INDONESIAN BANKING STATISTICS

VOL: 11 No. 11 OKTOBER 2013 BULANAN MONTHLY

STATISTIK PERBANKAN INDONESIA INDONESIAN BANKING STATISTICS

ISSN: 2086-2954

KA TA PENGANT AR KAT PENGANTAR

Statistik Perbankan Indonesia (SPI) merupakan media publikasi yang menyajikan data mengenai perbankan Indonesia. SPI diterbitkan secara bulanan oleh Departemen Perizinan dan Informasi Perbankan Bank Indonesia, untuk memberikan gambaran perkembangan perbankan di Indonesia. Mulai penerbitan edisi Maret 2012, dilakukan penyempurnaan penyajian SPI agar selaras dengan perubahan Laporan Bulanan Bank Umum yang telah terlebih dahulu diimplementasikan berdasarkan Peraturan Bank Indonesia No. 10/40/PBI/2008 tanggal 24 Desember 2008 Tentang Laporan Bulanan Bank Umum. Penyempurnaan dimaksud mengakibatkan perubahan penyajian pada beberapa tabel terkait data Bank Umum dan data Perkreditan sedangkan data terkait Bank Syariah serta data Bank Perkreditan Rakyat tidak mengalami perubahan. Namun demikian, untuk mempermudah pengguna dalam memahami perubahan data yang disajikan, dalam SPI edisi ini disertakan matriks

PREF ACE PREFA

The Banking Statistics Indonesia (SPI) is a media publication that presents data regarding banking industry in Indonesia. The SPI is published monthly by the Department of Licensing and Banking Information, Bank Indonesia, to provide an overview of banking development in Indonesia. Starting from March 2012 Edition, SPI format is enhanced to align with changes in the monthly bank report format that had already been implemented. The enhancement to SPI format will result in changes to the format presented in several tables. However, to simplify the users in understanding the changes to the data presented, the SPI enhancement edition will be attached with enhancement matrix of SPI which inform the mapping of tables in previous edition into tables in enhancement edition. We sincerely hope that the data presented in this SPI enhancement edition will provide a more optimal benefits for users.

penyempurnaan SPI yang memetakan tabel-tabel SPI edisi sebelumnya ke dalam SPI penyempurnaan. Dengan penyempurnaan SPI ini, diharapkan data yang disajikan dapat memberikan manfaat yang lebih optimal bagi pengguna.

Jakarta,

Desember 2013

BANK INDONESIA Departemen Perizinan dan Informasi Perbankan

Jakarta, December 2013 BANK INDONESIA Bank Licensing and Banking Information Department

Indonesian Banking Statistics, Vol. 11, No. 11, Oktober 2013

i

PAGE OF REFERENCE

HALAMAN KETERANGAN Jadwal Publikasi Kedepan Edisi November 2013 akan diterbitkan pada minggu ke III bulan Januari 2014.

Advance Release Calender (ARC) November 2012 edition will be released on the 3rd week of January 2014.

Tanda-tanda, dan Sumber Data Suatu jumlah tidak selalu sama besarnya dengan penjumlahan angka-angka yang bersangkutan karena pembulatan.

Notes, Symbols and Sources of Data Totals do not necessarily agree with the sum of items shown because of roundings.

r ( ) * ** *** ... -$

r ( ) * ** *** ... -$

Angka-angka diperbaiki Sebagian dari suatu jumlah Angka-angka sementara Angka-angka sangat sementara Angka-angka sangat-sangat sementara Tidak ada Angka belum tersedia Nol atau lebih kecil daripada digit terakhir Dolar Amerika Serikat

Revised figures Subset of data Provisional figures Very provisional figures Estimated figures Not available Figures are not available yet Nil or less than the last digit US Dollar

Tanda koma pada angka-angka harap dibaca sebagai titik dan sebaliknya tanda titik harap dibaca sebagai koma.

Commas in the numbers please read as point and vice versa, please read the point as a comma

Sumber Data : Bank Indonesia kecuali jika dinyatakan lain.

Data Source : Bank Indonesia unless mentioned otherwise.

1. Data yang digunakan dalam Publikasi SPI bersumber dari Laporan Bulanan Bank Umum (LBU), Laporan Bulanan Bank Umum Syariah (LBUS), dan Laporan Bulanan Bank Perkreditan Rakyat (Lapbul BPR) kecuali dinyatakan lain. 2. Proses download data; Data Laporan Bulanan Bank Umum (LBU) dan Laporan Bulanan Bank Umum Syariah (LBUS) yang disampaikan dari bank pelapor kepada Bank Indonesia diolah melalui Sistem Informasi Perbankan (SIP). Perbedaan waktu download data LBU melalui SIP dapat menyebabkan perbedaan pada data yang dipublikasikan ini dengan data publikasi yang lain. Oleh sebab itu, pembaca dihimbau untuk memperhatikan waktu download data. Misalnya pemrosesan data bulan laporan Oktober 2013 untuk Publikasi Statistik Perbankan Indonesia penerbitan periode ini dilakukan dari tanggal 10 November s/d tanggal 15 Desember 2013.

1.

The data used in the Indonesian Banking Statistics is derive from Commercial Bank Monthly Reports, Sharia Bank Monthly Reports and Rural Bank Monthly Reports.

2.

Data from the Commercial Bank Monthly Reports and the Sharia Bank Monthly Reports which submitted by the reporting banks to Bank Indonesia, is processed using the Bank Indonesia Banking Information System. The time taken to download data from Banking Information System can result in variations of the data that is published in this book, compared to other published data. Therefore, readers are recommended to pay attention to the download time of data. The processing of the October 2013 monthly reports for this periode of the Indonesian Banking Statistics was done from 10 November until 15 December 2013.

Data dalam publikasi Bank Indonesia ini juga disediakan melalui website Bank Indonesia (http://www.bi.go.id) selambat-lambatnya 1 minggu setelah edisi publikasi

The data in Bank Indonesia publication are also provided through Bank Indonesia website (http://www.bi.go.id) no later than 1 week after the edition.

Departemen Perizinan dan Informasi Perbankan Divisi Publikasi dan Manajemen Intern (IDAP) Bank Indonesia Menara Radius Prawiro, Lantai 11 Jl. MH Thamrin No. 2, Jakarta 10350 Email: [email protected] Telepon: (021) 29817080 Fax: (021) 3523705

Bank Licensing and Banking Information Department Intern Management and Publication Division (IDAP) Bank Indonesia Radius Prawiro Tower, 11th Floor Jl. MH Thamrin No. 2, Jakarta 10350 Email: [email protected] Telephone: +62-21-29817080 Fax: +62-21-3523705

ii

Statistik Perbankan Indonesia, Vol. 11, No. 11, Oktober 2013

TABLE OF CONTENT

DAFT AR ISI AFTAR

KATA PENGANTAR

i

INTRODUCTION

i

HALAMAN KETERANGAN

ii

PAGE OF REFFERENCE

ii

DAFTAR ISI

iii

TABLE OF CONTENT

iii

DAFTAR SINGKATAN

iv

LIST OF ABBREVIATIONS

iv

DAFTAR TABEL

v

LIST OF TABLES

v

DATA

1

DATA

1

DATA BANK UMUM

3

COMMERCIAL BANK DATA

3

DATA PERBANKAN SYARIAH

61

SHARIA BANK DATA

61

DATA BANK PERKREDITAN RAKYAT

77

RURAL BANK DATA

77

DATA PERKREDITAN

93

CREDIT DATA

93

Indonesian Banking Statistics, Vol. 11, No. 11, Oktober 2013

iii

LIST OF ABBREVIA TIONS ABBREVIATIONS

DAFT AR SINGKA TAN AFTAR SINGKAT APYD

: Aktiva Produktif Yang Diklasifikasikan

APYD

: Classified Earning assets

ATMR

: Aktiva Tertimbang Menurut Risiko

ATMR

: Risk Weighted Assets

BOPO

: Biaya Operasional terhadap

BOPO

: Operations Expenses to Operations

Pendapatan Operasional

Income

BPD

: Bank Pembangunan Daerah

BPD

: Regional Development Bank

CAR

: Capital Adequacy Ratio

CAR

: Capital Adequacy Ratio

DPK

: Dana Pihak Ketiga

DPK

: Third Party Funds

KAP

: Kualitas Aktiva Produktif

KAP

: Earning assets Qualtiy

KBAB

: Kewajiban Bersih Antar Bank

KBAB

: Inter-Bank Net Liabilities

KP

: Kantor Pusat

KP

: Head Office

KC

: Kantor Cabang

KC

: Branch Office

KCP

: Kantor Cabang Pembantu

KCP

: Sub-Branch Office

KK

: Kantor Kas

KK

: Cash Office

KPW

: Kantor Perwakilan

KPW

: Representative Office

LBU

: Laporan Bulanan Bank Umum

LBU

: Commercial Bank Monthly Report

LDR

: Loan to Deposit Ratio

LDR

: Loan to Deposit Ratio

NIM

: Net Interest Margin

NIM

: Net Interest Margin

NPL

: Non Performing Loan

NPL

: Non-Performing Loan

ROA

: Return on Assets

ROA

: Return on Assets

SIP

: Sistem Informasi Perbankan

SIP

: Banking Information System

UKM

: Usaha Kecil Menengah

UKM

: Small/Medium-Scale-Enterprise Industry

UMKM

: Usaha Mikro Kecil Menengah

UMKM

: Small/Medium/Micro-Enterprise Industry

NOM

: Net Operating Margin

FDR

: Financing to Deposit Ratio

iv


(SMEs) NOM

: Net Operating Margin

FDR

: Financing to Deposit Ratio

DAFT AR TABEL AFTAR LIST OF TABLES Judul Topic

No.

1.

No. Tabel Tables

DA TA DAT Kegiatan Usaha Perbankan

Halaman Pages

1

2

1.1.a s.d 1.7.a

4

1.8.a s.d 1.14.a

11

1.15.a s.d 1.21.a

18

1.22.a s.d 1.28.a

25

1.29

32

1.30

33

1.31 s.d 1.37

34

1.38 s.d 1.44

41

1.45

48

1.46

49

1.47 s.d 1.53

50

1.54

57

Bank Industries Operation DA TA BANK UMUM DAT

COMMERCIAL BANK DA TA DAT 2. 3. 4. 5. 6. 7. 8.

9. 10.

11.

12. 13.

Kegiatan Usaha Bank Umum

Commercial Banks Operation Laporan Laba/Rugi Bank Umum Commercial Banks Income Statement Rekening Administratif Bank Umum Commercial Banks Off-Balance Sheet Kinerja Bank Umum Konvensional Commercial Banks Performance Perkembangan Aset Bank Umum Berdasarkan Kelompok Bank Growth of Commercial Banks Asset Based Group Bank Jumlah Bank Umum Berdasarkan Pengelompokkan Total Aset Total of Commercial Banks Based on Total Assets Aset Produktif Bank Umum Konvensional dan Kualitas Kredit Bank Umum Kepada Bank Lain Earning Assets of Commercial Banks and Credit Quality of Commercial Banks to Other Bank Komposisi Dana Pihak Ketiga Bank Umum Composition of Third Party Funds of Commercial Banks Komposisi DPK Bank Umum Berdasarkan Lokasi bank Penghimpunan Dana Composition of Third Party Funds of Commercial Banks Based on Bank Location Month (...) Year (...) Penghimpunan DPK Bank Umum Berdasarkan Lokasi Bank Penghimpunan Dana Third Party Funds of Commercial Banks Based on Bank Location of Deposits Suku Bunga Rata-rata DPK Bank Umum Average of Interest Rate of Third Party Fund of Commercial Banks Suku Bunga Rata-rata Kredit Bank Umum kepada Pihak Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

Indonesian Banking Statistics, Vol. 11, No. 11, October 2013

v

DAFT AR TABEL / LIST OF TABLES AFTAR

Judul Topic

No.

Average of Credit Interest Rates of Commercial Bank to Parties Non Bank Based on Industrial Origin and Non Industrial Origin Credit Recipients 14. Suku Bunga Rata-rata Kredit Bank Umum kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan Average of Credit Interest Rate of Commercial Based on Types and Orientation User 15. Perkembangan Jumlah Bank Umum dan Kantor Bank Umum

No. Tabel Tables

Halaman Pages

1.55

58

1.56

59

1.57

60

2.1 s.d 2.3

62

2.4

65

2.5

66

2.6

67

2.7

68

2.8

69

2.9

70

2.10

71

2.11

72

Growth of Total Commercial Banks and Bank Offices 16. Perkembangan Jumlah Kantor Cabang Bank Berdasarkan Lokasi Bank

Growth of Total Branch offices Based on Region DA TA BANK SY ARIAH DAT SYARIAH

TA DAT SHARIA BANK DA 17. Kegiatan Usaha Bank Umum Syariah

Sharia Commercial Bank Operation 18. Perkembangan Aset Perbankan Syariah

Growth of Sharia Bank Assets 19. Aktiva Produktif Perbankan Syariah

Earning Assets of Sharia Banks 20. Komposisi DPK Perbankan Syariah

Composition of Third Party Funds of Syariah Banks 21. Tingkat Bagi Hasil Rata-rata DPK Bank Syariah

Average of Profit Sharing Rates of Third Party Fund of Sharia Banks 22. TIngkat Margin Rata-rata Pembiayaan Berdasarkan Sektor Ekonomi

Average of Margin Rates of Financing 23. Tingkat Margin Rata-rata Pembiayaan Berdasarkan Jenis Penggunaan

Average of Margin Rates of Financing Based on Type of Use 24. Kegiatan Usaha BPR Syariah

Syariah Rural Bank 25. Aset dan Pembiayaan BPR Syariah

Asset and Financing of Sharia Rural Bank)

vi


No. Tabel Tables

Judul Topic

No.

26. Jaringan Kantor Perbankan Syariah

Halaman Pages

2.12

73

2.13

74

2.14

75

3.1

78

3.2

79

3.3

80

3.4

81

3.5

82

3.6

83

3.7

84

3.8

85

3.9

86

3.10

87

3.11

88

3.12

89

Sharia Bank Office Network 27. Kinerja Bank Umum Syariah

Islamic Commercial Bank Performance 28. Bank Umum Syariah Berdasarkan Tingkat Rasio

Sharia Commercial Based on Ratios DA TA BANK PERKREDIT AN RAKY AT DAT PERKREDITAN RAKYA

RURAL BANK DA TA DAT 29. Kegiatan Usaha Bank Perkreditan Rakyat

Rural Bank Operations 30. Kinerja Bank Perkreditan Rakyat

Rural Bank Performance 31. Perkembangan Aset BPR Berdasarkan Lokasi BPR

Growth of Assets based Rural Bank Data 32. Jumlah BPR Berdasarkan Total Aset

Rural Banks Based on Total Assets 33. Non Performing Loan Bank Perkreditan Rakyat

Non Performing Loan of Rural Bank 34

Non Performing Loan BPR Berdasarkan Lokasi

NPL of Rural Banks Based On Location 35. Dana Pihak Ketiga

Third Party Funds of Rural Bank a. Komposisi DPK Bank Perkreditan Rakyat

Composition of Third Party Funds of Rural Bank b. Komposisi DPK Berdasarkan Lokasi Penghimpunan

Composition of Third Party Funds Based on Location c. DPK BPR Berdasarkan Lokasi Penghimpun

Third Party Funds of Rural Banks Based on Location 36. Suku Bunga Rata-rata DPK BPR

Average of Third Party Interest Rates of Rural Banks 37. Suku Bunga Rata-rata Kredit BPR Berdasarkan Sektor Ekonomi

Average of Credit Interest Rates of Rural Banks 38. Suku Bunga rata-rata Kredit BPR Berdasarkan Jenis Penggunaan

Average of Credit Interest Rates of Rural Banks Bases on Type of Use 39. Perkembangan Jumlah Bank dan Kantor Bank


vii

Judul Topic

No.

No. Tabel Tables

Halaman Pages

Growth of Total Rural Banks and Bank Offices a. Perkembangan Jumlah BPR

3.13

90

3.14

91

4.1.a s.d 4.7.a

94

4.8.a

101

4.9.a s.d 4.15.a

102

4.16.a

109

4.17.a

110

Growth of Total Rural Bank b. Perkembangan Jumlah BPR dan Kantor BPR Berdasarkan Lokasi

Growth of Total Rural Bank Offices Based on Region DA TA PERKREDIT AN DAT PERKREDITAN

TA DAT CREDIT DA 40. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

Credit Channeling and Non Performing Loan (NPL) Credit Channeling of Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary 41. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Per Lokasi Dati I Bank Penyalur Kredit

Credit and Non Performing Loan (NPL) of Comemrcial Bank to Non Bank Third Party Based on Business Sector and non Business Sector of Credit by Region 42. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

Credit and Non Perfoming Loan (NPL) of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use 43. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan per Lokasi Dati I Bank Penyalur Kredit

Credit and Non Perfoming Loan (NPL) of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use by Bank Location for [month] [year] 44. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lokasi Dati I Bank Penyalur Kredit

Credit and Non Performing Loan (NPL) 0f Commercial Banks to Non Bank Third Party Based on Bank Location

viii


Judul Topic

No.

No. Tabel Tables

45. Kredit dan Non Performing Loan (NPL) Bank Umum Kepada

Halaman Pages

4.18.a

111

4.19.a

112

4.20.a

113

4.21.a

114

4.22

115

4.23

116

4.24

117

4.25

118

4.26

119

4.27

120

Pihak Ketiga Bukan Bank Berdasarkan Hubungan Penerima Kredit dengan Bank

Credit and NPL of Commercial Bank to Non Bank Third Party Based on Bank Relation with Beneficiary 46. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Yang Penarikannya Menggunakan Kartu Berdasarkan Kelompok Bank

Credit and NPL of Commercial Bank to Non Bank Third Party Withdrawn By Card Based on Group of Bank 47. Penerusan Kredit (Off-Balance Sheet) dan NPL Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Penerusan Kredit

Credit Channeling (Off-Balance Sheet) and NPLof Commercial Banks Based on Industries Sector and non Industries Sector of Credit Channeling Beneficiary 48. Penerusan Kredit (Off-Balance Sheet) dan Non Performing Loan (NPL) Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Kredit dan Golongan Penyalur Kredit

Off-Balance Sheet Credit Channeling and NPL of Commercial Banks to Non-Bank Third Party Based on Types of Credit and Classification of Credit Providers 49. Pembiayaan Perbankan Syariah

Financing of Sharia banks 50. Pembiayaan Perbankan Syariah Berdasarkan Sektor Ekonomi

Financing of Syariah Banks Based on Economic Sector 51. Pembiayaan Perbankan Syariah Berdasarkan Lokasi Bank Penyalur

Financing of Syariah Banks Based on Banks Location 52. Kredit BPR Berdasarkan Sektor Ekonomi

Credit of Rural Banks Based on Economic Sector 53. Kredit Bank Perkreditan Rakyat Berdasarkan Jenis Penggunaan

Credit of Rural Banks Based on Type of Use 54. Kredit Bank Perkreditan Rakyat Berdasarkan Lokasi Bank


ix

Judul Topic

No.

No. Tabel Tables

Halaman Pages

Penyalur

Credit of Rural Bank Based on Location 55. Kredit dan Non Performing Loan MKM dan UMKM

4.28

121

4.29

123

4.30

124

4.31

126

Berdasarkan Sektor Ekonomi

Credit & NPL of MSMEs and SMEs Based on Economic Sector 56. Kredit dan Non Performing Loan MKM dan UMKM Berdasarkan Jenis Penggunaan

Credit & NPL of MSMEs and SMEs Based on Type Use 57. Kredit dan Non Performing Loan Rincian Kredit MKM dan UMKM Menurut Kelompok Bank

Credit & NPL of MSMEs and SMEs Based on Group of Bank 58. Kredit UMKM dan MKM Menurut Lokasi Proyek per Daerah Tingkat I

Credit & NPL of MSMEs and SMEs Based on Project Location

x


DATA Indonesian Banking Statistics, Vol. 10, No. 7, June 2012

i

Indonesia Banking Statistics - Vol. 11, No. 11, Oktober 2013

Statistik Perbankan Indonesia - Vol. 11, No. 11, October 2013

Tabel 1 Kegiatan Usaha Perbankan

(Bank Industries Operation) Miliar Rp (Billion Rp) 2012 Indikator

2007

2008

2009

2010

2013

Indicator

2011 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Aug

Sep

Okt Distribution of Funds

Penyaluran Dana Bank Umum

1.702.520

2.015.221

2.282.179

2.765.912

3.412.463

3.952.177

4.036.091

4.172.672

4.134.322

4.156.001

4.231.772

4.281.774

4.318.181

4.377.116

4.395.148

4.472.336

4.637.620

4.627.191

26.549

31.313

36.076

43.877

53.534

61.763

63.062

64.753

65.010

65.656

66.032

66.906

67.692

68.521

69.107

70.378

71.528

72.546

203.863

166.518

212.116

139.316

117.983

70.838

76.573

81.158

87.947

92.579

94.190

98.327

98.565

83.035

76.837

73.167

83.044

Bank Perkreditan Rakyat SBI dan SBIS

1)

1.718.965

1.990.345

2.180.934

2.563.562

3.093.848

3.346.113

3.410.851

3.542.518

3.494.393

3.505.837

3.572.036

3.621.187

3.671.658

3.711.769

3.736.834

3.794.384

3.918.543

3.884.976

22.629

26.345

30.367

37.034

45.462

52.573

53.561

55.289

55.524

56.120

56.443

57.306

57.902

58.570

59.295

60.269

61.163

61.824

1.986.501

2.310.557

2.534.106

3.008.853

3.652.832

4.028.789

4.103.456

4.262.587

4.211.039

4.237.117

4.313.832

4.367.751

4.418.690

4.461.783

4.510.290

4.581.137

4.737.308

4.716.845

27.741

32.533

37.554

45.742

55.799

64.409

65.698

67.397

67.610

68.284

68.645

69.446

70.240

71.901

72.091

73.858

74.440

75.491

Bank Perkreditan Rakyat

Rural Banks

Bank Umum Bank Perkreditan Rakyat

130

124

121

122

120

120

120

120

120

120

120

120

120

120

120

120

120

120

1.817

1.772

1.733

1.706

1.669

1.669

1.667

1.653

1.653

1.654

1.653

1.639

1.641

1.641

1.641

1.641

1.641

1.639

Rural Banks

Commercial Banks Rural Banks Total Bank Offices

Jumlah Kantor Bank Umum

9.680

10.868

12.837

13.837

14.797

16.067

16.067

16.625

16.821

16.982

17.089

17.191

17.326

17.504

17.688

17.798


3.250

3.367

3.644

3.910

4.172

4.378

4.404

4.425

4.448

4.470

4.499

4.518

4.549

4.568

4.584

4.612

Sertifikat Bank Indonesia Syariah

Commercial Banks

Total Banks

Jumlah Bank

Ket :

Commercial Banks

Total Assets

Jumlah Aset

1)

1)

Source of Funds


Bank Umum

Rural Banks

100.420 SBI and SBIS

Sumber Dana Bank Umum

Commercial Banks

Note :

1)

17.953

18.114

4.630

4.656

Commercial Banks Rural Banks

Bank Indonesia Certificates on Sharia Principles (SBIS)

2

DATA BANK UMUM Indonesian Banking Statistics, Vol. 10, No. 7, June 2012

i



Tabel 1.1.a. Kegiatan Usaha Bank Umum

(Commercial Bank Operations) Miliar Rp (Billion Rp) 2012

Keterangan Peyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SPN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak e. Tambahan modal disetor f. Modal Pinjaman 1) 2)

2)

2013

Mei

Jun

Jul

Ags

Sep

Okt

2.403.656 2.386.145 1.988.905 397.240 17.511 8.732 8.779 173.945 47.221 79.108 45.158 2.458 492.918 262.000 115.889 96.166 18.863 448.555 96.627 3.582 282.481 65.866 13.986 72.725

2.470.380 2.452.856 2.051.193 401.663 17.524 9.422 8.102 188.328 50.377 93.557 42.214 2.181 482.620 260.665 93.000 107.249 21.706 449.426 91.719 4.052 287.232 66.422 14.056 72.134

2.487.835 2.470.111 2.074.552 395.559 17.724 9.673 8.050 188.716 58.383 90.687 37.729 1.917 479.261 261.529 127.276 68.885 21.571 443.975 83.578 3.992 289.405 67.000 14.219 72.825

2.527.989 2.510.651 2.110.038 400.613 17.337 9.505 7.833 172.011 50.825 81.325 37.850 2.011 472.976 264.766 98.527 93.304 16.380 442.062 83.758 5.165 289.182 63.957 14.229 73.516

2.573.056 2.555.839 2.146.193 409.645 17.217 9.767 7.450 183.218 61.207 78.914 41.210 1.887 505.407 267.078 155.766 63.873 18.690 423.549 69.432 4.382 286.143 63.592 14.375 72.403

2.601.768 2.585.345 2.175.819 409.526 16.423 9.851 6.572 173.652 61.856 74.700 35.059 2.037 493.142 269.233 154.363 52.631 16.915 428.016 70.838 4.424 291.259 61.496 14.565 72.671

67.190 2.124 3.411 9.137 163.910

66.520 2.150 3.464 8.016 154.156

67.399 3.402 2.025 7.720 140.505

68.052 2.138 3.326 7.370 131.705

67.052 3.928 1.423 7.356 168.920

2.908.957 2.484.038 518.350 852.491 1.113.197 424.920 181.954 60.742 182.224 2.091 114.509 34.506 71.970 10.903 61.068 11.123 59.246

2.955.833 2.516.672 530.661 874.930 1.111.080 439.161 187.603 64.270 187.288 1.958 127.361 37.070 69.025 11.745 57.279 8.238 59.091

2.961.417 2.511.915 520.646 881.225 1.110.044 449.502 188.400 67.130 193.972 1.842 117.787 36.328 72.254 11.510 60.745 7.703 58.246

2.984.050 2.534.560 505.959 905.391 1.123.210 449.491 190.429 65.159 193.903 1.891 110.495 37.894 72.969 11.375 61.594 8.351 51.893

4.759

4.656

4.629

118.587 37.964 158.377 36.355 79.666 28.190

119.295 38.855 154.072 45.732 81.665 28.284

120.193 39.027 152.893 52.887 83.702 29.012

Nov

Des

Jan

Feb

Mar

Apr

2.647.930 2.631.002 2.215.458 415.544 16.928 10.024 6.904 168.532 61.363 69.517 35.456 2.197 524.437 271.175 149.183 84.394 19.685 429.092 76.573 3.485 286.069 62.965 14.606 72.850

2.725.674 2.707.862 2.281.021 426.841 17.812 10.596 7.215 166.623 58.212 76.279 30.370 1.761 580.697 289.254 198.835 65.431 27.178 429.946 81.158 1.920 282.960 63.909 15.065 69.931

2.705.601 2.688.143 2.258.437 429.705 17.458 10.546 6.912 159.142 60.515 66.852 30.107 1.669 562.533 282.128 201.545 59.415 19.445 438.448 87.947 2.017 287.547 60.937 15.085 71.691

2.736.684 2.718.717 2.296.744 421.974 17.966 11.294 6.672 199.425 76.159 83.709 37.951 1.606 506.847 279.300 155.814 51.620 20.113 447.191 92.579 1.681 293.956 58.975 15.082 72.157

2.787.372 2.768.371 2.333.275 435.096 19.000 12.042 6.958 219.424 86.152 88.371 42.912 1.988 500.886 282.198 143.552 49.269 25.867 455.037 94.190 4.938 298.588 57.321 14.459 71.529

2.844.812 2.824.217 2.375.249 448.968 20.595 12.371 8.224 201.706 70.087 80.998 47.568 3.052r) 524.578 286.281 131.062 84.826 22.409 457.632 98.327 3.779 298.100 57.426 14.438 72.404

67.189 2.108 3.374 7.137 161.225

67.984 2.108 2.758 7.533 171.110

65.389 2.105 2.437 8.229 176.507

66.770 2.136 2.785 8.145 173.677

67.460 2.135 2.561 8.246 170.369

68.740 2.047 742 8.161 174.905

3.049.956 2.591.133 539.191 917.469 1.134.473 458.824 187.009 63.990 207.824 1.702 119.598 35.626 72.316 11.606 60.709 8.070 56.650

3.070.604 2.598.755 513.237 928.728 1.156.790 471.849 193.887 65.558 212.404 1.787 103.372 40.816 63.009 11.559 51.450 7.605 54.086

3.130.518 2.653.701 537.730 947.636 1.168.335 476.817 197.883 64.669 214.266 2.366 107.904 40.832 61.992 11.511 50.481 7.094 55.765

3.225.198 2.757.530 567.801 1.010.488 1.179.242 467.668 199.270 66.342 202.056 1.864 124.697 42.116 75.341 12.229 63.112 7.928 60.342

3.205.006 2.720.131 539.847 990.399 1.189.885 484.875 215.958 71.446 197.471 1.889 104.438 41.737 71.293 12.045 59.248 7.602 57.750

3.207.342 2.712.820 529.177 982.631 1.201.012 494.522 222.423 72.221 199.878 1.831 114.905 44.688 71.139 11.943 59.197 7.302 54.081

4.870

4.909

4.834

4.380

5.031

4.677

120.272 39.064 152.737 59.721 83.422 29.019

120.700 39.118 152.056 68.067 83.994 29.032

121.267 39.145 152.037 76.125 84.349 28.943

122.177 39.152 152.071 84.862 86.396 28.932

123.279 38.656 149.971 92.830 89.426 31.242

124.210 38.821 246.272 8.727 87.520 30.260

Mei

Jun

Jul

Ags

2.909.085 2.887.478 2.431.072 456.406 21.607 13.107 8.501 196.967 75.646 79.050 39.457 2.814r) 490.240 286.373 130.876 60.563 12.427 468.078 98.565 7.584 302.912 59.017 14.438 71.277

2.982.436 2.959.123 2.501.879 457.244 23.313 14.123 9.190 166.884 50.955 70.806 41.834 3.289 512.592 296.954 95.543 104.724 15.371 449.670 83.035 10.275 301.838 54.522 15.110 73.294

3.045.511 3.021.126 2.550.463 470.664 24.384 15.072 9.312 205.794 75.859 90.194 36.827 2.914 453.788 292.888 45.719 102.115 13.066 458.791 76.837 18.318 308.846 54.789 15.507 74.403

3.091.429 3.067.402 2.563.483 503.919 24.027 15.037 8.989 184.504 75.425 69.911 37.114 2.053 465.921 295.310 34.721 124.388 11.503 460.675 73.167 19.571 312.470 55.466 15.529 77.036

3.170.805 3.147.210 2.615.707 531.503 23.595 15.587 8.008 211.452 80.832 85.452 41.343 3.825 475.606 305.147 45.289 102.546 22.624 485.539 83.044 19.999 321.936 60.560 15.696 77.693

3.182.949 3.159.476 2.645.356 514.120 23.473 15.775 7.697 196.390 78.350 78.544 36.807 2.690 462.291 303.916 45.702 97.452 15.220 506.638 100.420 18.520 323.930 63.767 15.806 84.322

64.944r) 2.037r) 5.423r) 8.501 157.703

65,015r) 2.033r) 4.230r) 9.633 158.463

67.604 2.101 3.589 9.389 167.742

68.243 2.151 4.009 13.603 127.752

70.658 2.087 4.291 24.757 152.486

71.827 2.325 3.541 26.656 174.173

78.234 2.271 3.817 20.838 157.958

3.243.136 2.749.311 545.965 974.296 1.229.050 493.825 208.263 73.138 212.424 1.719 127.253 52.547 74.622 13.498 61.124 7.445 60.524

3.299.350 2.810.352 582.871 984.782 1.242.699 488.999 208.604 73.496 206.899 1.601 126.400 51.487 72.968 13.029 59.939 7.207 57.492

3.349.660 2.816.403 563.069 986.939 1.266.395 533.257 234.163 74.175 224.919 2.500 125.648 50.020 72.306 12.747 59.560 9.032 57.501

3.374.272 2.843.895 597.833 990.719 1.255.343 530.377 229.414 75.290 225.673 1.697 133.384 51.156 71.583 13.547 58.036 9.863 64.877

3.392.927 2.843.380 577.112 1.019.789 1.246.479 549.546 236.631 76.038 236.877 1.724 120.911 52.746 82.232 14.583 67.648 15.168 65.948

3.440.207 2.863.890 575.270 1.019.866 1.268.754 576.317 247.599 78.168 250.550 1.805 114.063 52.883 87.999 13.917 74.082 25.580 66.398

3.526.188 2.910.414 586.301 1.041.941 1.282.172 615.773 270.853 84.072 260.848 2.086 131.998 53.452 99.548 15.164 84.385 28.392 71.203

3.520.890 2.915.359 570.582 1.036.545 1.308.232 605.531 272.050 84.667 248.815 1.555 118.165 52.442 93.361 15.100 78.260 21.939 71.073

4.549

4.790

4.682

4.991

4.938

5.179

5.447

5.675

5.551

124.397 38.820 246.025 16.085 91.521 30.234

126.599 40.516 238.553 25.132 91.059 29.288

130.167 46.629 217.491 32.647 89.911 30.403

130.937 47.060 209.113 42.699 89.534 29.832

133.911 50.437 205.203 51.118 84.829 30.440

134.679 50.760 203.822 59.395 85.632 30.564

133.044 50.469 200.985 70.738 83.043 30.807

135.063 50.759 203.415 79.149 85.278 31.632

135.911 50.632 203.404 89.039 88.399 32.099

Items

Okt

Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities

h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital 1)

. Pada LBU 2008 tdk didefinisikan Vs Metadata

. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama r) Angka-angka diperbaiki

Sep

2)

LBU 2008 is not defined vs metada

Positive difference of op. income and non op. minus op. expenses and non op. vs old metada r) Revised figures

4



Tabel 1.2.a. Kegiatan Usaha Bank Persero

(State Owned Banks Operations) Miliar Rp (Billion Rp) 2012

Keterangan

Mei

Peyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SB/PN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak e. Tambahan modal disetor f. Modal Pinjaman

2)

Jun

Jul

Ags

2013 Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr 1.001.570 998.187 878.031 120.156 3.384 2.708 675 57.729r) 33.895 19.378 3.618 839r) 192.603 99.271 38.775 46.508r) 8.049 198.780 21.429 1.086 154.348 21.917 6.644 37.639

Mei

834.671 832.330 734.768 97.562 2.341 2.145 197 58.671 26.191 25.026 7.267 188 177.335 91.125 40.671 41.300 4.239 191.529 15.219 799 149.147 26.363 6.112 37.932

857.257 854.674 754.487 100.187 2.583 2.400 183 52.640 23.629 23.585 5.425 0 187.228 87.759 43.970 50.039 5.460 188.810 14.212 937 148.351 25.310 6.129 37.843

853.228 850.583 757.712 92.871 2.645 2.451 193 55.899 27.146 23.367 5.386 0 177.200 88.299 58.292 27.039 3.570 186.835 14.640 740 146.759 24.695 6.169 37.946

868.005 865.367 770.143 95.224 2.638 2.453 185 57.416 27.328 24.330 5.758 0 174.872 91.174 46.474 35.124 2.100 188.200 17.251 1.512 146.914 22.524 6.172 38.139

891.558 888.985 789.604 99.381 2.574 2.465 108 56.709 32.371 18.415 5.923 0 171.400 90.066 61.325 15.810 4.199 186.315 15.649 1.293 145.398 23.975 6.294 38.078

899.634 897.082 797.818 99.264 2.552 2.388 164 52.105 32.670 15.428 4.006 0 169.605 89.908 61.231 13.849 4.618 185.862 14.713 1.349 146.798 23.002 6.309 38.154

922.737 920.147 815.688 104.459 2.590 2.433 157 53.003 31.234 18.415 3.354 0 188.518 92.019 59.537 30.604 6.359 186.928 15.409 1.934 147.103 22.481 6.331 38.059

961.994 959.128 847.132 111.996 2.866 2.756 111 44.017 23.859 15.270 4.887 0 237.866 107.025 101.252 18.977 10.611 189.311 16.671 124 148.758 23.757 6.675 36.516

948.292 945.499 830.918 114.581 2.794 2.644 149 46.184 30.735 11.630 3.818 0 202.515 100.933 71.569 23.844 6.170 194.214 19.069 366 151.343 23.436 6.682 37.405

961.324 958.571 849.088 109.484 2.752 2.596 157 61.483 40.944 17.242 3.296 0 164.505 98.121 43.397 14.065 8.922 198.570 21.183 184 152.641 24.562 6.669 37.623

979.032 976.289 860.193 116.096 2.743 2.586 156 71.903 48.476 20.112 3.314 0 159.428 97.917 39.592 10.677 11.241 197.355 18.625 683 155.048 22.999 6.681 36.962

36.194 181 1.557 348 47.833

36.107 222 1.515 173 48.456

36.314 136 1.495 253 41.629

36.479 136 1.524 150 30.307

36.464 128 1.487 176 43.891

36.498 140 1.516 169 40.539

36.328 144 1.587 275 42.910

34.846 150 1.520 342 49.032

35.673 167 1.565 223 52.402

35.853 176 1.594 212 48.375

35.136 161 1.664 248 44.550

35.826 174 1.639 303 34.990

35.779 161 1.684 772 33.039

1.028.702 901.813 173.519 382.415 345.879 126.890 54.633 13.193 59.064 1.718 37.029 9.785 36.327 5.191 31.135 1.157 20.964

1.048.512 914.765 174.777 398.238 341.750 133.748 59.545 13.631 60.571 1.670 40.511 11.778 33.499 5.727 27.772 844 22.698

1.035.025 898.238 169.505 397.082 331.651 136.786 57.968 13.706 65.112 1.665 33.912 11.805 35.036 5.521 29.515 812 21.174

1.044.060 904.599 165.191 405.953 333.455 139.461 61.252 14.148 64.061 1.606 36.532 11.851 36.952 5.506 31.445 790 18.975

1.060.300 917.858 170.695 409.270 337.893 142.442 59.710 14.047 68.684 1.594 34.823 11.869 34.567 5.496 29.071 833 21.272

1.071.565 920.386 155.986 416.565 347.836 151.179 66.872 14.644 69.663 1.626 29.532 11.888 27.714 5.489 22.225 810 18.933

1.112.462 961.137 176.906 426.720 357.512 151.324 65.235 14.353 71.736 1.638 27.682 11.883 25.783 5.492 20.291 833 20.229

1.201.284 1.053.025 206.540 467.656 378.829 148.259 65.610 15.366 67.283 1.437 21.807 11.906 33.898 5.988 27.910 771 20.260

1.155.296 1.001.533 179.475 448.343 373.716 153.763 78.854 15.172 59.736 1.466 25.846 11.937 30.499 5.987 24.512 682 20.636

1.138.323 982.922 157.774 445.007 380.141 155.401 80.022 15.305 60.074 1.502 32.245 11.921 31.369 5.994 25.375 647 19.276

1.141.350 985.403 156.808 442.550 386.045 155.948 73.066 15.864 67.018 1.475 33.296 18.807 32.734 5.982 26.752 721 20.781

1.178.129 1.028.840 184.814 449.201 394.825 149.289 68.518 16.268 64.503 1.457 38.205 18.812 31.293 5.808 25.484 678 20.083

2.246

2.277

2.297

2.373

2.390

2.347

2.788

2.538

2.457

2.538

31.308 17.688 61.384 15.215 35.165 7.970

31.311 17.693 61.322 19.025 35.479 7.840

31.311 17.693 61.379 22.394 36.140 7.838

31.311 17.693 61.379 25.565 35.625 7.823

31.311 17.693 61.378 29.384 35.892 7.824

2.253 31.311 17.693 61.379 33.056 36.233 7.825

32.062 17.693 61.384 37.348 37.514 7.825

32.067 17.693 61.384 40.823 37.567 7.139

32.067 17.693 104.483 3.452 36.686 7.138

32.121 17.693 104.643 6.729 36.657 7.120

32.170 18.648 101.254 11.096 36.293 7.082

Jun

Jul

1.028.931 1.071.098 1.025.125 1.066.945 904.233 945.138 120.891 121.807 3.807 4.153 3.043 3.301 764 852 61.465 36.836 42.148 20.726 16.187 12.600 2.291 2.945 839r) 566 168.655 194.425 102.021 107.428 48.980 36.985 46.691 13.956 3.698 3.321 201.664 187.097 21.456 11.922 1.133 865r) 155.393 147.986 23.682 23.964 6.647 7.271 37.623 37.729

r) Angka-angka diperbaiki

Okt

1.092.980 1.088.499 961.319 127.180 4.481 3.193 1.288 59.300 41.938 12.262 5.038 61 174.849 104.749 20.854 47.602 1.644 192.624 13.646 2.227 152.570 24.181 7.674 38.894

1.129.953 1.125.090 989.757 135.334 4.863 3.425 1.438 59.544 42.793 13.237 3.457 57 168.240 106.429 25.209 32.816 3.785 200.191 17.176 2.095 154.894 26.026 7.690 39.433

1.129.526 1.125.057 992.083 132.974 4.469 3.428 1.041 59.779 42.247 13.519 3.799 213 179.576 106.267 24.527 46.085 2.696 198.141 13.211 1.553 155.595 27.783 7.706 39.332

35.943 158 1.627 191 37.545

36.073 161 1.888 307 33.773

36.817 173 1.904 1.060 35.270

37.287 173 1.974 733 43.145

37.196 168 1.968 379 43.197

1.193.439 1.005.066 167.726 454.002 383.338 188.373 92.470 16.890 79.013 1.512 36.979 18.585 29.303 5.811 23.492 1.248 21.343

1.226.507 1.038.001 193.410 459.159 385.432 188.506 91.235 17.338 79.933 1.510 33.257 18.716 24.531 5.947 18.584 832 27.121

1.224.042 1.034.055 181.884 470.679 381.492 189.987 89.093 17.778 83.116 1.716 34.300 19.029 29.306 5.960 23.346 1.205 28.361

1.244.245 1.048.141 189.975 467.759 390.407 196.104 97.086 17.952 81.067 1.798 35.862 19.653 31.379 5.934 25.445 1.908 28.778

1.268.088 1.056.712 179.061 483.285 394.366 211.376 107.223 19.555 84.598 1.781 37.820 20.305 36.929 6.436 30.493 2.283 29.829

1.277.421 1.068.869 184.190 480.931 403.749 208.552 108.800 21.497 78.255 1.547 36.473 20.002 33.952 6.447 27.505 1.633 28.507

2.499

2.807

2.871

32.170 23.801 83.778 14.665 36.666 7.122

32.170 23.802 83.777 18.447 35.824 7.124

32.170 23.802 83.792 22.886 33.676 7.112 2)

Items Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities

h. Margin Deposits Components of Capital 32.171 32.171 32.171 32.171 a. Paid In Capital 23.802 23.802 23.802 23.802 b. Reserves 83.777 83.777 83.777 83.777 c. Retained Earnings (Profit/Loss) 1) 26.666 d. 30.490 34.856 39.339 Current Earnings (Profit /Loss) 2) 33.032 31.517 32.282 33.928 e. Additional Paid In Capital 7.116 7.132 7.144 7.139 f. Loan Capital 1) LBU 2008 is not defined vs metada Positive difference of op. income and non op. minus op. expenses and non op. vs old metada 2.939

. Pada LBU 2008 tdk didefinisikan Vs Metadata . Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama

Sep

1.082.282 1.077.916 959.545 118.372 4.366 3.365 1.001 58.073 39.255 13.565 4.476 777 155.648 102.980 28.142 22.327 2.199 190.999 13.338 1.767 151.873 24.022 7.645 38.122

1) 2)

Ags

3.084

3.276

3.276

r) Revised figures

5



Tabel 1.3.a. Kegiatan Usaha BUSN Devisa

(Foreign Exchange Commercial Banks Operations) Miliar Rp (Billion Rp) 2012

Keterangan

Mei


2)

2013

Jun

Jul

Ags

Sep

Okt

1.004.527 996.625 864.146 132.479 7.902 5.160 2.741 36.086 12.607 19.593 2.541 1.345 179.111 105.260 47.052 17.875 8.924 156.145 41.717 1.263 91.881 21.283 7.050 23.525

1.034.281 1.026.096 894.247 131.849 8.185 5.492 2.692 51.359 16.943 30.676 2.501 1.240 167.825 105.979 29.283 20.912 11.651 159.962 41.798 1.170 94.724 22.270 7.116 23.283

1.041.452 1.033.109 903.110 129.999 8.343 5.650 2.693 53.074 20.777 28.310 2.975 1.012 173.063 107.047 35.175 19.528 11.313 152.462 36.763 700 93.018 21.982 7.136 23.568

1.055.817 1.047.497 915.365 132.132 8.319 5.839 2.481 39.947 13.044 22.146 3.673 1.084 178.080 108.485 33.045 25.940 10.609 156.249 37.942 1.420 95.372 21.514 7.149 23.964

1.067.582 1.059.131 925.062 134.069 8.450 5.960 2.490 37.133 16.819 18.746 629 938 198.177 110.324 59.204 19.509 9.141 150.064 31.212 1.473 95.715 21.664 7.161 22.727

1.080.430 1.071.848 939.843 132.005 8.582 6.084 2.497 37.152 18.725 16.014 1.266 1.146 189.531 110.239 55.742 17.025 6.525 152.944 33.225 1.594 96.836 21.289 7.332 22.812

20.462 1.902 1.161

20.165 1.893 1.225

20.510 3.231 (172)

20.855 1.966 1.143

19.690 3.769 (732)

1.580 76.387

1.595 68.824

1.479 65.418

1.445 65.402

1.207.976 1.041.680 175.044 381.404 485.233 166.296 63.495 25.293 77.507 134 41.426 10.517 12.002 2.625 9.377 952 26.588

1.235.649 1.062.033 179.124 386.535 496.375 173.616 64.909 28.098 80.609 122 42.888 10.544 12.363 2.729 9.633 718 25.333

1.250.280 1.073.848 181.851 390.657 501.340 176.432 65.797 28.790 81.845 121 35.661 9.857 11.879 2.718 9.161 648 24.746

1.633

1.640

43.572 10.646 60.921 12.459 40.219 17.284

43.787 10.990 58.589 16.005 42.100 17.285

Nov

Des

Jan

Feb

Mar

Apr

Mei

Juni

Juli

1.094.294 1.085.626 954.990 130.637 8.667 6.173 2.494 39.634 18.614 17.331 2.426 1.262 189.371 110.781 50.441 20.262 7.887 154.402 36.868 984 95.549 21.001 7.342 22.987

1.123.364 1.114.279 982.260 132.018 9.085 6.483 2.602 46.221 20.881 23.047 1.322 972 208.570 114.071 61.799 21.895 10.805 154.456 40.470 988 90.998 22.000 7.441 22.335

1.115.943 1.106.845 975.957 130.888 9.098 6.577 2.521 37.729 18.384 16.757 1.656 932 232.163 117.022 94.244 12.378 8.520 155.560 43.239 715 90.842 20.764 7.454 22.795

1.128.419 1.118.930 988.213 130.717 9.489 6.976 2.513 46.406 21.672 21.655 2.293 786 216.858 116.099 77.945 15.333 7.481 159.602 45.275 384 94.076 19.867 7.463 22.914

1.146.866 1.136.637 1.006.063 130.574 10.229 7.690 2.539 45.980 22.309 21.133 1.501 1.037 211.616 115.930 69.387 16.232 10.068 158.456 47.293 289 91.024 19.851 6.832 23.065

1.162.136 1.151.702 1.020.497 131.205 10.434 7.906 2.528 50.503 23.127 22.879 3.176 1.321 196.174 115.616 60.439 11.328 8.791 162.582 48.903 644 93.050 19.985 6.850 23.081

1.184.996 1.174.225 1.039.693 134.532 10.771 8.224 2.547 49.863 22.433 24.803 1.556 1.071 186.812 113.379 53.555 15.629 4.249 158.157 47.448 625 91.009 19.075 6.855 21.715

1.201.513 1.190.263 1.054.734 135.529 11.251 8.670 2.581 39.812 17.684 18.615 1.666 1.847 187.963 117.185 39.820 23.308 7.650 155.747 44.072 1.342 92.698 17.636 6.889 23.485

1.228.622 1.216.555 1.077.701 138.854 12.066 9.394 2.672 53.619 24.181 25.871 2.254 1.313 185.865 118.316 12.058 48.034 7.457 160.674 36.880 9.278 97.118 17.398 6.911 23.666

1.244.825 1.233.648 1.084.711 148.936 11.177 9.430 1.747 43.352 20.860 19.698 1.460 1.333 165.594 118.360 11.181 29.613 6.440 167.502 34.883 11.956 103.570 17.093 6.901 25.031

1.265.615 1.255.994 1.097.740 158.254 9.621 9.621 - r) 51.452 26.177 22.243 1.550 1.482 180.432 124.797 18.464 23.504 13.666 174.956 36.316 12.842 106.916 18.881 7.050 25.194

1.285.385 1.275.573 1.119.774 155.799 9.812 9.812 45.821 23.026 19.473 2.213 1.110 170.978 123.870 19.312 19.333 8.463 186.251 47.270 11.174 108.120 19.688 7.143 25.314

19.695 1.936 1.181

20.560 1.931 496

20.190 1.936 208

20.248 1.950 597

20.621 1.940 353

18.161r) 1.849r) 3.055r)

18.096r) 1.846r) 3.138r)

18.178r) 1.856r) 1.681r)

20.274 1.928 1.283

20.320 1.975 1.371

21.450 1.898 1.683

22.232 2.133 828

22.097 2.092 1.125

1.513 75.599

1.464 76.466

1.478 85.480

1.430 87.650

1.442 84.452

1.420 84.892

1.335 91.152

1.307 80.290

1.330 85.634

1.638 87.526

2.400 62.755

4.165 83.805

4.484 86.745

3.670 73.846

1.266.392 1.096.356 179.175 407.184 509.997 170.035 63.515 25.850 80.671 106 32.578 9.876 10.895 2.703 8.192 859 22.486

1.280.972 1.106.516 176.931 415.527 514.057 174.456 62.934 26.064 85.458 102 41.238 9.644 10.745 2.970 7.775 680 24.419

1.291.125 1.114.501 183.108 416.720 514.672 176.624 62.399 26.469 87.756 102 33.173 14.638 9.510 2.932 6.577 607 24.798

1.310.431 1.126.646 182.855 424.624 519.167 183.786 67.854 26.646 89.286 101 36.873 14.937 10.334 2.908 7.426 595 24.824

1.353.149 1.173.913 198.251 433.712 541.950 179.236 66.731 27.326 85.179 84 43.163 16.720 11.454 2.820 8.635 640 27.877

1.362.861 1.177.064 195.227 438.518 543.319 185.797 65.803 31.855 88.139 91 37.385 16.709 11.236 2.945 8.291 709 24.964

1.366.764 1.173.470 192.784 437.191 543.495 193.295 70.235 32.353 90.707 128 36.882 19.699 10.336 2.795 7.541 668 24.096

1.376.721 1.185.234 200.676 434.565 549.993 191.487 64.909 32.663 93.915 77 43.848 20.349 10.093 2.762 7.331 640 26.396

1.371.061 1.175.406 196.075 435.543 543.789 195.655 69.735 33.273 92.647 77 46.262 19.252 9.692 2.465 7.228 582 24.909

1.401.000 1.200.564 197.510 433.915 569.138 200.437 71.491 32.997 95.949 77 41.489 18.756 9.852 2.127 7.725 698 24.881

1.388.005 1.191.448 199.243 434.133 558.072 196.557 68.255 33.476 94.826 5 47.827 19.260 11.685 2.732 8.953 976 26.121

1.417.093 1.210.439 209.168 445.772 555.499 206.664 72.990 33.422 100.252 4 38.644 19.744 13.957 3.489 10.468 1.890 25.378

1.444.523 1.223.102 200.634 449.313 573.155 221.421 75.285 34.929 111.207 4 31.676 19.256 14.718 2.846 11.872 3.443 24.530

1.467.392 1.228.404 198.474 451.573 578.357 238.989 85.796 37.677 115.516 4 37.564 19.784 18.181 3.556 14.625 4.176 28.338

1.473.669 1.240.216 196.336 447.733 596.146 233.453 83.035 37.092 113.326 4 31.141 19.076 16.049 3.501 12.548 3.165 29.238

1.592

1.627

1.681

1.727

1.179

1.145

1.112

1.119

1.215

1.292

1.287

1.199

1.275

1.377

1.414

1.384

43.908 10.994 58.581 18.482 42.640 17.990

43.934 11.000 58.492 20.697 42.994 17.995

44.052 11.006 58.363 23.394 43.187 18.000

44.052 11.006 58.359 26.066 43.264 17.903

43.878 10.990 58.261 28.635 43.661 17.906

44.383 10.636 57.402 31.687 46.335 20.893

44.884 10.988 89.566 2.635 45.731 19.901

44.896 10.988 89.429 4.865 47.588 19.899

45.420 11.020 88.583 7.486 47.166 19.306

45.542 11.554 87.928 10.025 47.457 19.796

45.873 11.488 80.688 14.267 47.609 19.805

47.992 13.718 79.065 16.345 46.069 19.805

48.481 13.736 79.038 19.273 47.264 19.836

47.025 13.444 76.637 23.989 46.655 19.900

48.943 13.736 79.067 25.348 46.689 19.952

49.128 13.736 79.067 28.376 48.138 20.501



Sep

Items

Okt



1) 2)

Ags

2)


Positive difference of op. income and non op. minus op. expenses and non op. vs old metada r) Revised figures

6



Tabel 1.4.a. Kegiatan Usaha BUSN Non Devisa

(Non-Foreign Exchange Commercial Banks Operations) Miliar Rp (Billion Rp) 2012

Keterangan

Mei


2)

2013

Jun

Jul

Ags

Sep

Okt

75.516 74.836 74.836 680 680 1.315 112 575 357 272 17.394 7.397 4.524 4.131 1.341 10.543 3.543 4.833 2.167 147 1.321

78.480 77.753 77.753 728 728 2.476 120 1.365 707 283 18.796 7.239 4.252 5.868 1.438 9.988 3.470 4.558 1.960 140 1.335

80.773 80.016 80.016 757 757 1.924 116 873 658 277 17.763 7.327 5.560 3.700 1.176 10.006 3.587 4.537 1.883 142 1.362

82.440 81.651 81.651 789 789 1.796 107 560 835 295 18.184 7.612 3.837 5.278 1.457 9.938 3.257 4.808 1.873 136 1.433

84.662 83.848 83.848 813 813 2.271 98 850 1.015 308 19.519 7.686 6.121 4.239 1.474 9.606 2.879 4.992 1.735 140 1.485

86.132 85.317 85.317 815 815 1.972 121 745 825 282 19.169 7.808 7.160 2.552 1.649 9.715 2.930 5.184 1.601 144 1.541

1.296 13 12 1.499

1.311 9 15 968

1.341 7 14 573

1.410 7 16 2.731

1.465 4 17 3.631

87.139 87.139 3.537 11.253 72.350 2.920 3.635 856 856 59

90.365 90.365 3.645 12.403 74.317 3.589 4.129 904 904 59

90.811 90.811 3.551 11.889 75.370 3.093 4.129 895 895 59

93.116 93.116 3.524 12.103 77.489 3.209 5.380 894 894 59

96.178 96.178 3.757 12.270 80.152 4.074 5.374 980 980 -

1.508 4 29 3.162 97.191 97.191 3.998 12.397 80.796 3.745 5.025 977 977 -

6

6

7

8

8

7.214 289 4.345 1.076 2.348 -

7.231 250 4.384 1.283 2.409 -

7.260 257 4.335 1.524 2.602 14

7.260 257 4.335 1.751 2.530 14

7.466 257 4.335 2.003 2.544 14

1)


2)

. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama

r)

Angka-angka diperbaiki

Nov

Des

Jan

Feb

Mar

Apr

Mei

Juni

87.840 86.978 86.978 862 862 2.008 140 890 685 292 19.767 7.952 7.573 2.721 1.520 9.827 3.162 5.104 1.561 153 1.576

90.341 89.451 89.451 890 890 2.519 190 1.020 957 352 24.844 8.179 10.479 3.203 2.983 9.843 3.275 5.047 1.521 155 1.557

91.010 90.127 90.127 882 882 1.933 106 855 690 282 22.715 8.446 9.282 2.831 2.156 10.573 3.511 5.578 1.484 155 1.556

92.229 91.353 91.353 876 876 1.702 112 667 633 290 20.900 8.385 8.199 2.836 1.479 11.331 3.854 5.802 1.675 156 1.570

94.972 94.056 94.056 916 916 2.679 170 1.233 965 311 25.081 8.571 9.405 4.415 2.690 11.072 3.836 5.703 1.533 152 1.565

96.088 95.191 95.191 897 897 2.441 155 907 1.081 298 24.852 9.005 9.546 3.756 2.546 11.198 3.923 5.740 1.535 152 1.601

98.761 97.791 97.791 970 970 1.977 126 659 880 313 25.825 8.961 8.995 5.708 2.161 10.686 3.877 119r) 5.270 1.421 143 1.599

119r) 5.086 1.379 157 1.550

1.553 4 19 3.357

1.499 5 53 1.930

1.536 4 15 1.895

1.532 5 34 1.336

1.466 5 94 1.159

1.581 5 15 425

1.577 5 17 598

99.472 99.472 4.076 12.644 82.752 3.890 5.026 953 953 -

104.346 104.346 5.074 12.794 86.478 5.091 5.027 1.051 1.051 -

104.191 104.191 4.513 13.533 86.145 0 3.882 5.027 1.047 1.047 -

103.612 103.612 4.319 13.592 85.701 3.645 5.028 1.094 1.094 -

108.484 108.484 4.579 13.625 90.281 4.403 5.776 2.112 2.112 -

108.497 108.497 4.797 13.948 89.752 4.469 5.776 2.110 2.110 -

8

9

8

5

5

5

7.466 257 4.335 2.247 2.536 14

7.605 257 4.335 2.479 2.471 14

7.806 257 4.335 2.790 2.406 14

7.821 264 7.066 276 2.373 14

7.815 266 7.015 538 2.506 14

7.841 266 6.995 788 2.419 14

Items

Juli

Ags

Sep

Okt

103.890 102.789 102.789 1.102 1.102 2.265 166 1.156 620 323 22.316 9.121 1.634 9.446 2.114 10.357 3.794 119 5.077 1.367 159 1.596

103.346 102.226 102.226 1.120 1.120 1.121 98 201 483 340 21.289 9.147 212 9.860 2.070 10.737 4.290 153 5.047 1.247 161 1.617

105.764 104.646 104.646 1.119 1.119 1.561 165 562 508 326 20.991 8.844 212 9.786 2.149 11.045 4.626 33 4.840 1.545 163 1.615

105.534 104.423 104.423 1.111 1.111 1.410 85 402 559 365 18.942 9.127 157 7.481 2.176 12.977 6.808 34 4.590 1.546 163 1.644

1.528 4 19 1.506

1.573 4 18 1.631

1.599 4 14 2.969

1.595 3 17 4.202

1.624 3 17 4.007

110.976 110.976 5.055 14.592 91.329 4.607 5.062 2.110 2.110 -

113.379 113.379 5.057 14.386 93.936 4.639 5.562 2.165 2.165 -

112.274 112.263 5.014 14.611 92.638 4.470 6.354 1.943 1.943 6

111.550 111.550 4.799 14.292 92.459 4.185 6.355 1.937 1.937 -

113.761 113.761 5.019 14.255 94.487 5.571 5.761 1.932 1.932 -

112.814 112.814 5.406 14.585 92.823 5.331 5.762 1.927 1.927 102

5

5

5

7

7

7

6

8.005 266 6.942 1.068 2.297 14

8.221 273 6.931 1.359 2.790 14

8.804 298 6.895 1.637 2.558 14

8.853 298 6.835 1.929 2.527 14

8.548 299 6.805 2.198 2.435 14

8.563 300 6.804 2.488 2.540 608

8.779 300 6.804 2.727 2.431 608

102.306 101.253 101.253 1.053 1.053 2.110 150 891 764 306 25.204 8.973 5.349 8.372 2.511 10.640 4.058




2) Positive difference of op. income and non op. minus op. expenses and non op. vs old metada r) Revised figures

7



Tabel 1.5.a. Kegiatan Usaha BPD

(Regional Development Banks Operations) Miliar Rp (Billion Rp) Keterangan

2012 Mei

Jun

Jul

Ags

2013 Sep

Peyaluran Dana a. Kredit Yang Diberikan 192.413 198.908 202.847 205.239 209.043 - Kepada Pihak Ketiga 192.197 198.634 202.561 204.939 208.726 Rupiah 190.961 197.281 201.196 203.595 207.422 Valas 1.236 1.353 1.365 1.344 1.304 - Kepada Bank Lain 216 274 286 299 316 Rupiah 216 274 286 299 316 Valas b. Penempatan pada Bank Lain 48.087 52.518 43.958 40.512 54.497 - Giro 1.769 1.816 1.803 1.222 1.577 - Inter Bank Call Money 11.366 17.162 13.351 11.617 19.222 - Deposito Berjangka 34.383 33.029 28.266 27.137 33.143 - Lainnya 569 511 538 536 556 c. Penempatan pada Bank Indonesia 66.037 62.002 66.003 51.667 63.943 - Giro 28.023 29.339 29.037 26.557 28.385 - Fine Tune Operation (FTO) 12.878 5.521 18.474 5.250 15.729 - Fasbi 21.737 24.929 13.888 18.882 17.067 - Lainnya 3.398 2.213 4.605 978 2.761 d. Surat Berharga 20.545 22.609 20.588 23.050 22.492 - Sertifikat Bank Indonesia (SBI) 9.309 10.120 9.208 9.963 8.518 - Surat Perbendaharaan Negara (SB/PN) - Obligasi 9.844 10.852 9.629 11.361 12.128 - Lainnya 1.392 1.637 1.751 1.726 1.845 e. Penyertaan 579 579 680 680 688 f. Cadangan Kerugian Penurunan 3.408 3.506 3.654 3.670 3.796 Nilai Aset Keuangan (CKPN) - Kredit yang diberikan 3.520 3.491 3.656 3.677 3.801 - Surat Berharga 13 13 14 13 14 - Lainnya (125) 2 (16) (20) (19) g. Tagihan Spot dan Derivatif 2 1 0 10 h. Tagihan Lainnya 12.610 13.409 12.017 15.351 25.789 Sumber Dana a. Dana Pihak Ketiga 300.782 310.028 307.036 297.228 328.861 Rupiah 299.483 309.026 306.131 296.268 327.989 Giro 119.931 128.356 121.124 114.856 145.488 Tabungan 59.771 60.967 64.088 63.027 62.452 Simpanan Berjangka 119.781 119.703 120.919 118.384 120.048 Valas 1.299 1.002 906 960 872 Giro 243 248 189 210 202 Tabungan 19 20 19 23 29 Simpanan Berjangka 1.036 735 697 727 641 b. Kewajiban kepada Bank Indonesia 8 7 6 6 6 c. Kewajiban kepada Bank lain 6.374 6.268 5.713 5.456 11.760 d. Surat Berharga yang diterbitkan 8.020 8.069 7.687 7.938 7.643 e. Pinjaman yang Diterima 1.879 1.833 1.824 1.821 1.810 Rupiah 1.879 1.833 1.824 1.821 1.810 Valas f. Kewajiban Spot dan Derivatif 2 0 0 10 g. Kewajiban Lainnya (mencakup Tagihan 160 154 101 107 193 Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan 241 233 234 245 247 Beberapa komponen modal a. Modal Disetor 17.564 18.037 18.785 18.839 18.943 b. Cadangan 7.891 8.238 8.396 8.432 8.477 c. L/R Tahun lalu 1) 2.704 1.109 468 401 319 d. L/R Tahun berjalan sesudah pajak 2) 3.769 4.557 5.338 6.027 6.881 e. Tambahan modal disetor 1.670 1.370 1.996 2.027 2.076 f. Modal Pinjaman 1.103 1.328 1.328 1.328 1.328 1) . Pada LBU 2008 tdk didefinisikan Vs Metadata 2) . Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama r)


Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Juni

Juli

Ags

Sep

Okt

213.376 213.024 211.734 1.291 352 352 44.473 1.855 13.585 28.511 521 65.038 30.795 17.263 13.736 3.243 21.763 7.648 12.136 1.979 688 3.997

217.071 216.726 215.416 1.311 345 345 42.809 1.578 12.138 28.540 553 65.875 28.213 16.514 18.349 2.799 21.777 8.342 11.156 2.279 688 4.048

219.207 218.851 217.563 1.287 357 357 40.194 1.809 15.142 22.894 349 48.455 27.642 9.368 10.033 1.413 18.640 6.618 49 9.590 2.383 688 3.653

218.629 218.300 217.009 1.291 329 329 39.079 1.531 13.520 23.681 348 44.383 23.648 9.944 9.791 1.001 20.356 7.227 10.844 2.284 688 4.102

223.426 222.991 221.715 1.276 435 435 48.482 2.081 14.548 31.469 383 45.678 23.712 10.100 11.088 778 19.978 5.666 11.866 2.446 688 4.302

227.710 227.278 226.118 1.159 433 433 57.815 2.590 17.859 36.870 496 46.644 25.177 12.197 9.027 243 21.771 6.463 12.990 2.318 688 4.141

233.721 233.279 232.127 1.152 442 442 58.885 2.943 16.079 39.431 432 57.429 29.367 11.775 15.283r) 1.004r) 21.200 5.357 13.341 2.503 687 4.413

238.792 238.337 237.413 925 454 454 54.133 2.903 16.325 34.466 439 52.862 28.763 9.921 13.429 749 22.948 5.551 14.641 2.756 687 4.514

245.336 244.815 243.992 824 521 521 55.377 3.111 15.703 36.142 421 51.412 29.507 6.490 14.719 695 23.062 4.981 14.862 3.218 687 4.620

250.414 249.821 248.987 834 593 593 48.185 3.350 15.193 29.151 492 43.187 27.669 2.371 12.657 490 25.238 5.355 197 16.723 2.963 687 4.829

252.389 251.775 250.900 875 614 614 43.366 2.701 10.575 29.784 306 43.323 26.786 1.815 14.559 162 25.828 4.697 97 17.701 3.333 687 5.046

257.831 257.175 256.246 929 656 656 54.195 2.458 14.646 35.341 1.750 r) 49.550 27.568 100 20.693 1.189 27.878 6.036 98 18.090 3.654 687 5.130

261.649 260.985 260.098 887 664 664 46.016 2.386 12.750 29.882 998 41.786 28.751 200 12.072 763 33.188 11.193 98 18.015 3.882 688 5.601

4.000 14 (17) 0 22.813

4.061 12 (25) 0 18.792

3.667 8 (22) 17.366

4.155 9 (63) 2 13.593

4.351 8 (58) 1 13.989

4.144 7 (10) 0 16.051

4.381 6 26 0 17.887

4.295r) 5 214r) 1 15.992

4.606 5 9 17.228

4.743 5 82 0 6.651

5.036 5 5 2 6.549

5.117 5 8 14.948

5.577 5 19 3 10.276

321.401 320.328 127.729 66.712 125.887 1.073 233 28 813 6 9.946 8.169 1.809 1.809 0 262

317.976 317.010 128.634 66.912 121.464 967 210 29 728 6 10.320 7.890 1.806 1.806 0 257

278.535 277.555 112.715 79.938 84.903 980 238 30 711 5 19.869 7.517 1.819 1.819 2.101

284.938 284.066 114.567 72.484 97.014 872 298 29 545 5 12.236 7.118 1.815 1.815 1 561

299.648 298.490 127.457 68.671 102.362 1.158 509 29 621 4 12.068 7.093 1.808 1.808 0 176

312.209 310.871 135.448 65.764 109.659 1.338 478 33 827 4 14.081 6.669 1.795 1.795 0

336.447 334.893 147.647 68.102 119.144 1.554 764 32 759 4 10.814 6.699 1.797 1.797 0

332.720 331.114 140.754 67.461 122.900 1.606 626 30 950 4 12.600 6.670 1.847 1.847 0

2.928r)

2.100r)

1.045r)

338.089 336.591 148.919 67.176 120.497 1.498 659 34 805 4 13.842 6.670 1.856 1.856 1.254

325.888 324.287 130.180 72.844 121.263 1.601 560 32 1.009 4 11.277 6.671 1.851 1.851 5 809

322.124 320.771 128.357 71.866 120.548 1.353 514 33 807 4 10.106 6.672 1.854 1.854 9 1.125

349.517 348.324 154.427 71.536 122.361 1.193 549 44 600 4 14.331 6.653 1.898 1.898 750

336.800 335.514 134.732 76.567 124.214 1.286 545 42 700 4 13.441 6.654 1.888 1.888 0 715

255

262

479

330

274

232

226

232

233

19.510 8.491 319 7.631 1.999 1.328

19.529 8.498 348 8.489 2.355 1.328

19.920 8.356 344 8.946 2.729 1.328

20.336 8.162 10.074 1.120 2.349 1.328

20.462 8.158 9.833 1.932 2.449 1.328

20.462 8.867 6.584 3.012 2.480 1.003

21.068 9.285 4.397 3.891 2.719 1.003

21.191 9.775 3.269 4.803 2.620 1.003

21.462 10.214 1.827 5.876 2.144 1.003


h. Margin Deposits Components of Capital 21.691 21.818 21.904 21.954 a. Paid In Capital 10.486 10.486 10.483 10.357 b. Reserves 582 582 582 572 c. Retained Earnings (Profit/Loss) 1) 6.430 7.375 8.353 9.063 d. Current Earnings (Profit /Loss) 2) 1.711 1.490 1.542 1.743 e. Additional Paid In Capital 1.004 1.004 1.004 1.004 f. Loan Capital 1) LBU 2008 is not defined vs metada Positive difference of op. income and non op. minus op. expenses and non op. vs old metada r) Revised figures 241

2)

Items

251

264

275

8



Tabel 1.6.a. Kegiatan Usaha Bank Campuran

(Joint Venture Banks Operations) Miliar Rp (Billion Rp) 2012

Keterangan

Mei


2)

Jun

Jul

Ags

2013 Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Juli

174.380 174.365 85.903 88.462 16 16 12.294 5.640 6.273 318 63 24.320 15.657 2.466 5.761 436 18.730 6.354 678 8.642 3.056 94 2.436

180.398 180.383 86.632 93.751 14 14 17.666 6.145 11.185 328 8 21.145 16.198 344 3.808 795 16.985 6.379 665 6.836 3.106 94 2.590

r)


Okt

187.783 187.733 87.797 99.936 50 50 15.034 6.909 7.765 350 10 25.886 17.369 458 7.052 1.007 15.455 5.467 548 5.980 3.460 94 2.743

191.597 191.521 88.968 102.552 76 76 18.833 5.396 12.744 486 10***) 26.781 17.838 146 6.962 1.835 16.456 6.260 431 6.120 3.646 94 2.612

187.544 187.471 90.397 97.074 74 74 16.664 5.446 10.860 354 10***) 23.557 17.280 97 5.088 1.091 17.127 6.881 567 5.815 3.864 94 2.612

143.784 143.778 72.653 71.125 6 6 11.263 5.080 5.919 255 8 17.850 13.415 1.944 2.171 320 17.822 6.074 72 8.250 3.427 81 2.366

