STATISTIK PERBANKAN INDONESIA INDONESIAN BANKING STATISTICS

BULANAN MONTHLY

STATISTIK PERBANKAN INDONESIA INDONESIAN BANKING STATISTICS

Vol: 14 No. 1, Desember 2015

ISSN: 2086-2954

KATA PENGANTAR FOREWARD Statistik Perbankan Indonesia (SPI) merupakan media publikasi yang menyajikan data mengenai perbankan Indonesia. SPI diterbitkan secara bulanan oleh Departemen Perizinan dan Informasi Perbankan untuk memberikan gambaran perkembangan perbankan di Indonesia.

The Indonesia Banking Statistic is a publication media that provides data of Indonesia Banking. The SPI is published by the licence and banking information department monthly to give an overview of banking development in Indonesia.

Sehubungan dengan beralihnya fungsi, tugas dan wewenang pengaturan dan pengawasan kegiatan jasa keuangan di sektor perbankan dari Bank Indonesia ke Otoritas Jasa Keuangan sejak tanggal 31 Desember 2013, maka SPI edisi November 2013 akan diterbitkan oleh Otoritas Jasa Keuangan dan dapat diakses melalui website www.ojk.go.id pada menu Data dan Statistik-Perbankan.

Due to change function, job and authority of arrangement and surveillance of financial services activity in banking sector from The Bank of Indonesia to Financial Services Authority since December 31th, 2003, so The SPI's edition on November 2013 will be published by Financial Services Authority and can be accessed through website www.ojk.go.id at data menu and banking statistic.

Dengan perubahan tersebut, diharapkan data yang disajikan tetap dapat bermanfaat bagi pengguna.

By the change, the provided data can be useful for user/stakeholder.

Mulai data bulan Mei 2015, pengelompokkan bank disajikan berdasarkan Bank Umum berdasarkan Kelompok Usaha (BUKU) namun data berdasarkan kelompok bank yang lama tetap disajikan secara paralel sampai dengan data Juni 2016. Hal ini untuk mempertimbangkan batas waktu bagi bank umum menyesuaikan kegiatan usaha/modal inti sampai dengan Juni 2016.

Starting May 2015, the grouping of banks presented based on Commercial Banks Group of Business Activities (BUKU) but the old data group continue to be presented in parallel until June 2016. It is to consider the time limit for commercial banks to adjust their business activities/core capital up to June 2016.

Pada SPI mulai edisi Desember 2015 data perbankan syariah tidak lagi disajikan. Data perbankan syariah dimaksud telah tersedia di SPS Format Baru mulai edisi Desember 2015. Namun secara umum data kelompok bank berdasarkan BUKU sudah termasuk data perbankan syariah. Diharapkan dengan pemisahan data ini dapat mempercepat data yang diberikan kepada stakeholder.

Starting SPI edition December 2015, the sharia banking data are no longer served. Sharia banking data is already available in SPS New Format began edition December 2015. But, generally data of bank group base on BUKU includes Sharia banking data. Expected with the separation of these data can accelerate the data that provided to stakeholders.

Jakarta, Februari 2016 Jakarta, February 2016

Otoritas Jasa Keuangan, Republik Indonesia Departemen Perizinan dan Informasi Perbankan Financial Services Authority, Republic of Indonesia Banking Licensing and Information Department

i

HALAMAN KETERANGAN PAGE OF REFERANCE Jadwal Publikasi Kedepan Edisi Januari 2016 akan diterbitkan pada minggu ke III bulan Maret 2016.

Advance Release Calender (ARC) January 2016 edition will be released on the 3rd week of March 2016.

Tanda-tanda, simbol dan Sumber Data Suatu jumlah tidak selalu sama besarnya dengan penjumlahan angka-angka yang bersangkutan karena pembulatan.

Notes, Symbols and Sources of Data Totals do not necessarily agree with the sum of items shown because of roundings.

r ( ) * ** *** ... -$

Angka-angka diperbaiki Sebagian dari suatu jumlah Angka-angka sementara Angka-angka sangat sementara Angka-angka sangat-sangat sementara Tidak ada Angka belum tersedia Nol atau lebih kecil daripada digit terakhir Dolar Amerika Serikat

r ( ) * ** *** ... -$

Revised figures Subset of data Provisional figures Very provisional figures Estimated figures Not available Figures are not available yet Nil or less than the last digit US Dollar

Tanda koma pada angka-angka harap dibaca sebagai titik dan sebaliknya tanda titik harap dibaca sebagai koma.

Commas in the numbers please read as point and vice versa, please read the point as a comma

Sumber Data : Bank Indonesia dan Otoritas Jasa Keuangan, kecuali jika dinyatakan lain. 1. Data yang digunakan dalam Publikasi SPI bersumber dari Laporan Bulanan Bank Umum (LBU), dan Laporan Berkala Bank Perkreditan Rakyat (LBBPR) kecuali dinyatakan lain. 2. Proses download data; Data Laporan Bulanan Bank Umum (LBU) yang disampaikan dari bank pelapor kepada Bank Indonesia diolah melalui Sistem Informasi Perbankan (SIP). Perbedaan waktu download data LBU melalui SIP dapat menyebabkan perbedaan pada data yang dipublikasikan ini dengan data publikasi yang lain. Oleh sebab itu, pembaca dihimbau untuk memperhatikan waktu download data. Misalnya pemrosesan data bulan laporan Oktober 2015 untuk Publikasi Statistik Perbankan Indonesia penerbitan periode ini dilakukan dari tanggal 10 Desember s/d tanggal 15 Desember 2015.

Data Source : Bank Indonesia and Financial Services Authority unless mentioned otherwise.

Sampai dengan bulan Desember 2015 data dalam publikasi ini disediakan melalui website OJK (http://www.ojk.go.id) dan website BI (http://www.bi.go.id).

Until December 2015, The data publication are also provided through OJK website (http://www.ojk.go.id) and BI website (http://www.bi.go.id).

Departemen Perizinan dan Informasi Perbankan Deputi Direktur Publikasi dan Administrasi (IDAP) Otoritas Jasa Keuangan Menara Radius Prawiro Jl. MH Thamrin No. 2, Jakarta Pusat Email: [email protected] Telepon: (021) 1500 655 Fax: (021) 386 6032

Bank Licensing and Banking Information Department Administration and Publication Deputy Director (IDAP) Indonesia Financial Services Authority Radius Prawiro Tower Jl. MH Thamrin No. 2, North Jakarta Email: [email protected] Telephone: +62-21—1500 655 Fax: +62-21-386 6032

1.

The data used in the Indonesian Banking Statistics is derive from Commercial Bank Monthly Reports, and Rural Bank Monthly Reports. 2. Data from the Commercial Bank Monthly Reports, which submitted by the reporting banks to Bank Indonesia, is processed using the Bank Indonesia Banking Information System. The time taken to download data from Banking Information System can result in variations of the data that is published in this book, compared to other published data. Therefore, readers are recommended to pay attention to the download time of data. The processing of the October 2015 monthly reports for this periode of the Indonesian Banking Statistics was done from 10 December until 15 December 2015.

ii

DAFTAR ISI TABLE OF CONTENT KATA PENGANTAR

i

INTRODUCTION

i

HALAMAN KETERANGAN

ii

PAGE OF REFFERENCE

ii

DAFTAR ISI

iii

TABLE OF CONTENT

iii

DAFTAR SINGKATAN

iv

LIST OF ABBREVIATIONS

iv

DAFTAR TABEL

v

LIST OF TABLES

v

LIST OF ADDITIONAL TABLE AND

ix

DAFTAR TABEL TAMBAHAN DAN

ix

CHANGE OF TABLES NAME

PERUBAHAN NAMA TABEL METADATA

xi

METADATA

xi

DATA

2

DATA

2

DATA BANK UMUM BERDASARKAN BUKU

4

COMMERCIAL BANK GROUP OF BUSINESS

4

ACTIVITIES DATA BANK UMUM

64

COMMERCIAL BANK DATA

64

DATA BANK PERKREDITAN RAKYAT

122

RURAL BANK DATA

122

DATA PERKREDITAN

139

CREDIT DATA

139

iii

DAFTAR SINGKATAN LIST OF ABBREVIATION

APYD

: Aktiva Produktif Yang Diklasifikasikan

APYD

: Classified Earning assets

ATMR

: Aktiva Tertimbang Menurut Risiko

ATMR

: Risk Weighted Assets

BOPO

: Biaya Operasional terhadap Pendapatan

BOPO

: Operations Expenses to Operations Income

Operasional BPD

: Bank Pembangunan Daerah

BPD

: Regional Development Bank

CAR

: Capital Adequacy Ratio

CAR

: Capital Adequacy Ratio

DPK

: Dana Pihak Ketiga

DPK

: Third Party Funds

KAP

: Kualitas Aktiva Produktif

KAP

: Earning assets Qualtiy

KBAB

: Kewajiban Bersih Antar Bank

KBAB

: Inter-Bank Net Liabilities

KP

: Kantor Pusat

KP

: Head Office

KC

: Kantor Cabang

KC

: Branch Office

KCP

: Kantor Cabang Pembantu

KCP

: Sub-Branch Office

KK

: Kantor Kas

KK

: Cash Office

KPW

: Kantor Perwakilan

KPW

: Representative Office

LBU

: Laporan Bulanan Bank Umum

LBU

: Commercial Bank Monthly Report

LDR

: Loan to Deposit Ratio

LDR

: Loan to Deposit Ratio

NIM

: Net Interest Margin

NIM

: Net Interest Margin

NPL

: Non Performing Loan

NPL

: Non-Performing Loan

ROA

: Return on Assets

ROA

: Return on Assets

SIP

: Sistem Informasi Perbankan

SIP

: Banking Information System

UKM

: Usaha Kecil Menengah

UKM

: Small/Medium-Scale-Enterprise Industry

UMKM

: Usaha Mikro Kecil Menengah

UMKM

: Small/Medium/Micro-Enterprise

Industry

(SMEs) NOM

: Net Operating Margin

NOM

: Net Operating Margin

FDR

: Financing to Deposit Ratio

FDR

: Financing to Deposit Ratio

iv

DAFTAR TABEL LIST OF TABLES NO.

NO. TABEL

JUDUL

HAL

TABLES

DATA 1.

1.0

Kegiatan Usaha Perbankan

TOPIC

PAGES

DATA 2

1.0

DATA BANK UMUM BERDASARKAN BUKU

Bank Industries Operation

2

COMMERCIAL BANKS GROUP OF BUSINESS ACTIVITIES

2.

1.1 – 1.8

Kegiatan Usaha Bank Umum berdasarkan BUKU

3.

1.9 – 1.16

Laporan Laba/Rugi Bank Umum berdasarkan BUKU

12

4.

1.17 - 1.24

Rekening Administratif Bank Umum berdasarkan BUKU

20

5.

1.25 - 1.31

Kinerja Bank Umum Konvensional berdasarkan BUKU

28

6.

1.32

Perkembangan Aset Bank Umum Berdasarkan BUKU

36

7.

1.33

Jumlah Bank Umum Berdasarkan Pengelompokkan Total Aset BUKU

37

8.

1.34 – 1.41

Aset Produktif Bank Umum Konvensional dan Kualitas Kredit Bank Umum Kepada Bank Lain BUKU

9.

1.42 - 1.49

Komposisi DPK Bank Umum Berdasarkan Lokasi bank Penghimpunan Dana - BUKU

46

10.

1.50 – 1.57

Suku Bunga Rata-rata DPK Bank Umum – BUKU

54

11.

1.58

Perkembangan Jumlah Bank Umum dan Kantor Bank Umum berdasarkan BUKU

62

4

38

1.1 – 1.8

1.9 – 1.16

1.17 - 1.24

1.25 - 1.31

1.32

1.33

1.34 – 1.41

1.42 - 1.49

1.50 – 1.57

1.58

Commercial Banks Group of Business Activities

4

Commercial Banks Group of Business Acitivies - Income Statements

12

Commercial Banks Group of Business Acitivies - Off-Balance Sheet

20

Performance of Commercial Banks Group of Busineness Activities

28

Growth of Commercial Banks Assets based on Group of Business Activities

36

Total of Commercial Banks Based on Total Assets

37

Earning Assets of Commercial Banks and Credit Quality of Commercial Banks to Other Bank

38

Composition of Third Party Funds of Commercial Banks Group of Business Activities

46

Average of Interest Rate of Third Party Funds of Commercial Conventional Banks Group of Business Activities

54

Growth of Total Commercial Banks and Bank Offices based on Group of Business Activities

62

COMMERCIAL BANK

DATA BANK UMUM 14.

1.1. s.d 1.7.

Kegiatan Usaha Bank Umum

64

1.1. s.d 1.7.

Commercial Banks Operation

64

15.

1.8 s.d 1.14.

Laporan Laba/Rugi Bank Umum

71

1.8 s.d 1.14.

Commercial Banks Income Statement

71

16

1.15.a s.d 1.21.

Rekening Administratif Bank Umum

78

1.15.a s.d 1.21.

Commercial Banks Off-Balance Sheet

78

17.

1.22.a s.d 1.28.

Kinerja Bank Umum Konvensional

85

1.22.a s.d 1.28.

Commercial Banks Performance

85

18.

1.29

Perkembangan Aset Bank Umum Berdasarkan Kelompok Bank

92

1.29

Growth of Commercial Banks Asset Based Group Bank

92

19.

1.30

Jumlah Bank Umum Berdasarkan Pengelompokkan Total Aset

93

1.30

Total of Commercial Banks Based on Total Assets

93

v

NO.

NO. TABEL

JUDUL

20.

1.31 s.d 1.37

Aset Produktif Bank Umum Konvensional dan Kualitas Kredit Bank Umum Kepada Bank Lain

21.

1.38 s.d 1.44

22.

HAL

TABLES

TOPIC

PAGES

94

1.31 s.d 1.37

Earning Assets of Commercial Banks and Credit Quality of Commercial Banks to Other Bank

94

Komposisi Dana Pihak Ketiga Bank Umum

101

1.38 s.d 1.44

Composition of Third Party Funds of Commercial Banks

101

1.45

Komposisi DPK Bank Umum Berdasarkan Lokasi bank Penghimpunan Dana

108

1.45

Composition of Third Party Funds of Commercial Banks Based on Bank Location Month (...) Year (...)

108

23.

1.46

Penghimpunan DPK Bank Umum Berdasarkan Lokasi Bank Penghimpunan Dana

109

1.46

Third Party Funds of Commercial Banks Based on Bank Location of Deposits

109

24.

1.47 s.d 1.53

Suku Bunga Rata-rata DPK Bank Umum

110

1.47 s.d 1.53

Average of Interest Rate of Third Party Fund of Commercial Banks

110

25.

1.54

Suku Bunga Rata-rata Kredit Bank Umum kepada Pihak Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

117

1.54

Average of Credit Interest Rates of Commercial Bank to Parties Non Bank Based on Industrial Origin and Non Industrial Origin Credit Recipients

117

26.

1.55

Suku Bunga Rata-rata Kredit Bank Umum kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

118

1.55

Average of Credit Interest Rate of Commercial Based on Types and Orientation User

118

27.

1.56

Perkembangan Jumlah Bank Umum dan Kantor Bank Umum

119

1.56

Growth of Total Commercial Banks and Bank Offices

119

28.

1.57

Perkembangan Jumlah Kantor Cabang Bank Berdasarkan Lokasi Bank

120

1.57

Growth of Total Branch offices Based on Region

120

RURAL BANK DATA

DATA BANK PERKREDITAN RAKYAT 29.

2.1

Kegiatan Usaha Bank Perkreditan Rakyat

122

2.1

Rural Bank Operations

122

30.

2.2

Kinerja Bank Perkreditan Rakyat

123

2.2

Rural Bank Performance

123

31.

2.3

Perkembangan Aset BPR Berdasarkan Lokasi BPR

124

2.3

Growth of Assets Based Rural Bank Data

124

32.

2.4

Jumlah BPR Berdasarkan Total Aset

125

2.4

Rural Banks Based on Total Assets

125

33.

2.5

Non Performing Loan (NPL) Bank Perkreditan Rakyat

126

2.5

NPL of Rural Bank

126

34.

2.6

NPL BPR Berdasarkan Lokasi

127

2.6

NPL of Rural Banks Based On Location

127

35.

Dana Pihak Ketiga

128

Third Party Funds of Rural Bank

128

2.7

a. Composition of Third Party Funds of Rural Bank

b. Komposisi DPK Berdasarkan Lokasi Penghimpunan

2.8

b. Composition of Third Party Funds Based on Location

2.9

c. DPK BPR Berdasarkan Lokasi Penghimpun

2.9

c. Third Party Funds of Rural Banks Based on Location

36.

2.10

Suku Bunga Rata-rata DPK BPR

131

2.10

Average of Third Party Interest Rates of Rural Banks

131

37.

2.11

Suku Bunga Rata-rata Kredit BPR Berdasarkan Sektor Ekonomi

132

2.11

Average of Credit Interest Rates of Rural Banks

132

38.

2.12

Suku Bunga rata-rata Kredit BPR Berdasarkan Jenis Penggunaan

133

2.12

Average of Credit Interest Rates of Rural Banks Based on Type of Use

133

2.7

a. Komposisi DPK Bank Perkreditan Rakyat

2.8

vi

HAL

TABLES

TOPIC

PAGES

134

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Growth of Total Rural Banks and Bank Offices

134

a. Perkembangan Jumlah BPR

2.13

b. Perkembangan Jumlah BPR dan Kantor BPR Berdasarkan Lokasi

2.14

a. Growth of Total Rural Bank b. Growth of Total Rural Bank Offices Based on Region

136

2.15

Syariah Rural Bank

136

137

2.16

Asset and Financing of Sharia Rural Bank)

137

NO.

NO. TABEL

JUDUL

39.

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Perkembangan Jumlah Bank dan Kantor Bank

2.13 2.14 40.

2.15

Kegiatan Usaha BPR Syariah

41.

2.16

Aset dan Pembiayaan BPR Syariah

CREDIT DATA

DATA PERKREDITAN 42.

45.

3.1 – 3.8

3.9 s.d 3.16

Kredit dan NPL Bank Umum Konvensional - BUKU Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

Kredit dan NPL Bank Umum Konvensional - BUKU Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

3.1 – 3.8

139

3.9 s.d 3.16 147

Credit and NPL Credit of Commercial Banks Group of Business Activities to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Beneficiary

139

Credit and NPL of Commercial Conventional Banks Group of Business Activities 1 to Non Bank Third Party Based on Types and Orientation of Use

147

51.

3.17

Kredit dan NPL Bank Umum Konvensional dan Bank Umum Syariah berdasarkan BUKU

155

3.17

Credit and Non Performing Loan (NPL) of Commercial Conventional and Sharia Banks based on Group of Business Activities to Non Bank Third Party Withdrawn By Card

155

43.

3.1.a s.d 3.7.a

Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

156

3.1.a s.d 3.7.a

Credit Channeling and NPL Credit Channeling of Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary

156

44.

3.8.a

Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Per Lokasi Dati I Bank Penyalur Kredit

163

3.8.a

Credit and NPL of Comemrcial Bank to Non Bank Third Party Based on Business Sector and non Business Sector of Credit by Region

163

46.

3.9.a s.d 3.15.a

Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

164

3.9.a s.d 3.15.a

Credit and NPL of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use

164

47.

3.16.a

Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan per Lokasi Dati I Bank Penyalur Kredit

171

3.16.a

Credit and NPL of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use by Bank Location for [month] [year]

171

48.

3.17.a

Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lokasi Dati I Bank Penyalur Kredit

172

3.17.a

Credit and NPL 0f Commercial Banks to Non Bank Third Party Based on Bank Location

172

49.

3.18.a

Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Hubungan Penerima Kredit dengan Bank

173

3.18.a

Credit and NPL of Commercial Bank to Non Bank Third Party Based on Bank Relation with Beneficiary

173

50.

3.19.a

Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Yang Penarikannya Menggunakan Kartu Berdasarkan Kelompok Bank

174

3.19.a

Credit and NPL of Commercial Bank to Non Bank Third Party Withdrawn By Card Based on Group of Bank

174

vii

NO.

NO. TABEL

JUDUL

HAL

TABLES

TOPIC

PAGES

52.

3.20.a

Penerusan Kredit (Off-Balance Sheet) dan NPL Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Penerusan Kredit

175

3.20.a

Credit Channeling (Off-Balance Sheet) and NPLof Commercial Banks Based on Industries Sector and non Industries Sector of Credit Channeling Beneficiary

175

53.

3.21.a

Penerusan Kredit (Off-Balance Sheet) dan Non PerformingLoan (NPL) Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Kredit dan Golongan Penyalur Kredit

176

3.21.a

Off-Balance Sheet Credit Channeling and NPL of Commercial Banks to Non-Bank Third Party Based on Types of Credit and Classification of Credit Providers

176

54.

3.22.a

Kredit BPR Berdasarkan Sektor Ekonomi

177

3.22.a

Credit of Rural Banks Based on Economic Sector

177

55.

3.23.a

Kredit Bank Perkreditan Rakyat Berdasarkan Jenis Penggunaan

178

3.23.a

Credit of Rural Banks Based on Type of Use

178

56.

3.24.a

Kredit Bank Perkreditan Rakyat Berdasarkan Lokasi Bank Penyalur

179

3.24.a

Credit of Rural Bank Based on Location

179

57.

3.25.a

Kredit dan NPL MKM dan UMKM Berdasarkan Sektor Ekonomi

180

3.25.a

Credit & NPL of MSMEs and SMEs Based on Economic Sector

180

58.

3.26.a

Kredit dan NPL MKM dan UMKM Berdasarkan Jenis Penggunaan

182

3.26.a

Credit & NPL of MSMEs 182 and SMEs Based on Type Use

59.

3.27.a

Kredit dan NPL Rincian Kredit MKM dan UMKM Menurut Kelompok Bank

183

3.27.a

Credit & NPL of MSMEs and SMEs Based on Group of Bank

183

60.

2.28.a

Kredit UMKM dan MKM Menurut Lokasi Proyek per Daerah Tingkat I

185

2.28.a

Credit & NPL of MSMEs and SMEs Based on Project Location

185

viii

DAFTAR TABEL TAMBAHAN dan PERUBAHAN NAMA TABEL PENERBITAN STATISTIK BANK UMUM BERDASARKAN KELOMPOK USAHA No. Nomor Tabel

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29

Tabel 1 Tabel 1.1 Tabel 1.2 Tabel 1.3 Tabel 1.4 Tabel 1.5 Tabel 1.6 Tabel 1.7 Tabel 1.8 Tabel 1.9 Tabel 1.10 Tabel 1.11 Tabel 1.12 Tabel 1.13 Tabel 1.14 Tabel 1.15 Tabel 1.16 Tabel 1.17 Tabel 1.18 Tabel 1.19 Tabel 1.20 Tabel 1.21 Tabel 1.22 Tabel 1.23 Tabel 1.24 Tabel 1.25 Tabel 1.26 Tabel 1.27 Tabel 1.28

30 Tabel 1.29 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53

Tabel 1.30 Tabel 1.31 Tabel 1.32 Tabel 1.33 Tabel 1.34 Tabel 1.35 Tabel 1.36 Tabel 1.37 Tabel 1.38 Tabel 1.39 Tabel 1.40 Tabel 1.41 Tabel 1.42 Tabel 1.43 Tabel 1.44 Tabel 1.45 Tabel 1.46 Tabel 1.47 Tabel 1.48 Tabel 1.49 Tabel 1.50 Tabel 1.51 Tabel 1.52

54 Tabel 4.1 55 Tabel 4.2 56 Tabel 4.3 57 Tabel 4.4 58 Tabel 4.5 59 Tabel 4.6 60 Tabel 4.7 61 Tabel 4.9

Nama Tabel

Kegiatan Usaha Perbankan Kegiatan Usaha Bank Umum Konvensional dan Bank Umum Syariah Kegiatan Usaha Bank Umum Konvensional - BUKU 1 Kegiatan Usaha Bank Umum Konvensional - BUKU 2 Kegiatan Usaha Bank Umum Konvensional - BUKU 3 Kegiatan Usaha Bank Umum Konvensional - BUKU 4 Kegiatan Usaha Bank Umum Syariah - BUKU 1 Kegiatan Usaha Bank Umum Syariah - BUKU 2 Laporan Laba/Rugi Bank Umum Konvensional dan Bank Umum Syariah Laporan Laba/Rugi Bank Umum Konvensional - BUKU 1 Laporan Laba/Rugi Bank Umum Konvensional - BUKU 2 Laporan Laba/Rugi Bank Umum Konvensional - BUKU 3 Laporan Laba/Rugi Bank Umum Konvensional - BUKU 4 Laporan Laba/Rugi Bank Umum Syariah - BUKU 1 Laporan Laba/Rugi Bank Umum Syariah - BUKU 2 Rekening Administratif Bank Umum Konvensional dan Bank Umum Syariah Rekening Administratif Umum Konvensional - BUKU 1 Rekening Administratif Umum Konvensional - BUKU 2 Rekening Administratif Umum Konvensional - BUKU 3 Rekening Administratif Umum Konvensional - BUKU 4 Rekening Administratif Umum Syariah - BUKU 1 Rekening Administratif Umum Syariah - BUKU 2 Kinerja Bank Umum Konvensional Kinerja Bank Umum Konvensional BUKU 1 Kinerja Bank Umum Konvensional BUKU 2 Kinerja Bank Umum Konvensional BUKU 3 Kinerja Bank Umum Konvensional BUKU 4 Kinerja Bank Umum Syariah BUKU 1 Kinerja Bank Umum Syariah BUKU 2 Perkembangan Aset Bank Umum Konvensional dan Bank Umum Syariah Berdasarkan Kegiatan Usaha Jumlah Bank Umum Konvensional dan Bank Umum Syariah Berdasarkan Pengelompokan Total Aset Aset Produktif Bank Umum Konvensional dan Kualitas Kredit Bank Umum kepada Bank Lain Aset Produktif dan Kualitas Kredit Bank Umum Konvensional BUKU 1 kepada Bank Lain Aset Produktif dan Kualitas Kredit Bank Umum Konvensional BUKU 2 kepada Bank Lain Aset Produktif dan Kualitas Kredit Bank Umum Konvensional BUKU 3 kepada Bank Lain Aset Produktif dan Kualitas Kredit Bank Umum Konvensional BUKU 4 kepada Bank Lain Aset Produktif dan Kualitas Kredit Bank Umum Syariah BUKU 1 kepada Bank Lain Aset Produktif dan Kualitas Kredit Bank Umum Syariah BUKU 2 kepada Bank Lain Komposisi Dana Pihak Ketiga Bank Umum Konvensional dan Bank Umum Syariah Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 1 Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 2 Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 3 Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 4 Komposisi Dana Pihak Ketiga Bank Umum Syariah - BUKU 1 Komposisi Dana Pihak Ketiga Bank Umum Syariah - BUKU 2 Suku Bunga Rata-rata DPK Bank Umum Konvensional dan Bank Umum Syariah Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 1 Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 2 Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 3 Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 4 Suku Bunga Rata-rata DPK Bank Umum Syariah - BUKU 1 Suku Bunga Rata-rata DPK Bank Umum Syariah - BUKU 2 Perkembangan Jumlah Bank Umum dan Kantor Bank Umum berdasarkan Kelompok Usaha Kredit dan NPL Bank Umum Konvensional dan Bank Umum Syariah Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit Kredit dan NPL Bank Umum Konvensional BUKU 1 Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit Kredit dan NPL Bank Umum Konvensional BUKU 2 Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit Kredit dan NPL Bank Umum Konvensional BUKU 3 Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit Kredit dan NPL Bank Umum Konvensional BUKU 4 Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit Kredit dan NPL Bank Umum Syariah BUKU 1 Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit Kredit dan NPL Bank Umum Syariah BUKU 2 Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit Kredit dan NPL Kredit Bank Umum Konvensional dan Bank Umum Syariah Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

Keterangan

Perubahan Nama Tabel Perubahan Nama Tabel Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Perubahan Nama Tabel Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Perubahan Nama Tabel Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Perubahan Nama Tabel Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Perubahan Nama Tabel Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Perubahan Nama Tabel Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Perubahan Nama Tabel

No. Nomor Tabel

62 Tabel 4.10 63 Tabel 4.11 64 Tabel 4.12 65 Tabel 4.13 66 Tabel 4.14 67 Tabel 4.15 68 Tabel 4.19

Nama Tabel

Kredit dan NPL Kredit Bank Umum Konvensional BUKU 1 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan Kredit dan NPL Kredit Bank Umum Konvensional BUKU 2 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan Kredit dan NPL Kredit Bank Umum Konvensional BUKU 3 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan Kredit dan NPL Kredit Bank Umum Konvensional BUKU 4 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan Kredit dan NPL Kredit Bank Umum Syariah BUKU 1 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan Kredit dan NPL Kredit Bank Umum Syariah BUKU 2 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan Kredit dan NPL Bank Umum Konvensional dan Bank Umum Syariah berdasarkan Kegiatan Usaha kepada Pihak Ketiga Bukan Bank Yang Penarikannya Menggunakan Kartu

Keterangan

Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru

METADATA INFORMASI DASAR

1. Nama Data : Kelompok Bank Umum berdasarkan Kegiatan Usaha 2. Penyelenggara Statistik : Departemen Perizinan dan Informasi Perbankan - OJK 3. Alamat : Kompleks Perkantoran BI, Jalan MH Thamrin No. 2 Jakarta, Menara Radius Prawiro Lantai 12 4. Nomor Telp : 021-1500 655 5. Nomor Fax : 021-3523705 6. Email : [email protected]

DEFINISI

Statistik Kelompok Bank Umum berdasarkan Kelompok Usaha disusun berdasarkan PERATURAN BANK INDONESIA NOMOR 14/26/PBI/2012 TENTANG KEGIATAN USAHA DAN JARINGAN KANTOR BERDASARKAN MODAL INTI BANK. Bank adalah Bank Umum sebagaimana dimaksud dalam Undang-Undang Nomor 7 Tahun 1992 tentang Perbankan sebagaimana telah diubah dengan Undang-Undang Nomor 10 Tahun 1998, termasuk kantor cabang dari bank yang berkedudukan di luar negeri, dan Bank Umum Syariah serta Unit Usaha Syariah sebagaimana dimaksud dalam UndangUndang Nomor 21 Tahun 2008 tentang Perbankan Syariah. Modal Inti: a. bagi Bank yang berbadan hukum Indonesia adalah modal inti sebagaimana dimaksud dalam ketentuan Bank Indonesia yang mengatur mengenai kewajiban penyediaan modal minimum; atau b. bagi kantor cabang dari bank yang berkedudukan di luar negeri adalah dana usaha yang telah dialokasikan sebagai Capital Equivalency Maintained Asset (CEMA) sebagaimana dimaksud dalam ketentuan Bank Indonesia yang mengatur mengenai kewajiban penyediaan modal minimum. Kegiatan Usaha adalah kegiatan usaha Bank Umum sebagaimana dimaksud dalam Undang-Undang Nomor 7 Tahun 1992 tentang Perbankan sebagaimana telah diubah dengan Undang-Undang Nomor 10 Tahun 1998 dan kegiatan usaha Bank Umum Syariah serta Unit Usaha Syariah sebagaimana dimaksud dalam Undang-Undang Nomor 21 Tahun 2008 tentang Perbankan Syariah. Bank Umum berdasarkan Kegiatan Usaha yang selanjutnya disebut BUKU adalah pengelompokan Bank berdasarkan Kegiatan Usaha yang disesuaikan dengan Modal Inti yang dimiliki. Berdasarkan Modal Inti yang dimiliki, Bank dikelompokkan menjadi 4 (empat) BUKU, yaitu: a. BUKU 1 adalah Bank dengan Modal Inti sampai dengan kurang dari Rp1.000.000.000.000,00 (satu triliun Rupiah); b. BUKU 2 adalah Bank dengan Modal Inti paling sedikit sebesar Rp1.000.000.000.000,00 (satu triliun Rupiah) sampai dengan kurang dari Rp5.000.000.000.000,00 (lima triliun Rupiah); c. BUKU 3 adalah Bank dengan Modal Inti paling sedikit sebesar Rp5.000.000.000.000,00 (lima triliun Rupiah) sampai dengan kurang dari Rp30.000.000.000.000,00 (tiga puluh triliun Rupiah); dan d. BUKU 4 adalah Bank dengan Modal Inti paling sedikit sebesar Rp30.000.000.000.000,00 (tiga puluh triliun Rupiah). Pengelompokan BUKU untuk Unit Usaha Syariah didasarkan pada Modal Inti Bank Umum Konvensional yang menjadi induknya. CAKUPAN Bank Umum yang melaksanakan kegiatan usaha dengan prinsip Konvensional dan prinsip Syariah. Data bank umum konvensional termasuk bank umum yang memiliki Unit Usaha Syariah PERIODISASI Bulanan KETEPATAN WAKTU PUBLIKASI Dua bulan setelah berakhirnya periode data JADWAL PUBLIKASI KE DEPAN Setiap tanggal 15 bulan berikutnya, dalam hal tanggal 15 jatuh pada hari libur maka terbit pada hari kerja sebelumnya

SUMBER DATA Laporan Bulanan Bank Umum (LBU) dan Laporan Stabilitas Moneter dan Keuangan (LSMK) Bank Umum Syariah (BUS)-Unit Usaha Syariah (UUS) METODOLOGI Data disusun berdasarkan gabungan LBU dan LSMK BUS-UUS dari seluruh kantor bank pelapor di Indonesia. INTEGRITAS DATA Data merupakan data final pada saat dipublikasikan. Revisi data dilakukan pada publikasi berikutnya setelah kekeliruan data ditemukan. AKSES DATA Data Statistik Bank Umum berdasarkan Kegiatan Usaha dapat diakses dalam website OJK: http://www.ojk.go.id

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1 Kegiatan Usaha Perbankan

(Bank Industries Operation) Miliar Rp (Billion Rp) 2015 Indikator

2011

2012

2013

Indicator

2014 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des Distribution of Funds

Penyaluran Dana Bank Umum

SBI dan SBIS

4.172.672

4.823.303

5.468.910

5.504.463

5.580.024

5.673.253

5.681.864

5.727.205

5.821.498

5.800.377

5.899.822

6.040.938

5.893.338

5.915.024

5.968.650

53.534

64.753

74.550

86.931

87.109

87.436

88.545

89.469

90.510

90.703

91.976

93.212

94.173

95.302

96.181

98.289

117.983

81.158

111.689

113.104

88.428

88.654

89.372

80.450

69.256

63.142

53.561

54.806

42.220

40.760

37.327

40.017 SBI and SBIS

1)

3.093.848

3.542.518

4.070.018

4.594.876

4.570.361

4.624.215

4.709.779

4.734.781

4.760.959

4.853.864

4.844.234

4.904.408

5.019.328

4.873.175

4.876.667

4.961.746

45.462

55.289

64.001

74.594

74.930

75.179

76.376

76.798

78.278

78.507

79.524

80.539

81.177

81.934

82.453

84.285

Bank Perkreditan Rakyat

3.652.832

4.262.587

4.954.467

5.615.150

5.616.012

5.683.168

5.783.994

5.792.737

5.837.720

5.933.195

5.925.677

6.010.747

6.147.284

5.997.272

6.022.897

6.132.583

55.799

67.397

77.376

89.878

90.052

90.419

91.550

92.398

93.631

93.987

95.197

96.540

97.469

98.628

99.600

101.713

Bank Perkreditan Rakyat

Bank Umum Bank Perkreditan Rakyat

120

120

120

119

119

119

119

118

118

118

118

118

118

118

118

118

1.669

1.653

1.635

1.643

1.643

1.643

1.643

1.642

1.643

1.644

1.644

1.644

1.644

1.644

1.638

1.637

Rural Banks

Bank Umum Bank Perkreditan Rakyat Sertifikat Bank Indonesia Syariah

Commercial Banks Rural Banks

Commercial Banks Rural Banks Total Bank Offices

Jumlah Kantor

1)

Commercial Banks

Total Banks

Jumlah Bank

Ket :

1)

Total Assets

Jumlah Aset Bank Umum

Rural Banks

Source of Funds

Sumber Dana Bank Umum

Commercial Banks

3.412.463

Bank Perkreditan Rakyat

14.797

16.625

18.558

30.181

30.224

30.279

30.318

30.383

30.455

30.507

30.569

30.686

30.819

32.883

32.886

32.963

4.172

4.425

4.678

4.895

4.956

4.957

4.972

4.994

5.006

5.019

5.023

5.036

5.046

5.067

5.087

5.100

Commercial Banks Rural Banks

Note: 1). Sharia Indonesian Banking Certificate

2

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.1. Kegiatan Usaha Bank Umum (Commercial Bank Operations) Miliar Rp (Billion Rp) 2014 Des

Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SPN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak e. Tambahan modal disetor f. Modal Pinjaman

2)

2015 Jan

Feb

Mar

Mei

Jun

Jul

Ags

Sep

Okt

Nov

3.667.163 3.634.620 3.010.140 624.480 32.542 18.791 13.752 218.842 98.131 75.860 38.910 5.942 598.780 365.155 101.098 128.876 3.651 648.548 88.428 17.735 375.499 166.887 21.151 93.899

3.698.177 3.665.686 3.036.187 629.499 32.491 18.070 14.421 207.021 84.647 70.261 44.817 7.294 608.291 365.447 99.008 138.749 5.087 699.993 88.654 16.499 401.495 193.344 21.212 96.255

3.713.544 3.679.871 3.062.648 617.224 33.673 17.427 16.246 240.139 87.238 90.585 55.510 6.806 650.550 364.335 109.749 173.020 3.446 712.924 89.372 18.187 416.080 189.284 21.723 95.231

3.745.058 3.711.569 3.088.955 622.614 33.489 17.691 15.798 253.053 84.446 95.373 63.980 9.255 643.969 376.217 144.171 116.173 7.408 697.038 80.450 15.178 422.924 178.487 21.551 97.631

3.790.548 3.757.133 3.122.424 634.709 33.415 17.720 15.695 253.730 83.472 93.861 64.607 11.789 631.525 376.810 140.799 108.423 5.491 677.655 69.256 17.151 423.161 168.086 21.585 102.272

3.861.172 3.828.045 3.184.485 643.559 33.127 18.968 14.159 274.605 102.590 97.973 62.530 11.512 636.687 379.211 119.170 134.611 3.695 655.508 63.142 19.898 426.859 145.609 21.810 105.817

3.868.144 3.833.745 3.181.779 651.966 34.399 20.007 14.392 238.089 87.669 85.161 55.694 9.565 640.134 380.522 100.365 150.829 8.418 661.982 53.561 20.771 441.958 145.692 22.852 109.566

3.916.704 3.881.294 3.211.766 669.528 35.411 19.992 15.419 232.377 89.968 78.414 54.671 9.324 661.507 385.427 155.740 115.367 4.973 683.331 54.806 23.587 470.597 134.340 22.929 112.377

3.990.464 3.956.483 3.273.708 682.774 33.981 20.396 13.586 268.299 102.789 102.445 53.610 9.455 709.787 390.795 171.793 137.245 9.954 679.597 42.220 24.191 475.676 137.510 23.482 116.030

3.955.393 3.923.437 3.299.073 624.364 31.956 19.977 11.978 238.059 87.745 96.249 46.765 7.300 657.957 386.506 159.585 100.047 11.818 670.217 40.760 26.603 473.350 129.504 23.522 114.909

3.983.121 3.950.612 3.329.542 621.069 32.510 20.716 11.793 228.348 94.883 82.082 43.719 7.663 674.835 393.243 178.096 99.548 3.949 647.555 37.327 24.063 473.288 112.877 23.969 117.840

4.092.104 4.057.904 3.423.180 634.724 34.200 21.443 12.757 211.901 77.840 104.725 20.692 8.643 685.575 393.362 158.264 123.177 10.772 660.828 40.017 26.443 485.238 109.130 25.605 116.540

83.240 2.289 4.926 17.483 245.350

86.810 2.315 4.774 19.403 236.676

88.618 2.360 5.277 20.884 228.192

87.870 2.369 4.992 21.223 217.919

90.385 2.361 4.885 19.532 204.031

94.878 2.414 4.980 20.688 229.204

98.540 2.454 4.823 20.646 245.252

102.151 2.479 4.935 21.861 237.750

104.708 2.616 5.053 29.534 241.062

108.073 2.731 5.226 37.237 216.042

107.125 2.708 5.076 25.213 208.069

110.019 2.774 5.047 21.855 217.502

110.161 1.612 4.767 20.611 155.488

4.114.420 3.434.579 605.276 1.187.559 1.641.743 679.841 284.309 96.899 298.633 2.147 132.956 54.308 145.853 20.350 125.503 18.880 120.691

4.106.358 3.401.537 593.865 1.125.918 1.681.754 704.821 298.001 97.595 309.224 2.872 128.638 59.104 140.653 19.445 121.207 21.079 106.179

4.151.448 3.444.660 612.845 1.118.804 1.713.010 706.788 290.198 98.137 318.453 1.833 138.062 63.440 135.734 19.044 116.689 23.773 104.768

4.198.577 3.476.318 651.220 1.102.302 1.722.797 722.259 300.828 99.799 321.632 2.036 156.051 64.874 137.883 18.883 119.000 25.155 120.171

4.217.625 3.483.335 639.138 1.102.532 1.741.666 734.290 314.958 101.115 318.216 950 167.903 68.814 133.565 19.330 114.235 22.697 118.228

4.232.150 3.483.810 651.864 1.097.383 1.734.563 748.340 321.016 101.612 325.711 1.237 173.805 69.649 130.812 19.257 111.555 24.533 123.682

4.319.749 3.546.975 708.002 1.114.824 1.724.149 772.774 348.747 104.923 319.104 1.786 178.157 69.216 122.215 20.078 102.137 25.404 132.552

4.328.822 3.559.128 673.361 1.142.023 1.743.745 769.694 339.969 105.653 324.072 936 158.036 73.627 127.069 21.570 105.499 27.019 124.160

4.366.571 3.575.234 686.052 1.132.399 1.756.783 791.337 355.492 110.287 325.559 946 168.245 73.117 128.868 21.016 107.852 38.718 123.134

4.464.083 3.644.478 732.441 1.156.248 1.755.789 819.604 366.586 126.263 326.756 956 181.716 75.000 125.632 20.844 104.788 52.385 114.326

4.370.404 3.607.908 694.604 1.151.639 1.761.665 762.496 336.068 120.169 306.259 1.118 167.639 67.358 132.688 19.533 113.154 33.361 95.166

4.367.019 3.618.247 713.164 1.175.716 1.729.366 748.772 323.242 121.924 303.607 1.157 158.506 66.901 153.783 20.744 133.039 28.939 94.760

4.413.056 3.665.444 667.537 1.274.588 1.723.319 747.612 319.995 121.423 306.194 691 161.094 65.544 177.718 22.873 154.845 27.728 109.623

5.622

5.479

5.157

5.032

4.999

5.091

4.784

4.564

4.809

5.231

5.441

5.602

6.292

153.439 67.568 256.642 112.213 97.889 34.432

154.008 67.577 372.080 10.242 101.981 35.046

154.210 67.687 372.026 18.067 102.583 35.166

154.352 74.807 346.998 29.630 98.988 37.860

154.627 77.325 336.734 36.847 98.759 38.432

155.838 80.491 329.390 44.775 97.197 38.611

156.988 81.275 327.455 50.843 97.002 39.088

158.983 81.511 326.596 59.069 97.183 39.179

159.957 81.544 326.127 68.357 94.994 39.557

162.001 81.649 326.063 78.205 91.304 41.019

162.525 81.640 326.067 86.632 94.769 40.483

163.938 81.677 325.976 96.006 96.173 40.591

164.270 81.652 323.763 104.628 96.177 40.878

. Pada LBU 2008 tdk didefinisikan Vs Metadata

2)

. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama *) Angka-angka sementara

Items

Des

3.706.501 3.674.308 3.057.964 616.345 32.192 19.100 13.092 182.432 70.250 77.697 29.622 4.864 569.018 361.588 79.917 123.020 4.493 636.688 113.104 19.418 369.849 134.316 20.984 90.454

1)

r) Angka-angka diperbaiki

Apr

Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities

h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) d. Current Earnings (Profit /Loss) e. Additional Paid In Capital f. Loan Capital 1)

2)

1) 2)

LBU 2008 is not defined vs metada

Positive difference of op. income and non op. minus op. expenses and non op. vs old metada *) Provisional figures r) Revised figures

4

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.2. Kegiatan Usaha Bank Umum Konvensional - BUKU 1 (Commercial Conventional Banks - Group of Business Activities 1 ) Miliar Rp (Billion Rp) Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara -(SB/PN) Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Items

Des

110.961 109.924 107.029 2.895 1.037 1.037 10.746 1.622 3.704 5.338 81 21.594 11.904 249 9.408 33 13.632 3.644 5.751 4.237 6 1.313

110.251 109.229 106.349 2.879 1.023 1.023 13.264 1.813 1.964 9.316 171 25.026 12.549 204 12.250 24 14.459 3.468 5.896 5.094 6 1.506

111.237 110.251 107.104 3.147 986 986 16.370 2.351 2.550 11.285 184 23.105 11.782 340 10.936 46 14.829 3.485 5.956 5.388 6 1.559

108.069 107.101 103.719 3.382 968 968 15.973 1.538 2.641 11.675 119 25.858 11.682 278 13.877 22 14.468 3.354 5.294 5.820 6 1.501

114.414 113.447 105.664 7.783 966 966 17.751 2.284 2.058 12.429 980 28.169 13.419 148 14.568 34 16.395 3.440 6.452 6.503 6 1.669

116.727 115.724 107.590 8.134 1.003 1.003 19.462 2.488 3.038 12.581 1.355 25.896 13.196 90 12.585 25 16.834 3.299 6.389 7.146 6 1.700

115.267 114.226 107.184 7.041 1.041 1.041 21.501 1.946 4.298 13.769 1.488 23.395 12.928 65 10.390 12 14.665 2.550 6.944 5.171 6 1.693

115.489 114.498 107.378 7.119 991 991 16.731 1.813 3.611 10.745 561 27.099 12.734 410 13.936 19 14.981 2.024 7.438 5.519 6 1.725

116.864 115.892 108.582 7.310 972 972 17.675 3.032 3.036 10.705 902 22.876 12.919 57 9.887 12 15.442 2.592 7.336 5.464 6 1.794

118.006 117.059 109.812 7.247 947 947 20.950 2.811 4.658 12.134 1.346 22.516 13.263 305 8.939 9 15.862 2.905 7.386 5.572 5 1.735

113.152 112.318 105.580 6.737 834 834 16.779 3.049 5.515 8.038 176 23.093 12.863 360 9.852 18 14.794 3.073 9 6.543 5.168 4 1.586

114.563 113.739 106.878 6.861 824 824 12.547 2.382 3.750 6.252 163 26.147 15.237 496 10.405 9 13.771 3.117 10 6.370 4.274 4 1.523

106.888 106.040 99.316 6.723 849 849 12.650 2.227 6.424 3.804 195 17.341 10.950 435 5.650 306 12.826 2.395 6.388 4.043 4 1.235

1.037 1 274 8 906

1.225 6 274 2 1.495

1.272 6 281 3 1.512

1.226 6 269 3 1.330

1.386 6 277 4 1.765

1.418 6 275 1 1.850

1.414 6 273 2 2.146

1.444 6 275 1 1.905

1.512 6 276 1 2.186

1.458 0 277 1 1.892

1.318 0 268 2 1.735

1.253 0 270 0 2.563

956 0 280 1 906

129.155 125.130 20.207 21.707 83.216 4.026 948 13 3.065 1 7.086 2.954 703 703 4 199

137.746 133.311 27.732 20.384 85.194 4.436 981 12 3.443 1 4.445 2.631 339 339 3 214

140.380 135.607 29.243 20.630 85.735 4.773 1.044 14 3.714 1 3.685 2.506 337 337 3 197

140.368 135.569 30.841 18.853 85.874 4.799 1.305 18 3.477 1 3.172 2.044 340 340 3 212

150.650 142.529 32.187 19.639 90.703 8.121 2.202 1.310 4.610 1 4.220 1.613 985 337 648 2 314

151.868 143.138 32.477 19.333 91.328 8.729 2.806 880 5.043 1 5.076 1.713 1.028 367 661 2 347

149.943 141.833 35.357 18.756 87.720 8.111 2.580 1.043 4.488 0 5.162 1.738 1.026 359 667 1 226

150.032 141.170 33.075 20.172 87.922 8.862 2.228 1.166 5.468 0 3.667 1.863 1.035 359 676 1 196

149.229 139.307 31.891 19.977 87.439 9.922 2.335 923 6.664 0 3.154 1.663 1.061 358 703 1 171

152.511 142.240 35.071 19.704 87.465 10.272 2.286 1.308 6.677 0 3.971 1.563 1.083 350 733 2 189

145.028 135.320 31.868 20.417 83.034 9.709 2.083 1.107 6.519 0 3.581 1.563 1.034 350 684 6 123

143.610 133.668 30.544 20.829 82.295 9.942 2.080 1.555 6.307 0 3.131 1.664 1.030 339 692 1 222

121.026 112.569 17.465 22.054 73.050 8.457 1.910 1.115 5.433 0 6.713 1.779 1.310 621 689 0 118

91

75

85

63

63

60

46

50

55

57

59

64

13.210 2.419 1.570 2.014 1.607 211

13.369 2.427 3.918 181 3.625 436

13.460 2.427 3.917 360 3.865 436

12.833 2.283 3.172 572 3.947 436

13.136 2.344 4.135 740 4.207 436

13.626 2.352 4.103 951 4.301 436

13.685 2.556 3.213 1.120 3.979 436

13.787 2.606 3.074 1.232 4.282 436

14.340 2.606 3.074 1.369 3.920 436

14.506 2.602 3.078 1.534 3.839 436

13.516 2.599 3.008 1.607 3.915 437

14.206 2.634 2.934 1.838 4.208 437

95

Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities

h. Margin Deposits Components of Capital

14.117 a. Paid In Capital 2.209 b. Reserves 2.505 c. Retained Earnings (Profit/Loss) 1.812 d. Current Earnings (Profit /Loss) 4.376 e. Additional Paid In Capital 418 f. Loan Capital

1) 2)

5

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.3. Kegiatan Usaha Bank Umum Konvensional - BUKU 2 (Commercial Conventional Banks - Group of Business Activities 2 ) Miliar Rp (Billion Rp) Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain

b.

c.

d.

e. f.

Rupiah Valas Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara -(SB/PN) Obligasi - Lainnya Penyertaan Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN)

- Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman

2015

2014

Items

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

647.636

644.107

630.684

644.095

514.240

520.050

531.844

533.071

540.882

552.885

551.431

551.850

568.010

633.850 454.087

630.139 447.560

616.301 427.837

628.961 440.394

501.508 404.528

507.199 408.526

519.525 419.677

520.659 417.910

528.162 422.584

539.753 433.861

539.280 441.953

539.103 440.009

555.340 454.620

179.762

182.579

188.464

188.567

96.980

98.673

99.848

102.748

105.578

105.891

97.327

99.094

100.721

13.786 3.115 10.671 66.438 12.384 32.841 20.097 1.116 99.000 61.986 10.649 25.219 1.146 109.975 23.244 5.002 60.241 21.488 603 12.308

13.969 3.083 10.886 81.791 21.415 33.320 25.783 1.273 112.861 62.206 13.914 35.660 1.081 107.132 23.359 3.909 54.759 25.104 575 12.792

14.383 2.700 11.684 69.793 17.717 23.230 27.136 1.709 103.184 57.933 11.723 32.773 756 114.197 22.344 3.913 58.090 29.850 609 12.622

15.134 2.678 12.456 82.702 17.696 26.735 36.581 1.690 114.125 59.516 13.294 40.591 724 116.338 23.031 4.815 62.152 26.341 590 12.482

12.732 2.531 10.202 91.547 22.408 24.505 42.302 2.332 104.886 57.211 13.144 32.781 1.750 87.242 19.784 3.676 45.427 18.355 427 12.036

12.851 2.455 10.395 96.151 21.926 27.232 43.653 3.340 103.783 58.738 11.845 32.261 938 85.932 16.377 3.583 44.810 21.161 427 13.051

12.319 2.518 9.801 95.544 24.028 27.170 41.323 3.023 100.662 59.985 14.952 25.710 14 91.560 16.514 4.112 47.019 23.915 298 12.917

12.413 2.480 9.933 78.663 18.218 19.511 38.258 2.675 110.462 59.265 14.624 36.392 181 92.722 14.002 3.957 50.694 24.070 299 13.379

12.720 2.422 10.298 85.055 22.775 21.867 38.053 2.359 111.521 59.873 17.892 33.457 300 95.704 13.447 5.849 55.135 21.323 299 13.974

13.132 2.653 10.479 101.693 30.505 33.576 35.107 2.505 120.456 62.625 21.254 35.144 1.433 92.143 12.968 3.787 52.267 23.121 299 14.398

12.152 2.355 9.796 85.219 18.933 31.341 32.976 1.970 120.356 63.013 21.975 33.524 1.844 91.594 10.277 4.738 54.271 22.307 300 14.212

12.747 2.856 9.891 78.549 24.481 20.669 31.574 1.826 125.923 64.518 23.244 37.737 424 84.672 8.687 4.502 51.342 20.141 300 14.361

12.670 2.827 9.843 53.617 16.193 23.215 12.153 2.055 106.062 59.216 20.350 26.177 318 86.974 8.502 5.297 55.518 17.658 300 12.310

9.840 911 1.556 9.212 33.759

10.281 931 1.580 10.312 34.682

10.074 952 1.596 11.077 36.301

10.128 961 1.393 10.929 37.264

9.810 952 1.274 5.824 29.265

10.791 977 1.284 6.340 28.981

10.616 987 1.313 6.137 28.277

11.047 1.002 1.331 6.482 25.482

11.569 1.041 1.364 9.703 32.944

11.913 1.088 1.396 12.977 35.572

11.829 1.017 1.366 7.289 32.354

11.941 1.036 1.384 5.970 31.862

623.124 495.449

644.802 506.720

612.462 480.117

647.953 513.219

597.357 498.857

602.497 502.018

613.853 508.192

606.041 503.437

618.380 507.431

642.339 526.307

634.125 522.576

621.884 509.272

134.993 110.562 249.895 127.674 64.291 13.391 49.992 2 50.514 4.003 18.813 4.617 14.196 10.851 11.111

143.804 102.340 260.576 138.082 74.834 14.119 49.129 703 42.589 10.338 17.884 4.319 13.564 11.682 11.610

130.472 92.344 257.302 132.345 68.710 14.057 49.578 2 45.848 10.471 18.014 4.097 13.917 13.511 12.438

153.972 91.027 268.219 134.734 68.935 14.765 51.034 202 47.968 10.910 18.027 4.693 13.334 14.193 11.931

143.308 89.067 266.482 98.499 41.728 7.343 49.429 2 45.392 10.853 17.547 4.702 12.845 9.600 10.104

143.825 87.598 270.594 100.479 43.163 7.178 50.138 298 46.204 10.989 17.658 4.601 13.057 10.305 8.856

151.804 85.923 270.465 105.661 47.955 7.141 50.565 844 47.220 10.780 17.231 4.429 12.802 10.824 10.050

141.386 91.298 270.753 102.604 45.843 7.423 49.339 2 46.271 10.581 17.534 4.530 13.004 11.763 9.618

145.754 90.581 271.095 110.949 49.136 7.796 54.017 2 50.562 10.850 17.653 4.480 13.173 16.949 12.130

157.814 90.822 277.671 116.032 51.567 8.078 56.387 2 56.655 11.159 17.155 4.607 12.548 22.964 11.333

148.315 92.406 281.856 111.549 47.089 7.904 56.555 201 50.361 10.665 14.633 4.255 10.378 14.879 10.044

146.405 94.936 267.930 112.613 48.914 7.813 55.886 206 50.856 10.741 15.010 4.505 10.505 12.463 10.299

764

801

674

664

632

678

636

608

637

674

751

683

825

58.637 10.674 21.070 16.715 5.176 4.572

59.046 10.674 38.182 2.214 5.254 4.864

55.379 9.918 36.440 3.100 4.763 4.900

56.146 10.287 35.379 4.989 5.514 4.921

54.551 10.401 14.238 3.778 5.316 5.554

55.273 11.038 12.042 4.202 5.464 5.588

56.363 11.554 11.212 4.945 5.115 5.608

58.256 11.696 10.717 5.298 4.661 5.595

57.458 11.724 10.748 5.910 5.244 5.694

58.335 11.827 10.647 7.147 4.335 6.833

59.884 11.831 10.720 7.837 4.727 6.825

61.689 11.831 10.704 8.916 5.952 6.850

63.313 12.231 10.560 9.784 6.686 7.181

Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets

- Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds 572.278 a. Third Party Funds 470.071 Rupiah Demand Deposit 103.707 11.644 27 639 5.464 26.616

110.142 256.222 102.207 42.424 7.681 52.101 147 60.950 11.212 16.709 5.127 11.582 12.037 11.420

b. c. d. e.

f. g.

Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits Liabilities to BI Interbank Liabilities Issued Securities Loans received Rupiah Foreign Exchange Spot and Derivatives Liabilities Other Liabilities

h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) d. Current Earnings (Profit /Loss) e. Additional Paid In Capital f. Loan Capital

1) 2)

6

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.4. Kegiatan Usaha Bank Umum Konvensional - BUKU 3 (Commercial Conventional Banks - Group of Business Activities 3 ) Miliar Rp (Billion Rp) Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga

b.

c.

d.

e. f.

Rupiah Valas - Kepada Bank Lain Rupiah Valas Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara -(SB/PN) Obligasi - Lainnya Penyertaan Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN)

- Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman

2014 Des

2015 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Items

Des

Distribution of Funds 1.471.184 a. Credit - To Third Party 1.460.668

1.238.494

1.226.333

1.263.467

1.272.843

1.415.863

1.427.380

1.444.348

1.454.177

1.470.332

1.491.066

1.462.253

1.460.885

1.229.517 983.325 246.192 8.978 7.241 1.736 37.214 18.281 14.975 445 3.513 159.277 119.174 16.308 22.182 1.613 187.500 46.102 9.987 90.729 40.682 9.760 24.456

1.217.320 973.055 244.265 9.014 7.136 1.878 43.435 20.419 18.363 702 3.951 182.605 120.407 26.080 34.585 1.533 197.285 45.256 8.659 94.031 49.338 9.912 26.179

1.254.140 1.008.165 245.974 9.327 7.411 1.916 48.415 18.732 20.188 4.213 5.282 183.634 123.634 32.969 24.038 2.993 209.069 46.186 8.199 92.189 62.495 9.939 26.952

1.262.123 1.019.136 242.986 10.720 7.494 3.226 60.380 20.019 31.385 4.189 4.786 201.433 122.885 42.619 34.421 1.509 213.691 48.162 7.208 97.201 61.120 10.150 27.749

1.403.191 1.069.809 333.383 12.671 7.594 5.077 66.083 21.065 33.294 5.833 5.892 230.213 134.979 62.715 29.487 3.032 238.773 41.297 5.882 124.366 67.227 10.136 29.387

1.414.823 1.077.129 337.694 12.557 7.751 4.806 61.779 19.020 30.437 5.501 6.821 230.112 135.652 67.295 25.456 1.709 237.449 35.340 7.469 124.473 70.167 10.169 30.896

1.432.681 1.096.458 336.222 11.667 8.085 3.582 67.690 22.951 33.265 4.603 6.871 212.650 135.928 48.451 26.937 1.335 226.788 30.241 9.527 126.755 60.265 10.315 31.428

1.442.355 1.099.995 342.360 11.822 8.107 3.715 51.951 18.458 22.715 4.570 6.207 213.937 133.207 38.019 38.174 4.537 224.107 25.864 10.053 130.252 57.939 10.312 32.689

1.458.316 1.108.933 349.382 12.017 8.113 3.903 57.791 18.496 30.613 2.884 5.798 218.740 135.638 42.849 37.710 2.543 228.424 25.870 10.540 140.839 51.174 10.374 33.576

1.481.113 1.124.834 356.279 9.953 8.062 1.891 71.589 21.033 41.949 3.276 5.332 249.265 138.403 64.930 40.969 4.964 221.479 18.959 11.628 137.703 53.190 10.519 35.715

1.453.145 1.133.036 320.110 9.107 7.991 1.116 74.397 26.034 40.719 2.736 4.908 242.622 137.571 64.503 32.459 8.088 211.762 16.932 13.045 134.072 47.712 10.557 34.626

1.451.656 1.137.580 314.076 9.229 7.974 1.255 70.244 21.835 40.918 3.121 4.370 245.626 138.889 73.097 31.821 1.820 205.613 15.766 12.265 136.512 41.070 10.487 36.534

23.353 400 702 7.982 67.949

25.061 411 707 8.760 66.015

25.820 419 714 9.435 70.611

26.636 419 694 9.820 58.689

28.211 398 777 13.146 75.582

29.706 405 785 13.896 80.747

30.303 422 703 13.736 82.835

31.544 430 714 14.781 73.755

32.285 493 797 19.070 76.502

34.351 543 822 23.524 73.722

33.163 640 823 16.426 67.375

35.014 681 838 14.921 66.771

35.379 509 1.185 13.737 68.977

1.267.728 997.947 157.901 242.866 597.180 269.781 95.367 40.820 133.594 923 37.537 29.419 66.673 11.592 55.080 6.441 53.696

1.282.366 1.006.377 157.599 228.731 620.048 275.989 93.373 41.979 140.637 923 36.144 28.726 69.510 11.500 58.010 7.374 51.541

1.329.617 1.053.803 170.192 237.140 646.471 275.815 90.926 42.522 142.367 922 38.818 32.187 69.294 11.290 58.004 8.209 52.358

1.354.452 1.063.368 176.304 226.272 660.792 291.084 97.557 42.731 150.796 922 44.241 34.207 69.243 10.671 58.572 8.939 46.333

1.458.655 1.127.952 190.577 227.695 709.680 330.704 129.584 49.458 151.662 45 54.695 36.667 65.512 11.132 54.380 11.236 43.722

1.468.265 1.135.000 195.067 227.631 712.302 333.264 130.213 50.946 152.105 45 55.603 36.176 65.798 11.135 54.663 12.109 42.108

1.459.364 1.126.959 210.557 231.433 684.968 332.405 138.650 51.474 142.282 44 58.223 35.920 66.604 12.136 54.468 12.143 45.060

1.450.785 1.119.616 198.531 233.003 688.082 331.169 141.081 51.346 138.741 31 46.017 38.437 72.520 13.028 59.492 12.692 41.648

1.468.327 1.132.235 196.774 234.013 701.448 336.092 149.319 53.216 133.557 31 52.608 37.462 73.191 13.031 60.160 17.534 41.813

1.504.014 1.152.965 214.162 238.265 700.538 351.049 144.982 65.122 140.945 31 60.606 37.479 74.243 12.739 61.504 23.041 42.761

1.478.816 1.144.955 199.177 235.838 709.940 333.861 135.276 62.665 135.920 31 59.862 34.009 67.263 11.787 55.476 15.914 38.225

1.473.670 1.147.415 201.760 239.313 706.342 326.255 130.123 63.413 132.719 0 51.773 33.187 67.966 12.757 55.209 14.210 40.057

1.463.949 1.150.150 199.476 253.848 696.826 313.799 122.855 62.243 128.701 0 53.715 31.624 70.320 14.131 56.189 13.700 50.638

1.155.089 305.579 10.516 8.239 2.277 71.603 16.257 48.860 1.865 4.621 223.827 133.477 50.564 33.170 6.617 211.483 14.984 13.273 143.773 39.454 10.496 37.072

1.682

1.620

1.584

1.566

1.505

1.534

1.442

1.351

1.400

1.693

1.846

1.916

2.050

42.519 23.696 70.312 23.483 51.003 25.887

42.519 23.696 93.544 1.671 51.892 25.987

46.248 24.562 94.655 3.927 52.322 26.077

46.248 24.972 92.571 5.671 51.397 28.746

47.815 25.355 107.274 9.032 51.358 28.687

47.815 27.860 104.557 10.491 50.813 28.828

47.815 27.901 104.361 12.031 50.696 29.282

47.815 27.901 104.326 13.990 50.462 29.390

49.034 27.901 103.826 16.153 49.052 29.671

49.034 27.901 103.816 17.534 48.138 29.983

49.034 27.901 103.816 18.603 49.053 29.471

49.034 27.901 103.816 19.732 49.243 29.551

49.034 27.901 103.821 20.827 48.934 29.526

b.

c.

d.

e. f.

Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others Equity Investment Impairment on Financial Assets

- Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities

h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) d. Current Earnings (Profit /Loss) e. Additional Paid In Capital f. Loan Capital

1) 2)

7

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.5. Kegiatan Usaha Bank Umum Konvensional - BUKU 4 (Commercial Conventional Banks - Group of Business Activities 4 ) Miliar Rp (Billion Rp) Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara -(SB/PN) Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman

2014 Des

2015 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

1.560.985 1.553.074 1.373.530 179.544 7.911 7.227 684 64.748 35.832 26.176 2.725 14 256.719 160.254 47.992 48.473 0 315.373 40.114 4.430 204.807 66.022 10.516 48.308

1.539.980 1.531.957 1.345.110 186.847 8.024 7.036 988 77.589 52.623 22.212 2.309 445 250.490 161.630 56.345 32.515 0 319.211 16.344 5.166 212.490 85.212 10.569 49.191

1.546.450 1.539.178 1.355.254 183.924 7.272 6.451 821 69.716 44.025 24.293 1.384 12 269.755 164.049 48.831 56.876 0 351.446 16.639 4.387 236.715 93.705 10.569 50.845

1.540.860 1.534.550 1.360.450 174.100 6.310 5.747 563 77.829 45.809 29.824 2.182 14 282.434 162.062 48.570 71.788 15 357.468 14.826 6.049 242.456 94.137 10.899 49.421

1.552.765 1.546.178 1.369.824 176.354 6.588 6.068 519 74.780 36.680 35.516 2.574 10 254.800 162.381 63.102 29.317 0 342.578 15.929 5.499 236.847 84.302 10.904 50.660

1.577.845 1.571.366 1.389.329 182.037 6.479 5.986 493 73.068 37.732 33.154 2.074 109 246.422 160.983 56.573 28.867 0 324.938 14.239 5.930 237.142 67.626 10.904 52.606

1.618.429 1.610.904 1.419.150 191.754 7.525 6.749 776 86.158 51.013 33.239 1.887 18 278.708 162.236 50.864 65.608 0 309.433 13.836 6.040 235.574 53.983 11.112 55.698

1.615.763 1.607.175 1.416.100 191.076 8.587 7.843 745 87.444 46.887 39.323 1.222 11 265.524 167.212 42.544 55.768 0 317.124 11.672 6.325 242.998 56.130 12.156 57.472

1.638.762 1.629.637 1.431.241 198.396 9.125 7.906 1.218 68.152 43.042 22.897 2.046 166 286.521 168.677 89.972 27.871 0 330.479 12.897 6.759 256.510 54.313 12.172 58.437

1.676.785 1.667.401 1.464.061 203.340 9.384 8.168 1.216 71.250 46.557 22.262 2.179 253 293.198 168.242 80.778 44.174 3 336.057 7.438 7.866 267.119 53.634 12.581 59.618

1.677.585 1.668.305 1.477.179 191.127 9.279 8.213 1.066 58.645 37.632 18.674 2.101 238 249.586 164.724 68.749 16.111 2 336.189 10.477 7.322 266.106 52.283 12.583 59.776

1.704.399 1.695.247 1.503.231 192.017 9.152 8.505 648 63.905 43.995 16.746 1.885 1.279 254.549 166.179 77.579 10.789 3 326.670 9.756 5.211 266.377 45.326 13.099 60.731

1.791.495 1.781.889 1.569.174 212.715 9.606 8.970 636 70.432 40.715 26.226 1.767 1.724 312.548 180.957 83.531 48.061 0 331.274 14.136 5.835 265.442 45.861 14.725 61.026

45.147 807 2.354 281 140.631

46.217 796 2.177 329 132.763

47.382 814 2.649 369 117.609

45.985 822 2.615 471 118.857

47.289 841 2.530 559 95.901

49.136 862 2.609 451 115.172

52.320 871 2.508 771 130.451

54.009 875 2.588 596 135.096

54.955 908 2.573 760 126.997

56.000 933 2.685 736 102.588

56.335 884 2.558 1.496 105.316

57.363 891 2.477 963 114.768

57.555 899 2.572 1.409 57.402

1.923.690 1.656.503 281.247 762.157 613.099 267.186 120.825 42.524 103.838 1.222 32.483 14.495 57.412 1.186 56.226 1.584 54.818

1.877.152 1.601.577 253.824 725.627 622.126 275.575 126.526 41.331 107.718 1.246 40.559 14.756 50.817 1.185 49.633 2.020 41.967

1.905.829 1.623.004 272.735 720.404 629.865 282.826 126.837 41.406 114.583 909 43.747 15.021 45.987 1.219 44.769 2.049 38.940

1.890.769 1.611.233 279.053 718.251 613.929 279.536 129.066 42.151 108.320 912 55.155 15.013 48.171 1.077 47.094 2.020 60.981

1.846.563 1.561.689 262.243 718.465 580.982 284.874 137.017 42.871 104.986 903 58.153 16.726 47.418 1.057 46.361 1.859 63.412

1.845.145 1.552.064 267.205 714.669 570.189 293.081 140.843 42.468 109.771 893 60.377 17.007 44.226 1.053 43.173 2.118 71.683

1.933.772 1.619.876 297.714 731.891 590.271 313.896 155.770 45.129 112.997 898 60.652 16.339 35.253 1.052 34.200 2.435 76.635

1.956.585 1.642.537 288.619 749.066 604.852 314.048 147.485 45.575 120.988 902 56.214 18.952 33.879 1.552 32.327 2.563 72.219

1.966.075 1.644.285 300.912 739.282 604.092 321.789 151.406 48.188 122.195 912 56.239 19.483 34.864 1.047 33.816 4.233 68.623

1.998.785 1.669.237 314.393 758.408 596.437 329.548 164.123 51.585 113.840 923 54.503 20.086 31.052 1.047 30.004 6.378 59.485

1.946.577 1.650.929 305.011 754.041 591.877 295.648 148.551 48.344 98.752 885 48.715 17.816 47.657 1.042 46.616 2.562 46.058

1.960.705 1.672.516 324.345 771.107 577.065 288.189 138.482 48.993 100.713 951 47.351 17.967 67.676 1.043 66.633 2.266 43.465

2.080.909 1.769.768 335.491 835.954 598.324 311.141 149.334 50.241 111.566 543 33.571 17.138 87.429 1.045 86.384 1.991 46.668

3.021

2.862

2.696

2.631

2.711

2.725

2.564

2.470

2.626

2.728

2.704

2.829

3.212

28.430 29.783 160.125 69.300 38.309 3.762

28.430 29.783 232.167 6.056 39.413 3.760

28.430 29.783 232.852 10.466 39.834 3.754

28.430 35.198 212.770 18.120 36.303 3.756

28.430 37.158 208.015 22.971 36.055 3.755

28.430 37.160 205.599 28.717 34.771 3.759

28.430 37.161 205.599 32.375 35.207 3.762

28.430 37.163 205.456 38.130 35.305 3.758

28.430 37.168 205.456 44.494 33.902 3.756

28.430 37.174 205.501 51.462 32.617 3.766

28.393 37.164 205.501 57.971 34.699 3.751

26.810 37.166 205.501 64.824 34.393 3.753

25.393 37.165 204.109 71.571 33.922 3.753

Items Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities

h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) d. Current Earnings (Profit /Loss) e. Additional Paid In Capital f. Loan Capital

1) 2)

8

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.6. Kegiatan Usaha Bank Umum Syariah - BUKU 1 (Commercial Sharia Banks - Group of Business Activities 1 ) Miliar Rp (Billion Rp) Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara -(SB/PN) Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) 2) d. L/R Tahun berjalan sesudah pajak e. Tambahan modal disetor f. Modal Pinjaman

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Items

Des

Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets

25.808 25.698 25.298 399 111 111 1.143 395 744 3 5.794 1.314 121 4.248 112 1.126 1.082 44 0 512

25.688 25.584 25.186 398 104 104 1.019 371 645 3 4.301 1.352 156 2.793 0 1.129 1.085 44 0 516

25.780 25.677 25.272 405 103 103 925 371 552 2 4.620 1.287 196 2.944 194 1.129 1.085 44 0 555

19.386 19.284 19.276 9 101 101 972 287 685 0 3.177 1.106 145 1.926 0 857 813 44 0 462

19.468 19.369 19.360 9 100 100 1.025 305 719 1 2.973 1.145 145 1.683 0 866 822 44 0 480

19.645 19.547 19.538 8 98 98 1.101 304 796 1 2.729 1.107 148 1.474 0 887 833 54 0 458

19.804 19.708 19.701 7 96 96 1.283 335 946 1 3.052 1.108 148 1.789 7 884 833 51 0 438

19.451 19.356 19.349 7 95 95 1.206 305 895 6 2.534 1.073 153 1.293 15 915 833 82 0 468

19.408 19.316 19.309 7 92 92 1.266 285 980 1 2.466 1.111 155 1.154 46 913 816 97 0 531

19.796 19.706 19.701 5 91 91 1.169 292 875 2 2.891 1.062 160 1.669 0 877 763 114 0 498

20.042 19.952 19.947 5 90 90 1.164 293 870 1 2.612 1.061 170 1.381 0 826 762 64 0 513

20.524 20.435 20.431 4 89 89 1.135 283 850 1 2.899 1.081 130 1.688 0 827 762 64 0 501

17.584 17.495 17.491 4 88 88 962 290 670 2 3.280 1.139 85 2.056 0 864 809 54 0 420

497 7 8 -

501 7 8 0 -

541 7 7 21

448 7 6 -

465 7 8 -

442 7 8 -

422 7 8 -

453 8 8 -

515 8 9 -

482 8 8 32

497 7 8 29

485 7 9 34

396 15 10 -

26.742 26.393 1.357 3.336 21.700 350 166 0 183 1.476 487 116 116 0 -

25.487 25.151 1.316 3.053 20.782 336 173 0 163 1.214 290 116 116 0 -

25.959 25.245 1.320 2.897 21.029 714 378 0 335 1.169 100 116 116 0 1

20.045 19.906 829 2.658 16.419 139 137 0 1 1.135 200 116 116 -

20.236 20.085 881 2.375 16.830 151 149 0 1 840 220 116 116 -

20.256 20.150 878 2.414 16.857 107 105 0 1 866 205 116 116 -

20.895 20.804 881 2.620 17.304 91 90 0 1 855 115 116 116 -

20.120 20.051 772 2.558 16.721 70 68 0 1 620 420 116 116 -

19.886 19.828 787 2.547 16.494 59 57 0 1 496 180 114 114 -

20.055 19.998 954 2.619 16.425 56 54 0 1 429 322 114 114 -

19.978 19.928 828 2.565 16.535 51 49 0 1 394 200 114 114 -

20.739 20.680 793 2.582 17.305 59 57 0 1 547 35 114 114 -

18.112 18.054 1.134 2.124 14.797 57 42 0 15 933 300 114 114 -

- Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities

21 3.340 41 (74) 78 395 -

h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) d. Current Earnings (Profit /Loss) e. Additional Paid In Capital f. Loan Capital

4

4

3

3

4

11

14

16

19

19

21

21

5.071 22 122 265 199 -

5.071 22 367 12 200 -

5.121 22 365 0 200 -

3.319 22 18 6 212 -

3.319 22 17 (3) 213 -

3.319 22 17 24 213 -

3.319 44 (11) 72 374 -

3.319 48 (11) 68 374 -

3.319 48 (11) 31 775 -

3.819 48 (11) 97 778 -

3.819 48 (11) 116 778 -

3.819 48 (11) 160 778 -

1) 2)

9

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.7. Kegiatan Usaha Bank Umum Syariah - BUKU 2 (Commercial Sharia Banks - Group of Business Activities 2 ) Miliar Rp (Billion Rp) Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Surat Perbendaharaan Negara Sertifikat Bank Indonesia (SBI) (SB/PN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman

2015

2014

Des

Items

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

122.616 122.247 114.695 7.552 369 369 2.144 1.735 273 137 26.634 6.956 4.599 13.490 1.589 9.082 7.239 1.843 100 3.559

120.802 120.392 112.880 7.513 410 410 1.743 1.490 154 99 23.497 7.011 4.399 11.074 1.013 9.332 7.238 2.095 90 3.715

120.560 120.140 112.554 7.585 420 420 1.802 1.450 246 105 23.992 6.763 4.949 11.182 1.099 9.323 7.461 1.862 90 3.722

128.291 127.852 119.672 8.180 439 439 2.284 1.889 199 197 23.522 7.084 4.843 10.418 1.177 10.102 115 8.165 1.822 79 3.616

128.308 127.877 119.771 8.106 432 432 1.866 1.703 122 41 22.928 7.082 4.918 8.337 2.592 11.184 120 9.009 2.055 79 3.399

128.900 128.474 120.311 8.163 426 426 2.168 2.002 3 163 22.582 7.134 4.848 7.781 2.820 11.616 169 9.514 1.933 79 3.561

131.480 131.002 122.314 8.687 478 478 2.429 2.316 3 111 18.220 7.027 4.690 4.177 2.327 12.178 219 9.735 2.224 79 3.643

130.194 129.703 121.046 8.656 491 491 2.095 1.988 3 105 20.578 7.031 4.615 5.265 3.667 12.132 436 9.743 1.953 79 3.834

130.457 129.971 121.117 8.855 486 486 2.438 2.338 3 97 19.383 7.209 4.815 5.288 2.071 12.368 439 9.961 1.968 79 4.065

131.925 131.452 121.439 10.013 474 474 1.648 1.591 39 18 21.461 7.199 4.365 6.351 3.546 13.178 862 10.438 1.879 79 4.065

130.931 130.437 121.378 9.059 494 494 1.855 1.805 44 6 19.687 7.275 3.827 6.720 1.866 15.052 1.488 11.596 1.969 79 4.195

130.900 130.432 121.415 9.017 469 469 1.968 1.907 37 24 19.690 7.339 3.550 7.108 1.693 16.003 2.077 11.925 2.001 79 4.190

86.079 85.771 81.278 4.493 307 307 2.104 1.626 434 45 14.573 4.717 1.400 5.201 3.255 9.679 98 8.687 895 28 2.468

3.365 163 30 2.104

3.525 163 27 1.721

3.530 163 29 2.138

3.447 154 15 1.778

3.224 156 19 1.517

3.385 158 19 2.453

3.465 160 18 0 1.543

3.654 159 20 1.513

3.871 160 34 0 2.433

3.868 158 38 0 2.235

3.983 159 53 0 1.260

3.962 159 70 0 1.503

2.435 10 23 846

143.981 133.157 9.572 46.931 76.653 10.824 2.712 151 7.961 3.860 2.950 2.136 2.136 867

138.804 128.401 9.590 45.783 73.029 10.403 2.114 153 8.135 3.687 2.363 1.986 1.986 847

137.200 126.883 8.884 45.390 72.609 10.317 2.302 137 7.877 4.795 3.155 1.986 1.986 834

144.989 133.023 10.220 45.239 77.564 11.966 3.828 135 8.004 4.379 2.500 1.986 1.986 714

144.164 132.223 9.941 45.292 76.989 11.941 4.279 132 7.529 4.603 2.735 1.986 1.986 677

144.119 131.440 12.412 45.737 73.292 12.679 3.885 140 8.653 5.679 3.560 1.986 1.986 0 689

141.921 129.311 11.689 44.201 73.421 12.610 3.703 136 8.772 6.044 4.323 1.986 1.986 582

145.258 132.317 10.976 45.925 75.416 12.941 3.265 142 9.534 5.248 3.375 1.986 1.986 479

144.674 132.148 9.934 45.999 76.215 12.526 3.238 165 9.124 5.186 3.479 1.986 1.986 0 397

146.379 133.732 10.047 46.430 77.254 12.647 3.573 169 8.905 5.552 4.390 1.986 1.986 557

145.879 134.200 9.405 46.372 78.423 11.679 3.019 149 8.511 4.727 3.105 1.986 1.986 715

146.411 134.696 9.318 46.950 78.428 11.715 3.585 150 7.980 4.848 3.307 1.986 1.986 717

94.726 88.131 5.925 25.482 56.723 6.596 1.940 139 4.517 4.799 2.991 1.836 1.836 515

- Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities

59

117

114

106

84

83

82

68

73

61

87

5.573 975 3.444 437 1.594 -

5.573 975 3.902 108 1.597 -

5.573 975 3.796 214 1.599 -

7.376 2.045 3.088 272 1.615 -

7.376 2.045 3.056 328 1.610 -

7.377 2.060 3.073 391 1.635 -

7.377 2.060 3.081 300 1.631 -

7.377 2.097 3.033 352 2.099 -

7.377 2.097 3.033 400 2.101 -

7.878 2.097 3.033 431 1.598 -

60 7.878 2.097 3.033 497 1.598 -

30 7.084 1.807 (48) 306 1.814 -

h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) d. Current Earnings (Profit /Loss) e. Additional Paid In Capital f. Loan Capital

8.380 2.097 3.033 537 1.598 -

Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets

1) 2)

10

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.8. Kegiatan Usaha Bank Umum Syariah - BUKU 3 (Commercial Sharia Banks - Group of Business Activities 3 ) Miliar Rp (Billion Rp) 2015

2014

Keterangan

Des

Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SB/PN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN)

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Items

Des

Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets

-

-

-

-

-

-

-

-

-

-

-

-

50.865 50.701 46.212 4.489 164 164 532 531 1 7.944 2.905 1.900 2.863 276 7.727 1.941 4.621 1.164 50 2.008

-

-

-

-

-

-

-

-

-

-

-

-

1.797

- Lainnya Sumber Dana a. Dana Pihak Ketiga

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

- Others Claims Source of Funds 62.057 a. Third Party Funds

Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan

-

-

-

-

-

-

-

-

-

-

-

-

56.702 4.340 24.984 27.378 5.355 1.490 3 3.862 412 500

e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan

-

-

-

-

-

-

-

-

-

-

-

-

264

-

-

-

-

-

-

-

-

-

-

-

-

59

- Kredit yang diberikan - Surat Berharga

Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak e. Tambahan modal disetor f. Modal Pinjaman

2)

-

-

-

-

-

-

-

-

-

-

-

-

- Credit - Securities

152 59

1.989 298 2.890 250 50 -

b. c. d. e.

f. g.

Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits Liabilities to BI Interbank Liabilities Issued Securities Loans received Rupiah Foreign Exchange Spot and Derivatives Liabilities Other Liabilities

h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) d. Current Earnings (Profit /Loss) e. Additional Paid In Capital f. Loan Capital

1) 2)

11

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.9. Laporan Laba / Rugi Bank Umum (Commercial Banks Income Statements) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Items

Des

568.014 7.816 6.846 37.215 403.926 402.163 1.763 112.211 293.842 562 4.613 172.936 13.615 24.317 135.003 6.993 3.502 104.298 939 274.171

55.957 733 595 3.891 39.168 38.989 179 11.571 31.017 38 426 16.363 1.163 2.106 13.094 621 533 10.776 2.259 24.940

103.842 1.377 1.028 7.456 72.320 71.984 336 21.661 56.523 76 883 31.117 2.217 3.879 25.020 1.229 757 20.255 2.205 47.319

157.866 2.054 1.565 11.593 109.219 108.723 496 33.435 85.728 115 1.359 47.542 3.378 5.785 38.380 1.884 1.048 31.630 2.150 72.138

210.197 2.758 2.282 15.216 145.186 144.531 655 44.754 113.797 153 1.899 63.445 4.627 7.596 2.547 1.385 42.291 2.078 96.400

262.929 3.412 2.980 18.880 182.371 181.559 812 55.286 141.055 191 2.550 79.342 5.881 9.370 64.090 3.196 1.600 52.189 1.987 121.874

316.317 3.986 3.720 22.062 219.530 218.556 975 67.020 168.986 230 2.963 94.761 7.140 11.133 76.488 3.919 1.906 63.381 1.825 147.331

369.786 4.612 4.445 25.389 257.219 256.062 1.156 78.122 197.112 268 3.542 110.464 8.405 12.983 89.076 4.579 2.276 74.035 1.948 172.674

425.027 5.237 5.087 29.235 295.286 293.949 1.337 90.181 225.850 306 3.946 126.241 9.698 14.845 101.698 5.284 2.610 85.569 1.893 199.177

479.007 5.832 5.741 32.316 333.471 331.956 1.514 101.646 253.510 345 4.475 141.555 11.005 16.667 113.883 5.989 2.941 96.485 1.720 225.497

534.366 6.433 6.476 36.046 372.321 370.629 1.692 113.090 281.714 400 5.019 157.130 12.313 18.553 126.264 6.620 3.398 107.475 1.672 252.652

588.830 7.036 7.419 38.733 410.687 408.827 1.860 124.955 309.542 439 5.754 172.065 13.537 20.413 138.114 7.283 3.840 118.561 1.601 279.288

646.614 7.620 8.026 42.746 450.988 448.959 2.029 137.234 338.259 477 6.486 187.208 14.858 22.410 149.940 7.956 4.334 130.259 1.540 308.355

148.439 6.306

26.696 1.563

42.497 2.421

57.594 2.552

70.915 3.003

84.142 3.128

93.944 3.398

106.578 3.627

127.006 3.870

149.319 4.095

156.961 4.695

198.232 5.264

210.957 5.584

239

1

1

1

1

0

0

0

0

0

0

0

49

55

0

8

4

1

0

0

0

0

0

0

0

0

50.757

10.541

18.931

23.880

28.837

34.884

39.723

44.127

57.958

73.139

73.576

105.535

107.699

54.203

4.256

8.248

13.752

18.602

23.715

28.766

33.417

37.828

42.339

47.042

51.919

57.923

A. Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections B. Net Interest Income (A1-A2) C. Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, fees/comissions/provisions

method, komisi/provisi/fee

D. E. F. G. H. I. J. K.

f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Pendapatan non - operasional Beban non - operasional Laba/Rugi non-operasional (E - F) Laba/Rugi tahun berjalan sebelum pajak Penerimaan Transfer Laba/Rugi Transfer Laba/Rugi ke Kantor Pusat Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan) r) Angka-angka diperbaiki *). Angka-angka sementara

36.879 278.849 2.577

10.334 38.744 414

12.888 66.580 464

17.405 92.513 745

20.471 120.252 1.133

22.414 149.154 1.317

22.056 177.461 1.394

25.406 205.314 1.760

27.348 240.769 2.027

29.746 278.969 2.488

31.594 300.286 2.555

35.473 355.738 2.614

39.702 386.114 2.853

68

9

13

29

40

50

64

75

94

142

141

240

263

1

3

0

0

1

77

9

11

15

21

23

27

32

43.873 64.153 3.509

10.187 13.884 255

17.466 20.108 527

21.747 26.098 798

26.107 33.259 1.050

31.694 40.935 1.322

35.921 49.208 1.645

40.040 57.121 1.867

53.004 63.190 2.126

68.348 70.976 2.394

65.740 78.820 2.641

96.712 87.415 2.864

98.122 97.213 3.113

164.669 143.761 25.225

14.138 12.892 2.131

28.001 23.236 3.898

43.094 37.219 5.954

58.663 47.064 7.505

73.758 56.862 9.850

4.082 (185)

5.808 146

7.629 (124)

9.621 230

120.312 85.414 16.919 15.401

134.600 95.847 20.555 17.703

150.319 109.327 19.378 19.079

184.517 133.198 D.

2.167 (35)

104.440 73.938 14.465 13.601

165.866 121.782

25.394 (169)

89.220 63.814 12.150 11.574 576 64.390

863 74.802

1.518 86.932

2.852 98.699

299 109.626

87 332 50.843

101 401 59.069

116 625 68.357

127 620 78.205

174 644 86.632

21.776 21.365 411 122.193 183 721 96.006

24.080 23.757 323 133.521 66.405 66.967 104.628

143.591 66.264 67.023 112.160

12.856 46 56 10.242

23.051 88 289 18.067

37.365 11 215 29.630

46.940 34 361 36.847

57.092 65 324 44.775

E. F. G. H. I. J. K.

f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/provisions g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax r) Revised figures *) Provisional figures

12

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.10. Laporan Laba / Rugi Bank Umum Konvensional - BUKU 1 (Commercial Conventional Banks Income Statements - Group of Business Acitivies 1 ) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya D. Laba/Rugi Operasional (A1 + C1) - (A2 + C2) E. Pendapatan non - operasional F. Beban non - operasional G. Laba/Rugi non-operasional (E - F) H. Laba/Rugi tahun berjalan sebelum pajak I. Penerimaan Transfer Laba/Rugi J. Transfer Laba/Rugi ke Kantor Pusat K. Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan)

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Items

Des

27.485 482 753 892 16.038 15.889 149 9.321 18.176 0 376 8.125 618 472 7.035 202 47 9.425 0 9.309

2.537 60 54 80 1.434 1.423 11 909 1.767 0 33 791 44 47 700 24 2 915 2 770

4.908 112 111 160 2.783 2.762 21 1.742 3.376 0 59 1.513 91 90 1.332 48 4 1.752 0 1.532

8.399 164 183 248 4.312 4.280 33 3.493 6.006 0 84 2.334 145 138 2.050 72 8 3.509 0 2.393

11.118 239 274 348 5.854 5.811 43 4.403 7.807 0 107 3.174 215 187 2.772 92 11 4.423 0 3.311

12.945 301 369 449 7.396 7.342 54 4.430 8.744 0 135 4.042 288 236 3.518 104 13 4.450 0 4.202

15.666 364 472 547 8.933 8.868 65 5.350 10.568 0 165 4.878 361 281 4.236 132 18 5.375 0 5.097

18.458 421 579 644 10.516 10.439 77 6.297 12.431 0 199 5.735 432 330 4.974 152 20 6.324 0 6.027

21.403 486 665 745 12.072 11.983 89 7.435 14.470 0 224 6.590 505 380 5.705 173 22 7.461 0 6.933

23.885 542 753 852 13.597 13.495 102 8.142 16.042 0 249 7.403 580 425 6.399 192 28 8.169 0 7.844

26.794 594 843 972 15.243 15.130 113 9.141 17.927 0 277 8.253 656 478 7.119 212 30 9.155 0 8.866

29.572 644 929 1.079 16.813 16.692 122 10.107 19.748 0 302 9.067 722 532 7.813 231 33 10.115 0 9.825

32.469 693 1.029 1.198 18.428 18.297 131 11.121 21.641 0 330 9.876 775 589 8.512 251 38 11.145 0 10.828

1.465 62

291 11

256 26

412 34

609 46

753 51

925 43

1.049 45

1.175 50

1.339 56

1.555 87

1.791 181

2.017 239

4

0

1

1

1

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

24 555

7 38

9 81

10 130

45 203

53 259

62 317

65 374

68 424

75 479

82 528

87 573

97 637

820 7.873 13

234 849 3

140 1.344 3

236 1.999 6

313 2.856 21

390 3.594 30

503 4.462 12

564 5.238 22

632 6.019 33

729 6.802 36

858 7.831 207

951 8.677 280

1.044 9.611 302

3

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

12 1.405 39

11 353 4

11 315 8

13 430 12

13 666 21

15 811 25

17 988 31

18 1.171 36

22 1.359 41

23 1.511 46

25 1.716 50

26 1.873 55

30 1.983 60

6.401 2.901 734 727 8 2.908 115 445 2.014

477 211 115 109 5 216 10 181

1.006 444 229 227 2 446 20 360

1.536 806 330 327 4 809 660

2.134 1.064 395 387 8 1.071 865

2.713 1.361 515 510 5 1.366 1.105

3.413 1.561 612 502 111 1.672 1.366

3.991 1.838 729 743 (14) 1.824 1.478

4.564 2.089 929 932 (3) 2.086 1.657

5.185 2.381 1.130 1.162 (32) 2.349 1.858

5.832 2.591 976 1.016 (40) 2.551 2.023

6.442 2.939 1.067 1.109 (42) 2.897 2.285

7.236 3.235 1.130 1.164 (34) 3.201 89 206 2.450

-

1

1

1

1

A. Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections B. Net Interest Income (A1-A2) C. Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/provisions g. Others D. Operating Profit/loss (A1+C1) - (A2+C2) E. Non Operational Income F. Non Operational Expenses G. Non Operational Profit (E - F) H. Current Year profit I. Transfser Profit / Loss Received J. Transfer of Profit/Loss to Head Office K. Profit/Loss After Estimation of tax

13

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.11. Laporan Laba / Rugi Bank Umum Konvensional - BUKU 2 (Commercial Conventional Banks Income Statements - Group of Business Acitivies 2) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya D. Laba/Rugi Operasional (A1 + C1) - (A2 + C2) E. Pendapatan non - operasional F. Beban non - operasional G. Laba/Rugi non-operasional (E - F) H. Laba/Rugi tahun berjalan sebelum pajak I. Penerimaan Transfer Laba/Rugi J. Transfer Laba/Rugi ke Kantor Pusat K. Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan)

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Items

Des

101.362 1.734 3.257 5.950 61.677 61.491 186 28.744 58.534 37 1.416 27.310 3.501 2.602 21.206 866 461 28.443 1 42.828

9.493 163 278 617 5.556 5.527 29 2.879 5.675 3 140 2.578 289 246 2.044 83 53 2.818 0 3.818

18.410 304 496 1.205 10.835 10.783 52 5.570 10.992 6 276 4.961 560 481 3.920 176 96 5.478 0 7.418

28.263 449 751 1.850 16.658 16.578 81 8.555 16.940 10 412 7.641 851 721 6.069 276 165 8.436 0 11.323

38.240 608 1.101 2.488 22.263 22.155 108 11.779 23.118 13 552 10.378 1.199 967 8.211 377 232 11.566 0 15.122

48.533 792 1.538 3.136 28.075 27.946 129 14.992 29.460 16 880 13.107 1.542 1.189 10.377 483 290 14.684 0 19.074

58.820 895 1.930 3.738 34.336 34.182 154 17.921 35.769 19 860 15.967 1.882 1.426 12.658 588 353 17.981 0 23.051

68.846 1.022 2.254 4.363 40.099 39.918 181 21.108 41.655 23 990 18.756 2.204 1.651 14.901 689 410 20.788 0 27.192

79.016 1.175 2.566 5.024 46.136 45.927 209 24.115 47.862 26 1.122 21.533 2.533 1.881 17.118 802 464 23.915 0 31.154

89.992 1.333 2.911 5.689 52.462 52.226 236 27.596 54.398 30 1.282 24.262 2.883 2.107 19.272 909 526 27.389 0 35.593

100.746 1.471 3.323 6.345 58.764 58.503 261 30.844 60.798 50 1.426 27.107 3.239 2.340 21.528 1.019 587 30.610 0 39.948

111.483 1.608 3.738 6.987 64.956 64.668 287 34.194 67.249 53 1.589 29.826 3.562 2.572 23.692 1.124 639 34.019 0 44.233

122.439 1.670 4.031 7.951 71.202 70.887 315 37.586 73.760 56 2.035 32.386 3.850 2.827 25.709 1.234 708 37.341 0 48.679

40.540 2.217

8.102 712

13.477 1.011

18.197 1.051

21.703 1.213

24.819 1.258

27.666 1.427

31.691 1.532

39.203 1.693

48.344 1.741

50.313 2.173

79.997 2.281

80.370 2.379

235

1

0

0

0

0

0

0

-

-

-

-

49 0

-

-

-

-

-

-

-

-

-

-

-

-

26.661 6.877

6.180 556

10.292 1.045

13.605 1.647

15.943 2.191

18.162 2.744

21.297 3.336

24.401 3.806

30.962 4.349

39.215 4.915

39.896 5.478

68.603 6.079

67.620 6.755

4.551 61.733 807

653 9.229 168

1.129 16.535 319

1.894 22.887 480

2.355 28.921 722

2.656 35.643 861

1.606 40.916 944

1.951 47.830 1.242

2.199 57.397 1.412

2.474 69.073 1.666

2.713 74.360 1.655

2.993 106.361 1.624

3.568 110.027 1.761

28

38

50

64

75

94

142

188

240

263

0

71

0

0

0

0

0

0

0 64.568 11.183 922 31.330 19.023 3.126 2.618 508 19.531 4.110 4.540 14.257

65 0

8

12

-

-

-

24.009 7.928

5.817 1.062

9.577 2.064

12.422 2.874

14.598 3.847

16.751 5.590

19.788 5.156

22.688 6.158

28.632 6.943

36.322 7.850

37.220 9.440

1.097

73

171

251

319

411

478

545

627

724

788

65.613 10.311 836

27.827 21.635 2.306 1.602 704 22.339 3.670 4.087 16.662

2.101 2.692 288 231 56 2.748 (4) (4) 2.214

4.391 4.360 444 378 66 4.426 (4) 177 3.290

6.832 6.633 644 559 84 6.718 11 215 5.159

9.398 7.904 810 726 84 7.988 34 361 5.851

11.909 8.250 1.092 899 193 8.444 65 324 6.040

14.487 9.802 1.521 1.234 287 10.089 87 332 7.394

17.121 11.053 1.800 1.423 377 11.430 101 401 8.341

19.690 12.961 2.184 1.681 503 13.464 116 625 9.606

22.368 14.865 2.515 2.052 463 15.328 127 620 11.282

25.068 15.901 2.361 1.982 379 16.280 174 644 11.868

27.735 17.870 2.804 2.442 362 18.232 183 721 13.267

A. Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections B. Net Interest Income (A1-A2) C. Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/provisions g. Others D. Operating Profit/loss (A1+C1) - (A2+C2) E. Non Operational Income F. Non Operational Expenses G. Non Operational Profit (E - F) H. Current Year profit I. Transfser Profit / Loss Received J. Transfer of Profit/Loss to Head Office K. Profit/Loss After Estimation of tax

14

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.12. Laporan Laba / Rugi Bank Umum Konvensional - BUKU 3 (Commercial Conventional Banks Income Statements - Group of Business Acitivies 3) Miliar Rp (Billion Rp) Keterangan

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Items

Des

A. Interest Income and Interest Expenses

A. Pendapatan dan Beban Bunga

B. C .

D. E. F. G. H. I. J. K.

1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga Pendapatan Bunga Bersih (A1-A2) Pendapatan dan Beban Operasional Lain 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Pendapatan non - operasional Beban non - operasional Laba/Rugi non-operasional (E - F) Laba/Rugi tahun berjalan sebelum pajak Penerimaan Transfer Laba/Rugi Transfer Laba/Rugi ke Kantor Pusat Jumlah laba/rugi bersih (setelah taksiran pajak

203.611 2.063 905 12.450 135.633 134.895 738 52.560 129.567 3 1.488 69.759 4.061 10.354 55.344 4.794 1.769 51.754 1 74.045

18.053 179 77 1.175 11.888 11.817 71 4.734 11.609 0 134 6.214 377 826 5.011 390 168 4.702 1 6.444

35.147 357 151 2.270 23.135 22.999 135 9.235 22.486 0 269 11.954 730 1.527 9.697 800 318 9.145 0 12.661

53.633 510 230 3.484 35.342 35.138 204 14.067 34.361 0 401 18.292 1.100 2.277 14.915 1.246 501 13.920 0 19.272

71.820 694 315 4.606 47.201 46.928 273 19.004 46.255 0 586 24.578 1.488 2.966 20.124 1.700 674 18.717 0 25.565

90.427 875 394 5.731 59.377 59.035 342 24.050 58.340 1 760 30.988 1.891 3.636 25.461 2.120 844 23.627 0 32.087

108.925 1.051 477 6.832 71.431 71.019 412 29.133 70.370 1 949 37.080 2.288 4.301 30.491 2.559 1.027 28.754 1 38.555

127.713 1.202 557 7.960 83.878 83.390 488 34.114 82.302 1 1.146 43.083 2.677 4.989 35.417 3.022 1.216 33.835 0 45.410

147.242 1.375 627 9.037 96.340 95.776 564 39.864 94.645 1 1.296 49.149 3.072 5.698 40.379 3.484 1.407 39.309 0 52.597

165.935 1.508 702 10.166 108.613 107.976 637 44.945 106.384 1 1.480 55.052 3.453 6.396 45.203 3.939 1.617 44.294 0 59.551

185.011 1.695 781 11.280 121.225 120.513 712 50.030 118.326 1 1.859 61.130 3.843 7.125 50.162 4.242 1.802 49.292 0 66.685

203.565 1.869 860 12.341 133.425 132.640 785 55.071 129.998 1 2.072 67.004 4.210 7.831 54.964 4.671 1.992 54.257 0 73.567

223.241 2.048 964 13.483 146.065 145.206 859 60.682 142.443 1 2.252 73.060 4.606 8.585 59.869 5.107 2.186 59.836 1 80.798

42.303 1.700

5.893 621

11.563 1.016

15.238 1.035

19.339 1.182

23.844 1.206

27.711 1.232

30.309 1.284

37.069 1.336

44.220 1.384

45.063 1.477

49.295 1.562

54.231 1.595

-

-

-

-

-

-

0

0

0

0

0

0

0

55

0

8

4

1

0

0

0

0

0

0

0

0

16.176 15.955

3.442 1.104

6.995 2.219

8.198 3.503

10.097 4.765

12.340 6.465

14.453 7.807

15.422 8.947

20.465 10.086

25.872 11.297

24.889 12.505

27.149 13.777

29.110 15.506

8.416 86.423 337

726 10.048 66

1.325 19.242 76

2.499 27.357 146

3.294 35.944 230

3.832 44.885 245

4.220 54.309 250

4.655 62.014 306

5.182 73.747 376

5.667 86.637 479

6.191 93.082 391

6.807 103.055 378

8.019 113.912 457

-

-

-

-

-

-

-

0

0

-

-

-

B. C.

-

1

3

0

0

1

5

9

11

15

20

23

27

32

14.585 19.857 1.619

3.359 2.375 105

6.603 4.050 217

7.642 6.571 314

9.455 8.697 411

11.405 10.992 519

13.262 13.866 684

13.991 16.061 781

18.632 18.292 888

23.667 21.383 987

22.299 24.522 1.101

24.228 27.748 1.211

25.981 31.910 1.318

50.026 29.924 18.505 18.367 138 30.062 5.575 5.587 23.483

4.140 2.288 1.370 1.443 (72) 2.216 1.671

8.296 4.982 2.676 2.829 (153) 4.829 3.737

12.683 7.154 3.965 4.131 (166) 6.987 5.413

17.149 8.961 5.405 5.470 (65) 8.896 6.834

21.719 11.046 6.840 6.894 (54) 10.992 8.498

26.238 11.957 8.289 8.269 20 11.978 9.336

30.864 13.704 9.658 9.610 48 13.753 10.700

35.545 15.919 10.427 10.687 (260) 15.659 12.169

40.101 17.135 11.820 12.111 (291) 16.844 13.075

44.747 18.666 13.020 13.415 (395) 18.271 14.157

49.462 19.807 14.406 14.852 (446) 19.361 14.933

54.213 21.117 15.847 16.593 (746) 20.371 7.886 7.879 15.715

D. E. F. G. H. I. J. K.

1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections Net Interest Income (A1-A2) Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/provisions g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax

15

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.13. Laporan Laba / Rugi Bank Umum Konvensional - BUKU 4 (Commercial Conventional Banks Income Statements - Group of Business Acitivies 4) Miliar Rp (Billion Rp) Keterangan

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Items

Des

A. Interest Income and Interest Expenses

A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. b. c. d.

