Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 1 Tahun Biaya Asuransi Tahun Ke-1 Rp.29.610 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
1
4,200
-
-
1,431
1,539
1,620
22,431
22,539
22,620
2
2
4,200
-
-
4,506
4,970
5,329
25,506
25,970
26,329
3
3
4,200
-
-
8,434
9,599
10,535
29,434
30,599
31,535
4
4
4,200
-
-
12,820
15,116
17,034
33,820
36,116
38,034
5
5
4,200
-
-
17,470
21,405
24,834
38,470
42,405
45,834
6
6
-
-
-
18,168
24,026
29,405
39,168
45,026
50,405
7
7
-
-
-
18,909
27,014
34,891
39,909
48,014
55,891
8
8
-
-
-
19,694
30,420
41,473
40,694
51,420
62,473
9
9
-
-
-
20,527
34,303
49,373
41,527
55,303
70,373
10
10
-
-
-
21,409
38,730
58,852
42,409
59,730
79,852
11
11
-
-
-
22,344
43,776
70,227
43,344
64,776
91,227
12
12
-
-
-
23,335
49,529
83,877
44,335
70,529
104,877
13
13
-
-
-
24,386
56,088
100,256
45,386
77,088
121,256
14
14
-
-
-
25,500
63,565
119,912
46,500
84,565
140,912
15
15
-
-
-
26,681
72,088
143,499
47,681
93,088
164,499
16
16
-
-
-
27,932
81,805
171,804
48,932
102,805
192,804
17
17
-
-
-
29,259
92,881
205,769
50,259
113,881
226,769
18
18
-
-
-
30,665
105,509
246,527
51,665
126,509
267,527
19
19
-
-
-
32,155
119,905
295,437
53,155
140,905
316,437
20
20
-
-
-
33,735
136,315
354,129
54,735
157,315
375,129
21
21
-
-
-
35,408
155,023
424,558
56,408
176,023
445,558
22
22
-
-
-
37,182
176,348
509,072
58,182
197,348
530,072
23
23
-
-
-
39,061
200,659
610,489
60,061
221,659
631,489
24
24
-
-
-
41,053
228,372
732,188
62,053
249,372
753,188
25
25
-
-
-
43,164
259,966
878,227
64,164
280,966
899,227
26
26
-
-
-
45,401
295,981
1,053,473
66,401
316,981
1,074,473
27
27
-
-
-
47,771
337,039
1,263,767
68,771
358,039
1,284,767
28
28
-
-
-
50,284
383,844
1,516,120
71,284
404,844
1,537,120
29
29
-
-
-
52,946
437,200
1,818,942
73,946
458,200
1,839,942
30
30
-
-
-
55,767
498,025
2,182,328
76,767
519,025
2,203,328
31
31
-
-
-
58,756
567,365
2,618,389
79,756
588,365
2,639,389
32
32
-
-
-
61,923
646,411
3,141,662
82,923
667,411
3,162,662
33
33
-
-
-
65,279
736,522
3,769,588
86,279
757,522
3,790,588
34
34
-
-
-
68,835
839,247
4,523,097
89,835
860,247
4,544,097
35
35
-
-
-
72,602
956,352
5,427,306
93,602
977,352
5,448,306
40
40
-
-
-
95,063
1,838,736
13,501,750
116,063
1,859,736
13,522,750
45
45
-
-
-
124,970
3,537,503
33,593,332
145,970
3,558,503
33,614,332
50
50
-
-
-
164,748
6,808,033
83,587,262
185,748
6,829,033
83,608,262
55
55
-
-
-
217,588
13,104,668
207,987,584
238,588
13,125,668
208,008,584
60
60
-
-
-
287,687
25,227,540
517,534,499
308,687
25,248,540
517,555,499
65
65
-
-
-
380,537
48,567,900 1,287,784,875
401,537
48,588,900 1,287,805,875
70
70
-
-
-
503,282
93,505,893 3,204,412,087
524,282
93,526,893 3,204,433,087
74
74
-
-
-
629,262 157,920,363 6,644,660,480
650,262 157,941,363 6,644,681,480
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 2 Tahun Biaya Asuransi Tahun Ke-1 Rp.29.610 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
2
4,200
-
-
1,431
1,539
1,620
22,431
22,539
22,620
2
3
4,200
-
-
4,506
4,970
5,329
25,506
25,970
26,329
3
4
4,200
-
-
8,434
9,599
10,535
29,434
30,599
31,535
4
5
4,200
-
-
12,820
15,116
17,034
33,820
36,116
38,034
5
6
4,200
-
-
17,470
21,405
24,834
38,470
42,405
45,834
6
7
-
-
-
18,168
24,026
29,405
39,168
45,026
50,405
7
8
-
-
-
18,909
27,014
34,891
39,909
48,014
55,891
8
9
-
-
-
19,694
30,420
41,473
40,694
51,420
62,473
9
10
-
-
-
20,527
34,303
49,373
41,527
55,303
70,373
10
11
-
-
-
21,409
38,730
58,852
42,409
59,730
79,852
11
12
-
-
-
22,344
43,776
70,227
43,344
64,776
91,227
12
13
-
-
-
23,335
49,529
83,877
44,335
70,529
104,877
13
14
-
-
-
24,386
56,088
100,256
45,386
77,088
121,256
14
15
-
-
-
25,500
63,565
119,912
46,500
84,565
140,912
15
16
-
-
-
26,681
72,088
143,499
47,681
93,088
164,499
16
17
-
-
-
27,932
81,805
171,804
48,932
102,805
192,804
17
18
-
-
-
29,259
92,881
205,769
50,259
113,881
226,769
18
19
-
-
-
30,665
105,509
246,527
51,665
126,509
267,527
19
20
-
-
-
32,155
119,904
295,437
53,155
140,904
316,437
20
21
-
-
-
33,734
136,314
354,128
54,734
157,314
375,128
21
22
-
-
-
35,407
155,020
424,556
56,407
176,020
445,556
22
23
-
-
-
37,179
176,345
509,069
58,179
197,345
530,069
23
24
-
-
-
39,058
200,655
610,484
60,058
221,655
631,484
24
25
-
-
-
41,049
228,368
732,182
62,049
249,368
753,182
25
26
-
-
-
43,159
259,960
878,219
64,159
280,960
899,219
26
27
-
-
-
45,396
295,974
1,053,463
66,396
316,974
1,074,463
27
28
-
-
-
47,765
337,030
1,263,755
68,765
358,030
1,284,755
28
29
-
-
-
50,276
383,832
1,516,104
71,276
404,832
1,537,104
29
30
-
-
-
52,937
437,186
1,818,922
73,937
458,186
1,839,922
30
31
-
-
-
55,756
498,008
2,182,303
76,756
519,008
2,203,303
31
32
-
-
-
58,744
567,345
2,618,358
79,744
588,345
2,639,358
32
33
-
-
-
61,909
646,386
3,141,623
82,909
667,386
3,162,623
33
34
-
-
-
65,263
736,493
3,769,539
86,263
757,493
3,790,539
34
35
-
-
-
68,816
839,211
4,523,036
89,816
860,211
4,544,036
35
36
-
-
-
72,580
956,309
5,427,230
93,580
977,309
5,448,230
40
41
-
-
-
95,009
1,838,623
13,501,528
116,009
1,859,623
13,522,528
45
46
-
-
-
124,858
3,537,237
33,592,723
145,858
3,558,237
33,613,723
50
51
-
-
-
164,534
6,807,439
83,585,651
185,534
6,828,439
83,606,651
55
56
-
-
-
217,200
13,103,398
207,983,428
238,200
13,124,398
208,004,428
60
61
-
-
-
287,008
25,224,897
517,523,923
308,008
25,245,897
517,544,923
65
66
-
-
-
379,380
48,562,502 1,287,758,195
400,380
48,583,502 1,287,779,195
70
71
-
-
-
501,347
93,495,017 3,204,345,132
522,347
93,516,017 3,204,366,132
73
74
-
-
-
592,520 138,511,660 5,537,102,472
613,520 138,532,660 5,537,123,472
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 3 Tahun Biaya Asuransi Tahun Ke-1 Rp.29.610 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
3
4,200
-
-
1,431
1,539
1,620
22,431
22,539
22,620
2
4
4,200
-
-
4,506
4,970
5,329
25,506
25,970
26,329
3
5
4,200
-
-
8,434
9,599
10,535
29,434
30,599
31,535
4
6
4,200
-
-
12,820
15,116
17,034
33,820
36,116
38,034
5
7
4,200
-
-
17,470
21,405
24,834
38,470
42,405
45,834
6
8
-
-
-
18,168
24,026
29,405
39,168
45,026
50,405
7
9
-
-
-
18,909
27,014
34,891
39,909
48,014
55,891
8
10
-
-
-
19,694
30,420
41,473
40,694
51,420
62,473
9
11
-
-
-
20,527
34,303
49,373
41,527
55,303
70,373
10
12
-
-
-
21,409
38,730
58,852
42,409
59,730
79,852
11
13
-
-
-
22,344
43,776
70,227
43,344
64,776
91,227
12
14
-
-
-
23,335
49,529
83,877
44,335
70,529
104,877
13
15
-
-
-
24,386
56,088
100,256
45,386
77,088
121,256
14
16
-
-
-
25,500
63,565
119,912
46,500
84,565
140,912
15
17
-
-
-
26,681
72,088
143,499
47,681
93,088
164,499
16
18
-
-
-
27,932
81,805
171,804
48,932
102,805
192,804
17
19
-
-
-
29,259
92,881
205,769
50,259
113,881
226,769
18
20
-
-
-
30,664
105,509
246,527
51,664
126,509
267,527
19
21
-
-
-
32,154
119,903
295,435
53,154
140,903
316,435
20
22
-
-
-
33,732
136,312
354,125
54,732
157,312
375,125
21
23
-
-
-
35,404
155,017
424,552
56,404
176,017
445,552
22
24
-
-
-
37,176
176,341
509,064
58,176
197,341
530,064
23
25
-
-
-
39,055
200,650
610,478
60,055
221,650
631,478
24
26
-
-
-
41,045
228,362
732,175
62,045
249,362
753,175
25
27
-
-
-
43,154
259,952
878,209
64,154
280,952
899,209
26
28
-
-
-
45,390
295,965
1,053,451
66,390
316,965
1,074,451
27
29
-
-
-
47,758
337,019
1,263,739
68,758
358,019
1,284,739
28
30
-
-
-
50,268
383,819
1,516,084
71,268
404,819
1,537,084
29
31
-
-
-
52,927
437,169
1,818,897
73,927
458,169
1,839,897
30
32
-
-
-
55,745
497,988
2,182,271
76,745
518,988
2,203,271
31
33
-
-
-
58,730
567,320
2,618,319
79,730
588,320
2,639,319
32
34
-
-
-
61,893
646,357
3,141,574
82,893
667,357
3,162,574
33
35
-
-
-
65,244
736,457
3,769,478
86,244
757,457
3,790,478
34
36
-
-
-
68,793
839,168
4,522,961
89,793
860,168
4,543,961
35
37
-
-
-
72,553
956,256
5,427,136
93,553
977,256
5,448,136
40
42
-
-
-
94,946
1,838,488
13,501,256
115,946
1,859,488
13,522,256
45
47
-
-
-
124,730
3,536,923
33,591,981
145,730
3,557,923
33,612,981
50
52
-
-
-
164,292
6,806,746
83,583,701
185,292
6,827,746
83,604,701
55
57
-
-
-
216,765
13,101,926
207,978,413
237,765
13,122,926
207,999,413
60
62
-
-
-
286,251
25,221,844
517,511,189
307,251
25,242,844
517,532,189
65
67
-
-
-
378,095
48,556,285 1,287,726,113
399,095
48,577,285 1,287,747,113
70
72
-
-
-
499,217
93,482,532 3,204,264,695
520,217
93,503,532 3,204,285,695
72
74
-
-
-
557,857 121,486,481 4,614,137,465
578,857 121,507,481 4,614,158,465
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 4 Tahun Biaya Asuransi Tahun Ke-1 Rp.29.610 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
4
4,200
-
-
1,431
1,539
1,620
22,431
22,539
22,620
2
5
4,200
-
-
4,506
4,970
5,329
25,506
25,970
26,329
3
6
4,200
-
-
8,434
9,599
10,535
29,434
30,599
31,535
4
7
4,200
-
-
12,820
15,116
17,034
33,820
36,116
38,034
5
8
4,200
-
-
17,470
21,405
24,834
38,470
42,405
45,834
6
9
-
-
-
18,168
24,026
29,405
39,168
45,026
50,405
7
10
-
-
-
18,909
27,014
34,891
39,909
48,014
55,891
8
11
-
-
-
19,694
30,420
41,473
40,694
51,420
62,473
9
12
-
-
-
20,527
34,303
49,373
41,527
55,303
70,373
10
13
-
-
-
21,409
38,730
58,852
42,409
59,730
79,852
11
14
-
-
-
22,344
43,776
70,227
43,344
64,776
91,227
12
15
-
-
-
23,335
49,529
83,877
44,335
70,529
104,877
13
16
-
-
-
24,386
56,088
100,256
45,386
77,088
121,256
14
17
-
-
-
25,500
63,565
119,912
46,500
84,565
140,912
15
18
-
-
-
26,681
72,088
143,499
47,681
93,088
164,499
16
19
-
-
-
27,932
81,805
171,804
48,932
102,805
192,804
17
20
-
-
-
29,258
92,881
205,768
50,258
113,881
226,768
18
21
-
-
-
30,663
105,507
246,525
51,663
126,507
267,525
19
22
-
-
-
32,152
119,901
295,433
53,152
140,901
316,433
20
23
-
-
-
33,729
136,309
354,122
54,729
157,309
375,122
21
24
-
-
-
35,401
155,014
424,548
56,401
176,014
445,548
22
25
-
-
-
37,173
176,337
509,058
58,173
197,337
530,058
23
26
-
-
-
39,050
200,644
610,471
60,050
221,644
631,471
24
27
-
-
-
41,040
228,355
732,165
62,040
249,355
753,165
25
28
-
-
-
43,148
259,943
878,197
64,148
280,943
899,197
26
29
-
-
-
45,382
295,954
1,053,435
66,382
316,954
1,074,435
27
30
-
-
-
47,750
337,005
1,263,719
68,750
358,005
1,284,719
28
31
-
-
-
50,258
383,802
1,516,059
71,258
404,802
1,537,059
29
32
-
-
-
52,915
437,149
1,818,865
73,915
458,149
1,839,865
30
33
-
-
-
55,731
497,963
2,182,232
76,731
518,963
2,203,232
31
34
-
-
-
58,714
567,290
2,618,270
79,714
588,290
2,639,270
32
35
-
-
-
61,874
646,321
3,141,513
82,874
667,321
3,162,513
33
36
-
-
-
65,221
736,413
3,769,403
86,221
757,413
3,790,403
34
37
-
-
-
68,767
839,115
4,522,867
89,767
860,115
4,543,867
35
38
-
-
-
72,521
956,192
5,427,020
93,521
977,192
5,448,020
40
43
-
-
-
94,873
1,838,327
13,500,921
115,873
1,859,327
13,521,921
45
48
-
-
-
124,585
3,536,554
33,591,079
145,585
3,557,554
33,612,079
50
53
-
-
-
164,018
6,805,938
83,581,342
185,018
6,826,938
83,602,342
55
58
-
-
-
216,277
13,100,219
207,972,366
237,277
13,121,219
207,993,366
60
63
-
-
-
285,409
25,218,320
517,495,864
306,409
25,239,320
517,516,864
65
68
-
-
-
376,668
48,549,128 1,287,687,541
397,668
48,570,128 1,287,708,541
70
73
-
-
-
496,876
93,468,211 3,204,168,077
517,876
93,489,211 3,204,189,077
71
74
-
-
-
525,157 106,552,114 3,844,999,959
546,157 106,573,114 3,845,020,959
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 5 Tahun Biaya Asuransi Tahun Ke-1 Rp.29.610 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
5
4,200
-
-
1,431
1,539
1,620
22,431
22,539
22,620
2
6
4,200
-
-
4,506
4,970
5,329
25,506
25,970
26,329
3
7
4,200
-
-
8,434
9,599
10,535
29,434
30,599
31,535
4
8
4,200
-
-
12,820
15,116
17,034
33,820
36,116
38,034
5
9
4,200
-
-
17,470
21,405
24,834
38,470
42,405
45,834
6
10
-
-
-
18,168
24,026
29,405
39,168
45,026
50,405
7
11
-
-
-
18,909
27,014
34,891
39,909
48,014
55,891
8
12
-
-
-
19,694
30,420
41,473
40,694
51,420
62,473
9
13
-
-
-
20,527
34,303
49,373
41,527
55,303
70,373
10
14
-
-
-
21,409
38,730
58,852
42,409
59,730
79,852
11
15
-
-
-
22,344
43,776
70,227
43,344
64,776
91,227
12
16
-
-
-
23,335
49,529
83,877
44,335
70,529
104,877
13
17
-
-
-
24,386
56,088
100,256
45,386
77,088
121,256
14
18
-
-
-
25,500
63,565
119,912
46,500
84,565
140,912
15
19
-
-
-
26,681
72,088
143,499
47,681
93,088
164,499
16
20
-
-
-
27,932
81,804
171,803
48,932
102,804
192,803
17
21
-
-
-
29,257
92,880
205,767
50,257
113,880
226,767
18
22
-
-
-
30,661
105,505
246,523
51,661
126,505
267,523
19
23
-
-
-
32,149
119,898
295,430
53,149
140,898
316,430
20
24
-
-
-
33,726
136,305
354,117
54,726
157,305
375,117
21
25
-
-
-
35,398
155,009
424,542
56,398
176,009
445,542
22
26
-
-
-
37,169
176,331
509,051
58,169
197,331
530,051
23
27
-
-
-
39,045
200,637
610,461
60,045
221,637
631,461
24
28
-
-
-
41,034
228,346
732,153
62,034
249,346
753,153
25
29
-
-
-
43,141
259,932
878,181
64,141
280,932
899,181
26
30
-
-
-
45,374
295,940
1,053,415
66,374
316,940
1,074,415
27
31
-
-
-
47,739
336,988
1,263,694
68,739
357,988
1,284,694
28
32
-
-
-
50,246
383,781
1,516,027
71,246
404,781
1,537,027
29
33
-
-
-
52,901
437,124
1,818,826
73,901
458,124
1,839,826
30
34
-
-
-
55,714
497,934
2,182,183
76,714
518,934
2,203,183
31
35
-
-
-
58,695
567,254
2,618,209
79,695
588,254
2,639,209
32
36
-
-
-
61,851
646,277
3,141,438
82,851
667,277
3,162,438
33
37
-
-
-
65,195
736,361
3,769,309
86,195
757,361
3,790,309
34
38
-
-
-
68,735
839,051
4,522,750
89,735
860,051
4,543,750
35
39
-
-
-
72,483
956,114
5,426,875
93,483
977,114
5,447,875
40
44
-
-
-
94,789
1,838,137
13,500,512
115,789
1,859,137
13,521,512
45
49
-
-
-
124,419
3,536,121
33,589,983
145,419
3,557,121
33,610,983
50
54
-
-
-
163,711
6,804,997
83,578,491
184,711
6,825,997
83,599,491
55
59
-
-
-
215,733
13,098,242
207,965,077
236,733
13,119,242
207,986,077
60
64
-
-
-
284,473
25,214,257
517,477,424
305,473
25,235,257
517,498,424
65
69
-
-
-
375,085
48,540,894 1,287,641,175
396,085
48,561,894 1,287,662,175
70
74
-
-
-
494,308
93,451,792 3,204,052,037
515,308
93,472,792 3,204,073,037
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 6 Tahun Biaya Asuransi Tahun Ke-1 Rp.29.610 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
6
4,200
-
-
1,431
1,539
1,620
22,431
22,539
22,620
2
7
4,200
-
-
4,506
4,970
5,329
25,506
25,970
26,329
3
8
4,200
-
-
8,434
9,599
10,535
29,434
30,599
31,535
4
9
4,200
-
-
12,820
15,116
17,034
33,820
36,116
38,034
5
10
4,200
-
-
17,470
21,405
24,834
38,470
42,405
45,834
6
11
-
-
-
18,168
24,026
29,405
39,168
45,026
50,405
7
12
-
-
-
18,909
27,014
34,891
39,909
48,014
55,891
8
13
-
-
-
19,694
30,420
41,473
40,694
51,420
62,473
9
14
-
-
-
20,527
34,303
49,373
41,527
55,303
70,373
10
15
-
-
-
21,409
38,730
58,852
42,409
59,730
79,852
11
16
-
-
-
22,344
43,776
70,227
43,344
64,776
91,227
12
17
-
-
-
23,335
49,529
83,877
44,335
70,529
104,877
13
18
-
-
-
24,386
56,088
100,256
45,386
77,088
121,256
14
19
-
-
-
25,500
63,565
119,912
46,500
84,565
140,912
15
20
-
-
-
26,680
72,087
143,499
47,680
93,087
164,499
16
21
-
-
-
27,930
81,803
171,802
48,930
102,803
192,802
17
22
-
-
-
29,255
92,878
205,765
50,255
113,878
226,765
18
23
-
-
-
30,659
105,502
246,520
51,659
126,502
267,520
19
24
-
-
-
32,146
119,894
295,425
53,146
140,894
316,425
20
25
-
-
-
33,723
136,300
354,112
54,723
157,300
375,112
21
26
-
-
-
35,393
155,003
424,534
56,393
176,003
445,534
22
27
-
-
-
37,164
176,323
509,041
58,164
197,323
530,041
23
28
-
-
-
39,039
200,628
610,449
60,039
221,628
631,449
24
29
-
-
-
41,027
228,334
732,137
62,027
249,334
753,137
25
30
-
-
-
43,133
259,918
878,161
64,133
280,918
899,161
26
31
-
-
-
45,364
295,923
1,053,390
66,364
316,923
1,074,390
27
32
-
-
-
47,728
336,967
1,263,662
68,728
357,967
1,284,662
28
33
-
-
-
50,232
383,756
1,515,988
71,232
404,756
1,536,988
29
34
-
-
-
52,885
437,094
1,818,777
73,885
458,094
1,839,777
30
35
-
-
-
55,695
497,898
2,182,122
76,695
518,898
2,203,122
31
36
-
-
-
58,672
567,211
2,618,134
79,672
588,211
2,639,134
32
37
-
-
-
61,825
646,225
3,141,344
82,825
667,225
3,162,344
33
38
-
-
-
65,163
736,297
3,769,192
86,163
757,297
3,790,192
34
39
-
-
-
68,696
838,974
4,522,605
89,696
859,974
4,543,605
35
40
-
-
-
72,437
956,021
5,426,695
93,437
977,021
5,447,695
40
45
-
-
-
94,692
1,837,911
13,500,012
115,692
1,858,911
13,521,012
45
50
-
-
-
124,230
3,535,613
33,588,654
145,230
3,556,613
33,609,654
50
55
-
-
-
163,365
6,803,904
83,575,048
184,365
6,824,904
83,596,048
55
60
-
-
-
215,124
13,095,956
207,956,296
236,124
13,116,956
207,977,296
60
65
-
-
-
283,431
25,209,572
517,455,241
304,431
25,230,572
517,476,241
65
70
-
-
-
373,333
48,531,427 1,287,585,453
394,333
48,552,427 1,287,606,453
69
74
-
-
-
465,204
81,960,282 2,669,928,769
486,204
81,981,282 2,669,949,769
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 7 Tahun Biaya Asuransi Tahun Ke-1 Rp.29.610 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
7
4,200
-
-
1,431
1,539
1,620
22,431
22,539
22,620
2
8
4,200
-
-
4,506
4,970
5,329
25,506
25,970
26,329
3
9
4,200
-
-
8,434
9,599
10,535
29,434
30,599
31,535
4
10
4,200
-
-
12,820
15,116
17,034
33,820
36,116
38,034
5
11
4,200
-
-
17,470
21,405
24,834
38,470
42,405
45,834
6
12
-
-
-
18,168
24,026
29,405
39,168
45,026
50,405
7
13
-
-
-
18,909
27,014
34,891
39,909
48,014
55,891
8
14
-
-
-
19,694
30,420
41,473
40,694
51,420
62,473
9
15
-
-
-
20,527
34,303
49,373
41,527
55,303
70,373
10
16
-
-
-
21,409
38,730
58,852
42,409
59,730
79,852
11
17
-
-
-
22,344
43,776
70,227
43,344
64,776
91,227
12
18
-
-
-
23,335
49,529
83,877
44,335
70,529
104,877
13
19
-
-
-
24,386
56,088
100,256
45,386
77,088
121,256
14
20
-
-
-
25,500
63,564
119,912
46,500
84,564
140,912
15
21
-
-
-
26,679
72,086
143,497
47,679
93,086
164,497
16
22
-
-
-
27,929
81,801
171,799
48,929
102,801
192,799
17
23
-
-
-
29,253
92,875
205,761
50,253
113,875
226,761
18
24
-
-
-
30,656
105,498
246,515
51,656
126,498
267,515
19
25
-
-
-
32,143
119,889
295,419
53,143
140,889
316,419
20
26
-
-
-
33,719
136,294
354,104
54,719
157,294
375,104
21
27
-
-
-
35,388
154,996
424,525
56,388
175,996
445,525
22
28
-
-
-
37,158
176,314
509,029
58,158
197,314
530,029
23
29
-
-
-
39,032
200,617
610,433
60,032
221,617
631,433
24
30
-
-
-
41,018
228,320
732,117
62,018
249,320
753,117
25
31
-
-
-
43,123
259,902
878,136
64,123
280,902
899,136
26
32
-
-
-
45,352
295,903
1,053,358
66,352
316,903
1,074,358
27
33
-
-
-
47,714
336,943
1,263,623
68,714
357,943
1,284,623
28
34
-
-
-
50,216
383,727
1,515,939
71,216
404,727
1,536,939
29
35
-
-
-
52,866
437,058
1,818,717
73,866
458,058
1,839,717
30
36
-
-
-
55,673
497,854
2,182,047
76,673
518,854
2,203,047
31
37
-
-
-
58,645
567,158
2,618,040
79,645
588,158
2,639,040
32
38
-
-
-
61,793
646,161
3,141,227
82,793
667,161
3,162,227
33
39
-
-
-
65,124
736,219
3,769,047
86,124
757,219
3,790,047
34
40
-
-
-
68,651
838,880
4,522,426
89,651
859,880
4,543,426
35
41
-
-
-
72,384
955,908
5,426,474
93,384
976,908
5,447,474
40
46
-
-
-
94,580
1,837,645
13,499,403
115,580
1,858,645
13,520,403
45
51
-
-
-
124,015
3,535,019
33,587,043
145,015
3,556,019
33,608,043
50
56
-
-
-
162,977
6,802,634
83,570,891
183,977
6,823,634
83,591,891
55
61
-
-
-
214,445
13,093,313
207,945,720
235,445
13,114,313
207,966,720
60
66
-
-
-
282,275
25,204,174
517,428,561
303,275
25,225,174
517,449,561
65
71
-
-
-
371,399
48,520,551 1,287,518,497
392,399
48,541,551 1,287,539,497
68
74
-
-
-
437,749
71,880,010 2,224,826,046
458,749
71,901,010 2,224,847,046
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 8 Tahun Biaya Asuransi Tahun Ke-1 Rp.29.610 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
8
4,200
-
-
1,431
1,539
1,620
22,431
22,539
22,620
2
9
4,200
-
-
4,506
4,970
5,329
25,506
25,970
26,329
3
10
4,200
-
-
8,434
9,599
10,535
29,434
30,599
31,535
4
11
4,200
-
-
12,820
15,116
17,034
33,820
36,116
38,034
5
12
4,200
-
-
17,470
21,405
24,834
38,470
42,405
45,834
6
13
-
-
-
18,168
24,026
29,405
39,168
45,026
50,405
7
14
-
-
-
18,909
27,014
34,891
39,909
48,014
55,891
8
15
-
-
-
19,694
30,420
41,473
40,694
51,420
62,473
9
16
-
-
-
20,527
34,303
49,373
41,527
55,303
70,373
10
17
-
-
-
21,409
38,730
58,852
42,409
59,730
79,852
11
18
-
-
-
22,344
43,776
70,227
43,344
64,776
91,227
12
19
-
-
-
23,335
49,529
83,877
44,335
70,529
104,877
13
20
-
-
-
24,386
56,087
100,256
45,386
77,087
121,256
14
21
-
-
-
25,498
63,563
119,910
46,498
84,563
140,910
15
22
-
-
-
26,677
72,084
143,495
47,677
93,084
164,495
16
23
-
-
-
27,926
81,798
171,796
48,926
102,798
192,796
17
24
-
-
-
29,250
92,871
205,757
50,250
113,871
226,757
18
25
-
-
-
30,652
105,494
246,509
51,652
126,494
267,509
19
26
-
-
-
32,139
119,884
295,412
53,139
140,884
316,412
20
27
-
-
-
33,714
136,287
354,094
54,714
157,287
375,094
21
28
-
-
-
35,382
154,987
424,512
56,382
175,987
445,512
22
29
-
-
-
37,150
176,303
509,013
58,150
197,303
530,013
23
30
-
-
-
39,024
200,603
610,413
60,024
221,603
631,413
24
31
-
-
-
41,008
228,304
732,092
62,008
249,304
753,092
25
32
-
-
-
43,111
259,881
878,105
64,111
280,881
899,105
26
33
-
-
-
45,338
295,878
1,053,319
66,338
316,878
1,074,319
27
34
-
-
-
47,697
336,913
1,263,574
68,697
357,913
1,284,574
28
35
-
-
-
50,197
383,691
1,515,879
71,197
404,691
1,536,879
29
36
-
-
-
52,843
437,015
1,818,641
73,843
458,015
1,839,641
30
37
-
-
-
55,646
497,802
2,181,953
76,646
518,802
2,202,953
31
38
-
-
-
58,613
567,094
2,617,923
79,613
588,094
2,638,923
32
39
-
-
-
