotor Rupiah Valas - Untuk Pemilikan Peralatan Rumah Tangga Lainnya Rupiah Valas - Bukan Lapangan Usaha Lainnya Rupiah Valas r) Angka-angka diperbaiki

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Items Mar

Apr

11,46 5,27

11,32 4,59

11,78 4,44

12,14 4,25

12,19 4,26

12,19 4,56

12,15 4,45

12,10 4,27

12,08 4,30

12,02 4,40

11,92 4,39

11,86 4,42

11,80 4,58

11,75 4,58

11,65 4,70

11,52 4,61

13,95 7,70

13,37 7,36

13,51 6,63

13,84 6,38

13,81 5,98

13,76 5,97

13,70 5,95

13,64 6,05

13,28 5,93

13,17 6,90

13,02 5,88

12,90 5,88

13,32 5,66

13,19 5,65

12,84 5,66

12,59 5,91

12,03 -

11,29 -

11,82 -

12,68 -

12,32 -

12,34 -

12,31 -

12,34 -

12,45 -

12,32 -

12,40 -

12,46 -

12,76 -

12,73 -

12,71 -

12,59 -

10,68 4,51

9,98 4,24

11,01 4,10

11,63 4,22

11,57 4,24

11,55 4,17

11,58 4,14

11,55 4,13

11,53 4,13

11,58 4,14

11,58 4,15

11,49 4,44

11,50 4,42

11,46 4,74

11,31 4,36

11,19 4,33

9,77 4,89

8,93 4,68

9,59 4,21

10,60 5,20

10,43 5,10

10,42 5,04

10,36 4,82

10,42 4,70

10,47 4,78

10,42 4,91

10,42 4,92

10,61 4,98

10,51 5,31

10,56 5,32

10,42 5,18

10,33 5,17

12,05 5,96

11,49 5,60

12,08 4,93

12,88 5,30

12,69 5,48

12,66 5,12

12,53 5,11

12,55 5,13

12,56 4,95

12,56 4,93

12,58 4,88

12,50 4,85

12,40 4,94

12,37 4,85

12,28 5,06

12,18 5,10

13,32 4,93

12,67 4,84

13,21 4,87

13,63 4,83

13,59 4,85

13,57 4,81

13,53 4,75

13,47 4,76

13,41 4,82

13,40 4,92

13,33 4,72

13,31 4,77

13,27 5,05

13,22 5,35

13,09 4,62

12,90 4,63

13,06 6,46

12,05 6,17

12,55 6,29

13,18 6,13

13,05 6,06

13,08 6,06

13,04 6,09

13,03 6,09

12,93 6,00

12,86 5,82

12,82 5,83

12,76 5,80

12,72 5,81

12,63 5,80

12,56 5,77

12,48 5,74

10,76 5,29

10,54 5,04

11,08 4,73

11,87 4,70

11,57 4,39

11,59 4,37

11,55 4,30

11,55 4,28

11,52 4,45

11,54 4,52

11,57 4,57

11,62 4,64

11,67 4,61

11,63 4,88

11,39 4,75

11,21 4,87

10,50 2,38

9,69 2,28

10,47 2,07

12,11 1,91

12,09 1,88

12,02 1,93

11,92 1,92

11,85 1,93

11,90 2,02

11,93 2,05

11,87 2,12

11,83 2,16

11,80 2,48

11,56 6,01

11,42 2,19

11,47 2,17

12,84 5,71

12,12 5,85

12,47 6,08

12,63 6,52

12,55 6,73

12,54 6,75

12,52 6,59

12,48 6,57

12,48 6,18

12,47 6,44

12,48 6,25

12,44 6,55

12,42 6,49

12,22 6,19

12,19 6,18

12,12 6,05

10,68 3,25

11,95 2,84

4,52 2,66

12,01 3,36

10,78 3,41

10,89 3,44

10,93 3,44

10,92 3,44

10,92 3,45

11,01 2,98

11,01 3,48

11,14 3,57

11,13 3,13

10,50 4,03

10,47 3,75

11,20 3,83

14,28 5,64

14,06 9,29

12,44 6,07

13,28 6,50

13,18 6,60

13,20 6,61

13,22 6,59

13,21 6,55

13,22 6,46

13,15 6,44

13,06 6,55

13,04 6,55

13,09 6,62

13,13 6,57

13,10 6,57

13,02 6,61

12,62 5,05

12,18 5,60

12,26 6,86

13,10 5,54

13,10 5,59

13,14 5,55

13,05 5,36

12,99 5,81

12,98 6,53

12,98 6,51

12,73 6,60

11,49 2,85

12,73 3,26

12,67 3,26

12,67 5,41

12,56 5,52

13,72 5,61

12,67 5,35

13,26 5,44

13,75 4,82

13,99 4,85

14,02 4,90

13,94 4,87

13,79 4,98

13,65 5,29

13,57 5,35

13,57 5,14

13,30 5,35

11,42 5,51

11,91 5,60

11,74 5,70

11,59 6,00

16,46 -

16,18 -

14,71 -

15,46 5,33

15,75 3,38

15,87 4,80

16,06 4,80

15,94 5,25

15,98 4,83

15,99 4,83

16,02 4,87

16,09 4,87

16,11 2,45

16,13 5,12

16,15 -

16,29 -

13,44 3,76

9,50 2,72

9,65 2,82

9,98 2,66

12,44 2,72

12,38 2,71

12,19 2,67

12,33 2,66

12,32 2,64

11,80 2,59

12,07 2,52

11,89 2,52

12,71 2,49

13,03 3,01

12,42 3,02

13,21 2,98

13,84 3,32

11,51 4,58

10,56 4,14

15,20 43,04

14,86 4,07

14,18 3,85

14,04 4,02

13,37 3,95

14,34 4,27

14,47 4,03

14,22 3,95

14,29 3,98

15,12 3,97

14,91 3,98

14,99 3,97

14,80 4,13

11,03 7,33

10,46 6,93

10,44 6,76

11,17 6,90

11,31 6,70

11,33 6,69

11,27 6,46

11,33 6,45

11,32 6,44

11,27 6,37

11,37 6,41

11,34 6,31

11,34 6,26

11,30 6,25

11,30 6,24

11,23 6,15

10,64 6,00

8,78 6,20

9,46 6,31

10,82 6,51

11,12 6,49

11,22 6,49

11,34 6,49

11,35 6,49

11,40 6,50

11,56 6,50

11,58 5,32

11,56 5,32

11,56 5,31

11,54 6,54

11,76 6,56

11,58 6,58

10,46 6,35

9,94 7,64

10,02 9,15

10,97 6,44

11,17 6,41

11,21 6,42

11,15 6,58

11,18 6,57

11,16 6,57

11,22 6,57

11,33 6,57

11,34 6,57

11,33 6,57

11,34 6,57

11,34 6,55

11,29 6,55

12,19 11,63

11,33 10,50 6,70r) 5,287901268

11,61 0

11,70 0

11,68 0

11,66 0

11,65 0

11,63 0

11,63 7,84

11,61 7,85

11,47 7,86

11,48 7,88

11,51 7,98

11,43 7,99

11,40 8,00

17,01 3,14

14,36 4,85

14,30 4,05

13,73 3,02

13,87 3,01

13,98 2,76

13,86 2,91

14,08 2,97

14,20 2,90

14,24 2,75

14,25 2,57

14,20 2,49

14,36 2,73

14,39 2,86

14,36 2,81

14,41 2,65

16,53 3,48

18,82 4,01

17,20 3,57

19,99 2,18

20,26 2,23

20,23 4,14

20,15 2,11

19,89 2,11

19,98 2,07

19,85 2,25

19,91 3,04

20,08 2,14

19,98 2,17

19,79 2,39

19,83 2,43

19,84 2,06

Credit Recipients Industrial Origin 1. Agricultures, hunting and forestry Rupiah Foreign Exchange 2. Fisheries Rupiah Foreign Exchange 3. Mining and Quarrying Rupiah Foreign Exchange 4. Procesing industry Rupiah Foreign Exchange 5. Electricity, gas and water Rupiah Foreign Exchange 6. Construction Rupiah Foreign Exchange 7. Big and retail trade Rupiah Foreign Exchange 8. Provision of accomodation and food supply Rupiah Foreign Exchange 9. Transportation, warehousing and communications Rupiah Foreign Exchange 10. Transitional Finance Rupiah Foreign Exchange 11. Real estate, Rental Business, and services company Rupiah Foreign Exchange 12. Government administration, the defense and compulsory social security Rupiah Foreign Exchange 13. Education services Rupiah Foreign Exchange 14. Health and social services Rupiah Foreign Exchange 15. Community, Sociocultural,Entertainment and Other Individual Services Rupiah Foreign Exchange 16. Individual services which serve households Rupiah Foreign Exchange 17. Extra agency international agency and other international Rupiah Foreign Exchange 18. Business Activities which are not clearly defined Rupiah Foreign Exchange Credit Recipients Non Industrial Origin House Hold - For House Ownership Rupiah Foreign Exchange - For Apartement Ownership Rupiah Foreign Exchange - For Shop House Ownership Rupiah Foreign Exchange - For Vehicles Ownership Rupiah Foreign Exchange - Others Rupiah Foreign Exchange - Non Industrial Origin Others Rupiah Foreign Exchange r) Revised figures

117

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.55.a. Suku Bunga Rata-rata Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Average of Credit Interest Rate of Commercial Banks Based on Types and Orientation User) Persen (Percent) Jenis Penggunaan

2011

2012

2013

2015

2014 Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Type of Use Mar

Apr 1. Type of Use

1. Jenis Penggunaan

- Working Capital

- Modal Kerja 12,18

11,50

12,14

12,81

12,73

12,71

12,67

12,65

12,60

12,59

12,56

12,48

12,48

12,41

12,28

12,15

4,11

4,08

3,90

4,63

3,96

3,92

3,89

3,87

3,89

3,90

3,87

4,00

4,09

4,33

4,04

4,06

12,04

11,28

11,83

12,36

12,31

12,30

12,27

12,21

12,20

12,19

12,15

12,12

11,96

11,93

11,84

11,72

5,46

5,03

4,95

5,08

5,09

5,12

5,04

5,02

5,04

5,01

5,00

5,16

5,16

5,87

5,10

5,07

Rupiah

14,15

13,58

13,13

13,58

13,76

13,82

13,73

13,82

13,86

13,85

13,89

13,88

13,94

13,93

13,91

13,90

Valas 2. Orientasi Penggunaan - Ekspor Rupiah Valas - Impor Rupiah Valas - Lainnya Rupiah Valas

3,81

4,33

4,10

3,00

3,00

3,68

2,93

2,96

2,90

2,89

3,11

2,65

2,77

2,84

2,81

2,54

11,39 4,88

10,18 4,41

10,93 4,29

11,55 4,44

11,43 3,82

11,24 3,80

11,11 3,60

11,07 3,61

11,03 3,55

11,08 3,56

11,08 3,72

11,09 3,79

10,84 3,82

10,68 3,79

10,40 3,81

10,44 3,77

9,55 4,73

9,76 4,04

10,48 3,86

11,60 4,36

11,48 4,35

11,35 4,40

11,31 4,45

11,46 4,05

11,55 3,93

11,68 3,98

11,67 3,93

11,41 4,10

11,56 4,18

11,47 4,20

11,23 4,20

11,29 4,22

12,87 4,52

12,19 4,42

12,43 4,29

12,98 4,83

13,00 4,43

13,01 4,42

12,95 4,39

12,96 4,39

12,95 4,45

12,94 4,46

12,93 4,42

12,87 4,59

12,86 4,67

12,83 5,19

12,74 4,60

12,65 4,61

Rupiah Valas

Valas

Angka-angka diperbaiki

Rupiah Foreign Exchange - Consumption

- Konsumsi

r)

Foreign Exchange - Investments

- Investasi Rupiah

Rupiah

Rupiah Foreign Exchange 2. User Orientation - Ekspor Rupiah Foreign Exchange - Impor Rupiah Foreign Exchange - Other Rupiah Foreign Exchange r)

Revised figures

118

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.56.a. Perkembangan Jumlah Bank Umum dan Kantor Bank Umum

(Growth of Total Commercial Banks and Bank Offices) Kelompok Bank

2011

2012

2013

2015

2014 Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Group of Bank Mar

Apr State Owned Banks

Bank Persero Jumlah Bank Jumlah Kantor

4 14.145 r)

4 15.632 r)

4 16.637 r)

4 17.431 r)

4 17.549 r)

4 17.573 r)

4 17.601 r)

4 17.664 r)

4 17.741 r)

4 17.785

4 17.809

4 17.809

4 17.811

4 17.814

4 17.825

Jumlah Kantor

36

36

36

38

38

39

39

39

39

39

40

40

40

40

40

40

7.209

7.647

8.052

8.313

8.390

8.402

8.424

8.443

8.467

8.921

8.941

8.954

9.824

9.774

9.768

9.675

Jumlah Kantor

30

30

30

29

29

28

28

28

28

28

27

27

26

26

26

26

1.288

1.447

1.578

1.656

1.674

1.677

1.678

1.682

1.684

2.144

2.085

2.087

1.067

1.056

1.050

1.039

BPD Jumlah Bank

26

26

26

26

26

26

26

26

26

26

26

26

26

26

26

26

Jumlah Kantor

1.472

1.712

2.044

2.301

2.361

2.374

2.385

2.416

2.446

3.680

3.713

3.781

3.789

3.796

3.808

3.823

Bank Campuran Jumlah Bank

14

14

14

12

11

11

11

11

11

11

11

11

12

12

12

12

Jumlah Kantor

260

263

272

283

284

284

284

284

284

249

234

230

361

361

360

360

10

10

10

10

10

10

10

10

10

10

10

10

10

10

10

10

206

193

197

197

197

197

197

197

197

104

104

102

97

96

96

93

120

120

120

119

118

118

118

118

118

118

118

118

118

118

118

118

25.646

29.945

31.847

32.739

32.698

32.750

32.783

32.811

32.854

32.839

32.862

32.963

32.949

32.897

32.907

32.847

Bank Asing Jumlah Bank Jumlah Kantor

Jumlah Kantor

r) Angka-angka diperbaiki

Total Bank Offices

Total Banks Total Bank Offices Regional Development Banks Total Banks Total Bank Offices Joint Venture Banks Total Banks Total Bank Offices Foreign Owned Bank Total Banks Total Bank Offices Total

Total Jumlah Bank

Total Banks

Non-Foreign Exchange Commercial Banks

BUSN Non Devisa

Jumlah Bank

Total Bank Offices Foreign Exchange Commercial Banks

BUSN Devisa Jumlah Bank

Total Banks

4 17.857

Total Banks Total Bank Offices

r) Revised figures

119

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 1.57.a. Perkembangan Jumlah Kantor Cabang Bank Berdasarkan Lokasi Bank

(Growth of Total Branch Offices Based on Region) Lokasi

2011

2012

2013

2015

2014 Mei

1. Jawa Barat

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Location Mar

Apr 1. Jawa Barat

369

380

393

397

395

396

395

395

395

382

381

397

397

398

398

398

79

93

94

95

93

93

93

93

93

95

94

93

94

94

94

94

535

564

574

569

551

551

550

550

551

481

471

541

540

540

540

539

54

56

59

60

60

60

60

61

61

61

61

60

61

62

62

62

5. Jawa Tengah

300

311

328

331

333

333

332

331

331

321

320

328

332

332

332

332

5. Jawa Tengah

6. Jawa Timur

397

411

425

426

416

416

418

418

418

397

394

415

416

415

415

415

6. Jawa Timur

7. Bengkulu

27

28

30

32

32

32

32

33

33

33

35

35

35

35

35

35

7. Bengkulu

8. Jambi

48

53

59

60

60

60

61

61

61

60

60

61

61

61

61

61

8. Jambi

9. Aceh

73

77

79

79

79

79

79

79

79

75

75

78

78

78

78

79

10. Sumatera Utara

178

192

199

201

201

202

202

203

204

192

191

205

205

205

205

205

10. Sumatera Utara

11. Sumatera Barat

77

81

84

84

84

84

84

84

85

80

80

85

86

86

86

85

11. Sumatera Barat

12. Riau

88

88

91

94

93

93

92

92

92

92

92

92

92

92

92

92

12. Riau

81*)

93

102

100

101

101

100

100

100

96

96

102

103

103

103

103

13. Sumatera Selatan

14. Bangka Belitung

23

22

24

27

27

27

27

27

27

29

29

27

27

28

28

28

14. Bangka Belitung

15. Kepulauan Riau

51*)

56

59

59

59

59

58

58

58

58

59

59

59

59

59

59

15. Kepulauan Riau

16. Lampung

50

56

58

60

62

62

62

62

62

60

60

61

61

61

61

61

16. Lampung

17. Kalimantan Selatan

70

74

78

73

72

72

72

72

72

71

71

72

72

72

72

72

17. Kalimantan Selatan

18. Kalimantan Barat

69

69

74

74

72

72

72

72

72

72

73

73

73

73

73

74

18. Kalimantan Barat

19. Kalimantan Timur

104

108

115

119

118

119

119

119

119

117

112

114

114

114

114

114

19. Kalimantan Timur

20. Kalimantan Tengah

43

46

47

44

44

44

44

44

44

43

42

43

43

43

43

43

20. Kalimantan Tengah

21. Sulawesi Tengah

36

38

39

40

41

41

41

41

42

42

41

41

41

41

41

41

21. Sulawesi Tengah

22. Sulawesi Selatan

121

124

131

134

135

135

135

135

135

132

127

131

131

131

131

131

22. Sulawesi Selatan

53

55

57

60

59

59

59

59

59

54

53

58

58

58

58

59

23. Sulawesi Utara

24. Gorontalo

16*)

16

17

17

18

18

18

18

18

17

17

18

19

19

20

20

24. Gorontalo

25. Sulawesi Barat

13*)

14

15

15

15

15

15

15

15

14

14

15

15

15

15

15

25. Sulawesi Barat

26. Sulawesi Tenggara

30*)

31

35

42

43

43

43

43

43

42

42

43

43

43

43

43

26. Sulawesi Tenggara

27. Nusa Tenggara Barat

42

44

49

52

51

51

52

53

53

51

51

52

52

52

52

52

27. Nusa Tenggara Barat

28. Bali

80

85

92

93

94

94

94

94

94

88

87

95

95

95

95

95

28. Bali

29. Nusa Tenggara Timur

49

51

53

54

55

55

55

55

55

56

56

56

57

57

57

57

29. Nusa Tenggara Timur

30. Maluku

33

30

30

32

32

32

32

32

32

32

32

32

32

32

32

32

30. Maluku

31. Papua

54

56

59

59

60

60

60

61

61

55

55

61

61

62

62

62

31. Papua

32. Maluku Utara

14

18

19

21

21

21

21

21

21

21

21

22

22

22

22

22

32. Maluku Utara

33. Irian Jaya Barat

23

25

27

24

24

24

24

24

24

26

25

23

23

23

25

25

33. Papua Barat

34. Lainnya

18

16

16

16

17

17

17

17

17

17

17

17

17

18

18

18

34. Others

3.461

3.611

2. Banten 3. DKI Jakarta 4. D.I. Yogyakarta

13. Sumatera Selatan

23. Sulawesi Utara

Total r) Angka-angka diperbaiki

3.298

3.643

3.617

3.620

3.618

3.622

3.626

3.462

3.434

3.605

3.615

3.619

3.622

3.623

2. Banten 3. DKI Jakarta 4. D.I Yogyakarta

9. Aceh

Total r) Revised figures

120

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 2.1 Kegiatan Usaha Bank Perkreditan Rakyat

(Rural Banks Operations) Miliar Rp (Billion Rp) Indikator

2011

2012

2013

2015

2014 Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Indicator Mar

Apr Fund Disbursements

Penyaluran Dana a. Kredit

41.100

49.818

59.176

68.391

72.409

73.749

73.791

74.125

74.275

74.275

74.630

74.807

74.763

75.489

76.216

77.207

a. Credits

b. Antar Bank Aktiva

12.434

14.935

15.374

18.540

18.101

16.954

18.184

19.087

19.899

21.027

21.552

23.483

23.842

23.494

23.664

23.708

b. Inter-Bank Assets

38.209

44.870

50.520

58.750

62.012

61.550

62.458

63.418

64.078

65.058

65.737

67.266

68.095

68.735

69.354

70.513

a. Third Party Funds

Deposito

26.174

30.401

33.879

39.919

43.184

43.486

44.115

44.610

44.802

45.297

45.515

46.307

47.199

47.896

48.444

49.147

Time Deposits

Tabungan

12.035

14.468

16.641

18.831

18.828

18.064

18.342

18.808

19.276

19.762

20.221

20.959

20.895

20.839

20.910

21.366

Savings Deposits

6.420

9.528

1.896

2.006

2.307

2.465

2.661

2.822

2.887

2.943

2.975

2.973

3.008

3.067

3.170

3.261

b. Inter-Bank Liabilities

c. Pinjaman yang Diterima

443

426

11.165

13.386

13.272

13.810

13.793

13.728

13.621

13.347

13.141

13.460

13.000

12.562

12.515

12.428

d. Kewajiban Segera

389

466

421

452

688

682

613

572

591

586

600

586

624

636

622

798

Source of Funds

Sumber Dana a. DPK

b. Antar Bank Pasiva

Several Components of Capital

Beberapa Komponen Modal 6.227

6.997

8.227

8.629

8.733

9.039

9.125

9.225

9.307

9.393

9.550

9.664

9.739

9.819

9.861

a. Paid In Capital

1.465

1.726

1.573

1.819

2.035

2.068

2.054

2.051

2.052

2.057

2.086

2.079

2.103

2.125

2.190

2.299

b. Reserves

1.853

2.328

2.661

2.682

1.120

1.361

1.499

1.764

1.995

2.277

2.521

2.755

251

464

744

961

(125)

(24)

564

978

1.615

1.524

1.450

1.416

1.389

1.353

1.313

1.289

3.702

3.526

3.154

2.341

a. Modal Disetor

5.517

b. Cadangan c. L/R Tahun Berjalan d. L/R Tahun Lalu

c. Loans received d. Immediate Liabilities

Ket: Sejak data November 2013 pos Antar Bank Pasiva tidak termasuk pinjaman yang diterima dari Bank lain. Sejak data November 2013 pos Pinjaman Yang Diterima termasuk pinjaman yang diterima dari Bank lain.

c. Current Earnings d. Retained Earnings (Profit/Loss)

since November 2013, data Inter-Bank liabilities not include Loans received form other bank since November 2013, data Loans received include Loans received form other bank

122

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 2.2 Kinerja Bank Perkreditan Rakyat

(Rural Banks Performance) Miliar Rp (Billion Rp) Indikator

2011

2012

2013

2015

2014 Mei

LDR (%)

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Indicator Mar

Apr 77,67 LDR (%)

78,54

78,63

84,34

79,79

81,34

82,60

81,34

80,86

80,34

79,53

79,28

77,81

76,33

76,89

77,22

- Total Kredit

41.144

49.866

59.176

68.391

72.409

73.749

73.791

74.125

74.275

74.275

74.638

74.807

74.763

75.489

76.216

77.207

-

Total Credit

- Penghimpunan Dana

44.836

54.535

60.024

72.914

76.155

76.268

77.264

78.191

78.820

79.594

80.077

81.908

82.317

82.533

83.148

84.292

-

Funds collected

7.551

8.880

10.137

12.801

12.866

13.020

13.353

13.479

13.628

13.797

14.068

14.232

15.629

15.643

15.557

15.109

-

Core Capital

- Modal Inti NPL (%) - Kredit Non Lancar - Total Kredit ROA (%) - L/R Tahun Berjalan - Total Aktiva ROE (%)

6,37 NPL (%)

5,22

4,75

4,41

4,75

5,70

5,70

6,00

6,04

6,05

6,13

6,12

5,37

5,93

6,22

6,16

2.146

2.369

2.610

3.252

4.131

4.205

4.431

4.480

4.490

4.550

4.564

4.018

4.433

4.692

4.695

4.916

-

Non Current Credits

41.100

49.818

59.176

68.391

72.409

73.749

73.791

74.125

74.275

74.275

74.630

74.807

74.763

75.489

76.216

77.207

-

Total Credit

2,75 ROA (%)

3,32

3,46

3,44

2,98

2,87

2,90

2,70

2,74

2,73

2,77

2,76

2,71

2,95

2,71

2,87

1.853

2.328

2.661

2.682

1.120

1.361

1.499

1.764

1.995

2.277

2.521

2.755

251

464

744

961

-

Current Earnings (Profit/Loss)

55.799

67.397

77.376

89.878

93.631

93.987

95.197

96.540

97.469

98.628

99.600

101.713

102.242

102.667

103.583

104.611

-

Total Aktiva

24,87 ROE (%)

29,46

32,63

32,41

27,89

26,48

26,50

24,24

24,75

24,64

25,11

25,06

24,76

26,77

24,50

25,93

- L/R Tahun Berjalan

1.853

2.328

2.661

2.682

1.120

1.361

1.499

1.764

1.995

2.277

2.521

2.755

251

464

744

961

-

Current Earnings (Profit/Loss)

- Modal Disetor

5.517

6.227

6.997

8.227

8.629

8.733

9.039

9.125

9.225

9.307

9.393

9.550

9.664

9.739

9.819

9.861

-

Paid In Capital

772

909

1.214

1.389

1.521

1.543

1.563

1.564

1.567

1.574

1.581

1.579

1.602

1.621

1.664

1.727

-

General Reserve

- Cadangan Umum Ket: *) Angka-angka sementara

*) Provisional figures

123

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 2.3 Perkembangan Aset BPR Berdasarkan Lokasi BPR

(Growth of Rural Banks Asset Based on Location) Miliar Rp (Billion Rp) Lokasi

2011

2012

2013

2015

2014

2016

Location

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr 1. Jawa Barat

1. Jawa Barat

9.771

11.293

12.663

15.099

15.686

15.483

15.659

15.834

15.791

15.877

15.913

16.380

16.315

17.821

17.905

17.957

2. Banten

1.056

1.308

1.529

1.833

2.089

2.122

2.116

2.129

2.161

2.176

2.191

2.250

2.257

2.331

2.369

2.437

3. DKI Jakarta

1.341

1.579

1.625

1.889

1.981

2.033

2.057

2.039

2.039

2.063

2.103

2.124

2.233

713

734

732

4. D.I Yogyakarta

2.610

3.097

3.510

4.127

4.328

4.298

4.363

4.410

4.477

4.533

4.648

4.760

4.734

4.766

4.800

4.841

12.851

14.938

16.844

19.234

19.958

19.943

20.326

20.729

21.129

21.534

21.807

22.060

22.239

22.428

22.627

22.828

5. Jawa Tengah

6.562

7.898

8.910

10.226

10.732

10.750

10.849

10.967

11.026

11.129

11.294

11.361

11.467

11.497

11.510

11.632

6. Jawa Timur

5. Jawa Tengah 6. Jawa Timur 7. Bengkulu

2. Banten 3. DKI Jakarta 4. D.I Yogyakarta

7. Bengkulu

33

39

39

55

55

59

58

59

62

60

67

64

64

64

63

63

8. Jambi

424

644

738

759

765

760

759

750

751

751

747

745

762

762

766

771

9. Aceh

125

138

161

168

171

174

197

199

202

205

208

222

226

234

235

237

10. Sumatera Utara

763

877

967

1.049

1.097

1.109

1.125

1.149

1.156

1.172

1.176

1.170

1.211

1.232

1.241

1.253

10. Sumatera Utara

11. Sumatera Barat

1.278

1.406

1.337

1.346

1.335

1.311

1.333

1.353

1.376

1.393

1.408

1.434

1.421

1.419

1.416

1.428

11. Sumatera Barat

899

1.015

1.050

1.134

1.154

1.161

1.161

1.182

1.188

1.176

1.179

1.202

1.206

1.221

1.220

1.236

12. Riau

12. Riau

8. Jambi 9. Aceh

2.836

3.425

3.842

4.446

4.854

4.860

4.865

4.882

4.919

4.851

4.868

4.917

4.915

4.977

5.089

5.196

13. Kepulauan Riau

14. Sumatera Selatan

834

996

1.046

1.156

1.121

1.151

1.166

1.181

1.177

1.193

1.185

1.202

1.201

1.226

1.240

1.266

14. Sumatera Selatan

15. Bangka Belitung

50

59

75

89

101

102

102

107

107

110

111

115

114

116

121

115

4.386

5.167

6.678

7.897

7.994

8.077

8.339

8.345

8.370

8.525

8.586

8.885

8.918

8.645

8.717

8.795

17. Kalimantan Selatan

389

396

416

533

501

498

499

504

545

530

541

554

557

557

576

574

18. Kalimantan Barat

820

979

953

1.020

1.014

1.063

1.088

1.079

1.054

1.030

1.062

1.066

1.095

1.139

1.142

1.174

18. Kalimantan Barat

19. Kalimantan Timur

282

310

336

359

371

376

379

386

377

377

379

392

385

388

381

384

19. Kalimantan Timur

67

137

232

287

279

282

274

268

289

291

286

336

300

300

306

308

20. Kalimantan Tengah

21. Sulawesi Tengah

504

955

1.372

1.535

1.693

1.812

1.802

1.846

1.870

1.878

1.859

1.878

1.914

1.952

1.955

1.949

21. Sulawesi Tengah

22. Sulawesi Selatan

669

925

1.064

1.310

1.409

1.407

1.371

1.391

1.409

1.422

1.417

1.448

1.551

1.586

1.597

1.623

22. Sulawesi Selatan

23. Sulawesi Utara

625

820

963

995

1.006

1.008

998

992

1.012

1.002

1.003

1.034

1.081

1.094

1.108

1.118

23. Sulawesi Utara

80

103

133

187

226

234

235

236

240

246

242

261

254

258

271

272

4

6

7

8

8

8

65

68

69

68

71

65

8

8

8

8

30

35

36

35

33

33

33

33

33

34

34

34

34

33

33

33

716

840

940

1.062

1.087

1.054

1.072

1.110

1.141

1.178

1.210

1.240

1.265

1.277

1.279

1.290

4.801

6.326

7.721

9.380

9.831

10.001

10.086

10.418

10.534

10.808

10.944

11.313

11.296

11.382

11.595

11.712

29. Nusa Tenggara Timur

200

253

337

415

432

435

444

453

461

463

471

493

516

511

513

510

30. Maluku

391

747

1.001

1.174

1.182

1.190

1.172

1.188

1.223

1.253

1.271

1.313

1.316

1.342

1.381

1.459

31. Papua

314

516

609

754

829

850

852

863

884

895

898

911

904

911

922

941

32. Maluku Utara

13

17

22

35

36

37

36

36

37

39

42

45

45

45

45

45

33. Papua Barat

74

152

221

280

274

308

314

355

361

363

378

437

438

433

419

426

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

55.799

67.397

77.376

89.878

93.631

93.987

95.197

96.540

97.469

98.628

99.600

101.713

102.242

102.667

103.583

104.611

13. Kepulauan Riau

16. Lampung

20. Kalimantan Tengah

24. Sulawesi Tenggara 25. Sulawesi Barat 26. Gorontalo 27. Nusa Tenggara Barat 28. Bali

34. Lainnya Total

15. Bangka Belitung 16. Lampung 17. Kalimantan Selatan

24. Sulawesi Tenggara 25. Sulawesi Barat 26. Gorontalo 27. Nusa Tenggara Barat 28. Bali 29. Nusa Tenggara Timur 30. Maluku 31. Papua 32. Maluku Utara 33. Papua Barat 34. Others Total

124

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 2.4 Jumlah BPR Berdasarkan Total Aset

(Rural Banks Based on Total Assets) Miliar Rp (Billion Rp) Total Aset

2011

2012

2013

2015

2014 Mei

Total Aset BPR

16

12

9

12

Jun 7

Jul 7

Ags 9

2016 Sep

8

Okt 7

Nov 7

Des 6

Jan 5

Feb 7

Total Asset Mar

8

Apr 12

9 Total Asset Rural bank

< 1 Billion

< 1 Miliar Total Aset BPR

264

229

213

190

187

180

177

171

171

158

150

146

149

151

145

139 Total Asset Rural bank

1 up to 5 Billion

1 s.d 5 Miliar Total Aset BPR

387

333

267

245

228

232

234

236

228

226

222

226

213

218

218

209 Total Asset Rural bank

5 up to 10 Billion

5 s.d 10 Miliar Total Aset BPR

1.002

1.079

1.146

1.196

1.221

1.225

1.224

1.229

1.238

1.253

1.260

1.260

1.267

1.260

1.260

1.278 Total Asset Rural bank

> 10 Billion

> 10 Miliar Total

1.669

1.653

1.635

1.643

1.643

1.644

1.644

1.644

1.644

1.644

1.638

1.637

1.636

1.637

1.635

1.635

Total

125

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 2.5 Non Performing Loan Bank Perkreditan Rakyat

(NPL of Rural Bank) Miliar Rp (Billion Rp) Kolektibilitas

2011

2012

2013

2015

2014

2016

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Collectibility Mar

Apr

41.100

49.818

59.176

68.391

72.409

73.749

73.791

74.125

74.275

74.275

74.630

74.807

74.763

75.489

76.216

77.207 Credit

38.953

47.450

56.566

65.139

68.278

69.544

69.360

69.645

69.784

69.725

70.066

70.789

70.329

70.797

71.521

72.291

b. Kurang Lancar

495

577

640

773

1.231

1.252

1.317

1.297

1.203

1.171

1.179

889

1.218

1.388

1.337

1.430

c. Diragukan

420

453

537

713

805

814

908

944

1.007

1.007

970

879

902

897

879

946

1.231

1.339

1.433

1.766

2.095

2.139

2.205

2.238

2.280

2.372

2.415

2.250

2.313

2.407

2.479

2.540

Non Performing Loan (Nominal)

2.146

2.369

2.610

3.252

4.131

4.205

4.431

4.480

4.490

4.550

4.564

4.018

4.433

4.692

4.695

4.916 Non Performing Loan (Nominal)

Rasio Non Performing Loan (%)

5,22

4,75

4,41

4,75

5,70

5,70

6,00

6,04

6,05

6,13

6,12

5,37

5,93

6,22

6,16

6,37 Non Performing Loan Ratio (%)

Kredit a. Lancar

d. Macet

a. Current b. Sub-Standard c. Doubtful d. Lost

126

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 2.6 Non Performing Loan BPR Berdasarkan Lokasi

