STATISTIK PERBANKAN INDONESIA INDONESIAN BANKING STATISTICS

BULANAN MONTHLY

STATISTIK PERBANKAN INDONESIA INDONESIAN BANKING STATISTICS

Vol: 12 No. 7, Juni 2014

ISSN: 2086-2954

KATA PENGANTAR FOREWARD Statistik Perbankan Indonesia (SPI) merupakan media publikasi yang menyajikan data mengenai perbankan Indonesia. SPI diterbitkan secara bulanan oleh Departemen Perizinan dan Informasi Perbankan untuk memberikan gambaran perkembangan perbankan di Indonesia.

The Indonesia Banking Statistic is a publication media that provides data of Indonesia Banking. The SPI is published by the licence and banking information department monthly to give an overview of banking development in Indonesia.

Sehubungan dengan beralihnya fungsi, tugas dan wewenang pengaturan dan pengawasan kegiatan jasa keuangan di sektor perbankan dari Bank Indonesia ke Otoritas Jasa Keuangan sejak tanggal 31 Desember 2013, maka SPI edisi November 2013 akan diterbitkan oleh Otoritas Jasa Keuangan dan dapat diakses melalui website www.ojk.go.id pada menu Data dan Statistik-Perbankan.

Due to change function, job and authority of arrangement and surveillance of financial services activity in banking sector from The Bank of Indonesia to Financial Services Authority since December 31th, 2003, so The SPI's edition on November 2013 will be published by Financial Services Authority and can be accessed through website www.ojk.go.id at data menu and banking statistic.

Dengan perubahan tersebut, diharapkan data yang disajikan tetap dapat bermanfaat bagi pengguna.

By the change, the provided data can be useful for user/stakeholder.

Jakarta, Agustus 2014 Jakarta, August 2014

Otoritas Jasa Keuangan, Republik Indonesia Departemen Perizinan dan Informasi Perbankan Financial Services Authority, Republic of Indonesia Bank Licensing and Banking Information Department

i

HALAMAN KETERANGAN PAGE OF REFERANCE Jadwal Publikasi Kedepan Edisi Juli 2014 akan diterbitkan pada minggu ke III bulan September 2014.

Advance Release Calender (ARC) July 2014 edition will be released on the 3rd week of September 2014.

Tanda-tanda, dan Sumber Data Suatu jumlah tidak selalu sama besarnya dengan penjumlahan angka-angka yang bersangkutan karena pembulatan.

Notes, Symbols and Sources of Data Totals do not necessarily agree with the sum of items shown because of roundings.

r ( ) * ** *** ... -$

r ( ) * ** *** ... -$

Angka-angka diperbaiki Sebagian dari suatu jumlah Angka-angka sementara Angka-angka sangat sementara Angka-angka sangat-sangat sementara Tidak ada Angka belum tersedia Nol atau lebih kecil daripada digit terakhir Dolar Amerika Serikat

Tanda koma pada angka-angka harap dibaca sebagai titik dan sebaliknya tanda titik harap dibaca sebagai koma. Sumber Data : Bank Indonesia dan Otoritas Jasa Keuangan, kecuali jika dinyatakan lain. 1. Data yang digunakan dalam Publikasi SPI bersumber dari Laporan Bulanan Bank Umum (LBU), Laporan Bulanan Bank Umum Syariah (LBUS), dan Laporan Bulanan Bank Perkreditan Rakyat (Lapbul BPR) kecuali dinyatakan lain. 2. Proses download data; Data Laporan Bulanan Bank Umum (LBU) dan Laporan Bulanan Bank Umum Syariah (LBUS) yang disampaikan dari bank pelapor kepada Bank Indonesia diolah melalui Sistem Informasi Perbankan (SIP). Perbedaan waktu download data LBU melalui SIP dapat menyebabkan perbedaan pada data yang dipublikasikan ini dengan data publikasi yang lain. Oleh sebab itu, pembaca dihimbau untuk memperhatikan waktu download data. Misalnya pemrosesan data bulan laporan Juni 2014 untuk Publikasi Statistik Perbankan Indonesia penerbitan periode ini dilakukan dari tanggal 10 Juli s/d tanggal 15 Agustus 2014.

Revised figures Subset of data Provisional figures Very provisional figures Estimated figures Not available Figures are not available yet Nil or less than the last digit US Dollar

Commas in the numbers please read as point and vice versa, please read the point as a comma Data Source : Bank Indonesia and Financial Services Authority unless mentioned otherwise. 1.

The data used in the Indonesian Banking Statistics is derive from Commercial Bank Monthly Reports, Sharia Bank Monthly Reports and Rural Bank Monthly Reports.

2. Data from the Commercial Bank Monthly Reports and the Sharia Bank Monthly Reports which submitted by the reporting banks to Bank Indonesia, is processed using the Bank Indonesia Banking Information System. The time taken to download data from Banking Information System can result in variations of the data that is published in this book, compared to other published data. Therefore, readers are recommended to pay attention to the download time of data. The processing of the Juni 2014 monthly reports for this periode of the Indonesian Banking Statistics was done from 10 July until 15 August 2014.

Sampai dengan bulan Desember 2014 data dalam publikasi ini disediakan melalui website OJK (http://www.ojk.go.id) dan website BI (http://www.bi.go.id).

Until December 2014, The data publication are also provided through OJK website (http://www.ojk.go.id) and BI website (http://www.bi.go.id).

Departemen Perizinan dan Informasi Perbankan Deputi Direktur Publikasi dan Administrasi (IDAP) Otoritas Jasa Keuangan Menara Radius Prawiro Jl. MH Thamrin No. 2, Jakarta Pusat Email: [email protected] Telepon: (021) 500 655 Fax: (021) 386 6032

Bank Licensing and Banking Information Department Administration and Publication Deputy Director (IDAP) Indonesia Financial Services Authority Radius Prawiro Tower Jl. MH Thamrin No. 2, North Jakarta Email: [email protected] Telephone: +62-21—500 655 Fax: +62-21-386 6032

ii

DAFTAR ISI TABLE OF CONTENT KATA PENGANTAR

i

INTRODUCTION

i

HALAMAN KETERANGAN

ii

PAGE OF REFFERENCE

ii

DAFTAR ISI

iii

TABLE OF CONTENT

iii

DAFTAR SINGKATAN

iv

LIST OF ABBREVIATIONS

iv

DAFTAR TABEL

v

LIST OF TABLES

v

DATA

1

DATA

1

DATA BANK UMUM

3

COMMERCIAL BANK DATA

3

DATA BANK SYARIAH

61

SHARIA BANK DATA

61

DATA BANK PERKREDITAN RAKYAT

77

RURAL BANK DATA

77

DATA PERKREDITAN

93

CREDIT DATA

93

iii

DAFTAR SINGKATAN LIST OF ABBREVIATION

APYD

: Aktiva Produktif Yang Diklasifikasikan

APYD

: Classified Earning assets

ATMR

: Aktiva Tertimbang Menurut Risiko

ATMR

: Risk Weighted Assets

BOPO

: Biaya Operasional terhadap Pendapatan

BOPO

: Operations Expenses to Operations Income

Operasional BPD

: Bank Pembangunan Daerah

BPD

: Regional Development Bank

CAR

: Capital Adequacy Ratio

CAR

: Capital Adequacy Ratio

DPK

: Dana Pihak Ketiga

DPK

: Third Party Funds

KAP

: Kualitas Aktiva Produktif

KAP

: Earning assets Qualtiy

KBAB

: Kewajiban Bersih Antar Bank

KBAB

: Inter-Bank Net Liabilities

KP

: Kantor Pusat

KP

: Head Office

KC

: Kantor Cabang

KC

: Branch Office

KCP

: Kantor Cabang Pembantu

KCP

: Sub-Branch Office

KK

: Kantor Kas

KK

: Cash Office

KPW

: Kantor Perwakilan

KPW

: Representative Office

LBU

: Laporan Bulanan Bank Umum

LBU

: Commercial Bank Monthly Report

LDR

: Loan to Deposit Ratio

LDR

: Loan to Deposit Ratio

NIM

: Net Interest Margin

NIM

: Net Interest Margin

NPL

: Non Performing Loan

NPL

: Non-Performing Loan

ROA

: Return on Assets

ROA

: Return on Assets

SIP

: Sistem Informasi Perbankan

SIP

: Banking Information System

UKM

: Usaha Kecil Menengah

UKM

: Small/Medium-Scale-Enterprise Industry

UMKM

: Usaha Mikro Kecil Menengah

UMKM

: Small/Medium/Micro-Enterprise

Industry

(SMEs) NOM

: Net Operating Margin

NOM

: Net Operating Margin

FDR

: Financing to Deposit Ratio

FDR

: Financing to Deposit Ratio

iv

DAFTAR TABEL LIST OF TABLES NO.

NO. TABEL

JUDUL

TABLES

HAL

DATA 1.

1

Kegiatan Usaha Perbankan

TOPIC

PAGES

DATA 2

1

Bank Industries Operation

2

COMMERCIAL BANK

DATA BANK UMUM 2.

1.1.a s.d 1.7.a

Kegiatan Usaha Bank Umum

1.1.a s.d 1.7.a

Commercial Banks Operation

3.

1.8.a s.d 1.14.a

Laporan Laba/Rugi Bank Umum

11

4

1.8.a s.d 1.14.a

Commercial Banks Income Statement

11

4

4.

1.15.a s.d 1.21.a

Rekening Administratif Bank Umum

18

1.15.a s.d 1.21.a

Commercial Banks Off-Balance Sheet

18

5.

1.22.a s.d 1.28.a

Kinerja Bank Umum Konvensional

25

1.22.a s.d 1.28.a

Commercial Banks Performance

25

6.

1.29

Perkembangan Aset Bank Umum Berdasarkan Kelompok Bank

32

1.29

Growth of Commercial Banks Asset Based Group Bank

32

7.

1.30

Jumlah Bank Umum Berdasarkan Pengelompokkan Total Aset

33

1.30

Total of Commercial Banks Based on Total Assets

33

8.

1.31 s.d 1.37

Aset Produktif Bank Umum Konvensional dan Kualitas Kredit Bank Umum Kepada Bank Lain

34

1.31 s.d 1.37

Earning Assets of Commercial Banks and Credit Quality of Commercial Banks to Other Bank

34

9.

1.38 s.d 1.44

Komposisi Dana Pihak Ketiga Bank Umum

41

1.38 s.d 1.44

Composition of Third Party Funds of Commercial Banks

41

10.

1.45

Komposisi DPK Bank Umum Berdasarkan Lokasi bank Penghimpunan Dana

48

1.45

Composition of Third Party Funds of Commercial Banks Based on Bank Location Month (...) Year (...)

48

11.

1.46

Penghimpunan DPK Bank Umum Berdasarkan Lokasi Bank Penghimpunan Dana

49

1.46

Third Party Funds of Commercial Banks Based on Bank Location of Deposits

49

12.

1.47 s.d 1.53

Suku Bunga Rata-rata DPK Bank Umum

50

1.47 s.d 1.53

Average of Interest Rate of Third Party Fund of Commercial Banks

50

13.

1.54

Suku Bunga Rata-rata Kredit Bank Umum kepada Pihak Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

57

1.54

Average of Credit Interest Rates of Commercial Bank to Parties Non Bank Based on Industrial Origin and Non Industrial Origin Credit Recipients

57

14.

1.55

Suku Bunga Rata-rata Kredit Bank Umum kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

58

1.55

Average of Credit Interest Rate of Commercial Based on Types and Orientation User

58

15.

1.56

Perkembangan Jumlah Bank Umum dan Kantor Bank Umum

59

1.56

Growth of Total Commercial Banks and Bank Offices

59

16.

1.57

Perkembangan Jumlah Kantor Cabang Bank Berdasarkan Lokasi Bank

60

1.57

Growth of Total Branch offices Based on Region

60

17.

2.1 s.d 2.3

Kegiatan Usaha Bank Umum Syariah

62

2.1 s.d 2.3

Sharia Commercial Bank Operation

62

18.

2.4

Perkembangan Aset Perbankan Syariah

65

2.4

Growth of Sharia Bank Assets

65

19.

2.5

Aktiva Produktif Perbankan Syariah

66

2.5

Earning Assets of Sharia Banks

66

20.

2.6

Komposisi DPK Perbankan Syariah

67

2.6

Composition of Third Party Funds of Syariah Banks

67

21.