61,754
646,083
3,141,083
82,754
667,083
3,162,083
33
40
-
-
-
65,079
736,125
3,768,868
86,079
757,125
3,789,868
34
41
-
-
-
68,597
838,767
4,522,204
89,597
859,767
4,543,204
35
42
-
-
-
72,321
955,773
5,426,201
93,321
976,773
5,447,201
40
47
-
-
-
94,453
1,837,331
13,498,662
115,453
1,858,331
13,519,662
45
52
-
-
-
123,773
3,534,326
33,585,093
144,773
3,555,326
33,606,093
50
57
-
-
-
162,542
6,801,161
83,565,876
183,542
6,822,161
83,586,876
55
62
-
-
-
213,689
13,090,260
207,932,986
234,689
13,111,260
207,953,986
60
67
-
-
-
280,990
25,197,957
517,396,479
301,990
25,218,957
517,417,479
65
72
-
-
-
369,268
48,508,066 1,287,438,060
390,268
48,529,066 1,287,459,060
67
74
-
-
-
411,847
63,037,665 1,853,907,110
432,847
63,058,665 1,853,928,110
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 9 Tahun Biaya Asuransi Tahun Ke-1 Rp.29.610 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
9
4,200
-
-
1,431
1,539
1,620
22,431
22,539
22,620
2
10
4,200
-
-
4,506
4,970
5,329
25,506
25,970
26,329
3
11
4,200
-
-
8,434
9,599
10,535
29,434
30,599
31,535
4
12
4,200
-
-
12,820
15,116
17,034
33,820
36,116
38,034
5
13
4,200
-
-
17,470
21,405
24,834
38,470
42,405
45,834
6
14
-
-
-
18,168
24,026
29,405
39,168
45,026
50,405
7
15
-
-
-
18,909
27,014
34,891
39,909
48,014
55,891
8
16
-
-
-
19,694
30,420
41,473
40,694
51,420
62,473
9
17
-
-
-
20,527
34,303
49,373
41,527
55,303
70,373
10
18
-
-
-
21,409
38,730
58,852
42,409
59,730
79,852
11
19
-
-
-
22,344
43,776
70,227
43,344
64,776
91,227
12
20
-
-
-
23,335
49,529
83,876
44,335
70,529
104,876
13
21
-
-
-
24,385
56,086
100,255
45,385
77,086
121,255
14
22
-
-
-
25,496
63,561
119,908
46,496
84,561
140,908
15
23
-
-
-
26,675
72,081
143,492
47,675
93,081
164,492
16
24
-
-
-
27,923
81,794
171,791
48,923
102,794
192,791
17
25
-
-
-
29,246
92,866
205,751
50,246
113,866
226,751
18
26
-
-
-
30,648
105,488
246,502
51,648
126,488
267,502
19
27
-
-
-
32,134
119,876
295,402
53,134
140,876
316,402
20
28
-
-
-
33,708
136,278
354,082
54,708
157,278
375,082
21
29
-
-
-
35,375
154,975
424,497
56,375
175,975
445,497
22
30
-
-
-
37,142
176,289
508,993
58,142
197,289
529,993
23
31
-
-
-
39,014
200,586
610,388
60,014
221,586
631,388
24
32
-
-
-
40,996
228,283
732,060
61,996
249,283
753,060
25
33
-
-
-
43,097
259,856
878,065
64,097
280,856
899,065
26
34
-
-
-
45,322
295,848
1,053,270
66,322
316,848
1,074,270
27
35
-
-
-
47,678
336,877
1,263,514
68,678
357,877
1,284,514
28
36
-
-
-
50,174
383,647
1,515,803
71,174
404,647
1,536,803
29
37
-
-
-
52,817
436,962
1,818,548
73,817
457,962
1,839,548
30
38
-
-
-
55,614
497,738
2,181,837
76,614
518,738
2,202,837
31
39
-
-
-
58,575
567,017
2,617,778
79,575
588,017
2,638,778
32
40
-
-
-
61,709
645,989
3,140,903
82,709
666,989
3,161,903
33
41
-
-
-
65,025
736,013
3,768,646
86,025
757,013
3,789,646
34
42
-
-
-
68,534
838,632
4,521,932
89,534
859,632
4,542,932
35
43
-
-
-
72,248
955,612
5,425,867
93,248
976,612
5,446,867
40
48
-
-
-
94,307
1,836,962
13,497,760
115,307
1,857,962
13,518,760
45
53
-
-
-
123,500
3,533,518
33,582,734
144,500
3,554,518
33,603,734
50
58
-
-
-
162,054
6,799,454
83,559,829
183,054
6,820,454
83,580,829
55
63
-
-
-
212,846
13,086,737
207,917,661
233,846
13,107,737
207,938,661
60
68
-
-
-
279,563
25,190,800
517,357,907
300,563
25,211,800
517,378,907
65
73
-
-
-
366,927
48,493,745 1,287,341,442
387,927
48,514,745 1,287,362,442
66
74
-
-
-
387,411
55,281,223 1,544,807,997
408,411
55,302,223 1,544,828,997
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 10 Tahun Biaya Asuransi Tahun Ke-1 Rp.29.610 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
10
4,200
-
-
1,431
1,539
1,620
22,431
22,539
22,620
2
11
4,200
-
-
4,506
4,970
5,329
25,506
25,970
26,329
3
12
4,200
-
-
8,434
9,599
10,535
29,434
30,599
31,535
4
13
4,200
-
-
12,820
15,116
17,034
33,820
36,116
38,034
5
14
4,200
-
-
17,470
21,405
24,834
38,470
42,405
45,834
6
15
-
-
-
18,168
24,026
29,405
39,168
45,026
50,405
7
16
-
-
-
18,909
27,014
34,891
39,909
48,014
55,891
8
17
-
-
-
19,694
30,420
41,473
40,694
51,420
62,473
9
18
-
-
-
20,527
34,303
49,373
41,527
55,303
70,373
10
19
-
-
-
21,409
38,730
58,852
42,409
59,730
79,852
11
20
-
-
-
22,344
43,776
70,226
43,344
64,776
91,226
12
21
-
-
-
23,334
49,528
83,875
44,334
70,528
104,875
13
22
-
-
-
24,383
56,084
100,252
45,383
77,084
121,252
14
23
-
-
-
25,494
63,558
119,905
46,494
84,558
140,905
15
24
-
-
-
26,672
72,077
143,487
47,672
93,077
164,487
16
25
-
-
-
27,920
81,789
171,786
48,920
102,789
192,786
17
26
-
-
-
29,242
92,860
205,743
50,242
113,860
226,743
18
27
-
-
-
30,643
105,481
246,492
51,643
126,481
267,492
19
28
-
-
-
32,128
119,867
295,390
53,128
140,867
316,390
20
29
-
-
-
33,700
136,267
354,066
54,700
157,267
375,066
21
30
-
-
-
35,367
154,962
424,477
56,367
175,962
445,477
22
31
-
-
-
37,132
176,273
508,968
58,132
197,273
529,968
23
32
-
-
-
39,002
200,566
610,356
60,002
221,566
631,356
24
33
-
-
-
40,982
228,258
732,021
61,982
249,258
753,021
25
34
-
-
-
43,081
259,827
878,017
64,081
280,827
899,017
26
35
-
-
-
45,303
295,812
1,053,209
66,303
316,812
1,074,209
27
36
-
-
-
47,656
336,834
1,263,438
68,656
357,834
1,284,438
28
37
-
-
-
50,147
383,595
1,515,710
71,147
404,595
1,536,710
29
38
-
-
-
52,785
436,898
1,818,431
73,785
457,898
1,839,431
30
39
-
-
-
55,576
497,660
2,181,692
76,576
518,660
2,202,692
31
40
-
-
-
58,530
566,923
2,617,599
79,530
587,923
2,638,599
32
41
-
-
-
61,655
645,877
3,140,682
82,655
666,877
3,161,682
33
42
-
-
-
64,962
735,878
3,768,374
85,962
756,878
3,789,374
34
43
-
-
-
68,461
838,472
4,521,597
89,461
859,472
4,542,597
35
44
-
-
-
72,163
955,422
5,425,458
93,163
976,422
5,446,458
40
49
-
-
-
94,141
1,836,529
13,496,664
115,141
1,857,529
13,517,664
45
54
-
-
-
123,192
3,532,577
33,579,883
144,192
3,553,577
33,600,883
50
59
-
-
-
161,510
6,797,478
83,552,541
182,510
6,818,478
83,573,541
55
64
-
-
-
211,910
13,082,673
207,899,221
232,910
13,103,673
207,920,221
60
69
-
-
-
277,980
25,182,566
517,311,541
298,980
25,203,566
517,332,541
65
74
-
-
-
364,359
48,477,326 1,287,225,402
385,359
48,498,326 1,287,246,402
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 11 Tahun Biaya Asuransi Tahun Ke-1 Rp.29.610 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
11
4,200
-
-
1,431
1,539
1,620
22,431
22,539
22,620
2
12
4,200
-
-
4,506
4,970
5,329
25,506
25,970
26,329
3
13
4,200
-
-
8,434
9,599
10,535
29,434
30,599
31,535
4
14
4,200
-
-
12,820
15,116
17,034
33,820
36,116
38,034
5
15
4,200
-
-
17,470
21,405
24,834
38,470
42,405
45,834
6
16
-
-
-
18,168
24,026
29,405
39,168
45,026
50,405
7
17
-
-
-
18,909
27,014
34,891
39,909
48,014
55,891
8
18
-
-
-
19,694
30,420
41,473
40,694
51,420
62,473
9
19
-
-
-
20,527
34,303
49,373
41,527
55,303
70,373
10
20
-
-
-
21,408
38,729
58,851
42,408
59,729
79,851
11
21
-
-
-
22,343
43,775
70,225
43,343
64,775
91,225
12
22
-
-
-
23,332
49,526
83,872
44,332
70,526
104,872
13
23
-
-
-
24,380
56,081
100,249
45,380
77,081
121,249
14
24
-
-
-
25,491
63,554
119,900
46,491
84,554
140,900
15
25
-
-
-
26,668
72,073
143,481
47,668
93,073
164,481
16
26
-
-
-
27,915
81,783
171,778
48,915
102,783
192,778
17
27
-
-
-
29,237
92,853
205,734
50,237
113,853
226,734
18
28
-
-
-
30,637
105,472
246,480
51,637
126,472
267,480
19
29
-
-
-
32,120
119,856
295,374
53,120
140,856
316,374
20
30
-
-
-
33,692
136,253
354,046
54,692
157,253
375,046
21
31
-
-
-
35,356
154,945
424,451
56,356
175,945
445,451
22
32
-
-
-
37,120
176,252
508,936
58,120
197,252
529,936
23
33
-
-
-
38,988
200,541
610,317
59,988
221,541
631,317
24
34
-
-
-
40,966
228,229
731,972
61,966
249,229
752,972
25
35
-
-
-
43,061
259,791
877,956
64,061
280,791
898,956
26
36
-
-
-
45,280
295,769
1,053,134
66,280
316,769
1,074,134
27
37
-
-
-
47,629
336,781
1,263,345
68,629
357,781
1,284,345
28
38
-
-
-
50,115
383,531
1,515,593
71,115
404,531
1,536,593
29
39
-
-
-
52,746
436,821
1,818,286
73,746
457,821
1,839,286
30
40
-
-
-
55,530
497,566
2,181,512
76,530
518,566
2,202,512
31
41
-
-
-
58,476
566,810
2,617,377
79,476
587,810
2,638,377
32
42
-
-
-
61,592
645,742
3,140,409
82,592
666,742
3,161,409
33
43
-
-
-
64,889
735,717
3,768,040
85,889
756,717
3,789,040
34
44
-
-
-
68,377
838,281
4,521,188
89,377
859,281
4,542,188
35
45
-
-
-
72,066
955,196
5,424,958
93,066
976,196
5,445,958
40
50
-
-
-
93,952
1,836,021
13,495,335
114,952
1,857,021
13,516,335
45
55
-
-
-
122,846
3,531,484
33,576,440
143,846
3,552,484
33,597,440
50
60
-
-
-
160,901
6,795,191
83,543,759
181,901
6,816,191
83,564,759
55
65
-
-
-
210,869
13,077,988
207,877,038
231,869
13,098,988
207,898,038
60
70
-
-
-
276,228
25,173,099
517,255,818
297,228
25,194,099
517,276,818
64
74
-
-
-
342,611
42,508,996 1,072,573,240
363,611
42,529,996 1,072,594,240
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 12 Tahun Biaya Asuransi Tahun Ke-1 Rp.29.610 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
12
4,200
-
-
1,431
1,539
1,620
22,431
22,539
22,620
2
13
4,200
-
-
4,506
4,970
5,329
25,506
25,970
26,329
3
14
4,200
-
-
8,434
9,599
10,535
29,434
30,599
31,535
4
15
4,200
-
-
12,820
15,116
17,034
33,820
36,116
38,034
5
16
4,200
-
-
17,470
21,405
24,834
38,470
42,405
45,834
6
17
-
-
-
18,168
24,026
29,405
39,168
45,026
50,405
7
18
-
-
-
18,909
27,014
34,891
39,909
48,014
55,891
8
19
-
-
-
19,694
30,420
41,473
40,694
51,420
62,473
9
20
-
-
-
20,526
34,303
49,372
41,526
55,303
70,372
10
21
-
-
-
21,407
38,728
58,850
42,407
59,728
79,850
11
22
-
-
-
22,341
43,773
70,222
43,341
64,773
91,222
12
23
-
-
-
23,329
49,523
83,869
44,329
70,523
104,869
13
24
-
-
-
24,377
56,077
100,244
45,377
77,077
121,244
14
25
-
-
-
25,488
63,549
119,894
46,488
84,549
140,894
15
26
-
-
-
26,664
72,067
143,474
47,664
93,067
164,474
16
27
-
-
-
27,910
81,776
171,769
48,910
102,776
192,769
17
28
-
-
-
29,231
92,844
205,722
50,231
113,844
226,722
18
29
-
-
-
30,630
105,460
246,464
51,630
126,460
267,464
19
30
-
-
-
32,112
119,842
295,354
53,112
140,842
316,354
20
31
-
-
-
33,682
136,236
354,021
54,682
157,236
375,021
21
32
-
-
-
35,345
154,924
424,420
56,345
175,924
445,420
22
33
-
-
-
37,106
176,227
508,897
58,106
197,227
529,897
23
34
-
-
-
38,972
200,511
610,268
59,972
221,511
631,268
24
35
-
-
-
40,947
228,193
731,911
61,947
249,193
752,911
25
36
-
-
-
43,039
259,747
877,881
64,039
280,747
898,881
26
37
-
-
-
45,254
295,716
1,053,040
66,254
316,716
1,074,040
27
38
-
-
-
47,597
336,717
1,263,228
68,597
357,717
1,284,228
28
39
-
-
-
50,077
383,453
1,515,448
71,077
404,453
1,536,448
29
40
-
-
-
52,701
436,727
1,818,107
73,701
457,727
1,839,107
30
41
-
-
-
55,477
497,454
2,181,291
76,477
518,454
2,202,291
31
42
-
-
-
58,413
566,675
2,617,105
79,413
587,675
2,638,105
32
43
-
-
-
61,519
645,581
3,140,075
82,519
666,581
3,161,075
33
44
-
-
-
64,805
735,526
3,767,630
85,805
756,526
3,788,630
34
45
-
-
-
68,280
838,055
4,520,689
89,280
859,055
4,541,689
35
46
-
-
-
71,955
954,930
5,424,349
92,955
975,930
5,445,349
40
51
-
-
-
93,737
1,835,427
13,493,724
114,737
1,856,427
13,514,724
45
56
-
-
-
122,458
3,530,214
33,572,283
143,458
3,551,214
33,593,283
50
61
-
-
-
160,222
6,792,548
83,533,183
181,222
6,813,548
83,554,183
55
66
-
-
-
209,712
13,072,590 207,850,358
230,712
13,093,590 207,871,358
60
71
-
-
-
274,293
25,162,223 517,188,863
295,293
25,183,223 517,209,863
63
74
-
-
-
322,095
37,273,618 893,696,439
343,095
37,294,618 893,717,439
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 13 Tahun Biaya Asuransi Tahun Ke-1 Rp.29.610 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
13
4,200
-
-
1,431
1,539
1,620
22,431
22,539
22,620
2
14
4,200
-
-
4,506
4,970
5,329
25,506
25,970
26,329
3
15
4,200
-
-
8,434
9,599
10,535
29,434
30,599
31,535
4
16
4,200
-
-
12,820
15,116
17,034
33,820
36,116
38,034
5
17
4,200
-
-
17,470
21,405
24,834
38,470
42,405
45,834
6
18
-
-
-
18,168
24,026
29,405
39,168
45,026
50,405
7
19
-
-
-
18,909
27,014
34,891
39,909
48,014
55,891
8
20
-
-
-
19,694
30,420
41,473
40,694
51,420
62,473
9
21
-
-
-
20,525
34,301
49,371
41,525
55,301
70,371
10
22
-
-
-
21,405
38,726
58,847
42,405
59,726
79,847
11
23
-
-
-
22,338
43,770
70,219
43,338
64,770
91,219
12
24
-
-
-
23,326
49,519
83,864
44,326
70,519
104,864
13
25
-
-
-
24,374
56,073
100,239
45,374
77,073
121,239
14
26
-
-
-
25,483
63,543
119,887
46,483
84,543
140,887
15
27
-
-
-
26,659
72,059
143,464
47,659
93,059
164,464
16
28
-
-
-
27,904
81,767
171,756
48,904
102,767
192,756
17
29
-
-
-
29,224
92,833
205,706
50,224
113,833
226,706
18
30
-
-
-
30,621
105,447
246,444
51,621
126,447
267,444
19
31
-
-
-
32,102
119,825
295,329
53,102
140,825
316,329
20
32
-
-
-
33,670
136,216
353,989
54,670
157,216
374,989
21
33
-
-
-
35,331
154,900
424,381
56,331
175,900
445,381
22
34
-
-
-
37,090
176,198
508,848
58,090
197,198
529,848
23
35
-
-
-
38,952
200,475
610,208
59,952
221,475
631,208
24
36
-
-
-
40,925
228,149
731,836
61,925
249,149
752,836
25
37
-
-
-
43,012
259,695
877,787
64,012
280,695
898,787
26
38
-
-
-
45,221
295,652
1,052,924
66,221
316,652
1,073,924
27
39
-
-
-
47,559
336,639
1,263,083
68,559
357,639
1,284,083
28
40
-
-
-
50,032
383,360
1,515,269
71,032
404,360
1,536,269
29
41
-
-
-
52,647
436,614
1,817,885
73,647
457,614
1,838,885
30
42
-
-
-
55,414
497,319
2,181,018
76,414
518,319
2,202,018
31
43
-
-
-
58,340
566,515
2,616,770
79,340
587,515
2,637,770
32
44
-
-
-
61,435
645,390
3,139,665
82,435
666,390
3,160,665
33
45
-
-
-
64,708
735,301
3,767,131
85,708
756,301
3,788,131
34
46
-
-
-
68,168
837,789
4,520,079
89,168
858,789
4,541,079
35
47
-
-
-
71,827
954,616
5,423,607
92,827
975,616
5,444,607
40
52
-
-
-
93,495
1,834,734
13,491,774
114,495
1,855,734
13,512,774
45
57
-
-
-
122,023
3,528,742
33,567,268
143,023
3,549,742
33,588,268
50
62
-
-
-
159,466
6,789,496
83,520,450
180,466
6,810,496
83,541,450
55
67
-
-
-
208,427
13,066,373 207,818,276
229,427
13,087,373 207,839,276
60
72
-
-
-
272,163
25,149,738 517,108,426
293,163
25,170,738 517,129,426
62
74
-
-
-
302,739
32,681,182 744,632,437
323,739
32,702,182 744,653,437
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 14 Tahun Biaya Asuransi Tahun Ke-1 Rp.29.610 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
14
4,200
-
-
1,431
1,539
1,620
22,431
22,539
22,620
2
15
4,200
-
-
4,506
4,970
5,329
25,506
25,970
26,329
3
16
4,200
-
-
8,434
9,599
10,535
29,434
30,599
31,535
4
17
4,200
-
-
12,820
15,116
17,034
33,820
36,116
38,034
5
18
4,200
-
-
17,470
21,405
24,834
38,470
42,405
45,834
6
19
-
-
-
18,168
24,026
29,405
39,168
45,026
50,405
7
20
-
-
-
18,909
27,013
34,890
39,909
48,013
55,890
8
21
-
-
-
19,693
30,418
41,472
40,693
51,418
62,472
9
22
-
-
-
20,523
34,299
49,368
41,523
55,299
70,368
10
23
-
-
-
21,403
38,723
58,844
42,403
59,723
79,844
11
24
-
-
-
22,335
43,766
70,214
43,335
64,766
91,214
12
25
-
-
-
23,323
49,514
83,859
44,323
70,514
104,859
13
26
-
-
-
24,369
56,067
100,231
45,369
77,067
121,231
14
27
-
-
-
25,478
63,536
119,877
46,478
84,536
140,877
15
28
-
-
-
26,653
72,050
143,452
47,653
93,050
164,452
16
29
-
-
-
27,897
81,756
171,740
48,897
102,756
192,740
17
30
-
-
-
29,215
92,819
205,686
50,215
113,819
226,686
18
31
-
-
-
30,611
105,430
246,419
51,611
126,430
267,419
19
32
-
-
-
32,090
119,805
295,297
53,090
140,805
316,297
20
33
-
-
-
33,656
136,191
353,950
54,656
157,191
374,950
21
34
-
-
-
35,315
154,870
424,332
56,315
175,870
445,332
22
35
-
-
-
37,071
176,162
508,788
58,071
197,162
529,788
23
36
-
-
-
38,930
200,432
610,132
59,930
221,432
631,132
24
37
-
-
-
40,898
228,097
731,742
61,898
249,097
752,742
25
38
-
-
-
42,980
259,631
877,670
63,980
280,631
898,670
26
39
-
-
-
45,183
295,575
1,052,779
66,183
316,575
1,073,779
27
40
-
-
-
47,513
336,546
1,262,904
68,513
357,546
1,283,904
28
41
-
-
-
49,978
383,247
1,515,047
70,978
404,247
1,536,047
29
42
-
-
-
52,584
436,479
1,817,612
73,584
457,479
1,838,612
30
43
-
-
-
55,341
497,158
2,180,684
76,341
518,158
2,201,684
31
44
-
-
-
58,256
566,324
2,616,361
79,256
587,324
2,637,361
32
45
-
-
-
61,338
645,165
3,139,166
82,338
666,165
3,160,166
33
46
-
-
-
64,596
735,034
3,766,522
85,596
756,034
3,787,522
34
47
-
-
-
68,041
837,475
4,519,338
89,041
858,475
4,540,338
35
48
-
-
-
71,681
954,247
5,422,705
92,681
975,247
5,443,705
40
53
-
-
-
93,222
1,833,926
13,489,415
114,222
1,854,926
13,510,415
45
58
-
-
-
121,536
3,527,035
33,561,221
142,536
3,548,035
33,582,221
50
63
-
-
-
158,623
6,785,972
83,505,124
179,623
6,806,972
83,526,124
55
68
-
-
-
207,000
13,059,216 207,779,704
228,000
13,080,216 207,800,704
60
73
-
-
-
269,822
25,135,417 517,011,808
290,822
25,156,417 517,032,808
61
74
-
-
-
284,480
28,652,729 620,412,436
305,480
28,673,729 620,433,436
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 15 Tahun Biaya Asuransi Tahun Ke-1 Rp.29.610 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
15
4,200
-
-
1,431
1,539
1,620
22,431
22,539
22,620
2
16
4,200
-
-
4,506
4,970
5,329
25,506
25,970
26,329
3
17
4,200
-
-
8,434
9,599
10,535
29,434
30,599
31,535
4
18
4,200
-
-
12,820
15,116
17,034
33,820
36,116
38,034
5
19
4,200
-
-
17,470
21,405
24,834
38,470
42,405
45,834
6
20
-
-
-
18,168
24,025
29,405
39,168
45,025
50,405
7
21
-
-
-
18,908
27,012
34,889
39,908
48,012
55,889
8
22
-
-
-
19,691
30,416
41,469
40,691
51,416
62,469
9
23
-
-
-
20,521
34,296
49,365
41,521
55,296
70,365
10
24
-
-
-
21,400
38,719
58,840
42,400
59,719
79,840
11
25
-
-
-
22,332
43,761
70,209
43,332
64,761
91,209
12
26
-
-
-
23,319
49,508
83,851
44,319
70,508
104,851
13
27
-
-
-
24,364
56,059
100,221
45,364
77,059
121,221
14
28
-
-
-
25,472
63,527
119,865
46,472
84,527
140,865
15
29
-
-
-
26,646
72,039
143,436
47,646
93,039
164,436
16
30
-
-
-
27,889
81,742
171,720
48,889
102,742
192,720
17
31
-
-
-
29,205
92,802
205,661
50,205
113,802
226,661
18
32
-
-
-
30,599
105,409
246,387
51,599
126,409
267,387
19
33
-
-
-
32,076
119,780
295,258
53,076
140,780
316,258
20
34
-
-
-
33,640
136,161
353,901
54,640
157,161
374,901
21
35
-
-
-
35,295
154,834
424,271
56,295
175,834
445,271
22
36
-
-
-
37,048
176,118
508,712
58,048
197,118
529,712
23
37
-
-
-
38,903
200,379
610,039
59,903
221,379
631,039
24
38
-
-
-
40,866
228,033
731,626
61,866
249,033
752,626
25
39
-
-
-
42,942
259,553
877,525
63,942
280,553
898,525
26
40
-
-
-
45,138
295,481
1,052,599
66,138
316,481
1,073,599
27
41
-
-
-
47,460
336,433
1,262,682
68,460
357,433
1,283,682
28
42
-
-
-
49,915
383,112
1,514,774
70,915
404,112
1,535,774
29
43
-
-
-
52,511
436,319
1,817,278
73,511
457,319
1,838,278
30
44
-
-
-
55,256
496,967
2,180,274
76,256
517,967
2,201,274
31
45
-
-
-
58,158
566,098
2,615,862
79,158
587,098
2,636,862
32
46
-
-
-
61,226
644,898
3,138,557
82,226
665,898
3,159,557
33
47
-
-
-
64,469
734,720
3,765,780
85,469
755,720
3,786,780
34
48
-
-
-
67,895
837,106
4,518,436
88,895
858,106
4,539,436
35
49
-
-
-
71,515
953,814
5,421,610
92,515
974,814
5,442,610
40
54
-
-
-
92,914
1,832,985
13,486,564
113,914
1,853,985
13,507,564
45
59
-
-
-
120,991
3,525,058
33,553,933
141,991
3,546,058
33,574,933
50
64
-
-
-
157,687
6,781,908
83,486,684
178,687
6,802,908
83,507,684
55
69
-
-
-
205,417
13,050,982 207,733,338
226,417
13,071,982 207,754,338
60
74
-
-
-
267,254
25,118,998 516,895,768
288,254
25,139,998 516,916,768
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 16 Tahun Biaya Asuransi Tahun Ke-1 Rp.29.610 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
16
4,200
-
-
1,431
1,539
1,620
22,431
22,539
22,620
2
17
4,200
-
-
4,506
4,970
5,329
25,506
25,970
26,329
3
18
4,200
-
-
8,434
9,599
10,535
29,434
30,599
31,535
4
19
4,200
-
-
12,820
15,116
17,034
33,820
36,116
38,034
5
20
4,200
-
-
17,469
21,404
24,833
38,469
42,404
45,833
6
21
-
-
-
18,167
24,024
29,403
39,167
45,024
50,403
7
22
-
-
-
18,906
27,010
34,886
39,906
48,010
55,886
8
23
-
-
-
19,688
30,413
41,466
40,688
51,413
62,466
9
24
-
-
-
20,518
34,293
49,360
41,518
55,293
70,360
10
25
-
-
-
21,397
38,715
58,834
42,397
59,715
79,834
11
26
-
-
-
22,327
43,755
70,201
43,327
64,755
91,201
12
27
-
-
-
23,314
49,501
83,841
44,314
70,501
104,841
13
28
-
-
-
24,359
56,050
100,209
45,359
77,050
121,209
14
29
-
-
-
25,465
63,516
119,849
46,465
84,516
140,849
15
30
-
-
-
26,637
72,025
143,416
47,637
93,025
164,416
16
31
-
-
-
27,879
81,725
171,695
48,879
102,725
192,695
17
32
-
-
-
29,193
92,782
205,629
50,193
113,782
226,629
18
33
-
-
-
30,585
105,384
246,348
51,585
126,384
267,348
19
34
-
-
-
32,060
119,750
295,209
53,060
140,750
316,209
20
35
-
-
-
33,621
136,125
353,841
54,621
157,125
374,841
21
36
-
-
-
35,273
154,791
424,196
56,273
175,791
445,196
22
37
-
-
-
37,022
176,066
508,619
58,022
197,066
529,619
23
38
-
-
-
38,871
200,315
609,922
59,871
221,315
630,922
24
39
-
-
-
40,828
227,955
731,481
61,828
248,955
752,481
25
40
-
-
-
42,897
259,459
877,346
63,897
280,459
898,346
26
41
-
-
-
45,084
295,368
1,052,378
66,084
316,368
1,073,378
27
42
-
-
-
47,397
336,298
1,262,409
68,397
357,298
1,283,409
28
43
-
-
-
49,842
382,951
1,514,440
70,842
403,951
1,535,440
29
44
-
-
-
52,427
436,128
1,816,869
73,427
457,128
1,837,869
30
45
-
-
-
55,159
496,742
2,179,775
76,159
517,742
2,200,775
31
46
-
-
-
58,047
565,832
2,615,253
79,047
586,832
2,636,253
32
47
-
-
-
61,099
644,585
3,137,815
82,099
665,585
3,158,815
33
48
-
-
-
64,323
734,351
3,764,878
