STATISTIK PERBANKAN INDONESIA INDONESIAN BANKING STATISTICS

BULANAN MONTHLY

STATISTIK PERBANKAN INDONESIA INDONESIAN BANKING STATISTICS

Vol: 13 No. 2, Januari 2015

ISSN: 2086-2954

KATA PENGANTAR FOREWARD Statistik Perbankan Indonesia (SPI) merupakan media publikasi yang menyajikan data mengenai perbankan Indonesia. SPI diterbitkan secara bulanan oleh Departemen Perizinan dan Informasi Perbankan untuk memberikan gambaran perkembangan perbankan di Indonesia.

The Indonesia Banking Statistic is a publication media that provides data of Indonesia Banking. The SPI is published by the licence and banking information department monthly to give an overview of banking development in Indonesia.

Sehubungan dengan beralihnya fungsi, tugas dan wewenang pengaturan dan pengawasan kegiatan jasa keuangan di sektor perbankan dari Bank Indonesia ke Otoritas Jasa Keuangan sejak tanggal 31 Desember 2013, maka SPI edisi November 2013 akan diterbitkan oleh Otoritas Jasa Keuangan dan dapat diakses melalui website www.ojk.go.id pada menu Data dan Statistik-Perbankan.

Due to change function, job and authority of arrangement and surveillance of financial services activity in banking sector from The Bank of Indonesia to Financial Services Authority since December 31th, 2003, so The SPI's edition on November 2013 will be published by Financial Services Authority and can be accessed through website www.ojk.go.id at data menu and banking statistic.

Dengan perubahan tersebut, diharapkan data yang disajikan tetap dapat bermanfaat bagi pengguna.

By the change, the provided data can be useful for user/stakeholder.

Mulai bulan Mei 2014, data SPS yang merupakan kumpulan data Bank Umum Syariah (BUS) dan Unit Usaha Syariah (UUS) disusun bersumber dari laporan BUS-UUS sesuai dengan PBI No.15/4/PBI/2013 tentang Laporan Stabilitas Moneter dan Sistem Keuangan Bulanan Bank Umum Syariah dan Unit Usaha Syariah.

Start in May 2014, data of the SPS which is a collection of data Sharia Commercial Bank (BUS) and Sharia Business Unit (UUS) compiled sourced from the report of BUS-UUS based on PBI No. 15/4/PBI/2013 about Monthly Report on Monetary and Financial System Stability of Sharia Commercial Banks and Sharia Business Unit.

Sebelumnya laporan dari BUS-UUS disusun berdasarkan PBI No. 5/26/PBI/2003 tentang Laporan Bulanan Bank Umum Syariah.

Previously report from BUS-UUS compiled based on PBI No. 26/5/PBI/2003 about Monthly Report of Sharia Commercial Banks.

Jakarta, Maret 2015 Jakarta, March 2015

Otoritas Jasa Keuangan, Republik Indonesia Departemen Perizinan dan Informasi Perbankan Financial Services Authority, Republic of Indonesia Bank Licensing and Banking Information Department

i

HALAMAN KETERANGAN PAGE OF REFERANCE Jadwal Publikasi Kedepan Edisi Januari 2015 akan diterbitkan pada minggu ke III bulan Maret 2015.

Advance Release Calender (ARC) January 2015 edition will be released on the 3rd week of March 2015.

Tanda-tanda, dan Sumber Data Suatu jumlah tidak selalu sama besarnya dengan penjumlahan angka-angka yang bersangkutan karena pembulatan.

Notes, Symbols and Sources of Data Totals do not necessarily agree with the sum of items shown because of roundings.

r ( ) * ** *** ... -$

r ( ) * ** *** ... -$

Angka-angka diperbaiki Sebagian dari suatu jumlah Angka-angka sementara Angka-angka sangat sementara Angka-angka sangat-sangat sementara Tidak ada Angka belum tersedia Nol atau lebih kecil daripada digit terakhir Dolar Amerika Serikat

Tanda koma pada angka-angka harap dibaca sebagai titik dan sebaliknya tanda titik harap dibaca sebagai koma. Sumber Data : Bank Indonesia dan Otoritas Jasa Keuangan, kecuali jika dinyatakan lain. 1. Data yang digunakan dalam Publikasi SPI bersumber dari Laporan Bulanan Bank Umum (LBU), Laporan Bulanan Bank Umum Syariah (LBUS), dan Laporan Berkala Bank Perkreditan Rakyat (LBBPR) kecuali dinyatakan lain. 2. Proses download data; Data Laporan Bulanan Bank Umum (LBU) dan Laporan Bulanan Bank Umum Syariah (LBUS) yang disampaikan dari bank pelapor kepada Bank Indonesia diolah melalui Sistem Informasi Perbankan (SIP). Perbedaan waktu download data LBU melalui SIP dapat menyebabkan perbedaan pada data yang dipublikasikan ini dengan data publikasi yang lain. Oleh sebab itu, pembaca dihimbau untuk memperhatikan waktu download data. Misalnya pemrosesan data bulan laporan Februari 2014 untuk Publikasi Statistik Perbankan Indonesia penerbitan periode ini dilakukan dari tanggal 10 April s/d tanggal 15 April 2015.

Revised figures Subset of data Provisional figures Very provisional figures Estimated figures Not available Figures are not available yet Nil or less than the last digit US Dollar

Commas in the numbers please read as point and vice versa, please read the point as a comma Data Source : Bank Indonesia and Financial Services Authority unless mentioned otherwise. 1.

The data used in the Indonesian Banking Statistics is derive from Commercial Bank Monthly Reports, Sharia Bank Monthly Reports and Rural Bank Monthly Reports.

2. Data from the Commercial Bank Monthly Reports and the Sharia Bank Monthly Reports which submitted by the reporting banks to Bank Indonesia, is processed using the Bank Indonesia Banking Information System. The time taken to download data from Banking Information System can result in variations of the data that is published in this book, compared to other published data. Therefore, readers are recommended to pay attention to the download time of data. The processing of the February 2014 monthly reports for this periode of the Indonesian Banking Statistics was done from 10 April until 15 April 2015.

Sampai dengan bulan Desember 2014 data dalam publikasi ini disediakan melalui website OJK (http://www.ojk.go.id) dan website BI (http://www.bi.go.id).

Until December 2014, The data publication are also provided through OJK website (http://www.ojk.go.id) and BI website (http://www.bi.go.id).

Departemen Perizinan dan Informasi Perbankan Deputi Direktur Publikasi dan Administrasi (IDAP) Otoritas Jasa Keuangan Menara Radius Prawiro Jl. MH Thamrin No. 2, Jakarta Pusat Email: [email protected] Telepon: (021) 500 655 Fax: (021) 386 6032

Bank Licensing and Banking Information Department Administration and Publication Deputy Director (IDAP) Indonesia Financial Services Authority Radius Prawiro Tower Jl. MH Thamrin No. 2, North Jakarta Email: [email protected] Telephone: +62-21—500 655 Fax: +62-21-386 6032

ii

DAFTAR ISI TABLE OF CONTENT KATA PENGANTAR

i

INTRODUCTION

i

HALAMAN KETERANGAN

ii

PAGE OF REFFERENCE

ii

DAFTAR ISI

iii

TABLE OF CONTENT

iii

DAFTAR SINGKATAN

iv

LIST OF ABBREVIATIONS

iv

DAFTAR TABEL

v

LIST OF TABLES

v

DATA

1

DATA

1

DATA BANK UMUM

3

COMMERCIAL BANK DATA

3

DATA BANK SYARIAH

61

SHARIA BANK DATA

61

DATA BANK PERKREDITAN RAKYAT

77

RURAL BANK DATA

77

DATA PERKREDITAN

93

CREDIT DATA

93

iii

DAFTAR SINGKATAN LIST OF ABBREVIATION

APYD

: Aktiva Produktif Yang Diklasifikasikan

APYD

: Classified Earning assets

ATMR

: Aktiva Tertimbang Menurut Risiko

ATMR

: Risk Weighted Assets

BOPO

: Biaya Operasional terhadap Pendapatan

BOPO

: Operations Expenses to Operations Income

Operasional BPD

: Bank Pembangunan Daerah

BPD

: Regional Development Bank

CAR

: Capital Adequacy Ratio

CAR

: Capital Adequacy Ratio

DPK

: Dana Pihak Ketiga

DPK

: Third Party Funds

KAP

: Kualitas Aktiva Produktif

KAP

: Earning assets Qualtiy

KBAB

: Kewajiban Bersih Antar Bank

KBAB

: Inter-Bank Net Liabilities

KP

: Kantor Pusat

KP

: Head Office

KC

: Kantor Cabang

KC

: Branch Office

KCP

: Kantor Cabang Pembantu

KCP

: Sub-Branch Office

KK

: Kantor Kas

KK

: Cash Office

KPW

: Kantor Perwakilan

KPW

: Representative Office

LBU

: Laporan Bulanan Bank Umum

LBU

: Commercial Bank Monthly Report

LDR

: Loan to Deposit Ratio

LDR

: Loan to Deposit Ratio

NIM

: Net Interest Margin

NIM

: Net Interest Margin

NPL

: Non Performing Loan

NPL

: Non-Performing Loan

ROA

: Return on Assets

ROA

: Return on Assets

SIP

: Sistem Informasi Perbankan

SIP

: Banking Information System

UKM

: Usaha Kecil Menengah

UKM

: Small/Medium-Scale-Enterprise Industry

UMKM

: Usaha Mikro Kecil Menengah

UMKM

: Small/Medium/Micro-Enterprise

Industry

(SMEs) NOM

: Net Operating Margin

NOM

: Net Operating Margin

FDR

: Financing to Deposit Ratio

FDR

: Financing to Deposit Ratio

iv

DAFTAR TABEL LIST OF TABLES NO.

NO. TABEL

JUDUL

TABLES

HAL

DATA 1.

1

Kegiatan Usaha Perbankan

TOPIC

PAGES

DATA 2

1

Bank Industries Operation

2

COMMERCIAL BANK

DATA BANK UMUM 2.

1.1.a s.d 1.7.a

Kegiatan Usaha Bank Umum

1.1.a s.d 1.7.a

Commercial Banks Operation

3.

1.8.a s.d 1.14.a

Laporan Laba/Rugi Bank Umum

11

1.8.a s.d 1.14.a

Commercial Banks Income Statement

11

4.

1.15.a s.d 1.21.a

Rekening Administratif Bank Umum

18

1.15.a s.d 1.21.a

Commercial Banks Off-Balance Sheet

18

5.

1.22.a s.d 1.28.a

Kinerja Bank Umum Konvensional

25

1.22.a s.d 1.28.a

Commercial Banks Performance

25

6.

1.29

Perkembangan Aset Bank Umum Berdasarkan Kelompok Bank

32

1.29

Growth of Commercial Banks Asset Based Group Bank

32

7.

1.30

Jumlah Bank Umum Berdasarkan Pengelompokkan Total Aset

33

1.30

Total of Commercial Banks Based on Total Assets

33

8.

1.31 s.d 1.37

Aset Produktif Bank Umum Konvensional dan Kualitas Kredit Bank Umum Kepada Bank Lain

34

1.31 s.d 1.37

Earning Assets of Commercial Banks and Credit Quality of Commercial Banks to Other Bank

34

9.

1.38 s.d 1.44

Komposisi Dana Pihak Ketiga Bank Umum

41

1.38 s.d 1.44

Composition of Third Party Funds of Commercial Banks

41

10.

1.45

Komposisi DPK Bank Umum Berdasarkan Lokasi bank Penghimpunan Dana

48

1.45

Composition of Third Party Funds of Commercial Banks Based on Bank Location Month (...) Year (...)

48

11.

1.46

Penghimpunan DPK Bank Umum Berdasarkan Lokasi Bank Penghimpunan Dana

49

1.46

Third Party Funds of Commercial Banks Based on Bank Location of Deposits

49

12.

1.47 s.d 1.53

Suku Bunga Rata-rata DPK Bank Umum

50

1.47 s.d 1.53

Average of Interest Rate of Third Party Fund of Commercial Banks

50

13.

1.54

Suku Bunga Rata-rata Kredit Bank Umum kepada Pihak Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

57

1.54

Average of Credit Interest Rates of Commercial Bank to Parties Non Bank Based on Industrial Origin and Non Industrial Origin Credit Recipients

57

14.

1.55

Suku Bunga Rata-rata Kredit Bank Umum kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

58

1.55

Average of Credit Interest Rate of Commercial Based on Types and Orientation User

58

15.

1.56

Perkembangan Jumlah Bank Umum dan Kantor Bank Umum

59

1.56

Growth of Total Commercial Banks and Bank Offices

59

16.

1.57

Perkembangan Jumlah Kantor Cabang Bank Berdasarkan Lokasi Bank

60

1.57

Growth of Total Branch offices Based on Region

60

17.

2.1 s.d 2.3

Kegiatan Usaha Bank Umum Syariah

62

2.1 s.d 2.3

Sharia Commercial Bank Operation

62

18.

2.4

Perkembangan Aset Perbankan Syariah

65

2.4

Growth of Sharia Bank Assets

65

19.

2.5

Aktiva Produktif Perbankan Syariah

66

2.5

Earning Assets of Sharia Banks

66

20.

2.6

Komposisi DPK Perbankan Syariah

67

2.6

Composition of Third Party Funds of Syariah Banks

67

21.

2.7

Tingkat Bagi Hasil Rata-rata DPK Bank Syariah

68

2.7

Average of Profit Sharing Rates of Third Party Fund of Sharia Banks

68

4

4

SHARIA BANK DATA

DATA BANK SYARIAH

v

NO.

NO. TABEL

JUDUL

HAL

TABLES

TOPIC

PAGES

22.

2.8

Tingkat Margin Rata-rata Pembiayaan Berdasarkan Sektor Ekonomi

69

2.8

Average of Margin Rates of Financing

69

23.

2.9

Tingkat Margin Rata-rata Pembiayaan Berdasarkan Jenis Penggunaan

70

2.9

Average of Margin Rates of Financing Based on Type of Use

70

24.

2.10

Kegiatan Usaha BPR Syariah

71

2.10

Syariah Rural Bank

71

25.

2.11

Aset dan Pembiayaan BPR Syariah

72

2.11

Asset and Financing of Sharia Rural Bank)

72

26.

2.12

Jaringan Kantor Perbankan Syariah

73

2.12

Sharia Bank Office Network

73

27.

2.13

Kinerja Bank Umum Syariah

74

2.13

Islamic Commercial Bank Performance

74

28.

2.14

Bank Umum Syariah Berdasarkan Tingkat Rasio

75

2.14

Sharia Commercial Based on Ratios

75

RURAL BANK DATA

DATA BANK PERKREDITAN RAKYAT 29.

3.1

Kegiatan Usaha Bank Perkreditan Rakyat

78

3.1

Rural Bank Operations

78

30.

3.2

Kinerja Bank Perkreditan Rakyat

79

3.2

Rural Bank Performance

79

31.

3.3

Perkembangan Aset BPR Berdasarkan Lokasi BPR

80

3.3

Growth of Assets Based Rural Bank Data

80

32.

3.4

Jumlah BPR Berdasarkan Total Aset

81

3.4

Rural Banks Based on Total Assets

81

33.

3.5

Non Performing Loan (NPL) Bank Perkreditan Rakyat

82

3.5

NPL of Rural Bank

82

34.

3.6

NPL BPR Berdasarkan Lokasi

83

3.6

NPL of Rural Banks Based On Location

83

35.

Third Party Funds of Rural Bank

Dana Pihak Ketiga 3.7

a. Komposisi DPK Bank Perkreditan Rakyat

84

3.7

a. Composition of Third Party Funds of Rural Bank

3.8

b. Komposisi DPK Berdasarkan Lokasi Penghimpunan

85

3.8

b. Composition of Third Party Funds Based on Location

85

3.9

c. DPK BPR Berdasarkan Lokasi Penghimpun

86

3.9

c. Third Party Funds of Rural Banks Based on Location

86

84

36.

3.10

Suku Bunga Rata-rata DPK BPR

87

3.10

Average of Third Party Interest Rates of Rural Banks

87

37.

3.11

Suku Bunga Rata-rata Kredit BPR Berdasarkan Sektor Ekonomi

88

3.11

Average of Credit Interest Rates of Rural Banks

88

38.

3.12

Suku Bunga rata-rata Kredit BPR Berdasarkan Jenis Penggunaan

89

3.12

Average of Credit Interest Rates of Rural Banks Based on Type of Use

89

39.

jdkjdjdkdkjdjd kjddj

Perkembangan Jumlah Bank dan Kantor Bank

jdkd jdj

ddddddddddd dd

Growth of Total Rural Banks and Bank Offices

3.13

a. Perkembangan Jumlah BPR

90

3.13

3.14

b. Perkembangan Jumlah BPR dan Kantor BPR Berdasarkan Lokasi

91

3.14

a. Growth of Total Rural Bank b. Growth of Total Rural Bank Offices Based on Region

90

91 CREDIT DATA

DATA PERKREDITAN 40.

4.1.a s.d 4.7.a

Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

94

4.1.a s.d 4.7.a

Credit Channeling and NPL Credit Channeling of Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary

94

vi

NO.

NO. TABEL

JUDUL

HAL

TABLES

TOPIC

PAGES

41.

4.8.a

Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Per Lokasi Dati I Bank Penyalur Kredit

101

4.8.a

Credit and NPL of Comemrcial Bank to Non Bank Third Party Based on Business Sector and non Business Sector of Credit by Region

101

42.

4.9.a s.d 4.15.a

Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

102

4.9.a s.d 4.15.a

Credit and NPL of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use

102

43.

4.16.a

Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan per Lokasi Dati I Bank Penyalur Kredit

109

4.16.a

Credit and NPL of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use by Bank Location for [month] [year]

109

44.

4.17.a

Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lokasi Dati I Bank Penyalur Kredit

110

4.17.a

Credit and NPL 0f Commercial Banks to Non Bank Third Party Based on Bank Location

110

45.

4.18.a

Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Hubungan Penerima Kredit dengan Bank

111

4.18.a

Credit and NPL of Commercial Bank to Non Bank Third Party Based on Bank Relation with Beneficiary

111

46.

4.19.a

Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Yang Penarikannya Menggunakan Kartu Berdasarkan Kelompok Bank

112

4.19.a

Credit and NPL of Commercial Bank to Non Bank Third Party Withdrawn By Card Based on Group of Bank

112

47.

4.20.a

Penerusan Kredit (Off-Balance Sheet) dan NPL Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Penerusan Kredit

113

4.20.a

Credit Channeling (Off-Balance Sheet) and NPLof Commercial Banks Based on Industries Sector and non Industries Sector of Credit Channeling Beneficiary

113

48.

4.21.a

Penerusan Kredit (Off-Balance Sheet) dan Non PerformingLoan (NPL) Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Kredit dan Golongan Penyalur Kredit

114

4.21.a

Off-Balance Sheet Credit Channeling and NPL of Commercial Banks to Non-Bank Third Party Based on Types of Credit and Classification of Credit Providers

114

49.

4.22

Pembiayaan Perbankan Syariah

115

4.22

Financing of Sharia banks

115

50.

4.23

Pembiayaan Perbankan Syariah Berdasarkan Sektor Ekonomi

116

4.23

Financing of Syariah Banks Based on Economic Sector

116

51.

4.24

Pembiayaan Perbankan Syariah Berdasarkan Lokasi Bank Penyalur

117

4.24

Financing of Syariah Banks Based on Banks Location

117

52.

4.25

Kredit BPR Berdasarkan Sektor Ekonomi

118

4.25

Credit of Rural Banks Based on Economic Sector

118

53.

4.26

Kredit Bank Perkreditan Rakyat Berdasarkan Jenis Penggunaan

119

4.26

Credit of Rural Banks Based on Type of Use

119

54.

4.27

Kredit Bank Perkreditan Rakyat Berdasarkan Lokasi Bank Penyalur

120

4.27

Credit of Rural Bank Based on Location

120

55.

4.28

Kredit dan NPL MKM dan UMKM Berdasarkan Sektor Ekonomi

121

4.28

Credit & NPL of MSMEs and SMEs Based on Economic Sector

121

56.

4.29

Kredit dan NPL MKM dan UMKM Berdasarkan Jenis Penggunaan

123

4.29

Credit & NPL of MSMEs and SMEs Based on Type Use

123

57.

4.30

Kredit dan NPL Rincian Kredit MKM dan UMKM Menurut Kelompok Bank

124

4.30

Credit & NPL of MSMEs and SMEs Based on Group of Bank

124

58.

4.31

Kredit UMKM dan MKM Menurut Lokasi Proyek per Daerah Tingkat I

126

4.31

Credit & NPL of MSMEs and SMEs Based on Project Location

126

vii

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DATA BANK UMUM

Indonesia Banking Statistics - Vol. 13, No. 2, January 2015

Statistik Perbankan Indonesia - Vol. 13, No. 2, Januari 2015

Tabel 1 Kegiatan Usaha Perbankan

(Bank Industries Operation) Miliar Rp (Billion Rp) 2014 Indikator

2009

2010

2011

2012

2015

Indicator

2013 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan Distribution of Funds

Penyaluran Dana Bank Umum

2.282.179

2.765.912

3.412.463

4.172.672

4.823.303

4.768.534

4.785.055

4.822.425

4.898.586

4.992.500

5.087.663

4.994.723

5.113.674

5.311.287

5.344.224

5.420.958

5.468.910

5.504.463

36.076

43.877

53.534

64.753

74.550

74.669

75.378

76.006

76.449

76.722

77.460

78.154

79.621

81.013

82.685

84.000

86.931

87.109

212.116

139.316

117.983

81.158

111.689

113.308

109.868

118.935

118.890

114.940

111.554

89.792

91.375

94.953

118.176

130.249

113.104

Bank Perkreditan Rakyat SBI dan SBIS

1)

1)

Source of Funds 2.180.934

2.563.562

3.093.848

3.542.518

4.070.018

3.983.612

3.989.243

4.013.763

4.087.758

4.165.744

4.258.480

4.182.002

4.249.202

4.427.423

4.454.688

4.502.982

4.594.876

4.570.361

30.367

37.034

45.462

55.289

64.001

64.015

64.695

65.481

65.969

66.122

66.683

67.286

68.520

69.605

70.848

72.188

74.594

74.930

Bank Perkreditan Rakyat

Commercial Banks Rural Banks Total Assets

Jumlah Aset Bank Umum

Rural Banks

88.428 SBI and SBIS

Sumber Dana Bank Umum

Commercial Banks

2.534.106

3.008.853

3.652.832

4.262.587

4.954.467

4.880.485

4.888.752

4.932.997

5.008.095

5.097.466

5.198.013

5.131.153

5.218.916

5.418.830

5.445.652

5.511.136

5.615.150

5.616.012

37.554

45.742

55.799

67.397

77.376

77.485

78.189

78.838

79.159

79.524

80.329

81.091

82.625

84.011

85.623

87.344

89.878

90.052



121

122

120

120

120

120

120

120

119

119

119

119

119

119

119

119

119

119

1.733

1.706

1.669

1.653

1.635

1.636

1.636

1.636

1.635

1.634

1.634

1.635

1.634

1.634

1.635

1.637

1.643

1.643

Bank Perkreditan Rakyat Ket : 1) Sertifikat Bank Indonesia Syariah

Commercial Banks Rural Banks Total Bank Offices

Jumlah Kantor Bank Umum

Rural Banks Total Banks

Jumlah Bank Bank Umum

Commercial Banks

12.837

13.837

14.797

16.625

18.558

18.612

18.647

18.704

18.799

18.933

19.004

19.224

19.307

19.430

19.588

19.780

19.948

19.988

3.644

3.910

4.172

4.425

4.678

4.697

4.709

4.717

4.728

4.743

4.765

4.768

4.795

4.811

4.835

4.864

4.895

4.956

Note :

1)

Commercial Banks Rural Banks

Bank Indonesia Certificates on Sharia Principles (SBIS)

2


Statistik Perbankan Indonesia - Vol. 13, No. 2, Januari 2015 Tabel 1.1.a. Kegiatan Usaha Bank Umum

(Commercial Bank Operations) Miliar Rp (Billion Rp) Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SPN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman

2012

2013 Sep

Okt

2014 Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

2015 Jan

3.170.805 3.147.210 2.615.707 531.503 23.595 15.587 8.008 211.452 80.832 85.452 41.343 3.825 475.606 305.147 45.289 102.546 22.624 485.539 83.044 19.999 321.936 60.560 15.696 77.693

3.182.949 3.159.476 2.645.356 514.120 23.473 15.775 7.697 196.390 78.350 78.544 36.807 2.690 462.291 303.916 45.702 97.452 15.220 506.638 100.420 18.520 323.930 63.767 15.806 84.322

3.241.040 3.214.397 2.658.529 555.868 26.643 16.144 10.499 182.582 73.122 71.870 34.740 2.849 467.916 310.856 34.205 105.363 17.492 530.804 107.950 19.537 339.266 64.051 15.808 79.304

3.319.842 3.292.874 2.720.500 572.374 26.968 16.681 10.287 171.915 65.031 83.549 20.159 3.176 506.453 322.562 52.034 110.905 20.952 520.642 111.689 17.908 323.941 67.103 15.725 79.492

3.284.890 3.258.421 2.692.185 566.236 26.469 16.318 10.151 169.400 64.245 79.792 21.935 3.428 474.693 324.471 54.889 77.214 18.119 535.701 113.308 17.832 341.977 62.584 16.452 81.287

3.293.465 3.267.820 2.724.157 543.664 25.644 16.151 9.493 174.528 57.761 86.503 27.131 3.133 475.415 312.888 63.389 80.926 18.212 530.823 109.868 15.247 338.920 66.788 17.210 82.997

3.334.011 3.306.899 2.763.878 543.020 27.113 16.665 10.448 182.726 67.257 80.004 30.709 4.757 441.537 314.474 37.487 68.279 21.298 544.414 118.935 15.017 346.418 64.044 18.820 81.317

3.388.776 3.361.348 2.799.009 562.339 27.428 16.779 10.649 169.220 53.081 75.042 35.971 5.126 487.425 320.428 37.277 114.631 15.089 554.911 118.890 15.797 351.123 69.102 18.880 83.242

3.429.684 3.403.148 2.837.612 565.536 26.967 17.225 9.742 212.379 94.737 76.591 37.638 3.414 497.172 294.836 57.171 139.411 5.753 542.927 114.940 14.299 342.948 70.739 19.597 85.939

3.494.968 3.468.162 2.897.535 570.628 26.805 17.889 8.916 205.824 72.454 85.799 43.362 4.210 515.894 327.083 58.117 124.733 5.961 551.232 111.554 16.429 357.526 65.723 19.461 85.561

3.521.624 3.495.030 2.926.904 568.127 26.594 18.842 7.752 171.202 71.551 68.847 26.872 3.932 519.387 336.704 34.811 145.824 2.047 524.565 89.792 12.650 355.909 66.214 19.753 87.828

3.522.370 3.498.364 2.921.972 576.392 24.006 16.922 7.084 173.980 67.189 66.158 36.530 4.103 527.629 359.229 59.654 105.843 2.903 533.356 91.375 15.143 361.270 65.568 19.955 88.989

3.592.087 3.561.295 2.961.089 600.206 30.792 17.327 13.465 213.838 75.229 79.949 53.984 4.676 579.798 344.170 72.074 156.497 7.057 559.052 94.953 21.180 375.151 67.768 20.424 88.620

3.589.007 3.558.070 2.969.668 588.402 30.937 17.969 12.968 200.815 73.648 67.567 54.322 5.278 600.921 349.347 79.106 169.432 3.036 582.687 118.176 20.783 364.181 79.547 20.801 90.749

3.627.985 3.596.614 3.000.592 596.022 31.371 18.507 12.864 213.888 83.607 75.458 50.533 4.290 588.099 349.542 74.114 161.655 2.789 602.956 130.249 19.052 370.561 83.093 21.063 91.886

3.706.501 3.674.308 3.057.964 616.345 32.192 19.100 13.092 182.432 70.250 77.697 29.622 4.864 569.018 361.588 79.917 123.020 4.493 636.688 113.104 19.418 369.849 134.316 20.984 90.454

3.667.163 3.634.620 3.010.140 624.480 32.542 18.791 13.752 218.842 98.131 75.860 38.910 5.942 598.780 365.155 101.098 128.876 3.651 648.548 88.428 17.735 375.499 166.887 21.151 93.899

65.389 2.105 2.437 8.229 176.507

71.827 2.325 3.541 26.656 174.173

78.234 2.271 3.817 20.838 157.958

72.674 2.368 4.262 26.204 178.191

73.108 2.290 4.095 26.092 183.143

74.930 2.301 4.056 22.585 183.525

75.938 2.209 4.850 20.855 189.762

74.449 2.200 4.668 19.903 199.697

87.031 2.171 4.668*) 17.890 178.241

79.172 2.145 4.621 17.246 187.557

78.583 2.261 4.717 17.620 197.103

80.920 2.202 4.707 17.646 132.718

82.333 2.226 4.430 16.450 230.946

81.828 2.273 4.518 18.234 239.235

83.909 2.267 4.572 16.276 242.968

84.761 2.283 4.843 16.703 258.378

83.240 2.289 4.926 17.483 245.350

86.810 2.315 4.774 19.403 236.676

3.225.198 2.757.530 567.801 1.010.488 1.179.242 467.668 199.270 66.342 202.056 1.864 124.697 42.116 75.341 12.229 63.112 7.928 60.342

3.526.188 2.910.414 586.301 1.041.941 1.282.172 615.773 270.853 84.072 260.848 2.086 131.998 53.452 99.548 15.164 84.385 28.392 71.203

3.520.890 2.915.359 570.582 1.036.545 1.308.232 605.531 272.050 84.667 248.815 1.555 118.165 52.442 93.361 15.100 78.260 21.939 71.073

3.563.362 2.944.303 579.604 1.051.840 1.312.858 619.060 290.449 86.624 241.987 1.598 121.550 54.465 105.324 15.601 89.723 28.269 75.399

3.663.968 3.025.150 569.927 1.123.696 1.331.527 638.818 276.854 89.011 272.952 1.782 115.793 54.450 112.914 16.025 96.888 29.987 85.131

3.594.697 2.973.929 542.201 1.086.970 1.344.758 620.768 271.898 88.915 259.955 1.783 107.686 54.348 115.626 15.899 99.728 26.208 78.017

3.603.620 2.995.874 550.023 1.085.697 1.360.153 607.746 269.985 88.078 249.683 1.835 115.025 52.487 110.235 15.679 94.556 23.988 77.037

3.618.064 3.024.794 554.551 1.067.542 1.402.701 593.270 254.593 88.399 250.277 2.254 124.328 51.848 107.499 15.646 91.853 21.849 82.971

3.694.765 3.097.485 585.962 1.076.271 1.435.252 597.280 259.071 89.145 249.064 2.211 126.183 51.693 107.907 15.787 92.120 19.908 80.101

3.763.474 3.121.688 603.925 1.064.749 1.453.015 641.786 280.591 90.580 270.615 2.486 128.053 52.460 107.866 16.187 91.679 19.278 87.152

3.834.503 3.203.193 650.249 1.077.892 1.475.053 631.309 261.736 89.125 280.448 2.178 144.539 53.603 103.127 16.035 87.092 20.602 94.965

3.787.052 3.162.774 541.366 1.110.904 1.510.504 624.278 258.134 92.838 273.306 1.903 117.252 53.557 105.262 15.656 89.605 19.929 91.906

3.855.886 3.224.160 580.871 1.100.033 1.543.256 631.726 261.680 92.757 277.288 2.035 125.448 53.474 104.023 15.217 88.806 18.666 84.390

3.995.803 3.335.412 644.197 1.112.257 1.578.958 660.391 272.775 93.351 294.266 2.443 145.379 52.939 117.024 15.875 101.149 20.767 87.999

4.011.368 3.353.281 632.860 1.110.386 1.610.035 658.087 285.840 90.673 281.575 3.187 148.299 52.222 118.313 18.220 100.093 18.283 98.006

4.054.680 3.392.771 647.165 1.122.466 1.623.140 661.909 285.980 94.481 281.448 3.088 150.075 53.446 118.034 19.755 98.279 17.782 100.742

4.114.420 3.434.579 605.276 1.187.559 1.641.743 679.841 284.309 96.899 298.633 2.147 132.956 54.308 145.853 20.350 125.503 18.880 120.691

4.106.358 3.401.537 593.865 1.125.918 1.681.754 704.821 298.001 97.595 309.224 2.872 128.638 59.104 140.653 19.445 121.207 21.079 106.179

5.031

5.675

5.551

5.532

5.993

5.247

5.018

4.950

4.989

4.974

4.962

5.141

5.281

5.070

5.010

5.136

5.622

5.479

123.279 38.656 149.971 92.830 89.426 31.242

135.063 50.759 203.415 79.149 85.278 31.632

135.911 50.632 203.404 89.039 88.399 32.099

136.476 50.688 203.341 98.543 87.646 32.339

138.138 50.619 201.059 106.707 92.638 33.551

139.982 50.625 311.670 9.143 93.354 33.208

140.691 52.805 303.020 17.338 96.216 32.911

141.694 54.771 293.284 28.420 96.373 32.958

143.411 59.993 278.416 37.093 96.106 33.060

145.389 62.000 269.399 47.780 95.494 33.156

148.557 64.712 264.610 58.435 94.441 34.240

149.667 65.151 263.298 65.958 94.039 34.098

150.716 68.654 259.472 75.068 94.670 34.024

151.186 66.017 262.093 85.374 93.741 35.749

152.370 68.652 258.667 94.147 94.558 35.601

152.539 64.949 261.284 103.552 94.884 35.646

153.439 67.568 256.642 112.213 97.889 34.432

154.008 67.577 372.080 10.242 101.981 35.046

. Pada LBU 2008 tdk didefinisikan Vs Metadata

. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama *) Angka-angka sementara r) Angka-angka diperbaiki

Des

2.725.674 2.707.862 2.281.021 426.841 17.812 10.596 7.215 166.623 58.212 76.279 30.370 1.761 580.697 289.254 198.835 65.431 27.178 429.946 81.158 1.920 282.960 63.909 15.065 69.931

1) 2)

Nov

2)

Items Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities

h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital

1) LBU 2008 is not defined vs metada Positive difference of op. income and non op. minus op. expenses and non op. vs old metada *) Provisional figures r) Revised figures

4


Statistik Perbankan Indonesia - Vol. 13, No. 2, Januari 2015 Tabel 1.2.a. Kegiatan Usaha Bank Persero

(State Owned Banks Operations) Miliar Rp (Billion Rp) Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SB/PN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman

2012

2013 Sep

Okt

2014 Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

961.994 959.128 847.132 111.996 2.866 2.756 111 44.017 23.859 15.270 4.887 0 237.866 107.025 101.252 18.977 10.611 189.311 16.671 124 148.758 23.757 6.675 36.516

1.129.953 1.125.090 989.757 135.334 4.863 3.425 1.438 59.544 42.793 13.237 3.457 57 168.240 106.429 25.209 32.816 3.785 200.191 17.176 2.095 154.894 26.026 7.690 39.433

1.129.526 1.125.057 992.083 132.974 4.469 3.428 1.041 59.779 42.247 13.519 3.799 213 179.576 106.267 24.527 46.085 2.696 198.141 13.211 1.553 155.595 27.783 7.706 39.332

1.151.145 1.145.988 998.058 147.931 5.157 3.618 1.538 55.346 39.802 12.000 3.336 208 178.660 108.647 16.544 50.894 2.575 201.965 13.740 2.606 160.026 25.593 7.710 39.737

1.187.431 1.181.726 1.029.333 152.393 5.705 4.099 1.606 48.142 28.630 16.208 3.095 208 194.512 113.298 31.881 45.050 4.283 202.644 14.554 1.966 155.670 30.455 7.639 40.017

1.165.576 1.159.580 1.011.961 147.619 5.997 4.067 1.929 42.532 26.328 12.402 2.882 919 165.085 112.185 27.293 23.061 2.546 210.802 18.205 3.990 164.251 24.356 7.716 41.270

1.172.126 1.166.047 1.026.377 139.670 6.079 4.268 1.812 41.622 23.687 15.193 2.692 50 168.525 109.820 36.094 18.513 4.099 211.891 18.488 1.759 161.849 29.795 7.721 41.672

1.185.318 1.178.302 1.040.427 137.875 7.016 4.602 2.414 44.600 26.219 15.052 3.279 51 159.725 112.386 17.395 24.189 5.755 216.630 21.359 3.276 166.838 25.156 7.201 40.658

1.205.977 1.199.339 1.057.401 141.938 6.638 4.448 2.190 37.720 19.029 15.277 2.889 524 195.002 112.934 19.394 59.709 2.965 216.147 18.321 3.942 164.786 29.098 7.211 41.050

1.212.605 1.206.035 1.067.802 138.233 6.570 4.569 2.001 66.732 48.973 14.249 2.994 516 178.033 86.100 24.065 66.218 1.650 211.618 20.699 3.013 158.390 29.516 8.225 42.270

1.240.238 1.234.235 1.096.161 138.074 6.002 4.657 1.345 53.402 33.722 15.674 2.996 1.009 197.487 115.210 29.746 50.386 2.145 206.673 13.760 2.553 164.340 26.020 8.225 42.127

1.252.655 1.245.669 1.103.705 141.964 6.985 5.770 1.215 53.263 27.704 21.558 2.818 1.183 169.880 118.128

34.846 150 1.520 342 49.032

37.287 173 1.974 733 43.145

37.196 168 1.968 379 43.197

37.481 178 2.077 560 43.751

37.942 172 1.903 395 53.065

39.123 180 1.967 393 43.178

39.589 165 1.918 680 52.408

38.556 162 1.940 555 55.900

38.994 165 1.890 314 44.048

40.288 151 1.831 282 44.755

1.201.284 1.053.025 206.540 467.656 378.829 148.259 65.610 15.366 67.283 1.437 21.807 11.906 33.898 5.988 27.910 771 20.260

1.268.088 1.056.712 179.061 483.285 394.366 211.376 107.223 19.555 84.598 1.781 37.820 20.305 36.929 6.436 30.493 2.283 29.829

1.277.421 1.068.869 184.190 480.931 403.749 208.552 108.800 21.497 78.255 1.547 36.473 20.002 33.952 6.447 27.505 1.633 28.507

1.283.491 1.074.276 182.153 488.388 403.735 209.215 123.795 22.706 62.714 1.591 38.500 20.689 42.022 6.462 35.560 1.960 27.333

1.363.062 1.154.063 200.001 533.277 420.785 208.999 100.054 22.042 86.903 1.556 21.421 20.895 45.272 6.464 38.808 3.003 27.388

1.290.656 1.101.202 177.051 508.527 415.624 189.453 94.745 22.171 72.537 1.776 25.268 20.941 47.035 6.468 40.568 2.459 25.245

1.300.786 1.115.796 186.170 507.520 422.106 184.990 96.963 22.322 65.705 1.828 30.569 20.347 44.581 6.457 38.124 2.034 25.679

1.314.445 1.140.133 187.278 502.270 450.585 174.312 86.684 22.303 65.325 1.771 30.086 20.103 42.435 6.440 35.994 1.982 26.503

1.347.928 1.175.046 210.922 507.056 457.068 172.882 90.353 22.580 59.948 1.788 39.104 20.304 42.393 6.430 35.962 1.914 26.792

1.362.280 1.157.088 195.432 498.353 463.303 205.192 107.177 22.464 75.552 1.871 40.490 19.519 42.262 6.328 35.934 2.091 32.427

Ags

Sep

Okt

29.746*) 46.334 1.200 199.694 10.418 2.135 160.074 27.067 8.231 42.777

1.271.590 1.267.022 1.120.067 146.954 4.569 4.088 480 53.444 30.774 17.572 3.855 1.243 231.048 123.188 41.089 66.316 455 227.723 17.045 3.825 170.174 36.679 8.732 43.716

1.288.527 1.329.941 1.317.493 1.284.068 1.325.087 1.312.532 1.132.409 1.168.932 1.146.925 151.658 156.155 165.607 4.460 4.854 4.961 3.993 4.170 3.973 467 684 988 53.498 59.142 65.632 35.321 32.362 44.035 15.550 24.017 18.819 2.617 2.725 2.309 11*) 38,3716766 469,542171 216.946 221.173 216.688 124.297 130.859 131.918 38.076 45.825 55.712 54.232 43.565 28.274 340 925 785 238.852 247.591 249.687 20.365 38.198 15.698 4.681 4.430 5.166 174.469 173.829 180.410 39.338 31.134 48.413 8.795 8.795 8.848 42.988 42.063 43.434

40.080 145 1.902 616 51.347

40.713 135 1.928 455 43.122

41.231 140 1.849 310 87.580

40.921 139 1.895 280 79.112

41.609 141 1.966 324 82.887

40.890 39.982 41.244 144 141 125 1.953 1.940 2.065 196 246 308 105.551*) 110764,242 90866,0545

1.395.240 1.201.832 210.191 507.311 484.330 193.408 92.777 23.565 77.066 1.709 43.918 19.700 34.352 6.819 27.533 2.096 36.023

1.402.732 1.212.987 187.201 514.972 510.813 189.746 89.854 27.438 72.453 1.898 23.177 19.427 31.404 6.824 24.580 1.897 35.393

1.429.498 1.240.820 198.998 510.734 531.087 188.679 90.757 26.830 71.091 1.923 34.673 19.548 31.020 6.805 24.215 1.838 30.049

1.475.270 1.277.525 208.902 523.221 545.402 197.745 98.675 27.454 71.616 1.867 44.037 20.035 40.081 6.896 33.185 2.098 27.453

1.473.854 1.269.603 212.266 520.379 536.957 204.252 108.657 25.900 69.694 1.913 56.239 19.938 42.613 6.888 35.725 1.504 35.210

1.499.077 1.287.803 219.555 527.598 540.650 211.274 109.377 28.257 73.640 1.854 55.003 20.778 40.657 7.477 33.180 1.414 35.808

1.582.488 1.352.573 214.126 572.294 566.153 229.915 104.133 29.565 96.217 2.143 30.441 22.433 62.716 7.234 55.482 1.569 53.935

1.533.382 1.296.721 185.864 533.076 577.781 236.661 108.456 27.937 100.268 2.167 39.925 22.695 56.866 7.233 49.632 1.977 41.535

2.788

3.276

3.276

2.999

3.088

2.671

2.501

2.444

2.454

2.558

2.562

2.752

2.726

2.555

2.555

2.678

2.916

2.692

32.067 17.693 61.384 40.823 37.567 7.139

32.171 23.802 83.777 34.856 32.282 7.144

32.171 23.802 83.777 39.339 33.928 7.139

32.171 23.802 83.777 43.414 31.700 7.152

32.171 23.802 83.777 48.762 31.807 6.468

32.171 23.802 134.810 4.046 32.035 6.466

32.171 26.151 127.213 7.898 33.349 6.446

32.171 27.244 122.787 13.072 33.611 5.754

32.171 31.688 111.995 17.628 34.170 5.758

32.171 32.729 108.238 21.315 34.689 5.761

32.171 32.729 108.238 26.076 34.510 5.764

32.171 32.729 108.238 30.233 34.100 5.756

32.173 32.729 108.238 34.729 34.670 5.758

32.173 32.729 108.238 40.308 34.180 5.757

32.173 32.729 108.238 44.465 34.608 5.755

32.173 32.729 108.238 49.459 34.175 5.758

32.173 32.729 108.238 54.375 34.590 3.762

32.173 32.730 165.356 4.489 35.459 3.760

. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama

r) Angka-angka diperbaiki

2015 Jan

1.280.413 1.275.444 1.122.804 152.641 4.969 4.120 849 55.010 29.284 20.963 3.239 1.524 219.021 122.928 33.021 59.707 3.365 207.929 11.544 2.861 166.914 26.609 8.722 42.955


*) Angka-angka sementara

Des

1.259.491 1.254.133 1.104.367 149.766 5.358 4.195 1.163 46.542 24.992 18.178 2.666 707 188.570 134.095 22.978 30.647 850 202.386 11.757 2.673 162.377 25.578 8.231 43.220

1) 2)

Nov

2)


h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital 1) LBU 2008 is not defined vs metada

Positive difference of op. income and non op. minus op. expenses and non op. vs old metada *) Provisional figures r) Revised figures

5


Statistik Perbankan Indonesia - Vol. 13, No. 2, Januari 2015 Tabel 1.3.a. Kegiatan Usaha BUSN Devisa

(Foreign Exchange Commercial Banks Operations) Miliar Rp (Billion Rp) Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SB/PN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman

2012

2013 Sep

1.123.364 1.114.279 982.260 132.018 9.085 6.483 2.602 46.221 20.881 23.047 1.322 972 208.570 114.071 61.799 21.895 10.805 154.456 40.470 988 90.998 22.000 7.441 22.335

1.265.615 1.255.994 1.097.740 158.254 9.621 9.621

Okt

2014 Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

- r) 51.452 26.177 22.243 1.550 1.482 180.432 124.797 18.464 23.504 13.666 174.956 36.316 12.842 106.916 18.881 7.050 25.194

1.321.771 1.311.522 1.143.136 168.385 10.250 10.065 184 48.087 21.542 23.419 1.420 1.706 200.002 132.240 18.839 37.127 11.795 194.752 57.867 9.453 107.381 20.051 7.137 26.228

1.313.787 1.303.765 1.135.229 168.535 10.022 9.839 183 50.258 24.776 22.371 1.634 1.477 188.549 133.635 23.041 22.704 9.169 202.393 59.717 7.936 114.198 20.542 7.662 26.346

1.319.367 1.309.430 1.145.766 163.665 9.937 9.937 51.075 22.494 25.109 1.512 1.960 189.142 130.688 25.651 23.541 9.263 200.033 59.323 7.712 112.345 20.653 7.815 26.611

1.340.363 1.330.329 1.164.968 165.362 10.034 10.034 51.941 26.768 21.340 850 2.982 169.643 129.848 18.824 11.357 9.614 202.058 62.039 5.924 110.823 23.273 9.937 26.840

1.356.877 1.346.741 1.174.220 172.521 10.136 10.136 48.409 22.411 21.370 1.600 3.028 177.985 131.252 16.657 21.888 8.188 208.631 64.061 5.747 114.815 24.008 9.961 27.148

1.374.324 1.363.998 1.189.862 174.136 10.325 10.325 53.142 31.535 18.127 1.405 2.075 191.838 131.910 29.246 30.250 433 201.130 58.469 6.225 111.767 24.669 9.670 27.814

1.396.842 1.386.170 1.207.913 178.256 10.672 10.672 52.967 27.342 22.619 861 2.144 193.809 134.449 25.543 33.114 703 208.839 58.831 7.418 119.542 23.049 9.532 27.913

1.399.114 1.388.486 1.215.859 172.627 10.628 10.484 144 54.358 30.110 21.021 1.104 2.124 233.204 138.133 26.810 67.907 354 195.539 47.599 5.415 119.122 23.402 9.841 28.644

1.418.983 1.408.786 1.222.817 185.969 10.197 10.168 29 55.942 31.550 20.896 889 2.607 212.681 142.295 29.847 40.032 507 208.511 51.046 7.480 125.153 24.831 10.027 29.450

1.442.584 1.432.433 1.235.695 196.738 10.151 10.151 57.659 32.938 20.057 2.106 2.558 220.661 143.420 34.085 40.325 2.832 218.787 54.217 11.685 127.847 25.038 10.015 29.754

1.449.205 1.438.972 1.243.403 195.569 10.233 10.227 6 53.624 29.097 18.821 2.716 2.989 221.397 143.818 30.650 46.139 789 225.924 67.827 11.317 120.269 26.512 10.369 31.357

1.463.711 1.453.468 1.254.167 199.300 10.244 10.244 58.509 32.968 19.298 2.918 3.325 223.736 144.044 27.945 50.016 1.731 231.100 72.873 9.600 120.986 27.641 10.568 32.192

1.492.358 1.481.808 1.271.243 210.565 10.550 10.550 50.611 25.919 18.510 2.475 3.708 219.562 147.503 23.846 45.936 2.277 247.954 47.230 9.966 113.519 77.239 10.490 31.920

1.472.602 1.462.214 1.253.660 208.554 10.388 10.388 62.925 37.512 18.583 2.744 4.086 234.968 149.046 30.803 53.356 1.763 261.871 45.534 8.673 118.686 88.977 10.631 33.117

20.190 1.936 208

22.232 2.133 828

22.097 2.092 1.125

21.853 2.176 1.414

22.694 2.105 1.429

22.912 2.110 1.324

22.969 2.032 1.610

23.432 2.008 1.400

34.355 1.947

24.422 1.942 1.450

24.370 2.062 1.481

25.182 2.013 1.449

25.998 2.032 1.421

26.107 2.081 1.565

27.725 2.088 1.544

28.515 2.101 1.575

28.087 2.124 1.709

29.544 2.161 1.411

1.430 87.650

4.484 86.745

3.670 73.846

4.810 93.925

4.858 91.326

4.090 100.043

3.462 97.981

3.316 98.020

3.136 83.008

2.981 88.657

2.960 89.963

2.919 50.069

2.684 100.770

3.122 110.244

2.781 104.243

2.657 101.844

2.777 86.372

3.005 97.098

1.353.149 1.173.913 198.251 433.712 541.950 179.236 66.731 27.326 85.179 84 43.163 16.720 11.454 2.820 8.635 640 27.877

1.467.392 1.228.404 198.474 451.573 578.357 238.989 85.796 37.677 115.516 4 37.564 19.784 18.181 3.556 14.625 4.176 28.338

1.473.669 1.240.216 196.336 447.733 596.146 233.453 83.035 37.092 113.326 4 31.141 19.076 16.049 3.501 12.548 3.165 29.238

1.497.036 1.259.079 199.074 452.514 607.491 237.957 82.346 37.494 118.116 4 31.522 20.561 17.676 3.748 13.928 4.533 31.439

1.552.385 1.296.639 204.067 463.249 629.323 255.746 90.113 39.614 126.018 4 35.491 20.834 19.063 4.196 14.867 4.526 38.028

1.542.429 1.288.074 195.469 460.675 631.931 254.355 89.817 39.535 125.004 3 31.181 20.827 19.366 4.151 15.215 3.808 33.519

1.539.878 1.287.848 195.051 462.306 630.491 252.031 87.192 39.353 125.486 3 35.621 19.860 18.015 4.106 13.910 3.539 33.196

1.528.384 1.281.186 191.729 456.362 633.095 247.198 85.684 38.996 122.519 3 44.413 19.004 18.491 3.765 14.727 3.235 36.430

1.554.660 1.299.918 191.778 459.146 648.994 254.742 83.971 39.088 131.683 3 35.854 19.009 16.366 3.590 12.776 2.984 33.051

1.580.368 1.315.704 202.109 458.319 655.276 264.665 87.752 39.465 137.448 3 34.595 19.681 16.515 4.061 12.454 2.794 34.352

1.597.793 1.328.014 208.981 463.442 655.591 269.779 89.233 38.278 142.268 3 45.185 19.977 16.938 3.063 13.875 2.868 37.465

1.605.340 1.335.101 195.766 476.106 663.229 270.239 86.711 38.016 145.512 2 35.952 21.527 20.314 3.157 17.157 2.624 36.186

1.646.365 1.357.542 200.479 476.328 680.735 288.823 88.362 38.160 162.300 2 37.962 21.755 21.024 2.949 18.074 2.330 36.674

1.680.666 1.377.378 209.380 476.823 691.175 303.390 90.811 38.806 173.773 2 47.770 19.718 20.704 3.069 17.635 2.447 41.286

1.688.850 1.395.573 207.439 475.425 712.708 293.277 90.147 38.297 164.833 2 41.993 19.790 20.206 3.365 16.841 2.270 42.572

1.699.474 1.410.711 212.983 477.271 720.457 288.763 88.924 38.705 161.134 2 41.150 19.960 21.644 3.614 18.030 2.097 46.266

1.731.019 1.437.776 212.135 483.010 742.631 293.243 97.101 39.782 156.360 2 42.349 18.383 22.662 3.831 18.830 2.090 46.654

1.741.262 1.440.640 213.558 472.601 754.480 300.622 97.257 40.613 162.753 2 40.650 23.958 21.661 3.662 17.999 2.346 44.953

1.145

1.414

1.384

1.469

1.641

1.498

1.574

1.537

1.484

1.391

1.354

1.428

1.507

1.381

1.320

1.310

1.389

1.470

44.383 10.636 57.402 31.687 46.335 20.893

48.943 13.736 79.067 25.348 46.689 19.952

49.128 13.736 79.067 28.376 48.138 20.501

49.532 13.736 79.067 31.400 50.076 20.570

49.615 13.736 77.915 33.469 53.622 20.587

51.299 13.736 111.849 2.775 53.585 20.597

51.260 13.736 111.600 5.042 54.875 20.544

51.410 13.771 112.145 7.926 55.404 21.374

51.573 14.026 111.693 10.493 55.408 21.398

51.631 14.183 108.466 15.673 55.202 21.412

52.282 16.264 105.983 18.874 55.051 22.477

53.112 16.264 105.834 21.119 54.589 22.446

56.524 19.799 103.078 23.803 54.577 23.319

56.270 17.164 105.713 25.782 54.936 24.907

57.314 19.799 102.958 27.816 54.812 24.788

57.225 16.095 105.593 30.629 55.413 24.813

57.467 18.730 101.723 32.860 56.646 25.543

57.768 18.730 134.399 2.921 59.591 26.079



2015 Jan

1.295.953 1.285.761 1.121.644 164.117 10.192 10.013 179 38.616 19.881 16.234 1.288 1.213 173.853 127.736 16.700 19.639 9.779 198.058 53.537 10.860 112.952 20.710 7.140 25.443

1.400

*)


h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital 1)



Des

1.285.385 1.275.573 1.119.774 155.799 9.812 9.812 45.821 23.026 19.473 2.213 1.110 170.978 123.870 19.312 19.333 8.463 186.251 47.270 11.174 108.120 19.688 7.143 25.314

1) 2)

Nov

2)

LBU 2008 is not defined vs metada

Positive difference of op. income and non op. minus op. expenses and non op. vs old metada *) Provisional figures r) Revised figures

6


Statistik Perbankan Indonesia - Vol. 13, No. 2, Januari 2015 Tabel 1.4.a. Kegiatan Usaha BUSN Non Devisa

(Non-Foreign Exchange Commercial Banks Operations) Miliar Rp (Billion Rp) Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SB/PN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman

2013

2012

Sep

Okt

2014 Nov

Des

Apr

Mei

Jun

2015 Jul

Ags

Sep

Okt

Nov

Des

Items

Jan

105.534 104.423 104.423 0 1.111 1.111 0 1.410 85 402 559 365 18.942 9.127 157 7.481 2.176 12.977 6.808 34 4.590 1.546 163 1.644

106.850 105.760 105.760 0 1.091 1.091 0 1.635 97 420 765 352 17.644 9.124 167 5.780 2.573 13.029 6.990 34 4.373 1.632 159 1.574

109.303 108.228 108.228 0 1.074 1.074 0 3.076 111 1.786 742 437 20.546 9.146 146 8.060 3.193 13.583 7.398 34 4.350 1.800 158 1.525

108.173 107.131 107.131 0 1.042 1.042 0 2.717 98 1.281 810 528 20.347 9.807 504 7.189 2.848 13.738 7.479 34 4.166 2.059 159 1.558

109.405 108.394 108.394 0 1.010 1.010 0 2.665 160 982 1.019 504 21.405 9.387 116 9.574 2.329 13.778 7.320 34 4.712 1.712 759 1.592

111.698 110.697 110.697 0 1.001 1.001 0 3.567 195 1.571 1.223 578 20.482 9.546 468 6.900 3.569 13.916 7.351 34 4.819 1.711 758 1.516

114.062 113.081 113.081 0 981 981 0 3.400 132 1.256 1.398 614 17.769 9.739 128 5.482 2.420 14.313 7.589 35 4.982 1.708 758 1.537

116.613 115.619 115.619 0 994 994 0 3.508 583 1.356 1.253 317 19.656 9.914 1.417 8.309 17 13.200 6.433 35 5.031 1.702 757 1.571

119.724 118.732 118.732 0 992 992 0 4.501 547 2.126 1.585 244 17.776 10.070 1.213 6.479 14 14.575 7.490 35 5.266 1.784 757 1.633

121.129 120.127 120.127 0 1.001 1.001 0 4.242 904 1.773 1.468 97 24.096 10.099 1.467 12.516 13 13.503 6.365 5.454 1.683 731 1.647

120.837 119.860 119.860 0 977 977 0 3.804 492 1.545 1.645 122 19.404 10.312 1.043 8.033 15 13.502 6.235 5.596 1.671 738 1.633

122.863 121.904 121.904 0 959 959 0 4.351 507 2.073 1.655 116 21.183 10.399 1.043 9.729 12 13.852 6.441 5.719 1.692 742 1.693

122.578 121.638 121.638 0 940 940 0 3.372 486 1.332 1.244 311 22.971 10.644 1.199 11.114 15 14.843 7.451 5.550 1.843 749 1.677

124.197 123.216 123.216 0 981 981 0 4.034 517 1.914 1.317 287 24.112 10.835 1.182 12.066 29 16.120 8.220 5.671 2.229 749 1.749

126.945 126.001 126.001 0 944 944 0 6.533 599 4.048 1.475 410 26.236 10.977 1.845 13.380 34 15.738 6.257 5.502 3.978 750 1.701

1.499 5 53 0 1.930

1.595 3 17 0 4.202

1.624 3 17 0 4.007

1.562 3 8 0 5.672

1.517 3 4 0 8.782

1.538 4 17 0 6.605

1.577 4 11 0 3.666

1.484 5 27 0 4.758

1.507 5 25 0 4.946

1.545 4 22 0 4.337

1.605 6 22 0 6.212

1.618 5 24 0 583

1.605 5 23 0 5.207

1.666 5 22 0 4.115

1.647 6 24 0 4.150

1.719 5 25 0 3.140

1.671 5 24 0 2.990

104.346 104.346 5.074 12.794 86.478 0 0 0 0 0 5.091 5.027 1.051 1.051 -

113.761 113.761 5.019 14.255 94.487 0 0 0 0 0 5.571 5.761 1.932 1.932 -

112.814 112.814 5.406 14.585 92.823 0 0 0 0 0 5.331 5.762 1.927 1.927 102

113.845 113.845 4.835 14.407 94.604 0 0 0 0 0 5.701 5.763 1.917 1.917 102

122.883 122.883 5.844 14.402 102.636 0 0 0 0 0 6.567 5.363 1.875 1.875 102

120.228 120.228 5.136 14.366 100.726 0 0 0 0 0 4.854 5.364 1.790 1.790 102

118.435 118.435 4.684 14.304 99.448 0 0 0 0 0 5.661 5.365 1.786 1.786 102

120.869 120.869 5.560 14.369 100.939 0 0 0 0 0 6.771 5.365 1.956 1.956 102

120.995 120.995 4.990 14.883 101.041 0 0 0 0 0 5.929 5.366 1.883 1.883 92

125.040 124.946 5.413 14.568 104.965 0 0 0 0 0 4.622 5.577 1.829 1.829 21

128.288 128.193 5.993 15.181 107.018 0 0 0 0 0 5.815 6.492 1.873 1.873 1

130.155 130.062 5.764 15.609 108.689 0 0 0 0 0 5.191 5.793 1.791 1.791 102

129.199 129.104 5.305 15.584 108.215 0 0 0 0 0 5.191 5.634 1.787 1.787 102

131.799 131.799 5.972 15.861 109.966 0 0 0 0 0 5.167 6.414 1.784 1.784 1

134.269 134.269 5.979 16.325 111.966 0 0 0 0 0 3.458 5.092 3.591 3.591 -

137.026 137.026 6.025 16.421 114.580 0 0 0 0 0 2.982 5.256 4.196 4.196 -

141.027 141.027 7.056 16.422 117.549 0 0 0 0 0 4.258 5.896 4.193 4.193 -

8

7

6

6

7

6

6

6

7

12

13

7

8

11

8

9

9

8

7.806 257 4.335 2.790 2.406 14

8.563 300 6.804 2.488 2.540 608

8.779 300 6.804 2.727 2.431 608

8.829 300 6.776 2.968 2.336 608

9.729 300 6.776 3.084 2.538 608

9.752 305 9.915 148 3.087 608

10.227 305 9.796 374 3.235 608

10.269 307 9.695 653 3.252 609

9.464 367 9.612 835 4.047 608

10.466 459 9.511 1.067 3.088 659

10.891 465 9.506 1.271 2.713 608

11.191 562 9.181 1.398 3.037 609

11.393 562 9.181 1.604 3.186 609

11.663 562 9.168 1.798 2.931 609

11.664 562 9.168 1.993 2.911 609

11.695 564 9.149 2.137 2.931 609

11.861 565 9.103 2.316 2.939 609

11.861 573 11.400 180 3.038 609


Angka-angka diperbaiki

Mar

105.764 104.646 104.646 0 1.119 1.119 0 1.561 165 562 508 326 20.991 8.844 212 9.786 2.149 11.045 4.626 33 4.840 1.545 163 1.615


r)

Feb

90.341 89.451 89.451 0 890 890 0 2.519 190 1.020 957 352 24.844 8.179 10.479 3.203 2.983 9.843 3.275 0 5.047 1.521 155 1.557

1) 2)

Jan

125.972 125.046 125.046 0 927 927 0 4.916 621 2.454 1.310 531 23.489 11.324 1.568 10.574 24 15.678 5.672 5.513 4.493 750 1.766

Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets

1.737 - Credit 4 - Securities 25 - Others 0 g. Spot and Derivatives Claims 3.830 h. Other claims Source of Funds 138.289 a. Third Party Funds 138.289 Rupiah 6.514 Demand Deposit 16.242 Saving 115.534 Time Deposits 0 Foreign Exchange 0 Demand Deposit 0 Saving 0 Time Deposits 0 b. Liabilities to BI 2.801 c. Interbank Liabilities 5.282 d. Issued Securities 4.111 e. Loans received 4.111 Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities

h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital 1)

LBU 2008 is not defined vs metada

2) Positive difference of op. income and non op. minus op. expenses and non op. vs old metada r) Revised figures

7


Statistik Perbankan Indonesia - Vol. 13, No. 2, Januari 2015 Tabel 1.5.a. Kegiatan Usaha BPD

(Regional Development Banks Operations) Miliar Rp (Billion Rp) Keterangan

2012

2013 Sep

Okt

2014 Nov

Des

Penyaluran Dana a. Kredit Yang Diberikan 219.207 257.831 261.649 264.685 265.250 - Kepada Pihak Ketiga 218.851 257.175 260.985 264.014 264.541 Rupiah 217.563 256.246 260.098 263.077 263.597 Valas 1.287 929 887 937 944 - Kepada Bank Lain 357 656 664 671 709 Rupiah 357 656 664 671 709 Valas 0 0 0 0 0 b. Penempatan pada Bank Lain 40.194 54.195 46.016 47.329 31.853 - Giro 1.809 2.458 2.386 2.585 2.318 - Inter Bank Call Money 15.142 14.646 12.750 14.681 14.468 - Deposito Berjangka 22.894 35.341 29.882 29.027 14.522 - Lainnya 349 998 1.036 545 1.750 r) c. Penempatan pada Bank Indonesia 48.455 49.550 41.786 44.313 31.626 - Giro 27.642 27.568 28.751 26.740 27.971 - Fine Tune Operation (FTO) 9.368 100 200 200 200 - Fasbi 10.033 20.693 12.072 16.338 2.546 - Lainnya 1.413 1.189 763 1.035 909 d. Surat Berharga 18.640 27.878 33.188 33.812 32.106 - Sertifikat Bank Indonesia (SBI) 6.618 6.036 11.193 11.543 12.125 - Surat Perbendaharaan Negara (SB/PN) 49,3443065 98 98 99 100 - Obligasi 9.590 18.090 18.015 18.807 16.980 - Lainnya 2.383 3.654 3.882 3.363 2.901 e. Penyertaan 688 687 688 693 693 f. Cadangan Kerugian Penurunan 3.653 5.130 5.601 5.711 5.173 Nilai Aset Keuangan (CKPN) - Kredit yang diberikan 3.667 5.117 5.577 5.683 5.155 - Surat Berharga 8 5 5 5 4 - Lainnya (22) 8 19 24 15 g. Tagihan Spot dan Derivatif 0 0 3 0 0 h. Tagihan Lainnya 17.366 14.948 10.276 7.133 3.081 Sumber Dana a. Dana Pihak Ketiga 278.535 349.517 336.800 338.477 287.709 Rupiah 277.555 348.324 335.514 337.063 286.021 Giro 112.715 154.427 134.732 143.349 106.398 Tabungan 79.938 71.536 76.567 78.998 95.786 Simpanan Berjangka 84.903 122.361 124.214 114.715 83.838 Valas 980 1.193 1.286 1.415 1.688 Giro 238 549 545 534 673 Tabungan 30 44 42 40 41 Simpanan Berjangka 711 600 700 841 974 b. Kewajiban kepada Bank Indonesia 5 4 4 4 222 c. Kewajiban kepada Bank lain 19.869 14.331 13.441 12.740 22.957 d. Surat Berharga yang diterbitkan 7.517 6.653 6.654 6.654 6.860 e. Pinjaman yang Diterima 1.819 1.898 1.888 1.829 1.846 Rupiah 1.819 1.898 1.888 1.829 1.846 Valas 0 0 0 0 0 f. Kewajiban Spot dan Derivatif 0 0 0 0 0 g. Kewajiban Lainnya (mencakup Tagihan 2.101 750 715 1.737 5.051 Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan 479 264 275 298 492 Beberapa komponen modal a. Modal Disetor 19.920 21.904 21.954 22.065 22.744 b. Cadangan 8.356 10.483 10.357 10.412 10.343 c. L/R Tahun lalu 1) 344 582 572 477 377 d. L/R Tahun berjalan sesudah pajak 2) 8.946 8.353 9.063 9.981 10.733 e. Tambahan modal disetor 2.729 1.542 1.743 1.729 2.740 f. Modal Pinjaman 1.328 1.004 1.004 1.004 1.004 1) . Pada LBU 2008 tdk didefinisikan Vs Metadata 2) . Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama r)


Jan

Feb

Mar

Apr

Mei

Jun

261.021 260.323 259.395 928 698 698 0 30.585 2.164 11.704 16.229 488 40.521 29.019 322 10.159 1.021 29.971 10.370 0 16.468 3.132 693 5.666

264.327 263.662 262.788 874 665 665 0 36.602 2.402 12.069 21.594 538 38.102 24.265 200 12.760 877 29.455 9.420 41 17.758 2.236 693 6.234

269.419 268.692 267.839 852 727 727 0 42.386 2.407 13.736 25.306 936 37.529 25.037 336 11.590 565 30.339 11.117 41 17.067 2.115 693 6.381

273.946 273.212 272.355 857 734 734 0 48.541 2.648 15.728 29.464 701 43.662 27.268 491 14.778 1.125 30.556 10.584 41 17.678 2.252 692 7.391

279.259 278.900 278.011 889 791 791 0 51.674 2.570 17.052 31.546 506 49.584 27.644 390 18.033 3.517 31.988 10.922 51 18.312 2.703 692 7.726

284.331 283.448 282.572 876 883 883 0 62.665 1.794 22.747 37.312 812 51.873 28.854 310 20.026 2.684 30.586 9.825 41 18.036 2.684 692 7.386

5.643 4 18 0 3.201

6.214 3 17 0 4.624

6.362 21 (2) 0 7.994

7.347 49 (4) 3 13.729

7.648 43 35 0 11.526

300.964 299.412 113.565 86.021 99.825 1.552 524 41 987 3 14.642 6.717 1.849 1.849 0 0 4.027

309.481 307.955 115.178 80.793 111.985 1.525 419 42 1.064 3 14.965 6.417 1.846 1.846 0 0 2.884

320.552 318.740 120.304 77.279 121.158 1.812 464 51 1.297 3 14.296 6.877 2.093 2.093 0 0 4.331

345.954 344.716 132.909 79.400 132.407 1.238 559 53 627 3 14.262 6.516 2.094 2.094 0 1 3.124

356

287

296

22.881 10.343 12.149 917 2.251 1.004

23.153 10.175 11.886 1.587 2.190 1.004

23.459 11.041 7.840 3.003 2.109 1.004

2015 Jul

Ags

Sep

Okt

Nov

Des

287.360 286.459 285.626 833 901 901 0 31.623 2.343 7.864 20.889 527 37.022 32.056 302 4.491 173 27.497 7.996 42 17.107 2.352 692 8.254

289.931 289.017 288.188 829 914 914 0 40.871 1.988 7.486 30.730 667 48.582 36.503 490 11.027 561 28.978 7.557 42 18.650 2.730 692 8.389

295.390 294.511 293.691 821 878 878 0 63.952 2.614 15.000 45.861 478 61.724 30.477 305 30.520 421 29.544 8.005 42 18.350 3.146 692 7.706

299.058 298.145 297.354 791 913 913 0 61.055 2.287 12.894 45.442 431 57.467 33.426 498 22.925 617 31.314 10.271 42 17.820 3.181 692 7.655

302.553 301.614 300.814 800 939 939 0 57.488 2.848 11.442 42.607 591 58.436 31.750 967 25.099 620 32.101 10.787 43 18.319 2.953 692 8.156

302.426 301.456 300.647 809 970 970 0 38.351 1.675 14.233 21.856 586 39.144 31.339 382 6.801 623 30.988 9.179 43 17.605 4.161 692 7.927

298.119 297.170 296.354 816 949 949 0 46.331 2.369 11.798 31.431 734 49.198 33.009 917 14.697 575 30.324 8.341 283 16.903 4.796 693 8.307

7.314 43 29 0 12.748

8.184 43 26 2 7.261

8.319 43 27 0 5.521

7.632 43 32 0 10.392

7.608 17 30 2 12.079

7.868 16 271 1 8.097

7.655 4 268 0 5.481

8.031 9 267 1 3.594

361.750 360.110 148.894 77.185 134.031 1.640 325 41 1.274 3 12.630 6.686 2.083 2.083 0 1 2.386

381.311 379.981 171.014 75.526 133.441 1.331 324 47 960 3 12.508 6.437 2.236 2.236 0 0 2.378

329.518 327.932 105.434 86.495 136.002 1.586 287 41 1.258 3 10.540 5.812 2.334 2.334 0 0 2.620

352.139 350.837 127.093 82.327 141.416 1.302 448 42 811 3 11.958 6.038 2.334 2.334 0 0 1.413

400.773 399.311 170.536 81.002 147.773 1.462 217 46 1.199 3 10.709 6.273 2.380 2.380 0 0 925

397.751 396.697 156.133 84.224 156.341 1.053 238 38 778 3 10.225 6.904 2.626 2.626 0 0 898

393.877 335.957 392.315 334.704 156.795 120.531 85.790 100.903 149.731 113.270 1.562 1.253 388 368 37 46 1.137 839 3 2 10.768 20.612 7.004 7.050 2.726 3.212 2.726 3.150 0 61,9252065 2 0 749 3.405

355.430 354.079 134.570 87.629 131.879 1.351 371 36 944 2 14.766 6.720 2.492 2.492 0 5 2.648

