STATISTIK PERBANKAN INDONESIA INDONESIAN BANKING STATISTICS

BULANAN MONTHLY

STATISTIK PERBANKAN INDONESIA INDONESIAN BANKING STATISTICS

Vol: 13 No. 11, Oktober 2015

ISSN: 2086-2954

KATA PENGANTAR FOREWARD Statistik Perbankan Indonesia (SPI) merupakan media publikasi yang menyajikan data mengenai perbankan Indonesia. SPI diterbitkan secara bulanan oleh Departemen Perizinan dan Informasi Perbankan untuk memberikan gambaran perkembangan perbankan di Indonesia.

The Indonesia Banking Statistic is a publication media that provides data of Indonesia Banking. The SPI is published by the licence and banking information department monthly to give an overview of banking development in Indonesia.

Sehubungan dengan beralihnya fungsi, tugas dan wewenang pengaturan dan pengawasan kegiatan jasa keuangan di sektor perbankan dari Bank Indonesia ke Otoritas Jasa Keuangan sejak tanggal 31 Desember 2013, maka SPI edisi November 2013 akan diterbitkan oleh Otoritas Jasa Keuangan dan dapat diakses melalui website www.ojk.go.id pada menu Data dan Statistik-Perbankan.

Due to change function, job and authority of arrangement and surveillance of financial services activity in banking sector from The Bank of Indonesia to Financial Services Authority since December 31th, 2003, so The SPI's edition on November 2013 will be published by Financial Services Authority and can be accessed through website www.ojk.go.id at data menu and banking statistic.

Dengan perubahan tersebut, diharapkan data yang disajikan tetap dapat bermanfaat bagi pengguna.

By the change, the provided data can be useful for user/stakeholder.

Mulai bulan Mei 2014, data SPS yang merupakan kumpulan data Bank Umum Syariah (BUS) dan Unit Usaha Syariah (UUS) disusun bersumber dari laporan BUS-UUS sesuai dengan PBI No.15/4/PBI/2013 tentang Laporan Stabilitas Moneter dan Sistem Keuangan Bulanan Bank Umum Syariah dan Unit Usaha Syariah. Sebelumnya laporan dari BUS-UUS disusun berdasarkan PBI No. 5/26/PBI/2003 tentang Laporan Bulanan Bank Umum Syariah.

Start in May 2014, data of the SPS which is a collection of data Sharia Commercial Bank (BUS) and Sharia Business Unit (UUS) compiled sourced from the report of BUS-UUS based on PBI No. 15/4/PBI/2013 about Monthly Report on Monetary and Financial System Stability of Sharia Commercial Banks and Sharia Business Unit. Previously report from BUS-UUS compiled based on PBI No. 26/5/PBI/2003 about Monthly Report of Sharia Commercial Banks.

Mulai data bulan Mei 2015, pengelompokkan bank disajikan berdasarkan Bank Umum berdasarkan Kelompok Usaha (BUKU) namun data berdasarkan kelompok bank yang lama tetap disajikan secara paralel sampai dengan data Juni 2016. Hal ini untuk mempertimbangkan batas waktu bagi bank umum menyesuaikan kegiatan usaha/modal inti sampai dengan Juni 2016.

Starting May 2015, the grouping of banks presented based on Commercial Banks Group of Business Activities (BUKU) but the old data group continue to be presented in parallel until June 2016. It is to consider the time limit for commercial banks to adjust their business activities/core capital up to June 2016.

. Jakarta, Desember 2015 Jakarta, December 2015

Otoritas Jasa Keuangan, Republik Indonesia Departemen Perizinan dan Informasi Perbankan Financial Services Authority, Republic of Indonesia Bank Licensing and Banking Information Department

i

HALAMAN KETERANGAN PAGE OF REFERANCE Jadwal Publikasi Kedepan Edisi November 2015 akan diterbitkan pada minggu ke III bulan Januari 2016.

Advance Release Calender (ARC) November 2015 edition will be released on the 3rd week of January 2016.

Tanda-tanda, dan Sumber Data Suatu jumlah tidak selalu sama besarnya dengan penjumlahan angka-angka yang bersangkutan karena pembulatan.

Notes, Symbols and Sources of Data Totals do not necessarily agree with the sum of items shown because of roundings.

r ( ) * ** *** ... -$

r ( ) * ** *** ... -$

Angka-angka diperbaiki Sebagian dari suatu jumlah Angka-angka sementara Angka-angka sangat sementara Angka-angka sangat-sangat sementara Tidak ada Angka belum tersedia Nol atau lebih kecil daripada digit terakhir Dolar Amerika Serikat

Tanda koma pada angka-angka harap dibaca sebagai titik dan sebaliknya tanda titik harap dibaca sebagai koma. Sumber Data : Bank Indonesia dan Otoritas Jasa Keuangan, kecuali jika dinyatakan lain. 1. Data yang digunakan dalam Publikasi SPI bersumber dari Laporan Bulanan Bank Umum (LBU), Laporan Stabilitas Moneter dan Sistem Keuangan Bulanan Bank Umum Syariah dan Unit Usaha Syariah (LSMK), dan Laporan Berkala Bank Perkreditan Rakyat (LBBPR) kecuali dinyatakan lain. 2. Proses download data; Data Laporan Bulanan Bank Umum (LBU), dan Laporan Stabilitas Moneter dan Sistem Keuangan Bulanan Bank Umum Syariah dan Unit Usaha Syariah (LSMK) yang disampaikan dari bank pelapor kepada Bank Indonesia diolah melalui Sistem Informasi Perbankan (SIP). Perbedaan waktu download data LBU melalui SIP dapat menyebabkan perbedaan pada data yang dipublikasikan ini dengan data publikasi yang lain. Oleh sebab itu, pembaca dihimbau untuk memperhatikan waktu download data. Misalnya pemrosesan data bulan laporan Oktober 2015 untuk Publikasi Statistik Perbankan Indonesia penerbitan periode ini dilakukan dari tanggal 10 Desember s/d tanggal 15 Desember 2015.

Revised figures Subset of data Provisional figures Very provisional figures Estimated figures Not available Figures are not available yet Nil or less than the last digit US Dollar

Commas in the numbers please read as point and vice versa, please read the point as a comma Data Source : Bank Indonesia and Financial Services Authority unless mentioned otherwise. 1.

The data used in the Indonesian Banking Statistics is derive from Commercial Bank Monthly Reports, Monthly Report on Monetary and Financial System Stability of Sharia Commercial Banks and Sharia Business Unit and Rural Bank Monthly Reports.

2. Data from the Commercial Bank Monthly Reports, and Monthly Report on Monetary and Financial System Stability of Sharia Commercial Banks and Sharia Business Unit which submitted by the reporting banks to Bank Indonesia, is processed using the Bank Indonesia Banking Information System. The time taken to download data from Banking Information System can result in variations of the data that is published in this book, compared to other published data. Therefore, readers are recommended to pay attention to the download time of data. The processing of the October 2015 monthly reports for this periode of the Indonesian Banking Statistics was done from 10 December until 15 December 2015.

Sampai dengan bulan Desember 2015 data dalam publikasi ini disediakan melalui website OJK (http://www.ojk.go.id) dan website BI (http://www.bi.go.id).

Until December 2015, The data publication are also provided through OJK website (http://www.ojk.go.id) and BI website (http://www.bi.go.id).

Departemen Perizinan dan Informasi Perbankan Deputi Direktur Publikasi dan Administrasi (IDAP) Otoritas Jasa Keuangan Menara Radius Prawiro Jl. MH Thamrin No. 2, Jakarta Pusat Email: [email protected] Telepon: (021) 1500 655 Fax: (021) 386 6032

Bank Licensing and Banking Information Department Administration and Publication Deputy Director (IDAP) Indonesia Financial Services Authority Radius Prawiro Tower Jl. MH Thamrin No. 2, North Jakarta Email: [email protected] Telephone: +62-21—1500 655 Fax: +62-21-386 6032

ii

DAFTAR ISI TABLE OF CONTENT KATA PENGANTAR

i

INTRODUCTION

i

HALAMAN KETERANGAN

ii

PAGE OF REFFERENCE

ii

DAFTAR ISI

iii

TABLE OF CONTENT

iii

DAFTAR SINGKATAN

iv

LIST OF ABBREVIATIONS

iv

DAFTAR TABEL

v

LIST OF TABLES

v

LIST OF ADDITIONAL TABLE AND

ix

DAFTAR TABEL TAMBAHAN DAN

ix

CHANGE OF TABLES NAME

PERUBAHAN NAMA TABEL METADATA

xi

METADATA

xi

DATA

2

DATA

2

DATA BANK UMUM BERDASARKAN BUKU

4

COMMERCIAL BANK GROUP OF BUSINESS

4

ACTIVITIES DATA BANK UMUM

57

COMMERCIAL BANK DATA

57

DATA BANK SYARIAH

115

SHARIA BANK DATA

115

DATA BANK PERKREDITAN RAKYAT

130

RURAL BANK DATA

130

DATA PERKREDITAN

145

CREDIT DATA

145

iii

DAFTAR SINGKATAN LIST OF ABBREVIATION

APYD

: Aktiva Produktif Yang Diklasifikasikan

APYD

: Classified Earning assets

ATMR

: Aktiva Tertimbang Menurut Risiko

ATMR

: Risk Weighted Assets

BOPO

: Biaya Operasional terhadap Pendapatan

BOPO

: Operations Expenses to Operations Income

Operasional BPD

: Bank Pembangunan Daerah

BPD

: Regional Development Bank

CAR

: Capital Adequacy Ratio

CAR

: Capital Adequacy Ratio

DPK

: Dana Pihak Ketiga

DPK

: Third Party Funds

KAP

: Kualitas Aktiva Produktif

KAP

: Earning assets Qualtiy

KBAB

: Kewajiban Bersih Antar Bank

KBAB

: Inter-Bank Net Liabilities

KP

: Kantor Pusat

KP

: Head Office

KC

: Kantor Cabang

KC

: Branch Office

KCP

: Kantor Cabang Pembantu

KCP

: Sub-Branch Office

KK

: Kantor Kas

KK

: Cash Office

KPW

: Kantor Perwakilan

KPW

: Representative Office

LBU

: Laporan Bulanan Bank Umum

LBU

: Commercial Bank Monthly Report

LDR

: Loan to Deposit Ratio

LDR

: Loan to Deposit Ratio

NIM

: Net Interest Margin

NIM

: Net Interest Margin

NPL

: Non Performing Loan

NPL

: Non-Performing Loan

ROA

: Return on Assets

ROA

: Return on Assets

SIP

: Sistem Informasi Perbankan

SIP

: Banking Information System

UKM

: Usaha Kecil Menengah

UKM

: Small/Medium-Scale-Enterprise Industry

UMKM

: Usaha Mikro Kecil Menengah

UMKM

: Small/Medium/Micro-Enterprise

Industry

(SMEs) NOM

: Net Operating Margin

NOM

: Net Operating Margin

FDR

: Financing to Deposit Ratio

FDR

: Financing to Deposit Ratio

iv

DAFTAR TABEL LIST OF TABLES NO.

NO. TABEL

JUDUL

HAL

TABLES

DATA 1.

1.0

Kegiatan Usaha Perbankan

3.

4.

5.

6.

7.

8.

9.

10.

11.

1.1 – 1.7

1.8 – 1.14

1.15 - 1.21

1.22 - 1.28

1.29

1.30

1.31 – 1.37

1.38 - 1.44

1.45 – 1.51

1.52

Kegiatan Usaha Bank Umum berdasarkan BUKU Laporan Laba/Rugi Bank Umum berdasarkan BUKU

Rekening Administratif Bank Umum berdasarkan BUKU

Kinerja Bank Umum Konvensional berdasarkan BUKU

Perkembangan Aset Bank Umum Berdasarkan BUKU

Jumlah Bank Umum Berdasarkan Pengelompokkan Total Aset BUKU Aset Produktif Bank Umum Konvensional dan Kualitas Kredit Bank Umum Kepada Bank Lain BUKU Komposisi DPK Bank Umum Berdasarkan Lokasi bank Penghimpunan Dana - BUKU

2

1.0

Bank Industries Operation

2

COMMERCIAL BANKS GROUP OF BUSINESS ACTIVITIES 4

1-7

Commercial Banks Group of Business Activities

4

11

8-14

Commercial Banks Group of Business Acitivies - Income Statements

11

18

15-21

Commercial Banks Group of Business Acitivies - Off-Balance Sheet

18

25

22-28

Performance of Commercial Banks Group of Busineness Activities

25

32

29

Growth of Commercial Banks Assets based on Group of Business Activities

32

33

30

Total of Commercial Banks Based on Total Assets

33

34

31-37

Earning Assets of Commercial Banks and Credit Quality of Commercial Banks to Other Bank

34

41

38-44

Composition of Third Party Funds of Commercial Banks Group of Business Activities

41

48

45-51

Average of Interest Rate of Third Party Funds of Commercial Conventional Banks Group of Business Activities

48

Growth of Total Commercial Banks and Bank Offices based on Group of Business Activities

55

Suku Bunga Rata-rata DPK Bank Umum – BUKU

Perkembangan Jumlah Bank Umum dan Kantor Bank Umum berdasarkan BUKU

PAGES

DATA

DATA BANK UMUM BERDASARKAN BUKU 2.

TOPIC

52 55

COMMERCIAL BANK

DATA BANK UMUM 14.

1.1. s.d 1.7.

Kegiatan Usaha Bank Umum

57

1.1. s.d 1.7.

Commercial Banks Operation

57

15.

1.8 s.d 1.14.

Laporan Laba/Rugi Bank Umum

64

1.8. s.d 1.14.

Commercial Banks Income Statement

64

16

1.15.a s.d 1.21.

Rekening Administratif Bank Umum

71

1.15. s.d 1.21.

Commercial Banks Off-Balance Sheet

71

17.

1.22.a s.d 1.28.

Kinerja Bank Umum Konvensional

78

1.22. s.d 1.28.

Commercial Banks Performance

78

18.

1.29

Perkembangan Aset Bank Umum Berdasarkan Kelompok Bank

85

1.29

Growth of Commercial Banks Asset Based Group Bank

19.

1.30

Jumlah Bank Umum Berdasarkan Pengelompokkan Total Aset

86

1.30

Total of Commercial Banks Based on Total Assets

85 86

v

TOPIC

PAGES

1.31 s.d 1.37

Earning Assets of Commercial Banks and Credit Quality of Commercial Banks to Other Bank

87

94

1.38 s.d 1.44

Composition of Third Party Funds of Commercial Banks

94

Komposisi DPK Bank Umum Berdasarkan Lokasi bank Penghimpunan Dana

101

1.45

Composition of Third Party Funds of Commercial Banks Based on Bank Location Month (...) Year (...)

101

1.46

Penghimpunan DPK Bank Umum Berdasarkan Lokasi Bank Penghimpunan Dana

102

1.46

Third Party Funds of Commercial Banks Based on Bank Location of Deposits

102

24.

1.47 s.d 1.53

Suku Bunga Rata-rata DPK Bank Umum

103

1.47 s.d 1.53

Average of Interest Rate of Third Party Fund of Commercial Banks

103

25.

1.54

Suku Bunga Rata-rata Kredit Bank Umum kepada Pihak Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

110

1.54

Average of Credit Interest Rates of Commercial Bank to Parties Non Bank Based on Industrial Origin and Non Industrial Origin Credit Recipients

110

26.

1.55

Suku Bunga Rata-rata Kredit Bank Umum kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

111

1.55

Average of Credit Interest Rate of Commercial Based on Types and Orientation User

111

27.

1.56

Perkembangan Jumlah Bank Umum dan Kantor Bank Umum

112

1.56

Growth of Total Commercial Banks and Bank Offices

112

28.

1.57

Perkembangan Jumlah Kantor Cabang Bank Berdasarkan Lokasi Bank

113

1.57

Growth of Total Branch offices Based on Region

113

NO.

NO. TABEL

JUDUL

HAL

20.

1.31 s.d 1.37

Aset Produktif Bank Umum Konvensional dan Kualitas Kredit Bank Umum Kepada Bank Lain

87

21.

1.38 s.d 1.44

Komposisi Dana Pihak Ketiga Bank Umum

22.

1.45

23.

TABLES

SHARIA BANK DATA

DATA BANK SYARIAH 29.

2.1 s.d 2.3

Kegiatan Usaha Bank Umum Syariah

115

2.1 s.d 2.3

Sharia Commercial Bank Operation

115

30.

2.4

Perkembangan Aset Perbankan Syariah

118

2.4

Growth of Sharia Bank Assets

118

31.

2.5

Aktiva Produktif Perbankan Syariah

119

2.5

Earning Assets of Sharia Banks

119

32.

2.6

Komposisi DPK Perbankan Syariah

120

2.6

Composition of Third Party Funds of Syariah Banks

120

33.

2.7

Tingkat Bagi Hasil Rata-rata DPK Bank Syariah

121

2.7

Average of Profit Sharing Rates of Third Party Fund of Sharia Banks

121

34.

2.8

Tingkat Margin Rata-rata Pembiayaan Berdasarkan Sektor Ekonomi

122

2.8

Average of Margin Rates of Financing

122

35.

2.9

Tingkat Margin Rata-rata Pembiayaan Berdasarkan Jenis Penggunaan

123

2.9

Average of Margin Rates of Financing Based on Type of Use

123

36.

2.10

Kegiatan Usaha BPR Syariah

124

2.10

Syariah Rural Bank

124

37.

2.11

Aset dan Pembiayaan BPR Syariah

125

2.11

Asset and Financing of Sharia Rural Bank)

125

38.

2.12

Jaringan Kantor Perbankan Syariah

126

2.12

Sharia Bank Office Network

126

39.

2.13

Kinerja Bank Umum Syariah

127

2.13

Islamic Commercial Bank Performance

127

40.

2.14

Bank Umum Syariah Berdasarkan Tingkat Rasio

128

2.14

Sharia Commercial Based on Ratios

128

RURAL BANK DATA

DATA BANK PERKREDITAN RAKYAT 41.

3.1

Kegiatan Usaha Bank Perkreditan Rakyat

130

3.1

Rural Bank Operations

130

vi

NO.

NO. TABEL

JUDUL

HAL

TABLES

TOPIC

PAGES

42.

3.2

Kinerja Bank Perkreditan Rakyat

131

3.2

Rural Bank Performance

131

43.

3.3

Perkembangan Aset BPR Berdasarkan Lokasi BPR

132

3.3

Growth of Assets Based Rural Bank Data

132

44.

3.4

Jumlah BPR Berdasarkan Total Aset

133

3.4

Rural Banks Based on Total Assets

133

45.

3.5

Non Performing Loan (NPL) Bank Perkreditan Rakyat

134

3.5

NPL of Rural Bank

134

46.

3.6

NPL BPR Berdasarkan Lokasi

135

3.6

NPL of Rural Banks Based On Location

135

47.

Dana Pihak Ketiga

136

Third Party Funds of Rural Bank

136

3.7

a. Composition of Third Party Funds of Rural Bank

b. Komposisi DPK Berdasarkan Lokasi Penghimpunan

3.8

b. Composition of Third Party Funds Based on Location

3.9

c. DPK BPR Berdasarkan Lokasi Penghimpun

3.9

c. Third Party Funds of Rural Banks Based on Location

48.

3.10

Suku Bunga Rata-rata DPK BPR

139

3.10

Average of Third Party Interest Rates of Rural Banks

139

49.

3.11

Suku Bunga Rata-rata Kredit BPR Berdasarkan Sektor Ekonomi

140

3.11

Average of Credit Interest Rates of Rural Banks

140

50.

3.12

Suku Bunga rata-rata Kredit BPR Berdasarkan Jenis Penggunaan

141

3.12

Average of Credit Interest Rates of Rural Banks Based on Type of Use

141

51.

jdkjdjdkdkjdjd kjddj

Perkembangan Jumlah Bank dan Kantor Bank

142

ddddddddddd dd

Growth of Total Rural Banks and Bank Offices

142

3.13

a. Perkembangan Jumlah BPR

3.13

3.14

b. Perkembangan Jumlah BPR dan Kantor BPR Berdasarkan Lokasi

3.14

a. Growth of Total Rural Bank b. Growth of Total Rural Bank Offices Based on Region

3.7

a. Komposisi DPK Bank Perkreditan Rakyat

3.8

CREDIT DATA

DATA PERKREDITAN 4.1 – 4.7

Kredit dan NPL Bank Umum Konvensional - BUKU Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

53-59

145

Credit and NPL Credit of Commercial Banks Group of Business Activities to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Beneficiary

145

52.

4.1.a s.d 4.7.a

Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

152

4.1. s.d 4.7.

Credit Channeling and NPL Credit Channeling of Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary

152

53.

4.8.

Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Per Lokasi Dati I Bank Penyalur Kredit

159

4.8.

Credit and NPL of Comemrcial Bank to Non Bank Third Party Based on Business Sector and non Business Sector of Credit by Region

159

4.9 s.d 4.15

Kredit dan NPL Bank Umum Konvensional - BUKU Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

160

60-66

Credit and NPL of Commercial Conventional Banks Group of Business Activities 1 to Non Bank Third Party Based on Types and Orientation of Use

160

54.

4.9.a s.d 4.15.a

Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

167

4.9. s.d 4.15.

Credit and NPL of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use

167

55.

4.16.

Kredit dan NPL Bank Umum Kepada

174

4.16.

Credit and NPL of Commercial

174

vii

NO.

NO. TABEL

JUDUL

HAL

TABLES

TOPIC

PAGES

Banks to Non Bank Third Party Based on Types and Orientation of Use by Bank Location for [month] [year]

Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan per Lokasi Dati I Bank Penyalur Kredit 56.

4.17.

Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lokasi Dati I Bank Penyalur Kredit

175

4.17.

Credit and NPL 0f Commercial Banks to Non Bank Third Party Based on Bank Location

175

57.

4.18.

Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Hubungan Penerima Kredit dengan Bank

176

4.18.

Credit and NPL of Commercial Bank to Non Bank Third Party Based on Bank Relation with Beneficiary

176

58.

4.19.a

Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Yang Penarikannya Menggunakan Kartu Berdasarkan Kelompok Bank

177

4.19.a

Credit and NPL of Commercial Bank to Non Bank Third Party Withdrawn By Card Based on Group of Bank

177

59.

4.19.

Kredit dan NPL Bank Umum Konvensional dan Bank Umum Syariah berdasarkan BUKU

178

4.19.

Credit and Non Performing Loan (NPL) of Commercial Conventional and Sharia Banks based on Group of Business Activities to Non Bank Third Party Withdrawn By Card

178

59.

4.20.

Penerusan Kredit (Off-Balance Sheet) dan NPL Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Penerusan Kredit

179

4.20.

Credit Channeling (Off-Balance Sheet) and NPLof Commercial Banks Based on Industries Sector and non Industries Sector of Credit Channeling Beneficiary

179

60.

4.21.

Penerusan Kredit (Off-Balance Sheet) dan Non PerformingLoan (NPL) Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Kredit dan Golongan Penyalur Kredit

180

4.21.

Off-Balance Sheet Credit Channeling and NPL of Commercial Banks to Non-Bank Third Party Based on Types of Credit and Classification of Credit Providers

180

61.

4.22

Pembiayaan Perbankan Syariah

181

4.22

Financing of Sharia banks

181

62.

4.23

Pembiayaan Perbankan Syariah Berdasarkan Sektor Ekonomi

182

4.23

Financing of Syariah Banks Based on Economic Sector

182

63.

4.24

Pembiayaan Perbankan Syariah Berdasarkan Lokasi Bank Penyalur

183

4.24

Financing of Syariah Banks Based on Banks Location

183

64.

4.25

Kredit BPR Berdasarkan Sektor Ekonomi

184

4.25

Credit of Rural Banks Based on Economic Sector

184

65.

4.26

Kredit Bank Perkreditan Rakyat Berdasarkan Jenis Penggunaan

185

4.26

Credit of Rural Banks Based on Type of Use

185

66.

4.27

Kredit Bank Perkreditan Rakyat Berdasarkan Lokasi Bank Penyalur

186

4.27

Credit of Rural Bank Based on Location

186

67.

4.28

Kredit dan NPL MKM dan UMKM Berdasarkan Sektor Ekonomi

187

4.28

Credit & NPL of MSMEs and SMEs Based on Economic Sector

187

68.

4.29

Kredit dan NPL MKM dan UMKM Berdasarkan Jenis Penggunaan

189

4.29

Credit & NPL of MSMEs and SMEs Based on Type Use

189

69.

4.30

Kredit dan NPL Rincian Kredit MKM dan UMKM Menurut Kelompok Bank

190

4.30

Credit & NPL of MSMEs and SMEs Based on Group of Bank

190

70.

4.31

Kredit UMKM dan MKM Menurut Lokasi Proyek per Daerah Tingkat I

192

4.31

Credit & NPL of MSMEs and SMEs Based on Project Location

192

viii

DAFTAR TABEL TAMBAHAN dan PERUBAHAN NAMA TABEL PENERBITAN STATISTIK BANK UMUM BERDASARKAN KELOMPOK USAHA No. Nomor Tabel

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29

Tabel 1 Tabel 1.1 Tabel 1.2 Tabel 1.3 Tabel 1.4 Tabel 1.5 Tabel 1.6 Tabel 1.7 Tabel 1.8 Tabel 1.9 Tabel 1.10 Tabel 1.11 Tabel 1.12 Tabel 1.13 Tabel 1.14 Tabel 1.15 Tabel 1.16 Tabel 1.17 Tabel 1.18 Tabel 1.19 Tabel 1.20 Tabel 1.21 Tabel 1.22 Tabel 1.23 Tabel 1.24 Tabel 1.25 Tabel 1.26 Tabel 1.27 Tabel 1.28

30 Tabel 1.29 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53

Tabel 1.30 Tabel 1.31 Tabel 1.32 Tabel 1.33 Tabel 1.34 Tabel 1.35 Tabel 1.36 Tabel 1.37 Tabel 1.38 Tabel 1.39 Tabel 1.40 Tabel 1.41 Tabel 1.42 Tabel 1.43 Tabel 1.44 Tabel 1.45 Tabel 1.46 Tabel 1.47 Tabel 1.48 Tabel 1.49 Tabel 1.50 Tabel 1.51 Tabel 1.52

54 Tabel 4.1 55 Tabel 4.2 56 Tabel 4.3 57 Tabel 4.4 58 Tabel 4.5 59 Tabel 4.6 60 Tabel 4.7 61 Tabel 4.9

Nama Tabel

Kegiatan Usaha Perbankan Kegiatan Usaha Bank Umum Konvensional dan Bank Umum Syariah Kegiatan Usaha Bank Umum Konvensional - BUKU 1 Kegiatan Usaha Bank Umum Konvensional - BUKU 2 Kegiatan Usaha Bank Umum Konvensional - BUKU 3 Kegiatan Usaha Bank Umum Konvensional - BUKU 4 Kegiatan Usaha Bank Umum Syariah - BUKU 1 Kegiatan Usaha Bank Umum Syariah - BUKU 2 Laporan Laba/Rugi Bank Umum Konvensional dan Bank Umum Syariah Laporan Laba/Rugi Bank Umum Konvensional - BUKU 1 Laporan Laba/Rugi Bank Umum Konvensional - BUKU 2 Laporan Laba/Rugi Bank Umum Konvensional - BUKU 3 Laporan Laba/Rugi Bank Umum Konvensional - BUKU 4 Laporan Laba/Rugi Bank Umum Syariah - BUKU 1 Laporan Laba/Rugi Bank Umum Syariah - BUKU 2 Rekening Administratif Bank Umum Konvensional dan Bank Umum Syariah Rekening Administratif Umum Konvensional - BUKU 1 Rekening Administratif Umum Konvensional - BUKU 2 Rekening Administratif Umum Konvensional - BUKU 3 Rekening Administratif Umum Konvensional - BUKU 4 Rekening Administratif Umum Syariah - BUKU 1 Rekening Administratif Umum Syariah - BUKU 2 Kinerja Bank Umum Konvensional Kinerja Bank Umum Konvensional BUKU 1 Kinerja Bank Umum Konvensional BUKU 2 Kinerja Bank Umum Konvensional BUKU 3 Kinerja Bank Umum Konvensional BUKU 4 Kinerja Bank Umum Syariah BUKU 1 Kinerja Bank Umum Syariah BUKU 2 Perkembangan Aset Bank Umum Konvensional dan Bank Umum Syariah Berdasarkan Kegiatan Usaha Jumlah Bank Umum Konvensional dan Bank Umum Syariah Berdasarkan Pengelompokan Total Aset Aset Produktif Bank Umum Konvensional dan Kualitas Kredit Bank Umum kepada Bank Lain Aset Produktif dan Kualitas Kredit Bank Umum Konvensional BUKU 1 kepada Bank Lain Aset Produktif dan Kualitas Kredit Bank Umum Konvensional BUKU 2 kepada Bank Lain Aset Produktif dan Kualitas Kredit Bank Umum Konvensional BUKU 3 kepada Bank Lain Aset Produktif dan Kualitas Kredit Bank Umum Konvensional BUKU 4 kepada Bank Lain Aset Produktif dan Kualitas Kredit Bank Umum Syariah BUKU 1 kepada Bank Lain Aset Produktif dan Kualitas Kredit Bank Umum Syariah BUKU 2 kepada Bank Lain Komposisi Dana Pihak Ketiga Bank Umum Konvensional dan Bank Umum Syariah Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 1 Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 2 Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 3 Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 4 Komposisi Dana Pihak Ketiga Bank Umum Syariah - BUKU 1 Komposisi Dana Pihak Ketiga Bank Umum Syariah - BUKU 2 Suku Bunga Rata-rata DPK Bank Umum Konvensional dan Bank Umum Syariah Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 1 Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 2 Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 3 Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 4 Suku Bunga Rata-rata DPK Bank Umum Syariah - BUKU 1 Suku Bunga Rata-rata DPK Bank Umum Syariah - BUKU 2 Perkembangan Jumlah Bank Umum dan Kantor Bank Umum berdasarkan Kelompok Usaha Kredit dan NPL Bank Umum Konvensional dan Bank Umum Syariah Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit Kredit dan NPL Bank Umum Konvensional BUKU 1 Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit Kredit dan NPL Bank Umum Konvensional BUKU 2 Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit Kredit dan NPL Bank Umum Konvensional BUKU 3 Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit Kredit dan NPL Bank Umum Konvensional BUKU 4 Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit Kredit dan NPL Bank Umum Syariah BUKU 1 Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit Kredit dan NPL Bank Umum Syariah BUKU 2 Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit Kredit dan NPL Kredit Bank Umum Konvensional dan Bank Umum Syariah Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

Keterangan

Perubahan Nama Tabel Perubahan Nama Tabel Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Perubahan Nama Tabel Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Perubahan Nama Tabel Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Perubahan Nama Tabel Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Perubahan Nama Tabel Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Perubahan Nama Tabel Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Perubahan Nama Tabel

1

No. Nomor Tabel

62 Tabel 4.10 63 Tabel 4.11 64 Tabel 4.12 65 Tabel 4.13 66 Tabel 4.14 67 Tabel 4.15 68 Tabel 4.19

Nama Tabel

Kredit dan NPL Kredit Bank Umum Konvensional BUKU 1 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan Kredit dan NPL Kredit Bank Umum Konvensional BUKU 2 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan Kredit dan NPL Kredit Bank Umum Konvensional BUKU 3 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan Kredit dan NPL Kredit Bank Umum Konvensional BUKU 4 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan Kredit dan NPL Kredit Bank Umum Syariah BUKU 1 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan Kredit dan NPL Kredit Bank Umum Syariah BUKU 2 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan Kredit dan NPL Bank Umum Konvensional dan Bank Umum Syariah berdasarkan Kegiatan Usaha kepada Pihak Ketiga Bukan Bank Yang Penarikannya Menggunakan Kartu

Keterangan

Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru

2

METADATA INFORMASI DASAR

1. Nama Data : 2. Penyelenggara Statistik: 3. Alamat : 4. Nomor Telp : 5. Nomor Fax : 6. Email :

Kelompok Bank Umum berdasarkan Kegiatan Usaha Departemen Perizinan dan Informasi Perbankan - OJK Kompleks Perkantoran BI, Jalan MH Thamrin No. 2 Jakarta, Menara Radius Prawiro Lantai 12 021-1500 655 021-3523705 [email protected]

DEFINISI

Statistik Kelompok Bank Umum berdasarkan Kelompok Usaha disusun berdasarkan PERATURAN BANK INDONESIA NOMOR 14/26/PBI/2012 TENTANG KEGIATAN USAHA DAN JARINGAN KANTOR BERDASARKAN MODAL INTI BANK. Bank adalah Bank Umum sebagaimana dimaksud dalam Undang-Undang Nomor 7 Tahun 1992 tentang Perbankan sebagaimana telah diubah dengan Undang-Undang Nomor 10 Tahun 1998, termasuk kantor cabang dari bank yang berkedudukan di luar negeri, dan Bank Umum Syariah serta Unit Usaha Syariah sebagaimana dimaksud dalam UndangUndang Nomor 21 Tahun 2008 tentang Perbankan Syariah. Modal Inti: a. bagi Bank yang berbadan hukum Indonesia adalah modal inti sebagaimana dimaksud dalam ketentuan Bank Indonesia yang mengatur mengenai kewajiban penyediaan modal minimum; atau b. bagi kantor cabang dari bank yang berkedudukan di luar negeri adalah dana usaha yang telah dialokasikan sebagai Capital Equivalency Maintained Asset (CEMA) sebagaimana dimaksud dalam ketentuan Bank Indonesia yang mengatur mengenai kewajiban penyediaan modal minimum. Kegiatan Usaha adalah kegiatan usaha Bank Umum sebagaimana dimaksud dalam Undang-Undang Nomor 7 Tahun 1992 tentang Perbankan sebagaimana telah diubah dengan Undang-Undang Nomor 10 Tahun 1998 dan kegiatan usaha Bank Umum Syariah serta Unit Usaha Syariah sebagaimana dimaksud dalam Undang-Undang Nomor 21 Tahun 2008 tentang Perbankan Syariah. Berdasarkan Modal Inti yang dimiliki, Bank dikelompokkan menjadi 4 (empat) BUKU, yaitu: a. BUKU 1 adalah Bank dengan Modal Inti sampai dengan kurang dari Rp1.000.000.000.000,00 (satu triliun Rupiah); b. BUKU 2 adalah Bank dengan Modal Inti paling sedikit sebesar Rp1.000.000.000.000,00 (satu triliun Rupiah) sampai dengan kurang dari Rp5.000.000.000.000,00 (lima triliun Rupiah); c. BUKU 3 adalah Bank dengan Modal Inti paling sedikit sebesar Rp5.000.000.000.000,00 (lima triliun Rupiah) sampai dengan kurang dari Rp30.000.000.000.000,00 (tiga puluh triliun Rupiah); dan d. BUKU 4 adalah Bank dengan Modal Inti paling sedikit sebesar Rp30.000.000.000.000,00 (tiga puluh triliun Rupiah). Pengelompokan BUKU untuk Unit Usaha Syariah didasarkan pada Modal Inti Bank Umum Konvensional yang menjadi induknya. CAKUPAN Bank Umum yang melaksanakan kegiatan usaha dengan prinsip Konvensional dan prinsip Syariah. Data bank umum konvensional termasuk bank umum yang memiliki Unit Usaha Syariah PERIODISASI Bulanan KETEPATAN WAKTU PUBLIKASI Dua bulan setelah berakhirnya periode data JADWAL PUBLIKASI KE DEPAN Setiap tanggal 15 bulan berikutnya, dalam hal tanggal 15 jatuh pada hari libur maka terbit pada hari kerja sebelumnya SUMBER DATA Laporan Bulanan Bank Umum (LBU) dan Laporan Stabilitas Moneter dan Keuangan (LSMK) Bank Umum Syariah (BUS)-Unit Usaha Syariah (UUS) METODOLOGI Data disusun berdasarkan gabungan LBU dan LSMK BUS-UUS dari seluruh kantor bank pelapor di Indonesia. INTEGRITAS DATA Data merupakan data final pada saat dipublikasikan. Revisi data dilakukan pada publikasi berikutnya setelah kekeliruan data ditemukan. AKSES DATA Data Statistik Bank Umum berdasarkan Kegiatan Usaha dapat diakses dalam website OJK: http://www.ojk.go.id

Indonesia Banking Statistics - Vol. 13, No. 11, October 2015

Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015

Tabel 1 Kegiatan Usaha Perbankan

(Bank Industries Operation) Miliar Rp (Billion Rp) 2014 Indikator

2011

2012

2015

Indicator

2013 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt Distribution of Funds

Penyaluran Dana Bank Umum

SBI dan SBIS

4.172.672

4.823.303

5.344.224

5.420.958

5.468.910

5.504.463

5.580.024

5.673.253

5.681.864

5.727.205

5.821.498

5.800.377

5.899.822

6.040.938

5.893.338

53.534

64.753

74.550

82.685

84.000

86.931

87.109

87.436

88.545

89.469

90.510

90.703

91.976

93.212

94.173

95.302

117.983

81.158

111.689

118.176

130.249

113.104

88.428

88.654

89.372

80.450

69.256

63.142

53.561

54.806

42.220

40.760 SBI and SBIS

1)

3.093.848

3.542.518

4.070.018

4.454.688

4.502.982

4.594.876

4.570.361

4.624.215

4.709.779

4.734.781

4.760.959

4.853.864

4.844.234

4.904.408

5.019.328

4.873.175

45.462

55.289

64.001

70.848

72.188

74.594

74.930

75.179

76.376

76.798

78.278

78.507

79.524

80.539

81.177

81.934

Bank Perkreditan Rakyat

3.652.832

4.262.587

4.954.467

5.445.652

5.511.136

5.615.150

5.616.012

5.683.168

5.783.994

5.792.737

5.837.720

5.933.195

5.925.677

6.010.747

6.147.284

5.997.272

55.799

67.397

77.376

85.623

87.344

89.878

90.052

90.419

91.550

92.398

93.631

93.987

95.197

96.540

97.469

98.628


Bank Umum Bank Perkreditan Rakyat

120

120

120

119

119

119

119

119

119

118

118

118

118

118

118

118

1.669

1.653

1.635

1.635

1.637

1.643

1.643

1.643

1.643

1.642

1.643

1.644

1.644

1.644

1.644

1.644

Rural Banks

Bank Umum Bank Perkreditan Rakyat Sertifikat Bank Indonesia Syariah

Commercial Banks Rural Banks

Commercial Banks Rural Banks Total Bank Offices

Jumlah Kantor

1)

Commercial Banks

Total Banks

Jumlah Bank

Ket :

1)

Total Assets

Jumlah Aset Bank Umum

Rural Banks

Source of Funds

Sumber Dana Bank Umum

Commercial Banks

3.412.463


14.797

16.625

18.558

19.588

19.780

19.948

19.988

20.016

20.064

20.117

20.177

20.247

20.304

20.384

20.470

32.839

4.172

4.425

4.678

4.835

4.864

4.895

4.956

4.957

4.972

4.994

5.006

5.019

5.023

5.036

5.046

5.067

Commercial Banks Rural Banks

Note: 1). Sharia Indonesian Banking Certificate

2



Tabel 1.1. Kegiatan Usaha Bank Umum (Commercial Bank Operations) Miliar Rp (Billion Rp) 2014 Des

Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SPN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak e. Tambahan modal disetor f. Modal Pinjaman

2)

2015 Jan

Feb

Mar

Mei

Jun

Jul

Ags

Sep

3.667.163 3.634.620 3.010.140 624.480 32.542 18.791 13.752 218.842 98.131 75.860 38.910 5.942 598.780 365.155 101.098 128.876 3.651 648.548 88.428 17.735 375.499 166.887 21.151 93.899

3.698.177 3.665.686 3.036.187 629.499 32.491 18.070 14.421 207.021 84.647 70.261 44.817 7.294 608.291 365.447 99.008 138.749 5.087 699.993 88.654 16.499 401.495 193.344 21.212 96.255

3.713.544 3.679.871 3.062.648 617.224 33.673 17.427 16.246 240.139 87.238 90.585 55.510 6.806 650.550 364.335 109.749 173.020 3.446 712.924 89.372 18.187 416.080 189.284 21.723 95.231

3.745.058 3.711.569 3.088.955 622.614 33.489 17.691 15.798 253.053 84.446 95.373 63.980 9.255 643.969 376.217 144.171 116.173 7.408 697.038 80.450 15.178 422.924 178.487 21.551 97.631

3.790.548 3.757.133 3.122.424 634.709 33.415 17.720 15.695 253.730 83.472 93.861 64.607 11.789 631.525 376.810 140.799 108.423 5.491 677.655 69.256 17.151 423.161 168.086 21.585 102.272

3.861.172 3.828.045 3.184.485 643.559 33.127 18.968 14.159 274.605 102.590 97.973 62.530 11.512 636.687 379.211 119.170 134.611 3.695 655.508 63.142 19.898 426.859 145.609 21.810 105.817

3.868.144 3.833.745 3.181.779 651.966 34.399 20.007 14.392 238.089 87.669 85.161 55.694 9.565 640.134 380.522 100.365 150.829 8.418 661.982 53.561 20.771 441.958 145.692 22.852 109.566

3.916.704 3.881.294 3.211.766 669.528 35.411 19.992 15.419 232.377 89.968 78.414 54.671 9.324 661.507 385.427 155.740 115.367 4.973 683.331 54.806 23.587 470.597 134.340 22.929 112.377

3.990.464 3.956.483 3.273.708 682.774 33.981 20.396 13.586 268.299 102.789 102.445 53.610 9.455 709.787 390.795 171.793 137.245 9.954 679.597 42.220 24.191 475.676 137.510 23.482 116.030

3.955.393 3.923.437 3.299.073 624.364 31.956 19.977 11.978 238.059 87.745 96.249 46.765 7.300 657.957 386.506 159.585 100.047 11.818 670.217 40.760 26.603 473.350 129.504 23.522 114.909

83.240 2.289 4.926 17.483 245.350

86.810 2.315 4.774 19.403 236.676

88.618 2.360 5.277 20.884 228.192

87.870 2.369 4.992 21.223 217.919

90.385 2.361 4.885 19.532 204.031

94.878 2.414 4.980 20.688 229.204

98.540 2.454 4.823 20.646 245.252

102.151 2.479 4.935 21.861 237.750

104.708 2.616 5.053 29.534 241.062

108.073 2.731 5.226 37.237 216.042

107.125 2.708 5.076 25.213 208.069

4.114.420 3.434.579 605.276 1.187.559 1.641.743 679.841 284.309 96.899 298.633 2.147 132.956 54.308 145.853 20.350 125.503 18.880 120.691

4.106.358 3.401.537 593.865 1.125.918 1.681.754 704.821 298.001 97.595 309.224 2.872 128.638 59.104 140.653 19.445 121.207 21.079 106.179

4.151.448 3.444.660 612.845 1.118.804 1.713.010 706.788 290.198 98.137 318.453 1.833 138.062 63.440 135.734 19.044 116.689 23.773 104.768

4.198.577 3.476.318 651.220 1.102.302 1.722.797 722.259 300.828 99.799 321.632 2.036 156.051 64.874 137.883 18.883 119.000 25.155 120.171

4.217.625 3.483.335 639.138 1.102.532 1.741.666 734.290 314.958 101.115 318.216 950 167.903 68.814 133.565 19.330 114.235 22.697 118.228

4.232.150 3.483.810 651.864 1.097.383 1.734.563 748.340 321.016 101.612 325.711 1.237 173.805 69.649 130.812 19.257 111.555 24.533 123.682

4.319.749 3.546.975 708.002 1.114.824 1.724.149 772.774 348.747 104.923 319.104 1.786 178.157 69.216 122.215 20.078 102.137 25.404 132.552

4.328.822 3.559.128 673.361 1.142.023 1.743.745 769.694 339.969 105.653 324.072 936 158.036 73.627 127.069 21.570 105.499 27.019 124.160

4.366.571 3.575.234 686.052 1.132.399 1.756.783 791.337 355.492 110.287 325.559 946 168.245 73.117 128.868 21.016 107.852 38.718 123.134

4.464.083 3.644.478 732.441 1.156.248 1.755.789 819.604 366.586 126.263 326.756 956 181.716 75.000 125.632 20.844 104.788 52.385 114.326

4.370.404 3.607.908 694.604 1.151.639 1.761.665 762.496 336.068 120.169 306.259 1.118 167.639 67.358 132.688 19.533 113.154 33.361 95.166

5.622

5.479

5.157

5.032

4.999

5.091

4.784

4.564

4.809

5.231

5.441

153.439 67.568 256.642 112.213 97.889 34.432

154.008 67.577 372.080 10.242 101.981 35.046

154.210 67.687 372.026 18.067 102.583 35.166

154.352 74.807 346.998 29.630 98.988 37.860

154.627 77.325 336.734 36.847 98.759 38.432

155.838 80.491 329.390 44.775 97.197 38.611

156.988 81.275 327.455 50.843 97.002 39.088

158.983 81.511 326.596 59.069 97.183 39.179

159.957 81.544 326.127 68.357 94.994 39.557

162.001 81.649 326.063 78.205 91.304 41.019

162.525 81.640 326.067 86.632 94.769 40.483

. Pada LBU 2008 tdk didefinisikan Vs Metadata

2)

. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama *) Angka-angka sementara

Items

Okt

3.706.501 3.674.308 3.057.964 616.345 32.192 19.100 13.092 182.432 70.250 77.697 29.622 4.864 569.018 361.588 79.917 123.020 4.493 636.688 113.104 19.418 369.849 134.316 20.984 90.454

1)

r) Angka-angka diperbaiki

Apr

Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities

h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital 1)

2)

LBU 2008 is not defined vs metada

Positive difference of op. income and non op. minus op. expenses and non op. vs old metada *) Provisional figures r) Revised figures

4



Tabel 1.2. Kegiatan Usaha Bank Umum Konvensional - BUKU 1 (Commercial Conventional Banks - Group of Business Activities 1 ) Miliar Rp (Billion Rp) Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara -(SB/PN) Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Items

Okt

110.961 109.924 107.029 2.895 1.037 1.037 10.746 1.622 3.704 5.338 81 21.594 11.904 249 9.408 33 13.632 3.644 5.751 4.237 6 1.313 1.037 1 274 8 906 -

110.251 109.229 106.349 2.879 1.023 1.023 13.264 1.813 1.964 9.316 171 25.026 12.549 204 12.250 24 14.459 3.468 5.896 5.094 6 1.506 1.225 6 274 2 1.495 -

111.237 110.251 107.104 3.147 986 986 16.370 2.351 2.550 11.285 184 23.105 11.782 340 10.936 46 14.829 3.485 5.956 5.388 6 1.559 1.272 6 281 3 1.512 -

108.069 107.101 103.719 3.382 968 968 15.973 1.538 2.641 11.675 119 25.858 11.682 278 13.877 22 14.468 3.354 5.294 5.820 6 1.501 1.226 6 269 3 1.330 -

114.414 113.447 105.664 7.783 966 966 17.751 2.284 2.058 12.429 980 28.169 13.419 148 14.568 34 16.395 3.440 6.452 6.503 6 1.669 1.386 6 277 4 1.765 -

116.727 115.724 107.590 8.134 1.003 1.003 19.462 2.488 3.038 12.581 1.355 25.896 13.196 90 12.585 25 16.834 3.299 6.389 7.146 6 1.700 1.418 6 275 1 1.850 -

115.267 114.226 107.184 7.041 1.041 1.041 21.501 1.946 4.298 13.769 1.488 23.395 12.928 65 10.390 12 14.665 2.550 6.944 5.171 6 1.693 1.414 6 273 2 2.146 -

115.489 114.498 107.378 7.119 991 991 16.731 1.813 3.611 10.745 561 27.099 12.734 410 13.936 19 14.981 2.024 7.438 5.519 6 1.725 1.444 6 275 1 1.905 -

116.864 115.892 108.582 7.310 972 972 17.675 3.032 3.036 10.705 902 22.876 12.919 57 9.887 12 15.442 2.592 7.336 5.464 6 1.794 1.512 6 276 1 2.186 -

118.006 117.059 109.812 7.247 947 947 20.950 2.811 4.658 12.134 1.346 22.516 13.263 305 8.939 9 15.862 2.905 7.386 5.572 5 1.735 1.458 0 277 1 1.892 -

113.152 112.318 105.580 6.737 834 834 16.779 3.049 5.515 8.038 176 23.093 12.863 360 9.852 18 14.794 3.073 9 6.543 5.168 4 1.586 1.318 0 268 2 1.735 -

129.155 125.130 20.207 21.707 83.216 4.026 948 13 3.065 1 7.086 2.954 703 703 4 199

137.746 133.311 27.732 20.384 85.194 4.436 981 12 3.443 1 4.445 2.631 339 339 3 214

140.380 135.607 29.243 20.630 85.735 4.773 1.044 14 3.714 1 3.685 2.506 337 337 3 197

140.368 135.569 30.841 18.853 85.874 4.799 1.305 18 3.477 1 3.172 2.044 340 340 3 212

150.650 142.529 32.187 19.639 90.703 8.121 2.202 1.310 4.610 1 4.220 1.613 985 337 648 2 314

151.868 143.138 32.477 19.333 91.328 8.729 2.806 880 5.043 1 5.076 1.713 1.028 367 661 2 347

149.943 141.833 35.357 18.756 87.720 8.111 2.580 1.043 4.488 0 5.162 1.738 1.026 359 667 1 226

150.032 141.170 33.075 20.172 87.922 8.862 2.228 1.166 5.468 0 3.667 1.863 1.035 359 676 1 196

149.229 139.307 31.891 19.977 87.439 9.922 2.335 923 6.664 0 3.154 1.663 1.061 358 703 1 171

152.511 142.240 35.071 19.704 87.465 10.272 2.286 1.308 6.677 0 3.971 1.563 1.083 350 733 2 189

145.028 135.320 31.868 20.417 83.034 9.709 2.083 1.107 6.519 0 3.581 1.563 1.034 350 684 6 123

91

75

85

63

63

60

46

50

55

57

13.210 2.419 1.570

13.369 2.427 3.918

13.460 2.427 3.917

12.833 2.283 3.172

13.136 2.344 4.135

13.626 2.352 4.103

13.685 2.556 3.213

13.787 2.606 3.074

14.340 2.606 3.074

14.506 2.602 3.078

2.014 1.607 211

181 3.625 436

360 3.865 436

572 3.947 436

740 4.207 436

951 4.301 436

1.120 3.979 436

1.232 4.282 436

1.369 3.920 436

1.534 3.839 436


h. Margin Deposits Components of Capital 13.516 a. Paid In Capital 2.599 b. Reserves 3.008 c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) 59

1.607 3.915 437

e. Additional Paid In Capital f. Loan Capital

5




2014 Des

2015 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Items

Okt

647.636

644.107

630.684

644.095

514.240

520.050

531.844

533.071

540.882

552.885

551.431

633.850 454.087

630.139 447.560

616.301 427.837

628.961 440.394

501.508 404.528

507.199 408.526

519.525 419.677

520.659 417.910

528.162 422.584

539.753 433.861

539.280 441.953

179.762

182.579

188.464

188.567

96.980

98.673

99.848

102.748

105.578

105.891

97.327

13.786 3.115 10.671 66.438 12.384 32.841 20.097 1.116 99.000 61.986 10.649 25.219 1.146 109.975 23.244 5.002 60.241 21.488 603 12.308 9.840 911 1.556 9.212 33.759 -

13.969 3.083 10.886 81.791 21.415 33.320 25.783 1.273 112.861 62.206 13.914 35.660 1.081 107.132 23.359 3.909 54.759 25.104 575 12.792 10.281 931 1.580 10.312 34.682 -

14.383 2.700 11.684 69.793 17.717 23.230 27.136 1.709 103.184 57.933 11.723 32.773 756 114.197 22.344 3.913 58.090 29.850 609 12.622 10.074 952 1.596 11.077 36.301 -

15.134 2.678 12.456 82.702 17.696 26.735 36.581 1.690 114.125 59.516 13.294 40.591 724 116.338 23.031 4.815 62.152 26.341 590 12.482 10.128 961 1.393 10.929 37.264 -

12.732 2.531 10.202 91.547 22.408 24.505 42.302 2.332 104.886 57.211 13.144 32.781 1.750 87.242 19.784 3.676 45.427 18.355 427 12.036 9.810 952 1.274 5.824 29.265 -

12.851 2.455 10.395 96.151 21.926 27.232 43.653 3.340 103.783 58.738 11.845 32.261 938 85.932 16.377 3.583 44.810 21.161 427 13.051 10.791 977 1.284 6.340 28.981 -

12.319 2.518 9.801 95.544 24.028 27.170 41.323 3.023 100.662 59.985 14.952 25.710 14 91.560 16.514 4.112 47.019 23.915 298 12.917 10.616 987 1.313 6.137 28.277 -

12.413 2.480 9.933 78.663 18.218 19.511 38.258 2.675 110.462 59.265 14.624 36.392 181 92.722 14.002 3.957 50.694 24.070 299 13.379 11.047 1.002 1.331 6.482 25.482 -

12.720 2.422 10.298 85.055 22.775 21.867 38.053 2.359 111.521 59.873 17.892 33.457 300 95.704 13.447 5.849 55.135 21.323 299 13.974 11.569 1.041 1.364 9.703 32.944 -

13.132 2.653 10.479 101.693 30.505 33.576 35.107 2.505 120.456 62.625 21.254 35.144 1.433 92.143 12.968 3.787 52.267 23.121 299 14.398 11.913 1.088 1.396 12.977 35.572 -

12.152 2.355 9.796 85.219 18.933 31.341 32.976 1.970 120.356 63.013 21.975 33.524 1.844 91.594 10.277 4.738 54.271 22.307 300 14.212 11.829 1.017 1.366 7.289 32.354 -

623.124 495.449

644.802 506.720

612.462 480.117

647.953 513.219

597.357 498.857

602.497 502.018

613.853 508.192

606.041 503.437

618.380 507.431

642.339 526.307

134.993 110.562 249.895 127.674 64.291 13.391 49.992 2 50.514 4.003 18.813 4.617 14.196 10.851 11.111

143.804 102.340 260.576 138.082 74.834 14.119 49.129 703 42.589 10.338 17.884 4.319 13.564 11.682 11.610

130.472 92.344 257.302 132.345 68.710 14.057 49.578 2 45.848 10.471 18.014 4.097 13.917 13.511 12.438

153.972 91.027 268.219 134.734 68.935 14.765 51.034 202 47.968 10.910 18.027 4.693 13.334 14.193 11.931

143.308 89.067 266.482 98.499 41.728 7.343 49.429 2 45.392 10.853 17.547 4.702 12.845 9.600 10.104

143.825 87.598 270.594 100.479 43.163 7.178 50.138 298 46.204 10.989 17.658 4.601 13.057 10.305 8.856

151.804 85.923 270.465 105.661 47.955 7.141 50.565 844 47.220 10.780 17.231 4.429 12.802 10.824 10.050

141.386 91.298 270.753 102.604 45.843 7.423 49.339 2 46.271 10.581 17.534 4.530 13.004 11.763 9.618

145.754 90.581 271.095 110.949 49.136 7.796 54.017 2 50.562 10.850 17.653 4.480 13.173 16.949 12.130

157.814 90.822 277.671 116.032 51.567 8.078 56.387 2 56.655 11.159 17.155 4.607 12.548 22.964 11.333

764

801

674

664

632

678

636

608

637

674

751

58.637 10.674 21.070 16.715 5.176 4.572

59.046 10.674 38.182 2.214 5.254 4.864

55.379 9.918 36.440 3.100 4.763 4.900

56.146 10.287 35.379 4.989 5.514 4.921

54.551 10.401 14.238 3.778 5.316 5.554

55.273 11.038 12.042 4.202 5.464 5.588

56.363 11.554 11.212 4.945 5.115 5.608

58.256 11.696 10.717 5.298 4.661 5.595

57.458 11.724 10.748 5.910 5.244 5.694

58.335 11.827 10.647 7.147 4.335 6.833

59.884 11.831 10.720 7.837 4.727 6.825

Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets

- Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds 634.125 a. Third Party Funds 522.576 Rupiah Demand Deposit 148.315 92.406 281.856 111.549 47.089 7.904 56.555 201 50.361 10.665 14.633 4.255 10.378 14.879 10.044

b. c. d. e.

f. g.

Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits Liabilities to BI Interbank Liabilities Issued Securities Loans received Rupiah Foreign Exchange Spot and Derivatives Liabilities Other Liabilities

h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital

6




2014 Des

2015 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

1.238.494

1.226.333

1.263.467

1.272.843

1.415.863

1.427.380

1.444.348

1.454.177

1.470.332

1.491.066

1.229.517 983.325 246.192 8.978 7.241 1.736 37.214 18.281 14.975 445 3.513 159.277 119.174 16.308 22.182 1.613 187.500 46.102 9.987 90.729 40.682 9.760 24.456 23.353 400 702 7.982 67.949 -

1.217.320 973.055 244.265 9.014 7.136 1.878 43.435 20.419 18.363 702 3.951 182.605 120.407 26.080 34.585 1.533 197.285 45.256 8.659 94.031 49.338 9.912 26.179 25.061 411 707 8.760 66.015 -

1.254.140 1.008.165 245.974 9.327 7.411 1.916 48.415 18.732 20.188 4.213 5.282 183.634 123.634 32.969 24.038 2.993 209.069 46.186 8.199 92.189 62.495 9.939 26.952 25.820 419 714 9.435 70.611 -

1.262.123 1.019.136 242.986 10.720 7.494 3.226 60.380 20.019 31.385 4.189 4.786 201.433 122.885 42.619 34.421 1.509 213.691 48.162 7.208 97.201 61.120 10.150 27.749 26.636 419 694 9.820 58.689 -

1.403.191 1.069.809 333.383 12.671 7.594 5.077 66.083 21.065 33.294 5.833 5.892 230.213 134.979 62.715 29.487 3.032 238.773 41.297 5.882 124.366 67.227 10.136 29.387 28.211 398 777 13.146 75.582 -

1.414.823 1.077.129 337.694 12.557 7.751 4.806 61.779 19.020 30.437 5.501 6.821 230.112 135.652 67.295 25.456 1.709 237.449 35.340 7.469 124.473 70.167 10.169 30.896 29.706 405 785 13.896 80.747 -

1.432.681 1.096.458 336.222 11.667 8.085 3.582 67.690 22.951 33.265 4.603 6.871 212.650 135.928 48.451 26.937 1.335 226.788 30.241 9.527 126.755 60.265 10.315 31.428 30.303 422 703 13.736 82.835 -

1.442.355 1.099.995 342.360 11.822 8.107 3.715 51.951 18.458 22.715 4.570 6.207 213.937 133.207 38.019 38.174 4.537 224.107 25.864 10.053 130.252 57.939 10.312 32.689 31.544 430 714 14.781 73.755 -

1.458.316 1.108.933 349.382 12.017 8.113 3.903 57.791 18.496 30.613 2.884 5.798 218.740 135.638 42.849 37.710 2.543 228.424 25.870 10.540 140.839 51.174 10.374 33.576 32.285 493 797 19.070 76.502 -

1.481.113 1.124.834 356.279 9.953 8.062 1.891 71.589 21.033 41.949 3.276 5.332 249.265 138.403 64.930 40.969 4.964 221.479 18.959 11.628 137.703 53.190 10.519 35.715 34.351 543 822 23.524 73.722 -

1.267.728 997.947 157.901 242.866 597.180 269.781 95.367 40.820 133.594 923 37.537 29.419 66.673 11.592 55.080 6.441 53.696

1.282.366 1.006.377 157.599 228.731 620.048 275.989 93.373 41.979 140.637 923 36.144 28.726 69.510 11.500 58.010 7.374 51.541

1.329.617 1.053.803 170.192 237.140 646.471 275.815 90.926 42.522 142.367 922 38.818 32.187 69.294 11.290 58.004 8.209 52.358

1.354.452 1.063.368 176.304 226.272 660.792 291.084 97.557 42.731 150.796 922 44.241 34.207 69.243 10.671 58.572 8.939 46.333

1.458.655 1.127.952 190.577 227.695 709.680 330.704 129.584 49.458 151.662 45 54.695 36.667 65.512 11.132 54.380 11.236 43.722

1.468.265 1.135.000 195.067 227.631 712.302 333.264 130.213 50.946 152.105 45 55.603 36.176 65.798 11.135 54.663 12.109 42.108

1.459.364 1.126.959 210.557 231.433 684.968 332.405 138.650 51.474 142.282 44 58.223 35.920 66.604 12.136 54.468 12.143 45.060

1.450.785 1.119.616 198.531 233.003 688.082 331.169 141.081 51.346 138.741 31 46.017 38.437 72.520 13.028 59.492 12.692 41.648

1.468.327 1.132.235 196.774 234.013 701.448 336.092 149.319 53.216 133.557 31 52.608 37.462 73.191 13.031 60.160 17.534 41.813

1.504.014 1.152.965 214.162 238.265 700.538 351.049 144.982 65.122 140.945 31 60.606 37.479 74.243 12.739 61.504 23.041 42.761

Items

Okt

Distribution of Funds 1.462.253 a. Credit - To Third Party 1.453.145 1.133.036 320.110 9.107 7.991 1.116 74.397 26.034 40.719 2.736 4.908 242.622 137.571 64.503 32.459 8.088 211.762 16.932 13.045 134.072 47.712 10.557 34.626 33.163 640 823 16.426 67.375 1.478.816 1.144.955 199.177 235.838 709.940 333.861 135.276 62.665 135.920 31 59.862 34.009 67.263 11.787 55.476 15.914 38.225

1.682

1.620

1.584

1.566

1.505

1.534

1.442

1.351

1.400

1.693

1.846

42.519 23.696 70.312 23.483 51.003 25.887

42.519 23.696 93.544 1.671 51.892 25.987

46.248 24.562 94.655 3.927 52.322 26.077

46.248 24.972 92.571 5.671 51.397 28.746

47.815 25.355 107.274 9.032 51.358 28.687

47.815 27.860 104.557 10.491 50.813 28.828

47.815 27.901 104.361 12.031 50.696 29.282

47.815 27.901 104.326 13.990 50.462 29.390

49.034 27.901 103.826 16.153 49.052 29.671

49.034 27.901 103.816 17.534 48.138 29.983

49.034 27.901 103.816 18.603 49.053 29.471

b.

c.

d.

e. f.

Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others Equity Investment Impairment on Financial Assets

- Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities


7




2014 Des

2015 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

1.560.985 1.553.074 1.373.530 179.544 7.911 7.227 684 64.748 35.832 26.176 2.725 14 256.719 160.254 47.992 48.473 0 315.373 40.114 4.430 204.807 66.022 10.516 48.308 45.147 807 2.354 281 140.631 -

1.539.980 1.531.957 1.345.110 186.847 8.024 7.036 988 77.589 52.623 22.212 2.309 445 250.490 161.630 56.345 32.515 0 319.211 16.344 5.166 212.490 85.212 10.569 49.191 46.217 796 2.177 329 132.763 -

1.546.450 1.539.178 1.355.254 183.924 7.272 6.451 821 69.716 44.025 24.293 1.384 12 269.755 164.049 48.831 56.876 0 351.446 16.639 4.387 236.715 93.705 10.569 50.845 47.382 814 2.649 369 117.609 -

1.540.860 1.534.550 1.360.450 174.100 6.310 5.747 563 77.829 45.809 29.824 2.182 14 282.434 162.062 48.570 71.788 15 357.468 14.826 6.049 242.456 94.137 10.899 49.421 45.985 822 2.615 471 118.857 -

1.552.765 1.546.178 1.369.824 176.354 6.588 6.068 519 74.780 36.680 35.516 2.574 10 254.800 162.381 63.102 29.317 0 342.578 15.929 5.499 236.847 84.302 10.904 50.660 47.289 841 2.530 559 95.901 -

1.577.845 1.571.366 1.389.329 182.037 6.479 5.986 493 73.068 37.732 33.154 2.074 109 246.422 160.983 56.573 28.867 0 324.938 14.239 5.930 237.142 67.626 10.904 52.606 49.136 862 2.609 451 115.172 -

1.618.429 1.610.904 1.419.150 191.754 7.525 6.749 776 86.158 51.013 33.239 1.887 18 278.708 162.236 50.864 65.608 0 309.433 13.836 6.040 235.574 53.983 11.112 55.698 52.320 871 2.508 771 130.451 -

1.615.763 1.607.175 1.416.100 191.076 8.587 7.843 745 87.444 46.887 39.323 1.222 11 265.524 167.212 42.544 55.768 0 317.124 11.672 6.325 242.998 56.130 12.156 57.472 54.009 875 2.588 596 135.096 -

1.638.762 1.629.637 1.431.241 198.396 9.125 7.906 1.218 68.152 43.042 22.897 2.046 166 286.521 168.677 89.972 27.871 0 330.479 12.897 6.759 256.510 54.313 12.172 58.437 54.955 908 2.573 760 126.997 -

1.676.785 1.667.401 1.464.061 203.340 9.384 8.168 1.216 71.250 46.557 22.262 2.179 253 293.198 168.242 80.778 44.174 3 336.057 7.438 7.866 267.119 53.634 12.581 59.618 56.000 933 2.685 736 102.588 -

1.677.585 1.668.305 1.477.179 191.127 9.279 8.213 1.066 58.645 37.632 18.674 2.101 238 249.586 164.724 68.749 16.111 2 336.189 10.477 7.322 266.106 52.283 12.583 59.776 56.335 884 2.558 1.496 105.316 -

1.923.690 1.656.503 281.247 762.157 613.099 267.186 120.825 42.524 103.838 1.222 32.483 14.495 57.412 1.186 56.226 1.584 54.818

1.877.152 1.601.577 253.824 725.627 622.126 275.575 126.526 41.331 107.718 1.246 40.559 14.756 50.817 1.185 49.633 2.020 41.967

1.905.829 1.623.004 272.735 720.404 629.865 282.826 126.837 41.406 114.583 909 43.747 15.021 45.987 1.219 44.769 2.049 38.940

1.890.769 1.611.233 279.053 718.251 613.929 279.536 129.066 42.151 108.320 912 55.155 15.013 48.171 1.077 47.094 2.020 60.981

1.846.563 1.561.689 262.243 718.465 580.982 284.874 137.017 42.871 104.986 903 58.153 16.726 47.418 1.057 46.361 1.859 63.412

1.845.145 1.552.064 267.205 714.669 570.189 293.081 140.843 42.468 109.771 893 60.377 17.007 44.226 1.053 43.173 2.118 71.683

1.933.772 1.619.876 297.714 731.891 590.271 313.896 155.770 45.129 112.997 898 60.652 16.339 35.253 1.052 34.200 2.435 76.635

1.956.585 1.642.537 288.619 749.066 604.852 314.048 147.485 45.575 120.988 902 56.214 18.952 33.879 1.552 32.327 2.563 72.219

1.966.075 1.644.285 300.912 739.282 604.092 321.789 151.406 48.188 122.195 912 56.239 19.483 34.864 1.047 33.816 4.233 68.623

1.998.785 1.669.237 314.393 758.408 596.437 329.548 164.123 51.585 113.840 923 54.503 20.086 31.052 1.047 30.004 6.378 59.485

1.946.577 1.650.929 305.011 754.041 591.877 295.648 148.551 48.344 98.752 885 48.715 17.816 47.657 1.042 46.616 2.562 46.058

3.021

2.862

2.696

2.631

2.711

2.725

2.564

2.470

2.626

2.728

2.704

28.430 29.783 160.125 69.300 38.309 3.762

28.430 29.783 232.167 6.056 39.413 3.760

28.430 29.783 232.852 10.466 39.834 3.754

28.430 35.198 212.770 18.120 36.303 3.756

28.430 37.158 208.015 22.971 36.055 3.755

28.430 37.160 205.599 28.717 34.771 3.759

28.430 37.161 205.599 32.375 35.207 3.762

28.430 37.163 205.456 38.130 35.305 3.758

28.430 37.168 205.456 44.494 33.902 3.756

28.430 37.174 205.501 51.462 32.617 3.766

28.393 37.164 205.501 57.971 34.699 3.751

Items Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities


8



Tabel 1.6. Kegiatan Usaha Bank Umum Syariah - BUKU 1 (Commercial Sharia Banks - Group of Business Activities 1 ) Miliar Rp (Billion Rp) Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara -(SB/PN) Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) 2) d. L/R Tahun berjalan sesudah pajak e. Tambahan modal disetor f. Modal Pinjaman

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Items

Okt

25.808 25.698 25.298 399 111 111 1.143 395 744 3 5.794 1.314 121 4.248 112 1.126 1.082 44 0 512 497 7 8 -

25.688 25.584 25.186 398 104 104 1.019 371 645 3 4.301 1.352 156 2.793 0 1.129 1.085 44 0 516 501 7 8 0 -

25.780 25.677 25.272 405 103 103 925 371 552 2 4.620 1.287 196 2.944 194 1.129 1.085 44 0 555 541 7 7 21 -

19.386 19.284 19.276 9 101 101 972 287 685 0 3.177 1.106 145 1.926 0 857 813 44 0 462 448 7 6 -

19.468 19.369 19.360 9 100 100 1.025 305 719 1 2.973 1.145 145 1.683 0 866 822 44 0 480 465 7 8 -

19.645 19.547 19.538 8 98 98 1.101 304 796 1 2.729 1.107 148 1.474 0 887 833 54 0 458 442 7 8 -

19.804 19.708 19.701 7 96 96 1.283 335 946 1 3.052 1.108 148 1.789 7 884 833 51 0 438 422 7 8 -

19.451 19.356 19.349 7 95 95 1.206 305 895 6 2.534 1.073 153 1.293 15 915 833 82 0 468 453 8 8 -

19.408 19.316 19.309 7 92 92 1.266 285 980 1 2.466 1.111 155 1.154 46 913 816 97 0 531 515 8 9 -

19.796 19.706 19.701 5 91 91 1.169 292 875 2 2.891 1.062 160 1.669 0 877 763 114 0 498 482 8 8 32 -

20.042 19.952 19.947 5 90 90 1.164 293 870 1 2.612 1.061 170 1.381 0 826 762 64 0 513 497 7 8 29 -

26.742 26.393 1.357 3.336 21.700 350 166 0 183 1.476 487 116 116 0 -

25.487 25.151 1.316 3.053 20.782 336 173 0 163 1.214 290 116 116 0 -

25.959 25.245 1.320 2.897 21.029 714 378 0 335 1.169 100 116 116 0 1

20.045 19.906 829 2.658 16.419 139 137 0 1 1.135 200 116 116 -

20.236 20.085 881 2.375 16.830 151 149 0 1 840 220 116 116 -

20.256 20.150 878 2.414 16.857 107 105 0 1 866 205 116 116 -

20.895 20.804 881 2.620 17.304 91 90 0 1 855 115 116 116 -

20.120 20.051 772 2.558 16.721 70 68 0 1 620 420 116 116 -

19.886 19.828 787 2.547 16.494 59 57 0 1 496 180 114 114 -

20.055 19.998 954 2.619 16.425 56 54 0 1 429 322 114 114 -

19.978 19.928 828 2.565 16.535 51 49 0 1 394 200 114 114 -

4

4

3

3

4

11

14

16

19

19

21

5.071 22 122 265 199 -

5.071 22 367 12 200 -

5.121 22 365 0 200 -

3.319 22 18 6 212 -

3.319 22 17 (3) 213 -

3.319 22 17 24 213 -

3.319 44 (11) 72 374 -

3.319 48 (11) 68 374 -

3.319 48 (11) 31 775 -

3.819 48 (11) 97 778 -

3.819 48 (11) 116 778 -



9



Tabel 1.7. Kegiatan Usaha Bank Umum Syariah - BUKU 2 (Commercial Sharia Banks - Group of Business Activities 2 ) Miliar Rp (Billion Rp) Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Surat Perbendaharaan Negara Sertifikat Bank Indonesia (SBI) (SB/PN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

122.616 122.247 114.695 7.552 369 369 2.144 1.735 273 137 26.634 6.956 4.599 13.490 1.589 9.082 7.239 1.843 100 3.559 3.365 163 30 2.104 -

120.802 120.392 112.880 7.513 410 410 1.743 1.490 154 99 23.497 7.011 4.399 11.074 1.013 9.332 7.238 2.095 90 3.715 3.525 163 27 1.721 -

120.560 120.140 112.554 7.585 420 420 1.802 1.450 246 105 23.992 6.763 4.949 11.182 1.099 9.323 7.461 1.862 90 3.722 3.530 163 29 2.138 -

128.291 127.852 119.672 8.180 439 439 2.284 1.889 199 197 23.522 7.084 4.843 10.418 1.177 10.102 115 8.165 1.822 79 3.616 3.447 154 15 1.778 -

128.308 127.877 119.771 8.106 432 432 1.866 1.703 122 41 22.928 7.082 4.918 8.337 2.592 11.184 120 9.009 2.055 79 3.399 3.224 156 19 1.517 -

128.900 128.474 120.311 8.163 426 426 2.168 2.002 3 163 22.582 7.134 4.848 7.781 2.820 11.616 169 9.514 1.933 79 3.561 3.385 158 19 2.453 -

131.480 131.002 122.314 8.687 478 478 2.429 2.316 3 111 18.220 7.027 4.690 4.177 2.327 12.178 219 9.735 2.224 79 3.643 3.465 160 18 0 1.543 -

130.194 129.703 121.046 8.656 491 491 2.095 1.988 3 105 20.578 7.031 4.615 5.265 3.667 12.132 436 9.743 1.953 79 3.834 3.654 159 20 1.513 -

130.457 129.971 121.117 8.855 486 486 2.438 2.338 3 97 19.383 7.209 4.815 5.288 2.071 12.368 439 9.961 1.968 79 4.065 3.871 160 34 0 2.433 -

131.925 131.452 121.439 10.013 474 474 1.648 1.591 39 18 21.461 7.199 4.365 6.351 3.546 13.178 862 10.438 1.879 79 4.065 3.868 158 38 0 2.235 -

130.931 130.437 121.378 9.059 494 494 1.855 1.805 44 6 19.687 7.275 3.827 6.720 1.866 15.052 1.488 11.596 1.969 79 4.195 3.983 159 53 0 1.260 -

143.981 133.157 9.572 46.931 76.653 10.824 2.712 151 7.961 3.860 2.950 2.136 2.136 867

138.804 128.401 9.590 45.783 73.029 10.403 2.114 153 8.135 3.687 2.363 1.986 1.986 847

137.200 126.883 8.884 45.390 72.609 10.317 2.302 137 7.877 4.795 3.155 1.986 1.986 834

144.989 133.023 10.220 45.239 77.564 11.966 3.828 135 8.004 4.379 2.500 1.986 1.986 714

144.164 132.223 9.941 45.292 76.989 11.941 4.279 132 7.529 4.603 2.735 1.986 1.986 677

144.119 131.440 12.412 45.737 73.292 12.679 3.885 140 8.653 5.679 3.560 1.986 1.986 0 689

141.921 129.311 11.689 44.201 73.421 12.610 3.703 136 8.772 6.044 4.323 1.986 1.986 582

145.258 132.317 10.976 45.925 75.416 12.941 3.265 142 9.534 5.248 3.375 1.986 1.986 479

144.674 132.148 9.934 45.999 76.215 12.526 3.238 165 9.124 5.186 3.479 1.986 1.986 0 397

146.379 133.732 10.047 46.430 77.254 12.647 3.573 169 8.905 5.552 4.390 1.986 1.986 557

145.879 134.200 9.405 46.372 78.423 11.679 3.019 149 8.511 4.727 3.105 1.986 1.986 715

59

117

114

106

84

83

82

68

73

61

5.573 975 3.444 437 1.594 -

5.573 975 3.902 108 1.597 -

5.573 975 3.796 214 1.599 -

7.376 2.045 3.088 272 1.615 -

7.376 2.045 3.056 328 1.610 -

7.377 2.060 3.073 391 1.635 -

7.377 2.060 3.081 300 1.631 -

7.377 2.097 3.033 352 2.099 -

7.377 2.097 3.033 400 2.101 -

7.878 2.097 3.033 431 1.598 -


60 h. Margin Deposits Components of Capital 7.878 a. Paid In Capital 2.097 b. Reserves 3.033 c. Retained Earnings (Profit/Loss) 497 d. Current Earnings (Profit /Loss) 1.598 e. Additional Paid In Capital f. Loan Capital

1) 2)

10



Tabel 1.8. Laporan Laba / Rugi Bank Umum (Commercial Banks Income Statements) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee

D. E. F. G. H. I. J. K.

f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Pendapatan non - operasional Beban non - operasional Laba/Rugi non-operasional (E - F) Laba/Rugi tahun berjalan sebelum pajak Penerimaan Transfer Laba/Rugi Transfer Laba/Rugi ke Kantor Pusat Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan) r) Angka-angka diperbaiki *). Angka-angka sementara

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Items

Okt

568.014 7.816 6.846 37.215 403.926 402.163 1.763 112.211 293.842 562 4.613 172.936 13.615 24.317 135.003 6.993 3.502 104.298 939 274.171

55.957 733 595 3.891 39.168 38.989 179 11.571 31.017 38 426 16.363 1.163 2.106 13.094 621 533 10.776 2.259 24.940

103.842 1.377 1.028 7.456 72.320 71.984 336 21.661 56.523 76 883 31.117 2.217 3.879 25.020 1.229 757 20.255 2.205 47.319

157.866 2.054 1.565 11.593 109.219 108.723 496 33.435 85.728 115 1.359 47.542 3.378 5.785 38.380 1.884 1.048 31.630 2.150 72.138

210.197 2.758 2.282 15.216 145.186 144.531 655 44.754 113.797 153 1.899 63.445 4.627 7.596 2.547 1.385 42.291 2.078 96.400

262.929 3.412 2.980 18.880 182.371 181.559 812 55.286 141.055 191 2.550 79.342 5.881 9.370 64.090 3.196 1.600 52.189 1.987 121.874

316.317 3.986 3.720 22.062 219.530 218.556 975 67.020 168.986 230 2.963 94.761 7.140 11.133 76.488 3.919 1.906 63.381 1.825 147.331

369.786 4.612 4.445 25.389 257.219 256.062 1.156 78.122 197.112 268 3.542 110.464 8.405 12.983 89.076 4.579 2.276 74.035 1.948 172.674

425.027 5.237 5.087 29.235 295.286 293.949 1.337 90.181 225.850 306 3.946 126.241 9.698 14.845 101.698 5.284 2.610 85.569 1.893 199.177

479.007 5.832 5.741 32.316 333.471 331.956 1.514 101.646 253.510 345 4.475 141.555 11.005 16.667 113.883 5.989 2.941 96.485 1.720 225.497

534.366 6.433 6.476 36.046 372.321 370.629 1.692 113.090 281.714 400 5.019 157.130 12.313 18.553 126.264 6.620 3.398 107.475 1.672 252.652

148.439

26.696

42.497

57.594

70.915

84.142

93.944

106.578

127.006

149.319

156.961

6.306

1.563

2.421

2.552

3.003

3.128

3.398

3.627

3.870

4.095

4.695

239

1

1

1

1

0

0

0

0

0

0

55 50.757

0 10.541

8 18.931

4 23.880

1 28.837

0 34.884

0

0

0

0

0

39.723

44.127

57.958

73.139

73.576

54.203

4.256

8.248

13.752

18.602

23.715

28.766

33.417

37.828

42.339

47.042

36.879 278.849

10.334 38.744

12.888 66.580

17.405 92.513

20.471 120.252

22.414 149.154

22.056 177.461

25.406 205.314

27.348 240.769

29.746 278.969

31.594 300.286

2.577

414

464

745

1.133

1.317

1.394

1.760

2.027

2.488

2.555

68

9

13

29

40

50

64

75

94

142

141

1 43.873 64.153

3 10.187 13.884

0 17.466 20.108

0 21.747 26.098

1 26.107 33.259

77 31.694 40.935

9

11

15

21

23

35.921 49.208

40.040 57.121

53.004 63.190

68.348 70.976

65.740 78.820

3.509 164.669 143.761 25.225

255 14.138 12.892 2.131

527 28.001 23.236 3.898

798 43.094 37.219 5.954

1.050 58.663 47.064 7.505

1.322 73.758 56.862 9.850

25.394 (169)

2.167 (35)

4.082 (185)

5.808 146

7.629 (124)

9.621 230

143.591 66.264 67.023 112.160

12.856 46 56 10.242

23.051 88 289 18.067

37.365 11 215 29.630

46.940 34 361 36.847

57.092 65 324 44.775

A. Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections B. Net Interest Income (A1-A2) C. Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares

1.645

1.867

2.126

2.394

89.220 63.814 12.150 11.574

104.440 73.938 14.465 13.601

120.312 85.414 16.919 15.401

134.600 95.847 20.555 17.703

150.319 109.327 D. 19.378 E. 19.079 F.

2.641

576 64.390

863 74.802

1.518 86.932

2.852 98.699

299 G. 109.626 H.

87 332 50.843

101 401 59.069

116 625 68.357

127 620 78.205

174 I. 644 J. 86.632 K.

with equity method, fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/provisions g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax r) Revised figures *) Provisional figures

11



Tabel 1.9. Laporan Laba / Rugi Bank Umum Konvensional - BUKU 1 (Commercial Conventional Banks Income Statements - Group of Business Acitivies 1 ) Miliar Rp (Billion Rp) Keterangan A. B. C .

D. E. F. G. H. I. J. K.

Pendapatan dan Beban Bunga Pendapatan Bunga Bersih (A1-A2) Pendapatan dan Beban Operasional Lain 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Pendapatan non - operasional Beban non - operasional Laba/Rugi non-operasional (E - F) Laba/Rugi tahun berjalan sebelum pajak Penerimaan Transfer Laba/Rugi Transfer Laba/Rugi ke Kantor Pusat Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan)

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Items

Okt

9.309

770

1.532

2.393

3.311

4.202

5.097

6.027

6.933

7.844

8.866

1.465

291

256

412

609

753

925

1.049

1.175

1.339

1.555

62

11

26

34

46

51

43

45

50

56

87

4

1

1

1

-

-

-

-

-

-

7

9

10

45

53

62

65

68

75

82

555 820 7.873

38 234 849

81 140 1.344

130 236 1.999

203 313 2.856

259 390 3.594

317 503 4.462

374 564 5.238

424 632 6.019

479 729 6.802

528 858 7.831

13

3

3

6

21

36

207

3

1

1

1

1

24

0 -

-

30 -

12 -

22 -

33 -

-

-

12 1.405

11 353

11 315

13 430

13 666

15 811

17 988

18 1.171

22 1.359

23 1.511

25 1.716

39 6.401 2.901 734 727 8 2.908 115 445 2.014

4 477 211 115 109 5 216 10 181

8 1.006 444 229 227 2 446 20 360

12 1.536 806 330 327 4 809 660

21 2.134 1.064 395 387 8 1.071 865

25 2.713 1.361 515 510 5 1.366 1.105

31 3.413 1.561 612 502 111 1.672 1.366

36 3.991 1.838 729 743 (14) 1.824 1.478

41 4.564 2.089 929 932 (3) 2.086 1.657

46 5.185 2.381 1.130 1.162 (32) 2.349 1.858

50 5.832 2.591 976 1.016 (40) 2.551 2.023

A. Interest Income and Interest Expenses B. Net Interest Income (A1-A2) C. Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/provisions g. Others D. Operating Profit/loss (A1+C1) - (A2+C2) E. Non Operational Income F. Non Operational Expenses G. Non Operational Profit (E - F) H. Current Year profit I. Transfser Profit / Loss Received J. Transfer of Profit/Loss to Head Office K. Profit/Loss After Estimation of tax

12



Tabel 1.10. Laporan Laba / Rugi Bank Umum Konvensional - BUKU 2 (Commercial Conventional Banks Income Statements - Group of Business Acitivies 2) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya D. Laba/Rugi Operasional (A1 + C1) - (A2 + C2) E. Pendapatan non - operasional F. Beban non - operasional G. Laba/Rugi non-operasional (E - F) H. Laba/Rugi tahun berjalan sebelum pajak I. Penerimaan Transfer Laba/Rugi J. Transfer Laba/Rugi ke Kantor Pusat K. Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan)

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Items

Okt

101.362 1.734 3.257 5.950 61.677 61.491 186 28.744 58.534 37 1.416 27.310 3.501 2.602 21.206 866 461 28.443 1 42.828

9.493 163 278 617 5.556 5.527 29 2.879 5.675 3 140 2.578 289 246 2.044 83 53 2.818 0 3.818

18.410 304 496 1.205 10.835 10.783 52 5.570 10.992 6 276 4.961 560 481 3.920 176 96 5.478 0 7.418

28.263 449 751 1.850 16.658 16.578 81 8.555 16.940 10 412 7.641 851 721 6.069 276 165 8.436 0 11.323

38.240 608 1.101 2.488 22.263 22.155 108 11.779 23.118 13 552 10.378 1.199 967 8.211 377 232 11.566 0 15.122

48.533 792 1.538 3.136 28.075 27.946 129 14.992 29.460 16 880 13.107 1.542 1.189 10.377 483 290 14.684 0 19.074

58.820 895 1.930 3.738 34.336 34.182 154 17.921 35.769 19 860 15.967 1.882 1.426 12.658 588 353 17.981 0 23.051

68.846 1.022 2.254 4.363 40.099 39.918 181 21.108 41.655 23 990 18.756 2.204 1.651 14.901 689 410 20.788 0 27.192

79.016 1.175 2.566 5.024 46.136 45.927 209 24.115 47.862 26 1.122 21.533 2.533 1.881 17.118 802 464 23.915 0 31.154

89.992 1.333 2.911 5.689 52.462 52.226 236 27.596 54.398 30 1.282 24.262 2.883 2.107 19.272 909 526 27.389 0 35.593

100.746 1.471 3.323 6.345 58.764 58.503 261 30.844 60.798 50 1.426 27.107 3.239 2.340 21.528 1.019 587 30.610 0 39.948

40.540

8.102

13.477

18.197

21.703

24.819

27.666

31.691

39.203

48.344

50.313

2.217

712

1.011

1.051

1.213

1.258

1.427

1.532

1.693

1.741

2.173

235

1

0

0

0

0

0

0

-

-

-

26.661

6.180

10.292

13.605

15.943

18.162

21.297

24.401

30.962

39.215

39.896

6.877 4.551 61.733

556 653 9.229

1.045 1.129 16.535

1.647 1.894 22.887

2.191 2.355 28.921

2.744 2.656 35.643

3.336 1.606 40.916

3.806 1.951 47.830

4.349 2.199 57.397

4.915 2.474 69.073

5.478 2.713 74.360

807

168

319

480

722

861

944

1.242

1.412

1.666

1.655

65

8

12

28

38

50

64

75

94

142

188

0 24.009 7.928

5.817 1.062

9.577 2.064

12.422 2.874

0 14.598 3.847

71 16.751 5.590

0 19.788 5.156

0 22.688 6.158

0 28.632 6.943

0 36.322 7.850

0 37.220 9.440

1.097 27.827 21.635 2.306 1.602 704 22.339 3.670 4.087 16.662

73 2.101 2.692 288 231 56 2.748 (4) (4) 2.214

171 4.391 4.360 444 378 66 4.426 (4) 177 3.290

251 6.832 6.633 644 559 84 6.718 11 215 5.159

319 9.398 7.904 810 726 84 7.988 34 361 5.851

411 11.909 8.250 1.092 899 193 8.444 65 324 6.040

478 14.487 9.802 1.521 1.234 287 10.089 87 332 7.394

545 17.121 11.053 1.800 1.423 377 11.430 101 401 8.341

627 19.690 12.961 2.184 1.681 503 13.464 116 625 9.606

724 22.368 14.865 2.515 2.052 463 15.328 127 620 11.282

788 25.068 15.901 2.361 1.982 379 16.280 174 644 11.868

A. Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections B. Net Interest Income (A1-A2) C. Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/provisions g. Others D. Operating Profit/loss (A1+C1) - (A2+C2) E. Non Operational Income F. Non Operational Expenses G. Non Operational Profit (E - F) H. Current Year profit I. Transfser Profit / Loss Received J. Transfer of Profit/Loss to Head Office K. Profit/Loss After Estimation of tax

13



Tabel 1.11. Laporan Laba / Rugi Bank Umum Konvensional - BUKU 3 (Commercial Conventional Banks Income Statements - Group of Business Acitivies 3) Miliar Rp (Billion Rp) Keterangan

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Items

Okt

A. Interest Income and Interest Expenses

A. Pendapatan dan Beban Bunga

B. C .

D. E. F. G. H. I. J. K.

1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga Pendapatan Bunga Bersih (A1-A2) Pendapatan dan Beban Operasional Lain 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Pendapatan non - operasional Beban non - operasional Laba/Rugi non-operasional (E - F) Laba/Rugi tahun berjalan sebelum pajak Penerimaan Transfer Laba/Rugi Transfer Laba/Rugi ke Kantor Pusat Jumlah laba/rugi bersih (setelah taksiran pajak

203.611 2.063 905 12.450 135.633 134.895 738 52.560 129.567 3 1.488 69.759 4.061 10.354 55.344 4.794 1.769 51.754 1 74.045

18.053 179 77 1.175 11.888 11.817 71 4.734 11.609 0 134 6.214 377 826 5.011 390 168 4.702 1 6.444

35.147 357 151 2.270 23.135 22.999 135 9.235 22.486 0 269 11.954 730 1.527 9.697 800 318 9.145 0 12.661

53.633 510 230 3.484 35.342 35.138 204 14.067 34.361 0 401 18.292 1.100 2.277 14.915 1.246 501 13.920 0 19.272

71.820 694 315 4.606 47.201 46.928 273 19.004 46.255 0 586 24.578 1.488 2.966 20.124 1.700 674 18.717 0 25.565

90.427 875 394 5.731 59.377 59.035 342 24.050 58.340 1 760 30.988 1.891 3.636 25.461 2.120 844 23.627 0 32.087

108.925 1.051 477 6.832 71.431 71.019 412 29.133 70.370 1 949 37.080 2.288 4.301 30.491 2.559 1.027 28.754 1 38.555

127.713 1.202 557 7.960 83.878 83.390 488 34.114 82.302 1 1.146 43.083 2.677 4.989 35.417 3.022 1.216 33.835 0 45.410

147.242 1.375 627 9.037 96.340 95.776 564 39.864 94.645 1 1.296 49.149 3.072 5.698 40.379 3.484 1.407 39.309 0 52.597

165.935 1.508 702 10.166 108.613 107.976 637 44.945 106.384 1 1.480 55.052 3.453 6.396 45.203 3.939 1.617 44.294 0 59.551

185.011 1.695 781 11.280 121.225 120.513 712 50.030 118.326 1 1.859 61.130 3.843 7.125 50.162 4.242 1.802 49.292 0 66.685

42.303

5.893

11.563

15.238

19.339

23.844

27.711

30.309

37.069

44.220

45.063

1.700

621

1.016

1.035

1.182

1.206

1.232

1.284

1.336

1.384

1.477

0

0

0

0

0

-

-

-

-

-

-

55 16.176

0 3.442

8 6.995

4 8.198

1 10.097

0 12.340

0 14.453

0 15.422

0 20.465

0 25.872

0 24.889

15.955 8.416 86.423

1.104 726 10.048

2.219 1.325 19.242

3.503 2.499 27.357

4.765 3.294 35.944

6.465 3.832 44.885

7.807 4.220 54.309

8.947 4.655 62.014

10.086 5.182 73.747

11.297 5.667 86.637

12.505 6.191 93.082

337

66

76

146

230

245

250

306

376

479

391

-

-

-

-

-

-

-

0

0

-

-

1 14.585 19.857 1.619

3 3.359 2.375 105

0 6.603 4.050 217

0 7.642 6.571 314

1 9.455 8.697 411

5 11.405 10.992 519

9 13.262 13.866 684

11 13.991 16.061 781

15 18.632 18.292 888

20 23.667 21.383 987

23 22.299 24.522 1.101

50.026 29.924 18.505 18.367 138 30.062 5.575 5.587 23.483

4.140 2.288 1.370 1.443 (72) 2.216 1.671

8.296 4.982 2.676 2.829 (153) 4.829 3.737

12.683 7.154 3.965 4.131 (166) 6.987 5.413

17.149 8.961 5.405 5.470 (65) 8.896 6.834

21.719 11.046 6.840 6.894 (54) 10.992 8.498

26.238 11.957 8.289 8.269 20 11.978 9.336

30.864 13.704 9.658 9.610 48 13.753 10.700

35.545 15.919 10.427 10.687 (260) 15.659 12.169

40.101 17.135 11.820 12.111 (291) 16.844 13.075

44.747 18.666 13.020 13.415 (395) 18.271 14.157

B. C.

D. E. F. G. H. I. J. K.

1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections Net Interest Income (A1-A2) Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/provisions g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax

14



Tabel 1.12. Laporan Laba / Rugi Bank Umum Konvensional - BUKU 4 (Commercial Conventional Banks Income Statements - Group of Business Acitivies 4) Miliar Rp (Billion Rp) Keterangan

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Items

Okt


A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. b. c. d.