147.631 147.628 75.820 71.809 3 3 10.893 5.729 4.894 257 13 19.152 13.783 1.960 3.035 373 17.721 5.547 337 8.476 3.361 81 2.470

147.377 147.374 75.641 71.733 3 3 12.382 6.222 5.849 308 3 20.647 13.964 2.810 3.493 381 16.020 4.200 207 8.141 3.472 81 2.571

148.734 148.729 76.527 72.202 4 4 11.823 5.147 6.411 259 5 20.980 13.798 3.242 3.326 614 17.120 4.633 340 8.940 3.207 81 2.564

148.273 148.269 76.724 71.545 4 4 13.247 5.491 7.489 259 7 23.477 14.432 4.353 4.074 619 15.558 4.828 128 7.380 3.223 81 2.593

153.299 153.295 77.872 75.424 4 4 13.465 7.682 5.467 310 6 25.008 14.333 4.334 5.554 786 16.119 4.479 278 7.648 3.713 94 2.571

154.641 154.633 78.301 76.333 7 7 11.521 5.783 5.453 262 23 23.454 14.310 5.085 3.062 998 15.731 4.339 54 8.068 3.270 94 2.538

155.620 155.612 79.016 76.596 8 8 14.594 7.235 7.036 261 61 21.104 14.551 3.839 2.005 709 15.654 4.579 82 7.544 3.449 94 2.483

158.798 158.786 79.436 79.350 12 12 15.944 8.234 7.386 262 61 23.043 16.574 2.517 2.486 1.466 18.824 5.482 1.831 8.153 3.358 94 2.517

165.174 165.160 81.523 83.637 14 14 13.373 6.402 6.630 263 79 26.390 15.069 3.656

2.179 3 139 1.557 9.301

2.234 3 129 1.506 8.084

2.236 3 126 1.494 8.149

2.358 5 107 1.521 6.784

2.452 2 117 1.558 7.364

2.443 2 119 1.516 7.011

2.449 4 139 1.428 7.868

2.421 3 146 1.516 8.077

2.389 4 145 1.522 7.956

2.356 4 123 1.460 9.062

2.402 5 110 1.537 8.752

2.291 5 98 1.583 8.915

2.326 5 108 1.805 8.160

2.296 4 136 2.020 7.617

2.437 5 148 3.000 7.210

2.566 5 172 4.691 8.068

2.411 8 193 5.624 8.125

2.427 2 183 4.503 8.650

129.341 69.078 11.673 8.153 49.252 60.263 19.142 10.660 30.460 63 9.163 795 20.906 351 20.555 1.385 6.400

123.685 63.993 11.357 8.110 44.525 59.692 20.608 10.736 28.349 159 12.727 796 20.425 551 19.874 1.144 5.873

125.177 65.659 11.915 8.503 45.241 59.518 20.633 10.750 28.135 49 12.300 1.095 22.620 551 22.069 1.099 6.287

129.582 67.095 11.817 8.580 46.697 62.488 21.391 11.071 30.026 173 12.114 1.095 22.408 451 21.957 1.160 5.285

131.384 67.204 11.476 8.814 46.914 64.180 20.248 10.294 33.638 0 9.175 1.095 24.215 351 23.864 1.157 5.620

131.865 68.013 10.862 8.459 48.692 63.853 19.783 10.523 33.546 49 11.634 1.096 22.999 351 22.648 1.118 5.330

134.510 69.684 10.751 8.844 50.089 64.827 20.581 10.825 33.420 623 9.643 1.096 23.115 352 22.763 1.045 5.474

132.454 68.704 12.226 8.529 47.948 63.751 22.282 10.763 30.706 336 14.927 946 27.118 552 26.567 1.144 5.642

133.366 69.887 11.881 8.960 49.045 63.479 21.823 11.484 30.172 48 11.065 946 26.697 252 26.445 1.150 6.092

135.468 69.594 11.738 9.367 48.488 65.875 23.303 11.764 30.808 197 10.427 947 26.533 251 26.281 1.080 5.777

141.991 73.972 13.181 9.260 51.531 68.019 23.478 11.910 32.631 163 9.178 947 27.888 847 27.041 1.090 5.940

143.223 76.441 14.095 9.369 52.977 66.782 22.522 11.147 33.112 63 11.238 947 28.077 849 27.227 1.092 5.399

146.002 80.294 13.524 8.796 57.974 65.708 20.358 11.555 33.795 193 12.349 947 29.194 852 28.342 1.392 5.193

144.756 77.894 13.454 8.467 55.973 66.862 20.004 12.213 34.645 178 13.702 948 31.345 847 30.499 1.624 5.903

147.917 77.481 13.904 8.720 54.857 70.436 20.332 12.378 37.726 0 9.764 948 35.175 1.340 33.835 2.486 6.397

150.472 74.525 12.710 9.157 52.658 75.947 21.623 12.297 42.027 12.590 948 38.111 1.346 36.765 3.999 6.495

157.716 79.801 13.528 13.249 53.025 77.915 21.632 13.031 43.251 11.827 949 40.608 1.342 39.267 4.910 6.711

148.771 73.665 13.598 9.826 50.240 75.106 21.690 12.555 40.862 12.152 949 39.545 1.338 38.207 3.853 6.635

56

44

79

185

32

39

87

99

167

174

207

148

116

129

14.640 1.451 12.046 1.477 264 1.833

14.640 1.685 11.723 1.770 265 1.832

14.640 1.687 11.657 2.064 266 1.842

14.640 1.683 11.657 2.281 246 1.859

14.640 1.684 11.657 2.458 262 1.866

14.640 1.698 11.642 2.752 268 1.873

14.814 1.713 11.741 3.167 324 1.859

14.814 1.714 11.736 3.448 333 1.867

14.814 1.715 15.195 633 321 1.879

14.814 1.715 15.176 1.044 2.314 1.872

16.418 1.715 15.172 1.302 2.644 1.883

18.364 1.723 15.149 1.521 711 2.467

18.464 1.722 15.151 1.870 697 1.886

18.464 2.405 14.330 2.119 630 2.506


***) Angka-angka sangat-sangat sementara

Sep

140.788 140.784 69.703 71.081 5 5 8.733 4.630 3.673 364 66 18.210 13.746 1.735 2.309 420 19.253 6.882 785 8.484 3.102 81 2.366

2)

Items Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities

h. Margin Deposits Components of Capital 18.464 18.464 18.464 18.861 a. Paid In Capital 2.437 2.437 2.437 2.437 b. Reserves 14.298 14.275 14.275 14.275 c. Retained Earnings (Profit/Loss) 1) 2.408 2.870 3.408 3.931 d. Current Earnings (Profit /Loss) 2) 1.414 1.402 2.606 2.249 e. Additional Paid In Capital 2.595 2.757 2.924 2.846 f. Loan Capital 1) LBU 2008 is not defined vs metada Positive difference of op. income and non op. minus op. expenses and non op. vs old metada ***) Estimated figures r) Revised figures 163

1) 2)

Ags

136.400 136.393 65.825 70.568 7 7 11.517 4.629 6.462 422 4 20.989 13.491 2.401 4.612 484 19.021 7.686 375 7.875 3.085 81 2.321

5.691r) 1.974 15.618 5.877 91 6.322 3.328 94 2.393

168.744 168.730 83.299 85.431 14 14 12.437 5.610 6.493 264 69 24.041 15.586 4.460 2.487 1.508 20.899 7.263 1.688 8.637 3.311 94 2.439

Juni

121

99

131

9



Tabel 1.7.a. Kegiatan Usaha Bank Asing

(Foreign Owned Banks Operations) Miliar Rp (Billion Rp) 2012

Keterangan

Mei


2)

Jun

Jul

2013

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Juni

Juli

Ags

Sep

Okt

160.130 153.764 58.370 95.394 6.366 524 5.841 18.269 1.914 16.087 188 81 32.054 16.703 8.363 6.512 476 50.773 19.153 1.144 18.900 11.576 18 4.217

160.667 154.916 57.722 97.194 5.751 523 5.227 20.603 3.239 17.095 188 81 28.560 16.604 8.239 3.192 526 48.805 15.238 1.160 20.264 12.144 12 3.800

165.750 160.064 59.863 100.201 5.686 523 5.164 22.598 3.461 18.867 189 81 27.381 16.404 7.832 2.559 587 56.262 13.307 2.481 27.212 13.262 12 3.930

168.857 163.569 63.465 100.104 5.288 122 5.167 21.446 3.395 17.778 191 83 31.021 17.154 7.960 5.045 862 46.904 9.798 1.896 22.251 12.959 12 3.841

172.835 167.774 64.616 103.158 5.061 209 4.852 20.226 4.119 15.833 191 82 31.721 16.653 10.577 3.756 734 39.054 6.974 1.408 19.769 10.902 12 3.745

173.463 169.344 64.579 104.765 4.119 208 3.911 26.128 3.338 22.515 192 82 28.819 16.685 9.726 2.142 266 40.612 7.689 1.141 21.365 10.417 12 3.603

177.715 173.255 65.662 107.593 4.460 207 4.253 17.833 4.306 13.253 192 82 37.429 17.777 10.765 8.385 501 40.600 7.964 439 19.777 12.420 12 3.588

177.468 172.859 66.742 106.117 4.610 107 4.503 20.207 3.792 16.333 82 35.955 18.002 11.603 5.769 580 41.577 9.643 481 20.918 10.535 12 3.299

177.086 172.738 66.126 106.612 4.348 106 4.242 22.697 3.976 18.638 83 37.301 17.770 11.421 7.510 600 42.014 10.561 883 20.872 9.699 12 3.296

175.667 171.259 67.358 103.901 4.407 405 4.003 26.759 4.115 22.560 85 37.803 18.431 12.335 6.293 744 42.057 12.024 1.031 22.027 6.975 12 3.264

179.993 175.326 67.409 107.917 4.667 404 4.264 25.104 4.373 20.647 83 35.074 18.028 10.455 6.432 159 47.559 12.491 2.135 25.670 7.263 12 3.280

186.122 180.697 67.880 112.817 5.425 404 5.021 18.775 3.566 15.125 83 27.130 17.953 6.871 2.263r) 45 48.254 12.838 1.958 25.299 8.159 12 3.276

188.861 183.270 68.644 114.626 5.592 401 5.191 17.092 2.426 14.583 84 32.045 17.664 4.967 9.353 61 53.724 12.970 4.018 27.963 8.773 12 3.387

187.802 181.482 70.860 110.622 6.320 562 5.757 20.454 3.645 16.724 85 29.268 18.204 4.432 5.872 759 54.393 11.649 4.912 32.564 5.269 12 3.474

199.904 193.661 74.809 118.853 6.243 604 5.639 25.987 2.762 23.224 1 25.627 18.604 1.169 5.843 11 54.538 11.091 6.293 31.220 5.934 12 3.600

210.106 203.521 76.530 126.991 6.585 631 5.954 22.331 2.918 19.410 3 34.980 18.899 200 15.703 179 48.529 10.185 4.590 27.602 6.151 12 3.704

220.044 212.784 78.351 134.433 7.261 690 6.570 25.867 3.843 22.021 3 29.613 19.671 1.158 8.784 - r) 55.013 12.629 4.500 31.077 6.808 12 3.708

213.310 205.968 78.580 127.387 7.343 687 6.656 26.700 5.159 21.540 1 27.453 18.620 1.409 7.393 31 58.953 15.059 5.094 31.796 7.004 12 3.731

3.540 11 666 5.651 16.279

3.212 11 577 4.743 14.415

3.341 11 578 4.494 12.720

3.273 11 557 4.254 11.130

3.181 11 553 4.099 12.645

3.044 11 547 3.987 11.234

3.033 12 543 4.352 12.703

2.766 2 532 4.941 12.452

2.769 2 526 4.955 13.379

2.746 2 516 5.153 12.714

2.767 2 511 5.041 13.241

2.768 2 507 5.309 15.195

2.859 2 526 5.725 15.040

2.957 2 515 5.541 16.321

3.097 2 502 7.895 15.733

3.189 3 512 14.839 15.824

3.185 3 520 15.814 17.009

3.224 2 505 12.284 17.981

155.017 84.844 34.646 9.495 40.703 70.173 44.440 11.577 14.156 168 17.596 1.755 7.628 5.076

147.593 76.490 33.401 8.679 34.410 71.103 42.293 11.785 17.025 21.378 1.755 5.533 4.973

153.088 77.228 32.700 9.005 35.523 75.860 43.813 13.865 18.183 0 27.108 1.755 5.144 5.879

153.673 77.126 31.396 8.543 37.187 76.546 44.061 14.068 18.417 20.605 1.755 5.542 4.980

152.261 75.388 30.844 9.135 35.409 76.873 43.916 13.556 19.402 18.528 5.391 5.147

157.456 78.336 31.554 7.875 38.908 79.120 44.600 13.895 20.625 3 15.342 5.070 4.763

155.666 79.752 34.508 7.891 37.353 75.914 44.002 12.815 19.097 19.496 4.621 4.980

155.430 79.987 32.996 7.858 39.133 75.443 44.409 12.857 18.176 3 19.839 5.373 4.463

164.354 83.390 34.183 8.560 40.647 80.964 49.181 12.905 18.878 280 14.023 5.061 5.497

163.527 84.733 35.106 8.803 40.825 78.793 48.355 12.770 17.668 0 19.637 4.906 4.756

162.380 85.348 35.273 8.533 41.542 77.033 46.332 12.668 18.033 22.447 4.994 4.479

161.994 86.274 35.443 8.618 42.213 75.720 47.065 12.777 15.878 15.412 4.854 5.000

165.522 88.389 38.500 8.173 41.716 77.133 49.217 12.704 15.213 714 17.624 5.693 5.038

163.536 86.595 37.764 7.399 41.432 76.940 49.247 12.228 15.464 20.117 6.430 4.479

165.712 84.855 36.961 7.164 40.730 80.858 53.656 12.428 14.774 22.456 9.583 4.998

167.293 85.801 38.795 7.479 39.526 81.492 53.092 12.958 15.443 19.644 16.222 5.469

169.714 83.412 35.793 8.044 39.576 86.301 55.653 13.765 16.882 298 24.885 17.022 5.575

171.416 84.282 36.320 6.902 41.060 87.134 57.980 13.481 15.673 19.626 13.288 5.876

577

456

420

433

551

551

495

511

526

520

593

512

544

501

555

607

615

478

4.289 16.978 2.359 1 -

4.289 16.947 3.092 41 -

4.289 16.473 3.085 58 -

4.289 16.473 3.400 0 -

4.289 16.003 3.946 33 -

4.289 16.003 4.373 48 -

4.289 16.003 4.743 72 -

4.289 14.770 5.137 56 -

4.289 19.887 613 59 -

4.289 19.929 976 8 -

4.289 19.965 1.448 56 -

5.018 19.298 1.478 60 -

5.018 19.298 1.953 (7r)) -

5.018 19.294 2.254 (249) -

5.018 19.292 2.689 (316) -

5.018 18.909 3.816 (456) -

5.018 18.910 4.696 (382) -

5.018 18.909 5.603 (90) -

1)

. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama r) Angka-angka diperbaiki




2)

Items

2)

LBU 2008 is not defined vs metada Positive difference of op. income and non op. minus op. expenses and non op. vs old metada r) Revised figures

10



Tabel 1.8.a. Laporan Laba / Rugi Bank Umum

Commercial Banks Income Statements Miliar Rp (Billion Rp) Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

2013 Mei Jun

222.219 6.456 2.430 14.493 157.104 156.549 555 41.736 106.838 353 1.401 58.691 6.703 10.807 41.182 3.025 1.447 40.856 1.064 115.381

254.854 7.050 2.836 16.455 180.849 180.208 640 47.664 121.855 410 1.668 66.905 7.661 12.309 46.935 3.436 1.665 46.772 1.000 132.999

288.013 7.790 3.191 18.320 205.035 204.314 721 53.677 136.609 461 1.913 74.981 8.586 13.824 52.571 3.848 1.864 52.578 963 151.404

322.428 8.476 3.592 20.288 229.595 228.788 807 60.477 152.651 511 2.164 83.469 9.539 15.410 58.520 4.250 2.051 59.283 924 169.776

355.961 9.133 3.954 22.179 254.011 253.120 891 66.685 167.859 560 2.389 91.760 10.428 16.806 64.527 4.696 2.227 65.344 882 188.102

391.280 9.979 4.373 24.027 279.847 278.874 973 73.054 183.713 611 2.644 100.507 11.414 18.492 70.601 5.155 2.452 71.516 828 207.568

36.547 970 421 1.998 26.704 26.610 94 6.454 17.684 49 264 8.873 1.001 1.641 6.230 453 287 6.227 1.531 18.864

68.697 1.775 756 3.874 50.200 50.021 178 12.093 32.189 97 498 17.045 1.943 3.138 11.964 922 377 11.763 1.485 36.508

104.311 2.498 1.140 5.880 76.142 75.866 276 18.651 48.424 147 776 25.946 2.862 4.730 18.354 1.384 580 18.203 1.387 55.887

139.900 3.234 1.586 7.946 101.743 101.373 370 25.391 64.778 197 1.086 34.797 3.860 6.275 24.662 1.855 775 24.791 1.278 75.122

176.401 3.878 2.066 9.922 128.165 127.693 471 32.371 81.710 246 1.399 44.051 4.926 7.855 31.270 2.324 992 31.537 1.162 94.691

212.911 4.552 2.506 11.937 154.310 153.735 575 39.606 98.747 295 1.743 52.863 5.947 9.360 37.556 2.803 1.181 38.785 1.077 114.164

250.179 5.130 2.933 13.882 182.129 181.438 691 46.104 115.450 347 2.062 62.235 6.975 10.927 44.333 3.315 1.398 45.120 974 134.729

289.066 5.681 3.345 15.981 210.188 209.377 811 53.871 133.190 399 2.403 71.991 7.972 12.557 51.462 3.831 1.594 52.049 923 155.876

328.937 6.375 3.806 18.465 238.517 237.597 920 61.773 152.870 453 2.750 81.795 9.007 14.151 58.637 4.328 1.833 60.816 895 176.066

371.648 6.913 4.400 20.878 269.162 268.134 1.028 70.296 173.435 506 3.134 93.134 10.082 15.829 67.224 4.838 2.022 68.936 865 198.213 B.

67.202 6.488

79.563 7.663

83.244 7.930

92.657 8.257

99.583 8.666

112.791 9.549

125.557 9.929

20.130 420

29.004 759

37.755 1.102

47.267 1.524

57.812 1.697

72.759 2.125

76.480 2.494

91.520 2.639

110.250 2.995

111.344 3.684

16

15

16

18

17

17

16

17

1

1

1

4

4

3

2

3

3

2

3

4

8

9

7

9

11

12

19

20

21

20

22

27

34

41

21

25

15.261 15.065

17.838 18.739

23.805 22.213

21.547 25.271

23.825 28.092

24.456 31.488

29.183 34.756

32.261 38.537

6.153 3.266

8.938 6.208

11.869 9.518

14.492 12.990

17.900 17.583

25.192 21.274

27.714 25.088

37.086

49.968

44.528

28.340

32.132

36.170

f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi

26.324 98.664 3.686

23.102 109.102 4.507

25.858 129.902 5.092

28.468 142.930 5.436

32.460 160.022 5.342

34.947 175.623 5.231

39.277 196.445 5.517

44.800 218.409 5.710

10.270 28.685 279

13.078 46.103 328

15.244 62.902 728

18.238 81.991 718

20.607 100.685 1.100

24.138 124.891 2.010

21.148 139.172 2.795

-

-

-

-

-

8

123

123

-

-

-

-

-

-

-

16

9

6

6

7

5

6

5

-

0

-

0

0

0

0

0

0

0

13.492 30.206 1.092

15.228 27.710 1.313

19.698 32.015 1.507

17.104 35.548 1.858

18.843 40.483 1.956

19.285 44.117 2.169

23.463 48.598 2.387

26.045 52.385 2.622

5.353 11.891 239

7.774 15.558 450

10.144 17.932 657

12.088 22.470 967

15.104 26.300 1.218

21.673 31.528 1.466

23.262 29.839 1.629

30.720 33.260 1.874

42.122 38.225 2.106

36.313 42.327 2.332

g. Lainnya Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Pendapatan non - operasional Beban non - operasional Laba/Rugi non-operasional (E - F) Laba/Rugi tahun berjalan sebelum pajak Penerimaan Transfer Laba/Rugi Transfer Laba/Rugi ke Kantor Pusat Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan)

50.169 44.316 9.250 7.124 2.126 46.442 (37) 243 36.355

60.332 55.833 10.669 8.330 2.339 58.172 (44) 231 45.732

71.583 65.042 12.502 9.806 2.696 67.738 (48) 584 52.887

82.978 73.313 14.375 11.193 3.181 76.494 (56) 588 59.721

93.393 84.038 15.770 12.543 3.227 87.265 (54) 584 68.067

104.809 93.736 17.786 13.932 3.854 97.590 (49) 702 76.125

116.352 104.448 19.732 15.395 4.336 108.784 (45) 728 84.862

131.519 114.715 21.929 17.133 4.796 119.512 56.698 57.793 92.830

10.923 10.308 2.318 1.667 651 10.959 8 30 8.727

21.994 19.410 3.901 2.981 920 20.330 11 88 16.085

33.442 30.741 5.412 4.354 1.058 31.797 22 71 25.132

45.748 40.398 7.014 5.698 1.316 41.714 28 507 32.647

56.964 51.818 9.004 7.167 1.837 53.655 37 537 42.699

68.214 62.032 11.075 8.744 2.331 64.362 49 592 51.118

81.648 72.037 13.571 10.611 2.960 74.997 61 699 59.395

93.075 85.467 16.154

105.231 95.894 18.931

117.897 108.312 D. 20.696 E.

12.898 3.256

15.143 3.788

16.476 F. 4.220 G.

88.723 71 638 70.738

99.682 83 798 79.149

Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C. Pendapatan dan Beban Operasional Lain 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee

D. E. F. G. H. I. J. K.

2012 Mei

Jun

Jul

156.634 5.075 1.622 10.410 110.570 110.179 391 28.958 76.579 252 889 42.457 4.745 7.776 29.937 2.242 1.031 28.289 1.418 80.055

189.405 5.757 2.022 12.355 133.603 133.133 471 35.668 91.672 302 1.128 50.453 5.701 9.278 35.474 2.623 1.238 34.818 1.111 104.689

62.924 5.383

Jul

Ags

Sep

Items

Okt A.

C.

23.413

25.133

26.935

161.929 3.001

190.423 2.739

201.246 2.376

-

-

0

112.532 99 918 89.039

H. I. J. K.

Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections Net Interest Income (A1-A2) Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/ provisions g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax

11



Tabel 1.9.a. Laporan Laba / Rugi Bank Persero

(State Owned Banks Income Statements) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2)

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

2013 Mei Jun

Apr

Items

Jul

Ags

Sep

Okt 115.351 1.626 1.271 8.480 98.131 97.905 226 5.841 38.405 429 646 28.684 3.016 6.098 19.570 1.029 1.027 5.724 865 76.946 B.

A. 49.169 1.520 521 4.160 40.688 40.589 99 2.280 18.751 209 152 13.548 1.696 2.844 9.007 614 554 2.257 1.418 30.418

59.081 1.739 624 4.995 48.965 48.847 118 2.759 21.688 249 201 16.037 2.018 3.387 10.631 704 634 2.753 1.111 37.393

68.942 1.966 732 5.922 57.051 56.914 136 3.272 24.957 291 252 18.549 2.361 3.918 12.270 791 741 3.270 1.064 43.985

78.624 2.154 838 6.692 65.302 65.143 159 3.638 28.072 339 298 21.038 2.697 4.454 13.887 882 857 3.658 1.000 50.552

89.255 2.358 940 7.485 74.265 74.087 178 4.208 31.337 381 348 23.477 2.990 4.991 15.496 968 957 4.245 963 57.918

99.489 2.523 1.051 8.196 82.990 82.791 199 4.729 34.666 422 387 26.023 3.272 5.566 17.186 1.050 1.059 4.802 922 64.823

109.634 2.674 1.164 8.986 91.556 91.337 218 5.255 37.921 463 419 28.525 3.526 6.134 18.864 1.133 1.147 5.353 882 71.713

120.662 2.937 1.323 9.694 100.923 100.690 234 5.784 41.417 506 439 31.277 3.837 6.777 20.664 1.220 1.265 5.903 808 79.244

12.507 289 177 854 10.636 10.610 27 550 5.163 41 34 2.770 336 598 1.835 84 204 499 1.531 7.344

22.173 484 297 1.679 18.887 18.840 47 826 8.188 83 68 5.374 682 1.180 3.512 165 218 796 1.485 13.985

33.293 619 406 2.540 28.257 28.188 69 1.470 11.768 124 107 8.125 922 1.793 5.409 251 317 1.456 1.387 21.525

44.331 767 535 3.383 37.425 37.334 91 2.221 15.413 166 157 10.867 1.190 2.379 7.298 358 416 2.172 1.278 28.918

55.269 923 669 4.205 46.656 46.544 112 2.816 19.064 208 217 13.696 1.509 2.981 9.205 455 540 2.786 1.162 36.205

66.503 1.049 775 4.991 56.229 56.095 133 3.459 22.613 249 285 16.380 1.801 3.563 11.016 558 625 3.439 1.076 43.890

78.069 1.186 889 5.612 66.340 66.179 161 4.042 26.279 293 353 19.243 2.099 4.160 12.984 678 739 3.999 973 51.790

89.756 1.322 983 6.435 76.395 76.205 189 4.622 30.163 336 449 22.224 2.387 4.813 15.024 801 845 4.585 923 59.593

102.121 1.487 1.101 7.579 86.843 86.634 209 5.110 34.082 382 544 25.293 2.711 5.435 17.147 907 946 5.115 895 68.039

28.245 2.608

25.232 3.463

29.695 4.373

33.173 4.613

37.536 4.736

39.941 4.884

44.773 5.094

50.412 5.149

8.322 90

12.653 170

15.595 269

19.130 369

23.660 382

30.827 557

23.810 558

26.624 564

30.048 697

32.107 928

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

1.405 5.582

1.778 6.849

2.236 8.375

2.616 9.667

3.117 10.745

2.858 12.083

3.011 13.411

3.734 14.985

536 1.293

583 2.491

1.665 3.778

1.916 5.146

3.473 6.979

6.637 8.417

2.492 9.959

3.479

4.805

5.143

11.364

13.015

14.526


18.345 40.503 2.086

12.793 39.937 2.979

14.711 47.238 3.732

16.277 53.427 3.782

18.938 60.110 3.775

20.116 65.257 3.734

23.257 71.953 3.753

26.543 80.785 3.766

6.402 11.474 41

9.409 18.574 52

9.883 23.476 101

11.699 30.252 120

12.826 37.614 188

15.216 47.253 279

10.801 43.453 436

11.217

11.530

11.510

48.899 481

55.398 518

61.483 564

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

0

-

-

-

-

-

-

-

-

1.467 19.327 385

1.808 14.223 427

1.886 16.755 469

2.113 18.315 647

2.453 20.999 578

2.361 22.122 630

2.439 24.397 672

2.940 26.429 732

478 6.894 81

474 10.228 135

1.338 10.040 204

1.259 12.374 349

2.824 13.880 408

5.877 16.660 463

1.441 12.368 451

1.794 13.466 478

2.671 14.756 547

3.268 15.711 581


17.235 18.160 1.229 149 1.080 19.240 15.215

20.498 22.688 1.387 162 1.225 23.913 19.025

24.396 26.442 1.605 187 1.418 27.860 22.394

28.569 30.299 1.880 202 1.679 31.978 25.565

32.305 35.345 1.722 197 1.524 36.869 29.384

36.411 39.507 2.234 207 2.027 41.534 33.056

40.692 44.533 2.705 236 2.469 47.002 37.348

46.918 48.871 3.183 386 2.798 51.669 26.113 26.113 40.823

3.979 4.192 197 47 151 4.343 3.452

7.684 8.065 471 99 373 8.437 6.729

11.793 13.644 567 248 320 13.961 11.096

16.150 17.796 556 150 406 18.202 14.665

20.314 22.252 807 232 575 22.827 18.447

23.975 27.464 1.015 249 766 28.230 22.886

28.756 32.147 1.212 379 833 32.980 26.666

32.680

36.906

41.358

37.319 1.213

42.689 1.342

47.571 D. 1.881 E.

640 573 37.891 30.490

743 599 43.288 34.856

568 1.313 48.884 39.339

C. Pendapatan dan Beban Operasional Lain 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee

D. E. F. G. H. I. J. K.

2012

C.

F. G. H. I. J. K.


12



Tabel 1.10.a. Laporan Laba / Rugi BUSN Devisa

(Foreign Exchange Commercial Banks Income Statements) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C. Pendapatan dan Beban Operasional Lain 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee

D. E. F. G. H. I. J. K.

2012 Mei

Jun

2013

Jul

Ags

Sep

Okt

Nov

Des

Jan

94.001 2.606 393 5.512 62.994 62.657 337 22.496 50.253 54 635 26.137 2.241 5.459 18.437 1.429 336 21.662 43.748

107.941 2.847 472 6.285 72.688 72.300 388 25.647 57.458 61 751 29.867 2.572 6.238 21.056 1.621 383 24.775 50.483

121.736 3.107 526 7.043 82.228 81.790 439 28.832 64.498 69 854 33.509 2.891 7.034 23.583 1.817 427 27.822 57.239

136.467 3.394 580 7.846 92.145 91.652 493 32.503 72.227 76 960 37.311 3.222 7.851 26.237 2.014 474 31.391 1 64.240

150.483 3.660 621 8.617 101.827 101.283 544 35.759 79.372 83 1.077 40.937 3.549 8.485 28.903 2.244 518 34.514 0 71.111

165.319 3.981 675 9.376 112.085 111.487 599 39.202 87.021 90 1.199 44.873 3.911 9.309 31.653 2.489 565 37.805 0 78.298

Feb

Mar

Apr

Mei

Items

Jun

Jul

Ags

Sep

Okt

88.758 2.160 347 4.483 61.147 60.781 366 20.621 46.591 38 835 23.948 2.151 4.636 17.161 1.525 263 19.982 42.167

103.816 2.419 408 5.311 72.177 71.739 439 23.500 54.011 44 968 28.172 2.540 5.409 20.223 1.782 305 22.740 49.805

120.642 2.635 483 6.138 83.537 83.022 515 27.850 62.445 51 1.095 32.669 2.914 6.182 23.572 2.044 352 26.234 58.197

137.237 2.947 547 7.053 94.527 93.938 589 32.162 72.494 57 1.219 37.045 3.282 6.953 26.811 2.306 414 31.453 64.742

155.538 3.140 617 8.022 106.962 106.299 664 36.796 82.637 61 1.338 42.445 3.679 7.769 30.997 2.563 460 35.770 72.901 B.

A. 66.709 2.117 248 3.974 44.011 43.773 238 16.359 36.298 38 403 18.903 1.590 3.899 13.413 1.031 238 15.684 30.411

80.163 2.363 310 4.773 53.364 53.078 286 19.354 43.143 46 514 22.443 1.907 4.659 15.877 1.236 285 18.619 37.021

14.737 442 60 748 9.972 9.917 54 3.515 7.888 6 116 4.094 373 834 2.887 256 42 3.374 6.849

28.667 837 107 1.441 19.571 19.464 107 6.711 15.111 12 230 7.818 699 1.558 5.561 507 83 6.462 0 13.555

43.429 1.202 164 2.200 29.816 29.646 170 10.048 22.806 19 365 11.859 1.051 2.342 8.467 772 131 9.661 20.622

58.301 1.554 218 2.968 40.121 39.888 232 13.441 30.524 25 520 15.814 1.413 3.112 11.289 1.023 178 12.963 27.777

73.385 1.820 279 3.726 50.914 50.615 298 16.646 38.140 31 673 19.998 1.780 3.896 14.322 1.275 219 15.944 35.244

C. 14.594 987

18.446 1.052

25.572 1.245

23.039 1.280

25.462 1.374

28.041 1.492

30.281 1.686

33.347 1.834

5.606 184

6.427 319

9.351 541

12.227 647

15.824 755

18.970 752

23.103 785

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

4

8

9

7

9

9

10

19

20

21

20

22

27

34

41

21

25

2.351 5.797

2.650 7.532

7.974 8.750

3.721 9.763

4.158 10.785

4.525 12.058

4.836 13.187

4.710 14.598

958 1.260

1.301 2.276

1.620 3.537

2.214 4.856

2.775 6.807

3.557 8.304

5.097 9.809

7.760

12.607

10.308

10.988

12.411

13.938


5.012 29.755 328

6.682 35.872 292

7.595 46.452 288

8.265 47.832 370

9.139 53.627 366

9.956 59.782 353

10.563 65.655 346

12.195 71.838 426

3.186 9.155 78

2.510 13.775 97

3.632 20.427 275

4.490 27.285 204

5.464 33.693 381

6.329 40.844 503

7.378 49.192 568

8.883

9.959

11.264

57.930 699

70.093 589

74.568 510

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

16

9

6

6

7

5

6

5

-

-

-

0

0

0

0

0

0

0

2.005 6.849 257

2.153 8.776 312

6.836 10.231 369

2.519 11.499 430

2.857 12.918 485

3.070 14.581 547

3.239 15.914 603

2.993 17.278 686

649 3.956 62

873 3.755 121

1.144 5.346 187

1.647 6.825 246

2.127 8.158 324

2.710 9.860 427

4.081 11.671 487

6.407 13.203 597

10.946 16.219 622

8.351 18.466 686


20.300 15.250 6.743 6.368 375 15.625 12.459

24.329 19.595 7.801 7.389 412 20.007 16.005

28.723 22.867 9.106 8.652 454 23.322 18.482

33.008 25.690 10.496 9.978 518 26.207 20.697

36.994 29.074 11.789 11.183 605 29.680 23.394

41.226 32.499 13.055 12.462 593 33.092 26.066

45.549 35.736 14.371 13.735 636 36.372 28.635

50.449 39.807 15.751 15.124 628 40.435 23.361 23.511 31.687

4.410 3.301 1.517 1.432 85 3.386 2.635

8.929 6.208 2.698 2.662 36 6.244 4.865

13.475 9.547 3.944 3.802 142 9.688 7.486

18.362 12.720 5.371 5.160 211 12.931 10.025

22.703 17.376 6.813 6.436 377 17.752 14.267

27.344 20.293 8.343 7.828 515 20.808 16.345

32.385 23.715 10.129 9.309 820 24.535 19.273

37.023

41.717

46.555

28.749 12.086

30.593 13.963

34.929 D. 15.221 E.

10.887 1.199

12.518 1.445

14.132 F. 1.089 G.

29.948 23.989

32.038 25.348

36.018 28.376

3

28.482 811

35.943 945

36.595 1.060

-

-

-

H. I. J. K.


13



Tabel 1.11.a. Laporan Laba / Rugi BUSN Non Devisa

(Non-Foreign Exchange Commercial Banks Income Statements) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C. Pendapatan dan Beban Operasional Lain 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee

D. E. F. G. H. I. J. K.

2012 Mei

Jun

Jul

Ags

2013 Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Items

Okt A.

10.803 250 35 247 5.864 5.837 28 4.407 7.072 0 55 2.497 60 154 2.283 169 36 4.315 0 3.731

12.913 285 42 294 7.111 7.077 35 5.180 8.334 0 67 2.954 73 185 2.697 200 43 5.070 0 4.579

15.238 324 51 340 8.430 8.388 42 6.094 9.772 81 3.441 85 217 3.139 236 50 5.963 5.467

17.525 361 61 385 9.750 9.700 50 6.968 11.184 0 95 3.935 96 250 3.589 279 58 6.817 0 6.342

19.804 401 69 430 11.080 11.023 57 7.824 12.582 0 110 4.437 107 284 4.045 323 64 7.648 0 7.222

22.254 443 78 477 12.448 12.383 65 8.808 14.132 0 127 4.962 119 322 4.521 364 72 8.607 0 8.122

24.697 486 87 522 13.837 13.764 73 9.765 15.650 0 143 5.482 130 355 4.997 407 80 9.538 0 9.047

27.222 536 96 564 15.286 15.204 82 10.740 17.226 0 163 6.043 146 389 5.507 444 87 10.489 0 9.995

2.525 62 9 47 1.409 1.400 9 999 1.636 18 587 15 36 536 41 7 983 0 889

4.887 110 16 95 2.775 2.758 17 1.891 3.091 0 34 1.098 27 69 1.001 82 14 1.863 0 1.796

7.442 167 26 146 4.248 4.222 26 2.855 4.699 0 52 1.680 41 106 1.533 128 24 2.815 0 2.743

10.036 233 36 197 5.703 5.668 35 3.868 6.354 0 69 2.254 53 141 2.060 174 38 3.819 0 3.682

12.794 296 47 245 7.185 7.140 44 5.021 8.165 0 86 2.842 70 176 2.596 217 53 4.967 0 4.630

15.409 354 59 293 8.686 8.632 54 6.017 9.807 0 105 3.422 86 211 3.125 257 67 5.955 0 5.602

18.302 412 69 341 10.323 10.258 65 7.158 11.651 0 129 4.060 107 248 3.705 306 81 7.074 0 6.651

20.926 474 73 372 11.797 11.722 75 8.209 13.357 0 147 4.644 118 281 4.245 355 95 8.116 0 7.568

23.727 528 81 423 13.381 13.296 86 9.314 15.166 0 173 5.280 135 316 4.829 404 108 9.201 0 8.561

26.574 580 89 483 14.987 14.891 97 10.436 17.048 0 202 5.971 154 353 5.465 454 121 10.299 0 9.526 B.

518 66

608 73

688 81

749 83

862 89

967 95

1.059 98

1.184 104

105 1

188 7

272 10

384 25

512 51

622 57

739 67

830 73

942 80

1.062 84

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

C.

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

169

159

1 192

1 225

1 254

1 281

1 311

2 340

0 24

0 57

0 88

0 114

1 140

1 172

1 208

2

2

3

244

276

315


283 2.937 4

375 3.583 10

414 4.252 10

440 4.905 10

517 5.591 12

590 6.291 13

649 7.015 15

738 7.751 14

79 657 1

124 1.323 1

174 2.046 2

245 2.752 3

321 3.466 5

392 4.205 4

463 5.010 5

512 5.678 4

583 6.424 9

660 7.207 12

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0 621 1

0 721 1

858 1

0 1.006 2

0 1.152 2

0 1.312 2

0 1.456 3

0 1.503 3

0 146 1

0 278 2

0 444 3

0 544 4

0 646 5

0 781 7

0 914 8

0 1.045 10

1 1.177 12

1 1.314 14


2.310 1.312 45 34 11 1.324 1.076

2.851 1.604 53 40 12 1.616 1.283

3.383 1.903 65 50 16 1.918 1.524

3.886 2.186 74 60 14 2.200 1.751

4.425 2.493 82 66 16 2.509 2.003

4.964 2.797 89 73 16 2.813 2.247

5.541 3.091 100 83 18 3.108 2.479

6.230 3.428 139 94 46 3.474 4.354 4.354 2.790

509 336 10 10 0 336 276

1.042 661 18 18 0 661 538

1.597 969 35 27 8 977 788

2.201 1.314 46 39 6 1.321 1.068

2.810 1.676 62 52 10 1.686 1.359

3.413 2.019 75 64 11 2.030 1.637

4.082 2.380 91 78 13 2.393 1.929

4.619

5.226

5.866

2.719 108

3.078 122

3.381 D. 137 E.

95 13 2.733 2.198

110 12 3.090 2.488

126 11 3.392 2.727

F. G. H. I. J. K.

Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections Net Interest Income (A1-A2) Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative e. transaction Deviden, gain from investment in shares with equity method, fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative e. transaction Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/ provisions g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax

14



Tabel 1.12.a. Laporan Laba / Rugi BPD

(Regional Development Banks Income Statements) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2)

Mei

Jun

Jul

Ags

2013 Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Items

Jun

Jul

Ags

Sep

Okt 45.449 683 1.877 1.342 29.605 29.596 9 11.943 22.592 15 456 9.841 2.509 1.325 6.007 667 83 11.530 0 22.858 B.

A. 18.625 693 561 649 12.122 12.117 5 4.601 9.968 6 108 4.848 1.084 702 3.062 394 38 4.574 0 8.656

22.527 814 722 648 14.631 14.626 6 5.711 12.036 7 121 5.854 1.325 834 3.694 443 81 5.530 0 10.490

26.744 942 885 783 17.349 17.342 7 6.784 14.226 9 137 6.883 1.575 967 4.341 523 89 6.584 12.518

30.828 1.016 1.034 895 20.039 20.032 7 7.844 16.325 10 153 7.850 1.790 1.093 4.967 598 98 7.616 0 14.503

34.778 1.123 1.182 1.017 22.630 22.622 8 8.825 18.330 12 172 8.813 2.031 1.212 5.570 672 119 8.542 0 16.448

39.115 1.251 1.356 1.203 25.337 25.328 9 9.967 20.570 13 203 9.862 2.290 1.339 6.233 744 127 9.620 1 18.545

43.326 1.352 1.511 1.282 28.135 28.125 9 11.047 22.717 14 232 10.861 2.524 1.469 6.868 830 135 10.644 1 20.609

47.630 1.470 1.663 1.407 30.994 30.984 10 12.096 24.774 16 274 11.789 2.757 1.621 7.410 912 158 11.607 20 22.856

4.134 63 133 119 2.838 2.838 1 981 1.903 1 46 850 209 145 497 65 5 936 0 2.231

7.960 123 254 216 5.452 5.451 1 1.915 3.731 2 77 1.660 409 273 978 141 10 1.840 0 4.229

12.322 184 421 339 8.453 8.450 2 2.925 5.772 4 118 2.601 657 402 1.542 210 25 2.814 0 6.550

16.714 274 628 475 11.309 11.306 3 4.029 7.929 5 161 3.595 939 528 2.128 269 30 3.868 0 8.785

21.598 349 830 592 14.292 14.288 4 5.534 10.530 7 206 4.630 1.222 656 2.751 333 35 5.320 0 11.068

26.051 426 1.022 727 17.265 17.260 5 6.612 12.688 8 247 5.631 1.493 780 3.357 404 49 6.348 1 13.364

30.949 485 1.218 870 20.370 20.365 6 8.005 15.182 10 297 6.646 1.741 913 3.991 474 58 7.697 0 15.766

35.630 538 1.400 1.006 23.455 23.448 7 9.231 17.530 12 333 7.675 1.991 1.053 4.630 538 59 8.913 0 18.100

40.429 610 1.618 1.156 26.528 26.520 8 10.517 19.953 14 390 8.710 2.240 1.188 5.282 604 76 10.159 0 20.477

2.829 194

3.424 267

3.305 229

3.595 235

4.017 254

4.510 278

4.998 315

5.652 363

516 6

939 32

1.308 35

1.650 41

1.929 49

2.246 52

2.502 55

2.756 60

3.106 68

3.451 107

16

14

16

18

17

17

16

17

1

1

1

4

4

3

2

3

3

2

0

-

-

-

-

-

1

2

-

-

-

-

-

-

-

46 378

52 463

61 540

65 628

81 721

85 798

87 880

90 1.000

13 73

20 149

23 228

28 321

32 411

37 489

51 579

74

95

107

644

723

811

2.193

2.625

2.460

2.650

2.945

3.332

3.699

4.180

423

737

1.021

1.256

1.433

1.666

1.815

1.977

2.218

2.423

2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi

7.200 230

8.741 256

9.734 169

11.201 207

12.596 199

14.347 200

15.890 208

18.181 215

1.528 9

3.009 14

4.498 33

6.073 35

7.578 69

8.970 51

10.953 74

12.473 93

14.118 102

15.925 110

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

42 1.964 11

47 2.362 14

53 2.194 17

54 2.321 19

69 2.666 21

71 3.148 23

73 3.465 26

75 3.592 29

10 562 2

16 825 4

18 1.119 6

22 1.423 8

28 1.937 10

30 2.201 12

39 2.531 14

47 2.867 18

62 3.205 18

73 3.675 19


4.952 4.285 380 318 63 4.348 3.769

6.063 5.172 452 393 58 5.231 4.557

7.301 6.089 517 453 64 6.153 5.338

8.600 6.898 594 523 71 6.969 6.027

9.641 7.869 662 588 75 7.944 6.881

10.905 8.708 746 642 104 8.812 7.631

12.118 9.718 817 713 104 9.822 8.489

14.270 10.327 926 791 135 10.462 2.910 3.059 8.946

945 1.220 77 63 15 1.235 1.120

2.150 2.159 140 114 26 2.185 1.932

3.322 3.360 227 184 44 3.404 3.012

4.584 4.363 339 258 81 4.444 3.891

5.534 5.419 431 339 92 5.511 4.803

6.676 6.640 532 439 94 6.733 5.876

8.294 7.315 653 530 123 7.438 6.430

9.448

10.731

12.047

8.384 821

9.465 1.007

10.384 D. 1.049 E.

645 176 8.560 7.375

786 221 9.686 8.353

844 204 10.588 9.063

C. Pendapatan dan Beban Operasional Lain 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya

D. E. F. G. H. I. J. K.

2012

C.

-

-

-

Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections Net Interest Income (A1-A2) Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative e. transaction Deviden, gain from investment in shares with equity method, fees/comissions/provisions f Others 2.

F. G. H. I. J. K.

Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative e. transaction Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/ provisions g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax

15



Tabel 1.13.a. Laporan Laba / Rugi Bank Campuran

(Joint Venture Banks Income Statements) Miliar Rp (Billion Rp) Keterangan

2012 Mei

Jun

Jul

Ags

2013 Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Items

Okt A.

A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima

5.777 176 109 371 3.953 3.953 0 1.168 2.939 47 1.602 97 109 1.396 33 123

8.078 197 135 447 4.792 4.792 0 2.506 4.610 60 1.909 119 129 1.661 39 145

9.492 219 151 526 5.689 5.689 2.907 5.422 80 2.217 141 151 1.925 46 170

10.958 234 166 599 6.600 6.599 0 3.359 6.254 0 102 2.538 165 169 2.204 55 195

12.309 255 180 662 7.502 7.502 0 3.709 6.971 0 119 2.859 187 188 2.484 64 219

13.822 276 199 730 8.438 8.438 0 4.179 7.831 0 139 3.202 216 209 2.778 73 239

15.382 315 219 800 9.508 9.508 0 4.540 8.658 0 150 3.625 236 231 3.158 82 267

16.784 343 236 864 10.457 10.457 0 4.883 9.400 0 169 3.973 256 258 3.458 89 292

1.444 37 13 65 959 959 0 370 758 0 24 339 23 20 296 8 26

2.711 68 29 130 1.811 1.811 0 674 1.407 0 42 650 43 41 565 15 49

4.251 101 41 190 2.751 2.751 0 1.168 2.314 0 60 1.001 65 61 874 23 77

5.741 137 58 260 3.698 3.698 0 1.587 3.134 0 76 1.357 91 81 1.185 31 105

7.328 173 71 330 4.711 4.711 0 2.042 4.013 0 89 1.737 119 102 1.516 38 135

8.875 205 93 409 5.675 5.674 0 2.492 4.895 0 110 2.103 142 120 1.841 46 165

10.514 237 117 485 6.733 6.733 0 2.942 5.788 0 119 2.500 165 140 2.195 53 202

12.213 271 141 551 7.819 7.819 1 3.431 6.751 0 144 2.914 188 164 2.563 61 229

14.008 307 167 621 8.935 8.934 1 3.978 7.808 0 155 3.332 210 185 2.936 69 276

f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2)

1.134 2.839

2.456 3.468

2.908 4.071

3.364 4.704

3.710 5.338

4.177 5.992

4.535 6.725

4.876 7.384

361 686

652 1.304

1.153 1.937

1.566 2.607

2.014 3.315

2.472 3.980

2.913 4.726

3.402 5.462

3.976 6.200

4.558 6.998 B.

3.979 107

5.132 122

5.666 162

6.145 164

6.401 169

6.598 201

6.624 266

7.934 272

1.076 29

1.940 42

3.239 38

3.522 65

3.804 59

5.421 63

7.387 63

7.541 62

9.017 78

9.089 122

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2.618 850

3.573 1.007

4.003 1.174

4.195 1.350

4.256 1.511

4.201 1.701

3.930 1.914

4.975 2.112

754 157

1.340 335

2.354 537

2.360 735

2.450 950

3.901 1.150

5.636 1.345

5.542

6.837

6.372

1.522

1.740

2.001


283 4.915 60

294 6.260 60

326 7.004 78

436 7.844 80

466 8.460 71

495 8.919 63

514 9.177 54

575 10.853 47

135 1.267 29

223 2.243 23

310 3.798 40

362 4.428 30

345 5.048 60

306 7.015 143

344 9.363 157

416 9.772 171

362 11.470 123

594 11.647 64

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2.233 572 143

2.988 707 175

3.157 814 210

3.280 1.095 248

3.256 1.286 280

3.139 1.399 315

2.792 1.523 362

3.821 1.659 382

605 175 35

1.069 224 71

1.968 448 106

1.890 698 136

1.900 818 173

3.133 993 199

4.683 1.232 237

4.368 1.441 275

5.462 1.587 319

4.857 1.718 353


1.907 1.903 233 166 67 1.970 (45) (45) 1.477

2.331 2.340 277 217 60 2.400 (52) (52) 1.770

2.746 2.733 332 251 81 2.814 (59) (59) 2.064

3.141 3.005 383 274 109 3.114 (64) (64) 2.281

3.567 3.280 449 322 127 3.407 (69) (69) 2.458

4.002 3.671 470 337 134 3.805 (74) (74) 2.752

4.447 4.172 476 331 145 4.317 (78) (78) 3.167

4.944 4.466 509 340 169 4.635 (80) (80) 3.448

422 494 336 48 288 783 (2) (2) 633

857 1.001 329 46 284 1.285 (4) (4) 1.044

1.235 1.378 349 57 292 1.670 (6) (6) 1.302

1.674 1.702 361 52 309 2.010 (6) (6) 1.521

2.098 2.070 432 72 360 2.430 (4) (4) 1.870

2.547 2.385 468 100 368 2.753 (1) (1) 2.119

3.053 2.751 557 160 397 3.148 2 2 2.408

3.517 3.230 814

3.979 3.746 1.193

4.654 4.440 D. 1.081 E.

307 507 3.738 6 6 2.870

470 723 4.469 10 10 3.408

377 703 5.143 14 14 3.931

C. Pendapatan dan Beban Operasional Lain 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee

D. E. F. G. H. I. J. K.

15.883 340 201 695 10.081 10.080 2 4.566 8.885 0 175 3.759 235 205 3.318 76 317

C.

F. G. H. I. J. K.


16



Tabel 1.14.a. Laporan Laba / Rugi Bank Asing

(Foreign Owned Banks Income Statements) Miliar Rp (Billion Rp) Keterangan

2012 Mei

Jun

Jul

Ags

2013 Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

A.

A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima

5.551 319 149 1.008 3.931 3.910 21 144 1.551 124 1.061 217 68 776 0 42

6.644 359 189 1.199 4.739 4.713 26 158 1.862 165 1.256 259 83 914 0 51

7.802 398 219 1.410 5.591 5.559 33 183 2.209 216 1.464 299 95 1.070 60

8.977 439 264 1.598 6.469 6.433 36 208 2.563 269 1.678 341 105 1.232 0 74

10.130 545 295 1.682 7.329 7.290 39 279 2.891 310 1.886 378 115 1.393 5 78

11.279 588 328 1.837 8.237 8.195 42 290 3.225 0 347 2.109 421 123 1.565 5 80

12.439 647 353 1.973 9.148 9.103 45 319 3.542 0 370 2.331 464 131 1.737 0 81

13.664 712 379 2.122 10.102 10.053 48 349 3.874 0 400 2.553 507 139 1.908 0 84

1.200 77 29 166 890 887 3 39 336 27 232 44 8 179 0 2

2.300 153 53 313 1.703 1.697 6 77 660 48 446 83 17 346 12 4

3.575 226 82 465 2.617 2.608 9 185 1.065 75 680 126 26 528 0 7

4.778 268 113 664 3.488 3.479 9 246 1.425 103 910 174 34 702 1 8

6.028 316 169 824 4.407 4.395 13 312 1.798 128 1.148 226 43 880 6 10

7.314 359 209 1.034 5.308 5.292 16 404 2.154 162 1.379 274 50 1.055 13 11

8.530 391 233 1.263 6.185 6.165 20 457 2.539 196 1.613 323 57 1.233 21 12

9.899 441 264 1.480 7.186 7.162 24 528 2.943 234 1.865 373 65 1.428 31 13

11.415 497 291 1.633 8.302 8.275 27 692 3.368 270 2.135 429 73 1.633 39 13

f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2)

324 4.000

390 4.782

468 5.593

542 6.414

612 7.239

685 8.054

761 8.897

837 9.790

75 864

151 1.639

303 2.510

403 3.352

506 4.230

589 5.161

696 5.991

800 6.956

911 8.048

25.288 1.070

31.194 1.126

29.040 1.382

C. Pendapatan dan Beban Operasional Lain 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi

D. E. F. G. H. I. J. K.


Items

Okt 12.852 543 344 1.856 9.395 9.364 31 714 3.869 317 2.435 489 80 1.866 49 14 1.054 8.983 B.

C.

12.760 1.422

14.360 1.511

14.638 1.574

16.543 1.555

18.377 1.635

19.527 1.716

25.056 2.090

27.028 2.206

4.505 108

6.856 189

7.991 210

10.353 376

12.083 401

14.674 645

18.939 967

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

8.841 2.288

9.786 2.729

9.529 3.181

10.948 3.638

12.211 4.077

12.786 4.566

17.318 5.053

18.751 5.502

3.893 460

5.693 900

6.206 1.351

7.973 1.818

9.169 2.296

11.059 2.742

14.437 3.188

20.230

25.622

22.595

3.579

3.967

4.579

209 13.354 977

333 14.709 911

353 15.223 816

401 17.722 986

454 19.639 919

458 21.027 869

595 26.755 1.143

569 29.002 1.242

45 4.604 121

75 7.180 141

224 8.658 277

186 11.202 325

216 13.287 398

228 16.604 1.030

347 21.201 1.554

408 27.177 1.552

480 32.919 1.399

484 30.416 1.116

-

-

-

-

-

8

123

123

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1

-

-

-

-

-

-

-

-

-

-

-

7.744 873 295

8.232 921 384

7.766 1.164 441

9.139 1.311 512

10.208 1.462 589

10.643 1.555 651

14.920 1.843 721

16.216 1.923 790

3.611 157 57

5.342 249 117

5.676 535 151

7.270 606 223

8.225 862 297

9.923 1.033 360

13.017 1.123 430

18.103 1.238 496

22.980 1.281 588

19.763 1.443 678

3.465 3.406 620 89 530 3.936 8 288 2.359

4.261 4.433 699 128 571 5.004 8 283 3.092

5.036 5.007 876 213 663 5.670 11 643 3.085

5.774 5.235 948 157 792 6.026 8 653 3.400

6.462 5.977 1.067 186 880 6.857 16 654 3.946

7.301 6.554 1.191 210 981 7.535 25 776 4.373

8.005 7.198 1.262 297 965 8.163 33 806 4.743

8.708 7.816 1.419 398 1.021 8.837 39 835 5.137

658 766 180 69 111 877 10 32 613

1.331 1.316 244 41 202 1.518 15 93 976

2.019 1.843 289 36 253 2.095 27 77 1.448

2.777 2.504 342 39 303 2.806 33 513 1.478

3.505 3.025 459 36 423 3.448 42 541 1.953

4.258 3.231 641 64 577 3.808 51 594 2.254

5.077 3.729 930 155 774 4.503 59 697 2.689

5.789

6.671

7.416

5.066 1.112 325 787 5.853 65 632 3.816

6.323 1.305 517 788 7.111 73 789 4.696

7.607 1.328 428 900 8.508 85 904 5.603

D. E. F. G. H. I. J. K.


17



Tabel 1.15.a. Rekening Administratif Bank Umum

(Commercial Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted

2012 Mei

2013

Jun

Jul

Ags

Sep

Okt

Nov

269.706 17.204 248.183

272.193 17.106 250.392

250.148 14.543 230.673

227.077 15.462 207.621

252.799 14.709 233.382

314.891 18.584 291.245

296.133 19.614 271.778

4.320 1.117.584 722.058

4.695 1.151.537 747.792

4.932 1.149.860 764.925

3.994 1.124.938 772.049

4.708 1.167.334 778.165

5.061 1.291.502 887.022

4.741 1.261.668 898.232

Des

Jan

Feb

Mar

Apr

Mei

275.380 16.205 254.545

280.745 16.609 258.892

298.740 17.167 274.943

306.146 22.273 278.677

314.638 24.152 284.528

4.630 1.154.122 817.271

5.244 1.199.123 848.828

6.630 1.219.531 859.374

5.196 1.223.486 848.325

5.958 1.239.244 860.045

Indicator

Jun

Jul

Ags

Sep

Okt

336.825 26.642 303.556

350.799 24.822 321.080

362.974 24.156 334.583

369.991 28.045 336.603

350.306 27.757 317.049

369.354 Commited Claims 27.773 - Unused borrowing 336.281 - Outstanding spot and derivatives

6.627 1.222.703 831.029

4.897 1.262.744 862.142

4.235 1.319.089 895.741

5.343 1.358.317 924.868

5.500 1.399.392 967.540

(purchased) 5.301 - Others 1.417.605 Commited Liabilities 979.666 - Undisbursed loan facilities

276.580 445.478 5.294

277.848 469.944 4.552

291.208 473.717 4.027

305.335 466.714 4.348

307.027 471.138 5.096

284.623 602.399 5.263

274.981 623.250 5.540

265.664 551.608 5.911

279.925 568.903 5.982

272.805 586.569 7.269

276.417 571.908 7.092

280.426 579.619 10.972r)

286.104 544.924 7.184

279.906 582.236 10.067

288.449 607.291 11.174

295.450 629.418 11.534

292.558 674.983 12.091

296.831 682.835 9.554

3.919 1.374

2.651 1.901

2.893 1.134

2.748 1.600

3.876 1.221

3.989 1.274

3.967 1.573

1.609 4.301

1.658 4.324

2.157 5.112

1.519 5.573

1.418

1.555 5.629

1.266 8.801

1.329 9.845

1.425 10.109

1.416 10.674

1.585 7.970

r)

to debtors - Committed - Uncommitted - Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others

- Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya

72.395 315.537

70.415 326.556

65.734 312.129

68.337 278.605

70.614 311.412

73.565 323.857

74.570 281.809

73.439 255.717

70.616 271.931

73.041 277.886

73.766 291.633

9.554 69.014 295.939

68.919 310.768

69.362 315.744

70.843 337.524

74.186 343.737

83.841 332.252

79.450 346.145

2.299 200.058 166.330 31.770 1.959 147.701 145.688 2.014 170.551

2.222 219.334 186.501 31.979 853 148.773 146.619 2.153 173.289

3.045 191.105 165.129 25.302 674 154.077 151.930 2.147 171.557

1.599 192.116 165.725 25.709 682 158.894 156.781 2.113 183.804

2.046 195.785 169.438 25.671 676 166.239 164.160 2.079 187.492

1.795 198.008 171.408 25.903 697 170.883 168.046 2.838 188.148

1.518 200.587 173.780 26.091 716 172.773 169.977 2.796 189.370

1.785 199.692 173.136 25.849 706 183.675 180.788 2.888 191.889

1.766 199.620 172.724 26.174 721 182.069 179.249 2.820 187.487

1.960 204.222 176.814 26.643 764 175.443 172.471 2.972 187.995

2.670 206.328 178.715 26.714 898 176.201 173.106 3.095 190.414

3.275 203.055 175.220 26.904 931 180.446 177.608 2.838 191.592

4.803 199.402 171.350 27.117 936 185.477 182.825 2.652 193.721

5.428 201.846 173.517 27.428 902 191.643 188.556 3.087 196.474

3.807 208.900 179.418 28.063 1.420 197.657 194.727 2.929 199.522

3.992 224.574 194.683 28.951 940 206.708 203.645 3.063 203.622

3.668 237.291 207.287 29.019 985 231.331 215.273 16.058 209.931

2.789 228.744 198.782 28.960 1.002 216.443 213.229 3.214 208.410

- Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya

27.806 135.442 126.341 9.101 7.303 5.713 1.590

27.787 138.957 129.741 9.215 6.545 5.977 567

23.849 140.450 131.170 9.280 7.257 6.081 1.176

25.359 151.500 135.973 15.527 6.945 6.217 728

25.326 155.072 139.515 15.557 7.095 6.391 704

24.784 156.139 140.590 15.549 7.225 6.468 758

24.914 157.037 141.441 15.597 7.420 6.567 852

24.576 159.833 144.316 15.517 7.480 6.913 567

24.313 155.596 139.969 15.627 7.578 6.991 587

24.026 156.241 140.587 15.655 7.728 7.052 676

24.372 158.130 142.498 15.632 7.911 7.169 743

24.350 159.176 143.450 15.726 8.067 7.457 610

24.249 161.121 145.046 16.074 8.352 7.669 683

24.621 162.993 146.983 16.010 8.860 7.869 991

25.365 165.458 149.171 16.287 8.699 7.968 731

26.008 168.499 152.116 16.384 9.114 8.208 906

26.975 172.409 155.630 16.779 10.547 8.333 2.214

26.195 - Channelling 173.453 - Written off earning assets 156.321 - Credit disbursed 17.131 - Others 8.762 - Charged off earning assets 8.125 - Credit disbursed 637 - Others


r) Revised figures

18



Tabel 1.16.a. Rekening Administratif Bank Persero (State Owned Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya


2012 Mei

Jun

Jul

Ags

2013 Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

23.773 23.773

20.735 281 20.353

15.940 15.940

16.655 16.646

20.524 20.524

17.903 17.903

22.778 22.778

23.602 23.602

29.291 29.291

28.264 28.264

27.673 27.673

26.888 26.888

16.364 16.364

35.150 35.150

37.449 37.449

26.270 26.270

16.570 16.570

240.629 189.350

101 244.783 198.656

220.406 180.307

10 224.650 182.260

227.677 178.451

233.105 187.838

236.799 186.620

240.565 193.478

261.451 212.251

260.780 210.303

243.148 193.877

244.344 194.779

226.248 187.988

243.007 188.959

259.928 199.733

267.927 209.480

258.257 202.706

Okt

Indicator

19.558 Commited Claims - Unused borrowing 19.558 - Outstanding spot and derivatives

(purchased) - Others 261.049 Commited Liabilities 206.946 - Undisbursed loan facilities

41.971 147.379 223

41.047 157.608 183

49.867 130.440 188

51.408 130.852 222

44.702 133.748 224

50.891 136.947 244

48.254 138.366 275

48.414 145.065 211

56.559 155.692 262

50.904 159.400 252

51.012 142.864 258

52.114 142.666 269

52.618 135.371 231

42.014 146.945 176

49.015 150.718 190

55.883 153.597 192

50.292 152.414 229

54.023 152.923 201

119 104 31.923 19.126

81 102 32.768 13.168

80 108 30.094 9.808

122 100 31.144 11.011

115 108 34.535 14.457

129 115 33.736 11.277

159 116 36.033 13.862

72 140 34.112 12.749

151 110 32.081 16.848

143 109 32.961 16.988

132 125 32.277 16.506

120 149 33.349 15.790

130 101 32.799 5.064r)

92 85 32.234 21.266

107 83 33.142 26.496

107 85 33.106 25.026

92 137 37.114 18.065

116 84 36.871 16.869

8 33.341 9.932 21.705 1.704 58.796 58.714 82 116.176 24.744 91.340 88.057 3.283 92 92 -

9 34.751 12.568 21.600 583 57.948 57.805 143 116.871 24.684 92.096 88.812 3.284 92 92 -

9 30.735 10.845 19.492 398 61.206 61.095 111 113.592 20.473 93.027 89.747 3.280 92 92 -

12 32.223 12.070 19.745 409 64.238 64.109 129 118.745 20.472 98.181 94.898 3.283 93 93 -

11 34.872 14.463 19.992 417 69.568 69.468 100 120.064 20.392 99.579 96.293 3.285 94 94 -

10 34.933 14.315 20.195 424 71.545 71.431 114 119.841 19.734 100.014 96.728 3.286 94 94 -

10 35.798 15.080 20.284 434 73.016 72.863 153 119.751 19.377 100.281 96.996 3.285 94 94 -

14 35.686 15.132 20.116 438 82.152 81.904 248 121.735 19.066 102.575 99.263 3.312 94 94 -

10 36.610 15.671 20.489 450 84.280 84.029 251 116.574 18.881 97.598 94.301 3.298 95 95 -

276 36.814 15.734 20.618 462 75.721 75.496 224 116.889 18.570 98.225 94.930 3.296 94 94 -

230 36.971 15.677 20.732 562 76.155 75.923 232 117.343 18.418 98.829 95.535 3.295 96 96 -

157 39.201 17.730 20.899 572 79.123 78.952 171 117.592 18.264 99.232 95.937 3.296 96 96 -

166 40.165 18.663 20.918 583 81.053 80.890 163 118.412 18.166 100.149 96.852 3.297 96 96 -

372 41.147 19.354 21.198 595 84.495 84.289 206 119.866 18.345 101.424 98.115 3.309 98 98 -

367 42.505 20.227 21.672 606 87.731 87.514 217 121.937 18.772 103.064 99.747 3.317 101 101 -

123 45.779 22.843 22.316 620 93.958 93.725 233 124.976 19.326 105.543 102.213 3.331 108 108 -

143 48.562 25.430 22.502 630 100.635 100.384 252 128.518 20.084 108.320 104.602 3.718 114 114 -

162 47.849 24.828 22.379 641 99.412 99.143 269 128.308 19.714 108.483 104.868 3.615 111 111 -

to debtors - Committed - Uncommitted - Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others r) Revised figures

19



Tabel 1.17.a. Rekening Administratif BUSN Devisa

(Foreign Exchange Commercial Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya r) Angka-angka diperbaiki

2012 Mei

Jun

Jul

Ags

2013 Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

67.724 279 65.837

70.965 483 68.593

63.899 484 61.879

61.096 488 58.988

63.904 537 61.240

66.593 3.420 60.762

68.529 3.416 62.947

67.659 3.427 62.050

75.318 3.447 69.449

76.247 3.436 70.488

75.685 3.745 69.440

67.725 3.650 61.742

83.133 3.676 76.871

94.209 3.673 88.245

96.307 3.747 91.665

101.196 5.828 93.476

92.295 4.261 86.217

1.607 388.805 295.241

1.890 398.322 301.269

1.535 402.329 311.091

1.620 425.421 336.715

2.128 435.772 343.762

2.412 442.943 348.707

2.166 446.829

2.183 441.539

352.852

347.941

2.421 455.720 354.612

2.323 460.635 357.434

2.499 459.243 357.831

2.334 479.337 372.952

2.585 486.074 378.050

2.291 504.098 386.829

895 519.892 399.443

1.892 522.114 404.123

1.816 529.149 409.833

Okt

Indicator


(purchased)

146.585 148.656 1.587

146.602 154.667 1.427

151.639 159.453 1.561

160.390 176.325 1.826

167.163 176.599 1.891

169.983 178.725 2.020

169.083 183.769 2.084

163.347 184.594 2.234

168.109 186.504 2.392

167.587 189.848 2.884

169.214 188.617 2.049

172.900 200.052

772 815 24.311 67.335

789 638 22.502 72.763

928 634 21.625 67.744

993 833 23.405 63.348

977 914 22.466 67.409

978 1.043 24.820 67.218

1.036 1.048 24.390 67.377

1.140 1.094 25.113 66.171

1.111 1.282 24.845 73.706

1.625 1.259 25.300 74.813

1.023 1.027 25.234 73.751

1.027

331 8.357 4.093 4.142 122 31.059 29.222 1.837 36.051 614 28.859 23.672 5.187 6.577 4.987 1.590

361 7.865 3.570 4.161 134 31.685 29.726 1.960 35.685 764 29.269 23.998 5.271 5.653 5.085 567

307 8.060 3.747 4.175 137 32.154 30.173 1.981 36.604 1.201 29.109 23.756 5.353 6.293 5.157 1.137

127 8.494 4.100 4.265 129 32.838 30.895 1.942 43.183 2.601 34.607 23.028 11.579 5.975 5.247 728

244 8.607 4.551 3.939 117 33.621 31.687 1.934 45.049 2.650 36.294 24.711 11.583 6.105 5.401 704

177 8.606 4.530 3.949 127 34.927 32.255 2.672 45.669 2.788 36.700 25.125 11.574 6.182 5.451 731

126

82

9.067

8.659

4.929 4.023 114

4.553 3.979 126

36.281

37.219

33.724 2.557

34.706 2.512

46.572

46.937

3.137 37.067 25.451 11.616 6.367 5.515 852

3.268 37.317 25.663 11.655 6.351 5.784 567

163 8.743 4.712 3.899 132 36.139 33.642 2.498 47.312 3.204 37.662 26.035 11.627 6.447 5.860 587

204 8.906 4.583 4.176 148 36.847 34.184 2.663 47.768 3.187 38.005 26.350 11.655 6.576 5.900 676

378 8.983 4.661 4.141 181 36.625 34.075 2.550 48.771 3.602 38.451 26.818 11.633 6.718 5.975 743

1.816 - Others 533.371 Commited Liabilities 408.886 - Undisbursed loan facilities

175.826 202.224 2.071

179.225 207.603 2.143

178.449 220.994 2.118

177.478 226.645 2.136

176.507 233.326 5.177

176.957 231.930 2.410

5.523 22.877 75.708

1.006 1.065 21.785 81.455

1.038 1.105 22.369 89.765

1.027 1.091 22.739 95.164

1.044 1.092 24.026 90.430

1.135 4.042 26.557 86.292

1.245 1.165 22.253 99.120

1.250r) 8.767 4.480 4.085 202 37.946 35.454 2.491 49.199 3.585 38.767 27.046 11.721 6.847 6.237 610

2.713 8.877 4.459 4.218 201 38.107 35.791 2.316 50.178 3.597 39.617 27.544 12.073 6.964 6.282 683

2.993 8.635 4.234 4.197 204 39.346 36.952 2.394 51.009 3.754 39.924 27.932 11.992 7.332 6.341 991

428 8.715 3.719 4.292 703 39.417 36.905 2.513 51.763 4.091 40.541 28.283 12.258 7.131 6.400 731

1.398 8.742 4.046 4.480 215 39.914 37.485 2.429 52.549 4.127 40.922 28.555 12.367 7.499 6.593 906

1.290 8.850 4.277 4.321 252 39,914***) 38.860 2,429***) 53.131 4.321 41.489 29.152 12.337 7.321 6.671 650

702 8.561 4.068 4.236 257 40.769 38.420 2.349 53.202 3.932 42.177 29.402 12.776 7.092 6.455 637

6.550r)

r)


20



Tabel 1.18.a. Rekening Administratif BUSN Non Devisa

(Non-Foreign Exchange Commercial Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya

2012 Mei

Jun

Jul

Ags

2013 Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

15 -

14 -

13 -

14 -

14 -

14 -

15 -

18 -

18 -

32 -

20 -

27 -

28 -

27 -

22 -

15 3.461 3.401

14 3.446 3.360

13 4.246 4.171

14 4.386 4.315

14 4.596 4.542

14 4.660 4.608

15

18

18 5.200 5.083

32 5.471 5.364

20 4.980 4.906

27 5.663 5.569

28 5.467 5.387

27 5.368 5.273

22 6.521 6.428

Sep

Indicator

Okt

28

23

-

-

28 6.051 5.975

23 5.412 5.298

19 Commited Claims - Unused borrowing - Outstanding spot and derivatives -

(purchased) 4.852

4.861

4.756

4.762

19 - Others 7.049 Commited Liabilities 6.922 - Undisbursed loan facilities

2.579 822 20

2.590 770 33

2.926 1.246 21

2.874 1.441 21

2.761 1.781 23

2.911 1.697 32

3.031 1.725 72

2.954 1.808 70

3.355 1.728 60

3.278 2.086 57

3.437 1.470 38

3.536 2.033 53

3.593 1.794 50

3.996 1.277 54

4.196 2.232 55

4.132 1.843 58

3.928 1.369 72

4.117 2.806 74

5 14 -

11 22 -

8 13 -

10 11 -

9 15 -

6 27 -

38 35 -

41 29 -

38 22 -

37 20 -

8 30 -

13 40 -

17 33 -

24 30 -

22 33 0 -

25 34

31 41

31 42

41 268 268 0 246 198 48 1.486 85 1.277 1.126 151 124 124 -

52 287 285 1 272 222 50 1.904 85 1.534 1.380 154 285 285 -

54 293 291 1 262 207 54 1.989 85 1.596 1.442 154 308 308 -

50 311 311 0 238 198 40 2.044 85 1.633 1.478 155 327 327 -

31 317 315 2 270 226 44 2.093 83 1.670 1.517 153 341 341 -

20 319 314 5 289 238 51 2.140 83 1.698 1.545 153 359 359 -

24

29

313 308 5 301

309 303 6 374

255 46

289 85

2.222

2.255

83 1.752 1.595 157 387 387

82 1.761 1.612 149 412 412

-

-

57 321 317 4 362 315 47 2.322 82 1.799 1.647 152 440 440 -

50 325 320 4 351 302 49 2.391 82 1.855 1.703 152 454 454 -

36 325 318 6 371 312 59 2.452 82 1.901 1.753 148 469 469 -

41 317 308 9 337 270 67 2.498 82 1.928 1.777 151 488 488 -

30 315 311 5 343 288 55 2.539 82 1.951 1.804 147 506 506 -

41 341 333 8 483 409 74 2.692 82 2.069 1.921 148 541 541 -

38 336 325 10 406 324 82 2.733 82 2.090 1.943 147 561 561 -

-

-

-

18 326 316 10 359 292 67 2.762 82 2.102 1.980 122 577 577 -

43 323 313 10 379 315 63 2.849 82 2.172 2.040 133 594 594 -

53 335 326 9 356 293 64 2.902 81 2.218 2.069 149 602 602 -

to debtors - Committed - Uncommitted - Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others

21



Tabel 1.19.a. Rekening Administratif BPD

(Regional Development Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya ***) Angka-angka sangat-sangat sementara r) Angka-angka diperbaiki

2012 Mei

Jun

Jul

Ags

2013 Sep

Okt

Nov

Des

Jan

2.545 76 155

2.466 80 122

2.758 76 430

2.471 77 201

2.950 77 462

2.806 77 164

2.578

2.426

77 67

77 10

2.314 16.682 14.326

2.264 17.027 14.710

2.252 18.250 15.670

2.193 18.521 16.062

2.412 19.674 17.173

2.564 19.588 17.038

2.433

2.340

19.574

21.004

17.232

6.130 8.196 67

6.181 8.530 65

6.138 9.532 68

6.361 9.702 58

6.724 10.449 68

6.606 10.433 67

60 7 974 96

59 6 981 47

60 8 918 369

53 5 948 230

62 6 969 223

1.219 10.240 4.923 5.200 116 9.809 9.808 1 6.575 2.363 4.100 3.835 265 113 113 0

1.223 10.912 5.254 5.539 119 10.047 10.046 1 6.454 2.255 4.086 3.882 204 113 113 -

1.224 6.710 5.663 927 120 10.292 10.291 1 6.343 2.090 4.101 3.910 191 152 113 40

1.222 7.094 6.005 962 127 11.068 11.067 1 6.660 2.202 4.346 4.138 208 113 113 0

1.241 7.239 6.163 952 124 11.475 11.474 1 6.963 2.201 4.649 4.430 219 113 113 0

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Indicator

Okt

3.961 Commited Claims 79 - Unused borrowing 0***) - Outstanding spot and derivatives

3.081 77 465

3.155 77 527

2.903 78 314

2.852 78 289

3.260 88 721

2.720 79 164

3.990 78 846

3.900 79 640

3.423 79 0

18.826

2.540 20.666 17.945

2.551 20.876 18.147

2.511 20.210 17.572

2.485 20.652 17.801

2.451 21.086 18.012

2.477 19.773 16.990

3.066 22.762 19.398

3.181 22.758 19.438

3.344 21.403 18.809

3.282 - Others 21.248 Commited Liabilities 18.088 - Undisbursed loan facilities

5.222 12.010 73

5.366 13.460 78

5.326 12.619 90

5.094 13.053 112

4.737 12.835 89

4.875 12.926 76

4.776 13.236 79

4.736 12.253 130

4.934 14.464 125

5.144 14.294 164

5.132 13.677 127

5.110 12.977 179 -

58 10 1.052 193

6 68 893 96

15 64 865 39

15 75 846 504

10 102 810 508

10 78 814 60

7 69 845 299

5 74 808 565

3 128 869 140

3 122 800 814

3 160 837 615

4 123 804 35

4***) 135 775 564

1.238 7.621 6.485 1.016 120 11.883 11.883 1 7.025 2.179 4.706 4.487 219 140 113 27

1.280

1.196

7.594

7.391

6.418 1.032 143

6.255 1.018 118

11.420

11.946

11.419 1

11.945 1

1.280 7.262 6.085 1.059 118 9.440 9.440 1 7.296 2.145 5.038 4.803 234 113 113 -

1.299 7.313 6.089 1.092 132 8.998 8.997 1 7.340 2.186 5.041 4.805 235 113 113 -

1.676 7.445 6.200 1.111 133 9.245 9.180 65r) 7.617 2.270 5.235 4.995 240 113 113 -

1.631 6.376 5.013 1.231 132 9.572 9.498 74r) 7.802 2.419 5.270 5.029 241 113 113 -

1.622 4.276 2.855 1.288 133 10.536 10.468 68r) 7.832 2.403 5.317 5.077 241 113 113 -

1.644 4.240 2.814 1.344 82 11.505 11.135 370 7.906 2.440 5.353 5.109 244 113 113 -

1.705 4.139 2.617 1.441 81 12.212 11.947 265 7.983 2.473 5.397 5.152 246

1.628 4.181 2.623 1.477 81 12.450 12.417 33 8.092 2.488 5.491 5.219 272

1.642 4.697 3.030 1.584 82 12.638 12.163 475 8.108 2.467 5.528 5.255 273

113 113 -

113 113 -

113 113 -

(purchased)

7.196

7.310

2.317 4.767 4.545 222 113 113 0

2.160 4.998 4.763 236 153 153 0

1.625 4.084 2.593 1.402 88 11.701 11.651 49 7.914 2.420 5.382 5.134 248 113 113 -

to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others ***) Estimated figures r) Revised figures

22



Tabel 1.20.a. Rekening Administratif Bank Campuran

(Joint Venture Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya


2012 Mei

Jun

Jul

Ags

2013 Sep

Okt

Nov

Des

Jan

43.586

41.154

7.059 36.414

4.510 36.560

113

84

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

41.264 4.842 36.304

47.106 5.441 41.031

52.207 9.241 42.865

60.645 9.243 51.265

59.993 11.614 48.290

56.751 9.656 46.998

56.361 8.917 47.195

63.263 9.580 53.442

55.391 10.100 45.005

118 146.959 106.451

635 157.168 110.254

101 164.549 115.207

137 168.621 113.425

89 142.931 85.525r)

98 156.580 103.208

249 162.342 107.104

241 174.873 111.848

285 176.221 117.523

Okt

Indicator


48.684 8.452 39.895

45.950 8.279 37.525

44.602 5.954 38.476

45.996 6.793 39.070

43.974 5.961 37.860

44.095 6.923 37.102

338 140.355 91.857

147 142.486 97.611

172 143.520 98.948

133 142.694 98.882

153 139.370 96.740

70 143.583 101.308

16.217 75.640 5

17.757 79.854 8

17.852 81.096 6

18.022 80.860 9

18.393 78.348 9

17.669 83.639 8

12.559 90.520 12

12.083 92.581 15

13.607 92.844 6

13.461 96.793 12

13.754 101.453 14

13.359 100.066 12

15.263 70.262r) 11

14.247 88.961 10

15.188 91.916 11

14.696 97.152 185

15.654 101.869 161

15.957 102.326 162

4 1 7.562 40.328

2 6 7.265 37.357

3 3 6.349 38.007

3 6 6.232 37.428

3 7 6.176 35.927

3 4 6.286 35.631

3 9 6.649 34.140

4 11 6.022 32.721

2 5 6.006 34.387

3 8 6.597 40.203

6 8 7.400 41.825

6 6 6.074 48.984

6 5 6.828 50.401

6 3 6.383 46.813

7 4 6.843 48.206

12 173 8.127 54.524

13 147 10.307 47.973

16 146 9.983 48.117

603 52.960 52.749 211 13.286 13.241 45 2.902 0 2.682 2.528 153 220 220 -

245 76.141 75.930 211 14.075 14.075 2.966 0 2.747 2.593 153 219 219 -

210 55.408 55.179 228 14.531 14.531 0 3.334 0 3.114 2.960 153 221 221 -

142 57.122 56.887 235 14.710 14.710 3.405 0 3.165 3.011 153 240 240 -

517 56.676 56.398 278 15.113 15.113 3.471 0 3.229 3.076 153 241 241 -

350 57.517 57.279 233 5 15.445 15.445 3.556 0 3.314 3.160 153 242 242 -

109 62.214 61.970 240 4 15.807 15.785 22 3.830 0 3.578 3.424 153 252 252 -

103 64.309 64.037 268 4 16.325 16.290 35 3.897 0 3.645 3.492 153 252 252 -

103 66.669 66.403 264 2 16.453 16.265 189r) 3.962 0 3.693 3.539 153 269 269 -

126 60.718 60.484 232 2 16.696 16.662 34 4.165 0 3.896 3.743 153 269 269 -

166 61.201 60.961 238 2 17.649 17.601 49 4.264 0 3.982 3.829 153 282 282 -

167 62.707 62.498 207 2 17.733 17.691 42 4.440 0 4.062 3.909 153 378 378 -

177 66.477 66.259 216 3 17.912 17.844 68 4.549 0 4.163 4.009 153 387 387 -

189 71.208 70.976 229 3 19.038 18.969 69 4.660 0 4.257 4.103 153 403 403 -

257 75.594 75.366 225 3 20.359 20.294 65 5.013 0 4.593 4.439 153 420 420 -

229 74.231 73.972 256 3 19.988 19.931 57 5.073 0 4.661 4.508 153 412 412 -

(purchased) 143.954

143.637

103.079

104.664

74

215

61.885

62.290

61.636 246 4

62.040 246 4

15.728

15.200

15.689 39

15.158 42

3.652 0 3.410 3.257 153 242 242 -

3.753 0 3.506 3.352 153 247 247 -



23



Tabel 1.21.a. Rekening Administratif Bank Asing

(Foreign Owned Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya ***) Angka-angka sangat-sangat sementara

2012 Mei

2013

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

126.965 8.396 118.524

132.063 7.984 123.800

122.937 8.028 113.949

100.845 8.105 92.716

121.433 8.135 113.297

183.480 8.164 175.316

158.647 9.062 149.571

45 327.651 127.883

280 345.475 132.186

959 361.110 154.737

24 309.267 133.814

2 340.245 137.497

1 447.624 227.522

Mar

Apr

140.520 8.192 132.324

131.773 8.243 123.384

143.937 8.214 134.633

147.659 9.210 138.384

156.501 11.181 144.345

14 409.659

4 302.516

233.693

147.600

147 309.127 152.485

1.089 314.602 157.871

65 331.357 158.931

975 320.628 155.519

Mei

Ags

Sep

Okt

Indicator

Jun

Jul

174.047 11.264 161.310

161.941 11.414 150.523

168.844 11.414 157.427

175.334 12.558 162.775

182.605 13.317 169.256


1.472 340.897 156.067

4 333.919 160.885

3 347.644 163.635

1 364.593 174.003

31 408.950 213.372


(purchased)

63.098 64.785 3.392

63.671 68.515 2.836

62.787 91.951 2.183

66.281 67.533 2.212

67.284 70.213 2.882

36.563 190.959 2.892

36.832 196.861 3.023

33.500 114.101 3.302

32.970 119.516 3.172

32.481 125.390 3.953

34.263 124.669 4.645

33.643 121.876 4.011

34.030 122.037 4.741

35.687 125.198 7.554

36.668 126.967 8.674

38.117 135.886 8.799

41.044 172.328 6.325

40.667 179.873 6.529

2.959 432 7.625 188.653

1.709 1.127 6.900 203.221

1.815 369 6.749 196.201

1.568 644 6.606 166.589

2.710 172 6.468 193.396

2.815 77 7.672 209.538

2.725 297 6.605 166.335

338 2.964 7.328 144.037

341 2.831 6.838 146.486

339 3.614 7.374 145.375

340 4.304 8.040 159.491

244 3.767 5.869 155.158

391 4.350 6.699 173.283

103 7.452 7.508 157.760

162 8.512 7.319 166.845

234 8.565 8.090 173.142

141 6.184 9.058 179.887

131 6.398 9.568 181.474

98 94.892 94.633 244 15 34.505 34.505 7.362 7.185 7.123 61 177 177 -

331 89.379 89.180 182 16 34.745 34.745 9.409 9.225 9.077 149 183 183 -

1.240 89.900 89.696 187 18 35.632 35.632 9.694 9.504 9.355 149 190 190 -

45 86.871 86.662 192 17 35.802 35.802 9.766 9.569 9.420 149 198 198 -

2 88.075 87.864 195 16 36.192 36.192 9.852 9.651 9.488 163 202 202 -

1 89.011 88.799 197 15 36.793 36.793 9.916 9.708 9.545 163 209 209 -

4

249

147 84.471 84.287 170 14 36.039 36.039 10.154 9.922 9.759 163 232 232 -

29 86.555 86.370 170 15 37.202 37.202 9.709 9.470 9.307 163 239 239 -

249 85.936 85.774 148 14 37.351 37.351 10.268 10.021 9.858 163 247 247 -

70 87.676 87.514 148 14 36.773 36.773 10.336 10.082 9.919 163 254 254 -

107 84.567 84.412 143 12 37.788 37.788 10.496 10.104 9.941 163 391 391 -

212 84.776 84.616 149 11 38.081 38.081 10.561 10.162 9.999 163 399 399 -

1.172 86.784 86.619 156 10 40.490 40.490 10.626 10.218 10.054 164 408 408 -

559 94.380 94.201 168 10 41.227 41.227 10.692 10.277 10.113 165 415 415 -

308 99.781 99.591 181 10 43.002 43.002 10.765 10.344 10.178 165 421 421 -

308***) 93.073 92.884 179 10 43.280 43.280 10.818 10.385 10.220 165 432 432 -

85.930

85.357

85.717 199 15

85.156 187 13

36.027 36.027 9.977 9.760 9.597 163 217 217 -

36.785 36.785 9.899 9.676 9.664 12 223 223 -

to debtors - Committed - Uncommitted - Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others ***) Estimated figures

24



Tabel 1.22.a. Kinerja Bank Umum Konvensional

(Commercial Banks Performance) Miliar Rp (Billion Rp) 2012

2013

Items

Keterangan Mei Rasio Pemenuhan Kecukupan Modal Minimum (%)

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt 18,48 Capital Adequacy Ratio (%)

17,87

17,49

17,28

17,29

17,41

17,31

17,44

17,43

19,31

19,29

19,08

18,74

18,68

18,08

18,08

18,02

18,11

- Modal

463.105

466.131

466.511

471.494

481.024

481.099

490.094

496.629

557.410

563.382

565.431

561.848

569.202

567.388

576.547

582.716

601.394

612.646

- ATMR

2.591.560

2.664.705

2.699.394

2.727.375

2.762.856

2.779.759

2.810.359

2.849.997

2.886.972

2.920.963

2.963.335

2.997.947

3.047.401

3.137.611

3.188.076

3.234.414

3.320.806

3.315.371

16,04

15,63

15,48

15,43

15,54

15,48

15,58

15,60

17,52

17,51

17,24

16,94

16,91

16,30

16,32

16,34

16,42

415.792

416.520

417.882

420.946

429.376

430.352

437.798

444.545

505.866

511.414

510.947

507.982

515.172

511.475

520.451

528.377

545.432

552.319

2.591.560

2.664.705

2.699.394

2.727.375

2.762.856

2.779.759

2.810.359

2.849.997

2.886.972

2.920.963

2.963.335

2.997.947

3.047.401

3.137.611

3.188.076

3.234.414

3.320.806

3.315.371

3,05

3,16

3,13

3,07

3,09

3,10

3,12

3,11

3,16

2,92

3,03

2,96

2,99

3,02

3,00

3,03

3,06

109.304

114.209

113.942

112.537

114.033

114.788

116.327

117.103

128.423

119.224

124.226

122.288

124.437

126.197

126.133

128.398

130.653

132.679

3.586.545

3.617.193

3.640.673

3.660.546

3.684.874

3.706.039

3.729.813

3.761.912

4.067.805

4.077.665

4.105.137

4.132.432

4.155.641

4.179.853

4.203.757

4.230.746

4.269.024

4.296.687

76,75

74,68

74,94

74,70

74,26

74,02

73,97

74,10

79,63

77,38

75,11

75,02

74,54

74,66

74,14

74,06

74,35

- Biaya Operasional

143.356

161.551

190.745

212.172

237.409

261.595

290.737

321.357

39.306

64.824

90.545

118.453

146.520

179.027

202.408

235.035

272.984

298.646

- Operating Expenses

- Pendapatan Operasional

186.783

216.332

254.535

284.034

319.714

353.421

393.059

433.678

49.358

83.773

120.546

157.898

196.559

239.786

273.011

317.357

367.168

404.977

- Operating Income

5,33

5,38

5,41

5,43

5,45

5,48

5,48

5,49

5,53

5,34

5,41

5,42

5,41

5,43

5,46

5,46

5,48

185.970

189.115

191.240

192.862

195.023

196.860

198.231

200.338

218.105

211.016

215.365

217.071

218.140

219.773

222.215

223.906

226.470

228.967

3.486.112

3.516.358

3.534.925

3.551.432

3.575.594

3.595.175

3.618.565

3.648.741

3.944.435

3.954.362

3.980.999

4.006.770

4.029.514

4.050.534

4.073.035

4.097.904

4.134.927

4.161.857

81,61

82,57

82,55

83,70

83,33

83,78

83,61

83,58

83,47

84,35

84,93

85,17

85,84

86,80

88,68

88,88

88,91

2.297.363

2.360.735

2.363.995

2.414.668

2.455.427

2.482.519

2.525.169

2.597.026

2.577.120

2.605.285

2.650.434

2.704.323

2.757.639

2.818.238

2.893.020

2.938.954

3.024.448

3.027.457

- Total Credit to third party

2.815.001

2.859.206

2.863.630

2.884.859

2.946.482

2.963.231

3.020.235

3.107.385

3.087.358

3.088.562

3.120.554

3.175.378

3.212.610

3.246.636

3.262.157

3.306.536

3.401.635

3.383.707

- Total Third Party Funds

Rasio Aset Likuid (%)

19,13

18,98

19,02

18,48

18,23

17,75

18,03

18,45

18,31

18,07

18,08

18,20

17,48

16,22

16,40

15,75

15,92

- Aset Likuid Primer

570.259

574.169

573.475

560.596

566.436

547.693

573.906

616.043

597.746

586.414

598.786

612.040

584.308

547.670

557.523

532.728

560.114

554.127


- Aset Likuid Sekunder

139.765

141.546

145.609

141.543

140.963

143.927

141.277

142.989

147.044

152.226

153.233

155.000

158.333

150.046

155.352

163.193

168.325

166.499


3.712.118

3.770.434

3.781.548

3.799.658

3.879.497

3.896.525

3.967.552

4.115.003

4.067.805

4.087.525

4.160.081

4.214.319

4.248.473

4.300.917

4.347.177

4.419.669

4.575.253

4.545.650

Rasio Modal Inti terhadap ATMR (%) - Modal Inti (Tier I) - ATMR ROA (%) - Laba sebelum pajak - Rata-rata total aset BOPO (%)

NIM (%) - Pendapatan bunga bersih - Rata-rata total aset produktif LDR (%) -

Total Kredit kepada pihak ketiga bukan Bank

- Total Dana Pihak Ketiga

- Total Aset

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13

- Capital - Risk Weighted Assets

16,66 Core Capital Ratio to ATMR (%) - Core Capital (Tier I) - Risk Weighted Assets

3,09 Return On Assets Ratio (%) - Profit - Average total assets

73,74 Operating Expenses/Operating Income (%)

5,50 Net Interest Margin Ratio (%) - Interest income net - Average total earning assets

89,47 Loan to Deposits Ratio (%)

15,85 Liquid Assets Ratio (%)

- Total Assets

Note : Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13

25



Tabel 1.23.a. Kinerja Bank Persero Konvensional

(State Owned Banks Performance) Miliar Rp (Billion Rp) 2012

2013

Items


Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep


17,17

16,58

16,11

16,38

16,61

16,13

16,39

16,17

18,61

18,47

18,25

17,24

17,51

16,61

16,41

16,35

16,17

- Modal

157.320

156.964

154.424

157.593

163.076

160.442

165.603

166.297

192.879

194.886

193.045

184.012

189.996

185.969

187.596

189.265

192.847

194.358

- ATMR

916.005

946.896

958.384

962.384

981.974

994.742

1.010.575

1.028.287

1.036.489

1.054.870

1.058.063

1.067.313

1.084.825

1.119.932

1.142.853

1.157.567

1.192.526

1.185.125

15,60

14,82

14,53

14,66

14,85

14,46

14,62

14,59

17,29

17,16

16,73

15,93

16,13

15,17

15,00

15,13

14,96

- Modal Inti (Tier I)

142.927

140.284

139.293

141.074

145.822

143.797

147.726

150.049

179.223

180.980

176.990

169.988

174.983

169.901

171.449

175.169

178.425

176.510

- ATMR

916.005

946.896

958.384

962.384

981.974

994.742

1.010.575

1.028.287

1.036.489

1.054.870

1.058.063

1.067.313

1.084.825

1.119.932

1.142.853

1.157.567

1.192.526

1.185.125

3,58

3,67

3,64

3,64

3,71

3,74

3,82

3,80

3,49

3,40

3,74

3,63

3,62

3,70

3,69

3,68

3,71

46.175

47.827

47.760

47.967

49.159

49.841

51.275

51.669

52.111

50.624

55.845

54.605

54.784

56.460

56.537

56.837

57.717

58.661

1.290.522

1.303.727

1.311.085

1.318.793

1.326.552

1.333.507

1.343.006

1.359.034

1.492.152

1.489.233

1.493.920

1.505.655

1.513.866

1.524.660

1.533.619

1.543.907

1.556.473

1.567.429

75,92

72,29

72,38

72,09

71,27

70,78

70,24

70,53

79,44

76,38

71,34

71,08

70,89

70,86

67,31

66,77

66,56

- Biaya Operasional

57.254

59.190

69.304

78.275

87.688

95.677

105.132

116.981

16.197

26.076

33.961

43.733

54.189

66.794

66.178

74.989

84.953

94.840


75.414

81.879

95.746

108.574

123.033

135.184

149.665

165.852

20.389

34.141

47.605

61.529

76.441

94.258

98.325

112.307

127.642

142.411

5,77

5,84

5,86

5,87

5,94

5,95

5,94

5,95

6,04

5,77

5,90

5,90

5,88

5,89

5,93

5,93

5,97

73.003

74.787

75.402

75.829

77.224

77.788

78.233

79.244

88.131

83.910

86.099

86.753

86.893

87.781

88.783

89.390

90.692

92.336

1.266.189

1.279.814

1.286.796

1.292.480

1.300.430

1.306.717

1.316.095

1.331.277

1.458.783

1.454.462

1.459.374

1.470.244

1.478.354

1.489.445

1.496.562

1.506.273

1.518.879

1.529.793

80,91

81,51

82,18

82,88

83,84

83,72

82,71

79,84

81,84

84,21

85,54

84,73

85,90

86,99

88,06

87,48

88,72

832.330

854.674

850.583

865.367

888.985

897.082

920.147

959.128

945.499

958.571

976.289

998.187

1.025.125

1.066.945

1.077.916

1.088.499

1.125.090

1.125.057


1.028.702

1.048.512

1.035.025

1.044.060

1.060.300

1.071.565

1.112.462

1.201.284

1.155.296

1.138.323

1.141.350

1.178.129

1.193.439

1.226.507

1.224.042

1.244.245

1.268.088

1.277.421



20,03

20,02

19,87

20,15

18,71

18,40

19,29

20,06

18,87

17,71

17,68

18,87

17,40

15,58

15,80

16,51

15,73


192.539

194.578

190.963

199.873

183.061

180.470

200.082

229.643

200.605

180.837

184.826

208.090

188.051

172.779

174.285

187.881

179.612

187.883

77.149

79.701

78.301

76.767

76.719

76.463

77.263

78.295

81.012

82.416

80.955

82.690

81.072

73.128

76.493

78.918

80.985

82.490

1.346.402

1.369.752

1.355.233

1.372.756

1.388.621

1.396.102

1.437.996

1.535.343

1.492.152

1.486.314

1.503.293

1.540.859

1.546.709

1.578.632

1.587.370

1.615.923

1.657.000

1.666.037

Rasio Modal Inti terhadap ATMR (%)

ROA (%) - Laba sebelum pajak - Rata-rata total aset BOPO (%)




- Aset Likuid Sekunder - Total Aset





66,60 Operating Expenses/Operating Income (%) - Operating Expenses - Operating Income



16,23 Liquid Assets Ratio (%) - Aset Likuid Primer - Aset Likuid Sekunder - Total Assets


26



Tabel 1.24.a. Kinerja BUSN Devisa Konvensional

(Foreign Exchange Commercial Banks Performance) Miliar Rp (Billion Rp) 2012

2013

Items


Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep


15,93

15,60

15,57

15,42

15,58

15,44

15,50

15,33

16,90

16,88

16,87

16,93

16,43

16,21

16,22

16,19

16,00

- Modal

168.553

168.595

170.082

170.726

173.209

173.733

176.163

177.744

198.318

200.016

203.036

205.952

203.395

203.549

207.964

209.054

211.681

212.565

- ATMR

1.057.870

1.080.514

1.092.666

1.107.004

1.112.032

1.125.129

1.136.737

1.159.788

1.173.798

1.184.740

1.203.384

1.216.758

1.237.769

1.255.918

1.281.841

1.290.919

1.323.121

1.330.646

13,61

13,36

13,31

13,18

13,34

13,23

13,28

13,05

14,47

14,47

14,48

14,50

14,09

13,87

13,92

13,91

13,75

143.963

144.385

145.487

145.898

148.327

148.858

150.983

151.331

169.885

1.184.740

174.212

176.401

174.342

174.135

178.423

179.620

181.938

181.816

1.057.870

1.080.514

1.092.666

1.107.004

1.112.032

1.125.129

1.136.737

1.159.788

1.173.798

171.451

1.203.384

1.216.758

1.237.769

1.255.918

1.281.841

1.290.919

1.323.121

1.330.646

2,56

2,72

2,70

2,64

2,64

2,63

2,61

2,64

2,41

2,22

2,27

2,28

2,41

2,45

2,48

2,50

2,50

35.626

38.155

38.097

37.420

37.630

37.719

37.728

38.452

38.371

35.327

36.284

36.430

38.667

39.491

40.047

40.641

40.888

41.276

1.392.571

1.402.498

1.411.364

1.418.959

1.427.588

1.435.270

1.443.953

1.455.843

1.589.677

1.592.101

1.599.109

1.599.490

1.604.150

1.610.155

1.616.921

1.624.494

1.635.928

1.644.041

76,48

75,10

76,35

75,45

75,29

75,25

75,23

74,88

80,61

78,17

77,77

77,68

76,67

76,35

76,65

77,00

77,78

- Biaya Operasional

47.073

56.344

70.312

75.126

84.215

93.794

103.114

112.722

12.930

20.928

31.225

41.531

51.821

62.055

73.944

86.644

102.216

110.316



61.548

75.023

92.094

99.567

111.848

124.649

137.073

150.543

16.041

26.774

40.149

53.463

67.586

81.281

96.472

112.520

131.421

143.610

- Operating Income

5,06

5,09

5,12

5,15

5,15

5,17

5,18

5,17

4,93

4,88

4,93

4,97

4,98

5,00

5,04

5,06

5,07

68.197

69.084

69.876

70.531

71.025

71.693

72.193

72.679

75.737

75.059

76.059

76.695

77.127

77.549

78.492

79.156

79.850

80.376

1.347.147

1.356.459

1.363.747

1.370.219

1.378.426

1.385.543

1.393.803

1.404.733

1.534.760

1.538.937

1.544.185

1.543.806

1.547.870

1.550.380

1.558.452

1.564.843

1.575.379

1.583.167

81,83

82,35

81,84

81,88

81,87

82,22

82,03

81,58

80,34

80,90

81,56

83,00

82,94

83,52

84,92

84,62

84,72

924.135

951.054

956.954

969.674

978.429

988.514

1.001.877

1.026.324

1.018.958

1.028.927

1.042.830

1.054.307

1.067.706

1.074.089

1.114.375

1.129.846

1.158.362

1.169.129


1.129.288

1.154.877

1.169.339

1.184.324

1.195.159

1.202.328

1.221.338

1.257.990

1.268.301

1.271.832

1.278.659

1.270.305

1.287.290

1.286.101

1.312.209

1.335.266

1.367.281

1.361.464



14,82

15,02

15,44

15,05

15,01

14,49

14,45

15,47

16,27

16,13

15,50

15,28

14,81

13,53

14,48

12,91

13,32


172.827

181.826

188.429

183.985

186.446

177.611

180.779

203.772

217.481

214.276

208.654

203.840

199.314

181.959

198.145

167.910

181.023

176.127

38.027

36.270

37.755

37.561

38.154

40.422

40.391

41.689

41.142

42.901

41.350

42.011

41.009

38.452

41.814

48.700

49.012

48.843

1.422.893

1.452.130

1.464.562

1.472.123

1.496.618

1.504.408

1.530.790

1.586.631

1.589.677

1.594.526

1.613.124

1.608.619

1.622.789

1.628.858

1.657.518

1.677.507

1.727.395

1.717.066















27



Tabel 1.25.a. Kinerja BUSN Non Devisa Konvensional

(Non-Foreign Exchange Commercial Banks Performance) Miliar Rp (Billion Rp) 2012

2013

Items


Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep


20,85

20,51

20,34

20,33

20,55

20,39

20,39

20,80

21,15

21,11

21,36

21,41

22,49

21,80

21,22

21,36

22,29

- Modal

11.944

12.187

12.334

12.445

12.762

12.856

12.986

13.530

14.558

14.749

15.245

15.377

16.332

16.030

15.841

15.985

16.698

16.819

- Capital

- ATMR

57.294

59.411

60.628

61.222

62.115

63.056

63.678

65.057

68.836

69.869

71.365

71.834

72.628

73.518

74.664

74.833

74.920

75.431

- Risk Weighted Assets

19,95

19,58

19,39

19,37

19,60

19,43

19,43

19,38

20,25

20,23

20,06

20,10

21,17

20,52

20,34

20,48

20,60

- Modal Inti (Tier I)

11.432

11.635

11.755

11.857

12.178

12.251

12.375

12.610

13.941

14.137

14.315

14.437

15.379

15.083

15.185

15.326

15.435

15.563

- Core Capital (Tier I)

- ATMR

57.294

59.411

60.628

61.222

62.115

63.056

63.678

65.057

68.836

69.869

71.365

71.834

72.628

73.518

74.664

74.833

74.920

75.431


3,30

3,32

3,34

3,30

3,30

3,29

3,29

3,31

3,03

3,23

3,23

3,22

3,31

3,35

3,36

3,36

3,34

- Laba sebelum pajak

2.984

3.039

3.075

3.070

3.103

3.122

3.149

3.204

3.274

3.486

3.545

3.561

3.694

3.704

3.730

3.752

3.751

3.725

- Rata-rata total aset

90.536

91.415

92.050

92.919

94.017

94.880

95.757

96.840

108.132

107.878

109.653

110.540

111.557

110.437

111.042

111.637

112.452

112.988

79,42

79,17

79,08

79,23

79,22

79,28

79,28

79,30

80,24

78,67

78,81

78,96

78,51

78,32

78,38

78,40

78,51

- Biaya Operasional

4.763

5.736

6.746

7.782

8.840

9.928

11.011

12.149

1.108

2.145

3.270

4.423

5.575

6.639

7.836

9.028

10.228

11.519



5.997

7.245

8.531

9.822

11.159

12.522

13.888

15.320

1.381

2.727

4.149

5.602

7.100

8.476

9.998

11.515

13.028

14.612

- Operating Income

8,95

9,07

9,21

9,28

9,28

9,30

9,33

9,34

8,84

9,01

9,01

9,02

9,00

9,08

9,13

9,13

9,10

7.699

7.880

8.052

8.188

8.291

8.389

8.499

8.606

9.125

9.265

9.425

9.502

9.573

9.553

9.658

9.703

9.750

9.770

86.041

86.844

87.420

88.263

89.347

90.194

91.057

92.126

103.169

102.834

104.567

105.391

106.351

105.260

105.785

106.319

107.093

107.592

82,63

82,64

85,47

84,75

83,39

85,01

84,06

82,73

83,84

86,05

84,26

85,89

85,60

86,85

88,91

89,04

88,86

59.760

61.946

63.576

64.792

66.279

67.190

68.073

69.804

70.305

71.111

73.160

73.954

75.736

76.863

77.190

77.908

79.835

79.114


72.320

74.956

74.386

76.452

79.481

79.041

80.984

84.374

83.854

82.635

86.824

86.104

88.477

88.504

86.822

87.501

89.846

88.243



17,09

18,72

17,12

15,97

16,76

16,08

16,49

19,32

18,00

17,06

19,56

19,02

19,34

18,31

16,71

15,44

14,92


14.342

16.895

15.409

14.670

16.009

15.196

15.953

19.716

17.785

16.602

20.264

19.647

20.623

19.715

17.502

16.129

16.314

16.009

1.384

1.044

1.001

1.144

1.222

1.310

1.285

1.291

1.682

1.754

1.880

1.881

1.737

1.558

1.661

1.751

1.430

1.320

92.032

95.814

95.857

98.999

102.801

102.653

104.519

108.758

108.132

107.624

113.204

113.199

115.624

116.163

114.668

115.803

118.971

117.813

Rasio Modal Inti terhadap ATMR (%)

ROA (%)

BOPO (%)






20,63 Core Capital Ratio to ATMR (%)







28



Tabel 1.26.a. Kinerja BPD Konvensional

(Regional Development Banks Performance) Miliar Rp (Billion Rp) 2012

2013

Items


Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep


18,28

17,00

17,74

17,49

17,15

17,59

17,91

18,02

20,77

20,45

18,73

17,98

17,79

15,62

16,72

16,93

16,70

- Modal

31.535

30.967

32.247

32.636

32.936

33.798

34.606

35.198

41.160

41.458

38.809

38.311

38.270

37.681

37.382

37.773

38.083

38.547

- ATMR

172.542

182.188

181.789

186.601

192.020

192.091

193.175

195.318

198.131

202.759

207.252

213.070

215.175

241.218

223.525

223.048

228.091

229.131

16,93

15,57

16,27

16,04

15,65

16,16

16,47

16,66

19,28

18,96

17,44

16,70

16,52

14,47

15,46

15,66

15,43

29.217

28.359

29.578

29.939

30.053

31.033

31.812

32.531

38.197

38.449

36.145

35.586

35.538

34.897

34.548

34.935

35.193

35.652

172.542

182.188

181.789

186.601

192.020

192.091

193.175

195.318

198.131

202.759

207.252

213.070

215.175

241.218

223.525

223.048

228.091

229.131

3,06

3,03

3,03

2,99

2,97

2,95

2,97

2,90

4,14

3,59

3,65

3,49

3,42

3,44

3,25

3,27

3,26

- Laba sebelum pajak

10.435

10.462

10.548

10.453

10.532

10.574

10.715

10.462

14.815

13.109

13.616

13.331

13.227

13.467

12.751

12.840

12.915

12.706

- Rata-rata total aset

341.147

345.756

348.627

349.614

354.611

357.984

360.593

361.101

357.621

365.180

373.404

382.399

386.972

391.335

392.194

392.323

396.124

397.998

74,66

74,72

74,11

74,33

74,17

74,46

74,28

75,29

67,29

69,54

69,06

70,04

70,36

69,87

71,71

71,66

71,75

- Biaya Operasional

12.628

15.289

17.431

19.975

22.426

25.391

28.067

31.470

2.510

4.929

7.502

10.200

12.867

15.397

18.540

21.204

24.040

27.128



16.913

20.461

23.521

26.873

30.235

34.099

37.785

41.797

3.730

7.088

10.862

14.563

18.286

22.037

25.855

29.588

33.505

37.511

- Operating Income

6,42

6,40

6,54

6,60

6,52

6,58

6,60

6,70

7,93

7,34

7,39

7,25

7,22

7,18

7,25

7,27

7,24

20.775

20.980

21.459

21.755

21.833

22.254

22.483

22.856

26.774

25.373

26.201

26.354

26.562

26.727

27.028

27.150

27.302

27.429

323.483

328.071

328.257

329.410

334.666

338.116

340.855

341.257

337.794

345.562

354.313

363.468

368.086

372.464

373.051

373.221

377.019

378.917

63,90

64,07

62,00

68,95

63,35

66,28

68,16

78,57

76,61

74,42

72,80

69,34

71,63

72,69

76,96

78,47

73,88

192.197

198.634

190.366

204.939

207.967

213.024

216.726

218.851

218.300

222.991

227.278

233.279

238.337

245.766

250.808

252.779

258.209

262.040


300.782

310.028

307.036

297.228

328.298

321.401

317.976

278.535

284.938

299.648

312.209

336.447

332.720

338.089

325.888

322.124

349.517

336.800



30,77

30,26

28,94

26,04

29,18

26,74

27,00

22,93

23,34

24,93

26,24

26,91

25,32

24,42

23,02

21,64

24,17


106.350

106.770

101.987

87.397

108.995

98.316

99.928

80.457

78.844

87.400

96.263

103.916

95.392

93.943

83.318

76.873

94.516

82.570

3.978

4.820

3.901

5.448

6.158

5.510

4.492

3.626

4.642

5.513

6.024

6.241

7.238

6.940

8.169

8.210

8.580

9.442

358.581

368.804

365.851

356.528

394.584

388.340

386.685

366.684

357.621

372.739

389.850

409.387

405.260

413.154

397.348

393.226

426.527

414.864

Rasio Modal Inti terhadap ATMR (%) - Modal Inti (Tier I) - ATMR ROA (%)

BOPO (%)














29



Tabel 1.27.a. Kinerja Bank Campuran Konvensional

(Joint Venture Banks Performance) Miliar Rp (Billion Rp) 2012

2013

Items


Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep


19,19

18,97

18,52

18,53

18,50

18,56

18,96

18,65

19,38

20,25

20,99

20,88

20,05

20,42

20,29

19,51

19,60

- Modal

29.884

29.926

30.132

30.357

30.439

30.531

30.744

30.770

32.852

34.933

36.967

38.082

37.924

38.667

39.748

40.166

41.604

37.768

- ATMR

155.729

157.724

162.677

163.868

164.536

164.519

162.183

164.956

169.480

172.484

176.075

182.355

189.111

189.319

195.946

205.845

212.290

193.268

17,16

16,95

16,53

16,41

16,37

16,42

16,81

16,52

17,29

18,17

18,93

18,55

18,01

18,12

17,99

17,22

17,28

26.716

26.739

26.885

26.889

26.942

27.014

27.258

27.253

29.305

31.348

33.326

33.819

34.053

34.297

35.259

35.453

36.686

32.995

155.729

157.724

162.677

163.868

164.536

164.519

162.183

164.956

169.480

172.484

176.075

182.355

189.111

189.319

195.946

205.845

212.290

193.268

2,42

2,45

2,44

2,34

2,27

2,27

2,29

2,24

4,38

3,53

3,01

2,66

2,56

2,39

2,31

2,36

2,47

4.637

4.718

4.741

4.587

4.466

4.490

4.556

4.479

9.328

7.569

6.555

5.941

5.789

5.458

5.349

5.548

5.900

5.802

191.957

192.909

194.247

195.647

196.824

197.994

198.954

200.343

212.894

214.555

218.099

223.532

226.199

228.556

231.368

234.719

238.552

223.438

78,32

78,57

78,02

78,45

78,43

77,69

76,49

77,86

76,80

74,83

78,34

78,13

77,39

79,98

81,78

80,42

80,53

- Biaya Operasional

6.738

8.427

9.528

10.738

11.721

12.567

13.133

15.179

1.625

2.922

4.890

5.973

7.024

9.431

12.222

13.106

15.313

14.622



8.604

10.726

12.212

13.687

14.944

16.175

17.170

19.494

2.116

3.905

6.243

7.645

9.076

11.792

14.944

16.297

19.015

18.669

- Operating Income

3,55

3,60

3,59

3,61

3,61

3,63

3,64

3,63

3,79

3,58

3,50

3,49

3,51

3,47

3,49

3,48

3,46

6.696

6.820

6.862

6.938

6.999

7.071

7.118

7.163

7.964

7.573

7.541

7.710

7.835

7.841

7.983

8.073

8.146

7.430

188.663

189.697

190.989

192.366

193.618

194.800

195.786

197.239

210.372

211.744

215.355

220.741

223.435

225.795

228.493

231.819

235.563

221.310

104,88

113,20

114,18

113,32

111,46

112,12

110,08

115,63

115,85

114,95

111,80

115,10

115,36

120,29

121,42

124,18

120,98

135.178

139.511

142.452

146.327

145.994

147.364

145.091

150.061

151.320

152.424

155.551

163.899

167.465

173.092

179.069

186.401

190.168

173.336


128.892

123.240

124.756

129.123

130.984

131.439

131.809

129.772

130.616

132.597

139.131

142.399

145.162

143.899

147.484

150.106

157.190

135.442



16,17

13,36

13,45

13,50

14,01

14,40

15,04

15,39

14,03

13,87

15,13

14,81

15,15

14,21

13,93

12,93

14,24


28.216

21.762

22.558

23.174

24.368

25.293

27.809

29.856

26.177

25.896

29.996

31.033

30.189

28.939

31.341

30.426

35.230

28.773

4.296

4.641

4.640

4.559

4.519

4.727

3.563

3.334

3.692

4.090

4.067

3.297

5.707

5.220

3.251

2.959

3.104

2.231

201.002

197.672

202.276

205.445

206.237

208.525

208.550

215.621

212.894

216.216

225.187

231.843

236.866

240.343

248.240

258.174

269.219

240.581















30



Tabel 1.28.a. Kinerja Bank Asing Konvensional

(Foreign Owned Banks Performance) Miliar Rp (Billion Rp) 2012

2013

Items


Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep


27,52

28,36

27,66

27,50

27,42

29,03

28,68

30,89

32,32

32,74

31,69

32,48

33,60

33,17

32,69

32,06

34,67

- Modal

63.869

67.493

67.292

67.737

68.601

69.739

69.992

73.091

77.643

77.341

78.329

80.112

83.285

85.492

88.016

90.473

100.481

112.590

- Capital

- ATMR

232.120

237.973

243.252

246.297

250.179

240.222

244.013

236.592

240.238

236.240

247.195

246.618

247.893

257.707

269.247

282.202

289.857

301.771


26,51

27,36

26,67

26,51

26,40

28,06

27,72

29,91

31,35

31,77

30,73

31,53

32,63

32,27

31,79

31,14

33,73

61.537

65.119

64.884

65.289

66.055

67.399

67.644

70.771

75.315

75.050

75.959

77.752

80.876

83.161

85.586

87.873

97.756

109.783

- Core Capital (Tier I)

232.120

237.973

243.252

246.297

250.179

240.222

244.013

236.592

240.238

236.240

247.195

246.618

247.893

257.707

269.247

282.202

289.857

301.771


3,38

3,56

3,43

3,18

3,20

3,16

3,10

3,06

3,42

2,95

2,70

2,71

2,64

2,42

2,42

2,71

2,88

9.447

10.009

9.720

9.039

9.143

9.042

8.905

8.837

10.524

9.109

8.382

8.419

8.276

7.616

7.719

8.780

9.481

10.510

279.814

280.888

283.300

284.613

285.282

286.404

287.550

288.751

307.329

308.717

310.952

310.817

312.899

314.710

318.613

323.666

329.497

350.792

81,39

78,89

77,68

79,48

79,03

78,72

80,79

80,78

86,57

85,60

84,03

83,42

83,26

85,28

86,40

85,58

85,14

- Biaya Operasional

14.900

16.564

17.424

20.276

22.518

24.238

30.280

32.856

4.936

7.823

9.697

12.593

15.045

18.712

23.688

30.065

36.235

40.221



18.306

20.997

22.432

25.510

28.495

30.792

37.478

40.672

5.701

9.139

11.539

15.097

18.070

21.942

27.417

35.130

42.558

48.164

- Operating Income

3,50

3,47

3,45

3,45

3,46

3,45

3,45

3,47

3,46

3,27

3,31

3,32

3,32

3,36

3,31

3,31

3,34

9.600

9.564

9.588

9.621

9.652

9.665

9.706

9.790

10.373

9.836

10.039

10.057

10.151

10.321

10.271

10.434

10.730

11.627

274.588

275.473

277.717

278.693

279.107

279.805

280.969

282.108

299.557

300.822

303.207

303.121

305.417

307.191

310.693

315.430

320.994

341.078

99,19

104,96

104,56

106,44

110,19

107,55

111,30

111,21

105,10

104,73

107,97

111,55

110,72

110,97

116,87

121,66

125,38

153.764

154.916

160.064

163.569

167.774

169.344

173.255

172.859

172.738

171.259

175.326

180.697

183.270

181.482

193.661

203.521

212.784

218.781


155.017

147.593

153.088

153.673

152.261

157.456

155.666

155.430

164.354

163.527

162.380

161.994

165.522

163.536

165.712

167.293

169.714

184.337



24,35

23,55

24,90

23,00

21,25

22,36

21,28

22,30

23,34

24,82

24,65

20,74

22,51

23,19

22,48

21,21

20,90


55.985

52.338

54.129

51.497

47.558

50.806

49.355

52.599

56.854

61.404

58.783

45.514

50.739

50.336

52.932

53.509

53.418

62.766



14.931

15.071

20.010

16.065

14.191

15.495

14.283

14.754

14.874

15.551

18.957

18.880

21.571

24.748

23.964

22.654

25.214

22.173


291.207

286.262

297.769

293.807

290.636

296.496

299.013

301.966

307.329

310.105

315.423

310.412

321.224

323.766

342.033

359.037

376.142

389.287


NIM (%) - Pendapatan bunga bersih - Rata-rata total aset produktif LDR (%) Total Kredit kepada pihak ketiga bukan Bank - Total Dana Pihak Ketiga

- Total Aset


36,38 Core Capital Ratio to ATMR (%)





21,82 Liquid Assets Ratio (%)

- Total Assets


31



Tabel 1.29 Perkembangan Aset Bank Umum Berdasarkan Kelompok Bank

(Growth of Commercial Banks Assets Based Group Bank) Miliar (Billion) 2012

2013

Group of Bank

Kelompok Bank Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

- Bank Persero

1.346.403

1.369.752

1.355.233

1.372.756

1.388.621

1.396.102

1.437.996

1.535.343

1.492.152

1.486.314

1.503.293

1.540.859

1.546.709

1.578.632

1.587.370

1.615.923

1.657.000

1.666.037 - State Owned Banks

- BUSN Devisa

1.516.427

1.549.745

1.562.224

1.572.030

1.601.017

1.611.323

1.640.486

1.705.408

1.705.217

1.715.882

1.736.757

1.731.693

1.762.054

1.755.355

1.785.750

1.806.348

1.855.771

1.854.386

- Foreign Exchange

Commercial Banks - BUSN Non Devisa

111.777

116.682

117.014

120.981

125.482

125.990

128.684

135.472

134.227

133.781

141.242

141.477

144.507

148.432

147.591

146.433

150.541

149.899 - Non-Foreign Exchange

Commercial Banks - BPD

358.582

368.805

365.852

356.529

395.213

388.341

386.686

366.685

357.120

372.740

389.851

409.387

405.260

413.154

397.348

393.226

426.527

414.741 - Regional Development

Banks - Bank Campuran

202.834

199.654

204.172

207.395

208.233

210.536

210.591

217.713

214.994

218.295

227.265

233.923

238.936

242.443

250.197

260.170

271.328

261.752 - Joint Venture Banks

- Bank Asing

291.408

286.477

298.041

294.072

290.801

296.496

299.013

301.966

307.329

310.105

315.423

310.412

321.224

323.766

342.033

359.037

376.142

370.029 - Foreign Owned Banks

3.827.432

3.891.116

3.902.536

3.923.764

4.009.368

4.028.789

4.103.456

4.262.587

4.211.039

4.237.117

4.313.832

4.367.751

4.418.690

4.461.783

4.510.290

4.581.137

4.737.308

Total

4.716.845

Total

32



Tabel 1.30 Jumlah Bank Umum Berdasarkan Pengelompokan Total Aset

(Total of Commercial Banks Based on Total Assets) Desember 2008 Kelompok Bank

Desember 2009

Desember 2010

Desember 2011

Oktober 2012

Desember 2012

Oktober 2013

Rp. 1 Rp. 10 Rp. 1 Rp. 10 Rp. 1 Rp. 10 Rp. 1 Rp. 10 Rp. 1 Rp. 10 Rp. 1 Rp. 10 Rp. 1 Rp. 10 > Rp. > Rp. > Rp. > Rp. > Rp. > Rp. > Rp. < Rp. 1 s.d s.d < Rp. 1 s.d s.d < Rp. 1 s.d s.d < Rp. 1 s.d s.d < Rp. 1 s.d s.d < Rp. 1 s.d s.d < Rp. 1 s.d s.d 50 50 50 50 50 50 50 Triliun 10 50 Triliun 10 50 Triliun 10 50 Triliun 10 50 Triliun 10 50 Triliun 10 50 Triliun 10 50 Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun

Group of Bank

Bank Persero

0

0

2

3

0

0

0

4

0

0

0

4

0

0

0

4

0

0

0

4

0

0

0

4

0

0

0

4

State Owned Banks

BUSN Devisa

3

16

10

6

2

18

8

6

1

18

10

7

1

18

7

10

1

18

6

11

1

17

7

11

1

16

7

12

Foreign Exchange Commercial Banks

BUSN Non Devisa

24

8

1

0

21

9

1

0

21

8

2

0

12

15

3

0

11

15

2

1

10

17

2

1

10

16

2

1

Non-Foreign Exchange Commercial Banks

BPD

0

19

7

0

1

17

8

0

0

15

11

0

0

14

11

1

0

13

12

1

0

14

11

1

0

11

14

1

Regional Development Banks

Bank Campuran

1

8

6

0

1

8

7

0

1

7

7

0

0

6

8

0

0

7

8

0

0

6

8

0

0

7

8

0

Joint Venture Banks

Bank Asing

0

4

4

2

0

4

5

1

0

5

4

1

0

4

3

3

0

4

2

4

0

3

3

4

0

2

4

4

Foreign Owned Banks

28

55

30

11

25

56

29

11

23

53

34

12

13

57

32

18

11

57

31

21

Total

12

57

30

21

11

52

35

22

Total

33



Tabel 1.31 Aset Produktif Bank Umum Konvensional dan Kualitas Kredit Bank Umum kepada Bank Lain

(Earning Assets of Commercial Banks and Credit Quality of Commercial Banks to Other Bank) Miliar Rp (Billion Rp) Indikator Aset Produktif Neraca

2012 Mei

Jun

Jul

Ags

2013 Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Indicator

Okt

3.956.974 Earning Assets

3.128.499

3.195.127

3.175.613

3.203.509

3.274.512

3.289.277

3.339.825

3.416.989

3.370.759

3.471.162

3.550.589

3.573.221

3.638.229

3.674.645

3.748.911

3.813.167

3.970.762

2.979.721

3.044.533

3.026.450

3.047.937

3.112.689

3.130.332

3.180.983

3.250.997

3.196.818

3.294.565

3.369.833

3.393.202

3.476.582

3.494.982

3.576.340

3.625.934

3.786.570

3.768.006

b. DPK

92.261

94.652

92.951

97.876

106.528

100.941

103.026

110.176

118.046

119.402

124.437

123.186

104.178

122.037

114.153

124.522

123.033

126.706

c. Kurang Lancar

10.866

9.920

10.123

10.365

9.924

12.122

9.945

9.189

11.320

10.437

9.884

10.309

9.783

9.578

10.498

12.298

11.187

11.241

c. Sub-Standard

d. Diragukan

7.579

8.420

8.078

8.324

8.263

8.926

7.704

9.515

7.573

9.886

9.509

8.332

8.596

8.779

8.408

8.909

8.973

9.252

d. Doubtful

e. Macet

38.072

37.603

38.009

39.007

37.108

36.956

38.167

37.113

37.002

36.873

36.925

38.192

39.090

39.269

39.512

41.505

40.999

41.769

e. Loss

493.134

497.233

504.071

526.977

539.409

523.258

516.887

513.648

523.880

513.537

517.794

521.723

533.094

532.776

548.421

567.499

586.111

a. Lancar

Aset Produktif Transaksi 1) Rekening Administratif a. Lancar

a. Current b. Special Mention

583.915 Earning Assets - Account

Administrative Transactions a. Current

486.642

490.385

495.950

519.128

531.102

515.232

512.681

509.422

512.574

506.255

510.196

514.068

527.612

526.797

540.931

560.801

578.506

576.040

6.108

6.306

7.622

7.447

7.797

7.687

3.974

4.018

11.082

7.066

7.329

7.348

5.193

5.711

7.061

6.386

7.275

7.590

217

356

340

220

326

119

65

85

64

71

122

149

119

117

82

88

100

97

c. Sub-Standard

42

26

15

47

50

75

30

27

38

49

38

38

28

30

28

29

29

47

d. Doubtful

125

160

143

135

135

146

137

96

122

97

108

120

141

121

320

195

201

141

111.483

110.341

111.142

114.265

55.806

58.343

56.048

56.024

110.427

113.021

111.210

112.392

57.758

57.894

58.847

63.023

61.489

62.547

17.511

17.524

17.724

17.337

17.217

16.423

16.928

17.812

17.458

17.966

19.000

20.595

21.607

23.313

24.384

24.027

23.595

23.473 Interbank Loans

17.381

17.310

17.577

17.204

17.060

16.331

16.831

17.668

17.357

17.875

18.869

20.470

21.487

23.181

24.285

23.887

23.481

23.351

26

112

47

32

79

13

19

64

13

10

42

39

38

44

9

47

14

23

c. Kurang Lancar

-

-

-

-

1

2

0

-

6

2

10

5

-

3

0

0

3

3

c. Sub-Standard

d. Diragukan

-

-

-

-

-

-

-

-

-

-

-

1

1

1

3

3

-

-

d. Doubtful

104

102

99

102

78

78

78

80

82

79

79

81

83

83

86

90

98

95

104

102

99

102

79

79

78

80

87

82

89

87

84

88

90

101

98

b. DPK c. Kurang Lancar d. Diragukan e. Macet

Non Performing Earning Aset (Nominal) Kredit kepada Bank Lain a. Lancar b. DPK

e. Macet

Non Performing Loan kepada Bank Lain (Nominal)

93

1)

b. Special Mention

e. Lost Non Performing Earning Asset (Nominal)


e. Loss Interbank Non Performing Loan (Nominal)

1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit.

1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit.

- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA.

- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions

34



Tabel 1.32 Aset Produktif Bank Persero dan Kualitas Kredit Bank Persero kepada Bank Lain

(Earning Asset of State Owned Banks and Credit Quality of State Owned Banks to Other Bank) Miliar Rp (Billion Rp) 2012 Indikator Aset Produktif Neraca

Mei

Jun

Jul

Ags

2013 Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Indicator

Okt

1.448.443 Earning Assets

1.146.720

1.160.713

1.151.485

1.157.399

1.192.625

1.193.701

1.221.352

1.260.415

1.256.267

1.285.637

1.309.769

1.310.251

1.342.141

1.350.472

1.383.618

1.399.401

1.451.485

1.075.338

1.087.498

1.079.683

1.084.875

1.114.839

1.118.072

1.145.819

1.176.286

1.164.604

1.198.236

1.219.165

1.217.021

1.266.068

1.261.044

1.303.034

1.307.597

1.367.546

1.357.198

b. DPK

47.441

49.807

48.095

48.665

54.634

50.400

52.093

59.753

67.680

62.819

66.462

68.632

51.412

64.871

55.321

64.025

58.394

65.860

b. Special Mention

c. Kurang Lancar

4.253

3.434

4.142

3.923

3.888

5.743

3.825

2.699

4.394

3.870

3.633

3.846

3.374

3.020

3.676

5.220

3.646

3.486

c. Sub-Standard

d. Diragukan

3.149

3.753

3.180

3.198

3.216

3.769

2.743

4.709

2.643

4.702

4.368

3.475

3.892

3.988

3.232

3.622

3.577

3.502

d. Doubtful

e. Macet

16.540

16.219

16.384

16.739

16.048

15.717

16.872

16.967

16.947

16.011

16.141

17.276

17.395

17.549

18.355

18.937

18.322

18.396

e. Loss

132.727

131.701

141.135

146.783

148.821

156.187

157.308

163.904

172.820

159.504

159.345

164.535

166.436

158.629

169.778

182.821

187.882

a. Lancar

Aset Produktif Transaksi Rekening Administratif a. Lancar

a. Current



131.468

130.478

139.660

145.547

147.562

154.674

156.174

162.882

165.501

158.150

158.129

163.392

165.288

157.161

168.304

180.704

185.049

188.326

1.176

1.147

1.412

1.183

1.203

1.455

1.075

980

7.254

1.302

1.110

1.040

1.033

1.375

1.379

2.026

2.735

1.736

21

9

10

7

3

10

2

21

9

6

65

58

52

51

14

7

8

6

c. Sub-Standard

3

8

0

3

6

6

3

2

14

21

6

1

2

2

1

2

6

6

d. Doubtful

59

59

54

44

46

41

54

20

43

25

36

44

61

40

80

82

85

79

47.865

46.804

47.401

47.706

23.208

25.286

23.498

24.418

47.954

49.084

48.143

49.128

24.776

24.650

25.358

27.870

25.643

25.476

2.341

2.583

2.645

2.638

2.574

2.552

2.590

2.866

2.794

2.752

2.743

3.384

3.807

4.153

4.366

4.481

4.863


2.214

2.371

2.509

2.514

2.421

2.473

2.495

2.740

2.706

2.665

2.630

3.299

3.706

4.033

4.283

4.382

4.763

4.362

26

112

37

23

76

2

18

48

8

9

36

7

23

39

c. Kurang Lancar

-

-

-

-

-

0

0

-

-

-

-

-

-

d. Diragukan

-

-

-

-

-

-

-

-

-

-

-

-

102

100

98

101

77

77

77

78

80

78

77

102

100

98

101

77

77

77

78

80

78

77

b. DPK c. Kurang Lancar d. Diragukan e. Macet

Non Performing Earning Aset (Nominal) Kredit kepada Bank Lain a. Lancar b. DPK

e. Macet


b. Special Mention

e. Loss Non Performing Earning Asset (Nominal)

a. Current

0r)

12

7

16

1

-

-

-

-

c. Sub-Standard

-

-

1

1

-

-

d. Doubtful

78

78

79

82

86

93

92

78

78

80

84

87

93

92

b. Special Mention

e. Loss Interbank Non Performing Loan (Nominal)






r) Revised figures

35



Tabel 1.33 Aset Produktif BUSN Devisa dan Kualitas Kredit BUSN Devisa kepada Bank Lain

(Earning Asset of Foreign Exchange Banks and Credit Quality of Foreign Exchange Banks to Other Bank) Miliar Rp (Billion Rp) 2012

2013

Indicator

Indikator Mei Aset Produktif Neraca

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt 1.495.295 Earning Assets

1.205.215

1.243.320

1.241.235

1.244.708

1.254.822

1.268.611

1.293.983

1.327.140

1.294.400

1.334.737

1.353.800

1.364.067

1.381.782

1.389.622

1.411.319

1.448.975

1.492.362

1.152.865

1.191.446

1.189.896

1.189.936

1.200.800

1.215.115

1.239.756

1.274.458

1.243.357

1.278.811

1.297.878

1.310.643

1.328.718

1.333.635

1.354.137

1.389.684

1.432.009

1.437.181

b. DPK

31.627

31.172

30.724

34.162

34.789

33.879

34.831

33.686

31.986

36.634

36.714

34.336

33.709

36.447

38.291

38.828

39.659

36.913

b. Special Mention

c. Kurang Lancar

4.504

4.119

3.646

3.512

3.373

3.642

3.516

3.810

3.677

3.531

3.638

3.705

3.724

3.709

3.712

4.076

4.015

4.515

c. Sub-Standard

d. Diragukan

2.303

2.579

2.609

2.553

2.520

2.580

2.442

2.305

2.470

2.715

2.544

2.317

2.031

2.186

2.342

2.494

2.500

2.337

d. Doubtful

e. Macet

13.916

14.004

14.360

14.545

13.340

13.395

13.438

12.881

12.909

13.045

13.026

13.066

13.601

13.645

12.838

13.893

14.179

14.350

e. Loss

195.986

199.565

199.076

210.208

216.871

221.944

222.627

218.107

221.358

222.882

223.816

226.886

229.527

234.770

233.873

234.627

237.691

a. Lancar


197.071

196.097

207.304

213.633

218.278

222.011

217.286

220.487

220.099

221.140

224.195

1.888

2.418

2.942

2.875

3.184

3.637

589

790

848

2.769

2.655

c. Kurang Lancar

15

28

8

2

27

1

3

11

2

1

d. Diragukan

10

10

5

9

10

9

8

5

3

e. Macet

10

39

25

18

17

20

16

14

40.923

40.882

40.967

41.072

19.287

19.648

19.423

7.902

8.185

8.343

8.319

8.450

8.582

7.901

8.183

8.342

8.310

8.448

b. DPK

0

1

1

9

c. Kurang Lancar

-

-

-

d. Diragukan

-

-

e. Macet

1

1

Non Performing Earning Aset (Nominal) Kredit kepada Bank Lain a. Lancar



Administrative Transactions 194.062

b. DPK

a. Current

228.833

234.088

231.725

2.672

672

660

1

2

11

5

10

9

17

8

9

19.027

37.727

38.260

8.667

9.085

9.098

8.571

8.667

9.069

2

11

0

-

-

-

-

-

-

1

0

0

1

0

0

a. Current

233.940

236.998

231.386

1.945

609

618

1.932

6

8

7

6

8

c. Sub-Standard

3

3

2

3

3

4

d. Doubtful

8

8

13

193

68

67

10

38.096

37.942

19.378

19.562

19.094

20.541

20.769

21.223

9.488

10.229

10.435

10.771

11.251

12.066

11.177

9.621


9.092

9.487

10.224

10.401

10.755

11.243

12.061

11.152

9.611

9.805

16

6

1

4

32

14

4

2

22

7

6

b. Special Mention

-

-

-

-

1

1

-

2

0

-

-

-

c. Sub-Standard

-

-

-

-

-

-

0

1

1

2

2

-

-

d. Doubtful

-

-

-

-

-

-

0

0

0

0

1

1

3

1

e. Loss

-

-

-

-

-

-

1

1

1

3

3

3

3

1

*)

*)

*)

b. Special Mention

e. Loss Non Performing Earning Asset (Nominal)

a. Current

Interbank Non Performing Loan (Nominal)





*) Angka-angka sementara

*) Provisional figures

36



Tabel 1.34 Aset Produktif BUSN Non Devisa dan Kualitas Kredit BUSN Non Devisa kepada Bank Lain

(Earning Asset of Non Foreign Exchange Banks and Credit Quality of Non Foreign Exchange Banks to Other Bank) Miliar Rp (Billion Rp) 2012

2013

Indicator

Indikator Mei Aset Produktif Neraca

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt 95.940 Earning Assets

71.787

73.756

74.605

77.937

80.388

80.746

81.967

82.482

76.689

83.879

86.499

86.425

87.426

91.120

91.750

91.502

95.228

a. Lancar

69.189

71.106

71.820

74.766

77.296

77.663

78.802

79.366

74.392

80.237

82.865

82.809

83.904

87.522

88.083

87.749

91.557

92.250

a. Current

b. DPK

1.432

1.485

1.569

1.923

1.879

1.884

1.923

1.872

1.612

2.356

2.455

2.349

2.250

2.380

2.434

2.564

2.532

2.440

b. Special Mention

c. Kurang Lancar

281

259

308

278

208

185

267

361

175

308

231

337

338

344

311

215

253

345

c. Sub-Standard

d. Diragukan

223

242

239

267

278

248

254

197

165

269

286

262

269

286

324

294

271

263

d. Doubtful

e. Macet

663

664

669

704

727

765

720

686

346

709

662

668

665

587

598

681

615

641

e. Loss

2.202

2.533

2.310

2.296

2.136

2.218

2.331

2.235

2.497

2.495

2.473

2.462

2.473

2.931

2.862

2.649

2.669

2.199

2.512

2.309

2.291

2.116

2.211

2.325

b. DPK

3

6

1

5

19

6

c. Kurang Lancar

0

4

0

0

0

d. Diragukan

0

1

0

0

e. Macet

0

10

0

2.315

2.312

680




2.232

2.489

2.490

2.429

2.417

2.457

2.928

2.860

2.646

2.660

2.794

6

3

7

5

43

17

14

1

2

3

9

3

b. Special Mention

0

0

0

0

0

0

25

0

0

0

0

0

0

c. Sub-Standard

0

0

0

0

0

0

0

0

0

0

0

0

0

0

d. Doubtful

0

0

0

0

0

0

0

1

1

1

1

0

0

0

0

e. Loss

2.414

2.496

1.213

1.199

1.242

1.245

1.372

2.572

2.358

2.534

1.274

1.219

1.233

1.191

1.139

1.250

728

757

789

813

815

862

890

882

876

916

897

970

1.053

1.102

1.120

1.119


680

728

757

789

812

813

861

888

875

872

905

890

966

1.049

1.092

1.111

1.114

1.104

b. DPK

-

-

-

-

-

-

-

-

-

-

-

-

0

-

7

7

-

2

b. Special Mention

c. Kurang Lancar

-

-

-

-

1

1

-

-

6

2

9

4

0

-

-

-

3

3

c. Sub-Standard

d. Diragukan

-

-

-

-

-

-

-

-

-

-

-

1

0

-

-

-

-

-

d. Doubtful

e. Macet

-

-

-

-

-

-

1

1

1

1

2

2

4

4

3

2

2

2

e. Loss

-

-

-

-

1

1

1

1

7

3

11

7

4

4

3

2

5

5



Non Performing Earning Asset (Nominal)

a. Current






37



Tabel 1.35 Aset Produktif BPD dan Kualitas Kredit BPD kepada Bank Lain

(Earning Asset of Regional Development Banks and Credit Quality of Regional Development Banks to Other Bank) Miliar Rp (Billion Rp) 2012

2013

Indicator

Indikator Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

275.087

289.007

263.372

285.813

312.770

304.128

302.368

297.222

293.411

307.652

325.170

333.504

333.698

342.902

332.407

330.081

356.826

353.164 Earning Assets

266.948

280.229

254.724

275.546

301.682

292.944

291.642

287.538

280.833

295.079

312.480

320.695

320.958

329.527

319.090

315.901

341.642

337.868

4.142

4.677

4.671

4.996

6.031

5.788

5.345

4.570

6.392

6.715

7.068

6.808

6.387

6.859

6.388

7.221

7.828

7.486

b. Special Mention

c. Kurang Lancar

595

638

579

1.175

1.074

1.236

1.038

945

1.765

1.275

942

1.137

1.105

1.125

1.154

982

1.459

1.563

c. Sub-Standard

d. Diragukan

442

442

537

830

652

707

672

637

665

687

818

795

902

840

1.010

1.006

924

908

2.959

3.022

2.861

3.266

3.331

3.453

3.671

3.532

3.756

3.895

3.863

4.069

4.346

4.551

4.766

4.971

4.973

5.339

16.972

17.267

15.803

18.429

19.211

19.598

17.539

18.191

15.626

14.911

14.741

15.224

16.057

16.743

17.389

17.932

18.357

Aset Produktif Neraca a. Lancar b. DPK

e. Macet Aset Produktif Transaksi Rekening Administratif a. Lancar

a. Current

d. Doubtful e. Loss



16.904

17.165

15.698

18.308

19.084

19.464

17.442

18.152

15.549

14.854

14.668

15.052

15.889

16.550

17.296

17.847

18.246

17.990

25

63

59

52

27

38

59

4

41

21

39

133

126

152

53

45

75

60

c. Kurang Lancar

2

2

0

6

42

1

2

0

1

1

1

4

1

2

1

4

0

4

d. Diragukan

1

1

3

12

10

54

12

12

15

13

13

15

14

16

16

15

13

14

d. Doubtful

39

36

42

50

48

42

25

23

21

23

20

21

26

22

23

21

23

25

e. Loss

7.966

8.189

7.943

10.528

5.157

5.491

5.420

5.150

12.355

11.707

11.238

11.994

6.395

6.556

6.969

7.000

7.392

7.853

216

274

286

299

316

352

345

357

329

435

433

442

454

521

593

614

656

664 Interbank Loans

215

273

277

299

315

351

345

357

329

435

430

441

454

520

593

607

656

664

b. DPK

-

-

9

-

-

-

0

-

-

-

2

0

1

1

-

7

0

-

b. Special Mention

c. Kurang Lancar

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

c. Sub-Standard

d. Diragukan

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

d. Doubtful

e. Macet

1

1

1

1

1

1

-

-

-

-

-

-

-

-

-

-

-

-

e. Loss

1

1

1

1

1

1

-

-

-

-

-

-

-

-

-

-

-

b. DPK

e. Macet



b. Special Mention c. Sub-Standard


a. Current






38



Tabel 1.36 Aset Produktif Bank Campuran dan Kualitas Kredit Bank Campuran kepada Bank Lain

(Earning Assets of Joint Venture Banks and Credit Quality of Joint Venture Banks to Other Bank) Miliar Rp (Billion Rp) 2012