85,323
755,351
3,785,878
34
49
-
-
-
67,729
836,673
4,517,340
88,729
857,673
4,538,340
35
50
-
-
-
71,326
953,306
5,420,281
92,326
974,306
5,441,281
40
55
-
-
-
92,568
1,831,892
13,483,120
113,568
1,852,892
13,504,120
45
60
-
-
-
120,382
3,522,772
33,545,151
141,382
3,543,772
33,566,151
50
65
-
-
-
156,646
6,777,223
83,464,501
177,646
6,798,223
83,485,501
55
70
-
-
-
203,665
13,041,515 207,677,615
224,665
13,062,515
207,698,615
59
74
-
-
-
251,003
22,019,234 430,631,879
272,003
22,040,234
430,652,879
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 17 Tahun Biaya Asuransi Tahun Ke-1 Rp.29.610 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
17
4,200
-
-
1,431
1,539
1,620
22,431
22,539
22,620
2
18
4,200
-
-
4,506
4,970
5,329
25,506
25,970
26,329
3
19
4,200
-
-
8,434
9,599
10,535
29,434
30,599
31,535
4
20
4,200
-
-
12,820
15,115
17,034
33,820
36,115
38,034
5
21
4,200
-
-
17,468
21,403
24,832
38,468
42,403
45,832
6
22
-
-
-
18,165
24,022
29,401
39,165
45,022
50,401
7
23
-
-
-
18,903
27,007
34,883
39,903
48,007
55,883
8
24
-
-
-
19,685
30,409
41,461
40,685
51,409
62,461
9
25
-
-
-
20,514
34,288
49,355
41,514
55,288
70,355
10
26
-
-
-
21,392
38,709
58,826
42,392
59,709
79,826
11
27
-
-
-
22,322
43,748
70,191
43,322
64,748
91,191
12
28
-
-
-
23,308
49,492
83,829
44,308
70,492
104,829
13
29
-
-
-
24,351
56,039
100,193
45,351
77,039
121,193
14
30
-
-
-
25,457
63,502
119,829
46,457
84,502
140,829
15
31
-
-
-
26,627
72,008
143,391
47,627
93,008
164,391
16
32
-
-
-
27,867
81,705
171,664
48,867
102,705
192,664
17
33
-
-
-
29,179
92,757
205,590
50,179
113,757
226,590
18
34
-
-
-
30,569
105,355
246,299
51,569
126,355
267,299
19
35
-
-
-
32,041
119,714
295,149
53,041
140,714
316,149
20
36
-
-
-
33,598
136,082
353,765
54,598
157,082
374,765
21
37
-
-
-
35,246
154,738
424,102
56,246
175,738
445,102
22
38
-
-
-
36,989
176,002
508,502
57,989
197,002
529,502
23
39
-
-
-
38,833
200,238
609,777
59,833
221,238
630,777
24
40
-
-
-
40,782
227,861
731,301
61,782
248,861
752,301
25
41
-
-
-
42,843
259,347
877,124
63,843
280,347
898,124
26
42
-
-
-
45,021
295,233
1,052,105
66,021
316,233
1,073,105
27
43
-
-
-
47,324
336,137
1,262,075
68,324
357,137
1,283,075
28
44
-
-
-
49,758
382,760
1,514,031
70,758
403,760
1,535,031
29
45
-
-
-
52,330
435,902
1,816,369
73,330
456,902
1,837,369
30
46
-
-
-
55,048
496,475
2,179,166
76,048
517,475
2,200,166
31
47
-
-
-
57,919
565,518
2,614,511
78,919
586,518
2,635,511
32
48
-
-
-
60,953
644,216
3,136,913
81,953
665,216
3,157,913
33
49
-
-
-
64,157
733,918
3,763,782
85,157
754,918
3,784,782
34
50
-
-
-
67,540
836,165
4,516,011
88,540
857,165
4,537,011
35
51
-
-
-
71,112
952,712
5,418,670
92,112
973,712
5,439,670
40
56
-
-
-
92,180
1,830,622
13,478,964
113,180
1,851,622
13,499,964
45
61
-
-
-
119,704
3,520,129
33,534,575
140,704
3,541,129
33,555,575
50
66
-
-
-
155,489
6,771,825
83,437,822
176,489
6,792,825
83,458,822
55
71
-
-
-
201,731
13,030,639 207,610,660
222,731
13,051,639 207,631,660
58
74
-
-
-
235,671
19,300,143 358,745,304
256,671
19,321,143 358,766,304
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 18 Tahun Biaya Asuransi Tahun Ke-1 Rp.29.610 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
18
4,200
-
-
1,431
1,539
1,620
22,431
22,539
22,620
2
19
4,200
-
-
4,506
4,970
5,329
25,506
25,970
26,329
3
20
4,200
-
-
8,434
9,599
10,534
29,434
30,599
31,534
4
21
4,200
-
-
12,819
15,114
17,032
33,819
36,114
38,032
5
22
4,200
-
-
17,466
21,401
24,830
38,466
42,401
45,830
6
23
-
-
-
18,163
24,019
29,397
39,163
45,019
50,397
7
24
-
-
-
18,900
27,003
34,879
39,900
48,003
55,879
8
25
-
-
-
19,682
30,405
41,455
40,682
51,405
62,455
9
26
-
-
-
20,510
34,282
49,347
41,510
55,282
70,347
10
27
-
-
-
21,387
38,701
58,817
42,387
59,701
79,817
11
28
-
-
-
22,316
43,739
70,179
43,316
64,739
91,179
12
29
-
-
-
23,301
49,481
83,813
44,301
70,481
104,813
13
30
-
-
-
24,343
56,025
100,173
45,343
77,025
121,173
14
31
-
-
-
25,446
63,485
119,804
46,446
84,485
140,804
15
32
-
-
-
26,615
71,988
143,359
47,615
92,988
164,359
16
33
-
-
-
27,853
81,680
171,624
48,853
102,680
192,624
17
34
-
-
-
29,163
92,727
205,541
50,163
113,727
226,541
18
35
-
-
-
30,550
105,319
246,239
51,550
126,319
267,239
19
36
-
-
-
32,018
119,671
295,073
53,018
140,671
316,073
20
37
-
-
-
33,572
136,029
353,672
54,572
157,029
374,672
21
38
-
-
-
35,214
154,674
423,985
56,214
175,674
444,985
22
39
-
-
-
36,951
175,924
508,357
57,951
196,924
529,357
23
40
-
-
-
38,788
200,144
609,598
59,788
221,144
630,598
24
41
-
-
-
40,728
227,749
731,080
61,728
248,749
752,080
25
42
-
-
-
42,780
259,212
876,852
63,780
280,212
897,852
26
43
-
-
-
44,948
295,073
1,051,771
65,948
316,073
1,072,771
27
44
-
-
-
47,239
335,947
1,261,666
68,239
356,947
1,282,666
28
45
-
-
-
49,660
382,535
1,513,531
70,660
403,535
1,534,531
29
46
-
-
-
52,218
435,636
1,815,760
73,218
456,636
1,836,760
30
47
-
-
-
54,920
496,161
2,178,424
75,920
517,161
2,199,424
31
48
-
-
-
57,774
565,149
2,613,609
78,774
586,149
2,634,609
32
49
-
-
-
60,787
643,782
3,135,817
81,787
664,782
3,156,817
33
50
-
-
-
63,968
733,410
3,762,453
84,968
754,410
3,783,453
34
51
-
-
-
67,326
835,572
4,514,400
88,326
856,572
4,535,400
35
52
-
-
-
70,870
952,019
5,416,719
91,870
973,019
5,437,719
40
57
-
-
-
91,745
1,829,149
13,473,949
112,745
1,850,149
13,494,949
45
62
-
-
-
118,947
3,517,076
33,521,842
139,947
3,538,076
33,542,842
50
67
-
-
-
154,204
6,765,609
83,405,739
175,204
6,786,609
83,426,739
55
72
-
-
-
199,600
13,018,154 207,530,223
220,600
13,039,154 207,551,223
57
74
-
-
-
221,208
16,914,975 298,839,825
242,208
16,935,975 298,860,825
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 19 Tahun Biaya Asuransi Tahun Ke-1 Rp.29.610 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
19
4,200
-
-
1,431
1,539
1,620
22,431
22,539
22,620
2
20
4,200
-
-
4,506
4,969
5,328
25,506
25,969
26,328
3
21
4,200
-
-
8,433
9,597
10,533
29,433
30,597
31,533
4
22
4,200
-
-
12,817
15,112
17,030
33,817
36,112
38,030
5
23
4,200
-
-
17,464
21,398
24,826
38,464
42,398
45,826
6
24
-
-
-
18,160
24,015
29,393
39,160
45,015
50,393
7
25
-
-
-
18,897
26,999
34,873
39,897
47,999
55,873
8
26
-
-
-
19,678
30,399
41,448
40,678
51,399
62,448
9
27
-
-
-
20,505
34,275
49,337
41,505
55,275
70,337
10
28
-
-
-
21,381
38,692
58,804
42,381
59,692
79,804
11
29
-
-
-
22,309
43,728
70,163
43,309
64,728
91,163
12
30
-
-
-
23,292
49,467
83,793
44,292
70,467
104,793
13
31
-
-
-
24,333
56,008
100,148
45,333
77,008
121,148
14
32
-
-
-
25,434
63,465
119,772
46,434
84,465
140,772
15
33
-
-
-
26,601
71,963
143,320
47,601
92,963
164,320
16
34
-
-
-
27,837
81,650
171,576
48,837
102,650
192,576
17
35
-
-
-
29,144
92,691
205,480
50,144
113,691
226,480
18
36
-
-
-
30,528
105,275
246,163
51,528
126,275
267,163
19
37
-
-
-
31,992
119,618
294,980
52,992
140,618
315,980
20
38
-
-
-
33,539
135,965
353,555
54,539
156,965
374,555
21
39
-
-
-
35,176
154,596
423,841
56,176
175,596
444,841
22
40
-
-
-
36,906
175,830
508,178
57,906
196,830
529,178
23
41
-
-
-
38,734
200,031
609,376
59,734
221,031
630,376
24
42
-
-
-
40,666
227,614
730,807
61,666
248,614
751,807
25
43
-
-
-
42,707
259,051
876,517
63,707
280,051
897,517
26
44
-
-
-
44,864
294,882
1,051,362
65,864
315,882
1,072,362
27
45
-
-
-
47,142
335,721
1,261,166
68,142
356,721
1,282,166
28
46
-
-
-
49,549
382,268
1,512,922
70,549
403,268
1,533,922
29
47
-
-
-
52,091
435,322
1,815,018
73,091
456,322
1,836,018
30
48
-
-
-
54,774
495,792
2,177,522
75,774
516,792
2,198,522
31
49
-
-
-
57,608
564,716
2,612,513
78,608
585,716
2,633,513
32
50
-
-
-
60,598
643,275
3,134,488
81,598
664,275
3,155,488
33
51
-
-
-
63,753
732,817
3,760,842
84,753
753,817
3,781,842
34
52
-
-
-
67,083
834,878
4,512,450
88,083
855,878
4,533,450
35
53
-
-
-
70,596
951,211
5,414,361
91,596
972,211
5,435,361
40
58
-
-
-
91,258
1,827,442
13,467,902
112,258
1,848,442
13,488,902
45
63
-
-
-
118,105
3,513,553
33,506,516
139,105
3,534,553
33,527,516
50
68
-
-
-
152,777
6,758,452
83,367,168
173,777
6,779,452
83,388,168
55
73
-
-
-
197,259
13,003,833 207,433,605
218,259
13,024,833 207,454,605
56
74
-
-
-
207,563
14,822,723 248,918,592
228,563
14,843,723 248,939,592
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 20 Tahun Biaya Asuransi Tahun Ke-1 Rp.30.030
Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah)
Nilai Investasi (Nilai Tunai) Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
20
4,200
-
-
1,430
1,538
1,619
22,430
22,538
22,619
2
21
4,200
-
-
4,505
4,968
5,327
25,505
25,968
26,327
3
22
4,200
-
-
8,431
9,595
10,531
29,431
30,595
31,531
4
23
4,200
-
-
12,814
15,109
17,027
33,814
36,109
38,027
5
24
4,200
-
-
17,461
21,394
24,822
38,461
42,394
45,822
6
25
-
-
-
18,156
24,011
29,387
39,156
45,011
50,387
7
26
-
-
-
18,893
26,993
34,865
39,893
47,993
55,865
8
27
-
-
-
19,673
30,392
41,438
40,673
51,392
62,438
9
28
-
-
-
20,499
34,266
49,325
41,499
55,266
70,325
10
29
-
-
-
21,374
38,681
58,788
42,374
59,681
79,788
11
30
-
-
-
22,301
43,714
70,143
43,301
64,714
91,143
12
31
-
-
-
23,282
49,450
83,768
44,282
70,450
104,768
13
32
-
-
-
24,321
55,988
100,116
45,321
76,988
121,116
14
33
-
-
-
25,421
63,440
119,733
46,421
84,440
140,733
15
34
-
-
-
26,585
71,934
143,271
47,585
92,934
164,271
16
35
-
-
-
27,817
81,614
171,515
48,817
102,614
192,515
17
36
-
-
-
29,122
92,648
205,405
50,122
113,648
226,405
18
37
-
-
-
30,501
105,223
246,070
51,501
126,223
267,070
19
38
-
-
-
31,959
119,554
294,863
52,959
140,554
315,863
20
39
-
-
-
33,501
135,888
353,410
54,501
156,888
374,410
21
40
-
-
-
35,131
154,503
423,661
56,131
175,503
444,661
22
41
-
-
-
36,852
175,718
507,956
57,852
196,718
528,956
23
42
-
-
-
38,671
199,896
609,103
59,671
220,896
630,103
24
43
-
-
-
40,593
227,453
730,473
61,593
248,453
751,473
25
44
-
-
-
42,622
258,860
876,108
63,622
279,860
897,108
26
45
-
-
-
44,767
294,656
1,050,862
65,767
315,656
1,071,862
27
46
-
-
-
47,031
335,455
1,260,557
68,031
356,455
1,281,557
28
47
-
-
-
49,421
381,955
1,512,180
70,421
402,955
1,533,180
29
48
-
-
-
51,945
434,953
1,814,116
72,945
455,953
1,835,116
30
49
-
-
-
54,608
495,359
2,176,427
75,608
516,359
2,197,427
31
50
-
-
-
57,419
564,208
2,611,184
78,419
585,208
2,632,184
32
51
-
-
-
60,383
642,681
3,132,877
81,383
663,681
3,153,877
33
52
-
-
-
63,511
732,123
3,758,892
84,511
753,123
3,779,892
34
53
-
-
-
66,810
834,070
4,510,091
87,810
855,070
4,531,091
35
54
-
-
-
70,289
950,270
5,411,509
91,289
971,270
5,432,509
40
59
-
-
-
90,713
1,825,466
13,460,613
111,713
1,846,466
13,481,613
45
64
-
-
-
117,168
3,509,489
33,488,076
138,168
3,530,489
33,509,076
50
69
-
-
-
151,194
6,750,217
83,320,802
172,194
6,771,217
83,341,802
55
74
-
-
-
194,691
12,987,414 207,317,565
215,691
13,008,414 207,338,565
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 21 Tahun Biaya Asuransi Tahun Ke-1 Rp.30.660 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
21
4,200
-
-
1,430
1,538
1,619
22,430
22,538
22,619
2
22
4,200
-
-
4,503
4,966
5,325
25,503
25,966
26,325
3
23
4,200
-
-
8,429
9,593
10,528
29,429
30,593
31,528
4
24
4,200
-
-
12,812
15,106
17,023
33,812
36,106
38,023
5
25
4,200
-
-
17,458
21,391
24,817
38,458
42,391
45,817
6
26
-
-
-
18,152
24,006
29,381
39,152
45,006
50,381
7
27
-
-
-
18,888
26,986
34,857
39,888
47,986
55,857
8
28
-
-
-
19,667
30,384
41,428
40,667
51,384
62,428
9
29
-
-
-
20,493
34,256
49,312
41,493
55,256
70,312
10
30
-
-
-
21,366
38,669
58,772
42,366
59,669
79,772
11
31
-
-
-
22,291
43,699
70,122
43,291
64,699
91,122
12
32
-
-
-
23,271
49,432
83,741
44,271
70,432
104,741
13
33
-
-
-
24,308
55,966
100,083
45,308
76,966
121,083
14
34
-
-
-
25,405
63,413
119,691
46,405
84,413
140,691
15
35
-
-
-
26,567
71,901
143,218
47,567
92,901
164,218
16
36
-
-
-
27,796
81,575
171,449
48,796
102,575
192,449
17
37
-
-
-
29,096
92,600
205,322
50,096
113,600
226,322
18
38
-
-
-
30,470
105,164
245,966
51,470
126,164
266,966
19
39
-
-
-
31,923
119,483
294,734
52,923
140,483
315,734
20
40
-
-
-
33,457
135,801
353,250
54,457
156,801
374,250
21
41
-
-
-
35,078
154,397
423,463
56,078
175,397
444,463
22
42
-
-
-
36,791
175,591
507,711
57,791
196,591
528,711
23
43
-
-
-
38,600
199,745
608,802
59,600
220,745
629,802
24
44
-
-
-
40,510
227,273
730,104
61,510
248,273
751,104
25
45
-
-
-
42,527
258,647
875,657
63,527
279,647
896,657
26
46
-
-
-
44,657
294,404
1,050,311
65,657
315,404
1,071,311
27
47
-
-
-
46,905
335,157
1,259,885
67,905
356,157
1,280,885
28
48
-
-
-
49,278
381,604
1,511,361
70,278
402,604
1,532,361
29
49
-
-
-
51,781
434,541
1,813,121
72,781
455,541
1,834,121
30
50
-
-
-
54,422
494,876
2,175,217
75,422
515,876
2,196,217
31
51
-
-
-
57,207
563,642
2,609,717
78,207
584,642
2,630,717
32
52
-
-
-
60,144
642,019
3,131,099
81,144
663,019
3,152,099
33
53
-
-
-
63,241
731,351
3,756,740
84,241
752,351
3,777,740
34
54
-
-
-
66,505
833,171
4,507,488
87,505
854,171
4,528,488
35
55
-
-
-
69,946
949,224
5,408,364
90,946
970,224
5,429,364
40
60
-
-
-
90,109
1,823,270
13,452,573
111,109
1,844,270
13,473,573
45
65
-
-
-
116,133
3,504,978
33,467,736
137,133
3,525,978
33,488,736
50
70
-
-
-
149,451
6,741,086
83,269,666
170,451
6,762,086
83,290,666
54
74
-
-
-
182,558
11,378,060 172,659,554
203,558
11,399,060 172,680,554
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 22 Tahun Biaya Asuransi Tahun Ke-1 Rp.31.290 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
22
4,200
-
-
1,429
1,537
1,618
22,429
22,537
22,618
2
23
4,200
-
-
4,502
4,965
5,324
25,502
25,965
26,324
3
24
4,200
-
-
8,427
9,591
10,526
29,427
30,591
31,526
4
25
4,200
-
-
12,810
15,103
17,020
33,810
36,103
38,020
5
26
4,200
-
-
17,455
21,387
24,813
38,455
42,387
45,813
6
27
-
-
-
18,149
24,001
29,376
39,149
45,001
50,376
7
28
-
-
-
18,884
26,981
34,850
39,884
47,981
55,850
8
29
-
-
-
19,662
30,376
41,418
40,662
51,376
62,418
9
30
-
-
-
20,486
34,246
49,299
41,486
55,246
70,299
10
31
-
-
-
21,358
38,657
58,755
42,358
59,657
79,755
11
32
-
-
-
22,282
43,684
70,101
43,282
64,684
91,101
12
33
-
-
-
23,259
49,413
83,714
44,259
70,413
104,714
13
34
-
-
-
24,294
55,943
100,048
45,294
76,943
121,048
14
35
-
-
-
25,389
63,385
119,648
46,389
84,385
140,648
15
36
-
-
-
26,547
71,867
143,164
47,547
92,867
164,164
16
37
-
-
-
27,772
81,532
171,380
48,772
102,532
192,380
17
38
-
-
-
29,067
92,547
205,236
50,067
113,547
226,236
18
39
-
-
-
30,435
105,100
245,858
51,435
126,100
266,858
19
40
-
-
-
31,881
119,404
294,598
52,881
140,404
315,598
20
41
-
-
-
33,407
135,705
353,081
54,407
156,705
374,081
21
42
-
-
-
35,019
154,282
423,253
56,019
175,282
444,253
22
43
-
-
-
36,722
175,453
507,452
57,722
196,453
528,452
23
44
-
-
-
38,519
199,580
608,483
59,519
220,580
629,483
24
45
-
-
-
40,417
227,077
729,712
61,417
248,077
750,712
25
46
-
-
-
42,421
258,415
875,177
63,421
279,415
896,177
26
47
-
-
-
44,535
294,129
1,049,725
65,535
315,129
1,070,725
27
48
-
-
-
46,765
334,832
1,259,169
67,765
355,832
1,280,169
28
49
-
-
-
49,118
381,221
1,510,490
70,118
402,221
1,531,490
29
50
-
-
-
51,598
434,090
1,812,061
72,598
455,090
1,833,061
30
51
-
-
-
54,214
494,346
2,173,929
75,214
515,346
2,194,929
31
52
-
-
-
56,972
563,022
2,608,154
77,972
584,022
2,629,154
32
53
-
-
-
59,878
641,295
3,129,206
80,878
662,295
3,150,206
33
54
-
-
-
62,941
730,506
3,754,447
83,941
751,506
3,775,447
34
55
-
-
-
66,168
832,186
4,504,714
87,168
853,186
4,525,714
35
56
-
-
-
69,567
948,078
5,405,011
90,567
969,078
5,426,011
40
61
-
-
-
89,442
1,820,866
13,443,996
110,442
1,841,866
13,464,996
45
66
-
-
-
114,992
3,500,040
33,446,034
135,992
3,521,040
33,467,034
50
71
-
-
-
147,537
6,731,095
83,215,094
168,537
6,752,095
83,236,094
53
74
-
-
-
171,126
9,967,091 143,789,766
192,126
9,988,091 143,810,766
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 23 Tahun Biaya Asuransi Tahun Ke-1 Rp.31.710 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
23
4,200
-
-
1,429
1,537
1,617
22,429
22,537
22,617
2
24
4,200
-
-
4,501
4,964
5,322
25,501
25,964
26,322
3
25
4,200
-
-
8,426
9,589
10,524
29,426
30,589
31,524
4
26
4,200
-
-
12,808
15,101
17,018
33,808
36,101
38,018
5
27
4,200
-
-
17,453
21,384
24,809
38,453
42,384
45,809
6
28
-
-
-
18,146
23,997
29,370
39,146
44,997
50,370
7
29
-
-
-
18,880
26,975
34,843
39,880
47,975
55,843
8
30
-
-
-
19,656
30,369
41,408
40,656
51,369
62,408
9
31
-
-
-
20,479
34,236
49,286
41,479
55,236
70,286
10
32
-
-
-
21,350
38,644
58,738
42,350
59,644
79,738
11
33
-
-
-
22,271
43,668
70,079
43,271
64,668
91,079
12
34
-
-
-
23,247
49,394
83,687
44,247
70,394
104,687
13
35
-
-
-
24,279
55,919
100,013
45,279
76,919
121,013
14
36
-
-
-
25,371
63,355
119,603
46,371
84,355
140,603
15
37
-
-
-
26,525
71,829
143,107
47,525
92,829
164,107
16
38
-
-
-
27,745
81,486
171,308
48,745
102,486
192,308
17
39
-
-
-
29,034
92,490
205,144
50,034
113,490
226,144
18
40
-
-
-
30,395
105,029
245,742
51,395
126,029
266,742
19
41
-
-
-
31,833
119,317
294,453
52,833
140,317
315,453
20
42
-
-
-
33,350
135,600
352,899
54,350
156,600
373,899
21
43
-
-
-
34,953
154,155
423,028
55,953
175,155
444,028
22
44
-
-
-
36,644
175,301
507,175
57,644
196,301
528,175
23
45
-
-
-
38,430
199,399
608,142
59,430
220,399
629,142
24
46
-
-
-
40,314
226,861
729,293
61,314
247,861
750,293
25
47
-
-
-
42,301
258,158
874,663
63,301
279,158
895,663
26
48
-
-
-
44,397
293,825
1,049,096
65,397
314,825
1,070,096
27
49
-
-
-
46,608
334,473
1,258,402
67,608
355,473
1,279,402
28
50
-
-
-
48,938
380,798
1,509,555
69,938
401,798
1,530,555
29
51
-
-
-
51,394
433,593
1,810,922
72,394
454,593
1,831,922
30
52
-
-
-
53,983
493,763
2,172,546
74,983
514,763
2,193,546
31
53
-
-
-
56,710
562,340
2,606,476
77,710
583,340
2,627,476
32
54
-
-
-
59,582
640,497
3,127,171
80,582
661,497
3,148,171
33
55
-
-
-
62,608
729,576
3,751,983
83,608
750,576
3,772,983
34
56
-
-
-
65,793
831,102
4,501,734
86,793
852,102
4,522,734
35
57
-
-
-
69,146
946,817
5,401,407
90,146
967,817
5,422,407
40
62
-
-
-
88,705
1,818,221
13,434,775
109,705
1,839,221
13,455,775
45
67
-
-
-
113,733
3,494,608
33,422,688
134,733
3,515,608
33,443,688
50
72
-
-
-
145,440
6,720,122
83,156,397
166,440
6,741,122
83,177,397
52
74
-
-
-
160,355
8,730,053 119,741,516
181,355
8,751,053 119,762,516
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 24 Tahun Biaya Asuransi Tahun Ke-1 Rp.32.130 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
24
4,200
-
-
1,429
1,537
1,617
22,429
22,537
22,617
2
25
4,200
-
-
4,501
4,964
5,322
25,501
25,964
26,322
3
26
4,200
-
-
8,425
9,588
10,523
29,425
30,588
31,523
4
27
4,200
-
-
12,807
15,099
17,016
33,807
36,099
38,016
5
28
4,200
-
-
17,450
21,381
24,806
38,450
42,381
45,806
6
29
-
-
-
18,142
23,993
29,365
39,142
44,993
50,365
7
30
-
-
-
18,875
26,969
34,835
39,875
47,969
55,835
8
31
-
-
-
19,651
30,361
41,398
40,651
51,361
62,398
9
32
-
-
-
20,472
34,226
49,273
41,472
55,226
70,273
10
33
-
-
-
21,341
38,631
58,720
42,341
59,631
79,720
11
34
-
-
-
22,260
43,652
70,056
43,260
64,652
91,056
12
35
-
-
-
23,233
49,373
83,656
44,233
70,373
104,656
13
36
-
-
-
24,262
55,892
99,974
45,262
76,892
120,974
14
37
-
-
-
25,350
63,322
119,553
46,350
84,322
140,553
15
38
-
-
-
26,499
71,787
143,043
47,499
92,787
164,043
16
39
-
-
-
27,713
81,433
171,226
48,713
102,433
192,226
17
40
-
-
-
28,995
92,424
205,040
49,995
113,424
226,040
18
41
-
-
-
30,349
104,948
245,611
51,349
125,948
266,611
19
42
-
-
-
31,777
119,218
294,288
52,777
140,218
315,288
20
43
-
-
-
33,286
135,480
352,695
54,286
156,480
373,695
21
44
-
-
-
34,877
154,011
422,775
55,877
175,011
443,775
22
45
-
-
-
36,556
175,128
506,862
57,556
196,128
527,862
23
46
-
-
-
38,328
199,193
607,757
59,328
220,193
628,757
24
47
-
-
-
40,196
226,616
728,820
61,196
247,616
749,820
25
48
-
-
-
42,166
257,867
874,083
63,166
278,867
895,083
26
49
-
-
-
44,243
293,481
1,048,387
65,243
314,481
1,069,387
27
50
-
-
-
46,431
334,067
1,257,537
67,431
355,067
1,278,537
28
51
-
-
-
48,737
380,320
1,508,500
69,737
401,320
1,529,500
29
52
-
-
-
51,166
433,031
1,809,639
72,166
454,031
1,830,639
30
53
-
-
-
53,724
493,105
2,170,988
74,724
514,105
2,191,988
31
54
-
-
-
56,417
561,570
2,604,585
77,417
582,570
2,625,585
32
55
-
-
-
59,253
639,599
3,124,880
80,253
660,599
3,145,880
33
56
-
-
-
62,237
728,529
3,749,210
83,237
749,529
3,770,210
34
57
-
-
-
65,376
829,883
4,498,379
86,376
850,883
4,519,379
35
58
-
-
-
68,678
945,399
5,397,352
89,678
966,399
5,418,352
40
63
-
-
-
87,888
1,815,253
13,424,404
108,888
1,836,253
13,445,404
45
68
-
-
-
112,340
3,488,521
33,396,445
133,340
3,509,521
33,417,445
50
73
-
-
-
143,145
6,707,860
83,090,455
164,145
6,728,860
83,111,455
51
74
-
-
-
150,202
7,645,314
99,706,813
171,202
7,666,314
99,727,813
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 25 Tahun Biaya Asuransi Tahun Ke-1 Rp.32.340 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
25
4,200
-
-
1,429
1,536
1,617
22,429
22,536
22,617
2
26
4,200
-
-
4,500
4,963
5,321
25,500
25,963
26,321
3
27
4,200
-
-
8,424
9,587
10,521
29,424
30,587
31,521
4
28
4,200
-
-
12,804
15,097
17,013
33,804
36,097
38,013
5
29
4,200
-
-
17,447
21,377
24,801
38,447
42,377
45,801
6
30
-
-
-
18,138
23,987
29,359
39,138
44,987
50,359
7
31
-
-
-
18,870
26,962
34,826
39,870
47,962
55,826
8
32
-
-
-
19,644