B. C .

D. E. F. G. H. I. J. K.

Dari Bank Indonesia Dari Penempatan pada bank lain Dari surat berharga Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga Pendapatan Bunga Bersih (A1-A2) Pendapatan dan Beban Operasional Lain 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Pendapatan non - operasional Beban non - operasional Laba/Rugi non-operasional (E - F) Laba/Rugi tahun berjalan sebelum pajak Penerimaan Transfer Laba/Rugi Transfer Laba/Rugi ke Kantor Pusat Jumlah laba/rugi bersih (setelah taksiran pajak

209.702 2.868 1.890 17.150 173.366 172.719 647 14.429 74.943 521 985 58.947 5.007 9.831 44.109 772 1.112 11.669 937 134.759

22.809 223 180 1.955 18.708 18.644 64 1.743 10.183 35 104 5.985 425 892 4.668 102 307 1.395 2.256 12.625

39.534 419 261 3.692 32.442 32.325 117 2.720 16.268 70 242 11.171 780 1.588 8.802 161 333 2.086 2.205 23.265

58.898 643 388 5.786 48.212 48.049 163 3.869 23.255 105 404 16.971 1.202 2.371 13.398 232 362 3.032 2.149 35.643

77.546 864 573 7.474 63.635 63.425 211 5.000 29.782 140 575 22.267 1.613 3.117 17.537 310 450 3.965 2.077 47.764

96.767 1.026 655 9.182 79.726 79.464 262 6.178 36.077 174 668 27.435 2.017 3.869 21.549 394 440 4.979 1.986 60.690

115.846 1.207 812 10.453 95.533 95.220 313 7.841 42.164 210 851 32.366 2.435 4.606 25.326 509 494 5.911 1.825 73.681

134.887 1.454 1.018 11.850 111.832 111.457 375 8.733 48.957 245 1.041 37.708 2.885 5.417 29.405 552 615 6.849 1.947 85.931

154.426 1.624 1.188 13.781 128.071 127.637 434 9.762 55.439 280 1.115 43.069 3.349 6.212 33.509 635 699 7.748 1.892 98.987

173.521 1.801 1.328 14.910 144.613 144.121 492 10.870 61.661 314 1.254 48.229 3.819 6.987 37.423 739 752 8.653 1.719 111.860

193.295 1.949 1.478 16.683 161.328 160.774 554 11.857 68.012 349 1.228 53.315 4.278 7.793 41.244 917 959 9.573 1.671 125.283

212.875 2.100 1.835 17.461 178.206 177.597 610 13.273 74.320 384 1.541 58.146 4.719 8.597 44.830 1.005 1.154 10.489 1.600 138.556

234.047 2.308 1.940 19.099 196.341 195.678 663 14.359 80.513 420 1.592 63.135 5.274 9.461 48.401 1.094 1.378 11.356 1.539 153.534

57.074 2.320

11.769 217

16.201 363

21.350 423

24.946 550

29.808 599

33.225 677

38.163 741

44.062 762

50.354 876

54.649 920

60.017 1.197

66.466 1.321

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

7.845 29.177

907 2.408

1.630 4.648

2.058 8.088

2.739 10.929

4.313 13.608

3.896 16.531

4.218 19.397

6.438 22.083

7.948 24.687

8.676 27.463

9.661 30.322

10.833 33.727

17.733 107.623 1.421

8.236 17.203 177

9.559 26.890 66

10.781 35.454 112

10.729 44.974 160

11.288 56.061 181

12.121 68.383 189

13.807 79.028 189

14.779 91.149 207

16.842 103.667 307

17.589 111.075 302

18.838 121.098 331

20.585 134.169 333

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

5.243 27.732 754

998 9.377 70

1.271 12.555 129

1.665 13.584 216

2.035 15.557 291

3.516 18.443 358

2.845 24.484 439

3.332 27.837 488

5.707 30.155 553

8.322 34.239 617

6.181 36.704 678

6.829 39.168 734

7.527 42.881 781

72.473 84.210 3.627 377 3.250 87.460 56.571 56.571 69.300

6.728 7.191 352 12 340 7.530 6.056

12.869 12.576 535 18 517 13.093 10.466

19.878 21.539 997 29 969 22.507 18.120

26.930 27.737 876 37 839 28.576 22.971

33.562 34.437 1.377 44 1.333 35.771 28.717

40.426 38.523 1.691 55 1.635 40.158 32.375

47.182 45.065 2.210 65 2.144 47.210 38.130

54.527 51.900 3.299 87 3.212 55.112 44.494

60.183 58.547 4.997 105 4.892 63.439 51.462

67.210 68.856 2.943 120 2.823 71.679 57.971

74.037 77.475 3.416 141 3.275 80.750 64.824

82.647 85.831 3.874 265 3.610 89.441 53.558 53.558 71.571

1. Interest Income From Bank Indonesia Placement From interbank placement From securities From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections Net Interest Income (A1-A2) Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/provisions g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax a. b. c. d.

B. C.

D. E. F. G. H. I. J. K.

16

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.14. Laporan Laba / Rugi Bank Umum Syariah - BUKU 1 (Commercial Sharia Banks Income Statements - Group of Business Acitivies 1 ) Miliar Rp (Billion Rp) Keterangan

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Items

Des

A. Interest Income and Interest Expenses

A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya D. Laba/Rugi Operasional (A1 + C1) - (A2 + C2) E. Pendapatan non - operasional F. Beban non - operasional G. Laba/Rugi non-operasional (E - F) H. Laba/Rugi tahun berjalan sebelum pajak I. Penerimaan Transfer Laba/Rugi J. Transfer Laba/Rugi ke Kantor Pusat K. Jumlah laba/rugi bersih (setelah taksiran pajak

5.485 112 37 116 3.578 3.567 11 1.642 3.612 1 99 1.810 227 50 1.533 49 3 1.648 1.873

535 13 5 10 378 377 1 129 324 0 5 187 14 4 168 3 0 128 211

1.030 23 9 19 734 732 2 244 611 0 12 351 27 8 317 4 1 244 418

1.548 36 13 27 1.112 1.109 3 360 914 18 530 38 12 480 6 1 359 634

2.078 49 17 37 1.495 1.491 4 481 1.218 23 705 52 15 639 7 2 480 860

2.598 59 22 47 1.869 1.863 5 602 1.523 29 882 65 18 798 9 2 601 1.075

3.137 69 27 58 2.263 2.256 6 720 1.821 33 1.055 78 22 956 11 2 719 1.316

3.674 78 33 69 2.660 2.653 7 833 2.112 36 1.226 89 25 1.112 15 3 832 1.561

4.270 88 38 79 3.118 3.109 9 946 2.403 39 1.400 101 28 1.270 17 3 945 1.866

4.729 98 44 87 3.448 3.439 10 1.051 2.677 42 1.564 113 32 1.419 18 4 1.050 2.052

5.263 108 49 101 3.851 3.840 11 1.155 2.956 45 1.733 124 35 1.574 21 4 1.154 2.307

5.790 119 54 111 4.241 4.230 12 1.264 3.235 47 1.898 134 39 1.725 23 4 1.263 2.554

6.357 133 59 126 4.673 4.660 12 1.365 3.516 52 2.073 146 42 1.885 24 5 1.364 2.840

656 -

67 -

134 -

179 1

230 1

288 1

411 1

474 1

582 1

924 3

1.060 -

1.142 -

1.291 0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

29 113

2 7

4 13

6 18

7 26

9 35

7 43

9 51

10 59

13 68

14 77

15 93

16 104

514 2.201 -

58 259 -

117 542 -

155 788 -

196 1.053 -

244 1.308 -

360 1.761 -

413 2.053 -

513 2.484 -

839 2.938 -

969 3.289 -

1.034 3.551 -

1.171 4.099 -

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

24 637 0

2 90 0

3 199 0

4 281 -

6 370 -

7 448 -

7 716 -

9 833 -

10 1.084 -

12 1.348 -

13 1.512 -

14 1.585 -

14 1.953

1.540 328 17 13 4 332 333 333 265

168 19 0 1 (0) 19 51 51 12

340 10 1 1 0 10 92 92 0

502 26 2 2 0 26 8

678 37 2 3 (1) 37 15

853 56 3 3 (1) 55 26

1.038 (34) 4 5 (1) (35) (72)

1.211 (18) 5 6 (2) (19) (66)

1.390 (35) 8 7 1 (34) (89)

1.578 38 9 6 3 41 (22)

1.763 78 10 8 2 80 10

1.952 145 11 9 3 148 68

2.131 32 15 11 4 36 762 783 (76)

1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections B. Net Interest Income (A1-A2) C. Other Operating Income and Expenses

-

D. E. F. G. H. I. J. K.

1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/provisions g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax

17

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.15. Laporan Laba / Rugi Bank Umum Syariah - BUKU 2 (Commercial Sharia Banks Income Statements - Group of Business Acitivies 2) Miliar Rp (Billion Rp) Keterangan

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Items

Des

A. Interest Income and Interest Expenses

A. Pendapatan dan Beban Bunga

B. C .

D. E. F. G. H. I. J. K.

1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga Pendapatan Bunga Bersih (A1-A2) Pendapatan dan Beban Operasional Lain 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Pendapatan non - operasional Beban non - operasional Laba/Rugi non-operasional (E - F) Laba/Rugi tahun berjalan sebelum pajak Penerimaan Transfer Laba/Rugi Transfer Laba/Rugi ke Kantor Pusat Jumlah laba/rugi bersih (setelah taksiran pajak

20.368 556 5 657 13.634 13.603 32 5.516 9.010 248 6.986 202 1.008 5.776 309 108 1.359 11.358

2.531 95 1 54 1.204 1.201 3 1.177 1.459 10 608 15 91 502 20 3 818 1.072

4.813 161 1 110 2.391 2.383 8 2.151 2.789 25 1.168 30 185 953 40 6 1.550 2.025

7.124 252 1 198 3.582 3.570 12 3.091 4.252 40 1.775 41 266 1.468 53 10 2.373 2.873

9.395 306 2 263 4.738 4.722 16 4.087 5.618 56 2.343 60 344 1.939 61 17 3.141 3.777

11.658 359 2 336 5.928 5.908 20 5.033 6.912 79 2.888 78 422 2.388 86 12 3.848 4.746

13.924 400 2 433 7.034 7.010 24 6.054 8.293 106 3.415 97 498 2.821 119 12 4.641 5.630

16.207 434 2 502 8.233 8.205 28 7.036 9.654 131 3.956 117 572 3.267 148 13 5.407 6.553

18.670 489 3 570 9.549 9.517 32 8.059 11.030 150 4.501 137 647 3.717 174 14 6.191 7.640

20.944 551 3 613 10.737 10.700 37 9.042 12.349 167 5.045 156 720 4.168 193 15 6.929 8.596

23.259 616 3 667 11.910 11.869 41 10.064 13.695 186 5.592 174 781 4.637 210 16 7.691 9.563

25.545 696 3 754 13.046 13.001 45 11.046 14.991 203 6.124 190 843 5.091 229 18 8.418 10.553

28.061 768 3 890 14.279 14.230 49 12.121 16.386 226 6.678 207 907 5.565 246 19 9.218 11.675

6.401

575

866

2.217

4.087

4.629

4.005

4.893

4.914

4.139

4.321

5.989

6.582

8 -

3

6

8

11

13

18

23

28

35

38

-

-

-

-

-

-

-

-

-

-

21 1.527

1 144

2 241

4 365

5 488

7 605

9 732

11 842

14 828

17 893

4.846 12.996 -

427 1.155 0

618 2.027 0

1.840 4.028 0

3.583 6.503 0

4.004 7.664 0

3.246 7.630 0

4.017 9.151 0

4.043 9.974 0

-

-

-

-

-

-

-

-

-

43

B. C.

50

-

-

19 991

21 1.075

24 1.194

3.195 9.853 0

3.273 10.650 0

4.851 12.997 0

5.315 14.297 0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0 6.595 0

0 629 1

0 925 3

1 2.358 5

1 4.122 7

1 4.652 9

1 3.997 14

1 5.061 16

2 5.357 18

2 4.644 21

2 4.926 24

2 6.729 28

2 7.303 32

6.401 4.763 35 4.307 (4.272) 491 437

525 491 6 371 (365) 127 108

1.099 864 12 629 (617) 247 214

1.663 1.062 17 761 (744) 317 269

2.373 1.361 17 1.006 (989) 372 311

3.001 1.712 23 1.270 (1.247) 465 389

3.618 2.005 32 1.508 (1.476) 529 445

4.072 2.295 63 1.753 (1.690) 605 486

4.597 2.580 73 2.007 (1.935) 646 519

5.185 2.882 83 2.266 (2.183) 699 551

5.697 3.235 69 2.538 (2.469) 766 603

6.237 3.545 72 2.812 (2.741) 805 629

6.960 3.960 89 3.107 (3.019) 941 711

D. E. F. G. H. I. J. K.

1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections Net Interest Income (A1-A2) Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method,fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/provisions g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax

18

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.16. Laporan Laba / Rugi Bank Umum Syariah - BUKU 3 (Commercial Sharia Banks Income Statements - Group of Business Acitivies 3) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia

B. C .

D. E. F. G. H. I. J. K.

b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga Pendapatan Bunga Bersih (A1-A2) Pendapatan dan Beban Operasional Lain 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Pendapatan non - operasional Beban non - operasional Laba/Rugi non-operasional (E - F) Laba/Rugi tahun berjalan sebelum pajak Penerimaan Transfer Laba/Rugi Transfer Laba/Rugi ke Kantor Pusat Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan)

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Items

Des

-

-

-

-

-

-

-

-

-

-

-

-

9.163

-

-

-

-

-

-

-

-

-

-

-

-

436 1 285 5.362 5.345 17 3.079 2.554 8 2.489 92 500 1.897 53 1 4 6.608

-

-

-

-

-

-

-

-

-

-

-

-

5.588

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

20 711

-

-

-

-

-

-

-

-

-

-

-

-

4.808 8.829 0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1 6.031 0

-

-

-

-

-

-

-

-

-

-

-

-

2.797 3.368 19 3.038 (3.019) 348 250

A. Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement

B. C.

49

D. E. F. G. H. I. J. K.

b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections Net Interest Income (A1-A2) Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method,fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/provisions g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax

19

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.17. Rekening Administratif Bank Umum

(Commercial Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya Ket: r) Angka-angka diperbaiki

2015

2014

Nov

Indicator

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

472.959 24.710 440.874

481.118 24.227 449.891

521.196 30.891 482.812

522.252 35.407 477.958

536.608 35.715 491.364

533.160 33.798 491.502

540.171 18.998 511.591

584.144 37.357 538.456

598.349 38.743 553.139

611.330 39.835 564.428

565.090 39.259 515.928

532.399 42.852 480.753

Des

7.376

7.001

7.494

1.678.723 r) 1.137.501

1.742.891 r) 1.175.234

1.737.698 r) 1.149.546

8.888 76.866 1.193.305

9.529 75.953 1.165.706

7.860 74.477 1.177.527

9.582 1.905.601 1.243.832

8.332 1.869.259 1.194.267

6.467 1.955.122 1.239.313

7.067 2.006.975 1.247.794

9.903 1.914.483 1.230.329

8.795 1.850.125 1.222.412

297.369 840.132 7.868

301.896 873.337 8.905

279.011 870.534 7.026

295.478 897.827 7.888

288.795 876.911 7.118

293.443 884.083 7.269

303.291 940.541 9.929

305.374 888.894 9.870

305.853 933.460 9.251

296.483 951.312 10.973

285.875 944.454 11.270

286.314 936.098 10.291

275.413 944.107 7.534 -

1.533 6.335 74.274 454.203

1.738 7.168 74.132 474.929

1.858 5.169 67.290 505.822

2.472 5.416 70.653 515.979

1.473 5.645 69.769 553.114

1.664 5.606 68.599 567.778

2.606 7.323 64.670 581.277

1.647 8.223 66.716 592.619

1.697 7.553 69.715 630.166

2.798 8.176 72.763 669.431

2.824 8.446 73.916 592.498

2.516 7.774 75.627 535.759

1.064 6.469 69.516 520.465

4.877 284.281 244.456 36.327 3.498 249.737 247.851 1.886 237.956

9.691 303.048 261.522 37.929 3.598 238.566 236.784 1.782 233.857

8.014 297.140 254.282 39.073 3.785 242.268 240.208 2.060 236.671

6.213 294.429 251.209 39.406 3.815 249.865 247.966 1.898 240.693

6.184 293.364 249.541 39.975 3.847 253.797 251.731 2.066 242.180

5.878 295.198 250.512 40.800 3.885 259.361 257.310 2.051 244.880

5.893 293.150 249.570 39.524 4.055 266.444 264.337 2.106 251.089

5.787 303.219 258.634 40.535 4.050 269.978 267.991 1.987 253.930

6.677 310.934 265.027 41.824 4.084 279.485 277.424 2.061 259.293

6.012 326.804 280.672 41.943 4.189 296.955 294.976 1.979 265.776

6.470 312.053 265.919 41.946 4.187 287.892 285.843 2.050 264.058

6.036 326.531 283.249 39.696 3.586 291.599 289.739 1.860 267.131

4.471 308.392 265.333 39.402 3.657 302.459 297.391 5.069 274.066

23.301 195.932 187.325 8.607 18.723 11.883 6.840

23.528 190.678 182.039 8.639 19.652 12.119 7.533

23.802 193.522 184.818 8.704 19.347 12.212 7.136

23.627 197.705 188.764 8.941 19.361 12.230 7.130

23.520 199.193 190.179 9.014 19.467 12.326 7.141

23.018 202.120 192.934 9.186 19.742 12.568 7.174

22.980 208.156 198.895 9.261 19.953 12.729 7.224

23.055 211.051 201.770 9.281 19.824 13.567 6.257

23.503 215.798 206.403 9.396 19.992 13.724 6.269

23.938 221.561 211.894 9.667 20.277 13.884 6.393

23.011 220.661 211.169 9.492 20.385 13.932 6.453

22.958 223.560 214.081 9.479 20.614 14.147 6.466

23.059 230.274 219.484 10.790 20.733 14.300 6.433

511.743 Commited Claims 38.641 - Unused borrowing 468.916 - Outstanding spot and derivatives

(purchased) 4.185 - Others 1.821.506 Commited Liabilities 1.219.520 - Undisbursed loan facilities

to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets

- Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others Note: r) Revised figures

20

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.18. Rekening Administratif Bank Umum Konvensional - BUKU 1 (Commercial Conventional Banks Off-Balance Sheet - Group of Business Acitivies 1 ) Miliar Rp ( Billion Rp ) Indikator

Des Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya

2015

2014 Jan

Feb

Mar

Apr

Mei

Jun

Indicator

Jul

Ags

Sep

Okt

Nov

Des 1.074 Commited Claims 1 - Unused borrowing 1.067 - Outstanding spot and derivatives

831 620

434 158

1.194 684 247

442 242

2.264 2.056

2.249 2.048

1.646 1.616

1.166 1.100

2.017 1.947

1.217 1.158

1.784 1.731

267 228

211 495 10.416

276 441 10.935

263 405 10.855

200 427 11.439

208 621 13.233

201 542 12.509

30 14.359 12.341

66 14.517 12.899

70 15.746 13.257

59 14.888 13.201

53 14.819 12.654

39 13.324 12.643

5.485 4.931 164

5.741 5.194 149

5.664 5.191 175

6.158 5.280 171

6.425 6.808 208

6.078 6.431 201

6.602 5.739 167

6.993 5.905 197

7.164 6.093 193

6.657 6.544 182

5.434 7.220 166

5.235 7.408 178

77 87 298 819

72 77 245 311

97 78 214 395

97 74 235 432

109 99 388 2.066

111 90 306 2.060

102 65 204 1.614

121 75 229 1.120

126 66 227 2.022

108 74 265 1.159

106 59 209 1.710

116 61 187 229

166 78 245 1.086

33 1.216 437 545 235 2.666 1.998 668 2.017 402 1.551 1.548 3 64 64 0

47 1.252 394 568 290 2.285 1.554 731 2.035 419 1.550 1.547 4 65 65 0

16 1.453 403 574 476 2.460 1.621 839 2.260 647 1.547 1.544 4 65 65 0

21 1.414 392 544 477 2.498 1.717 781 2.202 618 1.559 1.555 4 26 26 0

24 2.107 1.073 551 483 2.933 2.121 811 2.237 521 1.690 1.677 14 26 26 0

35 2.364 1.314 568 482 3.039 2.343 697 2.229 477 1.724 1.710 14 28 28 0

33 2.161 1.106 563 492 2.740 2.218 522 2.284 487 1.757 1.721 37 40 29 11

73 2.120 1.070 574 475 2.763 2.265 498 2.260 454 1.773 1.759 14 33 33 0

47 2.170 1.097 608 464 2.815 2.372 443 2.282 419 1.819 1.805 14 45 34 11

80 2.202 1.132 610 460 2.828 2.437 391 2.564 351 2.051 1.901 150 162 26 136

79 2.282 1.135 649 497 2.794 2.412 382 2.182 328 1.631 1.530 101 224 27 197

87 2.525 1.402 629 494 2.633 2.280 353 2.206 308 1.659 1.582 77 239 27 212

61 2.547 1.487 589 471 2.242 2.007 235 2.361 343 1.889 1.802 88 129 20 109

(purchased) 5 - Others 12.090 Commited Liabilities 10.454 - Undisbursed loan facilities

to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others

3.083 7.371 244 -

21

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.19. Rekening Administratif Bank Umum Konvensional - BUKU 2 (Commercial Conventional Off-Balance Sheet - Group of Business Acitivies 2 ) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya

2014 Des

2015

Indicator

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

237.383 3.637 230.676

240.511 3.825 234.134

251.654 3.732 244.929

255.837 3.908 248.437

153.784 3.858 146.292

154.525 3.957 146.989

154.798 3.452 147.006

152.214 3.465 144.216

158.005 3.569 152.308

169.996 3.189 164.773

150.827 4.290 141.266

136.519 4.055 127.764

120.234 Commited Claims 3.127 - Unused borrowing 116.493 - Outstanding spot and derivatives

3.070 9.407 261.362

2.553 10.669 262.996

2.993 9.957 255.912

3.492 8.569 266.835

3.634 7.438 137.307

3.579 7.462 140.559

4.340 361.363 147.914

4.533 360.935 151.279

2.128 377.941 150.975

2.034 388.753 154.618

5.271 353.109 152.154

4.700 336.120 155.153

614 - Others 321.523 Commited Liabilities 154.928 - Undisbursed loan facilities

61.325 200.038 1.949

59.716 203.281 3.105

57.860 198.052 1.400

63.920 202.915 1.493

31.297 106.010 191

33.364 107.195 291

36.031 111.883 304

34.733 116.546 282

33.615 117.360 278

34.377 120.241 1.028

36.536 115.618 632

35.105 120.048 133

35.235 119.693 153 -

82 1.867 9.002 266.580

62 3.043 9.592 276.477

67 1.333 8.635 288.055

60 1.433 7.882 295.644

7 184 6.916 197.052

207 84 6.804 206.716

208 96 8.024 203.887

207 75 7.485 200.455

207 72 7.530 217.423

209 820 6.959 225.512

60 572 6.854 191.729

48 85 6.743 172.785

54 98 7.104 159.102

405 95.277 92.715 2.515 47 53.338 52.923 415 20.686 2.837 16.889 14.303 2.586 960 950 9

1.078 108.844 106.585 2.211 48 49.785 49.384 402 18.945 2.152 15.443 13.054 2.389 1.351 969 382

1.322 99.270 96.829 2.389 52 51.121 50.722 399 18.686 2.123 15.582 13.151 2.431 980 980 -

687 103.129 100.638 2.433 58 52.333 51.949 384 19.075 2.028 16.018 13.356 2.662 1.029 1.029 -

522 62.175 59.667 2.456 51 44.383 44.030 353 14.605 2.008 11.546 9.065 2.481 1.051 1.051 -

657 63.734 61.080 2.601 53 46.132 45.756 376 14.326 1.611 11.662 9.135 2.527 1.053 1.053 -

1.235 63.035 60.668 2.321 46 50.220 49.809 411 15.205 1.399 12.664 10.118 2.547 1.141 1.081 61

1.434 66.113 63.656 2.410 48 49.002 48.579 422 15.405 1.458 12.859 10.277 2.582 1.089 1.089 -

1.734 69.267 66.555 2.665 47 51.542 51.143 400 16.175 1.460 13.613 10.937 2.676 1.102 1.101 1

635 78.221 75.330 2.843 47 58.387 58.012 375 15.926 1.412 13.394 10.610 2.784 1.119 1.119 -

1.741 71.588 68.613 2.927 48 53.917 53.546 370 15.069 1.383 12.579 9.968 2.611 1.107 1.107 0

1.306 89.242 86.167 3.027 48 53.611 53.225 387 15.239 1.382 12.698 10.061 2.637 1.159 1.159 -

236 67.957 65.007 2.901 49 54.755 51.220 3.535 17.125 1.351 14.616 10.972 3.644 1.158 1.158 -

(purchased)

to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others

22

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.20. Rekening Administratif Bank Umum Konvensional - BUKU 3 (Commercial Conventional Off-Balance Sheet - Group of Business Acitivies 3 ) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya

2014 Des

2015

Indicator

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

205.532 19.834 182.343

213.541 19.135 190.631

231.959 25.183 202.817

225.259 27.577 192.706

344.988 27.969 311.521

340.843 25.874 311.206

346.334 11.547 330.032

384.554 29.834 351.592

390.522 30.959 355.980

388.291 32.251 351.637

357.958 30.863 323.012

345.215 34.646 306.921

340.892 Commited Claims 31.377 - Unused borrowing 306.314 - Outstanding spot and derivatives

3.355 180.714 492.378

3.776 199.035 513.353

3.959 205.500 512.916

4.976 204.515 533.231

5.498 334.380 631.076

3.763 333.090 639.467

4.755 1.059.910 705.246

3.129 1.010.758 647.645

3.583 1.046.372 670.515

4.403 1.082.365 684.157

4.083 1.021.573 664.504

3.648 987.369 652.467

3.201 - Others 983.868 Commited Liabilities 659.162 - Undisbursed loan facilities

80.200 412.178 4.501

79.776 433.577 4.185

77.603 435.313 3.700

87.200 446.032 4.040

110.317 520.759 5.533

109.990 529.477 5.611

115.477 589.769 7.160

111.214 536.432 8.260

113.235 557.281 7.619

110.111 574.047 8.807

101.088 563.416 9.350

101.940 550.528 9.076

101.685 557.477 6.358 -

162 4.340 23.654 154.408

179 4.007 23.641 168.336

51 3.650 20.369 179.947

178 3.862 22.515 177.950

218 5.315 22.671 307.824

217 5.394 21.994 307.320

220 6.940 21.793 322.498

231 8.029 23.806 328.182

247 7.372 23.765 341.072

1.570 7.236 24.543 361.076

1.584 7.767 22.078 322.480

1.492 7.584 23.188 299.481

108 6.250 20.574 294.897

2.652 128.780 118.999 6.687 3.094 53.988 53.574 414 70.018 2.509 51.637 49.167 2.470 15.871 9.041 6.831

7.058 131.081 120.807 7.159 3.115 52.392 52.132 260 73.039 3.191 53.469 50.772 2.697 16.379 9.229 7.151

5.183 132.252 121.846 7.296 3.110 53.266 52.950 317 74.523 3.191 54.927 52.212 2.716 16.405 9.270 7.136

4.049 125.171 114.447 7.590 3.134 54.796 54.453 343 75.489 3.191 55.917 53.195 2.722 16.381 9.250 7.130

3.884 162.617 151.576 7.877 3.165 63.017 62.500 517 80.903 3.190 61.230 58.309 2.921 16.483 9.342 7.141

3.776 161.828 150.521 8.108 3.199 64.265 63.667 597 82.351 3.182 62.552 59.508 3.044 16.616 9.442 7.174

3.213 162.418 151.361 7.694 3.363 66.290 65.500 790 83.965 3.180 64.094 61.021 3.073 16.691 9.539 7.153

2.865 166.753 155.362 8.020 3.371 66.693 66.012 681 84.849 3.196 64.877 61.799 3.079 16.775 10.518 6.257

3.400 168.959 157.234 8.314 3.411 67.520 66.694 826 86.248 3.140 66.223 63.136 3.087 16.885 10.628 6.257

3.783 174.667 162.588 8.556 3.522 69.781 68.971 811 87.606 3.174 67.428 64.325 3.102 17.005 10.747 6.257

3.161 166.518 154.395 8.641 3.482 68.059 67.170 890 88.706 3.172 68.487 65.318 3.169 17.047 10.792 6.256

3.157 166.556 154.991 8.680 2.884 68.366 67.661 705 90.135 3.172 69.815 66.662 3.153 17.148 10.894 6.254

2.876 170.302 158.802 8.524 2.976 72.244 71.380 864 92.273 3.176 71.794 68.349 3.445 17.303 10.979 6.324

(purchased)

to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others

23

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.21. Rekening Administratif Bank Umum Konvensional - BUKU 4 (Commercial Conventional Banks Off-Balance Sheet - Group of Business Acitivies 4) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya

2014 Des

2015 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Indicator

Des

49.374 Commited Claims 4.136 - Unused borrowing 44.906 - Outstanding spot and derivatives

28.631 1.239 26.763

26.382 1.267 24.797

36.296 1.293 34.750

40.660 3.922 36.540

35.407 3.889 31.359

35.190 3.967 30.952

37.043 4.000 32.630

45.831 4.058 41.195

47.362 4.215 42.497

51.398 4.395 46.457

54.176 4.106 49.618

50.200 4.151 45.675

630 40.534 349.890

319 39.817 365.161

254 37.407 363.576

197 39.446 378.237

160 39.205 380.506

271 39.029 381.292

414 464.099 374.618

578 477.688 379.270

651 509.160 401.024

546 514.774 392.054

452 519.034 397.384

375 507.591 398.472

332 - Others 498.191 Commited Liabilities 390.980 - Undisbursed loan facilities

129.043 220.847 951

136.709 228.452 1.038

137.688 225.888 1.637

138.023 240.214 2.132

140.582 239.923 1.132

143.818 237.473 1.119

144.960 229.658 2.240

152.208 227.062 1.078

151.606 249.418 1.107

145.052 247.002 898

142.538 254.846 1.071

143.776 254.696 853

135.147 255.832 729 -

939 11 40.534 31.826

1.027 12 39.817 29.522

1.631 6 37.407 37.328

2.125 6 39.446 41.817

1.126 6 39.205 45.928

1.117 2 39.029 51.312

2.062 177 34.285 52.956

1.075 3 34.834 62.506

1.103 3 37.766 69.263

892 5 40.536 81.286

1.063 8 44.325 76.253

849 4 45.186 63.080

726 3 41.235 65.248

56.593 32.281 24.197 115 138.353 137.976 377 140.277 17.502 121.123 117.614 3.508 1.652 1.652 -

58.529 33.712 24.680 138 132.603 132.225 378 134.842 17.716 115.449 111.939 3.510 1.677 1.677 -

60.497 35.179 25.181 138 133.929 133.434 495 136.122 17.790 116.622 113.108 3.514 1.710 1.710 -

61.106 35.705 25.261 140 138.747 138.368 379 138.308 17.740 118.832 115.317 3.514 1.736 1.736 -

62.793 37.197 25.454 142 141.775 141.395 380 138.859 17.750 119.363 115.804 3.559 1.745 1.745 -

63.646 37.569 25.931 145 143.836 143.455 381 140.362 17.698 120.790 117.229 3.562 1.874 1.874 -

61.907 36.407 25.352 148 144.993 144.609 384 143.890 17.864 124.125 120.559 3.565 1.902 1.902 -

64.588 38.517 25.922 149 149.178 148.792 386 145.661 17.897 125.837 122.270 3.568 1.926 1.926 -

66.868 40.111 26.605 153 155.061 154.668 392 148.689 18.434 128.294 124.715 3.580 1.960 1.960 -

68.047 41.590 26.304 153 163.577 163.175 402 153.605 18.951 132.664 129.072 3.592 1.991 1.991 -

67.335 41.058 26.124 153 160.418 160.011 408 151.674 18.079 131.589 128.017 3.572 2.006 2.006 -

67.136 40.453 26.530 153 163.405 162.989 416 152.797 18.045 132.684 129.112 3.572 2.068 2.068 -

66.416 39.725 26.535 155 170.483 170.050 433 155.179 18.138 134.897 131.324 3.573 2.144 2.144 -

(purchased)

to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others

24

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.22. Rekening Administratif Bank Umum Syariah - BUKU 1 (Commercial Sharia Banks Off-Balance Sheet - Group of Business Acitivies 1 ) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya

2015

2014 Des

Jan 4

Feb

Mar

Apr 0

Jun

Jul

Ags

Sep

Okt

Nov

Indicator

Des

3

33 3

0 600 2.206

30 598 2.205

0 1 1.099

0 1 1.172

0 1 1.207

1 1.221

1.351 1.327

1.418 1.394

1.407 1.383

1.413 1.389

1.435 1.412

1.485 1.462

1.538 1.516

520 1.686 31

61 2.144 29

44 1.055 21

44 1.128 20

44 1.163 19

49 1.172 18

44 1.283 23

47 1.347 23

47 1.336 23

47 1.342 23

53 1.360 22

58 1.405 22

62 1.454 21

13 19 -

13 17 30

13 9 -

13 8 -

13 7 -

13 6 -

13 11 -

13 11 -

13 11 -

13 11 -

11 11 -

11 11 -

10 11 -

600 153 17 135 1 123 113 11 713 50 663 663 0 -

598 218 17 199 2 108 96 12 704 50 654 654 0 -

1 119 118 2 140 129 11 530 50 480 480 0 -

1 123 121 2 170 159 11 540 50 490 490 0 -

1 185 184 1 313 309 4 554 50 504 504 0 -

1 159 159 0 454 454 0 575 50 525 525 0 -

1 158 158 0 618 617 0 577 50 527 527 0 -

1 165 165 0 827 827 0 591 50 541 541 0 -

1 173 173 0 967 967 0 602 50 552 551 0 -

1 182 182 1.078 1.077 0 608 50 558 558 0 -

1 161 161 0 1.178 1.178 0 610 50 560 560 0 -

1 173 173 0 1.270 1.270 0 613 50 563 562 0 -

1 187 187 1.485 1.485 0 524 50 474 474 0 -

-

0

Mei 0

-

-

-

-

-

-

-

-

-

-

-

-

Commited Claims - Unused borrowing - Outstanding spot and derivatives (purchased) - Others Commited Liabilities - Undisbursed loan facilities to debtors - Committed - Uncommitted - Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others

25

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.23. Rekening Administratif Bank Umum Syariah - BUKU 2 (Commercial Sharia Banks Off-Balance Sheet - Group of Business Acitivies 2) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya

2014 Des

2015 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Indicator

Des

136 Commited Claims - Unused borrowing 136 - Outstanding spot and derivatives

579 469

217 169

92 68

55 32

166 137

354 307

350 308

380 353

442 407

429 402

345 302

198 165

110 1.973 21.249

48 1.748 20.583

24 2.157 5.187

22 2.029 2.392

29 2.343 2.378

46 1.874 2.479

43 4.519 2.386

27 3.943 1.780

35 4.495 2.158

26 4.782 2.376

43 4.513 2.221

33 4.236 2.214

- Others 3.768 Commited Liabilities 1.987 - Undisbursed loan facilities

20.797 452 272

19.894 689 399

151 5.036 93

134 2.257 33

129 2.249 34

144 2.335 30

176 2.210 35

179 1.601 30

186 1.972 30

239 2.136 35

226 1.994 28

201 2.013 28

200 1.787 28 -

261 11 785 569

386 13 837 253

93 666 96

33 574 135

34 589 243

30 466 370

35 364 322

2 28 363 356

2 28 426 385

7 28 460 397

28 449 325

28 322 185

28 324 132

1.187 2.262 8 2.248 5 1.268 1.268 4.245 0 4.069 4.030 39 175 175 -

911 3.124 7 3.111 6 1.392 1.392 4.292 0 4.112 4.073 39 180 180 -

1.492 3.548 25 3.516 7 1.352 1.351 0 4.551 0 4.364 4.325 39 187 187 -

1.455 3.487 26 3.457 4 1.320 1.320 5.077 0 4.888 4.849 39 189 189 -

1.753 3.487 27 3.455 5 1.377 1.377 5.022 0 4.860 4.820 39 163 163 -

1.408 3.467 28 3.433 6 1.636 1.636 5.038 0 4.867 4.827 39 171 171 -

1.411 3.471 29 3.436 7 1.583 1.583 5.168 0 4.989 4.949 39 179 179 -

1.414 3.480 29 3.444 7 1.515 1.515 5.164 0 5.164 5.125 39 -

1.495 3.496 30 3.458 8 1.580 1.580 5.298 0 5.297 5.258 39 -

1.514 3.486 32 3.448 6 1.304 1.304 5.467 0 5.467 5.428 39 -

1.489 4.169 718 3.444 7 1.526 1.526 5.816 0 5.816 5.777 39 -

1.486 898 236 656 5 2.314 2.314 6.141 0 6.141 6.102 39 -

1.297 349 22 320 6 866 865 1 2.847 0 2.846 2.807 39 -

(purchased)

to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others

26

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.24. Rekening Administratif Bank Umum Syariah - BUKU 3 (Commercial Sharia Banks Off-Balance Sheet - Group of Business Acitivies 3) Miliar Rp (Billion Rp) Indikator

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Indicator

Des

33 Commited Claims - Unused borrowing - Outstanding spot and derivatives -

Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Garansi yang diterima

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

33 - Others 527 Commited Liabilities 494 - Undisbursed loan facilities

-

-

-

-

-

-

-

-

-

-

-

-

494 -

-

-

-

-

-

-

-

-

-

-

-

-

33 -

-

-

-

-

-

-

-

-

-

-

-

-

289

- Pendapatan bunga dalam penyelesaian

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

- Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya

(purchased)

to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Received guarantees

345 - Accrued interest - Others 384 Contingent Liabilities 384 - Issued guarantees - Others 3.757 Others - Channelling 3.757 - Written off earning assets - Credit disbursed 3.757 - Others - Charged off earning assets - Credit disbursed - Others -

27

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.25. Kinerja Bank Umum Konvensional

(Commercial Banks Performance) Miliar Rp (Billion Rp) 2015

2014

Items

Keterangan Des Rasio Pemenuhan Kecukupan Modal Minimum (%)

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des 21,39 Capital Adequacy Ratio (%)

19,57

21,01

21,26

20,98

20,79

20,51

20,28

20,78

20,73

20,62

21,05

21,33

-

Modal

754.174

814.810

830.570

827.950

827.974

830.598

832.634

854.329

863.532

872.314

876.087

891.419

914.657

-

Capital

-

ATMR

3.854.234

3.878.947

3.907.328

3.945.899

3.982.779

4.050.387

4.106.626

4.111.073

4.164.757

4.231.115

4.162.904

4.178.551

4.276.555

-

Risk Weighted Assets

18,01

18,75

18,99

18,40

18,19

17,98

17,75

18,21

18,19

18,14

18,54

18,85

Rasio Modal Inti terhadap ATMR (%) -

Modal Inti (Tier I)

-

ATMR

Return On Assets Ratio (%) -

Laba sebelum pajak

-

Rata-rata total aset

Biaya Operasional thdp Pendapatan Operasional (%)

19,00 Core Capital Ratio to ATMR (%)

694.198

727.294

741.962

726.221

724.527

728.302

728.993

748.696

757.586

767.534

771.763

787.853

812.590

-

Core Capital (Tier I)

3.854.234

3.878.947

3.907.328

3.945.899

3.982.779

4.050.387

4.106.626

4.111.073

4.164.757

4.231.115

4.162.904

4.178.551

4.276.555

-

Risk Weighted Assets

2,85

2,82

2,51

2,69

2,53

2,45

2,29

2,27

2,30

2,31

2,30

2,33

2,32 Return On Assets Ratio (%)

142.769

152.532

136.761

148.088

139.593

135.773

127.792

127.228

129.480

130.613

130.537

132.257

132.601

-

Profit

5.004.089

5.417.813

5.451.541

5.496.171

5.515.708

5.540.025

5.572.178

5.593.988

5.621.051

5.656.845

5.670.728

5.684.215

5.703.813

-

Average total assets

76,29

82,15

81,59

79,49

79,94

80,42

81,40

81,39r)

81,46

81,82

81,11

81,62

81,49 Operating Expenses/Operating Income (%)

-

Biaya Operasional

446.217

56.987

99.135

140.064

181.922

226.226

270.614

313.452r)

364.126

418.241

455.184

524.232

569.141

-

Operating Expenses

-

Pendapatan Operasional

584.887

69.368

121.497

176.195

227.587

281.320

332.457

385.113r)

446.995

511.168

561.198

642.319

698.404

-

Operating Income

4,23

4,24

4,06

5,30

5,30

5,33

5,32

5,32

5,32

5,34

5,35

Net Interest Margin Ratio (%) -

Pendapatan bunga bersih

-

Rata-rata total aset produktif

Loan to Deposits Ratio (%)

5,32

5,39 Net Interest Margin Ratio (%)

260.940

283.884

269.252

274.525

275.287

278.526

280.769

282.102

284.506

286.465

288.938

290.379

293.824

-

Interest income net

6.161.761

6.691.609

6.632.130

5.180.214

5.191.975

5.223.083

5.274.201

5.307.579

5.345.241

5.389.536

5.410.618

5.430.306

5.449.642

-

Average total earning assets

89,42

88,48

88,26

87,58

87,94

88,72

88,46

88,50

88,81

88,54

89,74

90,47

92,11 Loan to Deposits Ratio (%)

-

Total Kredit kepada pihak ketiga bukan Bank

3.526.364

3.487.843

3.519.869

3.532.735

3.564.324

3.609.112

3.677.335

3.684.686

3.732.006

3.805.326

3.773.048

3.799.745

3.903.936

-

Total Credit to third party

-

Total Dana Pihak Ketiga

3.943.697

3.942.067

3.988.289

4.033.543

4.053.225

4.067.775

4.156.933

4.163.444

4.202.011

4.297.649

4.204.547

4.199.869

4.238.349

-

Total Third Party Funds

16,24

16,88

17,35

18,74

18,16

17,26

17,35

17,03

16,87

17,56

16,69

16,44

Rasio Aset Likuid (%)

16,70 Liquid Assets Ratio (%)

-

Aset Likuid Primer

686.023

724.886

750.779

826.137

795.983

762.497

784.963

756.495

742.715

805.862

723.678

711.170

736.720

-

Aset Likuid Primer

-

Aset Likuid Sekunder

192.598

189.545

201.102

220.386

220.202

210.698

209.728

218.568

237.362

237.900

243.807

245.541

251.623

-

Aset Likuid Sekunder

-

Total Aset

5.410.098

5.417.813

5.485.270

5.585.431

5.594.559

5.637.294

5.732.943

5.724.848

5.810.495

5.943.189

5.795.679

5.819.037

5.919.390

-

Total Assets

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13

28

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.26. Kinerja Bank Umum Konvensional - BUKU 1

(Performance of Commercial Conventional Banks - Group of Business Activities 1) Miliar Rp (Billion Rp) 2015

2014

Items

Keterangan Des Rasio Pemenuhan Kecukupan Modal Minimum (%)

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des 22,98 Capital Adequacy Ratio (%)

18,21

20,29

20,71

20,59

20,19

20,51

19,78

20,21

20,42

20,43

20,68

21,73

-

Modal

19.415

22.062

22.682

22.870

22.738

23.386

22.408

22.844

23.217

23.484

22.603

23.827

23.561

-

Capital

-

ATMR

106.642

108.708

109.506

111.050

112.607

114.045

113.262

113.025

113.700

114.964

109.292

109.675

102.511

-

Risk Weighted Assets

16,89

18,58

18,84

18,72

18,50

18,82

18,03

18,47

18,67

18,69

18,90

19,96

Rasio Modal Inti terhadap ATMR (%) -

Modal Inti (Tier I)

-

ATMR

Return On Assets Ratio (%) -

Laba sebelum pajak

-

Rata-rata total aset

Biaya Operasional thdp Pendapatan Operasional (%)

21,17 Core Capital Ratio to ATMR (%)

18.014

20.198

20.626

20.789

20.834

21.459

20.421

20.875

21.231

21.481

20.659

21.897

21.705

-

Core Capital (Tier I)

106.642

108.708

109.506

111.050

112.607

114.045

113.262

113.025

113.700

114.964

109.292

109.675

102.511

-

Risk Weighted Assets

1,87

1,50

1,53

1,82

1,64

1,65

1,63

1,54

1,53

1,52

1,47

1,53

1,59 Return On Assets Ratio (%)

2.908

2.597

2.674

3.238

2.839

2.908

2.821

2.689

2.683

2.687

2.525

2.639

2.533

-

Profit

155.862

173.542

174.669

177.967

172.982

176.227

172.894

174.659

175.854

177.264

171.281

172.070

159.470

-

Average total assets

85,26

89,02

87,06

84,87

86,45

86,24

87,34

86,91r)

87,07

86,92

87,25

86,80

86,36 Operating Expenses/Operating Income (%)

-

Biaya Operasional

16.776

1.712

2.985

4.521

6.005

7.577

9.037

10.567r)

12.128

13.656

14.826

16.334

16.518

-

Operating Expenses

-

Pendapatan Operasional

19.677

1.923

3.429

5.327

6.946

8.786

10.347

12.159r)

13.928

15.712

16.992

18.817

19.126

-

Operating Income

5,82

5,23

5,25

5,83

5,70

5,64

5,67

5,67

5,65

5,74

5,76

Net Interest Margin Ratio (%) -

Pendapatan bunga bersih

-

Rata-rata total aset produktif

Loan to Deposits Ratio (%)

5,68

5,89 Net Interest Margin Ratio (%)

9.309

9.236

9.190

9.571

9.092

9.229

9.111

9.246

9.311

9.366

9.190

9.262

8.780

-

Interest income net

159.857

176.555

175.029

164.313

159.549

163.552

160.791

162.838

164.205

165.741

160.024

160.913

149.020

-

Average total earning assets

85,11

79,30

78,54

75,84

75,31

76,20

76,18

76,32

77,66

76,75

77,45

79,20

87,48 Loan to Deposits Ratio (%)

-

Total Kredit kepada pihak ketiga bukan Bank

109.924

109.229

110.251

112.605

113.447

115.724

114.226

114.498

115.892

117.059

112.317

113.739

106.040

-

Total Credit to third party

-

Total Dana Pihak Ketiga

129.155

137.746

140.380

148.473

150.650

151.868

149.943

150.032

149.229

152.511

145.028

143.610

121.213

-

Total Third Party Funds

Rasio Aset Likuid (%)

19,09

21,02

21,92

24,01

23,14

23,00

23,03

22,96

21,27

22,07

21,83

19,81

-

Aset Likuid Primer

29.862

34.501

36.561

42.583

40.902

41.107

40.629

40.061

36.723

39.069

36.820

33.086

27.725

-

Aset Likuid Primer

-

Aset Likuid Sekunder

1.906

1.981

1.979

1.724

2.305

2.411

2.272

2.474

2.467

2.548

2.444

2.557

2.442

-

Aset Likuid Sekunder

-

Total Aset

166.367

173.542

175.796

184.563

186.722

189.211

186.312

185.253

184.215

188.545

179.836

179.967

160.836

-

Total Assets

18,76 Liquid Assets Ratio (%)

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13

29

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.27. Kinerja Bank Umum Konvensional - BUKU 2

(Performance of Commercial Conventional Banks - Group of Business Activities 2) Miliar Rp (Billion Rp) 2015

2014

Items

Keterangan Des Rasio Pemenuhan Kecukupan Modal Minimum (%)

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des 22,45 Capital Adequacy Ratio (%)

29,97

30,75

30,74

29,92

20,74

19,83

20,01

20,04

19,67

19,73

20,27

21,06

-

Modal

215.194

222.612

226.422

224.383

115.438

115.205

116.439

117.260

117.272

120.920

123.200

126.832

136.136

-

Capital

-

ATMR

717.952

723.923

736.509

749.924

556.615

580.992

581.837

585.095

596.220

612.859

607.776

602.172

606.341

-

Risk Weighted Assets

28,45

29,84

29,42

28,63

18,82

17,99

18,07

18,18

17,83

17,82

18,29

19,13

Rasio Modal Inti terhadap ATMR (%)

20,37 Core Capital Ratio to ATMR (%)

-

Modal Inti (Tier I)

204.273

216.029

216.700

214.674

104.758

104.500

105.136

106.374

106.301

109.199

111.154

115.201

123.512

-

Core Capital (Tier I)

-

ATMR

717.952

723.923

736.509

749.924

556.615

580.992

581.837

585.095

596.220

612.859

607.776

602.172

606.341

-

Risk Weighted Assets

2,38

3,21

2,57

2,56

1,88

1,64

1,57

1,46

1,48

1,50

1,45

1,50

Return On Assets Ratio (%)

1,48 Return On Assets Ratio (%)

-

Laba sebelum pajak

22.339

32.979

26.558

26.871

15.523

13.710

13.358

12.491

12.748

13.039

12.780

13.264

13.256

-

Profit

-

Rata-rata total aset

938.787

1.027.069

1.033.826

1.049.066

824.984

836.986

850.482

854.770

861.755

871.941

883.284

885.927

897.519

-

Average total assets

81,04

81,86

83,56

82,63

84,94

86,32

86,55

87,41r)

87,60

87,67

87,47

89,73

92.469

12.146

22.160

31.561

29.608

36.508

43.159

50.589r)

59.501

69.637

74.293

106.907

112.171

-

Operating Expenses

114.104

14.837

26.520

38.194

34.857

42.296

49.865

57.877r)

67.920

79.429

84.936

119.148

125.423

-

Operating Income

3,54

3,47

3,41

4,59

4,67

4,65

4,62

4,59

4,61

4,63

4,64

Biaya Operasional thdp Pendapatan Operasional (%) -

Biaya Operasional

-

Pendapatan Operasional

Net Interest Margin Ratio (%) -

Pendapatan bunga bersih

-

Rata-rata total aset produktif

Loan to Deposits Ratio (%)

4,64

89,43 Operating Expenses/Operating Income (%)

4,71 Net Interest Margin Ratio (%)

42.828

45.820

44.506

45.293

36.262

36.647

37.182

37.556

37.575

38.232

38.976

39.206

40.327

-

Interest income net

1.209.871

1.321.700

1.306.020

987.408

776.231

788.007

804.290

810.260

818.449

829.344

841.489

845.025

856.180

-

Average total earning assets

101,72

97,60

99,50

95,85

83,95

84,18

84,63

85,91

85,41

84,03

85,04

86,69

97,04 Loan to Deposits Ratio (%)

-

Total Kredit kepada pihak ketiga bukan Bank

633.850

629.338

642.045

649.669

501.508

507.199

519.525

520.659

528.162

539.753

539.280

539.103

555.340

-

Total Credit to third party

-

Total Dana Pihak Ketiga

623.124

644.802

645.264

677.823

597.357

602.497

613.853

606.041

618.380

642.339

634.125

621.884

572.278

-

Total Third Party Funds

19,31

21,29

20,89

22,57

24,01

23,30

23,27

22,54

22,79

23,56

22,41

22,01

156.201

186.766

182.240

204.660

179.163

179.272

178.191

168.010

172.777

193.350

175.200

171.349

133.603

-

Aset Likuid Primer

37.501

31.894

35.113

38.975

27.897

26.950

28.415

30.474

34.743

31.236

31.652

29.433

32.789

-

Aset Likuid Sekunder

1.003.337

1.027.069

1.040.582

1.079.548

862.520

884.998

887.871

880.500

910.648

953.433

922.968

912.310

885.065

-

Total Assets

Rasio Aset Likuid (%) -

Aset Likuid Primer

-

Aset Likuid Sekunder

-

Total Aset

18,80 Liquid Assets Ratio (%)

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13

30

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.28. Kinerja Bank Umum Konvensional - BUKU 3

(Performance of Commercial Conventional Banks - Group of Business Activities 3) Miliar Rp (Billion Rp) 2015

2014

Items

Keterangan Des Rasio Pemenuhan Kecukupan Modal Minimum (%)

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des 23,50 Capital Adequacy Ratio (%)

17,04

18,05

17,74

18,19

22,63

22,45

22,14

23,05

23,06

22,70

22,91

23,33

-

Modal

226.451

240.874

238.023

245.476

352.455

351.723

350.234

367.202

370.947

370.142

363.693

369.913

375.197

-

Capital

-

ATMR

1.328.635

1.334.726

1.341.569

1.349.435

1.557.544

1.567.006

1.582.042

1.593.332

1.608.332

1.630.581

1.587.700

1.585.646

1.596.369

-

Risk Weighted Assets

14,62

15,24

15,15

15,05

19,97

19,89

19,61

20,38

20,42

20,23

20,41

20,85

Rasio Modal Inti terhadap ATMR (%) -

Modal Inti (Tier I)

-

ATMR

Return On Assets Ratio (%) -

Laba sebelum pajak

-

Rata-rata total aset

Biaya Operasional thdp Pendapatan Operasional (%)

21,07 Core Capital Ratio to ATMR (%)

194.292

203.411

203.240

203.095

311.035

311.680

310.217

324.760

328.449

329.901

324.099

330.537

336.320

-

Core Capital (Tier I)

1.328.635

1.334.726

1.341.569

1.349.435

1.557.544

1.567.006

1.582.042

1.593.332

1.608.332

1.630.581

1.587.700

1.585.646

1.596.369

-

Risk Weighted Assets

1,78

1,49

1,61

1,55

1,72

1,61

1,50

1,49

1,50

1,44

1,38

1,34

1,29 Return On Assets Ratio (%)

30.062

26.589

28.971

27.950

35.503

33.306

31.297

31.116

31.382

30.301

29.217

28.263

27.371

-

Profit

1.688.497

1.785.670

1.796.548

1.808.792

2.062.742

2.074.069

2.082.533

2.086.558

2.094.083

2.106.594

2.110.999

2.113.616

2.116.243

-

Average total assets

84,67

88,16

86,78

87,03

86,48

87,36

88,08

88,04r)

88,04

88,72

88,92

89,24

89,53 Operating Expenses/Operating Income (%)

-

Biaya Operasional

165.217

17.030

32.716

47.990

75.088

94.438

113.108

130.367r)

152.759

177.253

195.407

214.811

235.705

-

Operating Expenses

-

Pendapatan Operasional

195.141

19.318

37.698

55.144

86.826

108.098

128.412

148.083r)

173.508

199.786

219.755

240.698

263.276

-

Operating Income

3,44

3,34

3,31

4,52

4,46

4,44

4,40

4,46

4,45

4,47

4,47

Net Interest Margin Ratio (%) -

Pendapatan bunga bersih

-

Rata-rata total aset produktif

Loan to Deposits Ratio (%)

4,43

4,49 Net Interest Margin Ratio (%)

74.045

77.323

75.964

77.088

86.640

86.993

87.113

87.990

89.139

89.720

90.433

90.759

91.183

-

Interest income net

2.150.516

2.312.774

2.292.417

1.706.362

1.943.076

1.961.497

1.977.951

1.987.894

2.000.015

2.016.111

2.023.349

2.028.285

2.032.100

-

Average total earning assets

96,99

94,93

94,72

93,88

96,20

96,36

98,17

99,42

99,32

98,48

98,26

98,51

99,78 Loan to Deposits Ratio (%)

-

Total Kredit kepada pihak ketiga bukan Bank

1.229.517

1.217.320

1.228.396

1.235.911

1.403.191

1.414.823

1.432.681

1.442.355

1.458.316

1.481.113

1.453.145

1.451.656

1.460.668

-

Total Credit to third party

-

Total Dana Pihak Ketiga

1.267.728

1.282.366

1.296.816

1.316.479

1.458.655

1.468.265

1.459.364

1.450.785

1.468.327

1.504.014

1.478.816

1.473.670

1.463.949

-

Total Third Party Funds

12,90

14,31

14,35

15,47

16,11

15,74

14,92

14,31

14,30

15,43

15,28

15,13

182.757

207.600

213.517

236.171

271.923

266.491

254.516

239.276

238.883

273.495

263.983

254.914

244.894

-

Aset Likuid Primer

44.688

48.002

45.919

47.350

67.349

67.146

62.545

62.858

68.014

67.076

64.537

68.850

73.663

-

Aset Likuid Sekunder

1.762.813

1.785.670

1.807.426

1.833.279

2.106.353

2.119.380

2.124.851

2.110.707

2.146.761

2.206.681

2.150.643

2.139.784

2.145.137

-

Total Assets

Rasio Aset Likuid (%) -

Aset Likuid Primer

-

Aset Likuid Sekunder

-

Total Aset

14,85 Liquid Assets Ratio (%)

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13

31

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.29. Kinerja Bank Umum Konvensional - BUKU 4

(Performance of Commercial Conventional Banks - Group of Business Activities 4) Miliar Rp (Billion Rp) 2015

2014

Items

Keterangan Des Rasio Pemenuhan Kecukupan Modal Minimum (%)

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des 19,26 Capital Adequacy Ratio (%)

17,18

19,24

19,97

19,32

19,21

19,03

18,78

19,07

19,07

19,10

19,73

19,71

-

Modal

292.203

329.262

343.444

335.221

337.343

340.284

343.553

347.023

352.095

357.768

366.591

370.846

379.762

-

Capital

-

ATMR

1.701.005

1.711.589

1.719.744

1.735.490

1.756.013

1.788.344

1.829.485

1.819.621

1.846.505

1.872.710

1.858.137

1.881.057

1.971.334

-

Risk Weighted Assets

16,28

16,81

17,53

16,58

16,40

16,25

16,03

16,30

16,33

16,39

17,00

17,02

Rasio Modal Inti terhadap ATMR (%) -

Modal Inti (Tier I)

-

ATMR

Return On Assets Ratio (%) -

Laba sebelum pajak

-

Rata-rata total aset

Biaya Operasional thdp Pendapatan Operasional (%)

16,79 Core Capital Ratio to ATMR (%)

276.919

287.657

301.396

287.663

287.900

290.662

293.219

296.687

301.605

306.953

315.852

320.218

331.052

-

Core Capital (Tier I)

1.701.005

1.711.589

1.719.744

1.735.490

1.756.013

1.788.344

1.829.485

1.819.621

1.846.505

1.872.710

1.858.137

1.881.057

1.971.334

-

Risk Weighted Assets

3,94

3,72

3,21

3,66

3,49

3,50

3,26

3,27

3,32

3,38

3,43

3,51

3,53 Return On Assets Ratio (%)

87.460

90.366

78.558

90.030

85.728

85.850

80.316

80.931

82.668

84.585

86.015

88.091

89.441

-

Profit

2.220.943

2.431.532

2.446.499

2.460.346

2.455.001

2.452.742

2.466.270

2.478.001

2.489.360

2.501.045

2.505.164

2.512.602

2.530.581

-

Average total assets

67,10

78,40

76,65

72,22

71,97

71,80

73,22

73,01r)

72,92

72,93

71,25

70,62

70,46 Operating Expenses/Operating Income (%)

-

Biaya Operasional

171.756

26.100

41.274

55.992

71.221

87.703

105.310

121.929r)

139.738

157.695

170.658

186.181

204.747

-

Operating Expenses

-

Pendapatan Operasional

255.966

33.290

53.850

77.531

98.958

122.140

143.833

166.995r)

191.638

216.241

239.514

263.656

290.578

-

Operating Income

5,10

5,26

4,88

6,14

6,19

6,31

6,32

6,28

6,28

6,27

6,30

6,31

134.759

151.505

139.591

142.573

143.293

145.657

147.363

147.309

148.480

149.147

150.339

151.152

153.534

-

Interest income net

2.641.571

2.880.581

2.858.664

2.322.131

2.313.119

2.310.027

2.331.170

2.346.587

2.362.573

2.378.340

2.385.756

2.396.082

2.412.342

-

Average total earning assets

80,73

81,61

80,76

81,16

83,73

85,16

83,30

82,14

82,89

83,42

85,70

86,46

Net Interest Margin Ratio (%) -

Pendapatan bunga bersih

-

Rata-rata total aset produktif

Loan to Deposits Ratio (%)

6,36 Net Interest Margin Ratio (%)

85,63 Loan to Deposits Ratio (%)

-

Total Kredit kepada pihak ketiga bukan Bank

1.553.074

1.531.957

1.539.178

1.534.550

1.546.178

1.571.366

1.610.904

1.607.175

1.629.637

1.667.401

1.668.305

1.695.247

1.781.889

-

Total Credit to third party

-

Total Dana Pihak Ketiga

1.923.690

1.877.152

1.905.829

1.890.769

1.846.563

1.845.145

1.933.772

1.956.585

1.966.075

1.998.785

1.946.577

1.960.705

2.080.909

-

Total Third Party Funds

17,18

16,60

17,74

19,09

17,49

15,95

16,90

16,95

16,60

16,84

15,45

15,33

Rasio Aset Likuid (%)

17,34 Liquid Assets Ratio (%)

-

Aset Likuid Primer

317.203

296.018

318.462

342.722

303.995

275.627

311.626

309.148

294.332

299.948

247.676

251.821

330.498

-

Aset Likuid Primer

-

Aset Likuid Sekunder

108.503

107.667

118.091

132.337

122.651

114.191

116.496

122.763

132.138

137.040

145.174

144.700

142.729

-

Aset Likuid Sekunder

-

Total Aset

2.477.580

2.431.532

2.461.466

2.488.041

2.438.965

2.443.705

2.533.909

2.548.389

2.568.871

2.594.531

2.542.232

2.586.976

2.728.351

-

Total Assets

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13

32

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.30. Kinerja Bank Umum Syariah - BUKU 1 (Performance of Commercial Sharia Banks - Group of Business Activities 1) Miliar Rp (Billion Rp) 2015

2014

Indicator

Indikator Des Capital Adequacy Ratio (%) - Modal - ATMR

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

17,56

17,57

18,64

20,09

23,19

26,27

21,39

21,26

20,49 Capital Adequacy Ratio (%)

3.512

3.360 r)

3.604 r)

3.589 r)

3.611 r)

3.614 r)

3.813

3.808

4.160

4.720

4.759

4.827

3.851

19.996

r)

r)

r)

r)

r)

20.450

18.952

17.938

17.962

22.244

22.706

18.800

20.659

r)

19,46

18.520

r)

18,90

18.989

r)

19,00

19.009

r)

18,80

19.222

r)

-

APYD

-

Total Aktiva Produktif

4,26 Classified Earning assets to Earning assets (%)

3,49

4,02

4,37

4,33

4,23

4,20

4,00

4,24

4,41

4,25

4,32

4,24

857

910

1.000

1.009

986

989

974

1.004

1.049

1.048

1.063

1.078

975

24.591

22.652

22.879

23.285

23.324

23.538

24.328

23.699

23.773

24.636

24.613

25.437

22.852

0,75

0,05

(0,41)

0,26

0,14

0,46

0,86

0,76

0,45

0,83

0,87

1,03

Net Operating Margin (%) -

Pendapatan

-

Rata-rata Aktiva

Return On Assets Ratio (%) -

Laba

-

Rata-Rata total aset

Biaya Operasional thdp Pendapatan Operasional (%) - Biaya Operasional

- Total Earning assets

Pendapatan

0,42 Net Operating Margin (%)

168

12

(93)

59

32

104

197

174

102

189

200

237

81

-

Net Operations Income

22.525

22.430

22.526

22.685

22.737

22.780

22.914

22.887

22.858

22.919

22.960

23.059

19.467

-

Average Earning Assets

0,66

0,05

(0,35)

0,24

0,13

0,42

0,77

0,68

0,42

0,75

0,80

0,94

0,40 Return On Assets Ratio (%)

165

12

(88)

62

33

106

197

175

107

193

204

242

86

-

Profit

25.126

25.079

25.119

25.300

25.363

25.423

25.592

25.575

25.546

25.605

25.637

25.738

21.575

-

Average Assets

95,36

99,72

102,17

98,63

99,26

97,60

95,58

96,09

97,77

96,05

95,89

95,24

97,66 Operating Expenses to Operations Revenue (%)

3.459

363

729

1.059

1.430

1.770

2.124

2.500

2.984

3.445

3.901

4.354

3.373

-

Operations Expenses

-

Operations Income

3.627

364

714

1.074

1.441

1.814

2.223

2.602

3.052

3.587

4.068

4.571

3.454

18,03

19,47

18,84

18,67

19,14

21,12

20,28

20,65

22,90

21,66

22,48

21,59

20,21 Short Term Mistmach (%)

Liquidity

Likuiditas

Short Term Mistmach (%) -

Aktiva Jangka Pendek

-

Kewajiban Jangka

Finance to Deposit Ratio (%)

Ket:

- Classified Earning Assets

Profitability

Rentabilitas

-

- Risk Weighted Assets Earning Assset Quality

Kualitas Aktiva Produktif APYD terhadap Aktiva Produktif (%)

- Capital

3.910

3.922

3.811

3.928

4.017

4.399

4.344

4.269

4.623

4.428

4.513

4.508

3.820

-

Short-Term Assets

21.684

20.141

20.230

21.042

20.989

20.827

21.417

20.672

20.185

20.447

20.077

20.882

18.906

-

Short-Term Liabilities

93,38

97,65

97,61

96,21

95,71

96,50

94,32

96,20

97,13

98,26

99,87

98,53

96,60

Finance to Deposit Ratio (%)

-

Pembiayaan

19.257

19.059

19.171

19.284

19.369

19.547

19.708

19.356

19.316

19.706

19.952

20.435

17.495

-

Financing

-

Dana Pihak Ketiga

20.623

19.518

19.640

20.045

20.236

20.256

20.895

20.120

19.886

20.055

19.978

20.739

18.112

-

Third Party Funds

r) Angka-angka diperbaiki, perbaikan terakhir pada edisi Juni 2015 *) Angka-angka sementara r) untuk Data KAP posisi Juli - Desember 2014 terdapat revisi tingkat kesehatan BUS - UUS berdasarkan SE OJK No. 11/SEOJK.03/2014 tgl 11 Juni 2014

Note: r) Revised figures, last revised at June 2015 *) Provisional figures r) Revision on data for KAP at July-December 2014 on Banking Health Measurement, which is based on SE OJK No. 11/SEOJK.03/2014 at June 11th, 2014

33

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.30. Kinerja Bank Umum Syariah - BUKU 2

(Performance of Commercial Sharia Banks - Group of Business Activities 2) Miliar Rp (Billion Rp) Indikator

2015

2014 Des

Capital Adequacy Ratio (%) - Modal - ATMR

Jan

15,39 16.073 104.410

Feb

13.57

r)

16,238

r)

119.635

r)

Mar

13.62

r)

16,962

r)

124.499

r)

Apr

13.75

r)

17,258

r)

125.518

r)

Mei

Jun

Ags

Sep

Okt

Nov

Des 14,96 Capital Adequacy Ratio (%)

13.82

r)

13,37

13,81

13,92

13,63

13,85

14,28

17,404

r)

17,516 r)

17.488

17.816

17.940

17.947

17.857

18.666

13.189

125.948

r)

r)

130.764

128.999

128.897

131.666

128.960

130.740

88.180

13.70

127.836

r)

Indicator Jul

-

APYD

-

Total Aktiva Produktif

4,95

5,97

6,21

5,96

5,97

5,99

6,20

6,07

6,28

6,19

6,32

6,19

5,01

-

Pendapatan

-

Rata-rata Aktiva

Return On Assets Ratio (%) -

Laba

-

Rata-Rata total aset

Biaya Operasional thdp Pendapatan Operasional (%) - Biaya Operasional -

Pendapatan

-

Aktiva Jangka Pendek

-

Kewajiban Jangka

Finance to Deposit Ratio (%)

Ket:

-

Pembiayaan

-

Dana Pihak Ketiga

- Classified Earning Assets

9.198

10.716

9.974

9.507

9.529

9.659

9.853

9.717

10.065

10.174

10.276

10.185

5.466

179.632

160.482

159.431

159.509

161.225

159.032

160.137

160.337

164.414

162.647

164.418

109.147

0,49

1,10

1,05

0,82

0,76

0,63

0,50

0,49

0,47

0,50

0,50

0,54

748

1.727

1.646

1.294

1.187

1.140

790

787 r)

770

749

796

790

544

-

Net Operations Income

153.023

156.696

157.300

157.176

157.156

157.433

157.280

15.7322 r)

157.359

157.845

158.041

158.302

101.146

-

Average Earning Assets

0,38

1,01

0,95

0,76

0,69

0,66

0,46

0,47

0,46

0,47

0,46

0,50

r)

0,48

- Total Earning assets Profitability Net Operating Margin (%)

0,48 Return On Assets Ratio (%)

657

1.734

1.633

1.309

1.194

1.141

790

829

810

793

811

798

543

-

Profit

173.121

172.306

172.501

172.631

172.623

173.049

173.171

173.479

173.636

174.115

174.254

174.513

112.488

-

Average Assets

97,19

94,06

92,72

95,59

96,35

96,36

97,20

97,23

97,22

97,10

96,86

97,03

25.826

2.279

3.496

7.013

10.435

12.566

13.646

16.128

17.940

18.840

20.488

23.667

13.155

26.574

2.423

3.770

7.337

10.831

13.041

14.039

16.587

18.453

19.402

21.152

24.391

13.699

Likuiditas

Short Term Mistmach (%)

Classified Earning assets to Earning assets (%)

185.781

Rentabilitas

Net Operating Margin (%)

- Risk Weighted Assets Earning Assset Quality

Kualitas Aktiva Produktif APYD terhadap Aktiva Produktif (%)

- Capital

18,25

25,90

19,08

20,19

20,90

19,50

20,48

20,93

21,91

28,56

21,48

26,95

23.923

40.590

24.257

26.005

27.043

24.484

26.675

27.706

29.035

38.438

28.463

29.473

131.075

156.706

127.138

128.800

129.418

125.553

130.258

132.387

132.522

134.588

132.486

109.356

85,73

87,67

88,24

88,18

88,70

89,14

92,31

89,29

89,84

89,80

89,41

89,09

128.687

126.917

126.645

127.852

127.877

128.474

131.002

129.703

129.971

131.452

130.437

130.432

144.989

144.164

144.119

141.921

145.258

150.100 144.773 143.518 r) Angka-angka diperbaiki, perbaikan terakhir pada edisi Juni 2015 *) Angka-angka sementara r) untuk Data KAP posisi Juli - Desember 2014 terdapat revisi tingkat kesehatan BUS - UUS berdasarkan SE OJK No. 11/SEOJK.03/2014 tgl 11 Juni 2014

96,03 Operating Expenses to Operations Revenue (%)

-

Operations Expenses

-

Operations Income

Liquidity 18,62 Short Term Mistmach (%) 15.888 - Short-Term Assets 85.331

-

Short-Term Liabilities

90,55 Finance to Deposit Ratio (%) 85.771

-

Financing

- Third Party Funds Note: r) Revised figures, last revised at June 2015 *) Provisional figures r) Revision on data for KAP at July-December 2014 on Banking Health Measurement, which is based on SE OJK No. 11/SEOJK.03/2014 at June 11th, 2014 144.674

146.379

145.879

146.411

94.726

34

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.31. Kinerja Bank Umum Syariah - BUKU 3

(Performance of Commercial Sharia Banks - Group of Business Activities 3) Miliar Rp (Billion Rp) Indikator Capital Adequacy Ratio (%) - Modal

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Indicator

Des

-

-

-

-

-

-

-

-

-

-

-

-

13,02 Capital Adequacy Ratio (%)

-

-

-

-

-

-

-

-

-

-

-

-

6.369

- ATMR Kualitas Aktiva Produktif

-

-

-

-

-

-

-

-

-

-

-

-

48.913

APYD terhadap Aktiva Produktif (%)

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

3.787

-

Total Aktiva Produktif

-

-

-

-

-

-

-

-

-

-

-

-

65.102

Rentabilitas -

-

-

-

-

-

-

-

-

-

-

-

-

Pendapatan

-

-

-

-

-

-

-

-

-

-

-

-

-

Rata-rata Aktiva

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

- Classified Earning Assets - Total Earning assets

Profitability 0,54 Net Operating Margin (%) 331 - Net Operations Income 61.688

-

Average Earning Assets

0,52 Return On Assets Ratio (%)

-

Profit

-

Laba

-

-

-

-

-

-

-

-

-

-

-

-

348

-

Rata-Rata total aset

-

-

-

-

-

-

-

-

-

-

-

-

67.284

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

- Average Assets 97,76 Operating Expenses to Operations Revenue (%) - Operations Expenses 14.417

-

-

-

-

-

-

-

-

-

-

-

-

14.748

Biaya Operasional thdp Pendapatan Operasional - Biaya Operasional -

Pendapatan

-

Operations Income

-

-

-

-

-

-

-

-

-

-

-

-

-

Aktiva Jangka Pendek

-

-

-

-

-

-

-

-

-

-

-

-

Liquidity 22,05 Short Term Mistmach (%) 12.902 - Short-Term Assets

-

Kewajiban Jangka

-

-

-

-

-

-

-

-

-

-

-

-

58.512

-

-

-

-

-

-

-

-

-

-

-

-

Likuiditas

Short Term Mistmach (%)

Finance to Deposit Ratio (%)

Ket:

5,82 Classified Earning assets to Earning assets (%)

-

APYD

Return On Assets Ratio (%)

- Risk Weighted Assets Earning Assset Quality

-

Net Operating Margin (%)

- Capital

-

Pembiayaan

-

-

-

-

-

-

-

-

-

-

-

-

50.701

-

Dana Pihak Ketiga

-

-

-

-

-

-

-

-

-

-

-

-

62.057

r) Angka-angka diperbaiki, perbaikan terakhir pada edisi Juni 2015 *) Angka-angka sementara

-

Short-Term Liabilities

81,70 Finance to Deposit Ratio (%)

-

Financing

- Third Party Funds Note: r) Revised figures, last revised at June 2015 *) Provisional figures

35

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.32. Perkembangan Aset Bank Umum Konvensional dan Bank Umum Syariah Berdasarkan Kegiatan Usaha

(Growth of Commercial Banks Assets based on Group of Business Activities) Miliar (Billion) Kelompok Bank

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

- BUKU 1

166.367

173.542

- BUKU 2

1.003.337

986.444

- BUKU 3

1.762.817

- BUKU 4

175.796

174.439

186.722

189.211

186.312

185.253

184.215

188.545

179.836

179.967

160.592

999.700

1.043.847

862.520

884.998

887.878

880.500

910.648

953.434

922.968

912.313

885.065

1.826.287

1.848.315

1.879.111

2.106.360

2.119.387

2.124.858

2.110.716

2.146.797

2.206.688

2.150.643

2.139.792

2.145.146

2.477.667

2.436.216

2.461.503

2.488.044

2.438.984

2.443.708

2.533.931

2.548.412

2.569.008

2.594.592

2.542.398

2.586.977

2.728.358

- BUKU 1 SYARIAH

35.163

29.633

25.159

25.662

25.554

25.663

26.434

25.474

25.341

26.077

25.925

26.745

23.592

- BUKU 2 SYARIAH

169.797

163.890

172.696

172.891

172.598

174.754

173.783

175.323

174.738

177.948

175.501

177.102

119.031

- BUKU 3 SYARIAH Total

5.615.150

5.616.012

5.683.168

5.783.994

5.792.737

5.837.720

5.933.195

5.925.677

6.010.747

Nov

6.147.284

5.997.272

Group of Bank

Des

6.022.897

70.799 6.132.583

-

BUKU 1 BUKU 2 BUKU 3 BUKU 4 BUKU 1 SHARIA BUKU 2 SHARIA BUKU 3 SHARIA Total

36

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.33. Jumlah Bank Umum Konvensional dan Bank Umum Syariah Berdasarkan Pengelompokan Total Aset

(Total of Commercial Banks Based on Total Assets) Desember 2014 Rp. 1 s.d Kelompok Bank < Rp. 1 10 Triliun Triliun

Rp. 10 s.d 50 Triliun

Agustus 2015 > Rp. Rp. 1 s.d < Rp. 1 50 10 Triliun Triliun Triliun

Rp. 10 s.d 50 Triliun

September 2015 > Rp. Rp. 1 s.d < Rp. 1 50 10 Triliun Triliun Triliun

Rp. 10 s.d 50 Triliun

Oktober 2015 > Rp. < Rp. 1 50 Triliun Triliun

November 2015

Desember 2015

Rp. 1 Rp. 10 Rp. 1 Rp. 10 Rp. 1 Rp. 10 > Rp. > Rp. > Rp. s.d s.d < Rp. 1 s.d s.d < Rp. 1 s.d s.d 50 50 50 10 50 Triliun 10 50 Triliun 10 50 Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun

Group of Bank

BUKU 1

6

35

1

0

8

29

3

0

7

30

3

0

6

30

3

0

6

30

3

0

5

29

3

0

BUKU 1

BUKU 2

0

10

31

3

0

8

33

1

0

8

33

1

0

9

33

1

0

9

33

1

0

11

33

1

BUKU 2

BUKU 3

0

0

3

14

0

0

3

17

0

0

2

18

0

0

2

18

0

0

3

17

0

0

3

17

BUKU 3

BUKU 4

0

0

0

4

0

0

0

4

0

0

0

4

0

0

0

4

0

0

0

4

0

0

0

4

BUKU 4

BUKU 1 SYARIAH

0

6r)

0

0

0

6

0

0

0

6

0

0

0

6

0

0

0

6

0

0

0

5

0

0

BUKU 1 SHARIA

BUKU 2 SYARIAH

0

2r)

2

2

0

2

2

2

0

2

2

2

0

2

2

2

0

2

2

2

0

3

2

1

BUKU 2 SHARIA

BUKU 3 SYARIAH

0 6

0 45

0 37

0 23

0 8

0 45

0 41

0 24

0 7

0 46

0 40

0 25

0 6

0 47

0 40

0 25

0 6

0 47

0 41

0 24

0 5

0 48

0 41

1 24

BUKU 3 SHARIA

Total

Ket: r) Angka-angka diperbaiki

Total Note: r) Revised figures

37

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.34. Aset Produktif Bank Umum Konvensional & Syariah dan Kualitas Kredit Bank Umum Konvensional & Syariah kepada Bank Lain

(Earning Assets of Commercial Banks and Credit Quality of Commercial Banks to Other Bank) Miliar Rp (Billion Rp) Indikator

Indicator

2015

2014 Des 4.717.573

Feb 4.701.364

Mar 4.757.494

Apr 4.805.594

Mei 4.922.532

Jun 5.090.223

Jul 5.071.122

Ags 5.149.494

Sep 5.243.611

Okt 5.147.818

Nov 5.151.260

Des 5.195.162 Earning Assets

4.477.200

4.394.798

4.469.581

4.505.693

4.608.071

4.779.211

4.747.495

4.812.844

4.896.630

4.802.596

4.802.004

4.889.602

153.762

210.244

191.568

200.002

209.451

205.411

212.502

221.853

231.684

232.141

236.512

198.917

c. Kurang Lancar

14.971

18.645

17.957

19.445

21.021

22.979

24.435

22.512

22.949

22.464

20.358

20.656

c. Sub-Standard

d. Diragukan

15.852

16.557

17.631

17.368

16.080

15.452

16.224

18.860

18.835

17.104

15.528

13.528

d. Doubtful

e. Macet

55.789

61.120

60.757

63.086

67.909

67.170

70.466

73.424

73.512

73.512

76.859

72.459

e. Loss

Aset Produktif Neraca a. Lancar b. DPK

Aset Produktif Transaksi Rekening Administratif a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet

b. Special Mention

r)

1.516.387

r)

1.490.873

r)

1.507.162

1.579.229

1.535.835

1.592.355

1.622.986

1.597.964

1.594.611

1.590.184 Earning Assets - Account Administrative

1.432.448

r)

1.495.878

r)

1.469.939

r)

1.481.565

1.556.678

1.514.661

1.569.827

1.596.368

1.573.035

1.569.542

1.563.291

22.352

r)

17.545

r)

17.883

r)

1.465.326

1.457.877

1.443.561 17.413

a. Current

21.907

18.457

17.890

18.931

23.097

21.337

21.355

23.183

2.272

1.853 r)

1.781 r)

1.826 r)

2.345

2.667

1.950

2.076

1.545

1.718

1.751

1.885

582

527 r)

479 r)

477 r)

574

364

436

551

997

909

274

250

1.498

697 r)

704 r)

748 r)

770

1.064

899

970

980

965

1.689

1.575

109.696

114.410

118.393

118.819

116.672

116.459

Non Performing Earning Aset (Nominal)

90.964

99.399

r)

99.309

r)

102.950

r)

108.700

Kredit kepada Bank Lain a. Lancar

32.192 32.089

33.014

r)

34.213

r)

34.020

r)

33.940

r)

34.546

32.539

33.068

32.894 r)

34.032 r)

33.886 r)

33.849 r)

r)

33.616 r)

34.893 r)

35.891 r)

34.450

32.449

32.936

33.702

r)

34.985

r)

35.988

Transactions a. Current b. Special Mention c. Sub-Standard d. Doubtful e. Lost

110.353 Non Performing Earning Asset (Nominal) 34.758 Interbank Loans 34.655 a. Current

b. Special Mention

11

24 r)

17 r)

51 r)

8 r)

3 r)

8 r)

13 r)

8

8

45

16

c. Kurang Lancar

9

4 r) 0

1 r)

0

-

c. Sub-Standard

2 r)

1 r) 0

-

2 r)

1 r) 0

1

0

4 r) 0

1 r)

d. Diragukan

4 r) 0

0

0

0

-

d. Doubtful

84

92 r)

161 r)

79 r)

79 r)

80 r)

82 r)

83 r)

87

82

86

88

93

96

r)

84 r)

83

r)

88

82

86

88

b. DPK

e. Macet

Non Performing Loan kepada Bank Lain (Nominal) Ket: *) Angka-angka sementara r) Angka-angka diperbaiki

r)

164

r)

83

r)

83

r)

84

e. Loss Interbank Non Performing Loan (Nominal) Note: *) Provisional figures r) Revised figures

38

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.35. Aset Produktif dan Kualitas Kredit Bank Umum Konvensional kepada Bank Lain - BUKU 1 (Earning Assets and Credit Quality of Commercial Conventional to Other Bank - Banks Group of Business Activities 1 ) Miliar Rp (Billion Rp) Indikator

Indicator

2015

2014 Des 133.735

Feb 137.314

Mar 133.356

Apr 143.684

Mei 153.404

Jun 152.412

Jul 148.022

Ags 150.896

Sep 155.517

Okt 146.963

Nov 143.664

127.924

130.011

126.664

136.174

145.547

145.189

140.444

143.213

147.532

139.343

135.962

126.356

3.477

4.727

4.240

4.848

5.032

4.540

4.757

4.733

5.116

4.873

5.073

4.234

c. Kurang Lancar

351

362

282

336

459

325

371

368

452

291

269

292

c. Sub-Standard

d. Diragukan

438

463

497

432

383

349

386

424

409

401

330

312

d. Doubtful

1.544

1.751

1.674

1.895

1.984

2.009

2.064

2.158

2.009

2.056

2.030

1.647

12.875

12.865

13.561

15.952

15.359

14.930

15.568

16.049

16.085

15.442

15.289

12.948 Earning Assets - Account Administrative

12.807

12.747

13.530

15.824

15.222

14.804

15.256

15.691

15.970

15.347

15.168

12.840

Aset Produktif Neraca a. Lancar b. DPK

e. Macet Aset Produktif Transaksi Rekening Administratif a. Lancar

Des 132.840 Earning Assets

a. Current b. Special Mention

e. Loss Transactions a. Current

53

106

22

90

101

54

201

279

64

51

70

37

b. Special Mention

c. Kurang Lancar

5

3

3

3

3

7

39

40

12

0

7

17

c. Sub-Standard

d. Diragukan

2

4

0

1

1

1

3

0

0

0

0

7

e. Macet

8

5

6

33

33

65

68

40

39

44

44

48

2.348

2.589

2.463

2.700

2.862

2.756

2.932

3.029

2.921

2.792

2.680

b. DPK

Non Performing Earning Aset (Nominal)

d. Doubtful e. Loss

2.322 Non Performing Earning Asset (Nominal)

1.037

986

968

966

1.003

1.041

991

972

947

834

824

849 Interbank Loans

1.033

975

952

963

1.001

1.039

989

970

946

833

814

844

b. DPK

2

10

14

2

0

-

-

-

-

-

5

-

b. Special Mention

c. Kurang Lancar

1

2

2

2

2

1

1

1

1

-

-

-

c. Sub-Standard

d. Diragukan

-

-

-

-

-

-

-

-

-

-

-

-

d. Doubtful

e. Macet

1

0

-

-

-

1

1

1

1

1

5

5

2

2

2

2

2

2

2

2

2

1

5

5

Kredit kepada Bank Lain a. Lancar

Non Performing Loan kepada Bank Lain (Nominal)

a. Current

e. Loss Interbank Non Performing Loan (Nominal)

39

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.36. Aset Produktif dan Kualitas Kredit Bank Umum Konvensional kepada Bank Lain - BUKU 2 (Earning Assets and Credit Quality of Commercial Conventional Banks to Other Bank - Group of Business Activities 2 ) Miliar Rp (Billion Rp) Indikator

Indicator

2015

2014 Des 857.472

Feb 824.270

Mar 856.939

Apr 702.843

Mei 731.328

Jun 751.971

Jul 735.617

Ags 764.250

Sep 796.051

Okt 768.946

Nov 754.579

816.751

775.621

808.264

657.194

682.486

702.477

678.717

703.015

732.910

706.262

691.817

692.615

23.478

30.075

28.950

26.843

29.045

30.106

36.716

39.769

41.699

41.831

41.437

30.175

c. Kurang Lancar

2.724

3.905

4.373

3.998

4.302

3.869

3.525

3.750

3.485

3.816

3.283

2.882

c. Sub-Standard

d. Diragukan

2.063

1.780

2.039

1.865

1.796

2.198

2.150

1.925

1.927

2.066

2.266

1.775

d. Doubtful

12.457

12.889

13.313

12.942

13.701

13.322

14.508

15.791

16.030

14.970

15.776

13.333

324.989

316.669

328.159

188.444

193.409

206.050

207.626

209.927

220.617

213.186

215.254

213.405 Earning Assets - Account Administrative

318.181

310.717

320.439

186.072

190.447

203.058

204.634

206.659

217.588

210.181

212.094

210.566

b. DPK

5.166

4.380

6.000

1.832

2.226

2.247

2.149

2.561

2.329

2.244

2.181

1.956

c. Kurang Lancar

1.283

1.306

1.471

411

550

561

582

466

455

540

658

589

d. Diragukan

196

154

104

26

77

67

89

49

42

29

15

11

e. Macet

164

112

145

102

110

118

172

192

202

192

307

282

Non Performing Earning Aset (Nominal)

18.886

20.146

21.445

19.345

20.535

20.134

21.027

22.173

22.141

21.614

22.305

18.872 Non Performing Earning Asset (Nominal)

Kredit kepada Bank Lain

13.786

14.383

15.134

12.732

12.851

12.319

12.413

12.720

13.132

12.152

12.747

12.670 Interbank Loans

13.786

14.383

15.051

12.683

12.850

12.319

12.413

12.720

13.131

12.150

12.745

12.669

b. DPK

0

0

0

49

0

0

-

0

0

0

0

0

b. Special Mention

c. Kurang Lancar

-

0

-

0

-

0

0

-

-

-

0

-

c. Sub-Standard

d. Diragukan

-

-

-

0

-

0

-

0

0

-

-

-

d. Doubtful

e. Macet

0

0

83

0

0

-

0

0

1

1

1

1

0

0

83

0

0

0

0

0

1

1

1

1

Aset Produktif Neraca a. Lancar b. DPK

e. Macet Aset Produktif Transaksi Rekening Administratif a. Lancar

a. Lancar

Non Performing Loan kepada Bank Lain (Nominal)

Des 740.780 Earning Assets

a. Current b. Special Mention

e. Loss Transactions a. Current b. Special Mention c. Sub-Standard d. Doubtful e. Loss

a. Current

e. Loss Interbank Non Performing Loan (Nominal)

40

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.37. Aset Produktif dan Kualitas Kredit Bank Umum Konvensional kepada Bank Lain - BUKU 3 (Earning Assets and Credit Quality of Commercial Conventional Banks to Other Bank - Group of Business Activities 3) Miliar Rp (Billion Rp) Indikator

Indicator

2015

2014 Des 1.466.906

Feb 1.528.316

Mar 1.546.344

Apr 1.747.795

Mei 1.805.066

Jun 1.847.570

Jul 1.833.619

Ags 1.866.122

Sep 1.895.608

Okt 1.845.872

Nov 1.832.020

Des 1.850.242 Earning Assets

1.379.130

1.422.295

1.441.425

1.632.262

1.686.110

1.728.353

1.711.072

1.740.735

1.761.502

1.714.217

1.699.037

1.724.037

54.300

69.590

68.493

75.855

77.663

77.801

80.253

81.594

89.123

87.932

90.129

84.460

c. Kurang Lancar

5.885

6.417

5.820

7.285

8.038

9.111

8.079

7.633

8.234

8.651

7.366

7.262

c. Sub-Standard

d. Diragukan

7.348

7.468

7.669

8.212

6.347

5.501

6.672

7.475

7.454

6.541

6.658

5.461

d. Doubtful

20.243

22.545

22.937

24.181

26.908

26.804

27.544

28.685

29.296

28.530

28.829

29.021

574.355

589.935

614.239

721.780

730.739

799.699

745.723

768.594

786.478

763.102

752.393

757.474 Earning Assets - Account Administrative

568.072

582.225

607.200

709.379

718.063

786.569

733.736

755.795

771.397

747.690

737.866

740.472

Aset Produktif Neraca a. Lancar b. DPK

e. Macet Aset Produktif Transaksi Rekening Administratif a. Lancar b. DPK

a. Current b. Special Mention

e. Loss Transactions a. Current b. Special Mention

5.032

6.836

6.100

10.139

10.121

10.049

10.074

10.539

12.757

13.068

12.119

14.782

c. Kurang Lancar

659

239

259

1.353

1.726

2.025

1.044

1.323

979

1.071

1.013

929

c. Sub-Standard

d. Diragukan

146

167

172

344

260

234

278

279

687

639

167

153

d. Doubtful

e. Macet

445

468

509

566

569

822

592

659

658

634

1.228

1.138

34.727

37.305

37.366

41.940

43.848

44.497

44.208

46.053

47.307

46.067

45.261

8.978

9.327

10.720

12.671

12.557

11.667

11.822

12.017

9.953

9.107

9.229

10.516 Interbank Loans

8.977

9.325

10.719

12.670

12.556

11.666

11.815

12.005

9.944

9.098

9.195

10.495

Non Performing Earning Aset (Nominal) Kredit kepada Bank Lain a. Lancar

e. Loss

43.964 Non Performing Earning Asset (Nominal)

a. Current

b. DPK

-

-

-

-

-

0

6

11

8

8

33

16

b. Special Mention

c. Kurang Lancar

-

-

-

0

0

0

-

-

0

-

-

-

c. Sub-Standard

d. Diragukan

0

0

-

-

-

-

0

0

-

-

-

-

d. Doubtful

e. Macet

0

2

2

1

1

1

1

1

1

1

1

5

1

2

2

1

1

1

1

1

1

1

1

5

Non Performing Loan kepada Bank Lain (Nominal)

e. Loss Interbank Non Performing Loan (Nominal)