309

298

286

276

289

308

23.555 11.504 5.061 3.334 2.220 1.004

23.897 12.211 3.349 4.125 2.226 1.004

25.270 12.520 2.100 5.458 1.962 1.004

25.248 12.837 1.286 5.287 2.075 1.004

25.550 12.896 904 6.248 1.966 1.004

26.003 12.894 904 7.823 1.611 1.004


h. Margin Deposits Components of Capital 26.142 26.369 26.771 27.039 a. Paid In Capital 12.894 12.894 12.877 12.877 b. Reserves 799 799 706 11.595 c. Retained Earnings (Profit/Loss) 1) 8.826 9.431 9.720 1.096 d. Current Earnings (Profit /Loss) 2) 1.952 2.017 2.230 2.230 e. Additional Paid In Capital 1.004 1.004 1.004 1.004 f. Loan Capital 1) LBU 2008 is not defined vs metada Positive difference of op. income and non op. minus op. expenses and non op. vs old metada r) Revised figures 321

2)

Jan

326

467

374

8


Statistik Perbankan Indonesia - Vol. 13, No. 2, Januari 2015 Tabel 1.6.a. Kegiatan Usaha Bank Campuran

(Joint Venture Banks Operations) Miliar Rp (Billion Rp) Keterangan

2012

Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SB/PN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli h. kembali/repo) Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak e. Tambahan modal disetor f. Modal Pinjaman

2)

153.299 153.295 77.872 75.424 4 4 0 13.465 7.682 5.467 310 6 25.008 14.333 4.334 5.554 786 16.119 4.479 278 7.648 3.713 94 2.571

2013 Sep

Okt

191.597 191.521 88.968 102.552 76 76 0 18.833 5.396 12.744 486

187.544 187.471 90.397 97.074 74 74 0 16.664 5.446 10.860 354

207r) 26.781 17.838 146 6.962 1.835 16.456 6.260 431 6.120 3.646 94 2.612

2.421 3 146 1.516 8.077 132.454 68.704 12.226 8.529 47.948 63.751 22.282 10.763 30.706 336 14.927 946 27.118 552 26.567 1.144 5.642

2014 Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

2015 Jul

Ags

Sep

Okt

r)


Jan

4r) 23.557 17.280 97 5.088 1.091 17.127 6.881 567 5.815 3.864 94 2.612

201.510 201.357 95.948 105.409 152 152 0 19.748 8.457 10.633 379 279 29.004 19.923 968 7.539 573 17.239 6.131 462 6.812 3.834 94 2.751

202.006 201.863 95.959 105.904 142 142 0 19.269 7.960 10.915 380 15 30.966 20.218 2.202 6.874 1.671 17.301 5.729 382 7.512 3.678 219 2.636

198.738 198.604 96.475 102.129 135 135 0 18.283 6.427 11.462 313 81 31.110 19.556 1.329 8.625 1.600 17.109 5.075 407 8.349 3.279 218 2.574

195.471 195.332 96.496 98.837 139 139 0 18.885 8.990 9.635 50 210 28.984 18.545 463 8.181 1.796 17.342 5.582 881 7.932 2.947 228 2.703

203.222 203.099 99.289 103.810 123 123 0 14.081 5.472 7.915 435 259 24.799 19.079 463 *). 5.466 253 r). 20.157 7.122 2.191r) 8.233 2.610 254 2.896

206.424 206.307 101.124 105.183 117 117 0 15.077 7.298 7.339 439 24.116 18.791 302 5.022 0 19.817 6.980 1.688 8.667 2.482 250 3.016

210.855 210.741 104.870 105.872 113 113 0 12.722 6.140 5.974 608 25.496 18.820 120 6.141 415 19.792 7.252 2.269 7.594 2.678 252 3.151

210.174 210.059 109.521 100.538 115 115 0 10.404 6.427 3.383 594 25.650 18.696 855 5.833 266 20.517 6.159 2.490 9.041 2.828 254 3.148

183.531 183.430 96.447 86.984 100 100 0 10.422 4.291 5.531 600 22.499 15.802 2.078 3.683 936 17.753 4.968 2.187 8.429 2.169 264 3.120

184.268 184.165 96.654 87.510 104 104 0 13.715 4.792 7.799 1.123 23.673 16.310 574 6.363 426 18.441 5.564 2.184 8.320 2.373 251 3.086

184.553 184.467 97.773 86.694 86 86 0 13.939 5.060 7.514 1.064 300 26.442 17.119 1.742 6.420 1.160 19.063 5.643 1.798 8.808 2.813 256 2.997

190.616 190.228 101.468 88.760 388 388 0 13.008 6.131 5.729 1.075 73 26.037 17.478 2.587 5.911 61 21.226 5.227 1.966 11.084 2.950 254 3.071

196.326 195.925 103.039 92.886 400 400 0 10.894 4.539 5.144 1.091 121 26.854 19.235 2.137 5.371 111 22.745 4.668 1.998 13.190 2.888 254 3.131

194.243 193.851 101.349 92.502 391 391 0 16.591 6.632 8.722 1.116 122 27.889 18.243 3.359 6.288 21.817 4.025 916 11.757 5.119 225 3.384

2.411 8 193 5.624 8.125

2.427 2 183 4.503 8.650

2.487 4 214 5.899 9.633

2.510 2 239 5.768 10.242

2.414 2 220 5.116 9.989

2.367 2 205 4.352 10.950

2.483 2 218 4.073 12.001

2.692 2 201 3.815 12.681

2.820 1 195 3.683 15.117

2.954 1 195 3.801 13.931

2.945 2 201 3.618 10.841

2.910 2 208 3.400 10.431

3.033 2 51 4.009 11.850

2.930 12 56 3.394 14.667

3.005 11 55 3.372 14.770

3.067 12 52 3.730 13.876

3.308 13 63 4.360 14.147

157.716 79.801 13.528 13.249 53.025 77.915 21.632 13.031 43.251 0 11.827 949 40.608 1.342 39.267 4.910 6.711

148.771 73.665 13.598 9.826 50.240 75.106 21.690 12.555 40.862 0 12.152 949 39.545 1.338 38.207 3.853 6.635

156.766 75.920 13.358 10.667 51.894 80.846 24.124 12.454 44.269 0 14.399 798 41.879 1.645 40.234 5.202 8.136

164.533 80.847 16.744 10.268 53.835 83.686 27.549 12.978 43.160 0 11.079 498 44.857 1.645 43.213 5.346 8.733

163.400 79.812 15.966 10.626 53.220 83.588 26.660 12.825 44.103 0 12.778 498 45.586 1.641 43.945 5.051 8.399

162.759 81.745 16.540 12.806 52.400 81.013 25.278 12.474 43.262 0 9.728 498 44.006 1.484 42.522 4.256 8.831

162.780 78.745 13.219 10.292 55.233 84.035 24.597 13.135 46.303 282 10.042 498 41.957 1.392 40.564 3.784 8.991

159.039 78.459 13.010 8.644 56.805 80.580 24.628 13.024 42.928 417 11.771 498 44.594 1.790 42.803 3.453 9.371

160.299 77.981 12.869 8.837 56.275 82.319 26.521 13.441 42.356 610 13.075 997 44.593 1.886 42.707 3.316 9.276

162.069 80.471 13.814 9.420 57.237 81.597 24.314 12.585 44.699 386 13.087 997 46.542 2.044 44.498 3.418 10.145

155.322 76.058 12.458 9.905 53.695 79.263 25.709 12.537 41.017 15.651 998 48.261 1.550 46.711 3.162 10.091

129.668 62.983 11.359 7.626 43.998 66.685 24.626 12.882 29.177 14.740 499 46.688 1.341 45.347 3.296 8.337

134.864 66.349 12.606 7.841 45.902 68.515 23.395 12.526 32.595 10.667 499 50.856 1.746 49.111 3.824 9.578

143.346 71.556 14.997 7.137 49.422 71.790 27.427 12.487 31.875 1.228 8.900 499 48.067 1.750 46.318 3.442 10.006

145.890 76.633 13.658 7.878 55.097 69.257 25.983 13.207 30.067 1.229 13.972 449 47.591 1.742 45.849 3.435 8.884

149.668 78.962 13.334 7.548 58.079 70.706 27.525 13.377 29.804 11.695 546 51.831 1.942 49.889 3.752 8.515

150.025 79.096 13.158 7.762 58.176 70.929 27.018 14.358 29.553 702 9.530 449 54.257 1.947 52.309 4.333 8.702

99

99

131

209

158

156

179

180

233

197

203

195

219

222

14.814 1.714 11.736 3.448 333 1.867

18.464 2.437 14.275 3.408 2.606 2.924

18.861 2.437 14.275 3.931 2.249 2.846

18.861 2.437 14.333 4.275 2.211 3.006

18.861 2.438 14.333 4.538 2.231 4.883

18.861 2.438 18.863 538 2.572 4.533

18.861 2.438 18.853 935 2.615 4.310

20.239 2.408 17.416 1.246 1.117 4.217

21.057 2.408 17.392 1.514 344 4.292

21.057 2.418 17.277 1.807 335 4.320

21.177 2.734 16.605 2.134 339 4.386

21.177 2.758 16.582 2.465 339 4.284

18.311 2.667 15.893 2.632 363 3.334

18.311 2.667 15.893 3.091 334 3.473

. Pada LBU 2008 tdk didefinisikan Vs Metadata . Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama


Des

195.798 195.730 91.521 104.209 68 68 0 16.507 7.419 8.725 323 39 25.114 18.327 594 5.341 852 20.652 6.994 518 8.418 4.721 94 2.705

1) 2)

Nov

2)


h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital 1) LBU 2008 is not defined vs metada Positive difference of op. income and non op. minus op. expenses and non op. vs old metada 224

242

256

292

18.311 2.667 15.893 3.569 352 3.444

18.311 2.667 15.893 3.997 374 3.463

18.401 2.667 15.892 4.219 1.564 3.514

18.401 2.667 20.159 226 1.601 3.594

*) Provisional figures

r) Revised figures

9


Statistik Perbankan Indonesia - Vol. 13, No. 2, Januari 2015 Tabel 1.7.a. Kegiatan Usaha Bank Asing

(Foreign Owned Banks Operations) Miliar Rp (Billion Rp) Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SB/PN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman

2012

2013

2014

Sep

Okt

Nov

Des

177.468 172.859 66.742 106.117 4.610 107 4.503 20.207 3.792 16.333 0 82 35.955 18.002 11.603 5.769 580 41.577 9.643 481 20.918 10.535 12 3.299

220.044 212.784 78.351 134.433 7.261 690 6.570 25.867 3.843 22.021 0 3 29.613 19.671 1.158 8.784 0 r) 55.013 12.629 4.500 31.077 6.808 12 3.708

213.310 205.968 78.580 127.387 7.343 687 6.656 26.700 5.159 21.540 0 1 27.453 18.620 1.409 7.393 31 58.953 15.059 5.094 31.796 7.004 12 3.731

226.608 217.144 78.470 138.674 9.464 683 8.781 23.149 3.338 19.810 0 1 28.331 20.283 0 7.371 678 63.288 15.145 5.421 34.689 8.033 12 4.135

234.577 225.500 80.257 145.243 9.077 581 8.497 21.008 3.973 17.035 0 1 30.765 19.983 0 10.583 199 60.318 13.614 5.894 32.748 8.062 3 3.798

2.766 2 532 4.941 12.452

3.185 3 520 15.814 17.009

3.224 2 505 12.284 17.981

3.608 2 525 14.934 18.078

155.430 79.987 32.996 7.858 39.133 75.443 44.409 12.857 18.176 3 19.839 0 0 0 0 5.373 4.463

169.714 83.412 35.793 8.044 39.576 86.301 55.653 13.765 16.882 298 24.885 0 0 0 0 17.022 5.575

171.416 84.282 36.320 6.902 41.060 87.134 57.980 13.481 15.673 0 19.626 0 0 0 0 13.288 5.876

511

615

4.289 0 14.770 5.137 56 0

5.018 0 18.910 4.696 (382) 0

Jan

Feb

Mar

Apr

Mei

Jun

234.327 225.759 82.509 143.250 8.568 529 8.038 24.039 2.919 21.120 0 1 29.226 19.608 1.526 7.228 864 61.496 11.807 5.491 35.380 8.817 3 3.811

229.502 221.684 84.357 137.326 7.818 136 7.682 24.282 2.592 21.688 0 1 27.131 19.173 0 7.913 45 58.556 10.242 5.294 33.907 9.113 3 4.313

231.742 223.546 83.452 140.095 8.196 162 8.034 21.348 2.678 18.669 0 0 25.173 19.112 0 6.061 0 64.129 11.487 4.861 38.940 8.842 3 3.219

234.692 225.876 82.664 143.212 8.816 357 8.459 17.068 3.388 13.496 185 1 28.208 20.156 606 7.308 138 65.108 11.212 3.841 40.628 9.426 3 3.221

240.459 232.290 85.195 147.095 8.169 429 7.741 22.247 3.778 18.468 0 1 33.946 20.478 1.751 11.579 137 65.174 11.438 3.288 40.781 9.667 3 3.541

242.978 234.835 87.286 147.549 8.143 572 7.571 19.569 2.909 16.659 0 1 29.453 19.680 1.186 8.587 0 70.767 14.396 4.113 42.749 9.509 3 3.351

3.290 3 505 15.071 16.647

3.300 2 510 12.987 20.510

3.222 2 1.089 12.360 20.132

2.132 3 1.084 11.957 21.024

2.136 3 1.082 10.622 19.829

2.450 4 1.087 10.300 23.165

173.746 84.119 36.835 6.866 40.418 89.627 59.650 13.930 16.046 0 18.688 0 0 0 0 16.574 6.652

173.395 84.697 36.873 6.713 41.111 88.698 58.465 14.336 15.897 0 18.278 0 0 0 0 17.111 5.829

177.020 85.201 35.014 6.754 43.432 91.820 60.153 14.343 17.324 0 18.963 0 0 0 0 14.890 6.724

172.281 84.094 32.401 7.969 43.724 88.187 60.135 13.887 14.166 0 18.482 0 0 0 0 14.159 6.344

171.033 85.121 36.460 6.970 41.691 85.912 57.164 13.914 14.834 195 18.721 0 568 0 568 12.849 6.612

166.190 78.432 32.353 7.142 38.937 87.757 59.560 14.399 13.797 0 19.263 0 578 0 578 11.558 7.672

478

551

608

561

472

488

5.018 0 18.909 5.603 (90) 0

5.018 0 18.909 6.505 (405) 0

5.018 0 17.880 6.121 (300) 0

5.018 0 24.084 720 (176) 0

5.018 0 23.671 1.502 (55) 0

5.018 0 23.400 2.524 8 0

2015 Jul

Ags

Sep

Okt

Nov

Des

251.191 244.229 92.064 152.165 6.962 570 6.392 17.311 4.063 13.248 0 1 29.535 19.593 1.158 8.743 41 67.814 11.255 2.568 45.110 8.881 3 3.358

249.597 243.138 90.294 152.844 6.460 567 5.892 16.398 3.876 12.522 0 1 35.894 20.222 3.217 12.421 34 62.226 9.812 2.760 41.064 8.590 3 3.177

266.569 252.838 90.342 162.496 13.731 1.116 12.616 19.151 5.093 14.057 0 0 33.536 20.636 3.046 9.854 0 70.499 9.181 4.407 48.002 8.908 3 3.425

262.023 247.827 89.433 158.394 14.196 1.714 12.482 15.382 5.945 9.434 0 3 41.596 21.150 3.928 16.518 0 63.821 9.940 3.800 41.561 8.520 3 3.347

258.381 244.021 88.516 155.505 14.360 1.963 12.397 27.350 5.822 21.524 0 3 38.834 21.138 3.356 14.331 8 63.557 12.779 2.762 40.033 7.983 3 3.732

258.505 244.031 88.101 155.930 14.474 2.067 12.407 16.901 5.156 11.744 0 0 36.048 21.675 5.883 7.967 523 71.673 7.572 2.981 46.205 14.915 3 3.712

258.733 243.807 86.806 157.001 14.926 2.163 12.764 22.447 6.963 15.484 0 0 46.548 21.615 8.741 15.689 504 69.172 9.158 2.696 42.229 15.088 3 3.891

2.259 4 1.088 10.243 22.902

2.276 4 1.078 10.652 20.842

2.270 5 902 10.055 21.436

2.470 3 952 10.823 23.522

2.390 4 952 9.774 24.942

2.763 5 964 10.478 24.976

2.778 3 932 10.729 25.867

2.945 3 943 11.728 27.141

173.736 85.860 39.208 7.487 39.164 87.877 58.816 15.168 13.892 0 22.642 0 584 0 584 11.075 8.691

169.801 84.703 40.256 7.012 37.434 85.099 55.088 14.651 15.360 77 24.026 0 1.186 0 1.186 12.220 8.954

163.985 80.634 34.742 7.817 38.076 83.351 55.572 14.806 12.973 26.740 0 1.158 0 1.158 12.245 7.514

169.017 82.874 37.636 7.433 37.805 86.142 57.484 14.842 13.816 108 20.923 1.170 1.170 11.202 7.815

172.329 83.050 36.802 7.509 38.740 89.279 59.677 14.519 15.083 572 27.029 1.219 1.219 12.397 8.755

173.298 85.582 36.046 6.896 42.641 87.716 59.371 13.950 14.394 41 27.485 1.209 1.209 11.067 9.320

179.335 88.282 38.150 7.507 42.625 91.053 61.307 14.275 15.470 26.200 1.220 1.220 10.833 9.035

174.261 89.537 38.094 7.382 44.062 84.724 55.182 14.129 15.413 0 23.600 1.239 1.239 11.468 8.182

187.971 92.713 40.202 8.607 43.905 95.258 64.900 14.651 15.707 0 20.966 1.267 1.267 12.419 8.341

501

517

544

483

531

592

582

571

585

643

5.590 0 22.663 3.289 (83) 0

6.167 0 22.559 3.794 (45) 0

6.766 0 22.178 4.623 (134) 0

6.766 0 22.178 5.456 (101) 0

6.766 22.178 6.052 (91) -

6.766 22.178 6.572 (251) -

6.766 21.612 7.478 (77) -

6.766 21.612 7.898 (26) -

6.766 20.982 8.724 (81) -

6.766 29.171 1.331 63 -

1)


2)

. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama r) Angka-angka diperbaiki

2)

Jan


h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital

1) LBU 2008 is not defined vs metada Positive difference of op. income and non op. minus op. expenses and non op. vs old metada r) Revised figures

10



Tabel 1.8.a. Laporan Laba / Rugi Bank Umum

Commercial Banks Income Statements Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee

D. E. F. G. H. I. J. K.

2013

2012

Sep

Okt

2014 Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

2015 Jan

Des

Items A.

391.280 9.979 4.373 24.027 279.847 278.874 973 73.054 183.713 611 2.644 100.507 11.414 18.492 70.601 5.155 2.452 71.516 828 207.568

328.937 6.375 3.806 18.465 238.517 237.597 920 61.773 152.870 453 2.750 81.795 9.007 14.151 58.637 4.328 1.833 60.816 895 176.066

371.648 6.913 4.400 20.878 269.162 268.134 1.028 70.296 173.435 506 3.134 93.134 10.082 15.829 67.224 4.838 2.022 68.936 865 198.213

414.101 7.415 4.942 23.417 299.677 298.529 1.149 78.650 193.937 559 3.490 104.210 11.093 17.457 75.661 5.358 2.231 77.258 831 220.164

458.188 8.056 5.535 26.305 331.606 330.353 1.253 86.686 215.134 620 3.843 116.392 12.257 19.231 84.903 5.882 2.488 85.131 779 243.054

45.712 649 476 2.549 33.487 33.350 136 8.552 24.308 54 406 12.430 1.092 1.730 9.608 580 310 8.596 1.932 21.404

87.566 1.165 898 5.293 63.374 63.105 269 16.836 44.824 103 752 23.974 1.994 3.326 18.653 1.055 476 16.652 1.813 42.741

132.808 1.671 1.418 8.310 96.243 95.838 405 25.167 67.196 155 1.203 37.026 3.038 5.042 28.947 1.617 737 24.841 1.617 65.612

178.033 2.199 1.963 11.213 128.159 127.636 523 34.499 90.790 206 1.608 50.164 4.113 6.759 39.293 2.146 1.014 34.178 1.474 87.244

222.447 2.726 2.567 14.418 159.874 159.020 854 42.862 112.264 256 1.943 64.007 5.271 8.501 50.235 2.893 1.335 40.450 1.381 110.183

268.963 3.268 3.131 17.322 193.299 192.459 839 51.943 136.056 302 2.244 79.561 6.415 11.662 61.484 3.507 1.756 47.463 1.223 132.907

316.295 3.982 3.771 20.069 226.781 225.787 994 61.692 161.332 345 2.698 94.391 7.563 13.705 73.123 4.148 1.977 56.600 1.173 154.962

365.406 4.709 4.334 23.333 261.431 260.286 1.145 71.598 187.633 386 2.989 109.945 8.724 15.850 85.370 4.764 2.222 66.174 1.152 177.773

414.054 5.450 4.888 26.429 296.318 295.006 1.312 80.970 213.851 429 3.408 125.405 9.855 17.962 97.589 5.253 2.488 75.739 1.128 200.203

466.451 6.247 5.539 29.855 332.833 331.379 1.454 91.977 240.484 472 3.817 141.500 11.134 20.109 110.257 5.807 2.774 85.077 1.038 225.967

516.149 7.022 6.220 33.709 367.371 365.767 1.604 101.827 266.262 513 4.184 156.969 12.345 22.138 122.486 6.351 3.083 94.149 1.012 249.887

568.014 7.816 6.846 37.215 403.926 402.163 1.763 112.211 293.842 562 4.613 172.936 13.615 24.317 135.003 6.993 3.502 104.298 939 274.171

55.957 733 595 3.891 39.168 38.989 179 11.571 31.017 38 426 16.363 1.163 2.106 13.094 621 533 10.776 2.259 24.940 -

125.557 9.929

110.250 2.995

111.344 3.684

149.086 3.958

139.655 4.206

29.025 615

35.645 2.072

50.249 2.558

59.937 2.706

71.579 2.986

80.225 3.238

93.531 3.589

102.619 4.008

114.689 4.945

122.965 4.900

136.373 5.781

148.439 6.306

26.696 1.563

10

4

9

15

14

200

193

238

239

1

1

0

39

37

37

35

55

0

B. C.

17

3

2

120

127

2

2

12

21

25

29

29

3

7

32.261 38.537

49.968 32.132

44.528 36.170

76.094 39.745

58.608 44.908

16.584 3.540

f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi

44.800 218.409 5.710

25.133 190.423 2.739

26.935 201.246 2.376

29.140 249.085 3.109

31.777 251.154 2.964

0

0

0

5

0

0

0

2

26.045 52.385 2.622

42.122 38.225 2.106

36.313 42.327 2.332

67.016 45.541 2.368

g. Lainnya Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Pendapatan non - operasional Beban non - operasional Laba/Rugi non-operasional (E - F) Laba/Rugi tahun berjalan sebelum pajak Penerimaan Transfer Laba/Rugi Transfer Laba/Rugi ke Kantor Pusat Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan) r) Angka-angka diperbaiki *). Angka-angka sementara

131.519 114.715 21.929 17.133 4.796 119.512 56.698 57.793 92.830

105.231 95.894 18.931

117.897 108.312 20.696

131.050 120.166 22.902

15.143 3.788

16.476 4.220

18.366 4.536

99.682 83 798 79.149

112.532 99 918 89.039

124.702 112 1.123 98.543

123

-

1 -

-

16.022 7.070

23.267 10.913

26.018 15.084

27.989 22.327

30.944 26.667

36.928 31.469

38.078 35.585

42.077 40.061

44.515 44.542

48.271 48.830

50.757 54.203

10.541 4.256

8.282 39.117 431

10.472 56.792 428

13.510 80.384 591

16.119 101.239 1.495

18.272 120.974 1.498

19.367 138.921 1.661

21.529 165.387 1.633

24.895 185.834 1.909

27.368 208.002 2.643

28.779 229.523 2.022

33.219 254.163 2.469

36.879 278.849 2.577

10.334 38.744 414

3

1

4

7

7

13

15

18

51

68

9

-

-

-

-

-

-

-

0

1

3

48.690 51.583 2.611

15.836 10.960 291

15.825 15.511 561

22.305 19.461 810

23.236 24.618 1.002

24.629 29.972 1.315

27.178 31.856 1.585

32.832 38.191 1.920

33.649 43.225 2.198

36.596 48.476 2.519

38.967 53.641 2.894

42.405 59.244 3.231

43.873 64.153 3.509

10.187 13.884 255

145.304 131.555

11.596 11.312 2.059

24.465 21.594 4.439

37.213 35.476 6.295

50.881 45.942 8.470

63.553 60.789 10.656

76.628 74.211 12.818

90.796 83.106 14.854

104.834 94.558 16.761

117.768 106.890 18.673

131.999 119.409 20.636

146.763 132.097 22.680

164.669 143.761 25.225

14.138 12.892 D. 2.131 E.

1.805 253

3.865 573

5.689 604

7.363 1.106

11.468 r) (813)

13.556 (737)

14.917 (62)

16.569 191

18.009 664

20.878 (242)

23.202 (523)

25.394 (169)

2.167 F. (35) G.

11.565 13 16 9.143

22.168 24 60 17.338

36.082 42 122 28.423

47.049 59 177 37.093

59.977 73 185 47.780

73.474 85 221 58.430

83.044 146 239 65.958

94.749 159 298 75.068

107.554 172 316 85.374

r)

26,040 20.432

5,608 r) 137,162 r) 64.661 r)

66,088 106.707

-

0

-

0

-

-

119.167 128 506 94.147

131.575 131 611 103.489

143.591 66.264 67.023 112.160

12.856 46 56 10.242

H. I. J. K.

Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections Net Interest Income (A1-A2) Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/ provisions g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax r) Revised figures *) Provisional figures

11



Tabel 1.9.a. Laporan Laba / Rugi Bank Persero

(State Owned Banks Income Statements) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2)

Sep

Okt

2014 Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

2015 Jan

Des

Items A.

120.662 2.937 1.323 9.694 100.923 100.690 234 5.784 41.417 506 439 31.277 3.837 6.777 20.664 1.220 1.265 5.903 808 79.244

102.121 1.487 1.101 7.579 86.843 86.634 209 5.110 34.082 382 544 25.293 2.711 5.435 17.147 907 946 5.115 895 68.039

115.351 1.626 1.271 8.480 98.131 97.905 226 5.841 38.405 429 646 28.684 3.016 6.098 19.570 1.029 1.027 5.724 865 76.946

128.204 1.752 1.394 9.410 109.118 108.871 248 6.529 42.844 477 705 32.060 3.317 6.759 21.984 1.145 1.126 6.501 830 85.360

143.194 1.933 1.557 10.602 121.345 121.099 246 7.756 47.994 529 748 35.815 3.706 7.482 24.627 1.253 1.242 7.629 778 95.200

15.164 154 129 861 13.481 13.453 28 538 6.791 50 72 3.714 331 678 2.704 165 189 669 1.932 8.373

28.265 276 240 2.027 24.486 24.422 64 1.236 10.925 97 141 7.182 612 1.315 5.255 233 248 1.211 1.813 17.340

42.288 391 381 3.297 36.547 36.452 96 1.672 15.619 145 252 11.246 937 2.005 8.304 355 363 1.640 1.617 26.670

56.297 510 493 4.452 48.205 48.094 111 2.637 20.907 193 301 15.325 1.263 2.657 11.405 482 524 2.611 1.471 35.390

70.142 650 631 5.544 60.225 60.084 141 3.092 26.020 240 406 19.657 1.628 3.342 14.687 617 648 3.075 1.377 44.122

84.651 782 770 6.596 72.730 72.555 175 3.774 31.477 282 476 24.058 1.971 3.999 18.087 776 898 3.765 1.222 53.174

99.436 971 969 7.437 85.228 85.020 208 4.830 37.659 322 565 28.902 2.314 4.664 21.923 935 963 4.801 1.172 61.777

115.113 1.168 1.135 8.833 98.288 98.047 241 5.689 43.991 360 612 34.105 2.683 5.375 26.047 1.064 1.051 5.648 1.151 71.123

131.091 1.409 1.270 10.035 111.726 111.449 277 6.652 50.508 400 733 39.281 3.030 6.082 30.169 1.175 1.175 6.618 1.126 80.583

147.343 1.622 1.440 11.450 125.441 125.146 295 7.390 56.825 439 851 44.562 3.432 6.798 34.331 1.287 1.296 7.355 1.036 90.518

163.338 1.829 1.606 13.298 138.382 138.060 321 8.223 63.034 478 957 49.629 3.808 7.487 38.334 1.385 1.432 8.144 1.010 100.303

179.891 2.027 1.771 14.572 152.187 151.836 351 9.334 70.029 523 1.058 54.939 4.213 8.197 42.529 1.556 1.630 9.386 937 109.862

20.215 155 169 1.630 16.812 16.772 41 1.448 9.818 35 123 5.582 353 743 4.486 163 350 1.308 2.257 10.397

50.412 5.149

30.048 697

32.107 928

34.694 942

39.298 1.081

10.536 273

11.352 264

14.622 369

18.408 1.275

21.609 1.293

23.735 1.395

27.934 1.487

30.712 1.552

35.237 2.480

36.537 1.918

40.393 2.004

44.719 2.114

9.952 212

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

3.734 14.985

4.805 13.015

5.143 14.526

5.175 16.131

6.235 18.250

2.505 1.455

1.426 2.966

1.972 4.593

2.286 6.243

2.672 7.838

3.172 9.616

3.859 11.848

3.947 13.520

4.944 15.341

4.894 17.012

5.176 18.808

5.639 21.513

745 1.781


26.543 80.785 3.766

11.530 55.398 518

11.510 61.483 564

12.446 67.488 802

13.732 75.030 767

6.303 13.914 60

6.697 19.089 187

7.689 25.122 209

8.603 32.560 1.052

9.806 39.919 1.020

9.551 45.104 1.063

10.740 53.853 1.103

11.692 60.724 1.111

12.472 68.166 1.731

12.713 73.943 1.213

14.405 81.023 1.373

15.454 88.752 1.405

7.214 15.014 26

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2.940 26.429 732

2.671 14.756 547

3.268 15.711 581

2.967 16.826 622

3.595 19.075 656

2.233 7.681 66

1.088 8.998 123

1.662 10.185 186

1.786 11.658 246

1.897 14.271 306

2.135 14.470 364

2.639 17.242 442

2.607 18.311 507

3.213 20.138 558

3.156 21.540 629

3.279 22.528 689

3.567 22.986 761

762 8.702 71

g. Lainnya Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Pendapatan non - operasional Beban non - operasional Laba/Rugi non-operasional (E - F) Laba/Rugi tahun berjalan sebelum pajak Penerimaan Transfer Laba/Rugi Transfer Laba/Rugi ke Kantor Pusat Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan)

46.918 48.871 3.183 386 2.798 51.669 26.113 26.113 40.823

36.906

41.358

46.271

50.938

3.873

8.693

12.879

17.819

22.425

27.072

32.427

38.188

42.525

47.405

53.155

60.034

5.452

42.689 1.342 743 599 43.288 34.856

47.571 1.881 568 1.313 48.884 39.339

52.566 1.981 507 1.474 54.040 43.414

59.468 2.789 612 2.177 61.645 33.198 33.198 48.762

4.995 93 74 18 5.013 4.046

9.603 177 26 151 9.753 7.898

16.169 277 51 225 16.395 13.072

21.237 833 71 761 21.998 17.628

25.812 958 101 857 26.669 21.315

31.804 1.161 125 1.036 32.840 26.076

35.858 2.064 132 1.932 37.790 30.233

41.111 2.434 101 2.333 43.443 34.729

47.655 2.750 113 2.637 50.292 40.308

53.113 2.890 133 2.756 55.869 44.465

59.673 3.067 180 2.886 62.559 49.459

65.830 3.463 190 3.274 69.104 34.975 34.975 54.375

5.335 227 10 217 5.552 4.489

C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee

D. E. F. G. H. I. J. K.

2013

2012

B. C.

D. E. F. G. H. I. J. K.

Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections Net Interest Income (A1-A2) Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/ provisions g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax

12



Tabel 1.10.a. Laporan Laba / Rugi BUSN Devisa

(Foreign Exchange Commercial Banks Income Statements) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee

D. E. F. G. H. I. J. K.

2013

2012

Sep

Okt

2014 Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

2015 Jul

Ags

Sep

Okt

Nov

Des

Items

Jan A.

165.319 3.981 675 9.376 112.085 111.487 599 39.202 87.021 90 1.199 44.873 3.911 9.309 31.653 2.489 565 37.805 0 78.298

137.237 2.947 547 7.053 94.527 93.938 589 32.162 72.494 57 1.219 37.045 3.282 6.953 26.811 2.306 414 31.453 64.742

155.538 3.140 617 8.022 106.962 106.299 664 36.796 82.637 61 1.338 42.445 3.679 7.769 30.997 2.563 460 35.770 72.901

173.443 3.338 681 9.046 118.972 118.228 744 41.405 92.779 67 1.471 47.587 4.052 8.539 34.996 2.828 507 40.319 0 80.664

191.624 3.577 762 10.137 131.766 130.937 828 45.382 102.882 72 1.601 53.341 4.458 9.375 39.508 3.106 562 44.199 0 88.742

19.298 274 94 1.087 12.721 12.635 86 5.121 11.477 2 147 5.986 408 841 4.736 293 52 4.998 7.821

37.554 476 180 2.109 24.692 24.529 163 10.098 22.405 3 271 11.539 775 1.607 9.157 572 97 9.923 15.150

57.237 668 291 3.202 37.965 37.717 248 15.111 33.870 5 428 17.605 1.168 2.428 14.010 861 162 14.808 23.368

76.771 880 381 4.319 50.876 50.545 331 20.316 45.657 7 601 23.691 1.568 3.270 18.853 1.144 206 20.007 31.114

95.490 1.087 433 5.723 63.066 62.461 606 25.180 55.658 9 668 30.085 1.992 4.123 23.970 1.581 299 23.014 2 39.832

115.441 1.317 518 6.903 76.266 75.735 531 30.437 67.395 10 719 38.163 2.407 6.429 29.327 1.893 367 26.243 48.046

136.047 1.665 596 8.092 89.832 89.203 629 35.862 79.693 12 853 45.058 2.822 7.591 34.646 2.211 435 31.123 56.355

158.283 2.057 722 9.378 104.769 104.045 724 41.358 93.505 14 984 53.057 3.269 8.886 40.902 2.573 532 36.346 0 64.778

178.396 2.333 794 10.540 118.307 117.492 815 46.422 106.325 15 1.111 60.155 3.670 10.084 46.401 2.855 626 41.563 0 72.071

201.040 2.646 869 11.880 132.477 131.569 908 53.168 119.409 17 1.248 67.574 4.126 11.304 52.144 3.165 701 46.704 81.631

222.283 2.957 940 13.186 146.279 145.277 1.002 58.921 132.162 18 1.378 74.728 4.561 12.449 57.717 3.472 777 51.789 90.121

244.251 3.303 1.029 14.653 160.818 159.720 1.098 64.449 145.373 20 1.531 82.156 5.034 13.645 63.477 3.807 869 56.991 98.878

22.876 371 91 1.467 14.277 14.178 98 6.671 14.132 1 126 7.536 447 1.139 5.949 319 78 6.069 8.744 -

33.347 1.834

35.943 945

36.595 1.060

64.648 1.141

45.598 1.194

11.376 60

8.612 202

12.659 307

15.541 510

21.656 644

23.852 711

27.685 813

32.289 883

35.231 932

39.165 1.131

44.130 1.363

48.771 1.588

6.632 513

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

B. C.

10

21

25

29

29

3

7

4.710 14.598

12.607 12.411

10.308 13.938

36.336 15.173

13.849 17.375

8.581 1.348

3.001 2.633

4.202 3.987

4.183 5.600

4.810 10.325

4.567 11.981

5.908 13.730

6.942 15.398

7.297 17.075

8.203 18.953

9.107 20.581

10.428 22.272

2.167 1.615


12.195 71.838 426

9.959 70.093 589

11.264 74.568 510

11.968 106.766 739

13.150 93.115 706

1.385 15.748 97

2.769 17.220 46

4.163 25.794 50

5.249 33.217 101

5.876 40.203 98

6.592 46.233 170

7.233 55.259 163

9.066 64.680 193

9.929 72.735 238

10.878 82.382 244

13.079 91.883 285

14.484 102.351 340

2.337 11.389 59

-

-

-

-

-

-

-

-

-

-

-

-

-

-

5

0

0

0

2

2.993 17.278 686

10.946 16.219 622

8.351 18.466 686

34.662 19.492 560

12.051 22.716 646

g. Lainnya Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Pendapatan non - operasional Beban non - operasional Laba/Rugi non-operasional (E - F) Laba/Rugi tahun berjalan sebelum pajak Penerimaan Transfer Laba/Rugi Transfer Laba/Rugi ke Kantor Pusat Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan) r) Angka-angka diperbaiki *). Angka-angka sementara

50.449 39.807 15.751 15.124 628 40.435 23.361 23.511 31.687

41.717

46.555

51.313

56.994

4.826

9.876

15.226

20.632

25.488

30.563

36.021

41.292

46.457

51.867

57.394

63.654

5.572

30.593 13.963 12.518 1.445 32.038 25.348

34.929 15.221 14.132 1.089 36.018 28.376

38.545 17.065 15.696 1.368 39.913 31.400

41.225

3.449 1.688 1.597 92 3.540 2.775

6.542 3.315 3.309 6 6.548 5.042

10.232 4.865 4.864 0 10.233 7.923

13.439 6.555 6.529 25 13.465 10.493

21.286 8.307 10.285 r) (1.982) 19.305 15.673

25.665 9.951 12.221 (2.271) 23.394 18.869

28.781 10.777 13.286 (2.509) 26.271 21.119

32.387 12.181 14.766 (2.585) 29.803 23.803

34.567 13.645 15.814 (2.169) 32.398 25.782

38.414 15.185 18.607 (3.423) 34.991 27.816

42.368 16.752 20.590 (3.839) 38.529 30.629

45.299 18.660 22.602 (3.941) 41.357 27.491 27.502 32.860

3.988 1.556 1.779 (224) 3.764 10 2.921

-

-

r)

18,912 17.382

1,530 r) 42,754 r) 23.207 23,206 r) 33.469

8.513 2.211 102

0 2.713 4.409 177

-

-

-

-

3.770 6.507 241

3.622 8.608 252

4.177 10.032 407

3.953 11.070 476

0 5.315 13.169 591

-

-

-

-

-

-

-

-

6.291 16.183 721

6.513 18.701 827

7.430 21.871 969

8.356 24.761 1.087

9.416 27.830 1.111

2.256 3.437 66

D. E. F. G. H. I. J. K.

Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections Net Interest Income (A1-A2) Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/ provisions g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax r) Revised figures *) Provisional figures

13



Tabel 1.11.a. Laporan Laba / Rugi BUSN Non Devisa

(Non-Foreign Exchange Commercial Banks Income Statements) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee

D. E. F. G. H. I. J. K.

2013

2012

Sep

Okt

2014 Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

2015 Jul

Ags

Sep

Okt

Nov

Des

Items

Jan A.

27.222 536 96 564 15.286 15.204 82 10.740 17.226 0 163 6.043 146 389 5.507 444 87 10.489 0 9.995

23.727 528 81 423 13.381 13.296 86 9.314 15.166 0 173 5.280 135 316 4.829 404 108 9.201 0 8.561

26.574 580 89 483 14.987 14.891 97 10.436 17.048 0 202 5.971 154 353 5.465 454 121 10.299 0 9.526

29.427 636 99 541 16.634 16.528 107 11.517 18.937 0 237 6.704 174 387 6.142 504 134 11.359 0 10.490

32.478 692 113 601 18.313 18.196 117 12.759 21.052 0 274 7.509 195 421 6.893 553 146 12.571 0 11.426

3.061 69 16 61 1.696 1.686 10 1.219 2.176 36 896 24 34 838 46 12 1.185 0 886

5.973 127 30 121 3.331 3.312 19 2.365 4.161 65 1.667 41 65 1.561 93 23 2.313 0 1.812

9.055 191 48 185 5.093 5.064 29 3.538 6.277 98 2.539 59 99 2.381 139 34 3.467 0 2.778

12.152 250 69 250 6.801 6.763 38 4.782 8.472 132 3.378 78 131 3.169 186 47 4.729 0 3.680

15.302 298 80 348 8.596 8.542 54 5.981 10.621 1 126 4.302 97 166 4.039 272 92 5.829 0 4.681

18.473 346 95 426 10.405 10.341 65 7.201 12.810 1 153 5.201 116 200 4.886 322 111 7.020 0 5.663

21.143 395 104 498 11.707 11.631 76 8.440 15.014 1 185 6.070 136 235 5.698 377 131 8.251 0 6.129

24.439 456 123 573 13.545 13.457 87 9.743 17.359 1 215 7.033 154 272 6.606 430 150 9.531 0 7.080

27.802 517 143 646 15.376 15.273 103 11.120 19.800 1 249 7.985 181 306 7.498 459 119 10.986 0 8.003

31.693 589 163 724 17.761 17.649 112 12.455 22.265 1 279 9.038 204 342 8.492 502 140 12.304 0 9.428

34.943 675 181 808 19.588 19.470 119 13.692 24.552 1 298 9.996 227 377 9.392 544 167 13.546 0 10.391

38.604 747 206 893 21.475 21.348 127 15.283 27.227 1 321 10.994 250 415 10.329 586 199 15.126 0 11.377

3.428 74 29 86 1.891 1.881 10 1.348 2.445 0 21 1.012 22 38 953 43 32 1.337 983

1.184 104

942 80

1.062 84

1.234 89

1.397 96

121 1

234 4

409 12

550 15

727 18

908 22

1.057 24

1.254 26

1.441 33

1.598 34

1.794 38

2.081 40

195 7

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

3

4

0

B. C.

-

-

-

-

-

-

-

-

-

-

-

-

2 340

2 276

3 315

3 342

3 390

0 37

0 74

0 118

1 170

1 285

1 372

1 447

1 516

1 591

2 664

2 739

2 819

0 62


738 7.751 14

583 6.424 9

660 7.207 12

800 8.028 16

909 8.840 19

83 799 2

155 1.538 0

279 2.326 0

366 3.113 0

424 3.971 0

513 4.862 0

585 5.284 0

710 6.156 0

815 7.020 0

899 8.291 1

1.012 9.239 1

1.216 10.303 1

126 941 1

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

3

3

1

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0 1.503 3

1 1.177 12

1 1.314 14

1 1.482 16

1 1.591 18

0 172 3

0 289 6

0 464 9

0 610 12

0 766 16

0 980 20

0 1.128 49

0 1.318 47

0 1.519 48

0 1.725 45

0 1.966 49

0 2.203 53

0 252 4


6.230 3.428 139 94 46 3.474 4.354 4.354 2.790

5.226 3.078 122 110 12 3.090 2.488

5.866 3.381 137 126 11 3.392 2.727

6.513 3.697 148 138 10 3.707 2.968

7.210 3.983 255 151 103 4.086 4.779 4.779 3.084

622 208 10 10 (0) 208 148

1.242 508 23 21 3 510 374

1.853 860 40 31 9 869 653

2.490 1.117 49 47 2 1.120 835

3.189 1.437 121 135 r) (13) 1.424 1.067

3.861 1.710 163 169 (6) 1.704 1.271

4.106 1.902 181 245 (64) 1.838 50 1.398

4.791 2.177 217 286 (69) 2.109 50 1.604

5.452 2.424 179 226 (48) 2.376 50 1.798

6.521 2.735 208 269 (61) 2.674 1.993

7.220 2.946 231 288 (57) 2.889 2.137

8.042 3.156 119 173 (54) 3.102 350 350 2.316

683 237 7 9 (2) 236 51 51 180

D. E. F. G. H. I. J. K.

Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections Net Interest Income (A1-A2) Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative e. transaction Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/ provisions g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax

r) Angka-angka diperbaiki *). Angka-angka sementara

r) Revised figures *)

Provisional figures

14



Tabel 1.12.a. Laporan Laba / Rugi BPD

(Regional Development Banks Income Statements) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya

D. E. F. G. H. I. J. K.

2013

2012

Sep

Okt

2014 Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

2015 Jul

Ags

Sep

Okt

Nov

Des

Items

Jan A.

47.630 1.470 1.663 1.407 30.994 30.984 10 12.096 24.774 16 274 11.789 2.757 1.621 7.410 912 158 11.607 20 22.856

40.429 610 1.618 1.156 26.528 26.520 8 10.517 19.953 14 390 8.710 2.240 1.188 5.282 604 76 10.159 0 20.477

45.449 683 1.877 1.342 29.605 29.596 9 11.943 22.592 15 456 9.841 2.509 1.325 6.007 667 83 11.530 0 22.858

50.384 736 2.098 1.526 32.717 32.707 10 13.307 25.125 15 520 10.892 2.732 1.461 6.698 736 90 12.871 1 25.259

55.515 812 2.333 1.715 36.044 36.033 11 14.612 27.624 18 594 11.918 2.977 1.620 7.321 809 112 14.173 1 27.891

4.726 54 151 185 3.164 3.162 1 1.173 2.371 2 93 1.002 235 155 612 60 6 1.209 0 2.355

9.272 103 298 351 6.158 6.155 2 2.362 4.655 3 168 1.952 393 290 1.269 123 12 2.397 0 4.617

14.425 162 489 544 9.528 9.524 4 3.702 7.359 4 247 3.141 612 429 2.100 191 32 3.743 0 7.066

19.624 228 738 731 12.730 12.724 5 5.197 10.252 6 330 4.392 848 564 2.980 257 40 5.224 3 9.371

24.814 292 1.003 942 15.954 15.947 8 6.623 13.109 7 414 5.728 1.111 703 3.914 322 48 6.589 1 11.706

30.217 365 1.277 1.137 19.293 19.283 10 8.145 16.097 9 482 7.064 1.385 836 4.843 387 71 8.084 1 14.120

35.838 436 1.562 1.328 22.773 22.761 12 9.739 19.173 10 541 8.448 1.657 978 5.814 451 81 9.640 1 16.666

41.663 498 1.807 1.505 26.238 26.224 15 11.614 22.558 12 593 9.841 1.899 1.124 6.818 510 94 11.507 1 19.105

47.401 605 2.089 1.748 29.797 29.778 19 13.162 25.683 13 646 11.296 2.163 1.270 7.863 567 118 13.040 2 21.719

53.430 710 2.399 1.893 33.470 33.448 22 14.958 29.082 15 695 12.810 2.463 1.418 8.929 628 128 14.804 2 24.349

59.057 790 2.675 2.091 36.908 36.884 25 16.592 32.230 16 739 14.263 2.736 1.553 9.974 695 143 16.371 2 26.826

65.019 896 2.946 2.284 40.599 40.572 28 18.294 35.426 18 808 15.604 2.995 1.712 10.896 766 170 18.058 2 29.593 -

5.664 55 215 185 3.567 3.558 9 1.642 3.111 2 85 1.323 235 160 929 64 13 1.624 0 2.552 -

5.652 363

3.106 68

3.451 107

3.805 110

4.360 116

380 5

786 20

1.298 26

1.841 33

2.278 37

2.852 41

3.153 47

3.707 53

4.241 61

4.410 74

4.918 88

5.822 114

666 36

17

3

2

2

3

2

2

1

10

4

9

15

14

8

3

3

3

1

-

-

-

-

-

-

-

-

95 723

107 811

124 904

130 1.034

116 630

126 715

144 802

160 889

174 971

204 1.089

B. C.

2 90 1.000

-

8 72

-

-

-

1

0

23 148

38 244

54 335

70 457

96 554

-

20 87

4.180

2.218

2.423

2.665

3.077

294

593

989

1.409

1.708

2.153

2.345

2.799

3.226

3.285

3.682

4.412

522

2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi

18.181 215

14.118 102

15.925 110

17.631 117

19.826 123

1.706 11

3.544 17

4.911 34

7.251 30

9.066 34

10.654 36

13.460 38

15.286 41

16.712 46

18.363 50

20.669 59

23.805 71

1.988 13

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

75 3.592 29

62 3.205 18

73 3.675 19

87 4.063 21

92 4.180 23

9 649 2

24 1.328 3

38 1.387 5

51 2.316 7

65 2.890 8

87 3.103 10

105 4.140 11

112 4.675 13

128 4.793 14

142 4.889 16

153 5.694 18

178 6.375 20

18 816 1


14.270 10.327 926 791 135 10.462 2.910 3.059 8.946

10.731 9.465 1.007 786 221 9.686 8.353

12.047 10.384 1.049 844 204 10.588 9.063

13.342 11.433 1.200 962 238 11.671 9.981

15.407 12.426 1.349 1.089 260 12.686 3.355 3.544 10.733

1.036 1.029 124 93 31 1.060 3 917

2.172 1.858 251 233 18 1.876 1.587

3.448 3.453 376 336 40 3.493 3.003

4.847 3.961 447 388 59 4.020 3.334

6.069 4.918 670 637 33 4.951 4.125

7.418 6.318 779 731 48 6.367 5.458

9.166 6.359 913 886 27 6.386 5.287

10.445 7.526 1.045 1.024 21 7.547 6.248

11.730 9.248 1.150 1.115 35 9.283 7.823

13.265 10.396 1.291 1.246 45 10.440 8.826

14.745 11.076 1.432 1.417 15 11.091 9.368

17.161 11.609 1.620 1.506 114 11.723 3.316 3.530 9.667

1.140 1.230 182 173 9 1.239 1.096

0

0

Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections Net Interest Income (A1-A2) Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, fees/comissions/provisions f Others 2.

D. E. F. G. H. I. J. K.

Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/ provisions g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax

15



Tabel 1.13.a. Laporan Laba / Rugi Bank Campuran

(Joint Venture Banks Income Statements) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi

D. E. F. G. H. I. J. K.

g. Lainnya Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Pendapatan non - operasional Beban non - operasional Laba/Rugi non-operasional (E - F) Laba/Rugi tahun berjalan sebelum pajak Penerimaan Transfer Laba/Rugi Transfer Laba/Rugi ke Kantor Pusat Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan) r) Angka-angka diperbaiki

2013

2012

Sep

Okt

2014 Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

2015 Jul

Ags

Sep

Okt

Nov

Des

Items

Jan A.

16.784 343 236 864 10.457 10.457 0 4.883 9.400 0 169 3.973 256 258 3.458 89 292

14.008 307 167 621 8.935 8.934 1 3.978 7.808 0 155 3.332 210 185 2.936 69 276

15.883 340 201 695 10.081 10.080 2 4.566 8.885 0 175 3.759 235 205 3.318 76 317

17.671 367 231 778 11.228 11.226 2 5.067 9.857 0 198 4.204 263 222 3.719 85 359

19.329 406 262 869 12.497 12.495 2 5.295 10.639 0 223 4.697 285 238 4.174 89 408

1.863 52 33 82 1.269 1.267 1 428 978 16 486 28 15 444 4 50

3.427 102 63 161 2.451 2.448 3 649 1.715 27 952 52 34 866 11 95

5.178 144 89 242 3.725 3.721 4 978 2.613 0 54 1.461 80 59 1.323 18 143

6.965 180 114 340 4.997 4.992 5 1.333 3.583 0 77 2.013 109 106 1.798 27 190

8.754 199 137 438 6.277 6.270 6 1.702 4.544 0 108 2.542 137 127 2.277 39 241

10.599 224 160 529 7.635 7.627 8 2.051 5.520 0 146 3.066 166 151 2.749 53 291

12.501 250 177 633 9.020 9.010 9 2.421 6.528 0 187 3.617 198 183 3.236 68 343

12.772 219 160 631 9.022 9.013 9 2.741 6.495 0 205 3.239 217 130 2.892 68 365

14.435 237 174 724 10.205 10.195 10 3.095 7.344 0 230 3.694 245 149 3.300 79 412

16.157 285 201 804 11.439 11.428 11 3.428 8.211 0 243 4.173 277 168 3.727 90 464

17.875 312 230 907 12.648 12.636 12 3.777 9.102 0 262 4.657 316 185 4.156 101 515

19.716 340 262 1.031 13.920 13.907 13 4.163 10.070 0 277 5.170 355 254 4.560 113 580

1.831 26 30 117 1.285 1.285 1 372 982 18 535 39 18 478 11 57

4.876 7.384

3.976 6.200

4.558 6.998

5.011 7.814

5.222 8.690

422 885

631 1.712

938 2.565

1.276 3.382

1.614 4.210

1.963 5.079

2.314 5.974

2.618 6.278

2.928 7.091

3.242 7.946

3.566 8.774

3.931 9.646

361 849

7.934 272

9.017 78

9.089 122

10.632 112

12.362 107

1.554 29

3.248 100

5.568 138

5.543 164

6.231 193

7.583 192

8.461 227

8.493 349

9.362 241

9.988 283

10.039 344

11.001 344

1.457 91

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

B. C.

-

-

-

-

-

-

-

-

-

-

-

-

39

37

37

35

55

0

4.975 2.112

6.837 1.740

6.372 2.001

7.535 2.186

9.480 2.393

1.173 194

2.644 379

4.680 580

4.331 829

4.782 1.022

5.870 1.256

6.503 1.450

6.283 1.579

6.842 1.804

7.174 2.042

6.926 2.275

7.609 2.500

1.108 204

575 10.853 47

362 11.470 123

594 11.647 64

800 13.310 120

383 15.508 93

158 1.779 45

125 3.954 35

171 6.528 34

219 6.858 38

233 7.953 41

266 9.836 25

281 11.136 58

243 11.161 152

438 11.908 98

452 12.925 75

458 13.194 81

492 14.458 80

55 1.947 21

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

3.880 834 192

4.241 1.043 205

5.297 1.298 256

5.855 1.413 291

5.507 1.494 302

5.549 1.703 382

1.915 2.068 185 252 (67 r)) 2.001 13 13 1.514

2.422 2.488 143 227 (84) 2.403 18 18 1.807

2.960 2.827 216 217 (1) 2.826 22 22 2.134

3.519 3.299 227 252 (25) 3.274 28 28 2.465

3.706 3.610 98 244 (146) *) 3.464 33 33 2.632

4.176 4.545 110 547 (437) 4.108 39 39 3.091

3.821 1.659 382

5.462 1.587 319

4.857 1.718 353

5.605 1.869 393

7.395 2.082 436

1.110 116 46

2.648 242 99

4.447 472 151

4.944 4.466 509 340 169 4.635 (80) (80) 3.448

3.979 3.746 1.193 470 723 4.469 10 10 3.408

4.654 4.440 1.081 377 703 5.143 14 14 3.931

5.323 5.136 1.422 970 453 5.588 19 19 4.275

5.502 5.545 1.526 1.082 443 5.988 22 22 4.538

462 660 51 13 38 698 2 2 538

930 1.006 464 249 216 1.221 5 5 935

1.423 1.605 432 378 54 1.659 9 9 1.246

r)

0

1

3

5.899 1.856 450

5.481 2.048 492

5.973 2.217 551

1.018 420 38

4.644 5.008 105 419 (314) 4.694 44 44 3.569

5.091 5.619 134 507 (372) 5.247 49 49 3.997

5.636 6.189 168 678 (510) 5.679 54 54 4.219

447 359 69 137 (68) 290 5 5 226

D. E. F. G. H. I. J. K.

Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections Net Interest Income (A1-A2) Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/ provisions g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax r) Revised figures

16



Tabel 1.14.a. Laporan Laba / Rugi Bank Asing

(Foreign Owned Banks Income Statements) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi

D. E. F. G. H. I. J. K.


2013

2012

Sep

Okt

2014 Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

2015 Jul

Ags

Sep

Okt

Nov

Des

Items

Jan A.

13.664 712 379 2.122 10.102 10.053 48 349 3.874 0 400 2.553 507 139 1.908 0 84

11.415 497 291 1.633 8.302 8.275 27 692 3.368 270 2.135 429 73 1.633 39 13

12.852 543 344 1.856 9.395 9.364 31 714 3.869 317 2.435 489 80 1.866 49 14

14.973 586 439 2.115 11.007 10.969 38 826 4.395 361 2.763 555 88 2.121 60 15

16.047 636 508 2.381 11.640 11.592 48 882 4.943 0 404 3.112 637 95 2.380 72 18

1.600 45 53 272 1.157 1.147 10 74 516 42 347 66 7 274 12 1

3.075 81 87 525 2.256 2.239 18 125 964 80 681 120 15 545 24 1

4.624 114 119 840 3.385 3.360 25 166 1.459 124 1.034 182 23 829 53 3

6.224 151 167 1.121 4.550 4.518 32 234 1.918 167 1.365 246 31 1.088 50 6

7.945 200 283 1.422 5.756 5.717 40 284 2.313 221 1.693 305 39 1.349 62 7

9.582 234 311 1.731 6.970 6.919 51 336 2.757 268 2.009 369 47 1.593 76 16

11.329 265 362 2.081 8.222 8.162 60 399 3.267 366 2.297 436 55 1.807 106 25

13.135 312 388 2.412 9.569 9.500 69 454 3.725 380 2.670 502 63 2.105 120 30

14.928 348 419 2.736 10.906 10.819 87 520 4.192 439 2.994 565 71 2.358 119 38

16.788 396 467 3.104 12.244 12.138 106 578 4.693 501 3.344 632 78 2.634 135 45

18.653 459 587 3.419 13.566 13.441 125 622 5.182 0 550 3.696 698 86 2.912 153 49

20.532 502 633 3.782 14.927 14.780 146 688 5.718 0 618 4.073 768 94 3.212 166 54

1.943 53 61 404 1.336 1.315 21 90 529 54 375 68 9 299 20 3

Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received

837 9.790

911 8.048

1.054 8.983

1.197 10.578

1.337 11.104

114 1.084

177 2.111

246 3.166

331 4.307

330 5.633

389 6.824

472 8.062

525 9.410

603 10.736

668 12.096

734 13.471

806 14.814

77 1.414

f. Others g. Corrections Net Interest Income (A1-A2)

27.028 2.206

31.194 1.126

29.040 1.382

34.074 1.565

36.640 1.612

5.057 247

11.415 1.483

14.739 608

18.053 709

19.077 800

21.295 877

25.241 992

26.164 1.144

29.176 1.197

31.267 1.460

35.100 1.945

36.044 2.106

7.794 705

-

-

119

124

-

-

-

-

-

-

-

-

193

191

232

232

B. C.

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

18.751 5.502

25.622 3.967

22.595 4.579

26.921 5.009

28.911 5.467

4.317 434

8.928 870

12.520 1.392

15.164 1.907

15.654 2.399

17.238 2.888

20.541 3.364

20.778 3.857

22.849 4.448

24.083 4.981

26.885 5.455

26.874 6.010

6.501 508

569 29.002 1.242

480 32.919 1.399

484 30.416 1.116

460 35.862 1.316

527 38.835 1.256

59 5.170 215

134 11.447 143

219 14.749 263

273 18.240 273

224 19.862 304

293 22.233 366

345 26.395 271

385 27.827 412

488 31.461 530

552 33.619 440

583 38.155 670

822 39.181 680

81 7.465 148

123

-

-

-

-

-

-

48

65

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

16.216 1.923 790

22.980 1.281 588

19.763 1.443 678

23.694 1.808 755

25.555 1.939 832

3.971 133 73

9.352 246 153

11.435 445 217

13.898 592 293

14.249 970 373

15.706 935 460

18.918 1.099 535

19.131 1.243 609

21.193 1.621 690

22.339 1.760 785

25.136 2.248 896

24.738 2.542 1.012

6.133 258 75

8.708 7.816 1.419 398 1.021 8.837 39 835 5.137

6.671 6.323 1.305 517 788 7.111 73 789 4.696

7.416 7.607 1.328 428 900 8.508 85 904 5.603

8.288 8.790 1.085 92 993 9.782 93 1.105 6.505

9.254 8.909 1.210 116 1.094 10.003 100 1.338 6.121

776 971 92 18 75 1.046 10 10 720

1.552 2.078 209 28 180 2.259 19 55 1.502

2.384 3.156 306 29 276 3.433 33 113 2.593

3.177 4.120 402 76 326 4.446 45 164 3.289

3.960 4.848 457 81 376 5.224 55 167 3.794

4.753 5.887 548 92 457 6.343 63 199 4.623

5.557 6.908 693 116 576 7.484 69 211 5.456

6.413 7.747 786 148 637 8.384 76 265 6.052

7.427 8.451 840 193 647 9.098 83 277 6.572

8.295 9.744 957 202 755 10.499 83 461 7.478

9.157 10.416 1.065 220 845 11.261 82 561 7.898

10.143 11.677 1.194 245 949 12.626 78 612 8.724

843 1.743 90 58 32 1.775 (10) (10) 1.331

3

1

4

7

7

13

15

18

8 -

D. E. F. G. H. I. J. K.

Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/ provisions g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax

17



Tabel 1.15.a. Rekening Administratif Bank Umum

(Commercial Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya r) Angka-angka diperbaiki

2012 275.380 16.205 254.545

2013 Sep 350.306 27.757 317.049

Okt

2014 Nov

369.354 27.773 336.281

Des

Jan

Feb

Mar

Apr

Mei

Jun

2015 Jul

Ags

Sep

Okt

Nov

Des

385.595 28.264 352.833

397.024 32.430 359.454

411.764 28.896 376.783

429.770 24.561 398.243

427.717 25.632 393.692

440.000 24.330 408.515

434.569 26.429 403.290

477.159 28.361 443.988

467.280 23.716 437.965

459.786 23.175 430.968

509.575 24.816 477.118

507.141 23.331 475.858

547.155 22.978 517.247

472.959 24.710 440.874

5.500 5.301 4.498 1.399.392 1.417.605 r) 1.620.664 967.540 979.666 1.156.005

5.140 1.314.773 1.013.477

6.085 1.554.793 1.060.198

6.967 1.326.988 1.028.842

8.393 1.500.734 1.001.917

7.155 1.476.856 977.945

4.850 1.511.309 1.015.154

4.809 1.378.086 1.053.002

5.600 1.399.162 1.062.143

5.644 1.410.050 1.073.451

7.641 1.436.913 1.085.998

7.952 1.392.754 1.123.292

6.930 1.352.596 1.079.742

7.376 1.415.416 1.137.501

Indicator

Jan

481.118 Commited Claims 24.227 - Unused borrowing 449.891 - Outstanding spot and derivatives

(purchased) 4.630 1.154.122 817.271

7.001 - Others 1.447.018 Commited Liabilities 1.175.234 - Undisbursed loan facilities

to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others

265.664 551.608 5.911

292.558 674.983 12.091

296.831 682.835 9.554

312.401 843.604 8.195

301.472 712.005 8.384

312.994 747.204 8.884

283.400 745.441 8.189

278.647 723.270 7.603

285.057 692.888 8.860

304.360 710.795 8.834

275.319 777.683 8.910

306.983 755.159 10.020

288.524 784.927 10.627

268.907 817.091 10.309

273.186 850.107 9.302

278.608 801.134 10.647

297.369 840.132 7.868

301.896 873.337 8.905 -

1.609 4.301 73.439 255.717

1.416 10.674 83.841 332.252

1.585 7.970 79.450 346.145

1.325 6.870 90.536 355.928

1.056 7.328 95.196 360.465

1.311 7.573 87.787 387.078

1.487 6.702 82.822 411.995

1.375 6.228 82.595 401.384

1.401 7.460 81.498 403.663

1.613 7.221 74.701 408.578

1.724 7.186 75.653 444.141

1.921 8.099 74.616 420.820

4.989 5.638 71.798 421.712

1.718 8.591 75.073 465.394

1.715 7.587 75.606 467.648

1.791 8.856 75.435 361.207

1.533 6.335 74.274 454.203

1.738 7.168 74.132 474.929

1.785 199.692 173.136 25.849 706 183.675 180.788 2.888 191.889

3.668 237.291 207.287 29.019 985 231.331 215.273 16.058 209.931

2.789 228.744 198.782 28.960 1.002 216.443 213.229 3.214 208.410

9.999 252.121 221.202 29.864 1.056 224.438 221.141 3.297 212.461

10.515 260.029 229.328 29.696 1.005 232.345 229.089 3.255 216.548

10.846 265.567 234.503 30.023 1.041 224.440 220.940 3.500 213.654

5.780 257.887 223.933 32.992 962 215.780 212.238 3.541 211.547

7.234 255.117 224.201 29.887 1.030 213.925 210.516 3.410 213.800

4.889 268.840 237.183 30.635 1.022 221.479 217.955 3.525 215.567

4.040 271.785 233.903 34.710 3.172 221.368 219.117 2.250 218.034

5.658 281.903 242.694 35.800 3.409 229.452 227.853 1.599 221.146

5.230 281.471 242.135 35.944 3.392 225.029 223.067 1.962 221.362

8.366 274.167 235.669 34.986 3.512 228.435 226.303 2.131 222.989

6.965 283.850 244.667 35.659 3.524 239.055 236.659 2.397 228.574

5.781 277.015 235.992 37.518 3.504 238.852 236.533 2.319 231.154

4.713 279.983 239.673 36.758 3.553 243.642 238.148 5.495 231.074

4.877 284.281 244.456 36.327 3.498 249.737 247.851 1.886 237.956

9.691 303.048 261.522 37.929 3.598 238.566 236.784 1.782 233.857

24.576 159.833 144.316 15.517 7.480 6.913 567

26.975 172.409 155.630 16.779 10.547 8.333 2.214

26.195 173.453 156.321 17.131 8.762 8.125 637

26.205 177.314 159.780 17.534 8.942 8.308 634

27.375 180.184 162.254 17.930 8.988 8.383 605

27.509 176.711 158.729 17.982 9.434 8.841 593

26.145 175.766 157.959 17.806 9.636 9.029 607

25.719 178.367 160.625 17.742 9.714 9.104 610

25.430 180.291 162.442 17.849 9.846 9.225 622

26.519 181.627 167.087 14.540 9.888 9.267 621

26.681 184.412 169.766 14.646 10.053 9.439 614

25.698 185.106 170.483 14.623 10.558 9.951 607

25.062 180.835 172.462

25.094 186.281 177.616 8.665 17.199 10.381 6.818

24.828 188.748 180.236 8.513 17.577 10.752 6.825

24.499 189.050 180.521 8.529 17.525 10.699 6.827

23.301 195.932 187.325 8.607 18.723 11.883 6.840

23.528 190.678 182.039 8.639 19.652 12.119 7.533

r)

8.373 r) 17.093 10.263 6.829 r)

- Channelling - Written off earning assets

- Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others r) Revised figures

18



Tabel 1.16.a. Rekening Administratif Bank Persero

(State Owned Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya r) Angka-angka diperbaiki

2012

2013

2014

2015

Indicator

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

23.602 23.602

16.570 16.570

19.558 19.558

17.980 17.980

20.614 20.614

24.939 24.551

31.599 31.131

31.310 30.800

24.686 24.473

17.852 17.706

24.423 24.201

24.613 24.299

25.471 25.181

30.464 30.147

26.102 25.898

21.390 20.746

26.337 1.239 24.469


240.565 193.478

258.257 202.706

261.049 206.946

285.099 212.356

280.015 206.070

388 298.407 229.016

469 295.970 223.620

510 279.851 210.984

213 271.137 210.722

146 273.084 223.936

222 300.670 216.306

314 385.605 219.132

290 397.001 230.204

317 387.346 212.590

204 404.806 233.882

644 404.034 234.731

630 419.249 236.079

319 - Others 421.174 Commited Liabilities 244.082 - Undisbursed loan facilities

48.414 145.065 211

50.292 152.414 229

54.023 152.923 201

55.594 156.762 161

51.893 154.177 95

58.135 170.881 163

52.496 171.124 127

48.360 162.624 81

49.086 161.635 101

52.806 171.130 77

46.357 169.949 70

56.247 162.885 370

57.205 172.999 270

33.222 179.368 364

34.883 198.999 283

34.496 200.235 301

35.199 200.880 53

38.716 205.366 145 -

72 140 34.112 12.749

92 137 37.114 18.065

116 84 36.871 16.869

107 54 42.665 17.147

63 32 43.828 19.396

136 27 40.915 28.218

109 19 37.946 27.246

59 21 37.533 31.132

79 22 36.274 23.944

53 24 29.823 19.239

42 28 33.936 24.949

349 21 30.189 24.020

249 20 29.950 25.579

254 111 30.522 31.236

267 17 32.560 25.894

288 13 32.679 21.843

39 14 33.335 25.212

131 14 33.385 24.004

14 35.686 15.132 20.116 438 82.152 81.904 248 121.735 19.066 102.575 99.263 3.312 94 94 -

143 48.562 25.430 22.502 630 100.635 100.384 252 128.518 20.084 108.320 104.602 3.718 114 114 -

162 47.849 24.828 22.379 641 99.412 99.143 269 128.308 19.714 108.483 104.868 3.615 111 111 -

281 49.351 25.698 23.004 649 103.275 102.991 284 131.330 19.700 111.511 107.782 3.729 118 118 -

373 50.379 26.599 23.130 650 109.845 109.543 302 132.532 19.621 112.791 109.020 3.771 120 120 -

95 50.454 26.359 23.428 667 105.964 105.700 265 127.845 19.782 107.944 104.175 3.769 119 119 -

96 48.836 24.842 23.310 684 102.510 102.237 273 125.273 18.417 106.743 103.056 3.687 114 114 -

121 49.787 26.115 22.981 691 101.434 101.143 290 125.923 18.064 107.748 104.067 3.681 111 111 -

96 54.037 30.025 23.298 713 106.490 106.186 304 127.365 18.234 109.017 105.332 3.686 114 114 -

9 58.027 30.792 24.317 2.918 108.899 108.393 505 128.612 18.341 110.156 106.602 3.553 115 115 -

8 59.864 32.282 24.450 3.132 112.347 111.854 493 130.481 18.528 111.837 108.211 3.626 117 117 -

7 60.106 32.403 24.588 3.116 109.099 108.581 518 130.339 18.113 112.111 108.560 3.551 115 115 -

7 60.112 31.982 24.932 3.197 109.241 108.717 524 131.109 17.918 113.075 109.561 3.514 116 116 -

5 61.505 33.026 25.263 3.217 116.362 115.754 607 134.157 17.921 116.115 112.602 3.513 121 121 -

5 62.627 33.920 25.517 3.191 116.888 116.321 567 134.906 17.706 117.080 113.570 3.510 120 120 -

4 4 63.116 62.747 34.051 33.672 25.813 25.873 3.251 3.202 121.887 129.354 118.396 128.883 3.491*) 470,40878 136.097 138.372 17.469 17.503 118.506 120.746 114.995 117.233 3.511 3.513 121 123 121 123 -

3 64.865 35.206 26.417 3.241 123.827 123.430 396,91645 132.839 17.717 115.000 111.485 3.514 123 123 -

(purchased)

to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others r) Revised figures

19



Tabel 1.17.a. Rekening Administratif BUSN Devisa

(Foreign Exchange Commercial Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya r) Angka-angka diperbaiki