30,351
41,386
40,644
51,351
62,386
9
33
-
-
-
20,463
34,214
49,257
41,463
55,214
70,257
10
34
-
-
-
21,330
38,616
58,700
42,330
59,616
79,700
11
35
-
-
-
22,247
43,632
70,029
43,247
64,632
91,029
12
36
-
-
-
23,217
49,348
83,622
44,217
70,348
104,622
13
37
-
-
-
24,242
55,861
99,929
45,242
76,861
120,929
14
38
-
-
-
25,325
63,281
119,495
46,325
84,281
140,495
15
39
-
-
-
26,468
71,737
142,968
47,468
92,737
163,968
16
40
-
-
-
27,676
81,370
171,131
48,676
102,370
192,131
17
41
-
-
-
28,950
92,347
204,919
49,950
113,347
225,919
18
42
-
-
-
30,295
104,853
245,459
51,295
125,853
266,459
19
43
-
-
-
31,714
119,104
294,100
52,714
140,104
315,100
20
44
-
-
-
33,211
135,342
352,460
54,211
156,342
373,460
21
45
-
-
-
34,790
153,846
422,484
55,790
174,846
443,484
22
46
-
-
-
36,456
174,930
506,504
57,456
195,930
527,504
23
47
-
-
-
38,212
198,957
607,316
59,212
219,957
628,316
24
48
-
-
-
40,063
226,336
728,279
61,063
247,336
749,279
25
49
-
-
-
42,013
257,535
873,422
63,013
278,535
894,422
26
50
-
-
-
44,068
293,089
1,047,579
65,068
314,089
1,068,579
27
51
-
-
-
46,232
333,605
1,256,551
67,232
354,605
1,277,551
28
52
-
-
-
48,510
379,776
1,507,300
69,510
400,776
1,528,300
29
53
-
-
-
50,909
432,395
1,808,180
71,909
453,395
1,829,180
30
54
-
-
-
53,433
492,360
2,169,216
74,433
513,360
2,190,216
31
55
-
-
-
56,090
560,699
2,602,438
77,090
581,699
2,623,438
32
56
-
-
-
58,884
638,583
3,122,279
79,884
659,583
3,143,279
33
57
-
-
-
61,823
727,345
3,746,061
82,823
748,345
3,767,061
34
58
-
-
-
64,911
828,506
4,494,571
85,911
849,506
4,515,571
35
59
-
-
-
68,157
943,799
5,392,750
89,157
964,799
5,413,750
40
64
-
-
-
86,982
1,811,913
13,412,650
107,982
1,832,913
13,433,650
45
69
-
-
-
110,799
3,481,680
33,366,716
131,799
3,502,680
33,387,716
50
74
-
-
-
140,633
6,694,124
83,015,813
161,633
6,715,124
83,036,813
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 26 Tahun Biaya Asuransi Tahun Ke-1 Rp.32.970 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
26
4,200
-
-
1,428
1,536
1,616
22,428
22,536
22,616
2
27
4,200
-
-
4,499
4,962
5,320
25,499
25,962
26,320
3
28
4,200
-
-
8,422
9,585
10,519
29,422
30,585
31,519
4
29
4,200
-
-
12,802
15,093
17,009
33,802
36,093
38,009
5
30
4,200
-
-
17,443
21,372
24,796
38,443
42,372
45,796
6
31
-
-
-
18,133
23,980
29,351
39,133
44,980
50,351
7
32
-
-
-
18,863
26,953
34,815
39,863
47,953
55,815
8
33
-
-
-
19,635
30,339
41,372
40,635
51,339
62,372
9
34
-
-
-
20,452
34,199
49,237
41,452
55,199
70,237
10
35
-
-
-
21,317
38,597
58,674
42,317
59,597
79,674
11
36
-
-
-
22,231
43,608
69,996
43,231
64,608
90,996
12
37
-
-
-
23,197
49,317
83,579
44,197
70,317
104,579
13
38
-
-
-
24,217
55,822
99,874
45,217
76,822
120,874
14
39
-
-
-
25,294
63,233
119,423
46,294
84,233
140,423
15
40
-
-
-
26,431
71,676
142,877
47,431
92,676
163,877
16
41
-
-
-
27,631
81,295
171,015
48,631
102,295
192,015
17
42
-
-
-
28,896
92,254
204,773
49,896
113,254
225,773
18
43
-
-
-
30,231
104,741
245,277
51,231
125,741
266,277
19
44
-
-
-
31,640
118,969
293,873
52,640
139,969
314,873
20
45
-
-
-
33,125
135,180
352,179
54,125
156,180
373,179
21
46
-
-
-
34,690
153,652
422,138
55,690
174,652
443,138
22
47
-
-
-
36,341
174,699
506,077
57,341
195,699
527,077
23
48
-
-
-
38,079
198,682
606,793
59,079
219,682
627,793
24
49
-
-
-
39,911
226,010
727,638
60,911
247,010
748,638
25
50
-
-
-
41,839
257,149
872,638
62,839
278,149
893,638
26
51
-
-
-
43,869
292,634
1,046,621
64,869
313,634
1,067,621
27
52
-
-
-
46,006
333,070
1,255,385
67,006
354,070
1,276,385
28
53
-
-
-
48,254
379,149
1,505,882
69,254
400,149
1,526,882
29
54
-
-
-
50,620
431,660
1,806,459
71,620
452,660
1,827,459
30
55
-
-
-
53,107
491,501
2,167,128
74,107
512,501
2,188,128
31
56
-
-
-
55,723
559,697
2,599,908
76,723
580,697
2,620,908
32
57
-
-
-
58,471
637,415
3,119,216
79,471
658,415
3,140,216
33
58
-
-
-
61,359
725,986
3,742,356
82,359
746,986
3,763,356
34
59
-
-
-
64,391
826,926
4,490,093
85,391
847,926
4,511,093
35
60
-
-
-
67,575
941,964
5,387,342
88,575
962,964
5,408,342
40
65
-
-
-
85,977
1,808,098
13,398,860
106,977
1,829,098
13,419,860
45
70
-
-
-
109,094
3,473,888
33,331,878
130,094
3,494,888
33,352,878
49
74
-
-
-
131,608
5,859,893
69,108,557
152,608
5,880,893
69,129,557
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 27 Tahun Biaya Asuransi Tahun Ke-1 Rp.33.390 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
27
4,200
-
-
1,427
1,535
1,616
22,427
22,535
22,616
2
28
4,200
-
-
4,498
4,960
5,318
25,498
25,960
26,318
3
29
4,200
-
-
8,420
9,582
10,516
29,420
30,582
31,516
4
30
4,200
-
-
12,798
15,090
17,005
33,798
36,090
38,005
5
31
4,200
-
-
17,439
21,367
24,789
38,439
42,367
45,789
6
32
-
-
-
18,127
23,973
29,342
39,127
44,973
50,342
7
33
-
-
-
18,855
26,943
34,803
39,855
47,943
55,803
8
34
-
-
-
19,626
30,327
41,356
40,626
51,327
62,356
9
35
-
-
-
20,441
34,182
49,216
41,441
55,182
70,216
10
36
-
-
-
21,302
38,575
58,646
42,302
59,575
79,646
11
37
-
-
-
22,212
43,580
69,959
43,212
64,580
90,959
12
38
-
-
-
23,174
49,282
83,530
44,174
70,282
104,530
13
39
-
-
-
24,188
55,777
99,810
45,188
76,777
120,810
14
40
-
-
-
25,259
63,177
119,341
46,259
84,177
140,341
15
41
-
-
-
26,388
71,606
142,772
47,388
92,606
163,772
16
42
-
-
-
27,579
81,209
170,883
48,579
102,209
191,883
17
43
-
-
-
28,835
92,149
204,608
49,835
113,149
225,608
18
44
-
-
-
30,159
104,614
245,070
51,159
125,614
266,070
19
45
-
-
-
31,555
118,815
293,616
52,555
139,815
314,616
20
46
-
-
-
33,027
134,996
351,862
54,027
155,996
372,862
21
47
-
-
-
34,577
153,431
421,746
55,577
174,431
442,746
22
48
-
-
-
36,210
174,436
505,595
57,210
195,436
526,595
23
49
-
-
-
37,930
198,370
606,201
58,930
219,370
627,201
24
50
-
-
-
39,739
225,640
726,914
60,739
246,640
747,914
25
51
-
-
-
41,643
256,713
871,752
62,643
277,713
892,752
26
52
-
-
-
43,646
292,121
1,045,542
64,646
313,121
1,066,542
27
53
-
-
-
45,753
332,467
1,254,071
66,753
353,467
1,275,071
28
54
-
-
-
47,968
378,442
1,504,285
68,968
399,442
1,525,285
29
55
-
-
-
50,297
430,833
1,804,520
71,297
451,833
1,825,520
30
56
-
-
-
52,744
490,536
2,164,778
73,744
511,536
2,185,778
31
57
-
-
-
55,314
558,571
2,597,060
76,314
579,571
2,618,060
32
58
-
-
-
58,012
636,104
3,115,770
79,012
657,104
3,136,770
33
59
-
-
-
60,844
724,460
3,738,189
81,844
745,460
3,759,189
34
60
-
-
-
63,814
825,153
4,485,057
84,814
846,153
4,506,057
35
61
-
-
-
66,929
939,907
5,381,260
87,929
960,907
5,402,260
40
66
-
-
-
84,864
1,803,828
13,383,364
105,864
1,824,828
13,404,364
45
71
-
-
-
107,219
3,465,183
33,292,750
128,219
3,486,183
33,313,750
48
74
-
-
-
123,106
5,128,499
57,523,955
144,106
5,149,499
57,544,955
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 28 Tahun Biaya Asuransi Tahun Ke-1 Rp.34.020 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
28
4,200
-
-
1,427
1,534
1,615
22,427
22,534
22,615
2
29
4,200
-
-
4,496
4,958
5,316
25,496
25,958
26,316
3
30
4,200
-
-
8,417
9,579
10,513
29,417
30,579
31,513
4
31
4,200
-
-
12,795
15,085
16,999
33,795
36,085
37,999
5
32
4,200
-
-
17,434
21,360
24,782
38,434
42,360
45,782
6
33
-
-
-
18,120
23,964
29,331
39,120
44,964
50,331
7
34
-
-
-
18,847
26,931
34,789
39,847
47,931
55,789
8
35
-
-
-
19,615
30,312
41,336
40,615
51,312
62,336
9
36
-
-
-
20,427
34,163
49,190
41,427
55,163
70,190
10
37
-
-
-
21,284
38,550
58,612
42,284
59,550
79,612
11
38
-
-
-
22,190
43,547
69,914
43,190
64,547
90,914
12
39
-
-
-
23,145
49,240
83,471
44,145
70,240
104,471
13
40
-
-
-
24,153
55,724
99,734
45,153
76,724
120,734
14
41
-
-
-
25,216
63,109
119,243
46,216
84,109
140,243
15
42
-
-
-
26,337
71,523
142,648
47,337
92,523
163,648
16
43
-
-
-
27,518
81,107
170,726
48,518
102,107
191,726
17
44
-
-
-
28,764
92,026
204,412
49,764
113,026
225,412
18
45
-
-
-
30,076
104,465
244,827
51,076
125,465
265,827
19
46
-
-
-
31,459
118,637
293,315
52,459
139,637
314,315
20
47
-
-
-
32,915
134,782
351,490
53,915
155,782
372,490
21
48
-
-
-
34,449
153,176
421,287
55,449
174,176
442,287
22
49
-
-
-
36,062
174,133
505,032
57,062
195,133
526,032
23
50
-
-
-
37,760
198,011
605,510
58,760
219,011
626,510
24
51
-
-
-
39,545
225,216
726,069
60,545
246,216
747,069
25
52
-
-
-
41,422
256,213
870,721
62,422
277,213
891,721
26
53
-
-
-
43,396
291,532
1,044,286
64,396
312,532
1,065,286
27
54
-
-
-
45,470
331,777
1,252,543
66,470
352,777
1,273,543
28
55
-
-
-
47,648
377,635
1,502,430
68,648
398,635
1,523,430
29
56
-
-
-
49,936
429,889
1,802,270
70,936
450,889
1,823,270
30
57
-
-
-
52,337
489,434
2,162,050
73,337
510,434
2,183,050
31
58
-
-
-
54,857
557,287
2,593,758
75,857
578,287
2,614,758
32
59
-
-
-
57,499
634,610
3,111,774
78,499
655,610
3,132,774
33
60
-
-
-
60,269
722,724
3,733,359
81,269
743,724
3,754,359
34
61
-
-
-
63,171
823,137
4,479,223
84,171
844,137
4,500,223
35
62
-
-
-
66,211
937,568
5,374,217
87,211
958,568
5,395,217
40
67
-
-
-
83,631
1,798,987
13,365,442
104,631
1,819,987
13,386,442
45
72
-
-
-
105,157
3,455,347
33,247,549
126,157
3,476,347
33,268,549
47
74
-
-
-
115,092
4,487,152
47,872,775
136,092
4,508,152
47,893,775
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 29 Tahun Biaya Asuransi Tahun Ke-1 Rp.34.860 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
29
4,200
-
-
1,426
1,533
1,614
22,426
22,533
22,614
2
30
4,200
-
-
4,495
4,956
5,314
25,495
25,956
26,314
3
31
4,200
-
-
8,414
9,576
10,509
29,414
30,576
31,509
4
32
4,200
-
-
12,790
15,080
16,993
33,790
36,080
37,993
5
33
4,200
-
-
17,428
21,353
24,773
38,428
42,353
45,773
6
34
-
-
-
18,113
23,954
29,319
39,113
44,954
50,319
7
35
-
-
-
18,837
26,918
34,773
39,837
47,918
55,773
8
36
-
-
-
19,602
30,294
41,314
40,602
51,294
62,314
9
37
-
-
-
20,410
34,139
49,160
41,410
55,139
70,160
10
38
-
-
-
21,263
38,519
58,572
42,263
59,519
79,572
11
39
-
-
-
22,163
43,508
69,860
43,163
64,508
90,860
12
40
-
-
-
23,112
49,189
83,401
44,112
70,189
104,401
13
41
-
-
-
24,112
55,660
99,644
45,112
76,660
120,644
14
42
-
-
-
25,167
63,031
119,129
46,167
84,031
140,129
15
43
-
-
-
26,278
71,426
142,503
47,278
92,426
163,503
16
44
-
-
-
27,449
80,990
170,545
48,449
101,990
191,545
17
45
-
-
-
28,683
91,884
204,186
49,683
112,884
225,186
18
46
-
-
-
29,982
104,294
244,546
50,982
125,294
265,546
19
47
-
-
-
31,350
118,432
292,967
52,350
139,432
313,967
20
48
-
-
-
32,789
134,537
351,060
53,789
155,537
372,060
21
49
-
-
-
34,303
152,884
420,759
55,303
173,884
441,759
22
50
-
-
-
35,895
173,787
504,382
56,895
194,787
525,382
23
51
-
-
-
37,568
197,600
604,715
58,568
218,600
625,715
24
52
-
-
-
39,327
224,732
725,098
60,327
245,732
746,098
25
53
-
-
-
41,175
255,644
869,538
62,175
276,644
890,538
26
54
-
-
-
43,115
290,864
1,042,845
64,115
311,864
1,063,845
27
55
-
-
-
45,153
330,994
1,250,792
66,153
351,994
1,271,792
28
56
-
-
-
47,291
376,719
1,500,304
68,291
397,719
1,521,304
29
57
-
-
-
49,533
428,820
1,799,691
70,533
449,820
1,820,691
30
58
-
-
-
51,885
488,187
2,158,927
72,885
509,187
2,179,927
31
59
-
-
-
54,349
555,835
2,589,978
75,349
576,835
2,610,978
32
60
-
-
-
56,929
632,921
3,107,203
77,929
653,921
3,128,203
33
61
-
-
-
59,631
720,762
3,727,836
80,631
741,762
3,748,836
34
62
-
-
-
62,458
820,861
4,472,553
83,458
841,861
4,493,553
35
63
-
-
-
65,414
934,930
5,366,167
86,414
955,930
5,387,167
40
68
-
-
-
82,265
1,793,534
13,344,974
103,265
1,814,534
13,365,974
45
73
-
-
-
102,898
3,444,308
33,195,979
123,898
3,465,308
33,216,979
46
74
-
-
-
107,541
3,924,864
39,833,442
128,541
3,945,864
39,854,442
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 30 Tahun Biaya Asuransi Tahun Ke-1 Rp.35.700 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
30
4,200
-
-
1,425
1,533
1,613
22,425
22,533
22,613
2
31
4,200
-
-
4,493
4,954
5,312
25,493
25,954
26,312
3
32
4,200
-
-
8,411
9,572
10,505
29,411
30,572
31,505
4
33
4,200
-
-
12,785
15,074
16,987
33,785
36,074
37,987
5
34
4,200
-
-
17,421
21,345
24,764
38,421
42,345
45,764
6
35
-
-
-
18,104
23,943
29,306
39,104
44,943
50,306
7
36
-
-
-
18,825
26,903
34,754
39,825
47,903
55,754
8
37
-
-
-
19,587
30,273
41,288
40,587
51,273
62,288
9
38
-
-
-
20,390
34,112
49,125
41,390
55,112
70,125
10
39
-
-
-
21,238
38,483
58,524
42,238
59,483
79,524
11
40
-
-
-
22,131
43,462
69,798
43,131
64,462
90,798
12
41
-
-
-
23,073
49,131
83,321
44,073
70,131
104,321
13
42
-
-
-
24,065
55,587
99,540
45,065
76,587
120,540
14
43
-
-
-
25,110
62,941
118,997
46,110
83,941
139,997
15
44
-
-
-
26,211
71,316
142,338
47,211
92,316
163,338
16
45
-
-
-
27,370
80,856
170,337
48,370
101,856
191,337
17
46
-
-
-
28,591
91,722
203,927
49,591
112,722
224,927
18
47
-
-
-
29,875
104,099
244,224
50,875
125,099
265,224
19
48
-
-
-
31,226
118,198
292,569
52,226
139,198
313,569
20
49
-
-
-
32,646
134,258
350,570
53,646
155,258
371,570
21
50
-
-
-
34,138
152,553
420,156
55,138
173,553
441,156
22
51
-
-
-
35,706
173,394
503,643
56,706
194,394
524,643
23
52
-
-
-
37,353
197,136
603,811
58,353
218,136
624,811
24
53
-
-
-
39,083
224,185
723,994
60,083
245,185
744,994
25
54
-
-
-
40,898
255,001
868,193
61,898
276,001
889,193
26
55
-
-
-
42,802
290,110
1,041,209
63,802
311,110
1,062,209
27
56
-
-
-
44,799
330,111
1,248,804
65,799
351,111
1,269,804
28
57
-
-
-
46,892
375,687
1,497,892
67,892
396,687
1,518,892
29
58
-
-
-
49,085
427,615
1,796,768
70,085
448,615
1,817,768
30
59
-
-
-
51,381
486,783
2,155,386
72,381
507,783
2,176,386
31
60
-
-
-
53,784
554,202
2,585,694
74,784
575,202
2,606,694
32
61
-
-
-
56,297
631,022
3,102,024
77,297
652,022
3,123,024
33
62
-
-
-
58,924
718,557
3,721,579
79,924
739,557
3,742,579
34
63
-
-
-
61,668
818,305
4,464,999
82,668
839,305
4,485,999
35
64
-
-
-
64,533
931,969
5,357,053
85,533
952,969
5,378,053
40
69
-
-
-
80,757
1,787,423
13,321,815
101,757
1,808,423
13,342,815
45
74
-
-
-
100,429
3,431,977
33,137,684
121,429
3,452,977
33,158,684
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 31 Tahun Biaya Asuransi Tahun Ke-1 Rp.36.750 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
30
4,200
-
-
1,425
1,533
1,613
22,425
22,533
22,613
2
31
4,200
-
-
4,493
4,954
5,312
25,493
25,954
26,312
3
32
4,200
-
-
8,411
9,572
10,505
29,411
30,572
31,505
4
33
4,200
-
-
12,785
15,074
16,987
33,785
36,074
37,987
5
34
4,200
-
-
17,421
21,345
24,764
38,421
42,345
45,764
6
35
-
-
-
18,104
23,943
29,306
39,104
44,943
50,306
7
36
-
-
-
18,825
26,903
34,754
39,825
47,903
55,754
8
37
-
-
-
19,587
30,273
41,288
40,587
51,273
62,288
9
38
-
-
-
20,390
34,112
49,125
41,390
55,112
70,125
10
39
-
-
-
21,238
38,483
58,524
42,238
59,483
79,524
11
40
-
-
-
22,131
43,462
69,798
43,131
64,462
90,798
12
41
-
-
-
23,073
49,131
83,321
44,073
70,131
104,321
13
42
-
-
-
24,065
55,587
99,540
45,065
76,587
120,540
14
43
-
-
-
25,110
62,941
118,997
46,110
83,941
139,997
15
44
-
-
-
26,211
71,316
142,338
47,211
92,316
163,338
16
45
-
-
-
27,370
80,856
170,337
48,370
101,856
191,337
17
46
-
-
-
28,591
91,722
203,927
49,591
112,722
224,927
18
47
-
-
-
29,875
104,099
244,224
50,875
125,099
265,224
19
48
-
-
-
31,226
118,198
292,569
52,226
139,198
313,569
20
49
-
-
-
32,646
134,258
350,570
53,646
155,258
371,570
21
50
-
-
-
34,138
152,553
420,156
55,138
173,553
441,156
22
51
-
-
-
35,706
173,394
503,643
56,706
194,394
524,643
23
52
-
-
-
37,353
197,136
603,811
58,353
218,136
624,811
24
53
-
-
-
39,083
224,185
723,994
60,083
245,185
744,994
25
54
-
-
-
40,898
255,001
868,193
61,898
276,001
889,193
26
55
-
-
-
42,802
290,110
1,041,209
63,802
311,110
1,062,209
27
56
-
-
-
44,799
330,111
1,248,804
65,799
351,111
1,269,804
28
57
-
-
-
46,892
375,687
1,497,892
67,892
396,687
1,518,892
29
58
-
-
-
49,085
427,615
1,796,768
70,085
448,615
1,817,768
30
59
-
-
-
51,381
486,783
2,155,386
72,381
507,783
2,176,386
31
60
-
-
-
53,784
554,202
2,585,694
74,784
575,202
2,606,694
32
61
-
-
-
56,297
631,022
3,102,024
77,297
652,022
3,123,024
33
62
-
-
-
58,924
718,557
3,721,579
79,924
739,557
3,742,579
34
63
-
-
-
61,668
818,305
4,464,999
82,668
839,305
4,485,999
35
64
-
-
-
64,533
931,969
5,357,053
85,533
952,969
5,378,053
40
69
-
-
-
80,757
1,787,423
13,321,815
101,757
1,808,423
13,342,815
45
74
-
-
-
100,429
3,431,977
33,137,684
121,429
3,452,977
33,158,684
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 32 Tahun Biaya Asuransi Tahun Ke-1 Rp.37.800 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
32
4,200
-
-
1,423
1,530
1,611
22,423
22,530
22,611
2
33
4,200
-
-
4,488
4,949
5,306
25,488
25,949
26,306
3
34
4,200
-
-
8,403
9,563
10,495
29,403
30,563
31,495
4
35
4,200
-
-
12,774
15,060
16,971
33,774
36,060
37,971
5
36
4,200
-
-
17,405
21,325
24,740
38,405
42,325
45,740
6
37
-
-
-
18,081
23,914
29,272
39,081
44,914
50,272
7
38
-
-
-
18,794
26,863
34,705
39,794
47,863
55,705
8
39
-
-
-
19,546
30,219
41,221
40,546
51,219
62,221
9
40
-
-
-
20,338
34,041
49,034
41,338
55,041
70,034
10
41
-
-
-
21,172
38,391
58,403
42,172
59,391
79,403
11
42
-
-
-
22,050
43,343
69,640
43,050
64,343
90,640
12
43
-
-
-
22,974
48,983
83,116
43,974
69,983
104,116
13
44
-
-
-
23,947
55,404
99,280
44,947
76,404
120,280
14
45
-
-
-
24,971
62,716
118,668
45,971
83,716
139,668
15
46
-
-
-
26,047
71,043
141,925
47,047
92,043
162,925
16
47
-
-
-
27,179
80,525
169,821
48,179
101,525
190,821
17
48
-
-
-
28,368
91,324
203,285
49,368
112,324
224,285
18
49
-
-
-
29,617
103,621
243,429
50,617
124,621
264,429
19
50
-
-
-
30,927
117,627
291,587
51,927
138,627
312,587
20
51
-
-
-
32,303
133,578
349,361
53,303
154,578
370,361
21
52
-
-
-
33,745
151,746
418,672
54,745
172,746
439,672
22
53
-
-
-
35,258
172,440
501,827
56,258
193,440
522,827
23
54
-
-
-
36,844
196,012
601,593
57,844
217,012
622,593
24
55
-
-
-
38,505
222,863
721,289
59,505
243,863
742,289
25
56
-
-
-
40,244
253,449
864,901
61,244
274,449
885,901
26
57
-
-
-
42,064
288,293
1,037,208
63,064
309,293
1,058,208
27
58
-
-
-
43,967
327,986
1,243,946
64,967
348,986
1,264,946
28
59
-
-
-
45,956
373,206
1,492,001
66,956
394,206
1,513,001
29
60
-
-
-
48,033
424,723
1,789,631
69,033
445,723
1,810,631
30
61
-
-
-
50,201
483,417
2,146,749
71,201
504,417
2,167,749
31
62
-
-
-
52,463
550,288
2,575,249
73,463
571,288
2,596,249
32
63
-
-
-
54,819
626,477
3,089,402
75,819
647,477
3,110,402
33
64
-
-
-
57,273
713,285
3,706,338
78,273
734,285
3,727,338
34
65
-
-
-
59,826
812,195
4,446,605
80,826
833,195
4,467,605
35
66
-
-
-
62,479
924,895
5,334,866
83,479
945,895
5,355,866
40
71
-
-
-
77,263
1,772,874
13,265,512
98,263
1,793,874
13,286,512
43
74
-
-
-
87,428
2,621,269
22,916,887
108,428
2,642,269
22,937,887
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 33 Tahun Biaya Asuransi Tahun Ke-1 Rp.39.060 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
33
4,200
-
-
1,421
1,529
1,609
22,421
22,529
22,609
2
34
4,200
-
-
4,485
4,946
5,303
25,485
25,946
26,303
3
35
4,200
-
-
8,398
9,557
10,488
29,398
30,557
31,488
4
36
4,200
-
-
12,766
15,051
16,961
33,766
36,051
37,961
5
37
4,200
-
-
17,394
21,311
24,725
38,394
42,311
45,725
6
38
-
-
-
18,066
23,895
29,249
39,066
44,895
50,249
7
39
-
-
-
18,774
26,836
34,673
39,774
47,836
55,673
8
40
-
-
-
19,520
30,184
41,177
40,520
51,184
62,177
9
41
-
-
-
20,305
33,994
48,975
41,305
54,994
69,975
10
42
-
-
-
21,130
38,332
58,325
42,130
59,332
79,325
11
43
-
-
-
22,000
43,269
69,539
43,000
64,269
90,539
12
44
-
-
-
22,914
48,891
82,988
43,914
69,891
103,988
13
45
-
-
-
23,876
55,291
99,118
44,876
76,291
120,118
14
46
-
-
-
24,886
62,578
118,464
45,886
83,578
139,464
15
47
-
-
-
25,948
70,875
141,668
46,948
91,875
162,668
16
48
-
-
-
27,063
80,323
169,502
48,063
101,323
190,502
17
49
-
-
-
28,234
91,080
202,889
49,234
112,080
223,889
18
50
-
-
-
29,462
103,330
242,939
50,462
124,330
263,939
19
51
-
-
-
30,749
117,280
290,983
51,749
138,280
311,983
20
52
-
-
-
32,098
133,166
348,619
53,098
154,166
369,619
21
53
-
-
-
33,513
151,259
417,763
54,513
172,259
438,763
22
54
-
-
-
34,993
171,865
500,716
55,993
192,865
521,716
23
55
-
-
-
36,543
195,335
600,237
57,543
216,335
621,237
24
56
-
-
-
38,165
222,068
719,637
59,165
243,068
740,637
25
57
-
-
-
39,860
252,518
862,892
60,860
273,518
883,892
26
58
-
-
-
41,631
287,203
1,034,767
62,631
308,203
1,055,767
27
59
-
-
-
43,480
326,713
1,240,986
64,480
347,713
1,261,986
28
60
-
-
-
45,409
371,722
1,488,413
66,409
392,722
1,509,413
29
61
-
-
-
47,419
422,995
1,785,287
68,419
443,995
1,806,287
30
62
-
-
-
49,513
481,407
2,141,495
70,513
502,407
2,162,495
31
63
-
-
-
51,693
547,953
2,568,898
72,693
568,953
2,589,898
32
64
-
-
-
53,959
623,768
3,081,732
74,959
644,768
3,102,732
33
65
-
-
-
56,313
710,145
3,697,078
77,313
731,145
3,718,078
34
66
-
-
-
58,756
808,558
4,435,434
79,756
829,558
4,456,434
35
67
-
-
-
61,286
920,686
5,321,394
82,286
941,686
5,342,394
40
72
-
-
-
75,254
1,764,254
13,231,382
96,254
1,785,254
13,252,382
42
74
-
-
-
81,493
2,289,407
19,049,495
102,493
2,310,407
19,070,495
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 34 Tahun Biaya Asuransi Tahun Ke-1 Rp.40.320 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
34
4,200
-
-
1,420
1,527
1,608
22,420
22,527
22,608
2
35
4,200
-
-
4,482
4,942
5,298
25,482
25,942
26,298
3
36
4,200
-
-
8,392
9,550
10,481
29,392
30,550
31,481
4
37
4,200
-
-
12,757
15,041
16,949
33,757
36,041
37,949
5
38
4,200
-
-
17,381
21,295
24,706
38,381
42,295