B. C .

D. E. F. G. H. I. J. K.

Dari Bank Indonesia Dari Penempatan pada bank lain Dari surat berharga Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga Pendapatan Bunga Bersih (A1-A2) Pendapatan dan Beban Operasional Lain 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Pendapatan non - operasional Beban non - operasional Laba/Rugi non-operasional (E - F) Laba/Rugi tahun berjalan sebelum pajak Penerimaan Transfer Laba/Rugi Transfer Laba/Rugi ke Kantor Pusat Jumlah laba/rugi bersih (setelah taksiran pajak

209.702 2.868 1.890 17.150 173.366 172.719 647 14.429 74.943 521 985 58.947 5.007 9.831 44.109 772 1.112 11.669 937 134.759

22.809 223 180 1.955 18.708 18.644 64 1.743 10.183 35 104 5.985 425 892 4.668 102 307 1.395 2.256 12.625

39.534 419 261 3.692 32.442 32.325 117 2.720 16.268 70 242 11.171 780 1.588 8.802 161 333 2.086 2.205 23.265

58.898 643 388 5.786 48.212 48.049 163 3.869 23.255 105 404 16.971 1.202 2.371 13.398 232 362 3.032 2.149 35.643

77.546 864 573 7.474 63.635 63.425 211 5.000 29.782 140 575 22.267 1.613 3.117 17.537 310 450 3.965 2.077 47.764

96.767 1.026 655 9.182 79.726 79.464 262 6.178 36.077 174 668 27.435 2.017 3.869 21.549 394 440 4.979 1.986 60.690

115.846 1.207 812 10.453 95.533 95.220 313 7.841 42.164 210 851 32.366 2.435 4.606 25.326 509 494 5.911 1.825 73.681

134.887 1.454 1.018 11.850 111.832 111.457 375 8.733 48.957 245 1.041 37.708 2.885 5.417 29.405 552 615 6.849 1.947 85.931

154.426 1.624 1.188 13.781 128.071 127.637 434 9.762 55.439 280 1.115 43.069 3.349 6.212 33.509 635 699 7.748 1.892 98.987

173.521 1.801 1.328 14.910 144.613 144.121 492 10.870 61.661 314 1.254 48.229 3.819 6.987 37.423 739 752 8.653 1.719 111.860

193.295 1.949 1.478 16.683 161.328 160.774 554 11.857 68.012 349 1.228 53.315 4.278 7.793 41.244 917 959 9.573 1.671 125.283

57.074

11.769

16.201

21.350

24.946

29.808

33.225

38.163

44.062

50.354

54.649

2.320

217

363

423

550

599

677

741

762

876

920

-

-

-

-

-

-

-

-

-

-

-

7.845

907

1.630

2.058

2.739

4.313

3.896

4.218

6.438

7.948

8.676

29.177 17.733 107.623

2.408 8.236 17.203

4.648 9.559 26.890

8.088 10.781 35.454

10.929 10.729 44.974

13.608 11.288 56.061

16.531 12.121 68.383

19.397 13.807 79.028

22.083 14.779 91.149

24.687 16.842 103.667

27.463 17.589 111.075

1.421

177

66

112

160

181

189

189

207

307

302

-

-

-

-

-

-

-

-

-

-

-

5.243 27.732

998 9.377

1.271 12.555

1.665 13.584

2.035 15.557

3.516 18.443

2.845 24.484

3.332 27.837

5.707 30.155

8.322 34.239

6.181 36.704

754 72.473 84.210 3.627 377 3.250 87.460 56.571 56.571 69.300

70 6.728 7.191 352 12 340 7.530 6.056

129 12.869 12.576 535 18 517 13.093 10.466

216 19.878 21.539 997 29 969 22.507 18.120

291 26.930 27.737 876 37 839 28.576 22.971

358 33.562 34.437 1.377 44 1.333 35.771 28.717

439 40.426 38.523 1.691 55 1.635 40.158 32.375

488 47.182 45.065 2.210 65 2.144 47.210 38.130

553 54.527 51.900 3.299 87 3.212 55.112 44.494

617 60.183 58.547 4.997 105 4.892 63.439 51.462

678 67.210 68.856 2.943 120 2.823 71.679 57.971

1. Interest Income From Bank Indonesia Placement From interbank placement From securities From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections Net Interest Income (A1-A2) Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/provisions g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax a. b. c. d.

B. C.

D. E. F. G. H. I. J. K.

15



Tabel 1.13. Laporan Laba / Rugi Bank Umum Syariah - BUKU 1 (Commercial Sharia Banks Income Statements - Group of Business Acitivies 1 ) Miliar Rp (Billion Rp) Keterangan

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Items

Okt


A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya D. Laba/Rugi Operasional (A1 + C1) - (A2 + C2) E. Pendapatan non - operasional F. Beban non - operasional G. Laba/Rugi non-operasional (E - F) H. Laba/Rugi tahun berjalan sebelum pajak I. Penerimaan Transfer Laba/Rugi J. Transfer Laba/Rugi ke Kantor Pusat K. Jumlah laba/rugi bersih (setelah taksiran pajak

5.485 112 37 116 3.578 3.567 11 1.642 3.612 1 99 1.810 227 50 1.533 49 3 1.648 1.873

535 13 5 10 378 377 1 129 324 0 5 187 14 4 168 3 0 128 211

1.030 23 9 19 734 732 2 244 611 0 12 351 27 8 317 4 1 244 418

1.548 36 13 27 1.112 1.109 3 360 914 18 530 38 12 480 6 1 359 634

2.078 49 17 37 1.495 1.491 4 481 1.218 23 705 52 15 639 7 2 480 860

2.598 59 22 47 1.869 1.863 5 602 1.523 29 882 65 18 798 9 2 601 1.075

3.137 69 27 58 2.263 2.256 6 720 1.821 33 1.055 78 22 956 11 2 719 1.316

3.674 78 33 69 2.660 2.653 7 833 2.112 36 1.226 89 25 1.112 15 3 832 1.561

4.270 88 38 79 3.118 3.109 9 946 2.403 39 1.400 101 28 1.270 17 3 945 1.866

4.729 98 44 87 3.448 3.439 10 1.051 2.677 42 1.564 113 32 1.419 18 4 1.050 2.052

5.263 108 49 101 3.851 3.840 11 1.155 2.956 45 1.733 124 35 1.574 21 4 1.154 2.307

656

67

134

179

230

288

411

474

582

924

1.060

1

1

1

1

1

1

3

-

-

-

-

-

-

-

-

-

-

-

-

-

-

29

-

-

-

-

-

-

-

13

14

-

2

4

6

7

9

7

9

10

7 58 259

13 117 542

18 155 788

26 196 1.053

35 244 1.308

43 360 1.761

51 413 2.053

59 513 2.484

68 839 2.938

77 969 3.289

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

24 637

-

113 514 2.201

0 1.540 328 17 13 4 332 333 333 265

1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections B. Net Interest Income (A1-A2) C. Other Operating Income and Expenses

-

-

-

-

-

-

2 90

3 199

4 281

6 370

7 448

7 716

9 833

10 1.084

12 1.348

13 1.512

0 168 19 0 1 (0) 19 51 51 12

0 340 10 1 1 0 10 92 92 0

502 26 2 2 0 26 8

678 37 2 3 (1) 37 15

853 56 3 3 (1) 55 26

1.038 (34) 4 5 (1) (35) (72)

1.211 (18) 5 6 (2) (19) (66)

1.390 (35) 8 7 1 (34) (89)

1.578 38 9 6 3 41 (22)

1.763 78 10 8 2 80 10

D. E. F. G. H. I. J. K.

1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/provisions g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax

16



Tabel 1.14. Laporan Laba / Rugi Bank Umum Syariah - BUKU 2 (Commercial Sharia Banks Income Statements - Group of Business Acitivies 2) Miliar Rp (Billion Rp) Keterangan

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Items

Okt


A. Pendapatan dan Beban Bunga

B. C .

D. E. F. G. H. I. J. K.

1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga Pendapatan Bunga Bersih (A1-A2) Pendapatan dan Beban Operasional Lain 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Pendapatan non - operasional Beban non - operasional Laba/Rugi non-operasional (E - F) Laba/Rugi tahun berjalan sebelum pajak Penerimaan Transfer Laba/Rugi Transfer Laba/Rugi ke Kantor Pusat Jumlah laba/rugi bersih (setelah taksiran pajak

20.368 556 5 657 13.634 13.603 32 5.516 9.010 248 6.986 202 1.008 5.776 309 108 1.359 11.358

2.531 95 1 54 1.204 1.201 3 1.177 1.459 10 608 15 91 502 20 3 818 1.072

4.813 161 1 110 2.391 2.383 8 2.151 2.789 25 1.168 30 185 953 40 6 1.550 2.025

7.124 252 1 198 3.582 3.570 12 3.091 4.252 40 1.775 41 266 1.468 53 10 2.373 2.873

9.395 306 2 263 4.738 4.722 16 4.087 5.618 56 2.343 60 344 1.939 61 17 3.141 3.777

11.658 359 2 336 5.928 5.908 20 5.033 6.912 79 2.888 78 422 2.388 86 12 3.848 4.746

13.924 400 2 433 7.034 7.010 24 6.054 8.293 106 3.415 97 498 2.821 119 12 4.641 5.630

16.207 434 2 502 8.233 8.205 28 7.036 9.654 131 3.956 117 572 3.267 148 13 5.407 6.553

18.670 489 3 570 9.549 9.517 32 8.059 11.030 150 4.501 137 647 3.717 174 14 6.191 7.640

20.944 551 3 613 10.737 10.700 37 9.042 12.349 167 5.045 156 720 4.168 193 15 6.929 8.596

23.259 616 3 667 11.910 11.869 41 10.064 13.695 186 5.592 174 781 4.637 210 16 7.691 9.563

6.401

575

866

2.217

4.087

4.629

4.005

4.893

4.914

4.139

4.321

8

3

6

8

11

13

18

23

28

35

38

-

-

21

-

1.527 4.846 12.996

-

-

-

-

-

-

-

-

-

-

-

1

2

4

5

7

9

11

14

17

19

144 427 1.155

241 618 2.027

365 1.840 4.028

488 3.583 6.503

605 4.004 7.664

732 3.246 7.630

842 4.017 9.151

828 4.043 9.974

893 3.195 9.853

991 3.273 10.650

0

0

0

0

0

0

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0 6.595

0 629

0 925

1 2.358

1 4.122

1 4.652

1 3.997

1 5.061

2 5.357

2 4.644

2 4.926

0 6.401 4.763 35 4.307 (4.272) 491 437

1 525 491 6 371 (365) 127 108

3 1.099 864 12 629 (617) 247 214

5 1.663 1.062 17 761 (744) 317 269

7 2.373 1.361 17 1.006 (989) 372 311

9 3.001 1.712 23 1.270 (1.247) 465 389

14 3.618 2.005 32 1.508 (1.476) 529 445

16 4.072 2.295 63 1.753 (1.690) 605 486

18 4.597 2.580 73 2.007 (1.935) 646 519

21 5.185 2.882 83 2.266 (2.183) 699 551

24 5.697 3.235 69 2.538 (2.469) 766 603

B. C.

D. E. F. G. H. I. J. K.

1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections Net Interest Income (A1-A2) Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method,fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/provisions g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax

17



Tabel 1.15. Rekening Administratif Bank Umum

(Commercial Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya Ket: r) Angka-angka diperbaiki

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

472.959 24.710

481.118 24.227

521.196 30.891

522.252 35.407

536.608 35.715

533.160 33.798

540.171 18.998

584.144 37.357

598.349 38.743

611.330 39.835

440.874 7.376

449.891 7.001

482.812 7.494

477.958 8.888 1.794.038

491.364 9.529 1.801.891

491.502 7.860 1.827.051

511.591 9.582 1.905.601

538.456 8.332 1.869.259

553.139 6.467 1.955.122

564.428 7.067 2.006.975

1.678.723

r)

1.742.891

r)

1.737.698

r)

1.137.501 297.369 840.132

1.175.234 301.896 873.337

1.149.546 279.011 870.534

1.193.305 295.478 897.827

1.165.706 288.795 876.911

1.177.527 293.443 884.083

1.243.832 303.291 940.541

1.194.267 305.374 888.894

1.239.313 305.853 933.460

1.247.794 296.483 951.312

7.868 1.533 6.335 74.274

8.905 1.738 7.168 74.132

7.026 1.858 5.169 67.290

7.888 2.472 5.416 70.653

7.118 1.473 5.645 69.769

7.269 1.664 5.606 68.599

9.929 2.606 7.323 64.670

9.870 1.647 8.223 66.716

9.251 1.697 7.553 69.715

10.973 2.798 8.176 72.763

454.203 4.877 284.281 244.456 36.327 3.498 249.737 247.851 1.886 237.956

474.929 9.691 303.048 261.522 37.929 3.598 238.566 236.784 1.782 233.857

505.822 8.014 297.140 254.282 39.073 3.785 242.268 240.208 2.060 236.671

515.979 6.213 294.429 251.209 39.406 3.815 249.865 247.966 1.898 240.693

553.114 6.184 293.364 249.541 39.975 3.847 253.797 251.731 2.066 242.180

567.778 5.878 295.198 250.512 40.800 3.885 259.361 257.310 2.051 244.880

581.277 5.893 293.150 249.570 39.524 4.055 266.444 264.337 2.106 251.089

592.619 5.787 303.219 258.634 40.535 4.050 269.978 267.991 1.987 253.930

630.166 6.677 310.934 265.027 41.824 4.084 279.485 277.424 2.061 259.293

669.431 6.012 326.804 280.672 41.943 4.189 296.955 294.976 1.979 265.776

23.301 195.932 187.325 8.607 18.723 11.883 6.840

23.528 190.678 182.039 8.639 19.652 12.119 7.533

23.802 193.522 184.818 8.704 19.347 12.212 7.136

23.627 197.705 188.764 8.941 19.361 12.230 7.130

23.520 199.193 190.179 9.014 19.467 12.326 7.141

23.018 202.120 192.934 9.186 19.742 12.568 7.174

22.980 208.156 198.895 9.261 19.953 12.729 7.224

23.055 211.051 201.770 9.281 19.824 13.567 6.257

23.503 215.798 206.403 9.396 19.992 13.724 6.269

23.938 221.561 211.894 9.667 20.277 13.884 6.393

Okt

Indicator

565.090 Commited Claims 39.259 - Unused borrowing - Outstanding spot and derivatives (purchased) 515.928 9.903 - Others 1.914.483 Commited Liabilities - Undisbursed loan facilities 1.230.329 to debtors - Committed 285.875 - Uncommitted 944.454 - Undisbursed loan facilities to other banks 11.270 2.824 - Committed 8.446 - Uncommitted 73.916 - Current Irrevocable L/C - Outstanding spot and 592.498 derivatives (sold) 6.470 - Others 312.053 Contingent Claims 265.919 - Received guarantees 41.946 - Accrued interest 4.187 - Others 287.892 Contingent Liabilities 285.843 - Issued guarantees 2.050 - Others 264.058 Others 23.011 220.661 211.169 9.492 20.385 13.932 6.453

- Channelling - Written off earning assets

- Credit disbursed - Others - Charged off earning assets

- Credit disbursed - Others Note: r) Revised figures

18



Tabel 1.16. Rekening Administratif Bank Umum Konvensional - BUKU 1 (Commercial Conventional Banks Off-Balance Sheet - Group of Business Acitivies 1 ) Miliar Rp ( Billion Rp ) Indikator

Des Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya

2015

2014 Jan

Feb

Mar

Apr

Mei

Indicator

Jun

Jul

Ags

Sep

Okt 1.784 Commited Claims - Unused borrowing - Outstanding spot and derivatives (purchased) 1.731 53 - Others 14.819 Commited Liabilities - Undisbursed loan facilities to debtors 12.654 - Committed 5.434 - Uncommitted 7.220 166 - Undisbursed loan facilities

831 -

434 -

1.194 684

442 -

2.264 -

2.249 -

1.646 -

1.166 -

2.017 -

1.217 -

620 211 11.730

158 276 11.686

247 263 11.654

242 200 12.297

2.056 208 15.920

2.048 201 15.112

1.616 30 14.359

1.100 66 14.517

1.947 70 15.746

1.158 59 14.888

10.416 5.485 4.931 164

10.935 5.741 5.194 149

10.855 5.664 5.191 175

11.439 6.158 5.280 171

13.233 6.425 6.808 208

12.509 6.078 6.431 201

12.341 6.602 5.739 167

12.899 6.993 5.905 197

13.257 7.164 6.093 193

13.201 6.657 6.544 182

77 87 298

72 77 245

97 78 214

97 74 235

109 99 388

111 90 306

102 65 204

121 75 229

126 66 227

108 74 265

106 59 209

819 33 1.216 437 545 235 2.666 1.998 668 2.017 402 1.551 1.548 3 64 64 0

311 47 1.252 394 568 290 2.285 1.554 731 2.035 419 1.550 1.547 4 65 65 0

395 16 1.453 403 574 476 2.460 1.621 839 2.260 647 1.547 1.544 4 65 65 0

432 21 1.414 392 544 477 2.498 1.717 781 2.202 618 1.559 1.555 4 26 26 0

2.066 24 2.107 1.073 551 483 2.933 2.121 811 2.237 521 1.690 1.677 14 26 26 0

2.060 35 2.364 1.314 568 482 3.039 2.343 697 2.229 477 1.724 1.710 14 28 28 0

1.614 33 2.161 1.106 563 492 2.740 2.218 522 2.284 487 1.757 1.721 37 40 29 11

1.120 73 2.120 1.070 574 475 2.763 2.265 498 2.260 454 1.773 1.759 14 33 33 0

2.022 47 2.170 1.097 608 464 2.815 2.372 443 2.282 419 1.819 1.805 14 45 34 11

1.159 80 2.202 1.132 610 460 2.828 2.437 391 2.564 351 2.051 1.901 150 162 26 136

1.710 79 2.282 1.135 649 497 2.794 2.412 382 2.182 328 1.631 1.530 101 224 27 197

to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others

19



Tabel 1.17. Rekening Administratif Bank Umum Konvensional - BUKU 2 (Commercial Conventional Off-Balance Sheet - Group of Business Acitivies 2 ) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya

2014 Des

2015

Indicator

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

237.383 3.637 230.676

240.511 3.825 234.134

251.654 3.732 244.929

255.837 3.908 248.437

153.784 3.858 146.292

154.525 3.957 146.989

154.798 3.452 147.006

152.214 3.465 144.216

158.005 3.569 152.308

169.996 3.189 164.773

150.827 Commited Claims 4.290 - Unused borrowing 141.266 - Outstanding spot and derivatives

3.070 539.299

2.553 553.248

2.993 555.325

3.492 572.541

3.634 341.988

3.579 355.027

4.340 361.363

4.533 360.935

2.128 377.941

2.034 388.753

261.362 61.325 200.038

262.996 59.716 203.281

255.912 57.860 198.052

266.835 63.920 202.915

137.307 31.297 106.010

140.559 33.364 107.195

147.914 36.031 111.883

151.279 34.733 116.546

150.975 33.615 117.360

154.618 34.377 120.241

1.949 82 1.867 9.002

3.105 62 3.043 9.592

1.400 67 1.333 8.635

1.493 60 1.433 7.882

191 7 184 6.916

291 207 84 6.804

304 208 96 8.024

282 207 75 7.485

278 207 72 7.530

1.028 209 820 6.959

266.580 405 95.277 92.715 2.515 47 53.338 52.923 415 20.686 2.837 16.889 14.303 2.586 960 950 9

276.477 1.078 108.844 106.585 2.211 48 49.785 49.384 402 18.945 2.152 15.443 13.054 2.389 1.351 969 382

288.055 1.322 99.270 96.829 2.389 52 51.121 50.722 399 18.686 2.123 15.582 13.151 2.431 980 980 -

295.644 687 103.129 100.638 2.433 58 52.333 51.949 384 19.075 2.028 16.018 13.356 2.662 1.029 1.029 -

197.052 522 62.175 59.667 2.456 51 44.383 44.030 353 14.605 2.008 11.546 9.065 2.481 1.051 1.051 -

206.716 657 63.734 61.080 2.601 53 46.132 45.756 376 14.326 1.611 11.662 9.135 2.527 1.053 1.053 -

203.887 1.235 63.035 60.668 2.321 46 50.220 49.809 411 15.205 1.399 12.664 10.118 2.547 1.141 1.081 61

200.455 1.434 66.113 63.656 2.410 48 49.002 48.579 422 15.405 1.458 12.859 10.277 2.582 1.089 1.089 -

217.423 1.734 69.267 66.555 2.665 47 51.542 51.143 400 16.175 1.460 13.613 10.937 2.676 1.102 1.101 1

225.512 635 78.221 75.330 2.843 47 58.387 58.012 375 15.926 1.412 13.394 10.610 2.784 1.119 1.119 -

5.271 - Others 353.109 Commited Liabilities - Undisbursed loan facilities 152.154 to debtors 36.536 - Committed 115.618 - Uncommitted - Undisbursed loan facilities 632 to other banks 60 - Committed 572 - Uncommitted 6.854 - Current Irrevocable L/C - Outstanding spot and derivatives (sold) 191.729 1.741 - Others 71.588 Contingent Claims 68.613 - Received guarantees 2.927 - Accrued interest 48 - Others 53.917 Contingent Liabilities 53.546 - Issued guarantees 370 - Others 15.069 Others 1.383 - Channelling 12.579 - Written off earning assets - Credit disbursed 9.968 2.611 - Others 1.107 - Charged off earning assets - Credit disbursed 1.107 - Others 0

(purchased)

20



Tabel 1.18. Rekening Administratif Bank Umum Konvensional - BUKU 3 (Commercial Conventional Off-Balance Sheet - Group of Business Acitivies 3 ) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya

2014 Des

2015 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

205.532 19.834

213.541 19.135

231.959 25.183

225.259 27.577

344.988 27.969

340.843 25.874

346.334 11.547

384.554 29.834

390.522 30.959

388.291 32.251

182.343 3.355 677.593

190.631 3.776 716.573

202.817 3.959 722.116

192.706 4.976 741.785

311.521 5.498 970.989

311.206 3.763 978.168

330.032 4.755 1.059.910

351.592 3.129 1.010.758

355.980 3.583 1.046.372

351.637 4.403 1.082.365

492.378 80.200 412.178

513.353 79.776 433.577

512.916 77.603 435.313

533.231 87.200 446.032

631.076 110.317 520.759

639.467 109.990 529.477

705.246 115.477 589.769

647.645 111.214 536.432

670.515 113.235 557.281

684.157 110.111 574.047

4.501 162 4.340 23.654 154.408

4.185 179 4.007 23.641 168.336

3.700 51 3.650 20.369 179.947

4.040 178 3.862 22.515 177.950

5.533 218 5.315 22.671 307.824

5.611 217 5.394 21.994 307.320

7.160 220 6.940 21.793 322.498

8.260 231 8.029 23.806 328.182

7.619 247 7.372 23.765 341.072

8.807 1.570 7.236 24.543 361.076

2.652 128.780 118.999 6.687 3.094 53.988 53.574 414 70.018 2.509 51.637 49.167 2.470 15.871 9.041 6.831

7.058 131.081 120.807 7.159 3.115 52.392 52.132 260 73.039 3.191 53.469 50.772 2.697 16.379 9.229 7.151

5.183 132.252 121.846 7.296 3.110 53.266 52.950 317 74.523 3.191 54.927 52.212 2.716 16.405 9.270 7.136

4.049 125.171 114.447 7.590 3.134 54.796 54.453 343 75.489 3.191 55.917 53.195 2.722 16.381 9.250 7.130

3.884 162.617 151.576 7.877 3.165 63.017 62.500 517 80.903 3.190 61.230 58.309 2.921 16.483 9.342 7.141

3.776 161.828 150.521 8.108 3.199 64.265 63.667 597 82.351 3.182 62.552 59.508 3.044 16.616 9.442 7.174

3.213 162.418 151.361 7.694 3.363 66.290 65.500 790 83.965 3.180 64.094 61.021 3.073 16.691 9.539 7.153

2.865 166.753 155.362 8.020 3.371 66.693 66.012 681 84.849 3.196 64.877 61.799 3.079 16.775 10.518 6.257

3.400 168.959 157.234 8.314 3.411 67.520 66.694 826 86.248 3.140 66.223 63.136 3.087 16.885 10.628 6.257

3.783 174.667 162.588 8.556 3.522 69.781 68.971 811 87.606 3.174 67.428 64.325 3.102 17.005 10.747 6.257

Okt

Indicator

357.958 Commited Claims 30.863 - Unused borrowing - Outstanding spot and derivatives (purchased) 323.012 4.083 - Others 1.021.573 Commited Liabilities - Undisbursed loan facilities 664.504 to debtors - Committed 101.088 - Uncommitted 563.416 - Undisbursed loan facilities to other banks 9.350 - Committed 1.584 - Uncommitted 7.767 22.078 - Current Irrevocable L/C 322.480 - Outstanding spot and

derivatives (sold) 3.161 - Others 166.518 Contingent Claims 154.395 - Received guarantees 8.641 - Accrued interest 3.482 - Others 68.059 Contingent Liabilities 67.170 - Issued guarantees 890 - Others 88.706 Others 3.172 - Channelling 68.487 - Written off earning assets - Credit disbursed 65.318 3.169 - Others 17.047 - Charged off earning assets - Credit disbursed 10.792 - Others 6.256

21



Tabel 1.19. Rekening Administratif Bank Umum Konvensional - BUKU 4 (Commercial Conventional Banks Off-Balance Sheet - Group of Business Acitivies 4) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya

2014 Des

2015 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

28.631 1.239

26.382 1.267

36.296 1.293

40.660 3.922

35.407 3.889

35.190 3.967

37.043 4.000

45.831 4.058

47.362 4.215

51.398 4.395

26.763 630 423.202

24.797 319 435.539

34.750 254 439.948

36.540 197 461.632

31.359 160 466.770

30.952 271 472.751

32.630 414 464.099

41.195 578 477.688

42.497 651 509.160

46.457 546 514.774

349.890 129.043 220.847

365.161 136.709 228.452

363.576 137.688 225.888

378.237 138.023 240.214

380.506 140.582 239.923

381.292 143.818 237.473

374.618 144.960 229.658

379.270 152.208 227.062

401.024 151.606 249.418

392.054 145.052 247.002

951 939 11 40.534

1.038 1.027 12 39.817

1.637 1.631 6 37.407

2.132 2.125 6 39.446

1.132 1.126 6 39.205

1.119 1.117 2 39.029

2.240 2.062 177 34.285

1.078 1.075 3 34.834

1.107 1.103 3 37.766

898 892 5 40.536

31.826 56.593 32.281 24.197 115 138.353 137.976 377 140.277 17.502 121.123 117.614 3.508 1.652 1.652 -

29.522 58.529 33.712 24.680 138 132.603 132.225 378 134.842 17.716 115.449 111.939 3.510 1.677 1.677 -

37.328 60.497 35.179 25.181 138 133.929 133.434 495 136.122 17.790 116.622 113.108 3.514 1.710 1.710 -

41.817 61.106 35.705 25.261 140 138.747 138.368 379 138.308 17.740 118.832 115.317 3.514 1.736 1.736 -

45.928 62.793 37.197 25.454 142 141.775 141.395 380 138.859 17.750 119.363 115.804 3.559 1.745 1.745 -

51.312 63.646 37.569 25.931 145 143.836 143.455 381 140.362 17.698 120.790 117.229 3.562 1.874 1.874 -

52.956 61.907 36.407 25.352 148 144.993 144.609 384 143.890 17.864 124.125 120.559 3.565 1.902 1.902 -

62.506 64.588 38.517 25.922 149 149.178 148.792 386 145.661 17.897 125.837 122.270 3.568 1.926 1.926 -

69.263 66.868 40.111 26.605 153 155.061 154.668 392 148.689 18.434 128.294 124.715 3.580 1.960 1.960 -

81.286 68.047 41.590 26.304 153 163.577 163.175 402 153.605 18.951 132.664 129.072 3.592 1.991 1.991 -

Okt

Indicator

54.176 Commited Claims 4.106 - Unused borrowing - Outstanding spot and derivatives (purchased) 49.618 452 - Others 519.034 Commited Liabilities - Undisbursed loan facilities 397.384 to debtors - Committed 142.538 - Uncommitted 254.846 - Undisbursed loan facilities to other banks 1.071 - Committed 1.063 - Uncommitted 8 44.325 - Current Irrevocable L/C - Outstanding spot and derivatives (sold) 76.253 - Others 67.335 Contingent Claims 41.058 - Received guarantees 26.124 - Accrued interest 153 - Others 160.418 Contingent Liabilities 160.011 - Issued guarantees 408 - Others 151.674 Others 18.079 - Channelling 131.589 - Written off earning assets - Credit disbursed 128.017 3.572 - Others Charged off earning assets 2.006 - Credit disbursed 2.006 - Others -

22



Tabel 1.20. Rekening Administratif Bank Umum Syariah - BUKU 1 (Commercial Sharia Banks Off-Balance Sheet - Group of Business Acitivies 1 ) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya

2015

2014 Des

Jan 4 -

Feb 33 -

Mar

Apr

0

Mei

0

0

-

-

-

Jun

Jul

Ags

Sep

Indicator

Okt

-

-

-

-

-

-

3 0 2.838

3 30 2.862

-

-

-

0 1.121

0 1.193

0 1.227

1.240

1.351

1.418

1.407

1.413

1.435

2.206 520 1.686

2.205 61 2.144

1.099 44 1.055

1.172 44 1.128

1.207 44 1.163

1.221 49 1.172

1.327 44 1.283

1.394 47 1.347

1.383 47 1.336

1.389 47 1.342

1.412 53 1.360

31 13 19 -

29 13 17 -

21 13 9 -

20 13 8 -

19 13 7 -

18 13 6 -

23 13 11 -

23 13 11 -

23 13 11 -

23 13 11 -

22 11 11 -

600 153 17 135 1 123 113 11 713 50 663 663 0 -

30 598 218 17 199 2 108 96 12 704 50 654 654 0 -

-

-

-

-

-

-

-

-

-

1 182 182 1.078 1.077 0 608 50 558 558 0 -

1 161 161 0 1.178 1.178 0 610 50 560 560 0 -

1 119 118 2 140 129 11 530 50 480 480 0 -

1 123 121 2 170 159 11 540 50 490 490 0 -

1 185 184 1 313 309 4 554 50 504 504 0 -

1 159 159 0 454 454 0 575 50 525 525 0 -

1 158 158 0 618 617 0 577 50 527 527 0 -

1 165 165 0 827 827 0 591 50 541 541 0 -

1 173 173 0 967 967 0 602 50 552 551 0 -

Commited Claims - Unused borrowing - Outstanding spot and derivatives (purchased) - Others Commited Liabilities - Undisbursed loan facilities to debtors - Committed - Uncommitted - Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others

23



Tabel 1.21. Rekening Administratif Bank Umum Syariah - BUKU 2 (Commercial Sharia Banks Off-Balance Sheet - Group of Business Acitivies 2) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya

2014 Des

2015 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

579 -

217 -

92 -

55 -

166 -

354 -

350 -

380 -

442 -

429 -

469 110 24.063

169 48 22.983

68 24 7.534

32 22 4.589

137 29 4.997

307 46 4.753

308 43 4.519

353 27 3.943

407 35 4.495

402 26 4.782

21.249 20.797 452

20.583 19.894 689

5.187 151 5.036

2.392 134 2.257

2.378 129 2.249

2.479 144 2.335

2.386 176 2.210

1.780 179 1.601

2.158 186 1.972

2.376 239 2.136

272 261 11 785

399 386 13 837

93 93 666

33 33 574

34 34 589

30 30 466

35 35 364

30 2 28 363

30 2 28 426

35 7 28 460

569 1.187 2.262 8 2.248 5 1.268 1.268 4.245 0 4.069 4.030 39 175 175 -

253 911 3.124 7 3.111 6 1.392 1.392 4.292 0 4.112 4.073 39 180 180 -

96 1.492 3.548 25 3.516 7 1.352 1.351 0 4.551 0 4.364 4.325 39 187 187 -

135 1.455 3.487 26 3.457 4 1.320 1.320 5.077 0 4.888 4.849 39 189 189 -

243 1.753 3.487 27 3.455 5 1.377 1.377 5.022 0 4.860 4.820 39 163 163 -

370 1.408 3.467 28 3.433 6 1.636 1.636 5.038 0 4.867 4.827 39 171 171 -

322 1.411 3.471 29 3.436 7 1.583 1.583 5.168 0 4.989 4.949 39 179 179 -

356 1.414 3.480 29 3.444 7 1.515 1.515 5.164 0 5.164 5.125 39 -

385 1.495 3.496 30 3.458 8 1.580 1.580 5.298 0 5.297 5.258 39 -

397 1.514 3.486 32 3.448 6 1.304 1.304 5.467 0 5.467 5.428 39 -

Indicator

345 Commited Claims - Unused borrowing - Outstanding spot and derivatives (purchased) 302 43 - Others 4.513 Commited Liabilities - Undisbursed loan facilities 2.221 to debtors - Committed 226 - Uncommitted 1.994 - Undisbursed loan facilities to other banks 28 - Committed - Uncommitted 28 449 - Current Irrevocable L/C - Outstanding spot and derivatives (sold) 325 1.489 - Others 4.169 Contingent Claims 718 - Received guarantees 3.444 - Accrued interest 7 - Others 1.526 Contingent Liabilities 1.526 - Issued guarantees - Others 5.816 Others 0 - Channelling 5.816 - Written off earning assets - Credit disbursed 5.777 39 - Others - Charged off earning assets - Credit disbursed - Others -

24



Tabel 1.22. Kinerja Bank Umum Konvensional

(Commercial Banks Performance) Miliar Rp (Billion Rp) 2015

2014

Items

Keterangan Des Rasio Pemenuhan Kecukupan Modal Minimum (%)

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt 21,05 Capital Adequacy Ratio (%)

19,57

21,01

21,26

20,98

20,79

20,51

20,28

20,78

20,73

20,62

-

Modal

754.174

814.810

830.570

827.950

827.974

830.598

832.634

854.329

863.532

872.314

876.087

-

Capital

-

ATMR

3.854.234

3.878.947

3.907.328

3.945.899

3.982.779

4.050.387

4.106.626

4.111.073

4.164.757

4.231.115

4.162.904

-

Risk Weighted Assets

18,01

18,75

18,99

18,40

18,19

17,98

17,75

18,21

18,19

18,14

Rasio Modal Inti terhadap ATMR (%) -

Modal Inti (Tier I)

-

ATMR

Return On Assets Ratio (%) -

Laba sebelum pajak

-

Rata-rata total aset

Biaya Operasional thdp Pendapatan Operasional (%)

18,54 Core Capital Ratio to ATMR (%)

694.198

727.294

741.962

726.221

724.527

728.302

728.993

748.696

757.586

767.534

771.763

-

Core Capital (Tier I)

3.854.234

3.878.947

3.907.328

3.945.899

3.982.779

4.050.387

4.106.626

4.111.073

4.164.757

4.231.115

4.162.904

-


2,85

2,82

2,51

2,69

2,53

2,45

2,29

2,27

2,30

2,31

2,30 Return On Assets Ratio (%)

142.769

152.532

136.761

148.088

139.593

135.773

127.792

127.228

129.480

130.613

130.537

-

Profit

5.004.089

5.417.813

5.451.541

5.496.171

5.515.708

5.540.025

5.572.178

5.593.988

5.621.051

5.656.845

5.670.728

-

Average total assets

76,29

82,15

81,59

79,49

79,94

80,42

81,40

81,39 r)

81,46

81,82

81,11 Operating Expenses/Operating Income (%)

-

Biaya Operasional

446.217

56.987

99.135

140.064

181.922

226.226

270.614

313.452r)

364.126

418.241

455.184

-

Operating Expenses

-

Pendapatan Operasional

584.887

69.368

121.497

176.195

227.587

281.320

332.457

385.113r)

446.995

511.168

561.198

-

Operating Income

4,23

4,24

4,06

5,30

5,30

5,33

5,32

5,32

5,32

Net Interest Margin Ratio (%) -

Pendapatan bunga bersih

-

Rata-rata total aset produktif

Loan to Deposits Ratio (%) -

Total Kredit kepada pihak ketiga bukan Bank Total Dana Pihak Ketiga

Rasio Aset Likuid (%)

5,32

5,34 Net Interest Margin Ratio (%)

260.940

283.884

269.252

274.525

275.287

278.526

280.769

282.102

284.506

286.465

288.938

-

Interest income net

6.161.761

6.691.609

6.632.130

5.180.214

5.191.975

5.223.083

5.274.201

5.307.579

5.345.241

5.389.536

5.410.618

-

Average total earning assets

89,42

88,48

88,26

87,58

87,94

88,72

88,46

88,50

88,81

88,54

3.526.364

3.487.843

3.519.869

3.532.735

3.564.324

3.609.112

3.677.335

3.684.686

3.732.006

3.805.326

3.773.048

-

Total Credit to third party

3.943.697

3.942.067

3.988.289

4.033.543

4.053.225

4.067.775

4.156.933

4.163.444

4.202.011

4.297.649

4.204.547

-

Total Third Party Funds

16,24

16,88

17,35

18,74

18,16

17,26

17,35

17,03

16,87

17,56

89,74 Loan to Deposits Ratio (%)

16,69 Liquid Assets Ratio (%)

-

Aset Likuid Primer

686.023

724.886

750.779

826.137

795.983

762.497

784.963

756.495

742.715

805.862

723.678

-

Aset Likuid Primer

-

Aset Likuid Sekunder

192.598

189.545

201.102

220.386

220.202

210.698

209.728

218.568

237.362

237.900

243.807

-


-

Total Aset

5.410.098

5.417.813

5.485.270

5.585.431

5.594.559

5.637.294

5.732.943

5.724.848

5.810.495

5.943.189

5.795.679

-

Total Assets

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13

25



Tabel 1.23. Kinerja Bank Umum Konvensional - BUKU 1 (Performance of Commercial Conventional Banks - Group of Business Activities 1) Miliar Rp (Billion Rp) 2015

2014

Items


Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep


18,21

20,29

20,71

20,59

20,19

20,51

19,78

20,21

20,42

20,43

-

Modal

19.415

22.062

22.682

22.870

22.738

23.386

22.408

22.844

23.217

23.484

22.603

-

Capital

-

ATMR

106.642

108.708

109.506

111.050

112.607

114.045

113.262

113.025

113.700

114.964

109.292

-


16,89

18,58

18,84

18,72

18,50

18,82

18,03

18,47

18,67

18,69

18.014

20.198

20.626

20.789

20.834

21.459

20.421

20.875

21.231

21.481

20.659

-


106.642

108.708

109.506

111.050

112.607

114.045

113.262

113.025

113.700

114.964

109.292

-


1,87

1,50

1,53

1,82

1,64

1,65

1,63

1,54

1,53

1,52


Modal Inti (Tier I)

-

ATMR


Laba sebelum pajak

-


Biaya Operasional thdp Pendapatan Operasional (%) -

Biaya Operasional Pendapatan Operasional



-


Loan to Deposits Ratio (%)



2.908

2.597

2.674

3.238

2.839

2.908

2.821

2.689

2.683

2.687

2.525

-

Profit

155.862

173.542

174.669

177.967

172.982

176.227

172.894

174.659

175.854

177.264

171.281

-


85,26

89,02

87,06

84,87

86,45

86,24

87,34

86,91 r)

87,07

86,92

16.776

1.712

2.985

4.521

6.005

7.577

9.037

10.567

r)

12.128

13.656

14.826

-

Operating Expenses

r)

13.928

15.712

16.992

-

Operating Income

5,67

5,65

19.677

1.923

3.429

5.327

6.946

8.786

10.347

12.159

5,82

5,23

5,25

5,83

5,70

5,64

5,67

5,68



9.309

9.236

9.190

9.571

9.092

9.229

9.111

9.246

9.311

9.366

9.190

-

Interest income net

159.857

176.555

175.029

164.313

159.549

163.552

160.791

162.838

164.205

165.741

160.024

-


85,11

79,30

78,54

75,84

75,31

76,20

76,18

76,32

77,66

76,75


-

Total Kredit kepada pihak ketiga bukan Bank

109.924

109.229

110.251

112.605

113.447

115.724

114.226

114.498

115.892

117.059

112.317

-


-

Total Dana Pihak Ketiga

129.155

137.746

140.380

148.473

150.650

151.868

149.943

150.032

149.229

152.511

145.028

-



19,09

21,02

21,92

24,01

23,14

23,00

23,03

22,96

21,27

22,07

-

Aset Likuid Primer

29.862

34.501

36.561

42.583

40.902

41.107

40.629

40.061

36.723

39.069

-


-

Total Aset

21,83 Liquid Assets Ratio (%) 36.820

-

Aset Likuid Primer

1.906

1.981

1.979

1.724

2.305

2.411

2.272

2.474

2.467

2.548

2.444

-


166.367

173.542

175.796

184.563

186.722

189.211

186.312

185.253

184.215

188.545

179.836

-

Total Assets


26




2014

Items


Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep


29,97

30,75

30,74

29,92

20,74

19,83

20,01

20,04

19,67

19,73

-

Modal

215.194

222.612

226.422

224.383

115.438

115.205

116.439

117.260

117.272

120.920

123.200

-

Capital

-

ATMR

717.952

723.923

736.509

749.924

556.615

580.992

581.837

585.095

596.220

612.859

607.776

-


28,45

29,84

29,42

28,63

18,82

17,99

18,07

18,18

17,83

17,82

Rasio Modal Inti terhadap ATMR (%)


-

Modal Inti (Tier I)

204.273

216.029

216.700

214.674

104.758

104.500

105.136

106.374

106.301

109.199

111.154

-


-

ATMR

717.952

723.923

736.509

749.924

556.615

580.992

581.837

585.095

596.220

612.859

607.776

-


2,38

3,21

2,57

2,56

1,88

1,64

1,57

1,46

1,48

1,50

Return On Assets Ratio (%)


-

Laba sebelum pajak

22.339

32.979

26.558

26.871

15.523

13.710

13.358

12.491

12.748

13.039

12.780

-

Profit

-


938.787

1.027.069

1.033.826

1.049.066

824.984

836.986

850.482

854.770

861.755

871.941

883.284

-


81,04

81,86

83,56

82,63

84,94

86,32

86,55

87,41 r)

87,60

87,67

92.469

12.146

22.160

31.561

29.608

36.508

43.159

50.589

r)

59.501

69.637

74.293

-

Operating Expenses

r)

67.920

79.429

84.936

-

Operating Income

4,59

4,61





-



114.104

14.837

26.520

38.194

34.857

42.296

49.865

57.877

3,54

3,47

3,41

4,59

4,67

4,65

4,62

4,64



42.828

45.820

44.506

45.293

36.262

36.647

37.182

37.556

37.575

38.232

38.976

-

Interest income net

1.209.871

1.321.700

1.306.020

987.408

776.231

788.007

804.290

810.260

818.449

829.344

841.489

-


101,72

97,60

99,50

95,85

83,95

84,18

84,63

85,91

85,41

84,03


-


633.850

629.338

642.045

649.669

501.508

507.199

519.525

520.659

528.162

539.753

539.280

-


-


623.124

644.802

645.264

677.823

597.357

602.497

613.853

606.041

618.380

642.339

634.125

-


19,31

21,29

20,89

22,57

24,01

23,30

23,27

22,54

22,79

23,56

156.201

186.766

182.240

204.660

179.163

179.272

178.191

168.010

172.777

193.350

Rasio Aset Likuid (%) -

Aset Likuid Primer

-


-

Total Aset


-

Aset Likuid Primer

37.501

31.894

35.113

38.975

27.897

26.950

28.415

30.474

34.743

31.236

31.652

-


1.003.337

1.027.069

1.040.582

1.079.548

862.520

884.998

887.871

880.500

910.648

953.433

922.968

-

Total Assets


27




2014

Items


Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep


17,04

18,05

17,74

18,19

22,63

22,45

22,14

23,05

23,06

22,70

-

Modal

226.451

240.874

238.023

245.476

352.455

351.723

350.234

367.202

370.947

370.142

363.693

-

Capital

-

ATMR

1.328.635

1.334.726

1.341.569

1.349.435

1.557.544

1.567.006

1.582.042

1.593.332

1.608.332

1.630.581

1.587.700

-


14,62

15,24

15,15

15,05

19,97

19,89

19,61

20,38

20,42

20,23

194.292

203.411

203.240

203.095

311.035

311.680

310.217

324.760

328.449

329.901

324.099

-


1.328.635

1.334.726

1.341.569

1.349.435

1.557.544

1.567.006

1.582.042

1.593.332

1.608.332

1.630.581

1.587.700

-


1,78

1,49

1,61

1,55

1,72

1,61

1,50

1,49

1,50

1,44


Modal Inti (Tier I)

-

ATMR


Laba sebelum pajak

-






-





30.062

26.589

28.971

27.950

35.503

33.306

31.297

31.116

31.382

30.301

29.217

-

Profit

1.688.497

1.785.670

1.796.548

1.808.792

2.062.742

2.074.069

2.082.533

2.086.558

2.094.083

2.106.594

2.110.999

-


84,67

88,16

86,78

87,03

86,48

87,36

88,08

88,04 r)

88,04

88,72

165.217

17.030

32.716

47.990

75.088

94.438

113.108

130.367

r)

152.759

177.253

195.407

-

Operating Expenses

r)

173.508

199.786

219.755

-

Operating Income

4,46

4,45

195.141

19.318

37.698

55.144

86.826

108.098

128.412

148.083

3,44

3,34

3,31

4,52

4,46

4,44

4,40

4,43



74.045

77.323

75.964

77.088

86.640

86.993

87.113

87.990

89.139

89.720

90.433

-

Interest income net

2.150.516

2.312.774

2.292.417

1.706.362

1.943.076

1.961.497

1.977.951

1.987.894

2.000.015

2.016.111

2.023.349

-


96,99

94,93

94,72

93,88

96,20

96,36

98,17

99,42

99,32

98,48


-


1.229.517

1.217.320

1.228.396

1.235.911

1.403.191

1.414.823

1.432.681

1.442.355

1.458.316

1.481.113

1.453.145

-


-


1.267.728

1.282.366

1.296.816

1.316.479

1.458.655

1.468.265

1.459.364

1.450.785

1.468.327

1.504.014

1.478.816

-


12,90

14,31

14,35

15,47

16,11

15,74

14,92

14,31

14,30

15,43

182.757

207.600

213.517

236.171

271.923

266.491

254.516

239.276

238.883

273.495

Rasio Aset Likuid (%) -

Aset Likuid Primer

-


-

Total Aset


-

Aset Likuid Primer

44.688

48.002

45.919

47.350

67.349

67.146

62.545

62.858

68.014

67.076

64.537

-


1.762.813

1.785.670

1.807.426

1.833.279

2.106.353

2.119.380

2.124.851

2.110.707

2.146.761

2.206.681

2.150.643

-

Total Assets


28




2014

Items


Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep


17,18

19,24

19,97

19,32

19,21

19,03

18,78

19,07

19,07

19,10

-

Modal

292.203

329.262

343.444

335.221

337.343

340.284

343.553

347.023

352.095

357.768

366.591

-

Capital

-

ATMR

1.701.005

1.711.589

1.719.744

1.735.490

1.756.013

1.788.344

1.829.485

1.819.621

1.846.505

1.872.710

1.858.137

-


16,28

16,81

17,53

16,58

16,40

16,25

16,03

16,30

16,33

16,39

276.919

287.657

301.396

287.663

287.900

290.662

293.219

296.687

301.605

306.953

315.852

-


1.701.005

1.711.589

1.719.744

1.735.490

1.756.013

1.788.344

1.829.485

1.819.621

1.846.505

1.872.710

1.858.137

-


3,94

3,72

3,21

3,66

3,49

3,50

3,26

3,27

3,32

3,38


Modal Inti (Tier I)

-

ATMR


Laba sebelum pajak

-


Biaya Operasional thdp Pendapatan Operasional (%)



87.460

90.366

78.558

90.030

85.728

85.850

80.316

80.931

82.668

84.585

86.015

-

Profit

2.220.943

2.431.532

2.446.499

2.460.346

2.455.001

2.452.742

2.466.270

2.478.001

2.489.360

2.501.045

2.505.164

-


67,10

78,40

76,65

72,22

71,97

71,80

73,22

73,01

r)

72,92

72,93


-

Biaya Operasional

171.756

26.100

41.274

55.992

71.221

87.703

105.310

121.929

r)

139.738

157.695

170.658

-

Operating Expenses

-

Pendapatan Operasional

255.966

33.290

53.850

77.531

98.958

122.140

143.833

166.995r)

191.638

216.241

239.514

-

Operating Income

5,10

5,26

4,88

6,14

6,19

6,31

6,32

6,28

6,27



-



6,28


134.759

151.505

139.591

142.573

143.293

145.657

147.363

147.309

148.480

149.147

150.339

-

Interest income net

2.641.571

2.880.581

2.858.664

2.322.131

2.313.119

2.310.027

2.331.170

2.346.587

2.362.573

2.378.340

2.385.756

-


80,73

81,61

80,76

81,16

83,73

85,16

83,30

82,14

82,89

83,42


-


1.553.074

1.531.957

1.539.178

1.534.550

1.546.178

1.571.366

1.610.904

1.607.175

1.629.637

1.667.401

1.668.305

-


-


1.923.690

1.877.152

1.905.829

1.890.769

1.846.563

1.845.145

1.933.772

1.956.585

1.966.075

1.998.785

1.946.577

-


17,18

16,60

17,74

19,09

17,49

15,95

16,90

16,95

16,60

16,84



-

Aset Likuid Primer

317.203

296.018

318.462

342.722

303.995

275.627

311.626

309.148

294.332

299.948

247.676

-

Aset Likuid Primer

-


108.503

107.667

118.091

132.337

122.651

114.191

116.496

122.763

132.138

137.040

145.174

-


-

Total Aset

2.477.580

2.431.532

2.461.466

2.488.041

2.438.965

2.443.705

2.533.909

2.548.389

2.568.871

2.594.531

2.542.232

-

Total Assets


29



Tabel 1.27. Kinerja Bank Umum Syariah - BUKU 1 (Performance of Commercial Sharia Banks - Group of Business Activities 1) Miliar Rp (Billion Rp) 2015

2014

Indicator

Indikator Des Capital Adequacy Ratio (%)

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

*)

Okt

*)

17,56

17,57

r)

19,46

r)

18,90

r)

19,00

r)

18,80

r)

18,64

20,09

23,19

26,27

21,55 Capital Adequacy Ratio (%)

- Modal

3.512

3.360

r)

3.604

r)

3.589

r)

3.611

r)

3.614

r)

3.813

3.808

4.160

4.720

3.718

- ATMR

19.996

20.659

r)

18.520

r)

18.989

r)

19.009

r)

19.222

r)

20.450

18.952

17.938

17.962

17.248

-

APYD

-

Total Aktiva Produktif

4,99 Classified Earning assets to Earning assets (%)

3,49

4,02

4,37

4,33

4,23

4,20

4,00

4,24

4,41

4,25

857

910

1.000

1.009

986

989

974

1.004

1.049

1.048

1.023

24.591

22.652

22.879

23.285

23.324

23.538

24.328

23.699

23.773

24.636

20.496

0,75

0,05

(0,41)

0,26

0,14

0,46

0,86

0,76

0,45

0,83

Net Operating Margin (%) -

Pendapatan

-

Rata-rata Aktiva


Laba

-

Rata-Rata total aset

Biaya Operasional thdp Pendapatan Operasional (%) - Biaya Operasional

- Total Earning assets

Pendapatan

(0,06) Net Operating Margin (%)

168

12

(93)

59

32

104

197

174

102

189

(11)

-

Net Operations Income

22.525

22.430

22.526

22.685

22.737

22.780

22.914

22.887

22.858

22.919

19.253

-

Average Earning Assets

0,66

0,05

(0,35)

0,24

0,13

0,42

0,77

0,68

0,42

0,75

(0,03) Return On Assets Ratio (%)

165

12

(88)

62

33

106

197

175

107

193

0

-

Profit

25.126

25.079

25.119

25.300

25.363

25.423

25.592

25.575

25.546

25.605

26

-

Average Assets

95,36

99,72

102,17

98,63

99,26

97,60

95,58

96,09

97,77

96,05

3.459

363

729

1.059

1.430

1.770

2.124

2.500

2.984

3.445

100,34 Operating Expenses to Operations Revenue (%) 2.757

-

Operations Expenses

-

Operations Income

3.627

364

714

1.074

1.441

1.814

2.223

2.602

3.052

3.587

2.747

18,03

19,47

18,84

18,67

19,14

21,12

20,28

20,65

22,90

21,66

21,11 Short Term Mistmach (%)

Liquidity

Likuiditas

Short Term Mistmach (%) -

Aktiva Jangka Pendek

-

Kewajiban Jangka

Finance to Deposit Ratio (%)

Ket:

- Classified Earning Assets

Profitability

Rentabilitas

-

- Risk Weighted Assets Earning Assset Quality

Kualitas Aktiva Produktif APYD terhadap Aktiva Produktif (%)

- Capital

3.910

3.922

3.811

3.928

4.017

4.399

4.344

4.269

4.623

4.428

3.529

-

Short-Term Assets

21.684

20.141

20.230

21.042

20.989

20.827

21.417

20.672

20.185

20.447

16.717

-

Short-Term Liabilities

93,38

97,65

97,61

96,21

95,71

96,50

94,32

96,20

97,13

98,26

100,95


-

Pembiayaan

19.257

19.059

19.171

19.284

19.369

19.547

19.708

19.356

19.316

19.706

16.643

-

Financing

-

Dana Pihak Ketiga

20.623

19.518

19.640

20.045

20.236

20.256

20.895

20.120

19.886

20.055

16.487

-

Third Party Funds

r) Angka-angka diperbaiki, perbaikan terakhir pada edisi Juni 2015 *) Angka-angka sementara r) untuk Data KAP posisi Juli - Desember 2014 terdapat revisi tingkat kesehatan BUS - UUS berdasarkan SE OJK No. 11/SEOJK.03/2014 tgl 11 Juni 2014

Note: r) Revised figures, last revised at June 2015 *) Provisional figures r) Revision on data for KAP at July-December 2014 on Banking Health Measurement, which is based on SE OJK No. 11/SEOJK.03/2014 at June 11th, 2014

30



Tabel 1.28. Kinerja Bank Umum Syariah - BUKU 2 (Performance of Commercial Sharia Banks - Group of Business Activities 2) Miliar Rp (Billion Rp) Indikator

2015

2014 Des

Capital Adequacy Ratio (%)

Jan

15,39

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

*)

Okt

Indicator

*)

13,85 Capital Adequacy Ratio (%)

13.57

r)

13.62

r)

13.75

r)

13.82

r)

13.70

r)

13,37

13,81

13,92

13,63

16,962

r)

17,258

r)

17,404

r)

17,516

r)

17.488

17.816

17.940

17.947

17.857

124.499

r)

125.518

r)

125.948

r)

127.836

r)

130.764

128.999

128.897

131.666

128.960

- Modal

16.073

16,238

r)

- ATMR

104.410

119.635

r)

-

APYD

-

Total Aktiva Produktif

Classified Earning assets to Earning assets (%) 6,32

4,95

5,97

6,21

5,96

5,97

5,99

6,20

6,07

6,28

6,19

9.198

10.716

9.974

9.507

9.529

9.659

9.853

9.717

10.065

10.174

10.276

185.781

179.632

160.482

159.431

159.509

161.225

159.032

160.137

160.337

164.414

162.647

0,49

1,10

1,05

0,82

0,76

0,63

0,50

r)

0,49

0,47

0,50

748

1.727

1.646

1.294

1.187

1.140

790

787 r)

770

749

796

-

Net Operations Income

r)

157.359

157.845

158.041

-

Average Earning Assets

0,47

0,46

Rentabilitas

Net Operating Margin (%) -

Pendapatan Rata-rata Aktiva


Laba

-

Rata-Rata total aset

Biaya Operasional thdp Pendapatan Operasional (%) - Biaya Operasional -

Pendapatan

153.023

156.696

157.300

157.176

157.156

157.433

157.280

0,38

1,01

0,95

0,76

0,69

0,66

0,46

0,50

15.7322

0,48

-

Aktiva Jangka Pendek

-

Kewajiban Jangka


Ket:

-

Pembiayaan

-

Dana Pihak Ketiga

- Classified Earning Assets - Total Earning assets Profitability Net Operating Margin (%)


657

1.734

1.633

1.309

1.194

1.141

790

829

810

793

811

-

Profit

173.121

172.306

172.501

172.631

172.623

173.049

173.171

173.479

173.636

174.115

174.254

-

Average Assets

97,19

94,06

92,72

95,59

96,35

96,36

97,20

97,23

97,22

97,10

25.826

2.279

3.496

7.013

10.435

12.566

13.646

16.128

17.940

18.840

20.488

26.574

2.423

3.770

7.337

10.831

13.041

14.039

16.587

18.453

19.402

21.152

Liquidity 21,48 Short Term Mistmach (%) 28.463 - Short-Term Assets

Likuiditas

Short Term Mistmach (%)

- Risk Weighted Assets Earning Assset Quality

Kualitas Aktiva Produktif APYD terhadap Aktiva Produktif (%)

- Capital

18,25 23.923

25,90 40.590

19,08 24.257

20,19 26.005

20,90 27.043

19,50 24.484

20,48 26.675

20,93 27.706

21,91 29.035

28,56 38.438

131.075

156.706

127.138

128.800

129.418

125.553

130.258

132.387

132.522

134.588

85,73

87,67

88,24

88,18

88,70

89,14

92,31

89,29

89,84

89,80

128.687

126.917

126.645

127.852

127.877

128.474

131.002

129.703

129.971

131.452

144.989

144.164

150.100 144.773 143.518 r) Angka-angka diperbaiki, perbaikan terakhir pada edisi Juni 2015 *) Angka-angka sementara r) untuk Data KAP posisi Juli - Desember 2014 terdapat revisi tingkat kesehatan BUS - UUS berdasarkan SE OJK No. 11/SEOJK.03/2014 tgl 11 Juni 2014

96,86 Operating Expenses to Operations Revenue (%)

132.486

-

Operations Expenses

-

Operations Income

-

Short-Term Liabilities

89,41 Finance to Deposit Ratio (%) 130.437

-

Financing

- Third Party Funds Note: r) Revised figures, last revised at June 2015 *) Provisional figures r) Revision on data for KAP at July-December 2014 on Banking Health Measurement, which is based on SE OJK No. 11/SEOJK.03/2014 at June 11th, 2014 144.119

141.921

145.258

144.674

146.379

145.879

31



Tabel 1.29. Perkembangan Aset Bank Umum Konvensional dan Bank Umum Syariah Berdasarkan Kegiatan Usaha

(Growth of Commercial Banks Assets based on Group of Business Activities) Miliar (Billion) Kelompok Bank

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

- BUKU 1

166.367

173.542

175.796

174.439

186.722

189.211

186.312

185.253

184.215

188.545

179.836

- BUKU 2

1.003.337

986.444

999.700

1.043.847

862.520

884.998

887.878

880.500

910.648

953.434

922.968

- BUKU 3

1.762.817

1.826.287

1.848.315

1.879.111

2.106.360

2.119.387

2.124.858

2.110.716

2.146.797

2.206.688

2.150.643

- BUKU 4

2.477.667

2.436.216

2.461.503

2.488.044

2.438.984

2.443.708

2.533.931

2.548.412

2.569.008

2.594.592

2.542.398

- BUKU 1 SYARIAH

35.163

29.633

25.159

25.662

25.554

25.663

26.434

25.474

25.341

26.077

25.925

- BUKU 2 SYARIAH

169.797

163.890

172.696

172.891

172.598

174.754

173.783

175.323

174.738

177.948

175.501

5.615.150

5.616.012

5.683.168

5.783.994

5.792.737

5.837.720

5.933.195

5.925.677

6.010.747

6.147.284

5.997.272

Total

Group of Bank

Okt

-

BUKU 1 BUKU 2 BUKU 3 BUKU 4 BUKU 1 SHARIA BUKU 2 SHARIA Total

32



Tabel 1.30. Jumlah Bank Umum Konvensional dan Bank Umum Syariah Berdasarkan Pengelompokan Total Aset

(Total of Commercial Banks Based on Total Assets) Desember 2014 Kelompok Bank < Rp. 1 Triliun

Rp. 1 s.d 10 Triliun


Juni 2015 > Rp. Rp. 1 s.d < Rp. 1 50 10 Triliun Triliun Triliun


Juli 2015 > Rp. Rp. 1 s.d < Rp. 1 50 10 Triliun Triliun Triliun

Agustus 2015


> Rp. Rp. 1 s.d < Rp. 1 50 10 Triliun Triliun Triliun


September 2015 > Rp. Rp. 1 s.d < Rp. 1 50 10 Triliun Triliun Triliun


Oktober 2015 Rp. 1 Rp. 10 > Rp. > Rp. < Rp. 1 s.d s.d 50 50 Triliun 10 50 Triliun Triliun Triliun Triliun

Group of Bank

BUKU 1

6

35

1

0

6

31

3

0

7

30

3

0

8

29

3

0

7

30

3

0

6

30

3

0

BUKU 1

BUKU 2

0

10

31

3

0

8

33

1

0

8

33

1

0

8

33

1

0

8

33

1

0

9

33

1

BUKU 2

BUKU 3

0

0

3

14

0

0

2

18

0

0

3

17

0

0

3

17

0

0

2

18

0

0

2

18

BUKU 3

BUKU 4

0

0

0

4

0

0

0

4

0

0

0

4

0

0

0

4

0

0

0

4

0

0

0

4

BUKU 4

BUKU 1 SYARIAH

0

6r)

0

0

0

6r)

0

0

0

6

0

0

0

6

0

0

0

6

0

0

0

6

0

0

BUKU 1 SHARIA

BUKU 2 SYARIAH

0

2r)

2

2

0

2r)

2

2

0

2

2

2

0

2

2

2

0

2

2

2

0

2

2

2

BUKU 2 SHARIA

6

45

37

23

6

47

39

40

7

46

41

24

8

45

41

24

7

46

40

25

6

47

40

25

Total

Ket: r) Angka-angka diperbaiki

Total Note: r) Revised figures

33



Tabel 1.31. Aset Produktif Bank Umum Konvensional & Syariah dan Kualitas Kredit Bank Umum Konvensional & Syariah kepada Bank Lain

(Earning Assets of Commercial Banks and Credit Quality of Commercial Banks to Other Bank) Miliar Rp (Billion Rp) Indikator

Indicator

2015

2014 Des 4.717.573

Jan 4.846.713

Feb 4.701.364

Mar 4.757.494

Apr 4.805.594

Mei 4.922.532

Jun 5.090.223

Jul 5.071.122

Ags 5.149.494

Sep 5.243.611

Okt 5.147.818 Earning Assets

4.477.200

4.572.399

4.394.798

4.469.581

4.505.693

4.608.071

4.779.211

4.747.495

4.812.844

4.896.630

4.802.596

153.762

181.093

210.244

191.568

200.002

209.451

205.411

212.502

221.853

231.684

232.141

c. Kurang Lancar

14.971

18.358

18.645

17.957

19.445

21.021

22.979

24.435

22.512

22.949

22.464

c. Sub-Standard

d. Diragukan

15.852

14.530

16.557

17.631

17.368

16.080

15.452

16.224

18.860

18.835

17.104

d. Doubtful

e. Macet

55.789

60.334

61.120

60.757

63.086

67.909

67.170

70.466

73.424

73.512

73.512

e. Loss

1.465.326

1.492.191

1.457.877

1.443.561

1.469.671

Aset Produktif Neraca a. Lancar b. DPK

Aset Produktif Transaksi Rekening Administratif a. Lancar

a. Current b. Special Mention

r)

1.516.387

r)

1.490.873

r)

1.507.162

1.579.229

1.535.835

1.592.355

1.622.986

1.597.964 Earning Assets - Account Administrative

1.432.448

r)

1.495.878

r)

1.469.939

r)

1.481.565

1.556.678

1.514.661

1.569.827

1.596.368

1.573.035

17.545

r)

17.883

r)

21.907

18.457

17.890

18.931

23.097

21.337

1.781

r)

1.826

r)

2.345

2.667

1.950

2.076

1.545

1.718

Transactions a. Current b. Special Mention

17.413

18.294

22.352

r)

2.272

1.927

1.853

r)

582

871

527 r)

479 r)

477 r)

574

364

436

551

997

909

d. Doubtful

1.498

1.427

697 r)

704 r)

748 r)

770

1.064

899

970

980

965

e. Lost

Non Performing Earning Aset (Nominal)

90.964

97.446

99.399

r)

99.309

r)

102.950

r)

108.700

109.696

114.410

118.393

118.819

Kredit kepada Bank Lain a. Lancar

32.192 32.089

32.542 32.444

33.014

r)

34.213

r)

34.020

r)

33.940

b. DPK c. Kurang Lancar d. Diragukan e. Macet

r)

34.546

32.894 r)

34.032 r)

33.886 r)

33.849 r)

r)

33.616 r)

34.893 r)

35.891 r)

34.450

33.702

r)

34.985

r)

35.988

c. Sub-Standard

116.672 Non Performing Earning Asset (Nominal) 32.539 Interbank Loans 32.449 a. Current

11

15

24 r)

17 r)

51 r)

8 r)

3 r)

8 r)

13 r)

8

8

b. Special Mention

c. Kurang Lancar

9

3

c. Sub-Standard

2 r)

1 r) 0

-

2 r)

1 r) 0

1

0

4 r) 0

1 r)

0

4 r) 0

1 r)

d. Diragukan

4 r) 0

0

0

d. Doubtful

84

80

92 r)

161 r)

79 r)

79 r)

80 r)

82 r)

83 r)

87

82

93

84

96

r)

84 r)

83

r)

88

82

b. DPK

e. Macet

Non Performing Loan kepada Bank Lain (Nominal) Ket: *) Angka-angka sementara r) Angka-angka diperbaiki

r)

164

r)

83

r)

83

r)

84

e. Loss Interbank Non Performing Loan (Nominal) Note: *) Provisional figures r) Revised figures

34



Tabel 1.32. Aset Produktif dan Kualitas Kredit Bank Umum Konvensional kepada Bank Lain - BUKU 1 (Earning Assets and Credit Quality of Commercial Conventional to Other Bank - Banks Group of Business Activities 1 ) Miliar Rp (Billion Rp) Indikator

Indicator

2015

2014 Des 133.735

Jan 138.726

Feb 137.314

Mar 133.356

Apr 143.684

Mei 153.404

Jun 152.412

Jul 148.022

Ags 150.896

Sep 155.517

Okt 146.963 Earning Assets

127.924

131.672

130.011

126.664

136.174

145.547

145.189

140.444

143.213

147.532

139.343

3.477

4.549

4.727

4.240

4.848

5.032

4.540

4.757

4.733

5.116

4.873

c. Kurang Lancar

351

416

362

282

336

459

325

371

368

452

291

c. Sub-Standard

d. Diragukan

438

374

463

497

432

383

349

386

424

409

401

d. Doubtful

1.544

1.715

1.751

1.674

1.895

1.984

2.009

2.064

2.158

2.009

2.056

12.875

12.883

12.865

13.561

15.952

15.359

14.930

15.568

16.049

16.085

15.442 Earning Assets - Account Administrative

12.807

12.810

12.747

13.530

15.824

15.222

14.804

15.256

15.691

15.970

15.347


e. Macet Aset Produktif Transaksi Rekening Administratif a. Lancar b. DPK


e. Loss Transactions a. Current b. Special Mention

53

55

106

22

90

101

54

201

279

64

51

c. Kurang Lancar

5

10

3

3

3

3

7

39

40

12

0

c. Sub-Standard

d. Diragukan

2

3

4

0

1

1

1

3

0

0

0

d. Doubtful

e. Macet

8

6

5

6

33

33

65

68

40

39

44

2.348

2.523

2.589

2.463

2.700

2.862

2.756

2.932

3.029

2.921


e. Loss

2.792 Non Performing Earning Asset (Nominal)

1.037

1.023

986

968

966

1.003

1.041

991

972

947

834 Interbank Loans

1.033

1.020

975

952

963

1.001

1.039

989

970

946

833

b. DPK

2

2

10

14

2

0

-

-

-

-

-

b. Special Mention

c. Kurang Lancar

1

2

2

2

2

2

1

1

1

1

-

c. Sub-Standard

d. Diragukan

-

-

-

-

-

-

-

-

-

-

-

d. Doubtful

e. Macet

1

0

0

-

-

-

1

1

1

1

1

2

2

2

2

2

2

2

2

2

2

1


Non Performing Loan kepada Bank Lain (Nominal)

a. Current

e. Loss Interbank Non Performing Loan (Nominal)

35



Tabel 1.33. Aset Produktif dan Kualitas Kredit Bank Umum Konvensional kepada Bank Lain - BUKU 2 (Earning Assets and Credit Quality of Commercial Conventional Banks to Other Bank - Group of Business Activities 2 ) Miliar Rp (Billion Rp) Indikator

Indicator

2015

2014 Des 857.472

Jan 845.004

Feb 824.270

Mar 856.939

Apr 702.843

Mei 731.328

Jun 751.971

Jul 735.617

Ags 764.250

Sep 796.051


816.751

797.981

775.621

808.264

657.194

682.486

702.477

678.717

703.015

732.910

706.262

23.478

29.632

30.075

28.950

26.843

29.045

30.106

36.716

39.769

41.699

41.831

c. Kurang Lancar

2.724

3.179

3.905

4.373

3.998

4.302

3.869

3.525

3.750

3.485

3.816

c. Sub-Standard

d. Diragukan

2.063

1.689

1.780

2.039

1.865

1.796

2.198

2.150

1.925

1.927

2.066

d. Doubtful

12.457

12.522

12.889

13.313

12.942

13.701

13.322

14.508

15.791

16.030

14.970

324.989

325.075

316.669

328.159

188.444

193.409

206.050

207.626

209.927

220.617


318.181

318.319

310.717

320.439

186.072

190.447

203.058

204.634

206.659

217.588

210.181

b. DPK

5.166

5.006

4.380

6.000

1.832

2.226

2.247

2.149

2.561

2.329

2.244

c. Kurang Lancar

1.283

1.448

1.306

1.471

411

550

561

582

466

455

540

d. Diragukan

196

191

154

104

26

77

67

89

49

42

29

e. Macet

164

111

112

145

102

110

118

172

192

202

192


18.886

19.140

20.146

21.445

19.345

20.535

20.134

21.027

22.173

22.141


Kredit kepada Bank Lain

13.786

13.600

14.383

15.134

12.732

12.851

12.319

12.413

12.720

13.132

12.152 Interbank Loans

13.786

13.600

14.383

15.051

12.683

12.850

12.319

12.413

12.720

13.131

12.150

b. DPK

0

0

0

0

49

0

0

-

0

0

0

b. Special Mention

c. Kurang Lancar

-

-

0

-

0

-

0

0

-

-

-

c. Sub-Standard

d. Diragukan

-

-

-

-

0

-

0

-

0

0

-

d. Doubtful

e. Macet

0

0

0

83

0

0

-

0

0

1

1

0

0

0

83

0

0

0

0

0

1

1


e. Macet Aset Produktif Transaksi Rekening Administratif a. Lancar

a. Lancar



e. Loss Transactions a. Current b. Special Mention c. Sub-Standard d. Doubtful e. Loss

a. Current


36



Tabel 1.34. Aset Produktif dan Kualitas Kredit Bank Umum Konvensional kepada Bank Lain - BUKU 3 (Earning Assets and Credit Quality of Commercial Conventional Banks to Other Bank - Group of Business Activities 3) Miliar Rp (Billion Rp) Indikator

Indicator

2015

2014 Des 1.466.906

Jan 1.592.009

Feb 1.528.316

Mar 1.546.344

Apr 1.747.795

Mei 1.805.066

Jun 1.847.570

Jul 1.833.619

Ags 1.866.122

Sep 1.895.608


1.379.130

1.494.697

1.422.295

1.441.425

1.632.262

1.686.110

1.728.353

1.711.072

1.740.735

1.761.502

1.714.217

54.300

60.938

69.590

68.493

75.855

77.663

77.801

80.253

81.594

89.123

87.932

c. Kurang Lancar

5.885

6.664

6.417

5.820

7.285

8.038

9.111

8.079

7.633

8.234

8.651

c. Sub-Standard

d. Diragukan

7.348

6.968

7.468

7.669

8.212

6.347

5.501

6.672

7.475

7.454

6.541

d. Doubtful

20.243

22.742

22.545

22.937

24.181

26.908

26.804

27.544

28.685

29.296

28.530

574.355

593.312

589.935

614.239

721.780

730.739

799.699

745.723

768.594

786.478


568.072

586.994

582.225

607.200

709.379

718.063

786.569

733.736

755.795

771.397

747.690





5.032

5.482

6.836

6.100

10.139

10.121

10.049

10.074

10.539

12.757

13.068

c. Kurang Lancar

659

212

239

259

1.353

1.726

2.025

1.044

1.323

979

1.071

d. Diragukan

146

153

167

172

344

260

234

278

279

687

639

d. Doubtful

e. Macet

445

470

468

509

566

569

822

592

659

658

634

e. Loss

34.727

37.209

37.305

37.366

41.940

43.848

44.497

44.208

46.053

47.307

Non Performing Earning Aset (Nominal) Kredit kepada Bank Lain a. Lancar

c. Sub-Standard


8.978

9.382

9.327

10.720

12.671

12.557

11.667

11.822

12.017

9.953


8.977

9.377

9.325

10.719

12.670

12.556

11.666

11.815

12.005

9.944

9.098

a. Current

b. DPK

-

4

-

-

-

-

0

6

11

8

8

b. Special Mention

c. Kurang Lancar

-

-

-

-

0

0

0

-

-

0

-

c. Sub-Standard

d. Diragukan

0

0

0

-

-

-

-

0

0

-

-

d. Doubtful

e. Macet

0

0

2

2

1

1

1

1

1

1

1

1

1

2

2

1

1

1

1

1

1

1



37



Tabel 1.35. Aset Produktif dan Kualitas Kredit Bank Umum Konvensional kepada Bank Lain - BUKU 4 (Earning Assets and Credit Quality of Commercial Conventional Banks to Other Bank - Group of Business Activities 4) Miliar Rp (Billion Rp) Indikator

Indicator

2015

2014 Des 2.073.322

Jan 2.091.848

Feb 2.030.938

Mar 2.040.926

Apr 2.031.282

Mei 2.051.237

Jun 2.158.175

Jul 2.173.566

Ags 2.187.952

Sep 2.211.284


1.985.166

1.990.972

1.910.919

1.937.198

1.924.571

1.936.923

2.048.157

2.061.239

2.071.097

2.095.281

2.085.529

62.151

72.205

89.942

74.218

75.771

81.482

75.788

74.610

78.389

77.969

79.635

c. Kurang Lancar

3.904

5.711

5.447

5.049

5.593

5.599

7.562

10.204

8.703

8.859

7.837

c. Sub-Standard

d. Diragukan

4.546

3.847

5.181

5.749

5.432

6.095

6.216

5.767

7.704

8.074

7.240

d. Doubtful

17.555

19.113

19.449

18.712

19.916

21.137

20.453

21.746

22.059

21.101

22.673

529.351

538.243

536.054

558.183

562.237

564.894

555.751

563.974

594.565

596.659


523.214

531.819

524.414

552.470

556.209

555.079

549.455

558.122

588.498

588.300

596.411





5.956

6.077

11.029

5.423

5.821

9.458

6.104

5.438

5.521

7.917

5.943

c. Kurang Lancar

39

51

300

47

58

66

75

285

247

98

106

c. Sub-Standard

d. Diragukan

58

205

198

202

105

235

61

65

223

267

241

d. Doubtful

e. Macet

85

90

112

41

43

55

56

63

76

77

91

26.186

29.018

30.688

29.800

31.147

33.189

34.423

38.131

39.012

38.476


e. Loss


7.911

8.024

7.272

6.310

6.588

6.479

7.525

8.587

9.125

9.384


7.831

7.945

7.198

6.240

6.519

6.407

7.456

8.515

9.052

9.309

9.209

b. DPK

8

9

5

3

0

3

-

3

-

-

-

b. Special Mention

c. Kurang Lancar

-

-

-

-

-

-

-

-

-

-

-

c. Sub-Standard

d. Diragukan

-

-

-

-

-

-

-

-

-

-

-

d. Doubtful

e. Macet

72

69

70

67

69

69

70

70

73

75

71

72

69

70

67

69

69

70

70

73

75

71



a. Current


38



Tabel 1.36. Aset Produktif dan Kualitas Kredit Bank Umum Syariah kepada Bank Lain - BUKU 1 (Earning Assets and Credit Quality of Commercial Sharia Banks to Other Bank - Group of Business Activities 1) Miliar Rp (Billion Rp) Indikator

Indicator

2015

2014 Des 32.165

Jan 30.418

Feb 22.623

Mar 23.001

Apr 22.892

Mei 22.956

Jun 23.581

Jul 22.724

Ags 22.657

Sep 23.412

29.819

27.881

20.252

20.645

20.636

20.699

21.238

20.344

20.173

20.832

20.693

1.597

1.774

1.472

1.487

1.386

1.409

1.570

1.571

1.619

1.803

1.840

c. Kurang Lancar

255

317

458

388

384

342

296

316

362

288

302

c. Sub-Standard

d. Diragukan

136

159

149

152

152

160

175

157

161

143

137

d. Doubtful

e. Macet

358

287

291

329

334

346

301

336

342

346

349

e. Loss

645

170

-

-

-

515

674

886

1.026

1.137


645

170

186 r)

216 r)

365 r)

515

674

886

1.026

1.136

1.242

- r)

- r)


Aset Produktif Transaksi Rekening Administratif a. Lancar b. DPK

0

-

- r)

c. Kurang Lancar

-

-

-

r)

-

r)

-

r)

d. Diragukan

-

-

-

r)

-

r)

-

r)

e. Macet

-

-

749

763

898


r)

b. Special Mention

Transactions a. Current

0

-

0

0

0

0

b. Special Mention

-

-

-

-

-

c. Sub-Standard

0

-

-

-

-

-

d. Doubtful

-

e. Loss

869

-

-

-

-

-

848

773

809

865

777

r)

a. Current

-

869

r)


788 Non Performing Earning Asset (Nominal)

111

104

102

101

100

98

96

95

92

91

90

Interbank Loans

110

103

96

100

99

97

95

94

92

91

90

a. Current

b. DPK

-

-

5

-

-

-

-

-

-

-

-

b. Special Mention

c. Kurang Lancar

1

1

1

1

1

-

-

-

-

-

-

c. Sub-Standard

d. Diragukan

-

-

-

-

-

1

1

-

-

-

-

d. Doubtful

e. Macet

-

-

-

-

-

-

-

1

-

-

-

1

1

1

1

1

1

1

1

-

-

-




39



Tabel 1.37. Aset Produktif dan Kualitas Kredit Bank Umum Syariah kepada Bank Lain - BUKU 2 (Earning Assets and Credit Quality of Commercial Sharia Banks to Other Bank - Group of Business Activities 2) Miliar Rp (Billion Rp) Indikator Aset Produktif Neraca a. Lancar

Indicator

2015

2014 Des 153.972

Jan 148.708

Feb 157.904

Mar 156.927

Apr 157.097

Mei 158.540

Jun 156.513

Jul 157.575

Ags 157.616

Sep 161.740


a. Current

138.410

129.197

135.700

135.384

134.855

136.306

133.798

135.680

134.611

138.573

136.553

b. DPK

8.759

11.995

14.438

14.180

15.298

14.820

15.606

14.595

15.749

15.975

16.030

c. Kurang Lancar

1.851

2.070

2.055

2.045

1.850

2.281

1.817

1.939

1.695

1.631

1.566

d. Diragukan

1.321

1.492

1.517

1.526

1.274

1.299

1.012

1.092

1.173

829

718

e. Macet

3.632

3.953

4.194

3.791

3.820

3.835

4.280

4.269

4.389

4.732

4.934

23.111

22.509

-

-

-

2.246

2.124

2.059

2.194

2.010


20.642

19.560

2160 r)

2024 r)

2089 r)

2.240

2.119

2.027

2.158

1.976

2.165

1 r)

1 r)

2 r)

Aset Produktif Transaksi Rekening Administratif a. Lancar b. DPK

b. Special Mention c. Sub-Standard d. Doubtful e. Loss Transactions a. Current b. Special Mention

1.205

1.673

1

2

28

30

29

31

c. Kurang Lancar

287

207

3

r)

0

r)

1

r)

0

0

0

1

1

1

c. Sub-Standard

d. Diragukan

180

319

4

r)

-

r)

-

r)

1

1

0

0

0

-

d. Doubtful

e. Macet

797

750

r)

3

3

4

4

4

4

e. Loss

8.067

8.792

7.419

7.113

7.304

7.261

7.197


r)

0 7.766

r)

3 7.363

3 6.943


369

410

421

439

432

426

478

491

486

474

494 Interbank Loans

352

400

411

434

427

420

473

487

480

470

489

b. DPK

0

0

-

-

-

2

1

0

1

-

-

b. Special Mention

c. Kurang Lancar

7

-

0

-

-

-

-

-

0

-

c. Sub-Standard

d. Diragukan

-

-

-

0

0

-

-

-

-

0

d. Doubtful

e. Macet

11

10

10

4

4

4

4

4

4

4

4

17

10

10

5

4

4

4

4

4

4

4



a. Current


40



Tabel 1.38. Komposisi Dana Pihak Ketiga Bank Umum

(Composition of Third Party Funds of State Owned Banks) Miliar Rp (Billion Rp) Desember 2014

Keterangan

Giro Rupiah

Nominal

Mei 2015

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Juni 2015



Nominal

Juli 2015



Nominal

Agustus 2015



Nominal

September 2015



Nominal

Oktober 2015



Nominal

707.065

23,03

754.228

23,26

1.056.749

24,46

1.013.330

23,46

1.041.544

23,85

1.099.027

24,62

1.030.672

513.179

16,71

545.965

16,83

708.002

16,39

673.361

15,59

686.052

15,71

732.441

16,41

694.604


23,58 Demand Deposits 15,89 Rupiah

193.887

6,31

208.263

6,42

348.747

8,07

339.969

7,87

355.492

8,14

366.586

8,21

336.068

994.300

32,38

1.047.434

32,30

1.219.747

28,24

1.247.676

28,82

1.242.686

28,46

1.282.511

28,73

1.271.808

928.742

30,25

974.296

30,04

1.114.824

25,81

1.142.023

26,38

1.132.399

25,93

1.156.248

25,90

1.151.639

65.558

2,14

73.138

2,26

104.923

2,43

105.653

2,44

110.287

2,53

126.263

2,83

120.169

1.369.195

44,59

1.441.475

44,45

2.043.253

47,30

2.067.817

47,77

2.082.341

47,69

2.082.545

46,65

2.067.924

1.156.791

37,67

1.229.050

37,90

1.724.149

39,91

1.743.745

40,28

1.756.783

40,23

1.755.789

39,33

1.761.665

212.404

6,92

212.424

6,55

319.104

7,39

324.072

7,49

325.559

7,46

326.756

7,32

306.259

7,01

Rupiah

682.886

22,24

818.002

25,22

895.441

20,73

905.417

20,92

916.387

20,99

914.002

20,47

902.972

20,66

Valas

141.449

4,61

145.756

4,49

151.770

3,51

154.023

3,56

158.346

3,63

163.968

3,67

156.973

3,59

229.617

7,48

196.755

6,07

438.339

10,15

433.622

1,23

432.916

9,91

432.627

9,69

449.361

10,28

28.911

0,94

22.206

0,68

54.738

1,27

53.414

4,44

51.772

1,19

51.387

1,15

50.156

1,15

Valas Tabungan Rupiah Valas Simpanan Berjangka Rupiah Valas

7,69 29,10 Saving 26,35 2,75

Valas

Valas Total DPK Rupiah Valas

Foreign Exchange Rupiah Foreign Exchange Rupiah Foreign Exchange - Periode 6 Month

127.270

4,14

119.350

3,68

178.418

4,13

192.360

4,91

196.500

4,50

198.839

4,45

198.327

4,54

24.040

0,78

27.820

0,86

67.096

1,55

69.292

1,09

69.663

1,60

68.361

1,53

58.964

1,35

Rupiah Foreign Exchange - Periode >= 12 Month

- Jangka Waktu >= 12 bulan Rupiah

Foreign Exchange

- Periode 3 Month

- Jangka Waktu 6 bulan Rupiah

Rupiah

- Periode 1 Month

- Jangka Waktu 3 bulan Valas

Foreign Exchange

47,32 Time Deposits 40,31 Rupiah

- Jangka Waktu 1 bulan

Rupiah

Items


117.018

3,81

94.944

2,93

211.928

4,91

212.346

82,22

210.980

4,83

210.321

4,71

211.004

4,83

Rupiah

18.004

0,59

16.643

0,51

45.500

1,05

47.343

17,78

45.777

1,05

43.039

0,96

40.166

0,92

Foreign Exchange

3.070.560

100,00

3.243.136

100,00

4.319.749

100,00

4.328.822

100,00

4.366.571

100,00

4.464.083

100,00

4.370.404

2.598.712

84,63

2.749.311

84,77

3.546.975

82,11

3.559.128

82,22

3.575.234

81,88

3.644.478

81,64

3.607.908

471.849

15,37

493.825

15,23

772.774

17,89

769.694

17,78

791.337

18,12

819.604

18,36

762.496

100,00 Total Third Party Funds 82,55 Rupiah 17,45

Foreign Exchange

41



Tabel 1.39. Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 1 (Composition of Third Party Funds of Commercial Conventional Banks - Group of Business Activities 1) Miliar Rp (Billion Rp) Desember 2014

Keterangan Nominal

Giro Rupiah Valas Tabungan Rupiah Valas Simpanan Berjangka Rupiah Valas - Jangka Waktu 1 bulan Rupiah Valas - Jangka Waktu 3 bulan Rupiah Valas - Jangka Waktu 6 bulan Rupiah Valas - Jangka Waktu >= 12 bulan Rupiah Valas Total DPK Rupiah Valas

Mei 2015

Juni 2015

Juli 2015

Agustus 2015

September 2015

Oktober 2015













Nominal

Nominal

Nominal

Nominal

Nominal

Komposisi thd Total DPK (%) Nominal

Items


21.155 20.207 948 21.720 21.707 13 86.281 83.216 3.065

16 16 1 17 17 0 67 64 2

35.284 32.477 2.806 20.213 19.333 880 96.371 91.328 5.043

23 21 2 13 13 1 63 60 3

37.937 35.357 2.580 19.799 18.756 1.043 92.208 87.720 4.488

25 24 2 13 13 1 61 59 3

35.303 33.075 2.228 21.339 20.172 1.166 93.390 87.922 5.468

24 22 1 14 13 1 62 59 4

34.225 31.891 2.335 20.900 19.977 923 94.103 87.439 6.664

23 21 2 14 13 1 63 59 4

37.357 35.071 2.286 21.012 19.704 1.308 94.142 87.465 6.677

24 23 1 14 13 1 62 57 4

33.951 31.868 2.083 21.524 20.417 1.107 89.553 83.034 6.519

23 22 1 15 14 1 62 57 4

45.496 2.316

35 2

46.568 2.950

31 2

44.460 2.485

30 2

44.660 3.009

30 2

44.875 3.326

30 2

45.183 3.151

30 2

41.799 3.234

29 2

21.469 430

17 0

24.730 1.152

16 1

23.465 1.156

16 1

22.777 1.396

15 1

21.944 1.630

15 1

20.862 1.438

14 1

20.044 1.199

14 1

7.765 194

6 0

9.979 366

7 0

9.847 326

7 0

10.172 528

7 0

10.441 679

7 0

10.762 927

7 1

9.806 1.000

7 1

8.486 125 129.155 125.130 4.026

7 0 100 97 3

10.050 575 151.868 143.138 8.729

7 0 100 94 6

9.949 521 149.943 141.833 8.111

7 0 100 95 5

10.314 536 150.032 141.170 8.862

7 0 100 94 6

10.179 1.030 149.229 139.307 9.922

7 1 100 93 7

10.658 1.161 152.511 142.240 10.272

7 1 100 93 7

11.385 1.088 145.028 135.320 9.709

8 1 100 93 7

Demand Deposits Rupiah Foreign Exchange

Saving Rupiah Foreign Exchange Time Deposits Rupiah Foreign Exchange - Periode 1 Month Rupiah Foreign Exchange - Periode 3 Month Rupiah Foreign Exchange - Periode 6 Month Rupiah Foreign Exchange - Periode >= 12 Month Rupiah Foreign Exchange Total Third Party Funds Rupiah Foreign Exchange

42




Keterangan

Giro Rupiah Valas Tabungan Rupiah Valas Simpanan Berjangka Rupiah Valas

Nominal

Mei 2015



Nominal

Juni 2015



Nominal

Juli 2015



Nominal

Agustus 2015



Nominal

September 2015



Nominal

Oktober 2015



Nominal


31 Demand Deposits

199.284

32

186.989

31

199.759

33

187.229

31

194.891

32

209.381

33

195.404

134.993

22

143.825

24

151.804

25

141.386

23

145.754

24

157.814

25

148.315

64.291

10

43.163

7

47.955

8

45.843

8

49.136

8

51.567

8

47.089

123.953

20

94.776

16

93.065

15

98.721

16

98.377

16

98.900

15

100.310

110.562

18

87.598

15

85.923

14

91.298

15

90.581

15

90.822

14

92.406

15

13.391

2

7.178

1

7.141

1

7.423

1

7.796

1

8.078

1

7.904

1

299.887

48

320.732

53

321.029

52

320.092

53

325.112

53

334.058

52

338.411

53 Time Deposits

249.895

40

270.594

45

270.465

44

270.753

45

271.095

44

277.671

43

281.856

44

49.992

8

50.138

8

50.565

8

49.339

8

54.017

9

56.387

9

56.555

9

133.555

21

144.892

24

141.508

23

140.967

23

142.761

23

149.033

23

146.758

23

29.173

5

28.872

5

28.550

5

26.714

4

30.778

5

31.643

5

30.624

5

23 7

Valas

Valas

Valas

Rupiah Foreign Exchange Rupiah Foreign Exchange Rupiah Foreign Exchange - Periode 3 Month

62.176

10

62.286

10

63.121

10

61.281

10

60.605

10

58.955

9

61.236

10

9.155

1

9.163

2

8.984

1

9.155

2

9.242

1

10.019

2

10.369

2

Rupiah Foreign Exchange - Periode 6 Month


Foreign Exchange

- Periode 1 Month


Rupiah

16 Saving


Items


28.711

5

28.331

5

29.718

5

31.331

5

30.830

5

32.092

5

32.889

5

5.531

1

5.654

1

7.140

1

7.894

1

8.309

1

8.845

1

7.545

1


- Jangka Waktu >= 12 bulan 25.432

4

35.065

6

36.097

6

37.174

6

36.898

6

37.591

6

40.974

6

Rupiah

6.133

1

6.449

1

5.891

1

5.576

1

5.688

1

5.881

1

8.017

1

Foreign Exchange

623.124

100

602.497

100

613.853

100

606.041

100

618.380

100

642.339

100

634.125

Rupiah

495.449

80

502.018

83

508.192

83

503.437

83

507.431

82

526.307

82

522.576

82

Valas

127.674

20

100.479

17

105.661

17

102.604

17

110.949

18

116.032

18

111.549

18

Rupiah Valas Total DPK

100 Total Third Party Funds

Rupiah Foreign Exchange

43




Keterangan

Giro

Nominal

Mei 2015



Nominal

Juni 2015



Nominal

Juli 2015



Nominal

Agustus 2015



Nominal

September 2015



Nominal

Oktober 2015



Nominal


Items


23 Demand Deposits

253.269

20

325.280

22

349.207

24

339.612

23

346.093

24

359.144

24

334.454

157.901

12

195.067

13

210.557

14

198.531

14

196.774

13

214.162

14

199.177

95.367

8

130.213

9

138.650

10

141.081

10

149.319

10

144.982

10

135.276

283.686

22

278.577

19

282.907

19

284.350

20

287.229

20

303.386

20

298.503

20 Saving

242.866

19

227.631

16

231.433

16

233.003

16

234.013

16

238.265

16

235.838

16

40.820

3

50.946

3

51.474

4

51.346

4

53.216

4

65.122

4

62.665

4

730.774

58

864.407

59

827.250

57

826.823

57

835.005

57

841.483

56

845.860

57 Time Deposits

Rupiah

597.180

47

712.302

49

684.968

47

688.082

47

701.448

48

700.538

47

709.940

48

Valas

133.594

11

152.105

10

142.282

10

138.741

10

133.557

9

140.945

9

135.920

9

350.286

28

377.484

26

348.995

24

350.885

24

361.601

25

354.223

24

353.365

24

64.464

5

73.171

5

66.542

5

67.547

5

64.475

4

70.259

5

70.107

5

Rupiah Valas Tabungan Rupiah Valas Simpanan Berjangka

13 9

Valas

Valas

Rupiah Foreign Exchange Rupiah Foreign Exchange Rupiah Foreign Exchange - Periode 3 Month


Foreign Exchange

- Periode 1 Month


Rupiah

140.538

11

190.358

13

185.650

13

180.916

12

179.542

12

184.744

12

196.363

13

27.170

2

30.397

2

27.985

2

23.511

2

21.707

1

24.223

2

24.515

2

Rupiah Foreign Exchange - Periode 6 Month


53.511

4

81.914

6

85.925

6

91.364

6

95.226

6

97.941

7

97.778

7

Valas

20.592

2

26.605

2

26.431

2

25.875

2

27.082

2

26.488

2

23.498

2



52.821

4

62.546

4

64.398

4

64.916

4

65.079

4

63.630

4

62.434

4

Rupiah

Valas

21.368

2

21.933

1

21.324

1

21.808

2

20.293

1

19.975

1

17.800

1

Foreign Exchange

1.267.728

100

1.468.265

100

1.459.364

100

1.450.785

100

1.468.327

100

1.504.014

100

1.478.816

Rupiah

997.947

79

1.135.000

77

1.126.959

77

1.119.616

77

1.132.235

77

1.152.965

77

1.144.955

77

Valas

269.781

21

333.264

23

332.405

23

331.169

23

336.092

23

351.049

23

333.861

23

Total DPK



44




Keterangan

Giro

Nominal

Mei 2015



Nominal

Juni 2015



Nominal

Juli 2015



Nominal

Agustus 2015



Nominal

September 2015



Nominal

Oktober 2015



Nominal


Items


23 Demand Deposits

402.071

21

408.048

22

453.484

23

436.104

22

452.318

23

478.516

24

453.563

Rupiah

281.247

15

267.205

14

297.714

15

288.619

15

300.912

15

314.393

16

305.011

Valas

120.825

6

140.843

8

155.770

8

147.485

8

151.406

8

164.123

8

148.551

804.681

42

757.137

41

777.020

40

794.641

41

787.469

40

809.993

41

802.385

41 Saving

762.157

40

714.669

39

731.891

38

749.066

38

739.282

38

758.408

38

754.041

39

42.524

2

42.468

2

45.129

2

45.575

2

48.188

2

51.585

3

48.344

2

716.937

37

679.960

37

703.268

36

725.840

37

726.287

37

710.276

36

690.629

35 Time Deposits

Rupiah

613.099

32

570.189

31

590.271

31

604.852

31

604.092

31

596.437

30

591.877

30

Valas

103.838

5

109.771

6

112.997

6

120.988

6

122.195

6

113.840

6

98.752

5

358.213

19

311.692

17

328.804

17

337.069

17

333.686

17

332.156

17

326.600

17

63.495

3

53.020

3

50.655

3

52.851

3

55.797

3

53.710

3

48.365

2

Tabungan Rupiah Valas Simpanan Berjangka

16 8

Valas

Valas

131.963

7

139.637

8

142.723

7

151.537

8

154.849

8

151.940

8

155.577

8

8.247

0

11.933

1

15.617

1

18.011

1

17.818

1

14.418

1

12.866

1

Rupiah

44.263

2

41.797

2

44.124

2

43.171

2

43.275

2

41.307

2

40.754

2

Valas

17.091

1

28.928

2

30.663

2

33.803

2

32.213

2

30.752

2

25.256

1

Valas

Rupiah Foreign Exchange Rupiah Foreign Exchange Rupiah Foreign Exchange Rupiah Foreign Exchange - Periode >= 12 Month

