Financial Statements 30 Juni 2009 dan 2008 June 30, 2009 and 2008

PT ASURANSI JASA TANIA Tbk

PT. ASURANSI JASA TANIA, Tbk.

Financial Statements June 30, 2009 and 2008

Laporan Keuangan 30 Juni 2009 dan 2008

Daftar Isi

Halaman Page

Contents

Neraca (Tidak Diaudit)

1

Balance Sheets (Un Audited)

Laporan Laba Rugi (Tidak Diaudit)

3

Statements Of Income (Un Audited)

Laporan Perubahan Ekuitas (Tidak Diaudit)

4

Statements Of Chages In Equity (Un Audited)

Laporan Arus Kas (Tidak Diaudit)

5

Statements Of Cash Flows (Un Audited)

Catatan Atas Laporan Keuangan

6

Notes To The Financial Statements (Un Audited)

PT ASURANSI JASA TANIA Tbk Balance Sheets (Un Audited) As at June 30, 2009 dan 2008

PT ASURANSI JASA TANIA Tbk Neraca (Tidak Diaudit) 30 Juni 2009 dan 2008

(Disajikan dalam Rupiah, kecuali dinyatakan lain)

(Expressed in Rupiah, unless otherwise stated) Catatan/

ASET Investasi Deposito wajib Pihak ketiga Deposito berjangka Pihak istimewa Pihak ketiga Surat Berharga Yang Diperdagangkan Saham untuk diperdagangkan Pihak ketiga Obligasi untuk diperdagangkan Pihak ketiga Surat Berharga Dimiliki Hingga Jatuh Tempo Obligasi dimiliki hingga jatuh tempo Pihak ketiga Surat Berharga Yang Tersedia untuk Dijual Saham tersedia untuk dijual Pihak ketiga Obligasi tersedia untuk dijual Pihak istimewa Pihak ketiga Investasi pada perusahaan asosiasi Pihak istimewa Pihak ketiga Investasi Lainnya Pihak ketiga Jumlah Investasi Bukan Investasi Kas dan Bank Pihak istimewa Pihak ketiga Piutang Premi Pihak istimewa Pihak ketiga Setelah dikurangi penyisihan piutang ragu-ragu sebesar Rp. 1.881.503.333,- dan Rp. 2.063.474.852 tahun 2009 dan 2008 Piutang Reasuransi Pihak ketiga Setelah dikurangi penyisihan piutang ragu-ragu sebesar Rp. 1.738.985.382,- dan Rp. 1.958.722.756 tahun 2009 dan 2008 Piutang Hasil Investasi Piutang Lain-lain Uang Muka dan biaya dibayar dimuka Aset Tetap Setelah dikurangi akumulasi penyusutan sebesar Rp. 13.627.440.610,- dan Rp. 12.561.015.401,untuk tahun 2009 dan 2008 Aset Pajak Tangguhan Aset Lain-lain

Notes

ASSETS

2008

489,311,983

500,000,000

Investment Statutory deposit Third parties Time deposits Related parties Third parties Securities for trading Equity securities for trading third party Bonds for trading third party Securities for trading Bonds helds-to-maturity Third parties Securities available-for-sale Equity securities available-for-sale third party Bonds available-for-sale related parties Third parties Investment in associates company Related parties Third parties Other investment Third parties

67,331,799,235

57,691,053,919

Total investments

3. a 5,000,000,000

5,000,000,000 3. b

11,395,000,000 25,844,875,000

7,495,000,000 25,381,850,000 3. c

964,125,000

2,026,500,000

4,864,000,000

0 3. d

9,000,000,000

6,999,216,667 3. e

1,538,550,000

0

1,015,750,000 6,133,000,000

1,017,300,000 8,184,000,000 3. f

942,987,252 144,200,000

942,987,252 144,200,000 3. g

4. 591,657,399 13,764,008,942

540,774,222 5,244,158,371 5.

8,750,880,262 37,353,942,766

14,474,142,003 34,972,604,323

Non Investment Cash on hand and in banks Related parties Third parties Premiums receivable Related parties Third parties net of allowance for doubtful accounts of Rp. 1.881.503.333,- (2009) and Rp. 2.063.474.852 (2008) Reinsurance receivable Third parties net of allowance for doubtful accounts of Rp. 1.738.985.382,- (2009) and Rp. 1.958.722.756 (2008) Investment income receivable Other account receivable Advance and prepaid expenses Fixed Asset - net of accumulated deprecition of Rp. 13.627.440.610,- and Rp. 12.561.015.401,- in 2009 and 2008

25,511,964,364

6.

25,491,964,226

442,451,255 3,396,783,395 3,334,460,254 15,942,033,012

7. 8. 9. 10.

490,091,348 4,013,376,288 4,153,225,270 17,164,308,004

526,555,979 3,628,185,631

11.

355,624,560 1,524,693,146

Deferred tax assets Other assets

Jumlah bukan Investasi

113,242,923,260

108,424,961,761

Total non investment

JUMLAH A S E T

180,574,722,495

166,116,015,680

TOTAL ASSETS

Catatan atas laporan keuangan merupakan bagian yang tidak terpisahkan dari laporan keuangan.

Halaman 1

2009

The accompanying notes form an integral part of these financial statements.

Page 1

PT ASURANSI JASA TANIA Tbk Balance Sheets (Un Audited) As at June 30, 2009 dan 2008

PT ASURANSI JASA TANIA Tbk Neraca (Tidak Diaudit) 30 Juni 2009 dan 2008


(Expressed in Rupiah, unless otherwise stated) Catatan/

KEWAJIBAN DAN EKUITAS Kewajiban Hutang Klaim Pihak istimewa Pihak ketiga Estimasi Klaim Retensi Sendiri Premi Yang Belum Merupakan Pendapatan Hutang Reasuransi Pihak ketiga Hutang Komisi Pihak ketiga Hutang Pajak Hutang Lain-lain Biaya Yang Masih Harus Dibayar Kewajiban imbalan pasca kerja Jumlah Kewajiban

2009

Notes

2008

1,821,563,109 2,627,410,475 26,144,481,634 26,948,659,778

13. 14.

6,359,933,807 3,918,604,781 27,540,393,191 20,713,865,160

5,849,912,199

15.

3,158,467,810

5,491,765,952 432,090,739 4,164,931,664 286,320,165 1,346,601,281

16. 17. 19. 18. 34.

4,341,855,525 457,326,196 777,070,407 65,166,245 1,171,477,259

Liabilities Claims liabilities Related parties Third parties Estimated own retention claims Unearned premiums Reinsurance payable Third parties Commission payable Third parties Taxes payable Other payable Accrued expenses Post-employment benefits liabilities

68,504,160,379

Total liabilities

12.

75,113,736,996

EQUITY

Ekuitas Modal Saham Nilai nominal - Rp. 200 per saham Modal Dasar - 1.000.000.000 saham untuk untuk tahun 2009 dan 2008 Telah Ditempatkan dan Disetor Penuh 300.000.000 saham Tambahan modal disetor Laba (rugi) belum direalisasikan Saldo Laba Cadangan Umum Cadangan Khusus Belum Ditentukan Penggunaannya Laba (Rugi) Tahun Lalu Laba (Rugi) Tahun Berjalan Jumlah Ekuitas JUMLAH KEWAJIBAN DAN EKUITAS

catatan atas laporan keuangan merupakan bagian yang tidak terpisahkan dari laporan keuangan.

Halaman 2

LIABILITIES AND EQUITY

20.

60,000,000,000 2,770,781,054 (85,665,625)

60,000,000,000 30.

2,770,781,054 1,300,000

30,728,782,386 1,954,526,624

29,155,460,831 1,954,526,624

(5,971,848,715) 16,064,409,776

(5,971,848,715) 9,701,635,507

105,460,985,499 180,574,722,495

97,611,855,301 166,116,015,680

Capital stock Nominal Value - Rp 200 per value per share Authorized - 1.000.000.000 shares issued and paid-up capital 300.000.000 shares Additional paid in capital Unrealized gain (loss) Retained earnings General reserve Special reserve Unappropriated profit Net Income (Loss) last period Net Income (Loss) current period Total Equity TOTAL LIABILITIES AND EQUITY


Page 2

PT ASURANSI JASA TANIA Tbk Income Statement (Un Audited) For the Periods ended June 30, 2009 and 2008

PT. ASURANSI JASA TANIA, Tbk. Laporan Laba Rugi (Tidak Diaudit) Untuk Periode Yang Berakhir 30 Juni 2009 dan 2008 (Disajikan dalam Rupiah, kecuali dinyatakan lain)

(Expressed in Rupiah, unless otherwise stated)

Catatan/

2009 Pendapatan Underwriting Pendapatan Premi Premi Bruto Premi Reasuransi (Kenaikan) penurunan Premi Yang Belum Merupakan pendapatan Jumlah Pendapatan underwriting - neto Beban Underwriting Beban Klaim Klaim Bruto Klaim Reasuransi Kenaikan (penurunan) Estimasi Klaim Retensi Sendiri Jumlah Beban Klaim Beban Komisi bersih Jumlah Beban Underwriting Hasil Underwriting Hasil Investasi Beban Usaha Laba (Rugi) Usaha Penghasilan (beban) Lain-lain Laba (Rugi) Sebelum Pajak Beban Pajak Penghasilan Beban Pajak Tangguhan Laba (Rugi) Bersih Laba (Rugi) Bersih per saham Catatan atas laporan keuangan merupakan bagian yang tidak terpisahkan dari laporan keuangan.

Halaman 3

Notes

94,459,408,440 (28,755,880,592)

21. 22.

(3,797,118,026) 61,906,409,821

(29,225,990,172) 13,486,785,521

23. 24.

199,207,337 (15,539,997,314) (11,840,825,120)

25.

2008

(1,130,075,041)

Underwriting Income Premiums income Gross premiums Reinsurance premiums (Increase) decrease in unearned premiums

56,983,941,908

Total underwriting income - net

(34,527,140,910) 17,333,725,564 (262,830,670)

Underwriting Expenses Claims expense Gross claims Reinsurance claims Increase (decrease) in estimated own retention claims

(17,456,246,017)

Total claims expens

88,640,460,432 (30,526,443,483)

(12,775,359,975)

Commissions - net Total underwriting expenses

(27,380,822,434)

(30,231,605,992)

34,525,587,388

26,752,335,917

Underwriting Results

1,366,467,529 (14,114,094,773)

Net investment income Operating expenses

14,004,708,674

Operating Income

2,922,731,061 (17,147,175,233)

26. 27.

20,301,143,216 (355,238,585)

28.

19,945,904,631 (785,290,000) (3,096,204,855)

13,996,527,361 17. a 17. a

16,064,409,776 54

(8,181,312)

29.

(1,380,520,000) (2,914,371,855)

Other income (expense), net Profit before income tax Tax expenses Current tax Deferred tax

9,701,635,507

Net income

32

Net earnings per share - in Rupiah The accompanying notes form an integral part of these financial statements.

Page 3

PT. ASURANSI JASA TANIA, Tbk. Statement of Changes In Equity (Un Audited) For the Periods ended June 30, 2009 and 2008

PT. ASURANSI JASA TANIA, Tbk. Laporan Perubahan Ekuitas (Tidak Diaudit) Untuk Periode Yang Berakhir 30 Juni 2009 dan 2008

Saldo Laba / Retained Earnings

Catatan / Notes

Saldo 31 Desember 2007 Laba (rugi) belum direalisasikan Laba (rugi) bersih

Modal disetor / Paid - up capital stock

60,000,000,000

Tambahan modal disetor / Additional Paid in capital

2,770,781,054

29.

Cadangan umum / General reserve

Cadangan khusus / Special reserve

Jumlah ekuitas / Total equity

(5,971,848,715)

29,155,460,831

1,954,526,624

88,121,419,794

Balance as of December 31, 2007

(211,200,000) 9,701,635,507

Net Income for the current period

97,611,855,301

Balance as of June 30, 2008

(1,183,915,000) (5,864,265,863)

Unrealized gain (loss) Net Loss

90,563,674,437

Balance as of December 31, 2008

(2,033,805,912) (153,494,786) (76,747,392) 0 0 1,096,949,375 16,064,409,776

Dividend Tantiem Social Fund Approriated for general reserve Approriated for special reserve Unrealized gain (loss) Net Loss for the current period

105,460,985,499

Balance as of June 30, 2009

9,701,635,507 60,000,000,000

2,770,781,054

Laba (rugi) belum direalisasikan Laba (rugi) bersih

1,300,000

3,729,786,792

29,155,460,831

1,954,526,624

(1,183,915,000) (5,864,265,863)

Saldo 31 Desember 2008

60,000,000,000

2,770,781,054

31. 31. 31. 31.,32. 31.,33. 3..e. 29.

Saldo 30 Juni 2009

catatan atas laporan keuangan merupakan bagian yang tidak terpisahkan dari laporan keuangan.

Halaman 4

212,500,000

Belum ditentukan penggunaannya / Unappropriated

(211,200,000)

Saldo per 30 Juni 2008

Dividen Tantiem Dana Sosial Cadangan Umum Cadangan Khusus Laba (rugi) belum direalisasikan Laba (rugi) bersih

Laba (rugi) belum direalisasikan / Unrealized gain (loss)

(1,182,615,000)

(2,134,479,072) (2,033,805,912) (153,494,786) (76,747,392) (1,573,321,555) 0

29,155,460,831

1,954,526,624

1,573,321,555 0

1,096,949,375 16,064,409,776 60,000,000,000

2,770,781,054

(85,665,625)

10,092,561,061

30,728,782,386

1,954,526,624


Page 4

PT ASURANSI JASA TANIA Tbk Statement of Cash Flows (Un Audited) For the Periods ended June 30, 2009 and 2008 (Expressed in Rupiah, unless otherwise stated)

PT. ASURANSI JASA TANIA, Tbk. Laporan Arus Kas (Tidak Diaudit) Untuk Periode Yang Berakhir 30 Juni 2009 dan 2008


2009 Arus Kas dari Aktivitas Operasi Penerimaan premi Penerimaan reasuransi Penerimaan lain-lain Pembayaran premi reasuransi Pembayaran klaim Pembayaran komisi Pembayaran beban usaha Pembayaran pajak Pembayaran beban lain-lain

2008

Cash Flows From Operating Activities Premiums receipts Reinsurance receipts Other receipts Payment for reinsurer Payment for claims Payment for commissions Payment for operating expenses Payment for tax Payment for others

78,892,453,260 12,615,226,797 2,281,189,148 (11,050,644,881) (31,155,713,288) (14,103,231,217) (16,794,259,417) (1,010,668,846) (1,474,335,438)

73,543,056,751 15,779,293,457 4,512,919,130 (21,354,500,175) (39,008,606,097) (11,858,937,216) (12,840,868,595) (1,053,941,176) (962,912,501)

18,200,016,119

6,755,503,578

1,850,649,684 102,731,125,000 89,940,187 769,123,438 4,004,000,000 (101,482,750,000) (12,685,000,000) (719,448,502) (1,405,033,393)

1,167,171,102 31,732,963,469 0 55,220,559 0 (32,810,463,469) 0 (1,301,442,650) (4,493,230,464)

Cash Flows From Investing Activities Net investment income Time deposit withdrawals Proceeds from equity securities Equity securities Bond Sale Time deposit investment Purchases of bonds Purchases of Equity securities Purchases of fixed assets

(6,847,393,586)

(5,649,781,454)

Cash Provide by (Used In) Investing Activities

Arus Kas dari Aktivitas Pendanaan Pembayaran tantiem Pembayaran dana sosial

(153,494,786) 0

0 (14,450,000)

Kas bersih diperoleh dari (digunakan untuk) aktivitas pendanaan

(153,494,786)

(14,450,000)

Kenaikan (penurunan) bersih kas dan bank Saldo awal kas dan bank

11,199,127,747 3,156,538,595

1,091,272,124 4,693,660,468

Cash on hand and in Banks at Beginning of Year

Saldo akhir kas dan bank

14,355,666,342

5,784,932,592

Cash on hand and in Banks at end of Year

Kas bersih diperoleh dari (digunakan untuk) aktivitas operasi Arus Kas dari Aktivitas Investasi Penerimaan hasil investasi Pencairan deposito Hasil penjualan saham Penjualan Saham Penjualan Obligasi Penempatan deposito Pembelian Obligasi Pembelian Saham Pembelian aset tetap Kas bersih diperoleh dari (digunakan untuk) aktivitas investasi

Cash provided by (used in) operating activities

Cash Flows From Financing Activities Payment for tantiem Payment for social fund Cash Provide by (Used In) Financing Activities Net Increase (Decrease) in Cash on hand and

Catatan atas laporan keuangan merupakan bagian yang tidak terpisahkan dari laporan keuangan.

Halaman 5

in Banks


Page 5

PT ASURANSI JASA TANIA Tbk Notes To Financial Statements June 30, 2009 and 2008 (Expressed in Rupiah, unless otherwise stated)

PT. ASURANSI JASA TANIA, Tbk. Catatan Atas Laporan Keuangan 30 Juni 2009 dan 2008

(Disajikan dalam Rupiah, kecuali dinyatakan lain) 1.

Halaman 6

UMUM

1.

GENERAL INFORMATION

PT Asuransi Jasa Tania Tbk didirikan berdasarkan akta No. 133 tanggal 25 Juni 1979 dari Kartini Mulyadi, SH Notaris di Jakarta. Akta tersebut telah disahkan oleh Menteri Kehakiman Republik Indonesia dengan Surat Keputusan No. Y.A.5/328/11 tanggal 13 Agustus 1979 dan telah diumumkan dalam Tambahan Berita Negara Republik Indonesia No. 87 tanggal 31 Oktober 1979. Akta pendirian telah mengalami beberapa kali perubahan yang terakhir berdasarkan akta No. 121 tanggal 25 Agustus 2003 dari Anita Meiza, SH, Notaris pengganti dari Sutjipto, SH, Notaris di Jakarta. Akta ini telah mendapat persetujuan dari Menteri Kehakiman dan Hak Asasi Manusia Republik Indonesia dengan Surat Keputusan No. C-25805 HT.01.04.TH.2003 tanggal 29 Oktober 2003 dan telah didaftarkan dalam Daftar Perusahaan di Kantor Pendaftaran Perusahaan Kodya Jakarta Pusat No. 3016/RUB 09.05/XI/2003 tanggal 19 November 2003.

PT Asuransi Jasa Tania Tbk was established based on Notarial Deed No. 133 dated June 25, 1979 of Kartini Mulyadi, SH, notary public in Jakarta. The Deed of establishment had been approved by the Minister of Justice of the Republic of Indonesia in its Decision Letter No. Y.A.5/328/11 dated August 13, 1979 and was published in the State Gazette of the Republic of Indonesia, Supplement No. 87 dated October 31, 1979. The Company's Article of incorporation had been amended several times, which is by Notarial Deed No 121 dated August 25, 2003 of Anita Meiza, SH, the successor of Sutjipto, SH, notary public in Jakarta. This deed had been approved by the Minister of Justice and Human Rights of the Republic of Indonesia in its Decision Letter No. C25805 HT.01.04.TH.2003 dated October 29, 2003 and was registered in Company List at Registered Office in Central Jakarta No. 3016/RUB 09.05/XI/2003 dated November 19, 2003.

Perubahan akta pendirian ini sehubungan dengan peningkatan modal dasar Perusahaan dari Rp.100.000.000.000 menjadi Rp.200.000.000.000, menurunkan nilai nominal saham (stock split) dari Rp. 500 menjadi Rp. 200, penjualan saham kepada masyarakat melalui Pasar Modal dan pengangkatan direksi Perusahaan.

This change of the Article of incorporation the increase of the Company authorized capital from Rp. 100.000.000.000 to Rp. 200.000.000.000, the change in par value per share (stock split) from Rp. 500 to Rp. 200, sale of share to public in the Capital Market and the change in structure of the Board of Directors of the Company.