(NPL of Rural Banks Based On Location) Miliar Rp (Billion Rp) Lokasi

2011

2012

2013

2015

2014 Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Location Mar

Apr

455

501

529

700

816

814

862

879

876

875

885

814

854

885

888

921

1. Jawa Barat

2. Banten

85

89

99

101

140

143

149

151

151

155

146

110

119

134

124

132

2. Banten

3. DKI Jakarta

46

64

64

66

73

77

86

94

90

96

99

87

101

109

110

113

3. DKI Jakarta

4. D.I Yogyakarta

109

115

123

144

202

203

221

223

221

219

221

189

193

210

207

215

4. D.I Yogyakarta

5. Jawa Tengah

675

687

697

825

1.059

1.076

1.112

1.129

1.143

1.155

1.141

989

1.079

1.130

1.151

1.212

6. Jawa Timur

194

204

247

374

490

507

545

550

570

573

578

536

576

618

634

663

1. Jawa Barat

7. Bengkulu

5. Jawa Tengah 6. Jawa Timur 7. Bengkulu

1

2

3

2

3

4

4

4

4

4

4

4

4

4

5

4

8. Jambi

13

14

36

64

85

83

88

91

93

93

94

81

83

85

75

77

9. Aceh

6

6

8

11

13

14

15

15

15

14

14

12

13

13

13

12

10. Sumatera Utara

48

40

50

55

63

62

65

66

68

69

70

65

72

73

79

80

10. Sumatera Utara

11. Sumatera Barat

66

68

68

83

99

96

100

99

102

101

104

83

95

102

104

108

11. Sumatera Barat

12. Riau

49

89

103

112

124

123

127

126

129

129

126

115

120

124

127

129

12. Riau

13. Kepulauan Riau

37

62

65

80

119

120

124

125

121

127

136

107

126

139

132

139

13. Kepulauan Riau

14. Sumatera Selatan

27

34

47

58

95

109

110

112

110

112

110

108

119

139

121

142

14. Sumatera Selatan

15. Bangka Belitung

1

2

2

3

5

5

5

5

6

6

10

9

8

8

7

7

16. Lampung

51

57

65

77

92

87

98

93

96

104

103

96

109

113

110

115

17. Kalimantan Selatan

12

17

27

44

62

64

64

65

60

58

57

45

52

53

53

53

17. Kalimantan Selatan

18. Kalimantan Barat

16

27

22

27

37

36

39

39

41

41

38

36

39

41

49

47

18. Kalimantan Barat

19. Kalimantan Timur

19. Kalimantan Timur

8. Jambi 9. Aceh

15. Bangka Belitung 16. Lampung

24

29

30

32

31

29

29

30

30

29

29

27

28

29

29

30

20. Kalimantan Tengah

4

4

7

7

4

4

4

9

3

4

3

4

4

13

6

8

21. Sulawesi Tengah

4

7

12

16

21

20

21

20

21

21

24

13

14

15

16

19

21. Sulawesi Tengah

22. Sulawesi Selatan

15

13

12

22

36

35

38

39

38

38

37

32

34

36

35

37

22. Sulawesi Selatan

23. Sulawesi Utara

18

25

59

59

71

92

94

96

92

92

95

89

102

100

98

99

23. Sulawesi Utara

24. Sulawesi Tenggara

9

10

9

11

18

16

16

17

18

18

18

14

14

18

19

20

24. Sulawesi Tenggara

25. Sulawesi Barat

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

25. Sulawesi Barat

26. Gorontalo

3

3

3

5

5

5

5

5

5

5

5

5

5

5

5

6

26. Gorontalo

27. Nusa Tenggara Barat

69

79

67

66

81

79

81

81

85

84

81

73

79

84

84

86

28. Bali

95

103

138

168

232

240

263

257

241

262

275

223

314

354

357

382

29. Nusa Tenggara Timur

6

7

6

22

31

30

32

27

24

27

26

24

26

26

22

25

30. Maluku

5

4

4

4

6

6

7

6

6

6

7

5

5

6

5

6

30. Maluku

31. Papua

4

5

7

10

15

16

17

17

18

19

18

16

18

20

20

22

31. Papua

32. Maluku Utara

0

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

32. Maluku Utara

33. Papua Barat

0

0

-

3

2

7

8

9

10

10

10

5

8

6

7

6

33. Papua Barat

34. Lainnya

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

34. Others

2.146

2.369

2.610

3.252

4.131

4.205

4.431

4.480

4.490

4.550

4.564

4.018

4.418

4.692

4.695

4.916

Total

20. Kalimantan Tengah

27. Nusa Tenggara Barat 28. Bali 29. Nusa Tenggara Timur

Total

127

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 2.7 Komposisi DPK Bank Perkreditan Rakyat

(Composition of Third Party Funds of Rural Bank) Miliar Rp (Billion Rp) Desember 2011

Indikator Nominal

Deposito

26.174

Desember 2012

Komposisi thd Total DPK (%) (Composition to Total Third Party Funds) (%)

68,50

Desember 2013

Komposisi thd Total DPK (%) Nominal

30.401

(Composition to Total Third Party Funds) (%)

67,75

Desember 2014

Komposisi thd Total DPK (%) Nominal

33.879

(Composition to Total Third Party Funds) (%)

67,06

April 2015

Komposisi thd Total DPK (%) Nominal

39.919

(Composition to Total Third Party Funds) (%)

67,95

Desember 2015

Komposisi thd Total DPK (%) Nominal

42.403

(Composition to Total Third Party Funds) (%)

69,20

April 2016

Komposisi thd Total DPK (%) Nominal

46.307

(Composition to Total Third Party Funds) (%)

68,84

Komposisi thd Total DPK (%) Nominal

49.147

Tabungan

12.035

31,50

14.468

32,25

16.641

32,94

18.831

32,05

18.869

30,80

20.959

31,16

21.366

Total DPK

38.209

100,00

44.870

100,00

50.520

100,00

58.750

100,00

61.272

100,00

67.266

100,00

70.513

Indicator

(Composition to Total Third Party Funds) (%)

69,70 Time Deposits 30,15 Saving 100,00 Total Third Party Funds

128

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 2.8 Komposisi DPK BPR Berdasarkan Lokasi Penghimpunan - April 2016

(Composition of Third Party Funds of Rural Banks Based on Location - April 2016)

Lokasi

Tabungan

Deposito

Total DPK

(Saving Deposits)

(Time Deposits)

(Total of Third Party Funds)

Pangsa Thd Total DPK (%)

Location

(Portion to Total Third Party Funds (%)

Miliar Rp (Billion Rp) 1. Jawa Barat

1. Jawa Barat

3.258

8.263

11.521

16,34%

352

1.117

1.469

2,08%

2. Banten

99

1.452

1.551

2,20%

3. DKI Jakarta

4. D.I Yogyakarta

1.147

2.518

3.664

5,20%

4. D.I Yogyakarta

5. Jawa Tengah

7.133

10.024

17.156

24,33%

5. Jawa Tengah

6. Jawa Timur

2.411

4.938

7.348

10,42%

6. Jawa Timur

7. Bengkulu

22

21

43

0,06%

7. Bengkulu

8. Jambi

93

506

598

0,85%

8. Jambi

9. Aceh

40

84

124

0,18%

10. Sumatera Utara

476

486

962

1,36%

10. Sumatera Utara

11. Sumatera Barat

652

466

1.118

1,59%

11. Sumatera Barat

12. Riau

332

568

899

1,28%

12. Riau

13. Kepulauan Riau

548

3.719

4.266

6,05%

13. Kepulauan Riau

14. Sumatera Selatan

186

589

775

1,10%

14. Sumatera Selatan

15. Bangka Belitung

18

77

95

0,13%

15. Bangka Belitung

16. Lampung

700

3.916

4.617

6,55%

16. Lampung

17. Kalimantan Selatan

159

203

362

0,51%

17. Kalimantan Selatan

18. Kalimantan Barat

295

600

895

1,27%

18. Kalimantan Barat

19. Kalimantan Timur

86

113

198

0,28%

19. Kalimantan Timur

111

118

229

0,32%

20. Kalimantan Tengah

21. Sulawesi Tengah

81

568

650

0,92%

21. Sulawesi Tengah

22. Sulawesi Selatan

206

865

1.071

1,52%

22. Sulawesi Selatan

23. Sulawesi Utara

155

785

940

1,33%

23. Sulawesi Utara

68

56

123

0,17%

24. Sulawesi Tenggara

25. Sulawesi Barat

4

3

7

0,01%

25. Sulawesi Barat

26. Gorontalo

8

7

15

0,02%

26. Gorontalo

442

395

836

1,19%

27. Nusa Tenggara Barat

1.928

5.480

7.409

10,51%

123

278

401

0,57%

29. Nusa Tenggara Timur

30. Maluku

80

400

480

0,68%

30. Maluku

31. Papua

85

279

364

0,52%

31. Papua

7

17

25

0,04%

32. Maluku Utara

62

237

299

0,42%

33. Papua Barat

-

-

-

0,00%

34. Others

21.366

49.147

70.513

100,00%

Total

2. Banten 3. DKI Jakarta

20. Kalimantan Tengah

24. Sulawesi Tenggara

27. Nusa Tenggara Barat 28. Bali 29. Nusa Tenggara Timur

32. Maluku Utara 33. Papua Barat 34. Lainnya Total

9. Aceh

28. Bali

129

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Tabel 2.9 DPK BPR Berdasarkan Lokasi Penghimpunan

(Third Party Funds of Rural Banks Based on Deposits Location) Miliar Rp (Billion Rp) Lokasi 1. Jawa Barat

2011

2012

2013

2015

2014

2016

Location

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr 1. Jawa Barat

6.859

7.746

8.804

10.754

11.287

10.908

11.026

11.184

11.110

11.178

11.167

11.424

11.420

11.430

11.459

11.521

2. Banten

661

816

953

1.114

1.277

1.269

1.286

1.305

1.326

1.339

1.353

1.373

1.391

1.408

1.428

1.469

2. Banten

3. DKI Jakarta

837

1.063

1.001

1.209

1.318

1.352

1.377

1.356

1.347

1.363

1.390

1.410

1.443

1.474

1.515

1.551

3. DKI Jakarta

4. D.I Yogyakarta

1.814

2.193

2.540

2.934

3.182

3.144

3.214

3.260

3.316

3.374

3.492

3.580

3.564

3.599

3.627

3.664

4. D.I Yogyakarta

5. Jawa Tengah

9.052

10.585

12.097

13.909

14.672

14.505

14.868

15.195

15.508

15.914

16.112

16.416

16.587

16.760

16.918

17.156

6. Jawa Timur

4.041

4.893

5.459

6.241

6.523

6.468

6.588

6.688

6.771

6.854

6.909

6.999

7.116

7.123

7.184

7.348

20

25

27

32

35

39

38

39

42

40

46

44

44

44

43

43

8. Jambi

316

482

532

567

582

583

585

579

578

579

575

573

591

590

594

598

9. Aceh

55

61

80

85

88

89

90

91

94

96

97

112

114

120

121

124

10. Sumatera Utara

538

612

690

774

834

837

857

876

883

891

892

889

931

939

948

962

10. Sumatera Utara

11. Sumatera Barat

913

972

917

973

991

965

995

1.023

1.047

1.067

1.081

1.103

1.096

1.101

1.102

1.118

11. Sumatera Barat

12. Riau

629

678

699

787

828

836

839

855

859

849

846

854

857

872

873

899

2.324

2.735

3.097

3.610

4.016

4.017

4.009

4.008

4.022

3.938

3.933

3.982

4.011

4.067

4.167

4.266

14. Sumatera Selatan

556

625

657

715

681

705

714

722

721

729

722

731

736

751

757

775

14. Sumatera Selatan

15. Bangka Belitung

43

48

60

70

85

82

82

86

88

87

88

93

91

92

96

95

15. Bangka Belitung

2.883

3.249

3.373

3.724

3.854

3.895

3.979

4.014

4.058

4.221

4.288

4.362

4.569

4.582

4.542

4.617

17. Kalimantan Selatan

251

222

228

338

303

296

297

303

338

321

333

344

352

354

363

362

17. Kalimantan Selatan

18. Kalimantan Barat

651

783

737

770

765

812

832

821

804

783

805

810

831

868

870

895

18. Kalimantan Barat

19. Kalimantan Timur

174

192

202

191

197

198

198

201

196

195

194

205

198

199

194

198

19. Kalimantan Timur

44

105

190

232

216

217

209

202

221

221

214

263

226

224

226

229

20. Kalimantan Tengah

21. Sulawesi Tengah

277

284

332

412

486

467

472

479

502

530

525

565

613

655

627

650

21. Sulawesi Tengah

22. Sulawesi Selatan

366

476

497

721

843

852

835

857

875

889

884

899

982

1.030

1.042

1.071

22. Sulawesi Selatan

23. Sulawesi Utara

439

588

728

772

798

802

812

808

806

816

816

847

895

924

925

940

23. Sulawesi Utara

56

61

78

94

101

104

105

105

102

103

109

123

114

117

120

123

24. Sulawesi Tenggara

2

3

2

3

3

3

41

46

46

44

48

42

10

7

6

7

16

20

21

20

19

19

19

19

20

20

20

20

20

20

15

15

452

521

602

690

712

673

689

716

742

768

799

824

840

843

840

836

3.254

4.054

4.959

5.905

6.226

6.248

6.269

6.409

6.478

6.657

6.773

7.007

7.024

7.100

7.256

7.409

29. Nusa Tenggara Timur

143

186

248

309

325

331

343

350

353

352

361

382

404

401

403

401

29. Nusa Tenggara Timur

30. Maluku

251

271

313

329

314

306

285

286

282

283

303

365

373

411

440

480

30. Maluku

31. Papua

224

203

229

251

254

285

258

276

277

290

286

294

318

318

335

364

31. Papua

6

8

11

17

18

19

18

19

19

20

21

22

23

23

25

25

63

111

155

198

180

223

230

240

247

248

256

312

311

289

294

299

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

38.209

44.870

50.520

58.750

62.012

61.550

62.458

63.418

64.078

65.058

65.737

67.266

68.095

68.735

69.354

70.513

7. Bengkulu

13. Kepulauan Riau

16. Lampung

20. Kalimantan Tengah

24. Sulawesi Tenggara 25. Sulawesi Barat 26. Gorontalo 27. Nusa Tenggara Barat 28. Bali

32. Maluku Utara 33. Papua Barat 34. Lainnya Total

5. Jawa Tengah 6. Jawa Timur 7. Bengkulu 8. Jambi 9. Aceh

12. Riau 13. Kepulauan Riau

16. Lampung

25. Sulawesi Barat 26. Gorontalo 27. Nusa Tenggara Barat 28. Bali

32. Maluku Utara 33. Papua Barat 34. Others Total

130

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

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Tabel 2.10 Suku Bunga Rata-rata DPK Bank Perkreditan Rakyat

(Average of Third Party Interest Rates of Rural Banks) Persen (Percent) 2015 Indikator

2011

2012

2013

Indicator Mei

Tabungan Deposito

Revisi

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

5,21

4,68

4,63

4,56

4,64

5,31

4,58

4,50

5,31

5,20

5,15

5,17

5,23

5,25

5,15

5,12

Saving

9,85

8,40

9,61

10,10

9,96

9,81

9,90

9,80

9,81

9,71

9,65

9,69

9,64

9,69

9,53

9,46

Time Deposits

Ket: Data tersedia mulai Desember 2008 r)

2016

2014

Note: Data available on December 2008 r) revised

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Tabel 2.11 Suku Bunga Rata-rata Kredit BPR Berdasarkan Sektor Ekonomi

(Average of Credit Interest Rates of Rural Banks Based on Economic Sector) Persen (Percent) 2015 Sektor Ekonomi

2011

2012

2013

2016

Economic Sector

2014 Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

1 Pertanian, Perburuhan, dan Kehutanan 2 Perikanan

36,58

35,51

35,51

33,78

34,03

33,41

34,02

33,35

33,82

33,95

33,84

33,77

33,63

33,62

33,28

33,06

1. Agriculture, hunting, and forestry

32,10

31,32

31,19

30,22

30,55

30,52

30,48

30,66

30,35

30,05

29,65

29,42

29,52

29,27

29,06

29,13

2. Fisheries

3 Pertambangan dan Penggalian

26,58

26,60

25,22

25,17

25,30

24,79

26,36

26,99

26,72

25,72

25,18

25,66

25,18

25,25

25,12

25,35

3. Mining and quarrying

4 Industri Pengolahan

29,14

28,44

27,62

27,68

28,04

28,06

28,36

28,08

27,59

27,98

27,81

27,98

27,97

27,90

27,69

27,52

4. Processing industry

5 Listrik, Gas dan Air

30,33

29,08

27,89

29,06

29,04

28,89

28,94

28,92

29,11

28,80

28,83

28,56

28,16

28,16

28,01

27,70

5. Electricity, gas and water

6 Konstruksi

29,72

28,59

24,93

26,31

26,88

26,76

27,05

27,15

26,83

26,83

26,95

26,72

26,34

26,22

26,39

26,65

6. Construction

7 Perdagangan Besar dan Eceran

31,97

30,41

30,24

28,91

29,29

29,13

29,41

29,08

29,40

29,51

29,37

29,27

29,25

29,31

29,27

29,26

7. Big and retail trade

8 Penyediaan Akomodasi dan Penyedian Makan Minum 9 Transportasi, Pergudangan dan Komunikasi 10 Perantara Keuangan

28,53

28,53

25,72

26,04

26,26

26,26

26,22

26,34

26,03

26,48

26,40

26,18

25,84

25,94

25,78

25,80

28,11

27,89

27,47

26,85

26,93

26,88

26,99

27,00

26,99

26,92

26,83

26,72

26,67

26,60

26,44

26,29

24,20

23,52

22,80

22,19

22,58

22,86

22,90

22,78

23,09

23,54

23,36

19,84

19,80

19,70

19,82

19,71

11 Real Estate

22,77

21,50

22,76

22,76

22,75

22,69

22,77

22,73

22,82

22,71

22,73

22,76

22,76

22,65

22,62

22,57

12 Administrasi Pemerintahan, Pertanahan Dan Jaminan Sosial Wajib 13 Jasa Pendidikan

26,38

27,60

28,85

26,44

27,00

26,91

26,91

27,32

27,28

26,71

26,68

25,87

26,38

26,61

26,41

26,11

28,84

28,20

26,41

27,97

28,02

28,23

28,19

28,31

27,85

28,16

27,94

27,73

27,60

27,64

27,42

27,55

11. Real estate, rental business, and services company 12. Government administration, the defense and compulsory social security 13. Education services

14 Jasa Kesehatan dan Kegiatan Sosial

30,86

28,89

22,60

27,46

27,33

27,16

27,18

26,94

27,40

27,35

27,32

27,51

27,38

27,30

27,00

26,75

14. Health and social services

15 Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan Lainnya 16 Jasa Perorangan yang Melayani Rumah Tangga 17 Kegiatan Usaha yang Belum Jelas Batasannya 18 Bukan Lapangan Usaha - Rumah Tangga 19 Bukan Lapangan Usaha - Lainnya

28,23

27,98

28,63

29,43

29,98

29,35

30,51

29,43

29,85

29,91

29,69

30,05

30,12

29,80

29,66

29,50

32,82

31,15

28,94

28,71

28,08

28,28

28,39

28,57

28,69

28,30

28,18

28,01

27,78

27,72

27,63

27,57

15. Community, Sociocultural,Entertainment and Other Individual Services 16. Individual services serving the household

29,11

28,00

29,24

28,92

28,88

29,26

28,96

29,00

29,53

29,38

29,09

28,94

29,07

29,01

28,96

28,85

27,39

26,19

25,17

24,90

24,91

25,42

25,29

25,14

25,18

25,12

24,97

24,95

24,95

25,17

24,82

24,87

26,88

25,90

25,18

25,55

25,54

25,29

25,72

25,32

26,40

26,14

26,11

26,36

26,03

26,18

26,01

26,01

r) Angka-angka diperbaiki

8. Provision of accommodation and food supply drinking 9. Transportation, warehousing and communications 10. Transitional finance

17. International Agency and Other Extra Agency International 18. Business Activities which are not clearly defined 19. Not the business field - other r) Revised figures

132

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Tabel 2.12 Suku Bunga Rata-rata Kredit BPR Berdasarkan Jenis Penggunaan

(Average of Credit Interest Rates of Rural Banks Based on Type of Use) Persen (Percent) 2015 Jenis Penggunaan

2011

2012

2013

2016

Type of Use

2014 Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Modal Kerja

32,05

30,91

30,56

29,45

29,76

29,70

29,53

29,84

29,50

29,76

29,78

29,63

29,52

29,51

29,48

29,40

29,35

Total Working Capital

Investasi

28,23

26,62

25,36

25,88

26,28

26,29

25,99

26,25

26,00

26,32

26,42

26,37

26,26

26,20

26,25

26,14

26,10

Total Investment

Konsumsi

27,00

25,97

25,13

25,50

25,49

25,48

25,30

25,68

25,31

26,29

26,05

26,01

26,24

25,94

26,09

25,91

25,91

Total Consumption

Ket: Data tersedia mulai Desember 2008 r)

revisi

Note: Data available on December 2008 r)

revised

133

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Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 2.13 Perkembangan Jumlah Bank Perkreditan Rakyat

(Growth of Total Rural Banks) 2015 Keterangan

2011

2012

2013

2016

Information

2014 Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Jumlah BPR

1.669

1.653

1.635

1.643

1.642

1.643

1.644

1.644

1.644

1.644

1.644

1.638

1.637

1.636

1.637

1.635

1.635

Total Rural Banks

Jumlah Kantor

4.172

4.425

4.678

4.895

4.994

5.006

5.019

5.023

5.036

5.046

5.067

5.087

5.100

5.982

5.990

6.024

6.038

Total Bank Offices

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Tabel 2.14 Perkembangan Jumlah BPR dan Kantor BPR Berdasarkan Lokasi - April 2016

(Growth of Total Rural Bank and Rural Banks Offices Based on Location - April 2016) BPR (Rural Bank) KP 1. Jawa Barat

Location

Total

Lokasi KC

KPK 1. Jawa Barat

292

328

429

1.049

2. Banten

65

50

56

171

3. DKI Jakarta

26

13

33

72

4. D.I Yogyakarta

53

39

138

230

5. Jawa Tengah

251

513

704

1.468

5. Jawa Tengah

6. Jawa Timur

324

230

985

1.539

6. Jawa Timur

4

5

5

14

7. Bengkulu

8. Jambi

19

8

4

31

8. Jambi

9. Aceh

5

14

17

36

10. Sumatera Utara

55

41

40

136

10. Sumatera Utara

11. Sumatera Barat

92

40

101

233

11. Sumatera Barat

12. Riau

33

10

20

63

12. Riau

13. Kepulauan Riau

41

28

3

72

13. Kepulauan Riau

14. Sumatera Selatan

21

11

10

42

14. Sumatera Selatan

15. Bangka Belitung

3

3

6

12

15. Bangka Belitung

16. Lampung

26

31

10

67

16. Lampung

17. Kalimantan Selatan

25

5

6

36

17. Kalimantan Selatan

18. Kalimantan Barat

22

7

4

33

18. Kalimantan Barat

19. Kalimantan Timur

14

8

23

45

19. Kalimantan Timur

20. Kalimantan Tengah

4

1

2

7

21. Sulawesi Tengah

9

17

13

39

21. Sulawesi Tengah

22. Sulawesi Selatan

23

9

9

41

22. Sulawesi Selatan

23. Sulawesi Utara

18

26

19

63

23. Sulawesi Utara

24. Sulawesi Tenggara

17

4

6

27

24. Sulawesi Tenggara

25. Sulawesi Barat

1

1

0

2

25. Sulawesi Barat

26. Gorontalo

4

3

2

9

26. Gorontalo

29

47

38

114

27. Nusa Tenggara Barat

137

49

137

323

28. Bali

11

4

3

18

29. Nusa Tenggara Timur

30. Maluku

2

8

5

15

30. Maluku

31. Papua

6

11

2

19

31. Papua

32. Maluku Utara

2

4

0

6

32. Maluku Utara

33. Papua Barat

1

3

2

6

33. Papua Barat

34. Lainnya

0

0

0

0

34. Others

Total

1.635

1.571

2.832

6.038

7. Bengkulu

27. Nusa Tenggara Barat 28. Bali 29. Nusa Tenggara Timur

2. Banten 3. DKI Jakarta 4. D.I Yogyakarta

9. Aceh

20. Kalimantan Tengah

Total

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Tabel 2.15 Kegiatan Usaha BPR Syariah

(Sharia Rural Banks Operation) Miliar Rp (Billion Rp) 2015 Indikator

2011

2012

2013

2016

Indicator

2014 Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

3.328

4.459

5.544

6.287

6.531

6.512

6.608

6.754

6.825

6.961

7.069

7.367

7.398

7.451

7.536

7.631 Disbursement of Fund iB

2.676 652

3.554 906

4.433 1.110

5.005 1.282

5.436 1.095

5.562 950

5.554 1.054

5.615 1.140

5.655 1.170

5.683 1.278

5.741 1.328

5.765 1.602

5.745 1.653

5.857 1.594

5.971 1.565

6.133 1.498

2.892 2.095 412 448 1.235 694 80 23

3.911 2.938 527 590 1.820 855 91 27

4.866 3.666 668 701 2.297 1.104 55 41

5.439 4.028 790 750 2.488 1.265 92 54

5.706 4.193 819 753 2.621 1.342 108 63

5.692 4.099 787 713 2.599 1.426 113 54

5.794 4.192 829 726 2.637 1.434 116 52

5.915 4.310 860 756 2.694 1.434 120 52

5.983 4.380 860 765 2.755 1.430 121 52

6.091 4.467 875 781 2.811 1.457 118 48

3.321 1.714 911 803 2.855 1.438 122 47

6.456 4.802 997 861 2.944 1.480 120 54

6.480 4.845 975 864 3.007 1.466 118 51

6.536 4.884 960 860 3.064 1.483 113 56

6.650 4.966 963 861 3.142 1.506 116 63

6.755 Source of Funds iB Third Party Funds 5.046 Wadiah Savings iB 984 Mudharabah Savings iB 870 Deposit Mudharabah iB 3.192 Interbank Liabilities 1.530 Loan received 114 Other Liabilities 65

Beberapa Komponen Modal

501

616

732

844

886

893

905

932

940

960

980

1.028

1.046

1.061

1.014

1.012 Some Components of Capital

Modal Disetor Cadangan L/R Tahun berjalan L/R Tahun Lalu

390 50 87 (26)

472 61 106 (24)

556 82 129 (35)

646 109 122 (32)

768 126 53 (60)

765 125 67 (64)

774 125 71 (65)

791 126 81 (65)

797 123 88 (68)

803 124 102 (68)

815 123 110 (68)

844 121 6 74

861 125 17 58

Penyaluran Dana iB Pembiayaan iB Antar Bank Aktiva iB Sumber Dana iB Dana Pihak Ketiga Tabungan iB Wadiah Tabungan iB Mudharabah Deposito iB Mudharabah Antar Bank Passiva Pinjaman yang Diterima Kewajiban Lainnya

Ket: r) Angka-angka diperbaiki

840 121 138 (70)

861 141 28 (16)

881 149 38 (56)

Financing iB Interbank Assets iB

Paid-In Capital Reserves Current Earnings (Profit/Loss) Current Earnings (Profit/Loss) Note: r) Revised figures

136

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 2.16 Aset dan Pembiayaan BPR Syariah

(Asset and Financing of Sharia Rural Bank) Miliar Rp (Billion Rp) 2015 Indikator

2011

2012

2013

2016

Indicator

2014 Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Aset

3.520

4.699

5.833

6.573

6.839

6.851

6.952

7.093

7.172

7.303

7.418

7.739

7.788

7.868

7.955

8.045 Assets

Pembiayaan iB

2.676

3.554

4.433

5.005

5.436

5.562

5.554

5.615

5.655

5.683

5.741

5.765

5.745

5.857

5.971

6.133 Financing iB

Lancar

2.512

3.335

4.145

4.610

4.926

5.047

5.010

5.068

5.098

5.114

5.185

5.292

5.223

5.306

5.407

5.550

Kurang Lancar

49

73

91

136

174

177

192

184

194

194

187

135

177

195

196

199

Diragukan

45

52

66

81

114

113

118

120

115

111

109

95

95

96

93

94

Macet

70

94

132

177

223

224

235

243

249

264

260

243

250

260

275

290

164

219

288

395

510

514

544

547

558

569

556

473

522

551

563

583 Non Performing Financing (Nominal)

6,11

6,15

6,50

7,89

9,38

9,25

9,80

9,74

9,86

10,01

9,69

8,20

9,08

9,40

9,44

Non Performing Financing (Nominal) Non Performing Financing (%) Ket: r) Angka-angka diperbaiki

Current Sub Standard Doubtful Lost

9,51 Non Performing Financing (%)

Note: r) Revised figures

137

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 3.1. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit (Credit Channeling and NPL Credit Channeling of Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) Keterangan

2015

2014 Des

Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Mar

Items

Apr Loans by Industrial Origin

Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan danNPL komunikasi 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial NPLWajib 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL

212.386

217.234

221.583

225.759

231.390

238.059

237.659

239.322

254.954

254.240

254.432

252.958

258.002

3.827

4.753

4.579

4.648

4.751

4.827

4.935

5.220

4.853

5.220

5.214

5.009

5.146

7.698

8.075

8.112

8.070

8.244

8.343

8.463

8.590

8.843

8.892

8.933

9.134

11.708

195

286

295

282

266

259

286

283

262

293

300

298

388

141.824

136.380

140.250

138.308

139.022

139.800

133.161

132.059

135.273

127.812

121.349

120.769

117.575

3.574

4.531

4.735

5.282

5.155

4.468

4.114

5.236

5.582

5.572

5.627

5.104

6.053

660.536

684.035

703.285

703.045

717.578

744.090

724.765

726.664

760.048

738.014

727.503

729.416

732.076

12.267

15.507

15.891

17.605

18.897

19.517

18.777

18.425

18.977

20.548

21.402

21.756

22.616

81.130

88.235

87.915

92.721

90.360

94.032

91.487

95.115

99.447

104.738

100.600

98.629

99.999

1.547

1.207

1.401

1.556

1.527

2.103

1.891

2.034

2.289

2.401

2.244

1.753

1.729

147.266

156.184

163.230

165.573

166.853

171.362

173.796

172.997

172.934

163.521

165.293

170.304

174.905

6.784

8.607

8.866

9.179

9.115

8.406

8.332

8.408

7.005

7.849

8.003

7.851

8.495

716.733

741.846

759.871

748.131

761.824

775.716

765.828

768.904

792.503

766.396

762.572

779.600

779.004

22.782

27.498

28.287

29.713

31.277

31.984

30.903

29.483

27.948

30.696

32.231

33.075

33.833

73.583

77.782

78.847

78.979

78.821

81.938

82.350

83.304

85.861

86.282

86.741

88.075

88.849

1.057

1.617

1.652

1.965

1.816

1.883

1.874

1.889

1.967

2.012

2.201

2.492

2.876

171.805

177.361

172.920

174.332

174.738

174.636

172.743

172.941

177.546

174.875

175.043

175.910

175.085

5.516

6.454

5.990

6.206

6.475

6.654

7.119

7.398

6.815

7.158

8.061

7.715

7.306

166.182

159.702

161.110

160.180

160.283

161.916

160.668

161.485

164.681

168.598

170.850

167.326

161.159

1.559

1.134

1.089

1.076

1.145

1.215

1.199

1.184

1.052

1.181

1.267

1.198

1.227

165.466

166.076

169.884

172.213

175.289

177.382

176.762

179.169

184.755

180.764

182.728

184.036

180.858

3.391

4.904

4.476

4.574

4.369

3.947

3.892

3.842

4.817

4.855

5.387

5.309

5.235

11.002

11.031

11.020

11.383

11.856

12.264

11.471

12.472

12.914

8.962

9.594

13.524

14.144

7

11

13

12

12

12

22

12

11

10

8

7

48

6.648

7.183

7.441

7.499

7.494

7.520

7.792

7.930

8.129

7.933

7.986

8.104

8.194

69

94

98

95

109

85

171

177

140

173

155

161

187

12.325

13.228

13.685

13.738

13.973

14.222

14.501

15.303

21.488

15.702

14.890

15.063

15.204

197

233

245

239

233

240

216

206

157

162

193

183

216

67.744

59.538

60.715

60.795

63.826

61.486

56.615

56.340

57.989

54.936

53.414

53.742

53.397

1.929

2.366

2.298

2.343

2.861

2.878

2.612

2.551

2.175

2.317

2.355

2.219

2.396

2.220

2.671

2.720

2.576

2.620

2.643

2.660

2.681

2.708

2.673

2.643

2.611

2.604

NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL r) Angka-angka diperbaiki

NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and theprovision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual Services NPL

53

68

67

70

71

65

64

65

54

68

73

74

75

16. Individual Services which ServeNPL Households

211

90

86

88

87

99

83

82

110

91

85

85

71

17. International Agency and Other Extra Agency International

7

3

3

3

3

3

2

2

2

2

2

2

1

15.889

11.090

10.511

11.252

11.252

11.369

11.117

11.060

11.960

11.549

11.280

11.223

10.889

304

265

251

265

235

223

216

211

240

236

235

232

231

Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal

1. Agricultures, Hunting and Forestry

331.562

310.459

313.289

314.576

316.853

318.942

320.801

322.764

326.327

325.783

327.934

6.533

8.055

8.114

8.562

8.655

8.529

8.406

8.392

7.555

8.399

8.807

8.588

8.989

13.236

12.993

13.018

12.975

12.944

12.998

13.167

13.115

13.017

12.862

12.773

12.967

12.622

144

201

204

211

222

220

226

238

176

192

232

205

208

25.969

26.357

26.516

26.466

26.347

26.523

26.446

26.525

26.579

26.362

26.260

26.401

26.953

651

810

825

892

903

896

868

897

827

884

914

902

970

123.165

122.326

124.329

125.856

126.172

129.179

130.368

129.965

120.557

121.972

119.722

119.452

119.335

1.312

1.493

1.562

1.696

1.767

1.847

1.868

1.867

1.691

1.783

1.701

1.702

1.767

367.466

386.688

388.049

389.715

390.459

398.580

405.658

416.655

429.773

424.228

427.450

432.012

433.521

3.667

4.582

4.430

4.548

4.558

4.452

4.514

4.465

3.917

4.165

4.366

4.510

180.569

189.659

189.515

193.005

193.385

195.077

195.170

189.508

195.851

197.833

197.546

2.017

2.414

2.588

2.595

2.625

2.533

2.501

2.510

2.419

2.671

2.785

2.732

NPL

Loans to Non Industrial Origin House Hold 333.479 - For Home Ownership

302.916

180.908

NPL 18. Business Activities which are not clearly defined

4.576

NPL - For Apartement Ownership

NPL - For Shop House Ownership

NPL - For Vehicles Ownership

NPL - Others

NPL

197.074 Non Industrial Origin Others 2.728

NPL r) Revised figures

139

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 3.2. Kredit dan NPL Bank Umum Konvensional - BUKU 1 Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit and NPL Credit of Commercial Conventional Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Beneficiary-Group of Business Activities 1 ) Miliar Rp (Billion Rp) Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan

2015

2014 Des

Mei

Jun

Jul

Ags

2016 Sep

Okt

3.249

3.543

3.635

3.797

3.742

4.138

109

114

124

133

140

267

316

303

297

304

Nov

Des

Jan

Feb

Mar

Items

Apr

1.976

2.111

2.112

2.083

2.066

2.008

1.895

152

96

100

101

102

114

107

107

305

298

289

275

271

269

275

197

12

15

14

12

12

12

10

10

10

10

11

12

10

1.245

1.521

1.567

1.579

1.596

1.597

1.542

1.629

1.558

1.543

1.528

1.629

993

25

44

71

73

70

67

77

52

41

45

52

43

32

9.067

13.983

12.877

12.760

12.952

12.983

12.304

12.818

11.683

11.444

11.420

11.236

4.938

185

329

335

356

366

388

350

369

167

174

174

183

123

165

173

165

166

153

101

105

111

224

258

256

251

259

1

17

1

2

2

2

1

2

1

1

1

0

0

3.876

4.147

4.343

4.297

4.405

4.539

4.350

4.295

3.448

3.264

3.250

3.368

2.807

137

209

192

194

198

209

183

174

148

175

199

197

153

22.399

22.817

21.463

21.344

21.703

21.915

21.138

21.075

17.912

17.172

17.062

16.425

14.953

615

720

697

683

735

742

740

693

650

668

676

674

627

3.272

3.296

3.244

3.267

3.333

3.583

3.404

3.427

3.056

3.011

3.038

3.063

2.164

38

122 3.367

65 3.185

66 3.177

81 3.163

77 3.122

83 3.012

79 2.962

73 2.456

71 2.489

112 2.601

168 2.530

163 1.810

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking

penyediaan makan minum NPL 9. Transportasi, pergudangan danNPL komunikasi 10. Perantara Keuangan NPL 11 Real Estate, Usaha Persewaan, danNPL Jasa Perusahaan 12. Admistrasi Pemerintahan, Pertahanan danNPL Jaminan Sosial Wajib 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya NPL 16. Jasa Perorangan yang Melayani Rumah NPL Tangga 17. Badan Internasional dan Badan NPL Ekstra Internasional Lainnya 18. Kegiatan yang belum jelas batasannya NPL