45,706
6
39
-
-
-
18,047
23,872
29,221
39,047
44,872
50,221
7
40
-
-
-
18,750
26,805
34,635
39,750
47,805
55,635
8
41
-
-
-
19,488
30,142
41,124
40,488
51,142
62,124
9
42
-
-
-
20,265
33,940
48,905
41,265
54,940
69,905
10
43
-
-
-
21,082
38,263
58,235
42,082
59,263
79,235
11
44
-
-
-
21,942
43,183
69,422
42,942
64,183
90,422
12
45
-
-
-
22,845
48,784
82,839
43,845
69,784
103,839
13
46
-
-
-
23,794
55,161
98,929
44,794
76,161
119,929
14
47
-
-
-
24,790
62,419
118,227
45,790
83,419
139,227
15
48
-
-
-
25,836
70,683
141,372
46,836
91,683
162,372
16
49
-
-
-
26,933
80,091
169,133
47,933
101,091
190,133
17
50
-
-
-
28,082
90,802
202,432
49,082
111,802
223,432
18
51
-
-
-
29,287
102,998
242,375
50,287
123,998
263,375
19
52
-
-
-
30,549
116,885
290,289
51,549
137,885
311,289
20
53
-
-
-
31,870
132,698
347,767
52,870
153,698
368,767
21
54
-
-
-
33,252
150,706
416,721
54,252
171,706
437,721
22
55
-
-
-
34,698
171,214
499,443
55,698
192,214
520,443
23
56
-
-
-
36,209
194,570
598,685
57,209
215,570
619,685
24
57
-
-
-
37,786
221,170
717,748
58,786
242,170
738,748
25
58
-
-
-
39,433
251,466
860,595
60,433
272,466
881,595
26
59
-
-
-
41,150
285,974
1,031,980
62,150
306,974
1,052,980
27
60
-
-
-
42,939
325,279
1,237,606
63,939
346,279
1,258,606
28
61
-
-
-
44,801
370,050
1,484,319
65,801
391,050
1,505,319
29
62
-
-
-
46,738
421,049
1,780,332
67,738
442,049
1,801,332
30
63
-
-
-
48,751
479,145
2,135,503
69,751
500,145
2,156,503
31
64
-
-
-
50,841
545,327
2,561,658
71,841
566,327
2,582,658
32
65
-
-
-
53,008
620,723
3,072,990
74,008
641,723
3,093,990
33
66
-
-
-
55,252
706,617
3,686,527
76,252
727,617
3,707,527
34
67
-
-
-
57,572
804,472
4,422,706
78,572
825,472
4,443,706
35
68
-
-
-
59,966
915,958
5,306,047
80,966
936,958
5,327,047
40
73
-
-
-
73,057
1,754,611
13,192,556
94,057
1,775,611
13,213,556
41
74
-
-
-
75,909
1,998,610
15,829,334
96,909
2,019,610
15,850,334
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 35 Tahun Biaya Asuransi Tahun Ke-1 Rp.42.210 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
35
4,200
-
-
1,418
1,525
1,605
22,418
22,525
22,605
2
36
4,200
-
-
4,477
4,937
5,293
25,477
25,937
26,293
3
37
4,200
-
-
8,385
9,542
10,471
29,385
30,542
31,471
4
38
4,200
-
-
12,746
15,027
16,933
33,746
36,027
37,933
5
39
4,200
-
-
17,364
21,275
24,682
38,364
42,275
45,682
6
40
-
-
-
18,025
23,844
29,187
39,025
44,844
50,187
7
41
-
-
-
18,720
26,766
34,588
39,720
47,766
55,588
8
42
-
-
-
19,451
30,092
41,061
40,451
51,092
62,061
9
43
-
-
-
20,219
33,876
48,822
41,219
54,876
69,822
10
44
-
-
-
21,027
38,182
58,127
42,027
59,182
79,127
11
45
-
-
-
21,875
43,083
69,284
42,875
64,083
90,284
12
46
-
-
-
22,766
48,661
82,664
43,766
69,661
103,664
13
47
-
-
-
23,701
55,010
98,708
44,701
76,010
119,708
14
48
-
-
-
24,681
62,236
117,950
45,681
83,236
138,950
15
49
-
-
-
25,708
70,462
141,027
46,708
91,462
162,027
16
50
-
-
-
26,785
79,825
168,704
47,785
100,825
189,704
17
51
-
-
-
27,911
90,484
201,902
48,911
111,484
222,902
18
52
-
-
-
29,091
102,619
241,721
50,091
123,619
262,721
19
53
-
-
-
30,324
116,435
289,486
51,324
137,435
310,486
20
54
-
-
-
31,614
132,166
346,783
52,614
153,166
367,783
21
55
-
-
-
32,961
150,078
415,517
53,961
171,078
436,517
22
56
-
-
-
34,368
170,474
497,974
55,368
191,474
518,974
23
57
-
-
-
35,835
193,701
596,896
56,835
214,701
617,896
24
58
-
-
-
37,364
220,152
715,573
58,364
241,152
736,573
25
59
-
-
-
38,957
250,275
857,952
59,957
271,275
878,952
26
60
-
-
-
40,615
284,582
1,028,773
61,615
305,582
1,049,773
27
61
-
-
-
42,337
323,656
1,233,719
63,337
344,656
1,254,719
28
62
-
-
-
44,127
368,160
1,479,613
65,127
389,160
1,500,613
29
63
-
-
-
45,983
418,851
1,774,640
66,983
439,851
1,795,640
30
64
-
-
-
47,907
476,592
2,128,622
68,907
497,592
2,149,622
31
65
-
-
-
49,898
542,365
2,553,346
70,898
563,365
2,574,346
32
66
-
-
-
51,955
617,289
3,062,955
72,955
638,289
3,083,955
33
67
-
-
-
54,077
702,639
3,674,420
75,077
723,639
3,695,420
34
68
-
-
-
56,262
799,868
4,408,104
77,262
820,868
4,429,104
35
69
-
-
-
58,507
910,634
5,288,445
79,507
931,634
5,309,445
40
74
-
-
-
70,654
1,743,795
13,148,090
91,654
1,764,795
13,169,090
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 36 Tahun Biaya Asuransi Tahun Ke-1 Rp.44.310 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
36
4,200
-
-
1,416
1,523
1,603
22,416
22,523
22,603
2
37
4,200
-
-
4,472
4,931
5,287
25,472
25,931
26,287
3
38
4,200
-
-
8,375
9,531
10,460
29,375
30,531
31,460
4
39
4,200
-
-
12,731
15,010
16,914
33,731
36,010
37,914
5
40
4,200
-
-
17,344
21,250
24,654
38,344
42,250
45,654
6
41
-
-
-
17,998
23,810
29,147
38,998
44,810
50,147
7
42
-
-
-
18,686
26,721
34,532
39,686
47,721
55,532
8
43
-
-
-
19,408
30,034
40,988
40,408
51,034
61,988
9
44
-
-
-
20,167
33,802
48,726
41,167
54,802
69,726
10
45
-
-
-
20,964
38,090
58,003
41,964
59,090
79,003
11
46
-
-
-
21,800
42,969
69,126
42,800
63,969
90,126
12
47
-
-
-
22,677
48,521
82,463
43,677
69,521
103,463
13
48
-
-
-
23,596
54,838
98,456
44,596
75,838
119,456
14
49
-
-
-
24,558
62,028
117,634
45,558
83,028
138,634
15
50
-
-
-
25,565
70,211
140,633
46,565
91,211
161,633
16
51
-
-
-
26,619
79,524
168,216
47,619
100,524
189,216
17
52
-
-
-
27,721
90,124
201,298
48,721
111,124
222,298
18
53
-
-
-
28,872
102,191
240,978
49,872
123,191
261,978
19
54
-
-
-
30,074
115,928
288,574
51,074
136,928
309,574
20
55
-
-
-
31,329
131,567
345,667
52,329
152,567
366,667
21
56
-
-
-
32,638
149,372
414,154
53,638
170,372
435,154
22
57
-
-
-
34,001
169,644
496,311
55,001
190,644
517,311
23
58
-
-
-
35,421
192,727
594,870
56,421
213,727
615,870
24
59
-
-
-
36,897
219,011
713,110
57,897
240,011
734,110
25
60
-
-
-
38,431
248,941
854,962
59,431
269,941
875,962
26
61
-
-
-
40,023
283,024
1,025,146
61,023
304,024
1,046,146
27
62
-
-
-
41,673
321,840
1,229,325
62,673
342,840
1,250,325
28
63
-
-
-
43,382
366,047
1,474,294
64,382
387,047
1,495,294
29
64
-
-
-
45,150
416,395
1,768,207
66,150
437,395
1,789,207
30
65
-
-
-
46,975
473,740
2,120,849
67,975
494,740
2,141,849
31
66
-
-
-
48,857
539,057
2,543,958
69,857
560,057
2,564,958
32
67
-
-
-
50,793
613,454
3,051,623
71,793
634,454
3,072,623
33
68
-
-
-
52,781
698,198
3,660,748
73,781
719,198
3,681,748
34
69
-
-
-
54,818
794,730
4,391,618
75,818
815,730
4,412,618
35
70
-
-
-
56,902
904,697
5,268,577
77,902
925,697
5,289,577
39
74
-
-
-
65,717
1,520,631
10,916,497
86,717
1,541,631
10,937,497
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 37 Tahun Biaya Asuransi Tahun Ke-1 Rp.47.040 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
37
4,200
-
-
1,413
1,520
1,600
22,413
22,520
22,600
2
38
4,200
-
-
4,465
4,924
5,279
25,465
25,924
26,279
3
39
4,200
-
-
8,364
9,518
10,445
29,364
30,518
31,445
4
40
4,200
-
-
12,714
14,989
16,891
33,714
35,989
37,891
5
41
4,200
-
-
17,320
21,221
24,620
38,320
42,221
45,620
6
42
-
-
-
17,967
23,770
29,099
38,967
44,770
50,099
7
43
-
-
-
18,647
26,669
34,468
39,647
47,669
55,468
8
44
-
-
-
19,360
29,967
40,902
40,360
50,967
61,902
9
45
-
-
-
20,108
33,717
48,615
41,108
54,717
69,615
10
46
-
-
-
20,893
37,984
57,861
41,893
58,984
78,861
11
47
-
-
-
21,715
42,838
68,945
42,715
63,838
89,945
12
48
-
-
-
22,576
48,361
82,233
43,576
69,361
103,233
13
49
-
-
-
23,477
54,644
98,167
44,477
75,644
119,167
14
50
-
-
-
24,420
61,792
117,272
45,420
82,792
138,272
15
51
-
-
-
25,405
69,927
140,183
46,405
90,927
161,183
16
52
-
-
-
26,434
79,183
167,659
47,434
100,183
188,659
17
53
-
-
-
27,508
89,719
200,611
48,508
110,719
221,611
18
54
-
-
-
28,628
101,709
240,134
49,628
122,709
261,134
19
55
-
-
-
29,796
115,358
287,538
50,796
136,358
308,538
20
56
-
-
-
31,013
130,894
344,399
52,013
151,894
365,399
21
57
-
-
-
32,279
148,579
412,606
53,279
169,579
433,606
22
58
-
-
-
33,595
168,713
494,424
54,595
189,713
515,424
23
59
-
-
-
34,962
191,634
592,575
55,962
212,634
613,575
24
60
-
-
-
36,379
217,732
710,320
57,379
238,732
731,320
25
61
-
-
-
37,848
247,446
851,575
58,848
268,446
872,575
26
62
-
-
-
39,368
281,281
1,021,040
60,368
302,281
1,042,040
27
63
-
-
-
40,939
319,809
1,224,352
61,939
340,809
1,245,352
28
64
-
-
-
42,560
363,685
1,468,277
63,560
384,685
1,489,277
29
65
-
-
-
44,230
413,650
1,760,933
65,230
434,650
1,781,933
30
66
-
-
-
45,948
470,554
2,112,059
66,948
491,554
2,133,059
31
67
-
-
-
47,709
535,361
2,533,344
68,709
556,361
2,554,344
32
68
-
-
-
49,512
609,172
3,038,812
70,512
630,172
3,059,812
33
69
-
-
-
51,352
693,240
3,645,295
72,352
714,240
3,666,295
34
70
-
-
-
53,228
788,998
4,372,991
74,228
809,998
4,393,991
35
71
-
-
-
55,140
898,079
5,246,137
76,140
919,079
5,267,137
38
74
-
-
-
61,079
1,325,221
9,059,408
82,079
1,346,221
9,080,408
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 38 Tahun Biaya Asuransi Tahun Ke-1 Rp.50.610 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
38
4,200
-
-
1,409
1,516
1,595
22,409
22,516
22,595
2
39
4,200
-
-
4,457
4,914
5,269
25,457
25,914
26,269
3
40
4,200
-
-
8,350
9,502
10,427
29,350
30,502
31,427
4
41
4,200
-
-
12,694
14,966
16,864
33,694
35,966
37,864
5
42
4,200
-
-
17,293
21,187
24,580
38,293
42,187
45,580
6
43
-
-
-
17,932
23,725
29,045
38,932
44,725
50,045
7
44
-
-
-
18,602
26,610
34,395
39,602
47,610
55,395
8
45
-
-
-
19,305
29,891
40,806
40,305
50,891
61,806
9
46
-
-
-
20,042
33,622
48,490
41,042
54,622
69,490
10
47
-
-
-
20,813
37,865
57,699
41,813
58,865
78,699
11
48
-
-
-
21,620
42,692
68,739
42,620
63,692
89,739
12
49
-
-
-
22,464
48,181
81,973
43,464
69,181
102,973
13
50
-
-
-
23,345
54,425
97,840
44,345
75,425
118,840
14
51
-
-
-
24,266
61,528
116,865
45,266
82,528
137,865
15
52
-
-
-
25,226
69,609
139,677
46,226
90,609
160,677
16
53
-
-
-
26,228
78,803
167,033
47,228
99,803
188,033
17
54
-
-
-
27,272
89,266
199,839
48,272
110,266
220,839
18
55
-
-
-
28,359
101,172
239,185
49,359
122,172
260,185
19
56
-
-
-
29,489
114,722
286,376
50,489
135,722
307,376
20
57
-
-
-
30,664
130,144
342,977
51,664
151,144
363,977
21
58
-
-
-
31,883
147,696
410,870
52,883
168,696
431,870
22
59
-
-
-
33,147
167,676
492,309
54,147
188,676
513,309
23
60
-
-
-
34,455
190,419
590,001
55,455
211,419
611,001
24
61
-
-
-
35,809
216,309
707,193
56,809
237,309
728,193
25
62
-
-
-
37,206
245,785
847,782
58,206
266,785
868,782
26
63
-
-
-
38,647
279,344
1,016,442
59,647
300,344
1,037,442
27
64
-
-
-
40,131
317,554
1,218,786
61,131
338,554
1,239,786
28
65
-
-
-
41,656
361,062
1,461,543
62,656
382,062
1,482,543
29
66
-
-
-
43,218
410,603
1,752,791
64,218
431,603
1,773,791
30
67
-
-
-
44,816
467,017
2,102,222
65,816
488,017
2,123,222
31
68
-
-
-
46,445
531,259
2,521,466
67,445
552,259
2,542,466
32
69
-
-
-
48,101
604,420
3,024,480
69,101
625,420
3,045,480
33
70
-
-
-
49,783
687,743
3,628,012
70,783
708,743
3,649,012
34
71
-
-
-
51,487
782,648
4,352,163
72,487
803,648
4,373,163
35
72
-
-
-
53,214
890,754
5,221,053
74,214
911,754
5,242,053
37
74
-
-
-
56,729
1,154,205
7,514,621
77,729
1,175,205
7,535,621
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 39 Tahun Biaya Asuransi Tahun Ke-1 Rp.54.600 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
39
4,200
-
-
1,405
1,511
1,590
22,405
22,511
22,590
2
40
4,200
-
-
4,447
4,904
5,258
25,447
25,904
26,258
3
41
4,200
-
-
8,335
9,484
10,408
29,335
30,484
31,408
4
42
4,200
-
-
12,672
14,939
16,833
33,672
35,939
37,833
5
43
4,200
-
-
17,263
21,150
24,536
38,263
42,150
45,536
6
44
-
-
-
17,893
23,675
28,984
38,893
44,675
49,984
7
45
-
-
-
18,553
26,545
34,313
39,553
47,545
55,313
8
46
-
-
-
19,245
29,807
40,699
40,245
50,807
61,699
9
47
-
-
-
19,968
33,517
48,350
40,968
54,517
69,350
10
48
-
-
-
20,725
37,734
57,520
41,725
58,734
78,520
11
49
-
-
-
21,515
42,529
68,511
42,515
63,529
89,511
12
50
-
-
-
22,339
47,982
81,685
43,339
68,982
102,685
13
51
-
-
-
23,199
54,182
97,478
44,199
75,182
118,478
14
52
-
-
-
24,096
61,235
116,413
45,096
82,235
137,413
15
53
-
-
-
25,030
69,258
139,116
46,030
90,258
160,116
16
54
-
-
-
26,002
78,384
166,340
47,002
99,384
187,340
17
55
-
-
-
27,012
88,767
198,986
48,012
109,767
219,986
18
56
-
-
-
28,062
100,580
238,136
49,062
121,580
259,136
19
57
-
-
-
29,151
114,021
285,090
50,151
135,021
306,090
20
58
-
-
-
30,279
129,317
341,406
51,279
150,317
362,406
21
59
-
-
-
31,447
146,723
408,952
52,447
167,723
429,952
22
60
-
-
-
32,654
166,533
489,973
53,654
187,533
510,973
23
61
-
-
-
33,899
189,079
587,159
54,899
210,079
608,159
24
62
-
-
-
35,182
214,743
703,741
56,182
235,743
724,741
25
63
-
-
-
36,502
243,956
843,593
57,502
264,956
864,593
26
64
-
-
-
37,857
277,212
1,011,366
58,857
298,212
1,032,366
27
65
-
-
-
39,245
315,071
1,212,639
60,245
336,071
1,233,639
28
66
-
-
-
40,663
358,174
1,454,107
61,663
379,174
1,475,107
29
67
-
-
-
42,107
407,248
1,743,801
63,107
428,248
1,764,801
30
68
-
-
-
43,573
463,122
2,091,361
64,573
484,122
2,112,361
31
69
-
-
-
45,058
526,744
2,508,354
66,058
547,744
2,529,354
32
70
-
-
-
46,556
599,192
3,008,661
67,556
620,192
3,029,661
33
71
-
-
-
48,067
681,700
3,608,942
69,067
702,700
3,629,942
34
72
-
-
-
49,589
775,673
4,329,188
70,589
796,673
4,350,188
35
73
-
-
-
51,120
882,714
5,193,390
72,120
903,714
5,214,390
36
74
-
-
-
52,656
1,004,647
6,230,335
73,656
1,025,647
6,251,335
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 40 Tahun Biaya Asuransi Tahun Ke-1 Rp.59.220 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
40
4,200
-
-
1,400
1,506
1,585
22,400
22,506
22,585
2
41
4,200
-
-
4,437
4,892
5,245
25,437
25,892
26,245
3
42
4,200
-
-
8,317
9,464
10,385
29,317
30,464
31,385
4
43
4,200
-
-
12,647
14,909
16,799
33,647
35,909
37,799
5
44
4,200
-
-
17,230
21,109
24,488
38,230
42,109
45,488
6
45
-
-
-
17,850
23,619
28,917
38,850
44,619
49,917
7
46
-
-
-
18,500
26,472
34,223
39,500
47,472
55,223
8
47
-
-
-
19,178
29,715
40,580
40,178
50,715
61,580
9
48
-
-
-
19,887
33,400
48,196
40,887
54,400
69,196
10
49
-
-
-
20,627
37,588
57,322
41,627
58,588
78,322
11
50
-
-
-
21,398
42,349
68,258
42,398
63,349
89,258
12
51
-
-
-
22,202
47,761
81,366
43,202
68,761
102,366
13
52
-
-
-
23,039
53,915
97,078
44,039
74,915
118,078
14
53
-
-
-
23,909
60,913
115,914
44,909
81,913
136,914
15
54
-
-
-
24,814
68,871
138,497
45,814
89,871
159,497
16
55
-
-
-
25,753
77,921
165,575
46,753
98,921
186,575
17
56
-
-
-
26,727
88,216
198,043
47,727
109,216
219,043
18
57
-
-
-
27,736
99,927
236,979
48,736
120,927
257,979
19
58
-
-
-
28,780
113,249
283,672
49,780
134,249
304,672
20
59
-
-
-
29,857
128,406
339,671
50,857
149,406
360,671
21
60
-
-
-
30,969
145,651
406,836
51,969
166,651
427,836
22
61
-
-
-
32,113
165,275
487,395
53,113
186,275
508,395
23
62
-
-
-
33,289
187,605
584,023
54,289
208,605
605,023
24
63
-
-
-
34,495
213,019
699,932
55,495
234,019
720,932
25
64
-
-
-
35,729
241,944
838,973
56,729
262,944
859,973
26
65
-
-
-
36,990
274,866
1,005,768
57,990
295,866
1,026,768
27
66
-
-
-
38,272
312,340
1,205,861
59,272
333,340
1,226,861
28
67
-
-
-
39,573
354,997
1,445,907
60,573
375,997
1,466,907
29
68
-
-
-
40,887
403,556
1,733,888
61,887
424,556
1,754,888
30
69
-
-
-
42,210
458,839
2,079,386
63,210
479,839
2,100,386
31
70
-
-
-
43,538
521,781
2,493,899
64,538
542,781
2,514,899
32
71
-
-
-
44,868
593,451
2,991,227
65,868
614,451
3,012,227
33
72
-
-
-
46,198
675,069
3,587,931
67,198
696,069
3,608,931
34
73
-
-
-
47,525
768,025
4,303,881
68,525
789,025
4,324,881
35
74
-
-
-
48,846
873,901
5,162,924
69,846
894,901
5,183,924
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 41 Tahun Biaya Asuransi Tahun Ke-1 Rp.64.470 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
41
4,200
-
-
1,394
1,500
1,579
22,394
22,500
22,579
2
42
4,200
-
-
4,425
4,879
5,230
25,425
25,879
26,230
3
43
4,200
-
-
8,298
9,442
10,361
29,298
30,442
31,361
4
44
4,200
-
-
12,620
14,876
16,762
33,620
35,876
37,762
5
45
4,200
-
-
17,193
21,063
24,434
38,193
42,063
45,434
6
46
-
-
-
17,803
23,559
28,844
38,803
44,559
49,844
7
47
-
-
-
18,440
26,393
34,124
39,440
47,393
55,124
8
48
-
-
-
19,105
29,613
40,449
40,105
50,613
61,449
9
49
-
-
-
19,798
33,271
48,026
40,798
54,271
69,026
10
50
-
-
-
20,519
37,428
57,103
41,519
58,428
78,103
11
51
-
-
-
21,270
42,151
67,980
42,270
63,151
88,980
12
52
-
-
-
22,051
47,519
81,015
43,051
68,519
102,015
13
53
-
-
-
22,862
53,621
96,639
43,862
74,621
117,639
14
54
-
-
-
23,704
60,559
115,367
44,704
81,559
136,367
15
55
-
-
-
24,577
68,446
137,818
45,577
89,446
158,818
16
56
-
-
-
25,480
77,414
164,735
46,480
98,414
185,735
17
57
-
-
-
26,414
87,612
197,009
47,414
108,612
218,009
18
58
-
-
-
27,379
99,211
235,708
48,379
120,211
256,708
19
59
-
-
-
28,372
112,402
282,115
49,372
133,402
303,115
20
60
-
-
-
29,395
127,407
337,768
50,395
148,407
358,768
21
61
-
-
-
30,444
144,476
404,513
51,444
165,476
425,513
22
62
-
-
-
31,520
163,895
484,565
52,520
184,895
505,565
23
63
-
-
-
32,620
185,989
580,582
53,620
206,989
601,582
24
64
-
-
-
33,742
211,129
695,753
54,742
232,129
716,753
25
65
-
-
-
34,883
239,738
833,904
55,883
260,738
854,904
26
66
-
-
-
36,039
272,293
999,625
57,039
293,293
1,020,625
27
67
-
-
-
37,206
309,344
1,198,423
58,206
330,344
1,219,423
28
68
-
-
-
38,379
351,512
1,436,907
59,379
372,512
1,457,907
29
69
-
-
-
39,551
399,508
1,723,009
60,551
420,508
1,744,009
30
70
-
-
-
40,719
454,144
2,066,247
61,719
475,144
2,087,247
31
71
-
-
-
41,880
516,345
2,478,045
62,880
537,345
2,499,045
32
72
-
-
-
43,031
587,168
2,972,111
64,031
608,168
2,993,111
33
73
-
-
-
44,168
667,818
3,564,898
65,168
688,818
3,585,898
34
74
-
-
-
45,287
759,666
4,276,144
66,287
780,666
4,297,144
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 42 Tahun Biaya Asuransi Tahun Ke-1 Rp.70.140 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
42
4,200
-
-
1,388
1,493
1,572
22,388
22,493
22,572
2
43
4,200
-
-
4,412
4,865
5,215
25,412
25,865
26,215
3
44
4,200
-
-
8,278
9,419
10,335
29,278
30,419
31,335
4
45
4,200
-
-
12,591
14,841
16,722
33,591
35,841
37,722
5
46
4,200
-
-
17,154
21,014
24,377
38,154
42,014
45,377
6
47
-
-
-
17,752
23,492
28,764
38,752
44,492
49,764
7
48
-
-
-
18,375
26,306
34,016
39,375
47,306
55,016
8
49
-
-
-
19,024
29,501
40,306
40,024
50,501
61,306
9
50
-
-
-
19,700
33,130
47,840
40,700
54,130
68,840
10
51
-
-
-
20,401
37,252
56,864
41,401
58,252
77,864
11
52
-
-
-
21,130
41,934
67,676
42,130
62,934
88,676
12
53
-
-
-
21,886
47,254
80,632
42,886
68,254
101,632
13
54
-
-
-
22,669
53,300
96,158
43,669
74,300
117,158
14
55
-
-
-
23,480
60,171
114,768
44,480
81,171
135,768
15
56
-
-
-
24,317
67,981
137,075
45,317
88,981
158,075
16
57
-
-
-
25,182
76,859
163,817
46,182
97,859
184,817
17
58
-
-
-
26,072
86,951
195,877
47,072
107,951
216,877
18
59
-
-
-
26,987
98,427
234,318
47,987
119,427
255,318
19
60
-
-
-
27,926
111,475
280,412
48,926
132,475
301,412
20
61
-
-
-
28,888
126,313
335,686
49,888
147,313
356,686
21
62
-
-
-
29,870
143,190
401,973
50,870
164,190
422,973
22
63
-
-
-
30,871
162,385
481,472
51,871
183,385
502,472
23
64
-
-
-
31,888
184,221
576,821
52,888
205,221
597,821
24
65
-
-
-
32,918
209,062
691,185
53,918
230,062
712,185
25
66
-
-
-
33,957
237,323
828,362
54,957
258,323
849,362
26
67
-
-
-
34,999
269,478
992,907
55,999
290,478
1,013,907
27
68
-
-
-
36,039
306,065
1,190,288
57,039
327,065
1,211,288
28
69
-
-
-
37,071
347,699
1,427,067
58,071
368,699
1,448,067
29
70
-
-
-
38,090
395,081
1,711,116
59,090
416,081
1,732,116
30
71
-
-
-
39,093
449,013
2,051,888
60,093
470,013
2,072,888
31
72
-
-
-
40,077
510,410
2,460,723
61,077
531,410
2,481,723
32
73
-
-
-
41,037
580,313
2,951,232
62,037
601,313
2,972,232
33
74
-
-
-
41,968
659,910
3,539,745
62,968
680,910
3,560,745
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 43 Tahun Biaya Asuransi Tahun Ke-1 Rp.76.020 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
43
4,200
-
-
1,382
1,487
1,565
22,382
22,487
22,565
2
44
4,200
-
-
4,398
4,849
5,198
25,398
25,849
26,198
3
45
4,200
-
-
8,256
9,393
10,306
29,256
30,393
31,306
4
46
4,200
-
-
12,559
14,803
16,678
33,559
35,803
37,678
5
47
4,200
-
-
17,111
20,960
24,313
38,111
41,960
45,313
6
48
-
-
-
17,695
23,420
28,676
38,695
44,420
49,676
7
49
-
-
-
18,304
26,211
33,898
39,304
47,211
54,898
8
50
-
-
-
18,936
29,379
40,150
39,936
50,379
61,150
9
51
-
-
-
19,592
32,975
47,636
40,592
53,975
68,636
10
52
-
-
-
20,272
37,059
56,602
41,272
58,059
77,602
11
53
-
-
-
20,976
41,697
67,343
41,976
62,697
88,343
12
54
-
-
-
21,705
46,964
80,212
42,705
67,964
101,212
13
55
-
-
-
22,458
52,948
95,633
43,458
73,948
116,633
14
56
-
-
-
23,234
59,747
114,113
44,234
80,747
135,113
15
57
-
-
-
24,033
67,472
136,262
45,033
88,472
157,262
16
58
-
-
-
24,855
76,250
162,811
45,855
97,250
183,811
17
59
-
-
-
25,697
86,228
194,639
46,697
107,228
215,639
18
60
-
-
-
26,558
97,568
232,797
47,558
118,568
253,797
19
61
-
-
-
27,438
110,460
278,548
48,438
131,460
299,548
20
62
-
-
-
28,333
125,116
333,407
49,333
146,116
354,407
21
63
-
-
-
29,242
141,782
399,193
50,242
162,782
420,193
22
64
-
-
-
30,161
160,733
478,086
51,161
181,733
499,086
23
65
-
-
-
31,088
182,285
572,703
52,088
203,285
593,703
24
66
-
-
-
32,016
206,798
686,184
53,016
227,798
707,184
25
67
-
-
-
32,942
234,679
822,293
53,942
255,679
843,293
26
68
-
-
-
33,858
266,394
985,552
54,858
287,394
1,006,552
27
69