Pada tahun 2003 Perusahaan melakukan Penawaran Umum Saham kepada masyarakat sebanyak 50 juta Saham Biasa Atas Nama atau 16,67 % dari 300 juta saham yang ditempatkan dan disetor penuh dengan nilai nominal Rp. 200 setiap saham, dengan harga penawaran sebesar Rp. 300 setiap saham. Penawaran Umum Saham ini telah didaftarkan ke Badan Pengawas Pasar Modal (BAPEPAM) pada tanggal 4 Nopember 2003 dan telah dicatatkan di Bursa Efek Jakarta (BEJ) tanggal 15 Desember 2003. Penawaran Umum Saham ini telah memperoleh izin dari ketua Badan Pengawas Pasar Modal (BAPEPAM) Nomor S3079/PM/2003 tanggal 18 Desember 2003.

In 2003, The Company offered its shares by Initial Public Offering of 50 millions common shares or 16,67% of 300 millions shares issued and fully paid up with the nominal value of Rp. 300 per share. Initial Public Offering was registered in the Capital Market Supervisory Agency (BAPEPAM) on November 4, 2003 and listed in the Jakarta Stock Exchange (BEJ) on December 15, 2003. Initial Public Offering was approved by Director of the Capital Market Supervisory Agency (BAPEPAM) No. S-3079/PM/2003 dated December 18, 2003.

Berdasarkan akta No 272 tanggal 29 Mei 2008 oleh Sutjipto, SH.M.Kn notaris di Jakarta tentang Rapat Umum Pemegang Saham Luar Biasa menyatakan bahwa Rapat telah mengesahkan Anggaran Dasar yang disesuaikan dengan Undang-undang No 40 Tahun 2007 tentang Perseroan Terbatas. Perubahan Anggaran Dasar ini telah diaktakan berdasarkan akta No. 33 tanggal 27 Juni 2008 oleh Wahyu Nurani, SH notaris di Jakarta dan disetujui oleh Menteri Hukum dan Hak Asasi Manusia dengan surat Keputusan Menteri Hukum dan Hak Asasi Manusia Republik Indonesia Nomor: AHU-52208.A.H.01.02 Tahun 2008 tanggal 19 Agustus 2008.

Based on Notarial deed No.272 dated may 29, 2008 of Sutjipto, SH. M.Kn notary in Jakarta regarding Extra Ordinary Sharholders General Meeting stated that meeting has already approved the amendments of the articles of incorporation in complying with Law No. 40 Year 2007 regarding Limited Company. Those amendments of the articles of incorporation were legalized based on notarial deed No 33 dated June 27, 2008 of Wahyu Nurani, SH. notary in Jakarta and were approved by The Ministry of Law and Human Rights of The Republic of Indonesia No. AHU-52208.A.H.01.02 Year 2008, dated August 19, 2008

Sesuai dengan izin usaha dari Menteri Keuangan Republik Indonesia No. KEP-3104/MP/1979 dan pasal 3 anggaran dasar Perusahaan, ruang lingkup kegiatan Perusahaan menjalankan usaha bidang asuransi kerugian, satu dan lain dalam segala bentuk menurut serta tunduk kepada Undang-undang dan peraturan perundangan Republik Indonesia. Kegiatan komersial Perusahaan dimulai pada bulan Juni 1979.

In accordance with operational license of the Minister of Finance of the Republic of Indonesia No. KEP-3104/MP/1979 and article 3 of the Company's scope of activities are in general insurance service, according to Government Law and Regulation of the Republic of Indonesia. The Company started commercial operation on June, 1979.

Page 6



(Disajikan dalam Rupiah, kecuali dinyatakan lain) PT Asuransi Jasa Tania Tbk berkantor pusat di Wisma Jasa Tania Jalan Teuku Cik Ditiro No. 14, sesuai dengan Surat Persetujuan Direktur Jenderal Moneter Dalam Negeri No. KEP-3591/MD/1987 tanggal 5 Juni 1987. Kantor-kantor cabang PT Asuransi Jasa Tania Tbk didirikan sesuai dengan Surat Persetujuan Direktur Jenderal Moneter Dalam Negeri, yaitu : - No. KEP-5514/MD/1982 untuk Cabang Surabaya dan Cabang Medan - No. KEP-6046/MD/1982 untuk Cabang Jakarta dan Cabang Semarang - No. KEP-3591/MD/1987 untuk Cabang Bandung - No. KEP-773/MK.13/1989 untuk Cabang Jakarta - No. KEP-S-017/MK.13/1989 untuk Cabang Makassar dan Cabang Bandar Lampung - No. KEP-433/KM.17/2000 untuk Cabang Pekanbaru - No. KEP-110/KM.10/2008 untuk Cabang Jambi

- No. KEP-5514/MD/1982 for branch offices in Surabaya and Medan - No. KEP-6046/MD/1982 for branch office Jakarta and Semarang - No. KEP-3591/MD/1987 for branch office Bandung - No. KEP-773/MK.13/1989 for branch office Jakarta - No. KEP-S-017/MK.13/1989 for branch offices in Makassar and Bandar Lampung - No. KEP-433/MK.17/2000 for branch office Pekanbaru - No. KEP-110/KM.10/2008 for branch office Jambi

Selain Kantor Cabang Perusahaan juga mempunyai Kantor Perwakilan yang berlokasi di Pontianak dan Surakarta.

Beside the branch offices, the Company has representative offices in Pontianak and Surakarta.

Susunan dewan direksi dan dewan komisaris Perusahaan pada tanggal 30 Juni 2009 sesuai dengan Akta No. 91 tanggal 19 Mei 2009 oleh Sutjipto SH, Notaris di Jakarta, terhitung mulai 19 Mei 2009 adalah sebagai berikut :

The structure of the Company's Board of directors and commissioners as of June 30, 2009, based on the deed No. 91 dated May 19, 2009 of Sutjipto SH, Notary public in Jakarta, commencing at May 19, 2009 are as follows :

Komisaris/Pelaksana Tugas Komisaris Utama

Komisaris Independen

Direktur Utama Direktur Direktur Direktur

Dewan Komisaris/ Board of Commissioners Drs. H. Soetidja Prawiradinata, Ak Drs. H. Erdam Warganegara Dewan Direksi/ Board of Directors H. Haryanto, SE, AAAI-K H. Basran Damanik, SE, MM Buyung Sembiring, SH Ade Zulfikar,SE. Dipl.Ins.,ACII

Susunan dewan direksi dan dewan komisaris Perusahaan sesuai dengan Akta No.173 tanggal 27 September 2007 oleh Aulia Taufan SH, Notaris di Jakarta, terhitung mulai 27 September 2007 sampai dengan 18 Mei 2009 adalah sebagai berikut :

Komisaris Utama Komisaris Komisaris Independen

Direktur Utama Direktur Direktur

Komisaris Utama Komisaris Independen Komisaris

also

the

Commissioner/ Caretaker of President Commissioner

Independent Commissioner

President Director Director Director Director

The structure of the Company's Board of directors and commissioners, based on the deed No.173 dated September 27, 2007 of Aulia Taufan SH, Notary public in Jakarta, for the period September 27, 2007 up to May, 18 2009 are as follows :

Dewan Komisaris/ Board of Commissioners Ir. H. Abdul Halik, MM Drs. H.Soetidja Prawiradinata, Ak Drs. Erdam Warganegara Dewan Direksi/ Board of Directors H. Haryanto, SE, AAAI-K H. Basran Damanik, SE, MM Buyung Sembiring, SH

Susunan dewan direksi dan dewan komisaris Perusahaan sesuai dengan Akta No.260 tanggal 29 Mei 2007 oleh Sutjipto SH, Notaris di Jakarta, untuk periode dari tanggal 29 Mei 2007 sampai dengan 26 September 2007 adalah sebagai berikut :

Halaman 7

PT Asuransi Jasa Tania Tbk's head office is located at Wisma Jasa Tania, Teuku Cik Ditiro Street No. 14, agreed to Decision Letter of Director General of Domestic Monetary No. KEP-3591/MD/1987 dated June 5, 1987. Branch offices were established based on the Decision Letter of the Director General of Domestic Monetary i.e :

President Commissioner Commissioner Independent Commissioner

President Director Director Director

The structure of the Company's board of directors and commissioners, based on the deed No. 260 dated May 29, 2007 of Sutjipto, SH, Notary Public in Jakarta, for the period May 29, 2007 up to September 26, 2007 are as follows:

Dewan Komisaris/ Board of Commissioners Drs. H. Duduh Sadarachmat,Ak.MBA Farouk Budi, SE –

President Commissioner Independent Commissioner Commissioner

Page 7



(Disajikan dalam Rupiah, kecuali dinyatakan lain) Dewan Direksi/ Board of Directors H. Haryanto, SE, AAAI-K H. Basran Damanik, SE. MM –

Direktur Utama Direktur Direktur

The compensation for commissioners and directors in the form of salary, allowance and tantiem are as follows :

Berikut ini jumlah kompensasi yang diberikan kepada Direksi dan Komisaris berupa gaji, tunjangan dan tantiem, dengan rincian sebagai berikut : 2009 Direksi Komisaris

President Director Director Director

2008

1,029,993,267 149,030,000 1,179,023,267

833,801,940 318,595,000 1,152,396,940

Directors Commissioners

Jumlah karyawan Perusahaan sebanyak 208 dan 201 orang per Juni 2009 dan 2008.

The number of employees are 208 and 201 people, in June 2009 and 2008 respectively.

Susunan komite audit Perusahaan pada tanggal 30 Juni 2009 sesuai dengan Akta No.260 tanggal 29 Mei 2007 oleh Sutjipto SH, Notaris di Jakarta dan Surat Keputusan Nomor: 002/KEPDK/IX/2006 dari Komisaris PT Asuransi Jasa Tania, Tbk adalah sebagai berikut :

The members of the Company's audit committee as of June 30, 2009, based on the deed No. 260 dated May 29, 2007 of Sutjipto, SH, Notary Public in Jakarta and the Decision Letter Number 002/KEP-DK/IX/2006 of Commissioner PT Asuransi Jasatania Tbk are as follows :

Komite Audit/

Audit Committee Drs. Erdam Warganegara M. Raymond Buisson, SE Ramelan Supriady, BSc

Ketua (komisaris independen) Anggota Anggota 2.

2.

KEBIJAKAN AKUNTANSI

ACCOUNTING POLICIES The principle accounting policies adopted in the preparation of these financial statements are set out below:

Kebijakan akuntansi utama yang diterapkan dalam penyusunan laporan keuangan adalah seperti dijabarkan di bawah ini : a. Dasar Penyusunan Laporan Keuangan Laporan keuangan disusun sesuai dengan prinsip akuntansi

a.

Basis of Preparation The financial statements have been prepared in accordance with accounting principles generally accepted in Indonesia, consisting among others the Statements of Financial Accounting Standard (PSAK) established by the Indonesian Institute of Certified Publlic Accountants, especially Financial Accounting Standard No.28 (Revised 1996) "the Accounting for General Insurance" and the regulation of the Capital Market Supervisory Agency-Financial Institution (BAPEPAM-LK) of No. Kep-06/PM/2000.

yang berlaku umum di Indonesia, yang meliputi Pernyataan Standar Akuntansi Keuangan (PSAK) yang ditetapkan oleh Institut

Akuntan

Publik

Indonesia,

khususnya

Chairman (Independent Commissioner) Member Member

Standar

Akuntansi Keuangan No.28 (revisi 1996) "Akuntansi Asuransi Kerugian" dan Peraturan Badan Pengawas Pasar ModalLembaga Keuangan (BAPEPAM-LK) No. KEP-06/PM/2000.

Halaman 8

Dasar pengukuran dan penyajian laporan keuangan adalah biaya historis (harga perolehan), kecuali beberapa akun tertentu dinyatakan berdasarkan pengukuran lain sebagaimana diuraikan dalam kebijakan akuntansi masingmasing akun tersebut. Laporan keuangan, kecuali untuk laporan arus kas, disajikan dengan menggunakan metode akrual.

The basis of measurement in the preparation of these financial statement is by using the hictorical cost concept, except for certain account which are measured on the other basis described in the related accounting policies. The financial statements, except for the statements of cash flows, are prepared under the accrual basis accounting.

Laporan arus kas disusun menggunakan metode langsung, dan arus kas dikelompokkan atas dasar aktifitas operasi, investasi dan pendanaan. Untuk tujuan laporan arus kas, kas dan setara kas tidak mencakup, investasi likuid jangka pendek dengan jangka waktu jatuh tempo tiga bulan atau kurang.

The Statements of cash flows is prepared based on the direct method by classifying cash flows on the basis of operating, investing and financing activities. For the purposes of the cash flow statement, cash and cash equivalents is not included short term higly liquid investments with original maturities of three months or less.

Dalam penyusunan laporan keuangan sesuai dengan prinsip akuntansi yang berlaku umum di Indonesia, dibutuhkan estimasi dan asumsi yang mempengaruhi:

The preparation of financial statements in conformity with accounting principles generally accepted in Indonesia requires the use of estimates and assumptions that effects:

-

nilai aset dan kewajiban dilaporkan, dan pengungkapan atas aset dan kewajiban kontinjensi pada tanggal laporan keuangan;

-

the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements.

-

jumlah pendapatan dan beban selama periode pelaporan.

-

the reported amountsof the revenues and expenses during the reporting period.

Page 8



(Disajikan dalam Rupiah, kecuali dinyatakan lain) Walaupun estimasi ini dibuat berdasarkan pengetahuan terbaik manajemen atas kejadian dan tindakan saat ini, hasil yang timbul mungkin berbeda dengan jumlah yang diestimasi semula.

Although these estimates are based on management's best knowledge of current events and activities, actual results may differ from those estimates.

Seluruh angka dalam laporan keuangan ini, kecuali dinyatakan secara khusus, disajikan dalam mata uang Rupiah penuh

Figures in the financial statements are expressed in Rupiah unless otherwise stated.

b. Transaksi Dalam Mata Uang Asing

b.

(1) Mata uang pelaporan

(1) Reporting currency

Laporan keuangan dijabarkan dalam mata uang Rupiah, yang merupakan mata uang pelaporan Perusahaan

The financial statements are presented in Rupiah, which is the reporting currency of the Company

(2) Transaksi dan saldo

(2) Transactions and Balances

Transaksi dalam mata uang asing dijabarkan ke mata uang Rupiah dengan menggunakan kurs yang berlaku pada tanggal transaksi. Pada tanggal neraca, aset dan kewajiban moneter dalam mata uang asing dijabarkan dengan kurs yang berlaku pada tanggal neraca.

Transactions denominated in foreign currencies are converted into Rupiah at the exchange rate prevailing at the date of the transactions. At the balance sheet date, monetary assets and liabilities in foreign currencies are translated at the exchange rate prevailing at that date.

Keuntungan dan kerugian dari selisih kurs yang timbul dari transaksi dalam mata uang asing dan penjabaran aset dan kewajiban moneter dalam mata uang asing, diakui dalam laporan laba rugi.

Exchange gains and losses arising on transactions in foreign currencies, and on the translation of foreign currency monetary assets and liabilities are recognized in the income statements.

c. Investasi Deposito wajib dan berjangka dinyatakan sebesar nilai nominal.

c.

d. Piutang Premi dan Penyisihan Piutang ragu-ragu Piutang premi diakui pada saat polis diterbitkan sebesar nilai nominal. Umur piutang premi diklasifikasikan : sampai dengan 60 hari dan diatas 60 hari. Penyisihan piutang ragu-ragu, ditentukan berdasarkan hasil penelaahan atas kolektibilitas saldo piutang pada akhir tahun. Piutang dihapuskan dalam periode dimana piutang tersebut dipastikan tidak akan tertagih setelah mendapat persetujuan Rapat Umum Pemegang Saham. Penerimaan (pemulihan) kembali piutang yang telah dihapuskan (write-off), diakui dalam laporan laba rugi.

Investment Statutory deposits and time deposits are stated at nominal value. The Company classified its investments in debt and equity securities into the following categories: for trading, held-tomaturity and available-for-sale. The classification is dependent on the purpose for which the investments were acquired. Management determines the classification of its investments at the time of the purchase and re-evaluates such designation on a regular basis. Investments that are acquired principally for the purpose of generating a gain from short-term fluctuations in price are classified as trading investments. Investments with a fixed maturity that management has the intention and ability to hold to maturity are classified as held-to-maturity. Investments not classified as either held-to-maturiy or trading securities are classified as available-for-sale, in conformity with PSAK No. 50 " Accounting for investment in certain securities".

Perusahaan mengklasifikasi investasi pada efek hutang dan ekuitas yang dimilikinya sebagai berikut : efek yang "diperdagangkan", "dimiliki hingga jatuh tempo", dan "tersedia untuk dijual". Klasifikasi ini tergantung pada tujuan dilakukannya investasi tersebut. Manajemen menentukan klasifikasi tiap-tiap investasi yang dimilikinya pada saat pembelian dan melakukan evaluasi ulang terhadap pengklasifikasian tersebut secara berkala. Investasi yang tujuan utamanya adalah untuk memperoleh keuntungan dari fluktuasi harga dalam jangka pendek diklasifikasikan sebagai efek yang diperdagangkan. Investasi yang memiliki waktu jatuh tempo yang pasti, dimana manajemen memiliki maksud dan kemampuan untuk memiliki efek tersebut hingga jatuh temponya diklasifikasikan sebagai "dimiliki hingga jatuh tempo". Investasi yang tidak digolongkan sebagai "dimiliki hingga jatuh tempo" atau "efek yang diperdagangkan" diklasifikasikan sebagai "tersedia untuk dijual", sesuai dengan PSAK No. 50 tentang "Akuntansi Investasi Efek Tertentu". Penyertaan saham pada perusahaan lain sejumlah kurang dari 20% dinyatakan dengan metode biaya perolehan sedangkan penyertaan saham sejumlah 20% sampai dengan 50% dinyatakan dengan metode ekuitas.

Halaman 9

Foreign currency transaction

Direct investment in shares of other Company's stocks with holding of less than 20% are recorded at cost and holding of between 20% and 50% are recorded at equity method. d.

Premium Receivables and Allowance for Doubtfull Accounts Premium receivables are recognized when the insurance policies are issued at par value. The aging of preimum receivables are classified : up to 60 days and over 60 days. The Company provide allowance for doubtfull accounts based on a review of receivables collectibility at end of year. Premium receivables are written off in the period which they are determined to be not collectible, and approved by Shareholders General Meeting. Cash received (recovery) from premium receivables which it already written off, is recognized in the Income Statements.

Page 9



(Disajikan dalam Rupiah, kecuali dinyatakan lain) e. Aset Tetap Aset tetap dinyatakan berdasarkan biaya perolehan kecuali, aset tetap tertentu yang telah dinilai kembali oleh lembaga penilai independen, setelah dikurangi dengan akumulasi penyusutan. Penyusutan dihitung dengan menggunakan metode-saldo-menurun ganda (double declining-balance method), kecuali bangunan menggunakan metode garis-lurus (straight-line method) selama masa manfaat, yaitu :

e.

Fixed Assets Fixed assets are stated at cost, except for certain assets which are appraised by independent appraiser, less accumulated depreciation. Depreciation is computed using the double declining balance method, except for the buildings using straight line method over their useful lives, as follows:

Tarif penyusutan per tahun /

Depreciation rates per annum

Kelompok Bangunan Kendaraan bermotor Peralatan dan perabot kantor Perabot dan perlengkapan mess

Buildings Motor vehicles Office equipment and furniture Mess furniture and fixtures

Biaya pemeliharaan dan perbaikan diakui sebagai beban pada saat terjadinya. Pengeluaran yang memperpanjang masa manfaat aset, dikapitalisasi dan disusutkan sesuai dengan tarif penyusutan yang bersangkutan.

The cost of maintenance and repairs is charge to operations as incurred. Expenditures which extend the useful life of assets, are capitalized and depreciated based on applicable depreciation rate.

Apabila aset tetap tidak digunakan lagi (rusak atau dihapus bukukan), atau dijual, maka nilai tercatat dan akumulasi penyusutannya dikeluarkan dari laporan keuangan, dan keuntungan dan kerugian yang dihasilkan diakui dalam laporan laba rugi. Aset dalam penyelesaian dinyatakan sebesar biaya perolehan. Biaya tersebut direklasifikasi ke akun aset tetap pada saat selesai dan siap digunakan.