2012

2013

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

2015 Jul

Ags

Sep

Okt

Nov

Des

Indicator

Sep

Okt

Nov

67.659 3.427 62.050

92.295 4.261 86.217

104.133 5.279 97.038

106.463 4.098 101.363

110.257 8.179 100.594

107.563 5.462 99.925

112.748 3.923 106.951

113.417 3.842 106.218

118.915 5.064 110.603

112.047 3.944 106.616

126.454 5.781 119.228

120.781 4.147 115.374

123.930 4.567 117.666

128.426 5.855 120.925

129.237 4.446 123.082

278.281 4.233 273.208

117.771 5.280 111.426


Jan

2.183 441.539

347.941

1.816 529.149 409.833

1.816 533.371 408.886

1.002 678.923 546.378

1.484 552.285 419.493

2.176 561.969 429.199

1.874 534.038 418.113

3.357 549.194 417.371

3.248 554.284 419.988

1.486 582.325 449.690

1.445 585.642 448.300

1.260 481.626 459.749

1.697 481.283 454.027

1.646 483.541 456.055

1.709 534.029 450.746

840 531.651 447.866

1.065 547.195 466.172

1.182 - Others 560.620 Commited Liabilities 481.600 - Undisbursed loan facilities

163.347 184.594 2.234

176.507 233.326 5.177

176.957 231.930 2.410

188.813 357.566 1.840

181.364 238.129 1.683

185.697 243.502 1.702

165.475 252.638 2.069

165.050 252.321 1.805

167.756 252.232 1.792

188.158 261.532 2.463

165.571 282.729 2.464

185.214 274.536 2.301

168.987 285.040 2.646

170.212 285.844 2.342

167.024 283.722 2.558

170.893 276.974 2.187

187.605 278.567 2.376

191.388 290.212 2.273 -

1.140 1.094 25.113 66.171

1.135 4.042 26.557 86.292

1.245 1.165 22.253 99.120

968 872 25.641 98.059

883 800 27.686 95.574

986 716 24.937 97.815

1.132 937 24.175 105.147

1.097 708 23.912 101.842

1.098 695 24.510 106.048

1.442 1.021 25.974 102.831

1.465 1.000 23.697 108.333

1.352 949 24.628 99.478

1.589 1.057 24.667 103.994

1.230 1.112 29.234 112.388

1.192 1.366 28.566 116.294

1.233 954 28.350 103.058

1.234 1.142 26.264 110.647

1.360 912 24.187 116.603

82

1.290 8.850 4.277 4.321 252

702 8.561 4.068 4.236 257 40.769 38.420 2.349 53.202 3.932 42.177 29.402 12.776 7.092 6.455 637

7.005 9.184 4.493 4.444 246 42.053 39.647 2.405 53.718 3.974 42.516 29.621 12.895 7.228 6.598 630

7.849 9.196 4.709 4.232 256 43.986 41.564 2.423 55.939 5.239 43.447 30.229 13.218 7.253 6.648 605

8.316 9.418 4.964 4.186 268 41.592 39.135 2.457 57.725 5.243 44.792 31.531 13.262 7.689 7.097 593

3.101 10.093 5.608 4.310 175 40.795 38.386 2.409 57.891 5.231 44.769 31.616 13.153 7.891 7.293 598

4.264 11.937 7.345 4.369 222 40.992 38.564 2.428 58.179 5.205 44.998 31.894 13.104 7.977 7.367 610

1.945 11.686 6.998 4.499 188 42.619 40.269 2.349 58.189 4.748 45.362 32.184 13.178 8.079 7.469 610

1.367 11.755 4.864 6.740 151 39.529 38.651 878 59.125 5.745 45.321 34.736 10.585 8.059 7.447 612

2.847 11.866 4.874 6.830 162 40.701 39.829 872 59.843 5.750 45.887 35.269 10.618 8.206 7.601 605

2.018 11.789 4.897 6.718 173 40.758 39.689 1.069 59.910 5.207 46.032 35.427 10.606 8.670 8.073 598

2.774 16.153 9.262 6.740 151 46.006 45.031 975 60.354 4.840 40.490 36.092

2.556 16.910 9.982 6.790 137 47.711 46.669 1.042 62.014 4.846 42.066 37.471 4.595 15.103 8.285 6.818

1.458 17.531 10.453 6.939 139 48.674 47.639 1.035 63.403 4.822 43.131 38.555 4.576 15.450 8.634 6.816

1.380 17.310 9.933 7.239 139 49.221 48.057 1.164 61.554 4.706 41.472 36.880 4.592 15.376 8.558 6.818

1.509 17.417 10.390 6.890 136 48.820 47.734 1.087 65.737 3.491 45.709 41.047 4.661 16.537 9.706 6.831

5.582 18.646 10.656 7.854 136 47.958 46.843 1.115 67.148 3.488 46.226 41.511 4.715 17.434 9.910 7.523

(purchased)

8.659

4.553 3.979 126 37.219

34.706 2.512 46.937

3.268 37.317 25.663 11.655 6.351 5.784 567

41.348 r) 38.860 2.488r) 53.131 4.321 41.489 29.152 12.337 7.321 6.671 650

4.398 r) 15.025 8.205 6.820 r)


20



Tabel 1.18.a. Rekening Administratif BUSN Non Devisa

(Non-Foreign Exchange Commercial Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya

2013

2012

Sep

Okt

2014 Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

2015 Jul

Ags

Sep

Okt

Nov

Des

Indicator

Jan

24 Commited Claims - - Unused borrowing - - Outstanding spot and derivatives

18 -

23 -

19 -

26 -

25 -

20 -

22 -

24 -

20 -

114 92 -

21 -

20 -

18 -

17 -

40 -

22 -

24 -

18 4.762

23 5.412 5.298

19 7.049 6.922

26 7.400 6.679

25 6.583 5.880

20 7.774 7.041

22 7.992 7.250

24 7.172 7.072

20 6.971 6.899

22 7.410 7.324

21 7.220 7.130

20 8.205 7.491

18 9.140 8.401

17 8.960 8.193

40 10.833 10.052

22 11.057 10.257

24 10.331 9.529

2.954 1.808 70

3.928 1.369 72

4.117 2.806 74

4.210 2.469 80

3.919 1.961 75

4.359 2.681 80

4.559 2.690 88

4.627 2.444 76

4.840 2.059 51

3.052 4.271 61

2.936 4.194 61

3.361 4.130 83

3.415 4.986 108

3.070 5.123 113

3.257 6.795 136

3.372 6.885 143

3.620 5.910 183

41 29 -

31 41 -

31 42 -

31 49 -

30 45 -

38 42 -

48 40 -

37 40 -

27 23 -

30 31 -

22 39 -

23 60 -

29 79 -

29 84 -

38 98 -

33 110 -

46 137 -

48 134 -

29

43 323 313 10 379 315 63 2.849 82 2.172 2.040 133 594 594 -

53 335 326 9 356 293 64 2.902 81 2.218 2.069 149 602 602 -

41 329 319 10 353 287 66 3.032 81 2.342 2.108 233 609 609 -

27 327 318 9 387 324 63 3.103 81 2.404 2.166 239 617 617 -

25 343 328 14 341 277 64 3.159 81 2.457 2.206 251 620 620 -

22 342 331 11 318 261 57 3.195 81 2.490 2.239 252 624 624 -

24 277 265 11 369 300 68 3.282 81 2.576 2.323 253 625 625 -

21 305 290 15 380 315 65 3.318 81 2.609 2.354 255 629 629 -

26 312 302 9 408 332 76 3.389 86 2.672 2.670 2 631 631 -

29 322 312 10 437 359 77 3.451 86 2.731 2.728 3 634 634 -

28 337 325 12 447 348 99 3.521 86 2.799 2.797 3 636 636 -

19 352 339 13 366 294 72 3.647 86 2.914 2.912 2 647 647 -

25 363 350 14 444 367 77 3.719 86 2.969 2.963 6 665 665 -

23 367 353 14 470 396 74 3.818 86 3.049 3.043 5 683 683 -

42 363 362 1 499 412 87 3.915 85 3.134 3.128 5 697 697 -

30 363 362 1 551 466 85 4.012 85 3.211 3.206 5 716 716 -

44 448 446 1 603 512 91 4.085 85 3.271 3.266 5 728 728 -

(purchased) 4.861

309 303 6 374

289 85 2.255

82 1.761 1.612 149 412 412 -

24 - Others 11.390 Commited Liabilities 10.404 - Undisbursed loan facilities

to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others

3.481 6.923 182 -

21



Tabel 1.19.a. Rekening Administratif BPD

(Regional Development Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya r) Angka-angka diperbaiki

2012 2.426

2013 Sep

Okt

2014 Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

2015 Jul

Ags

Sep

Okt

Nov

Des

Indicator

Jan

4.834 Commited Claims 81 - Unused borrowing 1.245 - Outstanding spot and derivatives

3.423 79 0

3.961 79 100r)

3.571 79 183

3.674 80 366

3.616 79 234

3.969 80 360

4.074 81 205

4.678 81 1.506

3.839 81 827

3.837 81 803

4.047 81 664

4.233 81 763

3.813 81 402

4.487 151 890

4.734 81 1.255

3.458 80 0

18.826

3.344 21.403 18.809

3.282 21.248 18.088

3.309 21.212 18.355

3.228 24.112 19.261

3.303 25.145 20.393

3.529 24.981 20.137

3.789 22.546 19.763

3.091 23.478 19.752

2.931 21.686 18.955

2.953 20.991 18.375

3.302 30.942 17.940

3.389 28.689 18.057

3.329 28.671 17.426

3.446 31.568 17.536

3.398 27.958 16.765

3.377 27.193 16.493


5.366 13.460 78

5.132 13.677 127

5.110 12.977 179

5.159 13.196 185

5.338 13.922 151

5.621 14.773 159

5.290 14.847 153

5.072 14.692 123

4.885 14.867 129

4.844 14.111 119

4.627 13.748 101

4.750 13.190 110

4.534 13.523 93

4.297 13.129 108

4.209 13.327 119

4.576 12.189 178

3.880 12.613 143

3.775 13.346 136 -

15 64 865 39

4 123 804 35

45 135 775 564

55 131 836 219

36 115 817 219

47 111 665 51

45 108 603 131

38 85 513 137

45 84 521 1.021

50 69 426 268

40 62 435 101

47 62 437 340

42 50 459 264

43 65 391 37

55 63 377 431

75 103 365 753

50 93 399 37

25 111 383 977

1.196

1.628 4.181 2.623 1.477 81 12.450 12.417 33 8.092 2.488 5.491 5.219 272 113 113 -

1.642 4.697 3.030 1.584 82 12.638 12.163 475 8.108 2.467 5.528 5.255 273 113 113 -

1.617 4.801 3.007 1.653 141 11.854 11.381 472 8.306 2.450 5.743 5.386 357 113 113 -

1.629 4.506 2.852 1.573 81 12.140 11.763 376 8.540 2.434 5.993 5.610 383 113 113 -

1.851 4.402 2.690 1.629 82 10.669 10.040 629 8.542 2.403 6.026 5.646 380 113 113 -

1.993 7.243 2.566 4.596 82 9.961 9.255 706 8.615 2.416 6.077 5.695 382 122 113 9

2.010 4.401 2.490 1.816 95 10.056 9.548 508 8.593 2.370 6.110 5.725 385 113 113 -

2.056 5.228 3.087 2.046 95 10.425 9.728 696 8.642 2.368 6.150 5.763 387 124 113 11

1.918 5.953 3.070 2.800 83 11.083 10.391 693 8.639 2.348 6.170 5.932 239 122 113 9

1.979 6.808 3.070 3.644 94 11.302 11.253 50 8.861 2.317 6.422 6.184 238 122 113 9

2.423 6.799 2.986 3.733 80 11.439 11.350 89 8.948 2.292 6.534 6.233 302 122 113 9

2.656 5.562 3.052 2.371 138 12.434 11.874 560 8.888 2.218 6.548 6.251 297 122 113 9

2.627 5.926 3.133 2.649 144 13.275 12.604 670 9.477 2.241 7.124 6.733 390 113 113 -

2.513 7.363 3.115 4.101 147 13.131 12.488 643 9.500 2.215 7.163 6.904 259 122 113 9

2.514 5.889 3.025 2.715 149 12.684 11.931 753 9.594 2.238 7.234 6.975 259 122 113 9

2.607 5.512 2.835 2.531 146 11.353 11.109 244 9.784 2.222 7.439 7.173 266 122 113 9

3.002 5.391 2.682 2.503 206 8.947 8.768 180 9.767 2.238 7.407 7.165 242 122 113 9

77 10

(purchased)

2.340 21.004

7.391

6.255 1.018 118 11.946

11.945 1 7.310

2.160 4.998 4.763 236 153 153 0

r)


22



Tabel 1.20.a. Rekening Administratif Bank Campuran

(Joint Venture Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya r) Angka-angka diperbaiki

2012

2013

2014

2015

Indicator

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

55.391 10.100 45.005

58.106 9.451 48.472

59.633 10.331 49.142

63.713 10.176 53.155

68.713 9.313 59.228

70.972 7.207 63.273

71.023 8.645 61.699

70.780 5.890 64.306

74.992 8.886 65.842

83.621 8.866 74.588

82.879 6.174 76.001

80.866 5.075 75.611

91.061 4.867 83.862

98.700 4.835 91.318

86.224 4.629 79.589

87.157 3.868 81.019


104.664

285 176.221 117.523

182 176.775 118.283

161 196.267 135.951

381 187.237 125.246

171 195.865 127.969

492 204.941 122.348

679 187.595 116.787

584 186.641 115.951

265 185.957 112.816

167 197.863 117.278

704 210.533 116.238

180 210.096 115.314

2.332 218.870 122.157

2.547 223.364 128.167

2.006 221.576 125.769

2.270 228.063 126.435


12.083 92.581 15

15.654 101.869 161

15.957 102.326 162

16.505 119.446 155

16.505 108.741 77

15.864 112.105 80

15.194 107.154 82

15.054 101.732 72

14.234 101.717 17

13.501 99.315 17

14.898 102.381 15

16.095 100.143 18

12.198 103.116 23

13.251 108.906 22

16.651 111.516 36

16.256 109.513 26

17.498 108.937 27

16.788 117.826 29 -

4 11 6.022 32.721

13 147 10.307 47.973

16 146 9.983 48.117

13 142 11.344 48.401

10 67 11.095 50.452

8 72 10.237 57.075

9 72 9.868 72.076

5 67 9.290 60.919

9 8 8.983 60.920

10 7 8.494 63.909

7 8 8.582 71.347

7 12 8.570 69.377

9 14 7.228 67.615

7 14 6.711 77.105

10 26 6.448 84.893

7 19 6.437 74.645

8 19 6.285 74.958

8 21 6.299 77.252

215

257 75.594 75.366 225 3 20.359 20.294 65 5.013 0 4.593 4.439 153 420 420 -

229 74.231 73.972 256 3 19.988 19.931 57 5.073 0 4.661 4.508 153 412 412 -

417 86.458 86.207 249 2 20.970 20.901 69 5.194 0 4.762 4.608 153 433 429 3

366 91.364 91.016 346 2 20.536 20.445 91 5.334 0 4.900 4.746 153 435 435 -

504 94.904 94.546 356 2 20.040 19.954 85 5.411 0 4.975 4.822 153 436 436 -

567 90.600 90.243 355 3 19.183 19.087 96 5.545 0 5.124 4.957 167 421 421 -

527 86.342 85.976 363 3 18.499 18.383 116 5.563 0 5.148 4.995 153 414 414 -

770 89.145 88.760 381 4 18.296 18.187 110 5.731 0 5.311 5.119 192 419 419 -

720 90.368 89.944 420 4 18.265 18.166 98 5.810 0 5.388 5.377 10 422 422 -

641 93.454 93.018 432 4 20.859 20.752 107 5.900 0 5.473 5.463 10 427 427 -

588 93.259 92.812 442 4 20.767 20.581 186 5.984 0 5.509 5.499 10 474 474 -

2.549 91.771 91.311 454 5 17.489 17.489 0 6.041 0 5.589 5.579 10 452 452 -

1.612 94.647 94.196 446 5 17.134 17.134 0 6.155 0 5.691 5.681 10 464 464 -

1.418 93.312 92.848 457 6 17.427 17.427 0 6.370 0 5.909 5.899 10 461 461 -

630 94.694 94.213 475 6 17.056 17.056 0 6.460 0 5.998 5.987 10 463 463 -

611 100.500 99.984 509 6 18.093 18.093 0 6.575 0 6.107 6.097 10 468 468 -

935 102.224 101.680 538 6 16.272 16.272 0 6.710 0 6.234 6.224 10 476 476 -

41.154

4.510 36.560

(purchased)

84 143.637

62.290

62.040 246 4 15.200

15.158 42 3.753 0 3.506 3.352 153 247 247 -


23



Tabel 1.21.a. Rekening Administratif Bank Asing

(Foreign Owned Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya ***) Angka-angka sangat-sangat sementara r) Angka-angka diperbaiki

2012

2013 Sep

Okt

2014 Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

2015 Jul

Ags

Sep

Okt

Nov

Des

Indicator

Jan

140.520 8.192 132.324

182.605 13.317 169.256

183.577 12.963 170.613

197.921 13.757 184.165

198.742 13.996 184.725

206.913 14.042 192.845

210.460 13.350 196.529

207.868 13.064 194.770

220.923 13.296 207.627

225.725 13.426 212.299

238.802 13.633 225.169

234.942 13.314 221.627

225.268 13.452 211.746

255.793 14.013 241.781

248.574 13.898 234.671

156.503 14.035 142.449

238.213 14.243 223.960


4 302.516

147.600

31 1 408.950 418.420 ***) 213.372 220.540

444.852 236.286

21 450.692 237.527

27 352.873 246.580

580 338.382 237.373

34 454.376 229.941

434.345 204.633

440.847 202.434

500.378 245.612

351.222 241.593

70 351.248 247.449

374.529 269.576

5 379.392 282.909

20 343.414 244.353

10 380.969 282.793

- Others 399.346 Commited Liabilities 287.411 - Undisbursed loan facilities

33.500 114.101 3.302

41.044 172.328 6.325

40.667 179.873 6.529

42.120 194.166 5.775

42.453 195.074 6.303

43.317 203.263 6.701

40.386 196.987 5.670

40.484 189.457 5.446

44.305 160.329 6.771

41.999 160.435 6.098

40.931 204.682 6.198

41.317 200.276 7.138

42.186 205.262 7.488

44.855 224.720 7.361

47.161 235.748 6.170

49.015 195.337 7.812

49.567 233.226 5.087

47.749 239.663 6.140 -

338 2.964 7.328 144.037

141 6.184 9.058 179.887

131 6.398 9.568 181.474

152 5.623 10.050 192.103

33 6.270 11.769 194.823

96 6.605 11.034 203.918

144 5.526 10.231 207.396

139 5.307 11.347 207.354

143 6.628 11.211 211.730

28 6.069 9.984 222.331

149 6.050 9.002 239.412

143 6.995 10.791 227.604

3.070 r) 4.418 9.493 224.260

155 7.205 8.216 244.628

153 6.016 7.655 240.136

154 7.658 7.603 160.909

156 4.931 7.991 243.348

165 5.976 9.878 256.092

249

308 99.781 99.591 181 10 43.002 43.002 10.765 10.344 10.178 165 421 421 -

308***) 93.073 92.884 179 10 43.280 43.280 10.818 10.385 10.220 165 432 432 -

638 101.999 101.797 194 8 45.933 45.933 10.882 10.440 10.274 166 442 442 -

271 104.257 104.151 98 8 45.450 45.450 11.100 10.650 10.483 166 450 450 -

55 106.047 105.944 95 7 45.834 45.834 10.972 10.515 10.349 166 457 457 -

100.773 100.675 92 7 43.012 43.012 11.028 10.562 10.397 166 465 465 -

288 102.373 102.274 92 7 42.576 42.576 12.261 11.787 11.622 165 474 474 -

108.440 108.312 121 7 43.269 43.269 12.323 11.842 11.690 151 482 482 -

105.370 105.233 130 7 43.185 43.185 12.459 11.921 11.770 151 538 538 -

153 109.590 109.450 132 7 43.806 43.806 12.609 12.062 11.911 151 547 547 -

167 109.182 109.037 137 7 42.518 42.518 12.661 12.119 11.968 151 542 542 -

361 100.218 100.062 149 7 42.898 42.898 12.950 12.219 12.068 151 731 731 -

139 104.498 104.330 161 7 44.130 44.130 13.051 12.316 12.165 151 735 735 -

364 95.815 95.657 151 7 42.262 42.262 13.157 12.416 12.265 151 741 741 -

143 98.611 98.451 153 7 42.296 42.296 13.454 12.706 12.555 151 748 748 -

117 97.743 97.575 161 7 41.566 41.566 13.477 12.720 12.568 151 757 757 -

125 111.474 111.297 170 7 40.959 40.959 13.310

(purchased)

85.357

85.156 187 13 36.785 36.785 9.899 9.676 9.664 12 223 223 -

12.539 12.388 151 770 770 -

to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others ***) Estimated figures r) Revised figures

24



Tabel 1.22.a. Kinerja Bank Umum Konvensional

(Commercial Banks Performance) Miliar Rp (Billion Rp) 2013 Keterangan

2015

Items Sep

Rasio Pemenuhan Kecukupan Modal Minimum (%)

2014

2012 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan 21,01 Capital Adequacy Ratio (%)

17,43

18,11

18,48

18,72

18,13

19,91

19,91

19,77

19,33

19,48

19,45

19,39

19,70

19,53

19,63

19,77

19,57

- Modal

496.629

601.394

612.646

633.538

626.888

696.029

692.783

692.611

688.661

702.833

713.581

715.036

723.852

730.858

733.440

746.568

754.174

814.810

- ATMR

2.849.997

3.320.806

3.315.371

3.383.646

3.458.404

3.495.264

3.479.287

3.502.768

3.561.926

3.608.712

3.669.339

3.687.281

3.675.209

3.741.538

3.736.749

3.776.200

3.854.234

3.878.947

15,60

16,42

16,66

16,99

16,36

18,27

18,29

18,17

17,76

17,91

17,79

17,81

18,08

17,91

17,94

18,15

18,01

Rasio Modal Inti terhadap ATMR (%) - Modal Inti (Tier I) - ATMR ROA (%)

- Capital - Risk Weighted Assets

18,75 Core Capital Ratio to ATMR (%)

444.545

545.432

552.319

575.004

565.774

638.682

636.516

636.301

632.568

646.263

652.912

656.825

664.518

669.926

670.559

685.255

694.198

727.294

2.849.997

3.320.806

3.315.371

3.383.646

3.458.404

3.495.264

3.479.287

3.502.768

3.561.926

3.608.712

3.669.339

3.687.281

3.675.209

3.741.538

3.736.749

3.776.200

3.854.234

3.878.947

3,11

3,06

3,09

3,09

3,08

2,90

2,79

3,01

2,93

2,98

3,02

2,91

2,90

2,91

2,89

2,87

2,85

- Core Capital (Tier I) - Risk Weighted Assets

2,82 Return On Assets Ratio (%) - Profit

- Laba sebelum pajak

117.103

130.653

132.679

133.732

134.571

136.311

131.164

141.871

138.814

142.439

145.570

140.804

141.079

142.355

142.372

142.564

142.769

152.532

- Rata-rata total aset

3.761.912

4.269.024

4.296.687

4.328.225

4.365.364

4.704.589

4.704.448

4.719.077

4.745.361

4.778.705

4.817.211

4.832.305

4.856.622

4.897.413

4.932.537

4.967.179

5.004.089

5.417.813

74,10

74,35

73,74

74,95

74,08

82,93

79,48

77,34

77,19

76,20

75,45

76,54

76,37

76,14

76,14

76,16

76,29

- Biaya Operasional

321.357

272.984

298.646

353.066

368.460

53.965

82.430

118.983

152.786

186.053

218.558

259.135

294.176

331.305

367.997

406.608

446.217

56.987

- Operating Expenses

- Pendapatan Operasional

433.678

367.168

404.977

471.067

497.384

65.072

103.713

153.836

197.934

244.150

289.661

338.544

385.201

435.149

483.333

533.906

584.887

69.368

- Operating Income

5,49

5,48

5,50

4,88

4,89

4,17

4,18

4,28

4,26

4,22

4,22

4,20

4,21

4,21

4,24

4,24

4,23

BOPO (%)

NIM (%) - Pendapatan bunga bersih

- Average total assets

82,15 Operating Expenses/Operating Income (%)

4,24 Net Interest Margin Ratio (%) - Interest income net

200.338

226.470

228.967

231.216

233.841

246.975

247.087

252.437

251.690

250.760

252.257

251.819

253.786

255.233

258.061

259.471

260.940

283.884

3.648.741

4.134.927

4.161.857

4.742.537

4.782.557

5.922.528

5.905.662

5.896.304

5.909.664

5.936.520

5.978.554

5.992.080

6.022.841

6.058.539

6.090.379

6.118.637

6.161.761

6.691.609

83,58

88,91

89,47

89,97

89,70

90,47

90,47

91,17

90,79

90,30

90,25

92,19

90,63

88,93

88,45

88,65

89,42

2.597.026

3.024.448

3.027.457

3.081.594

3.158.099

3.125.561

3.134.461

3.169.647

3.222.850

3.262.111

3.324.847

3.339.705

3.352.392

3.413.557

3.403.652

3.448.211

3.526.364

3.487.843

- Total Credit to third party

3.107.385

3.401.635

3.383.707

3.425.301

3.520.616

3.454.949

3.464.669

3.476.779

3.549.751

3.612.717

3.683.973

3.622.653

3.699.016

3.838.472

3.848.279

3.889.630

3.943.697

3.942.067

- Total Third Party Funds

Rasio Aset Likuid (%)

18,45

15,92

15,85

15,50

15,77

15,06

15,15

14,58

15,12

16,31

15,78

15,21

14,21

16,18

16,35

16,27

16,24

- Aset Likuid Primer

616.043

560.114

554.127

545.510

589.158

534.690

541.642

514.369

551.766

625.072

610.892

570.498

530.989

651.638

673.152

676.518

686.023

724.886


- Aset Likuid Sekunder

142.989

168.325

166.499

174.449

163.506

173.603

171.239

178.448

177.717

176.202

179.425

178.809

183.522

193.406

184.825

188.037

192.598

189.545


4.115.003

4.575.253

4.545.650

4.643.724

4.773.892

4.704.589

4.704.307

4.751.823

4.824.212

4.912.082

5.009.817

4.927.835

5.026.825

5.223.740

5.248.656

5.313.591

5.410.098

5.417.813

- Rata-rata total aset produktif LDR (%) -

Total Kredit kepada pihak ketiga bukan Bank

- Total Dana Pihak Ketiga

- Total Aset

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13

- Average total earning assets

88,48 Loan to Deposits Ratio (%)

16,88 Liquid Assets Ratio (%)

- Total Assets

Note : Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13

25



Tabel 1.23.a. Kinerja Bank Persero Konvensional

(State Owned Banks Performance) Miliar Rp (Billion Rp) 2013 Keterangan

2015

Items Sep


2014

2012 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des


16,17

16,17

16,40

16,70

15,91

18,60

17,98

17,84

17,27

16,91

16,81

16,90

17,58

17,31

17,48

17,56

17,08

- Modal

166.297

192.847

194.358

201.731

198.288

233.021

224.844

224.400

220.153

218.610

219.898

223.797

229.100

228.772

229.548

232.941

235.019

263.073

- ATMR

1.028.287

1.192.526

1.185.125

1.207.733

1.246.469

1.253.042

1.250.738

1.257.797

1.275.095

1.292.751

1.307.776

1.324.087

1.303.140

1.321.527

1.313.287

1.326.402

1.375.677

1.384.382

14,59

14,96

14,89

15,39

14,58

17,47

16,92

16,78

16,22

15,89

15,62

15,87

16,49

16,27

16,26

16,50

16,14


- Risk Weighted Assets


150.049

178.425

176.510

185.826

181.769

218.861

211.623

211.026

206.839

205.391

204.255

210.129

214.902

214.975

213.600

218.842

222.102

223.569

1.028.287

1.192.526

1.185.125

1.207.733

1.246.469

1.253.042

1.250.738

1.257.797

1.275.095

1.292.751

1.307.776

1.324.087

1.303.140

1.321.527

1.313.287

1.326.402

1.375.677

1.384.382

3,80

3,71

3,74

3,74

3,87

3,54

3,43

3,82

3,81

3,67

3,74

3,67

3,67

3,74

3,71

3,75

3,75


3,28 Return On Assets Ratio (%)


51.669

57.717

58.661

58.953

61.645

60.155

58.520

65.579

65.995

64.006

65.680

64.640

65.165

67.056

67.043

68.246

69.104

66.629


1.359.034

1.556.473

1.567.429

1.578.204

1.593.260

1.699.767

1.704.083

1.715.900

1.730.410

1.742.727

1.756.695

1.763.662

1.775.528

1.791.268

1.806.342

1.821.604

1.842.847

2.030.103

70,53

66,56

66,60

66,55

66,16

80,21

75,08

70,86

70,67

71,01

69,73

70,79

70,80

70,29

70,05

69,64

69,57

BOPO (%)

- Capital

- Profit - Average total assets


- Biaya Operasional

116.981

84.953

94.840

104.592

116.272

20.247

28.938

39.312

51.173

63.221

73.278

86.766

99.663

112.750

124.222

136.848

150.501

23.656



165.852

127.642

142.411

157.158

175.740

25.242

38.541

55.482

72.410

89.033

105.082

122.576

140.773

160.405

177.334

196.521

216.331

28.992

- Operating Income

5,95

5,97

6,04

5,43

5,50

4,96

5,13

5,25

5,20

5,16

5,14

5,10

5,12

5,12

5,14

5,14

5,11

NIM (%) - Pendapatan bunga bersih - Rata-rata total aset produktif LDR (%) Total Kredit kepada pihak ketiga bukan Bank

5,28 Net Interest Margin Ratio (%)

79.244

90.692

92.336

93.120

95.200

100.471

104.039

106.678

106.170

105.892

106.347

105.661

106.684

107.444

108.622

109.422

109.862

124.766

1.331.277

1.518.879

1.529.793

1.714.676

1.731.075

2.025.132

2.029.010

2.030.993

2.041.956

2.053.920

2.067.818

2.071.693

2.085.134

2.099.153

2.114.640

2.130.287

2.147.990

2.362.380

79,84

88,72

88,07

89,29

86,70

89,84

89,64

89,64

88,98

88,53

88,46

88,75

87,73

86,45

85,97

85,66

83,73

- Interest income net - Average total earning assets


959.128

1.125.090

1.125.057

1.145.988

1.181.726

1.159.580

1.166.047

1.178.302

1.199.339

1.206.035

1.234.235

1.238.718

1.254.133

1.275.444

1.267.022

1.284.068

1.325.087

1.312.532


1.201.284

1.268.088

1.277.421

1.283.491

1.363.062

1.290.656

1.300.786

1.314.445

1.347.928

1.362.280

1.395.240

1.395.751

1.429.498

1.475.270

1.473.854

1.499.077

1.582.488

1.533.382



20,06

15,73

16,23

15,57

15,84

14,50

14,41

14,00

15,33

17,31

15,40

14,51

13,02

15,40

16,30

15,25

16,66


229.643

179.612

187.883

180.049

199.232

160.709

163.896

154.137

184.291

223.533

193.751

177.735

154.992

208.254

228.379

213.750

254.338

234.112

78.295

80.985

82.490

82.424

79.349

85.673

83.497

88.200

87.699

86.721

87.591

84.222

86.992

87.039

88.079

87.266

91.707

90.578

1.535.343

1.657.000

1.666.037

1.685.957

1.758.873

1.699.767

1.716.756

1.731.177

1.773.941

1.791.994

1.826.532

1.805.468

1.858.592

1.917.186

1.942.006

1.974.227

2.076.518

2.030.103

-


- Aset Likuid Sekunder - Total Aset


15,99 Liquid Assets Ratio (%) - Aset Likuid Primer - Aset Likuid Sekunder - Total Assets


26



Tabel 1.24.a. Kinerja BUSN Devisa Konvensional

(Foreign Exchange Commercial Banks Performance) Miliar Rp (Billion Rp) 2013 Keterangan

2015

Items Sep


2014

2012 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des


15,33

16,00

15,97

16,23

16,01

17,20

17,39

17,24

16,95

16,76

16,69

16,76

16,82

16,64

16,72

16,70

16,42

- Modal

177.744

211.681

212.565

219.116

220.225

239.571

241.698

241.575

242.144

241.975

245.211

246.279

247.601

248.816

250.999

253.244

252.499

272.494

- ATMR

1.159.788

1.323.121

1.330.646

1.349.762

1.375.870

1.393.189

1.390.040

1.401.096

1.428.465

1.443.576

1.469.513

1.469.840

1.472.479

1.495.249

1.500.817

1.516.835

1.538.222

1.547.767

13,05

13,75

13,66

13,98

13,78

15,04

15,20

15,08

14,84

14,68

14,52

14,62

14,67

14,42

14,53

14,52

14,27




151.331

181.938

181.816

188.701

189.602

209.491

211.229

211.333

211.996

211.858

213.439

214.913

216.023

215.688

218.065

220.178

219.543

235.019

1.159.788

1.323.121

1.330.646

1.349.762

1.375.870

1.393.189

1.390.040

1.401.096

1.428.465

1.443.576

1.469.513

1.469.840

1.472.479

1.495.249

1.500.817

1.516.835

1.538.222

1.547.767

2,64

2,50

2,51

2,52

2,43

2,21

2,07

2,14

2,11

2,47

2,49

2,38

2,34

2,25

2,20

2,17

2,13




38.452

40.888

41.276

41.632

40.571

39.881

37.484

38.770

38.290

45.037

45.561

43.875

43.328

41.871

41.111

40.757

40.306

43.416


1.455.843

1.635.928

1.644.041

1.654.302

1.667.964

1.806.441

1.807.605

1.810.090

1.813.921

1.822.034

1.833.438

1.841.620

1.849.600

1.861.548

1.871.092

1.880.295

1.890.222

2.021.478

74,88

77,78

76,82

80,03

78,07

86,84

81,50

81,12

81,04

78,20

77,85

78,90

79,00

79,53

80,05

80,24

80,70

- Biaya Operasional

112.722

102.216

110.316

147.270

138.893

21.335

27.466

41.567

54.366

67.058

79.586

94.757

108.043

121.923

137.285

151.747

167.522

17.205



150.543

131.421

143.610

184.014

177.897

24.568

33.703

51.244

67.082

85.751

102.233

120.097

136.762

153.309

171.488

189.118

207.584

20.689

- Operating Income

5,17

5,07

5,08

4,43

4,42

3,84

3,74

3,83

3,81

3,74

3,75

3,77

3,76

3,76

3,78

3,79

3,78

BOPO (%)





72.679

79.850

80.376

80.819

81.316

85.688

83.252

85.272

85.106

83.771

84.420

85.091

85.461

85.621

86.174

86.557

87.102

91.815

1.404.733

1.575.379

1.583.167

1.824.766

1.838.391

2.234.220

2.228.729

2.227.827

2.231.022

2.240.051

2.251.847

2.259.658

2.270.137

2.277.729

2.282.002

2.286.651

2.302.325

2.459.826

81,58

84,72

85,87

85,13

83,77

83,73

84,21

86,33

86,05

85,89

86,26

86,07

85,03

84,54

84,74

85,30

85,66

1.026.324

1.158.362

1.169.129

1.178.509

1.202.706

1.196.529

1.201.696

1.220.565

1.236.069

1.251.699

1.272.478

1.274.333

1.269.766

1.292.004

1.298.928

1.312.831

1.342.612

1.324.860


1.257.990

1.367.281

1.361.464

1.384.327

1.435.791

1.428.968

1.427.086

1.413.854

1.436.481

1.457.270

1.475.133

1.480.588

1.493.398

1.528.255

1.532.828

1.539.040

1.567.343

1.584.612



15,47

13,32

13,10

12,84

14,66

13,98

13,93

12,91

13,20

13,64

13,81

15,60

13,83

14,40

14,39

14,57

14,87


203.772

181.023

176.127

173.971

216.884

199.186

199.243

182.025

189.873

202.706

209.084

240.607

206.564

222.140

226.532

231.058

244.859

263.156

41.689

49.012

48.843

51.569

49.644

53.306

52.653

52.218

51.002

50.173

51.989

54.326

56.877

59.654

55.016

56.260

52.411

55.320

1.586.631

1.727.395

1.717.066

1.756.912

1.818.240

1.806.441

1.808.768

1.815.061

1.825.414

1.854.486

1.890.458

1.890.712

1.905.464

1.957.131

1.956.990

1.972.319

1.999.417

2.021.478










27



Tabel 1.25.a. Kinerja BUSN Non Devisa Konvensional

(Non-Foreign Exchange Commercial Banks Performance) Miliar Rp (Billion Rp) 2013 Keterangan

2015

Items Sep


2014

2012 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des


20,80

22,29

22,30

22,21

23,16

24,15

24,05

23,65

23,36

23,85

23,50

23,25

23,35

23,14

23,24

23,00

23,07

- Modal

13.530

16.698

16.819

16.921

17.984

19.590

19.667

19.749

19.789

20.538

20.721

20.008

20.164

20.345

20.445

20.505

20.631

21.912

- Capital

- ATMR

65.057

74.920

75.431

76.170

77.653

81.122

81.783

83.499

84.710

86.119

88.176

86.066

86.353

87.936

87.983

89.156

89.411

91.843


19,38

20,60

20,63

20,54

21,47

22,55

22,84

22,42

22,16

22,28

21,94

21,68

21,78

21,53

21,63

21,40

21,49

- Modal Inti (Tier I)

12.610

15.435

15.563

15.643

16.675

18.293

18.678

18.724

18.768

19.191

19.347

18.659

18.812

18.929

19.032

19.083

19.213

20.516

- Core Capital (Tier I)

- ATMR

65.057

74.920

75.431

76.170

77.653

81.122

81.783

83.499

84.710

86.119

88.176

86.066

86.353

87.936

87.983

89.156

89.411

91.843


3,31

3,34

3,30

3,27

3,26

2,16

2,49

2,61

2,52

2,57

2,57

2,37

2,35

2,29

2,28

2,26

2,16

Rasio Modal Inti terhadap ATMR (%)

ROA (%)




3.204

3.751

3.725

3.715

3.744

2.716

3.128

3.297

3.203

3.278

3.306

3.051

3.024

2.960

2.954

2.946

2.839

2.341


96.840

112.452

112.988

113.554

114.799

125.653

125.884

126.452

126.875

127.641

128.813

128.577

128.861

129.380

129.836

130.451

131.315

137.329

79,30

78,51

78,83

79,11

79,67

86,52

84,07

83,58

84,00

83,87

84,03

84,53

84,80

85,16

85,64

85,73

86,31

- Biaya Operasional

12.149

10.228

11.519

12.851

14.260

1.454

2.740

4.179

5.617

7.113

8.653

9.680

11.192

12.667

14.659

16.138

17.751

1.528



15.320

13.028

14.612

16.246

17.900

1.680

3.259

5.000

6.688

8.481

10.297

11.452

13.197

14.875

17.117

18.824

20.567

1.723

- Operating Income

9,34

9,10

9,08

8,84

8,73

7,22

7,41

7,51

7,43

7,49

7,48

6,77

6,73

6,73

7,21

7,16

7,02

BOPO (%)



8.606

9.750

9.770

9.780

9.761

9.041

9.295

9.461

9.380

9.521

9.586

8.651

8.627

8.618

9.176

9.126

9.091

8.551

92.126

107.093

107.592

110.581

111.801

125.257

125.494

126.014

126.317

127.035

128.091

127.844

128.222

128.020

127.228

127.469

129.441

139.716

82,73

88,86

89,65

90,46

85,10

86,53

89,32

89,14

91,09

89,89

89,39

89,01

90,14

89,76

82,32

88,17

87,81

69.804

79.835

79.114

80.512

82.634

81.831

83.030

84.551

86.546

88.188

90.427

89.055

88.701

90.228

82.362

90.040

91.795

91.076

84.374

89.846

88.243

89.001

97.102

94.575

92.962

94.849

95.013

98.111

101.160

100.046

98.401

100.518

100.052

102.122

104.544

101.964


19,32

14,92

14,71

13,28

15,03

14,78

16,24

14,80

13,48

14,16

13,43

17,15

12,98

14,10

14,75

16,21

18,15


19.716

16.314

16.009

14.608

18.417

17.688

19.556

17.968

16.354

17.512

17.114

21.791

16.094

17.910

19.014

21.406

24.762

20.568

1.291

1.430

1.320

1.218

891

883

920

908

926

1.000

978

873

886

920

741

744

803

708

108.758

118.971

117.813

119.212

128.498

125.653

126.115

127.587

128.147

130.704

134.669

132.132

130.833

133.535

133.934

136.604

140.823

137.329









89,32 Loan to Deposits Ratio (%) - Total Credit to third party - Total Third Party Funds



28



Tabel 1.26.a. Kinerja BPD Konvensional

(Regional Development Banks Performance) Miliar Rp (Billion Rp) 2013 Keterangan

2015

Items Sep


2014

2012 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des


18,02

16,70

16,82

16,89

17,58

20,61

20,33

18,64

17,87

17,70

17,58

17,64

17,59

17,34

17,60

17,55

17,79

- Modal

35.198

38.083

38.547

39.254

40.343

47.652

47.538

44.403

43.148

43.265

44.174

43.475

44.039

45.055

45.850

46.002

46.922

53.459

- ATMR

195.318

228.091

229.131

232.437

229.459

231.213

233.794

238.250

241.388

244.448

251.298

246.441

250.372

259.763

260.565

262.152

263.682

262.103

16,66

15,43

15,56

15,63

16,33

19,41

19,13

17,37

16,68

16,49

16,42

16,47

16,31

16,06

16,32

16,27

16,55




32.531

35.193

35.652

36.328

37.474

44.869

44.729

41.391

40.268

40.316

41.255

40.593

40.842

41.731

42.512

42.655

43.630

47.867

195.318

228.091

229.131

232.437

229.459

231.213

233.794

238.250

241.388

244.448

251.298

246.441

250.372

259.763

260.565

262.152

263.682

262.103

2,90

3,26

3,19

3,18

3,18

3,28

2,88

3,52

2,98

2,88

3,03

2,59

2,69

2,90

2,90

2,77

2,68




10.462

12.915

12.706

12.732

12.686

12.723

11.256

13.972

12.059

11.884

12.733

10.862

11.321

12.377

12.528

12.099

11.723

14.870


361.101

396.124

397.998

399.903

399.075

388.106

391.382

396.811

405.119

412.541

420.841

418.834

420.600

427.319

432.674

436.834

437.155

448.405

75,29

71,75

72,32

72,43

73,49

73,89

75,92

71,38

75,77

76,14

74,83

78,48

77,87

76,14

75,94

76,82

78,08

- Biaya Operasional

31.470

24.040

27.128

30.043

34.438

2.913

5.858

8.610

12.385

15.691

18.789

23.038

26.482

29.507

32.820

36.705

41.363

3.494



41.797

33.505

37.511

41.476

46.864

3.942

7.717

12.063

16.346

20.609

25.107

29.357

34.008

38.755

43.215

47.780

52.973

4.724

- Operating Income

6,70

7,24

7,24

6,93

7,04

7,07

6,87

6,92

6,73

6,61

6,52

6,60

6,62

6,61

6,60

6,57

6,65

BOPO (%)





22.856

27.302

27.429

27.556

27.891

28.260

27.702

28.263

28.114

28.093

28.241

28.469

28.657

28.958

29.218

29.265

29.593

30.629

341.257

377.019

378.917

397.461

396.439

399.777

403.106

408.663

417.438

425.019

433.073

431.113

432.915

438.409

442.557

445.532

444.769

453.315

78,57

73,88

77,80

78,32

92,34

86,87

85,55

83,82

78,97

77,10

74,34

86,79

82,07

73,49

74,96

76,58

89,73

218.851

258.209

262.040

265.091

265.661

261.438

264.776

268.692

273.212

278.900

283.448

284.516

289.017

294.511

298.145

301.614

301.456

296.369


278.535

349.517

336.800

338.477

287.709

300.964

309.481

320.552

345.954

361.750

381.311

327.818

352.139

400.773

397.751

393.877

335.957

355.430



22,93

24,17

22,18

23,46

18,19

18,54

20,10

20,69

22,14

23,60

25,40

15,71

18,91

25,92

24,05

24,19

18,38


80.457

94.516

82.570

88.753

63.091

64.547

71.512

77.066

87.189

96.129

108.525

55.901

72.488

115.428

107.280

107.305

72.996

84.601

3.626

8.580

9.442

9.545

7.858

7.424

7.801

7.280

8.007

8.256

8.914

8.013

9.363

9.263

8.360

8.416

8.015

7.621

366.684

426.527

414.864

419.084

389.964

388.106

394.657

407.669

430.044

442.228

462.415

406.793

432.960

481.069

480.868

478.437

440.691

448.405










29



Tabel 1.27.a. Kinerja Bank Campuran Konvensional

(Joint Venture Banks Performance) Miliar Rp (Billion Rp) 2013 Keterangan

2015

Items Sep


2014

2012 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des


18,65

19,60

19,54

19,67

19,86

20,72

21,31

20,81

20,36

20,21

19,88

19,85

19,79

19,49

19,23

18,89

19,14

- Modal

30.770

41.604

37.768

42.275.853

43.832

46.210

46.522

45.041

45.375

45.530

45.349

45.419

45.615

45.660

45.861

46.151

47.767

50.482

- ATMR

164.956

212.290

193.268

214.954.109

220.744

222.979

218.289

216.486

222.842

225.304

228.078

228.815

230.449

234.303

238.426

244.350

249.533

250.200

16,52

17,28

17,07

17,25

16,78

17,85

18,44

17,95

17,55

17,38

17,09

17,11

17,02

16,71

16,49

16,18

16,44




27.253

36.686

32.995

37.081

37.034

39.792

40.249

38.864

39.108

39.164

38.985

39.139

39.227

39.153

39.314

39.534

41.030

43.301

164.956

212.290

193.268

214.954

220.744

222.979

218.289

216.486

222.842

225.304

228.078

228.815

230.449

234.303

238.426

244.350

249.533

250.200

2,24

2,47

2,60

2,47

2,39

2,87

2,53

2,33

2,12

2,03

1,98

1,96

2,00

2,09

2,14

2,15

2,11




4.479

5.900

5.802

6.028

5.922

8.283

7.222

6.523

5.930

5.697

5.602

5.546

5.664

5.961

6.137

6.231

6.171

3.979


200.343

238.552

223.438

243.827

247.500

288.918

285.937

279.615

279.741

281.031

282.224

282.365

283.125

284.712

286.757

289.481

292.029

330.260

BOPO (%)

- Capital



77,86

80,53

78,32

78,13

79,23

78,19

83,61

83,86

81,73

81,54

82,64

82,46

81,59

79,44

79,36

78,35

78,49

- Biaya Operasional

15.179

15.313

14.622

18.127

20.899

2.338

5.041

8.192

9.141

10.860

13.343

15.329

17.356

18.925

20.838

21.988

24.353

3.126



19.494

19.015

18.669

23.200

26.378

2.990

6.028

9.769

11.185

13.318

16.145

18.589

21.273

23.824

26.260

28.063

31.028

3.520

- Operating Income

3,63

3,46

3,36

2,99

3,00

2,37

2,32

2,37

2,36

2,35

2,36

2,38

2,40

2,40

2,40

2,40

2,40



7.163

8.146

7.430

8.402

8.568

10.501

10.133

10.101

10.000

9.965

10.015

10.127

10.242

10.276

10.355

10.405

10.478

11.156

197.239

235.563

221.310

281.275

285.548

443.642

437.106

425.817

424.379

423.908

425.172

425.125

426.295

428.067

430.904

433.906

437.111

496.741

115,63

120,98

127,98

124,38

122,20

123,14

121,69

119,71

127,58

128,47

129,81

135,21

132,62

129,26

122,80

122,40

123,61

150.061

190.168

173.336

194.350

199.872

200.424

197.228

193.991

201.808

205.001

209.424

208.854

207.637

208.532

209.369

215.637

221.383

219.199


129.772

157.190

135.442

156.257

163.557

162.765

162.074

162.045

158.186

159.569

161.327

154.465

156.563

161.326

170.496

176.179

179.104

178.708



15,39

14,24

12,89

13,28

13,79

14,30

14,55

14,64

12,13

12,03

11,91

11,29

12,73

13,89

13,95

14,53

13,33


29.856

35.230

28.773

32.110

36.402

37.548

36.495

36.733

28.822

28.721

28.586

24.987

29.489

34.676

36.873

37.624

34.099

46.466

3.334

3.104

2.231

4.438

3.299

3.756

4.686

4.073

5.155

5.715

5.733

6.988

7.243

6.633

5.691

8.400

8.572

8.452

215.621

269.219

240.581

275.287

287.902

288.918

282.957

278.817

280.119

286.190

288.190

283.207

288.446

297.415

305.156

316.718

320.067

330.260










30



Tabel 1.28.a. Kinerja Bank Asing Konvensional

(Foreign Owned Banks Performance) Miliar Rp (Billion Rp) 2013 Keterangan

2015

Items Sep


2014

2012 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des


30,89

34,67

37,31

37,75

34,46

35,06

36,93

38,43

38,15

41,99

42,60

40,98

41,31

41,49

41,93

43,80

44,81

- Modal

73.091

100.481

112.590

114.240

106.216

109.986

112.516

117.444

118.054

132.915

138.228

136.059

137.333

142.210

140.739

147.726

151.336

153.390

- Capital

- ATMR

236.592

289.857

301.771

302.589

308.209

313.719

304.643

305.640

309.426

316.514

324.498

332.031

332.417

342.761

335.671

337.306

337.709

342.652


29,91

33,73

36,38

36,82

33,49

34,23

36,11

37,61

37,36

41,18

41,80

40,17

40,52

40,68

41,12

42,98

44,03

70.771

97.756

109.783

111.426

103.220

107.377

110.008

114.962

115.590

130.344

135.631

133.391

134.712

139.450

138.037

144.963

148.681

157.023

- Core Capital (Tier I)

236.592

289.857

301.771

302.589

308.209

313.719

304.643

305.640

309.426

316.514

324.498

332.031

332.417

342.761

335.671

337.306

337.709

342.652





3,06

2,88

3,00

3,15

2,92

3,17

3,48

3,52

3,43

3,19

3,21

3,23

3,15

3,01

3,10

3,01

3,08


8.837

9.481

10.510

10.672

10.003

12.553

13.552

13.730

13.337

12.537

12.687

12.830

12.576

12.130

12.599

12.285

12.626

21.298


288.751

329.497

350.792

338.434

342.766

395.704

389.558

390.209

389.294

392.731

395.201

397.247

398.908

403.185

405.837

408.514

410.520

450.239

BOPO (%)



80,78

85,14

83,51

82,05

83,06

85,39

85,63

84,44

82,99

82,02

80,88

81,06

80,23

80,79

79,66

80,57

79,30

- Biaya Operasional

32.856

36.235

40.221

40.183

43.697

5.679

12.386

17.122

20.103

22.111

24.908

29.565

31.441

35.532

38.174

43.183

44.727

7.978



40.672

42.558

48.164

48.973

52.606

6.650

14.465

20.278

24.223

26.958

30.795

36.473

39.187

43.983

47.918

53.599

56.405

9.721

- Operating Income

3,47

3,34

3,41

2,79

2,65

1,87

1,86

1,87

1,93

2,03

2,03

2,04

2,08

2,08

2,09

2,12

2,12

NIM (%) - Pendapatan bunga bersih - Rata-rata total aset produktif LDR (%) Total Kredit kepada pihak ketiga bukan Bank - Total Dana Pihak Ketiga


9.790

10.730

11.627

11.539

11.104

13.013

12.666

12.663

12.920

13.518

13.649

13.821

14.114

14.315

14.515

14.696

14.814

16.967

282.108

320.994

341.078

413.777

419.302

694.502

682.217

676.990

668.552

666.588

672.552

676.648

680.137

687.160

693.048

694.791

700.125

779.630



111,21

125,38

118,69

124,98

130,05

127,53

128,68

130,70

135,91

133,70

138,30

148,93

143,85

146,72

143,01

136,07

140,04

172.859

212.784

218.781

217.144

225.500

225.759

221.684

223.546

225.876

232.290

234.835

244.229

243.138

252.838

247.827

244.021

244.031

243.807


155.430

169.714

184.337

173.746

173.395

177.020

172.281

171.033

166.190

173.736

169.801

163.985

169.017

172.329

173.298

179.335

174.261

187.971


22,84 Liquid Assets Ratio (%)


22,30

20,90

21,82

20,99

19,88

19,60

18,94

18,44

18,15

19,88

19,15

18,04

17,91

19,00

19,09

21,21

19,89


52.599

53.418

62.766

56.018

55.132

55.012

50.941

46.439

45.239

56.470

53.832

49.477

51.362

53.229

55.074

65.375

54.969

75.982



14.754

25.214

22.173

25.255

22.464

22.561

21.681

25.769

24.930

24.338

24.220

24.386

22.162

29.897

26.937

26.951

31.089

26.866


301.966

376.142

389.287

387.272

390.415

395.704

383.411

391.512

386.547

406.479

407.553

409.524

410.531

437.404

429.704

435.287

432.582

450.239

- Total Aset


- Total Assets


31



Tabel 1.29 Perkembangan Aset Bank Umum Berdasarkan Kelompok Bank

(Growth of Commercial Banks Assets Based Group Bank) Miliar Rp ( Billion Rp ) 2013 Kelompok Bank

2014

2015

2012 Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Group of Bank

Jan

- Bank Persero

1.535.343

1.657.000

1.666.037

1.685.957

1.758.873

1.699.767

1.716.770

1.731.177

1.773.954

1.792.021

1.826.534

1.813.415

1.858.626

1.917.187

1.942.742

1.974.227

2.076.605

2.030.924

- State Owned Banks

- BUSN Devisa

1.705.408

1.855.771

1.854.386

1.896.373

1.962.539

1.946.984

1.950.219

1.959.219

1.972.793

2.003.325

2.040.291

2.041.885

2.093.688

2.147.547

2.149.155

2.169.150

2.200.142

2.221.590

- Foreign Exchange

- BUSN Non Devisa

135.472

150.541

149.899

151.723

162.457

158.996

158.708

162.521

162.458

165.158

170.947

172.031

171.065

174.949

176.483

179.987

186.817

182.326

- Non-Foreign Exchange

- BPD

366.685

426.527

414.741

419.084

389.964

388.106

394.657

407.669

430.044

442.228

462.415

408.890

432.960

481.069

480.868

478.437

440.691

448.393

- Regional Development

- Bank Campuran

217.713

271.328

261.752

277.342

290.219

290.928

284.986

280.898

282.299

288.254

290.273

285.408

252.045

260.674

266.701

274.048

278.312

282.539

- Joint Venture Banks

- Bank Asing

301.966

376.142

370.029

387.272

390.415

395.704

383.411

391.512

386.547

406.479

407.553

409.524

410.531

437.404

429.704

435.287

432.582

450.239

- Foreign Owned Banks

4.262.587

4.737.308

4.716.845

4.817.751

4.954.467

4.880.485

4.888.752

4.932.997

5.008.095

5.097.466

5.198.013

5.131.153

5.218.916

5.418.830

5.445.652

5.511.136

5.615.150

5.616.012

Commercial Banks Commercial Banks Banks

Total

Total

32



Tabel 1.30 Jumlah Bank Umum Berdasarkan Pengelompokan Total Aset

(Total of Commercial Banks Based on Total Assets) Desember 2009 Kelompok Bank

< Rp. 1 Triliun

Desember 2010

Desember 2011

Desember 2012

Desember 2013

Januari 2014

Desember 2014

Januari 2015

Rp. 1 Rp. 10 Rp. 1 Rp. 10 Rp. 1 Rp. 10 Rp. 1 Rp. 10 Rp. 1 Rp. 10 Rp. 1 Rp. 10 Rp. 1 Rp. 10 Rp. 1 Rp. 10 > Rp. < Rp. > Rp. < Rp. > Rp. < Rp. > Rp. < Rp. > Rp. < Rp. > Rp. < Rp. > Rp. < Rp. > Rp. s.d s.d s.d s.d s.d s.d s.d s.d s.d s.d s.d s.d s.d s.d s.d s.d 50 1 50 1 50 1 50 1 50 1 50 1 50 1 50 10 50 10 50 10 50 10 50 10 50 10 50 10 50 10 50 Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun

Group of Bank

Bank Persero

0

0

0

4

0

0

0

4

0

0

0

4

0

0

0

4

0

0

0

4

0

0

0

4

0

0

0

4

0

0

0

4

State Owned Banks

BUSN Devisa

2

18

8

6

1

18

10

7

1

18

7

10

1

17

7

11

1

15

8

12

1

16

7

12

1

16

9

12

1

15

10

12

Foreign Exchange Commercial Banks

BUSN Non Devisa

21

9

1

0

21

8

2

0

12

15

3

0

10

17

2

1

8

18

2

1

8

18

2

1

5

21

2

1

6

20

2

1

Non-Foreign Exchange Commercial Banks

BPD

1

17

8

0

0

15

11

0

0

14

11

1

0

14

11

1

0

14

11

1

0

13

12

1

0

10

15

1

0

10

15

1

Regional Development Banks

Bank Campuran

1

8

7

0

1

7

7

0

0

6

8

0

0

6

8

0

0

7

7

1

0

7

7

1

0

4

7

1

0

4

7

1

Joint Venture Banks

Bank Asing

0

4

5

1

0

5

4

1

0

4

3

3

0

3

3

4

0

2

4

4

0

2

4

4

0

2

4

4

0

2

4

4

Foreign Owned Banks

Total

25

56

29

11

23

53

34

12

13

57

32

18

11

57

31

21

9

56

32

23

9

56

32

23

6

53

37

23

7

51

38

23

Total

33



Tabel 1.31 Aset Produktif Bank Umum Konvensional dan Kualitas Kredit Bank Umum kepada Bank Lain

(Earning Assets of Commercial Banks and Credit Quality of Commercial Banks to Other Bank) Miliar Rp (Billion Rp) Indikator

2013

2012

Sep

Okt

2014 Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

2015 Jul

Ags

Sep

Okt

Nov

Des

Indicator

Jan

3.416.989

3.970.762

3.956.974

4.051.171

4.115.372

4.093.757

4.105.080

4.174.744

4.202.006

4.276.222

4.350.313

4.238.345

4.357.488

4.387.087

4.370.469

4.436.454

4.531.435

4.667.587 Earning Assets

3.250.997

3.786.570

3.768.006

3.862.279

3.929.648

3.887.028

3.886.237

3.956.278

3.994.204

4.052.832

4.124.774

4.000.213

4.128.104

4.153.584

4.146.306

4.195.053

4.308.971

4.415.322

110.176

123.033

126.706

126.643

124.978

142.856

152.204

151.334

138.941

149.700

151.004

161.195

150.135

153.410

142.008

158.674

143.405

167.324

c. Kurang Lancar

9.189

11.187

11.241

10.717

9.481

11.881

12.265

13.692

13.761

15.566

13.902

13.800

13.151

15.170

17.292

16.573

12.864

15.970

c. Sub-Standard

d. Diragukan

9.515

8.973

9.252

9.525

9.132

9.165

11.120

11.042

10.973

12.661

14.825

14.991

14.894

14.160

13.311

14.225

14.395

12.878

d. Doubtful

56.093

e. Loss

Aset Produktif Neraca a. Lancar b. DPK

e. Macet Aset Produktif Transaksi 1) Rekening Administratif a. Lancar b. DPK

37.113

40.999

41.769

42.007

42.131

42.827

43.255

42.398

44.127

45.463

45.809

48.146

51.204

50.763

51.551

51.929

51.799

b. Special Mention

1.066.117

1.261.094

1.266.749

1.461.321

1.331.086

1.369.968

1.324.084

1.294.608

1.277.134

1.290.923

1.342.684

1.341.081

1.374.501

1.400.415

1.438.294

1.396.255

1.441.570

1.469.511 Earning Assets - Account

1.053.796

1.243.688

1.247.442

1.440.056

1.308.578

1.348.408

1.296.585

1.275.018

1.255.879

1.271.945

1.322.507

1.321.222

1.350.052

1.376.868

1.417.141

1.375.981

1.422.274

1.449.941

Administrative Transactions

11.337

16.227

18.125

19.950

21.134

20.034

23.265

17.959

19.446

17.094

18.122

17.698

22.404

21.404

18.291

17.174

16.207

16.621

c. Kurang Lancar

662

385

437

594

404

703

707

781

690

795

959

877

678

820

1.426

1.825

1.986

1.720

d. Diragukan

141

230

232

240

270

293

320

248

363

350

403

399

422

376

436

347

402

552

e. Macet

181

564

513

481

699

530

3.207

603

756

739

693

886

946

948

1.001

928

701

678

Non Performing Earning Aset (Nominal)

a. Current

60.345

66.729

67.431

67.980

68.947

65.399

70.874

68.764

70.671

75.573

76.591

79.098

81.294

82.236

85.016

85.827

82.148

87.891

b. Special Mention c. Sub-Standard d. Doubtful e. Lost Non Performing Earning Asset (Nominal)

17.812

23.595

23.473

26.643

26.968

26.467

25.644

27.113

27.428

26.967

26.805

26.594

24.006

30.792

30.937

31.371

32.192

32.542 Interbank Loans

17.668

23.481

23.351

26.479

26.859

26.360

25.485

26.989

27.305

26.828

26.555

26.307

23.879

30.668

30.814

31.246

32.089

32.444

64

14

23

43

7

2

37

43

39

54

162

178

39

36

34

39

11

15

c. Kurang Lancar

-

3

3

18

1

5

3

2

4

5

12

7

12

9

5

1

9

3

c. Sub-Standard

d. Diragukan

-

-

-

-

-

-

1

2

1

-

-

9

-

-

0

0

0

0

d. Doubtful

80

98

95

104

101

101

117

77

79

80

76

92

76

80

85

85

84

80

80

101

98

121

102

106

122

81

84

84

88

108

88

88

90

86

93

84

Kredit kepada Bank Lain a. Lancar b. DPK

e. Macet

Non Performing Loan kepada Bank Lain (Nominal)

1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit. - Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA. - Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu) - Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik (committed dan uncommitted), dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA.

1)

a. Current

a. Current b. Special Mention

e. Loss Interbank Non Performing Loan (Nominal)

1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit. - Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.