- Jangka Waktu >= 12 bulan

Rupiah

Foreign Exchange

- Periode 6 Month


Total DPK

Rupiah

- Periode 3 Month


Foreign Exchange

- Periode 1 Month


Rupiah

Rupiah

78.660

4

77.063

4

74.620

4

73.076

4

72.282

4

71.033

4

68.946

4

Rupiah

Valas

15.005

1

15.889

1

16.063

1

16.324

1

16.368

1

14.960

1

12.265

1

Foreign Exchange

1.923.690

100

1.845.145

100

1.933.772

100

1.956.585

100

1.966.075

100

1.998.785

100

1.946.577

1.656.503

86

1.552.064

84

1.619.876

84

1.642.537

84

1.644.285

84

1.669.237

84

1.650.929

85

267.186

14

293.081

16

313.896

16

314.048

16

321.789

16

329.548

16

295.648

15



45



Tabel 1.43. Komposisi Dana Pihak Ketiga Bank Umum Syariah - BUKU 1 (Composition of Third Party Funds of Commercial Sharia Banks - Group of Business Activities 1) Miliar Rp (Billion Rp) Desember 2014

Keterangan


Mei 2015


Nominal


Juni 2015


Nominal


Juli 2015


Nominal


Agustus 2015


Nominal


September 2015


Nominal


Oktober 2015


Nominal



Nominal

4 Demand Deposits

1.523

6

983

5

970

5

840

4

844

4

1.009

5

876

1.357

5

878

4

881

4

772

4

787

4

954

5

828

166

1

105

1

90

0

68

0

57

0

54

0

49

3.336

12

2.415

12

2.620

13

2.558

13

2.548

13

2.620

13

2.566

13 Saving

3.336

12

2.414

12

2.620

13

2.558

13

2.547

13

2.619

13

2.565

13

0

0

0

0

0

0

0

0

0

0

0

0

0

0

21.883

82

16.859

83

17.305

83

16.722

83

16.495

83

16.426

82

16.536

83 Time Deposits

21.700

81

16.857

83

17.304

83

16.721

83

16.494

83

16.425

82

16.535

83

183

1

1

0

1

0

1

0

1

0

1

0

1

0

12.521

47

8.933

44

9.592

46

8.898

44

8.639

43

7.294

36

7.409

37

50

0

-

-

-

-

-

-

-

-

-

-

-

-

4

Rupiah

0

Foreign Exchange

Valas

Valas

4.869

18

3.798

19

3.664

18

3.830

19

3.868

19

3.642

18

3.653

18

17

0

-

-

-

-

-

-

-

-

-

-

-

-

Valas

2.292

9

1.879

9

1.748

8

1.659

8

1.545

8

2.354

12

2.234

11

30

0

-

-

-

-

-

-

-

-

-

-

-

-


Foreign Exchange Rupiah Foreign Exchange Rupiah Foreign Exchange Rupiah Foreign Exchange - Periode >= 12 Month


Rupiah

- Periode 6 Month


Foreign Exchange

- Periode 3 Month


Rupiah

- Periode 1 Month


Items


Rupiah

1.937

7

2.247

11

2.297

11

2.334

12

2.442

12

3.135

16

3.239

16

86

0

1

0

1

0

1

0

1

0

1

0

1

0

26.742

100

20.256

100

20.895

100

20.120

100

19.886

100

20.055

100

19.978


26.393

99

20.150

99

20.804

100

20.051

100

19.828

100

19.998

100

19.928

100

350

1

107

1

91

0

70

0

59

0

56

0

51

0

Foreign Exchange Rupiah Foreign Exchange

46



Tabel 1.44. Komposisi Dana Pihak Ketiga Bank Umum Syariah - BUKU 2 (Composition of Third Party Funds of Commercial Sharia Banks - Group of Business Activities 2) Miliar Rp (Billion Rp) Desember 2014

Keterangan

Giro

Mei 2015


Nominal


Juni 2015


Nominal


Juli 2015


Nominal


Agustus 2015


Nominal


September 2015


Nominal


Oktober 2015


Nominal



Nominal

Items


9 Demand Deposits

12.284

9

16.297

11

15.392

11

14.241

10

13.171

9

13.620

9

12.424

Rupiah

9.572

7

12.412

9

11.689

8

10.976

8

9.934

7

10.047

7

9.405

Valas

2.712

2

3.885

3

3.703

3

3.265

2

3.238

2

3.573

2

3.019

47.082

33

45.877

32

44.337

31

46.067

32

46.164

32

46.600

32

46.521

32 Saving

46.931

33

45.737

32

44.201

31

45.925

32

45.999

32

46.430

32

46.372

32

151

0

140

0

136

0

142

0

165

0

169

0

149

0

84.615

59

81.945

57

82.192

58

84.950

58

85.339

59

86.159

59

86.934

60 Time Deposits

76.653

53

73.292

51

73.421

52

75.416

52

76.215

53

77.254

53

78.423

54

7.961

6

8.653

6

8.772

6

9.534

7

9.124

6

8.905

6

8.511

6

25.740

18

21.853

15

22.081

16

22.939

16

24.824

17

26.114

18

27.040

19

2.866

2

3.522

2

3.538

2

3.903

3

3.970

3

5.204

4

4.644

3

Tabungan Rupiah Valas Simpanan Berjangka Rupiah Valas

6

Rupiah

2

Foreign Exchange

Valas

Valas

13.096

9

19.888

14

19.716

14

13.282

9

12.109

8

12.483

9

12.490

9

2.249

2

900

1

996

1

1.343

1

1.375

1

1.290

1

1.207

1

Valas

12.803

9

6.782

5

7.057

5

14.663

10

15.183

10

14.383

10

14.867

10

2.033

1

2.549

2

2.537

2

1.191

1

1.381

1

1.350

1

1.666

1

25.014

17

24.768

17

24.567

17

24.533

17

24.099

17

24.274

17

24.027

16

715

0

1.682

1

1.700

1

3.098

2

2.398

2

1.061

1

995

1

143.981

100

144.119

100

141.921

100

145.258

100

144.674

100

146.379

100

145.879

Rupiah

133.157

92

131.440

91

129.311

91

132.317

91

132.148

91

133.732

91

134.200

92

Valas

10.824

8

12.679

9

12.610

9

12.941

9

12.526

9

12.647

9

11.679

8

Valas Total DPK

Rupiah Foreign Exchange Rupiah Foreign Exchange Rupiah Foreign Exchange - Periode >= 12 Month


Foreign Exchange

- Periode 6 Month


Rupiah

- Periode 3 Month


Foreign Exchange

- Periode 1 Month


Rupiah




47



Tabel 1.45. Suku Bunga Rata-rata DPK Bank Umum

(Average of Interest Rate of Third Party Funds of Commercial Banks) Persen (Percent) Keterangan

2015

2014 Des

Items Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt Demand Deposits

Giro Rupiah

2,31

2,36

2,39

2,43

2,41

2,40

2,38

2,38

2,34

2,40

2,35

- Rupiah

Valas

0,46

0,40

0,40

0,42

0,44

0,44

0,41

0,41

0,40

0,43

0,41

- Foreign Exchange

Rupiah

2,02

1,99

2,03

2,02

2,00

2,01

2,00

1,99

1,99

2,00

1,97

Valas

0,35

0,34

0,34

0,34

0,34

0,34

0,36

0,34

0,30

0,28

0,28

Saving

Tabungan

- Rupiah - Foreign Exchange Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln Rupiah

8,56

8,46

8,63

8,38

8,07

7,85

7,74

7,71

7,60

7,56

7,48

Rupiah

Valas

1,99

2,06

2,03

1,94

1,76

1,55

1,37

1,24

1,16

1,05

1,02

Foreign Exchange

Rupiah

9,14

9,12

9,18

9,03

8,83

8,71

8,49

8,41

8,33

8,23

8,15

Rupiah

Valas

2,29

2,30

2,26

2,24

2,07

2,00

1,79

1,56

1,40

1,32

1,23

Foreign Exchange

Rupiah

9,22

9,16

9,18

9,07

9,01

8,97

8,84

8,73

8,61

8,54

8,51

Valas

2,26

2,23

2,18

2,10

2,03

1,99

1,90

1,81

1,73

1,62

1,54


- Simpanan Berjangka 3 bln



Rupiah Foreign Exchange - 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln Rupiah

8,76

8,72

8,82

8,84

8,79

8,80

8,69

8,68

8,61

8,57

8,57

Rupiah

Valas

2,24

2,23

2,21

2,13

2,11

2,05

2,04

2,01

1,97

1,92

1,83

Foreign Exchange

48



Tabel 1.46. Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 1 (Average of Interest Rate of Third Party Funds of Commercial Conventional Banks - Group of Business Activities 1 ) Persen (Percent) Keterangan

2015

2014 Des

Items Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt Demand Deposits

Giro Rupiah

2,41

2,60

2,72

2,97

2,91

2,88

2,88

2,93

3,23

3,26

3,53

Valas

0,57

0,57

0,45

0,43

0,43

0,36

1,12

1,28

1,31

0,94

0,88

- Rupiah - Foreign Exchange Saving

Tabungan Rupiah

2,64

2,72

2,75

3,31

3,17

3,14

3,13

2,98

3,11

3,14

2,79

Valas

0,79

0,83

0,76

0,60

0,06

0,11

0,11

0,11

0,12

0,12

0,12


Simpanan Berjangka



9,39

9,32

9,35

9,27

9,11

8,98

8,84

8,75

8,65

8,61

8,58

Rupiah

Valas

2,96

2,96

2,96

2,86

2,59

2,47

2,16

1,98

1,99

1,90

1,83

Foreign Exchange - 3 Month Time Deposits

- Simpanan Berjangka 3 bln Rupiah Valas

10,02

9,95

9,86

9,89

9,71

9,62

9,43

9,30

9,23

9,18

9,12

3,39

3,32

3,28

3,05

2,50

2,56

2,40

2,53

2,42

2,31

2,28

Rupiah Foreign Exchange - 6 Month Time Deposits


9,86

9,84

9,85

9,86

9,80

9,75

9,59

9,55

9,53

9,44

9,44

Valas

3,63

3,66

3,42

3,33

2,78

2,62

2,48

2,37

2,30

2,38

2,39



9,54

9,57

9,62

9,67

9,61

9,52

9,42

9,41

9,21

9,23

9,41

Rupiah

Valas

3,18

3,18

3,17

3,35

2,28

2,30

2,14

2,16

2,16

2,16

2,14

Foreign Exchange

49




2015

2014 Des

Items Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt Demand Deposits

Giro Rupiah Valas

2,57

2,78

2,75

2,79

2,80

2,68

2,70

2,66

2,74

2,72

2,77

0,24

0,22

0,23

0,22

0,25

0,24

0,29

0,33

0,29

0,34

0,30


Tabungan Rupiah

2,34

2,38

2,44

2,40

2,48

2,50

2,52

2,46

2,49

2,51

2,47

Valas

0,25

0,24

0,25

0,24

0,26

0,28

0,28

0,28

0,28

0,28

0,22


Simpanan Berjangka



8,57

8,60

8,51

8,48

8,54

8,31

8,18

8,20

8,19

8,15

8,12

Valas

1,76

1,66

1,72

1,69

1,91

2,00

1,84

1,61

1,56

1,46

1,49



9,58

9,51

9,48

9,35

9,33

9,23

9,14

9,02

8,91

8,82

8,83

Valas

2,49

2,38

2,30

2,13

2,19

2,08

2,00

1,87

1,68

1,67

1,76



9,70

9,61

9,57

9,49

9,41

9,29

9,21

9,13

9,01

8,96

8,95

Valas

2,55

2,51

2,42

2,33

2,45

2,28

2,19

2,21

2,09

1,98

1,88



8,89

8,95

9,00

9,11

9,10

9,06

9,07

9,08

8,93

8,88

8,86

Rupiah

Valas

2,35

2,30

2,25

2,31

2,46

2,05

2,16

2,15

2,10

2,02

1,85

Foreign Exchange

50




2015

2014 Des

Items Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt Demand Deposits

Giro Rupiah

2,54

2,60

2,63

2,62

2,56

2,65

2,59

2,62

2,50

2,62

2,50

Valas

0,75

0,66

0,64

0,69

0,64

0,59

0,54

0,53

0,53

0,59

0,59


Tabungan Rupiah

2,74

2,76

2,90

2,96

2,97

3,02

3,03

3,05

3,07

3,10

3,08

Valas

0,44

0,43

0,42

0,43

0,43

0,43

0,48

0,44

0,34

0,30

0,29


Simpanan Berjangka



9,00

8,94

8,88

8,82

8,57

8,33

8,21

8,15

8,09

8,11

8,03

Rupiah

Valas

2,27

2,27

2,24

2,19

1,92

1,58

1,32

1,19

1,09

0,99

0,95

Foreign Exchange

Rupiah

9,32

9,40

9,44

9,31

9,14

9,04

8,85

8,67

8,60

8,57

8,58

Valas

2,41

2,43

2,42

2,38

2,17

2,07

1,84

1,53

1,28

1,20

1,12





9,58

9,54

9,48

9,31

9,26

9,25

9,12

9,01

8,93

8,82

8,78

Valas

2,36

2,36

2,37

2,35

2,30

2,25

2,16

2,05

1,88

1,70

1,55



9,22

9,20

9,22

9,23

9,19

9,19

9,09

9,08

9,02

8,95

8,92

Rupiah

Valas

2,65

2,63

2,62

2,46

2,35

2,34

2,31

2,25

2,21

2,19

2,06

Foreign Exchange

51




2015

2014 Des

Items Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt Demand Deposits

Giro Rupiah

1,90

1,70

1,82

1,80

1,72

1,73

1,74

1,74

1,72

1,79

1,72

- Rupiah

Valas

0,18

0,17

0,18

0,17

0,18

0,19

0,18

0,17

0,15

0,17

0,17

- Foreign Exchange Saving

Tabungan Rupiah

1,35

1,34

1,33

1,30

1,29

1,26

1,27

1,26

1,26

1,28

1,27

Valas

0,22

0,22

0,22

0,22

0,22

0,20

0,20

0,20

0,21

0,21

0,21


Simpanan Berjangka



7,87

7,84

7,86

7,66

7,07

6,83

6,90

6,89

6,67

6,57

6,45

Valas

1,66

1,82

1,78

1,52

1,29

1,03

0,99

0,90

0,85

0,67

0,60



8,60

8,63

8,72

8,43

8,10

7,95

7,70

7,74

7,69

7,47

7,24

Valas

1,42

1,63

1,59

1,73

1,53

1,53

1,41

1,26

1,24

1,08

0,81



8,71

8,54

8,57

8,39

8,30

8,12

8,02

7,87

7,73

7,56

7,52

Valas

1,98

1,98

1,94

1,81

1,69

1,65

1,58

1,50

1,47

1,38

1,32



8,82

8,81

8,87

8,88

8,84

8,80

8,68

8,59

8,51

8,48

8,47

Rupiah

Valas

1,69

1,72

1,73

1,72

1,71

1,71

1,71

1,69

1,68

1,58

1,54

Foreign Exchange

52



Tabel 1.50. Suku Bunga Rata-rata DPK Bank Umum Syariah - BUKU 1 (Average of Interest Rate of Third Party Funds of Commercial Sharia Banks - Group of Business Activities 1) Persen (Percent) Keterangan

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Items Jun

Jul

Ags

Sep

Okt Demand Deposits

Giro Rupiah

1,90

1,70

1,95

1,73

2,05

2,33

1,84

1,78

1,78

1,74

1,99

- Rupiah

Valas

0,18

0,17

0,25

0,24

0,25

0,22

0,20

0,20

0,25

0,23

0,41

- Foreign Exchange

Saving

Tabungan Rupiah

1,35

1,34

3,66

3,66

2,56

2,35

3,32

2,70

2,57

2,75

2,38

Valas

0,22

0,22

0,25

0,25

0,25

0,25

0,25

0,25

0,25

0,25

0,25


Simpanan Berjangka



7,87

7,84

9,39

8,66

8,92

8,46

8,61

8,37

7,98

8,24

8,60

Valas

1,66

1,82

-

-

-

-

-

-

-

-

-



8,60

8,63

11,08

10,67

10,50

9,81

10,12

9,62

9,25

9,37

9,36

Valas

1,42

1,63

-

-

-

-

-

-

-

-

-



8,71

8,54

12,50

12,35

12,44

12,53

12,72

12,83

12,52

11,35

11,09

Valas

1,98

1,98

-

-

-

-

-

-

-

-

-



8,82

8,81

9,22

9,27

9,93

9,83

10,06

10,12

10,33

9,87

9,55

Rupiah

Valas

1,69

1,72

0,25

0,25

0,25

0,25

0,25

0,25

0,25

0,25

2,50

Foreign Exchange

53



Tabel 1.51. Suku Bunga Rata-rata DPK Bank Umum Syariah - BUKU 2 (Average of Interest Rate of Third Party Funds of Commercial Sharia Banks - Group of Business Activities 2 ) Persen (Percent) Keterangan

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Items Jun

Jul

Ags

Sep

Okt Demand Deposits

Giro Rupiah

1,90

1,70

1,02

1,46

1,05

1,18

0,98

1,07

1,03

1,00

1,02

- Rupiah

Valas

0,18

0,17

1,24

1,29

1,30

1,29

1,30

1,29

1,30

1,29

0,62


Tabungan

Rupiah

1,35

1,34

3,91

3,91

3,65

3,84

3,69

3,81

3,67

3,70

3,19

- Rupiah

Valas

0,22

0,22

1,35

1,35

1,74

1,69

1,68

1,68

1,62

1,62

1,38

- Foreign Exchange Time Deposits

Simpanan Berjangka



7,87

7,84

13,90

9,28

8,53

8,52

7,81

7,89

7,46

7,40

7,33

Valas

1,66

1,82

3,89

4,12

3,82

5,33

3,99

4,69

3,47

3,92

2,91



8,60

8,63

7,80

7,98

7,53

7,92

7,41

7,92

7,52

7,51

7,36

Valas

1,42

1,63

4,34

4,50

3,73

4,86

4,10

4,07

3,55

4,19

2,84



8,71

8,54

7,71

7,80

7,46

7,56

7,14

7,66

7,33

7,39

7,47

Valas

1,98

1,98

3,30

3,35

3,85

5,23

4,06

4,79

3,73

4,11

2,64



8,82

8,81

7,26

7,24

6,95

7,13

6,75

6,95

6,87

6,91

7,01

Rupiah

Valas

1,69

1,72

2,43

2,72

3,36

3,33

3,27

3,06

2,55

2,54

1,50

Foreign Exchange

54



Tabel 1.52. Perkembangan Jumlah Bank Umum dan Kantor Bank Umum berdasarkan BUKU

(Growth of Total Commercial Banks and Bank Offices based on Group of Business Activities) Kelompok Bank

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Jumlah Bank Jumlah Kantor

BUKU 1 42

42

42

42

41

40

40

40

40

40

1.615

1.634

1.638

1.644

1.560

1.559

1.560

1.567

1.572

1.580

44

43

43

43

41

42

42

42

42

42

Jumlah Kantor

3.850

3.486

3.481

3.477

3.539

3.552

3.575

3.580

3.605

3.632

17

18

18

18

20

20

20

20

20

20

Jumlah Kantor

10.365

10.699

10.661

10.636

10.623

10.611

10.605

10.592

10.590

10.571

4

4

4

4

4

4

4

4

4

4

Jumlah Kantor

14.756

14.759

14.765

14.788

14.816

14.855

14.899

14.936

14.971

15.040

6r)

6r)

6r)

6r)

6r)

6r)

6r)

6

6

6

Jumlah Kantor

483

477

476

458

452

436

425

422

387

345

6r)

6r)

6r)

6r)

6r)

6r)

6r)

6

6

6

Jumlah Kantor

1.668

1.668

1.669

1.681

1.683

1.685

1.686

1.686

1.686

1.686

119

119

119

119

118

118

118

118

118

118

Jumlah Kantor Ket: r) Angka-angka diperbaiki

32.737

32.723

32.690

32.684

32.673

32.698

32.750

32.783

32.811

32.854

4 Total Banks 15.124 Total Bank Offices

6 Total Banks 319 Total Bank Offices


Total

Total Jumlah Bank

10.483 Total Bank Offices

BUKU 2 SHARIA

BUKU 2 SYARIAH Jumlah Bank

20 Total Banks

BUKU 1 SHARIA

BUKU 1 SYARIAH Jumlah Bank

3.680 Total Bank Offices

BUKU 4

BUKU 4 Jumlah Bank

43 Total Banks

BUKU 3

BUKU 3 Jumlah Bank


BUKU 2

BUKU 2 Jumlah Bank

Group of Bank

Okt

BUKU 1

118 Total Banks 32.839 Total Bank Offices Note: r) revised figures

55


Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015 Tabel 1.1.a. Kegiatan Usaha Bank Umum

(Commercial Bank Operations) Miliar Rp (Billion Rp) Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SPN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman 1)

2011

2012

2013

Okt

2014 Nov

2015 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

2.725.674 2.707.862 2.281.021 426.841 17.812 10.596 7.215 166.623 58.212 76.279 30.370 1.761 580.697 289.254 198.835 65.431 27.178 429.946 81.158 1.920 282.960 63.909 15.065 69.931

3.319.842 3.292.874 2.720.500 572.374 26.968 16.681 10.287 171.915 65.031 83.549 20.159 3.176 506.453 322.562 52.034 110.905 20.952 520.642 111.689 17.908 323.941 67.103 15.725 79.492

3.589.007 3.558.070 2.969.668 588.402 30.937 17.969 12.968 200.815 73.648 67.567 54.322 5.278 600.921 349.347 79.106 169.432 3.036 582.687 118.176 20.783 364.181 79.547 20.801 90.749

3.627.985 3.596.614 3.000.592 596.022 31.371 18.507 12.864 213.888 83.607 75.458 50.533 4.290 588.099 349.542 74.114 161.655 2.789 602.956 130.249 19.052 370.561 83.093 21.063 91.886

3.706.501 3.674.308 3.057.964 616.345 32.192 19.100 13.092 182.432 70.250 77.697 29.622 4.864 569.018 361.588 79.917 123.020 4.493 636.688 113.104 19.418 369.849 134.316 20.984 90.454

3.667.163 3.634.620 3.010.140 624.480 32.542 18.791 13.752 218.842 98.131 75.860 38.910 5.942 598.780 365.155 101.098 128.876 3.651 648.548 88.428 17.735 375.499 166.887 21.151 93.899

3.698.177 3.665.686 3.036.187 629.499 32.491 18.070 14.421 207.021 84.647 70.261 44.817 7.294 608.291 365.447 99.008 138.749 5.087 699.993 88.654 16.499 401.495 193.344 21.212 96.255

3.713.544 3.679.871 3.062.648 617.224 33.673 17.427 16.246 240.139 87.238 90.585 55.510 6.806 650.550 364.335 109.749 173.020 3.446 712.924 89.372 18.187 416.080 189.284 21.723 95.231

3.745.058 3.711.569 3.088.955 622.614 33.489 17.691 15.798 253.053 84.446 95.373 63.980 9.255 643.969 376.217 144.171 116.173 7.408 697.038 80.450 15.178 422.924 178.487 21.551 97.631

3.790.548 3.757.133 3.122.424 634.709 33.415 17.720 15.695 253.730 83.472 93.861 64.607 11.789 631.525 376.810 140.799 108.423 5.491 677.655 69.256 17.151 423.161 168.086 21.585 102.272

3.861.172 3.828.045 3.184.485 643.559 33.127 18.968 14.159 274.605 102.590 97.973 62.530 11.512 636.687 379.211 119.170 134.611 3.695 655.508 63.142 19.898 426.859 145.609 21.810 105.817

3.868.144 3.833.745 3.181.779 651.966 34.399 20.007 14.392 238.089 87.669 85.161 55.694 9.565 640.134 380.522 100.365 150.829 8.418 661.982 53.561 20.771 441.958 145.692 22.852 109.566

3.916.704 3.881.294 3.211.766 669.528 35.411 19.992 15.419 232.377 89.968 78.414 54.671 9.324 661.507 385.427 155.740 115.367 4.973 683.331 54.806 23.587 470.597 134.340 22.929 112.377

3.990.464 3.956.483 3.273.708 682.774 33.981 20.396 13.586 268.299 102.789 102.445 53.610 9.455 709.787 390.795 171.793 137.245 9.954 679.597 42.220 24.191 475.676 137.510 23.482 116.030

3.955.393 3.923.437 3.299.073 624.364 31.956 19.977 11.978 238.059 87.745 96.249 46.765 7.300 657.957 386.506 159.585 100.047 11.818 670.217 40.760 26.603 473.350 129.504 23.522 114.909

64.494 1.784 3.872 7.458 136.239

65.389 2.105 2.437 8.229 176.507

73.108 2.290 4.095 26.092 183.143

83.909 2.267 4.572 16.276 242.968

84.761 2.283 4.843 16.703 258.378

83.240 2.289 4.926 17.483 245.350

86.810 2.315 4.774 19.403 236.676

88.618 2.360 5.277 20.884 228.192

87.870 2.369 4.992 21.223 217.919

90.385 2.361 4.885 19.532 204.031

94.878 2.414 4.980 20.688 229.204

98.540 2.454 4.823 20.646 245.252

102.151 2.479 4.935 21.861 237.750

104.708 2.616 5.053 29.534 241.062

108.073 2.731 5.226 37.237 216.042

107.125 2.708 5.076 25.213 208.069

2.784.912 2.398.474 485.692 840.118 1.072.665 386.437 166.954 58.181 161.302 2.192 104.552 32.543 70.530 11.419 59.111 7.046 49.585

3.225.198 2.757.530 567.801 1.010.488 1.179.242 467.668 199.270 66.342 202.056 1.864 124.697 42.116 75.341 12.229 63.112 7.928 60.342

3.663.968 3.025.150 569.927 1.123.696 1.331.527 638.818 276.854 89.011 272.952 1.782 115.793 54.450 112.914 16.025 96.888 29.987 85.131

4.011.368 3.353.281 632.860 1.110.386 1.610.035 658.087 285.840 90.673 281.575 3.187 148.299 52.222 118.313 18.220 100.093 18.283 98.006

4.054.680 3.392.771 647.165 1.122.466 1.623.140 661.909 285.980 94.481 281.448 3.088 150.075 53.446 118.034 19.755 98.279 17.782 100.742

4.114.420 3.434.579 605.276 1.187.559 1.641.743 679.841 284.309 96.899 298.633 2.147 132.956 54.308 145.853 20.350 125.503 18.880 120.691

4.106.358 3.401.537 593.865 1.125.918 1.681.754 704.821 298.001 97.595 309.224 2.872 128.638 59.104 140.653 19.445 121.207 21.079 106.179

4.151.448 3.444.660 612.845 1.118.804 1.713.010 706.788 290.198 98.137 318.453 1.833 138.062 63.440 135.734 19.044 116.689 23.773 104.768

4.198.577 3.476.318 651.220 1.102.302 1.722.797 722.259 300.828 99.799 321.632 2.036 156.051 64.874 137.883 18.883 119.000 25.155 120.171

4.217.625 3.483.335 639.138 1.102.532 1.741.666 734.290 314.958 101.115 318.216 950 167.903 68.814 133.565 19.330 114.235 22.697 118.228

4.232.150 3.483.810 651.864 1.097.383 1.734.563 748.340 321.016 101.612 325.711 1.237 173.805 69.649 130.812 19.257 111.555 24.533 123.682

4.319.749 3.546.975 708.002 1.114.824 1.724.149 772.774 348.747 104.923 319.104 1.786 178.157 69.216 122.215 20.078 102.137 25.404 132.552

4.328.822 3.559.128 673.361 1.142.023 1.743.745 769.694 339.969 105.653 324.072 936 158.036 73.627 127.069 21.570 105.499 27.019 124.160

4.366.571 3.575.234 686.052 1.132.399 1.756.783 791.337 355.492 110.287 325.559 946 168.245 73.117 128.868 21.016 107.852 38.718 123.134

4.464.083 3.644.478 732.441 1.156.248 1.755.789 819.604 366.586 126.263 326.756 956 181.716 75.000 125.632 20.844 104.788 52.385 114.326

4.370.404 3.607.908 694.604 1.151.639 1.761.665 762.496 336.068 120.169 306.259 1.118 167.639 67.358 132.688 19.533 113.154 33.361 95.166

5.015

5.031

5.993

5.010

5.136

5.622

5.479

5.157

5.032

4.999

5.091

4.784

4.564

4.809

5.231

5.441

112.724 34.208 106.666 75.077 83.365 26.070

123.279 38.656 149.971 92.830 89.426 31.242

138.138 50.619 201.059 106.707 92.638 33.551

152.370 68.652 258.667 94.147 94.558 35.601

152.539 64.949 261.284 103.552 94.884 35.646

153.439 67.568 256.642 112.213 97.889 34.432

154.008 67.577 372.080 10.242 101.981 35.046

154.210 67.687 372.026 18.067 102.583 35.166

154.352 74.807 346.998 29.630 98.988 37.860

154.627 77.325 336.734 36.847 98.759 38.432

155.838 80.491 329.390 44.775 97.197 38.611

156.988 81.275 327.455 50.843 97.002 39.088

158.983 81.511 326.596 59.069 97.183 39.179

159.957 81.544 326.127 68.357 94.994 39.557

162.001 81.649 326.063 78.205 91.304 41.019

162.525 81.640 326.067 86.632 94.769 40.483

. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama *) Angka-angka sementara r) Angka-angka diperbaiki

Okt

2.216.538 2.200.094 1.838.953 361.142 16.444 8.601 7.843 152.905 44.069 75.982 30.681 2.173 567.783 245.054 74.703 152.514 95.512 427.040 117.983 4.474 250.089 54.494 18.912 70.150


2)

Sep

2)



1) LBU 2008 is not defined vs metada Positive difference of op. income and non op. minus op. expenses and non op. vs old metada *) Provisional figures

r) Revised figures

57


Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015 Tabel 1.2.a. Kegiatan Usaha Bank Persero

(State Owned Banks Operations) Miliar Rp (Billion Rp) Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SB/PN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman

2011

2012

2013

Okt

2014 Nov

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

961.994 959.128 847.132 111.996 2.866 2.756 111 44.017 23.859 15.270 4.887 0 237.866 107.025 101.252 18.977 10.611 189.311 16.671 124 148.758 23.757 6.675 36.516

1.187.431 1.181.726 1.029.333 152.393 5.705 4.099 1.606 48.142 28.630 16.208 3.095 208 194.512 113.298 31.881 45.050 4.283 202.644 14.554 1.966 155.670 30.455 7.639 40.017

1.271.590 1.267.022 1.120.067 146.954 4.569 4.088 480 53.444 30.774 17.572 3.855 1.243 231.048 123.188 41.089 66.316 455 227.723 17.045 3.825 170.174 36.679 8.732 43.716

1.288.527 1.284.068 1.132.409 151.658 4.460 3.993 467 53.498 35.321 15.550 2.617 11 r) 216.946 124.297 38.076 54.232 340 238.852 20.365 4.681 174.469 39.338 8.795 42.988

1.329.941 1.325.087 1.168.932 156.155 4.854 4.170 684 59.142 32.362 24.017 2.725 38 221.173 130.859 45.825 43.565 925 247.591 38.198 4.430 173.829 31.134 8.795 42.063

1.317.493 1.312.532 1.146.925 165.607 4.961 3.973 988 65.632 44.035 18.819 2.309 470 216.688 131.918 55.712 28.274 785 249.687 15.698 5.166 180.410 48.413 8.848 43.434

1.324.141 1.319.512 1.156.433 163.080 4.628 3.807 821 57.614 36.436 19.556 1.584 37 236.685 134.817 48.184 51.544 2.140 273.444 10.709 4.683 203.411 54.641 8.848 44.686

1.325.406 1.321.243 1.165.463 155.780 4.163 3.600 563 63.571 34.318 26.732 2.507 14 239.182 132.974 45.301 59.392 1.514 282.044 12.796 6.049 209.801 53.398 9.178 43.446

1.335.302 1.331.356 1.172.228 159.128 3.946 3.427 519 57.082 30.156 23.972 2.924 30 209.928 133.491 52.083 21.330 3.024 274.061 9.803 5.499 204.738 54.021 9.184 44.727

1.359.012 1.355.178 1.190.675 164.504 3.833 3.340 493 51.745 27.126 22.286 2.224 109 202.542 132.036 43.349 25.458 1.700 270.747 8.957 7.116 203.238 51.435 9.184 46.653

1.397.455 1.392.605 1.219.820 172.785 4.850 4.074 776 64.812 40.021 22.535 2.237 18 217.312 130.242 37.531 48.214 1.325 260.060 9.644 7.520 200.492 42.404 9.392 49.553

1.393.080 1.388.237 1.219.234 169.003 4.844 4.099 745 72.285 37.386 33.516 1.372 11 218.772 138.122 27.664 49.748 3.239 263.162 6.202 7.429 207.337 42.194 10.324 51.283

1.408.981 1.403.511 1.227.525 175.986 5.470 4.252 1.218 56.309 33.079 20.617 2.446 166 233.183 139.386 67.492 23.774 2.530 273.643 6.617 7.565 220.076 39.384 10.324 52.182

1.443.444 1.437.898 1.255.434 182.464 5.546 4.330 1.216 57.818 36.033 19.103 2.429 253 222.998 140.002 49.281 30.961 2.753 286.863 5.763 8.508 233.879 38.713 10.332 52.867

1.442.808 1.437.266 1.267.254 170.011 5.542 4.476 1.066 48.821 28.897 16.916 2.451 558 198.241 137.129 44.112 12.348 4.652 290.083 8.533 7.568 234.495 39.487 10.335 52.836

34.982 281 1.465 200 45.282

34.846 150 1.520 342 49.032

37.942 172 1.903 395 53.065

41.609 141 1.966 324 82.887

40.890 144 1.953 196 105.551 r)

39.982 141 1.940 246 110.764

41.244 125 2.065 308 90.866

42.401 136 2.148 353 83.940

41.152 140 2.154 441 94.852

42.425 140 2.162 446 73.303

44.226 154 2.273 432 80.354

47.137 161 2.255 760 104.127

48.818 160 2.304 585 94.092

49.665 182 2.335 733 97.938

50.306 193 2.369 711 84.891

50.495 167 2.175 1.031 71.639

1.039.257 924.763 190.610 383.291 350.862 114.494 52.253 12.080 50.161 1.944 24.024 5.439 34.253 4.797 29.455 724 16.789

1.201.284 1.053.025 206.540 467.656 378.829 148.259 65.610 15.366 67.283 1.437 21.807 11.906 33.898 5.988 27.910 771 20.260

1.363.062 1.154.063 200.001 533.277 420.785 208.999 100.054 22.042 86.903 1.556 21.421 20.895 45.272 6.464 38.808 3.003 27.388

1.473.854 1.269.603 212.266 520.379 536.957 204.252 108.657 25.900 69.694 1.913 56.239 19.938 42.613 6.888 35.725 1.504 35.210

1.499.077 1.287.803 219.555 527.598 540.650 211.274 109.377 28.257 73.640 1.854 55.003 20.778 40.657 7.477 33.180 1.414 35.808

1.582.488 1.352.573 214.126 572.294 566.153 229.915 104.133 29.565 96.217 2.143 30.441 22.433 62.716 7.234 55.482 1.569 53.935

1.533.382 1.296.721 185.864 533.076 577.781 236.661 108.456 27.937 100.268 2.167 39.925 22.695 56.866 7.233 49.632 1.977 41.535

1.561.671 1.318.286 205.481 526.557 586.247 243.384 108.279 28.003 107.102 1.830 43.982 22.960 52.014 7.250 44.764 1.997 39.305

1.555.170 1.316.245 213.714 530.646 571.885 238.925 109.807 28.460 100.658 1.833 54.120 24.963 53.228 6.134 47.094 1.986 60.758

1.513.514 1.268.349 200.919 528.302 539.128 245.165 119.051 28.918 97.196 947 57.901 27.642 52.475 6.114 46.361 1.846 62.312

1.508.366 1.254.820 204.000 522.791 528.029 253.546 123.307 28.513 101.726 937 60.194 28.020 49.276 6.103 43.173 2.007 69.945

1.593.517 1.322.873 231.346 541.690 549.837 270.644 134.872 30.926 104.846 941 59.601 27.094 41.303 7.102 34.200 2.292 74.543

1.612.101 1.339.747 222.714 551.137 565.896 272.354 128.371 31.425 112.558 933 54.558 32.220 39.929 7.602 32.326 2.342 70.844

1.625.872 1.347.855 234.492 544.865 568.498 278.017 131.528 33.208 113.281 943 53.202 32.298 40.896 7.080 33.816 3.404 67.175

1.660.989 1.376.645 250.517 562.173 563.955 284.344 143.968 35.986 104.390 954 48.208 32.915 37.334 7.330 30.004 4.330 57.968

1.613.246 1.361.201 241.853 559.313 560.035 252.045 129.225 33.795 89.025 916 46.753 28.752 54.189 7.574 46.616 2.403 44.598

2.615

2.788

3.088

2.555

2.678

2.916

2.692

2.601

2.536

2.583

2.614

2.425

2.366

2.519

2.623

2.601

31.307 15.590 40.295 32.659 35.303 7.993

32.067 17.693 61.384 40.823 37.567 7.139

32.171 23.802 83.777 48.762 31.807 6.468

32.173 32.729 108.238 44.465 34.608 5.755

32.173 32.729 108.238 49.459 34.175 5.758

32.173 32.729 108.238 54.375 34.590 3.762

32.173 32.730 165.356 4.489 35.459 3.760

32.173 32.730 166.107 8.244 35.707 3.754

32.173 38.145 145.878 14.765 34.513 3.756

32.173 39.939 141.306 18.270 34.382 3.755

32.173 39.942 141.307 22.549 33.185 3.759

32.173 39.943 141.398 24.966 33.636 3.762

32.173 39.945 141.218 29.065 33.671 3.758

32.180 39.950 141.218 33.883 32.424 3.756

32.180 39.955 141.262 39.760 31.435 3.766

32.144 39.946 141.262 44.655 33.298 3.751


2)

. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama


Jan

779.412 776.833 684.620 92.213 2.579 2.259 321 45.440 19.184 21.952 4.304 1 235.855 84.814 14.936 89.693 46.412 179.034 16.592 3.009 138.685 20.747 8.901 36.728

1)

*) Angka-angka sementara

2015 Des

2)


h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital 1) LBU 2008 is not defined vs metada


58


Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015 Tabel 1.3.a. Kegiatan Usaha BUSN Devisa

(Foreign Exchange Commercial Banks Operations) Miliar Rp (Billion Rp) Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SB/PN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman

2011

2012

2013

Okt

2014 Nov

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

1.321.771 1.311.522 1.143.136 168.385 10.250 10.065 184 48.087 21.542 23.419 1.420 1.706 200.002 132.240 18.839 37.127 11.795 194.752 57.867 9.453 107.381 20.051 7.137 26.228

1.449.205 1.438.972 1.243.403 195.569 10.233 10.227 6 53.624 29.097 18.821 2.716 2.989 221.397 143.818 30.650 46.139 789 225.924 67.827 11.317 120.269 26.512 10.369 31.357

1.463.711 1.453.468 1.254.167 199.300 10.244 10.244 58.509 32.968 19.298 2.918 3.325 223.736 144.044 27.945 50.016 1.731 231.100 72.873 9.600 120.986 27.641 10.568 32.192

1.492.358 1.481.808 1.271.243 210.565 10.550 10.550 50.611 25.919 18.510 2.475 3.708 219.562 147.503 23.846 45.936 2.277 247.954 47.230 9.966 113.519 77.239 10.490 31.920

1.472.602 1.462.214 1.253.660 208.554 10.388 10.388 62.925 37.512 18.583 2.744 4.086 234.968 149.046 30.803 53.356 1.763 261.871 45.534 8.673 118.686 88.977 10.631 33.117

1.480.285 1.470.428 1.262.488 207.940 9.857 9.857 60.113 32.686 19.163 2.877 5.387 230.085 149.762 36.771 41.599 1.952 276.142 50.026 7.781 117.334 101.002 10.658 33.786

1.487.561 1.478.062 1.271.487 206.575 9.499 9.499 64.005 36.466 19.593 2.931 5.015 242.176 149.103 47.430 44.454 1.189 276.611 47.279 7.148 122.618 99.566 10.858 34.109

1.499.050 1.489.079 1.279.531 209.547 9.972 9.972 73.833 33.912 30.904 3.131 5.887 263.466 151.326 73.036 36.499 2.604 268.367 42.602 4.670 131.384 89.712 10.842 34.469

1.514.116 1.503.895 1.290.755 213.140 10.221 10.220 1 79.680 38.008 30.779 3.235 7.657 264.084 153.281 77.715 30.258 2.830 257.881 37.748 5.254 135.346 79.533 10.874 35.376

1.535.154 1.524.649 1.310.089 214.561 10.505 10.505 78.684 39.185 29.999 2.270 7.230 263.115 156.958 65.988 37.819 2.351 248.893 33.026 7.505 142.341 66.021 10.780 35.372

1.536.877 1.525.320 1.304.913 220.407 11.557 11.557 65.701 35.961 20.471 2.812 6.457 248.054 152.067 55.873 36.429 3.684 247.807 28.528 8.445 145.300 65.534 10.889 36.705

1.562.516 1.551.015 1.323.705 227.310 11.501 11.451 51 64.825 39.418 17.424 1.999 5.983 259.433 154.135 68.958 34.252 2.087 252.948 28.911 8.954 153.079 62.004 10.966 38.062

1.587.748 1.575.897 1.342.322 233.575 11.851 11.798 53 71.153 43.183 19.560 2.831 5.579 300.702 155.251 98.271 43.615 3.564 237.850 18.451 10.106 147.387 61.905 11.509 40.131

1.578.154 1.566.259 1.353.513 212.746 11.895 11.895 68.568 44.759 17.649 1.398 4.761 274.814 153.296 91.921 27.713 1.885 226.756 15.889 10.548 144.608 55.711 11.547 38.570

19.675 1.462 1.541

20.190 1.936 208

22.694 2.105 1.429

27.725 2.088 1.544

28.515 2.101 1.575

28.087 2.124 1.709

29.544 2.161 1.411

29.767 2.194 1.825

30.339 2.201 1.569

30.831 2.191 1.447

31.724 2.225 1.427

31.750 2.263 1.359

33.008 2.290 1.406

34.193 2.402 1.467

36.018 2.513 1.599

34.405 2.516 1.649

1.208 54.957

1.430 87.650

4.858 91.326

2.781 104.243

2.657 101.844

2.777 86.372

3.005 97.098

3.182 90.201

3.338 70.021

3.206 77.816

3.202 72.223

3.566 83.532

4.104 73.600

5.132 63.752

4.662 71.500

1.174.957 1.021.904 166.328 363.712 491.864 153.053 59.043 24.455 69.555 190 35.002 12.928 12.587 2.460 10.127 659 23.046

1.353.149 1.173.913 198.251 433.712 541.950 179.236 66.731 27.326 85.179 84 43.163 16.720 11.454 2.820 8.635 640 27.877

1.552.385 1.296.639 204.067 463.249 629.323 255.746 90.113 39.614 126.018 4 35.491 20.834 19.063 4.196 14.867 4.526 38.028

1.688.850 1.395.573 207.439 475.425 712.708 293.277 90.147 38.297 164.833 2 41.993 19.790 20.206 3.365 16.841 2.270 42.572

1.699.474 1.410.711 212.983 477.271 720.457 288.763 88.924 38.705 161.134 2 41.150 19.960 21.644 3.614 18.030 2.097 46.266

1.731.019 1.437.776 212.135 483.010 742.631 293.243 97.101 39.782 156.360 2 42.349 18.383 22.662 3.831 18.830 2.090 46.654

1.741.262 1.440.640 213.558 472.601 754.480 300.622 97.257 40.613 162.753 2 40.650 23.958 21.661 3.662 17.999 2.346 44.953

1.741.204 1.443.028 213.909 471.849 757.270 298.175 93.273 40.550 164.353 1 41.651 26.476 21.028 3.649 17.379 2.640 46.171

1.743.786 1.429.823 206.748 457.735 765.340 313.963 100.538 41.640 171.785 1 46.067 26.611 20.758 3.609 17.149 2.849 41.241

3.267 63.945 1.765.518 1.445.984 201.425 457.873 786.686 319.534 99.567 43.851 176.117 1 48.782 28.467 21.636 3.610 18.026 2.390 38.615

1.788.265 1.460.466 214.677 458.724 787.065 328.041 103.556 44.044 180.441 1 51.910 29.043 21.352 3.609 17.742 2.826 38.519

1.781.237 1.445.268 222.679 457.970 764.619 336.311 114.789 45.750 175.772 1 58.733 29.025 21.124 3.609 17.515 3.026 42.209

1.786.244 1.454.538 216.772 467.992 769.775 332.041 112.267 45.896 173.878 1 45.730 28.835 22.224 3.614 18.611 3.332 38.232

1.795.900 1.456.492 218.543 465.146 772.803 339.647 119.436 47.965 172.246 1 56.018 29.425 22.914 3.616 19.299 5.298 38.680

1.820.459 1.463.453 220.923 470.508 772.022 357.204 116.857 60.142 180.204 1 70.119 30.348 22.195 4.162 18.032 8.234 39.233

1.792.505 1.452.552 214.076 467.296 771.179 339.954 105.826 57.399 176.728 1 67.105 27.045 20.420 3.461 16.959 3.867 34.710

1.441

1.145

1.641

1.320

1.310

1.389

1.470

1.389

1.341

1.269

1.157

1.207

1.247

1.309

44.383 10.636 57.402 31.687 46.335 20.893

57.314 19.799 102.958 27.816 54.812 24.788

57.225 16.095 105.593 30.629 55.413 24.813

57.467 18.730 101.723 32.860 56.646 25.543

57.768 18.730 134.399 2.921 59.591 26.079

57.769 18.730 134.142 5.038 59.976 26.132

57.865 19.799 133.205 7.541 57.448 26.165

1.336 58.168 20.043 133.071 9.922 57.446 26.144

1.321

49.615 13.736 77.915 33.469 53.622 20.587

58.900 22.555 127.966 12.922 57.252 26.196

58.902 22.693 127.648 15.273 57.459 26.613

60.259 22.723 127.622 18.043 57.678 26.604

59.857 22.750 127.594 20.675 57.667 26.706

60.663 22.750 127.599 22.727 56.185 27.838

61.185 22.750 127.599 25.271 57.004 27.829

43.071 9.139 41.063 24.955 41.632 15.185

. Pada LBU 2008 tdk didefinisikan Vs Metadata . Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama

2)

Items

Okt

1.123.364 1.114.279 982.260 132.018 9.085 6.483 2.602 46.221 20.881 23.047 1.322 972 208.570 114.071 61.799 21.895 10.805 154.456 40.470 988 90.998 22.000 7.441 22.335

2)


Jan

930.326 922.541 801.969 120.572 7.785 5.130 2.655 42.240 13.822 24.020 3.200 1.199 213.648 101.459 50.504 35.081 26.604 155.074 57.499 759 77.339 19.476 9.160 22.677

1)

*) Angka-angka sementara

2015 Des




59


Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015 Tabel 1.4.a. Kegiatan Usaha BUSN Non Devisa

(Non-Foreign Exchange Commercial Banks Operations) Miliar Rp (Billion Rp) Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SB/PN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman

2011

2012

2014

2013

Nov

Des

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Items

90.341 89.451 89.451 0 890 890 0 2.519 190 1.020 957 352 24.844 8.179 10.479 3.203 2.983 9.843 3.275 0 5.047 1.521 155 1.557

109.303 108.228 108.228 0 1.074 1.074 0 3.076 111 1.786 742 437 20.546 9.146 146 8.060 3.193 13.583 7.398 34 4.350 1.800 158 1.525

122.578 121.638 121.638 0 940 940 0 3.372 486 1.332 1.244 311 22.971 10.644 1.199 11.114 15 14.843 7.451 5.550 1.843 749 1.677

124.197 123.216 123.216 0 981 981 0 4.034 517 1.914 1.317 287 24.112 10.835 1.182 12.066 29 16.120 8.220 5.671 2.229 749 1.749

126.945 126.001 126.001 0 944 944 0 6.533 599 4.048 1.475 410 26.236 10.977 1.845 13.380 34 15.738 6.257 5.502 3.978 750 1.701

125.972 125.046 125.046 0 927 927 0 4.916 621 2.454 1.310 531 23.489 11.324 1.568 10.574 24 15.678 5.672 5.513 4.493 750 1.766

126.769 125.853 125.853 0 916 916 0 4.299 635 1.825 1.168 672 23.041 11.090 1.712 10.193 46 17.162 5.430 5.644 6.088 785 1.830

128.612 127.685 127.685 0 927 927 0 4.919 557 2.465 1.333 564 26.575 11.142 1.635 13.776 22 17.293 5.204 5.820 6.269 765 1.730

129.712 128.762 128.762 0 950 950 0 4.138 687 1.529 1.376 545 24.439 11.449 1.788 11.168 34 17.330 4.058 6.128 7.144 766 1.771

128.870 127.887 127.887 0 983 983 0 3.562 561 847 1.714 440 22.319 10.882 1.884 9.529 25 16.508 3.471 5.721 7.316 766 1.767

131.732 130.648 130.648 0 1.083 1.083 0 4.658 776 1.675 1.814 393 21.920 10.936 1.778 9.186 19 15.964 3.018 5.926 7.020 878 1.762

131.549 130.484 130.484 0 1.065 1.065 0 4.314 671 1.427 1.866 350 21.576 10.763 1.703 9.075 34 15.734 2.748 6.213 6.774 879 1.833

131.961 130.911 130.911 0 1.050 1.050 0 4.275 607 1.447 1.873 348 21.512 10.990 1.777 8.687 58 15.510 3.144 6.512 5.854 880 1.952

134.008 132.983 132.983 0 1.025 1.025 0 5.956 588 3.337 1.680 352 22.236 11.065 1.404 9.759 9 18.248 3.549 7.948 6.751 880 1.868

134.356 133.358 133.358 0 998 998 0 4.825 673 2.070 1.759 323 20.918 10.949 1.412 8.539 18 18.101 2.990 8.417 6.695 881 1.874

1.146 7 12 221

1.499 5 53 0 1.930

1.517 3 4 0 8.782

1.647 6 24 0 4.150

1.719 5 25 0 3.140

1.671 5 24 0 2.990

1.737 4 25 0 3.830

1.801 4 24 0 3.958

1.705 2 22 0 2.365

1.747 2 22 0 3.972

1.742 2 23 0 4.356

1.737 2 23 0 4.060

1.808 3 23 0 4.561

1.926 3 23 0 5.803

1.841 3 23 0 2.618

1.860 2 11 0 3.815

83.095 83.095 3.634 10.281 69.180 0 3.017 4.032 997 997 -

104.346 104.346 5.074 12.794 86.478 0 0 0 0 0 5.091 5.027 1.051 1.051 -

122.883 122.883 5.844 14.402 102.636 0 0 0 0 0 6.567 5.363 1.875 1.875 102

134.269 134.269 5.979 16.325 111.966 0 0 0 0 0 3.458 5.092 3.591 3.591 -

137.026 137.026 6.025 16.421 114.580 0 0 0 0 0 2.982 5.256 4.196 4.196 -

141.027 141.027 7.056 16.422 117.549 0 0 0 0 0 4.258 5.896 4.193 4.193 -

138.289 138.289 6.514 16.242 115.534 0 0 0 0 0 2.801 5.282 4.111 4.111 -

138.153 138.153 6.361 16.404 115.388 0 0 0 0 0 3.163 5.962 4.108 4.108 -

143.659 143.659 6.660 16.579 120.420 0 0 0 0 0 2.909 5.358 4.222 4.222 -

143.562 143.562 7.044 16.715 119.803 0 0 0 0 0 2.531 5.194 4.220 4.220 -

140.532 140.290 5.849 16.521 117.920 0 0 0 0 0 3.005 4.974 4.222 4.222 -

142.043 141.701 5.808 18.080 117.812 0 0 0 0 0 4.607 5.460 4.209 4.209 70

142.589 142.253 5.958 17.353 118.943 0 0 0 0 0 3.646 5.110 4.132 4.132 -

142.932 142.692 4.942 17.451 120.299 0 0 0 0 0 3.873 4.131 4.132 4.132 -

146.058 145.860 5.551 18.077 122.232 0 0 0 0 0 4.702 4.573 3.148 3.148 -

146.622 146.622 5.237 17.326 124.059 0 0 0 0 0 4.083 4.346 1.930 1.930 -

10

8

7

8

9

9

8

7

7

8

15

18

20

22

22

25

6.837 261 2.776 1.785 2.292 -

7.806 257 4.335 2.790 2.406 14

9.729 300 6.776 3.084 2.538 608

11.664 562 9.168 1.993 2.911 609

11.695 564 9.149 2.137 2.931 609

11.861 565 9.103 2.316 2.939 609

11.861 573 11.400 180 3.038 609

11.999 573 11.381 347 3.005 609

12.045 574 11.262 602 3.069 609

12.046 574 11.252 781 3.088 609

12.065 589 11.213 988 2.396 609

12.225 646 11.158 1.214 2.455 609

12.225 657 11.139 1.372 2.956 609

12.376 657 11.139 1.472 3.405 610

13.376 657 11.139 1.685 2.874 610

13.413 657 11.136 1.849 2.960 610


2)

. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama

Angka-angka diperbaiki

Jan

68.685 68.143 68.143 542 542 2.946 80 1.358 1.192 316 20.254 6.604 5.783 5.082 2.784 9.608 3.866 3.936 1.806 148 1.166

1)

r)

2015

Okt



2) Positive difference of op. income and non op. minus op. expenses and non op. vs old metada r) Revised figures

60


Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015 Tabel 1.5.a. Kegiatan Usaha BPD

(Regional Development Banks Operations) Miliar Rp (Billion Rp) Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SB/PN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo)

2011

2012

175.839 219.207 175.702 218.851 174.668 217.563 1.034 1.287 137 357 137 357 0 34.116 40.194 1.410 1.809 10.697 15.142 21.368 22.894 640 349 44.938 48.455 22.898 27.642 318 9.368 14.518 10.033 7.205 1.413 14.139 18.640 8.130 6.618 - 49,3443065 4.640 9.590 1.368 2.383 574 688 3.181 3.653

2013

2014

2015

Okt

Nov

Des

265.250 264.541 263.597 944 709 709 0 31.853 2.318 14.468 14.522 545 31.626 27.971 200 2.546 909 32.106 12.125 100 16.980 2.901 693 5.173

299.058 298.145 297.354 791 913 913 0 61.055 2.287 12.894 45.442 431 57.467 33.426 498 22.925 617 31.314 10.271 42 17.820 3.181 692 7.655

302.553 301.614 300.814 800 939 939 0 57.488 2.848 11.442 42.607 591 58.436 31.750 967 25.099 620 32.101 10.787 43 18.319 2.953 692 8.156

302.426 301.456 300.647 809 970 970 0 38.351 1.675 14.233 21.856 586 39.144 31.339 382 6.801 623 30.988 9.179 43 17.605 4.161 692 7.927

Jan

Feb

Mar

Apr

Mei

Jun

298.119 297.170 296.354 816 949 949 0 46.331 2.369 11.798 31.431 734 49.198 33.009 917 14.697 575 30.324 8.341 283 16.903 4.796 693 8.307

300.847 299.902 299.054 849 944 944 0 52.959 3.196 10.730 38.050 983 45.684 28.777 802 15.727 378 33.038 9.375 464 17.677 5.521 693 8.701

304.492 303.530 302.679 851 961 961 0 67.383 2.110 16.870 47.457 946 68.063 29.543 220 37.971 329 35.374 11.350 466 18.659 4.899 693 8.630

308.076 307.060 306.221 839 1.017 1.017 0 78.925 3.457 17.685 55.407 2.375 66.842 38.296 531 27.815 200 38.919 12.578 435 19.229 6.676 692 8.925

312.027 311.067 310.215 851 960 960 0 82.244 4.366 18.442 56.269 3.166 63.998 39.217 1.042 23.739 39.079 9.652 438 19.937 9.052 692 9.561

316.647 315.633 314.793 840 1.014 1.014 0 88.519 3.355 26.817 55.034 3.313 60.735 39.669 607 20.459 39.888 9.672 488 20.430 9.298 692 9.105

Jul

Ags

Sep

Okt

317.628 316.622 315.770 852 1.006 1.006 0 68.818 2.713 15.468 48.452 2.185 69.641 38.193 1.002 30.349 97 39.384 8.915 491 21.165 8.813 693 9.647

321.728 320.762 319.880 882 966 966 0 71.069 2.252 19.346 47.116 2.356 59.938 38.523 822 20.399 195 41.153 8.974 1.326 22.934 7.919 693 9.978

325.775 324.803 323.911 893 972 972 0 82.423 2.047 32.020 45.381 2.975 66.818 40.680 1.330 24.613 196 44.056 9.146 1.074 25.611 8.224 692 10.082

327.441 326.510 325.875 635 931 931 0 72.233 2.337 28.584 39.951 1.361 64.090 41.911 1.595 20.290 295 46.077 9.598 2.086 26.015 8.378 692 10.221

3.112 17 51 15.139

3.667 8 (22) 0 17.366

5.155 4 15 0 3.081

7.608 17 30 2 12.079

7.868 16 271 1 8.097

7.655 4 268 0 5.481

8.031 9 267 1 3.594

8.417 8 276 0 6.612

8.360 8 262 0 4.405

8.647 8 270 3 19.871

9.287 8 266 1 22.402

8.833 8 264 0 19.863

9.374 8 265 1 12.743

9.696 9 274 2 15.815

9.803 2 276 0 18.854

9.942 2 276 12 17.592

235.265 234.097 88.033 67.329 78.734 1.169 362 20 787 9 13.337 7.289 2.465 2.465 79

278.535 277.555 112.715 79.938 84.903 980 238 30 711 5 19.869 7.517 1.819 1.819 0 0 2.101

287.709 286.021 106.398 95.786 83.838 1.688 673 41 974 222 22.957 6.860 1.846 1.846 0 0 5.051

397.751 396.697 156.133 84.224 156.341 1.053 238 38 778 3 10.225 6.904 2.626 2.626 0 0 898

393.877 392.315 156.795 85.790 149.731 1.562 388 37 1.137 3 10.768 7.004 2.726 2.726 0 2 749

335.957 334.704 120.531 100.903 113.270 1.253 368 46 839 2 20.612 7.050 3.212 3.150 62 0 3.405

355.430 354.079 134.570 87.629 131.879 1.351 371 36 944 2 14.766 6.720 2.492 2.492 0 5 2.648

367.019 365.457 133.136 85.086 147.235 1.562 298 34 1.230 2 14.390 6.595 2.487 2.487 0 4 1.658

410.781 409.343 171.108 82.055 156.180 1.439 374 30 1.034 2 10.797 6.496 2.888 2.888 0 0 1.340

445.125 442.878 176.097 85.010 181.771 2.247 271 33 1.943 2 10.399 6.065 2.897 2.897 0 1 779

452.869 448.693 173.893 84.792 190.008 4.176 365 31 3.780 2 10.490 6.166 2.926 2.926 0 1 795

461.944 459.186 194.308 83.051 181.827 2.758 279 32 2.447 2 12.192 6.191 2.753 2.753 0 0 891

445.854 443.580 171.362 91.757 180.461 2.274 271 38 1.965 2 9.245 6.316 2.752 2.752 0 5 861

446.171 444.428 170.564 90.952 182.913 1.743 260 33 1.449 2 9.560 6.117 2.752 2.752 0 8 845

472.978 470.522 199.067 89.242 182.212 2.456 299 38 2.120 2 10.814 6.017 2.722 2.722 0 1 882

462.537 459.767 178.217 93.993 187.557 2.770 398 37 2.336 2 9.137 6.018 2.920 2.920 0 1 827

394 492 321 326 h. Setoran Jaminan 479 Beberapa komponen modal 14.528 22.744 26.142 26.369 a. Modal Disetor 19.920 7.773 10.343 12.894 12.894 b. Cadangan 8.356 255 377 799 799 c. L/R Tahun lalu 1) 344 2) 10.733 8.826 9.431 d. L/R Tahun berjalan sesudah pajak 8.946 7.954 2.190 2.740 1.952 2.017 e. Tambahan modal disetor 2.729 1.112 1.004 1.004 1.004 f. Modal Pinjaman 1.328 1) . Pada LBU 2008 tdk didefinisikan Vs Metadata 2) . Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama

467

374

306

276

237

253

250

26.771 12.877 706 9.720 2.230 1.004

27.039 12.877 11.595 1.096 2.230 1.004

27.102 12.987 11.233 1.867 2.234 1.004

27.104 13.622 8.057 3.195 2.426 1.004

27.243 14.126 5.408 3.924 2.417 1.004

27.441 14.762 3.202 4.321 2.567 1.004

27.968 15.181 1.911 5.229 2.214 1.004

r)


2)


h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital 1) LBU 2008 is not defined vs metada Positive difference of op. income and non op. minus op. expenses and non op. vs old metada r) Revised figures 257

275

300

313

28.203 15.373 1.274 5.492 1.650 1.004

28.209 15.374 1.274 6.294 1.575 1.004

28.447 15.473 1.171 7.402 1.158 1.005

28.447 15.474 1.177 8.110 1.634 1.005

61


Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015 Tabel 1.6.a. Kegiatan Usaha Bank Campuran

(Joint Venture Banks Operations) Miliar Rp (Billion Rp) Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SB/PN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman 1) 2)

2012

2013

120.394 120.389 57.276 63.113 5 5 11.115 6.202 4.461 436 17 21.493 12.529 2.862 5.501 600 16.177 7.213 75 6.526 2.363 112 2.489

153.299 153.295 77.872 75.424 4 4 0 13.465 7.682 5.467 310 6 25.008 14.333 4.334 5.554 786 16.119 4.479 278 7.648 3.713 94 2.571

2014


2015

Okt

Nov

Des

201.510 201.357 95.948 105.409 152 152 0 19.748 8.457 10.633 379 279 29.004 19.923 968 7.539 573 17.239 6.131 462 6.812 3.834 94 2.751

184.553 184.467 97.773 86.694 86 86 0 13.939 5.060 7.514 1.064 300 26.442 17.119 1.742 6.420 1.160 19.063 5.643 1.798 8.808 2.813 256 2.997

190.616 190.228 101.468 88.760 388 388 0 13.008 6.131 5.729 1.075 73 26.037 17.478 2.587 5.911 61 21.226 5.227 1.966 11.084 2.950 254 3.071

196.326 195.925 103.039 92.886 400 400 0 10.894 4.539 5.144 1.091 121 26.854 19.235 2.137 5.371 111 22.745 4.668 1.998 13.190 2.888 254 3.131

Jan

Feb

Mar

Apr

Mei

Jun

194.243 193.851 101.349 92.502 391 391 0 16.591 6.632 8.722 1.116 122 27.889 18.243 3.359 6.288 21.817 4.025 916 11.757 5.119 225 3.384

198.367 197.980 102.498 95.482 387 387 0 14.782 5.435 7.994 1.138 215 28.407 18.828 4.172 5.213 194 24.946 4.360 1.227 12.267 7.091 225 3.320

195.276 194.894 103.839 91.056 382 382 0 19.775 6.542 11.734 1.282 217 30.307 19.133 7.057 3.724 392 27.400 4.599 1.677 12.572 8.553 225 3.174

194.548 194.174 107.276 86.898 374 374 0 17.232 5.708 9.967 1.142 415 30.220 18.663 5.195 5.183 1.180 27.709 4.069 1.569 13.407 8.665 65 3.601

195.696 195.324 106.805 88.520 372 372 0 13.833 4.242 8.010 1.165 416 29.226 18.648 4.116 5.841 622 25.991 3.990 1.427 12.200 8.375 65 3.946

198.219 197.768 109.114 88.654 450 450 0 15.579 5.643 8.206 1.174 556 25.651 17.941 1.400 6.310 24.087 3.408 932 11.334 8.413 65 4.491

Jul

Ags

Sep

Okt

205.383 204.942 112.120 92.822 441 441 0 12.790 3.533 7.504 1.191 562 28.891 18.008 1.948 7.650 1.285 25.513 3.229 1.206 12.240 8.837 65 4.532

208.118 207.683 110.941 96.742 434 434 0 11.542 3.563 6.273 1.237 470 28.862 18.558 2.922 7.381 25.798 3.896 1.562 14.135 6.205 65 4.569

211.400 210.968 114.420 96.549 432 432 0 18.607 7.302 9.722 1.290 294 31.498 19.043 3.706 8.016 733 22.959 3.818 789 10.890 7.462 65 4.945

202.143 201.704 113.929 87.774 439 439 0 15.794 5.419 8.873 1.205 297 30.755 18.668 2.683 7.858 1.547 21.053 2.953 1.403 10.187 6.510 65 4.850

2.332 5 151 1.125 7.206

2.421 3 146 1.516 8.077

2.510 2 239 5.768 10.242

2.930 12 56 3.394 14.667

3.005 11 55 3.372 14.770

3.067 12 52 3.730 13.876

3.308 13 63 4.360 14.147

3.248 14 58 4.884 14.237

3.112 14 48 5.175 14.255

3.533 15 53 4.712 14.404

3.877 15 54 5.062 13.628

4.424 16 51 5.126 15.928

4.463 15 54 5.524 13.490

4.487 18 64 7.317 13.884

4.863 18 64 9.244 14.861

4.769 18 63 5.956 13.888

110.865 61.217 9.404 8.310 43.504 49.647 15.797 10.101 23.749 0 8.673 795 20.229 700 19.529 977 5.733

132.454 68.704 12.226 8.529 47.948 63.751 22.282 10.763 30.706 336 14.927 946 27.118 552 26.567 1.144 5.642

164.533 80.847 16.744 10.268 53.835 83.686 27.549 12.978 43.160 0 11.079 498 44.857 1.645 43.213 5.346 8.733

143.346 71.556 14.997 7.137 49.422 71.790 27.427 12.487 31.875 1.228 8.900 499 48.067 1.750 46.318 3.442 10.006

145.890 76.633 13.658 7.878 55.097 69.257 25.983 13.207 30.067 1.229 13.972 449 47.591 1.742 45.849 3.435 8.884

149.668 78.962 13.334 7.548 58.079 70.706 27.525 13.377 29.804 11.695 546 51.831 1.942 49.889 3.752 8.515

150.025 79.096 13.158 7.762 58.176 70.929 27.018 14.358 29.553 702 9.530 449 54.257 1.947 52.309 4.333 8.702

154.158 82.938 13.663 8.941 60.334 71.220 26.151 14.628 30.441 11.192 1.446 54.804 1.550 53.254 4.832 8.848

156.423 82.079 12.771 7.489 61.819 74.344 28.042 14.508 31.794 13.288 1.446 56.134 2.030 54.103 5.537 6.977

154.430 84.920 15.067 7.143 62.710 69.510 29.705 12.826 26.979 16.818 1.446 51.688 2.489 49.199 4.937 7.441

146.288 81.851 13.133 7.075 61.642 64.437 26.923 13.685 23.829 297 17.588 1.446 52.375 2.397 49.978 5.370 6.347

141.348 78.951 12.478 6.989 59.484 62.397 27.691 13.111 21.595 716 20.421 1.446 52.827 2.405 50.422 5.544 6.935

147.263 81.349 14.290 6.896 60.164 65.914 31.833 12.998 21.082 19.091 1.147 58.032 3.470 54.562 5.845 6.555

149.902 82.499 13.828 6.965 61.706 67.403 31.222 13.228 22.953 17.436 1.147 58.174 3.437 54.738 7.930 6.360

155.041 86.286 14.888 8.107 63.291 68.755 30.833 13.655 24.266 18.629 1.147 60.234 3.482 56.752 10.440 7.652

149.627 84.240 14.122 6.938 63.180 65.386 29.859 13.291 22.236 16.222 1.197 53.228 3.648 49.580 6.816 6.793

56

99

158

224

242

256

292

291

297

291

306

292

13.151 1.445 9.774 2.434 1.775 1.779

14.814 1.714 11.736 3.448 333 1.867

18.861 2.438 14.333 4.538 2.231 4.883

18.311 2.667 15.893 3.569 352 3.444

18.311 2.667 15.893 3.997 374 3.463

18.401 2.667 15.892 4.219 1.564 3.514

18.401 2.667 20.159 226 1.601 3.594

18.401 2.667 19.992 569 1.610 3.667

18.398 2.667 19.858 904 1.579 6.325

18.231 2.643 17.966 968 1.541 6.919

18.231 2.643 17.961 1.007 1.982 7.042

18.691 2.813 17.602 764 1.510 7.100

. Pada LBU 2008 tdk didefinisikan Vs Metadata . Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama

*) Angka-angka sementara r)

2011


h. Margin Deposits Components of Capital 18.691 19.903 19.903 19.903 a. Paid In Capital 2.813 2.813 2.813 2.813 b. Reserves 17.602 17.602 17.602 17.602 c. Retained Earnings (Profit/Loss) 1) 941 1.191 1.215 1.604 d. Current Earnings (Profit /Loss) 2) 1.511 295 224 280 e. Additional Paid In Capital 7.203 7.482 7.801 7.289 f. Loan Capital 1) LBU 2008 is not defined vs metada Positive difference of op. income and non op. minus op. expenses and non op. vs old metada 290

2)

Items

297

479

532

*) Provisional figures

r) Revised figures

62


Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015 Tabel 1.7.a. Kegiatan Usaha Bank Asing

(Foreign Owned Banks Operations) Miliar Rp (Billion Rp) Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SB/PN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman 1) 2)

2011

2012

2013

2014

2015

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

141.882 136.486 52.277 84.209 5.396 529 4.867 17.048 3.371 13.494 181 1 31.595 16.750 299 2.639 11.908 53.009 24.682 630 18.962 8.734 18 3.910

177.468 172.859 66.742 106.117 4.610 107 4.503 20.207 3.792 16.333 0 82 35.955 18.002 11.603 5.769 580 41.577 9.643 481 20.918 10.535 12 3.299

234.577 225.500 80.257 145.243 9.077 581 8.497 21.008 3.973 17.035 0 1 30.765 19.983 0 10.583 199 60.318 13.614 5.894 32.748 8.062 3 3.798

262.023 247.827 89.433 158.394 14.196 1.714 12.482 15.382 5.945 9.434 0 3 41.596 21.150 3.928 16.518 0 63.821 9.940 3.800 41.561 8.520 3 3.347

258.381 244.021 88.516 155.505 14.360 1.963 12.397 27.350 5.822 21.524 0 3 38.834 21.138 3.356 14.331 8 63.557 12.779 2.762 40.033 7.983 3 3.732

258.505 244.031 88.101 155.930 14.474 2.067 12.407 16.901 5.156 11.744 0 0 36.048 21.675 5.883 7.967 523 71.673 7.572 2.981 46.205 14.915 3 3.712

258.733 243.807 86.806 157.001 14.926 2.163 12.764 22.447 6.963 15.484 0 0 46.548 21.615 8.741 15.689 504 69.172 9.158 2.696 42.229 15.088 3 3.891

267.770 252.010 89.862 162.149 15.759 2.159 13.600 17.254 6.260 10.994 0 0 44.389 22.173 7.367 14.472 377 75.261 8.754 2.344 45.162 19.001 3 3.932

272.197 254.456 91.495 162.962 17.740 2.058 15.682 20.486 7.245 13.192 0 50 44.248 22.440 8.106 13.703 0 74.202 8.145 2.847 46.610 16.599 3 4.141

278.370 261.139 94.938 166.202 17.230 1.951 15.279 21.843 10.525 11.315 0 3 49.073 22.993 11.537 14.178 366 70.652 7.339 3.004 48.038 12.270 3 4.137

280.827 263.781 96.086 167.695 17.046 1.845 15.201 22.667 9.170 13.496 0 0 49.355 22.747 12.695 13.599 315 67.449 5.438 2.917 46.719 12.375 3 4.968

281.966 266.741 100.022 166.719 15.225 1.842 13.383 22.351 13.609 8.740 0 3 47.954 23.466 11.866 12.622 0 66.615 4.374 3.452 46.336 12.453 3 5.534

283.627 268.141 99.258 168.883 15.486 1.838 13.647 14.180 7.405 6.775 0 0 53.201 23.370 12.175 17.577 79 70.382 3.940 3.200 49.702 13.540 3 5.565

283.400 267.411 98.804 168.607 15.988 1.838 14.150 24.357 11.049 13.307 0 0 58.579 23.834 13.769 20.873 102 74.280 3.264 4.180 53.861 12.975 3 5.634

288.089 273.933 104.639 169.294 14.156 1.838 12.317 32.342 13.636 18.703 0 3 65.535 24.754 17.800 20.281 2.700 69.622 1.493 3.714 49.960 14.455 3 6.138

270.491 258.341 105.143 153.197 12.151 1.238 10.912 27.818 5.660 22.157 0 0 69.138 24.554 17.862 23.300 3.422 68.146 797 4.997 49.628 12.723 3 6.558

3.247 11 652 4.926 13.434

2.766 2 532 4.941 12.452

3.290 3 505 15.071 16.647

2.390 4 952 9.774 24.942

2.763 5 964 10.478 24.976

2.778 3 932 10.729 25.867

2.945 3 943 11.728 27.141

2.984 3 945 12.464 29.243

3.201 3 936 12.270 32.021

3.202 4 931 11.105 28.535

4.022 10 937 11.987 30.649

4.659 3 871 11.558 29.050

4.679 3 883 12.184 29.332

4.742 3 890 17.378 34.022

5.241 2 894 22.151 31.066

5.653 2 903 13.553 29.636

141.473 73.399 27.683 7.195 38.522 68.074 39.498 11.526 17.050 49 20.499 2.061 4.686 3.938

155.430 79.987 32.996 7.858 39.133 75.443 44.409 12.857 18.176 3 19.839 0 0 0 0 5.373 4.463

173.395 84.697 36.873 6.713 41.111 88.698 58.465 14.336 15.897 0 18.278 0 0 0 0 17.111 5.829

173.298 85.582 36.046 6.896 42.641 87.716 59.371 13.950 14.394 41 27.485 1.209 1.209 11.067 9.320

179.335 88.282 38.150 7.507 42.625 91.053 61.307 14.275 15.470 26.200 1.220 1.220 10.833 9.035

174.261 89.537 38.094 7.382 44.062 84.724 55.182 14.129 15.413 0 23.600 1.239 1.239 11.468 8.182

187.971 92.713 40.202 8.607 43.905 95.258 64.900 14.651 15.707 0 20.966 1.267 1.267 12.419 8.341

189.243 96.796 40.294 9.967 46.536 92.447 62.198 14.922 15.327 0 23.684 1.293 1.293 14.299 8.787

188.758 95.170 40.218 7.799 47.154 93.588 62.066 15.161 16.360 200 28.869 654 654 14.783 9.856

195.475 97.641 38.585 7.489 51.568 97.834 66.364 15.488 15.982 31.473 648 648 13.525 9.081

195.830 97.691 40.313 7.479 49.899 98.140 66.865 15.339 15.935 30.617 661 661 14.330 8.075

199.661 98.996 41.383 7.044 50.570 100.665 71.116 15.104 14.444 127 22.602 14.542 7.904

194.771 97.661 42.265 6.888 48.507 97.111 67.226 15.297 14.588 25.766 15.495 7.667

205.795 101.267 43.683 7.020 50.564 104.527 73.045 15.853 15.630 28.156 22.077 10.075

208.557 101.713 41.495 8.141 52.076 106.845 74.628 16.441 15.775 29.244 29.381 8.591

205.867 103.526 41.099 6.773 55.654 102.341 70.760 15.648 15.933 199 24.339 20.274 8.238

498

511

608

582

571

585

643

562

575

582

531

474

488

560

662

3.830 12.503 5.289 173 -

4.289 0 14.770 5.137 56 0

5.018 0 17.880 6.121 (300) 0

6.766 21.612 7.478 (77) -

6.766 21.612 7.898 (26) -

6.766 20.982 8.724 (81) -

6.766 29.171 1.331 63 -

6.766 29.171 2.002 51 -

6.766 28.738 2.622 (48) -

544 6.766 27.732 2.983 (114) -

7.029 27.741 2.988 (184) -

7.029 27.739 3.397 (272) -

7.433 27.742 4.155 (284) -

7.433 27.301 4.841 (373) -

7.433 27.291 5.417 (572) -

7.433 27.291 5.143 (407) -


. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama r) Angka-angka diperbaiki

2)



1) LBU 2008 is not defined vs metada Positive difference of op. income and non op. minus op. expenses and non op. vs old metada r) Revised figures

63



Tabel 1.8.a. Laporan Laba / Rugi Bank Umum

Commercial Banks Income Statements Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya D. Laba/Rugi Operasional (A1 + C1) - (A2 + C2) E. Pendapatan non - operasional F. Beban non - operasional G. Laba/Rugi non-operasional (E - F) H. Laba/Rugi tahun berjalan sebelum pajak I. Penerimaan Transfer Laba/Rugi J. Transfer Laba/Rugi ke Kantor Pusat K. Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan) r) Angka-angka diperbaiki *). Angka-angka sementara

2011

2012

2013

2014 Nov

Okt

2015 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Items

Okt A.

364.339 15.019 4.882 28.582 246.545 245.807 738 69.312 185.619 591 2.816 101.000 10.395 19.588 71.018 4.561 6.945 68.744 962 178.720

391.280 9.979 4.373 24.027 279.847 278.874 973 73.054 183.713 611 2.644 100.507 11.414 18.492 70.601 5.155 2.452 71.516 828 207.568

458.188 8.056 5.535 26.305 331.606 330.353 1.253 86.686 215.134 620 3.843 116.392 12.257 19.231 84.903 5.882 2.488 85.131 779 243.054

466.451 6.247 5.539 29.855 332.833 331.379 1.454 91.977 240.484 472 3.817 141.500 11.134 20.109 110.257 5.807 2.774 85.077 1.038 225.967

516.149 7.022 6.220 33.709 367.371 365.767 1.604 101.827 266.262 513 4.184 156.969 12.345 22.138 122.486 6.351 3.083 94.149 1.012 249.887

568.014 7.816 6.846 37.215 403.926 402.163 1.763 112.211 293.842 562 4.613 172.936 13.615 24.317 135.003 6.993 3.502 104.298 939 274.171

55.957 733 595 3.891 39.168 38.989 179 11.571 31.017 38 426 16.363 1.163 2.106 13.094 621 533 10.776 2.259 24.940

103.842 1.377 1.028 7.456 72.320 71.984 336 21.661 56.523 76 883 31.117 2.217 3.879 25.020 1.229 757 20.255 2.205 47.319

157.866 2.054 1.565 11.593 109.219 108.723 496 33.435 85.728 115 1.359 47.542 3.378 5.785 38.380 1.884 1.048 31.630 2.150 72.138

210.197 2.758 2.282 15.216 145.186 144.531 655 44.754 113.797 153 1.899 63.445 4.627 7.596 51.222 2.547 1.385 42.291 2.078 96.400

262.929 3.412 2.980 18.880 182.371 181.559 812 55.286 141.055 191 2.550 79.342 5.881 9.370 64.090 3.196 1.600 52.189 1.987 121.874

316.317 3.986 3.720 22.062 219.530 218.556 975 67.020 168.986 230 2.963 94.761 7.140 11.133 76.488 3.919 1.906 63.381 1.825 147.331

369.786 4.612 4.445 25.389 257.219 256.062 1.156 78.122 197.112 268 3.542 110.464 8.405 12.983 89.076 4.579 2.276 74.035 1.948 172.674

425.027 5.237 5.087 29.235 295.286 293.949 1.337 90.181 225.850 306 3.946 126.241 9.698 14.845 101.698 5.284 2.610 85.569 1.893 199.177

479.007 5.832 5.741 32.316 333.471 331.956 1.514 101.646 253.510 345 4.475 141.555 11.005 16.667 113.883 5.989 2.941 96.485 1.720 225.497

125.876 12.612

125.557 9.929

139.655 4.206

122.965 4.900

136.373 5.781

148.439 6.306

26.696 1.563

42.497 2.421

57.594 2.552

70.915 3.003

84.142 3.128

93.944 3.398

106.578 3.627

127.006 3.870

149.319 4.095

213

17

127

193

238

239

1

1

1

1

0

0

0

0

0

5

12

29

37

35

55

0

8

4

1

0

0

0

0

0

28.337 34.332

32.261 38.537

58.608 44.908

44.515 44.542

48.271 48.830

50.757 54.203

10.541 4.256

18.931 8.248

23.880 13.752

28.837 18.602

34.884 23.715

39.723 28.766

44.127 33.417

57.958 37.828

73.139 42.339

50.377 215.336 7.222

44.800 218.409 5.710

31.777 251.154 2.964

28.779 229.523 2.022

33.219 254.163 2.469

36.879 278.849 2.577

10.334 38.744 414

12.888 66.580 464

17.405 92.513 745

20.471 120.252 1.133

22.414 149.154 1.317

22.056 177.461 1.394

25.406 205.314 1.760

27.348 240.769 2.027

29.746 278.969 2.488

349

123

0

51

68

9

13

29

40

50

64

75

94

142

-

365

5

2

0

1

3

0

0

1

77

9

11

15

21

26.191 63.840 3.792

26.045 52.385 2.622

48.690 51.583 2.611

38.967 53.641 2.894

42.405 59.244 3.231

43.873 64.153 3.509

10.187 13.884 255

17.466 20.108 527

21.747 26.098 798

26.107 33.259 1.050

31.694 40.935 1.322

35.921 49.208 1.645

40.040 57.121 1.867

53.004 63.190 2.126

68.348 70.976 2.394

113.577 89.259 30.696 22.888 7.808 97.067 40.391 41.719 75.077

131.519 114.715 21.929 17.133 4.796 119.512 56.698 57.793 92.830

145.304 131.555 26,040r)

131.999 119.409 20.636

146.763 132.097 22.680

164.669 143.761 25.225

14.138 12.892 2.131

28.001 23.236 3.898

43.094 37.219 5.954

58.663 47.064 7.505

73.758 56.862 9.850

89.220 63.814 12.150

104.440 73.938 14.465

120.312 85.414 16.919

134.600 95.847 20.555

20.432 5,608r)

20.878 (242)

23.202 (523)

25.394 (169)

2.167 (35)

4.082 (185)

5.808 146

7.629 (124)

9.621 230

11.574 576

13.601 863

15.401 1.518

17.703 2.852

57.092 65 324 44.775

64.390 87 332 50.843

74.802 101 401 59.069

86.932 116 625 68.357

98.699 127 620 78.205

137,162r) 64.661 66,088r) 106.707

-

119.167 128 506 94.147

131.575 131 611 103.489

143.591 66.264 67.023 112.160

12.856 46 56 10.242

23.051 88 289 18.067

37.365 11 215 29.630

46.940 34 361 36.847

Interest Income and Interest Expenses 534.366 1. Interest Income 6.433 a. From Bank Indonesia Placement 6.476 b. From interbank placement 36.046 c. From securities 372.321 d. From credit 370.629 - To Third Party non Bank 1.692 - To other Bank 113.090 e Others 281.714 2. Interest Expenses 400 a. Bank Indonesia Liabilites 5.019 b. Interbank Liabilities 157.130 c. Third Party non Bank 12.313 - Demand Deposit 18.553 - Saving 126.264 - Time deposits 6.620 d. Securities 3.398 e. Loans received 107.475 f. Others 1.672 g. Corrections 252.652 B. Net Interest Income (A1-A2) C. Other Operating Income and Expenses 1. Other Operating Income 156.961 4.695 a. Increase in fair value and gain form sale of securities 0 b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain 0 form sale of other financial assets d. Gain from spot and derivative transaction 73.576 47.042 e. Deviden, gain from investment in shares with equity method, 31.594 f Others 300.286 2. Non Interest Expense a. Decrease in fair value and losses form 2.555 sale of securities 141 b. Decrease in fair value and losses form sale of credit 23 c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative 65.740 transaction 78.820 e. Depreciation/Amortizations 2.641 f Losses from investment in shares with equity method, fees/comissions/ g. Others 150.319 109.327 D. Operating Profit/loss (A1+C1) - (A2+C2) 19.378 E. Non Operational Income 19.079 F. Non Operational Expenses 299 G. Non Operational Profit (E - F) 109.626 H. Current Year profit 174 I. Transfser Profit / Loss Received 644 J. Transfer of Profit/Loss to Head Office 86.632 K. Profit/Loss After Estimation of tax r) Revised figures *) Provisional figures

64



Tabel 1.9.a. Laporan Laba / Rugi Bank Persero

(State Owned Banks Income Statements) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya D. Laba/Rugi Operasional (A1 + C1) - (A2 + C2) E. Pendapatan non - operasional F. Beban non - operasional G. Laba/Rugi non-operasional (E - F) H. Laba/Rugi tahun berjalan sebelum pajak I. Penerimaan Transfer Laba/Rugi J. Transfer Laba/Rugi ke Kantor Pusat K. Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan)

2011

2012

2013

2014 Nov

Okt

2015 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Items

Okt A.

120.468 2.977 1.586 12.335 98.731 98.549 182 4.839 47.976 454 501 33.861 3.619 7.742 22.500 1.257 5.868 5.077 958 72.492

120.662 2.937 1.323 9.694 100.923 100.690 234 5.784 41.417 506 439 31.277 3.837 6.777 20.664 1.220 1.265 5.903 808 79.244

143.194 1.933 1.557 10.602 121.345 121.099 246 7.756 47.994 529 748 35.815 3.706 7.482 24.627 1.253 1.242 7.629 778 95.200

147.343 1.622 1.440 11.450 125.441 125.146 295 7.390 56.825 439 851 44.562 3.432 6.798 34.331 1.287 1.296 7.355 1.036 90.518

163.338 1.829 1.606 13.298 138.382 138.060 321 8.223 63.034 478 957 49.629 3.808 7.487 38.334 1.385 1.432 8.144 1.010 100.303

179.891 2.027 1.771 14.572 152.187 151.836 351 9.334 70.029 523 1.058 54.939 4.213 8.197 42.529 1.556 1.630 9.386 937 109.862

20.215 155 169 1.630 16.812 16.772 41 1.448 9.818 35 123 5.582 353 743 4.486 163 350 1.308 2.257 10.397

34.720 305 236 3.029 28.861 28.786 74 2.288 15.708 70 281 10.436 647 1.305 8.483 284 419 2.014 2.205 19.011

51.826 481 349 4.752 42.797 42.698 99 3.447 22.667 105 444 15.901 1.003 1.957 12.941 444 489 3.136 2.149 29.158

68.392 661 524 6.086 56.446 56.316 130 4.675 29.277 140 633 20.898 1.354 2.582 16.962 614 614 4.301 2.077 39.115

85.445 782 595 7.475 70.692 70.532 160 5.901 35.592 175 742 25.791 1.696 3.229 20.865 767 638 5.493 1.986 49.854

102.522 896 739 8.491 84.725 84.533 191 7.672 41.957 210 944 30.470 2.051 3.869 24.550 965 735 6.808 1.825 60.566

119.483 1.021 934 9.628 99.153 98.927 226 8.746 48.971 245 1.152 35.561 2.439 4.578 28.544 1.107 899 8.059 1.947 70.512

137.066 1.151 1.094 11.303 113.584 113.328 256 9.933 55.775 280 1.234 40.725 2.842 5.273 32.611 1.293 1.026 9.323 1.892 81.291

154.239 1.276 1.229 12.201 128.281 127.995 286 11.253 62.348 315 1.372 45.742 3.254 5.953 36.535 1.498 1.122 10.579 1.719 91.892

54.376 7.029

50.412 5.149

39.298 1.081

36.537 1.918

40.393 2.004

44.719 2.114

9.952 212

13.676 361

17.751 424

19.971 562

23.971 617

26.225 711

30.098 790

34.691 822

39.991 940

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2.357 13.421

3.734 14.985

6.235 18.250

4.894 17.012

5.176 18.808

5.639 21.513

745 1.781

1.354 3.478

1.605 6.313

2.023 8.300

3.527 10.314

3.014 12.568

3.241 14.627

5.241 16.663

6.586 18.646

31.569 90.671 5.470

26.543 80.785 3.766

13.732 75.030 767

12.713 73.943 1.213

14.405 81.023 1.373

15.454 88.752 1.405

7.214 15.014 26

8.482 22.652 62

9.410 29.263 102

9.086 36.874 149

9.513 46.369 168

9.932 56.623 178

11.439 65.616 172

11.965 75.186 192

13.819 84.496 289

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2.882 40.136 2.134

2.940 26.429 732

3.595 19.075 656

3.156 21.540 629

3.279 22.528 689

3.567 22.986 761

762 8.702 71

904 11.335 131

1.107 12.106 218

1.320 13.754 294

2.574 16.357 363

1.770 21.712 444

2.036 24.704 494

3.434 26.435 559

4.582 29.847 624

40.049 36.197 13.418 8.102 5.316 41.513 15.441 15.441 32.659

46.918 48.871 3.183 386 2.798 51.669 26.113 26.113 40.823

50.938

47.405

53.155

60.034

5.452

10.220

15.731

21.357

26.907

32.520

38.210

44.566

49.154

59.468 2.789 612 2.177 61.645 33.198 33.198 48.762

53.113 2.890 133 2.756 55.869 44.465

59.673 3.067 180 2.886 62.559 49.459

65.830 3.463 190 3.274 69.104 34.975 34.975 54.375

5.335 227 10 217 5.552 4.489

10.035 333 15 318 10.353 8.244

17.646 722 26 697 18.343 14.765

22.212 647 68 578 22.791 18.270

27.455 808 83 725 28.180 22.549

30.167 947 90 857 31.024 24.966

34.994 1.154 95 1.059 36.053 29.065

40.796 1.378 107 1.271 42.066 33.883

47.388 1.818 118 1.700 49.087 39.760

Interest Income and Interest Expenses 171.988 1. Interest Income 1.378 a. From Bank Indonesia Placement 1.374 b. From interbank placement 13.766 c. From securities 143.060 d. From credit 142.742 - To Third Party non Bank 318 - To other Bank 12.410 e Others 69.054 2. Interest Expenses 350 a. Bank Indonesia Liabilites 1.493 b. Interbank Liabilities 50.701 c. Third Party non Bank 3.652 - Demand Deposit 6.669 - Saving 40.380 - Time deposits 1.628 d. Securities 1.373 e. Loans received 11.838 f. Others 1.671 g. Corrections 102.935 B. Net Interest Income (A1-A2) C. Other Operating Income and Expenses 1. Other Operating Income 42.584 986 a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets 6.298 d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares 20.793 with equity method, 14.506 f Others 2. Non Interest Expense 91.891 282 a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative 3.977 transaction 31.866 e. Depreciation/Amortizations 687 f Losses from investment in shares with equity method, fees/comissions/ 55.081 g. Others 53.627 D. Operating Profit/loss (A1+C1) - (A2+C2) 1.865 E. Non Operational Income 155 F. Non Operational Expenses 1.710 G. Non Operational Profit (E - F) 55.337 H. Current Year profit - I. Transfser Profit / Loss Received - J. Transfer of Profit/Loss to Head Office 44.655 K. Profit/Loss After Estimation of tax

65



Tabel 1.10.a. Laporan Laba / Rugi BUSN Devisa

(Foreign Exchange Commercial Banks Income Statements) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya D. Laba/Rugi Operasional (A1 + C1) - (A2 + C2) E. Pendapatan non - operasional F. Beban non - operasional G. Laba/Rugi non-operasional (E - F) H. Laba/Rugi tahun berjalan sebelum pajak I. Penerimaan Transfer Laba/Rugi J. Transfer Laba/Rugi ke Kantor Pusat K. Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan) r) Angka-angka diperbaiki *). Angka-angka sementara

2011

2012

2014

2013

Okt

Nov

2015 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Items

Okt A.