3.419 126

109

110

134

141

105

100

84

81

82

100

49

42

6.614

6.666

6.826

6.857

6.827

6.479

5.930

6.202

6.041

6.109

6.335

6.614

5.286

192

161

126

128

119

97

81

76

82

98

99

96

121

4.732

5.083

5.198

5.183

5.198

5.307

5.187

5.178

4.929

4.789

4.811

4.949

99

85

83

142

144

139

142

138

112

120

119

125

53

0

1

2

2

2

2

0

0

30

20

10

0

0

-

-

-

-

-

-

-

-

-

-

-

-

0

377

356

274

283

274

264

278

280

265

258

259

242

116

2

2

2

1

2

2

2

2

2

1

2

2

2

458

507

517

526

580

643

666

678

579

562

552

539

410

3

8 2.363

8 2.279

8 2.278

8 2.250

9 2.234

8 2.197

8 2.171

3 1.944

3 1.996

5 1.988

5 1.815

11 1.735

125

170

169

175

176

140

149

151

126

134

137

130

76

125

117

109

110

101

99

95

92

88

87

85

71

85

4

4

4

3

5

4

4

4

2

3

3

3

3

16. Individual Services which ServeNPL Households

5

1

0

0

0

8

-

-

-

-

-

0

-

17. International Agency and Other Extra Agency International

1

-

-

-

-

-

-

-

-

-

-

-

-

130

102

28

30

36

32

29

31

30

29

26

34

21

0

0

0

1

6

6

3

3

2

1

1

1

1

- Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL

NPL Real Estate, Business, Ownership, and Business Services NPL

12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual Services

2.391

NPL

NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold

Rumah Tangga NPL

10. Financial intermediaries

3.875 11

Penerima Kredit Bukan Lapangan Usaha - Untuk Pemilikan Rumah Tinggal

NPL 9. Transportation, Warehousing and Communications NPL

- For Home Ownership

3.562

3.582

3.439

3.468

3.407

3.284

3.188

3.172

2.910

2.858

2.860

3.568

2.231

60

67

68

71

104

91

87

81

51

60

58

71

61

214

209 0

204 0

200 0

194 0

183 0

173 0

168 0

163 0

162 0

403 1

32 1

- For Apartement Ownership

1

230 1

69

80

89

79

79

83

110

111

75

75

74

64

63

- For Shop House Ownership

2

2

2

2

2

2

5

9

9

9

9

2

1

1.078

974

969

939

908

874

850

816

776

746

717

689

212

5 18.129

4 18.730

3 19.165

3 19.819

4 20.150

2 20.399

3 20.706

3 21.129

3 21.493

3 21.791

3 22.268

4 22.810

5 17.795

137

142

140

158

158

158

144

145

145

157

158

167

25.080

23.769

24.340

24.037

24.527

24.876

24.770

24.989

23.988

24.136

24.322

24.650

185

183

204

211

196

168

177

161

156

158

161

159

102

NPL NPL NPL - For Vehicles Ownership

NPL - Others

NPL

22.767 Non Industrial Origin Others 123

NPL

140

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 3.3. Kredit dan NPL Bank Umum Konvensional - BUKU 2 Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit and NPL Credit of Commercial Conventional Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Beneficiary-Group of Business Activities 2) Miliar Rp (Billion Rp) Keterangan

2015

2014 Des

Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11 Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL

Mei

Jun

Jul

Ags

19.421

17.474

17.756

17.476

944

1.072

1.010

982

1.254

1.250

1.249

1.226

2016 Sep

17.038

Okt

Nov

Des

r)

Jan

Feb

Items Mar

Apr

18.066

19.454

18.585

19.011

19.364

19.352

18.431

18.807

965

994

1.159

1.457

1.224

1.372

1.392

1.203

1.227

1.233

1.268

1.271

1.297

1.300

1.450

1.422

1.448

1.340

41

52

50

49

45

46

51

51

46

51

54

55

58

31.935

16.103

16.347

16.493

15.640

15.835

15.301

15.272

14.982

15.017

14.902

14.118

14.158

449

520

545

690

799

782

951

970

647

619

650

616

909

140.903

101.047

105.479

105.645

107.082

111.157

107.839

107.094

101.665

102.191

99.964

93.208

100.069

3.046

2.773

2.784

3.070

3.688

3.476

3.317

3.308

2.403

2.901

3.360

3.505

3.721

11.472

10.566

10.098

10.358

10.579

10.897

10.521

10.394

10.201

10.215

10.049

9.641

9.591

145

48

49

49

45

46

49

49

48

49

20

20

20

31.841

31.526

33.045

33.885

33.165

34.487

36.329

36.238

33.214

31.286

31.916

32.672

36.057

2.202

2.956

3.044

3.262

3.109

3.103

3.002

3.089

2.177

2.447

2.427

2.232

2.297

85.406

74.860

76.853

76.598

81.470

82.393

81.412

80.946

79.418

78.315

77.519

78.727

81.575

2.949

3.344

3.486

3.531

4.334

4.745

4.191

4.111

3.550

3.747

4.112

4.748

4.614

11.458

12.433

12.627

12.611

11.715

12.285

13.240

13.755

14.189

14.597

14.735

15.067

16.242

176

527

552

742

628

523

532

549

357

351

363

467

812

30.115

15.927

17.462

16.593

15.701

15.720

15.582

14.875

16.109

16.390

16.549

16.645

17.595

1.582

1.302

1.024

1.003

850

882

1.091

1.032

1.114

1.156

1.150

1.095

1.040

51.189

23.619

23.579

22.408

22.303

23.900

24.428

22.995

20.724

20.829

20.516

19.651

20.559

134

143

143

144

142

182

192

193

187

200

207

205

37.010

38.512

39.340

40.895

41.624

40.900

41.775

41.749

41.944

41.021

41.244

42.018

740

1.486

1.285

1.316

1.135

751

790

776

593

616

722

630

637

1.100

1.058

1.192

1.217

1.367

1.404

1.414

1.419

601

555

542

454

470

0

-

-

-

-

-

-

-

-

-

-

-

-

13. Jasa Pendidikan

1.138

1.056

1.156

1.143

1.125

1.129

1.147

1.191

1.010

1.028

1.029

1.054

1.210

NPL NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL

16

21

21

19

39

17

86

86

18

19

19

19

19

1.864

1.950

2.040

2.205

2.212

2.266

2.229

2.261

2.468

2.398

2.428

2.554

2.841

59

45

45

45

43

43

18

18

23

23

19

16

17

7.993

7.561

7.719

7.606

10.314

10.401

7.659

7.930

8.120

7.819

7.719

7.587

7.697

534

662

637

652

968

1.023

697

685

664

685

699

656

771

111

127

131

130

135

138

141

144

140

139

148

144

156

10

11

11

11

11

11

11

11

8

5

5

5

5

194

78

75

77

78

80

73

74

71

80

69

64

47

5

1

1

1

1

1

1

1

1

1

2

1

1

2.095

2.672

2.170

2.187

2.027

2.089

2.007

2.053

748

711

708

746

637

7

13

11

16

13

12

12

14

10

11

11

11

12

- Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL

NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and theprovision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual Services NPL 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL House Hold

Rumah Tangga NPL

NPL 3. Mining and Quarrying

Loans to Non Industrial Origin

Penerima Kredit Bukan Lapangan Usaha - Untuk Pemilikan Rumah Tinggal

NPL 2. Fisher

212 43.312 11

12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial NPLWajib

14. Jasa Kesehatan dan Kegiatan Sosial

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry

21.149

20.915

21.189

21.312

21.645

22.165

22.625

22.563

17.226

17.022

17.094

17.202

17.946

701

840

859

911

927

941

907

949

703

738

764

753

794

976

965

999

1.005

999

1.001

1.009

983

697

689

680

675

785

21

32

31

32

32

33

31

49

15

15

16

16

20

1.342

1.261

1.265

1.262

1.230

1.235

1.245

1.344

1.170

1.159

1.160

1.152

1.166

99

95

92

105

105

103

96

99

74

89

85

75

80

8.132

7.975

8.230

8.424

8.520

8.663

8.724

8.904

8.806

8.774

8.739

8.577

8.920

81 83.747

88 71.776

109 72.567

161 72.821

206 70.005

265 70.704

298 71.445

296 75.666

277 69.505

302 69.741

297 70.601

249 71.367

255 77.855

378

430

412

420

420

422

427

460

320

357

369

393

52.005

46.489

46.956

47.081

50.954

51.568

52.411

51.373

44.858

45.162

45.386

45.849

441

310

304

311

332

328

321

302

126

136

137

132

- For Home Ownership

NPL - For Apartement Ownership

NPL - For Shop House Ownership

NPL - For Vehicles Ownership

NPL - Others

NPL 441 48.870 Non Industrial Origin Others 176

NPL

141

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 3.4. Kredit dan NPL Bank Umum Konvensional - BUKU 3 Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit and NPL Credit of Commercial Conventional Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Beneficiary-Group of Business Activities 3) Miliar Rp (Billion Rp) Keterangan

2015

2014 Des

Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11 Real Estate, Usaha Persewaan, danNPL Jasa Perusahaan 12. Admistrasi Pemerintahan, Pertahanan danNPL Jaminan Sosial Wajib 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya NPL 16. Jasa Perorangan yang Melayani Rumah NPL Tangga 17. Badan Internasional dan Badan NPL Ekstra Internasional Lainnya 18. Kegiatan yang belum jelas batasannya NPL

Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

r)

Jan

Feb

Items Mar

Apr

45.626

49.468

51.187

53.570

57.165

60.230

58.730

57.737

60.282

57.857

56.502

55.999

58.008

1.129

1.415

1.434

1.459

1.549

1.548

1.523

1.559

1.654

1.671

1.503

1.529

1.543

1.972

1.926

1.982

2.011

2.010

2.028

2.020

1.970

2.066

2.003

1.949

1.967

1.937

58

85

84

78

77

78

91

87

87

86

83

80

79

41.401

61.291

60.127

59.421

60.542

61.933

57.416

56.924

57.005

54.829

52.185

51.024

50.681

1.923

2.397

2.730

2.932

2.731

2.049

1.577

1.695

1.958

1.943

1.913

2.065

2.651

229.598

281.207

289.533

292.009

295.126

300.746

287.973

285.491

299.274

292.516

291.375

298.271

295.932

5.268

7.886

7.515

7.357

8.017

8.271

7.777

7.943

8.745

8.992

9.019

9.540

9.778

15.095

19.417

18.411

20.570

20.818

21.273

20.356

20.664

23.437

23.318

22.811

21.711

21.609

551 55.416

334

526

580

556

1.094

1.022

1.033

1.302

1.296

1.279

1.272

1.253

61.568

64.347

64.547

66.109

67.896

68.217

68.401

71.509

67.784

67.473

69.372

69.940

2.421

3.266

3.404

3.451

3.504

3.229

3.338

3.274

3.342

3.642

3.690

3.707

4.304

228.992

246.185

248.944

246.401

249.848

252.763

245.679

245.151

255.327

245.896

244.086

249.683

247.428

9.029

9.963

10.318

10.452

10.846

12.203

11.534

10.841

10.947

11.815

11.417

11.776

11.787

30.377

31.426

31.584

31.740

32.124

32.798

31.413

31.303

32.785

32.811

32.921

33.142

32.926

421 51.157

459

359

464

454

667

631

635

725

741

857

974

990

71.414

66.497

68.122

67.196

67.766

66.241

65.254

65.287

63.891

63.665

64.136

61.644

1.973

2.948

2.788

2.888

3.041

3.078

3.198

3.285

2.708

2.714

3.342

3.483

3.071

60.099

84.626

84.616

85.441

85.349

85.813

85.424

85.780

89.699

89.008

91.949

93.973

90.385

786

281

304

292

300

364

358

373

304

421

469

440

68.420

67.044

67.828

68.246

70.211

71.076

69.281

70.571

72.282

71.710

73.360

73.688

1.657

1.954

1.579

1.538

1.629

1.576

1.403

1.387

2.481

2.382

2.602

2.608

2.544

256

277

268

272

282

292

274

276

1.109

1.107

1.099

1.096

1.095

1

1

1

1

1

1

1

1

1

1

0

0

0

1.451

1.571

1.716

1.674

1.675

1.684

1.828

1.877

2.063

1.948

1.962

1.939

1.958

20

27

27

32

29

28

29

32

37

78

72

71

70

4.323

4.553

4.619

4.642

4.637

4.644

4.716

4.699

4.743

4.752

3.780

3.775

3.762

51

79

74

72

68

73

76

66

61

63

89

89

89

23.162

25.345

25.848

26.246

26.361

23.214

21.348

20.713

20.908

20.076

18.979

19.087

18.941

399

558

555

562

762

730

877

821

810

653

618

619

673

118

117

114

110

121

118

125

125

133

127

125

130

129

5

4

3

4

4

5

4

5

4

6

6

10

9

7

6

6

6

5

6

6

5

36

8

13

17

20

1

1

1

1

1

1

1

1

1

1

0

0

0

635

693

731

747

758

826

1.377

1.244

2.431

2.194

2.252

1.995

2.278

9

10

9

8

5

5

4

6

10

9

9

8

7

- Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL

NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL Real Estate, Business, Ownership, and Business Services NPL

12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual Services NPL 16. Individual Services which ServeNPL Households 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold

Rumah Tangga NPL

NPL 2. Fisher

445 72.196 11

Penerima Kredit Bukan Lapangan Usaha - Untuk Pemilikan Rumah Tinggal

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry

154.746

161.709

163.751

164.797

166.262

167.413

168.966

170.697

178.730

178.730

180.457

182.604

184.685

3.735

4.662

4.670

4.950

4.958

4.779

4.674

4.568

4.292

4.743

4.908

4.779

5.075

7.126

6.950

6.941

6.907

6.842

6.895

6.839

6.840

7.063

6.961

6.908

6.865

6.830

77 11.180

109

115

119

125

127

119

114

94

110

137

107

104

11.599

11.625

11.585

11.480

11.594

11.562

11.517

11.740

11.645

11.563

11.605

12.137

312

410

422

437

434

439

440

446

450

455

478

486

538

54.977

53.892

54.283

54.848

54.817

57.792

58.395

57.612

48.460

48.905

46.746

46.381

45.664

507

619 101.574

659 99.495

694 99.865

697 100.665

721 104.949

699 107.167

688 108.241

566 122.318

591 115.783

581 116.367

599 117.137

619 117.956

77.641 1.016

1.376

1.369

1.417

1.447

1.422

1.450

1.486

1.508

1.514

1.619

1.551

65.740

70.966

78.228

78.580

77.914

77.365

77.793

78.564

79.147

86.180

88.238

85.673

803

1.080

1.179

1.191

1.148

1.085

1.077

1.112

1.215

1.408

1.472

1.454

- For Home Ownership

NPL - For Apartement Ownership

NPL - For Shop House Ownership

NPL - For Vehicles Ownership

NPL - Others

NPL 1.559 85.996 Non Industrial Origin Others 1.436

NPL

142

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 3.5. Kredit dan NPL Bank Umum Konvensional - BUKU 4 Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit and NPL Credit of Commercial Conventional Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Beneficiary-Group of Business Activities 4) Miliar Rp (Billion Rp) Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11 Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL

2015

2014 Des

Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Mar

Items

Apr

139.880

141.686

143.381

145.357

147.570

149.673

151.712

155.224

167.003

168.426

170.034

170.083

172.989

1.285

1.744

1.613

1.682

1.678

1.726

1.749

1.741

1.525

1.711

1.835

1.817

1.943

3.759

3.796

3.879

3.814

3.876

3.918

3.990

4.091

4.205

4.156

4.245

4.328

7.099

79

121

133

127

114

107

116

116

103

119

130

131

220

63.211

52.759

57.663

56.620

56.939

55.361

54.092

53.395

56.915

51.482

47.848

49.256

47.056

847

1.118

1.030

1.240

1.258

1.255

1.212

2.154

2.560

2.564

2.611

2.000

2.108

270.337

275.941

283.132

279.988

290.022

306.100

303.598

307.539

333.026

317.559

310.578

312.209

316.866

3.386

3.903

4.779

6.336

6.381

6.873

6.849

6.243

6.896

7.601

7.982

7.681

8.113

49.307

52.646

53.744

56.180

53.381

55.770

54.767

57.983

59.588

64.726

61.282

60.543

61.712

462

467

463

519

519

521

518

519

514

515

514

37

36

47.526

50.494

52.722

54.096

54.302

55.938

56.376

56.356

57.072

53.978

55.397

57.493

58.656

1.288

1.540

1.614

1.628

1.640

1.224

1.223

1.175

887

1.102

1.182

1.225

1.257

360.733

376.592

390.728

382.411

387.621

397.403

396.079

400.135

417.673

402.485

401.026

412.082

412.140

8.877

11.978

12.280

13.526

13.789

12.612

12.654

12.193

10.885

12.349

13.808

13.981

14.793

27.224

29.275

30.003

29.934

30.176

31.667

32.674

33.313

34.150

34.153

34.307

35.066

35.784

369 77.716

462

625

643

580

566

575

577

763

800

814

833

859

76.858

75.827

76.376

78.552

78.007

78.314

80.175

84.041

82.557

82.832

83.341

84.801

1.102

1.261

1.364

1.376

1.613

1.997

2.026

2.386

2.453

2.609

2.835

2.506

2.526

36.907

33.669

34.459

33.745

33.975

33.873

33.169

34.505

36.273

41.215

40.983

35.851

33.542

59

301

308

307

323

330

330

319

296

275

268

259

49.865

49.346

51.281

51.775

52.037

53.615

53.751

54.412

57.974

55.916

56.163

56.045

655

945

1.097

1.115

1.042

1.054

1.041

1.057

1.250

1.326

1.543

1.518

1.520

9.560

9.670

9.533

9.867

10.182

10.542

9.743

10.760

10.908

7.015

7.680

11.711

12.316

3

7

10

8

8

8

8

8

7

6

6

5

46

13. Jasa Pendidikan

1.626

1.824

1.827

1.828

1.817

1.835

1.820

1.821

1.908

1.867

1.876

1.918

1.917

NPL NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL

16

20

20

20

20

19

17

16

15

15

15

6

8

4.147

4.420

4.673

4.463

4.594

4.670

4.826

5.574

11.497

5.804

5.946

5.983

5.938

31

45

61

60

64

61

63

60

20

24

28

35

61

28.764

19.266

19.910

20.348

20.751

21.404

21.692

21.968

23.614

21.762

21.466

21.924

21.625

439

582

566

580

592

633

640

622

570

600

634

600

604

1.762

2.133

2.169

2.020

2.043

2.052

2.057

2.068

2.077

2.042

1.999

1.971

1.926

34

48

47

49

49

42

40

40

37

48

55

52

52

5

5

5

5

5

5

5

3

3

3

3

3

4

-

-

-

-

-

-

-

-

-

-

-

-

-

6.697

5.914

5.948

6.573

6.899

6.964

6.325

6.377

7.420

7.467

7.227

7.328

6.886

5

4

4

4

5

1

0

1

0

0

0

0

0

NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL

NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual Services NPL 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin

Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal

NPL 2. Fisher

273 54.184 11

12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial NPLWajib

14. Jasa Kesehatan dan Kegiatan Sosial

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry

House Hold 100.805

100.742

101.126

101.111

101.484

101.891

102.407

102.469

103.340

102.994

103.138

103.612

103.946

1.298

1.704

1.702

1.809

1.862

1.921

1.952

1.993

1.767

2.077

2.201

2.119

2.199

4.384

4.226

4.246

4.231

4.270

4.281

4.321

4.310

4.315

4.292

4.271

4.276

4.258

16 11.939

34

33

36

39

40

44

44

40

45

48

46

46

11.880

11.971

11.944

11.971

12.011

12.080

12.104

12.147

12.037

12.020

12.113

12.140

172

227

224

262

277

266

266

276

241

265

270

259

265

53.941

55.561

56.867

57.824

57.998

57.873

58.232

58.302

58.007

58.921

58.860

58.941

59.751

636

712 177.635

725 179.988

772 180.662

795 183.271

785 186.446

786 189.594

787 195.095

760 200.029

773 200.693

760 202.080

784 204.446

822 203.650

169.377 1.511

1.884

1.754

1.788

1.800

1.762

1.779

1.767

1.446

1.588

1.650

1.627

33.601

35.026

35.823

36.004

35.901

36.104

36.682

37.266

38.704

38.139

37.698

39.405

521

723

778

771

795

806

787

808

794

828

852

826

- For Home Ownership

NPL - For Apartement Ownership

NPL - For Shop House Ownership

NPL - For Vehicles Ownership

NPL - Others

NPL 1.710 37.401 Non Industrial Origin Others 839

NPL

143

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 3.6. Pembiayaan dan NPF Bank Umum Syariah - BUKU 1 Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Financing and NPF of Commercial Sharia Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Beneficiary - Group of Business Activities 1) Miliar Rp (Billion Rp) Keterangan

2015

2014 Des

Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11 Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial NPLWajib 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL

Mei 505

Jun

Jul

454

459

6

10

10

109

109

97

Ags 413

2016 Sep

Okt

Nov

Des

Jan

Feb

Items Mar

Apr

423

474

489

512

397

56

57

60

58

15

15

14

13

13

11

11

11

10

11

106

101

99

97

95

71

3

3

3

3

1

0

0

1

1

1

1

1

1

1

1

1

1

371

225

219

215

219

221

204

202

201

196

225

224

223

6

6

4

8

8

8

32

32

32

32

32

32

NPL

1.215

1.238

1.246

1.244

1.273

1.258

1.275

1.103

460

502

476

496

4. Procesing Industry

41

48

48

48

49

49

48

51

48

71

68

68

94

510

152

153

170

175

180

179

177

180

175

172

170

172

2

2

2

2

2

2

2

2

2

2

2

2

2

1.158

675

619

620

633

662

658

784

815

567

564

581

598

64

107

92

79

98

100

99

101

96

91

96

100

108

6.872

6.043

6.213

6.002

5.907

5.897

5.893

6.013

3.149

2.559

2.508

2.475

2.409

268

292

285

306

306

322

327

329

287

288

288

263

375

445

291

325

320

316

314

305

326

214

205

203

163

165

17

7

8

8

24

9

9

9

6

5

5

5

3

1.315

985

974

957

977

998

1.003

1.017

1.109

847

813

808

805

36

191

131

139

172

62

54

72

68

57

56

52

81

2.568

1.492

1.488

1.450

1.416

1.430

1.401

1.375

1.379

915

876

886

883

26

17

28

27

21

22

22

22

23

21

34

34

1.145

1.155

1.158

1.064

1.073

1.204

1.230

1.244

1.342

1.017

973

1.078

29

51

53

66

56

69

83

75

61

67

67

63

98

0

0

0

0

0

0

0

0

0

0

0

0

0

-

0

0

0

0

0

0

0

-

-

-

-

-

417

409

432

454

440

439

463

463

513

511

509

578

590

1

2

2

2

2

2

2

2

2

2

2

2

2

204

197

195

197

194

197

196

196

203

197

197

204

222

0

0

0

0

0

0

0

0

0

0

0

0

3

1.047

223

234

241

226

227

237

282

281

271

277

254

254

4

3

3

3

3

3

3

3

5

3

5

5

56

61

82

91

90

90

94

98

103

3

3

4

3

3

1

1

1

1

1

1

1

0

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

18. Kegiatan yang belum jelas batasannya NPL

1

0

0

0

0

0

1

0

1

1

1

1

1

0

0

0

0

0

0

0

0

-

-

-

-

-

NPL NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL

NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual Services NPL 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin

Penerima Kredit Bukan Lapangan Usaha Rumah Tangga

- Untuk Pemilikan Ruko atau Rukan

NPL 5. Electricity, Gas and Water

35 1.066 11

-

- Untuk Pemilikan Flat atau Apartemen

NPL 3. Mining and Quarrying

84

0

NPL

NPL 2. Fisher

2.071

17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL

- Untuk Pemilikan Rumah Tinggal

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry

House Hold 235

245

257

258

258

271

279

284

292

237

244

249

253

19

26

25

26

23

22

22

24

21

17

18

20

21

10

20

21

22

23

24

24

24

24

13

13

13

13

0

-

-

-

-

0

0

0

0

-

-

-

-

11

13

12

12

12

13

13

12

13

7

9

24

10

- For Home Ownership

NPL - For Apartement Ownership

NPL - For Shop House Ownership

NPL

-

-

-

-

1

1

1

1

-

-

-

-

-

3.715

2.664

2.619

2.627

2.675

2.741

2.940

3.044

3.174

3.225

3.247

3.291

3.369

- For Vehicles Ownership

47 2.499

37 2.851

33 2.856

34 2.841

34 2.865

35 2.901

39 2.933

39 2.956

39 2.983

41 2.858

46 2.891

43 2.943

45 2.994

- Others

NPL

NPL

34

37

39

39

41

45

45

46

42

47

43

41

40

430

47

49

49

49

48

50

50

48

34

32

31

30 Non Industrial Origin Others

1

3

2

1

2

3

2

2

1

2

2

2

2

NPL

144

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 3.7. Pembiayaan dan NPF Bank Umum Syariah - BUKU 2 Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Financing and NPF of Commercial Sharia Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Beneficiary - Group of Business Activities 2 ) Miliar Rp (Billion Rp) 2015

2014

2016

Keterangan Des Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11 Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial NPLWajib 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Items

r)

Des

Jan

Feb

Mar

Apr

3.706

4.610

5.165

5.147

5.452

5.478

5.297

1.835

2.061

2.398

2.358

2.275

2.258

354

397

387

377

405

393

394

133

131

139

134

123

125

338

678

602

616

720

725

788

806

879

961

981

1.047

1.050

4

13

14

16

16

16

17

14

12

22

17

16

16

3.661

4.480

4.326

3.978

4.087

4.854

4.607

3.117

3.112

3.249

3.197

3.099

3.063

246

446

352

344

288

308

289

214

196

219

222

202

179

8.560

10.643

11.026

11.398

11.153

11.831

11.792

8.314

8.831

9.452

9.416

9.602

9.538

340

568

431

437

397

460

436

200

423

510

501

490

498

4.581

5.280

5.343

5.276

5.255

5.811

5.560

3.160

3.202

3.197

3.183

3.212

3.218

386

340

360

404

403

438

298

35

35

35

36

36

35

7.449

7.774

8.154

8.128

8.238

7.841

7.866

4.593

4.787

4.709

4.694

4.748

4.744

673

529

520

566

565

541

487

241

227

259

285

285

281

12.330

15.349

15.671

15.375

15.274

15.345

15.628

9.832

13.183

14.469

14.626

14.587

14.878

1.043

1.201

1.222

1.215

1.267

1.359

1.457

634

759

927

1.005

755

764

806

1.061

1.066

1.107

1.157

1.292

1.313

875

1.127

1.160

1.183

1.202

1.180

35

40

42

43

48

41

43

23

24

27

29

28

29

8.084

8.809

8.975

9.108

9.148

9.023

8.591

4.535

4.452

4.598

4.553

4.453

4.451

696

643

573

666

657

529

650

215

215

223

256

218

199

8.805

9.630

10.142

10.279

10.414

10.422

10.317

6.559

6.609

6.734

6.445

6.513

6.561

363

230

180

178

239

220

217

97

60

60

62

62

4.295

4.936

5.079

5.049

5.146

5.280

5.539

4.554

4.585

4.901

4.763

4.794

211

382

379

396

362

359

433

310

279

303

290

325

344

84

25

25

24

24

24

39

16

16

14

13

12

13

NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL

NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries

63 4.757 11

3

2

2

2

2

2

12

2

2

2

2

2

2

1.638

1.967

2.036

2.117

2.163

2.168

2.255

1.703

1.689

1.641

1.652

1.666

1.651

14

22

26

21

17

18

35

12

40

32

19

37

63

1.329

1.600

1.641

1.706

1.755

1.802

1.868

1.073

1.109

1.092

1.095

1.096

1.090

52

56

56

53

51

54

51

13

9

10

8

6

5

4.387

4.780

4.726

4.076

3.924

4.007

3.482

1.913

1.849

1.794

1.802

1.881

1.947

429

392

369

372

361

349

246

107

62

82

105

73

83

43

96

106

115

130

142

143

43

155

159

163

173

185

0

1

1

1

2

2

2

3

2

5

2

2

3

-

0

0

0

0

0

0

0

0

0

0

1

-

-

-

-

-

-

0

0

0

0

0

0

-

-

6.330

1.709

1.634

1.717

1.531

1.458

1.377

1.355

1.311

1.147

1.066

1.119

1.065

282

237

227

236

206

200

197

187

218

215

214

212

210

NPL Real Estate, Business, Ownership, and Business Services NPL

12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual Services NPL 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin

Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry

House Hold 22.419

23.266

23.527

23.630

23.798

23.917

23.336

17.397

17.431

17.477

17.574

17.672

17.689

720

756

790

796

783

773

764

593

563

585

650

649

634

525

602

603

605

609

603

791

501

469

466

464

461

433

30

26

25

24

25

20

31

17

16

15

19

30

29

1.429

1.525

1.554

1.585

1.575

1.587

1.436

1.273

1.269

1.269

1.258

1.259

1.251

- For Home Ownership

NPL - For Apartement Ownership

NPL - For Shop House Ownership

NPL

65

75

84

86

85

85

62

55

41

54

59

69

73

1.323

1.260

1.360

1.193

1.254

1.236

1.227

1.073

1.125

1.199

1.215

1.381

1.231

- For Vehicles Ownership

36 16.072

32 14.122

33 13.978

31 13.708

30 13.502

39 13.181

43 13.814

48 3.747

41 3.757

67 3.850

7 3.810

17 3.878

16 3.866

- Others

591

715

717

727

692

644

669

143

144

155

169

393

4.052

4.272

4.263

3.764

3.661

3.425

3.370

2.927

2.765

2.200

2.156

1.938

65

115

120

110

153

143

137

125

126

138

160

159

NPL

NPL 392 2.010 Non Industrial Origin Others 151

NPL

145

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 3.8. Pembiayaan dan NPF Bank Umum Syariah - BUKU 3 Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Financing and NPF of Commercial Sharia Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Beneficiary - Group of Business Activities 3) Miliar Rp (Billion Rp) Keterangan

2015

2014 Des

Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11 Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL

Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Items Mar

Apr

-

-

-

-

-

-

-

3.319

4.088

4.056

4.064

4.102

3.988

-

-

-

-

-

-

-

219

208

215

225

219

190

-

-

-

-

-

-

-

42

47

48

64

67

81

-

-

-

-

-

-

-

4

4

4

4

3

4

-

-

-

-

-

-

-

1.519

1.500

1.495

1.465

1.419

1.401

-

-

-

-

-

-

-

118

148

148

147

145

142

-

-

-

-

-

-

-

4.132

4.466

4.392

4.248

4.413

4.238

-

-

-

-

-

-

-

311

295

299

298

290

290

-

-

-

-

-

-

-

2.627

2.615

2.849

2.846

3.101

3.439

-

-

-

-

-

-

-

394

388

503

391

385

383

-

-

-

-

-

-

-

2.328

2.089

1.933

1.998

2.069

2.103

-

-

-

-

-

-

-

356

128

132

125

104

96

-

-

-

-

-

-

-

5.752

5.841

5.501

5.744

5.620

5.622

-

-

-

-

-

-

-

682

870

901

925

879

873

-

-

-

-

-

-

-

306

341

345

353

373

388

-

-

-

-

-

-

-

18

19

18

21

18

19

-

-

-

-

-

-

-

4.123

4.094

4.102

4.030

3.997

3.979

-

-

-

-

-

-

-

324

176

318

322

311

349

-

-

-

-

-

-

-

4.069

3.956

3.788

3.746

3.839

3.942

-

-

-

-

-

-

-

104

99

106

127

101

-

-

-

-

-

-

-

1.462

1.437

1.409

1.414

1.464

-

-

-

-

-

-

-

99

40

41

45

40

39

-

-

-

-

-

-

-

0

250

250

250

250

250

-

-

-

-

-

-

-

-

-

-

-

-

-

13. Jasa Pendidikan

-

-

-

-

-

-

-

596

681

680

700

707

752

-

-

-

-

-

-

-

27

27

26

26

25

23

-

-

-

-

-

-

-

823

889

897

893

912

942

NPL NPL

-

-

-

-

-

-

-

40

41

40

44

31

31

15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya NPL

-

-

-

-

-

-

-

1.363

1.534

1.217

1.183

1.194

1.197

-

-

-

-

-

-

-

162

144

160

158

135

133

16. Jasa Perorangan yang Melayani Rumah Tangga

-

-

-

-

-

-

-

107

113

116

117

118

120

NPL

-

-

-

-

-

-

-

1

1

1

1

2

2

17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

18. Kegiatan yang belum jelas batasannya

-

-

-

-

-

-

-

-

19

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

NPL

NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL

NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual Services NPL 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin

Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal

NPL 2. Fisher

78 1.468 11

12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial NPLWajib

14. Jasa Kesehatan dan Kegiatan Sosial

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry

House Hold - For Home Ownership

-

-

-

-

-

-

-

6.183

6.396

6.465

6.567

6.656

6.730

-

-

-

-

-

-

-

186

158

180

208

197

204

-

-

-

-

-

-

-

283

280

277

275

273

271

-

-

-

-

-

-

-

13

11

7

12

5

7

-

-

-

-

-

-

-

164

166

170

175

183

186

-

-

-

-

-

-

-

12

12

12

13

12

12

-

-

-

-

-

-

-

213

210

202

197

192

187

-

-

-

-

-

-

-

6

-

-

-

-

-

-

-

9.822

5 9.688

5 9.512

6 9.433

5 9.431

4 9.405

-

-

-

-

-

-

-

418

313

347

359

337

332

-

-

-

-

-

-

-

-

-

-

-

-

- Non Industrial Origin Others

-

-

-

-

-

-

-

-

-

-

-

-

-

NPL - For Apartement Ownership

NPL - For Shop House Ownership

NPL - For Vehicles Ownership

NPL - Others

NPL NPL

146

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 3.9. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan (Credit and NPL of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use ) Miliar Rp (Billion Rp) Keterangan

2015

2014 Des

Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Items Mar

Apr

Jenis Penggunaan

Type of Use

Kredit kepada Pihak Ketiga 1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL

Credit to Third Party 1.757.449

1.777.563

1.828.211

1.820.058

1.846.733

1.891.535

1.852.716

1.854.210

1.916.256

1.839.577

1.824.382

1.848.712

1.847.163

43.840

52.927

54.518

57.114

59.869

60.364

58.505

58.487

57.302

62.370

65.860

65.360

67.488

903.194

940.179

944.974

954.584

968.780

985.352

979.224

992.208

1.035.889

1.036.399

1.031.557

1.031.766

1.036.557

21.223

26.611

25.717

27.997

28.447

28.406

28.120

28.138

27.045

28.383

29.096

29.077

30.569

1.013.666

1.039.392

1.054.860

1.059.103

1.065.780

1.079.596

1.091.497

1.104.193

1.105.759

1.107.059

1.111.970

1.119.971

1.122.986

16.586

18.093

18.804

18.639

3.674.308

14.324

3.757.133

17.555

3.828.045

17.724

3.833.745

18.504

3.881.294

18.730

3.956.483

18.477

3.923.437

18.383

3.950.612

18.369

4.057.904

3.983.035

3.967.908

4.000.448

79.388

97.092

97.959

103.615

107.047

107.248

105.007

104.993

100.933

108.846

113.761

113.077

19.238 117.295

61.014

75.577

76.854

75.587

78.541

89.346

86.817

90.910

93.281

91.986

89.877

90.503

89.482

NPL

2.224

2.725

3.154

3.183

3.363

2.644

2.764

2.017

2.327

2.164

2.119

1.923

2.035

2. Impor

56.049

59.085

55.393

56.660

61.070

65.895

61.673

61.349

62.694

60.370

57.976

58.039

56.254

NPL NPL r) Angka-angka diperbaiki

NPL NPL

Credit to Third Party

1. Ekspor

Total Kredit

NPL 3. Consumption

User Orientation

Kredit kepada Pihak Ketiga

NPL

NPL 2. Investments

4.006.707 Total Credit

Orientasi Penggunaan

3. Lainnya

1. Working Capital

636

1.298

1.277

1.398

1.773

2.770

2.130

2.198

2.325

2.408

2.416

2.574

2.822

3.557.246

3.622.471

3.695.797

3.701.498

3.741.683

3.801.242

3.774.947

3.798.352

3.901.930

3.830.679

3.820.055

3.851.906

3.860.970

76.528

93.069

93.528

99.034

101.911

101.833

100.113

100.778

96.281

104.273

109.226

108.580

3.674.308

3.757.133

3.828.045

3.833.745

3.881.294

3.956.483

3.923.437

3.950.612

4.057.904

3.983.035

3.967.908

4.000.448

79.388

97.092

97.959

103.615

107.047

107.248

105.007

104.993

100.933

108.846

113.761

113.077

112.437

1. Ekspor NPL 2. Impor NPL 3. Other NPL

4.006.707 Total Credit 117.295

NPL r) Revised figures

147

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 3.10. Kredit dan NPL Kredit Bank Umum Konvensional - BUKU 1 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan (Credit and NPL of Commercial Conventional Banks - Group of Business Activities 1 to Non Bank Third Party

Based on Types and Orientation of Use) Miliar Rp (Billion Rp) Keterangan

2015

2014 Des

Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Items Mar

Apr

Jenis Penggunaan

Type of Use

Kredit kepada Pihak Ketiga 1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL

Credit to Third Party 42.055

48.734

45.273

45.218

45.965

46.051

43.241

44.042

38.862

37.843

38.224

38.122

27.975

1.107

1.490

1.353

1.427

1.482

1.453

1.384

1.323

1.049

1.080

1.154

1.115

895

19.737

21.249

20.737

20.734

20.654

21.308

19.292

19.307

17.767

17.541

17.333

16.928

13.570

568

739

649

684

722

697

647

622

554

609

652

681

629

48.132

51.566

48.216

48.546

49.272

49.700

49.785

50.389

49.410

49.769

50.403

52.184

43.100

391

415

417

447

465

423

416

399

364

387

389

404

109.924

121.550

114.226

114.498

115.892

117.059

112.318

113.739

106.040

105.153

105.960

107.234

2.067

2.644

2.419

2.557

2.669

2.573

2.448

2.344

1.966

2.076

2.195

2.200

1.818

3.185

3.065

3.088

3.296

3.274

3.099

3.258

3.451

3.449

3.420

3.328

12

NPL

3

38

26

27

27

28

27

28

27

27

26

26

0

2. Impor

23

103

102

92

106

110

225

209

215

242

207

228

36

NPL Total Kredit NPL

NPL

Credit to Third Party 580

NPL

NPL 3. Consumption

User Orientation

Kredit kepada Pihak Ketiga

3. Lainnya

NPL 2. Investments

NPL 294 84.645 Total Credit

Orientasi Penggunaan 1. Ekspor

1. Working Capital

-

-

-

-

2

2

3

3

3

3

3

2

2

109.321

118.261

111.059

111.318

112.490

113.676

108.994

110.272

102.374

101.462

102.333

103.677

84.596

2.063

2.606

2.393

2.531

2.640

2.543

2.418

2.312

1.936

2.047

2.166

2.173

109.924

121.550

114.226

114.498

115.892

117.059

112.318

113.739

106.040

105.153

105.960

107.234

2.067

2.644

2.419

2.557

2.669

2.573

2.448

2.344

1.966

2.076

2.195

2.200

1. Ekspor NPL 2. Impor NPL 3. Other

NPL 1.817 84.645 Total Credit 1.818

NPL

148

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 3.11. Kredit dan NPL Kredit Bank Umum Konvensional - BUKU 2 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of Commercial Conventional Banks - Group of Business Activities 2 to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) Keterangan

2015

2014 Des

Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Items Mar

Apr

Jenis Penggunaan

Type of Use

Kredit kepada Pihak Ketiga 1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL

Credit to Third Party 341.811

356.330

248.601

246.691

253.799

261.969

259.371

254.230

248.528

246.319

244.527

238.718

251.969

8.897

11.497

10.207

10.235

11.659

12.261

11.490

12.055

9.344

10.308

11.277

11.025

11.398

124.683

131.751

119.718

122.062

121.010

122.446

122.450

124.040

117.386

117.087

116.285

115.512

120.396

4.143

5.798

4.896

5.348

5.156

4.376

4.661

4.345

3.725

3.946

3.934

4.458

4.969

167.355

173.171

151.205

151.905

153.352

155.337

157.459

160.833

142.262

142.547

143.660

144.822

155.541

1.722

2.129

1.404

1.939

2.021

2.093

2.079

2.155

1.514

1.636

1.668

1.617

633.850

661.251

519.525

520.659

528.162

539.753

539.280

539.103

508.176

505.953

504.472

499.052

14.762

19.424

16.506

17.521

18.837

18.730

18.230

18.554

14.583

15.890

16.879

17.101

18.133

2. Impor NPL 3. Lainnya NPL Total Kredit NPL

NPL 3. Consumption

NPL User Orientation

Kredit kepada Pihak Ketiga NPL

NPL 2. Investments

NPL 1.765 527.906 Total Credit

Orientasi Penggunaan 1. Ekspor

1. Working Capital

Credit to Third Party 14.365

24.661

12.058

8.299

8.728

8.669

8.153

13.205

14.537

13.803

13.847

11.930

14.788

363

555

321

321

364

389

542

425

488

316

315

312

336

8.570

8.396

7.843

8.548

8.972

9.464

8.515

8.798

7.330

7.546

7.284

7.592

8.403

66

36

233

212

269

263

35

225

190

190

185

184

182

610.915

628.195

499.624

503.812

510.461

521.620

522.612

517.100

486.310

484.604

483.341

479.530

504.714

14.332

18.833

15.953

16.988

18.204

18.078

17.653

17.903

13.905

15.384

16.379

16.605

633.850

661.251

519.525

520.659

528.162

539.753

539.280

539.103

508.176

505.953

504.472

499.052

14.762

19.424

16.506

17.521

18.837

18.730

18.230

18.554

14.583

15.890

16.879

17.101

1. Ekspor NPL 2. Impor NPL 3. Other

NPL 17.615 527.906 Total Credit 18.133

NPL

149

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 3.12. Kredit dan NPL Kredit Bank Umum Konvensional - BUKU 3 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of Commercial Conventional Banks - Group of Business Activities 3 to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) Keterangan

2015

2014 Des

Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Items Mar

Apr

Jenis Penggunaan

Type of Use

Kredit kepada Pihak Ketiga 1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL

Credit to Third Party 547.134

556.466

687.071

688.834

698.633

707.977

683.080

680.506

701.323

675.232

675.456

690.428

685.233

15.161

17.097

19.758

20.075

21.109

21.752

20.816

20.390

22.742

23.845

24.253

25.211

25.731

310.972

319.781

331.287

336.939

341.702

347.128

339.340

337.681

359.052

356.602

351.032

350.544

345.634

10.541

12.131

11.955

12.095

12.465

13.247

12.628

12.654

12.435

12.668

12.715

13.062

13.562

371.411

378.698

414.323

416.582

417.980

426.008

430.725

433.470

447.456

448.205

450.278

450.297

453.271

6.449

7.905

8.415

8.807

8.808

8.574

8.458

8.415

8.127

8.822

9.193

8.977

1.229.517

1.254.945

1.432.681

1.442.355

1.458.316

1.481.113

1.453.145

1.451.656

1.507.831

1.480.038

1.476.766

1.491.269

32.151

37.134

40.127

40.977

42.382

43.573

41.901

41.459

43.304

45.335

46.162

47.250

48.627

32.517

32.905

45.150

48.836

50.564

61.291

60.572

59.537

59.473

59.324

57.443

60.094

60.014

NPL

1.055

1.300

1.676

1.686

1.789

1.027

1.075

1.081

1.353

1.363

1.326

1.137

1.254

2. Impor

42.081

44.703

42.069

43.030

47.279

51.224

47.712

46.867

49.644

47.157

44.936

44.324

42.048

NPL NPL

NPL

Credit to Third Party

1. Ekspor

Total Kredit

NPL 3. Consumption

User Orientation

Kredit kepada Pihak Ketiga

NPL

NPL 2. Investments

NPL 9.333 1.484.138 Total Credit

Orientasi Penggunaan

3. Lainnya

1. Working Capital

554

1.238

1.023

1.098

1.379

2.384

1.978

1.869

2.033

2.115

2.128

2.332

2.581

1.154.919

1.177.337

1.345.461

1.350.489

1.360.473

1.368.598

1.344.862

1.345.253

1.398.715

1.373.557

1.374.387

1.386.851

1.382.076

30.542

34.596

37.428

38.192

39.214

40.162

38.849

38.510

39.918

41.857

42.708

43.781

1.229.517

1.254.945

1.432.681

1.442.355

1.458.316

1.481.113

1.453.145

1.451.656

1.507.831

1.480.038

1.476.766

1.491.269

32.151

37.134

40.127

40.977

42.382

43.573

41.901

41.459

43.304

45.335

46.162

47.250

1. Ekspor NPL 2. Impor NPL 3. Other

NPL 44.791 1.484.138 Total Credit 48.627

NPL

150

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 3.13. Kredit dan NPL Kredit Bank Umum Konvensional - BUKU 4 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of Commercial Conventional Banks - Group of Business Activities 4 to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) Keterangan

2015

2014 Des

Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Items Mar

Apr

Jenis Penggunaan

Type of Use

Kredit kepada Pihak Ketiga 1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL

Credit to Third Party 763.815

753.870

783.704

776.332

785.379

811.489

804.012

812.666

863.669

817.950

804.411

818.898

819.604

14.495

18.713

19.569

21.391

21.645

20.959

21.125

21.103

20.288

22.744

24.854

23.978

25.380

415.211

432.426

437.179

439.068

449.363

457.308

460.978

473.035

501.678

504.665

506.481

508.236

515.836

4.440

5.835

6.443

7.829

8.030

8.069

7.936

8.123

8.493

8.920

9.406

8.708

9.039

374.048

385.070

390.021

391.775

394.895

398.605

403.315

409.546

416.541

417.076

418.066

422.793

421.146

4.153

5.285

5.216

5.437

5.568

5.581

5.614

5.675

5.048

5.576

5.782

5.661

1.553.074

1.571.366

1.610.904

1.607.175

1.629.637

1.667.401

1.668.305

1.695.247

1.781.889

1.739.691

1.728.958

1.749.927

23.088

29.834

31.228

34.656

35.243

34.609

34.675

34.900

33.829

37.240

40.041

38.347

40.302

2. Impor NPL 3. Lainnya NPL Total Kredit NPL

NPL 3. Consumption

NPL User Orientation

Kredit kepada Pihak Ketiga NPL

NPL 2. Investments

NPL 5.883 1.756.586 Total Credit

Orientasi Penggunaan 1. Ekspor

1. Working Capital

Credit to Third Party 13.302

14.666

16.427

15.213

15.799

15.961

14.852

14.749

15.351

14.917

14.739

14.734

14.272

802

832

1.131

1.149

1.182

1.200

1.120

482

459

459

452

448

446

4.865

5.363

4.904

4.536

4.239

4.590

4.746

5.112

5.051

5.006

5.170

5.467

5.336

14

17

15

81

75

74

72

59

57

56

58

57

57

1.534.907

1.551.337

1.589.573

1.587.426

1.609.599

1.646.850

1.648.707

1.675.386

1.761.487

1.719.767

1.709.049

1.729.726

1.736.978

22.272

28.984

30.082

33.426

33.987

33.335

33.483

34.359

33.313

36.725

39.531

37.842

1.553.074

1.571.366

1.610.904

1.607.175

1.629.637

1.667.401

1.668.305

1.695.247

1.781.889

1.739.691

1.728.958

1.749.927

23.088

29.834

31.228

34.656

35.243

34.609

34.675

34.900

33.829

37.240

40.041

38.347

1. Ekspor NPL 2. Impor NPL 3. Other

NPL 39.800 1.756.586 Total Credit 40.302

NPL

151

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 3.14. Pembiayaan dan NPF Pembiayaan Bank Umum Syariah - BUKU 1 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan (Financing and NPF of Commercial Sharia Banks- Group of Business Activities 1 to Non Bank Third Party Based on Types and Orientation of Use ) Miliar Rp (Billion Rp) Keterangan

2015

2014 Des

Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Items Mar

Apr

Jenis Penggunaan

Type of Use

Kredit kepada Pihak Ketiga 1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL

Credit to Third Party 12.738

9.204

9.400

9.154

9.065

9.287

9.263

9.517

6.202

4.016

3.916

3.924

3.867

348

389

400

417

436

453

436

430

348

370

383

358

372

6.060

4.504

4.494

4.392

4.369

4.420

4.450

4.547

4.759

3.967

3.969

4.041

4.079

231

350

270

284

323

213

237

282

293

280

282

279

527

6.900

5.840

5.814

5.810

5.882

5.999

6.240

6.371

6.534

6.375

6.438

6.551

6.669

101

102

99

101

101

105

109

111

104

107

109

107

25.698

19.547

19.708

19.356

19.316

19.706

19.952

20.435

17.495

14.358

14.323

14.517

681

841

768

802

859

771

782

823

746

758

775

744

1.009

2. Impor NPL 3. Lainnya NPL Total Kredit NPL

NPL 3. Consumption

NPL User Orientation

Kredit kepada Pihak Ketiga NPL

NPL 2. Investments

NPL 109 14.615 Total Credit

Orientasi Penggunaan 1. Ekspor

1. Working Capital

Credit to Third Party 181

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

372

260

259

243

242

241

234

25

-

-

-

-

-

6

6

6

6

6

-

-

25.144

19.287

19.449

19.113

19.074

19.465

19.718

20.410

24

0

0

0

-

-

-

-

-

17.472

14.358

14.322

14.517

14.615

681

835

762

797

854

765

782

823

746

758

775

744

25.698

19.547

19.708

19.356

19.316

19.706

19.952

20.435

17.495

14.358

14.323

14.517

681

841

768

802

859

771

782

823

746

758

775

744

1. Ekspor NPL 2. Impor NPL 3. Other

NPL 1.009 14.615 Total Credit 1.009

NPL

152

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 3.15. Pembiayaan dan NPF Pembiayaan Bank Umum Syariah - BUKU 2 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Financing and NPF of Commercial Sharia Banks - Group of Business Activities 2 to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) Keterangan

2015

2014 Des

Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

r)

Des

Jan

Feb

Items Mar

Apr

Jenis Penggunaan

Type of Use

Kredit kepada Pihak Ketiga 1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL

Credit to Third Party 49.896

52.959

54.157

53.829

53.892

54.761

53.748

36.648

40.616

42.408

41.914

42.203

42.189

3.832

3.740

3.392

3.569

3.538

3.485

3.254

1.684

1.924

2.249

2.270

2.124

2.149

26.531

30.468

31.559

31.388

31.681

32.742

32.715

17.634

18.340

19.269

19.275

19.279

19.460

1.299

1.757

1.749

1.757

1.751

1.804

2.011

755

771

820

917

748

751

45.820

45.047

45.285

44.486

44.399

43.948

43.975

26.918

26.815

26.460

26.477

26.589

26.479

1.508

1.719

1.769

1.774

1.767

1.703

1.706

981

932

1.014

1.064

1.318

122.247

128.474

131.002

129.703

129.971

131.452

130.437

81.200

85.771

88.137

87.666

88.071

6.639

7.216

6.910

7.100

7.056

6.992

6.971

3.420

3.627

4.083

4.252

4.191

4.195

2. Impor NPL 3. Lainnya NPL Total Kredit NPL

NPL 3. Consumption

NPL User Orientation

Kredit kepada Pihak Ketiga NPL

NPL 2. Investments

NPL 1.295 88.129 Total Credit

Orientasi Penggunaan 1. Ekspor

1. Working Capital

Credit to Third Party 68

160

154

152

155

152

141

161

-

-

-

-

-

-

-

-

138

260

216

210

231

266

241

339

469

492

428

418

396

-

-

-

-

-

442

419

380

429

432

1

1

1

1

43

42

42

42

42

43

42

122.041

128.054

130.631

129.340

129.586

131.034

130.055

80.700

84.860

87.226

86.858

-

-

87.225

87.301

6.638

7.215

6.909

7.099

7.013

6.949

6.929

3.378

3.584

4.039

4.210

4.191

122.247

128.474

131.002

129.703

129.971

131.452

130.437

81.200

85.771

88.137

87.666

88.071

6.639

7.216

6.910

7.100

7.056

6.992

6.971

3.420

3.627

4.083

4.252

4.191

1. Ekspor NPL 2. Impor NPL 3. Other

NPL 4.195 88.129 Total Credit 4.195

NPL

153

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 3.16. Pembiayaan dan NPF Pembiayaan Bank Umum Syariah - BUKU 3 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Financing and NPF of Commercial Sharia Banks - Group of Business Activities 3 to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) Keterangan

2015

2014 Des

Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Items

r)

Des

Jan

Feb

Mar

Apr

Jenis Penggunaan

Type of Use

Kredit kepada Pihak Ketiga 1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL

Credit to Third Party -

-

-

-

-

-

-

16.602

16.821

15.810

15.934

16.420

16.327

-

-

-

-

-

-

-

1.502

1.610

1.774

1.668

1.549

1.561

-

-

-

-

-

-

-

15.964

17.140

17.269

17.181

17.225

17.582

-

-

-

-

-

-

-

1.358

977

1.139

1.190

1.139

1.091

-

-

-

-

-

-

-

16.665

16.740

16.627

16.648

16.734

16.780

-

-

-

-

-

-

-

634

499

551

599

556

-

-

-

-

-

-

-

49.232

50.701

49.706

49.764

50.379

-

-

-

-

-

-

-

3.494

3.085

3.463

3.457

3.245

3.211

NPL 3. Consumption

NPL User Orientation

Kredit kepada Pihak Ketiga

Credit to Third Party

1. Ekspor

-

-

-

-

-

-

-

-

-

-

-

-

-

NPL

-

-

-

-

-

-

-

-

-

-

-

-

-

2. Impor

-

-

-

-

-

-

-

-

-

-

-

-

-

NPL

-

-

-

-

-

-

-

-

3. Lainnya

-

-

-

-

-

-

-

49.232

NPL

-

-

-

-

-

-

-

3.494

3.085

3.463

3.457

3.245

-

-

-

-

-

-

-

49.232

50.701

49.706

49.764

50.379

-

-

-

-

-

-

-

3.494

3.085

3.463

3.457

3.245

NPL

NPL 2. Investments

NPL 558 50.689 Total Credit

Orientasi Penggunaan

Total Kredit

1. Working Capital

-

-

-

-

-

50.701

49.706

49.764

50.379

50.689

1. Ekspor NPL 2. Impor NPL 3. Other

NPL 3.211 50.689 Total Credit 3.211

NPL

154

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016 Tabel 3.17. Kredit dan NPL Bank Umum Konvensional dan Bank Umum Syariah berdasarkan BUKU kepada Pihak Ketiga Bukan Bank Yang Penarikannya Menggunakan Kartu

(Credit and Non Performing Loan (NPL) of Commercial Conventional and Sharia Banks based on Group of Business Activities to Non Bank Third Party Withdrawn By Card ) Miliar Rp (Billion Rp) Pengelompokan Bank

Des 1. BUKU 1 NPL 2. BUKU 2 NPL 3. BUKU 3 NPL 4. BUKU 4 NPL 5 BUKU 1 SYARIAH NPL 6 BUKU 2 SYARIAH NPL 7 BUKU 3 SYARIAH NPL 8 Bank Umum NPL

2015

2014 Mei

Jun

Jul

Ags

2016 Sep

Okt 0

Nov

Des

r)

Group of Banks Jan

Feb

Mar

Apr

-

-

-

-

-

-

-

-

-

-

-

-

1. BUKU 1

-

8.758 166 29.239 580 24.932 436 403 17 403 17

1.538 50 38.602 1.009 26.614 645 381 19 -

1.558 50 39.412 1.057 27.402 702 384 23 -

1.542 49 39.596 1.060 27.522 703 387 26 -

1.532 46 38.493 1.042 27.298 718 381 29 -

1.547 44 39.677 1.018 27.516 726 390 20 -

1.525 43 39.595 1.002 27.540 706 384 23 -

1.555 53 40.266 1.045 27.863 723 380 16 -

103 7 41.914 1.098 28.523 712 385 19 -

107 8 43.586 1.185 28.335 745 384 24 -

121 8 42.624 1.213 28.485 764 330 27 -

121 7 42.143 1.229 28.443 742 390 31 -

133 7 42.377 1.199 28.291 756 389 34 -

2. BUKU 2

63.332

67.135

68.756

69.048

67.704

69.131

69.044

70.063

70.926

72.411

71.560

71.097

71.191

1.200

1.723

1.832

1.837

1.836

1.808

1.773

1.836

1.836

1.961

2.013

2.010

1.997

NPL NPL 3. BUKU 3 NPL 4. BUKU 4 NPL 5 BUKU 1 SYARIAH NPL 6 BUKU 2 SYARIAH NPL 7 BUKU 3 SYARIAH NPL 8 Commercial Bank NPL

155

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 3.1.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit (Credit Channeling and NPL Credit Channeling of Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) Keterangan

2011

2012

2013

2015

2014 Mei

Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Items Mar

Apr

109.790 1.523 4.935 291 87.780 302 344.597 11.746 45.841 247 75.395 2.865 375.017 12.500 30.425

142.451 2.603 5.492 197 104.207 1.292 445.807 10.479 59.073 253 95.921 3.410 499.567 12.668 44.640

177.162 2.553 6.391 185 126.826 1.920 577.880 10.023 79.493 587 116.090 4.746 644.047 15.898 59.306

212.386 3.827 7.698 195 141.824 3.574 660.536 12.267 81.130 1.547 147.266 6.784 716.733 22.782 73.583

217.234 4.753 8.075 286 136.380 4.531 684.035 15.507 88.235 1.207 156.184 8.607 741.846 27.498 77.782

221.583 4.579 8.112 295 140.250 4.735 703.285 15.891 87.915 1.401 163.230 8.866 759.871 28.287 78.847

225.759 4.648 8.070 282 138.308 5.282 703.045 17.605 92.721 1.556 165.573 9.179 748.131 29.713 78.979

231.390 4.751 8.244 266 139.022 5.155 717.578 18.897 90.360 1.527 166.853 9.115 761.824 31.277 78.821

238.059 4.827 8.343 259 139.800 4.468 744.090 19.517 94.032 2.103 171.362 8.406 775.716 31.984 81.938

237.659 4.935 8.463 286 133.161 4.114 724.765 18.777 91.487 1.891 173.796 8.332 765.828 30.903 82.350

239.322 5.220 8.590 283 132.059 5.236 726.664 18.425 95.115 2.034 172.997 8.408 768.904 29.483 83.304

254.954 4.853 8.843 262 135.273 5.582 760.048 18.977 99.447 2.289 172.934 7.005 792.503 27.948 85.861

254.240 5.220 8.892 293 127.812 5.572 738.014 20.548 104.738 2.401 163.521 7.849 766.396 30.696 86.282

254.432 5.214 8.933 300 121.349 5.627 727.503 21.402 100.600 2.244 165.293 8.003 762.572 32.231 86.741

252.958 5.009 9.134 298 120.769 5.104 729.416 21.756 98.629 1.753 170.304 7.851 779.600 33.075 88.075

258.002 5.146 11.708 388 117.575 6.053 732.076 22.616 99.999 1.729 174.905 8.495 779.004 33.833 88.849

629 97.966

443 122.235

571 163.418

1.057 171.805

1.617 177.361

1.652 172.920

1.965 174.332

1.816 174.738

1.883 174.636

1.874 172.743

1.889 172.941

1.967 177.546

2.012 174.875

2.201 175.043

2.492 175.910

2.876 175.085

2.400 105.184 309 116.201

2.522 124.958 193 150.568

3.208 151.154 427 193.182

5.516 166.182 1.559 165.466

6.454 159.702 1.134 166.076

5.990 161.110 1.089 169.884

6.206 160.180 1.076 172.213

6.475 160.283 1.145 175.289

6.654 161.916 1.215 177.382

7.119 160.668 1.199 176.762

7.398 161.485 1.184 179.169

6.815 164.681 1.052 184.755

7.158 168.598 1.181 180.764

8.061 170.850 1.267 182.728

7.715 167.326 1.198 184.036

7.306 161.159 1.227 180.858

NPL 12. Admistrasi Pemerintahan, Pertahanan

1.767 3.014

2.446 2.793

3.477 6.498 r)

3.391 11.002

4.904 11.031

4.476 11.020

4.574 11.383

4.369 11.856

3.947 12.264

3.892 11.471

3.842 12.472

4.817 12.914

4.855 8.962

5.387 9.594

5.309 13.524

5.235 14.144

NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial

15 4.064 63 7.611

5 4.612 50 8.671

4 5.477 57 10.153

7 6.648 69 12.325

11 7.183 94 13.228

13 7.441 98 13.685

12 7.499 95 13.738

12 7.494 109 13.973

12 7.520 85 14.222

22 7.792 171 14.501

12 7.930 177 15.303

11 8.129 140 21.488

10 7.933 173 15.702

8 7.986 155 14.890

7 8.104 161 15.063

48 8.194 187 15.204

334 39.294

396 45.006

197 53.861

197 67.744

233 59.538

245 60.715

239 60.795

233 63.826

240 61.486

216 56.615

206 56.340

157 57.989

162 54.936

193 53.414

183 53.742

774 691

1.088 711

1.181 1.537

1.929 2.220

2.366 2.671

2.298 2.720

2.343 2.576

2.861 2.620

2.878 2.643

2.612 2.660

2.551 2.681

2.175 2.708

2.317 2.673

2.355 2.643

2.219 2.611

37 3.305

49 501

34 318

53 211

68 90

67 86

70 88

71 87

65 99

64 83

65 82

54 110

68 91

73 85

74 85

53 81.689

8 50.396

6 3.984

7 15.889

3 11.090

3 10.511

3 11.252

3 11.252

3 11.369

2 11.117

2 11.060

2 11.960

2 11.549

2 11.280

2 11.223

1.339

892

25

304

265

251

265

235

223

216

211

240

236

235

232

NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan

dan Jaminan Sosial Wajib

NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya

NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL

NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL r) Angka-angka diperbaiki

NPL 12. Government administration, Defese and Compulsory social security

NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 216 53.397 15. Community, Sociocultural,Entertainment and Other Individual Services NPL 2.396 2.604 16. Individual Services which Serve Households NPL 75 71 17. International Agency and Other Extra Agency International NPL 1 10.889 18. Business Activities which are not clearly defined NPL 231 Loans to Non Industrial Origin

Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, and Business Services

House Hold - For Home Ownership NPL - For Apartement Ownership NPL - For Shop House Ownership

176.659 3.291 5.573 57 15.207

211.476 4.395 10.275 86 19.988

268.764 5.766 12.024 89 24.979

302.916 6.533 13.236 144 25.969

310.459 8.055 12.993 201 26.357

313.289 8.114 13.018 204 26.516

314.576 8.562 12.975 211 26.466

316.853 8.655 12.944 222 26.347

318.942 8.529 12.998 220 26.523

320.801 8.406 13.167 226 26.446

322.764 8.392 13.115 238 26.525

326.327 7.555 13.017 176 26.579

325.783 8.399 12.862 192 26.362

327.934 8.807 12.773 232 26.260

331.562 8.588 12.967 205 26.401

333.479 8.989 12.622 208 26.953

260 105.725 998 119.841

380 98.658 1.082 278.867

532 104.458 849 277.825

651 123.165 1.312 367.466

810 122.326 1.493 386.688

825 124.329 1.562 388.049

892 125.856 1.696 389.715

903 126.172 1.767 390.459

896 129.179 1.847 398.580

868 130.368 1.868 405.658

897 129.965 1.867 416.655

827 120.557 1.691 429.773

884 121.972 1.783 424.228

914 119.722 1.701 427.450

902 119.452 1.702 432.012

970 119.335 1.767 433.521

1.413 244.288 4.482

2.663 180.987 2.995

2.483 222.068 3.462

3.667 180.908 2.017

4.582 180.569 2.414

4.430 189.659 2.588

4.548 189.515 2.595

4.558 193.005 2.625

4.452 193.385 2.533

4.514 195.077 2.501

4.465 195.170 2.510

3.917 189.508 2.419

4.165 195.851 2.671

4.366 197.833 2.785

4.510 197.546 2.732

NPL 4.576 197.074 Non Industrial Origin Others NPL 2.728 2.728

NPL - For Vehicles Ownership

NPL - Others

r) Revised figures

156

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 3.2.a. Kredit dan NPL Bank Persero Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit Channeling and NPL Credit Channeling of State Owned Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum

2011

2012

2013

2015

2014 Mei

Jun

Jul

2016

Ags

Sep

Okt

Nov

Des

Jan

Items

Feb

Mar

Apr 155.272 1.851 6.544 223 44.659 2.070 235.860 7.685 53.681 16 69.974 2.366 327.377 13.857 23.171

63.980 677 2.339 209 35.009 83 109.948 4.740 20.762 39 27.728 1.133 127.969 6.206 6.366

87.012 1.397 2.659 108 40.792 217 142.652 4.499 27.584 14 37.676 1.198 174.264 6.391 8.734

105.912 1.186 3.095 112 50.148 217 180.215 3.883 37.373 13 46.871 1.598 262.550 7.887 13.195

124.393 1.291 3.208 88 55.977 881 199.191 3.388 41.458 441 56.121 2.012 282.359 8.537 17.052

126.705 1.800 3.226 124 49.749 1.163 205.312 3.912 44.822 443 59.688 2.406 297.459 11.733 18.401

127.969 1.672 3.290 135 53.041 1.078 212.613 4.785 45.944 440 62.001 2.448 310.525 12.033 19.117

128.864 1.743 3.214 130 49.571 1.284 210.337 6.292 48.402 497 63.604 2.515 303.633 13.207 19.169

130.593 1.738 3.277 117 49.651 1.299 217.888 6.322 45.346 498 64.324 2.573 305.457 13.442 19.305

132.566 1.654 3.323 111 50.311 1.295 229.757 6.696 47.756 500 66.202 2.507 313.027 12.325 19.612

134.314 1.665 3.413 119 48.096 1.257 226.942 6.599 46.693 497 66.656 2.482 312.932 12.366 20.124

137.506 1.657 3.515 120 47.367 2.192 230.646 6.064 49.749 498 66.761 2.397 315.555 11.901 20.641

149.120 1.432 3.616 105 51.148 2.592 248.139 6.729 51.217 494 68.129 1.910 330.005 10.603 21.408

150.648 1.618 3.582 121 47.574 2.596 237.467 7.388 56.455 495 65.152 2.158 318.141 12.062 21.409

151.846 1.734 3.673 132 44.033 2.647 231.430 7.738 53.114 495 66.476 2.262 315.501 12.949 21.798

152.170 1.722 3.788 134 46.795 2.036 233.523 7.339 52.400 17 68.751 2.309 327.863 13.289 22.446

NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL

279 34.037

134 41.533

257 58.896

378 60.622

422 60.281

583 59.714

613 60.404

553 61.258

555 60.420

546 59.336

539 61.031

734 62.562

770 61.296

785 61.339

763 61.944

761 20.872 173

680 27.563 47

617 27.419 137

1.005 26.878 78

1.112 25.654 328

1.161 26.192 334

1.181 25.562 338

1.293 25.593 335

1.611 26.449 331

11. Real Estate, Usaha Persewaan, danNPL Jasa Perusahaan 12. Admistrasi Pemerintahan, Pertahanan

17.237 285 2.382

21.618 364 2.199

38.921 540 11.926

37.668 633 9.551

37.623 977 9.662

39.724 1.129 9.524

40.290 1.148 9.859

40.701 1.073 10.173

41.910 1.068 10.534

1.650 26.186 332 42.042 1.056 9.734

1.674 26.780 331 42.835 1.062 10.751

1.752 27.051 311 46.231 1.257 10.898

1.823 32.264 292 44.538 1.339 7.006

1.845 31.789 290 44.908 1.368 7.670

1.526 27.210 293 45.056 1.345 11.702

15 682 17 2.201 214 5.633

5 701 11 2.607 260 7.631

4 896 13 2.914 134 11.588

3 1.164 16 3.305 45 26.366

7 1.227 23 3.481 70 17.818

10 1.255 23 3.699 82 18.436

8 1.238 21 3.427 78 18.716

8 1.243 23 3.559 77 19.090

8 1.264 20 3.629 76 19.689

8 1.262 20 3.747 79 20.058

8 1.273 24 4.500 77 20.141

7 1.324 18 10.381 32 21.721

6 1.320 19 4.639 36 19.881

6 1.345 27 4.767 40 19.560

136 222

176 350

203 1.154

474 1.762

663 2.133

646 2.169

652 2.020

659 2.043

699 2.053

700 2.058

681 2.068

613 2.077

643 2.042

7 3.208

8 14

9 1

34 4

48 5

47 4

49 4

49 5

42 5

40 4

40 2

37 3

53 61.692

46.968

1.975

7.084

6.357

6.436

7.075

7.406

7.736

7.098

7.144

1.073

835

1

7

8

9

8

5

5

4

89.587 1.930 2.275 32 2.224

98.016 2.612 5.090 66 3.388

136.888 3.519 5.164 46 4.674

152.583 3.572 5.309 58 4.942

158.254 4.653 5.162 101 5.018

160.406 4.659 5.191 101 5.064

161.596 4.884 5.168 111 5.035

162.857 4.913 5.207 112 5.076

164.849 4.745 5.239 111 5.129

59 14.584 56 18.639

141 13.925 95 140.040

146 21.529 142 115.952

221 24.568 320 158.388

286 25.245 361 165.255

278 25.782 368 167.346

310 26.165 405 167.734

334 26.141 410 170.008

456 107.258 1.150

1.690 26.112 302

1.483 42.470 318

1.770 25.134 392

2.273 26.643 574

2.135 27.163 625

2.173 27.148 619

2.170 27.312 633

dan Jaminan Sosial Wajib

NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya

NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL r) Angka-angka diperbaiki

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and theprovision of eating and drinking 794 NPL 62.472 9. Transportation, Warehousing and Communications 1.613 NPL 25.589 10. Financial intermediaries NPL 301 43.185 1.347 12.307

11. Real Estate, Business, Ownership, NPL 12. Government administration, Defese and Compulsory social security

5 1.363 17 4.789 48 19.986

46 1.356 19 4.722 74 19.579

678 1.999

642 1.971

647 1.926

48 3

55 3

52 3

52 4

8.194

8.014

7.764

7.872

7.509

7

6

7

7

7

7

NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other NPL Individual Services 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL

320 25.692 400 173.276

166.861 4.650 5.259 114 5.223 321 25.478 421 175.726

168.948 4.578 5.248 115 5.291 328 25.561 436 180.562

171.736 3.957 5.213 86 5.376 298 25.807 418 186.020

172.290 4.481 5.092 100 5.387 308 25.909 431 185.927

173.862 4.712 5.073 107 5.434 321 25.718 417 186.967

175.808 4.509 5.076 101 5.476 305 25.662 418 189.721

177.860 4.662 5.085 104 5.524 314 25.556 435 188.209

2.124 27.470 640

2.118 28.024 619

2.091 28.456 640

1.730 29.477 624

1.896 29.172 654

1.954 28.578 684

1.923 30.166 650

Loans to Non Industrial Origin House Hold - For Home Ownership NPL - For Apartement Ownership NPL - For Shop House Ownership NPL - For Vehicles Ownership