41

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.38. Aset Produktif dan Kualitas Kredit Bank Umum Konvensional kepada Bank Lain - BUKU 4 (Earning Assets and Credit Quality of Commercial Conventional Banks to Other Bank - Group of Business Activities 4) Miliar Rp (Billion Rp) Indikator

Indicator

2015

2014 Des 2.073.322

Feb 2.030.938

Mar 2.040.926

Apr 2.031.282

Mei 2.051.237

Jun 2.158.175

Jul 2.173.566

Ags 2.187.952

Sep 2.211.284

Okt 2.202.915

Nov 2.236.035

Des 2.278.658 Earning Assets

1.985.166

1.910.919

1.937.198

1.924.571

1.936.923

2.048.157

2.061.239

2.071.097

2.095.281

2.085.529

2.116.214

2.176.720

62.151

89.942

74.218

75.771

81.482

75.788

74.610

78.389

77.969

79.635

81.827

64.947

c. Kurang Lancar

3.904

5.447

5.049

5.593

5.599

7.562

10.204

8.703

8.859

7.837

7.347

8.011

c. Sub-Standard

d. Diragukan

4.546

5.181

5.749

5.432

6.095

6.216

5.767

7.704

8.074

7.240

5.494

5.205

d. Doubtful

17.555

19.449

18.712

19.916

21.137

20.453

21.746

22.059

21.101

22.673

25.153

23.774

529.351

536.054

558.183

562.237

564.894

555.751

563.974

594.565

596.659

602.791

607.499

602.993 Earning Assets - Account Administrative

523.214

524.414

552.470

556.209

555.079

549.455

558.122

588.498

588.300

596.411

600.425

596.211

Aset Produktif Neraca a. Lancar b. DPK

e. Macet Aset Produktif Transaksi Rekening Administratif a. Lancar b. DPK

5.956

11.029

5.423

5.821

9.458

6.104

5.438

5.521

7.917

5.943

6.803

6.407

c. Kurang Lancar

39

300

47

58

66

75

285

247

98

106

73

196

d. Diragukan

58

198

202

105

235

61

65

223

267

241

91

78

e. Macet

85

112

41

43

55

56

63

76

77

91

106

102

26.186

30.688

29.800

31.147

33.189

34.423

38.131

39.012

38.476

38.188

38.265

Non Performing Earning Aset (Nominal)

a. Current b. Special Mention

e. Loss Transactions a. Current b. Special Mention c. Sub-Standard d. Doubtful e. Loss

37.366 Non Performing Earning Asset (Nominal)

7.911

7.272

6.310

6.588

6.479

7.525

8.587

9.125

9.384

9.279

9.152

9.606 Interbank Loans

7.831

7.198

6.240

6.519

6.407

7.456

8.515

9.052

9.309

9.209

9.083

9.535

b. DPK

8

5

3

0

3

-

3

-

-

-

-

-

b. Special Mention

c. Kurang Lancar

-

-

-

-

-

-

-

-

-

-

-

-

c. Sub-Standard

d. Diragukan

-

-

-

-

-

-

-

-

-

-

-

-

d. Doubtful

e. Macet

72

70

67

69

69

70

70

73

75

71

69

70

72

70

67

69

69

70

70

73

75

71

69

70

Kredit kepada Bank Lain a. Lancar

Non Performing Loan kepada Bank Lain (Nominal)

a. Current

e. Loss Interbank Non Performing Loan (Nominal)

42

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.39. Aset Produktif dan Kualitas Kredit Bank Umum Syariah kepada Bank Lain - BUKU 1 (Earning Assets and Credit Quality of Commercial Sharia Banks to Other Bank - Group of Business Activities 1) Miliar Rp (Billion Rp) Indikator

Indicator

2015

2014 Des 32.165

Feb 22.623

Mar 23.001

Apr 22.892

Mei 22.956

Jun 23.581

Jul 22.724

Ags 22.657

Sep 23.412

Okt 23.321

Nov 24.054

29.819

20.252

20.645

20.636

20.699

21.238

20.344

20.173

20.832

20.693

21.478

18.939

1.597

1.472

1.487

1.386

1.409

1.570

1.571

1.619

1.803

1.840

1.747

1.564

c. Kurang Lancar

255

458

388

384

342

296

316

362

288

302

320

315

d. Diragukan

136

149

152

152

160

175

157

161

143

137

111

66

e. Macet

358

291

329

334

346

301

336

342

346

349

398

376

645

-

-

-

515

674

886

1.026

1.137

1.242

1.339

1.557 Earning Assets - Account Administrative

Transactions 1.557 a. Current

Aset Produktif Neraca a. Lancar b. DPK

Aset Produktif Transaksi Rekening Administratif a. Lancar

a. Current b. Special Mention c. Sub-Standard d. Doubtful e. Loss

645

186 r)

216 r)

365 r)

515

886

1.026

1.136

1.242

1.339

b. DPK

0

- r)

- r)

- r)

0

-

0

0

0

0

0

0

b. Special Mention

c. Kurang Lancar

-

- r)

- r)

- r)

-

-

-

-

-

-

0

-

c. Sub-Standard

d. Diragukan

-

- r)

- r)

- r)

0

-

-

-

-

-

-

-

d. Doubtful

e. Macet

-

- r) 869

- r) 869

-

-

-

-

-

-

-

-

e. Loss

749

- r) 898

848

773

809

865

777

788

829

Non Performing Earning Aset (Nominal)

674

Des 21.261 Earning Assets

758 Non Performing Earning Asset (Nominal)

111

102

101

100

98

96

95

92

91

90

89

88

Interbank Loans

110

96

100

99

97

95

94

92

91

90

89

88

a. Current

b. DPK

-

5

-

-

-

-

-

-

-

-

-

-

b. Special Mention

c. Kurang Lancar

1

1

1

1

-

-

-

-

-

-

-

-

c. Sub-Standard

d. Diragukan

-

-

-

-

1

1

-

-

-

-

-

-

d. Doubtful

e. Macet

-

-

-

-

-

-

1

-

-

-

-

-

1

1

1

1

1

1

1

-

-

-

-

-

Kredit kepada Bank Lain a. Lancar

Non Performing Loan kepada Bank Lain (Nominal)

e. Loss Interbank Non Performing Loan (Nominal)

43

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.40. Aset Produktif dan Kualitas Kredit Bank Umum Syariah kepada Bank Lain - BUKU 2 (Earning Assets and Credit Quality of Commercial Sharia Banks to Other Bank - Group of Business Activities 2) Miliar Rp (Billion Rp) Indikator Aset Produktif Neraca a. Lancar

Indicator

2015

2014 Des 153.972

Feb 157.904

Mar 156.927

Apr 157.097

Mei 158.540

Jun 156.513

Jul 157.575

Ags 157.616

Sep 161.740

Okt 159.801

Nov 160.908

Des 106.937 Earning Assets

a. Current

138.410

135.700

135.384

134.855

136.306

133.798

135.680

134.611

138.573

136.553

137.495

94.096

b. DPK

8.759

14.438

14.180

15.298

14.820

15.606

14.595

15.749

15.975

16.030

16.299

9.209

c. Kurang Lancar

1.851

2.055

2.045

1.850

2.281

1.817

1.939

1.695

1.631

1.566

1.772

773

c. Sub-Standard

d. Diragukan

1.321

1.517

1.526

1.274

1.299

1.012

1.092

1.173

829

718

670

348

d. Doubtful

e. Macet

3.632

4.194

3.791

3.820

3.835

4.280

4.269

4.389

4.732

4.934

4.672

2.510

Aset Produktif Transaksi Rekening Administratif a. Lancar

b. Special Mention

e. Loss

23.111

-

-

-

2.246

2.124

2.059

2.194

2.010

2.201

2.837

1.390 Earning Assets - Account Administrative

20.642

2160 r)

2024 r)

2089 r)

2.240

2.119

2.027

2.158

1.976

2.165

2.650

1.382

Transactions a. Current

r)

1

2

28

30

29

31

182

1

b. Special Mention

c. Kurang Lancar

287

3 r)

0 r)

1 r)

0

0

0

1

1

1

0

1

c. Sub-Standard

d. Diragukan

180

4 r)

- r)

- r)

1

1

0

0

0

-

1

2

d. Doubtful

e. Macet

797

0 r) 7.766

3 r) 7.363

3 r) 6.943

3

3

4

4

4

4

4

4

e. Loss

7.419

7.113

7.304

7.261

7.197

7.223

7.118

b. DPK

Non Performing Earning Aset (Nominal) Kredit kepada Bank Lain a. Lancar

1.205

8.067

1

r)

1

r)

2

3.638 Non Performing Earning Asset (Nominal)

369

421

439

432

426

478

491

486

474

494

469

307 Interbank Loans

352

411

434

427

420

473

487

480

470

489

460

307

0

1

-

-

4

-

b. Special Mention

a. Current

b. DPK

0

-

-

-

2

1

c. Kurang Lancar

7

0

-

-

-

-

-

0

-

-

-

c. Sub-Standard

d. Diragukan

-

-

0

0

-

-

-

-

0

0

-

d. Doubtful

e. Macet

11

10

4

4

4

4

4

4

4

4

5

0

17

10

5

4

4

4

4

4

4

4

5

0

Non Performing Loan kepada Bank Lain (Nominal)

e. Loss Interbank Non Performing Loan (Nominal)

44

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.41. Aset Produktif dan Kualitas Kredit Bank Umum Syariah kepada Bank Lain - BUKU 3 (Earning Assets and Credit Quality of Commercial Sharia Banks to Other Bank - Group of Business Activities 3) Miliar Rp (Billion Rp) Indikator

2014

Indicator

2015

Des

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

-

-

-

-

-

-

-

-

-

-

-

64.445 Earning Assets

a. Lancar

-

-

-

-

-

-

-

-

-

-

-

56.837

b. DPK

-

-

-

-

-

-

-

-

-

-

-

4.329

b. Special Mention

c. Kurang Lancar

-

-

-

-

-

-

-

-

-

-

-

1.121

c. Sub-Standard

d. Diragukan

-

-

-

-

-

-

-

-

-

-

-

359

e. Macet

-

-

-

-

-

-

-

-

-

-

-

1.797

-

-

-

-

-

-

-

-

-

-

-

417 Earning Assets - Account Administrative

-

-

-

-

-

-

-

-

-

-

-

264

b. DPK

-

-

-

-

-

-

-

-

-

-

-

-

c. Kurang Lancar

-

-

-

-

-

-

-

-

-

-

-

154

d. Diragukan

-

-

-

-

-

-

-

-

-

-

-

-

d. Doubtful

e. Macet

-

-

-

-

-

-

-

-

-

-

-

-

e. Loss

Non Performing Earning Aset (Nominal)

-

-

-

-

-

-

-

-

-

-

-

Kredit kepada Bank Lain

Aset Produktif Neraca

Aset Produktif Transaksi Rekening Administratif a. Lancar

a. Current

d. Doubtful e. Loss Transactions a. Current b. Special Mention c. Sub-Standard

3.432 Non Performing Earning Asset (Nominal)

-

-

-

-

-

-

-

-

-

-

-

164 Interbank Loans

a. Lancar

-

-

-

-

-

-

-

-

-

-

-

160

b. DPK

-

-

-

-

-

-

-

-

-

-

-

-

b. Special Mention

c. Kurang Lancar

-

-

-

-

-

-

-

-

-

-

-

-

c. Sub-Standard

d. Diragukan

-

-

-

-

-

-

-

-

-

-

-

-

d. Doubtful

e. Macet

-

-

-

-

-

-

-

-

-

-

-

3

-

-

-

-

-

-

-

-

-

-

-

3

Non Performing Loan kepada Bank Lain (Nominal)

a. Current

e. Loss Interbank Non Performing Loan (Nominal)

45

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.42. Komposisi Dana Pihak Ketiga Bank Umum

(Composition of Third Party Funds of State Owned Banks) Miliar Rp (Billion Rp) Desember 2014

Keterangan

Giro Rupiah Valas Tabungan Rupiah Valas Simpanan Berjangka Rupiah Valas

Nominal

Juli 2015

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Agustus 2015

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

September 2015

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Oktober 2015

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

November 2015

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Desember 2015

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

707.065

23,03

1.013.330

23,46

1.041.544

23,85

1.099.027

24,62

1.030.672

23,58

1.036.406

23,73

987.532

513.179

16,71

673.361

15,59

686.052

15,71

732.441

16,41

694.604

15,89

713.164

16,33

667.537

193.887

6,31

339.969

7,87

355.492

8,14

366.586

8,21

336.068

7,69

323.242

7,40

319.995

994.300

32,38

1.247.676

28,82

1.242.686

28,46

1.282.511

28,73

1.271.808

29,10

1.297.640

29,71

1.396.011

928.742

30,25

1.142.023

26,38

1.132.399

25,93

1.156.248

25,90

1.151.639

26,35

1.175.716

26,92

1.274.588

65.558

2,14

105.653

2,44

110.287

2,53

126.263

2,83

120.169

2,75

121.924

2,79

121.423

1.369.195

44,59

2.067.817

47,77

2.082.341

47,69

2.082.545

46,65

2.067.924

47,32

2.032.973

46,55

2.029.513

1.156.791

37,67

1.743.745

40,28

1.756.783

40,23

1.755.789

39,33

1.761.665

40,31

1.729.366

39,60

1.723.319

212.404

6,92

324.072

7,49

325.559

7,46

326.756

7,32

306.259

7,01

303.607

6,95

306.194

2,75

6,94

905.417

20,92

916.387

20,99

914.002

20,47

902.972

20,66

881.389

20,18

902.329

20,45

Valas

141.449

4,61

154.023

3,56

158.346

3,63

163.968

3,67

156.973

3,59

155.719

3,57

166.913

3,78

Valas Rupiah Valas

229.617

7,48

433.622

1,23

432.916

9,91

432.627

9,69

449.361

10,28

446.559

10,23

453.597

10,28

28.911

0,94

53.414

4,44

51.772

1,19

51.387

1,15

50.156

1,15

56.402

1,29

55.039

1,25 -

127.270

4,14

192.360

4,91

196.500

4,50

198.839

4,45

198.327

4,54

192.621

4,41

177.145

4,01

24.040

0,78

69.292

1,09

69.663

1,60

68.361

1,53

58.964

1,35

53.154

1,22

49.518

1,12 -

- Jangka Waktu >= 12 bulan Rupiah Valas

Foreign Exchange Rupiah Foreign Exchange

45,99 Time Deposits 39,05 Rupiah

22,24

Rupiah

Valas

7,25 31,63 Saving 28,88

682.886

- Jangka Waktu 6 bulan

Rupiah

22,38 Demand Deposits 15,13 Rupiah

Rupiah - Jangka Waktu 3 bulan

Items

(Composition to Total Third Party Funds) (%)

-

- Jangka Waktu 1 bulan

Total DPK

Komposisi thd Total DPK (%)

Foreign Exchange - Periode 1 Month Rupiah Foreign Exchange - Periode 3 Month Rupiah Foreign Exchange - Periode 6 Month Rupiah Foreign Exchange - Periode >= 12 Month

117.018

3,81

212.346

82,22

210.980

4,83

210.321

4,71

211.004

4,83

205.116

4,70

190.213

4,31

Rupiah

18.004

0,59

47.343

17,78

45.777

1,05

43.039

0,96

40.166

0,92

38.325

0,88

34.724

0,79

Foreign Exchange

3.070.560

100,00

4.328.822

100,00

4.366.571

100,00

4.464.083

100,00

4.370.404

100,00

4.367.019

100,00

4.413.056

2.598.712

84,63

3.559.128

82,22

3.575.234

81,88

3.644.478

81,64

3.607.908

82,55

3.618.247

82,85

3.665.444

471.849

15,37

769.694

17,78

791.337

18,12

819.604

18,36

762.496

17,45

748.772

17,15

747.612

100,00 Total Third Party Funds 83,06 Rupiah 16,94

Foreign Exchange

46

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.43. Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 1 (Composition of Third Party Funds of Commercial Conventional Banks - Group of Business Activities 1) Miliar Rp (Billion Rp) Desember 2014

Keterangan Nominal

Giro Rupiah Valas Tabungan Rupiah Valas Simpanan Berjangka Rupiah Valas - Jangka Waktu 1 bulan Rupiah Valas - Jangka Waktu 3 bulan Rupiah Valas - Jangka Waktu 6 bulan Rupiah Valas - Jangka Waktu >= 12 bulan Rupiah Valas Total DPK Rupiah Valas

Juli 2015

Agustus 2015

September 2015

Oktober 2015

November 2015

Desember 2015

Komposisi thd Total DPK (%)

Komposisi thd Total DPK (%)

Komposisi thd Total DPK (%)

Komposisi thd Total DPK (%)

Komposisi thd Total DPK (%)

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

(Composition to Total Third Party Funds) (%)

(Composition to Total Third Party Funds) (%)

(Composition to Total Third Party Funds) (%)

(Composition to Total Third Party Funds) (%)

(Composition to Total Third Party Funds) (%)

Nominal

Nominal

Nominal

Nominal

Nominal

21.155 20.207 948 21.720 21.707 13 86.281 83.216 3.065

16 16 1 17 17 0 67 64 2

35.303 33.075 2.228 21.339 20.172 1.166 93.390 87.922 5.468

24 22 1 14 13 1 62 59 4

34.225 31.891 2.335 20.900 19.977 923 94.103 87.439 6.664

23 21 2 14 13 1 63 59 4

37.357 35.071 2.286 21.012 19.704 1.308 94.142 87.465 6.677

24 23 1 14 13 1 62 57 4

33.951 31.868 2.083 21.524 20.417 1.107 89.553 83.034 6.519

23 22 1 15 14 1 62 57 4

32.624 30.544 2.080 22.384 20.829 1.555 88.602 82.295 6.307

45.496 2.316

35 2

44.660 3.009

30 2

44.875 3.326

30 2

45.183 3.151

30 2

41.799 3.234

29 2

40.516 3.095

21.469 430

17 0

22.777 1.396

15 1

21.944 1.630

15 1

20.862 1.438

14 1

20.044 1.199

14 1

20.413 1.164

7.765 194

6 0

10.172 528

7 0

10.441 679

7 0

10.762 927

7 1

9.806 1.000

7 1

8.919 942

8.486 125 129.155 125.130 4.026

7 0 100 97 3

10.314 536 150.032 141.170 8.862

7 0 100 94 6

10.179 1.030 149.229 139.307 9.922

7 1 100 93 7

10.658 1.161 152.511 142.240 10.272

7 1 100 93 7

11.385 1.088 145.028 135.320 9.709

8 1 100 93 7

12.447 1.105 143.610 133.668 9.942

23 21 1 16 15 1 62 57 4 28 2 14 1 6 1 9 1 100 93 7

Komposisi thd Total DPK (%) Nominal

19.375 17.465 1.910 23.168 22.054 1.115 78.483 73.050 5.433 34.348 2.402 19.565 971 7.855 947 11.282 1.113 121.026 112.569 8.457

Items

(Composition to Total Third Party Funds) (%) 16 14 2 19 18 1 65 60 4 28 2 16 1 6 1 9 1 100 93 7

Demand Deposits Rupiah Foreign Exchange

Saving Rupiah Foreign Exchange Time Deposits Rupiah Foreign Exchange - Periode 1 Month Rupiah Foreign Exchange - Periode 3 Month Rupiah Foreign Exchange - Periode 6 Month Rupiah Foreign Exchange - Periode >= 12 Month Rupiah Foreign Exchange Total Third Party Funds Rupiah Foreign Exchange

47

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.44. Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 2 (Composition of Third Party Funds of Commercial Conventional Banks - Group of Business Activities 2) Miliar Rp (Billion Rp) Desember 2014

Keterangan

Giro Rupiah Valas Tabungan Rupiah Valas Simpanan Berjangka Rupiah Valas

Nominal

Juli 2015

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Agustus 2015

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

September 2015

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Oktober 2015

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

November 2015

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Valas

Valas

Valas

Komposisi thd Total DPK (%)

Items

(Composition to Total Third Party Funds) (%)

26 Demand Deposits

32

187.229

31

194.891

32

209.381

33

195.404

31

195.319

31

146.131

22

141.386

23

145.754

24

157.814

25

148.315

23

146.405

24

103.707

64.291

10

45.843

8

49.136

8

51.567

8

47.089

7

48.914

8

42.424

123.953

20

98.721

16

98.377

16

98.900

15

100.310

16

102.749

17

117.824

21 Saving

110.562

18

91.298

15

90.581

15

90.822

14

92.406

15

94.936

15

110.142

19

13.391

2

7.423

1

7.796

1

8.078

1

7.904

1

7.813

1

7.681

1

299.887

48

320.092

53

325.112

53

334.058

52

338.411

53

323.817

52

308.323

54 Time Deposits

249.895

40

270.753

45

271.095

44

277.671

43

281.856

44

267.930

43

256.222

45

49.992

8

49.339

8

54.017

9

56.387

9

56.555

9

55.886

9

52.101

9

Foreign Exchange

-

- Periode 1 Month

-

18 7

133.555

21

140.967

23

142.761

23

149.033

23

146.758

23

135.289

22

124.060

22

29.173

5

26.714

4

30.778

5

31.643

5

30.624

5

30.473

5

29.398

5

-

-

62.176

10

61.281

10

60.605

10

58.955

9

61.236

10

64.150

10

65.696

11

9.155

1

9.155

2

9.242

1

10.019

2

10.369

2

12.825

2

12.137

2

- Jangka Waktu 6 bulan Rupiah

(Composition to Total Third Party Funds) (%)

Nominal

134.993

- Jangka Waktu 3 bulan Rupiah

Komposisi thd Total DPK (%)

199.284

- Jangka Waktu 1 bulan Rupiah

Desember 2015

-

-

28.711

5

31.331

5

30.830

5

32.092

5

32.889

5

30.018

5

28.759

5

5.531

1

7.894

1

8.309

1

8.845

1

7.545

1

6.545

1

5.316

1

- Jangka Waktu >= 12 bulan

-

-

Rupiah Foreign Exchange Rupiah Foreign Exchange Rupiah

Rupiah Foreign Exchange - Periode 3 Month Rupiah Foreign Exchange - Periode 6 Month Rupiah Foreign Exchange - Periode >= 12 Month

25.432

4

37.174

6

36.898

6

37.591

6

40.974

6

38.473

6

37.707

7

Rupiah

6.133

1

5.576

1

5.688

1

5.881

1

8.017

1

6.038

1

5.250

1

Foreign Exchange

623.124

100

606.041

100

618.380

100

642.339

100

634.125

100

621.884

100

572.278

Rupiah

495.449

80

503.437

83

507.431

82

526.307

82

522.576

82

509.272

82

470.071

82

Valas

127.674

20

102.604

17

110.949

18

116.032

18

111.549

18

112.613

18

102.207

18

Rupiah Valas Total DPK

100 Total Third Party Funds

Rupiah Foreign Exchange

48

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.45. Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 3 (Composition of Third Party Funds of Commercial Conventional Banks - Group of Business Activities 3) Miliar Rp (Billion Rp) Desember 2014

Keterangan

Giro

Nominal

Juli 2015

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Agustus 2015

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

September 2015

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Oktober 2015

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

November 2015

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Desember 2015

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Komposisi thd Total DPK (%)

Items

(Composition to Total Third Party Funds) (%)

22 Demand Deposits

253.269

20

339.612

23

346.093

24

359.144

24

334.454

23

331.883

23

322.331

157.901

12

198.531

14

196.774

13

214.162

14

199.177

13

201.760

14

199.476

95.367

8

141.081

10

149.319

10

144.982

10

135.276

9

130.123

9

122.855

283.686

22

284.350

20

287.229

20

303.386

20

298.503

20

302.726

21

316.092

22 Saving

242.866

19

233.003

16

234.013

16

238.265

16

235.838

16

239.313

16

253.848

17

40.820

3

51.346

4

53.216

4

65.122

4

62.665

4

63.413

4

62.243

4

730.774

58

826.823

57

835.005

57

841.483

56

845.860

57

839.061

57

825.526

56 Time Deposits

Rupiah

597.180

47

688.082

47

701.448

48

700.538

47

709.940

48

706.342

48

696.826

48

Valas

133.594

11

138.741

10

133.557

9

140.945

9

135.920

9

132.719

9

128.701

9

Foreign Exchange

-

- Periode 1 Month

Rupiah Valas Tabungan Rupiah Valas Simpanan Berjangka

- Jangka Waktu 1 bulan Rupiah Valas

-

Valas

8

350.286

28

350.885

24

361.601

25

354.223

24

353.365

24

349.327

24

341.567

23

64.464

5

67.547

5

64.475

4

70.259

5

70.107

5

70.119

5

67.400

5

- Jangka Waktu 3 bulan Rupiah

14

-

-

140.538

11

180.916

12

179.542

12

184.744

12

196.363

13

196.770

13

199.596

14

27.170

2

23.511

2

21.707

1

24.223

2

24.515

2

24.648

2

24.531

2

- Jangka Waktu 6 bulan

-

-

Rupiah

53.511

4

91.364

6

95.226

6

97.941

7

97.778

7

99.433

7

95.741

7

Valas

20.592

2

25.875

2

27.082

2

26.488

2

23.498

2

20.662

1

20.441

1

- Jangka Waktu >= 12 bulan

-

-

Rupiah Foreign Exchange Rupiah Foreign Exchange Rupiah

Rupiah Foreign Exchange - Periode 3 Month Rupiah Foreign Exchange - Periode 6 Month Rupiah Foreign Exchange - Periode >= 12 Month

Rupiah

52.821

4

64.916

4

65.079

4

63.630

4

62.434

4

60.812

4

59.887

4

Rupiah

Valas

21.368

2

21.808

2

20.293

1

19.975

1

17.800

1

17.289

1

16.328

1

Foreign Exchange

1.267.728

100

1.450.785

100

1.468.327

100

1.504.014

100

1.478.816

100

1.473.670

100

1.463.949

Rupiah

997.947

79

1.119.616

77

1.132.235

77

1.152.965

77

1.144.955

77

1.147.415

78

1.150.150

79

Valas

269.781

21

331.169

23

336.092

23

351.049

23

333.861

23

326.255

22

313.799

21

Total DPK

100 Total Third Party Funds

Rupiah Foreign Exchange

49

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.46. Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 4 (Composition of Third Party Funds of Commercial Conventional Banks - Group of Business Activities 4) Miliar Rp (Billion Rp) Desember 2014

Keterangan

Giro

Nominal

Juli 2015

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Agustus 2015

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

September 2015

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Oktober 2015

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

November 2015

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Desember 2015

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Komposisi thd Total DPK (%)

Items

(Composition to Total Third Party Funds) (%)

23 Demand Deposits

402.071

21

436.104

22

452.318

23

478.516

24

453.563

23

462.827

24

484.825

Rupiah

281.247

15

288.619

15

300.912

15

314.393

16

305.011

16

324.345

17

335.491

Valas

120.825

6

147.485

8

151.406

8

164.123

8

148.551

8

138.482

7

149.334

804.681

42

794.641

41

787.469

40

809.993

41

802.385

41

820.100

42

886.195

43 Saving

762.157

40

749.066

38

739.282

38

758.408

38

754.041

39

771.107

39

835.954

40

42.524

2

45.575

2

48.188

2

51.585

3

48.344

2

48.993

2

50.241

2

716.937

37

725.840

37

726.287

37

710.276

36

690.629

35

677.779

35

709.889

34 Time Deposits

Rupiah

613.099

32

604.852

31

604.092

31

596.437

30

591.877

30

577.065

29

598.324

29

Valas

103.838

5

120.988

6

122.195

6

113.840

6

98.752

5

100.713

5

111.566

5

Foreign Exchange

-

- Periode 1 Month

Tabungan Rupiah Valas Simpanan Berjangka

- Jangka Waktu 1 bulan Rupiah Valas

-

Valas

19

337.069

17

333.686

17

332.156

17

326.600

17

321.601

16

343.483

17

63.495

3

52.851

3

55.797

3

53.710

3

48.365

2

48.266

2

61.318

3

7

151.537

8

154.849

8

151.940

8

155.577

8

148.993

8

152.249

7

8.247

0

18.011

1

17.818

1

14.418

1

12.866

1

15.746

1

16.224

1

-

Valas

-

Rupiah

44.263

2

43.171

2

43.275

2

41.307

2

40.754

2

38.170

2

35.300

2

Valas

17.091

1

33.803

2

32.213

2

30.752

2

25.256

1

23.874

1

22.280

1

- Jangka Waktu >= 12 bulan

Rupiah

-

131.963

- Jangka Waktu 6 bulan

Total DPK

7

358.213

- Jangka Waktu 3 bulan Rupiah

16

-

-

Rupiah Foreign Exchange Rupiah Foreign Exchange Rupiah

Rupiah Foreign Exchange - Periode 3 Month Rupiah Foreign Exchange - Periode 6 Month Rupiah Foreign Exchange - Periode >= 12 Month

Rupiah

78.660

4

73.076

4

72.282

4

71.033

4

68.946

4

68.301

3

67.292

3

Rupiah

Valas

15.005

1

16.324

1

16.368

1

14.960

1

12.265

1

12.828

1

11.744

1

Foreign Exchange

1.923.690

100

1.956.585

100

1.966.075

100

1.998.785

100

1.946.577

100

1.960.705

100

2.080.909

1.656.503

86

1.642.537

84

1.644.285

84

1.669.237

84

1.650.929

85

1.672.516

85

1.769.768

85

267.186

14

314.048

16

321.789

16

329.548

16

295.648

15

288.189

15

311.141

15

100 Total Third Party Funds

Rupiah Foreign Exchange

50

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.47. Komposisi Dana Pihak Ketiga Bank Umum Syariah - BUKU 1 (Composition of Third Party Funds of Commercial Sharia Banks - Group of Business Activities 1) Miliar Rp (Billion Rp) Desember 2014

Keterangan

Giro Rupiah Valas Tabungan Rupiah Valas Simpanan Berjangka Rupiah Valas

Juli 2015

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

Agustus 2015

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

September 2015

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

Oktober 2015

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

November 2015

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

Valas

Valas

Valas

840

4

844

4

1.009

5

876

4

850

4

1.176

5

772

4

787

4

954

5

828

4

793

4

1.134

1

68

0

57

0

54

0

49

0

57

0

42

3.336

12

2.558

13

2.548

13

2.620

13

2.566

13

2.582

12

2.124

12 Saving

3.336

12

2.558

13

2.547

13

2.619

13

2.565

13

2.582

12

2.124

12

0

0

0

0

0

0

0

0

0

0

0

0

0

0

21.883

82

16.722

83

16.495

83

16.426

82

16.536

83

17.307

83

14.812

82 Time Deposits

21.700

81

16.721

83

16.494

83

16.425

82

16.535

83

17.305

83

14.797

82

183

1

1

0

1

0

1

0

1

0

1

0

15

0

Foreign Exchange

-

- Periode 1 Month

-

Valas Total DPK Rupiah Valas

6

Rupiah

0

Foreign Exchange

12.521

47

8.898

44

8.639

43

7.294

36

7.409

37

7.348

35

7.834

43

50

0

-

-

-

-

-

-

-

-

-

-

13

0

-

-

4.869

18

3.830

19

3.868

19

3.642

18

3.653

18

3.842

19

2.993

17

17

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2.292

9

1.659

8

1.545

8

2.354

12

2.234

11

1.265

6

1.086

6

30

0

-

-

-

-

-

-

-

-

-

-

-

-

- Jangka Waktu >= 12 bulan Rupiah

6 Demand Deposits

6

166

- Jangka Waktu 6 bulan Rupiah

Items

(Composition to Total Third Party Funds) (%)

1.357

- Jangka Waktu 3 bulan Rupiah

Komposisi thd Total DPK (%)

Nominal

1.523

- Jangka Waktu 1 bulan Rupiah

Desember 2015

-

-

Rupiah Foreign Exchange Rupiah

Rupiah Foreign Exchange - Periode 3 Month Rupiah Foreign Exchange - Periode 6 Month Rupiah Foreign Exchange - Periode >= 12 Month Rupiah

1.937

7

2.334

12

2.442

12

3.135

16

3.239

16

1.168

6

2.884

16

86

0

1

0

1

0

1

0

1

0

-

-

1

0

26.742

100

20.120

100

19.886

100

20.055

100

19.978

100

20.739

100

18.112

100 Total Third Party Funds

26.393

99

20.051

100

19.828

100

19.998

100

19.928

100

20.680

100

18.054

100

350

1

70

0

59

0

56

0

51

0

59

0

57

0

Foreign Exchange Rupiah Foreign Exchange

51

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.48. Komposisi Dana Pihak Ketiga Bank Umum Syariah - BUKU 2 (Composition of Third Party Funds of Commercial Sharia Banks - Group of Business Activities 2) Miliar Rp (Billion Rp) Desember 2014

Keterangan

Giro

Juli 2015

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

Agustus 2015

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

September 2015

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

Oktober 2015

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

November 2015

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

Desember 2015

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

Komposisi thd Total DPK (%)

Nominal

Items

(Composition to Total Third Party Funds) (%)

8 Demand Deposits

12.284

9

14.241

10

13.171

9

13.620

9

12.424

9

12.903

9

7.865

Rupiah

9.572

7

10.976

8

9.934

7

10.047

7

9.405

6

9.318

6

5.925

Valas

2.712

2

3.265

2

3.238

2

3.573

2

3.019

2

3.585

2

1.940

47.082

33

46.067

32

46.164

32

46.600

32

46.521

32

47.100

32

25.622

27 Saving

46.931

33

45.925

32

45.999

32

46.430

32

46.372

32

46.950

32

25.482

27

151

0

142

0

165

0

169

0

149

0

150

0

139

0

84.615

59

84.950

58

85.339

59

86.159

59

86.934

60

86.408

59

61.240

65 Time Deposits

76.653

53

75.416

52

76.215

53

77.254

53

78.423

54

78.428

54

56.723

60

7.961

6

9.534

7

9.124

6

8.905

6

8.511

6

7.980

5

4.517

5

Foreign Exchange

-

- Periode 1 Month

Tabungan Rupiah Valas Simpanan Berjangka Rupiah Valas - Jangka Waktu 1 bulan Rupiah Valas

-

Valas

Valas

Foreign Exchange

18

22.939

16

24.824

17

26.114

18

27.040

19

27.307

19

30.391

32

2.866

2

3.903

3

3.970

3

5.204

4

4.644

3

3.766

3

3.309

3

-

-

13.096

9

13.282

9

12.109

8

12.483

9

12.490

9

12.390

8

10.308

11

2.249

2

1.343

1

1.375

1

1.290

1

1.207

1

2.018

1

893

1

- Jangka Waktu 6 bulan Rupiah

Rupiah

2

25.740

- Jangka Waktu 3 bulan Rupiah

6

-

-

12.803

9

14.663

10

15.183

10

14.383

10

14.867

10

14.816

10

7.284

8

2.033

1

1.191

1

1.381

1

1.350

1

1.666

1

1.131

1

218

0

- Jangka Waktu >= 12 bulan

-

-

Rupiah Foreign Exchange Rupiah

Rupiah Foreign Exchange - Periode 3 Month Rupiah Foreign Exchange - Periode 6 Month Rupiah Foreign Exchange - Periode >= 12 Month

25.014

17

24.533

17

24.099

17

24.274

17

24.027

16

23.915

16

8.741

9

Rupiah

715

0

3.098

2

2.398

2

1.061

1

995

1

1.064

1

97

0

Foreign Exchange

143.981

100

145.258

100

144.674

100

146.379

100

145.879

100

146.411

100

94.726

Rupiah

133.157

92

132.317

91

132.148

91

133.732

91

134.200

92

134.696

92

88.131

93

Valas

10.824

8

12.941

9

12.526

9

12.647

9

11.679

8

11.715

8

6.596

7

Rupiah Valas Total DPK

100 Total Third Party Funds

Rupiah Foreign Exchange

52

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.49. Komposisi Dana Pihak Ketiga Bank Umum Syariah - BUKU 3 (Composition of Third Party Funds of Commercial Sharia Banks - Group of Business Activities 3) Miliar Rp (Billion Rp) Desember 2014 Keterangan

Juli 2015

Komposisi thd Total DPK (%) Nominal

Nominal

(Composition to Total Third Party Funds) (%)

Agustus 2015

Komposisi thd Total DPK (%) Nominal

(Composition to Total Third Party Funds) (%)

September 2015

Komposisi thd Total DPK (%) Nominal

(Composition to Total Third Party Funds) (%)

Oktober 2015

Komposisi thd Total DPK (%) Nominal

(Composition to Total Third Party Funds) (%)

November 2015

Komposisi thd Total DPK (%) Nominal

(Composition to Total Third Party Funds) (%)

Desember 2015

Komposisi thd Total DPK (%)

Komposisi thd Total DPK (%) Nominal

(Composition to Total Third Party Funds) (%)

(Composition to Total Third Party Funds) (%)

Items

Rupiah Valas Tabungan Rupiah Valas

-

-

-

-

-

-

-

-

-

-

-

-

5.830 4.340 1.490 24.987 24.984 3

9 Demand Deposits 7 Rupiah 2 Foreign Exchange 40 Saving 40 Rupiah 0 Foreign Exchange

Simpanan Berjangka Rupiah Valas

-

-

-

-

-

-

-

-

-

-

-

-

31.240 27.378 3.862

50 Time Deposits 44 Rupiah 6 Foreign Exchange

- Jangka Waktu 1 bulan Rupiah Valas

-

-

-

-

-

-

-

-

-

-

-

-

20.647 3.071

33 5

- Periode 1 Month Rupiah Foreign Exchange

- Jangka Waktu 3 bulan Rupiah Valas

-

-

-

-

-

-

-

-

-

-

-

-

3.190 282

5 0

- Periode 3 Month Rupiah Foreign Exchange

-

-

-

-

-

-

-

-

-

-

-

-

1.120 315

-

-

-

-

-

-

-

-

-

-

-

-

2.421 193 62.057 56.702 5.355

Giro

- Jangka Waktu 6 bulan Rupiah Valas - Jangka Waktu >= 12 bulan Rupiah Valas Total DPK Rupiah Valas

- Periode 6 Month 2 Rupiah 1 Foreign Exchange - Periode >= 12 Month 4 Rupiah 0 Foreign Exchange 100 Total Third Party Funds 91 Rupiah 9 Foreign Exchange

53

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.50. Suku Bunga Rata-rata DPK Bank Umum

(Average of Interest Rate of Third Party Funds of Commercial Banks) Persen (Percent) Keterangan

2015

2014 Des

Items Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des Demand Deposits

Giro Rupiah

2,31

2,36

2,39

2,43

2,41

2,40

2,38

2,38

2,34

2,40

2,35

2,30

2,19

- Rupiah

Valas

0,46

0,40

0,40

0,42

0,44

0,44

0,41

0,41

0,40

0,43

0,41

0,38

0,36

- Foreign Exchange

Rupiah

2,02

1,99

2,03

2,02

2,00

2,01

2,00

1,99

1,99

2,00

1,97

1,98

1,99

- Rupiah

Valas

0,35

0,34

0,34

0,34

0,34

0,34

0,36

0,34

0,30

0,28

0,28

0,27

0,26

- Foreign Exchange

Saving

Tabungan

Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln Rupiah

8,56

8,46

8,63

8,38

8,07

7,85

7,74

7,71

7,60

7,56

7,48

7,47

7,58

Rupiah

Valas

1,99

2,06

2,03

1,94

1,76

1,55

1,37

1,24

1,16

1,05

1,02

0,97

1,01

Foreign Exchange

Rupiah

9,14

9,12

9,18

9,03

8,83

8,71

8,49

8,41

8,33

8,23

8,15

8,13

8,15

Rupiah

Valas

2,29

2,30

2,26

2,24

2,07

2,00

1,79

1,56

1,40

1,32

1,23

1,20

1,23

Foreign Exchange

Rupiah

9,22

9,16

9,18

9,07

9,01

8,97

8,84

8,73

8,61

8,54

8,51

8,45

8,54

Rupiah

Valas

2,26

2,23

2,18

2,10

2,03

1,99

1,90

1,81

1,73

1,62

1,54

1,42

1,36

Foreign Exchange

Rupiah

8,76

8,72

8,82

8,84

8,79

8,80

8,69

8,68

8,61

8,57

8,57

8,50

8,58

Rupiah

Valas

2,24

2,23

2,21

2,13

2,11

2,05

2,04

2,01

1,97

1,92

1,83

1,73

1,72

Foreign Exchange

- 3 Month Time Deposits

- Simpanan Berjangka 3 bln

- 6 Month Time Deposits

- Simpanan Berjangka 6 bln

- 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln

54

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.51. Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 1 (Average of Interest Rate of Third Party Funds of Commercial Conventional Banks - Group of Business Activities 1 ) Persen (Percent) Keterangan

2015

2014 Des

Items Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des Demand Deposits

Giro Rupiah

2,41

2,60

2,72

2,97

2,91

2,88

2,88

2,93

3,23

3,26

3,53

3,22

3,20

Valas

0,57

0,57

0,45

0,43

0,43

0,36

1,12

1,28

1,31

0,94

0,88

0,85

0,76

- Rupiah - Foreign Exchange Saving

Tabungan Rupiah

2,64

2,72

2,75

3,31

3,17

3,14

3,13

2,98

3,11

3,14

2,79

2,81

2,81

Valas

0,79

0,83

0,76

0,60

0,06

0,11

0,11

0,11

0,12

0,12

0,12

0,11

0,10

- Rupiah - Foreign Exchange Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln Rupiah

9,39

9,32

9,35

9,27

9,11

8,98

8,84

8,75

8,65

8,61

8,58

8,58

8,69

Rupiah

Valas

2,96

2,96

2,96

2,86

2,59

2,47

2,16

1,98

1,99

1,90

1,83

1,77

1,73

Foreign Exchange - 3 Month Time Deposits

- Simpanan Berjangka 3 bln Rupiah Valas

10,02

9,95

9,86

9,89

9,71

9,62

9,43

9,30

9,23

9,18

9,12

9,13

9,22

3,39

3,32

3,28

3,05

2,50

2,56

2,40

2,53

2,42

2,31

2,28

2,24

2,22

Rupiah Foreign Exchange - 6 Month Time Deposits

- Simpanan Berjangka 6 bln Rupiah

9,86

9,84

9,85

9,86

9,80

9,75

9,59

9,55

9,53

9,44

9,44

9,36

9,40

Valas

3,63

3,66

3,42

3,33

2,78

2,62

2,48

2,37

2,30

2,38

2,39

2,40

2,38

Rupiah Foreign Exchange - 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln Rupiah

9,54

9,57

9,62

9,67

9,61

9,52

9,42

9,41

9,21

9,23

9,41

9,44

9,45

Rupiah

Valas

3,18

3,18

3,17

3,35

2,28

2,30

2,14

2,16

2,16

2,16

2,14

2,11

2,11

Foreign Exchange

55

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.52. Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 2 (Average of Interest Rate of Third Party Funds of Commercial Conventional Banks - Group of Business Activities 2 ) Persen (Percent) Keterangan

2015

2014 Des

Items Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des Demand Deposits

Giro Rupiah Valas

2,57

2,78

2,75

2,79

2,80

2,68

2,70

2,66

2,74

2,72

2,77

2,71

2,45

0,24

0,22

0,23

0,22

0,25

0,24

0,29

0,33

0,29

0,34

0,30

0,27

0,27

- Rupiah - Foreign Exchange Saving

Tabungan Rupiah

2,34

2,38

2,44

2,40

2,48

2,50

2,52

2,46

2,49

2,51

2,47

2,46

2,34

Valas

0,25

0,24

0,25

0,24

0,26

0,28

0,28

0,28

0,28

0,28

0,22

0,22

0,21

- Rupiah - Foreign Exchange Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln Rupiah

8,57

8,60

8,51

8,48

8,54

8,31

8,18

8,20

8,19

8,15

8,12

8,14

8,32

Valas

1,76

1,66

1,72

1,69

1,91

2,00

1,84

1,61

1,56

1,46

1,49

1,43

1,39

Rupiah Foreign Exchange - 3 Month Time Deposits

- Simpanan Berjangka 3 bln Rupiah

9,58

9,51

9,48

9,35

9,33

9,23

9,14

9,02

8,91

8,82

8,83

8,87

8,91

Valas

2,49

2,38

2,30

2,13

2,19

2,08

2,00

1,87

1,68

1,67

1,76

1,77

1,81

Rupiah Foreign Exchange - 6 Month Time Deposits

- Simpanan Berjangka 6 bln Rupiah

9,70

9,61

9,57

9,49

9,41

9,29

9,21

9,13

9,01

8,96

8,95

8,90

9,05

Valas

2,55

2,51

2,42

2,33

2,45

2,28

2,19

2,21

2,09

1,98

1,88

1,81

1,73

Rupiah Foreign Exchange - 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln Rupiah

8,89

8,95

9,00

9,11

9,10

9,06

9,07

9,08

8,93

8,88

8,86

8,84

8,88

Rupiah

Valas

2,35

2,30

2,25

2,31

2,46

2,05

2,16

2,15

2,10

2,02

1,85

1,80

1,67

Foreign Exchange

56

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.53. Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 3 (Average of Interest Rate of Third Party Funds of Commercial Conventional Banks - Group of Business Activities 3 ) Persen (Percent) Keterangan

2015

2014 Des

Items Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des Demand Deposits

Giro Rupiah

2,54

2,60

2,63

2,62

2,56

2,65

2,59

2,62

2,50

2,62

2,50

2,48

2,49

- Rupiah

Valas

0,75

0,66

0,64

0,69

0,64

0,59

0,54

0,53

0,53

0,59

0,59

0,53

0,51

- Foreign Exchange

Rupiah

2,74

2,76

2,90

2,96

2,97

3,02

3,03

3,05

3,07

3,10

3,08

3,12

3,15

Valas

0,44

0,43

0,42

0,43

0,43

0,43

0,48

0,44

0,34

0,30

0,29

0,29

0,28

Saving

Tabungan

- Rupiah - Foreign Exchange Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln Rupiah

9,00

8,94

8,88

8,82

8,57

8,33

8,21

8,15

8,09

8,11

8,03

8,03

8,18

Rupiah

Valas

2,27

2,27

2,24

2,19

1,92

1,58

1,32

1,19

1,09

0,99

0,95

0,91

0,95

Foreign Exchange

Rupiah

9,32

9,40

9,44

9,31

9,14

9,04

8,85

8,67

8,60

8,57

8,58

8,59

8,62

Rupiah

Valas

2,41

2,43

2,42

2,38

2,17

2,07

1,84

1,53

1,28

1,20

1,12

1,10

1,13

Foreign Exchange

Rupiah

9,58

9,54

9,48

9,31

9,26

9,25

9,12

9,01

8,93

8,82

8,78

8,78

8,85

Valas

2,36

2,36

2,37

2,35

2,30

2,25

2,16

2,05

1,88

1,70

1,55

1,36

1,35

- 3 Month Time Deposits

- Simpanan Berjangka 3 bln

- 6 Month Time Deposits

- Simpanan Berjangka 6 bln

Rupiah Foreign Exchange - 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln Rupiah

9,22

9,20

9,22

9,23

9,19

9,19

9,09

9,08

9,02

8,95

8,92

8,87

8,84

Rupiah

Valas

2,65

2,63

2,62

2,46

2,35

2,34

2,31

2,25

2,21

2,19

2,06

2,02

2,00

Foreign Exchange

57

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.54. Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 4 (Average of Interest Rate of Third Party Funds of Commercial Conventional Banks - Group of Business Activities 4 ) Persen (Percent) Keterangan

2015

2014 Des

Items Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des Demand Deposits

Giro Rupiah

1,90

1,70

1,82

1,80

1,72

1,73

1,74

1,74

1,72

1,79

1,72

1,72

1,75

- Rupiah

Valas

0,18

0,17

0,18

0,17

0,18

0,19

0,18

0,17

0,15

0,17

0,17

0,15

0,16

- Foreign Exchange Saving

Tabungan Rupiah

1,35

1,34

1,33

1,30

1,29

1,26

1,27

1,26

1,26

1,28

1,27

1,28

1,31

Valas

0,22

0,22

0,22

0,22

0,22

0,20

0,20

0,20

0,21

0,21

0,21

0,21

0,21

- Rupiah - Foreign Exchange Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln Rupiah

7,87

7,84

7,86

7,66

7,07

6,83

6,90

6,89

6,67

6,57

6,45

6,43

6,65

Valas

1,66

1,82

1,78

1,52

1,29

1,03

0,99

0,90

0,85

0,67

0,60

0,57

0,66

Rupiah Foreign Exchange - 3 Month Time Deposits

- Simpanan Berjangka 3 bln Rupiah

8,60

8,63

8,72

8,43

8,10

7,95

7,70

7,74

7,69

7,47

7,24

7,05

7,04

Valas

1,42

1,63

1,59

1,73

1,53

1,53

1,41

1,26

1,24

1,08

0,81

0,73

0,72

Rupiah Foreign Exchange - 6 Month Time Deposits

- Simpanan Berjangka 6 bln Rupiah

8,71

8,54

8,57

8,39

8,30

8,12

8,02

7,87

7,73

7,56

7,52

7,45

7,34

Valas

1,98

1,98

1,94

1,81

1,69

1,65

1,58

1,50

1,47

1,38

1,32

1,28

1,20

Rupiah Foreign Exchange - 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln Rupiah

8,82

8,81

8,87

8,88

8,84

8,80

8,68

8,59

8,51

8,48

8,47

8,40

8,34

Rupiah

Valas

1,69

1,72

1,73

1,72

1,71

1,71

1,71

1,69

1,68

1,58

1,54

1,39

1,39

Foreign Exchange

58

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.55. Suku Bunga Rata-rata DPK Bank Umum Syariah - BUKU 1 (Average of Interest Rate of Third Party Funds of Commercial Sharia Banks - Group of Business Activities 1) Persen (Percent) Keterangan

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Items Jul

Ags

Sep

Okt

Nov

Des Demand Deposits

Giro Rupiah

1,90

1,70

1,95

1,73

2,05

2,33

1,84

1,78

1,78

1,74

1,99

1,48

1,34

- Rupiah

Valas

0,18

0,17

0,25

0,24

0,25

0,22

0,20

0,20

0,25

0,23

0,41

0,32

0,44

- Foreign Exchange

Saving

Tabungan Rupiah

1,35

1,34

3,66

3,66

2,56

2,35

3,32

2,70

2,57

2,75

2,38

2,32

2,74

Valas

0,22

0,22

0,25

0,25

0,25

0,25

0,25

0,25

0,25

0,25

0,25

0,25

0,25

- Rupiah - Foreign Exchange Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln Rupiah

7,87

7,84

9,39

8,66

8,92

8,46

8,61

8,37

7,98

8,24

8,60

9,32

7,71

Valas

1,66

1,82

-

-

-

-

-

-

-

-

-

-

0,25

Rupiah Foreign Exchange - 3 Month Time Deposits

- Simpanan Berjangka 3 bln Rupiah

8,60

8,63

11,08

10,67

10,50

9,81

10,12

9,62

9,25

9,37

9,36

11,22

7,60

Valas

1,42

1,63

-

-

-

-

-

-

-

-

-

-

-

Rupiah Foreign Exchange - 6 Month Time Deposits

- Simpanan Berjangka 6 bln Rupiah

8,71

8,54

12,50

12,35

12,44

12,53

12,72

12,83

12,52

11,35

11,09

10,35

8,02

Valas

1,98

1,98

-

-

-

-

-

-

-

-

-

-

-

Rupiah Foreign Exchange - 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln Rupiah

8,82

8,81

9,22

9,27

9,93

9,83

10,06

10,12

10,33

9,87

9,55

8,88

7,99

Rupiah

Valas

1,69

1,72

0,25

0,25

0,25

0,25

0,25

0,25

0,25

0,25

2,50

-

0,25

Foreign Exchange

59

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.56. Suku Bunga Rata-rata DPK Bank Umum Syariah - BUKU 2 (Average of Interest Rate of Third Party Funds of Commercial Sharia Banks - Group of Business Activities 2 ) Persen (Percent) Keterangan

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Items Jul

Ags

Sep

Okt

Nov

Des Demand Deposits

Giro Rupiah

1,90

1,70

1,02

1,46

1,05

1,18

0,98

1,07

1,03

1,00

1,02

1,01

1,39

- Rupiah

Valas

0,18

0,17

1,24

1,29

1,30

1,29

1,30

1,29

1,30

1,29

0,62

0,62

0,65

- Foreign Exchange Saving

Tabungan

Rupiah

1,35

1,34

3,91

3,91

3,65

3,84

3,69

3,81

3,67

3,70

3,19

3,17

4,97

- Rupiah

Valas

0,22

0,22

1,35

1,35

1,74

1,69

1,68

1,68

1,62

1,62

1,38

1,43

0,04

- Foreign Exchange Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln Rupiah

7,87

7,84

13,90

9,28

8,53

8,52

7,81

7,89

7,46

7,40

7,33

7,22

7,63

Valas

1,66

1,82

3,89

4,12

3,82

5,33

3,99

4,69

3,47

3,92

2,91

2,83

4,54

Rupiah Foreign Exchange - 3 Month Time Deposits

- Simpanan Berjangka 3 bln Rupiah

8,60

8,63

7,80

7,98

7,53

7,92

7,41

7,92

7,52

7,51

7,36

7,24

9,24

Valas

1,42

1,63

4,34

4,50

3,73

4,86

4,10

4,07

3,55

4,19

2,84

1,89

4,25

Rupiah Foreign Exchange - 6 Month Time Deposits

- Simpanan Berjangka 6 bln Rupiah

8,71

8,54

7,71

7,80

7,46

7,56

7,14

7,66

7,33

7,39

7,47

7,27

7,93

Valas

1,98

1,98

3,30

3,35

3,85

5,23

4,06

4,79

3,73

4,11

2,64

2,38

4,44

Rupiah Foreign Exchange - 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln Rupiah

8,82

8,81

7,26

7,24

6,95

7,13

6,75

6,95

6,87

6,91

7,01

6,83

7,16

Rupiah

Valas

1,69

1,72

2,43

2,72

3,36

3,33

3,27

3,06

2,55

2,54

1,50

1,45

2,76

Foreign Exchange

60

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.57. Suku Bunga Rata-rata DPK Bank Umum Syariah - BUKU 3 (Average of Interest Rate of Third Party Funds of Commercial Sharia Banks - Group of Business Activities 3 ) Persen (Percent) Keterangan

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Items Jul

Ags

Sep

Okt

Nov

Des Demand Deposits

Giro Rupiah

-

-

-

-

-

-

-

-

-

-

-

-

0,84

- Rupiah

Valas

-

-

-

-

-

-

-

-

-

-

-

-

0,61

- Foreign Exchange Saving

Tabungan Rupiah Valas Simpanan Berjangka - Simpanan Berjangka 1 bln Rupiah Valas - Simpanan Berjangka 3 bln Rupiah Valas - Simpanan Berjangka 6 bln Rupiah Valas - Simpanan Berjangka >= 12 bln Rupiah Valas

-

-

-

-

-

-

-

-

-

-

-

-

2,04

-

-

-

-

-

-

-

-

-

-

-

-

1,80

-

-

-

-

-

-

-

-

-

-

-

-

6,94 1,50

-

-

-

-

-

-

-

-

-

-

-

-

6,61 1,64

-

-

-

-

-

-

-

-

-

-

-

-

6,08 2,11

-

-

-

-

-

-

-

-

-

-

-

-

6,14 1,60

- Rupiah - Foreign Exchange Time Deposits - 1 Month Time Deposits Rupiah Foreign Exchange - 3 Month Time Deposits Rupiah Foreign Exchange - 6 Month Time Deposits Rupiah Foreign Exchange - 12 >= Month Time Deposits Rupiah Foreign Exchange

61

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.58. Perkembangan Jumlah Bank Umum dan Kantor Bank Umum berdasarkan BUKU

(Growth of Total Commercial Banks and Bank Offices based on Group of Business Activities) Kelompok Bank

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Jumlah Bank

BUKU 1 42

42

42

42

41

40

40

40

40

40

39

39

1.615

1.634

1.638

1.644

1.560

1.559

1.560

1.567

1.572

1.580

1.546

1.552

44

43

43

43

41

42

42

42

42

42

43

43

3.850

3.486

3.481

3.477

3.539

3.552

3.575

3.580

3.605

3.632

3.680

3.689

17

18

18

18

20

20

20

20

20

20

20

20

10.365

10.699

10.661

10.636

10.623

10.611

10.605

10.592

10.590

10.571

10.483

10.460

4

4

4

4

4

4

4

4

4

4

4

4

14.756

14.759

14.765

14.788

14.816

14.855

14.899

14.936

14.971

15.040

15.124

15.173

6r)

6r)

6r)

6r)

6r)

6r)

6r)

6

6

6

6

6

483

477

476

458

452

436

425

422

387

345

319

302

6r)

6r)

6r)

6r)

6r)

6r)

6r)

6

6

6

6

6

1.668

1.668

1.669

1.681

1.683

1.685

1.686

1.686

1.686

1.686

1.687

1.686

Jumlah Bank

-

-

-

-

-

-

-

-

-

-

-

-

Jumlah Kantor

-

-

-

-

-

-

-

-

-

-

-

-

119

119

119

119

118

118

118

118

118

118

118

118

32.737

32.723

32.690

32.684

32.673

32.698

32.750

32.783

32.811

32.854

32.839

32.862

Jumlah Kantor

Jumlah Kantor

Jumlah Kantor

Jumlah Kantor

Jumlah Kantor

Jumlah Kantor

Jumlah Kantor

15.208 Total Bank Offices

5 Total Banks 272 Total Bank Offices

6 Total Banks 996 Total Bank Offices

1 Total Banks 711 Total Bank Offices

Total

Total

Ket: r) Angka-angka diperbaiki

4 Total Banks

BUKU 3 SHARIA

BUKU 3 SYARIAH

Jumlah Bank

10.468 Total Bank Offices

BUKU 2 SHARIA

BUKU 2 SYARIAH Jumlah Bank

20 Total Banks

BUKU 1 SHARIA

BUKU 1 SYARIAH Jumlah Bank

3.829 Total Bank Offices

BUKU 4

BUKU 4 Jumlah Bank

45 Total Banks

BUKU 3

BUKU 3 Jumlah Bank

37 Total Banks 1.479 Total Bank Offices

BUKU 2

BUKU 2 Jumlah Bank

Group of Bank

Des

BUKU 1

118 Total Banks 32.963 Total Bank Offices Note: r) revised figures

62

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015 Tabel 1.1.a. Kegiatan Usaha Bank Umum

(Commercial Bank Operations) Miliar Rp (Billion Rp) Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SPN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman 1)

2011

2012

2013

2014

2.216.538 2.200.094 1.838.953 361.142 16.444 8.601 7.843 152.905 44.069 75.982 30.681 2.173 567.783 245.054 74.703 152.514 95.512 427.040 117.983 4.474 250.089 54.494 18.912 70.150

2.725.674 2.707.862 2.281.021 426.841 17.812 10.596 7.215 166.623 58.212 76.279 30.370 1.761 580.697 289.254 198.835 65.431 27.178 429.946 81.158 1.920 282.960 63.909 15.065 69.931

3.319.842 3.292.874 2.720.500 572.374 26.968 16.681 10.287 171.915 65.031 83.549 20.159 3.176 506.453 322.562 52.034 110.905 20.952 520.642 111.689 17.908 323.941 67.103 15.725 79.492

64.494 1.784 3.872 7.458 136.239

65.389 2.105 2.437 8.229 176.507

2.784.912 2.398.474 485.692 840.118 1.072.665 386.437 166.954 58.181 161.302 2.192 104.552 32.543 70.530 11.419 59.111 7.046 49.585

2015 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

3.706.501 3.674.308 3.057.964 616.345 32.192 19.100 13.092 182.432 70.250 77.697 29.622 4.864 569.018 361.588 79.917 123.020 4.493 636.688 113.104 19.418 369.849 134.316 20.984 90.454

3.667.163 3.634.620 3.010.140 624.480 32.542 18.791 13.752 218.842 98.131 75.860 38.910 5.942 598.780 365.155 101.098 128.876 3.651 648.548 88.428 17.735 375.499 166.887 21.151 93.899

3.698.177 3.665.686 3.036.187 629.499 32.491 18.070 14.421 207.021 84.647 70.261 44.817 7.294 608.291 365.447 99.008 138.749 5.087 699.993 88.654 16.499 401.495 193.344 21.212 96.255

3.713.544 3.679.871 3.062.648 617.224 33.673 17.427 16.246 240.139 87.238 90.585 55.510 6.806 650.550 364.335 109.749 173.020 3.446 712.924 89.372 18.187 416.080 189.284 21.723 95.231

3.745.058 3.711.569 3.088.955 622.614 33.489 17.691 15.798 253.053 84.446 95.373 63.980 9.255 643.969 376.217 144.171 116.173 7.408 697.038 80.450 15.178 422.924 178.487 21.551 97.631

3.790.548 3.757.133 3.122.424 634.709 33.415 17.720 15.695 253.730 83.472 93.861 64.607 11.789 631.525 376.810 140.799 108.423 5.491 677.655 69.256 17.151 423.161 168.086 21.585 102.272

3.861.172 3.828.045 3.184.485 643.559 33.127 18.968 14.159 274.605 102.590 97.973 62.530 11.512 636.687 379.211 119.170 134.611 3.695 655.508 63.142 19.898 426.859 145.609 21.810 105.817

3.868.144 3.833.745 3.181.779 651.966 34.399 20.007 14.392 238.089 87.669 85.161 55.694 9.565 640.134 380.522 100.365 150.829 8.418 661.982 53.561 20.771 441.958 145.692 22.852 109.566

3.916.704 3.881.294 3.211.766 669.528 35.411 19.992 15.419 232.377 89.968 78.414 54.671 9.324 661.507 385.427 155.740 115.367 4.973 683.331 54.806 23.587 470.597 134.340 22.929 112.377

3.990.464 3.956.483 3.273.708 682.774 33.981 20.396 13.586 268.299 102.789 102.445 53.610 9.455 709.787 390.795 171.793 137.245 9.954 679.597 42.220 24.191 475.676 137.510 23.482 116.030

3.955.393 3.923.437 3.299.073 624.364 31.956 19.977 11.978 238.059 87.745 96.249 46.765 7.300 657.957 386.506 159.585 100.047 11.818 670.217 40.760 26.603 473.350 129.504 23.522 114.909

3.983.121 3.950.612 3.329.542 621.069 32.510 20.716 11.793 228.348 94.883 82.082 43.719 7.663 674.835 393.243 178.096 99.548 3.949 647.555 37.327 24.063 473.288 112.877 23.969 117.840

4.092.104 4.057.904 3.423.180 634.724 34.200 21.443 12.757 211.901 77.840 104.725 20.692 8.643 685.575 393.362 158.264 123.177 10.772 660.828 40.017 26.443 485.238 109.130 25.605 116.540

73.108 2.290 4.095 26.092 183.143

83.240 2.289 4.926 17.483 245.350

86.810 2.315 4.774 19.403 236.676

88.618 2.360 5.277 20.884 228.192

87.870 2.369 4.992 21.223 217.919

90.385 2.361 4.885 19.532 204.031

94.878 2.414 4.980 20.688 229.204

98.540 2.454 4.823 20.646 245.252

102.151 2.479 4.935 21.861 237.750

104.708 2.616 5.053 29.534 241.062

108.073 2.731 5.226 37.237 216.042

107.125 2.708 5.076 25.213 208.069

110.019 2.774 5.047 21.855 217.502

110.161 1.612 4.767 20.611 155.488

3.225.198 2.757.530 567.801 1.010.488 1.179.242 467.668 199.270 66.342 202.056 1.864 124.697 42.116 75.341 12.229 63.112 7.928 60.342

3.663.968 3.025.150 569.927 1.123.696 1.331.527 638.818 276.854 89.011 272.952 1.782 115.793 54.450 112.914 16.025 96.888 29.987 85.131

4.114.420 3.434.579 605.276 1.187.559 1.641.743 679.841 284.309 96.899 298.633 2.147 132.956 54.308 145.853 20.350 125.503 18.880 120.691

4.106.358 3.401.537 593.865 1.125.918 1.681.754 704.821 298.001 97.595 309.224 2.872 128.638 59.104 140.653 19.445 121.207 21.079 106.179

4.151.448 3.444.660 612.845 1.118.804 1.713.010 706.788 290.198 98.137 318.453 1.833 138.062 63.440 135.734 19.044 116.689 23.773 104.768

4.198.577 3.476.318 651.220 1.102.302 1.722.797 722.259 300.828 99.799 321.632 2.036 156.051 64.874 137.883 18.883 119.000 25.155 120.171

4.217.625 3.483.335 639.138 1.102.532 1.741.666 734.290 314.958 101.115 318.216 950 167.903 68.814 133.565 19.330 114.235 22.697 118.228

4.232.150 3.483.810 651.864 1.097.383 1.734.563 748.340 321.016 101.612 325.711 1.237 173.805 69.649 130.812 19.257 111.555 24.533 123.682

4.319.749 3.546.975 708.002 1.114.824 1.724.149 772.774 348.747 104.923 319.104 1.786 178.157 69.216 122.215 20.078 102.137 25.404 132.552

4.328.822 3.559.128 673.361 1.142.023 1.743.745 769.694 339.969 105.653 324.072 936 158.036 73.627 127.069 21.570 105.499 27.019 124.160

4.366.571 3.575.234 686.052 1.132.399 1.756.783 791.337 355.492 110.287 325.559 946 168.245 73.117 128.868 21.016 107.852 38.718 123.134

4.464.083 3.644.478 732.441 1.156.248 1.755.789 819.604 366.586 126.263 326.756 956 181.716 75.000 125.632 20.844 104.788 52.385 114.326

4.370.404 3.607.908 694.604 1.151.639 1.761.665 762.496 336.068 120.169 306.259 1.118 167.639 67.358 132.688 19.533 113.154 33.361 95.166

4.367.019 3.618.247 713.164 1.175.716 1.729.366 748.772 323.242 121.924 303.607 1.157 158.506 66.901 153.783 20.744 133.039 28.939 94.760

4.413.056 3.665.444 667.537 1.274.588 1.723.319 747.612 319.995 121.423 306.194 691 161.094 65.544 177.718 22.873 154.845 27.728 109.623

5.015

5.031

5.993

5.622

5.479

5.157

5.032

4.999

5.091

4.784

4.564

4.809

5.231

5.441

5.602

6.292

112.724 34.208 106.666 75.077 83.365 26.070

123.279 38.656 149.971 92.830 89.426 31.242

138.138 50.619 201.059 106.707 92.638 33.551

153.439 67.568 256.642 112.213 97.889 34.432

154.008 67.577 372.080 10.242 101.981 35.046

154.210 67.687 372.026 18.067 102.583 35.166

154.352 74.807 346.998 29.630 98.988 37.860

154.627 77.325 336.734 36.847 98.759 38.432

155.838 80.491 329.390 44.775 97.197 38.611

156.988 81.275 327.455 50.843 97.002 39.088

158.983 81.511 326.596 59.069 97.183 39.179

159.957 81.544 326.127 68.357 94.994 39.557

162.001 81.649 326.063 78.205 91.304 41.019

162.525 81.640 326.067 86.632 94.769 40.483

163.938 81.677 325.976 96.006 96.173 40.591

164.270 81.652 323.763 104.628 96.177 40.878

. Pada LBU 2008 tdk didefinisikan Vs Metadata

2)

. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama *) Angka-angka sementara r) Angka-angka diperbaiki

2)

Items Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities

h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital

1) LBU 2008 is not defined vs metada Positive difference of op. income and non op. minus op. expenses and non op. vs old metada *) Provisional figures

r) Revised figures

64

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015 Tabel 1.2.a. Kegiatan Usaha Bank Persero

(State Owned Banks Operations) Miliar Rp (Billion Rp) Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SB/PN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman

2011

2012

2013

2014

779.412 776.833 684.620 92.213 2.579 2.259 321 45.440 19.184 21.952 4.304 1 235.855 84.814 14.936 89.693 46.412 179.034 16.592 3.009 138.685 20.747 8.901 36.728

961.994 959.128 847.132 111.996 2.866 2.756 111 44.017 23.859 15.270 4.887 0 237.866 107.025 101.252 18.977 10.611 189.311 16.671 124 148.758 23.757 6.675 36.516

1.187.431 1.181.726 1.029.333 152.393 5.705 4.099 1.606 48.142 28.630 16.208 3.095 208 194.512 113.298 31.881 45.050 4.283 202.644 14.554 1.966 155.670 30.455 7.639 40.017

34.982 281 1.465 200 45.282

34.846 150 1.520 342 49.032

1.039.257 924.763 190.610 383.291 350.862 114.494 52.253 12.080 50.161 1.944 24.024 5.439 34.253 4.797 29.455 724 16.789

2015 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

1.329.941 1.325.087 1.168.932 156.155 4.854 4.170 684 59.142 32.362 24.017 2.725 38 221.173 130.859 45.825 43.565 925 247.591 38.198 4.430 173.829 31.134 8.795 42.063

1.317.493 1.312.532 1.146.925 165.607 4.961 3.973 988 65.632 44.035 18.819 2.309 470 216.688 131.918 55.712 28.274 785 249.687 15.698 5.166 180.410 48.413 8.848 43.434

1.324.141 1.319.512 1.156.433 163.080 4.628 3.807 821 57.614 36.436 19.556 1.584 37 236.685 134.817 48.184 51.544 2.140 273.444 10.709 4.683 203.411 54.641 8.848 44.686

1.325.406 1.321.243 1.165.463 155.780 4.163 3.600 563 63.571 34.318 26.732 2.507 14 239.182 132.974 45.301 59.392 1.514 282.044 12.796 6.049 209.801 53.398 9.178 43.446

1.335.302 1.331.356 1.172.228 159.128 3.946 3.427 519 57.082 30.156 23.972 2.924 30 209.928 133.491 52.083 21.330 3.024 274.061 9.803 5.499 204.738 54.021 9.184 44.727

1.359.012 1.355.178 1.190.675 164.504 3.833 3.340 493 51.745 27.126 22.286 2.224 109 202.542 132.036 43.349 25.458 1.700 270.747 8.957 7.116 203.238 51.435 9.184 46.653

1.397.455 1.392.605 1.219.820 172.785 4.850 4.074 776 64.812 40.021 22.535 2.237 18 217.312 130.242 37.531 48.214 1.325 260.060 9.644 7.520 200.492 42.404 9.392 49.553

1.393.080 1.388.237 1.219.234 169.003 4.844 4.099 745 72.285 37.386 33.516 1.372 11 218.772 138.122 27.664 49.748 3.239 263.162 6.202 7.429 207.337 42.194 10.324 51.283

1.408.981 1.403.511 1.227.525 175.986 5.470 4.252 1.218 56.309 33.079 20.617 2.446 166 233.183 139.386 67.492 23.774 2.530 273.643 6.617 7.565 220.076 39.384 10.324 52.182

1.443.444 1.437.898 1.255.434 182.464 5.546 4.330 1.216 57.818 36.033 19.103 2.429 253 222.998 140.002 49.281 30.961 2.753 286.863 5.763 8.508 233.879 38.713 10.332 52.867

1.442.808 1.437.266 1.267.254 170.011 5.542 4.476 1.066 48.821 28.897 16.916 2.451 558 198.241 137.129 44.112 12.348 4.652 290.083 8.533 7.568 234.495 39.487 10.335 52.836

1.467.555 1.462.331 1.291.539 170.792 5.224 4.576 648 53.821 36.165 15.277 2.085 295 210.887 140.773 60.977 7.334 1.803 285.080 8.613 5.424 235.697 35.347 10.836 53.554

1.542.443 1.536.852 1.345.983 190.869 5.591 4.955 636 56.879 32.556 21.908 2.067 348 244.973 154.319 64.921 19.137 6.597 283.585 10.070 4.989 235.192 33.334 12.463 52.821

37.942 172 1.903 395 53.065

39.982 141 1.940 246 110.764

41.244 125 2.065 308 90.866

42.401 136 2.148 353 83.940

41.152 140 2.154 441 94.852

42.425 140 2.162 446 73.303

44.226 154 2.273 432 80.354

47.137 161 2.255 760 104.127

48.818 160 2.304 585 94.092

49.665 182 2.335 733 97.938

50.306 193 2.369 711 84.891

50.495 167 2.175 1.031 71.639

51.307 171 2.076 785 65.294

50.525 180 2.116 1.157 51.532

1.201.284 1.053.025 206.540 467.656 378.829 148.259 65.610 15.366 67.283 1.437 21.807 11.906 33.898 5.988 27.910 771 20.260

1.363.062 1.154.063 200.001 533.277 420.785 208.999 100.054 22.042 86.903 1.556 21.421 20.895 45.272 6.464 38.808 3.003 27.388

1.582.488 1.352.573 214.126 572.294 566.153 229.915 104.133 29.565 96.217 2.143 30.441 22.433 62.716 7.234 55.482 1.569 53.935

1.533.382 1.296.721 185.864 533.076 577.781 236.661 108.456 27.937 100.268 2.167 39.925 22.695 56.866 7.233 49.632 1.977 41.535

1.561.671 1.318.286 205.481 526.557 586.247 243.384 108.279 28.003 107.102 1.830 43.982 22.960 52.014 7.250 44.764 1.997 39.305

1.555.170 1.316.245 213.714 530.646 571.885 238.925 109.807 28.460 100.658 1.833 54.120 24.963 53.228 6.134 47.094 1.986 60.758

1.513.514 1.268.349 200.919 528.302 539.128 245.165 119.051 28.918 97.196 947 57.901 27.642 52.475 6.114 46.361 1.846 62.312

1.508.366 1.254.820 204.000 522.791 528.029 253.546 123.307 28.513 101.726 937 60.194 28.020 49.276 6.103 43.173 2.007 69.945

1.593.517 1.322.873 231.346 541.690 549.837 270.644 134.872 30.926 104.846 941 59.601 27.094 41.303 7.102 34.200 2.292 74.543

1.612.101 1.339.747 222.714 551.137 565.896 272.354 128.371 31.425 112.558 933 54.558 32.220 39.929 7.602 32.326 2.342 70.844

1.625.872 1.347.855 234.492 544.865 568.498 278.017 131.528 33.208 113.281 943 53.202 32.298 40.896 7.080 33.816 3.404 67.175

1.660.989 1.376.645 250.517 562.173 563.955 284.344 143.968 35.986 104.390 954 48.208 32.915 37.334 7.330 30.004 4.330 57.968

1.613.246 1.361.201 241.853 559.313 560.035 252.045 129.225 33.795 89.025 916 46.753 28.752 54.189 7.574 46.616 2.403 44.598

1.619.997 1.374.560 254.576 578.590 541.394 245.437 120.514 34.003 90.919 950 47.210 28.904 75.400 8.767 66.633 2.171 41.545

1.734.961 1.466.987 269.903 636.447 560.637 267.974 130.612 35.900 101.462 543 32.665 28.075 95.154 8.770 86.384 1.917 44.428

2.615

2.788

3.088

2.916

2.692

2.601

2.536

2.583

2.614

2.425

2.366

2.519

2.623

2.601

2.689

3.078

31.307 15.590 40.295 32.659 35.303 7.993

32.067 17.693 61.384 40.823 37.567 7.139

32.171 23.802 83.777 48.762 31.807 6.468

32.173 32.729 108.238 54.375 34.590 3.762

32.173 32.730 165.356 4.489 35.459 3.760

32.173 32.730 166.107 8.244 35.707 3.754

32.173 38.145 145.878 14.765 34.513 3.756

32.173 39.939 141.306 18.270 34.382 3.755

32.173 39.942 141.307 22.549 33.185 3.759

32.173 39.943 141.398 24.966 33.636 3.762

32.173 39.945 141.218 29.065 33.671 3.758

32.180 39.950 141.218 33.883 32.424 3.756

32.180 39.955 141.262 39.760 31.435 3.766

32.144 39.946 141.262 44.655 33.298 3.751

30.560 39.948 141.262 49.742 33.358 3.753

29.144 39.947 141.226 55.861 32.958 3.753

1)

. Pada LBU 2008 tdk didefinisikan Vs Metadata

2)

. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama

*) Angka-angka sementara r) Angka-angka diperbaiki

2)

Items Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities

h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital 1) LBU 2008 is not defined vs metada

Positive difference of op. income and non op. minus op. expenses and non op. vs old metada *) Provisional figures r) Revised figures

65

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015 Tabel 1.3.a. Kegiatan Usaha BUSN Devisa

(Foreign Exchange Commercial Banks Operations) Miliar Rp (Billion Rp) Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SB/PN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman

2011

2012

2013

2014

930.326 922.541 801.969 120.572 7.785 5.130 2.655 42.240 13.822 24.020 3.200 1.199 213.648 101.459 50.504 35.081 26.604 155.074 57.499 759 77.339 19.476 9.160 22.677

1.123.364 1.114.279 982.260 132.018 9.085 6.483 2.602 46.221 20.881 23.047 1.322 972 208.570 114.071 61.799 21.895 10.805 154.456 40.470 988 90.998 22.000 7.441 22.335

1.321.771 1.311.522 1.143.136 168.385 10.250 10.065 184 48.087 21.542 23.419 1.420 1.706 200.002 132.240 18.839 37.127 11.795 194.752 57.867 9.453 107.381 20.051 7.137 26.228

19.675 1.462 1.541

20.190 1.936 208

1.208 54.957

2015 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

1.492.358 1.481.808 1.271.243 210.565 10.550 10.550 50.611 25.919 18.510 2.475 3.708 219.562 147.503 23.846 45.936 2.277 247.954 47.230 9.966 113.519 77.239 10.490 31.920

1.472.602 1.462.214 1.253.660 208.554 10.388 10.388 62.925 37.512 18.583 2.744 4.086 234.968 149.046 30.803 53.356 1.763 261.871 45.534 8.673 118.686 88.977 10.631 33.117

1.480.285 1.470.428 1.262.488 207.940 9.857 9.857 60.113 32.686 19.163 2.877 5.387 230.085 149.762 36.771 41.599 1.952 276.142 50.026 7.781 117.334 101.002 10.658 33.786

1.487.561 1.478.062 1.271.487 206.575 9.499 9.499 64.005 36.466 19.593 2.931 5.015 242.176 149.103 47.430 44.454 1.189 276.611 47.279 7.148 122.618 99.566 10.858 34.109

1.499.050 1.489.079 1.279.531 209.547 9.972 9.972 73.833 33.912 30.904 3.131 5.887 263.466 151.326 73.036 36.499 2.604 268.367 42.602 4.670 131.384 89.712 10.842 34.469

1.514.116 1.503.895 1.290.755 213.140 10.221 10.220 1 79.680 38.008 30.779 3.235 7.657 264.084 153.281 77.715 30.258 2.830 257.881 37.748 5.254 135.346 79.533 10.874 35.376

1.535.154 1.524.649 1.310.089 214.561 10.505 10.505 78.684 39.185 29.999 2.270 7.230 263.115 156.958 65.988 37.819 2.351 248.893 33.026 7.505 142.341 66.021 10.780 35.372

1.536.877 1.525.320 1.304.913 220.407 11.557 11.557 65.701 35.961 20.471 2.812 6.457 248.054 152.067 55.873 36.429 3.684 247.807 28.528 8.445 145.300 65.534 10.889 36.705

1.562.516 1.551.015 1.323.705 227.310 11.501 11.451 51 64.825 39.418 17.424 1.999 5.983 259.433 154.135 68.958 34.252 2.087 252.948 28.911 8.954 153.079 62.004 10.966 38.062

1.587.748 1.575.897 1.342.322 233.575 11.851 11.798 53 71.153 43.183 19.560 2.831 5.579 300.702 155.251 98.271 43.615 3.564 237.850 18.451 10.106 147.387 61.905 11.509 40.131

1.578.154 1.566.259 1.353.513 212.746 11.895 11.895 68.568 44.759 17.649 1.398 4.761 274.814 153.296 91.921 27.713 1.885 226.756 15.889 10.548 144.608 55.711 11.547 38.570

1.592.356 1.579.882 1.367.345 212.537 12.474 12.474 61.578 36.414 18.770 937 5.456 269.662 153.921 81.515 32.511 1.715 216.050 13.614 11.390 144.090 46.955 11.491 40.094

1.609.497 1.596.781 1.388.315 208.466 12.715 12.715 71.088 33.127 30.226 1.536 6.199 284.857 148.491 69.722 63.175 3.468 222.331 16.162 12.899 148.378 44.892 11.499 40.238

22.694 2.105 1.429

28.087 2.124 1.709

29.544 2.161 1.411

29.767 2.194 1.825

30.339 2.201 1.569

30.831 2.191 1.447

31.724 2.225 1.427

31.750 2.263 1.359

33.008 2.290 1.406

34.193 2.402 1.467

36.018 2.513 1.599

34.405 2.516 1.649

35.827 2.573 1.693

36.758 1.392 2.088

1.430 87.650

4.858 91.326

2.777 86.372

3.005 97.098

3.182 90.201

3.338 70.021

3.206 77.816

3.202 72.223

3.566 83.532

4.104 73.600

5.132 63.752

4.662 71.500

3.601 88.492

3.535 54.544

1.174.957 1.021.904 166.328 363.712 491.864 153.053 59.043 24.455 69.555 190 35.002 12.928 12.587 2.460 10.127 659 23.046

1.353.149 1.173.913 198.251 433.712 541.950 179.236 66.731 27.326 85.179 84 43.163 16.720 11.454 2.820 8.635 640 27.877

1.552.385 1.296.639 204.067 463.249 629.323 255.746 90.113 39.614 126.018 4 35.491 20.834 19.063 4.196 14.867 4.526 38.028

1.731.019 1.437.776 212.135 483.010 742.631 293.243 97.101 39.782 156.360 2 42.349 18.383 22.662 3.831 18.830 2.090 46.654

1.741.262 1.440.640 213.558 472.601 754.480 300.622 97.257 40.613 162.753 2 40.650 23.958 21.661 3.662 17.999 2.346 44.953

1.741.204 1.443.028 213.909 471.849 757.270 298.175 93.273 40.550 164.353 1 41.651 26.476 21.028 3.649 17.379 2.640 46.171

1.743.786 1.429.823 206.748 457.735 765.340 313.963 100.538 41.640 171.785 1 46.067 26.611 20.758 3.609 17.149 2.849 41.241

3.267 63.945 1.765.518 1.445.984 201.425 457.873 786.686 319.534 99.567 43.851 176.117 1 48.782 28.467 21.636 3.610 18.026 2.390 38.615

1.788.265 1.460.466 214.677 458.724 787.065 328.041 103.556 44.044 180.441 1 51.910 29.043 21.352 3.609 17.742 2.826 38.519

1.781.237 1.445.268 222.679 457.970 764.619 336.311 114.789 45.750 175.772 1 58.733 29.025 21.124 3.609 17.515 3.026 42.209

1.786.244 1.454.538 216.772 467.992 769.775 332.041 112.267 45.896 173.878 1 45.730 28.835 22.224 3.614 18.611 3.332 38.232

1.795.900 1.456.492 218.543 465.146 772.803 339.647 119.436 47.965 172.246 1 56.018 29.425 22.914 3.616 19.299 5.298 38.680

1.820.459 1.463.453 220.923 470.508 772.022 357.204 116.857 60.142 180.204 1 70.119 30.348 22.195 4.162 18.032 8.234 39.233

1.792.505 1.452.552 214.076 467.296 771.179 339.954 105.826 57.399 176.728 1 67.105 27.045 20.420 3.461 16.959 3.867 34.710

1.805.517 1.474.178 224.768 469.178 780.232 331.339 99.252 58.641 173.445 1 52.033 26.388 19.983 3.814 16.168 3.368 37.216

1.821.244 1.506.490 224.669 488.571 793.250 314.753 95.441 55.566 163.746 146 58.922 25.568 19.568 3.499 16.069 3.203 44.642

1.441

1.145

1.641

1.389

1.470

1.389

1.341

1.321

1.269

1.157

1.207

1.247

1.309

1.334

1.353

43.071 9.139 41.063 24.955 41.632 15.185

44.383 10.636 57.402 31.687 46.335 20.893

49.615 13.736 77.915 33.469 53.622 20.587

57.467 18.730 101.723 32.860 56.646 25.543

57.768 18.730 134.399 2.921 59.591 26.079

57.769 18.730 134.142 5.038 59.976 26.132

57.865 19.799 133.205 7.541 57.448 26.165

58.900 22.555 127.966 12.922 57.252 26.196

58.902 22.693 127.648 15.273 57.459 26.613

60.259 22.723 127.622 18.043 57.678 26.604

59.857 22.750 127.594 20.675 57.667 26.706

60.663 22.750 127.599 22.727 56.185 27.838

61.185 22.750 127.599 25.271 57.004 27.829

64.509 22.766 127.680 27.773 58.228 27.874

64.121 22.725 124.459 29.129 56.563 27.633

1)

. Pada LBU 2008 tdk didefinisikan Vs Metadata

2)

. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama

*) Angka-angka sementara r) Angka-angka diperbaiki

1.336 58.168 20.043 133.071 9.922 57.446 26.144

2)

Items Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities

h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital 1) LBU 2008 is not defined vs metada

Positive difference of op. income and non op. minus op. expenses and non op. vs old metada *) Provisional figures r) Revised figures

66

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015 Tabel 1.4.a. Kegiatan Usaha BUSN Non Devisa

(Non-Foreign Exchange Commercial Banks Operations) Miliar Rp (Billion Rp) Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SB/PN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman

2011

2012

2015

2013

2014

109.303 108.228 108.228 1.074 1.074 3.076 111 1.786 742 437 20.546 9.146 146 8.060 3.193 13.583 7.398 34 4.350 1.800 158 1.525

126.945 126.001 126.001 944 944 6.533 599 4.048 1.475 410 26.236 10.977 1.845 13.380 34 15.738 6.257 5.502 3.978 750 1.701

Jan

Feb

Mar

Apr

Mei

125.972 125.046 125.046 927 927 4.916 621 2.454 1.310 531 23.489 11.324 1.568 10.574 24 15.678 5.672 5.513 4.493 750 1.766

126.769 125.853 125.853 916 916 4.299 635 1.825 1.168 672 23.041 11.090 1.712 10.193 46 17.162 5.430 5.644 6.088 785 1.830

128.612 127.685 127.685 927 927 4.919 557 2.465 1.333 564 26.575 11.142 1.635 13.776 22 17.293 5.204 5.820 6.269 765 1.730

129.712 128.762 128.762 950 950 4.138 687 1.529 1.376 545 24.439 11.449 1.788 11.168 34 17.330 4.058 6.128 7.144 766 1.771

128.870 127.887 127.887 983 983 3.562 561 847 1.714 440 22.319 10.882 1.884 9.529 25 16.508 3.471 5.721 7.316 766 1.767

131.732 130.648 130.648 1.083 1.083 4.658 776 1.675 1.814 393 21.920 10.936 1.778 9.186 19 15.964 3.018 5.926 7.020 878 1.762

Ags

Sep

Okt

Nov

Des

131.549 130.484 130.484 1.065 1.065 4.314 671 1.427 1.866 350 21.576 10.763 1.703 9.075 34 15.734 2.748 6.213 6.774 879 1.833

131.961 130.911 130.911 1.050 1.050 4.275 607 1.447 1.873 348 21.512 10.990 1.777 8.687 58 15.510 3.144 6.512 5.854 880 1.952

134.008 132.983 132.983 1.025 1.025 5.956 588 3.337 1.680 352 22.236 11.065 1.404 9.759 9 18.248 3.549 7.948 6.751 880 1.868

134.356 133.358 133.358 998 998 4.825 673 2.070 1.759 323 20.918 10.949 1.412 8.539 18 18.101 2.990 8.417 6.695 881 1.874

130.050 129.070 129.070 980 980 4.430 671 1.610 1.756 393 18.679 10.797 1.457 6.415 9 18.103 3.323 97 8.284 6.399 881 1.822

132.858 131.833 131.833 1.025 1.025 7.746 668 4.286 2.324 468 23.304 10.582 1.575 11.110 37 17.535 2.591 98 8.640 6.206 882 1.716

90.341 89.451 89.451 890 890 2.519 190 1.020 957 352 24.844 8.179 10.479 3.203 2.983 9.843 3.275 0 5.047 1.521 155 1.557

1.146 7 12 221

1.499 5 53 1.930

1.517 3 4 8.782

1.671 5 24 2.990

1.737 4 25 3.830

1.801 4 24 3.958

1.705 2 22 2.365

1.747 2 22 0 3.972

1.742 2 23 4.356

1.737 2 23 4.060

1.808 3 23 4.561

1.926 3 23 5.803

1.841 3 23 2.618

1.860 2 11 3.815

1.804 6 12 4.341

1.690 13 13 1.317

83.095 83.095 3.634 10.281 69.180 0 3.017 4.032 997 997 -

104.346 104.346 5.074 12.794 86.478 5.091 5.027 1.051 1.051 -

122.883 122.883 5.844 14.402 102.636 6.567 5.363 1.875 1.875 102

141.027 141.027 7.056 16.422 117.549 4.258 5.896 4.193 4.193 -

138.289 138.289 6.514 16.242 115.534 2.801 5.282 4.111 4.111 -

138.153 138.153 6.361 16.404 115.388 3.163 5.962 4.108 4.108 -

143.659 143.659 6.660 16.579 120.420 2.909 5.358 4.222 4.222 -

143.562 143.562 7.044 16.715 119.803 2.531 5.194 4.220 4.220 -

140.532 140.290 5.849 16.521 117.920 3.005 4.974 4.222 4.222 -

142.043 141.701 5.808 18.080 117.812 4.607 5.460 4.209 4.209 70

142.589 142.253 5.958 17.353 118.943 3.646 5.110 4.132 4.132 -

142.932 142.692 4.942 17.451 120.299 3.873 4.131 4.132 4.132 -

146.058 145.860 5.551 18.077 122.232 4.702 4.573 3.148 3.148 -

146.622 146.622 5.237 17.326 124.059 4.083 4.346 1.930 1.930 -

142.400 142.400 4.450 17.411 120.538 3.130 4.329 1.677 1.677 -

147.143 147.143 4.703 17.728 124.711 4.659 3.919 3.078 3.078 -

10

8

7

9

8

7

7

8

15

18

20

22

22

25

24

7.806 257 4.335 2.790 2.406 14

9.729 300 6.776 3.084 2.538 608

11.861 565 9.103 2.316 2.939 609

11.861 573 11.400 180 3.038 609

11.999 573 11.381 347 3.005 609

12.045 574 11.262 602 3.069 609

12.046 574 11.252 781 3.088 609

12.065 589 11.213 988 2.396 609

12.225 646 11.158 1.214 2.455 609

12.225 657 11.139 1.372 2.956 609

12.376 657 11.139 1.472 3.405 610

13.376 657 11.139 1.685 2.874 610

13.413 657 11.136 1.849 2.960 610

12.528 641 11.058 1.993 2.951 610

6.837 261 2.776 1.785 2.292 -

. Pada LBU 2008 tdk didefinisikan Vs Metadata

2)

. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama

Angka-angka diperbaiki

Jul

68.685 68.143 68.143 542 542 2.946 80 1.358 1.192 316 20.254 6.604 5.783 5.082 2.784 9.608 3.866 3.936 1.806 148 1.166

1)

r)

Jun

Items Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities

22 h. Margin Deposits Components of Capital 12.731 a. Paid In Capital 641 b. Reserves 11.014 c. Retained Earnings (Profit/Loss) 2.084 d. Current Earnings (Profit /Loss) 2.840 e. Additional Paid In Capital 596 f. Loan Capital 1)

1) 2)

LBU 2008 is not defined vs metada

2) Positive difference of op. income and non op. minus op. expenses and non op. vs old metada r) Revised figures

67

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015 Tabel 1.5.a. Kegiatan Usaha BPD

(Regional Development Banks Operations) Miliar Rp (Billion Rp) Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SB/PN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo)

2011

2012

175.839 219.207 175.702 218.851 174.668 217.563 1.034 1.287 137 357 137 357 34.116 40.194 1.410 1.809 10.697 15.142 21.368 22.894 640 349 44.938 48.455 22.898 27.642 318 9.368 14.518 10.033 7.205 1.413 14.139 18.640 8.130 6.618 - 49,3443065 4.640 9.590 1.368 2.383 574 688 3.181 3.653

2013

2014

265.250 264.541 263.597 944 709 709 31.853 2.318 14.468 14.522 545 31.626 27.971 200 2.546 909 32.106 12.125 100 16.980 2.901 693 5.173

302.426 301.456 300.647 809 970 970 38.351 1.675 14.233 21.856 586 39.144 31.339 382 6.801 623 30.988 9.179 43 17.605 4.161 692 7.927

2015 Jan

Feb

Mar

Apr

Mei

Jun

298.119 297.170 296.354 816 949 949 46.331 2.369 11.798 31.431 734 49.198 33.009 917 14.697 575 30.324 8.341 283 16.903 4.796 693 8.307

300.847 299.902 299.054 849 944 944 52.959 3.196 10.730 38.050 983 45.684 28.777 802 15.727 378 33.038 9.375 464 17.677 5.521 693 8.701

304.492 303.530 302.679 851 961 961 67.383 2.110 16.870 47.457 946 68.063 29.543 220 37.971 329 35.374 11.350 466 18.659 4.899 693 8.630

308.076 307.060 306.221 839 1.017 1.017 78.925 3.457 17.685 55.407 2.375 66.842 38.296 531 27.815 200 38.919 12.578 435 19.229 6.676 692 8.925

312.027 311.067 310.215 851 960 960 82.244 4.366 18.442 56.269 3.166 63.998 39.217 1.042 23.739 39.079 9.652 438 19.937 9.052 692 9.561

316.647 315.633 314.793 840 1.014 1.014 88.519 3.355 26.817 55.034 3.313 60.735 39.669 607 20.459 39.888 9.672 488 20.430 9.298 692 9.105

Jul

Ags

Sep

Okt

Nov

Des

317.628 316.622 315.770 852 1.006 1.006 68.818 2.713 15.468 48.452 2.185 69.641 38.193 1.002 30.349 97 39.384 8.915 491 21.165 8.813 693 9.647

321.728 320.762 319.880 882 966 966 71.069 2.252 19.346 47.116 2.356 59.938 38.523 822 20.399 195 41.153 8.974 1.326 22.934 7.919 693 9.978

325.775 324.803 323.911 893 972 972 82.423 2.047 32.020 45.381 2.975 66.818 40.680 1.330 24.613 196 44.056 9.146 1.074 25.611 8.224 692 10.082

327.441 326.510 325.875 635 931 931 72.233 2.337 28.584 39.951 1.361 64.090 41.911 1.595 20.290 295 46.077 9.598 2.086 26.015 8.378 692 10.221

328.665 327.744 327.105 639 921 921 56.279 2.938 14.398 37.723 1.220 65.703 44.307 943 20.156 297 43.887 7.645 782 27.626 7.833 692 10.243

329.742 328.759 328.131 628 983 983 29.244 1.249 13.117 13.551 1.327 43.069 35.639 1.051 6.080 298 41.796 6.753 787 27.355 6.902 692 9.073

3.112 17 51 15.139

3.667 8 (22) 17.366

5.155 4 15 3.081

7.655 4 268 5.481

8.031 9 267 1 3.594

8.417 8 276 0 6.612

8.360 8 262 0 4.405

8.647 8 270 3 19.871

9.287 8 266 1 22.402

8.833 8 264 0 19.863

9.374 8 265 1 12.743

9.696 9 274 2 15.815

9.803 2 276 0 18.854

9.942 2 276 12 17.592

9.962 2 278 16.627

8.804 3 266 2 5.743

235.265 234.097 88.033 67.329 78.734 1.169 362 20 787 9 13.337 7.289 2.465 2.465 79

278.535 277.555 112.715 79.938 84.903 980 238 30 711 5 19.869 7.517 1.819 1.819 2.101

287.709 286.021 106.398 95.786 83.838 1.688 673 41 974 222 22.957 6.860 1.846 1.846 0 5.051

335.957 334.704 120.531 100.903 113.270 1.253 368 46 839 2 20.612 7.050 3.212 3.150 62 3.405

355.430 354.079 134.570 87.629 131.879 1.351 371 36 944 2 14.766 6.720 2.492 2.492 5 2.648

367.019 365.457 133.136 85.086 147.235 1.562 298 34 1.230 2 14.390 6.595 2.487 2.487 4 1.658

410.781 409.343 171.108 82.055 156.180 1.439 374 30 1.034 2 10.797 6.496 2.888 2.888 0 1.340

445.125 442.878 176.097 85.010 181.771 2.247 271 33 1.943 2 10.399 6.065 2.897 2.897 1 779

452.869 448.693 173.893 84.792 190.008 4.176 365 31 3.780 2 10.490 6.166 2.926 2.926 1 795

461.944 459.186 194.308 83.051 181.827 2.758 279 32 2.447 2 12.192 6.191 2.753 2.753 0 891

445.854 443.580 171.362 91.757 180.461 2.274 271 38 1.965 2 9.245 6.316 2.752 2.752 5 861

