DAFTAR PUSTAKA Alhassan, Abdul Latif. 2015. Income Diversification and Bank Efficiency in a Emerging Market. Managerial Finance. Vol.41, No.12, pp.1318-1335. Al-Jafari, Mohamed dan Alchami, Mohammad. 2014. Determinants of Bank Profitability: Evidence from Syria. Journal of Applied Finance & Banking. Vol.4, No.1, 2014, 17-45. Allen, F. dan Santomero, A.M. 2001. What Do Financial Intermediariies Do? Journal of Banking and Finance. Vol. 25, pp.271-294. Almilia, L. S., dan Herdiningtyas, W. 2005. Analisis Rasio Camel terhadap Prediksi Kondisi Bermasalah pada Lembaga Perbankan Periode 2000-2002. Jurnal Akuntansi & Keuangan. Vol.7, No.2, pp.131-147. Ameur, Ines Ghazouani Ben dan Mhiri, Sonia Moussa. 2013. Explanatory Factors of Bank Performance Evidence from Tunisia. International Journal of Economics, Finance and Management. Vol.2 (1), 2013. Bobakova, I. V. 2003. Raising the Profitability of Commercial Banks. BLATEC. XI, 21-25. Berger, A. N., Hasan, I., Zhou, M., 2010. The Effects of Focus versus Diversification on Bank Performance: Evidence from Chinese Banks. Journal of Banking and Finance. Vol.34, 1417-1435. Brealey, R., Myers, S., & Marcus, A. 2012. Fundamentals of Corporate Finance. 7th edition. New York: McGraw-Hill. Buchory, Herry Achmad. 2014. Analysis of the Effect of Capital, Net Interest Margin, Credit Risk and Profitability in the Implementation of Banking Intermediation (Study on Regression Development Bank All Over Indonesia in 2012). European Journal of Business and Management. Vo1.6, No.24, 2014. Doyran, Mine Aysen. 2013. Net Interest Margins and Firm Performance in Developing Countries: Evidence from Argentine Commercial Banks". Management Research Review. Vol. 36 Iss: 7, pp.720 – 742, 2013.
66
Ekpu, Victor dan Paloni, Alberto. 2016. Business Lending and Bank Profitability in the UK. Studies in Economics and Finance. Vol. 33 Iss 2 2016. Fajar, Esti, dan Prihatini. 2013. Analisis Faktor Internal dan Eksternal Bank yang Mempengaruhi Profitabilitas Bank Umum di Indonesia. Journal of Management and Business Review. Vol.10, No.1, January 2013: 63-77. Ghozali. 2011. Aplikasi Analisis Multivariate dengan Program IBM SPSS 19. Semarang: Universitas Diponegoro. Gujarati, D., N dan Porter, D.J. 2013. Dasar-Dasar Ekonometrika. Jakarta: Salemba Empat. Gunawan, Robertus M., Effendie dan Budiarjo, Djoni. 2014. The Influence of Good Corporate Governance, Ownership Structure and Bank Size to the Bank Performance and Company Value in Banking Industry in Indonesia. European Journal of Business and Management. Vol.6, No.24, 2014. Hadad, Muliahman D., Santoso, Wimboh., Besar Dwityapoetra S., Rulina, Ita., Purwanti, Wini., Satria, Ricky. 2004. Fungsi Intermediasi Bank Asing Dalam Mendorong Pemulihan Sektor Rill di Indonesia. Direktorat Penelitian dan Pengaturan Perbankan. Bank Indonesia. Hanafi, Mamduh M. 2006. Manajemen Risiko. Yogyakarta: UPP STIM YKPN. Hanafi, Mamduh M. dan Abdul Halim. 2009. Analisa Laporan Keuangan. Edisi Keempat. Cetakan Pertama. Yogyakarta: UPP STIM YK. Hartono, Jogiyanto. 2014. Metodologi Penelitian Bisnis Salah Kaprah dan Pengalaman-Pengalaman Edisi 6. Yogyakarta: BPFE. Harmono. 2012. Faktor Fundamental Makro dan Skim Bunga Kredit Sebagai Variabel Intervening Pengaruhnya Terhadap Kinerja Bank. Jurnal Keuangan dan Perbankan. Vol. 16, No.1 Januari 2012. Harwinnanda A, Taufik. 2013. Analisis Pengaruh Capital Adequacy Ratio (CAR), Biaya Operasional Pendapatan Operasional (BOPO), Non Performing Loan (NPL), Loan to Deposit (LDR) terhadap Profitabilitas Bank Pmebangunan Daerah. Tesis, Program Studi Magister Manajemen, Fakultas Ekonomika dan Bisnis UGM, Yogyakarta.