NPL - Others

1.997 NPL 28.389 Non Industrial Origin Others 663 NPL r) Revised figures

157

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 3.3.a. Kredit dan NPL BUSN Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit Channeling and NPL Credit Channeling of Foreign Exchange Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan

penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, danNPL Jasa Perusahaan 12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial Wajib

NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya

NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL r) Angka-angka diperbaiki

2011

2012

2013

2015

2014 Mei

Jun

Jul

2016

Ags

Sep

Okt

Nov

Des

Jan

Items

Feb

Mar

Apr

32.618 588 1.893 45 32.282 166 145.923 4.628 17.119 202 32.818 1.011 192.695 4.802 20.648

37.311 640 1.978 43 29.125 728 183.778 3.683 21.877 127 39.051 843 242.879 4.168 30.482

46.937 613 2.348 35 33.742 1.178 224.347 3.842 26.195 450 43.574 737 284.910 4.931 38.361

58.658 1.385 3.068 41 43.657 1.889 271.943 5.126 28.408 957 62.013 1.840 319.318 9.143 47.078

59.382 1.489 3.124 71 41.853 2.493 283.284 7.016 29.186 598 67.687 2.858 320.637 9.972 49.412

62.553 1.553 3.182 71 44.316 2.775 288.612 6.388 28.055 908 69.686 3.165 324.264 9.458 49.745

65.360 1.514 3.200 66 46.499 2.652 286.437 6.822 27.951 1.005 70.170 3.239 318.911 9.601 49.842

69.134 1.622 3.217 65 47.157 2.739 292.736 7.405 28.276 978 70.879 3.195 326.751 9.864 50.728

73.214 1.775 3.232 66 46.056 2.031 301.633 7.497 29.120 1.552 71.398 2.693 334.507 11.438 53.208

71.430 1.756 3.161 80 43.944 1.708 297.254 6.939 28.733 1.341 71.903 2.275 331.050 10.522 52.457

70.481 1.822 3.123 76 44.975 1.729 299.031 7.068 29.604 1.482 71.025 2.557 333.607 9.798 52.692

74.054 1.719 3.203 78 44.830 1.590 311.728 6.562 30.123 1.637 72.123 2.023 343.801 9.818 54.093

72.171 1.751 3.140 83 42.859 1.588 301.372 7.111 30.271 1.746 70.262 2.271 332.424 10.442 54.185

71.728 1.770 3.145 83 40.924 1.573 298.910 7.841 29.815 1.617 70.420 2.370 332.135 10.863 54.232

70.352 1.758 3.120 78 39.479 1.777 297.891 8.551 29.834 1.606 72.145 2.348 334.466 11.467 54.856

71.667 1.746 3.076 78 38.482 2.745 299.148 8.648 30.181 1.583 74.412 2.841 332.658 11.565 54.801

262 47.180

152 59.221

160 76.083

464 78.969

666 80.482

481 76.084

579 75.678

589 77.790

781 77.650

755 76.944

768 77.111

673 78.764

668 77.446

794 78.595

996 80.006

1.234 80.961

1.186 36.095 101 80.468 1.069 341

1.124 40.801 102 102.026 1.475 190

1.498 54.847 214 119.979 1.988 15

2.632 66.962 1.106 107.844 1.966 32

3.289 66.608 524 107.056 2.612 28

3.147 67.463 495 108.562 2.459 31

3.318 67.046 464 109.903 2.292 29

3.605 67.865 518 111.605 2.322 30

3.616 65.491 613 112.667 2.104 29

3.910 67.287 599 112.130 2.022 44

4.174 71.742 611 113.641 1.984 22

3.573 73.240 524 114.910 2.852 274

3.847 72.544 694 113.382 2.770 274

4.720 73.321 761 115.392 3.228 272

4.853 74.769 700 115.906 3.145 271

4.444 71.217 689 114.152 3.038 304

2.217 32 4.001 101 27.202

0 2.619 27 4.552 114 27.247

0 3.197 29 5.633 44 28.159

4 4.018 35 7.025 118 32.145

3 4.160 43 7.482 132 32.380

2 4.274 46 7.628 131 33.045

3 4.265 46 7.903 128 33.276

2 4.265 38 7.999 125 33.472

2 4.249 36 8.147 133 30.807

12 4.441 53 8.280 102 28.101

2 4.735 56 8.396 97 27.506

2 4.858 83 8.599 94 27.352

2 4.688 108 8.638 96 26.380

1 4.739 94 7.662 125 25.347

1 4.750 117 7.786 110 25.418

1 4.801 141 7.801 107 25.507

490 166

415 161

473 170

970 173

1.005 204

979 212

1.007 217

1.205 242

1.143 251

1.185 258

1.163 263

867 273

950 270

937 273

885 277

999 287

12 6

17 5

10 9

6 54

7 44

6 44

8 44

8 45

9 54

10 44

12 44

8 75

10 56

8 51

12 51

12 44

3.479

2.042

0 697

1 589

1 920

1 449

1 462

1 495

1 310

1 598

1 817

1 884

1 705

0 792

0 854

0 751

52

4

7

23

20

18

21

27

22

18

17

33

29

28

28

27

70.485 1.003 2.925 21 12.469 174 84.406 855 24.328

95.605 1.329 4.737 18 15.879 211 79.117 909 36.186

108.060 1.630 6.169 22 19.401 321 78.024 683 45.670

122.500 2.048 7.066 78 20.032 350 92.918 959 67.585

123.403 2.220 6.813 79 20.308 417 92.532 1.092 74.586

123.797 2.267 6.807 84 20.403 441 94.150 1.160 72.412

123.890 2.397 6.786 79 20.396 470 95.573 1.258 73.078

124.611 2.452 6.720 88 20.281 456 96.066 1.324 73.632

124.256 2.479 6.755 87 20.393 465 99.648 1.417 77.251

123.766 2.427 6.902 90 20.214 435 101.183 1.415 80.436

123.628 2.455 6.905 84 20.139 457 100.786 1.404 81.828

124.040 2.365 6.866 78 20.100 420 91.251 1.246 83.431

123.196 2.518 6.846 78 19.882 457 92.634 1.327 77.321

123.386 2.677 6.749 84 19.742 475 90.585 1.259 78.002

124.292 2.684 6.712 87 19.839 488 90.494 1.261 79.053

124.690 2.821 6.623 90 20.367 541 90.547 1.306 79.907

420 50.775 921

427 57.410 892

513 64.995 1.187

1.214 39.753 808

1.481 32.322 902

1.477 38.875 986

1.536 38.407 980

1.550 37.021 984

1.504 35.570 917

1.559 35.698 904

1.512 37.781 904

1.363 27.907 793

1.370 33.831 958

1.482 35.566 1.017

1.688 32.730 995

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, NPL 12. Government administration, Defese and Compulsory social NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other NPL Individual Services 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold - For Home Ownership NPL - For Apartement Ownership NPL - For Shop House Ownership NPL - For Vehicles Ownership NPL - Others

NPL 1.689 32.711 Non Industrial Origin Others NPL 964 r) Revised figures

158

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 3.4.a. Kredit dan NPL BUSN Non Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit Channeling and NPL Credit Channeling of Non-Foreign Exchange Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) Keterangan

2011

2012

2013

2015

2014 Mei

Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Items Mar

Apr

572 14 167 2 404 8 4.266 117 187 0 1.618 96 10.576 288 1.340

914 13 209 7 612 13 4.785 193 97 1 1.771 134 14.796 448 2.168

1.433 32 250 6 998 15 6.286 246 148 1 2.371 135 17.408 530 2.562

2.185 77 374 24 1.104 45 9.473 287 445 3 3.980 125 25.140 809 3.214

2.636 108 712 34 1.429 108 10.509 432 466 10 4.578 179 28.026 860 3.197

2.654 118 628 34 1.426 108 11.117 396 453 3 4.539 163 28.714 831 3.238

2.631 121 623 33 1.211 100 11.679 418 569 4 4.512 155 28.484 912 3.245

2.893 142 730 33 953 77 11.494 485 570 4 4.586 188 28.475 976 3.251

2.820 121 741 32 954 49 11.760 459 671 4 4.600 188 28.684 977 3.532

2.804 130 803 32 966 50 11.540 466 667 4 4.651 182 28.973 1.030 3.467

2.617 130 821 33 850 74 10.626 459 364 4 4.316 176 28.861 963 3.392

2.659 124 837 31 737 102 10.843 449 291 3 4.433 166 29.580 948 3.425

2.614 125 843 36 740 100 10.931 526 276 4 4.160 188 29.352 1.017 3.675

2.608 148 851 32 760 100 11.145 515 281 4 4.221 228 29.518 1.051 3.705

2.618 141 923 31 752 92 11.274 538 305 3 4.329 231 29.809 1.032 3.759

2.605 151 929 32 707 63 11.414 561 309 4 4.382 220 31.016 1.167 3.795

NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, danNPL Jasa Perusahaan 12. Admistrasi Pemerintahan, Pertahanan

20 1.754

30 2.526

34 2.508

91 3.539

101 3.788

95 3.949

97 4.187

97 4.241

76 4.307

81 4.275

75 3.769

77 3.924

73 3.902

114 3.865

105 3.859

116 3.879

45 4.054 16 6.222 254 1

181 4.904 22 9.034 308 1

97 7.068 58 11.200 279 0

111 10.287 334 4.403 95 67

314 8.408 187 5.341 301 9

222 9.403 162 5.436 290 9

242 9.522 172 5.427 314 9

278 9.508 193 5.715 132 8

176 9.874 172 6.132 150 8

168 9.556 155 6.236 176 8

181 8.225 128 6.129 175 8

264 9.160 94 6.624 147 7

261 8.612 109 6.587 167 5

278 8.680 122 6.525 185 5

235 8.624 117 6.870 236 4

240 8.963 151 6.929 272 4

NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan

301 3 381 5 2.103

453 7 463 5 4.006

0 451 3 514 5 7.591

1 709 1 699 4 3.369

1 1.020 10 880 8 3.408

1 1.094 10 913 9 3.413

1 1.193 9 950 9 2.938

1 1.201 32 965 8 2.842

1 1.194 12 972 8 2.841

1 1.229 12 979 9 2.879

1 1.001 10 900 8 2.884

1 1.054 10 923 6 2.885

1 1.047 17 916 6 2.837

1 1.050 16 923 9 2.818

1 1.118 10 936 10 2.769

1 1.141 10 953 14 2.931

NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya

49 30

138 71

171 100

77 165

117 202

118 204

110 207

112 201

94 205

94 208

88 211

76 221

80 224

79 228

84 216

139 242

1 0

4 3

3 0

4 0

4 0

4 0

4 0

5 0

5 0

5 0

5 0

3 0

4 0

4 0

4 -

4 -

NPL 18. Kegiatan yang belum jelas batasannya NPL Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan

20

33

0 23

6.182

1.593

1.514

1.603

1.382

0 1.290

0 1.274

0 1.093

0 1.038

0 1.023

0 967

927

871

0

0

-

272

232

221

232

201

194

191

182

197

198

197

195

193

2.611 141 87 1 124

3.052 131 150 109

3.993 135 184 116

4.144 153 251 0 162

4.005 146 392 6 166

4.013 151 391 5 171

4.004 162 391 5 162

4.012 163 397 5 162

4.014 161 395 6 166

4.044 163 393 5 172

3.999 160 375 4 164

4.029 151 368 5 164

3.993 167 362 5 161

3.998 169 358 7 161

4.721 184 596 8 173

4.061 188 350 7 159

10 1.206 48 25.574

9 2.193 46 31.409

4 1.934 9 35.053

3 3.052 15 42.588

6 2.449 21 43.963

5 2.423 17 44.227

5 2.203 15 44.403

5 2.135 15 44.850

5 2.094 14 45.333

4 2.033 16 45.738

4 1.937 12 46.066

3 1.825 13 46.263

3 1.755 12 46.532

3 1.690 13 46.916

2 1.630 10 46.611

2 1.582 13 47.329

82 4.545 41

121 5.691 28

125 6.037 51

196 469 5

230 710 17

223 719 16

228 331 14

236 337 14

238 396 15

242 464 15

240 461 14

211 543 14

240 620 17

258 698 16

206 796 16

dan Jaminan Sosial Wajib

dan Perorangan lainnya

NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL r) Angka-angka diperbaiki

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, NPL 12. Government administration, Defese and Compulsory social NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other NPL Individual Services 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold - For Home Ownership NPL - For Apartement Ownership NPL - For Shop House Ownership NPL - For Vehicles Ownership

NPL - Others

NPL 213 880 Non Industrial Origin Others NPL 20 r) Revised figures

159

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 3.5.a. Kredit dan NPL BPD Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit Channeling and NPL Credit Channeling of Regional Development Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) Keterangan

2011

2012

2013

2015

2014 Mei

Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Items Mar

Apr Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 729 2.657 9. Transportation, arehousing and Communications

5.819 240 301 22 1.280 45 3.727 220 2.205 5 10.291 607 19.560 900 1.545

8.597 552 359 29 1.931 83 5.643 272 2.601 111 11.855 1.154 21.337 1.101 1.848

9.894 722 422 32 1.265 81 7.400 359 3.139 122 15.508 2.101 25.342 1.573 3.220

11.231 1.073 499 42 1.129 146 7.645 525 3.302 146 16.682 2.366 28.531 2.490 4.936

10.936 1.208 488 56 1.103 198 7.580 586 3.175 156 16.795 2.934 28.703 3.029 5.290

10.571 1.087 498 55 1.107 201 7.505 584 3.058 50 18.437 2.859 29.193 3.078 5.145

10.428 1.116 497 54 1.102 348 7.297 649 3.099 50 19.098 3.053 28.909 3.204 5.129

9.806 1.088 481 50 965 377 6.758 578 2.931 46 18.672 2.926 31.835 3.842 3.967

9.905 1.106 480 50 957 379 6.704 581 2.850 47 20.064 2.786 31.781 3.924 3.972

10.195 1.223 507 55 961 428 7.036 660 2.987 50 21.751 3.162 30.296 3.651 4.795

10.502 1.448 522 54 1.022 434 7.218 734 2.980 50 21.451 3.062 29.085 3.362 5.092

10.324 1.218 524 49 979 422 8.105 610 4.501 155 17.878 2.657 29.051 2.896 5.151

9.943 1.363 520 52 962 416 7.996 669 4.487 157 14.106 2.975 28.133 3.136 5.112

10.079 1.391 519 53 953 411 7.976 683 4.469 127 14.308 2.926 28.315 3.223 5.100

9.492 1.218 521 53 955 395 7.964 662 4.343 127 15.092 2.745 28.605 3.216 5.084

60 2.835

118 3.425

120 3.291

123 3.323

427 3.001

493 2.710

675 2.749

576 2.339

468 2.283

489 2.612

504 2.648

481 2.629

498 2.588

504 2.630

626 2.720

NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, danNPL Jasa Perusahaan 12. Admistrasi Pemerintahan, Pertahanan

47 1.055 19 3.000 136 197

245 1.787 21 5.212 258 129

394 3.215 18 7.253 623 107

977 6.105 38 5.054 618 761

946 6.408 48 5.215 947 666

663 6.265 50 5.808 534 796

665 6.234 53 5.731 759 802

481 6.216 52 5.559 781 936

431 6.471 51 5.469 565 953

593 6.539 65 5.373 578 993

532 6.435 67 5.331 561 988

598 6.586 67 5.775 521 1.064

601 6.560 77 5.711 539 1.006

610 6.509 85 5.504 556 995

510 6.356 80 5.503 528 901

465 6.632 79 5.447 527 867

NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan

675 8 727 14 2.613

638 4 804 18 3.875

0 690 9 849 14 5.145

0 639 12 1.057 28 4.432

0 664 15 1.146 23 4.162

0 685 16 1.209 22 4.055

0 671 15 1.205 23 4.035

0 653 13 1.208 22 6.563

0 678 14 1.254 23 6.518

0 723 83 1.275 25 3.999

0 783 82 1.296 24 4.203

0 729 25 1.384 24 4.075

0 720 26 1.317 23 3.893

0 699 14 1.335 19 3.811

0 723 13 1.366 15 3.750

0 748 13 1.547 21 3.781

NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya

97 270

338 128

334 112

397 118

579 132

552 135

571 132

882 135

940 135

631 136

611 139

563 138

589 137

605 142

552 146

556 149

17 0

20 402

12 225

10 133

9 24

9 21

9 23

9 21

9 22

9 20

9 21

6 19

6 18

6 18

6 18

6 11

NPL 18. Kegiatan yang belum jelas batasannya NPL Penerima Kredit Bukan Lapangan Usaha

0 239

8 150

6 47

6 112

1 184

1 164

1 151

1 36

1 31

1 82

1 84

1 101

1 86

2 75

1 68

1 60

12

8

1

0

5

3

3

2

2

3

3

3

2

3

3

4

11.939 179 232 3 241

12.275 282 220 2 348

16.606 428 363 16 495

20.451 714 470 9 586

21.415 978 500 15 632

21.647 973 498 14 644

21.657 1.057 502 16 641

21.920 1.063 493 16 601

22.329 1.079 484 17 612

22.582 1.103 493 17 620

22.621 1.131 470 34 709

22.867 1.025 450 7 721

22.678 1.175 439 9 709

22.755 1.189 435 34 703

22.801 1.166 423 8 702

22.922 1.274 407 7 683

17 438 4 46.536

18 418 4 66.292

55 450 4 75.750

70 499 5 92.864

93 501 6 96.648

92 491 6 97.768

96 489 6 98.187

96 486 6 95.639

95 476 6 96.409

97 474 6 97.433

97 475 6 101.815

95 468 6 102.497

101 464 6 102.766

99 464 6 103.788

97 460 5 104.784

105 461 5 106.080

162 59.977 260

225 68.575 154

229 83.755 190

364 90.896 247

455 95.698 275

444 97.225 284

458 97.852 309

445 102.543 329

435 103.967 313

439

461

389

426

438

465

104.630

101.856

102.745

103.300

104.301

105.414

253

278

291

284

NPL 9. Transportasi, pergudangan dan komunikasi

dan Jaminan Sosial Wajib

dan Perorangan lainnya

Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL r) Angka-angka diperbaiki

320

279

9.436 1.226 517 55 914 376 7.966 711 4.383 127 16.154 2.850 28.814 3.282 5.162

453

NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, NPL 12. Government administration, Defese and Compulsory social NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other NPL Individual Services 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold - For Home Ownership

NPL - For Apartement Ownership

NPL - For Shop House Ownership

NPL - For Vehicles Ownership

NPL - Others

NPL

106.855 Non Industrial Origin Others

296

NPL r) Revised figures

160

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 3.6.a. Kredit dan NPL Bank Campuran Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit Channeling and NPL Credit Channeling of Join Venture Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) Keterangan

2011

2012

2013

2015

2014 Mei

Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, danNPL Jasa Perusahaan 12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial Wajib

NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya

NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL r) Angka-angka diperbaiki

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Items Mar

Apr Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 3 8.601 9. Transportation, Warehousing and Communications

4.979 3 228 13 7.141 41.936 921 1.264 2.384 18 15.439 274 309

6.441 1 257 9 11.529 117 51.871 859 1.764 3.497 70 25.798 439 1.129

9.819 1 234 0 14.472 360 75.770 678 4.325 3.867 163 29.529 356 1.508

11.265 1 466 15.124 547 77.632 1.329 1.655 2.517 440 35.324 1.097 594

12.212 147 433 14.035 501 77.454 1.459 2.868 2.746 228 36.922 1.113 555

12.307 149 437 14.354 505 79.938 1.474 2.855 2.786 229 37.100 1.463 571

13.135 154 443 14.375 828 83.633 1.491 3.679 2.682 215 37.835 1.404 555

13.523 162 454 15.478 590 84.641 1.702 3.816 2.611 232 38.544 1.665 548

13.479 171 477 15.514 640 88.045 1.785 3.919 2.684 232 37.942 1.708 551

13.104 161 494 14.578 600 83.855 1.799 3.540 2.777 230 35.776 1.774 515

12.777 164 531 14.151 606 81.074 1.965 3.570 2.835 216 35.877 1.893 477

12.960 361 589 16.604 704 85.052 1.846 3.621 2.860 249 34.970 2.130 582

13.000 364 732 15.880 703 84.101 1.841 3.544 2.797 256 34.035 2.151 590

12.690 172 671 15.405 684 84.535 1.872 3.423 2.810 217 34.697 2.308 582

12.592 170 684 1 13.771 593 83.229 1.936 3.300 3.094 217 34.483 2.131 577

12.782 170 542 1 13.640 590 81.706 2.001 3.061 3.236 217 34.711 2.036 571

9 6.215

9 8.274

0 11.296

8.467

7.655

7.513

7.680

0 7.746

3 7.744

3 9.019

3 8.990

3 9.229

3 9.141

3 8.992

3 8.974

210 17.858 6.946 31 1

284 18.234 9.228 32 194

430 23.533 11.098 47 188

645 21.383 4 5.667 44 179

640 18.930 48 5.651 61 191

642 18.487 47 5.434 56 185

642 19.218 49 5.707 54 187

657 18.024 47 6.239 53 195

650 18.019 47 6.358 53 203

641 15.574 47 6.226 51 190

629 15.087 47 6.686 53 192

424 16.489 56 6.765 33 170

422 16.028 9 5.784 33 170

407 17.252 9 5.725 44 165

390 17.579 9 5.775 44 163

389 17.186 8 6.015 44 162

187 3 298 0 661

202 3 244 778

242 3 239 1 436

118 4 235 1 471

112 3 235 1 522

108 3 234 1 505

107 3 251 1 519

107 3 238 533

110 3 216 0 545

103 4 218 0 523

103 4 208 0 549

125 4 195 0 811

121 4 187 0 807

116 4 198 0 789

114 4 183 0 783

112 4 178 0 684

2 2

21 1

1 1

11 2

2 0

3 0

3 0

2 0

1 0

1 0

7 0

56 0

55 0

55 0

55 0

54 0

92

77

83

20

17

17

16

17

17

15

14

14

14

13

13

12

455

159

174

265

258

258

253

258

264

245

246

179

171

166

164

156

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1.463 37 43 1 148

1.984 41 68 1 264

2.696 55 140 6 293

2.668 47 129 0 244

2.787 57 116 0 230

2.813 64 120 0 231

2.812 62 116 0 231

2.838 64 116 0 225

2.877 63 113 221

2.908 62 109 216

2.949 68 105 221

3.020 57 107 218

2.989 58 110 221

3.012 58 114 219

3.026 44 115 1 209

3.031 42 113 1 219

0 5.075 34 810

0 2.980 28 969

5 2.498 10 1.059

7 2.104 12 1.423

8 1.576 13 1.545

9 1.459 12 1.592

11 1.404 12 1.605

12 1.322 11 1.643

11 1.246 10 1.679

11 1.178 10 1.717

11 1.182 9 1.740

12 1.181 8 6.914

16 1.186 8 7.028

16 1.185 7 7.182

10 1.126 7 7.315

8 1.109 7 7.483

84 6.455 396

117 7.351 336

30 7.859 326

38 7.974 232

45 8.276 241

48 8.467 251

49 8.497 255

52 8.567 256

53 8.745 257

54

57

112

117

117

119

8.826

9.006

11.073

11.231

11.433

11.238

256

261

299

306

319

331

116

NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, NPL 12. Government administration, Defese and NPL Compulsory social 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, ociocultural,Entertainment and Other Individual Services NPL 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold - For Home Ownership

NPL - For Apartement Ownership

NPL - For Shop House Ownership

NPL - For Vehicles Ownership

NPL - Others

NPL

11.035 Non Industrial Origin Others

334

NPL r) Revised figures

161

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 3.7.a. Kredit dan NPL Bank Asing Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit Channeling and NPL Credit Channeling of Foreign Owned Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) Keterangan

2011

2012

2013

2015

2014 Mei

Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum

Jun

Jul

2016

Ags

Sep

Okt

Nov

Des

Jan

Feb

Items Mar

Apr

1.822 0 6 11.664 38.797 1.120 4.305 556 0 8.778 29 217

2.174 0 30 20.217 136 57.077 973 5.151 2.070 12 20.492 120 278

3.167 0 42 26.201 69 83.862 1.014 8.313 3.899 12 24.308 622 460

4.654 83 24.833 65 94.653 1.612 5.861 5.954 1 26.062 706 709

5.363 92 28.211 68 99.896 2.102 7.717 0 4.690 2 30.099 791 927

5.530 78 26.006 69 103.502 2.264 7.550 5.782 1 30.076 1.425 1.031

5.341 93 25.549 70 103.662 1.932 9.019 5.507 2 30.358 1.385 1.038

5.442 85 24.818 72 104.062 2.406 9.421 2 5.782 1 30.762 1.489 1.023

6.074 90 26.008 74 106.190 2.500 9.715 0 6.414 0 29.776 1.613 1.064

5.813 86 24.616 70 98.138 2.313 8.866 6.058 0 26.801 1.560 992

5.440 78 23.695 202 98.068 2.134 8.849 0 6.608 1 25.919 1.566 1.010

5.836 75 20.975 172 96.181 2.781 9.694 7.512 0 25.096 1.552 1.202

5.864 74 19.797 169 96.147 3.013 9.705 7.044 0 24.311 1.888 1.310

5.481 74 19.274 214 93.507 2.752 9.497 1 7.058 1 22.406 1.838 1.324

5.735 98 19.018 210 95.535 2.731 8.448 6.894 1 24.374 1.941 1.354

6.241 0 100 19.171 209 95.983 3.010 8.383 6.747 0 24.427 1.926 1.350

0 5.944

0 7.255

0 11.344

0 16.885

0 22.154

0 22.951

0 23.636

0 21.363

0 22.233

0 20.557

0 19.392

0 20.439

0 20.502

0 19.622

0 18.406

0 16.515

151 25.250 2.329 92

8 31.670 3.451 8 79

172 35.073 4.731 0 239

145 34.568 4.830 35 413

153 33.694 5.190 7 475

155 33.299 4.921 7 476

157 32.599 5.155 8 496

162 33.078 5.470 8 515

171 35.612 4.846 8 537

157 35.526 4.756 8 502

207 33.215 4.547 8 512

205 32.156 4.450 7 502

204 32.590 4.763 6 501

200 33.299 4.674 6 487

200 32.787 4.926 11 483

157 31.572 5.130 7 499

1 0 3 0 1.082

0 0 1 1.469

0 4 943

0 4 0 961

0 3 0 1.249

25 3 1.260

25 3 1.310

25 4 1.326

25 4 1.085

35 3 1.055

35 4 1.057

39 5 1.146

37 5 1.138

37 5 1.089

37 3 1.036

37 3 914

0 -

0 -

0 -

0 -

-

-

-

-

-

-

0 -

0 -

0 -

0 -

0 -

0 -

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

NPL 18. Kegiatan yang belum jelas batasannya NPL Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna)

15.804

1.044

1.068

1.655

1.778

1.689

1.709

1.675

1.738

1.820

1.677

1.563

1.549

1.516

1.337

1.542

202

45

16

1

0

0

1

0

0

0

2

2

0

0

0

0

574 12 16 3.954

544 0 10 24 3.971

522 0 5 24 4.342

570 11 2 24 4.617

594 0 12 2 23 4.691

613 0 11 2 23 4.704

617 0 11 2 23 4.708

615 0 11 2 22 4.687

618 0 11 2 23 4.631

640 0 11 1 22 4.607

619 0 11 1 23 4.644

635 0 13 1 24 4.648

638 0 13 1 24 4.655

920 1 44 1 80 0 4.596

913 1 45 1 80 0 4.528

916 1 45 1 79 0 4.512

NPL Bukan Lapangan Usaha Lainnya NPL

209 15.278 1.715

83 15.848 1.282

102 16.952 1.389

85 16.682 333

99 16.920 404

103 17.211 426

103 17.281 418

105 17.225 409

98 17.238 392

103 17.435 386

105 17.610 411

113 17.762 436

115 17.696 459

116 17.258 459

110 17.203 456

NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, danNPL Jasa Perusahaan 12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial Wajib

NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya

NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya

r) Angka-angka diperbaiki

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural, Entertainment and Other Individual Services NPL 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold - For Home Ownership NPL - For Apartement Ownership NPL - For Shop House Ownership NPL - For Vehicles Ownership NPL - Others

NPL 108 17.204 Non Industrial Origin Others NPL 451 r) Revised figures

162

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 3.8.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Per Lokasi Dati I Bank Penyalur Kredit - April 2016 Credit and NPL of Commercial Bank to Non Banks Third Party Based on Business Sector and non Business Sector of Credit by Region - April 2016) Miliar Rp (Billion Rp) Lapangan Usaha

Keterangan

Jawa Barat NPL Banten NPL DKI Jakarta NPL D.I Yogyakarta NPL Jawa Tengah NPL Jawa Timur NPL Bengkulu NPL Jambi NPL Aceh NPL Sumatera Utara NPL Sumatera Barat NPL Riau NPL Sumatera Selatan NPL Bangka Belitung NPL Kepulauan Riau NPL Lampung NPL Kalimantan Selatan NPL Kalimantan Barat NPL Kalimantan Timur NPL Kalimantan Tengah NPL Sulawesi Tengah NPL Sulawesi Selatan NPL Sulawesi Utara NPL Gorontalo NPL Sulawesi Barat NPL Sulawesi Tenggara NPL Nusa Tenggara Barat NPL Bali NPL Nusa Tenggara Timur NPL Maluku NPL Papua NPL Maluku Utara NPL Papua Barat NPL Lainnya NPL Total NPL r) Angka-angka diperbaiki

Pertanian, perburuan dan Kehutanan

Perikanan

Pertambanga n dan Penggalian

1

2

3

Industri Pengolahan

Listrik, gas dan air

4

5

Konstruksi

6

Perdagangan Besar dan Eceran

Penyediaan akomodasi dan penyediaan makan minum

7

8

Bukan Lapangan Usaha

Transportasi, pergudangan dan komunikasi

Perantara Keuangan

Real Estate, Usaha Persewaan, dan Jasa Perusahaan

9

10

11

Admistrasi Pemerintahan Jasa Pendidi, Pertahanan kan dan Jaminan Sosial Wajib 12

13

Jasa Kemasyarakat Jasa an, Sosial Kesehatan Budaya, dan Kegiatan Hiburan dan Sosial Perorangan lainnya 14

15

Jasa Perorangan yang Melayani Rumah Tangga 16

Badan Internasional Kegiatan yang dan Badan belum jelas Ekstra batasannya Internasional Lainnya 17

18

Rumah Tangga Untuk Pemilikan Rumah Tinggal

Rumah Tangga Untuk Pemilikan Flat atau Apartemen

Rumah Tangga Untuk Pemilikan Ruko atau Rukan

Rumah Tangga Untuk Pemilikan Kendaraan Bermotor

1

2

3

4

Rumah Tangga Untuk Pemilikan Peralatan Rumah Tangga Lainnya 5

5.464 396 274 48 123.974 1.443 574 13 6.367 218 8.982 392 1.182 39 5.359 218 2.088 76 35.361 637 3.788 178 12.485 498 11.232 349 279 4 111 49 7.656 61 6.711 36 8.099 77 3.283 40 3.635 14 1.151 28 2.322 32 342 16 592 12 344 4 190 5 524 7 1.486 19 212 4 86 3 653 175 19 1 103 54 2.491 0

791 30 216 2 4.699 83 100 9 874 33 833 43 30 1 80 5 64 5 496 21 146 21 86 8 180 6 89 4 144 5 648 5 176 17 165 3 234 17 61 1 124 2 411 8 217 40 39 2 13 0 85 6 55 2 266 1 66 2 58 2 94 4 20 0 51 1 94 0

1.016 84 478 9 95.767 4.030 17 2 162 8 1.044 52 30 5 99 33 36 10 307 5 347 10 357 4 1.021 55 1.279 82 259 1 150 2 899 48 53 1 3.756 1.535 13 5 99 3 386 18 1.414 2 4 1 4 1 42 3 9 2 48 35 12 0 2 0 48 0 4 0 60 1 5.462 0

52.663 1.950 18.559 111 413.501 14.208 1.817 103 43.319 2.070 108.034 1.824 348 8 1.095 11 1.501 23 34.768 853 3.313 41 2.424 27 6.536 155 632 11 4.175 26 3.586 85 1.502 27 2.033 83 6.952 31 425 7 256 14 7.998 644 720 103 124 10 64 1 280 11 334 16 1.666 22 169 4 66 1 344 67 68 5 113 9 11.523 39

1.171 14 782 0 90.739 1.683 40 0 436 2 1.525 4 19 0 9 0 187 0 579 1 14 4 206 2 208 0 3 0 231 0 19 0 382 1 62 0 634 0 100 0 33 0 296 1 18 1 2 0 2 0 6 0 15 0 118 0 59 12 22 0 38 4 1 0 7 0 201 0

11.518 470 6.469 258 103.991 3.516 823 14 5.474 361 12.462 844 214 11 765 43 721 138 5.077 474 590 35 1.718 151 3.051 292 241 11 1.442 46 824 40 1.118 60 1.018 53 3.587 724 327 9 487 19 5.412 280 784 65 143 35 61 2 493 40 608 17 2.082 83 543 81 238 20 1.239 270 164 20 592 12 144 0

70.394 3.441 14.181 559 261.408 11.796 8.006 223 73.458 3.046 99.124 3.323 3.440 204 7.064 359 5.751 593 42.258 1.858 12.098 745 10.795 844 14.290 729 2.247 134 5.440 119 12.802 457 8.261 478 9.310 305 13.022 670 4.113 141 5.782 282 28.944 1.178 6.688 325 2.271 197 1.455 40 4.596 206 7.056 275 20.367 393 5.092 134 1.967 56 6.091 258 1.420 59 2.443 199 6.703 142

7.064 121 973 55 41.981 1.055 2.323 92 4.774 199 5.711 109 160 6 798 22 181 12 2.095 96 520 16 1.462 24 850 15 105 11 1.051 5 374 35 603 15 806 33 1.785 117 251 3 276 8 3.303 71 490 18 120 6 43 1 456 17 759 21 6.303 622 442 6 136 5 687 45 77 3 138 9 227 0

13.743 312 1.621 73 117.478 4.076 375 7 3.634 356 10.284 374 73 3 323 3 125 8 3.671 110 371 48 1.399 63 819 32 85 1 4.128 135 906 49 1.855 353 1.433 85 3.810 699 199 5 153 4 2.965 61 335 17 37 0 16 0 103 10 164 4 613 3 183 6 116 2 623 92 62 2 305 100 917 173

2.652 141 3.592 14 138.550 658 724 6 3.645 112 3.465 103 8 0 168 2 18 0 1.385 14 612 9 235 3 141 5 25 0 54 2 396 3 232 9 485 4 608 23 13 3 8 1 1.519 94 15 2 1 1 4 0 6 0 61 1 506 11 26 6 5 0 46 0 1 0 5 0 946 0

11.609 407 4.495 45 125.614 3.213 819 18 3.893 214 8.875 114 147 7 416 38 204 11 4.400 252 309 18 1.987 91 1.356 120 130 2 1.214 33 945 21 1.003 63 692 14 3.637 262 193 7 148 7 2.428 121 596 16 60 4 35 1 167 6 679 15 1.606 60 179 6 186 12 403 21 56 2 212 5 871 8

100 9 39 1 4.093 11 7 0 35 2 50 2 30 0 7 2 2 0 61 5 10 1 19 1 27 1 1 0 21 0 10 2 22 3 22 1 30 1 4 0 6 0 19 0 16 4 1 0 0 0 3 0 1 0 64 0 1 0 2 0 17 0 8 1 60 1 9.354 0