2013

Indicator

Indikator Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

176.513

176.994

181.119

183.144

183.209

184.827

184.970

191.046

187.736

194.973

202.449

203.241

210.625

213.734

223.741

229.595

238.969

170.839

171.462

175.720

177.556

177.045

178.981

179.178

184.439

181.434

188.439

195.526

196.812

204.082

206.834

216.420

221.928

230.282

224.946

3.463

3.258

3.088

3.196

3.731

3.391

3.417

4.239

4.015

4.237

4.596

4.287

4.413

4.976

5.132

5.373

6.487

5.812

c. Kurang Lancar

504

583

521

586

490

452

436

540

481

473

493

434

399

385

642

758

754

373

c. Sub-Standard

d. Diragukan

306

316

416

351

477

510

447

482

488

363

331

334

345

300

309

296

400

905

d. Doubtful

1.402

1.374

1.374

1.455

1.466

1.493

1.491

1.346

1.318

1.462

1.503

1.373

1.386

1.238

1.239

1.239

1.047

1.015

37.059

39.143

38.765

39.004

39.717

39.468

34.892

33.260

35.392

36.349

37.423

36.087

39.694

38.326

39.881

41.803

46.267

Aset Produktif Neraca a. Lancar b. DPK

e. Macet Aset Produktif Transaksi Rekening Administratif a. Lancar

Sep *)

Okt 233.049 Earning Assets


e. Loss



36.478

38.608

38.298

38.506

39.089

38.731

34.335

32.788

34.932

35.896

36.916

35.603

39.109

37.725

39.308

41.235

45.689

45.482

551

495

442

459

560

674

533

451

439

432

501

470

571

582

558

535

526

346

29

38

23

37

67

62

22

21

20

21

7

14

14

18

15

33

52

53

d. Diragukan

-

-

-

-

0

0

0

0

0

0

0

0

0

0

0

0

0

5

d. Doubtful

e. Macet

1

1

1

1

1

1

1

0

0

0

0

0

0

0

0

0

0

0

e. Loss

4.413

4.532

4.607

4.775

2.501

2.519

2.398

2.389

4.574

4.579

4.637

4.265

2.145

1.942

2.205

2.327

2.253

2.350

7

5

6

3

3

4

4

4

7

8

12

14

14

16

14

50

76***

74

Interbank Loans

a. Lancar

7

5

6

3

3

4

4

4

7

8

12

14

14

16

14

50

76***

74

a. Current

b. DPK

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

b. Special Mention

c. Kurang Lancar

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

c. Sub-Standard

d. Diragukan

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

d. Doubtful

e. Macet

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

e. Loss

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

b. DPK c. Kurang Lancar

Non Performing Earning Aset (Nominal) Kredit kepada Bank Lain


b. Special Mention c. Sub-Standard







39



Tabel 1.37 Aset Produktif Bank Asing dan Kualitas Kredit Bank Asing kepada Bank Lain

(Earning Assets of Foreign Owned Banks and Credit Quality of Foreign Owned Banks to Other Bank) Miliar Rp (Billion Rp) 2012

2013

Indicator

Indikator Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

253.176

251.338

263.796

254.508

250.698

257.265

255.186

258.683

262.256

264.285

272.901

275.733

282.556

286.795

306.075

313.612

335.892

331.082 Earning Assets

244.542

242.792

254.607

245.258

241.027

247.557

245.785

248.910

252.198

253.763

261.919

265.221

272.852

276.419

295.576

303.075

323.532

318.562

4.157

4.253

4.804

4.934

5.464

5.600

5.416

6.057

6.362

6.641

7.142

6.774

6.008

6.503

6.587

6.512

8.133

8.196

729

886

927

891

891

864

863

833

828

979

947

850

843

994

1.004

1.046

1.061

959

d. Diragukan

1.156

1.087

1.098

1.126

1.119

1.112

1.147

1.184

1.141

1.150

1.163

1.150

1.156

1.179

1.193

1.196

1.301

1.338

d. Doubtful

e. Macet

2.593

2.319

2.361

2.299

2.196

2.133

1.974

1.700

1.726

1.752

1.731

1.739

1.697

1.700

1.716

1.783

1.864

2.028

e. Loss

108.188

107.024

106.982

110.257

112.653

83.843

82.190

77.951

76.187

77.396

79.995

76.529

78.907

81.379

84.639

87.668

93.245

Aset Produktif Neraca a. Lancar b. DPK c. Kurang Lancar

Aset Produktif Transaksi Rekening Administratif

a. Current b. Special Mention c. Sub-Standard


Administrative Transactions 105.531

104.550

103.888

107.172

109.619

81.874

80.394

76.081

73.615

74.767

76.914

73.410

76.035

78.346

81.438

84.429

89.865

90.062

a. Current

2.465

2.177

2.767

2.873

2.803

1.878

1.712

1.790

2.492

2.537

2.981

3.016

2.778

2.940

3.125

3.169

3.313

3.513

b. Special Mention

149

275

300

168

186

44

37

32

33

43

47

46

41

40

44

37

33

26

c. Sub-Standard

d. Diragukan

27

6

6

23

23

6

6

8

7

9

10

13

9

8

9

9

7

19

d. Doubtful

e. Macet

15

15

21

21

23

41

41

40

40

41

42

45

44

45

24

23

27

27

e. Loss

Non Performing Earning Aset (Nominal)

8.000

7.623

7.810

7.689

4.439

4.200

4.068

3.796

6.445

6.820

6.739

6.529

3.790

3.965

3.989

4.095

4.294

4.396

Kredit kepada Bank Lain

6.366

5.751

5.686

5.288

5.061

4.119

4.460

4.610

4.348

4.407

4.667

5.425

5.592

6.320

6.243

6.585

7.261


6.366

5.751

5.686

5.288

5.061

4.119

4.460

4.610

4.348

4.407

4.667

5.425

5.592

6.320

6.243

6.585

7.261

7.343

b. DPK

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

b. Special Mention

c. Kurang Lancar

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

c. Sub-Standard

d. Diragukan

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

d. Doubtful

e. Macet

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

e. Loss

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

a. Lancar b. DPK c. Kurang Lancar

a. Lancar



a. Current






40



Tabel 1.38 Komposisi Dana Pihak Ketiga Bank Umum

(Composition of Third Party Funds of Commercial Banks) Miliar Rp (Billion Rp) Desember 2008

Keterangan

Nominal

Desember 2009

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Desember 2010



Nominal

Desember 2011



Nominal

Oktober 2012



Nominal

Desember 2012



Nominal

Oktober 2013



Nominal

430.000

24,53

465.222

23,85

535.855

22,91

652.708

23,44

707.065

23,03

767.070

23,78

842.631

Rupiah

307.743

17,55

332.198

17,03

383.808

16,41

485.716

17,44

513.179

16,71

567.801

17,61

570.582

Valas

122.257

6,97

133.024

6,82

152.047

6,50

166.992

6,00

193.887

6,31

199.270

6,18

272.050

Tabungan

498.587

28,44

585.707

30,03

733.157

31,35

898.245

32,25

994.300

32,38

1.076.830

33,39

1.121.212

476.717

27,19

544.411

27,91

678.621

29,02

840.063

30,16

928.742

30,25

1.010.488

31,33

1.036.545

21.870

1,25

41.295

2,12

54.536

2,33

58.181

2,09

65.558

2,14

66.342

2,06

84.667

824.704

47,04

899.783

46,13

1.069.811

45,74

1.234.072

44,31

1.369.195

44,59

1.381.298

42,83

1.557.047

Rupiah

675.983

38,56

761.844

39,05

928.089

39,68

1.072.770

38,52

1.156.791

37,67

1.179.242

36,56

1.308.232

Valas

148.722

8,48

137.939

7,07

141.723

6,06

161.302

5,79

212.404

6,92

202.056

6,26

248.815

Giro

Rupiah Valas Simpanan Berjangka


23,93 Demand Deposits 16,21 Rupiah 7,73

Foreign Exchange

31,84 Saving 29,44 Rupiah 2,40

Foreign Exchange

44,22 Time Deposits 37,16 Rupiah 7,07

Foreign Exchange - Periode 1 Month

- Jangka Waktu 1 bulan Rupiah

-

-

-

-

-

-

673.312

24,18

682.886

22,24

677.030

20,99

800.156

22,73

Valas

-

-

-

-

-

-

110.978

3,98

141.449

4,61

128.829

3,99

145.086

4,12

Rupiah Foreign Exchange - Periode 3 Month


-

-

-

-

-

-

222.071

7,97

229.617

7,48

251.926

7,81

253.261

7,19

Valas

-

-

-

-

-

-

21.467

0,77

28.911

0,94

27.543

0,85

41.843

1,19



-

-

-

-

-

-

90.412

3,25

127.270

4,14

125.555

3,89

132.242

3,76

Valas

-

-

-

-

-

-

15.504

0,56

24.040

0,78

27.215

0,84

33.540

0,95

Rupiah Foreign Exchange - Periode >= 12 Month

- Jangka Waktu >= 12 bulan Rupiah

-

-

-

-

-

-

86.975

3,11

117.018

3,81

124.731

3,87

122.574

3,48

Rupiah

Valas

-

-

-

-

-

-

13.352

0,48

18.004

0,59

18.469

0,57

28.346

0,81

Foreign Exchange

Total DPK

1.753.292

100,00

1.950.712

100,00

2.338.824

100,00

2.785.024

100,00

3.070.560

100,00

3.225.198

100,00

3.520.890

Rupiah

1.460.443

83,30

1.638.454

83,99

1.990.518

85,11

2.398.549

86,12

2.598.712

84,63

2.757.530

85,50

2.915.359

292.849

16,70

312.258

16,01

348.306

14,89

15,37

467.668

14,50

605.531

Valas

Items


386.475

13,88

471.849

100,00 Total Third Party Funds 82,80 Rupiah 17,20

Foreign Exchange

41



Tabel 1.39 Komposisi Dana Pihak Ketiga Bank Persero

(Composition of Third Party Funds of State Owned Banks) Miliar Rp (Billion Rp) Desember 2008

Keterangan

Giro Rupiah Valas Tabungan Rupiah Valas Simpanan Berjangka Rupiah Valas

Nominal

151.767 123.438 28.329 237.446 230.047 7.399 280.614 235.219 45.395


(Composition to Total Third Party Funds) (%) 22,66 18,43 4,23 35,45 34,34 1,10 41,89 35,12 6,78

Desember 2009

Nominal

172.602 136.512 36.090 278.581 268.894 9.687 332.201 274.965 57.236



Desember 2010

Nominal



22,03 17,43 4,61 35,56 34,32 1,24 42,41 35,10 7,31

194.533 152.770 41.763 323.767 311.891 11.876 380.106 328.677 51.429

21,65 17,00 4,65 36,04 34,72 1,32 42,31 36,58 5,72

Desember 2011

Nominal

Oktober 2012



Nominal

Desember 2012



Nominal

Oktober 2013



Nominal

242.853 190.600 52.253 395.372 383.292 12.080 401.027 350.866 50.161

23,37 18,34 5,03 38,04 36,88 1,16 38,59 33,76 4,83

222.858 155.986 66.872 431.208 416.565 14.644 417.499 347.836 69.663

20,80 14,56 6,24 40,24 38,87 1,37 38,96 32,46 6,50

272.149 206.540 65.610 483.022 467.656 15.366 446.113 378.829 67.283

22,65 17,19 5,46 40,21 38,93 1,28 37,14 31,54 5,60

292.989 184.190 108.800 502.428 480.931 21.497 482.003 403.749 78.255


Items

(Composition to Total Third Party Funds) (%) 22,94 Demand Deposits 14,42 Rupiah 8,52 Foreign Exchange 39,33 Saving 37,65 Rupiah 1,68 Foreign Exchange 37,73 Time Deposits 31,61 Rupiah 6,13 Foreign Exchange

- Jangka Waktu 1 bulan Rupiah Valas

-

-

-

-

-

-

229.284 35.179

22,06 3,39

210.613 49.944

19,65 4,66

223.177 46.712

18,58 3,89

240.642 42.287

18,84 3,31

- Periode 1 Month Rupiah Foreign Exchange


-

-

-

-

-

-

62.782 4.976

6,04 0,48

63.659 6.435

5,94 0,60

71.970 5.442

5,99 0,45

73.392 15.262

5,75 1,19



-

-

-

-

-

-

19.550 5.922

1,88 0,57

26.419 6.568

2,47 0,61

32.208 8.401

2,68 0,70

32.951 10.761

2,58 0,84


39.250 4.084 1.039.253 924.759 114.494

3,78 0,39 100,00 88,98 11,02

47.145 6.716 1.071.565 920.386 151.179

4,40 0,63 100,00 85,89 14,11

51.475 6.729 1.201.284 1.053.025 148.259

4,28 0,56 100,00 87,66 12,34

56.763 9.945 1.277.421 1.068.869 208.552

- Jangka Waktu >= 12 bulan Rupiah Valas Total DPK Rupiah Valas

- Periode >= 12 Month 669.827 588.704 81.123

100,00 87,89 12,11

783.384 680.371 103.013

100,00 86,85 13,15

898.405 793.338 105.067

100,00 88,31 11,69

4,44 Rupiah 0,78 Foreign Exchange 100,00 Total Third Party Funds 83,67 Rupiah 16,33 Foreign Exchange

42



Tabel 1.40 Komposisi Dana Pihak Ketiga BUSN Devisa

(Composition of Third Party Funds of Foreign Exchange Commercial Banks) Miliar Rp (Billion Rp) Desember 2008

Keterangan

Nominal

Desember 2009



Nominal

Desember 2010



Nominal

Desember 2011



Nominal

Oktober 2012



Nominal

Desember 2012



Nominal

Oktober 2013



Nominal

137.481

19,59

153.929

19,71

195.216

20,02

225.170

19,19

245.670

19,03

264.982

19,58

279.372

Rupiah

89.607

12,77

104.102

13,33

133.895

13,73

166.221

14,17

183.366

14,21

198.251

14,65

196.336

Valas

47.875

6,82

49.827

6,38

61.322

6,29

58.949

5,02

62.304

4,83

66.731

4,93

83.035

Tabungan

203.171

28,95

254.350

32,56

316.054

32,41

388.030

33,07

443.258

34,34

461.038

34,07

484.825

198.120

28,23

238.632

30,55

294.034

30,15

363.575

30,99

416.790

32,29

433.712

32,05

447.733

5.051

0,72

15.718

2,01

22.020

2,26

24.455

2,08

26.469

2,05

27.326

2,02

37.092

361.058

51,45

372.792

47,73

464.038

47,58

560.098

47,74

601.751

46,62

627.129

46,35

709.472

309.732

44,14

326.063

41,75

407.603

41,79

490.904

41,84

514.400

39,86

541.950

40,05

596.146

51.326

7,31

46.729

5,98

56.435

5,79

69.194

5,90

87.351

6,77

85.179

6,29

113.326

Giro

Rupiah Valas Simpanan Berjangka Rupiah Valas


Items

(Composition to Total Third Party Funds) (%) 18,96 Demand Deposits 13,32 Rupiah 5,63

Foreign Exchange


Foreign Exchange




-

-

-

-

-

-

307.839

26,24

303.058

23,48

320.362

23,68

375.080

25,45

Valas

-

-

-

-

-

-

47.742

4,07

52.476

4,07

49.251

3,64

63.789

4,33



-

-

-

-

-

-

107.755

9,18

117.021

9,07

127.361

9,41

124.718

8,46

Valas

-

-

-

-

-

-

9.728

0,83

14.657

1,14

14.451

1,07

18.750

1,27



-

-

-

-

-

-

39.826

3,39

55.133

4,27

54.242

4,01

56.486

3,83

Valas

-

-

-

-

-

-

5.505

0,47

11.074

0,86

12.135

0,90

15.687

1,06



-

-

-

-

-

-

35.483

3,02

39.188

3,04

39.985

2,95

39.862

2,70

Rupiah

Valas

-

-

-

-

-

-

6.219

0,53

9.143

0,71

9.343

0,69

15.100

1,02

Foreign Exchange

Total DPK

701.710

100,00

781.072

100,00

975.308

100,00

1.173.297

100,00

1.290.680

100,00

1.353.149

100,00

1.473.669

Rupiah

597.459

85,14

668.798

85,63

835.532

85,67

1.020.700

86,99

1.114.557

86,35

1.173.913

86,75

1.240.216

Valas

104.251

14,86

112.274

14,37

139.777

14,33

152.597

13,01

13,65

179.236

13,25

233.453

176.123


Foreign Exchange

43



Tabel 1.41 Komposisi Dana Pihak Ketiga BUSN Non Devisa

(Composition of Third Party Funds of Non-Foreign Exchange Commercial Banks) Miliar Rp (Billion Rp) Desember 2008

Keterangan

Desember 2009


Nominal


Desember 2010


Nominal


Desember 2011


Nominal


Oktober 2012


Nominal


Desember 2012


Nominal


Oktober 2013


Nominal



Nominal

1.779

5,36

2.184

4,96

2.745

4,66

3.634

4,37

3.658

3,83

5.074

4,86

5.406

1.779

5,36

2.183

4,96

2.745

4,66

3.634

4,37

3.658

3,83

5.074

4,86

5.406

Valas

0

0,00

0

0,00

-

-

-

-

-

-

-

-

-

Tabungan

3.375

10,16

4.161

9,46

6.178

10,48

10.281

12,37

12.210

12,77

12.794

12,26

14.585

3.375

10,16

4.161

9,46

6.178

10,48

10.281

12,37

12.210

12,77

12.794

12,26

14.585

-

-

-

-

-

-

-

-

-

-

-

-

-

28.059

84,48

37.635

85,57

50.026

84,86

69.180

83,25

79.735

83,40

86.478

82,88

92.823

28.059

84,48

37.635

85,57

50.026

84,86

69.180

83,25

79.735

83,40

86.478

82,88

92.823

-

-

0

0,00

-

-

-

-

-

-

-

-

-

Giro Rupiah


4,79 Demand Deposits 4,79 Rupiah -

Foreign Exchange

12,93 Saving 12,93 Rupiah -

Foreign Exchange

82,28 Time Deposits 82,28 Rupiah -



-

-

-

-

-

-

36.567

44,01

41.417

43,32

43.915

42,09

52.782

46,79

Valas

-

-

-

-

-

-

-

-

-

-

-

-

-

-



-

-

-

-

-

-

18.991

22,86

18.773

19,64

22.133

21,21

22.562

20,00

Valas

-

-

-

-

-

-

-

-

-

-

-

-

-

-



-

-

-

-

-

-

11.284

13,58

15.363

16,07

15.658

15,01

13.736

12,18

Valas

-

-

-

-

-

-

-

-

-

-

-

-

-

-



-

-

-

-

-

-

2.337

2,81

4.183

4,38

4.771

4,57

3.743

3,32

Valas

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Total DPK

33.213

100,00

43.980

100,00

58.950

100,00

83.095

100,00

95.603

100,00

104.346

100,00

112.814

Rupiah

33.213

100,00

43.979

100,00

58.950

100,00

83.095

100,00

95.603

100,00

104.346

100,00

112.814

0

0,00

0

0,00

-

-

-

-

-

-

-

-

Valas

Items


-

Rupiah Foreign Exchange

100,00 Total Third Party Funds 100,00 Rupiah -

Foreign Exchange

44



Tabel 1.42 Komposisi Dana Pihak Ketiga BPD

(Composition of Third Party Funds of Regional Development Banks) Miliar Rp (Billion Rp) Desember 2008

Keterangan

Desember 2009


Nominal


Desember 2010


Nominal


Desember 2011


Nominal


Oktober 2012


Nominal


Desember 2012


Nominal


Oktober 2013


Nominal



Nominal

70.746

49,38

63.848

41,94

62.196

33,87

88.456

37,59

127.903

39,80

112.953

40,55

135.277

70.653

49,32

63.553

41,74

61.725

33,61

88.094

37,43

127.671

39,73

112.715

40,47

134.732

Valas

93

0,07

294

0,19

471

0,26

362

0,15

233

0,07

238

0,09

545

Tabungan

37.498

26,17

43.728

28,72

53.614

29,20

67.338

28,61

66.754

20,77

79.968

28,71

76.609

37.497

26,17

43.724

28,72

53.595

29,19

67.318

28,60

66.726

20,76

79.938

28,70

76.567

1

0,00

4

0,00

19

0,01

20

0,01

28

0,01

30

0,01

42

35.015

24,44

44.673

29,34

67.815

36,93

79.555

33,80

126.701

39,43

85.614

30,74

124.914

34.877

24,34

44.148

29,00

67.365

36,69

78.767

33,47

125.888

39,17

84.903

30,48

124.214

138

0,10

525

0,34

450

0,24

787

0,33

813

0,25

711

0,26

700

Giro Rupiah


40,17 Demand Deposits 40,00 Rupiah 0,16

Foreign Exchange


Foreign Exchange




-

-

-

-

-

-

46.523

19,77

71.449

22,23

37.513

13,47

74.539

22,13

Valas

-

-

-

-

-

-

673

0,29

675

0,21

468

0,17

577

0,17

-

- Jangka Waktu 3 bulan -

-

-

-

-

-

14.335

6,09

12.932

4,02

12.214

4,39

13.905

4,13

Valas

-

-

-

-

-

-

51

0,02

37

0,01

14

0,01

75

0,02

-

Foreign Exchange Rupiah Foreign Exchange - Periode 6 Month

Rupiah

-

-

-

-

-

-

12.559

5,34

20.259

6,30

13.495

4,84

19.469

5,78

Valas

-

-

-

-

-

-

5

0,00

29

0,01

27

0,01

15

0,00

-

- Jangka Waktu >= 12 bulan

Rupiah - Periode 3 Month

Rupiah - Jangka Waktu 6 bulan


Rupiah

-

-

-

-

-

-

5.349

2,27

21.247

6,61

21.682

7,78

16.301

4,84

Rupiah

Valas

-

-

-

-

-

-

59

0,03

72

0,02

203

0,07

32

0,01

Foreign Exchange

Total DPK

143.262

100,00

152.251

100,00

183.624

100,00

235.348

100,00

321.358

100,00

278.535

100,00

336.800

Rupiah

143.027

99,84

151.425

99,46

182.685

99,49

234.179

99,50

320.285

99,67

277.555

99,65

335.514

235

0,16

826

0,54

939

0,51

1.169

0,50

0,33

980

0,35

1.286

Valas

Items


1.073


Foreign Exchange

45



Tabel 1.43 Komposisi Dana Pihak Ketiga Bank Campuran

(Composition of Third Party Funds of Joint Venture Banks) Miliar Rp (Billion Rp) Desember 2008

Keterangan

Desember 2009


Nominal


18.872


Nominal

25.396


Nominal

22,57

30.823


Nominal

23,02

34.508



Nominal

26,05

35.288


Items


6,47

7.136

7,53

7.984

8,13

9.485

8,43

10.944

8,17

12.226

9,23

13.598

Valas

14.336

15,13

14.295

14,56

15.912

14,14

19.879

14,85

22.282

16,82

21.690

14,58

Tabungan

3.023

3,93

7.418

7,83

14.507

14,78

18.503

16,44

19.100

14,26

19.292

14,57

22.381

3.023

3,93

3.983

4,20

6.156

6,27

8.402

7,47

8.577

6,41

8.529

6,44

9.826

15,04 Saving 6,60 Rupiah

-

-

3.436

3,63

8.351

8,51

10.101

8,98

10.523

7,86

10.763

8,13

12.555

55.007

71,53

65.871

69,51

61.374

62,52

68.642

60,99

83.976

62,72

78.654

59,38

91.102

Rupiah

29.691

38,61

43.203

45,59

40.151

40,90

44.532

39,57

50.024

37,36

47.948

36,20

50.240

61,24 Time Deposits 33,77 Rupiah

Valas

25.315

32,92

22.668

23,92

21.223

21,62

24.110

21,42

33.952

25,36

30.706

23,18

40.862

27,47

Simpanan Berjangka

22,70

Nominal


Oktober 2013

18,07

Valas

22.280



Desember 2012

4.976

Rupiah

22,66


Oktober 2012

13.896

Rupiah

21.472


Desember 2011

23,72 Demand Deposits 9,14 Rupiah

Giro

24,54

Nominal

Desember 2010

8,44

Foreign Exchange

Foreign Exchange



-

-

-

-

-

-

27.920

24,81

28.897

21,58

26.748

20,19

29.357

19,73

Valas

-

-

-

-

-

-

15.002

13,33

23.530

17,57

20.389

15,39

27.259

18,32



-

-

-

-

-

-

8.971

7,97

9.797

7,32

9.285

7,01

10.195

6,85

Valas

-

-

-

-

-

-

3.725

3,31

4.306

3,22

3.964

2,99

4.967

3,34



-

-

-

-

-

-

4.539

4,03

7.655

5,72

6.842

5,17

6.524

4,38

Valas

-

-

-

-

-

-

3.062

2,72

4.635

3,46

4.743

3,58

5.943

3,99



-

-

-

-

-

-

3.102

2,76

3.676

2,75

5.073

3,83

4.165

2,80

Rupiah

Valas

-

-

-

-

-

-

2.321

2,06

1.482

1,11

1.611

1,22

2.693

1,81

Foreign Exchange

Total DPK

76.902

100,00

94.761

100,00

98.161

100,00

112.541

100,00

133.899

100,00

132.454

100,00

148.771

Rupiah

37.691

49,01

54.321

57,32

54.292

55,31

62.418

55,46

69.545

51,94

68.704

51,87

73.665

Valas

39.211

50,99

40.440

42,68

43.869

44,69

50.123

44,54

48,06

63.751

48,13

75.106

64.354


Foreign Exchange

46



Tabel 1.44 Komposisi Dana Pihak Ketiga Bank Asing

(Composition of Third Party Funds of Foreign Owned Banks) Miliar Rp (Billion Rp) Desember 2008

Keterangan

Nominal

Desember 2009



Nominal

Desember 2010



Nominal

Desember 2011



Nominal

Oktober 2012



Nominal

Desember 2012



Nominal

Oktober 2013



Nominal


Items


49.354

38,44

51.854

44,10

58.886

47,35

67.199

47,49

76.154

48,36

77.405

49,80

94.300

Rupiah

17.290

13,47

19.242

16,36

24.689

19,85

27.683

19,56

31.554

20,04

32.996

21,23

36.320

55,01 Demand Deposits 21,19 Rupiah

Valas

32.064

24,98

32.612

27,73

34.197

27,49

39.516

27,93

44.600

28,33

44.409

28,57

57.980

33,82

Tabungan

14.071

10,96

17.203

14,63

19.038

15,31

18.721

13,23

21.769

13,83

20.715

13,33

20.384

Rupiah

4.654

3,63

6.222

5,29

6.768

5,44

7.195

5,09

7.875

5,00

7.858

5,06

6.902

11,89 Saving 4,03 Rupiah

Valas

9.417

7,34

10.982

9,34

12.270

9,87

11.526

8,15

13.895

8,82

12.857

8,27

13.481

64.952

50,59

48.537

41,28

46.452

37,35

55.572

39,28

59.533

37,81

57.310

36,87

56.733

Rupiah

38.405

29,92

32.267

27,44

34.265

27,55

38.522

27,23

38.908

24,71

39.133

25,18

41.060

Valas

26.547

20,68

16.270

13,84

12.187

9,80

17.050

12,05

20.625

13,10

18.176

11,69

15.673

Giro

Simpanan Berjangka

7,86

Foreign Exchange

Foreign Exchange




-

-

-

-

-

-

25.177

17,79

27.756

17,63

25.315

16,29

27.756

16,19

Valas

-

-

-

-

-

-

12.382

8,75

11.175

7,10

12.011

7,73

11.175

6,52



-

-

-

-

-

-

9.237

6,53

8.488

5,39

8.962

5,77

8.488

4,95

Valas

-

-

-

-

-

-

2.987

2,11

2.788

1,77

3.673

2,36

2.788

1,63



-

-

-

-

-

-

2.654

1,88

3.076

1,95

3.110

2,00

3.076

1,79

Valas

-

-

-

-

-

-

1.010

0,71

1.134

0,72

1.910

1,23

1.134

0,66



-

-

-

-

-

-

1.453

1,03

1.740

1,11

1.746

1,12

1.740

1,02

Rupiah

Valas

-

-

-

-

-

-

670

0,47

576

0,37

583

0,38

576

0,34

Foreign Exchange

Total DPK

128.377

100,00

117.594

100,00

124.376

100,00

141.491

100,00

157.456

100,00

155.430

100,00

171.416

Rupiah

60.349

47,01

57.731

49,09

65.722

52,84

73.399

51,88

78.336

49,75

79.987

51,46

84.282

Valas

68.028

52,99

59.864

50,91

58.653

47,16

68.092

48,12

50,25

75.443

48,54

87.134

79.120


Foreign Exchange

47



Tabel 1.45 Komposisi DPK Bank Umum Berdasarkan Lokasi Penghimpunan Dana Oktober 2013 (Composition of Third Party Funds of Commercial Banks Based on Location - October 2013) Miliar Rp (Billion Rp) Giro

Tabungan

Deposito

Total DPK

(Demand Deposits)

(Saving Deposits)

(Time Deposits)

(Total Third Party Funds)

Pangsa Thd Total DPK (%)

Valas (Foreign

(Portion to Total Third Party (%)

Lokasi

Valas (Foreign

Rupiah 1. Jawa Barat 2. Banten

Exchange)

41.392

9.526

Valas (Foreign

Rupiah

Exchange)

116.144

5.437

Valas (Foreign

Rupiah

Exchange)

106.075

10.285

Rupiah

Exchange)

263.610

25.248

Total 288.858

Location

8,20

1. Jawa Barat 2. Banten

17.452

5.978

34.964

1.765

37.112

3.729

89.527

11.471

100.998

2,87

272.249

217.620

274.688

49.522

762.684

199.771

1.309.622

466.914

1.776.536

50,46

4.749

533

18.861

468

11.061

517

34.670

1.518

36.188

1,03

4. D.I Yogyakarta

5. Jawa Tengah

22.811

2.535

80.818

2.709

48.883

2.967

152.512

8.211

160.723

4,56

5. Jawa Tengah

6. Jawa Timur

41.432

9.105

133.233

7.584

112.853

11.565

287.518

28.255

315.772

8,97

6. Jawa Timur

7. Bengkulu

2.277

54

4.308

21

1.548

21

8.133

96

8.229

0,23

7. Bengkulu

8. Jambi

3.196

296

10.084

195

5.602

105

18.882

596

19.478

0,55

8. Jambi

9. Aceh

9.252

69

10.236

79

5.355

102

24.843

250

25.092

0,71

9. Aceh

10. Sumatera Utara

21.602

4.378

58.400

4.898

49.989

7.249

129.991

16.526

146.517

4,16

10. Sumatera Utara

11. Sumatera Barat

4.990

417

12.726

202

8.505

138

26.221

756

26.977

0,77

11. Sumatera Barat

3. DKI Jakarta 4. D.I Yogyakarta

3. DKI Jakarta

13.394

1.184

25.305

626

15.464

451

54.163

2.262

56.425

1,60

12. Riau

14. Sumatera Selatan

7.413

1.471

23.225

776

19.534

808

50.172

3.054

53.226

1,51


15. Bangka Belitung

1.684

467

6.401

76

3.389

406

11.475

949

12.424

0,35

15. Bangka Belitung

13. Kepulauan Riau

6.828

6.143

12.654

2.269

5.612

1.729

25.093

10.141

35.235

1,00

13. Kepulauan Riau

16. Lampung

5.397

448

13.396

324

6.073

256

24.865

1.027

25.892

0,74

16. Lampung

17. Kalimantan Selatan

8.053

602

17.576

404

9.110

266

34.739

1.272

36.011

1,02


12. Riau

18. Kalimantan Barat

5.910

479

19.141

423

8.598

280

33.649

1.182

34.831

0,99


19. Kalimantan Timur

19.811

3.693

31.604

1.952

26.264

3.107

77.679

8.753

86.432

2,45


20. Kalimantan Tengah

4.403

332

7.866

47

3.846

39

16.116

419

16.534

0,47


21. Sulawesi Tengah

2.662

59

6.636

52

1.838

25

11.136

137

11.273

0,32

21. Sulawesi Tengah

22. Sulawesi Selatan

9.172

885

31.985

668

15.395

735

56.552

2.288

58.841

1,67


23. Sulawesi Utara

2.964

253

8.127

440

5.471

282

16.562

975

17.537

0,50

23. Sulawesi Utara

510

3

1.893

21

908

5

3.311

29

3.340

0,09

24. Gorontalo

24. Gorontalo 25. Sulawesi Barat

1.119

1

1.818

0

191

0

3.128

1

3.129

0,09

25. Sulawesi Barat

26. Sulawesi Tenggara

3.513

36

6.024

106

1.809

14

11.346

156

11.502

0,33


27. Nusa Tenggara Barat

2.267

74

8.209

116

3.721

55

14.197

245

14.442

0,41


10.733

2.549

28.518

2.170

17.533

826

56.784

5.545

62.329

1,77

28. Bali

29. Nusa Tenggara Timur

3.951

45

8.223

59

3.933

39

16.108

143

16.251

0,46


30. Maluku

2.027

30

4.462

42

2.468

46

8.958

118

9.076

0,26

30. Maluku

11.870

288

12.215

187

4.891

116

28.976

591

29.567

0,84

31. Papua

32. Maluku Utara

1.049

89

2.824

10

841

10

4.714

108

4.823

0,14

32. Maluku Utara

33. Papua Barat

4.447

13

3.955

61

1.649

50

10.052

124

10.176

0,29

33. Papua Barat

4

2.394

24

958

28

2.820

56

6.172

6.228

0,18

34. Lainnya

570.582

272.050

1.036.545

84.667

1.308.232

248.815

2.915.359

605.531

3.520.890

100

28. Bali

31. Papua

34. Lainnya Total

Total

48



Tabel 1.46 Penghimpunan DPK Bank Umum Berdasarkan Lokasi Bank Penghimpun Dana

(Third Party Funds of Commercial Banks Based on Location of Deposits) Miliar Rp (Billion Rp) 2012

2013

Location

Lokasi Mei 1.

Jawa Barat

2.

Banten

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

236.025

237.542

238.355

242.824

244.482

247.398

254.567

262.433

259.783

259.343

262.286

272.114

275.893

277.335

274.398

285.343

290.483

288.858

1.

Jawa Barat

78.662

79.028

79.846

81.717

81.486

82.859

85.298

88.496

89.397

89.148

89.124

90.876

91.753

92.411

96.176

99.023

101.458

100.998

2.

Banten

1.458.755

1.477.968

1.480.163

1.488.856

1.510.724

1.524.850

1.566.877

1.629.585

1.619.163

1.612.813

1.636.099

1.659.401

1.707.249

1.707.728

1.723.701

1.749.024

1.769.512

1.776.536

3.

DKI Jakarta

28.576

29.227

29.723

30.425

31.056

30.962

31.719

32.501

32.405

32.739

33.086

33.597

33.738

34.199

34.597

35.237

36.087

36.188

4.

D.I Yogyakarta

3.

DKI Jakarta

4.

D.I Yogyakarta

5.

Jawa Tengah

132.133

134.997

134.858

137.370

141.489

140.417

142.949

145.257

144.307

144.314

146.362

148.214

149.491

152.013

153.896

156.054

162.827

160.723

5.

Jawa Tengah

6.

Jawa Timur

260.011

266.096

267.098

268.903

277.597

280.965

283.615

292.224

290.230

290.282

293.347

296.088

298.121

300.502

302.910

307.466

317.370

315.772

6.

Jawa Timur

7.

Bengkulu

6.954

7.108

7.287

7.353

7.494

7.614

7.622

7.368

7.306

7.458

7.569

7.895

7.831

8.070

8.165

8.115

8.379

8.229

7.

Bengkulu

8.

Jambi

17.504

17.612

17.506

17.208

17.918

17.729

17.707

17.945

17.923

18.336

18.376

18.741

18.458

19.155

18.579

18.367

19.521

19.478

8.

Jambi

9.

Aceh

20.693

20.668

20.015

19.348

22.414

21.551

21.140

21.969

21.259

21.807

21.788

24.085

23.681

23.736

22.995

22.328

26.141

25.092

9.

Aceh

129.083

131.537

133.098

135.506

135.990

136.897

139.259

138.709

137.114

137.289

136.560

135.615

139.131

137.291

140.796

147.985

146.517 10.

Sumatera Utara

10.

Sumatera Utara

129.117

11.

Sumatera Barat

23.818

24.251

24.538

24.715

25.852

25.603

25.829

25.623

25.925

25.793

26.405

26.589

26.335

25.906

25.914

26.045

26.780

26.977 11.

Sumatera Barat

12.

Riau

48.063

50.314

50.974

50.375

53.457

52.653

51.749

52.243

50.836

53.216

52.754

54.797

53.913

55.990

55.243

54.145

56.878

56.425 12.

Riau

13.

Sumatera Selatan*)

53.287

52.071

52.173

51.451

52.833

52.763

52.755

54.244

52.768

53.276

53.011

53.803

52.443

53.982

52.643

51.422

53.833

53.226 13.

Sumatera Selatan

14.

Bangka Belitung

10.910

10.920

10.713

10.758

11.877

12.242

12.303

12.172

12.387

12.774

12.612

12.739

12.429

12.663

12.264

12.283

12.693

12.424 14.

Bangka Belitung

15.

Kepulauan Riau*)

25.611

26.721

26.945

26.388

28.003

28.141

28.284

28.804

28.718

30.157

30.406

31.575

31.493

32.289

32.823

33.690

35.589

35.235 15.

Kepulauan Riau

16.

Lampung

21.451

22.056

22.008

21.865

22.502

22.889

22.958

22.612

22.627

22.835

23.201

23.722

23.951

24.349

24.137

24.363

25.525

25.892 16.

Lampung

17.

Kalimantan Selatan

30.978

31.881

31.287

31.209

32.836

32.868

33.521

34.118

34.020

34.286

34.489

35.290

35.254

35.795

35.255

34.480

36.299

36.011 17.

Kalimantan Selatan

18.

Kalimantan Barat

29.572

30.352

30.270

30.419

31.060

30.996

31.882

32.000

31.592

31.834

32.407

32.849

33.243

33.509

33.921

33.578

34.720

34.831 18.

Kalimantan Barat

19.

Kalimantan Timur

72.640

77.217

76.613

75.582

79.990

79.022

78.165

79.992

78.591

82.410

82.037

84.299

82.534

85.228

84.958

83.557

88.869

86.432 19.

Kalimantan Timur

20.

Kalimantan Tengah

14.136

14.562

14.208

14.272

14.785

15.526

15.480

14.285

14.742

15.016

15.497

15.841

15.843

16.247

16.164

15.908

16.738

16.534 20.

Kalimantan Tengah

21.

Sulawesi Tengah

9.765

10.064

9.904

9.842

10.177

10.070

10.106

10.022

10.047

10.115

10.442

10.745

10.837

10.924

10.927

10.704

11.364

11.273 21.

Sulawesi Tengah

22.

Sulawesi Selatan

47.604

48.625

48.552

49.435

51.079

51.502

52.445

54.453

53.453

53.157

53.884

54.292

54.212

55.320

55.636

56.464

58.924

58.841 22.

Sulawesi Selatan

23.

Sulawesi Utara

15.069

15.584

15.346

15.328

15.795

15.852

15.991

16.407

16.223

16.122

16.402

16.803

16.837

16.963

17.152

17.039

17.626

17.537 23.

Sulawesi Utara

24.

Gorontalo*)

2.916

2.996

2.906

2.828

3.027

3.005

3.008

2.990

3.021

3.064

3.162

3.233

3.196

3.178

3.186

3.112

3.361

3.340 24.

Gorontalo

25.

Sulawesi Barat*)

2.424

2.445

2.466

2.462

2.598

2.624

2.678

2.585

2.627

2.635

2.725

2.848

2.837

2.886

2.880

2.875

3.065

3.129 25.

Sulawesi Barat

26.

Sulawesi Tenggara*)

9.701

9.930

9.728

9.632

10.020

9.933

10.081

9.870

10.104

10.235

10.578

10.906

10.985

10.854

10.738

10.780

11.284

11.502 26.

Sulawesi Tenggara

27.

Nusa Tenggara Barat

11.383

11.900

11.736

11.752

12.365

12.495

12.625

12.734

12.829

12.619

12.749

13.743

13.502

13.378

13.588

13.511

14.318

14.442 27.

Nusa Tenggara Barat

28.

Bali

48.101

49.577

50.264

51.492

52.988

53.883

54.555

54.948

55.298

55.297

55.982

56.344

56.645

57.840

59.042

60.237

62.259

62.329 28.

Bali

29.

Nusa Tenggara Timur

13.893

14.296

14.477

14.457

14.752

14.698

14.834

14.884

15.219

15.179

15.351

15.594

15.602

15.836

15.906

15.546

15.923

16.251 29.

Nusa Tenggara Timur

30.

Maluku

7.455

7.684

7.630

7.752

7.894

8.022

8.233

8.340

8.536

8.410

8.504

8.661

8.720

8.724

8.790

8.713

9.061

9.076 30.

31.

Papua

25.798

26.298

25.771

27.739

27.982

27.506

27.054

27.148

26.893

26.702

26.162

28.160

28.247

28.647

30.104

29.791

30.065

29.567 31.

32.

Maluku Utara

4.170

4.268

4.273

4.220

4.462

4.466

4.493

4.425

4.767

4.779

4.793

4.923

4.847

4.744

4.729

4.757

4.923

4.823 32.

33.

Papua Barat

7.762

7.956

7.745

8.456

8.377

8.294

7.977

8.284

8.061

8.968

8.871

8.995

8.811

9.607

9.173

9.996

10.474

10.176 33.

34.

Lainnya

4.020

4.537

4.501

4.518

5.080

5.213

5.117

4.976

5.239

5.107

5.387

5.030

5.113

5.133

5.048

5.457

5.856

6.228 34.

2.908.957

2.955.833

2.961.417

2.984.050

3.049.956

3.070.604

3.130.518

3.225.198

3.205.006

3.207.342

3.243.136

3.299.350

3.349.660

3.374.272

3.392.927

3.440.207

3.526.188

Total

3.520.890

Maluku Papua Maluku Utara Papua Barat Others Total

49



Tabel 1.47 Suku Bunga Rata-rata DPK Bank Umum

(Average of Interest Rate of Third Party Funds of Commercial Banks) Persen (Percent) 2012

2013

Items

Keterangan Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt Demand Deposits

Giro Rupiah

2,26

2,27

2,23

2,20

2,20

2,16

2,14

2,12

2,17

2,14

2,16

2,19

2,13

2,17

2,10

2,14

2,15

2,16

- Rupiah

Valas

0,35

0,37

0,37

0,37

0,36

0,35

0,35

0,37

0,34

0,34

0,34

0,36

0,36

0,36

0,36

0,37

0,38

0,36

- Foreign Exchange Saving

Tabungan Rupiah

2,07

2,02

1,94

1,91

1,90

1,89

1,90

1,91

1,88

1,87

1,86

1,86

1,98

1,99

1,98

1,99

1,99

1,98

- Rupiah

Valas

0,36

0,44

0,37

0,32

0,32

0,31

0,30

0,34

0,33

0,32

0,30

0,30

0,32

0,33

0,33

0,31

0,31

0,30

- Foreign Exchange Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln Rupiah

5,47

5,48

5,43

5,43

5,46

5,50

5,50

5,59

5,54

5,56

5,48

5,45

5,48

5,55

5,87

6,13

6,67

6,99

Rupiah

Valas

1,56

1,55

1,53

1,58

1,62

1,60

1,57

1,57

1,55

1,58

1,50

1,49

1,42

1,42

1,52

1,57

1,63

1,69

Foreign Exchange - 3 Month Time Deposits


5,87

5,75

5,71

5,72

5,72

5,76

5,82

5,90

5,97

6,00

5,91

5,90

5,90

5,89

6,11

6,28

6,63

7,13

Rupiah

Valas

1,87

1,90

1,89

1,81

1,88

1,88

1,91

1,91

1,95

2,01

2,05

2,07

1,92

1,69

2,02

1,81

1,80

1,87



6,28

6,15

6,01

5,90

5,97

5,96

6,01

6,04

6,05

6,09

6,06

6,07

6,06

6,06

6,17

6,27

6,51

6,83

Rupiah

Valas

2,39

2,40

2,35

2,39

2,39

2,39

2,36

2,33

2,29

2,26

2,31

2,32

2,29

2,17

2,39

2,23

2,24

2,20

Foreign Exchange - 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln Rupiah

6,54

6,48

6,35

6,27

6,17

6,12

6,10

6,05

5,99

5,88

5,82

5,79

5,77

5,88

5,92

6,11

6,34

6,54

Rupiah

Valas

1,98

2,03

1,95

1,94

1,96

1,99

1,98

1,97

2,02

2,09

2,15

2,08

2,10

2,02

2,16

2,09

2,09

2,11

Foreign Exchange

50



Tabel 1.48 Suku Bunga Rata-rata DPK Bank Persero

(Average of Interest Rate of Third Party Funds of State Owned Banks) Persen (Percent) 2012

2013

Items

Keterangan Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt Demand Deposits

Giro Rupiah

2,12

2,13

2,13

2,07

1,93

1,92

1,89

2,08

2,03

1,93

1,90

2,03

1,92

2,08

1,96

2,06

1,92

2,04

- Rupiah

Valas

0,14

0,15

0,14

0,14

0,14

0,16

0,15

0,15

0,17

0,18

0,17

0,19

0,25

0,24

0,21

0,21

0,20

0,21


Tabungan Rupiah

1,73

1,69

1,60

1,56

1,55

1,55

1,55

1,59

1,56

1,56

1,57

1,56

1,55

1,57

1,55

1,57

1,59

1,57

- Rupiah

Valas

0,23

0,23

0,23

0,22

0,22

0,22

0,22

0,22

0,22

0,22

0,22

0,22

0,22

0,22

0,23

0,22

0,22

0,22


Simpanan Berjangka



5,08

5,05

5,10

5,09

5,10

5,15

5,15

5,23

5,17

5,11

5,09

5,03

5,00

5,23

5,36

5,72

6,22

6,52

Rupiah

Valas

0,99

0,93

0,85

0,97

0,91

0,89

0,96

0,97

0,85

0,59

0,51

0,59

0,54

0,76

0,65

0,83

0,94

0,99



5,53

5,43

5,41

5,41

5,43

5,48

5,47

5,54

5,55

5,54

5,54

5,50

5,48

5,59

5,82

6,01

6,37

6,80

Rupiah

Valas

1,45

1,33

1,31

1,30

1,29

1,27

1,14

1,11

1,08

0,66

0,72

0,76

0,90

1,05

0,92

1,06

1,06

1,06



5,76

5,64

5,52

5,42

5,40

5,40

5,51

5,53

5,54

5,53

5,53

5,53

5,51

5,58

5,63

5,77

6,00

6,39

Rupiah

Valas

1,45

2,20

2,15

2,20

2,16

2,04

1,99

1,99

1,92

1,86

1,77

1,67

1,63

1,57

1,24

1,46

1,44

1,40



6,43

6,32

6,22

6,12

5,98

5,98

5,93

5,91

5,86

5,47

5,46

5,46

5,45

5,81

5,67

6,18

6,50

6,67

Rupiah

Valas

1,61

1,68

1,66

1,67

1,73

1,73

1,65

1,65

1,65

0,90

0,64

0,65

0,64

1,65

0,61

1,65

1,65

1,67

Foreign Exchange

51



Tabel 1.49 Suku Bunga Rata-rata DPK BUSN Devisa

(Average of Interest Rate of Third Party Funds of Foreign Exchange Commercial Banks) Persen (Percent) 2012

2013

Items

Keterangan Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt Demand Deposits

Giro Rupiah

1,98

2,02

1,89

1,96

1,89

1,91

1,93

1,91

1,92

1,90

1,92

1,90

1,89

1,90

1,88

1,91

1,91

1,88

- Rupiah

Valas

0,47

0,48

0,50

0,51

0,48

0,47

0,48

0,50

0,47

0,47

0,46

0,47

0,46

0,50

0,51

0,53

0,55

0,53


Tabungan Rupiah

2,23

2,21

2,12

2,12

2,11

2,11

2,12

2,11

2,06

2,03

2,03

2,04

2,33

2,35

2,33

2,34

2,33

2,33

- Rupiah

Valas

0,42

0,60

0,50

0,41

0,42

0,41

0,38

0,46

0,44

0,40

0,40

0,41

0,42

0,45

0,44

0,42

0,42

0,40


Simpanan Berjangka



5,67

5,68

5,51

5,48

5,52

5,56

5,54

5,69

5,65

5,67

5,63

5,62

5,66

5,75

6,12

6,40

6,96

7,27

Rupiah

Valas

1,88

1,94

1,95

1,91

2,01

2,00

1,99

1,94

1,94

1,94

1,94

1,90

1,88

1,96

2,05

2,14

2,16

2,19



5,89

5,78

5,70

5,69

5,65

5,68

5,76

5,86

5,98

5,98

5,97

5,95

5,93

5,91

6,12

6,35

6,68

7,27

Rupiah

Valas

2,34

2,36

2,32

2,26

2,33

2,30

2,30

2,32

2,32

2,29

2,37

2,45

2,43

2,42

2,55

2,50

2,49

2,58



6,04

5,92

5,75

5,68

5,70

5,67

5,70

5,75

5,77

5,83

5,86

5,93

5,95

5,98

6,08

6,21

6,43

6,72

Rupiah

Valas

2,34

2,61

2,59

2,61

2,63

2,68

2,69

2,63

2,60

2,59

2,64

2,63

2,60

2,61

2,59

2,66

2,66

2,63



6,19

6,13

5,95

5,86

5,77

5,65

5,57

5,48

5,42

5,41

5,40

5,41

5,47

5,50

5,67

5,63

5,77

6,02

Rupiah

Valas

2,26

2,26

2,19

2,09

2,13

2,19

2,23

2,22

2,28

2,30

2,34

2,28

2,32

2,32

2,39

2,45

2,45

2,45

Foreign Exchange

52



Tabel 1.50 Suku Bunga Rata-rata DPK BUSN Non Devisa

(Average of Interest Rate of Third Party Funds of Non-Foreign Exchange Commercial Banks) Persen (Percent) 2012

2013

Items

Keterangan Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt Demand Deposits

Giro Rupiah Valas

3,80

3,49

3,48

3,45

3,43

3,05

3,10

3,25

3,16

3,02

3,37

3,26

3,18

3,15

3,05

3,43

3,33

3,55

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Valas Simpanan Berjangka

3,80

3,72

3,83

3,86

3,79

3,76

3,75

3,70

3,82

3,78

4,17

4,18

4,13

4,11

4,08

4,14

4,41

4,43

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

6,51

6,54

6,56

6,58

6,66

6,71

6,77

6,90

6,78

6,62

5,83

5,75

5,78

5,78

5,98

6,28

7,02

7,29

-

-

-

-

-

-

-

-

-

-

-

-

6,87

6,75

6,72

6,78

6,89

6,99

7,09

7,22

7,21

7,05

6,25

6,26

6,28

6,40

6,55

6,68

7,04

7,31

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Valas

7,65

7,39

7,18

7,07

7,11

7,19

7,32

7,45

7,50

7,47

7,40

7,35

7,32

7,32

7,39

7,47

7,85

8,14

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Valas


Rupiah Foreign Exchange - 12 >= Month Time Deposits


Foreign Exchange



Rupiah


- Simpanan Berjangka 3 bln

Valas

- Foreign Exchange


Valas

Rupiah

- Rupiah

Time Deposits



Tabungan Rupiah

- Rupiah

8,13

7,97

7,91

7,81

7,72

7,69

7,67

7,67

7,62

7,50

7,21

7,18

7,11

7,18

7,08

7,31

7,52

7,66

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-


53



Tabel 1.51 Suku Bunga Rata-rata DPK Bank Pembangunan Daerah

(Average of Interest Rate of Third Party Funds of Regional Development Banks) Persen (Percent) 2012

2013

Items

Keterangan Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt Demand Deposits

Giro Rupiah

2,93

2,90

2,89

2,82

2,93

2,88

2,85

2,67

2,89

2,89

2,87

2,80

2,72

2,74

2,67

2,68

2,72

2,67

- Rupiah

Valas

1,01

0,87

0,73

0,53

0,45

0,55

0,57

0,47

0,51

0,30

0,33

0,35

0,42

0,44

0,38

0,37

0,40

0,40


Tabungan Rupiah

2,83

2,63

2,55

2,52

2,53

2,46

2,50

2,54

2,55

2,54

2,46

2,40

2,38

2,37

2,32

2,31

2,30

2,28

- Rupiah

Valas

0,50

0,51

0,52

0,57

0,60

0,58

0,58

0,58

0,57

0,57

0,58

0,58

0,57

0,59

0,60

0,58

0,61

0,60


Simpanan Berjangka



5,99

5,87

5,86

5,87

5,78

5,86

5,90

6,08

5,89

5,86

5,82

5,78

5,77

5,78

5,89

6,15

6,38

6,79

Rupiah

Valas

3,35

3,79

2,12

2,15

2,00

2,21

2,16

2,11

2,05

1,60

1,86

2,01

1,93

1,82

1,96

1,90

2,12

2,22



6,43

6,34

6,25

6,28

6,31

6,42

6,51

6,57

6,58

6,52

6,21

6,33

6,35

6,31

6,36

6,42

6,77

7,01

Rupiah

Valas

2,09

2,15

1,92

1,97

1,87

1,80

1,20

1,40

1,45

1,41

1,34

1,01

1,55

1,35

1,41

1,28

1,79

1,81



6,91

6,70

6,60

6,28

6,45

6,46

6,54

6,76

6,61

6,55

6,46

6,44

6,48

6,39

6,42

6,63

6,88

7,08

Rupiah

Valas

2,09

1,54

1,31

1,28

1,51

1,56

1,59

1,69

1,49

1,47

1,32

1,01

1,01

1,04

1,18

1,24

1,28

1,29



7,30

7,25

7,13

7,09

7,01

6,95

6,97

6,96

6,85

6,77

6,67

6,64

6,55

6,54

6,48

6,57

6,80

7,03

Rupiah

Valas

1,22

1,12

1,10

1,13

1,07

1,07

1,20

0,96

1,08

1,03

1,05

1,04

1,12

1,13

1,05

1,03

1,05

1,05

Foreign Exchange

54



Tabel 1.52 Suku Bunga Rata-rata DPK Bank Campuran

(Average of Interest Rate of Third Party Funds of Joint Venture Banks) Persen (Percent) 2012

2013

Items

Keterangan Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt Demand Deposits

Giro Rupiah

1,96

1,83

1,85

1,81

1,92

1,73

1,50

1,70

1,68

1,57

1,62

1,77

1,93

1,60

1,80

1,62

1,92

1,94

- Rupiah

Valas

0,54

0,54

0,48

0,59

0,58

0,43

0,53

0,55

0,56

0,53

0,51

0,59

0,45

0,44

0,43

0,52

0,48

0,47


Tabungan Rupiah

2,54

2,50

2,48

2,47

2,47

2,37

2,25

2,14

2,20

2,22

2,24

2,24

2,24

2,17

2,08

1,99

2,10

1,97

- Rupiah

Valas

0,37

0,31

0,23

0,25

0,25

0,21

0,18

0,19

0,18

0,21

0,15

0,20

0,23

0,21

0,21

0,21

0,20

0,19


Simpanan Berjangka



5,32

5,32

5,38

5,53

5,59

5,57

5,56

5,66

5,56

5,59

5,65

5,67

5,61

5,79

6,07

6,27

6,90

7,20

Rupiah

Valas

2,02

1,99

1,98

2,07

2,17

2,15

1,97

2,05

1,99

2,01

1,99

1,94

1,81

1,82

1,82

1,88

1,93

1,99



5,84

5,80

5,86

5,91

6,02

6,08

6,08

6,17

6,11

6,17

6,16

6,20

6,24

6,25

6,43

6,63

6,88

7,36

Rupiah

Valas

1,80

1,91

1,92

1,80

1,88

1,76

1,81

1,71

1,76

1,78

1,78

1,72

1,65

1,68

1,84

1,82

1,94

1,97



5,80

5,83

5,92

5,98

6,46

6,56

6,63

6,64

6,57

6,52

6,37

6,15

6,04

6,02

6,14

6,23

6,30

6,66

Rupiah

Valas

1,80

2,55

2,50

2,58

2,72

2,69

2,65

2,65

2,67

2,62

2,60

2,61

2,53

2,59

2,54

2,53

2,71

2,69



6,17

6,62

6,60

6,57

6,56

6,64

6,78

6,76

6,80

6,79

6,78

6,77

6,72

6,72

6,71

6,70

6,75

6,76

Rupiah

Valas

2,07

2,38

1,86

2,22

2,21

2,21

2,23

2,24

2,27

2,21

2,33

2,34

2,22

2,23

2,27

2,26

2,35

2,39

Foreign Exchange

55



Tabel 1.53 Suku Bunga Rata-rata DPK Bank Asing

(Average of Interest Rate of Third Party Funds of Foreign Owned Banks) Persen (Percent) 2012

2013

Items

Keterangan Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt Demand Deposits

Giro Rupiah

1,48

1,45

1,51

1,62

1,55

1,56

1,55

1,71

1,66

1,48

1,68

1,91

1,75

1,61

1,79

1,77

1,91

2,40

- Rupiah

Valas

0,30

0,50

0,50

0,45

0,46

0,56

0,43

0,52

0,40

0,32

0,41

0,38

0,42

0,40

0,35

0,40

0,36

0,33


Tabungan Rupiah

1,91

1,58

1,24

1,21

1,22

1,13

1,14

1,17

1,18

1,08

1,08

1,09

1,04

1,01

1,02

1,14

1,14

1,19

- Rupiah

Valas

0,33

0,31

0,25

0,33

0,15

0,15

0,24

0,24

0,23

0,35

0,13

0,13

0,16

0,17

0,15

0,15

0,14

0,14


Simpanan Berjangka



3,76

3,91

4,11

4,40

4,55

4,76

4,62

4,52

4,47

4,46

4,60

4,52

4,57

4,70

5,21

5,71

6,48

6,93

Rupiah

Valas

1,23

1,34

1,66

1,64

1,69

1,72

1,47

1,57

1,50

1,09

1,04

0,65

0,66

0,41

0,51

0,52

0,60

0,59



4,75

4,63

4,73

4,84

4,80

4,83

4,78

5,06

5,09

5,20

5,16

4,86

4,85

4,89

5,22

5,60

6,27

7,33

Rupiah

Valas

1,12

1,17

1,22

1,23

1,34

1,40

1,53

1,65

1,65

1,66

1,49

1,32

1,53

1,32

1,38

1,29

1,36

1,26



5,04

4,98

4,91

4,98

5,06

5,06

5,00

4,90

5,36

5,41

5,42

5,29

5,20

5,35

5,42

5,46

5,67

6,38

Rupiah

Valas

1,12

1,19

1,17

1,12

0,85

0,91

0,88

0,90

0,89

0,89

1,16

1,12

0,99

1,00

1,04

1,13

1,18

1,18



6,36

6,31

6,13

5,97

5,88

5,67

5,66

5,70

5,69

5,70

5,63

5,58

5,52

5,81

5,99

6,13

6,18

6,28

Rupiah

Valas

1,68

2,05

2,17

2,18

2,18

1,91

2,01

2,03

2,03

1,01

1,48

1,33

1,35

1,20

1,18

1,18

1,02

0,96

Foreign Exchange

56



Tabel 1.54 Suku Bunga Rata-rata Kredit Bank Umum Kepada Pihak Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Average of Credit Interest Rate of Commercial Banks to Parties Non Bank Based on Industrial Origin and Non Industrial Origin Credit Recipients) Persen (Percent) Keterangan

2012 Mei

Jun

Jul

Ags

2013 Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Credit Recipients Industrial Origin

Penerima Kredit Lapangan Usaha 1. Pertanian, perburuan dan Kehutanan Rupiah Valas 2. Perikanan Rupiah Valas 3. Pertambangan dan Penggalian Rupiah Valas 4. Industri Pengolahan Rupiah Valas 5. Listrik, gas dan air Rupiah Valas 6. Konstruksi Rupiah Valas 7. Perdagangan Besar dan Eceran Rupiah Valas 8. Penyediaan akomodasi dan penyediaan makan minum Rupiah Valas 9. Transportasi, pergudangan dan komunikasi Rupiah Valas 10. Perantara Keuangan Rupiah Valas 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan Rupiah Valas 12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial Wajib Rupiah Valas 13. Jasa Pendidikan Rupiah Valas 14. Jasa Kesehatan dan Kegiatan Sosial Rupiah Valas 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya Rupiah Valas 16. Jasa Perorangan yang Melayani Rumah Tangga Rupiah Valas 17. Badan Internasional dan Badan Ekstra Internasional Lainnya Rupiah Valas 18. Kegiatan yang belum jelas batasannya Rupiah Valas Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal Rupiah Valas - Untuk Pemilikan Flat atau Apartemen Rupiah Valas - Untuk Pemilikan Ruko atau Rukan Rupiah Valas - Untuk Pemilikan Kendaraan Bermotor Rupiah Valas - Untuk Pemilikan Peralatan Rumah Tangga Lainnya Rupiah Valas - Bukan Lapangan Usaha Lainnya Rupiah Valas *) Angka-angka sementara ***) Angka-angka sangat-sangat sementara r) Angka-angka diperbaiki

Items

1. Agricultures, hunting and forestry Rupiah Foreign Exchange 2. Fisheries 13,31 Rupiah 6,65 Foreign Exchange 3. Mining and Quarrying 12,07 Rupiah Foreign Exchange 4. Procesing industry 10,73 Rupiah 4,09 Foreign Exchange 5. Electricity, gas and water 9,00 Rupiah 4,71 Foreign Exchange 6. Construction 11,86 Rupiah 5,04 Foreign Exchange 7. Big and retail trade 12,99 Rupiah 4,85 Foreign Exchange 8. Provision of accomodation and food supply drinking 12,28 Rupiah 6,30 Foreign Exchange 9. Transportation, warehousing and communications 10,82 Rupiah 4,71 Foreign Exchange 10. Transitional Finance 10,13 Rupiah 2,12 Foreign Exchange 11. Real estate, Rental Business, and services company 12,36 Rupiah 6,06 Foreign Exchange 12. Government administration, the defense and compulsory social security 11,95***) Rupiah 2.73 Foreign Exchange 13. Education services 13,44 Rupiah 10,59 Foreign Exchange 14. Health and social services 12,33 Rupiah 6,99 Foreign Exchange 15. Community, Sociocultural,Entertainment and Other Individual Services

11,36 4,71

11,48 4,73

11,53 4,65

11,41 4,63

11,56 4,64

11,47 4,69

11,37 4,64

11,32 4,59

11,32 4,73

11,28 4,76

11,34 4,78

11,32 4,47

11,30 4,47

11,11 4,51

11,24 4,68

11,29 4,75

11,41 4,50

11,60 4,47

13,87 7,80

13,77 7,85

13,80 7,88

13,71 7,88

13,68 7,84

13,56 7,72

13,50 7,20

13,37 7,36

13,35 7,33

13,28 7,31

13,34 7,23

13,31 7,25

13,20 6,92

13,32 6,60

13,36 6,57

13,28 6,54

13,26 6,58

11,41 -

11,42 -

11,46 -

11,38 -

11,23 -

11,16 -

11,28 -

11,29 -

11,35 -

11,37 -

11,52 -

11,56 -

11,54 -

11,38 -

11,53 -

11,67 -

11,88 -

10,24 4,33

10,26 4,34

10,18 4,33

10,12 4,21

10,08 4,18

10,06 4,19

10,05 4,16

9,98 4,24

9,97 4,21

9,97 4,16

10,00 4,10

10,01 4,09

10,01 4,07

9,96 4,08

10,22 3,99

10,25 4,02

10,56 4,08

7,61 4,79

8,43 4,93

8,54 4,95

8,39 4,83

8,09 4,86

8,49 4,84

8,19 4,72

8,93 4,68

8,49 4,75

8,25 4,72

8,67 4,69

8,54 4,69

8,41 4,69

8,34 4,68

8,37 4,67

8,81 4,71

8,75 4,65

11,69 5,79

11,65 5,70

11,63 5,55

11,56 5,63

11,64 5,56

11,62 5,56

11,62 5,54

11,49 5,60

11,36 5,63

11,34 5,80

11,31 5,70

11,24 5,36

11,31 5,27

11,23 5,08

11,33 4,99

11,53 4,98

11,66 4,86

12,97 4,85

12,96 4,83

12,99 4,83

13,00 4,86

13,01 4,83

12,93 4,78

12,82 4,73

12,67 4,84

12,71 4,89

12,64 4,84

12,56 4,81

12,56 4,87

12,67 4,90

12,73 4,89

12,88 4,88

12,73 4,92

12,91 4,86

12,63 6,48

12,53 6,44

12,44 7,38

12,35 6,44

12,30 6,44

12,21 6,44

12,14 6,20

12,05 6,17

12,04 6,25

11,97 6,25

11,94 6,13

11,88 6,11

11,81 6,18

11,74 6,16

11,88 6,15

12,00 6,14

12,18 6,18

10,13 5,16

10,09 5,14

10,25 5,15

10,23 5,12

10,33 5,14

10,24 5,15

10,18 5,13

10,54 5,04

10,57 4,96

10,60 4,97

10,50 4,82

10,44 4,86

10,32 4,89

10,15 4,82

10,38 4,86

10,46 4,73

10,65 4,66

9,85 2,39

9,77 2,41

9,75 2,41

9,70 2,46

9,69 2,44

9,65 2,41

9,71 2,36

9,69 2,28

9,66 2,27

9,61 2,26

9,58 2,20

9,58 2,15

9,53 2,12

9,36 2,15

9,56 2,14

9,67 2,14

9,92 2,16

12,50 5,78

12,48 5,87

12,39 5,77

12,50 5,81

12,38 5,78

12,30 5,86

12,23 5,77

12,12 5,85

12,06 5,90

12,05 5,91

12,02 5,95

12,01 5,74

11,99 5,90

11,99 5,88

12,15 5,95

12,22 5,99

12,27 6,08

10,79 3,26

10,84 3,29

12,21 3,26

12,19 3,18

12,25 3,36

12,20 2,93

12,14 3,00

11,95 2,84

12,03 2,83

12,02 2,81

12,04 2,94

12,03 2,80

12,00 2,77

11,91 2,82

11,89 2,85

11,90 2,85

11,95 2,72

13,94 5,71

13,82 5,69

14,07 5,67

14,19 5,69

14,25 8,96

14,19 9,07

14,15 9,26

14,06 9,29

14,14 9,12

14,13 9,10

14,16 9,09

13,36 8,99

13,23 8,96

13,13 8,98

13,14 9,01

13,19 8,64

13,32 9,67

12,45 4,91

12,45 4,55

12,40 5,12

12,31 5,04

12,33 4,40

12,27 4,47

12,23 5,47

12,18 5,60

12,26 6,98

12,19 6,97

12,14 6,97

12,02 6,98

11,97 6,97

11,94 6,97

12,06 6,98

12,08 6,97

12,16 6,97

13,37 5,35

13,22 5,44

13,19 5,33

13,08 5,36

12,95 5,32

12,90 5,33

12,86 5,35

12,67 5,35

13,22 5,34

13,19 5,32

12,94 5,28

12,80 5,30

12,79 5,31

12,38 5,36

14,28 5,26

14,12 5,45

13,10 5,51

13,20 5,30

16,48 -

16,15 5,50

16,12 -

15,02 -

16,32 -

16,17 -

16,07 -

16,18 -

16,08 -

15,83 -

15,60 -

15,45 -

15,24 -

15,08 -

14,95 -

14,90 -

14,83 -

14,83 -

12,95 4,49

11,16 3,08

9,67 3,06

9,59 3,07

9,53 3,03

9,48 2,95

9,48 2,92

9,50 2,72

9,46 2,65

9,43 2,72

9,43 2,69

9,44 2,75

9,47 2,74

9,48 2,80

9,49 2,87

9,51 2,85

9,51 2,85

9,70 2,83

14,70 3,39

13,79 3,52

13,36 3,63

13,55 4,86

13,65 5,03

13,50 4,64

13,30 4,66

11,51 4,58

12,66 4,53

12,70 4,30

12,31 4,77

12,25 4,45

12,22 4,47

7.70r) 3,33

8,77 3,31

9,95 4,13

10,20 4,09

10,83 4,20

10,83 7,20

10,75 7,07

10,73 6,97

10,60 6,91

10,58 5,13

10,55 7,07

10,52 7,05

10,46 6,93

10,44 6,90

10,40 6,91

10,39 6,56

10,36 6,25

10,32 6,29

10,31 6,30

10,28 5,17

10,31

10,32

10,39

4,71

6,78

6,78

10,14 6,19

9,98 6,19

9,90 6,19

8,86 6,19

8,83 6,20

8,80 6,19

8,81 6,20

8,78 6,20

8,76 6,80

8,75 6,80

8,72 6,80

8,69 6,81

8,65 6,39

9,14 6,39

9,12 6,39

9,15 6,39

9,19 6,39

9,30 6,39

10,30 6,32

10,21 6,30

10,14 6,32

10,11 6,33

10,07 6,33

10,03 6,33

9,97 7,62

9,94 7,64

9,91 7,61

9,90 8,01

9,85 8,02

9,83 6,34

9,79 6,79

9,75 7,18

9,72 6,37

9,74 9,50r)

9,78 9,51

9,87 6,23

12,28 9,06

12,19 12,43

12,07 12,66

12,00 13,39

11,92 13,21

11,75 23,55*)

11,49 13,91r)

11,33 6,70r)

11,19 6,69r)

11,06 6,69r)

10,93 6,68r)

10,80 6,38r)

10,68 6,38r)

10,58 6,31

10,49 6,23

10,44 6,00

10,44 6,00

10,47 6,00***)

16,48 4,90

16,26 4,89

16,13 4,88

14,56 5,04

14,52 5,60

14,47 4,81

14,45 4,79

14,36 4,85

14,18 4,84

14,14 4,70

14,08 4,48

14,05 4,66

13,99 4,62

14,27 4,19

14,26 4,71

14,24 4,24

14,21 4,32

14,23 4,05

16,85 4,45

17,10 5,31

17,53 3,76

18,88 3,56

18,91 3,83

18,61 3,80

18,49 3,87

18,82 4,01

18,25 4,13

17,58 4,14

18,06 4,14

17,87 4,17

18,01 3,87

17,51 3,66

17,32 4,59

17,30 4,72

17,21 2,99

17,27 3,41

Rupiah Foreign Exchange 16. Individual services which serve households Rupiah Foreign Exchange 17. Extra agency international agency and other international Rupiah Foreign Exchange 18. Business Activities which are not clearly defined Rupiah Foreign Exchange Credit Recipients Non Industrial Origin House Hold - For House Ownership Rupiah Foreign Exchange - For Apartement Ownership Rupiah Foreign Exchange - For Shop House Ownership Rupiah Foreign Exchange - For Vehicles Ownership Rupiah Foreign Exchange - Others Rupiah Foreign Exchange - Non Industrial Origin Others Rupiah Foreign Exchange *) Provisional figures ***) Estimated figures r) Revised figures

57



Tabel 1.55 Suku Bunga Rata-rata Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Average of Credit Interest Rate of Commercial Banks Based on Types and Orientation User) Persen (Percent) Jenis Penggunaan

2012 Mei

Jun

Jul

Ags

2013 Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

1. Type of Use

1. Jenis Penggunaan

- Working Capital

- Modal Kerja Rupiah Valas

11,79

11,80

11,79

11,74

11,71

11,69

11,62

11,50

11,50

11,46

11,45

11,45

11,47

11,42

11,68

11,65

11,81

11,95

4,06

4,13

4,12

4,12

4,09

4,10

4,06

4,08

4,09

4,06

3,99

3,90

3,92

3,89

3,87

4,00

3,92

3,95

Valas

11,51 5,11

11,46 5,11

11,42 5,15

11,36 5,09

11,36 5,08

11,30 5,08

11,25 4,97

11,28 5,03

11,30 5,00

11,27 4,99

11,24 4,99

11,21 4,93

11,17 4,88

11,14 4,94

11,29

11,37

11,49

11,65

4,93

5,03

4,94

4,95

Valas 2. Orientasi Penggunaan - Ekspor Rupiah Valas - Impor Rupiah Valas - Lainnya Rupiah Valas ***) Angka-angka sangat-sangat sementara

Foreign Exchange

Rupiah Foreign Exchange - Consumption

- Konsumsi Rupiah

Rupiah

- Investments

- Investasi Rupiah

Type of Use

14,03

13,90

13,92

13,69

13,67

13,60

13,53

13,58

13,40

13,22

13,28

13,22

13,20

13,14

13,06

13,05

13,03

13,08

4,65

5,35

4,20

4,17

4,15

4,26

4,20

4,33

4,53

4,56

4,48

4,30

4,33

4,19

4,51

4,92

3,82

3,96

10,52 4,66

10,68 4,58

10,70 4,58

10,81 4,57

10,83 4,52

10,85 4,51

10,73 4,31

10,18 4,41

9,96 4,37

9,90 4,33

10,00 4,25

10,16 4,15

10,18 4,13

10,06 4,19

10,08 4,11

10,18 4,10

10,59 4,28

10,78 4,42

10,00 4,35

10,07 4,40

9,86 4,49

9,74 4,54

9,71 4,55

9,75 4,44

9,64 4,32

9,76 4,04

9,74 4,07

9,74 3,95

9,77 4,00

9,73 3,70

12,91 3,80

13,32 3,80

13,35 3,78

13,35***) 3,77

9,78 3,99

9,98 3,99

12,54 4,38

12,47 4,45

12,47 4,46

12,36 4,44

12,34 4,41

12,29 4,43

12,23 4,39

12,19 4,42

12,15 4,42

12,06 4,41

12,07 4,36

12,04 4,29

12,00 4,28

11,94 4,31

12,06 4,30

12,11 4,43

12,19 4,30

12,31 4,33

Rupiah Foreign Exchange 2. User Orientation - Ekspor Rupiah Foreign Exchange - Impor Rupiah Foreign Exchange - Other Rupiah Foreign Exchange ***) Estimated figures

58



Tabel 1.56 Perkembangan Jumlah Bank Umum dan Kantor Bank Umum

(Growth of Total Commercial Banks and Bank Offices) Kelompok Bank

2012

2007

Apr

Mei

Jun

Jul

2013

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Group of Bank

Okt

State Owned Banks

Bank Persero Jumlah Bank Jumlah Kantor

5

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

2.765

4.388

4.581

4.781

4.866

5.056

5.140

5.213

5.301

5.363

5.400

5.484

5.538

5.595

5.681

5.803

5.946

6.008

6.084

6.165

Jumlah Kantor

35

36

36

36

36

36

36

36

36

36

36

36

36

36

36

36

36

36

36

36

4.694

7.260

7.293

7.305

7.322

7.337

7.370

7.430

7.485

7.647

7.709

7.743

7.764

7.778

7.812

7.841

7.860

7.875

7.910

7.944

Jumlah Kantor

Total Banks Total Bank Offices Non-Foreign Exchange Commercial Banks

BUSN Non Devisa

Jumlah Bank

Total Bank Offices Foreign Exchange Commercial Banks

BUSN Devisa Jumlah Bank

Total Banks

Total Banks

36

30

30

30

30

30

30

30

30

30

30

30

30

30

30

30

30

30

30

30

778

1.305

1.316

1.316

1.318

1.322

1.353

1.386

1.407

1.447

1.459

1.471

1.481

1.488

1.490

1.499

1.510

1.532

1.545

1.554

Total Bank Offices

26

26

26

26

26

26

26

26

26

26

26

26

26

26

26

26

26

26

26

26

Regional Development Banks Total Banks

Jumlah Kantor

1.205

1.486

1.496

1.518

1.554

1.560

1.584

1.586

1.636

1.712

1.797

1.827

1.847

1.871

1.883

1.900

1.909

1.919

1.950

1.987

Total Bank Offices

Bank Campuran Jumlah Bank

17

14

14

14

14

14

14

14

14

14

14

14

14

14

14

14

14

14

14

14

Jumlah Kantor

96

260

265

261

261

261

261

261

261

263

263

264

264

264

265

266

267

268

268

268

11

10

10

10

10

10

10

10

10

10

10

10

10

10

10

10

10

10

10

10

142

181

191

191

191

191

191

191

191

193

193

193

195

195

195

195

196

196

196

196

BPD Jumlah Bank

Bank Asing Jumlah Bank Jumlah Kantor

Jumlah Kantor

Total Bank Offices Foreign Owned Bank Total Banks Total Bank Offices Total

Total Jumlah Bank

Joint Venture Banks Total Banks

130

120

120

120

120

120

120

120

120

120

120

120

120

120

120

120

120

120

120

120

9.680

14.880

15.142

15.372

15.512

15.727

15.899

16.067

16.067

16.625

16.821

16.982

17.089

17.191

17.326

17.504

17.688

17.798

17.953

18.114

Total Banks Total Bank Offices

59



Tabel 1.57 Perkembangan Jumlah Kantor Cabang Bank Berdasarkan Lokasi Bank

(Growth of Total Branch Offices Based on Region) 2012

2013

Location

Lokasi Mei

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

370

372

375

375

375

380

380

380

384

385

386

388

392

394

394

394

394

1.