67
Januarti, Indira. 2002. Variabel Proksi CAMEL dan Karakteristik Bank Lainnya untuk Menprediksi Kebangkrutan Bank di Indonesia. Jurnal Bisnis Strategi. Vol.10, Desember, 2002, pp.1-10. Kasmir. 2012. Manajemen Perbankan: Edisi Revisi. Jakarta: Rajawali Pers. Khrawish, H. A. 2011. Determinants of Commercial Banks Performance: Evidence from Jordan. International Research Journal of Finance and Economics. Zarqa University, 5(5), 19-45. Koga, Maiko dan Yoshino Koichi. 2016. Boom and Bust of Foreign Assets under Integrated Banking System. Journal of Economic Integration. Vol. 31, No. 1, pp.166-182, March 2016. Kusuma, D. R., 2012. Diversifikasi Pendapatan dan Risiko Perbankan di Indonesia. Tesis, Program Studi Magister Sains, Fakultas Ekonomika dan Bisnis UGM, Yogyakarta. Lantara, I Wayan Nuka. 2013. Business and Economic Cycle, Financial Market Fluctuation, and Bank Profitability: Empirical Evidence from Indonesia. Working Paper, Fakultas Ekonomika dan Bisnis UGM, Yogyakarta. Limpaphayom, Piman, dan Siraphat Polwitoon. 2004. Bank Relationship and Firm Performance: evidence from Thailand before the Asian financial crisis. Journal of Bussiness Finance and Accounting. 2004. Mahardanu, K. 2011. Pengaruh Capital Adequacy Ratio, Loan to Deposit Ratio, Non Performing Loan, Net Interest Margin terhadap Profitabilitas Perbankan. Tesis, Program Studi Magister Manajemen, Fakultas Ekonomika dan Bisnis UGM, Yogyakarta. Mahrinasari. 2003. Pengelolaan Kredit pada Bank Perkreditan Rakyat di Kota Bandarlampung. Jurnal Ekonomi dan Bisnis. No.3 Jilid 8. Mawardi, Wisnu. 2005. Analisis Faktor-Faktor yang Mempengaruhi Kinerja Keuangan Bank Umum di Indonesia: studi kasus pada bank umum dengan total asset kurang dari trilyun. Jurnal Bisnis Strategi. Vol.14, No.1, Juli 2005, pp. 83-84. Metin, Vatansever dan Ali, Hepsen. 2015. Determining Impacts on Non-Performing Loan Ratio in Turkey. Journal of Applied Finance and Banking. Vol. 5, No. 1, 68
2015, 1-11. Mishkin, Frederick S. dan Ali, Hepsen. 2015. Determining Impacts on NonPerforming Loan Ratio in Turkey. Journal of Applied Finance and Banking. Vol. 5, No. 1, 2015, 1-11. Pratama, Billy Arma. 2010. Analisis Faktor-Faktor yang Mempengaruhi Kebijakan Penyaluran Kredit Perbankan (Studi pada Bank Umum di Indonesia Periode Tahun 2005 – 2009). Electronic Journal. Semarang: Universitas Diponegoro. Diakses pada tanggal 10 Mei 2016 dari http://eprints.undip.ac.id/24059/. Prather, Barry W. L. 2010. Bank Risk and Return: the Impact of Bank Non Interest Income. International Journal of Managerial Finance. Vol.6 Iss 3 pp.220-244. Pratomo, Heru. 2015. Pengaruh Faktor Fundamental terhadap Profitabilitas Studi Empiris pada Bank Umum Go Publik dan Bank Umum Non Go Publik. Tesis, Program Studi Magister Manajemen, Fakultas Ekonomika dan Bisnis UGM, Yogyakarta. Raharjo, Pamuji G., Hakim, Dedi Budiman, Manurung, Adler H., Maulana, Tubagus N.A. 2014. The Determinant of Commercial Bank’s Interest Margin in Indonesia: All Analysis of Fixed Effect Panel Regression. International Journal of Economic and Financial Issues. Vol. 4, No. 2, pp.295-308, 2014. Sekaran, U., dan Bougie, R. 2010. Reserch Method for Business: A Skill Building Approach. West Sussex: John Wiley & Sons. Sianipar, Aryanti S. 2015. Pengaruh Diversifikasi Pendapatan Terhadap Kinerja Bank. Siasat Bisnis UII, Vol 19 No.1, Hal.27-35, 2015. Simpasa, Anthony M. 2013. Increased Foreign Bank Presence, Privatisation and Competition in the Zambian Banking Sector. Managerial Finance. Vol. 39 Iss 8 pp. 787-808. Singh, Dharmendra. 2010. Bank Specific and Macroeconomic Determinants of Bank Profitability: the Indian Evidence. Paradigm. Vol.14, No.1 Jan-Jun 2010: 53-64. Slamet, Riyadi. 2006. Banking Asset and Liability Management. Edisi 3. Penerbit FE UI, Jakarta. Stiroh，K.J. 2006. A Portfolio View of Banking with Interest and Noninterest 69
Activities. Journal of Money, Credit and Banking. Vol.38. 1351-1361. Winarno, Wing Wahyu. 2015. Analisis Ekonometrika dan Statistika dengan Eviwes. Edisi 4. Yogyakarta: UPP STLM YKPN.
70