1.050 33 330 12 3.113 76 246 1 769 4 716 15 52 0 21 1 26 0 341 6 110 4 94 4 161 0 1 0 99 0 242 22 61 0 45 0 64 1 8 0 11 0 304 2 38 0 4 0 3 0 24 1 15 0 181 0 29 1 1 0 11 3 13 0 10 0 0 0

1.617 17 258 2 5.555 56 325 9 1.837 14 1.377 29 47 1 114 1 100 3 982 52 154 1 380 3 238 7 32 0 44 0 216 2 222 5 148 2 132 2 39 1 21 0 229 3 37 0 11 0 19 0 24 0 143 0 612 2 33 0 6 0 35 3 5 0 10 0 195 0

5.055 426 1.072 39 25.565 646 797 42 2.719 102 4.318 181 195 10 403 18 341 92 1.530 98 439 52 855 52 607 26 89 4 371 8 525 13 526 31 408 12 1.274 248 259 7 260 21 1.779 60 283 27 93 9 121 2 213 19 218 7 1.307 33 168 4 107 4 850 77 77 3 271 22 80 0

416 12 102 2 290 5 85 11 401 9 457 11 11 0 22 1 26 4 120 3 18 1 36 1 28 1 6 0 22 0 36 2 19 1 13 1 46 1 22 1 22 1 136 3 15 0 8 0 11 1 16 1 26 1 106 1 15 0 10 0 40 1 4 0 13 0 0 0

0 0 0 0 40 0 0 0 11 0 0 0 0 0 1 0 5 0 12 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0

530 105 75 1 2.218 41 74 2 112 6 529 13 7 1 7 1 18 6 84 5 2 1 19 3 42 17 0 0 24 0 5 1 41 5 35 1 54 9 9 0 5 0 53 4 0 0 1 1 0 0 3 2 15 4 0 0 0 0 0 0 44 1 0 0 19 0 6.862 0

62.369 1.835 21.790 399 91.790 1.969 3.643 79 17.102 402 33.906 642 1.386 23 3.518 128 2.171 43 11.759 658 2.671 89 6.660 337 6.239 255 923 39 5.888 84 2.907 111 7.510 270 3.448 84 7.068 390 2.241 41 2.012 39 11.565 457 3.602 206 826 40 200 5 1.752 55 2.884 73 10.969 131 1.101 20 570 7 1.736 50 473 7 680 20 0 0

998 25 455 6 8.105 98 54 1 239 9 1.416 16 17 0 29 1 94 0 258 5 38 2 45 7 42 1 10 0 36 0 37 1 47 2 52 3 94 5 18 1 8 0 122 3 68 4 7 0 2 0 85 1 93 1 89 17 13 0 3 0 12 1 22 0 8 0 0 0

2.174 82 947 30 8.195 223 258 18 976 45 2.428 86 190 10 425 16 177 19 1.873 76 246 26 706 32 970 42 189 8 715 17 262 5 386 21 794 16 777 34 128 7 301 5 1.697 88 276 8 41 4 31 1 428 23 236 5 452 2 104 3 46 1 384 17 25 0 107 2 0 0

3.978 68 9.561 76 86.183 1.376 424 3 2.739 24 3.987 41 52 2 197 3 153 3 2.653 43 155 3 375 5 389 9 86 1 397 3 308 4 179 2 223 3 1.289 26 75 1 119 2 2.370 23 223 4 102 2 11 0 71 1 229 3 350 4 80 1 39 0 58 1 22 0 29 0 0 0

45.868 705 12.457 176 73.265 1.091 6.118 43 20.945 215 53.443 366 4.002 23 8.096 76 13.626 62 21.063 233 5.667 65 13.500 133 16.225 123 2.689 17 5.315 39 4.371 42 8.191 60 10.549 51 12.791 165 6.321 26 9.832 59 17.846 130 7.419 203 2.694 58 1.458 8 8.142 43 7.048 69 11.674 61 6.904 55 2.831 21 7.774 100 1.918 11 2.954 47 0 0

257.418 5.145

11.707 388

114.682 6.048

730.907 22.601

98.167 1.729

174.418 8.495

778.339 33.765

87.325 2.876

172.923 7.268

160.157 1.227

179.565 5.234

14.144 48

8.193 187

15.198 216

53.174 2.396

2.596 74

71 1

10.889 231

333.357 8.987

12.616 208

26.945 970

117.105 1.736

432.997 4.574

Bukan Lapangan Usaha Lainnya

Location

6

Jawa Barat NPL Banten NPL DKI Jakarta NPL D.I Yogyakarta NPL Jawa Tengah NPL Jawa Timur NPL Bengkulu NPL Jambi NPL Aceh NPL Sumatera Utara NPL Sumatera Barat NPL Riau NPL Sumatera Selatan NPL Bangka Belitung NPL Kepulauan Riau NPL Lampung NPL Kalimantan Selatan NPL Kalimantan Barat NPL Kalimantan Timur NPL Kalimantan Tengah NPL Sulawesi Tengah NPL Sulawesi Selatan NPL Sulawesi Utara NPL Gorontalo NPL Sulawesi Barat NPL Sulawesi Tenggara NPL Nusa Tenggara Barat NPL Bali NPL Nusa Tenggara Timur NPL Maluku NPL Papua NPL Maluku Utara NPL Papua Barat NPL Other NPL 213.813 Total 2.889 NPL 36.027 174 6.919 35 66.118 1.625 173 3 25.137 86 4.546 111 3.381 9 412 5 262 2 1.644 49 10.589 21 402 9 571 14 9 0 366 1 4.103 20 277 3 59 2 426 10 24 5 27 0 5.168 22 6.312 68 2.045 7 1.024 3 102 7 3.959 41 986 14 4.447 21 1.464 13 726 5 1.450 6 228 2 24.431 497

r) Revised figures

163

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 3.9.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan (Credit and NPL of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use ) Miliar Rp (Billion Rp)

Keterangan

2011

2012

2013

2015

2014 Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Items Mar

Apr

Jenis Penggunaan

Type of Use

Kredit kepada Pihak Ketiga

Credit to Third Party

1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL

1.068.676

1.316.689

1.585.659

1.757.449

1.777.563

1.828.211

1.820.058

1.846.733

1.891.535

1.852.716

1.854.210

1.916.256

1.839.577

1.824.382

1.848.712

1.847.163

28.279

28.963

31.470

43.840

52.927

54.518

57.114

59.869

60.364

58.505

58.487

57.302

62.370

65.860

65.360

67.488

464.262

591.425

798.157

903.194

940.179

944.974

954.584

968.780

985.352

979.224

992.208

1.035.889

1.036.399

1.031.557

1.031.766

1.036.557

8.917

10.032

13.633

21.223

26.611

25.717

27.997

28.447

28.406

28.120

28.138

27.045

28.383

29.096

29.077

30.569

667.155

799.748

909.058

1.013.666

1.039.392

1.054.860

1.059.103

1.065.780

1.079.596

1.091.497

1.104.193

1.105.759

1.107.059

1.111.970

1.119.971

1.122.986

10.499

11.600

13.176

2.200.094

2.707.862

3.292.874

3.674.308

14.324

3.757.133

17.555

3.828.045

17.724

3.833.745

18.504

3.881.294

18.730

3.956.483

18.477

3.923.437

18.383

3.950.612

18.369

4.057.904

16.586

3.983.035

18.093

3.967.908

18.804

4.000.448

18.639

47.695

50.595

58.279

79.388

97.092

97.959

103.615

107.047

107.248

105.007

104.993

100.933

108.846

113.761

113.077

19.238

NPL 2. Investments NPL 3. Consumption NPL

4.006.707 Total Credit 117.295

NPL User Orientation Credit to Third Party

Orientasi Penggunaan Kredit kepada Pihak Ketiga 1. Ekspor

1. Working Capital

41.876

47.799

62.518

61.014

75.577

76.854

75.587

78.541

89.346

86.817

90.910

93.281

91.986

89.877

90.503

89.482

1. Ekspor

NPL

1.602

1.616

1.571

2.224

2.725

3.154

3.183

3.363

2.644

2.764

2.017

2.327

2.164

2.119

1.923

2.035

NPL

2. Impor

26.525

38.985

70.611

56.049

59.085

55.393

56.660

61.070

65.895

61.673

61.349

62.694

60.370

57.976

58.039

56.254

2. Impor

NPL 3. Lainnya NPL Total Kredit NPL r) Angka-angka diperbaiki

733

587

618

636

1.298

1.277

1.398

1.773

2.770

2.130

2.198

2.325

2.408

2.416

2.574

2.822

2.131.118

2.621.078

3.159.745

3.557.246

3.622.471

3.695.797

3.701.498

3.741.683

3.801.242

3.774.947

3.798.352

3.901.930

3.830.679

3.820.055

3.851.906

3.860.970

45.245

48.392

56.091

76.528

93.069

93.528

99.034

101.911

101.833

100.113

100.778

96.281

104.273

109.226

108.580

2.200.094

2.707.862

3.292.874

3.674.308

3.757.133

3.828.045

3.833.745

3.881.294

3.956.483

3.923.437

3.950.612

4.057.904

3.983.035

3.967.908

4.000.448

47.694

50.595

58.279

79.388

97.092

97.959

103.615

107.047

107.248

105.007

104.993

100.933

108.846

113.761

113.077

112.437

NPL 3. Other NPL

4.006.707 Total Credit 117.295

NPL r) Revised figures

164

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 3.10.a. Kredit dan NPL Bank Persero Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of State Owned Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) Keterangan

2011

2012

2013

2015

2014 Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Items Mar

Apr

Jenis Penggunaan

Type of Use

Kredit kepada Pihak Ketiga

Credit to Third Party

1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL

407.101

503.972

580.070

629.678

629.898

658.509

649.945

652.144

675.238

668.846

675.027

714.270

679.271

664.704

684.181

682.642

13.638

13.784

12.967

14.936

19.543

20.322

22.082

22.326

21.357

21.434

21.435

20.476

22.871

24.174

23.419

24.510

135.196

168.585

274.979

324.486

339.703

343.143

345.446

354.767

361.005

361.849

373.237

398.953

402.161

404.312

405.453

412.543

2.462

2.559

3.844

4.375

5.698

6.293

7.684

7.738

8.148

7.988

7.839

8.156

8.550

8.883

8.126

8.458

234.535

286.571

326.677

370.924

385.577

390.953

392.846

396.600

401.655

406.571

414.067

423.630

423.778

425.632

431.909

430.622

3.683

4.905

5.656

6.333

8.247

8.166

8.503

8.574

8.340

8.244

8.189

7.113

7.869

8.194

7.906

8.174

776.833

959.128

1.181.726

1.325.087

1.355.178

1.392.605

1.388.237

1.403.511

1.437.898

1.437.266

1.462.331

1.536.852

1.505.210

1.494.648

1.521.543

19.783

21.249

22.467

25.643

33.487

34.781

38.269

38.637

37.845

37.666

37.463

35.745

39.291

41.251

39.450

NPL 2. Impor NPL

41.142

13.551 548 7.296 350

13.169

13.717

11.572

13.588

15.032

14.111

14.632

14.728

13.668

13.529

14.113

13.719

13.658

13.648

13.225

540

502

796

825

1.124

1.142

1.182

1.200

1.120

482

459

459

452

447

445

10.542

27.799

1.995

2.559

2.361

2.231

2.084

2.093

1.927

2.033

2.017

1.986

1.870

2.426

2.331

372

470

8

11

9

74

75

74

72

59

57

56

58

57

57

755.987

935.417

1.140.209

1.311.520

1.339.032

1.375.212

1.371.895

1.386.794

1.421.077

1.421.671

1.446.768

1.520.722

1.489.505

1.479.121

1.505.468

1.510.251

NPL

18.885

20.336

21.496

24.839

32.651

33.648

37.052

37.380

36.571

36.473

36.922

35.230

38.775

40.741

38.946

40.640

776.833

959.128

1.181.726

1.325.087

1.355.178

1.392.605

1.388.237

1.403.511

1.437.898

1.437.266

1.462.331

1.536.852

1.505.210

1.494.648

1.521.543

19.783

21.249

22.467

25.643

33.487

34.781

38.269

38.637

37.845

37.666

37.463

35.745

39.291

41.251

39.450

NPL r) Angka-angka diperbaiki

2. Investments NPL 3. Consumption NPL

NPL User Orientation Credit to Third Party

3. Lainnya

Total Kredit

NPL

1.525.808 Total Credit

Orientasi Penggunaan Kredit kepada Pihak Ketiga 1. Ekspor

1. Working Capital

1. Ekspor NPL 2. Impor NPL 3. Other NPL

1.525.808 Total Credit 41.142

NPL r) Revised figures

165

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 3.11.a. Kredit dan NPL BUSN Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of Foreign Exchange Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) Keterangan

2011

2012

2013

2015

2014 Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Items Mar

Apr

Jenis Penggunaan

Type of Use

Kredit kepada Pihak Ketiga

Credit to Third Party

1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL

434.210

519.409

617.230

714.698

723.893

736.480

733.021

753.448

764.623

753.936

763.087

783.624

754.602

755.942

758.557

759.294

10.005

9.122

10.151

16.570

18.883

18.573

19.085

19.639

20.824

19.138

18.885

19.374

20.715

22.837

23.439

23.965

242.948

305.936

371.973

417.254

430.038

431.725

434.170

439.235

447.401

444.121

445.727

459.562

456.464

451.812

453.643

450.955

4.746

4.540

6.057

11.139

13.918

13.511

13.680

14.669

14.691

14.151

14.531

12.762

13.452

13.976

14.991

15.934

245.384

288.933

322.319

349.856

349.965

356.445

358.129

358.332

363.872

368.202

371.067

353.596

353.710

354.031

353.152

354.846

3.390

3.785

4.356

5.456

6.191

6.414

6.721

6.854

6.869

6.829

6.816

6.264

6.707

6.994

7.203

7.412

922.541

1.114.279

1.311.522

1.481.808

1.503.895

1.524.649

1.525.320

1.551.015

1.575.897

1.566.259

1.579.882

1.596.781

1.564.775

1.561.785

1.565.352

18.141

17.448

20.564

33.165

38.991

38.498

39.486

41.162

42.384

40.119

40.232

38.401

40.874

43.806

45.634

NPL 2. Investments NPL 3. Consumption NPL

1.565.095 Total Credit 47.310

NPL User Orientation Credit to Third Party

Orientasi Penggunaan Kredit kepada Pihak Ketiga 1. Ekspor

1. Working Capital

1. Ekspor

8.800

9.391

14.471

18.501

19.069

15.614

15.795

16.502

16.838

16.513

16.568

14.018

13.535

12.670

12.997

12.442

91

22

153

740

776

269

258

285

311

307

309

286

313

315

281

266

7.256

11.385

15.784

21.058

20.859

20.375

19.698

19.798

21.285

20.582

21.197

22.074

21.166

20.782

21.009

21.179

2. Impor

199

97

76

398

951

832

882

909

1.083

877

964

964

926

920

934

1.178

NPL

3. Lainnya

906.486

1.093.502

1.281.267

1.442.249

1.463.967

1.488.660

1.489.827

1.514.715

1.537.774

1.529.164

1.542.117

1.560.690

1.530.075

1.528.332

1.531.345

1.531.474

NPL

17.851

17.329

20.335

32.027

37.264

37.396

38.346

39.967

40.990

38.935

38.958

37.150

39.634

42.572

44.419

45.865

922.541

1.114.279

1.311.522

1.481.808

1.503.895

1.524.649

1.525.320

1.551.015

1.575.897

1.566.259

1.579.882

1.596.781

1.564.775

1.561.785

1.565.352

18.141

17.448

20.564

33.165

38.991

38.498

39.486

41.162

42.384

40.119

40.232

38.401

40.874

43.806

45.634

NPL 2. Impor NPL

Total Kredit NPL r) Angka-angka diperbaiki

NPL

3. Other NPL

1.565.095 Total Credit 47.310

NPL r) Revised figures

166

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 3.12.a. Kredit dan NPL BUSN Non Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of Non-Foreign Exchange Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) Keterangan

2011

2012

2013

2015

2014 Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Items Mar

Apr

Jenis Penggunaan

Type of Use

Kredit kepada Pihak Ketiga

Credit to Third Party

1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL

22.195

30.464

41.614

51.507

51.031

53.459

53.673

53.832

55.134

55.283

51.552

53.759

52.688

53.174

53.916

55.241

635

810

1.001

1.509

1.743

1.665

1.749

1.842

1.771

1.832

1.750

1.715

1.890

1.985

1.926

1.958

11.858

16.879

20.358

23.828

25.171

25.246

25.317

25.186

25.461

25.254

24.516

24.882

25.057

24.974

25.174

25.830

285

692

618

850

1.262

1.122

1.183

1.122

944

954

940

982

1.021

1.098

1.136

1.380

34.090

42.108

46.256

50.666

51.685

51.943

51.494

51.893

52.388

52.821

53.002

53.193

53.424

53.820

54.527

54.361

323

336

319

373

426

417

428

439

439

444

434

397

444

466

427

444

68.143

89.451

108.228

126.001

127.887

130.648

130.484

130.911

132.983

133.358

129.070

131.833

131.169

131.969

133.617

1.243

1.838

1.938

2.732

3.431

3.204

3.360

3.403

3.155

3.230

3.124

3.093

3.355

3.549

3.489

1. Working Capital NPL 2. Investments NPL 3. Consumption NPL

135.432 Total Credit 3.782

NPL User Orientation Credit to Third Party

Orientasi Penggunaan Kredit kepada Pihak Ketiga 1. Ekspor

10

5

0

5

-

-

0

0

0

0

2

0

3

0

0

7

1. Ekspor

NPL

0

-

-

-

-

-

-

-

-

-

1

-

-

-

-

-

NPL

2. Impor

0

6

2

293

266

277

249

247

248

299

75

68

92

62

91

67

2. Impor

NPL

-

-

-

-

6

6

6

7

7

3

3

3

3

3

2

2

NPL

3. Lainnya

68.133

89.439

108.226

125.703

127.622

130.371

130.236

130.664

132.734

133.059

128.993

131.765

131.074

131.907

133.525

135.358

NPL

1.243

1.838

1.938

2.732

3.425

3.198

3.354

3.396

3.147

3.227

3.119

3.091

3.352

3.547

3.488

3.781

68.143

89.451

108.228

126.001

127.887

130.648

130.484

130.911

132.983

133.358

129.070

131.833

131.169

131.969

133.617

1.243

1.838

1.938

2.732

3.431

3.204

3.360

3.403

3.155

3.230

3.124

3.093

3.355

3.549

3.489

Total Kredit NPL

3. Other NPL

135.432 Total Credit 3.782

NPL

167

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 3.13.a. Kredit dan NPL BPD Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of Regional Development Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) Keterangan

2011

2012

2013

2015

2014 Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Items Mar

Apr

Jenis Penggunaan

Type of Use

Kredit kepada Pihak Ketiga

Credit to Third Party

1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL

35.304

45.861

57.562

59.395

58.688

61.062

60.859

65.965

67.513

67.300

66.701

63.930

58.332

58.562

59.511

60.965

1.948

3.207

4.838

6.172

7.437

7.462

7.820

8.733

8.799

8.990

8.883

7.658

8.241

8.391

8.045

8.330

21.081

24.870

29.561

36.290

36.985

36.297

36.435

33.116

33.014

32.978

33.098

35.082

34.964

34.880

34.095

34.278

498

1.134

1.683

2.826

3.730

2.796

3.428

2.993

2.578

2.717

2.657

2.637

2.889

2.826

2.706

2.696

119.317

148.120

177.418

205.771

215.394

218.274

219.327

221.681

224.276

226.233

227.945

229.748

230.355

232.443

234.584

237.410

627

684

922

1.408

1.822

1.813

1.942

1.955

1.945

1.982

2.009

1.775

1.995

2.056

2.025

2.140

175.702

218.851

264.541

301.456

311.067

315.633

316.622

320.762

324.803

326.510

327.744

328.759

323.651

325.885

328.190

3.073

5.025

7.444

10.406

12.988

12.071

13.190

13.681

13.321

13.690

13.548

12.070

13.125

13.274

12.776

1. Working Capital NPL 2. Investments NPL 3. Consumption NPL

332.653 Total Credit 13.166

NPL User Orientation Credit to Third Party

Orientasi Penggunaan Kredit kepada Pihak Ketiga 1. Ekspor

99

87

65

51

41

40

41

26

28

25

24

25

23

25

24

25

1. Ekspor

NPL

8

14

9

11

12

12

12

8

8

8

8

8

8

8

8

7

NPL

2. Impor

5

5

3

3

3

12

2

2

2

2

3

2

2. Impor

NPL

0

1

1

1

1

1

1

1

1

1

1

175.597

218.759

264.473

301.402

311.022

315.580

316.578

320.733

324.773

326.483

327.718

328.733

323.625

325.859

328.164

332.627

3.065

5.010

7.434

10.395

12.975

12.059

13.177

13.673

13.312

13.681

13.540

12.062

13.118

13.266

12.769

13.159

175.702

218.851

264.541

301.456

311.067

315.633

316.622

320.762

324.803

326.510

327.744

328.759

323.651

325.885

328.190

3.073

5.025

7.444

10.406

12.988

12.071

13.190

13.681

13.321

13.690

13.548

12.070

13.125

13.274

12.776

3. Lainnya NPL Total Kredit NPL

2 -

2 -

2 -

2 -

-

NPL 3. Other NPL

332.653 Total Credit 13.166

NPL

168

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 3.14.a. Kredit dan NPL Bank Campuran Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of Joint Venture Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) Keterangan

2011

2012

2013

2015

2014 Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Items Mar

Apr

Jenis Penggunaan

Type of Use

Kredit kepada Pihak Ketiga

Credit to Third Party

1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL

80.077

101.551

130.992

131.308

127.423

129.762

133.783

135.429

137.513

129.450

126.569

131.643

127.825

129.605

128.273

126.455

1.083

1.307

1.171

3.111

3.082

3.433

3.646

4.132

4.288

4.329

4.703

4.951

4.932

4.885

4.796

4.768

26.317

38.127

55.821

50.075

53.372

53.324

56.494

57.542

58.573

57.300

56.799

59.572

59.275

58.624

57.205

56.902

401

537

867

1.011

1.120

1.138

1.198

983

1.004

983

884

916

911

890

757

748

13.994

13.617

14.545

14.542

14.529

14.682

14.665

14.712

14.882

14.954

15.204

22.512

22.766

23.144

23.030

22.989

552

524

432

336

366

384

390

395

395

394

405

488

504

517

511

508

120.389

153.295

201.357

195.925

195.324

197.768

204.942

207.683

210.968

201.704

198.571

213.727

209.866

211.373

208.508

2.036

2.368

2.470

4.458

4.568

4.955

5.234

5.510

5.687

5.705

5.992

6.355

6.347

6.292

6.064

NPL 2. Impor NPL 3. Lainnya NPL Total Kredit NPL

NPL 2. Investments NPL 3. Consumption NPL

206.346 Total Credit 6.025

NPL User Orientation Credit to Third Party

Orientasi Penggunaan Kredit kepada Pihak Ketiga 1. Ekspor

1. Working Capital

14.728

17.518

24.128

20.269

18.958

20.134

23.514

24.989

27.573

28.311

27.721

33.237

33.860

33.876

32.568

31.984

468

619

340

366

459

646

649

724

766

718

542

760

718

701

722

689

3.899

5.989

9.350

16.213

15.452

14.261

14.539

18.592

19.957

18.382

17.338

17.106

16.161

15.801

15.602

14.533

23

8

26

221

190

199

175

479

467

454

451

417

403

376

402

411

101.761

129.788

167.880

159.444

160.914

163.373

166.888

164.102

163.439

155.011

153.512

163.383

159.846

161.696

160.338

159.829

1.545

1.742

2.104

3.870

3.918

4.110

4.410

4.307

4.454

4.533

4.999

5.178

5.226

5.215

4.940

4.924

120.389

153.295

201.357

195.925

195.324

197.768

204.942

207.683

210.968

201.704

198.571

213.727

209.866

211.373

208.508

2.036

2.368

2.470

4.458

4.568

4.955

5.234

5.510

5.687

5.705

5.992

6.355

6.347

6.292

6.064

1. Ekspor NPL 2. Impor NPL 3. Other NPL

206.346 Total Credit 6.025

NPL

169

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 3.15.a. Kredit dan NPL Bank Asing Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of Foreign Owned Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) Keterangan

2011

2012

2013

2015

2014 Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Items Mar

Apr

Jenis Penggunaan

Type of Use

Kredit kepada Pihak Ketiga

Credit to Third Party

1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL

89.789

115.432

158.191

170.863

186.630

188.939

188.777

185.916

191.514

177.901

171.274

169.031

166.859

162.394

164.274

162.565

970

732

1.341

1.542

2.240

3.064

2.731

3.198

3.324

2.782

2.831

3.126

3.719

3.588

3.735

3.956

26.862

37.028

45.465

51.261

54.909

55.239

56.721

58.934

59.898

57.723

58.832

57.839

58.479

56.954

56.196

56.050

525

569

564

1.023

884

858

825

942

1.041

1.326

1.288

1.592

1.561

1.424

1.360

1.353

19.834

20.398

21.844

21.907

22.242

22.564

22.642

22.562

22.522

22.717

22.908

23.082

23.026

22.900

22.769

22.758

1.924

1.366

1.491

418

503

529

521

513

490

490

516

549

575

577

568

561

136.486

172.859

225.500

244.031

263.781

266.741

268.141

267.411

273.933

258.341

253.014

249.952

248.364

242.248

243.239

3.419

2.667

3.396

2.984

3.627

4.451

4.076

4.653

4.856

4.598

4.635

5.268

5.855

5.589

5.663

NPL 2. Impor NPL 3. Lainnya NPL Total Kredit NPL r) Angka-angka diperbaiki

NPL 2. Investments NPL 3. Consumption NPL

241.373 Total Credit 5.869

NPL User Orientation Credit to Third Party

Orientasi Penggunaan Kredit kepada Pihak Ketiga 1. Ekspor

1. Working Capital

1. Ekspor

4.688

7.629

10.136

10.616

23.920

26.033

22.126

22.392

30.178

28.300

33.066

31.888

30.847

29.648

31.266

31.800

487

421

567

311

652

1.103

1.121

1.164

360

611

674

814

667

645

464

628

8.069

11.058

17.673

16.486

19.946

18.107

19.941

20.345

22.309

20.482

20.702

21.428

20.963

19.459

18.908

18.143

2. Impor

162

109

45

8

139

231

260

302

1.138

722

720

884

1.019

1.059

1.180

1.174

NPL

123.154

154.172

197.690

216.928

219.915

222.601

226.074

224.674

221.446

209.558

199.245

196.636

196.554

193.141

193.065

191.431

2.656

2.136

2.783

2.665

2.836

3.117

2.695

3.188

3.358

3.264

3.241

3.570

4.168

3.885

4.019

4.067

136.486

172.859

225.500

244.031

263.781

266.741

268.141

267.411

273.933

258.341

253.014

249.952

248.364

242.248

243.239

3.418

2.667

3.396

2.984

3.627

4.451

4.076

4.653

4.856

4.598

4.635

5.268

5.855

5.589

5.663

NPL

3. Other NPL

241.373 Total Credit 5.869

NPL r) Revised figures

170

Indonesia Banking Statistics - Vol. 14, No. 4, March 2016

Statistik Perbankan Indonesia - Vol. 14, No. 4, Maret 2016

Tabel 3.16.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan per Lokasi Dati I Bank Penyalur Kredit - April 2016

Credit and Non Perfoming Loan (NPL) of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use by Bank Location for April 2016 Miliar Rp (Billion Rp)

Lokasi 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15. 16. 17. 18. 19. 20. 21. 22. 23. 26. 25. 24. 27. 28. 29. 30. 31. 32. 33. 34.

Jawa Barat NPL Banten NPL DKI Jakarta NPL D.I Yogyakarta NPL Jawa Tengah NPL Jawa Timur NPL Bengkulu NPL Jambi NPL Aceh NPL Sumatera Utara NPL Sumatera Barat NPL Riau NPL Sumatera Selatan NPL Bangka Belitung NPL Kepulauan Riau NPL Lampung NPL Kalimantan Selatan NPL Kalimantan Barat NPL Kalimantan Timur NPL Kalimantan Tengah NPL Sulawesi Tengah NPL Sulawesi Selatan NPL Sulawesi Utara NPL Gorontalo NPL Sulawesi Barat NPL Sulawesi Tenggara NPL Nusa Tenggara Barat NPL Bali NPL Nusa Tenggara Timur NPL Maluku NPL Papua NPL Maluku Utara NPL Papua Barat NPL Lainnya NPL Total NPL

r) Angka-angka diperbaiki

Orientasi Penggunaan (User Orientation)

Modal Kerja

Investasi

Konsumsi

(Working Capital)

(Investment)

(Consumption)

Location Ekspor

Impor

Lainnya

134.395 5.721 37.336 983 935.789 31.370 10.762 328 115.995 4.874 212.716 6.047 4.169 192 9.182 517 8.094 835 82.256 3.047 15.818 893 17.453 1.008 22.971 1.199 4.412 188 9.718 145 20.089 633 11.918 631 12.979 448 22.272 2.486 5.100 161 6.764 315 37.741 1.756 7.698 467 2.526 208 1.615 42 4.779 207 7.737 307 22.943 500 5.871 215 2.317 79 8.892 937 1.522 71 3.485 399 58.820 686 1.866.134

52.458 2.248 16.178 250 622.787 15.227 6.388 223 35.925 1.881 55.070 1.386 1.826 102 7.569 241 3.300 147 51.269 1.442 7.024 292 17.104 772 17.818 611 830 76 9.112 287 9.253 166 11.714 521 11.847 228 20.636 1.894 4.572 44 2.079 75 20.766 825 4.309 169 986 69 579 12 1.928 121 2.945 64 14.388 784 1.358 52 689 26 2.372 84 477 24 928 14 11.672 173 1.028.158

151.416 2.888 52.129 722 333.655 6.382 10.669 147 67.138 782 99.728 1.261 9.029 66 12.677 229 16.483 130 39.250 1.063 19.366 206 21.687 523 24.436 444 3.905 64 12.718 144 11.987 182 16.590 357 15.125 159 22.445 631 8.806 80 12.298 105 38.769 723 17.901 492 5.714 112 2.727 16 10.580 130 14.449 192 24.520 228 12.648 99 4.952 43 10.691 174 3.911 24 4.007 71 9 1.112.414

2.100 51 403 1 61.838 1.576 75 0 2.061 233 6.955 9 78 0 98 2 7 0 10.435 151 435 5 801 1 1.015 0 52 0 118 0 270 0 167 0 382 0 71 2 467 0 26 0 175 0 1.216 0 3 0 0 11 1 6 0 59 2 13 1 5 4 0 3 16 0 115 89.482

1.177 71 68 48.029 2.726 6 0 1.444 7 3.307 8 1 0 40 1 0 0 1.715 7 2 0 100 1 12 0 4 0 70 0 21 0 20 0 32 0 10 16 16 0 21 0 3 6 0 0 6 0 2 0 3 8 0 1 1 0 0 0 1 0 112 56.254

334.990 10.736 105.171 1.954 1.782.365 48.677 27.738 697 215.553 7.297 357.252 8.677 14.945 360 29.292 984 27.871 1.112 160.626 5.394 41.771 1.385 55.343 2.301 64.198 2.254 9.091 328 31.359 576 41.038 981 40.035 1.509 39.539 835 65.273 5.009 17.996 285 21.098 494 97.079 3.305 28.689 1.127 9.217 389 4.921 70 17.270 457 25.122 563 61.788 1.510 19.856 365 7.953 148 21.949 1.194 5.907 120 8.403 484 70.273 860 3.860.970

67.897

30.529

18.868

2.035

2.822

112.437

1. Jawa Barat NPL 2. Banten NPL 3. DKI Jakarta NPL 4. D.I Yogyakarta NPL 5. Jawa Tengah NPL 6. Jawa Timur NPL 7. Bengkulu NPL 8. Jambi NPL 9. Aceh NPL 10. Sumatera Utara NPL 11. Sumatera Barat NPL 12. Riau NPL 13. Sumatera Selatan NPL 14. Bangka Belitung NPL 15. Kepulauan Riau NPL 16. Lampung NPL 17. Kalimantan Selatan NPL 18. Kalimantan Barat NPL 19. Kalimantan Timur NPL 20. Kalimantan Tengah NPL 21. Sulawesi Tengah NPL 22. Sulawesi Selatan NPL 23. Sulawesi Utara NPL 26. Gorontalo NPL 25. Sulawesi Barat NPL 24. Sulawesi Tenggara NPL 27. Nusa Tenggara Barat NPL 28. Bali NPL 29. Nusa Tenggara Timur NPL 30. Maluku NPL 31. Papua NPL 32. Maluku Utara NPL 33. Papua Barat NPL 34. Lainnya NPL Total NPL

r) Revised figures

171

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 3.17.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lokasi Dati I Bank Penyalur Kredit

(Credit and NPL 0f Commercial Banks to Non Bank Third Party Based on Bank Location) Miliar Rp (Billion Rp) Keterangan

2011

2012

2013

2015

2014 Mei

1. Jawa Barat NPL 2. Banten NPL 3. DKI Jakarta NPL 4. D.I Yogyakarta NPL 5. Jawa Tengah NPL 6. Jawa Timur NPL 7. Bengkulu NPL 8. Jambi NPL 9. Aceh NPL 10. Sumatera Utara NPL 11. Sumatera Barat NPL 12. Riau NPL 13. Sumatera Selatan NPL 14. Bangka Belitung NPL 15. Kepulauan Riau NPL 16. Lampung NPL 17. Kalimantan Selatan NPL 18. Kalimantan Barat NPL 19. Kalimantan Timur NPL 20. Kalimantan Tengah NPL 21. Sulawesi Tengah NPL 22. Sulawesi Selatan NPL 23. Sulawesi Utara NPL 24. Gorontalo NPL 25. Sulawesi Barat NPL 26. Sulawesi Tenggara NPL 27. Nusa Tenggara Barat NPL 28. Bali NPL 29. Nusa Tenggara Timur NPL 30. Maluku NPL 31. Papua NPL 32. Maluku Utara NPL 33. Irian Jaya Barat NPL 34. Lainnya NPL Total NPL

172.550 4.134 52.115 980 1.080.426 22.338 15.154 313 120.950 2.550 190.058 5.490 7.399 128 15.104 261 18.714 768 106.073 2.426 24.573 466 36.387 710 35.249 569 4.993 27 18.147 424 23.782 697 21.006 396 19.433 176 41.908 837 11.491 114 11.125 310 53.068 1.514 16.121 430 4.433 122 2.782 111 8.153 113 12.122 203 29.793 463 10.184 145 4.926 130 11.013 127 3.017 52 3.914 44 13.932 130 2.200.094 47.695

219.544 5.318 64.337 1.055 1.310.522 20.366 18.636 387 150.269 2.887 239.702 6.257 9.361 131 19.282 328 20.755 958 130.886 2.470 30.384 627 43.303 1.256 44.204 1.382 5.467 50 23.059 410 30.146 668 26.634 403 24.728 198 52.316 1.239 14.281 106 13.523 239 66.433 1.817 19.768 405 5.522 110 3.366 86 10.602 154 15.323 217 38.418 199 12.525 174 5.576 163 14.439 179 3.847 77 5.398 76 15.310 202 2.707.862 50.595

267.666 6.833 76.353 1.162 1.604.953 22.048 22.166 383 175.439 3.492 302.809 5.331 11.277 203 23.615 467 23.538 1.070 155.203 3.296 34.323 750 48.573 1.489 53.339 1.844 7.813 102 28.180 393 35.422 603 31.584 544 30.303 340 64.093 2.489 16.748 154 16.408 325 75.625 2.153 23.299 593 6.735 191 3.870 148 12.963 226 18.383 258 47.875 239 14.917 199 6.545 163 17.763 311 4.631 129 6.731 132 23.731 222 3.292.874 58.279