When assets are retired (damage or written off), or disposed of, their carrying values and the related accumulated depreciation are eliminated from the financial statements, and the resulting gains or lossess is reflected in the income statements. Construction in progress is stated at cost, and transferred to the respective fixed asset accounts when completed and ready for use.

f. Piutang Reasuransi Reasuransi ragu-ragu

Halaman 10

5% atau 20 tahun / 5% or 20 years 50% atau 4 tahun / 50% or 4 years 25 % atau 8 tahun / 25% or 8 years 25 % atau 8 tahun / 25% or 8 years

Class

dan

Penyisihan

Piutang

f.

Reinsurance Receivables and Allowance for Doubtfull Accounts

Piutang reasuransi diakui pada saat timbulnya tagihan kepada perusahaan reasuradur sebesar nilai nominal. Untuk mengurangi resiko penutupan polis asuransi, Perusahaan mereasuransikan sebagian resiko polis yang ditutupnya ke perusahaan reasuransi dan tidak mengakui ganti rugi atas klaim asuransi yang menjadi tanggungan perusahaan reasuradur.

Reinsurance receivable are recognized at nominal value when debit note are issued to reinsurer company. To reduce its underwriting risk, the company reinsures some of policy risk to reinsurer / insurance company for which the company is not liable.

Jika Perusahaan asuransi lain dan Perusahaan reasuransi tidak dapat memenuhi kewajibannya berdasarkan perjanjian reasuransi, maka Perusahaan memiliki kewajiban kontijensi atas seluruh klaim tersebut. Perjanjian reasuransi yang dimiliki Perusahaan meliputi perjanjian reasuransi treaty proporsional dan non proporsional (excess of loss), maupun perjanjian reasuransi fakultatif. Dalam proses reasuransi, Perusahaan dapat melakukan melalui treaty baik secara proporsional maupun non proporsional (excess of loss) serta perjanjian reasuransi fakultatif. Umur piutang reasuransi diklasifikasikan : sampai dengan 60 hari dan diatas 60 hari.

To the extent that the reinsures are unable to meet their obligations under the reinsurance agreements, the Company is contingently liable for all such losses. The Company has proportional and non proportional treaty reinsuranse, and faculative reinsurance agreement. In reinsurance process, the Company may enter into otomatic reinsuranse agreement treaty type both proportional and non proportional (excess of loss) or facultative reinsurance agreement. The aging of reinsurance receivables are classified up to 60 days, and above 60 days.

Penyisihan piutang reasuransi ditentukan berdasarkan hasil penelahaan atas kolektibilitas piutang reasuransi pada setiap akhir tahun. Piutang reasuransi dihapuskan dalam periode dimana piutang tersebut dipastikan tidak akan tertagih setelah mendapat persetujuan Rapat Umum Pemegang Saham. Penerimaan (pemulihan) kembali piutang reasuransi yang telah dihapuskan (write off), diakui dalam laporan laba rugi

The Company provide allowance for doubtfull accounts based on a review of reinsurance receivables collectibility at end of year. Reinsurance premium receivables are written off in the period which they are determined to be not collectible, and approved by Shareholders General Meeting. Cash received (recovery) from reinsurance receivables which it already written off is recognized in the Income Statements.

Page 10



(Disajikan dalam Rupiah, kecuali dinyatakan lain) g. Pengakuan Pendapatan Premi dan Premi Yang Belum Merupakan Pendapatan

Premium Income Recognition and Unearned Premium Reserves

Pendapatan Premi Premi yang diperoleh sehubungan dengan kontrak asuransi dan reasuransi diakui sebagai pendapatan selama periode polis (kontrak) berdasarkan proporsi jumlah proteksi yang diberikan. Premi dari polis penutupan bersama (ko asuransi) diakui sebesar pangsa premi yang diterima oleh Perusahaan. Premi yang menjadi hak reasuradur diakui sebagai premi reasuransi selama periode kontrak reasuransi secara proporsional dengan proteksi yang diperoleh.

Premium Revenue Premium earned from insurance and reinsurance contracts are recognized as revenue for periode covered by the policy base on the portion of protection covered. Premium from closed joint policies (co insurance) is recognized for share of premium received by the Company. Reinsurer's right on premium regocnized as reinsurance premium during contract period proportionally to protection covered.

Premi Yang Belum Merupakan Pendapatan Premi yang belum merupakan pendapatan dihitung sekurangkurangnya 10% dari premi neto untuk polis dengan masa pertanggungan kurang dari 1 (satu) bulan dan 40% dari premi neto untuk polis dengan masa pertanggungan lebih dari 1 (satu) bulan berdasarkan Keputusan Menteri Keuangan Republik Indonesia Nomor 424/KMK.06/2003 tanggal 30 September 2003.

Unearned premium Unearned premium is determined not less than 10% of net premium for policy with covered period of one month or less and 40% of net premium for policy with coverage period of more than one month based on the Decree of the Minister of Finance No. 424/KMK.06/2003 dated September 30, 2003.

h. Pengakuan Beban Klaim dan Estimasi Klaim Retensi Sendiri

h.

Claims Expense and Estimated Own Retention Claims Recognition Claims Expense

Beban Klaim Beban klaim meliputi klaim yang disetujui (settled claims), klaim dalam proses penyelesaian termasuk klaim yang terjadi namun belum dilaporkan dan beban penyelesaian klaim. Klaim diakui sebagai beban pada saat timbulnya kewajiban untuk memenuhi klaim. Bagian klaim yang diterima dari reasuradur diakui dan dicatat sebagai pengurang beban klaim pada periode yang sama dengan periode pengakuan beban klaim.

Claim expense consist of settled claims, claims in progress to settle include claims already incurred but not yet reported, and settlement claims expense. Claims expenses is recognized when the claims become payable to the Company. The portion of claims expense received from a reinsurance company is recognized and recorder as a deduction to claims expense in the same period of claim expense recognization.

Penyajian beban klaim dalam laporan laba rugi menunjukkan jumlah klaim bruto, klaim reasuransi dan kenaikan (penurunan) estimasi klaim retensi sendiri. Klaim reasuransi disajikan sebagai pengurang klaim bruto.

Presentation of claims expense in income statement shows total gross claims, reinsurance claims, and increase (decrease) in estimated own retention claims. Reinsurance claims is presented as deduction of gross claims expense.

Estimasi Klaim Retensi Sendiri Estimasi klaim retensi sendiri dihitung atas dasar estimasi kewajiban retensi sendiri dari klaim pada tanggal neraca yang masih dalam proses penyelesaian termasuk klaim yang sudah terjadi namun belum dilaporkan (incurred but not yet reported). Perubahan dalam estimasi klaim retensi sendiri diakui dalam laporan laba rugi periode terjadinya perubahan. Kenaikan (penurunan) estimasi klaim retensi sendiri merupakan selisih estimasi klaim retensi sendiri periode berjalan dan periode lalu.

Estimated own retention claims are detemined based on estimated liabilities on claims in progress of settlement as at balance sheet date, including estimated claims already incurred but not yet reported. Movements in estimated own retention claims are recognized in income statements in the period its occurred. Changes in estimated own retention claims are the difference between own retention claims for current period with those of prior period.

i. Beban Komisi dan Beban Usaha Beban Komisi Komisi yang diberikan kepada pialang asuransi, agen dan perusahaan asuransi lain sehubungan dengan penutupan pertanggungan dicatat sebagai beban komisi, sedangkan komisi yang diterima dari transaksi reasuransi dicatat sebagai pengurang beban komisi dibayar.

Estimated Own Retention Claims

i.

Commisions and Operating Expenses Commisions Expense Commisions paid to reinsurance broker, agent and other insurance companies are recorded as commission expense. Commissions received from reinsurance transaction are recorded as deduction of commission expense.

Beban Usaha Beban usaha dan beban lain-lain diakui pada saat terjadinya beban yang bersangkutan (accrual basis).

Operating Expense Operating and other expense are recognized at the period in which the transactions are incurred (accrual basis)

j. Perpajakan Beban pajak kini ditentukan berdasarkan laba kena pajak dalam periode bersangkutan yang dihitung tarif pajak yang berlaku.

Current tax expense is determined based on the taxable income for the year computed using prevailing tax rates.

Aset dan kewajiban pajak tangguhan diakui atas konsekuensi pajak periode mendatang yang timbul dari perbedaan jumlah tercatat aset dan kewajiban menurut laporan keuangan dengan dasar pengenaan pajak aset dan kewajiban. Kewajiban pajak tangguhan diakui untuk semua perbedaan temporer kena pajak dan aset pajak tangguhan diakui untuk perbedaan temporer yang boleh dikurangkan, sepanjang besar kemungkinan dapat dimanfaatkan untuk mengurangi laba kena pajak pada masa datang.

Halaman 11

g.

Deffered tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Deffered tax liabilities are recognized for all taxable temporary differences and deffered tax assets are recognized for deductible temporary differences to the extent that it is probable that taxable income will be available in future periods against which the deductable temporary differences can be utilized.

Page 11



(Disajikan dalam Rupiah, kecuali dinyatakan lain) k. Imbalan Pasca Kerja Berdasarkan Surat Keputusan Direksi No. 001A/D/A/I/1992 tanggal 2 Januari 1992, Perusahaan menetapkan pemberian iuran pensiun karyawan yang merupakan pengalihan dari dana kesejahteraaan pegawai. Pengelolaan program pensiun untuk seluruh karyawan diselenggarakan melalui kerjasama dengan PT Asuransi Bumi Putera John Hancock dan DPLK Jiwasraya. Iuran dana pensiun bulanan yang ditanggung perusahaan adalah sebesar 5,68% dari gaji bruto sedangkan yang menjadi beban pegawai adalah sebesar 4% dari gaji bruto. Disamping itu, perusahaan juga menanggung pembayaran premi asuransi kecelakaan karyawan setiap bulan sebesar 1,83% dari gaji bruto. Iuran yang ditanggung perusahaan, dibebankan dalam laporan laba rugi tahun yang bersangkutan atas dasar akrual. Perusahaan juga membukukan imbalan pasca kerja untuk

k.

Post-employment benefits Based in the Decision of the Board of Directors No 001A/D/A/I/1992 dated January 2, 1992, the Company is to contribute for employee pension plan, formerly, Dana Kesejahteraan Pegawai. The management of pension program for all permanent employee is conducted by cooperation with PT Asuransi Bumi Putera John Hancock and DPLK Jiwasraya. The monthly company's contribution is 5,68% of gross salary, whereas employees contribution is 4% of gross salaries. The Company, also pays monthly premium for accident insurance of 1,83% of gross salaries.The Companys contribution is charged to current income statement by accrual basis.

The Company also provides post employment benefit for all permanent employees as impact of implementation of the Law No. 13 year 2003. For normal pension scheme, the Company calculate and recognized the higher of the benefits under the labor law or those such pension program.

karyawan sebagai dampak dari Undang-undang Nomor 13 tahun 2003. Dalam kondisi pensiun normal, Perusahaan menghitung dan membukukan nilai yang lebih antara imbalan yang diterima karyawan berdasarkan Undang-undang yang berlaku dengan manfaat yang diterima dari program pensiun.

The cost of providing post employment benefit is determined using the projected unit credit method. The accumulated unrecognized actuarial gains and losses that exceed 10% of the greater of the present value of the company's defined benefit obligations and the fair value of plan assets are recognized on straight line basis over the expected average remaining working lives of the participating employees. Past service cost is recognized immediately to the extend that the benefits are already vested, and otherwise is amortized on a straight line basis over the average period until the benefits become vested.

Perhitungan imbalan pasca kerja menggunakan metode projected unit credit. Akumulasi keuntungan dan kerugian akrual bersih yang belum diakui yang melebihi jumlah yang lebih besar diantara 10% dari nilai kini imbalan pasti dan 10% nilai wajar aset program diakui dengan metode garis lurus selama rata-rata sisa masa kerja yang diperkirakan dari para pekerja dalam program tersebut. Biaya jasa lalu dibebankan langsung apabila imbalan tersebut menjadi hak atau vested, dan sebaliknya akan diakui sebagai beban dengan metode garis lurus selama periode rata-rata sampai imbalan tersebut menjadi vested. l. Pihak - pihak yang Mempunyai Hubungan

l.

Related parties The Company has entered transactions with related parties.In accordance with Statement of Financial Accounting Standard (PSAK) No. 7, related parties are as follow:

Perusahaan mempunyai transaksi dengan pihak-pihak yang mempunyai hubungan istimewa. Sesuai dengan Pernyataan Standar Akuntansi No.7, yang dimaksud dengan hubungan istimewa adalah sebagai berikut:

Halaman 12

1 Perusahaan yang melalui satu atau lebih perantara (intermediaries ), mengendalikan, atau dikendalikan oleh, atau berada dibawah pengendalian bersama dengan pelapor (termasuk holding companies, fellow subsidiaries )

1

A company who by one or more intermediaries, controls, or is controlled by, or under the same control with the reporting entity (includes holding companies, fellow subsidiaries).

2 Perusahaan asosiasi.

2

Associated company.

3 Perorangan yang memiliki, baik secara langsung maupun tidak langsung, suatu kepentingan hak suara di perusahaan pelapor yang berpengaruh secara signifikan, dan anggota-anggota keluarga dekat dari perorangan tersebut (yang dimaksud dengan anggota keluarga dekat adalah mereka yang dapat diharapkan mempengaruhi atau dipengaruhi perorangan tersebut dalam transaksinya dengan perusahaan pelapor).

3

A person who owns, either directly or indirectly, a voting rights in reporting entity which has significant influence, and close relatives of that person (close relatives are they who can be expected to influence or to be influenced by related person in transaction with the reporting entity).

4 Karyawan kunci, yaitu orang-orang yang mempunyai wewenang dan tanggung jawab untuk merencanakan, memimpin dan mengendalikan kegiatan perusahaan pelapor, yang meliputi anggota Dewan Komisaris dan Manajer Perusahaan serta anggota keluarga dekat orang-orang tersebut.

4

Key employees, which are persons who have rights and responsibilities to plan, to lead, and to control the activities of reporting entity, which includes the member of Board of Commissioners, the Company Manager, and their close relatives.

Page 12



(Disajikan dalam Rupiah, kecuali dinyatakan lain) 5

5 Perusahaan dimana suatu kepentingan substansial dalam hak suara yang dimiliki, baik secara langsung maupun tidak langsung, oleh setiap orang yang diuraikan dalam butir 3 atau 4 atau setiap orang tersebut mempunyai pengaruh signifikan atas perusahaan tersebut. Hal ini mencakup perusahaanperusahaan yang dimiliki anggota dewan komisaris, direksi atau pemegang saham utama dari perusahaan pelapor dan perusahaan-perusahaan yang mempunyai anggota manajemen kunci yang sama dengan perusahaan pelapor. Pengendalian dianggap ada apabila perusahaan memiliki baik secara langsung atau tidak langsung (melalui anak perusahaan), lebih dari 50% hak suara. Meskipun memiliki hak suara 50% atau kurang, pengendalian tetap dianggap ada apabila dapat dibuktikan adanya salah satu kondisi berikut :

Control is assumed if parent company, directly or indirectly owned, more than 50% share in a company. Although a company has share of 50% or less, control is assumed exist if there is condition as follows :

1 Mempunyai hak suara lebih dari 50% berdasarkan suatu perjanjian dengan investor lain;

1 Has right to vote more than 50% beside on aggrement with other investor;

2 Mempunyai hak untuk mengatur dan menentukan kebijakan financial dan operasional perusahaan berdasarkan anggaran dasar atau perjanjian;

2 Has a right to manage and decide financial and operation policies beside on article of association or agreement;

3 Mampu menunjuk atau memberhentikan mayoritas pengurus perusahaan;

3 Has power to changes majority of board of management;

4 Mampu menguasai suara mayoritas dalam rapat pengurus.

4 Has power to influence majority.

m. Laba Bersih per Saham Laba bersih per saham dihitung dengan membagi laba bersih

m.

Net Earnings per Share Net earning per share are calculated by dividing net income by the weighted average number of outstanding shares for the year. The weighted average number of outstanding shares were 300.000.000.

n.

Segment Information Segment information prepare in accordance with accounting policies adopted for preparing and presenting in financial statements. The primary segment information is business segment and while secondary segmen information is geographical segment.

dengan jumlah rata-rata saham yang beredar pada tahun yang bersangkutan. Jumlah rata-rata tertimbang saham yang ditempatkan dan disetor sebanyak 300.000.000 saham. n. Informasi Segmen Informasi segmen disusun sesuai dengan kebijakan akuntansi yang dianut dalam penyusunan dan penyajian laporan keuangan. Bentuk primer informasi segmen adalah segmen usaha, sedangkan informasi segmen sekunder adalah adalah segmen geografis. Segmen usaha adalah komponen perusahaan yang dapat dibedakan dalam menghasilkan suatu produk atau jasa (baik produk atau jasa individual maupun kelompok produk atau jasa terkait) dan komponen itu memiliki resiko dan imbalan yang berbeda dengan risiko dengan dan imbalan segmen lain. Segmen geografis adalah komponen perusahaan yang dapat dibedakan dalam menghasilkan produk atau jasa pada lingkungan (wilayah) ekonomi tertentu, dan komponen itu memiliki risiko dan imbalan yang berbeda dengan risiko dan imbalan yang beroperasi pada lingkungan (wilayah) ekonomi lain.

Halaman 13

A company where a substantial interest in voting rights which is owned, either directly or indirectly, by each person stated in point 3 or 4, or by those persons, have significant influence of that company. These includes companies which are owned by the member of The Board of Commissioners, Directors, or main stockholder of reporting entity, and companies which share key management member with the reporting entity.

A business segment is distinguishable component of a company that is enganged in providing products or services (both individual product or service, or a group of related products or services) and that is subject to risk and returns that are different from those of other business segments. Geographical segment is a distinguishable component of a company that is enganged in providing products or services within a particular economic environment, and that is subject to risk and return that are different from those of components operating in other economic environment.

Page 13

PT. ASURANSI JASA TANIA, Tbk. Notes To Financial Statements June 30, 2009 and 2008 (Expressed in Rupiah, unless otherwise stated)

PT. ASURANSI JASA TANIA, Tbk. Catatan Atas Laporan Keuangan 30 Juni 2009 dan 2008 (Disajikan dalam Rupiah, kecuali dinyatakan lain)

3.