-
-
-
34,760
302,474
1,181,383
55,760
323,474
1,202,383
28
70
-
-
-
35,641
343,525
1,416,296
56,641
364,525
1,437,296
29
71
-
-
-
36,497
390,239
1,698,103
57,497
411,239
1,719,103
30
72
-
-
-
37,324
443,407
2,036,181
58,324
464,407
2,057,181
31
73
-
-
-
38,119
503,930
2,441,782
59,119
524,930
2,462,782
32
74
-
-
-
38,875
572,834
2,928,405
59,875
593,834
2,949,405
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 44 Tahun Biaya Asuransi Tahun Ke-1 Rp.82.740 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
44
4,200
-
-
1,375
1,479
1,557
22,375
22,479
22,557
2
45
4,200
-
-
4,383
4,832
5,180
25,383
25,832
26,180
3
46
4,200
-
-
8,231
9,365
10,275
29,231
30,365
31,275
4
47
4,200
-
-
12,523
14,760
16,629
33,523
35,760
37,629
5
48
4,200
-
-
17,062
20,900
24,243
38,062
41,900
45,243
6
49
-
-
-
17,633
23,339
28,579
38,633
44,339
49,579
7
50
-
-
-
18,225
26,105
33,767
39,225
47,105
54,767
8
51
-
-
-
18,838
29,243
39,976
39,838
50,243
60,976
9
52
-
-
-
19,473
32,804
47,411
40,473
53,804
68,411
10
53
-
-
-
20,129
36,846
56,313
41,129
57,846
77,313
11
54
-
-
-
20,807
41,435
66,976
41,807
62,435
87,976
12
55
-
-
-
21,506
46,645
79,749
42,506
67,645
100,749
13
56
-
-
-
22,225
52,561
95,053
43,225
73,561
116,053
14
57
-
-
-
22,964
59,280
113,390
43,964
80,280
134,390
15
58
-
-
-
23,721
66,912
135,365
44,721
87,912
156,365
16
59
-
-
-
24,495
75,581
161,703
45,495
96,581
182,703
17
60
-
-
-
25,285
85,431
193,274
46,285
106,431
214,274
18
61
-
-
-
26,088
96,623
231,120
47,088
117,623
252,120
19
62
-
-
-
26,902
109,343
276,494
47,902
130,343
297,494
20
63
-
-
-
27,725
123,800
330,898
48,725
144,800
351,898
21
64
-
-
-
28,553
140,234
396,132
49,553
161,234
417,132
22
65
-
-
-
29,383
158,917
474,358
50,383
179,917
495,358
23
66
-
-
-
30,210
180,158
568,169
51,210
201,158
589,169
24
67
-
-
-
31,027
204,309
680,676
52,027
225,309
701,676
25
68
-
-
-
31,828
231,773
815,611
52,828
252,773
836,611
26
69
-
-
-
32,608
263,005
977,454
53,608
284,005
998,454
27
70
-
-
-
33,360
298,530
1,171,581
54,360
319,530
1,192,581
28
71
-
-
-
34,079
338,945
1,404,446
55,079
359,945
1,425,446
29
72
-
-
-
34,761
384,933
1,683,792
55,761
405,933
1,704,792
30
73
-
-
-
35,402
437,269
2,018,915
56,402
458,269
2,039,915
31
74
-
-
-
35,995
496,840
2,420,965
56,995
517,840
2,441,965
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 45 Tahun Biaya Asuransi Tahun Ke-1 Rp.89.880 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
45
4,200
-
-
1,368
1,471
1,548
22,368
22,471
22,548
2
46
4,200
-
-
4,367
4,814
5,160
25,367
25,814
26,160
3
47
4,200
-
-
8,204
9,333
10,240
29,204
30,333
31,240
4
48
4,200
-
-
12,484
14,714
16,576
33,484
35,714
37,576
5
49
4,200
-
-
17,009
20,835
24,166
38,009
41,835
45,166
6
50
-
-
-
17,564
23,250
28,471
38,564
44,250
49,471
7
51
-
-
-
18,137
25,988
33,622
39,137
46,988
54,622
8
52
-
-
-
18,730
29,094
39,786
39,730
50,094
60,786
9
53
-
-
-
19,342
32,617
47,163
40,342
53,617
68,163
10
54
-
-
-
19,973
36,613
55,996
40,973
57,613
76,996
11
55
-
-
-
20,621
41,148
66,573
41,621
62,148
87,573
12
56
-
-
-
21,288
46,294
79,241
42,288
67,294
100,241
13
57
-
-
-
21,970
52,136
94,416
42,970
73,136
115,416
14
58
-
-
-
22,668
58,767
112,597
43,668
79,767
133,597
15
59
-
-
-
23,379
66,297
134,381
44,379
87,297
155,381
16
60
-
-
-
24,101
74,847
160,487
45,101
95,847
181,487
17
61
-
-
-
24,833
84,558
191,777
45,833
105,558
212,777
18
62
-
-
-
25,572
95,588
229,282
46,572
116,588
250,282
19
63
-
-
-
26,315
108,119
274,242
47,315
129,119
295,242
20
64
-
-
-
27,059
122,358
328,145
48,059
143,358
349,145
21
65
-
-
-
27,799
138,538
392,774
48,799
159,538
413,774
22
66
-
-
-
28,531
156,926
470,269
49,531
177,926
491,269
23
67
-
-
-
29,247
177,825
563,196
50,247
198,825
584,196
24
68
-
-
-
29,942
201,580
674,635
50,942
222,580
695,635
25
69
-
-
-
30,608
228,586
808,283
51,608
249,586
829,283
26
70
-
-
-
31,240
259,293
968,575
52,240
280,293
989,575
27
71
-
-
-
31,832
294,215
1,160,839
52,832
315,215
1,181,839
28
72
-
-
-
32,380
333,939
1,391,464
53,380
354,939
1,412,464
29
73
-
-
-
32,878
379,137
1,668,122
53,878
400,137
1,689,122
30
74
-
-
-
33,319
430,570
2,000,012
54,319
451,570
2,021,012
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 46 Tahun Biaya Asuransi Tahun Ke-1 Rp.97.860 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
46
4,200
-
-
1,359
1,462
1,539
22,359
22,462
22,539
2
47
4,200
-
-
4,348
4,793
5,138
25,348
25,793
26,138
3
48
4,200
-
-
8,174
9,299
10,202
29,174
30,299
31,202
4
49
4,200
-
-
12,441
14,661
16,517
33,441
35,661
37,517
5
50
4,200
-
-
16,950
20,761
24,080
37,950
41,761
45,080
6
51
-
-
-
17,487
23,151
28,352
38,487
44,151
49,352
7
52
-
-
-
18,041
25,860
33,462
39,041
46,860
54,462
8
53
-
-
-
18,611
28,929
39,575
39,611
49,929
60,575
9
54
-
-
-
19,198
32,410
46,890
40,198
53,410
67,890
10
55
-
-
-
19,801
36,356
55,646
40,801
57,356
76,646
11
56
-
-
-
20,418
40,832
66,129
41,418
61,832
87,129
12
57
-
-
-
21,048
45,909
78,681
42,048
66,909
99,681
13
58
-
-
-
21,690
51,668
93,715
42,690
72,668
114,715
14
59
-
-
-
22,342
58,204
111,723
43,342
79,204
132,723
15
60
-
-
-
23,003
65,621
133,297
44,003
86,621
154,297
16
61
-
-
-
23,669
74,040
159,148
44,669
95,040
180,148
17
62
-
-
-
24,338
83,598
190,128
45,338
104,598
211,128
18
63
-
-
-
25,007
94,450
227,258
46,007
115,450
248,258
19
64
-
-
-
25,673
106,775
271,764
46,673
127,775
292,764
20
65
-
-
-
26,330
120,774
325,117
47,330
141,774
346,117
21
66
-
-
-
26,973
136,675
389,080
47,973
157,675
410,080
22
67
-
-
-
27,596
154,739
465,769
48,596
175,739
486,769
23
68
-
-
-
28,191
175,262
557,723
49,191
196,262
578,723
24
69
-
-
-
28,753
198,583
667,987
49,753
219,583
688,987
25
70
-
-
-
29,273
225,089
800,221
50,273
246,089
821,221
26
71
-
-
-
29,747
255,223
958,814
50,747
276,223
979,814
27
72
-
-
-
30,170
289,489
1,149,034
51,170
310,489
1,170,034
28
73
-
-
-
30,535
328,463
1,377,206
51,535
349,463
1,398,206
29
74
-
-
-
30,836
372,801
1,650,913
51,836
393,801
1,671,913
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 47 Tahun Biaya Asuransi Tahun Ke-1 Rp.106.890 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
47
4,200
-
-
1,349
1,451
1,528
22,349
22,451
22,528
2
48
4,200
-
-
4,328
4,770
5,113
25,328
25,770
26,113
3
49
4,200
-
-
8,141
9,260
10,159
29,141
30,260
31,159
4
50
4,200
-
-
12,392
14,603
16,450
33,392
35,603
37,450
5
51
4,200
-
-
16,885
20,680
23,985
37,885
41,680
44,985
6
52
-
-
-
17,403
23,042
28,221
38,403
44,042
49,221
7
53
-
-
-
17,935
25,718
33,286
38,935
46,718
54,286
8
54
-
-
-
18,481
28,748
39,343
39,481
49,748
60,343
9
55
-
-
-
19,041
32,182
46,589
40,041
53,182
67,589
10
56
-
-
-
19,612
36,074
55,261
40,612
57,074
76,261
11
57
-
-
-
20,194
40,484
65,640
41,194
61,484
86,640
12
58
-
-
-
20,785
45,485
78,065
41,785
66,485
99,065
13
59
-
-
-
21,383
51,154
92,943
42,383
72,154
113,943
14
60
-
-
-
21,986
57,585
110,762
42,986
78,585
131,762
15
61
-
-
-
22,591
64,878
132,106
43,591
85,878
153,106
16
62
-
-
-
23,195
73,154
157,677
44,195
94,154
178,677
17
63
-
-
-
23,796
82,544
188,317
44,796
103,544
209,317
18
64
-
-
-
24,389
93,202
225,034
45,389
114,202
246,034
19
65
-
-
-
24,968
105,301
269,041
45,968
126,301
290,041
20
66
-
-
-
25,530
119,036
321,789
46,530
140,036
342,789
21
67
-
-
-
26,066
134,630
385,020
47,066
155,630
406,020
22
68
-
-
-
26,570
152,338
460,824
47,570
173,338
481,824
23
69
-
-
-
27,034
172,450
551,709
48,034
193,450
572,709
24
70
-
-
-
27,452
195,297
660,687
48,452
216,297
681,687
25
71
-
-
-
27,816
221,260
791,373
48,816
242,260
812,373
26
72
-
-
-
28,123
250,771
948,106
49,123
271,771
969,106
27
73
-
-
-
28,366
284,325
1,136,091
49,366
305,325
1,157,091
28
74
-
-
-
28,537
322,484
1,361,576
49,537
343,484
1,382,576
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 48 Tahun Biaya Asuransi Tahun Ke-1 Rp.116.760 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
48
4,200
-
-
1,339
1,440
1,516
22,339
22,440
22,516
2
49
4,200
-
-
4,305
4,745
5,086
25,305
25,745
26,086
3
50
4,200
-
-
8,104
9,217
10,111
29,104
30,217
31,111
4
51
4,200
-
-
12,339
14,540
16,378
33,339
35,540
37,378
5
52
4,200
-
-
16,814
20,591
23,880
37,814
41,591
44,880
6
53
-
-
-
17,311
22,923
28,077
38,311
43,923
49,077
7
54
-
-
-
17,819
25,563
33,093
38,819
46,563
54,093
8
55
-
-
-
18,339
28,550
39,089
39,339
49,550
60,089
9
56
-
-
-
18,868
31,933
46,260
39,868
52,933
67,260
10
57
-
-
-
19,406
35,764
54,839
40,406
56,764
75,839
11
58
-
-
-
19,949
40,104
65,104
40,949
61,104
86,104
12
59
-
-
-
20,497
45,020
77,390
41,497
66,020
98,390
13
60
-
-
-
21,047
50,592
92,098
42,047
71,592
113,098
14
61
-
-
-
21,595
56,907
109,710
42,595
77,907
130,710
15
62
-
-
-
22,140
64,066
130,801
43,140
85,066
151,801
16
63
-
-
-
22,677
72,184
156,066
43,677
93,184
177,066
17
64
-
-
-
23,203
81,392
186,334
44,203
102,392
207,334
18
65
-
-
-
23,712
91,837
222,600
44,712
112,837
243,600
19
66
-
-
-
24,198
103,687
266,060
45,198
124,687
287,060
20
67
-
-
-
24,654
117,132
318,145
45,654
138,132
339,145
21
68
-
-
-
25,073
132,391
380,574
46,073
153,391
401,574
22
69
-
-
-
25,448
149,710
455,409
46,448
170,710
476,409
23
70
-
-
-
25,770
169,374
545,127
46,770
190,374
566,127
24
71
-
-
-
26,034
191,707
652,701
47,034
212,707
673,701
25
72
-
-
-
26,233
217,081
781,699
47,233
238,081
802,699
26
73
-
-
-
26,363
245,918
936,403
47,363
266,918
957,403
27
74
-
-
-
26,413
278,700
1,121,950
47,413
299,700
1,142,950
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 49 Tahun Biaya Asuransi Tahun Ke-1 Rp.127.680 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
49
4,200
-
-
1,327
1,428
1,503
22,327
22,428
22,503
2
50
4,200
-
-
4,280
4,717
5,056
25,280
25,717
26,056
3
51
4,200
-
-
8,063
9,170
10,059
29,063
30,170
31,059
4
52
4,200
-
-
12,281
14,470
16,298
33,281
35,470
37,298
5
53
4,200
-
-
16,735
20,494
23,766
37,735
41,494
44,766
6
54
-
-
-
17,210
22,793
27,919
38,210
43,793
48,919
7
55
-
-
-
17,693
25,393
32,881
38,693
46,393
53,881
8
56
-
-
-
18,183
28,334
38,811
39,183
49,334
59,811
9
57
-
-
-
18,679
31,661
45,900
39,679
52,661
66,900
10
58
-
-
-
19,179
35,426
54,377
40,179
56,426
75,377
11
59
-
-
-
19,681
39,687
64,517
40,681
60,687
85,517
12
60
-
-
-
20,182
44,512
76,651
41,182
65,512
97,651
13
61
-
-
-
20,679
49,976
91,173
41,679
70,976
112,173
14
62
-
-
-
21,168
56,165
108,557
42,168
77,165
129,557
15
63
-
-
-
21,647
63,177
129,373
42,647
84,177
150,373
16
64
-
-
-
22,111
71,123
154,302
43,111
92,123
175,302
17
65
-
-
-
22,554
80,131
184,162
43,554
101,131
205,162
18
66
-
-
-
22,971
90,342
219,934
43,971
111,342
240,934
19
67
-
-
-
23,354
101,919
262,794
44,354
122,919
283,794
20
68
-
-
-
23,695
115,048
314,153
44,695
136,048
335,153
21
69
-
-
-
23,986
129,939
375,704
44,986
150,939
396,704
22
70
-
-
-
24,221
146,835
449,481
45,221
167,835
470,481
23
71
-
-
-
24,392
166,012
537,925
45,392
187,012
558,925
24
72
-
-
-
24,493
187,789
643,968
45,493
208,789
664,968
25
73
-
-
-
24,518
212,526
771,126
45,518
233,526
792,126
26
74
-
-
-
24,458
240,632
923,618
45,458
261,632
944,618
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 50 Tahun Biaya Asuransi Tahun Ke-1 Rp.139.860 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
50
4,200
-
-
1,315
1,414
1,488
22,315
22,414
22,488
2
51
4,200
-
-
4,252
4,686
5,022
25,252
25,686
26,022
3
52
4,200
-
-
8,019
9,119
10,002
29,019
30,119
31,002
4
53
4,200
-
-
12,217
14,393
16,211
33,217
35,393
37,211
5
54
4,200
-
-
16,650
20,387
23,641
37,650
41,387
44,641
6
55
-
-
-
17,099
22,650
27,747
38,099
43,650
48,747
7
56
-
-
-
17,554
25,207
32,650
38,554
46,207
53,650
8
57
-
-
-
18,013
28,097
38,506
39,013
49,097
59,506
9
58
-
-
-
18,473
31,362
45,505
39,473
52,362
66,505
10
59
-
-
-
18,932
35,055
53,871
39,932
56,055
74,871
11
60
-
-
-
19,388
39,231
63,875
40,388
60,231
84,875
12
61
-
-
-
19,837
43,956
75,842
40,837
64,956
96,842
13
62
-
-
-
20,276
49,302
90,160
41,276
70,302
111,160
14
63
-
-
-
20,702
55,354
107,297
41,702
76,354
128,297
15
64
-
-
-
21,109
62,205
127,810
42,109
83,205
148,810
16
65
-
-
-
21,492
69,964
152,373
42,492
90,964
173,373
17
66
-
-
-
21,845
78,751
181,787
42,845
99,751
202,787
18
67
-
-
-
22,160
88,706
217,017
43,160
109,706
238,017
19
68
-
-
-
22,430
99,984
259,220
43,430
120,984
280,220
20
69
-
-
-
22,645
112,767
309,785
43,645
133,767
330,785
21
70
-
-
-
22,799
127,258
370,378
43,799
148,258
391,378
22
71
-
-
-
22,885
143,696
443,002
43,885
164,696
464,002
23
72
-
-
-
22,895
162,348
530,060
43,895
183,348
551,060
24
73
-
-
-
22,825
183,523
634,437
43,825
204,523
655,437
25
74
-
-
-
22,663
207,569
759,591
43,663
228,569
780,591
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 51 Tahun Biaya Asuransi Tahun Ke-1 Rp.153.090 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
51
4,200
-
-
1,301
1,399
1,472
22,301
22,399
22,472
2
52
4,200
-
-
4,222
4,653
4,986
25,222
25,653
25,986
3
53
4,200
-
-
7,970
9,063
9,940
28,970
30,063
30,940
4
54
4,200
-
-
12,148
14,310
16,116
33,148
35,310
37,116
5
55
4,200
-
-
16,557
20,271
23,505
37,557
41,271
44,505
6
56
-
-
-
16,979
22,495
27,559
37,979
43,495
48,559
7
57
-
-
-
17,403
25,005
32,398
38,403
46,005
53,398
8
58
-
-
-
17,827
27,838
38,174
38,827
48,838
59,174
9
59
-
-
-
18,247
31,037
45,075
39,247
52,037
66,075
10
60
-
-
-
18,662
34,651
53,320
39,662
55,651
74,320
11
61
-
-
-
19,068
38,734
63,175
40,068
59,734
84,175
12
62
-
-
-
19,461
43,349
74,960
40,461
64,349
95,960
13
63
-
-
-
19,837
48,567
89,056
40,837
69,567
110,056
14
64
-
-
-
20,192
54,469
105,922
41,192
75,469
126,922
15
65
-
-
-
20,520
61,144
126,106
41,520
82,144
147,106
16
66
-
-
-
20,815
68,697
150,267
41,815
89,697
171,267
17
67
-
-
-
21,069
77,244
179,194
42,069
98,244
200,194
18
68
-
-
-
21,273
86,918
213,833
42,273
107,918
234,833
19
69
-
-
-
21,419
97,871
255,320
42,419
118,871
276,320
20
70
-
-
-
21,499
110,277
305,020
42,499
131,277
326,020
21
71
-
-
-
21,507
124,337
364,572
42,507
145,337
385,572
22
72
-
-
-
21,435
140,279
435,944
42,435
161,279
456,944
23
73
-
-
-
21,276
158,364
521,498
42,276
179,364
542,498
24
74
-
-
-
21,022
178,889
624,064
42,022
199,889
645,064
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 52 Tahun Biaya Asuransi Tahun Ke-1 Rp.167.370 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
52
4,200
-
-
1,285
1,382
1,455
22,285
22,382
22,455
2
53
4,200
-
-
4,190
4,616
4,947
25,190
25,616
25,947
3
54
4,200
-
-
7,918
9,002
9,872
28,918
30,002
30,872
4
55
4,200
-
-
12,073
14,220
16,012
33,073
35,220
37,012
5
56
4,200
-
-
16,456
20,145
23,356
37,456
41,145
44,356
6
57
-
-
-
16,848
22,326
27,355
37,848
43,326
48,355
7
58
-
-
-
17,238
24,784
32,123
38,238
45,784
53,123
8
59
-
-
-
17,624
27,556
37,812
38,624
48,556
58,812
9
60
-
-
-
18,001
30,682
44,605
39,001
51,682
65,605
10
61
-
-
-
18,367
34,209
52,718
39,367
55,209
73,718
11
62
-
-
-
18,718
38,191
62,411
39,718
59,191
83,411
12
63
-
-
-
19,050
42,687
73,998
40,050
63,687
94,998
13
64
-
-
-
19,358
47,765
87,852
40,358
68,765
108,852
14
65
-
-
-
19,636
53,502
104,422
40,636
74,502
125,422
15
66
-
-
-
19,877
59,985
124,246
40,877
80,985
145,246
16
67
-
-
-
20,075
67,312
147,968
41,075
88,312
168,968
17
68
-
-
-
20,219
75,596
176,362
41,219
96,596
197,362
18
69
-
-
-
20,302
84,964
210,355
41,302
105,964
231,355
19
70
-
-
-
20,315
95,563
251,062
41,315
116,563
272,062
20
71
-
-
-
20,252
107,563
299,823
41,252
128,563
320,823
21
72
-
-
-
20,105
121,157
358,245
41,105
142,157
379,245
22
73
-
-
-
19,866
136,565
428,258
40,866
157,565
449,258
23
74
-
-
-
19,527
154,037
512,177
40,527
175,037
533,177
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 53 Tahun Biaya Asuransi Tahun Ke-1 Rp.182.910 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
53
4,200
-
-
1,269
1,365
1,437
22,269
22,365
22,437
2
54
4,200
-
-
4,154
4,577
4,904
25,154
25,577
25,904
3
55
4,200
-
-
7,861
8,936
9,799
28,861
29,936
30,799
4
56
4,200
-
-
11,991
14,121
15,900
32,991
35,121
36,900
5
57
4,200
-
-
16,345
20,007
23,195
37,345
41,007
44,195
6
58
-
-
-
16,705
22,141
27,131
37,705
43,141
48,131
7
59
-
-
-
17,058
24,542
31,822
38,058
45,542
52,822
8
60
-
-
-
17,401
27,247
37,417
38,401
48,247
58,417
9
61
-
-
-
17,731
30,293
44,092
38,731
51,293
65,092
10
62
-
-
-
18,044
33,727
52,060
39,044
54,727
73,060
11
63
-
-
-
18,336
37,598
61,576
39,336
58,598
82,576
12
64
-
-
-
18,601
41,963
72,946
39,601
62,963
93,946
13
65
-
-
-
18,833
46,888
86,535
39,833
67,888
107,535
14
66
-
-
-
19,027
52,445
102,781
40,027
73,445
123,781
15
67
-
-
-
19,173
58,717
122,211
40,173
79,717
143,211
16
68
-
-
-
19,263
65,797
145,453
40,263
86,797
166,453
17
69
-
-
-
19,289
73,793
173,264
40,289
94,793
194,264
18
70
-
-
-
19,242
82,829
206,553
40,242
103,829
227,553
19
71
-
-
-
19,114
93,045
246,412
40,114
114,045
267,412
20
72
-
-
-
18,898
104,607
294,152
39,898
125,607
315,152
21
73
-
-
-
18,587
117,698
351,347
39,587
138,698
372,347
22
74
-
-
-
18,171
132,529
419,883
39,171
153,529
440,883
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 54 Tahun Biaya Asuransi Tahun Ke-1 Rp.199.920 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
54
4,200
-
-
1,251
1,345
1,416
22,251
22,345
22,416
2
55
4,200
-
-
4,115
4,534
4,857
25,115
25,534
25,857
3
56
4,200
-
-
7,798
8,863
9,718
28,798
29,863
30,718
4
57
4,200
-
-
11,901
14,013
15,777
32,901
35,013
36,777
5
58
4,200
-
-
16,223
19,856
23,017
37,223
40,856
44,017
6
59
-
-
-
16,548
21,938
26,886
37,548
42,938
47,886
7
60
-
-
-
16,860
24,278
31,493
37,860
45,278
52,493
8
61
-
-
-
17,158
26,909
36,983
38,158
47,909
57,983
9
62
-
-
-
17,437
29,868
43,530
38,437
50,868
64,530
10
63
-
-
-
17,692
33,199
51,340
38,692
54,199
72,340
11
64
-
-
-
17,918
36,949
60,663
38,918
57,949
81,663
12
65
-
-
-
18,110
41,172
71,795
39,110
62,172
92,795
13
66
-
-
-
18,260
45,928
85,094
39,260
66,928
106,094
14
67
-
-
-
18,360
51,288
100,986
39,360
72,288
121,986
15
68
-
-
-
18,401
57,328
119,983
39,401
78,328
140,983
16
69
-
-
-
18,375
64,138
142,700
39,375
85,138
163,700
17
70
-
-
-
18,273
71,822
169,876
39,273
92,822
190,876
18
71
-
-
-
18,087
80,498
202,400
39,087
101,498
223,400
19
72
-
-
-
17,810
90,302
241,337
38,810
111,302
262,337
20
73
-
-
-
17,434
101,391
287,969
38,434
122,391
308,969
21
74
-
-
-
16,949
113,939
343,829
37,949
134,939
364,829
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 55 Tahun Biaya Asuransi Tahun Ke-1 Rp.218.400 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
55
4,200
-
-
1,231
1,324
1,394
22,231
22,324
22,394
2
56
4,200
-
-
4,073
4,486
4,806
25,073
25,486
25,806
3
57
4,200
-
-
7,730
8,784
9,630
28,730
29,784
30,630
4
58
4,200
-
-
11,802
13,895
15,641
32,802
34,895
36,641
5
59
4,200
-
-
16,091
19,691
22,823
37,091
40,691
43,823
6
60
-
-
-
16,376
21,716
26,618
37,376
42,716
47,618
7
61
-
-
-
16,644
23,988
31,133
37,644
44,988
52,133
8
62
-
-
-
16,892
26,539
36,509
37,892
47,539
57,509
9
63
-
-
-
17,114
29,404
42,915
38,114
50,404
63,915
10
64
-
-
-
17,306
32,622
50,553
38,306
53,622
71,553
11
65
-
-
-
17,461
36,239
59,664
38,461
57,239
80,664
12
66
-
-
-
17,572
40,305
70,536
38,572
61,305
91,536
13
67
-
-
-
17,631
44,877
83,517
38,631
65,877
104,517
14
68
-
-
-
17,629
50,020
99,020
38,629
71,020
120,020
15
69
-
-
-
17,556
55,807
117,544
38,556
76,807
138,544
16
70
-
-
-
17,405
62,325
139,689
38,405
83,325
160,689
17
71
-
-
-
17,167
69,671
166,175
38,167
90,671
187,175
18
72
-
-
-
16,835
77,960
197,868
37,835
98,960
218,868
19
73
-
-
-
16,400
87,321
235,806
37,400
108,321
256,806
20
74
-
-
-
15,853
97,899
281,234
36,853
118,899
302,234
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 56 Tahun Biaya Asuransi Tahun Ke-1 Rp.238.770 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
56
4,200
-
-
1,210
1,301
1,369
22,210
22,301
22,369
2
57
4,200
-
-
4,027
4,435
4,750
25,027
25,435
25,750
3
58
4,200
-
-
7,654
8,697
9,533
28,654
29,697
30,533
4
59
4,200
-
-
11,694
13,765
15,493
32,694
34,765
36,493
5
60
4,200
-
-
15,945
19,509
22,610
36,945
40,509
43,610
6
61
-
-
-
16,187
21,473
26,324
37,187
42,473
47,324
7
62
-
-
-
16,408
23,671
30,738
37,408
44,671
51,738
8
63
-
-
-
16,601
26,134
35,990
37,601
47,134
56,990
9
64
-
-
-
16,762
28,895
42,243
37,762
49,895
63,243
10
65
-
-
-
16,884
31,990
49,692
37,884
52,990
70,692
11
66
-
-
-
16,961
35,462
58,570
37,961
56,462
79,570
12
67
-
-
-
16,983
39,356
69,157
37,983
60,356
90,157
13
68
-
-
-
16,942
43,726
81,788
37,942
64,726
102,788
14
69
-
-
-
16,828
48,632
96,866
37,828
69,632
117,866
15
70
-
-
-
16,633
54,145
114,875
37,633
75,145
135,875
16
71
-
-
-
16,349
60,346
136,399
37,349
81,346
157,399
17
72
-
-
-
15,967
67,329
162,136
36,967
88,329
183,136
18
73
-
-
-
15,481
75,201
192,928
36,481
96,201
213,928
19
74
-
-
-
14,878
84,083
229,780
35,878
105,083
250,780
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 57 Tahun Biaya Asuransi Tahun Ke-1 Rp.261.030 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
57
4,200
-
-
1,186
1,276
1,343
22,186
22,276
22,343
2
58
4,200
-
-
3,976
4,378
4,689
24,976
25,378
25,689
3
59
4,200
-
-
7,572
8,602
9,428
28,572
29,602
30,428
4
60
4,200
-
-
11,575
13,623
15,331
32,575
34,623
36,331
5
61
4,200
-
-
15,785
19,311
22,377
36,785
40,311
43,377
6
62
-
-
-
15,981
21,207
26,002
36,981
42,207
47,002