63.735

165.319 3.981 675 9.376 112.085 111.487 599 39.202 87.021 90 1.199 44.873 3.911 9.309 31.653 2.489 565 37.805 0 78.298

191.624 3.577 762 10.137 131.766 130.937 828 45.382 102.882 72 1.601 53.341 4.458 9.375 39.508 3.106 562 44.199 0 88.742

201.040 2.646 869 11.880 132.477 131.569 908 53.168 119.409 17 1.248 67.574 4.126 11.304 52.144 3.165 701 46.704 81.631

222.283 2.957 940 13.186 146.279 145.277 1.002 58.921 132.162 18 1.378 74.728 4.561 12.449 57.717 3.472 777 51.789 90.121

244.251 3.303 1.029 14.653 160.818 159.720 1.098 64.449 145.373 20 1.531 82.156 5.034 13.645 63.477 3.807 869 56.991 98.878

22.876 371 91 1.467 14.277 14.178 98 6.671 14.132 1 126 7.536 447 1.139 5.949 319 78 6.069 8.744

44.041 668 167 2.869 27.671 27.484 188 12.665 27.070 3 253 14.381 864 2.148 11.370 659 144 11.629 16.971

66.764 971 244 4.440 42.238 41.956 283 18.870 40.965 4 396 21.821 1.301 3.193 17.327 999 239 17.506 0 25.799

89.003 1.241 328 5.886 56.456 56.085 371 25.091 54.583 6 553 29.105 1.730 4.181 23.194 1.339 324 23.255 0 34.419

112.020 1.553 434 7.346 71.181 70.716 465 31.506 68.642 7 722 36.600 2.204 5.123 29.273 1.693 394 29.227 0 43.377

134.377 1.813 525 8.722 85.565 85.006 559 37.753 82.145 8 922 43.601 2.665 6.031 34.905 2.056 474 35.082 0 52.232

157.287 2.111 613 10.112 100.487 99.820 667 43.964 95.771 10 1.128 50.580 3.129 6.959 40.492 2.426 553 41.073 0 61.517

181.177 2.375 687 11.440 115.473 114.696 777 51.201 109.923 11 1.299 57.555 3.593 7.907 46.055 2.788 631 47.638 0 71.254

204.046 2.617 765 12.755 130.315 129.432 884 57.595 123.256 14 1.508 64.270 4.031 8.834 51.405 3.141 729 53.594 0 80.790

30.950 2.038

33.347 1.834

45.598 1.194

39.165 1.131

44.130 1.363

48.771 1.588

6.632 513

11.123 860

15.058 911

21.673 1.054

26.270 1.089

29.979 1.092

33.222 1.149

39.367 1.192

44.450 1.233

196

-

-

-

-

-

-

-

-

-

-

-

-

-

-

154.776 7.612 899 10.851 92.359 91.919 440 43.055 91.041 126 1.153 44.753 3.613 9.512 31.628 2.057 553 42.396 3

5

10

29

-

-

-

-

-

-

-

-

-

-

-

-

3.628 13.048

4.710 14.598

13.849 17.375

8.203 18.953

9.107 20.581

10.428 22.272

2.167 1.615

4.173 3.127

3.785 4.867

5.483 6.869

6.772 9.121

8.556 11.021

8.573 12.847

12.094 14.427

15.580 16.100

12.035 63.557 320

12.195 71.838 426

13.150 93.115 706

10.878 82.382 244

13.079 91.883 285

14.484 102.351 340

2.337 11.389 59

2.964 21.309 35

5.495 30.898 87

8.267 42.812 140

9.288 52.787 159

9.310 62.468 138

10.653 71.630 187

11.655 84.668 248

11.537 97.870 325

348

-

-

-

-

-

-

-

-

-

-

-

17.237 26.975 636

-

-

-

-

-

-

-

-

-

-

-

7.430 21.871 969

8.356 24.761 1.087

9.416 27.830 1.111

2.256 3.437 66

4.153 5.654 131

3.765 9.490 189

5.262 13.559 259

6.553 16.249 322

8.194 18.221 441

8.266 21.599 500

12.449 24.452 570

63.654

5.572

11.336

17.366

23.592

29.504

35.474

41.079

46.949

52.698

45.299 18.660 22.602 (3.941) 41.357 27.491 27.502 32.860

3.988 1.556 1.779 (224) 3.764 10 2.921

6.785 2.980 3.366 (386) 6.399 20 5.038

9.959 4.368 4.756 (388) 9.571 7.541

13.281 5.749 6.362 (613) 12.668 9.922

16.860 7.565 8.039 (474) 16.386 12.922

19.743 9.203 9.583 (380) 19.363 15.273

23.108 10.958 11.216 (258) 22.850 18.043

25.953 12.730 12.486 245 26.198 20.675

27.369 15.537 14.135 1.403 28.772 22.727

7

5

2

3.260 14.940 647

2.993 17.278 686

12.051 22.716 646

44.035 31.129 13.936 13.463 473 31.602 19.567 19.685 24.955

50.449 39.807 15.751 15.124 628 40.435 23.361 23.511 31.687

56.994

51.867

57.394

41.225 18,912r) 17.382 1,530r) 42,754r) 23.207 23,206r) 33.469

38.414 15.185 18.607 (3.423) 34.991 27.816

42.368 16.752 20.590 (3.839) 38.529 30.629

-

0

-

Interest Income and Interest Expenses 227.259 1. Interest Income 2.896 a. From Bank Indonesia Placement 844 b. From interbank placement 14.043 c. From securities 145.516 d. From credit 144.523 - To Third Party non Bank 992 - To other Bank 63.960 e Others 136.690 2. Interest Expenses 15 a. Bank Indonesia Liabilites 1.779 b. Interbank Liabilities 71.109 c. Third Party non Bank 4.476 - Demand Deposit 9.775 - Saving 56.858 - Time deposits 3.495 d. Securities 811 e. Loans received 59.480 f. Others 0 g. Corrections 90.569 B. Net Interest Income (A1-A2) C. Other Operating Income and Expenses 48.615 1. Other Operating Income 1.315 a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets 17.202 d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares 17.804 with equity method, 12.242 f Others 2. Non Interest Expense 105.721 270 a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative 15.674 transaction 30.435 e. Depreciation/Amortizations 709 f Losses from investment in shares with equity method, fees/comissions/ 58.586 g. Others 33.464 D. Operating Profit/loss (A1+C1) - (A2+C2) 14.348 E. Non Operational Income 15.706 F. Non Operational Expenses (1.359) G. Non Operational Profit (E - F) 32.105 H. Current Year profit I. Transfser Profit / Loss Received J. Transfer of Profit/Loss to Head Office 25.271 K. Profit/Loss After Estimation of tax r) Revised figures *) Provisional figures

66



Tabel 1.11.a. Laporan Laba / Rugi BUSN Non Devisa

(Non-Foreign Exchange Commercial Banks Income Statements) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya D. Laba/Rugi Operasional (A1 + C1) - (A2 + C2) E. Pendapatan non - operasional F. Beban non - operasional G. Laba/Rugi non-operasional (E - F) H. Laba/Rugi tahun berjalan sebelum pajak I. Penerimaan Transfer Laba/Rugi J. Transfer Laba/Rugi ke Kantor Pusat K. Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan)

2011

2012

2014

2013

Okt

2015

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Items

Okt A.

20.597 667 111 532 11.393 11.353 40 7.893 13.426 122 5.198 143 296 4.758 415 80 7.611 7.171

27.222 536 96 564 15.286 15.204 82 10.740 17.226 0 163 6.043 146 389 5.507 444 87 10.489 0 9.995

32.478 692 113 601 18.313 18.196 117 12.759 21.052 0 274 7.509 195 421 6.893 553 146 12.571 0 11.426

31.693 589 163 724 17.761 17.649 112 12.455 22.265 1 279 9.038 204 342 8.492 502 140 12.304 0 9.428

34.943 675 181 808 19.588 19.470 119 13.692 24.552 1 298 9.996 227 377 9.392 544 167 13.546 0 10.391

38.604 747 206 893 21.475 21.348 127 15.283 27.227 1 321 10.994 250 415 10.329 586 199 15.126 0 11.377

3.428 74 29 86 1.891 1.881 10 1.348 2.445 0 21 1.012 22 38 953 43 32 1.337 983

6.608 136 50 168 3.700 3.682 18 2.554 4.627 0 39 1.912 43 70 1.798 85 60 2.531 0 1.981

10.094 200 72 257 5.628 5.600 28 3.938 7.094 57 2.908 64 106 2.738 126 91 3.911 0 3.001

13.493 270 93 343 7.516 7.479 37 5.272 9.484 76 3.882 89 141 3.652 168 124 5.235 0 4.009

16.591 326 92 390 9.318 9.271 47 6.466 11.611 93 4.735 99 172 4.464 207 158 6.418 0 4.980

20.011 379 110 480 11.207 11.150 57 7.835 13.985 0 113 5.667 117 207 5.343 245 191 7.769 0 6.025

23.423 434 134 548 13.155 13.087 68 9.152 16.336 0 133 6.611 140 244 6.227 285 224 9.082 0 7.087

26.845 494 154 625 15.063 14.985 79 10.509 18.727 0 154 7.575 161 282 7.131 320 258 10.421 0 8.118

30.237 550 173 707 16.978 16.886 92 11.829 21.050 0 175 8.507 181 320 8.006 352 290 11.726 0 9.188

1.067 159

1.184 104

1.397 96

1.598 34

1.794 38

2.081 40

195 7

547 26

735 33

872 39

1.049 47

1.197 54

1.312 62

1.548 72

-

-

-

-

3

4

0

366 17 1 -

1

1

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

165

2 340

3 390

2 664

2 739

2 819

0 62

0 117

1 191

1 279

1 345

1 406

1 467

2 523

2 595

743 5.940 35

738 7.751 14

909 8.840 19

899 8.291 1

1.012 9.239 1

1.216 10.303 1

126 941 1

230 1.871 2

328 2.745 1

420 3.699 1

486 4.534 1

595 5.468 2

675 6.428 2

725 7.418 3

879 8.431 5

-

-

-

-

3

3

1

1

1

1

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1.124 2

0 1.503 3

1 1.591 18

0 1.725 45

0 1.966 49

0 2.203 53

0 252 4

0 484 24

1 694 14

1 908 18

1 1.059 22

1 1.252 26

1 1.505 30

1 1.783 33

1 2.017 37

4.779 2.298 123 104 19 2.317 2.984 2.998 1.785

6.230 3.428 139 94 46 3.474 4.354 4.354 2.790

7.210 3.983 255 151 103 4.086 4.779 4.779 3.084

6.521 2.735 208 269 (61) 2.674 1.993

7.220 2.946 231 288 (57) 2.889 2.137

8.042 3.156 119 173 (54) 3.102 350 350 2.316

683 237 7 9 (2) 236 51 51 180

1.359 476 13 22 (9) 467 92 92 347

2.033 803 21 25 (4) 799 602

2.770 1.045 28 33 (4) 1.041 781

3.451 1.317 34 41 (7) 1.310 988

4.188 1.605 40 49 (9) 1.597 1.214

4.890 1.856 51 60 (8) 1.847 1.372

5.598 2.013 60 67 (7) 2.006 1.472

6.372 2.304 70 75 (5) 2.299 1.685

Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections B. Net Interest Income (A1-A2) C. Other Operating Income and Expenses 1.708 1. Other Operating Income 82 a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets 2 d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares 674 with equity method, 950 f Others 2. Non Interest Expense 9.428 5 a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative 1 transaction 2.247 e. Depreciation/Amortizations 40 f Losses from investment in shares with equity method, fees/comissions/ 7.134 g. Others 2.538 D. Operating Profit/loss (A1+C1) - (A2+C2) 68 E. Non Operational Income 84 F. Non Operational Expenses (16) G. Non Operational Profit (E - F) 2.523 H. Current Year profit - I. Transfser Profit / Loss Received - J. Transfer of Profit/Loss to Head Office 1.849 K. Profit/Loss After Estimation of tax

33.625 604 194 807 18.915 18.812 103 13.105 23.367 0 199 9.483 200 359 8.923 386 308 12.991 0 10.258

r) Angka-angka diperbaiki *). Angka-angka sementara

r) Revised figures *)

Provisional figures

67



Tabel 1.12.a. Laporan Laba / Rugi BPD

(Regional Development Banks Income Statements) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya

D. E. F. G. H. I. J. K.

2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Pendapatan non - operasional Beban non - operasional Laba/Rugi non-operasional (E - F) Laba/Rugi tahun berjalan sebelum pajak Penerimaan Transfer Laba/Rugi Transfer Laba/Rugi ke Kantor Pusat Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan)

2011

2012

2014

2013

2015

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Items A.

42.494 1.965 1.611 1.580 26.622 26.613 9 10.717 22.880 8 440 10.853 2.232 1.649 6.971 786 92 10.701 19.614

47.630 1.470 1.663 1.407 30.994 30.984 10 12.096 24.774 16 274 11.789 2.757 1.621 7.410 912 158 11.607 20 22.856

55.515 812 2.333 1.715 36.044 36.033 11 14.612 27.624 18 594 11.918 2.977 1.620 7.321 809 112 14.173 1 27.891

53.430 710 2.399 1.893 33.470 33.448 22 14.958 29.082 15 695 12.810 2.463 1.418 8.929 628 128 14.804 2 24.349

59.057 790 2.675 2.091 36.908 36.884 25 16.592 32.230 16 739 14.263 2.736 1.553 9.974 695 143 16.371 2 26.826

65.019 896 2.946 2.284 40.599 40.572 28 18.294 35.426 18 808 15.604 2.995 1.712 10.896 766 170 18.058 2 29.593

5.664 55 215 185 3.567 3.558 9 1.642 3.111 2 85 1.323 235 160 929 64 13 1.624 0 2.552

11.220 118 405 387 7.069 7.055 14 3.242 6.131 3 156 2.627 462 300 1.865 130 20 3.194 0 5.090

17.315 180 651 594 10.858 10.836 22 5.031 9.621 5 221 4.199 706 445 3.047 196 49 4.951 0 7.694

23.777 321 1.009 841 14.525 14.496 30 7.082 13.445 7 275 5.926 1.045 586 4.295 258 62 6.918 0 10.332

30.266 423 1.374 1.109 18.203 18.173 30 9.156 17.372 9 321 7.779 1.383 731 5.665 311 75 8.877 0 12.894

36.887 508 1.762 1.360 22.094 22.059 35 11.164 21.284 11 372 9.595 1.713 873 7.009 381 102 10.822 0 15.603

43.425 591 2.110 1.623 25.928 25.887 41 13.174 25.135 12 430 11.369 2.013 1.024 8.331 435 115 12.773 0 18.291

49.871 685 2.430 1.890 29.786 29.739 47 15.080 28.922 14 468 13.139 2.325 1.179 9.635 505 128 14.667 0 20.949

56.587 786 2.780 2.196 33.767 33.715 52 17.058 32.713 16 508 14.884 2.660 1.328 10.896 567 155 16.583 0 23.874

63.515 872 3.154 2.531 37.798 37.740 58 19.160 36.697 18 558 16.731 3.009 1.489 12.232 628 167 18.595 1 26.818

5.211 156

5.652 363

4.360 116

4.410 74

4.918 88

5.822 114

666 36

2.028 62

2.632 72

3.171 78

2.337 92

2.683 106

3.057 120

3.567 138

4.134 215

17

17

1.217 44 0 -

-

2

65 973

90 1.000

3 130 1.034

3

3

-

-

160 889

174 971

3 -

1

-

-

-

-

-

-

-

-

-

-

-

38 160

55 252

77 363

89 456

98 578

111 664

129 749

159 871

225 970

-

204 1.089

20 87

0

0

0

0

0

4.000

4.180

3.077

3.285

3.682

4.412

522

975

1.659

2.121

2.548

1.568

1.802

2.058

2.398

2.724

15.377 57

18.181 215

19.826 123

18.363 50

20.669 59

23.805 71

1.988 13

4.161 22

6.115 48

8.444 59

10.968 56

11.814 62

14.448 200

16.531 243

18.744 289

21.349 456

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

55 3.395 35

75 3.592 29

92 4.180 23

142 4.889 16

153 5.694 18

178 6.375 20

18 816 1

32 1.616 3

11.835 9.448 833 754 79 9.527 2.488 2.704 7.954

14.270 10.327 926 791 135 10.462 2.910 3.059 8.946

15.407 12.426 1.349 1.089 260 12.686 3.355 3.544 10.733

13.265 10.396 1.291 1.246 45 10.440 8.826

14.745 11.076 1.432 1.417 15 11.091 9.368

17.161 11.609 1.620 1.506 114 11.723 3.316 3.530 9.667

1.140 1.230 182 173 9 1.239 1.096

2.487 2.146 346 334 12 2.158 1.867

0

0

0

0

0

0

0

46 2.104 4

64 2.761 7

74 3.688 9

80 2.931 11

89 3.655 12

105 4.194 14

130 4.657 15

187 5.312 17

3.913 3.608 518 503 15 3.622 3.195

5.552 4.520 703 694 8 4.528 3.924

7.141 5.097 863 872 (8) 5.089 4.321

8.730 6.126 1.206 1.187 19 6.145 5.229

10.492 6.526 1.396 1.394 2 6.528 5.492

11.975 7.475 1.686 1.620 66 7.541 6.294

13.653 8.696 1.964 1.874 90 8.787 7.402

15.377 9.603 2.123 2.072 51 9.655 8.110

B. C.

Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections Net Interest Income (A1-A2) Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, f Others 2.

D. E. F. G. H. I. J. K.

Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/ g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax

68



Tabel 1.13.a. Laporan Laba / Rugi Bank Campuran

(Joint Venture Banks Income Statements) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima

B. C .

D. E. F. G. H. I. J. K.

f. Lainnya g. Koreksi atas pendapatan bunga Pendapatan Bunga Bersih (A1-A2) Pendapatan dan Beban Operasional Lain 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Pendapatan non - operasional Beban non - operasional Laba/Rugi non-operasional (E - F) Laba/Rugi tahun berjalan sebelum pajak Penerimaan Transfer Laba/Rugi Transfer Laba/Rugi ke Kantor Pusat Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan) r) Angka-angka diperbaiki

2011

2012

2013

2014 Okt

2015

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Items

Okt A.

Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received

12.400 571 297 951 8.229 8.229 2.352 6.095 2 129 3.409 211 235 2.962 43 175

16.784 343 236 864 10.457 10.457 0 4.883 9.400 0 169 3.973 256 258 3.458 89 292

19.329 406 262 869 12.497 12.495 2 5.295 10.639 0 223 4.697 285 238 4.174 89 408

16.157 285 201 804 11.439 11.428 11 3.428 8.211 0 243 4.173 277 168 3.727 90 464

17.875 312 230 907 12.648 12.636 12 3.777 9.102 0 262 4.657 316 185 4.156 101 515

19.716 340 262 1.031 13.920 13.907 13 4.163 10.070 0 277 5.170 355 254 4.560 113 580

1.831 26 30 117 1.285 1.285 1 372 982 18 535 39 18 478 11 57

3.572 49 66 238 2.447 2.445 2 771 1.952 34 1.037 73 36 928 32 108

6.248 74 105 377 3.741 3.739 2 1.952 3.785 0 50 1.608 113 54 1.441 54 171

7.989 88 135 508 4.924 4.921 3 2.334 4.821 0 82 2.156 161 68 1.927 78 234

9.050 105 168 651 6.201 6.198 3 1.925 5.077 0 314 2.551 189 69 2.293 104 303

11.124 118 204 776 7.777 7.773 4 2.249 6.319 0 195 3.154 230 99 2.825 132 371

12.706 143 230 907 8.783 8.778 5 2.643 7.040 0 226 3.663 259 115 3.290 160 448

14.687 170 254 1.029 10.182 10.176 6 3.051 8.072 0 250 4.170 292 132 3.746 184 531

16.527 196 276 1.146 11.451 11.445 7 3.457 9.110 0 285 4.669 326 149 4.194 207 614

18.491 228 299 1.252 12.843 12.836 8 3.869 10.191 0 321 5.205 360 169 4.676 230 697

2.337 6.305

4.876 7.384

5.222 8.690

3.242 7.946

3.566 8.774

3.931 9.646

361 849

741 1.620

1.902 2.463

2.272 3.168

1.805 3.973

2.467 4.805

2.543 5.665

2.938 6.614

3.335 7.416

8.450 279

7.934 272

12.362 107

9.988 283

10.039 344

11.001 344

1.457 91

2.915 148

4.512 153

5.499 193

6.145 126

6.889 124

7.726 116

9.443 155

11.336 142

-

-

-

-

-

-

-

-

-

-

-

-

-

f. Others g. Corrections B. Net Interest Income (A1-A2) C. Other Operating Income and Expenses 10.907 1. Other Operating Income a. Increase in fair value and gain 246 form sale of securities b. Increase in fair value and gain form sale of credit 0 c. Increase in fair value and gain form sale of other financial assets 8.035 d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares 1.986 with equity method, 640 f Others 2. Non Interest Expense 16.366 129 a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses 23 form sale of other financial assets d. Losses from spot and derivative 6.900 transaction 3.940 e. Depreciation/Amortizations 409 f Losses from investment in shares with equity method, fees/comissions/ 4.964 g. Others 2.841 D. Operating Profit/loss (A1+C1) - (A2+C2) 247 E. Non Operational Income 795 F. Non Operational Expenses (548) G. Non Operational Profit (E - F) 2.293 H. Current Year profit 144 I. Transfser Profit / Loss Received 144 J. Transfer of Profit/Loss to Head Office 1.604 K. Profit/Loss After Estimation of tax

-

-

37

35

55

0

8

4

1

0

0

0

0

0

5.775 1.836

4.975 2.112

9.480 2.393

7.174 2.042

6.926 2.275

7.609 2.500

1.108 204

2.268 410

3.435 658

4.180 824

4.661 1.042

5.185 1.239

5.766 1.409

7.234 1.595

8.795 1.774

560 11.908 21

575 10.853 47

383 15.508 93

452 12.925 75

458 13.194 81

492 14.458 80

55 1.947 21

81 3.614 58

261 5.467 75

300 7.118 99

317 8.445 102

340 10.239 114

434 11.594 110

460 13.734 112

625 16.080 147

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

5.288 1.896 322

3.821 1.659 382

7.395 2.082 436

4.381 2.847 709 259 450 3.297 (96) (96) 2.434

4.944 4.466 509 340 169 4.635 (80) (80) 3.448

5.502 5.545 1.526 1.082 443 5.988 22 22 4.538

-

0

1

3

0

0

1

5

9

11

15

20

5.899 1.856 450

5.481 2.048 492

5.973 2.217 551

1.018 420 38

1.982 566 83

2.948 853 126

3.722 1.237 156

4.089 1.641 222

4.588 2.353 263

5.015 2.695 302

6.169 3.167 336

7.307 3.774 373

4.644 5.008 105 419 (314) 4.694 44 44 3.569

5.091 5.619 134 507 (372) 5.247 49 49 3.997

5.636 6.189 168 678 (510) 5.679 54 54 4.219

447 359 69 137 (68) 290 5 5 226

924 922 95 265 (170) 751 10 10 569

1.464 1.508 117 396 (279) 1.229 17 17 904

1.903 1.548 121 355 (234) 1.314 23 23 968

2.386 1.673 172 447 (275) 1.398 38 38 1.007

2.913 1.455 252 501 (249) 1.206 52 52 764

3.461 1.797 294 642 (348) 1.449 66 66 941

3.934 2.323 341 878 (537) 1.786 80 80 1.191

4.458 2.672 322 1.205 (883) 1.790 93 93 1.215

3.738 8.300

r) Revised figures

69



Tabel 1.14.a. Laporan Laba / Rugi Bank Asing

(Foreign Owned Banks Income Statements) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya D. Laba/Rugi Operasional (A1 + C1) - (A2 + C2) E. Pendapatan non - operasional F. Beban non - operasional G. Laba/Rugi non-operasional (E - F) H. Laba/Rugi tahun berjalan sebelum pajak I. Penerimaan Transfer Laba/Rugi J. Transfer Laba/Rugi ke Kantor Pusat K. Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan)

2011

2012

2013

2014 Okt

2015

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Items

Okt A.

13.604 1.227 376 2.333 9.211 9.144 67 456 4.201 1 470 2.926 576 153 2.198 4 178

13.664 712 379 2.122 10.102 10.053 48 349 3.874 0 400 2.553 507 139 1.908 0 84

16.047 636 508 2.381 11.640 11.592 48 882 4.943 0 404 3.112 637 95 2.380 72 18

16.788 396 467 3.104 12.244 12.138 106 578 4.693 501 3.344 632 78 2.634 135 45

18.653 459 587 3.419 13.566 13.441 125 622 5.182 0 550 3.696 698 86 2.912 153 49

20.532 502 633 3.782 14.927 14.780 146 688 5.718 0 618 4.073 768 94 3.212 166 54

1.943 53 61 404 1.336 1.315 21 90 529 54 375 68 9 299 20 3

3.682 100 103 765 2.573 2.532 41 141 1.035 120 724 128 20 576 40 5

5.619 147 143 1.174 3.957 3.894 63 197 1.596 0 190 1.106 191 30 885 66 11

7.543 178 194 1.552 5.320 5.234 85 300 2.186 0 280 1.478 248 38 1.192 90 27

9.557 223 316 1.909 6.777 6.670 107 332 2.761 0 358 1.887 311 46 1.530 114 32

11.395 272 380 2.234 8.163 8.035 128 347 3.296 0 415 2.274 364 55 1.856 140 34

13.462 312 424 2.571 9.712 9.563 149 442 3.860 0 472 2.679 425 63 2.191 166 36

15.382 361 468 2.948 11.198 11.027 172 406 4.432 0 539 3.078 485 72 2.521 194 37

17.370 408 518 3.311 12.678 12.484 194 455 5.033 0 626 3.483 553 82 2.847 224 31

19.487 456 610 3.647 14.189 13.975 214 585 5.715 17 671 3.901 615 92 3.194 253 41

622 9.403

837 9.790

1.337 11.104

668 12.096

734 13.471

806 14.814

77 1.414

146 2.646

223 4.022

310 5.357

369 6.796

433 8.099

507 9.602

583 10.950

669 12.337

832 13.772

25.821 2.950

27.028 2.206

36.640 1.612

31.267 1.460

35.100 1.945

36.044 2.106

7.794 705

13.200 991

17.697 976

20.405 1.089

23.713 1.179

27.466 1.333

31.653 1.412

39.136 1.520

48.427 1.570

49.013 1.851

-

-

124

191

232

232

-

-

-

-

-

0

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

16.511 4.889

18.751 5.502

28.911 5.467

24.083 4.981

26.885 5.455

26.874 6.010

6.501 508

11.098 955

14.999 1.470

17.073 1.966

19.834 2.437

22.870 2.952

26.435 3.403

33.260 3.871

42.017 4.353

41.814 4.815

1.471 27.883 1.319

569 29.002 1.242

527 38.835 1.256

552 33.619 440

583 38.155 670

822 39.181 680

81 7.465 148

157 12.974 285

252 18.025 431

277 21.304 684

263 26.050 831

311 30.848 901

403 35.597 1.089

485 43.233 1.229

488 53.347 1.432

532 55.531 1.413

38

50

94

1

123

-

-

48

65

358

-

-

-

0

0

14.707 2.350 651

16.216 1.923 790

25.555 1.939 832

22.339 1.760 785

25.136 2.248 896

8.497 7.341 1.678 206 1.472 8.813 8 987 5.289

8.708 7.816 1.419 398 1.021 8.837 39 835 5.137

9.254 8.909 1.210 116 1.094 10.003 100 1.338 6.121

8.295 9.744 957 202 755 10.499 83 461 7.478

9.157 10.416 1.065 220 845 11.261 82 561 7.898

8

12

28

-

-

-

-

24.738 2.542 1.012

6.133 258 75

10.394 452 156

13.879 851 248

15.738 1.040 316

10.143 11.677 1.194 245 949 12.626 78 612 8.724

843 1.743 90 58 32 1.775 (10) (10) 1.331

1.675 2.872 131 80 51 2.923 (14) 167 2.002

2.588 3.694 207 102 105 3.799 (6) 198 2.622

3.488 4.457 258 117 141 4.598 11 338 2.983

142

141

-

-

-

-

-

18.403 1.941 384

21.287 2.740 461

24.632 2.964 529

30.846 3.159 614

39.091 3.706 710

39.001 5.020 779

4.369 4.459 408 139 268 4.728 27 286 2.988

5.396 4.717 502 164 338 5.055 35 280 3.397

6.309 5.658 611 194 417 6.075 34 335 4.155

7.291 6.854 724 243 480 7.334 36 545 4.841

8.266 7.418 843 296 548 7.965 33 527 5.417

9.177 7.254 726 266 460 7.714 30 500 5.143

71

64

75

B. C.

D. E. F. G. H. I. J. K.

Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections Net Interest Income (A1-A2) Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/ g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax

70



Tabel 1.15.a. Rekening Administratif Bank Umum

(Commercial Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya r) Angka-angka diperbaiki

2011

2014

2015

2012

2013

209.460 16.310 185.233

275.380 16.205 254.545

397.024 32.430 359.454

7.916 1.083.342 683.279

4.630 1.154.122 817.271

261.688 421.591 2.491

265.664 551.608 5.911

301.472 712.005 8.384

273.186 850.107 9.302

278.608 801.134 10.647

297.369 840.132 7.868

301.896 873.337 8.905

279.011 870.534 7.026

1.497 994 149.921 245.727

1.609 4.301 73.439 255.717

1.056 7.328 95.196 360.465

1.715 7.587 75.606 467.648

1.791 8.856 75.435 361.207

1.533 6.335 74.274 454.203

1.738 7.168 74.132 474.929

1.924 179.882 152.959 25.546 1.377 142.367 140.652 1.715 167.791

1.785 199.692 173.136 25.849 706 183.675 180.788 2.888 191.889

10.515 260.029 229.328 29.696 1.005 232.345 229.089 3.255 216.548

5.781 277.015 235.992 37.518 3.504 238.852 236.533 2.319 231.154

4.713 279.983 239.673 36.758 3.553 243.642 238.148 5.495 231.074

4.877 284.281 244.456 36.327 3.498 249.737 247.851 1.886 237.956

29.435 132.218 124.589 7.629 6.138 5.302 836

24.576 159.833 144.316 15.517 7.480 6.913 567

27.375 180.184 162.254 17.930 8.988 8.383 605

24.828 188.748 180.236 8.513 17.577 10.752 6.825

24.499 189.050 180.521 8.529 17.525 10.699 6.827

23.301 195.932 187.325 8.607 18.723 11.883 6.840

Okt 507.141 23.331 475.858

Nov 547.155 22.978 517.247

Des 472.959 24.710 440.874

Jan 481.118 24.227 449.891

Feb 521.196 30.891 482.812

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Indicator

Okt


522.252 35.407 477.958

536.608 35.715 491.364

533.160 33.798 491.502

540.171 18.998 511.591

584.144 37.357 538.456

598.349 38.743 553.139

611.330 39.835 564.428

5.140 7.952 6.930 7.376 7.001 7.494 8.888 1.314.773 1.681.630 r) 1.531.742 r) 1.678.723 r) 1.742.891 r) 1.737.698 r) 1.794.038 1.013.477 1.123.292 1.079.742 1.137.501 1.175.234 1.149.546 1.193.305

9.529 1.801.891 1.165.706

7.860 1.827.051 1.177.527

9.582 1.905.601 1.243.832

8.332 1.869.259 1.194.267

6.467 1.955.122 1.239.313

7.067 2.006.975 1.247.794

295.478 897.827 7.888

288.795 876.911 7.118

293.443 884.083 7.269

303.291 940.541 9.929

305.374 888.894 9.870

305.853 933.460 9.251

296.483 951.312 10.973

285.875 944.454 11.270 -

1.858 5.169 67.290 505.822

2.472 5.416 70.653 515.979

1.473 5.645 69.769 553.114

1.664 5.606 68.599 567.778

2.606 7.323 64.670 581.277

1.647 8.223 66.716 592.619

1.697 7.553 69.715 630.166

2.798 8.176 72.763 669.431

2.824 8.446 73.916 592.498

9.691 303.048 261.522 37.929 3.598 238.566 236.784 1.782 233.857

8.014 297.140 254.282 39.073 3.785 242.268 240.208 2.060 236.671

6.213 294.429 251.209 39.406 3.815 249.865 247.966 1.898 240.693

6.184 293.364 249.541 39.975 3.847 253.797 251.731 2.066 242.180

5.878 295.198 250.512 40.800 3.885 259.361 257.310 2.051 244.880

5.893 293.150 249.570 39.524 4.055 266.444 264.337 2.106 251.089

5.787 303.219 258.634 40.535 4.050 269.978 267.991 1.987 253.930

6.677 310.934 265.027 41.824 4.084 279.485 277.424 2.061 259.293

6.012 326.804 280.672 41.943 4.189 296.955 294.976 1.979 265.776

6.470 312.053 265.919 41.946 4.187 287.892 285.843 2.050 264.058

23.528 190.678 182.039 8.639 19.652 12.119 7.533

23.802 193.522 184.818 8.704 19.347 12.212 7.136

23.627 197.705 188.764 8.941 19.361 12.230 7.130

23.520 199.193 190.179 9.014 19.467 12.326 7.141

23.018 202.120 192.934 9.186 19.742 12.568 7.174

22.980 208.156 198.895 9.261 19.953 12.729 7.224

23.055 211.051 201.770 9.281 19.824 13.567 6.257

23.503 215.798 206.403 9.396 19.992 13.724 6.269

23.938 221.561 211.894 9.667 20.277 13.884 6.393

23.011 220.661 211.169 9.492 20.385 13.932 6.453

(purchased) 9.903 - Others 1.914.483 Commited Liabilities 1.230.329 - Undisbursed loan facilities

to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets

- Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others r) Revised figures

71



Tabel 1.16.a. Rekening Administratif Bank Persero

(State Owned Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya r) Angka-angka diperbaiki

2011

2012

2013

2014

2015

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Indicator

Jun

Jul

Ags

Sep

Okt

14.040 297 13.069

23.602 23.602

20.614 20.614

26.102 25.898

21.390 20.746

26.337 1.239 24.469

23.513 1.267 21.927

32.134 1.293 30.588

34.792 3.922 30.673

31.154 3.889 27.106

31.647 3.967 27.409

34.072 4.000 29.658

42.442 4.058 37.807

44.233 4.215 39.368

48.847 4.395 43.907


674 309.000 189.035

240.565 193.478

280.015 206.070

204 404.806 233.882

644 404.034 234.731

630 419.249 236.079

319 421.174 244.082

254 428.263 240.878

197 316.069 249.524

160 312.232 250.928

271 311.552 248.332

414 299.306 239.261

578 310.889 242.254

651 341.298 267.563

546 338.595 257.368

452 - Others 348.594 Commited Liabilities 264.472 - Undisbursed loan facilities

49.572 139.463 163

48.414 145.065 211

51.893 154.177 95

34.883 198.999 283

34.496 200.235 301

35.199 200.880 53

38.716 205.366 145

37.931 202.947 136

33.764 215.761 131

35.638 215.290 123

36.011 212.321 117

31.496 207.764 252

34.480 207.773 170

37.385 230.178 105

32.651 224.717 79

33.832 230.640 150 -

50 113 112.773 7.023

72 140 34.112 12.749

63 32 43.828 19.396

267 17 32.560 25.894

288 13 32.679 21.843

39 14 33.335 25.212

131 14 33.385 24.004

128 8 32.080 32.805

122 8 33.838 32.573

115 8 33.453 27.725

112 4 34.119 28.980

72 179 29.493 30.298

165 5 29.933 38.528

100 5 32.371 41.255

72 7 34.025 47.120

141 10 38.142 45.827

6 32.101 10.440 20.529 1.131 54.641 54.066 575 117.840 26.383 91.369 88.092 3.277 88 88 -

14 35.686 15.132 20.116 438 82.152 81.904 248 121.735 19.066 102.575 99.263 3.312 94 94 -

373 50.379 26.599 23.130 650 109.845 109.543 302 132.532 19.621 112.791 109.020 3.771 120 120 -

5 62.627 33.920 25.517 3.191 116.888 116.321 567 134.906 17.706 117.080 113.570 3.510 120 120 -

4 63.116 34.051 25.813 3.251 121.887 118.396 567 r) 136.097 17.469 118.506 114.995 3.511 121 121 -

4 62.747 33.672 25.873 3.202 129.354 128.883 470 138.372 17.503 120.746 117.233 3.513 123 123 -

3 64.865 35.206 26.417 3.241 123.827 123.430 397 132.839 17.717 115.000 111.485 3.514 123 123 -

3 66.947 36.741 26.969 3.237 124.943 124.373 570 134.073 17.791 116.157 112.639 3.518 125 125 -

3 67.742 37.395 27.086 3.261 129.464 128.996 468 136.244 17.741 118.377 114.858 3.519 127 127 -

3 69.782 39.175 27.320 3.286 132.885 132.410 474 136.739 17.751 118.862 115.299 3.563 126 126 -

4 70.791 39.613 27.851 3.327 135.138 134.670 469 138.069 17.698 120.242 116.676 3.566 129 129 -

3 69.485 38.740 27.252 3.493 136.217 135.649 568 141.525 17.864 123.531 119.961 3.570 130 130 -

4 72.345 40.975 27.867 3.503 140.651 140.062 589 143.247 17.898 125.216 121.645 3.572 132 132 -

3 74.541 42.428 28.566 3.547 145.817 145.204 614 146.235 18.435 127.662 124.078 3.584 137 137 -

3 75.709 43.763 28.286 3.660 154.672 154.047 624 151.236 18.951 132.141 128.545 3.596 143 143 -

2 74.860 43.113 28.127 3.620 151.816 151.156 660 149.272 18.080 131.057 127.481 3.576 135 135 -

(purchased)

to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others r) Revised figures

72



Tabel 1.17.a. Rekening Administratif BUSN Devisa

(Foreign Exchange Commercial Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya r) Angka-angka diperbaiki

2011

2012

2013

2014 Okt

Nov

2015 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Indicator

Okt

62.293 325 58.190

67.659 3.427 62.050

110.257 8.179 100.594

129.237 4.446 123.082

278.281 4.233 273.208

117.771 5.280 111.426

121.541 4.377 115.983

125.246 4.328 119.034

128.866 7.118 119.054

121.330 8.099 110.922

115.678 4.946 109.042

130.957 4.450 123.741

139.336 4.508 133.403

137.550 4.665 130.757

134.570 4.745 127.219


3.779 353.226 269.233

2.183 441.539

347.941

1.484 552.285 419.493

1.709 534.029 450.746

840 531.651 447.866

1.065 547.195 466.172

1.182 560.620 481.600

1.884 543.498 466.798

2.694 627.802 476.559

2.309 629.261 472.753

1.690 636.978 483.957

2.766 651.642 484.589

1.425 659.791 490.371

2.128 664.042 483.467

2.606 683.723 484.940

3.081 - Others 666.785 Commited Liabilities 488.439 - Undisbursed loan facilities

127.260 141.973 1.383

163.347 184.594 2.234

181.364 238.129 1.683

167.024 283.722 2.558

170.893 276.974 2.187

187.605 278.567 2.376

191.388 290.212 2.273

173.051 293.747 2.602

182.596 293.963 3.281

182.482 290.270 2.342

186.392 297.565 2.299

192.333 292.256 3.129

198.237 292.134 2.181

193.963 289.505 2.303

187.310 297.630 2.829

177.388 311.051 2.713 -

779 604 21.864 60.678

1.140 1.094 25.113 66.171

883 800 27.686 95.574

1.192 1.366 28.566 116.294

1.233 954 28.350 103.058

1.234 1.142 26.264 110.647

1.360 912 24.187 116.603

1.582 1.020 20.794 117.829

2.074 1.206 22.150 123.149

1.073 1.270 20.980 130.398

1.058 1.241 19.306 128.962

2.066 1.063 20.292 141.335

992 1.189 20.370 144.857

1.095 1.208 21.768 153.533

913 1.917 23.574 170.003

1.039 1.674 22.942 149.798

82

7.849 9.196 4.709 4.232 256 43.986 41.564 2.423 55.939 5.239 43.447 30.229 13.218 7.253 6.648 605

1.458 17.531 10.453 6.939 139 48.674 47.639 1.035 63.403 4.822 43.131 38.555 4.576 15.450 8.634 6.816

1.380 17.310 9.933 7.239 139 49.221 48.057 1.164 61.554 4.706 41.472 36.880 4.592 15.376 8.558 6.818

1.509 17.417 10.390 6.890 136 48.820 47.734 1.087 65.737 3.491 45.709 41.047 4.661 16.537 9.706 6.831

5.582 18.646 10.656 7.854 136 47.958 46.843 1.115 67.148 3.488 46.226 41.511 4.715 17.434 9.910 7.523

3.704 19.220 10.721 8.351 148 48.573 47.406 1.167 67.584 3.466 47.141 42.387 4.753 16.977 9.848 7.129

2.665 18.781 10.186 8.450 145 49.329 48.213 1.115 68.928 3.360 48.495 43.502 4.993 17.073 9.943 7.130

2.788 20.508 11.700 8.659 148 49.927 48.695 1.231 69.718 3.342 49.262 44.230 5.032 17.113 9.983 7.130

2.454 21.130 12.168 8.808 154 50.803 49.560 1.243 70.450 2.953 50.166 44.978 5.188 17.332 10.201 7.130

2.298 21.047 12.370 8.516 160 51.741 50.527 1.214 72.103 2.742 51.838 46.601 5.237 17.523 10.322 7.202

2.012 21.120 12.251 8.721 148 51.266 50.155 1.111 72.693 2.792 52.534 47.257 5.277 17.366 11.130 6.235

2.970 22.069 12.864 9.065 140 51.172 49.999 1.173 73.875 2.795 53.592 48.207 5.385 17.488 11.242 6.246

2.377 24.718 15.327 9.256 135 51.805 50.670 1.135 75.118 2.748 54.646 49.139 5.508 17.724 11.353 6.371

2.893 24.476 15.191 9.143 142 50.694 49.523 1.172 74.921 2.724 54.348 48.952 5.396 17.850 11.424 6.426

(purchased)

69 7.752 4.094 3.566 92 30.467 29.366 1.102 32.425 641 26.219 22.425 3.794 5.565 4.767 797

8.659

4.553 3.979 126 37.219

34.706 2.512 46.937

3.268 37.317 25.663 11.655 6.351 5.784 567


73



Tabel 1.18.a. Rekening Administratif BUSN Non Devisa

(Non-Foreign Exchange Commercial Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya

2011

2012

2013

2014 Okt

Nov

2015 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Indicator

Okt

29 Commited Claims - - Unused borrowing - - Outstanding spot and derivatives

63 50 -

18 -

25 -

40 -

22 -

24 -

24 -

25 -

24 -

35 13

23 -

26 -

27 -

27 -

27 -

13 2.735 2.651

18 4.762

25 6.583 5.880

40 10.833 10.052

22 11.057 10.257

24 10.331 9.529

24 11.390 10.404

25 10.937 10.033

24 10.392 10.196

22 11.312 11.081

23 11.038 10.786

26 10.347 10.113

27 11.056 10.801

27 11.201 10.952

27 11.286 11.035

2.008 643 51

2.954 1.808 70

3.919 1.961 75

3.257 6.795 136

3.372 6.885 143

3.620 5.910 183

3.481 6.923 182

3.367 6.666 189

3.924 6.272 177

4.267 6.814 204

4.440 6.346 219

4.023 6.090 205

4.388 6.414 209

4.386 6.566 205

4.295 6.740 205

29 22 -

41 29 -

30 45 -

38 98 -

33 110 -

46 137 -

48 134 -

71 118 -

72 106 -

72 131 -

94 125 -

72 133 -

76 133 -

75 130 -

69 136 -

74 137 -

29

27 327 318 9 387 324 63 3.103 81 2.404 2.166 239 617 617 -

23 367 353 14 470 396 74 3.818 86 3.049 3.043 5 683 683 -

42 363 362 1 499 412 87 3.915 85 3.134 3.128 5 697 697 -

30 363 362 1 551 466 85 4.012 85 3.211 3.206 5 716 716 -

44 448 446 1 603 512 91 4.085 85 3.271 3.266 5 728 728 -

13 410

18 403 400 2 643 553 89 4.307 85 3.469 3.464 5 753 753 -

27 474 472 2 770 692 78 4.406 85 3.554 3.548 5 767 767 -

33 434 433 1 870 788 82 4.494 85 3.628 3.622 5 781 781 -

30 436 436 0 1.086 997 89 4.558 85 3.678 3.673 5 795 795 -

45 445 444 0 1.278 1.211 67 4.658 85 3.764 3.759 5 808 808 -

44 467 467 1 1.417 1.347 70 4.761 85 3.850 3.845 5 825 825 -

46 484 484 1 1.524 1.457 68 4.952 85 4.032 4.027 5 835 835 -

47 512 500 12 1.635 1.561 75 5.092 85 4.150 4.145 5 857 857 -

(purchased)

33 245 0 244 0 222 185 37 1.432 85 1.223 1.067 156 124 124 -

4.861

309 303 6 374

289 85 2.255

82 1.761 1.612 149 412 412 -

409 2 625 539 86 4.131 85 3.307 3.302 5 739 739 -

29 - Others 11.686 Commited Liabilities 11.428 - Undisbursed loan facilities

to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others

4.606 6.822 211 -

74



Tabel 1.19.a. Rekening Administratif BPD

(Regional Development Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya r) Angka-angka diperbaiki

2011

2012

3.270 5 0

2.426

3.265 16.931 14.712

2.340

2013

2014 Okt

Nov

2015 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Indicator

Okt

4.161 Commited Claims 81 - Unused borrowing 784 - Outstanding spot and derivatives

3.674 80 366

4.487 151 890

4.734 81 1.255

3.458 80 0

4.834 81 1.245

4.064 81 949

3.471 81 381

3.903 81 849

3.991 81 894

4.238 80 949

4.454 80 1.218

4.547 81 1.266

3.888 80 383

18.826

3.228 24.112 19.261

3.446 31.568 17.536

3.398 27.958 16.765

3.377 27.193 16.493

3.509 28.045 17.123

3.034 28.004 16.754

3.010 19.088 15.824

2.974 19.995 16.073

3.016 19.650 15.851

3.210 18.833 15.542

3.155 20.499 16.079

3.200 18.523 13.993

3.425 18.321 14.567


6.353 8.360 72

5.366 13.460 78

5.338 13.922 151

4.209 13.327 119

4.576 12.189 178

3.880 12.613 143

3.775 13.346 136

3.477 13.277 143

3.186 12.638 106

3.055 13.018 110

3.116 12.735 119

3.074 12.467 129

3.334 12.745 162

3.308 10.685 184

3.330 11.237 182

3.425 10.545 165 -

55 16 894 27

15 64 865 39

36 115 817 219

55 63 377 431

75 103 365 753

50 93 399 37

25 111 383 977

25 118 383 788

20 86 377 131

31 79 355 807

22 97 377 656

16 114 422 108

28 133 384 1.063

31 153 366 997

16 166 494 185

30 135 483 705

1.226 1.973 989 833 152 10.377 10.376 1 6.449 2.326 3.952 3.714 238 171 133 39

1.196

1.629 4.506 2.852 1.573 81 12.140 11.763 376 8.540 2.434 5.993 5.610 383 113 113 -

2.513 7.363 3.115 4.101 147 13.131 12.488 643 9.500 2.215 7.163 6.904 259 122 113 9

2.514 5.889 3.025 2.715 149 12.684 11.931 753 9.594 2.238 7.234 6.975 259 122 113 9

2.607 5.512 2.835 2.531 146 11.353 11.109 244 9.784 2.222 7.439 7.173 266 122 113 9

3.002 5.391 2.682 2.503 206 8.947 8.768 180 9.767 2.238 7.407 7.165 242 122 113 9

2.869 5.719 2.696 2.638 385 8.453 8.215 238 10.204 2.460 7.625 7.360 265 120 113 7

2.650 5.815 2.667 2.756 392 8.572 8.346 226 10.266 2.441 7.712 7.450 262 113 113 -

2.649 5.856 2.673 2.787 396 9.532 9.249 283 10.239 2.342 7.784 7.522 262 113 113 -

2.646 6.000 2.714 2.898 388 10.398 10.141 257 10.555 2.282 8.139 7.864 275 134 113 21

2.632 5.690 2.794 2.502 393 11.368 11.133 236 11.368 2.289 8.967 8.669 298 112 112 -

2.812 5.739 2.752 2.596 391 12.033 11.814 220 11.398 2.280 9.006 8.731 276 112 112 -

2.983 6.008 2.807 2.814 388 13.013 12.809 205 11.899 2.188 9.599 9.329 271 112 112 -

2.893 6.229 2.898 2.945 386 13.757 13.605 152 11.557 2.154 9.291 8.884 407 112 112 -

2.784 5.731 2.248 3.077 406 14.008 13.864 144 11.790 2.123 9.550 9.187 363 117 112 5

77 10

(purchased) 21.004

7.391

6.255 1.018 118 11.946

11.945 1 7.310

2.160 4.998 4.763 236 153 153 0


75



Tabel 1.20.a. Rekening Administratif Bank Campuran

(Joint Venture Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya r) Angka-angka diperbaiki

2011 34.781 7.927 26.736

2012 41.154

4.510 36.560

2013

2014

2015 Ags

Indicator

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Sep

Okt

63.713 10.176 53.155

98.700 4.835 91.318

86.224 4.629 79.589

87.157 3.868 81.019

87.506 3.935 81.604

92.443 7.742 82.404

93.154 6.636 83.882

92.135 6.147 83.220

94.252 6.952 84.440

97.245 8.670 85.410

97.974 10.448 84.380

101.230 10.814 89.954

96.696 10.837 85.395


2.547 223.364 128.167

2.006 221.576 125.769

2.270 228.063 126.435

1.967 238.319 134.614

2.297 239.003 135.503

2.636 228.389 139.205

2.768 221.500 133.700

2.860 217.860 131.369

3.166 226.165 139.818

3.147 220.531 137.975

462 245.251 153.571

463 246.633 153.595


(purchased)

84

119 120.035 85.198

104.664

381 187.237 125.246

15.607 69.591 7

12.083 92.581 15

16.505 108.741 77

16.651 111.516 36

16.256 109.513 26

17.498 108.937 27

16.788 117.826 29

16.374 119.128 34

17.915 121.290 130

17.911 115.789 142

14.449 116.920 231

16.785 123.033 247

15.152 122.823 225

14.436 139.134 222

15.357 138.238 225

16.020 140.313 31 -

2 5 6.352 28.175

4 11 6.022 32.721

10 67 11.095 50.452

10 26 6.448 84.893

7 19 6.437 74.645

8 19 6.285 74.958

8 21 6.299 77.252

11 23 5.155 79.181

11 118 5.572 82.901

11 131 5.071 82.009

202 30 5.131 80.486

203 43 4.194 81.187

205 20 5.502 76.371

205 17 6.250 84.682

207 18 5.471 86.777

31 5.118 82.323

215

366 91.364 91.016 346 2 20.536 20.445 91 5.334 0 4.900 4.746 153 435 435 -

1.418 93.312 92.848 457 6 17.427 17.427 0 6.370 0 5.909 5.899 10 461 461 -

630 94.694 94.213 475 6 17.056 17.056 0 6.460 0 5.998 5.987 10 463 463 -

611 100.500 99.984 509 6 18.093 18.093 0 6.575 0 6.107 6.097 10 468 468 -

935 102.224 101.680 538 6 16.272 16.272 0 6.710 0 6.234 6.224 10 476 476 -

1.315 101.646 101.113 527 6 16.692 16.692 0 7.138 0 6.656 6.645 10 482 482 -

581 94.913 94.387 520 6 16.991 16.991 0 7.402 0 6.916 6.906 10 486 486 -

578 92.774 92.227 539 7 16.421 16.421 0 7.382 0 6.898 6.898 484 484 -

643 90.749 90.144 598 7 16.178 16.178 0 7.493 0 7.009 7.009 484 484 -

719 88.659 88.074 586 17.044 17.044 0 7.608 0 7.107 7.107 501 501 -

458 92.583 91.927 656 17.831 17.831 0 7.855 0 7.348 7.348 506 506 -

526 94.128 93.493 635 18.592 18.592 0 8.293 0 7.772 7.772 521 521 -

565 97.731 97.053 678 19.415 19.415 0 8.532 0 7.992 7.992 540 540 -

665 95.052 94.271 782 18.855 18.855 0 8.503 0 8.005 8.005 498 498 -

303 45.523 45.322 201 12.035 12.035 2.624 0 2.490 2.336 153 134 134 -

143.637

62.290

62.040 246 4 15.200

15.158 42 3.753 0 3.506 3.352 153 247 247 -


76



Tabel 1.21.a. Rekening Administratif Bank Asing

(Foreign Owned Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya ***) Angka-angka sangat-sangat sementara r) Angka-angka diperbaiki

2011

2014

2015

Indicator

2012

2013

95.013 7.707 87.238

140.520 8.192 132.324

198.742 13.996 184.725

248.574 13.898 234.671

156.503 14.035 142.449

238.213 14.243 223.960

243.700 14.568 229.132

267.285 17.449 249.836

261.945 17.650 243.968

288.050 17.499 269.255

287.569 17.852 269.716

273.631 1.799 271.832

299.911 18.262 281.649

310.762 18.968 291.794

327.302 19.778 307.525


67 281.415 122.450

4 302.516

147.600

21 450.692 237.527

5 379.392 282.909

20 343.414 244.353

10 380.969 282.793

399.346 287.411

383.104 279.579

327 592.297 301.998

1.296 607.590 281.172

629.973 287.231

699.307 354.510

646.493 296.788

674.807 309.766

708.416 326.290

- Others 624.841 Commited Liabilities 295.687 - Undisbursed loan facilities

60.888 61.561 816

33.500 114.101 3.302

42.453 195.074 6.303

47.161 235.748 6.170

49.015 195.337 7.812

49.567 233.226 5.087

47.749 239.663 6.140

44.811 234.768 3.921

54.094 247.904 4.064

45.442 235.730 4.196

49.034 238.197 4.284

55.579 298.931 5.968

49.783 247.005 6.923

52.373 257.393 6.231

53.540 272.750 7.453

50.604 245.083 7.999 -

581 236 8.039 149.823

338 2.964 7.328 144.037

33 6.270 11.769 194.823

153 6.016 7.655 240.136

154 7.658 7.603 160.909

156 4.931 7.991 243.348

165 5.976 9.878 256.092

40 3.881 8.879 275.219

172 3.891 8.716 277.225

170 4.026 9.910 312.174

175 4.108 9.666 328.693

177 5.791 10.268 328.350

181 6.742 10.527 331.801

191 6.040 8.959 349.698

1.521 5.932 9.199 365.347

1.541 6.459 7.231 313.845

249

271 104.257 104.151 98 8 45.450 45.450 11.100 10.650 10.483 166 450 450 -

364 95.815 95.657 151 7 42.262 42.262 13.157 12.416 12.265 151 741 741 -

143 98.611 98.451 153 7 42.296 42.296 13.454 12.706 12.555 151 748 748 -

117 97.743 97.575 161 7 41.566 41.566 13.477 12.720 12.568 151 757 757 -

125 111.474 111.297 170 7 40.959 40.959 13.310

109 103.197 103.011 179 7 42.982 42.982

12.539 12.388 151 770 770 -

12.636 12.485 151 904 904 -

295 106.775 106.574 193 8 44.865 44.865 13.544 12.735 12.584 151 809 809 -

138 103.971 103.766 198 8 44.263 44.263 13.696 12.832 12.681 151 864 853 11

99 106.094 105.874 212 8 45.974 45.974 13.819 12.936 12.785 151 883 860 22

211 107.832 107.592 232 8 48.987 48.987 13.927 13.036 12.885 151 891 869 22

455 110.988 110.730 250 8 46.919 46.919 14.081 13.182 13.031 151 899 877 22

152 113.721 113.435 278 8 49.474 49.474 14.231 13.323 13.172 151 908 886 22

127 121.933 121.631 295 7 55.782 55.782 14.381 13.459 13.308 151 923 900 22

79 111.423 111.097 318 7 50.884 50.884 14.480 13.551 13.400 151 928 906 22

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

(purchased)

287 92.289 92.113 173 2 34.623 34.623 7.020 6.965 6.954 11 55 55 -

85.357

85.156 187 13 36.785 36.785 9.899 9.676 9.664 12 223 223 -

13.540

to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others ***) Estimated figures r) Revised figures

77



Tabel 1.22.a. Kinerja Bank Umum Konvensional

(Commercial Banks Performance) Miliar Rp (Billion Rp) 2014 Keterangan

2012

Items Okt

Rasio Pemenuhan Kecukupan Modal Minimum (%)

17,43

2015

2013 18,13

19,63

Nov 19,77

Des 19,57

Jan 21,01

Feb 21,26

Mar 20,98

Apr 20,79

Mei 20,51

Jun 20,28

Jul 20,78

Ags 20,73

Sep 20,62


- Modal

496.629

626.888

733.440

746.568

754.174

814.810

830.570

827.950

827.974

830.598

832.634

854.329

863.532

872.314

876.087

- ATMR

2.849.997

3.458.404

3.736.749

3.776.200

3.854.234

3.878.947

3.907.328

3.945.899

3.982.779

4.050.387

4.106.626

4.111.073

4.164.757

4.231.115

4.162.904

15,60

16,36

17,94

18,15

18,01

18,75

18,99

18,40

18,19

17,98

17,75

18,21

18,19

18,14

444.545

565.774

670.559

685.255

694.198

727.294

741.962

726.221

724.527

728.302

728.993

748.696

757.586

767.534

771.763

2.849.997

3.458.404

3.736.749

3.776.200

3.854.234

3.878.947

3.907.328

3.945.899

3.982.779

4.050.387

4.106.626

4.111.073

4.164.757

4.231.115

4.162.904

3,11

3,08

2,89

2,87

2,85

2,82

2,51

2,69

2,53

2,45

2,29

2,27

2,30

2,31

117.103

134.571

142.372

142.564

142.769

152.532

136.761

148.088

139.593

135.773

127.792

127.228

129.480

130.613

130.537

3.761.912

4.365.364

4.932.537

4.967.179

5.004.089

5.417.813

5.451.541

5.496.171

5.515.708

5.540.025

5.572.178

5.593.988

5.621.051

5.656.845

5.670.728

74,10

74,08

76,14

76,16

76,29

82,15

81,59

79,49

79,94

80,42

81,40

81,39

81,46

81,82

- Biaya Operasional

321.357

368.460

367.997

406.608

446.217

56.987

99.135

140.064

181.922

226.226

270.614

313.452

364.126

418.241

455.184

- Operating Expenses

- Pendapatan Operasional

433.678

497.384

483.333

533.906

584.887

69.368

121.497

176.195

227.587

281.320

332.457

385.113

446.995

511.168

561.198

- Operating Income

5,49

4,89

4,24

4,24

4,23

4,24

4,06

5,30

5,30

5,33

5,32

5,32

5,32

5,32

Rasio Modal Inti terhadap ATMR (%) - Modal Inti (Tier I) - ATMR ROA (%) - Laba sebelum pajak - Rata-rata total aset BOPO (%)

NIM (%) - Pendapatan bunga bersih - Rata-rata total aset produktif LDR (%) -


- Total Dana Pihak Ketiga

- Capital - Risk Weighted Assets

18,54 Core Capital Ratio to ATMR (%) - Core Capital (Tier I) - Risk Weighted Assets

2,30 Return On Assets Ratio (%) - Profit - Average total assets



200.338

233.841

258.061

259.471

260.940

283.884

269.252

274.525

275.287

278.526

280.769

282.102

284.506

286.465

288.938

3.648.741

4.782.557

6.090.379

6.118.637

6.161.761

6.691.609

6.632.130

5.180.214

5.191.975

5.223.083

5.274.201

5.307.579

5.345.241

5.389.536

5.410.618

- Interest income net - Average total earning assets


83,58

89,70

88,45

88,65

89,42

88,48

88,26

87,58

87,94

88,72

88,46

88,50

88,81

88,54

2.597.026

3.158.099

3.403.652

3.448.211

3.526.364

3.487.843

3.519.869

3.532.735

3.564.324

3.609.112

3.677.335

3.684.686

3.732.006

3.805.326

3.773.048

- Total Credit to third party

3.107.385

3.520.616

3.848.279

3.889.630

3.943.697

3.942.067

3.988.289

4.033.543

4.053.225

4.067.775

4.156.933

4.163.444

4.202.011

4.297.649

4.204.547

- Total Third Party Funds



18,45

15,77

16,35

16,27

16,24

16,88

17,35

18,74

18,16

17,26

17,35

17,03

16,87

17,56

- Aset Likuid Primer

616.043

589.158

673.152

676.518

686.023

724.886

750.779

826.137

795.983

762.497

784.963

756.495

742.715

805.862

723.678


- Aset Likuid Sekunder

142.989

163.506

184.825

188.037

192.598

189.545

201.102

220.386

220.202

210.698

209.728

218.568

237.362

237.900

243.807


4.115.003

4.773.892

5.248.656

5.313.591

5.410.098

5.417.813

5.485.270

5.585.431

5.594.559

5.637.294

5.732.943

5.724.848

5.810.495

5.943.189

5.795.679

- Total Aset

- Total Assets


78



Tabel 1.23.a. Kinerja Bank Persero Konvensional

(State Owned Banks Performance) Miliar Rp (Billion Rp) 2014 Keterangan

2012

Items Okt


2015

2013 Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep


16,17

15,91

17,48

17,56

17,08

19,00

19,88

19,04

18,85

18,76

18,45

18,71

18,80

18,89

- Modal

166.297

198.288

229.548

232.941

235.019

263.073

276.276

267.847

268.469

272.511

274.363

276.199

279.750

285.312

292.154

- ATMR

1.028.287

1.246.469

1.313.287

1.326.402

1.375.677

1.384.382

1.389.553

1.406.646

1.424.503

1.452.256

1.486.687

1.476.562

1.488.144

1.510.041

1.495.096

14,59

14,58

16,26

16,50

16,14

16,15

17,03

15,82

15,54

15,50

15,23

15,46

15,57

15,69

150.049

181.769

213.600

218.842

222.102

223.569

236.585

222.516

221.315

225.038

226.394

228.328

231.758

236.951

243.982

1.028.287

1.246.469

1.313.287

1.326.402

1.375.677

1.384.382

1.389.553

1.406.646

1.424.503

1.452.256

1.486.687

1.476.562

1.488.144

1.510.041

1.495.096

3,80

3,87

3,71

3,75

3,75

3,28

3,04

3,56

3,33

3,29

3,00

2,98

3,02

3,12

51.669

61.645

67.043

68.246

69.104

66.629

62.118

73.372

68.372

67.633

62.048

61.805

63.099

65.450

66.404

1.359.034

1.593.260

1.806.342

1.821.604

1.842.847

2.030.103

2.045.012

2.060.286

2.056.018

2.053.870

2.066.211

2.076.966

2.087.342

2.098.154

2.102.293

70,53

66,16

70,05

69,64

69,57

81,60

78,48

73,59

73,74

73,75

75,42

75,44

75,05

74,36

- Biaya Operasional

116.981

116.272

124.222

136.848

150.501

23.656

36.596

49.181

62.372

77.121

92.570

107.463

122.696

137.461

150.444



165.852

175.740

177.334

196.521

216.331

28.992

46.631

66.827

84.584

104.576

122.737

142.458

163.492

184.849

204.071

- Operating Income










5,95

5,50

5,14

5,14

5,11

5,28

4,84

5,93

5,98

6,13

6,15

6,10

6,11

6,10

79.244

95.200

108.622

109.422

109.862

124.766

114.067

116.634

117.346

119.649

121.131

120.878

121.937

122.523

123.521

1.331.277

1.731.075

2.114.640

2.130.287

2.147.990

2.362.380

2.357.822

1.967.135

1.960.783

1.953.298

1.970.433

1.982.954

1.996.606

2.010.178

2.016.613



79,84

86,70

85,97

85,66

83,73

85,60

84,49

84,96

87,96

89,84

87,39

86,11

86,32

86,57

959.128

1.181.726

1.267.022

1.284.068

1.325.087

1.312.532

1.319.512

1.321.243

1.331.356

1.355.178

1.392.605

1.388.237

1.403.511

1.437.898

1.437.266


1.201.284

1.363.062

1.473.854

1.499.077

1.582.488

1.533.382

1.561.671

1.555.170

1.513.514

1.508.366

1.593.517

1.612.101

1.625.872

1.660.989

1.613.246




20,06

15,84

16,30

15,25

16,66

15,99

16,99

18,08

16,21

14,97

15,63

16,32

15,76

15,53


229.643

199.232

228.379

213.750

254.338

234.112

248.199

262.052

224.815

207.432

235.765

246.916

229.109

220.770

190.720


78.295

79.349

88.079

87.266

91.707

90.578

101.739

115.886

106.337

98.742

96.810

102.592

111.396

118.458

126.411


1.535.343

1.758.873

1.942.006

1.974.227

2.076.518

2.030.103

2.059.921

2.090.835

2.043.212

2.045.280

2.127.914

2.141.496

2.159.973

2.184.651

2.139.548

- Aset Likuid Sekunder - Total Aset

- Total Assets


79



Tabel 1.24.a. Kinerja BUSN Devisa Konvensional

(Foreign Exchange Commercial Banks Performance) Miliar Rp (Billion Rp) 2014 Keterangan

2012

Items Okt


2015

2013 Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep


15,33

16,01

16,72

16,70

16,42

17,61

17,36

17,73

17,68

17,22

17,16

17,90

17,76

17,48

- Modal

177.744

220.225

250.999

253.244

252.499

272.494

270.441

277.675

279.510

275.838

278.737

291.524

293.103

292.389

295.606

- ATMR

1.159.788

1.375.870

1.500.817

1.516.835

1.538.222

1.547.767

1.557.464

1.566.141

1.581.332

1.601.473

1.624.607

1.628.815

1.650.468

1.673.044

1.656.474

13,05

13,78

14,53

14,52

14,27

15,18

15,11

15,19

15,19

14,90

14,82

15,44

15,32

15,15

151.331

189.602

218.065

220.178

219.543

235.019

235.357

237.843

240.204

238.640

240.846

251.436

252.873

253.479

256.694

1.159.788

1.375.870

1.500.817

1.516.835

1.538.222

1.547.767

1.557.464

1.566.141

1.581.332

1.601.473

1.624.607

1.628.815

1.650.468

1.673.044

1.656.474

2,64

2,43

2,20

2,17

2,13

2,15

1,82

1,81

1,80

1,84

1,81

1,83

1,83

1,77

38.452

40.571

41.111

40.757

40.306

43.416

36.865

36.653

36.621

37.827

37.292

37.821

37.908

36.816

37.020

1.455.843

1.667.964

1.871.092

1.880.295

1.890.222

2.021.478

2.026.193

2.030.444

2.039.469

2.054.448

2.062.611

2.067.048

2.073.787

2.083.506

2.087.317

74,88

78,07

80,05

80,24

80,70

83,16

84,67

84,52

84,54

84,37

84,75

84,48

85,01

86,25

- Biaya Operasional

112.722

138.893

137.285

151.747

167.522

17.205

32.712

48.130

64.704

80.926

97.589

112.309

131.155

151.043

164.793



150.543

177.897

171.488

189.118

207.584

20.689

38.636

56.945

76.541

95.917

115.149

132.948

154.276

175.124

194.534

- Operating Income





- Core Capital (Tier I) - Risk Weighted Assets




5,17

4,42

3,78

3,79

3,78

3,73

3,70

4,85

4,85

4,82

4,80

4,83

4,86

4,86

72.679

81.316

86.174

86.557

87.102

91.815

89.587

91.516

91.762

92.480

92.985

93.983

95.152

95.800

96.757

1.404.733

1.838.391

2.282.002

2.286.651

2.302.325

2.459.826

2.420.130

1.887.584

1.892.550

1.918.200

1.935.661

1.946.192

1.957.559

1.971.536

1.978.565



81,58

83,77

84,74

85,30

85,66

83,61

83,96

84,25

83,66

83,45

84,90

84,85

85,92

86,11

1.026.324

1.202.706

1.298.928

1.312.831

1.342.612

1.324.860

1.333.363

1.339.227

1.350.869

1.365.542

1.383.729

1.385.100

1.409.738

1.433.136

1.423.618


1.257.990

1.435.791

1.532.828

1.539.040

1.567.343

1.584.612

1.588.106

1.589.655

1.614.640

1.636.382

1.629.918

1.632.406

1.640.834

1.664.363

1.638.460



15,47

14,66

14,39

14,57

14,87

15,75

15,94

16,62

17,22

16,59

16,31

15,20

15,25

16,34


203.772

216.884

226.532

231.058

244.859

263.156

272.924

286.179

296.588

289.114

282.721

257.971

258.226

290.987

256.455

41.689

49.644

55.016

56.260

52.411

55.320

50.702

52.609

59.275

57.898

60.443

60.227

65.115

62.117

61.119

1.586.631

1.818.240

1.956.990

1.972.319

1.999.417

2.021.478

2.030.909

2.038.946

2.066.545

2.091.736

2.103.428

2.093.671

2.120.956

2.161.263

2.121.615

- Total Aset

- Risk Weighted Assets




- Capital

- Aset Likuid Primer - Aset Likuid Sekunder - Total Assets


80



Tabel 1.25.a. Kinerja BUSN Non Devisa Konvensional

(Non-Foreign Exchange Commercial Banks Performance) Miliar Rp (Billion Rp) 2014 Keterangan

2012

Items Okt


2015

2013 Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep


20,80

23,16

23,24

23,00

23,07

23,86

23,49

22,41

22,46

22,27

21,97

23,46

23,10

23,04

- Modal

13.530

17.984

20.445

20.505

20.631

21.912

22.030

20.735

20.903

20.344

20.405

22.079

21.598

22.038

22.316

- Capital

- ATMR

65.057

77.653

87.983

89.156

89.411

91.843

93.803

92.520

93.049

91.354

92.859

94.117

93.488

95.642

95.813


19,38

21,47

21,63

21,40

21,49

22,34

21,94

20,85

20,94

20,75

20,46

21,96

21,60

21,54

- Modal Inti (Tier I)

12.610

16.675

19.032

19.083

19.213

20.516

20.584

19.289

19.486

18.955

18.995

20.670

20.193

20.600

20.888

- Core Capital (Tier I)

- ATMR

65.057

77.653

87.983

89.156

89.411

91.843

93.803

92.520

93.049

91.354

92.859

94.117

93.488

95.642

95.813


3,31

3,26

2,28

2,26

2,16

1,70

1,85

2,02

2,03

2,07

2,03

1,99

1,93

1,91

- Laba sebelum pajak

3.204

3.744

2.954

2.946

2.839

2.341

2.544

2.810

2.827

2.780

2.737

2.700

2.624

2.606

2.569

- Rata-rata total aset

96.840

114.799

129.836

130.451

131.315

137.329

137.656

139.077

139.481

134.241

135.039

135.460

135.912

136.574

136.997

79,30

79,67

85,64

85,73

86,31

88,70

87,25

86,14

86,12

85,98

86,17

86,37

86,73

86,85

- Biaya Operasional

12.149

14.260

14.659

16.138

17.751

1.528

2.918

4.382

5.859

7.129

8.553

10.014

11.476

12.958

14.465



15.320

17.900

17.117

18.824

20.567

1.723

3.344

5.087

6.803

8.291

9.926

11.594

13.231

14.920

16.615

- Operating Income

Rasio Modal Inti terhadap ATMR (%)

ROA (%)

BOPO (%)







9,34

8,73

7,21

7,16

7,02

6,12

6,34

6,85

6,83

6,99

6,94

6,95

6,91

6,88

8.606

9.761

9.176

9.126

9.091

8.551

8.608

8.714

8.713

8.609

8.649

8.718

8.728

8.757

8.773

92.126

111.801

127.228

127.469

129.441

139.716

135.776

127.125

127.556

123.243

124.590

125.436

126.280

127.201

127.828



82,73

85,10

82,32

88,17

87,81

89,32

89,89

87,52

89,36

90,99

91,33

91,60

91,43

90,51

69.804

82.634

82.362

90.040

91.795

91.076

91.740

92.932

93.504

91.976

93.810

93.727

94.211

95.369

95.607

84.374

97.102

100.052

102.122

104.544

101.964

102.055

106.179

104.634

101.087

102.712

102.322

103.040

105.374

106.021

- Total Credit to third party - Total Third Party Funds


19,32

15,03

14,75

16,21

18,15

15,49

14,83

17,18

14,97

13,68

14,18

12,60

12,76

14,47


19.716

18.417

19.014

21.406

24.762

20.568

19.734

23.638

20.320

18.031

19.097

16.730

17.038

19.566

16.318

1.291

891

741

744

803

708

729

750

739

566

611

664

710

959

1.199

108.758

128.498

133.934

136.604

140.823

137.329

137.983

141.919

140.694

135.906

139.028

137.990

139.075

141.868

140.806

- Total Aset

- Average total assets




- Profit



81



Tabel 1.26.a. Kinerja BPD Konvensional

(Regional Development Banks Performance) Miliar Rp (Billion Rp) 2014 Keterangan

2012

Items Okt


2015

2013 Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep


18,02

17,58

17,60

17,55

17,79

20,40

20,46

19,43

18,58

18,23

17,80

17,75

17,84

17,62

- Modal

35.198

40.343

45.850

46.002

46.922

53.459

54.214

52.347

50.942

50.361

50.181

49.693

50.323

50.896

52.418

- ATMR

195.318

229.459

260.565

262.152

263.682

262.103

265.034

269.451

274.144

276.327

281.910

279.883

282.109

288.911

287.278

16,66

16,33

16,32

16,27

16,55

18,26

18,25

17,20

16,44

16,03

15,47

15,58

15,67

15,54

32.531

37.474

42.512

42.655

43.630

47.867

48.372

46.352

45.075

44.303

43.611

43.594

44.194

44.911

46.276

195.318

229.459

260.565

262.152

263.682

262.103

265.034

269.451

274.144

276.327

281.910

279.883

282.109

288.911

287.278

2,90

3,18

2,90

2,77

2,68

3,32

2,85

3,09

2,80

2,47

2,44

2,20

2,22

2,27

- Laba sebelum pajak

10.462

12.686

12.528

12.099

11.723

14.870

12.946

14.490

13.583

12.214

12.290

11.190

11.312

11.715

11.586

- Rata-rata total aset

361.101

399.075

432.674

436.834

437.155

448.405

453.774

468.833

484.368

495.065

503.975

507.495

510.381

515.847

519.226

75,29

73,49

75,94

76,82

78,08

73,96

76,87

75,02

76,88

79,30

78,49

80,47

80,51

80,08

- Biaya Operasional

31.470

34.438

32.820

36.705

41.363

3.494

7.132

10.836

15.027

19.525

22.349

26.889

30.870

34.972

39.553



41.797

46.864

43.215

47.780

52.973

4.724

9.278

14.443

19.546

24.623

28.475

33.415

38.345

43.668

49.156

- Operating Income

Rasio Modal Inti terhadap ATMR (%) - Modal Inti (Tier I) - ATMR ROA (%)

BOPO (%)




- Core Capital (Tier I) - Risk Weighted Assets




6,70

7,04

6,60

6,57

6,65

6,76

6,74

6,99

6,82

6,64

6,56

6,53

6,50

6,50

22.856

27.891

29.218

29.265

29.593

30.629

30.538

30.776

30.995

30.946

31.207

31.356

31.423

31.832

32.182

341.257

396.439

442.557

445.532

444.769

453.315

453.020

440.084

454.166

466.131

475.550

479.884

483.440

489.445

493.322



78,57

92,34

74,96

76,58

89,73

83,38

81,71

73,89

68,98

68,69

68,33

71,01

71,89

68,67

218.851

265.661

298.145

301.614

301.456

296.369

299.902

303.530

307.060

311.067

315.633

316.622

320.762

324.803

326.510


278.535

287.709

397.751

393.877

335.957

355.430

367.019

410.781

445.125

452.869

461.944

445.854

446.171

472.978

462.537



22,93

18,19

24,05

24,19

18,38

20,57

22,14

28,12

27,02

26,57

27,13

25,92

24,29

25,96


80.457

63.091

107.280

107.305

72.996

84.601

94.384

132.841

135.534

134.505

141.016

128.996

119.361

135.439

122.059

3.626

7.858

8.360

8.416

8.015

7.621

7.274

7.478

7.928

8.380

7.792

8.025

9.513

9.840

10.900

366.684

389.964

480.868

478.437

440.691

448.405

459.144

498.951

530.973

537.854

548.526

528.614

530.584

559.578

549.632

- Total Aset





- Capital



82



Tabel 1.27.a. Kinerja Bank Campuran Konvensional

(Joint Venture Banks Performance) Miliar Rp (Billion Rp) 2014 Keterangan

2012

Items Okt


2015

2013 Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep


18,65

19,86

19,23

18,89

19,14

20,18

20,08

20,94

20,69

19,74

20,51

19,83

19,46

19,30

- Modal

30.770

43.832

45.861

46.151

47.767

50.482

50.760

53.525

51.927

52.555

52.225

52.409

52.527

52.878

53.042

- ATMR

164.956

220.744

238.426

244.350

249.533

250.200

252.777

255.642

250.920

266.285

254.597

264.233

269.983

274.039

265.882

16,52

16,78

16,49

16,18

16,44

17,31

17,19

17,02

16,50

15,73

16,28

15,68

15,23

14,97

27.253

37.034

39.314

39.534

41.030

43.301

43.440

43.507

41.394

41.881

41.453

41.425

41.131

41.035

41.891

164.956

220.744

238.426

244.350

249.533

250.200

252.777

255.642

250.920

266.285

254.597

264.233

269.983

274.039

265.882

2,24

2,39

2,14

2,15

2,11

1,20

1,43

1,66

1,33

1,19

0,99

0,98

1,05

1,00

4.479

5.922

6.137

6.231

6.171

3.979

4.751

5.566

4.395

3.972

3.316

3.298

3.536

3.405

3.701

200.343

247.500

286.757

289.481

292.029

330.260

332.493

335.867

331.073

334.339

334.394

335.706

337.500

340.434

341.058






77,86

79,23

79,36

78,35

78,49

88,80

85,81

82,71

86,13

86,89

89,08

88,50

87,66

87,44

- Biaya Operasional

15.179

20.899

20.838

21.988

24.353

3.126

5.800

7.961

10.528

12.784

15.491

17.411

20.365

23.537

24.801



19.494

26.378

26.260

28.063

31.028

3.520

6.758

9.625

12.223

14.713

17.390

19.674

23.233

26.919

28.440

- Operating Income





3,63

3,00

2,40

2,40

2,40

2,25

2,14

3,33

3,26

3,28

3,29

3,29

3,31

3,35

7.163

8.568

10.355

10.405

10.478

11.156

10.576

10.796

10.402

10.532

10.598

10.707

10.840

11.104

11.178

197.239

285.548

430.904

433.906

437.111

496.741

493.729

323.976

318.954

320.828

322.562

325.004

327.591

331.153

332.256


115,63

122,20

122,80

122,40

123,61

122,66

123,94

120,96

122,55

127,90

132,89

132,31

131,10

129,56

199.872

209.369

215.637

221.383

219.199

223.341

221.347

220.397

221.568

224.817

232.860

236.373

240.185

231.706


129.772

163.557

170.496

176.179

179.104

178.708

180.195

182.999

179.837

173.240

169.180

175.990

180.298

185.388

178.416



15,39

13,79

13,95

14,53

13,33

16,63

15,81

17,65

17,01

15,43

14,68

15,20

14,67

16,02


29.856

36.402

36.873

37.624

34.099

46.466

43.885

50.857

46.929

43.050

39.708

42.126

40.769

49.210

47.131

3.334

3.299

5.691

8.400

8.572

8.452

9.035

9.617

10.371

10.554

9.422

10.094

10.601

9.079

7.962

215.621

287.902

305.156

316.718

320.067

330.260

334.727

342.615

336.932

347.405

334.668

343.579

350.054

363.906

346.675

- Total Aset

- Average total earning assets

150.061



- Interest income net



83



Tabel 1.28.a. Kinerja Bank Asing Konvensional

(Foreign Owned Banks Performance) Miliar Rp (Billion Rp) 2014 Keterangan

2012

Items Okt


2015

2013 Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep


30,89

34,46

41,93

43,80

44,81

44,77

44,98

43,83

43,54

43,84

42,82

44,20

43,68

43,34

- Modal

73.091

106.216

140.739

147.726

151.336

153.390

156.849

155.821

156.223

158.988

156.723

162.425

166.231

168.800

160.550

- Capital

- ATMR

236.592

308.209

335.671

337.306

337.709

342.652

348.698

355.500

358.831

362.692

365.967

367.462

380.565

389.438

362.362




29,91

33,49

41,12

42,98

44,03

45,83

45,20

44,08

43,77

43,97

43,09

44,42

44,00

43,80

70.771

103.220

138.037

144.963

148.681

157.023

157.624

156.714

157.053

159.484

157.694

163.244

167.437

170.558

162.032

- Core Capital (Tier I)

236.592

308.209

335.671

337.306

337.709

342.652

348.698

355.500

358.831

362.692

365.967

367.462

380.565

389.438

362.362



3,06

2,92

3,10

3,01

3,08

4,73

3,84

3,29

2,96

2,42

2,15

2,21

2,31

2,20

8.837

10.003

12.599

12.285

12.626

21.298

17.538

15.197

13.794

11.346

10.109

10.414

11.002

10.620

9.256

288.751

342.766

405.837

408.514

410.520

450.239

456.413

461.663

465.298

468.061

469.948

471.312

476.130

482.329

483.837

- Profit - Average total assets


80,78

83,06

79,66

80,57

79,30

82,07

82,95

84,12

84,02

86,57

87,84

87,43

87,40

88,71

- Biaya Operasional

32.856

43.697

38.174

43.183

44.727

7.978

13.977

19.575

23.431

28.741

34.064

39.366

47.564

58.270

61.127



40.672

52.606

47.918

53.599

56.405

9.721

16.850

23.269

27.889

33.200

38.780

45.024

54.418

65.688

68.381

- Operating Income

NIM (%) - Pendapatan bunga bersih - Rata-rata total aset produktif LDR (%) Total Kredit kepada pihak ketiga bukan Bank - Total Dana Pihak Ketiga


3,47

2,65

2,09

2,12

2,12

2,18

2,06

3,70

3,67

3,70

3,64

3,67

3,62

3,58

9.790

11.104

14.515

14.696

14.814

16.967

15.877

16.089

16.070

16.310

16.199

16.460

16.426

16.450

16.527

282.108

419.302

693.048

694.791

700.125

779.630

771.653

434.309

437.965

441.383

445.404

448.109

453.766

460.024

462.034



111,21

130,05

143,01

136,07

140,04

129,70

133,17

134,81

133,59

134,70

133,60

137,67

129,94

131,35

172.859

225.500

247.827

244.021

244.031

243.807

252.010

254.456

261.139

263.781

266.741

268.141

267.411

273.933

258.341


155.430

173.395

173.298

179.335

174.261

187.971

189.243

188.758

195.475

195.830

199.661

194.771

205.795

208.557

205.867




22,30

19,88

19,09

21,21

19,89

22,84

22,33

22,16

22,54

21,90

21,13

21,01

23,19

23,94


52.599

55.132

55.074

65.375

54.969

75.982

71.652

70.570

71.797

70.366

66.656

63.757

78.212

89.890

90.996



14.754

22.464

26.937

26.951

31.089

26.866

31.623

34.046

35.553

34.558

34.650

36.966

40.027

37.447

36.216


301.966

390.415

429.704

435.287

432.582

450.239

462.586

472.165

476.203

479.115

479.379

479.498

509.853

531.925

497.404

- Total Aset

- Total Assets


84



Tabel 1.29.a. Perkembangan Aset Bank Umum Berdasarkan Kelompok Bank

(Growth of Commercial Banks Assets Based Group Bank) Miliar Rp ( Billion Rp ) 2014 Kelompok Bank

2011

2012

2015

Group of Bank

2013 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

- Bank Persero

1.328.168

1.535.343

1.758.873

1.942.742

1.974.227

2.076.605

2.030.924

2.059.959

2.090.838

2.043.232

2.045.283

2.127.935

2.141.519

2.160.110

2.184.711

2.139.714

- State Owned Banks

- BUSN Devisa

1.464.007

1.705.408

1.962.539

2.149.155

2.169.150

2.200.142

2.221.590

2.228.745

2.236.661

2.262.198

2.290.481

2.301.807

2.293.723

2.322.941

2.366.454

2.325.550

- Foreign Exchange

- BUSN Non Devisa

107.085

135.472

162.457

176.483

179.987

186.817

182.326

183.582

188.447

188.188

184.237

188.427

187.682

188.333

192.777

191.733

- Non-Foreign Exchange

- BPD

304.003

366.685

389.964

480.868

478.437

440.691

448.393

459.144

498.951

530.973

537.854

548.526

528.614

530.584

559.579

549.632

- Regional Development

- Bank Campuran

181.088

217.713

290.219

266.701

274.048

278.312

282.539

289.153

296.933

291.943

300.751

287.121

294.641

298.927

311.837

293.240

- Joint Venture Banks

- Bank Asing

268.482

301.966

390.415

429.704

435.287

432.582

450.239

462.586

472.165

476.203

479.115

479.379

479.498

509.853

531.925

497.404

- Foreign Owned Banks

3.652.832

4.262.587

4.954.467

5.445.652

5.511.136

5.615.150

5.616.012

5.683.168

5.783.994

5.792.737

5.837.720

5.933.195

5.925.677

6.010.747

6.147.284

5.997.272

Commercial Banks Commercial Banks Banks

Total

Total

85



Tabel 1.30.a. Jumlah Bank Umum Berdasarkan Pengelompokan Total Aset

(Total of Commercial Banks Based on Total Assets) Desember 2011 Kelompok Bank

< Rp. 1 Triliun

Desember 2012

Desember 2013

Oktober 2014

Desember 2014

Oktober 2015

Rp. 1 Rp. 10 Rp. 1 Rp. 10 Rp. 1 Rp. 10 Rp. 1 Rp. 10 Rp. 1 Rp. 10 Rp. 1 Rp. 10 > Rp. < Rp. > Rp. < Rp. > Rp. < Rp. > Rp. < Rp. > Rp. < Rp. > Rp. s.d s.d s.d s.d s.d s.d s.d s.d s.d s.d s.d s.d 50 1 50 1 50 1 50 1 50 1 50 10 50 10 50 10 50 10 50 10 50 10 50 Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun

Group of Bank

Bank Persero

0

0

0

4

0

0

0

4

0

0

0

4

0

0

0

4

0

0

0

4

0

0

0

4

State Owned Banks

BUSN Devisa

1

18

7

10

1

17

7

11

1

15

8

12

1

16

9

12

1

16

9

12

0

15

12

12

Foreign Exchange Commercial Banks

BUSN Non Devisa

12

15

3

0

10

17

2

1

8

18

2

1

7

19

2

1

5

21

2

1

6

19

2

1

Non-Foreign Exchange Commercial Banks

BPD

0

14

11

1

0

14

11

1

0

14

11

1

0

10

15

1

0

10

15

1

0

9

15

2

Regional Development Banks

Bank Campuran

0

6

8

0

0

6

8

0

0

7

7

1

0

4

7

1

0

4

7

1

0

2

7

2

Joint Venture Banks

Bank Asing

0

4

3

3

0

3

3

4

0

2

4

4

0

2

4

4

0

2

4

4

0

2

4

4

Foreign Owned Banks

13

57

32

18

11

57

31

21

9

56

32

23

8

51

37

23

6

53

37

23

6

47

40

25

Total

Total

86



Tabel 1.31.a. Aset Produktif Bank Umum Konvensional dan Kualitas Kredit Bank Umum kepada Bank Lain

(Earning Assets of Commercial Banks and Credit Quality of Commercial Banks to Other Bank) Miliar Rp (Billion Rp) Indikator

2011

2012

2014

2013

Sep

Okt

2015 Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Indicator

Okt

2.878.450

3.416.989

4.115.372

4.387.087

4.370.469

4.436.454

4.531.435

4.667.587

4.520.838

4.577.565

4.625.605

4.741.036

4.910.129

4.890.824

4.969.220

5.058.459

4.964.696 Earning Assets

2.745.968

3.250.997

3.929.648

4.153.584

4.146.306

4.195.053

4.308.971

4.415.322

4.238.846

4.313.552

4.350.201

4.451.066

4.624.175

4.591.471

4.658.061

4.737.225

4.645.351

81.809

110.176

124.978

153.410

142.008

158.674

143.405

167.324

194.334

175.900

183.317

193.222

188.235

196.336

204.485

213.906

214.271

c. Kurang Lancar

6.790

9.189

9.481

15.170

17.292

16.573

12.864

15.970

16.132

15.524

17.212

18.398

20.866

22.179

20.455

21.030

20.596

d. Diragukan

7.913

9.515

9.132

14.160

13.311

14.225

14.395

12.878

14.891

15.953

15.942

14.621

14.265

14.975

17.527

17.864

16.249

d. Doubtful

35.970

37.113

42.131

50.763

51.551

51.929

51.799

56.093

56.635

56.637

58.933

63.729

62.588

65.862

68.693

68.435

68.229

e. Loss

549.678

1.066.117

1.331.086

1.400.415

1.438.294

1.396.255

1.441.570

1.469.511

1.455.523

1.514.143

1.488.413

1.504.401

1.576.431

1.532.891

1.589.135

1.619.839

1.594.521 Earning Assets - Account

543.128

1.053.796

1.308.578

1.376.868

1.417.141

1.375.981

1.422.274

1.449.941

1.430.103

1.493.638

1.467.485

1.478.811

1.553.885

1.511.748

1.566.643

1.593.255

1.569.629

6.130

11.337

21.134

21.404

18.291

17.174

16.207

16.621

22.351

17.544

17.881

21.906

18.455

17.862

18.900

23.067

21.305

244

662

404

820

1.426

1.825

1.986

1.720

1.849

1.781

1.826

2.345

2.667

1.950

2.075

1.544

1.717

54

141

270

376

436

347

402

552

523

479

477

573

363

435

551

996

909

d. Doubtful

123

181

699

948

1.001

928

701

678

697

701

744

767

1.061

895

966

977

961

e. Lost


51.094

60.345

68.947

82.236

85.016

85.827

82.148

87.891

90.727

91.074

95.133

100.433

101.810

106.297

110.267

110.845


16.444

17.812

26.968

30.792

30.937

31.371

32.192

32.542

32.492

33.673

33.489

33.415

33.127

34.399

35.411

33.981


16.329

17.668

26.859

30.668

30.814

31.246

32.089

32.444

32.387

33.497

33.360

33.332

33.048

34.312

35.319

33.890

31.870

13

64

7

36

34

39

11

15

19

17

51

6

1

8

12

8

8

b. Special Mention

0

-

1

9

5

1

9

3

3

3

3

2

1

1

1

1

-

c. Sub-Standard


e. Macet Aset Produktif Transaksi Rekening Administratif 1) a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet

a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet


a. Current b. Special Mention c. Sub-Standard

Administrative Transactions

108.660

1

-

-

-

0

0

0

0

0

0

0

1

1

0

0

0

0

102

80

101

80

85

85

84

80

82

156

75

75

76

77

79

83

78

102

80

102

88

90

86

93

84

85

159

77

77

79

78

80

84

78

1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit. - Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA. - Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu) - Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan

1)

a. Current b. Special Mention c. Sub-Standard

Non Performing Earning Asset (Nominal)

a. Current

d. Doubtful e. Loss Interbank Non Performing Loan (Nominal)

1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit. - Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.