2.7

Tingkat Bagi Hasil Rata-rata DPK Bank Syariah

68

2.7

Average of Profit Sharing Rates of Third Party Fund of Sharia Banks

68

SHARIA BANK DATA

DATA BANK SYARIAH

v

NO.

NO. TABEL

JUDUL

HAL

TABLES

TOPIC

PAGES

22.

2.8

Tingkat Margin Rata-rata Pembiayaan Berdasarkan Sektor Ekonomi

69

2.8

Average of Margin Rates of Financing

69

23.

2.9

Tingkat Margin Rata-rata Pembiayaan Berdasarkan Jenis Penggunaan

70

2.9

Average of Margin Rates of Financing Based on Type of Use

70

24.

2.10

Kegiatan Usaha BPR Syariah

71

2.10

Syariah Rural Bank

71

25.

2.11

Aset dan Pembiayaan BPR Syariah

72

2.11

Asset and Financing of Sharia Rural Bank)

72

26.

2.12

Jaringan Kantor Perbankan Syariah

73

2.12

Sharia Bank Office Network

73

27.

2.13

Kinerja Bank Umum Syariah

74

2.13

Islamic Commercial Bank Performance

74

28.

2.14

Bank Umum Syariah Berdasarkan Tingkat Rasio

75

2.14

Sharia Commercial Based on Ratios

75

RURAL BANK DATA

DATA BANK PERKREDITAN RAKYAT 29.

3.1

Kegiatan Usaha Bank Perkreditan Rakyat

78

3.1

Rural Bank Operations

78

30.

3.2

Kinerja Bank Perkreditan Rakyat

79

3.2

Rural Bank Performance

79

31.

3.3

Perkembangan Aset BPR Berdasarkan Lokasi BPR

80

3.3

Growth of Assets Based Rural Bank Data

80

32.

3.4

Jumlah BPR Berdasarkan Total Aset

81

3.4

Rural Banks Based on Total Assets

81

33.

3.5

Non Performing Loan (NPL) Bank Perkreditan Rakyat

82

3.5

NPL of Rural Bank

82

34.

3.6

NPL BPR Berdasarkan Lokasi

83

3.6

NPL of Rural Banks Based On Location

83

35.

Dana Pihak Ketiga

Third Party Funds of Rural Bank

3.7

a. Komposisi DPK Bank Perkreditan Rakyat

84

3.7

a. Composition of Third Party Funds of Rural Bank

84

3.8

b. Komposisi DPK Berdasarkan Lokasi Penghimpunan

85

3.8

b. Composition of Third Party Funds Based on Location

85

3.9

c. DPK BPR Berdasarkan Lokasi Penghimpun

86

3.9

c. Third Party Funds of Rural Banks Based on Location

86

36.

3.10

Suku Bunga Rata-rata DPK BPR

87

3.10

Average of Third Party Interest Rates of Rural Banks

87

37.

3.11

Suku Bunga Rata-rata Kredit BPR Berdasarkan Sektor Ekonomi

88

3.11

Average of Credit Interest Rates of Rural Banks

88

38.

3.12

Suku Bunga rata-rata Kredit BPR Berdasarkan Jenis Penggunaan

89

3.12

Average of Credit Interest Rates of Rural Banks Based on Type of Use

89

39.

jdkjdjdkdkjdjd kjddj

Perkembangan Jumlah Bank dan Kantor Bank

jdkd jdj

ddddddddddd dd

Growth of Total Rural Banks and Bank Offices

3.13

a. Perkembangan Jumlah BPR

90

3.13

3.14

b. Perkembangan Jumlah BPR dan Kantor BPR Berdasarkan Lokasi

91

3.14

a. Growth of Total Rural Bank b. Growth of Total Rural Bank Offices Based on Region

90

91 CREDIT DATA

DATA PERKREDITAN 40.

4.1.a s.d 4.7.a

Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

94

4.1.a s.d 4.7.a

Credit Channeling and NPL Credit Channeling of Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary

94

vi

NO.

NO. TABEL

JUDUL

HAL

TABLES

TOPIC

PAGES

41.

4.8.a

Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Per Lokasi Dati I Bank Penyalur Kredit

101

4.8.a

Credit and NPL of Comemrcial Bank to Non Bank Third Party Based on Business Sector and non Business Sector of Credit by Region

101

42.

4.9.a s.d 4.15.a

Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

102

4.9.a s.d 4.15.a

Credit and NPL of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use

102

43.

4.16.a

Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan per Lokasi Dati I Bank Penyalur Kredit

109

4.16.a

Credit and NPL of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use by Bank Location for [month] [year]

109

44.

4.17.a

Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lokasi Dati I Bank Penyalur Kredit

110

4.17.a

Credit and NPL 0f Commercial Banks to Non Bank Third Party Based on Bank Location

110

45.

4.18.a

Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Hubungan Penerima Kredit dengan Bank

111

4.18.a

Credit and NPL of Commercial Bank to Non Bank Third Party Based on Bank Relation with Beneficiary

111

46.

4.19.a

Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Yang Penarikannya Menggunakan Kartu Berdasarkan Kelompok Bank

112

4.19.a

Credit and NPL of Commercial Bank to Non Bank Third Party Withdrawn By Card Based on Group of Bank

112

47.

4.20.a

Penerusan Kredit (Off-Balance Sheet) dan NPL Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Penerusan Kredit

113

4.20.a

Credit Channeling (Off-Balance Sheet) and NPLof Commercial Banks Based on Industries Sector and non Industries Sector of Credit Channeling Beneficiary

113

48.

4.21.a

Penerusan Kredit (Off-Balance Sheet) dan Non PerformingLoan (NPL) Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Kredit dan Golongan Penyalur Kredit

114

4.21.a

Off-Balance Sheet Credit Channeling and NPL of Commercial Banks to Non-Bank Third Party Based on Types of Credit and Classification of Credit Providers

114

49.

4.22

Pembiayaan Perbankan Syariah

115

4.22

Financing of Sharia banks

115

50.

4.23

Pembiayaan Perbankan Syariah Berdasarkan Sektor Ekonomi

116

4.23

Financing of Syariah Banks Based on Economic Sector

116

51.

4.24

Pembiayaan Perbankan Syariah Berdasarkan Lokasi Bank Penyalur

117

4.24

Financing of Syariah Banks Based on Banks Location

117

52.

4.25

Kredit BPR Berdasarkan Sektor Ekonomi

118

4.25

Credit of Rural Banks Based on Economic Sector

118

53.

4.26

Kredit Bank Perkreditan Rakyat Berdasarkan Jenis Penggunaan

119

4.26

Credit of Rural Banks Based on Type of Use

119

54.

4.27

Kredit Bank Perkreditan Rakyat Berdasarkan Lokasi Bank Penyalur

120

4.27

Credit of Rural Bank Based on Location

120

55.

4.28

Kredit dan NPL MKM dan UMKM Berdasarkan Sektor Ekonomi

121

4.28

Credit & NPL of MSMEs and SMEs Based on Economic Sector

121

56.

4.29

Kredit dan NPL MKM dan UMKM Berdasarkan Jenis Penggunaan

123

4.29

Credit & NPL of MSMEs and SMEs Based on Type Use

123

57.

4.30

Kredit dan NPL Rincian Kredit MKM dan UMKM Menurut Kelompok Bank

124

4.30

Credit & NPL of MSMEs and SMEs Based on Group of Bank

124

58.

4.31

Kredit UMKM dan MKM Menurut Lokasi Proyek per Daerah Tingkat I

126

4.31

Credit & NPL of MSMEs and SMEs Based on Project Location

126

vii

viii

Thi s page i nt ent i onal l y l eft bl ank

Halamn ini sengaja dikosongkan

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1 Kegiatan Usaha Perbankan

(Bank Industries Operation) Miliar Rp (Billion Rp) 2013 Indikator

2008

2009

2010

2011

2014

Indicator

2012 Jun

Jul

Aug

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun Distribution of Funds

Penyaluran Dana Bank Umum

2.015.221

2.282.179

2.765.912

3.412.463

4.172.672

4.377.116

4.395.148

4.472.336

4.637.620

4.627.191

4.721.849

4.823.303

4.768.534

4.785.055

4.822.425

4.898.586

4.992.500

5.087.663

31.313

36.076

43.877

53.534

64.753

68.521

69.107

70.378

71.528

72.546

74.071

74.550

74.669

75.378

76.006

76.449

76.722

77.460

166.518

212.116

139.316

117.983

81.158

83.035

76.837

73.167

83.044

100.420

107.950

111.689

113.308

109.868

118.935

118.890

114.940

1.990.345

2.180.934

2.563.562

3.093.848

3.542.518

3.711.769

3.736.834

3.794.384

3.918.543

3.884.976

3.955.499

4.070.018

3.983.612

3.989.243

4.013.763

4.087.758

4.165.744

4.258.480

26.345

30.367

37.034

45.462

55.289

58.570

59.295

60.269

61.163

61.824

62.915

64.001

64.015

64.695

65.481

65.969

66.122

66.683

Bank Perkreditan Rakyat SBI dan SBIS

1)

2.310.557

2.534.106

3.008.853

3.652.832

4.262.587

4.461.783

4.510.290

4.581.137

4.737.308

4.716.845

4.817.751

4.954.467

4.880.485

4.888.752

4.932.997

5.008.095

5.097.466

5.198.013

32.533

37.554

45.742

55.799

67.397

71.901

72.091

73.858

74.440

75.491

75.017

77.376

77.485

78.189

78.838

79.159

79.524

80.329

Bank Perkreditan Rakyat

Rural Banks

Bank Umum Bank Perkreditan Rakyat

124

121

122

120

120

120

120

120

120

120

120

120

120

120

120

119

119

119

1.772

1.733

1.706

1.669

1.653

1.641

1.641

1.641

1.641

1.639

1.637

1.635

1.636

1.636

1.636

1.635

1.634

1.634

Bank Perkreditan Rakyat Sertifikat Bank Indonesia Syariah

Rural Banks

Commercial Banks Rural Banks Total Bank Offices

Jumlah Kantor Bank Umum

Commercial Banks

Total Banks

Jumlah Bank

Ket :

Commercial Banks

Total Assets

Jumlah Aset

1)

1)

Source of Funds

Bank Perkreditan Rakyat

Bank Umum

Rural Banks

111.554 SBI and SBIS

Sumber Dana Bank Umum

Commercial Banks

10.868

12.837

13.837

14.797

16.625

17.504

17.688

17.798

17.953

18.114

18.303

18.558

18.612

18.647

18.704

18.799

18.933

19.004

3.367

3.644

3.910

4.172

4.425

4.568

4.584

4.612

4.630

4.656

4.669

4.678

4.697

4.709

4.717

4.728

4.743

4.765

Note :

1)

Commercial Banks Rural Banks

Bank Indonesia Certificates on Sharia Principles (SBIS)

2

DATA BANK UMUM

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014 Tabel 1.1.a. Kegiatan Usaha Bank Umum

(Commercial Bank Operations) Miliar Rp (Billion Rp) Keterangan Peyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SPN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman

2012 Des

Feb

Mar

Apr

Mei

Jun

2013 Jul

2014 Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Jun

2.736.684 2.718.717 2.296.744 421.974 17.966 11.294 6.672 199.425 76.159 83.709 37.951 1.606 506.847 279.300 155.814 51.620 20.113 447.191 92.579 1.681 293.956 58.975 15.082 72.157

2.787.372 2.768.371 2.333.275 435.096 19.000 12.042 6.958 219.424 86.152 88.371 42.912 1.988 500.886 282.198 143.552 49.269 25.867 455.037 94.190 4.938 298.588 57.321 14.459 71.529

2.844.812 2.824.217 2.375.249 448.968 20.595 12.371 8.224 201.706 70.087 80.998 47.568 3.052r) 524.578 286.281 131.062 84.826 22.409 457.632 98.327 3.779 298.100 57.426 14.438 72.404

2.909.085 2.887.478 2.431.072 456.406 21.607 13.107 8.501 196.967 75.646 79.050 39.457 2.814r) 490.240 286.373 130.876 60.563 12.427 468.078 98.565 7.584 302.912 59.017 14.438 71.277

2.982.436 2.959.123 2.501.879 457.244 23.313 14.123 9.190 166.884 50.955 70.806 41.834 3.289 512.592 296.954 95.543 104.724 15.371 449.670 83.035 10.275 301.838 54.522 15.110 73.294