7
63
-
-
-
16,149
23,325
30,307
37,149
44,325
51,307
8
64
-
-
-
16,283
25,692
35,423
37,283
46,692
56,423
9
65
-
-
-
16,377
28,339
41,508
37,377
49,339
62,508
10
66
-
-
-
16,423
31,299
48,749
37,423
52,299
69,749
11
67
-
-
-
16,413
34,611
57,372
37,413
55,611
78,372
12
68
-
-
-
16,337
38,316
67,646
37,337
59,316
88,646
13
69
-
-
-
16,187
42,465
79,895
37,187
63,465
100,895
14
70
-
-
-
15,954
47,114
94,511
36,954
68,114
115,511
15
71
-
-
-
15,629
52,331
111,961
36,629
73,331
132,961
16
72
-
-
-
15,204
58,192
132,811
36,204
79,192
153,811
17
73
-
-
-
14,672
64,785
157,738
35,672
85,785
178,738
18
74
-
-
-
14,021
72,209
187,552
35,021
93,209
208,552
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 58 Tahun Biaya Asuransi Tahun Ke-1 Rp.285.600 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
58
4,200
-
-
1,160
1,248
1,313
22,160
22,248
22,313
2
59
4,200
-
-
3,920
4,315
4,621
24,920
25,315
25,621
3
60
4,200
-
-
7,481
8,497
9,311
28,481
29,497
30,311
4
61
4,200
-
-
11,446
13,467
15,153
32,446
34,467
36,153
5
62
4,200
-
-
15,611
19,094
22,122
36,611
40,094
43,122
6
63
-
-
-
15,756
20,916
25,651
36,756
41,916
46,651
7
64
-
-
-
15,867
22,946
29,835
36,867
43,946
50,835
8
65
-
-
-
15,935
25,209
34,802
36,935
46,209
55,802
9
66
-
-
-
15,955
27,730
40,703
36,955
48,730
61,703
10
67
-
-
-
15,917
30,542
47,716
36,917
51,542
68,716
11
68
-
-
-
15,811
33,678
56,059
36,811
54,678
77,059
12
69
-
-
-
15,630
37,177
65,992
36,630
58,177
86,992
13
70
-
-
-
15,363
41,087
77,826
36,363
62,087
98,826
14
71
-
-
-
15,003
45,460
91,940
36,003
66,460
112,940
15
72
-
-
-
14,540
50,359
108,785
35,540
71,359
129,785
16
73
-
-
-
13,968
55,855
128,907
34,968
76,855
149,907
17
74
-
-
-
13,275
62,028
152,955
34,275
83,028
173,955
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 59 Tahun Biaya Asuransi Tahun Ke-1 Rp.312.270 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
59
4,200
-
-
1,132
1,217
1,281
22,132
22,217
22,281
2
60
4,200
-
-
3,859
4,247
4,548
24,859
25,247
25,548
3
61
4,200
-
-
7,383
8,383
9,185
28,383
29,383
30,185
4
62
4,200
-
-
11,304
13,298
14,960
32,304
34,298
35,960
5
63
4,200
-
-
15,421
18,857
21,844
36,421
39,857
42,844
6
64
-
-
-
15,511
20,599
25,267
36,511
41,599
46,267
7
65
-
-
-
15,558
22,533
29,320
36,558
43,533
50,320
8
66
-
-
-
15,555
24,680
34,124
36,555
45,680
55,124
9
67
-
-
-
15,493
27,064
39,822
36,493
48,064
60,822
10
68
-
-
-
15,362
29,713
46,586
36,362
50,713
67,586
11
69
-
-
-
15,154
32,658
54,624
36,154
53,658
75,624
12
70
-
-
-
14,858
35,934
64,185
35,858
56,934
85,185
13
71
-
-
-
14,468
39,586
75,571
35,468
60,586
96,571
14
72
-
-
-
13,973
43,663
89,142
34,973
64,663
110,142
15
73
-
-
-
13,367
48,222
105,335
34,367
69,222
126,335
16
74
-
-
-
12,638
53,326
124,669
33,638
74,326
145,669
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 60 Tahun Biaya Asuransi Tahun Ke-1 Rp.341.670 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
60
4,200
-
-
1,101
1,184
1,246
22,101
22,184
22,246
2
61
4,200
-
-
3,792
4,173
4,467
24,792
25,173
25,467
3
62
4,200
-
-
7,275
8,258
9,046
28,275
29,258
30,046
4
63
4,200
-
-
11,150
13,112
14,748
32,150
34,112
35,748
5
64
4,200
-
-
15,213
18,598
21,540
36,213
39,598
42,540
6
65
-
-
-
15,242
20,252
24,848
36,242
41,252
45,848
7
66
-
-
-
15,220
22,080
28,757
36,220
43,080
49,757
8
67
-
-
-
15,138
24,101
33,381
36,138
45,101
54,381
9
68
-
-
-
14,986
26,334
38,857
35,986
47,334
59,857
10
69
-
-
-
14,755
28,806
45,349
35,755
49,806
66,349
11
70
-
-
-
14,436
31,543
53,056
35,436
52,543
74,056
12
71
-
-
-
14,020
34,580
62,215
35,020
55,580
83,215
13
72
-
-
-
13,498
37,956
73,116
34,498
58,956
94,116
14
73
-
-
-
12,864
41,716
86,103
33,864
62,716
107,103
15
74
-
-
-
12,104
45,909
101,591
33,104
66,909
122,591
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 61 Tahun Biaya Asuransi Tahun Ke-1 Rp.373.590 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
61
4,200
-
-
1,067
1,147
1,208
22,067
22,147
22,208
2
62
4,200
-
-
3,719
4,091
4,379
24,719
25,091
25,379
3
63
4,200
-
-
7,158
8,122
8,895
28,158
29,122
29,895
4
64
4,200
-
-
10,981
12,910
14,517
31,981
33,910
35,517
5
65
4,200
-
-
14,986
18,316
21,208
35,986
39,316
42,208
6
66
-
-
-
14,949
19,873
24,389
35,949
40,873
45,389
7
67
-
-
-
14,850
21,584
28,140
35,850
42,584
49,140
8
68
-
-
-
14,681
23,466
32,568
35,681
44,466
53,568
9
69
-
-
-
14,432
25,536
37,802
35,432
46,536
58,802
10
70
-
-
-
14,093
27,815
43,999
35,093
48,815
64,999
11
71
-
-
-
13,656
30,330
51,347
34,656
51,330
72,347
12
72
-
-
-
13,113
33,111
60,074
34,113
54,111
81,074
13
73
-
-
-
12,455
36,193
70,454
33,455
57,193
91,454
14
74
-
-
-
11,672
39,614
82,811
32,672
60,614
103,811
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 62 Tahun Biaya Asuransi Tahun Ke-1 Rp.408.450 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
62
4,200
-
-
1,030
1,108
1,166
22,030
22,108
22,166
2
63
4,200
-
-
3,639
4,003
4,283
24,639
25,003
25,283
3
64
4,200
-
-
7,029
7,974
8,731
28,029
28,974
29,731
4
65
4,200
-
-
10,797
12,689
14,265
31,797
33,689
35,265
5
66
4,200
-
-
14,738
18,007
20,845
35,738
39,007
41,845
6
67
-
-
-
14,627
19,457
23,887
35,627
40,457
44,887
7
68
-
-
-
14,444
21,041
27,465
35,444
42,041
48,465
8
69
-
-
-
14,181
22,771
31,678
35,181
43,771
52,678
9
70
-
-
-
13,827
24,664
36,650
34,827
45,664
57,650
10
71
-
-
-
13,374
26,738
42,528
34,374
47,738
63,528
11
72
-
-
-
12,814
29,016
49,492
33,814
50,016
70,492
12
73
-
-
-
12,138
31,524
57,755
33,138
52,524
78,755
13
74
-
-
-
11,336
34,291
67,572
32,336
55,291
88,572
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 63 Tahun Biaya Asuransi Tahun Ke-1 Rp.446.460 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
63
4,200
-
-
990
1,064
1,120
21,990
22,064
22,120
2
64
4,200
-
-
3,553
3,906
4,179
24,553
24,906
25,179
3
65
4,200
-
-
6,889
7,812
8,551
27,889
28,812
29,551
4
66
4,200
-
-
10,596
12,447
13,988
31,596
33,447
34,988
5
67
4,200
-
-
14,465
17,668
20,447
35,465
38,668
41,447
6
68
-
-
-
14,273
19,001
23,337
35,273
40,001
44,337
7
69
-
-
-
13,999
20,446
26,724
34,999
41,446
47,724
8
70
-
-
-
13,635
22,013
30,705
34,635
43,013
51,705
9
71
-
-
-
13,170
23,715
35,395
34,170
44,715
56,395
10
72
-
-
-
12,598
25,570
40,931
33,598
46,570
61,931
11
73
-
-
-
11,909
27,596
47,482
32,909
48,596
68,482
12
74
-
-
-
11,093
29,813
55,245
32,093
50,813
76,245
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 64 Tahun Biaya Asuransi Tahun Ke-1 Rp.487.830 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
64
4,200
-
-
946
1,017
1,071
21,946
22,017
22,071
2
65
4,200
-
-
3,458
3,800
4,065
24,458
24,800
25,065
3
66
4,200
-
-
6,736
7,634
8,353
27,736
28,634
29,353
4
67
4,200
-
-
10,374
12,181
13,685
31,374
33,181
34,685
5
68
4,200
-
-
14,166
17,295
20,010
35,166
38,295
41,010
6
69
-
-
-
13,885
18,501
22,732
34,885
39,501
43,732
7
70
-
-
-
13,514
19,795
25,915
34,514
40,795
46,915
8
71
-
-
-
13,042
21,188
29,646
34,042
42,188
50,646
9
72
-
-
-
12,462
22,689
34,033
33,462
43,689
55,033
10
73
-
-
-
11,766
24,312
39,205
32,766
45,312
60,205
11
74
-
-
-
10,940
26,068
45,312
31,940
47,068
66,312
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk:
Pembayaran Premi Rp.350.000/Bulan dan Mulai Masuk Usia Tertanggung : 65 Tahun Biaya Asuransi Tahun Ke-1 Rp.533.400 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
65
4,200
-
-
897
965
1,016
21,897
21,965
22,016
2
66
4,200
-
-
3,354
3,684
3,939
24,354
24,684
24,939
3
67
4,200
-
-
6,566
7,438
8,136
27,566
28,438
29,136
4
68
4,200
-
-
10,130
11,888
13,351
31,130
32,888
34,351
5
69
4,200
-
-
13,836
16,886
19,529
34,836
37,886
40,529
6
70
-
-
-
13,462
17,954
22,071
34,462
38,954
43,071
7
71
-
-
-
12,987
19,089
25,034
33,987
40,089
46,034
8
72
-
-
-
12,404
20,296
28,498
33,404
41,296
49,498
9
73
-
-
-
11,704
21,583
32,563
32,704
42,583
53,563
10
74
-
-
-
10,875
22,958
37,342
31,875
43,958
58,342
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.700.000/Bulan dan Mulai Masuk Usia Tertanggung : 1 Tahun Biaya Asuransi Tahun Ke-1 Rp.59.220 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Total Manfaat Meninggal
Tinggi (20%)
Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
1
8,400
-
-
3,180
3,420
3,600
45,180
45,420
45,600
2
2
8,400
-
-
9,668
10,672
11,450
51,668
52,672
53,450
3
3
8,400
-
-
17,881
20,375
22,381
59,881
62,375
64,381
4
4
8,400
-
-
27,032
31,915
36,002
69,032
73,915
78,002
5
5
8,400
-
-
36,732
45,071
52,347
78,732
87,071
94,347
6
6
-
-
-
38,555
50,971
62,385
80,555
92,971
104,385
7
7
-
-
-
40,488
57,698
74,432
82,488
99,698
116,432
8
8
-
-
-
42,537
65,366
88,887
84,537
107,366
130,887
9
9
-
-
-
44,708
74,108
106,233
86,708
116,108
148,233
10
10
-
-
-
47,010
84,074
127,049
89,010
126,074
169,049
11
11
-
-
-
49,450
95,435
152,028
91,450
137,435
194,028
12
12
-
-
-
52,036
108,386
182,003
94,036
150,386
224,003
13
13
-
-
-
54,777
123,151
217,972
96,777
165,151
259,972
14
14
-
-
-
57,683
139,982
261,135
99,683
181,982
303,135
15
15
-
-
-
60,763
159,170
312,932
102,763
201,170
354,932
16
16
-
-
-
64,029
181,045
375,087
106,029
223,045
417,087
17
17
-
-
-
67,489
205,982
449,673
109,489
247,982
491,673
18
18
-
-
-
71,158
234,410
539,177
113,158
276,410
581,177
19
19
-
-
-
75,047
266,818
646,582
117,047
308,818
688,582
20
20
-
-
-
79,168
303,762
775,466
121,168
345,762
817,466
21
21
-
-
-
83,535
345,876
930,126
125,535
387,876
972,126
22
22
-
-
-
88,163
393,886
1,115,716
130,163
435,886
1,157,716
23
23
-
-
-
93,068
448,616
1,338,423
135,068
490,616
1,380,423
24
24
-
-
-
98,265
511,007
1,605,671
140,265
553,007
1,647,671
25
25
-
-
-
103,775
582,132
1,926,367
145,775
624,132
1,968,367
26
26
-
-
-
109,614
663,213
2,311,202
151,614
705,213
2,353,202
27
27
-
-
-
115,802
755,645
2,773,002
157,802
797,645
2,815,002
28
28
-
-
-
122,360
861,016
3,327,161
164,360
903,016
3,369,161
29
29
-
-
-
129,309
981,136
3,992,149
171,309
1,023,136
4,034,149
30
30
-
-
-
136,674
1,118,072
4,790,133
178,674
1,160,072
4,832,133
31
31
-
-
-
144,479
1,274,177
5,747,712
186,479
1,316,177
5,789,712
32
32
-
-
-
152,749
1,452,133
6,896,804
194,749
1,494,133
6,938,804
33
33
-
-
-
161,514
1,655,001
8,275,711
203,514
1,697,001
8,317,711
34
34
-
-
-
170,801
1,886,267
9,930,396
212,801
1,928,267
9,972,396
35
35
-
-
-
180,642
2,149,906
11,916,014
222,642
2,191,906
11,958,014
40
40
-
-
-
239,341
4,136,445
29,647,289
281,341
4,178,445
29,689,289
45
45
-
-
-
317,592
7,960,980
73,767,935
359,592
8,002,980
73,809,935
50
50
-
-
-
421,824
15,324,192
183,553,514
463,824
15,366,192
183,595,514
55
55
-
-
-
560,523
29,500,449
456,734,013
602,523
29,542,449
456,776,013
60
60
-
-
-
744,909
56,794,096
1,136,492,724
786,909
56,836,096
1,136,534,724
65
65
-
-
-
989,742 109,343,294
2,827,947,115
1,031,742 109,385,294
2,827,989,115
70
70
-
-
-
1,314,367 210,518,534
7,036,822,498
1,356,367 210,560,534
7,036,864,498
74
74
-
-
-
1,648,509 355,544,369 14,591,540,214
1,690,509 355,586,369 14,591,582,214
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.700.000/Bulan dan Mulai Masuk Usia Tertanggung : 5 Tahun Biaya Asuransi Tahun Ke-1 Rp.59.220 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
5
8,400
-
-
3,180
3,420
3,600
45,180
45,420
45,600
2
6
8,400
-
-
9,668
10,672
11,450
51,668
52,672
53,450
3
7
8,400
-
-
17,881
20,375
22,381
59,881
62,375
64,381
4
8
8,400
-
-
27,032
31,915
36,002
69,032
73,915
78,002
5
9
8,400
-
-
36,732
45,071
52,347
78,732
87,071
94,347
6
10
-
-
-
38,555
50,971
62,385
80,555
92,971
104,385
7
11
-
-
-
40,488
57,698
74,432
82,488
99,698
116,432
8
12
-
-
-
42,537
65,366
88,887
84,537
107,366
130,887
9
13
-
-
-
44,708
74,108
106,233
86,708
116,108
148,233
10
14
-
-
-
47,010
84,074
127,049
89,010
126,074
169,049
11
15
-
-
-
49,450
95,435
152,028
91,450
137,435
194,028
12
16
-
-
-
52,036
108,386
182,003
94,036
150,386
224,003
13
17
-
-
-
54,777
123,151
217,972
96,777
165,151
259,972
14
18
-
-
-
57,683
139,982
261,135
99,683
181,982
303,135
15
19
-
-
-
60,763
159,170
312,932
102,763
201,170
354,932
16
20
-
-
-
64,028
181,044
375,086
106,028
223,044
417,086
17
21
-
-
-
67,486
205,978
449,670
109,486
247,978
491,670
18
22
-
-
-
71,151
234,402
539,169
113,151
276,402
581,169
19
23
-
-
-
75,035
266,804
646,566
117,035
308,804
688,566
20
24
-
-
-
79,151
303,741
775,443
121,151
345,741
817,443
21
25
-
-
-
83,514
345,849
930,094
125,514
387,849
972,094
22
26
-
-
-
88,137
393,851
1,115,673
130,137
435,851
1,157,673
23
27
-
-
-
93,036
448,572
1,338,368
135,036
490,572
1,380,368
24
28
-
-
-
98,228
510,953
1,605,600
140,228
552,953
1,647,600
25
29
-
-
-
103,730
582,065
1,926,276
145,730
624,065
1,968,276
26
30
-
-
-
109,560
663,130
2,311,086
151,560
705,130
2,353,086
27
31
-
-
-
115,738
755,543
2,772,855
157,738
797,543
2,814,855
28
32
-
-
-
122,284
860,891
3,326,976
164,284
902,891
3,368,976
29
33
-
-
-
129,220
980,985
3,991,917
171,220
1,022,985
4,033,917
30
34
-
-
-
136,570
1,117,889
4,789,844
178,570
1,159,889
4,831,844
31
35
-
-
-
144,357
1,273,955
5,747,352
186,357
1,315,955
5,789,352
32
36
-
-
-
152,606
1,451,866
6,896,356
194,606
1,493,866
6,938,356
33
37
-
-
-
161,345
1,654,678
8,275,154
203,345
1,696,678
8,317,154
34
38
-
-
-
170,600
1,885,875
9,929,703
212,600
1,927,875
9,971,703
35
39
-
-
-
180,403
2,149,431
11,915,153
222,403
2,191,431
11,957,153
40
44
-
-
-
238,792
4,135,246
29,644,813
280,792
4,177,246
29,686,813
45
49
-
-
-
316,490
7,958,215
73,761,239
358,490
8,000,215
73,803,239
50
54
-
-
-
419,748
15,318,121
183,535,971
461,748
15,360,121
183,577,971
55
59
-
-
-
556,813
29,487,597
456,688,999
598,813
29,529,597
456,730,999
60
64
-
-
-
738,480
56,767,529 1,136,378,574
780,480
56,809,529 1,136,420,574
65
69
-
-
-
978,840 109,289,282 2,827,659,716
1,020,840 109,331,282 2,827,701,716
70
74
-
-
-
1,296,418 210,410,332 7,036,102,398
1,338,418 210,452,332 7,036,144,398
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.700.000/Bulan dan Mulai Masuk Usia Tertanggung : 10 Tahun Biaya Asuransi Tahun Ke-1 Rp.59.220 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
10
8,400
-
-
3,180
3,420
3,600
45,180
45,420
45,600
2
11
8,400
-
-
9,668
10,672
11,450
51,668
52,672
53,450
3
12
8,400
-
-
17,881
20,375
22,381
59,881
62,375
64,381
4
13
8,400
-
-
27,032
31,915
36,002
69,032
73,915
78,002
5
14
8,400
-
-
36,732
45,071
52,347
78,732
87,071
94,347
6
15
-
-
-
38,555
50,971
62,385
80,555
92,971
104,385
7
16
-
-
-
40,488
57,698
74,432
82,488
99,698
116,432
8
17
-
-
-
42,537
65,366
88,887
84,537
107,366
130,887
9
18
-
-
-
44,708
74,108
106,233
86,708
116,108
148,233
10
19
-
-
-
47,010
84,074
127,049
89,010
126,074
169,049
11
20
-
-
-
49,449
95,434
152,027
91,449
137,434
194,027
12
21
-
-
-
52,033
108,383
181,999
94,033
150,383
223,999
13
22
-
-
-
54,770
123,143
217,964
96,770
165,143
259,964
14
23
-
-
-
57,671
139,969
261,120
99,671
181,969
303,120
15
24
-
-
-
60,746
159,149
312,907
102,746
201,149
354,907
16
25
-
-
-
64,004
181,014
375,051
106,004
223,014
417,051
17
26
-
-
-
67,456
205,939
449,622
109,456
247,939
491,622
18
27
-
-
-
71,115
234,353
539,107
113,115
276,353
581,107
19
28
-
-
-
74,992
266,742
646,487
116,992
308,742
688,487
20
29
-
-
-
79,099
303,665
775,340
121,099
345,665
817,340
21
30
-
-
-
83,452
345,755
929,963
125,452
387,755
971,963
22
31
-
-
-
88,063
393,735
1,115,508
130,063
435,735
1,157,508
23
32
-
-
-
92,948
448,429
1,338,158
134,948
490,429
1,380,158
24
33
-
-
-
98,125
510,778
1,605,336
140,125
552,778
1,647,336
25
34
-
-
-
103,609
581,854
1,925,947
145,609
623,854
1,967,947
26
35
-
-
-
109,418
662,875
2,310,675
151,418
704,875
2,352,675
27
36
-
-
-
115,571
755,234
2,772,344
157,571
797,234
2,814,344
28
37
-
-
-
122,087
860,518
3,326,340
164,087
902,518
3,368,340
29
38
-
-
-
128,987
980,533
3,991,127
170,987
1,022,533
4,033,127
30
39
-
-
-
136,293
1,117,342
4,788,861
178,293
1,159,342
4,830,861
31
40
-
-
-
144,027
1,273,292
5,746,131
186,027
1,315,292
5,788,131
32
41
-
-
-
152,214
1,451,064
6,894,843
194,214
1,493,064
6,936,843
33
42
-
-
-
160,880
1,653,712
8,273,283
202,880
1,695,712
8,315,283
34
43
-
-
-
170,054
1,884,716
9,927,398
212,054
1,926,716
9,969,398
35
44
-
-
-
179,763
2,148,046
11,912,319
221,763
2,190,046
11,954,319
40
49
-
-
-
237,496
4,132,030
29,637,118
279,496
4,174,030
29,679,118
45
54
-
-
-
314,037
7,951,128
73,741,038
356,037
7,993,128
73,783,038
50
59
-
-
-
415,347
15,303,083
183,484,070
457,347
15,345,083
183,526,070
55
64
-
-
-
549,167
29,456,458
456,557,286
591,167
29,498,458
456,599,286
60
69
-
-
-
725,495
56,704,148 1,136,046,809
767,495
56,746,148 1,136,088,809
65
74
-
-
-
957,387 109,162,147 2,826,828,170
999,387 109,204,147 2,826,870,170
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.700.000/Bulan dan Mulai Masuk Usia Tertanggung : 20 Tahun Biaya Asuransi Tahun Ke-1 Rp.60.060 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
20
8,400
-
-
3,179
3,419
3,599
45,179
45,419
45,599
2
21
8,400
-
-
9,665
10,668
11,446
51,665
52,668
53,446
3
22
8,400
-
-
17,874
20,367
22,372
59,874
62,367
64,372
4
23
8,400
-
-
27,021
31,901
35,986
69,021
73,901
77,986
5
24
8,400
-
-
36,714
45,050
52,323
78,714
87,050
94,323
6
25
-
-
-
38,531
50,941
62,350
80,531
92,941
104,350
7
26
-
-
-
40,455
57,655
74,381
82,455
99,655
116,381
8
27
-
-
-
42,493
65,309
88,817
84,493
107,309
130,817
9
28
-
-
-
44,653
74,033
106,138
86,653
116,033
148,138
10
29
-
-
-
46,940
83,976
126,923
88,940
125,976
168,923
11
30
-
-
-
49,363
95,309
151,862
91,363
137,309
193,862
12
31
-
-
-
51,929
108,227
181,786
93,929
150,227
223,786
13
32
-
-
-
54,646
122,951
217,692
96,646
164,951
259,692
14
33
-
-
-
57,524
139,733
260,777
99,524
181,733
302,777
15
34
-
-
-
60,572
158,862
312,476
102,572
200,862
354,476
16
35
-
-
-
63,799
180,664
374,510
105,799
222,664
416,510
17
36
-
-
-
67,215
205,514
448,945
109,215
247,514
490,945
18
37
-
-
-
70,831
233,837
538,262
112,831
275,837
580,262
19
38
-
-
-
74,655
266,117
645,433
116,655
308,117
687,433
20
39
-
-
-
78,701
302,907
774,028
120,701
344,907
816,028
21
40
-
-
-
82,979
344,837
928,332
124,979
386,837
970,332
22
41
-
-
-
87,503
392,625
1,113,484
129,503
434,625
1,155,484
23
42
-
-
-
92,287
447,091
1,335,652
134,287
489,091
1,377,652
24
43
-
-
-
97,345
509,168
1,602,240
139,345
551,168
1,644,240
25
44
-
-
-
102,692
579,921
1,922,130
144,692
621,921
1,964,130
26
45
-
-
-
108,345
660,563
2,305,980
150,345
702,563
2,347,980
27
46
-
-
-
114,321
752,477
2,766,582
156,321
794,477
2,808,582
28
47
-
-
-
120,635
857,238
3,319,282
162,635
899,238
3,361,282
29
48
-
-
-
127,308
976,643
3,982,498
169,308
1,018,643
4,024,498
30
49
-
-
-
134,358
1,112,740
4,778,331
176,358
1,154,740
4,820,331
31
50
-
-
-
141,805
1,267,863
5,733,302
183,805
1,309,863
5,775,302
32
51
-
-
-
149,670
1,444,673
6,879,235
191,670
1,486,673
6,921,235
33
52
-
-
-
157,978
1,646,203
8,254,320
199,978
1,688,203
8,296,320
34
53
-
-
-
166,751
1,875,913
9,904,385
208,751
1,917,913
9,946,385
35
54
-
-
-
176,014
2,137,743
11,884,422
218,014
2,179,743
11,926,422
40
59
-
-
-
230,641
4,109,905
29,565,016
272,641
4,151,905
29,607,016
45
64
-
-
-
301,989
7,904,951
73,557,424
343,989
7,946,951
73,599,424
50
69
-
-
-
394,716
15,208,562 183,020,593
436,716
15,250,562 183,062,593
55
74
-
-
-
514,729
29,265,941 455,393,975
556,729
29,307,941 455,435,975
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.700.000/Bulan dan Mulai Masuk Usia Tertanggung : 30 Tahun Biaya Asuransi Tahun Ke-1 Rp.71.400 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
30
8,400
-
-
3,168
3,407
3,586
45,168
45,407
45,586
2
31
8,400
-
-
9,640
10,640
11,415
51,640
52,640
53,415
3
32
8,400
-
-
17,834
20,320
22,320
59,834
62,320
64,320
4
33
8,400
-
-
26,962
31,831
35,906
68,962
73,831
77,906
5
34
8,400
-
-
36,635
44,951
52,206
78,635
86,951
94,206
6
35
-
-
-
38,426
50,805
62,186
80,426
92,805
104,186
7
36
-
-
-
40,319
57,475
74,157
82,319
99,475
116,157
8
37
-
-
-
42,321
65,072
88,516
84,321
107,072
130,516
9
38
-
-
-
44,435
73,725
105,738
86,435
115,725
147,738
10
39
-
-
-
46,667
83,580
126,394
88,667
125,580
168,394
11
40
-
-
-
49,023
94,804
151,171
91,023
136,804
193,171
12
41
-
-
-
51,510
107,588
180,890
93,510
149,588
222,890
13
42
-
-
-
54,134
122,148
216,540
96,134
164,148
258,540
14
43
-
-
-
56,903
138,734
259,305
98,903
180,734
301,305
15
44
-
-
-
59,824
157,626
310,608
101,824
199,626
352,608
16
45
-
-
-
62,905
179,147
372,153
104,905
221,147
414,153
17
46
-
-
-
66,153
203,662
445,989
108,153
245,662
487,989
18
47
-
-
-
69,578
231,589
534,571
111,578
273,589
576,571
19
48
-
-
-
73,187
263,403
640,845
115,187
305,403
682,845
20
49
-
-
-
76,990
299,647
768,347
118,990
341,647
810,347
21
50
-
-
-
80,995
340,937
921,321
122,995
382,937
963,321
22
51
-
-
-
85,212
387,977
1,104,858
127,212
429,977
1,146,858
23
52
-
-
-
89,652
441,570
1,325,067
131,652
483,570
1,367,067
24
53
-
-
-
94,325
502,630
1,589,282
136,325
544,630
1,631,282
25
54
-
-
-
99,243
572,201
1,906,298
141,243
614,201
1,948,298
26
55
-
-
-
104,416
651,469
2,286,674
146,416
693,469
2,328,674
27
56
-
-
-
109,857
741,788
2,743,076
151,857
783,788
2,785,076
28
57
-
-
-
115,577
844,702
3,290,704
157,577
886,702
3,332,704
29
58
-
-
-
121,588
961,967
3,947,800
163,588
1,003,967
3,989,800
30
59
-
-
-
127,903