446.171 444.428 170.564 90.952 182.913 1.743 260 33 1.449 2 9.560 6.117 2.752 2.752 8 845

472.978 470.522 199.067 89.242 182.212 2.456 299 38 2.120 2 10.814 6.017 2.722 2.722 1 882

462.537 459.767 178.217 93.993 187.557 2.770 398 37 2.336 2 9.137 6.018 2.920 2.920 1 827

440.274 437.318 168.607 96.460 172.251 2.956 392 39 2.524 2 11.934 6.118 2.921 2.921 947

356.600 353.719 110.080 116.551 127.088 2.881 264 50 2.567 2 21.809 6.730 3.945 3.945 5.585

394 492 467 374 h. Setoran Jaminan 479 Beberapa komponen modal 14.528 22.744 26.771 27.039 a. Modal Disetor 19.920 7.773 10.343 12.877 12.877 b. Cadangan 8.356 255 377 706 11.595 c. L/R Tahun lalu 1) 344 2) 10.733 9.720 1.096 d. L/R Tahun berjalan sesudah pajak 8.946 7.954 2.190 2.740 2.230 2.230 e. Tambahan modal disetor 2.729 1.112 1.004 1.004 1.004 f. Modal Pinjaman 1.328 1) . Pada LBU 2008 tdk didefinisikan Vs Metadata 2) . Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama

306

276

237

253

250

257

275

300

313

320

27.102 12.987 11.233 1.867 2.234 1.004

27.104 13.622 8.057 3.195 2.426 1.004

27.243 14.126 5.408 3.924 2.417 1.004

27.441 14.762 3.202 4.321 2.567 1.004

27.968 15.181 1.911 5.229 2.214 1.004

28.203 15.373 1.274 5.492 1.650 1.004

28.209 15.374 1.274 6.294 1.575 1.004

28.447 15.473 1.171 7.402 1.158 1.005

28.447 15.474 1.177 8.110 1.634 1.005

29.005 15.508 1.100 9.295 1.765 1.005

r)

Angka-angka diperbaiki

2)

Items Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities

564 h. Margin Deposits Components of Capital 30.333 a. Paid In Capital 15.484 b. Reserves 875 c. Retained Earnings (Profit/Loss) 10.595 d. Current Earnings (Profit /Loss) 2.168 e. Additional Paid In Capital 1.005 f. Loan Capital

1) 2)

1) LBU 2008 is not defined vs metada Positive difference of op. income and non op. minus op. expenses and non op. vs old metada r) Revised figures

68

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015 Tabel 1.6.a. Kegiatan Usaha Bank Campuran

(Joint Venture Banks Operations) Miliar Rp (Billion Rp) Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SB/PN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman 1) 2)

2012

2013

2014

120.394 120.389 57.276 63.113 5 5 11.115 6.202 4.461 436 17 21.493 12.529 2.862 5.501 600 16.177 7.213 75 6.526 2.363 112 2.489

153.299 153.295 77.872 75.424 4 4 0 13.465 7.682 5.467 310 6 25.008 14.333 4.334 5.554 786 16.119 4.479 278 7.648 3.713 94 2.571

201.510 201.357 95.948 105.409 152 152 0 19.748 8.457 10.633 379 279 29.004 19.923 968 7.539 573 17.239 6.131 462 6.812 3.834 94 2.751

196.326 195.925 103.039 92.886 400 400 0 10.894 4.539 5.144 1.091 121 26.854 19.235 2.137 5.371 111 22.745 4.668 1.998 13.190 2.888 254 3.131

2015 Jan

Feb

Mar

Apr

Mei

194.243 193.851 101.349 92.502 391 391 0 16.591 6.632 8.722 1.116 122 27.889 18.243 3.359 6.288 21.817 4.025 916 11.757 5.119 225 3.384

198.367 197.980 102.498 95.482 387 387 0 14.782 5.435 7.994 1.138 215 28.407 18.828 4.172 5.213 194 24.946 4.360 1.227 12.267 7.091 225 3.320

195.276 194.894 103.839 91.056 382 382 0 19.775 6.542 11.734 1.282 217 30.307 19.133 7.057 3.724 392 27.400 4.599 1.677 12.572 8.553 225 3.174

194.548 194.174 107.276 86.898 374 374 0 17.232 5.708 9.967 1.142 415 30.220 18.663 5.195 5.183 1.180 27.709 4.069 1.569 13.407 8.665 65 3.601

195.696 195.324 106.805 88.520 372 372 0 13.833 4.242 8.010 1.165 416 29.226 18.648 4.116 5.841 622 25.991 3.990 1.427 12.200 8.375 65 3.946

198.219 197.768 109.114 88.654 450 450 0 15.579 5.643 8.206 1.174 556 25.651 17.941 1.400 6.310 24.087 3.408 932 11.334 8.413 65 4.491

Angka-angka diperbaiki

Jun

Jul

Ags

Sep

Okt

Nov

Des

205.383 204.942 112.120 92.822 441 441 0 12.790 3.533 7.504 1.191 562 28.891 18.008 1.948 7.650 1.285 25.513 3.229 1.206 12.240 8.837 65 4.532

208.118 207.683 110.941 96.742 434 434 0 11.542 3.563 6.273 1.237 470 28.862 18.558 2.922 7.381 25.798 3.896 1.562 14.135 6.205 65 4.569

211.400 210.968 114.420 96.549 432 432 0 18.607 7.302 9.722 1.290 294 31.498 19.043 3.706 8.016 733 22.959 3.818 789 10.890 7.462 65 4.945

202.143 201.704 113.929 87.774 439 439 0 15.794 5.419 8.873 1.205 297 30.755 18.668 2.683 7.858 1.547 21.053 2.953 1.403 10.187 6.510 65 4.850

199.009 198.571 111.638 86.933 438 438 0 18.585 6.077 10.991 1.218 299 36.225 18.803 6.018 11.404 20.428 3.290 918 9.786 6.434 65 5.004

214.162 213.727 123.649 90.078 435 435 0 16.036 5.473 9.048 1.214 300 33.188 19.549 6.038 7.249 353 25.830 3.424 1.789 13.641 6.976 65 5.212

2.332 5 151 1.125 7.206

2.421 3 146 1.516 8.077

2.510 2 239 5.768 10.242

3.067 12 52 3.730 13.876

3.308 13 63 4.360 14.147

3.248 14 58 4.884 14.237

3.112 14 48 5.175 14.255

3.533 15 53 4.712 14.404

3.877 15 54 5.062 13.628

4.424 16 51 5.126 15.928

4.463 15 54 5.524 13.490

4.487 18 64 7.317 13.884

4.863 18 64 9.244 14.861

4.769 18 63 5.956 13.888

4.917 19 68 5.500 14.285

5.090 21 101 5.195 12.967

110.865 61.217 9.404 8.310 43.504 49.647 15.797 10.101 23.749 0 8.673 795 20.229 700 19.529 977 5.733

132.454 68.704 12.226 8.529 47.948 63.751 22.282 10.763 30.706 336 14.927 946 27.118 552 26.567 1.144 5.642

164.533 80.847 16.744 10.268 53.835 83.686 27.549 12.978 43.160 0 11.079 498 44.857 1.645 43.213 5.346 8.733

149.668 78.962 13.334 7.548 58.079 70.706 27.525 13.377 29.804 11.695 546 51.831 1.942 49.889 3.752 8.515

150.025 79.096 13.158 7.762 58.176 70.929 27.018 14.358 29.553 702 9.530 449 54.257 1.947 52.309 4.333 8.702

154.158 82.938 13.663 8.941 60.334 71.220 26.151 14.628 30.441 11.192 1.446 54.804 1.550 53.254 4.832 8.848

156.423 82.079 12.771 7.489 61.819 74.344 28.042 14.508 31.794 13.288 1.446 56.134 2.030 54.103 5.537 6.977

154.430 84.920 15.067 7.143 62.710 69.510 29.705 12.826 26.979 16.818 1.446 51.688 2.489 49.199 4.937 7.441

146.288 81.851 13.133 7.075 61.642 64.437 26.923 13.685 23.829 297 17.588 1.446 52.375 2.397 49.978 5.370 6.347

141.348 78.951 12.478 6.989 59.484 62.397 27.691 13.111 21.595 716 20.421 1.446 52.827 2.405 50.422 5.544 6.935

147.263 81.349 14.290 6.896 60.164 65.914 31.833 12.998 21.082 19.091 1.147 58.032 3.470 54.562 5.845 6.555

149.902 82.499 13.828 6.965 61.706 67.403 31.222 13.228 22.953 17.436 1.147 58.174 3.437 54.738 7.930 6.360

155.041 86.286 14.888 8.107 63.291 68.755 30.833 13.655 24.266 18.629 1.147 60.234 3.482 56.752 10.440 7.652

149.627 84.240 14.122 6.938 63.180 65.386 29.859 13.291 22.236 16.222 1.197 53.228 3.648 49.580 6.816 6.793

153.432 87.443 15.548 7.163 64.731 65.989 30.568 13.638 21.783 205 16.325 1.162 53.802 3.564 50.237 6.179 6.892

163.012 95.588 16.318 8.340 70.930 67.424 27.830 14.767 24.827 16.840 1.253 55.973 3.581 52.392 5.955 6.701

56

99

158

256

292

291

297

291

306

292

290

297

479

532

581

13.151 1.445 9.774 2.434 1.775 1.779

14.814 1.714 11.736 3.448 333 1.867

18.861 2.438 14.333 4.538 2.231 4.883

18.401 2.667 15.892 4.219 1.564 3.514

18.401 2.667 20.159 226 1.601 3.594

18.401 2.667 19.992 569 1.610 3.667

18.398 2.667 19.858 904 1.579 6.325

18.231 2.643 17.966 968 1.541 6.919

18.231 2.643 17.961 1.007 1.982 7.042

18.691 2.813 17.602 764 1.510 7.100

18.691 2.813 17.602 941 1.511 7.203

19.903 2.813 17.602 1.191 295 7.482

19.903 2.813 17.602 1.215 224 7.801

19.903 2.813 17.602 1.604 280 7.289

19.903 2.813 17.602 1.690 269 7.350

. Pada LBU 2008 tdk didefinisikan Vs Metadata . Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama

*) Angka-angka sementara r)

2011

2)

Items Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities

611 h. Margin Deposits - Components of Capital 20.510 a. Paid In Capital 2.854 b. Reserves 19.165 c. Retained Earnings (Profit/Loss) 1.793 d. Current Earnings (Profit /Loss) 2.033 e. Additional Paid In Capital 7.892 f. Loan Capital

1) 2)

1) LBU 2008 is not defined vs metada Positive difference of op. income and non op. minus op. expenses and non op. vs old metada

*) Provisional figures

r) Revised figures

69

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015 Tabel 1.7.a. Kegiatan Usaha Bank Asing

(Foreign Owned Banks Operations) Miliar Rp (Billion Rp) Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SB/PN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman 1) 2)

2011

2012

2013

2014

2015 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des 263.402 249.952 105.269 144.683 13.450 1.329 12.121 30.908 4.769 26.139 0 56.184 24.781 14.957 16.427 20 69.751 1.018 5.882 52.032 10.820 3 7.480

141.882 136.486 52.277 84.209 5.396 529 4.867 17.048 3.371 13.494 181 1 31.595 16.750 299 2.639 11.908 53.009 24.682 630 18.962 8.734 18 3.910

177.468 172.859 66.742 106.117 4.610 107 4.503 20.207 3.792 16.333 82 35.955 18.002 11.603 5.769 580 41.577 9.643 481 20.918 10.535 12 3.299

234.577 225.500 80.257 145.243 9.077 581 8.497 21.008 3.973 17.035 1 30.765 19.983 0 10.583 199 60.318 13.614 5.894 32.748 8.062 3 3.798

258.505 244.031 88.101 155.930 14.474 2.067 12.407 16.901 5.156 11.744 0 36.048 21.675 5.883 7.967 523 71.673 7.572 2.981 46.205 14.915 3 3.712

258.733 243.807 86.806 157.001 14.926 2.163 12.764 22.447 6.963 15.484 0 46.548 21.615 8.741 15.689 504 69.172 9.158 2.696 42.229 15.088 3 3.891

267.770 252.010 89.862 162.149 15.759 2.159 13.600 17.254 6.260 10.994 0 44.389 22.173 7.367 14.472 377 75.261 8.754 2.344 45.162 19.001 3 3.932

272.197 254.456 91.495 162.962 17.740 2.058 15.682 20.486 7.245 13.192 50 44.248 22.440 8.106 13.703 0 74.202 8.145 2.847 46.610 16.599 3 4.141

278.370 261.139 94.938 166.202 17.230 1.951 15.279 21.843 10.525 11.315 3 49.073 22.993 11.537 14.178 366 70.652 7.339 3.004 48.038 12.270 3 4.137

280.827 263.781 96.086 167.695 17.046 1.845 15.201 22.667 9.170 13.496 0 49.355 22.747 12.695 13.599 315 67.449 5.438 2.917 46.719 12.375 3 4.968

281.966 266.741 100.022 166.719 15.225 1.842 13.383 22.351 13.609 8.740 3 47.954 23.466 11.866 12.622 0 66.615 4.374 3.452 46.336 12.453 3 5.534

283.627 268.141 99.258 168.883 15.486 1.838 13.647 14.180 7.405 6.775 0 53.201 23.370 12.175 17.577 79 70.382 3.940 3.200 49.702 13.540 3 5.565

283.400 267.411 98.804 168.607 15.988 1.838 14.150 24.357 11.049 13.307 0 58.579 23.834 13.769 20.873 102 74.280 3.264 4.180 53.861 12.975 3 5.634

288.089 273.933 104.639 169.294 14.156 1.838 12.317 32.342 13.636 18.703 3 65.535 24.754 17.800 20.281 2.700 69.622 1.493 3.714 49.960 14.455 3 6.138

270.491 258.341 105.143 153.197 12.151 1.238 10.912 27.818 5.660 22.157 0 69.138 24.554 17.862 23.300 3.422 68.146 797 4.997 49.628 12.723 3 6.558

265.487 253.014 102.846 150.168 12.473 1.327 11.146 33.654 12.617 21.036 0 73.678 24.642 27.185 21.727 124 64.006 842 5.452 47.804 9.908 3 7.124

3.247 11 652 4.926 13.434

2.766 2 532 4.941 12.452

3.290 3 505 15.071 16.647

2.778 3 932 10.729 25.867

2.945 3 943 11.728 27.141

2.984 3 945 12.464 29.243

3.201 3 936 12.270 32.021

3.202 4 931 11.105 28.535

4.022 10 937 11.987 30.649

4.659 3 871 11.558 29.050

4.679 3 883 12.184 29.332

4.742 3 890 17.378 34.022

5.241 2 894 22.151 31.066

5.653 2 903 13.553 29.636

6.202 3 919 11.970 28.462

141.473 73.399 27.683 7.195 38.522 68.074 39.498 11.526 17.050 49 20.499 2.061 4.686 3.938

155.430 79.987 32.996 7.858 39.133 75.443 44.409 12.857 18.176 3 19.839 0 0 0 0 5.373 4.463

173.395 84.697 36.873 6.713 41.111 88.698 58.465 14.336 15.897 0 18.278 0 0 0 0 17.111 5.829

174.261 89.537 38.094 7.382 44.062 84.724 55.182 14.129 15.413 0 23.600 1.239 1.239 11.468 8.182

187.971 92.713 40.202 8.607 43.905 95.258 64.900 14.651 15.707 0 20.966 1.267 1.267 12.419 8.341

189.243 96.796 40.294 9.967 46.536 92.447 62.198 14.922 15.327 0 23.684 1.293 1.293 14.299 8.787

188.758 95.170 40.218 7.799 47.154 93.588 62.066 15.161 16.360 200 28.869 654 654 14.783 9.856

195.475 97.641 38.585 7.489 51.568 97.834 66.364 15.488 15.982 31.473 648 648 13.525 9.081

195.830 97.691 40.313 7.479 49.899 98.140 66.865 15.339 15.935 30.617 661 661 14.330 8.075

199.661 98.996 41.383 7.044 50.570 100.665 71.116 15.104 14.444 127 22.602 14.542 7.904

194.771 97.661 42.265 6.888 48.507 97.111 67.226 15.297 14.588 25.766 15.495 7.667

205.795 101.267 43.683 7.020 50.564 104.527 73.045 15.853 15.630 28.156 22.077 10.075

208.557 101.713 41.495 8.141 52.076 106.845 74.628 16.441 15.775 29.244 29.381 8.591

205.867 103.526 41.099 6.773 55.654 102.341 70.760 15.648 15.933 199 24.339 20.274 8.238

205.292 102.348 45.215 6.912 50.221 102.944 72.490 15.601 14.853 27.875 17.223 8.159

498

511

608

585

643

562

575

582

531

474

488

560

662

653

3.830 12.503 5.289 173 -

4.289 0 14.770 5.137 56 0

5.018 0 17.880 6.121 (300) 0

6.766 20.982 8.724 (81) -

6.766 29.171 1.331 63 -

6.766 29.171 2.002 51 -

6.766 28.738 2.622 (48) -

544 6.766 27.732 2.983 (114) -

7.029 27.741 2.988 (184) -

7.029 27.739 3.397 (272) -

7.433 27.742 4.155 (284) -

7.433 27.301 4.841 (373) -

7.433 27.291 5.417 (572) -

7.433 27.291 5.143 (407) -

7.433 27.274 5.513 (398) -

. Pada LBU 2008 tdk didefinisikan Vs Metadata

. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama r) Angka-angka diperbaiki

2)

Items Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets

7.294 - Credit 3 - Securities 184 - Others 10.722 g. Spot and Derivatives Claims 29.384 h. Other claims - Source of Funds 190.098 a. Third Party Funds 95.517 Rupiah 41.864 Demand Deposit 6.951 Saving 46.702 Time Deposits 94.581 Foreign Exchange 65.849 Demand Deposit 15.141 Saving 13.591 Time Deposits 0 b. Liabilities to BI 26.198 c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange 16.654 f. Spot and Derivatives Liabilities 8.267 g. Other Liabilities

664 h. Margin Deposits - Components of Capital 7.433 a. Paid In Capital b. Reserves 27.023 c. Retained Earnings (Profit/Loss) 5.166 d. Current Earnings (Profit /Loss) (386) e. Additional Paid In Capital f. Loan Capital

1) 2)

1) LBU 2008 is not defined vs metada Positive difference of op. income and non op. minus op. expenses and non op. vs old metada r) Revised figures

70

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.8.a. Laporan Laba / Rugi Bank Umum

Commercial Banks Income Statements Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya D. Laba/Rugi Operasional (A1 + C1) - (A2 + C2) E. Pendapatan non - operasional F. Beban non - operasional G. Laba/Rugi non-operasional (E - F) H. Laba/Rugi tahun berjalan sebelum pajak I. Penerimaan Transfer Laba/Rugi J. Transfer Laba/Rugi ke Kantor Pusat K. Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan) r) Angka-angka diperbaiki *). Angka-angka sementara

2011

2012

2013

2015

2014

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Items

Des A.

364.339 15.019 4.882 28.582 246.545 245.807 738 69.312 185.619 591 2.816 101.000 10.395 19.588 71.018 4.561 6.945 68.744 962 178.720

391.280 9.979 4.373 24.027 279.847 278.874 973 73.054 183.713 611 2.644 100.507 11.414 18.492 70.601 5.155 2.452 71.516 828 207.568

458.188 8.056 5.535 26.305 331.606 330.353 1.253 86.686 215.134 620 3.843 116.392 12.257 19.231 84.903 5.882 2.488 85.131 779 243.054

568.014 7.816 6.846 37.215 403.926 402.163 1.763 112.211 293.842 562 4.613 172.936 13.615 24.317 135.003 6.993 3.502 104.298 939 274.171

55.957 733 595 3.891 39.168 38.989 179 11.571 31.017 38 426 16.363 1.163 2.106 13.094 621 533 10.776 2.259 24.940

103.842 1.377 1.028 7.456 72.320 71.984 336 21.661 56.523 76 883 31.117 2.217 3.879 25.020 1.229 757 20.255 2.205 47.319

157.866 2.054 1.565 11.593 109.219 108.723 496 33.435 85.728 115 1.359 47.542 3.378 5.785 38.380 1.884 1.048 31.630 2.150 72.138

210.197 2.758 2.282 15.216 145.186 144.531 655 44.754 113.797 153 1.899 63.445 4.627 7.596 51.222 2.547 1.385 42.291 2.078 96.400

262.929 3.412 2.980 18.880 182.371 181.559 812 55.286 141.055 191 2.550 79.342 5.881 9.370 64.090 3.196 1.600 52.189 1.987 121.874

316.317 3.986 3.720 22.062 219.530 218.556 975 67.020 168.986 230 2.963 94.761 7.140 11.133 76.488 3.919 1.906 63.381 1.825 147.331

369.786 4.612 4.445 25.389 257.219 256.062 1.156 78.122 197.112 268 3.542 110.464 8.405 12.983 89.076 4.579 2.276 74.035 1.948 172.674

425.027 5.237 5.087 29.235 295.286 293.949 1.337 90.181 225.850 306 3.946 126.241 9.698 14.845 101.698 5.284 2.610 85.569 1.893 199.177

479.007 5.832 5.741 32.316 333.471 331.956 1.514 101.646 253.510 345 4.475 141.555 11.005 16.667 113.883 5.989 2.941 96.485 1.720 225.497

534.366 6.433 6.476 36.046 372.321 370.629 1.692 113.090 281.714 400 5.019 157.130 12.313 18.553 126.264 6.620 3.398 107.475 1.672 252.652

588.830 7.036 7.419 38.733 410.687 408.827 1.860 124.955 309.542 439 5.754 172.065 13.537 20.413 138.114 7.283 3.840 118.561 1.601 279.288

125.876 12.612

125.557 9.929

139.655 4.206

148.439 6.306

26.696 1.563

42.497 2.421

57.594 2.552

70.915 3.003

84.142 3.128

93.944 3.398

106.578 3.627

127.006 3.870

149.319 4.095

156.961 4.695

198.232 5.264

213

17

127

239

1

1

1

1

0

0

0

0

0

0

0

5

12

29

55

0

8

4

1

0

0

0

0

0

0

0

28.337 34.332

32.261 38.537

58.608 44.908

50.757 54.203

10.541 4.256

18.931 8.248

23.880 13.752

28.837 18.602

34.884 23.715

39.723 28.766

44.127 33.417

57.958 37.828

73.139 42.339

73.576 47.042

105.535 51.919

50.377 215.336 7.222

44.800 218.409 5.710

31.777 251.154 2.964

36.879 278.849 2.577

10.334 38.744 414

12.888 66.580 464

17.405 92.513 745

20.471 120.252 1.133

22.414 149.154 1.317

22.056 177.461 1.394

25.406 205.314 1.760

27.348 240.769 2.027

29.746 278.969 2.488

31.594 300.286 2.555

35.473 355.738 2.614

349

123

0

68

9

13

29

40

50

64

75

94

142

141

240

365

5

2

1

3

0

0

1

77

9

11

15

21

23

27

26.191 63.840 3.792

26.045 52.385 2.622

48.690 51.583 2.611

43.873 64.153 3.509

10.187 13.884 255

17.466 20.108 527

21.747 26.098 798

26.107 33.259 1.050

31.694 40.935 1.322

35.921 49.208 1.645

40.040 57.121 1.867

53.004 63.190 2.126

68.348 70.976 2.394

65.740 78.820 2.641

96.712 87.415 2.864

113.577 89.259 30.696 22.888 7.808 97.067 40.391 41.719 75.077

131.519 114.715 21.929 17.133 4.796 119.512 56.698 57.793 92.830

145.304 131.555 26,040r)

164.669 143.761 25.225

14.138 12.892 2.131

28.001 23.236 3.898

43.094 37.219 5.954

58.663 47.064 7.505

73.758 56.862 9.850

89.220 63.814 12.150

104.440 73.938 14.465

120.312 85.414 16.919

134.600 95.847 20.555

150.319 109.327 19.378

165.866 121.782 21.776

20.432 5,608r)

25.394 (169)

2.167 (35)

4.082 (185)

5.808 146

7.629 (124)

9.621 230

11.574 576

13.601 863

15.401 1.518

17.703 2.852

19.079 299

21.365 411

57.092 65 324 44.775

64.390 87 332 50.843

74.802 101 401 59.069

86.932 116 625 68.357

98.699 127 620 78.205

109.626 174 644 86.632

122.193 183 721 96.006

137,162r) 64.661 66,088r) 106.707

143.591 66.264 67.023 112.160

12.856 46 56 10.242

23.051 88 289 18.067

37.365 11 215 29.630

46.940 34 361 36.847

Interest Income and Interest Expenses 646.614 1. Interest Income 7.620 a. From Bank Indonesia Placement 8.026 b. From interbank placement 42.746 c. From securities 450.988 d. From credit 448.959 - To Third Party non Bank 2.029 - To other Bank 137.234 e Others 338.259 2. Interest Expenses 477 a. Bank Indonesia Liabilites 6.486 b. Interbank Liabilities 187.208 c. Third Party non Bank 14.858 - Demand Deposit 22.410 - Saving 149.940 - Time deposits 7.956 d. Securities 4.334 e. Loans received 130.259 f. Others 1.540 g. Corrections 308.355 B. Net Interest Income (A1-A2) C. Other Operating Income and Expenses 1. Other Operating Income 210.957 5.584 a. Increase in fair value and gain form sale of securities 49 b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain 0 form sale of other financial assets d. Gain from spot and derivative transaction 107.699 57.923 e. Deviden, gain from investment in shares with equity method, 39.702 f Others 386.114 2. Non Interest Expense a. Decrease in fair value and losses form 2.853 sale of securities 263 b. Decrease in fair value and losses form sale of credit 32 c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative 98.122 transaction 97.213 e. Depreciation/Amortizations 3.113 f Losses from investment in shares with equity method, fees/comissions/ g. Others 184.517 133.198 D. Operating Profit/loss (A1+C1) - (A2+C2) 24.080 E. Non Operational Income 23.757 F. Non Operational Expenses 323 G. Non Operational Profit (E - F) 133.521 H. Current Year profit 66.405 I. Transfser Profit / Loss Received 66.967 J. Transfer of Profit/Loss to Head Office 104.628 K. Profit/Loss After Estimation of tax r) Revised figures *) Provisional figures

71

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.9.a. Laporan Laba / Rugi Bank Persero

(State Owned Banks Income Statements) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya D. Laba/Rugi Operasional (A1 + C1) - (A2 + C2) E. Pendapatan non - operasional F. Beban non - operasional G. Laba/Rugi non-operasional (E - F) H. Laba/Rugi tahun berjalan sebelum pajak I. Penerimaan Transfer Laba/Rugi J. Transfer Laba/Rugi ke Kantor Pusat K. Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan)

2011

2012

2013

2015

2014

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Items

Des A.

120.468 2.977 1.586 12.335 98.731 98.549 182 4.839 47.976 454 501 33.861 3.619 7.742 22.500 1.257 5.868 5.077 958 72.492

120.662 2.937 1.323 9.694 100.923 100.690 234 5.784 41.417 506 439 31.277 3.837 6.777 20.664 1.220 1.265 5.903 808 79.244

143.194 1.933 1.557 10.602 121.345 121.099 246 7.756 47.994 529 748 35.815 3.706 7.482 24.627 1.253 1.242 7.629 778 95.200

179.891 2.027 1.771 14.572 152.187 151.836 351 9.334 70.029 523 1.058 54.939 4.213 8.197 42.529 1.556 1.630 9.386 937 109.862

20.215 155 169 1.630 16.812 16.772 41 1.448 9.818 35 123 5.582 353 743 4.486 163 350 1.308 2.257 10.397

34.720 305 236 3.029 28.861 28.786 74 2.288 15.708 70 281 10.436 647 1.305 8.483 284 419 2.014 2.205 19.011

51.826 481 349 4.752 42.797 42.698 99 3.447 22.667 105 444 15.901 1.003 1.957 12.941 444 489 3.136 2.149 29.158

68.392 661 524 6.086 56.446 56.316 130 4.675 29.277 140 633 20.898 1.354 2.582 16.962 614 614 4.301 2.077 39.115

85.445 782 595 7.475 70.692 70.532 160 5.901 35.592 175 742 25.791 1.696 3.229 20.865 767 638 5.493 1.986 49.854

102.522 896 739 8.491 84.725 84.533 191 7.672 41.957 210 944 30.470 2.051 3.869 24.550 965 735 6.808 1.825 60.566

119.483 1.021 934 9.628 99.153 98.927 226 8.746 48.971 245 1.152 35.561 2.439 4.578 28.544 1.107 899 8.059 1.947 70.512

137.066 1.151 1.094 11.303 113.584 113.328 256 9.933 55.775 280 1.234 40.725 2.842 5.273 32.611 1.293 1.026 9.323 1.892 81.291

154.239 1.276 1.229 12.201 128.281 127.995 286 11.253 62.348 315 1.372 45.742 3.254 5.953 36.535 1.498 1.122 10.579 1.719 91.892

171.988 1.378 1.374 13.766 143.060 142.742 318 12.410 69.054 350 1.493 50.701 3.652 6.669 40.380 1.628 1.373 11.838 1.671 102.935

189.538 1.485 1.634 14.458 158.059 157.715 344 13.902 75.661 385 1.817 55.409 4.038 7.387 43.984 1.802 1.620 13.027 1.600 113.877

54.376 7.029

50.412 5.149

39.298 1.081

44.719 2.114

9.952 212

13.676 361

17.751 424

19.971 562

23.971 617

26.225 711

30.098 790

34.691 822

39.991 940

42.584 986

46.622 996

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2.357 13.421

3.734 14.985

6.235 18.250

5.639 21.513

745 1.781

1.354 3.478

1.605 6.313

2.023 8.300

3.527 10.314

3.014 12.568

3.241 14.627

5.241 16.663

6.586 18.646

6.298 20.793

7.090 22.967

31.569 90.671 5.470

26.543 80.785 3.766

13.732 75.030 767

15.454 88.752 1.405

7.214 15.014 26

8.482 22.652 62

9.410 29.263 102

9.086 36.874 149

9.513 46.369 168

9.932 56.623 178

11.439 65.616 172

11.965 75.186 192

13.819 84.496 289

14.506 91.891 282

15.569 100.134 310

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2.882 40.136 2.134

2.940 26.429 732

3.595 19.075 656

3.567 22.986 761

762 8.702 71

904 11.335 131

1.107 12.106 218

1.320 13.754 294

2.574 16.357 363

1.770 21.712 444

2.036 24.704 494

3.434 26.435 559

4.582 29.847 624

3.977 31.866 687

4.517 33.751 744

40.049 36.197 13.418 8.102 5.316 41.513 15.441 15.441 32.659

46.918 48.871 3.183 386 2.798 51.669 26.113 26.113 40.823

50.938

60.034

5.452

10.220

15.731

21.357

26.907

32.520

38.210

44.566

49.154

55.081

60.812

59.468 2.789 612 2.177 61.645 33.198 33.198 48.762

65.830 3.463 190 3.274 69.104 34.975 34.975 54.375

5.335 227 10 217 5.552 4.489

10.035 333 15 318 10.353 8.244

17.646 722 26 697 18.343 14.765

22.212 647 68 578 22.791 18.270

27.455 808 83 725 28.180 22.549

30.167 947 90 857 31.024 24.966

34.994 1.154 95 1.059 36.053 29.065

40.796 1.378 107 1.271 42.066 33.883

47.388 1.818 118 1.700 49.087 39.760

53.627 1.865 155 1.710 55.337 44.655

60.365 2.120 168 1.952 62.318 49.742

Interest Income and Interest Expenses 208.660 1. Interest Income 1.590 a. From Bank Indonesia Placement 1.719 b. From interbank placement 15.924 c. From securities 174.183 d. From credit 173.812 - To Third Party non Bank 371 - To other Bank 15.244 e Others 82.304 2. Interest Expenses 421 a. Bank Indonesia Liabilites 1.890 b. Interbank Liabilities 60.236 c. Third Party non Bank 4.527 - Demand Deposit 8.170 - Saving 47.539 - Time deposits 1.977 d. Securities 1.894 e. Loans received 14.347 f. Others 1.539 g. Corrections 126.356 B. Net Interest Income (A1-A2) C. Other Operating Income and Expenses 1. Other Operating Income 52.005 1.104 a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets 7.864 d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares 25.711 with equity method, 17.327 f Others 2. Non Interest Expense 110.372 319 a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative 5.008 transaction 36.187 e. Depreciation/Amortizations 793 f Losses from investment in shares with equity method, fees/comissions/ 68.065 g. Others 67.990 D. Operating Profit/loss (A1+C1) - (A2+C2) 2.596 E. Non Operational Income 279 F. Non Operational Expenses 2.317 G. Non Operational Profit (E - F) 70.307 H. Current Year profit 30.688 I. Transfser Profit / Loss Received 30.688 J. Transfer of Profit/Loss to Head Office 55.861 K. Profit/Loss After Estimation of tax

72

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.10.a. Laporan Laba / Rugi BUSN Devisa

(Foreign Exchange Commercial Banks Income Statements) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya D. Laba/Rugi Operasional (A1 + C1) - (A2 + C2) E. Pendapatan non - operasional F. Beban non - operasional G. Laba/Rugi non-operasional (E - F) H. Laba/Rugi tahun berjalan sebelum pajak I. Penerimaan Transfer Laba/Rugi J. Transfer Laba/Rugi ke Kantor Pusat K. Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan) r) Angka-angka diperbaiki *). Angka-angka sementara

2011

2012

2013

2014

2015 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Items

Des A.

63.735

165.319 3.981 675 9.376 112.085 111.487 599 39.202 87.021 90 1.199 44.873 3.911 9.309 31.653 2.489 565 37.805 0 78.298

191.624 3.577 762 10.137 131.766 130.937 828 45.382 102.882 72 1.601 53.341 4.458 9.375 39.508 3.106 562 44.199 0 88.742

244.251 3.303 1.029 14.653 160.818 159.720 1.098 64.449 145.373 20 1.531 82.156 5.034 13.645 63.477 3.807 869 56.991 98.878

22.876 371 91 1.467 14.277 14.178 98 6.671 14.132 1 126 7.536 447 1.139 5.949 319 78 6.069 8.744

44.041 668 167 2.869 27.671 27.484 188 12.665 27.070 3 253 14.381 864 2.148 11.370 659 144 11.629 16.971

66.764 971 244 4.440 42.238 41.956 283 18.870 40.965 4 396 21.821 1.301 3.193 17.327 999 239 17.506 0 25.799

89.003 1.241 328 5.886 56.456 56.085 371 25.091 54.583 6 553 29.105 1.730 4.181 23.194 1.339 324 23.255 0 34.419

112.020 1.553 434 7.346 71.181 70.716 465 31.506 68.642 7 722 36.600 2.204 5.123 29.273 1.693 394 29.227 0 43.377

134.377 1.813 525 8.722 85.565 85.006 559 37.753 82.145 8 922 43.601 2.665 6.031 34.905 2.056 474 35.082 0 52.232

157.287 2.111 613 10.112 100.487 99.820 667 43.964 95.771 10 1.128 50.580 3.129 6.959 40.492 2.426 553 41.073 0 61.517

181.177 2.375 687 11.440 115.473 114.696 777 51.201 109.923 11 1.299 57.555 3.593 7.907 46.055 2.788 631 47.638 0 71.254

204.046 2.617 765 12.755 130.315 129.432 884 57.595 123.256 14 1.508 64.270 4.031 8.834 51.405 3.141 729 53.594 0 80.790

227.259 2.896 844 14.043 145.516 144.523 992 63.960 136.690 15 1.779 71.109 4.476 9.775 56.858 3.495 811 59.480 0 90.569

250.982 3.214 1.025 15.190 160.745 159.646 1.099 70.809 150.768 17 2.020 78.160 4.938 10.697 62.526 3.837 897 65.837 0 100.214

30.950 2.038

33.347 1.834

45.598 1.194

48.771 1.588

6.632 513

11.123 860

15.058 911

21.673 1.054

26.270 1.089

29.979 1.092

33.222 1.149

39.367 1.192

44.450 1.233

48.615 1.315

54.671 1.669

196

-

-

-

-

-

-

-

-

-

-

-

-

-

-

154.776 7.612 899 10.851 92.359 91.919 440 43.055 91.041 126 1.153 44.753 3.613 9.512 31.628 2.057 553 42.396 3

5

10

29

-

-

-

-

-

-

-

-

-

-

-

-

3.628 13.048

4.710 14.598

13.849 17.375

10.428 22.272

2.167 1.615

4.173 3.127

3.785 4.867

5.483 6.869

6.772 9.121

8.556 11.021

8.573 12.847

12.094 14.427

15.580 16.100

17.202 17.804

18.741 19.555

12.035 63.557 320

12.195 71.838 426

13.150 93.115 706

14.484 102.351 340

2.337 11.389 59

2.964 21.309 35

5.495 30.898 87

8.267 42.812 140

9.288 52.787 159

9.310 62.468 138

10.653 71.630 187

11.655 84.668 248

11.537 97.870 325

12.242 105.721 270

14.666 118.218 286

348

-

-

-

-

-

-

-

-

-

-

-

7

5

2

3.260 14.940 647

2.993 17.278 686

12.051 22.716 646

44.035 31.129 13.936 13.463 473 31.602 19.567 19.685 24.955

50.449 39.807 15.751 15.124 628 40.435 23.361 23.511 31.687

56.994 41.225 18,912r) 17.382 1,530r) 42,754r) 23.207 23,206r) 33.469

0

-

88

-

-

-

-

-

-

-

-

-

-

-

-

9.416 27.830 1.111

2.256 3.437 66

4.153 5.654 131

3.765 9.490 189

5.262 13.559 259

6.553 16.249 322

8.194 18.221 441

8.266 21.599 500

12.449 24.452 570

17.237 26.975 636

15.674 30.435 709

16.934 35.486 778

63.654

5.572

11.336

17.366

23.592

29.504

35.474

41.079

46.949

52.698

58.586

64.647

45.299 18.660 22.602 (3.941) 41.357 27.491 27.502 32.860

3.988 1.556 1.779 (224) 3.764 10 2.921

6.785 2.980 3.366 (386) 6.399 20 5.038

9.959 4.368 4.756 (388) 9.571 7.541

13.281 5.749 6.362 (613) 12.668 9.922

16.860 7.565 8.039 (474) 16.386 12.922

19.743 9.203 9.583 (380) 19.363 15.273

23.108 10.958 11.216 (258) 22.850 18.043

25.953 12.730 12.486 245 26.198 20.675

27.369 15.537 14.135 1.403 28.772 22.727

33.464 14.348 15.706 (1.359) 32.105 25.271

36.666 15.989 17.380 (1.391) 35.275 27.773

Interest Income and Interest Expenses 271.884 1. Interest Income 3.478 a. From Bank Indonesia Placement 1.149 b. From interbank placement 16.464 c. From securities 174.834 d. From credit 173.631 - To Third Party non Bank 1.203 - To other Bank 75.960 e Others 162.247 2. Interest Expenses 18 a. Bank Indonesia Liabilites 2.163 b. Interbank Liabilities 84.420 c. Third Party non Bank 5.403 - Demand Deposit 11.648 - Saving 67.369 - Time deposits 4.184 d. Securities 972 e. Loans received 70.491 f. Others 0 g. Corrections 109.637 B. Net Interest Income (A1-A2) C. Other Operating Income and Expenses 60.176 1. Other Operating Income 1.706 a. Increase in fair value and gain form sale of securities 49 b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets 20.628 d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares 21.783 with equity method, 16.010 f Others 2. Non Interest Expense 130.732 328 a. Decrease in fair value and losses form sale of securities 95 b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative 18.504 transaction 40.487 e. Depreciation/Amortizations 818 f Losses from investment in shares with equity method, fees/comissions/ 70.500 g. Others 39.080 D. Operating Profit/loss (A1+C1) - (A2+C2) 17.433 E. Non Operational Income 19.428 F. Non Operational Expenses (1.994) G. Non Operational Profit (E - F) 37.086 H. Current Year profit 27.712 I. Transfser Profit / Loss Received 27.705 J. Transfer of Profit/Loss to Head Office 29.129 K. Profit/Loss After Estimation of tax r) Revised figures *) Provisional figures

73

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.11.a. Laporan Laba / Rugi BUSN Non Devisa

(Non-Foreign Exchange Commercial Banks Income Statements) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya D. Laba/Rugi Operasional (A1 + C1) - (A2 + C2) E. Pendapatan non - operasional F. Beban non - operasional G. Laba/Rugi non-operasional (E - F) H. Laba/Rugi tahun berjalan sebelum pajak I. Penerimaan Transfer Laba/Rugi J. Transfer Laba/Rugi ke Kantor Pusat K. Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan)

2011

2012

2013

2015

2014

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des 39.725 608 244 1.051 22.194 22.075 119 15.629 27.513 0 239 10.993 191 434 10.369 450 343 15.488 0 12.212

Items A.

20.597 667 111 532 11.393 11.353 40 7.893 13.426 122 5.198 143 296 4.758 415 80 7.611 7.171

27.222 536 96 564 15.286 15.204 82 10.740 17.226 0 163 6.043 146 389 5.507 444 87 10.489 0 9.995

32.478 692 113 601 18.313 18.196 117 12.759 21.052 0 274 7.509 195 421 6.893 553 146 12.571 0 11.426

38.604 747 206 893 21.475 21.348 127 15.283 27.227 1 321 10.994 250 415 10.329 586 199 15.126 0 11.377

3.428 74 29 86 1.891 1.881 10 1.348 2.445 0 21 1.012 22 38 953 43 32 1.337 983

6.608 136 50 168 3.700 3.682 18 2.554 4.627 0 39 1.912 43 70 1.798 85 60 2.531 0 1.981

10.094 200 72 257 5.628 5.600 28 3.938 7.094 57 2.908 64 106 2.738 126 91 3.911 0 3.001

13.493 270 93 343 7.516 7.479 37 5.272 9.484 76 3.882 89 141 3.652 168 124 5.235 0 4.009

16.591 326 92 390 9.318 9.271 47 6.466 11.611 93 4.735 99 172 4.464 207 158 6.418 0 4.980

20.011 379 110 480 11.207 11.150 57 7.835 13.985 0 113 5.667 117 207 5.343 245 191 7.769 0 6.025

23.423 434 134 548 13.155 13.087 68 9.152 16.336 0 133 6.611 140 244 6.227 285 224 9.082 0 7.087

26.845 494 154 625 15.063 14.985 79 10.509 18.727 0 154 7.575 161 282 7.131 320 258 10.421 0 8.118

30.237 550 173 707 16.978 16.886 92 11.829 21.050 0 175 8.507 181 320 8.006 352 290 11.726 0 9.188

33.625 604 194 807 18.915 18.812 103 13.105 23.367 0 199 9.483 200 359 8.923 386 308 12.991 0 10.258

36.283 623 217 884 20.252 20.141 111 14.309 25.163 0 217 10.027 177 393 9.457 419 321 14.179 0 11.120

1.067 159

1.184 104

1.397 96

2.081 40

195 7

547 26

735 33

872 39

1.049 47

1.197 54

1.312 62

1.548 72

1.708 82

1.773 92

-

-

-

4

0

366 17 1 -

1

1

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

165

2 340

3 390

2 819

0 62

0 117

1 191

1 279

1 345

1 406

1 467

2 523

2 595

2 674

2 736

743 5.940 35

738 7.751 14

909 8.840 19

1.216 10.303 1

126 941 1

230 1.871 2

328 2.745 1

420 3.699 1

486 4.534 1

595 5.468 2

675 6.428 2

725 7.418 3

879 8.431 5

950 9.428 5

944 10.158 5

-

-

-

3

1

1

1

1

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1.124 2

0 1.503 3

1 1.591 18

0 2.203 53

0 252 4

0 484 24

1 694 14

1 908 18

1 1.059 22

1 1.252 26

1 1.505 30

1 1.783 33

1 2.017 37

1 2.247 40

1 2.338 44

4.779 2.298 123 104 19 2.317 2.984 2.998 1.785

6.230 3.428 139 94 46 3.474 4.354 4.354 2.790

7.210 3.983 255 151 103 4.086 4.779 4.779 3.084

8.042 3.156 119 173 (54) 3.102 350 350 2.316

683 237 7 9 (2) 236 51 51 180

1.359 476 13 22 (9) 467 92 92 347

2.033 803 21 25 (4) 799 602

2.770 1.045 28 33 (4) 1.041 781

3.451 1.317 34 41 (7) 1.310 988

4.188 1.605 40 49 (9) 1.597 1.214

4.890 1.856 51 60 (8) 1.847 1.372

5.598 2.013 60 67 (7) 2.006 1.472

6.372 2.304 70 75 (5) 2.299 1.685

7.134 2.538 68 84 (16) 2.523 1.849

7.770 2.736 74 89 (15) 2.721 1.993

Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections B. Net Interest Income (A1-A2) C. Other Operating Income and Expenses 1.989 1. Other Operating Income 104 a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets 2 d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares 807 with equity method, 1.075 f Others 2. Non Interest Expense 11.215 4 a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative 1 transaction 2.617 e. Depreciation/Amortizations 47 f Losses from investment in shares with equity method, fees/comissions/ 8.545 g. Others 2.986 D. Operating Profit/loss (A1+C1) - (A2+C2) 82 E. Non Operational Income 163 F. Non Operational Expenses (82) G. Non Operational Profit (E - F) 2.904 H. Current Year profit 4.337 I. Transfser Profit / Loss Received 4.358 J. Transfer of Profit/Loss to Head Office 2.084 K. Profit/Loss After Estimation of tax

r) Angka-angka diperbaiki *). Angka-angka sementara

r) Revised figures *)

Provisional figures

74

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.12.a. Laporan Laba / Rugi BPD

(Regional Development Banks Income Statements) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya

D. E. F. G. H. I. J. K.

2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Pendapatan non - operasional Beban non - operasional Laba/Rugi non-operasional (E - F) Laba/Rugi tahun berjalan sebelum pajak Penerimaan Transfer Laba/Rugi Transfer Laba/Rugi ke Kantor Pusat Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan)

2011

2012

2013

2015

2014

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Items A.

42.494 1.965 1.611 1.580 26.622 26.613 9 10.717 22.880 8 440 10.853 2.232 1.649 6.971 786 92 10.701 19.614

47.630 1.470 1.663 1.407 30.994 30.984 10 12.096 24.774 16 274 11.789 2.757 1.621 7.410 912 158 11.607 20 22.856

55.515 812 2.333 1.715 36.044 36.033 11 14.612 27.624 18 594 11.918 2.977 1.620 7.321 809 112 14.173 1 27.891

65.019 896 2.946 2.284 40.599 40.572 28 18.294 35.426 18 808 15.604 2.995 1.712 10.896 766 170 18.058 2 29.593

5.664 55 215 185 3.567 3.558 9 1.642 3.111 2 85 1.323 235 160 929 64 13 1.624 0 2.552

11.220 118 405 387 7.069 7.055 14 3.242 6.131 3 156 2.627 462 300 1.865 130 20 3.194 0 5.090

17.315 180 651 594 10.858 10.836 22 5.031 9.621 5 221 4.199 706 445 3.047 196 49 4.951 0 7.694

23.777 321 1.009 841 14.525 14.496 30 7.082 13.445 7 275 5.926 1.045 586 4.295 258 62 6.918 0 10.332

30.266 423 1.374 1.109 18.203 18.173 30 9.156 17.372 9 321 7.779 1.383 731 5.665 311 75 8.877 0 12.894

36.887 508 1.762 1.360 22.094 22.059 35 11.164 21.284 11 372 9.595 1.713 873 7.009 381 102 10.822 0 15.603

43.425 591 2.110 1.623 25.928 25.887 41 13.174 25.135 12 430 11.369 2.013 1.024 8.331 435 115 12.773 0 18.291

49.871 685 2.430 1.890 29.786 29.739 47 15.080 28.922 14 468 13.139 2.325 1.179 9.635 505 128 14.667 0 20.949

56.587 786 2.780 2.196 33.767 33.715 52 17.058 32.713 16 508 14.884 2.660 1.328 10.896 567 155 16.583 0 23.874

63.515 872 3.154 2.531 37.798 37.740 58 19.160 36.697 18 558 16.731 3.009 1.489 12.232 628 167 18.595 1 26.818

70.187 947 3.483 2.856 41.783 41.721 62 21.118 40.406 19 604 18.423 3.312 1.650 13.460 688 182 20.489 1 29.781

77.184 1.020 3.772 3.166 45.632 45.565 67 23.595 44.477 21 672 19.867 3.559 1.829 14.479 755 209 22.951 1 32.707

5.211 156

5.652 363

4.360 116

5.822 114

666 36

2.028 62

2.632 72

3.171 78

2.337 92

2.683 106

3.057 120

3.567 138

4.134 215

4.642 321

5.718 404

17

17

1.217 44 0 -

-

-

2

65 973

90 1.000

3

3

-

-

130 1.034

204 1.089

1

-

-

-

-

-

-

-

-

-

-

-

-

-

38 160

55 252

77 363

89 456

98 578

111 664

129 749

159 871

225 970

20 87

0

0

0

0

0

B. C.

0

244 1.073

251 1.232

4.000

4.180

3.077

4.412

522

975

1.659

2.121

2.548

1.568

1.802

2.058

2.398

2.724

3.003

3.832

15.377 57

18.181 215

19.826 123

23.805 71

1.988 13

4.161 22

6.115 48

8.444 59

10.968 56

11.814 62

14.448 200

16.531 243

18.744 289

21.349 456

23.459 527

26.149 590

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

55 3.395 35

75 3.592 29

92 4.180 23

178 6.375 20

18 816 1

32 1.616 3

11.835 9.448 833 754 79 9.527 2.488 2.704 7.954

14.270 10.327 926 791 135 10.462 2.910 3.059 8.946

15.407 12.426 1.349 1.089 260 12.686 3.355 3.544 10.733

17.161 11.609 1.620 1.506 114 11.723 3.316 3.530 9.667

1.140 1.230 182 173 9 1.239 1.096

2.487 2.146 346 334 12 2.158 1.867

0

0

0

0

0

0

0

0

0

46 2.104 4

64 2.761 7

74 3.688 9

80 2.931 11

89 3.655 12

105 4.194 14

130 4.657 15

187 5.312 17

202 5.749 18

210 5.875 24

3.913 3.608 518 503 15 3.622 3.195

5.552 4.520 703 694 8 4.528 3.924

7.141 5.097 863 872 (8) 5.089 4.321

8.730 6.126 1.206 1.187 19 6.145 5.229

10.492 6.526 1.396 1.394 2 6.528 5.492

11.975 7.475 1.686 1.620 66 7.541 6.294

13.653 8.696 1.964 1.874 90 8.787 7.402

15.377 9.603 2.123 2.072 51 9.655 8.110

16.963 10.964 2.301 2.244 57 11.021 9.295

19.450 12.276 2.556 2.442 114 12.390 3.473 3.439 10.595

Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections Net Interest Income (A1-A2) Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, f Others 2.

D. E. F. G. H. I. J. K.

Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative e. transaction Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/ g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax

75

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.13.a. Laporan Laba / Rugi Bank Campuran

(Joint Venture Banks Income Statements) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima

B. C .

D. E. F. G. H. I. J. K.

f. Lainnya g. Koreksi atas pendapatan bunga Pendapatan Bunga Bersih (A1-A2) Pendapatan dan Beban Operasional Lain 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Pendapatan non - operasional Beban non - operasional Laba/Rugi non-operasional (E - F) Laba/Rugi tahun berjalan sebelum pajak Penerimaan Transfer Laba/Rugi Transfer Laba/Rugi ke Kantor Pusat Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan) r) Angka-angka diperbaiki

2011

2012

2013

2015

2014

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Items

Des A.

12.400 571 297 951 8.229 8.229 2.352 6.095 2 129 3.409 211 235 2.962 43 175

16.784 343 236 864 10.457 10.457 0 4.883 9.400 0 169 3.973 256 258 3.458 89 292

19.329 406 262 869 12.497 12.495 2 5.295 10.639 0 223 4.697 285 238 4.174 89 408

19.716 340 262 1.031 13.920 13.907 13 4.163 10.070 0 277 5.170 355 254 4.560 113 580

1.831 26 30 117 1.285 1.285 1 372 982 18 535 39 18 478 11 57

3.572 49 66 238 2.447 2.445 2 771 1.952 34 1.037 73 36 928 32 108

6.248 74 105 377 3.741 3.739 2 1.952 3.785 0 50 1.608 113 54 1.441 54 171

7.989 88 135 508 4.924 4.921 3 2.334 4.821 0 82 2.156 161 68 1.927 78 234

9.050 105 168 651 6.201 6.198 3 1.925 5.077 0 314 2.551 189 69 2.293 104 303

11.124 118 204 776 7.777 7.773 4 2.249 6.319 0 195 3.154 230 99 2.825 132 371

12.706 143 230 907 8.783 8.778 5 2.643 7.040 0 226 3.663 259 115 3.290 160 448

14.687 170 254 1.029 10.182 10.176 6 3.051 8.072 0 250 4.170 292 132 3.746 184 531

16.527 196 276 1.146 11.451 11.445 7 3.457 9.110 0 285 4.669 326 149 4.194 207 614

18.491 228 299 1.252 12.843 12.836 8 3.869 10.191 0 321 5.205 360 169 4.676 230 697

20.428 259 324 1.354 14.186 14.177 8 4.306 11.272 0 358 5.728 395 185 5.147 251 777

25.429 358 359 1.539 16.973 16.961 12 6.200 14.612 0 443 6.984 434 220 6.330 271 868

2.337 6.305

4.876 7.384

5.222 8.690

3.931 9.646

361 849

741 1.620

1.902 2.463

2.272 3.168

1.805 3.973

2.467 4.805

2.543 5.665

2.938 6.614

3.335 7.416

3.738 8.300

4.158 9.156

6.045 10.816

8.450 279

7.934 272

12.362 107

11.001 344

1.457 91

2.915 148

4.512 153

5.499 193

6.145 126

6.889 124

7.726 116

9.443 155

11.336 142

10.907 246

12.851 156

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

55

0

8

4

1

0

0

0

0

0

0

0

5.775 1.836

4.975 2.112

9.480 2.393

7.609 2.500

1.108 204

2.268 410

3.435 658

4.180 824

4.661 1.042

5.185 1.239

5.766 1.409

7.234 1.595

8.795 1.774

8.035 1.986

9.785 2.204

560 11.908 21

575 10.853 47

383 15.508 93

492 14.458 80

55 1.947 21

81 3.614 58

261 5.467 75

300 7.118 99

317 8.445 102

340 10.239 114

434 11.594 110

460 13.734 112

625 16.080 147

640 16.366 129

706 18.816 136

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

5.288 1.896 322

3.821 1.659 382

4.381 2.847 709 259 450 3.297 (96) (96) 2.434

4.944 4.466 509 340 169 4.635 (80) (80) 3.448

-

1

3

0

0

1

5

9

11

15

20

23

27

7.395 2.082 436

5.973 2.217 551

1.018 420 38

1.982 566 83

2.948 853 126

3.722 1.237 156

4.089 1.641 222

4.588 2.353 263

5.015 2.695 302

6.169 3.167 336

7.307 3.774 373

6.900 3.940 409

8.410 4.348 445

5.502 5.545 1.526 1.082 443 5.988 22 22 4.538

5.636 6.189 168 678 (510) 5.679 54 54 4.219

447 359 69 137 (68) 290 5 5 226

924 922 95 265 (170) 751 10 10 569

1.464 1.508 117 396 (279) 1.229 17 17 904

1.903 1.548 121 355 (234) 1.314 23 23 968

2.386 1.673 172 447 (275) 1.398 38 38 1.007

2.913 1.455 252 501 (249) 1.206 52 52 764

3.461 1.797 294 642 (348) 1.449 66 66 941

3.934 2.323 341 878 (537) 1.786 80 80 1.191

4.458 2.672 322 1.205 (883) 1.790 93 93 1.215

4.964 2.841 247 795 (548) 2.293 144 144 1.604

5.450 3.192 455 1.185 (730) 2.462 157 157 1.690

Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received

f. Others g. Corrections B. Net Interest Income (A1-A2) C. Other Operating Income and Expenses 11.851 1. Other Operating Income a. Increase in fair value and gain 171 form sale of securities b. Increase in fair value and gain form sale of credit 0 c. Increase in fair value and gain form sale of other financial assets 8.291 d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares 2.552 with equity method, 837 f Others 2. Non Interest Expense 19.321 152 a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses 32 form sale of other financial assets d. Losses from spot and derivative 6.827 transaction 5.229 e. Depreciation/Amortizations 501 f Losses from investment in shares with equity method, fees/comissions/ 6.580 g. Others 3.346 D. Operating Profit/loss (A1+C1) - (A2+C2) 487 E. Non Operational Income 1.140 F. Non Operational Expenses (653) G. Non Operational Profit (E - F) 2.693 H. Current Year profit 170 I. Transfser Profit / Loss Received 170 J. Transfer of Profit/Loss to Head Office 1.793 K. Profit/Loss After Estimation of tax r) Revised figures

76

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.14.a. Laporan Laba / Rugi Bank Asing

(Foreign Owned Banks Income Statements) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya D. Laba/Rugi Operasional (A1 + C1) - (A2 + C2) E. Pendapatan non - operasional F. Beban non - operasional G. Laba/Rugi non-operasional (E - F) H. Laba/Rugi tahun berjalan sebelum pajak I. Penerimaan Transfer Laba/Rugi J. Transfer Laba/Rugi ke Kantor Pusat K. Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan)

2011

2012

2013

2015

2014

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Items

Des A.

13.604 1.227 376 2.333 9.211 9.144 67 456 4.201 1 470 2.926 576 153 2.198 4 178

13.664 712 379 2.122 10.102 10.053 48 349 3.874 0 400 2.553 507 139 1.908 0 84

16.047 636 508 2.381 11.640 11.592 48 882 4.943 0 404 3.112 637 95 2.380 72 18

20.532 502 633 3.782 14.927 14.780 146 688 5.718 0 618 4.073 768 94 3.212 166 54

1.943 53 61 404 1.336 1.315 21 90 529 54 375 68 9 299 20 3

3.682 100 103 765 2.573 2.532 41 141 1.035 120 724 128 20 576 40 5

5.619 147 143 1.174 3.957 3.894 63 197 1.596 0 190 1.106 191 30 885 66 11

7.543 178 194 1.552 5.320 5.234 85 300 2.186 0 280 1.478 248 38 1.192 90 27

9.557 223 316 1.909 6.777 6.670 107 332 2.761 0 358 1.887 311 46 1.530 114 32

11.395 272 380 2.234 8.163 8.035 128 347 3.296 0 415 2.274 364 55 1.856 140 34

13.462 312 424 2.571 9.712 9.563 149 442 3.860 0 472 2.679 425 63 2.191 166 36

15.382 361 468 2.948 11.198 11.027 172 406 4.432 0 539 3.078 485 72 2.521 194 37

17.370 408 518 3.311 12.678 12.484 194 455 5.033 0 626 3.483 553 82 2.847 224 31

19.487 456 610 3.647 14.189 13.975 214 585 5.715 17 671 3.901 615 92 3.194 253 41

21.412 508 738 3.992 15.663 15.428 235 512 6.273 17 738 4.318 677 100 3.540 285 43

23.732 566 784 4.603 17.172 16.916 257 606 7.105 17 1.078 4.707 744 109 3.854 319 48

622 9.403

837 9.790

1.337 11.104

806 14.814

77 1.414

146 2.646

223 4.022

310 5.357

369 6.796

433 8.099

507 9.602

583 10.950

669 12.337

832 13.772

871 15.140

937 16.626

25.821 2.950

27.028 2.206

36.640 1.612

36.044 2.106

7.794 705

13.200 991

17.697 976

20.405 1.089

23.713 1.179

27.466 1.333

31.653 1.412

39.136 1.520

48.427 1.570

49.013 1.851

77.672 2.030

79.218 2.095

-

-

124

232

-

-

-

-

-

0

0

0

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

16.511 4.889

18.751 5.502

28.911 5.467

26.874 6.010

6.501 508

11.098 955

14.999 1.470

17.073 1.966

19.834 2.437

22.870 2.952

26.435 3.403

33.260 3.871

42.017 4.353

41.814 4.815

69.673 5.384

70.663 5.837

1.471 27.883 1.319

569 29.002 1.242

527 38.835 1.256

822 39.181 680

81 7.465 148

157 12.974 285

252 18.025 431

277 21.304 684

263 26.050 831

311 30.848 901

403 35.597 1.089

485 43.233 1.229

488 53.347 1.432

532 55.531 1.413

585 84.954 1.351

622 88.324 1.460

38

50

94

1

123

-

65

358

-

-

0

14.707 2.350 651

16.216 1.923 790

25.555 1.939 832

8.497 7.341 1.678 206 1.472 8.813 8 987 5.289

8.708 7.816 1.419 398 1.021 8.837 39 835 5.137

9.254 8.909 1.210 116 1.094 10.003 100 1.338 6.121

8

12

28

-

-

-

-

24.738 2.542 1.012

6.133 258 75

10.394 452 156

13.879 851 248

15.738 1.040 316

10.143 11.677 1.194 245 949 12.626 78 612 8.724

843 1.743 90 58 32 1.775 (10) (10) 1.331

1.675 2.872 131 80 51 2.923 (14) 167 2.002

2.588 3.694 207 102 105 3.799 (6) 198 2.622

3.488 4.457 258 117 141 4.598 11 338 2.983

142

141

152

168

-

-

-

-

-

-

-

18.403 1.941 384

21.287 2.740 461

24.632 2.964 529

30.846 3.159 614

39.091 3.706 710

39.001 5.020 779

66.648 5.744 835

67.572 6.817 930

4.369 4.459 408 139 268 4.728 27 286 2.988

5.396 4.717 502 164 338 5.055 35 280 3.397

6.309 5.658 611 194 417 6.075 34 335 4.155

7.291 6.854 724 243 480 7.334 36 545 4.841

8.266 7.418 843 296 548 7.965 33 527 5.417

9.177 7.254 726 266 460 7.714 30 500 5.143

10.224 7.859 836 298 538 8.397 26 564 5.513

11.377 7.520 926 305 620 8.140 25 607 5.166

71

64

75

B. C.

D. E. F. G. H. I. J. K.

Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections Net Interest Income (A1-A2) Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/ g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax

77

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.15.a. Rekening Administratif Bank Umum

(Commercial Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya r) Angka-angka diperbaiki

2011

2015

2012

2013

2014

209.460 16.310 185.233

275.380 16.205 254.545

397.024 32.430 359.454

472.959 24.710 440.874

7.916 1.083.342 683.279

4.630 1.154.122 817.271

261.688 421.591 2.491

265.664 551.608 5.911

301.472 712.005 8.384

297.369 840.132 7.868

301.896 873.337 8.905

279.011 870.534 7.026

1.497 994 149.921 245.727

1.609 4.301 73.439 255.717

1.056 7.328 95.196 360.465

1.533 6.335 74.274 454.203

1.738 7.168 74.132 474.929

1.924 179.882 152.959 25.546 1.377 142.367 140.652 1.715 167.791

1.785 199.692 173.136 25.849 706 183.675 180.788 2.888 191.889

10.515 260.029 229.328 29.696 1.005 232.345 229.089 3.255 216.548

4.877 284.281 244.456 36.327 3.498 249.737 247.851 1.886 237.956

29.435 132.218 124.589 7.629 6.138 5.302 836

24.576 159.833 144.316 15.517 7.480 6.913 567

27.375 180.184 162.254 17.930 8.988 8.383 605

23.301 195.932 187.325 8.607 18.723 11.883 6.840

Jan 481.118 24.227 449.891

Feb 521.196 30.891 482.812

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Indicator

Des

511.743 Commited Claims 38.641 - Unused borrowing 468.916 - Outstanding spot and derivatives

522.252 35.407 477.958

536.608 35.715 491.364

533.160 33.798 491.502

540.171 18.998 511.591

584.144 37.357 538.456

598.349 38.743 553.139

611.330 39.835 564.428

565.090 39.259 515.928

532.399 42.852 480.753

5.140 7.376 7.001 7.494 8.888 1.314.773 1.678.723 r) 1.742.891 r) 1.737.698 r) 1.794.038 1.013.477 1.137.501 1.175.234 1.149.546 1.193.305

9.529 1.801.891 1.165.706

7.860 1.827.051 1.177.527

9.582 1.905.601 1.243.832

8.332 1.869.259 1.194.267

6.467 1.955.122 1.239.313

7.067 2.006.975 1.247.794

9.903 1.914.483 1.230.329

8.795 1.850.125 1.222.412

295.478 897.827 7.888

288.795 876.911 7.118

293.443 884.083 7.269

303.291 940.541 9.929

305.374 888.894 9.870

305.853 933.460 9.251

296.483 951.312 10.973

285.875 944.454 11.270

286.314 936.098 10.291

275.413 944.107 7.534 -

1.858 5.169 67.290 505.822

2.472 5.416 70.653 515.979

1.473 5.645 69.769 553.114

1.664 5.606 68.599 567.778

2.606 7.323 64.670 581.277

1.647 8.223 66.716 592.619

1.697 7.553 69.715 630.166

2.798 8.176 72.763 669.431

2.824 8.446 73.916 592.498

2.516 7.774 75.627 535.759

1.064 6.469 69.516 520.465

9.691 303.048 261.522 37.929 3.598 238.566 236.784 1.782 233.857

8.014 297.140 254.282 39.073 3.785 242.268 240.208 2.060 236.671

6.213 294.429 251.209 39.406 3.815 249.865 247.966 1.898 240.693

6.184 293.364 249.541 39.975 3.847 253.797 251.731 2.066 242.180

5.878 295.198 250.512 40.800 3.885 259.361 257.310 2.051 244.880

5.893 293.150 249.570 39.524 4.055 266.444 264.337 2.106 251.089

5.787 303.219 258.634 40.535 4.050 269.978 267.991 1.987 253.930

6.677 310.934 265.027 41.824 4.084 279.485 277.424 2.061 259.293

6.012 326.804 280.672 41.943 4.189 296.955 294.976 1.979 265.776

6.470 312.053 265.919 41.946 4.187 287.892 285.843 2.050 264.058

6.036 326.531 283.249 39.696 3.586 291.599 289.739 1.860 267.131

4.471 308.392 265.333 39.402 3.657 302.459 297.391 5.069 274.066

23.528 190.678 182.039 8.639 19.652 12.119 7.533

23.802 193.522 184.818 8.704 19.347 12.212 7.136

23.627 197.705 188.764 8.941 19.361 12.230 7.130

23.520 199.193 190.179 9.014 19.467 12.326 7.141

23.018 202.120 192.934 9.186 19.742 12.568 7.174

22.980 208.156 198.895 9.261 19.953 12.729 7.224

23.055 211.051 201.770 9.281 19.824 13.567 6.257

23.503 215.798 206.403 9.396 19.992 13.724 6.269

23.938 221.561 211.894 9.667 20.277 13.884 6.393

23.011 220.661 211.169 9.492 20.385 13.932 6.453

22.958 223.560 214.081 9.479 20.614 14.147 6.466

23.059 230.274 219.484 10.790 20.733 14.300 6.433

(purchased) 4.185 - Others 1.821.506 Commited Liabilities 1.219.520 - Undisbursed loan facilities

to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets

- Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others r) Revised figures

78

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.16.a. Rekening Administratif Bank Persero

(State Owned Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya r) Angka-angka diperbaiki

2011

2012

2013

2014

2015 Jan

Feb

Mar

Apr

Mei

Jun

Indicator

Jul

Ags

Sep

Okt

Nov

Des

14.040 297 13.069

23.602 23.602

20.614 20.614

26.337 1.239 24.469

23.513 1.267 21.927

32.134 1.293 30.588

34.792 3.922 30.673

31.154 3.889 27.106

31.647 3.967 27.409

34.072 4.000 29.658

42.442 4.058 37.807

44.233 4.215 39.368

48.847 4.395 43.907

48.562 4.106 44.004

46.312 4.151 41.787

46.778 Commited Claims 4.136 - Unused borrowing 42.311 - Outstanding spot and derivatives

674 309.000 189.035

240.565 193.478

280.015 206.070

630 419.249 236.079

319 421.174 244.082

254 428.263 240.878

197 316.069 249.524

160 312.232 250.928

271 311.552 248.332

414 299.306 239.261

578 310.889 242.254

651 341.298 267.563

546 338.595 257.368

452 348.594 264.472

375 347.352 265.610

332 - Others 340.858 Commited Liabilities 266.256 - Undisbursed loan facilities

49.572 139.463 163

48.414 145.065 211

51.893 154.177 95

35.199 200.880 53

38.716 205.366 145

37.931 202.947 136

33.764 215.761 131

35.638 215.290 123

36.011 212.321 117

31.496 207.764 252

34.480 207.773 170

37.385 230.178 105

32.651 224.717 79

33.832 230.640 150

32.499 233.110 123

30.395 235.861 84 -

50 113 112.773 7.023

72 140 34.112 12.749

63 32 43.828 19.396

39 14 33.335 25.212

131 14 33.385 24.004

128 8 32.080 32.805

122 8 33.838 32.573

115 8 33.453 27.725

112 4 34.119 28.980

72 179 29.493 30.298

165 5 29.933 38.528

100 5 32.371 41.255

72 7 34.025 47.120

141 10 38.142 45.827

118 5 39.575 42.043

80 4 35.976 38.539

6 32.101 10.440 20.529 1.131 54.641 54.066 575 117.840 26.383 91.369 88.092 3.277 88 88 -

14 35.686 15.132 20.116 438 82.152 81.904 248 121.735 19.066 102.575 99.263 3.312 94 94 -

373 50.379 26.599 23.130 650 109.845 109.543 302 132.532 19.621 112.791 109.020 3.771 120 120 -

4 62.747 33.672 25.873 3.202 129.354 128.883 470 138.372 17.503 120.746 117.233 3.513 123 123 -

3 64.865 35.206 26.417 3.241 123.827 123.430 397 132.839 17.717 115.000 111.485 3.514 123 123 -

3 66.947 36.741 26.969 3.237 124.943 124.373 570 134.073 17.791 116.157 112.639 3.518 125 125 -

3 67.742 37.395 27.086 3.261 129.464 128.996 468 136.244 17.741 118.377 114.858 3.519 127 127 -

3 69.782 39.175 27.320 3.286 132.885 132.410 474 136.739 17.751 118.862 115.299 3.563 126 126 -

4 70.791 39.613 27.851 3.327 135.138 134.670 469 138.069 17.698 120.242 116.676 3.566 129 129 -

3 69.485 38.740 27.252 3.493 136.217 135.649 568 141.525 17.864 123.531 119.961 3.570 130 130 -

4 72.345 40.975 27.867 3.503 140.651 140.062 589 143.247 17.898 125.216 121.645 3.572 132 132 -

3 74.541 42.428 28.566 3.547 145.817 145.204 614 146.235 18.435 127.662 124.078 3.584 137 137 -

3 75.709 43.763 28.286 3.660 154.672 154.047 624 151.236 18.951 132.141 128.545 3.596 143 143 -

2 74.860 43.113 28.127 3.620 151.816 151.156 660 149.272 18.080 131.057 127.481 3.576 135 135 -

2 73.995 42.436 28.537 3.022 154.592 154.087 505 150.308 18.045 132.126 128.550 3.576 136 136 -

3 73.300 41.712 28.474 3.114 161.425 160.866 560 152.581 18.139 134.306 130.728 3.578 137 137 -

(purchased)

to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others r) Revised figures

79

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.17.a. Rekening Administratif BUSN Devisa

(Foreign Exchange Commercial Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya r) Angka-angka diperbaiki

2011

2012

2013

2014

2015 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Indicator

Nov

Des

62.293 325 58.190

67.659 3.427 62.050

110.257 8.179 100.594

117.771 5.280 111.426

121.541 4.377 115.983

125.246 4.328 119.034

128.866 7.118 119.054

121.330 8.099 110.922

115.678 4.946 109.042

130.957 4.450 123.741

139.336 4.508 133.403

137.550 4.665 130.757

134.570 4.745 127.219

129.468 4.556 121.831

116.953 7.709 107.180

103.789 Commited Claims 4.136 - Unused borrowing 98.995 - Outstanding spot and derivatives

3.779 353.226 269.233

2.183 441.539

347.941

1.484 552.285 419.493

1.065 547.195 466.172

1.182 560.620 481.600

1.884 543.498 466.798

2.694 627.802 476.559

2.309 629.261 472.753

1.690 636.978 483.957

2.766 651.642 484.589

1.425 659.791 490.371

2.128 664.042 483.467

2.606 683.723 484.940

3.081 666.785 488.439

2.063 624.985 479.776

658 - Others 627.032 Commited Liabilities 476.484 - Undisbursed loan facilities

127.260 141.973 1.383

163.347 184.594 2.234

181.364 238.129 1.683

187.605 278.567 2.376

191.388 290.212 2.273

173.051 293.747 2.602

182.596 293.963 3.281

182.482 290.270 2.342

186.392 297.565 2.299

192.333 292.256 3.129

198.237 292.134 2.181

193.963 289.505 2.303

187.310 297.630 2.829

177.388 311.051 2.713

177.394 302.381 1.978

170.838 305.645 1.881 -

779 604 21.864 60.678

1.140 1.094 25.113 66.171

883 800 27.686 95.574

1.234 1.142 26.264 110.647

1.360 912 24.187 116.603

1.582 1.020 20.794 117.829

2.074 1.206 22.150 123.149

1.073 1.270 20.980 130.398

1.058 1.241 19.306 128.962

2.066 1.063 20.292 141.335

992 1.189 20.370 144.857

1.095 1.208 21.768 153.533

913 1.917 23.574 170.003

1.039 1.674 22.942 149.798

825 1.153 21.286 119.737

750 1.131 19.898 127.458

82

7.849 9.196 4.709 4.232 256 43.986 41.564 2.423 55.939 5.239 43.447 30.229 13.218 7.253 6.648 605

1.509 17.417 10.390 6.890 136 48.820 47.734 1.087 65.737 3.491 45.709 41.047 4.661 16.537 9.706 6.831

5.582 18.646 10.656 7.854 136 47.958 46.843 1.115 67.148 3.488 46.226 41.511 4.715 17.434 9.910 7.523

3.704 19.220 10.721 8.351 148 48.573 47.406 1.167 67.584 3.466 47.141 42.387 4.753 16.977 9.848 7.129

2.665 18.781 10.186 8.450 145 49.329 48.213 1.115 68.928 3.360 48.495 43.502 4.993 17.073 9.943 7.130

2.788 20.508 11.700 8.659 148 49.927 48.695 1.231 69.718 3.342 49.262 44.230 5.032 17.113 9.983 7.130

2.454 21.130 12.168 8.808 154 50.803 49.560 1.243 70.450 2.953 50.166 44.978 5.188 17.332 10.201 7.130

2.298 21.047 12.370 8.516 160 51.741 50.527 1.214 72.103 2.742 51.838 46.601 5.237 17.523 10.322 7.202

2.012 21.120 12.251 8.721 148 51.266 50.155 1.111 72.693 2.792 52.534 47.257 5.277 17.366 11.130 6.235

2.970 22.069 12.864 9.065 140 51.172 49.999 1.173 73.875 2.795 53.592 48.207 5.385 17.488 11.242 6.246

2.377 24.718 15.327 9.256 135 51.805 50.670 1.135 75.118 2.748 54.646 49.139 5.508 17.724 11.353 6.371

2.893 24.476 15.191 9.143 142 50.694 49.523 1.172 74.921 2.724 54.348 48.952 5.396 17.850 11.424 6.426

2.208 21.371 14.805 6.436 130 51.978 50.815 1.163 76.374 2.724 55.646 50.234 5.412 18.005 11.565 6.440

1.311 21.115 14.652 6.339 124 51.229 49.948 1.281 79.401 2.694 58.636 51.961 6.674 18.072 11.735 6.337

(purchased)

69 7.752 4.094 3.566 92 30.467 29.366 1.102 32.425 641 26.219 22.425 3.794 5.565 4.767 797

8.659

4.553 3.979 126 37.219

34.706 2.512 46.937

3.268 37.317 25.663 11.655 6.351 5.784 567

to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others r) Revised figures

80

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.18.a. Rekening Administratif BUSN Non Devisa

(Non-Foreign Exchange Commercial Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya

2011

2012

2013

2014

2015 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Indicator

Des

5 Commited Claims - - Unused borrowing - - Outstanding spot and derivatives

63 50 -

18 -

25 -

24 -

24 -

25 -

24 -

35 13

23 -

26 -

27 -

27 -

27 -

29 -

6 -

13 2.735 2.651

18 4.762

25 6.583 5.880

24 10.331 9.529

24 11.390 10.404

25 10.937 10.033

24 10.392 10.196

22 11.312 11.081

23 11.038 10.786

26 10.347 10.113

27 11.056 10.801

27 11.201 10.952

27 11.286 11.035

29 11.686 11.428

6 11.579 11.286

2.008 643 51

2.954 1.808 70

3.919 1.961 75

3.620 5.910 183

3.481 6.923 182

3.367 6.666 189

3.924 6.272 177

4.267 6.814 204

4.440 6.346 219

4.023 6.090 205

4.388 6.414 209

4.386 6.566 205

4.295 6.740 205

4.606 6.822 211

4.754 6.532 242

29 22 -

41 29 -

30 45 -

46 137 -

48 134 -

71 118 -

72 106 -

72 131 -

94 125 -

72 133 -

76 133 -

75 130 -

69 136 -

74 137 -

85 157 -

81 164 4 -

29

27 327 318 9 387 324 63 3.103 81 2.404 2.166 239 617 617 -

30 363 362 1 551 466 85 4.012 85 3.211 3.206 5 716 716 -

44 448 446 1 603 512 91 4.085 85 3.271 3.266 5 728 728 -

13 410

18 403 400 2 643 553 89 4.307 85 3.469 3.464 5 753 753 -

27 474 472 2 770 692 78 4.406 85 3.554 3.548 5 767 767 -

33 434 433 1 870 788 82 4.494 85 3.628 3.622 5 781 781 -

30 436 436 0 1.086 997 89 4.558 85 3.678 3.673 5 795 795 -

45 445 444 0 1.278 1.211 67 4.658 85 3.764 3.759 5 808 808 -

44 467 467 1 1.417 1.347 70 4.761 85 3.850 3.845 5 825 825 -

46 484 484 1 1.524 1.457 68 4.952 85 4.032 4.027 5 835 835 -

47 512 500 12 1.635 1.561 75 5.092 85 4.150 4.145 5 857 857 -

51 542 529 12 1.704 1.627 76 5.187 85 4.229 4.224 5 873 873 -

49 553 540 13 1.932 1.842 90 5.505 85 4.529 4.524 5 891 891 -

(purchased)

33 245 0 244 0 222 185 37 1.432 85 1.223 1.067 156 124 124 -

4.861

309 303 6 374

289 85 2.255

82 1.761 1.612 149 412 412 -

409 2 625 539 86 4.131 85 3.307 3.302 5 739 739 -

5 - Others 10.822 Commited Liabilities 10.524 - Undisbursed loan facilities

to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others

4.010 6.514 245 -

81

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.19.a. Rekening Administratif BPD

(Regional Development Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya r) Angka-angka diperbaiki

2011

2012

3.270 5 0

2.426

3.265 16.931 14.712

2.340

2013

2014

2015 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Indicator

Des

3.619 Commited Claims 84 - Unused borrowing 441 - Outstanding spot and derivatives

3.674 80 366

3.458 80 0

4.834 81 1.245

4.064 81 949

3.471 81 381

3.903 81 849

3.991 81 894

4.238 80 949

4.454 80 1.218

4.547 81 1.266

3.888 80 383

4.161 81 784

3.283 81 0

18.826

3.228 24.112 19.261

3.377 27.193 16.493

3.509 28.045 17.123

3.034 28.004 16.754

3.010 19.088 15.824

2.974 19.995 16.073

3.016 19.650 15.851

3.210 18.833 15.542

3.155 20.499 16.079

3.200 18.523 13.993

3.425 18.321 14.567

3.296 18.107 13.970

3.202 18.522 14.870

3.093 - Others 17.956 Commited Liabilities 14.114 - Undisbursed loan facilities

6.353 8.360 72

5.366 13.460 78

5.338 13.922 151

3.880 12.613 143

3.775 13.346 136

3.477 13.277 143

3.186 12.638 106

3.055 13.018 110

3.116 12.735 119

3.074 12.467 129

3.334 12.745 162

3.308 10.685 184

3.330 11.237 182

3.425 10.545 165

3.621 11.249 205

3.361 10.753 312 -

55 16 894 27

15 64 865 39

36 115 817 219

50 93 399 37

25 111 383 977

25 118 383 788

20 86 377 131

31 79 355 807

22 97 377 656

16 114 422 108

28 133 384 1.063

31 153 366 997

16 166 494 185

30 135 483 705

45 160 493 172

95 217 443 480

1.226 1.973 989 833 152 10.377 10.376 1 6.449 2.326 3.952 3.714 238 171 133 39

1.196

1.629 4.506 2.852 1.573 81 12.140 11.763 376 8.540 2.434 5.993 5.610 383 113 113 -

2.607 5.512 2.835 2.531 146 11.353 11.109 244 9.784 2.222 7.439 7.173 266 122 113 9

3.002 5.391 2.682 2.503 206 8.947 8.768 180 9.767 2.238 7.407 7.165 242 122 113 9

2.869 5.719 2.696 2.638 385 8.453 8.215 238 10.204 2.460 7.625 7.360 265 120 113 7

2.650 5.815 2.667 2.756 392 8.572 8.346 226 10.266 2.441 7.712 7.450 262 113 113 -

2.649 5.856 2.673 2.787 396 9.532 9.249 283 10.239 2.342 7.784 7.522 262 113 113 -

2.646 6.000 2.714 2.898 388 10.398 10.141 257 10.555 2.282 8.139 7.864 275 134 113 21

2.632 5.690 2.794 2.502 393 11.368 11.133 236 11.368 2.289 8.967 8.669 298 112 112 -

2.812 5.739 2.752 2.596 391 12.033 11.814 220 11.398 2.280 9.006 8.731 276 112 112 -

2.983 6.008 2.807 2.814 388 13.013 12.809 205 11.899 2.188 9.599 9.329 271 112 112 -

2.893 6.229 2.898 2.945 386 13.757 13.605 152 11.557 2.154 9.291 8.884 407 112 112 -

2.784 5.731 2.248 3.077 406 14.008 13.864 144 11.790 2.123 9.550 9.187 363 117 112 5

2.782 12.624 9.094 3.117 414 13.549 13.434 115 11.893 2.103 9.674 9.340 334 116 112 4

2.607 5.419 2.129 2.891 398 13.863 13.732 131 12.730 2.141 10.473 10.101 371 116 112 4

77 10

(purchased) 21.004

7.391

6.255 1.018 118 11.946

11.945 1 7.310

2.160 4.998 4.763 236 153 153 0

to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others r) Revised figures

82

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.20.a. Rekening Administratif Bank Campuran

(Joint Venture Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya r) Angka-angka diperbaiki

2011 34.781 7.927 26.736

2012 41.154

4.510 36.560

2013

2014

2015 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Indicator

Sep

Okt

Nov

Des

63.713 10.176 53.155

87.157 3.868 81.019

87.506 3.935 81.604

92.443 7.742 82.404

93.154 6.636 83.882

92.135 6.147 83.220

94.252 6.952 84.440

97.245 8.670 85.410

97.974 10.448 84.380

101.230 10.814 89.954

96.696 10.837 85.395

99.824 12.038 84.742

92.456 12.234 77.212

74.512 Commited Claims 11.676 - Unused borrowing 62.740 - Outstanding spot and derivatives

2.270 228.063 126.435

1.967 238.319 134.614

2.297 239.003 135.503

2.636 228.389 139.205

2.768 221.500 133.700

2.860 217.860 131.369

3.166 226.165 139.818

3.147 220.531 137.975

462 245.251 153.571

463 246.633 153.595

3.045 244.470 156.334

3.010 241.551 160.417

96 - Others 226.085 Commited Liabilities 164.235 - Undisbursed loan facilities

(purchased)

84

119 120.035 85.198

104.664

381 187.237 125.246

15.607 69.591 7

12.083 92.581 15

16.505 108.741 77

17.498 108.937 27

16.788 117.826 29

16.374 119.128 34

17.915 121.290 130

17.911 115.789 142

14.449 116.920 231

16.785 123.033 247

15.152 122.823 225

14.436 139.134 222

15.357 138.238 225

16.020 140.313 31

16.307 144.109 24

14.762 149.473 47 -

2 5 6.352 28.175

4 11 6.022 32.721

10 67 11.095 50.452

8 19 6.285 74.958

8 21 6.299 77.252

11 23 5.155 79.181

11 118 5.572 82.901

11 131 5.071 82.009

202 30 5.131 80.486

203 43 4.194 81.187

205 20 5.502 76.371

205 17 6.250 84.682

207 18 5.471 86.777

31 5.118 82.323

24 5.474 74.879

47 5.223 56.319

215

366 91.364 91.016 346 2 20.536 20.445 91 5.334 0 4.900 4.746 153 435 435 -

611 100.500 99.984 509 6 18.093 18.093 0 6.575 0 6.107 6.097 10 468 468 -

935 102.224 101.680 538 6 16.272 16.272 0 6.710 0 6.234 6.224 10 476 476 -

1.315 101.646 101.113 527 6 16.692 16.692 0 7.138 0 6.656 6.645 10 482 482 -

581 94.913 94.387 520 6 16.991 16.991 0 7.402 0 6.916 6.906 10 486 486 -

578 92.774 92.227 539 7 16.421 16.421 0 7.382 0 6.898 6.898 484 484 -

643 90.749 90.144 598 7 16.178 16.178 0 7.493 0 7.009 7.009 484 484 -

719 88.659 88.074 586 17.044 17.044 0 7.608 0 7.107 7.107 501 501 -

458 92.583 91.927 656 17.831 17.831 0 7.855 0 7.348 7.348 506 506 -

526 94.128 93.493 635 18.592 18.592 0 8.293 0 7.772 7.772 521 521 -

565 97.731 97.053 678 19.415 19.415 0 8.532 0 7.992 7.992 540 540 -

665 95.052 94.271 782 18.855 18.855 0 8.503 0 8.005 8.005 498 498 -

756 95.968 95.231 738 19.123 19.123 0 8.750 0 8.206 8.206 543 543 -

261 98.367 97.617 751 20.195 20.195 0 9.245 0 8.743 8.733 10 502 502 0

303 45.523 45.322 201 12.035 12.035 2.624 0 2.490 2.336 153 134 134 -

143.637

62.290

62.040 246 4 15.200

15.158 42 3.753 0 3.506 3.352 153 247 247 -

to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others r) Revised figures

83

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.21.a. Rekening Administratif Bank Asing

(Foreign Owned Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya ***) Angka-angka sangat-sangat sementara r) Angka-angka diperbaiki

2011

2015

Indicator

2012

2013

2014

95.013 7.707 87.238

140.520 8.192 132.324

198.742 13.996 184.725

238.213 14.243 223.960

243.700 14.568 229.132

267.285 17.449 249.836

261.945 17.650 243.968

288.050 17.499 269.255

287.569 17.852 269.716

273.631 1.799 271.832

299.911 18.262 281.649

310.762 18.968 291.794

327.302 19.778 307.525

283.046 18.478 264.568

273.390 18.677 254.574

283.040 Commited Claims 18.610 - Unused borrowing 264.430 - Outstanding spot and derivatives

67 281.415 122.450

4 302.516

147.600

21 450.692 237.527

10 380.969 282.793

399.346 287.411

383.104 279.579

327 592.297 301.998

1.296 607.590 281.172

629.973 287.231

699.307 354.510

646.493 296.788

674.807 309.766

708.416 326.290

624.841 295.687

138 606.135 290.454

- Others 598.753 Commited Liabilities 287.908 - Undisbursed loan facilities

60.888 61.561 816

33.500 114.101 3.302

42.453 195.074 6.303

49.567 233.226 5.087

47.749 239.663 6.140

44.811 234.768 3.921

54.094 247.904 4.064

45.442 235.730 4.196

49.034 238.197 4.284

55.579 298.931 5.968

49.783 247.005 6.923

52.373 257.393 6.231

53.540 272.750 7.453

50.604 245.083 7.999

51.738 238.716 7.718

52.047 235.861 4.965 -

581 236 8.039 149.823

338 2.964 7.328 144.037

33 6.270 11.769 194.823

156 4.931 7.991 243.348

165 5.976 9.878 256.092

40 3.881 8.879 275.219

172 3.891 8.716 277.225

170 4.026 9.910 312.174

175 4.108 9.666 328.693

177 5.791 10.268 328.350

181 6.742 10.527 331.801

191 6.040 8.959 349.698

1.521 5.932 9.199 365.347

1.541 6.459 7.231 313.845

1.443 6.274 8.799 298.928

59 4.905 7.971 297.669

249

271 104.257 104.151 98 8 45.450 45.450 11.100 10.650 10.483 166 450 450 -

117 97.743 97.575 161 7 41.566 41.566 13.477 12.720 12.568 151 757 757 -

125 111.474 111.297 170 7 40.959 40.959 13.310

109 103.197 103.011 179 7 42.982 42.982

12.539 12.388 151 770 770 -

12.636 12.485 151 904 904 -

295 106.775 106.574 193 8 44.865 44.865 13.544 12.735 12.584 151 809 809 -

138 103.971 103.766 198 8 44.263 44.263 13.696 12.832 12.681 151 864 853 11

99 106.094 105.874 212 8 45.974 45.974 13.819 12.936 12.785 151 883 860 22

211 107.832 107.592 232 8 48.987 48.987 13.927 13.036 12.885 151 891 869 22

455 110.988 110.730 250 8 46.919 46.919 14.081 13.182 13.031 151 899 877 22

152 113.721 113.435 278 8 49.474 49.474 14.231 13.323 13.172 151 908 886 22

127 121.933 121.631 295 7 55.782 55.782 14.381 13.459 13.308 151 923 900 22

79 111.423 111.097 318 7 50.884 50.884 14.480 13.551 13.400 151 928 906 22

236 122.030 121.683 339 8 50.653 50.653 14.619 13.679 13.528 151 940 918 22

240 109.638 109.222 407 8 53.816 50.809 3.007 14.604 13.588 13.436 151 1.016 924 92

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

(purchased)

287 92.289 92.113 173 2 34.623 34.623 7.020 6.965 6.954 11 55 55 -

85.357

85.156 187 13 36.785 36.785 9.899 9.676 9.664 12 223 223 -

13.540

to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others ***) Estimated figures r) Revised figures

84

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.22.a. Kinerja Bank Umum Konvensional

(Commercial Banks Performance) Miliar Rp (Billion Rp) 2015 Keterangan

2012

2013

Items

2014 Jan

Rasio Pemenuhan Kecukupan Modal Minimum (%)

17,43

18,13

19,57

21,01

Feb 21,26

Mar 20,98

Apr 20,79

Mei 20,51

Jun 20,28

Jul 20,78

Ags 20,73

Sep 20,62

Okt 21,05

Nov 21,33

Des 21,39 Capital Adequacy Ratio (%)

- Modal

496.629

626.888

754.174

814.810

830.570

827.950

827.974

830.598

832.634

854.329

863.532

872.314

876.087

891.419

914.657

- ATMR

2.849.997

3.458.404

3.854.234

3.878.947

3.907.328

3.945.899

3.982.779

4.050.387

4.106.626

4.111.073

4.164.757

4.231.115

4.162.904

4.178.551

4.276.555

15,60

16,36

18,01

18,75

18,99

18,40

18,19

17,98

17,75

18,21

18,19

18,14

18,54

18,85

Rasio Modal Inti terhadap ATMR (%) - Modal Inti (Tier I)

- Capital - Risk Weighted Assets

19,00 Core Capital Ratio to ATMR (%)

444.545

565.774

694.198

727.294

741.962

726.221

724.527

728.302

728.993

748.696

757.586

767.534

771.763

787.853

812.590

2.849.997

3.458.404

3.854.234

3.878.947

3.907.328

3.945.899

3.982.779

4.050.387

4.106.626

4.111.073

4.164.757

4.231.115

4.162.904

4.178.551

4.276.555

3,11

3,08

2,85

2,82

2,51

2,69

2,53

2,45

2,29

2,27

2,30

2,31

2,30

2,33

117.103

134.571

142.769

152.532

136.761

148.088

139.593

135.773

127.792

127.228

129.480

130.613

130.537

132.257

132.601

3.761.912

4.365.364

5.004.089

5.417.813

5.451.541

5.496.171

5.515.708

5.540.025

5.572.178

5.593.988

5.621.051

5.656.845

5.670.728

5.684.215

5.703.813

74,10

74,08

76,29

82,15

81,59

79,49

79,94

80,42

81,40

81,39

81,46

81,82

81,11

81,62

- Biaya Operasional

321.357

368.460

446.217

56.987

99.135

140.064

181.922

226.226

270.614

313.452

364.126

418.241

455.184

524.232

569.141

- Operating Expenses

- Pendapatan Operasional

433.678

497.384

584.887

69.368

121.497

176.195

227.587

281.320

332.457

385.113

446.995

511.168

561.198

642.319

698.404

- Operating Income

5,49

4,89

4,23

4,24

4,06

5,30

5,30

5,33

5,32

5,32

5,32

5,32

5,34

5,35

200.338

233.841

260.940

283.884

269.252

274.525

275.287

278.526

280.769

282.102

284.506

286.465

288.938

290.379

293.824

3.648.741

4.782.557

6.161.761

6.691.609

6.632.130

5.180.214

5.191.975

5.223.083

5.274.201

5.307.579

5.345.241

5.389.536

5.410.618

5.430.306

5.449.642

83,58

89,70

89,42

88,48

88,26

87,58

87,94

88,72

88,46

88,50

88,81

88,54

89,74

90,47

2.597.026

3.158.099

3.526.364

3.487.843

3.519.869

3.532.735

3.564.324

3.609.112

3.677.335

3.684.686

3.732.006

3.805.326

3.773.048

3.799.745

3.903.936

- Total Credit to third party

3.107.385

3.520.616

3.943.697

3.942.067

3.988.289

4.033.543

4.053.225

4.067.775

4.156.933

4.163.444

4.202.011

4.297.649

4.204.547

4.199.869

4.238.349

- Total Third Party Funds

- ATMR ROA (%) - Laba sebelum pajak - Rata-rata total aset BOPO (%)

NIM (%) - Pendapatan bunga bersih - Rata-rata total aset produktif LDR (%) -

Total Kredit kepada pihak ketiga bukan Bank

- Total Dana Pihak Ketiga

- Core Capital (Tier I) - Risk Weighted Assets

2,32 Return On Assets Ratio (%) - Profit - Average total assets

81,49 Operating Expenses/Operating Income (%)

5,39 Net Interest Margin Ratio (%) - Interest income net - Average total earning assets

92,11 Loan to Deposits Ratio (%)

16,70 Liquid Assets Ratio (%)

Rasio Aset Likuid (%)

18,45

15,77

16,24

16,88

17,35

18,74

18,16

17,26

17,35

17,03

16,87

17,56

16,69

16,44

- Aset Likuid Primer

616.043

589.158

686.023

724.886

750.779

826.137

795.983

762.497

784.963

756.495

742.715

805.862

723.678

711.170

736.720

- Aset Likuid Primer

- Aset Likuid Sekunder

142.989

163.506

192.598

189.545

201.102

220.386

220.202

210.698

209.728

218.568

237.362

237.900

243.807

245.541

251.623

- Aset Likuid Sekunder

4.115.003

4.773.892

5.410.098

5.417.813

5.485.270

5.585.431

5.594.559

5.637.294

5.732.943

5.724.848

5.810.495

5.943.189

5.795.679

5.819.037

5.919.390

- Total Aset

- Total Assets

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13

85

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.23.a. Kinerja Bank Persero Konvensional

(State Owned Banks Performance) Miliar Rp (Billion Rp) 2015 Keterangan

2012

2013

Items

2014 Jan

Rasio Pemenuhan Kecukupan Modal Minimum (%)

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des 19,31 Capital Adequacy Ratio (%)

16,17

15,91

17,08

19,00

19,88

19,04

18,85

18,76

18,45

18,71

18,80

18,89

19,54

19,58

- Modal

166.297

198.288

235.019

263.073

276.276

267.847

268.469

272.511

274.363

276.199

279.750

285.312

292.154

295.577

305.497

- ATMR

1.028.287

1.246.469

1.375.677

1.384.382

1.389.553

1.406.646

1.424.503

1.452.256

1.486.687

1.476.562

1.488.144

1.510.041

1.495.096

1.509.247

1.582.361

14,59

14,58

16,14

16,15

17,03

15,82

15,54

15,50

15,23

15,46

15,57

15,69

16,32

16,38

150.049

181.769

222.102

223.569

236.585

222.516

221.315

225.038

226.394

228.328

231.758

236.951

243.982

247.219

259.267

1.028.287

1.246.469

1.375.677

1.384.382

1.389.553

1.406.646

1.424.503

1.452.256

1.486.687

1.476.562

1.488.144

1.510.041

1.495.096

1.509.247

1.582.361

3,80

3,87

3,75

3,28

3,04

3,56

3,33

3,29

3,00

2,98

3,02

3,12

3,16

3,22

51.669

61.645

69.104

66.629

62.118

73.372

68.372

67.633

62.048

61.805

63.099

65.450

66.404

67.983

70.307

1.359.034

1.593.260

1.842.847

2.030.103

2.045.012

2.060.286

2.056.018

2.053.870

2.066.211

2.076.966

2.087.342

2.098.154

2.102.293

2.109.029

2.126.052

70,53

66,16

69,57

81,60

78,48

73,59

73,74

73,75

75,42

75,44

75,05

74,36

73,72

73,12

- Biaya Operasional

116.981

116.272

150.501

23.656

36.596

49.181

62.372

77.121

92.570

107.463

122.696

137.461

150.444

164.229

179.972

- Operating Expenses

- Pendapatan Operasional

165.852

175.740

216.331

28.992

46.631

66.827

84.584

104.576

122.737

142.458

163.492

184.849

204.071

224.594

247.961

- Operating Income

5,95

5,50

5,11

5,28

4,84

5,93

5,98

6,13

6,15

6,10

6,11

6,10

6,13

6,13

Rasio Modal Inti terhadap ATMR (%) - Modal Inti (Tier I) - ATMR ROA (%) - Laba sebelum pajak - Rata-rata total aset BOPO (%)