3.045.511 3.021.126 2.550.463 470.664 24.384 15.072 9.312 205.794 75.859 90.194 36.827 2.914 453.788 292.888 45.719 102.115 13.066 458.791 76.837 18.318 308.846 54.789 15.507 74.403

3.091.429 3.067.402 2.563.483 503.919 24.027 15.037 8.989 184.504 75.425 69.911 37.114 2.053 465.921 295.310 34.721 124.388 11.503 460.675 73.167 19.571 312.470 55.466 15.529 77.036

3.170.805 3.147.210 2.615.707 531.503 23.595 15.587 8.008 211.452 80.832 85.452 41.343 3.825 475.606 305.147 45.289 102.546 22.624 485.539 83.044 19.999 321.936 60.560 15.696 77.693

3.182.949 3.159.476 2.645.356 514.120 23.473 15.775 7.697 196.390 78.350 78.544 36.807 2.690 462.291 303.916 45.702 97.452 15.220 506.638 100.420 18.520 323.930 63.767 15.806 84.322

3.241.040 3.214.397 2.658.529 555.868 26.643 16.144 10.499 182.582 73.122 71.870 34.740 2.849 467.916 310.856 34.205 105.363 17.492 530.804 107.950 19.537 339.266 64.051 15.808 79.304

3.319.842 3.292.874 2.720.500 572.374 26.968 16.681 10.287 171.915 65.031 83.549 20.159 3.176 506.453 322.562 52.034 110.905 20.952 520.642 111.689 17.908 323.941 67.103 15.725 79.492

3.284.890 3.258.421 2.692.185 566.236 26.469 16.318 10.151 169.400 64.245 79.792 21.935 3.428 474.693 324.471 54.889 77.214 18.119 535.701 113.308 17.832 341.977 62.584 16.452 81.287

3.293.465 3.267.820 2.724.157 543.664 25.644 16.151 9.493 174.528 57.761 86.503 27.131 3.133 475.415 312.888 63.389 80.926 18.212 530.823 109.868 15.247 338.920 66.788 17.210 82.997

3.334.011 3.306.899 2.763.878 543.020 27.113 16.665 10.448 182.726 67.257 80.004 30.709 4.757 441.537 314.474 37.487 68.279 21.298 544.414 118.935 15.017 346.418 64.044 18.820 81.317

3.388.776 3.361.348 2.799.009 562.339 27.428 16.779 10.649 169.220 53.081 75.042 35.971 5.126 487.425 320.428 37.277 114.631 15.089 554.911 118.890 15.797 351.123 69.102 18.880 83.242

3.429.684 3.403.148 2.837.612 565.536 26.967 17.225 9.742 212.379 94.737 76.591 37.638 3.414 497.172 294.836 57.171 139.411 5.753 542.927 114.940 14.299 342.948 70.739 19.597 85.939

3.494.968 3.468.162 2.897.535 570.628 26.805 17.889 8.916 205.824 72.454 85.799 43.362 4.210 515.894 327.083 58.117 124.733 5.961 551.232 111.554 16.429 357.526 65.723 19.461 85.561

65.389 2.105 2.437 8.229 176.507

67.460 2.135 2.561 8.246 170.369

68.740 2.047 742 8.161 174.905

64.944r) 2.037r) 5.423r) 8.501 157.703

65,015r) 2.033r) 4.230r) 9.633 158.463

67.604 2.101 3.589 9.389 167.742

68.243 2.151 4.009 13.603 127.752

70.658 2.087 4.291 24.757 152.486

71.827 2.325 3.541 26.656 174.173

78.234 2.271 3.817 20.838 157.958

72.674 2.368 4.262 26.204 178.191

73.108 2.290 4.095 26.092 183.143

74.930 2.301 4.056 22.585 183.525

75.938 2.209 4.850 20.855 189.762

74.449 2.200 4.668 19.903 199.697

87.031 2.171 4.668*) 17.890 178.241

79.172 2.145 4.621 17.246 187.557

78.583 2.261 4.717 17.620 197.103

3.225.198 2.757.530 567.801 1.010.488 1.179.242 467.668 199.270 66.342 202.056 1.864 124.697 42.116 75.341 12.229 63.112 7.928 60.342

3.207.342 2.712.820 529.177 982.631 1.201.012 494.522 222.423 72.221 199.878 1.831 114.905 44.688 71.139 11.943 59.197 7.302 54.081

3.243.136 2.749.311 545.965 974.296 1.229.050 493.825 208.263 73.138 212.424 1.719 127.253 52.547 74.622 13.498 61.124 7.445 60.524

3.299.350 2.810.352 582.871 984.782 1.242.699 488.999 208.604 73.496 206.899 1.601 126.400 51.487 72.968 13.029 59.939 7.207 57.492

3.349.660 2.816.403 563.069 986.939 1.266.395 533.257 234.163 74.175 224.919 2.500 125.648 50.020 72.306 12.747 59.560 9.032 57.501

3.374.272 2.843.895 597.833 990.719 1.255.343 530.377 229.414 75.290 225.673 1.697 133.384 51.156 71.583 13.547 58.036 9.863 64.877

3.392.927 2.843.380 577.112 1.019.789 1.246.479 549.546 236.631 76.038 236.877 1.724 120.911 52.746 82.232 14.583 67.648 15.168 65.948

3.440.207 2.863.890 575.270 1.019.866 1.268.754 576.317 247.599 78.168 250.550 1.805 114.063 52.883 87.999 13.917 74.082 25.580 66.398

3.526.188 2.910.414 586.301 1.041.941 1.282.172 615.773 270.853 84.072 260.848 2.086 131.998 53.452 99.548 15.164 84.385 28.392 71.203

3.520.890 2.915.359 570.582 1.036.545 1.308.232 605.531 272.050 84.667 248.815 1.555 118.165 52.442 93.361 15.100 78.260 21.939 71.073

3.563.362 2.944.303 579.604 1.051.840 1.312.858 619.060 290.449 86.624 241.987 1.598 121.550 54.465 105.324 15.601 89.723 28.269 75.399

3.663.968 3.025.150 569.927 1.123.696 1.331.527 638.818 276.854 89.011 272.952 1.782 115.793 54.450 112.914 16.025 96.888 29.987 85.131

3.594.697 2.973.929 542.201 1.086.970 1.344.758 620.768 271.898 88.915 259.955 1.783 107.686 54.348 115.626 15.899 99.728 26.208 78.017

3.603.620 2.995.874 550.023 1.085.697 1.360.153 607.746 269.985 88.078 249.683 1.835 115.025 52.487 110.235 15.679 94.556 23.988 77.037

3.618.064 3.024.794 554.551 1.067.542 1.402.701 593.270 254.593 88.399 250.277 2.254 124.328 51.848 107.499 15.646 91.853 21.849 82.971

3.694.765 3.097.485 585.962 1.076.271 1.435.252 597.280 259.071 89.145 249.064 2.211 126.183 51.693 107.907 15.787 92.120 19.908 80.101

3.763.474 3.121.688 603.925 1.064.749 1.453.015 641.786 280.591 90.580 270.615 2.486 128.053 52.460 107.866 16.187 91.679 19.278 87.152

3.834.503 3.203.193 650.249 1.077.892 1.475.053 631.309 261.736 89.125 280.448 2.178 144.539 53.603 103.127 16.035 87.092 20.602 94.965

5.031

4.549

4.790

4.682

4.991

4.938

5.179

5.447

5.675

5.551

5.532

5.993

5.247

5.018

4.950

4.989

4.974

4.962

123.279 38.656 149.971 92.830 89.426 31.242

124.397 38.820 246.025 16.085 91.521 30.234

126.599 40.516 238.553 25.132 91.059 29.288

130.167 46.629 217.491 32.647 89.911 30.403

130.937 47.060 209.113 42.699 89.534 29.832

133.911 50.437 205.203 51.118 84.829 30.440

134.679 50.760 203.822 59.395 85.632 30.564

133.044 50.469 200.985 70.738 83.043 30.807

135.063 50.759 203.415 79.149 85.278 31.632

135.911 50.632 203.404 89.039 88.399 32.099

136.476 50.688 203.341 98.543 87.646 32.339

138.138 50.619 201.059 106.707 92.638 33.551

139.982 50.625 311.670 9.143 93.354 33.208

140.691 52.805 303.020 17.338 96.216 32.911

141.694 54.771 293.284 28.420 96.373 32.958

143.411 59.993 278.416 37.093 96.106 33.060

145.389 62.000 269.399 47.780 95.494 33.156

148.557 64.712 264.610 58.435 94.441 34.240

. Pada LBU 2008 tdk didefinisikan Vs Metadata

. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama *) Angka-angka sementara r) Angka-angka diperbaiki

Mei

2.725.674 2.707.862 2.281.021 426.841 17.812 10.596 7.215 166.623 58.212 76.279 30.370 1.761 580.697 289.254 198.835 65.431 27.178 429.946 81.158 1.920 282.960 63.909 15.065 69.931

1) 2)

Apr

2)

Items Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities

h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital

1) LBU 2008 is not defined vs metada Positive difference of op. income and non op. minus op. expenses and non op. vs old metada *) Provisional figures r) Revised figures

4

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014 Tabel 1.2.a. Kegiatan Usaha Bank Persero

(State Owned Banks Operations) Miliar Rp (Billion Rp) 2012 Des

Keterangan Peyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SB/PN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman

Feb

Mar

Apr 1.001.570 998.187 878.031 120.156 3.384 2.708 675 57.729r) 33.895 19.378 3.618 839r) 192.603 99.271 38.775 46.508r) 8.049 198.780 21.429 1.086 154.348 21.917 6.644 37.639

Mei

961.994 959.128 847.132 111.996 2.866 2.756 111 44.017 23.859 15.270 4.887 0 237.866 107.025 101.252 18.977 10.611 189.311 16.671 124 148.758 23.757 6.675 36.516

961.324 958.571 849.088 109.484 2.752 2.596 157 61.483 40.944 17.242 3.296 0 164.505 98.121 43.397 14.065 8.922 198.570 21.183 184 152.641 24.562 6.669 37.623

979.032 976.289 860.193 116.096 2.743 2.586 156 71.903 48.476 20.112 3.314 0 159.428 97.917 39.592 10.677 11.241 197.355 18.625 683 155.048 22.999 6.681 36.962

34.846 150 1.520 342 49.032

35.853 176 1.594 212 48.375

35.136 161 1.664 248 44.550

35.826 174 1.639 303 34.990

35.779 161 1.684 772 33.039

1.201.284 1.053.025 206.540 467.656 378.829 148.259 65.610 15.366 67.283 1.437 21.807 11.906 33.898 5.988 27.910 771 20.260

1.138.323 982.922 157.774 445.007 380.141 155.401 80.022 15.305 60.074 1.502 32.245 11.921 31.369 5.994 25.375 647 19.276

1.141.350 985.403 156.808 442.550 386.045 155.948 73.066 15.864 67.018 1.475 33.296 18.807 32.734 5.982 26.752 721 20.781

1.178.129 1.028.840 184.814 449.201 394.825 149.289 68.518 16.268 64.503 1.457 38.205 18.812 31.293 5.808 25.484 678 20.083

1.193.439 1.005.066 167.726 454.002 383.338 188.373 92.470 16.890 79.013 1.512 36.979 18.585 29.303 5.811 23.492 1.248 21.343

Jun

1.028.931 1.071.098 1.025.125 1.066.945 904.233 945.138 120.891 121.807 3.807 4.153 3.043 3.301 764 852 61.465 36.836 42.148 20.726 16.187 12.600 2.291 2.945 839r) 566 168.655 194.425 102.021 107.428 48.980 36.985 46.691 13.956 3.698 3.321 201.664 187.097 21.456 11.922 1.133 865r) 155.393 147.986 23.682 23.964 6.647 7.271 37.623 37.729

2013 Jul

2014 Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

1.129.953 1.125.090 989.757 135.334 4.863 3.425 1.438 59.544 42.793 13.237 3.457 57 168.240 106.429 25.209 32.816 3.785 200.191 17.176 2.095 154.894 26.026 7.690 39.433

1.129.526 1.125.057 992.083 132.974 4.469 3.428 1.041 59.779 42.247 13.519 3.799 213 179.576 106.267 24.527 46.085 2.696 198.141 13.211 1.553 155.595 27.783 7.706 39.332