87



Tabel 1.32.a. Aset Produktif Bank Persero dan Kualitas Kredit Bank Persero kepada Bank Lain

(Earning Asset of State Owned Banks and Credit Quality of State Owned Banks to Other Bank) Miliar Rp (Billion Rp) 2014 Indikator Aset Produktif Neraca a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet Aset Produktif Transaksi Rekening Administratif 1) a. Lancar b. DPK c. Kurang Lancar

2011

2012

2013

Sep

Okt

2015 Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Indicator

Okt

1.065.942

1.260.415

1.511.620

1.633.058

1.639.922

1.683.710

1.719.355

1.746.524

1.719.111

1.745.088

1.731.802

1.720.813

1.838.799

1.839.302

1.858.988

1.895.756


1.002.233

1.176.286

1.423.606

1.528.594

1.538.614

1.573.556

1.618.156

1.629.447

1.583.323

1.626.008

1.609.847

1.590.943

1.713.440

1.711.828

1.728.249

1.765.488

1.745.831

42.834

59.753

64.199

74.029

71.563

80.109

73.414

83.709

102.640

86.776

87.977

94.106

88.300

86.875

89.622

89.756

90.447

1.970

2.699

2.499

5.084

4.709

4.008

3.258

6.089

5.592

4.833

5.594

5.529

7.426

10.187

8.649

8.908

7.833

2.444

4.709

2.874

4.968

4.360

5.280

4.699

3.948

5.727

6.437

5.810

6.584

6.688

6.015

7.798

8.220

7.261

16.461

16.967

18.441

20.383

20.676

20.756

19.829

21.458

21.829

21.033

22.574

23.650

22.946

24.397

24.671

23.384

24.913

216.461

309.868

359.504

359.231

383.047

386.107

398.351

399.644

397.467

412.490

416.915

417.238

404.654

412.419

445.243

445.517

453.920

213.608

306.205

352.102

352.245

376.839

379.262

391.594

393.848

385.058

406.061

410.152

406.783

397.688

405.720

438.321

436.199

446.631

2.798

3.545

6.828

6.122

5.400

5.847

6.187

6.428

11.361

5.726

6.124

9.681

6.376

5.846

5.934

8.459

6.434

11

63

46

89

77

265

66

99

357

95

105

72

74

327

282

110

123

a. Current b. Special Mention c. Sub-Standard d. Doubtful e. Loss Earning Assets - Account Administrative Transactions

b. Special Mention c. Sub-Standard

5

30

57

112

75

74

70

226

229

235

138

284

95

93

246

296

256

d. Doubtful

38

24

471

664

656

658

434

441

462

372

396

417

421

433

459

454

476

e. Loss

41.720

28.038

31.217

31.299

30.553

31.042

28.355

32.262

34.196

33.006

34.617

36.538

37.650

41.452

42.105

41.372

2.579

2.866

5.705

4.969

4.569

4.460

4.854

4.961

4.628

4.163

3.946

3.833

4.850

4.844

5.470

5.546


2.465

2.740

5.607

4.863

4.467

4.352

4.774

4.882

4.552

4.092

3.876

3.760

4.779

4.770

5.397

5.470

5.471

13

48

0

33

29

36

8

9

5

3

0

3

0

3

0

0

0

b. Special Mention

c. Kurang Lancar

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

c. Sub-Standard

d. Diragukan

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

d. Doubtful

d. Diragukan e. Macet

Non Performing Earning Aset (Nominal) Kredit kepada Bank Lain a. Lancar b. DPK

e. Macet


40.862

101

78

98

73

72

72

72

69

71

68

70

70

71

71

74

76

71

101

78

98

73

72

72

72

69

71

68

70

70

71

71

74

76

71


1)

a. Current


a. Current



88



Tabel 1.33.a. Aset Produktif BUSN Devisa dan Kualitas Kredit BUSN Devisa kepada Bank Lain

(Earning Asset of Foreign Exchange Banks and Credit Quality of Foreign Exchange Banks to Other Bank) Miliar Rp (Billion Rp) 2014 Indikator

2011

2012

2015

Indicator

2013 Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

1.119.243

1.327.140

1.557.562

1.652.693

1.641.441

1.660.853

1.713.244

1.789.186

1.682.041

1.679.545

1.705.611

1.799.742

1.822.268

1.826.502

1.844.510

1.852.354


1.072.537

1.274.458

1.499.030

1.569.504

1.564.068

1.574.450

1.636.540

1.702.905

1.588.113

1.586.160

1.605.358

1.694.532

1.718.253

1.712.234

1.723.913

1.724.223

1.710.649

27.546

33.686

37.211

53.158

44.693

53.445

46.023

53.909

60.976

60.172

65.348

68.882

67.738

77.053

81.508

87.620

86.849

c. Kurang Lancar

3.060

3.810

4.009

5.937

8.169

8.437

5.171

5.525

6.066

5.305

6.044

6.459

7.217

5.593

5.747

6.650

7.103

d. Diragukan

3.360

2.305

2.698

5.343

5.206

5.239

6.514

6.090

6.406

6.959

7.197

5.139

4.795

6.336

6.626

6.207

6.114

12.739

12.881

14.614

18.750

19.305

19.281

18.996

20.758

20.480

20.949

21.664

24.731

24.265

25.286

26.717

27.654

25.290

175.558

402.700

483.630

529.531

525.981

521.783

519.087

531.831

531.196

546.462

541.051

551.266

554.967

559.973

553.993

558.678

560.136 Earning Assets - Account

175.123

400.677

480.305

523.565

521.098

517.365

515.068

527.626

526.035

542.519

536.591

546.201

550.530

555.756

549.600

553.833

554.416

405

1.830

3.181

5.778

4.590

4.196

3.715

3.914

4.875

3.663

4.020

4.141

4.026

3.706

3.602

4.086

4.963

18

85

37

49

65

66

90

109

100

86

129

660

116

160

488

94

92

3

71

50

71

69

91

105

117

120

117

200

141

135

135

121

511

498



Non Performing Earning Aset (Nominal) Kredit kepada Bank Lain

a. Current b. Special Mention c. Sub-Standard d. Doubtful e. Loss Administrative Transactions

b. Special Mention c. Sub-Standard d. Doubtful e. Loss

8

37

57

68

159

65

108

66

65

78

110

124

160

216

182

155

167

38.187

19.190

21.465

30.219

32.974

33.180

30.984

32.665

33.237

33.493

35.345

37.253

36.688

37.725

39.880

41.271

39.264

7.785

9.085

10.250

10.151

10.233

10.244

10.550

10.388

9.857

9.499

9.972

10.221

10.505

11.557

11.501

11.851



a. Current

7.784

9.069

10.243

10.139

10.219

10.231

10.532

10.373

9.844

9.398

9.965

10.214

10.499

11.547

11.485

11.837

11.886

b. DPK

-

16

5

-

2

1

-

5

2

14

2

3

1

6

12

8

3

b. Special Mention

c. Kurang Lancar

-

-

-

6

0

0

7

-

-

-

0

0

0

-

-

0

-

c. Sub-Standard

d. Diragukan

-

-

-

-

-

0

0

0

0

-

-

0

0

0

-

-

d. Doubtful

e. Macet

1

-

1

5

11

11

11

11

11

88

4

4

4

5

5

6

6

e. Loss

1

-

1

11

11

12

18

11

11

88

5

5

5

5

5

6

6

a. Lancar



1)

a. Current

Interbank Non Performing Loan (Nominal)


89



Tabel 1.34.a. Aset Produktif BUSN Non Devisa dan Kualitas Kredit BUSN Non Devisa kepada Bank Lain

(Earning Asset of Non Foreign Exchange Banks and Credit Quality of Non Foreign Exchange Banks to Other Bank) Miliar Rp (Billion Rp) 2014 Indikator

2011

2012

2015

Indicator

2013 Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

65.209

82.482

106.351

105.301

103.655

96.921

110.115

114.848

107.758

108.410

110.159

113.402

116.642

116.568

117.799

119.831

119.953

Earning Assets

62.694

79.366

102.965

99.865

98.345

93.266

104.585

108.772

101.263

102.231

104.127

106.921

110.245

109.484

110.369

112.616

112.423

a. Current

1.601

1.872

2.276

3.870

3.659

2.469

3.796

4.341

4.679

4.273

4.170

4.592

4.620

5.266

5.568

5.538

5.802

c. Kurang Lancar

189

361

226

294

291

265

331

280

324

458

481

552

487

513

388

293

273

d. Diragukan

152

197

235

465

585

360

590

522

532

537

498

373

383

346

447

407

430

e. Macet

574

686

649

807

775

560

813

933

960

912

883

964

907

959

1.027

978

1.024

1.827

4.045

4.500

5.823

7.677

7.780

7.715

8.646

8.650

9.017

9.850

9.409

8.658

9.421

9.533

9.425

9.909

4.042

4.492

5.815

7.673

7.758

7.699

8.624

8.640

9.006

9.839

9.384

8.640

9.201

9.307

9.403

9.885


Aset Produktif Transaksi Rekening Administratif 1) a. Lancar b. DPK

1.805

b. Special Mention c. Sub-Standard d. Doubtful e. Loss Earning Assets - Account Administrative Transactions a. Current b. Special Mention

21

3

7

7

4

20

14

21

6

8

7

22

15

186

196

19

21

c. Kurang Lancar

0

0

0

0

0

0

-

0

2

0

0

0

0

29

28

2

0

c. Sub-Standard

d. Diragukan

0

0

0

-

0

0

1

-

-

0

0

0

0

0

0

0

0

d. Doubtful

e. Macet


e. Loss

0

1

1

1

1

1

1

1

1

3

3

4

3

4

2

2

2

1.829

1.246

1.111

1.568

1.652

1.186

1.736

1.737

1.820

1.910

1.865

1.893

1.780

1.851

1.893

1.680

1.730

542

890

1.072

959

940

981

944

928

916

927

950

983

1.083

1.065

1.050

1.025

998

Interbank Loans

947

980

1.081

1.062

1.048

1.024

998

a. Current

-

0

0

0

-

-

b. Special Mention

1

1

1

-

c. Sub-Standard


542

888

1.070

953

933

978

939

924

908

924

b. DPK

-

-

2

3

1

1

2

0

5

-

c. Kurang Lancar

-

-

-

2

5

1

2

3

3

3

3

2

1

d. Diragukan

-

-

-

-

-

-

-

-

-

0

0

1

1

-

0

d. Doubtful

e. Macet

-

1

-

1

1

1

1

1

-

-

-

1

2

1

1

1

e. Loss

-

1

-

3

6

2

3

4

3

3

2

2

2

1

1

1



3

1)



90



Tabel 1.35.a. Aset Produktif BPD dan Kualitas Kredit BPD kepada Bank Lain

(Earning Asset of Regional Development Banks and Credit Quality of Regional Development Banks to Other Bank) Miliar Rp (Billion Rp) 2014 Indikator

2011

2012

2015

Indicator

2013 Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

240.588

297.222

334.497

390.108

391.903

387.902

367.146

377.708

381.547

398.053

429.571

449.992

461.912

436.246

448.394

470.665

464.128

Earning Assets

234.041

287.538

321.098

371.295

373.501

368.222

349.383

354.784

358.104

375.715

406.355

425.878

437.791

411.860

423.562

445.294

438.535

a. Current

3.419

4.570

5.762

8.659

8.036

8.622

7.103

11.780

11.798

10.471

10.566

10.877

11.687

10.837

10.873

11.755

11.609

c. Kurang Lancar

297

945

1.052

863

1.182

1.233

785

907

1.027

1.143

1.782

2.117

1.458

1.841

2.091

1.512

1.775

d. Diragukan

281

637

987

1.359

1.228

1.276

1.378

1.139

1.099

916

857

1.284

1.467

1.599

1.163

1.266

1.296

2.551

3.532

5.598

7.931

7.956

8.549

8.497

9.098

9.520

9.807

10.012

9.837

9.508

10.109

10.704

10.838

10.912

17.677

31.651

31.877

30.529

30.520

29.239

28.145

26.408

25.495

24.653

25.788

26.488

27.225

28.438

27.352

28.848

28.482

17.592

31.320

31.601

30.124

30.171

28.873

27.796

25.977

25.141

24.269

25.226

26.054

26.728

27.854

26.891

28.434

27.983


e. Macet Aset Produktif Transaksi Rekening Administratif 1) a. Lancar

16

249

130

183

145

167

179

262

191

159

151

185

233

128

179

89

111

c. Kurang Lancar

b. DPK

3

12

3

13

27

5

4

14

5

19

218

34

51

157

46

56

98

d. Diragukan

6

25

26

31

29

28

26

4

7

8

21

35

19

81

11

10

7

e. Macet


b. Special Mention c. Sub-Standard d. Doubtful e. Loss Earning Assets - Account Administrative Transactions

b. Special Mention c. Sub-Standard d. Doubtful e. Loss

59

44

118

178

146

165

140

151

150

198

172

180

194

218

225

258

283

6.248

5.195

7.784

10.376

10.570

11.256

10.829

11.313

11.808

12.092

13.062

13.486

12.698

14.005

14.240

13.941

14.371

137

357

709

878

913

939

970

949

944

961

1.017

960

1.014

1.006

966

972

931

Interbank Loans a. Current


136

357

708

878

911

938

970

948

936

961

967

960

1.013

1.006

966

972

926

b. DPK

0

-

-

0

1

0

0

1

8

0

49

0

0

-

0

0

5

b. Special Mention

c. Kurang Lancar

0

-

1

-

-

-

-

-

0

-

0

-

0

0

-

-

-

c. Sub-Standard

d. Diragukan

1

-

-

-

0

-

-

-

0

-

0

-

0

-

0

0

-

d. Doubtful

e. Macet

0

-

-

1

1

1

0

0

0

0

0

0

0

0

0

0

0

e. Loss

1

-

1

1

1

1

0

0

0

0

0

0

0

0

0

0

0



1)

a. Current



91



Tabel 1.36.a. Aset Produktif Bank Campuran dan Kualitas Kredit Bank Campuran kepada Bank Lain

(Earning Assets of Joint Venture Banks and Credit Quality of Joint Venture Banks to Other Bank) Miliar Rp (Billion Rp) 2014 Indikator

2011

2012

2015

Indicator

2013 Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

154.950

191.046

255.735

225.402

228.099

235.747

235.747

250.171

248.786

251.345

248.601

251.386

257.205

261.068

264.742

275.300

257.338

Earning Assets

149.721

184.439

246.183

215.347

217.964

225.126

225.126

239.398

237.692

240.659

236.634

239.939

245.095

248.517

252.028

261.751

243.057

a. Current

3.187

4.239

7.097

6.159

6.316

6.827

6.827

6.258

6.746

6.633

7.825

7.119

7.399

7.553

7.482

8.154

8.862

b. Special Mention

c. Kurang Lancar

420

540

376

962

1.044

982

982

1.554

1.469

1.384

1.064

1.061

1.264

1.678

1.344

1.291

1.439

c. Sub-Standard

d. Diragukan

427

482

983

1.434

1.308

1.401

1.401

663

593

369

757

518

649

384

665

899

736

1.195

1.346

1.097

1.500

1.467

1.411

1.411

2.299

2.287

2.301

2.321

2.749

2.797

2.936

3.223

3.205

3.245

34.024

125.802

156.794

146.019

152.074

149.283

149.283

157.195

157.354

161.878

155.268

152.845

161.193

161.483

178.585

178.647

180.273

33.521

124.223

154.721

143.988

150.270

147.626

147.626

155.430

155.376

159.470

152.941

149.870

158.495

158.948

175.468

175.161

177.158

441

1.452

1.929

1.934

1.714

1.563

1.563

1.700

1.910

2.324

2.268

2.680

2.355

2.430

3.008

3.376

2.952

62

93

58

57

53

56

56

44

47

39

39

272

319

80

45

48

137

-

0

64

21

18

18

18

20

21

19

19

22

23

23

57

51

23



d. Doubtful e. Loss Earning Assets - Account Administrative Transactions a. Current b. Special Mention c. Sub-Standard d. Doubtful e. Loss

-

34

22

20

19

20

20

1

0

26

1

0

2

3

7

10

2

4.078

2.495

2.601

3.993

3.909

3.888

3.888

4.581

4.416

4.138

4.201

4.622

5.053

5.103

5.340

5.505

5.582

5

4

152

104

86

388

388

391

387

382

374

372

450

441

434

432

439 Interbank Loans

a. Lancar

5

4

152

104

86

388

388

391

387

382

374

372

450

441

434

432

439

b. DPK

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

b. Special Mention

c. Kurang Lancar

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

c. Sub-Standard

d. Diragukan

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

d. Doubtful

e. Macet

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

e. Loss

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Non Performing Earning Aset (Nominal) Kredit kepada Bank Lain




a. Current



92



Tabel 1.37.a. Aset Produktif Bank Asing dan Kualitas Kredit Bank Asing kepada Bank Lain

(Earning Assets of Foreign Owned Banks and Credit Quality of Foreign Owned Banks to Other Bank) Miliar Rp (Billion Rp) 2014 Indikator Aset Produktif Neraca a. Lancar b. DPK c. Kurang Lancar

2011

2012

2015

Indicator

2013 Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

232.518

258.683

349.606

380.524

365.448

371.321

371.321

391.022

381.596

395.124

399.859

405.701

413.304

411.137

434.788

444.554

410.987

Earning Assets

224.743

248.910

336.766

368.979

353.815

360.433

360.433

380.016

370.351

382.779

387.880

392.854

399.349

397.549

419.940

427.854

394.854

a. Current

3.222

6.057

8.434

7.534

7.741

7.201

7.201

7.328

7.496

7.575

7.432

7.646

8.490

8.751

9.433

11.084

10.702

b. Special Mention c. Sub-Standard

855

833

1.319

2.029

1.897

1.648

1.648

1.615

1.654

2.401

2.247

2.680

3.015

2.367

2.236

2.375

2.173

d. Diragukan

1.250

1.184

1.354

590

624

668

668

517

535

735

821

723

284

295

828

865

412

e. Macet

2.450

1.700

1.732

1.392

1.371

1.371

1.371

1.547

1.559

1.634

1.479

1.798

2.166

2.175

2.351

2.375

2.845

104.131

192.051

294.780

329.282

338.995

302.064

302.064

344.388

335.362

359.642

339.541

347.155

419.734

361.157

374.430

398.723

361.801

101.477

187.329

285.358

321.131

331.091

295.096

295.096

338.436

329.853

352.313

332.735

340.519

411.805

354.269

367.056

390.224

353.557

2.448

4.258

9.059

7.380

6.439

5.380

5.380

4.296

4.008

5.665

5.311

5.198

5.451

5.564

5.980

7.038

6.824

b. Special Mention

149

409

259

612

1.203

1.432

1.432

1.453

1.338

1.542

1.335

1.307

2.107

1.198

1.187

1.234

1.266

c. Sub-Standard

39

16

72

140

245

136

136

185

146

99

99

90

90

104

116

128

125

Aset Produktif Transaksi Rekening Administratif 1) a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet

d. Doubtful e. Loss Earning Assets - Account Administrative Transactions

d. Doubtful e. Loss

18

40

31

18

19

19

19

18

18

24

62

42

281

21

92

98

30


8.125

4.181

4.768

4.781

5.358

5.274

5.274

5.335

5.250

6.435

6.042

6.639

7.943

6.160

6.809

7.077

6.851


5.396

4.610

9.077

13.731

14.196

14.360

14.360

14.926

15.759

17.740

17.230

17.046

15.225

15.486

15.988

14.156

12.151

Interbank Loans a. Current

a. Lancar


5.396

4.610

9.077

13.731

14.196

14.360

14.360

14.926

15.759

17.740

17.230

17.046

15.225

15.486

15.988

14.156

12.151

b. DPK

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

b. Special Mention

c. Kurang Lancar

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

c. Sub-Standard

d. Diragukan

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

d. Doubtful

e. Macet

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

e. Loss

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-


1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit. - Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA. - Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu) - Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan *) Angka-angka sementara **) Angka-angka sangat sementara ***) Angka-angka sangat-sangat sementara

1)

a. Current



*) Provisional figures **) Very provisional figures ***) Estimated figures

93



Tabel 1.38.a. Komposisi Dana Pihak Ketiga Bank Umum


Keterangan


Nominal

Desember 2012



Nominal

Desember 2013



Nominal

Oktober 2014



Nominal

Desember 2014



Nominal

Oktober 2015



Nominal

652.708

23,44

767.070

23,78

846.781

23,11

918.699

22,90

889.586

21,62

1.030.672

485.716

17,44

567.801

17,61

569.927

15,55

632.860

15,78

605.276

14,71

694.604

166.992

6,00

199.270

6,18

276.854

7,56

285.840

7,13

284.309

6,91

336.068

898.245

32,25

1.076.830

33,39

1.212.707

33,10

1.201.059

29,94

1.284.458

31,22

1.271.808

840.063

30,16

1.010.488

31,33

1.123.696

30,67

1.110.386

27,68

1.187.559

28,86

1.151.639

58.181

2,09

66.342

2,06

89.011

2,43

90.673

2,26

96.899

2,36

120.169

1.234.072

44,31

1.381.298

42,83

1.604.480

43,79

1.891.610

47,16

1.940.376

47,16

2.067.924

1.072.770

38,52

1.179.242

36,56

1.331.527

36,34

1.610.035

40,14

1.641.743

39,90

1.761.665

161.302

5,79

202.056

6,26

272.952

7,45

281.575

7,02

298.633

7,26

306.259


7,69

47,32 Time Deposits 40,31 Rupiah 7,01

Foreign Exchange

-

- Periode 1 Month

677.030

20,99

814.742

22,24

911.136

22,71

925.812

22,50

902.972

20,66

Valas

110.978

3,98

128.829

3,99

172.312

4,70

158.209

3,94

162.363

3,95

156.973

3,59 -

222.071

7,97

251.926

7,81

264.156

7,21

373.836

9,32

374.111

9,09

449.361

10,28

21.467

0,77

27.543

0,85

33.743

0,92

41.870

1,04

47.267

1,15

50.156

1,15 -


90.412

3,25

125.555

3,89

120.795

3,30

158.473

3,95

149.345

3,63

198.327

4,54

Valas

15.504

0,56

27.215

0,84

37.508

1,02

41.008

1,02

45.471

1,11

58.964

1,35 -


Foreign Exchange

29,10 Saving 26,35 Rupiah 2,75 Foreign Exchange

24,18

Valas

Valas


673.312

Rupiah

Rupiah

Items


Rupiah - Jangka Waktu 3 bulan

Total DPK


Rupiah Foreign Exchange - Periode 3 Month Rupiah Foreign Exchange - Periode 6 Month Rupiah Foreign Exchange - Periode >= 12 Month

Rupiah

86.975

3,11

124.731

3,87

131.834

3,60

166.542

4,15

192.350

4,68

211.004

4,83

Rupiah

Valas

13.352

0,48

18.469

0,57

29.390

0,80

40.392

1,01

43.433

1,06

40.166

0,92

Foreign Exchange

2.785.024

100,00

3.225.198

100,00

3.663.968

100,00

4.011.368

100,00

4.114.420

100,00

4.370.404

2.398.549

86,12

2.757.530

85,50

3.025.150

82,56

3.353.281

83,59

3.434.579

83,48

3.607.908

386.475

13,88

467.668

14,50

638.818

17,44

658.087

16,41

679.841

16,52

762.496

100,00 Total Third Party Funds 82,55 Rupiah 17,45 Foreign Exchange

94



Tabel 1.39.a. Komposisi Dana Pihak Ketiga Bank Persero


Keterangan

Nominal

Desember 2012



Nominal

Desember 2013



Nominal

Oktober 2014


Nominal


Desember 2014



Nominal

Oktober 2015



Nominal


Items


242.853 190.600 52.253 395.372 383.292 12.080 401.027 350.866 50.161

23,37 18,34 5,03 38,04 36,88 1,16 38,59 33,76 4,83

272.149 206.540 65.610 483.022 467.656 15.366 446.113 378.829 67.283

22,65 17,19 5,46 40,21 38,93 1,28 37,14 31,54 5,60

300.056 200.001 100.054 555.319 533.277 22.042 507.687 420.785 86.903

22,01 14,67 7,34 40,74 39,12 1,62 37,25 30,87 6,38

320.923 212.266 108.657 546.280 520.379 25.900 606.651 536.957 69.694

21,77 14,40 7,37 37,06 35,31 1,76 41,16 36,43 4,73

318.259 214.126 104.133 601.858 572.294 29.565 662.370 566.153 96.217

20,11 13,53 6,58 38,03 36,16 1,87 41,86 35,78 6,08

371.078 241.853 129.225 593.108 559.313 33.795 649.061 560.035 89.025

23,00 Demand Deposits 14,99 Rupiah 8,01 Foreign Exchange 36,76 Saving 34,67 Rupiah 2,09 Foreign Exchange 40,23 Time Deposits 34,71 Rupiah 5,52 Foreign Exchange

- Jangka Waktu 1 bulan Rupiah Valas

229.284 35.179

22,06 3,39

223.177 46.712

18,58 3,89

245.364 58.290

18,00 4,28

272.064 41.043

18,46 2,78

297.812 56.968

18,82 3,60

275.747 39.935

17,09 2,48

- Periode 1 Month Rupiah Foreign Exchange


62.782 4.976

6,04 0,48

71.970 5.442

5,99 0,45

74.076 4.879

5,43 0,36

131.862 4.365

8,95 0,30

137.470 7.816

8,69 0,49

164.722 12.356

10,21 0,77



19.550 5.922

1,88 0,57

32.208 8.401

2,68 0,70

33.634 12.737

2,47 0,93

50.853 11.299

3,45 0,77

43.608 16.905

2,76 1,07

40.965 25.030

2,54 1,55


39.250 4.084 1.039.253 924.759 114.494

3,78 0,39 100,00 88,98 11,02

51.475 6.729 1.201.284 1.053.025 148.259

4,28 0,56 100,00 87,66 12,34

67.710 10.996 1.363.062 1.154.063 208.999

4,97 0,81 100,00 84,67 15,33

82.178 12.987 1.473.854 1.269.603 204.252

5,58 0,88 100,00 86,14 13,86

87.264 14.529 1.582.488 1.352.573 229.915

5,51 0,92 100,00 85,47 14,53

78.601 11.704 1.613.246 1.361.201 252.045


- Jangka Waktu >= 12 bulan Rupiah Valas Total DPK Rupiah Valas

- Periode >= 12 Month 4,87 Rupiah 0,73 Foreign Exchange 100,00 Total Third Party Funds 84,38 Rupiah 15,62 Foreign Exchange

95



Tabel 1.40.a. Komposisi Dana Pihak Ketiga BUSN Devisa

(Composition of Third Party Funds of Foreign Exchange Commercial Banks) Miliar Rp (Billion Rp) Desember 2011

Keterangan


Nominal

Desember 2012



Nominal

Desember 2013



Nominal

Oktober 2014


Nominal


Desember 2014



Nominal

Oktober 2015



Nominal

225.170

19,19

264.982

19,58

294.181

18,95

297.586

17,62

309.227

17,86

319.902

166.221

14,17

198.251

14,65

204.067

13,15

207.439

12,28

212.135

12,25

214.076



58.949

5,02

66.731

4,93

90.113

5,80

90.147

5,34

97.093

5,61

105.826

388.030

33,07

461.038

34,07

502.864

32,39

513.723

30,42

522.792

30,20

524.696

5,90

363.575

30,99

433.712

32,05

463.249

29,84

475.425

28,15

483.010

27,90

467.296

24.455

2,08

27.326

2,02

39.614

2,55

38.297

2,27

39.782

2,30

57.399

560.098

47,74

627.129

46,35

755.341

48,66

877.541

51,96

898.991

51,93

947.907

490.904

41,84

541.950

40,05

629.323

40,54

712.708

42,20

742.631

42,90

771.179

69.194

5,90

85.179

6,29

126.018

8,12

164.833

9,76

156.360

9,03

176.728

9,86

307.839

26,24

320.362

23,68

408.004

26,28

425.598

25,20

455.492

26,31

412.658

23,02

Valas

47.742

4,07

49.251

3,64

73.030

4,70

90.988

5,39

78.597

4,54

96.538

5,39


Valas

Valas

107.755

9,18

127.361

9,41

130.349

8,40

158.203

9,37

166.425

9,61

196.048

10,94

9.728

0,83

14.451

1,07

21.551

1,39

26.716

1,58

29.852

1,72

29.753

1,66


Foreign Exchange Rupiah Foreign Exchange - Periode 6 Month

39.826

3,39

54.242

4,01

49.986

3,22

53.677

3,18

59.592

3,44

92.864

5,18

5.505

0,47

12.135

0,90

16.359

1,05

22.000

1,30

24.066

1,39

27.974

1,56



Rupiah - Periode 3 Month


Foreign Exchange - Periode 1 Month


Foreign Exchange



Items


35.483

3,02

39.985

2,95

40.984

2,64

43.257

2,56

61.097

3,53

69.609

3,88

Rupiah

6.219

0,53

9.343

0,69

15.078

0,97

22.595

1,34

23.746

1,37

22.463

1,25

Foreign Exchange

1.173.297

100,00

1.353.149

100,00

1.552.385

100,00

1.688.850

100,00

1.731.019

100,00

1.792.505

1.020.700

86,99

1.173.913

86,75

1.296.639

83,53

1.395.573

82,63

1.437.776

83,06

1.452.552

152.597

13,01

179.236

13,25

255.746

16,47

293.277

17,37

293.243

16,94

339.843


96



Tabel 1.41.a. Komposisi Dana Pihak Ketiga BUSN Non Devisa

(Composition of Third Party Funds of Non-Foreign Exchange Commercial Banks) Miliar Rp (Billion Rp) Desember 2011

Keterangan


Desember 2012


Nominal


Desember 2013


Nominal


Oktober 2014


Nominal

Desember 2014


Nominal



Oktober 2015


Nominal



Nominal

3.634

4,37

5.074

4,86

5.844

4,76

5.979

4,45

7.056

5,00

5.237

3,57 Demand Deposits

3.634

4,37

5.074

4,86

5.844

4,76

5.979

4,45

7.056

5,00

5.237

3,57

-

-

-

-

-

-

-

-

-

-

10.281

12,37

12.794

12,26

14.402

11,72

16.325

12,16

16.422

11,64

17.326

11,82 Saving

10.281

12,37

12.794

12,26

14.402

11,72

16.325

12,16

16.422

11,64

17.326

11,82

-

-

-

-

-

-

-

-

-

-

69.180

83,25

86.478

82,88

102.636

83,52

111.966

83,39

117.549

83,35

124.059

84,61 Time Deposits

69.180

83,25

86.478

82,88

102.636

83,52

111.966

83,39

117.549

83,35

124.059

84,61

-

-

-

-

-

-

-

-

-

-

-

-


36.567

44,01

43.915

42,09

61.923

50,39

53.866

40,12

64.013

45,39

-

-

-

-

-

-

-

-

-

-

54.450

Valas

18.991

22,86

22.133

21,21

24.123

19,63

30.877

23,00

28.290

20,06

-

-

-

-

-

-

-

-

-

-

Rupiah Valas

13,58

15.658

15,01

12.534

10,20

18.975

14,13

16.041

11,37

-

-

-

-

-

-

-

-

-

-

-

-


13,90 -

Rupiah

Rupiah Foreign Exchange - Periode 3 Month Rupiah Foreign Exchange - Periode 6 Month Rupiah Foreign Exchange

-

- Periode >= 12 Month

10.746

7,33

Rupiah

-

-


Foreign Exchange

- Periode 1 Month

37,14

38.481

20.382

Rupiah

Foreign Exchange

11.284

Foreign Exchange

-

26,25


Rupiah

-

-


Items


2.337

2,81

4.771

4,57

4.056

3,30

8.224

6,12

9.123

6,47

-

-

-

-

-

-

-

-

-

-

83.095

100,00

104.346

100,00

122.883

100,00

134.269

100,00

141.027

100,00

146.622

100,00 Total Third Party Funds

83.095

100,00

104.346

100,00

122.883

100,00

134.269

100,00

141.027

100,00

146.622

100,00

-

-

-

-

-

-

-

-

-

-

-

-

Foreign Exchange Rupiah Foreign Exchange

97



Tabel 1.42.a. Komposisi Dana Pihak Ketiga BPD

(Composition of Third Party Funds of Regional Development Banks) Miliar Rp (Billion Rp) Desember 2011

Keterangan


Desember 2012


Nominal


Desember 2013


Nominal


Oktober 2014


Nominal

Desember 2014


Nominal



Oktober 2015


Nominal



Nominal

88.456

37,59

112.953

40,55

107.070

37,21

156.370

39,31

120.899

35,99

178.615

88.094

37,43

112.715

40,47

106.398

36,98

156.133

39,25

120.531

35,88

178.217

362

0,15

238

0,09

673

0,23

238

0,06

368

0,11

398

67.338

28,61

79.968

28,71

95.827

33,31

84.262

21,18

100.949

30,05

94.029

67.318

28,60

79.938

28,70

95.786

33,29

84.224

21,18

100.903

30,03

93.993

20

0,01

30

0,01

41

0,01

38

0,01

46

0,01

37

79.555

33,80

85.614

30,74

84.812

29,48

157.119

39,50

114.109

33,97

189.893

78.767

33,47

84.903

30,48

83.838

29,14

156.341

39,31

113.270

33,72

187.557

787

0,33

711

0,26

974

0,34

778

0,20

839

0,25

2.336


Valas

Valas


Foreign Exchange


Foreign Exchange

-

- Periode 1 Month

37.513

13,47

40.872

14,21

88.893

22,35

53.562

15,94

106.632

23,05

673

0,29

468

0,17

854

0,30

722

0,18

795

0,24

1.189

0,26 -

14.335

6,09

12.214

4,39

12.263

4,26

22.593

5,68

19.129

5,69

24.329

5,26

51

0,02

14

0,01

5

0,00

8

0,00

8

0,00

695

0,15 -

12.559

5,34

13.495

4,84

16.389

5,70

20.320

5,11

15.889

4,73

19.224

4,16

5

0,00

27

0,01

84

0,03

26

0,01

15

0,00

418

0,09


0,09


19,77



46.523


Items


Rupiah Foreign Exchange - Periode 3 Month Rupiah Foreign Exchange - Periode 6 Month Rupiah Foreign Exchange

-

- Periode >= 12 Month

5.349

2,27

21.682

7,78

14.314

0,01

24.535

6,17

24.670

7,34

37.372

8,08

Rupiah

59

0,03

203

0,07

32

100,00

23

0,01

21

0,01

33

0,01

Foreign Exchange

235.348

100,00

278.535

100,00

287.709

100,00

397.751

100,00

335.957

100,00

462.537

234.179

99,50

277.555

99,65

286.021

99,41

396.697

99,74

334.704

99,63

459.767

1.169

0,50

980

0,35

1.688

0,59

1.053

0,26

1.253

0,37

2.770


98



Tabel 1.43.a. Komposisi Dana Pihak Ketiga Bank Campuran

(Composition of Third Party Funds of Joint Venture Banks) Miliar Rp (Billion Rp) Desember 2011

Keterangan

Giro Rupiah Valas Tabungan

Nominal

Desember 2012



Nominal

Desember 2013



Nominal

Oktober 2014


Nominal


Desember 2014



Nominal

Oktober 2015



Nominal

25.396

22,57

34.508

26,05

44.293

26,92

40.859

27,30

40.859

27,30

43.982

9.485

8,43

12.226

9,23

16.744

10,18

13.334

8,91

13.334

8,91

14.122

Items



15.912

14,14

22.282

16,82

27.549

16,74

27.525

18,39

27.525

18,39

29.859

19,96

18.503

16,44

19.292

14,57

23.245

14,13

20.925

13,98

20.925

13,98

20.229


8.402

7,47

8.529

6,44

10.268

6,24

7.548

5,04

7.548

5,04

6.938

Valas

10.101

8,98

10.763

8,13

12.978

7,89

13.377

8,94

13.377

8,94

13.291

Simpanan Berjangka

Rupiah


Foreign Exchange

68.642

60,99

78.654

59,38

96.995

58,95

87.883

58,72

87.883

58,72

85.416

Rupiah

44.532

39,57

47.948

36,20

53.835

32,72

58.079

38,81

58.079

38,81

63.180


Valas

24.110

21,42

30.706

23,18

43.160

26,23

29.804

19,91

29.804

19,91

22.236

14,86

Foreign Exchange

-

- Periode 1 Month

-


27.920

24,81

26.748

20,19

33.557

20,40

33.116

22,13

33.116

22,13

24.566

16,42

Valas

15.002

13,33

20.389

15,39

28.477

17,31

15.709

10,50

15.709

10,50

9.589

6,41

-


-

Rupiah

8.971

7,97

9.285

7,01

11.791

7,17

11.066

7,39

11.066

7,39

13.085

8,74

Valas

3.725

3,31

3.964

2,99

4.910

2,98

7.470

4,99

7.470

4,99

4.221

2,82

-


-

Rupiah

4.539

4,03

6.842

5,17

5.146

3,13

6.746

4,51

6.746

4,51

15.170

10,14

Valas

3.062

2,72

4.743

3,58

7.141

4,34

3.268

2,18

3.268

2,18

4.310

2,88

-


-


Rupiah

3.102

2,76

5.073

3,83

3.341

2,03

7.152

4,78

7.152

4,78

10.360

6,92

Rupiah

Valas

2.321

2,06

1.611

1,22

2.632

1,60

3.358

2,24

3.358

2,24

4.116

2,75

Foreign Exchange

112.541

100,00

132.454

100,00

164.533

100,00

149.668

100,00

149.668

100,00

149.627

Rupiah

62.418

55,46

68.704

51,87

80.847

49,14

78.962

52,76

78.962

52,76

84.240

Valas

50.123

44,54

63.751

48,13

83.686

50,86

70.706

47,24

70.706

47,24

65.386

Total DPK


99



Tabel 1.44.a. Komposisi Dana Pihak Ketiga Bank Asing

(Composition of Third Party Funds of Foreign Owned Banks) Miliar Rp (Billion Rp) Desember 2011

Keterangan

Giro Rupiah Valas Tabungan

Nominal

Desember 2012



Nominal

Desember 2013



Nominal

Oktober 2014


Nominal


Desember 2014



Nominal

Oktober 2015


Nominal


Items


67.199

47,49

77.405

49,80

95.338

54,98

95.417

55,06

93.276

53,53

111.859

27.683

19,56

32.996

21,23

36.873

21,27

36.046

20,80

38.094

21,86

41.099


39.516

27,93

44.409

28,57

58.465

33,72

59.371

34,26

55.182

31,67

70.760

34,37

18.721

13,23

20.715

13,33

21.050

12,14

20.846

12,03

21.511

12,34

22.421


7.195

5,09

7.858

5,06

6.713

3,87

6.896

3,98

7.382

4,24

6.773

Valas

11.526

8,15

12.857

8,27

14.336

8,27

13.950

8,05

14.129

8,11

15.648

Simpanan Berjangka

Rupiah


55.572

39,28

57.310

36,87

57.008

32,88

57.035

32,91

59.474

34,13

71.587

Rupiah

38.522

27,23

39.133

25,18

41.111

23,71

42.641

24,61

44.062

25,28

55.654

Valas

17.050

12,05

18.176

11,69

15.897

9,17

14.394

8,31

15.413

8,84

15.933



Foreign Exchange

-

- Periode 1 Month

Rupiah

25.177

17,79

25.315

16,29

25.022

14,43

22.925

13,23

21.817

12,52

28.919

14,05

Valas

12.382

8,75

12.011

7,73

11.660

6,72

10.075

5,81

10.294

5,91

9.722

4,72 -


9.237

6,53

8.962

5,77

11.553

6,66

10.737

6,20

11.731

6,73

12.696

6,17

Valas

2.987

2,11

3.673

2,36

2.397

1,38

2.256

1,30

2.122

1,22

3.132

1,52 -


2.654

1,88

3.110

2,00

3.107

1,79

6.532

3,77

7.470

4,29

9.723

4,72

Valas

1.010

0,71

1.910

1,23

1.188

0,69

1.317

0,76

1.218

0,70

1.231

0,60 -


Foreign Exchange


1.453

1,03

1.746

1,12

1.429

0,82

2.448

1,41

3.043

1,75

4.317

2,10

Rupiah

670

0,47

583

0,38

651

0,38

746

0,43

1.779

1,02

1.849

0,90

Foreign Exchange

141.491

100,00

155.430

100,00

173.395

100,00

173.298

100,00

174.261

100,00

205.867

Rupiah

73.399

51,88

79.987

51,46

84.697

48,85

85.582

49,38

89.537

51,38

103.526

Valas

68.092

48,12

75.443

48,54

88.698

51,15

87.716

50,62

84.724

48,62

102.341

Rupiah Valas Total DPK


100



Tabel 1.45.a. Komposisi DPK Bank Umum Berdasarkan Lokasi Penghimpunan Dana Oktober 2015 (Composition of Third Party Funds of Commercial Banks Based on Location - October 2015) Miliar Rp (Billion Rp) Giro

Tabungan

Deposito

Total DPK

(Demand Deposits)

(Saving Deposits)

(Time Deposits)

(Total Third Party Funds)

Lokasi

Valas (Foreign

Rupiah

Exchange)

Valas (Foreign

Rupiah

Exchange)

Valas (Foreign

Rupiah

Exchange)

Valas (Foreign

Rupiah

Exchange)

Pangsa Thd Total DPK (%)

Location

(Portion to Total Third Party (%)

Total

1. Jawa Barat

53.456

12.230

135.120

7.914

140.898

11.711

329.473

31.855

361.329

8,22

1. Jawa Barat

2. Banten

23.526

5.523

39.070

2.956

48.184

7.047

110.780

15.526

126.306

2,87

2. Banten

325.468

270.347

286.114

70.393

996.301

234.271

1.607.884

575.012

2.182.895

50,53

5.126

474

22.680

709

15.320

488

43.126

1.671

44.797

1,00

4. D.I Yogyakarta

5. Jawa Tengah

28.955

3.718

96.178

4.178

72.694

7.102

197.827

14.998

212.825

4,65

5. Jawa Tengah

6. Jawa Timur

58.639

12.191

153.268

11.052

157.998

15.517

369.905

38.761

408.666

9,22

6. Jawa Timur

7. Bengkulu

2.885

53

5.048

45

2.625

17

10.558

114

10.672

0,23

7. Bengkulu

8. Jambi

3.196

219

11.402

343

8.917

111

23.515

674

24.189

0,56

8. Jambi

9. Aceh

9.159

70

13.747

134

10.010

90

32.916

294

33.210

0,73

27.734

8.998

62.336

4.616

70.844

13.890

160.914

27.504

188.418

4,23

10. Sumatera Utara

3. DKI Jakarta 4. D.I Yogyakarta

10. Sumatera Utara

3. DKI Jakarta

9. Aceh

6.491

266

15.170

450

11.787

264

33.447

980

34.427

0,77

11. Sumatera Barat

12.531

1.075

27.324

895

25.315

611

65.170

2.581

67.751

1,63

12. Riau

14. Sumatera Selatan

8.301

1.507

25.406

1.210

23.335

1.442

57.042

4.159

61.201

1,42


15. Bangka Belitung

2.335

213

6.544

309

4.888

182

13.768

703

14.471

0,33

15. Bangka Belitung

13. Kepulauan Riau

7.001

6.025

13.515

3.364

8.563

2.342

29.078

11.730

40.809

0,95

13. Kepulauan Riau

16. Lampung

7.508

284

16.061

585

8.063

253

31.632

1.122

32.754

0,72

16. Lampung

17. Kalimantan Selatan

9.371

659

19.195

553

10.566

270

39.131

1.483

40.614

0,94


18. Kalimantan Barat

7.914

270

20.684

665

13.481

208

42.079

1.143

43.222

0,98


19. Kalimantan Timur

17.489

3.547

33.356

2.260

30.536

3.298

81.381

9.105

90.486

2,16


20. Kalimantan Tengah

5.407

66

8.711

59

4.986

81

19.103

206

19.309

0,44


21. Sulawesi Tengah

4.238

55

7.720

87

3.917

27

15.874

169

16.044

0,35

21. Sulawesi Tengah

22. Sulawesi Selatan

12.205

865

36.262

1.058

21.976

956

70.442

2.879

73.322

1,63


3.987

278

8.218

638

7.512

275

19.717

1.191

20.908

0,49

23. Sulawesi Utara

737

1

2.133

35

1.448

5

4.317

40

4.357

0,10

24. Gorontalo

25. Sulawesi Barat

1.271

1

2.045

1

666

1

3.981

2

3.983

0,09

25. Sulawesi Barat

26. Sulawesi Tenggara

4.409

44

6.711

62

3.823

18

14.943

125

15.068

0,32


27. Nusa Tenggara Barat

3.506

78

9.613

214

5.934

53

19.054

345

19.398

0,42


11.462

2.859

30.877

3.296

26.410

925

68.748

7.080

75.828

1,70

28. Bali

29. Nusa Tenggara Timur

6.532

24

9.773

117

6.328

39

22.634

180

22.815

0,50


30. Maluku

2.980

11

5.070

85

4.025

60

12.075

156

12.230

0,27

30. Maluku

12.925

278

14.171

335

10.057

189

37.154

802

37.956

0,84

31. Papua

32. Maluku Utara

1.631

52

3.352

17

1.373

13

6.356

81

6.437

0,14

32. Maluku Utara

33. Papua Barat

6.213

17

4.739

140

2.869

41

13.822

198

14.019

0,31

33. Papua Barat

18

3.773

27

1.393

15

4.462

61

9.628

9.688

0,23

34. Lainnya

694.604

336.068

1.151.639

120.169

1.761.665

306.259

3.607.908

762.496

4.370.404

100,00

11. Sumatera Barat 12. Riau

23. Sulawesi Utara 24. Gorontalo

28. Bali

31. Papua

34. Lainnya Total

Total

101



Tabel 1.46.a. Penghimpunan DPK Bank Umum Berdasarkan Lokasi Bank Penghimpun Dana

(Third Party Funds of Commercial Banks Based on Location of Deposits) Miliar Rp (Billion Rp) Lokasi

2011

2012

2013

2014 Okt

Nov

2015 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Location

219.405

262.433

300.671

321.211

326.006

332.474

327.925

328.861

336.833

344.479

339.694

355.228

357.116

356.663

363.881

361.329

1. Jawa Barat

70.218

88.496

105.532

116.716

117.182

121.613

114.963

116.923

118.904

118.353

121.028

124.032

124.131

124.376

127.512

126.306

2. Banten

1.417.266

1.629.585

1.860.446

2.026.308

2.052.573

2.100.489

2.118.164

2.158.599

2.153.243

2.143.471

2.152.474

2.182.791

2.189.139

2.219.605

2.251.119

2.182.895

26.837

32.501

37.073

41.123

41.151

41.483

41.248

41.391

42.436

42.463

42.332

43.089

43.891

44.342

44.634

44.797

5. Jawa Tengah

124.743

145.257

167.398

185.484

189.400

188.114

186.755

186.057

193.103

195.122

196.004

201.054

204.316

206.059

213.678

212.825

5. Jawa Tengah

6. Jawa Timur

250.524

292.224

335.308

374.079

376.480

383.290

381.031

383.736

390.839

391.919

391.909

398.365

398.134

401.381

411.579

408.666

6. Jawa Timur

6.190

7.368

7.680

9.209

9.165

8.556

8.749

8.803

9.241

9.556

9.644

10.090

10.250

10.380

10.819

10.672

7. Bengkulu

8. Jambi

16.415

17.945

19.415

22.325

22.444

21.965

21.710

21.709

22.734

23.485

23.423

24.205

24.165

23.895

24.679

24.189

8. Jambi

9. Aceh

20.333

21.969

24.263

29.001

28.066

26.694

25.993

26.373

27.846

28.291

30.453

31.426

30.693

30.067

34.299

33.210

10. Sumatera Utara

127.076

139.259

155.204

172.508

177.726

178.653

176.826

177.984

177.677

177.065

180.394

182.589

183.624

186.218

190.253

188.418

10. Sumatera Utara

11. Sumatera Barat

23.126

25.623

26.281

30.956

30.994

29.985

30.433

30.675

32.237

32.120

32.225

33.389

33.790

33.865

34.493

34.427

11. Sumatera Barat

12. Riau

45.067

52.243

55.524

61.867

61.105

64.143

62.209

61.700

66.525

68.999

68.918

70.421

68.640

67.402

69.189

67.751

12. Riau

13. Sumatera Selatan*)

51.235

54.244

53.688

56.308

55.798

57.225

55.309

55.172

57.606

59.210

58.821

61.396

60.649

60.224

63.226

61.201


14. Bangka Belitung

10.243

12.172

11.828

13.351

13.066

13.145

13.195

13.231

13.462

14.099

13.843

14.359

14.000

14.085

14.479

14.471

14. Bangka Belitung

15. Kepulauan Riau*)

24.114

28.804

38.392

39.081

39.354

39.455

38.247

38.803

39.319

40.420

40.308

41.183

40.714

40.674

41.767

40.809

15. Kepulauan Riau

16. Lampung

19.745

22.612

25.642

28.597

29.067

28.640

28.137

28.033

29.280

29.524

29.824

31.139

32.070

32.520

33.418

32.754

16. Lampung


28.305

34.118

36.447

38.373

38.115

37.494

36.428

36.645

37.387

38.651

39.215

40.487

39.897

39.227

41.632

40.614



27.857

32.000

36.273

39.050

40.184

39.500

38.992

38.958

39.768

40.889

41.215

42.119

42.123

42.575

43.368

43.222



66.880

79.992

85.407

88.056

86.132

89.468

86.122

85.167

87.795

92.302

89.710

93.506

90.564

88.647

93.838

90.486



11.924

14.285

16.023

18.478

18.554

16.771

17.614

17.439

17.761

18.643

18.438

19.204

18.986

18.389

19.498

19.309


21. Sulawesi Tengah

8.865

10.022

11.330

12.929

13.235

12.938

13.068

13.104

14.120

14.123

14.297

15.222

15.512

15.602

16.289

16.044

21. Sulawesi Tengah


46.262

54.453

61.163

66.412

67.601

67.026

66.033

65.969

67.922

67.979

68.866

70.372

71.144

71.654

74.189

73.322


23. Sulawesi Utara

14.340

16.407

17.481

19.651

20.130

19.671

19.734

19.780

20.368

20.403

20.629

21.096

21.173

21.574

21.848

20.908

23. Sulawesi Utara

24. Gorontalo*)

2.712

2.990

3.100

3.766

3.737

3.489

3.693

3.791

4.003

3.969

4.036

4.221

4.313

4.313

4.421

4.357

24. Gorontalo

25. Sulawesi Barat*)

1.934

2.585

2.868

3.452

3.376

2.990

3.252

3.244

3.487

3.538

3.610

3.795

3.908

3.903

4.022

3.983

25. Sulawesi Barat

26. Sulawesi Tenggara*)

8.428

9.870

11.033

12.394

12.244

11.476

11.677

11.921

12.597

13.073

13.277

13.675

14.159

14.100

14.883

15.068



10.872

12.734

14.445

16.949

17.239

16.798

16.909

16.672

17.276

17.914

17.593

18.245

18.276

18.341

19.190

19.398


28. Bali

45.604

54.948

64.234

70.733

71.678

70.510

70.433

71.015

72.015

72.476

72.327

73.580

73.659

74.540

76.450

75.828

28. Bali


12.755

14.884

16.402

19.095

19.490

18.571

19.037

19.199

19.798

20.549

20.917

21.764

22.239

21.928

22.558

22.815


6.989

8.340

9.379

10.645

11.052

10.509

10.758

10.729

11.031

11.153

11.136

11.560

11.786

11.828

12.135

12.230

30. Maluku

23.946

27.148

29.424

35.350

34.570

33.717

34.091

33.078

33.258

33.403

35.446

36.325

36.299

38.821

39.468

37.956

31. Papua

32. Maluku Utara

3.769

4.425

4.831

5.458

5.387

5.217

5.489

5.487

5.743

6.009

5.986

6.236

6.378

6.401

6.517

6.437

33. Papua Barat

7.097

8.284

10.906

12.507

12.176

12.385

11.999

11.842

12.586

13.636

13.462

13.587

13.228

12.962

14.744

14.019

34. Lainnya

3.835

4.976

8.876

9.944

10.202

9.968

10.133

9.356

10.377

10.339

10.698

10.001

9.856

10.010

10.007

9.688

2.784.912

3.225.198

3.663.968

4.011.368

4.054.680

4.114.420

4.106.358

4.151.448

4.198.577

4.217.625

4.232.150

4.319.749

4.328.822

4.366.571

4.464.083

4.370.404

1. Jawa Barat 2. Banten 3. DKI Jakarta 4. D.I Yogyakarta

7. Bengkulu

30. Maluku 31. Papua

Total


9. Aceh

32. Maluku Utara 33. Papua Barat 34. Others

Total

102



Tabel 1.47.a. Suku Bunga Rata-rata DPK Bank Umum

(Average of Interest Rate of Third Party Funds of Commercial Banks) Persen (Percent) 2014 Keterangan

2011

2012

2015

Items

2013 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt Demand Deposits

Giro Rupiah

2,41

2,12

2,12

2,41

2,41

2,31

2,36

2,39

2,43

2,41

2,40

2,38

2,38

2,34

2,40

2,35

Valas

0,37

0,37

0,42

0,44

0,41

0,46

0,40

0,40

0,42

0,44

0,44

0,41

0,41

0,40

0,43

0,41


Tabungan Rupiah

2,44

1,91

2,01

2,02

2,03

2,02

1,99

2,03

2,02

2,00

2,01

2,00

1,99

1,99

2,00

1,97

Valas

0,35

0,34

0,32

0,35

0,35

0,35

0,34

0,34

0,34

0,34

0,34

0,36

0,34

0,30

0,28

0,28


Simpanan Berjangka



6,41

5,59

7,72

8,23

8,27

8,56

8,46

8,63

8,38

8,07

7,85

7,74

7,71

7,60

7,56

7,48

Valas

1,59

1,57

1,81

1,94

1,91

1,99

2,06

2,03

1,94

1,76

1,55

1,37

1,24

1,16

1,05

1,02



6,91

5,90

8,03

9,45

9,26

9,14

9,12

9,18

9,03

8,83

8,71

8,49

8,41

8,33

8,23

8,15

Valas

2,00

1,91

2,26

2,41

2,40

2,29

2,30

2,26

2,24

2,07

2,00

1,79

1,56

1,40

1,32

1,23



7,29

6,04

7,37

9,31

9,16

9,22

9,16

9,18

9,07

9,01

8,97

8,84

8,73

8,61

8,54

8,51

Valas

2,10

2,33

2,17

2,32

2,29

2,26

2,23

2,18

2,10

2,03

1,99

1,90

1,81

1,73

1,62

1,54



6,87

6,05

7,14

8,86

8,70

8,76

8,72

8,82

8,84

8,79

8,80

8,69

8,68

8,61

8,57

8,57

Rupiah

Valas

1,71

1,97

2,07

2,27

2,21

2,24

2,23

2,21

2,13

2,11

2,05

2,04

2,01

1,97

1,92

1,83

Foreign Exchange

103



Tabel 1.48.a. Suku Bunga Rata-rata DPK Bank Persero

(Average of Interest Rate of Third Party Funds of State Owned Banks) Persen (Percent) 2014 Keterangan

2011

2012

2015

Items

2013 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt Demand Deposits

Giro Rupiah

2,37

2,08

2,00

2,11

2,08

2,13

1,88

2,03

1,99

1,90

1,91

1,91

1,92

1,88

1,96

1,87

Valas

0,16

0,15

0,18

0,25

0,22

0,18

0,17

0,19

0,18

0,18

0,19

0,19

0,17

0,15

0,18

0,17


Tabungan Rupiah

2,15

1,59

1,58

1,57

1,58

1,48

1,48

1,45

1,46

1,45

1,46

1,47

1,45

1,46

1,47

1,46

Valas

0,23

0,22

0,22

0,24

0,23

0,23

0,23

0,23

0,24

0,24

0,23

0,23

0,23

0,24

0,23

0,23


Simpanan Berjangka



6,04

5,23

7,16

7,73

7,80

8,13

8,11

8,14

7,98

7,33

7,12

7,27

7,30

7,14

7,07

6,93

Valas

1,35

0,97

1,14

1,45

1,51

1,81

1,99

1,94

1,67

1,42

1,14

1,10

0,99

0,94

0,74

0,67



6,65

5,54

7,60

9,19

8,95

8,74

8,80

8,92

8,64

8,30

8,14

7,87

7,87

7,82

7,62

7,41

Valas

2,21

1,11

1,37

1,37

1,54

1,48

1,69

1,66

1,81

1,59

1,58

1,44

1,28

1,27

1,11

0,84



6,54

5,53

6,82

9,06

8,97

8,83

8,67

8,70

8,55

8,45

8,27

8,17

8,01

7,90

7,72

7,69

Valas

2,02

1,99

1,38

1,93

1,97

2,00

1,99

1,96

1,82

1,70

1,66

1,59

1,50

1,48

1,39

1,33



6,94

5,91

7,43

9,02

9,06

9,06

9,04

9,07

9,06

9,02

8,99

8,88

8,80

8,73

8,71

8,71

Rupiah

Valas

1,47

1,65

1,68

1,75

1,66

1,73

1,76

1,77

1,76

1,76

1,75

1,75

1,74

1,73

1,63

1,61

Foreign Exchange

104



Tabel 1.49.a. Suku Bunga Rata-rata DPK BUSN Devisa

(Average of Interest Rate of Third Party Funds of Foreign Exchange Commercial Banks) Persen (Percent) 2014 Keterangan

2011

2012

2015

Items

2013 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt Demand Deposits

Giro Rupiah

2,28

1,91

1,95

2,09

2,09

2,12

2,12

2,17

2,12

2,13

2,22

2,12

2,16

2,09

2,15

2,09

Valas

0,53

0,50

0,62

0,50

0,49

0,56

0,52

0,50

0,52

0,54

0,58

0,53

0,53

0,52

0,56

0,55


Tabungan Rupiah

2,55

2,11

2,40

2,11

2,12

2,22

2,22

2,26

2,25

2,24

2,22

2,20

2,22

2,22

2,22

2,17

Valas

0,42

0,46

0,44

0,46

0,45

0,45

0,44

0,44

0,44

0,43

0,43

0,46

0,42

0,50

0,33

0,28


Simpanan Berjangka



6,54

5,69

7,95

8,53

8,60

8,85

8,68

9,05

8,64

8,43

8,14

7,92

7,85

7,74

7,70

7,60

Valas

1,81

1,94

2,39

2,35

2,30

2,30

2,32

2,27

2,22

2,03

1,85

1,59

1,45

1,34

1,26

1,21



6,87

5,86

8,12

9,67

9,44

9,37

9,32

9,35

9,26

9,11

9,06

8,83

8,71

8,62

8,56

8,55

Valas

2,17

2,32

2,62

2,69

2,70

2,65

2,62

2,59

2,51

2,37

2,28

2,07

1,84

1,58

1,50

1,47



7,08

5,75

7,21

9,57

9,23

9,28

9,22

9,26

9,16

9,11

9,15

9,01

8,96

8,82

8,74

8,71

Valas

2,44

2,63

2,65

2,62

2,59

2,55

2,56

2,51

2,45

2,44

2,39

2,29

2,21

2,06

1,92

1,81



6,54

5,48

6,49

8,38

7,90

8,09

8,00

8,20

8,23

8,17

8,30

8,09

8,16

8,11

8,03

8,08

Rupiah

Valas

1,92

2,22

2,42

2,58

2,56

2,53

2,52

2,51

2,40

2,34

2,28

2,26

2,20

2,15

2,12

1,96

Foreign Exchange

105



Tabel 1.50.a. Suku Bunga Rata-rata DPK BUSN Non Devisa

(Average of Interest Rate of Third Party Funds of Non-Foreign Exchange Commercial Banks) Persen (Percent) 2014 Keterangan

2011

2012

2015

Items

2013 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt Demand Deposits

Giro Rupiah Valas

4,11

3,25

4,48

3,93

3,70

3,60

3,40

3,65

3,51

3,08

3,06

3,02

3,01

3,11

3,03

3,10

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Valas

4,41

3,70

4,33

3,20

3,29

3,23

3,23

3,14

3,18

3,11

3,14

3,13

3,24

3,27

3,42

3,14

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

7,79

6,90

8,50

9,45

9,44

9,55

9,55

9,40

9,17

9,02

8,97

8,88

8,81

8,71

8,71

8,73

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Valas

8,04

7,22

8,55

10,23

10,16

9,87

9,89

9,95

9,83

9,67

9,21

9,09

9,21

9,17

9,15

9,15

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Valas

8,57

7,45

8,88

9,72

9,76

9,82

9,89

10,17

9,87

9,98

9,95

9,73

9,19

9,02

9,04

9,03

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Valas




Foreign Exchange



Rupiah



- Foreign Exchange



Valas

- Rupiah

Time Deposits

Simpanan Berjangka

Rupiah


Tabungan Rupiah

- Rupiah

8,51

7,67

8,40

9,55

9,59

9,20

9,30

9,50

9,41

9,13

9,01

8,89

8,99

8,91

8,86

8,80

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-


106



Tabel 1.51.a. Suku Bunga Rata-rata DPK Bank Pembangunan Daerah

(Average of Interest Rate of Third Party Funds of Regional Development Banks) Persen (Percent) 2014 Keterangan

2011

2012

2015

Items

2013 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt Demand Deposits

Giro Rupiah

2,78

2,67

2,44

2,73

2,74

2,47

2,78

2,75

2,86

2,82

2,72

2,77

2,71

2,86

2,87

2,91

Valas

0,71

0,47

0,44

0,40

0,51

0,50

0,51

0,43

0,43

0,35

0,44

0,39

0,37

0,38

0,34

0,35


Tabungan Rupiah

3,31

2,54

2,31

2,18

2,18

2,18

2,18

2,17

2,18

2,12

2,12

2,13

2,07

2,14

2,15

2,13

Valas

0,93

0,58

0,56

0,50

0,51

0,57

0,57

0,52

0,49

0,50

0,49

0,51

0,43

0,49

0,50

0,22


Simpanan Berjangka



7,46

6,08

7,76

7,84

7,80

8,09

8,12

8,11

8,26

8,20

8,04

7,97

7,87

7,91

7,89

7,81

Valas

3,23

2,11

2,66

2,51

2,83

2,77

2,63

2,87

2,83

2,80

2,74

2,19

1,75

1,97

1,50

1,34



7,98

6,57

8,06

8,78

8,81

9,09

9,08

9,11

8,93

8,72

8,58

8,63

8,43

8,27

8,09

8,11

Valas

1,90

1,40

1,06

1,07

1,13

1,14

1,14

1,33

1,25

1,27

1,99

1,99

1,99

1,24

1,10

1,10



8,38

6,76

7,73

8,84

8,73

9,31

9,20

9,11

9,11

9,16

9,12

8,84

8,54

8,50

8,35

8,27

Valas

0,98

1,69

1,91

1,80

1,61

1,59

1,60

1,56

1,21

1,28

2,23

2,23

2,23

2,23

2,23

2,22



8,06

6,96

7,31

8,88

8,88

8,97

8,95

9,03

9,14

9,12

9,09

9,12

9,10

8,97

8,94

8,94

Rupiah

Valas

1,49

0,96

1,07

1,03

1,04

1,06

1,08

1,08

1,08

1,33

1,06

1,25

0,98

1,00

1,00

0,75

Foreign Exchange

107



Tabel 1.52.a. Suku Bunga Rata-rata DPK Bank Campuran

(Average of Interest Rate of Third Party Funds of Joint Venture Banks) Persen (Percent) 2014 Keterangan

2011

2012

2015

Items

2013 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt Demand Deposits

Giro Rupiah

2,13

1,70

1,57

2,36

2,36

2,27

2,33

2,14

2,32

1,97

2,27

2,03

2,19

1,98

2,13

2,19

Valas

0,48

0,55

0,56

0,86

0,83

0,89

0,68

0,65

0,78

0,78

0,48

0,48

0,48

0,52

0,54

0,53


Tabungan Rupiah

2,83

2,14

1,92

2,63

2,77

2,77

2,77

2,61

2,42

2,51

2,51

2,57

2,63

2,66

3,00

2,64

Valas

0,31

0,19

0,21

0,19

0,19

0,19

0,19

0,17

0,16

0,17

0,16

0,18

0,20

0,21

0,21

0,20


Simpanan Berjangka



6,07

5,66

7,93

8,38

8,16

8,61

8,57

8,73

8,51

8,33

8,00

7,78

7,73

7,59

7,77

7,88

Valas

1,83

2,05

2,07

1,79

1,69

1,90

1,78

1,80

1,81

1,62

1,16

1,07

1,00

0,90

0,85

0,82



6,72

6,17

8,49

9,21

9,18

9,20

9,03

9,07

9,05

9,01

9,00

8,88

8,69

8,61

8,55

8,72

Valas

1,88

1,71

2,00

2,17

2,15

2,02

2,00

1,82

1,87

1,63

1,42

1,21

1,15

1,09

1,06

0,92



6,83

6,64

7,73

9,32

9,40

9,41

9,40

9,29

9,27

9,05

9,00

8,98

8,93

8,83

8,78

8,84

Valas

2,00

2,65

2,72

1,90

1,90

2,03

2,07

2,24

2,19

2,10

1,96

1,82

1,70

1,48

1,33

1,18



6,65

6,76

7,12

9,03

9,11

9,17

9,42

9,14

9,25

9,22

9,14

9,11

9,09

9,02

8,98

9,01

Rupiah

Valas

1,47

2,24

2,37

2,76

2,63

2,68

2,71

2,54

2,43

2,43

2,21

2,19

2,13

2,06

1,96

1,63

Foreign Exchange

108



Tabel 1.53.a. Suku Bunga Rata-rata DPK Bank Asing

(Average of Interest Rate of Third Party Funds of Foreign Owned Banks) Persen (Percent) 2014 Keterangan

2011

2012

2015

Items

2013 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt Demand Deposits

Giro Rupiah

1,94

1,71

2,92

2,34

2,40

2,33

2,33

2,28

2,27

2,18

2,28

2,23

2,41

2,24

2,24

2,21

Valas

0,32

0,52

0,37

0,20

0,17

0,17

0,16

0,17

0,16

0,16

0,15

0,19

0,20

0,18

0,24

0,20


Tabungan Rupiah

1,80

1,17

1,16

1,10

1,08

1,09

1,09

1,62

1,17

1,24

1,21

1,27

1,29

1,29

1,46

1,23

Valas

0,29

0,24

0,14

0,11

0,11

0,11

0,11

0,12

0,12

0,11

0,12

0,12

0,12

0,12

0,12

0,12


Simpanan Berjangka



4,52

4,52

7,20

6,77

6,64

6,72

6,50

6,63

6,52

6,72

6,52

6,34

6,45

6,42

6,69

7,06

Valas

0,99

1,57

0,83

0,64

0,50

0,60

0,59

0,58

0,69

0,62

0,67

0,63

0,60

0,69

0,51

0,70



5,30

5,06

8,24

8,58

8,59

8,68

8,60

8,45

8,43

8,37

8,47

8,43

8,36

8,24

8,23

8,19

Valas

1,18

1,65

1,21

1,36

1,32

1,36

1,37

1,41

1,32

1,19

1,29

1,27

1,17

1,16

1,09

1,05



6,20

4,90

7,18

9,29

9,44

9,45

9,43

9,40

9,31

9,12

9,03

9,08

9,07

9,05

9,00

8,89

Valas

0,88

0,90

1,01

0,97

0,98

0,99

0,98

0,82

0,88

0,88

0,90

0,96

0,94

0,88

0,78

0,71



6,70

5,70

6,40

9,41

9,53

9,61

9,60

9,60

9,49

9,44

9,39

9,39

9,37

9,35

9,15

9,05

Rupiah

Valas

2,33

2,03

0,86

0,83

2,09

2,28

2,18

2,16

2,11

2,12

1,92

2,07

2,16

2,23

2,23

2,25

Foreign Exchange

109



Tabel 1.54.a. Suku Bunga Rata-rata Kredit Bank Umum Kepada Pihak Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Average of Credit Interest Rate of Commercial Banks to Parties Non Bank Based on Industrial Origin and Non Industrial Origin Credit Recipients) Persen (Percent) Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, perburuan dan Kehutanan Rupiah Valas 2. Perikanan Rupiah Valas 3. Pertambangan dan Penggalian Rupiah Valas 4. Industri Pengolahan Rupiah Valas 5. Listrik, gas dan air Rupiah Valas 6. Konstruksi Rupiah Valas 7. Perdagangan Besar dan Eceran Rupiah Valas 8. Penyediaan akomodasi dan penyediaan makan Rupiah Valas 9. Transportasi, pergudangan dan komunikasi Rupiah Valas 10. Perantara Keuangan Rupiah Valas 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan Rupiah Valas 12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial Wajib Rupiah Valas 13. Jasa Pendidikan Rupiah Valas 14. Jasa Kesehatan dan Kegiatan Sosial Rupiah Valas 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya Rupiah Valas 16. Jasa Perorangan yang Melayani Rumah Tangga Rupiah Valas 17. Badan Internasional dan Badan Ekstra Internasional Lainnya Rupiah Valas 18. Kegiatan yang belum jelas batasannya Rupiah Valas Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal Rupiah Valas - Untuk Pemilikan Flat atau Apartemen Rupiah Valas - Untuk Pemilikan Ruko atau Rukan Rupiah Valas - Untuk Pemilikan Kendaraan Bermotor Rupiah Valas - Untuk Pemilikan Peralatan Rumah Tangga Lainnya Rupiah Valas - Bukan Lapangan Usaha Lainnya Rupiah Valas r) Angka-angka diperbaiki

2011

2012

2013

2014 Okt

Nov

2015 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

11,46 5,27

11,32 4,59

11,78 4,44

12,15 4,34

12,16 4,31

12,14 4,25

12,15 4,28

12,16 4,20

12,19 4,20

12,19 4,21

12,19 4,26

12,19 4,56

12,15 4,45

12,10 4,27

12,08 4,30

12,02 4,40

13,95 7,70

13,37 7,36

13,51 6,63

13,87 6,35

13,87 6,31

13,84 6,38

13,79 6,39

13,81 6,44

13,86 6,40

13,81 6,33

13,81 5,98

13,76 5,97

13,70 5,95

13,64 6,05

13,28 5,93

13,17 6,90

12,03 -

11,29 -

11,82 -

12,62 -

12,74 -

12,68 -

12,55 -

12,56 -

12,72 -

12,33 -

12,32 -

12,34 -

12,31 -

12,34 -

12,45 -

12,32 -

10,68 4,51

9,98 4,24

11,01 4,10

11,69 4,22

11,69 4,19

11,63 4,22

11,61 4,21

11,55 4,23

11,63 4,23

11,58 4,22

11,57 4,24

11,55 4,17

11,58 4,14

11,55 4,13

11,53 4,13

11,58 4,14

9,77 4,89

8,93 4,68

9,59 4,21

10,51 5,12

10,64 5,14

10,60 5,20

10,13 5,23

10,28 4,87

10,56 4,87

10,54 4,94

10,43 5,10

10,42 5,04

10,36 4,82

10,42 4,70

10,47 4,78

10,42 4,91

12,05 5,96

11,49 5,60

12,08 4,93

12,81 5,01

12,85 5,33

12,88 5,30

12,75 5,39

12,70 5,30

12,74 5,48

12,72 5,40

12,69 5,48

12,66 5,12

12,53 5,11

12,55 5,13

12,56 4,95

12,56 4,93

13,32 4,93

12,67 4,84

13,21 4,87

13,63 4,92

13,64 4,81

13,63 4,83

13,64 4,77

13,62 4,80

13,66 4,78

13,62 4,75

13,59 4,85

13,57 4,81

13,53 4,75

13,47 4,76

13,41 4,82

13,40 4,92

13,06 6,46

12,05 6,17

12,55 6,29

13,30 6,16

13,16 6,13

13,18 6,13

13,11 6,10

13,09 6,10

13,12 6,09

13,10 6,06

13,05 6,06

13,08 6,06

13,04 6,09

13,03 6,09

12,93 6,00

12,86 5,82

10,76 5,29

10,54 5,04

11,08 4,73

11,82 4,65

11,90 4,63

11,87 4,70

11,63 4,56

11,65 4,51

11,61 4,52

11,57 4,25

11,57 4,39

11,59 4,37

11,55 4,30

11,55 4,28

11,52 4,45

11,54 4,52

10,50 2,38

9,69 2,28

10,47 2,07

12,34 1,95

12,19 1,88

12,11 1,91

12,20 1,91

12,15 1,96

12,35 1,90

12,21 1,83

12,09 1,88

12,02 1,93

11,92 1,92

11,85 1,93

11,90 2,02

11,93 2,05

12,84 5,71

12,12 5,85

12,47 6,08

12,52 6,62

12,63 6,68

12,63 6,52

12,52 6,49

12,51 6,62

12,56 6,63

12,56 6,60

12,55 6,73

12,54 6,75

12,52 6,59

12,48 6,57

12,48 6,18

12,47 6,44

10,68 3,25

11,95 2,84

4,52 2,66

11,29 3,36

11,40 3,35

12,01 3,36

11,53 3,36

11,55 3,35

10,89 3,37

10,87 3,41

10,78 3,41

10,89 3,44

10,93 3,44

10,92 3,44

10,92 3,45

11,01 2,98

14,28 5,64

14,06 9,29

12,44 6,07

14,06 6,36

13,21 6,43

13,28 6,50

13,09 6,50

13,01 6,55

13,09 6,55

13,19 6,63

13,18 6,60

13,20 6,61

13,22 6,59

13,21 6,55

13,22 6,46

13,15 6,44

12,62 5,05

12,18 5,60

12,26 6,86

13,01 6,91

13,15 5,52

13,10 5,54

13,01 5,49

13,01 5,42

13,07 5,46

13,10 5,70

13,10 5,59

13,14 5,55

13,05 5,36

12,99 5,81

12,98 6,53

12,98 6,51

13,72 5,61

12,67 5,35

13,26 5,44

14,40 4,88

14,17 5,00

13,75 4,82

14,11 5,03

14,18 4,78

14,44 4,79

14,13 4,84

13,99 4,85

14,02 4,90

13,94 4,87

13,79 4,98

13,65 5,29

13,57 5,35

16,46 -

16,18 -

14,71 -

15,40 -

15,49 5,67

15,46 5,33

15,50 5,33

15,58 5,35

15,76 4,76

15,64 2,75

15,75 3,38

15,87 4,80

16,06 4,80

15,94 5,25

15,98 4,83

15,99 4,83

13,44 3,76

9,50 2,72

9,65 2,82

10,01 2,68

10,01 2,65

9,98 2,66

9,95 2,58

10,04 2,82

13,84 2,76

12,16 2,77

12,44 2,72

12,38 2,71

12,19 2,67

12,33 2,66

12,32 2,64

11,80 2,59

13,84 3,32

11,51 4,58

10,56 4,14

15,61 44,90

15,48 44,22

15,20 43,04

14,56 41,92

14,53 41,77

13,85 3,73

14,53 3,86

14,86 4,07

14,18 3,85

14,04 4,02

13,37 3,95

14,34 4,27

14,47 4,03

11,03 7,33

10,46 6,93

10,44 6,76

11,03 6,87

11,13 6,88

11,17 6,90

11,17 7,00

11,22 7,15

11,23 6,75

11,29 6,67

11,31 6,70

11,33 6,69

11,27 6,46

11,33 6,45

11,32 6,44

11,27 6,37

10,64 6,00

8,78 6,20

9,46 6,31

10,49 6,50

10,71 6,51

10,82 6,51

10,76 6,56

10,86 6,56

10,94 6,48

11,03 6,48

11,12 6,49

11,22 6,49

11,34 6,49

11,35 6,49

11,40 6,50

11,56 6,50

10,46 6,35

9,94 7,64

10,02 9,15

10,81 6,45

10,90 6,45

10,97 6,44

10,99 6,44

11,03 6,44

11,06 6,44

11,13 6,43

11,17 6,41

11,21 6,42

11,15 6,58

11,18 6,57

11,16 6,57

11,22 6,57

12,19 11,63

11,33 6,70r)

11,42 0,00

11,53 24,00

11,61 0

11,65 0

11,70 0

11,69 0

11,70 0

11,70 0

11,68 0

11,66 0

11,65 0

11,63 0

11,63 7,84

17,01 3,14

14,36 4,85

14,30 4,05

13,77 2,87

13,79 3,14

13,73 3,02

13,90 2,85

13,93 2,89

13,92 2,94

13,92 2,91

13,87 3,01

13,98 2,76

13,86 2,91

14,08 2,97

14,20 2,90

14,24 2,75

16,53 3,48

18,82 4,01

17,20 3,57

19,57 2,04

19,82 2,16

19,99 2,18

19,96 3,94

20,04 2,17

19,90 2,20

20,07 2,29

20,26 2,23

20,23 4,14

20,15 2,11

19,89 2,11

19,98 2,07

19,85 2,25

10,50 5,28790127

Items Credit Recipients Industrial Origin 1. Agricultures, hunting and forestry Rupiah Foreign Exchange 2. Fisheries Rupiah Foreign Exchange 3. Mining and Quarrying Rupiah Foreign Exchange 4. Procesing industry Rupiah Foreign Exchange 5. Electricity, gas and water Rupiah Foreign Exchange 6. Construction Rupiah Foreign Exchange 7. Big and retail trade Rupiah Foreign Exchange 8. Provision of accomodation and food supply Rupiah Foreign Exchange 9. Transportation, warehousing and communications Rupiah Foreign Exchange 10. Transitional Finance Rupiah Foreign Exchange 11. Real estate, Rental Business, and services company Rupiah Foreign Exchange 12. Government administration, the defense and compulsory social security Rupiah Foreign Exchange 13. Education services Rupiah Foreign Exchange 14. Health and social services Rupiah Foreign Exchange 15. Community, Sociocultural,Entertainment and Other Individual Services Rupiah Foreign Exchange 16. Individual services which serve households Rupiah Foreign Exchange 17. Extra agency international agency and other international Rupiah Foreign Exchange 18. Business Activities which are not clearly defined Rupiah Foreign Exchange Credit Recipients Non Industrial Origin House Hold - For House Ownership Rupiah Foreign Exchange - For Apartement Ownership Rupiah Foreign Exchange - For Shop House Ownership Rupiah Foreign Exchange - For Vehicles Ownership Rupiah Foreign Exchange - Others Rupiah Foreign Exchange - Non Industrial Origin Others Rupiah Foreign Exchange r) Revised figures

110



Tabel 1.55.a. Suku Bunga Rata-rata Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Average of Credit Interest Rate of Commercial Banks Based on Types and Orientation User) Persen (Percent) Jenis Penggunaan

2011

2012

2013

2014 Okt

Nov

2015 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

1. Type of Use

1. Jenis Penggunaan

- Working Capital

- Modal Kerja Rupiah Valas

12,18

11,50

12,14

12,83

12,85

12,81

12,78

12,75

12,84

12,77

12,73

12,71

12,67

12,65

12,60

12,59

4,11

4,08

3,90

4,69

4,64

4,63

4,57

4,60

3,97

3,90

3,96

3,92

3,89

3,87

3,89

3,90

Valas

Rupiah Foreign Exchange - Investments

- Investasi Rupiah

Type of Use

12,04 5,46

11,28 5,03

11,83

12,40

12,38

12,36

12,29

12,28

12,33

12,33

12,31

12,30

12,27

12,21

12,20

12,19

4,95

5,05

5,07

5,08

5,05

5,02

5,02

5,05

5,09

5,12

5,04

5,02

5,04

5,01

Rupiah Foreign Exchange - Consumption

- Konsumsi Rupiah

14,15

13,58

13,13

13,43

13,53

13,58

13,63

13,68

13,68

13,73

13,76

13,82

13,73

13,82

13,86

13,85

Rupiah

Valas 2. Orientasi Penggunaan - Ekspor Rupiah Valas - Impor Rupiah Valas - Lainnya Rupiah Valas

3,81

4,33

4,10

2,88

3,05

3,00

3,55

2,94

2,95

2,98

3,00

3,68

2,93

2,96

2,90

2,89

11,39 4,88

10,18 4,41

10,93 4,29

11,46 4,43

11,52 4,48

11,55 4,44

11,65 4,46

11,48 3,75

11,37 3,74

11,45 3,77

11,43 3,82

11,24 3,80

11,11 3,60

11,07 3,61

11,03 3,55

11,08 3,56

9,55 4,73

9,76 4,04

10,48 3,86

11,73 4,47

11,65 4,20

11,60 4,36

11,55 4,36

11,47 4,38

11,48 4,28

11,48 4,28

11,48 4,35

11,35 4,40

11,31 4,45

11,46 4,05

11,55 3,93

11,68 3,98

12,87 4,52

12,19 4,42

12,43 4,29

12,95 4,87

12,99 4,85

12,98 4,83

12,97 4,79

12,98 4,87

13,03 4,42

13,01 4,37

13,00 4,43

13,01 4,42

12,95 4,39

12,96 4,39

12,95 4,45

12,94 4,46

Foreign Exchange 2. User Orientation - Ekspor Rupiah Foreign Exchange - Impor Rupiah Foreign Exchange - Other Rupiah Foreign Exchange

r)


r)

Revised figures

111



Tabel 1.56.a. Perkembangan Jumlah Bank Umum dan Kantor Bank Umum

(Growth of Total Commercial Banks and Bank Offices) Kelompok Bank

2011

2012

2014

2013

Okt

2015

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Group of Bank

Okt

State Owned Banks

Bank Persero Jumlah Bank Jumlah Kantor

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4.362

5.363

6.415

7.057

7.141

7.198

7.199

7.203

7.224

7.242

7.271

7.313

7.336

7.362

7.392

17.741

Jumlah Kantor

36

36

36

38

38

38

38

38

38

38

38

39

39

39

39

39

7.209

7.647

8.052

8.186

8.268

8.313

8.339

8.351

8.361

8.377

8.390

8.402

8.424

8.443

8.467

8.921

Jumlah Kantor

30

30

30

29

29

29

29

29

29

29

29

28

28

28

28

28

1.288

1.447

1.578

1.645

1.648

1.656

1.662

1.666

1.668

1.671

1.674

1.677

1.678

1.682

1.684

2.144

BPD Jumlah Bank

26

26

26

26

26

26

26

26

26

26

26

26

26

26

26

26

Jumlah Kantor

1.472

1.712

2.044

2.223

2.245

2.301

2.308

2.316

2.330

2.346

2.361

2.374

2.385

2.416

2.446

3.680

Bank Campuran Jumlah Bank

14

14

14

12

12

12

12

12

12

11

11

11

11

11

11

11

Jumlah Kantor

260

263

272

280

281

283

283

283

284

284

284

284

284

284

284

249

10

10

10

10

10

10

10

10

10

10

10

10

10

10

10

10

206

193

197

197

197

197

197

197

197

197

197

197

197

197

197

104

120

120

120

119

119

119

119

119

119

118

118

118

118

118

118

118

14.797

16.625

18.558

19.588

19.780

19.948

19.988

20.016

20.064

20.117

20.177

20.247

20.304

20.384

20.470

32.839

Bank Asing Jumlah Bank Jumlah Kantor

Jumlah Kantor

Total Bank Offices

Total Banks Total Bank Offices Regional Development Banks Total Banks Total Bank Offices Joint Venture Banks Total Banks Total Bank Offices Foreign Owned Bank Total Banks Total Bank Offices Total

Total Jumlah Bank

Total Banks

Non-Foreign Exchange Commercial Banks

BUSN Non Devisa

Jumlah Bank

Total Bank Offices Foreign Exchange Commercial Banks

BUSN Devisa Jumlah Bank

Total Banks

Total Banks Total Bank Offices

112



Tabel 1.57. Perkembangan Jumlah Kantor Cabang Bank Berdasarkan Lokasi Bank

(Growth of Total Branch Offices Based on Region) 2014 Lokasi

2011

2012

Location Okt

1. Jawa Barat

2015

2013 Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt 1. Jawa Barat

369

380

393

397

397

397

397

393

393

395

395

396

395

395

395

382

79

93

94

95

96

95

95

94

94

94

93

93

93

93

93

95

535

564

574

576

568

569

569

565

564

563

551

551

550

550

551

481

54

56

59

60

60

60

60

60

60

60

60

60

60

61

61

61

5. Jawa Tengah

300

311

328

332

331

331

331

333

333

333

333

333

332

331

331

321

5. Jawa Tengah

6. Jawa Timur

397

411

425

427

426

426

426

422

422

422

416

416

418

418

418

397

6. Jawa Timur

7. Bengkulu

27

28

30

31

31

32

32

32

32

32

32

32

32

33

33

33

7. Bengkulu

8. Jambi

48

53

59

59

59

60

60

60

60

60

60

60

61

61

61

60

8. Jambi

9. Aceh

73

77

79

79

79

79

79

79

79

79

79

79

79

79

79

75

10. Sumatera Utara

178

192

199

202

201

201

201

202

202

203

201

202

202

203

204

192

10. Sumatera Utara

11. Sumatera Barat

77

81

84

84

84

84

84

84

84

84

84

84

84

84

85

80

11. Sumatera Barat

12. Riau

88

88

91

95

94

94

94

94

94

94

93

93

92

92

92

92

12. Riau

81*)

93

102

103

100

100

100

101

101

101

101

101

100

100

100

96


14. Bangka Belitung

23

22

24

26

26

27

27

28

28

28

27

27

27

27

27

29

14. Bangka Belitung

15. Kepulauan Riau

51*)

56

59

59

59

59

59

59

59

59

59

59

58

58

58

58

15. Kepulauan Riau

16. Lampung

50

56

58

60

60

60

60

62

62

62

62

62

62

62

62

60

16. Lampung


70

74

78

77

72

73

73

73

73

73

72

72

72

72

72

71



69

69

74

74

73

74

74

74

74

74

72

72

72

72

72

72



104

108

115

119

118

119

119

120

122

122

118

119

119

119

119

117



43

46

47

47

43

44

44

44

44

44

44

44

44

44

44

43


21. Sulawesi Tengah

36

38

39

41

40

40

40

40

40

40

41

41

41

41

42

42

21. Sulawesi Tengah


121

124

131

136

132

134

134

135

137

137

135

135

135

135

135

132


53

55

57

60

59

60

60

59

59

59

59

59

59

59

59

54

23. Sulawesi Utara

24. Gorontalo

16*)

16

17

18

17

17

17

18

18

18

18

18

18

18

18

17

24. Gorontalo

25. Sulawesi Barat

13*)

14

15

16

15

15

15

15

15

15

15

15

15

15

15

14

25. Sulawesi Barat


30*)

31

35

36

36

42

42

42

43

43

43

43

43

43

43

42



42

44

49

52

52

52

52

52

52

52

51

51

52

53

53

51


28. Bali

80

85

92

93

93

93

93

93

93

94

94

94

94

94

94

88

28. Bali


49

51

53

54

54

54

54

54

55

55

55

55

55

55

55

56


30. Maluku

33

30

30

31

31

32

32

32

32

32

32

32

32

32

32

32

30. Maluku

31. Papua

54

56

59

60

58

59

59

59

60

61

60

60

60

61

61

55

31. Papua

32. Maluku Utara

14

18

19

21

21

21

21

21

21

21

21

21

21

21

21

21

32. Maluku Utara

33. Irian Jaya Barat

23

25

27

27

24

24

24

24

24

24

24

24

24

24

24

26

33. Papua Barat

34. Lainnya

18

16

16

16

16

16

16

16

16

16

17

17

17

17

17

17

34. Others

3.461

3.611

2. Banten 3. DKI Jakarta 4. D.I. Yogyakarta


23. Sulawesi Utara

Total r) Angka-angka diperbaiki

3.298

3.663

3.625

3.643

3.643

3.639

3.645

3.649

3.617

3.620

3.618

3.622

3.626

3.462

2. Banten 3. DKI Jakarta 4. D.I Yogyakarta

9. Aceh

Total r) Revised figures

113



Tabel 2.1 Kegiatan Usaha Bank Umum Syariah (BUS) dan Unit Usaha Syariah (UUS)

(Sharia Business Unit Operations and Sharia Commercial Banks) Miliar Rp (Billion Rp) 2014 Indikator

2011

2012

2015

Indicator

2013 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

r)

Jul

*)

Ags

*)

Sep

*)

Okt

*)

140.980

188.562

233.345

252.440

254.316

262.708

254.348

256.316

259.149

260.417

262.959

263.103

263.103

263.103

263.103

263.103 Fund Disbursements iB

a. Pembiayaan Rupiah Valas b. Antar Bank c. Penempatan di BI d. Surat Berharga (tidak termasuk obligasi rekap)

102.655 97.847 4.808 4.846 27.127 5.902

147.505 139.880 7.625 6.004 26.713 7.822

184.122 173.224 10.898 5.836 31.946 9.684

196.491 184.573 11.918 6.603 36.053 11.264

198.376 186.259 12.117 6.366 36.623 11.399

199.330 187.204 12.126 7.015 43.412 11.466

197.279 185.164 12.116 6.661 37.167 11.811

197.543 185.322 12.221 6.904 38.949 11.426

200.712 186.897 13.815 7.230 37.800 12.085

201.526 187.764 13.762 7.059 37.748 12.860

203.894 189.480 14.414 7.716 36.783 13.366

206.056 192.498 13.559 8.664 32.253 14.947

206.056 192.498 13.559 8.664 32.253 14.947

206.056 192.498 13.559 8.664 32.253 14.947

206.056 192.498 13.559 8.664 32.253 14.947

206.056 192.498 13.559 8.664 32.253 14.947

e. Penyertaan f. Tagihan Lainnya Sumber Dana iB a. DPK Rupiah Giro Wadiah Deposito Mudharabah Tabungan Mudharabah Valas Giro Wadiah Deposito Mudharabah Tabungan Mudharabah b. Kewajiban Kepada BI c. Antar Bank d. Surat Berharga e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Lainnya g. Setoran Jaminan Komponen Modal a. Modal Disetor b. Cadangan c. L/R tahun berjalan d. L/R tahun Lalu e. Perkiraan tambahan modal disetor f. Modal Pinjaman Sertifikat Wadiah Bank Indonesia (BUS & UUS) Total Aset Jaringan Kantor Jumlah Bank Jumlah Kantor 1)

47 403 126.409 115.415 110.910 10.678 67.942 32.290 4.505 1.329 2.864 312 0 6.648 924 1.520 1.520 1.783 119

47 471 165.404 147.512 140.547 15.683 80.576 44.288 6.965 2.026 4.155 784 0 11.576 1.537 1.952 103 2.634 89

48 1.709 204.571 183.534 171.900 15.736 100.105 56.059 11.634 2.787 7.706 1.141 0 11.742 1.997 2.704 2.704 4.512 83

40 1.395 221.119 207.121 193.805 13.704 121.881 58.220 13.316 2.563 10.163 591 8.712 2.066 2.406 2.406 3.901 57

100 1.453 222.925 209.644 196.191 14.091 123.524 58.576 13.453 2.913 9.924 617 8.144 2.066 2.206 2.206 3.812 56

100 1.386 232.671 217.858 204.404 15.407 126.071 62.926 13.454 3.242 9.558 655 9.710 2.076 2.206 2.206

90 1.405 225.320 210.297 196.949 14.529 121.065 61.355 13.349 2.966 9.651 732 10.044 2.076 2.056 2.056

79 1.243 230.068 212.988 198.022 15.555 121.980 60.487 14.966 4.725 9.542 699 9.348 2.076 2.056 2.056

79 1.146 231.090 213.973 199.284 15.671 122.815 60.797 14.689 4.986 8.969 734 9.476 2.076 2.056 2.056

79 1.121 234.223 215.339 198.578 18.168 119.026 61.383 16.761 5.130 10.863 768 10.890 2.391 2.056 2.056

79 1.104 233.408 213.477 197.659 17.560 119.846 60.253 15.819 4.383 10.660 776 12.001 2.391 2.056 2.056

79 1.104 233.408 213.477 197.659 17.560 119.846 60.253 15.819 4.383 10.660 776 12.001 2.391 2.056 2.056

79 1.104 233.408 213.477 197.659 17.560 119.846 60.253 15.819 4.383 10.660 776 12.001 2.391 2.056 2.056

79 1.104 233.408 213.477 197.659 17.560 119.846 60.253 15.819 4.383 10.660 776 12.001 2.391 2.056 2.056

79 1.104 233.408 213.477 197.659 17.560 119.846 60.253 15.819 4.383 10.660 776 12.001 2.391 2.056 2.056

3.658 67

90 1.340 224.324 210.761 197.699 15.452 120.734 61.512 13.063 2.707 9.618 737 8.590 2.076 2.056 2.056 3.575 122

3.628 119

3.486 113

3.417 92

3.452 96

3.386 98

3.386 98

3.386 98

3.386 98

6.611 579 1.475 1.069 816

7.211 913 2.541 1.895 618

8.181 1.013 3.278 3.186 1.865

10.642 2.064 1.440 3.758 1.797

10.643 996 1.894 3.739 1.898

10.644 997 1.786 3.752 1.794

10.644 997 225 5.037 1.797

10.694 997 428 4.822 1.799

10.695 2.067 681 3.467 1.827

10.695 2.067 876 3.394 1.823

10.695 2.082 1.103 3.405 1.849

3.386 98 19.274 10.696 2.104 1.070 3.399 2.005

10.696 2.104 1.070 3.399 2.005

10.696 2.104 1.070 3.399 2.005

10.696 2.104 1.070 3.399 2.005

10.696 2.104 1.070 3.399 2.005

9.244

4.993

6.699

6.680

6.530

8.130

8.050

9.040

8.810

9.130

8.858

8.458

8.458

8.458

8.458

8.458

145.467

195.018

242.276

260.366

261.927

272.343

263.468

264.813

268.356

269.467

272.389

273.494

273.494

273.494

273.494

273.494

34 1.702

35 2.227

34 2.554

34 2.519

34 2.501

34 2.471

34 2.467

34 2.469

34 2.463

34 2.458

34 2.448

34 2.442

34 2.442

34 2.442

34 2.442

34 2.442

Penyaluran Dana iB

Ket:

1) r)

a. Financing Rupiah Foreign Exchange b. Inter-Bank c. Placements at BI d. Money Instruments (not including recapitalization bonds) e. Equity participation f. Other claims Sources of Funds iB a. Third Party Funds Rupiah Wadiah Demand Deposit Mudharabah Time Deposits Mudharabah Savings Accounts Foreign Exchange Wadiah Demand Deposit Mudharabah Time Deposits Mudharabah Savings Accounts b. Liabilities at BI c. Inter-Bank d. Money Instruments e. Loans received Rupiah Foreign Exchange f. Other Liabilities g. Guarantee Deposits Capital Components a. Paid-In Capital b. Reserves c. Current Earnings (Profit/Loss) d. Retained Earnings (Profit/Loss) e. Estimate of Additional Paid-In Capital f. Capital Loans Bank Indonesia Syariah Money Certificates (BUS & UUS) Total Assets Office Network Total Banks Total Bank Offices 1)

Tidak termasuk Gerai Muamalat

Angka-angka diperbaiki *). Angka-angka sementara

r) Revised figures *) Provisional figures 1. "Revision of data BUS-UUS began in May 2014 based on LSMK"

115



Tabel 2.2 Kegiatan Usaha Bank Umum Syariah (BUS)

(Sharia Commercial Banks Operations (BUS)) Miliar Rp (Billion Rp) 2014 Indikator

2011

2012

Indicator Nov

Des

Jan

Feb

Mar

Apr

Mei

189.291 147.363 139.462 7.902 4.073 26.301 9.526

190.858 148.403 140.373 8.031 3.843 27.394 9.665

196.552 147.944 139.993 7.951 4.267 33.125 9.728

189.324 145.976 138.066 7.911 4.040 28.133 9.745

190.380 145.817 137.826 7.991 3.791 29.327 9.950

190.448 147.136 138.947 8.189 4.292 27.191 10.507

190.215 147.245 139.131 8.115 4.037 26.168 11.540

192.160 148.021 139.850 8.171 4.446 26.499 11.997

Jun

r)

Jul

*)

Ags

*)

Sep

*)

Okt

*)

190.952 Fund Disbursements iB 150.709 a. Financing 142.016 Rupiah 8.694 Foreign Exchange 5.056 b. Inter-Bank 21.570 c. Placements at BI 12.436 d. Money Instruments (not

112.853 83.704 80.038 3.665 2.571 20.975 5.166

e. Penyertaan f. Tagihan Lainnya Sumber Dana iB a. DPK Rupiah Giro Wadiah Deposito Mudharabah Tabungan Mudharabah

47 391 105.500 96.548 92.571 8.874 57.067 26.630

47 456 133.170 117.817 112.664 13.445 63.748 35.471

48 1.684 161.924 143.174 134.293 12.721 77.236 44.336

40 1.395 174.052 163.090 152.392 9.908 95.542 46.941

100 1.453 175.818 165.050 154.256 9.993 97.282 46.981

100 1.386 182.678 170.723 159.549 10.929 98.354 50.267

90 1.340 174.915 164.291 153.552 10.906 93.810 48.836

90 1.405 175.431 163.159 152.128 10.204 93.638 48.287

79 1.243 178.913 165.034 152.930 11.049 93.983 47.898

79 1.146 178.343 164.400 152.308 10.822 93.819 47.667

79 1.118 180.260 164.375 151.590 13.290 90.149 48.151

79 1.102 179.639 162.817 150.115 12.570 90.725 46.821

79 1.102 179.639 162.817 150.115 12.570 90.725 46.821

79 1.102 179.639 162.817 150.115 12.570 90.725 46.821

79 1.102 179.639 162.817 150.115 12.570 90.725 46.821

79 1.102 179.639 162.817 150.115 12.570 90.725 46.821

including recapitalization bonds) e. Equity participation f. Other claims Sources of Funds iB a. Third Party Funds Rupiah Wadiah Demand Deposit Mudharabah Time Deposits Mudharabah Savings Accounts

Valas Giro Wadiah Deposito Mudharabah Tabungan Mudharabah

3.977 1.274 2.699 4

5.153 1.948 2.856 349

8.881 2.594 5.650 637

10.698 2.296 8.291 111

10.793 2.607 8.056 130

11.173 2.878 8.144 151

10.739 2.287 8.298 153

11.030 2.680 8.212 138

12.105 3.965 8.005 135

12.092 4.428 7.531 133

12.785 3.990 8.654 141

12.701 3.792 8.773 136

12.701 3.792 8.773 136

12.701 3.792 8.773 136

12.701 3.792 8.773 136

12.701 3.792 8.773 136

Foreign Exchange Wadiah Demand Deposit Mudharabah Time Deposits Mudharabah Savings Accounts

0 5.416 725 1.119 1.119 1.603 89

0 9.989 1.338 1.654 1.551 103 2.325 47

0 10.500 1.797 2.270 2.270 4.140 44

6.611 579 1.065 1.054 816

7.211 913 1.790 1.829 618

9.244

Kewajiban Kepada BI Antar Bank Surat Berharga Pinjaman yang Diterima Rupiah Valas f. Kewajiban Lainnya g. Setoran Jaminan Komponen Modal a. Modal Disetor b. Cadangan c. L/R tahun berjalan d. L/R tahun Lalu e. Perkiraan tambahan modal disetor f. Modal Pinjaman Sertifikat Wadiah Bank Indonesia (BUS & UUS) Total Aset Jaringan Kantor Jumlah Bank 1) r)

190.952 150.709 142.016 8.694 5.056 21.570 12.436

190.952 150.709 142.016 8.694 5.056 21.570 12.436

190.952 150.709 142.016 8.694 5.056 21.570 12.436

190.952 150.709 142.016 8.694 5.056 21.570 12.436

-

-

-

-

-

-

-

-

-

-

-

-

-

6.398 1.787 1.972 1.972

6.148 1.787 1.972 1.972

7.139 1.797 2.202 2.202

5.935 1.797 2.052 2.052

7.578 1.797 2.052 2.052

6.565 1.797 2.052 2.052

6.729 1.797 2.052 2.052

8.307 2.112 2.052 2.052

9.318 2.112 2.052 2.052

9.318 2.112 2.052 2.052

9.318 2.112 2.052 2.052

9.318 2.112 2.052 2.052

9.318 2.112 2.052 2.052

-

-

-

-

3.368 49

3.465 52

3.537 63

3.470 121

3.505 117

3.356 109

3.278 88

3.320 94

3.244 96

3.244 96

3.244 96

3.244 96

3.244 96

8.181 1.013 2.037 3.112 1.865

10.642 2.064 351 3.571 1.797

10.643 996 701 3.553 1.798

10.644 997 702 3.566 1.794

10.644 997 120 4.269 1.797

10.694 997 214 4.162 1.799

10.695 2.067 278 3.106 1.827

10.695 2.067 326 3.073 1.823

10.695 2.082 415 3.090 1.848

10.696 2.104 372 3.070 2.004

10.696 2.104 372 3.070 2.004

10.696 2.104 372 3.070 2.004

10.696 2.104 372 3.070 2.004

10.696 2.104 372 3.070 2.004

4.993

6.699

6.680

6.530

8.130

8.050

9.040

8.810

9.130

8.858

8.458

8.458

8.458

8.458

8.458

116.930

147.581

180.360

196.253

197.539

204.961

197.385

197.854

198.553

198.151

200.416

200.217

200.217

200.217

200.217

200.217

11 1.390

11 1.734

11 1.987

12 2.157

12 2.147

12 2.151

12 2.145

12 2.145

12 2.138

12 2.135

12 2.121

12 2.111

12 2.111

12 2.111

12 2.111

12 2.111

Jumlah Kantor 1) Ket:

172.411 137.268 129.650 7.619 3.426 21.657 8.328

Okt Penyaluran Dana iB a. Pembiayaan Rupiah Valas b. Antar Bank c. Penempatan di BI d. Surat Berharga (tidak termasuk obligasi rekap)

b. c. d. e.

