DACT 2012 “Reaching the next level – benefits and challenges of using XML”
MultiCash Transfer Payment Factory
Gepresenteerd door: Mike Driessen Gregor Opgen-Rhein
Treasury Project Manager Account Manager
© 2012 Omikron Systemhaus GmbH & Co. KG
www.omikron.de
Top 5 problems Te veel (lokale) Electronic Banking pakketten Verschillende ERP-systemen en interfaces Te veel formaten voor betaalbestanden Veel betaalprocessen nog handmatig Geen gecentraliseerd systeem en gebruikersadministratie
© 2012 Omikron Systemhaus GmbH & Co. KG
www.omikron.de
EB-Systems
Banks
ERP Systems
© 2012 Omikron Systemhaus GmbH & Co. KG
www.omikron.de
EB-Systems
Banks
ERP Systems
© 2012 Omikron Systemhaus GmbH & Co. KG
www.omikron.de
Implicaties: Afdeling
Implicaties
IT
Hoge onderhoudskosten Lastige integratie met nieuw ERPsysteem
SSC
Veel EB pakketten Problemen met autorisatie en veiligheid Inefficiënte, handmatige betaalprocessen
Audit
Functiescheiding
Treasury
Onvoldoende controle
© 2012 Omikron Systemhaus GmbH & Co. KG
www.omikron.de
Vereiste: Een onafhankelijk betaalplatform geschikt voor meerdere banken Voordelen van een dergelijk platform: Kostenreductie voor IT afdeling Gestandaardiseerd processen voor betalingsverkeer Verbeterde veiligheid Uitgebreide controlemogelijkheden Slechts één interface naar nieuw ERP-systeem Verwachte ROI: 2 jaar © 2012 Omikron Systemhaus GmbH & Co. KG
www.omikron.de
Service-Centre
HQ / Treasury / Branches
Banks
ERP Systems International Payment Factory MultiCash Transfer Autom.
Manuel Workflows
Connectivity
Order Entry
EBICS
Process Supervision Converting
Cash Management
MCFT
Repair
SWIFT
Autorization
Host2Host
Routing Repair
Zahlungen Kontoauszüge
© 2012 Omikron Systemhaus GmbH & Co. KG
www.omikron.de
Waarom Omikron Multicash Transfer is bankonafhankelijk Bestaande technologie Totaaloplossing: Product Implementatie Service Helpdesk Referenties
© 2012 Omikron Systemhaus GmbH & Co. KG
www.omikron.de
References MultiCash Transfer
© 2012 Omikron Systemhaus GmbH & Co. KG
www.omikron.de
Who is Omikron ? Creator of the MultiCash®-Solutions for …
MultiCash – MultiCash Transfer (Payment Factory) for Corporates MultiCash Finance Portal – MultiCash Bank Communication Server for Banks Windows based – Web based – Mobile
Europe’s leading provider of e-banking solutions
Over 25 years experience Over 200,000 installations of “MultiCash” / “MultiCash Finance Portal” by Banks Over 150 Payment Factory customers using “MultiCash Transfer” by Omikron
Known for Continuity and Innovation
Strong product focus, e.g. for SEPA Use of standards wherever possible Long-term commitment (product maintenance) Software and Service / SaaS
International Partner Network Europe and China © 2012 Omikron Systemhaus GmbH & Co. KG
www.omikron.de
One central System but still many formats: Local Formats for payments/dd/statements for 25 countries + bank specific formats for several banks in 3 ERPs Service-Centre
HQ / Treasury / Branches
Banks
ERP Systeme International Payment Factory MultiCash Transfer Autom.
Manuel Workflows
Connectivity
Order Entry
EBICS
Process Supervision Converting
Cash Management
MCFT
Repair
SWIFT
Authorization
Host2Host
Routing Repair
Zahlungen Kontoauszüge
© 2012 Omikron Systemhaus GmbH & Co. KG
www.omikron.de
SEPA - XML: one format for Europe ? ISO 20022: UNIFI-Standard SEPA: EPC-Standard EUR-Transactions SEPA - Germany SEPA - Austria SEPA - CH SEPA - FIN SEPA - NL ING
© 2012 Omikron Systemhaus GmbH & Co. KG
ABN
RABO
www.omikron.de
CGI - XML: one format for the world ?
•
CGI: „Common Global Implementation“ for ISO20022 XML
• •
Intention: harmonizing XML Formats - multibank approach – worldwide More than 60 participants : Banks, Corporates, SWIFT, Software Provider etc.
© 2012 Omikron Systemhaus GmbH & Co. KG
www.omikron.de
CGI - XML: one format for the world ? ISO 20022: UNIFI-Standard CGI-XML CGI - JPM CGI - RBS CGI - Citibank CGI - Deutsche Bank CGI - Nordea DK
GIRO
SWE NOR
Salary Pens. Interc.
© 2012 Omikron Systemhaus GmbH & Co. KG
www.omikron.de
Formats: SEPA-XM / CGI-XML / Local formats
Service-Center Service-Centre
HQ / Treasury / Branches
Banks
ERP Systeme
SEPA-XML
International Payment Factory MultiCash Transfer
CGI-XML
Autom.
Manuel Workflows
Connectivity
Order Entry
EBICS
Process
Local formats
Supervision Converting
Cash Management
MCFT
Repair
SWIFT
Autorization
Host2Host
Routing Repair
Zahlungen Kontoauszüge
© 2012 Omikron Systemhaus GmbH & Co. KG
www.omikron.de
To do list : Building Block Approach for the MultiCash Transfer PAF :
Centralizing Systems in a PAF of a SSC Minimizing EB-packages > One central PAF in the SSC Minimizing Interfaces > ERPs to PAF + PAF to Banks
Harmonization of formats Automatization and Standardization of Workflows New Autorisation concept for Bank Account Management
© 2012 Omikron Systemhaus GmbH & Co. KG
www.omikron.de
Shared Service Centre
ERPs ERPs ERPs
BANKS
MultiCash Transfer Electronic Banking Payment Factory EBICS Treasury Department MCFT Affiliate-Setup / Workflow-Management / USER-Admin.
RoutingEngine
H2H others
Seggregation of duties
operative business - shared responsibilities Country 1
Country 2
Country 3
Country ...
Seggregation of duties
Affiliate/Country - Finance Department: Browser–Interface (no local EB-software) Affiliate 1
Affiliate 2
Affiliate 3
Affiliate...
© 2012 Omikron Systemhaus GmbH & Co. KG
www.omikron.de
MultiCash Dutch offer:
MultiCash is ook beschikbaar in het Nederlands
Nederlandse betaalmodules voor nationale en internationale betalingen (formaat clieop, etc), SEPA en MT101
Aansluitmogelijkheden met Nederlandse banken
Account Manager NL: Gregor Opgen-Rhein (+49 221 595699 0)
Implementatie partner NL: Mike Driessen (+31 6 1040 6612)
Gehele of gedeeltelijke Nederlandse begeleiding van implementatietraject mogelijk
© 2012 Omikron Systemhaus GmbH & Co. KG
www.omikron.de
More information ? EB-Problems ?
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DACT 2012 “Reaching the next level – benefits and challenges of using XML”
MultiCash Transfer Payment Factory
Gepresenteerd door: Mike Driessen Treasury Project Manager Gregor Opgen-Rhein Account Manager
[email protected] [email protected]
www.omikron.de