Jawa Barat

84

85

84

86

86

88

91

93

93

93

93

93

94

94

94

94

94

94

2.

Banten

546

546

544

547

549

551

561

564

563

573

573

573

574

575

574

574

575

572

3.

DKI Jakarta

56

56

56

56

56

56

56

56

56

56

57

57

57

58

58

58

58

59

4.

D.I Yogyakarta

Jawa Tengah

303

305

302

310

310

311

311

311

312

314

319

320

320

322

322

324

326

326

5.

Jawa Tengah

Jawa Timur

402

403

403

407

409

410

411

411

410

412

413

415

418

419

418

418

417

417

6.

Jawa Timur

27

27

28

28

28

28

28

28

28

28

29

29

30

30

30

30

30

7.

Bengkulu

Jawa Barat

2.

Banten

3.

DKI Jakarta

4.

D.I. Yogyakarta

6.

Jul

368

1.

5.

Jun

7.

Bengkulu

27

8.

Jambi

51

51

51

51

51

52

52

53

53

53

54

55

55

56

57

57

58

58

8.

Jambi

9.

Aceh

73

74

73

74

75

75

76

77

77

77

77

77

77

77

78

78

78

78

9.

Aceh

Sumatera Utara

183

183

182

184

185

186

189

192

194

194

194

194

195

195

195

197

198

197

10.

Sumatera Utara

Sumatera Barat

78

78

77

80

80

80

81

81

81

81

82

82

82

84

84

84

84

83

11.

Sumatera Barat

Riau

87

87

88

88

88

88

88

88

88

88

88

88

89

89

89

89

90

90

12.

Riau

13.

Sumatera Selatan

85

86

83

87

88

89

92

93

95

95

96

98

98

99

99

99

99

99

13.

Sumatera Selatan

14.

Bangka Belitung

23*)

23

24

22

22

22*)

22

22

22

22

23

23

24

24

24

24

24

24

14.

Bangka Belitung

15.

Kepulauan Riau

53*)

54

51

54

54

54*)

55

56

56

56

57

58

58

58

58

58

58

58

15.

Kepulauan Riau

16.

Lampung

53

53

51

55

55

55

56

56

56

56

56

57

57

57

57

57

57

58

16.

Lampung

Kalimantan Selatan

72

72

72

74

74

74

74

74

74

74

74

74

76

77

77

77

78

78

17.

Kalimantan Selatan

Kalimantan Barat

69

69

69

69

69

69

69

69

69

69

69

70

70

70

70

70

72

72

18.

Kalimantan Barat

19.

Kalimantan Timur

104

105

106

106

106

106

107

108

109

110

111

112

112

112

112

113

113

113

19.

Kalimantan Timur

20.

Kalimantan Tengah

43

43

43

44

45

45

45

46

46

46

46

46

47

47

47

47

47

47

20.

Kalimantan Tengah

21.

Sulawesi Tengah

36

36

36

37

37

37

37

38

38

38

38

38

38

38

38

38

38

38

21.

Sulawesi Tengah

22.

Sulawesi Selatan

123

124

122

125

125

124

124

124

125

126

126

127

127

128

128

128

129

130

22.

Sulawesi Selatan

53

53

53

53

53

55

55

55

55

55

55

55

56

56

56

57

57

57

23.

Sulawesi Utara

Gorontalo

16*)

16

16

16

16

16

16

16

16

16

16

16

16

16

16

16

16

16

24.

Gorontalo

25.

Sulawesi Barat

14*)

14

14

14

14

14

14

14

14

15

15

15

15

15

15

15

15

15

25.

Sulawesi Barat

26.

Sulawesi Tenggara

30

30

30

31

31

31

31

31

32

32

32

33

33

33

33

33

33

34

26.

Sulawesi Tenggara

27.

Nusa Tenggara Barat

43

43

43

43

43

44

44

44

44

45

45

47

48

48

48

50

50

50

27.

Nusa Tenggara Barat

28.

Bali

82

82

82

83

83

84

84

85

85

87

88

88

88

89

89

91

91

92

28.

Bali

Nusa Tenggara Timur

49

49

49

49

49

49

51

51

51

51

51

51

51

51

52

52

52

52

29.

Nusa Tenggara Timur

Maluku

31

31

33

30

30

30

30

30

30

30

30

30

30

30

30

30

30

30

30.

Maluku

31.

Papua

54

54

55

54

54

54

55

56

56

56

58

58

58

58

58

58

59

59

31.

Papua

32.

Maluku Utara

17

17

14

18

18

18

18

18

18

18

19

19

19

19

19

19

19

19

32.

Maluku Utara

33.

Irian Jaya Barat

25

25

24

25

25

25

25

25

25

25

25

25

25

25

25

25

26

27

33.

Papua Barat

34.

Lainnya

17

17

17

17

17

17

16

16

16

16

16

16

16

16

16

16

16

16

34.

Others

3.350

3.361

3.346

3.392

3.400

3.336

3.444

3.461

3.467

3.491

3.509

3.525

3.540

3.557

3.560

10. 11. 12.

17. 18.

23. 24.

29. 30.

Sulawesi Utara

Total

3.570

3.581

3.582

Total

60

DATA BANK SYARIAH Indonesian Banking Statistics, Vol. 10, No. 7, June 2012

i



Tabel 2.1 Unit Usaha Syariah (UUS) dan Kegiatan Usaha Bank Umum Syariah (BUS)

(Sharia Business Unit Operations and Sharia Commercial Banks) Miliar Rp (Billion Rp) 2012 Indikator

2007

2008

2009

2010

2013

Indicator

2011 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

32.304

48.264

64.355

94.884

140.980

167.689

173.464

188.562

186.983

191.064

204.180

202.439

208.588

212.205

211.826

214.864

220.190

222.164 Fund Disbursements iB

a. Pembiayaan Rupiah Valas b. Antar Bank c. Penempatan di BI d. Surat Berharga (tidak termasuk obligasi rekap)

26.149 24.878 1.270 1.437 3.238 1.302

38.199 35.879 2.320 1.978 5.189 2.683

46.886 44.938 1.948 3.036 10.393 3.786

68.181 64.817 3.364 4.138 16.393 5.733

102.655 97.847 4.808 4.846 27.127 5.902

135.581 128.497 7.085 5.158 18.520 7.817

140.318 133.088 7.230 5.322 19.557 7.671

147.505 139.880 7.625 6.004 26.713 7.822

149.672 141.810 7.862 4.838 24.201 7.738

154.072 146.173 7.899 4.751 23.072 8.567

161.081 152.981 8.099 6.135 28.092 8.347

163.407 155.624 7.783 6.342 23.198 9.032

167.259 158.773 8.487 6.665 25.035 9.145

171.227 162.174 9.054 7.226 24.212 9.029

174.486 165.378 9.108 5.780 21.940 9.106

174.537 164.924 9.613 5.353 25.146 9.187

177.320 167.172 10.148 6.178 26.007 9.619

179.284 169.134 10.150 5.833 26.103 9.518

e. Penyertaan f. Tagihan Lainnya Sumber Dana iB a. DPK Rupiah Giro Wadiah Deposito Mudharabah Tabungan Mudharabah Valas Giro Wadiah Deposito Mudharabah Tabungan Mudharabah b. Kewajiban Kepada BI c. Antar Bank d. Surat Berharga e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Lainnya g. Setoran Jaminan Komponen Modal a. Modal Disetor b. Cadangan c. L/R tahun berjalan d. L/R tahun Lalu e. Perkiraan tambahan modal disetor f. Modal Pinjaman Sertifikat Wadiah Bank Indonesia (BUS & UUS) Total Aset Jaringan Kantor Jumlah Bank Jumlah Kantor 1)

41 138 27.948 25.473 24.324 2.925 12.919 8.480 1.149 424 726 32 1.499 350 161 161 401 32

79 136 40.591 36.852 35.449 3.741 19.273 12.436 1.403 498 870 35 68 2.419 311 150 150 727 64

83 171 57.762 52.271 50.266 5.403 28.484 16.379 2.006 798 1.111 96 6 3.717 340 512 512 845 69

88 351 83.184 76.036 72.807 7.914 42.206 22.688 3.229 1.142 1.869 218 3 4.924 325 483 483 1.321 90

47 403 126.409 115.415 110.910 10.678 67.942 32.290 4.505 1.329 2.864 312 0 6.648 924 1.520 1.520 1.783 119

47 565 148.180 134.453 127.252 13.126 74.108 40.018 7.200 1.969 4.396 836 0 7.778 1.537 1.852 2.453 107

47 549 152.931 138.671 130.891 12.159 77.923 40.810 7.781 1.999 4.896 885 0 8.201 1.537 1.851 2.584 86

47 471 165.404 147.512 140.547 15.683 80.576 44.288 6.965 2.026 4.155 784 0 11.576 1.537 1.952 103 2.634 89

47 486 162.931 148.731 141.619 14.609 82.883 44.127 7.112 1.969 4.401 742 0 7.909 1.537 1.952 104 2.619 79

47 554 165.731 150.795 143.742 12.984 86.245 44.514 7.052 1.996 4.323 734 0 8.558 1.537 1.952 103 2.711 75

47 479 176.823 156.964 149.032 12.489 90.798 45.744 7.933 1.579 5.624 729 0 12.791 2.171 1.952 104 2.768 73

47 413 176.923 158.519 151.024 14.030 90.648 46.346 7.495 2.015 4.703 777 0 11.405 2.171 1.952 104 2.691 80

47 436 182.925 163.858 155.232 13.767 94.827 46.639 8.626 1.922 5.919 785 0 11.859 2.171 1.953 104 2.903 75

47 462 184.959 163.966 155.207 14.158 93.652 47.397 8.759 1.842 6.025 891 0 13.491 2.171 1.953 186 3.116 75

47 466 186.116 166.453 158.279 14.817 93.961 49.501 8.174 1.958 5.407 810 0 12.442 1.980 2.138 3.020 81

47 594 189.283 170.222 161.435 14.992 96.349 50.093 8.788 1.879 6.046 863 0 11.647 1.980 2.139 3.214 81

47 1.019 193.776 171.701 162.236 13.552 97.241 51.443 9.464 1.970 6.557 937 0 13.946 1.997 2.139 3.912 81

48 e. Equity participation 1.378 f. Other claims 194.954 Sources of Funds iB 174.018 a. Third Party Funds 164.249 Rupiah 13.892 Wadiah Demand Deposit 98.327 Mudharabah Time Deposits 52.030 Mudharabah Savings Accounts 9.769 Foreign Exchange 2.026 Wadiah Demand Deposit 6.773 Mudharabah Time Deposits 970 Mudharabah Savings Accounts 0 b. Liabilities at BI 12.640 c. Inter-Bank 1.997 d. Money Instruments e. Loans received 2.139 Rupiah Foreign Exchange 4.079 f. Other Liabilities 82 g. Guarantee Deposits

1.017 275 481 149 132

1.752 335 432 152 466

1.946 449 790 315 468

5.965 491 1.051 527 516

6.611 579 1.475 1.069 816

6.911 914 2.333 1.890 618

6.911 913 2.577 1.890 618

7.211 913 2.541 1.895 618

7.211 915 359 4.248 618

7.196 915 659 4.216 618

7.498 944 1.044 3.514 618

7.603 943 1.361 3.410 516

7.603 1.004 1.636 3.347 -

8.152 1.004 1.922 3.197 514

8.151 1.013 2.186 3.187 514

8.150 1.013 2.515 3.186 514

8.150 1.013 2.895 3.186 514

8.151 1.014 3.088 3.186 514

1.761

2.824

3.076

5.408

9.244

3.321

3.242

4.993

4.709

5.103

5.611

5.343

5.423

5.443

4.640

4.299

4.523

5.213

33.016

49.555

66.090

97.519

145.467

174.094

179.871

195.018

193.110

196.988

209.603

207.800

215.444

218.566

219.183

223.503

227.711

229.557

29 568

32 790

31 998

34 1.477

34 1.702

35 2.153

35 2.185

35 2.227

35 2.266

35 2.290

35 2.306

35 2.361

35 2.381

35 2.385

35 2.397

34 2.439

34 2.461

34 2.492

Penyaluran Dana iB

Ket:

1)

Tidak termasuk Gerai Muamalat

a. Financing Rupiah Foreign Exchange b. Inter-Bank c. Placements at BI d. Money Instruments (not including recapitalization bonds)

Capital Components a. Paid-In Capital b. Reserves c. Current Earnings (Profit/Loss) d. Retained Earnings (Profit/Loss) e. Estimate of Additional Paid-In Capital f. Capital Loans Bank Indonesia Syariah Money Certificates (BUS & UUS) Total Assets Office Network Total Banks Total Bank Offices 1) Note: 1) Excluding Gerai Muamalat

62



Tabel 2.2 Kegiatan Usaha Bank Umum Syariah (BUS)

(Sharia Commercial Banks Operations (BUS)) Miliar Rp (Billion Rp) 2012 Indikator Penyaluran Dana iB a. Pembiayaan Rupiah Valas b. Antar Bank c. Penempatan di BI d. Surat Berharga (tidak termasuk obligasi rekap)

2007 25.663 20.717 19.602 1.115 672 3.286 766

e. Penyertaan 41 f. Tagihan Lainnya 182 Sumber Dana iB 23.960 a. DPK 21.966 Rupiah 20.880 Giro Wadiah 2.624 Deposito Mudharabah 10.555 Tabungan Mudharabah 7.702 Valas 1.085 Giro Wadiah 262 Deposito Mudharabah 823 Tabungan Mudharabah b. Kewajiban Kepada BI 32 c. Antar Bank 1.049 d. Surat Berharga 329 e. Pinjaman yang Diterima 154 Rupiah 154 Valas f. Kewajiban Lainnya 400 g. Setoran Jaminan 31 Komponen Modal a. Modal Disetor 1.001 b. Cadangan 275 c. L/R tahun berjalan 459 d. L/R tahun Lalu 143 e. Perkiraan tambahan modal 132 disetor f. Modal Pinjaman Sertifikat Wadiah Bank 2.599 Indonesia (BUS & UUS) Total Aset 27.286 Jaringan Kantor Jumlah Bank 3 1) 398 Jumlah Kantor Ket: 1) Tidak termasuk Gerai Muamalat

2008 33.026 26.109 24.422 1.688 1.016 3.827 1.859

2009 46.386 34.452 33.190 1.261 1.415 7.345 2.922

2010 76.602 56.357 53.864 2.493 1.968 12.642 5.203

2013

Indicator

2011 112.853 83.704 80.038 3.665 2.571 20.975 5.166

Okt

Nov

Des

126.942 104.224 99.375 4.849 2.704 12.557 6.846

130.555 107.307 102.279 5.028 2.939 12.879 6.846

142.148 112.396 106.987 5.410 3.071 19.189 6.988

Jan 138.439 112.650 107.063 5.587 2.208 16.176 6.887

Feb

Mar

Apr

Mei

140.681 115.033 109.440 5.593 2.188 15.227 7.642

148.935 119.508 113.768 5.739 2.865 18.696 7.345

148.649 121.647 115.841 5.806 3.422 15.089 8.034

152.618 124.586 118.698 5.888 3.243 16.116 8.194

Jun 155.651 128.102 121.955 6.147 3.476 15.464 8.104

Jul 156.813 131.049 124.787 6.262 2.610 14.749 7.891

Ags

Sep

Okt

159.573 131.117 124.479 6.638 2.387 17.524 7.906

163.521 133.376 126.326 7.051 2.874 17.872 8.333

164.740 Fund Disbursements iB 134.626 a. Financing 127.721 Rupiah 6.905 Foreign Exchange 2.503 b. Inter-Bank 18.028 c. Placements at BI 8.167 d. Money Instruments (not

including recapitalization bonds) 48 e. Equity participation 1.369 f. Other claims 154.844 Sources of Funds iB 137.014 a. Third Party Funds 129.465 Rupiah 11.371 Wadiah Demand Deposit 76.680 Mudharabah Time Deposits 41.414 Mudharabah Savings Accounts 7.548 Foreign Exchange 1.945 Wadiah Demand Deposit 5.131 Mudharabah Time Deposits 472 Mudharabah Savings Accounts 0 b. Liabilities at BI 10.528 c. Inter-Bank 1.797 d. Money Instruments 1.737 e. Loans received 1.737 Rupiah Foreign Exchange 3.722 f. Other Liabilities 47 g. Guarantee Deposits

79 136 30.546 27.734 26.498 2.250 14.588 9.659 1.237 465 772 68 1.736 311 150 150 513 35

83 169 43.858 39.624 37.881 3.612 21.510 12.759 1.743 683 1.060 6 3.005 340 112 112 735 36

88 344 69.992 64.335 61.404 6.620 35.350 19.435 2.931 1.095 1.834 2 3 3.944 325 81 81 1.236 69

47 391 105.500 96.548 92.571 8.874 57.067 26.630 3.977 1.274 2.699 4 0 5.416 725 1.119 1.119 1.603 89

47 565 118.858 107.373 102.351 11.145 59.024 32.182 5.021 1.926 2.721 375 0 6.445 1.338 1.451 1.451 2.184 67

47 537 122.223 110.283 104.792 9.942 61.960 32.890 5.491 1.949 3.097 445 0 6.818 1.338 1.451 1.451 2.286 47

47 456 133.170 117.817 112.664 13.445 63.748 35.471 5.153 1.948 2.856 349 0 9.989 1.338 1.654 1.551 103 2.325 47

47 470 129.247 117.666 112.564 12.477 64.569 35.518 5.102 1.895 2.885 322 0 6.193 1.338 1.654 1.551 104 2.355 41

47 543 131.135 118.795 113.716 10.970 67.054 35.692 5.078 1.933 2.815 330 0 6.870 1.338 1.654 1.551 103 2.443 36

47 474 138.787 122.585 117.049 10.420 70.408 36.221 5.536 1.496 3.700 340 0 10.118 1.972 1.655 1.551 104 2.423 34

47 410 138.772 123.825 118.450 11.844 69.529 37.076 5.376 1.937 3.070 368 0 8.946 1.972 1.655 1.551 104 2.337 38

47 432 142.905 127.311 121.328 11.362 72.772 37.194 5.983 1.848 3.789 347 0 9.374 1.972 1.656 1.552 104 2.560 32

47 459 145.243 127.885 121.387 11.824 71.843 37.721 6.498 1.771 4.301 426 0 10.968 1.972 1.738 1.552 186 2.648 32

47 466 147.488 130.834 124.732 12.318 73.248 39.166 6.103 1.889 3.843 371 0 10.504 1.781 1.737 1.737 2.591 40

47 593 150.382 133.690 126.739 12.380 74.613 39.746 6.952 1.803 4.761 387 0 10.285 1.781 1.737 1.737 2.847 42

47 1.018 153.940 135.083 127.700 11.173 75.572 40.956 7.382 1.893 5.058 431 0 11.755 1.797 1.737 1.737 3.522 46

1.701 335 499 138 466

1.946 449 499 295 468

5.965 491 776 499 516

6.611 579 1.065 1.054 816

6.911 914 1.563 1.824 618

6.911 913 1.740 1.824 618

7.211 913 1.790 1.829 618

7.211 915 212 3.866 618

7.196 915 380 3.866 618

7.498 944 627 3.296 618

7.603 943 771 3.216 516

7.603 1.004 888 3.157 -

8.152 1.004 1.036 3.122 514

8.151 1.013 1.160 3.112 514

8.150 1.013 1.312 3.112 514

8.150 1.013 1.495 3.112 514

8.151 1.014 1.610 3.112 514

2.824

3.076

5.408

9.244

3.321

3.242

4.993

4.709

5.103

5.611

5.343

5.423

5.443

4.640

4.299

4.523

5.213

34.036

48.014

79.186

116.930

132.252

135.892

147.581

143.746

145.924

153.730

153.442

158.849

161.011

163.433

166.383

170.218

171.400

5 576

6 711

11 1.215

11 1.390

11 1.675

11 1.703

11 1.734

11 1.769

11 1.790

11 1.801

11 1.847

11 1.859

11 1.876

11 1.871

11 1.909

11 1.926

11 1.939

Capital Components a. Paid-In Capital b. Reserves c. Current Earnings (Profit/Loss) d. Retained Earnings (Profit/Loss) e. Estimate of Additional Paid-In Capital f. Capital Loans Bank Indonesia Syariah Money Certificates (BUS & UUS) Total Assets Office Network Total Banks Total Bank Offices 1) Note: 1) Excluding Gerai Muamalat

63



Tabel 2.3 Kegiatan Usaha Unit Usaha Syariah (UUS)

(Sharia Business Unit Operations (UUS)) Miliar Rp (Billion Rp) 2012 Indikator

2007

2008

2009

2010

Indicator Okt

Penyaluran Dana iB a. Pembiayaan Rupiah Valas b. Antar Bank c. Penempatan di BI d. Surat Berharga (tidak termasuk obligasi rekap)

10.099 7.227 6.910 318 996 1.254 622

15.238 12.090 11.457 632 962 1.362 824

17.969 12.435 11.748 687 1.621 3.048 864

18.282 11.824 10.953 871 2.170 3.751 530

2013

2011 28.127 18.952 17.809 1.143 2.276 6.152 736

40.747 31.358 29.122 2.236 2.454 5.964 971

Nov 42.909 33.011 30.809 2.202 2.383 6.678 824

Des 46.414 35.109 32.894 2.215 2.933 7.524 834

Jan

Feb

Mar

48.544 37.023 34.747 2.275 2.630 8.025 851

50.383 39.039 36.733 2.306 2.563 7.845 925

55.245 41.573 39.213 2.360 3.270 9.396 1.002

Apr

Mei

53.790 41.760 39.782 1.977 2.920 8.110 998

55.969 42.673 40.075 2.598 3.422 8.920 950

Jun

Jul

Ags

Sep

Okt

56.554 43.126 40.219 2.907 3.751 8.749 925

55.013 43.437 40.591 2.846 3.170 7.191 1.215

55.290 43.420 40.445 2.975 2.966 7.623 1.281

56.669 43.943 40.846 3.097 3.305 8.135 1.286

including recapitalization bonds)

e. Penyertaan f. Tagihan Lainnya Sumber Dana iB a. DPK Rupiah Giro Wadiah Deposito Mudharabah Tabungan Mudharabah Valas Giro Wadiah Deposito Mudharabah Tabungan Mudharabah b. Kewajiban Kepada BI c. Antar Bank d. Surat Berharga e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Lainnya g. Setoran Jaminan Komponen Modal a. Modal Disetor b. Cadangan c. L/R tahun berjalan d. L/R tahun Lalu e. Perkiraan tambahan modal disetor f. Modal Pinjaman Sertifikat Wadiah Bank Indonesia (BUS & UUS)

7.061 6.045 6.003 836 3.416 1.751 42 29 13 902 21 1 1 73 19

10.044 9.118 8.952 1.490 4.684 2.777 166 33 98 35 684 0 0 214 29

1 13.903 12.648 12.385 1.791 6.974 3.620 263 116 51 96 712 400 400 111 33

7 13.191 11.702 11.403 1.294 6.856 3.253 298 47 35 217 981 402 402 86 21

12 20.908 18.867 18.339 1.804 10.875 5.660 528 54 165 308 1.232 199 401 401 180 30

1 29.323 27.080 24.901 1.981 15.084 7.836 2.179 43 1.675 461 1.333 199 401 401 269 40

13 30.708 28.388 26.099 2.217 15.963 7.919 2.289 50 1.799 440 1.383 199 400 400 298 39

14 32.234 29.695 27.883 2.238 16.828 8.817 1.812 78 1.300 435 1.587 199 401 401 309 42

16 33.684 31.065 29.055 2.132 18.313 8.610 2.009 74 1.515 420 1.716 199 401 401 264 39

11 34.596 32.000 30.026 2.014 19.191 8.822 1.974 62 1.509 403 1.688 199 401 401 268 39

4 38.037 34.379 31.983 2.069 20.391 9.523 2.397 83 1.924 390 2.674 199 401 401 345 38

3 38.151 34.694 32.574 2.186 21.119 9.269 2.120 77 1.634 409 2.460 199 401 401 355 42

4 40.020 36.547 33.904 2.405 22.055 9.445 2.643 75 2.130 438 2.486 199 401 401 343 43

3 39.716 36.081 33.820 2.334 21.809 9.677 2.261 71 1.724 466 2.523 199 401 401 468 43

0 38.628 35.619 33.548 2.500 20.713 10.335 2.072 69 1.563 439 1.938 199 401 401 429 41

1 38.901 36.532 34.696 2.612 21.737 10.347 1.836 76 1.285 475 1.362 199 402 402 367 39

1 39.836 36.618 34.536 2.379 21.670 10.487 2.082 76 1.499 507 2.191 200 402 402 390 36

16 81 6 -

51 (66) 14 -

291 20 -

275 28 -

410 15 -

770 66 -

837 66 -

752 66 -

147 382 -

279 349 -

417 218 -

590 194 -

748 190 -

886 75 -

1.026 75 -

1.203 75 -

1.400 75 -

2.599

2.824

3.076

5.408

9.244

3.321

3.242

4.993

4.709

5.103

5.611

5.343

5.423

5.443

4.640

4.299

4.523

Total Aset Jaringan Kantor Jumlah Bank Jumlah Kantor 1)

9.252

15.519

18.076

18.333

28.536

41.842

43.979

47.437

49.364

51.064

55.873

54.358

56.595

57.555

55.750

57.120

57.492

26 170

27 214

25 287

23 262

23 312

24 478

24 482

24 493

24 497

24 500

24 505

24 514

24 522

24 509

24 526

23 530

23 535

Ket:

1)

Tidak termasuk Gerai Muamalat

57.423 Fund Disbursements iB 44.658 a. Financing 41.413 Rupiah 3.245 Foreign Exchange 3.330 b. Inter-Bank 8.075 c. Placements at BI 1.351 d. Money Instruments (not

e. Equity participation f. Other claims 9 40.110 Sources of Funds iB 37.004 a. Third Party Funds 34.784 Rupiah 2.521 Wadiah Demand Deposit 21.646 Mudharabah Time Deposits 10.617 Mudharabah Savings Accounts 2.220 Foreign Exchange 81 Wadiah Demand Deposit 1.642 Mudharabah Time Deposits 498 Mudharabah Savings Accounts b. Liabilities at BI 2.112 c. Inter-Bank 200 d. Money Instruments 403 e. Loans received 403 Rupiah Foreign Exchange 357 f. Other Liabilities 35 g. Guarantee Deposits Capital Components a. Paid-In Capital b. Reserves c. Current Earnings (Profit/Loss) d. Retained Earnings (Profit/Loss) e. Estimate of Additional Paid-In Capital f. Capital Loans 5.213 Bank Indonesia Syariah Money Certificates (BUS & UUS) 1.478 75 -

Total Assets Office Network 23 Total Banks 553 Total Bank Offices

58.157

Note:

1)

1)

Excluding Gerai Muamalat

64



Tabel 2.4 Perkembangan Aset Perbankan Syariah

(Growth of Assets of Sharia Banks) Miliar Rp (Billion Rp) 2012 Indikator

Bank Umum Syariah Unit Usaha Syariah

2007

2008

2009

2010

2013

Indicator

2011 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt 171.400 Syariah Commercial Banks

27.286

34.036

48.014

79.186

116.930

132.252

135.892

147.581

143.746

145.924

153.730

153.442

158.849

161.011

163.433

166.383

170.218

9.252

15.519

18.076

18.333

28.536

41.842

43.979

47.437

49.364

51.064

55.873

54.358

56.595

57.555

55.750

57.120

57.492

58.157 Syariah Business Units

65



Tabel 2.5 Aktiva Produktif Perbankan Syariah

(Earning Assets of Sharia Banks) Miliar Rp (Billion Rp) 2012 Indikator

2007

2008

2009

2010

2013

Indicator

2011 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Pembiayaan iB

27.944

38.195

46.886

68.181

102.655

135.581

140.318

151.754

149.672

154.072

161.080

163.407

167.259

171.227

174.486

174.537

177.320

179.284 Financing iB

a. Lancar

25.494

35.076

41.931

63.006

95.480

126.370

130.331

142.501

138.708

142.250

148.795

151.022

153.769

157.839

161.418

159.983

163.497

165.368 a. Current

1.319

1.610

3.074

3.114

4.587

5.712

6.481

5.822

7.240

7.625

7.852

7.721

8.608

8.870

8.271

9.305

8.861

8.614 b. Special Mention

c. Kurang Lancar

321

525

435

677

1.075

1.218

1.153

995

1.272

1.355

1.355

1.473

1.663

1.387

1.647

1.895

1.492

1.452 c. Sub-Standard

d. Diragukan

267

224

582

332

297

767

739

557

596

715

628

713

740

729

812

801

900

e. Macet

543

759

865

1.052

1.216

1.515

1.615

1.878

1.857

2.127

2.450

2.478

2.480

2.403

2.339

2.554

2.569

2.924 e. Lost

1.131

1.509

1.882

2.061

2.588

3.499

3.506

3.430

3.725

4.197

4.434

4.664

4.883

4.518

4.798

5.249

4.962

5.302 Non Performing Financing

b. Dalam Perhatian Khusus

Non Performing Financing (Nominal) Rasio Non Performing Loan (%)

4,05

3,95

4,01

3,02

2,52

2,58

2,50

2,26

2,49

2,72

2,75

2,85

2,92

2,64

2,75

3,01

2,80

926 d. Doubtful

(Nominal) 2,96 Non Performing Loan Ratio (%)

66



Tabel 2.6 Komposisi DPK Perbankan Syariah

(Composition of Third Party Funds of Sharia Banks) Miliar Rp (Billion Rp) Desember 2008

Desember 2009

Komposisi thdp total DPK (%)

Indikator Nominal

(Composition to Total Third Party Funds)

Desember 2010

Komposisi thdp total DPK (%) Nominal

(%)


Desember 2011


(%)


Oktober 2012


(%)


Desember 2012


(%)


Oktober 2013


(%)



(%)

Indicator


Giro Wadiah iB

4.238

11,50

6.202

11,86

9.056

11,91

12.006

11,79

15.094

11,23

17.708

12,00

15.918

9,15 Demand Deposit iB

Rupiah

3.741

10,15

5.403

10,34

7.914

10,41

10.678

10,49

13.126

9,76

15.683

10,63

13.892

7,98

Rupiah

498

1,35

798

1,53

1.142

1,50

1.329

1,30

1.969

1,46

2.026

1,37

2.026

1,16

Foreign Exchange

20.143

54,66

29.595

56,62

44.075

57,97

70.806

69,55

78.504

58,39

84.732

57,44

105.100

19.273

52,30

28.484

54,49

42.206

55,51

67.942

66,74

74.108

55,12

80.576

54,62

98.327

56,50

870

2,36

1.111

2,13

1.869

2,46

2.864

2,81

4.396

3,27

4.155

2,82

6.773

3,89

12.471

33,84

16.475

31,52

22.906

30,13

32.602

32,02

40.854

30,39

45.072

30,55

53.000

30,46 Savings iB

12.436

33,74

16.379

31,33

22.688

29,84

32.290

31,72

40.018

29,76

44.288

30,02

52.030

29,90

35

0,10

96

0,18

218

0,29

312

0,31

836

0,62

784

0,53

970

0,56

36.852

100

52.271

100

76.036

100

115.415

113,37

134.453

100,00

147.512

100,00

174.018

35.449

96,19

50.266

96,16

72.807

95,75

110.910

108,94

127.252

94,64

140.547

95,28

164.249

94,39

1.403

3,81

2.006

3,84

3.229

4,25

4.505

4,42

7.200

5,36

6.965

4,72

9.769

5,61

Valas

Deposito Mudharabah iB Rupiah Valas

Tabungan Mudharabah iB Rupiah Valas

Total DPK iB Rupiah Valas

60,40 Deposits iB



100,00 Total Third Party Funds iB


67



Tabel 2.7 Tingkat Bagi Hasil Rata-rata DPK Bank Syariah

(Average of Profit Sharing Rates of Third Party Fund of Sharia Banks) Persen (Percent) 2012 Indikator

2007

2008

2009

2010

2013

Indicator

2011 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt Wadiah Demand Deposit iB

Giro iB Rupiah

1,07

1,21

1,04

1,26

2,15

0,97

1,19

1,01

1,07

0,90

0,78

1,24

0.71r)

0,77

0,81

0,76

0,76

0,84

Rupiah

Valas

1,08

0,95

0,38

0,77

1,13

0,25

0,25

0,26

0,26

0,26

0,27

0,28

0,14

0,18

0,11

0,12

0,11

0,12

Foreign Exchange Mudharabah Deposits iB

Deposito iB Rupiah

7,97

8,61

7,48

7,03

7,46

6,32

6,22

6,33

6,22

5,52

4,20

4,06

5,10

5,10

5,31

5,38

5,14

5,21

Rupiah

Valas

5,71

2,69

3,18

4,35

3,36

2,61

2,24

2,89

2,64

2,57

1,70

1,76

2,53

2,90

3,22

3,19

2,69

2,60

Foreign Exchange Mudharabah Saving iB

Tabungan iB r)

Rupiah

3,32

3,61

2,76

3,08

3,23

2,34

2,25

2,41

2,47

2,15

1,87

1,84

5.31

5,44

5,44

5,50

5,40

5,33

Rupiah

Valas

0,63

0,92

1,01

0,92

0,87

1,41

0,51

0,68

0,67

0,93

0,69

2,29

0,76

0,86

0,78

0,78

0,44

0,45

Foreign Exchange


r) Revised figures

68



Tabel 2.8 Tingkat Margin Rata-rata Pembiayaan Berdasarkan Sektor Ekonomi

(Average of Margin Rates of Financing Based on Sector Economic) Persen (Percent) 2012 Sektor Ekonomi

2007

2008

2009

2010

2011 Okt

1. Pertanian, perburuan dan sarana pertanian Rupiah

Sektor Ekonomi Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

16,34

17,78

14,91

13,72

14,03

13,42

15,07

14,58

14,35

14,37

16,02

14,33

13,34

14,69

14,05

15,14

15,13

15,97

16,36

17,78

14,97

14,04

14,13

13,49

15,23

15,19

14,92

14,92

16,24

14,44

13,41

14,83

14,17

15,32

15,30

0,00

0,00

0,00

12,11

9,89

12,05

12,05

12,05

11,06

11,05

11,05

12,05

12,05

12,05

12,05

12,05

12,05

12,05

12,59

15,57

15,44

16,29

12,22

11,25

11,45

11,36

11,04

11,32

12,53

12,75

13,06

12,65

12,61

13,18

12,22

12,46

13,96

10,39

14,20

14,32

13,70

13,17

13,17

13,03

12,87

13,23

15,27

15,51

15,68

15,43

14,98

15,94

15,21

15,30

Rupiah

10,33

22,74

18,51

19,03

9,60

7,73

8,14

7,99

7,96

8,19

8,09

8,16

8,10

8,19

8,26

8,25

7,85

7,66

Valas

15,01

14,68

15,48

13,99

13,49

12,85

12,49

12,18

11,73

11,78

11,49

11,64

11,18

11,10

13,78

11,21

11,25

11,29

3. Manufacturing

Rupiah

16,33

15,58

15,34

14,32

13,56

13,20

12,75

12,58

12,04

12,09

11,73

11,91

11,41

11,21

14,01

11,32

11,46

11,55

Rupiah

6,40

2,49

39,77

10,04

11,78

10,38

10,44

9,65

8,54

8,25

8,13

8,16

8,03

9,08

9,25

9,08

8,07

8,06

15,40

13,90

15,30

15,34

14,03

13,03

13,05

12,91

12,64

12,66

12,59

12,02

11,98

11,46

11,42

11,38

11,31

11,05

15,80

18,97

16,18

16,31

14,56

13,73

13,84

13,77

13,55

13,59

13,44

12,70

12,68

12,69

12,60

12,60

12,62

12,49

9,27

10,42

10,76

7,86

10,30

9,13

9,09

8,90

9,06

9,05

9,05

9,03

9,02

8,24

8,51

8,50

8,29

8,04

15,51

13,67

13,49

14,32

14,32

13,98

14,00

13,95

13,76

13,72

13,61

13,04

12,70

12,67

12,83

12,73

13,33

12,29

16,03

13,90

14,15

14,63

14,54

14,52

14,51

14,46

14,15

14,11

13,97

13,42

13,00

13,05

13,10

12,99

13,44

12,45

3,20

8,85

4,60

9,91

12,11

10,47

10,47

10,62

10,98

10,92

10,87

9,12

9,14

8,24

9,35

9,41

11,88

9,79

15,78

17,00

19,34

19,64

19,25

18,71

18,47

18,33

18,50

18,51

17,85

18,51

17,89

17,66

17,62

17,56

17,61

17,86

Rupiah

15,75

17,08

19,49

20,18

19,60

19,05

18,87

18,74

18,92

18,91

18,22

18,92

18,28

18,01

17,97

17,95

18,09

18,26

Valas

16,40

15,00

12,04

9,32

8,99

9,16

9,25

9,14

9,16

9,19

8,97

8,97

8,36

9,09

9,35

9,35

8,58

9,09

14,28

16,00

15,24

15,49

15,08

14,32

14,21

13,96

13,49

13,48

13,40

13,48

13,31

12,95

13,28

13,18

12,96

12,68

15,54

16,85

15,80

16,38

16,20

15,62

15,48

15,40

14,55

14,51

14,46

14,38

14,20

14,37

14,40

14,35

14,45

14,40

6,75

9,49

8,12

9,60

9,12

9,27

9,23

8,94

8,71

8,72

8,67

10,07

9,99

8,30

9,70

9,71

9,24

8,09

15,19

15,97

15,26

15,03

14,37

14,20

14,32

13,86

14,10

14,10

13,86

13,80

13,75

13,74

13,81

13,78

14,00

13,63

8. Business Services

15,85

16,82

15,54

15,38

14,51

14,34

14,46

13,98

14,20

14,22

13,98

13,93

13,87

13,86

13,95

13,92

14,18

13,67

Rupiah

6,57

3,93

8,22

5,88

8,89

8,50

8,38

8,61

8,97

8,56

9,03

8,79

9,48

9,44

9,21

9,19

10,32

11,99

Foreign Exchange

12,95

14,04

16,89

17,91

14,57

12,60

12,95

12,76

14,50

13,23

12,56

11,12

12,21

11,20

19,24

17,95

12,20

12,62

12,95

14,04

16,89

17,91

14,67

12,55

12,92

12,74

14,50

13,21

12,55

11,09

12,20

11,17

19,35

18,04

12,45

12,57

8,00

7,98

15,94

14,38

14,41

14,44

14,41

12,95

12,91

13,01

12,74

12,75

12,56

9.09*

15.37*

2. Pertambangan Rupiah

Valas 4. Listrik, gas dan air Rupiah Valas 5. Konstruksi Rupiah Valas 6. Perdagangan, restoran dan hotel

7. Pengangkutan, pergudangan dan komunikasi Rupiah Valas 8. Jasa Dunia usaha Rupiah Valas 9. Jasa sosial/masyarakat Rupiah Valas

0,00

0,00 -

10. Lain-lain

11,49

11,60

11,04

10,17

9,68

11,11

11,18

10,29

10,69

10,73

10,76

10,79

11,36

10,73

10,78

10,83

15,81

10,79

Rupiah

11,58

11,82

11,41

10,47

9,99

11,24

11,30

10,63

11,00

11,05

11,08

11,10

11,80

11,11

11,12

11,20

16.41*

11.20*

0,47

0,09

0,13

0,70

0,78

0,70

0,74

0,36

1,35

1,45

1,09

1,11

0,88

0,80

0,97

0,99

0,73

0,49

Valas 1)

1. Agriculture, hunting and agricultural facilities Rupiah

15,97

Valas

3.

1)

2013

Ket: terdapat formulasi baru untuk perhitungan bagi hasil akad ijarah *) Angka-angka sementara

Note:

1)

Foreign Exchange 2. Mining Rupiah Foreign Exchange

Foreign Exchange 4. Electricity, gas and water Rupiah Foreign Exchange 5. Construction Rupiah Foreign Exchange 6. Trade, restaurants and hotels Rupiah Foreign Exchange 7. Transportation, warehousing and communications Rupiah Foreign Exchange

9. Social Services Rupiah Foreign Exchange 10. Others Rupiah Foreign Exchange

there is a new formulation for the calculation of the results ijara contract *) Provisional figures

69



Tabel 2.9 Tingkat Margin Rata-rata Pembiayaan Berdasarkan Jenis Penggunaan

(Average of Margin Rates of Financing Based on Type of Use) Persen (Percent) 2012 Jenis Penggunaan

2007

2008

2009

2010

2011 Okt

1)

2013

Type of Use Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt Working Capital

Modal Kerja

15,51

16,49

16,99

16,55

15,33

14,71

14,73

14,33

14,51

14,35

14,07

13,92

13,89

13,66

15,12

14,66

14,00

13,69

Rupiah

15,92

19,34

17,15

16,96

15,65

15,03

15,05

14,63

14,86

14,69

14,38

14,20

14,16

13,93

15,48

15,02

14,46

14,04

8,51

4,26

12,55

10,56

9,67

9,34

9,36

9,29

9,21

9,13

9,07

8,87

9,36

8,48

8,89

8,87

8,72

8,10

Investasi

13,87

13,67

13,75

14,54

14,42

14,20

14,19

13,96

14,06

14,00

13,81

13,73

13,52

13,28

13,42

13,33

13,37

13,36

Investment

Rupiah

14,59

18,04

14,22

14,82

14,74

14,61

14,60

14,37

14,48

14,41

14,19

14,11

13,87

13,75

13,80

13,73

13,75

13,68

Rupiah

7,41

2,23

7,65

8,88

10,14

9,64

9,68

9,48

9,51

9,53

9,59

9,61

9,03

9,07

9,61

9,61

10,18

10,48

Foreign Exchange

11,48

11,58

11,03

10,16

9,68

11,11

11,17

10,38

10,77

10,82

10,85

10,88

11,47

10,84

10,90

10,94

15,99

10,93

11,56

14,32

11,40

10,47

9,99

11,23

11,29

10,72

11,09

11,14

11,17

11,20

11,91

11,24

11,25

11,33

16,60

11,33

0,47

0,01

0,13

0,70

0,78

0,70

0,74

0,36

1,35

1,45

1,09

1,12

0,88

0,81

0,97

0,99

0,82

0,65

Valas

Valas

Konsumsi Rupiah Valas

Ket: 1) terdapat formulasi baru untuk perhitungan bagi hasil akad ijarah

Note:

1)


Consumption Rupiah Foreign Exchange

there is a new formulation for the calculation of the results ijara contract

70



Tabel 2.10 Kegiatan Usaha BPR Syariah

(Sharia Rural Banks Operation) Miliar Rp (Billion Rp) 2012 Indikator

2007

2008

2009

2010

2013

Indicator

2011 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

1.107

1.591

1.995

2.586

3.328

4.230

4.326

4.459

4.519

4.597

4.666

4.746

4.840

4.924

4.984

5.112

5.215

5.299 Disbursement of Fund iB

877 230

1.257 334

1.587 408

2.060 525

2.676 652

3.465 765

3.530 797

3.554 906

3.566 954

3.658 940

3.749 916

3.892 855

4.033 807

4.160 764

4.261 723

4.241 872

4.316 900

4.354 944

Sumber Dana iB Dana Pihak Ketiga Tabungan iB Wadiah Tabungan iB Mudharabah Deposito iB Mudharabah Antar Bank Passiva Pinjaman yang Diterima Kewajiban Lainnya

937 708 87 204 417 174 52 3

849 570 10 280 280 8 271

1.679 1.251 234 319 697 353 57 18

2.196 1.604 285 374 945 521 52 19

2.892 2.095 412 448 1.235 694 80 23

3.711 2.776 499 535 1.743 823 85 26

3.787 2.842 512 542 1.787 817 99 28

3.911 2.938 527 590 1.820 855 91 27

3.945 2.984 547 561 1.876 859 74 27

4.026 3.062 542 582 1.938 877 52 35

4.097 3.133 553 603 1.977 874 52 38

4.160 3.177 562 600 2.015 886 59 39

4.223 3.216 557 599 2.060 909 60 39

4.295 3.209 556 561 2.092 995 53 37

4.367 3.240 538 556 2.146 1.038 52 37

4.496 3.340 575 581 2.184 1.056 55 33

4.583 3.411 603 610 2.198 1.080 55 38

4.653 Source of Funds iB 3.458 Third Party Funds 607 Wadiah Savings iB 627 Mudharabah Savings iB 2.224 Deposit Mudharabah iB 1.102 Interbank Liabilities 54 Loan received 39 Other Liabilities

Beberapa Komponen Modal

214

265

1.240

434

501

590

611

616

623

614

602

617

630

646

649

656

687

706 Some Components of Capital

Modal Disetor Cadangan L/R Tahun berjalan L/R Tahun Lalu

176 21 27 (9)

222 28 30 (15)

347 42 70 (25)

390 50 87 (26)

460 63 91 (24)

470 61 103 (24)

472 61 106 (24)

478 62 10 74

481 64 21 48

487 77 32 7

504 78 45 (9)

523 81 55 (28)

529 81 67 (30)

531 81 72 (35)

544 81 65 (35)

551 82 89 (35)

554 82 105 (36)

Penyaluran Dana iB Pembiayaan iB Antar Bank Aktiva iB

751 456 55 (22)

Financing iB Interbank Assets iB

Paid-In Capital Reserves Current Earnings (Profit/Loss) Current Earnings (Profit/Loss)

71



Tabel 2.11 Aset dan Pembiayaan BPR Syariah

(Asset and Financing of Sharia Rural Bank) Miliar Rp (Billion Rp) 2012 Indikator

2007

2008

2009

2010

2013

Indicator

2011 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

1.203

1.693

2.126

2.739

3.520

4.461

4.555

4.699

4.746

4.830

4.897

4.983

5.074

5.170

5.247

5.361

5.488

5.591 Assets

882

1.257

1.587

2.060

2.676

3.465

3.530

3.554

3.566

3.658

3.749

3.892

4.033

4.160

4.261

4.241

4.316

4.354 Financing iB

807

1.151

1.475

1.927

2.512

3.229

3.290

3.335

3.319

3.389

3.479

3.607

3.723

3.859

3.948

3.906

3.989

4.029

Kurang Lancar

22

35

31

39

49

80

83

73

92

100

97

104

117

105

110

113

111

112

Diragukan

22

21

31

30

45

56

54

52

52

57

58

60

70

73

73

75

74

76

Macet

31

49

50

65

70

100

103

94

102

111

115

121

123

123

130

146

142

138

75

105

112

134

164

237

240

219

246

268

270

285

310

302

313

335

327

326 Non Performing Financing (Nominal)

8,56

8,38

7,03

6,50

6,11

6,83

6,80

6,15

6,91

7,33

7,20

7,32

7,69

7,25

7,35

7,89

7,58

7,48 Non Performing Financing (%)

Aset Pembiayaan iB Lancar

Non Performing Financing (Nominal)

Non Performing Financing (%)

Current Sub Standard Doubtful Lost

72



Tabel 2.12 Jaringan Kantor Perbankan Syariah

(Sharia Bank Office Network) 2012 Indikator

2007

2008

2009

2010

2013

Indicator

2011 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt Sharia Commercial Banks

Bank Umum Syariah (BUS) Jumlah Bank Jumlah Kantor

3

5

6

11

11

11

11

11

11

11

11

11

11

11

11

11

11

11

398

576

711

1.215

1.390

1.675

1.703

1.734

1.769

1.790

1.801

1.847

1.859

1.876

1.871

1.909

1.926

1.939

Jumlah Kantor

Total Bank Offices

Sharia Business Units

Unit Usaha Syariah (UUS) Jumlah Bank

Total Banks

26

27

25

23

24

24

24

24

24

24

24

25

24

24

24

24

23

23

170

214

287

262

312

478

482

493

497

500

505

514

522

509

526

530

535

553

Total Banks Total Bank Offices

Sharia Rural Bank

BPR Syariah r

Jumlah Bank

114

131

139

150

155

156

156

158

158

158

159

159

159

159

160 )

160

160

160

Total Banks

Jumlah Kantor

185

202

223

286

364

390

390

401

398

395

399

386

399

397

398

398

413

399

Total Bank Offices


r) Revised figures

73



Tabel 2.13 Kinerja Bank Umum Syariah

(Sharia Commercial Bank Performance) Miliar Rp (Billion Rp) Indikator

2007

2008

2009

2010

2011

Okt

2012 Nov

Des

Jan

Feb

Mar

Apr

Mei

r)

2013 Jun

Jul

Ags

Sep

Okt

Indicator

CAR (%) - Modal - ATMR

-

-

-

16,76 9.578 57.156

16,63 11.297 67.936

14,54 13.499 92.867

14,60 13.638 93.401

14,14 13.866 98.071

15,29 15.021 98.263

15,20 15.054 99.059

14,30 15.166 106.040

14,72 15.349 104.299

14,28 15.520 108.680

14,32 15.871 110.861

15,28 16.266 106.476

14,71 16.084 109.354

14,19 16.140 113.722

12,45 CAR (%) - Capital 16.247 - Risk Weighted Assets 130.446

KAP APYD terhadap Aktiva Produktif - APYD - Total Aktiva Produktif

-

-

-

96,84 2.121 67.230

94,38 757 13.471

97,88 316 14.905

97,90 323 15.367

97,34 3.341 125.551

96,92 3.839 124.603

96,65 4.253 126.927

96,61 4.469 131.835

96,66 4.492 134.625

96,54 4.868 140.817

96,78 4.554 141.317

96,91 4.380 141.541

96,59 4.913 144.145

96,80 4.457 139.412

96,64 4.967 147.760

-

-

-

1,77 936 53.024

1,20 949 79.144

1,73 1.775

1,53 1.606

2,04 2.184

2,34 2.559

2,22 2.491

2,29 2.627

2,25 2.653

2,02 2.445

2,05 2.545

2,23 2.830

1,77 2.297r)

r)

1,46 1.924

1,55 2.091

102.520

104.809

107.114

109.385

112.146

114.875

117.890

121.117

124.112

126.978

129.429r)

132.122

134.740

-

-

-

1,59 960 60.268 82,38 4.368 5.302

1,59 1.460 92.058 81,65 6.378 7.812

1,92 2.300 119.994 76,26 6.078 7.970

1,94 2.326 120.036 76,21 6.768 8.880

1,94 2.397 123.667 76,35 7.678 10.057

2,14 3.076 143.727 76,60 726 948

1,92 2.777 144.891 76,86 1.447 1.883

1,95 2.878 147.837 81,64 2.439 2.988

1,94 2.891 149.254 76,32 3.077 4.032

1,58 2.411 152.792 81,50 4.243 5.206

1,65 2.543 154.159 79,86 5.072 6.351

1,57 2.423 154.656 75,68 5.464 7.220

1,54 2.402 155.990 83,30 7.845 9.418

1,43 2.247 156.782 81,52 8.527 10.460

1,48 2.334 158.232 84,11 10.387 12.350

-

-

-

16,76 9.578 57.156

19,64 16.779 85.448

18,70 17.670

18,79 18.401

18,04 18.689

18,01 18.416

18,12 19.040

18,77 20.579

21,56 23.919

16,53 18.511

16,73 19.466

16,12 19.181

17,03 19.932

16,32 19.844

16,21 19.552

94.494

97.922

103.588

102.257

105.093

109.610

110.936

111.990

116.334

118.997

117.050

121.573

120.611

FDR (%)

-

-

-

87,60

91,41

118,23

118,38

120,65

117,65

118,42

121,50

120,05

119,88

121,71

121,71

119.36*

121,05

120,24

- Pembiayaan

-

-

-

56.357

32.165

126.942

130.555

142.148

138.439

140.681

148.935

148.649

152.618

155.651

155.651

164.740

-

Financing

- Dana Pihak Ketiga

-

-

64.335

35.186

107.373

110.283

117.817

117.666

118.795

122.585

123.825

127.311

127.885

127.885

159,573* 133,690*

163.521

-

135.083

137.014

-

Third Party Funds

Rentabilitas NOM (%) - Pendapatan - Rata-rata Aktiva ROA (%) - Laba - Rata-Rata total aset BOPO (%) - Biaya Operasional - Pendapatan Likuiditas Short Term Mistmach (%) - Aktiva Jangka Pendek - Kewajiban Jangka

*) Angka-angka sementara r) Angka-angka diperbaiki

Earning Assset Quality Classified Earning assets to - Classified Earning Assets - Total Earning assets Profitability NOM (%) - Net Operations Income -

Average Earning Assets

ROA (%) - Profit - Average Assets Operating Expenses to Operations - Operations Expenses - Operations Income Liquidity Short Term Mistmach (%) - Short-Term Assets -

Short-Term Liabilities

FDR (%)

*) Provisional figures r) Revised figures

74



Tabel 2.14 Bank Umum Syariah Berdasarkan Tingkat Rasio

(Sharia Commercial Based on Ratios) 2012 Indikator

2007

2008

2009

2010

2013

2011 Okt

Nov

Des

Jan

Feb

Mar

Indicator

Mei r)

Apr

Jun

Jul

Ags

Sep

Okt Tier One Capital

Modal Inti <100 miliar

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

<100 billion

>100 miliar

0

0

0

11

11

11

11

11

11

11

11

11

11

11

11

11

11

11

>100 billion Capital Adequacy Ratio

CAR <12%

0

0

0

3

3

1

0

2

0

0

2

1

2

1

1

0

1

3

<12%

>12%

0

0

0

8

8

10

11

9

11

11

9

10

9

10

10

11

10

8

>12% Non Performing Loan Ratio

NPL <5%

0

0

0

11

11

11

11

11

11

11

11

11

11

11

11

11

11

11

<5%

>5%

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

>5% Return on Asset Ratio

ROA <1,5%

0

0

0

6

5

6

3

4

6

7

5

5

6

6

6

6

6

6

<1,5%

>1,5%

0

0

0

5

6

5

8

7

5

4

6

6

5

5

5

5

5

5

>1,5% Finance to Deposit Ratio

FDR <50% >50% r) Angka-angka diperbaiki

0 0

0 0

0 0

1 10

0 11

0 11

0 11

0 11

0 11

0 11

0 11

0 11

0 11

0 11

0 11

0 11

0 11

0 11

<50% >50% r) revised figures

75



Halaman ini sengaja dikosongkan

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76

DATA BPR Indonesian Banking Statistics, Vol. 10, No. 7, June 2012

i



Tabel 3.1 Kegiatan Usaha Bank Perkreditan Rakyat

(Rural Banks Operations) Miliar Rp (Billion Rp) 2012 Indikator

2007

2008

2009

2010

2013

Indicator

2011 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt Fund Disbursements

Penyaluran Dana a. Kredit b. Antar Bank Aktiva

20.540

25.472

28.001

33.844

41.100

48.895

49.425

49.818

50.396

51.709

52.633

53.749

55.023

56.248

57.462

57.634

58.218

58.677

a. Credits

6.009

5.841

8.075

10.033

12.434

12.868

13.637

14.935

14.614

13.947

13.399

13.157

12.668

12.273

11.645

12.744

13.310

13.869

b. Inter-Bank Assets

Source of Funds

Sumber Dana 18.719

21.339

25.552

31.312

38.209

43.091

43.831

44.870

45.153

45.388

45.489

45.999

46.143

45.935

46.201

47.255

47.895

48.476

a. Third Party Funds

Deposito

12.701

14.204

17.280

21.455

26.174

29.538

29.958

30.401

30.581

30.690

30.771

30.908

31.068

31.174

31.723

32.345

32.600

32.903

Time Deposits

Tabungan

6.018

7.135

8.272

9.857

12.035

13.553

13.873

14.468

14.571

14.698

14.718

15.091

15.075

14.761

14.477

14.909

15.295

15.573

Savings Deposits

3.240

4.214

3.947

4.739

6.420

8.726

8.898

9.528

9.481

9.833

9.981

10.322

10.831

11.688

12.050

12.021

12.245

12.353

b. Inter-Bank Liabilities

c. Pinjaman yang Diterima

482

542

541

610

443

368

425

426

428

445

469

480

486

475

541

551

573

555

c. Loans received

d. Kewajiban Segera

189

250

328

373

389

387

408

466

462

454

504

504

442

472

503

442

448

439

d. Immediate Liabilities

a. DPK

b. Antar Bank Pasiva

Several Components of Capital

Beberapa Komponen Modal 2.776

3.241

4.072

4.757

5.517

6.128

6.182

6.227

6.272

6.306

6.341

6.391

6.510

6.568

6.719

6.769

6.825

6.896

a. Paid In Capital

b. Cadangan

828

1.098

1.033

1.272

1.465

1.721

1.710

1.726

1.837

1.908

1.959

2.028

2.087

2.080

2.033

1.999

2.034

2.005

b. Reserves

c. L/R Tahun Berjalan

663

849

1.158

1.447

1.853

2.002

2.216

2.328

211

425

647

882

1.132

1.367

1.556

1.759

2.022

2.288

c. Current Earnings

38

(100)

(118)

(157)

(125)

(1)

2

(24)

1.938

1.633

1.254

649

397

307

226

231

189

201

a. Modal Disetor

d. L/R Tahun Lalu

d. Retained Earnings (Profit/Loss)

78



Tabel 3.2 Kinerja Bank Perkreditan Rakyat

(Rural Banks Performance) Miliar Rp (Billion Rp) 2012 Indikator

2007

2008

2009

2010

2013

Indicator

2011 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

80,03

82,54

79,61

79,02

78,54

81,85

81,11

78,63

78,84

80,24

81,43

82,51

83,55

84,56

85,44

84,37

83,88

83,41 LDR (%)

- Total Kredit

20.684

25.480

28.012

33.878

41.144

48.949

49.474

49.866

50.443

51.762

52.687

53.803

55.087

56.313

57.522

57.694

58.281

58.737

-

Total Credit

- Penghimpunan Dana

21.696

25.944

29.496

36.420

44.836

51.204

52.264

54.535

54.234

54.716

54.896

55.754

56.404

56.974

57.645

58.627

59.584

60.367

-

Funds collected

4.149

4.926

5.691

6.450

7.551

8.600

8.730

8.880

9.744

9.797

9.807

9.454

9.530

9.618

9.680

9.752

9.894

10.057

-

Core Capital

7,98

9,88

6,90

6,12

5,22

5,39

5,33

4,75

5,13

5,17

5,25

5,21

5,09

4,98

4,97

5,22

5,12

1.639

2.516

1.932

2.070

2.146

2.635

2.632

2.369

2.587

2.672

2.764

2.801

2.803

2.798

2.855

3.009

2.981

3.011

-

Non Current Credits

20.540

25.472

28.001

33.844

41.100

48.895

49.425

49.818

50.396

51.709

52.633

53.749

55.023

56.248

57.462

57.634

58.218

58.677

-

Total Credit

2,39

2,61

3,08

3,16

3,32

3,73

3,68

3,46

3,75

3,74

3,77

3,81

3,87

3,80

3,70

3,57

3,62

LDR (%)

- Modal Inti NPL (%) - Kredit Non Lancar - Total Kredit ROA (%) - L/R Tahun Berjalan - Total Aktiva ROE (%) - L/R Tahun Berjalan - Modal Disetor - Cadangan Umum

5,13 NPL (%)

3,64 ROA (%)

663

849

1.158

1.447

1.853

2.002

2.216

2.328

211

425

647

882

1.132

1.367

1.556

1.759

2.022

2.288

-

Current Earnings (Profit/Loss)

27.741

32.533

37.554

45.742

55.799

64.409

65.698

67.397

67.610

68.284

68.645

69.446

70.240

71.901

72.091

73.858

74.440

75.491

-

Total Aktiva

20,98

22,67

25,08

26,71

29,46

34,14

34,10

32,63

35,18

35,17

35,30

35,69

35,92

35,73

34,15

33,56

34,01

34,32 ROE (%)

663

849

1.158

1.447

1.853

2.002

2.216

2.328

211

425

647

882

1.132

1.367

1.556

1.759

2.022

2.288

-

Current Earnings (Profit/Loss)

2.776

3.241

4.072

4.757

5.517

6.128

6.182

6.227

6.272

6.306

6.341

6.391

6.510

6.568

6.719

6.769

6.825

6.896

-

Paid In Capital

384

506

546

661

772

908

908

909

934

947

991

1.026

1.050

1.083

1.092

1.095

1.103

1.104

-

General Reserve

79



Tabel 3.3 Perkembangan Aset BPR Berdasarkan Lokasi BPR

(Growth of Rural Banks Asset Based on Location) Miliar Rp (Billion Rp) Lokasi 1. Jawa Barat

2007

2008

2009

2010

2012

2011

Okt

2013

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Location 1. Jawa Barat

4.818

5.868

7.061

8.511

9.771

10.885

11.054

11.293

11.320

11.416

11.518

11.670

11.807

12.507

11.898

12.669

12.187

12.389

2. Banten

512

632

737

907

1.056

1.231

1.262

1.308

1.312

1.312

1.329

1.316

1.379

1.381

1.426

1.433

1.466

1.496

2. Banten

3. DKI Jakarta

489

571

708

922

1.341

1.509

1.511

1.579

1.546

1.556

1.571

1.594

1.608

1.625

1.725

1.673

1.628

1.627

3. DKI Jakarta

4. D.I Yogyakarta

1.409

1.634

1.848

2.250

2.610

2.947

2.997

3.097

3.088

3.123

3.139

3.117

3.152

3.212

3.232

3.295

3.330

3.383

4. D.I Yogyakarta

5. Jawa Tengah

6.723

7.790

9.190

10.899

12.851

14.363

14.669

14.938

14.929

14.920

15.033

15.115

15.195

15.309

15.372

15.685

16.043

16.373

6. Jawa Timur

3.616

4.030

4.739

5.607

6.562

7.670

7.822

7.898

7.967

8.027

8.094

8.139

8.276

8.410

8.520

8.639

8.796

8.837

18

23

25

30

33

38

39

39

38

38

38

38

38

39

39

39

39

40

8. Jambi

216

205

244

323

424

625

643

644

660

674

686

682

684

692

725

744

760

759

8. Jambi

9. Aceh

54

110

121

104

125

133

136

138

139

137

139

146

149

147

148

151

154

155

9. Aceh

10. Sumatera Utara

419

495

580

677

763

867

875

877

898

910

905

907

902

917

928

949

968

979

10. Sumatera Utara

11. Sumatera Barat

733

901

1.025

1.157

1.278

1.343

1.353

1.406

1.384

1.369

1.342

1.328

1.304

1.300

1.277

1.292

1.296

1.301

11. Sumatera Barat

12. Riau

392

491

601

735

899

997

1.002

1.015

1.009

1.004

997

1.037

1.024

1.028

1.015

1.027

1.043

1.040

12. Riau

13. Kepulauan Riau

620

855

1.349

2.161

2.836

3.383

3.408

3.425

3.402

3.368

3.384

3.399

3.403

3.444

3.587

3.713

3.785

3.802

13. Kepulauan Riau


336

394

520

645

834

975

983

996

996

1.001

1.012

1.018

1.009

1.019

1.025

1.003

984

985


8

9

20

25

50

54

56

59

55

55

53

53

54

55

53

67

67

70

15. Bangka Belitung

3.516

3.563

3.037

3.539

4.386

4.761

4.929

5.167

5.367

5.623

5.665

5.810

5.912

6.133

6.170

6.239

6.385

6.509


167

260

250

348

389

385

385

396

391

396

402

403

398

393

392

400

402

408



403

511

577

670

820

993

964

979

932

921

935

967

955

989

965

958

957

988



154

193

233

272

282

277

284

310

303

304

305

303

298

296

300

301

307

309


7

10

28

46

67

106

104

137

109

147

148

156

142

159

190

161

169

168


21. Sulawesi Tengah

134

209

254

309

504

902

933

955

983

1.030

1.060

1.142

1.171

1.220

1.255

1.266

1.304

1.329

21. Sulawesi Tengah


194

272

336

457

669

880

891

925

941

950

954

962

988

1.040

1.048

1.050

1.081

1.099


23. Sulawesi Utara

171

194

241

395

625

764

789

820

847

841

850

878

891

905

924

952

959

958

23. Sulawesi Utara

47

57

65

68

80

95

98

103

104

103

104

103

105

105

109

110

112

114


3

2

3

4

6

7

6

6

6

6

7

8

7

7

7

7

7

23

21

26

29

30

33

33

35

33

33

33

33

33

33

33

33

34

34

375

456

535

585

716

806

826

840

857

867

844

852

860

832

841

846

866

896

1.851

2.318

2.663

3.431

4.801

5.904

6.117

6.326

6.339

6.500

6.443

6.584

6.757

6.934

7.085

7.264

7.416

7.501

35

64

109

153

200

225

228

253

252

249

250

250

258

258

281

306

303

309


30. Maluku

160

210

210

217

391

632

654

747

717

683

716

740

765

788

808

825

848

856

30. Maluku

31. Papua

137

184

215

231

314

479

502

516

512

539

514

520

536

548

540

555

564

575

31. Papua

1

1

2

8

13

16

16

17

17

17

18

18

18

18

18

20

21

21

29

74

125

128

152

157

164

161

159

159

159

159

186

159

173

-

-

-

-

-

-

-

-

-

-

-

-

-

-

55.799

64.409

65.698

67.397

67.610

68.284

68.645

69.446

70.240

71.901

72.091

73.858

74.440

75.491

7. Bengkulu

15. Bangka Belitung 16. Lampung


24. Sulawesi Tenggara 25. Sulawesi Barat

-

26. Gorontalo 27. Nusa Tenggara Barat 28. Bali 29. Nusa Tenggara Timur

32. Maluku Utara 33. Papua Barat

-

-

-

34. Lainnya

-

-

-

Total

27.741

32.533

37.554

45.742

5. Jawa Tengah 6. Jawa Timur 7. Bengkulu

16. Lampung

25. Sulawesi Barat 26. Gorontalo 27. Nusa Tenggara Barat 28. Bali

32. Maluku Utara 33. Papua Barat 34. Others Total

80



Tabel 3.4 Jumlah BPR Berdasarkan Total Aset

(Rural Banks Based on Total Assets) Miliar Rp (Billion Rp) 2012 Total Aset

2007

2008

2009

2010

Total Asset Okt

Total Aset BPR

85

56

46

25

2013

2011 16

Nov 15

Des 13

Jan 12

Feb 12

Mar 11

Apr 13

Mei 11

Jun 11

Jul 11

Ags 11

Sep 10

Okt 11

10 Total Asset Rural bank

< 1 Billion

< 1 Miliar Total Aset BPR

651

536

429

341

264

240

239

229

229

227

227

228

230

226

229

230

225


1 up to 5 Billion

1 s.d 5 Miliar Total Aset BPR

527

511

479

433

387

331

328

333

320

317

310

305

290

290

278

269

265


5 up to 10 Billion

5 s.d 10 Miliar Total Aset BPR

554

669

779

907

1.002

1.083

1.087

1.079

1.092

1.099

1.103

1.095

1.110

1.114

1.123

1.132

1.140

1.151 Total Asset Rural bank

> 10 Billion

> 10 Miliar Total

1.817

1.772

1.733

1.706

1.669

1.669

1.667

1.653

1.653

1.654

1.653

1.639

1.641

1.641

1.641

1.641

1.641

1.639

Total

81



Tabel 3.5 Non Performing Loan Bank Perkreditan Rakyat

(NPL of Rural Bank) Miliar Rp (Billion Rp) 2012 Kolektibilitas

2007

2008

2009

2010

2013

Collectibility

2011 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

20.540

25.472

28.001

33.844

41.100

48.895

49.425

49.818

50.396

51.709

52.633

53.749

55.023

56.248

57.462

57.634

58.218

58.677 Credit

18.901

22.956

26.068

31.775

38.953

46.260

46.793

47.450

47.810

49.037

49.869

50.948

52.220

53.450

54.607

54.625

55.237

55.666

b. Kurang Lancar

407

1.039

457

514

495

699

688

577

732

781

809

806

780

782

809

899

856

862

b. Sub-Standard

c. Diragukan

319

342

335

398

420

470

480

453

469

476

479

498

495

518

533

553

576

566

c. Doubtful

d. Macet

913

1.135

1.140

1.158

1.231

1.466

1.464

1.339

1.386

1.415

1.476

1.496

1.528

1.499

1.513

1.558

1.549

1.583

Non Performing Loan (Nominal)