3. Investasi 2009 a. Deposito Wajib Pihak Ketiga Rupiah PT. Bank Mandiri (Persero) Tbk PT. Bank Rakyat Indonesia (Persero) Tbk Jumlah Investasi Deposito Wajib Tingkat bunga per tahun Rupiah

2008

3,500,000,000 1,500,000,000 5,000,000,000

3,500,000,000 1,500,000,000 5,000,000,000

7,00%-10,50%

6,75%-7,00%

Deposito wajib merupakan dana jaminan dalam bentuk deposito berjangka pada bank umum yang bukan afiliasi atas nama Menteri Keuangan Republik Indonesia qq Perusahaan. Sesuai dengan Peraturan Pemerintah Nomor 73 tahun 1992 sebagaimana telah dirubah dengan Peraturan Pemerintah Nomor 63 tahun 1999 dan Surat Keputusan Menteri Keuangan Republik Indonesia Nomor 424/KMK.06/2003 tanggal 30 September 2003, jumlah dana jaminan sebesar 20% dari modal disetor yang dipersyaratkan ditambahkan 1% dari premi neto (net earned premium).

b. Deposito Berjangka Pihak Istimewa Rupiah PT. Bank Agro, Tbk. Pihak Ketiga Rupiah PT. Bank Niaga, Tbk PT. Bank Syariah Bukopin PT. Bank Rakyat Indonesia (Persero) Tbk PT. Bank Bukopin, Tbk PT. Bank Mandiri (Persero), Tbk PT. Bank Bumi Putera, Tbk PT. Bank Mega, Tbk PT. Bank Yudha Bhakti PT. Bank Perkreditan Rakyat PT. Bank Pembangunan Daerah PT. Bank Mayapada Dollar Amerika Serikat PT. Bank Mandiri (Persero) Tbk Sub Jumlah Pihak ketiga Jumlah Investasi Deposito Biasa Total Investasi Deposito

Investment

2009

7,495,000,000

4,625,000,000 2,700,000,000 4,325,000,000 6,450,000,000 2,355,500,000 50,000,000 1,000,000,000 2,000,000,000 50,000,000 500,000,000 0 24,055,500,000

4,625,000,000 4,400,000,000 4,225,000,000 3,300,000,000 4,900,600,000 50,000,000 25,000,000 0 50,000,000 0 1,500,000,000 23,075,600,000

1,789,375,000 1,789,375,000

2,306,250,000 2,306,250,000

b. Time Deposits Related Parties : Rupiah PT. Bank Agro, Third parties : Rupiah PT. Bank Niaga, Tbk PT. Bank Syariah Bukopin PT. Bank Rakyat Indonesia (Persero) Tbk PT. Bank Bukopin, Tbk PT. Bank Mandiri (Persero), Tbk PT. Bank Bumi Putera, Tbk PT. Bank Mega, Tbk PT. Bank Yudha Bhakti PT. Bank Perkreditan Rakyat PT. Bank Pembangunan Daerah PT. Bank Mayapada US Dollar : PT. Bank Mandiri (Persero) Tbk

25,844,875,000

25,381,850,000

Total voluntary time deposit - third parties

37,239,875,000 42,239,875,000

32,876,850,000 37,876,850,000

Total voluntary time deposits

Tingkat bunga per tahun Rupiah Dollar Amerika Serikat

Interest rate per annum Rupiah

Statutory deposits are guarantee deposit in the form of time deposit which its placement is not in affiliated general bank and on behaft of The Minister of Finance of The Republik of Indonesia qq the Company. According to the Government Regulation Number 73 year 1992 which it is changed with the Government Regulation Number 63 year 1999 and the Decision of The Minister of Finance of The Republik of Indonesia No 424/KMK.06/2003 dated September 30, 2003, the amount is 20% of statutory paid up capital plus 1% of increase in net earned premium.

2008

11,395,000,000

a. Statutory deposits Third parties Rupiah PT. Bank Mandiri (Persero) Tbk PT. Bank Rakyat Indonesia (Persero) Tbk

6,25%-11.00%

6%-8.00%

2,75%-3.25%

2,75%

Interest per annum Rupiah US Dollar

The maturity of time deposits is ranging from 1 up to 12 months.

Jangka waktu penempatan deposito adalah 1 sampai dengan 12 bulan

c. Equity securities-for trading c.1 Equity-for trading

c. Surat Berharga-untuk diperdagangkan c.1. Saham-untuk diperdagangkan 2008 Lembar / Shares Pihak ketiga Harga Perolehan PT. Bank Negara Indonesia (Persero) Tbk PT. Jasa Marga, Tbk PT. Bank Rakyat Indonesia (Persero) Tbk PT. Aneka Tambang, Tbk PT. Bank Mandiri (Persero) Tbk PT. Nusantara Infrastructur, Tbk

Halaman 14

652,500 210,000 75,000 75,000 100,000 25,000 1,137,500

Rp

1,126,846,000 276,125,900 549,142,500 396,542,000 409,976,250 93,279,000 2,851,911,650

Third party Acquisition Cost PT. Bank Negara Indonesia (Persero) Tbk PT. Jasa Marga, Tbk PT. Bank Rakyat Indonesia (Persero) Tbk PT. Aneka Tambang, Tbk PT. Bank Mandiri (Persero) Tbk PT. Nusantara Infrastructur, Tbk

Page 14


PT. ASURANSI JASA TANIA, Tbk. Catatan Atas Laporan Keuangan 30 Juni 2009 dan 2008 (Disajikan dalam Rupiah, kecuali dinyatakan lain) Harga Pasar PT. Bank Negara Indonesia (Persero) Tbk PT. Jasa Marga, Tbk PT. Bank Rakyat Indonesia (Persero) Tbk PT. Aneka Tambang, Tbk PT. Bank Mandiri (Persero) Tbk PT. Nusantara Infrastructur, Tbk

789,525,000 243,600,000 405,000,000 238,125,000 262,500,000 87,750,000 2,026,500,000

652,500 210,000 75,000 75,000 100,000 25,000 1,137,500

Laba (rugi) belum direalisasikan PT. Bank Negara Indonesia (Persero) Tbk PT. Jasa Marga, Tbk PT. Bank Rakyat Indonesia (Persero) Tbk PT. Aneka Tambang, Tbk PT. Bank Mandiri (Persero) Tbk PT. Nusantara Infrastructur, Tbk

(337,321,000) (32,525,900) (144,142,500) (158,417,000) (147,476,250) (5,529,000) (825,411,650)

Market price PT. Bank Negara Indonesia (Persero) Tbk PT. Jasa Marga, Tbk PT. Bank Rakyat Indonesia (Persero) Tbk PT. Aneka Tambang, Tbk PT. Bank Mandiri (Persero) Tbk PT. Nusantara Infrastructur, Tbk Unrealized gains (losses) PT. Bank Negara Indonesia (Persero) Tbk PT. Jasa Marga, Tbk PT. Bank Rakyat Indonesia (Persero) Tbk PT. Aneka Tambang, Tbk PT. Bank Mandiri (Persero) Tbk PT. Nusantara Infrastructur, Tbk

2009 Lembar / Shares Pihak ketiga Harga Perolehan PT. Jasa Marga, Tbk PT. Bank Mandiri (Persero) Tbk PT. Bumi Resources, Tbk PT. Perusahaan Gas Negara (Persero), Tbk PT. Timah, Tbk PT. Aneka Tambang PT. Bank BNI, Tbk PT. Bank Rakyat Indonesia, Tbk Harga Pasar PT. Jasa Marga, Tbk PT. Bank Mandiri (Persero) Tbk PT. Bumi Resources, Tbk PT. Perusahaan Gas Negara (Persero), Tbk PT. Timah, Tbk PT. Aneka Tambang PT. Bank BNI, Tbk PT. Bank Rakyat Indonesia, Tbk

210,000 37,500 37,500 25,000 37,500 75,000 37,500 12,500 472,500

276,125,900 228,809,375 187,435,625 76,478,751 66,699,500 137,222,938 50,625,000 78,359,375 1,101,756,464

210,000 37,500 37,500 25,000 37,500 75,000 37,500 12,500 472,500

325,500,000 119,062,500 69,750,000 78,750,000 75,937,500 151,875,000 64,500,000 78,750,000 964,125,000

Laba (rugi) belum direalisasikan PT. Jasa Marga, Tbk PT. Bank Mandiri (Persero) Tbk PT. Bumi Resources, Tbk PT. Perusahaan Gas Negara (Persero), Tbk PT. Timah, Tbk PT. Aneka Tambang PT. Bank BNI, Tbk PT. Bank Rakyat Indonesia, Tbk

c.2. Obligasi-untuk diperdagangkan Pihak ketiga Harga Perolehan Obligasi Ritel Indonesia Seri 005 Obligasi Indosat V tahun 2007 seri A Obligasi Indosat V tahun 2007 seri B Laba (rugi) belum direalisasi : Obligasi Ritel Indonesia Seri 005 Obligasi Indosat V tahun 2007 seri A Obligasi Indosat V tahun 2007 seri B Nilai Tercatat : Obligasi Ritel Indonesia Seri 005 Obligasi Indosat V tahun 2007 seri A Obligasi Indosat V tahun 2007 seri B

Halaman 15

Rp

49,374,100 (109,746,875) (117,685,625) 2,271,249 9,238,000 14,652,062 13,875,000 390,625 (137,631,464) 2009

2008

1,000,000,000 1,470,000,000 1,685,000,000 4,155,000,000

0 0 0 0

0 530,000,000 179,000,000 709,000,000

0 0 0 0

1,000,000,000 2,000,000,000 1,864,000,000

0 0 0

4,864,000,000

0

Third party Acquisition Cost PT. Jasa Marga, Tbk PT. Bank Mandiri (Persero) Tbk PT. Bumi Resources, Tbk PT. Perusahaan Gas Negara (Persero), Tbk PT. Timah, Tbk PT. Aneka Tambang PT. Bank BNI, Tbk PT. Bank Rakyat Indonesia, Tbk Market price PT. Jasa Marga, Tbk PT. Bank Mandiri (Persero) Tbk PT. Bumi Resources, Tbk PT. Perusahaan Gas Negara (Persero), Tbk PT. Timah, Tbk PT. Aneka Tambang PT. Bank BNI, Tbk PT. Bank Rakyat Indonesia, Tbk Unrealized gains (losses) PT. Jasa Marga, Tbk PT. Bank Mandiri (Persero) Tbk PT. Bumi Resources, Tbk PT. Perusahaan Gas Negara (Persero), Tbk PT. Timah, Tbk PT. Aneka Tambang PT. Bank BNI, Tbk PT. Bank Rakyat Indonesia, Tbk c.2 Bond-for trading Third party Acquisition Cost Obligasi Ritel Indonesia Seri 005 Obligasi Indosat V tahun 2007 seri A Obligasi Indosat V tahun 2007 seri B Unrealized gain (loss): Obligasi Ritel Indonesia Seri 005 Obligasi Indosat V tahun 2007 seri A Obligasi Indosat V tahun 2007 seri B

Obligasi Ritel Indonesia Seri 005 Obligasi Indosat V tahun 2007 seri A Obligasi Indosat V tahun 2007 seri B

Page 15


PT. ASURANSI JASA TANIA, Tbk. Catatan Atas Laporan Keuangan 30 Juni 2009 dan 2008 (Disajikan dalam Rupiah, kecuali dinyatakan lain) Obligasi Ritel Indonesia (ORI) 005, tingkat bunga 11,45% per tahun, jatuh tempo pada 15 September 2013 atau berjangka waktu 5 tahun. Bunga dibayar setiap bulan tanggal 15. Sedangkan Obligasi Indosat V tahun 2007 seri A, tingkat bunga 10,20% per tahun, jatuh tempo pada tanggal 29 Mei 2014, bunga dibayar pada tanggal 28 setiap triwulan. Dan Obligasi Indosat V tahun 2007 seri B, tingkat bunga 10,65% per tahun, jatuh tempo pada tanggal 29 Mei 2017, bunga dibayar pada tanggal 28 setiap triwulan.

Indonesian Government Bond (ORI) 005, bearing interenst rate 11,45% per annum, maturity date at September 15, 2013 or 5 years periodes, interest paid at 15 days each months. While Indosat Bond V 2007 year seri A, bearing interest rate 10,20% per annum, maturity date at May 29, 2014 and interest income paid at 28 date for quaterly. And Indosat Bond V 2007 year seri B, bearing interest rate 10,65% per annum, maturity date at May 29, 2017 and interest income paid at 28 date for quaterly. d. Equity securities held to maturity

d. Surat Berharga yang Dimiliki hingga Jatuh Tempo Obligasi dimiliki hingga jatuh tempo Pihak Ketiga Nominal PT. Indosat Seri A Tahun 2003 PT. Jawa Pos I Tahun 2003 Sukuk Ritel SR-001 Bank Tabungan Negara XIII Th 2009 Seri A Medco Energi Int. II Tahun 2009 seri A Medco Energi Int. II Tahun 2009 seri B

2009

0 0 3,000,000,000 1,000,000,000 2,000,000,000 3,000,000,000

Diskonto PT. Indosat Seri A Tahun 2003 PT. Jawa Pos I Tahun 2003 Jumlah obligasi dimiliki hingga jatuh tempo Harga Pasar PT. Indosat Seri A Tahun 2003 PT. Jawa Pos I Tahun 2003 Sukuk Ritel SR-001 Bank Tabungan Negara XIII Th 2009 Seri A Medco Energi Int. II Tahun 2009 seri A Medco Energi Int. II Tahun 2009 seri B Jumlah

2008

5,000,000,000 2,000,000,000 0 0 0 0

0 0

(559,524) (223,809)

Bond held to maturity Third party Par Value PT. Indosat Seri A Tahun 2003 PT. Jawa Pos I Tahun 2003 Sukuk Ritel SR-001 Bank Tabungan Negara XIII Th 2009 Seri A Medco Energi Int. II Tahun 2009 seri A Medco Energi Int. II Tahun 2009 seri B Discount PT. Indosat Seri A Tahun 2003 PT. Jawa Pos I Tahun 2003

9,000,000,000

6,999,216,667

Total Bond held to maturity

0 0 3,090,000,000 1,000,000,000 2,016,000,000 3,037,500,000

5,077,500,000 2,059,400,000 0 0 0 0

Market price PT. Indosat Seri A Tahun 2003 PT. Jawa Pos I Tahun 2003 Sukuk Ritel SR-001 Bank Tabungan Negara XIII Th 2009 Seri A Medco Energi Int. II Tahun 2009 seri A Medco Energi Int. II Tahun 2009 seri B

9,143,500,000

7,136,900,000

Total

Obligasi Indosat III Seri A tahun 2003, tingkat bunga 12,50% per tahun, berjangka waktu 5 tahun pada tanggal 22 Oktober 2008 dan Obligasi Jawa Pos I tahun 2003, tingkat bunga 13,75% per tahun, berjangka waktu 5 tahun pada tanggal 10 Desember 2008.

Bond Indosat III Seri A year 2003, interest rate 12,50% per annum. maturity date 5 years at October 22, 2008 and bond Jawa Pos I year 2003, interest rate 13,75% per annum, maturity date 5 years at December 10, 2008.

Sukuk Ritel SR001, tingkat bunga 12% per tahun, berjangka waktu 3 tahun pada tanggal 25 Februari 2012 dan Obligasi Bank Tabungan Negara XIII Seri A tahun 2009, tingkat bunga 11,75% per tahun, berjangka waktu 3 tahun pada tanggal 29 Mei 2012. Sedangkan Obligasi Medco Energi Int.II Seri A tahun 2009, tingkat bunga 13,375% per tahun, berjangka waktu 3 tahun pada tanggal 17 Juni 2012 dan Obligasi Medco Energi Int.II Seri B tahun 2009, tingkat bunga 14,25% per tahun, berjangka waktu 5 tahun pada tanggal 17 Juni 2014.

Bond Sukuk Ritel SR001, interest rate 12,00% per annum, maturity date 3 years at February 25, 2012 and Bond Bank Tabungan Negara XIII Seri A year 2009, interest rate 11,75% per annum. maturity date 3 years at May 29, 2012. While bond Medco Energy Int.II Seri A year 2009, interest rate 13,375% per annum, maturity date 3 years at June 17, 2012 and bond Medco Energy Int.II Seri B year 2009, interest rate 14,25% per annum, maturity date 5 years at June 17, 2014.

e. Equity securities available for sale e.1 Equity available for sale

e. Surat Berharga yang Tersedia Untuk Dijual e.1.Saham Yang Tersedia Untuk Dijual

2009 Lembar / Shares

Rp

Pihak ketiga Harga Perolehan PT. Bank Negara Indonesia (Persero) Tbk

652,500

1,091,317,500

PT. Bank Rakyat Indonesia (Persero) Tbk

50,000

365,540,000

PT. Aneka Tambang, Tbk

50,000

218,108,125

752,500

1,674,965,625

PT. Bank Negara Indonesia (Persero) Tbk

652,500

1,122,300,000

PT. Bank Rakyat Indonesia (Persero) Tbk

50,000

315,000,000

PT. Aneka Tambang, Tbk

50,000

101,250,000

752,500

1,538,550,000

Harga Pasar

Laba (rugi) belum direalisasikan PT. Bank Negara Indonesia (Persero) Tbk PT. Bank Rakyat Indonesia (Persero) Tbk PT. Aneka Tambang, Tbk

30,982,500 (50,540,000) (116,858,125)

Third party Acquisition Cost PT. Bank Negara Indonesia (Persero) Tbk PT. Bank Rakyat Indonesia (Persero) Tbk PT. Aneka Tambang, Tbk Market Price PT. Bank Negara Indonesia (Persero) Tbk PT. Bank Rakyat Indonesia (Persero) Tbk PT. Aneka Tambang, Tbk Unrealized gain (losses) PT. Bank Negara Indonesia (Persero) Tbk PT. Bank Rakyat Indonesia (Persero) Tbk PT. Aneka Tambang, Tbk

(136,415,625)

Halaman 16

Page 16


PT. ASURANSI JASA TANIA, Tbk. Catatan Atas Laporan Keuangan 30 Juni 2009 dan 2008 (Disajikan dalam Rupiah, kecuali dinyatakan lain) e.2.Obligasi yang tersedia untuk dijual Pihak Ketiga Harga Perolehan PT. Medco Energi I Tahun 2004 PT. Medco Energi I Tahun 2004 PT. Adira Dinamika Multi Finance II Seri A Tahun 2006 Indofood Sukses Makmur III Tahun 2004 PLN X Tahun 2009 Seri A

Laba (rugi) belum direalisasi : PT. Medco Energi I Tahun 2004 PT. Medco Energi I Tahun 2004 PT. Adira Dinamika Multi Finance II Seri A Tahun 2006 Indofood Sukses Makmur III Tahun 2004 PLN X Tahun 2009 Seri A

2009

1,994,000,000 0

1,994,000,000 2,102,000,000

0 2,107,000,000 2,000,000,000

2,000,000,000 2,107,000,000 0

6,101,000,000

8,203,000,000

9,000,000 0

48,000,000 (60,000,000)

0 (107,000,000) 130,000,000

80,000,000 (87,000,000) 0

32,000,000

(19,000,000)

Third party Acquisition Cost PT. Medco Energi I Tahun 2004 PT. Medco Energi I Tahun 2004 PT. Adira Dinamika Multi Finance II Seri A Tahun 2006 Indofood Sukses Makmur III Tahun 2004 PLN X Tahun 2009 Seri A Unrealized gain (loss): PT. Medco Energi I Tahun 2004 PT. Medco Energi I Tahun 2004 PT. Adira Dinamika Multi Finance II Seri A Tahun 2006 Indofood Sukses Makmur III Tahun 2004 PLN X Tahun 2009 Seri A

0

2,080,000,000

Indofood Sukses Makmur III Tahun 2004

2,000,000,000

2,020,000,000

PLN X Tahun 2009 Seri A

2,130,000,000

0

Carrying value: PT. Medco Energi I Tahun 2004 PT. Medco Energi I Tahun 2004 PT. Adira Dinamika Multi Finance II Seri A Tahun 2006 Indofood Sukses Makmur III Tahun 2004 PLN X Tahun 2009 Seri A

6,133,000,000

8,184,000,000

Total Bond available for sale

997,000,000 18,750,000

997,000,000 20,300,000

Related party PTP. Nusantara V Seri A Tahun 2003 Acquisition Cost Unrealized gain (loss)

1,015,750,000

1,017,300,000

Carrying value

7,148,750,000

9,201,300,000

Total Bond available-for-sale

Nilai Tercatat : PT. Medco Energi I Tahun 2004 PT. Medco Energi I Tahun 2004 PT. Adira Dinamika Multi Finance II Seri A Tahun 2006

Jumlah obligasi yang tersedia untuk dijual Pihak hubungan istimewa : PTP. Nusantara V Seri A Tahun 2003 Harga Perolehan Laba (rugi) belum direalisasi Nilai Tercatat Jumlah obligasi yang tersedia untuk dijual

2,003,000,000 0

2,042,000,000 2,042,000,000

Berdasarkan hasil penilaian lembaga pemeringkat PT Pefindo, untuk periode peringkat dari tanggal 29 Agustus 2008 sampai dengan 01 Mei 2010 obligasi yang dimiliki Perusahaan mempunyai rating dari A hingga AA+.

f. Investasi pada perusahaan asosiasi PT. Jasa Tania Medika Harga Perolehan Bagian laba perusahaan anak Nilai tercatat PT. Asuransi MAIPARK Indonesia Jumlah

Halaman 17

e.2 Bond available for sale

2008

Based on the result of valuation from rating institution PT Pefindo, for the period from August 29, 2008 to May 01, 2010 The Company's bonds have its rating from A to AA+

600,000,000 342,987,252

600,000,000 342,987,252

942,987,252 144,200,000 1,087,187,252

942,987,252 144,200,000 1,087,187,252

f. Investment in associates company PT Jasa Tania Medika Acquisition Cost Profit shares from associated company Carrying amounts PT Asuransi Maipark Indonesia Total

PT Jasa Tania Medika ("JTM") adalah perusahaan yang bergerak dibidang program jaminan kesehatan masyarakat. Modal disetor JTM adalah sebesar Rp 3.000.000.000 yang dimiliki oleh Perusahaan (20%), PT Dapenbum Nusantara (40%) dan PT Kaeres Jasa International (40%). Laporan keuangan PT Jasa Tania Medika yang disampaikan adalah tidak diaudit.