142.148 112.396 106.987 5.410 3.071 19.189 6.988

2015

2013

b. c. d. e.

Liabilities at BI Inter-Bank Money Instruments Loans received Rupiah Foreign Exchange f. Other Liabilities g. Guarantee Deposits Capital Components a. Paid-In Capital b. Reserves c. Current Earnings (Profit/Loss) d. Retained Earnings (Profit/Loss) e. Estimate of Additional Paid-In Capital f. Capital Loans Bank Indonesia Syariah Money Certificates (BUS & UUS) Total Assets Office Network Total Banks Total Bank Offices 1)




116



Tabel 2.3 Kegiatan Usaha Unit Usaha Syariah (UUS)

(Sharia Business Unit Operations (UUS)) Miliar Rp (Billion Rp) 2014 Indikator

2011

2012

2015

Indicator

2013 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

r)

Jul

*)

Ags

*)

Sep

*)

Okt

*)

72.151 Fund Disbursements iB 55.347 a. Financing 50.482 Rupiah 4.865 Foreign Exchange 3.608 b. Inter-Bank 10.682 c. Placements at BI 2.511 d. Money Instruments (not

Penyaluran Dana iB a. Pembiayaan Rupiah Valas b. Antar Bank c. Penempatan di BI d. Surat Berharga (tidak termasuk obligasi rekap)

28.127 18.952 17.809 1.143 2.276 6.152 736

46.414 35.109 32.894 2.215 2.933 7.524 834

60.935 46.854 43.575 3.279 2.410 10.289 1.356

63.149 49.127 45.111 4.016 2.531 9.752 1.738

63.459 49.972 45.886 4.086 2.523 9.229 1.734

66.157 51.385 47.211 4.175 2.747 10.287 1.737

65.024 51.303 47.098 4.205 2.621 9.034 2.066

65.937 51.726 47.496 4.230 3.113 9.622 1.475

68.701 53.576 47.950 5.626 2.938 10.609 1.578

70.202 54.281 48.633 5.648 3.022 11.580 1.319

e. Penyertaan f. Tagihan Lainnya Sumber Dana iB a. DPK Rupiah Giro Wadiah Deposito Mudharabah Tabungan Mudharabah

12 20.908 18.867 18.339 1.804 10.875 5.660

14 32.234 29.695 27.883 2.238 16.828 8.817

25 42.647 40.360 37.608 3.015 22.869 11.723

47.067 44.032 41.413 3.796 26.338

47.107 44.595 41.935 4.097 26.242

49.993 47.136 44.855 4.478 27.717

49.409 46.470 44.147 4.546 26.924

49.889 47.139 44.820 4.325 27.427

51.154 47.954 45.093 4.506 27.997

52.746 49.573 46.975 4.849 28.996

3 53.963 50.964 46.988 4.878 28.877

3 53.770 50.661 47.544 4.990 29.121

3 53.770 50.661 47.544 4.990 29.121

3 53.770 50.661 47.544 4.990 29.121

3 53.770 50.661 47.544 4.990 29.121

3 53.770 50.661 47.544 4.990 29.121

Valas Giro Wadiah Deposito Mudharabah Tabungan Mudharabah

528 54 165 308

1.812 78 1.300 435

2.752 192 2.056 504

11.279 2.619 267 1.872

11.596 2.660 306 1.868

12.659 2.281 364 1.413

12.677 2.324 420 1.320

13.069 2.318 286 1.438

12.589 2.861 760 1.537

13.130 2.598 558 1.438

13.232 3.976 1.140 2.209

13.432 3.117 591 1.887

13.432 3.117 591 1.887

13.432 3.117 591 1.887

13.432 3.117 591 1.887

13.432 3.117 591 1.887

1.232 199 401 401 180 30

1.587 199 401 401 309 42

480 2.314 279 434 434 533 8

486 1.996 279 234 234 347 4

504 2.571 279 4 4 121 4

584 2.654 279 4 4

594 2.466 279 4 4

564 2.784 279 4 4

627 2.583 279 4 4

640 2.683 279 4 4

640 2.683 279 4 4

640 2.683 279 4 4

640 2.683 279 4 4

640 2.683 279 4 4

105 2

124 2

130 4

601 2.747 279 4 4 139 4

132 2

142 2

142 2

142 2

142 2

142 2

410 15 -

752 66 -

1.243 200 434 434 372 39 1.242 75 -

1.090 187 -

1.193 187 -

1.084 187 -

105 768 -

214 661 1

403 361 0

550 321 0

689 315 0

697 329 0

697 329 0

697 329 0

697 329 0

697 329 0

9.244

4.993

6.699

6.680

6.530

8.130

8.050

9.040

8.810

9.130

8.858

8.458

8.458

8.458

8.458

8.458

28.536

47.437

61.916

64.112

64.389

67.383

66.084

66.965

69.804

71.320

71.981

73.277

73.277

73.277

73.277

73.277

23 312

24 493

23 567

22 362

22 354

22 320

22 322

22 324

22 325

22 323

22 327

22 331

22 331

22 331

22 331

b. c. d. e.

Kewajiban Kepada BI Antar Bank Surat Berharga Pinjaman yang Diterima Rupiah Valas f. Kewajiban Lainnya g. Setoran Jaminan Komponen Modal a. Modal Disetor b. Cadangan c. L/R tahun berjalan d. L/R tahun Lalu e. Perkiraan tambahan modal disetor f. Modal Pinjaman Sertifikat Wadiah Bank Indonesia (BUS & UUS) Total Aset Jaringan Kantor Jumlah Bank Jumlah Kantor 1) Ket:

1) r)

70.798 55.873 49.630 6.243 3.270 10.284 1.369

-

72.151 55.347 50.482 4.865 3.608 10.682 2.511

-

72.151 55.347 50.482 4.865 3.608 10.682 2.511

-

72.151 55.347 50.482 4.865 3.608 10.682 2.511

-

72.151 55.347 50.482 4.865 3.608 10.682 2.511

-

-

including recapitalization bonds) e. Equity participation f. Other claims Sources of Funds iB a. Third Party Funds Rupiah Wadiah Demand Deposit Mudharabah Time Deposits Mudharabah Savings Accounts Foreign Exchange Wadiah Demand Deposit Mudharabah Time Deposits Mudharabah Savings Accounts b. c. d. e.

Liabilities at BI Inter-Bank Money Instruments Loans received Rupiah Foreign Exchange f. Other Liabilities g. Guarantee Deposits Capital Components a. Paid-In Capital b. Reserves c. Current Earnings (Profit/Loss) d. Retained Earnings (Profit/Loss) e. Estimate of Additional Paid-In Capital f. Capital Loans Bank Indonesia Syariah Money Certificates (BUS & UUS)

Total Assets Office Network 22 Total Banks 331 Total Bank Offices

1)




117



Tabel 2.4 Perkembangan Aset Perbankan Syariah

(Growth of Assets of Sharia Banks) Miliar Rp (Billion Rp) 2014 Indikator

Bank Umum Syariah Unit Usaha Syariah Ket:

2011

2012

2015

Indicator

2013 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

r)

Jul

*)

Ags

*)

Sep

*)

Okt

*)

116.930

147.581

180.360

196.253

197.539

204.961

197.385

197.854

198.553

198.151

200.416

200.217

200.217

200.217

200.217

200.217

28.536

47.437

61.916

64.112

64.389

67.383

66.084

66.965

69.804

71.320

71.981

73.277

73.277

73.277

73.277

73.277

Syariah Commercial Banks Syariah Business Units

r)



118



Tabel 2.5 Aktiva Produktif Perbankan Syariah

(Earning Assets of Sharia Banks) Miliar Rp (Billion Rp) 2014 Indikator

2011

2012

2015

Indicator

2013 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

r)

Jul

*)

Ags

*)

Sep

*)

Okt

*)

102.655

151.754

184.120

196.491

198.376

199.330

197.279

197.543

200.712

201.526

203.894

206.056

206.056

206.056

206.056

206.056 Financing iB

95.480

142.501

171.229

172.501

173.142

177.231

169.852

166.940

170.936

170.931

173.106

175.113

175.113

175.113

175.113

175.113 a. Current

b. Dalam Perhatian Khusus

4.587

5.822

8.063

14.649

15.591

13.467

17.819

20.522

20.126

21.283

21.081

21.188

21.188

21.188

21.188

c. Kurang Lancar

1.075

995

1.353

2.794

2.611

2.467

2.740

2.851

2.751

2.664

3.014

2.922

2.922

2.922

2.922

2.922 c. Sub-Standard

297

557

739

1.734

1.668

1.701

1.887

1.957

1.952

1.702

1.743

1.449

1.449

1.449

1.449

1.449 d. Doubtful

Pembiayaan iB a. Lancar

d. Diragukan

21.188 b. Special Mention

e. Macet

1.216

1.878

2.735

4.812

5.363

4.465

4.981

5.273

4.947

4.946

4.950

5.384

5.384

5.384

5.384

5.384 e. Lost

Non Performing Financing (Nominal) Rasio Non Performing Financing (%)

2.588

3.430

4.828

9.341

9.642

8.632

9.608

10.081

9.650

9.312

9.707

9.755

9.755

9.755

9.755

9.755 Non Performing Financing

2,52

2,26

2,62

4,75

4,86

4,33

4,87

5,10

4,81

4,62

4,76

4,73

4,73

4,73

4,73

Ket:

r)


(Nominal) 4,73 Non Performing Financing Ratio

(%) r) Revised figures *) Provisional figures 1. "Revision of data BUS-UUS began in May 2014 based on LSMK"

119



Tabel 2.6 Komposisi DPK Perbankan Syariah

(Composition of Third Party Funds of Sharia Banks) Miliar Rp (Billion Rp) Desember 2011 Indikator Nominal

Giro Wadiah iB

Desember 2012

Komposisi thdp total DPK (%)


Desember 2013

Komposisi thdp total DPK (%) Nominal


Oktober 2014



Desember 2014



Oktober 2015



Nominal

*)


Indicator


Nominal

10,28 Demand Deposit iB

12.006

11,79

17.708

12,00

18.523

10,09

16.267,20

7,85

18.649

8,56

21.943

10.678

10,49

15.683

10,63

15.736

8,57

13.704,49

6,62

15.407

7,07

17.560

17.559,75

1.329

1,30

2.026

1,37

2.787

1,52

2.562,71

1,24

3.242

1,49

4.383

4.382,76

70.806

69,55

84.732

57,44

107.812

58,74

132.043,20

63,75

135.629

62,26

130.506

61,13 Deposits iB

67.942

66,74

80.576

54,62

100.105

54,54

121.880,50

58,84

126.071

57,87

119.846

56,14

2.864

2,81

4.155

2,82

7.706

4,20

10.162,70

4,91

9.558

4,39

10.660

4,99

32.602

32,02

45.072

30,55

57.200

31,17

58.811,04

28,39

63.581

29,18

61.029

28,59 Savings iB

32.290

31,72

44.288

30,02

56.059

30,54

58.220,28

28,11

62.926

28,88

60.253

28,22

312

0,31

784

0,53

1.141

0,62

590,76

0,29

655

0,30

776

0,36

Total DPK iB

115.415

113,37

147.512

100,00

183.534

100,00

207.121,44

100,00

217.858

100,00

213.477

Rupiah

110.910

108,94

140.547

95,28

171.900

93,66

193.805,27

93,57

204.404

93,82

197.659

92,59

4.505

4,42

6.965

4,72

11.634

6,34

13.316,16

6,43

13.454

6,18

15.819

7,41

Rupiah Valas

Deposito Mudharabah iB Rupiah Valas

Tabungan Mudharabah iB Rupiah Valas

Valas *). Angka-angka sementara




100,00 Total Third Party Funds iB

Rupiah Foreign Exchange *) Provisional figures

120



Tabel 2.7 Tingkat Bagi Hasil Rata-rata DPK Bank Syariah

(Average of Profit Sharing Rates of Third Party Fund of Sharia Banks) Persen (Percent) 2014 Indikator

2011

2012

2015

Indicator

2013 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

r)

Jul

*)

Ags

*)

Sep

*)

Okt

*)

Wadiah Demand Deposit iB

Giro iB Rupiah

2,15

1,01

0,74

0,83

0,77

0,70

0,82

0,80

1,01

1,01

0,85

0,79

0,79

0,79

0,79

0,79

Rupiah

Valas

1,13

0,26

0,11

0,36

0,34

0,34

0,36

0,35

0,49

0,49

0,46

0,48

0,48

0,48

0,48

0,48

Foreign Exchange

Rupiah

7,46

6,33

5,10

7,89

7,81

8,39

7,74

9,57

8,09

8,09

7,78

7,41

7,41

7,41

7,41

7,41

Rupiah

Valas

3,36

2,89

2,76

2,00

2,23

2,15

2,13

2,02

2,23

2,23

2,33

1,72

1,72

1,72

1,72

1,72

Foreign Exchange

Mudharabah Deposits iB

Deposito iB

Mudharabah Saving iB

Tabungan iB Rupiah

3,23

2,41

5,66

3,47

3,39

3,60

3,19

3,44

3,50

3,50

3,35

3,30

3,30

3,30

3,30

3,30

Rupiah

Valas

0,87

0,68

1,01

0,78

0,76

0,74

0,77

0,79

0,79

0,79

0,80

0,79

0,79

0,79

0,79

0,79

Foreign Exchange

r) Angka-angka diperbaiki *). Angka-angka sementara


121



Tabel 2.8 Tingkat Margin Rata-rata Pembiayaan Berdasarkan Sektor Ekonomi

(Average of Margin Rates of Financing Based on Sector Economic) Persen (Percent) 2014 Sektor Ekonomi

2011

2012

2015

Sektor Ekonomi

2013 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

r)

Jul

*)

Ags

*)

Sep

*)

Okt

*)

1. Agriculture, hunting and agricultural facilities Rupiah

13,72

15,07

15,46

17,45

17,70

17,90

17,50

17,37

17,20

17,23

16,22

15,86

15,86

15,86

15,86

15,86

14,04

15,23

15,65

17,50

17,81

18,00

17,61

17,41

17,24

17,27

16,77

16,73

16,73

16,73

16,73

16,73

9,89

12,05

12,05

7,29

5,99

6,00

5,88

7,29

7,29

7,29

7,02

9,89

9,89

9,89

9,89

9,89

12,22

11,36

12,44

11,56

12,07

12,26

11,54

11,39

11,35

9,98

9,77

9,66

9,66

9,66

9,66

9,66

13,70

13,03

15,77

13,93

15,35

15,39

14,16

14,27

13,70

11,09

10,53

10,33

10,33

10,33

10,33

10,33

9,60

7,99

7,64

9,22

8,60

8,88

8,83

8,51

8,58

8,32

8,62

8,67

8,67

8,67

8,67

8,67

Valas

13,49

12,18

11,45

13,26

13,46

13,71

12,82

12,93

13,24

12,82

12,64

12,74

12,74

12,74

12,74

12,74

Rupiah

13,56

12,58

11,84

14,38

14,56

14,98

14,20

14,31

14,69

14,25

14,12

14,18

14,18

14,18

14,18

14,18

Valas

11,78

9,65

7,97

8,04

8,13

8,04

6,49

6,67

6,52

6,56

6,47

6,52

6,52

6,52

6,52

6,52

4. Listrik, gas dan air

14,03

12,91

11,24

12,06

13,22

13,10

11,35

11,94

12,21

12,24

11,65

11,71

11,71

11,71

11,71

11,71

Rupiah

14,56

13,77

12,94

13,56

14,93

14,84

12,34

13,21

13,59

13,68

12,84

12,96

12,96

12,96

12,96

12,96

Valas

10,30

8,90

8,18

8,05

8,16

8,14

8,52

8,51

8,62

8,60

8,65

8,62

8,62

8,62

8,62

8,62

14,32

13,95

12,26

13,85

14,47

14,42

13,69

13,80

14,10

14,08

13,49

13,14

13,14

13,14

13,14

13,14

Rupiah

14,54

14,46

12,42

14,04

14,69

14,65

13,81

13,91

14,22

14,23

13,69

13,30

13,30

13,30

13,30

13,30

Valas

12,11

10,62

9,61

10,78

10,64

10,62

11,40

11,63

11,71

10,78

8,78

9,11

9,11

9,11

9,11

9,11

Foreign Exchange

19,25

18,33

17,87

20,82

21,03

21,01

20,51

20,59

20,20

20,01

19,93

20,31

20,31

20,31

20,31

20,31

6. Trade, restaurants and hotels

19,60

18,74

18,26

20,90

21,13

21,13

20,63

20,72

20,33

20,15

20,12

20,48

20,48

20,48

20,48

20,48

8,99

9,14

8,97

12,05

10,28

8,86

8,78

8,72

8,62

8,25

7,70

8,33

8,33

8,33

8,33

8,33

Foreign Exchange

15,08

13,96

12,13

12,25

13,33

13,78

11,34

11,56

11,03

10,62

10,84

11,51

11,51

11,51

11,51

11,51

7. Transportation, warehousing and communications

1. Pertanian, perburuan dan sarana pertanian Rupiah Valas 2. Pertambangan Rupiah Rupiah 3.

5. Konstruksi

6. Perdagangan, restoran dan hotel Rupiah Valas 7. Pengangkutan, pergudangan dan komunikasi Rupiah

16,20

15,40

13,81

14,87

16,99

16,80

13,77

14,13

14,12

13,70

13,64

13,56

13,56

13,56

13,56

13,56

Valas

9,12

8,94

8,07

6,46

6,56

7,83

6,68

6,54

5,97

5,48

6,05

6,66

6,66

6,66

6,66

6,66

8. Jasa Dunia usaha

14,37

13,86

13,20

14,32

14,74

14,55

13,85

14,07

14,31

14,04

13,69

13,60

13,60

13,60

13,60

13,60

Rupiah

14,51

13,98

13,22

14,23

14,66

14,47

13,75

13,97

14,23

13,97

13,63

13,54

13,54

13,54

13,54

13,54

8,89

8,61

12,29

21,92

21,08

21,36

21,87

22,64

20,15

19,41

17,66

17,23

17,23

17,23

17,23

17,23

14,57

12,76

11,66

17,82

17,06

16,94

16,03

16,22

17,49

16,11

15,69

15,70

15,70

15,70

15,70

15,70

Valas 9. Jasa sosial/masyarakat Rupiah

Foreign Exchange 2. Mining Rupiah Foreign Exchange 3. Manufacturing Rupiah Foreign Exchange 4. Electricity, gas and water Rupiah Foreign Exchange 5. Construction Rupiah

Rupiah

Rupiah Foreign Exchange 8. Business Services Rupiah Foreign Exchange 9. Social Services Rupiah

14,67

12,74

11,74

17,99

17,20

17,09

16,19

16,52

17,80

16,39

15,96

15,95

15,95

15,95

15,95

15,95

Valas

7,98

14,41

8,55

7,67

8,20

8,30

7,91

6,03

6,03

6,41

6,42

6,41

6,41

6,41

6,41

6,41

10. Lain-lain

9,68

10,29

10,64

11,17

11,43

11,44

11,73

11,80

12,36

11,88

12,50

12,59

12,59

12,59

12,59

12,59

Rupiah

9,99

10,63

11,03

11,18

11,43

11,44

11,73

11,80

12,36

11,88

12,50

12,59

12,59

12,59

12,59

12,59

Rupiah

Valas

0,78

0,36

0,54

0,14

2,36 r)

3,10

3,09

2,79

2,58

4,39

11,25

11,75

11,75

11,75

11,75

11,75

Foreign Exchange

Ket: 1) terdapat formulasi baru untuk perhitungan bagi hasil akad ijarah r) Angka-angka diperbaiki *) Angka-angka sementara -) Tidak ada

Foreign Exchange 10. Others


122



Tabel 2.9 Tingkat Margin Rata-rata Pembiayaan Berdasarkan Jenis Penggunaan

(Average of Margin Rates of Financing Based on Type of Use) Persen (Percent) 2014 Jenis Penggunaan

2011

2012

2015

Type of Use

2013 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

r)

Jul

*)

Ags

*)

Sep

*)

Okt

*)

Working Capital

15,33

14,33

13,38

17,37

17,69

17,68

16,59

16,88

17,07

16,17

15,72

15,89

15,89

15,89

15,89

15,89

15,65

14,63

13,73

17,97

18,34

18,25

17,21

17,55

18,06

17,11

16,60

16,55

16,55

16,55

16,55

16,55

Valas

9,67

9,29

8,05

9,57

9,37

10,36

8,86

8,58

7,75

7,21

7,39

8,10

8,10

8,10

8,10

8,10

Investasi

14,42

13,96

13,00

14,10

14,21

14,27

13,53

13,57

13,87

13,97

13,79

13,83

13,83

13,83

13,83

13,83

Investment

Rupiah

14,74

14,37

13,33

15,24

15,36

15,40

14,50

14,54

14,80

14,92

14,76

14,82

14,82

14,82

14,82

14,82

Rupiah

Valas

10,14

9,48

10,19

8,14

8,13

8,14

8,23

8,32

8,39

8,31

8,32

8,61

8,61

8,61

8,61

8,61

Konsumsi

9,68

10,38

10,79

11,45

11,95

11,93

11,88

11,96

12,36

12,27

12,51

12,56

12,56

12,56

12,56

12,56

Consumption

Rupiah

9,99

10,72

11,19

11,46

11,95

11,93

11,88

11,96

12,36

12,27

12,51

12,56

12,56

12,56

12,56

12,56

Rupiah

Valas

0,78

0,36

0,55

0,14

r)

3,10

3,09

2,79

2,58

4,43

11,17

11,75

11,75

11,75

11,75

11,75

Foreign Exchange

Modal Kerja Rupiah

2,36


Foreign Exchange

1)

Ket: terdapat formulasi baru untuk perhitungan bagi hasil akad ijarah r) Angka-angka diperbaiki *) Angka-angka sementara


123



Tabel 2.10 Kegiatan Usaha BPR Syariah

(Sharia Rural Banks Operation) Miliar Rp (Billion Rp) 2014 Indikator

2011

2012

2015

Indicator

2013 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

3.328

4.459

5.544

5.980

6.055

6.287

6.283

6.333

6.427

6.498

6.531

6.512

6.608

6.754

6.825

6.961 Disbursement of Fund iB

2.676 652

3.554 906

4.433 1.110

4.948 1.032

4.980 1.075

5.005 1.282

5.004 1.279

5.093 1.240

5.216 1.211

5.326 1.172

5.436 1.095

5.562 950

5.554 1.054

5.615 1.140

5.655 1.170

5.683 1.278

2.892 2.095 412 448 1.235 694 80 23

3.911 2.938 527 590 1.820 855 91 27

4.866 3.666 668 701 2.297 1.104 55 41

5.190 3.802 737 692 2.373 1.255 89 44

5.256 3.853 743 696 2.414 1.258 92 53

5.439 4.028 790 750 2.488 1.265 92 54

5.444 4.052 790 748 2.514 1.244 99 49

5.484 4.083 781 749 2.553 1.251 100 51

5.615 4.153 792 773 2.589 1.288 104 69

5.666 4.205 809 773 2.623 1.301 103 57

5.706 4.193 819 753 2.621 1.342 108 63

5.692 4.099 787 713 2.599 1.426 113 54

5.794 4.192 829 726 2.637 1.434 116 52

5.915 4.310 860 756 2.694 1.434 120 52

5.983 4.380 860 765 2.755 1.430 121 52

6.091 Source of Funds iB 4.467 Third Party Funds 875 Wadiah Savings iB 781 Mudharabah Savings iB 2.811 Deposit Mudharabah iB 1.457 Interbank Liabilities 118 Loan received 48 Other Liabilities

Beberapa Komponen Modal

501

616

732

805

818

844

878

914

863

868

886

893

905

932

940

960 Some Components of Capital

Modal Disetor Cadangan L/R Tahun berjalan L/R Tahun Lalu

390 50 87 (26)

472 61 106 (24)

556 82 129 (35)

633 109 94 (31)

637 109 104 (32)

646 109 122 (32)

667 109 11 91

706 113 22 72

713 119 28 3

730 117 41 (20)

768 126 53 (60)

765 125 67 (64)

774 125 71 (65)

791 126 81 (65)

797 123 88 (68)

803 124 102 (68)

Penyaluran Dana iB Pembiayaan iB Antar Bank Aktiva iB Sumber Dana iB Dana Pihak Ketiga Tabungan iB Wadiah Tabungan iB Mudharabah Deposito iB Mudharabah Antar Bank Passiva Pinjaman yang Diterima Kewajiban Lainnya

Ket: r) Angka-angka diperbaiki

Financing iB Interbank Assets iB

Paid-In Capital Reserves Current Earnings (Profit/Loss) Current Earnings (Profit/Loss) Note: r) Revised figures

124



Tabel 2.11 Aset dan Pembiayaan BPR Syariah

(Asset and Financing of Sharia Rural Bank) Miliar Rp (Billion Rp) 2014 Indikator

2011

2012

2015

Indicator

2013 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Aset

3.520

4.699

5.833

6.266

6.343

6.573

6.580

6.641

6.732

6.800

6.839

6.851

6.952

7.093

7.172

7.303 Assets

Pembiayaan iB

2.676

3.554

4.433

4.948

4.980

5.005

5.004

5.093

5.216

5.326

5.436

5.562

5.554

5.615

5.655

5.683 Financing iB

Lancar

2.512

3.335

4.145

4.505

4.542

4.610

4.556

4.629

4.727

4.829

4.926

5.047

5.010

5.068

5.098

5.114

Kurang Lancar

49

73

91

158

155

136

179

191

191

174

174

177

192

184

194

194

Sub Standard

Diragukan

45

52

66

91

89

81

86

85

98

109

114

113

118

120

115

111

Doubtful

Macet

70

94

132

193

195

177

184

188

200

214

223

224

235

243

249

264

Lost

164

219

288

442

439

395

449

464

489

497

510

514

544

547

558

569 Non Performing Financing (Nominal)

6,11

6,15

6,50

8,94

8,81

7,89

8,97

9,11

10,36

9,33

9,38

9,25

9,80

9,74

9,86

Non Performing Financing (Nominal) Non Performing Financing (%) Ket: r) Angka-angka diperbaiki

Current

10,01 Non Performing Financing (%)

Note: r) Revised figures

125



Tabel 2.12 Jaringan Kantor Perbankan Syariah

(Sharia Bank Office Network) 2014 Indikator

2011

2012

2015

Indicator

2013 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

r)

Jul

Ags

Sep

Okt Sharia Commercial Banks

Bank Umum Syariah (BUS) Jumlah Bank

*)

*)

*)

12*)

Total Bank

11

11

11

12

12

12

12

12

12

12

12

12

1.390

1.734

1.987

2.157

2.147

2.151

2.145

2.145

2.138

2.135

2.121

2.121

2121*)

2121*)

2121*)

2121*)

24

24

23

22

22

22

22

22

22

22

22

22

22*)

22*)

22*)

22*)

312

493

567

362

354

320

322

324

325

323

327

327

*)

327*)

Jumlah Bank

155

158

163

163

163

163

164

162

162

162 r)

162

162

161

162

162

163

Total Bank

Jumlah Kantor

364

401

402

431

438

439

477

486

471

433 r)

440

471

439

452

443

443

Total Bank Offices

Jumlah Kantor

12

12

12

Sharia Business Units

Unit Usaha Syariah (UUS) Jumlah Bank Jumlah Kantor

327

*)

327

*)

327

Total Bank Total Bank Offices

Sharia Rural Bank

BPR Syariah

Ket: r) Angka-angka diperbaiki *) Angka-angka sementara

Total Bank Offices


126



Tabel 2.13 Kinerja Bank Umum Syariah

(Sharia Commercial Bank Performance) Miliar Rp (Billion Rp) Indikator CAR (%) - Modal - ATMR

2011

2012

2013

2014 Nov

Okt

2015 Des

Jan

Feb

Sep

Okt

14,62 21.624 147.951

15,05 22.100 146.835

15,15 22.666 149.628

14,96 22.616 151.204

CAR (%) - Capital - Risk Weighted Assets

5,76 10.516 182.716

5,75 10.515 182.833

5,76 10.648 184.763

5,90 10.827 183.361

5,83 10.721 183.836

6,04 11.114 184.110

5,94 11.222 189.050

6,05 11.338 187.260

Earning Assset Quality Classified Earning assets to - Classified Earning Assets - Total Earning assets

0,86 1.553

0,75 1.353

0,68 1.220

0,69 1.244

0,55 986

0,53 961

0,48 872

0,52 938

0,55 997

179.826

179.860

179.893

180.213

180.193

180.208

180.217

180.765

181.001

15,25 18.437 120.871

15,66 r) 19.521 124.626

15,74 19.585 124.405

14,16 r) 14,38 r) 14,43 r) r) r) r) 19.868 20.566 20.847 r) r) r) 140.294 143.189 144.506

94,38 757 13.471

97,34 3.341 125.551

96,96 4.668 153.688

5.15 r) 9.480 184.207

5.47 r) 10.180 186.032

4.78 r) 10.055 210.371

5,75 11.626 202.284

5,98 10.974 183.362

1,20 949 79.144

2,04 2.184

1,82 2.558

0.43 r) 737 r)

0.62 r) 1.081 r)

2.92 * ) 916 r)

0,97 1.739

107.114

140.544

179.126

Jun

Jul

KAP -

APYD terhadap Aktiva Produktif APYD Total Aktiva Produktif

Rentabilitas NOM (%) - Pendapatan -

Rata-rata Aktiva ROA (%)

- Laba - Rata-Rata total aset BOPO (%) -

Biaya Operasional Pendapatan

Likuiditas Short Term Mistmach (%) - Aktiva Jangka Pendek -

Kewajiban Jangka FDR (%)

172.930 r) 174.028 r) 175.548 )

r)

1,59

1,94

1,58

0.56 *

0,49

0,41

1.460 92.058 81,65

2.397 123.667 76,35

2.573 162.544 82,16

629 r) r) 197.233 97,37 r)

972 197.281

822 198.248

96,34 r)

96,97

r)

6.378 7.812

7.678 10.057

12.012 14.621

22.746 r) 23.360 r)

26.073 r) 27.063 r)

29.285 30.201

r)

19,64 16.779 85.448

18,04 18.689

16,33 20.277

19,07 26.665

21,54 31.497

0,88

0,78

0,69

0,62

0,63

0,50

0,50

0,46

0,49

-

Average Earning Assets ROA (%)

0,51

1.544 197.620 94,23

1.371 197.931 95,98

1.227 197.986 96,69

1.247 198.472 96,51

988 198.763 96,98

1.004 199.054 97,08

918 199.182 97,30

986 199.720 96,94

1.015 199.891 96,71

2.642 2.787

4.226 4.484

8.073 8.411

11.866 12.272

14.337 14.855

15.770 16.261

18.628 19.189

20.924 21.505

22.285 22.989

24.389 25.219

Profit Average Assets Operating Expenses to Operations Revenue (%) - Operations Expenses - Operations Income

18,22 27.833

25,17 44.511

19,05 28.068

19,98 29.933

20,65 31.060

19,73 28.883

19,73 28.883

20,89 31.975

22,04 33.658

27,65 42.866

21,61 32.976

Liquidity Short Term Mistmach (%) - Short-Term Assets

r)

103.588

124.192

139.852

146.255

152.758

176.847

147.368

149.842

150.408

146.380

146.380

153.059

152.708

155.035

152.563

91,41

120,65

95,87

93,90

89,91

86,66

88,85

89,37

89,15

89,57

90,05

90,05

90,13

90,72

90,82

90,67

145.817

147.136

147.245

148.021

148.021

149.059

149.287

151.157

150.389

Pembiayaan

32.165

142.148

137.268

147.737

148.403

147.944

145.976

-

Dana Pihak Ketiga

35.186

117.817

143.174

157.332

165.050

170.723

164.291

r) Angka-angka diperbaiki, perbaikan terakhir pada edisi Juni 2015 *) Angka-angka sementara r) untuk Data KAP posisi Juli - Desember 2014 terdapat revisi tingkat kesehatan BUS - UUS berdasarkan SE OJK No. 11/SEOJK.03/2014 tgl 11 Juni 2014

Profitability NOM (%) - Net Operations Income

1.745 197.385 94,80

Ket:

Indicator

Ags

14,09 21.301 151.157

14,42 18.089 125.429

Mei

r)

14,37 r) r) 21.131 r) 147.058

14,14 13.866 98.071

Apr

r)

14,50 r) r) 21.015 r) 144.957

16,63 11.297 67.936

Mar

-

-

Short-Term Liabilities FDR (%)

-

Financing

- Third Party Funds Note: r) Revised figures, last revised at June 2015 *) Provisional figures r) Revision on data for KAP at July-December 2014 on Banking Health Measurement, which is based on SE OJK No. 11/SEOJK.03/2014 at June 11th, 2014 163.159

165.034

164.400

164.375

164.375

165.378

164.561

166.433

165.857

1. "Revision of data BUS-UUS began in May 2014 based on LSMK"

127



Tabel 2.14 Bank Umum Syariah Berdasarkan Tingkat Rasio

(Sharia Commercial Based on Ratios) 2014 Indikator

2011

2012

2015

Indicator

2013 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

r)

Jul

*)

Ags

*)

Sep

*)

Okt

*)

Tier One Capital

Modal Inti <100 miliar

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

<100 billion

>100 miliar

11

11

11

12

12

12

12

12

12

12

12

12

12

12

12

12

>100 billion

2

r)

2

r)

1

r)

1

*)

1

*)

2

2

2

2

2

10

r)

10

r)

11

r)

11

*)

11

*)

10

10

10

10

10

Capital Adequacy Ratio

CAR <12%

3

2

2

1

2

1

>12%

8

9

9

11

10

11

<12% >12% Non Performing Loan Ratio

NPL <5%

11

11

11

8

8

9

7

6

7

8

6

7

7

7

7

7

>5%

0

0

0

4

4

3

5

6

5

4

6

5

5

5

5

5

<5% >5% Return on Asset Ratio

ROA <1,5%

5

4

6

9

9

9

9

9

10

11

11

11

11

11

11

11

<1,5%

>1,5%

6

7

5

3

3

3

3

3

2

1

1

1

1

1

1

1

>1,5%

Finance to Deposit Ratio 0 <50%

FDR <50% >50% Ket: r) Angka-angka diperbaiki *) Angka-angka sementara

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

11

11

11

12

12

12

12

12

12

12

12

12

12

12

12

12

>50% r) Revised figures *) Provisional figures


128



Tabel 3.1 Kegiatan Usaha Bank Perkreditan Rakyat

(Rural Banks Operations) Miliar Rp (Billion Rp) 2014 Indikator

2011

2012

2015

Indicator

2013 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt Fund Disbursements

Penyaluran Dana a. Kredit

41.100

49.818

59.176

67.359

67.648

68.391

68.519

69.457

70.409

71.343

72.409

73.749

73.791

74.125

74.275

74.275

a. Credits

b. Antar Bank Aktiva

12.434

14.935

15.374

15.326

16.352

18.540

18.590

17.979

18.137

18.126

18.101

16.954

18.184

19.087

19.899

21.027

b. Inter-Bank Assets

38.209

44.870

50.520

55.730

56.800

58.750

59.381

59.742

60.540

61.272

62.012

61.550

62.458

63.418

64.078

65.058

a. Third Party Funds

Deposito

26.174

30.401

33.879

38.104

38.751

39.919

40.655

41.032

41.849

42.403

43.184

43.486

44.115

44.610

44.802

45.297

Time Deposits

Tabungan

12.035

14.468

16.641

17.626

18.048

18.831

18.726

18.710

18.691

18.869

18.828

18.064

18.342

18.808

19.276

19.762

Savings Deposits

6.420

9.528

1.896

1.848

1.918

2.006

2.047

2.091

2.157

2.274

2.307

2.465

2.661

2.822

2.887

2.943

b. Inter-Bank Liabilities

c. Pinjaman yang Diterima

443

426

11.165

12.861

13.007

13.386

12.963

12.815

13.065

13.010

13.272

13.810

13.793

13.728

13.621

13.347

d. Kewajiban Segera

389

466

421

408

464

452

539

531

614

242

688

682

613

572

591

586

Source of Funds

Sumber Dana a. DPK

b. Antar Bank Pasiva

c. Loans received d. Immediate Liabilities

Several Components of Capital

Beberapa Komponen Modal a. Modal Disetor

5.517

6.227

6.997

8.051

8.105

8.227

8.351

8.409

8.518

8.559

8.629

8.733

9.039

9.125

9.225

9.307

a. Paid In Capital

b. Cadangan

1.465

1.726

1.573

1.798

1.810

1.819

1.839

1.836

1.926

1.993

2.035

2.068

2.054

2.051

2.052

2.057

b. Reserves

c. L/R Tahun Berjalan

1.853

2.328

2.661

2.254

2.484

2.682

214

411

689

882

1.120

1.361

1.499

1.764

1.995

2.277

c. Current Earnings

(125)

(24)

564

1.047

1.010

978

3.331

3.173

2.573

1.972

1.615

1.524

1.450

1.416

1.389

1.353

d. Retained Earnings (Profit/Loss)

d. L/R Tahun Lalu

Ket: Sejak data November 2013 pos Antar Bank Pasiva tidak termasuk pinjaman yang diterima dari Bank lain. Sejak Data November 2013 pos Pinjaman Yang Diterima termasuk pinjaman yang diterima dari Bank lain.

since November 2013, data Inter-Bank liabilities not include Loans received form other bank since November 2013, data Loans received include Loans received form other bank

130



Tabel 3.2 Kinerja Bank Perkreditan Rakyat

(Rural Banks Performance) Miliar Rp (Billion Rp) 2014 Indikator

2011

2012

Indicator Okt

LDR (%)

2015

2013 Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt 79,53 LDR (%)

78,54

78,63

84,34

83,98

81,08

79,79

79,05

79,68

80,26

81,01

81,34

82,60

81,34

80,86

80,34

- Total Kredit

41.144

49.866

59.176

68.115

67.648

68.391

68.342

69.404

70.409

71.350

72.409

73.749

73.791

74.125

74.275

74.275

-

Total Credit

- Penghimpunan Dana

44.836

54.535

60.024

69.072

70.883

72.914

72.736

73.390

74.341

75.055

76.155

76.268

77.264

78.191

78.820

79.594

-

Funds collected

7.551

8.880

10.137

12.035

12.552

12.801

13.718

13.713

13.385

13.021

12.866

13.020

13.353

13.479

13.628

13.797

-

Core Capital

- Modal Inti NPL (%) - Kredit Non Lancar - Total Kredit ROA (%) - L/R Tahun Berjalan - Total Aktiva

6,13 NPL (%)

5,22

4,75

4,41

5,40

5,36

4,75

5,32

5,50

5,46

5,52

5,70

5,70

6,00

6,04

6,05

2.146

2.369

2.610

3.635

3.628

3.252

3.643

3.822

3.843

3.938

4.131

4.205

4.431

4.480

4.490

4.550

-

Non Current Credits

41.100

49.818

59.176

67.359

67.648

68.391

68.519

69.457

70.409

71.343

72.409

73.749

73.791

74.125

74.275

74.275

-

Total Credit

2,77 ROA (%)

3,32

3,46

3,44

3,16

3,10

2,98

2,85

2,73

3,01

2,87

2,87

2,90

2,70

2,74

2,73

1.853

2.328

2.661

2.254

2.484

2.682

214

411

689

882

1.120

1.361

1.499

1.764

1.995

2.277

-

Current Earnings (Profit/Loss)

55.799

67.397

77.376

85.623

87.344

89.878

90.052

90.419

91.550

92.398

93.631

93.987

95.197

96.540

97.469

98.628

-

Total Aktiva

29,46

32,63

32,41

28,68

28,56

27,89

26,31

25,12

27,59

26,30

26,48

26,50

24,24

24,75

24,64

25,11 ROE (%)

- L/R Tahun Berjalan

1.853

2.328

2.661

2.254

2.484

2.682

214

411

689

882

1.120

1.361

1.499

1.764

1.995

2.277

-

Current Earnings (Profit/Loss)

- Modal Disetor

5.517

6.227

6.997

8.051

8.105

8.227

8.351

8.409

8.518

8.559

8.629

8.733

9.039

9.125

9.225

9.307

-

Paid In Capital

772

909

1.214

1.380

1.382

1.389

1.396

1.409

1.467

1.506

1.521

1.543

1.563

1.564

1.567

1.574

-

General Reserve

ROE (%)

- Cadangan Umum Ket:

*)

Angka-angka sementara

*) Provisional figures

131



Tabel 3.3 Perkembangan Aset BPR Berdasarkan Lokasi BPR

(Growth of Rural Banks Asset Based on Location) Miliar Rp (Billion Rp) Lokasi

2011

2012

2014

2013

2015

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Location

1. Jawa Barat

9.771

11.293

12.663

14.332

14.677

15.099

15.220

15.190

15.303

15.374

15.686

15.483

15.659

15.834

15.791

15.877

2. Banten

1.056

1.308

1.529

1.655

1.711

1.833

1.886

1.970

2.054

2.075

2.089

2.122

2.116

2.129

2.161

2.176

3. DKI Jakarta

1.341

1.579

1.625

1.780

1.807

1.889

1.881

1.901

1.933

1.939

1.981

2.033

2.057

2.039

2.039

2.063

4. D.I Yogyakarta

2.610

3.097

3.510

3.926

4.028

4.127

4.147

4.138

4.207

4.268

4.328

4.298

4.363

4.410

4.477

4.533

12.851

14.938

16.844

18.526

18.838

19.234

19.341

19.444

19.567

19.818

19.958

19.943

20.326

20.729

21.129

21.534

6.562

7.898

8.910

9.865

9.997

10.226

10.256

10.307

10.352

10.628

10.732

10.750

10.849

10.967

11.026

11.129

5. Jawa Tengah 6. Jawa Timur 7. Bengkulu

33

39

39

51

54

55

56

56

57

56

55

59

58

59

62

60

8. Jambi

424

644

738

740

747

759

765

759

767

772

765

760

759

750

751

751

9. Aceh

125

138

161

164

165

168

168

168

170

170

171

174

197

199

202

205

10. Sumatera Utara

763

877

967

1.048

1.055

1.049

1.063

1.076

1.074

1.084

1.097

1.109

1.125

1.149

1.156

1.172

11. Sumatera Barat

1.278

1.406

1.337

1.318

1.320

1.346

1.341

1.341

1.349

1.347

1.335

1.311

1.333

1.353

1.376

1.393

899

1.015

1.050

1.109

1.107

1.134

1.124

1.130

1.163

1.152

1.154

1.161

1.161

1.182

1.188

1.176

2.836

3.425

3.842

4.320

4.369

4.446

4.536

4.591

4.677

4.747

4.854

4.860

4.865

4.882

4.919

4.851


834

996

1.046

1.099

1.100

1.156

1.107

1.105

1.106

1.100

1.121

1.151

1.166

1.181

1.177

1.193

15. Bangka Belitung

50

59

75

82

84

89

96

100

101

99

101

102

102

107

107

110

12. Riau 13. Kepulauan Riau

16. Lampung

4.386

5.167

6.678

7.412

7.577

7.897

7.882

7.853

7.965

7.959

7.994

8.077

8.339

8.345

8.370

8.525


389

396

416

443

447

533

476

479

486

485

501

498

499

504

545

530


820

979

953

983

1.023

1.020

1.005

1.006

1.031

1.013

1.014

1.063

1.088

1.079

1.054

1.030


282

310

336

327

331

359

351

348

354

357

371

376

379

386

377

377


67

137

232

230

324

287

257

256

251

244

279

282

274

268

289

291

21. Sulawesi Tengah

504

955

1.372

1.482

1.496

1.535

1.492

1.524

1.616

1.638

1.693

1.812

1.802

1.846

1.870

1.878


669

925

1.064

1.255

1.276

1.310

1.336

1.344

1.339

1.378

1.409

1.407

1.371

1.391

1.409

1.422

23. Sulawesi Utara

625

820

963

940

965

995

987

982

989

994

1.006

1.008

998

992

1.012

1.002

80

103

133

163

169

187

197

198

200

217

226

234

235

236

240

246

4

6

7

8

8

8

8

8

8

8

8

8

65

68

69

68

24. Sulawesi Tenggara 25. Sulawesi Barat 26. Gorontalo 27. Nusa Tenggara Barat 28. Bali

30

35

36

34

34

35

34

34

34

34

33

33

33

33

33

34

716

840

940

1.010

1.032

1.062

1.066

1.064

1.074

1.083

1.087

1.054

1.072

1.110

1.141

1.178

4.801

6.326

7.721

8.894

9.115

9.380

9.361

9.444

9.604

9.695

9.831

10.001

10.086

10.418

10.534

10.808


200

253

337

383

398

415

422

417

417

421

432

435

444

453

461

463

30. Maluku

391

747

1.001

1.054

1.073

1.174

1.119

1.112

1.160

1.127

1.182

1.190

1.172

1.188

1.223

1.253

31. Papua

314

516

609

712

728

754

745

751

812

790

829

850

852

863

884

895

32. Maluku Utara

13

17

22

32

33

35

35

35

36

36

36

37

36

36

37

39

33. Papua Barat

74

152

221

243

257

280

292

289

296

291

274

308

314

355

361

363

34. Lainnya Total

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

55.799

67.397

77.376

85.623

87.344

89.878

90.052

90.419

91.550

92.398

93.631

93.987

95.197

96.540

97.469

98.628

1. Jawa Barat 2. Banten 3. DKI Jakarta 4. D.I Yogyakarta 5. Jawa Tengah 6. Jawa Timur 7. Bengkulu 8. Jambi 9. Aceh 10. Sumatera Utara 11. Sumatera Barat 12. Riau 13. Kepulauan Riau 14. Sumatera Selatan 15. Bangka Belitung 16. Lampung 17. Kalimantan Selatan 18. Kalimantan Barat 19. Kalimantan Timur 20. Kalimantan Tengah 21. Sulawesi Tengah 22. Sulawesi Selatan 23. Sulawesi Utara 24. Sulawesi Tenggara 25. Sulawesi Barat 26. Gorontalo 27. Nusa Tenggara Barat 28. Bali 29. Nusa Tenggara Timur 30. Maluku 31. Papua 32. Maluku Utara 33. Papua Barat 34. Others Total

132



Tabel 3.4 Jumlah BPR Berdasarkan Total Aset

(Rural Banks Based on Total Assets) Miliar Rp (Billion Rp) 2014 Total Aset

2011

2012

Total Asset Okt

Total Aset BPR

2015

2013 Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

16

12

9

8

7

12

6

6

6

8

7

7

9

8

7

7 Total Asset Rural bank

264

229

213

197

192

190

198

199

197

186

187

180

177

171

171


< 1 Billion

< 1 Miliar Total Aset BPR

1 up to 5 Billion

1 s.d 5 Miliar Total Aset BPR

387

333

267

252

253

245

235

229

232

230

228

232

234

236

228


5 up to 10 Billion

5 s.d 10 Miliar Total Aset BPR

1.002

1.079

1.146

1.178

1.185

1.196

1.204

1.209

1.208

1.218

1.221

1.225

1.224

1.229

1.238

1.253 Total Asset Rural bank

> 10 Billion

> 10 Miliar Total

1.669

1.653

1.635

1.635

1.637

1.643

1.643

1.643

1.643

1.642

1.643

1.644

1.644

1.644

1.644

1.644

Total

133



Tabel 3.5 Non Performing Loan Bank Perkreditan Rakyat

(NPL of Rural Bank) Miliar Rp (Billion Rp) 2014 Kolektibilitas

2011

2012

2015

Collectibility

2013 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

41.100

49.818

59.176

67.359

67.648

68.391

68.519

69.457

70.409

71.343

72.409

73.749

73.791

74.125

74.275

74.275 Credit

38.953

47.450

56.566

63.724

64.020

65.139

64.876

65.635

66.565

67.405

68.278

69.544

69.360

69.645

69.784

69.725

b. Kurang Lancar

495

577

640

1.020

993

773

1.058

1.161

1.174

1.169

1.231

1.252

1.317

1.297

1.203

1.171

b. Sub-Standard

c. Diragukan

420

453

537

730

746

713

742

758

720

763

805

814

908

944

1.007

1.007

c. Doubtful d. Lost

Kredit a. Lancar

d. Macet

a. Current

1.231

1.339

1.433

1.885

1.889

1.766

1.842

1.903

1.949

2.006

2.095

2.139

2.205

2.238

2.280

2.372

Non Performing Loan (Nominal)

2.146

2.369

2.610

3.635

3.628

3.252

3.643

3.822

3.843

3.938

4.131

4.205

4.431

4.480

4.490

4.550 Non Performing Loan (Nominal)

Rasio Non Performing Loan (%)

5,22

4,75

4,41

5,40

5,36

4,75

5,32

5,50

5,46

5,52

5,70

5,70

6,00

6,04

6,05

6,13 Non Performing Loan Ratio (%)

134



Tabel 3.6 Non Performing Loan BPR Berdasarkan Lokasi

(NPL of Rural Banks Based On Location) Miliar Rp (Billion Rp) Lokasi

2011

2012

2014

2013

Okt

2015

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Location

Okt

455

501

529

739

738

700

748

774

759

773

816

814

862

879

876

875

1. Jawa Barat

2. Banten

85

89

99

114

111

101

108

118

117

133

140

143

149

151

151

155

2. Banten

3. DKI Jakarta

46

64

64

70

73

66

74

75

74

69

73

77

86

94

90

96

4. D.I Yogyakarta

109

115

123

165

173

144

170

183

180

186

202

203

221

223

221

219

5. Jawa Tengah

675

687

697

945

944

825

909

959

973

1.002

1.059

1.076

1.112

1.129

1.143

1.155

6. Jawa Timur

194

204

247

411

418

374

419

446

459

479

490

507

545

550

570

573

1

2

3

2

2

2

2

3

3

3

3

4

4

4

4

4

8. Jambi

13

14

36

63

67

64

71

78

76

82

85

83

88

91

93

93

9. Aceh

6

6

8

12

12

11

12

12

13

13

13

14

15

15

15

14

10. Sumatera Utara

48

40

50

57

58

55

59

59

61

61

63

62

65

66

68

69

10. Sumatera Utara

11. Sumatera Barat

66

68

68

101

97

83

92

96

98

94

99

96

100

99

102

101

11. Sumatera Barat

12. Riau

49

89

103

119

120

112

120

122

122

124

124

123

127

126

129

129

12. Riau

13. Kepulauan Riau

37

62

65

99

96

80

107

112

109

115

119

120

124

125

121

127

13. Kepulauan Riau


27

34

47

85

66

58

96

98

90

106

95

109

110

112

110

112


15. Bangka Belitung

1

2

2

4

4

3

3

4

4

5

5

5

5

5

6

6

16. Lampung

51

57

65

85

89

77

84

84

82

85

92

87

98

93

96

104


12

17

27

45

45

44

55

47

50

52

62

64

64

65

60

58



16

27

22

26

26

27

28

31

31

33

37

36

39

39

41

41



24

29

30

37

37

32

33

30

27

30

31

29

29

30

30

29



4

4

7

15

10

7

5

9

3

3

4

4

4

9

3

4

21. Sulawesi Tengah

4

7

12

18

18

16

18

21

21

20

21

20

21

20

21

21

21. Sulawesi Tengah


15

13

12

26

26

22

26

29

32

32

36

35

38

39

38

38


23. Sulawesi Utara

18

25

59

66

74

59

66

64

63

62

71

92

94

96

92

92

23. Sulawesi Utara


9

10

9

13

13

11

12

14

16

16

18

16

16

17

18

18


25. Sulawesi Barat

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

25. Sulawesi Barat

26. Gorontalo

3

3

3

4

4

5

5

5

5

5

5

5

5

5

5

5

26. Gorontalo


69

79

67

71

70

66

71

75

78

79

81

79

81

81

85

84

28. Bali

95

103

138

195

185

168

203

212

243

217

232

240

263

257

241

262


6

7

6

27

30

22

31

39

27

31

31

30

32

27

24

27

30. Maluku

5

4

4

4

4

4

4

5

5

5

6

6

7

6

6

6

31. Papua

4

5

7

10

10

10

11

12

18

14

15

16

17

17

18

19

32. Maluku Utara

0

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

33. Papua Barat

0

0

-

5

6

3

4

5

6

7

2

7

8

9

10

10

34. Lainnya

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2.146

2.369

2.610

3.635

3.628

3.252

3.643

3.822

3.843

3.938

4.131

4.205

4.431

4.480

4.490

4.550

1. Jawa Barat

7. Bengkulu

Total

3. DKI Jakarta 4. D.I Yogyakarta 5. Jawa Tengah 6. Jawa Timur 7. Bengkulu 8. Jambi 9. Aceh

15. Bangka Belitung 16. Lampung


27. Nusa Tenggara Barat 28. Bali 29. Nusa Tenggara Timur 30. Maluku 31. Papua 32. Maluku Utara 33. Papua Barat 34. Others Total

135



Tabel 3.7 Komposisi DPK Bank Perkreditan Rakyat

(Composition of Third Party Funds of Rural Bank) Miliar Rp (Billion Rp) Desember 2011

Indikator Nominal

Desember 2012

Komposisi thd Total DPK (%) (Composition to Total Third Party Funds) (%)

Desember 2013



Oktober 2014



Desember 2014



Oktober 2015




Indicator


Deposito

26.174

68,50

30.401

67,75

33.879

67,06%

38.104

68,37%

39.919

67,95%

45.297

69,62% Time Deposits

Tabungan

12.035

31,50

14.468

32,25

16.641

32,94%

17.626

31,63%

18.831

32,05%

19.762

30,38% Saving

Total DPK

38.209

100,00

44.870

100,00

50.520

100%

55.730

100%

58.750

100%

65.058

100% Total Third Party Funds

136



Tabel 3.8 Komposisi DPK BPR Berdasarkan Lokasi Penghimpunan - Oktober 2015

(Composition of Third Party Funds of Rural Banks Based on Location - October 2015)

Lokasi

Tabungan

Deposito

Total DPK

(Saving Deposits)

(Time Deposits)

(Total of Third Party Funds)

Pangsa Thd Total DPK (%)

Location

(Portion to Total Third Party Funds (%)

Miliar Rp (Billion Rp) 1. Jawa Barat

1. Jawa Barat

2.933

8.244

11.178

17,18%

287

1.052

1.339

2,06%

2. Banten

96

1.268

1.363

2,10%

3. DKI Jakarta

4. D.I Yogyakarta

1.032

2.342

3.374

5,19%

4. D.I Yogyakarta

5. Jawa Tengah

6.648

9.265

15.914

24,46%

5. Jawa Tengah

6. Jawa Timur

2.097

4.757

6.854

10,53%

6. Jawa Timur

7. Bengkulu

19

21

40

0,06%

7. Bengkulu

8. Jambi

88

491

579

0,89%

8. Jambi

9. Aceh

34

62

96

0,15%

10. Sumatera Utara

434

456

891

1,37%

10. Sumatera Utara

11. Sumatera Barat

620

447

1.067

1,64%

11. Sumatera Barat

12. Riau

323

526

849

1,31%

12. Riau

13. Kepulauan Riau

499

3.439

3.938

6,05%

13. Kepulauan Riau


187

543

729

1,12%


15. Bangka Belitung

15

72

87

0,13%

15. Bangka Belitung

16. Lampung

692

3.528

4.221

6,49%

16. Lampung


130

191

321

0,49%



292

491

783

1,20%



87

108

195

0,30%


109

111

221

0,34%


21. Sulawesi Tengah

74

456

530

0,81%

21. Sulawesi Tengah


175

714

889

1,37%


23. Sulawesi Utara

151

665

816

1,25%

23. Sulawesi Utara


61

43

103

0,16%


25. Sulawesi Barat

35

10

44

0,07%

25. Sulawesi Barat

8

12

20

0,03%

26. Gorontalo

405

363

768

1,18%


1.893

4.764

6.657

10,23%

118

234

352

0,54%


30. Maluku

76

207

283

0,44%

30. Maluku

31. Papua

78

211

290

0,45%

31. Papua

6

14

20

0,03%

32. Maluku Utara

56

191

248

0,38%

33. Papua Barat

-

-

-

0,00%

34. Others

19.762

45.297

65.058

100,00%

Total

2. Banten 3. DKI Jakarta


26. Gorontalo 27. Nusa Tenggara Barat 28. Bali 29. Nusa Tenggara Timur

32. Maluku Utara 33. Papua Barat 34. Lainnya Total

9. Aceh

28. Bali

137



Tabel 3.9 DPK BPR Berdasarkan Lokasi Penghimpunan

(Third Party Funds of Rural Banks Based on Deposits Location) Miliar Rp (Billion Rp) Lokasi 1. Jawa Barat

2011

2012

2014

2013

2015

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Location 1. Jawa Barat

6.859

7.746

8.804

10.081

10.361

10.754

10.904

10.929

11.065

11.137

11.287

10.908

11.026

11.184

11.110

11.178

2. Banten

661

816

953

1.027

1.058

1.114

1.160

1.160

1.246

1.266

1.277

1.269

1.286

1.305

1.326

1.339

2. Banten

3. DKI Jakarta

837

1.063

1.001

1.130

1.140

1.209

1.229

1.247

1.274

1.277

1.318

1.352

1.377

1.356

1.347

1.363

3. DKI Jakarta

4. D.I Yogyakarta

1.814

2.193

2.540

2.832

2.875

2.934

2.998

3.007

3.061

3.135

3.182

3.144

3.214

3.260

3.316

3.374

4. D.I Yogyakarta

5. Jawa Tengah

9.052

10.585

12.097

13.282

13.486

13.909

14.093

14.194

14.300

14.568

14.672

14.505

14.868

15.195

15.508

15.914

6. Jawa Timur

4.041

4.893

5.459

6.003

6.083

6.241

6.288

6.321

6.334

6.447

6.523

6.468

6.588

6.688

6.771

6.854

20

25

27

31

32

32

33

34

34

34

35

39

38

39

42

40

8. Jambi

316

482

532

548

555

567

576

574

580

588

582

583

585

579

578

579

9. Aceh

55

61

80

83

83

85

85

84

87

87

88

89

90

91

94

96

10. Sumatera Utara

538

612

690

769

774

774

794

806

816

826

834

837

857

876

883

891

10. Sumatera Utara

11. Sumatera Barat

913

972

917

943

947

973

975

981

999

1.001

991

965

995

1.023

1.047

1.067

11. Sumatera Barat

12. Riau

629

678

699

769

765

787

784

793

825

825

828

836

839

855

859

849

2.324

2.735

3.097

3.507

3.530

3.610

3.696

3.756

3.849

3.924

4.016

4.017

4.009

4.008

4.022

3.938


556

625

657

666

660

715

676

684

685

669

681

705

714

722

721

729


15. Bangka Belitung

43

48

60

63

65

70

76

79

78

85

85

82

82

86

88

87

15. Bangka Belitung

2.883

3.249

3.373

3.614

3.644

3.724

3.852

3.827

3.865

3.900

3.854

3.895

3.979

4.014

4.058

4.221


251

222

228

249

251

338

287

288

297

290

303

296

297

303

338

321



651

783

737

742

775

770

762

758

784

765

765

812

832

821

804

783



174

192

202

176

177

191

183

181

185

186

197

198

198

201

196

195


44

105

190

178

271

232

200

198

191

185

216

217

209

202

221

221


21. Sulawesi Tengah

277

284

332

373

377

412

367

395

444

410

486

467

472

479

502

530

21. Sulawesi Tengah


366

476

497

675

696

721

754

771

773

810

843

852

835

857

875

889


23. Sulawesi Utara

439

588

728

717

744

772

784

779

780

800

798

802

812

808

806

816

23. Sulawesi Utara

56

61

78

86

89

94

90

93

92

100

101

104

105

105

102

103


2

3

2

3

3

3

3

3

3

3

3

3

41

46

46

44

25. Sulawesi Barat

16

20

21

19

19

20

20

19

19

19

19

19

19

19

20

20

26. Gorontalo

452

521

602

656

667

690

692

691

709

716

712

673

689

716

742

768

3.254

4.054

4.959

5.598

5.716

5.905

5.932

6.000

6.053

6.157

6.226

6.248

6.269

6.409

6.478

6.657


143

186

248

278

294

309

309

307

311

314

325

331

343

350

353

352


30. Maluku

251

271

313

223

233

329

297

300

303

266

314

306

285

286

282

283

30. Maluku

31. Papua

224

203

229

230

239

251

257

260

267

252

254

285

258

276

277

290

31. Papua

6

8

11

16

16

17

17

17

18

18

18

19

18

19

19

20

63

111

155

164

174

198

208

205

214

210

180

223

230

240

247

248

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

38.209

44.870

50.520

55.730

56.800

58.750

59.381

59.742

60.540

61.272

62.012

61.550

62.458

63.418

64.078

65.058

7. Bengkulu

13. Kepulauan Riau

16. Lampung




5. Jawa Tengah 6. Jawa Timur 7. Bengkulu 8. Jambi 9. Aceh


16. Lampung

27. Nusa Tenggara Barat 28. Bali

32. Maluku Utara 33. Papua Barat 34. Others Total

138



Tabel 3.10 Suku Bunga Rata-rata DPK Bank Perkreditan Rakyat

(Average of Third Party Interest Rates of Rural Banks) Persen (Percent) 2014 Indikator

2011

2012

Indicator Okt

Tabungan Deposito

Revisi

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

5,21

4,68

4,63

4,62

4,72

4,56

4,65

4,61

4,56

4,57

4,64

5,31

4,58

4,50

5,31

5,20

Saving

9,85

8,40

9,61

10,26

10,30

10,10

10,04

10,02

10,02

9,99

9,96

9,81

9,90

9,80

9,81

9,71

Time Deposits

Ket: Data tersedia mulai Desember 2008 r)

2015

2013

Note: Data available on December 2008 r) revised

139



Tabel 3.11 Suku Bunga Rata-rata Kredit BPR Berdasarkan Sektor Ekonomi

(Average of Credit Interest Rates of Rural Banks Based on Economic Sector) Persen (Percent) 2014 Sektor Ekonomi

2011

2012

2015

Economic Sector

2013 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

1 Pertanian, Perburuhan, dan Kehutanan 2 Perikanan

36,58

35,51

35,51

33,70

33,72

33,78

33,76

34,58

34,79

34,87

34,03

33,41

34,02

33,35

33,82

33,95

1. Agriculture, hunting, and forestry

32,10

31,32

31,19

30,22

30,15

30,22

30,39

30,45

30,49

30,74

30,55

30,52

30,48

30,66

30,35

30,05

2. Fisheries

3 Pertambangan dan Penggalian

26,58

26,60

25,22

25,38

25,24

25,17

24,68

24,77

24,96

24,39

25,30

24,79

26,36

26,99

26,72

25,72

3. Mining and quarrying

4 Industri Pengolahan

29,14

28,44

27,62

27,53

27,62

27,68

27,80

28,09

28,05

28,22

28,04

28,06

28,36

28,08

27,59

27,98

4. Processing industry

5 Listrik, Gas dan Air

30,33

29,08

27,89

28,19

27,96

29,06

28,84

29,02

28,88

29,30

29,04

28,89

28,94

28,92

29,11

28,80

5. Electricity, gas and water

6 Konstruksi

29,72

28,59

24,93

26,55

26,64

26,31

26,39

26,54

26,77

26,49

26,88

26,76

27,05

27,15

26,83

26,83

6. Construction

7 Perdagangan Besar dan Eceran

31,97

30,41

30,24

28,99

29,12

28,91

28,99

29,19

29,26

29,25

29,29

29,13

29,41

29,08

29,40

29,51

7. Big and retail trade

8 Penyediaan Akomodasi dan Penyedian Makan Minum 9 Transportasi, Pergudangan dan Komunikasi 10 Perantara Keuangan

28,53

28,53

25,72

25,92

26,01

26,04

25,73

25,96

26,63

26,19

26,26

26,26

26,22

26,34

26,03

26,48

28,11

27,89

27,47

26,94

26,84

26,85

26,74

26,86

26,89

26,85

26,93

26,88

26,99

27,00

26,99

26,92

24,20

23,52

22,80

22,33

22,44

22,19

22,63

22,91

23,20

22,97

22,58

22,86

22,90

22,78

23,09

23,54

11 Real Estate

22,77

21,50

22,76

22,73

22,81

22,76

22,89

22,84

22,88

22,95

22,75

22,69

22,77

22,73

22,82

22,71

12 Administrasi Pemerintahan, Pertanahan Dan Jaminan Sosial Wajib 13 Jasa Pendidikan

26,38

27,60

28,85

26,65

26,76

26,44

26,64

26,20

26,37

26,96

27,00

26,91

26,91

27,32

27,28

26,71

28,84

28,20

26,41

27,87

27,91

27,97

27,95

28,02

27,99

28,30

28,02

28,23

28,19

28,31

27,85

28,16

11. Real estate, rental business, and services company 12. Government administration, the defense and compulsory social security 13. Education services

14 Jasa Kesehatan dan Kegiatan Sosial

30,86

28,89

22,60

27,47

27,69

27,46

27,42

27,44

27,43

26,94

27,33

27,16

27,18

26,94

27,40

27,35

14. Health and social services

15 Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan Lainnya 16 Jasa Perorangan yang Melayani Rumah Tangga 17 Kegiatan Usaha yang Belum Jelas Batasannya 18 Bukan Lapangan Usaha - Rumah Tangga 19 Bukan Lapangan Usaha - Lainnya

28,23

27,98

28,63

29,43

29,38

29,43

29,73

30,41

29,92

29,95

29,98

29,35

30,51

29,43

29,85

29,91

32,82

31,15

28,94

28,80

28,67

28,71

28,35

28,15

28,12

28,05

28,08

28,28

28,39

28,57

28,69

28,30

15. Community, Sociocultural,Entertainment and Other Individual Services 16. Individual services serving the household

29,11

28,00

29,24

29,36

29,03

28,92

28,99

28,75

28,67

28,68

28,88

29,26

28,96

29,00

29,53

29,38

27,39

26,19

25,17

24,63

25,00

24,90

24,88

24,82

24,95

24,88

24,91

25,42

25,29

25,14

25,18

25,12

26,88

25,90

25,18

25,55

25,61

25,55

25,63

26,17

26,17

25,55

25,54

25,29

25,72

25,32

26,40

26,14


8. Provision of accommodation and food supply drinking 9. Transportation, warehousing and communications 10. Transitional finance

17. International Agency and Other Extra Agency International 18. Business Activities which are not clearly defined 19. Not the business field - other r) Revised figures

140



Tabel 3.12 Suku Bunga Rata-rata Kredit BPR Berdasarkan Jenis Penggunaan

(Average of Credit Interest Rates of Rural Banks Based on Type of Use) Persen (Percent) 2014 Jenis Penggunaan

2011

2012

2015

Type of Use

2013 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Modal Kerja

32,05

30,91

30,56

29,55

29,58

29,45

29,53

29,76

29,79

29,76

29,70

29,53

29,84

29,50

29,76

29,78

Total Working Capital

Investasi

28,23

26,62

25,36

25,94

25,97

25,88

25,92

26,21

26,26

26,28

26,29

25,99

26,25

26,00

26,32

26,42

Total Investment

Konsumsi

27,00

25,97

25,13

25,47

25,56

25,50

25,56

26,06

26,07

25,49

25,48

25,30

25,68

25,31

26,29

26,05

Total Consumption

Ket: Data tersedia mulai Desember 2008 r)

revisi

Note: Data available on December 2008 r)

revised

141



Tabel 3.13 Perkembangan Jumlah Bank Perkreditan Rakyat

(Growth of Total Rural Banks) 2014 Keterangan

2011

2012

2015

Information

2013 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Jumlah BPR

1.669

1.653

1.635

1.635

1.637

1.643

1.643

1.643

1.643

1.642

1.643

1.644

1.644

1.644

1.644

1.644

Total Rural Banks

Jumlah Kantor

4.172

4.425

4.678

4.835

4.864

4.895

4.956

4.957

4.972

4.994

5.006

5.019

5.023

5.036

5.046

5.067

Total Bank Offices

142



Tabel 3.14 Perkembangan Jumlah BPR dan Kantor BPR Berdasarkan Lokasi - Oktober 2015

(Growth of Total Rural Bank and Rural Banks Offices Based on Location - October 2015) BPR (Rural Bank)

Location

Total

Lokasi KP

KC

KPK

298

323

205

826

1. Jawa Barat

2. Banten

67

47

47

161

2. Banten

3. DKI Jakarta

25

14

39

78

4. D.I Yogyakarta

54

38

136

228

5. Jawa Tengah

253

510

498

1.261

5. Jawa Tengah

6. Jawa Timur

325

227

686

1.238

6. Jawa Timur

4

5

4

13

7. Bengkulu

8. Jambi

19

6

3

28

8. Jambi

9. Aceh

5

14

1

20

10. Sumatera Utara

55

41

19

115

10. Sumatera Utara

11. Sumatera Barat

93

40

25

158

11. Sumatera Barat

12. Riau

33

10

14

57

12. Riau

13. Kepulauan Riau

40

28

2

70

13. Kepulauan Riau


20

11

8

39


15. Bangka Belitung

3

3

2

8

15. Bangka Belitung

16. Lampung

26

31

6

63

16. Lampung


25

5

3

33



21

7

2

30



14

8

6

28



4

1

1

6

21. Sulawesi Tengah

9

17

7

33

21. Sulawesi Tengah


22

9

7

38


23. Sulawesi Utara

18

26

10

54

23. Sulawesi Utara


17

4

2

23


25. Sulawesi Barat

2

1

0

3

25. Sulawesi Barat

26. Gorontalo

4

3

1

8

26. Gorontalo

29

47

14

90

137

46

120

303

11

4

3

18


30. Maluku

2

7

2

11

30. Maluku

31. Papua

6

10

1

17

31. Papua

32. Maluku Utara

2

3

0

5

32. Maluku Utara

33. Papua Barat

1

3

0

4

33. Papua Barat

34. Lainnya

0

0

0

0

34. Others

Total

1.644

1.549

1.874

5.067

1. Jawa Barat

7. Bengkulu

27. Nusa Tenggara Barat 28. Bali 29. Nusa Tenggara Timur


9. Aceh


27. Nusa Tenggara Barat 28. Bali

Total

143



Tabel 4.1. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit (Credit Channeling and NPL Credit Channeling of Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) Keterangan

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Items

Okt Loans by Industrial Origin

Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan danNPL komunikasi 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial NPLWajib 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL

212.386

211.790

210.081

212.035

214.088

217.234

221.583

225.759

231.390

238.059

237.659

3.827

4.196

4.454

4.285

4.603

4.753

4.579

4.648

4.751

4.827

4.935

7.698

7.601

7.510

7.798

7.932

8.075

8.112

8.070

8.244

8.343

8.463

195

212

233

252

274

286

295

282

266

259

286

141.824

142.816

137.139

127.260

133.269

136.380

140.250

138.308

139.022

139.800

133.161

3.574

3.651

3.565

4.537

4.474

4.531

4.735

5.282

5.155

4.468

4.114

660.536

656.410

670.946

672.848

674.544

684.035

703.285

703.045

717.578

744.090

724.765

12.267

12.933

13.101

13.441

13.931

15.507

15.891

17.605

18.897

19.517

18.777

81.130

84.242

89.014

85.264

83.190

88.235

87.915

92.721

90.360

94.032

91.487

1.547

1.600

1.214

1.251

1.229

1.207

1.401

1.556

1.527

2.103

1.891

147.266

141.592

143.594

149.290

153.324

156.184

163.230

165.573

166.853

171.362

173.796

6.784

7.439

7.727

7.804

8.438

8.607

8.866

9.179

9.115

8.406

8.332

716.733

704.159

713.783

722.371

731.270

741.846

759.871

748.131

761.824

775.716

765.828

22.782

24.820

26.075

25.115

26.203

27.498

28.287

29.713

31.277

31.984

30.903

73.583

73.220

73.757

75.371

76.252

77.782

78.847

78.979

78.821

81.938

82.350

1.057

1.241

1.332

1.251

1.472

1.617

1.652

1.965

1.816

1.883

1.874

171.805

168.280

168.264

170.198

174.583

177.361

172.920

174.332

174.738

174.636

172.743

5.516

5.695

5.650

6.087

6.163

6.454

5.990

6.206

6.475

6.654

7.119

166.182

162.418

164.938

162.561

160.054

159.702

161.110

160.180

160.283

161.916

160.668

1.559

1.925

1.970

1.132

1.103

1.134

1.089

1.076

1.145

1.215

1.199

165.466

161.036

162.595

163.828

164.388

166.076

169.884

172.213

175.289

177.382

176.762

3.391

3.683

4.130

3.953

4.513

4.904

4.476

4.574

4.369

3.947

3.892

11.002

10.982

11.182

11.037

10.863

11.031

11.020

11.383

11.856

12.264

11.471

7

7

12

10

10

11

13

12

12

12

22

6.648

6.560

6.672

6.917

7.033

7.183

7.441

7.499

7.494

7.520

7.792

69

73

85

87

91

94

98

95

109

85

171

12.325

12.423

12.311

12.771

12.805

13.228

13.685

13.738

13.973

14.222

14.501

197

197

215

223

233

233

245

239

233

240

216

67.744

60.308

57.212

59.258

59.556

59.538

60.715

60.795

63.826

61.486

56.615

1.929

2.111

2.247

2.253

2.252

2.366

2.298

2.343

2.861

2.878

2.612

2.220

2.243

2.284

2.368

2.613

2.671

2.720

2.576

2.620

2.643

2.660

NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL r) Angka-angka diperbaiki

NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and theprovision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual Services NPL

53

63

68

66

69

68

67

70

71

65

64

16. Individual Services which ServeNPL Households

211

213

198

88

88

90

86

88

87

99

83

17. International Agency and Other Extra Agency International

7

7

7

3

3

3

3

3

3

3

2

15.889

15.590

15.820

12.191

11.979

11.090

10.511

11.252

11.252

11.369

11.117

304

308

325

307

272

265

251

265

235

223

216

Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal

1. Agricultures, Hunting and Forestry

318.942

301.781

303.482

305.957

308.195

310.459

313.289

314.576

316.853

6.533

7.461

7.790

7.522

7.671

8.055

8.114

8.562

8.655

8.529

8.406

13.236

13.140

13.027

13.110

13.074

12.993

13.018

12.975

12.944

12.998

13.167

144

171

179

188

186

201

204

211

222

220

226

25.969

26.182

26.069

26.164

26.268

26.357

26.516

26.466

26.347

26.523

26.446

651

732

792

771

772

810

825

892

903

896

868

123.165

123.919

123.896

123.386

123.076

122.326

124.329

125.856

126.172

129.179

130.368

1.312

1.334

1.354

1.390

1.412

1.493

1.562

1.696

1.767

1.847

1.868

367.466

369.258

371.152

376.321

379.559

386.688

388.049

389.715

390.459

398.580

405.658

3.667

4.119

4.374

4.275

4.457

4.582

4.430

4.548

4.558

4.452

178.453

180.761

181.481

183.567

180.569

189.659

189.515

193.005

193.385

2.017

2.139

2.174

2.199

2.310

2.414

2.588

2.595

2.625

2.533

NPL

Loans to Non Industrial Origin House Hold 320.801 - For Home Ownership

302.916

180.908

NPL 18. Business Activities which are not clearly defined

4.514

NPL - For Apartement Ownership

NPL - For Shop House Ownership

NPL - For Vehicles Ownership

NPL - Others

NPL

195.077 Non Industrial Origin Others 2.501

NPL r) Revised figures

145



Tabel 4.2. Kredit dan NPL Bank Umum Konvensional - BUKU 1 Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit and NPL Credit of Commercial Conventional Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Beneficiary - Group of Business Activities 1 ) Miliar Rp (Billion Rp) 2015

2014 Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Items

Okt

3.249

3.075

3.246

3.381

3.375

3.543

3.635

3.797

3.742

4.138

1.976

109

111

108

110

114

114

124

133

140

152

96

267

262

256

235

329

316

303

297

304

305

298

12

14

15

13

19

15

14

12

12

12

10

1.245

1.220

1.267

1.317

1.549

1.521

1.567

1.579

1.596

1.597

1.542

25

25

26

28

43

44

71

73

70

67

77

9.067

9.219

9.471

9.655

13.579

13.983

12.877

12.760

12.952

12.983

12.304

185

189

205

201

276

329

335

356

366

388

350

165

160

159

168

172

173

165

166

153

101

105

1

11

11

17

17

17

1

2

2

2

1

3.876

3.721

3.776

3.779

4.001

4.147

4.343

4.297

4.405

4.539

4.350

137

158

165

154

196

209

192

194

198

209

183

22.399

22.077

22.351

22.117

22.218

22.817

21.463

21.344

21.703

21.915

21.138

615

653

667

663

733

720

697

683

735

742

740

3.272

3.255

3.208

3.102

3.281

3.296

3.244

3.267

3.333

3.583

3.404

38

92

101

100

132

3.419

3.302

3.262

3.155

3.398

122 3.367

65 3.185

66 3.177

81 3.163

77 3.122

83 3.012

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking

penyediaan makan minum NPL 9. Transportasi, pergudangan danNPL komunikasi 10. Perantara Keuangan NPL 11 Real Estate, Usaha Persewaan, danNPL Jasa Perusahaan 12. Admistrasi Pemerintahan, Pertahanan danNPL Jaminan Sosial Wajib 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya NPL 16. Jasa Perorangan yang Melayani Rumah NPL Tangga 17. Badan Internasional dan Badan NPL Ekstra Internasional Lainnya 18. Kegiatan yang belum jelas batasannya NPL

126

130

115

123

103

109

110

134

141

105

100

6.614

6.412

6.399

6.404

6.579

6.666

6.826

6.857

6.827

6.479

5.930

192

194

213

184

151

161

126

128

119

97

81

4.732

4.634

4.632

4.885

5.059

5.083

5.198

5.183

5.198

5.307

99

104

108

84

69

85

83

142

144

139

142

0

0

0

0

0

1

2

2

2

2

0

-

-

-

-

-

-

-

-

-

-

-

377

379

380

366

374

356

274

283

274

264

278

2

2

3

3

3

2

2

1

2

2

2

458

453

492 7

517

526

580

643

666

4

474 6

507

3

464 3 2.382

2.336

2.357

8 2.363

8 2.279

8 2.278

8 2.250

9 2.234

8 2.197

- Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL

NPL Real Estate, Business, Ownership, and Business Services NPL

12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual Services

2.391

2.375

125

144

152

147

169

170

169

175

176

140

149

125

124

119

112

115

117

109

110

101

99

95

4

4

4

5

5

4

4

3

5

4

4


5

5

5

5

1

1

0

0

0

8

-


1

1

1

1

-

-

-

-

-

-

-

130

117

83

99

86

102

28

30

36

32

29

0

0

0

0

0

0

0

1

6

6

3

NPL

NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold

Rumah Tangga NPL

10. Financial intermediaries

5.187 11

Penerima Kredit Bukan Lapangan Usaha - Untuk Pemilikan Rumah Tinggal

NPL 9. Transportation, Warehousing and Communications NPL

- For Home Ownership

3.562

3.563

3.657

3.581

3.523

3.582

3.439

3.468

3.407

3.284

3.188

60

61

64

64

62

67

68

71

104

91

87

214

220

229

227

229

230 1

209 0

204 0

200 0

194 0

183 0

- For Apartement Ownership

89

79

79

83

110

- For Shop House Ownership

1

8

8

1

1

69

68

69 2

68 2

80 2

2

2

2

2

5

1.011

1.001

974

969

939

908

874

850

4 18.730

3 19.165

3 19.819

4 20.150

2 20.399

3 20.706

2

3

66 2

1.078

1.056

1.038

5 18.129

6 18.228

6

4

4

17.500

17.666

18.227

137

141

140

139

143

142

140

158

158

158

25.080

25.303

26.301

22.959

23.433

23.769

24.340

24.037

24.527

24.876

185

185

194

147

154

183

204

211

196

168

144

NPL NPL NPL - For Vehicles Ownership

NPL - Others

NPL

24.770 Non Industrial Origin Others 177

NPL

146




(Credit and NPL Credit of Commercial Conventional Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Beneficiary - Group of Business Activities 2) Miliar Rp (Billion Rp) Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11 Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Items

Okt

18.066

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry 19.454 NPL 1.159

19.421

18.536

18.718

19.223

17.454

17.474

17.756

17.476

17.038

944

826

839

858

1.031

1.072

1.010

982

965

994

1.254

1.194

1.244

1.254

1.220

1.250

1.249

1.226

1.233

1.268

1.271

41

42

42

42

50

52

50

49

45

46

51

31.935

32.827

32.038

32.269

15.720

16.103

16.347

16.493

15.640

15.835

15.301

449

541

481

663

508

520

545

690

799

782

951

140.903

140.518

145.867

145.725

99.486

101.047

105.479

105.645

107.082

111.157

107.839

3.046

3.226

3.312

3.641

2.342

2.773

2.784

3.070

3.688

3.476

3.317

11.472

11.203

12.445

12.354

10.536

10.566

10.098

10.358

10.579

10.897

10.521

145

38

38

40

47

48

49

49

45

46

49

31.841

28.147

28.947

31.648

30.658

31.526

33.045

33.885

33.165

34.487

36.329

2.202

2.297

2.490

2.690

3.059

2.956

3.044

3.262

3.109

3.103

3.002

85.406

80.161

81.342

84.826

74.214

74.860

76.853

76.598

81.470

82.393

81.412

2.949

3.134

3.526

3.252

3.256

3.344

3.486

3.531

4.334

4.745

4.191

11.458

11.199

11.268

11.806

11.872

12.433

12.627

12.611

11.715

12.285

13.240

176

181

294

280

390

527

552

742

628

523

532

30.115

29.594

30.948

31.326

16.271

15.927

17.462

16.593

15.701

15.720

15.582

1.582

1.569

1.386

1.452

1.338

1.302

1.024

1.003

850

882

1.091

51.189

49.905

50.081

49.841

24.055

23.619

23.579

22.408

22.303

23.900

24.428

134

141

132

130

140

143

143

144

142

182

37.010

37.365

38.093

37.940

37.639

38.512

39.340

40.895

41.624

40.900

740

725

1.174

1.081

1.239

1.486

1.285

1.316

1.135

751

790

1.100

1.053

1.057

1.066

1.080

1.058

1.192

1.217

1.367

1.404

1.414

0

-

-

-

-

-

-

-

-

-

-

13. Jasa Pendidikan

1.138

1.034

1.086

1.022

1.042

1.056

1.156

1.143

1.125

1.129

1.147

NPL NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL

16

14

16

16

18

21

21

19

39

17

86

1.864

1.682

1.712

1.791

1.863

1.950

2.040

2.205

2.212

2.266

2.229

59

46

47

46

46

45

45

45

43

43

18

7.993

7.532

7.428

7.111

7.469

7.561

7.719

7.606

10.314

10.401

7.659

534

553

574

552

598

662

637

652

968

1.023

697

111

109

111

122

122

127

131

130

135

138

141

10

10

10

10

9

11

11

11

11

11

11

194

197

183

66

76

78

75

77

78

80

73

5

5

5

0

1

1

1

1

1

1

1

2.095

2.111

2.214

2.697

2.586

2.672

2.170

2.187

2.027

2.089

2.007

7

7

9

11

12

13

11

16

13

12

12


NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and theprovision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual Services NPL 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL House Hold

Rumah Tangga NPL

NPL 4. Procesing Industry

Loans to Non Industrial Origin


NPL 3. Mining and Quarrying

192 41.775 11

12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial NPLWajib

14. Jasa Kesehatan dan Kegiatan Sosial

2. Fisher

21.149

19.882

20.351

20.538

20.793

20.915

21.189

21.312

21.645

22.165

22.625

701

696

731

734

800

840

859

911

927

941

907

976

941

937

948

960

965

999

1.005

999

1.001

1.009

21

23

23

28

31

32

31

32

32

33

31

1.342

1.265

1.253

1.268

1.265

1.261

1.265

1.262

1.230

1.235

1.245

99

74

85

87

90

95

92

105

105

103

96

8.132

7.990

7.969

7.999

7.917

7.975

8.230

8.424

8.520

8.663

8.724

81

84

92

90

89

88

109

161

206

265

298





NPL - Others

83.747

68.335

68.946

70.601

71.162

71.776

72.567

72.821

70.005

70.704

378

357

364

377

422

430

412

420

420

422

52.005

52.064

52.063

55.521

46.049

46.489

46.956

47.081

50.954

51.568

441

448

451

479

288

310

304

311

332

328

71.445

NPL 427 52.411 Non Industrial Origin Others 321

NPL

147




(Credit and NPL Credit of Commercial Conventional Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Beneficiary - Group of Business Activities 3) Miliar Rp (Billion Rp) Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11 Real Estate, Usaha Persewaan, danNPL Jasa Perusahaan 12. Admistrasi Pemerintahan, Pertahanan danNPL Jaminan Sosial Wajib 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya NPL 16. Jasa Perorangan yang Melayani Rumah NPL Tangga 17. Badan Internasional dan Badan NPL Ekstra Internasional Lainnya 18. Kegiatan yang belum jelas batasannya NPL

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Items

Okt


45.626

46.902

45.220

47.090

49.700

49.468

51.187

53.570

57.165

60.230

1.129

1.418

1.432

1.339

1.413

1.415

1.434

1.459

1.549

1.548

1.972

2.018

1.881

1.824

1.878

1.926

1.982

2.011

2.010

2.028

2.020

58

57

66

81

82

85

84

78

77

78

91

41.401

42.632

43.089

41.352

59.828

61.291

60.127

59.421

60.542

61.933

57.416

1.923

1.924

1.867

2.495

2.446

2.397

2.730

2.932

2.731

2.049

1.577

229.598

230.827

234.247

235.583

279.377

281.207

289.533

292.009

295.126

300.746

287.973

5.268

5.389

5.408

5.570

7.081

7.886

7.515

7.357

8.017

8.271

7.777

15.095

15.711

16.987

16.810

18.420

19.417

18.411

20.570

20.818

21.273

20.356

551 55.416

665 56.588

340 57.110

343 57.720

337

334

526

580

556

1.094

1.022

60.973

61.568

64.347

64.547

66.109

67.896

68.217

2.421

2.917

2.892

2.786

3.038

3.266

3.404

3.451

3.504

3.229

3.338

228.992

225.800

228.835

232.096

245.402

246.185

248.944

246.401

249.848

252.763

245.679

9.029

9.625

9.617

9.367

9.787

9.963

10.318

10.452

10.846

12.203

11.534

30.377

30.194

30.450

30.629

31.195

31.426

31.584

31.740

32.124

32.798

31.413

421 51.157

432 50.037

401 49.159

415 50.384

447

459

359

464

454

667

631

69.830

71.414

66.497

68.122

67.196

67.766

66.241

1.973

1.985

2.078

2.496

2.808

2.948

2.788

2.888

3.041

3.078

3.198

60.099

58.845

60.209

57.378

81.796

84.626

84.616

85.441

85.349

85.813

85.424

786

816

844

266

266

281

304

292

300

364

68.420

65.013

65.507

65.798

66.425

67.044

67.828

68.246

70.211

71.076

1.657

1.755

1.737

1.631

1.884

1.954

1.579

1.538

1.629

1.576

1.403

256

267

272

275

272

277

268

272

282

292

274

1

1

1

1

1

1

1

1

1

1

1

1.451

1.551

1.564

1.596

1.598

1.571

1.716

1.674

1.675

1.684

1.828

20

24

28

29

28

27

27

32

29

28

29

4.323

4.395

4.412

4.479

4.473

4.553

4.619

4.642

4.637

4.644

4.716


NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL Real Estate, Business, Ownership, and Business Services NPL

12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL

51

59

69

74

80

79

74

72

68

73

76

23.162

23.390

23.864

24.700

25.334

25.345

25.848

26.246

26.361

23.214

21.348

399

479

529

546

535

558

555

562

762

730

877

118

119

118

118

120

117

114

110

121

118

125

5

6

7

6

6

4

3

4

4

5

4


7

7

6

13

6

6

6

6

5

6

6


1

2

2

2

2

1

1

1

1

1

1

635

656

714

672

651

693

731

747

758

826

1.377

9

11

10

10

11

10

9

8

5

5

4

15. Community, Sociocultural,Entertainment and Other Individual Services NPL

NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold

Rumah Tangga NPL


358 69.281 11


2. Fisher

154.746

155.533

156.504

158.625

160.093

161.709

163.751

164.797

166.262

167.413

168.966

3.735

4.379

4.570

4.444

4.554

4.662

4.670

4.950

4.958

4.779

4.674

7.126

7.099

7.062

7.013

6.990

6.950

6.941

6.907

6.842

6.895

6.839

77 11.180

85 11.552

88 11.534

108 11.538

101

109

115

119

125

127

119

11.548

11.599

11.625

11.585

11.480

11.594

11.562

312

393

414

410

412

410

422

437

434

439

440

54.977

55.155

55.529

55.165

54.731

53.892

54.283

54.848

54.817

57.792

58.395

507

510

521

539

557

619

659

694

697

721

699

77.641

94.904

95.545

96.780

97.285

101.574

99.495

99.865

100.665

104.949

107.167

1.016

1.205

1.268

1.250

1.312

1.376

1.369

1.417

1.447

1.422

65.740

63.418

64.320

64.487

75.263

70.966

78.228

78.580

77.914

77.365

803

864

851

856

1.112

1.080

1.179

1.191

1.148

1.085





NPL - Others

NPL 1.450 77.793 Non Industrial Origin Others 1.077

NPL

148




(Credit and NPL Credit of Commercial Conventional Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Beneficiary - Group of Business Activities 4) Miliar Rp (Billion Rp) Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11 Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Items

Okt


139.880

139.090

138.745

137.536

138.712

141.686

143.381

145.357

147.570

149.673

1.285

1.428

1.641

1.579

1.647

1.744

1.613

1.682

1.678

1.726

3.759

3.678

3.677

3.789

3.789

3.796

3.879

3.814

3.876

3.918

3.990

79

93

105

103

112

121

133

127

114

107

116

63.211

62.274

56.905

48.161

51.499

52.759

57.663

56.620

56.939

55.361

54.092

847

840

857

953

1.112

1.118

1.030

1.240

1.258

1.255

1.212

270.337

264.788

270.132

269.868

270.479

275.941

283.132

279.988

290.022

306.100

303.598

3.386

3.652

3.656

3.557

3.764

3.903

4.779

6.336

6.381

6.873

6.849

49.307

51.861

54.169

50.663

48.802

52.646

53.744

56.180

53.381

55.770

54.767

462

462

461

464

465

467

463

519

519

521

518

47.526

44.880

45.551

47.572

49.276

50.494

52.722

54.096

54.302

55.938

56.376

1.288

1.352

1.410

1.437

1.520

1.540

1.614

1.628

1.640

1.224

1.223

360.733

356.872

361.829

362.942

368.272

376.592

390.728

382.411

387.621

397.403

396.079

8.877

9.992

10.738

10.507

11.102

11.978

12.280

13.526

13.789

12.612

12.654

27.224

27.517

27.784

28.649

28.739

29.275

30.003

29.934

30.176

31.667

32.674

369 77.716

493 75.988

490 75.535

412 75.245

459

462

625

643

580

566

575

75.022

76.858

75.827

76.376

78.552

78.007

78.314

1.102

1.161

1.187

1.053

1.126

1.261

1.364

1.376

1.613

1.997

2.026

36.907

36.117

37.099

37.726

36.497

33.669

34.459

33.745

33.975

33.873

33.169

59

323

310

304

298

301

308

307

323

330

49.865

48.832

49.201

49.461

49.270

49.346

51.281

51.775

52.037

53.615

655

790

781

751

902

945

1.097

1.115

1.042

1.054

1.041

9.560

9.579

9.769

9.668

9.484

9.670

9.533

9.867

10.182

10.542

9.743

3

3

6

6

7

7

10

8

8

8

8

13. Jasa Pendidikan

1.626

1.634

1.670

1.671

1.702

1.824

1.827

1.828

1.817

1.835

1.820

NPL NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL

16

18

21

21

20

20

20

20

20

19

17

4.147

4.307

4.101

4.320

4.216

4.420

4.673

4.463

4.594

4.670

4.826

31

36

43

43

43

45

61

60

64

61

63

28.764

21.604

18.289

19.501

19.235

19.266

19.910

20.348

20.751

21.404

21.692

439

480

524

532

556

582

566

580

592

633

640

1.762

1.780

1.816

1.867

2.093

2.133

2.169

2.020

2.043

2.052

2.057

34

42

46

44

48

48

47

49

49

42

40

5

4

3

4

5

5

5

5

5

5

5

-

-

-

-

-

-

-

-

-

-

-

6.697

6.768

6.771

6.845

6.857

5.914

5.948

6.573

6.899

6.964

6.325

5

5

5

5

6

4

4

4

5

1

0

NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL

NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual Services NPL 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin



330 53.751 11

12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial NPLWajib

14. Jasa Kesehatan dan Kegiatan Sosial

2. Fisher

House Hold 100.805

100.063

99.967

100.129

100.478

100.742

101.126

101.111

101.484

101.891

102.407

1.298

1.496

1.578

1.513

1.463

1.704

1.702

1.809

1.862

1.921

1.952

4.384

4.353

4.278

4.293

4.267

4.226

4.246

4.231

4.270

4.281

4.321

16 11.939

20 11.851

23 11.746

21 11.762

25

34

33

36

39

40

44

11.838

11.880

11.971

11.944

11.971

12.011

12.080

172

194

216

199

193

227

224

262

277

266

266

53.941

54.927

54.768

54.901

55.297

55.561

56.867

57.824

57.998

57.873

58.232

694

712

725

772

795

785

786

636

647

655

685

169.377

169.729

171.494

173.879





NPL - Others

175.812

177.635

179.988

180.662

183.271

186.446

1.511

1.638

1.745

1.694

1.732

1.884

1.754

1.788

1.800

1.762

33.601

33.460

33.879

34.098

34.538

35.026

35.823

36.004

35.901

36.104

521

555

595

626

684

723

778

771

795

806

189.594

NPL 1.779 36.682 Non Industrial Origin Others 787

NPL

149



Tabel 4.6. Pembiayaan dan NPF Bank Umum Syariah - BUKU 1 Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Financing and NPF of Commercial Sharia Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Beneficiary - Group of Business Activities 1) Miliar Rp (Billion Rp) Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11 Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial NPLWajib 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Items

Okt

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry 489 NPL 13

505

510

384

428

448

454

459

413

423

474

6

4

7

9

10

10

10

15

15

14

109

106

112

110

108

109

97

106

101

99

97

1

1

1

1

1

0

0

1

1

1

1

371

340

220

228

227

225

219

215

219

221

204

84

86

12

12

12

6

6

4

8

8

8

2.071

2.095

1.017

1.068

1.104

1.215

1.238

1.246

1.244

1.273

1.258

41

42

45

50

50

48

48

48

49

49

48

510

549

156

159

155

152

153

170

175

180

179

2

2

2

2

2

2

2

2

2

2

2

1.158

1.031

575

585

598

675

619

620

633

662

658

64

88

98

109

108

107

92

79

98

100

99

6.872

6.990

5.879

5.917

5.937

6.043

6.213

6.002

5.907

5.897

5.893

268

318

321

322

312

292

285

306

306

322

327

445

438

363

362

309

291

325

320

316

314

305

17

5

6 960

7

8

8

24

9

9

1.295

5 950

6

1.315

980

985

974

957

977

998

1.003

36

35

236

190

193

191

131

139

172

62

54

2.568

2.583

1.575

1.567

1.551

1.492

1.488

1.450

1.416

1.430

1.401

26

27

16

18

18

17

28

27

21

22

1.145

1.170

1.044

1.065

1.131

1.155

1.158

1.064

1.073

1.204

29

33

42

42

47

51

53

66

56

69

83

0

0

0

0

0

0

0

0

0

0

0

-

0

0

0

0

0

0

0

0

0

0

417

433

374

388

403

409

432

454

440

439

463

1

1

1

2

1

2

2

2

2

2

2

204

212

191

197

197

197

195

197

194

197

196

0

0

0

0

0

0

0

0

0

0

0

1.047

1.072

177

194

204

223

234

241

226

227

237

4

5

3

3

3

3

3

3

3

3

3

61

63

68

71

76

82

91

90

90

94

98

0

0

1

1

1

1

1

1

1

1

1

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

18. Kegiatan yang belum jelas batasannya NPL

1

0

0

0

0

0

0

0

0

0

1

0

0

0

0

0

0

0

0

0

0

0


NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual Services NPL 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin

Penerima Kredit Bukan Lapangan Usaha Rumah Tangga NPL


22 1.230 11

17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL

- Untuk Pemilikan Rumah Tinggal

2. Fisher

House Hold 235

237

229

240

237

245

257

258

258

271

279

19

20

19

17

20

26

25

26

23

22

22

10

11

10

10

20

20

21

22

23

24

24

0

0

12

-

-

-

-

0

0

12

0 13

0

11

13

13

12

12

12

13

13

-

-

-

-

-

-

-

-

1

1

1

3.715

3.505

3.159

2.978

2.841

2.664

2.619

2.627

2.675

2.741

2.940

47

49

38

37

33

34

34

35

39

42

38

2.614

2.696





NPL - Others

2.499

2.542

2.780

2.851

2.856

2.841

2.865

2.901

2.933

34

37

38

40

37

37

39

39

41

45

45

430

390

62

49

48

47

49

49

49

48

50 Non Industrial Origin Others

1

1

1

2

1

3

2

1

2

3

2

NPL NPL

150



Tabel 4.7. Pembiayaan dan NPF Bank Umum Syariah - BUKU 2 Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Financing and NPF of Commercial Sharia Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Beneficiary - Group of Business Activities 2 ) Miliar Rp (Billion Rp) Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11 Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial NPLWajib 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Items

Okt

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry 5.297 NPL 394

3.706

3.677

3.769

4.378

4.399

4.610

5.165

5.147

5.452

5.478

354

409

426

390

387

397

387

377

405

393

338

343

340

586

607

678

602

616

720

725

788

4

5

4

11

12

13

14

16

16

16

17

3.661

3.522

3.620

3.933

4.446

4.480

4.326

3.978

4.087

4.854

4.607

246

235

322

386

354

446

352

344

288

308

289

8.560

8.964

10.212

10.949

10.519

10.643

11.026

11.398

11.153

11.831

11.792

340

435

474

422

417

568

431

437

397

460

436

4.581

4.757

5.099

5.110

5.104

5.280

5.343

5.276

5.255

5.811

5.560

386

422

362

385

361

340

360

404

403

438

298

7.449

7.225

7.634

7.986

7.819

7.774

8.154

8.128

8.238

7.841

7.866

673

627

671

628

516

529

520

566

565

541

487

12.330

12.259

13.548

14.475

15.226

15.349

15.671

15.375

15.274

15.345

15.628

1.043

1.097

1.207

1.005

1.013

1.201

1.222

1.215

1.267

1.359

1.457

806

618

684

824

858

1.061

1.066

1.107

1.157

1.292

1.313

35

38

39 9.129

40

42

43

48

41

43

8.064

42 8.409

38

8.084

9.082

8.809

8.975

9.108

9.148

9.023

8.591

696

816

647

773

597

643

573

666

657

529

650

8.805

8.557

9.575

9.645

9.576

9.630

10.142

10.279

10.414

10.422

10.317

363

423

455

230

230

230

180

178

239

220

4.295

4.024

4.118

4.679

4.863

4.936

5.079

5.049

5.146

5.280

211

276

289

364

372

382

379

396

362

359

433

84

82

83

28

26

25

25

24

24

24

39

NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL

NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries

217 5.539 11

3

3

5

2

2

2

2

2

2

2

12

1.638

1.530

1.597

1.874

1.915

1.967

2.036

2.117

2.163

2.168

2.255

14

14

16

17

20

22

26

21

17

18

35

1.329

1.374

1.432

1.508

1.565

1.600

1.641

1.706

1.755

1.802

1.868

52

52

53

54

56

56

56

53

51

54

51

4.387

4.335

5.072

5.415

4.957

4.780

4.726

4.076

3.924

4.007

3.482

429

451

464

474

391

392

369

372

361

349

246

43

48

53

78

87

96

106

115

130

142

143

0

1

1

1

0

1

1

1

2

2

2

-

-

-

0

0

0

0

0

0

0

0

-

-

-

-

-

-

-

-

-

0

0

6.330

5.937

6.037

1.878

1.798

1.709

1.634

1.717

1.531

1.458

1.377

282

284

300

281

243

237

227

236

206

200

197

NPL Real Estate, Business, Ownership, and Business Services NPL

12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual Services NPL 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin


2. Fisher

House Hold 22.419

22.502

22.774

22.844

23.071

23.266

23.527

23.630

23.798

23.917

23.336

720

809

828

751

773

756

790

796

783

773

764

525

516

509

619

607

602

603

605

609

603

791

30

35

30 1.516

26

25

24

25

20

31

1.435

37 1.458

28

1.429

1.536

1.525

1.554

1.585

1.575

1.587

1.436

65

69

75

73

75

75

84

86

85

85

62

1.323

1.285

1.433

1.332

1.289

1.260

1.360

1.193

1.254

1.236

1.227

36 16.072

38 15.520

38

34

15.053

14.699

29 14.292

32 14.122

33 13.978

31 13.708

30 13.502

39 13.181

43 13.814

591

741

818

777

811

715

717

727

692

644

4.052

3.817

4.136

4.367

4.235

4.272

4.263

3.764

3.661

3.425

65

84

82

89

71

115

120

110

153

143





NPL - Others

NPL 669 3.370 Non Industrial Origin Others 137

NPL

151



Tabel 4.1.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit (Credit Channeling and NPL Credit Channeling of Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum

2011

2012

2014

2013

Okt

Nov

2015 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

109.790 1.523 4.935 291 87.780 302 344.597 11.746 45.841 247 75.395 2.865 375.017 12.500 30.425

142.451 2.603 5.492 197 104.207 1.292 445.807 10.479 59.073 253 95.921 3.410 499.567 12.668 44.640

177.162 2.553 6.391 185 126.826 1.920 577.880 10.023 79.493 587 116.090 4.746 644.047 15.898 59.306

201.844 4.047 7.217 241 125.620 4.196 632.111 13.608 76.664 1.053 149.009 6.999 701.926 23.110 69.290

206.433 4.075 7.459 212 128.754 4.269 638.484 13.563 78.703 1.580 149.384 7.538 710.895 23.270 70.278

212.386 3.827 7.698 195 141.824 3.574 660.536 12.267 81.130 1.547 147.266 6.784 716.733 22.782 73.583

211.790 4.196 7.601 212 142.816 3.651 656.410 12.933 84.242 1.600 141.592 7.439 704.159 24.820 73.220

210.081 4.454 7.510 233 137.139 3.565 670.946 13.101 89.014 1.214 143.594 7.727 713.783 26.075 73.757

212.035 4.285 7.798 252 127.260 4.537 672.848 13.441 85.264 1.251 149.290 7.804 722.371 25.115 75.371

214.088 4.603 7.932 274 133.269 4.474 674.544 13.931 83.190 1.229 153.324 8.438 731.270 26.203 76.252

217.234 4.753 8.075 286 136.380 4.531 684.035 15.507 88.235 1.207 156.184 8.607 741.846 27.498 77.782

221.583 4.579 8.112 295 140.250 4.735 703.285 15.891 87.915 1.401 163.230 8.866 759.871 28.287 78.847

225.759 4.648 8.070 282 138.308 5.282 703.045 17.605 92.721 1.556 165.573 9.179 748.131 29.713 78.979

231.390 4.751 8.244 266 139.022 5.155 717.578 18.897 90.360 1.527 166.853 9.115 761.824 31.277 78.821

238.059 4.827 8.343 259 139.800 4.468 744.090 19.517 94.032 2.103 171.362 8.406 775.716 31.984 81.938

237.659 4.935 8.463 286 133.161 4.114 724.765 18.777 91.487 1.891 173.796 8.332 765.828 30.903 82.350

629 97.966

443 122.235

571 163.418

1.155 175.919

1.068 172.309

1.057 171.805

1.241 168.280

1.332 168.264

1.251 170.198

1.472 174.583

1.617 177.361

1.652 172.920

1.965 174.332

1.816 174.738

1.883 174.636

1.874 172.743

2.400 105.184 309 116.201

2.522 124.958 193 150.568

3.208 151.154 427 193.182

5.946 166.598 1.637 160.189

5.757 165.663 1.570 162.289

5.516 166.182 1.559 165.466

5.695 162.418 1.925 161.036

5.650 164.938 1.970 162.595

6.087 162.561 1.132 163.828

6.163 160.054 1.103 164.388

6.454 159.702 1.134 166.076

5.990 161.110 1.089 169.884

6.206 160.180 1.076 172.213

6.475 160.283 1.145 175.289

6.654 161.916 1.215 177.382

7118,79029 160.668 1.199 176.762

NPL 12. Admistrasi Pemerintahan, Pertahanan

1.767 3.014

2.446 2.793

3.477 r) 6.498

3.496 9.695

3.759 9.893

3.391 11.002

3.683 10.982

4.130 11.182

3.953 11.037

4.513 10.863

4.904 11.031

4.476 11.020

4.574 11.383

4.369 11.856

3.947 12.264

3.892 11.471

NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial

15 4.064 63 7.611

5 4.612 50 8.671

4 5.477 57 10.153

7 6.691 83 11.725

6 6.738 72 12.138

7 6.648 69 12.325

7 6.560 73 12.423

12 6.672 85 12.311

10 6.917 87 12.771

10 7.033 91 12.805

11 7.183 94 13.228

13 7.441 98 13.685

12 7.499 95 13.738

12 7.494 109 13.973

12 7.520 85 14.222

22 7.792 171 14.501

334 39.294

396 45.006

197 53.861

181 57.841

215 59.277

197 67.744

197 60.308

215 17.787

223 59.258

233 59.556

233 59.538

245 60.715

239 60.795

233 63.826

240 61.486

774 691

1.088 711

1.181 1.537

2.134 2.111

2.080 2.176

1.929 2.220

2.111 2.243

2.247 2.284

2.253 2.368

2.252 2.613

2.366 2.671

2.298 2.720

2.343 2.576

2.861 2.620

2.878 2.643

37 3.305

49 501

34 318

60 221

58 215

53 211

63 213

68 198

66 88

69 88

68 90

67 86

70 88

71 87

65 99

53 81.689

8 50.396

6 3.984

7 13.195

7 14.235

7 15.889

7 15.590

7 15.820

3 12.191

3 11.979

3 11.090

3 10.511

3 11.252

3 11.252

3 11.369

1.339

892

25

154

289

304

308

325

307

272

265

251

265

235

223

NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan

dan Jaminan Sosial Wajib

NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya

NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL

NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL r) Angka-angka diperbaiki

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security

NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 216 56.615 15. Community, Sociocultural,Entertainment and Other Individual Services NPL 2.612 2.660 16. Individual Services which Serve Households NPL 64 83 17. International Agency and Other Extra Agency International NPL 2 11.117 18. Business Activities which are not clearly defined NPL 216 Loans to Non Industrial Origin

Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan

Items

Okt

House Hold - For Home Ownership NPL - For Apartement Ownership NPL - For Shop House Ownership

176.659 3.291 5.573 57 15.207

211.476 4.395 10.275 86 19.988

268.764 5.766 12.024 89 24.979

297.503 7.268 13.211 141 25.838

300.271 7.238 13.169 149 25.768

302.916 6.533 13.236 144 25.969

301.781 7.461 13.140 171 26.182

303.482 7.790 13.027 179 26.069

305.957 7.522 13.110 188 26.164

308.195 7.671 13.074 186 26.268

310.459 8.055 12.993 201 26.357

313.289 8.114 13.018 204 26.516

314.576 8.562 12.975 211 26.466

316.853 8.655 12.944 222 26.347

318.942 8.529 12.998 220 26.523

320.801 8.406 13.167 226 26.446

260 105.725 998 119.841

380 98.658 1.082 278.867

532 104.458 849 277.825

685 122.069 1.385 357.025

684 123.441 1.355 361.017

651 123.165 1.312 367.466

732 123.919 1.334 369.258

792 123.896 1.354 371.152

771 123.386 1.390 376.321

772 123.076 1.412 379.559

810 122.326 1.493 386.688

825 124.329 1.562 388.049

892 125.856 1.696 389.715

903 126.172 1.767 390.459

896 129.179 1.847 398.580

868 130.368 1.868 405.658

1.413 244.288 4.482

2.663 180.987 2.995

2.483 222.068 3.462

3.892 174.558 1.984

3.921 177.627 2.022

3.667 180.908 2.017

4.119 178.453 2.139

4.374 180.761 2.174

4.275 181.481 2.199

4.457 183.567 2.310

4.582 180.569 2.414

4.430 189.659 2.588

4.548 189.515 2.595

4.558 193.005 2.625

4.452 193.385 2.533

NPL 4.514 195.077 Non Industrial Origin Others NPL 2.501


NPL - Others

r) Revised figures

152



Tabel 4.2.a. Kredit dan NPL Bank Persero Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit Channeling and NPL Credit Channeling of State Owned Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) 2014 2011

2012

2013

63.980 677 2.339 209 35.009 83 109.948 4.740 20.762 39 27.728 1.133 127.969 6.206 6.366

87.012 1.397 2.659 108 40.792 217 142.652 4.499 27.584 14 37.676 1.198 174.264 6.391 8.734

NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL

279 34.037

11. Real Estate, Usaha Persewaan, danNPL Jasa Perusahaan 12. Admistrasi Pemerintahan, Pertahanan

Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum


NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya

NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL r) Angka-angka diperbaiki

2015

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

105.912 1.186 3.095 112 50.148 217 180.215 3.883 37.373 13 46.871 1.598 262.550 7.887 13.195

120.205 1.350 3.072 128 45.304 674 184.679 4.009 39.549 17 56.311 2.201 282.621 9.436 15.985

121.766 1.351 3.100 97 47.175 779 187.222 4.029 40.105 442 56.293 2.230 284.849 9.293 16.164

124.393 1.291 3.208 88 55.977 881 199.191 3.388 41.458 441 56.121 2.012 282.359 8.537 17.052

134 41.533

257 58.896

440 60.638

401 60.268

761 20.872 173

680 27.563 47

617 27.419 137

1.003 26.162 102

17.237 285 2.382

21.618 364 2.199

38.921 540 11.926

15 682 17 2.201 214 5.633

5 701 11 2.607 260 7.631

136 222

Jul

124.275 1.444 3.161 99 57.066 884 196.100 3.654 44.127 441 53.319 2.282 280.672 9.725 17.103

123.695 1.667 3.151 109 52.478 901 198.728 3.686 46.482 440 54.405 2.387 284.395 10.475 17.067

123.070 1.612 3.248 110 45.133 996 200.861 3.595 42.859 444 56.710 2.332 284.294 10.195 17.867

124.167 1.695 3.224 116 48.510 1.158 200.112 3.801 41.104 445 58.589 2.486 288.509 10.860 17.946

126.705 1.800 3.226 124 49.749 1.163 205.312 3.912 44.822 443 59.688 2.406 297.459 11.733 18.401

127.969 1.672 3.290 135 53.041 1.078 212.613 4.785 45.944 440 62.001 2.448 310.525 12.033 19.117

378 60.622

502 59.245

487 59.277

410 59.218

418 59.715

422 60.281

993 26.909 98

1.005 26.878 78

1.073 26.824 347

1.104 27.745 332

917 28.896 328

987 28.045 322

36.655 645 8.991

37.148 647 9.173

37.668 633 9.551

36.778 837 9.569

37.360 839 9.759

37.778 793 9.660

4 896 13 2.914 134 11.588

3 1.144 20 2.962 58 16.735

3 1.148 17 3.125 52 18.695

3 1.164 16 3.305 45 26.366

3 1.145 18 3.447 52 19.341

6 1.183 24 3.235 67 17.030

176 350

203 1.154

531 1.674

505 1.724

474 1.762

558 1.780

7 3.208

8 14

9 1

37 3

37 4

34 4

53 61.692

46.968

1.975

5.928

6.292

1.073

835

1

8

89.587 1.930 2.275 32 2.224

98.016 2.612 5.090 66 3.388

136.888 3.519 5.164 46 4.674

59 14.584 56 18.639

141 13.925 95 140.040

456 107.258 1.150

1.690 26.112 302

Items

Ags

Sep

Okt

128.864 1.743 3.214 130 49.571 1.284 210.337 6.292 48.402 497 63.604 2.515 303.633 13.207 19.169

130.593 1.738 3.277 117 49.651 1.299 217.888 6.322 45.346 498 64.324 2.573 305.457 13.442 19.305

132.566 1.654 3.323 111 50.311 1.295 229.757 6.696 47.756 500 66.202 2.507 313.027 12.325 19.612

134.314 1.665 3.413 119 48.096 1.257 226.942 6.599 46.693 497 66.656 2.482 312.932 12.366 20.124

583 59.714

613 60.404

553 61.258

555 60.420

1.112 25.654 328

1.161 26.192 334

1.181 25.562 338

1.293 25.593 335

1.611 26.449 331

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and theprovision of eating and drinking 546 NPL 59.336 9. Transportation, Warehousing and Communications 1.650 NPL 26.186 10. Financial intermediaries NPL 332

37.658 930 9.476

37.623 977 9.662

39.724 1.129 9.524

40.290 1.148 9.859

40.701 1.073 10.173

41.910 1.068 10.534

42.042 1.056 9.734

11. Real Estate, Business, Ownership, NPL 12. Government administration, Defese and Compulsory social security

6 1.191 26 3.441 69 18.202

7 1.199 23 3.319 71 17.873

7 1.227 23 3.481 70 17.818

10 1.255 23 3.699 82 18.436

8 1.238 21 3.427 78 18.716

8 1.243 23 3.559 77 19.090

8 1.264 20 3.629 76 19.689

8 1.262 20 3.747 79 20.058

621 1.816

632 1.868

643 2.093

663 2.133

646 2.169

652 2.020

659 2.043

699 2.053

700 2.058

42 4

46 3

44 4

48 4

48 5

47 4

49 4

49 5

42 5

40 4

7.084

7.170

7.190

7.255

7.256

6.357

6.436

7.075

7.406

7.736

7.098

8

7

10

10

9

11

8

9

8

5

5

4

NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other NPL Individual Services 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL

149.461 4.117 5.293 69 4.885

151.091 4.072 5.281 66 4.898

152.583 3.572 5.309 58 4.942

152.420 4.279 5.274 64 4.929

153.538 4.467 5.196 71 4.889

155.388 4.303 5.211 86 4.895

156.821 4.375 5.185 94 4.963

158.254 4.653 5.162 101 5.018

160.406 4.659 5.191 101 5.064

161.596 4.884 5.168 111 5.035

162.857 4.913 5.207 112 5.076

164.849 4.745 5.239 111 5.129

146 21.529 142 115.952

231 24.203 331 152.223

233 24.024 320 153.778

221 24.568 320 158.388

249 25.157 326 158.405

274 25.217 323 160.024

258 25.676 340 162.659

246 25.556 340 163.774

286 25.245 361 165.255

278 25.782 368 167.346

310 26.165 405 167.734

334 26.141 410 170.008

320 25.692 400 173.276

166.861 4.650 5.259 114 5.223 321 25.478 421 175.726

1.483 42.470 318

1.940 22.337 368

1.912 23.836 384

1.770 25.134 392

1.963 25.218 424

2.102 25.650 465

2.053 25.860 488

2.115 26.256 541

2.273 26.643 574

2.135 27.163 625

2.173 27.148 619

2.170 27.312 633

2.124 27.470 640

Loans to Non Industrial Origin House Hold - For Home Ownership NPL - For Apartement Ownership NPL - For Shop House Ownership NPL - For Vehicles Ownership

NPL - Others

2.118 NPL 28.024 Non Industrial Origin Others 619 NPL r) Revised figures

153



Tabel 4.3.a. Kredit dan NPL BUSN Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit Channeling and NPL Credit Channeling of Foreign Exchange Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) 2014 Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan

penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, danNPL Jasa Perusahaan 12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial Wajib



2011

2012

2013

32.618 588 1.893 45 32.282 166 145.923 4.628 17.119 202 32.818 1.011 192.695 4.802 20.648

37.311 640 1.978 43 29.125 728 183.778 3.683 21.877 127 39.051 843 242.879 4.168 30.482

262 47.180

2015

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

46.937 613 2.348 35 33.742 1.178 224.347 3.842 26.195 450 43.574 737 284.910 4.931 38.361

55.501 1.548 2.896 42 39.895 2.806 261.177 5.839 26.268 887 60.597 2.235 306.586 8.822 44.264

56.375 1.538 2.984 43 41.828 2.753 262.825 5.780 27.233 989 61.697 2.442 311.982 9.024 45.030

58.658 1.385 3.068 41 43.657 1.889 271.943 5.126 28.408 957 62.013 1.840 319.318 9.143 47.078

152 59.221

160 76.083

496 83.234

439 79.878

1.186 36.095 101 80.468 1.069 341

1.124 40.801 102 102.026 1.475 190

1.498 54.847 214 119.979 1.988 15

2.895 67.110 1.216 104.213 2.105 33

2.217 32 4.001 101 27.202

0 2.619 27 4.552 114 27.247

0 3.197 29 5.633 44 28.159

490 166

415 161

12 6

Jul

58.457 1.565 3.035 41 41.572 1.990 271.231 5.488 28.406 1.009 63.229 2.091 310.007 9.565 46.841

57.044 1.579 2.915 50 40.077 1.916 276.102 5.560 28.228 623 63.652 2.189 313.559 10.075 47.527

58.815 1.438 2.908 62 40.188 2.700 275.414 5.837 28.243 650 65.869 2.292 318.260 9.599 47.960

58.877 1.491 3.050 68 40.670 2.457 280.829 6.271 28.008 616 66.741 2.618 320.408 9.932 48.772

59.382 1.489 3.124 71 41.853 2.493 283.284 7.016 29.186 598 67.687 2.858 320.637 9.972 49.412

62.553 1.553 3.182 71 44.316 2.775 288.612 6.388 28.055 908 69.686 3.165 324.264 9.458 49.745

464 78.969

528 77.669

541 77.206

545 77.632

639 77.000

666 80.482

2.790 66.513 1.188 105.490 2.350 34

2.632 66.962 1.106 107.844 1.966 32

2.804 65.523 1.193 104.278 2.035 32

2.490 67.294 1.220 105.419 2.402 32

3.111 65.000 500 105.046 2.060 31

3.084 64.640 510 105.059 2.474 29

3 4.091 41 7.004 100 30.286

3 4.144 36 7.133 128 31.387

4 4.018 35 7.025 118 32.145

4 3.947 37 7.036 123 31.877

4 3.990 41 7.103 123 31.039

3 3.975 38 7.225 126 31.691

473 170

939 163

1.021 170

970 173

998 176

1.021 179

17 5

10 9

6 57

7 55

6 54

8 56

3.479

2.042

0 697

1 611

1 579

1 589

52

4

7

23

22

70.485 1.003 2.925 21 12.469 174 84.406 855 24.328

95.605 1.329 4.737 18 15.879 211 79.117 909 36.186

108.060 1.630 6.169 22 19.401 321 78.024 683 45.670

121.070 2.206 7.097 64 19.965 368 91.796 1.001 66.516

420 50.775 921

427 57.410 892

513 64.995 1.187

1.255 38.542 707

Items

Ags

Sep

Okt

65.360 1.514 3.200 66 46.499 2.652 286.437 6.822 27.951 1.005 70.170 3.239 318.911 9.601 49.842

69.134 1.622 3.217 65 47.157 2.739 292.736 7.405 28.276 978 70.879 3.195 326.751 9.864 50.728

73.214 1.775 3.232 66 46.056 2.031 301.633 7.497 29.120 1.552 71.398 2.693 334.507 11.438 53.208

71.430 1.756 3.161 80 43.944 1.708 297.254 6.939 28.733 1.341 71.903 2.275 331.050 10.522 52.457

481 76.084

579 75.678

589 77.790

781 77.650

755 76.944

3.289 66.608 524 107.056 2.612 28

3.147 67.463 495 108.562 2.459 31

3.318 67.046 464 109.903 2.292 29

3.605 67.865 518 111.605 2.322 30

3.616 65.491 613 112.667 2.104 29

3.910 67.287 599 112.130 2.022 44

3 4.059 42 7.309 131 32.221

3 4.160 43 7.482 132 32.380

2 4.274 46 7.628 131 33.045

3 4.265 46 7.903 128 33.276

2 4.265 38 7.999 125 33.472

2 4.249 36 8.147 133 30.807

12 4.441 53 8.280 102 28.101

1.038 187

970 198

1.005 204

979 212

1.007 217

1.205 242

1.143 251

1.185 258

8 44

8 52

7 44

7 44

6 44

8 44

8 45

9 54

10 44

2 534

2 503

2 861

2 852

1 920

1 449

1 462

1 495

1 310

1 598

23

29

34

27

26

20

18

21

27

22

18

121.605 2.202 7.078 73 19.881 368 93.505 1.000 67.033

122.500 2.048 7.066 78 20.032 350 92.918 959 67.585

121.612 2.163 6.996 95 20.255 396 93.311 972 69.387

121.692 2.281 6.960 95 20.181 425 93.406 992 68.722

122.234 2.198 6.899 85 20.229 415 92.704 1.015 69.504

122.673 2.181 6.866 72 20.257 424 92.716 1.034 70.396

123.403 2.220 6.813 79 20.308 417 92.532 1.092 74.586

123.797 2.267 6.807 84 20.403 441 94.150 1.160 72.412

123.890 2.397 6.786 79 20.396 470 95.573 1.258 73.078

124.611 2.452 6.720 88 20.281 456 96.066 1.324 73.632

124.256 2.479 6.755 87 20.393 465 99.648 1.417 77.251

123.766 2.427 6.902 90 20.214 435 101.183 1.415 80.436

1.311 39.029 734

1.214 39.753 808

1.441 36.749 879

1.534 37.554 868

1.475 37.134 893

1.534 37.404 909

1.481 32.322 902

1.477 38.875 986

1.536 38.407 980

1.550 37.021 984

1.504 35.570 917

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, NPL 12. Government administration, Defese and Compulsory social NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other NPL Individual Services 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold - For Home Ownership NPL - For Apartement Ownership NPL - For Shop House Ownership NPL - For Vehicles Ownership NPL - Others

NPL 1.559 35.698 Non Industrial Origin Others NPL 904 r) Revised figures

154



Tabel 4.4.a. Kredit dan NPL BUSN Non Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit Channeling and NPL Credit Channeling of Non-Foreign Exchange Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) 2014 Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum

2011

2012

2013

Okt

2015

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Items

Okt

572 14 167 2 404 8 4.266 117 187 0 1.618 96 10.576 288 1.340

914 13 209 7 612 13 4.785 193 97 1 1.771 134 14.796 448 2.168

1.433 32 250 6 998 15 6.286 246 148 1 2.371 135 17.408 530 2.562

1.961 78 359 26 1.019 53 9.020 380 377 3 3.729 149 24.471 912 3.213

2.101 68 368 26 1.077 55 9.427 369 457 3 3.714 133 24.549 871 3.183

2.185 77 374 24 1.104 45 9.473 287 445 3 3.980 125 25.140 809 3.214

2.184 81 387 26 1.022 51 9.573 374 480 3 3.848 159 25.518 891 3.167

2.259 84 389 27 1.005 59 9.664 384 472 3 3.728 180 25.969 943 3.158

2.501 88 634 33 1.414 114 10.725 418 516 10 4.417 174 27.214 901 3.202

2.570 96 655 34 1.434 114 10.893 404 460 10 4.467 172 28.098 889 3.180

2.636 108 712 34 1.429 108 10.509 432 466 10 4.578 179 28.026 860 3.197

2.654 118 628 34 1.426 108 11.117 396 453 3 4.539 163 28.714 831 3.238

2.631 121 623 33 1.211 100 11.679 418 569 4 4.512 155 28.484 912 3.245

2.893 142 730 33 953 77 11.494 485 570 4 4.586 188 28.475 976 3.251

2.820 121 741 32 954 49 11.760 459 671 4 4.600 188 28.684 977 3.532

2.804 130 803 32 966 50 11.540 466 667 4 4.651 182 28.973 1.030 3.467

NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, danNPL Jasa Perusahaan 12. Admistrasi Pemerintahan, Pertahanan

20 1.754

30 2.526

34 2.508

86 3.475

83 3.467

91 3.539

86 3.468

89 3.475

87 3.808

99 3.831

101 3.788

95 3.949

97 4.187

97 4.241

76 4.307

81 4.275

45 4.054 16 6.222 254 1

181 4.904 22 9.034 308 1

97 7.068 58 11.200 279 0

269 9.795 279 4.581 106 71

237 9.444 240 4.716 112 68

111 10.287 334 4.403 95 67

111 9.434 340 4.510 102 65

310 9.473 372 4.576 112 65

261 9.454 211 5.020 299 10

260 8.924 180 5.419 304 10

314 8.408 187 5.341 301 9

222 9.403 162 5.436 290 9

242 9.522 172 5.427 314 9

278 9.508 193 5.715 132 8

176 9.874 172 6.132 150 8

168 9.556 155 6.236 176 8

NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan

301 3 381 5 2.103

453 7 463 5 4.006

0 451 3 514 5 7.591

1 676 1 609 4 3.378

1 666 1 669 4 3.283

1 709 1 699 4 3.369

1 722 5 703 4 3.430

2 758 6 723 3 3.306

1 1.011 9 808 6 3.678

1 1.013 10 859 8 3.559

1 1.020 10 880 8 3.408

1 1.094 10 913 9 3.413

1 1.193 9 950 9 2.938

1 1.201 32 965 8 2.842

1 1.194 12 972 8 2.841

1 1.229 12 979 9 2.879

NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya

49 30

138 71

171 100

78 158

74 162

77 165

79 165

95 165

100 183

115 191

117 202

118 204

110 207

112 201

94 205

94 208

1 0

4 3

3 0

6 0

4 0

4 0

4 0

4 0

5 0

5 0

4 0

4 0

4 0

5 0

5 0

5 0

NPL 18. Kegiatan yang belum jelas batasannya NPL Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan

20

33

0 23

4.853

5.497

6.182

5.833

5.936

1.806

1.727

1.593

1.514

1.603

1.382

0 1.290

0 1.274

0

0

-

118

255

272

268

279

268

231

232

221

232

201

194

191

2.611 141 87 1 124

3.052 131 150 109

3.993 135 184 116

3.972 139 251 163

4.065 146 229 0 164

4.144 153 251 0 162

4.124 162 259 0 161

4.154 148 258 0 156

4.030 130 387 5 181

4.023 140 399 5 181

4.005 146 392 6 166

4.013 151 391 5 171

4.004 162 391 5 162

4.012 163 397 5 162

4.014 161 395 6 166

4.044 163 393 5 172

10 1.206 48 25.574

9 2.193 46 31.409

4 1.934 9 35.053

4 3.230 34 42.152

4 3.136 16 42.349

3 3.052 15 42.588

3 2.908 18 42.660

3 2.792 20 42.939

5 2.647 17 43.321

5 2.571 20 43.633

6 2.449 21 43.963

5 2.423 17 44.227

5 2.203 15 44.403

5 2.135 15 44.850

5 2.094 14 45.333

4 2.033 16 45.738

82 4.545 41

121 5.691 28

125 6.037 51

198 124 4

200 425 4

196 469 5

208 426 5

218 434 4

209 717 13

220 665 13

230 710 17

223 719 16

228 331 14

236 337 14

238 396 15


dan Perorangan lainnya

NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL r) Angka-angka diperbaiki

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, NPL 12. Government administration, Defese and Compulsory social NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other NPL Individual Services 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold - For Home Ownership NPL - For Apartement Ownership NPL - For Shop House Ownership NPL - For Vehicles Ownership

NPL - Others

NPL 242 464 Non Industrial Origin Others NPL 15 r) Revised figures

155



Tabel 4.5.a. Kredit dan NPL BPD Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit Channeling and NPL Credit Channeling of Regional Development Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) 2014 Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum

2011

2012

2013

Okt

2015

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Items

Okt

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 489 2.612 9. Transportation, arehousing and Communications

5.819 240 301 22 1.280 45 3.727 220 2.205 5 10.291 607 19.560 900 1.545

8.597 552 359 29 1.931 83 5.643 272 2.601 111 11.855 1.154 21.337 1.101 1.848

9.894 722 422 32 1.265 81 7.400 359 3.139 122 15.508 2.101 25.342 1.573 3.220

11.077 1.069 497 45 1.158 138 7.513 466 2.886 146 19.831 2.127 27.479 2.355 4.655

11.181 1.117 506 46 1.175 152 7.622 583 3.336 146 20.117 2.474 28.448 2.569 4.667

11.231 1.073 499 42 1.129 146 7.645 525 3.302 146 16.682 2.366 28.531 2.490 4.936

10.944 1.105 478 45 1.100 146 7.589 548 3.447 146 13.274 2.446 27.504 2.662 4.815

10.812 1.123 490 46 1.078 124 7.606 545 3.448 147 13.974 2.588 27.910 2.794 4.611

10.820 1.146 481 47 1.111 152 7.643 546 3.188 147 14.865 2.738 28.378 2.792 4.899

10.871 1.178 492 55 1.101 186 7.636 550 3.174 155 15.757 2.948 28.499 2.929 4.898

10.936 1.208 488 56 1.103 198 7.580 586 3.175 156 16.795 2.934 28.703 3.029 5.290

10.571 1.087 498 55 1.107 201 7.505 584 3.058 50 18.437 2.859 29.193 3.078 5.145

10.428 1.116 497 54 1.102 348 7.297 649 3.099 50 19.098 3.053 28.909 3.204 5.129

9.806 1.088 481 50 965 377 6.758 578 2.931 46 18.672 2.926 31.835 3.842 3.967

9.905 1.106 480 50 957 379 6.704 581 2.850 47 20.064 2.786 31.781 3.924 3.972

60 2.835

118 3.425

120 3.291

133 3.367

145 3.320

123 3.323

125 3.255

215 3.181

209 3.229

315 3.150

427 3.001

493 2.710

675 2.749

576 2.339

468 2.283

NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, danNPL Jasa Perusahaan 12. Admistrasi Pemerintahan, Pertahanan

47 1.055 19 3.000 136 197

245 1.787 21 5.212 258 129

394 3.215 18 7.253 623 107

1.059 5.644 35 5.409 597 33

1.043 5.758 40 5.378 608 26

977 6.105 38 5.054 618 761

981 6.281 41 5.274 666 692

956 6.287 44 5.314 675 686

1.014 6.284 44 5.377 702 690

1.043 6.261 44 5.407 713 696

946 6.408 48 5.215 947 666

663 6.265 50 5.808 534 796

665 6.234 53 5.731 759 802

481 6.216 52 5.559 781 936

431 6.471 51 5.469 565 953

593 6.539 65 5.373 578 993

NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan

675 8 727 14 2.613

638 4 804 18 3.875

0 690 9 849 14 5.145

0 658 17 977 18 5.647

0 658 14 998 30 4.526

0 639 12 1.057 28 4.432

0 628 13 1.015 17 4.224

0 624 15 1.043 21 4.237

0 622 14 1.096 21 3.948

0 649 13 1.133 23 4.107

0 664 15 1.146 23 4.162

0 685 16 1.209 22 4.055

0 671 15 1.205 23 4.035

0 653 13 1.208 22 6.563

0 678 14 1.254 23 6.518

0 723 83 1.275 25 3.999


97 270

338 128

334 112

574 115

471 118

397 118

465 120

497 123

471 128

523 129

579 132

552 135

571 132

882 135

940 135

631 136

17 0

20 402

12 225

11 141

11 136

10 133

10 135

10 134

10 15

9 22

9 24

9 21

9 23

9 21

9 22

9 20

NPL 18. Kegiatan yang belum jelas batasannya NPL Penerima Kredit Bukan Lapangan Usaha

0 239

8 150

6 47

6 44

6 46

6 112

6 112

6 166

2 158

1 162

1 184

1 164

1 151

1 36

1 31

1 82

12

8

1

2

1

0

0

1

3

5

5

3

3

2

2

3

11.939 179 232 3 241

12.275 282 220 2 348

16.606 428 363 16 495

19.816 749 427 9 587

20.297 771 439 9 578

20.451 714 470 9 586

20.391 809 474 11 596

20.819 846 476 12 601

20.984 843 478 11 616

21.324 921 492 15 629

21.415 978 500 15 632

21.647 973 498 14 644

21.657 1.057 502 16 641

21.920 1.063 493 16 601

22.329 1.079 484 17 612

22.582 1.103 493 17 620

17 438 4 46.536

18 418 4 66.292

55 450 4 75.750

76 487 5 90.393

76 492 5 91.886

70 499 5 92.864

78 500 5 92.769

84 495 5 93.310

87 489 6 94.722

90 491 6 95.636

93 501 6 96.648

92 491 6 97.768

96 489 6 98.187

96 486 6 95.639

95 476 6 96.409

97 474 6 97.433

162 59.977 260

225 68.575 154

229 83.755 190

383 89.303 335

382 89.907 342

364 90.896 247

380 91.552 254

387 92.478 255

398 93.310 215

445 94.343 236

455 95.698 275

444 97.225 284

458 97.852 309

445 102.543 329

435 103.967 313

NPL 9. Transportasi, pergudangan dan komunikasi


dan Perorangan lainnya

Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL r) Angka-angka diperbaiki

10.195 1.223 507 55 961 428 7.036 660 2.987 50 21.751 3.162 30.296 3.651 4.795

439

NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, NPL 12. Government administration, Defese and Compulsory social NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other NPL Individual Services 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold - For Home Ownership




NPL - Others

NPL

104.630 Non Industrial Origin Others

320


156



Tabel 4.6.a. Kredit dan NPL Bank Campuran Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit Channeling and NPL Credit Channeling of Join Venture Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) 2014 Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, danNPL Jasa Perusahaan 12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial Wajib



2011

2012

2013

Okt

2015

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Items

Okt

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 3 9.019 9. Transportation, Warehousing and Communications

4.979 3 228 13 7.141 41.936 921 1.264 2.384 18 15.439 274 309

6.441 1 257 9 11.529 117 51.871 859 1.764 3.497 70 25.798 439 1.129

9.819 1 234 0 14.472 360 75.770 678 4.325 3.867 163 29.529 356 1.508

8.674 1 316 11.694 462 72.348 1.216 1.669 2.752 287 33.609 859 569

10.714 1 414 11.460 466 76.580 1.253 1.555 2.715 259 34.624 846 589

11.265 1 466 15.124 547 77.632 1.329 1.655 2.517 440 35.324 1.097 594

11.318 1 471 15.890 514 77.092 1.371 1.788 2.548 459 34.481 1.270 594

11.616 1 497 17.112 498 78.913 1.382 2.732 2.510 381 34.841 1.079 602

11.757 1 465 13.614 505 79.020 1.329 2.814 2.545 267 35.409 913 608

12.096 143 426 14.108 491 76.584 1.356 2.822 2.601 212 36.394 894 485

12.212 147 433 14.035 501 77.454 1.459 2.868 2.746 228 36.922 1.113 555

12.307 149 437 14.354 505 79.938 1.474 2.855 2.786 229 37.100 1.463 571

13.135 154 443 14.375 828 83.633 1.491 3.679 2.682 215 37.835 1.404 555

13.523 162 454 15.478 590 84.641 1.702 3.816 2.611 232 38.544 1.665 548

13.479 171 477 15.514 640 88.045 1.785 3.919 2.684 232 37.942 1.708 551

13.104 161 494 14.578 600 83.855 1.799 3.540 2.777 230 35.776 1.774 515

9 6.215

9 8.274

0 11.296

8.772

8.285

8.467

7.855

7.707

7.581

7.744

7.655

7.513

7.680

0 7.746

3 7.744

210 17.858 6.946 31 1

284 18.234 9.228 32 194

430 23.533 11.098 47 188

579 22.316 5 5.601 43 181

550 21.564 4 5.881 43 183

645 21.383 4 5.667 44 179

576 20.438 3 5.576 44 183

639 20.040 3 5.511 98 186

630 19.526 48 5.762 98 189

638 19.175 48 5.911 92 187

640 18.930 48 5.651 61 191

642 18.487 47 5.434 56 185

642 19.218 49 5.707 54 187

657 18.024 47 6.239 53 195

650 18.019 47 6.358 53 203

641 15.574 47 6.226 51 190

187 3 298 0 661

202 3 244 778

242 3 239 1 436

121 4 169 1 873

122 4 209 1 450

118 4 235 1 471

118 0 218 1 479

118 0 204 1 480

117 0 197 1 479

114 3 181 1 529

112 3 235 1 522

108 3 234 1 505

107 3 251 1 519

107 3 238 533

110 3 216 0 545

103 4 218 0 523

2 2

21 1

1 1

12 2

11 2

11 2

12 2

12 2

12 2

2 1

2 0

3 0

3 0

2 0

1 0

1 0

92

77

83

20

19

20

18

18

17

17

17

17

16

17

17

15

455

159

174

250

251

265

261

263

265

255

258

258

253

258

264

245

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1.463 37 43 1 148

1.984 41 68 1 264

2.696 55 140 6 293

2.620 56 133 0 237

2.645 47 131 0 244

2.668 47 129 0 244

2.664 48 126 0 240

2.712 49 124 0 240

2.741 48 122 0 241

2.774 54 120 0 236

2.787 57 116 0 230

2.813 64 120 0 231

2.812 62 116 0 231

2.838 64 116 0 225

2.877 63 113 221

2.908 62 109 216

0 5.075 34 810

0 2.980 28 969

5 2.498 10 1.059

6 2.320 13 1.279

4 2.259 13 1.326

7 2.104 12 1.423

7 2.021 13 1.465

7 1.961 13 1.500

7 1.845 12 1.527

7 1.718 12 1.524

8 1.576 13 1.545

9 1.459 12 1.592

11 1.404 12 1.605

12 1.322 11 1.643

11 1.246 10 1.679

11 1.178 10 1.717

84 6.455 396

117 7.351 336

30 7.859 326

28 7.945 245

29 8.005 236

38 7.974 232

39 8.006 232

40 8.089 228

42 8.050 222

42 8.171 228

45 8.276 241

48 8.467 251

49 8.497 255

52 8.567 256

53 8.745 257

8.826 Non Industrial Origin Others

54 256

NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, NPL 12. Government administration, Defese and Compulsory social NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, ociocultural,Entertainment and Other Individual Services NPL 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold - For Home Ownership




NPL - Others

NPL NPL r) Revised figures

157



Tabel 4.7.a. Kredit dan NPL Bank Asing Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit Channeling and NPL Credit Channeling of Foreign Owned Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) 2014 Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum

2011

2012

2013

Okt

2015

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Items

Okt

1.822 0 6 11.664 38.797 1.120 4.305 556 0 8.778 29 217

2.174 0 30 20.217 136 57.077 973 5.151 2.070 12 20.492 120 278

3.167 0 42 26.201 69 83.862 1.014 8.313 3.899 12 24.308 622 460

4.426 77 26.550 63 97.373 1.698 5.915 0 5.789 0 27.160 726 603

4.296 87 26.040 64 94.809 1.548 6.018 4.847 0 26.444 667 646

4.654 83 24.833 65 94.653 1.612 5.861 5.954 1 26.062 706 709

4.612 70 26.167 66 94.825 1.496 5.994 5.374 2 25.978 707 701

4.655 68 25.388 67 99.931 1.544 7.652 5.324 1 27.110 709 792

5.072 63 25.801 68 99.185 1.717 7.644 1 4.883 1 28.817 714 835

5.507 85 27.446 68 98.490 1.548 7.622 3 5.169 2 29.362 700 971

5.363 92 28.211 68 99.896 2.102 7.717 0 4.690 2 30.099 791 927

5.530 78 26.006 69 103.502 2.264 7.550 5.782 1 30.076 1.425 1.031

5.341 93 25.549 70 103.662 1.932 9.019 5.507 2 30.358 1.385 1.038

5.442 85 24.818 72 104.062 2.406 9.421 2 5.782 1 30.762 1.489 1.023

6.074 90 26.008 74 106.190 2.500 9.715 0 6.414 0 29.776 1.613 1.064

5.813 86 24.616 70 98.138 2.313 8.866 6.058 0 26.801 1.560 992

0 5.944

0 7.255

0 11.344

0 16.432

0 17.090

0 16.885

0 16.788

0 17.419

0 18.730

0 23.144

0 22.154

0 22.951

0 23.636

0 21.363

0 22.233

0 20.557

151 25.250 2.329 92

8 31.670 3.451 8 79

172 35.073 4.731 0 239

141 35.570 3.732 386

143 35.474 3.675 0 410

145 34.568 4.830 35 413

150 33.918 4.621 442

151 34.099 4.416 5 453

153 33.400 4.845 458

152 33.008 4.933 465

153 33.694 5.190 7 475

155 33.299 4.921 7 476

157 32.599 5.155 8 496

162 33.078 5.470 8 515

171 35.612 4.846 8 537

157 35.526 4.756 8 502

1 0 3 0 1.082

0 0 1 1.469

0 4 943

0 4 923

0 4 935

0 4 0 961

0 4 957

0 3 1.119

0 3 1.260

0 3 1.266

0 3 0 1.249

25 3 1.260

25 3 1.310

25 4 1.326

25 4 1.085

35 3 1.055

0 -

0 -

0 -

0 -

0 -

0 -

0 -

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

NPL 18. Kegiatan yang belum jelas batasannya NPL Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna)

15.804

1.044

1.068

1.509

1.570

1.655

1.680

1.762

1.846

1.727

1.778

1.689

1.709

1.675

1.738

1.820

202

45

16

3

2

1

0

0

0

0

0

0

1

0

0

0

574 12 16 3.954

544 0 10 24 3.971

522 0 5 24 4.342

564 11 1 33 4.462

569 11 2 24 4.645

570 11 2 24 4.617

570 0 11 2 23 4.572

568 0 12 2 24 4.656

580 0 12 2 24 4.588

580 0 11 2 24 4.596

594 0 12 2 23 4.691

613 0 11 2 23 4.704

617 0 11 2 23 4.708

615 0 11 2 22 4.687

618 0 11 2 23 4.631

640 0 11 1 22 4.607

NPL Bukan Lapangan Usaha Lainnya NPL

209 15.278 1.715

83 15.848 1.282

102 16.952 1.389

88 16.307 325

87 16.425 322

85 16.682 333

88 16.500 345

93 16.557 353

98 16.409 367

101 16.728 383

99 16.920 404

103 17.211 426

103 17.281 418

105 17.225 409

98 17.238 392

NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, danNPL Jasa Perusahaan 12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial Wajib




Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural, Entertainment and Other Individual Services NPL 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold - For Home Ownership NPL - For Apartement Ownership NPL - For Shop House Ownership NPL - For Vehicles Ownership NPL - Others

NPL 103 17.435 Non Industrial Origin Others NPL 386 r) Revised figures

158



Tabel 4.8. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Per Lokasi Dati I Bank Penyalur Kredit - Oktober 2015 Credit and NPL of Commercial Bank to Non Banks Third Party Based on Business Sector and non Business Sector of Credit by Region - October 2015) Miliar Rp (Billion Rp) Lapangan Usaha

Keterangan

Jawa Barat NPL Banten NPL DKI Jakarta NPL D.I Yogyakarta NPL Jawa Tengah NPL Jawa Timur NPL Bengkulu NPL Jambi NPL Aceh NPL Sumatera Utara NPL Sumatera Barat NPL Riau NPL Sumatera Selatan NPL Bangka Belitung NPL Kepulauan Riau NPL Lampung NPL Kalimantan Selatan NPL Kalimantan Barat NPL Kalimantan Timur NPL Kalimantan Tengah NPL Sulawesi Tengah NPL Sulawesi Selatan NPL Sulawesi Utara NPL Gorontalo NPL Sulawesi Barat NPL Sulawesi Tenggara NPL Nusa Tenggara Barat NPL Bali NPL Nusa Tenggara Timur NPL Maluku NPL Papua NPL Maluku Utara NPL Papua Barat NPL Lainnya NPL Total NPL r) Angka-angka diperbaiki

Pertanian, perburuan dan Kehutanan

Perikanan

Pertambanga n dan Penggalian

1

2

3

Industri Pengolahan

Listrik, gas dan air

4

Konstruksi

Perdagangan Besar dan Eceran

Penyediaan akomodasi dan penyediaan makan minum

7

8

Bukan Lapangan Usaha

Transportasi, pergudangan dan komunikasi

Perantara Keuangan

Real Estate, Usaha Persewaan, dan Jasa Perusahaan

9

10

11

Jasa Admistrasi Kemasyaraka Jasa Pemerintahan tan, Sosial Jasa PendidiKesehatan , Pertahanan Budaya, kan dan Kegiatan dan Jaminan Hiburan dan Sosial Sosial Wajib Perorangan lainnya 12

13

14

15

Jasa Perorangan yang Melayani Rumah Tangga

Badan Internasional dan Badan Ekstra Internasional Lainnya

Kegiatan yang belum jelas batasannya

16

17

18

Rumah Tangga Untuk Pemilikan Rumah Tinggal

Rumah Tangga Untuk Pemilikan Flat atau Apartemen

Rumah Tangga Untuk Pemilikan Ruko atau Rukan

Rumah Tangga Untuk Pemilikan Kendaraan Bermotor

1

2

3

4

Rumah Tangga Untuk Pemilikan Peralatan Rumah Tangga Lainnya 5

5

6

5.120 530 220 23 111.124 1.473 551 14 5.784 169 8.783 406 1.101 36 5.231 156 1.924 43 31.858 559 3.907 198 11.672 424 10.993 299 234 3 100 49 7.286 57 6.743 35 6.224 65 3.624 184 4.384 13 1.071 21 2.025 38 298 21 595 11 285 4 120 2 300 7 1.367 13 181 5 60 3 440 22 13 0 88 54 3.954 0

448 33 31 2 3.354 66 86 8 852 21 641 26 28 1 49 2 48 4 333 17 89 7 46 3 70 3 72 3 58 1 595 7 108 7 124 2 99 8 32 1 95 2 307 9 219 37 29 2 11 0 64 6 46 2 336 0 50 2 50 2 56 2 14 0 24 2 0 0

1.352 57 298 12 113.868 3.136 20 0 331 24 1.105 168 30 4 129 34 34 9 395 5 265 14 426 7 1.197 69 1.307 3 295 1 145 1 941 70 63 3 3.439 363 6 1 100 0 383 65 1.493 1 6 1 3 1 46 4 12 4 62 47 11 1 1 0 14 1 4 0 64 3 5.314 0

51.143 1.464 12.301 452 422.105 11.483 1.667 81 39.564 1.718 105.251 1.263 318 4 1.132 17 1.267 24 40.244 842 3.235 37 2.266 39 6.442 157 579 9 4.434 71 3.633 76 1.552 23 1.061 28 6.472 26 379 5 210 8 5.275 705 735 108 100 8 53 1 177 13 262 12 1.852 15 255 3 60 0 299 69 38 3 93 9 10.311 0

1.079 18 839 0 84.672 1.749 40 0 281 1 1.692 6 21 0 10 0 99 0 705 1 17 0 110 1 223 1 5 0 281 55 22 1 270 37 70 0 131 2 15 0 34 0 390 2 13 1 2 0 3 0 7 0 14 0 37 0 66 12 15 0 33 4 2 0 10 0 279 0

13.573 602 6.244 316 96.120 2.964 866 11 5.753 186 13.412 811 243 13 841 57 887 152 5.240 531 647 44 2.289 191 3.192 332 259 13 1.312 70 887 48 1.373 99 1.163 55 4.656 741 417 28 601 26 5.483 312 916 86 202 36 40 3 535 41 495 15 2.255 90 743 94 381 31 1.779 289 186 21 611 22 193 0

65.792 3.203 14.440 497 273.027 10.842 7.604 261 69.198 2.566 93.955 2.847 3.184 208 6.292 301 5.396 592 45.788 1.651 10.936 667 10.129 800 13.752 627 2.224 142 5.289 98 12.617 439 7.781 404 8.982 264 12.477 646 3.621 120 5.401 252 26.008 1.048 6.321 275 2.062 204 1.309 62 4.109 205 6.356 252 18.984 275 4.830 129 1.842 62 6.257 524 1.321 57 2.494 238 6.051 146

6.567 83 801 53 40.034 517 1.845 17 4.647 215 5.562 138 151 9 672 33 167 14 2.016 56 545 17 1.318 26 721 14 104 11 998 8 369 12 612 15 812 15 1.612 34 209 5 267 7 2.986 161 414 21 113 5 36 1 498 18 678 22 6.242 292 394 7 120 3 572 37 104 3 109 3 58 0

14.918 295 1.300 40 116.782 4.224 372 19 3.581 414 10.627 384 70 3 295 14 99 10 3.620 98 384 33 1.523 126 839 22 75 1 4.193 132 933 51 1.387 245 1.606 100 3.916 406 181 6 148 3 2.772 70 334 21 30 1 11 0 81 11 159 2 577 3 203 6 104 2 572 96 50 2 288 98 712 180

2.810 111 3.471 13 137.735 658 722 8 3.847 84 3.718 118 8 0 182 3 36 1 1.500 30 710 8 226 2 264 2 26 0 64 2 342 4 436 9 358 4 653 17 16 0 9 1 1.357 92 22 1 1 0 0 0 8 1 71 1 520 26 33 2 7 0 54 0 2 0 4 0 1.457 0

11.432 443 3.317 46 122.008 1.806 1.404 19 3.998 118 9.319 143 158 13 464 27 168 25 4.342 193 348 33 2.321 238 1.395 100 130 6 1.470 20 990 21 1.361 76 734 12 3.882 256 199 7 171 7 2.503 142 563 9 56 4 34 1 173 6 706 4 1.773 58 150 6 185 12 414 20 54 2 268 7 272 10

11 0 9 1 2.342 13 3 0 136 0 20 3 13 0 4 0 1 0 9 0 2 0 2 0 8 0 1 0 1 0 1 0 0 0 7 1 8 0 1 0 1 0 11 1 3 0 0 0 0 0 3 0 1 0 32 0 1 0 0 0 1 0 5 0 11 0 8.821 0

1.173 21 342 4 2.766 77 247 1 629 5 824 27 31 0 22 1 26 0 321 8 137 4 85 4 131 0 1 0 102 0 191 8 36 0 43 1 51 1 7 0 9 0 293 1 37 0 6 0 2 0 25 1 13 0 177 0 24 1 1 0 17 5 15 0 9 0 0 0

1.561 19 225 2 6.226 35 314 17 1.031 13 1.313 34 64 2 103 1 85 2 945 38 171 5 335 4 236 3 25 0 45 1 200 16 142 8 153 2 137 7 29 1 22 0 218 2 37 0 11 0 11 0 22 1 142 0 569 1 32 0 6 0 32 2 5 0 9 0 47 0

5.330 290 1.005 40 27.170 919 1.029 37 2.861 98 4.541 182 180 8 386 25 343 95 1.965 133 499 53 819 38 712 33 87 3 392 11 661 11 650 45 381 10 1.399 301 238 6 239 23 1.817 61 411 30 96 9 91 1 226 22 219 5 1.304 12 249 8 102 4 812 77 87 2 282 20 34 0

408 7 96 1 303 4 98 10 440 7 469 8 10 0 20 0 30 4 110 2 18 1 31 0 26 1 7 0 23 0 36 1 21 1 13 0 36 1 21 1 27 2 145 5 19 3 9 0 10 0 16 0 32 1 104 2 17 0 13 0 35 1 4 0 14 0 0 0

0 0 0 0 57 0 0 0 5 0 0 0 0 0 1 0 16 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0

677 108 88 1 2.436 16 117 2 137 11 690 17 10 1 9 1 27 8 101 5 3 1 24 4 119 4 0 0 34 0 15 3 62 7 28 0 81 14 10 0 7 0 87 6 0 0 1 1 0 0 4 2 19 5 6 0 1 0 0 0 63 0 0 0 25 0 6.236 0

58.197 1.810 20.322 407 89.776 1.603 3.612 55 16.898 403 32.801 612 1.291 20 3.457 119 2.154 51 11.710 656 2.611 85 6.337 355 6.088 247 854 29 5.585 101 2.699 116 7.063 281 3.210 76 6.883 329 2.025 39 1.870 36 11.294 455 3.448 196 778 33 208 4 1.713 51 2.668 54 10.928 77 1.186 18 512 7 1.561 52 498 7 562 22 0 0

981 24 427 6 8.525 117 57 1 240 10 1.392 15 20 0 32 1 91 1 294 13 72 2 70 7 45 1 11 0 78 1 39 2 45 8 57 2 103 3 16 0 9 0 133 2 70 2 7 0 2 0 104 1 90 2 89 2 13 0 4 0 15 2 27 0 7 1 0 0

2.089 68 1.004 18 8.188 217 237 18 904 34 2.157 47 190 10 433 12 203 21 1.993 81 242 24 729 29 1.009 45 190 6 682 13 268 7 376 23 764 16 774 32 124 6 282 5 1.547 82 261 6 41 4 32 1 432 16 246 3 409 1 100 2 46 1 374 17 19 0 101 2 0 0

5.073 65 9.578 73 90.216 1.421 405 3 4.300 38 5.430 51 55 2 199 4 148 4 4.957 70 157 3 410 6 378 10 85 1 407 2 343 4 186 4 217 3 2.499 46 62 0 129 3 3.900 41 222 3 109 1 11 0 60 1 249 2 367 5 74 1 38 1 58 1 22 0 23 0 0 0

43.087 527 11.384 192 68.646 1.016 5.893 33 20.517 232 51.024 464 3.665 24 7.524 75 13.047 83 20.162 260 5.315 72 13.228 126 15.341 142 2.524 17 5.169 43 4.222 51 7.779 63 10.101 49 12.280 190 6.067 32 9.151 55 16.646 161 7.136 160 2.567 54 1.324 10 7.393 41 6.580 88 10.450 40 6.419 55 2.662 20 4.836 88 1.675 10 1.769 40 78 0

237.659 4.935

8.463 286

133.161 4.114

724.765 18.777

91.487 1.891

173.796 8.332

765.828 30.903

82.350 1.874

172.743 7.119

160.668 1.199

176.762 3.892

11.471 22

7.792 171

14.501 216

56.615 2.612

2.660 64

83 2

11.117 216

320.801 8.406

13.167 226

26.446 868

130.368 1.868

405.658 4.514

Bukan Lapangan Usaha Lainnya

Location

6

Jawa Barat NPL Banten NPL DKI Jakarta NPL D.I Yogyakarta NPL Jawa Tengah NPL Jawa Timur NPL Bengkulu NPL Jambi NPL Aceh NPL Sumatera Utara NPL Sumatera Barat NPL Riau NPL Sumatera Selatan NPL Bangka Belitung NPL Kepulauan Riau NPL Lampung NPL Kalimantan Selatan NPL Kalimantan Barat NPL Kalimantan Timur NPL Kalimantan Tengah NPL Sulawesi Tengah NPL Sulawesi Selatan NPL Sulawesi Utara NPL Gorontalo NPL Sulawesi Barat NPL Sulawesi Tenggara NPL Nusa Tenggara Barat NPL Bali NPL Nusa Tenggara Timur NPL Maluku NPL Papua NPL Maluku Utara NPL Papua Barat NPL Other NPL 195.077 Total 2.501 NPL 33.990 143 6.648 33 74.365 1.767 163 2 23.467 71 4.774 98 3.168 6 400 11 288 1 1.542 40 10.171 22 381 8 531 15 7 0 234 1 3.896 21 220 3 52 1 426 9 19 6 12 0 4.553 25 6.338 84 2.063 6 973 3 81 5 3.738 39 894 12 4.142 15 1.448 12 3.398 31 1.409 5 1.278 7 8 0

r) Revised figures

159



Tabel 4.9. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan (Credit and NPL of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use ) Miliar Rp (Billion Rp) Keterangan

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Items

Okt Type of Use

Jenis Penggunaan

Credit to Third Party

Kredit kepada Pihak Ketiga 1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL

1.757.449

1.712.819

1.732.861

1.729.294

1.754.591

1.777.563

1.828.211

1.820.058

1.846.733

1.891.535

1.852.716

43.840

47.416

49.389

48.236

50.224

52.927

54.518

57.114

59.869

60.364

58.505

903.194

909.065

914.438

924.297

923.240

940.179

944.974

954.584

968.780

985.352

979.224

21.223

22.746

23.020

23.821

25.110

26.611

25.717

27.997

28.447

28.406

28.120

1.013.666

1.012.736

1.018.387

1.026.280

1.033.739

1.039.392

1.054.860

1.059.103

1.065.780

1.079.596

1.091.497

14.324

15.955

16.662

16.344

16.808

17.555

17.724

18.504

18.730

18.477

3.674.308

3.634.620

3.665.686

3.679.871

3.711.569

3.757.133

3.828.045

3.833.745

3.881.294

3.956.483

79.388

86.117

89.072

88.401

92.142

97.092

97.959

103.615

107.047

107.248

18.383 105.007

61.014

58.808

72.556

72.039

74.146

75.577

76.854

75.587

78.541

89.346

86.817

NPL

2.224

2.128

2.530

2.386

2.380

2.725

3.154

3.183

3.363

2.644

2.764

2. Impor

56.049

56.484

57.766

60.806

58.861

59.085

55.393

56.660

61.070

65.895

61.673

NPL NPL r) Angka-angka diperbaiki

NPL NPL


1. Ekspor

Total Kredit

NPL 3. Consumption

User Orientation

Kredit kepada Pihak Ketiga

NPL

NPL 2. Investments

3.923.437 Total Credit

Orientasi Penggunaan

3. Lainnya

1. Working Capital

636

636

683

1.224

1.233

1.298

1.277

1.398

1.773

2.770

2.130

3.557.246

3.519.329

3.535.364

3.547.027

3.578.563

3.622.471

3.695.797

3.701.498

3.741.683

3.801.242

3.774.947

76.528

83.353

85.859

84.791

88.529

93.069

93.528

99.034

101.911

101.833

3.674.308

3.634.620

3.665.686

3.679.871

3.711.569

3.757.133

3.828.045

3.833.745

3.881.294

3.956.483

79.388

86.117

89.072

88.401

92.142

97.092

97.959

103.615

107.047

107.248

100.113

1. Ekspor NPL 2. Impor NPL 3. Other NPL

3.923.437 Total Credit 105.007


160



Tabel 4.10. Kredit dan NPL Kredit Bank Umum Konvensional - BUKU 1 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan (Credit and NPL of Commercial Conventional Banks - Group of Business Activities 1 to Non Bank Third Party

Based on Types and Orientation of Use) Miliar Rp (Billion Rp) Keterangan

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Items

Okt Type of Use

Jenis Penggunaan



42.055

41.169

41.859

42.858

47.536

48.734

45.273

45.218

45.965

46.051

43.241

1.107

1.174

1.216

1.230

1.425

1.490

1.353

1.427

1.482

1.453

1.384

19.737

19.620

19.601

20.233

21.000

21.249

20.737

20.734

20.654

21.308

19.292

568

662

681

691

733

739

649

684

722

697

647

48.132

48.439

48.790

49.514

50.566

51.566

48.216

48.546

49.272

49.700

49.785

391

405

415

374

380

415

417

447

465

423

109.924

109.229

110.251

112.605

119.101

121.550

114.226

114.498

115.892

117.059

2.067

2.241

2.312

2.294

2.538

2.644

2.419

2.557

2.669

2.573

2.448

645

646

689

3.092

3.185

3.065

3.088

3.296

3.274

3.099

NPL

3

3

3

28

50

38

26

27

27

28

27

2. Impor

23

15

15

10

99

103

102

92

106

110

225

NPL Total Kredit NPL

NPL

Credit to Third Party 580

NPL

NPL 3. Consumption

User Orientation


3. Lainnya

NPL 2. Investments

NPL 416 112.318 Total Credit

Orientasi Penggunaan 1. Ekspor

1. Working Capital

-

-

-

-

-

-

-

-

2

2

3

109.321

108.569

109.590

111.906

115.910

118.261

111.059

111.318

112.490

113.676

108.994

2.063

2.237

2.308

2.266

2.488

2.606

2.393

2.531

2.640

2.543

109.924

109.229

110.251

112.605

119.101

121.550

114.226

114.498

115.892

117.059

2.067

2.241

2.312

2.294

2.538

2.644

2.419

2.557

2.669

2.573

1. Ekspor NPL 2. Impor NPL 3. Other

NPL 2.418 112.318 Total Credit 2.448

NPL

161



Tabel 4.11. Kredit dan NPL Kredit Bank Umum Konvensional - BUKU 2 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of Commercial Conventional Banks - Group of Business Activities 2 to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) Keterangan

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Items

Okt Type of Use

Jenis Penggunaan



341.811

328.855

344.847

349.102

353.308

356.330

248.601

246.691

253.799

261.969

259.371

8.897

9.129

10.590

10.700

11.003

11.497

10.207

10.235

11.659

12.261

11.490

124.683

125.510

128.779

130.617

129.589

131.751

119.718

122.062

121.010

122.446

122.450

4.143

4.226

4.577

4.894

5.268

5.798

4.896

5.348

5.156

4.376

4.661

167.355

150.478

168.419

169.949

171.591

173.171

151.205

151.905

153.352

155.337

157.459

1.722

1.682

1.853

1.889

2.041

2.129

1.404

1.939

2.021

2.093

633.850

604.844

642.045

649.669

654.487

661.251

519.525

520.659

528.162

539.753

14.762

15.037

17.020

17.483

18.313

19.424

16.506

17.521

18.837

18.730

18.230

2. Impor NPL 3. Lainnya NPL Total Kredit NPL

NPL 3. Consumption

NPL User Orientation Credit to Third Party

Kredit kepada Pihak Ketiga NPL

NPL 2. Investments

NPL 2.079 539.280 Total Credit


1. Working Capital

14.365

13.565

26.778

27.194

24.599

24.661

12.058

8.299

8.728

8.669

8.153

363

241

472

493

441

555

321

321

364

389

542

8.570

8.870

9.416

10.087

9.985

8.396

7.843

8.548

8.972

9.464

8.515

66

43

43

33

20

36

233

212

269

263

35

610.915

582.409

605.852

612.388

619.903

628.195

499.624

503.812

510.461

521.620

522.612

14.332

14.754

16.505

16.957

17.851

18.833

15.953

16.988

18.204

18.078

633.850

604.844

642.045

649.669

654.487

661.251

519.525

520.659

528.162

539.753

14.762

15.037

17.020

17.483

18.313

19.424

16.506

17.521

18.837

18.730


NPL 17.653 539.280 Total Credit 18.230

NPL

162





2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Items

Okt Type of Use

Jenis Penggunaan



547.134

541.192

540.114

543.334

551.310

556.466

687.071

688.834

698.633

707.977

683.080

15.161

16.563

15.913

15.587

16.329

17.097

19.758

20.075

21.109

21.752

20.816

310.972

313.759

314.687

316.044

314.864

319.781

331.287

336.939

341.702

347.128

339.340

10.541

11.001

10.623

10.954

11.615

12.131

11.955

12.095

12.465

13.247

12.628

371.411

387.663

373.595

376.532

378.383

378.698

414.323

416.582

417.980

426.008

430.725

6.449

7.436

7.604

7.493

7.711

7.905

8.415

8.807

8.808

8.574

1.229.517

1.242.614

1.228.396

1.235.911

1.244.558

1.254.945

1.432.681

1.442.355

1.458.316

1.481.113

32.151

35.000

34.141

34.034

35.655

37.134

40.127

40.977

42.382

43.573

41.901

32.517

32.014

32.727

30.674

33.580

32.905

45.150

48.836

50.564

61.291

60.572

NPL

1.055

1.062

1.119

1.061

1.081

1.300

1.676

1.686

1.789

1.027

1.075

2. Impor

42.081

41.509

42.396

45.204

43.539

44.703

42.069

43.030

47.279

51.224

47.712

NPL NPL

NPL


1. Ekspor

Total Kredit

NPL 3. Consumption

User Orientation


NPL

NPL 2. Investments

NPL 8.458 1.453.145 Total Credit

Orientasi Penggunaan

3. Lainnya

1. Working Capital

554

549

594

1.153

1.188

1.238

1.023

1.098

1.379

2.384

1.978

1.154.919

1.169.092

1.153.273

1.160.033

1.167.440

1.177.337

1.345.461

1.350.489

1.360.473

1.368.598

1.344.862

30.542

33.388

32.427

31.820

33.386

34.596

37.428

38.192

39.214

40.162

1.229.517

1.242.614

1.228.396

1.235.911

1.244.558

1.254.945

1.432.681

1.442.355

1.458.316

1.481.113

32.151

35.000

34.141

34.034

35.655

37.134

40.127

40.977

42.382

43.573


NPL 38.849 1.453.145 Total Credit 41.901

NPL

163





2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Items

Okt Type of Use

Jenis Penggunaan



763.815

742.133

743.830

733.386

740.954

753.870

783.704

776.332

785.379

811.489

804.012

14.495

16.291

17.159

16.764

17.732

18.713

19.569

21.391

21.645

20.959

21.125

415.211

417.981

419.217

422.241

422.993

432.426

437.179

439.068

449.363

457.308

460.978

4.440

4.921

5.125

5.008

5.455

5.835

6.443

7.829

8.030

8.069

7.936

374.048

374.386

376.131

378.923

382.231

385.070

390.021

391.775

394.895

398.605

403.315

4.153

4.550

4.812

4.738

4.791

5.285

5.216

5.437

5.568

5.581

1.553.074

1.534.501

1.539.178

1.534.550

1.546.178

1.571.366

1.610.904

1.607.175

1.629.637

1.667.401

23.088

25.762

27.095

26.511

27.977

29.834

31.228

34.656

35.243

34.609

34.675


NPL 3. Consumption



NPL 2. Investments

NPL 5.614 1.668.305 Total Credit


1. Working Capital

13.302

12.345

12.229

13.313

12.709

14.666

16.427

15.213

15.799

15.961

14.852

802

822

935

803

808

832

1.131

1.149

1.182

1.200

1.120

4.865

5.587

5.443

4.970

4.709

5.363

4.904

4.536

4.239

4.590

4.746

14

15

17

15

17

17

15

81

75

74

72

1.534.907

1.516.569

1.521.506

1.516.267

1.528.760

1.551.337

1.589.573

1.587.426

1.609.599

1.646.850

1.648.707

22.272

24.924

26.143

25.693

27.152

28.984

30.082

33.426

33.987

33.335

1.553.074

1.534.501

1.539.178

1.534.550

1.546.178

1.571.366

1.610.904

1.607.175

1.629.637

1.667.401

23.088

25.762

27.095

26.511

27.977

29.834

31.228

34.656

35.243

34.609


NPL 33.483 1.668.305 Total Credit 34.675

NPL

164



Tabel 4.14. Pembiayaan dan NPF Pembiayaan Bank Umum Syariah - BUKU 1 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan (Financing and NPF of Commercial Sharia Banks- Group of Business Activities 1 to Non Bank Third Party Based on Types and Orientation of Use ) Miliar Rp (Billion Rp) Keterangan

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Items

Okt Type of Use

Jenis Penggunaan



12.738

10.179

8.863

8.994

9.039

9.204

9.400

9.154

9.065

9.287

9.263

348

358

456

421

414

389

400

417

436

453

436

6.060

6.167

4.221

4.304

4.391

4.504

4.494

4.392

4.369

4.420

4.450

231

249

334

344

351

350

270

284

323

213

237

6.900

6.695

6.087

5.986

5.939

5.840

5.814

5.810

5.882

5.999

6.240

101

108

101

97

97

102

99

101

101

105

25.698

23.040

19.171

19.284

19.369

19.547

19.708

19.356

19.316

19.706

681

715

891

862

862

841

768

802

859

771

782


NPL 3. Consumption



NPL 2. Investments

NPL 109 19.952 Total Credit


1. Working Capital

181

172

5

5

5

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

372

360

286

280

263

260

259

243

242

241

234

-

27

27

22

6

6

6

6

6

6

-

25.144

22.509

18.881

19.000

19.101

19.287

19.449

19.113

19.074

19.465

19.718

681

688

865

840

857

835

762

797

854

765

25.698

23.040

19.171

19.284

19.369

19.547

19.708

19.356

19.316

19.706

681

715

891

862

862

841

768

802

859

771


NPL 782 19.952 Total Credit 782

NPL

165



Tabel 4.15. Pembiayaan dan NPF Pembiayaan Bank Umum Syariah - BUKU 2 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Financing and NPF of Commercial Sharia Banks - Group of Business Activities 2 to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) Keterangan

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Items

Okt Type of Use

Jenis Penggunaan



49.896

49.291

53.349

51.619

52.443

52.959

54.157

53.829

53.892

54.761

53.748

3.832

3.900

4.055

3.533

3.321

3.740

3.392

3.569

3.538

3.485

3.254

26.531

26.026

27.932

30.857

30.404

30.468

31.559

31.388

31.681

32.742

32.715

1.299

1.688

1.681

1.930

1.689

1.757

1.749

1.757

1.751

1.804

2.011

45.820

45.075

45.365

45.376

45.030

45.047

45.285

44.486

44.399

43.948

43.975

1.508

1.774

1.878

1.753

1.787

1.719

1.769

1.774

1.767

1.703

122.247

120.392

126.645

127.852

127.877

128.474

131.002

129.703

129.971

131.452

6.639

7.362

7.613

7.217

6.797

7.216

6.910

7.100

7.056

6.992

6.971


NPL 3. Consumption



NPL 2. Investments

NPL 1.706 130.437 Total Credit


1. Working Capital

68

68

172

163

161

160

154

152

155

152

141

-

-

-

-

-

-

-

-

-

-

-

138

143

210

256

267

260

216

210

231

266

241

1

1

2

1

1

1

1

1

43

42

42

122.041

120.182

126.264

127.433

127.449

128.054

130.631

129.340

129.586

131.034

130.055

6.638

7.361

7.610

7.216

6.796

7.215

6.909

7.099

7.013

6.949

122.247

120.392

126.645

127.852

127.877

128.474

131.002

129.703

129.971

131.452

6.639

7.362

7.613

7.217

6.797

7.216

6.910

7.100

7.056

6.992


NPL 6.929 130.437 Total Credit 6.971

NPL

166



Tabel 4.9.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan (Credit and NPL of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use ) Miliar Rp (Billion Rp) 2014 Keterangan

2011

2012

2015

Items

2013 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Jenis Penggunaan

Type of Use



1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL

1.068.676

1.316.689

1.585.659

1.698.551

1.713.799

1.757.449

1.712.819

1.732.861

1.729.294

1.754.591

1.777.563

1.828.211

1.820.058

1.846.733

1.891.535

1.852.716

28.279

28.963

31.470

44.573

46.002

43.840

47.416

49.389

48.236

50.224

52.927

54.518

57.114

59.869

60.364

58.505

464.262

591.425

798.157

869.309

881.519

903.194

909.065

914.438

924.297

923.240

940.179

944.974

954.584

968.780

985.352

979.224

8.917

10.032

13.633

23.541

23.386

21.223

22.746

23.020

23.821

25.110

26.611

25.717

27.997

28.447

28.406

28.120

667.155

799.748

909.058

990.210

1.001.297

1.013.666

1.012.736

1.018.387

1.026.280

1.033.739

1.039.392

1.054.860

1.059.103

1.065.780

1.079.596

1.091.497

10.499

11.600

13.176

15.356

15.368

14.324

15.955

16.662

16.344

16.808

17.555

17.724

18.504

18.730

18.477

18.383

2.200.094

2.707.862

3.292.874

3.558.070

3.596.614

3.674.308

3.634.620

3.665.686

3.679.871

3.711.569

3.757.133

3.828.045

3.833.745

3.881.294

3.956.483

47.695

50.595

58.279

83.470

84.757

79.388

86.117

89.072

88.401

92.142

97.092

97.959

103.615

107.047

107.248

1. Working Capital NPL 2. Investments NPL 3. Consumption NPL

3.923.437 Total Credit 105.007


Orientasi Penggunaan Kredit kepada Pihak Ketiga 1. Ekspor

41.876

47.799

62.518

59.551

59.882

61.014

58.808

72.556

72.039

74.146

75.577

76.854

75.587

78.541

89.346

86.817

1. Ekspor

NPL

1.602

1.616

1.571

2.004

1.809

2.224

2.128

2.530

2.386

2.380

2.725

3.154

3.183

3.363

2.644

2.764

NPL

2. Impor

26.525

38.985

70.611

53.412

54.950

56.049

56.484

57.766

60.806

58.861

59.085

55.393

56.660

61.070

65.895

61.673

2. Impor

733

587

618

572

497

636

636

683

1.224

1.233

1.298

1.277

1.398

1.773

2.770

2.130

2.131.118

2.621.078

3.159.745

3.445.107

3.481.783

3.557.246

3.519.329

3.535.364

3.547.027

3.578.563

3.622.471

3.695.797

3.701.498

3.741.683

3.801.242

3.774.947

NPL 3. Lainnya NPL Total Kredit NPL r) Angka-angka diperbaiki

45.245

48.392

56.091

80.894

82.451

76.528

83.353

85.859

84.791

88.529

93.069

93.528

99.034

101.911

101.833

2.200.094

2.707.862

3.292.874

3.558.070

3.596.614

3.674.308

3.634.620

3.665.686

3.679.871

3.711.569

3.757.133

3.828.045

3.833.745

3.881.294

3.956.483

47.694

50.595

58.279

83.470

84.757

79.388

86.117

89.072

88.401

92.142

97.092

97.959

103.615

107.047

107.248

100.113

NPL 3. Other NPL

3.923.437 Total Credit 105.007


167



Tabel 4.10.a. Kredit dan NPL Bank Persero Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of State Owned Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) 2014 Keterangan

2011

2012

2015

Items

2013 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt Type of Use

Jenis Penggunaan



407.101

503.972

580.070

597.291

605.597

629.678

613.870

616.084

610.628

616.288

629.898

658.509

649.945

652.144

675.238

668.846

13.638

13.784

12.967

15.927

16.036

14.936

17.042

18.028

17.504

18.578

19.543

20.322

22.082

22.326

21.357

21.434

135.196

168.585

274.979

311.328

315.562

324.486

327.258

328.915

331.064

332.512

339.703

343.143

345.446

354.767

361.005

361.849

2.462

2.559

3.844

4.737

4.946

4.375

4.931

5.175

5.014

5.441

5.698

6.293

7.684

7.738

8.148

7.988

234.535

286.571

326.677

358.403

362.909

370.924

371.404

374.513

379.551

382.556

385.577

390.953

392.846

396.600

401.655

406.571

3.683

4.905

5.656

7.056

6.986

6.333

7.304

7.702

7.528

7.710

8.247

8.166

8.503

8.574

8.340

8.244

776.833

959.128

1.181.726

1.267.022

1.284.068

1.325.087

1.312.532

1.319.512

1.321.243

1.331.356

1.355.178

1.392.605

1.388.237

1.403.511

1.437.898

19.783

21.249

22.467

27.720

27.968

25.643

29.276

30.904

30.046

31.730

33.487

34.781

38.269

38.637

37.845

NPL 2. Impor NPL

37.666

13.551

3. Consumption NPL

NPL

548 7.296 350

13.717

10.376

10.963

11.572

10.677

10.534

11.824

11.489

13.588

15.032

14.111

14.632

14.728

13.668

1. Ekspor

540

502

561

564

796

816

929

796

801

825

1.124

1.142

1.182

1.200

1.120

NPL

10.542

27.799

2.013

1.979

1.995

2.520

2.266

2.203

2.008

2.559

2.361

2.231

2.084

2.093

1.927

2. Impor

372

470

11

10

8

9

10

9

11

11

9

74

75

74

72

755.987

935.417

1.140.209

1.254.632

1.271.126

1.311.520

1.299.335

1.306.712

1.307.215

1.317.858

1.339.032

1.375.212

1.371.895

1.386.794

1.421.077

1.421.671

18.885

20.336

21.496

27.148

27.394

24.839

28.451

29.966

29.241

30.918

32.651

33.648

37.052

37.380

36.571

36.473

776.833

959.128

1.181.726

1.267.022

1.284.068

1.325.087

1.312.532

1.319.512

1.321.243

1.331.356

1.355.178

1.392.605

1.388.237

1.403.511

1.437.898

19.783

21.249

22.467

27.720

27.968

25.643

29.276

30.904

30.046

31.730

33.487

34.781

38.269

38.637

37.845


NPL

13.169

NPL

NPL

2. Investments

User Orientation Credit to Third Party

3. Lainnya

Total Kredit

NPL



1. Working Capital

NPL 3. Other NPL

1.437.266 Total Credit 37.666


168



Tabel 4.11.a. Kredit dan NPL BUSN Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of Foreign Exchange Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) 2014 Keterangan

2011

2012

2015

Items

2013 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt Type of Use

Jenis Penggunaan



434.210

519.409

617.230

689.609

697.272

714.698

695.165

703.834

706.359

716.302

723.893

736.480

733.021

753.448

764.623

753.936

10.005

9.122

10.151

17.280

18.148

16.570

17.355

18.087

17.432

18.000

18.883

18.573

19.085

19.639

20.824

19.138

242.948

305.936

371.973

404.377

408.064

417.254

418.741

418.080

422.998

422.463

430.038

431.725

434.170

439.235

447.401

444.121

4.746

4.540

6.057

12.722

12.406

11.139

12.154

11.790

12.604

13.342

13.918

13.511

13.680

14.669

14.691

14.151

245.384

288.933

322.319

344.986

348.132

349.856

348.309

348.515

348.705

350.313

349.965

356.445

358.129

358.332

363.872

368.202

3.390

3.785

4.356

5.602

5.689

5.456

5.946

6.195

6.081

6.155

6.191

6.414

6.721

6.854

6.869

6.829

922.541

1.114.279

1.311.522

1.438.972

1.453.468

1.481.808

1.462.214

1.470.428

1.478.062

1.489.079

1.503.895

1.524.649

1.525.320

1.551.015

1.575.897

18.141

17.448

20.564

35.605

36.242

33.165

35.455

36.072

36.117

37.496

38.991

38.498

39.486

41.162

42.384

40.119

9.391

14.471

18.040

17.941

18.501

18.632

18.643

16.824

21.286

19.069

15.614

15.795

16.502

16.838

16.513

91

22

153

672

687

740

741

789

739

770

776

269

258

285

311

307

7.256

11.385

15.784

20.458

19.742

21.058

20.420

20.889

22.333

20.888

20.859

20.375

19.698

19.798

21.285

20.582

199

97

76

478

377

398

393

437

920

944

951

832

882

909

1.083

877

3. Lainnya

906.486

1.093.502

1.281.267

1.400.473

1.415.785

1.442.249

1.423.162

1.430.897

1.438.905

1.446.905

1.463.967

1.488.660

1.489.827

1.514.715

1.537.774

1.529.164

NPL

17.851

17.329

20.335

34.455

35.178

32.027

34.320

34.846

34.458

35.782

37.264

37.396

38.346

39.967

40.990

38.935

922.541

1.114.279

1.311.522

1.438.972

1.453.468

1.481.808

1.462.214

1.470.428

1.478.062

1.489.079

1.503.895

1.524.649

1.525.320

1.551.015

1.575.897

18.141

17.448

20.564

35.605

36.242

33.165

35.455

36.072

36.117

37.496

38.991

38.498

39.486

41.162

42.384

2. Impor NPL

Total Kredit NPL r) Angka-angka diperbaiki

2. Investments NPL 3. Consumption NPL


8.800

NPL

NPL



1. Working Capital


1.566.259 Total Credit 40.119


169



Tabel 4.12.a. Kredit dan NPL BUSN Non Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of Non-Foreign Exchange Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) 2014 Keterangan

2011

2012

2015

Items

2013 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt Type of Use

Jenis Penggunaan



22.195

30.464

41.614

48.141

49.069

51.507

50.734

51.266

50.715

51.801

51.031

53.459

53.673

53.832

55.134

55.283

635

810

1.001

1.575

1.530

1.509

1.674

1.855

1.778

1.739

1.743

1.665

1.749

1.842

1.771

1.832

11.858

16.879

20.358

23.605

23.779

23.828

23.774

23.855

25.687

25.490

25.171

25.246

25.317

25.186

25.461

25.254

285

692

618

975

1.005

850

913

1.096

1.208

1.191

1.262

1.122

1.183

1.122

944

954

34.090

42.108

46.256

49.892

50.369

50.666

50.538

50.733

51.284

51.471

51.685

51.943

51.494

51.893

52.388

52.821

323

336

319

378

371

373

396

393

380

403

426

417

428

439

439

444

68.143

89.451

108.228

121.638

123.216

126.001

125.046

125.853

127.685

128.762

127.887

130.648

130.484

130.911

132.983

1.243

1.838

1.938

2.928

2.906

2.732

2.983

3.345

3.366

3.333

3.431

3.204

3.360

3.403

3.155


133.358 Total Credit 3.230



10

5

0

0

0

5

5

5

5

5

-

-

0

0

0

0

1. Ekspor

NPL

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

NPL

2. Impor

0

6

2

242

310

293

297

291

285

268

266

277

249

247

248

299

NPL

-

-

-

-

-

-

27

27

22

6

6

6

6

7

7

3

3. Lainnya

68.133

89.439

108.226

121.395

122.906

125.703

124.743

125.556

127.395

128.488

127.622

130.371

130.236

130.664

132.734

133.059

NPL

1.243

1.838

1.938

2.928

2.906

2.732

2.956

3.318

3.344

3.327

3.425

3.198

3.354

3.396

3.147

3.227

68.143

89.451

108.228

121.638

123.216

126.001

125.046

125.853

127.685

128.762

127.887

130.648

130.484

130.911

132.983

1.243

1.838

1.938

2.928

2.906

2.732

2.983

3.345

3.366

3.333

3.431

3.204

3.360

3.403

3.155

Total Kredit NPL

2. Impor NPL 3. Other NPL


NPL

170



Tabel 4.13.a. Kredit dan NPL BPD Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of Regional Development Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) 2014 Keterangan

2011

2012

2015

Items

2013 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt Type of Use

Jenis Penggunaan



35.304

45.861

57.562

64.581

62.686

59.395

54.829

55.335

56.479

57.522

58.688

61.062

60.859

65.965

67.513

67.300

1.948

3.207

4.838

6.007

6.465

6.172

6.524

6.800

6.964

7.340

7.437

7.462

7.820

8.733

8.799

8.990

21.081

24.870

29.561

32.546

35.327

36.290

36.055

36.388

36.451

36.624

36.985

36.297

36.435

33.116

33.014

32.978

498

1.134

1.683

2.790

2.992

2.826

2.897

3.007

3.094

3.349

3.730

2.796

3.428

2.993

2.578

2.717

119.317

148.120

177.418

201.017

203.601

205.771

206.285

208.180

210.600

212.914

215.394

218.274

219.327

221.681

224.276

226.233

627

684

922

1.558

1.585

1.408

1.538

1.589

1.559

1.713

1.822

1.813

1.942

1.955

1.945

1.982

175.702

218.851

264.541

298.145

301.614

301.456

297.170

299.902

303.530

307.060

311.067

315.633

316.622

320.762

324.803

3.073

5.025

7.444

10.355

11.042

10.406

10.959

11.395

11.616

12.402

12.988

12.071

13.190

13.681

13.321





99

87

65

67

65

51

51

50

41

40

41

40

41

26

28

25

1. Ekspor

NPL

8

14

9

11

10

11

11

13

12

12

12

12

12

8

8

8

NPL

2. Impor

5

5

3

3

3

3

3

15

14

14

3

12

2

2

2

2

2. Impor

NPL

0

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

NPL

175.597

218.759

264.473

298.074

301.546

301.402

297.116

299.837

303.475

307.005

311.022

315.580

316.578

320.733

324.773

326.483

3.065

5.010

7.434

10.343

11.031

10.395

10.947

11.382

11.603

12.389

12.975

12.059

13.177

13.673

13.312

13.681

175.702

218.851

264.541

298.145

301.614

301.456

297.170

299.902

303.530

307.060

311.067

315.633

316.622

320.762

324.803

3.073

5.025

7.444

10.355

11.042

10.406

10.959

11.395

11.616

12.402

12.988

12.071

13.190

13.681

13.321

3. Lainnya NPL Total Kredit NPL

3. Other NPL


NPL

171



Tabel 4.14.a. Kredit dan NPL Bank Campuran Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of Joint Venture Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) 2014 Keterangan

2011

2012

2015

Items

2013 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt Type of Use

Jenis Penggunaan



80.077

101.551

130.992

124.004

127.033

131.308

127.900

129.633

127.173

126.519

127.423

129.762

133.783

135.429

137.513

129.450

1.083

1.307

1.171

2.400

2.390

3.111

3.302

3.064

2.795

2.802

3.082

3.433

3.646

4.132

4.288

4.329

26.317

38.127

55.821

45.930

48.584

50.075

51.429

53.719

53.195

53.111

53.372

53.324

56.494

57.542

58.573

57.300

401

537

867

1.069

1.046

1.011

949

1.030

1.011

1.079

1.120

1.138

1.198

983

1.004

983

13.994

13.617

14.545

14.533

14.610

14.542

14.522

14.628

14.526

14.543

14.529

14.682

14.665

14.712

14.882

14.954

552

524

432

349

329

336

339

337

331

343

366

384

390

395

395

394

120.389

153.295

201.357

184.467

190.228

195.925

193.851

197.980

194.894

194.174

195.324

197.768

204.942

207.683

210.968

2.036

2.368

2.470

3.818

3.765

4.458

4.590

4.431

4.136

4.223

4.568

4.955

5.234

5.510

5.687

NPL 2. Impor NPL 3. Lainnya NPL Total Kredit NPL

NPL 2. Investments NPL 3. Consumption NPL




1. Working Capital

14.728

17.518

24.128

20.781

20.778

20.269

20.154

20.162

19.676

18.022

18.958

20.134

23.514

24.989

27.573

28.311

468

619

340

258

241

366

372

377

359

348

459

646

649

724

766

718

3.899

5.989

9.350

13.285

14.977

16.213

16.665

17.556

17.337

17.451

15.452

14.261

14.539

18.592

19.957

18.382

23

8

26

74

101

221

198

200

139

139

190

199

175

479

467

454

101.761

129.788

167.880

150.401

154.473

159.444

157.033

160.262

157.881

158.701

160.914

163.373

166.888

164.102

163.439

155.011

1.545

1.742

2.104

3.486

3.423

3.870

4.020

3.853

3.638

3.737

3.918

4.110

4.410

4.307

4.454

4.533

120.389

153.295

201.357

184.467

190.228

195.925

193.851

197.980

194.894

194.174

195.324

197.768

204.942

207.683

210.968

2.036

2.368

2.470

3.818

3.765

4.458

4.590

4.431

4.136

4.223

4.568

4.955

5.234

5.510

5.687



NPL

172



Tabel 4.15.a. Kredit dan NPL Bank Asing Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of Foreign Owned Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) 2014 Keterangan

2011

2012

2015

Items

2013 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt Type of Use

Jenis Penggunaan



89.789

115.432

158.191

174.924

172.142

170.863

170.320

176.710

177.939

186.159

186.630

188.939

188.777

185.916

191.514

177.901

970

732

1.341

1.383

1.434

1.542

1.520

1.556

1.764

1.765

2.240

3.064

2.731

3.198

3.324

2.782

26.862

37.028

45.465

51.524

50.203

51.261

51.808

53.481

54.903

53.039

54.909

55.239

56.721

58.934

59.898

57.723

525

569

564

1.248

991

1.023

901

922

890

708

884

858

825

942

1.041

1.326

19.834

20.398

21.844

21.378

21.676

21.907

21.678

21.819

21.614

21.941

22.242

22.564

22.642

22.562

22.522

22.717

1.924

1.366

1.491

413

409

418

433

446

466

484

503

529

521

513

490

490

136.486

172.859

225.500

247.827

244.021

244.031

243.807

252.010

254.456

261.139

263.781

266.741

268.141

267.411

273.933

3.419

2.667

3.396

3.044

2.833

2.984

2.854

2.924

3.120

2.958

3.627

4.451

4.076

4.653

4.856

NPL 2. Impor NPL 3. Lainnya NPL Total Kredit NPL r) Angka-angka diperbaiki

NPL 2. Investments NPL 3. Consumption NPL




1. Working Capital

4.688

7.629

10.136

10.286

10.135

10.616

9.288

23.162

23.667

23.303

23.920

26.033

22.126

22.392

30.178

28.300

487

421

567

501

307

311

188

422

479

449

652

1.103

1.121

1.164

360

611

8.069

11.058

17.673

17.410

17.939

16.486

16.579

16.748

18.634

18.231

19.946

18.107

19.941

20.345

22.309

20.482

162

109

45

8

8

8

8

8

133

132

139

231

260

302

1.138

722

123.154

154.172

197.690

220.131

215.947

216.928

217.940

212.101

212.155

219.605

219.915

222.601

226.074

224.674

221.446

209.558

2.656

2.136

2.783

2.535

2.519

2.665

2.658

2.494

2.507

2.376

2.836

3.117

2.695

3.188

3.358

3.264

136.486

172.859

225.500

247.827

244.021

244.031

243.807

252.010

254.456

261.139

263.781

266.741

268.141

267.411

273.933

3.418

2.667

3.396

3.044

2.833

2.984

2.854

2.924

3.120

2.958

3.627

4.451

4.076

4.653

4.856




173



Tabel 4.16. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan per Lokasi Dati I Bank Penyalur Kredit - Oktober 2015

Credit and Non Perfoming Loan (NPL) of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use by Bank Location for October 2015 Miliar Rp (Billion Rp) Lokasi 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15. 16. 17. 18. 19. 20. 21. 22. 23. 26. 25. 24. 27. 28. 29. 30. 31. 32. 33. 34.