1.639

2.516

1.932

2.070

2.146

2.635

2.632

2.369

2.587

2.672

2.764

2.801

2.803

2.798

2.855

3.009

2.981

3.011 Non Performing Loan (Nominal)

Rasio Non Performing Loan (%)

7,98

9,88

6,90

6,12

5,22

5,39

5,33

4,75

5,13

5,17

5,25

5,21

5,09

4,98

4,97

5,22

5,12

5,13 Non Performing Loan Ratio (%)

Kredit a. Lancar

a. Current

d. Lost

82



Tabel 3.6 Non Performing Loan BPR Berdasarkan Lokasi

(NPL of Rural Banks Based On Location) Miliar Rp (Billion Rp) Lokasi

2007

2008

2009

2010

2012

2011

Okt

2013

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Location

Okt

379

408

417

427

455

530

530

501

525

538

557

565

555

560

565

592

585

590

1. Jawa Barat

2. Banten

42

43

70

81

85

99

98

89

97

97

97

102

103

103

109

116

117

119

2. Banten

3. DKI Jakarta

17

26

36

46

46

74

73

64

67

69

80

65

65

64

70

78

70

70

4. D.I Yogyakarta

83

80

80

103

109

139

136

115

128

133

140

149

142

148

151

160

150

151

4. D.I Yogyakarta

5. Jawa Tengah

614

591

618

658

675

770

762

687

734

747

764

778

784

787

777

801

789

805

5. Jawa Tengah

6. Jawa Timur

170

157

155

176

194

240

238

204

229

231

238

244

247

252

268

288

296

285

6. Jawa Timur

7. Bengkulu

1

1

1

1

1

1

1

2

1

2

2

2

2

2

2

2

3

3

8. Jambi

9

11

14

14

13

17

20

14

19

22

23

25

26

28

29

33

34

40

8. Jambi

9. Aceh

6

7

33

10

6

9

9

6

7

8

8

8

9

9

9

10

10

10

9. Aceh

10. Sumatera Utara

27

29

35

39

48

43

44

40

43

42

44

44

43

45

46

47

48

48

10. Sumatera Utara

11. Sumatera Barat

32

40

67

87

66

83

85

68

79

81

83

84

85

88

93

94

95

88

11. Sumatera Barat

12. Riau

14

18

27

40

49

92

91

89

97

101

100

104

109

108

111

118

114

116

5

9

9

22

37

62

66

62

76

91

85

83

88

82

81

83

78

88

13. Kepulauan Riau


16

20

24

31

27

32

37

34

41

43

46

43

47

48

53

54

54

79


15. Bangka Belitung

2

1

1

2

1

2

2

2

2

2

2

2

2

2

2

3

3

3

15. Bangka Belitung

58

909

84

52

51

72

69

57

72

77

77

79

75

73

80

94

92

80

16. Lampung

5

5

9

8

12

14

15

17

13

12

16

18

20

19

25

28

29

25



13

17

19

17

16

30

29

27

30

32

34

32

32

31

32

33

31

24



8

10

27

30

24

29

29

29

30

29

29

30

31

31

31

31

33

31



0

0

1

2

4

4

6

4

3

5

4

3

4

5

6

8

7

8

21. Sulawesi Tengah

2

4

4

4

4

9

10

7

8

10

10

15

10

11

12

12

12

13

21. Sulawesi Tengah


11

11

13

19

15

15

16

13

15

17

16

16

16

15

16

20

18

18


23. Sulawesi Utara

4

5

6

12

18

34

34

25

32

35

37

35

38

39

43

49

58

58

23. Sulawesi Utara


1

3

2

6

9

10

10

10

11

11

11

11

12

12

12

14

13

11


25. Sulawesi Barat

-

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

25. Sulawesi Barat

26. Gorontalo

4

3

4

5

3

2

3

3

3

3

3

3

3

3

3

3

3

3

26. Gorontalo


30

33

40

64

69

81

83

79

82

84

87

85

82

69

67

73

72

72

28. Bali

78

71

126

98

95

116

112

103

120

125

144

146

146

133

130

135

140

142


1

1

4

5

6

10

9

7

10

11

13

13

11

12

13

12

11

11

30. Maluku

1

1

2

6

5

4

5

4

5

5

5

5

5

5

5

6

6

6

30. Maluku

31. Papua

4

5

6

6

4

7

8

5

6

6

7

8

8

8

8

9

8

9

31. Papua

32. Maluku Utara

0

0

0

0

0

1

1

1

1

1

1

1

1

1

1

1

1

1

32. Maluku Utara

33. Papua Barat

-

-

-

0

0

1

1

0

1

1

1

2

3

5

5

4

3

3

33. Papua Barat

34. Lainnya

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

34. Others

1.639

2.516

1.932

2.070

2.146

2.635

2.632

2.369

2.587

2.672

2.764

2.801

2.803

2.798

2.855

3.009

2.981

3.011

1. Jawa Barat

13. Kepulauan Riau

16. Lampung 17. Kalimantan Selatan

Total

3. DKI Jakarta

7. Bengkulu

12. Riau


27. Nusa Tenggara Barat 28. Bali 29. Nusa Tenggara Timur

Total

83



Tabel 3.7 Komposisi DPK Bank Perkreditan Rakyat

(Composition of Third Party Funds of Rural Bank) Miliar Rp (Billion Rp) Desember 2008

Indikator Nominal

Desember 2009

Desember 2010







Nominal

(%)

Nominal

(%)

Desember 2011

Nominal

(%)

Komposisi thd Total DPK (%) (Composition to Total Third Party Funds) (%)

Oktober 2012

Nominal

Desember 2012

Komposisi thd Total DPK (%) (Composition to Total Third Party Funds) (%)

Nominal

Oktober 2013





Nominal

(%)

Indicator

(%)

Deposito

14.204

66,56

17.280

67,63

21.455

68,52

26.174

68,50

29.538

68,55%

30.401

67,75

32.903

67,87% Time Deposits

Tabungan

7.135

33,44

8.272

32,37

9.857

31,48

12.035

31,50

13.553

31,45%

14.468

32,25

15.573

32,13% Saving

Total DPK

21.339

100,00

25.552

100,00

31.312

100,00

38.209

100,00

43.091

100%

44.870

100,00

48.476

100% Total Third Party Funds

84



Tabel 3.8 Komposisi DPK BPR Berdasarkan Lokasi Penghimpunan - Oktober 2013

(Composition of Third Party Funds of Rural Banks Based on Location - October 2013)

Lokasi

Total DPK

Tabungan

Deposito

(Saving Deposits)

(Time Deposits)

(Total of Third Party Funds)

Pangsa Thd Total DPK (%)

Location

(Portion to Total Third Party Funds (%)

Miliar Rp (Billion Rp) 1. Jawa Barat

1. Jawa Barat

2.204

6.233

8.437

17,40

2. Banten

232

705

938

1,93

2. Banten

3. DKI Jakarta

136

857

993

2,05


4. D.I Yogyakarta

769

1.651

2.420

4,99

5. Jawa Tengah

4.975

6.588

11.563

23,85

5. Jawa Tengah

6. Jawa Timur

1.681

3.651

5.333

11,00

6. Jawa Timur

7. Bengkulu

13

14

26

0,05

7. Bengkulu

8. Jambi

80

462

541

1,12

8. Jambi

9. Aceh

31

41

72

0,15

9. Aceh

10. Sumatera Utara

335

346

681

1,41

10. Sumatera Utara

11. Sumatera Barat

534

326

860

1,77

11. Sumatera Barat

12. Riau

309

380

689

1,42

12. Riau

13. Kepulauan Riau

460

2.571

3.031

6,25

13. Kepulauan Riau


186

416

602

1,24


15. Bangka Belitung

10

45

55

0,11

15. Bangka Belitung

16. Lampung

578

2.683

3.261

6,73

16. Lampung


103

119

223

0,46



337

421

758

1,56



77

105

183

0,38



49

78

127

0,26


21. Sulawesi Tengah

53

235

288

0,59

21. Sulawesi Tengah


154

373

527

1,09


23. Sulawesi Utara

132

582

714

1,47

23. Sulawesi Utara

36

34

70

0,15


25. Sulawesi Barat

1

1

2

0,00

25. Sulawesi Barat

26. Gorontalo

7

11

19

0,04

26. Gorontalo


316

246

563

1,16


1.546

3.199

4.746

9,79

28. Bali


75

142

218

0,45


30. Maluku

59

128

187

0,39

30. Maluku

31. Papua

60

165

225

0,46

31. Papua

6

4

11

0,02

32. Maluku Utara

26

89

115

0,24

33. Papua Barat

-

-

-

0,00

34. Others

15.573

32.903

48.476

27. Nusa Tenggara Barat 28. Bali

32. Maluku Utara 33. Papua Barat 34. Lainnya Total

100

Total

85



Tabel 3.9 DPK BPR Berdasarkan Lokasi Penghimpunan

(Third Party Funds of Rural Banks Based on Deposits Location) Miliar Rp (Billion Rp) Lokasi 1. Jawa Barat 2. Banten 3. DKI Jakarta

2007

2008

2009

2010

2012

2011

Okt

2013

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Location

Okt

4.035

5.072

6.061

6.859

7.534

7.648

7.746

7.798

7.846

7.928

8.098

8.169

7.994

7.977

8.188

8.244

8.437

274

308

382

509

661

783

796

816

828

840

856

841

906

887

880

874

902

938

2. Banten 3. DKI Jakarta

288

305

420

600

837

1.016

1.020

1.063

1.032

1.018

1.023

1.001

1.009

986

1.008

1.025

992

993

4. D.I Yogyakarta

1.043

1.142

1.290

1.511

1.814

2.058

2.108

2.193

2.215

2.244

2.255

2.251

2.260

2.277

2.277

2.345

2.379

2.420

5. Jawa Tengah

4.712

5.395

6.449

7.529

9.052

10.073

10.333

10.585

10.644

10.616

10.691

10.802

10.831

10.734

10.732

11.046

11.303

11.563

6. Jawa Timur

2.349

2.476

2.964

3.497

4.041

4.797

4.850

4.893

4.966

4.984

4.985

5.034

5.111

5.093

5.095

5.210

5.301

5.333

11

15

17

18

20

25

25

25

24

24

24

25

26

26

26

26

26

26

161

146

186

244

316

466

474

482

491

495

502

505

504

507

525

540

551

541

55

57

59

61

61

60

61

65

71

65

67

68

71

72

7. Bengkulu 8. Jambi

1. Jawa Barat

3.305

9. Aceh

4. D.I Yogyakarta 5. Jawa Tengah 6. Jawa Timur 7. Bengkulu 8. Jambi 9. Aceh

34

57

37

41

10. Sumatera Utara

307

357

426

493

538

612

610

612

628

636

636

637

636

644

654

665

676

681

10. Sumatera Utara

11. Sumatera Barat

475

580

715

829

913

929

938

972

960

952

929

918

891

866

835

850

855

860

11. Sumatera Barat

12. Riau

293

350

417

525

629

676

667

678

680

681

672

674

663

662

659

674

686

689

12. Riau

13. Kepulauan Riau

476

657

1.071

1.758

2.324

2.723

2.724

2.735

2.733

2.745

2.740

2.742

2.728

2.761

2.872

2.975

3.016

3.031


258

308

386

471

556

615

612

625

633

637

642

640

636

638

642

618

604

602

14. Sumatera Selatan 15. Bangka Belitung

15. Bangka Belitung

13. Kepulauan Riau

8

8

17

21

43

44

45

48

43

43

42

43

43

44

42

51

53

55

2.287

2.140

1.945

2.427

2.883

3.104

3.215

3.249

3.360

3.320

3.287

3.287

3.181

3.186

3.191

3.229

3.248

3.261

97

144

154

177

251

212

213

222

218

222

225

224

220

209

207

214

217

223



319

399

470

547

651

798

770

783

734

722

724

757

735

768

741

737

730

758



89

114

152

177

174

173

179

192

188

187

190

189

185

180

179

180

182

183


6

6

15

28

44

75

73

105

77

112

113

121

107

121

148

124

129

127


16. Lampung 17. Kalimantan Selatan


16. Lampung

21. Sulawesi Tengah

54

93

99

130

277

292

289

284

294

344

356

386

349

352

353

348

347

288

21. Sulawesi Tengah


122

128

185

259

366

466

467

476

475

476

470

465

472

499

513

518

516

527


23. Sulawesi Utara

126

145

171

282

439

531

555

588

614

611

622

657

662

656

665

695

702

714

23. Sulawesi Utara

42

50

55

56

56

59

58

61

61

61

61

61

62

65

68

68

70

70

2

1

2

2

3

3

3

2

2

2

2

2

2

2

2

2

2

7

10

14

16

18

18

20

18

19

18

19

19

19

18

18

18

19


-

26. Gorontalo 27. Nusa Tenggara Barat

9

24. Sulawesi Tenggara 25. Sulawesi Barat 26. Gorontalo 27. Nusa Tenggara Barat

209

260

319

366

452

492

505

521

537

545

536

542

543

512

515

526

543

563

1.179

1.455

1.803

2.331

3.254

3.797

3.912

4.054

4.083

4.211

4.171

4.273

4.373

4.435

4.534

4.638

4.727

4.746


17

38

71

108

143

164

167

186

185

181

180

181

184

181

200

216

212

218


30. Maluku

71

100

99

105

251

200

200

271

238

214

215

220

225

223

231

233

235

187

30. Maluku

31. Papua

95

119

152

166

224

204

204

203

208

209

209

213

213

216

215

226

230

225

31. Papua

0

0

1

4

6

8

7

8

8

8

8

9

9

9

9

9

10

11

26

63

87

88

111

115

121

117

121

120

119

119

119

117

115

-

-

-

-

-

-

-

-

-

-

-

-

-

-

38.209

43.091

43.831

44.870

45.153

45.388

45.489

45.999

46.143

45.935

46.201

47.255

47.895

48.476

28. Bali


-

-

-

34. Lainnya

-

-

-

Total

18.719

21.339

25.552

31.312

28. Bali

32. Maluku Utara 33. Papua Barat 34. Others Total

86



Tabel 3.10 Suku Bunga Rata-rata DPK Bank Perkreditan Rakyat

(Average of Third Party Interest Rates of Rural Banks) Persen (Percent) 2012 Indikator

2007

2008

2009

2010

Indicator Okt

Tabungan Deposito Ket: Data tersedia mulai Desember 2008

2013

2011 Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

-

7,16

6,32

5,53

5,21

4,75

4,71

4,68

4,61

4,62

4,61

4,62

4,59

4,60

4,59

4,57

4,61

4,60

Saving

-

12,43

10,81

10,25

9,85

8,48

8,44

8,40

8,37

8,35

8,32

8,33

8,31

8,33

8,42

8,53

8,75

9,03

Time Deposits

Note: Data available on December 2008

87



Tabel 3.11 Suku Bunga Rata-rata Kredit BPR Berdasarkan Sektor Ekonomi

(Average of Credit Interest Rates of Rural Banks Based on Economic Sector) Persen (Percent) 2010

1)

2011

2012

2013

Economic Sector

Sektor Ekonomi Nov

Des

Des

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

1 Pertanian, Perburuhan, dan Kehutanan

36,76

38,29

36,58

35,58

35,82

35,69

35,63

35,51

34,98

35,22

34,89

34,84

34,71

34,11

34,30

34,17

34,11

33,58

1. Agriculture, hunting, and forestry

2 Perikanan

32,65

33,39

32,10

31,75

31,62

31,85

31,87

31,32

31,01

30,54

30,56

30,47

30,61

30,69

30,71

30,57

30,81

30,69

2. Fisheries

3 Pertambangan dan Penggalian

27,89

28,29

26,58

25,53

25,65

26,04

26,25

26,60

27,43

26,07

26,34

25,95

25,86

25,84

26,60

26,87

27,12

28,24

3. Mining and quarrying

4 Industri Pengolahan

31,18

30,67

29,14

28,74

28,58

28,66

28,95

28,44

28,45

28,40

28,30

28,03

27,81

27,94

28,39

28,45

28,56

28,22

4. Processing industry

5 Listrik, Gas dan Air

32,00

34,43

30,33

28,49

28,69

28,97

28,84

29,08

28,48

27,98

27,73

28,11

28,74

29,54

28,72

27,58

29,29

28,56

5. Electricity, gas and water

6 Konstruksi

32,09

31,41

29,72

28,87

29,22

29,43

29,41

28,59

28,64

28,75

28,90

28,70

29,00

28,58

29,17

29,24

29,76

29,56

6. Construction

7 Perdagangan Besar dan Eceran

33,03

33,14

31,97

31,08

30,90

30,91

30,66

30,41

30,30

30,15

30,00

29,87

29,78

29,68

29,69

29,57

29,58

29,47

7. Big and retail trade

8 Penyediaan Akomodasi dan Penyedian Makan Minum

27,76

27,99

28,53

28,50

28,37

28,43

28,15

28,53

28,07

27,97

28,12

27,60

27,70

28,48

28,82

28,77

29,03

29,32

9 Transportasi, Pergudangan dan Komunikasi

30,15

30,12

28,11

28,88

27,81

27,79

27,87

27,89

27,80

27,95

27,85

27,73

27,70

27,65

27,63

27,59

27,43

27,36

10 Perantara Keuangan

24,36

25,28

24,20

24,09

23,95

23,89

23,73

23,52

23,22

23,07

22,93

22,80

22,36

22,46

22,43

22,42

22,50

22,26

11 Real Estate

27,31

27,26

22,77

21,80

22,90

21,90

21,87

21,50

21,33

21,50

22,41

22,48

23,05

23,12

22,87

22,43

22,85

23,20

12 Administrasi Pemerintahan, Pertanahan Dan Jaminan Sosial Wajib

34,99

35,78

26,38

25,61

27,45

27,54

28,18

27,60

27,43

26,07

25,39

25,03

25,26

25,09

25,30

25,69

25,61

26,06

13 Jasa Pendidikan

31,29

31,61

28,84

28,32

28,48

28,84

29,37

28,20

28,27

28,11

27,96

28,27

27,76

27,91

28,41

28,51

28,37

28,81

11. Real estate, rental business, and services company 12. Government administration, the defense and compulsory social security 13. Education services

14 Jasa Kesehatan dan Kegiatan Sosial

30,40

30,51

30,86

29,49

28,89

28,68

28,71

28,89

28,81

28,68

28,52

28,32

28,49

28,29

28,48

28,22

28,86

29,37

14. Health and social services

15 Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan Lainnya

29,41

29,05

28,23

28,46

28,28

28,30

28,30

27,98

28,00

27,95

27,66

27,55

27,47

27,73

28,16

27,70

28,23

27,69

16 Jasa Perorangan yang Melayani Rumah Tangga

33,62

31,07

32,82

31,88

31,32

31,32

31,18

31,15

30,85

30,66

30,37

30,16

29,82

29,85

29,81

30,06

29,95

29,75

15. Community, Sociocultural,Entertainment and Other Individual Services 16. Individual services serving the household

17 Kegiatan Usaha yang Belum Jelas Batasannya

29,49

29,35

29,11

28,74

28,32

28,66

28,68

28,00

28,91

28,29

28,38

28,48

28,72

29,42

29,95

30,15

30,05

29,38

18 Bukan Lapangan Usaha - Rumah Tangga

28,44

28,12

27,39

26,40

26,60

26,48

26,32

26,19

25,97

25,84

25,84

25,49

25,25

24,93

24,77

24,57

24,56

24,59

19 Bukan Lapangan Usaha - Lainnya

28,09

27,71

26,88

26,39

26,39

26,17

26,03

25,90

25,86

25,88

25,77

25,59

25,34

25,04

25,23

25,18

25,27

25,01

Ket:

1)

Merupakan sambungan halaman 144

8. Provision of accommodation and food supply drinking 9. Transportation, warehousing and communications 10. Transitional finance

17. International Agency and Other Extra Agency International 18. Business Activities which are not clearly defined 19. Not the business field - other Note :

1)

Continue from page 144

88



Tabel 3.12 Suku Bunga Rata-rata Kredit BPR Berdasarkan Jenis Penggunaan

(Average of Credit Interest Rates of Rural Banks Based on Type of Use) Persen (Percent) 2012 Jenis Penggunaan

2007

2008

2009

2010

2013

Type of Use

2011 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Modal Kerja

-

34,43

34,83

33,21

32,05

31,29

31,19

30,91

30,82

30,69

30,55

30,45

30,40

30,24

30,44

30,32

30,41

30,17

Total Working Capital

Investasi

-

27,67

30,37

29,01

28,23

27,17

27,05

26,62

26,67

26,59

26,44

26,15

26,08

26,31

26,03

25,93

25,70

25,65

Total Investment

Konsumsi

-

29,57

29,14

27,81

27,00

26,24

26,10

25,97

25,89

25,87

25,78

25,57

25,32

25,01

25,12

25,11

25,19

24,96

Total Consumption

Ket: Data tersedia mulai Desember 2008

Note: Data available on December 2008

89



Tabel 3.13 Perkembangan Jumlah Bank Perkreditan Rakyat

(Growth of Total Rural Banks) 2012 Keterangan

2007

2008

2009

2010

2013

Information

2011 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Jumlah BPR

1.817

1.772

1.733

1.706

1.669

1.669

1.667

1.653

1.653

1.654

1.653

1.639

1.641

1.641

1.641

1.641

1.641

1.639

Total Rural Banks

Jumlah Kantor

3.250

3.367

3.644

3.910

4.172

4.378

4.404

4.425

4.448

4.470

4.499

4.518

4.549

4.568

4.584

4.612

4.630

4.656

Total Bank Offices

90



Tabel 3.14 Perkembangan Jumlah BPR dan Kantor BPR Berdasarkan Lokasi - Oktober 2013

(Growth of Total Rural Bank and Rural Banks Offices Based on Location - October 2013) BPR (Rural Bank) Lokasi

Location

Total KP

KC

KPK

304

298

198

800

1. Jawa Barat

2. Banten

69

40

33

142

2. Banten

3. DKI Jakarta

25

8

35

68

4. D.I Yogyakarta

54

30

134

218

5. Jawa Tengah

251

490

393

1.134

5. Jawa Tengah

6. Jawa Timur

326

205

591

1.122

6. Jawa Timur

3

5

4

12

7. Bengkulu

16

6

3

25

8. Jambi

1. Jawa Barat

7. Bengkulu 8. Jambi 9. Aceh


9. Aceh

5

14

1

20

10. Sumatera Utara

54

36

13

103

10. Sumatera Utara

11. Sumatera Barat

96

38

17

151

11. Sumatera Barat

12. Riau

32

7

13

52

12. Riau

13. Kepulauan Riau

40

25

2

67

13. Kepulauan Riau


19

11

7

37


15. Bangka Belitung

2

3

1

6

15. Bangka Belitung

16. Lampung

26

30

6

62

16. Lampung


25

5

1

31



20

5

6

31




14

8

5

27


4

-

-

4

21. Sulawesi Tengah

9

14

7

30

21. Sulawesi Tengah


23

5

7

35


23. Sulawesi Utara

17

22

10

49

23. Sulawesi Utara


12

4

2

18


1

-

-

1

25. Sulawesi Barat 26. Gorontalo

25. Sulawesi Barat 26. Gorontalo 27. Nusa Tenggara Barat 28. Bali

4

3

1

8

29

47

4

80

137

35

105

277


27. Nusa Tenggara Barat 28. Bali

11

2

3

16


30. Maluku

2

6

2

10

30. Maluku

31. Papua

6

8

1

15

31. Papua

32. Maluku Utara

2

1

-

3

32. Maluku Utara

33. Papua Barat

1

1

-

2

33. Papua Barat

34. Lainnya

-

-

-

-

34. Others

Total

1.639

1.412

1.605

4.656


Total

91

Halaman ini sengaja dikosongkan

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DATA PERKREDITAN Indonesian Banking Statistics, Vol. 10, No. 7, June 2012

i



Tabel 4.1.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit Channeling and NPL Credit Channeling of Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial Wajib

NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya

NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL r) Angka-angka diperbaiki

2011

2012 Jun

Jul

Ags

2013

Des

Mei

Sep

109.790 1.523 4.935 291 87.780 302 344.597 11.746 45.841 247 75.395 2.865 375.017 12.500 30.425

123.536 1.973 4.849 216 95.533 576 377.257 12.829 66.765 205 84.866 3.479 419.551 14.211 34.418

131.810 2.083 5.079 224 92.955 837 388.408 12.290 57.502 310 90.779 3.396 451.313 14.520 36.030

128.744 2.085 5.135 226 89.082 903 396.743 11.924 58.140 308 92.193 3.894 456.895 14.562 37.059

126.541 2.302 5.065 280 89.097 978 408.495 12.122 63.717 304 92.827 4.019 455.296 14.391 37.713

131.785 2.449 5.228 286 93.978 1.095 420.406 11.181 68.386 311 98.999 3.805 457.613 13.626 39.520

629 97.966

549 104.144

448 111.399

420 110.784

472 114.414

2.400 105.184 309 116.201

2.469 120.093 164 125.137

2.436 123.383 189 130.534

2.556 123.979 203 136.087

1.767 3.014

2.160 2.955

2.256 2.928

15 4.064 63 7.611 334 39.294

14 4.359 86 7.480 349 41.339

774 691

Okt

Nov

Des

Jan

Feb

Mar

133.387 2.467 5.290 288 94.543 1.165 422.551 11.772 63.423 309 97.592 3.988 466.679 14.172 41.871

134.974 2.458 5.536 284 98.600 1.285 429.166 10.580 67.577 310 98.696 3.879 477.594 13.952 42.692

142.451 2.603 5.492 197 104.207 1.292 445.807 10.479 59.073 253 95.921 3.410 499.567 12.668 44.640

142.607 2.525 5.463 202 105.016 1.325 443.074 10.619 66.079 253 89.855 3.697 486.274 13.642 44.891

144.227 2.573 5.471 198 99.764 1.346 447.715 10.647 70.140 271 90.705 3.447 504.435 14.171 46.015

146.057 2.844 5.682 241 104.746 1.345 453.895 9.964 63.314 267 93.285 3.370 527.526 14.130 47.224

478 114.611

474 117.296

470 119.562

443 122.235

535 120.780

629 121.875

2.636 124.574 196 146.841

2.557 124.462 210 140.338

3.522 125.820 213 144.193

2.652 123.480 225 146.619

2.522 124.958 193 150.568

2.795 124.687 224 151.517

2.306 2.864

2.696 2.765

2.107 2.778

2.161 2.573

2.283 2.659

2.446 2.793

328 4.510 62 7.626 411 43.176

13 4.529 63 7.753 413 44.072

12 4.338 62 7.805 411 43.897

11 4.483 59 8.126 408 43.646

13 4.474 59 8.220 398 44.758

13 4.508 66 8.343 405 43.766

1.008 637

915 695

1.192 758

1.279 732

1.272 709

1.287 711

37 3.305

36 3.246

30 99

49 556

51 536

54 516

53 81.689

56 61.554

0 52.578

13 49.193

13 35.788

1.339

1.472

1.078

1.020

818

Apr

r

Mei

Jun )

Jul

148.680 2.894 5.682 244 113.096 1.134 457.900 9.801 63.719 265 96.464 3.740 543.471 14.533 48.075

151.957 2.945 5.701 244 113.258 1.092 469.764 9.669 68.111 267 103.013 4.088 549.983 15.004 49.141

154.657 2.679 5.670 206 109.030 1.082 485.150 9.324 69.652 269 108.911 4.037 595,465 15.742 51.833

620 126.617

874 128.906

894 133.892

3.022 124.495 232 152.655

3.050 126.696 244 157.897

3.178 128.538 239 158.480

2.935 2.741

2.868 2.741

2.642 2.791

5 4.612 50 8.671 396 45.006

5 4.579 67 8.652 395 43.356

5 4.636 65 8.728 392 43.927

1.301 713

1.088 711

1.132 716

62 504

60 497

49 501

11 40.235

11 41.391

11 41.793

872

896

807

Items

Ags

Sep

Okt

157.176 2.711 5.718 157 103.394 1.563 500.982 9.123 72.236 280 111.614 4.086 605.348 16.046 53.344

158.525 2.783 5.792 171 112.580 1.775 519.946 9.749 67.868 280 118.001 4.131 606.233 16.554 52.401

165.006 2.686 6.063 151 114.391 1.688 542.605 9.703 72.736 266 120.474 3.999 620.769 16.168 53.722

167.372 2.749 6.084 191 109.795 2.042 538.245 9.844 73.736 275 118.020 4.566 627.483 16.534 56.324

894 140.890

901 142.652

869 148.072

876 153.687

873 153.356

3.263 136.552 255 161.718

3.160 137.614 244 174.709

2.959 142.820 250 179.046

3.511 145.035 334 180.567

3.714 148.065 348 182.414

3.789 146.393 365 188.148

2.491 2.776

2.732 2.803

2.856 4.803

2.792 4.986

3.177 5.885

3.139 5.912

3.351 6.062

5 4.696 79 8.988 396 44.807

4 4.614 75 9.257 374 45.595

4 4.836 73 9.254 310 46.441

3 4.835 62 9.481 310 48.123

3 4.900 60 9.517 238 51.592

3 4.991 63 9.630 242 50.694

4 5.075 63 9.685 206 51.355

2 5.128 57 9.509 206 51.992

1.116 752

1.077 879

1.176 895

1.178 939

1.180 1.178

1.288 1.239

1.320 1.299

1.291 1.381

1.412 1.420

49 477

51 455

53 443

50 422

48 406

51 381

35 357

38 351

40 338

42 334

8 50.396

8 43.635

8 45.166

9 37.621

9 40.633

8 40.280

9 4.583

9 2.953

8 2.332

8 2.473

8 2.165

892

752

805

750

768

749

58

57

44

45

46

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual Services NPL 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold - For Home Ownership NPL - For Apartement Ownership NPL - For Shop House Ownership NPL - For Vehicles Ownership NPL - Others

176.659 3.291 5.573 57 15.207 260 105.725 998 119.841

200.544 4.230 6.108 70 16.848 301 104.279 1.093 147.477

213.526 4.312 6.564 58 17.677 331 107.211 1.116 153.813

220.075 4.614 6.839 64 18.180 336 105.620 1.104 160.282

196.934 4.471 8.799 97 18.163 348 103.670 1.160 252.958

199.471 4.335 8.984 94 18.634 374 102.068 1.172 256.821

202.104 4.428 9.201 96 18.880 385 100.171 1.167 262.497

206.879 4.587 9.829 98 19.433 391 99.778 1.113 264.108

211.476 4.395 10.275 86 19.988 380 98.658 1.082 278.867

213.131 5.385 10.137 101 20.230 418 96.618 1.076 279.107

215.701 5.569 10.420 114 20.596 426 95.961 986 273.320

220.069 5.547 10.726 98 21.158 455 93.605 997 279.049

224.835 5.572 11.114 101 21.687 506 93.498 946 282.631

229.283 5.496 11.424 100 22.252 489 93.632 944 288.041

248.697 5.974 10.587 75 23.001 517 98.449 915 266.066

255.078 6.296 11.070 78 23.759 527 103.318 863 268.311

257.753 6.622 11.359 91 24.231 563 103.450 886 269.910

262.762 6.398 11.938 107 24.734 555 105.329 886 271.814

264.345 6.286 11.943 94 24.754 539 106.601 876 273.558

1.413 244.288 4.482

1.838 233.167 4.503

1.598 223.261 4.150

1.673 214.550 4.159

2.785 169.684 3.482

2.799 174.040 3.379

2.845 177.216 3.290

2.832 184.199 3.205

2.663 180.987 2.995

2.859 184.520 3.157

2.936 188.817 3.308

2.969 190.601 3.278

2.920 193.250 3.386

2.951 194.797 3.494

2.461 205.358 3.472

2.520 209.717 3.519

2.627 210.498 3.538

2.576 214.481 3.596

2.622 NPL 216.711 Non Industrial Origin Others 3.644 NPL r) Revised figures

94



Tabel 4.2.a. Kredit dan NPL Bank Persero Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit Channeling and NPL Credit Channeling of State Owned Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) 2011 Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial Wajib


NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL r) Angka-angka diperbaiki

2012 Jun

Jul

Ags

2013 Mei

Junr)

90.152 1.369 2.774 148 47.388 199 138.427 3.844 31.548 31 38.452 1.386 200.287 7.573 9.521

91.552 1.401 2.785 146 46.534 187 143.465 3.787 35.038 22 40.109 1.497 205.366 7.706 9.760

94.211 1.184 2.754 111 45.507 176 152.448 3.755 36.233 33 43.648 1.548 244.816 8.380 11.740

215 42.603

252 43.746

259 47.307

650 27.765 63

724 28.208 65

717 28.766 64

21.197 404 2.200

21.332 408 2.204

22.336 433 2.263

5 701 11 2.607 260 7.631

5 701 19 2.649 260 6.737

5 717 16 2.669 256 6.767

206 343

176 350

194 361

10 4

10 5

8 14

37.567

38.869

39.088

748

785

732

Des

Mei

Sep

Okt

Nov

Des

63.980 677 2.339 209 35.009 83 109.948 4.740 20.762 39 27.728 1.133 127.969 6.206 6.366

69.089 833 2.316 119 34.474 293 113.992 5.152 39.093 46 31.096 1.306 142.182 7.042 7.122

74.480 911 2.503 128 34.089 396 121.542 5.053 28.972 45 34.089 1.246 162.995 7.026 7.455

75.567 975 2.540 128 29.751 318 123.720 4.921 28.901 42 34.071 1.672 165.718 7.169 7.630

71.988 940 2.434 176 29.853 322 126.527 5.004 33.036 33 34.199 1.359 160.690 6.949 7.476

77.058 1.060 2.564 180 33.078 311 133.233 4.705 37.726 46 36.837 1.269 157.867 7.053 8.055

279 34.037

239 32.958

147 36.531

156 35.480

132 38.218

761 20.872 173

1.011 25.151 41

767 27.108 69

722 26.855 54

17.237 285 2.382

18.542 357 2.443

19.931 335 2.434

15 682 17 2.201 214 5.633

14 847 19 2.383 221 5.663

136 222

Jan

Feb

Mar

Apr

80.156 1.159 2.547 179 33.494 427 134.639 5.515 32.406 35 37.292 1.264 160.923 7.109 8.127

82.395 1.143 2.690 187 36.321 336 135.035 4.501 36.648 38 37.862 1.265 162.777 7.092 8.468

87.012 1.397 2.659 108 40.792 217 142.652 4.499 27.584 14 37.676 1.198 174.264 6.391 8.734

87.396 1.213 2.634 109 42.055 196 139.071 4.572 33.800 17 35.651 1.282 166.125 6.979 8.798

87.456 1.215 2.627 108 38.679 218 140.016 4.493 37.750 33 36.090 1.163 178.701 7.372 8.902

88.462 1.318 2.756 149 42.302 210 141.727 3.919 30.905 33 37.373 1.176 193.623 7.317 9.283

134 38.091

138 39.008

144 39.755

134 41.533

204 40.904

209 41.510

715 25.409 49

717 26.038 55

1.505 25.631 53

691 27.165 53

680 27.563 47

687 27.191 55

20.271 356 2.379

28.716 822 2.288

21.208 361 2.301

20.796 378 2.190

21.286 378 2.282

21.618 364 2.199

328 918 20 2.494 282 6.633

13 919 21 2.507 281 6.866

12 649 16 2.461 281 6.264

11 690 17 2.570 282 6.596

13 685 17 2.581 267 6.597

13 675 19 2.559 264 6.857

167 280

189 325

188 373

194 245

197 319

193 336

7 3.208

8 3.074

9 4

9 3

9 4

11 5

53 61.692

56 57.688

49.281

46.253

32.894

1.073

1.301

905

881

698

Jul

Items

Ags

Sep

Okt

94.738 1.178 2.734 68 35.857 290 155.755 3.877 38.078 15 44.705 1.655 249.367 8.525 12.274

94.633 1.227 2.755 81 40.020 287 164.053 4.048 33.028 16 44.885 1.718 248.293 8.703 12.314

97.652 1.193 2.908 79 41.344 231 171.887 3.945 37.924 14 45.928 1.748 254.096 8.500 12.554

98.846 1.193 2.902 116 43.282 218 167.267 3.912 37.624 14 45.931 1.904 254.264 8.444 12.664

281 54.123

276 54.908

256 56.149

260 58.823

261 57.372

711 30.780 66

727 28.822 44

744 27.849 51

765 27.400 120

708 28.448 122

715 27.773 129

22.661 426 2.177

23.752 462 2.198

33.105 591 4.227

34.489 608 4.401

34.194 609 5.272

35.828 616 5.361

36.423 610 5.547

5 739 24 2.797 254 7.973

4 740 23 2.839 255 7.588

4 774 21 2.799 246 7.728

2 777 13 2.835 240 9.329

2 784 13 2.731 140 9.784

3 777 13 2.771 144 9.975

4 860 13 2.770 141 10.283

1 867 14 2.793 136 10.627

177 391

180 505

183 527

182 567

163 785

168 866

188 909

195 981

205 1.032

10 19

10 17

9 17

9 12

7 10

5 5

5 0

6 0

7 0

9 0

46.968

39.593

41.693

34.458

37.854

36.779

803

1.094

441

473

478

835

692

743

692

711

700

9

10

1

1

1

89.587 1.930 2.275 32 2.224 59 14.584 56 18.639

100.380 2.558 2.206 36 2.596 103 13.343 87 28.548

110.440 2.625 2.409 31 2.773 109 13.804 85 30.167

115.121 2.857 2.546 36 2.903 118 13.788 90 32.230

91.234 2.672 4.324 65 2.773 120 13.236 95 122.409

91.896 2.525 4.347 67 2.885 137 13.211 86 123.814

93.880 2.654 4.440 65 3.028 148 13.486 91 126.110

95.775 2.783 4.808 68 3.182 152 13.599 92 127.250

98.016 2.612 5.090 66 3.388 141 13.925 95 140.040

99.457 3.512 4.806 74 3.469 163 14.111 91 140.258

101.225 3.676 4.933 86 3.562 161 14.292 97 132.577

103.379 3.585 5.152 72 3.735 176 14.233 102 135.069

105.665 3.575 5.347 76 3.870 185 14.356 106 137.428

107.959 3.474 5.548 76 4.008 151 14.461 113 140.270

124.842 3.917 4.534 54 4.269 157 18.355 127 114.773

128.505 4.223 4.761 56 4.396 172 19.329 126 114.533

129.844 4.423 4.888 62 4.455 184 19.382 131 114.761

132.874 4.221 5.137 60 4.587 184 20.121 124 114.722

456 107.258 1.150

669 96.864 1.175

661 83.296 955

703 74.190 911

1.791 28.040 309

1.816 31.030 308

1.851 29.856 311

1.843 33.323 316

1.690 26.112 302

1.865 26.315 316

1.927 26.695 363

1.943 26.392 350

1.960 26.061 344

1.967 25.572 335

1.484 34.006 303

1.516 35.975 303

1.589 37.301 310

1.558 39.529 317

133.911 4.012 5.156 57 4.581 161 20.362 124 114.941

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other NPL Individual Services 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold - For Home Ownership NPL - For Apartement Ownership NPL - For Shop House Ownership NPL - For Vehicles Ownership NPL - Others

1.567 NPL 40.415 Non Industrial Origin Others 307 NPL r) Revised figures

95



Tabel 4.3.a. Kredit dan NPL BUSN Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit Channeling and NPL Credit Channeling of Foreign Exchange Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial Wajib


NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL ***) Angka-angka sangat-sangat sementara r) Angka-angka diperbaiki

2011

2012 Jun

Jul

Ags

2013

Des

Mei

Sep

Okt

Nov

Des

32.618 588 1.893 45 32.282 166 145.923 4.628 17.119 202 32.818 1.011 192.695 4.802 20.648

36.269 756 1.873 55 31.732 255 157.892 5.298 18.339 152 38.379 1.015 212.287 5.239 23.439

37.381 765 1.883 52 29.762 414 161.027 4.893 19.183 154 38.999 980 219.401 5.284 24.586

36.629 779 1.867 48 28.742 506 162.686 4.616 19.682 155 39.731 979 221.196 5.334 25.304

36.997 790 1.860 54 29.256 505 166.897 4.656 21.004 154 40.097 1.000 222.310 5.302 25.995

37.018 809 1.872 54 29.553 629 170.540 4.019 21.240 151 41.776 1.035 224.725 4.422 26.847

262 47.180

200 52.106

197 54.957

187 54.437

176 55.559

1.186 36.095 101 80.468 1.069 341

1.104 39.749 79 84.679 1.391 264

1.255 40.290 77 88.081 1.491 264

1.260 41.146 104 89.838 1.476 265

2.217 32 4.001 101 27.202

0 2.344 53 3.772 104 27.898

0 2.435 29 3.820 106 28.301

490 166

652 177

12 6

Jan

Feb

Mar

Apr

35.611 723 1.917 55 29.357 529 171.665 3.798 21.359 161 39.033 1.221 229.018 4.890 28.980

35.443 721 1.994 44 29.618 638 175.787 3.821 21.118 159 38.787 1.146 234.977 4.617 29.000

37.311 640 1.978 43 29.125 728 183.778 3.683 21.877 127 39.051 843 242.879 4.168 30.482

36.813 677 1.988 45 29.133 689 182.268 3.802 22.287 124 37.709 976 238.500 4.444 30.651

38.431 720 1.993 43 28.981 726 184.039 3.903 22.354 123 38.496 970 242.588 4.502 31.302

38.600 876 2.075 44 30.533 698 183.753 3.856 22.289 119 39.069 863 248.148 4.450 31.789

181 56.001

177 57.547

163 58.703

152 59.221

165 58.163

256 58.915

1.292 42.021 100 91.806 1.491 267

1.195 41.752 111 93.074 1.382 268

1.286 43.082 108 96.442 1.404 187

1.228 40.823 122 98.815 1.455 183

1.124 40.801 102 102.026 1.475 190

1.146 40.803 109 103.205 1.590 185

0 2.450 29 3.914 110 27.890

0 2.509 34 3.998 109 27.734

0 2.602 29 4.201 105 27.178

0 2.595 30 4.277 101 28.227

0 2.586 33 4.401 116 26.964

0 2.619 27 4.552 114 27.247

525 182

519 183

550 285

519 180

449 170

432 161

10 87

10 8

12 8

12 2

12 6

21 4

3.479

0 2.552

1.848

1.578

1.637

0 1.325

52

25

23

25

10

24

Jul

Ags

Sep *)

Items

Mei

Jun

Okt

38.979 857 2.048 46 31.629 664 186.517 3.730 22.036 119 39.741 798 255.577 4.549 31.979

39.885 873 2.073 46 32.301 665 188.435 3.778 23.033 129 42.609 958 257.514 4.668 32.572

39.392 769 2.077 48 31.557 665 192.630 3.628 23.181 119 42.895 825 260.322 4.647 33.303

40.233 779 2.158 37 31.429 730 196.647 3.269 23.599 146 42.855 798 264.904 4.678 34.149

41.274 775 2.195 35 33.248 889 200.698 3.599 23.774 145 48.031 841 265.359 4.977 33.146

43.590 745 2.281 33 33.096 905 208.973 3.621 23.435 132 47.656 677 271.828 4.928 34.031

44.711 741 2.257 32 32.057 905***) 212.138 3.745 24.571 139 44.734 780 279.386 5.067 36.311

247 60.876

463 61.492

474 62.460

452 62.546

458 62.930

450 65.760

454 67.320

449 68.852

1.315 40.133 111 104.085 1.654 185

1.325 41.914 120 107.685 1.686 183

1.434 41.310 118 106.832 1.534 98

1.464 44.943 131 108.514 1.704 101

1.347 46.171 143 111.279 1.663 104

1.110 50.649 137 113.269 1.506 107

1.596 51.935 153 114.267 1.896 112

1.560 51.441 156 113.896 1.733 15

1.565 52.654 162 118.475 1.815 15

0 2.639 36 4.555 114 25.911

0 2.655 34 4.618 114 25.807

0 2.786 38 4.685 113 25.933

0 2.686 35 4.872 96 25.552

0 2.801 34 4.873 39 27.000

0 2.779 29 5.047 44 26.978

0 2.808 30 5.176 69 29.174

0 2.922 31 5.231 69 27.891

0 2.944 31 5.259 40 28.120

0 2.906 27 5.130 44 28.121

415 161

431 156

413 163

423 162

462 166

486 169

513 170

481 170

516 170

498 184

618 169

21 4

17 5

17 4

18 5

17 5

18 5

17 7

18 7

8 7

8 8

8 7

9 9

0 1.266

0 1.315

2.042

0 2.773

0 2.190

0 1.881

0 1.550

0 2.354

0 2.633

0 660r)

0 663

0 704

0 448

23

4

4

5

6

5

4

5

6

5

6

4

7

70.485 1.003 2.925 21 12.469 174 84.406 855 24.328

84.532 1.311 3.537 30 13.628 170 84.246 919 28.765

87.476 1.330 3.762 23 14.246 195 86.780 947 30.471

88.441 1.371 3.908 24 14.596 192 85.296 935 32.308

89.028 1.367 4.074 28 14.713 207 84.074 983 33.505

90.636 1.371 4.220 24 15.062 214 82.686 1.000 34.921

91.316 1.330 4.325 27 15.215 210 80.791 993 34.757

93.836 1.339 4.555 26 15.579 213 80.392 940 35.337

95.605 1.329 4.737 18 15.879 211 79.117 909 36.186

95.601 1.397 4.819 19 15.997 226 77.285 910 35.668

96.217 1.401 4.962 22 16.240 235 76.650 851 36.157

97.932 1.453 5.087 22 16.598 236 74.587 857 37.671

99.657 1.455 5.269 22 17.035 274 74.612 806 38.550

101.229 1.455 5.351 20 17.447 288 74.886 796 39.789

103.211 1.478 5.503 17 17.912 309 75.614 756 41.112

105.234 1.474 5.712 19 18.530 303 79.205 710 42.417

106.293 1.563 5.854 21 18.925 320 79.057 728 43.363

107.822 1.556 6.144 27 19.300 315 80.300 736 44.011

420 50.775 921

416 48.078 833

399 50.953 791

423 51.014 799

442 51.870 804

424 51.445 793

439 54.710 807

436 55.249 861

427 57.410 892

430 59.730 998

435 61.765 1.059

448 62.394 1.027

489 63.509 1.155

501 63.879 1.259

498 63.841 1.231

520 64.533 1.265

533 63.473 1.216

517 63.635 1.224

107.887 1.620 6.110 18 19.311 316 80.928 724 44.534

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other NPL Individual Services 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold - For Home Ownership NPL - For Apartement Ownership NPL - For Shop House Ownership NPL - For Vehicles Ownership NPL - Others

538 NPL 63.861 Non Industrial Origin Others 1.256 NPL ***) Estimated figures r) Revised figures

96



Tabel 4.4.a. Kredit dan NPL BUSN Non Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit Channeling and NPL Credit Channeling of Non-Foreign Exchange Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) 2011 Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial Wajib


NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL

2012

2013

Des

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

572 14 167 2 404 8 4.266 117 187 0 1.618 96 10.576 288 1.340

638 14 152 4 421 14 4.459 220 105 1 1.629 140 12.075 360 1.545

701 20 176 5 542 14 4.481 214 102 1 1.659 137 12.669 386 1.571

812 20 176 6 549 16 4.420 226 103 1 1.570 144 13.015 399 1.683

804 18 173 8 540 16 4.421 227 103 5 1.564 145 13.290 425 1.709

834 17 173 9 555 16 4.522 197 86 1 1.638 138 13.644 448 2.004

763 16 168 9 563 17 4.371 188 85 1 1.664 140 13.967 443 2.060

20 1.754

34 2.123

35 2.321

25 2.516

28 2.519

28 2.467

45 4.054 16 6.222 254 1

43 4.146 24 6.948 217 0

43 4.545 24 7.501 270 1

130 4.639 25 7.608 229 1

130 4.653 25 7.584 205 1

301 3 381 5 2.103

329 5 415 6 2.891

336 5 416 6 3.032

392 5 419 5 3.071

49 30

87 46

102 49

1 0

2 1

20

Mar

842 12 187 8 593 12 4.711 185 84 1 1.740 142 14.304 441 2.122

914 13 209 7 612 13 4.785 193 97 1 1.771 134 14.796 448 2.168

955 16 189 7 574 13 4.935 200 98 1 1.661 133 14.873 475 2.196

999 20 188 8 600 15 4.981 206 96 1 1.819 142 15.219 515 2.245

28 2.386

30 2.562

30 2.526

32 2.518

192 4.743 24 7.980 198 1

192 4.871 27 8.209 201 1

195 4.710 27 8.296 231 1

181 4.904 22 9.034 308 1

419 5 428 5 3.638

418 6 426 5 3.795

435 6 429 4 3.850

441 6 437 4 3.732

93 52

132 53

140 62

132 64

2 2

2 10

3 0

3 0

72

43

36

39

0

0

0

0

2.611 141 87 1 124 10 1.206 48 25.574

2.703 130 116 0 113 8 1.703 45 27.800

2.742 130 122 117 8 1.848 45 28.238

82 4.545 41

113 4.406 54

109 4.538 56

Ags

Sep

Items

Apr

Mei

Jun

Jul

Okt

1.114 18 187 8 550 12 5.483 173 101 1 1.895 151 15.982 569 2.353

1.085 22 183 8 728 10 5.330 226 91 1 1.846 141 15.686 547 2.407

1.468 22 184 8 731 21 5.746 202 88 1 2.017 151 16.719 564 2.463

1.520 21 203 8 1.000 18 5.907 200 96 1 2.239 148 17.086 538 2.291

1.620 24 197 8 1.050 19 5.987 187 99 1 2.472 148 17.386 575 2.340

1.609 24 202 8 1.062 24 5.895 184 144 1 2.391 143 16.904 553 2.277

1.694 28 217 7 1.096 34 6.024 165 142 1 2.450 147 17.122 539 2.293

1.732 31 240 7 1.119 29 6.135 223 154 1 2.522 141 17.232 565 2.356

32 2.576

34 2.574

35 2.614

36 2.667

37 2.733

38 2.782

36 2.589

34 2.613

38 2.593

193 5.073 36 8.587 194 0

192 4.686 36 8.906 268 0

192 5.007 38 9.274 220 0

195 5.451 37 9.140 229 0

191 5.848 38 9.672 261 0

191 6.736 37 10.366 235 0

191 6.030 41 10.560 267 0

191 6.215 43 10.566 254 0

187 7.283 52 10.657 235 0

211 5.818 55 10.919 255 0

453 7 463 5 4.006

445 7 471 4 4.603

442 7 473 4 4.728

437 8 507 11 4.184

455 7 513 4 5.494

547 7 519 7 4.449

554 8 523 8 4.581

567 5 531 11 5.256

507 4 539 11 5.401

488 4 540 9 5.600

0 470 3 539 8 5.716

157 68

138 71

139 73

139 73

99 74

129 73

95 76

96 78

171 87

132 87

110 88

122 90

3 0

3 0

4 3

3 0

3 0

3 0

3 0

4 0

4 0

4 0

3 0

4 0

4 0

62

36

33

33

33

33

33

29

35

31

23

20

21

20

0

0

1

0

0

0

0

0

0

-

-

-

-

-

-

2.771 128 124 112 8 1.938 45 29.049

2.799 126 132 109 8 1.971 45 29.735

2.826 126 130 112 8 2.023 45 30.455

2.905 124 136 108 10 2.102 45 30.903

2.958 134 139 106 8 2.150 46 31.246

3.052 131 150 109 9 2.193 46 31.409

3.055 133 148 108 9 2.203 47 31.680

3.138 137 143 111 9 2.188 12 31.959

3.197 141 145 114 3 2.193 12 32.905

3.515 149 148 112 3 2.165 12 32.365

3.610 152 156 119 3 2.127 15 32.695

3.683 153 162 122 2 2.123 14 33.244

3.800 148 170 0 123 2 2.135 11 33.653

3.759 157 157 120 2 2.100 12 33.831

3.787 147 184 117 2 2.129 11 34.184

3.833 147 184 119 2 2.094 11 34.542

121 4.952 60

125 4.967 33

122 4.895 29

120 5.241 28

124 5.518 31

121 5.691 28

133 5.651 31

137 5.750 30

134 5.747 38

133 5.760 38

135 5.852 39

127 5.973 39

130 5.921 40

136 5.849 41

127 5.919 46

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other NPL Individual Services 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold - For Home Ownership

NPL - For Apartement Ownership

NPL - For Shop House Ownership

NPL - For Vehicles Ownership

NPL - Others

132 NPL 5.999 Non Industrial Origin Others 51 NPL

97



Tabel 4.5.a. Kredit dan NPL BPD Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit Channeling and NPL Credit Channeling of Regional Development Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial Wajib


NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL

2011

2012

2013

Des

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

5.819 240 301 22 1.280 45 3.727 220 2.205 5 10.291 607 19.560 900 1.545

9.427 367 299 26 2.043 15 4.165 210 2.936 6 9.709 974 20.000 1.117 1.589

10.202 388 316 27 2.191 13 4.272 204 2.884 110 10.757 984 20.767 1.250 1.534

7.360 310 337 32 2.217 21 4.259 172 2.913 110 11.883 1.056 20.518 1.102 1.489

8.075 553 340 31 2.193 28 4.389 219 2.649 111 12.359 1.472 20.594 1.155 1.551

8.228 561 351 32 2.173 31 4.422 214 2.614 112 13.655 1.294 20.870 1.141 1.590

8.354 569 363 34 2.148 33 4.450 211 2.656 112 14.296 1.290 20.412 1.193 1.622

60 2.835

65 3.086

59 3.124

42 3.194

126 3.183

125 3.259

47 1.055 19 3.000 136 197

56 1.101 20 2.944 163 151

81 1.484 19 3.082 129 142

157 1.596 20 4.917 214 130

211 1.665 21 5.003 146 121

675 8 727 14 2.613

666 5 640 17 2.717

0 652 5 650 17 2.856

596 5 667 17 3.881

97 270

100 133

98 137

17 0

16 1

0 239

Mar

8.465 580 362 34 2.003 37 4.536 212 2.697 112 14.683 1.252 20.998 1.229 1.664

8.597 552 359 29 1.931 83 5.643 272 2.601 111 11.855 1.154 21.337 1.101 1.848

8.652 618 354 31 1.891 163 5.429 301 2.953 112 9.515 1.232 21.103 1.185 1.862

8.715 618 361 30 1.919 123 5.554 308 2.955 113 9.182 1.109 21.760 1.221 2.040

122 3.339

124 3.385

118 3.425

125 3.418

165 1.684 20 4.639 135 118

251 1.704 24 4.911 147 107

246 1.722 23 5.111 187 103

245 1.787 21 5.212 258 129

581 4 674 16 3.890

595 4 685 16 3.896

597 4 691 26 3.847

611 6 700 20 3.881

370 149

383 148

395 147

491 139

9 1

26 452

26 445

28 428

0 274

0 263

13 256

13 189

12

32

30

8

11.939 179 232 3 241 17 438 4 46.536

10.698 196 185 2 306 20 392 3 57.460

10.552 191 204 3 336 18 405 2 60.139

162 59.977 260

208 61.275 294

214 61.683 168

Ags

Sep *)

Items

Apr

Mei

Jun

Jul

Okt

8.860 631 363 30 1.951 161 5.528 291 2.894 114 9.654 1.124 22.260 1.232 2.125

8.828 645 378 33 1.968 137 5.935 299 2.920 114 10.634 1.359 23.004 1.301 2.502

9.111 649 390 34 1.645 95 5.934 312 2.935 115 11.768 1.424 23.536 1.439 2.613

9.346 704 392 32 1.559 96 5.945 313 2.854 115 13.414 1.460 24.152 1.462 2.733

9.559 729 395 37 1.561 114 6.093 318 2.938 117 14.459 1.426 24.460 1.559 2.786

9.551 756 403 40 1.549 144 6.154 316 2.930 118 15.366 1.374 24.312 1.622 2.808

9.727 719 409 33 1.539 143 6.260 326 2.812 119 16.795 1.370 24.785 1.630 2.912

9.730 783 432 37 1.522 138 6.536 341 2.818 120 17.552 1.565 25.103 1.689 3.068

122 3.341

123 3.445

124 3.463

125 3.517

123 3.504

129 3.421

126 3.404

128 3.396

125 3.447

482 1.990 24 5.517 707 79

451 2.022 23 6.024 499 75

387 2.081 22 6.282 267 68

394 2.153 21 6.460 268 96

462 2.275 20 6.533 276 95

457 2.620 20 6.549 319 91

470 2.820 21 6.525 364 83

471 2.833 18 6.554 384 82

750 2.931 17 6.972 518 91

729 3.159 19 7.192 638 67

638 4 804 18 3.875

602 4 742 17 3.792

628 5 737 18 4.307

542 6 759 18 4.459

543 7 772 20 4.697

0 522 8 803 19 5.012

0 530 9 815 18 5.153

0 551 9 821 18 5.259

0 584 12 829 19 5.302

0 567 12 857 15 5.301

0 671 10 811 17 5.290

483 140

338 128

347 124

365 124

351 136

379 127

391 125

384 145

444 114

459 132

460 126

463 126

29 419

26 412

20 402

19 376

19 367

23 354

20 337

20 321

25 301

18 279

20 268

20 251

20 247

11 209

10 162

11 158

8 150

8 141

8 143

8 117

9 77

8 70

8 76

8 76

8 81

8 75

8 75***)

8

8

9

10

8

8

9

7

6

5

6

6

6

5

1

11.406 221 195 2 346 19 459 4 61.923

11.503 266 196 3 344 13 462 4 62.530

11.666 274 214 3 358 15 467 4 62.793

11.583 276 225 3 300 17 373 4 65.939

11.858 287 253 2 313 18 400 4 65.439

12.275 282 220 2 348 18 418 4 66.292

12.433 302 244 7 350 19 426 4 66.648

12.518 313 263 6 377 19 483 4 67.691

12.883 327 228 3 396 38 484 4 68.516

13.218 352 229 3 410 42 483 4 69.559

13.614 372 250 3 419 45 483 4 70.471

13.978 381 256 3 432 47 496 3 71.852

14.459 407 285 3 440 48 470 3 72.684

14.747 432 319 8 461 50 471 4 72.819

15.153 431 337 13 451 50 480 4 73.768

15.564 453 356 13 458 54 466 4 74.374

222 61.419 150

220 61.858 164

227 63.664 165

240 64.389 155

233 66.832 164

225 68.575 154

226 69.658 165

223 71.403 168

226 72.895 166

233 74.487 168

243 75.894 173

241 77.622 175

243 79.282 191

252 79.818 204

255 81.181 210


Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL ***) Angka-angka sangat-sangat sementara

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other NPL Individual Services 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold - For Home Ownership




NPL - Others

***) Estimated figures

98



Tabel 4.6.a. Kredit dan NPL Bank Campuran Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit Channeling and NPL Credit Channeling of Join Venture Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial Wajib


NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL ***) Angka-angka sangat-sangat sementara

2011

2012

2013

Des

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

4.979 3 228 13 7.141 41.936 921 1.264 2.384 18 15.439 274 309

5.822 3 203 12 9.108 47.777 930 1.583 2.665 34 19.735 400 486

6.159 0 194 12 9.208 48.555 824 1.632 3.142 37 21.547 525 647

6.368 0 208 11 8.948 50.745 844 1.699 3.082 31 21.879 525 696

7.082 0 229 11 9.369 65 52.049 853 1.683 2.914 32 22.831 528 718

6.974 0 237 11 9.558 65 51.235 890 1.532 3.063 58 24.054 529 753

6.737 0 264 11 9.904 116 50.755 899 1.685 3.248 62 24.348 506 801

9 6.215

10 6.887

10 6.906

10 7.156

10 7.167

10 6.993

210 17.858 6.946 31 1

242 17.943 8.221 31 1

276 18.570 8.369 31 1

279 18.175 9.030 31 1

279 18.729 9.218 31 1

187 3 298 0 661

173 3 269 0 794

168 3 244 777

172 3 245 786

2 2

1 1

1 1

92

84

455 0

Mar

6.102 1 271 11 9.427 121 50.357 834 1.879 3.496 63 25.165 463 1.157

6.441 1 257 9 11.529 117 51.871 859 1.764 3.497 70 25.798 439 1.129

6.280 1 270 9 11.757 113 52.989 817 1.755 3.472 62 26.010 448 1.106

6.415 1 274 9 11.406 113 54.457 789 1.741 3.493 54 26.231 452 1.249

9 7.520

9 7.924

9 8.274

9 8.513

279 18.488 9.104 32 2

280 18.870 9.428 32 1

285 17.913 9.302 32 2

284 18.234 9.228 32 194

179 3 244 800

176 3 243 689

161 3 240 742

195 3 245 826

21 1

21 1

21 2

23 2

84

84

85

76

159

156

157

157

0

0

0

-

Ags

Sep *)

Items

Apr

Mei

Jun

Jul

Okt

6.497 1 274 9 11.032 113 56.233 814 1.923 3.749 48 26.902 453 1.363

7.028 1 271 9 11.647 66 59.307 808 1.899 3.814 46 27.245 454 1.358

7.430 1 240 9 11.345 67 61.916 720 1.837 4.075 48 26.796 535 1.425

7.739 1 218 8 11.822 67 62.525 502 2.219 4.251 47 28.331 518 1.437

8.368 1 207 8 13.330 345 64.348 515 2.243 4.240 48 27.911 507 1.439

8.612 1 204 8 14.818 367 66.911 597 2.393 4.214 44 29.463 484 1.475

9.461 1 207 0 14.115 310 69.599 603 2.452 4.325 45 29.817 349 1.524

9.406 1 213 0 11.686 325 69.205 601 2.778 3.889 45***) 28.579 356 1.507

9 8.276

0 8.879

0 9.067

0 9.503

0 9.577

0 9.776

0 10.074

0 10.385

0 10.286

281 18.094 9.281 32 196

279 18.084 9.033 32 196

287 17.919 9.137 36 196

306 19.054 9.806 34 196

305 19.581 10.031 30 198

307 21.082 10.208 48 177

314 22.722 10.391 48 183

326 23.126 10.818 34 194

337 23.086 10.917 37 206

407 23.288 10.523 33 200

202 3 244 778

191 3 233 827

194 3 230 839

193 3 238 875

189 3 259 883

191 3 256 857

194 3 257 816

190 3 254 813

200 3 256 744

215 3 254 1 732

214 3 232 1 713

24 1

21 1

21 2

23 2

23 2

23 2

23 2

23 2

24 2

24 2

28 2

28***) 2

77

76

77

78

67

67

67

67

68

70

75

79

77

155

157

158

159

158

210

203

208

204

206

210

225

235

226

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual Services NPL 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold - For Home Ownership

1.463 37 43 1 148 0 5.075 34 810

1.663 34 52 1 204 1 4.577 38 917

1.736 36 54 1 206 1 4.355 36 929

1.750 37 54 1 223 0 4.120 31 954

1.798 41 61 1 223 0 3.908 33 947

1.877 39 62 1 218 0 3.660 37 957

1.889 43 64 1 229 0 3.399 34 963

1.920 44 65 1 254 0 3.217 32 963

1.984 41 68 1 264 0 2.980 28 969

2.050 41 111 1 306 1 2.569 24 987

2.076 42 109 1 306 1 2.322 23 991

2.139 41 110 1 314 1 2.083 21 997

2.238 41 118 1 259 1 1.857 18 897

2.327 43 116 1 257 2 1.651 16 928

2.452 44 130 1 266 3 1.837 15 995

2.544 43 138 1 270 2 2.155 13 970

2.573 46 137 1 271 7 2.416 12 936

2.589 43 133 7 280 3 2.275 11 964

2.610 54 132 6 284 6 2.727 12 993

84 6.455 396

105 7.071 337

109 7.141 338

113 7.245 339

117 7.235 340

120 7.265 343

110 7.246 337

113 7.354 338

117 7.351 336

121 7.398 339

125 7.411 341

129 7.458 346

18r) 7.491 328

20r) 7.496 321

20 7.557 325

25 7.609 301

30 7.597 321

35 7.670 320





NPL - Others

***) Estimated figures

99



Tabel 4.7.a. Kredit dan NPL Bank Asing Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit Channeling and NPL Credit Channeling of Foreign Owned Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial Wajib


NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL ***) Angka-angka sangat-sangat sementara

2011

2012

2013

Des

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

1.822 0 6 11.664 38.797 1.120 4.305 556 0 8.778 29 217

2.292 0 7 17.754 48.973 1.020 4.709 1.388 11 13.272 52 237

2.885 0 6 17.163 48.530 1.102 4.729 2.133 11 13.933 49 238

2.008 0 6 18.876 42 50.914 1.145 4.841 1.856 11 14.569 32 257

1.595 0 30 17.887 42 54.212 1.163 5.242 1.694 12 15.581 32 265

1.672 0 30 19.061 42 56.455 1.157 5.186 2.030 12 16.453 33 271

1.765 0 30 19.076 42 56.671 1.161 5.232 2.060 12 18.012 31 281

0 5.944

0 6.984

0 7.561

0 8.001

0 7.768

0 7.801

151 25.250 2.329 92

13 32.003 0 3.803 0 95

13 31.387 3.569 0 86

9 31.568 4.422 0 87

9 32.097 0 4.516 0 88

1 0 3 0 1.082

1 0 2 0 1.376

1 0 2 0 1.576

1 0 1 0 1.578

0 -

0 -

0 -

-

-

15.804 202

Mar

1.727 0 32 20.638 141 58.739 1.028 5.152 2.128 12 19.373 110 282

2.174 0 30 20.217 136 57.077 973 5.151 2.070 12 20.492 120 278

2.510 0 29 19.606 151 58.383 926 5.185 1.847 12 19.663 111 279

2.210 0 28 18.178 151 58.666 948 5.245 1.626 10 19.936 110 278

0 7.496

0 7.233

0 7.255

0 7.265

8 31.758 0 4.333 0 88

9 31.661 0 4.407 0 88

7 31.148 0 3.810 0 88

8 31.670 3.451 8 79

1 0 1 0 1.572

0 0 1 0 1.491

0 0 1 0 1.496

0 0 1 1.507

0 -

0 -

0 -

0 -

0

0

-

-

808

987

914

872

113

119

105

102

Ags

Sep

Items

Apr

Mei

Jun

Jul

Okt

2.525 0 27 18.379 150 61.171 911 5.203 1.544 10 20.611 109 311

2.608 0 29 19.736 58 62.384 895 5.226 1.977 10 21.671 109 307

2.510 0 28 20.702 58 64.267 870 5.180 2.434 10 20.052 92 308

2.450 0 27 17.586 59 65.696 926 5.069 2.463 10 20.757 196 329

2.658 0 26 20.166 63 72.153 957 5.277 2.883 10 21.319 203 357

2.846 0 33 21.883 64 76.235 1.005 5.599 3.114 11 21.903 214 380

2.882 0 42 23.201 66 79.863 1.043 5.973 3.319 12 23.121 222 408

2.948 0 40 20.129 65 76.965 1.022 5.792 3.391 11 22.919 222***) 418

0 7.256

0 8.241

0 8.523

0 8.439

0 8.406

0 8.835

0 10.097

0 11.151

0 10.807

7 31.536 3.730 8 80

135r) 31.805 3.275 8 80

136r) 31.566 0 3.184 0 80

132r) 31.805 3.582 0 209

131r) 33.125 3.216 0 211

131 32.183 3.202 0 204

132 32.750 3.811 0 212

161 33.526 4.169 0 225

173 34.876 4.144 0 238

162 33.702 4.617 0 232

0 0 1 1.469

0 0 2 0 1.484

0 0 2 0 1.480

0 0 3 1.383

0 0 3 1.382

0 3 1.396

0 3 1.266

0 3 0 1.306

0 3 1.381

0 4 1.320

0 4 1.526

0 -

0 -

0 -

0 -

0 -

1 -

0 -

0 -

0 -

0 -

0 -

0 -

-

-

-

0

0

0

-

-

0

-

-

-

-

917

901

1.041

1.044

936

897

928

915

838

834

890

901

966

977

92

77

60

45

46

46

45

48

38

37

36

32

36

37

574 12 16 3.954

568 12 18 3.987

579 12 19 3.870

586 12 19 3.817

573 12 19 3.831

570 12 20 3.882

532 0 12 21 3.826

532 0 10 20 3.872

544 0 10 24 3.971

535 0 10 24 3.866

525 0 10 25 3.945

539 0 3 24 3.890

541 0 3 25 3.831

545 0 3 24 3.887

531 0 3 24 4.088

536 0 3 24 4.053

538 0 3 24 4.201

536 0 4 24 4.164

209 15.278 1.715

327 15.473 1.811

106 15.649 1.842

91 15.731 1.899

90 15.713 1.833

89 15.741 1.741

86 15.775 1.652

83 15.923 1.496

83 15.848 1.282

83 15.768 1.308

89 15.794 1.348

88 15.715 1.351

88 15.942 1.354

85 16.103 1.367

89 16.360 1.398

86 16.397 1.419

87 16.461 1.445

85 16.546 1.480

540 0 4 24 4.174

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual Services NPL 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold - For Home Ownership NPL - For Apartement Ownership NPL - For Shop House Ownership NPL - For Vehicles Ownership NPL - Others