1.151.145 1.145.988 998.058 147.931 5.157 3.618 1.538 55.346 39.802 12.000 3.336 208 178.660 108.647 16.544 50.894 2.575 201.965 13.740 2.606 160.026 25.593 7.710 39.737

1.187.431 1.181.726 1.029.333 152.393 5.705 4.099 1.606 48.142 28.630 16.208 3.095 208 194.512 113.298 31.881 45.050 4.283 202.644 14.554 1.966 155.670 30.455 7.639 40.017

1.165.576 1.159.580 1.011.961 147.619 5.997 4.067 1.929 42.532 26.328 12.402 2.882 919 165.085 112.185 27.293 23.061 2.546 210.802 18.205 3.990 164.251 24.356 7.716 41.270

1.172.126 1.166.047 1.026.377 139.670 6.079 4.268 1.812 41.622 23.687 15.193 2.692 50 168.525 109.820 36.094 18.513 4.099 211.891 18.488 1.759 161.849 29.795 7.721 41.672

1.185.318 1.178.302 1.040.427 137.875 7.016 4.602 2.414 44.600 26.219 15.052 3.279 51 159.725 112.386 17.395 24.189 5.755 216.630 21.359 3.276 166.838 25.156 7.201 40.658

1.205.977 1.199.339 1.057.401 141.938 6.638 4.448 2.190 37.720 19.029 15.277 2.889 524 195.002 112.934 19.394 59.709 2.965 216.147 18.321 3.942 164.786 29.098 7.211 41.050

1.212.605 1.206.035 1.067.802 138.233 6.570 4.569 2.001 66.732 48.973 14.249 2.994 516 178.033 86.100 24.065 66.218 1.650 211.618 20.699 3.013 158.390 29.516 8.225 42.270

1.240.238 1.234.235 1.096.161 138.074 6.002 4.657 1.345 53.402 33.722 15.674 2.996 1.009 197.487 115.210 29.746 50.386 2.145 206.673 13.760 2.553 164.340 26.020 8.225 42.127

35.943 158 1.627 191 37.545

36.073 161 1.888 307 33.773

36.817 173 1.904 1.060 35.270

37.287 173 1.974 733 43.145

37.196 168 1.968 379 43.197

37.481 178 2.077 560 43.751

37.942 172 1.903 395 53.065

39.123 180 1.967 393 43.178

39.589 165 1.918 680 52.408

38.556 162 1.940 555 55.900

38.994 165 1.890 314 44.048

40.288 151 1.831 282 44.755

40.080 145 1.902 616 51.347

1.226.507 1.038.001 193.410 459.159 385.432 188.506 91.235 17.338 79.933 1.510 33.257 18.716 24.531 5.947 18.584 832 27.121

1.224.042 1.034.055 181.884 470.679 381.492 189.987 89.093 17.778 83.116 1.716 34.300 19.029 29.306 5.960 23.346 1.205 28.361

1.244.245 1.048.141 189.975 467.759 390.407 196.104 97.086 17.952 81.067 1.798 35.862 19.653 31.379 5.934 25.445 1.908 28.778

1.268.088 1.056.712 179.061 483.285 394.366 211.376 107.223 19.555 84.598 1.781 37.820 20.305 36.929 6.436 30.493 2.283 29.829

1.277.421 1.068.869 184.190 480.931 403.749 208.552 108.800 21.497 78.255 1.547 36.473 20.002 33.952 6.447 27.505 1.633 28.507

1.283.491 1.074.276 182.153 488.388 403.735 209.215 123.795 22.706 62.714 1.591 38.500 20.689 42.022 6.462 35.560 1.960 27.333

1.363.062 1.154.063 200.001 533.277 420.785 208.999 100.054 22.042 86.903 1.556 21.421 20.895 45.272 6.464 38.808 3.003 27.388

1.290.656 1.101.202 177.051 508.527 415.624 189.453 94.745 22.171 72.537 1.776 25.268 20.941 47.035 6.468 40.568 2.459 25.245

1.300.786 1.115.796 186.170 507.520 422.106 184.990 96.963 22.322 65.705 1.828 30.569 20.347 44.581 6.457 38.124 2.034 25.679

1.314.445 1.140.133 187.278 502.270 450.585 174.312 86.684 22.303 65.325 1.771 30.086 20.103 42.435 6.440 35.994 1.982 26.503

1.347.928 1.175.046 210.922 507.056 457.068 172.882 90.353 22.580 59.948 1.788 39.104 20.304 42.393 6.430 35.962 1.914 26.792

1.362.280 1.157.088 195.432 498.353 463.303 205.192 107.177 22.464 75.552 1.871 40.490 19.519 42.262 6.328 35.934 2.091 32.427

1.395.240 1.201.832 210.191 507.311 484.330 193.408 92.777 23.565 77.066 1.709 43.918 19.700 34.352 6.819 27.533 2.096 36.023

2.788

2.457

2.538

2.499

2.807

2.871

2.939

3.084

3.276

3.276

2.999

3.088

2.671

2.501

32.067 17.693 61.384 40.823 37.567 7.139

32.121 17.693 104.643 6.729 36.657 7.120

32.170 18.648 101.254 11.096 36.293 7.082

32.170 23.801 83.778 14.665 36.666 7.122

32.170 23.802 83.777 18.447 35.824 7.124

32.170 23.802 83.792 22.886 33.676 7.112

32.171 23.802 83.777 26.666 33.032 7.116

32.171 23.802 83.777 30.490 31.517 7.132

32.171 23.802 83.777 34.856 32.282 7.144

32.171 23.802 83.777 39.339 33.928 7.139

32.171 23.802 83.777 43.414 31.700 7.152

32.171 23.802 83.777 48.762 31.807 6.468

32.171 23.802 134.810 4.046 32.035 6.466

32.171 26.151 127.213 7.898 33.349 6.446

. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama

Jun

1.092.980 1.088.499 961.319 127.180 4.481 3.193 1.288 59.300 41.938 12.262 5.038 61 174.849 104.749 20.854 47.602 1.644 192.624 13.646 2.227 152.570 24.181 7.674 38.894

. Pada LBU 2008 tdk didefinisikan Vs Metadata

r) Angka-angka diperbaiki

Mei

1.082.282 1.077.916 959.545 118.372 4.366 3.365 1.001 58.073 39.255 13.565 4.476 777 155.648 102.980 28.142 22.327 2.199 190.999 13.338 1.767 151.873 24.022 7.645 38.122

1) 2)

Apr

2)

Items Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities

h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital 1) LBU 2008 is not defined vs metada Positive difference of op. income and non op. minus op. expenses and non op. vs old metada 2.444

2.454

2.558

2.562

32.171 27.244 122.787 13.072 33.611 5.754

32.171 31.688 111.995 17.628 34.170 5.758

32.171 32.729 108.238 21.315 34.689 5.761

32.171 32.729 108.238 26.076 34.510 5.764

r) Revised figures

5

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014 Tabel 1.3.a. Kegiatan Usaha BUSN Devisa

(Foreign Exchange Commercial Banks Operations) Miliar Rp (Billion Rp) 2012 Des

Keterangan Peyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SB/PN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman

Feb

Mar 1.146.866 1.136.637 1.006.063 130.574 10.229 7.690 2.539 45.980 22.309 21.133 1.501 1.037 211.616 115.930 69.387 16.232 10.068 158.456 47.293 289 91.024 19.851 6.832 23.065

Apr

1.123.364 1.114.279 982.260 132.018 9.085 6.483 2.602 46.221 20.881 23.047 1.322 972 208.570 114.071 61.799 21.895 10.805 154.456 40.470 988 90.998 22.000 7.441 22.335

1.128.419 1.118.930 988.213 130.717 9.489 6.976 2.513 46.406 21.672 21.655 2.293 786 216.858 116.099 77.945 15.333 7.481 159.602 45.275 384 94.076 19.867 7.463 22.914

1.162.136 1.151.702 1.020.497 131.205 10.434 7.906 2.528 50.503 23.127 22.879 3.176 1.321 196.174 115.616 60.439 11.328 8.791 162.582 48.903 644 93.050 19.985 6.850 23.081

20.190 1.936 208

20.621 1.940 353

18.161r) 1.849r) 3.055r)

18.096r) 1.846r) 3.138r)

1.430 87.650

1.420 84.892

1.335 91.152

1.353.149 1.173.913 198.251 433.712 541.950 179.236 66.731 27.326 85.179 84 43.163 16.720 11.454 2.820 8.635 640 27.877

1.366.764 1.173.470 192.784 437.191 543.495 193.295 70.235 32.353 90.707 128 36.882 19.699 10.336 2.795 7.541 668 24.096

1.145 44.383 10.636 57.402 31.687 46.335 20.893

Mei 1.184.996 1.174.225 1.039.693 134.532 10.771 8.224 2.547 49.863 22.433 24.803 1.556 1.071 186.812 113.379 53.555 15.629 4.249 158.157 47.448 625 91.009 19.075 6.855 21.715

Jun

2013 Jul

2014 Ags

Sep

1.201.513 1.190.263 1.054.734 135.529 11.251 8.670 2.581 39.812 17.684 18.615 1.666 1.847 187.963 117.185 39.820 23.308 7.650 155.747 44.072 1.342 92.698 17.636 6.889 23.485

1.228.622 1.216.555 1.077.701 138.854 12.066 9.394 2.672 53.619 24.181 25.871 2.254 1.313 185.865 118.316 12.058 48.034 7.457 160.674 36.880 9.278 97.118 17.398 6.911 23.666

1.244.825 1.233.648 1.084.711 148.936 11.177 9.430 1.747 43.352 20.860 19.698 1.460 1.333 165.594 118.360 11.181 29.613 6.440 167.502 34.883 11.956 103.570 17.093 6.901 25.031

1.265.615 1.255.994 1.097.740 158.254 9.621 9.621

18.178r) 1.856r) 1.681r)

20.274 1.928 1.283

20.320 1.975 1.371

1.307 80.290

1.330 85.634

1.638 87.526

1.376.721 1.185.234 200.676 434.565 549.993 191.487 64.909 32.663 93.915 77 43.848 20.349 10.093 2.762 7.331 640 26.396

1.371.061 1.175.406 196.075 435.543 543.789 195.655 69.735 33.273 92.647 77 46.262 19.252 9.692 2.465 7.228 582 24.909

1.401.000 1.200.564 197.510 433.915 569.138 200.437 71.491 32.997 95.949 77 41.489 18.756 9.852 2.127 7.725 698 24.881

1.119

1.215

1.292

44.896 10.988 89.429 4.865 47.588 19.899

45.420 11.020 88.583 7.486 47.166 19.306

45.542 11.554 87.928 10.025 47.457 19.796

Okt

Nov

Des

Jan

Feb

Mar

- r) 51.452 26.177 22.243 1.550 1.482 180.432 124.797 18.464 23.504 13.666 174.956 36.316 12.842 106.916 18.881 7.050 25.194

1.285.385 1.275.573 1.119.774 155.799 9.812 9.812 45.821 23.026 19.473 2.213 1.110 170.978 123.870 19.312 19.333 8.463 186.251 47.270 11.174 108.120 19.688 7.143 25.314

1.295.953 1.285.761 1.121.644 164.117 10.192 10.013 179 38.616 19.881 16.234 1.288 1.213 173.853 127.736 16.700 19.639 9.779 198.058 53.537 10.860 112.952 20.710 7.140 25.443

1.321.771 1.311.522 1.143.136 168.385 10.250 10.065 184 48.087 21.542 23.419 1.420 1.706 200.002 132.240 18.839 37.127 11.795 194.752 57.867 9.453 107.381 20.051 7.137 26.228

1.313.787 1.303.765 1.135.229 168.535 10.022 9.839 183 50.258 24.776 22.371 1.634 1.477 188.549 133.635 23.041 22.704 9.169 202.393 59.717 7.936 114.198 20.542 7.662 26.346

1.319.367 1.309.430 1.145.766 163.665 9.937 9.937 51.075 22.494 25.109 1.512 1.960 189.142 130.688 25.651 23.541 9.263 200.033 59.323 7.712 112.345 20.653 7.815 26.611

1.340.363 1.330.329 1.164.968 165.362 10.034 10.034 51.941 26.768 21.340 850 2.982 169.643 129.848 18.824 11.357 9.614 202.058 62.039 5.924 110.823 23.273 9.937 26.840