NIM (%) - Pendapatan bunga bersih - Rata-rata total aset produktif LDR (%) -

Total Kredit kepada pihak ketiga bukan Bank

- Total Dana Pihak Ketiga

- Capital - Risk Weighted Assets

16,38 Core Capital Ratio to ATMR (%) - Core Capital (Tier I) - Risk Weighted Assets

3,31 Return On Assets Ratio (%) - Profit - Average total assets

72,58 Operating Expenses/Operating Income (%)

6,19 Net Interest Margin Ratio (%)

79.244

95.200

109.862

124.766

114.067

116.634

117.346

119.649

121.131

120.878

121.937

122.523

123.521

124.230

126.356

1.331.277

1.731.075

2.147.990

2.362.380

2.357.822

1.967.135

1.960.783

1.953.298

1.970.433

1.982.954

1.996.606

2.010.178

2.016.613

2.025.621

2.040.597

- Interest income net - Average total earning assets

88,58 Loan to Deposits Ratio (%)

79,84

86,70

83,73

85,60

84,49

84,96

87,96

89,84

87,39

86,11

86,32

86,57

89,09

90,27

959.128

1.181.726

1.325.087

1.312.532

1.319.512

1.321.243

1.331.356

1.355.178

1.392.605

1.388.237

1.403.511

1.437.898

1.437.266

1.462.331

1.536.852

- Total Credit to third party

1.201.284

1.363.062

1.582.488

1.533.382

1.561.671

1.555.170

1.513.514

1.508.366

1.593.517

1.612.101

1.625.872

1.660.989

1.613.246

1.619.997

1.734.961

- Total Third Party Funds

15,99 Liquid Assets Ratio (%)

Rasio Aset Likuid (%)

20,06

15,84

16,66

15,99

16,99

18,08

16,21

14,97

15,63

16,32

15,76

15,53

14,82

15,12

- Aset Likuid Primer

229.643

199.232

254.338

234.112

248.199

262.052

224.815

207.432

235.765

246.916

229.109

220.770

190.720

202.637

245.617

- Aset Likuid Primer

78.295

79.349

91.707

90.578

101.739

115.886

106.337

98.742

96.810

102.592

111.396

118.458

126.411

126.428

124.180

- Aset Likuid Sekunder

1.535.343

1.758.873

2.076.518

2.030.103

2.059.921

2.090.835

2.043.212

2.045.280

2.127.914

2.141.496

2.159.973

2.184.651

2.139.548

2.176.389

2.313.309

- Aset Likuid Sekunder - Total Aset

- Total Assets

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13

86

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.24.a. Kinerja BUSN Devisa Konvensional

(Foreign Exchange Commercial Banks Performance) Miliar Rp (Billion Rp) 2015 Keterangan

2012

2013

Items

2014 Jan

Rasio Pemenuhan Kecukupan Modal Minimum (%)

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des 18,45 Capital Adequacy Ratio (%)

15,33

16,01

16,42

17,61

17,36

17,73

17,68

17,22

17,16

17,90

17,76

17,48

17,85

18,09

- Modal

177.744

220.225

252.499

272.494

270.441

277.675

279.510

275.838

278.737

291.524

293.103

292.389

295.606

301.706

323.381

- ATMR

1.159.788

1.375.870

1.538.222

1.547.767

1.557.464

1.566.141

1.581.332

1.601.473

1.624.607

1.628.815

1.650.468

1.673.044

1.656.474

1.667.962

1.752.329

13,05

13,78

14,27

15,18

15,11

15,19

15,19

14,90

14,82

15,44

15,32

15,15

15,50

15,78

151.331

189.602

219.543

235.019

235.357

237.843

240.204

238.640

240.846

251.436

252.873

253.479

256.694

263.239

284.066

1.159.788

1.375.870

1.538.222

1.547.767

1.557.464

1.566.141

1.581.332

1.601.473

1.624.607

1.628.815

1.650.468

1.673.044

1.656.474

1.667.962

1.752.329

2,64

2,43

2,13

2,15

1,82

1,81

1,80

1,84

1,81

1,83

1,83

1,77

1,77

1,77

38.452

40.571

40.306

43.416

36.865

36.653

36.621

37.827

37.292

37.821

37.908

36.816

37.020

36.936

38.012

1.455.843

1.667.964

1.890.222

2.021.478

2.026.193

2.030.444

2.039.469

2.054.448

2.062.611

2.067.048

2.073.787

2.083.506

2.087.317

2.091.038

2.171.583

74,88

78,07

80,70

83,16

84,67

84,52

84,54

84,37

84,75

84,48

85,01

86,25

84,71

84,79

- Biaya Operasional

112.722

138.893

167.522

17.205

32.712

48.130

64.704

80.926

97.589

112.309

131.155

151.043

164.793

181.313

209.843

- Operating Expenses

- Pendapatan Operasional

150.543

177.897

207.584

20.689

38.636

56.945

76.541

95.917

115.149

132.948

154.276

175.124

194.534

213.839

246.924

- Operating Income

5,17

4,42

3,78

3,73

3,70

4,85

4,85

4,82

4,80

4,83

4,86

4,86

4,89

4,89

Rasio Modal Inti terhadap ATMR (%) - Modal Inti (Tier I) - ATMR ROA (%) - Laba sebelum pajak - Rata-rata total aset BOPO (%)

NIM (%) - Pendapatan bunga bersih - Rata-rata total aset produktif LDR (%) -

Total Kredit kepada pihak ketiga bukan Bank

- Total Dana Pihak Ketiga

- Core Capital (Tier I) - Risk Weighted Assets

1,75 Return On Assets Ratio (%) - Profit - Average total assets

84,98 Operating Expenses/Operating Income (%)

5,07 Net Interest Margin Ratio (%)

72.679

81.316

87.102

91.815

89.587

91.516

91.762

92.480

92.985

93.983

95.152

95.800

96.757

97.131

104.434

1.404.733

1.838.391

2.302.325

2.459.826

2.420.130

1.887.584

1.892.550

1.918.200

1.935.661

1.946.192

1.957.559

1.971.536

1.978.565

1.984.436

2.059.957

- Interest income net - Average total earning assets

87,55 Loan to Deposits Ratio (%)

81,58

83,77

85,66

83,61

83,96

84,25

83,66

83,45

84,90

84,85

85,92

86,11

86,89

86,92

1.026.324

1.202.706

1.342.612

1.324.860

1.333.363

1.339.227

1.350.869

1.365.542

1.383.729

1.385.100

1.409.738

1.433.136

1.423.618

1.431.080

1.513.839

- Total Credit to third party

1.257.990

1.435.791

1.567.343

1.584.612

1.588.106

1.589.655

1.614.640

1.636.382

1.629.918

1.632.406

1.640.834

1.664.363

1.638.460

1.646.377

1.729.031

- Total Third Party Funds

15,97 Liquid Assets Ratio (%)

15,47

14,66

14,87

15,75

15,94

16,62

17,22

16,59

16,31

15,20

15,25

16,34

14,97

14,18

- Aset Likuid Primer

203.772

216.884

244.859

263.156

272.924

286.179

296.588

289.114

282.721

257.971

258.226

290.987

256.455

238.884

292.473

41.689

49.644

52.411

55.320

50.702

52.609

59.275

57.898

60.443

60.227

65.115

62.117

61.119

62.846

65.893

1.586.631

1.818.240

1.999.417

2.021.478

2.030.909

2.038.946

2.066.545

2.091.736

2.103.428

2.093.671

2.120.956

2.161.263

2.121.615

2.128.242

2.243.785

- Total Aset

- Risk Weighted Assets

16,21 Core Capital Ratio to ATMR (%)

Rasio Aset Likuid (%)

- Aset Likuid Sekunder

- Capital

- Aset Likuid Primer - Aset Likuid Sekunder - Total Assets

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13

87

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.25.a. Kinerja BUSN Non Devisa Konvensional

(Non-Foreign Exchange Commercial Banks Performance) Miliar Rp (Billion Rp) 2015 Keterangan

2012

2013

Items

2014 Jan

Rasio Pemenuhan Kecukupan Modal Minimum (%)

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des 21,24 Capital Adequacy Ratio (%)

20,80

23,16

23,07

23,86

23,49

22,41

22,46

22,27

21,97

23,46

23,10

23,04

23,29

23,30

- Modal

13.530

17.984

20.631

21.912

22.030

20.735

20.903

20.344

20.405

22.079

21.598

22.038

22.316

22.566

54.664

- ATMR

65.057

77.653

89.411

91.843

93.803

92.520

93.049

91.354

92.859

94.117

93.488

95.642

95.813

96.858

257.424

19,38

21,47

21,49

22,34

21,94

20,85

20,94

20,75

20,46

21,96

21,60

21,54

21,80

21,82

- Modal Inti (Tier I)

12.610

16.675

19.213

20.516

20.584

19.289

19.486

18.955

18.995

20.670

20.193

20.600

20.888

21.131

50.121

- ATMR

65.057

77.653

89.411

91.843

93.803

92.520

93.049

91.354

92.859

94.117

93.488

95.642

95.813

96.858

257.424

3,31

3,26

2,16

1,70

1,85

2,02

2,03

2,07

2,03

1,99

1,93

1,91

1,88

1,86

- Laba sebelum pajak

3.204

3.744

2.839

2.341

2.544

2.810

2.827

2.780

2.737

2.700

2.624

2.606

2.569

2.560

5.741

- Rata-rata total aset

96.840

114.799

131.315

137.329

137.656

139.077

139.481

134.241

135.039

135.460

135.912

136.574

136.997

137.338

348.700

79,30

79,67

86,31

88,70

87,25

86,14

86,12

85,98

86,17

86,37

86,73

86,85

87,06

87,11

- Biaya Operasional

12.149

14.260

17.751

1.528

2.918

4.382

5.859

7.129

8.553

10.014

11.476

12.958

14.465

15.930

37.806

- Operating Expenses

- Pendapatan Operasional

15.320

17.900

20.567

1.723

3.344

5.087

6.803

8.291

9.926

11.594

13.231

14.920

16.615

18.287

43.548

- Operating Income

9,34

8,73

7,02

6,12

6,34

6,85

6,83

6,99

6,94

6,95

6,91

6,88

6,86

6,85

Rasio Modal Inti terhadap ATMR (%)

ROA (%)

BOPO (%)

NIM (%) - Pendapatan bunga bersih - Rata-rata total aset produktif LDR (%) -

Total Kredit kepada pihak ketiga bukan Bank

- Total Dana Pihak Ketiga

- Core Capital (Tier I) - Risk Weighted Assets

1,65 Return On Assets Ratio (%) - Profit - Average total assets

86,81 Operating Expenses/Operating Income (%)

5,07 Net Interest Margin Ratio (%)

8.606

9.761

9.091

8.551

8.608

8.714

8.713

8.609

8.649

8.718

8.728

8.757

8.773

8.793

16.703

92.126

111.801

129.441

139.716

135.776

127.125

127.556

123.243

124.590

125.436

126.280

127.201

127.828

128.328

329.656

- Interest income net - Average total earning assets

85,95 Loan to Deposits Ratio (%)

82,73

85,10

87,81

89,32

89,89

87,52

89,36

90,99

91,33

91,60

91,43

90,51

90,18

90,09

69.804

82.634

91.795

91.076

91.740

92.932

93.504

91.976

93.810

93.727

94.211

95.369

95.607

96.282

242.206

- Total Credit to third party

84.374

97.102

104.544

101.964

102.055

106.179

104.634

101.087

102.712

102.322

103.040

105.374

106.021

106.873

281.793

- Total Third Party Funds

15,72 Liquid Assets Ratio (%)

19,32

15,03

18,15

15,49

14,83

17,18

14,97

13,68

14,18

12,60

12,76

14,47

12,44

11,35

- Aset Likuid Primer

19.716

18.417

24.762

20.568

19.734

23.638

20.320

18.031

19.097

16.730

17.038

19.566

16.318

14.604

339.476

1.291

891

803

708

729

750

739

566

611

664

710

959

1.199

1.372

72.435

108.758

128.498

140.823

137.329

137.983

141.919

140.694

135.906

139.028

137.990

139.075

141.868

140.806

140.743

2.619.827

- Total Aset

- Risk Weighted Assets

19,47 Core Capital Ratio to ATMR (%)

Rasio Aset Likuid (%)

- Aset Likuid Sekunder

- Capital

- Aset Likuid Primer - Aset Likuid Sekunder - Total Assets

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13

88

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.26.a. Kinerja BPD Konvensional

(Regional Development Banks Performance) Miliar Rp (Billion Rp) 2015 Keterangan

2012

2013

Items

2014 Jan

Rasio Pemenuhan Kecukupan Modal Minimum (%)

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des 20,61 Capital Adequacy Ratio (%)

18,02

17,58

17,79

20,40

20,46

19,43

18,58

18,23

17,80

17,75

17,84

17,62

18,25

18,93

- Modal

35.198

40.343

46.922

53.459

54.214

52.347

50.942

50.361

50.181

49.693

50.323

50.896

52.418

53.761

57.254

- ATMR

195.318

229.459

263.682

262.103

265.034

269.451

274.144

276.327

281.910

279.883

282.109

288.911

287.278

283.986

277.858

16,66

16,33

16,55

18,26

18,25

17,20

16,44

16,03

15,47

15,58

15,67

15,54

16,11

16,88

32.531

37.474

43.630

47.867

48.372

46.352

45.075

44.303

43.611

43.594

44.194

44.911

46.276

47.931

51.569

195.318

229.459

263.682

262.103

265.034

269.451

274.144

276.327

281.910

279.883

282.109

288.911

287.278

283.986

277.858

2,90

3,18

2,68

3,32

2,85

3,09

2,80

2,47

2,44

2,20

2,22

2,27

2,23

2,31

- Laba sebelum pajak

10.462

12.686

11.723

14.870

12.946

14.490

13.583

12.214

12.290

11.190

11.312

11.715

11.586

12.023

12.390

- Rata-rata total aset

361.101

399.075

437.155

448.405

453.774

468.833

484.368

495.065

503.975

507.495

510.381

515.847

519.226

520.524

516.788

75,29

73,49

78,08

73,96

76,87

75,02

76,88

79,30

78,49

80,47

80,51

80,08

80,46

79,86

- Biaya Operasional

31.470

34.438

41.363

3.494

7.132

10.836

15.027

19.525

22.349

26.889

30.870

34.972

39.553

43.486

47.802

- Operating Expenses

- Pendapatan Operasional

41.797

46.864

52.973

4.724

9.278

14.443

19.546

24.623

28.475

33.415

38.345

43.668

49.156

54.450

60.078

- Operating Income

6,70

7,04

6,65

6,76

6,74

6,99

6,82

6,64

6,56

6,53

6,50

6,50

6,52

6,56

Rasio Modal Inti terhadap ATMR (%) - Modal Inti (Tier I) - ATMR ROA (%)

BOPO (%)

NIM (%) - Pendapatan bunga bersih - Rata-rata total aset produktif LDR (%) -

Total Kredit kepada pihak ketiga bukan Bank

- Total Dana Pihak Ketiga

- Capital - Risk Weighted Assets

18,56 Core Capital Ratio to ATMR (%) - Core Capital (Tier I) - Risk Weighted Assets

2,40 Return On Assets Ratio (%) - Profit - Average total assets

79,57 Operating Expenses/Operating Income (%)

6,66 Net Interest Margin Ratio (%)

22.856

27.891

29.593

30.629

30.538

30.776

30.995

30.946

31.207

31.356

31.423

31.832

32.182

32.488

32.707

341.257

396.439

444.769

453.315

453.020

440.084

454.166

466.131

475.550

479.884

483.440

489.445

493.322

495.049

491.269

- Interest income net - Average total earning assets

92,19 Loan to Deposits Ratio (%)

78,57

92,34

89,73

83,38

81,71

73,89

68,98

68,69

68,33

71,01

71,89

68,67

70,59

74,44

218.851

265.661

301.456

296.369

299.902

303.530

307.060

311.067

315.633

316.622

320.762

324.803

326.510

327.744

328.759

- Total Credit to third party

278.535

287.709

335.957

355.430

367.019

410.781

445.125

452.869

461.944

445.854

446.171

472.978

462.537

440.274

356.600

- Total Third Party Funds

15,72 Liquid Assets Ratio (%)

Rasio Aset Likuid (%)

22,93

18,19

18,38

20,57

22,14

28,12

27,02

26,57

27,13

25,92

24,29

25,96

24,19

21,60

- Aset Likuid Primer

80.457

63.091

72.996

84.601

94.384

132.841

135.534

134.505

141.016

128.996

119.361

135.439

122.059

103.840

63.680

- Aset Likuid Primer

3.626

7.858

8.015

7.621

7.274

7.478

7.928

8.380

7.792

8.025

9.513

9.840

10.900

11.416

11.086

- Aset Likuid Sekunder

366.684

389.964

440.691

448.405

459.144

498.951

530.973

537.854

548.526

528.614

530.584

559.578

549.632

533.502

475.696

- Aset Likuid Sekunder - Total Aset

- Total Assets

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13

89

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.27.a. Kinerja Bank Campuran Konvensional

(Joint Venture Banks Performance) Miliar Rp (Billion Rp) 2015 Keterangan

2012

2013

Items

2014 Jan

Rasio Pemenuhan Kecukupan Modal Minimum (%)

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des 20,39 Capital Adequacy Ratio (%)

18,65

19,86

19,14

20,18

20,08

20,94

20,69

19,74

20,51

19,83

19,46

19,30

19,95

20,23

- Modal

30.770

43.832

47.767

50.482

50.760

53.525

51.927

52.555

52.225

52.409

52.527

52.878

53.042

52.908

53.463

- ATMR

164.956

220.744

249.533

250.200

252.777

255.642

250.920

266.285

254.597

264.233

269.983

274.039

265.882

261.469

262.156

16,52

16,78

16,44

17,31

17,19

17,02

16,50

15,73

16,28

15,68

15,23

14,97

15,76

15,96

27.253

37.034

41.030

43.301

43.440

43.507

41.394

41.881

41.453

41.425

41.131

41.035

41.891

41.737

41.968

164.956

220.744

249.533

250.200

252.777

255.642

250.920

266.285

254.597

264.233

269.983

274.039

265.882

261.469

262.156

2,24

2,39

2,11

1,20

1,43

1,66

1,33

1,19

0,99

0,98

1,05

1,00

1,09

1,05

4.479

5.922

6.171

3.979

4.751

5.566

4.395

3.972

3.316

3.298

3.536

3.405

3.701

3.595

3.453

200.343

247.500

292.029

330.260

332.493

335.867

331.073

334.339

334.394

335.706

337.500

340.434

341.058

341.757

341.931

Rasio Modal Inti terhadap ATMR (%) - Modal Inti (Tier I) - ATMR ROA (%) - Laba sebelum pajak - Rata-rata total aset BOPO (%)

- Capital - Risk Weighted Assets

16,01 Core Capital Ratio to ATMR (%) - Core Capital (Tier I) - Risk Weighted Assets

1,01 Return On Assets Ratio (%) - Profit - Average total assets

87,55 Operating Expenses/Operating Income (%)

77,86

79,23

78,49

88,80

85,81

82,71

86,13

86,89

89,08

88,50

87,66

87,44

87,20

87,52

- Biaya Operasional

15.179

20.899

24.353

3.126

5.800

7.961

10.528

12.784

15.491

17.411

20.365

23.537

24.801

28.159

28.741

- Operating Expenses

- Pendapatan Operasional

19.494

26.378

31.028

3.520

6.758

9.625

12.223

14.713

17.390

19.674

23.233

26.919

28.440

32.176

32.828

- Operating Income

3,63

3,00

2,40

2,25

2,14

3,33

3,26

3,28

3,29

3,29

3,31

3,35

3,36

3,37

NIM (%) - Pendapatan bunga bersih - Rata-rata total aset produktif LDR (%) -

Total Kredit kepada pihak ketiga bukan Bank

- Total Dana Pihak Ketiga

3,38 Net Interest Margin Ratio (%)

7.163

8.568

10.478

11.156

10.576

10.796

10.402

10.532

10.598

10.707

10.840

11.104

11.178

11.221

11.290

197.239

285.548

437.111

496.741

493.729

323.976

318.954

320.828

322.562

325.004

327.591

331.153

332.256

333.337

333.773

- Interest income net - Average total earning assets

132,77 Loan to Deposits Ratio (%)

115,63

122,20

123,61

122,66

123,94

120,96

122,55

127,90

132,89

132,31

131,10

129,56

129,87

126,64

150.061

199.872

221.383

219.199

223.341

221.347

220.397

221.568

224.817

232.860

236.373

240.185

231.706

229.294

230.993

- Total Credit to third party

129.772

163.557

179.104

178.708

180.195

182.999

179.837

173.240

169.180

175.990

180.298

185.388

178.416

181.056

173.985

- Total Third Party Funds

15,92 Liquid Assets Ratio (%)

Rasio Aset Likuid (%)

15,39

13,79

13,33

16,63

15,81

17,65

17,01

15,43

14,68

15,20

14,67

16,02

15,89

17,18

- Aset Likuid Primer

29.856

36.402

34.099

46.466

43.885

50.857

46.929

43.050

39.708

42.126

40.769

49.210

47.131

51.646

44.406

- Aset Likuid Primer

3.334

3.299

8.572

8.452

9.035

9.617

10.371

10.554

9.422

10.094

10.601

9.079

7.962

8.281

10.346

- Aset Likuid Sekunder

215.621

287.902

320.067

330.260

334.727

342.615

336.932

347.405

334.668

343.579

350.054

363.906

346.675

348.750

343.845

- Aset Likuid Sekunder - Total Aset

- Total Assets

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13

90

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.28.a. Kinerja Bank Asing Konvensional

(Foreign Owned Banks Performance) Miliar Rp (Billion Rp) 2015 Keterangan

2012

2013

Items

2014 Jan

Rasio Pemenuhan Kecukupan Modal Minimum (%)

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des 46,46 Capital Adequacy Ratio (%)

30,89

34,46

44,81

44,77

44,98

43,83

43,54

43,84

42,82

44,20

43,68

43,34

44,31

45,93

- Modal

73.091

106.216

151.336

153.390

156.849

155.821

156.223

158.988

156.723

162.425

166.231

168.800

160.550

164.901

164.452

- Capital

- ATMR

236.592

308.209

337.709

342.652

348.698

355.500

358.831

362.692

365.967

367.462

380.565

389.438

362.362

359.029

353.957

- Risk Weighted Assets

Rasio Modal Inti terhadap ATMR (%) - Modal Inti (Tier I) - ATMR ROA (%) - Laba sebelum pajak - Rata-rata total aset BOPO (%)

46,93 Core Capital Ratio to ATMR (%)

29,91

33,49

44,03

45,83

45,20

44,08

43,77

43,97

43,09

44,42

44,00

43,80

44,72

46,40

70.771

103.220

148.681

157.023

157.624

156.714

157.053

159.484

157.694

163.244

167.437

170.558

162.032

166.595

166.105

- Core Capital (Tier I)

236.592

308.209

337.709

342.652

348.698

355.500

358.831

362.692

365.967

367.462

380.565

389.438

362.362

359.029

353.957

- Risk Weighted Assets

1,68 Return On Assets Ratio (%)

3,06

2,92

3,08

4,73

3,84

3,29

2,96

2,42

2,15

2,21

2,31

2,20

1,91

1,89

8.837

10.003

12.626

21.298

17.538

15.197

13.794

11.346

10.109

10.414

11.002

10.620

9.256

9.160

8.140

288.751

342.766

410.520

450.239

456.413

461.663

465.298

468.061

469.948

471.312

476.130

482.329

483.837

484.529

483.597

83,06

79,30

82,07

82,95

84,12

84,02

86,57

87,84

87,43

87,40

88,71

89,39

92,06

32.856

43.697

44.727

7.978

13.977

19.575

23.431

28.741

34.064

39.366

47.564

58.270

61.127

91.114

95.307

- Pendapatan Operasional

40.672

52.606

56.405

9.721

16.850

23.269

27.889

33.200

38.780

45.024

54.418

65.688

68.381

98.973

102.827

3,47

2,65

2,12

2,18

2,06

3,70

3,67

3,70

3,64

3,67

3,62

3,58

3,58

3,56

- Pendapatan bunga bersih - Rata-rata total aset produktif LDR (%) Total Kredit kepada pihak ketiga bukan Bank - Total Dana Pihak Ketiga

- Average total assets

92,69 Operating Expenses/Operating Income (%)

80,78

- Biaya Operasional

NIM (%)

- Profit

- Operating Expenses - Operating Income

3,59 Net Interest Margin Ratio (%)

9.790

11.104

14.814

16.967

15.877

16.089

16.070

16.310

16.199

16.460

16.426

16.450

16.527

16.516

16.626

282.108

419.302

700.125

779.630

771.653

434.309

437.965

441.383

445.404

448.109

453.766

460.024

462.034

463.535

463.317

- Interest income net - Average total earning assets

131,49 Loan to Deposits Ratio (%)

111,21

130,05

140,04

129,70

133,17

134,81

133,59

134,70

133,60

137,67

129,94

131,35

125,49

123,25

172.859

225.500

244.031

243.807

252.010

254.456

261.139

263.781

266.741

268.141

267.411

273.933

258.341

253.014

249.952

- Total Credit to third party

155.430

173.395

174.261

187.971

189.243

188.758

195.475

195.830

199.661

194.771

205.795

208.557

205.867

205.292

190.098

- Total Third Party Funds

25,21 Liquid Assets Ratio (%)

Rasio Aset Likuid (%)

22,30

19,88

19,89

22,84

22,33

22,16

22,54

21,90

21,13

21,01

23,19

23,94

25,58

27,42

- Aset Likuid Primer

52.599

55.132

54.969

75.982

71.652

70.570

71.797

70.366

66.656

63.757

78.212

89.890

90.996

99.558

80.725

- Aset Likuid Primer

- Aset Likuid Sekunder

14.754

22.464

31.089

26.866

31.623

34.046

35.553

34.558

34.650

36.966

40.027

37.447

36.216

35.199

38.590

- Aset Likuid Sekunder

301.966

390.415

432.582

450.239

462.586

472.165

476.203

479.115

479.379

479.498

509.853

531.925

497.404

491.411

473.336

- Total Aset

- Total Assets

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13

91

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.29.a. Perkembangan Aset Bank Umum Berdasarkan Kelompok Bank

(Growth of Commercial Banks Assets Based Group Bank) Miliar Rp ( Billion Rp ) 2015 Kelompok Bank

2011

2012

2013

Group of Bank

2014 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

- Bank Persero

1.328.168

1.535.343

1.758.873

2.076.605

2.030.924

2.059.959

2.090.838

2.043.232

2.045.283

2.127.935

2.141.519

2.160.110

2.184.711

2.139.714

2.176.390

2.313.316

- State Owned Banks

- BUSN Devisa

1.464.007

1.705.408

1.962.539

2.200.142

2.221.590

2.228.745

2.236.661

2.262.198

2.290.481

2.301.807

2.293.723

2.322.941

2.366.454

2.325.550

2.338.410

2.363.516

- Foreign Exchange

- BUSN Non Devisa

107.085

135.472

162.457

186.817

182.326

183.582

188.447

188.188

184.237

188.427

187.682

188.333

192.777

191.733

185.392

193.149

- Non-Foreign Exchange

- BPD

304.003

366.685

389.964

440.691

448.393

459.144

498.951

530.973

537.854

548.526

528.614

530.584

559.579

549.632

533.502

475.696

- Regional Development

- Bank Campuran

181.088

217.713

290.219

278.312

282.539

289.153

296.933

291.943

300.751

287.121

294.641

298.927

311.837

293.240

297.793

313.570

- Joint Venture Banks

- Bank Asing

268.482

301.966

390.415

432.582

450.239

462.586

472.165

476.203

479.115

479.379

479.498

509.853

531.925

497.404

491.411

473.336

- Foreign Owned Banks

3.652.832

4.262.587

4.954.467

5.615.150

5.616.012

5.683.168

5.783.994

5.792.737

5.837.720

5.933.195

5.925.677

6.010.747

6.147.284

5.997.272

6.022.897

6.132.583

Commercial Banks Commercial Banks Banks

Total

Total

92

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.30.a. Jumlah Bank Umum Berdasarkan Pengelompokan Total Aset

(Total of Commercial Banks Based on Total Assets) Desember 2011 Kelompok Bank

< Rp. 1 Triliun

Desember 2012

Desember 2013

Desember 2014

Desember 2015

Rp. 1 Rp. 10 Rp. 1 Rp. 10 Rp. 1 Rp. 10 Rp. 1 Rp. 10 Rp. 1 Rp. 10 > Rp. < Rp. > Rp. < Rp. > Rp. < Rp. > Rp. < Rp. > Rp. s.d s.d s.d s.d s.d s.d s.d s.d s.d s.d 50 1 50 1 50 1 50 1 50 10 50 10 50 10 50 10 50 10 50 Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun

Group of Bank

Bank Persero

0

0

0

4

0

0

0

4

0

0

0

4

0

0

0

4

0

0

0

4

State Owned Banks

BUSN Devisa

1

18

7

10

1

17

7

11

1

15

8

12

1

16

9

12

0

15

12

12

Foreign Exchange Commercial Banks

BUSN Non Devisa

12

15

3

0

10

17

2

1

8

18

2

1

5

21

2

1

5

19

2

1

Non-Foreign Exchange Commercial Banks

BPD

0

14

11

1

0

14

11

1

0

14

11

1

0

10

15

1

0

10

15

1

Regional Development Banks

Bank Campuran

0

6

8

0

0

6

8

0

0

7

7

1

0

4

7

1

0

2

8

2

Joint Venture Banks

Bank Asing

0

4

3

3

0

3

3

4

0

2

4

4

0

2

4

4

0

2

4

4

Foreign Owned Banks

13

57

32

18

11

57

31

21

9

56

32

23

6

53

37

23

5

48

41

24

Total

Total

93

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.31.a. Aset Produktif Bank Umum Konvensional dan Kualitas Kredit Bank Umum kepada Bank Lain

(Earning Assets of Commercial Banks and Credit Quality of Commercial Banks to Other Bank) Miliar Rp (Billion Rp) Indikator Aset Produktif Neraca

2011

2012

2013

2015

2014

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Indicator

Des

5.002.520 Earning Assets

2.878.450

3.416.989

4.115.372

4.531.435

4.667.587

4.520.838

4.577.565

4.625.605

4.741.036

4.910.129

4.890.824

4.969.220

5.058.459

4.964.696

4.966.298

2.745.968

3.250.997

3.929.648

4.308.971

4.415.322

4.238.846

4.313.552

4.350.201

4.451.066

4.624.175

4.591.471

4.658.061

4.737.225

4.645.351

4.643.030

4.719.729

81.809

110.176

124.978

143.405

167.324

194.334

175.900

183.317

193.222

188.235

196.336

204.485

213.906

214.271

218.466

183.815

c. Kurang Lancar

6.790

9.189

9.481

12.864

15.970

16.132

15.524

17.212

18.398

20.866

22.179

20.455

21.030

20.596

18.266

18.446

c. Sub-Standard

d. Diragukan

7.913

9.515

9.132

14.395

12.878

14.891

15.953

15.942

14.621

14.265

14.975

17.527

17.864

16.249

14.748

12.754

d. Doubtful

67.775

e. Loss

a. Lancar b. DPK

e. Macet Aset Produktif Transaksi Rekening Administratif 1) a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet

35.970

37.113

42.131

51.799

56.093

56.635

56.637

58.933

63.729

62.588

65.862

68.693

68.435

68.229

71.788

549.678

1.066.117

1.331.086

1.441.570

1.469.511

1.455.523

1.514.143

1.488.413

1.504.401

1.576.431

1.532.891

1.589.135

1.619.839

1.594.521

1.590.435

a. Current b. Special Mention

1.586.820 Earning Assets - Account

Administrative Transactions 543.128

1.053.796

1.308.578

1.422.274

1.449.941

1.430.103

1.493.638

1.467.485

1.478.811

1.553.885

1.511.748

1.566.643

1.593.255

1.569.629

1.565.553

1.560.089

6.130

11.337

21.134

16.207

16.621

22.351

17.544

17.881

21.906

18.455

17.862

18.900

23.067

21.305

21.172

23.182

244

662

404

1.986

1.720

1.849

1.781

1.826

2.345

2.667

1.950

2.075

1.544

1.717

1.751

1.731

54

141

270

402

552

523

479

477

573

363

435

551

996

909

273

248

123

181

699

701

678

697

701

744

767

1.061

895

966

977

961

1.685

1.570

a. Current b. Special Mention c. Sub-Standard d. Doubtful e. Lost

Non Performing Earning Aset (Nominal)

51.094

60.345

68.947

82.148

87.891

90.727

91.074

95.133

100.433

101.810

106.297

110.267

110.845

108.660

108.511

Kredit kepada Bank Lain

16.444

17.812

26.968

32.192

32.542

32.492

33.673

33.489

33.415

33.127

34.399

35.411

33.981

31.956

32.510

34.200 Interbank Loans

16.329

17.668

26.859

32.089

32.444

32.387

33.497

33.360

33.332

33.048

34.312

35.319

33.890

31.870

32.387

34.099

13

64

7

11

15

19

17

51

6

1

8

12

8

8

41

16

c. Kurang Lancar

0

-

1

9

3

3

3

3

2

1

1

1

1

-

0

-

c. Sub-Standard

d. Diragukan

1

-

-

0

0

0

0

0

1

1

0

0

0

0

0

-

d. Doubtful

102

80

101

84

80

82

156

75

75

76

77

79

83

78

81

85

102

80

102

93

84

85

159

77

77

79

78

80

84

78

81

85

a. Lancar b. DPK

e. Macet

Non Performing Loan kepada Bank Lain (Nominal)

1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit. - Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA. - Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu) - Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik (committed dan uncommitted), dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA.

1)

Non Performing Earning Asset 102.525 (Nominal)

a. Current b. Special Mention

e. Loss Interbank Non Performing Loan (Nominal)

1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit. - Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.

94

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.32.a. Aset Produktif Bank Persero dan Kualitas Kredit Bank Persero kepada Bank Lain

(Earning Asset of State Owned Banks and Credit Quality of State Owned Banks to Other Bank) Miliar Rp (Billion Rp) 2015 Indikator Aset Produktif Neraca a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet Aset Produktif Transaksi Rekening Administratif 1) a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet

Non Performing Earning Aset (Nominal) Kredit kepada Bank Lain a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet

Non Performing Loan kepada Bank Lain (Nominal)

2011

2012

2013

2014

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Indicator

Des

1.960.362 Earning Assets

1.065.942

1.260.415

1.511.620

1.719.355

1.746.524

1.719.111

1.745.088

1.731.802

1.720.813

1.838.799

1.839.302

1.858.988

1.895.756

1.876.286

1.896.060

1.002.233

1.176.286

1.423.606

1.618.156

1.629.447

1.583.323

1.626.008

1.609.847

1.590.943

1.713.440

1.711.828

1.728.249

1.765.488

1.745.831

1.763.250

1.846.369

42.834

59.753

64.199

73.414

83.709

102.640

86.776

87.977

94.106

88.300

86.875

89.622

89.756

90.447

92.991

75.823

1.970

2.699

2.499

3.258

6.089

5.592

4.833

5.594

5.529

7.426

10.187

8.649

8.908

7.833

7.005

7.963

c. Sub-Standard d. Doubtful

2.444

4.709

2.874

4.699

3.948

5.727

6.437

5.810

6.584

6.688

6.015

7.798

8.220

7.261

5.430

4.584

16.461

16.967

18.441

19.829

21.458

21.829

21.033

22.574

23.650

22.946

24.397

24.671

23.384

24.913

27.384

25.624

216.461

309.868

359.504

398.351

399.644

397.467

412.490

416.915

417.238

404.654

412.419

445.243

445.517

453.920

459.394

213.608

306.205

352.102

391.594

393.848

385.058

406.061

410.152

406.783

397.688

405.720

438.321

436.199

446.631

451.623

455.919

2.798

3.545

6.828

6.187

6.428

11.361

5.726

6.124

9.681

6.376

5.846

5.934

8.459

6.434

7.098

6.553

11

63

46

66

99

357

95

105

72

74

327

282

110

123

87

198

a. Current b. Special Mention

e. Loss

463.182 Earning Assets - Account

Administrative Transactions

b. Special Mention c. Sub-Standard d. Doubtful

5

30

57

70

226

229

235

138

284

95

93

246

296

256

102

81

38

24

471

434

441

462

372

396

417

421

433

459

454

476

485

431

41.720

28.038

31.217

28.355

32.262

34.196

33.006

34.617

36.538

37.650

41.452

42.105

41.372

40.862

40.494

2.579

2.866

5.705

4.854

4.961

4.628

4.163

3.946

3.833

4.850

4.844

5.470

5.546

5.542

5.224

5.591 Interbank Loans

2.465

2.740

5.607

4.774

4.882

4.552

4.092

3.876

3.760

4.779

4.770

5.397

5.470

5.471

5.154

5.520

13

48

0

8

9

5

3

0

3

0

3

0

0

0

0

0

b. Special Mention

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

c. Sub-Standard

-

d. Doubtful

-

-

101

78

101

78

98 98

72 72

69 69

71 71

68 68

70 70

1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit. - Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA. - Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu) - Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik (committed dan uncommitted), dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA.

70 70

71 71

71 71

74 74

76 76

71 71

e. Loss

38.881

-

1)

a. Current

Non Performing Earning Asset (Nominal)

a. Current

e. Loss

70

71

70

Interbank Non Performing Loan 71 (Nominal)

1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit. - Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.

95

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.33.a. Aset Produktif BUSN Devisa dan Kualitas Kredit BUSN Devisa kepada Bank Lain

(Earning Asset of Foreign Exchange Banks and Credit Quality of Foreign Exchange Banks to Other Bank) Miliar Rp (Billion Rp) 2015 Indikator

2011

2012

2013

Indicator

2014 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des 1.835.674 Earning Assets

1.119.243

1.327.140

1.557.562

1.713.244

1.789.186

1.682.041

1.679.545

1.705.611

1.799.742

1.822.268

1.826.502

1.844.510

1.852.354

1.836.005

1.841.405

1.072.537

1.274.458

1.499.030

1.636.540

1.702.905

1.588.113

1.586.160

1.605.358

1.694.532

1.718.253

1.712.234

1.723.913

1.724.223

1.710.649

1.714.468

1.726.573

27.546

33.686

37.211

46.023

53.909

60.976

60.172

65.348

68.882

67.738

77.053

81.508

87.620

86.849

88.633

73.507

c. Kurang Lancar

3.060

3.810

4.009

5.171

5.525

6.066

5.305

6.044

6.459

7.217

5.593

5.747

6.650

7.103

5.817

4.597

c. Sub-Standard

d. Diragukan

3.360

2.305

2.698

6.514

6.090

6.406

6.959

7.197

5.139

4.795

6.336

6.626

6.207

6.114

6.509

5.549

d. Doubtful

Aset Produktif Neraca a. Lancar b. DPK

e. Macet Aset Produktif Transaksi Rekening Administratif 1) a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet

Non Performing Earning Aset (Nominal) Kredit kepada Bank Lain

25.447

a. Current b. Special Mention

e. Loss

12.739

12.881

14.614

18.996

20.758

20.480

20.949

21.664

24.731

24.265

25.286

26.717

27.654

25.290

25.977

175.558

402.700

483.630

519.087

531.831

531.196

546.462

541.051

551.266

554.967

559.973

553.993

558.678

560.136

549.227

175.123

400.677

480.305

515.068

527.626

526.035

542.519

536.591

546.201

550.530

555.756

549.600

553.833

554.416

543.360

537.916

405

1.830

3.181

3.715

3.914

4.875

3.663

4.020

4.141

4.026

3.706

3.602

4.086

4.963

5.025

5.638

18

85

37

90

109

100

86

129

660

116

160

488

94

92

103

98

c. Sub-Standard

3

71

50

105

117

120

117

200

141

135

135

121

511

498

106

98

d. Doubtful

544.346 Earning Assets - Account

Administrative Transactions

b. Special Mention

e. Loss

8

37

57

108

66

65

78

110

124

160

216

182

155

167

632

596

38.187

19.190

21.465

30.984

32.665

33.237

33.493

35.345

37.253

36.688

37.725

39.880

41.271

39.264

39.144

36.386

7.785

9.085

10.250

10.550

10.388

9.857

9.499

9.972

10.221

10.505

11.557

11.501

11.851

11.895

12.474

12.715 Interbank Loans

Non Performing Earning Asset (Nominal)

a. Current

7.784

9.069

10.243

10.532

10.373

9.844

9.398

9.965

10.214

10.499

11.547

11.485

11.837

11.886

12.435

12.695

b. DPK

-

16

5

-

5

2

14

2

3

1

6

12

8

3

32

16

c. Kurang Lancar

-

-

-

7

-

-

-

0

0

0

-

-

0

-

-

c. Sub-Standard

d. Diragukan

-

-

-

0

0

0

-

-

0

0

0

-

-

-

d. Doubtful

e. Macet

1

-

1

11

11

11

88

4

4

4

5

5

6

6

7

5

1

-

1

18

11

11

88

5

5

5

5

5

6

6

7

5

a. Lancar

Non Performing Loan kepada Bank Lain (Nominal)

1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit. - Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA. - Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu) - Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik (committed dan uncommitted), dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA.

1)

a. Current

b. Special Mention

e. Loss Interbank Non Performing Loan (Nominal)

1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit. - Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.

96

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.34.a. Aset Produktif BUSN Non Devisa dan Kualitas Kredit BUSN Non Devisa kepada Bank Lain

(Earning Asset of Non Foreign Exchange Banks and Credit Quality of Non Foreign Exchange Banks to Other Bank) Miliar Rp (Billion Rp) 2015 Indikator Aset Produktif Neraca

2011

2012

2013

Indicator

2014 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des 122.537 Earning Assets

65.209

82.482

106.351

110.115

114.848

107.758

108.410

110.159

113.402

116.642

116.568

117.799

119.831

119.953

121.024

62.694

79.366

102.965

104.585

108.772

101.263

102.231

104.127

106.921

110.245

109.484

110.369

112.616

112.423

113.262

115.522

1.601

1.872

2.276

3.796

4.341

4.679

4.273

4.170

4.592

4.620

5.266

5.568

5.538

5.802

6.064

5.332

c. Kurang Lancar

189

361

226

331

280

324

458

481

552

487

513

388

293

273

314

418

c. Sub-Standard

d. Diragukan

152

197

235

590

522

532

537

498

373

383

346

447

407

430

367

396

d. Doubtful

869

e. Loss

a. Lancar b. DPK

e. Macet

a. Current b. Special Mention

574

686

649

813

933

960

912

883

964

907

959

1.027

978

1.024

1.016

1.827

4.045

4.500

7.715

8.646

8.650

9.017

9.850

9.409

8.658

9.421

9.533

9.425

9.909

10.198

9.387 Earning Assets - Account

4.042

4.492

7.699

8.624

8.640

9.006

9.839

9.384

8.640

9.201

9.307

9.403

9.885

10.161

9.344

21

3

7

14

21

6

8

7

22

15

186

196

19

21

34

40

c. Kurang Lancar

0

0

0

-

0

2

0

0

0

0

29

28

2

0

-

0

c. Sub-Standard

d. Diragukan

0

0

0

1

-

-

0

0

0

0

0

0

0

0

0

0

d. Doubtful

Aset Produktif Transaksi Rekening Administratif 1) a. Lancar b. DPK

e. Macet

1.805

Administrative Transactions a. Current b. Special Mention

e. Loss

0

1

1

1

1

1

3

3

4

3

4

2

2

2

2

2

1.829

1.246

1.111

1.736

1.737

1.820

1.910

1.865

1.893

1.780

1.851

1.893

1.680

1.730

1.701

1.685

542

890

1.072

944

928

916

927

950

983

1.083

1.065

1.050

1.025

998

980

1.025 Interbank Loans

542

888

1.070

939

924

908

924

947

980

1.081

1.062

1.048

1.024

998

971

1.021

b. DPK

-

-

2

2

0

5

-

-

0

0

0

-

-

5

-

b. Special Mention

c. Kurang Lancar

-

-

-

2

3

3

3

3

2

1

1

1

1

-

-

-

c. Sub-Standard

d. Diragukan

-

-

-

-

-

-

0

0

1

1

-

0

0

-

d. Doubtful

e. Macet

-

1

-

1

1

-

-

-

1

2

1

1

1

5

4

e. Loss

-

1

-

3

4

3

3

2

2

2

1

1

1

5

4

Non Performing Earning Aset (Nominal) Kredit kepada Bank Lain a. Lancar

Non Performing Loan kepada Bank Lain (Nominal)

3

1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit. - Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA. - Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu) - Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik (committed dan uncommitted), dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA.

1)

Non Performing Earning Asset (Nominal)

a. Current

Interbank Non Performing Loan (Nominal)

1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit. - Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.

97

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.35.a. Aset Produktif BPD dan Kualitas Kredit BPD kepada Bank Lain

(Earning Asset of Regional Development Banks and Credit Quality of Regional Development Banks to Other Bank) Miliar Rp (Billion Rp) 2015 Indikator Aset Produktif Neraca

2011

2012

2013

Indicator

2014 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des 406.618 Earning Assets

240.588

297.222

334.497

367.146

377.708

381.547

398.053

429.571

449.992

461.912

436.246

448.394

470.665

464.128

446.613

234.041

287.538

321.098

349.383

354.784

358.104

375.715

406.355

425.878

437.791

411.860

423.562

445.294

438.535

421.218

384.059

3.419

4.570

5.762

7.103

11.780

11.798

10.471

10.566

10.877

11.687

10.837

10.873

11.755

11.609

11.570

10.210

c. Kurang Lancar

297

945

1.052

785

907

1.027

1.143

1.782

2.117

1.458

1.841

2.091

1.512

1.775

1.229

832

c. Sub-Standard

d. Diragukan

281

637

987

1.378

1.139

1.099

916

857

1.284

1.467

1.599

1.163

1.266

1.296

1.394

974

d. Doubtful

a. Lancar b. DPK

e. Macet

a. Current b. Special Mention

e. Loss

2.551

3.532

5.598

8.497

9.098

9.520

9.807

10.012

9.837

9.508

10.109

10.704

10.838

10.912

11.201

10.542

17.677

31.651

31.877

28.145

26.408

25.495

24.653

25.788

26.488

27.225

28.438

27.352

28.848

28.482

29.002

28.600 Earning Assets - Account

17.592

31.320

31.601

27.796

25.977

25.141

24.269

25.226

26.054

26.728

27.854

26.891

28.434

27.983

28.445

28.021

16

249

130

179

262

191

159

151

185

233

128

179

89

111

128

312

c. Kurang Lancar

3

12

3

4

14

5

19

218

34

51

157

46

56

98

97

13

d. Diragukan

6

25

26

26

4

7

8

21

35

19

81

11

10

7

5

2

Aset Produktif Transaksi Rekening Administratif 1) a. Lancar b. DPK

e. Macet

Administrative Transactions

b. Special Mention c. Sub-Standard d. Doubtful e. Loss

59

44

118

140

151

150

198

172

180

194

218

225

258

283

328

252

6.248

5.195

7.784

10.829

11.313

11.808

12.092

13.062

13.486

12.698

14.005

14.240

13.941

14.371

14.254

12.615

137

357

709

970

949

944

961

1.017

960

1.014

1.006

966

972

931

921

983 Interbank Loans

136

357

708

970

948

936

961

967

960

1.013

1.006

966

972

926

916

979

b. DPK

0

-

-

0

1

8

0

49

0

0

-

0

0

5

5

0

b. Special Mention

c. Kurang Lancar

0

-

1

-

-

0

-

0

-

0

0

-

-

-

0

-

c. Sub-Standard

d. Diragukan

1

-

-

-

-

0

-

0

-

0

-

0

0

-

-

-

d. Doubtful

e. Macet

0

-

-

0

0

0

0

0

0

0

0

0

0

0

0

4

e. Loss

1

-

1

0

0

0

0

0

0

0

0

0

0

0

0

4

Non Performing Earning Aset (Nominal) Kredit kepada Bank Lain a. Lancar

Non Performing Loan kepada Bank Lain (Nominal)

1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit. - Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA. - Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu) - Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik (committed dan uncommitted), dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA.

1)

a. Current

Non Performing Earning Asset (Nominal)

a. Current

Interbank Non Performing Loan (Nominal)

1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit. - Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.

98

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.36.a. Aset Produktif Bank Campuran dan Kualitas Kredit Bank Campuran kepada Bank Lain

(Earning Assets of Joint Venture Banks and Credit Quality of Joint Venture Banks to Other Bank) Miliar Rp (Billion Rp) 2015 Indikator Aset Produktif Neraca

2011

2012

2013

Indicator

2014 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des 272.592 Earning Assets

154.950

191.046

255.735

235.747

250.171

248.786

251.345

248.601

251.386

257.205

261.068

264.742

275.300

257.338

256.330

149.721

184.439

246.183

225.126

239.398

237.692

240.659

236.634

239.939

245.095

248.517

252.028

261.751

243.057

242.124

258.717

3.187

4.239

7.097

6.827

6.258

6.746

6.633

7.825

7.119

7.399

7.553

7.482

8.154

8.862

8.505

8.033

b. Special Mention

c. Kurang Lancar

420

540

376

982

1.554

1.469

1.384

1.064

1.061

1.264

1.678

1.344

1.291

1.439

1.772

2.039

c. Sub-Standard

d. Diragukan

427

482

983

1.401

663

593

369

757

518

649

384

665

899

736

661

903

a. Lancar b. DPK

e. Macet Aset Produktif Transaksi Rekening Administratif 1) a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet

1.195

1.346

1.097

1.411

2.299

2.287

2.301

2.321

2.749

2.797

2.936

3.223

3.205

3.245

3.268

34.024

125.802

156.794

149.283

157.195

157.354

161.878

155.268

152.845

161.193

161.483

178.585

178.647

180.273

184.991

2.900

33.521

124.223

154.721

147.626

155.430

155.376

159.470

152.941

149.870

158.495

158.948

175.468

175.161

177.158

182.319

186.746

441

1.452

1.929

1.563

1.700

1.910

2.324

2.268

2.680

2.355

2.430

3.008

3.376

2.952

2.560

2.710

62

93

58

56

44

47

39

39

272

319

80

45

48

137

56

134

-

0

64

18

20

21

19

19

22

23

23

57

51

23

23

27

a. Current

d. Doubtful e. Loss

189.653 Earning Assets - Account

Administrative Transactions a. Current b. Special Mention c. Sub-Standard d. Doubtful e. Loss

-

34

22

20

1

0

26

1

0

2

3

7

10

2

33

36

4.078

2.495

2.601

3.888

4.581

4.416

4.138

4.201

4.622

5.053

5.103

5.340

5.505

5.582

5.812

6.038

5

4

152

388

391

387

382

374

372

450

441

434

432

439

438

435 Interbank Loans

a. Lancar

5

4

152

388

391

387

382

374

372

450

441

434

432

439

438

435

b. DPK

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

b. Special Mention

c. Kurang Lancar

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

c. Sub-Standard

d. Diragukan

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

d. Doubtful

e. Macet

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

e. Loss

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

Non Performing Earning Aset (Nominal) Kredit kepada Bank Lain

Non Performing Loan kepada Bank Lain (Nominal)

1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit. - Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA. - Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu) - Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik (committed dan uncommitted), dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA.

Non Performing Earning Asset (Nominal)

a. Current

Interbank Non Performing Loan (Nominal)

1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit. - Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.

99

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.37.a. Aset Produktif Bank Asing dan Kualitas Kredit Bank Asing kepada Bank Lain

(Earning Assets of Foreign Owned Banks and Credit Quality of Foreign Owned Banks to Other Bank) Miliar Rp (Billion Rp) 2015 Indikator Aset Produktif Neraca a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet Aset Produktif Transaksi Rekening Administratif 1) a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet

2011

2012

2013

Indicator

2014 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des 404.737 Earning Assets

232.518

258.683

349.606

371.321

391.022

381.596

395.124

399.859

405.701

413.304

411.137

434.788

444.554

410.987

404.867

224.743

248.910

336.766

360.433

380.016

370.351

382.779

387.880

392.854

399.349

397.549

419.940

427.854

394.854

388.709

388.489

3.222

6.057

8.434

7.201

7.328

7.496

7.575

7.432

7.646

8.490

8.751

9.433

11.084

10.702

10.703

10.910

855

833

1.319

1.648

1.615

1.654

2.401

2.247

2.680

3.015

2.367

2.236

2.375

2.173

2.128

2.597

1.250

1.184

1.354

668

517

535

735

821

723

284

295

828

865

412

386

348 2.393

a. Current b. Special Mention c. Sub-Standard d. Doubtful e. Loss

2.450

1.700

1.732

1.371

1.547

1.559

1.634

1.479

1.798

2.166

2.175

2.351

2.375

2.845

2.942

104.131

192.051

294.780

302.064

344.388

335.362

359.642

339.541

347.155

419.734

361.157

374.430

398.723

361.801

357.624

101.477

187.329

285.358

295.096

338.436

329.853

352.313

332.735

340.519

411.805

354.269

367.056

390.224

353.557

349.646

342.143

2.448

4.258

9.059

5.380

4.296

4.008

5.665

5.311

5.198

5.451

5.564

5.980

7.038

6.824

6.327

7.928

b. Special Mention

149

409

259

1.432

1.453

1.338

1.542

1.335

1.307

2.107

1.198

1.187

1.234

1.266

1.408

1.288

c. Sub-Standard

39

16

72

136

185

146

99

99

90

90

104

116

128

125

37

40

351.652 Earning Assets - Account

Administrative Transactions

d. Doubtful e. Loss

18

40

31

19

18

18

24

62

42

281

21

92

98

30

205

253

Non Performing Earning Aset (Nominal)

8.125

4.181

4.768

5.274

5.335

5.250

6.435

6.042

6.639

7.943

6.160

6.809

7.077

6.851

7.107

6.919

Kredit kepada Bank Lain

5.396

4.610

9.077

14.360

14.926

15.759

17.740

17.230

17.046

15.225

15.486

15.988

14.156

12.151

12.473

13.450 Interbank Loans

5.396

4.610

9.077

14.360

14.926

15.759

17.740

17.230

17.046

15.225

15.486

15.988

14.156

12.151

12.473

13.450

b. DPK

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

b. Special Mention

c. Kurang Lancar

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

c. Sub-Standard

d. Diragukan

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

d. Doubtful

e. Macet

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

e. Loss

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

a. Lancar

Non Performing Loan kepada Bank Lain (Nominal)

1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit. - Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA. - Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu) - Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik (committed dan uncommitted), dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA.

*) Angka-angka sementara **) Angka-angka sangat sementara ***) Angka-angka sangat-sangat sementara

1)

a. Current

Non Performing Earning Asset (Nominal)

a. Current

Interbank Non Performing Loan (Nominal)

1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit. - Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.

*) Provisional figures **) Very provisional figures ***) Estimated figures

100

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.38.a. Komposisi Dana Pihak Ketiga Bank Umum

(Composition of Third Party Funds of State Owned Banks) Miliar Rp (Billion Rp) Desember 2011

Keterangan

Giro Rupiah Valas Tabungan Rupiah Valas Simpanan Berjangka Rupiah Valas

Nominal

Desember 2012

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Desember 2013

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Desember 2014

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Desember 2015

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

652.708

23,44

767.070

23,78

846.781

23,11

889.586

21,62

987.532

485.716

17,44

567.801

17,61

569.927

15,55

605.276

14,71

667.537

166.992

6,00

199.270

6,18

276.854

7,56

284.309

6,91

319.995

898.245

32,25

1.076.830

33,39

1.212.707

33,10

1.284.458

31,22

1.396.011

840.063

30,16

1.010.488

31,33

1.123.696

30,67

1.187.559

28,86

1.274.588

58.181

2,09

66.342

2,06

89.011

2,43

96.899

2,36

121.423

1.234.072

44,31

1.381.298

42,83

1.604.480

43,79

1.940.376

47,16

2.029.513

1.072.770

38,52

1.179.242

36,56

1.331.527

36,34

1.641.743

39,90

1.723.319

161.302

5,79

202.056

6,26

272.952

7,45

298.633

7,26

306.194

- Jangka Waktu 1 bulan

7,25

45,99 Time Deposits 39,05 Rupiah 6,94

Foreign Exchange

-

- Periode 1 Month

677.030

20,99

814.742

22,24

925.812

22,50

902.329

20,45

Valas

110.978

3,98

128.829

3,99

172.312

4,70

162.363

3,95

166.913

3,78 -

222.071

7,97

251.926

7,81

264.156

7,21

374.111

9,09

453.597

10,28

21.467

0,77

27.543

0,85

33.743

0,92

47.267

1,15

55.039

1,25 -

- Jangka Waktu 6 bulan Rupiah

90.412

3,25

125.555

3,89

120.795

3,30

149.345

3,63

177.145

4,01

Valas

15.504

0,56

27.215

0,84

37.508

1,02

45.471

1,11

49.518

1,12 -

- Jangka Waktu >= 12 bulan

Foreign Exchange

31,63 Saving 28,88 Rupiah 2,75 Foreign Exchange

24,18

Valas

Valas

22,38 Demand Deposits 15,13 Rupiah

673.312

Rupiah

Rupiah

Items

(Composition to Total Third Party Funds) (%)

Rupiah - Jangka Waktu 3 bulan

Total DPK

Komposisi thd Total DPK (%)

Rupiah Foreign Exchange - Periode 3 Month Rupiah Foreign Exchange - Periode 6 Month Rupiah Foreign Exchange - Periode >= 12 Month

Rupiah

86.975

3,11

124.731

3,87

131.834

3,60

192.350

4,68

190.213

4,31

Rupiah

Valas

13.352

0,48

18.469

0,57

29.390

0,80

43.433

1,06

34.724

0,79

Foreign Exchange

2.785.024

100,00

3.225.198

100,00

3.663.968

100,00

4.114.420

100,00

4.413.056

2.398.549

86,12

2.757.530

85,50

3.025.150

82,56

3.434.579

83,48

3.665.444

386.475

13,88

467.668

14,50

638.818

17,44

679.841

16,52

747.612

100,00 Total Third Party Funds 83,06 Rupiah 16,94 Foreign Exchange

101

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.39.a. Komposisi Dana Pihak Ketiga Bank Persero

(Composition of Third Party Funds of State Owned Banks) Miliar Rp (Billion Rp) Desember 2011

Keterangan

Nominal

Desember 2012

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Desember 2013

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Desember 2014

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Desember 2015

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Komposisi thd Total DPK (%)

Items

(Composition to Total Third Party Funds) (%)

242.853 190.600 52.253 395.372 383.292 12.080 401.027 350.866 50.161

23,37 18,34 5,03 38,04 36,88 1,16 38,59 33,76 4,83

272.149 206.540 65.610 483.022 467.656 15.366 446.113 378.829 67.283

22,65 17,19 5,46 40,21 38,93 1,28 37,14 31,54 5,60

300.056 200.001 100.054 555.319 533.277 22.042 507.687 420.785 86.903

22,01 14,67 7,34 40,74 39,12 1,62 37,25 30,87 6,38

318.259 214.126 104.133 601.858 572.294 29.565 662.370 566.153 96.217

20,11 13,53 6,58 38,03 36,16 1,87 41,86 35,78 6,08

400.515 269.903 130.612 672.347 636.447 35.900 662.100 560.637 101.462

23,08 Demand Deposits 15,56 Rupiah 7,53 Foreign Exchange 38,75 Saving 36,68 Rupiah 2,07 Foreign Exchange 38,16 Time Deposits 32,31 Rupiah 5,85 Foreign Exchange

- Jangka Waktu 1 bulan Rupiah Valas

229.284 35.179

22,06 3,39

223.177 46.712

18,58 3,89

245.364 58.290

18,00 4,28

297.812 56.968

18,82 3,60

289.817 52.476

16,70 3,02

- Periode 1 Month Rupiah Foreign Exchange

- Jangka Waktu 3 bulan Rupiah Valas

62.782 4.976

6,04 0,48

71.970 5.442

5,99 0,45

74.076 4.879

5,43 0,36

137.470 7.816

8,69 0,49

157.965 15.738

9,10 0,91

- Periode 3 Month Rupiah Foreign Exchange

- Jangka Waktu 6 bulan Rupiah Valas

19.550 5.922

1,88 0,57

32.208 8.401

2,68 0,70

33.634 12.737

2,47 0,93

43.608 16.905

2,76 1,07

36.035 22.060

2,08 1,27

- Periode 6 Month Rupiah Foreign Exchange

39.250 4.084 1.039.253 924.759 114.494

3,78 0,39 100,00 88,98 11,02

51.475 6.729 1.201.284 1.053.025 148.259

4,28 0,56 100,00 87,66 12,34

67.710 10.996 1.363.062 1.154.063 208.999

4,97 0,81 100,00 84,67 15,33

87.264 14.529 1.582.488 1.352.573 229.915

5,51 0,92 100,00 85,47 14,53

76.820 11.189 1.734.961 1.466.987 267.974

Giro Rupiah Valas Tabungan Rupiah Valas Simpanan Berjangka Rupiah Valas

- Jangka Waktu >= 12 bulan Rupiah Valas Total DPK Rupiah Valas

- Periode >= 12 Month 4,43 Rupiah 0,64 Foreign Exchange 100,00 Total Third Party Funds 84,55 Rupiah 15,45 Foreign Exchange

102

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.40.a. Komposisi Dana Pihak Ketiga BUSN Devisa

(Composition of Third Party Funds of Foreign Exchange Commercial Banks) Miliar Rp (Billion Rp) Desember 2011

Keterangan

Giro Rupiah Valas Tabungan Rupiah Valas Simpanan Berjangka Rupiah Valas

Nominal

Desember 2012

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Desember 2013

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Desember 2014

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Desember 2015

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

225.170

19,19

264.982

19,58

294.181

18,95

309.227

17,86

320.087

166.221

14,17

198.251

14,65

204.067

13,15

212.135

12,25

224.669

58.949

5,02

66.731

4,93

90.113

5,80

97.093

5,61

95.441

388.030

33,07

461.038

34,07

502.864

32,39

522.792

30,20

544.137

363.575

30,99

433.712

32,05

463.249

29,84

483.010

27,90

488.571

24.455

2,08

27.326

2,02

39.614

2,55

39.782

2,30

55.566

560.098

47,74

627.129

46,35

755.341

48,66

898.991

51,93

956.911

490.904

41,84

541.950

40,05

629.323

40,54

742.631

42,90

793.250

69.194

5,90

85.179

6,29

126.018

8,12

156.360

9,03

163.746

- Jangka Waktu 1 bulan Rupiah Valas

Valas Rupiah Valas

Valas Total DPK Rupiah Valas

5,24

Foreign Exchange

29,88 Saving 26,83 Rupiah 3,05 Foreign Exchange 52,54 Time Deposits 43,56 Rupiah 8,99

Foreign Exchange

-

- Periode 1 Month

320.362

23,68

408.004

26,28

455.492

26,31

449.052

24,66

47.742

4,07

49.251

3,64

73.030

4,70

78.597

4,54

93.379

5,13 -

107.755

9,18

127.361

9,41

130.349

8,40

166.425

9,61

205.366

11,28

9.728

0,83

14.451

1,07

21.551

1,39

29.852

1,72

31.434

1,73 -

39.826

3,39

54.242

4,01

49.986

3,22

59.592

3,44

86.203

4,73

5.505

0,47

12.135

0,90

16.359

1,05

24.066

1,39

21.616

1,19

- Jangka Waktu >= 12 bulan Rupiah

17,58 Demand Deposits 12,34 Rupiah

26,24

- Jangka Waktu 6 bulan

Items

(Composition to Total Third Party Funds) (%)

307.839

- Jangka Waktu 3 bulan Rupiah

Komposisi thd Total DPK (%)

Rupiah Foreign Exchange - Periode 3 Month Rupiah Foreign Exchange - Periode 6 Month Rupiah Foreign Exchange

-

- Periode >= 12 Month

35.483

3,02

39.985

2,95

40.984

2,64

61.097

3,53

52.595

2,89

Rupiah

6.219

0,53

9.343

0,69

15.078

0,97

23.746

1,37

17.317

0,95

Foreign Exchange

1.173.297

100,00

1.353.149

100,00

1.552.385

100,00

1.731.019

100,00

1.821.244

1.020.700

86,99

1.173.913

86,75

1.296.639

83,53

1.437.776

83,06

1.506.490

152.597

13,01

179.236

13,25

255.746

16,47

293.243

16,94

314.753

100,00 Total Third Party Funds 82,72 Rupiah 17,28 Foreign Exchange

103

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.41.a. Komposisi Dana Pihak Ketiga BUSN Non Devisa

(Composition of Third Party Funds of Non-Foreign Exchange Commercial Banks) Miliar Rp (Billion Rp) Desember 2011

Keterangan

Giro Rupiah Valas Tabungan Rupiah Valas Simpanan Berjangka Rupiah Valas

Desember 2012

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

Desember 2013

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

Desember 2014

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

Desember 2015

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

Komposisi thd Total DPK (%)

Nominal

3.634

4,37

5.074

4,86

5.844

4,76

7.056

5,00

4.703

3,20 Demand Deposits

3.634

4,37

5.074

4,86

5.844

4,76

7.056

5,00

4.703

3,20

-

-

-

-

-

-

-

-

-

-

10.281

12,37

12.794

12,26

14.402

11,72

16.422

11,64

17.728

12,05 Saving

10.281

12,37

12.794

12,26

14.402

11,72

16.422

11,64

17.728

12,05

-

-

-

-

-

-

-

-

-

-

69.180

83,25

86.478

82,88

102.636

83,52

117.549

83,35

124.711

84,76 Time Deposits

69.180

83,25

86.478

82,88

102.636

83,52

117.549

83,35

124.711

84,76

-

-

-

-

-

-

-

-

-

- Jangka Waktu 1 bulan Rupiah Valas

36.567

44,01

43.915

42,09

61.923

50,39

64.013

45,39

-

-

-

-

-

-

-

-

Valas

18.991

22,86

22.133

21,21

24.123

19,63

28.290

20,06

-

-

-

-

-

-

-

-

Rupiah Valas

13,58

15.658

15,01

12.534

10,20

16.041

11,37

-

-

-

-

-

-

-

-

Valas Total DPK Rupiah Valas

Foreign Exchange Rupiah - Periode 1 Month

-

-

36.881

25,06

-

-

20.371

13,84

-

-

Rupiah Foreign Exchange - Periode 3 Month Rupiah Foreign Exchange - Periode 6 Month Rupiah Foreign Exchange

-

- Periode >= 12 Month

10.707

7,28

Rupiah

-

-

- Jangka Waktu >= 12 bulan Rupiah

Rupiah

Foreign Exchange

11.284

Foreign Exchange

38,57

- Jangka Waktu 6 bulan

Rupiah

-

56.752

- Jangka Waktu 3 bulan Rupiah

Items

(Composition to Total Third Party Funds) (%)

2.337

2,81

4.771

4,57

4.056

3,30

9.123

6,47

-

-

-

-

-

-

-

-

83.095

100,00

104.346

100,00

122.883

100,00

141.027

100,00

147.143

100,00 Total Third Party Funds

83.095

100,00

104.346

100,00

122.883

100,00

141.027

100,00

147.143

100,00

-

-

-

-

-

-

-

-

-

-

Foreign Exchange Rupiah Foreign Exchange

104

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.42.a. Komposisi Dana Pihak Ketiga BPD

(Composition of Third Party Funds of Regional Development Banks) Miliar Rp (Billion Rp) Desember 2011

Keterangan

Giro Rupiah Valas Tabungan Rupiah Valas Simpanan Berjangka Rupiah Valas

Desember 2012

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

Desember 2013

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

Desember 2014

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

Desember 2015

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

Komposisi thd Total DPK (%)

Nominal

88.456

37,59

112.953

40,55

107.070

37,21

120.899

35,99

110.344

88.094

37,43

112.715

40,47

106.398

36,98

120.531

35,88

110.080

362

0,15

238

0,09

673

0,23

368

0,11

264

67.338

28,61

79.968

28,71

95.827

33,31

100.949

30,05

116.601

67.318

28,60

79.938

28,70

95.786

33,29

100.903

30,03

116.551

20

0,01

30

0,01

41

0,01

46

0,01

50

79.555

33,80

85.614

30,74

84.812

29,48

114.109

33,97

129.655

78.767

33,47

84.903

30,48

83.838

29,14

113.270

33,72

127.088

787

0,33

711

0,26

974

0,34

839

0,25

2.567

- Jangka Waktu 1 bulan Rupiah Valas

Valas

Valas

Valas Total DPK Rupiah Valas

Foreign Exchange

36,36 Time Deposits 35,64 Rupiah 0,72

Foreign Exchange

-

- Periode 1 Month

37.513

13,47

40.872

14,21

53.562

15,94

56.407

15,82

673

0,29

468

0,17

854

0,30

795

0,24

1.410

0,40 -

14.335

6,09

12.214

4,39

12.263

4,26

19.129

5,69

23.640

6,63

51

0,02

14

0,01

5

0,00

8

0,00

697

0,20 -

12.559

5,34

13.495

4,84

16.389

5,70

15.889

4,73

12.221

3,43

5

0,00

27

0,01

84

0,03

15

0,00

425

0,12

- Jangka Waktu >= 12 bulan Rupiah

0,07

32,70 Saving 32,68 Rupiah 0,01 Foreign Exchange

19,77

- Jangka Waktu 6 bulan Rupiah

30,94 Demand Deposits 30,87 Rupiah

46.523

- Jangka Waktu 3 bulan Rupiah

Items

(Composition to Total Third Party Funds) (%)

Rupiah Foreign Exchange - Periode 3 Month Rupiah Foreign Exchange - Periode 6 Month Rupiah Foreign Exchange

-

- Periode >= 12 Month

5.349

2,27

21.682

7,78

14.314

0,01

24.670

7,34

34.820

9,76

Rupiah

59

0,03

203

0,07

32

100,00

21

0,01

35

0,01

Foreign Exchange

235.348

100,00

278.535

100,00

287.709

100,00

335.957

100,00

356.600

234.179

99,50

277.555

99,65

286.021

99,41

334.704

99,63

353.719

1.169

0,50

980

0,35

1.688

0,59

1.253

0,37

2.881

100,00 Total Third Party Funds 99,19 Rupiah 0,81 Foreign Exchange

105

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.43.a. Komposisi Dana Pihak Ketiga Bank Campuran

(Composition of Third Party Funds of Joint Venture Banks) Miliar Rp (Billion Rp) Desember 2011

Keterangan

Giro Rupiah Valas Tabungan

Nominal

Desember 2012

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Desember 2013

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Desember 2014

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Desember 2015

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

25.396

22,57

34.508

26,05

44.293

26,92

40.859

27,30

44.148

9.485

8,43

12.226

9,23

16.744

10,18

13.334

8,91

16.318

Items

(Composition to Total Third Party Funds) (%)

27,08 Demand Deposits 10,01 Rupiah

15.912

14,14

22.282

16,82

27.549

16,74

27.525

18,39

27.830

17,07

18.503

16,44

19.292

14,57

23.245

14,13

20.925

13,98

23.107

14,17 Saving 5,12 Rupiah 9,06 Foreign Exchange

8.402

7,47

8.529

6,44

10.268

6,24

7.548

5,04

8.340

Valas

10.101

8,98

10.763

8,13

12.978

7,89

13.377

8,94

14.767

Simpanan Berjangka

Rupiah

Komposisi thd Total DPK (%)

Foreign Exchange

68.642

60,99

78.654

59,38

96.995

58,95

87.883

58,72

95.757

Rupiah

44.532

39,57

47.948

36,20

53.835

32,72

58.079

38,81

70.930

58,74 Time Deposits 43,51 Rupiah

Valas

24.110

21,42

30.706

23,18

43.160

26,23

29.804

19,91

24.827

15,23

Foreign Exchange

-

- Periode 1 Month

- Jangka Waktu 1 bulan Rupiah

27.920

24,81

26.748

20,19

33.557

20,40

33.116

22,13

22.699

13,92

Valas

15.002

13,33

20.389

15,39

28.477

17,31

15.709

10,50

8.757

5,37 -

- Jangka Waktu 3 bulan Rupiah

8.971

7,97

9.285

7,01

11.791

7,17

11.066

7,39

12.375

7,59

Valas

3.725

3,31

3.964

2,99

4.910

2,98

7.470

4,99

2.673

1,64 -

- Jangka Waktu 6 bulan Rupiah

4.539

4,03

6.842

5,17

5.146

3,13

6.746

4,51

7.463

4,58

Valas

3.062

2,72

4.743

3,58

7.141

4,34

3.268

2,18

1.175

0,72 -

- Jangka Waktu >= 12 bulan

Rupiah Foreign Exchange - Periode 3 Month Rupiah Foreign Exchange - Periode 6 Month Rupiah Foreign Exchange - Periode >= 12 Month

Rupiah

3.102

2,76

5.073

3,83

3.341

2,03

7.152

4,78

4.165

2,56

Rupiah

Valas

2.321

2,06

1.611

1,22

2.632

1,60

3.358

2,24

986

0,61

Foreign Exchange

112.541

100,00

132.454

100,00

164.533

100,00

149.668

100,00

163.012

Rupiah

62.418

55,46

68.704

51,87

80.847

49,14

78.962

52,76

95.588

Valas

50.123

44,54

63.751

48,13

83.686

50,86

70.706

47,24

67.424

Total DPK

100,00 Total Third Party Funds 58,64 Rupiah 41,36 Foreign Exchange

106

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.44.a. Komposisi Dana Pihak Ketiga Bank Asing

(Composition of Third Party Funds of Foreign Owned Banks) Miliar Rp (Billion Rp) Desember 2011

Keterangan

Giro Rupiah Valas Tabungan

Nominal

Desember 2012

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Desember 2013

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Desember 2014

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Desember 2015

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

Items

(Composition to Total Third Party Funds) (%)

67.199

47,49

77.405

49,80

95.338

54,98

93.276

53,53

107.713

27.683

19,56

32.996

21,23

36.873

21,27

38.094

21,86

41.864

56,66 Demand Deposits 22,02 Rupiah

39.516

27,93

44.409

28,57

58.465

33,72

55.182

31,67

65.849

34,64

18.721

13,23

20.715

13,33

21.050

12,14

21.511

12,34

22.091

11,62 Saving 3,66 Rupiah 7,96 Foreign Exchange

7.195

5,09

7.858

5,06

6.713

3,87

7.382

4,24

6.951

Valas

11.526

8,15

12.857

8,27

14.336

8,27

14.129

8,11

15.141

Simpanan Berjangka

Rupiah

Komposisi thd Total DPK (%)

55.572

39,28

57.310

36,87

57.008

32,88

59.474

34,13

60.294

Rupiah

38.522

27,23

39.133

25,18

41.111

23,71

44.062

25,28

46.702

Valas

17.050

12,05

18.176

11,69

15.897

9,17

15.413

8,84

13.591

- Jangka Waktu 1 bulan

31,72 Time Deposits 24,57 Rupiah 7,15

Foreign Exchange

-

- Periode 1 Month

Rupiah

25.177

17,79

25.315

16,29

25.022

14,43

21.817

12,52

22.699

11,94

Valas

12.382

8,75

12.011

7,73

11.660

6,72

10.294

5,91

8.757

4,61 -

- Jangka Waktu 3 bulan Rupiah

9.237

6,53

8.962

5,77

11.553

6,66

11.731

6,73

12.375

6,51

Valas

2.987

2,11

3.673

2,36

2.397

1,38

2.122

1,22

2.673

1,41 -

- Jangka Waktu 6 bulan Rupiah

2.654

1,88

3.110

2,00

3.107

1,79

7.470

4,29

7.463

3,93

Valas

1.010

0,71

1.910

1,23

1.188

0,69

1.218

0,70

1.175

0,62 -

- Jangka Waktu >= 12 bulan

Foreign Exchange

Rupiah Foreign Exchange - Periode 3 Month Rupiah Foreign Exchange - Periode 6 Month Rupiah Foreign Exchange - Periode >= 12 Month

1.453

1,03

1.746

1,12

1.429

0,82

3.043

1,75

4.165

2,19

Rupiah

670

0,47

583

0,38

651

0,38

1.779

1,02

986

0,52

Foreign Exchange

141.491

100,00

155.430

100,00

173.395

100,00

174.261

100,00

190.098

Rupiah

73.399

51,88

79.987

51,46

84.697

48,85

89.537

51,38

95.517

Valas

68.092

48,12

75.443

48,54

88.698

51,15

84.724

48,62

94.581

Rupiah Valas Total DPK

100,00 Total Third Party Funds 50,25 Rupiah 49,75 Foreign Exchange

107

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.45.a. Komposisi DPK Bank Umum Berdasarkan Lokasi Penghimpunan Dana Desember 2015 (Composition of Third Party Funds of Commercial Banks Based on Location - December 2015) Miliar Rp (Billion Rp) Giro

Tabungan

Deposito

Total DPK

(Demand Deposits)

(Saving Deposits)

(Time Deposits)

(Total Third Party Funds)

Lokasi

Valas (Foreign

Rupiah

Exchange)

Valas (Foreign

Rupiah

Exchange)

Valas (Foreign

Rupiah

Exchange)

Valas (Foreign

Rupiah

Exchange)

Pangsa Thd Total DPK (%)

Location

(Portion to Total Third Party (%)

Total

1. Jawa Barat

53.768

10.406

147.448

7.959

137.937

12.767

339.153

31.132

370.285

8,26

1. Jawa Barat

2. Banten

27.458

6.093

42.303

3.505

44.951

5.323

114.711

14.921

129.632

2,87

2. Banten

346.541

258.430

313.219

70.385

996.058

235.215

1.655.818

564.029

2.219.848

50,03

5.407

413

24.463

731

14.140

500

44.010

1.645

45.655

1,03

4. D.I Yogyakarta

5. Jawa Tengah

25.761

3.925

105.032

4.006

69.466

7.985

200.259

15.915

216.174

4,92

5. Jawa Tengah

6. Jawa Timur

58.057

11.012

168.285

10.460

160.080

14.773

386.423

36.245

422.668

9,37

6. Jawa Timur

7. Bengkulu

1.600

40

5.600

43

2.396

17

9.596

101

9.697

0,24

7. Bengkulu

8. Jambi

2.720

165

12.739

361

7.303

153

22.762

678

23.440

0,56

8. Jambi

9. Aceh

6.043

63

16.889

135

7.863

61

30.795

260

31.054

0,78

10. Sumatera Utara

21.852

6.364

67.949

4.978

70.842

12.674

160.643

24.016

184.659

4,22

10. Sumatera Utara

11. Sumatera Barat

4.777

342

16.978

505

10.751

199

32.506

1.047

33.553

0,79

11. Sumatera Barat

12. Riau

8.798

1.077

30.078

1.039

20.412

646

59.288

2.763

62.050

1,54

12. Riau

14. Sumatera Selatan

6.435

1.740

27.283

1.096

21.437

1.766

55.154

4.602

59.756

1,36

14. Sumatera Selatan

15. Bangka Belitung

1.432

209

7.338

473

4.599

182

13.369

864

14.233

0,33

15. Bangka Belitung

13. Kepulauan Riau

6.557

5.400

14.486

3.487

8.246

2.459

29.290

11.346

40.636

0,93

13. Kepulauan Riau

16. Lampung

4.887

351

17.882

818

8.066

256

30.835

1.426

32.260

0,75

16. Lampung

17. Kalimantan Selatan

6.823

750

21.441

552

9.054

251

37.318

1.553

38.871

0,93

17. Kalimantan Selatan

18. Kalimantan Barat

5.034

462

23.506

645

14.120

222

42.659

1.330

43.989

1,00

18. Kalimantan Barat

19. Kalimantan Timur

13.395

3.676

37.131

2.499

23.740

3.178

74.266

9.353

83.619

2,03

19. Kalimantan Timur

20. Kalimantan Tengah

3.538

118

10.192

69

3.854

84

17.585

271

17.856

0,44

20. Kalimantan Tengah

21. Sulawesi Tengah

2.333

39

9.297

85

3.980

31

15.610

155

15.765

0,37

21. Sulawesi Tengah

22. Sulawesi Selatan

12.943

782

41.303

1.024

22.251

947

76.497

2.752

79.249

1,72

22. Sulawesi Selatan

3.892

543

9.903

658

6.251

239

20.047

1.441

21.487

0,48

23. Sulawesi Utara

24. Gorontalo

556

1

2.531

34

1.078

5

4.165

40

4.204

0,10

24. Gorontalo

25. Sulawesi Barat

578

1

2.534

1

296

1

3.408

2

3.411

0,09

25. Sulawesi Barat

26. Sulawesi Tenggara

2.681

148

8.068

61

3.540

19

14.289

228

14.516

0,34

26. Sulawesi Tenggara

27. Nusa Tenggara Barat

2.776

77

11.207

202

5.054

52

19.037

331

19.368

0,44

27. Nusa Tenggara Barat

10.423

2.641

32.506

3.393

25.617

925

68.546

6.959

75.505

1,71

28. Bali

29. Nusa Tenggara Timur

4.436

46

11.844

148

5.175

39

21.456

233

21.688

0,51

29. Nusa Tenggara Timur

30. Maluku

2.313

10

6.201

86

3.455

59

11.969

155

12.124

0,28

30. Maluku

31. Papua

9.267

241

18.754

352

7.443

174

35.465

767

36.232

0,90

31. Papua

32. Maluku Utara

1.171

52

3.726

17

1.252

13

6.148

81

6.230

0,15

32. Maluku Utara

33. Papua Barat

3.271

17

6.422

58

2.599

41

12.292

116

12.407

0,32

33. Papua Barat

15

4.361

46

1.559

15

4.938

77

10.858

10.936

0,22

34. Lainnya

667.537

319.995

1.274.588

121.423

1.723.319

306.194

3.665.444

747.612

4.413.056

100

3. DKI Jakarta 4. D.I Yogyakarta

23. Sulawesi Utara

28. Bali

34. Lainnya Total

3. DKI Jakarta

9. Aceh

Total

108

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.46.a. Penghimpunan DPK Bank Umum Berdasarkan Lokasi Bank Penghimpun Dana

(Third Party Funds of Commercial Banks Based on Location of Deposits) Miliar Rp (Billion Rp) Lokasi

2011

2012

2013

2014

2015 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Location

219.405

262.433

300.671

332.474

327.925

328.861

336.833

344.479

339.694

355.228

357.116

356.663

363.881

361.329

360.500

370.285

1. Jawa Barat

70.218

88.496

105.532

121.613

114.963

116.923

118.904

118.353

121.028

124.032

124.131

124.376

127.512

126.306

125.504

129.632

2. Banten

1.417.266

1.629.585

1.860.446

2.100.489

2.118.164

2.158.599

2.153.243

2.143.471

2.152.474

2.182.791

2.189.139

2.219.605

2.251.119

2.182.895

2.184.902

2.219.848

26.837

32.501

37.073

41.483

41.248

41.391

42.436

42.463

42.332

43.089

43.891

44.342

44.634

44.797

45.090

45.655

5. Jawa Tengah

124.743

145.257

167.398

188.114

186.755

186.057

193.103

195.122

196.004

201.054

204.316

206.059

213.678

212.825

214.706

216.174

5. Jawa Tengah

6. Jawa Timur

250.524

292.224

335.308

383.290

381.031

383.736

390.839

391.919

391.909

398.365

398.134

401.381

411.579

408.666

409.131

422.668

6. Jawa Timur

6.190

7.368

7.680

8.556

8.749

8.803

9.241

9.556

9.644

10.090

10.250

10.380

10.819

10.672

10.531

9.697

8. Jambi

16.415

17.945

19.415

21.965

21.710

21.709

22.734

23.485

23.423

24.205

24.165

23.895

24.679

24.189

24.367

23.440

9. Aceh

20.333

21.969

24.263

26.694

25.993

26.373

27.846

28.291

30.453

31.426

30.693

30.067

34.299

33.210

34.166

31.054

10. Sumatera Utara

127.076

139.259

155.204

178.653

176.826

177.984

177.677

177.065

180.394

182.589

183.624

186.218

190.253

188.418

184.323

184.659

10. Sumatera Utara

11. Sumatera Barat

23.126

25.623

26.281

29.985

30.433

30.675

32.237

32.120

32.225

33.389

33.790

33.865

34.493

34.427

34.364

33.553

11. Sumatera Barat

12. Riau

45.067

52.243

55.524

64.143

62.209

61.700

66.525

68.999

68.918

70.421

68.640

67.402

69.189

67.751

67.162

62.050

12. Riau

13. Sumatera Selatan*)

51.235

54.244

53.688

57.225

55.309

55.172

57.606

59.210

58.821

61.396

60.649

60.224

63.226

61.201

59.587

59.756

13. Sumatera Selatan

14. Bangka Belitung

10.243

12.172

11.828

13.145

13.195

13.231

13.462

14.099

13.843

14.359

14.000

14.085

14.479

14.471

14.254

14.233

14. Bangka Belitung

15. Kepulauan Riau*)

24.114

28.804

38.392

39.455

38.247

38.803

39.319

40.420

40.308

41.183

40.714

40.674

41.767

40.809

40.691

40.636

15. Kepulauan Riau

16. Lampung

19.745

22.612

25.642

28.640

28.137

28.033

29.280

29.524

29.824

31.139

32.070

32.520

33.418

32.754

32.554

32.260

16. Lampung

17. Kalimantan Selatan

28.305

34.118

36.447

37.494

36.428

36.645

37.387

38.651

39.215

40.487

39.897

39.227

41.632

40.614

40.469

38.871

17. Kalimantan Selatan

18. Kalimantan Barat

27.857

32.000

36.273

39.500

38.992

38.958

39.768

40.889

41.215

42.119

42.123

42.575

43.368

43.222

43.575

43.989

18. Kalimantan Barat

19. Kalimantan Timur

66.880

79.992

85.407

89.468

86.122

85.167

87.795

92.302

89.710

93.506

90.564

88.647

93.838

90.486

88.687

83.619

19. Kalimantan Timur

20. Kalimantan Tengah

11.924

14.285

16.023

16.771

17.614

17.439

17.761

18.643

18.438

19.204

18.986

18.389

19.498

19.309

19.135

17.856

20. Kalimantan Tengah

21. Sulawesi Tengah

8.865

10.022

11.330

12.938

13.068

13.104

14.120

14.123

14.297

15.222

15.512

15.602

16.289

16.044

16.273

15.765

21. Sulawesi Tengah

22. Sulawesi Selatan

46.262

54.453

61.163

67.026

66.033

65.969

67.922

67.979

68.866

70.372

71.144

71.654

74.189

73.322

75.251

79.249

22. Sulawesi Selatan

23. Sulawesi Utara

14.340

16.407

17.481

19.671

19.734

19.780

20.368

20.403

20.629

21.096

21.173

21.574

21.848

20.908

21.019

21.487

23. Sulawesi Utara

24. Gorontalo*)

2.712

2.990

3.100

3.489

3.693

3.791

4.003

3.969

4.036

4.221

4.313

4.313

4.421

4.357

4.439

4.204

24. Gorontalo

25. Sulawesi Barat*)

1.934

2.585

2.868

2.990

3.252

3.244

3.487

3.538

3.610

3.795

3.908

3.903

4.022

3.983

3.960

3.411

25. Sulawesi Barat

26. Sulawesi Tenggara*)

8.428

9.870

11.033

11.476

11.677

11.921

12.597

13.073

13.277

13.675

14.159

14.100

14.883

15.068

14.839

14.516

26. Sulawesi Tenggara

27. Nusa Tenggara Barat

10.872

12.734

14.445

16.798

16.909

16.672

17.276

17.914

17.593

18.245

18.276

18.341

19.190

19.398

19.400

19.368

27. Nusa Tenggara Barat

28. Bali

45.604

54.948

64.234

70.510

70.433

71.015

72.015

72.476

72.327

73.580

73.659

74.540

76.450

75.828

74.640

75.505

28. Bali

29. Nusa Tenggara Timur

12.755

14.884

16.402

18.571

19.037

19.199

19.798

20.549

20.917

21.764

22.239

21.928

22.558

22.815

22.336

21.688

29. Nusa Tenggara Timur

6.989

8.340

9.379

10.509

10.758

10.729

11.031

11.153

11.136

11.560

11.786

11.828

12.135

12.230

12.343

12.124

30. Maluku

23.946

27.148

29.424

33.717

34.091

33.078

33.258

33.403

35.446

36.325

36.299

38.821

39.468

37.956

39.085

36.232

31. Papua

32. Maluku Utara

3.769

4.425

4.831

5.217

5.489

5.487

5.743

6.009

5.986

6.236

6.378

6.401

6.517

6.437

6.403

6.230

33. Papua Barat

7.097

8.284

10.906

12.385

11.999

11.842

12.586

13.636

13.462

13.587

13.228

12.962

14.744

14.019

13.819

12.407

33. Papua Barat

34. Lainnya

3.835

4.976

8.876

9.968

10.133

9.356

10.377

10.339

10.698

10.001

9.856

10.010

10.007

9.688

9.513

10.936

34. Others

2.784.912

3.225.198

3.663.968

4.114.420

4.106.358

4.151.448

4.198.577

4.217.625

4.232.150

4.319.749

4.328.822

4.366.571

4.464.083

4.370.404

4.367.019

4.413.056

1. Jawa Barat 2. Banten 3. DKI Jakarta 4. D.I Yogyakarta

7. Bengkulu

30. Maluku 31. Papua

Total

3. DKI Jakarta 4. D.I Yogyakarta

7. Bengkulu 8. Jambi 9. Aceh

32. Maluku Utara

Total

109

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.47.a. Suku Bunga Rata-rata DPK Bank Umum

(Average of Interest Rate of Third Party Funds of Commercial Banks) Persen (Percent) 2015 Keterangan

2011

2012

2013

Items

2014 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des Demand Deposits

Giro Rupiah

2,41

2,12

2,12

2,31

2,36

2,39

2,43

2,41

2,40

2,38

2,38

2,34

2,40

2,35

2,30

2,19

Valas

0,37

0,37

0,42

0,46

0,40

0,40

0,42

0,44

0,44

0,41

0,41

0,40

0,43

0,41

0,38

0,36

- Rupiah - Foreign Exchange Saving

Tabungan Rupiah

2,44

1,91

2,01

2,02

1,99

2,03

2,02

2,00

2,01

2,00

1,99

1,99

2,00

1,97

1,98

1,99

Valas

0,35

0,34

0,32

0,35

0,34

0,34

0,34

0,34

0,34

0,36

0,34

0,30

0,28

0,28

0,27

0,26

- Rupiah - Foreign Exchange Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln Rupiah

6,41

5,59

7,72

8,56

8,46

8,63

8,38

8,07

7,85

7,74

7,71

7,60

7,56

7,48

7,47

7,58

Valas

1,59

1,57

1,81

1,99

2,06

2,03

1,94

1,76

1,55

1,37

1,24

1,16

1,05

1,02

0,97

1,01

Rupiah Foreign Exchange - 3 Month Time Deposits

- Simpanan Berjangka 3 bln Rupiah

6,91

5,90

8,03

9,14

9,12

9,18

9,03

8,83

8,71

8,49

8,41

8,33

8,23

8,15

8,13

8,15

Valas

2,00

1,91

2,26

2,29

2,30

2,26

2,24

2,07

2,00

1,79

1,56

1,40

1,32

1,23

1,20

1,23

Rupiah Foreign Exchange - 6 Month Time Deposits

- Simpanan Berjangka 6 bln Rupiah

7,29

6,04

7,37

9,22

9,16

9,18

9,07

9,01

8,97

8,84

8,73

8,61

8,54

8,51

8,45

8,54

Valas

2,10

2,33

2,17

2,26

2,23

2,18

2,10

2,03

1,99

1,90

1,81

1,73

1,62

1,54

1,42

1,36

Rupiah Foreign Exchange - 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln Rupiah

6,87

6,05

7,14

8,76

8,72

8,82

8,84

8,79

8,80

8,69

8,68

8,61

8,57

8,57

8,50

8,58

Rupiah

Valas

1,71

1,97

2,07

2,24

2,23

2,21

2,13

2,11

2,05

2,04

2,01

1,97

1,92

1,83

1,73

1,72

Foreign Exchange

110

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.48.a. Suku Bunga Rata-rata DPK Bank Persero

(Average of Interest Rate of Third Party Funds of State Owned Banks) Persen (Percent) 2015 Keterangan

2011

2012

2013

Items

2014 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des Demand Deposits

Giro Rupiah

2,37

2,08

2,00

2,13

1,88

2,03

1,99

1,90

1,91

1,91

1,92

1,88

1,96

1,87

1,88

1,91

Valas

0,16

0,15

0,18

0,18

0,17

0,19

0,18

0,18

0,19

0,19

0,17

0,15

0,18

0,17

0,15

0,16

- Rupiah - Foreign Exchange Saving

Tabungan Rupiah

2,15

1,59

1,58

1,48

1,48

1,45

1,46

1,45

1,46

1,47

1,45

1,46

1,47

1,46

1,00

1,49

Valas

0,23

0,22

0,22

0,23

0,23

0,23

0,24

0,24

0,23

0,23

0,23

0,24

0,23

0,23

1,47

0,24

- Rupiah - Foreign Exchange Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln Rupiah

6,04

5,23

7,16

8,13

8,11

8,14

7,98

7,33

7,12

7,27

7,30

7,14

7,07

6,93

6,90

7,18

Valas

1,35

0,97

1,14

1,81

1,99

1,94

1,67

1,42

1,14

1,10

0,99

0,94

0,74

0,67

0,63

0,73

Rupiah Foreign Exchange - 3 Month Time Deposits

- Simpanan Berjangka 3 bln Rupiah

6,65

5,54

7,60

8,74

8,80

8,92

8,64

8,30

8,14

7,87

7,87

7,82

7,62

7,41

7,19

7,19

Valas

2,21

1,11

1,37

1,48

1,69

1,66

1,81

1,59

1,58

1,44

1,28

1,27

1,11

0,84

0,75

0,73

Rupiah Foreign Exchange - 6 Month Time Deposits

- Simpanan Berjangka 6 bln Rupiah

6,54

5,53

6,82

8,83

8,67

8,70

8,55

8,45

8,27

8,17

8,01

7,90

7,72

7,69

7,63

7,56

Valas

2,02

1,99

1,38

2,00

1,99

1,96

1,82

1,70

1,66

1,59

1,50

1,48

1,39

1,33

1,29

1,21

Rupiah Foreign Exchange - 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln Rupiah

6,94

5,91

7,43

9,06

9,04

9,07

9,06

9,02

8,99

8,88

8,80

8,73

8,71

8,71

8,66

8,60

Rupiah

Valas

1,47

1,65

1,68

1,73

1,76

1,77

1,76

1,76

1,75

1,75

1,74

1,73

1,63

1,61

1,44

1,44

Foreign Exchange

111

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.49.a. Suku Bunga Rata-rata DPK BUSN Devisa

(Average of Interest Rate of Third Party Funds of Foreign Exchange Commercial Banks) Persen (Percent) 2015 Keterangan

2011

2012

2013

Items

2014 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des Demand Deposits

Giro Rupiah

2,28

1,91

1,95

2,12

2,12

2,17

2,12

2,13

2,22

2,12

2,16

2,09

2,15

2,09

2,07

2,13

Valas

0,53

0,50

0,62

0,56

0,52

0,50

0,52

0,54

0,58

0,53

0,53

0,52

0,56

0,55

0,54

0,52

- Rupiah - Foreign Exchange Saving

Tabungan Rupiah

2,55

2,11

2,40

2,22

2,22

2,26

2,25

2,24

2,22

2,20

2,22

2,22

2,22

2,17

2,20

2,25

Valas

0,42

0,46

0,44

0,45

0,44

0,44

0,44

0,43

0,43

0,46

0,42

0,50

0,33

0,28

0,28

0,27

- Rupiah - Foreign Exchange Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln Rupiah