34



Tabel 1.32 Aset Produktif Bank Persero dan Kualitas Kredit Bank Persero kepada Bank Lain

(Earning Asset of State Owned Banks and Credit Quality of State Owned Banks to Other Bank) Miliar Rp (Billion Rp) 2013 Indikator Aset Produktif Neraca a. Lancar b. DPK

2012

Sep

Okt

2014 Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

2015 Jul

Ags

Sep

Okt

Nov

Des

Indicator

Jan

1.260.415

1.451.485

1.448.443

1.471.593

1.511.620

1.484.253

1.500.432

1.525.493

1.526.561

1.561.514

1.577.654

1.568.087

1.621.511

1.633.058

1.639.922

1.683.710

1.719.355

1.746.524

1.176.286

1.367.546

1.357.198

1.383.136

1.423.606

1.382.735

1.393.143

1.418.429

1.429.014

1.458.144

1.473.510

1.455.967

1.516.058

1.528.594

1.538.614

1.573.556

1.618.156

1.629.447

Earning Assets a. Current b. Special Mention

59.753

58.394

65.860

63.723

64.199

75.064

80.096

80.481

70.284

74.819

75.572

82.773

75.182

74.029

71.563

80.109

73.414

83.709

c. Kurang Lancar

2.699

3.646

3.486

2.985

2.499

4.601

3.780

3.515

3.754

4.326

4.242

4.570

4.618

5.084

4.709

4.008

3.258

6.089

c. Sub-Standard

d. Diragukan

4.709

3.577

3.502

3.284

2.874

2.838

4.328

4.782

4.071

4.428

5.056

4.937

4.740

4.968

4.360

5.280

4.699

3.948

d. Doubtful

16.967

18.322

18.396

18.465

18.441

19.016

19.085

18.286

19.438

19.798

19.274

19.841

20.914

20.383

20.676

20.756

19.829

21.458

309.868

340.296

343.076

358.119

359.504

375.793

363.930

349.741

353.283

362.229

362.166

358.008

369.141

359.231

383.047

386.107

398.351

306.205

335.434

338.643

353.258

352.102

371.068

354.232

344.062

347.797

355.931

355.358

350.802

362.386

352.245

376.839

379.262

391.594

393.848

e. Macet Aset Produktif Transaksi Rekening Administratif 1) a. Lancar b. DPK


3.545

4.390

3.987

4.416

6.828

4.239

6.568

5.170

4.896

5.685

6.148

6.388

5.918

6.122

5.400

5.847

6.187

6.428

c. Kurang Lancar

63

89

58

78

46

124

85

59

137

97

99

102

82

89

77

265

66

99

d. Diragukan

30

66

77

63

57

57

115

113

70

120

149

112

118

112

75

74

70

226

e. Macet

24

317

311

303

471

306

2.930

338

384

396

412

604

636

664

656

658

434

441


e. Loss

399.644 Earning Assets - Account

28.038

30.407

29.818

29.595

31.217

26.941

30.323

27.092

27.854

29.165

29.232

30.165

31.108

31.299

30.553

31.042

28.355

b. Special Mention c. Sub-Standard d. Doubtful e. Loss

32.262

Non Performing Earning Asset (Nominal)

2.866

4.863

4.469

5.157

5.705

5.997

6.079

7.016

6.638

6.570

6.002

6.985

5.358

4.969

4.569

4.460

4.854


2.740

4.763

4.362

5.050

5.607

5.899

5.973

6.905

6.527

6.459

5.880

6.714

5.249

4.863

4.467

4.352

4.774

4.882

48

7

16

11

0

0

32

37

36

37

47

174

36

33

29

36

8

9

b. Special Mention

c. Kurang Lancar

-

-

-

-

-

-

-

-

-

-

-

1

-

-

-

-

-

-

c. Sub-Standard

d. Diragukan

-

-

-

-

-

-

-

-

-

-

-

9

-

-

-

-

-

-

d. Doubtful

Kredit kepada Bank Lain a. Lancar b. DPK

e. Macet


78

93

92

96

98

97

75

74

75

75

76

86

73

73

72

72

72

69

78

93

92

96

98

97

75

74

75

75

76

97

73

73

72

72

72

69


1)

a. Current

a. Current



35



Tabel 1.33 Aset Produktif BUSN Devisa dan Kualitas Kredit BUSN Devisa kepada Bank Lain

(Earning Asset of Foreign Exchange Banks and Credit Quality of Foreign Exchange Banks to Other Bank) Miliar Rp (Billion Rp) 2013 Indikator

2014

2015

2012 Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Indicator

Jan

1.327.140

1.492.362

1.495.295

1.530.529

1.557.562

1.570.698

1.571.014

1.594.282

1.597.021

1.607.651

1.637.715

1.587.250

1.673.008

1.652.693

1.641.441

1.660.853

1.713.244

1.789.186 Earning Assets

1.274.458

1.432.009

1.437.181

1.469.927

1.499.030

1.507.956

1.503.871

1.526.048

1.529.964

1.533.295

1.561.699

1.509.340

1.594.024

1.569.504

1.564.068

1.574.450

1.636.540

1.702.905

33.686

39.659

36.913

39.063

37.211

40.966

44.382

45.078

43.092

48.307

49.131

49.975

49.362

53.158

44.693

53.445

46.023

53.909

c. Kurang Lancar

3.810

4.015

4.515

4.534

4.009

4.077

4.605

4.777

4.737

5.672

4.688

5.175

5.094

5.937

8.169

8.437

5.171

5.525

c. Sub-Standard

d. Diragukan

2.305

2.500

2.337

2.577

2.698

2.961

3.122

3.315

4.125

4.766

5.666

5.877

5.929

5.343

5.206

5.239

6.514

6.090

d. Doubtful

12.881

14.179

14.350

14.428

14.614

14.738

15.034

15.063

15.103

15.611

16.531

16.883

18.600

18.750

19.305

19.281

18.996

20.758

402.700

471.017

465.269

606.755

483.630

488.983

476.834

475.597

479.720

492.433

494.199

500.703

521.411

529.531

525.981

521.783

519.087


400.677

469.023

462.026

602.466

480.305

485.040

471.021

471.037

473.901

488.744

490.659

497.386

513.269

523.565

521.098

517.365

515.068

527.626

Aset Produktif Neraca a. Lancar b. DPK

e. Macet Aset Produktif Transaksi Rekening Administratif 1) a. Lancar


e. Loss Administrative Transactions

b. Special Mention

1.830

1.800

3.067

4.120

3.181

3.791

5.510

4.252

5.388

3.354

3.251

3.066

7.889

5.778

4.590

4.196

3.715

3.914

c. Kurang Lancar

85

41

55

65

37

43

148

155

135

117

108

95

46

49

65

66

90

109

c. Sub-Standard

d. Diragukan

71

46

49

54

50

54

58

67

145

83

89

77

133

71

69

91

105

117

d. Doubtful

e. Macet

37

108

72

49

57

56

96

85

151

135

92

79

74

68

159

65

108

66

19.190

20.888

21.378

21.708

21.465

21.929

23.064

23.463

24.396

26.384

27.174

28.186

29.875

30.219

32.974

33.180

30.984

32.665

9.085

9.621

9.812

10.192

10.250

10.022

9.937

10.034

10.136

10.325

10.672

10.628

10.197

10.151

10.233

10.244

10.550


9.069

9.611

9.805

10.142

10.243

10.013

9.889

10.025

10.130

10.311

10.660

10.623

10.184

10.139

10.219

10.231

10.532

10.373

16

7

6

30

5

2

4

4

2

7

7

1

1

-

2

1

-

5

b. Special Mention

c. Kurang Lancar

-

-

-

17

-

4

3

2

2

4

4

4

11

6

0

0

7

-

c. Sub-Standard

d. Diragukan

-

-

-

-

-

1

1

-

-

-

-

-

-

-

0

0

0

d. Doubtful

e. Macet

-

3

1

3

1

3

40

1

2

2

1

1

1

5

11

11

11

11

-

3

1

20

1

7

44

5

5

7

5

5

12

11

11

12

18

11

b. DPK

Non Performing Earning Aset (Nominal) Kredit kepada Bank Lain a. Lancar b. DPK



1)

a. Current

e. Loss Non Performing Earning Asset (Nominal)

a. Current



36



Tabel 1.34 Aset Produktif BUSN Non Devisa dan Kualitas Kredit BUSN Non Devisa kepada Bank Lain

(Earning Asset of Non Foreign Exchange Banks and Credit Quality of Non Foreign Exchange Banks to Other Bank) Miliar Rp (Billion Rp) 2013 Indikator

Sep Aset Produktif Neraca

2014

2015

2012 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Indicator

Des

Jan 114.848 Earning Assets

82.482

95.228

95.940

99.233

106.351

103.374

102.286

105.783

108.009

109.357

115.571

106.405

110.405

105.301

103.655

96.921

110.115

79.366

91.557

92.250

95.478

102.965

99.012

97.716

101.245

103.149

104.142

109.953

100.652

104.837

99.865

98.345

93.266

104.585

108.772

1.872

2.532

2.440

2.519

2.276

3.065

3.192

3.304

3.367

3.635

4.038

4.128

3.946

3.870

3.659

2.469

3.796

4.341

c. Kurang Lancar

361

253

345

294

226

319

258

287

480

327

253

299

296

294

291

265

331

280

c. Sub-Standard

d. Diragukan

197

271

263

267

235

288

425

274

336

604

563

505

457

465

585

360

590

522

d. Doubtful

e. Macet

686

615

641

675

649

690

694

673

677

648

764

822

869

807

775

560

813

933

e. Loss

4.045

4.038

5.602

5.196

4.500

5.548

5.503

5.483

4.983

5.173

4.916

5.217

6.088

5.823

7.677

7.780

7.715


4.042

4.027

5.597

5.189

4.492

5.536

5.488

5.473

4.981

5.159

4.903

5.206

6.078

5.815

7.673

7.758

7.699

8.624

b. DPK

3

10

5

6

7

11

15

9

2

13

12

10

9

7

4

20

14

21

c. Kurang Lancar

0

0

0

0

0

0

0

0

0

-

0

-

-

0

0

0

-

0

c. Sub-Standard

d. Diragukan

0

0

0

0

0

0

-

0

-

0

0

0

0

-

0

0

1

-

d. Doubtful

e. Macet

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1.246

1.140

1.250

1.237

1.111

1.299

1.378

1.236

1.494

1.581

1.580

1.626

1.623

1.568

1.652

1.186

1.736

1.737

a. Lancar b. DPK

Aset Produktif Transaksi Rekening Administratif 1) a. Lancar



Administrative Transactions a. Current b. Special Mention


890

1.119

1.111

1.091

1.072

1.042

1.010

1.001

981

994

992

1.001

977

959

940

981

944

928 Interbank Loans

888

1.114

1.104

1.084

1.070

1.040

1.007

998

977

991

877

996

973

953

933

978

939

924

b. DPK

-

-

2

2

2

-

1

1

-

0

107

-

1

3

1

1

2

0

b. Special Mention

c. Kurang Lancar

-

3

3

-

-

-

-

-

2

0

8

1

1

2

5

1

2

3

c. Sub-Standard

d. Diragukan

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

d. Doubtful

e. Macet

1

2

2

5

-

2

2

2

2

2

-

4

2

1

1

1

1

1

e. Loss

1

5

5

5

-

2

2

2

4

2

8

6

3

3

6

2

3

4

Kredit kepada Bank Lain a. Lancar



1)

a. Current

Interbank Non Performing Loan (Nominal)


37



Tabel 1.35 Aset Produktif BPD dan Kualitas Kredit BPD kepada Bank Lain

(Earning Asset of Regional Development Banks and Credit Quality of Regional Development Banks to Other Bank) Miliar Rp (Billion Rp) 2013 Indikator Aset Produktif Neraca a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet Aset Produktif Transaksi Rekening Administratif 1) a. Lancar b. DPK

2014

2015

2012 Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

297.222

356.826

353.164

287.538

341.642

337.868

4.570

7.828

945

1.459

Nov

355.008

334.497

325.632

336.290

352.300

368.852

375.862

391.310

352.777

366.463

390.108

391.903

340.010

321.098

309.037

319.212

334.892

350.401

356.610

372.695

332.361

346.928

371.295

373.501

7.486

7.107

5.762

8.896

9.075

9.068

8.881

8.916

8.721

9.890

8.676

8.659

1.563

1.496

1.052

1.507

1.485

1.312

2.260

2.388

1.686

1.071

959

Indicator

Des

Jan

387.902

367.146

377.708 Earning Assets

368.222

349.383

354.784

8.036

8.622

7.103

11.780

863

1.182

1.233

785

907

b. Special Mention c. Sub-Standard

637

924

908

1.053

987

859

1.012

1.292

1.065

1.215

1.668

1.711

1.676

1.359

1.228

1.276

1.378

1.139

d. Doubtful

3.532

4.973

5.339

5.341

5.598

5.334

5.505

5.737

6.244

6.733

6.540

7.744

8.224

7.931

7.956

8.549

8.497

9.098

e. Loss

31.651

32.034

31.070

30.626

31.877

31.257

30.148

29.948

30.130

29.898

30.163

29.708

30.483

30.529

30.520

29.239

28.145


31.320

31.666

30.683

30.267

31.601

30.848

29.629

29.394

29.503

29.236

29.593

29.077

30.005

30.124

30.171

28.873

27.796

25.977


249

235

266

231

130

270

370

386

358

360

302

364

214

183

145

167

179

262

c. Kurang Lancar

12

4

8

13

3

9

17

4

54

90

44

24

13

13

27

5

4

14

d. Diragukan

25

17

18

19

26

16

9

23

17

28

54

66

34

31

29

28

26

4

e. Macet

44

112

96

98

118

113

123

141

197

184

172

176

217

178

146

165

140

151

5.195

7.488

7.931

8.020

7.784

7.837

8.152

8.508

9.838

10.638

10.163

10.792

11.122

10.376

10.570

11.256

10.829

11.313


a. Current

b. Special Mention c. Sub-Standard d. Doubtful e. Loss Non Performing Earning Asset (Nominal)

357

656

664

671

709

698

665

727

734

791

883

901

914

878

913

939

970

949 Interbank Loans

357

656

664

670

708

697

664

726

732

780

882

897

913

878

911

938

970

948

b. DPK

-

0

-

-

-

-

-

-

1

10

1

3

0

0

1

0

0

1

b. Special Mention

c. Kurang Lancar

-

-

-

1

1

1

1

-

-

-

-

-

-

-

-

-

-

-

c. Sub-Standard

d. Diragukan

-

-

-

-

-

-

-

1

1

-

-

-

-

-

0

-

-

-

d. Doubtful

e. Macet

-

-

-

-

-

-

-

-

-

1

0

1

1

1

1

1

0

0

e. Loss

-

-

-

1

1

1

1

1

1

1

0

1

1

1

1

1

0

0




1)

a. Current

a. Current



38



Tabel 1.36 Aset Produktif Bank Campuran dan Kualitas Kredit Bank Campuran kepada Bank Lain

(Earning Assets of Joint Venture Banks and Credit Quality of Joint Venture Banks to Other Bank) Miliar Rp (Billion Rp) 2013 Indikator Aset Produktif Neraca a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet Aset Produktif Transaksi Rekening Administratif 1) a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet


2014

2015

2012 Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

191.046

238.969

233.049

184.439

230.282

224.946

4.239

6.487

540

754

Nov

246.918

255.735

254.672

248.545

246.415

252.415

258.755

259.759

254.183

224.759

225.402

228.099

238.530

246.183

245.560

239.100

237.222

242.377

248.445

249.575

244.024

215.545

215.347

217.964

5.812

6.091

7.097

6.645

7.159

6.732

7.337

6.825

6.341

6.409

5.605

6.159

373

276

376

320

247

444

693

1.167

1.276

937

749

Indicator

Des

Jan

235.747

235.747


225.126

225.126

239.398

6.316

6.827

6.827

6.258

b. Special Mention

962

1.044

982

982

1.554

c. Sub-Standard

a. Current

d. Doubtful

482

400

905

989

983

1.029

1.033

912

893

1.189

1.415

1.492

1.622

1.434

1.308

1.401

1.401

663

1.346

1.047

1.015

1.033

1.097

1.118

1.005

1.106

1.116

1.130

1.152

1.321

1.237

1.500

1.467

1.411

1.411

2.299

125.802

148.136

148.212

168.205

156.794

158.239

151.382

144.531

143.134

139.490

146.621

145.405

140.051

146.019

152.074

149.283

149.283

124.223

145.890

146.148

166.123

154.721

156.102

149.414

142.678

141.391

137.671

145.147

143.706

138.420

143.988

150.270

147.626

147.626

155.430

1.452

2.081

1.896

1.986

1.929

2.052

1.887

1.782

1.695

1.752

1.408

1.609

1.547

1.934

1.714

1.563

1.563

1.700

93

81

128

42

58

46

42

34

37

59

59

65

63

57

53

56

56

44

c. Sub-Standard d. Doubtful

e. Loss



0

83

39

54

64

17

14

12

7

4

3

18

21

21

18

18

18

20

34

0

0

0

22

22

25

25

3

3

3

7

0

20

19

20

20

1

2.495

2.365

2.459

2.393

2.601

2.553

2.366

2.532

2.749

3.553

3.909

3.839

3.694

3.993

3.909

3.888

3.888

4.581



4

76r)

74

68

152

142

135

139

123

117

113

115

100

104

86

388

388

391 Interbank Loans

a. Lancar

4

76

r)

74

68

152

142

135

139

123

117

113

115

100

104

86

388

388

391

b. DPK

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

b. Special Mention

c. Kurang Lancar

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

c. Sub-Standard

d. Diragukan

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

d. Doubtful

e. Macet

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

e. Loss

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Kredit kepada Bank Lain



a. Current



39



Tabel 1.37 Aset Produktif Bank Asing dan Kualitas Kredit Bank Asing kepada Bank Lain

(Earning Assets of Foreign Owned Banks and Credit Quality of Foreign Owned Banks to Other Bank) Miliar Rp (Billion Rp) 2013 Indikator

2014

2015

2012 Sep

Okt

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

258.683

335.892

331.082

248.910

323.532

318.562

347.889

349.606

355.128

346.514

352.053

349.148

363.083

368.306

369.643

361.342

380.524

365.448

335.198

336.766

342.730

333.195

340.035

339.300

352.197

357.342

357.870

350.712

368.979

353.815

6.057

8.133

8.196

8.140

8.434

8.222

8.300

6.674

5.980

7.198

7.201

8.019

7.365

7.534

833

1.061

959

1.132

1.319

1.057

1.889

3.342

1.836

1.686

1.758

1.749

1.435

2.029

d. Diragukan e. Macet

1.184

1.301

1.338

1.355

1.354

1.188

1.200

467

482

458

457

470

469

590

624

668

668

517

1.700

1.864

2.028

2.064

1.732

1.931

1.931

1.534

1.550

1.544

1.548

1.535

1.361

1.392

1.371

1.371

1.371

1.547

192.051

265.573

273.520

292.420

294.780

310.148

296.287

289.310

265.884

261.700

304.618

302.041

307.328

329.282

338.995

302.064

302.064

187.329

257.648

264.346

282.753

285.358

299.814

286.801

282.365

258.305

255.205

296.848

295.045

299.894

321.131

331.091

295.096

295.096

338.436

4.258

7.709

8.905

9.191

9.059

9.671

8.914

6.360

7.107

5.931

7.002

6.260

6.827

7.380

6.439

5.380

5.380

4.296

b. Special Mention

409

170

188

395

259

483

414

529

327

430

649

591

474

612

1.203

1.432

1.432

1.453

c. Sub-Standard

d. Diragukan

16

18

48

50

72

149

124

33

124

115

108

126

115

140

245

136

136

185

e. Macet

40

27

33

31

31

32

33

23

20

19

12

19

17

18

19

19

19

18

4.181

4.441

4.594

5.027

4.768

4.840

5.590

5.928

4.340

4.253

4.532

4.490

3.872

4.781

5.358

5.274

5.274

5.335

a. Lancar b. DPK c. Kurang Lancar

Aset Produktif Transaksi Rekening Administratif 1) a. Lancar b. DPK c. Kurang Lancar


Nov

Indicator

Des

Aset Produktif Neraca

Nov

Des

Jan

371.321

371.321


360.433

360.433

380.016

7.741

7.201

7.201

7.328

b. Special Mention

1.897

1.648

1.648

1.615

c. Sub-Standard

a. Current

d. Doubtful e. Loss



d. Doubtful e. Loss Non Performing Earning Asset (Nominal)

4.610

7.261

7.343

9.464

9.077

8.568

7.818

8.196

8.816

8.169

8.143

6.962

6.460

13.731

14.196

14.360

14.360


4.610

7.261

7.343

9.464

9.077

8.568

7.818

8.196

8.816

8.169

8.143

6.962

6.460

13.731

14.196

14.360

14.360

14.926

b. DPK

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

b. Special Mention

c. Kurang Lancar

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

c. Sub-Standard

d. Diragukan

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

d. Doubtful

e. Macet

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

e. Loss

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-




*) Angka-angka sementara **) Angka-angka sangat sementara ***) Angka-angka sangat-sangat

1)

a. Current

a. Current



*) Provisional figures **) Very provisional figures ***) Estimated figures

40



Tabel 1.38 Komposisi Dana Pihak Ketiga Bank Umum

(Composition of Third Party Funds of State Owned Banks) Miliar Rp (Billion Rp) Desember 2009

Keterangan

Giro Rupiah Valas Tabungan Rupiah

Nominal

Desember 2010

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Desember 2011



Nominal

Desember 2012



Nominal

Desember 2013



Nominal

Januari 2014



Nominal

Desember 2014



Nominal

Januari 2015



Nominal

465.222

23,85

535.855

22,91

652.708

23,44

767.070

23,78

846.781

23,11

814.099

22,65

889.586

21,62

891.867

332.198

17,03

383.808

16,41

485.716

17,44

567.801

17,61

569.927

15,55

542.201

15,08

605.276

14,71

593.865

133.024

6,82

152.047

6,50

166.992

6,00

199.270

6,18

276.854

7,56

271.898

7,56

284.309

6,91

298.001

585.707

30,03

733.157

31,35

898.245

32,25

1.076.830

33,39

1.212.707

33,10

1.175.885

32,71

1.284.458

31,22

1.223.513

544.411

27,91

678.621

29,02

840.063

30,16

1.010.488

31,33

1.123.696

30,67

1.086.970

30,24

1.187.559

28,86

1.125.918

41.295

2,12

54.536

2,33

58.181

2,09

66.342

2,06

89.011

2,43

88.915

2,47

96.899

2,36

97.595

899.783

46,13

1.069.811

45,74

1.234.072

44,31

1.381.298

42,83

1.604.480

43,79

1.604.713

44,64

1.940.376

47,16

1.990.978

Rupiah

761.844

39,05

928.089

39,68

1.072.770

38,52

1.179.242

36,56

1.331.527

36,34

1.344.758

37,41

1.641.743

39,90

1.681.754

Valas

137.939

7,07

141.723

6,06

161.302

5,79

202.056

6,26

272.952

7,45

259.955

7,23

298.633

7,26

309.224

Valas Simpanan Berjangka

- Jangka Waktu 1 bulan

7,26 29,80 Saving 27,42 2,38

Foreign Exchange Rupiah Foreign Exchange

48,49 Time Deposits 40,95 Rupiah 7,53

Foreign Exchange

-

- Periode 1 Month

-

-

-

673.312

24,18

677.030

20,99

814.742

22,24

815.724

22,69

925.812

22,50

938.474

22,85

Valas

-

-

-

-

110.978

3,98

128.829

3,99

172.312

4,70

160.748

4,47

162.363

3,95

164.936

4,02 -

Rupiah

-

-

-

-

222.071

7,97

251.926

7,81

264.156

7,21

281.258

7,82

374.111

9,09

393.150

9,57

Valas

-

-

-

-

21.467

0,77

27.543

0,85

33.743

0,92

34.562

0,96

47.267

1,15

49.993

1,22 -

Rupiah

-

-

-

-

90.412

3,25

125.555

3,89

120.795

3,30

121.650

3,38

149.345

3,63

152.200

3,71

Valas

-

-

-

-

15.504

0,56

27.215

0,84

37.508

1,02

35.123

0,98

45.471

1,11

49.578

1,21 -

- Jangka Waktu >= 12 bulan

Valas

21,72 Demand Deposits 14,46 Rupiah

-


Rupiah

Items

Rupiah - Jangka Waktu 3 bulan

Total DPK



Rupiah Foreign Exchange - Periode 3 Month Rupiah Foreign Exchange - Periode 6 Month Rupiah Foreign Exchange - Periode >= 12 Month

Rupiah

-

-

-

-

86.975

3,11

124.731

3,87

131.834

3,60

126.125

3,51

192.350

4,68

197.669

4,81

Rupiah

Valas

-

-

-

-

13.352

0,48

18.469

0,57

29.390

0,80

29.523

0,82

43.433

1,06

44.617

1,09

Foreign Exchange

1.950.712

100,00

2.338.824

100,00

2.785.024

100,00

3.225.198

100,00

3.663.968

100,00

3.594.697

100,00

4.114.420

100,00

4.106.358

1.638.454

83,99

1.990.518

85,11

2.398.549

86,12

2.757.530

85,50

3.025.150

82,56

2.973.929

82,73

3.434.579

83,48

3.401.537

312.258

16,01

348.306

14,89

386.475

13,88

467.668

14,50

638.818

17,44

620.768

17,27

679.841

16,52

704.821

100,00 Total Third Party Funds 82,84 Rupiah 17,16

Foreign Exchange

41



Tabel 1.39 Komposisi Dana Pihak Ketiga Bank Persero

(Composition of Third Party Funds of State Owned Banks) Miliar Rp (Billion Rp) Desember 2009

Keterangan

Giro Rupiah Valas Tabungan Rupiah Valas Simpanan Berjangka Rupiah Valas

Nominal

Desember 2010



172.602 136.512 36.090 278.581 268.894 9.687 332.201 274.965 57.236

22,03 17,43 4,61 35,56 34,32 1,24 42,41 35,10 7,31

Nominal

Desember 2011



194.533 152.770 41.763 323.767 311.891 11.876 380.106 328.677 51.429

21,65 17,00 4,65 36,04 34,72 1,32 42,31 36,58 5,72

Nominal

Desember 2012



Nominal

Desember 2013



Nominal

Januari 2014



Nominal

Desember 2014



Nominal

Januari 2015



Nominal


Items


242.853 190.600 52.253 395.372 383.292 12.080 401.027 350.866 50.161

23,37 18,34 5,03 38,04 36,88 1,16 38,59 33,76 4,83

272.149 206.540 65.610 483.022 467.656 15.366 446.113 378.829 67.283

22,65 17,19 5,46 40,21 38,93 1,28 37,14 31,54 5,60

300.056 200.001 100.054 555.319 533.277 22.042 507.687 420.785 86.903

22,01 14,67 7,34 40,74 39,12 1,62 37,25 30,87 6,38

271.796 177.051 94.745 530.699 508.527 22.171 488.161 415.624 72.537

21,06 13,72 7,34 41,12 39,40 1,72 37,82 32,20 5,62

318.259 214.126 104.133 601.858 572.294 29.565 662.370 566.153 96.217

20,11 13,53 6,58 38,03 36,16 1,87 41,86 35,78 6,08

294.320 185.864 108.456 561.013 533.076 27.937 678.048 577.781 100.268

19,19 Demand Deposits 12,12 Rupiah 7,07 Foreign Exchange 36,59 Saving 34,76 Rupiah 1,82 Foreign Exchange 44,22 Time Deposits 37,68 Rupiah 6,54 Foreign Exchange -

- Jangka Waktu 1 bulan Rupiah Valas

-

-

-

-

229.284 35.179

22,06 3,39

223.177 46.712

18,58 3,89

245.364 58.290

18,00 4,28

239.605 44.058

18,56 3,41

297.812 56.968

18,82 3,60

300.279 55.416

19,58 3,61


-

-

-

-

62.782 4.976

6,04 0,48

71.970 5.442

5,99 0,45

74.076 4.879

5,43 0,36

77.642 5.769

6,02 0,45

137.470 7.816

8,69 0,49

146.262 9.091

9,54 0,59


-

-

-

-

19.550 5.922

1,88 0,57

32.208 8.401

2,68 0,70

33.634 12.737

2,47 0,93

34.974 12.086

2,71 0,94

43.608 16.905

2,76 1,07

42.987 20.399

2,80 1,33

783.384 680.371 103.013

-

898.405 793.338 105.067

-

39.250 4.084 1.039.253 924.759 114.494

3,78 0,39 100,00 88,98 11,02

51.475 6.729 1.201.284 1.053.025 148.259

4,28 0,56 100,00 87,66 12,34

67.710 10.996 1.363.062 1.154.063 208.999

4,97 0,81 100,00 84,67 15,33

63.404 10.624 1.290.656 1.101.202 189.453

4,91 0,82 100,00 85,32 14,68

87.264 14.529 1.582.488 1.352.573 229.915

5,51 0,92 100,00 85,47 14,53

88.012 15.362 1.533.382 1.296.721 236.661

- Jangka Waktu >= 12 bulan Rupiah Valas Total DPK Rupiah Valas

-

-

-

100,00 86,85 13,15

100,00 88,31 11,69

- Periode 1 Month Rupiah Foreign Exchange - Periode 3 Month Rupiah Foreign Exchange - Periode 6 Month Rupiah Foreign Exchange - Periode >= 12 Month

5,74 Rupiah 1,00 Foreign Exchange 100,00 Total Third Party Funds 84,57 Rupiah 15,43 Foreign Exchange

42



Tabel 1.40 Komposisi Dana Pihak Ketiga BUSN Devisa

(Composition of Third Party Funds of Foreign Exchange Commercial Banks) Miliar Rp (Billion Rp) Desember 2009

Keterangan

Giro Rupiah

Nominal

Rupiah

Rupiah

Nominal



Nominal

Desember 2012



Nominal

Desember 2013



Nominal

Januari 2014



Nominal

Desember 2014



Nominal

Januari 2015




Nominal

19,71

195.216

20,02

225.170

19,19

264.982

19,58

294.181

18,95

285.285

18,50

309.227

17,86

310.815

13,33

133.895

13,73

166.221

14,17

198.251

14,65

204.067

13,15

195.469

12,67

212.135

12,25

213.558

49.827

6,38

61.322

6,29

58.949

5,02

66.731

4,93

90.113

5,80

89.817

5,82

97.093

5,61

97.257

254.350

32,56

316.054

32,41

388.030

33,07

461.038

34,07

502.864

32,39

500.210

32,43

522.792

30,20

513.214

238.632

30,55

294.034

30,15

363.575

30,99

433.712

32,05

463.249

29,84

460.675

29,87

483.010

27,90

472.601

17,85 Demand Deposits 12,26 Rupiah 5,59 29,47 Saving 27,14

Rupiah

15.718

2,01

22.020

2,26

24.455

2,08

27.326

2,02

39.614

2,55

39.535

2,56

39.782

2,30

40.613

47,73

464.038

47,58

560.098

47,74

627.129

46,35

755.341

48,66

756.934

49,07

898.991

51,93

917.233

326.063

41,75

407.603

41,79

490.904

41,84

541.950

40,05

629.323

40,54

631.931

40,97

742.631

42,90

754.480

46.729

5,98

56.435

5,79

69.194

5,90

85.179

6,29

126.018

8,12

125.004

8,10

156.360

9,03

162.753

9,35

Foreign Exchange

-

-

- Periode 1 Month


2,33

Foreign Exchange

372.792

Valas -

-

-

-

307.839

26,24

320.362

23,68

408.004

26,28

407.375

26,41

455.492

26,31

453.570

26,05

Valas

-

-

-

-

47.742

4,07

49.251

3,64

73.030

4,70

73.562

4,77

78.597

4,54

82.876

4,76 -

Rupiah

-

-

-

-

107.755

9,18

127.361

9,41

130.349

8,40

135.240

8,77

166.425

9,61

175.456

10,08

Valas

-

-

-

-

9.728

0,83

14.451

1,07

21.551

1,39

20.943

1,36

29.852

1,72

30.830

1,77 -

- Jangka Waktu 6 bulan Rupiah

-

-

-

-

39.826

3,39

54.242

4,01

49.986

3,22

49.632

3,22

59.592

3,44

60.712

3,49

Valas

-

-

-

-

5.505

0,47

12.135

0,90

16.359

1,05

15.011

0,97

24.066

1,39

24.306

1,40 -


Foreign Exchange

52,68 Time Deposits 43,33 Rupiah



Rupiah

-

-

-

-

35.483

3,02

39.985

2,95

40.984

2,64

39.684

2,57

61.097

3,53

64.741

3,72

Rupiah

Valas

-

-

-

-

6.219

0,53

9.343

0,69

15.078

0,97

15.487

1,00

23.746

1,37

24.640

1,42

Foreign Exchange

781.072

100,00

975.308

100,00

1.173.297

100,00

1.353.149

100,00

1.552.385

100,00

1.542.429

100,00

1.731.019

100,00

1.741.262

Rupiah

668.798

85,63

835.532

85,67

1.020.700

86,99

1.173.913

86,75

1.296.639

83,53

1.288.074

83,51

1.437.776

83,06

1.440.640

Valas

112.274

14,37

139.777

14,33

152.597

13,01

179.236

13,25

255.746

16,47

254.355

16,49

293.243

16,94

300.622

Total DPK

Items


104.102




Desember 2011

153.929 Valas

Tabungan

Desember 2010


Foreign Exchange

43



Tabel 1.41 Komposisi Dana Pihak Ketiga BUSN Non Devisa

(Composition of Third Party Funds of Non-Foreign Exchange Commercial Banks) Miliar Rp (Billion Rp) Desember 2009

Keterangan


Nominal


Desember 2010


Desember 2011


Nominal


Desember 2012


Nominal


Desember 2013


Nominal


Januari 2014


Nominal


Desember 2014


Nominal


Januari 2015


Nominal



Nominal

2.184

4,96

2.745

4,66

3.634

4,37

5.074

4,86

5.844

4,76

5.136

4,27

7.056

5,00

6.514

2.183

4,96

2.745

4,66

3.634

4,37

5.074

4,86

5.844

4,76

5.136

4,27

7.056

5,00

6.514

0

0,00

-

-

-

-

-

-

-

-

-

-

-

-

-

4.161

9,46

6.178

10,48

10.281

12,37

12.794

12,26

14.402

11,72

14.366

11,95

16.422

11,64

16.242

4.161

9,46

6.178

10,48

10.281

12,37

12.794

12,26

14.402

11,72

14.366

11,95

16.422

11,64

16.242

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

37.635

85,57

50.026

84,86

69.180

83,25

86.478

82,88

102.636

83,52

100.726

83,78

117.549

83,35

115.534

37.635

85,57

50.026

84,86

69.180

83,25

86.478

82,88

102.636

83,52

100.726

83,78

117.549

83,35

115.534

0

0,00

-

-

-

-

-

-

-

-

-

-

-

-

-


-

Foreign Exchange - Periode 1 Month

36.567

44,01

43.915

42,09

61.923

50,39

58.845

48,94

64.013

45,39

61.964

44,81

Valas

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

Rupiah

-

-

-

-

18.991

22,86

22.133

21,21

24.123

19,63

25.143

20,91

28.290

20,06

27.001

19,52

Valas

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Rupiah

-

-

-

-

11.284

13,58

15.658

15,01

12.534

10,20

12.393

10,31

16.041

11,37

16.818

12,16

Valas

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Rupiah

-

-

-

-

2.337

2,81

4.771

4,57

4.056

3,30

4.345

3,61

9.123

6,47

9.751

7,05

Valas

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

58.950

100,00

83.095

100,00

104.346

100,00

122.883

100,00

120.228

100,00

141.027

100,00

138.289

43.979

100,00

58.950

100,00

83.095

100,00

104.346

100,00

122.883

100,00

120.228

100,00

141.027

100,00

138.289

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Foreign Exchange

-

100,00

Rupiah

-

-

43.980

Foreign Exchange


-


Valas

11,74 Saving 11,74

-


Rupiah



Total DPK

Items


Rupiah Foreign Exchange - Periode 3 Month Rupiah Foreign Exchange - Periode 6 Month Rupiah Foreign Exchange - Periode >= 12 Month Rupiah Foreign Exchange

100,00 Total Third Party Funds 100,00 Rupiah -

Foreign Exchange

44



Tabel 1.42 Komposisi Dana Pihak Ketiga BPD

(Composition of Third Party Funds of Regional Development Banks) Miliar Rp (Billion Rp) Desember 2009

Keterangan


Nominal


Desember 2010


Desember 2011


Nominal


Desember 2012


Nominal


Desember 2013


Nominal


Januari 2014


Nominal


Desember 2014


Nominal


Januari 2015


Nominal



Nominal

63.848

41,94

62.196

33,87

88.456

37,59

112.953

40,55

107.070

37,21

114.089

37,91

120.899

35,99

134.941

63.553

41,74

61.725

33,61

88.094

37,43

112.715

40,47

106.398

36,98

113.565

37,73

120.531

35,88

134.570

294

0,19

471

0,26

362

0,15

238

0,09

673

0,23

524

0,17

368

0,11

371

43.728

28,72

53.614

29,20

67.338

28,61

79.968

28,71

95.827

33,31

86.063

28,60

100.949

30,05

87.666

43.724

28,72

53.595

29,19

67.318

28,60

79.938

28,70

95.786

33,29

86.021

28,58

100.903

30,03

87.629

4

0,00

19

0,01

20

0,01

30

0,01

41

0,01

41

0,01

46

0,01

36

44.673

29,34

67.815

36,93

79.555

33,80

85.614

30,74

84.812

29,48

100.813

33,50

114.109

33,97

132.823

44.148

29,00

67.365

36,69

78.767

33,47

84.903

30,48

83.838

29,14

99.825

33,17

113.270

33,72

131.879

525

0,34

450

0,24

787

0,33

711

0,26

974

0,34

987

0,33

839

0,25

944


0,01

Foreign Exchange Rupiah Foreign Exchange

37,37 Time Deposits 37,10 Rupiah 0,27

Foreign Exchange

-

- Periode 1 Month

-

-

-

46.523

19,77

37.513

13,47

40.872

14,21

52.993

17,61

53.562

15,94

69.364

19,52

Valas

-

-

-

-

673

0,29

468

0,17

854

0,30

865

0,29

795

0,24

899

0,25 -

Rupiah

-

-

-

-

14.335

6,09

12.214

4,39

12.263

4,26

16.862

5,60

19.129

5,69

18.987

5,34

Valas

-

-

-

-

51

0,02

14

0,01

5

0,00

12

0,00

8

0,00

8

0,00 -

Rupiah

-

-

-

-

12.559

5,34

13.495

4,84

16.389

5,70

15.665

5,20

15.889

4,73

17.140

4,82

Valas

-

-

-

-

5

0,00

27

0,01

84

0,03

79

0,03

15

0,00

15

0,00 -


Valas

0,10 24,66 Saving 24,65

-


Rupiah



Total DPK

Items



Rupiah

-

-

-

-

5.349

2,27

21.682

7,78

14.314

0,01

14.306

4,75

24.670

7,34

26.368

7,42

Rupiah

Valas

-

-

-

-

59

0,03

203

0,07

32

100,00

32

0,01

21

0,01

22

0,01

Foreign Exchange

152.251

100,00

183.624

100,00

235.348

100,00

278.535

100,00

287.709

100,00

300.964

100,00

335.957

100,00

355.430

151.425

99,46

182.685

99,49

234.179

99,50

277.555

99,65

286.021

99,41

299.412

99,48

334.704

99,63

354.079

826

0,54

939

0,51

1.169

0,50

980

0,35

1.688

0,59

1.552

0,52

1.253

0,37

1.351


Foreign Exchange

45



Tabel 1.43 Komposisi Dana Pihak Ketiga Bank Campuran

(Composition of Third Party Funds of Joint Venture Banks) Miliar Rp (Billion Rp) Desember 2009

Keterangan

Nominal


Desember 2010



Nominal

Desember 2011



Nominal

Desember 2012



Nominal

Desember 2013



Nominal

Januari 2014



Nominal

Desember 2014



Nominal

Januari 2015



Nominal


Items


21.472

22,66

22.280

22,70

25.396

22,57

34.508

26,05

44.293

26,92

42.625

26,09

40.859

27,30

40.176

7.136

7,53

7.984

8,13

9.485

8,43

12.226

9,23

16.744

10,18

15.966

9,77

13.334

8,91

13.158


14.336

15,13

14.295

14,56

15.912

14,14

22.282

16,82

27.549

16,74

26.660

16,32

27.525

18,39

27.018

18,01

Foreign Exchange

7.418

7,83

14.507

14,78

18.503

16,44

19.292

14,57

23.245

14,13

23.451

14,35

20.925

13,98

22.121

3.983

4,20

6.156

6,27

8.402

7,47

8.529

6,44

10.268

6,24

10.626

6,50

7.548

5,04

7.762

14,74 Saving 5,17

Rupiah

3.436

3,63

8.351

8,51

10.101

8,98

10.763

8,13

12.978

7,89

12.825

7,85

13.377

8,94

14.358

65.871

69,51

61.374

62,52

68.642

60,99

78.654

59,38

96.995

58,95

97.323

59,56

87.883

58,72

87.728

Rupiah

43.203

45,59

40.151

40,90

44.532

39,57

47.948

36,20

53.835

32,72

53.220

32,57

58.079

38,81

58.176


Valas

22.668

23,92

21.223

21,62

24.110

21,42

30.706

23,18

43.160

26,23

44.103

26,99

29.804

19,91

29.553

19,70

Foreign Exchange

-

- Periode 1 Month



-

-

-

-

27.920

24,81

26.748

20,19

33.557

20,40

30.358

18,58

33.116

22,13

32.241

21,49

Valas

-

-

-

-

15.002

13,33

20.389

15,39

28.477

17,31

29.055

17,78

15.709

10,50

15.272

10,18 -


-

-

-

-

8.971

7,97

9.285

7,01

11.791

7,17

14.179

8,68

11.066

7,39

13.369

8,91

Valas

-

-

-

-

3.725

3,31

3.964

2,99

4.910

2,98

5.644

3,45

7.470

4,99

7.923

5,28 -


-

-

-

-

4.539

4,03

6.842

5,17

5.146

3,13

5.653

3,46

6.746

4,51

6.950

4,63

Valas

-

-

-

-

3.062

2,72

4.743

3,58

7.141

4,34

6.706

4,10

3.268

2,18

3.613

2,41 -


Foreign Exchange


Rupiah

-

-

-

-

3.102

2,76

5.073

3,83

3.341

2,03

3.030

1,85

7.152

4,78

5.616

3,74

Rupiah

Valas

-

-

-

-

2.321

2,06

1.611

1,22

2.632

1,60

2.699

1,65

3.358

2,24

2.745

1,83

Foreign Exchange

94.761

100,00

98.161

100,00

112.541

100,00

132.454

100,00

164.533

100,00

163.400

100,00

149.668

100,00

150.025

Rupiah

54.321

57,32

54.292

55,31

62.418

55,46

68.704

51,87

80.847

49,14

79.812

48,84

78.962

52,76

79.096

Valas

40.440

42,68

43.869

44,69

50.123

44,54

63.751

48,13

83.686

50,86

83.588

51,16

70.706

47,24

70.929

Total DPK

9,57


Foreign Exchange

46



Tabel 1.44 Komposisi Dana Pihak Ketiga Bank Asing

(Composition of Third Party Funds of Foreign Owned Banks) Miliar Rp (Billion Rp) Desember 2009

Keterangan

Nominal


Desember 2010



Nominal

Desember 2011



Nominal

Desember 2012



Nominal

Desember 2013



Nominal

Januari 2014



Nominal

Desember 2014



Nominal

Januari 2015



Nominal

51.854

44,10

58.886

47,35

67.199

47,49

77.405

49,80

95.338

54,98

95.167

53,76

93.276

53,53

105.101

19.242

16,36

24.689

19,85

27.683

19,56

32.996

21,23

36.873

21,27

35.014

19,78

38.094

21,86

40.202

27,73

34.197

27,49

39.516

27,93

44.409

28,57

58.465

33,72

60.153

33,98

55.182

31,67

64.900

34,53

Foreign Exchange

14,63

19.038

15,31

18.721

13,23

20.715

13,33

21.050

12,14

21.098

11,92

21.511

12,34

23.258

6.222

5,29

6.768

5,44

7.195

5,09

7.858

5,06

6.713

3,87

6.754

3,82

7.382

4,24

8.607

12,37 Saving 4,58

Rupiah

9,34

12.270

9,87

11.526

8,15

12.857

8,27

14.336

8,27

14.343

8,78

14.129

8,11

14.651

41,28

46.452

37,35

55.572

39,28

57.310

36,87

57.008

32,88

60.756

34,32

59.474

34,13

59.612

Rupiah

32.267

27,44

34.265

27,55

38.522

27,23

39.133

25,18

41.111

23,71

43.432

24,53

44.062

25,28

43.905

Valas

16.270

13,84

12.187

9,80

17.050

12,05

18.176

11,69

15.897

9,17

17.324

9,79

15.413

8,84

15.707


7,79

8,36

Foreign Exchange

-

- Periode 1 Month

-

-

-

-

25.177

17,79

25.315

16,29

25.022

14,43

26.549

15,00

21.817

12,52

21.056

11,20

Valas

-

-

-

-

12.382

8,75

12.011

7,73

11.660

6,72

13.209

7,46

10.294

5,91

10.474

5,57 -

Rupiah

-

-

-

-

9.237

6,53

8.962

5,77

11.553

6,66

12.193

6,89

11.731

6,73

12.075

6,42

Valas

-

-

-

-

2.987

2,11

3.673

2,36

2.397

1,38

2.194

1,24

2.122

1,22

2.140

1,14 -


-

-

-

-

2.654

1,88

3.110

2,00

3.107

1,79

3.334

1,88

7.470

4,29

7.592

4,04

Valas

-

-

-

-

1.010

0,71

1.910

1,23

1.188

0,69

1.240

0,70

1.218

0,70

1.245

0,66 -


Foreign Exchange




Rupiah

-

-

-

-

1.453

1,03

1.746

1,12

1.429

0,82

1.356

0,77

3.043

1,75

3.182

1,69

Rupiah

Valas

-

-

-

-

670

0,47

583

0,38

651

0,38

681

0,38

1.779

1,02

1.848

0,98

Foreign Exchange

117.594

100,00

124.376

100,00

141.491

100,00

155.430

100,00

173.395

100,00

177.020

100,00

174.261

100,00

187.971

Rupiah

57.731

49,09

65.722

52,84

73.399

51,88

79.987

51,46

84.697

48,85

85.201

48,13

89.537

51,38

92.713

Valas

59.864

50,91

58.653

47,16

68.092

48,12

75.443

48,54

88.698

51,15

91.820

52,55

84.724

48,62

95.258

Total DPK


32.612

10.982

Simpanan Berjangka

Items

17.203

48.537

Valas




Foreign Exchange

47



Tabel 1.45 Komposisi DPK Bank Umum Berdasarkan Lokasi Penghimpunan Dana Januari 2015 ( Composition of Third Party Funds of Commercial Banks Based on Location - January 2015) Miliar Rp (Billion Rp) Giro

Tabungan

Deposito

Total DPK

(Demand Deposits)

(Saving Deposits)

(Time Deposits)

(Total Third Party Funds)

Lokasi

Valas (Foreign

Rupiah

Exchange)

Valas (Foreign

Rupiah

Exchange)

Valas (Foreign

Rupiah

Exchange)

Valas (Foreign

Rupiah

Exchange)

Pangsa Thd Total DPK (%)

Location

(Portion to Total Third Party (%)

Total

1. Jawa Barat

46.704

10.404

127.885

6.627

124.457

11.849

299.046

28.879

327.925

7,99

1. Jawa Barat

2. Banten

22.605

5.880

37.096

2.026

43.896

3.460

103.597

11.366

114.963

2,80

2. Banten

291.044

240.189

292.310

58.526

997.301

238.795

1.580.654

537.510

2.118.164

51,58

4.867

407

21.216

619

13.689

450

39.772

1.476

41.248

1,00

4. D.I Yogyakarta

5. Jawa Tengah

23.440

2.954

89.670

3.031

62.511

5.148

175.621

11.134

186.755

4,55

5. Jawa Tengah

6. Jawa Timur

50.522

11.455

148.408

8.637

144.997

17.012

343.927

37.104

381.031

9,28

6. Jawa Timur

7. Bengkulu

1.994

47

4.532

27

2.129

21

8.654

95

8.749

0,21

7. Bengkulu

8. Jambi

3.054

262

10.871

268

7.134

120

21.059

651

21.710

0,53

8. Jambi

9. Aceh

5.219

82

13.376

125

6.989

202

25.584

409

25.993

0,63

21.044

4.063

62.376

3.633

69.642

16.067

153.063

23.763

176.826

4,31

10. Sumatera Utara

3. DKI Jakarta 4. D.I Yogyakarta

10. Sumatera Utara

3. DKI Jakarta

9. Aceh

5.391

355

13.919

268

10.175

324

29.485

948

30.433

0,74

11. Sumatera Barat

11.637

1.005

27.357

697

21.025

489

60.019

2.190

62.209

1,51

12. Riau

14. Sumatera Selatan

6.291

1.809

23.528

626

21.729

1.325

51.549

3.760

55.309

1,35


15. Bangka Belitung

1.657

118

6.700

145

4.402

173

12.759

436

13.195

0,32

15. Bangka Belitung

13. Kepulauan Riau

5.729

6.188

13.538

2.703

7.693

2.397

26.959

11.288

38.247

0,93

13. Kepulauan Riau

16. Lampung

5.327

283

14.467

409

7.409

242

27.202

934

28.137

0,69

16. Lampung

17. Kalimantan Selatan

7.521

718

18.507

397

9.018

267

35.046

1.382

36.428

0,89


18. Kalimantan Barat

5.333

495

20.149

489

12.338

188

37.820

1.172

38.992

0,95


19. Kalimantan Timur

16.127

2.798

35.169

2.099

26.545

3.385

77.841

8.281

86.122

2,10


20. Kalimantan Tengah

4.424

165

8.743

53

4.136

93

17.303

311

17.614

0,43


21. Sulawesi Tengah

2.736

41

7.031

54

3.182

25

12.949

120

13.068

0,32

21. Sulawesi Tengah

22. Sulawesi Selatan

8.638

838

34.309

625

20.642

981

63.590

2.443

66.033

1,61


23. Sulawesi Utara

2.944

186

8.537

570

7.247

250

18.728

1.007

19.734

0,48

23. Sulawesi Utara

24. Gorontalo

752

1

1.814

17

1.073

36

3.639

54

3.693

0,09

24. Gorontalo

25. Sulawesi Barat

982

0

1.995

1

274

1

3.251

1

3.252

0,08

25. Sulawesi Barat

26. Sulawesi Tenggara

2.731

20

6.263

62

2.585

17

11.578

99

11.677

0,28


27. Nusa Tenggara Barat

2.533

58

8.842

180

5.241

55

16.616

293

16.909

0,41


28. Bali

9.627

2.665

29.940

2.902

24.437

862

64.004

6.429

70.433

1,72

28. Bali

29. Nusa Tenggara Timur

4.607

30

9.534

86

4.747

35

18.887

151

19.037

0,46


30. Maluku

2.334

47

4.951

64

3.307

55

10.592

166

10.758

0,26

30. Maluku

10.279

269

14.964

205

8.162

211

33.405

685

34.091

0,83

31. Papua

32. Maluku Utara

1.130

49

3.146

17

1.132

15

5.408

81

5.489

0,13

32. Maluku Utara

33. Papua Barat

4.625

18

4.745

83

2.482

45

11.852

147

11.999

0,29

33. Papua Barat

17

4.101

29

1.324

30

4.632

77

10.056

10.133

0,25

34. Lainnya

593.865

298.001

1.125.918

97.595

1.681.754

309.224

3.401.537

704.821

4.106.358

100

11. Sumatera Barat 12. Riau

31. Papua

34. Lainnya Total

Total

48



Tabel 1.46 Penghimpunan DPK Bank Umum Berdasarkan Lokasi Bank Penghimpun Dana

(Third Party Funds of Commercial Banks Based on Location of Deposits) Miliar Rp (Billion Rp) 2013 Lokasi

2014

2015

Location

2012 Sep

Okt

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Des

Jan

262.433

290.483

288.858

88.496

101.458

100.998

292.379

300.671

294.968

295.809

295.610

312.220

307.020

317.542

312.815

319.379

324.362

321.211

100.665

105.532

104.964

108.104

111.463

112.798

113.167

115.260

115.286

115.465

117.836

116.716

326.006

332.474

327.925

1. Jawa Barat

117.182

121.613

114.963

1.629.585

1.769.512

1.776.536

1.796.490

1.860.446

1.805.368

1.807.808

1.820.117

1.851.159

1.906.685

1.913.072

1.909.016

1.933.635

2.000.299

2. Banten

2.026.308

2.052.573

2.100.489

2.118.164

32.501

36.087

36.188

36.678

37.073

37.116

37.309

37.529

37.983

38.211

38.982

38.701

39.525

40.590

41.123

41.151

41.483

41.248

5. Jawa Tengah

145.257

162.827

160.723

164.096

167.398

165.445

167.353

168.737

172.626

173.434

178.421

175.257

179.789

185.791

185.484

189.400

188.114

186.755

6. Jawa Timur

292.224

317.370

315.772

324.152

335.308

333.362

333.588

332.446

338.059

340.315

350.744

5. Jawa Tengah

349.804

359.351

371.458

374.079

376.480

383.290

381.031

7.368

8.379

8.229

8.222

7.680

7.841

7.908

7.997

8.435

8.551

6. Jawa Timur

8.939

8.297

8.569

9.255

9.209

9.165

8.556

8.749

8. Jambi

17.945

19.521

19.478

19.378

19.415

19.667

19.834

20.069

20.442

21.072

22.307

21.192

21.589

22.527

22.325

22.444

21.965

21.710

9. Aceh

21.969

26.141

25.092

26.211

24.263

23.701

23.544

23.234

25.719

25.415

26.236

23.989

27.314

28.124

29.001

28.066

26.694

25.993

10. Sumatera Utara

139.259

147.985

146.517

147.898

155.204

156.039

156.675

157.493

160.206

163.019

166.571

163.082

166.285

173.857

172.508

177.726

178.653

176.826

10. Sumatera Utara

11. Sumatera Barat

25.623

26.780

26.977

27.070

26.281

26.639

12. Riau

52.243

56.878

56.425

55.581

55.524

54.279

27.076

27.487

28.191

28.428

29.548

28.332

29.608

31.141

30.956

30.994

29.985

30.433

11. Sumatera Barat

54.201

54.466

54.267

56.719

60.795

58.819

59.302

63.384

61.867

61.105

64.143

62.209

13. Sumatera Selatan*)

54.244

53.833

53.226

52.833

53.688

12. Riau

52.808

52.798

52.315

52.684

53.021

55.629

54.090

54.675

56.994

56.308

55.798

57.225

55.309

14. Bangka Belitung

12.172

12.693

12.424

12.310


11.828

12.063

12.336

12.239

12.422

12.944

13.286

12.751

13.062

13.433

13.351

13.066

13.145

13.195

15. Kepulauan Riau*)

28.804

35.589

35.235

14. Bangka Belitung

36.243

38.392

37.739

37.402

36.701

37.859

37.765

39.798

37.962

38.592

40.019

39.081

39.354

39.455

38.247

16. Lampung

22.612

25.525

15. Kepulauan Riau

25.892

26.118

25.642

25.609

25.753

25.854

26.716

26.756

28.358

26.432

27.336

28.752

28.597

29.067

28.640

28.137


34.118

16. Lampung

36.299

36.011

36.117

36.447

36.606

36.869

36.503

36.917

37.606

38.908

37.464

37.356

39.248

38.373

38.115

37.494

36.428



32.000

34.720

34.831

35.466

36.273

35.920

36.254

36.407

37.432

37.671

38.648

37.481

38.461

39.648

39.050

40.184

39.500

38.992



79.992

88.869

86.432

85.001

85.407

82.326

80.807

80.152

78.765

83.051

87.680

84.481

84.003

91.245

88.056

86.132

89.468

86.122



14.285

16.738

16.534

16.245

16.023

16.003

16.139

16.575

16.785

17.376

18.495

17.390

17.461

18.678

18.478

18.554

16.771

17.614


21. Sulawesi Tengah

10.022

11.364

11.273

11.280

11.330

11.498

11.672

11.877

12.190

12.236

12.676

11.660

12.167

13.027

12.929

13.235

12.938

13.068

21. Sulawesi Tengah


54.453

58.924

58.841

59.753

61.163

60.292

60.287

59.902

61.265

61.069

63.325

61.840

63.366

66.220

66.412

67.601

67.026

66.033


23. Sulawesi Utara

16.407

17.626

17.537

17.720

17.481

17.638

17.681

17.891

18.405

18.628

19.455

18.513

19.100

19.918

19.651

20.130

19.671

19.734

23. Sulawesi Utara

24. Gorontalo*)

2.990

3.361

3.340

3.331

3.100

3.288

3.338

3.412

3.572

3.503

3.633

3.294

3.581

3.784

3.766

3.737

3.489

3.693

24. Gorontalo

25. Sulawesi Barat*)

2.585

3.065

3.129

3.185

2.868

3.016

2.987

2.991

3.121

3.198

3.270

2.950

2.906

3.384

3.452

3.376

2.990

3.252

25. Sulawesi Barat

26. Sulawesi Tenggara*)

9.870

11.284

11.502

11.665

11.033

11.311

11.559

11.502

11.890

11.850

12.166

11.333

12.045

12.440

12.394

12.244

11.476

11.677



12.734

14.318

14.442

14.648

14.445

14.607

14.430

14.451

15.255

15.276

15.936

15.252

15.816

16.561

16.949

17.239

16.798

16.909


28. Bali

54.948

62.259

62.329

63.616

64.234

64.223

64.339

63.896

64.878

64.996

66.500

66.300

68.595

70.536

70.733

71.678

70.510

70.433

28. Bali


14.884

15.923

16.251

16.694

16.402

16.924

16.940

17.078

17.806

17.847

18.791

17.838

18.723

19.092

19.095

19.490

18.571

19.037


8.340

9.061

9.076

9.359

9.379

9.613

9.549

9.533

9.675

9.971

10.243

9.761

10.365

10.827

10.645

11.052

10.509

10.758

30. Maluku

27.148

30.065

29.567

30.255

29.424

29.322

29.377

29.047

31.400

31.887

32.670

30.841

32.696

36.141

35.350

34.570

33.717

34.091

31. Papua

32. Maluku Utara

4.425

4.923

4.823

5.012

4.831

5.203

5.086

5.080

5.093

5.143

5.356

4.836

5.157

5.572

5.458

5.387

5.217

5.489

33. Papua Barat

8.284

10.474

10.176

10.091

10.906

10.649

10.288

10.134

10.060

10.363

11.535

10.530

11.581

12.268

12.507

12.176

12.385

11.999

33. Papua Barat

34. Lainnya

4.976

5.856

6.228

7.602

8.876

8.650

8.519

7.875

8.468

9.283

9.725

9.462

9.031

9.391

9.944

10.202

9.968

10.133

34. Others

3.225.198

3.526.188

3.520.890

3.563.362

3.663.968

3.594.697

3.603.620

3.618.061

3.694.765

3.763.474

3.834.503

3.787.052

3.855.886

3.995.803

4.011.368

4.054.680

4.114.420

4.106.358

1. Jawa Barat 2. Banten 3. DKI Jakarta 4. D.I Yogyakarta

7. Bengkulu

30. Maluku 31. Papua

Total

Nov

Nov


7. Bengkulu 8. Jambi 9. Aceh

32. Maluku Utara

Total

49



Tabel 1.47 Suku Bunga Rata-rata DPK Bank Umum

(Average of Interest Rate of Third Party Funds of Commercial Banks) Persen (Percent) 2013 Keterangan

2014

2015

Items

2012 Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan Demand Deposits

Giro Rupiah

2,12

2,15

2,16

2,15

2,12

2,12

2,18

2,23

2,21

2,30

2,32

2,18

2,34

2,39

2,41

2,41

2,31

2,36

- Rupiah

Valas

0,37

0,38

0,36

0,38

0,42

0,38

0,37

0,37

0,38

0,39

0,36

0,38

0,41

0,41

0,44

0,41

0,46

0,40

- Foreign Exchange

Rupiah

1,91

1,99

1,98

1,98

2,01

2,00

2,00

2,00

2,01

1,88

1,88

1,86

2,00

2,03

2,02

2,03

2,02

1,99

Valas

0,34

0,31

0,30

0,31

0,32

0,30

0,29

0,29

0,30

0,31

0,27

0,28

0,31

0,34

0,35

0,35

0,35

0,34

Saving

Tabungan

- Rupiah - Foreign Exchange Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln Rupiah

5,59

6,67

6,99

7,20

7,72

7,77

7,87

7,96

8,03

8,19

8,34

8,44

8,46

8,48

8,23

8,27

8,56

8,46

Rupiah

Valas

1,57

1,63

1,69

1,76

1,81

1,90

1,92

1,90

1,92

1,80

1,85

1,93

1,96

2,01

1,94

1,91

1,99

2,06

Foreign Exchange

Rupiah

5,90

6,63

7,13

7,53

8,03

8,38

8,58

8,65

8,79

9,06

9,28

9,42

9,52

9,57

9,45

9,26

9,14

9,12

Valas

1,91

1,80

1,87

2,20

2,26

2,28

2,41

2,34

2,41

2,35

2,37

2,35

2,31

2,43

2,41

2,40

2,29

2,30


- Simpanan Berjangka 3 bln

Rupiah Foreign Exchange - 6 Month Time Deposits


6,04

6,51

6,83

7,07

7,37

7,70

8,07

8,24

8,53

8,86

9,02

9,07

9,16

9,29

9,31

9,16

9,22

9,16

Valas

2,33

2,24

2,20

2,18

2,17

2,18

2,17

2,14

2,19

2,27

2,25

2,26

2,28

2,32

2,32

2,29

2,26

2,23

Rupiah Foreign Exchange - 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln Rupiah

6,05

6,34

6,54

6,95

7,14

7,19

7,33

7,52

7,83

8,18

8,36

8,51

8,74

8,83

8,86

8,70

8,76

8,72

Rupiah

Valas

1,97

2,09

2,11

2,07

2,07

2,08

2,11

2,23

2,21

2,25

2,26

2,26

2,25

2,27

2,27

2,21

2,24

2,23

Foreign Exchange

50



Tabel 1.48 Suku Bunga Rata-rata DPK Bank Persero

(Average of Interest Rate of Third Party Funds of State Owned Banks) Persen (Percent) 2013 Keterangan

2014

2015

Items

2012 Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan Demand Deposits

Giro Rupiah

2,08

1,92

2,04

1,89

2,00

1,88

2,03

1,95

2,04

2,12

2,16

1,94

1,94

2,00

2,11

2,08

2,13

1,88

- Rupiah

Valas

0,15

0,20

0,21

0,25

0,18

0,18

0,19

0,17

0,19

0,16

0,18

0,16

0,16

0,16

0,25

0,22

0,18

0,17

- Foreign Exchange

Rupiah

1,59

1,59

1,57

1,57

1,58

1,56

1,57

1,58

1,57

1,57

1,59

1,56

1,57

1,58

1,57

1,58

1,48

1,48

Valas

0,22

0,22

0,22

0,22

0,22

0,22

0,22

0,22

0,22

0,22

0,22

0,24

0,24

0,24

0,24

0,23

0,23

0,23

Saving

Tabungan


Simpanan Berjangka



5,23

6,22

6,52

6,69

7,16

7,22

7,38

7,55

7,72

7,61

7,90

8,08

8,21

8,18

7,73

7,80

8,13

8,11

Rupiah

Valas

0,97

0,94

0,99

1,01

1,14

1,37

1,33

1,35

1,36

1,26

1,37

1,33

1,49

1,45

1,45

1,51

1,81

1,99

Foreign Exchange

Rupiah

5,54

6,37

6,80

6,99

7,60

8,05

8,36

8,41

8,55

8,70

9,08

9,36

9,47

9,43

9,19

8,95

8,74

8,80

Valas

1,11

1,06

1,06

1,29

1,37

1,23

1,15

0,87

1,09

1,14

1,13

1,03

0,94

1,28

1,37

1,54

1,48

1,69





5,53

6,00

6,39

6,49

6,82

7,09

7,49

7,66

7,83

8,17

8,64

8,85

8,97

9,05

9,06

8,97

8,83

8,67

Valas

1,99

1,44

1,40

1,36

1,38

1,37

1,37

1,35

1,29

1,40

1,40

1,35

1,41

1,74

1,93

1,97

2,00

1,99



5,91

6,50

6,67

7,31

7,43

7,39

7,49

7,93

8,09

8,40

8,54

8,74

8,91

9,02

9,02

9,06

9,06

9,04

Rupiah

Valas

1,65

1,65

1,67

1,68

1,68

1,66

1,66

1,67

1,61

1,59

1,62

1,61

1,62

1,70

1,75

1,66

1,73

1,76

Foreign Exchange

51



Tabel 1.49 Suku Bunga Rata-rata DPK BUSN Devisa

(Average of Interest Rate of Third Party Funds of Foreign Exchange Commercial Banks) Persen (Percent) 2013 Keterangan

2014

2015

Items

2012 Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan Demand Deposits

Giro Rupiah

1,91

1,91

1,88

1,91

1,95

1,96

2,04

2,08

2,00

2,13

2,06

2,08

2,08

2,06

2,09

2,09

2,12

2,12

- Rupiah

Valas

0,50

0,55

0,53

0,53

0,62

0,56

0,54

0,53

0,55

0,60

0,54

0,58

0,52

0,51

0,50

0,49

0,56

0,52

- Foreign Exchange

Rupiah

2,11

2,33

2,33

2,33

2,40

2,39

2,39

2,38

2,40

2,11

2,09

2,08

2,09

2,11

2,11

2,12

2,22

2,22

Valas

0,46

0,42

0,40

0,41

0,44

0,42

0,39

0,40

0,41

0,45

0,37

0,38

0,37

0,44

0,46

0,45

0,45

0,44

Saving

Tabungan


Simpanan Berjangka



5,69

6,96

7,27

7,48

7,95

8,04

8,14

8,16

8,23

8,54

8,64

8,67

8,66

8,72

8,53

8,60

8,85

8,68

Rupiah

Valas

1,94

2,16

2,19

2,22

2,39

2,36

2,32

2,29

2,38

2,33

2,38

2,49

2,44

2,44

2,35

2,30

2,30

2,32

Foreign Exchange

Rupiah

5,86

6,68

7,27

7,70

8,12

8,38

8,50

8,58

8,84

9,25

9,46

9,54

9,67

9,75

9,67

9,44

9,37

9,32

Valas

2,32

2,49

2,58

2,64

2,62

2,75

2,78

2,73

2,73

2,65

2,67

2,63

2,66

2,69

2,69

2,70

2,65

2,62





5,75

6,43

6,72

6,96

7,21

7,62

7,91

8,11

8,42

8,80

8,99

9,08

9,23

9,55

9,57

9,23

9,28

9,22

Valas

2,63

2,66

2,63

2,65

2,65

2,70

2,75

2,76

2,78

2,72

2,70

2,69

2,65

2,65

2,62

2,59

2,55

2,56



5,48

5,77

6,02

6,21

6,49

6,62

6,78

6,92

7,09

7,47

7,72

7,88

8,12

8,28

8,38

7,90

8,09

8,00

Rupiah

Valas

2,22

2,45

2,45

2,38

2,42

2,44

2,47

2,56

2,56

2,62

2,61

2,61

2,60

2,60

2,58

2,56

2,53

2,52

Foreign Exchange

52



Tabel 1.50 Suku Bunga Rata-rata DPK BUSN Non Devisa

(Average of Interest Rate of Third Party Funds of Non-Foreign Exchange Commercial Banks) Persen (Percent) 2013 Keterangan

2014

2015

Items

2012 Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan Demand Deposits

Giro Rupiah Valas

3,25

3,33

3,55

3,33

4,48

3,73

3,78

3,51

3,65

3,99

3,84

3,86

3,80

3,59

3,93

3,70

3,60

3,40

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

3,70

4,41

4,43

4,33

4,33

4,27

4,22

4,23

4,33

4,23

4,33

4,24

3,38

3,15

3,20

3,29

3,23

3,23

Valas

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

6,90

7,02

7,29

7,65

8,50

8,27

8,05

8,51

8,14

9,46

9,55

10,00

9,86

9,94

9,45

9,44

9,55

9,55

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

7,22

7,04

7,31

7,86

8,55

8,91

9,16

9,25

9,15

9,91

9,97

10,17

9,99

10,23

10,23

10,16

9,87

9,89

Valas

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Valas

7,45

7,85

8,14

8,39

8,88

9,28

9,52

9,35

9,98

10,32

10,32

10,32

10,00

9,86

9,72

9,76

9,82

9,89

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Valas

Rupiah Foreign Exchange



Foreign Exchange



Rupiah



- Foreign Exchange



Valas

- Rupiah

Time Deposits

Simpanan Berjangka

Rupiah

- Foreign Exchange Saving

Tabungan Rupiah

- Rupiah

7,67

7,52

7,66

8,00

8,40

8,68

8,69

6,46

9,02

9,51

9,65

9,66

9,48

9,51

9,55

9,59

9,20

9,30

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-


53



Tabel 1.51 Suku Bunga Rata-rata DPK Bank Pembangunan Daerah

(Average of Interest Rate of Third Party Funds of Regional Development Banks) Persen (Percent) 2013 Keterangan

2014

2015

Items

2012 Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan Demand Deposits

Giro Rupiah

2,67

2,72

2,67

2,68

2,44

2,72

2,72

2,77

2,74

2,77

2,80

2,69

2,75

2,75

2,73

2,74

2,47

2,78

- Rupiah

Valas

0,47

0,40

0,40

0,40

0,44

0,50

0,51

0,42

0,62

0,46

0,46

0,44

0,52

0,39

0,40

0,51

0,50

0,51

- Foreign Exchange

Rupiah

2,54

2,30

2,28

2,27

2,31

2,30

2,30

2,36

2,33

2,23

2,22

2,20

2,68

2,21

2,18

2,18

2,18

2,18

Valas

0,58

0,61

0,60

0,56

0,56

0,56

0,57

0,56

0,59

0,56

0,56

0,55

0,18

0,57

0,50

0,51

0,57

0,57

Saving

Tabungan


Simpanan Berjangka



6,08

6,38

6,79

6,91

7,76

7,77

7,97

8,07

8,12

7,71

7,74

7,69

7,78

7,82

7,84

7,80

8,09

8,12

Rupiah

Valas

2,11

2,12

2,22

2,16

2,66

2,73

3,02

2,75

2,72

2,43

2,59

2,85

2,60

2,86

2,51

2,83

2,77

2,63

Foreign Exchange

Rupiah

6,57

6,77

7,01

7,37

8,06

8,72

9,01

9,01

8,81

8,58

8,51

8,54

8,64

8,76

8,78

8,81

9,09

9,08

Valas

1,40

1,79

1,81

1,91

1,06

1,10

2,65

2,38

1,11

1,13

1,61

1,65

1,64

1,27

1,07

1,13

1,14

1,14





6,76

6,88

7,08

7,42

7,73

7,90

8,49

8,65

8,83

9,25

9,07

8,77

8,90

8,83

8,84

8,73

9,31

9,20

Valas

1,69

1,28

1,29

1,37

1,91

1,86

1,16

0,99

1,01

1,00

1,21

1,13

1,17

1,79

1,80

1,61

1,59

1,60



6,96

6,80

7,03

7,13

7,31

7,45

7,72

7,84

8,24

8,46

8,58

8,63

9,02

8,88

8,88

8,88

8,97

8,95

Rupiah

Valas

0,96

1,05

1,05

1,08

1,07

1,11

1,10

1,16

1,19

1,08

1,12

1,06

1,08

1,18

1,03

1,04

1,06

1,08

Foreign Exchange

54



Tabel 1.52 Suku Bunga Rata-rata DPK Bank Campuran

(Average of Interest Rate of Third Party Funds of Joint Venture Banks) Persen (Percent) 2013 Keterangan

2014

2015

Items

2012 Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan Demand Deposits

Giro Rupiah

1,70

1,92

1,94

1,99

1,57

1,51

1,40

2,24

1,81

1,91

1,97

2,23

2,22

2,41

2,36

2,36

2,27

2,33

- Rupiah

Valas

0,55

0,48

0,47

0,55

0,56

0,53

0,52

0,61

0,70

0,64

0,58

0,68

0,64

0,72

0,86

0,83

0,89

0,68

- Foreign Exchange

Rupiah

2,14

2,10

1,97

1,97

1,92

1,86

2,10

1,90

2,11

2,18

2,11

2,25

2,21

2,79

2,63

2,77

2,77

2,77

Valas

0,19

0,20

0,19

0,23

0,21

0,21

0,20

0,18

0,19

0,17

0,17

0,17

0,18

0,20

0,19

0,19

0,19

0,19

Saving

Tabungan


Simpanan Berjangka



5,66

6,90

7,20

7,49

7,93

7,75

8,06

8,36

8,20

8,20

8,47

8,52

8,27

8,27

8,38

8,16

8,61

8,57

Rupiah

Valas

2,05

1,93

1,99

2,03

2,07

2,05

2,04

2,15

1,84

1,73

1,74

1,82

1,57

1,57

1,79

1,69

1,90

1,78

Foreign Exchange

Rupiah

6,17

6,88

7,36

8,01

8,49

8,77

8,84

8,87

9,05

9,12

9,11

9,10

8,95

8,95

9,21

9,18

9,20

9,03

Valas

1,71

1,94

1,97

1,95

2,00

1,95

2,04

2,20

2,22

2,21

2,28

2,32

1,93

1,93

2,17

2,15

2,02

2,00





6,64

6,30

6,66

7,23

7,73

8,27

8,73

9,07

9,08

9,21

9,17

9,13

8,98

8,98

9,32

9,40

9,41

9,40

Valas

2,65

2,71

2,69

2,70

2,72

2,75

2,65

2,46

2,38

2,40

2,18

2,17

1,73

1,73

1,90

1,90

2,03

2,07



6,76

6,75

6,76

6,80

7,12

7,22

7,33

7,37

7,76

8,27

8,53

8,65

8,83

8,83

9,03

9,11

9,17

9,42

Rupiah

Valas

2,24

2,35

2,39

2,41

2,37

2,35

2,27

2,50

2,49

2,67

2,62

2,64

2,49

2,49

2,76

2,63

2,68

2,71

Foreign Exchange

55



Tabel 1.53 Suku Bunga Rata-rata DPK Bank Asing

(Average of Interest Rate of Third Party Funds of Foreign Owned Banks) Persen (Percent) 2013 Keterangan

2014

2015

Items

2012 Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan Demand Deposits

Giro Rupiah

1,71

1,91

2,40

2,72

2,92

2,21

2,04

2,29

2,09

1,84

2,20

2,11

2,51

2,56

2,34

2,40

2,33

2,33

- Rupiah

Valas

0,52

0,36

0,33

0,38

0,37

0,33

0,30

0,30

0,24

0,20

0,20

0,22

0,18

0,19

0,20

0,17

0,17

0,16

- Foreign Exchange

Rupiah

1,17

1,14

1,19

1,21

1,16

1,11

1,17

1,19

1,14

1,18

1,12

1,15

1,14

1,13

1,10

1,08

1,09

1,09

Valas

0,24

0,14

0,14

0,14

0,14

0,12

0,12

0,11

0,11

0,10

0,11

0,11

0,10

0,11

0,11

0,11

0,11

0,11

Saving

Tabungan


Simpanan Berjangka



4,52

6,48

6,93

6,99

7,20

7,32

7,50

7,26

7,18

6,88

6,63

7,15

6,86

6,86

6,77

6,64

6,72

6,50

Rupiah

Valas

1,57

0,60

0,59

0,48

0,83

0,67

0,75

0,59

0,59

0,58

0,54

0,56

0,70

0,70

0,64

0,50

0,60

0,59

Foreign Exchange

Rupiah

5,06

6,27

7,33

7,94

8,24

8,52

8,71

8,75

8,68

8,65

8,63

8,57

8,59

8,59

8,58

8,59

8,68

8,60

Valas

1,65

1,36

1,26

1,27

1,21

1,25

1,33

1,30

1,25

1,20

1,19

1,23

1,33

1,33

1,36

1,32

1,36

1,37





4,90

5,67

6,38

6,72

7,18

7,62

7,99

8,28

8,60

8,71

8,76

8,81

8,90

8,90

9,29

9,44

9,45

9,43

Valas

0,90

1,18

1,18

1,13

1,01

1,01

1,01

1,02

0,96

0,99

0,96

0,97

0,98

0,98

0,97

0,98

0,99

0,98



5,70

6,18

6,28

6,24

6,40

6,79

7,13

7,71

8,05

8,41

8,65

8,95

9,05

9,05

9,41

9,53

9,61

9,60

Rupiah

Valas

2,03

1,02

0,96

0,93

0,86

0,85

0,74

0,78

0,63

0,64

0,66

0,69

0,85

0,85

0,83

2,09

2,28

2,18

Foreign Exchange

56



Tabel 1.54 Suku Bunga Rata-rata Kredit Bank Umum Kepada Pihak Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Average of Credit Interest Rate of Commercial Banks to Parties Non Bank Based on Industrial Origin and Non Industrial Origin Credit Recipients) Persen (Percent) Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, perburuan dan Kehutanan Rupiah Valas 2. Perikanan Rupiah Valas 3. Pertambangan dan Penggalian Rupiah Valas 4. Industri Pengolahan Rupiah Valas 5. Listrik, gas dan air Rupiah Valas 6. Konstruksi Rupiah Valas 7. Perdagangan Besar dan Eceran Rupiah Valas 8. Penyediaan akomodasi dan penyediaan makan Rupiah Valas 9. Transportasi, pergudangan dan komunikasi Rupiah Valas 10. Perantara Keuangan Rupiah Valas 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan Rupiah Valas 12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial Wajib Rupiah Valas 13. Jasa Pendidikan Rupiah Valas 14. Jasa Kesehatan dan Kegiatan Sosial Rupiah Valas 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya Rupiah Valas 16. Jasa Perorangan yang Melayani Rumah Tangga Rupiah Valas 17. Badan Internasional dan Badan Ekstra Internasional Lainnya Rupiah Valas 18. Kegiatan yang belum jelas batasannya Rupiah Valas Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal Rupiah Valas - Untuk Pemilikan Flat atau Apartemen Rupiah Valas - Untuk Pemilikan Ruko atau Rukan Rupiah Valas - Untuk Pemilikan Kendaraan Bermotor Rupiah Valas - Untuk Pemilikan Peralatan Rumah Tangga Lainnya Rupiah Valas - Bukan Lapangan Usaha Lainnya Rupiah Valas r) Angka-angka diperbaiki