1.356.877 1.346.741 1.174.220 172.521 10.136 10.136 48.409 22.411 21.370 1.600 3.028 177.985 131.252 16.657 21.888 8.188 208.631 64.061 5.747 114.815 24.008 9.961 27.148

21.450 1.898 1.683

22.232 2.133 828

22.097 2.092 1.125

21.853 2.176 1.414

22.694 2.105 1.429

22.912 2.110 1.324

22.969 2.032 1.610

23.432 2.008 1.400

34.355 1.947

2.400 62.755

4.165 83.805

4.484 86.745

3.670 73.846

4.810 93.925

4.858 91.326

4.090 100.043

3.462 97.981

3.316 98.020

1.388.005 1.191.448 199.243 434.133 558.072 196.557 68.255 33.476 94.826 5 47.827 19.260 11.685 2.732 8.953 976 26.121

1.417.093 1.210.439 209.168 445.772 555.499 206.664 72.990 33.422 100.252 4 38.644 19.744 13.957 3.489 10.468 1.890 25.378

1.444.523 1.223.102 200.634 449.313 573.155 221.421 75.285 34.929 111.207 4 31.676 19.256 14.718 2.846 11.872 3.443 24.530

1.467.392 1.228.404 198.474 451.573 578.357 238.989 85.796 37.677 115.516 4 37.564 19.784 18.181 3.556 14.625 4.176 28.338

1.473.669 1.240.216 196.336 447.733 596.146 233.453 83.035 37.092 113.326 4 31.141 19.076 16.049 3.501 12.548 3.165 29.238

1.497.036 1.259.079 199.074 452.514 607.491 237.957 82.346 37.494 118.116 4 31.522 20.561 17.676 3.748 13.928 4.533 31.439

1.552.385 1.296.639 204.067 463.249 629.323 255.746 90.113 39.614 126.018 4 35.491 20.834 19.063 4.196 14.867 4.526 38.028

1.542.429 1.288.074 195.469 460.675 631.931 254.355 89.817 39.535 125.004 3 31.181 20.827 19.366 4.151 15.215 3.808 33.519

1.539.878 1.287.848 195.051 462.306 630.491 252.031 87.192 39.353 125.486 3 35.621 19.860 18.015 4.106 13.910 3.539 33.196

1.287

1.199

1.275

1.377

1.414

1.384

1.469

1.641

1.498

45.873 11.488 80.688 14.267 47.609 19.805

47.992 13.718 79.065 16.345 46.069 19.805

48.481 13.736 79.038 19.273 47.264 19.836

47.025 13.444 76.637 23.989 46.655 19.900

48.943 13.736 79.067 25.348 46.689 19.952

49.128 13.736 79.067 28.376 48.138 20.501

49.532 13.736 79.067 31.400 50.076 20.570

49.615 13.736 77.915 33.469 53.622 20.587

51.299 13.736 111.849 2.775 53.585 20.597

24.422 1.942 1.450

24.370 2.062 1.481

3.136 83.008

2.981 88.657

2.960 89.963

1.528.384 1.281.186 191.729 456.362 633.095 247.198 85.684 38.996 122.519 3 44.413 19.004 18.491 3.765 14.727 3.235 36.430

1.554.660 1.299.918 191.778 459.146 648.994 254.742 83.971 39.088 131.683 3 35.854 19.009 16.366 3.590 12.776 2.984 33.051

1.580.368 1.315.704 202.109 458.319 655.276 264.665 87.752 39.465 137.448 3 34.595 19.681 16.515 4.061 12.454 2.794 34.352

1.597.793 1.328.014 208.981 463.442 655.591 269.779 89.233 38.278 142.268 3 45.185 19.977 16.938 3.063 13.875 2.868 37.465

1.574

1.537

1.484

1.391

1.354

51.260 13.736 111.600 5.042 54.875 20.544

51.410 13.771 112.145 7.926 55.404 21.374

51.573 14.026 111.693 10.493 55.408 21.398

51.631 14.183 108.466 15.673 55.202 21.412

52.282 16.264 105.983 18.874 55.051 22.477

*) Angka-angka sementara r) Angka-angka diperbaiki

1.400*

)

Items

Jun 1.396.842 1.386.170 1.207.913 178.256 10.672 10.672 52.967 27.342 22.619 861 2.144 193.809 134.449 25.543 33.114 703 208.839 58.831 7.418 119.542 23.049 9.532 27.913

Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities

h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital 1)

. Pada LBU 2008 tdk didefinisikan Vs Metadata . Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama

Mei 1.374.324 1.363.998 1.189.862 174.136 10.325 10.325 53.142 31.535 18.127 1.405 2.075 191.838 131.910 29.246 30.250 433 201.130 58.469 6.225 111.767 24.669 9.670 27.814

1) 2)

Apr

2)

LBU 2008 is not defined vs metada

Positive difference of op. income and non op. minus op. expenses and non op. vs old metada *) Provisional figures r) Revised figures

6

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014 Tabel 1.4.a. Kegiatan Usaha BUSN Non Devisa

(Non-Foreign Exchange Commercial Banks Operations) Miliar Rp (Billion Rp) Keterangan Peyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SB/PN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman

2012

2013

Des

Feb

Mar

Apr

Mei

92.229 91.353 91.353 0 876 876 0 1.702 112 667 633 290 20.900 8.385 8.199 2.836 1.479 11.331 3.854 0 5.802 1.675 156 1.570

94.972 94.056 94.056 0 916 916 0 2.679 170 1.233 965 311 25.081 8.571 9.405 4.415 2.690 11.072 3.836 0 5.703 1.533 152 1.565

96.088 95.191 95.191 0 897 897 0 2.441 155 907 1.081 298 24.852 9.005 9.546 3.756 2.546 11.198 3.923 0 5.740 1.535 152 1.601

98.761 97.791 97.791 0 970 970 0 1.977 126 659 880 313 25.825 8.961 8.995 5.708 2.161 10.686 3.877

102.306 101.253 101.253 0 1.053 1.053 0 2.110 150 891 764 306 25.204 8.973 5.349 8.372 2.511 10.640 4.058

119r) 5.270 1.421 143 1.599

1.499 5 53 0 1.930

1.532 5 34 0 1.336

1.466 5 94 0 1.159

1.581 5 15 0 425

104.346 104.346 5.074 12.794 86.478 0 0 0 0 0 5.091 5.027 1.051 1.051 -

103.612 103.612 4.319 13.592 85.701 0 0 0 0 0 3.645 5.028 1.094 1.094 -

108.484 108.484 4.579 13.625 90.281 0 0 0 0 0 4.403 5.776 2.112 2.112 -

108.497 108.497 4.797 13.948 89.752 0 0 0 0 0 4.469 5.776 2.110 2.110 -

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Items

Jun

119r) 5.086 1.379 157 1.550

103.346 102.226 102.226 0 1.120 1.120 0 1.121 98 201 483 340 21.289 9.147 212 9.860 2.070 10.737 4.290 153 5.047 1.247 161 1.617

105.764 104.646 104.646 0 1.119 1.119 0 1.561 165 562 508 326 20.991 8.844 212 9.786 2.149 11.045 4.626 33 4.840 1.545 163 1.615

105.534 104.423 104.423 0 1.111 1.111 0 1.410 85 402 559 365 18.942 9.127 157 7.481 2.176 12.977 6.808 34 4.590 1.546 163 1.644

106.850 105.760 105.760 0 1.091 1.091 0 1.635 97 420 765 352 17.644 9.124 167 5.780 2.573 13.029 6.990 34 4.373 1.632 159 1.574

109.303 108.228 108.228 0 1.074 1.074 0 3.076 111 1.786 742 437 20.546 9.146 146 8.060 3.193 13.583 7.398 34 4.350 1.800 158 1.525

108.173 107.131 107.131 0 1.042 1.042 0 2.717 98 1.281 810 528 20.347 9.807 504 7.189 2.848 13.738 7.479 34 4.166 2.059 159 1.558

109.405 108.394 108.394 0 1.010 1.010 0 2.665 160 982 1.019 504 21.405 9.387 116 9.574 2.329 13.778 7.320 34 4.712 1.712 759 1.592

111.698 110.697 110.697 0 1.001 1.001 0 3.567 195 1.571 1.223 578 20.482 9.546 468 6.900 3.569 13.916 7.351 34 4.819 1.711 758 1.516

114.062 113.081 113.081 0 981 981 0 3.400 132 1.256 1.398 614 17.769 9.739 128 5.482 2.420 14.313 7.589 35 4.982 1.708 758 1.537

116.613 115.619 115.619 0 994 994 0 3.508 583 1.356 1.253 317 19.656 9.914 1.417 8.309 17 13.200 6.433 35 5.031 1.702 757 1.571

119.724 118.732 118.732 0 992 992 0 4.501 547 2.126 1.585 244 17.776 10.070 1.213 6.479 14 14.575 7.490 35 5.266 1.784 757 1.633

1.577 5 17 0 598

1.528 4 19 0 1.506

1.573 4 18 0 1.631

1.599 4 14 0 2.969

1.595 3 17 0 4.202

1.624 3 17 0 4.007

1.562 3 8 0 5.672

1.517 3 4 0 8.782

1.538 4 17 0 6.605

1.484 5 27 0 4.758

1.507 5 25 0 4.946

1.545 4 22 0 4.337

1.605 6 22 0 6.212

110.976 110.976 5.055 14.592 91.329 0 0 0 0 0 4.607 5.062 2.110 2.110 -

113.379 113.379 5.057 14.386 93.936 0 0 0 0 0 4.639 5.562 2.165 2.165 -

112.274 112.263 5.014 14.611 92.638 0 0 0 0 0 4.470 6.354 1.943 1.943 6

111.550 111.550 4.799 14.292 92.459 0 0 0 0 0 4.185 6.355 1.937 1.937 -

113.761 113.761 5.019 14.255 94.487 0 0 0 0 0 5.571 5.761 1.932 1.932 -

112.814 112.814 5.406 14.585 92.823 0 0 0 0 0 5.331 5.762 1.927 1.927 102

113.845 113.845 4.835 14.407 94.604 0 0 0 0 0 5.701 5.763 1.917 1.917 102

122.883 122.883 5.844 14.402 102.636 0 0 0 0 0 6.567 5.363 1.875 1.875 102

120.228 120.228 5.136 14.366 100.726 0 0 0 0 0 4.854 5.364 1.790 1.790 102

1.577 4 11 0 3.666 118.435 118.435 4.684 14.304 99.448 0 0 0 0 0 5.661 5.365 1.786 1.786 102

120.869 120.869 5.560 14.369 100.939 0 0 0 0 0 6.771 5.365 1.956 1.956 102

120.995 120.995 4.990 14.883 101.041 0 0 0 0 0 5.929 5.366 1.883 1.883 92

125.040 124.946 5.413 14.568 104.965 0 0 0 0 0 4.622 5.577 1.829 1.829 21

128.288 128.193 5.993 15.181 107.018 0 0 0 0 0 5.815 6.492 1.873 1.873 1

8

5

5

5

5

5

7

7

7

6

6

7

6

6

6

7

12

13

7.806 257 4.335 2.790 2.406 14

7.815 266 7.015 538 2.506 14

7.841 266 6.995 788 2.419 14

8.005 266 6.942 1.068 2.297 14

8.221 273 6.931 1.359 2.790 14

8.804 298 6.895 1.637 2.558 14

8.853 298 6.835 1.929 2.527 14

8.548 299 6.805 2.198 2.435 14

8.563 300 6.804 2.488 2.540 608

8.779 300 6.804 2.727 2.431 608

8.829 300 6.776 2.968 2.336 608

9.729 300 6.776 3.084 2.538 608

9.752 305 9.915 148 3.087 608

10.227 305 9.796 374 3.235 608

10.269 307 9.695 653 3.252 609

9.464 367 9.612 835 4.047 608

10.466 459 9.511 1.067 3.088 659

10.891 465 9.506 1.271 2.713 608

. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama

Angka-angka diperbaiki

2014 Ags

103.890 102.789 102.789 0 1.102 1.102 0 2.265 166 1.156 620 323 22.316 9.121 1.634 9.446 2.114 10.357 3.794 119 5.077 1.367 159 1.596

. Pada LBU 2008 tdk didefinisikan Vs Metadata

r)

Jul

90.341 89.451 89.451 0 890 890 0 2.519 190 1.020 957 352 24.844 8.179 10.479 3.203 2.983 9.843 3.275 0 5.047 1.521 155 1.557