6,54

5,69

7,95

8,85

8,68

9,05

8,64

8,43

8,14

7,92

7,85

7,74

7,70

7,60

7,62

7,64

Valas

1,81

1,94

2,39

2,30

2,32

2,27

2,22

2,03

1,85

1,59

1,45

1,34

1,26

1,21

1,15

1,23

Rupiah Foreign Exchange - 3 Month Time Deposits

- Simpanan Berjangka 3 bln Rupiah

6,87

5,86

8,12

9,37

9,32

9,35

9,26

9,11

9,06

8,83

8,71

8,62

8,56

8,55

8,56

8,62

Valas

2,17

2,32

2,62

2,65

2,62

2,59

2,51

2,37

2,28

2,07

1,84

1,58

1,50

1,47

1,48

1,54

Rupiah Foreign Exchange - 6 Month Time Deposits

- Simpanan Berjangka 6 bln Rupiah

7,08

5,75

7,21

9,28

9,22

9,26

9,16

9,11

9,15

9,01

8,96

8,82

8,74

8,71

8,66

8,81

Valas

2,44

2,63

2,65

2,55

2,56

2,51

2,45

2,44

2,39

2,29

2,21

2,06

1,92

1,81

1,63

1,59

Rupiah Foreign Exchange - 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln Rupiah

6,54

5,48

6,49

8,09

8,00

8,20

8,23

8,17

8,30

8,09

8,16

8,11

8,03

8,08

7,99

8,24

Rupiah

Valas

1,92

2,22

2,42

2,53

2,52

2,51

2,40

2,34

2,28

2,26

2,20

2,15

2,12

1,96

2,00

1,99

Foreign Exchange

112

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.50.a. Suku Bunga Rata-rata DPK BUSN Non Devisa

(Average of Interest Rate of Third Party Funds of Non-Foreign Exchange Commercial Banks) Persen (Percent) 2015 Keterangan

2011

2012

2013

Items

2014 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des Demand Deposits

Giro Rupiah Valas

4,11

3,25

4,48

3,60

3,40

3,65

3,51

3,08

3,06

3,02

3,01

3,11

3,03

3,10

3,11

2,88

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Valas

4,41

3,70

4,33

3,23

3,23

3,14

3,18

3,11

3,14

3,13

3,24

3,27

3,42

3,14

3,13

3,03

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

7,79

6,90

8,50

9,55

9,55

9,40

9,17

9,02

8,97

8,88

8,81

8,71

8,71

8,73

8,88

9,01

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Valas

8,04

7,22

8,55

9,87

9,89

9,95

9,83

9,67

9,21

9,09

9,21

9,17

9,15

9,15

9,35

9,44

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Valas

8,57

7,45

8,88

9,82

9,89

10,17

9,87

9,98

9,95

9,73

9,19

9,02

9,04

9,03

8,85

9,00

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Valas

Rupiah Foreign Exchange

Rupiah Foreign Exchange - 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln Rupiah

Foreign Exchange

- 6 Month Time Deposits

- Simpanan Berjangka 6 bln Rupiah

Rupiah

- 3 Month Time Deposits

- Simpanan Berjangka 3 bln Rupiah

- Foreign Exchange

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln

Valas

- Rupiah

Time Deposits

Simpanan Berjangka

Rupiah

- Foreign Exchange Saving

Tabungan Rupiah

- Rupiah

8,51

7,67

8,40

9,20

9,30

9,50

9,41

9,13

9,01

8,89

8,99

8,91

8,86

8,80

8,38

8,44

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Rupiah Foreign Exchange

113

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.51.a. Suku Bunga Rata-rata DPK Bank Pembangunan Daerah

(Average of Interest Rate of Third Party Funds of Regional Development Banks) Persen (Percent) 2015 Keterangan

2011

2012

2013

Items

2014 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des Demand Deposits

Giro Rupiah

2,78

2,67

2,44

2,47

2,78

2,75

2,86

2,82

2,72

2,77

2,71

2,86

2,87

2,91

2,80

2,47

Valas

0,71

0,47

0,44

0,50

0,51

0,43

0,43

0,35

0,44

0,39

0,37

0,38

0,34

0,35

0,33

0,26

- Rupiah - Foreign Exchange Saving

Tabungan Rupiah

3,31

2,54

2,31

2,18

2,18

2,17

2,18

2,12

2,12

2,13

2,07

2,14

2,15

2,13

2,13

2,06

Valas

0,93

0,58

0,56

0,57

0,57

0,52

0,49

0,50

0,49

0,51

0,43

0,49

0,50

0,22

0,22

0,23

- Rupiah - Foreign Exchange Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln Rupiah

7,46

6,08

7,76

8,09

8,12

8,11

8,26

8,20

8,04

7,97

7,87

7,91

7,89

7,81

7,73

7,91

Valas

3,23

2,11

2,66

2,77

2,63

2,87

2,83

2,80

2,74

2,19

1,75

1,97

1,50

1,34

1,58

1,25

Rupiah Foreign Exchange - 3 Month Time Deposits

- Simpanan Berjangka 3 bln Rupiah

7,98

6,57

8,06

9,09

9,08

9,11

8,93

8,72

8,58

8,63

8,43

8,27

8,09

8,11

8,15

8,19

Valas

1,90

1,40

1,06

1,14

1,14

1,33

1,25

1,27

1,99

1,99

1,99

1,24

1,10

1,10

1,09

1,24

Rupiah Foreign Exchange - 6 Month Time Deposits

- Simpanan Berjangka 6 bln Rupiah

8,38

6,76

7,73

9,31

9,20

9,11

9,11

9,16

9,12

8,84

8,54

8,50

8,35

8,27

8,28

8,36

Valas

0,98

1,69

1,91

1,59

1,60

1,56

1,21

1,28

2,23

2,23

2,23

2,23

2,23

2,22

0,63

0,99

Rupiah Foreign Exchange - 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln Rupiah

8,06

6,96

7,31

8,97

8,95

9,03

9,14

9,12

9,09

9,12

9,10

8,97

8,94

8,94

8,96

9,03

Rupiah

Valas

1,49

0,96

1,07

1,06

1,08

1,08

1,08

1,33

1,06

1,25

0,98

1,00

1,00

0,75

0,67

0,68

Foreign Exchange

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Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.52.a. Suku Bunga Rata-rata DPK Bank Campuran

(Average of Interest Rate of Third Party Funds of Joint Venture Banks) Persen (Percent) 2015 Keterangan

2011

2012

2013

Items

2014 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des Demand Deposits

Giro Rupiah

2,13

1,70

1,57

2,27

2,33

2,14

2,32

1,97

2,27

2,03

2,19

1,98

2,13

2,19

2,22

2,17

Valas

0,48

0,55

0,56

0,89

0,68

0,65

0,78

0,78

0,48

0,48

0,48

0,52

0,54

0,53

0,45

0,39

- Rupiah - Foreign Exchange Saving

Tabungan Rupiah

2,83

2,14

1,92

2,77

2,77

2,61

2,42

2,51

2,51

2,57

2,63

2,66

3,00

2,64

2,68

2,66

Valas

0,31

0,19

0,21

0,19

0,19

0,17

0,16

0,17

0,16

0,18

0,20

0,21

0,21

0,20

0,19

0,18

- Rupiah - Foreign Exchange Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln Rupiah

6,07

5,66

7,93

8,61

8,57

8,73

8,51

8,33

8,00

7,78

7,73

7,59

7,77

7,88

7,90

8,08

Valas

1,83

2,05

2,07

1,90

1,78

1,80

1,81

1,62

1,16

1,07

1,00

0,90

0,85

0,82

0,64

0,67

Rupiah Foreign Exchange - 3 Month Time Deposits

- Simpanan Berjangka 3 bln Rupiah

6,72

6,17

8,49

9,20

9,03

9,07

9,05

9,01

9,00

8,88

8,69

8,61

8,55

8,72

8,74

8,80

Valas

1,88

1,71

2,00

2,02

2,00

1,82

1,87

1,63

1,42

1,21

1,15

1,09

1,06

0,92

0,91

0,87

Rupiah Foreign Exchange - 6 Month Time Deposits

- Simpanan Berjangka 6 bln Rupiah

6,83

6,64

7,73

9,41

9,40

9,29

9,27

9,05

9,00

8,98

8,93

8,83

8,78

8,84

8,80

8,95

Valas

2,00

2,65

2,72

2,03

2,07

2,24

2,19

2,10

1,96

1,82

1,70

1,48

1,33

1,18

1,16

1,17

Rupiah Foreign Exchange - 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln Rupiah

6,65

6,76

7,12

9,17

9,42

9,14

9,25

9,22

9,14

9,11

9,09

9,02

8,98

9,01

8,81

8,78

Rupiah

Valas

1,47

2,24

2,37

2,68

2,71

2,54

2,43

2,43

2,21

2,19

2,13

2,06

1,96

1,63

1,51

1,73

Foreign Exchange

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Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.53.a. Suku Bunga Rata-rata DPK Bank Asing

(Average of Interest Rate of Third Party Funds of Foreign Owned Banks) Persen (Percent) 2015 Keterangan

2011

2012

2013

Items

2014 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des Demand Deposits

Giro Rupiah

1,94

1,71

2,92

2,33

2,33

2,28

2,27

2,18

2,28

2,23

2,41

2,24

2,24

2,21

2,19

2,16

Valas

0,32

0,52

0,37

0,17

0,16

0,17

0,16

0,16

0,15

0,19

0,20

0,18

0,24

0,20

0,16

0,15

- Rupiah - Foreign Exchange Saving

Tabungan Rupiah

1,80

1,17

1,16

1,09

1,09

1,62

1,17

1,24

1,21

1,27

1,29

1,29

1,46

1,23

1,21

1,26

Valas

0,29

0,24

0,14

0,11

0,11

0,12

0,12

0,11

0,12

0,12

0,12

0,12

0,12

0,12

0,11

0,10

- Rupiah - Foreign Exchange Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln Rupiah

4,52

4,52

7,20

6,72

6,50

6,63

6,52

6,72

6,52

6,34

6,45

6,42

6,69

7,06

6,93

6,94

Valas

0,99

1,57

0,83

0,60

0,59

0,58

0,69

0,62

0,67

0,63

0,60

0,69

0,51

0,70

0,68

0,56

Rupiah Foreign Exchange - 3 Month Time Deposits

- Simpanan Berjangka 3 bln Rupiah

5,30

5,06

8,24

8,68

8,60

8,45

8,43

8,37

8,47

8,43

8,36

8,24

8,23

8,19

8,19

7,87

Valas

1,18

1,65

1,21

1,36

1,37

1,41

1,32

1,19

1,29

1,27

1,17

1,16

1,09

1,05

1,01

0,96

Rupiah Foreign Exchange - 6 Month Time Deposits

- Simpanan Berjangka 6 bln Rupiah

6,20

4,90

7,18

9,45

9,43

9,40

9,31

9,12

9,03

9,08

9,07

9,05

9,00

8,89

8,72

8,48

Valas

0,88

0,90

1,01

0,99

0,98

0,82

0,88

0,88

0,90

0,96

0,94

0,88

0,78

0,71

0,65

0,62

Rupiah Foreign Exchange - 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln Rupiah

6,70

5,70

6,40

9,61

9,60

9,60

9,49

9,44

9,39

9,39

9,37

9,35

9,15

9,05

8,92

8,69

Rupiah

Valas

2,33

2,03

0,86

2,28

2,18

2,16

2,11

2,12

1,92

2,07

2,16

2,23

2,23

2,25

1,52

0,71

Foreign Exchange

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Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.54.a. Suku Bunga Rata-rata Kredit Bank Umum Kepada Pihak Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Average of Credit Interest Rate of Commercial Banks to Parties Non Bank Based on Industrial Origin and Non Industrial Origin Credit Recipients) Persen (Percent) Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, perburuan dan Kehutanan Rupiah Valas 2. Perikanan Rupiah Valas 3. Pertambangan dan Penggalian Rupiah Valas 4. Industri Pengolahan Rupiah Valas 5. Listrik, gas dan air Rupiah Valas 6. Konstruksi Rupiah Valas 7. Perdagangan Besar dan Eceran Rupiah Valas 8. Penyediaan akomodasi dan penyediaan makan minum Rupiah Valas 9. Transportasi, pergudangan dan komunikasi Rupiah Valas 10. Perantara Keuangan Rupiah Valas 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan Rupiah Valas 12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial Wajib Rupiah Valas 13. Jasa Pendidikan Rupiah Valas 14. Jasa Kesehatan dan Kegiatan Sosial Rupiah Valas 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya Rupiah Valas 16. Jasa Perorangan yang Melayani Rumah Tangga Rupiah Valas 17. Badan Internasional dan Badan Ekstra Internasional Lainnya Rupiah Valas 18. Kegiatan yang belum jelas batasannya Rupiah Valas Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal Rupiah Valas - Untuk Pemilikan Flat atau Apartemen Rupiah Valas - Untuk Pemilikan Ruko atau Rukan Rupiah Valas - Untuk Pemilikan Kendaraan Bermotor Rupiah Valas - Untuk Pemilikan Peralatan Rumah Tangga Lainnya Rupiah Valas - Bukan Lapangan Usaha Lainnya Rupiah Valas r) Angka-angka diperbaiki

2011

2012

2013

2014

2015 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

11,46 5,27

11,32 4,59

11,78 4,44

12,14 4,25

12,15 4,28

12,16 4,20

12,19 4,20

12,19 4,21

12,19 4,26

12,19 4,56

12,15 4,45

12,10 4,27

12,08 4,30

12,02 4,40

11,92 4,39

11,86 4,42

13,95 7,70

13,37 7,36

13,51 6,63

13,84 6,38

13,79 6,39

13,81 6,44

13,86 6,40

13,81 6,33

13,81 5,98

13,76 5,97

13,70 5,95

13,64 6,05

13,28 5,93

13,17 6,90

13,02 5,88

12,90 5,88

12,03 -

11,29 -

11,82 -

12,68 -

12,55 -

12,56 -

12,72 -

12,33 -

12,32 -

12,34 -

12,31 -

12,34 -

12,45 -

12,32 -

12,40 -

12,46 -

10,68 4,51

9,98 4,24

11,01 4,10

11,63 4,22

11,61 4,21

11,55 4,23

11,63 4,23

11,58 4,22

11,57 4,24

11,55 4,17

11,58 4,14

11,55 4,13

11,53 4,13

11,58 4,14

11,58 4,15

11,49 4,44

9,77 4,89

8,93 4,68

9,59 4,21

10,60 5,20

10,13 5,23

10,28 4,87

10,56 4,87

10,54 4,94

10,43 5,10

10,42 5,04

10,36 4,82

10,42 4,70

10,47 4,78

10,42 4,91

10,42 4,92

10,61 4,98

12,05 5,96

11,49 5,60

12,08 4,93

12,88 5,30

12,75 5,39

12,70 5,30

12,74 5,48

12,72 5,40

12,69 5,48

12,66 5,12

12,53 5,11

12,55 5,13

12,56 4,95

12,56 4,93

12,58 4,88

12,50 4,85

13,32 4,93

12,67 4,84

13,21 4,87

13,63 4,83

13,64 4,77

13,62 4,80

13,66 4,78

13,62 4,75

13,59 4,85

13,57 4,81

13,53 4,75

13,47 4,76

13,41 4,82

13,40 4,92

13,33 4,72

13,31 4,77

13,06 6,46

12,05 6,17

12,55 6,29

13,18 6,13

13,11 6,10

13,09 6,10

13,12 6,09

13,10 6,06

13,05 6,06

13,08 6,06

13,04 6,09

13,03 6,09

12,93 6,00

12,86 5,82

12,82 5,83

12,76 5,80

10,76 5,29

10,54 5,04

11,08 4,73

11,87 4,70

11,63 4,56

11,65 4,51

11,61 4,52

11,57 4,25

11,57 4,39

11,59 4,37

11,55 4,30

11,55 4,28

11,52 4,45

11,54 4,52

11,57 4,57

11,62 4,64

10,50 2,38

9,69 2,28

10,47 2,07

12,11 1,91

12,20 1,91

12,15 1,96

12,35 1,90

12,21 1,83

12,09 1,88

12,02 1,93

11,92 1,92

11,85 1,93

11,90 2,02

11,93 2,05

11,87 2,12

11,83 2,16

12,84 5,71

12,12 5,85

12,47 6,08

12,63 6,52

12,52 6,49

12,51 6,62

12,56 6,63

12,56 6,60

12,55 6,73

12,54 6,75

12,52 6,59

12,48 6,57

12,48 6,18

12,47 6,44

12,48 6,25

12,44 6,55

10,68 3,25

11,95 2,84

4,52 2,66

12,01 3,36

11,53 3,36

11,55 3,35

10,89 3,37

10,87 3,41

10,78 3,41

10,89 3,44

10,93 3,44

10,92 3,44

10,92 3,45

11,01 2,98

11,01 3,48

11,14 3,57

14,28 5,64

14,06 9,29

12,44 6,07

13,28 6,50

13,09 6,50

13,01 6,55

13,09 6,55

13,19 6,63

13,18 6,60

13,20 6,61

13,22 6,59

13,21 6,55

13,22 6,46

13,15 6,44

13,06 6,55

13,04 6,55

12,62 5,05

12,18 5,60

12,26 6,86

13,10 5,54

13,01 5,49

13,01 5,42

13,07 5,46

13,10 5,70

13,10 5,59

13,14 5,55

13,05 5,36

12,99 5,81

12,98 6,53

12,98 6,51

12,73 6,60

11,49 2,85

13,72 5,61

12,67 5,35

13,26 5,44

13,75 4,82

14,11 5,03

14,18 4,78

14,44 4,79

14,13 4,84

13,99 4,85

14,02 4,90

13,94 4,87

13,79 4,98

13,65 5,29

13,57 5,35

13,57 5,14

13,30 5,35

16,46 -

16,18 -

14,71 -

15,46 5,33

15,50 5,33

15,58 5,35

15,76 4,76

15,64 2,75

15,75 3,38

15,87 4,80

16,06 4,80

15,94 5,25

15,98 4,83

15,99 4,83

16,02 4,87

16,09 4,87

13,44 3,76

9,50 2,72

9,65 2,82

9,98 2,66

9,95 2,58

10,04 2,82

13,84 2,76

12,16 2,77

12,44 2,72

12,38 2,71

12,19 2,67

12,33 2,66

12,32 2,64

11,80 2,59

12,07 2,52

11,89 2,52

13,84 3,32

11,51 4,58

10,56 4,14

15,20 43,04

14,56 41,92

14,53 41,77

13,85 3,73

14,53 3,86

14,86 4,07

14,18 3,85

14,04 4,02

13,37 3,95

14,34 4,27

14,47 4,03

14,22 3,95

14,29 3,98

11,03 7,33

10,46 6,93

10,44 6,76

11,17 6,90

11,17 7,00

11,22 7,15

11,23 6,75

11,29 6,67

11,31 6,70

11,33 6,69

11,27 6,46

11,33 6,45

11,32 6,44

11,27 6,37

11,37 6,41

11,34 6,31

10,64 6,00

8,78 6,20

9,46 6,31

10,82 6,51

10,76 6,56

10,86 6,56

10,94 6,48

11,03 6,48

11,12 6,49

11,22 6,49

11,34 6,49

11,35 6,49

11,40 6,50

11,56 6,50

11,58 5,32

11,56 5,32

10,46 6,35

9,94 7,64

10,02 9,15

10,97 6,44

10,99 6,44

11,03 6,44

11,06 6,44

11,13 6,43

11,17 6,41

11,21 6,42

11,15 6,58

11,18 6,57

11,16 6,57

11,22 6,57

11,33 6,57

11,34 6,57

12,19 11,63

11,33 10,50 r) 6,70 5,287901268

11,61 0

11,65 0

11,70 0

11,69 0

11,70 0

11,70 0

11,68 0

11,66 0

11,65 0

11,63 0

11,63 7,84

11,61 7,85

11,47 7,86

17,01 3,14

14,36 4,85

14,30 4,05

13,73 3,02

13,90 2,85

13,93 2,89

13,92 2,94

13,92 2,91

13,87 3,01

13,98 2,76

13,86 2,91

14,08 2,97

14,20 2,90

14,24 2,75

14,25 2,57

14,20 2,49

16,53 3,48

18,82 4,01

17,20 3,57

19,99 2,18

19,96 3,94

20,04 2,17

19,90 2,20

20,07 2,29

20,26 2,23

20,23 4,14

20,15 2,11

19,89 2,11

19,98 2,07

19,85 2,25

19,91 3,04

20,08 2,14

Items Credit Recipients Industrial Origin 1. Agricultures, hunting and forestry Rupiah Foreign Exchange 2. Fisheries Rupiah Foreign Exchange 3. Mining and Quarrying Rupiah Foreign Exchange 4. Procesing industry Rupiah Foreign Exchange 5. Electricity, gas and water Rupiah Foreign Exchange 6. Construction Rupiah Foreign Exchange 7. Big and retail trade Rupiah Foreign Exchange 8. Provision of accomodation and food supply Rupiah Foreign Exchange 9. Transportation, warehousing and communications Rupiah Foreign Exchange 10. Transitional Finance Rupiah Foreign Exchange 11. Real estate, Rental Business, and services company Rupiah Foreign Exchange 12. Government administration, the defense and compulsory social security Rupiah Foreign Exchange 13. Education services Rupiah Foreign Exchange 14. Health and social services Rupiah Foreign Exchange 15. Community, Sociocultural,Entertainment and Other Individual Services Rupiah Foreign Exchange 16. Individual services which serve households Rupiah Foreign Exchange 17. Extra agency international agency and other international Rupiah Foreign Exchange 18. Business Activities which are not clearly defined Rupiah Foreign Exchange Credit Recipients Non Industrial Origin House Hold - For House Ownership Rupiah Foreign Exchange - For Apartement Ownership Rupiah Foreign Exchange - For Shop House Ownership Rupiah Foreign Exchange - For Vehicles Ownership Rupiah Foreign Exchange - Others Rupiah Foreign Exchange - Non Industrial Origin Others Rupiah Foreign Exchange r) Revised figures

117

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Tabel 1.55.a. Suku Bunga Rata-rata Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Average of Credit Interest Rate of Commercial Banks Based on Types and Orientation User) Persen (Percent) Jenis Penggunaan

2011

2012

2013

2014

2015 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

1. Type of Use

1. Jenis Penggunaan

- Working Capital

- Modal Kerja Rupiah Valas

12,18

11,50

12,14

12,81

12,78

12,75

12,84

12,77

12,73

12,71

12,67

12,65

12,60

12,59

12,56

12,48

4,11

4,08

3,90

4,63

4,57

4,60

3,97

3,90

3,96

3,92

3,89

3,87

3,89

3,90

3,87

4,00

Valas

12,04 5,46

11,28 5,03

11,83

12,36

12,29

12,28

12,33

12,33

12,31

12,30

12,27

12,21

12,20

12,19

12,15

12,12

4,95

5,08

5,05

5,02

5,02

5,05

5,09

5,12

5,04

5,02

5,04

5,01

5,00

5,16

Valas 2. Orientasi Penggunaan - Ekspor Rupiah Valas - Impor Rupiah Valas - Lainnya Rupiah Valas r)

Angka-angka diperbaiki

Foreign Exchange

Rupiah Foreign Exchange - Consumption

- Konsumsi Rupiah

Rupiah

- Investments

- Investasi Rupiah

Type of Use

14,15

13,58

13,13

13,58

13,63

13,68

13,68

13,73

13,76

13,82

13,73

13,82

13,86

13,85

13,89

13,88

Rupiah

3,55

2,94

2,95

2,98

3,00

3,68

2,93

2,96

2,90

2,89

3,11

2,65

Foreign Exchange 2. User Orientation - Ekspor Rupiah Foreign Exchange - Impor Rupiah Foreign Exchange - Other Rupiah Foreign Exchange

3,81

4,33

4,10

3,00

11,39 4,88

10,18 4,41

10,93 4,29

11,55 4,44

11,65 4,46

11,48 3,75

11,37 3,74

11,45 3,77

11,43 3,82

11,24 3,80

11,11 3,60

11,07 3,61

11,03 3,55

11,08 3,56

11,08 3,72

11,09 3,79

9,55 4,73

9,76 4,04

10,48 3,86

11,60 4,36

11,55 4,36

11,47 4,38

11,48 4,28

11,48 4,28

11,48 4,35

11,35 4,40

11,31 4,45

11,46 4,05

11,55 3,93

11,68 3,98

11,67 3,93

11,41 4,10

12,87 4,52

12,19 4,42

12,43 4,29

12,98 4,83

12,97 4,79

12,98 4,87

13,03 4,42

13,01 4,37

13,00 4,43

13,01 4,42

12,95 4,39

12,96 4,39

12,95 4,45

12,94 4,46

12,93 4,42

12,87 4,59

r)

Revised figures

118

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.56.a. Perkembangan Jumlah Bank Umum dan Kantor Bank Umum

(Growth of Total Commercial Banks and Bank Offices) Kelompok Bank

2011

2012

2013

2015

2014

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Group of Bank

Des

State Owned Banks

Bank Persero Jumlah Bank Jumlah Kantor

4 14.145 r)

4 15.632 r)

4 16.637 r)

4 17.431 r)

4 17.435 r)

4 17.466

4 r)

17.478 r)

4 17.508 r)

4 17.549 r)

4 17.573 r)

4 17.601

4 r)

17.664 r)

4 17.741 r)

4 17.785

4 17.809

Jumlah Kantor

Foreign Exchange Commercial Banks 36

36

36

38

38

38

38

38

38

39

39

39

39

39

40

40

7.209

7.647

8.052

8.313

8.339

8.351

8.361

8.377

8.390

8.402

8.424

8.443

8.467

8.921

8.941

8.954

Jumlah Kantor

30

30

30

29

29

29

29

29

29

28

28

28

28

28

27

27

1.288

1.447

1.578

1.656

1.662

1.666

1.668

1.671

1.674

1.677

1.678

1.682

1.684

2.144

2.085

2.087

BPD Jumlah Bank

26

26

26

26

26

26

26

26

26

26

26

26

26

26

26

26

Jumlah Kantor

1.472

1.712

2.044

2.301

2.308

2.316

2.330

2.346

2.361

2.374

2.385

2.416

2.446

3.680

3.713

3.781

Bank Campuran Jumlah Bank

14

14

14

12

12

12

12

11

11

11

11

11

11

11

11

11

Jumlah Kantor

260

263

272

283

283

283

284

284

284

284

284

284

284

249

234

230

10

10

10

10

10

10

10

10

10

10

10

10

10

10

10

10

206

193

197

197

197

197

197

197

197

197

197

197

197

104

104

102

120

120

120

119

119

119

119

118

118

118

118

118

118

118

118

118

24.580

26.894

28.780

30.181

30.224

30.279

30.318

30.383

30.455

30.507

30.569

30.686

30.819

32.883

32.886

32.963

Bank Asing Jumlah Bank Jumlah Kantor

Jumlah Kantor

r) Angka-angka diperbaiki

Total Bank Offices

Total Banks Total Bank Offices Regional Development Banks Total Banks Total Bank Offices Joint Venture Banks Total Banks Total Bank Offices Foreign Owned Bank Total Banks Total Bank Offices Total

Total Jumlah Bank

Total Banks

Non-Foreign Exchange Commercial Banks

BUSN Non Devisa

Jumlah Bank

Total Bank Offices

17.809

BUSN Devisa Jumlah Bank

Total Banks

4

Total Banks Total Bank Offices r) Revised figures

119

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 1.57.a. Perkembangan Jumlah Kantor Cabang Bank Berdasarkan Lokasi Bank

(Growth of Total Branch Offices Based on Region) 2015 Lokasi

2011

2012

2013

Location

2014 Jan

1. Jawa Barat

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des 1. Jawa Barat

369

380

393

397

397

393

393

395

395

396

395

395

395

382

381

397

79

93

94

95

95

94

94

94

93

93

93

93

93

95

94

93

535

564

574

569

569

565

564

563

551

551

550

550

551

481

471

541

54

56

59

60

60

60

60

60

60

60

60

61

61

61

61

60

5. Jawa Tengah

300

311

328

331

331

333

333

333

333

333

332

331

331

321

320

328

5. Jawa Tengah

6. Jawa Timur

397

411

425

426

426

422

422

422

416

416

418

418

418

397

394

415

6. Jawa Timur

7. Bengkulu

27

28

30

32

32

32

32

32

32

32

32

33

33

33

35

35

7. Bengkulu

8. Jambi

48

53

59

60

60

60

60

60

60

60

61

61

61

60

60

61

8. Jambi

9. Aceh

73

77

79

79

79

79

79

79

79

79

79

79

79

75

75

78

10. Sumatera Utara

178

192

199

201

201

202

202

203

201

202

202

203

204

192

191

205

10. Sumatera Utara

11. Sumatera Barat

77

81

84

84

84

84

84

84

84

84

84

84

85

80

80

85

11. Sumatera Barat

12. Riau

88

88

91

94

94

94

94

94

93

93

92

92

92

92

92

92

12. Riau

81*)

93

102

100

100

101

101

101

101

101

100

100

100

96

96

102

13. Sumatera Selatan

14. Bangka Belitung

23

22

24

27

27

28

28

28

27

27

27

27

27

29

29

27

14. Bangka Belitung

15. Kepulauan Riau

51*)

56

59

59

59

59

59

59

59

59

58

58

58

58

59

59

15. Kepulauan Riau

16. Lampung

50

56

58

60

60

62

62

62

62

62

62

62

62

60

60

61

16. Lampung

17. Kalimantan Selatan

70

74

78

73

73

73

73

73

72

72

72

72

72

71

71

72

17. Kalimantan Selatan

18. Kalimantan Barat

69

69

74

74

74

74

74

74

72

72

72

72

72

72

73

73

18. Kalimantan Barat

19. Kalimantan Timur

104

108

115

119

119

120

122

122

118

119

119

119

119

117

112

114

19. Kalimantan Timur

20. Kalimantan Tengah

43

46

47

44

44

44

44

44

44

44

44

44

44

43

42

43

20. Kalimantan Tengah

21. Sulawesi Tengah

36

38

39

40

40

40

40

40

41

41

41

41

42

42

41

41

21. Sulawesi Tengah

22. Sulawesi Selatan

121

124

131

134

134

135

137

137

135

135

135

135

135

132

127

131

22. Sulawesi Selatan

53

55

57

60

60

59

59

59

59

59

59

59

59

54

53

58

23. Sulawesi Utara

24. Gorontalo

16*)

16

17

17

17

18

18

18

18

18

18

18

18

17

17

18

24. Gorontalo

25. Sulawesi Barat

13*)

14

15

15

15

15

15

15

15

15

15

15

15

14

14

15

25. Sulawesi Barat

26. Sulawesi Tenggara

30*)

31

35

42

42

42

43

43

43

43

43

43

43

42

42

43

26. Sulawesi Tenggara

27. Nusa Tenggara Barat

42

44

49

52

52

52

52

52

51

51

52

53

53

51

51

52

27. Nusa Tenggara Barat

28. Bali

80

85

92

93

93

93

93

94

94

94

94

94

94

88

87

95

28. Bali

29. Nusa Tenggara Timur

49

51

53

54

54

54

55

55

55

55

55

55

55

56

56

56

29. Nusa Tenggara Timur

30. Maluku

33

30

30

32

32

32

32

32

32

32

32

32

32

32

32

32

30. Maluku

31. Papua

54

56

59

59

59

59

60

61

60

60

60

61

61

55

55

61

31. Papua

32. Maluku Utara

14

18

19

21

21

21

21

21

21

21

21

21

21

21

21

22

32. Maluku Utara

33. Irian Jaya Barat

23

25

27

24

24

24

24

24

24

24

24

24

24

26

25

23

33. Papua Barat

34. Lainnya

18

16

16

16

16

16

16

16

17

17

17

17

17

17

17

17

34. Others

3.461

3.611

2. Banten 3. DKI Jakarta 4. D.I. Yogyakarta

13. Sumatera Selatan

23. Sulawesi Utara

Total r) Angka-angka diperbaiki

3.298

3.643

3.643

3.639

3.645

3.649

3.617

3.620

3.618

3.622

3.626

3.462

3.434

3.605

2. Banten 3. DKI Jakarta 4. D.I Yogyakarta

9. Aceh

Total r) Revised figures

120

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 2.1 Kegiatan Usaha Bank Perkreditan Rakyat

(Rural Banks Operations) Miliar Rp (Billion Rp) 2015 Indikator

2011

2012

2013

Indicator

2014 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des Fund Disbursements

Penyaluran Dana a. Kredit

41.100

49.818

59.176

68.391

68.519

69.457

70.409

71.343

72.409

73.749

73.791

74.125

74.275

74.275

74.630

74.807

a. Credits

b. Antar Bank Aktiva

12.434

14.935

15.374

18.540

18.590

17.979

18.137

18.126

18.101

16.954

18.184

19.087

19.899

21.027

21.552

23.483

b. Inter-Bank Assets

38.209

44.870

50.520

58.750

59.381

59.742

60.540

61.272

62.012

61.550

62.458

63.418

64.078

65.058

65.737

67.266

a. Third Party Funds

Deposito

26.174

30.401

33.879

39.919

40.655

41.032

41.849

42.403

43.184

43.486

44.115

44.610

44.802

45.297

45.515

46.307

Time Deposits

Tabungan

12.035

14.468

16.641

18.831

18.726

18.710

18.691

18.869

18.828

18.064

18.342

18.808

19.276

19.762

20.221

20.959

Savings Deposits

6.420

9.528

1.896

2.006

2.047

2.091

2.157

2.274

2.307

2.465

2.661

2.822

2.887

2.943

2.975

2.973

b. Inter-Bank Liabilities

c. Pinjaman yang Diterima

443

426

11.165

13.386

12.963

12.815

13.065

13.010

13.272

13.810

13.793

13.728

13.621

13.347

13.141

13.460

d. Kewajiban Segera

389

466

421

452

539

531

614

242

688

682

613

572

591

586

600

586

Source of Funds

Sumber Dana a. DPK

b. Antar Bank Pasiva

c. Loans received d. Immediate Liabilities

Several Components of Capital

Beberapa Komponen Modal a. Modal Disetor

5.517

6.227

6.997

8.227

8.351

8.409

8.518

8.559

8.629

8.733

9.039

9.125

9.225

9.307

9.393

9.550

a. Paid In Capital

b. Cadangan

1.465

1.726

1.573

1.819

1.839

1.836

1.926

1.993

2.035

2.068

2.054

2.051

2.052

2.057

2.086

2.079

b. Reserves

c. L/R Tahun Berjalan

1.853

2.328

2.661

2.682

214

411

689

882

1.120

1.361

1.499

1.764

1.995

2.277

2.521

2.755

c. Current Earnings

(125)

(24)

564

978

3.331

3.173

2.573

1.972

1.615

1.524

1.450

1.416

1.389

1.353

1.313

1.289

d. Retained Earnings (Profit/Loss)

d. L/R Tahun Lalu

Ket: Sejak data November 2013 pos Antar Bank Pasiva tidak termasuk pinjaman yang diterima dari Bank lain. Sejak Data November 2013 pos Pinjaman Yang Diterima termasuk pinjaman yang diterima dari Bank lain.

since November 2013, data Inter-Bank liabilities not include Loans received form other bank since November 2013, data Loans received include Loans received form other bank

122

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Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 2.2 Kinerja Bank Perkreditan Rakyat

(Rural Banks Performance) Miliar Rp (Billion Rp) 2015 Indikator

2011

2012

2013

Indicator

2014 Jan

LDR (%)

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des 77,81 LDR (%)

78,54

78,63

84,34

79,79

79,05

79,68

80,26

81,01

81,34

82,60

81,34

80,86

80,34

79,53

79,28

- Total Kredit

41.144

49.866

59.176

68.391

68.342

69.404

70.409

71.350

72.409

73.749

73.791

74.125

74.275

74.275

74.638

74.807

-

Total Credit

- Penghimpunan Dana

44.836

54.535

60.024

72.914

72.736

73.390

74.341

75.055

76.155

76.268

77.264

78.191

78.820

79.594

80.077

81.908

-

Funds collected

7.551

8.880

10.137

12.801

13.718

13.713

13.385

13.021

12.866

13.020

13.353

13.479

13.628

13.797

14.068

14.232

-

Core Capital

- Modal Inti NPL (%) - Kredit Non Lancar - Total Kredit ROA (%) - L/R Tahun Berjalan - Total Aktiva

5,37 NPL (%)

5,22

4,75

4,41

4,75

5,32

5,50

5,46

5,52

5,70

5,70

6,00

6,04

6,05

6,13

6,12

2.146

2.369

2.610

3.252

3.643

3.822

3.843

3.938

4.131

4.205

4.431

4.480

4.490

4.550

4.564

4.018

-

Non Current Credits

41.100

49.818

59.176

68.391

68.519

69.457

70.409

71.343

72.409

73.749

73.791

74.125

74.275

74.275

74.630

74.807

-

Total Credit

2,71 ROA (%)

3,32

3,46

3,44

2,98

2,85

2,73

3,01

2,87

2,87

2,90

2,70

2,74

2,73

2,77

2,76

1.853

2.328

2.661

2.682

214

411

689

882

1.120

1.361

1.499

1.764

1.995

2.277

2.521

2.755

-

Current Earnings (Profit/Loss)

55.799

67.397

77.376

89.878

90.052

90.419

91.550

92.398

93.631

93.987

95.197

96.540

97.469

98.628

99.600

101.713

-

Total Aktiva

29,46

32,63

32,41

27,89

26,31

25,12

27,59

26,30

26,48

26,50

24,24

24,75

24,64

25,11

25,06

24,76 ROE (%)

- L/R Tahun Berjalan

1.853

2.328

2.661

2.682

214

411

689

882

1.120

1.361

1.499

1.764

1.995

2.277

2.521

2.755

-

Current Earnings (Profit/Loss)

- Modal Disetor

5.517

6.227

6.997

8.227

8.351

8.409

8.518

8.559

8.629

8.733

9.039

9.125

9.225

9.307

9.393

9.550

-

Paid In Capital

772

909

1.214

1.389

1.396

1.409

1.467

1.506

1.521

1.543

1.563

1.564

1.567

1.574

1.581

1.579

-

General Reserve

ROE (%)

- Cadangan Umum Ket:

*)

Angka-angka sementara

*) Provisional figures

123

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 2.3 Perkembangan Aset BPR Berdasarkan Lokasi BPR

(Growth of Rural Banks Asset Based on Location) Miliar Rp (Billion Rp) Lokasi

2011

2012

2013

2015

2014

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Location

1. Jawa Barat

9.771

11.293

12.663

15.099

15.220

15.190

15.303

15.374

15.686

15.483

15.659

15.834

15.791

15.877

15.913

16.380

2. Banten

1.056

1.308

1.529

1.833

1.886

1.970

2.054

2.075

2.089

2.122

2.116

2.129

2.161

2.176

2.191

2.250

3. DKI Jakarta

1.341

1.579

1.625

1.889

1.881

1.901

1.933

1.939

1.981

2.033

2.057

2.039

2.039

2.063

2.103

2.124

4. D.I Yogyakarta

2.610

3.097

3.510

4.127

4.147

4.138

4.207

4.268

4.328

4.298

4.363

4.410

4.477

4.533

4.648

4.760

12.851

14.938

16.844

19.234

19.341

19.444

19.567

19.818

19.958

19.943

20.326

20.729

21.129

21.534

21.807

22.060

6.562

7.898

8.910

10.226

10.256

10.307

10.352

10.628

10.732

10.750

10.849

10.967

11.026

11.129

11.294

11.361

5. Jawa Tengah 6. Jawa Timur 7. Bengkulu

33

39

39

55

56

56

57

56

55

59

58

59

62

60

67

64

8. Jambi

424

644

738

759

765

759

767

772

765

760

759

750

751

751

747

745

9. Aceh

125

138

161

168

168

168

170

170

171

174

197

199

202

205

208

222

10. Sumatera Utara

763

877

967

1.049

1.063

1.076

1.074

1.084

1.097

1.109

1.125

1.149

1.156

1.172

1.176

1.170

11. Sumatera Barat

1.278

1.406

1.337

1.346

1.341

1.341

1.349

1.347

1.335

1.311

1.333

1.353

1.376

1.393

1.408

1.434

899

1.015

1.050

1.134

1.124

1.130

1.163

1.152

1.154

1.161

1.161

1.182

1.188

1.176

1.179

1.202

2.836

3.425

3.842

4.446

4.536

4.591

4.677

4.747

4.854

4.860

4.865

4.882

4.919

4.851

4.868

4.917

14. Sumatera Selatan

834

996

1.046

1.156

1.107

1.105

1.106

1.100

1.121

1.151

1.166

1.181

1.177

1.193

1.185

1.202

15. Bangka Belitung

50

59

75

89

96

100

101

99

101

102

102

107

107

110

111

115

12. Riau 13. Kepulauan Riau

16. Lampung

4.386

5.167

6.678

7.897

7.882

7.853

7.965

7.959

7.994

8.077

8.339

8.345

8.370

8.525

8.586

8.885

17. Kalimantan Selatan

389

396

416

533

476

479

486

485

501

498

499

504

545

530

541

554

18. Kalimantan Barat

820

979

953

1.020

1.005

1.006

1.031

1.013

1.014

1.063

1.088

1.079

1.054

1.030

1.062

1.066

19. Kalimantan Timur

282

310

336

359

351

348

354

357

371

376

379

386

377

377

379

392

20. Kalimantan Tengah

67

137

232

287

257

256

251

244

279

282

274

268

289

291

286

336

21. Sulawesi Tengah

504

955

1.372

1.535

1.492

1.524

1.616

1.638

1.693

1.812

1.802

1.846

1.870

1.878

1.859

1.878

22. Sulawesi Selatan

669

925

1.064

1.310

1.336

1.344

1.339

1.378

1.409

1.407

1.371

1.391

1.409

1.422

1.417

1.448

23. Sulawesi Utara

625

820

963

995

987

982

989

994

1.006

1.008

998

992

1.012

1.002

1.003

1.034

80

103

133

187

197

198

200

217

226

234

235

236

240

246

242

261

4

6

7

8

8

8

8

8

8

8

65

68

69

68

71

65

24. Sulawesi Tenggara 25. Sulawesi Barat 26. Gorontalo 27. Nusa Tenggara Barat 28. Bali

30

35

36

35

34

34

34

34

33

33

33

33

33

34

34

34

716

840

940

1.062

1.066

1.064

1.074

1.083

1.087

1.054

1.072

1.110

1.141

1.178

1.210

1.240

4.801

6.326

7.721

9.380

9.361

9.444

9.604

9.695

9.831

10.001

10.086

10.418

10.534

10.808

10.944

11.313

29. Nusa Tenggara Timur

200

253

337

415

422

417

417

421

432

435

444

453

461

463

471

493

30. Maluku

391

747

1.001

1.174

1.119

1.112

1.160

1.127

1.182

1.190

1.172

1.188

1.223

1.253

1.271

1.313

31. Papua

314

516

609

754

745

751

812

790

829

850

852

863

884

895

898

911

32. Maluku Utara

13

17

22

35

35

35

36

36

36

37

36

36

37

39

42

45

33. Papua Barat

74

152

221

280

292

289

296

291

274

308

314

355

361

363

378

437

34. Lainnya Total

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

55.799

67.397

77.376

89.878

90.052

90.419

91.550

92.398

93.631

93.987

95.197

96.540

97.469

98.628

99.600

101.713

1. Jawa Barat 2. Banten 3. DKI Jakarta 4. D.I Yogyakarta 5. Jawa Tengah 6. Jawa Timur 7. Bengkulu 8. Jambi 9. Aceh 10. Sumatera Utara 11. Sumatera Barat 12. Riau 13. Kepulauan Riau 14. Sumatera Selatan 15. Bangka Belitung 16. Lampung 17. Kalimantan Selatan 18. Kalimantan Barat 19. Kalimantan Timur 20. Kalimantan Tengah 21. Sulawesi Tengah 22. Sulawesi Selatan 23. Sulawesi Utara 24. Sulawesi Tenggara 25. Sulawesi Barat 26. Gorontalo 27. Nusa Tenggara Barat 28. Bali 29. Nusa Tenggara Timur 30. Maluku 31. Papua 32. Maluku Utara 33. Papua Barat 34. Others Total

124

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 2.4 Jumlah BPR Berdasarkan Total Aset

(Rural Banks Based on Total Assets) Miliar Rp (Billion Rp) 2015 Total Aset

2011

2012

2013

Total Asset

2014 Jan

Total Aset BPR

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

16

12

9

12

6

6

6

8

7

7

9

8

7

7

6

5 Total Asset Rural bank

264

229

213

190

198

199

197

186

187

180

177

171

171

158

150

146 Total Asset Rural bank

< 1 Billion

< 1 Miliar Total Aset BPR

1 up to 5 Billion

1 s.d 5 Miliar Total Aset BPR

387

333

267

245

235

229

232

230

228

232

234

236

228

226

222

226 Total Asset Rural bank

1.002

1.079

1.146

1.196

1.204

1.209

1.208

1.218

1.221

1.225

1.224

1.229

1.238

1.253

1.260

1.260 Total Asset Rural bank

5 up to 10 Billion

5 s.d 10 Miliar Total Aset BPR

> 10 Billion

> 10 Miliar Total

1.669

1.653

1.635

1.643

1.643

1.643

1.643

1.642

1.643

1.644

1.644

1.644

1.644

1.644

1.638

1.637

Total

125

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Tabel 2.5 Non Performing Loan Bank Perkreditan Rakyat

(NPL of Rural Bank) Miliar Rp (Billion Rp) 2015 Kolektibilitas

2011

2012

2013

Collectibility

2014 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

41.100

49.818

59.176

68.391

68.519

69.457

70.409

71.343

72.409

73.749

73.791

74.125

74.275

74.275

74.630

74.807 Credit

38.953

47.450

56.566

65.139

64.876

65.635

66.565

67.405

68.278

69.544

69.360

69.645

69.784

69.725

70.066

70.789

b. Kurang Lancar

495

577

640

773

1.058

1.161

1.174

1.169

1.231

1.252

1.317

1.297

1.203

1.171

1.179

889

b. Sub-Standard

c. Diragukan

420

453

537

713

742

758

720

763

805

814

908

944

1.007

1.007

970

879

c. Doubtful

1.231

1.339

1.433

1.766

1.842

1.903

1.949

2.006

2.095

2.139

2.205

2.238

2.280

2.372

2.415

2.250

Non Performing Loan (Nominal)

2.146

2.369

2.610

3.252

3.643

3.822

3.843

3.938

4.131

4.205

4.431

4.480

4.490

4.550

4.564

4.018 Non Performing Loan (Nominal)

Rasio Non Performing Loan (%)

5,22

4,75

4,41

4,75

5,32

5,50

5,46

5,52

5,70

5,70

6,00

6,04

6,05

6,13

6,12

5,37 Non Performing Loan Ratio (%)

Kredit a. Lancar

d. Macet

a. Current

d. Lost

126

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Tabel 2.6 Non Performing Loan BPR Berdasarkan Lokasi

(NPL of Rural Banks Based On Location) Miliar Rp (Billion Rp) Lokasi

2011

2012

2013

2015

2014

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Location

Des

455

501

529

700

748

774

759

773

816

814

862

879

876

875

885

814

1. Jawa Barat

2. Banten

85

89

99

101

108

118

117

133

140

143

149

151

151

155

146

110

2. Banten

3. DKI Jakarta

46

64

64

66

74

75

74

69

73

77

86

94

90

96

99

87

4. D.I Yogyakarta

109

115

123

144

170

183

180

186

202

203

221

223

221

219

221

189

4. D.I Yogyakarta

5. Jawa Tengah

675

687

697

825

909

959

973

1.002

1.059

1.076

1.112

1.129

1.143

1.155

1.141

989

5. Jawa Tengah

6. Jawa Timur

194

204

247

374

419

446

459

479

490

507

545

550

570

573

578

536

6. Jawa Timur

1

2

3

2

2

3

3

3

3

4

4

4

4

4

4

4

8. Jambi

13

14

36

64

71

78

76

82

85

83

88

91

93

93

94

81

9. Aceh

6

6

8

11

12

12

13

13

13

14

15

15

15

14

14

12

10. Sumatera Utara

48

40

50

55

59

59

61

61

63

62

65

66

68

69

70

65

10. Sumatera Utara

11. Sumatera Barat

66

68

68

83

92

96

98

94

99

96

100

99

102

101

104

83

11. Sumatera Barat

12. Riau

49

89

103

112

120

122

122

124

124

123

127

126

129

129

126

115

12. Riau

13. Kepulauan Riau

37

62

65

80

107

112

109

115

119

120

124

125

121

127

136

107

13. Kepulauan Riau

14. Sumatera Selatan

27

34

47

58

96

98

90

106

95

109

110

112

110

112

110

108

14. Sumatera Selatan

15. Bangka Belitung

1

2

2

3

3

4

4

5

5

5

5

5

6

6

10

9

16. Lampung

51

57

65

77

84

84

82

85

92

87

98

93

96

104

103

96

16. Lampung

17. Kalimantan Selatan

12

17

27

44

55

47

50

52

62

64

64

65

60

58

57

45

17. Kalimantan Selatan

18. Kalimantan Barat

16

27

22

27

28

31

31

33

37

36

39

39

41

41

38

36

18. Kalimantan Barat

19. Kalimantan Timur

24

29

30

32

33

30

27

30

31

29

29

30

30

29

29

27

19. Kalimantan Timur

20. Kalimantan Tengah

4

4

7

7

5

9

3

3

4

4

4

9

3

4

3

4

21. Sulawesi Tengah

4

7

12

16

18

21

21

20

21

20

21

20

21

21

24

13

21. Sulawesi Tengah

22. Sulawesi Selatan

15

13

12

22

26

29

32

32

36

35

38

39

38

38

37

32

22. Sulawesi Selatan

23. Sulawesi Utara

18

25

59

59

66

64

63

62

71

92

94

96

92

92

95

89

23. Sulawesi Utara

24. Sulawesi Tenggara

9

10

9

11

12

14

16

16

18

16

16

17

18

18

18

14

24. Sulawesi Tenggara

25. Sulawesi Barat

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

25. Sulawesi Barat

26. Gorontalo

3

3

3

5

5

5

5

5

5

5

5

5

5

5

5

5

26. Gorontalo

27. Nusa Tenggara Barat

69

79

67

66

71

75

78

79

81

79

81

81

85

84

81

73

28. Bali

95

103

138

168

203

212

243

217

232

240

263

257

241

262

275

223

29. Nusa Tenggara Timur

6

7

6

22

31

39

27

31

31

30

32

27

24

27

26

24

30. Maluku

5

4

4

4

4

5

5

5

6

6

7

6

6

6

7

5

31. Papua

4

5

7

10

11

12

18

14

15

16

17

17

18

19

18

16

32. Maluku Utara

0

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

32. Maluku Utara

33. Papua Barat

0

0

-

3

4

5

6

7

2

7

8

9

10

10

10

5

33. Papua Barat

34. Lainnya

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

34. Others

2.146

2.369

2.610

3.252

3.643

3.822

3.843

3.938

4.131

4.205

4.431

4.480

4.490

4.550

4.564

4.018

1. Jawa Barat

7. Bengkulu

Total

3. DKI Jakarta

7. Bengkulu 8. Jambi 9. Aceh

15. Bangka Belitung

20. Kalimantan Tengah

27. Nusa Tenggara Barat 28. Bali 29. Nusa Tenggara Timur 30. Maluku 31. Papua

Total

127

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 2.7 Komposisi DPK Bank Perkreditan Rakyat

(Composition of Third Party Funds of Rural Bank) Miliar Rp (Billion Rp) Desember 2011

Indikator Nominal

Desember 2012

Komposisi thd Total DPK (%) (Composition to Total Third Party Funds) (%)

Desember 2013

Komposisi thd Total DPK (%) Nominal

(Composition to Total Third Party Funds) (%)

Desember 2014

Komposisi thd Total DPK (%) Nominal

(Composition to Total Third Party Funds) (%)

Desember 2015

Komposisi thd Total DPK (%) Nominal

(Composition to Total Third Party Funds) (%)

Komposisi thd Total DPK (%) Nominal

Indicator

(Composition to Total Third Party Funds) (%)

Deposito

26.174

68,50

30.401

67,75

33.879

67,06%

39.919

67,95%

46.307

68,84% Time Deposits

Tabungan

12.035

31,50

14.468

32,25

16.641

32,94%

18.831

32,05%

20.959

31,16% Saving

Total DPK

38.209

100,00

44.870

100,00

50.520

100%

58.750

100%

67.266

100% Total Third Party Funds

128

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 2.8 Komposisi DPK BPR Berdasarkan Lokasi Penghimpunan - Desember 2015

(Composition of Third Party Funds of Rural Banks Based on Location - December 2015)

Lokasi

Tabungan

Deposito

Total DPK

(Saving Deposits)

(Time Deposits)

(Total of Third Party Funds)

Pangsa Thd Total DPK (%)

Location

(Portion to Total Third Party Funds (%)

Miliar Rp (Billion Rp) 1. Jawa Barat

1. Jawa Barat

3.175

8.248

11.424

16,98%

2. Banten

324

1.049

1.373

2,04%

2. Banten

3. DKI Jakarta

100

1.310

1.410

2,10%

3. DKI Jakarta

4. D.I Yogyakarta

1.157

2.423

3.580

5,32%

4. D.I Yogyakarta

5. Jawa Tengah

6.971

9.445

16.416

24,40%

5. Jawa Tengah

6. Jawa Timur

2.228

4.771

6.999

10,40%

6. Jawa Timur

7. Bengkulu

24

20

44

0,07%

7. Bengkulu

8. Jambi

90

483

573

0,85%

8. Jambi

9. Aceh

40

72

112

0,17%

10. Sumatera Utara

432

458

889

1,32%

10. Sumatera Utara

11. Sumatera Barat

655

447

1.103

1,64%

11. Sumatera Barat

12. Riau

330

524

854

1,27%

12. Riau

13. Kepulauan Riau

518

3.464

3.982

5,92%

13. Kepulauan Riau

14. Sumatera Selatan

186

545

731

1,09%

14. Sumatera Selatan

15. Bangka Belitung

16

77

93

0,14%

15. Bangka Belitung

16. Lampung

707

3.655

4.362

6,48%

16. Lampung

17. Kalimantan Selatan

142

201

344

0,51%

17. Kalimantan Selatan

18. Kalimantan Barat

308

501

810

1,20%

18. Kalimantan Barat

19. Kalimantan Timur

98

107

205

0,30%

19. Kalimantan Timur

150

113

263

0,39%

20. Kalimantan Tengah

21. Sulawesi Tengah

83

482

565

0,84%

21. Sulawesi Tengah

22. Sulawesi Selatan

179

720

899

1,34%

22. Sulawesi Selatan

23. Sulawesi Utara

153

693

847

1,26%

23. Sulawesi Utara

24. Sulawesi Tenggara

75

47

123

0,18%

24. Sulawesi Tenggara

25. Sulawesi Barat

33

9

42

0,06%

25. Sulawesi Barat

8

12

20

0,03%

26. Gorontalo

440

384

824

1,23%

27. Nusa Tenggara Barat

1.953

5.054

7.007

10,42%

133

249

382

0,57%

29. Nusa Tenggara Timur

30. Maluku

76

289

365

0,54%

30. Maluku

31. Papua

80

214

294

0,44%

31. Papua

7

15

22

0,03%

32. Maluku Utara

87

225

312

0,46%

33. Papua Barat

-

-

-

0,00%

34. Others

20.959

46.307

67.266

100,00%

Total

20. Kalimantan Tengah

26. Gorontalo 27. Nusa Tenggara Barat 28. Bali 29. Nusa Tenggara Timur

32. Maluku Utara 33. Papua Barat 34. Lainnya Total

9. Aceh

28. Bali

129

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 2.9 DPK BPR Berdasarkan Lokasi Penghimpunan

(Third Party Funds of Rural Banks Based on Deposits Location) Miliar Rp (Billion Rp) Lokasi 1. Jawa Barat

2011

2012

2013

2015

2014

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Location 1. Jawa Barat

6.859

7.746

8.804

10.754

10.904

10.929

11.065

11.137

11.287

10.908

11.026

11.184

11.110

11.178

11.167

11.424

2. Banten

661

816

953

1.114

1.160

1.160

1.246

1.266

1.277

1.269

1.286

1.305

1.326

1.339

1.353

1.373

2. Banten

3. DKI Jakarta

837

1.063

1.001

1.209

1.229

1.247

1.274

1.277

1.318

1.352

1.377

1.356

1.347

1.363

1.390

1.410

3. DKI Jakarta

4. D.I Yogyakarta

1.814

2.193

2.540

2.934

2.998

3.007

3.061

3.135

3.182

3.144

3.214

3.260

3.316

3.374

3.492

3.580

4. D.I Yogyakarta

5. Jawa Tengah

9.052

10.585

12.097

13.909

14.093

14.194

14.300

14.568

14.672

14.505

14.868

15.195

15.508

15.914

16.112

16.416

6. Jawa Timur

4.041

4.893

5.459

6.241

6.288

6.321

6.334

6.447

6.523

6.468

6.588

6.688

6.771

6.854

6.909

6.999

20

25

27

32

33

34

34

34

35

39

38

39

42

40

46

44

8. Jambi

316

482

532

567

576

574

580

588

582

583

585

579

578

579

575

573

9. Aceh

55

61

80

85

85

84

87

87

88

89

90

91

94

96

97

112

10. Sumatera Utara

538

612

690

774

794

806

816

826

834

837

857

876

883

891

892

889

10. Sumatera Utara

11. Sumatera Barat

913

972

917

973

975

981

999

1.001

991

965

995

1.023

1.047

1.067

1.081

1.103

11. Sumatera Barat

12. Riau

629

678

699

787

784

793

825

825

828

836

839

855

859

849

846

854

2.324

2.735

3.097

3.610

3.696

3.756

3.849

3.924

4.016

4.017

4.009

4.008

4.022

3.938

3.933

3.982

14. Sumatera Selatan

556

625

657

715

676

684

685

669

681

705

714

722

721

729

722

731

14. Sumatera Selatan

15. Bangka Belitung

43

48

60

70

76

79

78

85

85

82

82

86

88

87

88

93

15. Bangka Belitung

2.883

3.249

3.373

3.724

3.852

3.827

3.865

3.900

3.854

3.895

3.979

4.014

4.058

4.221

4.288

4.362

17. Kalimantan Selatan

251

222

228

338

287

288

297

290

303

296

297

303

338

321

333

344

17. Kalimantan Selatan

18. Kalimantan Barat

651

783

737

770

762

758

784

765

765

812

832

821

804

783

805

810

18. Kalimantan Barat

19. Kalimantan Timur

174

192

202

191

183

181

185

186

197

198

198

201

196

195

194

205

19. Kalimantan Timur

44

105

190

232

200

198

191

185

216

217

209

202

221

221

214

263

20. Kalimantan Tengah

21. Sulawesi Tengah

277

284

332

412

367

395

444

410

486

467

472

479

502

530

525

565

21. Sulawesi Tengah

22. Sulawesi Selatan

366

476

497

721

754

771

773

810

843

852

835

857

875

889

884

899

22. Sulawesi Selatan

23. Sulawesi Utara

439

588

728

772

784

779

780

800

798

802

812

808

806

816

816

847

23. Sulawesi Utara

56

61

78

94

90

93

92

100

101

104

105

105

102

103

109

123

24. Sulawesi Tenggara

2

3

2

3

3

3

3

3

3

3

41

46

46

44

48

42

25. Sulawesi Barat

16

20

21

20

20

19

19

19

19

19

19

19

20

20

20

20

26. Gorontalo

452

521

602

690

692

691

709

716

712

673

689

716

742

768

799

824

3.254

4.054

4.959

5.905

5.932

6.000

6.053

6.157

6.226

6.248

6.269

6.409

6.478

6.657

6.773

7.007

29. Nusa Tenggara Timur

143

186

248

309

309

307

311

314

325

331

343

350

353

352

361

382

29. Nusa Tenggara Timur

30. Maluku

251

271

313

329

297

300

303

266

314

306

285

286

282

283

303

365

30. Maluku

31. Papua

224

203

229

251

257

260

267

252

254

285

258

276

277

290

286

294

31. Papua

6

8

11

17

17

17

18

18

18

19

18

19

19

20

21

22

63

111

155

198

208

205

214

210

180

223

230

240

247

248

256

312

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

38.209

44.870

50.520

58.750

59.381

59.742

60.540

61.272

62.012

61.550

62.458

63.418

64.078

65.058

65.737

67.266

7. Bengkulu

13. Kepulauan Riau

16. Lampung

20. Kalimantan Tengah

24. Sulawesi Tenggara 25. Sulawesi Barat 26. Gorontalo 27. Nusa Tenggara Barat 28. Bali

32. Maluku Utara 33. Papua Barat 34. Lainnya Total

5. Jawa Tengah 6. Jawa Timur 7. Bengkulu 8. Jambi 9. Aceh

12. Riau 13. Kepulauan Riau

16. Lampung

27. Nusa Tenggara Barat 28. Bali

32. Maluku Utara 33. Papua Barat 34. Others Total

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Tabel 2.10 Suku Bunga Rata-rata DPK Bank Perkreditan Rakyat

(Average of Third Party Interest Rates of Rural Banks) Persen (Percent) 2015 Indikator

2011

2012

2013

Indicator

2014 Jan

Tabungan Deposito

Revisi

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

5,21

4,68

4,63

4,56

4,65

4,61

4,56

4,57

4,64

5,31

4,58

4,50

5,31

5,20

5,15

5,17

Saving

9,85

8,40

9,61

10,10

10,04

10,02

10,02

9,99

9,96

9,81

9,90

9,80

9,81

9,71

9,65

9,69

Time Deposits

Ket: Data tersedia mulai Desember 2008 r)

Feb

Note: Data available on December 2008 r) revised

131

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Tabel 2.11 Suku Bunga Rata-rata Kredit BPR Berdasarkan Sektor Ekonomi

(Average of Credit Interest Rates of Rural Banks Based on Economic Sector) Persen (Percent) 2015 Sektor Ekonomi

2011

2012

2013

Economic Sector

2014 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

1 Pertanian, Perburuhan, dan Kehutanan 2 Perikanan

36,58

35,51

35,51

33,78

33,76

34,58

34,79

34,87

34,03

33,41

34,02

33,35

33,82

33,95

33,84

33,77

1. Agriculture, hunting, and forestry

32,10

31,32

31,19

30,22

30,39

30,45

30,49

30,74

30,55

30,52

30,48

30,66

30,35

30,05

29,65

29,42

2. Fisheries

3 Pertambangan dan Penggalian

26,58

26,60

25,22

25,17

24,68

24,77

24,96

24,39

25,30

24,79

26,36

26,99

26,72

25,72

25,18

25,66

3. Mining and quarrying

4 Industri Pengolahan

29,14

28,44

27,62

27,68

27,80

28,09

28,05

28,22

28,04

28,06

28,36

28,08

27,59

27,98

27,81

27,98

4. Processing industry

5 Listrik, Gas dan Air

30,33

29,08

27,89

29,06

28,84

29,02

28,88

29,30

29,04

28,89

28,94

28,92

29,11

28,80

28,83

28,56

5. Electricity, gas and water

6 Konstruksi

29,72

28,59

24,93

26,31

26,39

26,54

26,77

26,49

26,88

26,76

27,05

27,15

26,83

26,83

26,95

26,72

6. Construction

7 Perdagangan Besar dan Eceran

31,97

30,41

30,24

28,91

28,99

29,19

29,26

29,25

29,29

29,13

29,41

29,08

29,40

29,51

29,37

29,27

7. Big and retail trade

8 Penyediaan Akomodasi dan Penyedian Makan Minum 9 Transportasi, Pergudangan dan Komunikasi 10 Perantara Keuangan

28,53

28,53

25,72

26,04

25,73

25,96

26,63

26,19

26,26

26,26

26,22

26,34

26,03

26,48

26,40

26,18

28,11

27,89

27,47

26,85

26,74

26,86

26,89

26,85

26,93

26,88

26,99

27,00

26,99

26,92

26,83

26,72

24,20

23,52

22,80

22,19

22,63

22,91

23,20

22,97

22,58

22,86

22,90

22,78

23,09

23,54

23,36

19,84

11 Real Estate

22,77

21,50

22,76

22,76

22,89

22,84

22,88

22,95

22,75

22,69

22,77

22,73

22,82

22,71

22,73

22,76

12 Administrasi Pemerintahan, Pertanahan Dan Jaminan Sosial Wajib 13 Jasa Pendidikan

26,38

27,60

28,85

26,44

26,64

26,20

26,37

26,96

27,00

26,91

26,91

27,32

27,28

26,71

26,68

25,87

28,84

28,20

26,41

27,97

27,95

28,02

27,99

28,30

28,02

28,23

28,19

28,31

27,85

28,16

27,94

27,73

11. Real estate, rental business, and services company 12. Government administration, the defense and compulsory social security 13. Education services

14 Jasa Kesehatan dan Kegiatan Sosial

30,86

28,89

22,60

27,46

27,42

27,44

27,43

26,94

27,33

27,16

27,18

26,94

27,40

27,35

27,32

27,51

14. Health and social services

15 Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan Lainnya 16 Jasa Perorangan yang Melayani Rumah Tangga 17 Kegiatan Usaha yang Belum Jelas Batasannya 18 Bukan Lapangan Usaha - Rumah Tangga 19 Bukan Lapangan Usaha - Lainnya

28,23

27,98

28,63

29,43

29,73

30,41

29,92

29,95

29,98

29,35

30,51

29,43

29,85

29,91

29,69

30,05

32,82

31,15

28,94

28,71

28,35

28,15

28,12

28,05

28,08

28,28

28,39

28,57

28,69

28,30

28,18

28,01

15. Community, Sociocultural,Entertainment and Other Individual Services 16. Individual services serving the household

29,11

28,00

29,24

28,92

28,99

28,75

28,67

28,68

28,88

29,26

28,96

29,00

29,53

29,38

29,09

28,94

27,39

26,19

25,17

24,90

24,88

24,82

24,95

24,88

24,91

25,42

25,29

25,14

25,18

25,12

24,97

24,95

26,88

25,90

25,18

25,55

25,63

26,17

26,17

25,55

25,54

25,29

25,72

25,32

26,40

26,14

26,11

26,36

r) Angka-angka diperbaiki

8. Provision of accommodation and food supply drinking 9. Transportation, warehousing and communications 10. Transitional finance

17. International Agency and Other Extra Agency International 18. Business Activities which are not clearly defined 19. Not the business field - other r) Revised figures

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Tabel 2.12 Suku Bunga Rata-rata Kredit BPR Berdasarkan Jenis Penggunaan

(Average of Credit Interest Rates of Rural Banks Based on Type of Use) Persen (Percent) 2015 Jenis Penggunaan

2011

2012

2013

Type of Use

2014 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Modal Kerja

32,05

30,91

30,56

29,45

29,53

29,76

29,79

29,76

29,70

29,53

29,84

29,50

29,76

29,78

29,63

29,52

Total Working Capital

Investasi

28,23

26,62

25,36

25,88

25,92

26,21

26,26

26,28

26,29

25,99

26,25

26,00

26,32

26,42

26,37

26,26

Total Investment

Konsumsi

27,00

25,97

25,13

25,50

25,56

26,06

26,07

25,49

25,48

25,30

25,68

25,31

26,29

26,05

26,01

26,24

Total Consumption

Ket: Data tersedia mulai Desember 2008 r)

revisi

Note: Data available on December 2008 r)

revised

133

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Tabel 2.13 Perkembangan Jumlah Bank Perkreditan Rakyat

(Growth of Total Rural Banks) 2015 Keterangan

2011

2012

2013

Information

2014 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jumlah BPR

1.669

1.653

1.635

1.643

1.643

1.643

1.643

1.642

1.643

1.644

1.644

1.644

1.644

1.644

1.638

1.637

Total Rural Banks

Jumlah Kantor

4.172

4.425

4.678

4.895

4.956

4.957

4.972

4.994

5.006

5.019

5.023

5.036

5.046

5.067

5.087

5.100

Total Bank Offices

134

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Tabel 2.14 Perkembangan Jumlah BPR dan Kantor BPR Berdasarkan Lokasi - Desember 2015

(Growth of Total Rural Bank and Rural Banks Offices Based on Location - December 2015) BPR (Rural Bank)

Location

Total

Lokasi KP

KC

KPK

294

329

208

831

1. Jawa Barat

2. Banten

65

50

47

162

2. Banten

3. DKI Jakarta

24

14

38

76

4. D.I Yogyakarta

54

38

137

229

5. Jawa Tengah

253

510

513

1.276

5. Jawa Tengah

6. Jawa Timur

325

228

690

1.243

6. Jawa Timur

4

5

4

13

7. Bengkulu

8. Jambi

19

7

3

29

8. Jambi

9. Aceh

5

14

1

20

10. Sumatera Utara

55

41

19

115

10. Sumatera Utara

11. Sumatera Barat

93

40

25

158

11. Sumatera Barat

12. Riau

33

10

14

57

12. Riau

13. Kepulauan Riau

40

28

2

70

13. Kepulauan Riau

14. Sumatera Selatan

20

11

8

39

14. Sumatera Selatan

15. Bangka Belitung

3

3

3

9

15. Bangka Belitung

16. Lampung

26

31

6

63

16. Lampung

17. Kalimantan Selatan

25

5

3

33

17. Kalimantan Selatan

18. Kalimantan Barat

21

7

2

30

18. Kalimantan Barat

19. Kalimantan Timur

14

8

6

28

19. Kalimantan Timur

20. Kalimantan Tengah

4

1

4

9

21. Sulawesi Tengah

9

17

7

33

21. Sulawesi Tengah

22. Sulawesi Selatan

22

9

7

38

22. Sulawesi Selatan

23. Sulawesi Utara

18

26

10

54

23. Sulawesi Utara

24. Sulawesi Tenggara

17

4

2

23

24. Sulawesi Tenggara

25. Sulawesi Barat

2

1

0

3

25. Sulawesi Barat

26. Gorontalo

4

3

1

8

26. Gorontalo

29

47

14

90

137

46

122

305

11

4

3

18

29. Nusa Tenggara Timur

30. Maluku

2

7

2

11

30. Maluku

31. Papua

6

10

1

17

31. Papua

32. Maluku Utara

2

4

0

6

32. Maluku Utara

33. Papua Barat

1

3

0

4

33. Papua Barat

34. Lainnya

0

0

0

0

34. Others

Total

1.637

1.561

1.902

5.100

1. Jawa Barat

7. Bengkulu

27. Nusa Tenggara Barat 28. Bali 29. Nusa Tenggara Timur

3. DKI Jakarta 4. D.I Yogyakarta

9. Aceh

20. Kalimantan Tengah

27. Nusa Tenggara Barat 28. Bali

Total

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Tabel 2.15 Kegiatan Usaha BPR Syariah

(Sharia Rural Banks Operation) Miliar Rp (Billion Rp) 2015 Indikator

2011

2012

2013

Indicator

2014 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

3.328

4.459

5.544

6.287

6.283

6.333

6.427

6.498

6.531

6.512

6.608

6.754

6.825

6.961

7.069

7.367 Disbursement of Fund iB

2.676 652

3.554 906

4.433 1.110

5.005 1.282

5.004 1.279

5.093 1.240

5.216 1.211

5.326 1.172

5.436 1.095

5.562 950

5.554 1.054

5.615 1.140

5.655 1.170

5.683 1.278

5.741 1.328

5.765 1.602

2.892 2.095 412 448 1.235 694 80 23

3.911 2.938 527 590 1.820 855 91 27

4.866 3.666 668 701 2.297 1.104 55 41

5.439 4.028 790 750 2.488 1.265 92 54

5.444 4.052 790 748 2.514 1.244 99 49

5.484 4.083 781 749 2.553 1.251 100 51

5.615 4.153 792 773 2.589 1.288 104 69

5.666 4.205 809 773 2.623 1.301 103 57

5.706 4.193 819 753 2.621 1.342 108 63

5.692 4.099 787 713 2.599 1.426 113 54

5.794 4.192 829 726 2.637 1.434 116 52

5.915 4.310 860 756 2.694 1.434 120 52

5.983 4.380 860 765 2.755 1.430 121 52

6.091 4.467 875 781 2.811 1.457 118 48

3.321 1.714 911 803 2.855 1.438 122 47

6.456 Source of Funds iB 4.802 Third Party Funds 997 Wadiah Savings iB 861 Mudharabah Savings iB 2.944 Deposit Mudharabah iB 1.480 Interbank Liabilities 120 Loan received 54 Other Liabilities

Beberapa Komponen Modal

501

616

732

844

878

914

863

868

886

893

905

932

940

960

980

Modal Disetor Cadangan L/R Tahun berjalan L/R Tahun Lalu

390 50 87 (26)

472 61 106 (24)

556 82 129 (35)

646 109 122 (32)

667 109 11 91

706 113 22 72

713 119 28 3

730 117 41 (20)

768 126 53 (60)

765 125 67 (64)

774 125 71 (65)

791 126 81 (65)

797 123 88 (68)

803 124 102 (68)

815 123 110 (68)

Penyaluran Dana iB Pembiayaan iB Antar Bank Aktiva iB Sumber Dana iB Dana Pihak Ketiga Tabungan iB Wadiah Tabungan iB Mudharabah Deposito iB Mudharabah Antar Bank Passiva Pinjaman yang Diterima Kewajiban Lainnya

Ket: r) Angka-angka diperbaiki

Financing iB Interbank Assets iB

1.028 Some Components of Capital 840 121 138 (70)

Paid-In Capital Reserves Current Earnings (Profit/Loss) Current Earnings (Profit/Loss) Note: r) Revised figures

136

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Tabel 2.16 Aset dan Pembiayaan BPR Syariah

(Asset and Financing of Sharia Rural Bank) Miliar Rp (Billion Rp) 2015 Indikator

2011

2012

2013

Indicator

2014 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Aset

3.520

4.699

5.833

6.573

6.580

6.641

6.732

6.800

6.839

6.851

6.952

7.093

7.172

7.303

7.418

7.739 Assets

Pembiayaan iB

2.676

3.554

4.433

5.005

5.004

5.093

5.216

5.326

5.436

5.562

5.554

5.615

5.655

5.683

5.741

5.765 Financing iB

Lancar

2.512

3.335

4.145

4.610

4.556

4.629

4.727

4.829

4.926

5.047

5.010

5.068

5.098

5.114

5.185

5.292

Kurang Lancar

49

73

91

136

179

191

191

174

174

177

192

184

194

194

187

135

Diragukan

45

52

66

81

86

85

98

109

114

113

118

120

115

111

109

95

Macet

70

94

132

177

184

188

200

214

223

224

235

243

249

264

260

243

164

219

288

395

449

464

489

497

510

514

544

547

558

569

556

473 Non Performing Financing (Nominal)

6,11

6,15

6,50

7,89

8,97

9,11

10,36

9,33

9,38

9,25

9,80

9,74

9,86

10,01

9,69

Non Performing Financing (Nominal) Non Performing Financing (%) Ket: r) Angka-angka diperbaiki

Current Sub Standard Doubtful Lost

8,20 Non Performing Financing (%)

Note: r) Revised figures

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Tabel 3.1. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit (Credit Channeling and NPL Credit Channeling of Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) Keterangan

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Items

Des Loans by Industrial Origin

Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan danNPL komunikasi 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial NPLWajib 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL

212.386

211.790

210.081

212.035

214.088

217.234

221.583

225.759

231.390

238.059

237.659

239.322

254.954

3.827

4.196

4.454

4.285

4.603

4.753

4.579

4.648

4.751

4.827

4.935

5.220

4.853

7.698

7.601

7.510

7.798

7.932

8.075

8.112

8.070

8.244

8.343

8.463

8.590

8.843

195

212

233

252

274

286

295

282

266

259

286

283

262

141.824

142.816

137.139

127.260

133.269

136.380

140.250

138.308

139.022

139.800

133.161

132.059

135.273

3.574

3.651

3.565

4.537

4.474

4.531

4.735

5.282

5.155

4.468

4.114

5.236

5.582

660.536

656.410

670.946

672.848

674.544

684.035

703.285

703.045

717.578

744.090

724.765

726.664

760.048

12.267

12.933

13.101

13.441

13.931

15.507

15.891

17.605

18.897

19.517

18.777

18.425

18.977

81.130

84.242

89.014

85.264

83.190

88.235

87.915

92.721

90.360

94.032

91.487

95.115

99.447

1.547

1.600

1.214

1.251

1.229

1.207

1.401

1.556

1.527

2.103

1.891

2.034

2.289

147.266

141.592

143.594

149.290

153.324

156.184

163.230

165.573

166.853

171.362

173.796

172.997

172.934

6.784

7.439

7.727

7.804

8.438

8.607

8.866

9.179

9.115

8.406

8.332

8.408

7.005

716.733

704.159

713.783

722.371

731.270

741.846

759.871

748.131

761.824

775.716

765.828

768.904

792.503

22.782

24.820

26.075

25.115

26.203

27.498

28.287

29.713

31.277

31.984

30.903

29.483

27.948

73.583

73.220

73.757

75.371

76.252

77.782

78.847

78.979

78.821

81.938

82.350

83.304

85.861

1.057

1.241

1.332

1.251

1.472

1.617

1.652

1.965

1.816

1.883

1.874

1.889

1.967

171.805

168.280

168.264

170.198

174.583

177.361

172.920

174.332

174.738

174.636

172.743

172.941

177.546

5.516

5.695

5.650

6.087

6.163

6.454

5.990

6.206

6.475

6.654

7.119

7.398

6.815

166.182

162.418

164.938

162.561

160.054

159.702

161.110

160.180

160.283

161.916

160.668

161.485

164.681

1.559

1.925

1.970

1.132

1.103

1.134

1.089

1.076

1.145

1.215

1.199

1.184

1.052

165.466

161.036

162.595

163.828

164.388

166.076

169.884

172.213

175.289

177.382

176.762

179.169

184.755

3.391

3.683

4.130

3.953

4.513

4.904

4.476

4.574

4.369

3.947

3.892

3.842

4.817

11.002

10.982

11.182

11.037

10.863

11.031

11.020

11.383

11.856

12.264

11.471

12.472

12.914

7

7

12

10

10

11

13

12

12

12

22

12

11

6.648

6.560

6.672

6.917

7.033

7.183

7.441

7.499

7.494

7.520

7.792

7.930

8.129

69

73

85

87

91

94

98

95

109

85

171

177

140

12.325

12.423

12.311

12.771

12.805

13.228

13.685

13.738

13.973

14.222

14.501

15.303

21.488

197

197

215

223

233

233

245

239

233

240

216

206

157

67.744

60.308

57.212

59.258

59.556

59.538

60.715

60.795

63.826

61.486

56.615

56.340

57.989

1.929

2.111

2.247

2.253

2.252

2.366

2.298

2.343

2.861

2.878

2.612

2.551

2.175

2.220

2.243

2.284

2.368

2.613

2.671

2.720

2.576

2.620

2.643

2.660

2.681

2.708

53

63

68

66

69

68

67

70

71

65

64

65

54

211

213

198

88

88

90

86

88

87

99

83

82

110

7

7

7

3

3

3

3

3

3

3

2

2

2

15.889

15.590

15.820

12.191

11.979

11.090

10.511

11.252

11.252

11.369

11.117

11.060

11.960

304

308

325

307

272

265

251

265

235

223

216

211

240

Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL r) Angka-angka diperbaiki

322.764

301.781

303.482

305.957

308.195

310.459

313.289

314.576

316.853

318.942

320.801

6.533

7.461

7.790

7.522

7.671

8.055

8.114

8.562

8.655

8.529

8.406

8.392

7.555

13.236

13.140

13.027

13.110

13.074

12.993

13.018

12.975

12.944

12.998

13.167

13.115

13.017

144

171

179

188

186

201

204

211

222

220

226

238

176

25.969

26.182

26.069

26.164

26.268

26.357

26.516

26.466

26.347

26.523

26.446

26.525

26.579

651

732

792

771

772

810

825

892

903

896

868

897

827

123.165

123.919

123.896

123.386

123.076

122.326

124.329

125.856

126.172

129.179

130.368

129.965

120.557

1.312

1.334

1.354

1.390

1.412

1.493

1.562

1.696

1.767

1.847

1.868

1.867

1.691

367.466

369.258

371.152

376.321

379.559

386.688

388.049

389.715

390.459

398.580

405.658

416.655

429.773

3.667

4.119

4.374

4.275

4.457

4.582

4.430

4.548

4.558

4.452

4.514

4.465

178.453

180.761

181.481

183.567

180.569

189.659

189.515

193.005

193.385

195.077

195.170

2.017

2.139

2.174

2.199

2.310

2.414

2.588

2.595

2.625

2.533

2.501

2.510

NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and theprovision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual Services NPL 16. Individual Services which ServeNPL Households 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL

Loans to Non Industrial Origin House Hold 326.327 - For Home Ownership

302.916

180.908

1. Agricultures, Hunting and Forestry

3.917

NPL - For Apartement Ownership

NPL - For Shop House Ownership

NPL - For Vehicles Ownership

NPL - Others

NPL

189.508 Non Industrial Origin Others 2.419

NPL r) Revised figures

139

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 3.2. Kredit dan NPL Bank Umum Konvensional - BUKU 1 Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit and NPL Credit of Commercial Conventional Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Beneficiary-Group of Business Activities 1 ) Miliar Rp (Billion Rp) 2015

2014 Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

3.249

3.075

3.246

3.381

3.375

3.543

3.635

3.797

3.742

4.138

109

111

108

110

114

114

124

133

140

267

262

256

235

329

316

303

297

304

Nov

Items

Des

1.976

2.111

2.112

152

96

100

101

305

298

289

275

12

14

15

13

19

15

14

12

12

12

10

10

10

1.245

1.220

1.267

1.317

1.549

1.521

1.567

1.579

1.596

1.597

1.542

1.629

1.558

25

25

26

28

43

44

71

73

70

67

77

52

41

9.067

9.219

9.471

9.655

13.579

13.983

12.877

12.760

12.952

12.983

12.304

12.818

11.683

185

189

205

201

276

329

335

356

366

388

350

369

167

165

160

159

168

172

173

165

166

153

101

105

111

224

1

11

11

17

17

17

1

2

2

2

1

2

1

3.876

3.721

3.776

3.779

4.001

4.147

4.343

4.297

4.405

4.539

4.350

4.295

3.448

137

158

165

154

196

209

192

194

198

209

183

174

148

22.399

22.077

22.351

22.117

22.218

22.817

21.463

21.344

21.703

21.915

21.138

21.075

17.912

615

653

667

663

733

720

697

683

735

742

740

693

650

3.272

3.255

3.208

3.102

3.281

3.296

3.244

3.267

3.333

3.583

3.404

3.427

3.056

38

92

101

100

132

3.419

3.302

3.262

3.155

3.398

122 3.367

65 3.185

66 3.177

81 3.163

77 3.122

83 3.012

79 2.962

73 2.456

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking

penyediaan makan minum NPL 9. Transportasi, pergudangan danNPL komunikasi 10. Perantara Keuangan NPL 11 Real Estate, Usaha Persewaan, danNPL Jasa Perusahaan 12. Admistrasi Pemerintahan, Pertahanan danNPL Jaminan Sosial Wajib 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya NPL 16. Jasa Perorangan yang Melayani Rumah NPL Tangga 17. Badan Internasional dan Badan NPL Ekstra Internasional Lainnya 18. Kegiatan yang belum jelas batasannya NPL

126

130

115

123

103

109

110

134

141

105

100

84

81

6.614

6.412

6.399

6.404

6.579

6.666

6.826

6.857

6.827

6.479

5.930

6.202

6.041

192

194

213

184

151

161

126

128

119

97

81

76

82

4.732

4.634

4.632

4.885

5.059

5.083

5.198

5.183

5.198

5.307

5.187

5.178

99

104

108

84

69

85

83

142

144

139

142

138

112

0

0

0

0

0

1

2

2

2

2

0

0

30

-

-

-

-

-

-

-

-

-

-

-

-

-

377

379

380

366

374

356

274

283

274

264

278

280

265

2

2

3

3

3

2

2

1

2

2

2

2

2

458

453

492 7

517

526

580

643

666

678

579

4

474 6

507

3

464 3 2.382

2.336

2.357

8 2.363

8 2.279

8 2.278

8 2.250

9 2.234

8 2.197

8 2.171

3 1.944

- Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL

NPL Real Estate, Business, Ownership, and Business Services NPL

12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual Services

2.391

2.375

125

144

152

147

169

170

169

175

176

140

149

151

126

125

124

119

112

115

117

109

110

101

99

95

92

88

4

4

4

5

5

4

4

3

5

4

4

4

2

16. Individual Services which ServeNPL Households

5

5

5

5

1

1

0

0

0

8

-

-

-

17. International Agency and Other Extra Agency International

1

1

1

1

-

-

-

-

-

-

-

-

-

130

117

83

99

86

102

28

30

36

32

29

31

30

0

0

0

0

0

0

0

1

6

6

3

3

2

NPL

NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold

Rumah Tangga NPL

10. Financial intermediaries

4.929 11

Penerima Kredit Bukan Lapangan Usaha - Untuk Pemilikan Rumah Tinggal

NPL 9. Transportation, Warehousing and Communications NPL

- For Home Ownership

3.562

3.563

3.657

3.581

3.523

3.582

3.439

3.468

3.407

3.284

3.188

3.172

2.910

60

61

64

64

62

67

68

71

104

91

87

81

51

214

220

229

227

229

230 1

209 0

204 0

200 0

194 0

183 0

173 0

168 0

- For Apartement Ownership

89

79

79

83

110

111

75

- For Shop House Ownership

1

8

8

1

1

69

68

69 2

68 2

80 2

2

2

2

2

5

9

9

1.011

1.001

974

969

939

908

874

850

816

776

4 18.730

3 19.165

3 19.819

4 20.150

2 20.399

3 20.706

3 21.129

3 21.493

2

3

66 2

1.078

1.056

1.038

5 18.129

6 18.228

6

4

4

17.500

17.666

18.227

137

141

140

139

143

142

140

158

158

158

144

145

25.080

25.303

26.301

22.959

23.433

23.769

24.340

24.037

24.527

24.876

24.770

24.989

185

185

194

147

154

183

204

211

196

168

177

161

145

NPL NPL NPL - For Vehicles Ownership

NPL - Others

NPL

23.988 Non Industrial Origin Others 156

NPL

140

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 3.3. Kredit dan NPL Bank Umum Konvensional - BUKU 2 Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit and NPL Credit of Commercial Conventional Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Beneficiary-Group of Business Activities 2) Miliar Rp (Billion Rp) Keterangan

2015

2014 Des

Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11 Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL

Jan

19.421

Feb

18.536

Mar

18.718

Apr

Mei

Jun

Items Jul

19.223

17.454

17.474

17.756

Ags

17.476

Sep

17.038

Okt

Nov

Des

18.066

19.454

18.585

19.680

944

826

839

858

1.031

1.072

1.010

982

965

994

1.159

1.457

1.225

1.254

1.194

1.244

1.254

1.220

1.250

1.249

1.226

1.233

1.268

1.271

1.297

1.304

41

42

42

42

50

52

50

49

45

46

51

51

46

31.935

32.827

32.038

32.269

15.720

16.103

16.347

16.493

15.640

15.835

15.301

15.272

16.032

449

541

481

663

508

520

545

690

799

782

951

970

872

140.903

140.518

145.867

145.725

99.486

101.047

105.479

105.645

107.082

111.157

107.839

107.094

111.117

3.046

3.226

3.312

3.641

2.342

2.773

2.784

3.070

3.688

3.476

3.317

3.308

3.024

11.472

11.203

12.445

12.354

10.536

10.566

10.098

10.358

10.579

10.897

10.521

10.394

11.963

145

38

38

40

47

48

49

49

45

46

49

49

48

31.841

28.147

28.947

31.648

30.658

31.526

33.045

33.885

33.165

34.487

36.329

36.238

36.539

2.202

2.297

2.490

2.690

3.059

2.956

3.044

3.262

3.109

3.103

3.002

3.089

2.787

85.406

80.161

81.342

84.826

74.214

74.860

76.853

76.598

81.470

82.393

81.412

80.946

83.151

2.949

3.134

3.526

3.252

3.256

3.344

3.486

3.531

4.334

4.745

4.191

4.111

3.814

11.458

11.199

11.268

11.806

11.872

12.433

12.627

12.611

11.715

12.285

13.240

13.755

14.858

176

181

294

280

390

527

552

742

628

523

532

549

538

30.115

29.594

30.948

31.326

16.271

15.927

17.462

16.593

15.701

15.720

15.582

14.875

16.761

1.582

1.569

1.386

1.452

1.338

1.302

1.024

1.003

850

882

1.091

1.032

1.227

51.189

49.905

50.081

49.841

24.055

23.619

23.579

22.408

22.303

23.900

24.428

22.995

24.037

134

141

132

130

140

143

143

144

142

182

192

193

37.010

37.365

38.093

37.940

37.639

38.512

39.340

40.895

41.624

40.900

41.775

41.749

740

725

1.174

1.081

1.239

1.486

1.285

1.316

1.135

751

790

776

612

1.100

1.053

1.057

1.066

1.080

1.058

1.192

1.217

1.367

1.404

1.414

1.419

1.463

0

-

-

-

-

-

-

-

-

-

-

-

-

13. Jasa Pendidikan

1.138

1.034

1.086

1.022

1.042

1.056

1.156

1.143

1.125

1.129

1.147

1.191

1.125

NPL NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL

16

14

16

16

18

21

21

19

39

17

86

86

30

1.864

1.682

1.712

1.791

1.863

1.950

2.040

2.205

2.212

2.266

2.229

2.261

2.489

59

46

47

46

46

45

45

45

43

43

18

18

23

7.993

7.532

7.428

7.111

7.469

7.561

7.719

7.606

10.314

10.401

7.659

7.930

8.678

534

553

574

552

598

662

637

652

968

1.023

697

685

668

111

109

111

122

122

127

131

130

135

138

141

144

144

10

10

10

10

9

11

11

11

11

11

11

11

8

194

197

183

66

76

78

75

77

78

80

73

74

71

5

5

5

0

1

1

1

1

1

1

1

1

1

2.095

2.111

2.214

2.697

2.586

2.672

2.170

2.187

2.027

2.089

2.007

2.053

1.897

7

7

9

11

12

13

11

16

13

12

12

14

12

- Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL

NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and theprovision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual Services NPL 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL House Hold

Rumah Tangga NPL

NPL 3. Mining and Quarrying

Loans to Non Industrial Origin

Penerima Kredit Bukan Lapangan Usaha - Untuk Pemilikan Rumah Tinggal

NPL 2. Fisher

191 42.812 11

12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial NPLWajib

14. Jasa Kesehatan dan Kegiatan Sosial

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry

21.149

19.882

20.351

20.538

20.793

20.915

21.189

21.312

21.645

22.165

22.625

22.563

23.071

701

696

731

734

800

840

859

911

927

941

907

949

885

976

941

937

948

960

965

999

1.005

999

1.001

1.009

983

960

21

23

23

28

31

32

31

32

32

33

31

49

17

1.342

1.265

1.253

1.268

1.265

1.261

1.265

1.262

1.230

1.235

1.245

1.344

1.414

99

74

85

87

90

95

92

105

105

103

96

99

98

8.132

7.990

7.969

7.999

7.917

7.975

8.230

8.424

8.520

8.663

8.724

8.904

8.812

81 83.747

84 68.335

92 68.946

90 70.601

89 71.162

88 71.776

109 72.567

161 72.821

206 70.005

265 70.704

298 71.445

296 75.666

277 76.135

378

357

364

377

422

430

412

420

420

422

427

460

52.005

52.064

52.063

55.521

46.049

46.489

46.956

47.081

50.954

51.568

52.411

51.373

441

448

451

479

288

310

304

311

332

328

321

302

- For Home Ownership

NPL - For Apartement Ownership

NPL - For Shop House Ownership

NPL - For Vehicles Ownership

NPL - Others

NPL 383 50.825 Non Industrial Origin Others 306

NPL

141

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 3.4. Kredit dan NPL Bank Umum Konvensional - BUKU 3 Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit and NPL Credit of Commercial Conventional Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Beneficiary-Group of Business Activities 3) Miliar Rp (Billion Rp) Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11 Real Estate, Usaha Persewaan, danNPL Jasa Perusahaan 12. Admistrasi Pemerintahan, Pertahanan danNPL Jaminan Sosial Wajib 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya NPL 16. Jasa Perorangan yang Melayani Rumah NPL Tangga 17. Badan Internasional dan Badan NPL Ekstra Internasional Lainnya 18. Kegiatan yang belum jelas batasannya NPL

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Items

Des

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry 59.612 NPL 1.652

45.626

46.902

45.220

47.090

49.700

49.468

51.187

53.570

57.165

60.230

58.730

57.737

1.129

1.418

1.432

1.339

1.413

1.415

1.434

1.459

1.549

1.548

1.523

1.559

1.972

2.018

1.881

1.824

1.878

1.926

1.982

2.011

2.010

2.028

2.020

1.970

2.061

58

57

66

81

82

85

84

78

77

78

91

87

86

41.401

42.632

43.089

41.352

59.828

61.291

60.127

59.421

60.542

61.933

57.416

56.924

55.955

1.923

1.924

1.867

2.495

2.446

2.397

2.730

2.932

2.731

2.049

1.577

1.695

1.732

229.598

230.827

234.247

235.583

279.377

281.207

289.533

292.009

295.126

300.746

287.973

285.491

289.822

5.268

5.389

5.408

5.570

7.081

7.886

7.515

7.357

8.017

8.271

7.777

7.943

8.123

15.095

15.711

16.987

16.810

18.420

19.417

18.411

20.570

20.818

21.273

20.356

20.664

21.676

551 55.416

665 56.588

340 57.110

343 57.720

337

334

526

580

556

1.094

1.022

1.033

1.302

60.973

61.568

64.347

64.547

66.109

67.896

68.217

68.401

68.183

2.421

2.917

2.892

2.786

3.038

3.266

3.404

3.451

3.504

3.229

3.338

3.274

2.733

228.992

225.800

228.835

232.096

245.402

246.185

248.944

246.401

249.848

252.763

245.679

245.151

251.594

9.029

9.625

9.617

9.367

9.787

9.963

10.318

10.452

10.846

12.203

11.534

10.841

10.683

30.377

30.194

30.450

30.629

31.195

31.426

31.584

31.740

32.124

32.798

31.413

31.303

32.116

421 51.157

432 50.037

401 49.159

415 50.384

447

459

359

464

454

667

631

635

544

69.830

71.414

66.497

68.122

67.196

67.766

66.241

65.254

64.634

1.973

1.985

2.078

2.496

2.808

2.948

2.788

2.888

3.041

3.078

3.198

3.285

2.596

60.099

58.845

60.209

57.378

81.796

84.626

84.616

85.441

85.349

85.813

85.424

85.780

86.386

786

816

844

266

266

281

304

292

300

364

358

373

68.420

65.013

65.507

65.798

66.425

67.044

67.828

68.246

70.211

71.076

69.281

70.571

1.657

1.755

1.737

1.631

1.884

1.954

1.579

1.538

1.629

1.576

1.403

1.387

2.462

256

267

272

275

272

277

268

272

282

292

274

276

247

1

1

1

1

1

1

1

1

1

1

1

1

1

1.451

1.551

1.564

1.596

1.598

1.571

1.716

1.674

1.675

1.684

1.828

1.877

1.948

20

24

28

29

28

27

27

32

29

28

29

32

25

4.323

4.395

4.412

4.479

4.473

4.553

4.619

4.642

4.637

4.644

4.716

4.699

4.721

51

59

69

74

80

79

74

72

68

73

76

66

61

23.162

23.390

23.864

24.700

25.334

25.345

25.848

26.246

26.361

23.214

21.348

20.713

20.089

399

479

529

546

535

558

555

562

762

730

877

821

600

118

119

118

118

120

117

114

110

121

118

125

125

129

5

6

7

6

6

4

3

4

4

5

4

5

4

7

7

6

13

6

6

6

6

5

6

6

5

36

1

2

2

2

2

1

1

1

1

1

1

1

1

635

656

714

672

651

693

731

747

758

826

1.377

1.244

1.282

9

11

10

10

11

10

9

8

5

5

4

6

8

- Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL

NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL Real Estate, Business, Ownership, and Business Services NPL

12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual Services NPL 16. Individual Services which ServeNPL Households 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold

Rumah Tangga NPL

NPL 3. Mining and Quarrying

301 71.675 11

Penerima Kredit Bukan Lapangan Usaha - Untuk Pemilikan Rumah Tinggal

2. Fisher

154.746

155.533

156.504

158.625

160.093

161.709

163.751

164.797

166.262

167.413

168.966

170.697

172.886

3.735

4.379

4.570

4.444

4.554

4.662

4.670

4.950

4.958

4.779

4.674

4.568

4.110

7.126

7.099

7.062

7.013

6.990

6.950

6.941

6.907

6.842

6.895

6.839

6.840

6.800

77 11.180

85 11.552

88 11.534

108 11.538

101

109

115

119

125

127

119

114

92

11.548

11.599

11.625

11.585

11.480

11.594

11.562

11.517

11.496

312

393

414

410

412

410

422

437

434

439

440

446

427

54.977

55.155

55.529

55.165

54.731

53.892

54.283

54.848

54.817

57.792

58.395

57.612

48.453

557 97.285

619 101.574

659 99.495

694 99.865

697 100.665

721 104.949

699 107.167

688 108.241

566 115.687

507

510

521

539

77.641

94.904

95.545

96.780

1.016

1.205

1.268

1.250

1.312

1.376

1.369

1.417

1.447

1.422

1.450

1.486

65.740

63.418

64.320

64.487

75.263

70.966

78.228

78.580

77.914

77.365

77.793

78.564

803

864

851

856

1.112

1.080

1.179

1.191

1.148

1.085

1.077

1.112

- For Home Ownership

NPL - For Apartement Ownership

NPL - For Shop House Ownership

NPL - For Vehicles Ownership

NPL - Others

NPL 1.445 73.179 Non Industrial Origin Others 1.036

NPL

142

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 3.5. Kredit dan NPL Bank Umum Konvensional - BUKU 4 Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit and NPL Credit of Commercial Conventional Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Beneficiary-Group of Business Activities 4) Miliar Rp (Billion Rp) Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11 Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Items