2012

2013 Sep

Okt

2014 Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

2015 Jul

Ags

Sep

Okt

Nov

Des

Jan

11,32 4,59

11,41 4,50

11,60 4,47

11,74 4,43

11,78 4,44

11,87 4,43

11,93 4,41

11,93 4,63

11,94 4,39

11,86 4,60

11,92 4,43

12,11 4,47

12,11 5,14

12,14 4,42

12,15 4,34

12,16 4,31

12,14 4,25

12,15 4,28

13,37 7,36

13,26 6,58

13,31 6,65

13,37 6,70

13,51 6,63

13,61 6,66

13,80 6,77

13,82 6,70

13,81 6,66

13,75 6,61

13,85 6,42

13,94 6,33

13,99 6,33

13,81 6,51

13,87 6,35

13,87 6,31

13,84 6,38

13,79 6,39

11,29 -

11,88 -

12,07 -

12,12 -

11,82 -

12,22 -

12,32 -

12,37 -

12,37 -

12,31 -

12,43 -

12,80 -

12,83 -

12,80 -

12,62 -

12,74 -

12,68 -

12,55 -

9,98 4,24

10,56 4,08

10,73 4,09

10,90 4,08

11,01 4,10

11,11 4,20

11,19 4,06

11,24 4,31

11,31 4,13

11,47 4,31

11,54 4,18

11,63 4,22

11,65 4,33

11,68 4,22

11,69 4,22

11,69 4,19

11,63 4,22

11,61 4,21

8,93 4,68

8,75 4,65

9,00 4,71

8,96 4,73

9,59 4,21

9,47 4,21

9,28 4,20

9,56 4,34

9,63 4,37

9,68 4,52

9,98 5,18

10,03 5,21

10,00 5,21

10,12 5,23

10,51 5,12

10,64 5,14

10,60 5,20

10,13 5,23

11,49 5,60

11,66 4,86

11,86 5,04

11,98 4,94

12,08 4,93

12,03 4,94

12,10 5,02

12,16 5,04

12,21 5,00

12,27 5,13

12,44 5,24

12,60 5,11

12,64 5,04

12,70 5,01

12,81 5,01

12,85 5,33

12,88 5,30

12,75 5,39

12,67 4,84

12,91 4,86

12,99 4,85

13,14 4,86

13,21 4,87

13,31 4,82

13,33 4,84

13,33 5,07

13,42 4,86

13,62 4,99

13,48 4,95

13,55 4,91

13,62 4,91

13,65 4,85

13,63 4,92

13,64 4,81

13,63 4,83

13,64 4,77

12,05 6,17

12,18 6,18

12,28 6,30

12,43 6,30

12,55 6,29

12,65 6,24

12,68 6,17

12,69 6,17

12,73 6,16

13,05 6,15

13,12 6,01

13,23 6,16

13,23 6,15

13,23 6,17

13,30 6,16

13,16 6,13

13,18 6,13

13,11 6,10

10,54 5,04

10,65 4,66

10,82 4,71

10,92 4,74

11,08 4,73

11,19 4,71

11,23 4,71

11,26 4,57

11,37 4,56

11,58 4,89

11,72 4,79

11,76 4,74

11,78 4,71

11,74 4,72

11,82 4,65

11,90 4,63

11,87 4,70

11,63 4,56

9,69 2,28

9,92 2,16

10,13 2,12

10,35 2,12

10,47 2,07

10,56 1,96

11,38 1,96

10,71 1,84

10,76 1,82

11,18 1,86

12,47 1,93

12,27 1,91

12,39 1,86

12,26 1,94

12,34 1,95

12,19 1,88

12,11 1,91

12,20 1,91

12,12 5,85

12,27 6,08

12,36 6,06

12,39 5,95

12,47 6,08

12,52 6,10

12,55 6,09

13,10 6,11

12,65 6,13

12,20 5,88

12,22 5,93

12,35 5,93

12,40 6,02

12,43 6,11

12,52 6,62

12,63 6,68

12,63 6,52

12,52 6,49

11,95 2,84

11,95 2,72

7,52r) 2,73

7,55 2,63

4,52 2,66

7,64 2,66

7,65 3,24

7,91 3,24

11,26 3,29

11,04 3,28

11,17 3,40

10,51 3,40

10,52 3,37

10,67 3,35

11,29 3,36

11,40 3,35

12,01 3,36

11,53 3,36

14,06 9,29

13,32 9,67

13,44 10,59

12,30 5,77

12,44 6,07

12,50 6,27

12,50 6,36

12,53 6,36

12,65 5,96

14,05 6,29

14,06 6,28

14,10 6,28

14,11 6,35

13,99 6,35

14,06 6,36

13,21 6,43

13,28 6,50

13,09 6,50

12,18 5,60

12,16 6,97

12,33 6,99

12,30 6,65

12,26 6,86

12,33 6,91

12,42 6,90

12,50 6,90

12,51 6,89

12,65 6,89

12,73 6,89

13,33 6,90

13,01 6,91

12,98 6,90

13,01 6,91

13,15 5,52

13,10 5,54

13,01 5,49

12,67 5,35

13,10 5,51

13,20 5,30

13,27 5,33

13,26 5,44

13,31 5,86

13,36 5,12

13,40 5,16

13,47 5,20

13,62 4,92

13,81 4,72

13,94 5,11

14,30 5,02

14,24 5,02

14,40 4,88

14,17 5,00

13,75 4,82

14,11 5,03

16,18 -

14,83 -

14,83 -

14,82 -

14,71 -

14,72 -

14,67 -

14,64 -

14,57 -

15,25 -

15,35 -

15,45 -

15,51 -

15,53 -

15,40 -

15,49 5,67

15,46 5,33

15,50 5,33

9,50 2,72

9,51 2,85

9,70 2,83

9,70 2,82

9,65 2,82

9,82 2,93

9,94 2,95

9,99 4,16

10,01 2,91

10,07 2,88

10,12 2,86

10,16 2,82

10,20 2,78

10,24 2,71

10,01 2,68

10,01 2,65

9,98 2,66

9,95 2,58

11,51 4,58

10,20 4,09

10,83 4,20

10,24 3,95

10,56 4,14

11,07 4,27

14,65 4,26

14,85 4,35

14,75 3,85

22,48 5,79

15,14 30,94

15,86 38,82

15,94 41,83

15,70 42,52

15,61 44,90

15,48 44,22

15,20 43,04

14,56 41,92

10,46 6,93

10,32 6,78

10,39 6,78

10,42 6,76

10,44 6,76

10,45 6,76

10,50 6,75

10,55 6,75

10,59 6,75

10,72 6,78

10,83 6,87

10,82 6,86

10,87 6,87

10,90 6,87

11,03 6,87

11,13 6,88

11,17 6,90

11,17 7,00

8,78 6,20

9,19 6,39

9,30 6,39

9,36 6,31

9,46 6,31

9,52 6,31

9,58 6,31

9,64 6,50

9,73 6,50

9,95 6,51

10,08 6,51

10,22 6,49

10,32 6,50

10,41 6,50

10,49 6,50

10,71 6,51

10,82 6,51

10,76 6,56

9,94 7,64

9,78 9,51

9,87 6,23

9,93 6,23

10,02 9,15

10,04 9,03

10,11 6,23

10,21 6,23

10,28 6,23

10,06 2,53

9,82 4,75

10,56 6,48

10,63 6,48

10,67 6,45

10,81 6,45

10,90 6,45

10,97 6,44

10,99 6,44

11,33 6,70r)

10,44 6,00

10,47 2,00r)

10,50 6,75

10,50 5,29

10,60 1,87r)

10,68 0,00

10,79 24,00

10,85 0,00

11,22 0,00

11,17 0,00

11,25 0,00

11,31 0,00

11,35 0,00

11,42 0,00

11,53 24,00

11,61 0

11,65 0

14,36 4,85

14,21 4,32

14,23 4,05

14,27 4,06

14,30 4,05

14,31 3,99

14,39 3,92

14,36 3,02

14,38 3,83

14,33 2,90

14,34 3,28

14,14 3,81

14,11 5,39

14,16 4,97

13,77 2,87

13,79 3,14

13,73 3,02

13,90 2,85

18,82 4,01

17,21 2,99

17,27 3,41

17,30 3,48

17,20 3,57

17,31 3,62

17,22 3,73

17,12 3,66

17,12 4,04

17,97 3,52

17,97 3,77

17,99 3,58

17,94 2,11

17,92 3,16

19,57 2,04

19,82 2,16

19,99 2,18

19,96 3,94

Items Credit Recipients Industrial Origin 1. Agricultures, hunting and forestry Rupiah Foreign Exchange 2. Fisheries Rupiah Foreign Exchange 3. Mining and Quarrying Rupiah Foreign Exchange 4. Procesing industry Rupiah Foreign Exchange 5. Electricity, gas and water Rupiah Foreign Exchange 6. Construction Rupiah Foreign Exchange 7. Big and retail trade Rupiah Foreign Exchange 8. Provision of accomodation and food supply Rupiah Foreign Exchange 9. Transportation, warehousing and communications Rupiah Foreign Exchange 10. Transitional Finance Rupiah Foreign Exchange 11. Real estate, Rental Business, and services company Rupiah Foreign Exchange 12. Government administration, the defense and compulsory social security Rupiah Foreign Exchange 13. Education services Rupiah Foreign Exchange 14. Health and social services Rupiah Foreign Exchange 15. Community, Sociocultural,Entertainment and Other Individual Services Rupiah Foreign Exchange 16. Individual services which serve households Rupiah Foreign Exchange 17. Extra agency international agency and other international Rupiah Foreign Exchange 18. Business Activities which are not clearly defined Rupiah Foreign Exchange Credit Recipients Non Industrial Origin House Hold - For House Ownership Rupiah Foreign Exchange - For Apartement Ownership Rupiah Foreign Exchange - For Shop House Ownership Rupiah Foreign Exchange - For Vehicles Ownership Rupiah Foreign Exchange - Others Rupiah Foreign Exchange - Non Industrial Origin Others Rupiah Foreign Exchange r) Revised figures

57



Tabel 1.55 Suku Bunga Rata-rata Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Average of Credit Interest Rate of Commercial Banks Based on Types and Orientation User) Persen (Percent) Jenis Penggunaan

2012

2013 Sep

Okt

2014 Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

2015 Jul

Ags

Sep

Okt

Nov

Des

Jan

1. Type of Use

1. Jenis Penggunaan

- Working Capital

- Modal Kerja Rupiah Valas

11,50

11,81

11,95

12,08

12,14

12,24

12,35

12,39

12,40

12,65

12,64

12,72

12,78

12,79

12,83

12,85

12,81

12,78

4,08

3,92

3,95

3,91

3,90

3,96

3,85

3,89

3,80

3,92

4,27

4,56

4,59

4,56

4,69

4,64

4,63

4,57

11,28

11,49

11,65

11,74

11,83

11,93

11,98

12,00

12,06

12,18

12,25

12,32

12,34

12,34

12,40

12,38

12,36

12,29

Valas

5,03

4,94

4,95

4,94

4,95

4,92

4,89

5,09

4,95

5,16

5,01

5,01

5,19

5,03

5,05

5,07

5,08

5,05

Rupiah Foreign Exchange - Investments

- Investasi Rupiah

Type of Use

Rupiah Foreign Exchange - Consumption

- Konsumsi Rupiah

13,58

13,03

13,08

13,12

13,13

13,17

13,20

13,21

13,25

13,26

13,30

13,32

13,33

13,38

13,43

13,53

13,58

13,63

Rupiah

Valas 2. Orientasi Penggunaan - Ekspor Rupiah Valas - Impor Rupiah Valas - Lainnya Rupiah Valas

4,33

3,82

3,96

3,99

4,10

3,24

4,11

3,67

4,28

3,73

3,92

4,03

3,27

4,66

2,88

3,05

3,00

3,55

10,18 4,41

10,59 4,28

10,78 4,42

10,87 4,37

10,93 4,29

10,94 4,32

10,98 4,33

11,12 4,32

11,06 4,24

11,06 4,25

11,17 4,41

11,66 4,58

11,73 4,53

11,58 4,46

11,46 4,43

11,52 4,48

11,55 4,44

11,65 4,46

9,76 4,04

9,78 3,99

9,98 3,99

10,27 3,97

10,48 3,86

10,60 3,77

10,72 3,87

10,76 4,29

10,80 4,36

10,89 4,43

10,98 4,20

11,27 4,28

12,03 4,54

11,87 4,47

11,73 4,47

11,65 4,20

11,60 4,36

11,55 4,36

12,19 4,42

12,19 4,30

12,31 4,33

12,39 4,29

12,43 4,29

12,52 4,33

12,59 4,24

12,61 4,32

12,64 4,20

12,78 4,37

12,80 4,57

12,87 4,76

12,89 4,85

12,90 4,76

12,95 4,87

12,99 4,85

12,98 4,83

12,97 4,79

Foreign Exchange 2. User Orientation - Ekspor Rupiah Foreign Exchange - Impor Rupiah Foreign Exchange - Other Rupiah Foreign Exchange

r) Revisi

r) Revised figures

58



Tabel 1.56 Perkembangan Jumlah Bank Umum dan Kantor Bank Umum

(Growth of Total Commercial Banks and Bank Offices) Kelompok Bank

2013

2012

Sep

Okt

2014 Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

2015 Jul

Ags

Sep

Okt

Nov

Des

Group of Bank

Jan

State Owned Banks

Bank Persero Jumlah Bank Jumlah Kantor

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

5.363

6.084

6.165

6.287

6.415

6.424

6.431

6.442

6.503

6.617

6.646

6.799

6.857

6.962

7.057

7.141

7.198

7.199

Jumlah Kantor

36

36

36

36

36

36

36

36

35

35

35

35

35

38 r)

38

38

38

38

7.647

7.910

7.944

7.965

8.052

8.057

8.064

8.076

8.088

8.091

8.093

8.115

8.132

r)

8.186

8.268

8.313

8.339

8.147

Jumlah Kantor

30

30

30

30

30

30

30

30

30

30

30

30

30

29 r)

29

29

29

29

1.447

1.545

1.554

1.563

1.578

1.589

1.592

1.602

1.606

1.609

1.611

1.633

1.639

1.642

1.645

1.648

1.656

1.662

BPD Jumlah Bank

26

26

26

26

26

26

26

26

26

26

26

26

26

26

26

26

26

26

Jumlah Kantor

1.712

1.950

1.987

2.021

2.044

2.073

2.090

2.113

2.131

2.145

2.182

2.203

2.203

2.203

2.223

2.245

2.301

2.308

Bank Campuran Jumlah Bank

14

14

14

14

14

14

14

14

14

14

14

14

14

12 r)

12

12

12

12

Jumlah Kantor

263

268

268

270

272

272

273

274

274

274

275

277

279

279 r)

280

281

283

283

10

10

10

10

10

10

10

10

10

10

10

10

10

10

10

10

10

10

193

196

196

197

197

197

197

197

197

197

197

197

197

197

197

197

197

197

120

120

120

120

120

120

120

120

119

119

119

119

119

119

119

119

119

119

16.625

17.953

18.114

18.303

18.558

18.612

18.647

18.704

18.799

18.933

19.004

19.224

19.307

19.430

19.588

19.780

19.948

19.988

Bank Asing Jumlah Bank Jumlah Kantor

Jumlah Kantor

Total Bank Offices

Total Banks Total Bank Offices Regional Development Banks Total Banks Total Bank Offices Joint Venture Banks Total Banks Total Bank Offices Foreign Owned Bank Total Banks Total Bank Offices Total

Total Jumlah Bank

Total Banks

Non-Foreign Exchange Commercial Banks

BUSN Non Devisa

Jumlah Bank

Total Bank Offices Foreign Exchange Commercial Banks

BUSN Devisa Jumlah Bank

Total Banks

Total Banks Total Bank Offices

59



Tabel 1.57 Perkembangan Jumlah Kantor Cabang Bank Berdasarkan Lokasi Bank

(Growth of Total Branch Offices Based on Region) 2013 Lokasi

2015

Location Sep

1. Jawa Barat

2014

2012 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan 1. Jawa Barat

380

394

394

393

393

396

396

397

396

396

396

395

395

395

397

397

397

397

93

94

94

94

94

94

94

94

95

95

95

95

95

95

95

96

95

95

564

575

572

572

574

574

574

574

576

575

576

576

574

574

576

568

569

569

56

58

59

59

59

60

60

60

60

60

60

60

60

60

60

60

60

60

5. Jawa Tengah

311

326

326

326

328

328

328

328

329

330

330

331

331

332

332

331

331

331

5. Jawa Tengah

6. Jawa Timur

411

417

417

419

425

426

428

428

428

428

428

427

427

427

427

426

426

426

6. Jawa Timur

7. Bengkulu

28

30

30

30

30

30

30

30

31

31

31

31

31

31

31

31

32

32

7. Bengkulu

8. Jambi

53

58

58

58

59

59

59

59

59

59

59

59

59

59

59

59

60

60

8. Jambi

9. Aceh

77

78

78

78

79

79

79

79

79

79*)

79

79

79

79

79

79

79

79

10. Sumatera Utara

192

198

197

198

199

199

199

199

199

201

201

201

201

201

202

201

201

201

10. Sumatera Utara

11. Sumatera Barat

81

84

83

83

84

84

84

84

84

84

84

84

84

84

84

84

84

84

11. Sumatera Barat

12. Riau

88

90

90

91

91

94

94

94

94

94

94

94

94

94

95

94

94

94

12. Riau


93

99

99

101

102

102

103

102

103

103

103

103

102

102

103

100

100

100


14. Bangka Belitung

22

24

24

24

24

25

25

26

26

26

26

26

26

26

26

26

27

27

14. Bangka Belitung

15. Kepulauan Riau

56

58

58

59

59

59

59

59

59

59

59

59

59

59

59

59

59

59

15. Kepulauan Riau

16. Lampung

56

57

58

58

58

58

58

58

58

59

59

59

59

59

60

60

60

60

16. Lampung


74

78

78

78

78

78

78

78

78

77

77

77

77

77

77

72

73

73



69

72

72

73

74

74

75

75

75

75

75

76

76

74

74

73

74

74



108

113

113

113

115

116

116

117

117

117

117

117

119

119

119

118

119

119



46

47

47

47

47

47

47

47

47

47

47

47

47

47

47

43

44

44


21. Sulawesi Tengah

38

38

38

38

39

39

39

39

40

40

40

40

40

40

41

40

40

40

21. Sulawesi Tengah


124

129

130

130

131

131

131

131

132

132

132

133

133

134

136

132

134

134


23. Sulawesi Utara

55

57

57

57

57

60

60

60

60

61

61

61

60

60

60

59

60

60

23. Sulawesi Utara

24. Gorontalo

16

16

16

17

17

17

17

18

18

18

18

18

18

18

18

17

17

17

24. Gorontalo

25. Sulawesi Barat

14

15

15

15

15

15

15

15

15

15

16

16

16

16

16

15

15

15

25. Sulawesi Barat


31

33

34

34

35

35

35

35

36

36

36

36

36

36

36

36

42

42



44

50

50

50

49

49

49

51

51

51

52

52

52

52

52

52

52

52


28. Bali

85

91

92

92

92

92

92

92

92

92

92

92

92

92

93

93

93

93

28. Bali


51

52

52

52

53

53

53

54

54

54

54

54

54

54

54

54

54

54


30. Maluku

30

30

30

30

30

30

30

30

31

31

31

31

31

31

31

31

32

32

30. Maluku

31. Papua

56

59

59

59

59

60

60

60

60

60

60

60

60

60

60

58

59

59

31. Papua

32. Maluku Utara

18

19

19

19

19

19

19

19

19

19

19

21

21

21

21

21

21

21

32. Maluku Utara

33. Irian Jaya Barat

25

26

27

27

27

27

27

27

27

27

27

27

27

27

27

24

24

24

33. Papua Barat

34. Lainnya

16

16

16

16

16

16

16

16

16

16

16

16

16

16

16

16

16

16

34. Others

2. Banten 3. DKI Jakarta 4. D.I. Yogyakarta

Total r) Angka-angka diperbaiki

3.461

3.581

3.582

3.590

3.611

3.625

3.629

3.635

3.644

3.647

3.650

3.653

3.651

3.651

3.663

3.625

3.643

3.643

2. Banten 3. DKI Jakarta 4. D.I Yogyakarta

9. Aceh

Total r) Revised figures

60

DATA BANK SYARIAH



Tabel 2.1 Kegiatan Usaha Bank Umum Syariah (BUS) dan Unit Usaha Syariah (UUS)

(Sharia Business Unit Operations and Sharia Commercial Banks) Miliar Rp (Billion Rp) 2014 Indikator

2009

2010

2011

2012

2013

r)

Jan

r)

Feb

Mar

Apr

Mei 1.

r)

Juni

r)

2015 Juli

r)

Agus

r)

Sep

r)

Okt

Nov

Des

Jan

Indicator

64.355

94.884

140.980

188.562

233.345

244.838

225.312

231.701

234.020

237.688

241.947

241.870

243.912

249.455

252.440

254.316

262.708

254.348 Fund Disbursements iB

a. Pembiayaan Rupiah Valas b. Antar Bank c. Penempatan di BI d. Surat Berharga (tidak termasuk obligasi rekap)

46.886 44.938 1.948 3.036 10.393 3.786

68.181 64.817 3.364 4.138 16.393 5.733

102.655 97.847 4.808 4.846 27.127 5.902

147.505 139.880 7.625 6.004 26.713 7.822

184.122 173.224 10.898 5.836 31.946 9.684

189.998 177.011 12.987 5.699 36.235 10.675

181.772 171.740 10.032 5.319 27.466 9.045

184.964 174.941 10.023 6.571 29.284 9.066

188.063 176.532 11.531 6.684 28.090 9.567

189.690 177.885 11.805 6.539 29.766

193.008 181.188 11.820 6.500 30.012

194.079 182.860 11.219 8.421 26.836

193.983 182.797 11.186 7.360 29.626

196.563 184.710 11.853 7.375 32.364

9,775 r)

10,060 r)

10,079 r)

10,742 r)

10.885 r)

196.491 184.573 11.918 6.603 36.053 11.264

198.376 186.259 12.117 6.366 36.623 11.399

199.330 187.204 12.126 7.015 43.412 11.466

197.279 185.164 12.116 6.661 37.167 11.811

e. Penyertaan f. Tagihan Lainnya Sumber Dana iB a. DPK Rupiah Giro Wadiah Deposito Mudharabah Tabungan Mudharabah Valas Giro Wadiah Deposito Mudharabah Tabungan Mudharabah b. Kewajiban Kepada BI c. Antar Bank d. Surat Berharga e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Lainnya g. Setoran Jaminan Komponen Modal a. Modal Disetor b. Cadangan c. L/R tahun berjalan d. L/R tahun Lalu e. Perkiraan tambahan modal disetor f. Modal Pinjaman Sertifikat Wadiah Bank Indonesia (BUS & UUS) Total Aset Jaringan Kantor Jumlah Bank Jumlah Kantor 1)

83 171 57.762 52.271 50.266 5.403 28.484 16.379 2.006 798 1.111 96 6 3.717 340 512 512 845 69

88 351 83.184 76.036 72.807 7.914 42.206 22.688 3.229 1.142 1.869 218 3 4.924 325 483 483 1.321 90

47 403 126.409 115.415 110.910 10.678 67.942 32.290 4.505 1.329 2.864 312 0 6.648 924 1.520 1.520 1.783 119

47 471 165.404 147.512 140.547 15.683 80.576 44.288 6.965 2.026 4.155 784 0 11.576 1.537 1.952 103 2.634 89

48 1.709 204.571 183.534 171.900 15.736 100.105 56.059 11.634 2.787 7.706 1.141 0 11.742 1.997 2.704 2.704 4.512 83

48 2.183 210.781 189.870 177.252 15.015 107.601 54.636 12.618 3.061 8.505 1.051 0 9.978 2.382 3.304 3.304 5.158 90

48 1.662 198.392 178.154 166.610 12.473 99.529 54.609 11.544 2.482 8.016 1.045 0 10.682 1.997 2.703 2.703 4.773 83

40 1.776 204.357 180.945 169.957 11.640 103.914 54.403 10.988 2.214 7.730 1.045 13.094 1.997 2.703 2.703 5.546 72

40 1.577 207.362 185.508 172.707 11.376 106.714 54.617 12.801 2.602 9.015 1.184 11.339 1.997 2.703 2.703 5.741 74

40 1.468 204.847 190.783 177.289 13.170 109.911 54.208 13.494 3.299 9.225 969 8.052 1.987 2.704 2.704 4.422 64

40 1.509 208.802 191.470 178.481 14.855 109.483 54.142 12.989 2.398 9.559 1.032 11.318 2.137 2.705 2.705 4.512 63

40 1.778 210.885 194.299 181.440 14.231 110.894 56.314 12.859 3.774 8.462 623 10.539 1.987 2.704 2.704 4.836 59

40 1.543 211.892 195.959 182.755 13.784 112.558 56.413 13.204 2.977 9.548 680 10.027 1.987 2.704 2.704 4.644 55

40 1.507 215.555 197.141 183.979 14.603 112.318 57.059 13.162 2.736 9.788 638 12.886 1.816 2.704 2.704 4.375 57

40 1.395 221.119 207.121 193.805 13.704 121.881 58.220 13.316 2.563 10.163 591 8.712 2.066 2.406 2.406 3.901 57

100 1.453 222.925 209.644 196.191 14.091 123.524 58.576 13.453 2.913 9.924 617 8.144 2.066 2.206 2.206 3.812 56

100 1.386 232.671 217.858 204.404 15.407 126.071 62.926 13.454 3.242 9.558 655 9.710 2.076 2.206 2.206 3.658 67

90 1.340 224.324 210.761 197.699 15.452 120.734 61.512 13.063 2.707 9.618 737 8.590 2.076 2.056 2.056 3.575 122

1.946 449 790 315 468

5.965 491 1.051 527 516

6.611 579 1.475 1.069 816

7.211 913 2.541 1.895 618

8.181 1.013 3.278 3.186 1.865

9.952 1.306 (101) 9.212 2.044

8.938 1.013 530 5.888 1.545

8.939 1.014 817 5.147 1.540

8.939 1.014 1.038 5.066 1.541

8.953 1.129 1.102 4.945 1.568

8.953 1.129 1.315 4.945 1.563

9.936 1.260 1.402 4.682 1.839

10.237 2,064 r) 1.396 3.878 1.842

10.741 2.064 1.630 3.878 1.844

10.642 2.064 1.440 3.758 1.797

10.643 996 1.894 3.739 1.898

10.644 997 1.786 3.752 1.794

10.644 997 225 5.037 1.797

3.076

5.408

9.244

4.993

6.699

5.253

5.331

5.842 r)

6.234

6.404

6.782

5.880

6.514

6.450

6.680

6.530

8.130

8.050

66.090

97.519

145.467

195.018

242.276

233.305

234.081

240.931 r)

244.209

247.236

251.909

252.464

252.209

257.519

260.366

261.927

272.343

263.468

31 998

34 1.477

34 1.702

35 2.227

34 2.554

34 2.574

34 2.581

34 2.558

34 2.564

34 2.571

34 2.575

34

34

34

2.592 r)

2.577 r)

2.571 r)

34 2.519

34 2.501

34 2.471

34 2.467

Penyaluran Dana iB

Ket:

1) r)

Tidak termasuk Gerai Muamalat

Angka-angka diperbaiki *). Angka-angka sementara

a. Financing Rupiah Foreign Exchange b. Inter-Bank c. Placements at BI d. Money Instruments (not including recapitalization bonds) e. Equity participation f. Other claims Sources of Funds iB a. Third Party Funds Rupiah Wadiah Demand Deposit Mudharabah Time Deposits Mudharabah Savings Accounts Foreign Exchange Wadiah Demand Deposit Mudharabah Time Deposits Mudharabah Savings Accounts b. Liabilities at BI c. Inter-Bank d. Money Instruments e. Loans received Rupiah Foreign Exchange f. Other Liabilities g. Guarantee Deposits Capital Components a. Paid-In Capital b. Reserves c. Current Earnings (Profit/Loss) d. Retained Earnings (Profit/Loss) e. Estimate of Additional Paid-In Capital f. Capital Loans Bank Indonesia Syariah Money Certificates (BUS & UUS) Total Assets Office Network Total Banks Total Bank Offices 1) Note: 1) Excluding Gerai Muamalat r) Revised figures *) Provisional figures

1. "Revision of data BUS-UUS began in May 2014 based on LSMK"

62



Tabel 2.2 Kegiatan Usaha Bank Umum Syariah (BUS)

(Sharia Commercial Banks Operations (BUS)) Miliar Rp (Billion Rp) 2014 Indikator

2009

2010

2011

2012

2013

r)

Jan Penyaluran Dana iB a. Pembiayaan Rupiah Valas b. Antar Bank c. Penempatan di BI d. Surat Berharga (tidak termasuk obligasi rekap)

46.386 34.452 33.190 1.261 1.415 7.345 2.922

e. Penyertaan 83 f. Tagihan Lainnya 169 Sumber Dana iB 43.858 a. DPK 39.624 37.881 Rupiah 3.612 Giro Wadiah 21.510 Deposito Mudharabah 12.759 Tabungan Mudharabah 1.743 Valas 683 Giro Wadiah 1.060 Deposito Mudharabah Tabungan Mudharabah b. Kewajiban Kepada BI 6 c. Antar Bank 3.005 d. Surat Berharga 340 e. Pinjaman yang Diterima 112 112 Rupiah Valas f. Kewajiban Lainnya 735 g. Setoran Jaminan 36 Komponen Modal a. Modal Disetor 1.946 b. Cadangan 449 c. L/R tahun berjalan 499 d. L/R tahun Lalu 295 e. Perkiraan tambahan modal 468 disetor f. Modal Pinjaman 3.076 Sertifikat Wadiah Bank Indonesia (BUS & UUS) 48.014 Total Aset Jaringan Kantor 6 Jumlah Bank 711 Jumlah Kantor 1) 1) Ket: Tidak termasuk Gerai Muamalat r)


76.602 56.357 53.864 2.493 1.968 12.642 5.203

112.853 83.704 80.038 3.665 2.571 20.975 5.166

142.148 112.396 106.987 5.410 3.071 19.189 6.988

172.411 137.268 129.650 7.619 3.426 21.657 8.328

187.813 144.008 134.283 9.725 3.114 28.896 9.594

r)

Feb

168.193 135.868 128.889 6.978 3.049 19.479 8.101

Mar 172.951 138.590 131.484 7.106 3.638 20.795 8.127

Apr 174.766 139.847 132.494 7.353 4.085 20.626 8.606

Mei 1.

r)

Juni

r)

2015 Juli

r)

Agus

r)

Sep

r)

176.978 141.038 133.502 7.536 4.069 21.399

179.378 143.316 135.777 7.538 3.926 20.928

183.897 146.413 139.240 7.173 6.139 19.715

184,612 r

22.454

187.875 147.737 140.162 7.575 4.239 24.320

8,588 r)

9,021 r)

9,306 r)

9,368 r)

9.412 r)

145.971 138.838 7.134 4,618 r

Indicator

Okt

Nov

Des

Jan

189.291 147.363 139.462 7.902 4.073 26.301 9.526

190.858 148.403 140.373 8.031 3.843 27.394 9.665

196.552 147.944 139.993 7.951 4.267 33.125 9.728

189.324 Fund Disbursements iB 145.976 a. Financing 138.066 Rupiah 7.911 Foreign Exchange 4.040 b. Inter-Bank 28.133 c. Placements at BI 9.745 d. Money Instruments (not

88 344 69.992 64.335 61.404 6.620 35.350 19.435 2.931 1.095 1.834 2 3 3.944 325 81 81 1.236 69

47 391 105.500 96.548 92.571 8.874 57.067 26.630 3.977 1.274 2.699 4 0 5.416 725 1.119 1.119 1.603 89

47 456 133.170 117.817 112.664 13.445 63.748 35.471 5.153 1.948 2.856 349 0 9.989 1.338 1.654 1.551 103 2.325 47

48 1.684 161.924 143.174 134.293 12.721 77.236 44.336 8.881 2.594 5.650 637 0 10.500 1.797 2.270 2.270 4.140 44

48 2.153 170.404 151.688 141.783 12.433 85.707 43.644 9.905 2.916 6.485 503 0 8.820 2.182 2.870 2.870 4.787 56

48 1.648 156.882 138.967 130.487 9.733 77.629 43.124 8.480 2.355 5.637 488 0 9.407 1.797 2.270 2.270 4.389 52

40 1.761 161.914 141.260 132.528 9.136 80.291 43.101 8.733 2.102 6.142 488 11.405 1.797 2.270 2.270 5.141 41

40 1.562 164.617 145.014 135.204 8.831 83.075 43.298 9.810 2.436 6.788 586 10.188 1.797 2.270 2.270 5.306 43

40 1.468 162.867 150.757 140.200 9.759 86.619 43.822

40 1.509 165.319 150.530 140.449 10.592 86.229 43.628

10.558 2.808 7.254 496

10.080 2.164 7.361 555

6.738 1.787 2.271 2.271

9.417 1.937 2.271 2.271

-

-

-

-

-

-

3.891 55

3.956 54

4.301 49

4.110 45

3.850 48

3.368 49

5.965 491 776 499 516

6.611 579 1.065 1.054 816

7.211 913 1.790 1.829 618

8.181 1.013 2.037 3.112 1.865

9.952 1.306 (212) 8.513 2.044

8.938 1.013 295 5.246 1.574

8.939 1.014 483 4.874 1.566

8.939 1.014 612 4.874 1.566

8.953 1.129 572 4.759 1.568

8.953 1.129 621 4.759 1.563

9.936 1.260 683 4.496 1.840

10.137 2,064 r) 578 3.691 1.842

10.641 2.064 632 3.691 1.844

10.642 2.064 351 3.571 1.797

5.408

9.244

4.993

6.699

5.253

5.331

5.843

6.234

6.404

6.782

5.880

6.514

6.450

6.680

79.186

116.930

147.581

180.360

175.300

176.010

181.148

183.864

185.347

186.848

193.518

192.051

195.085

196.253

11 1.215

11 1.390

11 1.734

11 1.987

11 2.002

11 2.006

11 2.133

11 2.139

11 2.145

11 2.149

12 2.175

12

12

2,174 r)

2.174 r)

12 2.157

40 1.778 170.074 155.704 144.939 10.437 88.710 45.792 10.765 3.534 7.088 143 -

40 1.543 170.231 156.870 146.116 9.758 90.554 45.804 10.754 2.679 7.931 144 -

40 1.507 172.599 157.332 146.761 10.818 89.679 46.263 10.571 2.410 8.027 133 -

40 1.395 174.052 163.090 152.392 9.908 95.542 46.941 10.698 2.296 8.291 111 -

8.966 1.787 2.270 2.270

8.099 1.787 2.270 2.270

10.463 1.537 2.270 2.270

6.398 1.787 1.972 1.972

including recapitalization bonds) 100 100 90 e. Equity participation 1.453 1.386 1.340 f. Other claims 175.818 182.678 174.915 Sources of Funds iB 165.050 170.723 164.291 a. Third Party Funds 154.256 159.549 153.552 Rupiah 9.993 10.929 10.906 Wadiah Demand Deposit 97.282 98.354 93.810 Mudharabah Time Deposits 46.981 50.267 48.836 Mudharabah Savings Accounts 10.793 11.173 10.739 Foreign Exchange 2.607 2.878 2.287 Wadiah Demand Deposit 8.056 8.144 8.298 Mudharabah Time Deposits 130 151 153 Mudharabah Savings Accounts b. Liabilities at BI 6.148 7.139 5.935 c. Inter-Bank 1.787 1.797 1.797 d. Money Instruments 1.972 2.202 2.052 e. Loans received 1.972 2.202 2.052 Rupiah Foreign Exchange 3.465 3.537 3.470 f. Other Liabilities 52 63 121 g. Guarantee Deposits Capital Components 10.643 10.644 10.644 a. Paid-In Capital 996 997 997 b. Reserves 701 702 120 c. Current Earnings (Profit/Loss) 3.553 3.566 4.269 d. Retained Earnings (Profit/Loss) 1.798 1.794 1.797 e. Estimate of Additional Paid-In Capital f. Capital Loans 6.530 8.130 8.050 Bank Indonesia Syariah Money Certificates (BUS & UUS) 197.539 204.961 197.385 Total Assets Office Network 12 12 12 Total Banks 2.147 2.151 2.145 Total Bank Offices 1) Note: 1) Excluding Gerai Muamalat r) Revised figures 1. "Revision of data BUS-UUS began in May 2014 based on LSMK"

63



Tabel 2.3 Kegiatan Usaha Unit Usaha Syariah (UUS)

(Sharia Business Unit Operations (UUS)) Miliar Rp (Billion Rp) 2014 Indikator

2009

2010

2011

2012

2013

r)

Jan

r)

Feb

Mar

Apr

Mei 1.

r)

Juni

r)

2015 Juli

r)

Agus

r)

Sep r)

r)

Okt

Penyaluran Dana iB a. Pembiayaan Rupiah Valas b. Antar Bank c. Penempatan di BI d. Surat Berharga (tidak termasuk obligasi rekap)

17.969 12.435 11.748 687 1.621 3.048 864

18.282 11.824 10.953 871 2.170 3.751 530

28.127 18.952 17.809 1.143 2.276 6.152 736

46.414 35.109 32.894 2.215 2.933 7.524 834

60.935 46.854 43.575 3.279 2.410 10.289 1.356

57.026 45.990 42.728 3.261 2.585 7.339 1.081

57.119 45.905 42.851 3.054 2.270 7.986 943

58.750 46.374 43.457 2.918 2.934 8.489 939

59.254 48.216 44.038 4.178 2.599 7.464 961

60.710 48.652 44.383 4.269 2.470 8.367

62.570 49.692 45.411 4.281 2.575 9.084

57.974 47.666 43.621 4.046 2.282 7.122

7.172

61.580 48.826 44.548 4.278 3.136 8.045

1,187 r)

1,039 r)

773 r)

1,374 r)

1.473 r)

e. Penyertaan f. Tagihan Lainnya Sumber Dana iB a. DPK Rupiah Giro Wadiah Deposito Mudharabah Tabungan Mudharabah Valas Giro Wadiah Deposito Mudharabah Tabungan Mudharabah b. Kewajiban Kepada BI c. Antar Bank d. Surat Berharga e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Lainnya g. Setoran Jaminan Komponen Modal a. Modal Disetor b. Cadangan c. L/R tahun berjalan d. L/R tahun Lalu e. Perkiraan tambahan modal disetor f. Modal Pinjaman Sertifikat Wadiah Bank Indonesia (BUS & UUS)

1 13.903 12.648 12.385 1.791 6.974 3.620 263 116 51 96 712 400 400 111 33

7 13.191 11.702 11.403 1.294 6.856 3.253 298 47 35 217 981 402 402 86 21

12 20.908 18.867 18.339 1.804 10.875 5.660 528 54 165 308 1.232 199 401 401 180 30

14 32.234 29.695 27.883 2.238 16.828 8.817 1.812 78 1.300 435 1.587 199 401 401 309 42

40.811 38.595 36.501 3.794 22.184 10.522 2.094 240 1.374 480 1.573 200 434 434 535 9

41.661 39.090 36.639 4.026 22.004 10.609 2.450 298 1.617 536 1.929 200 434 434 535 9

42.955 39.810 37.219 3.785 22.639 10.795 2.591 326 1.760 505 2.423 279 434 434 535 10

752 66 -

14 42.443 39.685 37.429 2.504 23.623 11.302 2.256 112 1.587 557 1.689 200 434 434 405 31 334 273

43.484 40.940 38.032 4.263 23.254 10.514 2.909 234 2.198 477 1.901 200 434 434 556 9

410 15 -

14 41.510 39.187 36.123 2.739 21.900 11.484 3.063 127 2.379 557 1.275 200 434 434 384 30 236 642

41.980 40.025 37.089 3.412 23.292 10.386 2.936 491 1.971 473 1.313 200 434 434 531 9

275 28 -

30 40.377 38.182 35.469 2.583 21.894 10.993 2.713 145 2.020 548 1.158 200 434 434 370 33 112 699 -

14 42.745 40.494 37.503 2.545 23.639 11.319 2.991 166 2.227 598 1.150 200 434 434 436 31

291 20 -

25 42.647 40.360 37.608 3.015 22.869 11.723 2.752 192 2.056 504 1.243 200 434 434 372 39 1.242 75 -

426 191

-r)

-r)

-r)

530 187 -

695 187 -

719 187 -

818 187 -

3.076

5.408

9.244

4.993

6.699

5.253

5.331

5.843

6.234

6.404

6.782

5.880

Total Aset 18.076 Jaringan Kantor 25 Jumlah Bank 287 Jumlah Kantor 1) Ket: 1) Tidak termasuk Gerai Muamalat

18.333

28.536

47.437

61.916

58.005

58.071

59.784 r)

60.346

61.889

65.061

23 262

23 312

24 493

23 567

23 572

23 575

23 425

23 425

23 426

23 426

r)


59,300

48.012 43.959 4.053 2,741 r)

Nov

63.149 49.127 45.111 4.016 2.531 9.752 1.738

-

63.459 49.972 45.886 4.086 2.523 9.229 1.734

Des

Indicator

Jan

66.157 51.385 47.211 4.175 2.747 10.287 1.737

-

65.024 Fund Disbursements iB 51.303 a. Financing 47.098 Rupiah 4.205 Foreign Exchange 2.621 b. Inter-Bank 9.034 c. Placements at BI 2.066 d. Money Instruments (not

47.067 44.032 41.413 3.796 26.338 11.279 2.619 267 1.872 480 2.314 279 434 434 533 8

47.107 44.595 41.935 4.097 26.242 11.596 2.660 306 1.868 486 1.996 279 234 234 347 4

-

49.993 47.136 44.855 4.478 27.717 12.659 2.281 364 1.413 504 2.571 279 4 4 121 4

49.409 46.470 44.147 4.546 26.924 12.677 2.324 420 1.320 584 2.654 279 4 4

998 187 -

1.090 187 -

1.193 187 -

1.084 187 -

105 768 -

6.514

6.514

6.680

6.530

8.130

8.050

58.946

60.158

62.434

64.112

64.389

67.383

66.084

22

22

22

417 r)

403 r)

397 r)

22 362

22 354

22 320

22 322

105 2

including recapitalization bonds) e. Equity participation f. Other claims Sources of Funds iB a. Third Party Funds Rupiah Wadiah Demand Deposit Mudharabah Time Deposits Mudharabah Savings Accounts Foreign Exchange Wadiah Demand Deposit Mudharabah Time Deposits Mudharabah Savings Accounts b. Liabilities at BI c. Inter-Bank d. Money Instruments e. Loans received Rupiah Foreign Exchange f. Other Liabilities g. Guarantee Deposits Capital Components a. Paid-In Capital b. Reserves c. Current Earnings (Profit/Loss) d. Retained Earnings (Profit/Loss) e. Estimate of Additional Paid-In Capital f. Capital Loans Bank Indonesia Syariah Money Certificates (BUS & UUS)

Total Assets Office Network Total Banks Total Bank Offices 1) Note: 1) Excluding Gerai Muamalat r) Revised figures 1. "Revision of data BUS-UUS began in May 2014 based on LSMK"

64



Tabel 2.4 Perkembangan Aset Perbankan Syariah

(Growth of Assets of Sharia Banks) Miliar Rp (Billion Rp) 2014 Indikator

2009

2010

2011

2012

2015

Indicator

2013 r)

r)

Jan

Feb

Mar

Apr

Mei 1.

r)

Juni

r)

Juli

r)

Agus

r)

Sep

r)

Okt

Nov

Des

Jan

Bank Umum Syariah

48.014

79.186

116.930

147.581

180.360

175.300

176.010

181.148

183.864

185.347

186.848

193.518

192.051

195.085

196.253

197.539

204.961

197.385

Unit Usaha Syariah

18.076

18.333

28.536

47.437

61.916

58.005

58.071

59.784

60.346

61.889

65.061

58.946

60.158

62.434

64.112

64.389

67.383

66.084

Ket:

r)


Syariah Commercial Banks Syariah Business Units

Note: r) Revised figures *) Provisional figures 1. "Revision of data BUS-UUS began in May 2014 based on LSMK"

65



Tabel 2.5 Aktiva Produktif Perbankan Syariah

(Earning Assets of Sharia Banks) Miliar Rp (Billion Rp) 2014 Indikator

2009

2010

2011

2012

2013

r)

Jan

r)

Feb

Mar

Apr

Mei 1.

r)

Juni

r)

2015 Juli

r)

Agus

r)

Sep

r)

Okt

Nov

Des

Indicator

Jan

Pembiayaan iB

46.886

68.181

102.655

151.754

184.120

181.398

181.772

184.964

187.885

189.690

193.136

194.079

193.983

196.563

196.491

198.376

199.330

197.279 Financing iB

a. Lancar

41.931

63.006

95.480

142.501

171.229

165.648

164.517

167.015

169.077

168.326

172.063

172.096

171.860

173.541

172.501

173.142

177.231

169.852 a. Current

b. Dalam Perhatian Khusus

17.819 b. Special Mention

3.074

3.114

4.587

5.822

8.063

10.294

10.830

11.996

12.253

13.740

13.532

13.629

13.234

13.848

14.649

15.591

13.467

c. Kurang Lancar

435

677

1.075

995

1.353

1.746

2.080

1.762

2.039

2.660

2.566

3.034

2.810

2.627

2.794

2.611

2.467

2.740 c. Sub-Standard

d. Diragukan

582

332

297

557

739

761

1.097

795

1.035

1.246

1.288

1.437

1.861

2.452

1.734

1.668

1.701

1.887 d. Doubtful

e. Macet

Non Performing Financing (Nominal) Rasio Non Performing Financing (%) Ket:

r)


865

1.052

1.216

1.878

2.735

2.948

3.249

3.395

3.480

3.718

3.688

3.882

4.218

4.095

4.812

5.363

4.465

4.981 e. Lost

1.882

2.061

2.588

3.430

4.828

5.455

6.425

5.953

6.554

7.624

7.542

8.354

8.890

9.175

9.341

9.642

8.632

9.608 Non Performing Financing

2,52

2,26

2,62

3,07

3,53

3,21

3,48

4,02

3,90

4,30

4,58

4,67

4,75

4,86

4,33

(Nominal) 4,01

3,02

4,87 Non Performing Financing Ratio

(%) Note:

r)

Revised figures

*) Provisional figures 1. "Revision of data BUS-UUS began in May 2014 based on LSMK"

66



Tabel 2.6 Komposisi DPK Perbankan Syariah

(Composition of Third Party Funds of Sharia Banks) Miliar Rp (Billion Rp) Desember 2008

Desember 2009

Komposisi thdp total DPK (%)

Indikator Nominal


Desember 2010

Komposisi thdp total DPK (%) Nominal


Desember 2011



Desember 2012



Desember 2013



Januari 2014***)



Desember 2014



Januari 2015




Indicator


Giro Wadiah iB

4.238

11,50

6.202

11,86

9.056

11,91

12.006

11,79

17.708

12,00

18.523

10,09

15.749

8,85

18.649

8,56

18.160

8,62 Demand Deposit iB

Rupiah

3.741

10,15

5.403

10,34

7.914

10,41

10.678

10,49

15.683

10,63

15.736

8,57

13.398

7,53

15.407

7,07

15.452

7,33

Rupiah

498

1,35

798

1,53

1.142

1,50

1.329

1,30

2.026

1,37

2.787

1,52

2.351

1,32

3.242

1,49

2.707

1,28

Foreign Exchange

20.143

54,66

29.595

56,62

44.075

57,97

70.806

69,55

84.732

57,44

107.812

58,74

106.973

60,12

135.629

62,26

130.352

61,85 Deposits iB

19.273

52,30

28.484

54,49

42.206

55,51

67.942

66,74

80.576

54,62

100.105

54,54

99.552

55,95

126.071

57,87

120.734

57,28

870

2,36

1.111

2,13

1.869

2,46

2.864

2,81

4.155

2,82

7.706

4,20

7.421

4,17

9.558

4,39

9.618

4,56

12.471

33,84

16.475

31,52

22.906

30,13

32.602

32,02

45.072

30,55

57.200

31,17

55.208

31,03

63.581

29,18

62.249

29,54 Savings iB

12.436

33,74

16.379

31,33

22.688

29,84

32.290

31,72

44.288

30,02

56.059

30,54

54.172

30,45

62.926

28,88

61.512

29,19

35

0,10

96

0,18

218

0,29

312

0,31

784

0,53

1.141

0,62

1.036

0,58

655

0,30

737

0,35

36.852

100

52.271

100

76.036

100

115.415

113,37

147.512

100,00

183.534

100,00

177.930

100,00

217.858

100,00

210.761

35.449

96,19

50.266

96,16

72.807

95,75

110.910

108,94

140.547

95,28

171.900

93,66

167.122

93,93

204.404

93,82

197.699

93,80

1.403

3,81

2.006

3,84

3.229

4,25

4.505

4,42

6.965

4,72

11.634

6,34

10.808

6,07

13.454

6,18

13.063

6,20

Valas

Deposito Mudharabah iB Rupiah Valas

Tabungan Mudharabah iB Rupiah Valas

Total DPK iB Rupiah Valas *). Angka-angka sementara



100,00 Total Third Party Funds iB

Rupiah Foreign Exchange *) Provisional figures

62



Tabel 2.7 Tingkat Bagi Hasil Rata-rata DPK Bank Syariah

(Average of Profit Sharing Rates of Third Party Fund of Sharia Banks) Persen (Percent) 2014 Indikator

2009

2010

2011

2012

2013 Jan

r)

Feb

r)

Mar

Apr

Mei 1.

r)

Juni

r)

2015 Juli

r)

Agus

r)

Sep

r)

Okt

Nov

Des

Wadiah Demand Deposit iB

Giro iB Rupiah Valas

Indicator

Jan

1,04 0,38

1,26 0,77

2,15 1,13

1,01 0,26

0,74 0,11

0,87 0,13

0,86 0,12

0,80 0,10

0,85

0.58 r)

0.62 r)

0,56

0,60

0,69

0,83

0,77

0,70

0,82

Rupiah

0,16

r)

0,27

0,61

0,36

0,33

0,36

0,34

0,34

0,36

Foreign Exchange

0.32

Mudharabah Deposits iB

Deposito iB Rupiah

7,48

7,03

7,46

6,33

5,10

5,70

5,74

5,86

5,85

6,65

6,82

6,61

7,42

7,96

7,89

7,81

8,39

7,74

Rupiah

Valas

3,18

4,35

3,36

2,89

2,76

3,24

3,33

3,24

3,33

2,87

3,27

2,86

1,81

2,40

2,00

2,23

2,15

2,13

Foreign Exchange Mudharabah Saving iB

Tabungan iB Rupiah

2,76

3,08

3,23

2,41

5,66

5,81

5,75

5,80

5,86

3,73

3,47

3,41

3,41

3,52

3,47

3,39

3,60

3,19

Rupiah

Valas

1,01

0,92

0,87

0,68

1,01

0,78

1,09

1,15

1,18

0,72

0,45

0,75

0,78

0,77

0,78

0,76

0,74

0,77

Foreign Exchange

r) Angka-angka diperbaiki *). Angka-angka sementara

r) Revised figures *) Provisional figures 1. "Revision of data BUS-UUS began in May 2014 based on LSMK"

62



Tabel 2.8 Tingkat Margin Rata-rata Pembiayaan Berdasarkan Sektor Ekonomi

(Average of Margin Rates of Financing Based on Sector Economic) Persen (Percent) 2014 Sektor Ekonomi

2009

2010

2011

2012

2013 Jan

1. Pertanian, perburuan dan sarana pertanian Rupiah

r)

Feb

r)

Mar

Apr

Mei 1.

r)

Juni

r)

2015 Juli

r)

Agus

r)

Sep

r)

Okt

Nov

Des

Sektor Ekonomi

Jan

17,78

14,91

13,72

15,07

15,46

15,78

15,80

15,97

16,09

16,24

16,64

17,34

17,53

17,20

17,45

17,70

17,90

17,50 17,61

17,78

14,97

14,04

15,23

15,65

15,97

15,97

16,13

16,26

16,77

17,05

17,39

17,58

17,24

17,50

17,81

18,00

Valas

0,00

12,11

9,89

12,05

12,05

12,05

12,05

12,05

12,05

6,05

6,75

7,25

7,29

7,28

7,29

5,99

6,00

5,88

2. Pertambangan

15,44

16,29

12,22

11,36

12,44

12,26

12,40

12,32

12,51

10,50

10,61

12,42

12,53

12,57

11,56

12,07

12,26

11,54

Rupiah

1. Agriculture, hunting and agricultural facilities Rupiah Foreign Exchange 2. Mining Rupiah

14,20

14,32

13,70

13,03

15,77

15,59

15,48

15,55

15,72

12,84

12,95

15,38

15,79

15,72

13,93

15,35

15,39

14,16

Rupiah

18,51

19,03

9,60

7,99

7,64

7,71

7,67

8,20

8,57

7,93

8,17

9,01

9,05

9,13

9,22

8,60

8,88

8,83

Valas

15,48

13,99

13,49

12,18

11,45

11,50

11,58

11,31

11,56

12,70

13,30

13,22

13,20

13,18

13,26

13,46

13,71

12,82

Rupiah

15,34

14,32

13,56

12,58

11,84

11,84

11,88

11,57

11,87

13,89

14,33

14,18

14,24

14,29

14,38

14,56

14,98

14,20

Valas

39,77

10,04

11,78

9,65

7,97

8,21

8,15

8,24

8,01

6,65

8,26

8,01

7,92

8,09

8,04

8,13

8,04

6,49

4. Listrik, gas dan air

15,30

15,34

14,03

12,91

11,24

11,18

11,22

11,33

11,38

12,43

11,21

11,77

11,67

11,66

12,06

13,22

13,10

11,35

Rupiah

16,18

16,31

14,56

13,77

12,94

12,86

12,84

12,90

13,00

12,99

12,94

13,85

13,68

13,49

13,56

14,93

14,84

12,34

Valas

10,76

7,86

10,30

8,90

8,18

8,18

8,19

8,22

8,26

11,47

7,83

7,64

7,64

7,72

8,05

8,16

8,14

8,52

5. Konstruksi

13,49

14,32

14,32

13,95

12,26

11,90

12,03

12,58

12,60

13,28

13,60

12,79

13,64

13,28

13,85

14,47

14,42

13,69

Rupiah

14,15

14,63

14,54

14,46

12,42

12,10

12,22

12,80

12,85

13,63

13,94

12,91

13,81

13,43

14,04

14,69

14,65

13,81

4,60

9,91

12,11

10,62

9,61

9,55

9,57

9,64

9,32

9,33

9,29

10,93

10,94

10,81

10,78

10,64

10,62

11,40

Foreign Exchange

19,34

19,64

19,25

18,33

17,87

18,13

17,75

17,73

17,57

18,12

16,80

16,98

21,04

21,09

20,82

21,03

21,01

20,51

6. Trade, restaurants and hotels

Rupiah

19,49

20,18

19,60

18,74

18,26

18,51

18,07

18,07

17,89

18,23

16,89

17,07

21,12

21,18

20,90

21,13

21,13

20,63

Valas

12,04

9,32

8,99

9,14

8,97

8,96

8,94

9,03

9,22

9,64

9,53

9,14

12,94

12,01

12,05

10,28

8,86

8,78

Foreign Exchange

15,24

15,49

15,08

13,96

12,13

12,06

11,87

12,04

10,04

12,03

12,59

12,78

12,62

12,33

12,25

13,33

13,78

11,34

7. Transportation, warehousing and communications

3.

Valas 6. Perdagangan, restoran dan hotel

7. Pengangkutan, pergudangan dan komunikasi Rupiah

15,80

16,38

16,20

15,40

13,81

13,65

13,56

13,71

13,63

13,34

14,50

14,53

14,63

14,39

14,87

16,99

16,80

13,77

Valas

8,12

9,60

9,12

8,94

8,07

8,06

7,46

7,45

4,39

9,10

8,14

8,26

7,45

7,46

6,46

6,56

7,83

6,68

8. Jasa Dunia usaha

15,26

15,03

14,37

13,86

13,20

13,31

13,31

15,05

12,90

12,28

12,28

12,28

13,70

13,55

14,32

14,74

14,55

13,85

Rupiah

15,54

15,38

14,51

13,98

13,22

13,34

13,34

15,10

12,93

12,46

12,46

12,46

13,76

13,65

14,23

14,66

14,47

13,75

8,22

5,88

8,89

8,61

12,29

12,27

12,28

12,77

11,70

11,70

11,63

11,63

5,83

4,37

21,92

21,08

21,36

21,87

16,89

17,91

14,57

12,76

11,66

11,71

11,91

12,11

12,69

14,64

15,76

13,88

17,30

16,96

17,82

17,06

16,94

16,03

Valas 9. Jasa sosial/masyarakat Rupiah

Foreign Exchange 3. Manufacturing Rupiah Foreign Exchange 4. Electricity, gas and water Rupiah Foreign Exchange 5. Construction Rupiah

Rupiah

Rupiah Foreign Exchange 8. Business Services Rupiah Foreign Exchange 9. Social Services Rupiah

16,89

17,91

14,67

12,74

11,74

11,78

11,98

12,18

12,78

14,76

15,92

13,98

17,45

17,12

17,99

17,20

17,09

16,19

Valas

-

8,00

7,98

14,41

8,55

7,75

7,80

7,79

7,34

6,41

6,70

7,61

7,62

7,66

7,67

8,20

8,30

7,91

10. Lain-lain

11,04

10,17

9,68

10,29

10,64

10,78

10,81

12,03

12,10

13,23

11,67

11,04

10,88

11,03

11,17

11,43

11,44

11,73

11,41

10,47

9,99

10,63

11,03

11,14

11,17

12,15

12,24

13,22

11,69

11,04

10,89

11,04

11,18

11,43

11,44

11,73

Rupiah

0,13

0,70

0,78

0,36

0,54

1,21

0,84

0,38

0,49

0,49

0,58

0,58

0,49

1,20

0,14

2,36*)

3,10

3,09

Foreign Exchange

Rupiah Valas

Ket: 1) terdapat formulasi baru untuk perhitungan bagi hasil akad ijarah r) Angka-angka diperbaiki *) Angka-angka sementara

Note:

1)

Foreign Exchange 10. Others

there is a new formulation for the calculation of the results ijara contract r) Revised figures *) 2014 Provisional 1. "Revision of data BUS-UUS began in May basedfigures on LSMK"

63



Tabel 2.9 Tingkat Margin Rata-rata Pembiayaan Berdasarkan Jenis Penggunaan

(Average of Margin Rates of Financing Based on Type of Use) Persen (Percent) 2014 Jenis Penggunaan

2009

2010

2011

2012

2013 Jan

r)

Feb

r)

Mar

Apr

Mei 1.

r)

Juni

r)

2015 Juli

r)

Agus

r)

Sep

r)

Okt

Nov

Des

Type of Use

Jan Working Capital

16,99

16,55

15,33

14,33

13,38

13,44

13,46

14,72

13,21

13,41

13,92

14,88

17,32

17,11

17,37

17,69

17,68

16,59

Rupiah

17,15

16,96

15,65

14,63

13,73

13,81

13,80

15,10

13,73

13,84

14,49

15,47

18,00

17,82

17,97

18,34

18,25

17,21

Valas

12,55

10,56

9,67

9,29

8,05

8,02

7,94

8,02

6,31

9,04

8,29

8,32

8,24

8,02

9,57

9,37

10,36

8,86

Investasi

13,75

14,54

14,42

13,96

13,00

13,03

13,03

13,02

13,07

13,59

13,55

13,70

13,81

13,66

14,10

14,21

14,27

13,53

Investment

14,22

14,82

14,74

14,37

13,33

13,36

13,38

13,36

13,42

14,69

14,61

14,75

14,86

14,72

15,24

15,36

15,40

14,50

Rupiah

7,65

8,88

10,14

9,48

10,19

10,18

9,88

10,02

10,03

8,32

8,12

7,96

7,98

8,01

8,14

8,13

8,14

8,23

11,03

10,16

9,68

10,38

10,79

10,94

10,98

12,03

12,10

11,24

11,29

10,83

11,06

11,10

11,45

11,95

11,93

11,88

Consumption

11,40

10,47

9,99

10,72

11,19

11,31

11,34

12,15

12,24

11,26

11,31

10,83

11,06

11,11

11,46

11,95

11,93

11,88

Rupiah

0,13

0,70

0,78

0,36

0,55

1,31

0,97

0,38

0,77

0,77

0,77

0,77

0,49

0,18

0,14

2,36*)

3,10

3,09

Foreign Exchange

Modal Kerja

Rupiah Valas

Konsumsi Rupiah Valas

Ket: 1) terdapat formulasi baru untuk perhitungan bagi hasil akad ijarah r) Angka-angka diperbaiki *) Angka-angka sementara

Note:

1)


Foreign Exchange

there is a new formulation for the calculation of the results ijara contract r) Revised figures *) Provisional figures 1. "Revision of data BUS-UUS began in May 2014 based on LSMK"

64



Tabel 2.10 Kegiatan Usaha BPR Syariah

(Sharia Rural Banks Operation) Miliar Rp (Billion Rp) 2014 Indikator

2009

2010

2011

2012

2013 Jan

r)

Feb

r)

Mar

Apr

Mei 1.

r)

Juni

r)

2015 Juli

r)

Agus

r)

Sep

r)

Okt

Nov

Des

Indicator

Jan

1.995

2.586

3.328

4.459

5.544

5.534

5.587

5.644

5.635

5.631

5.620

5.648

5.777

5.855

5.980

6.055

6.287

6.283 Disbursement of Fund iB

1.587 408

2.060 525

2.676 652

3.554 906

4.433 1.110

4.423 1.112

4.539 1.048

4.635 1.009

4.727 908

4.789 842

4.845 774

4.850 798

4.846 932

4.918 937

4.948 1.032

4.980 1.075

5.005 1.282

5.004 1.279

Sumber Dana iB Dana Pihak Ketiga Tabungan iB Wadiah Tabungan iB Mudharabah Deposito iB Mudharabah Antar Bank Passiva Pinjaman yang Diterima Kewajiban Lainnya

1.679 1.251 234 319 697 353 57 18

2.196 1.604 285 374 945 521 52 19

2.892 2.095 412 448 1.235 694 80 23

3.911 2.938 527 590 1.820 855 91 27

4.866 3.666 668 701 2.297 1.104 55 41

4.864 3.669 658 675 2.337 1.100 53 41

4.914 3.711 673 689 2.349 1.102 52 50

4.979 3.765 684 703 2.378 1.106 54 54

4.958 3.734 683 693 2.358 1.120 55 49

4.942 3.681 678 687 2.316 1.155 56 49

4.916 3.599 671 651 2.277 1.207 59 52

4.929 3.592 662 629 2.300 1.229 61 48

5.062 3.729 718 678 2.332 1.220 69 44

5.110 3.753 726 680 2.347 1.235 79 43

5.190 3.802 737 692 2.373 1.255 89 44

5.256 3.853 743 696 2.414 1.258 92 53

5.439 4.028 790 750 2.488 1.265 92 54

5.444 Source of Funds iB 4.052 Third Party Funds 790 Wadiah Savings iB 748 Mudharabah Savings iB 2.514 Deposit Mudharabah iB 1.244 Interbank Liabilities 99 Loan received 49 Other Liabilities

Beberapa Komponen Modal

1.240

434

501

616

732

746

744

738

704

640r)

758

758

771

786

805

818

844

878 Some Components of Capital

347 42 70 (25)

390 50 87 (26)

472 61 106 (24)

556 82 129 (35)

566 83 9 88

574 91 23 55

585 101 32 20

600 104

603

613 109 62 (27)

621 109 58 (30)

626 109 67 (31)

629 109 79 (32)

633 109 94 (31)

637 109 104 (32)

646 109 122 (32)

667 109 11 91

Penyaluran Dana iB Pembiayaan iB Antar Bank Aktiva iB

Modal Disetor Cadangan L/R Tahun berjalan L/R Tahun Lalu Ket: r) Angka-angka diperbaiki

751 456 55 (22)

40r) 5r)

106r) 50 (12)

Financing iB Interbank Assets iB

Paid-In Capital Reserves Current Earnings (Profit/Loss) Current Earnings (Profit/Loss) Note: r) Revised figures

65



Tabel 2.11 Aset dan Pembiayaan BPR Syariah

(Asset and Financing of Sharia Rural Bank) Miliar Rp (Billion Rp) 2014 Indikator

2009

2010

2011

2012

2013 Jan

r)

Feb

r)

Mar

Apr

Mei 1.

r)

Juni

r)

2015 Juli

r)

Agus

r)

Sep

r)

Okt

Nov

Des

Indicator

Jan

Aset

2.126

2.739

3.520

4.699

5.833

5.840

5.899

5.959

5.946

5.937

5.933

5.934

6.083

6.150

6.266

6.343

6.573

6.580 Assets

Pembiayaan iB

1.587

2.060

2.676

3.554

4.433

4.423

4.539

4.635

4.727

4.789

4.845

4.850

4.846

4.918

4.948

4.980

5.005

5.004 Financing iB

Lancar

1.475

1.927

2.512

3.335

4.145

4.082

4.189

4.276

4.348

4.395

4.449

4.432

4.418

4.491

4.505

4.542

4.610

4.556

Kurang Lancar

31

39

49

73

91

121

126

133

150

152

154

161

159

149

158

155

136

179

Diragukan

31

30

45

52

66

74

80

73

72

81

81

86

91

90

91

89

81

86

Macet

50

65

70

94

132

146

144

153

156

162

162

171

177

189

193

195

177

184

Non Performing Financing (Nominal)

112

134

164

219

288

341

350

359

378

394

396

418

428

427

442

439

395

449 Non Performing Financing (Nominal)

Non Performing Financing (%)

7,03

6,50

6,11

6,15

6,50

7,70

7,71

7,74

8,00

8,23

8,18

8,62

8,83

8,68

8,94

8,81

7,89

Ket: r) Angka-angka diperbaiki

Current Sub Standard Doubtful Lost

8,97 Non Performing Financing (%)

Note: r) Revised figures

66



Tabel 2.12 Jaringan Kantor Perbankan Syariah

(Sharia Bank Office Network) 2014 Indikator

2009

2010

2011

2012

2013 Jan

r)

Feb

r)

Mar

Apr

Mei 1.

r)

Juni

r)

2015 Juli

r)

Agus

r)

Sep

r)

Okt

Nov

Des

Sharia Commercial Banks

Bank Umum Syariah (BUS) Jumlah Bank Jumlah Kantor

6

11

11

11

11

11

11

11

11

11

11

12

12

12

12

12

12

12

711

1.215

1.390

1.734

1.987

2.002

2.006

2.133

2.139

2.145

2.149

2.175

2.174

2.174

2.157

2.147

2.151

2.145

25

23

24

24

23

23

23

23

23

23

23

22

22

22

22

22

22

22

Jumlah Kantor

287

262

312

493

567

572

575

425

425

426

426

417 r)

403 r)

397 r)

362

354

320

322

Total Bank Total Bank Offices

Sharia Business Units

Unit Usaha Syariah (UUS) Jumlah Bank

Indicator

Jan

Total Bank Total Bank Offices

Sharia Rural Bank

BPR Syariah Jumlah Bank

139

150

155

158

163

163

163

163

163

163

163

163

163

163

163

163

163

164

Total Bank

Jumlah Kantor

223

286

364

401

402

420

428

431

425

428

429

424

436

433

431

438

439

477

Total Bank Offices


Note: r) Revised figures 1. "Revision of data BUS-UUS began in May 2014 based on LSMK"

67



Tabel 2.13 Kinerja Bank Umum Syariah

(Sharia Commercial Bank Performance) Miliar Rp (Billion Rp) Indikator

2009

2010

2011

2012

2013

2014 Janr)

Febr)

Mar

Apr

Mei 1. r)

Juni r)

Juli r)

Agus r) r)

Sep r) r)

Okt r)

Nov

Des

2015 Jan

Indicator

CAR (%) - Modal - ATMR

-

16,76 9.578 57.156

16,63 11.297 67.936

14,14 13.866 98.071

14,42 18.089 125.429

16,76 19.591 116.878

16,71 18.999 113.693

16,20 19.033 117.508

16,68 19.372 116.124

16,85 15226,93 90372,12

16,21 18787,62 115885,2

14.76 17,904 r) 121,318 r)

14.73 17,388 r) 118065,3

14,60 18.229 r) 124.823 r)

15,25 18.437 120.871

15.66* 19.521 124.626

15,74 19.585 124.405

13,75 19.450 141.452

CAR (%) - Capital - Risk Weighted Assets

KAP APYD terhadap Aktiva Produktif - APYD - Total Aktiva Produktif

-

96,84 2.121 67.230

94,38 757 13.471

97,34 3.341 125.551

96,96 4.668 153.688

96,40 5.426 150.617

96,09 5.896 150.784

95,98 6.141 152.871

95,77 6.664 157.506

95,68 8.719 201.906

95,87 7.606 184.055

95,54 9.354 209.785

95,53 8.456 189.286

95,29 9.064 192.582

94,85 9.480 184.207

94,53 10.180 186.032

95,22 10.055 210.371

5,75 11.626 202.284

Earning Assset Quality Classified Earning assets to - Classified Earning Assets - Total Earning assets

-

1,77 936 53.024

1,20 949 79.144

2,04 2.184

1,82 2.558

1,45 2.069

0,87 1.256

1,38 2.001

1,45 2.147

1,54 2,672 r)

r)

1,64 2.874

1,61 2.838

2,93 5.300

2,22 4.061

2,68 4.889

2,92 5.235

2.92 *) 5,235 *)

0,97 1.739

107.114

140.544

142.741

144.770

144.982

148.543

173,630 r)

175.064

176.778

180.668

182.651

182.728

179.383 179,383 *)

179.126

-

1,59

1,59

1,94

1,58

1,01

1,00

1,30

1,09

0,82

0,76

0,71 r)

-

960 60.268 82,38

1.460 92.058 81,65

2.397 123.667 76,35

2.573 162.544 82,16

1.770 175.675 89,25

1.728 172.379 89,22

2.050 158.192 90,91

1.949 179.112 84,50

1.505 182.756

1.378 181.546

1.328

-

4.368 5.302

6.378 7.812

7.678 10.057

12.012 14.621

968 1.084

2.244 2.515

3.451 3.796

4.443 5.258

6,280 r) 8,210 r)

6,337 r) 8,948 r)

8,186 r) 10,324 r)

-

16,76 9.578 57.156

19,64 16.779 85.448

18,04 18.689

16,33 20.277

16,61 20.116

15,95 19.364

16,79 20.818

18,37 20.589

17,82 24.303

17,07 23.459

103.588

124.192

121.077

121.407

123.969

112.068

136.362

137.452

-

87,60

91,41

120,65

95,87

94,94

97,77

98,11

95,50

93,55

95,21

Rentabilitas NOM (%) - Pendapatan -

Rata-rata Aktiva ROA (%)

- Laba - Rata-Rata total aset BOPO (%) -

Biaya Operasional Pendapatan

Likuiditas Short Term Mistmach (%) - Aktiva Jangka Pendek -

Kewajiban Jangka FDR (%)

76,49

r)

70,82

r)

Profitability NOM (%) - Net Operations Income -

Average Earning Assets

ROA (%)

r)

0,56*)

0,49

0,41

0,88

1.051 r) 189.317 r) 85,70 r)

1.051*) 189.317*) 76,96 r)

972 197.281 78,22

822 198.248 81,32

1.745 197.385 94,80

10,104 r) 12,275 r)

11.142 r) 13.000 r)

11,996 r) 15,588 r)

14.394 18.401

16.779 20.634

2.642 2.787

- Profit - Average Assets Operating Expenses to Operations Revenue (%) - Operations Expenses - Operations Income

18,81 26.516

18,57 26.387

19,07 26.665

19,07 26.665

21,54 31.497

18,22 27.833

25,17 44.511

Liquidity Short Term Mistmach (%) - Short-Term Assets

140.985

142.058

139.852

139.852

146.255

152.758

176.847

93,05

93,90

93,90

89,91

86,66

88,85

188,188 r) 79,29 r)

94,02

r)

0,55 1,045 188,531 82,31

r)

0,56

-

Short-Term Liabilities

FDR (%)

-

Pembiayaan

-

56.357

32.165

142.148

137.268

144.008

135.868

138.590

138.492

141.038

143.316

146,402 r)

145.971

147.737

147.737

148.403

147.944

145.976

-

Financing

-

Dana Pihak Ketiga

-

64.335

35.186

117.817

143.174

151.688

138.967

141.260

145.014

150.757

150.530

155,707 r)

156.870

157.332

157.332

165.050

170.723

164.291

-

Third Party Funds


Note: r) Revised figures 1. "Revision of data BUS-UUS began in May 2014 based on LSMK"

68



Tabel 2.14 Bank Umum Syariah Berdasarkan Tingkat Rasio

(Sharia Commercial Based on Ratios) 2014 Indikator

2009

2010

2011

2012

2013

Janr)

Febr)

Mar

Mei 1. r)

Apr

Juni r)

2015 Juli r)

Agus r)

Sep r)

Okt

Nov

Des

Indicator

Jan Tier One Capital

Modal Inti <100 miliar

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

<100 billion

>100 miliar

0

11

11

11

11

11

11

11

11

11

11

12

12

12

12

12

12

12

>100 billion Capital Adequacy Ratio

CAR <12%

0

3

3

2

2

1

1

2

1

1

1

2

2

1

1

2

1

0

<12%

>12%

0

8

8

9

9

10

10

9

10

10

10

10

10

11

11

10

11

12

>12% Non Performing Loan Ratio

NPL <5%

0

11

11

11

11

11

10

10

8

9

9

10

10

8

8

8

9

7

<5%

>5%

0

0

0

0

0

0

1

1

3

2

2

2

2

4

4

4

3

5

>5% Return on Asset Ratio

ROA <1,5%

0

6

5

4

6

9

9

9

10

9

9

10

9

9

9

9

9

9

<1,5%

>1,5%

0

5

6

7

5

2

2

2

1

2

2

2

3

3

3

3

3

3

>1,5%

Finance to Deposit Ratio 0 <50%

FDR <50% >50% Ket: r) Angka-angka diperbaiki

0

1

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

10

11

11

11

11

11

11

11

11

11

12

12

12

12

12

12

12

>50% Note: r) Revised figures


69

viii

T hi s page i nt ent i onal l y l eft bl ank

Halamn ini sengaja dikosongkan



Tabel 3.1 Kegiatan Usaha Bank Perkreditan Rakyat

(Rural Banks Operations) Miliar Rp (Billion Rp) 2014 Indikator

2009

2010

2011

2012

2015

2013 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Indicator

Jan Fund Disbursements

Penyaluran Dana 28.001

33.844

41.100

49.818

59.176

59.503

60.812

62.055

63.036

64.209

65.507

66.268

66.264

67.061

67.359

67.648

68.391

68.519

a. Credits

8.075

10.033

12.434

14.935

15.374

15.166

14.567

13.952

13.413

12.513

11.953

11.886

13.356

13.953

15.326

16.352

18.540

18.590

b. Inter-Bank Assets

25.552

31.312

38.209

44.870

50.520

50.853

51.367

51.799

52.113

52.224

52.120

52.474

53.824

54.605

55.730

56.800

58.750

59.381

a. Third Party Funds

Deposito

17.280

21.455

26.174

30.401

33.879

34.365

34.775

34.963

35.101

35.326

35.640

36.272

36.854

37.301

38.104

38.751

39.919

40.655

Time Deposits

Tabungan

8.272

9.857

12.035

14.468

16.641

16.489

16.591

16.835

17.012

16.898

16.480

16.202

16.970

17.304

17.626

18.048

18.831

18.726

Savings Deposits

3.947

4.739

6.420

9.528

1.896

1.882

1.919

1.905

1.850

1.762

1.672

1.593

1.649

1.708

1.848

1.918

2.006

2.047

b. Inter-Bank Liabilities

c. Pinjaman yang Diterima

541

610

443

426

11.165

10.882

10.988

11.263

11.462

11.644

12.411

12.719

12.595

12.833

12.861

13.007

13.386

12.963

d. Kewajiban Segera

328

373

389

466

421

398

421

514

543

492

480

500

454

459

408

464

452

539

a. Kredit b. Antar Bank Aktiva

Source of Funds

Sumber Dana a. DPK

b. Antar Bank Pasiva

c. Loans received d. Immediate Liabilities

Several Components of Capital

Beberapa Komponen Modal a. Modal Disetor

4.072

4.757

5.517

6.227

6.997

7.106

7.131

7.258

7.334

7.357

7.532

7.644

7.755

7.936

8.051

8.105

8.227

8.351

a. Paid In Capital

b. Cadangan

1.033

1.272

1.465

1.726

1.573

1.598

1.648

1.718

1.757

1.783

1.786

1.802

1.837

1.807

1.798

1.810

1.819

1.839

b. Reserves

c. L/R Tahun Berjalan

1.158

1.447

1.853

2.328

2.661

214

417

674

875

1.117

1.354

1.506

1.741

2.008

2.254

2.484

2.682

(118)

(157)

(125)

(24)

564

3.067

2.652

1.999

1.462

1.290

1.209

1.131

2.570

1.051

d. L/R Tahun Lalu Ket:

Sejak data November 2013 pos Antar Bank Pasiva tidak termasuk pinjaman yang diterima dari Bank lain. Sejak Data November 2013 pos Pinjaman Yang Diterima termasuk pinjaman yang diterima dari Bank lain.