1,095,588
4,736,250
169,903
1,137,588
4,778,250
31
60
-
-
-
134,535
1,247,849
5,682,320
176,535
1,289,849
5,724,320
32
61
-
-
-
141,497
1,421,354
6,817,528
183,497
1,463,354
6,859,528
33
62
-
-
-
148,803
1,619,071
8,179,693
190,803
1,661,071
8,221,693
34
63
-
-
-
156,467
1,844,381
9,814,200
198,467
1,886,381
9,856,200
35
64
-
-
-
164,503
2,101,140
11,775,509
206,503
2,143,140
11,817,509
40
69
-
-
-
210,728
4,033,819
29,287,418
252,728
4,075,819
29,329,418
45
74
-
-
-
268,511
7,749,928
72,856,641
310,511
7,791,928
72,898,641
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.700.000/Bulan dan Mulai Masuk Usia Tertanggung : 40 Tahun Biaya Asuransi Tahun Ke-1 Rp.118.440 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
40
8,400
-
-
3,118
3,353
3,530
45,118
45,353
45,530
2
41
8,400
-
-
9,528
10,516
11,281
51,528
52,516
53,281
3
42
8,400
-
-
17,647
20,105
22,081
59,647
62,105
64,081
4
43
8,400
-
-
26,686
31,501
35,531
68,686
73,501
77,531
5
44
8,400
-
-
36,252
44,478
51,654
78,252
86,478
93,654
6
45
-
-
-
37,919
50,158
61,409
79,919
92,158
103,409
7
46
-
-
-
39,668
56,615
73,097
81,668
98,615
115,097
8
47
-
-
-
41,504
63,955
87,099
83,504
105,955
129,099
9
48
-
-
-
43,428
72,301
103,879
85,428
114,301
145,879
10
49
-
-
-
45,446
81,790
123,988
87,446
123,790
165,988
11
50
-
-
-
47,558
92,579
148,090
89,558
134,579
190,090
12
51
-
-
-
49,769
104,849
176,981
91,769
146,849
218,981
13
52
-
-
-
52,082
118,804
211,615
94,082
160,804
253,615
14
53
-
-
-
54,501
134,678
253,140
96,501
176,678
295,140
15
54
-
-
-
57,029
152,735
302,928
99,029
194,735
344,928
16
55
-
-
-
59,670
173,278
362,629
101,670
215,278
404,629
17
56
-
-
-
62,426
196,651
434,222
104,426
238,651
476,222
18
57
-
-
-
65,300
223,245
520,080
107,300
265,245
562,080
19
58
-
-
-
68,295
253,506
623,050
110,295
295,506
665,050
20
59
-
-
-
71,412
287,943
746,551
113,412
329,943
788,551
21
60
-
-
-
74,655
327,134
894,681
116,655
369,134
936,681
22
61
-
-
-
78,024
371,738
1,072,360
120,024
413,738
1,114,360
23
62
-
-
-
81,522
422,509
1,285,492
123,522
464,509
1,327,492
24
63
-
-
-
85,149
480,300
1,541,159
127,149
522,300
1,583,159
25
64
-
-
-
88,905
546,088
1,847,860
130,905
588,088
1,889,860
26
65
-
-
-
92,791
620,982
2,215,792
134,791
662,982
2,257,792
27
66
-
-
-
96,803
706,247
2,657,189
138,803
748,247
2,699,189
28
67
-
-
-
100,938
803,322
3,186,734
142,938
845,322
3,228,734
29
68
-
-
-
105,192
913,849
3,822,040
147,192
955,849
3,864,040
30
69
-
-
-
109,561
1,039,698
4,584,249
151,561
1,081,698
4,626,249
31
70
-
-
-
114,044
1,183,007
5,498,731
156,044
1,225,007
5,540,731
32
71
-
-
-
118,640
1,346,212
6,595,934
160,640
1,388,212
6,637,934
33
72
-
-
-
123,351
1,532,093
7,912,396
165,351
1,574,093
7,954,396
34
73
-
-
-
128,181
1,743,821
9,491,965
170,181
1,785,821
9,533,965
35
74
-
-
-
133,128
1,985,005
11,387,251
175,128
2,027,005
11,429,251
Illustrasi Manfaat CARlink Pro – Mixed 100% Disajikan Untuk: Pembayaran Premi Rp.700.000/Bulan dan Mulai Masuk Usia Tertanggung : 50 Tahun Biaya Asuransi Tahun Ke-1 Rp.279.720 Tahun Usia
Premi Pokok
Premi Top Up
(Dalam Ribuan Rupiah) Nilai Investasi (Nilai Tunai)
Tahapan
Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
50
8,400
-
-
2,947
3,170
3,336
44,947
45,170
45,336
2
51
8,400
-
-
9,159
10,104
10,836
51,159
52,104
52,836
3
52
8,400
-
-
17,050
19,414
21,314
59,050
61,414
63,314
4
53
8,400
-
-
25,826
30,470
34,353
67,826
72,470
76,353
5
54
8,400
-
-
35,092
43,035
49,960
77,092
85,035
91,960
6
55
-
-
-
36,417
48,220
59,068
78,417
90,220
101,068
7
56
-
-
-
37,778
54,084
69,949
79,778
96,084
111,949
8
57
-
-
-
39,173
60,719
82,952
81,173
102,719
124,952
9
58
-
-
-
40,600
68,226
98,497
82,600
110,226
140,497
10
59
-
-
-
42,056
76,724
117,087
84,056
118,724
159,087
11
60
-
-
-
43,537
86,344
139,325
85,537
128,344
181,325
12
61
-
-
-
45,039
97,239
165,933
87,039
139,239
207,933
13
62
-
-
-
46,557
109,579
197,779
88,557
151,579
239,779
14
63
-
-
-
48,086
123,560
235,904
90,086
165,560
277,904
15
64
-
-
-
49,619
139,404
281,554
91,619
181,404
323,554
16
65
-
-
-
51,148
157,362
336,224
93,148
199,362
378,224
17
66
-
-
-
52,661
177,720
401,708
94,661
219,720
443,708
18
67
-
-
-
54,148
200,802
480,156
96,148
242,802
522,156
19
68
-
-
-
55,595
226,976
574,147
97,595
268,976
616,147
20
69
-
-
-
56,988
256,664
686,778
98,988
298,664
728,778
21
70
-
-
-
58,316
290,348
821,766
100,316
332,348
863,766
22
71
-
-
-
59,568
328,580
983,576
101,568
370,580
1,025,576
23
72
-
-
-
60,736
371,993
1,177,566
102,736
413,993
1,219,566
24
73
-
-
-
61,809
421,307
1,410,169
103,809
463,307
1,452,169
25
74
-
-
-
62,773
477,338
1,689,096
104,773
519,338
1,731,096
Contoh: CARLink Pro-Mixed 100%, Pembayaran Premi Rp.350.000/Bulan Mulai Masuk menabung di CAR Plan Usia:4 Tahun dengan Penarikan Dana 3 Kali yaitu: Usia 15 Tahun Tambahan Dana Masuk Kuliah Rp.15.000.000 , Usia 18 Tahun Lanjut S2 Rp.25.000.000 dan Usia 23 Tahun Nikah Rp.35.000.000. Dalam Ribuan Rupiah (000) Tahun Usia
Premi Pokok
Premi Top Up
Tahapan/ Penarikan
Nilai Investasi (Nilai Tunai) Rendah (6%)
Sedang (14%)
Tinggi (20%)
Total Manfaat Meninggal Rendah (6%)
Sedang (14%)
Tinggi (20%)
1
4
4,200
-
-
1,431
1,539
1,620
22,431
22,539
22,620
2
5
4,200
-
-
4,506
4,970
5,329
25,506
25,970
26,329
3
6
4,200
-
-
8,434
9,599
10,535
29,434
30,599
31,535
4
7
4,200
-
-
12,820
15,116
17,034
33,820
36,116
38,034
5
8
4,200
-
-
17,470
21,405
24,834
38,470
42,405
45,834
6
9
STOP Bayar-
-
-
18,168
24,026
29,405
39,168
45,026
50,405
7
10
-
-
-
18,909
27,014
34,891
39,909
48,014
55,891
8
11
-
-
-
19,694
30,420
41,473
40,694
51,420
62,473
9
12
-
-
-
20,527
34,303
49,373
41,527
55,303
70,373
10
13
-
-
-
21,409
38,730
58,852
42,409
59,730
79,852
11
14
-
-
-
22,344
43,776
70,227
43,344
64,776
91,227
12
15
Masuk -
Kuliah-
15,000
8,335
34,529
68,877
29,335
55,529
89,877
13
16
-
-
-
8,486
38,988
82,256
29,486
59,988
103,256
14
17
-
-
-
8,646
44,071
98,312
29,646
65,071
119,312
15
18
Lanjut -
Kuliah S2-
25,000
********
24,865
92,579
********
45,865
113,579
16
19
-
-
-
********
27,970
110,700
********
48,970
131,700
17
20
-
-
-
********
31,510
132,444
********
52,510
153,444
18
21
-
-
-
********
35,544
158,536
********
56,544
179,536
19
22
-
-
-
********
40,143
189,845
********
61,143
210,845
20
23
Nikah-
-
35,000
********
10,385
192,417
********
31,385
213,417
21
24
-
-
-
********
11,460
230,501
********
32,460
251,501
22
25
-
-
-
********
12,686
276,203
********
33,686
297,203
23
26
-
-
-
********
14,082
331,044
********
35,082
352,044
24
27
-
-
-
********
15,674
396,853
********
36,674
417,853
25
28
-
-
-
********
17,487
475,823
********
38,487
496,823
26
29
-
-
-
********
19,554
570,586
********
40,554
591,586
27
30
-
-
-
********
21,909
684,300
********
42,909
705,300
28
31
-
-
-
********
24,592
820,756
********
45,592
841,756
29
32
-
-
-
********
27,650
984,502
********
48,650
1,005,502
30
33
-
-
-
********
31,134
1,180,995
********
52,134
1,201,995
31
34
-
-
-
********
35,105
1,416,786
********
56,105
1,437,786
32
35
-
-
-
********
39,630
1,699,733
********
60,630
1,720,733
33
36
-
-
-
********
44,786
2,039,266
********
65,786
2,060,266
34
37
-
-
-
********
50,660
2,446,703
********
71,660
2,467,703
35
38
-
-
-
********
57,353
2,935,623
********
78,353
2,956,623
40
43
-
-
-
********
107,690
7,301,530
********
128,690
7,322,530
45
48
-
-
-
********
204,359
18,165,009
********
225,359
18,186,009
50
53
-
-
-
********
390,082
45,196,345
********
411,082
45,217,345
55
58
-
-
-
********
747,036
112,458,209
********
768,036
112,479,209
60
63
-
-
-
********
1,433,322
279,826,079
********
1,454,322
279,847,079
65
68
-
-
-
********
2,753,146
696,289,061
********
2,774,146
696,310,061
70
73
-
-
-
********
5,291,960 1,732,579,411
********
5,312,960 1,732,600,411
71
74
-
-
-
********
6,031,188 2,079,093,559
********
6,052,188 2,079,114,559
Contoh cara mengisi Lampiran Polis CARlink Pro DATA NASABAH Nama Tertanggung :DEDE (nama anak) Nama Pemegang Polis :HERMAN (nama orang tua)
Usia : 5 Tahun Usia : 38 Tahun
Pria Pria
Tidak Merokok Tidak Merokok
DATA INVESTASI Mata Uang Masa Bayar Cara Bayar Premi Pokok Premi Top Up Total Premi
: Rupiah : 5 Tahun : Tahunan : Rp. 4,200,000 : Rp. 0 : Rp. 4,200,000
DATA ASURANSI Asuransi Pokok
Uang Pertanggungan
Berjangka
Rp.
Biaya Asuransi Tahun ke- Masa 1 Pertanggungan
21,000,000 Rp.
29,610
(BIAYA SESUAI UMUR Anak LIHAT DI TABEL)
Total
70 Tahun
(Ada dilembaran Ilustrasi)
ALOKASI INVESTASI Jenis Investasi
% Alokasi Premi
CARlink Pro - Safe
0%
CARlink Pro - Fixed
0%
CARlink Pro - Mixed
100%
CARlink Pro - Flexy Total Ringkasan Manfaat: Berjangka
0% 100%
- Apabila Tertanggung meninggal dunia baik karena sakit atau kecelakaan dalam masa pertanggungan maka akan dibayarkan Uang Pertanggungan CARlink Pro ditambah dengan nilai investasi (nilai tunai). Pertanggungan selanjutnya menjadi gugur.
Disajikan Oleh
: DAVID (Upline sudah AAJI)
Kode Agen :
10001CAR (Upline sudah AAJI)
Tanggal
26 October 2013 (tgl waktu tanda tangan Polis)
:
Tanda Tangan Agen
: (Upline sudah AAJI)
Tanda Tangan Calon Pemegang Polis
:
(tanda tangan nasabah yg membayar Premi)_______________
SISTEM PROSEDUR MENJADI MITRA CAR-Plan : (Data yang harus dikirim ke kantor CAR Pusat) ISI Formulir Keanggotaan
ISI Formulir SPAJ (Surat Permintaan Asuransi Jiwa)
ISI Formulir KEAGENAN
Lampirkan Copy KTP + Bukti Tranfer Bank
Lampiran Tambahan dikirim juga dari Buku Panduan di Copy dan di isi Lengkap: 1. 2. 3. 4.
Data Nasabah CARLink Pro seperti di halaman: 77 Illustrasi Manfaat CARLink Pro sesuai Usia Nasabah Catatan Untuk Nasabah seperti di halaman: 78 Surat Pernyataan Nasabah seperti halaman: 79
Pembayaran Premi Mohon di transfer Langsung ke rekening: 1.
BCA: PT. AJ CENTRAL ASIA RAYA No. Rekening:
2. BRI PT. AJ CENTRAL ASIA RAYA No. Rekening:
Cara Pembayaran Premi Bulanan (Tutup Premi Bulanan):
CARlink Pro DATA NASABAH Nama Tertanggung
:
Usia :
Tahun
Nama Pemegang Polis :
Usia :
Tahun
□ Pria □Merokok □Wanita: □Tidak Merokok □Pria □Merokok □Wanita: □Tidak Merokok
DATA INVESTASI Mata Uang Masa Bayar Cara Bayar Premi Pokok Premi Top Up Total Premi
: Rupiah : 5 Tahun : Tahunan : Rp. 4,200,000 : Rp. 0 : Rp. 4,200,000
DATA ASURANSI Asuransi Pokok
Uang Pertanggungan
Berjangka
Rp.
Total
Biaya Asuransi Tahun Masa ke -1 Pertanggungan
21,000,000 Rp.
Tahun
Rp.
ALOKASI INVESTASI Jenis Investasi
% Alokasi Premi
CARlink Pro - Safe
0%
CARlink Pro - Fixed
0%
CARlink Pro - Mixed
100%
CARlink Pro - Flexy
0%
Total Ringkasan Manfaat: Berjangka
100%
- Apabila Tertanggung meninggal dunia baik karena sakit atau kecelakaan dalam masa pertanggungan maka akan dibayarkan Uang Pertanggungan CARlink Pro ditambah dengan nilai investasi (nilai tunai). Pertanggungan selanjutnya menjadi gugur.
Disajikan Oleh :
Tanda Tangan Agen : ___________________
Kode Agen
:
Tanggal
:
Tanda Tangan Calon Pemegang Polis : __________________________
Catatan: - Pembayaran premi mohon untuk ditransfer ke rekening : CARlink Pro - Mixed: (Perusahaan tidak menerima pembayaran premi secara tunai) - Tahapan dan nilai investasi (nilai tunai) adalah nilai pada akhir tahun. - Total manfaat pertanggungan adalah uang pertanggungan + nilai investasi (nilai tunai) - Nilai investasi tidak dijamin dan nilainya bisa meningkat atau menurun tergantung dari hasil investasi yang diperoleh. - Penilaian dana investasi dilakukan setiap hari berdasarkan nilai wajar dari masing - masing jenis investasi. - Asumsi rendah, sedang dan tinggi pada nilai investasi hanya merupakan ilustrasi saja dan bukan merupakan jaminan untuk hasil investasi yang akan datang. - Penempatan investasi CARlink Pro - Mixed : Kas, Deposito, Obligasi, Saham, Reksadana Pendapatan Tetap, Reksadana Saham. - Ilustrasi proposal di atas sudah memperhitungkan : - Biaya akusisi yang meliputi biaya operasional perusahaan dan biaya marketing - Biaya Administrasi sebesar Rp. 25,000/bulan - Biaya Asuransi (biaya mortalita) - Pajak sesuai ketentuan (jika ada) - Biaya Pengelolaan Dana CARlink Pro - Mixed maksimum 3% / tahun - Untuk setiap penarikan dana yang dilakukan dalam 3 tahun akan dikenakan pajak penghasilan sebesar 20 % atas kelebihan penarikan dana terhadap total premi yang telah dibayar. - Penarikan dana di bawah satu tahun dikenakan biaya sebesar 2% dari dana yang ditarik - Tahapan dan Top-Up irregular tidak dilakukan secara otomatis (proses ini dilakukan setelah ada surat - permohonan dari nasabah). - Alokasi investasi dan biaya akuisisi : - Premi Utama Tahun ke- Alokasi Dana Investasi Alokasi Biaya Akuisisi 1
40%
60%
2
75%
25%
3
90%
10%
4
95%
5%
5
95%
5%
6>>
100%
0%
Keterangan 6>> : Tahun ke-6 dan seterusnya -
Premi Top Up Tahun ke- Alokasi Dana Investasi Alokasi Biaya Akuisisi 1>>
95%
5%
Keterangan 1>> : Tahun ke-1 dan seterusnya
Disajikan oleh: Kode Agen
:
Tanggal
:
Tanda Tangan Agen
:
Tanda Tangan Calon Pemegang Polis:
SURAT PERNYATAAN Kepada saya telah dijelaskan mengenai prinsip kerja asuransi CARlink Pro berikut Ringkasan Manfaat, biaya-biaya yang dikenakan serta Laporan Transaksi dan Investasi. Saya mengerti bahwa:
1. Perhitungan Nilai Investasi yang ada di dalam proposal hanya merupakan ilustrasi dan bukan merupakan jaminan untuk masa mendatang serta bukan merupakan bagian dari Polis. 2. Besarnya manfaat yang akan dibayarkan akan sangat bergantung pada perkembangan dari nilai investasi yang bisa berubah-ubah.
Dengan menandatangai Surat Pernyataan ini Saya menyatakan bahwa Saya telah mengerti serta menyetujui isi dari proposal tersebut.
___________ ,______________________
(……………………………………………………) Calon Pemegang Polis
FORMULIR POLIS TAMBAHAN - CAR PLAN Dengan ini, saya yang bertanda-tangan di bawah ini merupakan Leader - CAR PLAN, dengan : - No. Leader - Nama Leader
: :
bermaksud untuk menambahkan polis baru sebagai tambahan Polis untuk nomor Leader CAR PLAN di atas. Adapun polis baru yang saya ajukan adalah : No. SPAJ: …………………..
Tanggal Pengajuan:…………………………
Pembayaran premi dari SPAJ atau polis yang terbit nantinya akan dihitung sebagai premi pribadi dari keanggotaan saya.
………………..,…………………………… Yang Mengajukan:
(……………………………………………)
Catatan: Formulir ini dilampirkan bersama SPAJ
CAR-Plan Jenis dan % Pembagian Bonus CAR- Plan: Tutup Premi Bonus PerBulan Sponsor (Rp) 25% Premi
Bonus Elit 10% NPV T
350.000
700.000 Posisi
X
X
Bonus Bonus Posisi Level 70% 40% NPV NPV O
T
A
B.Royalti Omzet 5% NPV L
B.Promo Tahunan 10% NPV =
X
135%
X
Dasar Perhitungan Bonus CAR-Plan diperhitungkan dari Pembayaran Premi Nasabah per-bulan yaitu: Bonus Sponsor 25% dari Premi per bulan (selama 3 Tahun) Bonus diluar Sponsor dari NPV (National Premi Value) yaitu 32% dikalikan Pembayaran Premi Nasabah per-bulan (selama tahun pertama) Pembayaran Premi oleh Nasabah tahunan dalam perhitungan Bonus dijadikan bulanan
Contoh Perhitungan NPV: Omzet Premi Nasabah per bulan di CAR-Plan Rp.10.000.000.000 Total Bonus = 32 % x Omzet = 32 % X 10.000.000.000 = 3.200.000.000 (Total bonus dibagikan)
NPV = Total Bonus : Persentase Bonus keluar (maks.135%) di bulan Kualifikasi Macam-Macam Bonus: 1. Bonus Sponsor 25 % Premi Syarat dan Ketentuan: Semua Posisi bisa mendapat Bonus Sponsor Tutup Polis Premi Pribadi Mitra min. Rp.350.000 / Bulan Mendapat Bonus sponsor selama 3 tahun berdasarkan tanggal dikeluarkan/disetujuinya Polis, Tahun Pertama = 14,29%, Tahun Kedua = 7,14% Tahun Ketiga= 3,57 % dari Nilai Polis yang dibayar setiap bulan oleh Nasabah atau mitra yang kita Sponsori
2. Bonus Elit 10% NPV Syarat dan Ketentuan: Semua Posisi bisa mendapat Bonus Elit Tutup Polis Premi Pribadi Mitra min. Rp.350.000 / Bulan Bonus ini diberikan setiap merekrut mitra baru dengan pembayaran Premi minimal Rp.350.000/ Bulan Bonus Elit diterima Ditentukan oleh: Total Rekrut/Sponsor Per Bulan
Total Bagian
5 – 9 Mitra
1 Bagian
Diatas 10 Mitra
2 Bagian
Bonus Elit
= Total Bagian Anda X 10% X NPV Total Bagian Bonus Elit
Contoh Diketahui : Yang mendapat Bonus Elit ada 1.000 Bagian dengan omzet perusahaan Rp.10.000.000.000 NPV = Rp.10 M x 32% =Rp.3.200.000 .000 : 135%= Rp.2.370.000.000 Bonus Elit = 1/1000 (10% x 2.370.000.000) =Rp.237.000/ Bagian
3. Bonus Posisi 40% NPV Syarat dan Ketentuan: Omzet Group perbulan dihitung dari Omzet premi nasabah baru dan nasabah lama pembayaran premi 12 (dua belas) bulan pertama (jika ada pembayaran premi tahunan akan dijadikan bulanan), Bonus Posisi dibagikan kepada mitra sama rata berdasarkan Kualifikasi yang sudah ditentukan di dalam table, Kenaikan Posisi berdasarkan Omzet 3(tiga) Group dalam Satu periode sesuai dengan syarat yang sudah ditentukan:
Tabel Bonus Posisi: Posisi
Jenis Bonus
Agency
Omzet Per Group/Bulan (Rp.) 400.000/750.000
N%
Tutup Premi/ Bulan(Rp)
12 %
350.000
Team Agency
Team
3 X @Rp.2.450.000
Leader Agency
Leader + Team
3 X @Rp.4.900.000
8% +12%
350.000
Bronze Agency
Bronze + Leader
3 X @Rp.15 JT
5%+8%
350.000
Silver Agency
Silver + Bronze
3 X @Rp.50 JT
3%+5%
700.000
Gold Agency
Gold + Silver
3 X @Rp.100 JT
3%+3%
700.000
Platinum Agency Titanium Agency Crown Agency
Platinum + Gold
3 X @Rp.200 JT
3%+3%
700.000
Titanium + Platinum
3 X @Rp.400 JT
3%+3%
700.000
Crown + Titanium
3 X @Rp.800 JT
3%+3%
700.000
Bonus Posisi
=
N % X NPV Mitra Kualifikasi Bonus Posi
4. Bonus Level 70% NPV Syarat dan ketentuan: Semua Posisi bisa mendapat Bonus Level sesuai Syarat Besarnya bonus setiap kumpulan level dihitung dari Omzet premi nasabah baru dan nasabah lama pembayaran premi 12 (dua belas) bulan pertama (jika ada pembayaran premi tahunan akan dijadikan bulanan) Setiap jalur/grup Anda akan dihitung kedalaman 5 level sampai tanpa batas (infinity) sesuai dengan total Omzet Premi Polis grup yang Anda miliki. Khusus mitra yang sudah mendapat Bonus Level - Kelompok Rp.7.000.000 keatas di periode yang sama atau mendapat Bonus Posisi, minimal Bronze Agency, maka tidak bisa memperoleh Bonus Level Kelompok Rp.350.000 dan Rp.700.000 (hanya bisa mendapat Bonus Kelompok Level Mulai Rp.1.000.000)
Ada 7 (Tujuh) Kelompok Bonus Level :
NO
Kelompok Level
% BONUS 5 Kumpulan
Syarat Tutup Premi / Bulan (Rp)
1
Rp.350.000
15% (3 % setiap Kumpulan Level)
350.000
2
Rp.700.000
10% (2 % setiap Kumpulan Level)
350.000
3
Rp.1.000.000
10% (2 % setiap Kumpulan Level)
350.000
4
Rp.3.000.000
10% (2 % setiap Kumpulan Level)
350.000
5
Rp.7.000.000
10%(2 % setiap Kumpulan Level)
350.000
6
Rp.15.000.000
10%(2 % setiap Kumpulan Level)
700.000
7
Rp.30.000.000
5% (1% setiap Kumpulan Level)
700.000
Bonus Level =
% X Nilai Premi Value X Rp. Group kumpulan ke N Total Rp. Group kumpulan ke N
Kedalaman Kumpulan Level dihitung atas perbandingan Group ( Group Front-line masingmasing dengan Total Group) dengan table sebagai berikut: % Ratio Group
Kategori
Kedalaman Level
90 - 100%
A
1 Level
70 - 89,9%
B
3 Level
0- 69,9%
C
5 Level sd tidak terbatas Perhitungan Kedalaman Level Group:
Anda Rp.350.700.000.
Total Omzet Group Rp.350.700.000 Group A= Rp.50 Jt/350.700.000 X 100% = 14,26 % (Kategori C= 5 Level sd Tidak Terbatas)
Group A Total Rp.50.JT
Group B Total
Group C Total
Rp.100jt
Rp.200jt
Group B=Rp.100jt/350.700.000 x 100%=28,51% (Kategori C= 5 Level sd Tidak Terbatas) Group C = Rp.200jt/350.700.000 x 100%=57,03% (Kategori C= 5 Level sd Tidak Terbatas)
5. Bonus Royalti Omzet 5% NPV Syarat dan Ketentuan: Sudah berposisi minimal Gold Agency dan Tutup Polis Premi Pribadi Mitra min. Rp.700.000 / Bulan Wajib / Harus Mempunyai minimal 2 Jalur Omzet Group perbulan dihitung dari Omzet premi nasabah baru dan nasabah lama pembayaran premi 12 (dua belas) bulan pertama (jika ada pembayaran premi tahunan akan dijadikan bulanan) Bonus diterima berdasarkan banyaknya mitra yang Kualifikasi dibagi rata dengan syarat sebagai berikut: Bonus Royalti
%
Omzet Group per Bulan
Tutup premi perbulan
Gold
2%
Omzet Group kecil ≥ 20% dari Total Minimal Omzet ≥ Rp.350 Juta
Rp.700.000
Platinum
1%
Omzet Group kecil ≥ 20% dari Total Minimal Omzet ≥ Rp.700 Juta
Rp.700.000
Titanium
1%
Omzet Group kecil ≥ 20% dari Total Minimal Omzet ≥ Rp.1,5 Miliar
Rp.700.000
Crown
1%
Omzet Group kecil ≥ 20% dari Total Minimal Omzet ≥ Rp.3 Miliar
Rp.700.000
Rumus BRO=
% Posisi Masing-masing x NPV Total Mitra Kualifikasi BRO
Contoh Mendapatkan Bonus Royalti Omzet: Anda Sudah Posisi Bronze mempunyai 3 group Total Omzet Rp.400.000.000 Group Kecil B+C= Group A Total Rp.300jt
Group B Total Rp.75 jt Rp.200jt
Group C Total Rp.25
100jt/400jt X100% = 25% Berarti Group kecil diatas 20% maka mendapat BRO, jika kurang dari 20% maka tidak mendapat BRO
6. Bonus Promo Tahunan (BPT) 10% NPV Syarat dan ketentuan: Semua Posisi bisa mendapat BPT Tutup Polis Premi Pribadi Mitra min. Rp.350.000 / Bulan Tahun Pertama Polis Akumulasi Omzet Premi Per-Tahun dihitung dari Omzet premi nasabah baru dan nasabah lama pembayaran premi 12 (dua belas) bulan pertama (jika ada pembayaran premi tahunan akan dijadikan bulanan) BPT dibagikan kepada mitra dengan nilai sama rata berdasarkan yang Kualifikasi dengan syarat sebagai berikut : Akumulasi Omzet Premi (Januari sampai dengan Desember) 3 Group X @Rp.100.000.000
% x NPV satu Tahun 4%
3 Group X @ Rp.200.000.000
3%
3 Group X @Rp.400.000.000
2%
3 Group X @Rp.800.000.000
Rumus BPT =
% x NPV Tahunan Total Mitra Kualifikasi
1%