Des

139.880

139.090

138.745

137.536

138.712

141.686

143.381

145.357

147.570

149.673

151.712

155.224

167.003

1.285

1.428

1.641

1.579

1.647

1.744

1.613

1.682

1.678

1.726

1.749

1.741

1.525

3.759

3.678

3.677

3.789

3.789

3.796

3.879

3.814

3.876

3.918

3.990

4.091

4.205

79

93

105

103

112

121

133

127

114

107

116

116

103

63.211

62.274

56.905

48.161

51.499

52.759

57.663

56.620

56.939

55.361

54.092

53.395

56.915

847

840

857

953

1.112

1.118

1.030

1.240

1.258

1.255

1.212

2.154

2.560

270.337

264.788

270.132

269.868

270.479

275.941

283.132

279.988

290.022

306.100

303.598

307.539

333.026

3.386

3.652

3.656

3.557

3.764

3.903

4.779

6.336

6.381

6.873

6.849

6.243

6.896

49.307

51.861

54.169

50.663

48.802

52.646

53.744

56.180

53.381

55.770

54.767

57.983

59.588

462

462

461

464

465

467

463

519

519

521

518

519

514

47.526

44.880

45.551

47.572

49.276

50.494

52.722

54.096

54.302

55.938

56.376

56.356

57.072

1.288

1.352

1.410

1.437

1.520

1.540

1.614

1.628

1.640

1.224

1.223

1.175

887

360.733

356.872

361.829

362.942

368.272

376.592

390.728

382.411

387.621

397.403

396.079

400.135

417.673

8.877

9.992

10.738

10.507

11.102

11.978

12.280

13.526

13.789

12.612

12.654

12.193

10.885

27.224

27.517

27.784

28.649

28.739

29.275

30.003

29.934

30.176

31.667

32.674

33.313

34.150

369 77.716

493 75.988

490 75.535

412 75.245

459

462

625

643

580

566

575

577

763

75.022

76.858

75.827

76.376

78.552

78.007

78.314

80.175

84.041

1.102

1.161

1.187

1.053

1.126

1.261

1.364

1.376

1.613

1.997

2.026

2.386

2.453

36.907

36.117

37.099

37.726

36.497

33.669

34.459

33.745

33.975

33.873

33.169

34.505

36.273

59

323

310

304

298

301

308

307

323

330

330

319

49.865

48.832

49.201

49.461

49.270

49.346

51.281

51.775

52.037

53.615

53.751

54.412

655

790

781

751

902

945

1.097

1.115

1.042

1.054

1.041

1.057

1.250

9.560

9.579

9.769

9.668

9.484

9.670

9.533

9.867

10.182

10.542

9.743

10.760

10.908

3

3

6

6

7

7

10

8

8

8

8

8

7

13. Jasa Pendidikan

1.626

1.634

1.670

1.671

1.702

1.824

1.827

1.828

1.817

1.835

1.820

1.821

1.908

NPL NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL

16

18

21

21

20

20

20

20

20

19

17

16

15

4.147

4.307

4.101

4.320

4.216

4.420

4.673

4.463

4.594

4.670

4.826

5.574

11.497

31

36

43

43

43

45

61

60

64

61

63

60

20

28.764

21.604

18.289

19.501

19.235

19.266

19.910

20.348

20.751

21.404

21.692

21.968

23.614

439

480

524

532

556

582

566

580

592

633

640

622

570

1.762

1.780

1.816

1.867

2.093

2.133

2.169

2.020

2.043

2.052

2.057

2.068

2.077

34

42

46

44

48

48

47

49

49

42

40

40

37

5

4

3

4

5

5

5

5

5

5

5

3

3

-

-

-

-

-

-

-

-

-

-

-

-

-

6.697

6.768

6.771

6.845

6.857

5.914

5.948

6.573

6.899

6.964

6.325

6.377

7.420

5

5

5

5

6

4

4

4

5

1

0

1

0

NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL

NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual Services NPL 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin

Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal

NPL 2. Fisher

296 57.974 11

12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial NPLWajib

14. Jasa Kesehatan dan Kegiatan Sosial

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry

House Hold 100.805

100.063

99.967

100.129

100.478

100.742

101.126

101.111

101.484

101.891

102.407

102.469

103.340

1.298

1.496

1.578

1.513

1.463

1.704

1.702

1.809

1.862

1.921

1.952

1.993

1.767

4.384

4.353

4.278

4.293

4.267

4.226

4.246

4.231

4.270

4.281

4.321

4.310

4.315

16 11.939

20 11.851

23 11.746

21 11.762

25

34

33

36

39

40

44

44

40

11.838

11.880

11.971

11.944

11.971

12.011

12.080

12.104

12.147

172

194

216

199

193

227

224

262

277

266

266

276

241

53.941

54.927

54.768

54.901

55.297

55.561

56.867

57.824

57.998

57.873

58.232

58.302

58.007

694 175.812

712 177.635

725 179.988

772 180.662

795 183.271

785 186.446

786 189.594

787 195.095

760 200.029

636

647

655

685

169.377

169.729

171.494

173.879

1.511

1.638

1.745

1.694

1.732

1.884

1.754

1.788

1.800

1.762

1.779

1.767

33.601

33.460

33.879

34.098

34.538

35.026

35.823

36.004

35.901

36.104

36.682

37.266

521

555

595

626

684

723

778

771

795

806

787

808

- For Home Ownership

NPL - For Apartement Ownership

NPL - For Shop House Ownership

NPL - For Vehicles Ownership

NPL - Others

NPL 1.446 38.704 Non Industrial Origin Others 794

NPL

143

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 3.6. Pembiayaan dan NPF Bank Umum Syariah - BUKU 1 Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Financing and NPF of Commercial Sharia Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Beneficiary - Group of Business Activities 1) Miliar Rp (Billion Rp) Keterangan

2015

2014 Des

Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11 Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial NPLWajib 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL

Jan

Feb

Mar

Apr

510

384

428

6

4

7

9

109

106

112

110

505

Mei 448

Jun

Items Jul

454

459

10

10

10

108

109

97

Ags 413

Sep

Okt

Nov

Des

423

474

489

512

397

15

15

14

13

13

11

106

101

99

97

95

71

1

1

1

1

1

0

0

1

1

1

1

1

1

371

340

220

228

227

225

219

215

219

221

204

202

201

84

86

12

12

12

6

6

4

8

8

8

32

32

2.071

2.095

1.017

1.068

1.104

1.215

1.238

1.246

1.244

1.273

1.258

1.275

1.103

41

42

45

50

50

48

48

48

49

49

48

51

48

510

549

156

159

155

152

153

170

175

180

179

177

180

2

2

2

2

2

2

2

2

2

2

2

2

2

1.158

1.031

575

585

598

675

619

620

633

662

658

784

815

64

88

98

109

108

107

92

79

98

100

99

101

96

6.872

6.990

5.879

5.917

5.937

6.043

6.213

6.002

5.907

5.897

5.893

6.013

3.149

268

318

321

322

312

292

285

306

306

322

327

329

287

445

438

363

362

309

291

325

320

316

314

305

326

214

17

5

6 960

7

8

8

24

9

9

9

6

1.295

5 950

6

1.315

980

985

974

957

977

998

1.003

1.017

1.109

36

35

236

190

193

191

131

139

172

62

54

72

68

2.568

2.583

1.575

1.567

1.551

1.492

1.488

1.450

1.416

1.430

1.401

1.375

1.379

26

27

16

18

18

17

28

27

21

22

22

22

1.145

1.170

1.044

1.065

1.131

1.155

1.158

1.064

1.073

1.204

1.230

1.244

29

33

42

42

47

51

53

66

56

69

83

75

61

0

0

0

0

0

0

0

0

0

0

0

0

0

-

0

0

0

0

0

0

0

0

0

0

0

-

417

433

374

388

403

409

432

454

440

439

463

463

513

1

1

1

2

1

2

2

2

2

2

2

2

2

204

212

191

197

197

197

195

197

194

197

196

196

203

0

0

0

0

0

0

0

0

0

0

0

0

0

1.047

1.072

177

194

204

223

234

241

226

227

237

282

281

4

5

3

3

3

3

3

3

3

3

3

3

5

61

63

68

71

76

82

91

90

90

94

98

103

3

0

0

1

1

1

1

1

1

1

1

1

1

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

18. Kegiatan yang belum jelas batasannya NPL

1

0

0

0

0

0

0

0

0

0

1

0

1

0

0

0

0

0

0

0

0

0

0

0

0

-

- Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL

NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual Services NPL 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin

Penerima Kredit Bukan Lapangan Usaha Rumah Tangga NPL

NPL 2. Fisher

23 1.342 11

17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL

- Untuk Pemilikan Rumah Tinggal

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry

House Hold 235

237

229

240

237

245

257

258

258

271

279

284

292

19

20

19

17

20

26

25

26

23

22

22

24

21

10

11

10

10

20

20

21

22

23

24

24

24

24

0

0

12

-

-

-

-

0

0

0

0

12

0 13

0

11

13

13

12

12

12

13

13

12

13

- For Home Ownership

NPL - For Apartement Ownership

NPL - For Shop House Ownership

NPL

-

-

-

-

-

-

-

-

1

1

1

1

-

3.715

3.505

3.159

2.978

2.841

2.664

2.619

2.627

2.675

2.741

2.940

3.044

3.174

- For Vehicles Ownership

47 2.499

49 2.542

42

38

2.614

2.696

38 2.780

37 2.851

33 2.856

34 2.841

34 2.865

35 2.901

39 2.933

39 2.956

39 2.983

- Others

NPL

NPL

34

37

38

40

37

37

39

39

41

45

45

46

42

430

390

62

49

48

47

49

49

49

48

50

50

48 Non Industrial Origin Others

1

1

1

2

1

3

2

1

2

3

2

2

1

NPL

144

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 3.7. Pembiayaan dan NPF Bank Umum Syariah - BUKU 2 Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Financing and NPF of Commercial Sharia Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Beneficiary - Group of Business Activities 2 ) Miliar Rp (Billion Rp) 2015

2014

Items

Keterangan Des Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11 Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial NPLWajib 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

3.706

3.677

3.769

4.378

4.399

4.610

5.165

5.147

5.452

5.478

5.297

5.154

2.061

354

409

426

390

387

397

387

377

405

393

394

351

131

338

343

340

586

607

678

602

616

720

725

788

848

879

4

5

4

11

12

13

14

16

16

16

17

18

12

3.661

3.522

3.620

3.933

4.446

4.480

4.326

3.978

4.087

4.854

4.607

4.636

3.112

246

235

322

386

354

446

352

344

288

308

289

332

196

8.560

8.964

10.212

10.949

10.519

10.643

11.026

11.398

11.153

11.831

11.792

12.446

8.831

340

435

474

422

417

568

431

437

397

460

436

512

423

4.581

4.757

5.099

5.110

5.104

5.280

5.343

5.276

5.255

5.811

5.560

5.787

3.202

386

422

362

385

361

340

360

404

403

438

298

429

35

7.449

7.225

7.634

7.986

7.819

7.774

8.154

8.128

8.238

7.841

7.866

6.922

4.787

673

627

671

628

516

529

520

566

565

541

487

596

227

12.330

12.259

13.548

14.475

15.226

15.349

15.671

15.375

15.274

15.345

15.628

15.584

13.183

1.043

1.097

1.207

1.005

1.013

1.201

1.222

1.215

1.267

1.359

1.457

1.316

759

806

618

684

824

858

1.061

1.066

1.107

1.157

1.292

1.313

1.181

1.127

35

38

39 9.129

40

42

43

48

41

43

41

24

8.064

42 8.409

38

8.084

9.082

8.809

8.975

9.108

9.148

9.023

8.591

8.658

4.452

696

816

647

773

597

643

573

666

657

529

650

539

215

8.805

8.557

9.575

9.645

9.576

9.630

10.142

10.279

10.414

10.422

10.317

10.629

6.609

363

423

455

230

230

230

180

178

239

220

217

201

4.295

4.024

4.118

4.679

4.863

4.936

5.079

5.049

5.146

5.280

5.539

6.015

211

276

289

364

372

382

379

396

362

359

433

409

279

84

82

83

28

26

25

25

24

24

24

39

16

16

NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL

NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries

60 4.585 11

3

3

5

2

2

2

2

2

2

2

12

2

2

1.638

1.530

1.597

1.874

1.915

1.967

2.036

2.117

2.163

2.168

2.255

2.298

1.689

14

14

16

17

20

22

26

21

17

18

35

39

40

1.329

1.374

1.432

1.508

1.565

1.600

1.641

1.706

1.755

1.802

1.868

1.895

1.109

52

52

53

54

56

56

56

53

51

54

51

53

9

4.387

4.335

5.072

5.415

4.957

4.780

4.726

4.076

3.924

4.007

3.482

3.275

1.849

429

451

464

474

391

392

369

372

361

349

246

269

62

43

48

53

78

87

96

106

115

130

142

143

150

155

0

1

1

1

0

1

1

1

2

2

2

4

2

-

-

-

0

0

0

0

0

0

0

0

0

0

-

-

-

-

-

-

-

-

-

0

0

0

0

6.330

5.937

6.037

1.878

1.798

1.709

1.634

1.717

1.531

1.458

1.377

1.355

1.311

282

284

300

281

243

237

227

236

206

200

197

187

218

NPL Real Estate, Business, Ownership, and Business Services NPL

12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual Services NPL 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin

Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry

House Hold 22.419

22.502

22.774

22.844

23.071

23.266

23.527

23.630

23.798

23.917

23.336

23.580

17.431

720

809

828

751

773

756

790

796

783

773

764

778

563

525

516

509

619

607

602

603

605

609

603

791

785

469

30

35

30 1.516

26

25

24

25

20

31

30

16

1.435

37 1.458

28

1.429

1.536

1.525

1.554

1.585

1.575

1.587

1.436

1.437

1.269

- For Home Ownership

NPL - For Apartement Ownership

NPL - For Shop House Ownership

NPL

65

69

75

73

75

75

84

86

85

85

62

67

41

1.323

1.285

1.433

1.332

1.289

1.260

1.360

1.193

1.254

1.236

1.227

1.286

1.125

- For Vehicles Ownership

36 16.072

38 15.520

38

34

15.053

14.699

29 14.292

32 14.122

33 13.978

31 13.708

30 13.502

39 13.181

43 13.814

54 13.569

41 3.757

- Others

591

741

818

777

811

715

717

727

692

644

669

561

4.052

3.817

4.136

4.367

4.235

4.272

4.263

3.764

3.661

3.425

3.370

2.927

65

84

82

89

71

115

120

110

153

143

137

125

NPL

NPL 144 2.765 Non Industrial Origin Others 126

NPL

145

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 3.8. Pembiayaan dan NPF Bank Umum Syariah - BUKU 3 Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Financing and NPF of Commercial Sharia Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Beneficiary - Group of Business Activities 3) Miliar Rp (Billion Rp) Keterangan

2015

2014 Des

Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran 8. 9. 10. 11 12.

NPL Penyediaan akomodasi dan penyediaan makan minum NPL Transportasi, pergudangan dan komunikasi NPL Perantara Keuangan NPL Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial NPLWajib

13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL

Jan

Feb

Mar

Apr

Mei

Jun

Items Jul

Ags

Sep

Okt

Nov

Des

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 295 5. Electricity, Gas and Water 2.615 NPL 388 6. Construction 2.089 128 NPL 7. Wholesale and Retail Trade 5.841 4.088 208 47 4 1.500 148 4.466

NPL Provision of accomodation and the provision of eating and drinking NPL Transportation, Warehousing and Communications NPL Financial intermediaries NPL Real Estate, Business, Ownership, and Business Services NPL Government administration, Defese and Compulsory social security NPL Education Services NPL Health Services and Social Activities NPL Community, Sociocultural,Entertainment and Other Individual Services NPL Individual Services which Serve Households NPL International Agency and Other Extra Agency International NPL Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold - For Home Ownership NPL - For Apartement Ownership NPL - For Shop House Ownership NPL - For Vehicles Ownership NPL - Others NPL Non Industrial Origin Others NPL

870 8. 341 19 9. 4.094 176 3.956 10. 99 1.437 11 40 250 12. 681 13. 27 889 14. 41 1.534 15. 144 113 16. 1 - 17. 19 18. -

6.396 158 280 11 166 12 210 5 9.688 313 -

146

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 3.9. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan (Credit and NPL of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use ) Miliar Rp (Billion Rp) Keterangan

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Type of Use Credit to Third Party

Kredit kepada Pihak Ketiga 1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL

1.757.449

1.712.819

1.732.861

1.729.294

1.754.591

1.777.563

1.828.211

1.820.058

1.846.733

1.891.535

1.852.716

1.854.210

1.916.256

43.840

47.416

49.389

48.236

50.224

52.927

54.518

57.114

59.869

60.364

58.505

58.487

57.302

903.194

909.065

914.438

924.297

923.240

940.179

944.974

954.584

968.780

985.352

979.224

992.208

1.035.889

21.223

22.746

23.020

23.821

25.110

26.611

25.717

27.997

28.447

28.406

28.120

28.138

27.045

1.013.666

1.012.736

1.018.387

1.026.280

1.033.739

1.039.392

1.054.860

1.059.103

1.065.780

1.079.596

1.091.497

1.104.193

1.105.759

14.324

15.955

16.662

16.344

16.808

17.555

17.724

18.504

18.730

18.477

18.383

18.369

3.674.308

3.634.620

3.665.686

3.679.871

3.711.569

3.757.133

3.828.045

3.833.745

3.881.294

3.956.483

3.923.437

3.950.612

79.388

86.117

89.072

88.401

92.142

97.092

97.959

103.615

107.047

107.248

105.007

104.993

16.586 100.933

61.014

58.808

72.556

72.039

74.146

75.577

76.854

75.587

78.541

89.346

86.817

90.910

93.281

NPL

2.224

2.128

2.530

2.386

2.380

2.725

3.154

3.183

3.363

2.644

2.764

2.017

2.327

2. Impor

56.049

56.484

57.766

60.806

58.861

59.085

55.393

56.660

61.070

65.895

61.673

61.349

62.694

NPL NPL r) Angka-angka diperbaiki

NPL 3. Consumption NPL NPL

Credit to Third Party

1. Ekspor

Total Kredit

NPL 2. Investments

User Orientation

Kredit kepada Pihak Ketiga

NPL

1. Working Capital

4.057.904 Total Credit

Orientasi Penggunaan

3. Lainnya

Items

Des

Jenis Penggunaan

636

636

683

1.224

1.233

1.298

1.277

1.398

1.773

2.770

2.130

2.198

2.325

3.557.246

3.519.329

3.535.364

3.547.027

3.578.563

3.622.471

3.695.797

3.701.498

3.741.683

3.801.242

3.774.947

3.798.352

3.901.930

76.528

83.353

85.859

84.791

88.529

93.069

93.528

99.034

101.911

101.833

100.113

100.778

3.674.308

3.634.620

3.665.686

3.679.871

3.711.569

3.757.133

3.828.045

3.833.745

3.881.294

3.956.483

3.923.437

3.950.612

79.388

86.117

89.072

88.401

92.142

97.092

97.959

103.615

107.047

107.248

105.007

104.993

96.281

1. Ekspor NPL 2. Impor NPL 3. Other NPL

4.057.904 Total Credit 100.933

NPL r) Revised figures

147

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 3.10. Kredit dan NPL Kredit Bank Umum Konvensional - BUKU 1 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan (Credit and NPL of Commercial Conventional Banks - Group of Business Activities 1 to Non Bank Third Party

Based on Types and Orientation of Use) Miliar Rp (Billion Rp) Keterangan

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Items

Des Type of Use

Jenis Penggunaan

Credit to Third Party

Kredit kepada Pihak Ketiga 1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL

42.055

41.169

41.859

42.858

47.536

48.734

45.273

45.218

45.965

46.051

43.241

44.042

38.862

1.107

1.174

1.216

1.230

1.425

1.490

1.353

1.427

1.482

1.453

1.384

1.323

1.049

19.737

19.620

19.601

20.233

21.000

21.249

20.737

20.734

20.654

21.308

19.292

19.307

17.767

568

662

681

691

733

739

649

684

722

697

647

622

554

48.132

48.439

48.790

49.514

50.566

51.566

48.216

48.546

49.272

49.700

49.785

50.389

49.410

391

405

415

374

380

415

417

447

465

423

416

399

109.924

109.229

110.251

112.605

119.101

121.550

114.226

114.498

115.892

117.059

112.318

113.739

2.067

2.241

2.312

2.294

2.538

2.644

2.419

2.557

2.669

2.573

2.448

2.344

1.966

645

646

689

3.092

3.185

3.065

3.088

3.296

3.274

3.099

3.258

3.451

NPL

3

3

3

28

50

38

26

27

27

28

27

28

27

2. Impor

23

15

15

10

99

103

102

92

106

110

225

209

215

NPL Total Kredit NPL

NPL

Credit to Third Party 580

NPL

NPL 3. Consumption

User Orientation

Kredit kepada Pihak Ketiga

3. Lainnya

NPL 2. Investments

NPL 364 106.040 Total Credit

Orientasi Penggunaan 1. Ekspor

1. Working Capital

-

-

-

-

-

-

-

-

2

2

3

3

3

109.321

108.569

109.590

111.906

115.910

118.261

111.059

111.318

112.490

113.676

108.994

110.272

102.374

2.063

2.237

2.308

2.266

2.488

2.606

2.393

2.531

2.640

2.543

2.418

2.312

109.924

109.229

110.251

112.605

119.101

121.550

114.226

114.498

115.892

117.059

112.318

113.739

2.067

2.241

2.312

2.294

2.538

2.644

2.419

2.557

2.669

2.573

2.448

2.344

1. Ekspor NPL 2. Impor NPL 3. Other

NPL 1.936 106.040 Total Credit 1.966

NPL

148

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 3.11. Kredit dan NPL Kredit Bank Umum Konvensional - BUKU 2 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of Commercial Conventional Banks - Group of Business Activities 2 to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) Keterangan

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Items

Des Type of Use

Jenis Penggunaan

Credit to Third Party

Kredit kepada Pihak Ketiga 1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL

341.811

328.855

344.847

349.102

353.308

356.330

248.601

246.691

253.799

261.969

259.371

254.230

264.711

8.897

9.129

10.590

10.700

11.003

11.497

10.207

10.235

11.659

12.261

11.490

12.055

10.877

124.683

125.510

128.779

130.617

129.589

131.751

119.718

122.062

121.010

122.446

122.450

124.040

129.411

4.143

4.226

4.577

4.894

5.268

5.798

4.896

5.348

5.156

4.376

4.661

4.345

4.250

167.355

150.478

168.419

169.949

171.591

173.171

151.205

151.905

153.352

155.337

157.459

160.833

161.217

1.722

1.682

1.853

1.889

2.041

2.129

1.404

1.939

2.021

2.093

2.079

2.155

633.850

604.844

642.045

649.669

654.487

661.251

519.525

520.659

528.162

539.753

539.280

539.103

14.762

15.037

17.020

17.483

18.313

19.424

16.506

17.521

18.837

18.730

18.230

18.554

17.092

2. Impor NPL 3. Lainnya NPL Total Kredit NPL

NPL 3. Consumption

NPL User Orientation Credit to Third Party

Kredit kepada Pihak Ketiga NPL

NPL 2. Investments

NPL 1.966 555.340 Total Credit

Orientasi Penggunaan 1. Ekspor

1. Working Capital

14.365

13.565

26.778

27.194

24.599

24.661

12.058

8.299

8.728

8.669

8.153

13.205

14.722

363

241

472

493

441

555

321

321

364

389

542

425

497

8.570

8.870

9.416

10.087

9.985

8.396

7.843

8.548

8.972

9.464

8.515

8.798

8.460

66

43

43

33

20

36

233

212

269

263

35

225

197

610.915

582.409

605.852

612.388

619.903

628.195

499.624

503.812

510.461

521.620

522.612

517.100

532.159

14.332

14.754

16.505

16.957

17.851

18.833

15.953

16.988

18.204

18.078

17.653

17.903

633.850

604.844

642.045

649.669

654.487

661.251

519.525

520.659

528.162

539.753

539.280

539.103

14.762

15.037

17.020

17.483

18.313

19.424

16.506

17.521

18.837

18.730

18.230

18.554

1. Ekspor NPL 2. Impor NPL 3. Other

NPL 16.397 555.340 Total Credit 17.092

NPL

149

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 3.12. Kredit dan NPL Kredit Bank Umum Konvensional - BUKU 3 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of Commercial Conventional Banks - Group of Business Activities 3 to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) Keterangan

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Type of Use

Jenis Penggunaan

Credit to Third Party

Kredit kepada Pihak Ketiga 1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL

547.134

541.192

540.114

543.334

551.310

556.466

687.071

688.834

698.633

707.977

683.080

680.506

685.373

15.161

16.563

15.913

15.587

16.329

17.097

19.758

20.075

21.109

21.752

20.816

20.390

21.206

310.972

313.759

314.687

316.044

314.864

319.781

331.287

336.939

341.702

347.128

339.340

337.681

346.794

10.541

11.001

10.623

10.954

11.615

12.131

11.955

12.095

12.465

13.247

12.628

12.654

11.708

371.411

387.663

373.595

376.532

378.383

378.698

414.323

416.582

417.980

426.008

430.725

433.470

428.501

6.449

7.436

7.604

7.493

7.711

7.905

8.415

8.807

8.808

8.574

8.458

8.415

1.229.517

1.242.614

1.228.396

1.235.911

1.244.558

1.254.945

1.432.681

1.442.355

1.458.316

1.481.113

1.453.145

1.451.656

32.151

35.000

34.141

34.034

35.655

37.134

40.127

40.977

42.382

43.573

41.901

41.459

40.589

32.517

32.014

32.727

30.674

33.580

32.905

45.150

48.836

50.564

61.291

60.572

59.537

59.287

NPL

1.055

1.062

1.119

1.061

1.081

1.300

1.676

1.686

1.789

1.027

1.075

1.081

1.344

2. Impor

42.081

41.509

42.396

45.204

43.539

44.703

42.069

43.030

47.279

51.224

47.712

46.867

48.502

NPL NPL

NPL 3. Consumption

NPL

Credit to Third Party

1. Ekspor

Total Kredit

NPL 2. Investments

User Orientation

Kredit kepada Pihak Ketiga

NPL

1. Working Capital

NPL 7.675 1.460.668 Total Credit

Orientasi Penggunaan

3. Lainnya

Items

Des

554

549

594

1.153

1.188

1.238

1.023

1.098

1.379

2.384

1.978

1.869

2.025

1.154.919

1.169.092

1.153.273

1.160.033

1.167.440

1.177.337

1.345.461

1.350.489

1.360.473

1.368.598

1.344.862

1.345.253

1.352.878

30.542

33.388

32.427

31.820

33.386

34.596

37.428

38.192

39.214

40.162

38.849

38.510

1.229.517

1.242.614

1.228.396

1.235.911

1.244.558

1.254.945

1.432.681

1.442.355

1.458.316

1.481.113

1.453.145

1.451.656

32.151

35.000

34.141

34.034

35.655

37.134

40.127

40.977

42.382

43.573

41.901

41.459

1. Ekspor NPL 2. Impor NPL 3. Other

NPL 37.220 1.460.668 Total Credit 40.589

NPL

150

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 3.13. Kredit dan NPL Kredit Bank Umum Konvensional - BUKU 4 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of Commercial Conventional Banks - Group of Business Activities 4 to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) Keterangan

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Items

Des Type of Use

Jenis Penggunaan

Credit to Third Party

Kredit kepada Pihak Ketiga 1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL

763.815

742.133

743.830

733.386

740.954

753.870

783.704

776.332

785.379

811.489

804.012

812.666

863.669

14.495

16.291

17.159

16.764

17.732

18.713

19.569

21.391

21.645

20.959

21.125

21.103

20.288

415.211

417.981

419.217

422.241

422.993

432.426

437.179

439.068

449.363

457.308

460.978

473.035

501.678

4.440

4.921

5.125

5.008

5.455

5.835

6.443

7.829

8.030

8.069

7.936

8.123

8.493

374.048

374.386

376.131

378.923

382.231

385.070

390.021

391.775

394.895

398.605

403.315

409.546

416.541

4.153

4.550

4.812

4.738

4.791

5.285

5.216

5.437

5.568

5.581

5.614

5.675

1.553.074

1.534.501

1.539.178

1.534.550

1.546.178

1.571.366

1.610.904

1.607.175

1.629.637

1.667.401

1.668.305

1.695.247

23.088

25.762

27.095

26.511

27.977

29.834

31.228

34.656

35.243

34.609

34.675

34.900

33.829

2. Impor NPL 3. Lainnya NPL Total Kredit NPL

NPL 3. Consumption

NPL User Orientation Credit to Third Party

Kredit kepada Pihak Ketiga NPL

NPL 2. Investments

NPL 5.048 1.781.889 Total Credit

Orientasi Penggunaan 1. Ekspor

1. Working Capital

13.302

12.345

12.229

13.313

12.709

14.666

16.427

15.213

15.799

15.961

14.852

14.749

15.351

802

822

935

803

808

832

1.131

1.149

1.182

1.200

1.120

482

459

4.865

5.587

5.443

4.970

4.709

5.363

4.904

4.536

4.239

4.590

4.746

5.112

5.051

14

15

17

15

17

17

15

81

75

74

72

59

57

1.534.907

1.516.569

1.521.506

1.516.267

1.528.760

1.551.337

1.589.573

1.587.426

1.609.599

1.646.850

1.648.707

1.675.386

1.761.487

22.272

24.924

26.143

25.693

27.152

28.984

30.082

33.426

33.987

33.335

33.483

34.359

1.553.074

1.534.501

1.539.178

1.534.550

1.546.178

1.571.366

1.610.904

1.607.175

1.629.637

1.667.401

1.668.305

1.695.247

23.088

25.762

27.095

26.511

27.977

29.834

31.228

34.656

35.243

34.609

34.675

34.900

1. Ekspor NPL 2. Impor NPL 3. Other

NPL 33.313 1.781.889 Total Credit 33.829

NPL

151

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 3.14. Pembiayaan dan NPF Pembiayaan Bank Umum Syariah - BUKU 1 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan (Financing and NPF of Commercial Sharia Banks- Group of Business Activities 1 to Non Bank Third Party Based on Types and Orientation of Use ) Miliar Rp (Billion Rp) Keterangan

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Items

Des Type of Use

Jenis Penggunaan

Credit to Third Party

Kredit kepada Pihak Ketiga 1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL

12.738

10.179

8.863

8.994

9.039

9.204

9.400

9.154

9.065

9.287

9.263

9.517

6.202

348

358

456

421

414

389

400

417

436

453

436

430

348

6.060

6.167

4.221

4.304

4.391

4.504

4.494

4.392

4.369

4.420

4.450

4.547

4.759

231

249

334

344

351

350

270

284

323

213

237

282

293

6.900

6.695

6.087

5.986

5.939

5.840

5.814

5.810

5.882

5.999

6.240

6.371

6.534

101

108

101

97

97

102

99

101

101

105

109

111

25.698

23.040

19.171

19.284

19.369

19.547

19.708

19.356

19.316

19.706

19.952

20.435

681

715

891

862

862

841

768

802

859

771

782

823

746

2. Impor NPL 3. Lainnya NPL Total Kredit NPL

NPL 3. Consumption

NPL User Orientation Credit to Third Party

Kredit kepada Pihak Ketiga NPL

NPL 2. Investments

NPL 104 17.495 Total Credit

Orientasi Penggunaan 1. Ekspor

1. Working Capital

181

172

5

5

5

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

372

360

286

280

263

260

259

243

242

241

234

25

-

27

27

22

6

6

6

6

6

6

-

-

25.144

22.509

18.881

19.000

19.101

19.287

19.449

19.113

19.074

19.465

19.718

20.410

681

688

865

840

857

835

762

797

854

765

782

823

25.698

23.040

19.171

19.284

19.369

19.547

19.708

19.356

19.316

19.706

19.952

20.435

681

715

891

862

862

841

768

802

859

771

782

823

24 17.472

1. Ekspor NPL 2. Impor NPL 3. Other

NPL 746 17.495 Total Credit 746

NPL

152

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 3.15. Pembiayaan dan NPF Pembiayaan Bank Umum Syariah - BUKU 2 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Financing and NPF of Commercial Sharia Banks - Group of Business Activities 2 to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) Keterangan

2015

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Items

Des Type of Use

Jenis Penggunaan

Credit to Third Party

Kredit kepada Pihak Ketiga 1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL

49.896

49.291

53.349

51.619

52.443

52.959

54.157

53.829

53.892

54.761

53.748

53.250

40.616

3.832

3.900

4.055

3.533

3.321

3.740

3.392

3.569

3.538

3.485

3.254

3.186

1.924

26.531

26.026

27.932

30.857

30.404

30.468

31.559

31.388

31.681

32.742

32.715

33.598

18.340

1.299

1.688

1.681

1.930

1.689

1.757

1.749

1.757

1.751

1.804

2.011

2.113

771

45.820

45.075

45.365

45.376

45.030

45.047

45.285

44.486

44.399

43.948

43.975

43.583

26.815

1.508

1.774

1.878

1.753

1.787

1.719

1.769

1.774

1.767

1.703

1.706

1.615

122.247

120.392

126.645

127.852

127.877

128.474

131.002

129.703

129.971

131.452

130.437

130.432

6.639

7.362

7.613

7.217

6.797

7.216

6.910

7.100

7.056

6.992

6.971

6.914

3.627

2. Impor NPL 3. Lainnya NPL Total Kredit NPL

NPL 3. Consumption

NPL User Orientation Credit to Third Party

Kredit kepada Pihak Ketiga NPL

NPL 2. Investments

NPL 932 85.771 Total Credit

Orientasi Penggunaan 1. Ekspor

1. Working Capital

68

68

172

163

161

160

154

152

155

152

141

161

-

-

-

-

-

-

-

-

-

-

-

-

138

143

210

256

267

260

216

210

231

266

241

339

469 442

1

1

2

1

1

1

1

1

43

42

42

42

42

122.041

120.182

126.264

127.433

127.449

128.054

130.631

129.340

129.586

131.034

130.055

129.932

84.860

6.638

7.361

7.610

7.216

6.796

7.215

6.909

7.099

7.013

6.949

6.929

6.871

122.247

120.392

126.645

127.852

127.877

128.474

131.002

129.703

129.971

131.452

130.437

130.432

6.639

7.362

7.613

7.217

6.797

7.216

6.910

7.100

7.056

6.992

6.971

6.914

1. Ekspor NPL 2. Impor NPL 3. Other

NPL 3.584 85.771 Total Credit 3.627

NPL

153

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 3.16. Pembiayaan dan NPF Pembiayaan Bank Umum Syariah - BUKU 3 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Financing and NPF of Commercial Sharia Banks - Group of Business Activities 3 to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) Keterangan

2015

2014

Items

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des Type of Use

Jenis Penggunaan

Credit to Third Party

Kredit kepada Pihak Ketiga 1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL

1. Working Capital

-

-

-

-

-

-

-

-

-

-

-

-

16.821

-

-

-

-

-

-

-

-

-

-

-

-

1.610

-

-

-

-

-

-

-

-

-

-

-

-

17.140

-

-

-

-

-

-

-

-

-

-

-

-

977

-

-

-

-

-

-

-

-

-

-

-

-

16.740

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

NPL 499 50.701 Total Credit

-

-

-

-

-

-

-

-

-

-

-

-

3.085

NPL 2. Investments NPL 3. Consumption

NPL User Orientation

Orientasi Penggunaan

Credit to Third Party

Kredit kepada Pihak Ketiga 1. Ekspor

-

-

-

-

-

-

-

-

-

-

-

-

-

NPL

-

-

-

-

-

-

-

-

-

-

-

-

-

2. Impor

-

-

-

-

-

-

-

-

-

-

-

-

-

1. Ekspor NPL 2. Impor NPL

NPL

-

-

-

-

-

-

-

-

-

-

-

-

-

3. Lainnya

-

-

-

-

-

-

-

-

-

-

-

-

50.701

NPL

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

NPL 3.085 50.701 Total Credit

-

-

-

-

-

-

-

-

-

-

-

-

Total Kredit NPL

3.085

3. Other

NPL

154

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015 Tabel 3.17. Kredit dan NPL Bank Umum Konvensional dan Bank Umum Syariah berdasarkan BUKU kepada Pihak Ketiga Bukan Bank Yang Penarikannya Menggunakan Kartu

(Credit and Non Performing Loan (NPL) of Commercial Conventional and Sharia Banks based on Group of Business Activities to Non Bank Third Party Withdrawn By Card ) Miliar Rp (Billion Rp) Pengelompokan Bank 1. BUKU 1 NPL 2. BUKU 2 NPL 3. BUKU 3 NPL 4. BUKU 4 NPL 5 BUKU 1 SYARIAH NPL 6 BUKU 2 SYARIAH NPL 7 BUKU 3 SYARIAH NPL 8 Bank Umum NPL

2014 Des

2015 Jan

Feb

8.758 166 29.239 580 24.932 436 403 17 403 17

0 8.498 174 29.209 662 25.033 465 397 20 397 20

0 8.497 178 30.072 695 25.469 512 393 23

63.332 1.200

63.138 1.321

64.430 1.408

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

0 8.222 190 29.887 710 25.655 544 367 11 -

0 1.550 51 37.189 889 26.167 610 375 16 -

1.538 50 38.602 1.009 26.614 645 381 19 -

1.558 50 39.412 1.057 27.402 702 384 23 -

1.542 49 39.596 1.060 27.522 703 387 26 -

1.532 46 38.493 1.042 27.298 718 381 29 -

0 1.547 44 39.677 1.018 27.516 726 390 20 -

1.525 43 39.595 1.002 27.540 706 384 23 -

1.555 53 40.266 1.045 27.863 723 380 16 -

64.131 1.456

65.281 1.566

67.135 1.723

68.756 1.832

69.048 1.837

67.704 1.836

69.131 1.808

69.044 1.773

70.063 1.836

Des

Group of Banks

1.550 47 40.554 1.058 28.523 712 385 19 -

1. BUKU 1 NPL 2. BUKU 2 NPL 3. BUKU 3 NPL 4. BUKU 4 NPL 5 BUKU 1 SYARIAH NPL 6 BUKU 2 SYARIAH NPL 7 BUKU 3 SYARIAH NPL 71.013 8 Commercial Bank 1.836 NPL

155

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 3.1.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit (Credit Channeling and NPL Credit Channeling of Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum

2011

2012

2013

2014

2015 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

109.790 1.523 4.935 291 87.780 302 344.597 11.746 45.841 247 75.395 2.865 375.017 12.500 30.425

142.451 2.603 5.492 197 104.207 1.292 445.807 10.479 59.073 253 95.921 3.410 499.567 12.668 44.640

177.162 2.553 6.391 185 126.826 1.920 577.880 10.023 79.493 587 116.090 4.746 644.047 15.898 59.306

212.386 3.827 7.698 195 141.824 3.574 660.536 12.267 81.130 1.547 147.266 6.784 716.733 22.782 73.583

211.790 4.196 7.601 212 142.816 3.651 656.410 12.933 84.242 1.600 141.592 7.439 704.159 24.820 73.220

210.081 4.454 7.510 233 137.139 3.565 670.946 13.101 89.014 1.214 143.594 7.727 713.783 26.075 73.757

212.035 4.285 7.798 252 127.260 4.537 672.848 13.441 85.264 1.251 149.290 7.804 722.371 25.115 75.371

214.088 4.603 7.932 274 133.269 4.474 674.544 13.931 83.190 1.229 153.324 8.438 731.270 26.203 76.252

217.234 4.753 8.075 286 136.380 4.531 684.035 15.507 88.235 1.207 156.184 8.607 741.846 27.498 77.782

221.583 4.579 8.112 295 140.250 4.735 703.285 15.891 87.915 1.401 163.230 8.866 759.871 28.287 78.847

225.759 4.648 8.070 282 138.308 5.282 703.045 17.605 92.721 1.556 165.573 9.179 748.131 29.713 78.979

231.390 4.751 8.244 266 139.022 5.155 717.578 18.897 90.360 1.527 166.853 9.115 761.824 31.277 78.821

238.059 4.827 8.343 259 139.800 4.468 744.090 19.517 94.032 2.103 171.362 8.406 775.716 31.984 81.938

237.659 4.935 8.463 286 133.161 4.114 724.765 18.777 91.487 1.891 173.796 8.332 765.828 30.903 82.350

239.322 5.220 8.590 283 132.059 5.236 726.664 18.425 95.115 2.034 172.997 8.408 768.904 29.483 83.304

254.954 4.853 8.843 262 135.273 5.582 760.048 18.977 99.447 2.289 172.934 7.005 792.503 27.948 85.861

629 97.966

443 122.235

571 163.418

1.057 171.805

1.241 168.280

1.332 168.264

1.251 170.198

1.472 174.583

1.617 177.361

1.652 172.920

1.965 174.332

1.816 174.738

1.883 174.636

1.874 172.743

1.889 172.941

1.967 177.546

2.400 105.184 309 116.201

2.522 124.958 193 150.568

3.208 151.154 427 193.182

5.516 166.182 1.559 165.466

5.695 162.418 1.925 161.036

5.650 164.938 1.970 162.595

6.087 162.561 1.132 163.828

6.163 160.054 1.103 164.388

6.454 159.702 1.134 166.076

5.990 161.110 1.089 169.884

6.206 160.180 1.076 172.213

6.475 160.283 1.145 175.289

6.654 161.916 1.215 177.382

7.119 160.668 1.199 176.762

7.398 161.485 1.184 179.169

6.815 164.681 1.052 184.755

NPL 12. Admistrasi Pemerintahan, Pertahanan

1.767 3.014

2.446 2.793

3.477 6.498

3.391 11.002

3.683 10.982

4.130 11.182

3.953 11.037

4.513 10.863

4.904 11.031

4.476 11.020

4.574 11.383

4.369 11.856

3.947 12.264

3.892 11.471

3.842 12.472

4.817 12.914

NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial

15 4.064 63 7.611

5 4.612 50 8.671

4 5.477 57 10.153

7 6.648 69 12.325

7 6.560 73 12.423

12 6.672 85 12.311

10 6.917 87 12.771

10 7.033 91 12.805

11 7.183 94 13.228

13 7.441 98 13.685

12 7.499 95 13.738

12 7.494 109 13.973

12 7.520 85 14.222

22 7.792 171 14.501

12 7.930 177 15.303

11 8.129 140 21.488

334 39.294

396 45.006

197 53.861

197 67.744

197 60.308

215 17.787

223 59.258

233 59.556

233 59.538

245 60.715

239 60.795

233 63.826

240 61.486

216 56.615

206 56.340

774 691

1.088 711

1.181 1.537

1.929 2.220

2.111 2.243

2.247 2.284

2.253 2.368

2.252 2.613

2.366 2.671

2.298 2.720

2.343 2.576

2.861 2.620

2.878 2.643

2.612 2.660

2.551 2.681

37 3.305

49 501

34 318

53 211

63 213

68 198

66 88

69 88

68 90

67 86

70 88

71 87

65 99

64 83

65 82

53 81.689

8 50.396

6 3.984

7 15.889

7 15.590

7 15.820

3 12.191

3 11.979

3 11.090

3 10.511

3 11.252

3 11.252

3 11.369

2 11.117

2 11.060

1.339

892

25

304

308

325

307

272

265

251

265

235

223

216

211

NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan

dan Jaminan Sosial Wajib

NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya

NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL

r)

NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL r) Angka-angka diperbaiki

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security

NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 157 57.989 15. Community, Sociocultural,Entertainment and Other Individual Services NPL 2.175 2.708 16. Individual Services which Serve Households NPL 54 110 17. International Agency and Other Extra Agency International NPL 2 11.960 18. Business Activities which are not clearly defined NPL 240 Loans to Non Industrial Origin

Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan

Items

Des

House Hold - For Home Ownership NPL - For Apartement Ownership NPL - For Shop House Ownership

176.659 3.291 5.573 57 15.207

211.476 4.395 10.275 86 19.988

268.764 5.766 12.024 89 24.979

302.916 6.533 13.236 144 25.969

301.781 7.461 13.140 171 26.182

303.482 7.790 13.027 179 26.069

305.957 7.522 13.110 188 26.164

308.195 7.671 13.074 186 26.268

310.459 8.055 12.993 201 26.357

313.289 8.114 13.018 204 26.516

314.576 8.562 12.975 211 26.466

316.853 8.655 12.944 222 26.347

318.942 8.529 12.998 220 26.523

320.801 8.406 13.167 226 26.446

322.764 8.392 13.115 238 26.525

326.327 7.555 13.017 176 26.579

260 105.725 998 119.841

380 98.658 1.082 278.867

532 104.458 849 277.825

651 123.165 1.312 367.466

732 123.919 1.334 369.258

792 123.896 1.354 371.152

771 123.386 1.390 376.321

772 123.076 1.412 379.559

810 122.326 1.493 386.688

825 124.329 1.562 388.049

892 125.856 1.696 389.715

903 126.172 1.767 390.459

896 129.179 1.847 398.580

868 130.368 1.868 405.658

897 129.965 1.867 416.655

827 120.557 1.691 429.773

1.413 244.288 4.482

2.663 180.987 2.995

2.483 222.068 3.462

3.667 180.908 2.017

4.119 178.453 2.139

4.374 180.761 2.174

4.275 181.481 2.199

4.457 183.567 2.310

4.582 180.569 2.414

4.430 189.659 2.588

4.548 189.515 2.595

4.558 193.005 2.625

4.452 193.385 2.533

4.514 195.077 2.501

4.465 195.170 2.510

NPL 3.917 189.508 Non Industrial Origin Others NPL 2.419

NPL - For Vehicles Ownership

NPL - Others

r) Revised figures

1

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 3.2.a. Kredit dan NPL Bank Persero Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit Channeling and NPL Credit Channeling of State Owned Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) 2015 2011

2012

2013

2014

63.980 677 2.339 209 35.009 83 109.948 4.740 20.762 39 27.728 1.133 127.969 6.206 6.366

87.012 1.397 2.659 108 40.792 217 142.652 4.499 27.584 14 37.676 1.198 174.264 6.391 8.734

105.912 1.186 3.095 112 50.148 217 180.215 3.883 37.373 13 46.871 1.598 262.550 7.887 13.195

124.393 1.291 3.208 88 55.977 881 199.191 3.388 41.458 441 56.121 2.012 282.359 8.537 17.052

NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL

279 34.037

134 41.533

257 58.896

761 20.872 173

680 27.563 47

11. Real Estate, Usaha Persewaan, danNPL Jasa Perusahaan 12. Admistrasi Pemerintahan, Pertahanan

17.237 285 2.382

Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum

dan Jaminan Sosial Wajib

NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya

NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL r) Angka-angka diperbaiki

Jan

Feb

Mar

Apr

Mei

Jun

Jul

124.275 1.444 3.161 99 57.066 884 196.100 3.654 44.127 441 53.319 2.282 280.672 9.725 17.103

123.695 1.667 3.151 109 52.478 901 198.728 3.686 46.482 440 54.405 2.387 284.395 10.475 17.067

123.070 1.612 3.248 110 45.133 996 200.861 3.595 42.859 444 56.710 2.332 284.294 10.195 17.867

124.167 1.695 3.224 116 48.510 1.158 200.112 3.801 41.104 445 58.589 2.486 288.509 10.860 17.946

126.705 1.800 3.226 124 49.749 1.163 205.312 3.912 44.822 443 59.688 2.406 297.459 11.733 18.401

127.969 1.672 3.290 135 53.041 1.078 212.613 4.785 45.944 440 62.001 2.448 310.525 12.033 19.117

378 60.622

502 59.245

487 59.277

410 59.218

418 59.715

422 60.281

617 27.419 137

1.005 26.878 78

1.073 26.824 347

1.104 27.745 332

917 28.896 328

987 28.045 322

21.618 364 2.199

38.921 540 11.926

37.668 633 9.551

36.778 837 9.569

37.360 839 9.759

37.778 793 9.660

15 682 17 2.201 214 5.633

5 701 11 2.607 260 7.631

4 896 13 2.914 134 11.588

3 1.164 16 3.305 45 26.366

3 1.145 18 3.447 52 19.341

6 1.183 24 3.235 67 17.030

136 222

176 350

203 1.154

474 1.762

558 1.780

7 3.208

8 14

9 1

34 4

53 61.692

46.968

1.975

1.073

835

89.587 1.930 2.275 32 2.224

Items

Ags

Sep

Okt

Nov

Des

128.864 1.743 3.214 130 49.571 1.284 210.337 6.292 48.402 497 63.604 2.515 303.633 13.207 19.169

130.593 1.738 3.277 117 49.651 1.299 217.888 6.322 45.346 498 64.324 2.573 305.457 13.442 19.305

132.566 1.654 3.323 111 50.311 1.295 229.757 6.696 47.756 500 66.202 2.507 313.027 12.325 19.612

134.314 1.665 3.413 119 48.096 1.257 226.942 6.599 46.693 497 66.656 2.482 312.932 12.366 20.124

137.506 1.657 3.515 120 47.367 2.192 230.646 6.064 49.749 498 66.761 2.397 315.555 11.901 20.641

149.120 1.432 3.616 105 51.148 2.592 248.139 6.729 51.217 494 68.129 1.910 330.005 10.603 21.408

583 59.714

613 60.404

553 61.258

555 60.420

546 59.336

539 61.031

1.112 25.654 328

1.161 26.192 334

1.181 25.562 338

1.293 25.593 335

1.611 26.449 331

37.658 930 9.476

37.623 977 9.662

39.724 1.129 9.524

40.290 1.148 9.859

40.701 1.073 10.173

41.910 1.068 10.534

1.650 26.186 332 42.042 1.056 9.734

1.674 26.780 331 42.835 1.062 10.751

6 1.191 26 3.441 69 18.202

7 1.199 23 3.319 71 17.873

7 1.227 23 3.481 70 17.818

10 1.255 23 3.699 82 18.436

8 1.238 21 3.427 78 18.716

8 1.243 23 3.559 77 19.090

8 1.264 20 3.629 76 19.689

8 1.262 20 3.747 79 20.058

621 1.816

632 1.868

643 2.093

663 2.133

646 2.169

652 2.020

659 2.043

699 2.053

42 4

46 3

44 4

48 4

48 5

47 4

49 4

49 5

7.084

7.170

7.190

7.255

7.256

6.357

6.436

7.075

1

7

10

10

9

11

8

9

98.016 2.612 5.090 66 3.388

136.888 3.519 5.164 46 4.674

152.583 3.572 5.309 58 4.942

152.420 4.279 5.274 64 4.929

153.538 4.467 5.196 71 4.889

155.388 4.303 5.211 86 4.895

156.821 4.375 5.185 94 4.963

158.254 4.653 5.162 101 5.018

59 14.584 56 18.639

141 13.925 95 140.040

146 21.529 142 115.952

221 24.568 320 158.388

249 25.157 326 158.405

274 25.217 323 160.024

258 25.676 340 162.659

246 25.556 340 163.774

456 107.258 1.150

1.690 26.112 302

1.483 42.470 318

1.770 25.134 392

1.963 25.218 424

2.102 25.650 465

2.053 25.860 488

2.115 26.256 541

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and theprovision of eating and drinking 734 NPL 62.562 9. Transportation, Warehousing and Communications 1.752 NPL 27.051 10. Financial intermediaries NPL 311 46.231 1.257 10.898

11. Real Estate, Business, Ownership, NPL 12. Government administration, Defese and Compulsory social security

8 1.273 24 4.500 77 20.141

7 1.324 18 10.381 32 21.721

700 2.058

681 2.068

613 2.077

42 5

40 4

40 2

37 3

7.406

7.736

7.098

7.144

8.194

8

5

5

4

7

6

NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other NPL Individual Services 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL

160.406 4.659 5.191 101 5.064

161.596 4.884 5.168 111 5.035

162.857 4.913 5.207 112 5.076

164.849 4.745 5.239 111 5.129

286 25.245 361 165.255

278 25.782 368 167.346

310 26.165 405 167.734

334 26.141 410 170.008

320 25.692 400 173.276

166.861 4.650 5.259 114 5.223 321 25.478 421 175.726

168.948 4.578 5.248 115 5.291 328 25.561 436 180.562

171.736 3.957 5.213 86 5.376 298 25.807 418 186.020

2.273 26.643 574

2.135 27.163 625

2.173 27.148 619

2.170 27.312 633

2.124 27.470 640

2.118 28.024 619

2.091 28.456 640

Loans to Non Industrial Origin House Hold - For Home Ownership NPL - For Apartement Ownership NPL - For Shop House Ownership NPL - For Vehicles Ownership

NPL - Others

1.730 NPL 29.477 Non Industrial Origin Others 624 NPL r) Revised figures

2

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 3.3.a. Kredit dan NPL BUSN Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit Channeling and NPL Credit Channeling of Foreign Exchange Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) 2015 Keterangan

2011

2012

2013

Items

2014 Jan

Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan

penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, danNPL Jasa Perusahaan 12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial Wajib

NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya

NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL r) Angka-angka diperbaiki

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

32.618 588 1.893 45 32.282 166 145.923 4.628 17.119 202 32.818 1.011 192.695 4.802 20.648

37.311 640 1.978 43 29.125 728 183.778 3.683 21.877 127 39.051 843 242.879 4.168 30.482

46.937 613 2.348 35 33.742 1.178 224.347 3.842 26.195 450 43.574 737 284.910 4.931 38.361

58.658 1.385 3.068 41 43.657 1.889 271.943 5.126 28.408 957 62.013 1.840 319.318 9.143 47.078

58.457 1.565 3.035 41 41.572 1.990 271.231 5.488 28.406 1.009 63.229 2.091 310.007 9.565 46.841

57.044 1.579 2.915 50 40.077 1.916 276.102 5.560 28.228 623 63.652 2.189 313.559 10.075 47.527

58.815 1.438 2.908 62 40.188 2.700 275.414 5.837 28.243 650 65.869 2.292 318.260 9.599 47.960

58.877 1.491 3.050 68 40.670 2.457 280.829 6.271 28.008 616 66.741 2.618 320.408 9.932 48.772

59.382 1.489 3.124 71 41.853 2.493 283.284 7.016 29.186 598 67.687 2.858 320.637 9.972 49.412

62.553 1.553 3.182 71 44.316 2.775 288.612 6.388 28.055 908 69.686 3.165 324.264 9.458 49.745

65.360 1.514 3.200 66 46.499 2.652 286.437 6.822 27.951 1.005 70.170 3.239 318.911 9.601 49.842

69.134 1.622 3.217 65 47.157 2.739 292.736 7.405 28.276 978 70.879 3.195 326.751 9.864 50.728

73.214 1.775 3.232 66 46.056 2.031 301.633 7.497 29.120 1.552 71.398 2.693 334.507 11.438 53.208

71.430 1.756 3.161 80 43.944 1.708 297.254 6.939 28.733 1.341 71.903 2.275 331.050 10.522 52.457

70.481 1.822 3.123 76 44.975 1.729 299.031 7.068 29.604 1.482 71.025 2.557 333.607 9.798 52.692

74.054 1.719 3.203 78 44.830 1.590 311.728 6.562 30.123 1.637 72.123 2.023 343.801 9.818 54.093

262 47.180

152 59.221

160 76.083

464 78.969

528 77.669

541 77.206

545 77.632

639 77.000

666 80.482

481 76.084

579 75.678

589 77.790

781 77.650

755 76.944

768 77.111

673 78.764

1.186 36.095 101 80.468 1.069 341

1.124 40.801 102 102.026 1.475 190

1.498 54.847 214 119.979 1.988 15

2.632 66.962 1.106 107.844 1.966 32

2.804 65.523 1.193 104.278 2.035 32

2.490 67.294 1.220 105.419 2.402 32

3.111 65.000 500 105.046 2.060 31

3.084 64.640 510 105.059 2.474 29

3.289 66.608 524 107.056 2.612 28

3.147 67.463 495 108.562 2.459 31

3.318 67.046 464 109.903 2.292 29

3.605 67.865 518 111.605 2.322 30

3.616 65.491 613 112.667 2.104 29

3.910 67.287 599 112.130 2.022 44

4.174 71.742 611 113.641 1.984 22

3.573 73.240 524 114.910 2.852 274

2.217 32 4.001 101 27.202

0 2.619 27 4.552 114 27.247

0 3.197 29 5.633 44 28.159

4 4.018 35 7.025 118 32.145

4 3.947 37 7.036 123 31.877

4 3.990 41 7.103 123 31.039

3 3.975 38 7.225 126 31.691

3 4.059 42 7.309 131 32.221

3 4.160 43 7.482 132 32.380

2 4.274 46 7.628 131 33.045

3 4.265 46 7.903 128 33.276

2 4.265 38 7.999 125 33.472

2 4.249 36 8.147 133 30.807

12 4.441 53 8.280 102 28.101

2 4.735 56 8.396 97 27.506

2 4.858 83 8.599 94 27.352

490 166

415 161

473 170

970 173

998 176

1.021 179

1.038 187

970 198

1.005 204

979 212

1.007 217

1.205 242

1.143 251

1.185 258

1.163 263

867 273

12 6

17 5

10 9

6 54

8 56

8 44

8 52

7 44

7 44

6 44

8 44

8 45

9 54

10 44

12 44

8 75

3.479

2.042

0 697

1 589

2 534

2 503

2 861

2 852

1 920

1 449

1 462

1 495

1 310

1 598

1 817

1 884

52

4

7

23

29

34

27

26

20

18

21

27

22

18

17

33

70.485 1.003 2.925 21 12.469 174 84.406 855 24.328

95.605 1.329 4.737 18 15.879 211 79.117 909 36.186

108.060 1.630 6.169 22 19.401 321 78.024 683 45.670

122.500 2.048 7.066 78 20.032 350 92.918 959 67.585

121.612 2.163 6.996 95 20.255 396 93.311 972 69.387

121.692 2.281 6.960 95 20.181 425 93.406 992 68.722

122.234 2.198 6.899 85 20.229 415 92.704 1.015 69.504

122.673 2.181 6.866 72 20.257 424 92.716 1.034 70.396

123.403 2.220 6.813 79 20.308 417 92.532 1.092 74.586

123.797 2.267 6.807 84 20.403 441 94.150 1.160 72.412

123.890 2.397 6.786 79 20.396 470 95.573 1.258 73.078

124.611 2.452 6.720 88 20.281 456 96.066 1.324 73.632

124.256 2.479 6.755 87 20.393 465 99.648 1.417 77.251

123.766 2.427 6.902 90 20.214 435 101.183 1.415 80.436

123.628 2.455 6.905 84 20.139 457 100.786 1.404 81.828

124.040 2.365 6.866 78 20.100 420 91.251 1.246 83.431

420 50.775 921

427 57.410 892

513 64.995 1.187

1.214 39.753 808

1.441 36.749 879

1.534 37.554 868

1.475 37.134 893

1.534 37.404 909

1.481 32.322 902

1.477 38.875 986

1.536 38.407 980

1.550 37.021 984

1.504 35.570 917

1.559 35.698 904

1.512 37.781 904

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, NPL 12. Government administration, Defese and Compulsory social NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other NPL Individual Services 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold - For Home Ownership NPL - For Apartement Ownership NPL - For Shop House Ownership NPL - For Vehicles Ownership NPL - Others

NPL 1.363 27.907 Non Industrial Origin Others NPL 793 r) Revised figures

3

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 3.4.a. Kredit dan NPL BUSN Non Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit Channeling and NPL Credit Channeling of Non-Foreign Exchange Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) 2015 Keterangan

2011

2012

2013

Items

2014 Jan

Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

572 14 167 2 404 8 4.266 117 187 0 1.618 96 10.576 288 1.340

914 13 209 7 612 13 4.785 193 97 1 1.771 134 14.796 448 2.168

1.433 32 250 6 998 15 6.286 246 148 1 2.371 135 17.408 530 2.562

2.185 77 374 24 1.104 45 9.473 287 445 3 3.980 125 25.140 809 3.214

2.184 81 387 26 1.022 51 9.573 374 480 3 3.848 159 25.518 891 3.167

2.259 84 389 27 1.005 59 9.664 384 472 3 3.728 180 25.969 943 3.158

2.501 88 634 33 1.414 114 10.725 418 516 10 4.417 174 27.214 901 3.202

2.570 96 655 34 1.434 114 10.893 404 460 10 4.467 172 28.098 889 3.180

2.636 108 712 34 1.429 108 10.509 432 466 10 4.578 179 28.026 860 3.197

2.654 118 628 34 1.426 108 11.117 396 453 3 4.539 163 28.714 831 3.238

2.631 121 623 33 1.211 100 11.679 418 569 4 4.512 155 28.484 912 3.245

2.893 142 730 33 953 77 11.494 485 570 4 4.586 188 28.475 976 3.251

2.820 121 741 32 954 49 11.760 459 671 4 4.600 188 28.684 977 3.532

2.804 130 803 32 966 50 11.540 466 667 4 4.651 182 28.973 1.030 3.467

2.617 130 821 33 850 74 10.626 459 364 4 4.316 176 28.861 963 3.392

2.659 124 837 31 737 102 10.843 449 291 3 4.433 166 29.580 948 3.425

NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, danNPL Jasa Perusahaan 12. Admistrasi Pemerintahan, Pertahanan

20 1.754

30 2.526

34 2.508

91 3.539

86 3.468

89 3.475

87 3.808

99 3.831

101 3.788

95 3.949

97 4.187

97 4.241

76 4.307

81 4.275

75 3.769

77 3.924

45 4.054 16 6.222 254 1

181 4.904 22 9.034 308 1

97 7.068 58 11.200 279 0

111 10.287 334 4.403 95 67

111 9.434 340 4.510 102 65

310 9.473 372 4.576 112 65

261 9.454 211 5.020 299 10

260 8.924 180 5.419 304 10

314 8.408 187 5.341 301 9

222 9.403 162 5.436 290 9

242 9.522 172 5.427 314 9

278 9.508 193 5.715 132 8

176 9.874 172 6.132 150 8

168 9.556 155 6.236 176 8

181 8.225 128 6.129 175 8

264 9.160 94 6.624 147 7

NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan

301 3 381 5 2.103

453 7 463 5 4.006

0 451 3 514 5 7.591

1 709 1 699 4 3.369

1 722 5 703 4 3.430

2 758 6 723 3 3.306

1 1.011 9 808 6 3.678

1 1.013 10 859 8 3.559

1 1.020 10 880 8 3.408

1 1.094 10 913 9 3.413

1 1.193 9 950 9 2.938

1 1.201 32 965 8 2.842

1 1.194 12 972 8 2.841

1 1.229 12 979 9 2.879

1 1.001 10 900 8 2.884

1 1.054 10 923 6 2.885

NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya

49 30

138 71

171 100

77 165

79 165

95 165

100 183

115 191

117 202

118 204

110 207

112 201

94 205

94 208

88 211

76 221

1 0

4 3

3 0

4 0

4 0

4 0

5 0

5 0

4 0

4 0

4 0

5 0

5 0

5 0

5 0

3 0

NPL 18. Kegiatan yang belum jelas batasannya NPL Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan

20

33

0 23

6.182

5.833

5.936

1.806

1.727

1.593

1.514

1.603

1.382

0 1.290

0 1.274

0 1.093

0 1.038

0

0

-

272

268

279

268

231

232

221

232

201

194

191

182

197

2.611 141 87 1 124

3.052 131 150 109

3.993 135 184 116

4.144 153 251 0 162

4.124 162 259 0 161

4.154 148 258 0 156

4.030 130 387 5 181

4.023 140 399 5 181

4.005 146 392 6 166

4.013 151 391 5 171

4.004 162 391 5 162

4.012 163 397 5 162

4.014 161 395 6 166

4.044 163 393 5 172

3.999 160 375 4 164

4.029 151 368 5 164

10 1.206 48 25.574

9 2.193 46 31.409

4 1.934 9 35.053

3 3.052 15 42.588

3 2.908 18 42.660

3 2.792 20 42.939

5 2.647 17 43.321

5 2.571 20 43.633

6 2.449 21 43.963

5 2.423 17 44.227

5 2.203 15 44.403

5 2.135 15 44.850

5 2.094 14 45.333

4 2.033 16 45.738

4 1.937 12 46.066

3 1.825 13 46.263

82 4.545 41

121 5.691 28

125 6.037 51

196 469 5

208 426 5

218 434 4

209 717 13

220 665 13

230 710 17

223 719 16

228 331 14

236 337 14

238 396 15

242 464 15

240 461 14

dan Jaminan Sosial Wajib

dan Perorangan lainnya

NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL r) Angka-angka diperbaiki

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, NPL 12. Government administration, Defese and Compulsory social NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other NPL Individual Services 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold - For Home Ownership NPL - For Apartement Ownership NPL - For Shop House Ownership NPL - For Vehicles Ownership

NPL - Others

NPL 211 543 Non Industrial Origin Others NPL 14 r) Revised figures

4

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 3.5.a. Kredit dan NPL BPD Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit Channeling and NPL Credit Channeling of Regional Development Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) 2015 Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum

2011

2012

2013

2014

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Items

Des

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 481 2.629 9. Transportation, arehousing and Communications

5.819 240 301 22 1.280 45 3.727 220 2.205 5 10.291 607 19.560 900 1.545

8.597 552 359 29 1.931 83 5.643 272 2.601 111 11.855 1.154 21.337 1.101 1.848

9.894 722 422 32 1.265 81 7.400 359 3.139 122 15.508 2.101 25.342 1.573 3.220

11.231 1.073 499 42 1.129 146 7.645 525 3.302 146 16.682 2.366 28.531 2.490 4.936

10.944 1.105 478 45 1.100 146 7.589 548 3.447 146 13.274 2.446 27.504 2.662 4.815

10.812 1.123 490 46 1.078 124 7.606 545 3.448 147 13.974 2.588 27.910 2.794 4.611

10.820 1.146 481 47 1.111 152 7.643 546 3.188 147 14.865 2.738 28.378 2.792 4.899

10.871 1.178 492 55 1.101 186 7.636 550 3.174 155 15.757 2.948 28.499 2.929 4.898

10.936 1.208 488 56 1.103 198 7.580 586 3.175 156 16.795 2.934 28.703 3.029 5.290

10.571 1.087 498 55 1.107 201 7.505 584 3.058 50 18.437 2.859 29.193 3.078 5.145

10.428 1.116 497 54 1.102 348 7.297 649 3.099 50 19.098 3.053 28.909 3.204 5.129

9.806 1.088 481 50 965 377 6.758 578 2.931 46 18.672 2.926 31.835 3.842 3.967

9.905 1.106 480 50 957 379 6.704 581 2.850 47 20.064 2.786 31.781 3.924 3.972

10.195 1.223 507 55 961 428 7.036 660 2.987 50 21.751 3.162 30.296 3.651 4.795

10.502 1.448 522 54 1.022 434 7.218 734 2.980 50 21.451 3.062 29.085 3.362 5.092

60 2.835

118 3.425

120 3.291

123 3.323

125 3.255

215 3.181

209 3.229

315 3.150

427 3.001

493 2.710

675 2.749

576 2.339

468 2.283

489 2.612

504 2.648

NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, danNPL Jasa Perusahaan 12. Admistrasi Pemerintahan, Pertahanan

47 1.055 19 3.000 136 197

245 1.787 21 5.212 258 129

394 3.215 18 7.253 623 107

977 6.105 38 5.054 618 761

981 6.281 41 5.274 666 692

956 6.287 44 5.314 675 686

1.014 6.284 44 5.377 702 690

1.043 6.261 44 5.407 713 696

946 6.408 48 5.215 947 666

663 6.265 50 5.808 534 796

665 6.234 53 5.731 759 802

481 6.216 52 5.559 781 936

431 6.471 51 5.469 565 953

593 6.539 65 5.373 578 993

532 6.435 67 5.331 561 988

598 6.586 67 5.775 521 1.064

NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan

675 8 727 14 2.613

638 4 804 18 3.875

0 690 9 849 14 5.145

0 639 12 1.057 28 4.432

0 628 13 1.015 17 4.224

0 624 15 1.043 21 4.237

0 622 14 1.096 21 3.948

0 649 13 1.133 23 4.107

0 664 15 1.146 23 4.162

0 685 16 1.209 22 4.055

0 671 15 1.205 23 4.035

0 653 13 1.208 22 6.563

0 678 14 1.254 23 6.518

0 723 83 1.275 25 3.999

0 783 82 1.296 24 4.203

0 729 25 1.384 24 4.075

NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya

97 270

338 128

334 112

397 118

465 120

497 123

471 128

523 129

579 132

552 135

571 132

882 135

940 135

631 136

611 139

563 138

17 0

20 402

12 225

10 133

10 135

10 134

10 15

9 22

9 24

9 21

9 23

9 21

9 22

9 20

9 21

6 19

NPL 18. Kegiatan yang belum jelas batasannya NPL Penerima Kredit Bukan Lapangan Usaha

0 239

8 150

6 47

6 112

6 112

6 166

2 158

1 162

1 184

1 164

1 151

1 36

1 31

1 82

1 84

1 101

12

8

1

0

0

1

3

5

5

3

3

2

2

3

3

3

11.939 179 232 3 241

12.275 282 220 2 348

16.606 428 363 16 495

20.451 714 470 9 586

20.391 809 474 11 596

20.819 846 476 12 601

20.984 843 478 11 616

21.324 921 492 15 629

21.415 978 500 15 632

21.647 973 498 14 644

21.657 1.057 502 16 641

21.920 1.063 493 16 601

22.329 1.079 484 17 612

22.582 1.103 493 17 620

22.621 1.131 470 34 709

22.867 1.025 450 7 721

17 438 4 46.536

18 418 4 66.292

55 450 4 75.750

70 499 5 92.864

78 500 5 92.769

84 495 5 93.310

87 489 6 94.722

90 491 6 95.636

93 501 6 96.648

92 491 6 97.768

96 489 6 98.187

96 486 6 95.639

95 476 6 96.409

97 474 6 97.433

97 475 6 101.815

95 468 6 102.497

162 59.977 260

225 68.575 154

229 83.755 190

364 90.896 247

380 91.552 254

387 92.478 255

398 93.310 215

445 94.343 236

455 95.698 275

444 97.225 284

458 97.852 309

445 102.543 329

435 103.967 313

439

461

104.630

101.856

320

279

NPL 9. Transportasi, pergudangan dan komunikasi

dan Jaminan Sosial Wajib

dan Perorangan lainnya

Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL r) Angka-angka diperbaiki

10.324 1.218 524 49 979 422 8.105 610 4.501 155 17.878 2.657 29.051 2.896 5.151

389

NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, NPL 12. Government administration, Defese and Compulsory social NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other NPL Individual Services 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold - For Home Ownership

NPL - For Apartement Ownership

NPL - For Shop House Ownership

NPL - For Vehicles Ownership

NPL - Others

NPL

102.745 Non Industrial Origin Others

253

NPL r) Revised figures

5

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 3.6.a. Kredit dan NPL Bank Campuran Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit Channeling and NPL Credit Channeling of Join Venture Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) 2015 Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, danNPL Jasa Perusahaan 12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial Wajib

NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya

NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL r) Angka-angka diperbaiki

2011

2012

2013

2014

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Items

Des

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 3 9.229 9. Transportation, Warehousing and Communications

4.979 3 228 13 7.141 41.936 921 1.264 2.384 18 15.439 274 309

6.441 1 257 9 11.529 117 51.871 859 1.764 3.497 70 25.798 439 1.129

9.819 1 234 0 14.472 360 75.770 678 4.325 3.867 163 29.529 356 1.508

11.265 1 466 15.124 547 77.632 1.329 1.655 2.517 440 35.324 1.097 594

11.318 1 471 15.890 514 77.092 1.371 1.788 2.548 459 34.481 1.270 594

11.616 1 497 17.112 498 78.913 1.382 2.732 2.510 381 34.841 1.079 602

11.757 1 465 13.614 505 79.020 1.329 2.814 2.545 267 35.409 913 608

12.096 143 426 14.108 491 76.584 1.356 2.822 2.601 212 36.394 894 485

12.212 147 433 14.035 501 77.454 1.459 2.868 2.746 228 36.922 1.113 555

12.307 149 437 14.354 505 79.938 1.474 2.855 2.786 229 37.100 1.463 571

13.135 154 443 14.375 828 83.633 1.491 3.679 2.682 215 37.835 1.404 555

13.523 162 454 15.478 590 84.641 1.702 3.816 2.611 232 38.544 1.665 548

13.479 171 477 15.514 640 88.045 1.785 3.919 2.684 232 37.942 1.708 551

13.104 161 494 14.578 600 83.855 1.799 3.540 2.777 230 35.776 1.774 515

12.777 164 531 14.151 606 81.074 1.965 3.570 2.835 216 35.877 1.893 477

12.960 361 589 16.604 704 85.052 1.846 3.621 2.860 249 34.970 2.130 582

9 6.215

9 8.274

0 11.296

8.467

7.855

7.707

7.581

7.744

7.655

7.513

7.680

0 7.746

3 7.744

3 9.019

3 8.990

210 17.858 6.946 31 1

284 18.234 9.228 32 194

430 23.533 11.098 47 188

645 21.383 4 5.667 44 179

576 20.438 3 5.576 44 183

639 20.040 3 5.511 98 186

630 19.526 48 5.762 98 189

638 19.175 48 5.911 92 187

640 18.930 48 5.651 61 191

642 18.487 47 5.434 56 185

642 19.218 49 5.707 54 187

657 18.024 47 6.239 53 195

650 18.019 47 6.358 53 203

641 15.574 47 6.226 51 190

629 15.087 47 6.686 53 192

424 16.489 56 6.765 33 170

187 3 298 0 661

202 3 244 778

242 3 239 1 436

118 4 235 1 471

118 0 218 1 479

118 0 204 1 480

117 0 197 1 479

114 3 181 1 529

112 3 235 1 522

108 3 234 1 505

107 3 251 1 519

107 3 238 533

110 3 216 0 545

103 4 218 0 523

103 4 208 0 549

125 4 195 0 811

2 2

21 1

1 1

11 2

12 2

12 2

12 2

2 1

2 0

3 0

3 0

2 0

1 0

1 0

7 0

56 0

92

77

83

20

18

18

17

17

17

17

16

17

17

15

14

14

455

159

174

265

261

263

265

255

258

258

253

258

264

245

246

179

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1.463 37 43 1 148

1.984 41 68 1 264

2.696 55 140 6 293

2.668 47 129 0 244

2.664 48 126 0 240

2.712 49 124 0 240

2.741 48 122 0 241

2.774 54 120 0 236

2.787 57 116 0 230

2.813 64 120 0 231

2.812 62 116 0 231

2.838 64 116 0 225

2.877 63 113 221

2.908 62 109 216

2.949 68 105 221

3.020 57 107 218

0 5.075 34 810

0 2.980 28 969

5 2.498 10 1.059

7 2.104 12 1.423

7 2.021 13 1.465

7 1.961 13 1.500

7 1.845 12 1.527

7 1.718 12 1.524

8 1.576 13 1.545

9 1.459 12 1.592

11 1.404 12 1.605

12 1.322 11 1.643

11 1.246 10 1.679

11 1.178 10 1.717

11 1.182 9 1.740

12 1.181 8 6.914

84 6.455 396

117 7.351 336

30 7.859 326

38 7.974 232

39 8.006 232

40 8.089 228

42 8.050 222

42 8.171 228

45 8.276 241

48 8.467 251

49 8.497 255

52 8.567 256

53 8.745 257

54

57

8.826

9.006

256

261

112

NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, NPL 12. Government administration, Defese and Compulsory social NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, ociocultural,Entertainment and Other Individual Services NPL 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold - For Home Ownership

NPL - For Apartement Ownership

NPL - For Shop House Ownership

NPL - For Vehicles Ownership

NPL - Others

NPL

11.073 Non Industrial Origin Others

299

NPL r) Revised figures

6

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 3.7.a. Kredit dan NPL Bank Asing Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit Channeling and NPL Credit Channeling of Foreign Owned Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) 2015 Keterangan

2011

2012

2013

Items

2014 Jan

Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

1.822 0 6 11.664 38.797 1.120 4.305 556 0 8.778 29 217

2.174 0 30 20.217 136 57.077 973 5.151 2.070 12 20.492 120 278

3.167 0 42 26.201 69 83.862 1.014 8.313 3.899 12 24.308 622 460

4.654 83 24.833 65 94.653 1.612 5.861 5.954 1 26.062 706 709

4.612 70 26.167 66 94.825 1.496 5.994 5.374 2 25.978 707 701

4.655 68 25.388 67 99.931 1.544 7.652 5.324 1 27.110 709 792

5.072 63 25.801 68 99.185 1.717 7.644 1 4.883 1 28.817 714 835

5.507 85 27.446 68 98.490 1.548 7.622 3 5.169 2 29.362 700 971

5.363 92 28.211 68 99.896 2.102 7.717 0 4.690 2 30.099 791 927

5.530 78 26.006 69 103.502 2.264 7.550 5.782 1 30.076 1.425 1.031

5.341 93 25.549 70 103.662 1.932 9.019 5.507 2 30.358 1.385 1.038

5.442 85 24.818 72 104.062 2.406 9.421 2 5.782 1 30.762 1.489 1.023

6.074 90 26.008 74 106.190 2.500 9.715 0 6.414 0 29.776 1.613 1.064

5.813 86 24.616 70 98.138 2.313 8.866 6.058 0 26.801 1.560 992

5.440 78 23.695 202 98.068 2.134 8.849 0 6.608 1 25.919 1.566 1.010

5.836 75 20.975 172 96.181 2.781 9.694 7.512 0 25.096 1.552 1.202

0 5.944

0 7.255

0 11.344

0 16.885

0 16.788

0 17.419

0 18.730

0 23.144

0 22.154

0 22.951

0 23.636

0 21.363

0 22.233

0 20.557

0 19.392

0 20.439

151 25.250 2.329 92

8 31.670 3.451 8 79

172 35.073 4.731 0 239

145 34.568 4.830 35 413

150 33.918 4.621 442

151 34.099 4.416 5 453

153 33.400 4.845 458

152 33.008 4.933 465

153 33.694 5.190 7 475

155 33.299 4.921 7 476

157 32.599 5.155 8 496

162 33.078 5.470 8 515

171 35.612 4.846 8 537

157 35.526 4.756 8 502

207 33.215 4.547 8 512

205 32.156 4.450 7 502

1 0 3 0 1.082

0 0 1 1.469

0 4 943

0 4 0 961

0 4 957

0 3 1.119

0 3 1.260

0 3 1.266

0 3 0 1.249

25 3 1.260

25 3 1.310

25 4 1.326

25 4 1.085

35 3 1.055

35 4 1.057

39 5 1.146

0 -

0 -

0 -

0 -

0 -

-

-

-

-

-

-

-

-

-

0 -

0 -

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

NPL 18. Kegiatan yang belum jelas batasannya NPL Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna)

15.804

1.044

1.068

1.655

1.680

1.762

1.846

1.727

1.778

1.689

1.709

1.675

1.738

1.820

1.677

1.563

202

45

16

1

0

0

0

0

0

0

1

0

0

0

2

2

574 12 16 3.954

544 0 10 24 3.971

522 0 5 24 4.342

570 11 2 24 4.617

570 0 11 2 23 4.572

568 0 12 2 24 4.656

580 0 12 2 24 4.588

580 0 11 2 24 4.596

594 0 12 2 23 4.691

613 0 11 2 23 4.704

617 0 11 2 23 4.708

615 0 11 2 22 4.687

618 0 11 2 23 4.631

640 0 11 1 22 4.607

619 0 11 1 23 4.644

635 0 13 1 24 4.648

NPL Bukan Lapangan Usaha Lainnya NPL

209 15.278 1.715

83 15.848 1.282

102 16.952 1.389

85 16.682 333

88 16.500 345

93 16.557 353

98 16.409 367

101 16.728 383

99 16.920 404

103 17.211 426

103 17.281 418

105 17.225 409

98 17.238 392

103 17.435 386

105 17.610 411

NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, danNPL Jasa Perusahaan 12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial Wajib

NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya

NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya

r) Angka-angka diperbaiki

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural, Entertainment and Other Individual Services NPL 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold - For Home Ownership NPL - For Apartement Ownership NPL - For Shop House Ownership NPL - For Vehicles Ownership NPL - Others

NPL 113 17.762 Non Industrial Origin Others NPL 436 r) Revised figures

7

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 3.8.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Per Lokasi Dati I Bank Penyalur Kredit - Desember 2015 Credit and NPL of Commercial Bank to Non Banks Third Party Based on Business Sector and non Business Sector of Credit by Region - December 2015) Miliar Rp (Billion Rp) Lapangan Usaha

Keterangan

Jawa Barat NPL Banten NPL DKI Jakarta NPL D.I Yogyakarta NPL Jawa Tengah NPL Jawa Timur NPL Bengkulu NPL Jambi NPL Aceh NPL Sumatera Utara NPL Sumatera Barat NPL Riau NPL Sumatera Selatan NPL Bangka Belitung NPL Kepulauan Riau NPL Lampung NPL Kalimantan Selatan NPL Kalimantan Barat NPL Kalimantan Timur NPL Kalimantan Tengah NPL Sulawesi Tengah NPL Sulawesi Selatan NPL Sulawesi Utara NPL Gorontalo NPL Sulawesi Barat NPL Sulawesi Tenggara NPL Nusa Tenggara Barat NPL Bali NPL Nusa Tenggara Timur NPL Maluku NPL Papua NPL Maluku Utara NPL Papua Barat NPL Lainnya NPL Total NPL r) Angka-angka diperbaiki

Pertanian, perburuan dan Kehutanan

Perikanan

Pertambanga n dan Penggalian

1

2

3

Industri Pengolahan

Listrik, gas dan air

4

Konstruksi

Perdagangan Besar dan Eceran

Penyediaan akomodasi dan penyediaan makan minum

7

8

Bukan Lapangan Usaha

Transportasi, pergudangan dan komunikasi

Perantara Keuangan

Real Estate, Usaha Persewaan, dan Jasa Perusahaan

9

10

11

Jasa Admistrasi Kemasyaraka Jasa Pemerintahan tan, Sosial Jasa PendidiKesehatan , Pertahanan Budaya, kan dan Kegiatan dan Jaminan Hiburan dan Sosial Sosial Wajib Perorangan lainnya 12

13

Jasa Perorangan yang Melayani Rumah Tangga

Badan Internasional dan Badan Ekstra Internasional Lainnya

Kegiatan yang belum jelas batasannya

16

17

18

Rumah Tangga Untuk Pemilikan Rumah Tinggal

Rumah Tangga Untuk Pemilikan Flat atau Apartemen

Rumah Tangga Untuk Pemilikan Ruko atau Rukan

Rumah Tangga Untuk Pemilikan Kendaraan Bermotor

1

2

3

4

Rumah Tangga Untuk Pemilikan Peralatan Rumah Tangga Lainnya 5

5

6

14

15

5.270 396 217 21 123.427 1.567 555 11 6.033 174 9.095 328 1.143 34 5.282 165 2.001 37 34.651 512 3.858 163 12.578 440 11.227 279 249 2 102 49 7.577 44 6.583 25 7.062 63 3.888 194 3.724 12 1.101 19 2.136 24 314 18 611 12 307 4 132 2 429 7 1.388 12 178 3 65 3 638 182 15 0 92 53 3.026 0

480 27 34 1 3.570 67 85 8 934 19 674 26 29 0 49 1 50 3 343 16 94 7 46 3 69 2 81 3 63 1 597 5 110 5 127 2 108 7 35 1 100 1 325 9 224 36 31 2 12 0 68 5 46 1 249 0 51 1 55 2 62 2 16 0 23 0 0 0

1.375 111 305 12 115.099 4.225 20 2 335 23 1.114 82 29 4 131 33 37 9 377 4 249 14 450 5 1.198 62 1.532 20 291 1 156 1 909 58 48 1 3.595 822 6 1 102 1 410 31 1.317 1 6 1 3 1 51 3 12 4 60 44 11 1 2 0 42 2 4 0 64 1 5.934 0

52.307 1.374 13.188 448 443.077 11.581 1.821 42 42.186 2.187 113.690 1.044 328 4 1.144 18 1.384 20 36.881 934 3.287 40 2.311 29 6.203 148 638 7 4.276 55 3.749 69 1.555 22 1.134 79 7.297 27 374 5 222 6 7.487 617 735 102 113 6 57 1 186 9 304 12 1.913 9 266 1 60 1 329 69 41 3 91 8 11.412 0

1.306 12 807 0 91.240 2.160 41 0 468 1 1.758 7 19 0 10 0 193 1 671 1 16 0 225 0 208 0 2 0 279 55 21 0 389 36 67 0 648 0 103 0 34 0 379 2 15 1 2 0 3 0 5 0 15 0 119 0 61 8 14 0 40 4 1 0 7 0 281 0

12.851 387 6.465 290 99.084 2.829 775 12 5.451 148 12.517 622 227 10 783 38 905 138 5.372 405 701 22 1.902 165 3.030 270 230 18 1.352 25 816 39 1.054 56 1.170 42 4.194 568 370 8 563 15 5.546 273 805 68 171 35 32 2 410 27 624 15 2.120 96 595 67 234 22 1.633 260 173 19 548 13 228 0

68.350 2.955 12.998 454 280.654 9.792 7.749 194 71.729 2.387 99.739 2.731 3.328 183 6.708 267 5.572 518 45.491 1.458 11.421 636 10.601 708 14.362 606 2.429 117 5.382 99 13.069 391 8.118 390 9.345 219 13.223 625 3.804 114 5.743 236 28.245 975 6.510 256 2.152 183 1.362 46 4.223 191 6.536 228 19.770 242 5.003 112 1.933 47 6.159 201 1.364 55 2.373 182 7.060 146

6.608 67 833 51 41.866 496 2.079 18 4.756 171 5.571 114 155 8 772 23 170 12 2.277 42 540 17 1.438 23 751 12 102 9 1.094 3 367 17 614 14 826 13 1.686 37 216 3 268 6 3.178 81 428 18 114 6 38 1 441 15 707 22 6.455 613 422 5 131 4 676 38 100 2 124 7 58 0

15.051 285 1.705 48 119.398 3.946 383 7 3.611 370 10.811 261 77 3 285 10 104 8 3.765 87 413 32 1.509 59 879 22 81 0 4.361 118 930 48 1.387 176 2.012 84 4.229 752 191 5 154 2 2.955 66 350 21 33 1 13 0 99 11 158 3 614 3 200 5 105 2 600 94 60 2 310 102 713 181

2.819 99 3.381 13 141.604 546 724 7 3.857 113 3.555 94 9 0 177 3 20 1 1.562 16 671 8 225 1 275 4 25 0 66 1 346 3 436 8 367 4 637 16 15 0 8 1 1.474 85 22 1 1 0 4 0 6 0 67 1 520 20 31 2 7 0 51 0 2 0 3 0 1.715 0

12.086 391 3.752 37 128.179 2.866 691 16 3.784 123 9.651 132 152 10 502 29 177 11 4.888 254 349 29 2.281 124 1.506 111 134 5 1.745 9 1.002 24 1.348 66 727 15 3.590 266 195 6 169 6 2.573 131 581 10 57 4 33 1 168 6 725 6 1.721 77 171 5 181 13 431 20 56 2 240 3 910 8

10 0 9 1 2.796 3 2 0 105 0 12 1 19 0 3 0 1 0 9 0 2 1 2 0 34 0 1 0 1 0 1 0 0 0 6 1 8 0 31 0 1 0 11 1 3 0 0 0 0 0 3 0 1 0 42 0 0 0 0 0 66 0 5 0 3 0 9.727 0

1.221 25 340 3 2.878 25 249 1 723 4 849 35 35 0 19 1 26 0 332 6 152 4 88 5 158 0 1 0 95 0 193 21 36 0 44 0 54 1 7 0 9 0 294 1 35 0 4 0 2 0 25 1 15 0 179 0 26 3 1 0 14 3 14 0 11 0 0 0

1.658 13 234 1 12.010 33 337 3 1.683 13 1.352 30 83 0 108 2 96 3 975 15 173 0 392 1 237 3 30 0 45 1 215 12 173 8 201 2 134 6 31 1 22 0 235 2 38 0 12 0 16 0 24 0 144 0 602 1 32 0 5 0 37 3 5 0 11 0 137 0

5.188 230 884 36 29.335 633 898 35 2.813 87 4.431 206 188 7 364 23 341 90 1.542 125 496 48 921 39 642 25 87 3 387 7 558 9 611 33 382 11 1.427 258 304 5 249 22 1.871 52 392 26 94 7 100 1 215 18 219 5 1.342 29 234 4 110 5 908 70 86 2 335 23 34 0

420 5 101 1 309 3 96 10 441 6 472 8 10 0 22 0 28 4 117 2 18 1 33 1 26 1 6 0 24 0 37 1 21 1 13 0 43 1 22 1 26 1 141 2 18 2 9 0 10 1 17 0 31 1 108 0 16 0 12 0 39 0 4 0 14 0 0 0

0 0 0 0 55 0 0 0 10 0 28 0 0 0 1 0 15 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0

616 104 97 1 2.266 43 108 2 271 8 616 14 10 1 8 1 23 6 106 4 4 1 22 3 119 20 0 0 34 0 7 1 59 6 32 0 92 14 10 1 7 0 64 4 2 0 1 1 0 0 3 2 16 4 6 0 1 0 0 0 56 0 0 0 46 0 7.259 0

59.968 1.537 21.021 353 90.349 1.497 3.660 51 17.104 362 33.413 550 1.317 18 3.510 110 2.121 43 11.798 581 2.707 76 6.464 330 6.172 231 879 28 5.670 77 2.785 106 7.271 239 3.316 64 6.995 326 2.111 32 1.920 34 11.412 420 3.555 189 793 33 206 4 1.737 47 2.781 51 11.065 81 1.097 15 528 6 1.574 45 489 5 539 14 0 0

972 19 442 5 8.395 80 58 1 250 12 1.409 11 19 0 31 1 89 0 260 5 68 1 71 7 44 0 11 0 76 0 37 1 48 7 55 1 102 5 16 0 8 0 130 2 69 4 7 0 2 0 99 1 89 1 87 8 13 0 4 0 21 2 26 0 12 0 0 0

2.115 63 1.003 19 8.140 206 233 18 914 32 2.198 54 186 8 429 13 199 19 1.947 66 253 20 742 33 1.000 46 186 5 698 12 269 4 376 19 787 16 765 31 126 6 284 6 1.606 76 260 6 40 4 32 1 436 18 246 3 437 1 103 0 49 1 392 17 19 0 109 3 0 0

4.139 55 9.292 68 88.356 1.361 398 2 3.431 25 4.044 38 52 2 196 3 151 4 2.887 40 156 3 394 5 382 9 84 1 406 3 334 4 184 2 223 2 1.400 24 69 0 123 2 2.619 23 224 3 106 2 12 0 62 1 248 3 362 4 77 1 39 0 59 1 22 0 28 1 0 0

44.282 419 13.300 159 79.136 1.064 6.027 28 20.924 195 52.293 333 3.708 21 7.778 63 13.245 63 20.528 208 5.462 63 13.309 112 15.819 127 2.601 15 5.265 32 4.293 31 8.116 50 10.260 43 12.493 137 6.201 24 9.550 48 17.164 131 7.293 151 2.605 47 1.363 8 7.596 34 6.775 68 10.879 40 6.676 45 2.718 20 7.447 89 1.762 7 2.823 40 78 0

254.954 4.853

8.843 262

135.273 5.582

760.048 18.977

99.447 2.289

172.934 7.005

792.503 27.948

85.861 1.967

177.546 6.815

164.681 1.052

184.755 4.817

12.914 11

8.129 140

21.488 157

57.989 2.175

2.708 54

110 2

11.960 240

326.327 7.555

13.017 176

26.579 827

120.557 1.691

429.773 3.917

Bukan Lapangan Usaha Lainnya

Location

6

Jawa Barat NPL Banten NPL DKI Jakarta NPL D.I Yogyakarta NPL Jawa Tengah NPL Jawa Timur NPL Bengkulu NPL Jambi NPL Aceh NPL Sumatera Utara NPL Sumatera Barat NPL Riau NPL Sumatera Selatan NPL Bangka Belitung NPL Kepulauan Riau NPL Lampung NPL Kalimantan Selatan NPL Kalimantan Barat NPL Kalimantan Timur NPL Kalimantan Tengah NPL Sulawesi Tengah NPL Sulawesi Selatan NPL Sulawesi Utara NPL Gorontalo NPL Sulawesi Barat NPL Sulawesi Tenggara NPL Nusa Tenggara Barat NPL Bali NPL Nusa Tenggara Timur NPL Maluku NPL Papua NPL Maluku Utara NPL Papua Barat NPL Other NPL 189.508 Total 2.419 NPL 34.501 147 6.649 31 70.272 1.741 171 2 23.974 69 4.816 103 3.222 8 415 5 271 1 1.605 38 10.221 16 424 7 534 12 8 0 267 0 4.051 19 241 2 53 1 416 9 29 5 40 0 4.785 23 6.338 71 2.077 5 990 3 83 4 3.788 40 933 13 4.223 17 1.454 13 912 7 1.421 6 315 2 9 0

r) Revised figures

8

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 3.9.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan (Credit and NPL of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use ) Miliar Rp (Billion Rp)

Keterangan

2011

2012

2013

2015

2014

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Type of Use

Jenis Penggunaan

Credit to Third Party

Kredit kepada Pihak Ketiga 1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL

1.068.676

1.316.689

1.585.659

1.757.449

1.712.819

1.732.861

1.729.294

1.754.591

1.777.563

1.828.211

1.820.058

1.846.733

1.891.535

1.852.716

1.854.210

1.916.256

28.279

28.963

31.470

43.840

47.416

49.389

48.236

50.224

52.927

54.518

57.114

59.869

60.364

58.505

58.487

57.302

464.262

591.425

798.157

903.194

909.065

914.438

924.297

923.240

940.179

944.974

954.584

968.780

985.352

979.224

992.208

1.035.889

8.917

10.032

13.633

21.223

22.746

23.020

23.821

25.110

26.611

25.717

27.997

28.447

28.406

28.120

28.138

27.045

667.155

799.748

909.058

1.013.666

1.012.736

1.018.387

1.026.280

1.033.739

1.039.392

1.054.860

1.059.103

1.065.780

1.079.596

1.091.497

1.104.193

1.105.759

10.499

11.600

13.176

2.200.094

2.707.862

3.292.874

3.674.308

14.324

3.634.620

15.955

3.665.686

16.662

3.679.871

16.344

3.711.569

16.808

3.757.133

17.555

3.828.045

17.724

3.833.745

18.504

3.881.294

18.730

3.956.483

18.477

3.923.437

18.383

3.950.612

18.369

47.695

50.595

58.279

79.388

86.117

89.072

88.401

92.142

97.092

97.959

103.615

107.047

107.248

105.007

104.993

16.586

1. Working Capital NPL 2. Investments NPL 3. Consumption NPL

4.057.904 Total Credit 100.933

NPL User Orientation Credit to Third Party

Orientasi Penggunaan Kredit kepada Pihak Ketiga 1. Ekspor

Items

Des

41.876

47.799

62.518

61.014

58.808

72.556

72.039

74.146

75.577

76.854

75.587

78.541

89.346

86.817

90.910

93.281

1. Ekspor

NPL

1.602

1.616

1.571

2.224

2.128

2.530

2.386

2.380

2.725

3.154

3.183

3.363

2.644

2.764

2.017

2.327

NPL

2. Impor

26.525

38.985

70.611

56.049

56.484

57.766

60.806

58.861

59.085

55.393

56.660

61.070

65.895

61.673

61.349

62.694

2. Impor

NPL 3. Lainnya NPL Total Kredit NPL r) Angka-angka diperbaiki

733

587

618

636

636

683

1.224

1.233

1.298

1.277

1.398

1.773

2.770

2.130

2.198

2.325

2.131.118

2.621.078

3.159.745

3.557.246

3.519.329

3.535.364

3.547.027

3.578.563

3.622.471

3.695.797

3.701.498

3.741.683

3.801.242

3.774.947

3.798.352

3.901.930

45.245

48.392

56.091

76.528

83.353

85.859

84.791

88.529

93.069

93.528

99.034

101.911

101.833

100.113

100.778

2.200.094

2.707.862

3.292.874

3.674.308

3.634.620

3.665.686

3.679.871

3.711.569

3.757.133

3.828.045

3.833.745

3.881.294

3.956.483

3.923.437

3.950.612

47.694

50.595

58.279

79.388

86.117

89.072

88.401

92.142

97.092

97.959

103.615

107.047

107.248

105.007

104.993

96.281

NPL 3. Other NPL

4.057.904 Total Credit 100.933

NPL r) Revised figures

9

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 3.10.a. Kredit dan NPL Bank Persero Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of State Owned Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) 2015 Keterangan