214

c. Current Earnings

d. Retained Earnings (Profit/Loss) since November 2013, data Inter-Bank liabilities not include Loans received form other bank since November 2013, data Loans received include Loans received form other bank 1.047

1.010

978

3.331

78



Tabel 3.2 Kinerja Bank Perkreditan Rakyat

(Rural Banks Performance) Miliar Rp (Billion Rp) 2014 Indikator

2009

2010

2011

2012

Jan LDR (%)

2015

Indicator

2013 Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan 79,05 LDR (%)

79,61

79,02

78,54

78,63

84,34

81,06

82,11

83,18

84,25

85,37

85,80

86,71

86,10

84,96

83,98

81,08

79,79

- Total Kredit

28.012

33.878

41.144

49.866

59.176

60.197

61.456

62.570

63.508

64.844

66.397

67.005

67.143

67.683

68.115

67.648

68.391

68.342

-

Total Credit

- Penghimpunan Dana

29.496

36.420

44.836

54.535

60.024

62.461

63.101

63.782

64.253

64.679

65.301

65.739

66.350

67.828

69.072

70.883

72.914

72.736

-

Funds collected

5.691

6.450

7.551

8.880

10.137

11.804

11.747

11.441

11.124

11.282

12.086

11.535

11.630

11.836

12.035

12.552

12.801

13.718

-

Core Capital

- Modal Inti NPL (%) - Kredit Non Lancar - Total Kredit ROA (%) - L/R Tahun Berjalan - Total Aktiva ROE (%)

5,32 NPL (%)

6,90

6,12

5,22

4,75

4,41

4,94

4,99

4,96

5,06

5,17

5,08

5,24

5,37

5,28

5,40

5,36

4,75

1.932

2.070

2.146

2.369

2.610

2.941

3.033

3.078

3.190

3.321

3.325

3.471

3.557

3.542

3.635

3.628

3.252

3.643

-

Non Current Credits

28.001

33.844

41.100

49.818

59.176

59.503

60.812

62.055

63.036

64.209

65.507

66.268

66.264

67.061

67.359

67.648

68.391

68.519

-

Total Credit

2,85 ROA (%)

3,08

3,16

3,32

3,46

3,44

3,31

3,20

3,42

3,32

3,37

3,37

3,18

3,16

3,19

3,16

3,10

2,98

1.158

1.447

1.853

2.328

2.661

214

417

674

875

1.117

1.354

1.506

1.741

2.008

2.254

2.484

2.682

214

-

37.554

45.742

55.799

67.397

77.376

77.485

78.189

78.838

79.159

79.524

80.329

81.091

82.625

84.011

85.623

87.344

89.878

90.052

-

25,08

Current Earnings (Profit/Loss) Total Aktiva

26,31 ROE (%)

26,71

29,46

32,63

32,41

30,71

29,82

31,43

30,25

30,74

30,44

28,64

28,59

28,73

28,68

28,56

27,89

- L/R Tahun Berjalan

1.158

1.447

1.853

2.328

2.661

214

417

674

875

1.117

1.354

1.506

1.741

2.008

2.254

2.484

2.682

214

-

Current Earnings (Profit/Loss)

- Modal Disetor

4.072

4.757

5.517

6.227

6.997

7.106

7.131

7.258

7.334

7.357

7.532

7.644

7.755

7.936

8.051

8.105

8.227

8.351

-

Paid In Capital

546

661

772

909

1.214

1.239

1.268

1.321

1.343

1.362

1.365

1.374

1.378

1.381

1.380

1.382

1.389

1.396

-

General Reserve

- Cadangan Umum Ket:

*)

Angka-angka sementara

*) Provisional figures

79



Tabel 3.3 Perkembangan Aset BPR Berdasarkan Lokasi BPR

(Growth of Rural Banks Asset Based on Location) Miliar Rp (Billion Rp) Lokasi 1. Jawa Barat

2009

2010

2011

2012

2014

2013

2015

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Location

7.061

8.511

9.771

11.293

12.663

12.835

13.014

13.107

13.160

13.357

13.381

13.548

13.842

14.037

14.332

14.677

15.099

15.220

2. Banten

737

907

1.056

1.308

1.529

1.508

1.512

1.522

1.537

1.498

1.522

1.537

1.576

1.636

1.655

1.711

1.833

1.886

3. DKI Jakarta

708

922

1.341

1.579

1.625

1.637

1.636

1.674

1.628

1.667

1.678

1.694

1.720

1.729

1.780

1.807

1.889

1.881

4. D.I Yogyakarta

1.848

2.250

2.610

3.097

3.510

3.522

3.529

3.535

3.568

3.596

3.671

3.704

3.755

3.826

3.926

4.028

4.127

4.147

5. Jawa Tengah

9.190

10.899

12.851

14.938

16.844

16.836

16.945

17.127

17.131

17.170

17.267

17.440

17.882

18.110

18.526

18.838

19.234

19.341

6. Jawa Timur

4.739

5.607

6.562

7.898

8.910

8.961

9.035

9.141

9.221

9.329

9.436

9.572

9.727

9.797

9.865

9.997

10.226

10.256

25

30

33

39

39

40

44

44

45

49

50

49

50

50

51

54

55

56

8. Jambi

244

323

424

644

738

737

744

739

734

729

732

736

740

740

740

747

759

765

9. Aceh

121

104

125

138

161

162

164

163

164

163

160

157

161

162

164

165

168

168

7. Bengkulu

10. Sumatera Utara

580

677

763

877

967

976

980

983

978

978

991

997

1.017

1.035

1.048

1.055

1.049

1.063

11. Sumatera Barat

1.025

1.157

1.278

1.406

1.337

1.318

1.322

1.322

1.313

1.306

1.288

1.253

1.296

1.296

1.318

1.320

1.346

1.341

12. Riau

601

735

899

1.015

1.050

1.070

1.072

1.078

1.054

1.048

1.071

1.052

1.081

1.080

1.109

1.107

1.134

1.124

1.349

2.161

2.836

3.425

3.842

3.827

3.844

3.855

3.864

3.894

4.001

4.041

4.114

4.218

4.320

4.369

4.446

4.536


520

645

834

996

1.046

1.016

1.033

1.035

1.036

1.027

1.021

1.036

1.024

1.083

1.099

1.100

1.156

1.107

15. Bangka Belitung

20

25

50

59

75

74

76

80

75

75

75

75

80

80

82

84

89

96

13. Kepulauan Riau

16. Lampung

3.037

3.539

4.386

5.167

6.678

6.740

6.838

6.802

6.871

6.872

7.000

7.058

7.116

7.221

7.412

7.577

7.897

7.882


250

348

389

396

416

416

418

421

430

426

423

424

427

435

443

447

533

476


577

670

820

979

953

922

927

926

977

942

956

946

978

1.024

983

1.023

1.020

1.005


233

272

282

310

336

338

335

336

328

330

328

315

301

302

327

331

359

351


28

46

67

137

232

173

178

281

185

192

197

207

214

261

230

324

287

257

21. Sulawesi Tengah

254

309

504

955

1.372

1.358

1.367

1.416

1.425

1.424

1.429

1.443

1.448

1.468

1.482

1.496

1.535

1.492


336

457

669

925

1.064

1.117

1.131

1.156

1.164

1.163

1.190

1.205

1.203

1.223

1.255

1.276

1.310

1.336

23. Sulawesi Utara

241

395

625

820

963

947

922

903

900

891

897

896

920

926

940

965

995

987

65

68

80

103

133

128

129

133

135

141

142

150

157

163

163

169

187

197

2

3

4

6

7

7

7

6

6

6

6

8

8

8

8

8

8

8

30

35

36

35

35

34

35

35

35

34

34

34

34

34

35

34

24. Sulawesi Tenggara 25. Sulawesi Barat 26. Gorontalo

26

29

535

585

716

840

940

933

941

943

944

952

929

940

967

992

1.010

1.032

1.062

1.066

2.663

3.431

4.801

6.326

7.721

7.845

7.925

7.981

8.123

8.104

8.250

8.347

8.507

8.719

8.894

9.115

9.380

9.361


109

153

200

253

337

338

343

343

345

352

355

363

367

374

383

398

415

422

30. Maluku

210

217

391

747

1.001

856

880

917

927

949

977

980

998

1.021

1.054

1.073

1.174

1.119

31. Papua

215

231

314

516

609

586

587

607

626

628

640

643

663

693

712

728

754

745

2

8

13

17

22

22

23

23

24

24

24

30

32

32

32

33

35

35

29

74

152

221

207

252

202

206

206

204

209

217

231

243

257

280

292

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

45.742

55.799

67.397

77.376

77.485

78.189

78.838

79.159

79.524

80.329

81.091

82.625

84.011

85.623

87.344

89.878

90.052

27. Nusa Tenggara Barat 28. Bali

32. Maluku Utara 33. Papua Barat 34. Lainnya Total

37.554

-

1. Jawa Barat 2. Banten 3. DKI Jakarta 4. D.I Yogyakarta 5. Jawa Tengah 6. Jawa Timur 7. Bengkulu 8. Jambi 9. Aceh 10. Sumatera Utara 11. Sumatera Barat 12. Riau 13. Kepulauan Riau 14. Sumatera Selatan 15. Bangka Belitung 16. Lampung 17. Kalimantan Selatan 18. Kalimantan Barat 19. Kalimantan Timur 20. Kalimantan Tengah 21. Sulawesi Tengah 22. Sulawesi Selatan 23. Sulawesi Utara 24. Sulawesi Tenggara 25. Sulawesi Barat 26. Gorontalo 27. Nusa Tenggara Barat 28. Bali 29. Nusa Tenggara Timur 30. Maluku 31. Papua 32. Maluku Utara 33. Papua Barat 34. Others Total

80



Tabel 3.4 Jumlah BPR Berdasarkan Total Aset

(Rural Banks Based on Total Assets) Miliar Rp (Billion Rp) 2014 Total Aset

2009

2010

2011

2012

Jan Total Aset BPR

46

25

16

12

2015

Total Asset

2013 9

Feb 13

Mar 12

Apr 11

Mei 10

Jun 10

Jul 8

Ags 9

Sep 8

Okt 9

Nov 8

Des 7

Jan 12

6 Total Asset Rural bank

< 1 Billion

< 1 Miliar Total Aset BPR

429

341

264

229

213

207

212

208

204

203

207

201

195

195

197

192

190


1 up to 5 Billion

1 s.d 5 Miliar Total Aset BPR

479

433

387

333

267

263

253

257

263

263

262

264

263

261

252

253

245


5 up to 10 Billion

5 s.d 10 Miliar Total Aset BPR

779

907

1.002

1.079

1.146

1.153

1.159

1.160

1.158

1.158

1.157

1.161

1.168

1.169

1.178

1.185

1.196

1.204 Total Asset Rural bank

> 10 Billion

> 10 Miliar Total

1.733

1.706

1.669

1.653

1.635

1.636

1.636

1.636

1.635

1.634

1.634

1.635

1.634

1.634

1.635

1.637

1.643

1.643

Total

81



Tabel 3.5 Non Performing Loan Bank Perkreditan Rakyat

(NPL of Rural Bank) Miliar Rp (Billion Rp) 2014 Kolektibilitas

2009

2010

2011

2012

2015

2013 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Collectibility

28.001

33.844

41.100

49.818

59.176

59.503

60.812

62.055

63.036

64.209

65.507

66.268

66.264

67.061

67.359

67.648

68.391

68.519 Credit

26.068

31.775

38.953

47.450

56.566

56.562

57.779

58.977

59.847

60.888

62.181

62.796

62.707

63.519

63.724

64.020

65.139

64.876

b. Kurang Lancar

457

514

495

577

640

890

932

941

957

979

982

1.039

1.055

1.001

1.020

993

773

1.058

c. Diragukan

335

398

420

453

537

567

570

570

617

652

645

687

705

722

730

746

713

742

1.140

1.158

1.231

1.339

1.433

1.483

1.531

1.567

1.616

1.690

1.698

1.745

1.797

1.819

1.885

1.889

1.766

1.842

Non Performing Loan (Nominal)

1.932

2.070

2.146

2.369

2.610

2.941

3.033

3.078

3.190

3.321

3.325

3.471

3.557

3.542

3.635

3.628

3.252

3.643 Non Performing Loan (Nominal)

Rasio Non Performing Loan (%)

6,90

6,12

5,22

4,75

4,41

4,94

4,99

4,96

5,06

5,17

5,08

5,24

5,37

5,28

5,40

5,36

4,75

5,32 Non Performing Loan Ratio (%)

Kredit a. Lancar

d. Macet

a. Current b. Sub-Standard c. Doubtful d. Lost

82



Tabel 3.6 Non Performing Loan BPR Berdasarkan Lokasi

(NPL of Rural Banks Based On Location) Miliar Rp (Billion Rp) Lokasi

2009

2010

2011

2012

2014

2013

Jan

Feb

Mar

Apr

Mei

Jun

2015 Jul

Ags

Sep

Okt

Nov

Des

Location

Jan

417

427

455

501

529

566

590

593

605

625

625

677

700

724

739

738

700

748

1. Jawa Barat

2. Banten

70

81

85

89

99

106

107

104

107

109

96

108

118

112

114

111

101

108

2. Banten

3. DKI Jakarta

36

46

46

64

64

83

84

79

84

78

82

70

59

63

70

73

66

74

4. D.I Yogyakarta

80

103

109

115

123

136

146

147

148

154

164

169

173

160

165

173

144

170

4. D.I Yogyakarta

5. Jawa Tengah

618

658

675

687

697

793

814

818

838

878

886

917

940

935

945

944

825

909

5. Jawa Tengah

6. Jawa Timur

155

176

194

204

247

278

291

305

332

339

340

363

383

392

411

418

374

419

6. Jawa Timur

1

1

1

2

3

3

3

3

3

3

3

3

3

3

2

2

2

2

8. Jambi

14

14

13

14

36

43

44

48

50

52

55

58

58

60

63

67

64

71

9. Aceh

33

10

6

6

8

10

10

10

12

12

13

13

13

13

12

12

11

12

10. Sumatera Utara

35

39

48

40

50

56

57

57

57

56

58

57

60

61

57

58

55

59

10. Sumatera Utara

11. Sumatera Barat

67

87

66

68

68

79

84

86

90

97

98

106

106

101

101

97

83

92

11. Sumatera Barat

12. Riau

27

40

49

89

103

113

114

115

113

120

121

127

124

123

119

120

112

120

12. Riau

9

22

37

62

65

84

76

76

84

96

89

88

92

95

99

96

80

107

13. Kepulauan Riau


24

31

27

34

47

50

47

48

55

54

55

62

62

75

85

66

58

96


15. Bangka Belitung

1

2

1

2

2

2

2

3

3

3

3

3

4

3

4

4

3

3

15. Bangka Belitung

84

52

51

57

65

70

74

72

76

73

75

78

80

81

85

89

77

84

16. Lampung

9

8

12

17

27

30

32

36

40

41

42

44

45

44

45

45

44

55



19

17

16

27

22

22

23

22

24

24

27

28

28

27

26

26

27

28



27

30

24

29

30

32

33

34

33

33

33

33

38

36

37

37

32

33



1

2

4

4

7

9

10

10

11

14

12

11

21

11

15

10

7

5

21. Sulawesi Tengah

4

4

4

7

12

13

14

14

14

15

16

17

16

16

18

18

16

18

21. Sulawesi Tengah


13

19

15

13

12

17

22

21

26

28

28

30

30

25

26

26

22

26


23. Sulawesi Utara

6

12

18

25

59

72

78

82

83

78

77

69

70

68

66

74

59

66

23. Sulawesi Utara


2

6

9

10

9

10

11

12

12

12

12

12

12

13

13

13

11

12


25. Sulawesi Barat

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

25. Sulawesi Barat

26. Gorontalo

4

5

3

3

3

3

3

4

4

4

4

4

4

4

4

4

5

5

26. Gorontalo

40

64

69

79

67

72

74

77

76

80

77

77

77

74

71

70

66

71

126

98

95

103

138

156

165

167

178

205

194

203

195

180

195

185

168

203


4

5

6

7

6

19

13

18

15

18

21

23

26

26

27

30

22

31

30. Maluku

2

6

5

4

4

5

5

5

5

5

6

4

6

4

4

4

4

4

30. Maluku

31. Papua

6

6

4

5

7

7

8

9

9

10

9

9

9

9

10

10

10

11

31. Papua

32. Maluku Utara

0

0

0

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

32. Maluku Utara

33. Papua Barat

-

0

0

0

-

-

-

3

3

4

4

4

4

5

5

6

3

4

33. Papua Barat

34. Lainnya

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

34. Others

1.932

2.070

2.146

2.369

2.610

2.941

3.035

3.078

3.190

3.321

3.325

3.471

3.557

3.542

3.635

3.628

3.252

3.643

1. Jawa Barat

7. Bengkulu

13. Kepulauan Riau

16. Lampung 17. Kalimantan Selatan


Total

3. DKI Jakarta

7. Bengkulu 8. Jambi 9. Aceh


27. Nusa Tenggara Barat 28. Bali 29. Nusa Tenggara Timur

Total

83



Tabel 3.7 Komposisi DPK Bank Perkreditan Rakyat

(Composition of Third Party Funds of Rural Bank) Miliar Rp (Billion Rp) Desember 2008

Desember 2009


Indikator Nominal


Desember 2010

Komposisi thd Total DPK (%) Nominal

(Composition to Total Third Party Funds)

Desember 2011


(%)


Nominal

Desember 2012

Komposisi thd Total DPK (%) (Composition to Total Third Party Funds) (%)

Desember 2013



Desember 2014



Januari 2015




Indicator


Deposito

14.204

66,56

17.280

67,63

21.455

68,52

26.174

68,50

30.401

67,75

33.879

67,06%

39.919

67,95%

40.655

68,46% Time Deposits

Tabungan

7.135

33,44

8.272

32,37

9.857

31,48

12.035

31,50

14.468

32,25

16.641

32,94%

18.831

32,05%

18.726

31,54% Saving

Total DPK

21.339

100,00

25.552

100,00

31.312

100,00

38.209

100,00

44.870

100,00

50.520

100%

58.750

100%

59.381

100% Total Third Party Funds

84



Tabel 3.8 Komposisi DPK BPR Berdasarkan Lokasi Penghimpunan - Januaari 2015

(Composition of Third Party Funds of Rural Banks Based on Location - January 2015)

Lokasi

Tabungan

Deposito

Total DPK

(Saving Deposits)

(Time Deposits)

(Total of Third Party Funds)

Pangsa Thd Total DPK (%)

Location

(Portion to Total Third Party Funds (%)

Miliar Rp (Billion Rp) 1. Jawa Barat

1. Jawa Barat

2.741

8.162

10.904

18,36%

2. Banten

286

875

1.160

1,95%

2. Banten

3. DKI Jakarta

145

1.084

1.229

2,07%

3. DKI Jakarta

4. D.I Yogyakarta

957

2.041

2.998

5,05%

4. D.I Yogyakarta

5. Jawa Tengah

5.886

8.207

14.093

23,73%

5. Jawa Tengah

6. Jawa Timur

1.997

4.291

6.288

10,59%

6. Jawa Timur

7. Bengkulu

17

16

33

0,06%

7. Bengkulu

8. Jambi

82

494

576

0,97%

8. Jambi

9. Aceh

34

51

85

0,14%

10. Sumatera Utara

397

397

794

1,34%

10. Sumatera Utara

11. Sumatera Barat

599

375

975

1,64%

11. Sumatera Barat

12. Riau

329

455

784

1,32%

12. Riau

13. Kepulauan Riau

492

3.204

3.696

6,22%

13. Kepulauan Riau


180

496

676

1,14%


15. Bangka Belitung

14

62

76

0,13%

15. Bangka Belitung

16. Lampung

713

3.138

3.852

6,49%

16. Lampung


116

171

287

0,48%



320

442

762

1,28%



87

97

183

0,31%



95

105

200

0,34%


21. Sulawesi Tengah

64

303

367

0,62%

21. Sulawesi Tengah


185

569

754

1,27%


23. Sulawesi Utara

130

653

784

1,32%

23. Sulawesi Utara

52

38

90

0,15%


25. Sulawesi Barat

1

2

3

0,01%

25. Sulawesi Barat

26. Gorontalo

8

12

20

0,03%

26. Gorontalo

363

329

692

1,17%


2.129

3.804

5.932

9,99%

28. Bali

119

190

309

0,52%


30. Maluku

65

232

297

0,50%

30. Maluku

31. Papua

69

188

257

0,43%

31. Papua

6

11

17

0,03%

32. Maluku Utara

46

162

208

0,35%

33. Papua Barat

-

-

-

0,00%

34. Others

18.726

40.655

59.381

100,00%

Total



32. Maluku Utara 33. Papua Barat 34. Lainnya Total

9. Aceh

85



Tabel 3.9 DPK BPR Berdasarkan Lokasi Penghimpunan

(Third Party Funds of Rural Banks Based on Deposits Location) Miliar Rp (Billion Rp) Lokasi 1. Jawa Barat

2009

2010

2011

2012

2014

2013

Jan

Feb

Mar

Apr

Mei

Jun

2015 Jul

Ags

Sep

Okt

Nov

Des

Jan

Location 1. Jawa Barat

5.072

6.061

6.859

7.746

8.804

8.946

9.105

9.131

9.224

9.352

9.235

9.392

9.661

9.809

10.081

10.361

10.754

10.904

2. Banten

382

509

661

816

953

958

957

955

961

948

945

937

980

1.021

1.027

1.058

1.114

1.160

2. Banten

3. DKI Jakarta

420

600

837

1.063

1.001

1.010

1.027

1.057

1.032

1.062

1.054

1.064

1.102

1.104

1.130

1.140

1.209

1.229

3. DKI Jakarta

4. D.I Yogyakarta

1.290

1.511

1.814

2.193

2.540

2.538

2.542

2.527

2.569

2.572

2.614

2.641

2.686

2.739

2.832

2.875

2.934

2.998

4. D.I Yogyakarta

5. Jawa Tengah

6.449

7.529

9.052

10.585

12.097

12.166

12.232

12.335

12.422

12.450

12.351

12.365

12.770

12.959

13.282

13.486

13.909

14.093

6. Jawa Timur

2.964

3.497

4.041

4.893

5.459

5.530

5.605

5.628

5.661

5.710

5.741

5.769

5.914

5.957

6.003

6.083

6.241

6.288

17

18

20

25

27

27

27

28

30

31

31

30

31

30

31

32

32

33

8. Jambi

186

244

316

482

532

534

541

541

536

536

540

542

551

551

548

555

567

576

9. Aceh

37

41

55

61

80

82

85

83

83

83

80

78

81

81

83

83

85

85

10. Sumatera Utara

426

493

538

612

690

702

707

719

726

722

727

725

746

760

769

774

774

794

10. Sumatera Utara

11. Sumatera Barat

715

829

913

972

917

911

918

924

927

920

892

862

913

918

943

947

973

975

11. Sumatera Barat

12. Riau

417

525

629

678

699

719

725

730

727

717

728

724

752

748

769

765

787

784

12. Riau

1.071

1.758

2.324

2.735

3.097

3.101

3.107

3.111

3.134

3.151

3.251

3.289

3.378

3.431

3.507

3.530

3.610

3.696


386

471

556

625

657

640

634

635

642

627

616

632

622

656

666

660

715

676


15. Bangka Belitung

17

21

43

48

60

58

59

62

62

62

60

59

61

62

63

65

70

76

15. Bangka Belitung

1.945

2.427

2.883

3.249

3.373

3.443

3.529

3.501

3.484

3.474

3.441

3.493

3.525

3.511

3.614

3.644

3.724

3.852


154

177

251

222

228

232

232

233

246

241

237

238

239

243

249

251

338

287



470

547

651

783

737

700

700

698

750

713

723

711

744

761

742

775

770

762



152

177

174

192

202

204

203

205

201

202

199

186

173

174

176

177

191

183



15

28

44

105

190

130

133

235

139

146

149

159

162

209

178

271

232

200


21. Sulawesi Tengah

99

130

277

284

332

323

341

389

353

360

365

367

361

368

373

377

412

367

21. Sulawesi Tengah


185

259

366

476

497

547

555

565

574

580

590

614

630

647

675

696

721

754


23. Sulawesi Utara

171

282

439

588

728

732

712

683

692

683

681

690

706

706

717

744

772

784

23. Sulawesi Utara

55

56

56

61

78

76

75

78

78

79

77

78

82

85

86

89

94

90

1

2

2

3

2

2

3

3

3

3

3

3

3

3

3

3

3

3

10

14

16

20

21

19

20

19

19

19

19

19

19

19

19

19

20

20

319

366

452

521

602

604

606

608

610

612

586

592

618

635

656

667

690

692

1.803

2.331

3.254

4.054

4.959

5.099

5.161

5.198

5.298

5.225

5.265

5.306

5.401

5.502

5.598

5.716

5.905

5.932


71

108

143

186

248

246

250

250

253

253

257

265

271

275

278

294

309

309


30. Maluku

99

105

251

271

313

195

198

259

257

280

263

253

242

230

223

233

329

297

30. Maluku

152

166

224

203

229

224

221

250

265

254

246

234

232

232

230

239

251

257

31. Papua

1

4

6

8

11

11

13

14

14

14

14

15

16

16

16

16

17

17

26

63

111

155

141

143

142

144

143

141

144

151

164

164

174

198

208

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

38.209

44.870

50.520

50.853

51.367

51.799

52.113

52.224

52.120

52.474

53.824

54.605

55.730

56.800

58.750

59.381

7. Bengkulu

13. Kepulauan Riau

16. Lampung

24. Sulawesi Tenggara 25. Sulawesi Barat 26. Gorontalo 27. Nusa Tenggara Barat 28. Bali

31. Papua 32. Maluku Utara 33. Papua Barat

-

34. Lainnya

-

Total

25.552

31.312

5. Jawa Tengah 6. Jawa Timur 7. Bengkulu 8. Jambi 9. Aceh

13. Kepulauan Riau

16. Lampung


32. Maluku Utara 33. Papua Barat 34. Others Total

86



Tabel 3.10 Suku Bunga Rata-rata DPK Bank Perkreditan Rakyat

(Average of Third Party Interest Rates of Rural Banks) Persen (Percent) 2014 Indikator

2009

2010

2011

2012

Jan

Tabungan Deposito

Revisi

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Indicator

Jan

6,32

5,53

5,21

4,68

4,63

4,62

5,03

5,07

4,62

4,68

4,66

4,62

4,66

4,61

4,62

4,72

4,56

4,65

10,81

10,25

9,85

8,40

9,61

9,65

10,19

10,19

9,80

10,30

9,73

9,81

10,28

10,32

10,26

10,30

10,10

10,04

Ket: Data tersedia mulai Desember 2008 r)

2015

2013

Saving Time Deposits

Note: Data available on December 2008 r) revised

87



Tabel 3.11 Suku Bunga Rata-rata Kredit BPR Berdasarkan Sektor Ekonomi

(Average of Credit Interest Rates of Rural Banks Based on Economic Sector) Persen (Percent) 2013 Sektor Ekonomi

2010

2011

2014

2015

Economic Sector

2012 r)

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

1 Pertanian, Perburuhan, dan Kehutanan 2 Perikanan

38,29

36,58

35,51

35,73

35,51

35,55

37,15

37,19

36,87

33,90

33,95

33,68

33,58

33,77

33,70

33,72

33,78

33,76

1. Agriculture, hunting, and forestry

33,39

32,10

31,32

31,17

31,19

31,20

32,05

32,11

31,96

30,45

30,19

30,42

30,47

30,14

30,22

30,15

30,22

30,39

2. Fisheries

3 Pertambangan dan Penggalian

28,29

26,58

26,60

25,36

25,22

25,78

25,98

25,90

26,39

26,01

25,47

26,03

25,20

25,35

25,38

25,24

25,17

24,68

3. Mining and quarrying

4 Industri Pengolahan

30,67

29,14

28,44

28,32

27,62

27,60

33,47

27,65

27,29

27,23

27,67

27,49

27,65

27,67

27,53

27,62

27,68

27,80

4. Processing industry

5 Listrik, Gas dan Air

34,43

30,33

29,08

30,60

27,89

27,47

27,45

27,99

27,97

27,92

27,27

28,72

27,25

28,21

28,19

27,96

29,06

28,84

5. Electricity, gas and water

6 Konstruksi

31,41

29,72

28,59

25,28

24,93

24,92

26,84

27,40

27,64

25,02

25,09

24,67

24,77

25,03

26,55

26,64

26,31

26,39

6. Construction

7 Perdagangan Besar dan Eceran

7. Big and retail trade

33,14

31,97

30,41

30,80

30,24

30,31

31,53

30,38

30,48

29,05

29,03

28,95

29,08

29,01

28,99

29,12

28,91

28,99

8 Penyediaan Akomodasi dan Penyedian Makan Minum 9 Transportasi, Pergudangan dan Komunikasi 10 Perantara Keuangan

27,99

28,53

28,53

25,95

25,72

26,11

26,23

26,32

26,32

26,10

26,26

26,43

26,47

26,34

25,92

26,01

26,04

25,73

30,12

28,11

27,89

26,86

27,47

27,18

39,39

27,83

27,59

26,97

26,86

26,91

26,96

27,11

26,94

26,84

26,85

26,74

25,28

24,20

23,52

22,21

22,80

22,72

22,52

22,19

22,14

21,57

21,84

21,70

22,05

22,09

22,33

22,44

22,19

22,63

11 Real Estate

27,26

22,77

21,50

23,05

22,76

23,41

23,51

23,56

25,32

24,03

24,11

24,36

23,73

24,56

22,73

22,81

22,76

22,89

12 Administrasi Pemerintahan, Pertanahan Dan Jaminan Sosial Wajib 13 Jasa Pendidikan

35,78

26,38

27,60

27,47

28,85

27,64

27,64

27,86

26,90

27,28

27,08

27,28

27,53

26,75

26,65

26,76

26,44

26,64

31,61

28,84

28,20

26,15

26,41

27,14

28,37

27,19

27,24

27,98

27,81

27,91

28,07

28,24

27,87

27,91

27,97

27,95

11. Real estate, rental business, and services company 12. Government administration, the defense and compulsory social security 13. Education services

14 Jasa Kesehatan dan Kegiatan Sosial

30,51

30,86

28,89

27,61

22,60

22,74

27,07

27,68

27,22

26,78

26,56

26,41

26,34

26,97

27,47

27,69

27,46

27,42

14. Health and social services

15 Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan Lainnya 16 Jasa Perorangan yang Melayani Rumah Tangga 17 Kegiatan Usaha yang Belum Jelas Batasannya 18 Bukan Lapangan Usaha - Rumah Tangga 19 Bukan Lapangan Usaha - Lainnya

29,05

28,23

27,98

29,94

28,63

28,63

32,91

29,10

28,01

28,51

28,95

28,83

29,52

29,33

29,43

29,38

29,43

29,73

31,07

32,82

31,15

30,94

28,94

29,17

29,63

29,89

30,10

29,39

29,27

29,45

29,25

28,91

28,80

28,67

28,71

28,35

15. Community, Sociocultural,Entertainment and Other Individual Services 16. Individual services serving the household

29,35

29,11

28,00

30,03

29,24

30,08

36,70

30,12

29,82

29,61

29,27

28,38

28,64

28,40

29,36

29,03

28,92

28,99

28,12

27,39

26,19

24,33

25,17

24,55

25,51

24,43

24,18

24,56

24,94

25,03

25,01

25,08

24,63

25,00

24,90

24,88

27,71

26,88

25,90

25,13

25,18

25,16

25,59

25,51

27,33

24,93

25,13

25,53

25,53

25,50

25,55

25,61

25,55

25,63

Ket:

r)

revisi

8. Provision of accommodation and food supply drinking 9. Transportation, warehousing and communications 10. Transitional finance

17. International Agency and Other Extra Agency International 18. Business Activities which are not clearly defined 19. Not the business field - other r)

revised

88



Tabel 3.12 Suku Bunga Rata-rata Kredit BPR Berdasarkan Jenis Penggunaan

(Average of Credit Interest Rates of Rural Banks Based on Type of Use) Persen (Percent) 2014 Jenis Penggunaan

2009

2010

2011

2012

2015

2013 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Type of Use

Jan

Modal Kerja

34,83

33,21

32,05

30,91

30,56

30,71

33,56

36,72

36,17

29,64

29,64

29,44

29,61

29,55

29,55

29,58

29,45

29,53

Total Working Capital

Investasi

30,37

29,01

28,23

26,62

25,36

25,49

25,73

25,94

26,22

26,08

26,04

26,02

25,89

25,97

25,94

25,97

25,88

25,92

Total Investment

Konsumsi

29,14

27,81

27,00

25,97

25,13

25,05

25,58

25,42

27,07

24,90

25,11

25,48

25,49

25,47

25,47

25,56

25,50

25,56

Total Consumption

Ket: Data tersedia mulai Desember 2008 r)

revisi

Note: Data available on December 2008 r)

revised

89



Tabel 3.13 Perkembangan Jumlah Bank Perkreditan Rakyat

(Growth of Total Rural Banks) 2014 Keterangan

2009

2010

2011

2012

2015

2013 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Information

Jan

Jumlah BPR

1.733

1.706

1.669

1.653

1.635

1.636

1.636

1.636

1.635

1.634

1.634

1.635

1.634

1.634

1.635

1.637

1.643

1.643

Total Rural Banks

Jumlah Kantor

3.644

3.910

4.172

4.425

4.678

4.697

4.709

4.717

4.728

4.743

4.765

4.768

4.795

4.811

4.835

4.864

4.895

4.956

Total Bank Offices

90



Tabel 3.14 Perkembangan Jumlah BPR dan Kantor BPR Berdasarkan Lokasi - Januari 2015

(Growth of Total Rural Bank and Rural Banks Offices Based on Location - January 2015) BPR (Rural Bank)

Location

Total

Lokasi KP

KC

KPK

299

321

202

822

1. Jawa Barat

2. Banten

66

45

38

149

2. Banten

3. DKI Jakarta

25

11

38

74

4. D.I Yogyakarta

54

37

136

227

5. Jawa Tengah

252

503

457

1.212

5. Jawa Tengah

6. Jawa Timur

325

224

676

1.225

6. Jawa Timur

4

5

4

13

7. Bengkulu

8. Jambi

19

6

3

28

8. Jambi

9. Aceh

5

14

1

20

10. Sumatera Utara

54

40

18

112

10. Sumatera Utara

11. Sumatera Barat

95

39

18

152

11. Sumatera Barat

12. Riau

33

10

14

57

12. Riau

13. Kepulauan Riau

40

28

2

70

13. Kepulauan Riau


19

11

8

38


15. Bangka Belitung

3

3

2

8

15. Bangka Belitung

16. Lampung

26

31

6

63

16. Lampung


25

5

1

31



21

7

2

30



14

8

5

27


1

5

1. Jawa Barat

7. Bengkulu


9. Aceh



4

21. Sulawesi Tengah

9

15

7

31

21. Sulawesi Tengah


23

9

7

39


23. Sulawesi Utara

18

24

10

52

23. Sulawesi Utara


17

4

2

23


-

1

25. Sulawesi Barat 26. Gorontalo

25. Sulawesi Barat

1

26. Gorontalo

4

3

1

8

29

47

15

91

137

45

112

294

11

4

3

18


30. Maluku

2

6

2

10

30. Maluku

31. Papua

6

10

1

17

31. Papua

32. Maluku Utara

2

3

-

5

32. Maluku Utara

33. Papua Barat

1

3

-

4

33. Papua Barat

34. Lainnya

-

-

-

-

34. Others

Total

1.643

1.521

1.792

4.956



Total

91

viii

T hi s page i nt ent i onal l y l eft bl ank

Halamn ini sengaja dikosongkan



Tabel 4.1.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit (Credit Channeling and NPL Credit Channeling of Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan

2011

2012

2013 Okt

2014

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

2015 Jul

Ags

Sep

Okt

Nov

Des

Jan

109.790 1.523 4.935 291 87.780 302 344.597 11.746 45.841 247 75.395 2.865 375.017 12.500 30.425

142.451 2.603 5.492 197 104.207 1.292 445.807 10.479 59.073 253 95.921 3.410 499.567 12.668 44.640

167.372 2.749 6.084 191 109.795 2.042 538.245 9.844 73.736 275 118.020 4.566 627.483 16.534 56.324

169.934 2.710 6.060 190 121.198 1.793 555.964 9.631 79.211 606 117.802 4.433 628.493 16.558 57.698

177.162 2.553 6.391 185 126.826 1.920 577.880 10.023 79.493 587 116.090 4.746 644.047 15.898 59.306

176.796 2.851 6.317 205 121.459 1.949 574.794 10.178 84.659 590 111.062 4.514 631.958 17.026 59.226

178.639 2.995 6.243 216 122.565 2.046 567.640 10.723 89.839 581 112.239 4.603 636.212 18.565 60.924

182.528 3.007 6.329 206 119.213 2.309 572.834 12.186 89.535 762 116.372 4.571 650.833 18.299 62.240

188.096 2.966 6.464 228 124.408 2.401 580.929 11.550 90.340 767 119.956 5.286 664.979 18.832 63.699

191.801 3.751 6.695 236 117.358 2.907 587.325 11.704 91.012 890 121.942 5.651 679.164 20.639 65.254

194.180 4.070 6.936 204 116.626 2.900 607.190 12.126 83.257 879 128.019 5.429 698.881 20.858 66.762

196.758 3.962 6.735 247 122.258 3.778 611.010 12.410 86.651 881 133.573 5.885 699.325 22.231 66.437

199.640 4.204 6.831 238 129.056 3.191 608.608 12.611 88.636 889 137.650 6.328 693.478 22.647 67.214

200.975 4.142 7.144 207 133.897 4.306 629.829 13.514 88.079 1.124 142.942 6.497 699.227 21.673 68.840

201.844 4.047 7.217 241 125.620 4.196 632.111 13.608 76.664 1.053 149.009 6.999 701.926 23.110 69.290

206.433 4.075 7.459 212 128.754 4.269 638.484 13.563 78.703 1.580 149.384 7.538 710.895 23.270 70.278

212.386 3.827 7.698 195 141.824 3.574 660.536 12.267 81.130 1.547 147.266 6.784 716.733 22.782 73.583

211.790 4.196 7.601 212 142.816 3.651 656.410 12.933 84.242 1.600 141.592 7.439 704.159 24.820 73.220

629 97.966

443 122.235

873 153.356

857 156.739

571 163.418

683 160.024

736 157.610

854 160.246

1.041 167.688

1.133 181.487

1.467 181.200

1.168 178.921

1.203 179.028

1.111 181.669

1.155 175.919

1.068 172.309

1.057 171.805

1.241 168.280

2.400 105.184 309 116.201

2.522 124.958 193 150.568

3.789 146.393 365 188.148

3.851 147.692 385 189.420

3.208 151.154 427 193.182

3.344 146.748 476 190.016

3.640 144.402 517 190.397

3.818 149.166 507 193.181

4.288 148.907 518 195.357

4.790 160.700 720 153.210

4.461 173.646 1.484 157.973

4.977 170.039 1.121 159.276

6.267 161.719 1.125 160.271

6.890 165.558 1.062 161.521

5.946 166.598 1.637 160.189

5.757 165.663 1.570 162.289

5.516 166.182 1.559 165.466

5.695 162.418 1.925 161.036

1.767 3.014

2.446 2.793

3.351 6.062

3.598 6.529

3.477 12.475

3.987 6.659

3.923 7.972

4.130 8.037

4.882 7.954

2.873 8.239

2.790 8.672

3.245 8.726

3.451 9.021

2.958 9.712

3.496 9.695

3.759 9.893

3.391 11.002

3.683 10.982

15 4.064 63 7.611 334 39.294

5 4.612 50 8.671 396 45.006

2 5.128 57 9.509 206 51.992

2 5.161 61 9.713 201 52.352

4 5.477 57 10.153 197 53.861

5 5.446 64 10.110 196 53.901

5 5.650 67 10.174 204 54.020

7 5.753 59 10.186 221 53.871

16 6.005 73 10.655 240 54.749

9 6.327 55 10.631 252 51.077

9 6.562 71 11.010 253 50.622

7 6.655 74 11.357 288 56.880

7 6.575 74 11.348 301 56.422

7 6.756 70 11.833 270 57.774

7 6.691 83 11.725 181 57.841

6 6.738 72 12.138 215 59.277

7 6.648 69 12.325 197 67.744

7 6.560 73 12.423 197 60.308

774 691

1.088 711

1.412 1.420

1.416 1.478

1.181 1.537

1.257 1.562

1.341 1.633

1.357 1.671

1.460 1.749

1.547 1.849

1.577 1.927

2.120 2.007

2.183 2.026

2.132 2.084

2.134 2.111

2.080 2.176

1.929 2.220

2.111 2.243

37 3.305

49 501

42 334

42 335

34 318

39 329

45 309

42 300

43 294

51 297

52 286

64 282

65 278

63 274

60 221

58 215

53 211

63 213

53 81.689

8 50.396

8 2.165

8 4.316

6 3.984

6 3.748

6 3.460

7 3.473

7 4.355

8 21.386

10 14.746

9 11.088

9 11.496

8 12.706

7 13.195

7 14.235

7 15.889

7 15.590

1.339

892

46

39

25

25

28

14

21

2.059

1.118

218

231

226

154

289

304

308

dan Jaminan Sosial Wajib

NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya

NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL

Items Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual Services NPL 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL

Penerima Kredit Bukan Lapangan Usaha

Loans to Non Industrial Origin

Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL

House Hold - For Home Ownership NPL - For Apartement Ownership NPL - For Shop House Ownership NPL - For Vehicles Ownership NPL - Others


176.659 3.291 5.573 57 15.207 260 105.725 998 119.841

211.476 4.395 10.275 86 19.988 380 98.658 1.082 278.867

264.345 6.286 11.943 94 24.754 539 106.601 876 273.558

266.132 6.237 11.999 81 24.830 539 107.354 859 275.112

268.764 5.766 12.024 89 24.979 532 104.458 849 277.825

268.238 6.517 11.972 94 24.760 578 108.679 862 278.006

269.770 6.752 11.931 91 24.707 626 108.795 872 280.701

272.002 6.578 12.000 98 24.824 622 108.118 1.012 282.372

273.023 6.694 12.020 108 24.871 636 105.775 1.189 283.960

288.374 7.196 13.044 119 37.771 950 114.183 1.407 298.034

292.821 7.136 13.068 119 36.664 866 115.859 1.477 302.173

291.883 7.457 13.076 126 25.614 631 122.046 1.422 313.982

292.586 7.453 13.032 139 25.679 665 120.972 1.436 314.774

295.191 7.293 13.106 144 25.646 678 121.099 1.387 319.180

297.503 7.268 13.211 141 25.838 685 122.069 1.385 357.025

300.271 7.238 13.169 149 25.768 684 123.441 1.355 361.017

302.916 6.533 13.236 144 25.969 651 123.165 1.312 367.466

301.781 7.461 13.140 171 26.182 732 123.919 1.334 369.258

1.413 244.288 4.482

2.663 180.987 2.995

2.622 216.711 3.644

2.621 218.877 3.713

2.483 222.068 3.462

2.689 221.951 3.698

2.810 221.986 3.688

2.798 221.814 2.614

2.834 225.117 2.799

3.510 195.989 1.845

3.521 199.084 1.956

3.862 200.448 2.027

3.901 202.025 2.101

3.818 206.249 2.097

3.892 174.558 1.984

3.921 177.627 2.022

3.667 180.908 2.017

4.119 NPL 178.453 Non Industrial Origin Others 2.139 NPL r) Revised figures

94



Tabel 4.2.a. Kredit dan NPL Bank Persero Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit Channeling and NPL Credit Channeling of State Owned Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) 2013 Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan

2011

2012

63.980 677 2.339 209 35.009 83 109.948 4.740 20.762 39 27.728 1.133 127.969 6.206 6.366

2014

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

87.012 1.397 2.659 108 40.792 217 142.652 4.499 27.584 14 37.676 1.198 174.264 6.391 8.734

98.846 1.193 2.902 116 43.282 218 167.267 3.912 37.624 14 45.931 1.904 254.264 8.444 12.664

100.324 1.152 2.998 113 47.891 215 171.751 3.820 41.914 15 45.994 1.681 253.853 8.319 12.859

105.912 1.186 3.095 112 50.148 217 180.215 3.883 37.373 13 46.871 1.598 262.550 7.887 13.195

105.006 1.252 3.036 129 49.039 254 176.578 4.169 42.539 16 44.351 1.756 253.090 8.771 13.184

105.442 1.258 3.002 136 47.998 256 171.256 4.177 48.658 13 45.768 1.777 253.271 9.108 13.449

106.997 1.255 3.037 128 44.102 305 173.446 3.996 45.786 13 47.319 1.630 262.073 8.791 13.808

111.350 1.259 3.088 138 46.516 310 174.253 4.045 46.180 15 48.337 1.856 268.190 8.905 14.338

111.617 1.295 3.087 141 43.415 360 171.897 3.955 47.292 16 48.897 2.016 273.161 9.543 14.511

113.673 1.322 3.235 122 41.121 339 178.930 3.935 45.135 17 51.187 2.038 283.988 9.256 14.822

279 34.037

134 41.533

261 57.372

258 57.679

257 58.896

352 57.329

365 56.412

358 57.024

392 58.940

418 61.006

761 20.872 173

680 27.563 47

715 27.773 129

630 28.098 137

617 27.419 137

688 25.276 140

812 25.862 167

989 26.490 156

987 26.328 146

17.237 285 2.382

21.618 364 2.199

36.423 610 5.547

36.959 597 5.994

38.921 540 11.926

38.096 644 6.113

38.386 645 7.451

38.409 641 7.534

15 682 17 2.201 214 5.633

5 701 11 2.607 260 7.631

1 867 14 2.793 136 10.627

2 835 13 2.960 135 10.993

4 896 13 2.914 134 11.588

4 934 13 2.896 130 11.795

5 1.009 15 2.834 134 12.305

136 222

176 350

205 1.032

217 1.087

203 1.154

238 1.180

7 3.208

8 14

9 0

9 1

9 1

53 61.692

46.968

478

1.871

1.073

835

1

89.587 1.930 2.275 32 2.224 59 14.584 56 18.639

98.016 2.612 5.090 66 3.388 141 13.925 95 140.040

456 107.258 1.150

1.690 26.112 302

2015 Jul

Items

Ags

Sep

Okt

Nov

Des

Jan

115.131 1.309 2.969 156 44.903 899 176.649 3.945 47.990 19 52.775 2.152 281.925 9.631 14.975

117.506 1.372 3.029 145 50.380 339 177.433 3.957 49.992 18 54.361 2.139 278.953 9.755 15.332

118.980 1.315 3.035 115 51.353 962 183.974 3.897 48.569 17 55.794 2.077 278.206 9.425 15.715

120.205 1.350 3.072 128 45.304 674 184.679 4.009 39.549 17 56.311 2.201 282.621 9.436 15.985

121.766 1.351 3.100 97 47.175 779 187.222 4.029 40.105 442 56.293 2.230 284.849 9.293 16.164

124.393 1.291 3.208 88 55.977 881 199.191 3.388 41.458 441 56.121 2.012 282.359 8.537 17.052

124.275 1.444 3.161 99 57.066 884 196.100 3.654 44.127 441 53.319 2.282 280.672 9.725 17.103

783 60.276

436 61.677

438 62.246

417 64.212

440 60.638

401 60.268

378 60.622

502 59.245

1.016 25.785 154

983 26.547 83

998 25.659 84

2.041 22.054 100

2.216 26.164 96

1.003 26.162 102

993 26.909 98

1.005 26.878 78

1.073 26.824 347

38.352 670 7.449

35.936 577 7.559

37.914 580 8.022

38.205 638 8.158

38.145 662 8.463

38.667 654 9.001

36.655 645 8.991

37.148 647 9.173

37.668 633 9.551

36.778 837 9.569

6 1.061 15 2.870 141 12.599

5 1.060 17 2.924 153 13.166

3 1.086 14 2.951 150 13.443

3 1.123 15 3.022 148 13.955

3 1.103 18 3.118 172 16.092

3 1.122 16 3.077 170 15.558

3 1.130 14 3.121 153 15.989

3 1.144 20 2.962 58 16.735

3 1.148 17 3.125 52 18.695

3 1.164 16 3.305 45 26.366

3 1.145 18 3.447 52 19.341

252 1.232

244 1.292

247 1.362

433 1.425

470 1.502

557 1.543

566 1.569

495 1.622

531 1.674

505 1.724

474 1.762

558 1.780

12 1

14 1

17 2

17 4

25 4

26 2

37 1

37 1

37 3

37 3

37 4

34 4

42 4

1.975

1.866

1.720

1.708

1.634

1.665

1.677

4.709

5.227

5.800

5.928

6.292

7.084

7.170

1

1

1

1

1

1

3

1

1

8

8

8

8

7

10

133.911 4.012 5.156 57 4.581 161 20.362 124 114.941

135.278 3.903 5.161 49 4.618 147 20.778 131 114.815

136.888 3.519 5.164 46 4.674 146 21.529 142 115.952

137.165 4.144 5.149 51 4.681 174 22.151 152 115.237

138.488 4.328 5.155 56 4.711 196 22.436 149 115.342

139.896 4.099 5.165 56 4.739 189 22.359 216 115.814

141.075 4.099 5.176 56 4.767 193 22.483 351 116.183

144.769 4.304 5.190 63 4.691 212 22.635 390 116.443

148.023 4.251 5.190 60 4.716 205 23.295 446 117.270

145.192 4.281 5.189 59 4.719 218 24.108 350 117.399

146.426 4.273 5.231 73 4.807 233 24.104 341 117.393

147.852 4.136 5.278 71 4.813 228 24.130 335 118.768

149.461 4.117 5.293 69 4.885 231 24.203 331 152.223

151.091 4.072 5.281 66 4.898 233 24.024 320 153.778

152.583 3.572 5.309 58 4.942 221 24.568 320 158.388

152.420 4.279 5.274 64 4.929 249 25.157 326 158.405

1.567 40.415 307

1.559 41.275 314

1.483 42.470 318

1.658 42.887 351

1.703 43.858 365

1.708 44.770 372

1.719 46.185 381

1.816 47.570 396

1.798 49.612 424

1.824 51.478 476

1.853 51.725 484

1.835 53.266 490

1.940 22.337 368

1.912 23.836 384

1.770 25.134 392



NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL r) Angka-angka diperbaiki

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual NPL Services 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold - For Home Ownership NPL - For Apartement Ownership NPL - For Shop House Ownership NPL - For Vehicles Ownership NPL - Others

1.963 NPL 25.218 Non Industrial Origin Others 424 NPL r) Revised figures

95



Tabel 4.3.a. Kredit dan NPL BUSN Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit Channeling and NPL Credit Channeling of Foreign Exchange Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan

2013

2011

2012

32.618 588 1.893 45 32.282 166 145.923 4.628 17.119 202 32.818 1.011 192.695 4.802 20.648

37.311 640 1.978 43 29.125 728 183.778 3.683 21.877 127 39.051 843 242.879 4.168 30.482

262 47.180

Okt

2014

Nov

Des

Feb

Mar

Apr

Mei

Jun

1.268r) 212.138 3.745 24.571 139 44.734 780 279.386 5.067 36.311

44.986 750 2.118 34 32.883 1.041 217.070 3.559 25.269 467 43.917 793 278.798 5.109 37.092

46.937 613 2.348 35 33.742 1.178 224.347 3.842 26.195 450 43.574 737 284.910 4.931 38.361

47.119 661 2.327 35 32.329 1.187 223.671 3.744 26.070 448 43.571 778 281.833 5.227 38.639

48.185 746 2.293 35 34.803 1.307 222.795 3.855 25.713 441 44.573 848 284.613 5.927 39.209

50.390 758 2.312 29 34.873 1.428 226.852 3.938 25.894 621 45.958 889 290.833 5.931 39.894

51.957 668 2.361 40 35.370 1.451 230.724 4.432 25.896 623 46.719 1.020 295.785 6.213 40.406

53.338 1.337 2.521 41 33.193 1.844 233.311 4.531 25.663 704 47.089 937 298.104 6.622 41.218

53.264 1.520 2.584 31 34.280 1.870 239.458 4.660 25.960 691 49.549 924 302.798 7.066 42.567

152 59.221

449 68.852

438 70.933

160 76.083

163 73.959

154 73.157

279 73.562

284 78.747

332 87.241

1.186 36.095 101 80.468 1.069 341

1.124 40.801 102 102.026 1.475 190

1.565 52.654 162 118.475 1.815 15

1.795 52.999 166 118.371 2.061 15

1.498 54.847 214 119.979 1.988 15

1.538 53.341 254 118.709 2.329 15

1.562 53.260 272 119.240 2.312 15

1.571 57.316 273 121.443 2.385 15

1.650 55.390 275 123.424 2.869 14

2.217 32 4.001 101 27.202

0 2.619 27 4.552 114 27.247

0 2.906 27 5.130 44 28.121

0 2.987 31 5.190 42 28.019

0 3.197 29 5.633 44 28.159

0 3.176 32 5.668 45 28.418

0 3.223 32 5.788 50 28.094

0 3.256 27 5.747 58 28.056

490 166

415 161

618 169

625 169

473 170

488 170

494 167

12 6

17 5

9 9

9 9

10 9

11 9

3.479

2.042

0 448

0 1.128

0 697

52

4

7

6

70.485 1.003 2.925 21 12.469 174 84.406 855 24.328

95.605 1.329 4.737 18 15.879 211 79.117 909 36.186

107.887 1.620 6.110 18 19.311 316 80.928 724 44.534

420 50.775 921

427 57.410 892

538 63.861 1.256

44.711 741 2.257 32 32.057

Jan

2015 Jul

Items

Ags

Sep

Okt

Nov

Des

Jan

53.894 1.407 2.599 40 35.030 2.195 241.000 5.028 26.377 690 52.036 1.171 302.009 7.916 42.032

56.135 1.528 2.657 40 37.484 2.159 248.902 5.546 27.756 700 54.393 1.605 302.461 8.089 43.270

56.191 1.552 2.926 41 39.340 2.641 258.342 5.680 28.505 935 55.966 2.063 306.684 7.383 44.483

55.501 1.548 2.896 42 39.895 2.806 261.177 5.839 26.268 887 60.597 2.235 306.586 8.822 44.264

56.375 1.538 2.984 43 41.828 2.753 262.825 5.780 27.233 989 61.697 2.442 311.982 9.024 45.030

58.658 1.385 3.068 41 43.657 1.889 271.943 5.126 28.408 957 62.013 1.840 319.318 9.143 47.078

58.457 1.565 3.035 41 41.572 1.990 271.231 5.488 28.406 1.009 63.229 2.091 310.007 9.565 46.841

366 87.549

409 83.796

436 85.080

476 85.269

496 83.234

439 79.878

464 78.969

528 77.669

2.110 62.083 353 93.693 1.241 120

1.815 70.083 1.164 96.579 1.447 96

2.272 68.234 717 97.599 1.549 34

2.543 65.991 703 101.767 1.789 34

2.889 65.786 640 103.210 1.583 34

2.895 67.110 1.216 104.213 2.105 33

2.790 66.513 1.188 105.490 2.350 34

2.632 66.962 1.106 107.844 1.966 32

2.804 65.523 1.193 104.278 2.035 32

0 3.506 36 6.167 62 28.019

3 3.598 21 6.069 79 26.237

4 3.792 35 6.337 79 26.805

3 3.858 37 6.434 91 30.917

3 3.944 38 6.528 106 31.147

3 4.053 38 6.979 94 31.500

3 4.091 41 7.004 100 30.286

3 4.144 36 7.133 128 31.387

4 4.018 35 7.025 118 32.145

4 3.947 37 7.036 123 31.877

509 158

543 164

494 167

499 160

914 176

962 167

982 176

939 163

1.021 170

970 173

998 176

11 9

10 52

9 52

10 56

10 54

9 52

11 54

11 55

6 57

7 55

6 54

8 56

604

0 404

0 402

0 1.315

1 16.113

1 8.522

1 1.348

1 592

1 615

1 611

1 579

1 589

2 534

7

9

11

11

11

1.869

900

14

19

22

23

22

23

29

107.813 1.642 6.185 21 19.321 326 81.400 704 45.141

108.060 1.630 6.169 22 19.401 321 78.024 683 45.670

107.475 1.694 6.119 20 19.198 340 81.335 685 45.712

107.187 1.720 6.086 22 19.106 360 81.568 697 47.231

107.425 1.725 6.137 29 19.158 364 81.253 767 47.088

107.040 1.810 6.138 34 19.166 371 78.509 810 47.525

117.440 2.046 7.090 47 32.107 659 85.272 978 54.468

118.319 2.070 7.092 51 30.975 582 86.220 991 55.624

119.681 2.254 7.100 58 19.887 331 91.775 1.031 65.760

119.453 2.276 7.040 57 19.918 351 90.595 1.054 65.673

120.365 2.238 7.043 63 19.862 368 90.691 1.011 66.098

121.070 2.206 7.097 64 19.965 368 91.796 1.001 66.516

121.605 2.202 7.078 73 19.881 368 93.505 1.000 67.033

122.500 2.048 7.066 78 20.032 350 92.918 959 67.585

121.612 2.163 6.996 95 20.255 396 93.311 972 69.387

555 63.950 1.278

513 64.995 1.187

529 64.296 1.272

604 62.710 1.308

568 62.255 1.404

605 62.348 1.534

1.033 37.810 622

1.033 37.503 636

1.350 36.859 639

1.337 37.746 669

1.264 38.260 680

1.255 38.542 707

1.311 39.029 734

1.214 39.753 808




Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual NPL Services 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold - For Home Ownership NPL - For Apartement Ownership NPL - For Shop House Ownership NPL - For Vehicles Ownership NPL - Others

1.441 NPL 36.749 Non Industrial Origin Others 879 NPL r) Revised figures

96



Tabel 4.4.a. Kredit dan NPL BUSN Non Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit Channeling and NPL Credit Channeling of Non-Foreign Exchange Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) 2013 Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan

2011

2012

Okt

2014

Nov

Des

Jan

Feb

Mar

Apr

Mei

2015

Jun

Jul

Ags

Sep

Okt

Nov

Des

Items

Jan

572 14 167 2 404 8 4.266 117 187 0 1.618 96 10.576 288 1.340

914 13 209 7 612 13 4.785 193 97 1 1.771 134 14.796 448 2.168

1.732 31 240 7 1.119 29 6.135 223 154 1 2.522 141 17.232 565 2.356

1.761 34 242 7 1.091 15 6.248 195 160 1 2.524 140 17.501 574 2.488

1.433 32 250 6 998 15 6.286 246 148 1 2.371 135 17.408 530 2.562

1.463 34 251 8 995 15 6.270 276 148 2 2.245 142 17.374 596 2.621

1.518 38 264 9 1.071 16 6.383 304 150 2 2.306 132 18.002 615 2.708

1.575 38 264 7 1.081 15 6.790 247 152 2 2.384 123 18.289 606 2.753

1.641 61 271 10 1.087 34 6.923 304 152 2 2.561 145 18.630 684 2.755

1.776 58 304 10 1.360 38 8.378 287 184 6 3.181 151 22.604 822 3.128

1.909 71 297 9 1.318 28 8.680 281 366 5 3.315 129 23.738 831 3.159

1.893 71 296 8 1.145 32 8.722 325 377 5 3.287 117 23.979 897 3.121

1.892 70 274 8 995 37 8.753 327 375 5 3.395 132 23.815 898 3.154

1.972 70 347 8 1.016 36 8.706 319 377 3 3.483 117 24.112 880 3.114

1.961 78 359 26 1.019 53 9.020 380 377 3 3.729 149 24.471 912 3.213

2.101 68 368 26 1.077 55 9.427 369 457 3 3.714 133 24.549 871 3.183

2.185 77 374 24 1.104 45 9.473 287 445 3 3.980 125 25.140 809 3.214

2.184 81 387 26 1.022 51 9.573 374 480 3 3.848 159 25.518 891 3.167

20 1.754

30 2.526

38 2.593

36 2.537

34 2.508

38 2.499

40 2.508

39 2.549

65 2.701

79 3.394

83 3.628

86 3.581

83 3.574

94 3.493

86 3.475

83 3.467

91 3.539

86 3.468

45 4.054 16 6.222 254 1

181 4.904 22 9.034 308 1

211 5.818 55 10.919 255 0

127 6.291 64 10.988 268 0

97 7.068 58 11.200 279 0

132 6.309 61 11.072 320 0

102 6.708 57 11.199 242 0

106 7.138 57 11.811 306 0

111 7.827 75 11.961 363 0

140 11.056 172 4.046 105 75

131 12.244 196 4.055 100 74

126 12.379 279 4.293 99 67

154 11.372 282 4.310 100 65

260 11.597 282 4.548 102 68

269 9.795 279 4.581 106 71

237 9.444 240 4.716 112 68

111 10.287 334 4.403 95 67

111 9.434 340 4.510 102 65

301 3 381 5 2.103

453 7 463 5 4.006

0 470 3 539 8 5.716

0 474 4 522 8 5.653

0 451 3 514 5 7.591

0 479 2 503 5 7.404

0 503 4 510 4 7.033

0 519 3 509 7 7.242

0 520 3 500 9 7.537

2 640 1 532 6 5.119

2 647 1 529 5 3.298

1 653 2 555 4 3.341

1 662 2 564 4 3.286

1 670 1 576 4 3.497

1 676 1 609 4 3.378

1 666 1 669 4 3.283

1 709 1 699 4 3.369

1 722 5 703 4 3.430

49 30

138 71

122 90

119 95

171 100

185 100

229 105

200 106

200 108

89 138

85 145

91 154

89 154

91 151

78 158

74 162

77 165

79 165

1 0

4 3

4 0

3 0

3 0

4 0

4 0

4 0

4 0

4 0

5 0

6 0

4 0

5 0

6 0

4 0

4 0

4 0

20

33

20

0 29

0 23

0 18

0 20

0 22

0 20

0

0

2.157 r)

2.946 r).