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Items Mar

Apr

304.196 8.094 89.177 1.645 1.782.027 34.143 25.734 461 196.929 4.414 342.988 6.277 12.601 283 26.225 654 25.221 1.101 166.025 4.140 37.682 987 52.114 1.688 60.193 1.995 8.767 147 29.785 484 38.488 859 34.920 848 34.790 412 65.898 3.076 17.356 205 18.806 353 83.568 2.620 25.997 788 8.184 292 4.280 147 14.186 335 21.242 370 55.483 520 17.094 232 7.072 141 20.431 797 5.067 116 7.616 423 34.166 337

311.712 9.910 89.434 1.970 1.830.529 40.131 26.563 618 200.055 5.664 344.249 7.743 13.276 368 26.923 886 25.836 1.238 167.645 4.896 39.020 1.224 52.928 2.134 61.949 2.547 9.141 258 29.990 665 38.452 1.018 35.400 1.382 35.720 585 65.662 4.006 17.912 277 19.157 440 86.256 3.069 27.423 1.015 8.542 381 4.328 158 14.946 462 22.182 504 56.988 988 17.786 342 7.340 180 20.860 1.025 5.331 129 7.800 541 35.796 338

316.792 9.586 91.065 1.931 1.865.575 41.921 26.771 618 204.112 5.944 352.410 7.854 13.509 372 27.351 879 26.353 1.155 171.180 5.201 39.592 1.198 53.881 2.250 63.013 2.471 9.170 258 29.840 640 39.718 1.015 36.176 1.407 36.337 582 65.750 2.996 18.548 267 19.651 426 87.568 2.768 27.887 1.037 8.646 393 4.380 137 15.174 464 22.502 497 57.973 1.143 18.197 368 7.507 176 21.399 1.007 5.428 127 8.094 534 36.494 338

316.164 10.070 90.419 1.951 1.878.180 44.484 26.685 650 202.768 6.214 350.629 8.116 13.519 375 27.186 919 25.888 1.179 169.517 5.353 39.234 1.279 53.885 2.344 62.351 2.497 8.818 259 29.843 712 39.637 1.044 38.070 1.488 35.568 682 65.071 3.680 18.171 286 19.353 437 87.450 3.269 27.736 1.068 8.639 368 4.391 136 15.198 454 22.392 508 57.894 1.208 18.253 385 7.485 176 21.251 1.037 5.394 128 7.993 530 38.714 332

319.981 10.314 92.069 1.969 1.897.999 47.014 26.919 642 204.632 6.296 354.607 7.997 13.641 376 27.548 929 26.160 1.176 174.743 5.589 39.922 1.308 54.213 2.470 62.980 2.478 9.048 256 30.453 707 39.739 1.018 38.300 1.501 35.737 695 65.420 3.796 18.445 298 19.554 439 88.264 3.326 29.448 1.068 8.727 390 4.319 120 15.408 475 22.569 515 58.373 1.158 18.502 371 7.571 177 21.403 1.165 5.467 123 8.128 546 41.006 344

325.066 10.058 93.886 2.299 1.937.629 47.983 26.844 656 208.794 6.212 360.875 7.918 13.869 356 27.818 892 26.369 1.133 179.615 5.551 40.245 1.277 54.826 2.384 64.093 2.366 9.103 250 31.262 684 40.165 981 39.032 1.440 36.186 686 66.538 3.497 18.569 277 20.046 428 89.915 3.463 29.277 1.045 8.859 378 4.379 95 15.644 461 22.878 509 59.081 1.148 18.896 364 7.648 163 21.674 1.291 5.524 114 8.199 530 43.678 358

326.810 9.921 94.391 2.235 1.901.845 46.121 27.350 615 209.402 6.440 359.500 7.866 14.008 362 27.886 895 26.584 1.146 180.147 5.289 40.482 1.332 54.775 2.438 63.711 2.128 8.807 248 31.247 681 40.387 958 39.144 1.462 36.225 708 65.638 3.615 18.079 278 19.869 452 90.136 3.488 29.311 1.066 8.885 380 4.450 93 15.896 448 23.096 523 59.332 973 19.175 367 7.657 161 21.691 1.340 5.554 115 8.145 529 43.825 335

329.449 9.769 95.170 2.229 1.910.025 46.140 27.362 683 211.942 6.514 360.841 7.801 14.175 346 28.367 865 26.709 1.116 180.356 5.339 40.784 1.324 54.830 2.467 64.398 2.150 8.999 252 31.429 629 40.402 934 39.326 1.344 37.610 782 66.084 3.954 18.275 280 20.349 456 91.320 3.399 29.586 1.058 8.941 377 4.534 87 16.008 444 23.455 521 59.941 984 19.425 368 7.737 159 22.028 1.357 5.633 114 8.056 523 47.177 338

333.595 8.724 97.056 2.054 1.981.495 46.765 27.162 471 215.788 6.531 374.106 6.824 14.345 321 28.729 809 27.219 993 178.387 4.821 41.309 1.201 56.425 2.101 64.873 1.992 9.397 234 31.980 549 41.410 850 39.640 1.224 38.257 665 67.023 4.125 17.990 229 20.702 407 95.041 3.034 29.529 984 9.040 348 4.598 74 16.090 393 23.977 476 60.973 1.293 19.488 297 7.707 139 22.187 1.107 5.685 104 8.123 456 48.581 335

328.524 9.725 98.805 2.193 1.946.100 49.854 26.694 537 211.345 7.096 363.105 7.554 14.355 350 28.184 890 26.665 1.035 176.967 5.172 40.761 1.310 55.229 2.278 63.243 2.124 8.614 252 30.867 529 40.166 903 38.725 1.320 36.866 733 65.306 4.611 17.810 258 20.192 452 93.535 3.266 29.153 1.069 8.940 371 4.625 78 16.160 428 23.784 522 60.221 1.356 18.834 323 7.634 146 21.019 1.147 5.630 109 7.780 477 47.198 376

331.842 10.070 103.360 1.970 1.919.280 52.613 27.038 643 214.306 7.190 359.701 8.382 14.519 350 28.791 950 27.058 1.070 172.948 5.263 41.350 1.369 55.574 2.349 63.960 2.199 8.766 267 31.115 580 40.534 922 39.556 1.458 39.026 792 65.870 4.593 18.127 276 20.482 478 94.243 3.312 29.282 1.085 9.000 393 4.722 77 16.493 436 24.250 558 60.519 1.482 19.164 360 7.745 147 21.284 1.172 5.711 111 7.938 478 44.356 366

335.664 9.962 104.077 1.914 1.924.036 52.913 27.363 674 217.095 7.025 365.110 8.477 14.731 345 29.165 930 27.539 1.058 172.099 5.311 42.306 1.359 56.147 2.288 64.927 2.216 9.394 261 31.401 502 41.036 930 40.057 1.459 39.572 793 65.690 4.080 18.260 260 21.091 460 96.315 3.237 29.594 1.070 9.148 391 4.840 73 16.915 442 24.756 533 61.256 1.499 19.556 356 7.884 152 21.747 1.147 5.832 111 8.299 484 47.545 365

338.268 10.857 105.643 1.954 1.892.232 52.979 27.819 698 219.057 7.537 367.515 8.693 15.024 360 29.429 987 27.877 1.113 172.775 5.552 42.208 1.391 56.244 2.303 65.225 2.254 9.147 329 31.547 576 41.329 981 40.222 1.509 39.952 836 65.354 5.011 18.478 285 21.140 494 97.275 3.305 29.909 1.128 9.226 389 4.921 70 17.287 458 25.130 563 61.851 1.512 19.877 366 7.959 148 21.954 1.194 5.910 120 8.420 484 70.501 860

3.674.308 79.388

3.757.133 97.092

3.828.045 97.959

3.833.745 103.615

3.881.294 107.047

3.956.483 107.248

3.923.437 105.007

3.950.722 105.104

4.057.904 100.933

3.983.035 108.846

3.967.908 113.761

4.000.448 113.077

4.006.707 117.295

1. Jawa Barat NPL 2. Banten NPL 3. DKI Jakarta NPL 4. D.I Yogyakarta NPL 5. Jawa Tengah NPL 6. Jawa Timur NPL 7. Bengkulu NPL 8. Jambi NPL 9. Aceh NPL 10. Sumatera Utara NPL 11. Sumatera Barat NPL 12. Riau NPL 13. Sumatera Selatan NPL 14. 2246,423 NPL 15. Kepulauan Riau NPL 16. Lampung NPL 17. Kalimantan Selatan NPL 18. Kalimantan Barat NPL 19. Kalimantan Timur NPL 20. Kalimantan Tengah NPL

21. Sulawesi Tengah NPL 22. Sulawesi Selatan NPL 23. Sulawesi Utara NPL 24. Gorontalo NPL 25. Sulawesi Barat NPL 26. Sulawesi Tenggara NPL 27. Nusa Tenggara Barat NPL 28. Bali NPL 29. Nusa Tenggara Timur NPL 30. Maluku NPL 31. Papua NPL 32. Maluku Utara NPL 33. Papua Barat NPL 34. Lainnya NPL Total NPL

172

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 3.18. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Hubungan Penerima Kredit dengan Bank

(Credit and NPL of Commercial Banks to Non Bank Third Party Based on Bank Relation with Beneficiary) Miliar Rp (Billion Rp) 2015 Keterangan

2011

2012

2013

Items Mei

Kredit Kepada Pihak Tidak Terkait a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet Non Performing Loan Pihak Tidak Terkait Kredit Kepada PihakTerkait a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet Non Performing Loan Pihak Terkait

2016

2014 Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr Loan for Non Connected Parties 3.604.502 a. Current

2.170.291

2.674.701

3.263.361

3.639.181

3.723.705

3.793.702

3.798.731

3.845.930

3.918.881

3.887.515

3.912.833

4.012.012

3.939.893

3.926.170

3.957.867

3.967.521

2.038.259

2.511.618

3.076.570

3.407.570

3.420.209

3.493.537

3.485.542

3.520.135

3.583.515

3.552.671

3.574.756

3.715.373

3.594.566

3.565.889

3.613.850

84.542

112.712

128.616

152.304

206.709

202.515

209.877

219.048

228.425

230.138

233.376

195.983

237.149

247.212

231.621

246.366

7.400

9.257

10.232

14.273

19.760

22.221

23.309

21.205

21.645

20.867

19.163

19.320

21.544

21.041

18.654

20.696

c. Sub-Standard

b. Special Mention

6.882

6.895

8.633

15.282

15.379

14.657

15.838

18.541

18.413

16.702

15.236

13.423

15.086

16.126

18.573

17.507

d. Doubtful

33.207

34.218

39.310

49.751

61.647

60.773

64.166

67.000

66.883

67.137

70.303

67.912

71.548

75.902

75.169

78.449

e. Lost

47.489

50.371

58.175

79.306

96.786

97.650

103.313

106.747

106.941

104.706

104.701

100.655

108.177

113.069

112.396

116.653 Non Performing Loan of Non

29.803

33.161

29.513

35.128

33.428

34.343

35.013

35.364

37.601

35.923

37.779

45.893

43.143

41.739

42.581

39.186 Loan for Connected Parties

29.445

32.694

29.235

34.920

32.330

33.226

33.803

33.717

35.957

35.126

36.097

44.462

41.684

40.227

41.118

37.702

153

243

174

126

793

809

907

1.347

1.338

495

1.389

1.153

791

820

782

842

7

15

15

5

7

9

9

10

21

20

8

246

211

210

205

204

5

13

8

5

262

265

260

254

253

251

249

3

429

421

5

5

194

196

81

71

37

35

34

36

33

31

35

28

28

61

470

433

Connected Parties

206

224

104

82

306

309

302

300

307

302

292

277

668

692

681

642

a. Current b. Special Mention c. Sub-Standard d. Doubtful e. Lost Non Performing Loan of Connected Parties

173

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 3.19.a. Kredit dan NPL Bank Umum kepada Pihak Ketiga Bukan Bank Yang Penarikannya Menggunakan Kartu Berdasarkan Kelompok Bank

(Credit and Non Performing Loan (NPL) of Commercial Banks to Non Bank Third Party Withdrawn By Card Based on Group of Bank) Miliar Rp (Billion Rp) 2015 Pengelompokan Bank

2011

2012

2013

Group of Banks Mei

1. Bank Persero NPL 2. BUSN Devisa NPL 3. BUSN Non Devisa NPL 4. BPD NPL 5. Bank Campuran NPL 6. Bank Asing NPL 7. Bank Umum NPL

2016

2014 Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

7.683

9.326

10.726

16.261

18.019

18.540

18.476

18.509

18.683

18.680

18.847

19.114

19.190

19.161

19.004

150

188

221

320

509

561

562

569

571

545

562

548

577

600

574

14.014

16.823

24.184

30.898

33.139

34.011

34.297

33.067

34.285

34.259

34.874

35.308

36.580

35.746

35.717

482

363

386

554

817

853

863

861

844

843

876

874

949

973

992

2

-

-

-

-

-

-

2

2

-

-

0

-

-

-

0

0 0

-

-

-

-

-

-

-

-

-

-

-

-

-

587 35.924 2. 972

-

-

NPL Foreign Exchange Commercial Banks NPL

3. Non-Foreign Exchange 0 Commercial Banks

-

NPL

-

0

0

0

0

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

3.248

3.656

3.984

4.382

4.624

4.738

4.770

4.810

4.897

4.930

5.059

5.133

5.240

5.372

5.226

222

182

195

113

134

143

146

146

146

145

147

151

157

159

169

12.386

12.762

12.770

11.791

11.352

11.466

11.505

11.318

11.266

11.175

11.284

11.457

11.401

11.281

11.150

581

622

213

264

275

267

260

247

240

251

264

279

280

274

37.333

42.568

51.666

63.332

67.135

68.756

69.048

67.704

69.131

69.044

70.063

71.013

72.411

71.560

71.097

1.592

1.314

1.424

1.200

1.723

1.832

1.837

1.836

1.808

1.773

1.836

1.836

1.961

2.013

2.010

738

-

0

-

19.084 1. State Owned Banks

0 4. -

Regional Development Banks NPL

5.080 5. Joint Venture Banks 171

NPL

11.103 6. Foreign Owned Banks 268

NPL

71.191 7. Commercial Bank 1.997

NPL

174

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 3.20.a. Penerusan Kredit (Off - Balance Sheet ) dan NPL Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha Penerima Penerusan Kredit

(Credit Channeling (Off-Balance Sheet) and Non Performing Loan (NPL) of Commercial Banks Based on Industries Sector and non Industries Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp)

Keterangan

2011

2012

2013

2015

2014 Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Mar

Loan by Industrial Origin

Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial Wajib NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL Total NPL r) Angka-angka diperbaiki

Items

Apr

1. Agricultures, Hunting and Forestry NPL 2. Fisheries NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Big and Retail Trade NPL 8. Provision of accomodation and Food Supply Drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Transitional Finance NPL 11. Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory Social Security

1.584 411 133 87 321 1 2.868 78 9.999 416 766 23 529 339 3.689

3.106 1.998 106 71 2 1 3.756 995 8.127 274 804 778 481 349 40

2.943 1.966 103 69 1.265 0 4.356 117 8.581 292 1.002 976 804 356 16

2.922 2.005 101 69 1 1 3.276 325 7.093 291 1.037 1.001 844 374 91

2.903 2.004 102 68 1 1 3.257 338 7.233 291 1.102 1.066 724 362 40

2.884 2.011 99 68 154 1 3.132 401 7.223 328 1.130 1.075 764 362 40

2.919 2.021 101 68 1 1 3.095 343 7.338 291 1.126 1.090 735 372 40

2.850 1.970 100 68 162 1 3.291 391 7.498 348 1.195 1.131 763 372 40

2.855 1.966 99 68 169 1 3.414 420 7.770 328 1.234 1.178 763 373 40

2.856 1.971 99 68 158 1 3.172 405 7.270 328 1.159 1.103 755 368 39

2.786 1.896 100 68 2 1 2.999 346 7.461 291 1.150 1.115 715 366 45

2.812 1.902 102 68 159 1 3.373 406 7.048 225 1.133 1.110 715 369 39

2.835 1.947 102 68 159 1 3.352 406 7.125 328 1.165 1.110 734 350 39

2.828 1.947 102 68 154 1 3.288 400 7.232 323 1.133 1.079 736 350 39

2.800 1.944 104 68 3 3 2.945 338 7.140 250 1.123 1.070 768 354 39

2.765 1.944 103 68 2 1 2.556 336 1.195 224 1.117 1.064 757 351 44

3.455 2.822

38 1.916

16 2.002

39 1.741

39 1.768

39 1.789

39 1.843

39 1.890

39 1.907

39 1.856

44 1.879

38 1.819

38 1.814

38 1.830

38 184

43 160

39 20 14 205

34 408 404 175

45 346 342 171

51 355 330 600

51 355 330 206

51 354 329 206

51 356 329 206

50 355 329 206

50 383 357 206

50 383 358 206

50 459 433 206

50 453 427 222

50 413 387 222

49 439 414 222

32 438 413 222

32 440 415 222

144 198

139 200

140 197

134 199

134 199

134 43

134 199

134 43

134 43

134 43

134 198

132 178

132 40

132 40

132 41

132 40

142 0 70 67 578

141 30 30 80 79 539

140 30 29 73 73 550

141 30 29 90 90 529

141 30 29 93 93 530

38 30 29 94 94 525

141 30 29 95 94 525

38 30 29 97 96 526

38 30 29 99 99 525

38 30 29 95 95 530

141 30 29 96 96 524

140 30 29 96 95 535

38 30 29 96 95 526

38 30 29 94 94 524

37 30 29 147 147 521

NPL 38 30 13. Education Services NPL 29 93 14. Health Services and Social Activities NPL 93 519 15. Community,

498 25

503 21

503 189

501 13

523 13

518 13

517 13

518 13

517 13

523 13

517 13

522 13

522 12

521 12

518 12

17 82

14 85

14 -

11 80

11 80

11 80

11 80

11 80

11 80

11 81

11 80

11 79

11 79

11 79

11 79

78 5.536

79 4.702

4.747

79 4.300

80 4.383

80 4.422

80 4.357

79 4.368

80 4.310

80 4.268

79 4.217

79 4.253

78 4.325

78 4.478

78 4.378

4.625 29.425

4.107 24.576

123 27.375

3.749 23.301

3.918 23.018

3.840 22.980

3.842 23.055

3.782 23.503

3.829 23.938

3.772 23.011

3.776 22.958

3.765 23.059

3.747 23.068

3.757 23.260

3.750 20.975

10.434

10.034

5.202

9.220

9.479

9.408

9.454

9.388

9.518

9.373

9.394

9.372

9.339

9.330

9.215

Sociocultural,Entertainment and Other Individual Services NPL 516 12 16. Individual Services which Serve Households NPL 11 90 17. International Agency and Other Extra Agency International NPL 78 4.342 18. Business Activities which are not clearly defined NPL 3.743 14.488 Total 9.121

NPL r) Revised figures

175

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 3.21.a. Penerusan Kredit (Off-Balance Sheet) dan NPL Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Kredit dan Golongan Penyalur Kredit

(Off-Balance Sheet Credit Channeling and NPL of Commercial Banks to Non-Bank Third Party Based on Types of Credit and Classification of Credit Providers) Miliar Rp (Billion Rp) Indikator

2011

2012

2013

2015

2014

Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Mar

Indicator

Apr

Based on the type of credit 1. Small business loans

Berdasarkan Jenis Kredit 1. Kredit Usaha Kecil a. Dalam rangka penerusan kredit dari BI NPL

1.122

2.229

2.394

2.425

2.423

2.423

2.426

2.392

2.426

2.430

2.426

2.437

2.429

2.453

2.452

2.453

1.071

2.179

2.345

2.375

2.373

2.373

2.376

2.341

2.376

2.380

2.376

2.387

2.379

2.404

2.403

2.403

b. Lainnya

5.442

1.182

1.166

1.201

1.189

1.183

1.189

1.172

1.174

1.170

1.167

1.164

1.159

1.158

1.155

1.150

575

905

922

972

985

984

989

988

987

991

989

988

987

987

987

987

NPL

13.473

15.308

16.013

13.841

14.040

14.212

14.263

14.778

15.272

14.417

14.373

14.461

14.425

14.443

12.145

5.732

583

2.648

1.739

1.957

2.047

2.057

2.092

2.125

2.177

2.080

2.094

2.067

2.058

2.016

1.850

1.818

b. Dalam rangka penerusan kredit dari BI NPL

75

72

44

40

43

44

40

40

40

40

44

44

40

40

40

40

75

72

44

40

43

44

40

40

40

40

44

44

40

40

40

40

c. Bantuan Proyek

23

7

6 0

6 0

6 0

6 0

6 0

6 0

6 0

6 0

6 0

6 0

6 0

6 0

6 0

4

4

4

4

4

4

4

5

10

17

38

38

38

NPL

NPL d. Kredit Kelolaan di luar bantuan proyek NPL

16

0

6 0

11

10

5

8

8

3

3

3

3

3

3

3

3

3

3

3

3

3

3

e. Lainnya

9.279

5.768

7.746

5.783

5.314

5.108

5.126

5.111

5.016

4.944

4.937

4.937

4.991

5.121

5.138

5.071

NPL

8.106

4.222

148

3.872

4.028

3.947

3.953

3.889

3.934

3.878

3.887

3.882

3.871

3.879

3.931

3.869

758

2.240

2.148

2.149

2.147

2.147

2.147

2.147

2.146

2.144

2.144

2.144

2.149

2.149

2.168

2.169

662

2.147

2.058

2.063

2.066

2.066

2.067

2.066

2.065

2.065

2.065

2.065

2.071

2.071

2.091

2.092

8.405

4.401

212

4.014

4.060

4.056

4.055

4.025

4.061

4.012

4.011

4.008

4.005

3.998

3.996

3.992

NPL 2. Lembaga Swadaya Masyarakat NPL 3. Swasta Lainnya NPL Total r) Angka-angka diperbaiki

NPL a. Loans NPL b. Channeling Credit from BI NPL c. Aid Project NPL d. Credit Channeling NPL e. Other NPL Based Distribution Group

Berdasarkan Golongan Penyalur 1. Koperasi

NPL b. Other 2. Not KUK

2. Bukan KUK a. Kredit kelolaan

a. Channeling Credit From BI

8.046

4.281

211

3.960

4.008

4.006

4.006

3.977

4.012

3.963

3.962

3.956

3.954

3.948

3.947

3.941

20.262

17.936

25.015

17.138

16.811

16.777

16.853

17.331

17.731

16.856

16.803

16.907

16.914

17.113

14.811

8.327

1.727

3.606

2.933

3.197

3.405

3.336

3.382

3.346

3.441

3.345

3.367

3.351

3.314

3.310

3.177

3.088

29.425

24.576

27.375

23.301

23.018

22.980

23.055

23.503

23.938

23.011

22.958

23.059

23.068

23.260

20.975

14.488

1. Cooperation NPL 2. Non-Governmental Organization NPL 3. Other Private NPL Total r) Revised figures

176

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 3.22.a. Kredit Bank Perkreditan Rakyat Berdasarkan Sektor Ekonomi

(Credit of Rural Banks Based on Economic Sector) Miliar Rp (Billion Rp) 2015 Sektor Ekonomi

2011

2012

2013

Economic Sector Mei

1

2016

2014 Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

2

Pertanian, Perburuhan, dan Kehutanan Perikanan

3

Pertambangan dan Penggalian

4

Industri Pengolahan

584

674

783

881

941

944

943

943

952

951

946

943

937

935

942

971

5

Listrik, Gas dan Air

26

29

38

52

52

57

58

61

60

60

60

61

60

61

62

68

6

Konstruksi

617

1.009

1.426

1.469

1.556

1.596

1.594

1.648

1.671

1.751

1.798

1.797

1.712

1.769

1.803

1.856

7

Perdagangan Besar dan Eceran

12.119

14.382

15.088

17.593

18.804

19.229

19.095

19.141

18.924

18.919

19.141

19.151

19.061

19.182

19.365

19.653

8

Penyediaan Akomodasi dan Penyedian Makan Minum Transportasi, Pergudangan dan Komunikasi Perantara Keuangan

310

311

405

495

526

536

547

546

552

541

548

571

595

615

612

613

902

1.140

1.104

1.339

1.375

1.394

1.378

1.369

1.382

1.398

1.411

1.439

1.434

1.466

1.489

1.530

48

64

69

96

103

107

117

115

114

114

112

170

172

171

167

169

Real Estate, Usaha Persewaan, dan Jasa Perusahaan Administrasi Pemerintahan, Pertanahan Dan Jaminan Sosial Wajib Jasa Pendidikan

202

272

516

1.406

1.576

1.622

1.652

1.708

1.738

1.788

1.822

1.891

1.864

1.874

1.867

1.839

82

56

78

90

100

103

106

106

112

111

111

113

110

106

108

109

84

120

149

159

168

178

178

178

190

188

191

197

199

204

208

203

90

82

139

138

158

157

162

164

167

171

180

184

182

187

186

182

1.512

1.565

2.427

3.087

3.053

2.945

3.014

2.967

2.859

2.821

2.705

2.642

2.560

2.538

2.517

2.499

396

506

683

870

915

918

914

894

888

924

923

919

915

927

944

971

1.748

1.939

2.611

2.905

3.169

3.283

3.385

3.405

3.646

3.371

3.344

3.416

3.380

3.439

3.460

3.574

4.502

5.376

2.470

2.726

2.996

3.096

3.092

3.143

3.179

3.203

3.176

3.192

3.180

3.245

3.261

3.294

14.677

18.449

26.900

30.273

31.989

32.517

32.516

32.686

32.825

32.969

33.183

33.200

33.424

33.720

34.126

34.503

41.100

49.818

59.176

68.391

72.409

73.749

73.791

74.125

74.275

74.275

74.630

74.807

74.763

75.489

76.216

77.207

9 10 11 12 13 14 15

16 17 18 19

Jasa Kesehatan dan Kegiatan Sosial Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan Lainnya Jasa Perorangan yang Melayani Rumah Tangga Kegiatan Usaha yang Belum Jelas Batasannya Bukan Lapangan Usaha Rumah Tangga Bukan Lapangan Usaha Lainnya Total

Ket: 1) Merupakan sambungan halaman 194

1. Agriculture, Hunting, and Forestry

3.062

3.640

4.040

4.477

4.575

4.707

4.701

4.725

4.693

4.650

4.638

4.573

4.628

4.691

4.731

4.792

73

106

137

196

215

217

221

218

217

223

226

228

229

237

244

252

2. Fishery

65

99

113

138

139

142

116

108

106

121

114

118

122

123

124

130

3. Mining and Quarrying 4. Processing industry 5. Electricity, Gas and Water 6. Construction 7. Wholesale and Retail Trade 8. Provision of accommodation and the provision of eating and drinking 9. Transportation, Warehousing and communications 10. Financial intermediaries 11. Real Estate, Business, Ownership, and Business Services 12. Government administration, Defese and Compulsory Social Security 13. Education services 14. Health Services and Social Activities 15. Community, Sociocultural, Entertainment and Other Individual Services 16. Individual Services which Serve 17. Business Activities are not clearly defined 18. Loans to Non Industrial Origin House Hold 19. Non Industrial Origin-Others Total Note : 1) Continue from page 194

177

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 3.23.a. Kredit Bank Perkreditan Rakyat Berdasarkan Jenis Penggunaan (Credit of Rural Banks Based on Type of Use) Miliar Rp (Billion Rp) Sektor Ekonomi

2011

2012

2013

2015

2014 Mei

Jun

Jul

2016

Economic Sector

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr Working Capital

Modal Kerja 2.617 67 56 536 24 565 11.368 261 477 43 183 72

3.074 99 88 619 28 933 13.433 264 702 56 216 42

3.455 127 97 703 37 1.315 14.028 326 718 56 443 59

3.833 183 126 774 46 1.307 16.243 375 854 84 1.235 66

3.902 196 124 829 46 1.359 17.325 394 873 89 1.387 69

4.024 198 127 833 49 1.393 17.728 398 887 93 1.431 73

4.029 201 103 834 50 1.415 17.594 412 889 98 1.443 74

4.050 198 95 836 52 1.470 17.644 416 893 95 1.497 76

4.004 197 93 843 51 1.493 17.443 415 900 94 1.528 77

3.965 203 106 836 50 1.575 17.421 408 903 93 1.580 76

3.964 206 100 831 51 1.625 17.607 408 912 93 1.613 76

3.911 209 101 828 51 1.619 17.592 422 939 149 1.657 78

3.966 210 105 818 51 1.532 17.499 440 929 146 1.627 75

4.024 218 107 811 50 1.593 17.571 453 948 144 1.628 74

4.065 223 107 814 51 1.636 17.723 453 975 140 1.617 78

4.123 232 114 844 57 1.691 18.001 454 986 143 1.584 77

-

62 70 1.330

83 65 1.363

102 85 2.161

107 102 2.815

107 119 2.754

110 119 2.642

110 124 2.714

109 124 2.662

118 125 2.541

116 127 2.508

118 132 2.386

118 132 2.311

117 133 2.223

118 137 2.215

123 134 2.178

124 136 2.150

-

356 1.470

437 1.531

563 2.165

687 2.361

703 2.578

709 2.676

722 2.740

698 2.746

694 2.966

706 2.695

702 2.659

691 2.705

692 2.682

699 2.706

713 2.730

747 2.819

-

-

-

43

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0 19.557

23.030

376 26.860

31.198

32.857

33.489

33.552

33.662

33.584

33.368

33.483

33.514

33.244

33.495

33.760

- Pertanian, Perburuhan, dan Kehutanan - Perikanan - Pertambangan dan Penggalian

445 6 9

565 7 12

585 9 16

644 13 12

673 19 15

683 20 15

673 20 13

675 20 14

688 20 13

685 20 15

674 20 14

662 19 17

662 19 17

667 19 16

666 21 17

668 19 16

-

Industri Pengolahan Listrik, Gas dan Air Konstruksi Perdagangan Besar dan Eceran Penyediaan Akomodasi dan Penyedian Makan Minum

48 2 52 750 49

55 2 77 949 47

80 2 111 1.059 78

107 6 162 1.350 17.787

113 2.246 197 1.479 132

111 8 202 1.501 138

109 8 179 1.501 135

107 9 178 1.496 130

110 9 177 1.480 137

115 10 176 1.498 133

115 10 173 1.534 139

116 10 178 1.559 149

118 9 180 1.562 155

124 11 177 1.611 162

127 11 167 1.641 159

127 11 165 1.652 159

-

Transportasi, Pergudangan dan Komunikasi Perantara Keuangan Real Estate, Usaha Persewaan dan Jasa Perusahaan Administrasi Pemerintahan, Pertanahan dan Jaminan Sosial Wajib Jasa Pendidikan Jasa Kesehatan dan Kegiatan Sosial Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan Lainnya Jasa Perorangan yang Melayani Rumah Tangga Kegiatan Usaha yang Belum Jelas Batasannya

424 5 19 10

438 8 56 14

386 13 73 20

484 13 171 24

501 14 189 31

507 15 192 29

489 19 209 32

477 19 211 29

481 20 209 35

495 20 208 35

499 20 209 35

500 22 234 35

505 26 238 35

518 26 247 31

514 26 250 31

544 26 255 31

-

22 20 182

37 18 202

47 54 266

52 36 272

61 38 299

68 38 303

68 38 300

70 40 304

72 42 317

72 44 313

72 48 319

79 52 331

82 49 337

86 50 323

84 52 339

79 46 349

-

40 278

69 408

120 445

183 544

211 591

209 608

192 646

196 659

194 680

218 676

221 685

228 711

223 698

228 734

231 730

224 755

-

- Jasa Perorangan yang Melayani Rumah Tangga

-

-

11

-

-

-

-

-

-

-

-

-

-

-

-

-

-

- Bukan Lapangan Usaha - Lainnya

-

-

111

-

-

-

-

-

-

-

-

-

-

-

-

-

- households

2.364

2.964

3.486

4.194

6.807

4.647

4.631

4.634

4.687

4.735

4.787

4.900

4.915

5.029

5.069

Investment 5.129 Totalother

532

766

940

1.239

1.342

1.368

1.391

1.410

1.421

1.459

1.480

1.511

1.524

1.546

1.592

1.624

- Housing Loan (mortgage) secured by first mortgage in order to live - Vehicle Loans

-

Pertanian, Perburuhan, dan Kehutanan Perikanan Pertambangan dan Penggalian Industri Pengolahan Listrik, Gas dan Air Konstruksi Perdagangan Besar dan Eceran Penyediaan Akomodasi dan Penyedian Makan Minum Transportasi, Pergudangan dan Komunikasi Perantara Keuangan Real Estate, Usaha Persewaan dan Jasa Perusahaan Administrasi Pemerintahan, Pertanahan dan Jaminan Sosial Wajib Jasa Pendidikan Jasa Kesehatan dan Kegiatan Sosial Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan Lainnya Jasa Perorangan yang Melayani Rumah Tangga Kegiatan Usaha yang Belum Jelas Batasannya Bukan Lapangan Usaha - Rumah Tangga

Bukan Lapangan Usaha - Lainnya Total Modal Kerja

- households Working Capital 34.281 Totalother Investment

Investasi

-

Total Investasi

- Kredit pemilikan kendaraan bermotor - Kredit konsumsi lainnya Total Konsumsi Total r) Angka-angka diperbaiki

Agricultures, hunting and forestry Fisheries Mining and Quarrying Procesing industry Electricity, gas and water Construction Big and retail trade Provision of accomodation and food supply drinking Transportation, warehousingFinance and Transitional Real estate, Rental Business, and services Government administration, the Education services Health and social services Community, Sociocultural,Entertainme Individual services which serve households International Agency and Other Extra Agency

Consumption

Konsumsi - Kredit pemilikan rumah (KPR) yang dijamin dengan hak tanggungan pertama dengan tujuan untuk dihuni

Agricultures, hunting and forestry Fisheries Mining and Quarrying Procesing industry Electricity, gas and water Construction Big and retail trade Provision of accomodation and food supply drinking Transportation, warehousingFinance and Transitional Real estate, Rental Business, and services Government administration, the defense and compulsory Education services Health and social services Community, Sociocultural,Entertainme nt and Other Individual Individual services which serve households International Agency and Other Extra Agency

1.346

1.422

1.815

1.926

1.818

1.910

1.874

1.907

1.895

1.886

1.916

1.917

1.895

1.880

1.844

1.816

17.300

21.636

26.075

29.834

31.825

32.334

32.343

32.512

32.688

32.828

32.964

32.965

33.185

33.540

33.952

34.357

19.178

23.824

28.831

32.999

34.985

35.613

35.608

35.829

36.004

36.172

36.360

36.393

36.604

36.965

37.387

37.797 Total consumption

41.100

49.818

59.176

68.391

74.650

73.749

73.791

74.125

74.275

74.275

74.630

74.807

74.763

75.489

76.216

77.207

- Other consumer credit

Total r) Revised figures

178

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 3.24.a. Kredit Bank Perkreditan Rakyat Berdasarkan Lokasi Bank Penyalur

(Credit of Rural Banks Based on Banks Location) Miliar Rp (Billion Rp) Lokasi 1. Jawa Barat