102 NPL 16.756 Non Industrial Origin Others 1.500 NPL ***) Estimated figures

100



Tabel 4.8.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Per Lokasi Dati I Bank Penyalur Kredit - Oktober 2013

Credit and NPL of Commercial Bank to Non Banks Third Party Based on Business Sector and non Business Sector of Credit by Region - October 2013) Miliar Rp (Billion Rp) Lapangan Usaha

Keterangan

Jawa Barat NPL Banten NPL DKI Jakarta NPL D.I Yogyakarta NPL Jawa Tengah NPL Jawa Timur NPL Bengkulu NPL Jambi NPL Aceh NPL Sumatera Utara NPL Sumatera Barat NPL Riau NPL Sumatera Selatan NPL Bangka Belitung NPL Kepulauan Riau NPL Lampung NPL Kalimantan Selatan NPL Kalimantan Barat NPL Kalimantan Timur NPL Kalimantan Tengah NPL Sulawesi Tengah NPL Sulawesi Selatan NPL Sulawesi Utara NPL Gorontalo NPL Sulawesi Barat NPL Sulawesi Tenggara NPL Nusa Tenggara Barat NPL Bali NPL Nusa Tenggara Timur NPL Maluku NPL Papua NPL Maluku Utara NPL Papua Barat NPL Lainnya NPL Total NPL

Pertanian, perburuan dan Kehutanan

Perikanan

Pertambanga n dan Penggalian

1

2

3

Industri Pengolahan

Listrik, gas dan air

Konstruksi

4

5

6

Perdagangan Besar dan Eceran

Penyediaan akomodasi dan penyediaan makan minum

7

8

Transportasi, pergudangan dan komunikasi

Perantara Keuangan

9

10

Bukan Lapangan Usaha Real Estate, Admistrasi Usaha Pemerintahan Persewaan, , Pertahanan dan Jasa dan Jaminan Perusahaan Sosial Wajib

11

12

Jasa Kemasyaraka Jasa tan, Sosial Jasa Pendidi- Kesehatan Budaya, kan dan Kegiatan Hiburan dan Sosial Perorangan lainnya 13

14

15

Jasa Perorangan yang Melayani Rumah Tangga

Badan Internasional dan Badan Ekstra Internasional Lainnya

Kegiatan yang belum jelas batasannya

16

17

18

Rumah Tangga Untuk Pemilikan Rumah Tinggal

Rumah Tangga Untuk Pemilikan Flat atau Apartemen

Rumah Tangga Untuk Pemilikan Ruko atau Rukan

Rumah Tangga Untuk Pemilikan Kendaraan Bermotor

1

4

Rumah Tangga Untuk Pemilikan Peralatan Rumah Tangga Lainnya

2

3

4.850 255 337 21 71.000 446 431 8 3.830 88 7.502 326 730 13 3.988 81 866 25 23.138 263 3.924 112 9.540 287 9.005 352 203 1 107 64 5.327 31 3.491 40 4.128 42 3.637 29 5.866 5 663 12 1.158 136 218 7 89 20 202 43 285 8 249 16 885 7 81 3 38 6 276 3 9 0 15 0 1.306 -

394 66 22 2 2.204 9 59 2 500 16 483 12 17 1 27 2 20 1 223 9 66 5 52 3 58 1 44 0 49 0 663 6 72 2 82 2 74 5 14 1 60 0 218 14 241 11 16 0 4 0 41 2 33 1 212 0 23 3 38 4 41 2 11 1 20 7 -

1.678 22 404 9 94.760 1.741 23 5 302 1 1.946 16 82 7 97 9 36 4 257 5 375 8 272 1 473 4 1.144 5 404 0 478 3 798 41 199 2 3.079 139 5 0 77 1 448 2 37 1 3 0 2 0 72 2 7 72 0 7 1 1 0 74 1 52 0 2.130 12

39.005 972 8.622 73 314.699 5.289 1.354 81 27.732 710 80.830 1.495 297 3 813 4 1.950 21 29.434 632 1.597 26 1.632 21 3.677 96 561 2 4.694 20 3.278 38 1.391 23 825 4 4.955 15 289 3 243 8 4.046 184 435 7 63 2 34 3 152 5 186 5 1.603 5 212 2 55 0 577 29 33 4 295 9 2.677 50

954 2 701 0 67.795 252 42 0 227 2 893 8 26 0 6 0 111 0 1.170 1 31 0 102 0 187 2 4 0 547 0 26 2 306 1 70 0 62 0 9 0 7 118 0 3 1 1 6 0 8 0 58 0 48 1 16 29 3 0 2 169 -

9.396 342 2.739 81 58.414 1.342 469 15 4.036 91 9.939 408 216 15 834 13 544 90 5.118 390 523 20 1.988 111 3.137 506 325 5 1.678 19 814 14 1.217 31 913 12 4.956 580 382 25 417 24 3.017 188 717 24 121 24 47 2 430 20 635 17 1.741 7 695 22 378 55 1.382 34 234 22 413 17 153 -

53.325 2.352 12.258 338 226.585 3.588 5.838 151 55.028 1.720 75.459 1.936 2.664 107 5.160 218 4.779 540 37.688 1.059 9.258 407 9.810 501 11.572 393 1.836 24 4.142 48 10.690 322 6.407 156 7.462 165 10.734 261 2.760 64 4.728 214 21.017 755 5.820 199 1.756 121 1.198 55 3.373 106 5.437 126 13.664 102 3.251 88 1.497 41 4.243 101 1.168 63 2.031 66 4.846 147

4.371 252 409 10 26.013 70 1.056 9 2.700 26 3.540 87 123 3 434 2 92 6 1.796 32 604 31 922 11 718 85 67 1 725 3 278 6 531 5 449 85 1.290 14 91 2 244 5 2.363 37 277 48 37 1 31 0 332 8 438 2 5.297 3 184 4 110 2 631 8 49 4 121 10 2 -

12.172 116 1.081 3 100.997 2.672 315 10 4.027 46 9.535 91 50 4 331 2 51 5 3.678 111 391 15 1.592 43 655 14 51 0 2.694 15 901 17 1.450 45 1.478 17 5.248 490 153 7 125 1 3.007 29 214 9 26 1 6 0 72 1 153 3 389 3 173 5 80 2 410 8 37 1 243 3 1.568 -

1.749 72 2.810 1 131.476 67 602 3 2.237 32 1.283 38 2 0 115 2 10 1 778 1 453 3 213 4 145 3 0 0 32 0 109 10 134 0 96 355 2 0 0 5 908 113 16 2 1 3 0 6 0 89 2 474 9 57 6 3 0 4 0 2.222 -

13.064 359 4.706 53 117.781 1.009 1.641 20 6.069 120 10.150 325 390 10 1.020 34 677 68 5.753 148 993 22 2.899 128 1.747 62 158 2 1.851 42 1.792 26 1.724 62 1.394 22 5.987 524 464 21 338 9 2.541 162 940 28 59 4 59 19 483 22 335 6 1.522 5 127 5 191 3 412 16 106 5 275 8 500 -

25 1 6 1.586 0 5 6 0 30 0 0 1 0 39 2 2 0 8 1 1 1 0 2 0 3 0 6 0 1 0 15 0 2 0 0 0 1 2 3 2 1 0 2 11 0 4.298 -

730 8 256 0 1.899 14 169 1 340 8 604 12 22 1 19 0 13 0 238 3 49 0 60 2 82 0 2 0 77 1 101 0 52 0 38 0 16 1 4 0 9 102 1 36 1 3 9 0 7 0 139 0 11 1 0 33 4 1 0 5 0 0 -

1.299 107 232 2 3.544 17 129 17 571 9 1.027 5 21 0 71 3 50 4 608 6 97 1 244 1 136 1 10 0 39 87 3 54 7 108 0 129 8 16 0 18 0 130 2 39 0 37 1 9 0 17 0 134 5 509 0 20 0 6 0 24 3 4 6 82 -

4.984 114 1.131 26 24.874 392 653 15 2.599 67 4.264 107 121 5 265 5 878 296 1.234 40 376 12 775 51 459 17 81 7 322 5 643 11 645 13 249 3 1.709 52 186 8 197 11 1.403 55 231 12 203 4 83 2 163 7 182 4 1.250 8 462 36 137 4 913 13 73 8 237 2 12 -

173 3 38 0 218 2 66 1 214 3 231 3 5 0 8 0 38 12 62 1 7 0 16 2 12 0 4 15 0 21 5 15 1 6 0 21 0 6 0 15 0 81 4 13 0 5 0 20 2 6 15 0 56 0 10 0 6 0 10 0 2 0 6 0 -

0 78 1 0 0 240 8 0 0 0 5 0 0 9 0 -

92 3 68 1.437 30 1 13 4 281 7 1 1 6 0 53 2 2 1 19 1 1 4 1 6 12 2 3 11 0 7 0 0 0 1 7 1 0 0 0 2 0 1 131 -

43.936 1.530 15.417 381 79.207 1.216 2.997 66 14.310 369 25.319 501 878 11 3.271 80 1.641 60 10.384 338 2.148 46 5.669 307 5.435 173 710 17 4.540 144 2.345 85 5.451 103 2.812 49 6.007 163 1.285 23 1.716 22 9.782 305 2.992 113 545 10 143 5 1.375 27 2.018 25 9.192 56 737 6 425 4 1.121 34 235 11 297 6 -

761 8 345 3 8.320 59 50 149 1 1.326 5 19 0 16 0 14 0 243 11 29 0 43 1 42 0 5 29 0 22 21 0 8 77 1 8 0 7 99 1 57 1 6 1 63 59 84 1 8 9 0 6 1 15 1 -

1.623 39 983 4 8.875 182 195 0 779 22 1.600 19 131 1 382 10 211 30 2.000 29 185 15 725 20 1.044 22 219 28 623 22 218 3 353 1 615 5 701 11 130 2 247 4 1.439 54 285 1 23 0 15 1 312 3 156 1 252 2 53 32 257 4 14 78 3 -

4.492 37 6.680 40 71.506 514 625 2 4.169 31 4.749 44 64 1 259 2 109 4 4.345 75 150 3 537 7 465 9 99 0 389 1 396 3 246 3 198 2 2.307 47 32 0 235 1 3.084 40 259 1 215 0 9 0 86 1 142 1 519 2 80 1 45 0 66 1 16 0 28 1 -

25.544 274 7.234 144 45.268 646 4.254 32 15.103 126 36.420 214 2.172 18 4.756 39 9.458 42 15.234 156 2.737 37 9.073 85 10.706 60 1.647 9 2.980 26 3.042 28 5.586 35 6.838 29 9.338 86 4.084 17 5.462 40 11.335 134 4.913 70 1.546 17 895 12 5.165 28 4.242 50 7.069 18 4.194 39 1.611 30 3.449 45 1.041 13 1.049 22 111 -

5

167.372 2.749

6.084 191

109.795 2.042

538.245 9.844

73.736 275

118.020 4.566

627.483 16.534

56.324 873

153.356 3.789

146.393 365

188.148 3.351

6.062 2

5.128 57

9.509 206

51.992 1.412

1.420 42

334 8

2.165 46

264.345 6.286

11.943 94

24.754 539

106.601 876

273.558 2.622

Bukan Lapangan Usaha Lainnya

Location

6

Jawa Barat NPL Banten NPL DKI Jakarta NPL D.I Yogyakarta NPL Jawa Tengah NPL Jawa Timur NPL Bengkulu NPL Jambi NPL Aceh NPL Sumatera Utara NPL Sumatera Barat NPL Riau NPL Sumatera Selatan NPL Bangka Belitung NPL Kepulauan Riau NPL Lampung NPL Kalimantan Selatan NPL Kalimantan Barat NPL Kalimantan Timur NPL Kalimantan Tengah NPL Sulawesi Tengah NPL Sulawesi Selatan NPL Sulawesi Utara NPL Gorontalo NPL Sulawesi Barat NPL Sulawesi Tenggara NPL Nusa Tenggara Barat NPL Bali NPL Nusa Tenggara Timur NPL Maluku NPL Papua NPL Maluku Utara NPL Papua Barat NPL Other NPL 216.711 Total 3.644 NPL 34.495 266 8.021 81 75.623 2.394 660 6 22.911 119 8.188 252 3.042 10 1.371 9 1.785 28 4.144 122 9.835 33 1.451 20 2.249 52 353 0 783 4 3.782 19 676 7 1.224 9 1.852 36 631 3 1.160 5 7.613 37 5.155 9 1.825 2 1.014 11 255 2 3.363 25 1.246 10 4.279 14 1.693 26 3.248 23 1.473 6 1.302 4 8 0

101



Tabel 4.9.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan (Credit and NPL of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use ) Miliar Rp (Billion Rp) 2011

2012

2013

Items

Keterangan Des

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

r

Mei

Jul

Jun )

Ags

Sep

Okt

Jenis Penggunaan

Type of Use

Kredit kepada Pihak Ketiga

Credit to Third Party

1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL

1. Working Capital

1.068.676

1.205.679

1.208.914

1.210.410

1.236.482

1.247.209

1.265.825

1.316.689

1.291.940

1.317.852

1.349.146

1.387.291

1.421.931

1.407.123

1.434.995

1.461.602

1.507.551

1.506.089

28.279

31.335

31.609

32.140

30.191

31.499

30.231

28.963

29.776

30.578

29.961

30.750

30.991

29.802

29.842

31.654

30.684

32.073

NPL

464.262

525.394

535.982

550.378

559.702

568.478

581.385

591.425

592.990

596.611

604.627

610.552

626.820

700.623

715.665

729.406

749.442

756.373

2. Investments

8.917

10.478

10.541

10.902

10.602

11.759

10.811

10.032

11.388

11.270

11.121

11.104

11.834

12.365

12.718

13.399

13.714

14.282

NPL

667.155

721.783

725.214

749.863

759.655

769.658

783.792

799.748

803.213

804.254

814.599

826.373

838.726

851.377

870.465

876.394

890.217

897.014

3. Consumption

10.499

11.565

11.950

12.341

12.153

12.209

12.226

11.600

12.994

13.339

13.342

13.430

13.473

13.412

13.802

14.325

14.116

14.057

NPL

2.200.094

2.452.856

2.470.111

2.510.651

2.555.839

2.585.345

2.631.002

2.707.862

2.688.143

2.718.717

2.768.371

2.824.217

2.887.478

2.959.123

3.021.126

3.067.402

3.147.210

47.695

53.377

54.100

55.383

52.946

55.467

53.268

50.595

54.157

55.186

54.425

55.283

56.298

55.579

56.362

59.379

58.514

3.159.476 Total Credit 60.412

Orientasi Penggunaan Kredit kepada Pihak Ketiga

NPL User Orientation Credit to Third Party

1. Ekspor

41.876

49.704

50.621

50.011

50.688

50.370

49.660

47.799

47.645

47.959

48.416

48.197

49.083

50.831

51.887

52.524

55.163

53.897

1. Ekspor

NPL

1.602

1.911

1.880

1.946

1.882

1.581

1.613

1.616

1.563

1.514

1.488

1.442

1.399

1.389

1.431

1.463

1.402

1.420

NPL

2. Impor

26.525

36.885

35.924

34.369

35.292

36.749

38.042

38.985

39.141

39.148

38.295

44.785r)

53.315

57.191

57.879

67.082

65.802

69.518

2. Impor

733

794

694

699

709

619

618

587

611

610

596

592

622

680

676

766

772

751

NPL

2.131.118

2.366.267

2.383.565

2.426.271

2.469.859

2.498.226

2.543.300

2.621.078

2.601.357

2.631.610

2.681.661

2.731.234

2.785.079

2.851.100

2.911.360

2.947.796

3.026.246

3.036.061

45.245

50.672

51.527

52.738

50.356

53.268

51.037

48.392

51.983

53.062

52.341

53.248

54.277

53.510

54.255

57.149

56.341

58.241

2.200.094

2.452.856

2.470.111

2.510.651

2.555.839

2.585.345

2.631.002

2.707.862

2.688.143

2.718.717

2.768.371

2.824.217

2.887.478

2.959.123

3.021.126

3.067.402

3.147.210

47.694

53.377

54.100

55.383

52.946

55.467

53.268

50.595

54.157

55.186

54.425

55.283

56.298

55.579

56.362

59.378

58.514

NPL 3. Lainnya NPL Total Kredit NPL r) Angka-angka diperbaiki

3. Other NPL

3.159.476 Total Credit 60.412

NPL r) Revised figures

102



Tabel 4.10.a. Kredit dan NPL Bank Persero Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of State Owned Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) 2011

2012

2013

Items

Keterangan Des

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

r

Mei

Jul

Jun )

Ags

Sep

Okt

Jenis Penggunaan

Type of Use




461.783

457.530

446.639

461.110

463.823

472.704

503.972

489.159

506.067

517.899

532.763

550.134

519.935

521.845

526.442

548.564

545.237

13.638

14.966

15.058

14.792

14.171

15.149

14.192

13.784

13.929

14.314

13.794

14.218

14.229

13.212

13.623

14.096

13.632

13.687

NPL

135.196

150.001

152.275

156.711

160.698

162.461

169.506

168.585

167.924

169.219

170.430

172.695

177.172

246.233

248.572

251.426

259.555

260.453

2. Investments

2.462

2.890

2.848

2.920

2.987

3.900

2.879

2.559

2.966

2.824

2.929

2.975

3.175

4.050

4.000

4.088

4.143

4.193

234.535

242.889

240.778

262.016

267.177

270.799

277.937

286.571

288.416

283.285

287.960

292.728

297.819

300.778

307.500

310.631

316.971

319.366

3.683

4.467

4.715

5.051

4.937

5.121

5.255

4.905

6.019

6.310

6.228

6.245

6.116

6.042

6.395

6.699

6.464

6.228

776.833

854.674

850.583

865.367

888.985

897.082

920.147

959.128

945.499

958.571

976.289

998.187

1.025.125

1.066.945

1.077.916

1.088.499

1.125.090

19.783

22.323

22.621

22.762

22.095

24.169

22.325

21.249

22.915

23.448

22.951

23.439

23.520

23.304

24.019

24.883

24.239

NPL 2. Impor NPL

24.108

13.551

NPL

548 7.296 350

13.878

13.376

13.496

13.445

13.759

13.169

12.591

12.347

13.230

11.808r)

11.936

12.685

11.939

12.455

13.077

11.978

1. Ekspor

562

566

610

556

557

426

540

531

505

505

508

512

515

529

556

577

565

NPL

8.962

8.358

7.018

8.210

8.592

10.059

10.542

10.906

11.240

8.964

12.322r)

19.848

22.467

22.411

26.404

27.522

29.922

2. Impor

366

369

375

380

380

379

372

375

381

384

384

406

387

402

428

448

436

NPL

831.674

828.347

844.973

867.279

875.045

896.329

935.417

922.002

934.984

954.095

974.057

993.341

1.031.794

1.043.566

1.049.640

1.084.491

1.083.157

NPL

18.885

21.395

21.686

21.777

21.159

23.232

21.519

20.336

22.009

22.562

22.063

22.547

22.602

22.402

23.088

23.900

23.213

23.107

776.833

854.674

850.583

865.367

888.985

897.082

920.147

959.128

945.499

958.571

976.289

998.187

1.025.125

1.066.945

1.077.916

1.088.499

1.125.090

19.783

22.323

22.621

22.762

22.095

24.169

22.325

21.249

22.915

23.448

22.951

23.439

23.520

23.304

24.019

24.883

24.239


NPL

14.037

755.987

NPL

3. Consumption

User Orientation Credit to Third Party

3. Lainnya

Total Kredit

NPL

1.125.057 Total Credit

Orientasi Penggunaan Kredit kepada Pihak Ketiga 1. Ekspor

1. Working Capital

407.101

3. Other NPL

1.125.057 Total Credit 24.108

NPL r) Revised figures

103



Tabel 4.11.a. Kredit dan NPL BUSN Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of Foreign Exchange Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) 2011

2012

2013

Items

Keterangan Des

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Jenis Penggunaan

Type of Use



1. Modal Kerja NPL 2. Investasi

478.465

488.308

483.874

490.190

495.523

501.634

519.409

511.243

518.773

528.993

539.070

549.607

557.795

568.735

577.069

588.503

601.259

10.005

10.774

11.140

10.710

9.690

9.871

9.671

9.122

9.458

9.797

9.731

9.760

9.954

9.730

8.991

10.196

10.035

10.617

NPL

242.948

273.944

282.003

286.362

289.972

295.213

299.045

305.936

306.503

308.167

313.375

313.999

322.036

325.275

332.118

339.615

346.278

351.682

2. Investments

4.746

5.482

5.687

5.526

4.986

5.105

5.049

4.540

4.915

5.111

5.149

5.169

5.519

5.186

5.251

5.791

5.493

5.851

245.384

273.687

283.592

277.262

278.969

281.113

284.947

288.933

289.100

291.990

294.269

298.633

302.581

307.193

315.702

316.964

321.213

322.632

3.390

3.685

3.858

3.829

3.826

3.805

3.815

3.785

3.981

4.002

4.043

4.200

4.320

4.289

4.291

4.380

4.375

4.472

922.541

1.026.096

1.053.903

1.047.497

1.059.131

1.071.848

1.085.626

1.114.279

1.106.845

1.118.930

1.136.637

1.151.702

1.174.225

1.190.263

1.216.555

1.233.648

1.255.994

18.141

19.941

20.685

20.065

18.503

18.781

18.535

17.448

18.354

18.910

18.924

19.129

19.792

19.205

18.534

20.368

19.903

NPL 3. Konsumsi NPL Total Kredit NPL

1. Working Capital

434.210

NPL 3. Consumption NPL

1.275.573 Total Credit 20.941



8.800

10.544

11.056

10.643

10.825

10.964

10.655

9.391

9.928

9.952

9.922

9.834

10.559

11.470

11.729

10.470

13.397

13.582

1. Ekspor

91

213

221

229

224

227

71

22

29

32

21

24

25

27

48

21

70

70***)

NPL

7.256

12.191

11.244

11.019

11.163

11.543

11.707

11.385

10.827

10.242

10.774

11.295

12.014

12.488

14.286

18.085

14.903

15.883

2. Impor

199

289

185

183

187

106

106

97

103

97

97

93

100

146

135

168

145

138

NPL

3. Lainnya

906.486

1.003.361

1.031.604

1.025.835

1.037.143

1.049.341

1.063.264

1.093.502

1.086.090

1.098.737

1.115.941

1.130.573

1.151.652

1.166.305

1.190.540

1.205.094

1.227.694

1.246.108

NPL

17.851

19.439

20.279

19.654

18.091

18.448

18.357

17.329

18.222

18.781

18.806

19.012

19.667

19.032

18.351

20.179

19.689

20.697

922.541

1.026.096

1.053.903

1.047.497

1.059.131

1.071.848

1.085.626

1.114.279

1.106.845

1.118.930

1.136.637

1.151.702

1.174.225

1.190.263

1.216.555

1.233.648

1.255.994

18.141

19.941

20.685

20.065

18.503

18.781

18.535

17.448

18.354

18.910

18.924

19.129

19.792

19.205

18.534

20.368

19.903

1. Ekspor NPL 2. Impor NPL

Total Kredit NPL

***) Angka-angka sangat-sangat sementara

3. Other NPL

1.275.573 Total Credit 20.941

NPL ***) Estimated figures

104



Tabel 4.12.a. Kredit dan NPL BUSN Non Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of Non-Foreign Exchange Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) 2011

2012

2013

Items

Keterangan Des

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Jenis Penggunaan

Type of Use




22.195

25.980

34.706

27.316

28.339

28.653

29.111

30.464

30.877

31.329

32.520

33.603

34.996

37.334

37.875

37.747

39.545

38.677

635

826

1.057

865

832

810

820

810

836

884

863

893

904

859

960

923

893

990

11.858

14.436

18.071

14.963

15.420

15.671

16.176

16.879

16.914

17.273

17.816

18.154

18.930

19.384

19.964

19.468

19.621

19.872

285

439

657

513

589

597

634

692

618

705

674

701

705

694

731

690

665

707

34.090

37.337

44.520

39.371

40.089

40.993

41.692

42.108

42.336

42.751

43.720

43.434

43.865

44.535

44.950

45.011

45.480

45.874

323

347

494

336

331

326

342

336

351

325

327

334

342

334

328

346

330

340

68.143

77.753

97.296

81.651

83.848

85.317

86.978

89.451

90.127

91.353

94.056

95.191

97.791

101.253

102.789

102.226

104.646

1.243

1.612

2.209

1.714

1.753

1.733

1.796

1.838

1.806

1.914

1.864

1.928

1.952

1.887

2.020

1.958

1.888

1. Working Capital NPL 2. Investments NPL 3. Consumption NPL

104.423 Total Credit 2.037



1. Ekspor

10

13

5

2

5

9

1

5

1

1

1

1

6

2

3

3

2

2

1. Ekspor

NPL

0

-

-

-

-

1

-

-

-

-

-

-

-

-

-

-

-

-

NPL

2. Impor

0

0

15

5

7

9

6

6

5

5

3

4

4

3

6

5

4

2

2. Impor

NPL

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

NPL

3. Lainnya

68.133

77.740

97.276

81.643

83.836

85.299

86.971

89.439

90.121

91.347

94.052

95.187

97.781

101.247

102.780

102.218

104.640

104.419

NPL

1.243

1.612

2.209

1.714

1.753

1.731

1.796

1.838

1.806

1.914

1.864

1.928

1.952

1.887

2.020

1.958

1.888

2.037

68.143

77.753

97.296

81.651

83.848

85.317

86.978

89.451

90.127

91.353

94.056

95.191

97.791

101.253

102.789

102.226

104.646

1.243

1.612

2.209

1.714

1.753

1.733

1.796

1.838

1.806

1.914

1.864

1.928

1.952

1.887

2.020

1.958

1.888

Total Kredit NPL

3. Other NPL


NPL

105



Tabel 4.13.a. Kredit dan NPL BPD Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of Regional Development Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) 2011

2012

2013

Items

Keterangan Des

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep *)

Okt

Jenis Penggunaan

Type of Use




1. Working Capital

35.304

41.586

47.659

44.360

46.255

46.914

48.044

45.861

42.930

44.106

45.674

47.676

49.513

51.965

53.788

54.608

57.029

58.333

1.948

2.620

3.234

3.445

3.269

3.432

3.440

3.207

3.588

3.503

3.514

3.840

4.000

4.105

4.331

4.366

4.240

4.584

NPL

21.081

23.728

25.492

23.686

23.316

23.311

23.595

24.870

25.634

26.171

26.227

27.226

27.702

28.222

28.418

28.534

28.778

29.456

2. Investments

498

802

850

1.078

1.026

1.122

1.154

1.134

1.796

1.538

1.280

1.295

1.401

1.446

1.457

1.528

2.033

2.120

NPL

119.317

133.320

145.581

136.893

139.155

142.800

145.087

148.120

149.736

152.714

155.376

158.377

161.122

164.628

167.615

168.632

171.368

173.197

627

597

675

669

688

695

708

684

723

732

763

802

840

852

896

949

963

988

175.702

198.634

218.732

204.939

208.726

213.024

216.726

218.851

218.300

222.991

227.278

233.279

238.337

244.815

249.821

251.775

257.175

3.073

4.019

4.759

5.192

4.982

5.249

5.302

5.025

6.107

5.773

5.558

5.936

6.241

6.402

6.684

6.843

7.236

3. Consumption NPL




1. Ekspor

99

30

38

51

78

72

87

87

86

83

86

84

85

88

83

65

64

66

1. Ekspor

NPL

8

9

21

13

14

14

22

14

15

11

11

11

10

8

8

8

8

8

NPL

2. Impor

5

5

9

6

5

4

3

5

5

3

3

3

3

3

3

3

3

3

2. Impor

NPL

0

0

0

0

0

1

1

1

1

1

1

1

1

1

1

1

1

1

NPL

175.597

198.599

218.685

204.883

208.644

212.948

216.636

218.759

218.209

222.905

227.189

233.192

238.249

244.725

249.734

251.707

257.108

260.915

3.065

4.010

4.738

5.179

4.969

5.234

5.280

5.010

6.091

5.761

5.546

5.924

6.230

6.393

6.675

6.834

7.227

7.683

175.702

198.634

218.732

204.939

208.726

213.024

216.726

218.851

218.300

222.991

227.278

233.279

238.337

244.815

249.821

251.775

257.175

3.073

4.019

4.759

5.192

4.982

5.249

5.302

5.025

6.107

5.773

5.558

5.936

6.241

6.402

6.684

6.843

7.236

3. Lainnya NPL Total Kredit NPL

3. Other NPL


NPL

106



Tabel 4.14.a. Kredit dan NPL Bank Campuran Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of Joint Venture Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) 2011

2012

2013

Items

Keterangan Des

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Jenis Penggunaan

Type of Use




93.923

96.696

98.845

97.696

98.788

98.974

101.551

103.210

103.755

105.806

109.885

112.743

116.250

119.136

123.905

124.545

119.863

1.083

1.366

1.382

1.454

1.374

1.394

1.312

1.307

1.267

1.227

1.248

1.246

1.161

1.071

1.083

1.162

939

1.061

NPL

26.317

32.440

34.053

34.612

35.639

36.152

35.523

38.127

38.002

38.641

39.877

42.415

43.211

44.877

47.563

49.899

53.065

53.161

2. Investments

401

353

374

379

525

547

534

537

529

537

538

505

579

454

730

726

775

833

13.994

14.421

14.354

14.172

14.039

13.789

13.773

13.617

13.422

13.216

13.103

12.860

12.777

13.238

13.685

13.930

13.911

14.446

552

521

522

532

541

525

528

524

527

533

540

407

403

409

386

418

420

426

120.389

140.784

145.104

147.628

147.374

148.729

148.269

153.295

154.633

155.612

158.786

165.160

168.730

174.365

180.383

187.733

191.521

2.036

2.241

2.278

2.365

2.440

2.466

2.373

2.368

2.324

2.297

2.326

2.158

2.143

1.934

2.199

2.306

2.133

NPL 2. Impor NPL 3. Lainnya NPL Total Kredit NPL

NPL 3. Consumption NPL


Orientasi Penggunaan Kredit kepada Pihak Ketiga 1. Ekspor

1. Working Capital

80.077


14.728

17.264

17.699

17.639

18.162

17.605

17.061

17.518

18.196

18.744

17.854

18.175

18.033

18.116

18.755

19.685

18.502

19.956

1. Ekspor

468

640

561

567

583

618

618

619

624

592

587

538

492

474

469

486

330

334

NPL

3.899

4.773

4.913

5.127

4.933

5.464

5.566

5.989

6.143

6.510

6.431

6.899

6.991

7.627

6.483

7.341

7.021

6.487

2. Impor

23

17

17

17

17

8

8

8

8

8

8

8

8

8

8

32

29

29

NPL

101.761

118.747

122.492

124.863

124.280

125.660

125.642

129.788

130.295

130.358

134.501

140.087

143.705

148.622

155.145

160.707

165.998

161.028

1.545

1.584

1.700

1.781

1.840

1.840

1.747

1.742

1.692

1.697

1.731

1.613

1.643

1.453

1.723

1.788

1.774

1.957

120.389

140.784

145.104

147.628

147.374

148.729

148.269

153.295

154.633

155.612

158.786

165.160

168.730

174.365

180.383

187.733

191.521

2.036

2.241

2.278

2.365

2.440

2.466

2.373

2.368

2.324

2.297

2.326

2.158

2.143

1.934

2.199

2.306

2.133

3. Other NPL


NPL

107



Tabel 4.15.a. Kredit dan NPL Bank Asing Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of Foreign Owned Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) 2011

2012

2013

Items

Keterangan Des

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Jenis Penggunaan

Type of Use



1. Modal Kerja

103.943

107.657

109.376

112.892

113.508

115.358

115.432

114.522

113.821

118.255

124.294

124.939

123.844

133.616

141.831

149.363

142.720

970

783

857

874

855

844

797

732

698

853

810

793

743

824

853

911

946

946***)

NPL

26.862

30.845

32.242

34.044

34.657

35.672

37.541

37.028

38.013

37.140

36.900

36.063

37.769

36.633

39.032

40.463

42.146

41.748

2. Investments

525

512

488

487

489

489

562

569

563

555

552

458

456

535

548

576

606

578

19.834

20.129

20.165

20.149

20.225

20.165

20.356

20.398

20.203

20.298

20.171

20.341

20.562

21.005

21.014

21.227

21.274

21.499

3. Consumption

1.924

1.948

1.991

1.923

1.829

1.738

1.579

1.366

1.392

1.437

1.440

1.441

1.452

1.487

1.505

1.532

1.564

1.602

NPL

136.486

154.916

160.064

163.569

167.774

169.344

173.255

172.859

172.738

171.259

175.326

180.697

183.270

181.482

193.661

203.521

212.784

3.419

3.242

3.336

3.284

3.174

3.070

2.937

2.667

2.653

2.844

2.802

2.693

2.651

2.847

2.906

3.019

3.116

NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL

3.314


4.688

7.815

8.306

8.300

8.122

8.276

8.096

7.629

6.844

6.833

7.323

8.296

8.464

8.471

9.377

9.847

10.120

8.313

1. Ekspor

487

487

521

527

505

163

476

421

364

373

364

362

359

366

377

391

417

406

NPL

8.069

10.954

11.397

11.194

10.974

11.136

10.700

11.058

11.255

11.147

12.120

14.603

14.690

15.245

16.348

17.221

2. Impor

162

122

123

124

124

124

124

109

124

124

106

107

107

139

130

138

149

147

NPL

123.154

136.147

140.361

144.075

148.677

149.933

154.459

154.172

154.640

153.279

155.883

158.139

160.351

158.408

169.595

178.429

186.315

180.434

2.656

2.633

2.692

2.633

2.545

2.784

2.338

2.136

2.164

2.348

2.331

2.225

2.185

2.342

2.399

2.489

2.550

2.760

136.486

154.916

160.064

163.569

167.774

169.344

173.255

172.859

172.738

171.259

175.326

180.697

183.270

181.482

193.661

203.521

212.784

3.418

3.242

3.336

3.284

3.174

3.070

2.937

2.667

2.653

2.844

2.802

2.693

2.651

2.847

2.906

3.019

3.116

1. Ekspor NPL 2. Impor NPL

NPL Total Kredit

NPL

205.968 Total Credit


3. Lainnya

1. Working Capital

89.789

NPL ***) Angka-angka sangat-sangat sementara

14.263r)

14.455r)

3. Other NPL


NPL ***) Estimated figures

108



Tabel 4.16.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan per Lokasi Dati I Bank Penyalur Kredit - Oktober 2013

Credit and Non Perfoming Loan (NPL) of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use by Bank Location for October 2013 Miliar Rp (Billion Rp) Lokasi 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15. 16. 17. 18. 19. 20. 21. 22. 23. 26. 25. 24. 27. 28. 29. 30. 31. 32. 33. 34.

Jawa Barat NPL Banten NPL DKI Jakarta NPL D.I Yogyakarta NPL Jawa Tengah NPL Jawa Timur NPL Bengkulu NPL Jambi NPL Aceh NPL Sumatera Utara NPL Sumatera Barat NPL Riau NPL Sumatera Selatan NPL Bangka Belitung NPL Kepulauan Riau NPL Lampung NPL Kalimantan Selatan NPL Kalimantan Barat NPL Kalimantan Timur NPL Kalimantan Tengah NPL Sulawesi Tengah NPL Sulawesi Selatan NPL Sulawesi Utara NPL Gorontalo NPL Sulawesi Barat NPL Sulawesi Tenggara NPL Nusa Tenggara Barat NPL Bali NPL Nusa Tenggara Timur NPL Maluku NPL Papua NPL Maluku Utara NPL Papua Barat NPL Lainnya NPL Total NPL

Modal Kerja

Investasi

Konsumsi

(Working Capital)

(Investment)

(Consumption)

107.384 3.426 26.827 505 799.768 11.339 8.273 208 86.249 2.346 166.203 3.886 3.469 116 7.389 250 8.270 978 70.660 1.752 13.019 451 14.768 673 19.115 996 3.832 42 9.762 116 16.220 402 9.997 243 9.992 254 21.738 1.017 4.473 102 5.567 243 26.246 1.133 6.590 245 1.905 135 1.294 105 3.633 123 5.521 156 17.076 117 4.248 138 1.759 79 6.501 174 1.267 77 2.728 87 14.350 159 1.506.089 32.073

41.195 1.621 8.994 114 445.787 5.602 4.584 131 24.208 598 42.050 994 1.298 53 5.799 127 2.092 102 40.610 951 5.733 210 15.354 493 13.017 540 660 6 7.616 101 9.030 93 8.290 184 7.515 101 20.533 1.104 5.774 33 1.584 44 14.341 550 2.659 104 513 43 407 21 1.814 58 2.401 32 10.804 34 1.119 31 811 39 2.561 49 477 32 997 36 5.745 50 756.373 14.282

110.533 2.153 38.680 653 288.600 5.011 8.780 106 57.399 669 77.347 1.033 6.307 41 10.055 142 13.217 165 36.347 732 15.082 134 17.498 440 19.897 316 3.034 54 9.345 197 9.768 138 12.333 150 11.695 94 20.282 344 6.169 45 8.828 71 33.352 569 13.661 195 4.162 30 2.077 29 7.256 61 9.970 102 18.361 88 9.350 59 3.815 60 8.148 107 2.781 30 2.769 37 119 0 897.014 14.057

Ekspor

Orientasi Penggunaan (User Orientation) Impor 2.091 31 290 0 33.704 1.038 108 2 1.592 24 4.693 191 91 0 153 1 17 0 7.388 112 719 5 168 6 837 1 171 0 47 0 417 0 252 1 254 2 80 1 173 0 34 1 171 2 54 1 17 1 4 0 17 0 10 0 171 0 26 0 5 0 5 0 6 5 0 125 53.897 1.420

512 1 65 0 62.836 659 9 0 740 38 2.749 2 17 0 28 0 1 0 1.907 40 26 1 78 0 18 0 2 0 126 6 0 14 0 11 0 13 0 2 0 29 0 24 8 4 0 5 0 1 0 11 0 3 0 6 0 14 0 3 0 19 1 0 0 1 0 237 69.518 751

Location

Lainnya 256.509 7.168 74.146 1.272 1.437.616 20.254 21.520 443 165.523 3.551 278.158 5.719 10.966 210 23.061 517 23.560 1.244 138.322 3.283 33.088 790 47.373 1.599 51.174 1.852 7.352 103 26.550 414 34.596 633 30.353 577 28.938 446 62.459 2.465 16.241 180 15.916 357 73.744 2.242 22.851 543 6.557 208 3.773 155 12.675 242 17.879 290 46.064 239 14.676 228 6.377 178 17.186 329 4.518 139 6.487 160 19.852 210 3.036.061 58.241

1. Jawa Barat NPL 2. Banten NPL 3. DKI Jakarta NPL 4. D.I Yogyakarta NPL 5. Jawa Tengah NPL 6. Jawa Timur NPL 7. Bengkulu NPL 8. Jambi NPL 9. Aceh NPL 10. Sumatera Utara NPL 11. Sumatera Barat NPL 12. Riau NPL 13. Sumatera Selatan NPL 14. Bangka Belitung NPL 15. Kepulauan Riau NPL 16. Lampung NPL 17. Kalimantan Selatan NPL 18. Kalimantan Barat NPL 19. Kalimantan Timur NPL 20. Kalimantan Tengah NPL 21. Sulawesi Tengah NPL 22. Sulawesi Selatan NPL 23. Sulawesi Utara NPL 26. Gorontalo NPL 25. Sulawesi Barat NPL 24. Sulawesi Tenggara NPL 27. Nusa Tenggara Barat NPL 28. Bali NPL 29. Nusa Tenggara Timur NPL 30. Maluku NPL 31. Papua NPL 32. Maluku Utara NPL 33. Papua Barat NPL 34. Lainnya NPL Total NPL

109



Tabel 4.17.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lokasi Dati I Bank Penyalur Kredit

(Credit and NPL 0f Commercial Banks to Non Bank Third Party Based on Bank Location) Miliar Rp (Billion Rp) Keterangan

2011 Des

1. Jawa Barat NPL 2. Banten NPL 3. DKI Jakarta NPL 4. D.I Yogyakarta NPL 5. Jawa Tengah NPL 6. Jawa Timur NPL 7. Bengkulu NPL 8. Jambi NPL 9. Aceh NPL 10. Sumatera Utara NPL 11. Sumatera Barat NPL 12. Riau NPL 13. Sumatera Selatan NPL 14. Bangka Belitung NPL 15. Kepulauan Riau NPL 16. Lampung NPL 17. Kalimantan Selatan NPL 18. Kalimantan Barat NPL 19. Kalimantan Timur NPL 20. Kalimantan Tengah NPL 21. Sulawesi Tengah NPL 22. Sulawesi Selatan NPL 23. Sulawesi Utara NPL 24. Gorontalo NPL 25. Sulawesi Barat NPL 26. Sulawesi Tenggara NPL 27. Nusa Tenggara Barat NPL 28. Bali NPL 29. Nusa Tenggara Timur NPL 30. Maluku NPL 31. Papua NPL 32. Maluku Utara NPL 33. Irian Jaya Barat NPL 34. Lainnya NPL

172.550 4.134 52.115 980 1.080.426 22.338 15.154 313 120.950 2.550 190.058 5.490 7.399 128 15.104 261 18.714 768 106.073 2.426 24.573 466 36.387 710 35.249 569 4.993 27 18.147 424 23.782 697 21.006 396 19.433 176 41.908 837 11.491 114 11.125 310 53.068 1.514 16.121 430 4.433 122 2.782 111 8.153 113 12.122 203 29.793 463 10.184 145 4.926 130 11.013 127 3.017 52 3.914 44 13.932 130

Total NPL

2.200.094 47.695

Jun

Jul

Ags

2012 Sep

195.329 5.056 59.591 1.060 1.200.670 23.536 16.639 390 133.830 3.063 210.261 5.774 8.415 155 16.840 301 19.672 1.008 117.648 2.905 27.577 584 40.195 948 40.624 684 5.472 44 20.930 575 26.595 768 23.564 484 21.913 211 47.058 1.087 12.836 111 12.095 275 59.275 1.820 17.760 470 5.026 123 3.100 116 9.345 139 13.777 234 33.433 261 11.395 172 5.352 181 12.781 175 3.380 77 4.630 66 15.846 525 2.452.856 53.377

198.560 5.319 60.709 1.101 1.200.944 23.751 17.064 390 134.950 3.102 213.076 6.011 8.525 154 17.304 289 19.757 1.048 119.939 3.007 27.964 620 40.741 1.031 41.446 694 5.514 51 21.464 514 27.228 742 23.766 483 22.357 214 47.799 1.228 12.499 112 12.148 281 59.365 1.746 17.942 490 5.039 126 3.144 115 9.505 160 14.042 235 33.951 251 11.581 175 5.220 194 13.007 177 3.582 77 4.722 70 15.260 141 2.470.111 54.100

200.943 5.637 60.626 1.129 1.226.725 23.497 17.177 396 136.503 3.197 216.559 6.077 8.623 148 17.576 319 19.946 1.047 120.514 3.041 28.055 646 41.297 1.119 41.841 1.385 5.652 60 21.683 456 27.383 761 24.257 505 22.580 225 48.274 1.272 12.633 114 12.331 280 60.093 1.774 18.183 497 5.100 128 3.194 110 9.687 161 14.179 243 34.645 267 11.787 199 5.272 199 13.291 184 3.604 76 4.865 92 15.574 143 2.510.651 55.383

203.200 5.274 61.881 1.148 1.242.779 21.659 17.446 424 139.750 3.138 223.709 5.942 8.781 145 17.945 320 20.123 1.053 123.841 2.950 28.854 653 41.751 1.157 42.717 1.415 5.733 62 22.260 540 27.975 761 25.213 515 22.816 215 49.558 1.139 13.240 110 12.716 275 61.358 1.755 18.745 496 5.241 130 3.244 119 9.939 157 14.460 243 35.619 268 12.049 190 5.374 204 13.666 188 3.708 82 4.973 90 15.174 128 2.555.839 52.946

2013 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

208.689 5.360 61.929 1.122 1.250.528 23.808 17.717 427 141.859 3.182 228.076 5.959 8.936 153 18.355 355 20.363 1.139 124.021 2.894 28.987 703 42.190 1.240 43.029 1.415 5.404 58 22.571 471 29.486 768 25.388 493 23.386 229 50.632 1.222 13.732 119 13.016 280 62.300 1.747 19.064 495 5.350 132 3.303 127 10.134 168 14.752 244 36.298 230 12.231 190 5.442 176 13.834 193 3.741 85 5.070 82 15.531 202 2.585.345 55.467

212.745 5.464 62.326 1.122 1.273.453 21.380 17.986 417 143.737 3.167 232.354 5.951 9.122 144 18.857 352 20.676 1.160 126.459 2.745 29.637 730 42.839 1.265 43.422 1.417 5.404 60 22.635 456 29.832 729 25.805 492 23.931 222 51.372 1.288 13.907 118 13.214 284 64.215 1.983 19.462 488 5.421 130 3.335 129 10.300 166 15.029 242 37.081 235 12.414 195 5.483 181 14.089 195 3.799 87 5.151 81 15.510 192 2.631.002 53.268

219.544 5.318 64.337 1.055 1.310.522 20.366 18.636 387 150.269 2.887 239.702 6.257 9.361 131 19.282 328 20.755 958 130.886 2.470 30.384 627 43.303 1.256 44.204 1.382 5.467 50 23.059 410 30.146 668 26.634 403 24.728 198 52.316 1.239 14.281 106 13.523 239 66.433 1.817 19.768 405 5.522 110 3.366 86 10.602 154 15.323 217 38.418 199 12.525 174 5.576 163 14.439 179 3.847 77 5.398 76 15.310 202 2.707.862 50.595

217.792 6.025 63.338 1.207 1.307.465 20.788 18.349 424 147.562 3.101 237.211 6.184 9.403 151 19.197 383 20.485 1.010 128.907 2.685 29.936 686 42.785 1.317 44.054 1.529 5.256 63 22.894 447 29.469 714 26.057 445 24.434 230 51.188 1.974 13.901 111 13.463 270 65.663 2.109 19.517 475 5.526 141 3.332 93 10.625 190 15.246 238 38.306 231 12.289 184 5.484 171 13.944 208 3.834 92 5.173 83 16.055 198 2.688.143 54.157

221.753 6.058 63.739 1.257 1.313.278 21.331 18.542 418 150.032 3.182 240.642 6.285 9.513 175 19.599 412 20.992 1.064 132.275 2.906 30.472 714 43.325 1.365 45.109 1.455 5.355 62 23.038 467 29.745 653 26.485 500 25.092 331 52.137 1.693 14.143 115 13.700 289 66.926 1.995 19.896 482 5.651 171 3.390 143 10.844 197 15.634 237 39.176 243 12.530 193 5.552 175 14.428 229 3.923 96 5.320 88 16.481 206 2.718.717 55.186

227.818 6.283 63.542 1.195 1.336.366 20.816 18.902 424 152.567 3.156 245.482 5.564 9.748 196 20.153 454 21.512 1.089 133.127 2.992 31.250 727 43.952 1.413 46.098 1.559 5.642 68 23.185 474 30.510 720 27.303 504 25.754 370 53.368 1.510 14.410 126 14.067 290 68.598 2.012 20.334 466 5.778 184 3.455 158 11.128 192 16.017 249 40.292 252 12.842 201 5.686 177 14.920 232 4.014 102 5.514 93 15.036 179 2.768.371 54.425

232.446 6.639 64.148 1.234 1.366.847 20.563 19.295 422 154.540 3.234 250.266 5.552 10.016 188 20.612 444 21.885 1.131 134.432 3.083 31.860 761 44.671 1.450 46.791 1.678 5.724 70 23.578 449 31.141 748 27.741 493 26.539 387 54.696 1.683 14.599 141 14.322 287 69.930 2.039 20.750 520 5.929 187 3.520 160 11.399 214 16.380 258 41.066 233 13.152 202 5.798 183 15.245 253 4.139 103 5.651 116 15.110 176 2.824.217 55.283

238.617 6.705 65.582 1.250 1.401.224 20.761 19.802 438 156.690 3.324 253.887 5.664 10.244 194 21.328 474 22.118 1.153 135.977 3.208 32.257 752 45.062 1.454 48.142 1.704 6.145 96 24.049 406 31.980 729 28.575 532 26.868 384 55.975 1.787 14.807 143 14.695 304 70.942 2.077 21.252 525 6.081 203 3.555 156 11.691 225 16.655 272 41.973 240 13.478 208 5.920 190 15.572 276 4.237 119 5.839 116 16.259 229 2.887.478 56.298

245.623 6.706 67.769 1.242 1.425.765 20.125 20.403 429 160.624 3.481 265.556 5.656 10.514 185 22.218 429 22.720 1.148 139.512 3.169 33.149 731 46.391 1.483 49.576 1.752 6.456 94 24.623 385 33.073 701 29.269 525 27.586 399 57.740 1.703 15.426 145 15.191 306 73.229 2.071 21.870 510 6.285 196 3.627 162 11.998 229 17.041 264 43.503 241 13.861 198 6.093 179 16.082 291 4.376 124 6.079 114 15.894 206 2.959.123 55.579

249.472 6.884 71.533 1.302 1.458.531 19.766 20.970 454 163.543 3.537 272.771 5.847 10.726 185 22.502 457 22.906 1.210 141.096 3.246 33.441 773 46.738 1.527 50.221 1.779 6.620 97 25.125 389 33.845 683 29.593 613 28.065 405 59.531 1.833 15.366 146 15.435 333 73.635 2.179 22.054 505 6.372 210 3.685 155 12.195 239 17.300 268 44.200 229 14.112 198 6.146 184 16.428 305 4.421 133 6.200 127 16.348 164 3.021.126 56.362

Ags

Sep

Okt

251.053 7.158 72.215 1.340 1.488.972 21.178 20.959 448 164.723 3.706 277.430 6.137 10.775 204 22.668 497 23.243 1.267 142.327 3.393 33.471 794 46.663 1.644 50.594 1.843 6.670 100 25.691 434 33.973 657 29.719 643 28.229 438 60.139 1.832 15.567 164 15.558 375 74.124 2.245 22.274 538 6.406 222 3.697 162 12.260 248 17.385 290 44.779 267 14.281 214 6.166 185 16.652 305 4.421 140 6.238 135 18.081 174

256.672 6.881 73.713 1.272 1.531.403 20.894 21.385 440 168.013 3.598 284.466 5.750 11.012 201 23.133 521 23.571 1.261 145.782 3.338 33.825 799 47.369 1.654 51.928 1.875 7.125 107 26.451 427 34.385 638 30.438 567 28.757 424 62.069 2.242 16.388 166 15.883 355 75.246 2.186 22.715 550 6.551 221 3.751 157 12.531 236 17.740 281 45.807 243 14.567 221 6.337 185 16.919 324 4.508 143 6.387 145 20.381 215

259.113 7.200 74.500 1.272 1.534.156 21.952 21.636 445 167.855 3.613 285.600 5.912 11.074 211 23.242 518 23.578 1.245 147.617 3.435 33.834 796 47.619 1.605 52.029 1.853 7.526 103 26.723 414 35.018 634 30.620 578 29.203 449 62.552 2.466 16.417 180 15.979 358 73.940 2.252 22.909 544 6.580 209 3.778 155 12.702 243 17.892 290 46.241 239 14.717 228 6.385 179 17.210 330 4.525 139 6.493 160 20.215 210

3.067.402 59.378

3.147.210 58.514

3.159.476 60.412

Items 1. Jawa Barat NPL 2. Banten NPL 3. DKI Jakarta NPL 4. D.I Yogyakarta NPL 5. Jawa Tengah NPL 6. Jawa Timur NPL 7. Bengkulu NPL 8. Jambi NPL 9. Aceh NPL 10. Sumatera Utara NPL 11. Sumatera Barat NPL 12. Riau NPL 13. Sumatera Selatan NPL 14. Bangka Belitung NPL 15. Kepulauan Riau NPL 16. Lampung NPL 17. Kalimantan Selatan NPL 18. Kalimantan Barat NPL 19. Kalimantan Timur NPL 20. Kalimantan Tengah NPL 21. Sulawesi Tengah NPL 22. Sulawesi Selatan NPL 23. Sulawesi Utara NPL 24. Gorontalo NPL 25. Sulawesi Barat NPL 26. Sulawesi Tenggara NPL 27. Nusa Tenggara Barat NPL 28. Bali NPL 29. Nusa Tenggara Timur NPL 30. Maluku NPL 31. Papua NPL 32. Maluku Utara NPL 33. Papua Barat NPL 34. Lainnya NPL Total NPL

110



Tabel 4.18.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Hubungan Penerima Kredit dengan Bank

(Credit and NPL of Commercial Banks to Non Bank Third Party Based on Bank Relation with Beneficiary) Miliar Rp (Billion Rp) 2011

2012

2013

Items

Keterangan Des Kredit Kepada Pihak Tidak Terkait

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

2.396.596

2.416.665

2.455.725

2.504.845

2.559.361

2.602.815

2.674.701

2.659.771

2.698.597

2.749.478

2.805.718

2.867.494

2.939.224

3.000.310

2.038.259

2.247.157

2.267.830

2.300.543

2.343.812

2.399.964

2.443.017

2.511.618

2.482.629

2.520.242

2.566.728

2.623.405

2.702.375

2.757.387

2.826.623

2.857.998

2.936.424

2.953.071

84.542

97.151

95.832

100.892

109.184

104.163

106.763

112.712

123.212

123.411

128.572

127.276

109.071

126.493

117.536

128.971

126.746

122.824

c. Kurang Lancar

7.400

10.290

10.936

11.170

10.565

12.795

10.523

9.257

12.091

11.141

10.526

11.170

10.886

10.248

11.304

11.784

11.851

12.060

d. Diragukan

6.882

7.955

7.644

7.894

7.934

8.555

7.366

6.895

7.203

9.526

9.101

8.035

8.276

8.381

7.952

8.496

8.475

8.981

33.207

34.043

34.423

35.226

33.349

33.883

35.146

34.218

34.635

34.276

34.551

35.833

36.886

36.714

36.895

38.885

38.034

39.248

Non Performing Loan Pihak Tidak Terkait

47.489

52.288

53.003

54.291

51.848

55.234

53.035

50.371

53.929

54.943

54.179

55.037

56.048

55.343

56.151

59.165

58.361

60.289 Non Performing Loan of Non

Kredit Kepada PihakTerkait

29.803

56.260

53.446

54.926

50.994

25.984

28.187

33.161

28.372

20.120

18.893

18.498

19.984

19.899

20.816

29.445

54.951

52.128

53.557

49.575

25.492

27.692

32.694

27.972

19.583

18.361

17.980

19.474

19.173

20.422

20.873

25.290

22.941

153

220

221

277

321

258

261

243

172

294

286

273

260

491

183

182

236

227

7

11

15

8

15

22

15

15

15

19

16

23

22

22

116

91

34

23

5

14

17

12

11

10

14

13

11

18

24

14

23

13

15

39

40

13

194

1.065

1.066

1.073

1.073

202

205

196

202

206

206

208

205

200

81

82

80

87

206

1.089

1.097

1.093

1.099

234

234

224

228

243

246

245

250

236

211

213

154

123

b. DPK

e. Macet

a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet Non Performing Loan Pihak Terkait

3.121.530

3.136.185 Loan for Non Connected Parties

2.170.291

a. Lancar

3.046.135

Okt

a. Current b. Special Mention c. Sub-Standard d. Doubtful e. Lost

Connected Parties 21.268

25.680

23.291 Loan for Connected Parties

a. Current b. Special Mention c. Sub-Standard d. Doubtful e. Lost Non Performing Loan of Non Connected Parties

111



Tabel 4.19.a. Kredit dan NPL Bank Umum kepada Pihak Ketiga Bukan Bank Yang Penarikannya Menggunakan Kartu Berdasarkan Kelompok Bank

(Credit and Non Performing Loan (NPL) of Commercial Banks to Non Bank Third Party Withdrawn By Card Based on Group of Bank) Miliar Rp (Billion Rp) 2011

2012

2013

Group of Banks

Pengelompokan Bank Des 1. Bank Persero NPL 2. BUSN Devisa NPL 3. BUSN Non Devisa NPL 4. BPD NPL 5. Bank Campuran NPL

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt 10.220 1. State Owned Banks

7.683

8.490

8.683

8.812

8.316

8.850

8.953

9.326

9.215

9.300

9.291

9.355

9.406

9.751

9.899

10.005

10.015

150

172

170

169

162

176

189

188

205

218

222

214

212

217

213

213

214

14.014

14.475

14.887

15.545

15.345

15.501

15.950

16.823

20.092

20.085

16.814

19.971

20.099

21.176

21.479

21.810

22.112

482

313

317

319

318

319

318

363

409

424

377

428

422

435

419

408

406

410

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2

1

2

2

2

2

2

2

2

2

2

2

1

2

1

2

2

2 4. Regional Development Banks

-

-

-

-

-

-

0

0

0

0

0

0

0

0

0

0

0

0

3.248

3.485

3.516

3.554

3.600

3.580

3.655

3.656

3.670

3.638

3.657

3.687

3.678

3.744

3.750

3.780

3.834

222

203

199

198

192

187

185

182

183

186

190

192

192

198

193

193

191

-

NPL

214 22.644 2.

Foreign Exchange Commercial Banks NPL

3. Non-Foreign Exchange Commercial Banks NPL

NPL

3.852 5. Joint Venture Banks 193

NPL

112



Tabel 4.20.a Penerusan Kredit (Off - Balance Sheet ) dan NPL Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha Penerima Penerusan Kredit

(Credit Channeling (Off-Balance Sheet) and Non Performing Loan (NPL) of Commercial Banks Based on Industries Sector and non Industries Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) 2011

2012

2013

Items

Keterangan Des

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags *)

Sep *)

Okt Loan by Industrial Origin

Penerima Kredit Lapangan Usaha 1.584

1.663

2.042

3.078

3.047

3.094

3.106

3.106

3.089

3.066

2.871

3.001

3.004

3.018

2.961

2.933

2.994

3.012

1. Agricultures, Hunting and Forestry

411 133 87 321

523 99 63 2

927 104 68 2

1.988 106 72 2

1.972 106 72 2

2.011 106 72 2

1.994 106 72 2

1.998 106 71 2

1.994 106 71 2

1.983 105 71 2

1.920 105 72 2

1.930 107 73 2

1.923 106 72 2

1.917 106 72 2

1.968 104 72 251

1.970 105 72 2

1.964 103 69 2***)

NPL 4. Industri Pengolahan NPL

1 2.868 78

1 2.989 973

1 2.993 978

1 3.347 986

1 3.402 1.151

1 3.534 992

1 3.657 991

1 3.756 995

1 3.769 1.165

1 3.674 1.146

1 4.107 118

1 4.322 180

1 4.616 133

0 4.224 132

9.999 416 766 23 529

9.281 360 789 22 522

9.377 360 794 763 522

9.386 360 798 770 502

9.318 307 799 772 484

8.692 275 802 775 488

8.413 274 801 774 486

8.127 274 804 778 481

7.967 274 809 782 505

7.773 274 806 780 516

7.609 301 826 800 907

7.900 292 855 828 911

8.014 328 893 878 913

8.671 292 944 930 865

8.203 288 920 906 800

339 3.689

346 213

346 40

347 40

348 40

346 40

346 40

349 40

349 39

346 39

1 3.697 181r) 7.495 221 841 784 922r) 351 39

1 3.754 118

5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran

1 3.696 181r) 7.829 309 831 784 955r) 348 39

1.920 106 72 226r) 1 3.660 132r) 7.258 279 805 790 919r) 351 39

353 39

355 39

357 41

357 39

355 39***)

3.455 2.822

165 2.066

39 2.049

39 2.056

39 2.034

38 2.009

38 1.950

38 1.916

38 1.886

38 1.867

38 1.860

38 1.827

38 1.789

38 1.816

38 1.869

38 1.983

38 2.029

16 1.958

39 20 14 205

34 231 226 198

34 181 176 199

34 183 178 193

34 180 175 184

34 190 178 183

34 387 381 175

34 408 404 175

34 369 362 174

34 370 363 177

34 364 358 173

34 346 341 173

33 346 341 173

33 347 342 172

51 347 342 172

51 351 346 172

51 347 342 171

45 349 345 171

144 198

142 202

142 202

142 202

141 200

141 200

139 200

139 200

139 199

138 198

139 57

140 168

140 198

140 200

140 200

140 92

140 200

140 195

NPL 2. Fisheries NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Big and Retail Trade NPL 8. Provision of accomodation and Food Supply Drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Transitional Finance NPL 11. Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory Social Security


142 0 70 67 578

141 71 70 535

141 27 27 71 70 539

141 28 28 71 70 544

141 28 28 71 71 546

141 28 28 71 71 537

141 30 30 80 79 541

141 30 30 80 79 539

141 30 30 80 79 541

141 30 30 80 79 539

39 30 30 80 79 542

141 30 30 80 79 582

141 43 30 43 42 563

141 30 30 81 80 558

141 30 30 82 82 554

38 30 30 85 84 550

141 30 30 88 87 551

139 NPL 30 13. Education Services 30 NPL 70 14. Health Services and Social Activities 69 NPL 551 15. Community,

NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL

498 25

499 22

503 22

504 22

503 22

502 22

502 53

503 21

503 18

503 18

503 159

502 167

502 156

500 163

500 178

500 154

501 202

17 82

13 82

13 82

13 84

14 85

14 85

14 85

14 85

14 84

14 84

14 84

14 84

14 84

14 83

14 83

14 83

14 83

13 NPL 83***) 17. International Agency and Other

78 5.536

78 8.824

78 4.603

79 4.715

79 4.776

79 4.699

79 4.801

79 4.702

78 4.645

78 4.682

78 4.696

78 4.790

78 4.837

78 4.907

78 4.970

78 5.037

78 5.039

NPL 5.140 18. Business Activities which are not

4.625

4.647

4.098

4.109

4.169

4.109

4.106

4.107

4.110

4.107

4.116

4.122

4.222

4.128

4.141

4.180

4.208

136

29.425

27.787

23.849

25.359

25.326

24.784

24.914

24.576

24.313

24.026

23.934

24.350

23.621

24.619

25.365

26.008

26.975

-

10.434

8.303

8.763

9.861

10.017

9.806

9.996

10.034

10.166

10.126

10.009

9.061

10.141

9.094

9.140

9.285

9.385

5.147

1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian

NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial Wajib

Total NPL ***) Angka-angka sangat-sangat sementara r) Angka-angka diperbaiki

Sociocultural,Entertainment and Other Individual Services 501 NPL 202***) 16. Individual Services which Serve

Households

Extra Agency International

clearly defined NPL Total NPL ***) Estimated figures r) Revised figures

113



Tabel 4.21.a Penerusan Kredit (Off-Balance Sheet) dan NPL Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Kredit dan Golongan Penyalur Kredit

(Off-Balance Sheet Credit Channeling and NPL of Commercial Banks to Non-Bank Third Party Based on Types of Credit and Classification of Credit Providers) Miliar Rp (Billion Rp) Indikator

2007

2008

2009

2010

2012

2011

Okt

2013

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Indicator

Okt

Based on the type of credit 1. Small business loans

Berdasarkan Jenis Kredit 1. Kredit Usaha Kecil a. Dalam rangka penerusan kredit dari BI NPL b. Lainnya

3.043

11.359

2.972

13.386

2.839

6.203

1.101

6.001

NPL

1.122

1.997

2.209

2.229

2.163

2.157

2.384

2.369

2.365

2.366

2.362

2.413

2.399

2.397

1.071

1.969

2.155

2.179

2.113

2.107

2.334

2.319

2.316

2.316

2.312

2.364

2.349

2.347

5.442

1.170

1.184

1.182

1.186

1.189

1.186

1.187

1.199

1.191

1.190

1.185

1.179

1.173

575

885

899

905

905

904

910

910

912

917

917

922

921

915

27.797

28.434

23.355

13.834

NPL b. Dalam rangka penerusan kredit dari BI NPL

424

261

331

72

c. Bantuan Proyek

310

306

83

57

NPL d. Kredit Kelolaan di luar bantuan proyek NPL

221

e. Lainnya

522

200

403

199

346

17

9.078

NPL

5.496

5.519

5.615

771

641

597

599

8.300

NPL 3. Swasta Lainnya

37.538

39.846

27.142

21.090

NPL Total ***) Angka-angka sangat-sangat sementara

NPL a. Loans

15.968

15.609

15.308

15.120

14.820

14.386

14.239

14.095

14.339

14.751

15.307

16.040

15.693

583

2.641

2.640

2.648

2.844

2.823

1.502

1.520

1.485

1.541

1.577

1.628

1.708

1.684

75

72

72

72

72

68

42

42

103

44

44

44

44

44

75

72

72

72

72

68

42

42

103

44

44

44

44

44

23

7

7

7

7

7

7

7

7

6

7

16

0

0

0

0

0

0

0

0

0

0

7 0

6 0

6 0

c. Aid Project

11

10

10

10

10

10

10

10

10

10

5

5

5

5

d. Credit Channeling

8

8

8

8

8

8

8

8

8

8

4

4

4

4

9.279

5.559

5.822

5.768

5.756

5.774

6.357

6.496

6.470

6.665

7.006

7.048

7.302

8.106

4.231

4.221

4.222

4.223

4.217

4.247

4.260

4.303

4.267

4.286

4.324

4.360

6.877

NPL b. Channeling Credit from BI NPL NPL

NPL e. Other NPL

4.360***)

Based Distribution Group

NPL 2. Lembaga Swadaya Masyarakat

b. Other

13.473

Berdasarkan Golongan Penyalur 1. Koperasi

NPL

2. Not KUK

2. Bukan KUK a. Kredit kelolaan

a. Channeling Credit From BI

43.675

45.962

33.356

30.160

758

1.980

2.232

2.240

2.179

2.170

2.169

2.152

2.151

2.155

2.151

2.151

2.150

2.145 1. Cooperation

662

1.909

2.104

2.147

2.087

2.078

2.077

2.060

2.059

2.064

2.060

2.060

2.060

2.055

8.405

4.368

4.389

4.401

4.402

4.400

4.405

4.407

4.412

4.412

4.425

4.452

4.500

4.500***) 2. Non-Governmental Organization

8.046

4.263

4.279

4.281

4.279

4.276

4.280

4.279

4.281

4.287

4.305

4.340

4.395

4.395***)

20.262

18.436

18.292

17.936

17.731

17.455

17.799

17.791

17.686

18.054

18.789

19.406

20.324

1.727

3.635

3.613

3.606

3.800

3.772

2.688

2.722

2.787

2.744

2.776

2.885

2.930

2.720

29.425

24.784

24.914

24.576

24.313

24.026

24.372

24.350

24.249

24.621

25.365

26.008

26.975

-

NPL NPL

20.324***) 3. Other Private

NPL Total ***) Estimated figures

114



Tabel 4.22 Pembiayaan Perbankan Syariah

(Financing of Sharia Banks) Miliar Rp (Billion Rp) 2012 Indikator

2007

2008

2009

2010

2013

Indicator

2011 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Pembiayaan Musyarakah

4.406

7.411

10.412

14.624

18.960

25.207

26.187

27.667

28.092

28.896

30.857

32.288

33.743

35.057

35.997

35.883

36.715

37.921

Musyarakah Financing

Pembiayaan Mudharabah

5.578

6.205

6.597

8.631

10.229

11.438

11.527

12.023

12.027

12.056

12.102

12.026

12.168

12.629

13.281

13.299

13.364

13.664

Mudharabah Financing

16.553

22.486

26.321

37.508

56.365

80.953

83.826

88.004

89.665

92.792

97.415

98.368

100.184

102.588

104.718

105.061

106.779

107.484

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

351

369

423

347

326

355

366

376

382

414

424

479

496

487

508

539

530

528

1.056

1.724

3.134

7.071

16.776

17.628

18.412

19.435

19.506

19.914

20.282

20.245

20.668

20.467

19.982

19.756

19.932

19.686

27.944

38.195

46.886

68.181

102.655

135.581

140.318

147.505

149.672

154.072

161.081

163.407

167.259

171.227

174.486

174.537

177.320

179.284

Piutang Murabahah Piutang Salam

Lainnya Total

Murabahah Accounts Receivable Salam Accounts Receivable

Receivable Others Total

115



Tabel 4.23 Pembiayaan Perbankan Syariah Berdasarkan Sektor Ekonomi

(Financing of Sharia Banks Based on Economic Sector) Miliar Rp (Billion Rp) 2012 Sektor Ekonomi

2007

2008

2009

2010

2013

Economic Sector

2011 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

1. Pertanian, perburuan dan sarana pertanian

837

1.177

1.331

1.762

2.201

2.559

2.589

2.809

3.163

3.235

3.366

2.998

3.343

3.251

3.051

3.143

3.142

3.185

2. Pertambangan

511

965

1.047

1.120

1.733

1.942

2.019

2.094

2.592

2.554

2.458

2.447

2.512

2.794

2.925

2.967

3.007

3.177

1. Agriculture, hunting and agricultural facilities 2. Mining

1.371

1.340

1.579

2.337

4.077

4.151

4.494

5.008

5.265

5.369

5.694

5.458

5.744

5.626

5.511

5.434

5.825

5.999

3. Manufacturing

166

248

698

1.354

2.381

3.057

2.979

3.159

3.376

3.385

3.545

3.651

3.624

4.061

4.134

4.258

4.304

4.416

4. Electricity, gas and water

5. Konstruksi

2.371

3.368

3.516

4.194

5.858

7.049

7.186

7.142

6.434

6.514

6.905

6.931

7.824

7.998

7.926

8.153

8.350

8.584

5. Construction

6. Perdagangan, restoran dan hotel

4.152

4.426

5.000

7.609

9.778

12.086

12.454

12.624

12.526

12.716

13.344

12.864

13.689

13.988

14.289

13.829

14.089

13.992

7. Pengangkutan, pergudangan dan komunikasi 8. Jasa Dunia usaha

1.569

2.759

3.349

3.696

3.369

4.144

4.187

4.321

5.234

5.305

5.269

5.355

5.313

5.305

5.316

5.341

5.439

5.458

8.425

11.757

13.664

20.233

25.630

33.692

34.694

37.150

35.379

36.281

38.876

39.280

39.722

42.150

44.176

44.668

44.757

45.720

6. Trade, restaurants and hotels 7. Transportation, warehousing and 8. communications Business Services

9. Jasa sosial/masyarakat

1.904

2.463

2.661

2.975

4.464

7.287

7.283

7.878

8.299

8.479

8.109

9.495

8.867

8.984

9.736

9.805

10.226

10.386

9. Social Services

6.639

9.693

14.042

22.902

43.164

59.615

62.431

65.319

67.406

70.234

73.514

74.928

76.623

77.069

77.421

76.939

78.180

78.368

27.944

38.195

46.886

68.181

102.655

135.581

140.318

147.505

149.672

154.072

161.080

163.407

167.259

171.227

174.486

174.537

177.320

179.284

3. Perindustrian 4. Listrik, gas dan air

10. Lain-lain Jumlah

10. Others Total

116



Tabel 4.24 Pembiayaan Perbankan Syariah Berdasarkan Lokasi Bank Penyalur

(Financing of Sharia Banks Based on Banks Location) Miliar Rp (Billion Rp) Lokasi