0 3.409

0 3.975

4.446

4.853

5.497

6.182

5.833

0

0

-

-

-

-

-

-

-

185 r)

214

199

201

192

118

255

272

268

2.611 141 87 1 124 10 1.206 48 25.574

3.052 131 150 109 9 2.193 46 31.409

3.833 147 184 119 2 2.094 11 34.542

3.891 145 184 1 116 4 2.062 10 34.829

3.993 135 184 116 4 1.934 9 35.053

4.000 144 182 123 4 1.910 11 35.129

4.023 143 180 118 4 1.866 11 35.214

4.057 147 187 114 3 1.860 12 35.296

4.098 143 190 113 3 1.835 11 35.607

3.825 140 197 0 116 3 3.285 21 39.536

3.832 134 200 116 4 3.420 21 40.280

3.872 134 215 134 4 3.387 20 40.991

3.880 139 210 151 3 3.312 21 41.521

3.907 140 231 155 4 3.372 21 41.898

3.972 139 251 163 4 3.230 34 42.152

4.065 146 229 0 164 4 3.136 16 42.349

4.144 153 251 0 162 3 3.052 15 42.588

4.124 162 259 0 161 3 2.908 18 42.660

82 4.545 41

121 5.691 28

132 5.999 51

134 6.074 69

125 6.037 51

141 6.032 61

142 6.005 58

139 5.999 71

140 6.044 72

210 587 8

214 538 6

216 275 8

221 171 8

203 166 7

198 124 4

200 425 4

196 469 5




Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual NPL Services 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold - For Home Ownership

NPL - For Apartement Ownership

NPL - For Shop House Ownership

NPL - For Vehicles Ownership

NPL - Others

208 NPL 426 Non Industrial Origin Others 5 NPL r) Revised figures

97



Tabel 4.5.a. Kredit dan NPL BPD Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit Channeling and NPL Credit Channeling of Regional Development Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan

2011

2013

2012

Okt

2014

Nov

Des

Jan

Feb

Mar

Apr

Mei

2015

Jun

Jul

Ags

Sep

Okt

Nov

Des

Items

Jan

8.597 552 359 29 1.931 83 5.643 272 2.601 111 11.855 1.154 21.337 1.101 1.848

9.730 783 432 37 1.522 138 6.536 341 2.818 120 17.552 1.565 25.103 1.689 3.068

9.694 773 432 36 1.522 111 7.052 370 2.897 122 17.718 1.645 25.172 1.676 3.280

9.894 722 422 32 1.265 81 7.400 359 3.139 122 15.508 2.101 25.342 1.573 3.220

9.973 902 412 33 1.172 62 7.074 375 3.135 124 13.221 1.641 24.180 1.717 2.826

10.254 952 415 36 1.169 62 7.296 385 3.111 125 11.966 1.650 24.902 1.811 3.459

10.540 957 418 41 1.143 58 7.431 416 3.073 126 12.823 1.736 25.467 1.885 3.715

10.724 977 422 41 1.150 95 7.448 401 3.090 127 14.068 1.966 25.807 1.995 4.049

11.003 1.059 446 43 1.226 150 7.629 549 3.159 165 14.989 2.248 26.107 2.090 4.180

11.166 1.155 465 42 1.205 141 7.699 558 3.040 165 16.057 2.020 26.737 2.105 4.196

10.945 1.174 474 43 1.199 143 7.673 548 3.051 165 16.990 2.142 26.769 2.206 4.317

11.014 1.233 481 44 1.189 147 7.649 556 3.036 166 18.270 2.156 26.972 2.360 4.374

11.101 1.205 491 42 1.198 144 7.576 552 2.914 168 19.524 1.961 27.211 2.327 4.510

11.077 1.069 497 45 1.158 138 7.513 466 2.886 146 19.831 2.127 27.479 2.355 4.655

11.181 1.117 506 46 1.175 152 7.622 583 3.336 146 20.117 2.474 28.448 2.569 4.667

11.231 1.073 499 42 1.129 146 7.645 525 3.302 146 16.682 2.366 28.531 2.490 4.936

10.944 1.105 478 45 1.100 146 7.589 548 3.447 146 13.274 2.446 27.504 2.662 4.815

60 2.835

118 3.425

125 3.447

124 3.487

120 3.291

130 3.397

176 3.428

178 3.477

298 3.504

302 3.502

232 3.476

235 3.498

246 3.434

124 3.258

133 3.367

145 3.320

123 3.323

125 3.255

47 1.055 19 3.000 136 197

245 1.787 21 5.212 258 129

729 3.159 19 7.192 638 67

712 3.217 19 7.142 642 61

394 3.215 18 7.253 623 107

373 3.215 20 6.759 603 104

581 3.268 21 6.641 621 99

582 3.641 21 7.075 699 90

955 3.647 22 7.207 934 85

911 5.227 32 5.334 914 75

930 5.344 33 5.202 597 72

963 5.453 34 5.491 921 68

944 5.694 34 5.379 863 56

878 5.750 37 5.324 578 47

1.059 5.644 35 5.409 597 33

1.043 5.758 40 5.378 608 26

977 6.105 38 5.054 618 761

981 6.281 41 5.274 666 692

675 8 727 14 2.613

638 4 804 18 3.875

0 671 10 811 17 5.290

0 650 10 804 15 5.398

0 690 9 849 14 5.145

0 624 13 811 14 4.889

0 700 13 803 14 5.247

0 703 12 823 14 4.939

10 705 18 841 15 4.982

0 785 18 859 17 5.199

0 758 19 913 20 5.341

0 798 18 1.047 21 5.314

0 728 18 980 20 5.306

0 780 17 960 19 5.558

0 658 17 977 18 5.647

0 658 14 998 30 4.526

0 639 12 1.057 28 4.432

0 628 13 1.015 17 4.224

97 270

338 128

463 126

454 126

334 112

345 111

365 129

402 113

459 113

519 118

511 118

546 132

553 133

564 133

574 115

471 118

397 118

465 120

17 0

20 402

20 247

20 243

12 225

12 236

17 232

12 224

13 215

13 215

11 208

11 209

13 202

11 195

11 141

11 136

10 133

10 135

0 239

8 150

8 18r)

8 12

6 47

6 55

6 84

6 109

7 107

7 122

9 172

8 149

8 193

7 161

6 44

6 46

6 112

6 112

12

8

1

1

1

1

1

1

7

2

2

2

2

2

2

1

0

0

11.939 179 232 3 241 17 438 4 46.536

12.275 282 220 2 348 18 418 4 66.292

15.564 453 356 13 458 54 466 4 74.374

15.956 493 333 4 484 57 452 4 74.989

16.606 428 363 16 495 55 450 4 75.750

16.377 475 382 17 469 55 442 4 76.585

16.842 506 368 7 485 60 438 4 77.522

17.367 546 368 7 523 61 428 4 78.781

17.525 583 372 11 536 64 433 5 79.255

18.992 636 424 8 564 67 516 5 82.084

19.242 613 438 8 562 65 515 5 83.374

19.551 716 422 9 578 69 498 5 84.071

19.692 710 413 9 571 72 489 6 84.549

19.926 724 416 9 581 73 488 5 86.105

19.816 749 427 9 587 76 487 5 90.393

20.297 771 439 9 578 76 492 5 91.886

20.451 714 470 9 586 70 499 5 92.864

20.391 809 474 11 596 78 500 5 92.769

162 59.977 260

225 68.575 154

257 81.979 208

238 82.893 217

229 83.755 190

238 83.875 244

244 84.806 251

249 85.418 208

249 86.926 248

321 86.142 250

344 87.148 302

343 87.764 307

364 88.213 327

356 90.302 340

383 89.303 335

382 89.907 342

364 90.896 247

380 NPL 91.552 Non Industrial Origin Others 254 NPL




Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual NPL Services 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold

5.819 240 301 22 1.280 45 3.727 220 2.205 5 10.291 607 19.560 900 1.545

- For Home Ownership




NPL - Others

r) Revised figures

98



Tabel 4.6.a. Kredit dan NPL Bank Campuran Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit Channeling and NPL Credit Channeling of Join Venture Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan

2011

2013

2012

Okt

2014

Nov

4.979 3 228 13 7.141 41.936 921 1.264 2.384 18 15.439 274 309

6.441 1 257 9 11.529 117 51.871 859 1.764 3.497 70 25.798 439 1.129

9.406 1 213 0 11.686 325 69.205 601 2.778 3.889

9 6.215

Des

Jan

Feb

Mar

Apr

Mei

2015

Jun

Jul

Ags

Sep

Okt

Nov

Des

Items

Jan

164r) 28.579 356 1.507

9.819 1 234 0 14.472 360 75.770 678 4.325 3.867 163 29.529 356 1.508

10.044 1 244 0 14.046 361 75.194 635 4.414 3.784 185 31.054 362 1.498

9.944 1 215 0 13.797 344 74.191 613 4.183 3.768 183 30.768 349 1.643

9.785 1 235 0 14.558 443 73.338 716 4.133 3.835 183 29.662 341 1.608

9.518 1 248 0 16.537 450 77.381 859 4.315 3.851 289 31.156 339 1.684

9.728 2 265 0 15.859 453 79.742 1.032 4.071 3.874 289 32.424 882 1.726

10.281 1 274 0 16.012 460 81.490 1.300 2.924 3.902 309 35.230 907 1.514

9.861 1 308 0 14.619 448 82.267 1.191 3.161 3.763 293 37.215 893 1.477

8.341 1 302 13.147 448 71.841 1.150 1.724 2.408 285 33.635 856 569

8.283 1 250 12.273 459 72.655 1.321 1.811 2.804 279 33.848 880 457

8.674 1 316 11.694 462 72.348 1.216 1.669 2.752 287 33.609 859 569

10.714 1 414 11.460 466 76.580 1.253 1.555 2.715 259 34.624 846 589

11.265 1 466 15.124 547 77.632 1.329 1.655 2.517 440 35.324 1.097 594

11.318 1 471 15.890 514 77.092 1.371 1.788 2.548 459 34.481 1.270 594

9 8.274

0 10.286

0 10.987

0 11.296

0 11.266

0 11.231

0 10.689

2 10.663

2 10.578

3 9.840

2 9.659

0 8.363

8.556

8.772

8.285

8.467

7.855

210 17.858 6.946 31 1

284 18.234 9.228 32 194

407 23.288 10.523 33 200

419 23.151 10.861 29 213

430 23.533 11.098 47 188

441 23.808 10.682 45 188

421 22.780 10.202 47 179

417 22.083 9.745 40 175

431 22.117 9.563 47 178

470 22.480 8 9.364 37 180

457 23.378 8 9.520 67 178

477 22.519 7 8.988 39 174

439 21.782 6 5.666 37 175

501 21.216 6 5.558 40 183

579 22.316 5 5.601 43 181

550 21.564 4 5.881 43 183

645 21.383 4 5.667 44 179

576 20.438 3 5.576 44 183

187 3 298 0 661

202 3 244 778

214 3 232 1 713

215 3 233 1 678

242 3 239 1 436

233 3 227 1 448

215 3 235 1 436

213 3 235 1 471

213 0 219 1 474

217 0 217 1 501

242 0 206 1 499

243 0 200 1 492

119 0 197 1 376

124 0 195 1 450

121 4 169 1 873

122 4 209 1 450

118 4 235 1 471

118 0 218 1 479

2 2

21 1

4r) 2

1 1

1 1

1 1

0 1

1 1

12 1

12 1

12 1

12 3

12 2

1 2

12 2

11 2

11 2

12 2

92

77

77

81

83

82

67

22

22

22

22

20

21

21

20

19

20

455

159

226

238

174

173

212

208

210

212

219

233

201

254

250

251

265

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1.463 37 43 1 148 0 5.075 34 810

1.984 41 68 1 264 0 2.980 28 969

2.610 54 132 6 284 6 2.727 12 993

2.672 53 132 6 291 5 2.635 10 1.045

2.696 55 140 6 293 5 2.498 10 1.059

2.661 60 136 6 289 5 2.338 11 1.079

2.669 56 135 6 288 6 2.461 10 1.079

2.694 61 137 6 289 6 2.194 13 1.106

2.719 59 138 6 289 6 2.493 12 1.114

2.780 69 137 1 292 10 2.453 13 1.140

2.824 68 142 1 295 10 2.386 12 1.189

2.877 62 144 1 295 10 2.254 15 1.211

2.555 54 132 0 230 6 2.448 14 1.184

2.570 55 131 0 233 6 2.393 15 1.887

2.620 56 133 0 237 6 2.320 13 1.279

2.645 47 131 0 244 4 2.259 13 1.326

2.668 47 129 0 244 7 2.104 12 1.423

2.664 48 126 0 240 7 2.021 13 1.465

84 6.455 396

117 7.351 336

26 7.701 321

32 7.764 324

30 7.859 326

31 7.976 336

26 7.907 241

25 7.916 237

26 7.995 233

33 8.043 240

34 8.174 244

28 8.077 254

27 8.012 258

67 8.011 247

28 7.945 245

29 8.005 236

38 7.974 232

39 NPL 8.006 Non Industrial Origin Others 232 NPL




Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual Services NPL

10.086 1 232 0 13.789 344 73.121 565 2.962 3.683 161 29.119 360 1.541

16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 261 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin 18

House Hold - For Home Ownership




NPL - Others

r) Revised figures

99



Tabel 4.7.a. Kredit dan NPL Bank Asing Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit Channeling and NPL Credit Channeling of Foreign Owned Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan

2011

2013

2012

Okt

2014

Nov

1.822 0 6 11.664 38.797 1.120 4.305 556 0 8.778 29 217

2.174 0 30 20.217 136 57.077 973 5.151 2.070 12 20.492 120 278

2.948 0 40 20.129 65 76.965 1.022 5.792 3.391 11 22.919

0 5.944

Des

Jan

Feb

Mar

Apr

Mei

Jun

2015 Jul

Ags

Sep

Okt

Nov

Des

Items

Jan

413r) 418

3.084 0 39 24.022 68 80.723 1.122 6.008 3.964 12 24.050 519 437

3.167 0 42 26.201 69 83.862 1.014 8.313 3.899 12 24.308 622 460

3.191 0 47 23.877 69 86.006 979 8.353 3.891 12 24.426 353 458

3.296 0 55 23.729 61 85.720 1.390 8.024 3.857 12 24.656 754 456

3.240 0 64 23.456 60 84.976 2.873 10.496 4.053 10 24.509 747 462

2.905 0 73 23.747 61 84.200 1.507 10.708 4.419 10 25.412 696 468

4.339 0 72 22.305 61 86.368 1.350 10.644 3.912 10 26.763 680 491

3.888 0 81 22.691 62 90.933 1.393 5.832 0 4.008 10 26.389 694 504

5.034 0 90 25.363 61 94.699 1.372 5.694 1 4.722 10 27.427 687 515

4.752 87 25.860 62 94.030 1.075 5.753 0 4.824 10 27.642 690 514

4.447 94 28.717 64 98.577 1.744 5.903 0 5.371 29.164 778 562

4.426 77 26.550 63 97.373 1.698 5.915 0 5.789 0 27.160 726 603

4.296 87 26.040 64 94.809 1.548 6.018 4.847 0 26.444 667 646

4.654 83 24.833 65 94.653 1.612 5.861 5.954 1 26.062 706 709

4.612 70 26.167 66 94.825 1.496 5.994 5.374 2 25.978 707 701

0 7.255

0 10.807

0 11.116

0 11.344

0 11.574

0 10.874

12.945

0 13.132

15.766

16.431

0 16.711

0 16.331

0 16.881

0 16.432

0 17.090

0 16.885

0 16.788

151 25.250 2.329 92

8 31.670 3.451 8 79

162 33.702 4.617 0 232

169 33.937 5.099 0 246

172 35.073 4.731 0 239

170 34.799 4.698 46 240

163 32.523 4.729 56 228

154 32.496 4.697 60 223

154 33.599 4.851 0 227

143 34.068 4.837 229

145 36.050 4.702 0 231

141 35.796 4.700 226

145 34.826 5.005 228

145 35.045 4.213 380

141 35.570 3.732 386

143 35.474 3.675 0 410

145 34.568 4.830 35 413

150 33.918 4.621 442

1 0 3 0 1.082

0 0 1 1.469

0 4 1.526

0 4 1.611

0 4 943

0 4 947

0 3 904

0 3 564

0 3 571

0 3 577

0 3 724

0 3 723

0 3 749

0 3 779

0 4 923

0 4 935

0 4 0 961

0 4 957

0 -

0 -

0 -

0 -

0 -

0 -

-

-

-

0 -

-

-

0 -

0 -

0 -

0 -

0 -

0 -

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

15.804

1.044

977

1.038

1.068

1.032

1.021

1.024

1.069

1.118

1.211

1.240

1.309

1.429

1.509

1.570

1.655

1.680

202

45

37

32

16

15

15

2

1

1

0

1

1

2

3

2

1

0

574 12 16 3.954

544 0 10 24 3.971

540 0 4 24 4.174

523 0 4 25 4.293

522 0 5 24 4.342

560 0 4 504 4.265

561 6 26 4.314

563 7 1 24 4.287

566 6 1 22 4.277

569 6 23 4.363

581 7 24 4.436

710 10 7 1 24 4.550

579 7 1 24 4.455

570 8 1 25 4.425

564 11 1 33 4.462

569 11 2 24 4.645

570 11 2 24 4.617

570 0 11 2 23 4.572

209 15.278 1.715

83 15.848 1.282

102 16.756 1.500

103 16.921 1.511

102 16.952 1.389

92 16.885 1.434

91 16.702 1.465

108 15.457 323

95 15.619 330

97 15.836 330

98 16.110 344

102 15.996 342

99 16.158 357

93 16.244 334

88 16.307 325

87 16.425 322

85 16.682 333




Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual Services NPL 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold - For Home Ownership NPL - For Apartement Ownership NPL - For Shop House Ownership NPL - For Vehicles Ownership NPL - Others

88 NPL 16.500 Non Industrial Origin Others 345 NPL r) Revised figures

100



Tabel 4.8.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Per Lokasi Dati I Bank Penyalur Kredit - Januari 2015 Credit and NPL of Commercial Bank to Non Banks Third Party Based on Business Sector and non Business Sector of Credit by Region - January 2015) Miliar Rp (Billion Rp) Lapangan Usaha

Keterangan

Jawa Barat NPL Banten NPL DKI Jakarta NPL D.I Yogyakarta NPL Jawa Tengah NPL Jawa Timur NPL Bengkulu NPL Jambi NPL Aceh NPL Sumatera Utara NPL Sumatera Barat NPL Riau NPL Sumatera Selatan NPL Bangka Belitung NPL Kepulauan Riau NPL Lampung NPL Kalimantan Selatan NPL Kalimantan Barat NPL Kalimantan Timur NPL Kalimantan Tengah NPL Sulawesi Tengah NPL Sulawesi Selatan NPL Sulawesi Utara NPL Gorontalo NPL Sulawesi Barat NPL Sulawesi Tenggara NPL Nusa Tenggara Barat NPL Bali NPL Nusa Tenggara Timur NPL Maluku NPL Papua NPL Maluku Utara NPL Papua Barat NPL Lainnya NPL Total NPL r) Angka-angka diperbaiki

Pertanian, perburuan dan Kehutanan

Perikanan

Pertambanga n dan Penggalian

1

2

3

Industri Pengolahan

Listrik, gas dan air

4

5

Konstruksi

6

Perdagangan Besar dan Eceran

Penyediaan akomodasi dan penyediaan makan minum

7

8

Bukan Lapangan Usaha

Transportasi, pergudangan dan komunikasi

Perantara Keuangan

Real Estate, Usaha Persewaan, dan Jasa Perusahaan

9

10

11

Jasa Admistrasi Kemasyarakat Jasa Pemerintahan an, Sosial Jasa PendidiKesehatan , Pertahanan Budaya, kan dan Kegiatan dan Jaminan Hiburan dan Sosial Sosial Wajib Perorangan lainnya 12

13

14

15

Jasa Perorangan yang Melayani Rumah Tangga 16

Badan Internasional Kegiatan yang dan Badan belum jelas Ekstra batasannya Internasional Lainnya 17

18

Rumah Tangga Untuk Pemilikan Rumah Tinggal

Rumah Tangga Untuk Pemilikan Flat atau Apartemen

Rumah Tangga Untuk Pemilikan Ruko atau Rukan

Rumah Tangga Untuk Pemilikan Kendaraan Bermotor

1

4

Rumah Tangga Untuk Pemilikan Peralatan Rumah Tangga Lainnya 5

2

3

5.087 378 253 28 93.631 1.109 528 10 5.388 101 9.329 470 968 28 4.818 124 1.529 37 29.246 449 3.993 127 11.367 290 11.217 350 223 2 95 47 6.345 48 3.766 22 5.666 31 4.455 312 4.971 9 920 18 1.234 88 261 12 603 6 247 14 81 3 319 5 1.161 6 178 4 49 5 658 8 11 1 83 54 3.108 -

389 27 28 1 3.008 29 80 2 815 24 629 31 22 1 36 2 39 3 335 13 78 6 101 4 59 3 57 1 67 1 571 6 121 9 115 2 89 3 20 1 70 2 240 8 209 17 23 2 7 0 46 5 33 2 153 0 34 2 44 2 46 2 10 1 26 1 -

1.439 63 385 14 125.537 3.011 29 5 332 28 1.921 27 36 7 133 38 28 4 405 6 314 12 373 6 1.000 58 1.905 3 490 3 119 3 976 59 58 4 3.834 132 7 1 97 1 480 94 55 2 5 0 2 1 70 3 15 8 67 57 11 1 1 0 44 0 1 55 0 2.590 -

46.378 1.189 11.288 75 385.260 8.007 1.764 67 35.134 1.042 101.342 1.111 303 3 930 16 1.257 30 32.570 739 1.834 40 1.955 14 4.727 25 550 3 4.472 24 3.476 107 1.515 34 1.042 13 5.931 37 356 3 203 9 4.700 112 705 101 91 5 45 1 173 13 244 11 1.911 14 248 2 66 1 315 75 34 2 90 9 5.501 -

998 15 869 1 77.302 1.524 44 0 262 1 1.359 7 23 0 4 0 116 0 807 1 15 0 117 2 299 1 1 412 0 22 1 282 34 82 0 67 0 14 0 32 0 383 3 4 1 1 0 1 2 0 13 30 44 4 14 0 40 3 0 0 3 577 -

10.220 686 4.657 277 79.354 2.759 668 15 4.151 137 11.388 483 208 12 855 41 606 162 5.278 474 533 24 1.603 142 2.679 562 195 24 1.208 85 809 22 1.111 56 946 56 3.719 517 298 21 464 21 4.350 301 635 66 122 45 35 7 378 22 420 13 2.131 17 461 25 233 29 1.099 268 147 22 424 47 209 -

60.677 2.809 13.591 462 256.439 7.874 6.949 202 63.126 2.081 85.120 2.651 2.999 167 5.786 272 5.312 623 39.174 1.349 10.369 574 9.804 625 12.447 548 2.084 72 4.627 92 11.192 416 7.351 288 8.381 172 11.626 501 3.199 102 5.075 212 23.376 935 5.986 218 1.912 173 1.290 95 3.819 183 6.019 203 17.077 138 4.198 133 1.631 48 4.903 163 1.231 59 2.106 216 5.286 162

5.630 116 679 50 35.266 171 1.707 24 3.907 150 4.541 82 129 3 498 7 144 10 1.791 64 583 16 1.175 34 712 23 115 2 875 30 393 13 650 6 663 11 1.486 27 106 5 281 11 2.784 145 410 13 76 2 39 10 411 16 583 9 6.275 161 275 4 106 4 664 19 87 3 113 2 69 -

16.035 390 1.071 30 110.065 3.141 383 18 3.971 193 10.583 330 57 4 323 6 94 9 3.814 121 418 25 1.602 50 834 23 54 1 4.064 26 795 57 1.248 197 1.774 33 4.485 485 182 6 157 2 2.924 86 266 20 30 0 11 0 85 10 158 1 513 63 200 6 106 2 614 91 47 4 307 95 1.009 170

3.180 201 4.001 21 139.450 1.083 634 6 3.928 65 3.471 159 18 1 193 4 38 2 1.542 51 682 5 265 6 230 6 16 79 4 301 34 417 14 261 3 345 19 17 0 12 1 1.068 196 22 8 2 0 1 15 0 108 3 512 29 36 1 9 65 0 3 1 0 1.497 -

9.701 466 2.544 75 110.957 1.540 1.203 13 4.070 154 8.017 166 182 22 508 14 181 17 3.981 116 381 30 2.548 125 1.294 98 136 7 938 8 909 16 1.356 53 918 8 4.534 457 236 6 166 6 2.236 167 548 7 56 4 41 2 149 6 411 4 1.692 45 141 4 195 12 387 15 53 2 207 4 160 9

26 0 12 2 1.909 0 5 0 109 0 40 0 1 1 2 0 24 1 6 0 3 11 0 1 2 0 3 1 0 3 0 8 0 1 1 14 3 4 0 0 3 3 0 3 1 0 0 47 0 0 51 0 8.685 -

787 5 291 4 2.548 13 182 3 494 6 637 15 21 0 21 0 21 0 263 6 124 0 83 4 140 0 2 1 99 0 217 7 24 0 41 0 26 1 5 0 11 0 206 1 42 0 3 2 22 2 13 0 165 24 1 1 19 4 13 10 0 -

1.512 13 202 4 4.990 51 193 16 862 9 1.165 32 34 5 90 4 75 4 881 12 165 1 207 5 216 4 18 0 43 0 168 12 53 9 155 0 136 4 24 1 18 1 171 1 38 1 4 0 11 0 22 1 138 2 499 1 25 0 7 0 29 2 5 0 8 260 -

6.492 240 1.095 35 25.561 573 1.013 23 3.426 108 4.766 210 139 5 426 13 379 107 4.009 114 613 29 905 44 658 35 98 8 394 12 715 12 686 39 358 7 1.588 265 214 10 257 14 1.879 53 539 21 94 8 85 16 210 15 348 6 1.456 10 323 10 90 6 1.106 53 77 3 306 8 -

331 7 72 0 257 7 85 9 385 6 402 9 8 0 15 0 28 4 92 3 14 0 24 1 22 1 6 0 19 1 26 1 19 1 9 0 33 1 18 1 25 1 126 6 15 1 9 1 7 0 11 0 25 0 90 1 17 0 13 0 23 0 4 0 12 0 -

0 69 10 0 1 123 5 0 0 0 0 1 4 2 0 0 4 1 1 1 -

1.171 55 254 1 3.863 106 169 1 641 3 1.103 20 45 0 82 4 49 9 300 14 104 4 121 7 666 19 6 46 0 67 14 250 3 250 2 185 31 139 1 46 0 330 5 11 1 1 22 2 82 5 132 0 1 0 1 50 0 8 86 5.307 -

52.524 1.657 18.362 397 87.725 1.297 3.508 54 16.132 403 30.236 566 1.111 15 3.393 100 2.033 51 11.319 597 2.400 77 6.027 325 5.890 245 801 22 5.134 118 2.546 106 6.391 188 2.838 59 6.622 254 1.738 41 1.772 39 10.688 395 3.266 172 698 29 212 6 1.677 52 2.568 43 10.473 76 1.052 11 473 5 1.304 42 444 5 421 15 1 -

887 18 393 4 8.750 94 61 0 218 5 1.379 20 20 0 29 0 69 256 7 79 1 69 1 34 0 8 77 0 33 2 31 1 59 4 114 2 8 8 129 2 66 1 8 0 1 110 0 78 2 81 1 14 0 8 0 17 1 35 1 12 1 -

1.949 58 908 9 8.674 228 214 1 853 27 1.801 37 183 7 425 8 215 25 2.055 55 240 21 779 22 1.095 42 187 2 639 16 257 4 366 15 760 13 777 28 132 7 258 6 1.484 69 288 6 37 4 31 0 411 12 234 3 366 2 81 41 334 4 16 93 1 -

4.759 49 8.680 63 85.000 992 510 3 4.393 34 5.093 38 53 2 206 3 140 4 4.702 45 147 3 422 5 388 10 91 1 368 2 369 4 196 4 199 1 2.580 26 44 0 164 2 4.124 31 218 3 136 1 12 0 61 1 226 1 418 4 76 1 39 0 55 1 22 0 31 0 -

36.934 513 10.366 206 61.581 883 5.280 34 19.336 201 46.046 397 3.436 24 6.899 72 11.723 60 18.987 233 4.505 60 11.739 118 14.143 151 2.313 14 4.542 38 3.970 54 7.072 55 9.410 40 11.390 160 5.470 22 8.292 45 14.798 178 6.503 144 2.435 41 1.243 12 6.243 44 5.676 81 9.143 36 5.843 45 2.431 25 7.242 87 1.478 13 2.725 33 64 -

211.790 4.196

7.601 212

142.816 3.651

656.410 12.933

84.242 1.600

141.592 7.439

704.159 24.820

73.220 1.241

168.280 5.695

162.418 1.925

161.036 3.683

10.982 7

6.560 73

12.423 197

60.308 2.111

2.243 63

213 7

15.590 308

301.781 7.461

13.140 171

26.182 732

123.919 1.334

369.258 4.119

Bukan Lapangan Usaha Lainnya

Location

6

Jawa Barat NPL Banten NPL DKI Jakarta NPL D.I Yogyakarta NPL Jawa Tengah NPL Jawa Timur NPL Bengkulu NPL Jambi NPL Aceh NPL Sumatera Utara NPL Sumatera Barat NPL Riau NPL Sumatera Selatan NPL Bangka Belitung NPL Kepulauan Riau NPL Lampung NPL Kalimantan Selatan NPL Kalimantan Barat NPL Kalimantan Timur NPL Kalimantan Tengah NPL Sulawesi Tengah NPL Sulawesi Selatan NPL Sulawesi Utara NPL Gorontalo NPL Sulawesi Barat NPL Sulawesi Tenggara NPL Nusa Tenggara Barat NPL Bali NPL Nusa Tenggara Timur NPL Maluku NPL Papua NPL Maluku Utara NPL Papua Barat NPL Other NPL 178.453 Total 2.139 NPL 30.912 98 5.928 37 72.650 1.563 120 1 21.698 59 4.216 78 2.569 6 298 3 633 4 1.434 39 9.373 23 312 8 351 9 8 0 161 1 3.624 17 177 0 38 1 359 9 10 0 16 1 4.597 23 5.519 83 1.787 4 909 2 85 2 3.341 21 629 12 3.460 14 1.346 12 500 5 1.287 4 97 1 8 0

r) Revised figures

101



Tabel 4.9.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan ( Credit and NPL of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use ) Miliar Rp (Billion Rp) 2013 Keterangan

2011

2014

2015

Items

2012 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Jenis Penggunaan

Type of Use

Kredit kepada Pihak Ketiga 1. Modal Kerja

Credit to Third Party 1.068.676

1.316.689

1.506.089

1.535.973

1.585.659

1.546.833

1.545.883

1.572.862

1.607.627

1.609.581

1.650.529

1.675.228

1.671.457

1.708.471

1.698.551

1.713.799

1.757.449

1.712.819

NPL

28.279

28.963

32.073

32.157

31.470

32.945

35.544

37.185

37.908

40.652

40.265

42.508

42.933

43.567

44.573

46.002

43.840

47.416

2. Investasi

464.262

591.425

756.373

775.085

798.157

799.077

805.189

814.094

830.170

846.172

857.965

852.749

857.834

872.348

869.309

881.519

903.194

909.065

8.917

10.032

14.282

14.228

13.633

14.454

14.703

15.178

16.720

18.622

19.493

20.178

22.090

22.692

23.541

23.386

21.223

22.746

667.155

799.748

897.014

903.338

909.058

912.510

916.749

919.942

923.551

947.396

959.669

967.053

969.073

980.475

990.210

1.001.297

1.013.666

1.012.736

10.499

11.600

14.057

14.046

13.176

14.433

14.832

13.715

14.250

15.027

15.075

15.525

15.697

15.417

15.356

15.368

14.324

15.955

2.200.094

2.707.862

3.159.476

3.214.397

3.292.874

3.258.421

3.267.820

3.306.899

3.361.348

3.403.148

3.468.162

3.495.030

3.498.364

3.561.295

3.558.070

3.596.614

3.674.308

47.695

50.595

60.412

60.431

58.279

61.831

65.080

66.079

68.878

74.302

74.833

78.211

80.719

81.676

83.470

84.757

79.388

NPL 3. Konsumsi NPL Total Kredit NPL

86.117

1. Ekspor

41.876

47.799

53.897

56.961

62.518

57.608

57.777

57.680

61.371

60.703

62.142

60,435

58.720

61.621

59.551

59.882

61.014

58.808

NPL

1.602

1.616

1.420

1.331

1.571

1.360

1.460

1.313

1.323

1.353

1.698

1,753

r).

1.946

2.110

2.004

1.809

2.224

2.128

2. Impor

26.525

38.985

69.518

66.402

70.611

66.394

61.412

58.466

58.856

58.386

63.008

61.356

51.353

53.792

53.412

54.950

56.049

56.484

NPL Total Kredit NPL r) Angka-angka diperbaiki

NPL 3. Consumption NPL

NPL User Orientation Credit to Third Party

r).

NPL

NPL 2. Investments

3.634.620 Total Credit

Orientasi Penggunaan Kredit kepada Pihak Ketiga

3. Lainnya

1. Working Capital

733

587

751

777

618

161

642

638

568

794

864

2.131.118

2.621.078

3.036.061

3.091.035

3.159.745

3.134.418

3.148.631

3.190.752

3.241.121

3.284.059

3.343.012

842 3.373.239

r).

75.616 r).

900

887

572

497

636

636

3.388.291

3.445.881

3.445.107

3.481.783

3.557.246

3.519.329

45.245

48.392

58.241

58.324

56.091

60.310

62.978

64.127

66.987

72.155

72.271

77.873

78.679

80.894

82.451

76.528

2.200.094

2.707.862

3.159.476

3.214.397

3.292.874

3.258.421

3.267.820

3.306.899

3.361.348

3.403.148

3.468.162

3.495.030

3.498.364

3.561.295

3.558.070

3.596.614

3.674.308

47.694

50.595

60.412

60.431

58.279

61.831

65.080

66.079

68.878

74.302

74.833

78.211

80.719

81.676

83.470

84.757

79.388

83.353

1. Ekspor NPL 2. Impor NPL 3. Other NPL

3.634.620 Total Credit 86.117

NPL r) Revised figures

102



Tabel 4.10.a. Kredit dan NPL Bank Persero Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of State Owned Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) 2013 Keterangan

2011

2014

2015

Items

2012 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Jenis Penggunaan

Type of Use


Credit to Third Party 407.101

503.972

545.237

558.264

580.070

556.972

555.089

558.323

572.582

567.023

585.064

594.067

597.149

608.785

597.291

605.597

629.678

613.870

NPL

13.638

13.784

13.687

13.402

12.967

14.360

14.883

14.315

14.805

15.413

15.032

16.285

15.934

16.061

15.927

16.036

14.936

17.042

2. Investasi

135.196

168.585

260.453

265.799

274.979

275.336

280.968

287.237

290.889

297.714

301.065

303.518

307.293

312.552

311.328

315.562

324.486

327.258

2.462

2.559

4.193

3.913

3.844

4.210

4.255

4.370

4.359

4.708

5.090

4.771

5.832

5.840

4.737

4.946

4.375

4.931

234.535

286.571

319.366

321.925

326.677

327.272

329.989

332.743

335.868

341.297

348.106

348.085

349.691

354.107

358.403

362.909

370.924

371.404


3.683

4.905

6.228

6.104

5.656

6.529

6.797

6.641

6.798

7.181

7.184

7.207

7.257

7.096

7.056

6.986

6.333

776.833

959.128

1.125.057

1.145.988

1.181.726

1.159.580

1.166.047

1.178.302

1.199.339

1.206.035

1.234.235

1.245.669

1.254.133

1.275.444

1.267.022

1.284.068

1.325.087

19.783

21.249

24.108

23.418

22.467

25.100

25.935

25.326

25.962

27.301

27.305

28.262

29.023

28.997

27.720

27.968

25.643

7.304

NPL 2. Impor NPL

29.276

13.551 548 7.296

13.169

11.978

11.593

13.717

12.114

12.390

12.857

12.606

12.063

12.939

11.847

12.049

11.790

10.376

10.963

11.572

10.677

540

565

497

502

510

490

467

472

516

527

522

523

547

561

564

796

816

10.542

29.922

25.187

27.799

23.296

18.086

12.962

12.021

10.936

10.184

9.948

2.212

2.047

2.013

1.979

1.995

2.520

372

436

462

470

14

13

12

14

14

14

14

73

62

11

10

8

9

755.987

935.417

1.083.157

1.109.209

1.140.209

1.124.170

1.135.570

1.152.482

1.174.712

1.183.035

1.211.113

1.223.874

1.239.873

1.261.607

1.254.632

1.271.126

1.311.520

1.299.335

NPL

18.885

20.336

23.107

22.458

21.496

24.577

25.431

24.846

25.476

26.771

26.764

27.726

28.427

28.388

27.148

27.394

24.839

28.451

776.833

959.128

1.125.057

1.145.988

1.181.726

1.159.580

1.166.047

1.178.302

1.199.339

1.206.035

1.234.235

1.245.669

1.254.133

1.275.444

1.267.022

1.284.068

1.325.087

19.783

21.249

24.108

23.418

22.467

25.100

25.935

25.326

25.962

27.301

27.305

28.262

29.023

28.997

27.720

27.968

25.643

NPL r) Angka-angka diperbaiki

2. Investments NPL 3. Consumption NPL


3. Lainnya

Total Kredit

NPL


Orientasi Penggunaan Kredit kepada Pihak Ketiga 1. Ekspor

1. Working Capital

350


1.312.532 Total Credit 29.276


103



Tabel 4.11.a. Kredit dan NPL BUSN Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of Foreign Exchange Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) 2013 Keterangan

2011

2014

2015

Items

2012 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Jenis Penggunaan

Type of Use



519.409

601.259

602.098

617.230

609.488

616.121

633.567

643.513

640.012

653.292

657.452

668.689

685.317

689.609

697.272

714.698

695.165

NPL

10.005

9.122

10.617

10.820

10.151

10.673

11.595

11.931

12.947

14.054

14.191

14.890

15.839

15.884

17.280

18.148

16.570

17.355

2. Investasi

242.948

305.936

351.682

359.853

371.973

370.141

369.421

373.447

382.503

389.800

397.145

389.972

399.671

404.796

404.377

408.064

417.254

418.741

4.746

4.540

5.851

6.106

6.057

6.277

6.462

6.785

7.239

8.474

8.891

9.573

10.440

11.150

12.722

12.406

11.139

12.154

245.384

288.933

322.632

323.809

322.319

324.135

323.888

323.315

320.726

334.186

335.733

341.062

340.426

342.319

344.986

348.132

349.856

348.309


3.390

3.785

4.472

4.526

4.356

4.540

4.711

4.857

5.165

5.384

5.364

5.664

5.745

5.623

5.602

5.689

5.456

922.541

1.114.279

1.275.573

1.285.761

1.311.522

1.303.765

1.309.430

1.330.329

1.346.741

1.363.998

1.386.170

1.388.486

1.408.786

1.432.433

1.438.972

1.453.468

1.481.808

18.141

17.448

20.941

21.453

20.564

21.489

22.769

23.573

25.351

27.912

28.447

30.126

32.023

32.657

35.605

36.242

33.165

5.946

NPL 2. Impor NPL

35.455

8.800

9.391

13.582

13.746

14.471

14.126

14.169

16.619

17.605

16.800

16.884

16.664

91

22

70***)

97

153

151

148

150

148

130

383

496

r)

7.256

11.385

15.883

15.706

15.784

15.942

16.617

17.865

18.505

19.368

19.676

19.081

18.809

18.040

17.941

18.501

18.632

671

670

672

687

740

741

19.841

20.739

20.458

19.742

21.058

20.420

199

97

138

131

76

75

72

70

39

294

296

275

273

478

377

398

393

1.093.502

1.246.108

1.256.309

1.281.267

1.273.697

1.278.644

1.295.845

1.310.632

1.327.831

1.349.609

1.352.741

r)

1.372.093

1.392.885

1.400.473

1.415.785

1.442.249

1.423.162

NPL

17.851

17.329

20.697

21.225

20.335

21.263

22.549

23.354

25.165

27.487

27.767

29.355

r)

31.078

31.714

34.455

35.178

32.027

34.320

922.541

1.114.279

1.275.573

1.285.761

1.311.522

1.303.765

1.309.430

1.330.329

1.346.741

1.363.998

1.386.170

1.388.486

1.408.786

1.432.433

1.438.972

1.453.468

1.481.808

18.141

17.448

20.941

21.453

20.564

21.489

22.769

23.573

25.351

27.912

28.447

30.126

32.023

32.657

35.605

36.242

33.165


275

16.851

906.486

NPL



r)

3. Lainnya

Total Kredit

NPL



1. Working Capital


1.462.214 Total Credit 35.455


104



Tabel 4.12.a. Kredit dan NPL BUSN Non Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of Non-Foreign Exchange Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) 2013 Keterangan

2011

2014

2015

Items

2012 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Jenis Penggunaan

Type of Use

Kredit kepada Pihak Ketiga 1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL


30.464

38.677

39.439

41.614

40.548

41.569

43.524

45.185

46.292

47.386

48.032

47.410

48.753

48.141

49.069

51.507

50.734

635

810

990

952

1.001

1.113

1.190

1.101

1.308

1.349

1.364

1.463

1.478

1.472

1.575

1.530

1.509

1.674

11.858

16.879

19.872

20.130

20.358

20.303

20.560

20.849

21.225

21.780

22.961

23.221

23.208

23.421

23.605

23.779

23.828

23.774

285

692

707

648

618

713

613

667

770

806

812

886

918

994

975

1.005

850

913

34.090

42.108

45.874

46.191

46.256

46.280

46.265

46.325

46.671

47.547

48.386

48.874

49.241

49.730

49.892

50.369

50.666

50.538

323

336

340

359

319

355

352

365

361

383

380

382

391

374

378

371

373

68.143

89.451

104.423

105.760

108.228

107.131

108.394

110.697

113.081

115.619

118.732

120.127

119.860

121.904

121.638

123.216

126.001

1.243

1.838

2.037

1.958

1.938

2.181

2.155

2.133

2.439

2.537

2.556

2.731

2.788

2.840

2.928

2.906

2.732

396

2.983

10

5

2

1

0

0

1

1

1

7

13

0

0

0

0

0

5

5

NPL

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2. Impor

0

6

2

3

2

3

3

3

3

3

245

243

254

244

242

310

293

297

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

27

3. Lainnya

68.133

89.439

104.419

105.757

108.226

107.127

108.390

110.693

113.076

115.609

118.475

119.884

119.605

121.659

121.395

122.906

125.703

124.743

NPL

1.243

1.838

2.037

1.958

1.938

2.181

2.155

2.133

2.439

2.537

2.556

2.731

2.788

2.840

2.928

2.906

2.732

2.956

68.143

89.451

104.423

105.760

108.228

107.131

108.394

110.697

113.081

115.619

118.732

120.127

119.860

121.904

121.638

123.216

126.001

1.243

1.838

2.037

1.958

1.938

2.181

2.155

2.133

2.439

2.537

2.556

2.731

2.788

2.840

2.928

2.906

2.732

NPL



1. Ekspor

Total Kredit

NPL

125.046 Total Credit


NPL

1. Working Capital


125.046 Total Credit 2.983

NPL

105



Tabel 4.13.a. Kredit dan NPL BPD Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of Regional Development Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) 2013 Keterangan

2011

2014

2015

Items

2012 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Jenis Penggunaan

Type of Use



45.861

58.333

59.058

57.562

51.602

52.488

54.632

56.048

57.698

59.550

60.582

62.028

63.750

64.581

62.686

59.395

54.829

NPL

1.948

3.207

4.584

4.647

4.838

4.555

4.827

5.049

5.402

5.861

5.515

5.858

6.048

5.778

6.007

6.465

6.172

6.524

2. Investasi

21.081

24.870

29.456

29.848

29.561

30.592

30.714

31.174

32.119

32.480

32.620

32.992

33.058

32.941

32.546

35.327

36.290

36.055

498

1.134

2.120

2.090

1.683

1.818

2.009

2.096

2.938

3.178

3.034

3.324

3.315

2.857

2.790

2.992

2.826

2.897

119.317

148.120

173.197

175.107

177.418

178.129

180.461

182.885

185.046

188.722

191.278

192.885

193.931

197.821

201.017

203.601

205.771

206.285


627

684

988

1.014

922

1.034

1.072

1.076

1.160

1.288

1.336

1.449

1.487

1.507

1.558

1.585

1.408

175.702

218.851

260.985

264.014

264.541

260.323

263.662

268.692

273.212

278.900

283.448

286.459

289.017

294.511

298.145

301.614

301.456

3.073

5.025

7.692

7.751

7.444

7.407

7.908

8.221

9.499

10.327

9.886

10.630

10.851

10.142

10.355

11.042

10.406

1.538

10.959

99

87

66

66

65

64

64

63

62

101

100

65

62

66

67

65

51

51

NPL

8

14

8

9

9

9

9

9

10

12

23

11

10

11

11

10

11

11

2. Impor

5

5

3

3

3

4

3

3

3

3

3

3

3

3

3

3

3

3

NPL Total Kredit NPL



1. Ekspor

NPL

NPL

297.170 Total Credit


3. Lainnya

1. Working Capital

0

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

175.597

218.759

260.915

263.944

264.473

260.256

263.595

268.625

273.147

278.796

283.345

286.392

288.952

294.443

298.074

301.546

301.402

297.116

3.065

5.010

7.683

7.741

7.434

7.397

7.898

8.210

9.489

10.314

9.861

10.619

10.839

10.131

10.343

11.031

10.395

10.947

175.702

218.851

260.985

264.014

264.541

260.323

263.662

268.692

273.212

278.900

283.448

286.459

289.017

294.511

298.145

301.614

301.456

3.073

5.025

7.692

7.751

7.444

7.407

7.908

8.221

9.499

10.327

9.886

10.630

10.851

10.142

10.355

11.042

10.406



NPL

106



Tabel 4.14.a. Kredit dan NPL Bank Campuran Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of Joint Venture Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) 2013 Keterangan

2011

2014

2015

Items

2012 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Jenis Penggunaan

Type of Use



101.551

119.863

125.821

130.992

130.476

126.612

125.550

132.306

134.333

139.191

139.363

122.870

122.356

124.004

127.033

131.308

127.900

NPL

1.083

1.307

1.061

1.021

1.171

1.156

1.127

1.360

1.603

2.310

2.478

2.340

2.248

2.432

2.400

2.390

3.111

3.302

2. Investasi

26.317

38.127

53.161

55.370

55.821

56.910

57.454

55.446

56.044

57.128

56.541

55.838

45.999

46.583

45.930

48.584

50.075

51.429

401

537

833

865

867

879

837

785

827

878

1.047

1.025

987

1.056

1.069

1.046

1.011

949

13.994

13.617

14.446

14.539

14.545

14.478

14.538

14.336

14.749

14.846

15.009

14.859

14.561

15.226

14.533

14.610

14.542

14.522


552

524

426

430

432

449

344

346

341

365

369

370

360

390

349

329

336

120.389

153.295

187.471

195.730

201.357

201.863

198.604

195.332

203.099

206.307

210.741

210.059

183.430

184.165

184.467

190.228

195.925

2.036

2.368

2.320

2.315

2.470

2.484

2.308

2.492

2.772

3.553

3.893

3.735

3.595

3.879

3.818

3.765

4.458

339

NPL 2. Impor NPL 3. Lainnya NPL Total Kredit NPL

NPL 2. Investments NPL 3. Consumption NPL



1. Working Capital


14.728

17.518

19.956

21.599

24.128

22.743

22.274

20.035

21.575

22.280

22.451

21.989

20.887

20.945

20.781

20.778

20.269

20.154

468

619

334

302

340

288

279

166

167

167

230

227

226

346

258

241

366

372

3.899

5.989

6.487

8.752

9.350

9.627

8.922

10.298

10.668

10.145

13.716

13.775

12.732

13.182

13.285

14.977

16.213

16.665

23

8

29

29

26

26

26

26

24

8

62

62

62

62

74

101

221

198

101.761

129.788

161.028

165.380

167.880

169.493

167.407

165.000

170.856

173.882

174.574

174.295

149.811

150.038

150.401

154.473

159.444

157.033

1.545

1.742

1.957

1.985

2.104

2.170

2.003

2.300

2.582

3.379

3.601

3.445

3.307

3.471

3.486

3.423

3.870

4.020

120.389

153.295

187.471

195.730

201.357

201.863

198.604

195.332

203.099

206.307

210.741

210.059

183.430

184.165

184.467

190.228

195.925

2.036

2.368

2.320

2.315

2.470

2.484

2.308

2.492

2.772

3.553

3.893

3.735

3.595

3.879

3.818

3.765

4.458



NPL

107



Tabel 4.15.a. Kredit dan NPL Bank Asing Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of Foreign Owned Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) 2013 Keterangan

2011

2014

2015

Items

2012 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Jenis Penggunaan

Type of Use

Kredit kepada Pihak Ketiga 1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL


115.432

970

732

26.862 525 19.834

142.720

151.293

158.191

157.747

154.004

157.266

157.995

164.223

166.046

175.732

173.310

179.511

174.924

172.142

170.863

170.320

1.134

1.316

1.341

1.087

1.923

3.430

1.844

1.666

1.685

1.674

1.385

1.939

1.383

1.434

1.542

1.520

37.028

41.748

44.085

45.465

45.796

46.072

45.942

47.391

47.269

47.632

47.208

48.605

52.056

51.524

50.203

51.261

51.808

569

578

606

564

557

527

476

586

579

619

599

598

795

1.248

991

1.023

901

20.398

21.499

21.766

21.844

22.216

21.608

20.338

20.491

20.797

21.157

21.288

21.223

21.272

21.378

21.676

21.907

21.678

r)

1.924

1.366

1.602

1.614

1.491

1.526

1.556

430

425

427

442

453

456

426

413

409

418

136.486

172.859

205.968

217.144

225.500

225.759

221.684

223.546

225.876

232.290

234.835

244.229

243.138

252.838

247.827

244.021

244.031

3.419

2.667

3.314

3.536

3.396

3.170

4.006

4.336

2.854

2.671

2.746

2.726

2.439

3.161

3.044

2.833

2.984

433

NPL 2. Impor NPL 3. Lainnya NPL Total Kredit NPL r) Angka-angka diperbaiki

NPL 2. Investments NPL 3. Consumption NPL



1. Working Capital


4.688

7.629

8.313

9.956

10.136

8.562

8.879

8.105

9.522

9.452

9.755

9.870

8.870

10.011

10.286

10.135

10.616

9.288

487

421

406

426

567

403

534

521

527

528

535

497

517

537

501

307

311

188

8.069

11.058

17.221

16.752

17.673

17.522

17.780

17.334

17.657

17.931

19.185

18.307

16.311

17.578

17.410

17.939

16.486

16.579

162

109

147

154

45

46

529

529

492

477

489

489

488

488

8

8

8

8

123.154

154.172

180.434

190.437

197.690

199.675

195.024

198.108

198.698

204.907

205.896

216.053

217.957

225.249

220.131

215.947

216.928

217.940

2.656

2.136

2.760

2.957

2.783

2.722

2.943

3.287

1.836

1.666

1.722

1.740

1.434

2.136

2.535

2.519

2.665

2.658

136.486

172.859

205.968

217.144

225.500

225.759

221.684

223.546

225.876

232.290

234.835

244.229

243.138

252.838

247.827

244.021

244.031

3.418

2.667

3.314

3.536

3.396

3.170

4.006

4.336

2.854

2.671

2.746

2.726

2.439

3.161

3.044

2.833

2.984




108



Tabel 4.16.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan per Lokasi Dati I Bank Penyalur Kredit - Januari 2015

Credit and Non Perfoming Loan (NPL) of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use by Bank Location for January 2015 Miliar Rp (Billion Rp) Lokasi 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15. 16. 17. 18. 19. 20. 21. 22. 23. 26. 25. 24. 27. 28. 29. 30. 31. 32. 33. 34.

Jawa Barat NPL Banten NPL DKI Jakarta NPL D.I Yogyakarta NPL Jawa Tengah NPL Jawa Timur NPL Bengkulu NPL Jambi NPL Aceh NPL Sumatera Utara NPL Sumatera Barat NPL Riau NPL Sumatera Selatan NPL Bangka Belitung NPL Kepulauan Riau NPL Lampung NPL Kalimantan Selatan NPL Kalimantan Barat NPL Kalimantan Timur NPL Kalimantan Tengah NPL Sulawesi Tengah NPL Sulawesi Selatan NPL Sulawesi Utara NPL Gorontalo NPL Sulawesi Barat NPL Sulawesi Tenggara NPL Nusa Tenggara Barat NPL Bali NPL Nusa Tenggara Timur NPL Maluku NPL Papua NPL Maluku Utara NPL Papua Barat NPL Lainnya NPL Total NPL

Modal Kerja

Investasi

Konsumsi

(Working Capital)

(Investment)

(Consumption)

Ekspor

Orientasi Penggunaan (User Orientation) Impor

Location

Lainnya

120.137 5.011 29.694 879 908.908 19.836 9.502 266 101.929 2.999 198.221 4.637 3.786 164 8.285 414 7.454 923 76.971 2.437 14.193 671 15.665 787 20.470 1.269 4.751 86 9.265 150 16.954 612 10.913 425 11.100 230 21.499 1.238 4.296 129 5.887 228 30.131 1.534 6.803 343 2.086 173 1.413 118 3.874 183 6.554 221 20.400 251 4.911 162 1.812 78 6.881 483 1.272 69 2.780 237 24.021 172 1.712.819

49.917 1.650 11.598 201 546.559 11.162 6.135 149 29.082 1.111 47.593 1.164 1.409 96 6.437 133 2.567 103 47.544 1.094 6.034 222 16.592 573 16.742 486 715 40 8.662 183 9.174 158 8.911 400 9.624 114 21.047 1.555 5.512 37 1.947 71 16.373 671 2.946 145 946 75 413 30 1.647 98 2.376 51 13.466 292 1.307 34 756 33 3.228 220 461 28 1.107 198 10.238 170 909.065

127.965 2.393 44.638 717 324.380 5.057 9.693 94 62.629 730 88.772 1.135 7.371 54 11.250 186 14.815 144 38.754 977 16.745 185 19.347 479 21.901 456 3.408 39 10.921 174 10.800 186 14.234 262 13.304 118 21.842 478 7.403 71 10.509 93 35.820 698 15.860 410 5.100 79 2.409 20 8.587 111 12.123 152 21.110 130 10.526 71 4.339 42 9.451 140 3.282 23 3.378 52 72 0 1.012.736

2.279 77 474 1 38.479 1.549 96 1 1.207 227 5.406 56 79 0 112 1 14 0 6.809 204 549 6 284 1 721 1 309 0 58 0 410 0 214 1 152 0 323 200 0 13 0 177 1 37 0 3 0 1 0 14 1 5 0 182 0 21 1 7 0 3 0 5 6 0 160 58.808

1.016 25 41 0 47.276 591 9 1 1.034 5 4.279 7 4 0 19 0 1 0 2.287 2 25 1 63 1 10 0 1 0 131 0 3 0 5 0 11 0 3 0 1 0 8 1 9 0 3 0 1 0 0 0 8 1 1 0 3 0 13 0 1 0 4 0 0 0 2 0 212 56.484

294.724 8.952 85.415 1.796 1.694.093 33.914 25.224 505 191.399 4.609 324.901 6.874 12.482 312 25.840 732 24.821 1.170 154.173 4.303 36.399 1.072 51.257 1.837 58.382 2.210 8.565 164 28.659 507 36.516 956 33.839 1.087 33.865 461 64.062 3.270 17.010 238 18.323 392 82.138 2.902 25.569 897 8.128 326 4.233 168 14.086 391 21.047 424 54.791 674 16.711 266 6.899 153 19.553 842 5.009 120 7.258 487 33.958 342 3.519.329

47.416

22.746

15.955

2.128

636

83.353

1. Jawa Barat NPL 2. Banten NPL 3. DKI Jakarta NPL 4. D.I Yogyakarta NPL 5. Jawa Tengah NPL 6. Jawa Timur NPL 7. Bengkulu NPL 8. Jambi NPL 9. Aceh NPL 10. Sumatera Utara NPL 11. Sumatera Barat NPL 12. Riau NPL 13. Sumatera Selatan NPL 14. Bangka Belitung NPL 15. Kepulauan Riau NPL 16. Lampung NPL 17. Kalimantan Selatan NPL 18. Kalimantan Barat NPL 19. Kalimantan Timur NPL 20. Kalimantan Tengah NPL 21. Sulawesi Tengah NPL 22. Sulawesi Selatan NPL 23. Sulawesi Utara NPL 26. Gorontalo NPL 25. Sulawesi Barat NPL 24. Sulawesi Tenggara NPL 27. Nusa Tenggara Barat NPL 28. Bali NPL 29. Nusa Tenggara Timur NPL 30. Maluku NPL 31. Papua NPL 32. Maluku Utara NPL 33. Papua Barat NPL 34. Lainnya NPL Total NPL

109



Tabel 4.17.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lokasi Dati I Bank Penyalur Kredit

(Credit and NPL 0f Commercial Banks to Non Bank Third Party Based on Bank Location) Miliar Rp (Billion Rp) Keterangan 1. Jawa Barat NPL 2. Banten NPL 3. DKI Jakarta NPL 4. D.I Yogyakarta NPL 5. Jawa Tengah NPL 6. Jawa Timur NPL 7. Bengkulu NPL 8. Jambi NPL 9. Aceh NPL 10. Sumatera Utara NPL 11. Sumatera Barat NPL 12. Riau NPL 13. Sumatera Selatan NPL 14. Bangka Belitung NPL 15. Kepulauan Riau NPL 16. Lampung NPL 17. Kalimantan Selatan NPL 18. Kalimantan Barat NPL 19. Kalimantan Timur NPL 20. Kalimantan Tengah NPL 21. Sulawesi Tengah NPL 22. Sulawesi Selatan NPL 23. Sulawesi Utara NPL 24. Gorontalo NPL 25. Sulawesi Barat NPL 26. Sulawesi Tenggara NPL 27. Nusa Tenggara Barat NPL 28. Bali NPL 29. Nusa Tenggara Timur NPL 30. Maluku NPL 31. Papua NPL 32. Maluku Utara NPL 33. Irian Jaya Barat NPL 34. Lainnya NPL Total NPL

2011

2012

172.550 4.134 52.115 980 1.080.426 22.338 15.154 313 120.950 2.550 190.058 5.490 7.399 128 15.104 261 18.714 768 106.073 2.426 24.573 466 36.387 710 35.249 569 4.993 27 18.147 424 23.782 697 21.006 396 19.433 176 41.908 837 11.491 114 11.125 310 53.068 1.514 16.121 430 4.433 122 2.782 111 8.153 113 12.122 203 29.793 463 10.184 145 4.926 130 11.013 127 3.017 52 3.914 44 13.932 130

219.544 5.318 64.337 1.055 1.310.522 20.366 18.636 387 150.269 2.887 239.702 6.257 9.361 131 19.282 328 20.755 958 130.886 2.470 30.384 627 43.303 1.256 44.204 1.382 5.467 50 23.059 410 30.146 668 26.634 403 24.728 198 52.316 1.239 14.281 106 13.523 239 66.433 1.817 19.768 405 5.522 110 3.366 86 10.602 154 15.323 217 38.418 199 12.525 174 5.576 163 14.439 179 3.847 77 5.398 76 15.310 202 2.707.862 50.595

2.200.094 47.695

Okt

2013 Nov

2014 Des

Jan

Feb

Mar

Apr

Mei 280.831 8.375 80.516 1.564 1.660.673 27.738 23.650 476 181.009 4.113 309.029 6.742 11.735 274 24.362 649 24.310r) 1.274r) 155.541 4.120 35.063 987 49.373 1.807 55.197 2.403 8.125 148 28.249 500 37.245 759 32.854 811 31.307 430 63.797 3.564 17.064 224 17.314 387 77.815 2.920 23.921 833 7.065 269 4.061 193 13.422 335 19.383 362 50.180 407 15.594 244 6.691 203 18.640 528 4.770 155 7.087 163 27.272 347 3.403.148r)

259.113 7.200 74.500 1.272 1.534.156 21.952 21.636 445 167.855 3.613 285.600 5.912 11.074 211 23.242 518 23.578 1.245 147.617 3.435 33.834 796 47.619 1.605 52.029 1.853 7.526 103 26.723 414 35.018 634 30.620 578 29.203 449 62.552 2.466 16.417 180 15.979 358 73.940 2.252 22.909 544 6.580 209 3.778 155 12.702 243 17.892 290 46.241 239 14.717 228 6.385 179 17.210 330 4.525 139 6.493 160 20.215 210

262.580 7.137 74.858 1.273 1.563.789 22.274 21.258 407 170.670 3.616 294.714 5.496 11.159 209 23.357 540 23.721 1.246 149.110 3.480 33.910 808 47.788 1.625 52.480 1.885 7.871 107 27.252 455 34.468 638 30.995 587 29.544 460 63.462 2.406 16.683 175 16.155 360 74.063 2.227 23.036 636 6.640 222 3.809 158 12.840 243 18.120 281 46.744 255 14.824 228 6.437 178 17.497 320 4.566 132 6.536 151 23.463 217

267.666 6.833 76.353 1.162 1.604.953 22.048 22.166 383 175.439 3.492 302.809 5.331 11.277 203 23.615 467 23.538 1.070 155.203 3.296 34.323 750 48.573 1.489 53.339 1.844 7.813 102 28.180 393 35.422 603 31.584 544 30.303 340 64.093 2.489 16.748 154 16.408 325 75.625 2.153 23.299 593 6.735 191 3.870 148 12.963 226 18.383 258 47.875 239 14.917 199 6.545 163 17.763 311 4.631 129 6.731 132 23.731 222

264.369 7.536 75.546 1.329 1.595.387 22.244 21.877 417 172.445 3.806 298.553 6.000 11.146 227 23.389 505 23.588 1.149 152.610 3.651 33.823 836 47.847 1.599 52.319 1.957 7.428 119 27.757 470 34.666 638 31.099 655 29.700 381 62.519 2.153 16.329 178 16.199 351 74.416 2.431 22.878 730 6.706 217 3.851 165 12.950 266 18.291 288 47.427 268 14.607 224 6.345 175 17.251 354 4.583 142 6.494 141 24.028 229

267.087 7.832 76.978 1.451 1.591.591 24.080 22.300 429 174.119 3.919 299.424 6.177 11.243 248 23.624 546 23.532 1.166 151.964 3.729 34.173 860 47.974 1.649 53.117 2.042 7.622 125 27.585 473 35.245 648 31.406 703 30.167 408 62.579 2.280 16.364 185 16.499 358 75.245 2.496 23.052 759 6.754 227 3.904 176 12.901 272 18.569 308 48.045 272 14.788 217 6.449 182 17.578 376 4.641 144 6.636 148 24.664 194

270.286 7.604 77.866 1.400 1.605.976 25.280 22.724 437 177.437 3.878 303.067 6.299 11.428 222 23.922 492 23.819 1.139 155.166 3.756 34.565 884 48.335 1.611 54.087 2.046 7.387 126 27.624 470 36.051 647 31.833 675 30.699 379 63.814 2.294 16.626 198 16.883 364 76.103 2.392 23.482 724 6.876 228 3.966 186 13.089 280 18.923 308 48.975 354 15.071 219 6.590 183 18.122 364 4.713 145 6.831 140 24.563 354

275.718 8.059 78.462 1.473 1.636.214 24.981 23.098 424 178.943 4.118 307.022 6.439 11.595 261 24.090 588 24.042 1.223 156.892 3.953 34.853 967 48.709 1.753 54.534 2.102 7.811 128 28.261 486 36.789 714 32.356 692 31.116 424 64.000 3.315 16.803 202 17.016 364 76.880 2.501 23.637 758 6.961 238 4.021 185 13.280 318 19.160 338 49.541 365 15.324 222 6.612 196 18.323 446 4.726 148 6.938 156 27.622 345

3.159.476 60.412

3.214.397 60.431

3.292.874 58.279

3.258.421 61.831

3.267.820 65.080

3.306.896 66.081

3.361.348 68.878

74.302r)

Jun

Jul

Ags

Sep

Okt

Nov

Des

2015 Jan

286.763 8.399 81.751 1.560 1.689.899 28.574 24.299 498 186.048 4.102 317.193 6.754 11.944 278 24.863 613 24.701 1.227 158.919 4.106 35.766 977 50.492 1.791 56.027 2.173 8.297 180 28.788 502 37.267 757 33.460 799 32.197 421 63.813 3.220 16.635 226 17.751 379 79.429 2.811 24.497 863 7.210 282 4.118 189 13.633 340 19.741 344 51.283 877 15.944 239 6.793 183 19.108 597 4.819 142 7.255 160 27.457 269

287.238 9.212 83.942 1.646 1.712.952 29.627 24.586 532 186.711 4.203 316.695 6.880 11.945 298 25.004 639 24.214 1.259 158.300 4.404 35.644 1.027 50.432 1.851 55.873 2.294 8.045 187 27.829 527 36.086 789 33.356 845 32.316 453 63.730 3.799 16.658 233 17.748 405 79.504 2.853 24.432 879 7.229 271 4.133 201 13.709 377 19.794 373 51.611 520 16.074 266 6.784 188 19.379 609 4.871 142 7.259 159 30.947 261

287.728 9.048 84.792 1.733 1.706.930 31.544 24.651 524 187.197 4.217 319.790 7.089 11.999 315 25.082 653 24.260 1.260 155.570 4.509 35.707 1.066 50.286 1.887 56.322 2.381 8.315 191 28.988 531 37.144 825 33.681 866 32.496 471 63.507 3.757 16.804 230 17.897 398 79.770 2.911 24.589 910 7.271 274 4.151 189 13.761 365 19.955 386 52.093 555 16.211 276 6.813 183 19.453 641 4.872 145 7.302 171 32.978 216

293.859 9.077 85.642 1.733 1.739.637 33.578 25.064 495 190.589 4.262 325.570 6.817 12.248 321 25.367 621 24.628 1.223 158.433 4.391 36.417 1.057 50.815 1.819 57.322 2.329 8.272 193 29.644 507 37.722 901 33.923 881 33.023 454 64.019 3.115 16.953 225 18.288 407 80.468 2.870 25.062 951 7.427 277 4.208 186 13.910 361 20.320 374 53.453 519 16.529 271 6.938 178 19.784 640 4.938 145 7.403 159 33.418 339

295.399 9.145 85.865 1.779 1.723.872 34.953 25.171 509 191.671 4.321 331.685 7.033 12.353 309 25.559 613 24.690 1.211 158.312 4.409 36.505 1.035 50.995 1.810 58.423 2.051 8.290 190 29.115 495 37.585 920 34.127 978 33.620 458 64.186 3.231 17.063 236 18.336 410 80.652 2.902 25.245 939 7.966 305 4.229 179 14.002 378 20.530 374 53.837 568 16.748 279 6.980 173 19.932 625 4.956 144 7.471 171 32.702 334

299.310 9.062 87.443 1.814 1.741.751 36.046 25.310 519 193.218 4.201 333.434 6.984 12.459 279 25.780 670 25.010 1.181 161.055 4.463 36.960 1.032 51.431 1.787 59.475 2.088 8.487 159 29.396 519 37.869 891 34.325 957 34.155 466 64.796 3.287 17.280 222 18.591 407 81.710 2.798 25.574 937 8.055 299 4.230 168 14.120 386 20.882 369 54.434 567 16.994 267 7.057 160 20.396 882 5.030 135 7.512 420 33.084 335

304.196 8.094 89.177 1.645 1.782.027 34.143 25.734 461 196.929 4.414 342.988 6.277 12.601 283 26.225 654 25.221 1.101 166.025 4.140 37.682 987 52.114 1.688 60.193 1.995 8.767 147 29.785 484 38.488 859 34.920 848 34.790 412 65.898 3.076 17.356 205 18.806 353 83.568 2.620 25.997 788 8.184 292 4.280 147 14.186 335 21.242 370 55.483 520 17.094 232 7.072 141 20.431 797 5.067 116 7.616 423 34.166 337

298.019 9.054 85.930 1.797 1.779.848 36.055 25.329 508 193.640 4.840 334.585 6.937 12.565 313 25.971 733 24.836 1.170 163.269 4.508 36.972 1.078 51.604 1.839 59.113 2.211 8.874 164 28.848 507 36.929 956 34.058 1.088 34.028 462 64.388 3.270 17.211 238 18.344 392 82.325 2.903 25.609 897 8.133 327 4.235 168 14.108 393 21.053 424 54.976 674 16.744 267 6.907 153 19.560 842 5.014 120 7.265 487 34.331 342

3.468.162 74.833

3.495.030 78.211

3.498.364 80.719

3.561.295 81.676

3.558.070 83.470

3.596.614 84.757

3.674.308 79.388

3.634.620 86.117

Items 1. Jawa Barat NPL 2. Banten NPL 3. DKI Jakarta NPL 4. D.I Yogyakarta NPL 5. Jawa Tengah NPL 6. Jawa Timur NPL 7. Bengkulu NPL 8. Jambi NPL 9. Aceh NPL 10. Sumatera Utara NPL 11. Sumatera Barat NPL 12. Riau NPL 13. Sumatera Selatan NPL 14. Bangka Belitung NPL 15. Kepulauan Riau NPL 16. Lampung NPL 17. Kalimantan Selatan NPL 18. Kalimantan Barat NPL 19. Kalimantan Timur NPL 20. Kalimantan Tengah NPL

21. Sulawesi Tengah NPL 22. Sulawesi Selatan NPL 23. Sulawesi Utara NPL 24. Gorontalo NPL 25. Sulawesi Barat NPL 26. Sulawesi Tenggara NPL 27. Nusa Tenggara Barat NPL 28. Bali NPL 29. Nusa Tenggara Timur NPL 30. Maluku NPL 31. Papua NPL 32. Maluku Utara NPL 33. Papua Barat NPL 34. Lainnya NPL Total NPL

110



Tabel 4.18.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Hubungan Penerima Kredit dengan Bank

(Credit and NPL of Commercial Banks to Non Bank Third Party Based on Bank Relation with Beneficiary) Miliar Rp (Billion Rp) 2013 Keterangan

2011

Okt Kredit Kepada Pihak Tidak Terkait a. Lancar b. DPK

2014

2015

2012 Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Items

Jan

2.170.291

2.674.701

3.136.185

3.188.700

3.263.361

3.234.434

3.239.271

3.277.759

3.334.319

3.374.593

3.441.682

3.432.803

3.468.928

3.531.632

3.529.623

3.567.948

3.639.181

3.604.621 Loan for Non Connected Parties

2.038.259

2.511.618

2.953.071

2.998.390

3.076.570

3.024.787

3.016.347

3.054.123

3.119.373

3.142.658

3.208.458

3.190.258

3.230.051

3.288.439

3.294.491

3.312.644

3.407.570

3.339.909


84.542

112.712

122.824

130.010

128.616

147.922

157.949

157.669

146.185

157.882

158.631

166.530

158.319

161.678

151.777

170.633

152.304

178.929

c. Kurang Lancar

7.400

9.257

12.060

11.456

10.232

12.852

13.357

14.827

15.411

17.447

15.659

15.473

15.244

16.856

19.083

18.239

14.273

17.707

c. Sub-Standard

d. Diragukan

6.882

6.895

8.981

9.447

8.633

8.943

10.857

11.609

11.835

13.617

15.768

15.587

16.281

16.247

14.260

15.326

15.282

13.802

d. Doubtful

33.207

34.218

39.248

39.396

39.310

39.930

40.761

39.531

41.515

42.989

43.166

44.955

49.032

48.413

50.012

51.106

49.751

54.274

e. Lost

47.489

50.371

60.289

60.300

58.175

61.725

64.975

65.967

68.760

74.053

74.593

76.015

80.557

81.516

83.355

84.671

79.306

85.783 Non Performing Loan of Non Connected

29.803

33.161

23.291

25.697

29.513

23.987

28.550

29.140

27.030

28.555

26.480

62.228

29.436

29.662

28.446

28.667

35.128

29.999 Loan for Connected Parties

29.445

32.694

22.941

25.077

29.235

23.672

28.254

28.621

26.724

27.728

25.767

56.557

28.781

29.047

27.905

28.343

34.920

29.435

153

243

227

489

174

208

191

405

188

579

474

3.475

493

455

426

238

126

230

7

15

23

23

15

12

13

18

11

107

103

671

26

24

19

5

5

7

5

13

13

21

8

13

13

14

19

46

32

29

27

26

26

11

5

254

103

110

110

70

71

71

72

e. Macet Non Performing Loan Pihak Tidak Terkait Kredit Kepada PihakTerkait a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet Non Performing Loan Pihak Terkait

Parties

194 206

196 224

87 123

87 131

81 104

81 106

78 105

82 114

87 118

95 248

*)

105

*)

239

238

163

160

115

86

82

334

a. Current b. Special Mention c. Sub-Standard d. Doubtful e. Lost Non Performing Loan of Non Connected Parties

111



Tabel 4.19.a. Kredit dan NPL Bank Umum kepada Pihak Ketiga Bukan Bank Yang Penarikannya Menggunakan Kartu Berdasarkan Kelompok Bank

(Credit and Non Performing Loan (NPL) of Commercial Banks to Non Bank Third Party Withdrawn By Card Based on Group of Bank) Miliar Rp (Billion Rp) 2013 Pengelompokan Bank

2011

Okt 1. Bank Persero NPL 2. BUSN Devisa NPL 3. BUSN Non Devisa NPL 4. BPD NPL 5. Bank Campuran NPL 6. Bank Asing NPL 7. Bank Umum NPL

2014

2015

2012 Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Dec

Group of Banks

Jan 16.580 1. State Owned Banks

7.683

9.326

10.220

10.477

10.726

10.774

10.747

10.715

11.005

11.679

12.426

12.783

12.928

13.413

13.929

15.111

16.261

150

188

214

224

221

234

239

241

243

243

253

263

274

285

289

309

320

14.014

16.823

22.644

23.187

24.184

24.494

24.591

24.640

25.586

26.798

27.559

27.991

27.758

28.972

29.182

30.004

30.898

482

363

410

384

386

398

408

419

427

453

451

464

513

502

527

559

554

636

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2

2

2

2

2

2

2

2

2

2

1

1

-

0

0

0

0

0

0

0

0

0

0

0

3.248

3.656

3.852

3.908

3.984

4.073

4.009

4.009

4.073

4.127

4.262

4.192

-

-

0

0

0

0

0

4.211

4.278

4.258

4.343

4.382

222

182

193

196

195

200

120

115

113

111

108

113

118

118

116

112

113

12.762

12.621

12.696

12.770

12.595

12.445

11.798

11.880

12.070

12.203

12.151

11.926

11.782

11.628

11.723

11.791

581

653

643

622

637

645

224

224

221

227

226

229

223

216

209

213

37.333

42.568

49.338

50.270

51.666

51.938

51.795

51.164

52.547

54.676

56.450

57.118

56.823

58.445

58.997

61.182

63.332

1.592

1.314

1.470

1.447

1.424

1.468

1.412

999

1.006

1.029

1.039

1.066

1.133

1.128

1.148

1.189

1.200

738

NPL

NPL 0 4. Regional Development Banks

0

12.386

Foreign Exchange Commercial Banks

3. Non-Foreign Exchange Commercial Banks

-

0

-

0

-

1

NPL

345 30.639 2.