PT Jasa Tania Medika ("JTM") is an entity engage in area of guarantee program of social health. The JTM's paid up capital is amounting Rp 3.000.000.000 which is owned by PT Dapenbum Nusantara (40%), The Company (20%) and PT Kaeres Jasa International (40%). The financial statements PT Jasa Tania Mediak submitted is unaudited

Penyertaan kepada PT Asuransi Maipark Indonesia dilakukan sehubungan dengan Surat Edaran Departemen Keuangan - Direktorat Jenderal Lembaga Keuangan No. SE-60471/LK/2003 tanggal 11 Nopember 2003, yang menyatakan bahwa semua perusahaan asuransi umum dan reasuransi menjadi pemegang saham PT Asuransi Maipark Indonesia minimal 0,5% dari total nilai investasi per 31 Desember 2002. Kepemilikan Perusahaan pada PT Asuransi Maipark Indonesia adalah sebesar 0,5%.

Direct placement in PT Asuransi Maipark Indonesia was taken in relation with Circular Letter of the Department of Finance - Directorate General of Financial Instituion No.SE-6047/LK/2003 dated November 11, 2003, which stated general insurances companies and reinsurance companies should be come shareholder of PT Asuransi Maipark Indonesia with minimum 0,5 % of total investment as of December 31, 2002. Percentage of ownership of shares of PT Asuransi Maipark Indonesia is 0,5%.

Page 17



g. Other Investment

g. Investasi Lainnya

This account represents investment in fund manager of PT Makinta Securities based on fund management contract No 074/MS-VMW/I/04 dated May 10, 2004. The fund manager forecasted return on investment of 14% p.a. the fund owner should pay annual investment expense of 1% p.a. of average Net Asset Value, and should be paid periodically. The period of fund management is not less than one year. The fund balances as of June 30, 2009 and 2008 were Rp. 489.311.983 and Rp. 500.000.000

Akun ini merupakan investasi pengelolaan dana pada manajer investasi di PT Makinta Securities sesuai dengan kontrak pengelolaan Asset No 074/MSVMW/I/04 tanggal 10 Mei 2004. Manajer Investasi mentargetkan hasil investasi sebesar 14% per tahun. Pemilik dana wajib membayar biaya investasi dana sebesar 1% per tahun dihitung dari rata-rata Nilai aset Bersih pada setiap akhir bulan dan dibayarkan secara periodik. Pengelolaan dana ini akan berlangsung untuk jangka waktu minimal 1 tahun. Saldo dana tanggal 30 Juni 2009 dan 2008 adalah Rp. 489.311.983 dan Rp. 500.000.000

4.

4. Kas dan Bank

Kas Rupiah Dollar Amerika Serikat Jumlah Kas Bank Pihak hubungan istimewa Rupiah PT. Bank Agro, Tbk. Pihak Ketiga Rupiah PT. Bank Mandiri PT. Bank Bukopin PT. Bank Rakyat Indonesia PT. Bank Niaga PT. BPR Cinta Manis PT. Bank Mega Citibank NA PT. BPR Bunga Mayang PT. BPR Lokadana Sentosa PT. BPR Centradana Kapuas PT. Bank Bumiputera PT. Bank Central Asia PT. Bank Pembangunan Daerah Dollar Amerika Serikat PT. Bank Mandiri Citibank NA PT. Bank Niaga Jumlah Bank Total Kas dan Bank Tingkat bunga per tahun Rupiah Dollar Amerika Serikat

Cash and Banks

2009

2008

112,914,902 36,632,719 149,547,621

85,653,163 29,876,657 115,529,820

Cash on hand Rupiah US Dollar Total Cash

540,774,222

Cash in banks Related parties : Rupiah PT Bank Agro Tbk

591,657,399

6,230,780,691 615,211,306 800,852,566 472,761,144 7,763,150 27,351,229 286,049,524 36,588,299 4,310,214 4,955,820 6,399,873 3,062,332 12,203,616 8,508,289,764

2,009,554,597 621,631,154 300,560,303 248,598,757 4,111,871 25,516,874 310,194,624 19,685,010 4,008,713 10,203,074 4,764,459 3,416,961 6,880,920 3,569,127,317

3,952,660,649 1,141,898,386 11,612,522 5,106,171,558 14,206,118,721 14,355,666,342

842,727,389 716,773,845 0 1,559,501,234 5,669,402,772 5,784,932,592

2,00% - 3,00% 1,00% - 1,50%

2,00% - 3,00% 1,00% - 1,50%

5.

5. Piutang Premi Akun ini merupakan tagihan premi baik langsung kepada tertanggung atau melalui pihak perantara (broker/ agen asuransi) dengan rincian sebagai berikut : 2009

US Dollar : PT. Bank Mandiri Citibank NA PT. Bank Niaga Total Banks Total cash on hand and in bank Interest rate per annum Rupiah US Dollar

Premium Receivables This account represent premium receivables from insureds and insurance brokers/ agent, which is the details as follows : 2008

Pihak Istimewa Pihak Ketiga

8,750,880,262 39,235,446,099 47,986,326,361

14,474,142,003 37,036,079,175 51,510,221,179

Related parties Third parties

Dikurangi : Penyisihan piutang ragu-ragu

1,881,503,333 46,104,823,028

2,063,474,852 49,446,746,327

Less : Provision for doubtful accounts Total premium receivables - net

Berdasarkan klasifikasi umur :

Halaman 18

Third Parties : Rupiah PT. Bank Mandiri PT. Bank Bukopin PT. Bank Rakyat Indonesia PT. Bank Niaga PT. BPR Cinta Manis PT. Bank Mega Citibank NA PT. BPR Bunga Mayang PT. BPR Lokadana Sentosa PT. BPR Centradana Kapuas PT. Bank Bumiputera PT. Bank Central Asia PT. Bank Pembangunan Daerah

Dibawah 60 hari Diatas 60 hari

10,174,541,475 37,811,784,886 47,986,326,361

13,191,296,160 38,318,925,019 51,510,221,179


1,881,503,333 46,104,823,028

2,063,474,852 49,446,746,327

Details of premium receivables based on age category: Up to 60 Days Over 60 Days Allowance for doubtful accounts

Page 18


PT. ASURANSI JASA TANIA, Tbk. Catatan Atas Laporan Keuangan 30 Juni 2009 dan 2008 (Disajikan dalam Rupiah, kecuali dinyatakan lain) Berdasarkan mata uang : Rupiah Dollar Amerika Serikat Rincian Piutang Premi : Pihak Istimewa PT. Perkebunan Nusantara Koperasi Milik Perkebunan KPB PTP. Nusantara Koperasi Karyawan Jasa Tania PT. Bank Agro, Tbk. Lain-lain Pihak Ketiga PT. Asuransi Ramayana PT. Saseka Gelora Finance PT. Truba Jurong Engineering PT. Gelora Karya Jasatama PT. Tugu Kresna Pratama IBS Insurance Brokers PT. Bank Rakyat Indonesia PT. Asuransi Jasa Indonesia Mitra, Iswara & Rorimpandey Ltd. Insurance Brokers PT. Petrokimia Gresik PT. Beringin Sejahtera Makmur PT. Mitra Dhana Athmaraksha PT. Krida Upaya Tunggal Artha Jasa Indonesia Insurance Brokers & Consultants PT. Asuransi Tri Pakarta Global Prosperity Armorindo PT. Jasa Dwiantara Konsultan Pemerintah Propinsi Sulawesi Barat PT. Teja Sekawan Cocoa Industries Trieka Sentosa Agency Chevron Pacific Indonesia PT. Bank Niaga PT. Estika Jasatama PT. Yulu Mandiri Sukses PT. Pembangunan Perumahan PT. U. Finance Indonesia PT. Dinda Pradana Insurance Broker CV. Abadi Industri Gula Nusantara Koperasi Agrobisnis Tarutama Nusantara PT. Hutama Karya Caraka Mulia (Insurance Broker) Konsorsium G-Pas PT. Bank Mandiri PT. Kereta Api (Persero) PT. Segatama Lestari CV. Pontada Advis Terapan Proteksindo Anserv Prima Pacific Cahaya Riau PT. Bank Bukopin PT. Bank Central Asia PT. Pisma Putra Textile PT. Tunggal Abadi Jaya PT. Waskita Karya Rajawali Insurance Brokers Willis Indonesia Lain-lain

Dikurangi : Penyisihan piutang ragu-ragu Jumlah Piutang Premi

Halaman 19

39,444,614,736 8,541,711,625 47,986,326,361

45,898,257,628 5,611,963,551 51,510,221,179

8,145,127,810 355,437,725 5,292,120 26,035,822 198,809,785 20,177,000

13,825,210,541 0 215,655,946 103,195,471 257,372,348 72,707,698

8,750,880,262

14,474,142,003

5,140,183,811 3,580,735,161 2,590,579,006 1,812,089,045 1,788,710,636 1,577,825,783 1,136,211,802 585,478,840 454,516,687 350,743,978 271,541,436 252,934,136 204,511,325 183,758,284 179,873,836 166,902,635 148,662,688 145,878,500 133,684,367 133,254,518 122,729,755 110,416,158 107,962,103 83,079,130 76,303,728 72,292,400 72,000,000 68,324,680 64,524,484 62,181,370 60,886,037 60,527,660 57,575,461 57,237,409 54,961,295 53,688,860 51,195,484 23,975,376 3,866,198 0 38,582,061 3,887,700 5,459,843 48,715,489 12,713,500 8,032,500 16,389,047 16,999,861,898 39,235,446,099 47,986,326,361

1,897,945,754 316,276,135 0 594,797,133 728,276,812 954,440,917 378,469,194 198,656,503 852,658,469 23,982,248 362,208,375 40,155,994 604,770,107 122,247,134 132,808,894 51,434,480 0 0 79,806,971 0 0 135,588,669 255,108,908 0 0 35,423,170 162,000,000 0 0 0 0 40,565,666 0 598,927,006 0 0 3,154,288 146,888,937 120,211,914 53,018,572 159,895,277 60,987,948 112,718,449 306,514,920 5,003,321 547,884,371 115,572,547 26,837,680,095 37,036,079,175 51,510,221,179

1,881,503,333 46,104,823,028

2,063,474,852 49,446,746,327

Details of premium receivables based on currency: In Rupiah In foreign currency US$ Detail of premium receivables : Related parties PT. Perkebunan Nusantara Koperasi Milik Perkebunan KPB PTP. Nusantara Koperasi Karyawan Jasa Tania PT. Bank Agro, Tbk. Others Third parties PT. Asuransi Ramayana PT. Saseka Gelora Finance PT. Truba Jurong Engineering PT. Gelora Karya Jasatama PT. Tugu Kresna Pratama IBS Insurance Brokers PT. Bank Rakyat Indonesia PT. Asuransi Jasa Indonesia Mitra, Iswara & Rorimpandey Ltd. Insurance Brokers

PT. Petrokimia Gresik PT. Beringin Sejahtera Makmur PT. Mitra Dhana Athmaraksha PT. Krida Upaya Tunggal Artha Jasa Indonesia Insurance Brokers & Consultants

PT. Asuransi Tri Pakarta Global Prosperity Armorindo PT. Jasa Dwiantara Konsultan Pemerintah Propinsi Sulawesi Barat PT. Teja Sekawan Cocoa Industries Trieka Sentosa Agency Chevron Pacific Indonesia PT. Bank Niaga PT. Estika Jasatama PT. Yulu Mandiri Sukses PT. Pembangunan Perumahan PT. U. Finance Indonesia PT. Dinda Pradana Insurance Broker CV. Abadi Industri Gula Nusantara Koperasi Agrobisnis Tarutama Nusantara PT. Hutama Karya Caraka Mulia (Insurance Broker) Konsorsium G-Pas PT. Bank Mandiri PT. Kereta Api (Persero) PT. Segatama Lestari CV. Pontada Advis Terapan Proteksindo Anserv Prima Pacific Cahaya Riau PT. Bank Bukopin PT. Bank Central Asia PT. Pisma Putra Textile PT. Tunggal Abadi Jaya PT. Waskita Karya Rajawali Insurance Brokers Willis Indonesia Others

less : Allowance for doubful accounts Total Premium Receivable

Page 19


PT. ASURANSI JASA TANIA, Tbk. Catatan Atas Laporan Keuangan 30 Juni 2009 dan 2008 (Disajikan dalam Rupiah, kecuali dinyatakan lain) Berdasarkan analisa kolektibilitas masing-masing saldo piutang pada tanggal 30 Juni 2009 dan 2008, manajemen berpendapat bahwa penyisihan piutang raguragu cukup untuk menutupi kerugian yang mungkin timbul atas tidak tertagihnya piutang premi kepada pihak ketiga. Sedangkan piutang kepada pihak yang mempunyai hubungan istimewa tidak diadakan penyisihan piutang ragu-ragu, karena manajemen berpendapat piutang tersebut dapat tertagih.

Based on the review of collectability of individual receivable accounts as at June 30, 2009 and 2008, management believes that the allowance for doubtful receiveble is edequate to cover possible losses on uncollectible premium receivables to third parties. No allowance for doubtful account to related parties was provided as management believes that all such receivables are collectible.

Berdasarkan KMK No 424/KMK.06/2003 tanggal 30 September 2003, piutang premi yang diperkenankan dalam menghitung solvabilitas adalah piutang premi yang berumur sampai dengan 60 hari.

Based on the Ministry of Finance Degree No. 424/KMK.06/2003 dated September 30, 2003, premium receivables are recognized as admitted asset in calculating solvency margin is premium receivables less than 60 days from due. 6.

6. Piutang Reasuransi Akun ini merupakan saldo tagihan kepada reasuradur sehubungan dengan premi, komisi dan klaim yang menjadi bagian reasuradur, dengan rincian sebagai berikut : 2009

Reinsurance Receivables This account represent the balance due from reinsurers for premium, commission, and claims to which the right of reinsurers have been vested. The details are as follows : 2008

Pihak Ketiga

27,250,949,746

27,450,686,981

Third parties


1,738,985,382 25,511,964,364

1,958,722,756 25,491,964,226

Less : Provision for doubtful Accounts

Berdasarkan klasifikasi umur : Dibawah 60 hari Diatas 60 hari Dikurangi : Penyisihan piutang ragu-ragu Berdasarkan mata uang : Rupiah Dollar Amerika Serikat Rincian Piutang Reasuransi : PT. Asrinda Arthasangga Agilent Risk Specialties PT. Mega Jasa Reinsurance Brokers IBU Reinsurance Broker Utama PT. Jasa Cipta Rembaka PT. Asuransi Puri Asih Java Raya Reinsurance Broker PT. Asuransi Bangun Askrida Lain-lain Dikurangi : Penyisihan piutang ragu-ragu

Halaman 20

8,594,334,876 18,656,614,870 27,250,949,746

8,029,660,843 19,421,026,138 27,450,686,981

1,738,985,382 25,511,964,364

1,958,722,756 25,491,964,226

25,336,468,976 1,914,480,770 27,250,949,746

25,197,003,828 2,253,683,154 27,450,686,981

4,229,207,803 5,430,247,931 502,439,198 453,531,327 453,603,811 210,896,417 140,042,362 86,833,645 15,744,147,252 27,250,949,746

1,052,911,882 1,448,819,194 50,393,316 289,901,879 0 17,481,750 0 0 24,591,178,961 27,450,686,981

1,738,985,382 25,511,964,364

1,958,722,756 25,491,964,226

Details of reinsurance receivables based on age category Up to 60 Days Over 60 Days Allowance for doubtful accounts Details of insurance receivables based on currency: In Rupiah In foreign currency US$ Detail of reinsurance receivable PT. Asrinda Arthasangga Agilent Risk Specialties PT. Mega Jasa Reinsurance Brokers IBU Reinsurance Broker Utama PT. Jasa Cipta Rembaka PT. Asuransi Puri Asih Java Raya Reinsurance Broker PT. Asuransi Bangun Askrida Others less : Allowance for doubful accounts

Berdasarkan analisa kolektibilitas masing-masing saldo piutang pada tanggal 30 Juni 2009 dan 2008, manajemen berpendapat bahwa penyisihan piutang raguragu adalah cukup untuk menutupi kerugian yang mungkin timbul atas tidak tertagihnya piutang reasuransi kepada pihak ketiga.

Based on the review of collectability of individual receivable accounts as at June 30, 2009 and 2008, management believes that the allowance for doubtful receivable is edequate to cover possible losses on uncollectible reinsurance receivables to third parties.

Berdasarkan KMK No 424/KMK.06/2003 tanggal 30 September 2003, piutang reasuransi yang diperkenankan dalam menghitung solvabilitas adalah piutang reasuransi yang berumur sampai dengan 60 hari.

Besed on KMK No. 424/KMK.06/2003 dated September 30, 2003, admitted reinsurance receivables in calculation of solvability are reinsurance receivables outstanding not large than 60 days.

Page 20



7.

7. Piutang Hasil Investasi

Piutang hasil investasi Deposito berjangka wajib Deposito berjangka - sukarela Obligasi tersedia untuk dijual Obligasi dimiliki hingga jatuh tempo Obligasi yang diperdagangkan Saldo Investasi Deposito berjangka wajib Deposito berjangka - sukarela Obligasi tersedia untuk dijual Obligasi dimiliki hingga jatuh tempo Obligasi yang diperdagangkan

2009

2008

(0) 209,330,049 177,125,618 19,691,667 36,303,921 442,451,255

6,693,154 202,439,830 119,652,347 161,306,016 0 490,091,348

5,000,000,000 37,239,875,000 7,148,750,000 9,000,000,000 4,864,000,000 63,252,625,000

2009

Pihak ketiga : Piutang Klaim Koasuransi Lainnya Jumlah

Uang Uang Uang Uang Uang Uang Uang

Halaman 21

muka muka muka muka muka muka muka

pajak penghasilan badan premi asuransi sewa beban umum perjalanan dinas pemasaran lain-lain

2008 974,242,200 524,183,006 1,498,425,206

1,758,062,439 140,295,750 1,898,358,189

2,508,507,995 6,443,087 2,514,951,082

3,396,783,395

4,013,376,288

9. 2009 2,070,953,041 27,374,446 319,824,181 15,889,350 157,654,125 27,499,950 715,265,161 3,334,460,254

Investment balance : Statutory time deposits Voluntary time deposits Bond available for sale Bond held-to-maturity Bond held-for trading

Other Accounts Receivables

974,242,200 524,183,006 1,498,425,206

9. Uang Muka dan Biaya Dibayar Dimuka

Investment income receivables : Statutory time deposits Voluntary time deposits Bond available for sale Bond held-to-maturity Bond held-for trading

5,000,000,000 32,876,850,000 9,201,300,000 6,999,216,667 0 54,077,366,667

8.

8. Piutang Lain-lain

Pihak hubungan istimewa : Piutang PT Jasa Tania Medika Piutang Pegawai

Investment Income Receivables Accrued interest income from time deposit interest and bonds interest income are as below:

Pendapatan yang masih harus diterima atas bunga deposito dan bunga obligasi yang belum jatuh tempo adalah sebagai berikut:

Related parties : PT Jasa Tania Medika Employees Third parties : Coinsurance Claim Others Total

Down Payment And Prepaid Expenses 2008 2,961,926,141 18,563,294 335,416,374 29,989,487 107,138,790 0 700,191,184 4,153,225,270

Prepaid corporate income taxes Prepaid insurance premium Prepaid rent Prepaid general expenses Prepaid travelling on duty Prepaid Marketing Prepaid others Total

Page 21



10.