1) 2)

Jun

Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities

h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital 1)

LBU 2008 is not defined vs metada

2) Positive difference of op. income and non op. minus op. expenses and non op. vs old metada r) Revised figures

7

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014 Tabel 1.5.a. Kegiatan Usaha BPD

(Regional Development Banks Operations) Miliar Rp (Billion Rp) Keterangan

2012 Des

2013 Feb

Mar

Apr

Mei

Peyaluran Dana a. Kredit Yang Diberikan 219.207 223.426 227.710 233.721 238.792 - Kepada Pihak Ketiga 218.851 222.991 227.278 233.279 238.337 Rupiah 217.563 221.715 226.118 232.127 237.413 Valas 1.287 1.276 1.159 1.152 925 - Kepada Bank Lain 357 435 433 442 454 Rupiah 357 435 433 442 454 Valas 0 0 0 0 0 b. Penempatan pada Bank Lain 40.194 48.482 57.815 58.885 54.133 - Giro 1.809 2.081 2.590 2.943 2.903 - Inter Bank Call Money 15.142 14.548 17.859 16.079 16.325 - Deposito Berjangka 22.894 31.469 36.870 39.431 34.466 - Lainnya 349 383 496 432 439 c. Penempatan pada Bank Indonesia 48.455 45.678 46.644 57.429 52.862 - Giro 27.642 23.712 25.177 29.367 28.763 - Fine Tune Operation (FTO) 9.368 10.100 12.197 11.775 9.921 15.283r) - Fasbi 10.033 11.088 9.027 13.429 r) 1.004 - Lainnya 1.413 778 243 749 d. Surat Berharga 18.640 19.978 21.771 21.200 22.948 - Sertifikat Bank Indonesia (SBI) 6.618 5.666 6.463 5.357 5.551 - Surat Perbendaharaan Negara (SB/PN) 49,344306 0 0 0 0 - Obligasi 9.590 11.866 12.990 13.341 14.641 - Lainnya 2.383 2.446 2.318 2.503 2.756 e. Penyertaan 688 688 688 687 687 f. Cadangan Kerugian Penurunan 3.653 4.302 4.141 4.413 4.514 Nilai Aset Keuangan (CKPN) - Kredit yang diberikan 3.667 4.351 4.144 4.381 4.295r) - Surat Berharga 8 8 7 6 5 - Lainnya (22) (58) (10) 26 214r) g. Tagihan Spot dan Derivatif 0 1 0 0 1 h. Tagihan Lainnya 17.366 13.989 16.051 17.887 15.992 Sumber Dana a. Dana Pihak Ketiga 278.535 299.648 312.209 336.447 332.720 Rupiah 277.555 298.490 310.871 334.893 331.114 Giro 112.715 127.457 135.448 147.647 140.754 Tabungan 79.938 68.671 65.764 68.102 67.461 Simpanan Berjangka 84.903 102.362 109.659 119.144 122.900 Valas 980 1.158 1.338 1.554 1.606 Giro 238 509 478 764 626 Tabungan 30 29 33 32 30 Simpanan Berjangka 711 621 827 759 950 b. Kewajiban kepada Bank Indonesia 5 4 4 4 4 c. Kewajiban kepada Bank lain 19.869 12.068 14.081 10.814 12.600 d. Surat Berharga yang diterbitkan 7.517 7.093 6.669 6.699 6.670 e. Pinjaman yang Diterima 1.819 1.808 1.795 1.797 1.847 Rupiah 1.819 1.808 1.795 1.797 1.847 Valas 0 0 0 0 0 f. Kewajiban Spot dan Derivatif 0 0 0 0 0 r) r) g. Kewajiban Lainnya (mencakup Tagihan 2.101 176 2.928 2.100 1.045r) Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan 479 274 232 226 232 Beberapa komponen modal a. Modal Disetor 19.920 20.462 20.462 21.068 21.191 b. Cadangan 8.356 8.158 8.867 9.285 9.775 c. L/R Tahun lalu 1) 344 9.833 6.584 4.397 3.269 d. L/R Tahun berjalan sesudah pajak 2) 8.946 1.932 3.012 3.891 4.803 e. Tambahan modal disetor 2.729 2.449 2.480 2.719 2.620 f. Modal Pinjaman 1.328 1.328 1.003 1.003 1.003 1) . Pada LBU 2008 tdk didefinisikan Vs Metadata 2) . Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama r)

Angka-angka diperbaiki

Jun

Jul

2014 Ags

Sep

Okt

Nov

Des

264.685 264.014 263.077 937 671 671 0 47.329 2.585 14.681 29.027 1.036 44.313 26.740 200 16.338 1.035 33.812 11.543 99 18.807 3.363 693 5.711

265.250 264.541 263.597 944 709 709 0 31.853 2.318 14.468 14.522 545 31.626 27.971 200 2.546 909 32.106 12.125 100 16.980 2.901 693 5.173

Jan

Feb

Mar

Apr

Mei

Jun

261.021 260.323 259.395 928 698 698 0 30.585 2.164 11.704 16.229 488 40.521 29.019 322 10.159 1.021 29.971 10.370 0 16.468 3.132 693 5.666

264.327 263.662 262.788 874 665 665 0 36.602 2.402 12.069 21.594 538 38.102 24.265 200 12.760 877 29.455 9.420 41 17.758 2.236 693 6.234

269.419 268.692 267.839 852 727 727 0 42.386 2.407 13.736 25.306 936 37.529 25.037 336 11.590 565 30.339 11.117 41 17.067 2.115 693 6.381

273.946 273.212 272.355 857 734 734 0 48.541 2.648 15.728 29.464 701 43.662 27.268 491 14.778 1.125 30.556 10.584 41 17.678 2.252 692 7.391

279.259 278.900 278.011 889 791 791 0 51.674 2.570 17.052 31.546 506 49.584 27.644 390 18.033 3.517 31.988 10.922 51 18.312 2.703 692 7.726

284.331 283.448 282.572 876 883 883 0 62.665 1.794 22.747 37.312 812 51.873 28.854 310 20.026 2.684 30.586 9.825 41 18.036 2.684 692 7.386

245.336 244.815 243.992 824 521 521 0 55.377 3.111 15.703 36.142 421 51.412 29.507 6.490 14.719 695 23.062 4.981 0 14.862 3.218 687 4.620

250.414 249.821 248.987 834 593 593 0 48.185 3.350 15.193 29.151 492 43.187 27.669 2.371 12.657 490 25.238 5.355 197 16.723 2.963 687 4.829

252.389 251.775 250.900 875 614 614 0 43.366 2.701 10.575 29.784 306 43.323 26.786 1.815 14.559 162 25.828 4.697 97 17.701 3.333 687 5.046

257.831 257.175 256.246 929 656 656 0 54.195 2.458 14.646 35.341 1.750 r) 49.550 27.568 100 20.693 1.189 27.878 6.036 98 18.090 3.654 687 5.130

261.649 260.985 260.098 887 664 664 0 46.016 2.386 12.750 29.882 998 41.786 28.751 200 12.072 763 33.188 11.193 98 18.015 3.882 688 5.601

4.606 5 9 0 17.228

4.743 5 82 0 6.651

5.036 5 5 2 6.549

5.117 5 8 0 14.948

5.577 5 19 3 10.276

5.683 5 24 0 7.133

5.155 4 15 0 3.081

5.643 4 18 0 3.201

6.214 3 17 0 4.624

6.362 21 (2) 0 7.994

7.347 49 (4) 3 13.729

7.648 43 35 0 11.526

7.314 43 29 0 12.748

338.089 336.591 148.919 67.176 120.497 1.498 659 34 805 4 13.842 6.670 1.856 1.856 0 0 1.254

325.888 324.287 130.180 72.844 121.263 1.601 560 32 1.009 4 11.277 6.671 1.851 1.851 0 5 809

322.124 320.771 128.357 71.866 120.548 1.353 514 33 807 4 10.106 6.672 1.854 1.854 0 9 1.125

349.517 348.324 154.427 71.536 122.361 1.193 549 44 600 4 14.331 6.653 1.898 1.898 0 0 750

336.800 335.514 134.732 76.567 124.214 1.286 545 42 700 4 13.441 6.654 1.888 1.888 0 0 715

338.477 337.063 143.349 78.998 114.715 1.415 534 40 841 4 12.740 6.654 1.829 1.829 0 0 1.737

287.709 286.021 106.398 95.786 83.838 1.688 673 41 974 222 22.957 6.860 1.846 1.846 0 0 5.051

300.964 299.412 113.565 86.021 99.825 1.552 524 41 987 3 14.642 6.717 1.849 1.849 0 0 4.027

309.481 307.955 115.178 80.793 111.985 1.525 419 42 1.064 3 14.965 6.417 1.846 1.846 0 0 2.884

320.552 318.740 120.304 77.279 121.158 1.812 464 51 1.297 3 14.296 6.877 2.093 2.093 0 0 4.331

345.954 344.716 132.909 79.400 132.407 1.238 559 53 627 3 14.262 6.516 2.094 2.094 0 1 3.124

361.750 360.110 148.894 77.185 134.031 1.640 325 41 1.274 3 12.630 6.686 2.083 2.083 0 1 2.386

381.311 379.981 171.014 75.526 133.441 1.331 324 47 960 3 12.508 6.437 2.236 2.236 0 0 2.378

233

241

251

264

275

298

492

356

287

21.462 10.214 1.827 5.876 2.144 1.003

21.691 10.486 582 6.430 1.711 1.004

21.818 10.486 582 7.375 1.490 1.004

21.904 10.483 582 8.353 1.542 1.004

21.954 10.357 572 9.063 1.743 1.004

22.065 10.412 477 9.981 1.729 1.004

22.744 10.343 377 10.733 2.740 1.004

22.881 10.343 12.149 917 2.251 1.004

23.153 10.175 11.886 1.587 2.190 1.004

Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities

h. Margin Deposits Components of Capital 23.459 23.555 23.897 25.270 a. Paid In Capital 11.041 11.504 12.211 12.520 b. Reserves 7.840 5.061 3.349 2.100 c. Retained Earnings (Profit/Loss) 1) 3.003 3.334 4.125 5.458 d. Current Earnings (Profit /Loss) 2) 2.109 2.220 2.226 1.962 e. Additional Paid In Capital 1.004 1.004 1.004 1.004 f. Loan Capital 1) LBU 2008 is not defined vs metada Positive difference of op. income and non op. minus op. expenses and non op. vs old metada r) Revised figures 296

2)

Items

309

298

286

8

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014 Tabel 1.6.a. Kegiatan Usaha Bank Campuran

(Joint Venture Banks Operations) Miliar Rp (Billion Rp) 2012

Keterangan

Des

Peyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SB/PN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli h. kembali/repo) Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak e. Tambahan modal disetor f. Modal Pinjaman

2)

2013 Feb

153.299 153.295 77.872 75.424 4 4 0 13.465 7.682 5.467 310 6 25.008 14.333 4.334 5.554 786 16.119 4.479 278 7.648 3.713 94 2.571

155.620 155.612 79.016 76.596 8 8 0 14.594 7.235 7.036 261 61 21.104 14.551 3.839 2.005 709 15.654 4.579 82 7.544 3.449 94 2.483

Mar 158.798 158.786 79.436 79.350 12 12 0 15.944 8.234 7.386 262 61 23.043 16.574 2.517 2.486 1.466 18.824 5.482 1.831 8.153 3.358 94 2.517

Apr 165.174 165.160 81.523 83.637 14 14 0 13.373 6.402 6.630 263 79 26.390 15.069 3.656 5.691r) 1.974 15.618 5.877 91 6.322 3.328 94 2.393

Mei 168.744 168.730 83.299 85.431 14 14 0 12.437 5.610 6.493 264 69 24.041 15.586 4.460 2.487 1.508 20.899 7.263 1.688 8.637 3.311 94 2.439

Jun 174.380 174.365 85.903 88.462 16 16 0 12.294 5.640 6.273 318 63 24.320 15.657 2.466 5.761 436 18.730 6.354 678 8.642 3.056 94 2.436

Jul

2014 Ags

180.398 180.383 86.632 93.751 14 14 0 17.666 6.145 11.185 328 8 21.145 16.198 344 3.808 795 16.985 6.379 665 6.836 3.106 94 2.590