-

NPL

4.453 5. Joint Venture Banks 117

NPL

11.465 6. Foreign Owned Banks 223

NPL

63.138 7. Commercial Bank 1.321

NPL

112



Tabel 4.20.a Penerusan Kredit (Off - Balance Sheet ) dan NPL Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha Penerima Penerusan Kredit

(Credit Channeling (Off-Balance Sheet) and Non Performing Loan (NPL) of Commercial Banks Based on Industries Sector and non Industries Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) 2013 Keterangan

2011

2014

2015

Items

2012 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan Loan by Industrial Origin

Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial Wajib NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL Total NPL r) Angka-angka diperbaiki

1.584

3.106

3.012

3.010

2.943

2.950

2.920

2.882

2.910

2.864

2.858

2.762

2.684

2.751

2.754

2.862

2.922

2.915

1. Agricultures, Hunting and Forestry

411 133 87 321 1 2.868 78 9.999 416 766 23 529 339 3.689

1.998 106 71 2 1 3.756 995 8.127 274 804 778 481 349 40

1.964 103 69

16r)

1.995 101 67 0 0 4.333 117 8.677 292 986 960 797 356 16

1.966 103 69 1.265 0 4.356 117 8.581 292 1.002 976 804 356 16

1.970 100 67 1.265 0 4.370 117 8.707 283 1.005 979 797 361 16

1.927 99 67 1.265 0 4.168 132 7.759 283 958 932 517 348 16

1.904 99 67 1.395 0 4.051 131 7.429 279 938 920 529 357 16

1.927 100 66 1.265 0 3.130 131 7.674 284 954 936 579 364 16

1.910 101 68 1 1 4.427 134 7.764 283 960 945 1.974 377 193

1.920 100 68 0 0 4.472 316 7.874 283 975 959 1.965 367 173

1.970 99 67 134 1 4.369 333 7.481 258 941 937 1.448 373 194

1.917 114 82 135 1 4.363 321 7.277 258 994 947 1.020 374 194

1.970 109 82 1 1 4.362 308 7.365 266 1.032 985 1.014 375 224

1.967 95 68 1 1 4.315 320 7.258 292 1.025 977 1.008 374 197

2.033 101 75 1 1 3.917 324 7.507 362 1.034 986 1.013 369 101

2.005 101 69 1 1 3.276 325 7.093 291 1.037 1.001 844 374 91

2.001 100 69 1 1 3.291 329 7.235 291 1.059 1.023 833 372 91

3.455 2.822

38 1.916

16 1.958

16 2.004

16 2.002

15 2.031

15 1.852

15 1.821

15 1.838

38 1.836

17 1.854

39 1.792

39 1.791

65 1.802

39 1.767

39 1.710

39 1.741

39 1.780

39 20 14 205

34 408 404 175

45 349 345 171

45 317 313 171

45 346 342 171

45 343 339 171

45 358 354 171

45 375 371 171

45 375 371 192

51 398 371 583

45 408 380 583

51 357 330 583

51 380 330 591

51 355 329 591

51 356 331 591

51 355 330 597

51 355 330 600

51 361 336 600

144 198

139 200

140 195

140 196

140 197

140 196

140 196

140 195

140 196

134 200

134 194

134 179

134 193

134 196

134 199

134 50

134 199

134 199

NPL 2. Fisheries NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Big and Retail Trade NPL 8. Provision of accomodation and Food Supply Drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Transitional Finance NPL 11. Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory Social Security

142 0 70 67 578

141 30 30 80 79 539

139 30 30 70 69 551

140 30 29 72 72 550

140 30 29 73 73 550

140 30 30 74 73 542

140 30 29 71 71 548

140 30 29 70 70 548

140 30 29 71 71 550

142 30 29 88 87 541

140 30 30 72 72 541

141 30 29 87 87 544

141 30 29 88 87 536

142 30 29 91 90 535

141 30 29 89 89 534

38 30 29 89 89 531

141 30 29 90 90 529

141 NPL 30 13. Education Services 29 NPL 91 14. Health Services and Social Activities 91 NPL 530 15. Community,

258r) 0 4.224 132 8.203 288 920 906 800 355

498 25

503 21

501

502 191

503 189

501 163

503 176

503 170

504 164

502 159

505 153

504 138

502 134

503 129

501 110

503 16

501 13

17 82

14 85

13 -r)

13 -

14 -

13 -

13 -

13 -

13 -

13 82

13 -

13 81

13 81

13 81

13 81

13 80

11 80

78 5.536

79 4.702

5.140

4.754

4.747

4.751

5.040

5.001

5.387

79 4.319

4.430

79 4.479

78 4.456

78 4.425

78 4.418

78 4.505

79 4.300

4.625 29.425

4.107 24.576

136 26.052

131 26.205

123 27.375

122 27.509

123 26.145

128 25.719

95 25.430

3.741 26.521

93 26.681

3.746 25.698

3.749 25.061

3.746 25.094

3.746 24.828

3.747 24.499

3.749 23.301

10.434

10.034

5.147

5.187

5.202

5.195

5.123

5.112

5.133

8.906

5.341

9.092

9.053

9.166

9.151

9.202

9.220

195r)

Sociocultural,Entertainment and Other Individual Services 518 NPL 13 16. Individual Services which Serve Households 11 NPL 80 17. International Agency and Other Extra Agency International 79 NPL 4.319 18. Business Activities which are not clearly defined 3.751 NPL 23.528 Total 9.267


113



Tabel 4.21.a Penerusan Kredit (Off-Balance Sheet) dan NPL Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Kredit dan Golongan Penyalur Kredit

(Off-Balance Sheet Credit Channeling and NPL of Commercial Banks to Non-Bank Third Party Based on Types of Credit and Classification of Credit Providers) Miliar Rp (Billion Rp) Indikator

2009

2010

2011

2012

2014

2013

Jan

Feb

Mar

Apr

Mei

Jun

2015 Jul

Ags

Sep

Okt

Nov

Des

Indicator

Jan

Based on the type of credit 1. Small business loans

Berdasarkan Jenis Kredit 1. Kredit Usaha Kecil a. Dalam rangka penerusan kredit dari BI NPL

2.839

b. Lainnya

6.203

1.101

6.001

NPL

1.122

2.229

2.394

2.392

2.363

2.387

2.387

2.390

2.390

2.390

2.390

2.402

2.387

2.422

2.425

2.423

1.071

2.179

2.345

2.342

2.313

2.337

2.337

2.339

2.339

2.339

2.339

2.351

2.336

2.372

2.375

2.373

5.442

1.182

1.166

1.150

1.153

1.148

1.152

1.207

1.203

1.204

1.216

1.213

1.204

1.201

1.201

1.197

575

905

922

922

919

920

924

975

972

972

987

990

973

975

972

988

23.355

13.834

NPL b. Dalam rangka penerusan kredit dari BI NPL

13.473

15.308

16.013

16.186

14.875

14.480

14.666

14.769

14.948

14.539

14.265

14.324

14.107

13.974

13.841

14.098

583

2.648

1.739

1.735

1.697

1.662

1.678

1.686

1.902

1.876

1.820

1.913

1.928

1.940

1.957

1.982

75

72

44

44

44

44

44

44

44

44

44

40

44

44

40

44

75

72

44

44

44

44

44

44

44

44

44

40

44

44

40

44

23

7

6

6

6

6

6

6

6

6

6

6

6

6

6

6

331

72

83

57

16

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

d. Kredit Kelolaan di luar bantuan proyek NPL

199

17

11

10

5

4

4

4

4

4

4

4

4

4

4

4

4

4

8

8

3

3

3

3

3

3

3

3

3

3

3

3

3

3

e. Lainnya

346

9.078

9.279

5.768

7.746

7.726

7.699

7.650

7.170

8.099

8.084

7.510

7.136

7.103

7.075

6.848

5.783

5.755

8.106

4.222

148

148

146

145

146

3.858

80

3.858

3.860

3.868

3.866

3.868

3.872

3.877

c. Bantuan Proyek NPL

NPL


NPL c. Aid Project NPL d. Credit Channeling NPL e. Other NPL

758

2.240

2.148

2.142

2.142

2.142

2.151

2.154

2.148

2.154

2.194

2.172

2.156

2.157

2.149

2.150 1. Cooperation

662

2.147

2.058

2.053

2.054

2.054

2.063

2.064

2.059

2.064

2.105

2.084

2.069

2.069

2.063

2.065

599

8.300

8.405

4.401

212

171

183

171

175

4.026

179

4.022

4.021

4.020

4.016

4.043

4.014

4.054 2. Non-Governmental Organization

8.046

4.281

211

169

170

170

174

3.953

178

3.952

3.954

3.956

3.955

3.983

3.960

27.142

21.090

20.262

17.936

25.015

25.196

23.820

23.407

23.103

20.340

24.353

19.523

18.848

18.901

18.656

18.299

17.138

1.727

3.606

2.933

2.973

2.899

2.889

2.895

2.889

3.104

3.076

2.995

3.125

3.128

3.151

3.197

3.200

29.425

24.576

27.375

27.509

26.145

25.719

25.430

26.521

26.681

25.698

25.062

25.094

24.828

24.499

23.301

23.528

NPL Total

NPL b. Channeling Credit from BI

771

NPL 3. Swasta Lainnya

a. Loans

5.615

NPL 2. Lembaga Swadaya Masyarakat

NPL

Based Distribution Group

Berdasarkan Golongan Penyalur 1. Koperasi

NPL b. Other 2. Not KUK

2. Bukan KUK a. Kredit kelolaan

a. Channeling Credit From BI

33.356

30.160

4.002

NPL NPL

17.324 3. Other Private

NPL Total r) Revised figures

114



Tabel 4.22 Pembiayaan Perbankan Syariah

(Financing of Sharia Banks) Miliar Rp (Billion Rp) 2014 Indikator

2009

2010

2011

2012

2013 Jan

r)

Feb

r)

Mar

Apr

Mei 1.

r)

Juni

r)

2015 Juli

r)

Agus

r)

Sep

r)

Okt

Nov

Des

Indicator

Jan

Pembiayaan Musyarakah

10.412

14.624

18.960

27.667

39.874

38.685

39.254

40.583

42.830

44.055

45.648

46.739

47.353

48.611

48.627

50.005

49.387

49.416

Musyarakah Financing

Pembiayaan Mudharabah

6.597

8.631

10.229

12.023

13.625

13.322

13.300

13.498

13.802

13.869

14.312

14.559

14.277

14.356

14.371

14.307

14.354

14.207

Mudharabah Financing

26.321

37.508

56.365

88.004

110.565

109.803

110.047

111.727

112.288

112.820

114.322

114.128

114.002

114.891

115.088

115.602

117.371

115.979

-

-

-

-

-

-

-

-

-

423

347

326

376

582

547

570

586

588

595

563

578

582

585

598

618

633

630

3.134

7.071

16.776

19.435

19.476

27.640

18.601

18.571

18.376

18.351

18.291

18.075

17.769

18.121

17.808

17.843

17.585

17.046

46.886

68.181

102.655

147.505

184.122

189.998

181.772

184.964

187.885

189.690

193.136

194.079

193.983

196.563

196.491

198.376

199.330

197.279

Piutang Murabahah Piutang Salam

Lainnya Total r) Angka-angka diperbaiki

Murabahah Accounts Receivable Salam Accounts Receivable Receivable Others Total r) Estimated figures


115



Tabel 4.23 Pembiayaan Perbankan Syariah Berdasarkan Sektor Ekonomi

(Financing of Sharia Banks Based on Economic Sector) Miliar Rp (Billion Rp) 2014 Sektor Ekonomi

2009

2010

2011

2012

2013 Jan

r)

Feb

r)

Mar

Apr

Mei 1.

r)

Juni

r)

2015 Juli

r)

Agus

r)

Sep

r)

Okt

Nov

Des

1. Pertanian, perburuan dan sarana pertanian 2. Pertambangan

1.331

1.762

2.201

2.809

3.165

3.383

3.639

3.691

3.711

4.452

4.644

5.292

5.300

5.497

5.374

5.516

5.679

5.674

1.047

1.120

1.733

2.094

3.018

3.086

3.075

3.347

3.306

3.754

3.831

4.342

4.187

4.376

4.533

4.852

4.597

4.406

3. Perindustrian

1.579

2.337

4.077

5.008

6.029

6.117

6.514

6.543

6.015

10.540

11.477

12.344

12.466

12.714

13.053

13.567

13.300

13.700

4. Listrik, gas dan air

Economic Sector

Jan 1. Agriculture, hunting and agricultural facilities 2. Mining 3. Manufacturing 4. Electricity, gas and water

698

1.354

2.381

3.159

4.663

4.629

4.564

4.491

4.507

3.735

3.982

4.434

4.502

4.896

4.631

5.370

5.492

5.710

5. Konstruksi

3.516

4.194

5.858

7.142

8.086

7.723

7.881

8.065

8.228

7.420

8.184

10.919

11.804

12.044

11.924

12.007

11.669

11.273

5. Construction

6. Perdagangan, restoran dan hotel 7. Pengangkutan, pergudangan dan komunikasi 8. Jasa Dunia usaha

5.000

7.609

9.778

12.624

14.314

13.858

14.681

15.564

15.824

19.416

19.690

23.281

23.275

23.464

23.384

23.815

24.287

24.125

3.349

3.696

3.369

4.321

5.387

5.510

5.493

5.488

6.740

15.255

15.082

14.620

14.082

13.697

13.372

11.954

12.192

12.104

13.664

20.233

25.630

37.150

47.598

46.084

46.139

47.643

49.532

69.663

79.073

62.467

63.249

64.936

65.537

66.000

66.810

66.196

6. Trade, restaurants and hotels 7. Transportation, warehousing and 8. communications Business Services

9. Jasa sosial/masyarakat

2.661

2.975

4.464

7.878

12.085

11.957

11.562

11.954

12.149

8.006

6.724

12.740

11.768

11.190

11.016

10.997

11.022

10.882

9. Social Services

14.042

22.902

43.164

65.319

79.775

79.050

78.224

78.177

77.871

47.449

40.448

43.639

43.350

43.748

43.667

44.299

44.282

43.208

46.886

68.181

102.655

147.505

184.120

181.398

181.772

184.964

187.885

189.690

193.136

194.079

193.983

196.563

196.491

196.491

199.330

199.330

10. Lain-lain Jumlah

*) Angka-angka sementara **) Angka-angka sangat sementara ***) Angka-angka sangat-sangat sementara r) Angka-angka diperbaiki

10. Others Total *) Provisional figures **) Very provisional figures ***) Estimated figures r) Revised figures

116



Tabel 4.24 Pembiayaan Perbankan Syariah Berdasarkan Lokasi Bank Penyalur

(Financing of Sharia Banks Based on Banks Location) Miliar Rp (Billion Rp) Lokasi

2009

2010

2011

2012

2013

2014 Janr)

Febr)

Mar

Mei 1. r)

Apr

Juni r)

Juli r)

Agus r)

Sep r)

Okt

Nov

Des

2015 Jan

Location

849

1.617

2.338

2.707

2.971

2.943

2.956

2.973

3.007

3.035

3.071

3.075

3.068

3.077

3.067

3.070

3.048

3.014

1. Aceh

2. Sumatera Utara

2.840

3.133

4.936

7.105

7.760

7.759

7.701

7.684

7.667

7.583

7.551

7.574

7.483

7.420

7.342

7.388

7.589

7.446

2. Sumatera Utara

3. Sumatera Barat

833

1.833

2.476

3.292

3.744

3.728

3.715

3.721

3.739

3.754

3.763

3.747

3.701

3.687

3.681

3.683

3.682

3.622

3. Sumatera Barat

1.052

1.566

2.272

3.430

4.026

3.998

4.012

4.248

4.192

4.207

4.212

4.219

4.201

4.206

4.219

4.176

4.199

4.128

4. Sumatera Selatan

37

135

286

440

592

579

575

307

302

298

296

296

291

291

287

283

252

284

6. Jambi

411

712

1.194

1.699

2.051

2.045

2.037

2.037

2.047

2.040

2.027

2.020

2.005

1.998

1.991

1.989

1.977

1.948

7. Bengkulu

235

311

421

547

766

766

777

792

804

801

809

813

820

842

823

823

824

807

1.047

1.589

2.323

3.002

3.409

3.381

3.382

3.379

3.397

3.394

3.381

3.386

3.360

3.405

3.396

3.417

3.436

3.418

401

852

1.834

2.149

2.125

2.113

2.132

2.163

2.193

2.227

2.215

2.233

2.266

2.307

2.336

2.351

2.361

515

922

1.380 1.501

2.000

2.360

2.332

2.332

2.330

2.357

2.342

2.327

2.306

2.271

2.228

2.213

2.195

2.169

2.131

11. DKI Jakarta

21.158

26.900

38.981

60.026

75.399

74.196

73.888

75.251

77.077

77.470

78.940

79.017

79.183

80.870

80.376

81.845

81.942

81.269

11. DKI Jakarta

12. Jawa Barat

4.666

8.029

11.945

16.990

20.217

19.957

20.598

22.322

22.855

23.436

24.060

24.300

24.378

24.922

25.146

25.337

25.603

25.346

12. Jawa Barat

13. Banten

1.111

2.086

3.707

4.698

5.803

5.793

5.861

5.540

5.587

5.594

5.710

5.930

5.917

5.952

5.877

5.913

5.791

5.856

14. Jawa Tengah

2.611

4.170

6.503

8.529

10.668

10.493

10.404

10.844

10.842

10.924

11.376

11.580

11.597

11.665

11.676

11.675

11.777

11.582

14. Jawa Tengah

629

868

1.451

1.701

2.103

2.048

2.090

2.106

1.943

2.161

2.300

2.423

2.410

2.434

2.487

2.505

2.549

2.497

15. DI Yogyakarta

3.519

5.627

9.075

12.755

16.089

16.028

16.410

17.037

17.425

17.823

18.255

18.379

18.301

18.508

18.630

18.675

18.892

18.587

17. Bali

115

298

545

864

2.537

2.523

2.159

1.325

1.328

1.334

1.353

1.347

1.385

1.395

1.450

1.477

1.479

1.473

17. Bali


588

720

1.080

1.740

2.456

2.435

2.445

2.465

2.480

2.483

2.493

2.498

2.488

2.499

2.513

2.552

2.555

2.517


37

772

196

409

620

620

629

644

645

656

656

657

652

654

673

668

665

660

1.048

924

2.193

2.823

4.587

3.760

3.825

3.807

3.889

3.940

3.968

3.988

4.000

4.003

4.074

4.123

4.126

4.023



847

1.156

1.477

2.029

2.710

2.735

2.723

2.731

2.791

2.815

2.905

2.876

2.860

2.841

2.814

2.806

2.811

2.805


22. Sulawesi Utara

145

240

356

473

522

520

519

522

523

521

519

513

502

493

486

484

490

482

22. Sulawesi Utara

86

168

221

284

346

352

356

354

353

354

354

353

351

353

351

349

348

342

23. Gorontalo

7

53

131

200

245

244

246

246

247

247

250

251

249

253

238

234

232

217

24. Sulawesi Barat

25. Sulawesi Tengah

163

390

642

847

961

963

970

970

965

968

954

957

947

943

944

952

955

938

25. Sulawesi Tengah


157

187

310

473

724

729

738

759

779

789

811

828

836

846

843

846

853

846


1.098

1.672

2.844

3.978

4.893

4.942

4.926

4.945

4.895

4.946

4.959

4.952

4.922

4.926

4.985

4.975

5.160

5.179

28. Maluku

13

28

54

80

102

108

104

105

103

103

105

104

104

103

103

104

102

101

28. Maluku

29. Maluku Utara

35

87

123

152

199

201

196

201

202

201

200

200

199

201

202

202

202

198

29. Maluku Utara

30. NTB

396

556

895

1.293

1.632

1.635

1.659

1.758

1.782

1.810

1.826

1.839

1.844

1.853

1.878

1.896

1.894

1.875

30. NTB

31. NTT

33

75

156

229

292

282

280

281

283

285

282

272

265

268

265

263

256

253

31. NTT

32. Papua Barat

62

89

114

140

200

201

202

201

204

202

204

201

198

195

190

186

185

174

32. Papua Barat

140

272

348

504

605

590

592

595

597

599

603

601

600

598

609

601

586

558

33. Papua

3

145

183

235

384

383

352

353

415

385

389

365

361

373

355

350

348

347

34. Outside Indonesia

46.886

68.181

102.655

147.505

184.120

181.398

181.772

184.964

187.885

189.690

193.136

194.079

193.983

196.563

196.491

196.491

199.330

1. Aceh

4. Sumatera Selatan 5. Bangka Belitung

8. Riau 9. Kepulauan Riau 10. Riau

15. DI Yogyakarta 16. Jawa Timur

19. Kalimantan Tengah 20. Kalimantan Timur

23. Gorontalo 24. Sulawesi Barat


33. Papua 34. Luar Indonesia Total r) Angka-angka diperbaiki

5. Bangka Belitung 6. Jambi 7. Bengkulu 8. Riau 9. Kepulauan Riau 10. Lampung

13. Banten

16. Jawa Timur



197.279 Total

r) Revised figures 1. "Revision of data BUS-UUS began in May 2014 based on LSMK"

117



Tabel 4.25 Kredit Bank Perkreditan Rakyat Berdasarkan Sektor Ekonomi

(Credit of Rural Banks Based on Economic Sector) Miliar Rp (Billion Rp) 20101)

2011

2012

Des

Des

Des

2013

2014

2015

Sektor Ekonomi 1

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

2

Pertanian, Perburuhan, dan Kehutanan Perikanan

3

Pertambangan dan Penggalian

4

Industri Pengolahan

478

584

674

745

783

778

778

797

820

854

859

882

875

866

884

870

881

889

5

Listrik, Gas dan Air

14

26

29

39

38

39

41

42

48

47

47

48

46

45

47

52

52

51

6

Konstruksi

259

617

1.009

1.447

1.426

1.342

1.434

1.561

1.621

1.708

1.770

1.793

1.812

1.913

1.422

1.510

1.469

1.390

7

Perdagangan Besar dan Eceran

10.342

12.119

14.382

16.184

15.088

15.162

15.795

16.195

16.461

16.735

16.992

17.350

17.227

17.447

17.419

17.532

17.593

17.648

8

Penyediaan Akomodasi dan Penyedian Makan Minum Transportasi, Pergudangan dan Komunikasi Perantara Keuangan

288

310

311

391

405

403

418

420

417

436

435

430

432

452

501

502

495

500

577

902

1.140

1.082

1.104

1.112

1.105

1.150

1.181

1.242

1.266

1.259

1.264

1.285

1.313

1.329

1.339

1.361

32

48

64

70

69

68

80

81

82

93

96

103

102

93

94

93

96

93

9 10 11 12 13 14 15

16 17 18 19

Real Estate, Usaha Persewaan, dan Jasa Perusahaan Administrasi Pemerintahan, Pertanahan Dan Jaminan Sosial Wajib Jasa Pendidikan Jasa Kesehatan dan Kegiatan Sosial Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan Lainnya Jasa Perorangan yang Melayani Rumah Tangga Kegiatan Usaha yang Belum Jelas Batasannya Bukan Lapangan Usaha Rumah Tangga Bukan Lapangan Usaha Lainnya Total

Ket: 1) Merupakan sambungan halaman 194

Economic Sector

Jan 1. Agriculture, Hunting, and Forestry

2.565

3.062

3.640

3.992

4.040

4.067

4.199

4.303

4.371

4.543

4.614

4.637

4.598

4.606

4.501

4.518

4.477

4.453

40

73

106

138

137

137

142

167

158

169

184

177

180

184

186

194

196

206

2. Fishery

37

65

99

114

113

119

120

123

121

128

136

135

132

141

132

134

138

138

3. Mining and Quarrying 4. Processing industry 5. Electricity, Gas and Water 6. Construction 7. Wholesale and Retail Trade 8. Provision of accommodation and the provision of eating and 9. drinking Transportation, Warehousing and communications 10. Financial intermediaries 11. Real Estate, Business, Ownership, and Business Services 12. Government administration, Defese and Compulsory Social Security

66

202

272

499

516

520

511

513

513

528

550

541

556

582

1.307

1.342

1.406

1.405

120

82

56

76

78

81

76

80

79

83

84

85

86

89

85

89

90

90

56

84

120

146

149

149

150

152

146

146

151

149

147

153

152

158

159

161

13. Education services

81

90

82

114

139

143

146

119

124

126

130

134

133

134

132

137

138

137

14. Health Services and Social Activities

1.807

1.512

1.565

2.310

2.427

2.419

2.563

2.483

2.581

2.701

2.817

2.826

2.969

2.906

2.955

3.028

3.087

3.040

15. Community, Sociocultural, Entertainment and Other Individual Services

275

396

506

692

683

696

733

739

801

757

773

769

782

816

810

834

870

878

1.683

1.748

1.939

2.720

2.611

2.742

2.912

2.896

2.859

2.915

3.126

3.122

3.022

3.101

2.821

2.884

2.905

2.882

3.785

4.502

5.376

2.493

2.470

2.499

2.451

2.550

2.523

2.554

2.631

2.646

2.654

2.701

2.814

2.638

2.726

2.739

11.341

14.677

18.449

26.518

26.900

27.028

27.159

27.683

28.130

28.443

28.844

29.182

29.249

29.547

29.784

29.805

30.273

30.457

33.844

41.100

49.818

59.770

59.176

59.503

60.812

62.055

63.036

64.209

65.507

66.268

66.264

67.061

67.359

67.648

68.391

68.519

16. Individual Services which Serve 17. Business Activities are not clearly defined 18. Loans to Non Industrial Origin House Hold 19. Non Industrial Origin-Others Total Note : 1) Continue from page 194

118



Tabel 4.26 Kredit Bank Perkreditan Rakyat Berdasarkan Jenis Penggunaan (Credit of Rural Banks Based on Type of Use) Miliar Rp (Billion Rp) Sektor Ekonomi

2010 Des

2011 Des

2012 Des

Nov

2013 Des

2014 Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

2015 Jan

Des

Economic Sector Working Capital

Modal Kerja 2.277 38 32 451 13 238 9.679 249 387 27 59 111

2.617 67 56 536 24 565 11.368 261 477 43 183 72

3.074 99 88 619 28 933 13.433 264 702 56 216 42

3.403 130 98 664 37 1.337 14.087 319 691 56 435 55

3.455 127 97 703 37 1.315 14.028 326 718 56 443 59

3.490 128 104 693 37 1.239 14.080 319 714 56 447 60

3.611 133 105 692 38 1.321 14.645 323 711 67 439 56

3.717 158 109 705 40 1.449 15.019 323 733 68 439 59

3.771 147 107 720 43 1.502 15.264 323 745 69 427 58

3.914 158 113 747 40 1.581 15.511 335 781 80 452 61

3.974 172 122 757 42 1.638 15.765 335 798 82 475 64

3.993 165 121 782 42 1.650 16.082 331 796 90 459 64

3.969 166 120 769 40 1.669 15.863 331 804 88 441 63

3.965 171 129 763 39 1.766 16.126 350 821 81 463 65

3.858 173 120 777 41 1.288 16.087 382 844 82 1.157 60

3.874 181 123 764 45 1.355 16.186 381 850 81 1.184 64

3.833 183 126 774 46 1.307 16.243 375 854 84 1.235 66

3.815 191 126 779 45 1.225 16.279 369 860 80 1.229 63

-

44 62 1.437

62 70 1.330

83 65 1.363

103 87 2.085

102 85 2.161

102 87 2.161

100 88 2.295

99 89 2.216

94 93 2.322

100 95 2.438

104 97 2.552

101 101 2.565

101 101 2.715

105 102 2.654

104 97 2.698

107 101 2.762

107 102 2.815

108 101 2.773

-

241 1.446

356 1.470

437 1.531

578 2.241

563 2.165

579 2.285

603 2.372

599 2.397

653 2.358

611 2.382

619 2.571

611 2.580

625 2.473

645 2.546

640 2.267

656 2.346

687 2.361

687 2.341

-

-

-

-

44

43

54

-

-

-

-

-

-

-

-

-

-

-

-

-

0 16.790

0 19.557

23.030

395 26.846

376 26.860

391 27.025

27.600

28.218

28.696

29.401

30.168

30.531

30.336

30.790

30.674

31.060

31.198

- Pertanian, Perburuhan, dan Kehutanan - Perikanan - Pertambangan dan Penggalian

288 2 5

445 6 9

565 7 12

590 8 15

585 9 16

577 9 15

588 9 15

586 10 15

600 11 14

630 11 15

640 12 14

645 12 13

629 14 13

641 13 12

642 14 12

644 13 11

644 13 12

638 15 12

-

Industri Pengolahan Listrik, Gas dan Air Konstruksi Perdagangan Besar dan Eceran Penyediaan Akomodasi dan Penyedian Makan Minum

28 1 22 663 39

48 2 52 750 49

55 2 77 949 47

81 2 110 1.070 72

80 2 111 1.059 78

84 2 103 1.082 85

86 3 114 1.150 95

92 3 112 1.175 97

101 5 118 1.197 94

107 6 127 1.223 101

102 6 132 1.226 100

100 6 143 1.268 100

105 6 143 1.363 101

103 6 148 1.321 102

108 6 134 1.333 119

106 6 155 1.346 121

107 6 162 1.350 120

110 6 165 1.369 132

-

Transportasi, Pergudangan dan Komunikasi Perantara Keuangan Real Estate, Usaha Persewaan dan Jasa Perusahaan Administrasi Pemerintahan, Pertanahan dan Jaminan Sosial Wajib Jasa Pendidikan Jasa Kesehatan dan Kegiatan Sosial Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan Lainnya Jasa Perorangan yang Melayani Rumah Tangga Kegiatan Usaha yang Belum Jelas Batasannya

190 5 7 9

424 5 19 10

438 8 56 14

392 13 64 21

386 13 73 20

397 12 73 21

394 12 71 20

417 13 74 21

436 13 87 21

460 13 76 22

468 14 76 19

462 13 82 21

461 14 115 22

463 12 119 24

469 12 149 25

479 13 158 25

484 13 171 24

501 13 176 27

-

12 19 370

22 20 182

37 18 202

43 27 227

47 54 266

46 56 258

49 59 268

53 29 267

52 31 259

46 31 263

47 33 264

49 33 261

46 32 255

48 33 252

48 35 258

50 35 265

52 36 272

53 36 266

-

33 237

40 278

69 408

114 479

120 445

117 455

129 540

141 499

148 501

146 534

154 555

159 542

157 549

171 554

170 554

178 539

183 544

191 541

-

- Jasa Perorangan yang Melayani Rumah Tangga

-

-

-

9

11

13

-

-

-

-

-

-

-

-

-

-

-

-

-

- Bukan Lapangan Usaha - Lainnya

-

-

-

127

111

120

-

-

-

-

-

-

-

-

-

-

-

-

-

1.929

2.364

2.964

3.466

3.486

3.525

3.601

3.604

3.687

3.811

3.863

3.909

4.025

4.023

4.087

4.145

4.194

4.252 Total Investment

382

532

766

920

940

951

944

996

1.020

1.060

1.107

1.145

1.176

1.211

1.204

1.222

1.239

1.252

- Housing Loan (mortgage) secured by first mortgage in order to live - Vehicle Loans

-

Pertanian, Perburuhan, dan Kehutanan Perikanan Pertambangan dan Penggalian Industri Pengolahan Listrik, Gas dan Air Konstruksi Perdagangan Besar dan Eceran Penyediaan Akomodasi dan Penyedian Makan Minum Transportasi, Pergudangan dan Komunikasi Perantara Keuangan Real Estate, Usaha Persewaan dan Jasa Perusahaan Administrasi Pemerintahan, Pertanahan dan Jaminan Sosial Wajib Jasa Pendidikan Jasa Kesehatan dan Kegiatan Sosial Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan Lainnya Jasa Perorangan yang Melayani Rumah Tangga Kegiatan Usaha yang Belum Jelas Batasannya Bukan Lapangan Usaha - Rumah Tangga

Bukan Lapangan Usaha - Lainnya Total Modal Kerja

31.070 Total Working Capital

Investment

Investasi

-

Total Investasi

- Kredit pemilikan kendaraan bermotor - Kredit konsumsi lainnya Total Konsumsi Total r) revisi

Agricultures, hunting and forestry Fisheries Mining and Quarrying Procesing industry Electricity, gas and water Construction Big and retail trade Provision of accomodation and food supply drinking Transportation, warehousing and communications Transitional Finance Real estate, Rental Business, and services company Government administration, the defense and compulsory social security Education services Health and social services Community, Sociocultural,Entertainment and Other Individual Services Individual services which serve households International Agency and Other Extra Agency International

Consumption

Konsumsi - Kredit pemilikan rumah (KPR) yang dijamin dengan hak tanggungan pertama dengan tujuan untuk dihuni

Agricultures, hunting and forestry Fisheries Mining and Quarrying Procesing industry Electricity, gas and water Construction Big and retail trade Provision of accomodation and food supply drinking Transportation, warehousing and communications Transitional Finance Real estate, Rental Business, and services company Government administration, the defense and compulsory social security Education services Health and social services Community, Sociocultural,Entertainment and Other Individual Services Individual services which serve households International Agency and Other Extra Agency International

1.072

1.346

1.422

1.708

1.815

1.749

1.850

2.013

1.917

1.910

1.920

1.961

1.945

1.952

1.902

1.935

1.926

1.901

13.672

17.300

21.636

25.808

26.075

26.253

26.817

27.225

27.716

28.027

28.448

28.722

28.782

29.086

29.491

29.287

29.834

30.044

15.126

19.178

23.824

28.436

28.831

28.953

29.610

30.233

30.653

30.997

31.476

31.828

31.903

32.248

32.598

32.443

32.999

33.196 Total consumption

33.844

41.100

49.818

58.748

59.176

59.503

60.812

62.055

63.036

64.209

65.507

66.268

66.264

67.061

67.359

67.648

68.391

68.519

- Other consumer credit

Total r) revised

119



Tabel 4.27 Kredit Bank Perkreditan Rakyat Berdasarkan Lokasi Bank Penyalur

(Credit of Rural Banks Based on Banks Location) Miliar Rp (Billion Rp) Lokasi 1. Jawa Barat

2009

2010

2011

2012

2014

2013

Jan

Feb

Mar

Apr

Mei

2015

Jun

Jul

Ags

Sep

Okt

Nov

Des

Location

Jan

1. Jawa Barat

4.803

5.862

7.043

7.872

9.549

9.650

9.896

10.127

10.316

10.597

10.781

10.962

10.953

11.054

11.074

11.128

11.172

11.171

2. Banten

575

697

899

1.128

1.289

1.283

1.282

1.278

1.297

1.316

1.172

1.366

1.355

1.383

1.413

1.429

1.437

1.472

2. Banten

3. DKI Jakarta

473

592

700

882

981

987

985

1.008

990

1.022

1.281

1.043

1.041

1.055

1.077

1.113

1.164

1.142

3. DKI Jakarta

4. D.I Yogyakarta

1.481

1.766

2.039

2.389

2.768

2.785

2.838

2.896

2.955

3.027

3.092

3.124

3.124

3.156

3.186

3.217

3.245

3.265

4. D.I Yogyakarta

5. Jawa Tengah

7.399

8.516

9.788

11.329

13.137

13.150

13.386

13.686

13.939

14.226

14.553

14.776

14.748

14.891

14.822

14.927

14.967

14.972

6. Jawa Timur

3.564

4.150

4.849

5.824

6.841

6.898

7.076

7.247

7.388

7.532

7.719

7.821

7.746

7.770

7.731

7.731

7.754

7.757

19

21

26

30

29

29

30

31

32

32

33

34

35

36

37

38

39

40

8. Jambi

183

214

289

488

544

538

540

542

541

540

542

538

534

536

532

534

525

520

8. Jambi

9. Aceh

99

76

90

100

118

116

118

121

121

122

125

125

122

123

125

126

126

124

9. Aceh

10. Sumatera Utara

438

493

541

649

714

704

711

720

723

716

748

758

752

760

759

765

769

765 10. Sumatera Utara

11. Sumatera Barat

757

829

975

1.050

995

986

997

1.004

1.012

1.022

1.030

1.020

1.004

1.005

1.003

1.005

1.002

1.000 11. Sumatera Barat

12. Riau

385

501

601

694

733

732

741

747

746

756

773

785

785

795

805

817

818

13. Kepulauan Riau

828

1.376

1.892

2.514

2.770

2.784

2.815

2.898

2.978

3.038

3.102

3.163

3.187

3.241

3.274

3.313

3.358


345

449

573

752

769

734

749

775

793

793

804

790

794

820

854

863

868

15. Bangka Belitung

12

15

28

35

47

48

50

50

51

53

53

53

52

52

52

52

56

2.281

2.899

3.467

4.022

5.465

5.520

5.777

5.852

5.919

5.984

6.079

6.149

6.187

6.289

6.350

6.115

6.454


196

250

252

229

257

253

268

273

277

298

313

322

326

341

341

344

348

350 17. Kalimantan Selatan


309

347

511

578

520

512

517

522

519

516

522

525

520

527

527

531

537

541 18. Kalimantan Barat


155

178

189

211

231

228

232

239

244

248

253

247

231

233

233

234

231

222 19. Kalimantan Timur

19

34

49

80

143

143

143

152

152

156

161

160

169

175

177

187

182

21. Sulawesi Tengah

188

221

379

811

1.187

1.210

1.223

1.237

1.243

1.252

1.270

1.284

1.285

1.295

1.303

1.314

1.337

1.367 21. Sulawesi Tengah


263

364

546

790

931

978

999

1.016

1.035

1.055

1.060

1.052

1.047

1.054

1.059

1.066

1.067

1.074 22. Sulawesi Selatan

23. Sulawesi Utara

203

288

456

622

723

718

722

725

719

715

713

703

694

693

682

676

677

675 23. Sulawesi Utara

51

51

57

79

97

100

102

106

110

112

115

121

124

130

133

135

136

141 24. Sulawesi Tenggara

2

3

3

5

5

5

5

5

5

5

5

5

5

5

5

5

5

20

20

20

25

27

27

28

28

27

28

28

28

27

27

26

27

27

7. Bengkulu

16. Lampung



424

464

541

633

709

712

723

740

748

758

763

769

776

785

791

809

820

2.092

2.666

3.520

4.754

5.942

5.999

6.137

6.256

6.352

6.442

6.520

6.626

6.679

6.806

6.900

7.011

7.120

5. Jawa Tengah 6. Jawa Timur 7. Bengkulu

819 12. Riau 3.369 13. Kepulauan Riau 815 14. Sumatera Selatan 60 15. Bangka Belitung 6.504 16. Lampung

186 20. Kalimantan Tengah

6 25. Sulawesi Barat 27 26. Gorontalo 824 27. Nusa Tenggara Barat 7.151 28. Bali

88

122

152

175

256

254

261

270

276

281

294

300

307

306

315

321

319

312 29. Nusa Tenggara Timur

30. Maluku

167

161

311

541

757

769

788

811

820

841

857

865

878

898

919

936

945

954 30. Maluku

31. Papua

182

193

253

412

498

504

519

533

542

552

565

574

586

604

618

633

643

650 31. Papua

32. Maluku Utara

1

5

9

13

17

17

18

18

19

19

19

19

19

20

21

22

23

33. Papua Barat

0

20

52

101

125

129

136

142

148

157

162

162

174

197

215

225

222

34. Lainnya

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0


Total

28.001

33.844

41.100

49.818

59.176

59.503

60.812

62.055

63.036

64.209

65.507

66.268

66.264

67.061

67.359

67.648

68.391

25 32. Maluku Utara 223 33. Papua Barat 0 34. Others 68.519

Total

120


Statistik Perbankan Indonesia - Vol. 13, No. 2, Januari 2015 Tabel 4.28 Kredit dan Non Performing Loan UMKM dan MKM Sektor Ekonomi

(SMEs Credit & Micro, Small, and NPL Based on Economic Sector) Miliar Rp (Billion Rp) Sektor Ekonomi UMKM 1. Pertanian, Perburuan dan Kehutanan Baki Debet NPL 2. Perikanan Baki Debet NPL 3. Pertambangan dan Penggalian Baki Debet NPL 4. Industri Pengolahan Baki Debet NPL 5. Listrik, Gas dan Air Baki Debet NPL 6. Konstruksi Baki Debet NPL 7. Perdagangan Besar dan Eceran Baki Debet NPL 8. Penyediaan Akomodasi dan Penyediaan Makan Minum

Baki Debet NPL 9. Transportasi, Pergudangan dan Komunikasi

10.

11.

12.

13. 14. 15.

16.

17.

18.

Baki Debet NPL Perantara Keuangan Baki Debet NPL Real Estate, Usaha Persewaan, dan Jasa Perusahaan Baki Debet NPL Administrasi Pemerintahan, Pertahanan, dan Jaminan Sosial Wajib Baki Debet NPL Jasa Pendidikan Baki Debet NPL Jasa Kesehatan dan Kegiatan Sosial Baki Debet NPL Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan Lainnya Baki Debet NPL Jasa Perorangan yang Melayani Rumah Tangga Baki Debet NPL Badan Internasional dan Badan Ekstra Internasional Lainnya Baki Debet NPL Kegiatan yang Belum Jelas Batasannya

Baki Debet NPL 19. Penerima Kredit Bukan Lapangan Baki Debet NPL 20. Tidak Teridentifikasi Baki Debet NPL Jumlah Baki Debet NPL

2011

2012

2013 Nov

Okt

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

2015 Jan

Des

27.192 892

40.709 1.492

45.773 1.654

46.725 1.633

48.193 1.615

47.576 1.838

48.434 2.039

49.353 2.051

50.525 2.014

51.187 2.112

52.239 2.120

52.881 2.192

52.507 2.318

52.869 2.246

53.280 2.196

53.837 2.233

54.506 2.146

53.874 2.280

2.602 161

2.900 163

3.516 179

3.598 178

3.707 171

3.624 191

3.666 202

3.741 197

3.849 209

3.897 214

3.969 193

3.969 228

3.929 217

3.954 186

3.981 202

4.029 173

4.153 157

4.064 163

3.938 89

5.427 153

4.697 389

4.862 207

4.753 184

4.592 213

4.585 222

5.047 383

4.843 269

5.066 291

4.959 242

4.979 285

5.166 273

4.491 316

4.774 285

4.558 301

4.763 258

4.752 248

52.231 1.998

59.500 1.798

57.361 1.914

58.373 1.831

60.087 1.736

58.993 1.883

59.993 1.909

64.187 1.868

64.960 1.965

66.032 2.115

67.812 2.261

67.229 2.417

65.338 2.731

66.768 2.684

65.370 2.181

65.267 2.229

67.558 2.140

66.161 2.249

1.218 49

1.474 14

1.684 24

1.772 25

1.750 22

1.715 25

1.737 25

1.664 24

1.479 26

1.603 26

1.564 26

1.547 28

1.635 29

1.633 29

1.645 28

1.717 26

2.187 26

1.693 28

24.279 1.324

30.594 1.497

40.123 2.081

40.456 2.097

38.780 1.865

35.071 2.140

35.294 2.239

36.314 2.189

37.469 2.504

38.488 2.770

39.947 2.705

40.235 2.887

41.100 2.900

42.335 2.913

42.461 3.023

42.472 3.358

40.614 2.990

37.071 3.209

202.447 7.471

248.870 8.458

313.269 11.275

314.650 11.111

323.056 10.621

315.744 11.763

321.005 12.204

327.825 12.084

332.607 12.509

336.071 13.407

344.632 13.445

342.307 13.999

340.881 14.271

344.611 13.962

344.189 13.843

348.487 13.838

355.198 13.004

345.064 14.100

10.014 352

13.714 303

17.128 384

17.591 372

18.132 357

17.999 417

18.613 427

18.462 466

18.730 490

19.122 526

19.625 537

19.963 555

20.019 561

20.370 592

20.877 603

20.592 583

21.144 550

21.233 589

18.398 452

20.678 485

22.832 684

23.459 663

24.354 654

24.151 772

24.319 799

24.385 797

24.778 802

24.848 883

25.234 917

25.912 976

25.468 1.022

25.142 1.059

24.481 999

24.419 1.069

24.658 964

24.149 1.037

10.311 92

14.147 161

13.596 329

13.798 337

13.963 377

13.918 404

14.564 424

14.858 398

14.660 408

14.531 430

14.748 356

14.887 355

14.851 384

14.745 359

14.555 358

14.686 357

14.578 447

14.236 482

19.953 629

25.859 689

30.239 925

30.556 999

31.572 881

31.141 985

31.577 970

31.624 1.023

31.284 1.050

31.518 1.085

32.298 1.030

32.337 1.097

32.458 1.198

32.349 1.245

32.668 1.246

32.934 1.255

33.462 1.189

31.771 1.273

399 15

229 5

270 2

272 2

284 4

261 5

253 5

253 7

244 6

248 4

251 4

252 4

247 4

243 4

231 4

227 4

221 4

204 4

1.517 23

1.888 22

2.016 42

2.014 41

2.221 39

2.277 42

2.294 38

2.352 36

2.379 37

2.383 36

2.455 52

2.381 54

2.405 54

2.440 50

2.435 58

2.458 49

2.301 47

2.285 50

2.918 233

3.518 99

4.138 73

4.173 70

4.237 72

4.227 70

4.319 78

4.398 83

4.495 97

4.641 127

4.709 130

4.733 145

4.587 156

4.553 126

4.560 127

4.638 146

4.803 122

4.823 117

25.530 619

26.378 891

30.507 1.035

31.021 1.017

31.499 876

31.289 932

31.977 969

32.761 985

33.131 1.049

33.669 1.166

34.621 1.176

35.268 1.235

35.567 1.263

36.440 1.239

36.193 1.258

37.387 1.154

38.015 1.052

38.298 1.156

655 36

672 40

1.381 41

1.445 41

1.499 33

1.525 38

1.597 45

1.639 42

1.708 42

1.775 51

1.850 49

1.900 63

1.915 61

1.961 61

2.002 59

2.059 57

2.090 52

2.105 55

2.355 53

414 8

247 8

240 8

225 6

217 6

202 6

194 6

186 5

182 6

173 7

167 7

159 6

153 6

148 6

143 6

140 6

141 6

52.205 1.185

29.425 731

452 1

368 2

509 1

405 2

373 2

343 1

195 7

166 3

194 2

234 2

406 3

571 3

669 4

940 5

1.330 5

1.351 6

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0 1

-

-

458.164 15.674

526.397 17.011

2

589.229 21.038

2 595.372 20.633

3 608.823 19.515

594.725 21.725

604.802 22.603

(0)

619.400 22.640

627.523 23.488

1

635.429 25.253

651.280 25.251

651.180 26.530

5 0 648.640 27.451

0 655.627 27.078

0 654.521 26.480

0 660.850 26.843

0

12 0

671.721 25.159

653.288 27.054

-

Economic Sector 1. Agriculture, hunting, and forestry Total NPL 2. Fishery Total NPL 3. Mining and quarrying Total NPL 4. Processing industry Total NPL 5. Electricity, gas and water Total NPL 6. Construction Total NPL 7. Wholesale and retail trade Total NPL 8. Provision of accommodation and the provision of eating and drinking Total NPL 9. Transportation, warehousing and communications Total NPL 10. Financial intermediaries Total NPL 11. Real estate, Business Ownership, and Business Services Total NPL 12. Government administration, defense and compulsory social security Total NPL 13. Education services Total NPL 14. Health services and social activities Total NPL 15. Community, Sociocultural, Entertainment and Other Individual Services Total NPL 16. Individual services which serve households Total NPL 17. International Agency and Other Extra Agency International Total NPL 18. Business activities are not clearly defined Total NPL 19. Debtor is not the business field - other Total NPL 20. Un-identified Total NPL Total Baki Debet NPL

121


Statistik Perbankan Indonesia - Vol. 13, No. 2, Januari 2015 Tabel 4.28 Kredit dan Non Performing Loan UMKM dan MKM Sektor Ekonomi

(SMEs Credit & Micro, Small, and NPL Based on Economic Sector) Miliar Rp (Billion Rp) Sektor Ekonomi MKM 1) 1. Pertanian Baki Debet NPL 2. Pertambangan Baki Debet NPL 3. Perindustrian Baki Debet NPL 4. Listrik Baki Debet NPL 5. Konstruksi Baki Debet NPL 6. Perdagangan Baki Debet NPL 7. Pengangkutan Baki Debet NPL 8. Jasa Dunia Usaha Baki Debet NPL 9. Jasa Sosial Baki Debet NPL 10. Lain-lain Baki Debet NPL Jumlah Baki Debet NPL

2011

2012

26.285 803

40.423 2.005

9.020 124

17.135 262

70.380 2.502

80.823 2.900

1.316 45

1.532 131

25.834 1.441

31.020 1.637

235.105 8.885

294.095 10.625

11.293 313

14.160 351

78.206 1.252

81.707 1.754

86.867 2.073

63.687 1.942

607.085 8.678

726.024 10.107

1.151.392 26.115

1.350.606 31.714

Okt

1)

Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat data MKM masih berdasarkan plafon,sedangkan data UMKM sudah sesuai dengan kriteria usaha pada UU No. 20 tentang UMKM

r)

r) diperbaiki

2013 Nov

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

2015 Jan

Economic Sector 1. Agriculture Total NPL 2. Mining Total NPL 3. Manufacturing Total NPL 4. Electricity Total NPL 5. Construction Total NPL 6. Trading Total NPL 7. Transportation Total NPL 8. Business Services Total NPL 9. Social Services Total NPL 10. Others Total NPL Total Baki Debet NPL

1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20 r) revised

122



Tabel 4.29 Kredit dan Non Performing Loan UMKM dan MKM Menurut Jenis Penggunaan

(SMEs Credit and NPL Credit Based on Type of Use) Miliar Rp (Billion Rp) Jenis Penggunaan

2011

2013

2012 Okt

Nov

2014 Des

Jan

Feb

Mar

Apr

Mei

Jun

2015 Jul

Ags

Sep

Okt

Nov

Des

Type of Use

Jan

UMKM 1. Working Capital

UMKM 1. Modal Kerja

Baki Debet NPL 2. Investasi

Baki Debet NPL 3. Konsumsi

Baki Debet NPL 3. Tidak Teridentifikasi

Baki Debet NPL

355.888 12.770

403.047 13.645

429.773 15.869

433.602 15.654

444.030 14.652

430.073 16.325

438.024 17.061

449.340 17.004

455.447 17.672

461.219 18.972

473.939 18.732

472.234 19.688

471.274 20.239

478.739 19.874

478.941 19.696

482.644 19.925

490.262 18.761

473.828 20.269

102.275 2.903

123.350 3.366

159.455 5.169

161.770 4.979

164.792 4.863

164.652 5.400

166.778 5.542

170.061 5.636

172.075 5.816

174.210 6.281

177.341 6.519

178.946 6.842

177.366 7.213

176.889 7.205

175.579 6.784

178.206 6.918

181.459 6.398

179.459 6.785

2. Investment

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Total NPL

-

4. Un-identified 1 1

0 -

-

-

1 -

458.164 15.674

526.397 17.011

589.229 21.038

595.372 20.633

608.823 19.515

-

-

-

-

0 -

-

-

1 -

-

0 -

0 -

-

0 0

Baki Debet

Baki Debet NPL 3. Konsumsi

Baki Debet NPL

427.154 14.233

483.595 17.473

117.247 3.205

141.492 4.134

1)

604.802 22.603

619.400 22.640

627.523 23.488

635.429 25.253

651.280 25.251

651.180 26.530

648.640 27.451

655.627 27.078

654.521 26.480

660.850 26.843

671.721 25.159

653.288 27.054

Total Baki Debet NPL

Total NPL 2. Investment

Total NPL 3. Consumption

606.991 8.677

725.519 10.106

1.151.392 26.115

1.350.606 31.714

Jumlah Baki Debet NPL

594.725 21.725

Total NPL

MKM 1) 1. Working Capital

MKM 1) 1. Modal Kerja NPL 2. Investasi

Total NPL 3. Consumption

-

Jumlah Baki Debet NPL

Total NPL

Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat data MKM masih berdasarkan plafon, sedangkan data UMKM sudah sesuai dengan kriteria usaha pada UU No. 20 tentang UMKM

Total NPL Total Baki Debet NPL 1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20

123



Tabel 4.30 Kredit dan Non Performing Loan Rincian Kredit UMKM dan MKM Menurut Kelompok Bank

(Detail of SMEs Credit and Detail of MKM Credit Based on Group of Bank) Miliar Rp (Billion Rp) Kelompok Bank

2011

2013

2012

2014

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

2015 Jul

Ags

Sep

Okt

Nov

Des

Jan

Category of Bank

UMKM1)

1. State Owned Banks

1. Bank Persero

Total

Baki Debet

222.645

242.861

291.609

294.745

304.751

294.889

299.197

304.919

306.899

311.149

319.620

319.977

321.455

327.551

328.783

334.151

341.804

333.097

Mikro

58.287

66.555

85.074

86.214

87.657

87.737

89.238

90.703

92.639

94.982

98.439

100.360

100.552

102.213

103.743

105.419

106.269

107.194

Micro

Kecil

86.113

98.136

117.004

118.274

122.730

118.737

120.745

122.922

123.736

125.301

128.554

128.217

128.581

130.441

130.833

133.980

136.580

132.375

Small

Menengah

78.245

78.169

89.531

90.257

94.363

88.416

89.214

91.293

90.523

90.866

92.627

91.400

92.322

94.898

94.207

94.752

98.956

93.528

9.019

9.093

11.212

10.908

10.362

11.680

12.265

11.966

12.270

13.297

13.016

13.729

13.974

13.425

13.399

13.279

12.138

13.442

Mikro

1.174

1.214

1.655

1.614

1.481

1.803

1.845

1.872

1.906

2.067

2.104

2.199

2.175

2.108

2.086

2.056

1.829

2.064

Micro

Kecil

4.450

4.694

5.332

5.186

4.922

5.453

5.722

5.582

5.576

6.128

6.082

6.410

6.561

6.218

6.137

6.076

5.552

5.999

Small

Menengah

3.395

3.185

4.226

4.108

3.960

4.425

4.697

4.512

4.788

5.102

4.831

5.120

5.237

5.099

5.175

5.146

4.757

5.378

NPL

Medium NPL

Medium 2. Regional Development Banks

2. BPD

Total

Baki Debet

31.314

45.082

47.339

48.931

46.896

44.355

45.225

46.089

47.234

48.145

49.588

50.258

50.924

51.828

52.631

52.970

50.837

48.408

Mikro

4.509

9.038

9.285

9.310

9.156

8.893

8.804

8.713

8.841

8.804

8.838

9.004

8.832

8.848

8.833

8.850

8.733

8.573

Micro

Kecil

18.880

21.091

22.042

22.352

21.232

20.238

20.510

20.983

21.633

22.122

22.782

23.120

23.459

24.037

24.516

24.541

23.456

22.518

Small

7.925

14.953

16.011

17.269

16.509

15.223

15.911

16.393

16.760

17.220

17.968

18.134

18.632

18.943

19.282

19.578

18.647

17.316

1.593

2.612

3.339

3.407

2.965

3.379

3.582

3.681

4.044

4.314

4.433

4.637

4.849

4.799

4.865

5.453

5.015

5.306

Menengah NPL

Medium NPL

Mikro

239

443

657

698

685

890

836

879

937

987

995

1.061

1.063

1.051

1.061

1.069

1.013

1.059

Micro

Kecil

915

1.327

1.568

1.571

1.338

1.424

1.458

1.483

1.584

1.647

1.671

1.691

1.785

1.760

1.760

1.802

1.647

1.767

Small

Menengah

439

842

1.114

1.138

943

1.064

1.288

1.319

1.523

1.681

1.767

1.885

2.000

1.987

2.044

2.582

2.354

2.480

3. Bank Swasta Nasional

Medium 3. Foreign Exchange Commercial Banks Total

Baki Debet

194.234

228.991

238.445

239.851

245.101

243.666

248.290

253.089

257.598

260.132

265.664

264.374

259.419

258.226

255.734

256.109

261.365

253.996

Mikro

24.759

21.476

21.333

21.584

21.998

22.293

22.755

22.981

23.132

23.320

23.448

23.812

23.588

24.121

23.017

24.679

25.077

25.401

Micro

Kecil

40.660

44.581

41.214

41.511

41.954

41.078

41.605

42.060

42.224

42.001

42.776

43.001

42.782

42.334

41.673

41.651

41.458

40.790

Small

128.816

162.934

175.898

176.756

181.148

180.296

183.931

188.048

192.243

194.810

199.440

197.560

193.049

191.771

191.044

189.779

194.831

187.806

4.710

5.096

6.225

6.070

5.933

6.376

6.486

6.723

6.891

7.354

7.506

7.885

8.363

8.562

7.910

7.771

7.666

7.939

Menengah NPL

Medium NPL

618

758

841

825

750

794

796

755

811

839

852

874

878

852

822

799

775

814

Micro

Kecil

1.645

1.720

2.105

2.133

2.077

2.135

2.124

2.121

2.223

2.277

2.293

2.383

2.433

2.366

2.358

2.299

2.248

2.325

Small

Menengah

2.447

2.618

3.279

3.112

3.105

3.447

3.566

3.847

3.857

4.237

4.361

4.628

5.052

5.344

4.730

4.674

4.643

4.800

Mikro

Medium 4. Joint Venture Banks and Foreign Owned Banks

4. Bank Asing dan Campuran

Total

Baki Debet

9.971

9.463

11.836

11.846

12.076

11.815

12.091

15.304

15.791

16.003

16.407

16.571

16.842

18.022

17.373

17.621

17.714

17.787

Mikro

470

107

93

78

78

88

152

81

78

82

81

130

280

377

85

187

192

192

Micro

Kecil

874

465

568

462

466

452

502

488

498

435

424

439

463

497

456

474

482

491

Small

8.627

8.891

11.175

11.305

11.532

11.276

11.436

14.735

15.215

15.487

15.903

16.003

16.099

17.148

16.832

16.960

17.040

17.103

352

208

262

249

256

290

270

271

283

289

297

278

265

292

307

340

341

367

Menengah NPL

Medium NPL

Mikro

16

7

9

8

7

8

8

8

8

8

8

8

7

7

7

7

7

7

Micro

Kecil

62

40

23

13

10

11

9

10

11

11

13

13

13

13

12

13

13

12

Small

275

161

230

229

238

271

253

254

265

270

276

258

245

272

288

321

321

348

Menengah Jumlah Baki Debet NPL

458.164

526.397

589.229

595.372

608.823

594.725

604.802

619.400

627.523

635.429

651.280

651.180

648.640

655.627

654.521

660.850

671.721

15.674

17.011

21.038

20.633

19.515

21.725

22.603

22.640

23.488

25.253

25.251

26.530

27.451

27.078

26.480

26.843

25.159

Medium

Total 653.288 Baki Debet 27.054

NPL

124



Tabel 4.30 Kredit dan Non Performing Loan Rincian Kredit UMKM dan MKM Menurut Kelompok Bank

(Detail of SMEs Credit and Detail of MKM Credit Based on Group of Bank) Miliar Rp (Billion Rp) Kelompok Bank

2011

2013

2012

Okt

Nov

2014 Des

MKM 1) 1. Bank Persero

Feb

Mar

Apr

Mei

Jun

2015 Jul

Ags

Sep

Okt

Nov

Des

Jan

Category of Bank 1. State Owned Banks Total

Baki Debet

415.623

502.447

Mikro

122.104

143.877

Micro

Kecil

188.524

234.031

Small

Menengah

104.996

124.540

11.258

15.271

Mikro

2.997

9.520

Micro

Kecil

3.722

2.611

Small

Menengah

4.539

3.140

NPL

Medium NPL

Medium 2. Regional Development Banks

2. BPD

Total

Baki Debet

155.024

190.815

Mikro

36.921

32.580

Micro

Kecil

107.321

142.679

Small

10.782

15.556

2.562

3.297

Menengah NPL

Mikro Kecil Menengah

Medium NPL

470

555

Micro

1.176

1.489

Small

915

1.253

3. Bank Swasta Nasional

Medium 3. Foreign Exchange Commercial Banks Total

Baki Debet

512.566

Mikro

97.877

97.552

Micro

Kecil

195.035

228.341

Small

Menengah

219.654

275.516

10.204

11.502

Mikro

2.802

2.918

Micro

Kecil

3.349

4.084

Small

Menengah

4.053

4.500

NPL

601.409

4. Bank Asing dan Campuran

Medium NPL

Medium 4. Joint Venture Banks and Foreign Owned Banks Total

Baki Debet

68.180

55.935

Mikro

46.218

29.972

Micro

Kecil

7.005

7.558

Small

14.957

18.405

2.091

1.643

Menengah NPL

Medium NPL

1.223

849

Micro

Kecil

542

481

Small

Menengah

325

313

Mikro

Jumlah Baki Debet NPL 1)

Jan

1.151.392

1.350.606

26.115

31.714


Medium Total Baki Debet NPL 1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20

125



Tabel 4.31 Kredit UMKM dan MKM Menurut Lokasi Proyek Per Daerah Tingkat I

(SMEs Credit and MKM Credit Based on Project Location) Miliar Rp (Billion Rp) 2013 Kelompok Bank

2011

2014

2015

2012 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Category of Bank

Jan

UMKM

1. Jawa Barat

58.034

67.636

75.618

76.797

78.774

77.701

78.370

79.784

79.869

80.880

82.635

83.496

82.490

83.373

83.683

84.181

85.429

82.930 1.

Jawa Barat

2. Banten

16.026

18.863

21.902

22.446

22.631

22.137

22.385

23.330

23.443

24.534

25.345

25.176

25.036

25.174

24.807

24.936

25.305

25.267 2.

Banten

3. DKI Jakarta

82.225

93.051

90.471

92.085

95.185

93.068

95.379

95.965

98.094

98.014

101.098

100.241

99.821

100.948

98.202

100.682

104.891

101.144 3.

5.413

6.549

8.137

8.204

8.431

8.199

8.413

8.608

8.805

8.937

9.254

9.373

9.485

9.595

9.663

9.678

9.806

9.549 4.

5. Jawa Tengah

43.721

51.576

61.397

61.577

62.679

61.440

62.594

63.965

64.351

65.705

68.097

68.323

68.244

69.192

69.910

69.927

70.415

68.590 5.

Jawa Tengah

6. Jawa Timur

62.346

65.980

77.218

77.300

79.322

77.813

79.108

80.612

82.368

83.613

85.605

85.752

84.273

85.003

84.918

85.539

86.569

83.965 6.

Jawa Timur

7. Bengkulu

3.115

3.598

4.006

4.031

4.103

3.996

4.097

4.195

4.269

4.310

4.435

4.394

4.386

4.431

4.488

4.512

4.551

4.490 7.

Bengkulu

8. Jambi

6.724

7.809

8.732

8.690

8.772

8.629

8.633

8.685

8.784

8.887

9.019

9.056

9.049

9.146

9.248

9.354

9.383

9.257 8.

Jambi

9. Aceh

5.850

6.395

7.043

7.107

7.026

6.816

6.881

7.044

7.128

7.215

7.328

7.319

7.340

7.490

7.527

7.589

7.729

7.416 9.

Aceh

26.707

31.470

36.089

36.375

36.947

36.262

36.954

37.613

38.440

38.958

39.593

39.532

39.685

40.612

40.655

41.042

41.483

40.862 10. Sumatera Utara

4. D.I Yogyakarta

10. Sumatera Utara

DKI Jakarta D.I Yogyakarta

8.721

10.663

11.548

11.531

11.804

11.536

11.275

12.322

12.232

12.514

12.828

12.812

12.844

13.039

13.114

13.179

13.238

13.029 11. Sumatera Barat

13.995

16.096

17.624

17.718

17.968

17.543

17.892

19.980

20.228

20.349

20.838

20.706

20.676

20.964

20.919

21.121

21.292

20.727 12. Riau

4.648

5.514

6.981

7.106

7.402

7.266

7.161

7.216

7.259

7.363

7.517

7.554

7.416

7.114

7.485

6.921

6.947

6.548 13. Kepulauan Riau


12.190

14.807

17.290

17.204

17.506

16.861

17.134

17.518

17.816

18.107

18.397

18.295

18.212

18.495

18.441

18.584

18.987

17.950 14. Sumatera Selatan

15. Bangka Belitung

2.225

2.604

2.900

2.928

2.990

2.837

2.900

2.979

2.999

3.001

3.067

2.998

3.025

3.101

3.098

3.147

3.214

16. Lampung

9.060

10.276

11.237

11.169

11.664

11.409

11.759

12.072

11.979

11.931

11.867

11.755

11.750

11.975

11.888

12.055

12.086


6.242

8.086

8.785

8.738

8.914

8.699

8.890

9.181

9.243

9.316

9.537

9.564

9.535

9.669

9.739

9.736

9.794


6.910

8.350

10.105

10.305

10.673

10.449

10.659

11.144

11.318

11.476

11.922

11.814

11.914

12.005

12.067

12.254

12.715

12.418 18. Kalimantan Barat


19.127 19. Kalimantan Timur

11. Sumatera Barat 12. Riau 13. Kepulauan Riau

3.103 15. Bangka Belitung 11.857 16. Lampung 9.683 17. Kalimantan Selatan

15.118

17.295

20.085

20.290

20.018

18.966

19.128

19.524

19.760

20.006

19.979

20.155

20.333

19.778

19.732

19.876

19.982


3.590

4.433

4.664

4.652

4.837

4.707

4.745

4.929

4.985

5.073

5.187

5.191

5.317

5.400

5.489

5.530

5.604

21. Sulawesi Tengah

5.183

5.559

6.410

6.471

6.595

6.448

6.590

6.747

6.829

6.864

7.033

6.944

6.962

7.111

7.057

7.155

7.155

6.881 21. Sulawesi Tengah


17.926

19.460

23.107

23.104

23.596

23.032

23.464

23.729

24.233

24.392

24.901

24.732

24.799

24.983

24.925

25.217

25.765

25.511 22. Sulawesi Selatan

23. Sulawesi Utara

5.923

5.861

6.356

6.367

6.431

6.242

6.333

6.607

6.680

6.727

6.912

6.829

6.763

6.740

6.745

7.049

7.150

6.958 23. Sulawesi Utara


2.871

3.715

4.459

4.495

4.516

4.478

4.566

4.629

4.716

4.780

4.875

4.866

4.874

4.913

4.943

4.944

4.914

4.883 24. Sulawesi Tenggara

25. Sulawesi Barat

1.326

1.567

1.820

1.838

1.875

1.894

1.919

1.967

2.005

2.025

2.058

2.055

2.064

2.092

2.130

2.158

2.212

2.114 25. Sulawesi Barat

26. Gorontalo

1.701

1.820

1.955

1.978

2.011

2.016

2.063

2.102

2.132

2.163

2.198

2.191

2.202

2.218

2.224

2.276

2.316

2.266 26. Gorontalo


3.820

5.175

6.115

6.178

6.318

6.222

6.315

6.452

6.461

6.492

6.562

6.468

6.509

6.576

6.525

6.592

6.703

13.050

16.356

19.193

19.323

19.951

19.352

20.113

20.561

20.821

21.122

21.916

22.137

22.182

22.627

22.834

23.000

23.483


2.624

3.297

4.056

4.098

4.127

3.926

4.030

4.315

4.527

4.653

4.827

4.874

4.922

5.073

5.177

5.246

5.234

5.028 29. Nusa Tenggara Timur

30. Maluku

1.756

1.808

1.908

1.926

2.000

1.884

1.920

2.021

2.008

2.039

2.084

2.047

2.076

2.128

2.132

2.167

2.244

2.106 30. Maluku

31. Papua

4.752

5.477

6.301

7.231

7.471

7.113

7.245

7.587

7.691

7.823

8.050

8.162

8.134

8.286

8.410

8.703

8.608

7.963 31. Papua

32. Maluku Utara

1.204

1.327

1.449

1.451

1.474

1.436

1.439

1.376

1.374

1.386

1.401

1.402

1.383

1.388

1.377

1.403

1.391

1.368 32. Maluku Utara

33. Papua Barat

1.881

2.523

2.850

3.220

3.376

3.198

3.290

3.494

3.540

3.628

3.741

3.749

3.764

3.824

3.802

3.877

3.836

3.557 33. Papua Barat

259

369

313

332

335

62

59

55

54

55

56

63

60

56

52

89

87

35. Tidak Teridentifikasi

1.030

1.032

1.104

1.106

1.099

1.090

1.097

1.093

1.081

1.092

1.119

1.158

1.116

1.109

1.116

1.133

1.205

Jumlah

458.164

28. Bali

34. Lainnya

526.397

589.229

595.372

608.823

594.725

604.802

619.400

627.523

635.429

651.280

651.180

648.640

655.627

654.521

660.850

671.721

5.420 20. Kalimantan Tengah

6.633 27. Nusa Tenggara Barat 23.307 28. Bali

45 34. Lainnya 1.339 35. Tidak Teridentifikasi 653.288

Total

126



Tabel 4.31 Kredit UMKM dan MKM Menurut Lokasi Proyek Per Daerah Tingkat I

(SMEs Credit and MKM Credit Based on Project Location) Miliar Rp (Billion Rp) 2013 Kelompok Bank

2011

Okt MKM

2014

2015

2012 Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Category of Bank

Jan

1)

1. Jawa Barat 2. Banten 3. DKI Jakarta

175.897

207.552

56.857

70.082

1. Jawa Barat

2. Banten 3. DKI Jakarta

215.963

237.266

4. D.I Yogyakarta

13.368

15.857

5. Jawa Tengah

95.742

114.094

5. Jawa Tengah

128.190

150.323

6. Jawa Timur

8.430

10.503

7. Bengkulu

8. Jambi

15.415

18.485

8. Jambi

9. Aceh

18.585

20.217

9. Aceh

10. Sumatera Utara

58.917

70.333

10. Sumatera Utara

11. Sumatera Barat

23.000

27.088

11. Sumatera Barat

12. Riau

32.210

37.337

12. Riau

13. Kepulauan Riau

12.940

15.193

13. Kepulauan Riau


30.079

35.261


15. Bangka Belitung

4.551

5.434

15. Bangka Belitung

16. Lampung

20.742

23.862

16. Lampung


17.238

20.819



16.295

19.963



27.365

33.123


8.452

11.769


21. Sulawesi Tengah

11.587

14.043

21. Sulawesi Tengah


42.958

50.569


23. Sulawesi Utara

15.716

18.500

23. Sulawesi Utara


8.595

10.806


25. Sulawesi Barat

3.211

4.002

25. Sulawesi Barat

26. Gorontalo

4.775

5.977

26. Gorontalo


12.762

15.609


28. Bali

27.122

33.573

28. Bali


10.291

12.388


30. Maluku

4.725

5.478

31. Papua

9.505

12.161

32. Maluku Utara

3.104

3.900

32. Maluku Utara

33. Papua Barat

3.630

4.752

33. Papua Barat

13.176

14.288

6. Jawa Timur 7. Bengkulu


34. Lainnya Jumlah 1)

1.151.392

1.350.606


4. D.I Yogyakarta

30. Maluku 31. Papua

34. Lainnya Total 1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20

127

STATISTIK PERBANKAN INDONESIA INDONESIAN BANKING STATISTICS

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