10. Aset Tetap Saldo 01-Jan-09 /

Balance 01-Jan-09 Biaya Perolehan Tanah Bangunan Kendaraan Bermotor Perabot Kantor Peralatan Kantor Perabot dan perlengkapan mess

Nilai Buku

Akumulasi Penyusutan Bangunan Kendaraan Bermotor Perabot Kantor Peralatan Kantor Perabot dan perlengkapan mess Nilai Buku

Halaman 22

Additions

Deductions

Saldo 30-Jun-09 /

Balance 30-Jun-09 0 0 0 0 0

5,354,463,000 9,859,855,165 2,131,280,350 3,812,468,475 7,997,010,172

414,396,460 28,164,440,229

0 1,405,033,393

0 0

414,396,460 29,569,473,622

Acquisition cost Landright Buildings Motor vehicles Office furniture Office equipment Mess furniture and fixture Total

0

0

0

0

Construction in progress

2,388,749,338 1,638,447,399 2,288,037,025 6,265,958,152

236,218,987 99,730,561 192,526,929 208,659,252

0 0 0 0

300,114,703 12,881,306,617

8,998,263 746,133,993

0 0

15,283,133,612

Balance 01-Jan-08

Aset dalam penyelesaian

Pengurangan /

73,776,000 1,011,067,543 112,692,850 88,755,000 118,742,000

Saldo 01-Jan-08 /

Biaya Perolehan Tanah Bangunan Kendaraan Bermotor Perabot Kantor Peralatan Kantor Perabot dan perlengkapan mess

Penambahan /

5,280,687,000 8,848,787,622 2,018,587,500 3,723,713,475 7,878,268,172

Aset dalam penyelesaian Akumulasi Penyusutan Bangunan Kendaraan Bermotor Perabot Kantor Peralatan Kantor Perabot dan perlengkapan mess

Fixed Assets

Accumulated depreciation Buildings Motor vehicles Office furniture Office equipment Mess furniture and 309,112,967 fixture 13,627,440,610 Total 2,624,968,325 1,738,177,959 2,480,563,954 6,474,617,405

15,942,033,012

Penambahan /

Pengurangan /

Additions

Deductions

Saldo 30-Juni-08 /

Balance 30-Jun-08

4,140,387,000 5,630,801,403 2,014,762,500 3,016,827,923 7,666,818,305

1,140,300,000 3,203,986,219 0 23,949,734 110,214,511

0 0 0 0 0

5,280,687,000 8,834,787,622 2,014,762,500 3,040,777,657 7,777,032,816

361,295,810 22,830,892,941

14,780,000 4,493,230,464

0 0

376,075,810 27,324,123,405

2,401,200,000

0

0

2,401,200,000

1,975,820,167 1,983,078,129 1,988,602,321 5,758,962,656

182,682,981 7,921,093 130,589,998 244,023,781

0 0 0 0

279,054,056 11,985,517,329

10,280,219 575,498,072

0 0

13,246,575,612

Book value

Acquisition cost Landright Buildings Motor vehicles Office furniture Office equipment Mess furniture and fixture Construction in progress

Accumulated depreciation Buildings Motor vehicles Office furniture Office equipment Mess furniture and 289,334,275 fixture 12,561,015,401 Total 2,158,503,148 1,990,999,222 2,119,192,319 6,002,986,437

17,164,308,004

Book value

Page 22



11.

11. Aset Lain-lain 2009 Biaya Tangguhan-bersih Hak Cipta dan Paten Keanggotaan Golf Uang Jaminan Persediaan Meterai Dewan Asuransi Indonesia Persediaan Alat Tulis Kantor Persediaan Kupon BBM Perangkat Lunak

2008

677,919,000 275,000,000 200,009,320 14,146,500 56,885,811 1,000,000 0 2,025,000 2,401,200,000 3,628,185,631

790,905,500 330,000,000 200,009,320 40,503,800 38,051,526 1,000,000 67,530,000 56,693,000 0 1,524,693,146

2009 Biaya Tangguhan : Jasa konsultan restrukturisasi Jasa konsultan pengembangan SDM Amortisasi

Berdasarkan mata uang : Rupiah Dollar Amerika Serikat Berdasarkan klasifikasi bisnis : Property Motor Vehicle Marine Cargo Marine Hull Aviation Hull Engineering Liability Accident Miscellaneous Rincian hutang klaim : Pihak Istimewa PT Perkebunan Nusantara lain-lain Pihak ketiga PT. Tokyo Jaya Santoso Sumatera Prima Fibreboard Bahtera Arthaguna Parama Loss Adjuster PT. Petrokimia Gresik PT. Bank Rakyat Indonesia Trieka Sentosa Motor Autoblits PT. Karya Baru Remaja Jaya Pondok Indah Mitra Motor Koperasi Agrobisnis Tarutama Nusantara Kawan-Kawan Kita Sejahtera Bahtera Arung Persada Loss Adjuster CV. Kuba Jaya Teknik Japenansi Nusantara Internasional Adjusters & Surveyors

PT. Asuransi Aiu Indonesia PT. Jaya Proteksindo Sakti PT. Manunggal Bhakti Suci PT. Multipilar Jasa Pirsanusa PT. Radita Hutama Internusa Sapta Pirsa Mandiri Loss Adjuster Lain-lain Jumlah

Halaman 23

854,700,000 275,165,000 1,129,865,000 (338,959,500) 790,905,500

12. 2009

Pihak Istimewa Pihak Ketiga

2008

854,700,000 275,165,000 1,129,865,000 (451,946,000) 677,919,000

12. Hutang Klaim

Other Assets Deferred charges - net Right and patent - net Golf Membership Cash guarantee Stamp duty inventory Indonesia Federation of Insurance Association Inventory of office's stationary Oil and gas cuopon Software

Deferred expenses: Restructuring consultants Human resources development consultant Accumulated amortization

Claims Payable 2008

1,821,563,109 2,627,410,475 4,448,973,584

6,359,933,807 3,918,604,781 10,278,538,587

3,922,558,784 526,414,800 4,448,973,584

10,119,918,863 158,619,724 10,278,538,587

2,023,126,372 1,708,784,765 132,721,791 6,973,025 9,197,508 86,356,768 48,268,150 433,545,206 0 4,448,973,584

5,112,035,454 232,168,034 (185,157,242) 1,857,584,927 373,295,726 1,341,093,563 190,922,817 777,274,189 579,321,119 10,278,538,587

1,703,057,295 118,505,814 1,821,563,109

6,354,789,761 5,144,046 6,359,933,807

397,707,000 222,186,938 205,523,982 137,664,800 110,611,748 100,828,000 71,054,338 62,296,020 61,966,585 60,257,500 57,200,000 54,697,000 0 0 0 0 0 0 0 0 0 1,085,416,564

0 0 52,415,000 0 0 0 0 0 0 0 0 0 229,190,659 145,000,000 92,627,773 247,456,804 157,195,848 115,681,500 105,749,380 104,208,736 298,354,341 2,370,724,740

2,627,410,475 4,448,973,584

3,918,604,781 10,278,538,587

Related Parties Third parties By currencies Rupiah US Dollar By business classification Property Motor Vehicle Marine Cargo Marine Hull Aviation Hull Engineering Liability Accident Miscellaneous

Related Parties PT Perkebunan Nusantara Others Third parties PT. Tokyo Jaya Santoso Sumatera Prima Fibreboard Bahtera Arthaguna Parama Loss Adjuster PT. Petrokimia Gresik PT. Bank Rakyat Indonesia Trieka Sentosa Motor Autoblits PT. Karya Baru Remaja Jaya Pondok Indah Mitra Motor Koperasi Agrobisnis Tarutama Nusantara Kawan-Kawan Kita Sejahtera Bahtera Arung Persada Loss Adjuster CV. Kuba Jaya Teknik Japenansi Nusantara Internasional Adjusters & Surveyors

PT. Asuransi Aiu Indonesia PT. Jaya Proteksindo Sakti PT. Manunggal Bhakti Suci PT. Multipilar Jasa Pirsanusa PT. Radita Hutama Internusa Sapta Pirsa Mandiri Loss Adjuster Other Total

Page 23



13. Estimated Own Retention Claims

13. Estimasi Klaim Retensi Sendiri Akun ini merupakan jumlah estimasi klaim retensi sendiri atas klaim yang sudah terjadi tapi masih dalam proses penyelesaian, dan klaim yang sudah terjadi tapi belum dilaporkan (Incurred But Not Yet Reported / IBNR).

2009 Berdasarkan mata uang : Rupiah Dollar Amerika Serikat Berdasarkan klasifikasi bisnis : Outstanding klaim Property Motor Vehicle Marine Cargo Marine Hull Aviation Hull Engineering Liability Accident IBNR Property Motor Vehicle Marine Cargo Marine Hull Aviation Hull Engineering Liability Accident Estimasi Klaim Retensi Sendiri Property Motor Vehicle Marine Cargo Marine Hull Aviation Hull Engineering Liability Accident

22,171,725,382 3,972,756,252 26,144,481,634

23,466,682,771 4,073,710,420 27,540,393,191

17,131,683,227 1,081,347,503 712,465,926 24,459,750 90,000,000 6,995,078,553 71,375,000 122,535,938 26,228,945,896

504,062,995 109,247,163 3,826,850 0 0 625,935,808 0 1,902,500 1,244,975,316

856,584,161 54,067,375 35,623,296 1,222,988 4,500,000 349,753,928 3,568,750 6,126,797 1,311,447,295

10,585,322,894 2,294,190,422 80,363,850 0 0 13,144,651,968 0 39,952,500 26,144,481,634

17,988,267,388 1,135,414,878 748,089,222 25,682,738 94,500,000 7,344,832,481 74,943,750 128,662,735 27,540,393,191

By currency Rupiah UD Dollar By business classification : Outstanding claims Property Motor Vehicle Marine Cargo Marine Hull Aviation Hull Engineering Liability Accident IBNR Property Motor Vehicle Marine Cargo Marine Hull Aviation Hull Engineering Liability Accident Estimated claims for own retention Property Motor Vehicle Marine Cargo Marine Hull Aviation Hull Engineering Liability Accident

14. Unearned Premiums 2009

Halaman 24

2008

10,081,259,899 2,184,943,259 76,537,000 0 0 12,518,716,160 0 38,050,000 24,899,506,318

14. Premi Yang Belum Merupakan Pendapatan Berdasarkan klasifikasi bisnis : Property Motor Vehicle Marine Cargo Marine Hull Aviation Hull Energy Engineering Liability Accident Bond Miscellaneous

This account represent estimated own retention on claims already incurred but still in progress of settlement , and on claims already incurred but not yet reported (IBNR).

8,133,161,920 9,019,992,838 735,014,655 (4,840,036) 7,666,875 81,867,627 3,792,893,498 245,098,635 3,178,742,423 1,188,957,686 570,103,656 26,948,659,778

2008 7,622,732,999 5,378,329,221 712,844,563 62,867,950 16,454,169 (23,175,472) 4,990,277,720 70,468,909 1,533,253,741 14,778,085 335,033,275 20,713,865,160

By business classification : Property Motor Vehicle Marine Cargo Marine Hull Aviation Hull Energy Engineering Liability Accident Bond Miscellaneous

Page 24



15. Reinsurance Payables

15. Hutang Reasuransi 2009 Pihak Ketiga Berdasarkan mata uang : Rupiah Dollar Amerika Serikat Pihak Ketiga PT. Jasa Cipta Rembaka PT. Parare International Reinsurance Brokers Asiare Binajasa Reinsurance Broker PT. Asuransi Bumiputeramuda 1967 PT. Asuransi Prisma Indonesia PT. Mandiri Reasuransi International Lain-lain

3,158,467,810

1,227,290,521 4,622,621,678 5,849,912,199

320,151,795 2,838,316,014 3,158,467,810

1,951,353,582 302,580,858 174,570,237 0 0 0 3,421,407,521 5,849,912,199

0 186,781,969 0 65,132,808 123,814,883 727,725,397 2,055,012,753 3,158,467,810

2009 Berdasarkan mata uang : Rupiah Dollar Amerika Serikat

4,341,855,525

4,072,130,144 1,419,635,808 5,491,765,952

3,066,883,222 1,274,972,303 4,341,855,525

Uang Muka PPh Pasal 25

Jumlah hutang pajak (uang muka) penghasilan badan c. Hutang Pajak Lainnya : Pajak penghasilan pasal 21 Pajak penghasilan pasal 23 Pajak Pasal 4 ayat 2

Halaman 25

Third parties PT. Jasa Cipta Rembaka PT. Parare International Reinsurance Brokers Asiare Binajasa Reinsurance Broker PT. Asuransi Bumiputeramuda 1967 PT. Asuransi Prisma Indonesia PT. Mandiri Reasuransi International Others

Third parties By currency Rupiah US Dollar

17. Taxes Payable 2009

b. Uang muka pajak Taksiran pajak penghasilan badan Dikurangi :

By currency Rupiah US Dollar

2008

5,491,765,952

17. Hutang Pajak

a. Penghasilan (Beban) Pajak Penghasilan Kini Tangguhan

Third parties

16. Commission Payable

16. Hutang Komisi

Pihak Ketiga

2008

5,849,912,199

2008

785,290,000 3,096,204,855 3,881,494,855

1,380,520,000 2,914,371,855 4,294,891,855

785,290,000

1,380,520,000

a. Income tax income (expenses) Current Deferred

(2,856,243,041)

(4,342,446,141)

b. Prepaid taxes Estimated income taxes Less : Prepaid taxes - Income tax article 25:

(2,070,953,041)

(2,961,926,141)

Total prepaid corporate income tax

177,448,091 253,560,704 1,081,944 432,090,739 (1,638,862,302)

150,052,255 286,977,890 20,296,050 457,326,196 (2,504,599,945)

Other tax payable Income tax article 21 Income tax article 23 Tax article 4 sub article 2

Page 25



Current tax

Pajak Penghasilan Kini Rekonsiliasi antara laba (rugi) sebelum pajak menurut laporan laba rugi dengan laba (rugi) menurut pajak adalah sebagai berikut: 2009 Laba sebelum pajak menurut laporan laba rugi Perbedaan fiskal terdiri : Perbedaan tetap Beban pegawai Beban pemasaran Beban umum Beban administrasi Beban penyisihan piutang ragu-ragu IBNR (cadangan klaim) Cadangan Premi Hasil investasi Jasa giro Perbedaan sementara Kewajiban imbalan pasca kerja Laba kena pajak Kompensasi Kerugian Tahun 2007 Kompensasi Kerugian Tahun 2008 Laba Kena Pajak Dibulatkan Tarif PPh Pasal 17 sebagai berikut: 10% x 15% x 30% x 28% x

50,000,000 50,000,000 4,560,065,000 2,804,608,000

The reconsiliation between profit (loss) before tax per income statement and company's taxable income (loss) are as follows: 2008

19,945,904,631

13,996,527,361

31,740,000 257,305,057 341,552,280 127,351,703 0 1,244,975,316 (5,779,172,663) (2,922,731,061) (68,230,056)

174,105,000 105,964,093 25,731,058 59,905,089 0 1,311,447,295 0 (1,366,467,529) (74,128,829)

(54,944,690) 13,123,750,517 (9,573,018,610) (746,124,140) 2,804,608,000

0 14,233,083,538 (9,573,018,609) 0 4,660,065,000

0 0 0 785,290,240 785,290,000

5,000,000 7,500,000 1,368,019,500 0 1,380,520,000

Profit (loss) before tax per income statement Fiscal adjustments consists of: Permanent differences: Employee benefit Marketing expenses General expenses Administrative expenses Provision for doubtful account expense IBNR Premium reserve Investment Interest income Timing defferences: Post emplyoements benefits Taxable income Rounded Income tax Article 17 tariffts are as follow: 10% x Rp 50.000.000 15% x Rp 50.000.000 30% x Rp 4,560,065,000 28% x Rp 2,804,608,000

Pajak Tangguhan Pajak tangguhan dihitung berdasarkan pengaruh pajak atas perbedaan temporer antara jumlah tercatat aset dan kewajiban menurut laporan keuangan dengan dasar pengenaan pajak aset dan kewajiban.

aset pajak tangguhan /

Diferred tax assets 2008 Aset tetap Kewajiban imbalan pasca kerja Rugi fiskal Pemulihan Rugi Fiskal

123,246,987 418,693,504 3,080,820,342 3,622,760,834


Diferred tax assets 2007 Aset tetap Kewajiban imbalan pasca kerja Rugi fiskal

Halaman 26

4,181,383 393,909,449 2,871,905,583 3,269,996,415

Dikreditkan (dibebankan) ke Laporan laba rugi/

Deferred tax is calculated based on the tax effect of temporary differences between the tax bases for assets and liabilities and their carrying amount for financial reporting purpose.


Credited to (change to) income statement

Diferred tax assets

0

123,246,987

(15,384,513) 0 (3,080,820,342) (3,096,204,855)

Dikreditkan (dibebankan) ke Laporan laba rugi/

2009

403,308,991 3,080,820,342 (3,080,820,342) 526,555,979


Credited to (change to) income statement

Diferred tax assets

0

4,181,383

(42,466,272) (2,871,905,583) (2,914,371,855)

Fixed assets Postemployment benefit Fiscal loss Recovery of Fiscal loss

2008

351,443,177 0 355,624,560

Fixed assets Postemployment benefit Fiscal loss

Page 26



18. Accrued Expense

18. Biaya Yang Masih Harus Dibayar 2009 Biaya administrasi Biaya umum

159,717,969 126,602,196 286,320,165

Administrative expenses General expenses

65,166,245 0 65,166,245

19. Other Liabilities

19. Hutang Lain-lain 2009 Cadangan Dana Sosial Hutang Deviden Hutang Asuransi Hutang Lain-lain

2008

648,096,049 2,033,805,912 53,670,096 1,429,359,608 4,164,931,664

2008

Social fund

621,348,656 0 26,918,155 128,803,596 777,070,407

Insurance premium payable Others

20. Capital Stocks

20. Modal Saham Modal ditempatkan dan disetor PT. Asuransi Jasa Tania Tbk adalah sebagai berikut :

The composition of the Company's shareholders are as follows : 2009 dan/ and 2008 Persentase Kepemilikan/ Jumlah Saham/

Pemegang Saham/ Stockholders

Number of Share

Dana Pensiun Perkebunan Masyarakat (masing-masing kurang dari 5%)

294,303,500 5,696,500 300,000,000

2009

Berdasarkan klasifikasi bisnis : Property Motor Vehicle Marine Cargo Marine Hull Aviation Hull Engineering Liability Accident Bond Miscellaneous

52,975,024,368 35,665,436,064 88,640,460,432

42,191,739,647 16,321,378,005 5,812,136,335 206,943,085 39,375,000 16,539,012,654 187,132,804 7,888,058,816 3,666,003,013 1,607,629,081 94,459,408,440

46,352,321,484 10,842,782,392 7,683,882,329 290,825,751 39,375,000 15,558,875,875 173,293,125 6,608,225,448 48,813,431 1,042,065,598 88,640,460,432

2009

Halaman 27

By parties Related party Third party By classification of bussiness : Property Motor Vehicle Marine Cargo Marine Hull Aviation Hull Engineering Liability Accident Bond Miscellaneous

There are no incomes from the third parties more than 10% of gross premium income for the years ended June 30, 2009 and 2008. 22. Reinsurance Premiums

22. Premi Reasuransi

Berdasarkan klasifikasi bisnis : Property Motor Vehicle Marine Cargo Marine Hull Aviation Hull Energy Engineering Accident Bond Miscellaneous

58,860,700,000 1,139,300,000 60,000,000,000

2008

56,417,296,517 38,042,111,923 94,459,408,440

Tidak ada pendapatan dari pihak ketiga yang melebihi 10% dari jumlah premi bruto untuk periode tahun yang berakhir 30 Juni 2009 dan 2008.