2007

2008

2009

2010

2011

2012 Nov

Okt

2013 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Location

Okt

279

538

849

1.617

2.338

2.676

2.690

2.707

2.703

2.743

2.795

2.845

2.933

2.967

3.099

2.948

2.985

2.997

1. Aceh

2. Sumatera Utara

1.668

2.369

2.840

3.133

4.936

6.855

6.949

7.105

7.246

7.432

7.579

7.352

7.520

7.502

7.575

7.591

7.657

7.705

2. Sumatera Utara

3. Sumatera Barat

398

602

833

1.833

2.476

3.187

3.240

3.292

3.344

3.407

3.516

3.597

3.542

3.653

3.785

3.789

3.819

3.730

3. Sumatera Barat

4. Sumatera Selatan

509

761

1.052

1.566

2.272

3.189

3.269

3.430

3.459

3.513

3.601

3.654

3.569

3.750

3.766

3.930

4.001

4.017

4. Sumatera Selatan

1. Aceh

5. Bangka Belitung

5. Bangka Belitung

39

41

37

135

286

406

431

440

440

451

469

482

580

560

540

571

575

586

6. Jambi

145

275

411

712

1.194

1.615

1.658

1.699

1.743

1.799

1.834

1.856

1.935

2.035

2.056

1.983

2.010

2.013

7. Bengkulu

175

201

235

311

421

522

534

547

553

570

591

603

600

656

652

687

704

731

8. Riau

696

893

1.047

1.589

2.323

2.922

2.955

3.002

3.009

3.072

3.149

3.233

3.366

3.339

3.495

3.375

3.435

3.479

9. Kepulauan Riau

297

337

401

852

1.380

1.729

1.783

1.834

1.808

1.835

1.893

1.920

2.062

2.001

2.026

2.067

2.086

2.104

235

368

515

922

1.501

1.880

1.925

2.000

1.983

2.031

2.122

2.131

2.020

1.985

2.049

2.316

2.346

2.354

11. DKI Jakarta

12.959

18.172

21.158

26.900

38.981

54.226

56.213

60.026

61.865

64.213

67.910

68.898

70.598

71.301

72.429

72.246

73.704

74.272

11. DKI Jakarta

12. Jawa Barat

3.065

3.766

4.666

8.029

11.945

15.596

16.268

16.990

16.110

16.530

17.232

17.240

17.193

18.168

18.733

19.097

19.406

19.780

12. Jawa Barat

10. Lampung

13. Banten 14. Jawa Tengah 15. DI Yogyakarta 16. Jawa Timur

6. Jambi 7. Bengkulu 8. Riau 9. Kepulauan Riau 10. Lampung

962

841

1.111

2.086

3.707

4.231

4.410

4.698

4.765

4.908

5.031

5.088

5.091

5.449

5.261

5.360

5.447

5.515

13. Banten

1.240

1.958

2.611

4.170

6.503

7.730

7.994

8.529

8.520

8.498

8.762

8.870

10.178

10.297

9.723

9.799

9.814

9.867

14. Jawa Tengah

318

508

629

868

1.451

1.607

1.662

1.701

1.620

1.652

1.693

1.750

1.752

1.955

1.967

2.027

2.056

2.071

15. DI Yogyakarta

1.774

2.566

3.519

5.627

9.075

11.624

12.154

12.755

12.508

12.893

13.418

13.766

13.425

13.943

14.389

14.919

15.087

15.360

16. Jawa Timur

44

73

115

298

545

791

820

864

1.761

1.791

1.924

1.985

2.016

2.098

2.090

2.214

2.268

2.395

17. Bali

364

476

588

720

1.080

1.644

1.711

1.740

1.824

1.895

1.977

2.075

2.098

2.352

2.654

2.284

2.319

2.368


21

25

37

772

196

367

389

409

419

440

469

483

533

567

577

570

590

595


575

706

1.048

924

2.193

2.561

2.713

2.823

2.963

3.100

3.249

3.428

3.610

3.730

3.769

3.726

3.752

3.828



570

795

847

1.156

1.477

1.945

1.985

2.029

2.070

2.125

2.286

2.312

2.427

2.522

2.841

2.546

2.599

2.634


22. Sulawesi Utara

73

114

145

240

356

453

464

473

466

471

484

489

585

488

583

499

512

516

22. Sulawesi Utara

23. Gorontalo

71

63

86

168

221

273

276

284

282

282

288

293

363

593

379

313

320

329

23. Gorontalo

7

53

131

197

200

200

199

203

212

216

203

211

245

233

235

240

24. Sulawesi Barat

163

390

642

809

830

847

861

886

911

924

1.051

913

1.108

972

970

970

25. Sulawesi Tengah 26. Sulawesi Tenggara

17. Bali 18. Kalimantan Barat 19. Kalimantan Tengah

24. Sulawesi Barat 25. Sulawesi Tengah

-

-


98

136


161

180

157

187

310

426

438

473

480

480

521

548

701

613

716

643

658

682


858

978

1.098

1.672

2.844

3.651

3.834

3.978

4.063

4.155

4.355

4.487

4.614

4.728

4.818

4.745

4.792

4.821

28. Maluku

14

16

13

28

54

76

76

80

79

82

87

92

94

117

99

93

98

99

29. Maluku Utara

33

36

35

87

123

147

150

152

153

158

163

165

198

169

181

172

178

183

30. NTB

200

261

396

556

895

1.216

1.252

1.293

1.304

1.340

1.375

1.432

1.268

1.386

1.644

1.519

1.556

1.584

30. NTB

31. NTT

15

24

33

75

156

196

211

229

222

226

240

242

244

255

267

274

274

279

31. NTT

32. Papua Barat

35

42

62

89

114

136

136

140

143

146

159

164

162

169

184

181

188

193

32. Papua Barat

33. Papua

53

77

140

272

348

480

486

504

478

521

559

560

508

533

562

606

618

625

33. Papua 34. Outside Indonesia

34. Luar Indonesia Total

-

-

3

145

183

216

212

235

230

227

226

224

220

222

228

243

256

360

27.944

38.195

46.886

68.181

102.655

135.581

140.318

147.505

149.672

154.072

161.080

163.407

167.259

171.227

174.486

174.537

177.320

179.284

27. Sulawesi Selatan 28. Maluku 29. Maluku Utara

Total

117



Tabel 4.25 Kredit Bank Perkreditan Rakyat Berdasarkan Sektor Ekonomi

(Credit of Rural Banks Based on Economic Sector) Miliar Rp (Billion Rp) 20101)

Sektor Ekonomi Okt 1

Nov

2011

2012

2013

Economic Sector Des

Des

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt 1. Agriculture, Hunting, and Forestry

2

Pertanian, Perburuhan, dan Kehutanan Perikanan

3

Pertambangan dan Penggalian

4

Industri Pengolahan

505

550

478

584

671

668

687

674

688

694

709

729

746

734

736

737

756

762

5

Listrik, Gas dan Air

16

15

14

26

31

30

30

29

28

31

31

29

31

34

38

39

39

36

6

Konstruksi

227

257

259

617

950

1.008

994

1.009

944

976

994

1.055

1.146

1.203

1.281

1.300

1.327

1.377

7

Perdagangan Besar dan Eceran

10.869

10.591

10.342

12.119

14.238

14.096

14.255

14.382

14.540

14.690

15.018

15.349

15.683

15.180

15.506

15.409

15.426

15.629

8

Penyediaan Akomodasi dan Penyedian Makan Minum Transportasi, Pergudangan dan Komunikasi Perantara Keuangan

286

284

288

310

295

302

316

311

318

321

326

339

331

341

348

365

367

384

439

568

577

902

1.108

1.107

1.121

1.140

1.110

1.146

1.145

1.173

1.180

1.170

1.159

1.152

1.160

1.173

29

31

32

48

59

59

64

64

65

67

68

71

76

77

78

77

80

84

Real Estate, Usaha Persewaan, dan Jasa Perusahaan Administrasi Pemerintahan, Pertanahan Dan Jaminan Sosial Wajib Jasa Pendidikan

60

69

66

202

243

251

257

272

263

283

276

288

305

376

414

464

487

521

88

130

120

82

58

56

57

56

60

63

70

71

74

80

86

86

93

94

51

60

56

84

109

117

112

120

121

118

120

129

135

139

144

143

139

144

13. Education services

Jasa Kesehatan dan Kegiatan Sosial Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan Lainnya

82

81

81

90

85

84

86

82

84

89

90

96

96

101

102

101

101

107

14. Health Services and Social Activities

1.899

1.845

1.807

1.512

1.580

1.577

1.601

1.565

1.545

1.548

1.579

1.611

1.638

2.305

2.352

2.398

2.457

2.393

15. Community, Sociocultural, Entertainment and Other Individual Services

275

290

275

396

509

508

512

506

539

533

548

589

627

629

657

644

639

673

1.639

1.631

1.683

1.748

1.880

1.852

1.861

1.939

2.175

2.148

2.213

2.349

2.390

2.376

2.485

2.604

2.718

3.106

9 10 11 12 13 14 15

16 17 18 19

2.526

2.701

2.565

3.062

3.651

3.606

3.791

3.640

3.770

3.689

3.759

3.809

3.888

4.065

4.111

4.088

4.095

4.279

27

37

40

73

97

99

100

106

106

111

113

116

119

121

127

127

128

127

2. Fishery

30

37

37

65

96

99

97

99

107

99

98

99

100

99

104

104

104

115

3. Mining and Quarrying 4. Processing industry

Jasa Perorangan yang Melayani Rumah Tangga Kegiatan Usaha yang Belum Jelas Batasannya Bukan Lapangan Usaha - Rumah Tangga Bukan Lapangan Usaha - Lainnya

4.038

3.833

3.785

4.502

5.048

5.080

5.323

5.376

5.168

6.079

6.136

6.315

6.604

6.605

6.690

3.334

3.344

3.366

10.199

10.571

11.341

14.677

17.792

18.296

18.163

18.449

18.765

19.024

19.341

19.533

19.854

20.615

21.042

24.459

24.760

24.308

Total

33.284

33.580

33.844

41.100

48.500

48.895

49.425

49.818

50.396

51.709

52.633

53.749

55.023

56.248

57.462

57.634

58.218

58.677

Ket: 1) Merupakan sambungan halaman 194

5. Electricity, Gas and Water 6. Construction 7. Wholesale and Retail Trade 8. Provision of accommodation and the provision of eating and drinking 9. Transportation, Warehousing and communications 10. Financial intermediaries 11. Real Estate, Business, Ownership, and Business Services 12. Government administration, Defese and Compulsory Social Security

16. Individual Services which Serve 17. Business Activities are not clearly defined 18. Loans to Non Industrial Origin House Hold 19. Non Industrial Origin-Others Total Note : 1) Continue from page 194

118



Tabel 4.26 Kredit Bank Perkreditan Rakyat Berdasarkan Jenis Penggunaan

(Credit of Rural Banks Based on Type of Use) Miliar Rp (Billion Rp) Sektor Ekonomi

Nov

2010 Des

2011 Nov

Okt

Des

2012 Nov

Okt

Des

Jan

Feb

Mar

2013 Mei Jun

Apr

Jul

Ags

Sep

Economic Sector

Okt Working Capital

Modal Kerja -

Pertanian, Perburuhan, dan Kehutanan Perikanan Pertambangan dan Penggalian Industri Pengolahan Listrik, Gas dan Air Konstruksi Perdagangan Besar dan Eceran Penyediaan Akomodasi dan Penyedian Makan Minum Transportasi, Pergudangan dan Komunikasi Perantara Keuangan Real Estate, Usaha Persewaan dan Jasa Perusahaan Administrasi Pemerintahan, Pertanahan dan Jaminan Sosial Wajib Jasa Pendidikan Jasa Kesehatan dan Kegiatan Sosial Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan Lainnya Jasa Perorangan yang Melayani Rumah Tangga Kegiatan Usaha yang Belum Jelas Batasannya Bukan Lapangan Usaha - Rumah Tangga

2.260 36 32 455 14 230 9.790 243 380 26 64 122

2.277 38 32 451 13 238 9.679 249 387 27 59 111

2.508 62 53 544 21 507 11.211 260 467 40 164 107

2.572 62 53 539 22 570 11.227 255 473 39 163 68

2.617 67 56 536 24 565 11.368 261 477 43 183 72

3.049 91 87 610 28 939 13.218 262 682 51 208 44

3.232 92 85 625 29 915 13.333 269 684 56 214 43

3.074 99 88 619 28 933 13.433 264 702 56 216 42

3.199 99 86 628 27 870 13.588 271 697 55 217 45

3.109 103 86 633 29 907 13.712 269 721 57 239 43

3.174 106 85 648 30 925 14.023 271 727 59 228 47

3.223 108 86 660 27 980 14.328 278 749 61 237 48

3.296 111 86 663 30 1.051 14.637 274 769 65 249 53

3.464 113 85 650 32 1.099 14.118 283 768 66 318 57

3.508 119 91 653 36 1.175 14.401 290 757 68 352 59

3.483 119 90 652 37 1.192 14.330 296 759 67 400 59

3.492 119 88 666 37 1.212 14.322 295 758 69 416 64

3.666 118 99 671 34 1.259 14.520 310 772 73 448 67

-

47 62 1.329

44 62 1.437

64 71 1.350

61 70 1.333

62 70 1.330

91 66 1.371

87 67 1.389

83 65 1.363

84 66 1.345

83 68 1.339

85 69 1.370

91 71 1.398

92 71 1.417

94 77 2.079

100 78 2.128

101 77 2.152

97 77 2.219

101 79 2.147

-

253 1.382

241 1.446

340 1.485

356 1.432

356 1.470

443 1.490

442 1.495

437 1.531

467 1.738

459 1.686

472 1.735

508 1.849

541 1.894

545 1.916

568 2.019

554 2.122

541 2.213

575 2.506

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

16.724

16.790

19.253

0 19.295

0 19.557

22.732

23.058

23.030

23.484

23.545

24.054

24.704

25.299

25.764

26.401

26.489

26.683

- Pertanian, Perburuhan, dan Kehutanan - Perikanan - Pertambangan dan Penggalian

441 2 5

288 2 5

388 5 6

403 6 6

445 6 9

556 8 11

559 8 12

565 7 12

570 7 21

580 8 12

585 8 12

586 7 13

592 8 14

600 8 14

602 9 13

605 9 14

603 9 16

613 9 16

-

Industri Pengolahan Listrik, Gas dan Air Konstruksi Perdagangan Besar dan Eceran Penyediaan Akomodasi dan Penyedian Makan Minum

95 1 27 801 42

28 1 22 663 39

42 3 46 726 46

45 3 49 721 52

48 2 52 750 49

58 2 69 878 40

62 2 79 922 47

55 2 77 949 47

59 1 74 952 47

61 1 69 978 51

61 1 69 995 54

69 1 76 1.021 61

82 2 94 1.046 57

84 2 104 1.063 58

84 2 106 1.105 58

85 2 108 1.080 69

90 2 115 1.104 72

91 2 118 1.109 75

-

Transportasi, Pergudangan dan Komunikasi Perantara Keuangan Real Estate, Usaha Persewaan dan Jasa Perusahaan Administrasi Pemerintahan, Pertanahan dan Jaminan Sosial Wajib Jasa Pendidikan Jasa Kesehatan dan Kegiatan Sosial Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan Lainnya Jasa Perorangan yang Melayani Rumah Tangga Kegiatan Usaha yang Belum Jelas Batasannya

188 5 5

190 5 7

423 5 19

8

9

9

436 5 20 10

424 5 19 10

425 8 42 12

437 8 44 14

438 8 56 14

413 10 46 15

425 10 44 20

418 9 48 23

423 10 51 23

410 11 57 22

402 11 57 23

402 10 61 28

393 11 64 27

402 11 71 29

401 11 72 27

-

13 19 515

12 19 370

17 20 217

18 20 221

22 20 182

26 19 207

24 19 212

37 18 202

36 18 200

35 20 209

35 21 209

38 25 214

43 25 222

45 24 226

44 24 224

43 24 246

43 25 238

43 27 246

-

37 250

33 237

36 255

37 259

40 278

65 361

70 366

69 408

71 437

74 463

76 478

81 500

86 497

84 461

89 466

90 482

98 504

99 600

-

- Bukan Lapangan Usaha - Rumah Tangga

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

- Bukan Lapangan Usaha - Lainnya

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2.453

1.929

2.265

2.309

2.364

2.787

2.882

2.964

2.979

3.061

3.102

3.198

3.266

3.265

3.329

3.352

3.432

- Bukan Lapangan Usaha - Lainnya Total Modal Kerja

27.445 Total Working Capital

Investment

Investasi

-

Total Investasi

Consumption

- Kredit pemilikan rumah (KPR) yang dijamin dengan hak tanggungan pertama dengan tujuan untuk dihuni

373

382

516

527

532

736

755

766

777

790

807

834

850

869

876

896

919

929

- Kredit pemilikan kendaraan bermotor

651

1.072

1.334

1.346

1.346

1.420

1.428

1.422

1.428

1.431

1.453

1.489

1.505

1.544

1.587

1.648

1.447

1.720

Total Konsumsi Total

Agricultures, hunting and forestry Fisheries Mining and Quarrying Procesing industry Electricity, gas and water Construction Big and retail trade Provision of accomodation and food supply drinking Transportation, warehousing and communications Transitional Finance Real estate, Rental Business, and services company Government administration, the defense and compulsory social security Education services Health and social services Community, Sociocultural,Entertainment and Other Individual Services Individual services which serve households International Agency and Other Extra Agency International

3.559 Total Investment

Konsumsi

- Kredit konsumsi lainnya

Agricultures, hunting and forestry Fisheries Mining and Quarrying Procesing industry Electricity, gas and water Construction Big and retail trade Provision of accomodation and food supply drinking Transportation, warehousing and communications Transitional Finance Real estate, Rental Business, and services company Government administration, the defense and compulsory social security Education services Health and social services Community, Sociocultural,Entertainment and Other Individual Services Individual services which serve households International Agency and Other Extra Agency International

- Housing Loan (mortgage) secured by first mortgage in order to live - Vehicle Loans - Other consumer credit

13.380

13.672

16.890

17.203

17.300

21.220

21.303

21.636

21.729

22.882

23.218

23.524

24.102

24.806

25.269

25.249

25.738

25.024

14.403

15.126

18.740

19.076

19.178

23.376

23.485

23.824

23.934

25.103

25.478

25.847

26.458

27.219

27.732

27.793

28.104

27.673 Total consumption

33.580

33.844

40.259

40.681

41.100

48.895

49.425

49.818

50.396

51.709

52.633

53.749

55.023

56.248

57.462

57.634

58.218

58.677

Total

119



Tabel 4.27 Kredit Bank Perkreditan Rakyat Berdasarkan Lokasi Bank Penyalur

(Credit of Rural Banks Based on Banks Location) Miliar Rp (Billion Rp) Lokasi

2007

2008

2009

2010

2013

2011

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Location

Okt

3.515

4.401

4.803

5.862

7.043

7.813

7.858

7.872

7.954

8.138

8.293

8.463

8.657

8.849

9.049

9.055

9.191

9.303

1. Jawa Barat

2. Banten

402

480

575

697

899

1.098

1.108

1.128

1.126

1.152

1.178

1.184

1.238

1.259

1.274

1.276

1.289

1.298

2. Banten

3. DKI Jakarta

365

423

473

592

700

815

859

882

885

888

899

909

940

952

992

986

976

987

4. D.I Yogyakarta

1.047

1.289

1.481

1.766

2.039

2.374

2.395

2.389

2.376

2.439

2.488

2.535

2.596

2.644

2.719

2.724

2.739

2.756

5. Jawa Tengah

5.280

6.355

7.399

8.516

9.788

11.202

11.249

11.329

11.314

11.524

11.731

11.973

12.273

12.560

12.844

12.836

12.944

13.039

6. Jawa Timur

2.557

2.977

3.564

4.150

4.849

5.780

5.797

5.824

5.886

6.048

6.189

6.324

6.512

6.697

6.885

6.861

6.882

6.907

12

17

19

21

26

30

30

30

30

30

31

31

31

32

32

31

30

30

8. Jambi

144

161

183

214

289

479

488

488

498

510

520

533

545

554

565

564

567

567

8. Jambi

9. Aceh

26

64

99

76

90

106

102

100

99

100

103

106

111

114

117

116

118

119

9. Aceh

10. Sumatera Utara

319

382

438

493

541

636

644

649

641

655

666

678

693

709

723

717

721

722 10. Sumatera Utara

11. Sumatera Barat

514

660

757

829

975

1.057

1.053

1.050

1.044

1.057

1.054

1.064

1.073

1.077

1.069

1.048

1.047

1.026 11. Sumatera Barat

12. Riau

222

316

385

501

601

692

692

694

686

692

701

707

714

732

743

735

740

13. Kepulauan Riau

376

554

828

1.376

1.892

2.476

2.514

2.514

2.500

2.518

2.538

2.581

2.613

2.649

2.684

2.696

2.695


204

280

345

449

573

731

739

752

736

746

756

756

769

772

772

768

769

769 14. Sumatera Selatan

5

7

12

15

28

36

36

35

36

36

38

38

40

40

41

43

45

46 15. Bangka Belitung

2.787

3.398

2.281

2.899

3.467

3.886

3.966

4.022

4.418

4.746

4.800

4.949

5.058

5.187

5.272

5.309

5.375


105

180

196

250

252

220

229

229

227

231

235

251

250

252

253

254

259

257 17. Kalimantan Selatan


219

281

309

347

511

582

580

578

566

564

558

547

531

524

524

522

524

524 18. Kalimantan Barat


96

132

155

178

189

211

210

211

205

209

212

220

226

227

230

228

233

231 19. Kalimantan Timur

4

9

19

34

49

83

84

80

77

83

86

94

112

120

134

136

146

150 20. Kalimantan Tengah

21. Sulawesi Tengah

113

180

188

221

379

756

795

811

845

904

952

991

1.024

1.060

1.089

1.107

1.135

1.157 21. Sulawesi Tengah


142

218

263

364

546

764

780

790

799

818

831

839

863

897

914

925

943

953 22. Sulawesi Selatan

23. Sulawesi Utara

131

158

203

288

456

591

606

622

631

653

672

693

709

722

733

737

739

739 23. Sulawesi Utara

32

42

51

51

57

78

78

79

81

83

84

87

89

89

91

91

92

3

2

3

3

5

5

5

5

5

5

5

6

6

6

6

6

14

15

20

20

20

25

26

25

25

26

27

27

27

28

28

28

28

283

341

424

464

541

632

633

633

636

648

660

672

678

676

684

688

694

1.347

1.777

2.092

2.666

3.520

4.541

4.643

4.754

4.807

4.898

4.979

5.112

5.224

5.362

5.490

5.612

5.717

25

50

88

122

152

179

178

175

172

175

180

185

199

212

229

236

241

247 29. Nusa Tenggara Timur

30. Maluku

137

167

167

161

311

508

528

541

558

586

608

629

648

661

679

695

716

734 30. Maluku

31. Papua

115

154

182

193

253

400

411

412

417

427

436

442

448

456

463

470

479

490 31. Papua

1

1

1

5

9

13

13

13

13

14

14

14

14

15

15

15

15

20

52

95

97

101

103

109

109

111

115

115

115

119

123

-

-

-

-

-

-

-

-

-

-

-

-

-

41.100

48.895

49.425

49.818

50.396

51.709

52.633

53.749

55.023

56.248

57.462

57.634

58.218

1. Jawa Barat

7. Bengkulu

15. Bangka Belitung 16. Lampung



-

26. Gorontalo 27. Nusa Tenggara Barat 28. Bali 29. Nusa Tenggara Timur


-

-

-

34. Lainnya

-

-

-

Total

20.540

25.472

28.001

33.844

3. DKI Jakarta 4. D.I Yogyakarta 5. Jawa Tengah 6. Jawa Timur 7. Bengkulu

740 12. Riau 2.713 13. Kepulauan Riau

5.403 16. Lampung

93 24. Sulawesi Tenggara 6 25. Sulawesi Barat 28 26. Gorontalo 694 27. Nusa Tenggara Barat 5.813 28. Bali

15 32. Maluku Utara 123 33. Papua Barat - 34. Others 58.677

Total

120



Tabel 4.28 Kredit dan Non Performing Loan UMKM dan MKM Sektor Ekonomi

(SMEs Credit & Micro, Small, and NPL Based on Economic Sector) Miliar Rp (Billion Rp)

Sektor Ekonomi

2011 Des

Feb

Mar

Apr

Mei

2012 Jul

Jun

2013 Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Economic Sector

Okt

UMKM

1. Pertanian, Perburuan dan Kehutanan Baki Debet NPL 2. Perikanan Baki Debet NPL 3. Pertambangan dan Penggalian Baki Debet NPL 4. Industri Pengolahan Baki Debet NPL 5. Listrik, Gas dan Air Baki Debet NPL 6. Konstruksi Baki Debet NPL 7. Perdagangan Besar dan Eceran Baki Debet NPL 8. Penyediaan Akomodasi dan Penyediaan Makan Minum Baki Debet NPL 9. Transportasi, Pergudangan dan Komunikasi

10.

11.

12.

13.

14.

15.

16.

17.

18.

Baki Debet NPL Perantara Keuangan Baki Debet NPL Real Estate, Usaha Persewaan, dan Jasa Perusahaan Baki Debet NPL Administrasi Pemerintahan, Pertahanan, dan Jaminan Sosial Wajib Baki Debet NPL Jasa Pendidikan Baki Debet NPL Jasa Kesehatan dan Kegiatan Sosial Baki Debet NPL Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan Lainnya Baki Debet NPL Jasa Perorangan yang Melayani Rumah Tangga Baki Debet NPL Badan Internasional dan Badan Ekstra Internasional Lainnya Baki Debet NPL Kegiatan yang Belum Jelas Batasannya

Baki Debet NPL 19. Penerima Kredit Bukan Lapangan Usaha Baki Debet NPL 20. Tidak Teridentifikasi Baki Debet NPL Jumlah Baki Debet NPL r) diperbaiki

27.192 892

29.452 1.013

29.754 1.037

28.689 1.163

33.550 1.221

38.470 1.294

37.721 1.316

33.945 1.397

37.473 1.488

38.241 1.471

39.030 1.575

40.709 1.492

41.001 1.637

41.418 1.688

43.543 1.798

44.057 1.782

45.538 1.789

42.643 1.542

43.616 1.586

43.734 1.679

45.015 1.652

45.773 1.654

2.602 161

2.570 166

2.576 167

2.555 169

2.729 172

2.883 179

2.904 184

2.773 233

2.860 239

2.882 241

2.986 246

2.900 163

2.907 167

2.927 176

3.048 219

3.168 222

3.279 220

3.413 193

3.416 140

3.414 155

3.512 138

3.516 179

3.938 89

3.798 203

3.980 232

4.502 218

4.778 248

5.199 256

5.024 253

4.983 266

4.723 153

4.869 186

5.255 185

5.427 153

4.832 246

5.114 274

4.966 272

5.085 253

5.043 173

4.710 167

4.887 210

5.181 214

5.250 215

4.697 389

52.231 1.998

47.952 2.160

49.873 2.085

52.153 2.214

54.058 2.173

55.456 2.180

55.121 2.170

55.794 2.238

51.367 1.823

52.188 1.775

58.305 1.767

59.500 1.798

55.449 1.788

54.759 1.825

57.386 1.855

57.849 1.909

60.014 1.947

65.530 1.858

58.405 1.870

57.401 1.911

57.847 1.875

57.361 1.914

1.218 49

1.349 48

1.516 47

1.546 48

1.698 47

1.728 46

1.803 43

1.610 38

1.619 19

1.622 18

1.665 21

1.474 14

1.660 17

1.579 21

1.644 19

1.656 17

1.662 17

1.791 22

1.733 24

1.694 25

1.678 23

1.684 24

24.279 1.324

23.093 1.434

23.712 1.419

24.427 1.503

25.835 1.546

28.460 1.566

29.299 1.742

29.906 1.745

29.706 1.493

31.168 1.586

32.491 1.609

30.594 1.497

30.127 1.647

30.690 1.631

32.116 1.719

33.145 1.794

34.876 2.010

37.513 1.906

38.640 1.967

38.323 2.072

39.529 2.051

40.123 2.081

202.447 7.471

196.294 8.228

200.403 8.159

207.174 8.584

214.742 8.935

233.070 9.099

233.392 9.145

226.805 9.055

230.983 9.032

235.491 9.172

241.576 9.167

248.870 8.458

241.496 9.265

246.193 9.602

257.709 9.624

265.069 9.902

271.260 10.154

307.955 10.800

310.870 11.162

308.605 11.462

312.809 11.212

313.269 11.275

10.014 352

10.153 339

10.439 359

10.591 370

10.716 381

11.689 368

12.074 357

11.991 344

11.794 321

11.951 310

12.918 317

13.714 303

13.101 337

13.459 341

13.837 331

14.253 540

14.931 558

15.870 370

16.058 377

16.000 382

16.916 381

17.128 384

18.398 452

17.793 444

16.573 442

16.786 472

17.316 456

18.980 484

19.247 502

18.806 519

17.949 482

18.621 513

20.308 468

20.678 485

19.890 442

20.668 459

21.337 460

21.810 463

22.745 506

23.910 531

23.398 578

23.204 614

23.669 648

22.832 684

10.311 92

9.718 117

10.154 122

13.511 194

11.912 141

13.753 156

13.716 178

13.359 170

14.822 157

15.184 180

14.104 193

14.147 161

14.140 193

12.780 203

12.531 215

12.652 213

13.476 219

12.298 200

13.229 212

13.329 307

13.594 316

13.596 329

19.953 629

19.352 569

19.623 590

19.180 608

19.330 601

20.526 589

22.371 624

29.882 1.088

21.399 565

22.181 585

25.299 620

25.859 689

22.983 697

23.409 710

24.012 692

24.355 729

25.569 749

30.767 855

31.101 886

30.242 882

30.781 898

30.239 925

399 15

373 13

411 15

400 13

289 13

427 11

297 12

223 12

242 11

235 13

231 13

229 5

215 5

212 5

216 5

244 4

243 4

255 3

277 3

282 3

272 4

270 2

1.517 23

1.512 25

1.599 33

1.549 28

1.710 26

1.895 29

1.854 28

1.651 29

1.773 27

1.806 25

1.812 26

1.888 22

1.826 36

1.928 38

1.946 45

1.953 43

1.981 42

1.947 35

1.984 34

1.975 38

1.972 43

2.016 42

2.918 233

2.948 251

3.098 253

3.139 242

3.195 245

3.370 323

3.457 322

3.487 323

3.273 107

3.331 94

3.443 106

3.518 99

3.382 98

3.523 96

3.627 95

3.715 80

3.826 76

3.971 68

4.052 73

4.051 77

4.097 76

4.138 73

25.530 619

25.420 678

25.557 679

25.457 678

25.914 683

26.806 660

27.525 925

26.544 974

26.653 985

26.769 1.076

26.574 1.074

26.378 891

25.220 934

25.464 922

25.969 905

26.205 911

26.854 940

28.930 958

29.631 975

29.929 1.021

30.364 1.027

30.507 1.035

655 36

593 37

550 42

520 33

588 36

632 30

697 49

601 51

645 54

672 52

675 50

672 40

679 40

713 41

840 43

853 40

890 38

1.127 41

1.195 34

1.255 38

1.322 38

1.381 41

2.355 53

2.232 58

2.017 39

1.560 51

2.150 56

9 0

459 13

451 13

439 11

426 11

420 11

414 8

384 8

373 8

361 9

345 9

329 8

308 9

286 9

276 8

258 8

247 8

52.205 1.185

54.217 1.360

56.468 1.406

54.379 1.482

52.377 1.373

42.833 981

38.435 946

25.107 749

28.525 812

29.405 765

29.211 769

29.425 731

27.486 715

29.297 747

24.358 696

26.617 714

26.018 703

803r) 13r)

1,708r) 14r)

408 4

475 4

452 1

-

-

-

-

3 -

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0 1

6 3

8 3

21 3

9 3

11 4

8 3

-

-

-

14 -

14 -

-

458.164 15.674

448.825 17.147

458.311 17.129

468.141 18.072

482.902 18.356

506.197 18.252

505.406 18.813

487.917 19.245

506.792 18.274

514.518 18.786

6

486.251 17.778

0 497.044 18.073

0 516.304 18.221

526.397 17.011

8

529.452 19.001

2 0 543.033 19.626

2

558.533 20.156

2

583.741 19.570

3 583.859 20.156

3 579.308 20.890

2 589.361 20.610

2 589.229 21.038

1. Agriculture, hunting, and forestry Total NPL 2. Fishery Total NPL 3. Mining and quarrying Total NPL 4. Processing industry Total NPL 5. Electricity, gas and water Total NPL 6. Construction Total NPL 7. Wholesale and retail trade Total NPL 8. Provision of accommodation and the provision of eating and drinking Total NPL 9. Transportation, warehousing and communications Total NPL 10. Financial intermediaries Total NPL 11. Real estate, Business Ownership, and Business Services Total NPL 12. Government administration, defense and compulsory social security Total NPL 13. Education services Total NPL 14. Health services and social activities Total NPL 15. Community, Sociocultural, Entertainment and Other Individual Services Total NPL 16. Individual services which serve households Total NPL 17. International Agency and Other Extra Agency International Total NPL 18. Business activities are not clearly defined Total NPL 19. Debtor is not the business field - other Total NPL 20. Un-identified Total NPL Total Baki Debet NPL r) revised

121



Tabel 4.28 Kredit dan Non Performing Loan UMKM dan MKM Sektor Ekonomi

(SMEs Credit & Micro, Small, and NPL Based on Economic Sector) Miliar Rp (Billion Rp)

Sektor Ekonomi MKM 1) 1. Pertanian Baki Debet NPL 2. Pertambangan Baki Debet NPL 3. Perindustrian Baki Debet NPL 4. Listrik Baki Debet NPL 5. Konstruksi Baki Debet NPL 6. Perdagangan Baki Debet NPL 7. Pengangkutan Baki Debet NPL 8. Jasa Dunia Usaha Baki Debet NPL 9. Jasa Sosial Baki Debet NPL 10. Lain-lain Baki Debet NPL Jumlah Baki Debet NPL 1)

2011 Des

Feb

Mar

Apr

Mei

Jun

2012 Jul

2013 Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

26.285 803

27.408 972

28.302 1.020

27.944 1.109

32.223 1.181

36.984 1.267

37.197 1.515

33.402 1.589

37.532 1.711

37.946 1.748

38.817 1.896

40.423 2.005

40.565 1.873

40.831 1.960

43.233 2.155

9.020 124

9.112 136

9.769 164

10.657 169

10.610 187

11.780 162

13.633 225

10.084 234

11.985 258

11.243 301

13.682 375

17.135 262

17.822 304

14.898 317

17.191 325

70.380 2.502

67.635 2.624

69.044 2.659

73.458 2.783

72.754 2.745

75.923 2.925

77.821 3.527

75.353 3.270

77.398 3.147

78.507 3.116

78.378 3.089

80.823 2.900

79.678 3.004

80.684 3.038

81.552 2.981

1.316 45

1.071 45

1.045 39

1.121 40

1.212 39

1.343 139

1.433 140

1.397 146

1.490 147

1.482 151

1.511 154

1.532 131

1.446 131

1.497 135

1.548 131

25.834 1.441

24.144 1.556

24.436 1.538

25.427 1.646

26.810 1.694

28.516 1.710

29.704 1.763

30.366 1.741

32.368 1.745

33.032 1.776

33.437 1.781

31.020 1.637

28.272 1.728

28.237 1.740

29.421 1.799

235.105 8.885

231.812 9.735

237.441 9.624

244.998 10.569

252.652 10.993

272.766 11.226

279.997 11.978

272.658 11.487

279.545 11.524

281.275 11.152

285.741 11.662

294.095 10.625

286.632 11.549

292.780 11.877

307.619 11.934

11.293 313

11.397 311

11.703 353

12.032 330

12.139 332

12.753 307

14.296 340

13.858 347

14.224 348

14.453 1.129

13.857 338

14.160 351

14.151 314

14.513 344

15.019 376

78.206 1.252

64.416 1.423

66.340 1.449

72.929 1.609

69.356 1.591

73.758 1.580

75.290 1.691

83.952 2.222

78.482 1.773

79.803 1.809

81.967 1.797

81.707 1.754

83.589 1.931

84.628 2.027

86.821 2.069

86.867 2.073

84.470 2.352

86.143 2.387

83.546 2.430

82.398 2.305

72.447 1.906

69.985 2.271

60.422 2.168

63.975 2.185

64.212 2.215

64.144 2.147

63.687 1.942

61.816 1.987

63.821 2.025

59.071 1.973

607.085 8.678

615.654 9.694

626.509 9.633

631.379 10.029

644.206 10.216

656.572 9.952

662.854 10.261

684.650 10.710

691.406 10.572

703.875 10.641

713.440 10.689

726.024 10.107

735.808 11.419

735.900 11.709

746.599 11.743

1.151.392 26.115

1.137.120 28.848

1.160.732 28.866

1.183.491 30.715

1.204.360 31.284

1.242.842 31.172

1.262.210 33.712

1.266.142 33.915

1.288.406 33.409

1.305.828 34.039

1.324.974 33.926

1.350.606 31.714

1.349.779 34.240

1.357.789 35.173

1.388.074 35.485

Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat data MKM masih berdasarkan plafon, sedangkan data UMKM sudah sesuai dengan kriteria usaha pada UU No. 20 tentang UMKM

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Economic Sector 1. Agriculture Total NPL 2. Mining Total NPL 3. Manufacturing Total NPL 4. Electricity Total NPL 5. Construction Total NPL 6. Trading Total NPL 7. Transportation Total NPL 8. Business Services Total NPL 9. Social Services Total NPL 10. Others Total NPL Total Baki Debet NPL

1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20

122



Tabel 4.29 Kredit dan Non Performing Loan UMKM dan MKM Menurut Jenis Penggunaan

(SMEs Credit and NPL Credit Based on Type of Use) Miliar Rp (Billion Rp) 2011

Jenis Penggunaan Ags

Sep

2012

Okt

Nov

Des

Okt

2013

Nov

Des

Jan

Feb

Mar

Apr

Mei

Type of Use Jun

Juli

Ags

Sep

Okt UMKM 1. Working Capital

UMKM 1. Modal Kerja

Baki Debet NPL

335.098 16.195

341.069 15.795

342.838 15.700

345.700 15.763

355.888 12.770

382.723 14.639

394.866 14.725

403.047 13.645

388.852 14.584

395.154 15.054

406.954 15.161

419.198 15.487

431.290 15.891

430.471 14.818

428.877 15.259

425.069 15.874

429.683 15.597

429.773 15.869

93.437 3.215

94.930 3.174

97.011 3.222

99.805 3.223

102.275 2.903

114.322 3.433

121.438 3.497

123.350 3.366

117.941 3.690

119.364 3.732

122.498 3.840

123.835 4.139

127.242 4.264

153.270 4.752

154.982 4.897

154.239 5.017

159.678 5.013

159.455 5.169

-

-

-

-

-

0 0

1 0

1 0

0 0

1 1

428.536 19.411

436.000 18.969

439.850 18.922

445.505 18.986

458.164 15.674

2. Investment

2. Investasi

Baki Debet NPL 3. Konsumsi

Baki Debet NPL

NPL

Jumlah Baki Debet NPL

-

-

-

-

-

-

-

-

-

-

-

-

-

NPL 2. Investasi

Baki Debet NPL 3. Konsumsi

Baki Debet NPL

Jumlah Baki Debet NPL 1)

Total NPL 4. Un-identified

0 497.044 18.073

0 516.304 18.221

0 526.397 17.011

0 506.792 18.274

0 514.518 18.786

1 529.452 19.001

0 543.033 19.626

0 558.533 20.156

0 583.741 19.570

0 583.859 20.156

0 579.308 20.890

0 589.361 20.610

589.229 21.038

Total NPL Total Baki Debet NPL MKM 1) 1. Working Capital

MKM 1) 1. Modal Kerja

Baki Debet

Total NPL 3. Consumption

3. Tidak Teridentifikasi

Baki Debet

Total NPL

400.366

408.748

412.394

418.022

427.154

17.353

17.217

17.235

17.062

14.233

106.206 3.504

107.584 3.573

110.321 3.631

113.420 3.578

117.247 3.205

137.715 4.506

140.967 4.575

141.492 4.134

141.456 4.690

143.327 4.719

145.753 4.909

569.897

578.462

590.794

600.019

606.991

9.966

9.942

9.954

9.800

8.677

703.463 10.641

713.006 10.689

725.519 10.106

735.277 11.418

735.339 11.709

745.989 11.742

1.076.469 30.823

1.094.794 30.732

1.113.510 30.819

1.131.461 30.440

1.151.392 26.115

1.305.828 34.039

1.324.974 33.926

1.350.606 31.714

1.349.779 34.240

1.357.789 35.173

1.388.074 35.485

464.651 18.892

471.000 18.663

483.595 17.473

473.046 18.133

479.123 18.745

496.332 18.833

Total NPL 2. Investment

Total NPL 3. Consumption


Total NPL Total Baki Debet NPL 1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20

123



Tabel 4.30 Kredit dan Non Performing Loan Rincian Kredit UMKM dan MKM Menurut Kelompok Bank

(Detail of SMEs Credit and Detail of MKM Credit Based on Group of Bank) Miliar Rp (Billion Rp) Kelompok Bank

2011 Ags

Sep

2012

Okt

Nov

Des

Feb

Mar

Apr

Mei

Jun

2013

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Juli

Ags

Sep

Category of Bank

Okt

UMKM 1) 1. Bank Persero Baki Debet

1. State Owned Banks Total

208.081

211.612

213.182

214.801

222.645

216.297

218.914

218.691

228.334

245.191

247.864

233.157

226.303

230.198

234.182

242.861

239.771

244.615

254.325

260.655

268.170

291.569

288.945

283.103

289.758

291.609

Mikro

58.618

59.149

56.135

56.197

58.287

58.350

58.902

54.287

60.824

67.071

70.129

62.319

63.222

64.130

65.109

66.555

66.989

68.563

71.037

73.123

75.936

79.305

82.703

82.508

84.372

85.074

Micro

Kecil

80.389

80.877

82.875

83.411

86.113

82.435

83.566

86.921

89.429

96.513

97.212

91.097

90.874

92.266

94.046

98.136

94.166

96.255

100.563

102.402

105.169

113.364

114.320

114.159

115.995

117.004

Small

Menengah

Medium

69.074

71.585

74.173

75.193

78.245

75.512

76.447

77.483

78.080

81.607

80.523

79.741

72.207

73.802

75.027

78.169

78.616

79.796

82.725

85.130

87.065

98.900

91.923

86.437

89.391

89.531

11.871

11.398

11.284

11.312

9.019

10.016

9.931

10.482

10.626

10.574

10.913

10.923

9.557

9.686

9.810

9.093

9.872

10.231

10.395

10.537

10.645

10.694

10.975

11.512

11.236

11.212

Mikro

1.761

1.711

1.330

1.329

1.174

1.380

1.397

1.442

1.385

1.381

1.429

1.424

1.376

1.354

1.343

1.214

1.431

1.482

1.522

1.522

1.537

1.574

1.617

1.687

1.662

1.655

Micro

Kecil

6.014

5.856

5.945

5.962

4.450

4.965

4.867

5.239

5.377

5.312

5.456

5.447

5.141

5.138

5.184

4.694

4.972

5.130

5.303

5.350

5.430

5.480

5.420

5.586

5.466

5.332

Small

Menengah

4.096

3.831

4.009

4.021

3.395

3.671

3.667

3.801

3.865

3.881

4.028

4.052

3.039

3.194

3.283

3.185

3.469

3.619

3.570

3.665

3.678

3.640

3.937

4.239

4.108

4.226

NPL

Medium 2. Regional Development Banks

2. BPD Baki Debet

NPL

31.116

31.803

32.011

32.517

31.314

36.525

37.671

38.633

40.087

42.567

43.193

44.462

45.134

45.595

46.494

45.082

42.223

43.412

43.171

46.144

47.608

42.667

43.914

44.599

45.649

47.339

Total

Mikro

4.532

4.764

4.576

4.710

4.509

7.291

7.753

7.572

8.145

8.766

8.997

8.843

9.036

8.944

9.163

9.038

8.781

8.972

8.013

9.367

9.230

8.860

8.987

8.981

9.018

9.285

Micro

Kecil

19.180

19.195

19.169

19.270

18.880

19.485

19.952

20.652

20.747

21.549

21.494

22.156

22.572

22.207

22.262

21.091

18.960

19.241

19.296

20.158

21.175

20.044

20.570

20.822

21.158

22.042

Small

7.404

7.844

8.267

8.537

7.925

9.748

9.967

10.409

11.196

12.253

12.702

13.463

13.526

14.443

15.069

14.953

14.482

15.199

15.862

16.619

17.203

13.763

14.357

14.796

15.473

16.011

Medium

2.079

2.118

2.152

2.147

1.593

2.015

2.017

2.120

2.253

2.343

2.481

2.688

2.652

2.858

2.856

2.612

2.875

2.962

2.917

3.145

3.291

2.867

3.084

3.208

3.177

3.339

222

270

267

276

239

393

391

364

394

402

421

434

477

543

533

443

483

504

475

535

530

522

568

614

617

657

Micro

1.366

1.346

1.390

1.364

915

1.062

1.128

1.238

1.265

1.293

1.351

1.494

1.461

1.527

1.547

1.327

1.395

1.439

1.406

1.460

1.612

1.438

1.538

1.580

1.544

1.568

Small

492

502

496

508

439

561

498

517

593

647

709

760

714

787

776

842

997

1.020

1.035

1.150

1.149

908

977

1.013

1.015

1.114

Menengah NPL

Mikro Kecil Menengah

Medium 3. Foreign Exchange Commercial Banks

3. Bank Swasta Nasional Baki Debet

NPL

Total

182.039

185.723

184.917

188.252

194.234

189.103

195.165

203.759

201.481

207.398

201.915

202.268

206.009

212.444

225.953

228.991

215.256

216.758

221.787

225.915

232.153

238.540

242.000

242.845

244.605

238.445

Mikro

25.770

26.001

25.358

25.029

24.759

22.845

23.191

24.171

23.695

23.898

23.668

23.106

23.182

22.789

21.871

21.476

20.191

20.142

20.221

20.095

20.302

20.525

20.744

20.697

20.904

21.333

Micro

Kecil

39.406

40.240

40.695

40.269

40.660

40.542

41.906

43.353

43.206

43.027

42.008

41.890

41.526

41.461

45.369

44.581

39.314

39.927

40.296

40.285

41.174

41.041

41.093

41.063

41.242

41.214

Small

116.863

119.482

118.864

122.954

128.816

125.716

130.067

136.234

134.580

140.472

136.239

137.271

141.301

148.193

158.713

162.934

155.751

156.689

161.270

165.536

170.677

176.974

180.163

181.085

182.460

175.898

5.230

5.213

5.130

5.197

4.710

4.860

4.950

5.212

5.213

5.085

5.156

5.383

5.275

5.275

5.318

5.096

5.317

5.400

5.499

5.751

6.026

5.810

5.894

5.981

6.005

6.225

721

682

691

675

618

615

643

671

757

768

756

801

837

822

808

758

774

780

845

859

895

860

867

852

848

841

Micro

Kecil

1.736

1.747

1.733

1.796

1.645

1.644

1.689

1.813

1.808

1.775

1.835

1.899

1.810

1.778

1.793

1.720

1.826

1.866

1.955

1.953

2.007

2.026

2.048

2.114

2.083

2.105

Small

Menengah

2.774

2.785

2.707

2.727

2.447

2.601

2.619

2.728

2.648

2.543

2.565

2.683

2.628

2.675

2.718

2.618

2.717

2.754

2.698

2.939

3.124

2.924

2.979

3.016

3.073

3.279

Menengah NPL

Mikro

NPL

Medium 4. Joint Venture Banks and Foreign Owned Banks

4. Bank Asing dan Campuran Baki Debet

Medium

Total

7.300

6.863

9.739

9.934

9.971

6.900

6.561

7.058

13.000

11.041

12.434

8.031

8.805

8.807

9.675

9.463

9.541

9.734

10.169

10.319

10.601

10.966

8.999

8.761

9.349

11.836

Mikro

208

249

507

573

470

113

109

115

2.876

471

1.292

121

162

109

667

107

112

58

43

40

103

161

69

63

65

93

Micro

Kecil

469

471

698

792

874

567

554

532

1.646

1.617

1.590

488

534

546

501

465

452

393

399

393

393

373

392

396

391

568

Small

6.623

6.143

8.534

8.570

8.627

6.220

5.898

6.411

8.478

8.953

9.551

7.422

8.109

8.152

8.507

8.891

8.978

9.283

9.726

9.886

10.106

10.432

8.538

8.302

8.893

11.175

230

240

355

330

352

256

231

258

264

250

263

251

294

254

237

208

210

193

190

194

193

198

203

189

193

262

31

30

31

30

16

13

13

13

18

13

51

13

57

13

9

7

7

4

4

4

2

2

1

1

1

9

Micro Small

Menengah NPL

Mikro Kecil Menengah

21

19

29

29

62

60

59

59

59

58

58

57

58

57

50

40

40

24

26

25

26

25

26

24

23

23

178

191

295

271

275

183

159

185

186

179

154

180

179

183

178

161

163

165

161

165

165

171

177

165

168

230

NPL

Medium Total

Jumlah Baki Debet

Medium NPL

428.536

436.000

439.850

445.505

458.164

448.825

458.311

468.141

482.902

506.197

505.406

487.917

486.251

497.044

516.304

526.397

506.792

514.518

529.452

543.033

558.533

583.741

583.859

579.308

589.361

589.229

19.411

18.969

18.922

18.986

15.674

17.147

17.129

18.072

18.356

18.250

18.813

19.245

17.778

18.073

18.221

17.011

18.274

18.786

19.001

19.626

20.156

19.570

20.156

20.890

20.610

21.038

Baki Debet NPL

124



Tabel 4.30 Kredit dan Non Performing Loan Rincian Kredit UMKM dan MKM Menurut Kelompok Bank

(Detail of SMEs Credit and Detail of MKM Credit Based on Group of Bank) Miliar Rp (Billion Rp) Kelompok Bank

2011 Ags

Sep

2012

Okt

Nov

Des

Feb

Mar

Apr

Mei

Jun

2013

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

MKM 1) 1. Bank Persero

Jun

Juli

Ags

Sep

Category of Bank

Okt

1. State Owned Banks Total

Baki Debet

393.444

397.915

400.301

404.602

415.623

412.216

419.037

425.516

432.329

445.061

453.138

456.863

466.579

474.024

484.257

502.447

508.100

505.110

520.215

Mikro

119.877

121.386

120.114

120.468

122.104

118.896

118.758

121.793

116.315

117.686

133.503

135.504

137.695

137.012

140.186

143.877

154.319

143.998

148.938

Micro

Kecil

175.737

176.978

180.317

182.649

188.524

191.703

196.184

195.126

205.257

211.279

208.070

211.661

215.625

221.806

226.306

234.031

235.240

239.928

245.762

Small

Menengah

Medium

97.830

99.550

99.870

101.485

104.996

101.616

104.095

108.596

110.757

116.095

111.565

109.697

113.260

115.205

117.765

124.540

118.541

121.183

125.515

14.602

14.225

14.036

13.848

11.258

13.007

12.583

14.039

14.260

13.950

15.813

16.103

15.740

16.405

16.277

15.271

16.762

17.344

17.432

Mikro

3.941

3.835

3.628

3.464

2.997

3.417

3.354

4.140

3.960

3.921

9.881

9.847

9.557

9.950

9.653

9.520

9.965

10.293

10.318

Micro

Kecil

4.753

4.630

4.597

4.640

3.722

4.434

4.375

4.632

4.801

4.685

2.735

2.922

2.823

2.895

3.026

2.611

3.121

3.272

3.315

Small

Menengah

5.908

5.760

5.811

5.744

4.539

5.155

4.853

5.268

5.498

5.343

3.197

3.333

3.360

3.561

3.598

3.140

3.676

3.779

3.799

NPL

Baki Debet

NPL

Medium 2. Regional Development Banks

2. BPD 149.963

151.887

154.537

156.413

155.024

157.050

160.565

164.717

168.975

173.945

177.158

179.785

183.168

187.269

190.275

190.815

190.075

193.809

197.449

Total

Mikro

35.933

35.891

35.933

35.484

36.921

34.348

34.093

33.360

34.633

34.433

33.828

34.149

34.183

33.548

33.164

32.580

31.849

30.985

31.265

Micro

Kecil

103.404

104.953

107.043

109.042

107.321

112.610

115.679

119.589

122.197

126.367

129.509

131.280

133.765

137.898

140.741

142.679

143.992

148.056

150.822

Small

10.627

11.043

11.562

11.887

10.782

10.093

10.792

11.768

12.145

13.145

13.821

14.356

15.220

15.823

16.369

15.556

14.234

14.768

15.362

3.337

3.430

3.482

3.497

2.562

2.795

2.886

3.062

3.207

3.223

3.336

3.556

3.550

3.638

3.656

3.297

3.524

3.645

3.694

636

694

688

633

470

524

519

497

550

543

515

610

632

626

612

555

564

565

594

Micro

Kecil

1.392

1.437

1.470

1.489

1.176

1.316

1.356

1.446

1.490

1.497

1.567

1.649

1.674

1.670

1.692

1.489

1.641

1.704

1.701

Small

Menengah

1.310

1.299

1.323

1.375

915

955

1.011

1.119

1.166

1.183

1.254

1.296

1.244

1.342

1.352

1.253

1.318

1.376

1.399

Menengah NPL

Mikro

3. Bank Swasta Nasional Baki Debet

Medium NPL

Medium 3. Foreign Exchange Commercial Banks Total

475.761

485.700

493.033

502.893

512.566

518.909

529.479

541.669

550.054

566.256

575.093

575.098

582.583

589.044

594.239

601.409

595.518

602.672

611.913

Mikro

92.506

94.007

96.420

99.133

97.877

98.496

99.735

103.079

100.994

103.794

105.959

102.046

101.843

100.876

99.331

97.552

93.057

92.392

94.800

Micro

Kecil

181.419

185.004

188.657

191.148

195.035

198.772

201.315

204.225

208.043

213.439

216.702

218.322

220.708

223.433

226.516

228.341

228.630

231.317

232.939

Small

Menengah

201.836

206.688

207.956

212.612

219.654

221.640

228.430

234.364

241.017

249.024

252.432

254.731

260.032

264.735

268.392

275.516

273.831

278.962

284.174

11.081

11.229

11.265

11.123

10.204

10.896

11.238

11.458

11.645

11.908

12.473

12.201

12.130

12.066

12.112

11.502

12.250

12.364

12.539

Mikro

2.943

2.944

3.100

3.028

2.802

2.823

3.004

2.989

3.055

3.557

3.953

3.307

3.283

3.187

3.178

2.918

2.965

2.956

2.950

Micro

Kecil

3.685

3.738

3.717

3.678

3.349

3.606

3.693

3.824

3.939

3.901

3.996

4.157

4.151

4.208

4.237

4.084

4.402

4.555

4.687

Small

Menengah

4.453

4.547

4.447

4.417

4.053

4.467

4.541

4.646

4.651

4.450

4.524

4.737

4.697

4.671

4.697

4.500

4.883

4.853

4.902

NPL

4. Bank Asing dan Campuran Baki Debet

Medium NPL

Medium 4. Joint Venture Banks and Foreign Owned Banks Total

57.300

59.292

65.639

67.552

68.180

48.945

51.651

51.589

53.002

57.580

56.821

54.397

56.075

55.491

56.203

55.935

56.086

56.198

58.497

Mikro

40.144

41.901

44.254

45.584

46.218

26.815

29.051

28.639

29.328

33.279

31.793

29.520

30.917

29.687

30.345

29.972

29.862

29.597

31.516

Micro

Kecil

6.017

5.905

6.700

6.823

7.005

7.010

7.022

7.133

7.253

7.305

7.465

7.259

7.353

7.489

7.536

7.558

7.457

7.544

7.600

Small

11.139

11.485

14.685

15.145

14.957

15.120

15.577

15.816

16.421

16.997

17.563

17.617

17.806

18.315

18.323

18.405

18.768

19.057

19.380

1.803

1.848

2.037

1.972

2.091

2.150

2.159

2.155

2.172

2.091

2.090

2.055

1.990

1.930

1.880

1.643

1.705

1.820

1.819

1.082

1.085

1.077

1.088

1.223

1.258

1.264

1.246

1.248

1.173

1.144

1.098

1.032

965

945

849

900

993

1.001

Micro

Kecil

495

517

562

537

542

565

575

589

598

613

620

621

613

595

560

481

488

504

504

Small

Menengah

226

246

399

347

325

327

320

320

325

305

326

337

345

369

375

313

317

323

314

Medium

1.076.469

1.094.794

1.113.510

1.131.460

1.151.392

1.137.120

1.160.732

1.183.491

1.204.360

1.242.842

1.262.210

1.266.142

1.288.406

1.305.828

1.324.974

1.350.606

1.349.779

1.357.789

1.388.074

30.823

30.732

30.819

30.440

26.115

28.848

28.866

30.715

31.284

31.172

33.712

33.915

33.409

34.039

33.926

31.714

34.240

35.173

35.485

Menengah NPL

Mikro

Baki Debet NPL

Medium NPL

Total

Jumlah

1)

Mei


Baki Debet NPL 1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20

125



Tabel 4.31 Kredit UMKM dan MKM Menurut Lokasi Proyek Per Daerah Tingkat I

(SMEs Credit and MKM Credit Based on Project Location) Miliar Rp (Billion Rp) 2011

2012

2013

Category of Bank

Kelompok Bank Des

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Juli

Ags

Sep

Okt

UMKM

1. Jawa Barat

58.034

64.581

64.257

63.476

61.446

63.511

66.468

67.636

65.458

66.718

67.339

70.116

71.538

74.091

75.284

74.863

75.180

75.618 1.

Jawa Barat

2. Banten

16.026

17.421

17.221

17.101

16.999

17.478

18.469

18.863

18.297

18.542

19.018

19.650

20.397

21.599

21.946

21.503

21.606

21.902 2.

Banten

3. DKI Jakarta

82.225

88.118

86.877

82.879

82.519

85.404

92.282

93.051

86.302

86.960

89.811

89.811

95.280

97.963

92.565

90.837

93.283

90.471 3.

DKI Jakarta

5.413

5.973

6.108

5.987

6.163

6.136

6.326

6.549

6.403

6.541

6.725

6.725

7.251

7.776

7.977

7.936

8.132

8.137 4.

5. Jawa Tengah

43.721

48.996

49.075

47.667

48.491

49.641

50.376

51.576

51.519

51.850

54.047

54.518

56.489

59.319

59.864

59.930

61.105

61.397 5.

Jawa Tengah

6. Jawa Timur

62.346

66.677

64.989

63.156

61.407

61.989

63.978

65.980

64.315

65.430

67.795

69.409

71.207

76.044

76.728

75.917

76.647

77.218 6.

Jawa Timur

7. Bengkulu

3.115

3.540

3.519

3.339

3.446

3.553

3.558

3.598

3.574

3.570

3.676

3.772

3.829

3.948

3.994

3.965

4.007

4.006 7.

Bengkulu

8. Jambi

6.724

7.634

7.625

7.332

7.404

7.503

7.634

7.809

7.588

7.694

7.907

8.063

8.359

8.690

8.687

8.666

8.741

8.732 8.

Jambi

9. Aceh

5.850

6.696

7.223

7.039

6.372

6.391

6.385

6.395

6.189

6.219

6.485

6.575

6.638

7.208

6.988

6.922

7.015

7.043 9.

Aceh

10. Sumatera Utara

26.707

30.232

31.371

28.831

28.919

29.928

31.159

31.470

30.121

30.872

31.564

32.186

32.607

34.279

34.557

34.865

35.259

36.089 10. Sumatera Utara

11. Sumatera Barat

8.721

10.102

10.284

10.082

10.135

10.331

10.525

10.663

10.336

10.663

10.991

11.281

11.482

11.532

11.648

11.462

11.618

11.548 11. Sumatera Barat

13.995

15.269

15.339

15.163

15.017

15.269

15.894

16.096

15.598

15.727

15.839

16.155

16.845

17.522

17.716

17.340

17.665

17.624 12. Riau

4.648

5.545

5.545

5.420

5.089

5.192

5.390

5.514

5.548

5.554

5.764

5.986

6.457

6.737

6.990

6.922

7.190

6.981 13. Kepulauan Riau


12.190

14.230

14.297

14.028

14.235

14.466

14.829

14.807

14.444

14.619

14.804

15.241

15.650

16.192

16.329

16.376

17.287

17.290 14. Sumatera Selatan

15. Bangka Belitung

2.225

2.471

2.471

2.337

2.010

2.245

2.282

2.604

2.483

2.514

2.420

2.499

2.545

2.747

2.773

2.779

2.846

2.900 15. Bangka Belitung

16. Lampung

9.060

9.432

9.462

8.960

9.774

9.755

10.149

10.276

9.781

10.179

10.270

10.653

10.736

11.089

11.285

11.067

11.281


6.242

7.244

7.180

7.061

7.401

7.534

8.179

8.086

7.417

7.483

7.899

8.201

8.214

8.664

8.743

8.558

8.849


6.910

7.499

7.589

7.510

7.829

7.847

7.995

8.350

8.086

8.205

8.543

8.847

9.065

9.556

9.695

9.674

9.844

10.105 18. Kalimantan Barat


15.118

16.589

16.444

16.585

16.590

16.636

17.457

17.295

16.254

16.552

17.271

17.738

18.175

19.047

19.523

19.587

20.141

20.085 19. Kalimantan Timur


3.590

4.217

4.325

4.199

4.286

4.346

4.399

4.433

4.321

3.896

3.995

4.100

4.209

4.326

4.388

4.416

4.648

4.664 20. Kalimantan Tengah

21. Sulawesi Tengah

5.183

5.699

5.707

5.149

5.216

5.288

5.362

5.559

5.313

5.398

5.616

5.783

5.955

6.267

6.328

6.294

6.426

6.410 21. Sulawesi Tengah


17.926

19.168

19.063

18.187

17.754

18.177

18.312

19.460

19.318

20.274

20.888

21.421

21.771

23.098

23.167

22.857

23.100

23.107 22. Sulawesi Selatan

23. Sulawesi Utara

5.923

6.850

6.724

5.997

5.751

5.781

5.835

5.861

5.626

5.698

5.883

6.033

6.177

6.459

6.221

6.104

6.293

6.356 23. Sulawesi Utara


2.871

3.628

3.681

3.243

3.357

3.534

3.583

3.715

3.678

3.783

3.951

4.005

4.109

4.303

4.386

4.368

4.442

4.459 24. Sulawesi Tenggara

25. Sulawesi Barat

1.326

1.633

1.653

1.424

1.521

1.548

1.554

1.567

1.570

1.615

1.649

1.687

1.715

1.781

1.797

1.781

1.821

1.820 25. Sulawesi Barat

26. Gorontalo

1.701

2.112

2.190

1.793

1.803

1.785

1.812

1.820

1.779

1.800

1.834

1.888

1.931

1.975

1.967

1.918

1.953

1.955 26. Gorontalo


3.820

4.750

4.868

4.690

4.783

4.879

4.949

5.175

5.145

5.286

5.508

5.627

5.751

5.972

6.033

6.033

6.145

6.115 27. Nusa Tenggara Barat

13.050

14.545

14.697

14.586

15.150

15.504

15.646

16.356

15.998

16.032

16.497

16.912

17.635

18.245

18.637

18.791

19.122


2.624

3.140

3.145

2.984

3.113

3.167

3.203

3.297

3.104

3.243

3.379

3.509

3.670

3.824

3.902

3.972

3.995

4.056 29. Nusa Tenggara Timur

30. Maluku

1.756

1.944

1.891

1.593

1.927

1.773

1.752

1.808

1.699

1.717

1.767

1.809

1.823

1.922

1.927

1.845

1.874

1.908 30. Maluku

31. Papua

4.752

5.212

5.339

5.141

5.343

5.396

5.462

5.477

4.629

4.851

5.124

5.330

5.492

5.840

6.020

6.022

6.149

6.301 31. Papua

32. Maluku Utara

1.204

1.557

1.573

1.301

1.303

1.292

1.298

1.327

1.274

1.298

1.341

1.407

1.426

1.476

1.472

1.449

1.439

1.449 32. Maluku Utara

33. Papua Barat

1.881

2.228

2.294

2.320

2.361

2.388

2.434

2.523

2.245

2.328

2.427

2.497

2.606

2.764

2.817

2.782

2.818

2.850 33. Papua Barat

259

355

307

272

286

346

348

369

372

378

368

365

447

370

371

387

327

35. Tidak Teridentifikasi

1.030

913

1.071

1.084

1.053

1.031

1.020

1.032

1.010

1.027

1.057

3.232

1.054

1.114

1.135

1.121

1.114

Jumlah

458.164

506.197

505.406

487.917

4. D.I Yogyakarta

12. Riau 13. Kepulauan Riau

28. Bali

34. Lainnya

486.251

497.044

516.304

526.397

506.792

514.518

529.452

543.033

558.533

583.741

583.859

579.308

589.361

D.I Yogyakarta

11.237 16. Lampung 8.785 17. Kalimantan Selatan

19.193 28. Bali

313 34. Lainnya 1.104 35. Tidak Teridentifikasi 589.229

Total

126



Tabel 4.31 Kredit UMKM dan MKM Menurut Lokasi Proyek Per Daerah Tingkat I

(SMEs Credit and MKM Credit Based on Project Location) Miliar Rp (Billion Rp) 2011

2012

2013

Category of Bank

Kelompok Bank Des MKM

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Juli

Ags

Sep

Okt

1)

1. Jawa Barat

1. Jawa Barat

175.897

190.217

193.031

195.973

198.819

201.368

203.880

207.552

209.964

212.057

215.351

56.857

61.222

63.276

66.089

66.284

68.510

68.656

70.082

70.123

72.725

72.161

215.963

221.740

225.190

216.011

223.377

223.541

230.029

237.266

238.484

228.808

243.461

4. D.I Yogyakarta

13.368

14.173

14.409

14.754

14.987

15.242

15.567

15.857

15.716

15.947

16.256

5. Jawa Tengah

95.742

103.018

104.195

106.421

107.750

110.030

111.641

114.094

113.974

115.567

117.385

5. Jawa Tengah

128.190

139.708

142.319

142.762

144.622

146.226

147.630

150.323

149.781

151.962

154.741

6. Jawa Timur

8.430

9.850

9.940

10.016

10.128

10.209

10.336

10.503

10.526

10.601

10.808

7. Bengkulu

8. Jambi

15.415

16.999

17.430

17.388

17.704

17.998

18.196

18.485

18.466

18.754

18.985

8. Jambi

9. Aceh

18.585

19.430

19.563

19.664

19.873

20.017

20.101

20.217

20.090

20.286

20.565

9. Aceh

10. Sumatera Utara

58.917

65.819

65.916

66.595

67.281

68.768

69.408

70.333

69.825

70.967

72.211

10. Sumatera Utara

11. Sumatera Barat

23.000

25.213

25.491

25.666

26.048

26.317

26.654

27.088

26.646

27.097

27.560

11. Sumatera Barat

12. Riau

32.210

35.778

36.145

36.114

36.554

36.833

37.041

37.337

37.065

37.329

37.646

12. Riau

13. Kepulauan Riau

12.940

14.062

14.309

14.514

14.698

14.857

15.059

15.193

15.094

15.258

15.502

13. Kepulauan Riau


30.079

32.943

33.426

33.665

34.307

34.691

35.091

35.261

35.275

35.835

36.203


15. Bangka Belitung

4.551

4.885

4.953

5.042

5.135

5.214

5.284

5.434

5.363

5.471

5.666

15. Bangka Belitung

16. Lampung

20.742

22.445

22.837

23.001

23.327

23.511

23.631

23.862

23.496

23.705

23.984

16. Lampung


17.238

18.787

19.048

19.396

19.787

20.080

20.331

20.819

20.550

20.978

21.267



16.295

18.196

18.493

18.773

19.062

19.428

19.757

19.963

19.735

20.069

20.423



27.365

29.961

30.522

30.859

31.677

32.158

32.761

33.123

32.502

32.994

33.673


8.452

10.926

11.060

11.162

11.433

11.534

11.660

11.769

11.686

11.851

12.088


21. Sulawesi Tengah

11.587

12.667

12.818

13.453

13.727

13.596

13.777

14.043

14.004

14.312

14.639

21. Sulawesi Tengah


42.958

46.519

46.886

47.412

48.106

48.981

49.647

50.569

50.509

51.382

52.194


23. Sulawesi Utara

15.716

16.962

17.035

16.765

17.200

17.888

18.218

18.500

18.300

18.626

19.000

23. Sulawesi Utara


8.595

9.632

9.772

10.023

10.221

10.383

10.529

10.806

10.858

11.120

11.429


25. Sulawesi Barat

3.211

3.547

3.594

3.767

3.839

3.912

3.955

4.002

4.114

4.179

4.260

25. Sulawesi Barat

26. Gorontalo

4.775

5.334

5.424

5.523

5.677

5.761

5.863

5.977

6.020

6.140

6.251

26. Gorontalo


12.762

14.210

14.407

14.579

14.821

15.037

15.334

15.609

15.589

15.889

16.229


28. Bali

27.122

29.707

30.197

30.747

31.506

32.061

32.626

33.573

33.397

34.082

34.669

28. Bali


10.291

11.434

11.573

11.801

12.048

12.189

12.337

12.388

12.184

12.410

12.676


30. Maluku

4.725

5.077

5.102

5.141

5.225

5.303

5.353

5.478

5.387

5.462

5.588

31. Papua

9.505

10.809

11.020

11.324

11.590

11.769

11.974

12.161

11.815

12.121

12.510

32. Maluku Utara

3.104

3.543

3.591

3.611

3.714

3.761

3.823

3.900

3.856

3.964

4.048

32. Maluku Utara

33. Papua Barat

3.630

4.244

4.291

4.373

4.461

4.552

4.643

4.752

4.669

4.804

4.966

33. Papua Barat

13.176

13.784

14.943

13.758

13.420

14.101

14.183

14.288

14.716

15.035

13.680

1.151.392

1.242.842

1.262.209

1.266.142

2. Banten 3. DKI Jakarta

6. Jawa Timur 7. Bengkulu


34. Lainnya Jumlah 1)


1.288.406

1.305.828

1.324.974

1.350.606

1.349.779

1.357.789

1.388.074

2. Banten 3. DKI Jakarta 4. D.I Yogyakarta

30. Maluku 31. Papua

34. Lainnya Total 1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20

127

INDONESIAN BANKING STATISTICS

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