Jawa Barat NPL Banten NPL DKI Jakarta NPL D.I Yogyakarta NPL Jawa Tengah NPL Jawa Timur NPL Bengkulu NPL Jambi NPL Aceh NPL Sumatera Utara NPL Sumatera Barat NPL Riau NPL Sumatera Selatan NPL Bangka Belitung NPL Kepulauan Riau NPL Lampung NPL Kalimantan Selatan NPL Kalimantan Barat NPL Kalimantan Timur NPL Kalimantan Tengah NPL Sulawesi Tengah NPL Sulawesi Selatan NPL Sulawesi Utara NPL Gorontalo NPL Sulawesi Barat NPL Sulawesi Tenggara NPL Nusa Tenggara Barat NPL Bali NPL Nusa Tenggara Timur NPL Maluku NPL Papua NPL Maluku Utara NPL Papua Barat NPL Lainnya NPL Total NPL


Modal Kerja

Investasi

Konsumsi

(Working Capital)

(Investment)

(Consumption)

Ekspor

Orientasi Penggunaan (User Orientation) Impor

Location

Lainnya

131.741 5.488 32.931 1.075 962.606 25.325 10.506 327 111.321 4.152 211.301 5.215 3.980 205 8.722 470 7.637 852 90.358 2.837 14.960 820 16.552 1.129 23.163 1.123 4.396 149 9.866 144 19.789 600 11.837 642 12.025 349 23.371 1.723 4.599 159 6.436 278 34.627 1.767 7.433 441 2.316 203 1.436 61 4.296 202 6.867 279 22.190 463 5.887 217 2.214 88 9.289 1.063 1.434 69 3.575 435 33.053 155 1.852.716

51.652 1.797 12.096 430 599.542 14.656 6.478 177 31.754 1.500 50.622 1.364 1.639 96 7.120 204 3.017 133 49.132 1.332 6.954 303 17.067 778 17.155 545 739 46 9.225 376 9.132 157 11.637 438 9.798 212 19.300 1.282 5.167 36 1.980 75 17.437 955 4.402 173 1.003 78 465 14 1.816 131 2.658 55 14.007 372 1.354 59 733 33 2.158 87 470 24 829 22 10.685 180 979.224

143.417 2.636 49.363 730 339.697 6.140 10.366 111 66.327 789 97.577 1.287 8.389 62 12.044 221 15.931 161 40.657 1.120 18.567 208 21.155 531 23.393 460 3.672 53 12.156 161 11.467 201 15.669 381 14.401 146 22.966 609 8.313 84 11.453 98 38.071 767 17.476 452 5.565 99 2.549 18 9.783 115 13.570 190 23.135 138 11.935 91 4.710 41 10.243 190 3.650 23 3.740 72 87 1.091.497

2.413 59 312 1 56.299 2.235 92 2 2.142 241 5.184 9 74 0 102 1 11 0 14.245 189 520 6 650 2 585 0 90 0 86 1 518 0 219 13 400 0 354 2 500 0 8 0 179 1 1.494 0 2 0 0 11 1 3 0 168 0 15 0 8 0 4 0 4 4 0 120 86.817

1.098 84 42 0 54.595 2.024 10 0 803 5 2.643 4 1 0 14 1 0 0 2.100 8 2 0 97 2 8 0 1 43 0 8 0 23 0 12 0 3 0 0 8 0 3 0 4 2 0 0 6 0 1 0 2 0 9 0 0 0 1 0 0 0 2 0 129 61.673

323.299 9.778 94.037 2.234 1.790.951 41.862 27.248 614 206.457 6.194 351.673 7.853 13.933 362 27.769 894 26.573 1.146 163.802 5.091 39.960 1.325 54.028 2.434 63.118 2.127 8.716 248 31.117 680 39.861 957 38.901 1.448 35.812 708 65.281 3.613 17.579 278 19.852 451 89.954 3.488 27.814 1.066 8.881 380 4.450 93 15.878 446 23.092 523 59.162 972 19.151 367 7.649 161 21.685 1.340 5.550 115 8.139 529 43.575 335 3.774.947

58.505

28.120

18.383

2.764

2.130

100.113

1. Jawa Barat NPL 2. Banten NPL 3. DKI Jakarta NPL 4. D.I Yogyakarta NPL 5. Jawa Tengah NPL 6. Jawa Timur NPL 7. Bengkulu NPL 8. Jambi NPL 9. Aceh NPL 10. Sumatera Utara NPL 11. Sumatera Barat NPL 12. Riau NPL 13. Sumatera Selatan NPL 14. Bangka Belitung NPL 15. Kepulauan Riau NPL 16. Lampung NPL 17. Kalimantan Selatan NPL 18. Kalimantan Barat NPL 19. Kalimantan Timur NPL 20. Kalimantan Tengah NPL 21. Sulawesi Tengah NPL 22. Sulawesi Selatan NPL 23. Sulawesi Utara NPL 26. Gorontalo NPL 25. Sulawesi Barat NPL 24. Sulawesi Tenggara NPL 27. Nusa Tenggara Barat NPL 28. Bali NPL 29. Nusa Tenggara Timur NPL 30. Maluku NPL 31. Papua NPL 32. Maluku Utara NPL 33. Papua Barat NPL 34. Lainnya NPL Total NPL

r) Revised figures

174



Tabel 4.17. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lokasi Dati I Bank Penyalur Kredit

(Credit and NPL 0f Commercial Banks to Non Bank Third Party Based on Bank Location) Miliar Rp (Billion Rp) Keterangan 1. Jawa Barat NPL 2. Banten NPL 3. DKI Jakarta NPL 4. D.I Yogyakarta NPL 5. Jawa Tengah NPL 6. Jawa Timur NPL 7. Bengkulu NPL 8. Jambi NPL 9. Aceh NPL 10. Sumatera Utara NPL 11. Sumatera Barat NPL 12. Riau NPL 13. Sumatera Selatan NPL 14. Bangka Belitung NPL 15. Kepulauan Riau NPL 16. Lampung NPL 17. Kalimantan Selatan NPL 18. Kalimantan Barat NPL 19. Kalimantan Timur NPL 20. Kalimantan Tengah NPL 21. Sulawesi Tengah NPL 22. Sulawesi Selatan NPL 23. Sulawesi Utara NPL 24. Gorontalo NPL 25. Sulawesi Barat NPL 26. Sulawesi Tenggara NPL 27. Nusa Tenggara Barat NPL 28. Bali NPL 29. Nusa Tenggara Timur NPL 30. Maluku NPL 31. Papua NPL 32. Maluku Utara NPL 33. Irian Jaya Barat NPL 34. Lainnya NPL Total NPL

2011

2012

2013

172.550 4.134 52.115 980 1.080.426 22.338 15.154 313 120.950 2.550 190.058 5.490 7.399 128 15.104 261 18.714 768 106.073 2.426 24.573 466 36.387 710 35.249 569 4.993 27 18.147 424 23.782 697 21.006 396 19.433 176 41.908 837 11.491 114 11.125 310 53.068 1.514 16.121 430 4.433 122 2.782 111 8.153 113 12.122 203 29.793 463 10.184 145 4.926 130 11.013 127 3.017 52 3.914 44 13.932 130

219.544 5.318 64.337 1.055 1.310.522 20.366 18.636 387 150.269 2.887 239.702 6.257 9.361 131 19.282 328 20.755 958 130.886 2.470 30.384 627 43.303 1.256 44.204 1.382 5.467 50 23.059 410 30.146 668 26.634 403 24.728 198 52.316 1.239 14.281 106 13.523 239 66.433 1.817 19.768 405 5.522 110 3.366 86 10.602 154 15.323 217 38.418 199 12.525 174 5.576 163 14.439 179 3.847 77 5.398 76 15.310 202 2.707.862 50.595

267.666 6.833 76.353 1.162 1.604.953 22.048 22.166 383 175.439 3.492 302.809 5.331 11.277 203 23.615 467 23.538 1.070 155.203 3.296 34.323 750 48.573 1.489 53.339 1.844 7.813 102 28.180 393 35.422 603 31.584 544 30.303 340 64.093 2.489 16.748 154 16.408 325 75.625 2.153 23.299 593 6.735 191 3.870 148 12.963 226 18.383 258 47.875 239 14.917 199 6.545 163 17.763 311 4.631 129 6.731 132 23.731 222 3.292.874 58.279

2.200.094 47.695

Okt

2014 Nov

2015 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Items

Okt

295.399 9.145 85.865 1.779 1.723.872 34.953 25.171 509 191.671 4.321 331.685 7.033 12.353 309 25.559 613 24.690 1.211 158.312 4.409 36.505 1.035 50.995 1.810 58.423 2.051 8.290 190 29.115 495 37.585 920 34.127 978 33.620 458 64.186 3.231 17.063 236 18.336 410 80.652 2.902 25.245 939 7.966 305 4.229 179 14.002 378 20.530 374 53.837 568 16.748 279 6.980 173 19.932 625 4.956 144 7.471 171 32.702 334

299.310 9.062 87.443 1.814 1.741.751 36.046 25.310 519 193.218 4.201 333.434 6.984 12.459 279 25.780 670 25.010 1.181 161.055 4.463 36.960 1.032 51.431 1.787 59.475 2.088 8.487 159 29.396 519 37.869 891 34.325 957 34.155 466 64.796 3.287 17.280 222 18.591 407 81.710 2.798 25.574 937 8.055 299 4.230 168 14.120 386 20.882 369 54.434 567 16.994 267 7.057 160 20.396 882 5.030 135 7.512 420 33.084 335

304.196 8.094 89.177 1.645 1.782.027 34.143 25.734 461 196.929 4.414 342.988 6.277 12.601 283 26.225 654 25.221 1.101 166.025 4.140 37.682 987 52.114 1.688 60.193 1.995 8.767 147 29.785 484 38.488 859 34.920 848 34.790 412 65.898 3.076 17.356 205 18.806 353 83.568 2.620 25.997 788 8.184 292 4.280 147 14.186 335 21.242 370 55.483 520 17.094 232 7.072 141 20.431 797 5.067 116 7.616 423 34.166 337

298.019 9.054 85.930 1.797 1.779.848 36.055 25.329 508 193.640 4.840 334.585 6.937 12.565 313 25.971 733 24.836 1.170 163.269 4.508 36.972 1.078 51.604 1.839 59.113 2.211 8.874 164 28.848 507 36.929 956 34.058 1.088 34.028 462 64.388 3.270 17.211 238 18.344 392 82.325 2.903 25.609 897 8.133 327 4.235 168 14.108 393 21.053 424 54.976 674 16.744 267 6.907 153 19.560 842 5.014 120 7.265 487 34.331 342

300.302 9.695 87.126 1.967 1.795.315 36.778 25.587 523 196.116 4.926 336.536 7.089 12.713 330 26.172 804 25.006 1.199 164.113 4.727 37.481 1.182 51.823 1.936 59.365 2.290 8.219 190 29.477 17.787 37.453 970 34.454 1.155 34.477 494 64.637 3.281 17.376 260 18.387 411 83.037 2.905 25.861 945 8.227 351 4.153 172 14.253 412 21.296 446 55.483 845 16.921 274 6.988 167 19.879 911 5.103 132 7.402 463 34.950 321

304.894 9.436 88.910 1.793 1.783.178 37.013 25.979 508 197.775 4.921 339.653 7.051 12.922 346 26.563 769 25.371 1.174 166.236 4.525 38.218 1.126 52.257 1.909 60.492 2.404 8.588 213 29.750 498 37.939 939 34.854 1.159 34.748 483 65.653 3.336 17.531 253 18.838 409 85.305 2.865 26.331 894 8.394 339 4.222 164 14.444 415 21.760 450 56.240 776 17.226 281 7.127 165 20.368 899 5.203 132 7.653 432 35.250 322

307.851 9.580 88.586 1.879 1.804.517 38.313 26.175 556 198.229 5.228 341.383 7.476 13.046 347 26.706 822 25.564 1.225 166.793 4.754 38.281 1.159 52.475 2.014 61.258 2.462 9.102 260 29.859 563 38.209 946 35.101 1.285 34.954 539 65.652 3.501 17.670 241 18.722 419 85.359 2.886 26.423 938 8.465 351 4.255 164 14.695 451 21.989 487 56.514 922 17.461 328 7.206 176 20.569 937 5.287 130 7.686 463 35.526 340

311.712 9.910 89.434 1.970 1.830.529 40.131 26.563 618 200.055 5.664 344.249 7.743 13.276 368 26.923 886 25.836 1.238 167.645 4.896 39.020 1.224 52.928 2.134 61.949 2.547 9.141 258 29.990 665 38.452 1.018 35.400 1.382 35.720 585 65.662 4.006 17.912 277 19.157 440 86.256 3.069 27.423 1.015 8.542 381 4.328 158 14.946 462 22.182 504 56.988 988 17.786 342 7.340 180 20.860 1.025 5.331 129 7.800 541 35.796 338

316.792 9.586 91.065 1.931 1.865.575 41.921 26.771 618 204.112 5.944 352.410 7.854 13.509 372 27.351 879 26.353 1.155 171.180 5.201 39.592 1.198 53.881 2.250 63.013 2.471 9.170 258 29.840 640 39.718 1.015 36.176 1.407 36.337 582 65.750 2.996 18.548 267 19.651 426 87.568 2.768 27.887 1.037 8.646 393 4.380 137 15.174 464 22.502 497 57.973 1.143 18.197 368 7.507 176 21.399 1.007 5.428 127 8.094 534 36.494 338

316.164 10.070 90.419 1.951 1.878.180 44.484 26.685 650 202.768 6.214 350.629 8.116 13.519 375 27.186 919 25.888 1.179 169.517 5.353 39.234 1.279 53.885 2.344 62.351 2.497 8.818 259 29.843 712 39.637 1.044 38.070 1.488 35.568 682 65.071 3.680 18.171 286 19.353 437 87.450 3.269 27.736 1.068 8.639 368 4.391 136 15.198 454 22.392 508 57.894 1.208 18.253 385 7.485 176 21.251 1.037 5.394 128 7.993 530 38.714 332

319.981 10.314 92.069 1.969 1.897.999 47.014 26.919 642 204.632 6.296 354.607 7.997 13.641 376 27.548 929 26.160 1.176 174.743 5.589 39.922 1.308 54.213 2.470 62.980 2.478 9.048 256 30.453 707 39.739 1.018 38.300 1.501 35.737 695 65.420 3.796 18.445 298 19.554 439 88.264 3.326 29.448 1.068 8.727 390 4.319 120 15.408 475 22.569 515 58.373 1.158 18.502 371 7.571 177 21.403 1.165 5.467 123 8.128 546 41.006 344

325.066 10.058 93.886 2.299 1.937.629 47.983 26.844 656 208.794 6.212 360.875 7.918 13.869 356 27.818 892 26.369 1.133 179.615 5.551 40.245 1.277 54.826 2.384 64.093 2.366 9.103 250 31.262 684 40.165 981 39.032 1.440 36.186 686 66.538 3.497 18.569 277 20.046 428 89.915 3.463 29.277 1.045 8.859 378 4.379 95 15.644 461 22.878 509 59.081 1.148 18.896 364 7.648 163 21.674 1.291 5.524 114 8.199 530 43.678 358

326.810 9.921 94.391 2.235 1.901.845 46.121 27.350 615 209.402 6.440 359.500 7.866 14.008 362 27.886 895 26.584 1.146 180.147 5.289 40.482 1.332 54.775 2.438 63.711 2.128 8.807 248 31.247 681 40.387 958 39.144 1.462 36.225 708 65.638 3.615 18.079 278 19.869 452 90.136 3.488 29.311 1.066 8.885 380 4.450 93 15.896 448 23.096 523 59.332 973 19.175 367 7.657 161 21.691 1.340 5.554 115 8.145 529 43.825 335

3.558.070 83.470

3.596.614 84.757

3.674.308 79.388

3.634.620 86.117

3.665.686 106.340

3.679.871 88.401

3.711.569 92.142

3.757.133 97.092

3.828.045 97.959

3.833.745 103.615

3.881.294 107.047

3.956.483 107.248

3.923.437 105.007

1. Jawa Barat NPL 2. Banten NPL 3. DKI Jakarta NPL 4. D.I Yogyakarta NPL 5. Jawa Tengah NPL 6. Jawa Timur NPL 7. Bengkulu NPL 8. Jambi NPL 9. Aceh NPL 10. Sumatera Utara NPL 11. Sumatera Barat NPL 12. Riau NPL 13. Sumatera Selatan NPL 14. 2246,423 NPL 15. Kepulauan Riau NPL 16. Lampung NPL 17. Kalimantan Selatan NPL 18. Kalimantan Barat NPL 19. Kalimantan Timur NPL 20. Kalimantan Tengah NPL

21. Sulawesi Tengah NPL 22. Sulawesi Selatan NPL 23. Sulawesi Utara NPL 24. Gorontalo NPL 25. Sulawesi Barat NPL 26. Sulawesi Tenggara NPL 27. Nusa Tenggara Barat NPL 28. Bali NPL 29. Nusa Tenggara Timur NPL 30. Maluku NPL 31. Papua NPL 32. Maluku Utara NPL 33. Papua Barat NPL 34. Lainnya NPL Total NPL

175



Tabel 4.18. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Hubungan Penerima Kredit dengan Bank

(Credit and NPL of Commercial Banks to Non Bank Third Party Based on Bank Relation with Beneficiary) Miliar Rp (Billion Rp) 2014 Keterangan

2011

2012

Items Okt

Kredit Kepada Pihak Tidak Terkait a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet Non Performing Loan Pihak Tidak Terkait Kredit Kepada PihakTerkait a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet Non Performing Loan Pihak Terkait

2015

2013 Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt Loan for Non Connected Parties 3.552.671 a. Current

2.170.291

2.674.701

3.263.361

3.529.623

3.567.948

3.639.181

3.604.621

3.636.568

3.649.099

3.682.573

3.723.705

3.793.702

3.798.731

3.845.930

3.918.881

3.887.515

2.038.259

2.511.618

3.076.570

3.294.491

3.312.644

3.407.570

3.339.909

3.340.961

3.371.625

3.392.794

3.420.209

3.493.537

3.485.542

3.520.135

3.583.515

84.542

112.712

128.616

151.777

170.633

152.304

178.929

206.856

189.386

197.964

206.709

202.515

209.877

219.048

228.425

230.138

7.400

9.257

10.232

19.083

18.239

14.273

17.707

18.000

16.467

17.996

19.760

22.221

23.309

21.205

21.645

20.867

c. Sub-Standard

b. Special Mention

6.882

6.895

8.633

14.260

15.326

15.282

13.802

15.797

16.947

16.682

15.379

14.657

15.838

18.541

18.413

16.702

d. Doubtful

33.207

34.218

39.310

50.012

51.106

49.751

54.274

54.954

54.674

57.137

61.647

60.773

64.166

67.000

66.883

67.137

e. Lost

47.489

50.371

58.175

83.355

84.671

79.306

85.783

88.751

88.088

91.814

96.786

97.650

103.313

106.747

106.941

104.706 Non Performing Loan of Non

29.803

33.161

29.513

28.446

28.667

35.128

29.999

29.118

30.773

28.997

33.428

34.343

35.013

35.364

37.601

35.923 Loan for Connected Parties

29.445

32.694

29.235

27.905

28.343

34.920

29.435

28.628

30.326

28.479

32.330

33.226

33.803

33.717

35.957

35.126

153

243

174

426

238

126

230

169

133

190

793

809

907

1.347

1.338

495

7

15

15

19

5

5

7

5

5

4

7

9

9

10

21

20

5

13

8

26

11

5

254

273

268

265

262

265

260

254

253

251

194

196

81

70

71

71

72

42

40

58

37

35

34

36

33

31

Connected Parties

206

224

104

115

86

82

334

321

313

327

306

309

302

300

307

302

a. Current b. Special Mention c. Sub-Standard d. Doubtful e. Lost Non Performing Loan of Connected Parties

176



Tabel 4.19.a. Kredit dan NPL Bank Umum kepada Pihak Ketiga Bukan Bank Yang Penarikannya Menggunakan Kartu Berdasarkan Kelompok Bank

(Credit and Non Performing Loan (NPL) of Commercial Banks to Non Bank Third Party Withdrawn By Card Based on Group of Bank) Miliar Rp (Billion Rp) 2014 Pengelompokan Bank

2011

2012

Group of Banks Okt

1. Bank Persero NPL 2. BUSN Devisa NPL 3. BUSN Non Devisa NPL 4. BPD NPL 5. Bank Campuran NPL 6. Bank Asing NPL 7. Bank Umum NPL

2015

2013 Nov

Dec

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

7.683

9.326

10.726

13.929

15.111

16.261

16.580

17.019

17.198

17.669

18.019

18.540

18.476

18.509

18.683

150

188

221

289

309

320

345

394

419

478

509

561

562

569

571

14.014

16.823

24.184

29.182

30.004

30.898

30.639

31.328

31.267

31.765

33.139

34.011

34.297

33.067

34.285

482

363

386

527

559

554

636

17.787

674

707

817

853

863

861

844

2

-

-

-

-

-

-

2

2

-

-

0

-

0

-

0

-

-

-

0

0 0

-

-

-

-

-

-

-

0

0

0

0 0

0

-

-

-

-

-

NPL

545 34.259 2.

3. Non-Foreign Exchange Commercial Banks NPL

0 4.

0

-

0

0

0

0

0

-

-

-

-

-

-

3.656

3.984

4.258

4.343

4.382

4.453

4.538

4.471

4.563

4.624

4.738

4.770

4.810

4.897

222

182

195

116

112

113

117

123

120

125

134

143

146

146

146

12.386

12.762

12.770

11.628

11.723

11.791

11.465

11.545

11.195

11.283

11.352

11.466

11.505

11.318

11.266

581

622

216

209

213

223

228

243

256

264

275

267

260

247

37.333

42.568

51.666

58.997

61.182

63.332

63.138

64.430

64.131

65.281

67.135

68.756

69.048

67.704

69.131

1.592

1.314

1.424

1.148

1.189

1.200

1.321

1.408

1.456

1.566

1.723

1.832

1.837

1.836

1.808

Foreign Exchange Commercial Banks NPL

843 -

3.248

738

-

-

18.680 1. State Owned Banks

-

Regional Development Banks NPL

4.930 5. Joint Venture Banks 145

NPL

11.175 6. Foreign Owned Banks 240

NPL

69.044 7. Commercial Bank 1.773

NPL

177


Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015 Tabel 4.19. Kredit dan NPL Bank Umum Konvensional dan Bank Umum Syariah berdasarkan BUKU kepada Pihak Ketiga Bukan Bank Yang Penarikannya Menggunakan Kartu

(Credit and Non Performing Loan (NPL) of Commercial Conventional and Sharia Banks based on Group of Business Activities to Non Bank Third Party Withdrawn By Card ) Miliar Rp (Billion Rp) Pengelompokan Bank 1. BUKU 1 NPL 2. BUKU 2 NPL 3. BUKU 3 NPL 4. BUKU 4 NPL 5 BUKU 1 SYARIAH NPL 6 BUKU 2 SYARIAH NPL 7 Bank Umum NPL

2014 Des

2015 Jan

Feb

Mar

Apr

Mei

8.758 166 29.239 580 24.932 436 403 17

0

0

0

0

8.498 174 29.209 662 25.033 465 397 20

8.497 178 30.072 695 25.469 512 393 23

8.222 190 29.887 710 25.655 544 367 11

63.332 1.200

63.138 1.321

64.430 1.408

64.131 1.456

Jun

Jul

Ags

Sep

Okt

1.550 51 37.189 889 26.167 610 375 16

1.538 50 38.602 1.009 26.614 645 381 19

1.558 50 39.412 1.057 27.402 702 384 23

1.542 49 39.596 1.060 27.522 703 387 26

1.532 46 38.493 1.042 27.298 718 381 29

0 1.547 44 39.677 1.018 27.516 726 390 20

65.281 1.566

67.135 1.723

68.756 1.832

69.048 1.837

67.704 1.836

69.131 1.808

Group of Banks

1.525 43 39.595 1.002 27.540 706 384 23

1. BUKU 1 NPL 2. BUKU 2 NPL 3. BUKU 3 NPL 4. BUKU 4 NPL 5 BUKU 1 SYARIAH NPL 6 BUKU 1 SYARIAH NPL 69.044 5. Commercial Bank 1.773 NPL

178



Tabel 4.20. Penerusan Kredit (Off - Balance Sheet ) dan NPL Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha Penerima Penerusan Kredit

(Credit Channeling (Off-Balance Sheet) and Non Performing Loan (NPL) of Commercial Banks Based on Industries Sector and non Industries Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) 2014 Keterangan

2011

2012

2015

Items

2013 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt Loan by Industrial Origin

Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial Wajib NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL Total NPL r) Angka-angka diperbaiki

1. Agricultures, Hunting and Forestry NPL 2. Fisheries NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Big and Retail Trade NPL 8. Provision of accomodation and Food Supply Drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Transitional Finance NPL 11. Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory Social Security

1.584 411 133 87 321 1 2.868 78 9.999 416 766 23 529 339 3.689

3.106 1.998 106 71 2 1 3.756 995 8.127 274 804 778 481 349 40

2.943 1.966 103 69 1.265 0 4.356 117 8.581 292 1.002 976 804 356 16

2.754 1.967 95 68 1 1 4.315 320 7.258 292 1.025 977 1.008 374 197

2.862 2.033 101 75 1 1 3.917 324 7.507 362 1.034 986 1.013 369 101

2.922 2.005 101 69 1 1 3.276 325 7.093 291 1.037 1.001 844 374 91

2.915 2.001 100 69 1 1 3.291 329 7.235 291 1.059 1.023 833 372 91

3.029 2.112 100 68 1 1 3.265 333 7.294 284 1.079 1.043 829 370 64

2.917 2.009 104 72 1 1 3.238 335 7.266 291 1.091 1.055 737 361 40

2.876 1.994 102 69 149 1 3.266 375 7.208 353 1.070 1.046 774 369 40

2.903 2.004 102 68 1 1 3.257 338 7.233 291 1.102 1.066 724 362 40

2.884 2.011 99 68 154 1 3.132 401 7.223 328 1.130 1.075 764 362 40

2.919 2.021 101 68 1 1 3.095 343 7.338 291 1.126 1.090 735 372 40

2.850 1.970 100 68 162 1 3.291 391 7.498 348 1.195 1.131 763 372 40

2.855 1.966 99 68 169 1 3.414 420 7.770 328 1.234 1.178 763 373 40

2.856 1.971 99 68 158 1 3.172 405 7.270 328 1.159 1.103 755 368 39

3.455 2.822

38 1.916

16 2.002

39 1.767

39 1.710

39 1.741

39 1.780

39 1.797

39 1.807

39 1.800

39 1.768

39 1.789

39 1.843

39 1.890

39 1.907

39 1.856

39 20 14 205

34 408 404 175

45 346 342 171

51 356 331 591

51 355 330 597

51 355 330 600

51 361 336 600

51 357 332 600

51 354 329 601

51 370 345 600

51 355 330 206

51 354 329 206

51 356 329 206

50 355 329 206

50 383 357 206

50 383 358 206

144 198

139 200

140 197

134 199

134 50

134 199

134 199

134 96

135 199

134 92

134 199

134 43

134 199

134 43

134 43

134 43

142 0 70 67 578

141 30 30 80 79 539

140 30 29 73 73 550

141 30 29 89 89 534

38 30 29 89 89 531

141 30 29 90 90 529

141 30 29 91 91 530

38 30 29 92 92 531

141 30 29 93 92 17.787

38 30 29 92 92 526

141 30 29 93 93 530

38 30 29 94 94 525

141 30 29 95 94 525

38 30 29 97 96 526

38 30 29 99 99 525

38 NPL 30 13. Education Services 29 NPL 95 14. Health Services and Social Activities 95 NPL 530 15. Community,

498 25

503 21

503 189

501 110

503 16

501 13

518 13

522 13

525 13

518 12

523 13

518 13

517 13

518 13

517 13

17 82

14 85

14 -

13 81

13 80

11 80

11 80

11 80

11 80

11 80

11 80

11 80

11 80

11 80

11 80

78 5.536

79 4.702

4.747

78 4.418

78 4.505

79 4.300

79 4.319

79 4.547

79 4.525

80 4.432

80 4.383

80 4.422

80 4.357

79 4.368

80 4.310

4.625 29.425

4.107 24.576

123 27.375

3.746 24.828

3.747 24.499

3.749 23.301

3.751 23.528

3.843 23.802

3.775 23.627

3.808 23.520

3.918 23.018

3.840 22.980

3.842 23.055

3.782 23.503

3.829 23.938

10.434

10.034

5.202

9.151

9.202

9.220

9.267

9.382

9.332

9.352

9.479

9.408

9.454

9.388

9.518

Sociocultural,Entertainment and Other Individual Services 523 NPL 13 16. Individual Services which Serve Households 11 NPL 81 17. International Agency and Other Extra Agency International 80 NPL 4.268 18. Business Activities which are not clearly defined 3.772 NPL 23.011 Total 9.373


179



Tabel 4.21. Penerusan Kredit (Off-Balance Sheet) dan NPL Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Kredit dan Golongan Penyalur Kredit

(Off-Balance Sheet Credit Channeling and NPL of Commercial Banks to Non-Bank Third Party Based on Types of Credit and Classification of Credit Providers) Miliar Rp (Billion Rp) Indikator

2011

2012

2014

2013

Okt

2015

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Indicator

Okt

Based on the type of credit 1. Small business loans

Berdasarkan Jenis Kredit 1. Kredit Usaha Kecil a. Dalam rangka penerusan kredit dari BI NPL

1.122

2.229

2.394

2.387

2.422

2.425

2.423

2.427

2.427

2.423

2.423

2.423

2.426

2.392

2.426

2.430

1.071

2.179

2.345

2.336

2.372

2.375

2.373

2.376

2.376

2.373

2.373

2.373

2.376

2.341

2.376

2.380

b. Lainnya

5.442

1.182

1.166

1.204

1.201

1.201

1.197

1.189

1.196

1.198

1.189

1.183

1.189

1.172

1.174

1.170

575

905

922

973

975

972

988

986

989

988

985

984

989

988

987

991

NPL

NPL b. Other NPL 2. Not KUK

2. Bukan KUK a. Kredit kelolaan

a. Channeling Credit From BI

a. Loans

13.473

15.308

16.013

14.107

13.974

13.841

14.098

14.166

14.109

14.115

14.040

14.212

14.263

14.778

15.272

14.417

583

2.648

1.739

1.928

1.940

1.957

1.982

2.006

2.020

2.047

2.047

2.057

2.092

2.125

2.177

2.080

b. Dalam rangka penerusan kredit dari BI NPL

75

72

44

44

44

40

44

40

40

43

43

44

40

40

40

40

75

72

44

44

44

40

44

40

40

43

43

44

40

40

40

40

c. Bantuan Proyek

23

7

6 0

6 0

6 0

6 0

6 0

6 0

6 0

6 0

6 0

6 0

6 0

6 0

6 0

c. Aid Project

4

4

4

4

6

4

4

4

4

4

4

4

4

d. Credit Channeling

NPL

NPL d. Kredit Kelolaan di luar bantuan proyek NPL

16

0

6 0

11

10

5

8

8

3

3

3

3

3

3

3

3

3

3

3

3

3

3

e. Lainnya

9.279

5.768

7.746

7.075

6.848

5.783

5.755

5.967

5.845

5.731

5.314

5.108

5.126

5.111

5.016

4.944

NPL

8.106

4.222

148

3.866

3.868

3.872

3.877

3.970

3.903

3.897

4.028

3.947

3.953

3.889

3.934

3.878

758

2.240

2.148

2.156

2.157

2.149

2.150

2.144

2.136

2.148

2.147

2.147

2.147

2.147

2.146

2.144

662

2.147

2.058

2.069

2.069

2.063

2.065

2.061

2.054

2.066

2.066

2.066

2.067

2.066

2.065

2.065

8.405

4.401

212

4.016

4.043

4.014

4.054

4.055

4.067

4.057

4.060

4.056

4.055

4.025

4.061

4.012

NPL 2. Lembaga Swadaya Masyarakat NPL 3. Swasta Lainnya NPL Total r) Angka-angka diperbaiki

NPL NPL

NPL e. Other NPL Based Distribution Group

Berdasarkan Golongan Penyalur 1. Koperasi

NPL b. Channeling Credit from BI

8.046

4.281

211

3.955

3.983

3.960

4.002

4.005

4.020

4.006

4.008

4.006

4.006

3.977

4.012

3.963

20.262

17.936

25.015

18.656

18.299

17.138

17.324

17.603

17.425

17.316

16.811

16.777

16.853

17.331

17.731

16.856

1.727

3.606

2.933

3.128

3.151

3.197

3.200

3.316

3.259

3.280

3.405

3.336

3.382

3.346

3.441

3.345

29.425

24.576

27.375

24.828

24.499

23.301

23.528

23.802

23.627

23.520

23.018

22.980

23.055

23.503

23.938

23.011

1. Cooperation NPL 2. Non-Governmental Organization NPL 3. Other Private NPL Total r) Revised figures

180



Tabel 4.22 Pembiayaan Perbankan Syariah

(Financing of Sharia Banks) Miliar Rp (Billion Rp) 2014 Indikator

2011

2012

2015

Indicator

2013 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

r)

Jul

*)

Ags

*)

Sep

*)

Okt

*)

Pembiayaan Musyarakah

18.960

27.667

39.874

48.627

50.005

49.387

49.416

49.686

51.721

52.672

54.033

54.757

54.757

54.757

54.757

54.757

Musyarakah Financing

Pembiayaan Mudharabah

10.229

12.023

13.625

14.371

14.307

14.354

14.207

14.147

14.136

14.388

14.906

15.667

15.667

15.667

15.667

15.667

Mudharabah Financing

Piutang Murabahah

56.365

88.004

110.565

115.088

115.602

117.371

115.979

116.268

117.358

117.210

117.777

118.612

118.612

118.612

118.612

118.612

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

326

376

582

598

618

633

630

645

651

664

678

699

699

699

699

699

16.776

19.435

19.476

17.808

17.843

17.585

17.046

16.797

16.845

16.592

16.500

16.321

16.321

16.321

16.321

16.321

102.655

147.505

184.122

196.491

198.376

199.330

197.279

197.543

200.712

201.526

203.894

206.056

206.056

206.056

206.056

206.056

Piutang Salam

Lainnya Total r) Angka-angka diperbaiki *) Angka-angka sementara

Murabahah Accounts Receivable Salam Accounts Receivable Receivable Others Total r) Revised figures *) Provisional figures


181



Tabel 4.23 Pembiayaan Perbankan Syariah Berdasarkan Sektor Ekonomi

(Financing of Sharia Banks Based on Economic Sector) Miliar Rp (Billion Rp) 2014 Sektor Ekonomi

2011

2012

2015

Economic Sector

2013 Okt

5.674

Feb 5.626

Mar 6.515

Apr 6.554

May 7.228

Jun

r)

7.803

Jul

*)

7.803

Ags

*)

Sep

7.803

*)

7.803

Okt

*)

7.803

1. Agriculture, hunting and agricultural facilities 2. Mining

2.809

3.165

1.733

2.094

3.018

4.533

4.852

4.597

4.406

4.331

4.660

5.165

5.177

5.019

5.019

5.019

5.019

5.019

3. Perindustrian

4.077

5.008

6.029

13.053

13.567

13.300

13.700

13.860

14.804

14.475

14.888

15.319

15.319

15.319

15.319

15.319

4. Listrik, gas dan air

2.381

3.159

4.663

4.631

5.370

5.492

5.710

5.666

5.668

5.655

5.828

5.912

5.912

5.912

5.912

5.912

5. Konstruksi

5.858

7.142

8.086

11.924

12.007

11.669

11.273

11.187

11.567

11.465

11.591

12.060

12.060

12.060

12.060

12.060

5. Construction

6. Perdagangan, restoran dan hotel 7. Pengangkutan, pergudangan dan komunikasi 8. Jasa Dunia usaha

9.778

12.624

14.314

23.384

23.815

24.287

24.125

24.418

25.569

26.476

26.810

27.366

27.366

27.366

27.366

27.366

3.369

4.321

5.387

13.372

11.954

12.192

12.104

12.198

14.193

14.105

13.967

12.531

12.531

12.531

12.531

12.531

25.630

37.150

47.598

65.537

66.000

66.810

66.196

66.915

68.183

69.209

70.270

71.785

71.785

71.785

71.785

71.785

6. Trade, restaurants and hotels 7. Transportation, warehousing and 8. communications Business Services

Jumlah

5.679

Jan

2.201

9. Jasa sosial/masyarakat

5.516

Des

1. Pertanian, perburuan dan sarana pertanian 2. Pertambangan

10. Lain-lain

5.374

Nov

4.464

7.878

12.085

11.016

10.997

11.022

10.882

10.764

11.483

11.176

11.076

11.265

11.265

11.265

11.265

11.265

43.164

65.319

79.775

43.667

44.299

44.282

43.208

42.577

38.068

37.247

37.060

36.996

36.996

36.996

36.996

36.996

102.655

147.505

184.120

196.491

198.376

199.330

197.279

197.543

200.712

201.526

203.894

206.056

206.056

206.056

206.056

206.056

*) Angka-angka sementara **) Angka-angka sangat sementara ***) Angka-angka sangat-sangat sementara r) Angka-angka diperbaiki

3. Manufacturing 4. Electricity, gas and water

9. Social Services 10. Others Total *) Provisional figures **) Very provisional figures ***) Estimated figures r) Revised figures


182



Tabel 4.24 Pembiayaan Perbankan Syariah Berdasarkan Lokasi Bank Penyalur

(Financing of Sharia Banks Based on Banks Location) Miliar Rp (Billion Rp) Lokasi

2011

2012

2013

2014 Nov

Okt

2015 Des

Jan

Feb

Mar

Apr

Mei

Jun

r)

Jul

*)

Ags

*)

Sep

*)

Okt

Location

*)

1. Aceh

2.338

2.707

2.971

3.067

3.070

3.048

3.014

3.011

3.033

3.066

3.095

3.209

3.209

3.209

3.209

3.209

1. Aceh

2. Sumatera Utara

4.936

7.105

7.760

7.342

7.388

7.589

7.446

7.358

7.267

7.281

7.287

7.398

7.398

7.398

7.398

7.398

2. Sumatera Utara

3. Sumatera Barat

2.476

3.292

3.744

3.681

3.683

3.682

3.622

3.605

3.587

3.596

3.599

3.622

3.622

3.622

3.622

3.622

3. Sumatera Barat

4. Sumatera Selatan

2.272

3.430

4.026

4.219

4.176

4.199

4.128

4.098

4.116

4.078

4.090

4.090

4.090

4.090

4.090

4.090

4. Sumatera Selatan

286

440

592

287

283

252

284

284

286

283

282

283

283

283

283

283

1.194

1.699

2.051

1.991

1.989

1.977

1.948

1.937

1.920

1.906

1.882

1.881

1.881

1.881

1.881

1.881

421

547

766

823

823

824

807

804

815

806

808

816

816

816

816

816

8. Riau

2.323

3.002

3.409

3.396

3.417

3.436

3.418

3.427

3.417

3.403

3.406

3.373

3.373

3.373

3.373

3.373

9. Kepulauan Riau

1.380 1.501

1.834

2.149

2.307

2.336

2.351

2.361

2.390

2.384

2.399

2.438

2.447

2.447

2.447

2.447

2.447

2.000

2.360

2.213

2.195

2.169

2.131

2.118

2.117

2.100

2.113

2.152

2.152

2.152

2.152

2.152

11. DKI Jakarta

38.981

60.026

75.399

80.376

81.845

81.942

81.269

81.456

84.258

84.428

85.410

85.619

85.619

85.619

85.619

85.619

11. DKI Jakarta

12. Jawa Barat

11.945

16.990

20.217

25.146

25.337

25.603

25.346

25.426

25.732

26.046

26.417

26.737

26.737

26.737

26.737

26.737

12. Jawa Barat

13. Banten

3.707

4.698

5.803

5.877

5.913

5.791

5.856

5.839

5.788

5.810

5.882

5.905

5.905

5.905

5.905

5.905

14. Jawa Tengah

6.503

8.529

10.668

11.676

11.675

11.777

11.582

11.617

11.673

11.666

11.712

12.213

12.213

12.213

12.213

12.213

14. Jawa Tengah

15. DI Yogyakarta

1.451

1.701

2.103

2.487

2.505

2.549

2.497

2.479

2.498

2.525

2.536

2.646

2.646

2.646

2.646

2.646

15. DI Yogyakarta

16. Jawa Timur

9.075

12.755

16.089

18.630

18.675

18.892

18.587

18.706

18.747

18.887

19.218

19.609

19.609

19.609

19.609

19.609

545

864

2.537

1.450

1.477

1.479

1.473

1.474

1.475

1.490

1.491

1.488

1.488

1.488

1.488

1.488

17. Bali

1.080

1.740

2.456

2.513

2.552

2.555

2.517

2.509

2.537

2.568

2.879

2.908

2.908

2.908

2.908

2.908


196

409

620

673

668

665

660

663

673

677

682

698

698

698

698

698


2.193

2.823

4.587

4.074

4.123

4.126

4.023

3.995

4.060

4.059

4.077

4.130

4.130

4.130

4.130

4.130



1.477

2.029

2.710

2.814

2.806

2.811

2.805

2.820

2.816

2.869

2.955

2.954

2.954

2.954

2.954

2.954


22. Sulawesi Utara

356

473

522

486

484

490

482

478

465

461

460

466

466

466

466

466

22. Sulawesi Utara

23. Gorontalo

221

284

346

351

349

348

342

344

344

342

339

335

335

335

335

335

23. Gorontalo

24. Sulawesi Barat

131

200

245

238

234

232

217

213

205

194

192

192

192

192

192

192

24. Sulawesi Barat

25. Sulawesi Tengah

642

847

961

944

952

955

938

934

926

928

933

938

938

938

938

938

25. Sulawesi Tengah


310

473

724

843

846

853

846

851

837

841

846

849

849

849

849

849


2.844

3.978

4.893

4.985

4.975

5.160

5.179

5.207

5.239

5.337

5.370

5.582

5.582

5.582

5.582

5.582

54

80

102

103

104

102

101

101

102

102

101

102

102

102

102

102

28. Maluku

29. Maluku Utara

123

152

199

202

202

202

198

198

197

198

197

198

198

198

198

198

29. Maluku Utara

30. NTB

895

1.293

1.632

1.878

1.896

1.894

1.875

1.881

1.885

1.887

1.894

1.920

1.920

1.920

1.920

1.920

30. NTB

31. NTT

156

229

292

265

263

256

253

252

255

249

247

240

240

240

240

240

31. NTT

32. Papua Barat

114

140

200

190

186

185

174

170

166

161

160

163

163

163

163

163

32. Papua Barat

33. Papua

348

504

605

609

601

586

558

551

547

547

547

545

545

545

545

545

33. Papua

34. Luar Indonesia

183

235

384

355

350

348

347

346

346

340

345

346

346

346

346

346

34. Outside Indonesia

5. Bangka Belitung 6. Jambi 7. Bengkulu

10. Riau

17. Bali 18. Kalimantan Barat 19. Kalimantan Tengah

27. Sulawesi Selatan 28. Maluku

Total r) Angka-angka diperbaiki *) Angka-angka sementara

102.655

147.505

184.120

196.491

r)

198.376

r)

199.330

197.279

197.543

200.712

201.526

203.894

206.056

206.056

206.056

206.056

5. Bangka Belitung 6. Jambi 7. Bengkulu 8. Riau 9. Kepulauan Riau 10. Lampung

13. Banten

16. Jawa Timur



206.056 Total

r) Revised figures *) Provisional Figures 1. "Revision of data BUS-UUS began in May 2014 based on LSMK"

183



Tabel 4.25 Kredit Bank Perkreditan Rakyat Berdasarkan Sektor Ekonomi

(Credit of Rural Banks Based on Economic Sector) Miliar Rp (Billion Rp) 2014 Sektor Ekonomi

2011

2012

Economic Sector Okt

1 2

Pertanian, Perburuhan, dan Kehutanan Perikanan

3

Pertambangan dan Penggalian

4

Industri Pengolahan

5

Listrik, Gas dan Air

6

Konstruksi

7 8 9 10 11 12 13 14 15

16 17 18 19

2015

2013 Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt 1. Agriculture, Hunting, and Forestry

3.062

3.640

4.040

4.501

4.518

4.477

4.453

4.441

4.470

4.509

4.575

4.707

4.701

4.725

4.693

4.650

73

106

137

186

194

196

206

210

217

214

215

217

221

218

217

223

2. Fishery

65

99

113

132

134

138

138

140

138

139

139

142

116

108

106

121

3. Mining and Quarrying

584

674

783

884

870

881

889

888

907

920

941

944

943

943

952

951

4. Processing industry 5. Electricity, Gas and Water

26

29

38

47

52

52

51

52

54

53

52

57

58

61

60

60

617

1.009

1.426

1.422

1.510

1.469

1.390

1.414

1.470

1.501

1.556

1.596

1.594

1.648

1.671

1.751

Perdagangan Besar dan Eceran

12.119

14.382

15.088

17.419

17.532

17.593

17.648

17.983

18.307

18.487

18.804

19.229

19.095

19.141

18.924

18.919

Penyediaan Akomodasi dan Penyedian Makan Minum Transportasi, Pergudangan dan Komunikasi Perantara Keuangan

310

311

405

501

502

495

500

498

500

517

526

536

547

546

552

541

902

1.140

1.104

1.313

1.329

1.339

1.361

1.366

1.373

1.392

1.375

1.394

1.378

1.369

1.382

1.398

48

64

69

94

93

96

93

93

93

102

103

107

117

115

114

114

Real Estate, Usaha Persewaan, dan Jasa Perusahaan Administrasi Pemerintahan, Pertanahan Dan Jaminan Sosial Wajib Jasa Pendidikan

202

272

516

1.307

1.342

1.406

1.405

1.434

1.453

1.517

1.576

1.622

1.652

1.708

1.738

1.788

82

56

78

85

89

90

90

93

94

98

100

103

106

106

112

111

84

120

149

152

158

159

161

162

164

163

168

178

178

178

190

188

11. Real Estate, Business, Ownership, and Business Services 12. Government administration, Defese and Compulsory Social Security 13. Education services

90

82

139

132

137

138

137

139

143

152

158

157

162

164

167

171

14. Health Services and Social Activities

1.512

1.565

2.427

2.955

3.028

3.087

3.040

3.109

3.062

3.069

3.053

2.945

3.014

2.967

2.859

2.821

15. Community, Sociocultural, Entertainment and Other Individual Services

Jasa Kesehatan dan Kegiatan Sosial Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan Lainnya Jasa Perorangan yang Melayani Rumah Tangga Kegiatan Usaha yang Belum Jelas Batasannya Bukan Lapangan Usaha Rumah Tangga Bukan Lapangan Usaha Lainnya Total

Ket: 1) Merupakan sambungan halaman 194

396

506

683

810

834

870

878

884

895

895

915

918

914

894

888

924

1.748

1.939

2.611

2.821

2.884

2.905

2.882

3.007

3.069

3.155

3.169

3.283

3.385

3.405

3.646

3.371

4.502

5.376

2.470

2.814

2.638

2.726

2.739

2.747

2.779

2.997

2.996

3.096

3.092

3.143

3.179

3.203

14.677

18.449

26.900

29.784

29.805

30.273

30.457

30.796

31.221

31.464

31.989

32.517

32.516

32.686

32.825

32.969

41.100

49.818

59.176

67.359

67.648

68.391

68.519

69.457

70.409

71.343

72.409

73.749

73.791

74.125

74.275

74.275

6. Construction 7. Wholesale and Retail Trade 8. Provision of accommodation and the provision of eating and 9. drinking Transportation, Warehousing and communications 10. Financial intermediaries

16. Individual Services which Serve 17. Business Activities are not clearly defined 18. Loans to Non Industrial Origin House Hold 19. Non Industrial Origin-Others Total Note : 1) Continue from page 194

184



Tabel 4.26 Kredit Bank Perkreditan Rakyat Berdasarkan Jenis Penggunaan (Credit of Rural Banks Based on Type of Use) Miliar Rp (Billion Rp) Sektor Ekonomi

2011

2012

2013

2014 Nov

Okt

2015 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Economic Sector

Okt

Working Capital

Modal Kerja 2.617 67 56 536 24 565 11.368 261 477 43 183 72

3.074 99 88 619 28 933 13.433 264 702 56 216 42

3.455 127 97 703 37 1.315 14.028 326 718 56 443 59

3.858 173 120 777 41 1.288 16.087 382 844 82 1.157 60

3.874 181 123 764 45 1.355 16.186 381 850 81 1.184 64

3.833 183 126 774 46 1.307 16.243 375 854 84 1.235 66

3.815 191 126 779 45 1.225 16.279 369 860 80 1.229 63

3.792 195 127 776 45 1.249 16.603 374 868 82 1.256 65

3.817 201 123 797 46 1.293 16.864 380 877 82 1.273 68

3.850 197 125 806 45 1.305 17.022 388 894 87 1.327 68

3.902 196 124 829 46 1.359 17.325 394 873 89 1.387 69

4.024 198 127 833 49 1.393 17.728 398 887 93 1.431 73

4.029 201 103 834 50 1.415 17.594 412 889 98 1.443 74

4.050 198 95 836 52 1.470 17.644 416 893 95 1.497 76

4.004 197 93 843 51 1.493 17.443 415 900 94 1.528 77

3.965 203 106 836 50 1.575 17.421 408 903 93 1.580 76

-

62 70 1.330

83 65 1.363

102 85 2.161

104 97 2.698

107 101 2.762

107 102 2.815

108 101 2.773

106 104 2.821

105 108 2.774

101 115 2.774

107 119 2.754

110 119 2.642

110 124 2.714

109 124 2.662

118 125 2.541

116 127 2.508

-

356 1.470

437 1.531

563 2.165

640 2.267

656 2.346

687 2.361

687 2.341

686 2.444

696 2.498

688 2.569

703 2.578

709 2.676

722 2.740

698 2.746

694 2.966

706 2.695

-

-

-

43

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0 19.557

23.030

376 26.860

30.674

31.060

31.198

31.070

31.593

32.002

32.362

32.857

33.489

33.552

33.662

33.584

- Pertanian, Perburuhan, dan Kehutanan - Perikanan - Pertambangan dan Penggalian

445 6 9

565 7 12

585 9 16

642 14 12

644 13 11

644 13 12

638 15 12

649 15 12

653 16 14

659 17 14

673 19 15

683 20 15

673 20 13

675 20 14

688 20 13

685 20 15

-

Industri Pengolahan Listrik, Gas dan Air Konstruksi Perdagangan Besar dan Eceran Penyediaan Akomodasi dan Penyedian Makan Minum

48 2 52 750 49

55 2 77 949 47

80 2 111 1.059 78

108 6 134 1.333 119

106 6 155 1.346 121

107 6 162 1.350 17.787

110 6 165 1.369 132

112 8 165 1.380 124

110 8 178 1.443 121

114 8 196 1.465 129

113 2.246 197 1.479 132

111 8 202 1.501 138

109 8 179 1.501 135

107 9 178 1.496 130

110 9 177 1.480 137

115 10 176 1.498 133

-

Transportasi, Pergudangan dan Komunikasi Perantara Keuangan Real Estate, Usaha Persewaan dan Jasa Perusahaan Administrasi Pemerintahan, Pertanahan dan Jaminan Sosial Wajib Jasa Pendidikan Jasa Kesehatan dan Kegiatan Sosial Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan Lainnya Jasa Perorangan yang Melayani Rumah Tangga Kegiatan Usaha yang Belum Jelas Batasannya

424 5 19 10

438 8 56 14

386 13 73 20

469 12 149 25

479 13 158 25

484 13 171 24

501 13 176 27

499 11 179 28

495 12 181 26

498 14 190 30

501 14 189 31

507 15 192 29

489 19 209 32

477 19 211 29

481 20 209 35

495 20 208 35

-

22 20 182

37 18 202

47 54 266

48 35 258

50 35 265

52 36 272

53 36 266

56 35 288

59 35 288

61 37 295

61 38 299

68 38 303

68 38 300

70 40 304

72 42 317

72 44 313

-

40 278

69 408

120 445

170 554

178 539

183 544

191 541

198 563

200 570

206 586

211 591

209 608

192 646

196 659

194 680

218 676

-

- Jasa Perorangan yang Melayani Rumah Tangga

-

-

11

-

-

-

-

-

-

-

-

-

-

-

-

-

-

- Bukan Lapangan Usaha - Lainnya

-

-

111

-

-

-

-

-

-

-

-

-

-

-

-

-

- households

2.364

2.964

3.486

4.087

4.145

4.194

4.252

4.321

4.407

4.521

6.807

4.647

4.631

4.634

4.687

4.735 Totalother Investment

532

766

940

1.204

1.222

1.239

1.252

1.269

1.283

1.318

1.342

1.368

1.391

1.410

1.421

1.459

- Housing Loan (mortgage) secured by first mortgage in order to live - Vehicle Loans

-

Pertanian, Perburuhan, dan Kehutanan Perikanan Pertambangan dan Penggalian Industri Pengolahan Listrik, Gas dan Air Konstruksi Perdagangan Besar dan Eceran Penyediaan Akomodasi dan Penyedian Makan Minum Transportasi, Pergudangan dan Komunikasi Perantara Keuangan Real Estate, Usaha Persewaan dan Jasa Perusahaan Administrasi Pemerintahan, Pertanahan dan Jaminan Sosial Wajib Jasa Pendidikan Jasa Kesehatan dan Kegiatan Sosial Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan Lainnya Jasa Perorangan yang Melayani Rumah Tangga Kegiatan Usaha yang Belum Jelas Batasannya Bukan Lapangan Usaha - Rumah Tangga

Bukan Lapangan Usaha - Lainnya Total Modal Kerja

- households 33.368 Totalother Working Capital

Investment

Investasi

-

Total Investasi

- Kredit pemilikan kendaraan bermotor - Kredit konsumsi lainnya Total Konsumsi Total r) Angka-angka diperbaiki

Agricultures, hunting and forestry Fisheries Mining and Quarrying Procesing industry Electricity, gas and water Construction Big and retail trade Provision of accomodation and food supply drinking Transportation, warehousingFinance and Transitional Real estate, Rental Business, and Government services administration, the Education services Health and social services Community, Sociocultural,Entertainmen Individual services which serve households International Agency and Other Extra Agency

Consumption

Konsumsi - Kredit pemilikan rumah (KPR) yang dijamin dengan hak tanggungan pertama dengan tujuan untuk dihuni

Agricultures, hunting and forestry Fisheries Mining and Quarrying Procesing industry Electricity, gas and water Construction Big and retail trade Provision of accomodation and food supply drinking Transportation, warehousingFinance and Transitional Real estate, Rental Business, and Government services administration, the defense and compulsory Education services Health and social services Community, Sociocultural,Entertainmen t and Other Individual Individual services which serve households International Agency and Other Extra Agency

1.346

1.422

1.815

1.902

1.935

1.926

1.901

1.915

1.851

1.833

1.818

1.910

1.874

1.907

1.895

1.886

17.300

21.636

26.075

29.491

29.287

29.834

30.044

30.360

30.866

31.309

31.825

32.334

32.343

32.512

32.688

32.828

19.178

23.824

28.831

32.598

32.443

32.999

33.196

33.543

34.000

34.461

34.985

35.613

35.608

35.829

36.004

36.172 Total consumption

41.100

49.818

59.176

67.359

67.648

68.391

68.519

69.457

70.409

71.343

74.650

73.749

73.791

74.125

74.275

74.275

- Other consumer credit

Total r) Revised figures

185



Tabel 4.27 Kredit Bank Perkreditan Rakyat Berdasarkan Lokasi Bank Penyalur

(Credit of Rural Banks Based on Banks Location) Miliar Rp (Billion Rp) Lokasi 1. Jawa Barat

2011

2012

2014

2013

Okt

2015

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Location 1. Jawa Barat

7.043

7.872

9.549

11.074

11.128

11.172

11.171

11.233

11.258

11.251

11.354

11.427

11.317

11.221

11.177

11.100

2. Banten

899

1.128

1.289

1.413

1.429

1.437

1.472

1.501

1.533

1.561

1.598

1.629

1.637

1.645

1.652

1.670

2. Banten

3. DKI Jakarta

700

882

981

1.077

1.113

1.164

1.142

1.151

1.183

1.223

1.234

1.255

1.255

1.256

1.290

1.322

3. DKI Jakarta

4. D.I Yogyakarta

2.039

2.389

2.768

3.186

3.217

3.245

3.265

3.305

3.368

3.411

3.457

3.519

3.520

3.535

3.534

3.537

4. D.I Yogyakarta

5. Jawa Tengah

9.788

11.329

13.137

14.822

14.927

14.967

14.972

15.212

15.471

15.735

16.058

16.467

16.488

16.615

16.624

16.593

6. Jawa Timur

4.849

5.824

6.841

7.731

7.731

7.754

7.757

7.880

7.979

8.088

8.246

8.480

8.478

8.424

8.370

8.286

26

30

29

37

38

39

40

41

42

42

43

43

43

43

43

42

8. Jambi

289

488

544

532

534

525

520

525

524

527

530

531

529

528

525

524

9. Aceh

90

100

118

125

126

126

124

124

126

126

128

130

129

130

131

131

10. Sumatera Utara

541

649

714

759

765

769

765

777

788

802

811

829

826

829

833

837

10. Sumatera Utara

11. Sumatera Barat

975

1.050

995

1.003

1.005

1.002

1.000

1.011

1.020

1.025

1.042

1.050

1.030

1.035

1.035

1.033

11. Sumatera Barat

12. Riau

601

694

733

805

817

818

819

835

846

866

880

892

887

890

897

891

1.892

2.514

2.770

3.274

3.313

3.358

3.369

3.396

3.435

3.484

3.526

3.583

3.608

3.668

3.702

3.702


573

752

769

854

863

868

815

824

815

818

830

848

847

859

860

859


15. Bangka Belitung

28

35

47

52

52

56

60

62

63

65

67

70

70

71

69

71

15. Bangka Belitung

3.467

4.022

5.465

6.350

6.115

6.454

6.504

6.616

6.733

6.826

6.920

6.924

6.986

7.007

7.049

7.077


252

229

257

341

344

348

350

342

346

350

339

339

335

333

325

329



511

578

520

527

531

537

541

546

553

554

566

572

578

587

590

584



189

211

231

233

234

231

222

221

224

229

236

244

244

248

243

241


49

80

143

177

187

182

186

185

191

189

194

199

203

202

203

203


21. Sulawesi Tengah

379

811

1.187

1.303

1.314

1.337

1.367

1.420

1.471

1.519

1.563

1.601

1.621

1.638

1.657

1.667

21. Sulawesi Tengah


546

790

931

1.059

1.066

1.067

1.074

1.088

1.104

1.125

1.146

1.160

1.137

1.144

1.156

1.164


23. Sulawesi Utara

456

622

723

682

676

677

675

682

695

705

714

719

712

714

720

731

23. Sulawesi Utara

57

79

97

133

135

136

141

146

151

157

165

170

172

174

175

173


3

5

5

5

5

5

6

5

5

5

5

5

39

40

39

38

25. Sulawesi Barat

20

25

27

26

27

27

27

27

27

27

27

27

27

26

26

26

26. Gorontalo

541

633

709

791

809

820

824

842

852

860

860

870

866

872

880

878

3.520

4.754

5.942

6.900

7.011

7.120

7.151

7.242

7.328

7.448

7.586

7.744

7.767

7.914

7.952

8.009


152

175

256

315

321

319

312

320

330

332

343

349

357

357

354

358

30. Maluku

311

541

757

919

936

945

17.787

972

991

1.012

1.032

1.047

1.052

1.066

1.085

1.101

31. Papua

253

412

498

618

633

643

650

666

684

699

714

730

738

748

759

767

9

13

17

21

22

23

25

26

27

27

27

27

27

27

27

28

52

101

125

215

225

222

223

234

244

253

170

265

267

279

291

304

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

7. Bengkulu

13. Kepulauan Riau

16. Lampung




41.100

49.818

59.176

67.359

67.648

68.391

68.519

69.457

70.409

71.343

72.409

73.749

73.791

74.125

74.275

74.275

5. Jawa Tengah 6. Jawa Timur 7. Bengkulu 8. Jambi 9. Aceh


16. Lampung

27. Nusa Tenggara Barat 28. Bali 29. Nusa Tenggara Timur 30. Maluku 31. Papua 32. Maluku Utara 33. Papua Barat 34. Others Total

186



Tabel 4.28 Kredit dan Non Performing Loan UMKM dan MKM Sektor Ekonomi

(SMEs Credit & Micro, Small, and NPL Based on Economic Sector) Miliar Rp (Billion Rp) Sektor Ekonomi

2011

2012

2014

2013

Ags

Sep

2015

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Economic Sector

Okt UMKM

UMKM

1. Pertanian, Perburuan dan Kehutanan Baki Debet NPL 2. Perikanan Baki Debet NPL 3. Pertambangan dan Penggalian Baki Debet NPL 4. Industri Pengolahan Baki Debet NPL 5. Listrik, Gas dan Air Baki Debet NPL 6. Konstruksi Baki Debet NPL 7. Perdagangan Besar dan Eceran Baki Debet NPL 8. Penyediaan Akomodasi dan Penyediaan Makan Minum

27.192 892

40.709 1.492

48.193 1.615

52.507 2.318

52.869 2.246

53.280 2.196

53.837 2.233

54.506 2.146

53.874 2.280

54.119 2.471

54.988 2.531

55.641 2.640

57.425 2.756

57.769 2.520

57.980 2.637

57.731 2.629

58.440 2.554

59.028 2.652

2.602 161

2.900 163

3.707 171

3.929 217

3.954 186

3.981 202

4.029 173

4.153 157

4.064 163

4.122 189

4.222 204

4.209 222

4.185 235

4.225 231

4.189 217

4.219 200

4.233 189

4.258 209

3.938 89

5.427 153

4.753 184

5.166 273

4.491 316

4.774 285

4.558 301

4.763 258

4.752 248

4.791 265

4.836 270

4.663 291

4.864 351

5.114 401

4.760 393

4.729 408

4.552 403

4.509 396

52.231 1.998

59.500 1.798

60.087 1.736

65.338 2.731

66.768 2.684

65.370 2.181

65.267 2.229

67.558 2.140

66.161 2.249

68.031 2.332

71.060 2.321

71.370 2.401

71.838 2.548

74.251 2.635

74.323 2.809

74.465 2.739

75.565 2.801

75.917 2.929

1.218 49

1.474 14

1.750 22

1.635 29

1.633 29

1.645 28

1.717 26

2.187 26

1.693 28

1.839 28

1.906 29

1.853 31

1.969 34

1.957 31

1.995 79

1.980 84

2.063 89

2.117 91

24.279 1.324

30.594 1.497

38.780 1.865

41.100 2.900

42.335 2.913

42.461 3.023

42.472 3.358

40.614 2.990

37.071 3.209

38.334 3.809

39.469 3.472

40.092 3.648

41.165 3.734

43.112 3.772

43.307 3.870

43.711 3.754

44.619 3.672

46.105 4.018

202.447 7.471

248.870 8.458

323.056 10.621

340.881 14.271

344.611 13.962

344.189 13.843

348.487 13.838

355.198 13.004

345.064 14.100

349.099 15.165

361.743 14.940

363.003 15.763

365.110 16.595

373.573 16.320

370.236 16.986

371.544 17.033

376.777 16.667

377.242 16.371

Baki Debet NPL 9. Transportasi, Pergudangan dan Komunikasi

10.014 352

13.714 303

18.132 357

20.019 561

20.370 592

20.877 603

20.592 583

21.144 550

21.233 589

21.649 629

22.256 601

22.824 680

23.410 713

23.744 716

24.093 789

23.698 735

24.309 726

24.701 765

Baki Debet NPL 10. Perantara Keuangan Baki Debet NPL 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan Baki Debet NPL 12. Administrasi Pemerintahan, Pertahanan, dan Jaminan Sosial Wajib Baki Debet NPL 13. Jasa Pendidikan Baki Debet NPL 14. Jasa Kesehatan dan Kegiatan Sosial Baki Debet NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan Lainnya Baki Debet NPL 16. Jasa Perorangan yang Melayani Rumah Tangga Baki Debet NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya Baki Debet NPL 18. Kegiatan yang Belum Jelas Batasannya

18.398 452

20.678 485

24.354 654

25.468 1.022

25.142 1.059

24.481 999

24.419 1.069

24.658 964

24.149 1.037

24.334 1.098

25.045 1.103

24.563 1.181

24.489 1.271

24.486 1.294

24.240 1.327

23.928 1.297

24.050 1.247

24.349 1.379

10.311 92

14.147 161

13.963 377

14.851 384

14.745 359

14.555 358

14.686 357

14.578 447

14.236 17.787

14.325 456

14.452 419

14.385 379

14.380 408

14.550 383

14.515 377

14.533 373

14.493 348

14.438 347

19.953 629

25.859 689

31.572 881

32.458 1.198

32.349 1.245

32.668 1.246

32.934 1.255

33.462 1.189

31.771 1.273

32.285 1.365

33.630 1.360

33.770 1.528

34.060 1.618

35.181 1.548

35.406 1.635

35.205 1.569

35.111 1.530

35.090 1.581

399 15

229 5

284 4

247 4

243 4

231 4

227 4

221 4

204 4

202 7

194 7

186 8

196 8

206 11

201 9

207 9

209 9

219 9

1.517 23

1.888 22

2.221 39

2.405 54

2.440 50

2.435 58

2.458 49

2.301 47

2.285 50

2.350 59

2.343 59

2.502 61

2.610 62

2.723 63

2.685 65

2.714 60

2.742 59

2.674 61

2.918 233

3.518 99

4.237 72

4.587 156

4.553 126

4.560 127

4.638 146

4.803 122

4.823 117

4.798 127

4.880 134

4.900 138

5.073 134

5.161 145

5.254 145

5.398 146

5.423 148

5.413 121

25.530 619

26.378 891

31.499 876

35.567 1.263

36.440 1.239

36.193 1.258

37.387 1.154

38.015 1.052

38.298 1.156

38.875 1.222

39.932 1.222

40.605 1.284

41.183 1.394

42.148 1.364

42.602 1.427

43.477 1.888

40.251 1.863

37.687 1.671

655 36

672 40

1.499 33

1.915 61

1.961 61

2.002 59

2.059 57

2.090 52

2.105 55

2.134 66

2.188 65

2.419 68

2.460 66

2.486 65

2.337 67

2.357 67

2.365 61

2.370 59

2.355 53

414 8

225 6

159 6

153 6

148 6

143 6

140 6

141 6

139 6

22 2

34 3

34 3

31 3

33 3

30 3

32 2

29 2

Baki Debet NPL 19. Penerima Kredit Bukan Lapangan Baki Debet NPL 20. Tidak Teridentifikasi Baki Debet NPL Jumlah Baki Debet NPL

52.205 1.185

29.425 731

509 1

406 3

571 3

669 4

940 5

1.330 5

1.351 6

1.234 8

1.320 9

1.280 11

241 10

170 7

152 7

172 8

119 7

200 7

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0 1

-

-

458.164 15.674

526.397 17.011

3

608.823 19.515

5 0 648.640 27.451

0 655.627 27.078

0 654.521 26.480

0 660.850 26.843

0 671.721 25.159

12 0 653.288 27.054

1 662.660 29.302

8 684.494 28.750

0 688.297 30.338

1 0 694.690 31.939

0

710.888 31.507

708.305 32.843

1 710.098 33.001

6

22 0

715.360 32.376

716.368 32.670

-

1. Agriculture, hunting, and forestry Total NPL 2. Fishery Total NPL 3. Mining and quarrying Total NPL 4. Processing industry Total NPL 5. Electricity, gas and water Total NPL 6. Construction Total NPL 7. Wholesale and retail trade Total NPL 8. Provision of accommodation and the provision of eating and drinking Total NPL 9. Transportation, warehousing and communications Total NPL 10. Financial intermediaries Total NPL 11. Real estate, Business Ownership, and Business Services Total NPL 12. Government administration, defense and compulsory social security Total NPL 13. Education services Total NPL 14. Health services and social activities Total NPL 15. Community, Sociocultural, Entertainment and Other Individual Services Total NPL 16. Individual services which serve households Total NPL 17. International Agency and Other Extra Agency International Total NPL 18. Business activities are not clearly defined Total NPL 19. Debtor is not the business field - other Total NPL 20. Un-identified Total NPL Total Baki Debet NPL

187



Tabel 4.28 Kredit dan Non Performing Loan UMKM dan MKM Sektor Ekonomi

(SMEs Credit & Micro, Small, and NPL Based on Economic Sector) Miliar Rp (Billion Rp) Sektor Ekonomi

2011

2012

2013

2014 Ags

Sep

Okt

1)

MKM 1. Pertanian Baki Debet NPL 2. Pertambangan Baki Debet NPL 3. Perindustrian Baki Debet NPL 4. Listrik Baki Debet NPL 5. Konstruksi Baki Debet NPL 6. Perdagangan Baki Debet NPL 7. Pengangkutan Baki Debet NPL 8. Jasa Dunia Usaha Baki Debet NPL 9. Jasa Sosial Baki Debet NPL 10. Lain-lain Baki Debet NPL Jumlah Baki Debet NPL


Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Economic Sector

Okt MKM 1)

26.285 803

40.423 2.005

9.020 124

17.135 262

70.380 2.502

80.823 2.900

1.316 45

1.532 131

25.834 1.441

31.020 1.637

235.105 8.885

294.095 10.625

11.293 313

14.160 351

78.206 1.252

81.707 1.754

86.867 2.073

63.687 1.942

607.085 8.678

726.024 10.107

1.151.392 26.115

1.350.606 31.714

1) Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat data MKM masih berdasarkan plafon,sedangkan data UMKM sudah sesuai dengan kriteria usaha pada UU No. 20 tentang UMKM r)

2015 Nov

1. Agriculture Total NPL 2. Mining Total NPL 3. Manufacturing Total NPL 4. Electricity Total NPL 5. Construction Total NPL 6. Trading Total NPL 7. Transportation Total NPL 8. Business Services Total NPL 9. Social Services Total NPL 10. Others Total NPL Total Baki Debet NPL 1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20 r) revised figures

188



Tabel 4.29 Kredit dan Non Performing Loan UMKM dan MKM Menurut Jenis Penggunaan

(SMEs Credit and NPL Credit Based on Type of Use) Miliar Rp (Billion Rp)

Jenis Penggunaan

2011

2012

2014

2013 Ags

UMKM 1. Modal Kerja Baki Debet NPL 2. Investasi Baki Debet NPL 3. Konsumsi Baki Debet NPL 3. Tidak Teridentifikasi Baki Debet NPL Jumlah Baki Debet NPL MKM 1) 1. Modal Kerja Baki Debet NPL 2. Investasi Baki Debet NPL 3. Konsumsi Baki Debet NPL Jumlah Baki Debet NPL 1)

Okt

2015 Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Type of Use

Okt

355.888 12.770

403.047 13.645

444.030 14.652

471.274 20.239

478.941 19.696

482.644 19.925

490.262 18.761

473.828 20.269

480.949 21.707

499.416 21.502

501.758 22.682

507.036 23.895

521.947 23.700

518.388 24.635

520.845 24.826

525.688 24.380

524.895 24.659

102.275 2.903

123.350 3.366

164.792 4.863

177.366 7.213

175.579 6.784

178.206 6.918

181.459 6.398

179.459 6.785

181.711 7.595

185.079 7.248

186.539 7.656

187.654 8.044

188.941 7.806

189.917 8.208

189.252 8.175

189.670 7.997

191.472 8.011

-

-

1 1

-

0

458.164 15.674

526.397 17.011

427.154 14.233

483.595 17.473

117.247 3.205

141.492 4.134

606.991 8.677

725.519 10.106

1.151.392 26.115

1.350.606 31.714

1

608.823 19.515

1

648.640 27.451

Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat data MKM masih berdasarkan plafon, sedangkan data UMKM sudah sesuai dengan kriteria usaha pada UU No. 20 tentang UMKM

0

654.521 26.480

0

660.850 26.843

671.721 25.159

0 0 653.288 27.054

-

-

-

-

662.660 29.302

0

684.494 28.750

(0)

688.297 30.338

(0)

694.690 31.939

(0) 710.888 31.507

-

-

-

-

-

1

708.305 32.843

710.098 33.001

2

715.360 32.376

1 716.368 32.670

UMKM 1. Working Capital Total NPL 2. Investment Total NPL 3. Consumption Total NPL 4. Un-identified Total NPL Total Baki Debet NPL MKM 1) 1. Working Capital Total NPL 2. Investment Total NPL 3. Consumption Total NPL Total Baki Debet NPL

1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20

189



Tabel 4.30 Kredit dan Non Performing Loan Rincian Kredit UMKM dan MKM Menurut Kelompok Bank

(Detail of SMEs Credit and Detail of MKM Credit Based on Group of Bank) Miliar Rp (Billion Rp) Kelompok Bank UMKM

2011

2012

2014

2013

Okt

2015

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Category of Bank

Okt

1)

UMKM

1)

1. State Owned Banks

1. Bank Persero

Total

Baki Debet

222.645

242.861

304.751

328.783

334.151

341.804

333.097

333.848

340.563

341.001

345.795

356.506

351.496

355.179

360.866

363.836

Mikro

58.287

66.555

87.657

103.743

105.419

106.269

107.194

109.008

111.113

113.185

114.909

118.832

119.139

119.878

121.924

124.208

Micro

Kecil

86.113

98.136

122.730

130.833

133.980

136.580

132.375

135.070

130.893

130.959

131.194

135.891

133.713

135.806

138.015

138.698

Small

Menengah

78.245

78.169

94.363

94.207

94.752

98.956

93.528

89.770

98.557

96.856

99.693

101.783

98.644

99.495

100.927

100.929

9.019

9.093

10.362

13.399

13.279

12.138

13.442

14.946

14.609

15.600

16.522

15.968

16.712

16.849

15.976

15.917

Mikro

1.174

1.214

1.481

2.086

2.056

1.829

2.064

2.514

2.520

2.624

2.761

2.722

2.771

2.721

2.563

2.531

Micro

Kecil

4.450

4.694

4.922

6.137

6.076

5.552

5.999

6.769

6.566

6.920

7.425

7.072

7.339

7.407

6.971

6.986

Small

Menengah

3.395

3.185

3.960

5.175

5.146

4.757

5.378

5.663

5.524

6.056

6.336

6.174

6.602

6.721

6.441

6.400

NPL

Medium NPL

Medium 2. Regional Development Banks

2. BPD

Total

Baki Debet

31.314

45.082

46.896

52.631

52.970

50.837

48.408

49.196

49.983

50.867

51.798

53.035

53.322

50.987

51.731

52.795

Mikro

4.509

9.038

9.156

8.833

8.850

8.733

8.573

8.765

8.837

8.977

9.121

9.329

9.341

9.230

9.375

9.546

Micro

Kecil

18.880

21.091

21.232

24.516

24.541

23.456

22.518

22.742

23.034

23.348

23.826

24.422

24.386

24.273

24.563

24.768

Small

7.925

14.953

16.509

19.282

19.578

18.647

17.316

17.689

18.112

18.543

18.852

19.283

19.595

17.484

17.792

18.481

1.593

2.612

2.965

4.865

5.453

5.015

5.306

5.452

5.632

5.921

6.174

6.087

6.234

5.891

5.872

6.477

Menengah NPL

Medium NPL

Mikro

239

443

685

1.061

1.069

1.013

1.059

1.088

1.043

1.030

1.017

991

1.023

1.011

985

995

Micro

Kecil

915

1.327

1.338

1.760

1.802

1.647

1.767

1.840

1.897

2.009

2.081

2.130

2.186

2.186

2.185

2.298

Small

Menengah

439

842

943

2.044

2.582

2.354

2.480

2.524

2.693

2.881

3.076

2.966

3.025

2.694

2.701

3.184

Medium 3. Foreign Exchange Commercial Banks

3. Bank Swasta Nasional

Total

Baki Debet

194.234

228.991

245.101

255.734

256.109

261.365

253.996

261.664

275.730

279.038

279.315

282.210

284.015

284.193

282.028

279.928

Mikro

24.759

21.476

21.998

23.017

24.679

25.077

25.401

25.657

27.233

26.433

25.842

26.240

26.285

26.422

22.863

18.950

Micro

Kecil

40.660

44.581

41.954

41.673

41.651

41.458

40.790

40.968

42.949

43.316

43.126

42.744

42.720

42.459

42.445

44.051

Small

128.816

162.934

181.148

191.044

189.779

194.831

187.806

195.039

205.547

209.289

210.347

213.226

215.010

215.312

216.720

216.926

4.710

5.096

5.933

7.910

7.771

7.666

7.939

8.502

8.119

8.438

8.828

8.845

9.402

9.767

9.663

9.614

Menengah NPL

Medium NPL

618

758

750

822

799

775

814

810

799

787

793

799

787

982

878

736

Micro

Kecil

1.645

1.720

2.077

2.358

2.299

2.248

2.325

2.335

2.340

2.408

2.405

2.418

2.509

2.513

2.454

2.561

Small

Menengah

2.447

2.618

3.105

4.730

4.674

4.643

4.800

5.356

4.979

5.242

5.631

5.627

6.106

6.272

6.331

6.316

Mikro

Medium 4. Joint Venture Banks and Foreign Owned Banks

4. Bank Asing dan Campuran

Total

Baki Debet

9.971

9.463

12.076

17.373

17.621

17.714

17.787

17.951

18.219

17.391

17.781

19.136

19.472

19.739

20.735

19.809

Mikro

470

107

78

85

187

192

192

89

89

91

145

729

926

675

626

948

Micro

Kecil

874

465

466

456

474

482

491

500

495

512

645

689

807

772

780

736

Small

8.627

8.891

11.532

16.832

16.960

17.040

17.103

17.362

17.635

16.789

16.992

17.717

17.740

18.292

19.329

18.126

352

208

256

307

340

341

367

403

389

379

415

607

495

493

867

662

Menengah NPL

Medium NPL

Mikro

16

7

7

7

7

7

7

7

7

7

7

155

8

6

10

10

Micro

Kecil

62

40

10

12

13

13

12

13

12

16

17

16

16

16

16

16

Small

275

161

238

288

321

321

348

384

371

356

390

436

471

471

841

636

Menengah Jumlah Baki Debet NPL

458.164

526.397

608.823

654.521

660.850

671.721

653.288

662.660

684.494

688.297

694.690

710.888

708.305

710.098

715.360

15.674

17.011

19.515

26.480

26.843

25.159

27.054

29.302

28.750

30.338

31.939

31.507

32.843

33.001

32.376

Medium

Total 716.368 Baki Debet 32.670

NPL

190



Tabel 4.30 Kredit dan Non Performing Loan Rincian Kredit UMKM dan MKM Menurut Kelompok Bank

(Detail of SMEs Credit and Detail of MKM Credit Based on Group of Bank) Miliar Rp (Billion Rp) Kelompok Bank

2011

2012

2013

2014 Okt

1)

MKM 1. Bank Persero

2015 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Category of Bank

Okt MKM

1)

1. State Owned Banks Total

415.623

502.447

Mikro

122.104

143.877

Micro

Kecil

188.524

234.031

Small

Menengah

104.996

124.540

11.258

15.271

Mikro

2.997

9.520

Micro

Kecil

3.722

2.611

Small

Menengah

4.539

3.140

Baki Debet

NPL

Medium NPL

Medium 2. Regional Development Banks

2. BPD

Total

155.024

190.815

Mikro

36.921

32.580

Micro

Kecil

107.321

142.679

Small

10.782

15.556

2.562

3.297

Baki Debet

Menengah NPL Mikro Kecil Menengah

Medium NPL

470

555

Micro

1.176

1.489

Small

915

1.253

Medium 3. Foreign Exchange Commercial Banks

3. Bank Swasta Nasional

Total

512.566

601.409

Mikro

97.877

97.552

Micro

Kecil

195.035

228.341

Small

Menengah

219.654

275.516

10.204

11.502

Mikro

2.802

2.918

Micro

Kecil

3.349

4.084

Small

Menengah

4.053

4.500

Baki Debet

NPL

4. Bank Asing dan Campuran Baki Debet

Medium NPL

Medium 4. Joint Venture Banks and Foreign Owned Banks Total

68.180

55.935

Mikro

46.218

29.972

Micro

Kecil

7.005

7.558

Small

14.957

18.405

2.091

1.643

Menengah NPL

Medium NPL

1.223

849

Micro

Kecil

542

481

Small

Menengah

325

313

Mikro

Jumlah Baki Debet NPL 1)

Nov

1.151.392

1.350.606

26.115

31.714


Medium Total Baki Debet NPL 1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20

191



Tabel 4.31 Kredit UMKM dan MKM Menurut Lokasi Proyek Per Daerah Tingkat I

(SMEs Credit and MKM Credit Based on Project Location) Miliar Rp (Billion Rp) 2014 Kelompok Bank

2011

2012

2015

Category of Bank

2013 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt UMKM

UMKM

1. Jawa Barat

58.034

67.636

78.774

83.683

84.181

85.429

82.930

83.778

86.167

86.392

87.379

88.730

88.388

88.647

88.606

88.192 1.

Jawa Barat

2. Banten

16.026

18.863

22.631

24.807

24.936

25.305

25.267

25.566

26.653

27.013

27.076

27.798

27.658

27.997

28.265

28.142 2.

Banten

3. DKI Jakarta

82.225

93.051

95.185

98.202

100.682

104.891

101.144

104.499

108.252

108.250

108.399

111.483

112.850

113.383

113.872

114.155 3.

5.413

6.549

8.431

9.663

9.678

9.806

9.549

9.592

9.874

10.021

10.360

10.481

10.446

10.537

10.567

10.612 4.

D.I Yogyakarta

5. Jawa Tengah

43.721

51.576

62.679

69.910

69.927

70.415

68.590

69.700

72.210

73.088

73.843

76.015

75.589

76.257

76.848

76.636 5.

Jawa Tengah

6. Jawa Timur

62.346

65.980

79.322

84.918

85.539

86.569

83.965

84.901

88.346

89.297

90.314

93.299

93.424

94.187

94.560

94.094 6.

Jawa Timur

7. Bengkulu

3.115

3.598

4.103

4.488

4.512

4.551

4.490

4.530

4.635

4.665

4.719

4.808

4.763

4.778

4.838

4.928 7.

8. Jambi

6.724

7.809

8.772

9.248

9.354

9.383

9.257

9.304

9.737

9.724

9.864

10.046

9.959

10.000

10.001

10.045 8.

Jambi

Aceh

5.850

6.395

7.026

7.527

7.589

7.729

7.416

7.494

7.501

7.616

7.658

7.788

7.658

7.713

7.778

7.879 9.

Aceh

26.707

31.470

36.947

40.655

41.042

41.483

40.862

41.583

42.668

43.070

43.649

44.544

43.905

44.376

45.597

45.346 10. Sumatera Utara

4. D.I Yogyakarta

9. 10 . 11 . 12 . 13 . 14 . 15 . 16 . 17 . 18 . 19 . 20 . 21 . 22 . 23 . 24 . 25 . 26 . 27 . 28 . 29 . 30 . 31 . 32 . 33 . 34 . 35 .

Sumatera Utara

DKI Jakarta

Bengkulu

8.721

10.663

11.804

13.114

13.179

13.238

13.029

13.206

13.363

13.502

13.575

13.838

13.603

13.714

13.596

13.572 11. Sumatera Barat

13.995

16.096

17.968

20.919

21.121

21.292

20.727

20.832

21.239

21.604

21.611

21.912

21.569

21.586

21.857

21.776 12. Riau

4.648

5.514

7.402

7.485

6.921

6.947

6.548

6.777

7.105

7.186

7.202

7.288

7.197

7.144

7.243

7.139 13. Kepulauan Riau

Sumatera Selatan

12.190

14.807

17.506

18.441

18.584

18.987

17.950

17.808

18.487

18.451

18.615

19.130

18.955

19.024

19.192

19.519 14. Sumatera Selatan

Bangka Belitung

2.225

2.604

2.990

3.098

3.147

3.214

3.103

2.779

2.897

2.896

2.974

3.084

3.028

3.079

3.098

Lampung

9.060

10.276

11.664

11.888

12.055

12.086

11.857

12.102

12.507

12.463

12.586

12.839

12.674

12.707

12.941

Kalimantan Selatan

6.242

8.086

8.914

9.739

9.736

9.794

9.683

9.775

9.862

9.911

9.910

9.806

9.677

9.733

9.812

Kalimantan Barat

6.910

8.350

10.673

12.067

12.254

12.715

12.418

12.657

12.976

12.851

12.944

13.253

13.138

13.247

13.462

13.466 18. Kalimantan Barat

Kalimantan Timur

20.439 19. Kalimantan Timur

Sumatera Barat Riau Kepulauan Riau

3.060 15. Bangka Belitung 12.831 16. Lampung 9.915 17. Kalimantan Selatan

15.118

17.295

20.018

19.732

19.876

19.982

19.127

19.244

20.073

19.987

20.105

20.334

20.206

20.287

20.438

Kalimantan Tengah

3.590

4.433

4.837

5.489

5.530

5.604

5.420

5.506

5.743

5.751

5.935

6.006

6.002

6.112

6.203

Sulawesi Tengah

5.183

5.559

6.595

7.057

7.155

7.155

6.881

7.109

7.280

7.263

7.381

7.451

7.284

7.373

7.471

7.397 21. Sulawesi Tengah

Sulawesi Selatan

17.926

19.460

23.596

24.925

25.217

25.765

25.511

24.901

25.375

25.548

25.799

26.300

26.157

26.224

26.173

26.567 22. Sulawesi Selatan

Sulawesi Utara

5.923

5.861

6.431

6.745

7.049

7.150

6.958

7.063

7.449

7.294

7.463

7.576

7.446

7.395

7.250

7.281 23. Sulawesi Utara

Sulawesi Tenggara

2.871

3.715

4.516

4.943

4.944

4.914

4.883

4.940

4.983

5.045

5.095

5.236

5.141

5.200

5.292

5.187 24. Sulawesi Tenggara

Sulawesi Barat

1.326

1.567

1.875

2.130

2.158

2.212

2.114

2.135

2.249

2.205

2278,2

2.282

2.343

2.382

Gorontalo

1.701

1.820

2.011

2.224

2.276

2.316

2.266

2.309

2.387

2.430

2.484

2.445

2.471

2.528

Nusa Tenggara Barat

2.435

6.337 20. Kalimantan Tengah

2.504

25. Sulawesi Barat

2.543 26. Gorontalo 6.852 27. Nusa Tenggara Barat

3.820

5.175

6.318

6.525

6.592

6.703

6.633

6.718

6.814

6.816

6.849

6.895

6.709

6.720

6.812

13.050

16.356

19.951

22.834

23.000

23.483

23.307

23.766

24.531

24.667

24.947

25.488

25.590

25.845

26.106

Nusa Tenggara Timur

2.624

3.297

4.127

5.177

5.246

5.234

5.028

5.163

5.324

5.345

5.436

5.721

5.812

5.897

6.083

6.073 29. Nusa Tenggara Timur

Maluku

1.756

1.808

2.000

2.132

2.167

17.787

2.106

2.170

2.248

2.294

2.322

2.405

2.376

2.382

2.417

2.417 30. Maluku

Papua

4.752

5.477

7.471

8.410

8.703

8.608

7.963

8.229

8.698

8.643

8.763

9.029

8.914

7.019

7.167

8.120 31. Papua

Maluku Utara

1.204

1.327

1.474

1.377

1.403

1.391

1.368

1.385

1.425

1.429

1.467

1.514

1.487

1.527

1.544

1.531 32. Maluku Utara

Papua Barat

1.881

2.523

3.376

3.802

3.877

3.836

3.557

3.596

3.772

3.808

3.899

4.060

3.964

3.158

3.271

3.538 33. Papua Barat

259

369

335

52

89

87

45

42

41

42

38

35

36

35

34

Tidak Teridentifikasi

1.030

1.032

1.099

1.116

1.133

1.205

1.339

1.500

1.625

1.730

1.829

1.931

1.973

1.999

2.055

Jumlah

458.164

Bali

Lainnya

526.397

608.823

654.521

660.850

671.721

653.288

662.660

684.494

688.297

694.690

710.888

708.305

710.098

715.360

26.169 28. Bali

33 34. Lainnya 2.074 35. Tidak Teridentifikasi 716.368

Total

192



Tabel 4.31 Kredit UMKM dan MKM Menurut Lokasi Proyek Per Daerah Tingkat I

(SMEs Credit and MKM Credit Based on Project Location) Miliar Rp (Billion Rp) 2014 Kelompok Bank

2011

2012

Category of Bank Okt

MKM

2015

2013 Nov

Des

Jan

1)

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt MKM

1. Jawa Barat

175.897

2. Banten

207.552

1)

1. Jawa Barat

2. Banten

56.857

70.082

215.963

237.266

4. D.I Yogyakarta

13.368

15.857

5. Jawa Tengah

95.742

114.094

5. Jawa Tengah

128.190

150.323

6. Jawa Timur

8.430

10.503

7. Bengkulu

8. Jambi

15.415

18.485

8. Jambi

Aceh

18.585

20.217

9. Aceh

Sumatera Utara

58.917

70.333

10. Sumatera Utara

Sumatera Barat

23.000

27.088

11. Sumatera Barat

Riau

32.210

37.337

12. Riau

Kepulauan Riau

12.940

15.193

13. Kepulauan Riau

Sumatera Selatan

30.079

35.261


Bangka Belitung

4.551

5.434

15. Bangka Belitung

Lampung

20.742

23.862

16. Lampung

Kalimantan Selatan

17.238

20.819


Kalimantan Barat

16.295

19.963


Kalimantan Timur

27.365

33.123


8.452

11.769


Sulawesi Tengah

11.587

14.043

21. Sulawesi Tengah

Sulawesi Selatan

42.958

50.569


Sulawesi Utara

15.716

18.500

23. Sulawesi Utara

Sulawesi Tenggara

8.595

10.806


Sulawesi Barat

3.211

4.002

25. Sulawesi Barat

Gorontalo

4.775

5.977

26. Gorontalo

Nusa Tenggara Barat

12.762

15.609


Bali

27.122

33.573

28. Bali

Nusa Tenggara Timur

10.291

12.388


Maluku

4.725

5.478

Papua

9.505

12.161

Maluku Utara

3.104

3.900

32. Maluku Utara

Papua Barat

3.630

4.752

33. Papua Barat

13.176

14.288

3. DKI Jakarta

6. Jawa Timur 7. Bengkulu

9. 10 . 11 . 12 . 13 . 14 . 15 . 16 . 17 . 18 . 19 . 20 . 21 . 22 . 23 . 24 . 25 . 26 . 27 . 28 . 29 . 30 . 31 . 32 . 33 . 34 .

Kalimantan Tengah

Lainnya Jumlah

1)

1.151.392

1.350.606



30. Maluku 31. Papua

34. Lainnya Total

1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20

193

STATISTIK PERBANKAN INDONESIA INDONESIAN BANKING STATISTICS

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