Pihak Ketiga

98.10% 1.90% 100.00%

Capital

21. Gross Premiums

21. Premi Bruto Berdasarkan pihak Pihak Istimewa Pihak Ketiga

Jumlah/ Total Paid - up

Percentage of Ownership

2008

28,755,880,592 28,755,880,592

30,526,443,483 30,526,443,483

19,488,080,288 839,062,738 995,648,567 293,612,673 13,500,000 391,551,296 4,897,180,263 1,404,827,384 324,403,638 108,013,746 28,755,880,592

25,048,131,683 943,986,735 1,122,288,799 385,681,849 10,800,000 (5,350,396) 1,549,442,436 1,414,547,683 3,494,250 53,420,443 30,526,443,483

Third party By classification of bussiness : Property Motor Vehicle Marine Cargo Marine Hull Aviation Hull Energy Engineering Accident Bond Miscellaneous

Page 27



23. Gross Claims Expense

23. Klaim Bruto 2009 Berdasarkan pihak Pihak Istimewa Pihak Ketiga Berdasarkan klasifikasi bisnis : Property Motor Vehicle Marine Cargo Marine Hull Aviation Hull Engineering Liability Accident

12,508,280,076 16,717,710,095 29,225,990,172

11,842,987,301 22,684,153,609 34,527,140,910

17,141,609,388 5,065,119,970 2,953,850,774 4,500,000 0 2,595,469,643 492,300 1,464,948,096 29,225,990,172

23,811,409,683 2,337,167,806 2,818,642,831 266,115,211 184,398,935 4,050,349,627 4,537,496 1,054,519,320 34,527,140,910

2009

Berdasarkan klasifikasi bisnis : Property Motor Vehicle Marine Cargo Marine Hull Aviation Hull Engineering Accident

17,333,725,564 17,333,725,564

11,790,305,266 805,667,368 464,265,178 0 0 6,665,262 419,882,447 13,486,785,521

13,971,023,178 32,512,575 1,588,110,012 413,641,639 185,745,660 493,407,500 649,285,000 17,333,725,564

Pendapatan Komisi Property Motor Vehicle Marine Cargo Marine Hull Aviation Hull Engineering Accident Bond Miscellaneous Komisi Bersih Property Motor Vehicle Marine Cargo Marine Hull Aviation Hull Engineering Liability Accident Bond Miscellaneous

Halaman 28

Third party By classification of bussiness : Property Motor Vehicle Marine Cargo Marine Hull Aviation Hull Engineering Accident

25. Commission Income (Expense) - Net 2009

Berdasarkan klasifikasi bisnis : Beban Komisi Property Motor Vehicle Marine Cargo Marine Hull Aviation Hull Engineering Liability Accident Bond Miscellaneous

By classification of bussiness : Property Motor Vehicle Marine Cargo Marine Hull Aviation Hull Engineering Liability Accident

2008

13,486,785,521 13,486,785,521

25. Beban Komisi Bersih Pihak Ketiga

By parties Related party Third party

24. Reinsurance Claims Expense

24. Klaim Reasuransi Pihak Ketiga

2008

11,840,825,120 11,840,825,120

9,344,292,783 1,885,593,138 1,537,490,694 27,306,166 9,745,313 3,952,913,118 31,404,633 1,181,173,648 668,381,710 303,631,935 18,941,933,138

2008 12,775,359,975 12,775,359,975

8,211,192,473 1,514,686,509 2,162,835,463 43,161,185 9,745,313 3,083,937,419 23,469,140 725,366,578 9,334,886 241,259,199 16,024,988,165

5,464,050,944 77,963,493 197,144,976 36,231,938 3,037,500 955,697,650 267,411,286 90,960,302 8,609,929 7,101,108,018

2,399,144,118 170,622,324 369,049,733 45,690,235 1,890,000 8,626,648 319,263,243 960,919 (65,619,030) 3,249,628,190

3,880,241,839 1,807,629,645 1,340,345,718 (8,925,771) 6,707,813 2,997,215,467 31,404,633 913,762,362 577,421,408 295,022,007 11,840,825,120

5,812,048,355 1,344,064,185 1,793,785,730 (2,529,050) 7,855,313 3,075,310,771 23,469,140 406,103,335 8,373,968 306,878,228 12,775,359,975

Third party By classification of bussiness : Commission expense Property Motor Vehicle Marine Cargo Marine Hull Aviation Hull Engineering Liability Accident Bond Miscellaneous Commission income Property Motor Vehicle Marine Cargo Marine Hull Aviation Hull Engineering Accident Bond Miscellaneous Commission - net Property Motor Vehicle Marine Cargo Marine Hull Aviation Hull Engineering Liability Accident Bond Miscellaneous

Page 28



26. Net Investments Income

26. Hasil Investasi 2009 Bunga deposito wajib Bunga deposito berjangka Obligasi tersedia untuk dijual Obligasi dimiliki hingga jatuh tempo Obligasi untuk diperdagangkan Saham untuk diperdagangkan Bagian laba (rugi) perusahaan publik Bagian laba (rugi) perusahaan asosiasi Investasi Lainnya

177,253,732 1,270,748,519 590,100,070 121,852,381 278,623,350 468,390,123 3,778,073 11,984,814 0 2,922,731,061

2009 6,573,523,108 4,703,421,078 3,427,738,792 746,133,993 623,163,260 122,346,100 950,848,902 17,147,175,233

2009 (559,257,590) 198,038,586 68,230,056 (62,249,637) (355,238,585)

Laba bersih per saham dengan membagi masing-masing laba bersih dengan jumlah rata-rata saham yang beredar pada tahun yang bersangkutan. Berikut data yang digunakan untuk menghitung laba bersih per saham .

2009 16,064,409,776 300,000,000 54

6,101,673,413 4,914,526,760 1,695,159,723 575,498,072 253,368,398 140,616,000 433,252,406 14,114,094,773

2009

2008 (98,035,527) 148,885,639 74,128,829 (133,160,253) (8,181,312)

Exchange rate difference Policies administration income Bank accounts interest Others - net

Net earnings per share are derived from net income dividen by average total of outstanding share for the year. The following is the data that is used to count net income per share.

2008 9,701,635,507 300,000,000 32

Net income Outstanding shares Net earnings per share

2008

Harga Emisi Nilai Nominal

15,000,000,000 10,000,000,000 5,000,000,000

15,000,000,000 10,000,000,000 5,000,000,000

Biaya emisi saham

(2,229,218,946)

(2,229,218,946)

2,770,781,054

2,770,781,054

Jumlah

Employees Administrative Marketing Depreciation Training and education Professional fee Others

30. Additional Paid In Capital

30. Tambahan Modal Disetor

Halaman 29

2008

29. Net Earning Per Share

29. Laba (Rugi) Bersih per Saham

Laba (Rugi) Bersih Jumlah saham yang beredar Laba (Rugi) Bersih per Saham

Statutory deposit interest Time deposit interest Bond available-for-sale Bond held-to-maturity Bond for trading Equity securities for trading Share of profit (loss) from public company Share of profit (loss) from associate company Other investments

28. Other Income (Expense)

28. Penghasilan (Beban) Lain-lain

Selisih kurs Penggantian biaya polis Jasa giro Lainnya - bersih

141,142,466 948,943,976 487,222,347 345,140,832 0 (563,318,275) 0 6,921,184 415,000 1,366,467,529

27. Operating Expenses

27. Beban Usaha

Pegawai Administrasi Pemasaran Penyusutan Pendidikan dan latihan Jasa Professional Umum lainnya

2008

Issue price Nominal value Additional paid in capital Share issuance costs Total

Page 29



31. NET INCOME DISTRIBUTION

31. Penggunaan Laba Berdasarkan Akta No. 271 tanggal 29 Mei 2008 oleh Sutjipto SH. Notaris di Jakarta tentang keputusan Rapat Umum Pemegang Saham, disetujui tidak ada pembagian pembagian laba tahun 2007 dan Akta No. 91 tanggal 19 Mei 2009 oleh Notaris yang sama telah diputuskan bahwa laba setelah pajak untuk tahun 2008 dibagikan sebagai berikut :

2009 Dividen Tantiem Dana Sosial Cadangan Umum

Based on the notarial deed No. 271 dated May 29, 2008 of Sutjipto SH, public notary in Jakarta regarding the minute of the Stockholders General Meeting had resoluted dividend declare nothing for 2007 and notarial deed No. 91 dated May 19, 2009 of the same public notary which the company stockholders agreed to devide income after tax in 2008 as follows :

2008

2,033,805,912 153,494,786 76,747,392 1,573,321,555 3,837,369,644

0 0 0 0 0

Devidend Tantiem Social fund Special reserve Total

32. Cadangan Umum 32. General Reserve Perusahaan telah menyisihkan sebagian dari laba tahun 2008 sejumlah Rp The Company have reserved from profit in the year 2008 was Rp 1.573.321.555 sesuai Undang-undang Nomor 1 tahun 1995, yang mengharuskan 1.573.321.555 accourding to Indonesia Law No. 1 year 1995, the perusahaan Indonesia untuk membuat penyisihan cadangan umum sebesar 20% company should make 20% for general reserve of outhorized and paid dari jumlah modal yang ditempatkan dan disetor penuh. Saldo cadangan umum capital. General reserve balance for year 2009 was Rp 30.728.782.386 and untuk tahun 2009 sebesar Rp 30.728.782.386 dan untuk tahun 2008 adalah 2008 was Rp 29.155.460.831. sebesar Rp 29.155.460.831.

33. Cadangan Khusus Rapat Umum Pemegang Saham tahun 2009 dan 2008 telah diputuskan tidak membuat cadangan khusus. Saldo cadangan khusus per 30 Juni 2009 dan 2008 sebesar Rp 1.954.526.624.

33. SPECIAL RESERVE

34. Imbalan Pasca Kerja

34. Post-Employment Benefits

Mutasi kewajiban imbalan pasca kerja pada neraca adalah sebagai berikut : 2009 Kewajiban imbalan pasca kerja awal tahun Pembayaran manfaat karyawan selama tahun berjalan

Halaman 30

The shareholders general meeting in 2009 and 2008 year had not decided to make additional the special reserve. The special reserve balances for the year 2009 and 2008 were Rp 1.954.526.624.

Movements of post-employment benefits liabilities in the balance sheet are as follows : 2008

(1,401,545,971)

(1,313,031,498)

54,944,690 (1,346,601,281)

141,554,239 (1,171,477,259)

Post-employment benefits liabilities at the beginning of year Pension benefits payments in the current year

Page 30


PT. ASURANSI JASA TANIA, Tbk. Catatan Atas Laporan Keuangan 30 Juni 2009 dan 2008 (Disajikan dalam Rupiah, kecuali dinyatakan lain) 35. Sifat dan Transaksi Pihak Yang Mempunyai Hubungan Istimewa

35. Nature and Transaction of Related Parties The details of related parties are as follows :

Berikut ini pihak-pihak yang mempunyai hubungan istimewa : 1. 2. 3. 4. 5. 6. 7. 8.

Dana Pensiun Perkebunan merupakan pemegang saham mayoritas Perusahaan, (98,10 %). PT. Bank Agro, Tbk. pemegang sahamnya sama. PT. Perkebunan Nusantara merupakan pendiri Dana Pensiun Perkebunan.

1.

Koperasi Milik Perkebunan (dimilik oleh karyawan PT. Perkebunan Nusantara) Kantor Pemasaran Bersama PT. Perkebunan Nusantara merupakan unit dari usaha PT. Perkebunan Nusantara. Koperasi Karyawan Jasa Tania, Tbk. dimiliki oleh karyawan PT. Asuransi Jasa Tania, Tbk. Lembaga Pendidikan Perkebunan PT Jasa Tania Medika, perusahaan asosiasi dengan kepemilikan 20%

4. 5. 6. 7. 8.

Koperasi Perkebunan (owned by employees of PT Perkebunan Nusantara). Kantor Pemasaran Bersama PT Perkebunan Nusanatara (unit of PT Perkebunan Nusantara). Koperasi Karyawan Jasa Tania (owned by employees of PT Asuransi Jasa Tania Tbk). Lembaga Pendidikan Perkebunan. PT Jasa Tania Medika, which is associate company with 20% owned

Dalam kegiatan usahanya, Perusahaan melakukan transaksi dengan pihak yang mempunyai hubungan istimewa :

In the course of its business, the Company entered into certain transactions with related parties :

Rincian jumlah masing-masing pos aset, kewajiban, pendapatan underwriting dan beban underwriting yang berkaitan dengan pihak yang mempunyai hubungan istimewa beserta persentasenya terhadap total aset, total kewajiban, total pendapatan underwriting dan total beban underwriting sebagai berikut :

The amount details of each asset, liability, underwriting income, and underwriting expense in the course of transactions with related parties and the its percentage to total asset, total liability, total underwriting expense are as follows :

2009 Aset Investasi Kas dan Bank Piutang premi Piutang Lain

2008

Assets Investment Cash and banks Premium receivables Other receivables

11,395,000,000 591,657,399 8,750,880,262 974,242,200 21,711,779,862 12.02%

7,495,000,000 540,774,222 14,474,142,003 974,242,200 23,484,158,425 14.14%

1,821,563,109 1,821,563,109 2.43%

6,359,933,807 6,359,933,807 9.28%

Percentage to total liabilities

Pendapatan Underwriting Pendapatan premi Persentase terhadap total pendapatan underwriting

56,417,296,517 59.73%

52,975,024,368 59.76%

Underwriting income Premium income Percentage to total underwriting income

Beban Underwriting Beban klaim Persentase terhadap total beban underwriting

12,508,280,076 42.80%

11,842,987,301 34.30%

Underwriting expense Claims expense Percentage to total underwriting expense

Persentase terhadap total aset Kewajiban Hutang klaim Persentase terhadap total kewajiban

Rincian pihak-pihak yang mempunyai hubungan istimewa sebagai berikut : 2009

Percentage to total assets Liabilities Claims payable

Details of related parties are as follows : 2008

Aset Investasi PT. Bank Agro, Tbk.

11,395,000,000

7,495,000,000

Assets Investment PT Bank Agro Tbk

Kas dan Bank PT. Bank Agro, Tbk.

591,657,399

540,774,222

Cash on hand and in banks PT Bank Agro Tbk

8,145,127,810 5,292,120 26,035,822 198,809,785 20,177,000 8,750,880,262

13,825,210,541 215,655,946 103,195,471 257,372,348 72,707,698 14,474,142,003

974,242,200

974,242,200

21,711,779,862

23,484,158,425

Piutang premi PT. Perkebunan Nusantara KPB PTP. Nusantara Koperasi Karyawan Jasa Tania PT. Bank Agro, Tbk. Lain-lain Piutang lain-lain PT. Jasa Tania Medika

Halaman 31

2. 3.

Dana Pensiun Perkebunan is majority the stockholders of the Company (98,10%). PT Bank Agro Tbk (under common control). PT Perkebunan Nusantara (founder of Dana Pensiun Perkebunan).

Premium receivables PT. Perkebunan Nusantara KPB PTP. Nusantara Koperasi Karyawan Jasa Tania PT. Bank Agro, Tbk. Others Other Receivables PT. Jasa Tania Medika

Page 31


PT. ASURANSI JASA TANIA, Tbk. Catatan Atas Laporan Keuangan 30 Juni 2009 dan 2008 (Disajikan dalam Rupiah, kecuali dinyatakan lain) Kewajiban Hutang klaim PT Perkebunan Nusantara Lain-lain Pendapatan premi PT. Perkebunan Nusantara Lain-lain Beban klaim PT Perkebunan Nusantara Lain-lain

Halaman 32

1,703,057,295 118,505,814 1,821,563,109

6,354,789,761 5,144,046 6,359,933,807

55,381,260,812 1,036,035,705 56,417,296,517

51,971,076,028 1,003,948,340 52,975,024,368

12,213,759,783 294,520,293 12,508,280,076

11,684,825,153 158,162,148 11,842,987,301

Liabilities Claim payable PT Perkebunan Nusantara Others Premium income PT. Perkebunan Nusantara Others Claims expenses PT Perkebunan Nusantara Others

Page 32



36.

36. INFORMASI SEGMEN 2009 a.

SEGMENT INFORMATION 2008

a. Geographical Segmen

Segmen Geografis :

Underwriting income

Pendapatan underwriting 31,082,850,605

28,697,054,441

Jawa (diluar jabotabek)

18,928,746,017

19,919,449,464

Kalimantan

1,482,950,491

1,010,537,365

Sulawesi

2,102,906,931

2,303,113,571

Sulawesi

Jabotabek

8,308,955,778

5,053,787,067

Jabotabek

61,906,409,821

56,983,941,908

15,325,786,326

10,723,169,253

9,860,693,170

13,250,104,226

Sumatera Jawa (diluar jabotabek)

Java (excludes Jabotabek) Kalimantan

Underwriting expenses

Beban undewriting

Sumatera Java (excludes Jabotabek) Kalimantan

Kalimantan

695,626,164

692,144,565

Sulawesi

729,215,601

1,077,148,118

Sulawesi

Jabotabek

769,501,173

4,489,039,830

Jabotabek

27,380,822,434

30,231,605,992

15,757,064,279

17,973,885,188

9,068,052,847

6,669,345,238

Underwriting income - net

Hasil underwriting - bersih Sumatera Jawa (diluar jabotabek) Kalimantan


787,324,327

318,392,800

Sulawesi

1,373,691,330

1,225,965,453

Sulawesi

Jabotabek

7,539,454,605

564,747,237

Jabotabek

34,525,587,388

26,752,335,917

1,339,058,505

916,396,523

765,879,001

342,538,499

66,375,005

16,233,221

Sulawesi

115,808,398

62,505,711

Sulawesi

Jabotabek

635,610,153

28,793,575

Jabotabek

2,922,731,061

1,366,467,529

Sumatera

7,182,487,712

7,318,796,722


5,009,441,919

4,244,805,627

Kalimantan

534,878,984

337,871,449

Sulawesi

838,753,294

826,098,693

Sulawesi

3,581,613,324

1,386,522,282

Jabotabek

17,147,175,233

14,114,094,773

Sumatera

9,913,635,072

11,571,484,989


4,824,489,929

2,767,078,111

Investment

Hasil investasi Sumatera Jawa (diluar jabotabek) Kalimantan

Jabotabek

Java (excludes Jabotabek) Kalimantan


Income from operations

Laba usaha

Kalimantan

318,820,348

Sulawesi

650,746,434

Jabotabek

Sumatera

Operating expenses

Beban usaha

4,593,451,434 20,301,143,216

Halaman 33

Sumatera

Sumatera

(3,245,428) 462,372,472 (792,981,470)

Sumatera Java (excludes Jabotabek) Kalimantan Sulawesi Jabotabek

14,004,708,674

Page 33



Other income (expense)

Pendapatan (beban) lain-lain Sumatera

(77,595,152)

(73,241,136)


163,203,292

19,652,670

Kalimantan Sulawesi Jabotabek

6,314,722

6,915,541

(7,425,766)

(1,874,810)

(439,735,680)

40,366,423

(355,238,585)

(8,181,312)

Sumatera

9,836,039,919

11,498,243,852


4,987,693,220

2,786,730,780

Kalimantan

325,135,070

3,670,114

Sulawesi

643,320,668

460,497,662

4,153,715,753

(752,615,048)

19,945,904,631

13,996,527,361

(1,914,104,126)

(3,528,283,308)

Jawa (diluar jabotabek) Kalimantan

(970,610,556)

(855,119,775)

(63,271,640)

(1,126,190)

Sulawesi

(125,190,906)

(141,305,597)

Jabotabek

(808,317,628)

230,943,016

(3,881,494,855)

(4,294,891,855)

Sumatera

7,921,935,794

7,969,960,544


4,017,082,665

1,931,611,005

Kalimantan

261,863,430

2,543,924

Sulawesi

518,129,762

319,192,065

3,345,398,125 16,064,409,776

b.