Sep

Okt

187.783 187.733 87.797 99.936 50 50 0 15.034 6.909 7.765 350 10 25.886 17.369 458 7.052 1.007 15.455 5.467 548 5.980 3.460 94 2.743

191.597 191.521 88.968 102.552 76 76 0 18.833 5.396 12.744 486

187.544 187.471 90.397 97.074 74 74 0 16.664 5.446 10.860 354

207r) 26.781 17.838 146 6.962 1.835 16.456 6.260 431 6.120 3.646 94 2.612

Nov

Des

Jan

Feb

Mar

4r) 23.557 17.280 97 5.088 1.091 17.127 6.881 567 5.815 3.864 94 2.612

195.798 195.730 91.521 104.209 68 68 0 16.507 7.419 8.725 323 39 25.114 18.327 594 5.341 852 20.652 6.994 518 8.418 4.721 94 2.705

201.510 201.357 95.948 105.409 152 152 0 19.748 8.457 10.633 379 279 29.004 19.923 968 7.539 573 17.239 6.131 462 6.812 3.834 94 2.751

202.006 201.863 95.959 105.904 142 142 0 19.269 7.960 10.915 380 15 30.966 20.218 2.202 6.874 1.671 17.301 5.729 382 7.512 3.678 219 2.636

198.738 198.604 96.475 102.129 135 135 0 18.283 6.427 11.462 313 81 31.110 19.556 1.329 8.625 1.600 17.109 5.075 407 8.349 3.279 218 2.574

195.471 195.332 96.496 98.837 139 139 0 18.885 8.990 9.635 50 210 28.984 18.545 463 8.181 1.796 17.342 5.582 881 7.932 2.947 228 2.703

203.222 203.099 99.289 103.810 123 123 0 14.081 5.472 7.915 435 259 24.799 19.079

r)

Angka-angka diperbaiki

Jun

463*) 5.466 1.796*) 20.157 7.122 881*) 8.233 2.610 254 2.896

206.424 206.307 101.124 105.183 117 117 0 15.077 7.298 7.339 439 24.116 18.791 302 5.022 0 19.817 6.980 1.688 8.667 2.482 250 3.016

210.855 210.741 104.870 105.872 113 113 0 12.722 6.140 5.974 608 25.496 18.820 120 6.141 415 19.792 7.252 2.269 7.594 2.678 252 3.151

2.356 4 123 1.460 9.062

2.402 5 110 1.537 8.752

2.291 5 98 1.583 8.915

2.326 5 108 1.805 8.160

2.296 4 136 2.020 7.617

2.437 5 148 3.000 7.210

2.566 5 172 4.691 8.068

2.411 8 193 5.624 8.125

2.427 2 183 4.503 8.650

2.487 4 214 5.899 9.633

2.510 2 239 5.768 10.242

2.414 2 220 5.116 9.989

2.367 2 205 4.352 10.950

2.483 2 218 4.073 12.001

2.692 2 201 3.815 12.681

2.820 1 195 3.683 15.117

2.954 1 195 3.801 13.931

132.454 68.704 12.226 8.529 47.948 63.751 22.282 10.763 30.706 336 14.927 946 27.118 552 26.567 1.144 5.642

135.468 69.594 11.738 9.367 48.488 65.875 23.303 11.764 30.808 197 10.427 947 26.533 251 26.281 1.080 5.777

141.991 73.972 13.181 9.260 51.531 68.019 23.478 11.910 32.631 163 9.178 947 27.888 847 27.041 1.090 5.940

143.223 76.441 14.095 9.369 52.977 66.782 22.522 11.147 33.112 63 11.238 947 28.077 849 27.227 1.092 5.399

146.002 80.294 13.524 8.796 57.974 65.708 20.358 11.555 33.795 193 12.349 947 29.194 852 28.342 1.392 5.193

144.756 77.894 13.454 8.467 55.973 66.862 20.004 12.213 34.645 178 13.702 948 31.345 847 30.499 1.624 5.903

147.917 77.481 13.904 8.720 54.857 70.436 20.332 12.378 37.726 0 9.764 948 35.175 1.340 33.835 2.486 6.397

150.472 74.525 12.710 9.157 52.658 75.947 21.623 12.297 42.027 0 12.590 948 38.111 1.346 36.765 3.999 6.495

157.716 79.801 13.528 13.249 53.025 77.915 21.632 13.031 43.251 0 11.827 949 40.608 1.342 39.267 4.910 6.711

148.771 73.665 13.598 9.826 50.240 75.106 21.690 12.555 40.862 0 12.152 949 39.545 1.338 38.207 3.853 6.635

156.766 75.920 13.358 10.667 51.894 80.846 24.124 12.454 44.269 0 14.399 798 41.879 1.645 40.234 5.202 8.136

164.533 80.847 16.744 10.268 53.835 83.686 27.549 12.978 43.160 0 11.079 498 44.857 1.645 43.213 5.346 8.733

163.400 79.812 15.966 10.626 53.220 83.588 26.660 12.825 44.103 0 12.778 498 45.586 1.641 43.945 5.051 8.399

162.759 81.745 16.540 12.806 52.400 81.013 25.278 12.474 43.262 0 9.728 498 44.006 1.484 42.522 4.256 8.831

162.780 78.745 13.219 10.292 55.233 84.035 24.597 13.135 46.303 282 10.042 498 41.957 1.392 40.564 3.784 8.991

159.039 78.459 13.010 8.644 56.805 80.580 24.628 13.024 42.928 417 11.771 498 44.594 1.790 42.803 3.453 9.371

160.299 77.981 12.869 8.837 56.275 82.319 26.521 13.441 42.356 610 13.075 997 44.593 1.886 42.707 3.316 9.276

162.069 80.471 13.814 9.420 57.237 81.597 24.314 12.585 44.699 386 13.087 997 46.542 2.044 44.498 3.418 10.145

99

174

207

148

116

129

163

121

99

131

209

158

156

179

14.814 1.714 11.736 3.448 333 1.867

14.814 1.715 15.176 1.044 2.314 1.872

16.418 1.715 15.172 1.302 2.644 1.883

18.364 1.723 15.149 1.521 711 2.467

18.464 1.722 15.151 1.870 697 1.886

18.464 2.405 14.330 2.119 630 2.506

18.464 2.437 14.298 2.408 1.414 2.595

18.464 2.437 14.275 2.870 1.402 2.757

18.464 2.437 14.275 3.408 2.606 2.924

18.861 2.437 14.275 3.931 2.249 2.846

18.861 2.437 14.333 4.275 2.211 3.006

18.861 2.438 14.333 4.538 2.231 4.883

18.861 2.438 18.863 538 2.572 4.533

18.861 2.438 18.853 935 2.615 4.310

. Pada LBU 2008 tdk didefinisikan Vs Metadata . Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama

*) Angka-angka sementara

Mei

2.421 3 146 1.516 8.077

1) 2)

Apr

2)

Items Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities

h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital 1) LBU 2008 is not defined vs metada Positive difference of op. income and non op. minus op. expenses and non op. vs old metada 180

233

197

203

20.239 2.408 17.416 1.246 1.117 4.217

21.057 2.408 17.392 1.514 344 4.292

21.057 2.418 17.277 1.807 335 4.320

21.177 2.734 16.605 2.134 339 4.386

*) Provisional figures

r) Revised figures

9

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014 Tabel 1.7.a. Kegiatan Usaha Bank Asing

(Foreign Owned Banks Operations) Miliar Rp (Billion Rp) Keterangan Peyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SB/PN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman

2012

2013

2014

Des

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

177.468 172.859 66.742 106.117 4.610 107 4.503 20.207 3.792 16.333 0 82 35.955 18.002 11.603 5.769 580 41.577 9.643 481 20.918 10.535 12 3.299

175.667 171.259 67.358 103.901 4.407 405 4.003 26.759 4.115 22.560 0 85 37.803 18.431 12.335 6.293 744 42.057 12.024 1.031 22.027 6.975 12 3.264

179.993 175.326 67.409 107.917 4.667 404 4.264 25.104 4.373 20.647 0 83 35.074 18.028 10.455 6.432 159 47.559 12.491 2.135 25.670 7.263 12 3.280

186.122 180.697 67.880 112.817 5.425 404 5.021 18.775 3.566 15.125 0 83 27.130 17.953 6.871 2.263r) 45 48.254 12.838 1.958 25.299 8.159 12 3.276

188.861 183.270 68.644 114.626 5.592 401 5.191 17.092 2.426 14.583 0 84 32.045 17.664 4.967 9.353 61 53.724 12.970 4.018 27.963 8.773 12 3.387

187.802 181.482 70.860 110.622 6.320 562 5.757 20.454 3.645 16.724 0 85 29.268 18.204 4.432 5.872 759 54.393 11.649 4.912 32.564 5.269 12 3.474

199.904 193.661 74.809 118.853 6.243 604 5.639 25.987 2.762 23.224 0 1 25.627 18.604 1.169 5.843 11 54.538 11.091 6.293 31.220 5.934 12 3.600

210.106 203.521 76.530 126.991 6.585 631 5.954 22.331 2.918 19.410 0 3 34.980 18.899 200 15.703 179 48.529 10.185 4.590 27.602 6.151 12 3.704

220.044 212.784 78.351 134.433 7.261 690 6.570 25.867 3.843 22.021 0 3 29.613 19.671 1.158 8.784 0 r) 55.013 12.629 4.500 31.077 6.808 12 3.708

213.310 205.968 78.580 127.387 7.343 687 6.656 26.700 5.159 21.540 0 1 27.453 18.620 1.409 7.393 31 58.953 15.059 5.094 31.796 7.004 12 3.731

226.608 217.144 78.470 138.674 9.464 683 8.781 23.149 3.338 19.810 0 1 28.331 20.283 0 7.371 678 63.288 15.145 5.421 34.689 8.033 12 4.135

234.577 225.500 80.257 145.243 9.077 581 8.497 21.008 3.973 17.035 0 1 30.765 19.983 0 10.583 199 60.318 13.614 5.894 32.748 8.062 3 3.798

2.766 2 532 4.941 12.452

2.746 2 516 5.153 12.714

2.767 2 511 5.041 13.241

2.768 2 507 5.309 15.195

2.859 2 526 5.725 15.040

2.957 2 515 5.541 16.321

3.097 2 502 7.895 15.733

3.189 3 512 14.839 15.824

3.185 3 520 15.814 17.009

3.224 2 505 12.284 17.981

3.608 2 525 14.934 18.078

155.430 79.987 32.996 7.858 39.133 75.443 44.409 12.857 18.176 3 19.839 0 0 0 0 5.373 4.463

163.527 84.733 35.106 8.803 40.825 78.793 48.355 12.770 17.668 0 19.637 0 0 0 0 4.906 4.756

162.380 85.348 35.273 8.533 41.542 77.033 46.332 12.668 18.033 0 22.447 0 0 0 0 4.994 4.479

161.994 86.274 35.443 8.618 42.213 75.720 47.065 12.777 15.878 0 15.412 0 0 0 0 4.854 5.000

165.522 88.389 38.500 8.173 41.716 77.133 49.217 12.704 15.213 714 17.624 0 0 0 0 5.693 5.038

163.536 86.595 37.764 7.399 41.432 76.940 49.247 12.228 15.464 0 20.117 0 0 0 0 6.430 4.479

165.712 84.855 36.961 7.164 40.730 80.858 53.656 12.428 14.774 0 22.456 0 0 0 0 9.583 4.998

167.293 85.801 38.795 7.479 39.526 81.492 53.092 12.958 15.443 0 19.644 0 0 0 0 16.222 5.469

169.714 83.412 35.793 8.044 39.576 86.301 55.653 13.765 16.882 298 24.885 0 0 0 0 17.022 5.575

171.416 84.282 36.320 6.902 41.060 87.134 57.980 13.481 15.673 0 19.626 0 0 0 0 13.288 5.876

511

520

593

512

544

501

555

607

615

4.289 0 14.770 5.137 56 0

4.289 0 19.929 976 8 0

4.289 0 19.965 1.448 56 0

5.018 0 19.298 1.478 60 0

5.018 0 19.298 1.953 (7r)) 0

5.018 0 19.294 2.254 (249) 0

5.018 0 19.292 2.689 (316) 0

5.018 0 18.909 3.816 (456) 0

5.018 0 18.910 4.696 (382) 0

Jan

Feb

Mar

Apr

Mei

Jun

234.327 225.759 82.509 143.250 8.568 529 8.038 24.039 2.919 21.120 0 1 29.226 19.608 1.526 7.228 864 61.496 11.807 5.491 35.380 8.817 3 3.811