2011

2012

2013

Items

2014 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des Type of Use

Jenis Penggunaan

Credit to Third Party

Kredit kepada Pihak Ketiga 1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL

407.101

503.972

580.070

629.678

613.870

616.084

610.628

616.288

629.898

658.509

649.945

652.144

675.238

668.846

675.027

714.270

13.638

13.784

12.967

14.936

17.042

18.028

17.504

18.578

19.543

20.322

22.082

22.326

21.357

21.434

21.435

20.476

135.196

168.585

274.979

324.486

327.258

328.915

331.064

332.512

339.703

343.143

345.446

354.767

361.005

361.849

373.237

398.953

2.462

2.559

3.844

4.375

4.931

5.175

5.014

5.441

5.698

6.293

7.684

7.738

8.148

7.988

7.839

8.156

234.535

286.571

326.677

370.924

371.404

374.513

379.551

382.556

385.577

390.953

392.846

396.600

401.655

406.571

414.067

423.630

3.683

4.905

5.656

6.333

7.304

7.702

7.528

7.710

8.247

8.166

8.503

8.574

8.340

8.244

8.189

7.113

776.833

959.128

1.181.726

1.325.087

1.312.532

1.319.512

1.321.243

1.331.356

1.355.178

1.392.605

1.388.237

1.403.511

1.437.898

1.437.266

1.462.331

19.783

21.249

22.467

25.643

29.276

30.904

30.046

31.730

33.487

34.781

38.269

38.637

37.845

37.666

37.463

NPL 2. Impor NPL

35.745

13.551 548 7.296 350

13.169

13.717

11.572

10.677

10.534

11.824

11.489

13.588

15.032

14.111

14.632

14.728

13.668

13.529

14.113

540

502

796

816

929

796

801

825

1.124

1.142

1.182

1.200

1.120

482

459

10.542

27.799

1.995

2.520

2.266

2.203

2.008

2.559

2.361

2.231

2.084

2.093

1.927

2.033

2.017

372

470

8

9

10

9

11

11

9

74

75

74

72

59

57

755.987

935.417

1.140.209

1.311.520

1.299.335

1.306.712

1.307.215

1.317.858

1.339.032

1.375.212

1.371.895

1.386.794

1.421.077

1.421.671

1.446.768

1.520.722

NPL

18.885

20.336

21.496

24.839

28.451

29.966

29.241

30.918

32.651

33.648

37.052

37.380

36.571

36.473

36.922

35.230

776.833

959.128

1.181.726

1.325.087

1.312.532

1.319.512

1.321.243

1.331.356

1.355.178

1.392.605

1.388.237

1.403.511

1.437.898

1.437.266

1.462.331

19.783

21.249

22.467

25.643

29.276

30.904

30.046

31.730

33.487

34.781

38.269

38.637

37.845

37.666

37.463

NPL r) Angka-angka diperbaiki

NPL 3. Consumption NPL

NPL User Orientation Credit to Third Party

3. Lainnya

Total Kredit

NPL 2. Investments

1.536.852 Total Credit

Orientasi Penggunaan Kredit kepada Pihak Ketiga 1. Ekspor

1. Working Capital

1. Ekspor NPL 2. Impor NPL 3. Other NPL

1.536.852 Total Credit 35.745

NPL r) Revised figures

10

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 3.11.a. Kredit dan NPL BUSN Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of Foreign Exchange Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) 2015 Keterangan

2011

2012

2013

Items

2014 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des Type of Use

Jenis Penggunaan

Credit to Third Party

Kredit kepada Pihak Ketiga 1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL

434.210

519.409

617.230

714.698

695.165

703.834

706.359

716.302

723.893

736.480

733.021

753.448

764.623

753.936

763.087

783.624

10.005

9.122

10.151

16.570

17.355

18.087

17.432

18.000

18.883

18.573

19.085

19.639

20.824

19.138

18.885

19.374

242.948

305.936

371.973

417.254

418.741

418.080

422.998

422.463

430.038

431.725

434.170

439.235

447.401

444.121

445.727

459.562

4.746

4.540

6.057

11.139

12.154

11.790

12.604

13.342

13.918

13.511

13.680

14.669

14.691

14.151

14.531

12.762

245.384

288.933

322.319

349.856

348.309

348.515

348.705

350.313

349.965

356.445

358.129

358.332

363.872

368.202

371.067

353.596

3.390

3.785

4.356

5.456

5.946

6.195

6.081

6.155

6.191

6.414

6.721

6.854

6.869

6.829

6.816

6.264

922.541

1.114.279

1.311.522

1.481.808

1.462.214

1.470.428

1.478.062

1.489.079

1.503.895

1.524.649

1.525.320

1.551.015

1.575.897

1.566.259

1.579.882

18.141

17.448

20.564

33.165

35.455

36.072

36.117

37.496

38.991

38.498

39.486

41.162

42.384

40.119

40.232

38.401

9.391

14.471

18.501

18.632

18.643

16.824

21.286

19.069

15.614

15.795

16.502

16.838

16.513

16.568

14.018

91

22

153

740

741

789

739

770

776

269

258

285

311

307

309

286

7.256

11.385

15.784

21.058

20.420

20.889

22.333

20.888

20.859

20.375

19.698

19.798

21.285

20.582

21.197

22.074

199

97

76

398

393

437

920

944

951

832

882

909

1.083

877

964

964

3. Lainnya

906.486

1.093.502

1.281.267

1.442.249

1.423.162

1.430.897

1.438.905

1.446.905

1.463.967

1.488.660

1.489.827

1.514.715

1.537.774

1.529.164

1.542.117

1.560.690

NPL

17.851

17.329

20.335

32.027

34.320

34.846

34.458

35.782

37.264

37.396

38.346

39.967

40.990

38.935

38.958

37.150

922.541

1.114.279

1.311.522

1.481.808

1.462.214

1.470.428

1.478.062

1.489.079

1.503.895

1.524.649

1.525.320

1.551.015

1.575.897

1.566.259

1.579.882

18.141

17.448

20.564

33.165

35.455

36.072

36.117

37.496

38.991

38.498

39.486

41.162

42.384

40.119

40.232

2. Impor NPL

Total Kredit NPL r) Angka-angka diperbaiki

NPL 3. Consumption NPL

NPL User Orientation Credit to Third Party

8.800

NPL

NPL 2. Investments

1.596.781 Total Credit

Orientasi Penggunaan Kredit kepada Pihak Ketiga 1. Ekspor

1. Working Capital

1. Ekspor NPL 2. Impor NPL 3. Other NPL

1.596.781 Total Credit 38.401

NPL r) Revised figures

11

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 3.12.a. Kredit dan NPL BUSN Non Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of Non-Foreign Exchange Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) 2015 Keterangan

2011

2012

2013

Items

2014 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des Type of Use

Jenis Penggunaan

Credit to Third Party

Kredit kepada Pihak Ketiga 1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL

22.195

30.464

41.614

51.507

50.734

51.266

50.715

51.801

51.031

53.459

53.673

53.832

55.134

55.283

51.552

53.759

635

810

1.001

1.509

1.674

1.855

1.778

1.739

1.743

1.665

1.749

1.842

1.771

1.832

1.750

1.715

11.858

16.879

20.358

23.828

23.774

23.855

25.687

25.490

25.171

25.246

25.317

25.186

25.461

25.254

24.516

24.882

285

692

618

850

913

1.096

1.208

1.191

1.262

1.122

1.183

1.122

944

954

940

982

34.090

42.108

46.256

50.666

50.538

50.733

51.284

51.471

51.685

51.943

51.494

51.893

52.388

52.821

53.002

53.193

323

336

319

373

396

393

380

403

426

417

428

439

439

444

434

397

68.143

89.451

108.228

126.001

125.046

125.853

127.685

128.762

127.887

130.648

130.484

130.911

132.983

133.358

129.070

1.243

1.838

1.938

2.732

2.983

3.345

3.366

3.333

3.431

3.204

3.360

3.403

3.155

3.230

3.124

1. Working Capital NPL 2. Investments NPL 3. Consumption NPL

131.833 Total Credit 3.093

NPL User Orientation Credit to Third Party

Orientasi Penggunaan Kredit kepada Pihak Ketiga 1. Ekspor

10

5

0

5

5

5

5

5

-

-

0

0

0

0

2

0

1. Ekspor

NPL

0

-

-

-

-

-

-

-

-

-

-

-

-

-

1

-

NPL

2. Impor

0

6

2

293

297

291

285

268

266

277

249

247

248

299

75

68

2. Impor

NPL

-

-

-

-

27

27

22

6

6

6

6

7

7

3

3

3

NPL

3. Lainnya

68.133

89.439

108.226

125.703

124.743

125.556

127.395

128.488

127.622

130.371

130.236

130.664

132.734

133.059

128.993

131.765

NPL

1.243

1.838

1.938

2.732

2.956

3.318

3.344

3.327

3.425

3.198

3.354

3.396

3.147

3.227

3.119

3.091

68.143

89.451

108.228

126.001

125.046

125.853

127.685

128.762

127.887

130.648

130.484

130.911

132.983

133.358

129.070

1.243

1.838

1.938

2.732

2.983

3.345

3.366

3.333

3.431

3.204

3.360

3.403

3.155

3.230

3.124

Total Kredit NPL

3. Other NPL

131.833 Total Credit 3.093

NPL

12

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 3.13.a. Kredit dan NPL BPD Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of Regional Development Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) 2015 Keterangan

2011

2012

2013

Items

2014 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des Type of Use

Jenis Penggunaan

Credit to Third Party

Kredit kepada Pihak Ketiga 1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL

35.304

45.861

57.562

59.395

54.829

55.335

56.479

57.522

58.688

61.062

60.859

65.965

67.513

67.300

66.701

63.930

1.948

3.207

4.838

6.172

6.524

6.800

6.964

7.340

7.437

7.462

7.820

8.733

8.799

8.990

8.883

7.658

21.081

24.870

29.561

36.290

36.055

36.388

36.451

36.624

36.985

36.297

36.435

33.116

33.014

32.978

33.098

35.082

498

1.134

1.683

2.826

2.897

3.007

3.094

3.349

3.730

2.796

3.428

2.993

2.578

2.717

2.657

2.637

119.317

148.120

177.418

205.771

206.285

208.180

210.600

212.914

215.394

218.274

219.327

221.681

224.276

226.233

227.945

229.748

627

684

922

1.408

1.538

1.589

1.559

1.713

1.822

1.813

1.942

1.955

1.945

1.982

2.009

1.775

175.702

218.851

264.541

301.456

297.170

299.902

303.530

307.060

311.067

315.633

316.622

320.762

324.803

326.510

327.744

3.073

5.025

7.444

10.406

10.959

11.395

11.616

12.402

12.988

12.071

13.190

13.681

13.321

13.690

13.548

1. Working Capital NPL 2. Investments NPL 3. Consumption NPL

328.759 Total Credit 12.070

NPL User Orientation Credit to Third Party

Orientasi Penggunaan Kredit kepada Pihak Ketiga 1. Ekspor

99

87

65

51

51

50

41

40

41

40

41

26

28

25

24

25

1. Ekspor

NPL

8

14

9

11

11

13

12

12

12

12

12

8

8

8

8

8

NPL

2. Impor

5

5

3

3

3

15

14

14

3

12

2

2

2

2

3

2

2. Impor

NPL

0

1

1

1

1

1

1

1

1

1

1

1

1

1

1

175.597

218.759

264.473

301.402

297.116

299.837

303.475

307.005

311.022

315.580

316.578

320.733

324.773

326.483

327.718

328.733

3.065

5.010

7.434

10.395

10.947

11.382

11.603

12.389

12.975

12.059

13.177

13.673

13.312

13.681

13.540

12.062

175.702

218.851

264.541

301.456

297.170

299.902

303.530

307.060

311.067

315.633

316.622

320.762

324.803

326.510

327.744

3.073

5.025

7.444

10.406

10.959

11.395

11.616

12.402

12.988

12.071

13.190

13.681

13.321

13.690

13.548

3. Lainnya NPL Total Kredit NPL

-

NPL 3. Other NPL

328.759 Total Credit 12.070

NPL

13

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 3.14.a. Kredit dan NPL Bank Campuran Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of Joint Venture Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) 2015 Keterangan

2011

2012

2013

Items

2014 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des Type of Use

Jenis Penggunaan

Credit to Third Party

Kredit kepada Pihak Ketiga 1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL

80.077

101.551

130.992

131.308

127.900

129.633

127.173

126.519

127.423

129.762

133.783

135.429

137.513

129.450

126.569

131.643

1.083

1.307

1.171

3.111

3.302

3.064

2.795

2.802

3.082

3.433

3.646

4.132

4.288

4.329

4.703

4.951

26.317

38.127

55.821

50.075

51.429

53.719

53.195

53.111

53.372

53.324

56.494

57.542

58.573

57.300

56.799

59.572

401

537

867

1.011

949

1.030

1.011

1.079

1.120

1.138

1.198

983

1.004

983

884

916

13.994

13.617

14.545

14.542

14.522

14.628

14.526

14.543

14.529

14.682

14.665

14.712

14.882

14.954

15.204

22.512

552

524

432

336

339

337

331

343

366

384

390

395

395

394

405

488

120.389

153.295

201.357

195.925

193.851

197.980

194.894

194.174

195.324

197.768

204.942

207.683

210.968

201.704

198.571

2.036

2.368

2.470

4.458

4.590

4.431

4.136

4.223

4.568

4.955

5.234

5.510

5.687

5.705

5.992

NPL 2. Impor NPL 3. Lainnya NPL Total Kredit NPL

NPL 2. Investments NPL 3. Consumption NPL

213.727 Total Credit 6.355

NPL User Orientation Credit to Third Party

Orientasi Penggunaan Kredit kepada Pihak Ketiga 1. Ekspor

1. Working Capital

14.728

17.518

24.128

20.269

20.154

20.162

19.676

18.022

18.958

20.134

23.514

24.989

27.573

28.311

27.721

33.237

468

619

340

366

372

377

359

348

459

646

649

724

766

718

542

760

3.899

5.989

9.350

16.213

16.665

17.556

17.337

17.451

15.452

14.261

14.539

18.592

19.957

18.382

17.338

17.106

23

8

26

221

198

200

139

139

190

199

175

479

467

454

451

417

101.761

129.788

167.880

159.444

157.033

160.262

157.881

158.701

160.914

163.373

166.888

164.102

163.439

155.011

153.512

163.383

1.545

1.742

2.104

3.870

4.020

3.853

3.638

3.737

3.918

4.110

4.410

4.307

4.454

4.533

4.999

5.178

120.389

153.295

201.357

195.925

193.851

197.980

194.894

194.174

195.324

197.768

204.942

207.683

210.968

201.704

198.571

2.036

2.368

2.470

4.458

4.590

4.431

4.136

4.223

4.568

4.955

5.234

5.510

5.687

5.705

5.992

1. Ekspor NPL 2. Impor NPL 3. Other NPL

213.727 Total Credit 6.355

NPL

14

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 3.15.a. Kredit dan NPL Bank Asing Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of Foreign Owned Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) 2015 Keterangan

2011

2012

2013

Items

2014 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des Type of Use

Jenis Penggunaan

Credit to Third Party

Kredit kepada Pihak Ketiga 1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL

89.789

115.432

158.191

170.863

170.320

176.710

177.939

186.159

186.630

188.939

188.777

185.916

191.514

177.901

171.274

169.031

970

732

1.341

1.542

1.520

1.556

1.764

1.765

2.240

3.064

2.731

3.198

3.324

2.782

2.831

3.126

26.862

37.028

45.465

51.261

51.808

53.481

54.903

53.039

54.909

55.239

56.721

58.934

59.898

57.723

58.832

57.839

525

569

564

1.023

901

922

890

708

884

858

825

942

1.041

1.326

1.288

1.592

19.834

20.398

21.844

21.907

21.678

21.819

21.614

21.941

22.242

22.564

22.642

22.562

22.522

22.717

22.908

23.082

1.924

1.366

1.491

418

433

446

466

484

503

529

521

513

490

490

516

549

136.486

172.859

225.500

244.031

243.807

252.010

254.456

261.139

263.781

266.741

268.141

267.411

273.933

258.341

253.014

3.419

2.667

3.396

2.984

2.854

2.924

3.120

2.958

3.627

4.451

4.076

4.653

4.856

4.598

4.635

NPL 2. Impor NPL 3. Lainnya NPL Total Kredit NPL r) Angka-angka diperbaiki

NPL 2. Investments NPL 3. Consumption NPL

249.952 Total Credit 5.268

NPL User Orientation Credit to Third Party

Orientasi Penggunaan Kredit kepada Pihak Ketiga 1. Ekspor

1. Working Capital

4.688

7.629

10.136

10.616

9.288

23.162

23.667

23.303

23.920

26.033

22.126

22.392

30.178

28.300

33.066

31.888

487

421

567

311

188

422

479

449

652

1.103

1.121

1.164

360

611

674

814

8.069

11.058

17.673

16.486

16.579

16.748

18.634

18.231

19.946

18.107

19.941

20.345

22.309

20.482

20.702

21.428

162

109

45

8

8

8

133

132

139

231

260

302

1.138

722

720

884

123.154

154.172

197.690

216.928

217.940

212.101

212.155

219.605

219.915

222.601

226.074

224.674

221.446

209.558

199.245

196.636

2.656

2.136

2.783

2.665

2.658

2.494

2.507

2.376

2.836

3.117

2.695

3.188

3.358

3.264

3.241

3.570

136.486

172.859

225.500

244.031

243.807

252.010

254.456

261.139

263.781

266.741

268.141

267.411

273.933

258.341

253.014

3.418

2.667

3.396

2.984

2.854

2.924

3.120

2.958

3.627

4.451

4.076

4.653

4.856

4.598

4.635

1. Ekspor NPL 2. Impor NPL 3. Other NPL

249.952 Total Credit 5.268

NPL r) Revised figures

15

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 3.16.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan per Lokasi Dati I Bank Penyalur Kredit - Desember 2015

Credit and Non Perfoming Loan (NPL) of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use by Bank Location for December 2015 Miliar Rp (Billion Rp) Lokasi 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15. 16. 17. 18. 19. 20. 21. 22. 23. 26. 25. 24. 27. 28. 29. 30. 31. 32. 33. 34.

Jawa Barat NPL Banten NPL DKI Jakarta NPL D.I Yogyakarta NPL Jawa Tengah NPL Jawa Timur NPL Bengkulu NPL Jambi NPL Aceh NPL Sumatera Utara NPL Sumatera Barat NPL Riau NPL Sumatera Selatan NPL Bangka Belitung NPL Kepulauan Riau NPL Lampung NPL Kalimantan Selatan NPL Kalimantan Barat NPL Kalimantan Timur NPL Kalimantan Tengah NPL Sulawesi Tengah NPL Sulawesi Selatan NPL Sulawesi Utara NPL Gorontalo NPL Sulawesi Barat NPL Sulawesi Tenggara NPL Nusa Tenggara Barat NPL Bali NPL Nusa Tenggara Timur NPL Maluku NPL Papua NPL Maluku Utara NPL Papua Barat NPL Lainnya NPL Total NPL

r) Angka-angka diperbaiki

Modal Kerja

Investasi

Konsumsi

(Working Capital)

(Investment)

(Consumption)

Ekspor

Orientasi Penggunaan (User Orientation) Impor

Location

Lainnya

134.533 4.764 31.849 1.027 999.674 26.755 10.671 244 115.005 4.347 223.437 4.558 4.029 174 9.045 422 8.043 755 86.844 2.533 15.325 782 17.592 907 23.456 1.043 4.832 128 10.216 110 20.395 530 11.962 522 12.823 347 23.508 2.286 4.787 128 6.765 248 36.785 1.529 7.525 402 2.396 191 1.488 45 4.287 170 7.237 257 22.790 401 5.920 168 2.196 74 9.421 855 1.472 66 3.500 380 36.447 154 1.916.256

53.085 1.719 13.500 393 637.173 14.062 5.943 125 34.186 1.488 52.498 1.176 1.812 91 7.324 193 3.100 108 52.517 1.350 7.118 240 17.429 700 17.467 523 796 57 9.382 314 9.246 156 11.442 382 10.740 190 21.344 1.308 4.651 34 2.013 70 20.540 829 4.265 158 1.014 66 505 13 1.791 119 2.812 52 14.419 745 1.379 51 720 26 2.360 92 475 20 796 16 12.048 181 1.035.889

145.977 2.240 51.706 634 344.647 5.949 10.548 102 66.597 696 98.171 1.090 8.504 56 12.360 194 16.076 131 39.026 938 18.866 180 21.404 493 23.949 426 3.769 49 12.383 125 11.768 165 16.237 320 14.694 127 22.170 531 8.552 68 11.925 90 37.716 676 17.740 424 5.630 91 2.605 16 10.013 105 13.928 166 23.764 147 12.189 78 4.791 40 10.406 160 3.738 18 3.827 60 87 1.105.759

2.341 54 322 1 64.527 1.848 88 2 2.151 242 6.668 9 76 101 1 13 0 10.719 158 498 6 850 1 481 0 308 0 129 1 726 0 210 0 412 0 334 2 490 0 11 0 180 1 1.319 0 2 0 0 11 1 7 0 165 0 15 0 8 4 0 3 9 0 103 93.281

1.066 71 29 0 55.568 2.227 11 0 817 7 2.814 9 1 0 13 1 0 0 2.001 7 2 0 106 1 7 0 1 0 40 6 0 18 0 14 0 4 0 0 7 0 9 0 4 5 0 0 6 0 2 0 2 0 8 0 0 1 0 0 0 1 0 127 62.694

330.188 8.599 96.704 2.053 1.861.400 42.690 27.063 470 212.820 6.282 364.625 6.806 14.267 321 28.615 808 27.205 993 165.667 4.656 40.808 1.195 55.469 2.099 64.385 1.992 9.087 234 31.810 548 40.677 850 39.412 1.224 37.831 665 66.685 4.123 17.500 229 20.684 407 94.852 3.033 28.206 984 9.032 348 4.598 74 16.074 392 23.968 476 60.806 1.293 19.465 296 7.699 139 22.181 1.107 5.681 104 8.113 456 48.351 335 3.901.930

57.302

27.045

16.586

2.327

2.325

96.281

1. Jawa Barat NPL 2. Banten NPL 3. DKI Jakarta NPL 4. D.I Yogyakarta NPL 5. Jawa Tengah NPL 6. Jawa Timur NPL 7. Bengkulu NPL 8. Jambi NPL 9. Aceh NPL 10. Sumatera Utara NPL 11. Sumatera Barat NPL 12. Riau NPL 13. Sumatera Selatan NPL 14. Bangka Belitung NPL 15. Kepulauan Riau NPL 16. Lampung NPL 17. Kalimantan Selatan NPL 18. Kalimantan Barat NPL 19. Kalimantan Timur NPL 20. Kalimantan Tengah NPL 21. Sulawesi Tengah NPL 22. Sulawesi Selatan NPL 23. Sulawesi Utara NPL 26. Gorontalo NPL 25. Sulawesi Barat NPL 24. Sulawesi Tenggara NPL 27. Nusa Tenggara Barat NPL 28. Bali NPL 29. Nusa Tenggara Timur NPL 30. Maluku NPL 31. Papua NPL 32. Maluku Utara NPL 33. Papua Barat NPL 34. Lainnya NPL Total NPL

r) Revised figures

16

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 3.17.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lokasi Dati I Bank Penyalur Kredit

(Credit and NPL 0f Commercial Banks to Non Bank Third Party Based on Bank Location) Miliar Rp (Billion Rp) Keterangan 1. Jawa Barat NPL 2. Banten NPL 3. DKI Jakarta NPL 4. D.I Yogyakarta NPL 5. Jawa Tengah NPL 6. Jawa Timur NPL 7. Bengkulu NPL 8. Jambi NPL 9. Aceh NPL 10. Sumatera Utara NPL 11. Sumatera Barat NPL 12. Riau NPL 13. Sumatera Selatan NPL 14. Bangka Belitung NPL 15. Kepulauan Riau NPL 16. Lampung NPL 17. Kalimantan Selatan NPL 18. Kalimantan Barat NPL 19. Kalimantan Timur NPL 20. Kalimantan Tengah NPL 21. Sulawesi Tengah NPL 22. Sulawesi Selatan NPL 23. Sulawesi Utara NPL 24. Gorontalo NPL 25. Sulawesi Barat NPL 26. Sulawesi Tenggara NPL 27. Nusa Tenggara Barat NPL 28. Bali NPL 29. Nusa Tenggara Timur NPL 30. Maluku NPL 31. Papua NPL 32. Maluku Utara NPL 33. Irian Jaya Barat NPL 34. Lainnya NPL Total NPL

2011

2012

2013

172.550 4.134 52.115 980 1.080.426 22.338 15.154 313 120.950 2.550 190.058 5.490 7.399 128 15.104 261 18.714 768 106.073 2.426 24.573 466 36.387 710 35.249 569 4.993 27 18.147 424 23.782 697 21.006 396 19.433 176 41.908 837 11.491 114 11.125 310 53.068 1.514 16.121 430 4.433 122 2.782 111 8.153 113 12.122 203 29.793 463 10.184 145 4.926 130 11.013 127 3.017 52 3.914 44 13.932 130

219.544 5.318 64.337 1.055 1.310.522 20.366 18.636 387 150.269 2.887 239.702 6.257 9.361 131 19.282 328 20.755 958 130.886 2.470 30.384 627 43.303 1.256 44.204 1.382 5.467 50 23.059 410 30.146 668 26.634 403 24.728 198 52.316 1.239 14.281 106 13.523 239 66.433 1.817 19.768 405 5.522 110 3.366 86 10.602 154 15.323 217 38.418 199 12.525 174 5.576 163 14.439 179 3.847 77 5.398 76 15.310 202 2.707.862 50.595

267.666 6.833 76.353 1.162 1.604.953 22.048 22.166 383 175.439 3.492 302.809 5.331 11.277 203 23.615 467 23.538 1.070 155.203 3.296 34.323 750 48.573 1.489 53.339 1.844 7.813 102 28.180 393 35.422 603 31.584 544 30.303 340 64.093 2.489 16.748 154 16.408 325 75.625 2.153 23.299 593 6.735 191 3.870 148 12.963 226 18.383 258 47.875 239 14.917 199 6.545 163 17.763 311 4.631 129 6.731 132 23.731 222 3.292.874 58.279

2.200.094 47.695

2014

2015 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Items

Des

304.196 8.094 89.177 1.645 1.782.027 34.143 25.734 461 196.929 4.414 342.988 6.277 12.601 283 26.225 654 25.221 1.101 166.025 4.140 37.682 987 52.114 1.688 60.193 1.995 8.767 147 29.785 484 38.488 859 34.920 848 34.790 412 65.898 3.076 17.356 205 18.806 353 83.568 2.620 25.997 788 8.184 292 4.280 147 14.186 335 21.242 370 55.483 520 17.094 232 7.072 141 20.431 797 5.067 116 7.616 423 34.166 337

298.019 9.054 85.930 1.797 1.779.848 36.055 25.329 508 193.640 4.840 334.585 6.937 12.565 313 25.971 733 24.836 1.170 163.269 4.508 36.972 1.078 51.604 1.839 59.113 2.211 8.874 164 28.848 507 36.929 956 34.058 1.088 34.028 462 64.388 3.270 17.211 238 18.344 392 82.325 2.903 25.609 897 8.133 327 4.235 168 14.108 393 21.053 424 54.976 674 16.744 267 6.907 153 19.560 842 5.014 120 7.265 487 34.331 342

300.302 9.695 87.126 1.967 1.795.315 36.778 25.587 523 196.116 4.926 336.536 7.089 12.713 330 26.172 804 25.006 1.199 164.113 4.727 37.481 1.182 51.823 1.936 59.365 2.290 8.219 190 29.477 17.787 37.453 970 34.454 1.155 34.477 494 64.637 3.281 17.376 260 18.387 411 83.037 2.905 25.861 945 8.227 351 4.153 172 14.253 412 21.296 446 55.483 845 16.921 274 6.988 167 19.879 911 5.103 132 7.402 463 34.950 321

304.894 9.436 88.910 1.793 1.783.178 37.013 25.979 508 197.775 4.921 339.653 7.051 12.922 346 26.563 769 25.371 1.174 166.236 4.525 38.218 1.126 52.257 1.909 60.492 2.404 8.588 213 29.750 498 37.939 939 34.854 1.159 34.748 483 65.653 3.336 17.531 253 18.838 409 85.305 2.865 26.331 894 8.394 339 4.222 164 14.444 415 21.760 450 56.240 776 17.226 281 7.127 165 20.368 899 5.203 132 7.653 432 35.250 322

307.851 9.580 88.586 1.879 1.804.517 38.313 26.175 556 198.229 5.228 341.383 7.476 13.046 347 26.706 822 25.564 1.225 166.793 4.754 38.281 1.159 52.475 2.014 61.258 2.462 9.102 260 29.859 563 38.209 946 35.101 1.285 34.954 539 65.652 3.501 17.670 241 18.722 419 85.359 2.886 26.423 938 8.465 351 4.255 164 14.695 451 21.989 487 56.514 922 17.461 328 7.206 176 20.569 937 5.287 130 7.686 463 35.526 340

311.712 9.910 89.434 1.970 1.830.529 40.131 26.563 618 200.055 5.664 344.249 7.743 13.276 368 26.923 886 25.836 1.238 167.645 4.896 39.020 1.224 52.928 2.134 61.949 2.547 9.141 258 29.990 665 38.452 1.018 35.400 1.382 35.720 585 65.662 4.006 17.912 277 19.157 440 86.256 3.069 27.423 1.015 8.542 381 4.328 158 14.946 462 22.182 504 56.988 988 17.786 342 7.340 180 20.860 1.025 5.331 129 7.800 541 35.796 338

316.792 9.586 91.065 1.931 1.865.575 41.921 26.771 618 204.112 5.944 352.410 7.854 13.509 372 27.351 879 26.353 1.155 171.180 5.201 39.592 1.198 53.881 2.250 63.013 2.471 9.170 258 29.840 640 39.718 1.015 36.176 1.407 36.337 582 65.750 2.996 18.548 267 19.651 426 87.568 2.768 27.887 1.037 8.646 393 4.380 137 15.174 464 22.502 497 57.973 1.143 18.197 368 7.507 176 21.399 1.007 5.428 127 8.094 534 36.494 338

316.164 10.070 90.419 1.951 1.878.180 44.484 26.685 650 202.768 6.214 350.629 8.116 13.519 375 27.186 919 25.888 1.179 169.517 5.353 39.234 1.279 53.885 2.344 62.351 2.497 8.818 259 29.843 712 39.637 1.044 38.070 1.488 35.568 682 65.071 3.680 18.171 286 19.353 437 87.450 3.269 27.736 1.068 8.639 368 4.391 136 15.198 454 22.392 508 57.894 1.208 18.253 385 7.485 176 21.251 1.037 5.394 128 7.993 530 38.714 332

319.981 10.314 92.069 1.969 1.897.999 47.014 26.919 642 204.632 6.296 354.607 7.997 13.641 376 27.548 929 26.160 1.176 174.743 5.589 39.922 1.308 54.213 2.470 62.980 2.478 9.048 256 30.453 707 39.739 1.018 38.300 1.501 35.737 695 65.420 3.796 18.445 298 19.554 439 88.264 3.326 29.448 1.068 8.727 390 4.319 120 15.408 475 22.569 515 58.373 1.158 18.502 371 7.571 177 21.403 1.165 5.467 123 8.128 546 41.006 344

325.066 10.058 93.886 2.299 1.937.629 47.983 26.844 656 208.794 6.212 360.875 7.918 13.869 356 27.818 892 26.369 1.133 179.615 5.551 40.245 1.277 54.826 2.384 64.093 2.366 9.103 250 31.262 684 40.165 981 39.032 1.440 36.186 686 66.538 3.497 18.569 277 20.046 428 89.915 3.463 29.277 1.045 8.859 378 4.379 95 15.644 461 22.878 509 59.081 1.148 18.896 364 7.648 163 21.674 1.291 5.524 114 8.199 530 43.678 358

326.810 9.921 94.391 2.235 1.901.845 46.121 27.350 615 209.402 6.440 359.500 7.866 14.008 362 27.886 895 26.584 1.146 180.147 5.289 40.482 1.332 54.775 2.438 63.711 2.128 8.807 248 31.247 681 40.387 958 39.144 1.462 36.225 708 65.638 3.615 18.079 278 19.869 452 90.136 3.488 29.311 1.066 8.885 380 4.450 93 15.896 448 23.096 523 59.332 973 19.175 367 7.657 161 21.691 1.340 5.554 115 8.145 529 43.825 335

329.449 9.769 95.170 2.229 1.910.025 46.140 27.362 683 211.942 6.514 360.841 7.801 14.175 346 28.367 865 26.709 1.116 180.356 5.339 40.784 1.324 54.830 2.467 64.398 2.150 8.999 252 31.429 629 40.402 934 39.326 1.344 37.610 782 66.084 3.954 18.275 280 20.349 456 91.320 3.399 29.586 1.058 8.941 377 4.534 87 16.008 444 23.455 521 59.941 984 19.425 368 7.737 159 22.028 1.357 5.633 114 8.056 523 47.177 338

333.595 8.724 97.056 2.054 1.981.495 46.765 27.162 471 215.788 6.531 374.106 6.824 14.345 321 28.729 809 27.219 993 178.387 4.821 41.309 1.201 56.425 2.101 64.873 1.992 9.397 234 31.980 549 41.410 850 39.640 1.224 38.257 665 67.023 4.125 17.990 229 20.702 407 95.041 3.034 29.529 984 9.040 348 4.598 74 16.090 393 23.977 476 60.973 1.293 19.488 297 7.707 139 22.187 1.107 5.685 104 8.123 456 48.581 335

3.674.308 79.388

3.634.620 86.117

3.665.686 106.340

3.679.871 88.401

3.711.569 92.142

3.757.133 97.092

3.828.045 97.959

3.833.745 103.615

3.881.294 107.047

3.956.483 107.248

3.923.437 105.007

3.950.722 105.104

4.057.904 100.933

1. Jawa Barat NPL 2. Banten NPL 3. DKI Jakarta NPL 4. D.I Yogyakarta NPL 5. Jawa Tengah NPL 6. Jawa Timur NPL 7. Bengkulu NPL 8. Jambi NPL 9. Aceh NPL 10. Sumatera Utara NPL 11. Sumatera Barat NPL 12. Riau NPL 13. Sumatera Selatan NPL 14. 2246,423 NPL 15. Kepulauan Riau NPL 16. Lampung NPL 17. Kalimantan Selatan NPL 18. Kalimantan Barat NPL 19. Kalimantan Timur NPL 20. Kalimantan Tengah NPL

21. Sulawesi Tengah NPL 22. Sulawesi Selatan NPL 23. Sulawesi Utara NPL 24. Gorontalo NPL 25. Sulawesi Barat NPL 26. Sulawesi Tenggara NPL 27. Nusa Tenggara Barat NPL 28. Bali NPL 29. Nusa Tenggara Timur NPL 30. Maluku NPL 31. Papua NPL 32. Maluku Utara NPL 33. Papua Barat NPL 34. Lainnya NPL Total NPL

17

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 3.18. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Hubungan Penerima Kredit dengan Bank

(Credit and NPL of Commercial Banks to Non Bank Third Party Based on Bank Relation with Beneficiary) Miliar Rp (Billion Rp) 2015 Keterangan

2011

2012

2013

Items

2014 Jan

Kredit Kepada Pihak Tidak Terkait a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet Non Performing Loan Pihak Tidak Terkait Kredit Kepada PihakTerkait a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet Non Performing Loan Pihak Terkait

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des Loan for Non Connected Parties 3.715.373 a. Current

2.170.291

2.674.701

3.263.361

3.639.181

3.604.621

3.636.568

3.649.099

3.682.573

3.723.705

3.793.702

3.798.731

3.845.930

3.918.881

3.887.515

3.912.833

4.012.012

2.038.259

2.511.618

3.076.570

3.407.570

3.339.909

3.340.961

3.371.625

3.392.794

3.420.209

3.493.537

3.485.542

3.520.135

3.583.515

3.552.671

3.574.756

84.542

112.712

128.616

152.304

178.929

206.856

189.386

197.964

206.709

202.515

209.877

219.048

228.425

230.138

233.376

195.983

7.400

9.257

10.232

14.273

17.707

18.000

16.467

17.996

19.760

22.221

23.309

21.205

21.645

20.867

19.163

19.320

c. Sub-Standard

b. Special Mention

6.882

6.895

8.633

15.282

13.802

15.797

16.947

16.682

15.379

14.657

15.838

18.541

18.413

16.702

15.236

13.423

d. Doubtful

33.207

34.218

39.310

49.751

54.274

54.954

54.674

57.137

61.647

60.773

64.166

67.000

66.883

67.137

70.303

67.912

e. Lost

47.489

50.371

58.175

79.306

85.783

88.751

88.088

91.814

96.786

97.650

103.313

106.747

106.941

104.706

104.701

100.655 Non Performing Loan of Non

29.803

33.161

29.513

35.128

29.999

29.118

30.773

28.997

33.428

34.343

35.013

35.364

37.601

35.923

37.779

45.893 Loan for Connected Parties

29.445

32.694

29.235

34.920

29.435

28.628

30.326

28.479

32.330

33.226

33.803

33.717

35.957

35.126

36.097

44.462

153

243

174

126

230

169

133

190

793

809

907

1.347

1.338

495

1.389

1.153

7

15

15

5

7

5

5

4

7

9

9

10

21

20

8

246

5

13

8

5

254

273

268

265

262

265

260

254

253

251

249

3

194

196

81

71

72

42

40

58

37

35

34

36

33

31

35

28

Connected Parties

206

224

104

82

334

321

313

327

306

309

302

300

307

302

292

277

a. Current b. Special Mention c. Sub-Standard d. Doubtful e. Lost Non Performing Loan of Connected Parties

18

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 3.19.a. Kredit dan NPL Bank Umum kepada Pihak Ketiga Bukan Bank Yang Penarikannya Menggunakan Kartu Berdasarkan Kelompok Bank

(Credit and Non Performing Loan (NPL) of Commercial Banks to Non Bank Third Party Withdrawn By Card Based on Group of Bank) Miliar Rp (Billion Rp) 2015 Pengelompokan Bank

2011

2012

2013

Group of Banks

2014 Jan

1. Bank Persero NPL 2. BUSN Devisa NPL 3. BUSN Non Devisa NPL 4. BPD NPL 5. Bank Campuran NPL 6. Bank Asing NPL 7. Bank Umum NPL

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

7.683

9.326

10.726

16.261

16.580

17.019

17.198

17.669

18.019

18.540

18.476

18.509

18.683

18.680

18.847

150

188

221

320

345

394

419

478

509

561

562

569

571

545

562

14.014

16.823

24.184

30.898

30.639

31.328

31.267

31.765

33.139

34.011

34.297

33.067

34.285

34.259

34.874

482

363

386

554

636

17.787

674

707

817

853

863

861

844

843

876

2

-

-

-

-

-

-

2

2

-

-

0

-

-

-

0

0 0

-

-

-

-

-

-

-

0

0

0

0 0

0

-

-

-

-

-

-

-

-

-

NPL

548 35.308 2.

3. Non-Foreign Exchange Commercial Banks NPL

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

3.656

3.984

4.382

4.453

4.538

4.471

4.563

4.624

4.738

4.770

4.810

4.897

4.930

5.059

222

182

195

113

117

123

120

125

134

143

146

146

146

145

147

12.386

12.762

12.770

11.791

11.465

11.545

11.195

11.283

11.352

11.466

11.505

11.318

11.266

11.175

11.284

581

622

213

223

228

243

256

264

275

267

260

247

240

251

37.333

42.568

51.666

63.332

63.138

64.430

64.131

65.281

67.135

68.756

69.048

67.704

69.131

69.044

70.063

1.592

1.314

1.424

1.200

1.321

1.408

1.456

1.566

1.723

1.832

1.837

1.836

1.808

1.773

1.836

Foreign Exchange Commercial Banks NPL

874 -

3.248

738

-

-

19.114 1. State Owned Banks

0 4. -

Regional Development Banks NPL

5.133 5. Joint Venture Banks 151

NPL

11.457 6. Foreign Owned Banks 264

NPL

71.013 7. Commercial Bank 1.836

NPL

19

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 3.20.a. Penerusan Kredit (Off - Balance Sheet ) dan NPL Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha Penerima Penerusan Kredit

(Credit Channeling (Off-Balance Sheet) and Non Performing Loan (NPL) of Commercial Banks Based on Industries Sector and non Industries Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) 2015 Keterangan

2011

2012

2013

Items

2014 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des Loan by Industrial Origin

Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial Wajib NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL Total NPL r) Angka-angka diperbaiki

1. Agricultures, Hunting and Forestry NPL 2. Fisheries NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Big and Retail Trade NPL 8. Provision of accomodation and Food Supply Drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Transitional Finance NPL 11. Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory Social Security

1.584 411 133 87 321 1 2.868 78 9.999 416 766 23 529 339 3.689

3.106 1.998 106 71 2 1 3.756 995 8.127 274 804 778 481 349 40

2.943 1.966 103 69 1.265 0 4.356 117 8.581 292 1.002 976 804 356 16

2.922 2.005 101 69 1 1 3.276 325 7.093 291 1.037 1.001 844 374 91

2.915 2.001 100 69 1 1 3.291 329 7.235 291 1.059 1.023 833 372 91

3.029 2.112 100 68 1 1 3.265 333 7.294 284 1.079 1.043 829 370 64

2.917 2.009 104 72 1 1 3.238 335 7.266 291 1.091 1.055 737 361 40

2.876 1.994 102 69 149 1 3.266 375 7.208 353 1.070 1.046 774 369 40

2.903 2.004 102 68 1 1 3.257 338 7.233 291 1.102 1.066 724 362 40

2.884 2.011 99 68 154 1 3.132 401 7.223 328 1.130 1.075 764 362 40

2.919 2.021 101 68 1 1 3.095 343 7.338 291 1.126 1.090 735 372 40

2.850 1.970 100 68 162 1 3.291 391 7.498 348 1.195 1.131 763 372 40

2.855 1.966 99 68 169 1 3.414 420 7.770 328 1.234 1.178 763 373 40

2.856 1.971 99 68 158 1 3.172 405 7.270 328 1.159 1.103 755 368 39

2.786 1.896 100 68 2 1 2.999 346 7.461 291 1.150 1.115 715 366 45

2.812 1.902 102 68 159 1 3.373 406 7.048 225 1.133 1.110 715 369 39

3.455 2.822

38 1.916

16 2.002

39 1.741

39 1.780

39 1.797

39 1.807

39 1.800

39 1.768

39 1.789

39 1.843

39 1.890

39 1.907

39 1.856

44 1.879

38 1.819

39 20 14 205

34 408 404 175

45 346 342 171

51 355 330 600

51 361 336 600

51 357 332 600

51 354 329 601

51 370 345 600

51 355 330 206

51 354 329 206

51 356 329 206

50 355 329 206

50 383 357 206

50 383 358 206

50 459 433 206

50 453 427 222

144 198

139 200

140 197

134 199

134 199

134 96

135 199

134 92

134 199

134 43

134 199

134 43

134 43

134 43

134 198

132 178

142 0 70 67 578

141 30 30 80 79 539

140 30 29 73 73 550

141 30 29 90 90 529

141 30 29 91 91 530

38 30 29 92 92 531

141 30 29 93 92 17.787

38 30 29 92 92 526

141 30 29 93 93 530

38 30 29 94 94 525

141 30 29 95 94 525

38 30 29 97 96 526

38 30 29 99 99 525

38 30 29 95 95 530

141 30 29 96 96 524

140 NPL 30 13. Education Services 29 NPL 96 14. Health Services and Social Activities 95 NPL 535 15. Community,

498 25

503 21

503 189

501 13

518 13

522 13

525 13

518 12

523 13

518 13

517 13

518 13

517 13

523 13

517 13

17 82

14 85

14 -

11 80

11 80

11 80

11 80

11 80

11 80

11 80

11 80

11 80

11 80

11 81

11 80

78 5.536

79 4.702

4.747

79 4.300

79 4.319

79 4.547

79 4.525

80 4.432

80 4.383

80 4.422

80 4.357

79 4.368

80 4.310

80 4.268

79 4.217

4.625 29.425

4.107 24.576

123 27.375

3.749 23.301

3.751 23.528

3.843 23.802

3.775 40.880

3.808 23.520

3.918 23.018

3.840 22.980

3.842 23.055

3.782 23.503

3.829 23.938

3.772 23.011

3.776 22.958

10.434

10.034

5.202

9.220

9.267

9.382

9.332

9.352

9.479

9.408

9.454

9.388

9.518

9.373

9.394

Sociocultural,Entertainment and Other Individual Services 522 NPL 13 16. Individual Services which Serve Households 11 NPL 79 17. International Agency and Other Extra Agency International 79 NPL 4.253 18. Business Activities which are not clearly defined 3.765 NPL 23.059 Total 9.372

NPL r) Revised figures

20

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 3.21.a. Penerusan Kredit (Off-Balance Sheet) dan NPL Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Kredit dan Golongan Penyalur Kredit

(Off-Balance Sheet Credit Channeling and NPL of Commercial Banks to Non-Bank Third Party Based on Types of Credit and Classification of Credit Providers) Miliar Rp (Billion Rp) Indikator

2011

2012

2013

2015

2014

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Indicator

Des

Based on the type of credit 1. Small business loans

Berdasarkan Jenis Kredit 1. Kredit Usaha Kecil a. Dalam rangka penerusan kredit dari BI NPL

1.122

2.229

2.394

2.425

2.423

2.427

2.427

2.423

2.423

2.423

2.426

2.392

2.426

2.430

2.426

2.437

1.071

2.179

2.345

2.375

2.373

2.376

2.376

2.373

2.373

2.373

2.376

2.341

2.376

2.380

2.376

2.387

b. Lainnya

5.442

1.182

1.166

1.201

1.197

1.189

1.196

1.198

1.189

1.183

1.189

1.172

1.174

1.170

1.167

1.164

575

905

922

972

988

986

989

988

985

984

989

988

987

991

989

988

NPL

13.473

15.308

16.013

13.841

14.098

14.166

14.109

14.115

14.040

14.212

14.263

14.778

15.272

14.417

14.373

14.461

583

2.648

1.739

1.957

1.982

2.006

2.020

2.047

2.047

2.057

2.092

2.125

2.177

2.080

2.094

2.067

b. Dalam rangka penerusan kredit dari BI NPL

75

72

44

40

44

40

40

43

43

44

40

40

40

40

44

44

75

72

44

40

44

40

40

43

43

44

40

40

40

40

44

44

c. Bantuan Proyek

23

7

6 0

6 0

6 0

6 0

6 0

6 0

6 0

6 0

6 0

6 0

6 0

6 0

6 0

4

4

6

4

4

4

4

4

4

4

4

5

10

NPL

NPL d. Kredit Kelolaan di luar bantuan proyek NPL

16

0

6 0

11

10

5

8

8

3

3

3

3

3

3

3

3

3

3

3

3

3

3

e. Lainnya

9.279

5.768

7.746

5.783

5.755

5.967

5.845

5.731

5.314

5.108

5.126

5.111

5.016

4.944

4.937

4.937

NPL

8.106

4.222

148

3.872

3.877

3.970

3.903

3.897

4.028

3.947

3.953

3.889

3.934

3.878

3.887

3.882

758

2.240

2.148

2.149

2.150

2.144

2.136

2.148

2.147

2.147

2.147

2.147

2.146

2.144

2.144

2.144

662

2.147

2.058

2.063

2.065

2.061

2.054

2.066

2.066

2.066

2.067

2.066

2.065

2.065

2.065

2.065

8.405

4.401

212

4.014

4.054

4.055

4.067

4.057

4.060

4.056

4.055

4.025

4.061

4.012

4.011

4.008

NPL 2. Lembaga Swadaya Masyarakat NPL 3. Swasta Lainnya NPL Total r) Angka-angka diperbaiki

NPL a. Loans NPL b. Channeling Credit from BI NPL c. Aid Project NPL d. Credit Channeling NPL e. Other NPL Based Distribution Group

Berdasarkan Golongan Penyalur 1. Koperasi

NPL b. Other 2. Not KUK

2. Bukan KUK a. Kredit kelolaan

a. Channeling Credit From BI

8.046

4.281

211

3.960

4.002

4.005

4.020

4.006

4.008

4.006

4.006

3.977

4.012

3.963

3.962

3.956

20.262

17.936

25.015

17.138

17.324

17.603

17.425

17.316

16.811

16.777

16.853

17.331

17.731

16.856

16.803

16.907

1.727

3.606

2.933

3.197

3.200

3.316

3.259

3.280

3.405

3.336

3.382

3.346

3.441

3.345

3.367

3.351

29.425

24.576

27.375

23.301

23.528

23.802

23.627

23.520

23.018

22.980

23.055

23.503

23.938

23.011

22.958

23.059

1. Cooperation NPL 2. Non-Governmental Organization NPL 3. Other Private NPL Total r) Revised figures

21

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 3.22.a. Kredit Bank Perkreditan Rakyat Berdasarkan Sektor Ekonomi

(Credit of Rural Banks Based on Economic Sector) Miliar Rp (Billion Rp) 2015 Sektor Ekonomi

2011

2012

2013

Economic Sector

2014 Jan

1 2

Pertanian, Perburuhan, dan Kehutanan Perikanan

3

Pertambangan dan Penggalian

4

Industri Pengolahan

5

Listrik, Gas dan Air

6

Konstruksi

7 8 9 10 11 12 13 14 15

16 17 18 19

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des 1. Agriculture, Hunting, and Forestry

3.062

3.640

4.040

4.477

4.453

4.441

4.470

4.509

4.575

4.707

4.701

4.725

4.693

4.650

4.638

4.573

73

106

137

196

206

210

217

214

215

217

221

218

217

223

226

228

2. Fishery

65

99

113

138

138

140

138

139

139

142

116

108

106

121

114

118

3. Mining and Quarrying

584

674

783

881

889

888

907

920

941

944

943

943

952

951

946

943

4. Processing industry 5. Electricity, Gas and Water

26

29

38

52

51

52

54

53

52

57

58

61

60

60

60

61

617

1.009

1.426

1.469

1.390

1.414

1.470

1.501

1.556

1.596

1.594

1.648

1.671

1.751

1.798

1.797

Perdagangan Besar dan Eceran

12.119

14.382

15.088

17.593

17.648

17.983

18.307

18.487

18.804

19.229

19.095

19.141

18.924

18.919

19.141

19.151

Penyediaan Akomodasi dan Penyedian Makan Minum Transportasi, Pergudangan dan Komunikasi Perantara Keuangan

310

311

405

495

500

498

500

517

526

536

547

546

552

541

548

571

902

1.140

1.104

1.339

1.361

1.366

1.373

1.392

1.375

1.394

1.378

1.369

1.382

1.398

1.411

1.439

48

64

69

96

93

93

93

102

103

107

117

115

114

114

112

170

Real Estate, Usaha Persewaan, dan Jasa Perusahaan Administrasi Pemerintahan, Pertanahan Dan Jaminan Sosial Wajib Jasa Pendidikan

202

272

516

1.406

1.405

1.434

1.453

1.517

1.576

1.622

1.652

1.708

1.738

1.788

1.822

1.891

82

56

78

90

90

93

94

98

100

103

106

106

112

111

111

113

84

120

149

159

161

162

164

163

168

178

178

178

190

188

191

197

11. Real Estate, Business, Ownership, and Business Services 12. Government administration, Defese and Compulsory Social Security 13. Education services

90

82

139

138

137

139

143

152

158

157

162

164

167

171

180

184

14. Health Services and Social Activities

1.512

1.565

2.427

3.087

3.040

3.109

3.062

3.069

3.053

2.945

3.014

2.967

2.859

2.821

2.705

2.642

15. Community, Sociocultural, Entertainment and Other Individual Services

Jasa Kesehatan dan Kegiatan Sosial Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan Lainnya Jasa Perorangan yang Melayani Rumah Tangga Kegiatan Usaha yang Belum Jelas Batasannya Bukan Lapangan Usaha Rumah Tangga Bukan Lapangan Usaha Lainnya Total

Ket: 1) Merupakan sambungan halaman 194

396

506

683

870

878

884

895

895

915

918

914

894

888

924

923

919

1.748

1.939

2.611

2.905

2.882

3.007

3.069

3.155

3.169

3.283

3.385

3.405

3.646

3.371

3.344

3.416

4.502

5.376

2.470

2.726

2.739

2.747

2.779

2.997

2.996

3.096

3.092

3.143

3.179

3.203

3.176

3.192

14.677

18.449

26.900

30.273

30.457

30.796

31.221

31.464

31.989

32.517

32.516

32.686

32.825

32.969

33.183

33.200

41.100

49.818

59.176

68.391

68.519

69.457

70.409

71.343

72.409

73.749

73.791

74.125

74.275

74.275

74.630

74.807

6. Construction 7. Wholesale and Retail Trade 8. Provision of accommodation and the provision of eating and 9. drinking Transportation, Warehousing and communications 10. Financial intermediaries

16. Individual Services which Serve 17. Business Activities are not clearly defined 18. Loans to Non Industrial Origin House Hold 19. Non Industrial Origin-Others Total Note : 1) Continue from page 194

22

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 3.23.a. Kredit Bank Perkreditan Rakyat Berdasarkan Jenis Penggunaan (Credit of Rural Banks Based on Type of Use) Miliar Rp (Billion Rp) Sektor Ekonomi

2011

2012

2013

2015

2014

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Economic Sector

Des

Working Capital

Modal Kerja 2.617 67 56 536 24 565 11.368 261 477 43 183 72

3.074 99 88 619 28 933 13.433 264 702 56 216 42

3.455 127 97 703 37 1.315 14.028 326 718 56 443 59

3.833 183 126 774 46 1.307 16.243 375 854 84 1.235 66

3.815 191 126 779 45 1.225 16.279 369 860 80 1.229 63

3.792 195 127 776 45 1.249 16.603 374 868 82 1.256 65

3.817 201 123 797 46 1.293 16.864 380 877 82 1.273 68

3.850 197 125 806 45 1.305 17.022 388 894 87 1.327 68

3.902 196 124 829 46 1.359 17.325 394 873 89 1.387 69

4.024 198 127 833 49 1.393 17.728 398 887 93 1.431 73

4.029 201 103 834 50 1.415 17.594 412 889 98 1.443 74

4.050 198 95 836 52 1.470 17.644 416 893 95 1.497 76

4.004 197 93 843 51 1.493 17.443 415 900 94 1.528 77

3.965 203 106 836 50 1.575 17.421 408 903 93 1.580 76

3.964 206 100 831 51 1.625 17.607 408 912 93 1.613 76

3.911 209 101 828 51 1.619 17.592 422 939 149 1.657 78

-

62 70 1.330

83 65 1.363

102 85 2.161

107 102 2.815

108 101 2.773

106 104 2.821

105 108 2.774

101 115 2.774

107 119 2.754

110 119 2.642

110 124 2.714

109 124 2.662

118 125 2.541

116 127 2.508

118 132 2.386

118 132 2.311

-

356 1.470

437 1.531

563 2.165

687 2.361

687 2.341

686 2.444

696 2.498

688 2.569

703 2.578

709 2.676

722 2.740

698 2.746

694 2.966

706 2.695

702 2.659

691 2.705

-

-

-

43

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0 19.557

23.030

376 26.860

31.198

31.070

31.593

32.002

32.362

32.857

33.489

33.552

33.662

33.584

33.368

33.483

- Pertanian, Perburuhan, dan Kehutanan - Perikanan - Pertambangan dan Penggalian

445 6 9

565 7 12

585 9 16

644 13 12

638 15 12

649 15 12

653 16 14

659 17 14

673 19 15

683 20 15

673 20 13

675 20 14

688 20 13

685 20 15

674 20 14

662 19 17

-

Industri Pengolahan Listrik, Gas dan Air Konstruksi Perdagangan Besar dan Eceran Penyediaan Akomodasi dan Penyedian Makan Minum

48 2 52 750 49

55 2 77 949 47

80 2 111 1.059 78

107 6 162 1.350 17.787

110 6 165 1.369 132

112 8 165 1.380 124

110 8 178 1.443 121

114 8 196 1.465 129

113 2.246 197 1.479 132

111 8 202 1.501 138

109 8 179 1.501 135

107 9 178 1.496 130

110 9 177 1.480 137

115 10 176 1.498 133

115 10 173 1.534 139

116 10 178 1.559 149

-

Transportasi, Pergudangan dan Komunikasi Perantara Keuangan Real Estate, Usaha Persewaan dan Jasa Perusahaan Administrasi Pemerintahan, Pertanahan dan Jaminan Sosial Wajib Jasa Pendidikan Jasa Kesehatan dan Kegiatan Sosial Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan Lainnya Jasa Perorangan yang Melayani Rumah Tangga Kegiatan Usaha yang Belum Jelas Batasannya

424 5 19 10

438 8 56 14

386 13 73 20

484 13 171 24

501 13 176 27

499 11 179 28

495 12 181 26

498 14 190 30

501 14 189 31

507 15 192 29

489 19 209 32

477 19 211 29

481 20 209 35

495 20 208 35

499 20 209 35

500 22 234 35

-

22 20 182

37 18 202

47 54 266

52 36 272

53 36 266

56 35 288

59 35 288

61 37 295

61 38 299

68 38 303

68 38 300

70 40 304

72 42 317

72 44 313

72 48 319

79 52 331

-

40 278

69 408

120 445

183 544

191 541

198 563

200 570

206 586

211 591

209 608

192 646

196 659

194 680

218 676

221 685

228 711

-

- Jasa Perorangan yang Melayani Rumah Tangga

-

-

11

-

-

-

-

-

-

-

-

-

-

-

-

-

-

- Bukan Lapangan Usaha - Lainnya

-

-

111

-

-

-

-

-

-

-

-

-

-

-

-

-

- households

2.364

2.964

3.486

4.194

4.252

4.321

4.407

4.521

6.807

4.647

4.631

4.634

4.687

4.735

4.787

4.900 Totalother Investment

532

766

940

1.239

1.252

1.269

1.283

1.318

1.342

1.368

1.391

1.410

1.421

1.459

1.480

1.511

- Housing Loan (mortgage) secured by first mortgage in order to live - Vehicle Loans

-

Pertanian, Perburuhan, dan Kehutanan Perikanan Pertambangan dan Penggalian Industri Pengolahan Listrik, Gas dan Air Konstruksi Perdagangan Besar dan Eceran Penyediaan Akomodasi dan Penyedian Makan Minum Transportasi, Pergudangan dan Komunikasi Perantara Keuangan Real Estate, Usaha Persewaan dan Jasa Perusahaan Administrasi Pemerintahan, Pertanahan dan Jaminan Sosial Wajib Jasa Pendidikan Jasa Kesehatan dan Kegiatan Sosial Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan Lainnya Jasa Perorangan yang Melayani Rumah Tangga Kegiatan Usaha yang Belum Jelas Batasannya Bukan Lapangan Usaha - Rumah Tangga

Bukan Lapangan Usaha - Lainnya Total Modal Kerja

- households 33.514 Totalother Working Capital

Investment

Investasi

-

Total Investasi

- Kredit pemilikan kendaraan bermotor - Kredit konsumsi lainnya Total Konsumsi Total r) Angka-angka diperbaiki

Agricultures, hunting and forestry Fisheries Mining and Quarrying Procesing industry Electricity, gas and water Construction Big and retail trade Provision of accomodation and food supply drinking Transportation, warehousingFinance and Transitional Real estate, Rental Business, and Government services administration, the Education services Health and social services Community, Sociocultural,Entertainmen Individual services which serve households International Agency and Other Extra Agency

Consumption

Konsumsi - Kredit pemilikan rumah (KPR) yang dijamin dengan hak tanggungan pertama dengan tujuan untuk dihuni

Agricultures, hunting and forestry Fisheries Mining and Quarrying Procesing industry Electricity, gas and water Construction Big and retail trade Provision of accomodation and food supply drinking Transportation, warehousingFinance and Transitional Real estate, Rental Business, and services Government administration, the defense and compulsory Education services Health and social services Community, Sociocultural,Entertainmen tIndividual and Other Individual services which serve households International Agency and Other Extra Agency

1.346

1.422

1.815

1.926

1.901

1.915

1.851

1.833

1.818

1.910

1.874

1.907

1.895

1.886

1.916

1.917

17.300

21.636

26.075

29.834

30.044

30.360

30.866

31.309

31.825

32.334

32.343

32.512

32.688

32.828

32.964

32.965

19.178

23.824

28.831

32.999

33.196

33.543

34.000

34.461

34.985

35.613

35.608

35.829

36.004

36.172

36.360

36.393 Total consumption

41.100

49.818

59.176

68.391

68.519

69.457

70.409

71.343

74.650

73.749

73.791

74.125

74.275

74.275

74.630

74.807

- Other consumer credit

Total r) Revised figures

23

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 3.24.a. Kredit Bank Perkreditan Rakyat Berdasarkan Lokasi Bank Penyalur

(Credit of Rural Banks Based on Banks Location) Miliar Rp (Billion Rp) Lokasi 1. Jawa Barat

2011

2012

2013

2015

2014

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Location

Des

1. Jawa Barat

7.043

7.872

9.549

11.172

11.171

11.233

11.258

11.251

11.354

11.427

11.317

11.221

11.177

11.100

11.087

11.018

2. Banten

899

1.128

1.289

1.437

1.472

1.501

1.533

1.561

1.598

1.629

1.637

1.645

1.652

1.670

1.699

1.676

2. Banten

3. DKI Jakarta

700

882

981

1.164

1.142

1.151

1.183

1.223

1.234

1.255

1.255

1.256

1.290

1.322

1.339

1.343

3. DKI Jakarta

4. D.I Yogyakarta

2.039

2.389

2.768

3.245

3.265

3.305

3.368

3.411

3.457

3.519

3.520

3.535

3.534

3.537

3.544

3.559

4. D.I Yogyakarta

5. Jawa Tengah

9.788

11.329

13.137

14.967

14.972

15.212

15.471

15.735

16.058

16.467

16.488

16.615

16.624

16.593

16.653

16.660

6. Jawa Timur

4.849

5.824

6.841

7.754

7.757

7.880

7.979

8.088

8.246

8.480

8.478

8.424

8.370

8.286

8.258

8.230

26

30

29

39

40

41

42

42

43

43

43

43

43

42

41

42

8. Jambi

289

488

544

525

520

525

524

527

530

531

529

528

525

524

525

510

9. Aceh

90

100

118

126

124

124

126

126

128

130

129

130

131

131

132

131

10. Sumatera Utara

541

649

714

769

765

777

788

802

811

829

826

829

833

837

844

840

10. Sumatera Utara

11. Sumatera Barat

975

1.050

995

1.002

1.000

1.011

1.020

1.025

1.042

1.050

1.030

1.035

1.035

1.033

1.036

1.022

11. Sumatera Barat

12. Riau

601

694

733

818

819

835

846

866

880

892

887

890

897

891

888

889

1.892

2.514

2.770

3.358

3.369

3.396

3.435

3.484

3.526

3.583

3.608

3.668

3.702

3.702

3.742

3.783

14. Sumatera Selatan

573

752

769

868

815

824

815

818

830

848

847

859

860

859

861

868

14. Sumatera Selatan

15. Bangka Belitung

28

35

47

56

60

62

63

65

67

70

70

71

69

71

70

67

15. Bangka Belitung

3.467

4.022

5.465

6.454

6.504

6.616

6.733

6.826

6.920

6.924

6.986

7.007

7.049

7.077

7.109

7.142

17. Kalimantan Selatan

252

229

257

348

350

342

346

350

339

339

335

333

325

329

326

327

17. Kalimantan Selatan

18. Kalimantan Barat

511

578

520

537

541

546

553

554

566

572

578

587

590

584

590

598

18. Kalimantan Barat

19. Kalimantan Timur

189

211

231

231

222

221

224

229

236

244

244

248

243

241

243

241

19. Kalimantan Timur

49

80

143

182

186

185

191

189

194

199

203

202

203

203

209

220

20. Kalimantan Tengah

21. Sulawesi Tengah

379

811

1.187

1.337

1.367

1.420

1.471

1.519

1.563

1.601

1.621

1.638

1.657

1.667

1.677

1.680

21. Sulawesi Tengah

22. Sulawesi Selatan

546

790

931

1.067

1.074

1.088

1.104

1.125

1.146

1.160

1.137

1.144

1.156

1.164

1.179

1.190

22. Sulawesi Selatan

23. Sulawesi Utara

456

622

723

677

675

682

695

705

714

719

712

714

720

731

737

728

23. Sulawesi Utara

57

79

97

136

141

146

151

157

165

170

172

174

175

173

173

176

24. Sulawesi Tenggara

3

5

5

5

6

5

5

5

5

5

39

40

39

38

38

38

25. Sulawesi Barat

20

25

27

27

27

27

27

27

27

27

27

26

26

26

26

26

26. Gorontalo

541

633

709

820

824

842

852

860

860

870

866

872

880

878

887

900

3.520

4.754

5.942

7.120

7.151

7.242

7.328

7.448

7.586

7.744

7.767

7.914

7.952

8.009

8.122

8.279

29. Nusa Tenggara Timur

152

175

256

319

312

320

330

332

343

349

357

357

354

358

361

369

30. Maluku

311

541

757

945

17.787

972

991

1.012

1.032

1.047

1.052

1.066

1.085

1.101

1.110

1.112

31. Papua

253

412

498

643

650

666

684

699

714

730

738

748

759

767

776

778

9

13

17

23

25

26

27

27

27

27

27

27

27

28

29

29

52

101

125

222

223

234

244

253

170

265

267

279

291

304

318

337

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

7. Bengkulu

13. Kepulauan Riau

16. Lampung

20. Kalimantan Tengah

24. Sulawesi Tenggara 25. Sulawesi Barat 26. Gorontalo 27. Nusa Tenggara Barat 28. Bali

32. Maluku Utara 33. Papua Barat 34. Lainnya Total

41.100

49.818

59.176

68.391

85.352

69.457

70.409

71.343

72.409

73.749

73.791

74.125

74.275

74.275

74.630

74.807

5. Jawa Tengah 6. Jawa Timur 7. Bengkulu 8. Jambi 9. Aceh

12. Riau 13. Kepulauan Riau

16. Lampung

27. Nusa Tenggara Barat 28. Bali 29. Nusa Tenggara Timur 30. Maluku 31. Papua 32. Maluku Utara 33. Papua Barat 34. Others Total

24

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 3.25.a. Kredit dan Non Performing Loan UMKM dan MKM Sektor Ekonomi

(SMEs Credit & Micro, Small, and NPL Based on Economic Sector) Miliar Rp (Billion Rp) Sektor Ekonomi

2011

2012

2013

2015

2014

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Economic Sector

Des

UMKM

UMKM

1. Pertanian, Perburuan dan Kehutanan Baki Debet NPL 2. Perikanan Baki Debet NPL 3. Pertambangan dan Penggalian Baki Debet NPL 4. Industri Pengolahan Baki Debet NPL 5. Listrik, Gas dan Air Baki Debet NPL 6. Konstruksi Baki Debet NPL 7. Perdagangan Besar dan Eceran Baki Debet NPL 8. Penyediaan Akomodasi dan Penyediaan Makan Minum

27.192 892

40.709 1.492

48.193 1.615

54.506 2.146

53.874 2.280

54.119 2.471

54.988 2.531

55.641 2.640

57.425 2.756

57.769 2.520

57.980 2.637

57.731 2.629

58.440 2.554

59.028 2.652

59.525 2.911

61.083 2.520

2.602 161

2.900 163

3.707 171

4.153 157

4.064 163

4.122 189

4.222 204

4.209 222

4.185 235

4.225 231

4.189 217

4.219 200

4.233 189

4.258 209

4.365 205

4.447 180

3.938 89

5.427 153

4.753 184

4.763 258

4.752 248

4.791 265

4.836 270

4.663 291

4.864 351

5.114 401

4.760 393

4.729 408

4.552 403

4.509 396

4.611 406

4.838 429

52.231 1.998

59.500 1.798

60.087 1.736

67.558 2.140

66.161 2.249

68.031 2.332

71.060 2.321

71.370 2.401

71.838 2.548

74.251 2.635

74.323 2.809

74.465 2.739

75.565 2.801

75.917 2.929

74.380 3.097

76.518 2.759

1.218 49

1.474 14

1.750 22

2.187 26

1.693 28

1.839 28

1.906 29

1.853 31

1.969 34

1.957 31

1.995 79

1.980 84

2.063 89

2.117 91

2.177 93

2.079 99

24.279 1.324

30.594 1.497

38.780 1.865

40.614 2.990

37.071 3.209

38.334 3.809

39.469 3.472

40.092 3.648

41.165 3.734

43.112 3.772

43.307 3.870

43.711 3.754

44.619 3.672

46.105 4.018

45.838 3.893

43.246 3.197

202.447 7.471

248.870 8.458

323.056 10.621

355.198 13.004

345.064 14.100

349.099 15.165

361.743 14.940

363.003 15.763

365.110 16.595

373.573 16.320

370.236 16.986

371.544 17.033

376.777 16.667

377.242 16.371

383.725 16.544

395.843 15.125

Baki Debet NPL 9. Transportasi, Pergudangan dan Komunikasi

10.014 352

13.714 303

18.132 357

21.144 550

21.233 589

21.649 629

22.256 601

22.824 680

23.410 713

23.744 716

24.093 789

23.698 735

24.309 726

24.701 765

25.078 781

26.170 764

Baki Debet NPL 10. Perantara Keuangan Baki Debet NPL 11 Real Estate, Usaha Persewaan, dan . Jasa Perusahaan Baki Debet NPL 12. Administrasi Pemerintahan, Pertahanan, dan Jaminan Sosial Wajib Baki Debet NPL 13. Jasa Pendidikan Baki Debet NPL 14 Jasa Kesehatan dan Kegiatan Sosial Baki Debet NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan Lainnya Baki Debet NPL 16 Jasa Perorangan yang Melayani . Rumah Tangga Baki Debet NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya Baki Debet NPL 18. Kegiatan yang Belum Jelas Batasannya

18.398 452

20.678 485

24.354 654

24.658 964

24.149 1.037

24.334 1.098

25.045 1.103

24.563 1.181

24.489 1.271

24.486 1.294

24.240 1.327

23.928 1.297

24.050 1.247

24.349 1.379

24.546 1.355

26.112 1.292

10.311 92

14.147 161

13.963 377

14.578 447

14.236 17.787

14.325 456

14.452 419

14.385 379

14.380 408

14.550 383

14.515 377

14.533 373

14.493 348

14.438 347

14.300 362

14.340 339

19.953 629

25.859 689

31.572 881

33.462 1.189

31.771 1.273

32.285 1.365

33.630 1.360

33.770 1.528

34.060 1.618

35.181 1.548

35.406 1.635

35.205 1.569

35.111 1.530

35.090 1.581

34.829 1.590

36.894 1.477

399 15

229 5

284 4

221 4

204 4

202 7

194 7

186 8

196 8

206 11

201 9

207 9

209 9

219 9

217 7

233 8

1.517 23

1.888 22

2.221 39

2.301 47

2.285 50

2.350 59

2.343 59

2.502 61

2.610 62

2.723 63

2.685 65

2.714 60

2.742 59

2.674 61

2.757 63

2.852 53

2.918 233

3.518 99

4.237 72

4.803 122

4.823 117

4.798 127

4.880 134

4.900 138

5.073 134

5.161 145

5.254 145

5.398 146

5.423 148

5.413 121

5.417 110

5.595 84

25.530 619

26.378 891

31.499 876

38.015 1.052

38.298 1.156

38.875 1.222

39.932 1.222

40.605 1.284

41.183 1.394

42.148 1.364

42.602 1.427

43.477 1.888

40.251 1.863

37.687 1.671

37.078 1.626

36.835 1.407

655 36

672 40

1.499 33

2.090 52

2.105 55

2.134 66

2.188 65

2.419 68

2.460 66

2.486 65

2.337 67

2.357 67

2.365 61

2.370 59

2.382 59

2.388 52

2.355 53

414 8

225 6

140 6

141 6

139 6

22 2

34 3

34 3

31 3

33 3

30 3

32 2

29 2

28 2

24 2

Baki Debet NPL 19. Penerima Kredit Bukan Lapangan Baki Debet NPL 20. Tidak Teridentifikasi Baki Debet NPL Jumlah Baki Debet NPL

52.205 1.185

29.425 731

509 1

1.330 5

1.351 6

1.234 8

1.320 9

1.280 11

241 10

170 7

152 7

172 8

119 7

200 7

214 8

303 7

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0 1

-

-

458.164 15.674

526.397 17.011

3

608.823 19.515

0 671.721 25.159

12 0 653.288 27.054

1 662.660 29.302

8 684.494 28.750

0 688.297 30.338

1 0 694.690 31.939

0

710.888 31.507

708.305 32.843

1 710.098 33.001

6

22 0

0 0

715.360 32.376

716.368 32.670

721.469 33.112

-

1 (0) 739.801 29.792

1. Agriculture, hunting, and forestry Total NPL 2. Fishery Total NPL 3. Mining and quarrying Total NPL 4. Processing industry Total NPL 5. Electricity, gas and water Total NPL 6. Construction Total NPL 7. Wholesale and retail trade Total NPL 8. Provision of accommodation and the provision of eating and drinking Total NPL 9. Transportation, warehousing and communications Total NPL 10. Financial intermediaries Total NPL 11. Real estate, Business Ownership, and Business Services Total NPL 12. Government administration, defense and compulsory social security Total NPL 13. Education services Total NPL 14. Health services and social activities Total NPL 15. Community, Sociocultural, Entertainment and Other Individual Services Total NPL 16. Individual services which serve households Total NPL 17. International Agency and Other Extra Agency International Total NPL 18. Business activities are not clearly defined Total NPL 19. Debtor is not the business field - other Total NPL 20. Un-identified Total NPL Total Baki Debet NPL

25

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 3.25.a. Kredit dan Non Performing Loan UMKM dan MKM Sektor Ekonomi

(SMEs Credit & Micro, Small, and NPL Based on Economic Sector) Miliar Rp (Billion Rp) Sektor Ekonomi MKM 1) 1. Pertanian Baki Debet NPL 2. Pertambangan Baki Debet NPL 3. Perindustrian Baki Debet NPL 4. Listrik Baki Debet NPL 5. Konstruksi Baki Debet NPL 6. Perdagangan Baki Debet NPL 7. Pengangkutan Baki Debet NPL 8. Jasa Dunia Usaha Baki Debet NPL 9. Jasa Sosial Baki Debet NPL 10. Lain-lain Baki Debet NPL Jumlah Baki Debet NPL

2011

2012

2013

r) Angka-angka diperbaiki

2015 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Economic Sector

Des MKM 1)

26.285 803

40.423 2.005

9.020 124

17.135 262

70.380 2.502

80.823 2.900

1.316 45

1.532 131

25.834 1.441

31.020 1.637

235.105 8.885

294.095 10.625

11.293 313

14.160 351

78.206 1.252

81.707 1.754

86.867 2.073

63.687 1.942

607.085 8.678

726.024 10.107

1.151.392 26.115

1.350.606 31.714

Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat data MKM 1) masih berdasarkan plafon,sedangkan data UMKM sudah sesuai dengan kriteria usaha pada UU No. 20 tentang UMKM r)

2014

1. Agriculture Total NPL 2. Mining Total NPL 3. Manufacturing Total NPL 4. Electricity Total NPL 5. Construction Total NPL 6. Trading Total NPL 7. Transportation Total NPL 8. Business Services Total NPL 9. Social Services Total NPL 10. Others Total NPL Total Baki Debet NPL 1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20 r) revised figures

26

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 3.26.a. Kredit dan Non Performing Loan UMKM dan MKM Menurut Jenis Penggunaan

(SMEs Credit and NPL Credit Based on Type of Use) Miliar Rp (Billion Rp)

Jenis Penggunaan

2011

2012

2013

2015

2014 Jan

UMKM 1. Modal Kerja Baki Debet NPL 2. Investasi Baki Debet NPL 3. Konsumsi Baki Debet NPL 3. Tidak Teridentifikasi Baki Debet NPL Jumlah Baki Debet NPL

1)

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Type of Use

Des

355.888 12.770

403.047 13.645

444.030 14.652

490.262 18.761

473.828 20.269

480.949 21.707

499.416 21.502

501.758 22.682

507.036 23.895

521.947 23.700

518.388 24.635

520.845 24.826

525.688 24.380

524.895 24.659

530.492 25.142

537.186 22.351

102.275 2.903

123.350 3.366

164.792 4.863

181.459 6.398

179.459 6.785

181.711 7.595

185.079 7.248

186.539 7.656

187.654 8.044

188.941 7.806

189.917 8.208

189.252 8.175

189.670 7.997

191.472 8.011

190.978 7.970

202.615 7.441

-

-

1 1

-

0

458.164 15.674

526.397 17.011

427.154 14.233

483.595 17.473

117.247 3.205

141.492 4.134

606.991 8.677

725.519 10.106

1.151.392 26.115

1.350.606 31.714

1

608.823 19.515

1)

MKM 1. Modal Kerja Baki Debet NPL 2. Investasi Baki Debet NPL 3. Konsumsi Baki Debet NPL Jumlah Baki Debet NPL

Feb

Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat data MKM masih berdasarkan plafon, sedangkan data UMKM sudah sesuai dengan kriteria usaha pada UU No. 20 tentang UMKM

671.721 25.159

0 0 653.288 27.054

-

-

-

-

662.660 29.302

0

684.494 28.750

(0)

688.297 30.338

(0)

694.690 31.939

(0) 710.888 31.507

-

-

-

-

-

1

708.305 32.843

710.098 33.001

2

715.360 32.376

1

716.368 32.670

(0)

721.469 33.112

0 739.801 29.792

UMKM 1. Working Capital Total NPL 2. Investment Total NPL 3. Consumption Total NPL 4. Un-identified Total NPL Total Baki Debet NPL MKM 1) 1. Working Capital Total NPL 2. Investment Total NPL 3. Consumption Total NPL Total Baki Debet NPL

1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20

27

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 3.27.a. Kredit dan Non Performing Loan Rincian Kredit UMKM dan MKM Menurut Kelompok Bank

(Detail of SMEs Credit and Detail of MKM Credit Based on Group of Bank) Miliar Rp (Billion Rp) Kelompok Bank UMKM

2011

2012

2013

2015

2014

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Category of Bank

Des

1)

UMKM

1)

1. State Owned Banks

1. Bank Persero

Total

Baki Debet

222.645

242.861

304.751

341.804

333.097

333.848

340.563

341.001

345.795

356.506

351.496

355.179

360.866

363.836

370.579

383.166

Mikro

58.287

66.555

87.657

106.269

107.194

109.008

111.113

113.185

114.909

118.832

119.139

119.878

121.924

124.208

127.634

131.573

Micro

Kecil

86.113

98.136

122.730

136.580

132.375

135.070

130.893

130.959

131.194

135.891

133.713

135.806

138.015

138.698

140.817

146.373

Small

Menengah

78.245

78.169

94.363

98.956

93.528

89.770

98.557

96.856

99.693

101.783

98.644

99.495

100.927

100.929

102.128

105.221

9.019

9.093

10.362

12.138

13.442

14.946

14.609

15.600

16.522

15.968

16.712

16.849

15.976

15.917

15.689

13.437

Mikro

1.174

1.214

1.481

1.829

2.064

2.514

2.520

2.624

2.761

2.722

2.771

2.721

2.563

2.531

2.492

2.223

Micro

Kecil

4.450

4.694

4.922

5.552

5.999

6.769

6.566

6.920

7.425

7.072

7.339

7.407

6.971

6.986

6.847

5.733

Small

Menengah

3.395

3.185

3.960

4.757

5.378

5.663

5.524

6.056

6.336

6.174

6.602

6.721

6.441

6.400

6.350

5.481

NPL

Medium NPL

Medium 2. Regional Development Banks

2. BPD

Total

Baki Debet

31.314

45.082

46.896

50.837

48.408

49.196

49.983

50.867

51.798

53.035

53.322

50.987

51.731

52.795

54.363

51.858

Mikro

4.509

9.038

9.156

8.733

8.573

8.765

8.837

8.977

9.121

9.329

9.341

9.230

9.375

9.546

9.575

9.187

Micro

Kecil

18.880

21.091

21.232

23.456

22.518

22.742

23.034

23.348

23.826

24.422

24.386

24.273

24.563

24.768

24.855

23.843

Small

7.925

14.953

16.509

18.647

17.316

17.689

18.112

18.543

18.852

19.283

19.595

17.484

17.792

18.481

19.933

18.829

1.593

2.612

2.965

5.015

5.306

5.452

5.632

5.921

6.174

6.087

6.234

5.891

5.872

6.477

6.955

5.851

Menengah NPL

Medium NPL

Mikro

239

443

685

1.013

1.059

1.088

1.043

1.030

1.017

991

1.023

1.011

985

995

946

780

Micro

Kecil

915

1.327

1.338

1.647

1.767

1.840

1.897

2.009

2.081

2.130

2.186

2.186

2.185

2.298

2.322

1.949

Small

Menengah

439

842

943

2.354

2.480

2.524

2.693

2.881

3.076

2.966

3.025

2.694

2.701

3.184

3.687

3.123

Medium 3. Foreign Exchange Commercial Banks

3. Bank Swasta Nasional

Total

Baki Debet

194.234

228.991

245.101

261.365

253.996

261.664

275.730

279.038

279.315

282.210

284.015

284.193

282.028

279.928

280.366

289.578

Mikro

24.759

21.476

21.998

25.077

25.401

25.657

27.233

26.433

25.842

26.240

26.285

26.422

22.863

18.950

20.458

24.032

Micro

Kecil

40.660

44.581

41.954

41.458

40.790

40.968

42.949

43.316

43.126

42.744

42.720

42.459

42.445

44.051

41.293

44.953

Small

128.816

162.934

181.148

194.831

187.806

195.039

205.547

209.289

210.347

213.226

215.010

215.312

216.720

216.926

218.615

220.593

4.710

5.096

5.933

7.666

7.939

8.502

8.119

8.438

8.828

8.845

9.402

9.767

9.663

9.614

9.594

9.690

Menengah NPL

Medium NPL

618

758

750

775

814

810

799

787

793

799

787

982

878

736

852

748

Micro

Kecil

1.645

1.720

2.077

2.248

2.325

2.335

2.340

2.408

2.405

2.418

2.509

2.513

2.454

2.561

2.440

2.519

Small

Menengah

2.447

2.618

3.105

4.643

4.800

5.356

4.979

5.242

5.631

5.627

6.106

6.272

6.331

6.316

6.301

6.423

Mikro

Medium 4. Joint Venture Banks and Foreign Owned Banks

4. Bank Asing dan Campuran

Total

Baki Debet

9.971

9.463

12.076

17.714

17.787

17.951

18.219

17.391

17.781

19.136

19.472

19.739

20.735

19.809

16.161

15.199

Mikro

470

107

78

192

192

89

89

91

145

729

926

675

626

948

896

77

Micro

Kecil

874

465

466

482

491

500

495

512

645

689

807

772

780

736

750

756

Small

8.627

8.891

11.532

17.040

17.103

17.362

17.635

16.789

16.992

17.717

17.740

18.292

19.329

18.126

14.515

14.366

352

208

256

341

367

403

389

379

415

607

495

493

867

662

874

815

Menengah NPL

Medium NPL

Mikro

16

7

7

7

7

7

7

7

7

155

8

6

10

10

10

9

Micro

Kecil

62

40

10

13

12

13

12

16

17

16

16

16

16

16

76

26

Small

275

161

238

321

348

384

371

356

390

436

471

471

841

636

789

780

Menengah Jumlah Baki Debet NPL

458.164

526.397

608.823

671.721

653.288

662.660

684.494

688.297

694.690

710.888

708.305

710.098

715.360

716.368

721.469

15.674

17.011

19.515

25.159

27.054

29.302

28.750

30.338

31.939

31.507

32.843

33.001

32.376

32.670

33.112

Medium

Total 739.801 Baki Debet 29.792

NPL

28

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 3.27.a. Kredit dan Non Performing Loan Rincian Kredit UMKM dan MKM Menurut Kelompok Bank

(Detail of SMEs Credit and Detail of MKM Credit Based on Group of Bank) Miliar Rp (Billion Rp) Kelompok Bank

2011

2012

2013

1)

MKM 1. Bank Persero

2015 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Category of Bank

Des MKM

1)

1. State Owned Banks Total

415.623

502.447

Mikro

122.104

143.877

Micro

Kecil

188.524

234.031

Small

Menengah

104.996

124.540

11.258

15.271

Mikro

2.997

9.520

Micro

Kecil

3.722

2.611

Small

Menengah

4.539

3.140

Baki Debet

NPL

Medium NPL

Medium 2. Regional Development Banks

2. BPD

Total

155.024

190.815

Mikro

36.921

32.580

Micro

Kecil

107.321

142.679

Small

10.782

15.556

2.562

3.297

Baki Debet

Menengah NPL Mikro Kecil Menengah

Medium NPL

470

555

Micro

1.176

1.489

Small

915

1.253

Medium 3. Foreign Exchange Commercial Banks

3. Bank Swasta Nasional

Total

512.566

601.409

Mikro

97.877

97.552

Micro

Kecil

195.035

228.341

Small

Menengah

219.654

275.516

10.204

11.502

Mikro

2.802

2.918

Micro

Kecil

3.349

4.084

Small

Menengah

4.053

4.500

Baki Debet

NPL

4. Bank Asing dan Campuran Baki Debet

Medium NPL

Medium 4. Joint Venture Banks and Foreign Owned Banks Total

68.180

55.935

Mikro

46.218

29.972

Micro

Kecil

7.005

7.558

Small

14.957

18.405

2.091

1.643

Menengah NPL

Medium NPL

1.223

849

Micro

Kecil

542

481

Small

Menengah

325

313

Mikro

Jumlah Baki Debet NPL 1)

2014

1.151.392

1.350.606

26.115

31.714

Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat data MKM masih berdasarkan plafon, sedangkan data UMKM sudah sesuai dengan kriteria usaha pada UU No. 20 tentang UMKM

Medium Total Baki Debet NPL 1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20

29

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 3.28.a. Kredit UMKM dan MKM Menurut Lokasi Proyek Per Daerah Tingkat I

(SMEs Credit and MKM Credit Based on Project Location) Miliar Rp (Billion Rp) 2015 Kelompok Bank

2011

2012

2013

Category of Bank

2014 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des UMKM

UMKM

1. Jawa Barat

58.034

67.636

78.774

85.429

82.930

83.778

86.167

86.392

87.379

88.730

88.388

88.647

88.606

88.192

88.479

90.224 1.

Jawa Barat

2. Banten

16.026

18.863

22.631

25.305

25.267

25.566

26.653

27.013

27.076

27.798

27.658

27.997

28.265

28.142

27.889

29.224 2.

Banten

3. DKI Jakarta

82.225

93.051

95.185

104.891

101.144

104.499

108.252

108.250

108.399

111.483

112.850

113.383

113.872

114.155

115.319

118.432 3.

5.413

6.549

8.431

9.806

9.549

9.592

9.874

10.021

10.360

10.481

10.446

10.537

10.567

10.612

10.636

10.954 4.

D.I Yogyakarta

5. Jawa Tengah

43.721

51.576

62.679

70.415

68.590

69.700

72.210

73.088

73.843

76.015

75.589

76.257

76.848

76.636

78.109

78.824 5.

Jawa Tengah

6. Jawa Timur

62.346

65.980

79.322

86.569

83.965

84.901

88.346

89.297

90.314

93.299

93.424

94.187

94.560

94.094

94.640

97.159 6.

Jawa Timur

7. Bengkulu

3.115

3.598

4.103

4.551

4.490

4.530

4.635

4.665

4.719

4.808

4.763

4.778

4.838

4.928

5.013

5.328 7.

8. Jambi

6.724

7.809

8.772

9.383

9.257

9.304

9.737

9.724

9.864

10.046

9.959

10.000

10.001

10.045

10.120

10.576 8.

Jambi

9. Aceh

5.850

6.395

7.026

7.729

7.416

7.494

7.501

7.616

7.658

7.788

7.658

7.713

7.778

7.879

7.923

8.287 9.

Aceh

26.707

31.470

36.947

41.483

40.862

41.583

42.668

43.070

43.649

44.544

43.905

44.376

45.597

45.346

46.049

46.080 10. Sumatera Utara

4. D.I Yogyakarta

10 . 11 . 12 . 13 . 14 . 15 . 16 . 17 . 18 . 19 . 20 . 21 . 22 . 23 . 24 . 25 . 26 . 27 . 28 . 29 . 30 . 31 . 32 . 33 . 34 . 35 .

Sumatera Utara

DKI Jakarta

Bengkulu

8.721

10.663

11.804

13.238

13.029

13.206

13.363

13.502

13.575

13.838

13.603

13.714

13.596

13.572

13.039

13.644 11. Sumatera Barat

13.995

16.096

17.968

21.292

20.727

20.832

21.239

21.604

21.611

21.912

21.569

21.586

21.857

21.776

20.209

20.795 12. Riau

4.648

5.514

7.402

6.947

6.548

6.777

7.105

7.186

7.202

7.288

7.197

7.144

7.243

7.139

7.146

7.380 13. Kepulauan Riau

Sumatera Selatan

12.190

14.807

17.506

18.987

17.950

17.808

18.487

18.451

18.615

19.130

18.955

19.024

19.192

19.519

19.434

20.194 14. Sumatera Selatan

Bangka Belitung

2.225

2.604

2.990

3.214

3.103

2.779

2.897

2.896

2.974

3.084

3.028

3.079

3.098

3.060

3.102

Lampung

9.060

10.276

11.664

12.086

11.857

12.102

12.507

12.463

12.586

12.839

12.674

12.707

12.941

12.831

12.963

13.467 16. Lampung

Kalimantan Selatan

6.242

8.086

8.914

9.794

9.683

9.775

9.862

9.911

9.910

9.806

9.677

9.733

9.812

9.915

10.046

10.249 17. Kalimantan Selatan

Kalimantan Barat

6.910

8.350

10.673

12.715

12.418

12.657

12.976

12.851

12.944

13.253

13.138

13.247

13.462

13.466

13.507

13.974 18. Kalimantan Barat

Kalimantan Timur

15.118

17.295

20.018

19.982

19.127

19.244

20.073

19.987

20.105

20.334

20.206

20.287

20.438

20.439

20.610

21.296 19. Kalimantan Timur

Kalimantan Tengah

3.590

4.433

4.837

5.604

5.420

5.506

5.743

5.751

5.935

6.006

6.002

6.112

6.203

6.337

6.373

Sulawesi Tengah

5.183

5.559

6.595

7.155

6.881

7.109

7.280

7.263

7.381

7.451

7.284

7.373

7.471

7.397

7.637

7.749 21. Sulawesi Tengah

Sulawesi Selatan

17.926

19.460

23.596

25.765

25.511

24.901

25.375

25.548

25.799

26.300

26.157

26.224

26.173

26.567

26.857

27.627 22. Sulawesi Selatan

Sulawesi Utara

5.923

5.861

6.431

7.150

6.958

7.063

7.449

7.294

7.463

7.576

7.446

7.395

7.250

7.281

7.293

7.658 23. Sulawesi Utara

Sulawesi Tenggara

2.871

3.715

4.516

4.914

4.883

4.940

4.983

5.045

5.095

5.236

5.141

5.200

5.292

5.187

5.207

5.248 24. Sulawesi Tenggara

Sulawesi Barat

1.326

1.567

1.875

2.212

2.114

2.135

2.249

2.205

2.246

2.278

2.282

2.343

2.382

2.504

2.539

2.690 25. Sulawesi Barat

Gorontalo

1.701

1.820

2.011

2.316

2.266

2.309

2.387

2.430

2.435

2.484

2.445

2.471

2.528

2.543

2.604

2.698 26. Gorontalo

Nusa Tenggara Barat

3.820

5.175

6.318

6.703

6.633

6.718

6.814

6.816

6.849

6.895

6.709

6.720

6.812

6.852

6.978

13.050

16.356

19.951

23.483

23.307

23.766

24.531

24.667

24.947

25.488

25.590

25.845

26.106

26.169

26.228

Nusa Tenggara Timur

2.624

3.297

4.127

5.234

5.028

5.163

5.324

5.345

5.436

5.721

5.812

5.897

6.083

6.073

6.169

6.201 29. Nusa Tenggara Timur

Maluku

1.756

1.808

2.000

17.787

2.106

2.170

2.248

2.294

2.322

2.405

2.376

2.382

2.417

2.417

2.450

2.446 30. Maluku

Papua

4.752

5.477

7.471

8.608

7.963

8.229

8.698

8.643

8.763

9.029

8.914

7.019

7.167

8.120

9.140

9.342 31. Papua

Maluku Utara

1.204

1.327

1.474

1.391

1.368

1.385

1.425

1.429

1.467

1.514

1.487

1.527

1.544

1.531

1.557

1.632 32. Maluku Utara

Papua Barat

1.881

2.523

3.376

3.836

3.557

3.596

3.772

3.808

3.899

4.060

3.964

3.158

3.271

3.538

4.050

4.005 33. Papua Barat

259

369

335

87

45

42

41

42

38

35

36

35

34

33

35

Tidak Teridentifikasi

1.030

1.032

1.099

1.205

1.339

1.500

1.625

1.730

1.829

1.931

1.973

1.999

2.055

2.074

2.120

Jumlah

458.164

Sumatera Barat Riau Kepulauan Riau

Bali

Lainnya

526.397

608.823

671.721

653.288

662.660

684.494

688.297

694.690

710.888

708.305

710.098

715.360

716.368

721.469

3.307 15. Bangka Belitung

6.643 20. Kalimantan Tengah

7.278 27. Nusa Tenggara Barat 27.019 28. Bali

33 34. Lainnya 2.141 35. Tidak Teridentifikasi 739.801

Total

30

Indonesia Banking Statistics - Vol. 14, No. 1, December 2015

Statistik Perbankan Indonesia - Vol. 14, No. 1, Desember 2015

Tabel 3.28.a. Kredit UMKM dan MKM Menurut Lokasi Proyek Per Daerah Tingkat I

(SMEs Credit and MKM Credit Based on Project Location) Miliar Rp (Billion Rp) 2015 Kelompok Bank

2011

2012

2013

Category of Bank

2014 Jan

MKM

1)

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des MKM

1. Jawa Barat

175.897

2. Banten

207.552

1)

1. Jawa Barat

2. Banten

56.857

70.082

215.963

237.266

4. D.I Yogyakarta

13.368

15.857

5. Jawa Tengah

95.742

114.094

5. Jawa Tengah

128.190

150.323

6. Jawa Timur

8.430

10.503

7. Bengkulu

8. Jambi

15.415

18.485

8. Jambi

9. Aceh

18.585

20.217

9. Aceh

10 . 11 . 12 . 13 . 14 . 15 . 16 . 17 . 18 . 19 . 20 . 21 . 22 . 23 . 24 . 25 . 26 . 27 . 28 . 29 . 30 . 31 . 32 . 33 . 34 .

Sumatera Utara

58.917

70.333

10. Sumatera Utara

Sumatera Barat

23.000

27.088

11. Sumatera Barat

Riau

32.210

37.337

12. Riau

Kepulauan Riau

12.940

15.193

13. Kepulauan Riau

Sumatera Selatan

30.079

35.261

14. Sumatera Selatan

Bangka Belitung

4.551

5.434

15. Bangka Belitung

Lampung

20.742

23.862

16. Lampung

Kalimantan Selatan

17.238

20.819

17. Kalimantan Selatan

Kalimantan Barat

16.295

19.963

18. Kalimantan Barat

Kalimantan Timur

27.365

33.123

19. Kalimantan Timur

8.452

11.769

20. Kalimantan Tengah

Sulawesi Tengah

11.587

14.043

21. Sulawesi Tengah

Sulawesi Selatan

42.958

50.569

22. Sulawesi Selatan

Sulawesi Utara

15.716

18.500

23. Sulawesi Utara

Sulawesi Tenggara

8.595

10.806

24. Sulawesi Tenggara

Sulawesi Barat

3.211

4.002

25. Sulawesi Barat

Gorontalo

4.775

5.977

26. Gorontalo

Nusa Tenggara Barat

12.762

15.609

27. Nusa Tenggara Barat

Bali

27.122

33.573

28. Bali

Nusa Tenggara Timur

10.291

12.388

29. Nusa Tenggara Timur

Maluku

4.725

5.478

Papua

9.505

12.161

Maluku Utara

3.104

3.900

32. Maluku Utara

Papua Barat

3.630

4.752

33. Papua Barat

13.176

14.288

3. DKI Jakarta

6. Jawa Timur 7. Bengkulu

Kalimantan Tengah

Lainnya Jumlah

1)

1.151.392

1.350.606

Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat data MKM masih berdasarkan plafon, sedangkan data UMKM sudah sesuai dengan kriteria usaha pada UU No. 20 tentang UMKM

3. DKI Jakarta 4. D.I Yogyakarta

30. Maluku 31. Papua

34. Lainnya Total

1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20

31