(521,672,032)

Kalimantan Sulawesi Jabotabek



9,701,635,507

b. Business Segmen:

Segmen Usaha :

Underwriting income

Pendapatan underwriting Property

21,371,148,929

24,112,846,587

Property

Motor Vehicle

13,434,333,607

8,589,551,097

Motor Vehicle

Marine Cargo

4,945,654,343

6,089,027,067

Marine Cargo

Marine Hull

(92,502,881)

(103,491,204)

Marine Hull

Aviation Hull

26,496,000

39,203,761

Aviation Hull

Energy Engineering

(232,790,619) 12,557,634,689

(4,910,002) 12,812,791,042

Energy Engineering

184,771,130

194,421,678

Liability

Accident

6,170,473,576

4,058,245,687

Accident

Bond

2,250,706,273

30,541,096

Bond

Miscellaneous

1,290,484,774

1,165,715,100

Miscellaneous

61,906,409,821

56,983,941,908

Liability

Halaman 34

Sumatera Java (excludes Jabotabek)

Net income

Laba (rugi) bersih

Jabotabek

Sulawesi Jabotabek

Income tax expense

Penghasilan (Beban) pajak penghasilan Sumatera

Kalimantan

Income before tax

Laba sebelum pajak

Jabotabek

Sumatera Java (excludes Jabotabek)

Page 34



Underwriting expenses

Beban undewriting Property

4,705,733,881

13,088,703,420

Property

Motor Vehicle

6,296,077,921

3,796,570,696

Motor Vehicle

Marine Cargo

3,328,434,987

2,514,192,836

Marine Cargo

Marine Hull

(37,916,965)

(224,284,405)

Marine Hull

Aviation Hull

6,707,813

(210,368,912)

Aviation Hull

Engineering Liability Accident

10,042,868,180

31,896,933

33,252,699

Liability

1,954,234,261

875,419,282

Accident

Bond

577,421,408

8,373,968

Bond

Miscellaneous

295,022,007

306,878,228

Miscellaneous

27,380,822,434

30,231,605,992

16,665,415,048

11,024,143,167

Property

Motor Vehicle

7,138,255,686

4,792,980,401

Motor Vehicle

Marine Cargo

1,617,219,356

3,574,834,231

Marine Cargo

Underwriting income - net

Hasil underwriting - bersih Property

Marine Hull

(54,585,916)

120,793,201

Marine Hull

Aviation Hull

19,788,188

249,572,673

Aviation Hull

Energy Engineering

(232,790,619) 2,334,424,500

(4,910,002) 2,769,922,862

Energy Engineering

152,874,196

161,168,978

Liability

Accident

4,216,239,315

3,182,826,405

Accident

Bond

1,673,284,866

22,167,128

Bond

995,462,768

858,836,872

Miscellaneous

34,525,587,388

26,752,335,917

Liability

Miscellaneous

Halaman 35

Engineering

10,223,210,189

Page 35



37. Analysis Of Asset and Solvability

37. Analisis Kekayaan dan Solvabilitas Berdasarkan Keputusan Menteri Keuangan Republik Indonesia Nomor 424/KMK.06/2003 tanggal 30 September 2003, Perusahaan setiap saat wajib memenuhi tingkat solvabilitas yang dihitung dengan menggunakan pendekatan Risk Based Capital (RBC). Perusahaan setiap saat wajib memenuhi tingkat solvabilitas minimum sebesar 120% dari resiko kerugian yang mungkin timbul sebagai akibat deviasi dalam pengelolaan kekayaan dan kewajiban. Tingkat solvabilitas dihitung dengan mengurangi seluruh kewajiban (kecuali pinjaman subordinasi) dari kekayaan yang diperkenankan.

Based on the Decree of the Minister of Finance of the Republic of Indonesia No. 424/KMK.06/2003 dated September 30, 2003, the Company is required to maintain a certain solvability margin which be determined by Risk Based Capital (RBC) approach. The minimum level of solvability which should be maintains is 120% of potensial loss from deviation on in assets and liabilities management. Solvency margin is calculated by deducted all liabilities (except for subordinated loan) from admitted assets.

Batas minimum tingkat solvabilitas yang diwajibkan dihitung dengan mempertimbangkan kegagalan pengelolaan kekayaan, ketidakseimbangan antara nilai kekayaan dan kewajiban dalam setiap mata uang, perbedaan antara beban klaim yang terjadi dan beban klaim yang diperkirakan, ketidak mampuan reasuradur untuk memenuhi kewajiban membayar klaim.

The required minimum limit of solvency margin is determined by considering the risk of assets default, mismatch currencies of assets and liabilities on every currency, deviation of estimated claims expense and actual claims expense, default of claims payment by reinsurer.

Pada tanggal 30 Juni 2009 dan 2008, rasio pencapaian solvabilitas yang dihitung berdasarkan Keputusan Menteri Keuangan Nomor 424/KMK.06/2003 adalah sebesar 231% dan 170%.

As of June 30, 2009 dan 2008, solvability ratios which are calculated in accordance with the Decree of Minister of Finance of the Republic of Indonesia No. 424/KMK.06/2003 are 231% dan 170%.

I. Analisis Kekayaan

I. Assets Analysis 2009

Aset yang Diperkenankan Investasi Kas dan Bank Piutang Premi Piutang Reasuransi Piutang Hasil Investasi Aset Tetap setelah dikurangi Akumulasi Penyusutan

2008

66,935,987,252 14,355,666,342 10,174,541,475 8,594,334,876 442,451,255

57,278,737,252 5,784,932,592 13,191,296,160 8,029,660,843 490,091,348

18,078,743,953 118,581,725,153

17,900,290,517 102,675,008,712

II. Solvency Margin

II. Tingkat Solvabilitas 2009

2008

A. Solvency Margin

A. Tingkat Solvabilitas Kekayaan Yang Diperkenankan Kewajiban (kecuali Pinjaman Subordinasi) Jumlah Tingkat Solvabilitas

118,581,725,153 75,113,737,007

102,675,008,712 68,504,160,379

Admitted Asset Liabilities (except for subordinated loan)

43,467,988,147

34,170,848,333

Total solvency margin B. Minimum Solvency Margin

B. Batas Tingkat Solvabilitas Minimum (BTSM)

15,035,527,917 1,306,437,883

Mismatch Currencies Actual claims expense and estimated 14,857,147,211 claims expense 1,654,562,561 Reinsurer risk

Jumlah BTSM

18,816,179,063

20,058,528,315

Total Minimum Solvency Margin

24,651,809,084

14,112,320,018

C. Excess (less) solvency margin

231 %

170 %

D. Rasio Pencapaian Solvabilitas (dalam %)

2,467,455,705 6,757,559

3,466,579,927

Assets default

1) Kegagalan Pengelolaan Kekayaan 2) Kekayaan dan Kewajiban Dalam Setiap Jenis Mata Uang 3) Beban Klaim Yang Terjadi dan Beban Klaim Yang Diperkirakan 4) Risiko Reasuradur

C. Kelebihan (Kekurangan) Batas Tingkat Solvabilitas

Halaman 36

Admitted Asset Investment Cash on hand and in banks Premiums receivable Reinsurance receivables Interest receivable Fixed assets net of accumulated depreciation

80,238,616

D. Solvency ratios

Page 36



38. Monetary Assets and Liability in Foreign Currencies

38. Aset dan Kewajiban Dalam Mata Uang Asing Dollar Amerika Serikat Investasi Deposito Berjangka Kas Bank Piutang Premi Piutang Reasuransi Hutang Klaim Estimasi Klaim Retensi Sendiri Hutang Reasuransi Hutang Komisi

Ekuivalen (Rupiah) Investasi Deposito Berjangka Kas Bank Piutang Premi Piutang Reasuransi Hutang Klaim Estimasi Klaim Retensi Sendiri Hutang Reasuransi Hutang Komisi

2009 175,000 3,583 499,381 835,375 187,235 51,483 388,534 452,090 138,840 2,731,521 2009 1,789,375,000 36,632,719 5,106,171,558 8,541,711,625 1,914,480,770 526,414,800 3,972,756,252 4,622,621,678 1,419,635,808 27,929,800,211

Kurs konversi yang digunakan Perusahaan pada tanggal 30 Juni 2009 dan 2008 masing-masing adalah 1US$ =Rp 10.225,- dan Rp 9.225,-

Halaman 37

2008 250,000 3,239 169,052 608,343 244,302 17,195 441,595 307,677 138,208 2,179,609 2008 2,306,250,000 29,876,657 1,559,501,234 5,611,963,551 2,253,683,154 158,619,724 4,073,710,420 2,838,316,014 1,274,972,303 20,106,893,056

Investment Time Deposito Cash Banks Premiums receivable Reinsurance receivable Claims payable Estimated own retention claims Reinsurance payable Commissions payable Rupiahs Investment Time Deposito Cash Banks Premiums receivable Reinsurance receivable Claims payable Estimated own retention claims Reinsurance payable Commissions payable

The exchange rate as at June 30, 2009 and 2008 are 1US$ =Rp 10.225,- and Rp 9.225,- respectively

Page 37

Lampiran 1

Attachment 1

PT ASURANSI JASA TANIA Tbk Underwriting Result (Un Audited) For the Periods ended June 30, 2009 and 2008 (Expressed in Rupiah, unless otherwise stated)

PT. ASURANSI JASA TANIA, Tbk. Hasil Underwriting (Tidak Audit) Untuk Periode Yang Berakhir 30 Juni 2009 dan 2008


2009 Keterangan/Description PENDAPATAN UNDERWRITING / UNDERWRITING INCOME Premi bruto / Gross premium Premi penutupan langsung / Direct Premium Premi pentupan tidak langsung / Indirect premium

Jumlah premi bruto / Total gross premium

Property

Motor Vehicle

Marine Cargo

Marine Hull

Aviation Hull

Energy

Engineering

Liability

Accident

Bond

Miscellaneous

Jumlah

39,508,216,569 2,683,523,078

16,321,378,005 0

5,773,888,058 38,248,277

206,943,085 0

39,375,000 0

0 0

15,669,688,665 869,323,990

185,228,909 1,903,895

7,888,058,816 0

3,606,178,768 59,824,246

1,578,568,581 29,060,500

90,777,524,455 3,681,883,985

42,191,739,647

16,321,378,005

5,812,136,335

206,943,085

39,375,000

0

16,539,012,654

187,132,804

7,888,058,816

3,666,003,013

1,607,629,081

94,459,408,440

Premi reasuransi / Reinsurance premiums

19,488,080,288

839,062,738

995,648,567

293,612,673

13,500,000

391,551,296

4,897,180,263

0

1,404,827,384

324,403,638

108,013,746

28,755,880,592

Jumlah premi bersih / total net premium

22,703,659,359

15,482,315,267

4,816,487,768

(86,669,588)

25,875,000

(391,551,296)

11,641,832,391

187,132,804

6,483,231,432

3,341,599,375

1,499,615,335

65,703,527,848

PYBMP tahun berjalan / Unearned premiums current year PYBMP tahun lalu / Unearned premiums previous year Decrease (increase) in unearned premiums

6,196,856,578 7,529,367,008 (1,332,510,430)

3,421,892,588 5,469,874,249 (2,047,981,660)

476,780,780 347,614,205 129,166,575

(36,930,819) (31,097,527) (5,833,293)

8,287,875 7,666,875 621,000

2,140,158 (156,620,518) 158,760,677

4,373,649,067 3,457,846,770 915,802,298

1,915,029,772 2,227,787,628 (312,757,857)

14,778,085 1,105,671,187 (1,090,893,102)

Jumlah pendapatan premi / Total premium income Pendapatan (beban) underwriting lain-lain/ Others underwriting income (expenses) Jumlah pendapatan premi / Total premium income

21,371,148,929

13,434,333,607

4,945,654,343

(92,502,881)

26,496,000

(232,790,619)

12,557,634,689

184,771,130

6,170,473,576

2,250,706,273

1,290,484,774

61,906,409,821

0 21,371,148,929

0 13,434,333,607

0 4,945,654,343

0 (92,502,881)

0 26,496,000

0 0 (232,790,619) 12,557,634,689

0 184,771,130

0 6,170,473,576

0 2,250,706,273

0 1,290,484,774

0 61,906,409,821

17,141,609,388 11,790,305,266

5,065,119,970 805,667,368

2,953,850,774 464,265,178

1,464,948,096 419,882,447

0 0

0 0

29,225,990,172 13,486,785,521

10,585,322,894 15,111,134,974 (4,525,812,080)

2,294,190,422 2,065,194,749 228,995,673

0 0 0

0 0 0

26,144,481,634 26,343,688,972 (199,207,337)

BEBAN UNDERWRITING / UNDERWRITING EXPENSES Beban klaim / Claim Expenses Klaim bruto / gross claim Klaim reasuransi / Reinsurance claims Kenaikan (penurunan) EKRS / Increase (decrease) in EORC tahun berjalan / current period tahun lalu / prior year

Jumlah beban klaim / Total Claim Expense Pendapatan Komisi / Commission income Beban komisi / Commision expense Pendapatan (beban) komisi / Commission income (expenses) Jumlah biaya underwriting / Total Underwriting Expense Hasil Underwriting / Underwriting Results

80,363,850 581,860,178 (501,496,328)

0 0

2,595,469,643 6,665,262

492,300 0

0 33,491,194 (33,491,194)

0 0 0

0 0 0

13,144,651,968 8,507,461,627 4,637,190,341

0 0 0

0

0

7,225,994,722

492,300

1,040,471,899

0

0

15,539,997,314

3,037,500 9,745,313

0 0

955,697,650 3,952,913,118

0 31,404,633

267,411,286 1,181,173,648

90,960,302 668,381,710

8,609,929 303,631,935

7,101,108,018 18,941,933,138

0

(2,997,215,467)

1,988,089,269

(28,991,194)

5,464,050,944 9,344,292,783

77,963,493 1,885,593,138

197,144,976 1,537,490,694

36,231,938 27,306,166

(1,340,345,718)

16,705,120,450 20,502,238,476 (3,797,118,026)

0 0

4,488,448,275

(1,807,629,645)

272,706,771 481,837,331 (209,130,561)

4,500,000 0

825,492,042

(3,880,241,839)

59,929,594 62,291,268 (2,361,674)

8,925,771

(6,707,813)

4,705,733,881

6,296,077,921

3,328,434,987

(37,916,965)

6,707,813

16,665,415,048

7,138,255,686

1,617,219,356

(54,585,916)

19,788,188

0 10,223,210,189 (232,790,619)

2,334,424,500

(31,404,633)

39,952,500 44,546,250 (4,593,750)

(913,762,362)

(577,421,408)

(295,022,007)

(11,840,825,120)

31,896,933

1,954,234,261

577,421,408

295,022,007

27,380,822,434

152,874,196

4,216,239,315

1,673,284,866

995,462,768

34,525,587,388

Lampiran 2

Attachment 2

PT ASURANSI JASA TANIA Tbk Underwriting Result (Un Audited) For the Periods ended June 30, 2009 and 2008 (Expressed in Rupiah, unless otherwise stated)

PT. ASURANSI JASA TANIA, Tbk. Hasil Underwriting (Tidak Audit) Untuk Periode Yang Berakhir 30 Juni 2009 dan 2008


2008 Keterangan/Description PENDAPATAN UNDERWRITING / UNDERWRITING INCOME Premi bruto / Gross premium Premi penutupan langsung / Direct Premium Premi pentupan tidak langsung / Indirect premium

Jumlah premi bruto / Total gross premium

Property

Motor Vehicle

Marine Cargo

Marine Hull

Aviation Hull

Energy

Engineering

Liability

Accident

Bond

Miscellaneous

Jumlah

43,467,733,616 2,884,587,867

10,839,542,392 3,240,000

7,672,768,727 11,113,602

289,700,751 1,125,000

39,375,000 0

0 0

15,443,775,747 115,100,128

173,293,125 0

6,607,496,448 729,000

48,369,467 443,965

1,036,718,098 5,347,500

85,618,773,371 3,021,687,062

46,352,321,484

10,842,782,392

7,683,882,329

290,825,751

39,375,000

0

15,558,875,875

173,293,125

6,608,225,448

48,813,431

1,042,065,598

88,640,460,432

Premi reasuransi / Reinsurance premiums

25,048,131,683

943,986,735

1,122,288,799

385,681,849

10,800,000

(5,350,396)

1,549,442,436

0

1,414,547,683

3,494,250

53,420,443

30,526,443,483

Jumlah premi bersih / total net premium

21,304,189,801

9,898,795,656

6,561,593,530

(94,856,098)

28,575,000

5350396

14,009,433,439

173,293,125

5,193,677,764

45319181

988,645,155

58,114,016,949

PYBMP tahun berjalan / Unearned premiums current year PYBMP tahun lalu / Unearned premiums previous year Decrease (increase) in unearned premiums

9,005,513,365 6,196,856,578 2,808,656,786

2,112,648,029 3,421,892,588 (1,309,244,559)

(45,565,925) (36,930,819) (8,635,106)

18,916,636 8,287,875 10,628,761

(8,120,239) 2,140,158 (10,260,398)

3,177,006,671 4,373,649,067 (1,196,642,397)

81,058,146 59,929,594 21,128,553

779,597,694 1,915,029,772 (1,135,432,077)

0 14,778,085 (14,778,085)

449,776,716 272,706,771 177,069,945

15,575,045,409 16,705,120,450 (1,130,075,041)

Jumlah pendapatan premi / Total premium income Pendapatan (beban) underwriting lain-lain/ Others underwriting income (expenses) Jumlah pendapatan premi / Total premium income

24,112,846,587

8,589,551,097

6,089,027,067

(103,491,204)

39,203,761

(4,910,002)

12,812,791,042

194,421,678

4,058,245,687

30,541,096

1,165,715,100

56,983,941,908

0 24,112,846,587

0 8,589,551,097

0 6,089,027,067

0 (103,491,204)

0 39,203,761

0 0 (4,910,002) 12,812,791,042

0 194,421,678

0 4,058,245,687

0 30,541,096

0 1,165,715,100

0 56,983,941,908

23,811,409,683 13,971,023,178

2,337,167,806 32,512,575

2,818,642,831 1,588,110,012

266,115,211 413,641,639

184,398,935 185,745,660

0 0

4,050,349,627 493,407,500

4,537,496 0

1,054,519,320 649,285,000

0 0

0 0

34,527,140,910 17,333,725,564

17,988,267,388 20,551,998,828 (2,563,731,440)

1,135,414,878 987,563,598 147,851,280

748,089,222 1,258,214,935 (510,125,714)

25,682,738 99,911,665 (74,228,928)

94,500,000 311,377,500 (216,877,500)

0 0 0

7,344,832,481 3,934,217,199 3,410,615,282

74,943,750 69,697,688 5,246,063

128,662,735 64,581,108 64,081,627

0 0 0

0 0 0

27,540,393,191 27,277,562,521 262,830,670

Jumlah beban klaim / Total Claim Expense

7,276,655,065

2,452,506,511

720,407,106

(221,755,355)

(218,224,225)

0

6,967,557,410

9,783,559

469,315,947

0

0

17,456,246,017

Pendapatan Komisi / Commission income Beban komisi / Commision expense

2,399,144,118 8,211,192,473

170,622,324 1,514,686,509

369,049,733 2,162,835,463

0 0

8,626,648 3,083,937,419

0 23,469,140

319,263,243 725,366,578

960,919 9,334,886

0

(3,075,310,771)

BEBAN UNDERWRITING / UNDERWRITING EXPENSES Beban klaim / Claim Expenses Klaim bruto / gross claim Klaim reasuransi / Reinsurance claims Kenaikan (penurunan) EKRS / Increase (decrease) in EORC tahun berjalan / current period tahun lalu / prior year

Pendapatan (beban) komisi / Commission income (expenses)

(5,812,048,355)

(1,344,064,185)

4,214,317 476,780,780 (472,566,463)

(1,793,785,730)

45,690,235 43,161,185 2,529,050

1,890,000 9,745,313 (7,855,313)

Jumlah biaya underwriting / Total Underwriting Expense 13,088,703,420

3,796,570,696

2,514,192,836

(224,284,405)

(210,368,912)

Hasil Underwriting / Underwriting Results

4,792,980,401

3,574,834,231

120,793,201

249,572,673

11,024,143,167

0 10,042,868,180 (4,910,002)

2,769,922,862

(23,469,140)

(406,103,335)

(8,373,968)

(65,619,030) 241,259,199 (306,878,228)

3,249,628,190 16,024,988,165 (12,775,359,975)

33,252,699

875,419,282

8,373,968

306,878,228

30,231,605,992

161,168,978

3,182,826,405

22,167,128

858,836,872

26,752,335,917

Financial Statements 30 Juni 2009 dan 2008 June 30, 2009 and 2008

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