2011

2012

2013

2015

2014

Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Mar

Location

Apr

1. Jawa Barat

7.043

7.872

9.549

11.172

11.354

11.427

11.317

11.221

11.177

11.100

11.087

11.018

10.873

10.886

10.909

10.934

2. Banten

899

1.128

1.289

1.437

1.598

1.629

1.637

1.645

1.652

1.670

1.699

1.676

1.691

1.740

1.763

1.821

2. Banten

3. DKI Jakarta

700

882

981

1.164

1.234

1.255

1.255

1.256

1.290

1.322

1.339

1.343

1.395

1.404

1.421

1.463

3. DKI Jakarta 4. D.I Yogyakarta

4. D.I Yogyakarta

2.039

2.389

2.768

3.245

3.457

3.519

3.520

3.535

3.534

3.537

3.544

3.559

3.538

3.582

3.618

3.667

5. Jawa Tengah

9.788

11.329

13.137

14.967

16.058

16.467

16.488

16.615

16.624

16.593

16.653

16.660

16.621

16.825

17.056

17.374

6. Jawa Timur

4.849

5.824

6.841

7.754

8.246

8.480

8.478

8.424

8.370

8.286

8.258

8.230

8.224

8.301

8.390

8.542

26

30

29

39

43

43

43

43

43

42

41

42

42

42

42

43

8. Jambi

289

488

544

525

530

531

529

528

525

524

525

510

507

519

508

512

9. Aceh

90

100

118

126

128

130

129

130

131

131

132

131

132

137

140

144

10. Sumatera Utara

541

649

714

769

811

829

826

829

833

837

844

840

838

842

846

861

10. Sumatera Utara

11. Sumatera Barat

975

1.050

995

1.002

1.042

1.050

1.030

1.035

1.035

1.033

1.036

1.022

1.013

1.030

1.047

1.071

11. Sumatera Barat

12. Riau

601

694

733

818

880

892

887

890

897

891

888

889

884

896

898

905

1.892

2.514

2.770

3.358

3.526

3.583

3.608

3.668

3.702

3.702

3.742

3.783

3.801

3.845

3.867

3.890

14. Sumatera Selatan

573

752

769

868

830

848

847

859

860

859

861

868

863

872

882

886

14. Sumatera Selatan

15. Bangka Belitung

28

35

47

56

67

70

70

71

69

71

70

67

68

69

67

65

15. Bangka Belitung

3.467

4.022

5.465

6.454

6.920

6.924

6.986

7.007

7.049

7.077

7.109

7.142

7.178

7.251

7.327

7.409

17. Kalimantan Selatan

252

229

257

348

339

339

335

333

325

329

326

327

325

326

329

321

17. Kalimantan Selatan

18. Kalimantan Barat

511

578

520

537

566

572

578

587

590

584

590

598

604

614

615

618

18. Kalimantan Barat

19. Kalimantan Timur

189

211

231

231

236

244

244

248

243

241

243

241

234

234

235

238

19. Kalimantan Timur 20. Kalimantan Tengah

7. Bengkulu

13. Kepulauan Riau

16. Lampung

20. Kalimantan Tengah

5. Jawa Tengah 6. Jawa Timur 7. Bengkulu 8. Jambi 9. Aceh

12. Riau 13. Kepulauan Riau

16. Lampung

49

80

143

182

194

199

203

202

203

203

209

220

216

216

225

232

21. Sulawesi Tengah

379

811

1.187

1.337

1.563

1.601

1.621

1.638

1.657

1.667

1.677

1.680

1.691

1.706

1.722

1.737

21. Sulawesi Tengah

22. Sulawesi Selatan

546

790

931

1.067

1.146

1.160

1.137

1.144

1.156

1.164

1.179

1.190

1.240

1.267

1.283

1.299

22. Sulawesi Selatan

23. Sulawesi Utara

456

622

723

677

714

719

712

714

720

731

737

728

727

734

755

769

23. Sulawesi Utara

57

79

97

136

165

170

172

174

175

173

173

176

176

170

187

193

24. Sulawesi Tenggara

3

5

5

5

5

5

39

40

39

38

38

38

7

7

7

8

20

25

27

27

27

27

27

26

26

26

26

26

26

27

28

28

541

633

709

820

860

870

866

872

880

878

887

900

910

929

938

950

3.520

4.754

5.942

7.120

7.586

7.744

7.767

7.914

7.952

8.009

8.122

8.279

8.308

8.328

8.367

8.427

29. Nusa Tenggara Timur

152

175

256

319

343

349

357

357

354

358

361

369

353

364

368

372

30. Maluku

311

541

757

945

1.032

1.047

1.052

1.066

1.085

1.101

1.110

1.112

1.119

1.135

1.153

1.171

31. Papua

253

412

498

643

714

730

738

748

759

767

776

778

788

801

813

827

9

13

17

23

27

27

27

27

27

28

29

29

31

31

33

34

52

101

125

222

170

265

267

279

291

304

318

337

341

359

375

395

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

24. Sulawesi Tenggara 25. Sulawesi Barat 26. Gorontalo 27. Nusa Tenggara Barat 28. Bali

32. Maluku Utara 33. Papua Barat 34. Lainnya Total

41.100

49.818

59.176

68.391

72.409

73.749

73.791

74.125

74.275

74.275

74.630

74.807

74.763

75.489

76.216

77.207

25. Sulawesi Barat 26. Gorontalo 27. Nusa Tenggara Barat 28. Bali 29. Nusa Tenggara Timur 30. Maluku 31. Papua 32. Maluku Utara 33. Papua Barat 34. Others Total

179

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 3.25.a. Kredit dan Non Performing Loan UMKM dan MKM Sektor Ekonomi

(SMEs Credit & Micro, Small, and NPL Based on Economic Sector) Miliar Rp (Billion Rp) Sektor Ekonomi

2011

2012

2013

2015

2014 Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Economic Sector Mar

Apr UMKM

UMKM

1. Pertanian, Perburuan dan Kehutanan Baki Debet NPL 2. Perikanan Baki Debet NPL 3. Pertambangan dan Penggalian Baki Debet NPL 4. Industri Pengolahan Baki Debet NPL 5. Listrik, Gas dan Air Baki Debet NPL 6. Konstruksi Baki Debet NPL 7. Perdagangan Besar dan Eceran Baki Debet NPL 8. Penyediaan Akomodasi dan Penyediaan Makan Minum

27.192 892

40.709 1.492

48.193 1.615

54.506 2.146

57.425 2.756

57.769 2.520

57.980 2.637

57.731 2.629

58.440 2.554

59.028 2.652

59.525 2.911

61.083 2.520

60.640 2.794

61.243 2.801

61.959 2.730

62.633 2.870

2.602 161

2.900 163

3.707 171

4.153 157

4.185 235

4.225 231

4.189 217

4.219 200

4.233 189

4.258 209

4.365 205

4.447 180

4.288 188

4.359 199

4.439 199

7.150 301

3.938 89

5.427 153

4.753 184

4.763 258

4.864 351

5.114 401

4.760 393

4.729 408

4.552 403

4.509 396

4.611 406

4.838 429

4.344 391

4.261 379

4.434 300

4.588 346

52.231 1.998

59.500 1.798

60.087 1.736

67.558 2.140

71.838 2.548

74.251 2.635

74.323 2.809

74.465 2.739

75.565 2.801

75.917 2.929

74.380 3.097

76.518 2.759

74.466 2.907

77.160 3.021

76.232 2.968

77.219 3.157

1.218 49

1.474 14

1.750 22

2.187 26

1.969 34

1.957 31

1.995 79

1.980 84

2.063 89

2.117 91

2.177 93

2.079 99

2.000 101

1.908 107

1.896 54

1.755 51

24.279 1.324

30.594 1.497

38.780 1.865

40.614 2.990

41.165 3.734

43.112 3.772

43.307 3.870

43.711 3.754

44.619 3.672

46.105 4.018

45.838 3.893

43.246 3.197

38.853 3.501

38.724 3.466

40.038 3.485

40.555 3.465

202.447 7.471

248.870 8.458

323.056 10.621

355.198 13.004

365.110 16.595

373.573 16.320

370.236 16.986

371.544 17.033

376.777 16.667

377.242 16.371

383.725 16.544

395.843 15.125

386.591 16.703

393.314 17.505

399.019 17.073

403.423 17.835

Baki Debet NPL 9. Transportasi, Pergudangan dan Komunikasi

10.014 352

13.714 303

18.132 357

21.144 550

23.410 713

23.744 716

24.093 789

23.698 735

24.309 726

24.701 765

25.078 781

26.170 764

25.976 802

25.880 921

26.441 957

27.345 1.064

Baki Debet NPL 10. Perantara Keuangan Baki Debet NPL 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan Baki Debet NPL 12. Administrasi Pemerintahan, Pertahanan, dan Jaminan Sosial Wajib Baki Debet NPL 13. Jasa Pendidikan Baki Debet NPL 14. Jasa Kesehatan dan Kegiatan Sosial Baki Debet NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan Lainnya Baki Debet NPL 16. Jasa Perorangan yang Melayani Rumah Tangga Baki Debet NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya Baki Debet NPL 18. Kegiatan yang Belum Jelas Batasannya

18.398 452

20.678 485

24.354 654

24.658 964

24.489 1.271

24.486 1.294

24.240 1.327

23.928 1.297

24.050 1.247

24.349 1.379

24.546 1.355

26.112 1.292

25.044 1.291

25.055 1.223

26.381 1.206

26.001 1.240

10.311 92

14.147 161

13.963 377

14.578 447

14.380 408

14.550 383

14.515 377

14.533 373

14.493 348

14.438 347

14.300 362

14.340 339

14.440 386

14.394 416

13.979 424

13.544 438

19.953 629

25.859 689

31.572 881

33.462 1.189

34.060 1.618

35.181 1.548

35.406 1.635

35.205 1.569

35.111 1.530

35.090 1.581

34.829 1.590

36.894 1.477

35.764 1.559

38.466 1.790

38.469 1.732

35.962 1.675

399 15

229 5

284 4

221 4

196 8

206 11

201 9

207 9

209 9

219 9

217 7

233 8

228 8

221 6

235 5

1.005 45

1.517 23

1.888 22

2.221 39

2.301 47

2.610 62

2.723 63

2.685 65

2.714 60

2.742 59

2.674 61

2.757 63

2.852 53

2.753 84

2.786 91

2.796 82

2.812 82

2.918 233

3.518 99

4.237 72

4.803 122

5.073 134

5.161 145

5.254 145

5.398 146

5.423 148

5.413 121

5.417 110

5.595 84

5.532 86

5.542 119

5.550 97

5.660 129

25.530 619

26.378 891

31.499 876

38.015 1.052

41.183 1.394

42.148 1.364

42.602 1.427

43.477 1.888

40.251 1.863

37.687 1.671

37.078 1.626

36.835 1.407

35.663 1.521

33.089 1.458

33.574 1.377

33.231 1.445

655 36

672 40

1.499 33

2.090 52

2.460 66

2.486 65

2.337 67

2.357 67

2.365 61

2.370 59

2.382 59

2.388 52

2.339 62

2.306 68

2.263 70

2.225 69

2.355 53

414 8

225 6

140 6

34 3

31 3

33 3

30 3

32 2

29 2

28 2

24 2

29 2

28 2

28 2

22 1

Baki Debet NPL 19. Penerima Kredit Bukan Lapangan Baki Debet NPL 20. Tidak Teridentifikasi Baki Debet NPL Jumlah Baki Debet NPL

52.205 1.185

29.425 731

509 1

1.330 5

241 10

170 7

152 7

172 8

119 7

200 7

214 8

303 7

249 5

232 5

263 5

143 4

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0 1

-

-

458.164 15.674

526.397 17.011

3

608.823 19.515

0 671.721 25.159

1 0 694.690 31.939

0

710.888 31.507

708.305 32.843

1 710.098 33.001

6 715.360 32.376

22 0

0 0

716.368 32.670

721.469 33.112

1 (0) 739.801 29.792

0 0 719.199 32.389

3 (0) 728.972 33.577

4 0 738.000 32.765

6 745.280 34.219

1. Agriculture, hunting, and forestry Total NPL 2. Fishery Total NPL 3. Mining and quarrying Total NPL 4. Processing industry Total NPL 5. Electricity, gas and water Total NPL 6. Construction Total NPL 7. Wholesale and retail trade Total NPL 8. Provision of accommodation and the provision of eating and drinking Total NPL 9. Transportation, warehousing and communications Total NPL 10. Financial intermediaries Total NPL 11. Real estate, Business Ownership, and Business Services Total NPL 12. Government administration, defense and compulsory social security Total NPL 13. Education services Total NPL 14. Health services and social activities Total NPL 15. Community, Sociocultural, Entertainment and Other Individual Services Total NPL 16. Individual services which serve households Total NPL 17. International Agency and Other Extra Agency International Total NPL 18. Business activities are not clearly defined Total NPL 19. Debtor is not the business field - other Total NPL 20. Un-identified Total NPL Total Baki Debet NPL

180

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 3.25.a. Kredit dan Non Performing Loan UMKM dan MKM Sektor Ekonomi

(SMEs Credit & Micro, Small, and NPL Based on Economic Sector) Miliar Rp (Billion Rp) Sektor Ekonomi

2011

2012

2013

2015

2014 Mei

Jun

MKM 1) 1. Pertanian Baki Debet 26.285 40.423 NPL 803 2.005 2. Pertambangan Baki Debet 9.020 17.135 NPL 124 262 3. Perindustrian Baki Debet 70.380 80.823 NPL 2.502 2.900 4. Listrik Baki Debet 1.316 1.532 NPL 45 131 5. Konstruksi Baki Debet 25.834 31.020 NPL 1.441 1.637 6. Perdagangan Baki Debet 235.105 294.095 NPL 8.885 10.625 7. Pengangkutan Baki Debet 11.293 14.160 NPL 313 351 8. Jasa Dunia Usaha Baki Debet 78.206 81.707 NPL 1.252 1.754 9. Jasa Sosial Baki Debet 86.867 63.687 NPL 2.073 1.942 10. Lain-lain Baki Debet 607.085 726.024 NPL 8.678 10.107 Jumlah Baki Debet 1.151.392 1.350.606 NPL 26.115 31.714 1) Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat data MKM masih berdasarkan plafon,sedangkan data UMKM sudah sesuai dengan kriteria usaha pada UU No. 20 tentang UMKM r)

Angka-angka diperbaiki

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Economic Sector Mar

Apr MKM 1)

1. Agriculture Total NPL 2. Mining Total NPL 3. Manufacturing Total NPL 4. Electricity Total NPL 5. Construction Total NPL 6. Trading Total NPL 7. Transportation Total NPL 8. Business Services Total NPL 9. Social Services Total NPL 10. Others Total NPL Total Baki Debet NPL 1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20 r) revised figures

181

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 3.26.a. Kredit dan Non Performing Loan UMKM dan MKM Menurut Jenis Penggunaan

(SMEs Credit and NPL Credit Based on Type of Use) Miliar Rp (Billion Rp)

Jenis Penggunaan

2011

2012

2013

2015

2014 Mei

UMKM 1. Modal Kerja Baki Debet NPL 2. Investasi Baki Debet NPL 3. Konsumsi Baki Debet NPL 3. Tidak Teridentifikasi Baki Debet NPL Jumlah Baki Debet NPL MKM 1) 1. Modal Kerja Baki Debet NPL 2. Investasi Baki Debet NPL 3. Konsumsi Baki Debet NPL Jumlah Baki Debet NPL

Jun

Jul

Ags

355.888 12.770

403.047 13.645

444.030 14.652

490.262 18.761

507.036 23.895

521.947 23.700

518.388 24.635

102.275 2.903

123.350 3.366

164.792 4.863

181.459 6.398

187.654 8.044

188.941 7.806

189.917 8.208

-

-

1 1

-

0

458.164 15.674

526.397 17.011

427.154 14.233

483.595 17.473

117.247 3.205

141.492 4.134

606.991 8.677

725.519 10.106

1.151.392 26.115

1.350.606 31.714

1 608.823 19.515

-

-

-

-

671.721 25.159

(0)

694.690 31.939

(0)

710.888 31.507

1) Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat data MKM masih berdasarkan plafon, sedangkan data UMKM sudah sesuai dengan kriteria usaha pada UU No. 20 tentang UMKM

708.305 32.843

2016 Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Type of Use

UMKM 1. Working Capital Total 520.845 525.688 524.895 530.492 537.186 518.925 526.507 533.995 539.000 NPL 24.826 24.380 24.659 25.142 22.351 24.444 25.153 24.454 25.556 2. Investment Total 189.252 189.670 191.472 190.978 202.615 200.274 202.464 204.002 206.277 NPL 8.175 7.997 8.011 7.970 7.441 7.945 8.424 8.311 8.663 3. Consumption Total NPL 4. Un-identified Total 1 2 1 (0) 0 0 0 3 3 NPL Total 710.098 715.360 716.368 721.469 739.801 719.199 728.972 738.000 745.280 Baki Debet 33.001 32.376 32.670 33.112 29.792 32.389 33.577 32.765 34.219 NPL MKM 1) 1. Working Capital Total NPL 2. Investment Total NPL 3. Consumption Total NPL Total Baki Debet NPL 1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20

182

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 3.27.a. Kredit dan Non Performing Loan Rincian Kredit UMKM dan MKM Menurut Kelompok Bank

(Detail of SMEs Credit and Detail of MKM Credit Based on Group of Bank) Miliar Rp (Billion Rp)

Kelompok Bank

2011

2012

2013

2015

2014 Mei

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Mar

Category of Bank

Apr

UMKM1)

UMKM1)

1. State Owned Banks

1. Bank Persero

Total

Baki Debet

222.645

242.861

304.751

341.804

345.795

356.506

351.496

355.179

360.866

363.836

370.579

383.166

371.960

382.618

395.863

399.415

Mikro

58.287

66.555

87.657

106.269

114.909

118.832

119.139

119.878

121.924

124.208

127.634

131.573

132.804

138.076

143.449

146.914

Micro

Kecil

86.113

98.136

122.730

136.580

131.194

135.891

133.713

135.806

138.015

138.698

140.817

146.373

142.223

145.248

149.743

153.517

Small

Menengah

78.245

78.169

94.363

98.956

99.693

101.783

98.644

99.495

100.927

100.929

102.128

105.221

96.934

99.294

102.670

98.984

9.019

9.093

10.362

12.138

16.522

15.968

16.712

16.849

15.976

15.917

15.689

13.437

15.010

16.240

15.958

16.988

Mikro

1.174

1.214

1.481

1.829

2.761

2.722

2.771

2.721

2.563

2.531

2.492

2.223

2.856

3.187

3.111

3.564

Micro

Kecil

4.450

4.694

4.922

5.552

7.425

7.072

7.339

7.407

6.971

6.986

6.847

5.733

6.447

6.794

6.714

6.935

Small

Menengah

3.395

3.185

3.960

4.757

6.336

6.174

6.602

6.721

6.441

6.400

6.350

5.481

5.708

6.259

6.132

6.489

NPL

Medium NPL

Medium 2. Regional Development Banks

2. BPD

Total

Baki Debet

31.314

45.082

46.896

50.837

51.798

53.035

53.322

50.987

51.731

52.795

54.363

51.858

49.198

48.007

48.811

49.789

Mikro

4.509

9.038

9.156

8.733

9.121

9.329

9.341

9.230

9.375

9.546

9.575

9.187

8.961

8.888

8.925

9.037

Micro

Kecil

18.880

21.091

21.232

23.456

23.826

24.422

24.386

24.273

24.563

24.768

24.855

23.843

22.776

22.824

23.115

23.405

Small

7.925

14.953

16.509

18.647

18.852

19.283

19.595

17.484

17.792

18.481

19.933

18.829

17.461

16.295

16.771

17.346

1.593

2.612

2.965

5.015

6.174

6.087

6.234

5.891

5.872

6.477

6.955

5.851

6.233

5.745

5.656

5.832

Menengah NPL

Medium NPL

Mikro

239

443

685

1.013

1.017

991

1.023

1.011

985

995

946

780

808

833

784

786

Micro

Kecil

915

1.327

1.338

1.647

2.081

2.130

2.186

2.186

2.185

2.298

2.322

1.949

2.069

2.092

2.071

2.130

Small

Menengah

439

842

943

2.354

3.076

2.966

3.025

2.694

2.701

3.184

3.687

3.123

3.356

2.820

2.801

2.916

Medium 3. Foreign Exchange Commercial Banks

3. Bank Swasta Nasional

Total

Baki Debet

194.234

228.991

245.101

261.365

279.315

282.210

284.015

284.193

282.028

279.928

280.366

289.578

282.036

282.411

277.460

280.402

Mikro

24.759

21.476

21.998

25.077

25.842

26.240

26.285

26.422

22.863

18.950

20.458

24.032

22.327

22.337

21.440

21.775

Micro

Kecil

40.660

44.581

41.954

41.458

43.126

42.744

42.720

42.459

42.445

44.051

41.293

44.953

44.096

43.887

46.889

43.202

Small

128.816

162.934

181.148

194.831

210.347

213.226

215.010

215.312

216.720

216.926

218.615

220.593

215.613

216.186

209.131

215.426

4.710

5.096

5.933

7.666

8.828

8.845

9.402

9.767

9.663

9.614

9.594

9.690

10.246

10.696

10.163

10.418

Menengah NPL

Medium NPL

618

758

750

775

793

799

787

982

878

736

852

748

801

814

838

925

Micro

Kecil

1.645

1.720

2.077

2.248

2.405

2.418

2.509

2.513

2.454

2.561

2.440

2.519

2.662

2.689

2.727

2.673

Small

Menengah

2.447

2.618

3.105

4.643

5.631

5.627

6.106

6.272

6.331

6.316

6.301

6.423

6.782

7.194

6.598

6.820

Mikro

Medium 4. Joint Venture Banks and Foreign Owned Banks

4. Bank Asing dan Campuran

Total

Baki Debet

9.971

9.463

12.076

17.714

17.781

19.136

19.472

19.739

20.735

19.809

16.161

15.199

16.006

15.936

15.867

15.674

Mikro

470

107

78

192

145

729

926

675

626

948

896

77

80

83

83

72

Micro

Kecil

874

465

466

482

645

689

807

772

780

736

750

756

1.576

1.500

1.559

1.507

Small

8.627

8.891

11.532

17.040

16.992

17.717

17.740

18.292

19.329

18.126

14.515

14.366

14.349

14.353

14.225

14.095

352

208

256

341

415

607

495

493

867

662

874

815

900

897

989

980

Menengah NPL

Medium NPL

Mikro

16

7

7

7

7

155

8

6

10

10

10

9

7

7

7

7

Micro

Kecil

62

40

10

13

17

16

16

16

16

16

76

26

116

90

74

75

Small

275

161

238

321

390

436

471

471

841

636

789

780

777

800

908

899

Menengah Jumlah Baki Debet NPL

458.164

526.397

608.823

671.721

694.690

710.888

708.305

710.098

715.360

716.368

721.469

739.801

719.199

728.972

738.000

15.674

17.011

19.515

25.159

31.939

31.507

32.843

33.001

32.376

32.670

33.112

29.792

32.389

33.577

32.765

Medium

Total 745.280 Baki Debet 34.219

NPL

183

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 3.27.a. Kredit dan Non Performing Loan Rincian Kredit UMKM dan MKM Menurut Kelompok Bank

(Detail of SMEs Credit and Detail of MKM Credit Based on Group of Bank) Miliar Rp (Billion Rp)

Kelompok Bank

2011

2012

2013

2015

2014 Mei

Jun

MKM 1) 1. Bank Persero Baki Debet

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Mar

Category of Bank

Apr MKM

1)

1. State Owned Banks Total

415.623

502.447

Mikro

122.104

143.877

Micro

Kecil

188.524

234.031

Small

Menengah

104.996

124.540

11.258

15.271

Mikro

2.997

9.520

Micro

Kecil

3.722

2.611

Small

Menengah

4.539

3.140

NPL

Medium 2. Regional Development Banks

2. BPD Baki Debet

Medium NPL

Total

155.024

190.815

Mikro

36.921

32.580

Micro

Kecil

107.321

142.679

Small

10.782

15.556

2.562

3.297

Menengah NPL Mikro Kecil Menengah

470

555

Micro

1.176

1.489

Small

915

1.253

Medium 3. Foreign Exchange Commercial Banks

3. Bank Swasta Nasional Baki Debet

Medium NPL

Total

512.566

601.409

Mikro

97.877

97.552

Micro

Kecil

195.035

228.341

Small

Menengah

219.654

275.516

10.204

11.502

Mikro

2.802

2.918

Micro

Kecil

3.349

4.084

Small

Menengah

4.053

4.500

NPL

Medium NPL

Medium 4. Joint Venture Banks and Foreign Owned Banks Total

4. Bank Asing dan Campuran Baki Debet

68.180

55.935

Mikro

46.218

29.972

Micro

Kecil

7.005

7.558

Small

14.957

18.405

2.091

1.643

Menengah NPL

Medium NPL

1.223

849

Micro

Kecil

542

481

Small

Menengah

325

313

Mikro

Jumlah Baki Debet NPL

1.151.392

1.350.606

26.115

31.714

1) Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat data MKM masih berdasarkan plafon, sedangkan data UMKM sudah sesuai dengan kriteria usaha pada UU No. 20 tentang UMKM

Medium Total Baki Debet NPL 1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20

184

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 3.28.a. Kredit UMKM dan MKM Menurut Lokasi Proyek Per Daerah Tingkat I

(SMEs Credit and MKM Credit Based on Project Location) Miliar Rp (Billion Rp) Kelompok Bank

2011

2012

2013

2015

2014

2016

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Category of Bank

Des

Jan

Feb

Mar

Apr UMKM

UMKM

1. Jawa Barat

58.034

67.636

78.774

85.429

87.379

88.730

88.388

88.647

88.606

88.192

88.479

90.224

88.729

89.743

90.616

92.886 1.

Jawa Barat

2. Banten

16.026

18.863

22.631

25.305

27.076

27.798

27.658

27.997

28.265

28.142

27.889

29.224

28.916

29.363

30.680

29.821 2.

Banten

3. DKI Jakarta

82.225

93.051

95.185

104.891

108.399

111.483

112.850

113.383

113.872

114.155

115.319

118.432

112.432

113.329

113.167

113.036 3.

5.413

6.549

8.431

9.806

10.360

10.481

10.446

10.537

10.567

10.612

10.636

10.954

10.594

10.781

10.976

11.089 4.

D.I Yogyakarta

5. Jawa Tengah

43.721

51.576

62.679

70.415

73.843

76.015

75.589

76.257

76.848

76.636

78.109

78.824

77.287

78.864

80.003

81.486 5.

Jawa Tengah

6. Jawa Timur

62.346

65.980

79.322

86.569

90.314

93.299

93.424

94.187

94.560

94.094

94.640

97.159

94.663

96.486

97.763

99.224 6.

Jawa Timur

7. Bengkulu

3.115

3.598

4.103

4.551

4.719

4.808

4.763

4.778

4.838

4.928

5.013

5.328

5.245

5.250

5.397

5.150 7.

8. Jambi

6.724

7.809

8.772

9.383

9.864

10.046

9.959

10.000

10.001

10.045

10.120

10.576

10.348

10.501

10.640

10.752 8.

Jambi

9. Aceh

5.850

6.395

7.026

7.729

7.658

7.788

7.658

7.713

7.778

7.879

7.923

8.287

7.926

8.125

8.326

8.448 9.

Aceh

26.707

31.470

36.947

41.483

43.649

44.544

43.905

44.376

45.597

45.346

46.049

46.080

45.314

45.979

45.554

46.140 10. Sumatera Utara

4. D.I Yogyakarta

10. Sumatera Utara 11. Sumatera Barat

DKI Jakarta

Bengkulu

8.721

10.663

11.804

13.238

13.575

13.838

13.603

13.714

13.596

13.572

13.039

13.644

13.365

13.517

13.842

13.910 11. Sumatera Barat

13.995

16.096

17.968

21.292

21.611

21.912

21.569

21.586

21.857

21.776

20.209

20.795

20.155

20.262

20.664

20.770 12. Riau

4.648

5.514

7.402

6.947

7.202

7.288

7.197

7.144

7.243

7.139

7.146

7.380

7.072

7.207

7.298

7.348 13. Kepulauan Riau

14. Sumatera Selatan

12.190

14.807

17.506

18.987

18.615

19.130

18.955

19.024

19.192

19.519

19.434

20.194

19.702

19.979

20.357

20.435 14. Sumatera Selatan

15. Bangka Belitung

2.225

2.604

2.990

3.214

2.974

3.084

3.028

3.079

3.098

3.060

3.102

3.307

3.103

3.161

3.513

16. Lampung

9.060

10.276

11.664

12.086

12.586

12.839

12.674

12.707

12.941

12.831

12.963

13.467

13.413

13.765

13.865

14.167 16. Lampung

17. Kalimantan Selatan

6.242

8.086

8.914

9.794

9.910

9.806

9.677

9.733

9.812

9.915

10.046

10.249

10.074

10.276

10.524

10.615 17. Kalimantan Selatan

18. Kalimantan Barat

6.910

8.350

10.673

12.715

12.944

13.253

13.138

13.247

13.462

13.466

13.507

13.974

13.321

13.486

13.646

13.695 18. Kalimantan Barat

19. Kalimantan Timur

15.118

17.295

20.018

19.982

20.105

20.334

20.206

20.287

20.438

20.439

20.610

21.296

20.414

20.449

20.310

20.545 19. Kalimantan Timur

20. Kalimantan Tengah

3.590

4.433

4.837

5.604

5.935

6.006

6.002

6.112

6.203

6.337

6.373

6.643

6.350

6.533

6.731

21. Sulawesi Tengah

5.183

5.559

6.595

7.155

7.381

7.451

7.284

7.373

7.471

7.397

7.637

7.749

7.301

7.425

7.632

7.654 21. Sulawesi Tengah

22. Sulawesi Selatan

17.926

19.460

23.596

25.765

25.799

26.300

26.157

26.224

26.173

26.567

26.857

27.627

27.177

27.872

28.077

28.498 22. Sulawesi Selatan

23. Sulawesi Utara

5.923

5.861

6.431

7.150

7.463

7.576

7.446

7.395

7.250

7.281

7.293

7.658

7.418

7.378

7.572

7.609 23. Sulawesi Utara

24. Sulawesi Tenggara

2.871

3.715

4.516

4.914

5.095

5.236

5.141

5.200

5.292

5.187

5.207

5.248

5.242

5.384

5.490

5.696 24. Sulawesi Tenggara

25. Sulawesi Barat

1.326

1.567

1.875

2.212

2.246

2.278

2.282

2.343

2.382

2.504

2.539

2.690

2.697

2.761

2.858

2.894 25. Sulawesi Barat

26. Gorontalo

1.701

1.820

2.011

2.316

2.435

2.484

2.445

2.471

2.528

2.543

2.604

2.698

2.618

2.694

2.784

2.813 26. Gorontalo

27. Nusa Tenggara Barat

3.820

5.175

6.318

6.703

6.849

6.895

6.709

6.720

6.812

6.852

6.978

7.278

7.179

7.369

7.519

13.050

16.356

19.951

23.483

24.947

25.488

25.590

25.845

26.106

26.169

26.228

27.019

26.687

27.066

27.528

29. Nusa Tenggara Timur

2.624

3.297

4.127

5.234

5.436

5.721

5.812

5.897

6.083

6.073

6.169

6.201

5.885

6.067

6.301

6.460 29. Nusa Tenggara Timur

30. Maluku

1.756

1.808

2.000

17.787

2.322

2.405

2.376

2.382

2.417

2.417

2.450

2.446

2.415

2.445

2.482

2.527 30. Maluku

31. Papua

4.752

5.477

7.471

8.608

8.763

9.029

8.914

7.019

7.167

8.120

9.140

9.342

8.695

8.201

8.432

8.341 31. Papua

32. Maluku Utara

1.204

1.327

1.474

1.391

1.467

1.514

1.487

1.527

1.544

1.531

1.557

1.632

1.558

1.566

1.620

1.643 32. Maluku Utara

33. Papua Barat

1.881

2.523

3.376

3.836

3.899

4.060

3.964

3.158

3.271

3.538

4.050

4.005

3.703

3.434

3.578

3.579 33. Papua Barat

259

369

335

87

38

35

36

35

34

33

35

33

31

31

37

35. Tidak Teridentifikasi

1.030

1.032

1.099

1.205

1.829

1.931

1.973

1.999

2.055

2.074

2.120

2.141

2.167

2.224

2.221

Jumlah

458.164

12. Riau 13. Kepulauan Riau

28. Bali

34. Lainnya

526.397

608.823

671.721

694.690

710.888

708.305

710.098

715.360

716.368

721.469

739.801

719.199

728.972

738.000

3.514 15. Bangka Belitung

6.799 20. Kalimantan Tengah

7.724 27. Nusa Tenggara Barat 27.745 28. Bali

52 34. Lainnya 2.217 35. Tidak Teridentifikasi 745.280

Total

185

Indonesia Banking Statistics - Vol. 14, No. 5, April 2016

Statistik Perbankan Indonesia - Vol. 14, No. 5, April 2016

Tabel 3.28.a. Kredit UMKM dan MKM Menurut Lokasi Proyek Per Daerah Tingkat I

(SMEs Credit and MKM Credit Based on Project Location) Miliar Rp (Billion Rp) Kelompok Bank

2011

2012

2013

2015

2014 Mei

MKM

1)

Jun

Jul

Ags

2016 Sep

Okt

Nov

Des

Jan

Feb

Category of Bank Mar

Apr MKM

1. Jawa Barat

175.897

2. Banten

207.552

1)

1. Jawa Barat

2. Banten

56.857

70.082

215.963

237.266

4. D.I Yogyakarta

13.368

15.857

5. Jawa Tengah

95.742

114.094

5. Jawa Tengah

128.190

150.323

6. Jawa Timur

8.430

10.503

7. Bengkulu

8. Jambi

15.415

18.485

8. Jambi

9. Aceh

18.585

20.217

9. Aceh

10. Sumatera Utara

58.917

70.333

10. Sumatera Utara

11. Sumatera Barat

23.000

27.088

11. Sumatera Barat

12. Riau

32.210

37.337

12. Riau

13. Kepulauan Riau

12.940

15.193

13. Kepulauan Riau

14. Sumatera Selatan

30.079

35.261

14. Sumatera Selatan

15. Bangka Belitung

4.551

5.434

15. Bangka Belitung

16. Lampung

20.742

23.862

16. Lampung

17. Kalimantan Selatan

17.238

20.819

17. Kalimantan Selatan

18. Kalimantan Barat

16.295

19.963

18. Kalimantan Barat

19. Kalimantan Timur

27.365

33.123

19. Kalimantan Timur

8.452

11.769

20. Kalimantan Tengah

21. Sulawesi Tengah

11.587

14.043

21. Sulawesi Tengah

22. Sulawesi Selatan

42.958

50.569

22. Sulawesi Selatan

23. Sulawesi Utara

15.716

18.500

23. Sulawesi Utara

24. Sulawesi Tenggara

8.595

10.806

24. Sulawesi Tenggara

25. Sulawesi Barat

3.211

4.002

25. Sulawesi Barat

26. Gorontalo

4.775

5.977

26. Gorontalo

27. Nusa Tenggara Barat

12.762

15.609

27. Nusa Tenggara Barat

28. Bali

27.122

33.573

28. Bali

29. Nusa Tenggara Timur

10.291

12.388

29. Nusa Tenggara Timur

30. Maluku

4.725

5.478

31. Papua

9.505

12.161

32. Maluku Utara

3.104

3.900

32. Maluku Utara

33. Papua Barat

3.630

4.752

33. Papua Barat

13.176

14.288

3. DKI Jakarta

6. Jawa Timur 7. Bengkulu

20. Kalimantan Tengah

34. Lainnya Jumlah

1.151.392

1.350.606

1) Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat data MKM masih berdasarkan plafon, sedangkan data UMKM sudah sesuai dengan kriteria usaha pada UU No. 20 tentang UMKM

3. DKI Jakarta 4. D.I Yogyakarta

30. Maluku 31. Papua

34. Lainnya Total 1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20

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