229.502 221.684 84.357 137.326 7.818 136 7.682 24.282 2.592 21.688 0 1 27.131 19.173 0 7.913 45 58.556 10.242 5.294 33.907 9.113 3 4.313

231.742 223.546 83.452 140.095 8.196 162 8.034 21.348 2.678 18.669 0 0 25.173 19.112 0 6.061 0 64.129 11.487 4.861 38.940 8.842 3 3.219

234.692 225.876 82.664 143.212 8.816 357 8.459 17.068 3.388 13.496 185 1 28.208 20.156 606 7.308 138 65.108 11.212 3.841 40.628 9.426 3 3.221

240.459 232.290 85.195 147.095 8.169 429 7.741 22.247 3.778 18.468 1 33.946 20.478 1.751 11.579 137 65.174 11.438 3.288 40.781 9.667 3 3.541

242.978 234.835 87.286 147.549 8.143 572 7.571 19.569 2.909 16.659 1 29.453 19.680 1.186 8.587 0 70.767 14.396 4.113 42.749 9.509 3 3.351

3.290 3 505 15.071 16.647

3.300 2 510 12.987 20.510

3.222 2 1.089 12.360 20.132

2.132 3 1.084 11.957 21.024

2.136 3 1.082 10.622 19.829

2.450 4 1.087 10.300 23.165

2.259 4 1.088 10.243 22.902

173.746 84.119 36.835 6.866 40.418 89.627 59.650 13.930 16.046 0 18.688 0 0 0 0 16.574 6.652

173.395 84.697 36.873 6.713 41.111 88.698 58.465 14.336 15.897 0 18.278 0 0 0 0 17.111 5.829

177.020 85.201 35.014 6.754 43.432 91.820 60.153 14.343 17.324 0 18.963 0 0 0 0 14.890 6.724

172.281 84.094 32.401 7.969 43.724 88.187 60.135 13.887 14.166 0 18.482 0 0 0 0 14.159 6.344

171.033 85.121 36.460 6.970 41.691 85.912 57.164 13.914 14.834 195 18.721 0 568 0 568 12.849 6.612

166.190 78.432 32.353 7.142 38.937 87.757 59.560 14.399 13.797 0 19.263 0 578 0 578 11.558 7.672

173.736 85.860 39.208 7.487 39.164 87.877 58.816 15.168 13.892 0 22.642 0 584 0 584 11.075 8.691

169.801 84.703 40.256 7.012 37.434 85.099 55.088 14.651 15.360 77 24.026 0 1.186 0 1.186 12.220 8.954

478

551

608

561

472

488

501

517

544

5.018 0 18.909 5.603 (90) 0

5.018 0 18.909 6.505 (405) 0

5.018 0 17.880 6.121 (300) 0

5.018 0 24.084 720 (176) 0

5.018 0 23.671 1.502 (55) 0

5.018 0 23.400 2.524 8 0

5.590 0 22.663 3.289 (83) 0

6.167 0 22.559 3.794 (45) 0

6.766 0 22.178 4.623 (134) 0

1)

. Pada LBU 2008 tdk didefinisikan Vs Metadata

2)

. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama r) Angka-angka diperbaiki

2)

Items Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities

h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital

1) LBU 2008 is not defined vs metada Positive difference of op. income and non op. minus op. expenses and non op. vs old metada r) Revised figures

10

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.8.a. Laporan Laba / Rugi Bank Umum

Commercial Banks Income Statements Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee

D. E. F. G. H. I. J. K.

2012 Des

Feb

Mar

Apr

Mei

2013 Jul

Jun

2014 Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Items

Jun A.

391.280 9.979 4.373 24.027 279.847 278.874 973 73.054 183.713 611 2.644 100.507 11.414 18.492 70.601 5.155 2.452 71.516 828 207.568

68.697 1.775 756 3.874 50.200 50.021 178 12.093 32.189 97 498 17.045 1.943 3.138 11.964 922 377 11.763 1.485 36.508

104.311 2.498 1.140 5.880 76.142 75.866 276 18.651 48.424 147 776 25.946 2.862 4.730 18.354 1.384 580 18.203 1.387 55.887

139.900 3.234 1.586 7.946 101.743 101.373 370 25.391 64.778 197 1.086 34.797 3.860 6.275 24.662 1.855 775 24.791 1.278 75.122

176.401 3.878 2.066 9.922 128.165 127.693 471 32.371 81.710 246 1.399 44.051 4.926 7.855 31.270 2.324 992 31.537 1.162 94.691

212.911 4.552 2.506 11.937 154.310 153.735 575 39.606 98.747 295 1.743 52.863 5.947 9.360 37.556 2.803 1.181 38.785 1.077 114.164

250.179 5.130 2.933 13.882 182.129 181.438 691 46.104 115.450 347 2.062 62.235 6.975 10.927 44.333 3.315 1.398 45.120 974 134.729

289.066 5.681 3.345 15.981 210.188 209.377 811 53.871 133.190 399 2.403 71.991 7.972 12.557 51.462 3.831 1.594 52.049 923 155.876

328.937 6.375 3.806 18.465 238.517 237.597 920 61.773 152.870 453 2.750 81.795 9.007 14.151 58.637 4.328 1.833 60.816 895 176.066

371.648 6.913 4.400 20.878 269.162 268.134 1.028 70.296 173.435 506 3.134 93.134 10.082 15.829 67.224 4.838 2.022 68.936 865 198.213

414.101 7.415 4.942 23.417 299.677 298.529 1.149 78.650 193.937 559 3.490 104.210 11.093 17.457 75.661 5.358 2.231 77.258 831 220.164

458.188 8.056 5.535 26.305 331.606 330.353 1.253 86.686 215.134 620 3.843 116.392 12.257 19.231 84.903 5.882 2.488 85.131 779 243.054

45.712 649 476 2.549 33.487 33.350 136 8.552 24.308 54 406 12.430 1.092 1.730 9.608 580 310 8.596 1.932 21.404

87.566 1.165 898 5.293 63.374 63.105 269 16.836 44.824 103 752 23.974 1.994 3.326 18.653 1.055 476 16.652 1.813 42.741

132.808 1.671 1.418 8.310 96.243 95.838 405 25.167 67.196 155 1.203 37.026 3.038 5.042 28.947 1.617 737 24.841 1.617 65.612

178.033 2.199 1.963 11.213 128.159 127.636 523 34.499 90.790 206 1.608 50.164 4.113 6.759 39.293 2.146 1.014 34.178 1.474 87.244

222.447 2.726 2.567 14.418 159.874 159.020 854 42.862 112.264 256 1.943 64.007 5.271 8.501 50.235 2.893 1.335 40.450 1.381 110.183

268.963 3.268 3.131 17.322 193.299 192.459 839 51.943 136.056 302 2.244 79.561 6.415 11.662 61.484 3.507 1.756 47.463 1.223 132.907 -

125.557 9.929

29.004 759

37.755 1.102

47.267 1.524

57.812 1.697

72.759 2.125

76.480 2.494

91.520 2.639

110.250 2.995

111.344 3.684

149.086 3.958

139.655 4.206

29.025 615

35.645 2.072

50.249 2.558

59.937 2.706

71.579 2.986

80.225 3.238

10

4

9

1

0

B. C.

17

1

1

4

4

3

2

3

3

2

120

127

2

2

12

20

21

20

22

27

34

41

21

25

29

29

3

7

32.261 38.537

8.938 6.208

11.869 9.518

14.492 12.990

17.900 17.583

25.192 21.274

27.714 25.088

37.086 28.340

49.968 32.132

44.528 36.170

76.094 39.745

58.608 44.908

16.584 3.540

f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi

44.800 218.409 5.710

13.078 46.103 328

15.244 62.902 728

18.238 81.991 718

20.607 100.685 1.100

24.138 124.891 2.010

21.148 139.172 2.795

23.413 161.929 3.001

25.133 190.423 2.739

26.935 201.246 2.376

29.140 249.085 3.109

31.777 251.154 2.964

123

-

-

-

-

-

-

0

0

0

5

0

-

0

0

0

0

0

0

0

0

2

26.045 52.385 2.622

7.774 15.558 450

10.144 17.932 657

12.088 22.470 967

15.104 26.300 1.218

21.673 31.528 1.466

23.262 29.839 1.629

30.720 33.260 1.874

42.122 38.225 2.106

36.313 42.327 2.332

67.016 45.541 2.368

48.690 51.583 2.611

15.836 10.960 291

g. Lainnya Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Pendapatan non - operasional Beban non - operasional Laba/Rugi non-operasional (E - F) Laba/Rugi tahun berjalan sebelum pajak Penerimaan Transfer Laba/Rugi Transfer Laba/Rugi ke Kantor Pusat Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan) r) Angka-angka diperbaiki *). Angka-angka sementara

131.519 114.715 21.929 17.133 4.796 119.512 56.698 57.793 92.830

21.994 19.410 3.901 2.981 920 20.330 11 88 16.085

33.442 30.741 5.412 4.354 1.058 31.797 22 71 25.132

45.748 40.398 7.014 5.698 1.316 41.714 28 507 32.647

56.964 51.818 9.004 7.167 1.837 53.655 37 537 42.699

68.214 62.032 11.075 8.744 2.331 64.362 49 592 51.118

81.648 72.037 13.571 10.611 2.960 74.997 61 699 59.395

93.075 85.467 16.154

105.231 95.894 18.931

117.897 108.312 20.696

131.050 120.166 22.902

145.304 131.555

12.898 3.256

15.143 3.788

16.476 4.220

18.366 4.536

88.723 71 638 70.738

99.682 83 798 79.149

112.532 99 918 89.039

124.702 112 1.123 98.543

-

-

r)

26,040 20.432

5,608r) 137,162r) 64.661 r)

66,088 106.707

1 -

-

16.022 7.070

23.267 10.913

26.018 15.084

27.989 22.327

30.944 26.667

8.282 39.117 431

10.472 56.792 428

13.510 80.384 591

16.119 101.239 1.495

18.272 120.974 1.498

19.367 138.921 1.661

3

1

-

0

4

7

7

13

-

-

-

-

15.825 15.511 561

22.305 19.461 810

23.236 24.618 1.002

24.629 29.972 1.315

27.178 31.856 1.585

11.596 11.312 2.059

24.465 21.594 4.439

37.213 35.476 6.295

50.881 45.942 8.470

63.553 60.789 10.656

76.628 74.211 D. 12.818 E.

1.805 253

3.865 573

5.689 604

7.363 1.106

7.363 (813)

13.556 F. (737) G.

11.565 13 16 9.143

22.168 24 60 17.338

36.082 42 122 28.423

47.049 59 177 37.093

59.977 73 185 47.780

73.474 85 221 58.430

*)

H. I. J. K.

Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections Net Interest Income (A1-A2) Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/ provisions g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax r) Revised figures *) Provisional figures

11

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.9.a. Laporan Laba / Rugi Bank Persero

(State Owned Banks Income Statements) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee

D. E. F. G. H. I. J. K.

2012 Des

Feb

Mar

Apr

Mei

2013 Jul

Jun

2014 Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Items

Jun A.

120.662 2.937 1.323 9.694 100.923 100.690 234 5.784 41.417 506 439 31.277 3.837 6.777 20.664 1.220 1.265 5.903 808 79.244

22.173 484 297 1.679 18.887 18.840 47 826 8.188 83 68 5.374 682 1.180 3.512 165 218 796 1.485 13.985

33.293 619 406 2.540 28.257 28.188 69 1.470 11.768 124 107 8.125 922 1.793 5.409 251 317 1.456 1.387 21.525

44.331 767 535 3.383 37.425 37.334 91 2.221 15.413 166 157 10.867 1.190 2.379 7.298 358 416 2.172 1.278 28.918

55.269 923 669 4.205 46.656 46.544 112 2.816 19.064 208 217 13.696 1.509 2.981 9.205 455 540 2.786 1.162 36.205

66.503 1.049 775 4.991 56.229 56.095 133 3.459 22.613 249 285 16.380 1.801 3.563 11.016 558 625 3.439 1.076 43.890

78.069 1.186 889 5.612 66.340 66.179 161 4.042 26.279 293 353 19.243 2.099 4.160 12.984 678 739 3.999 973 51.790

89.756 1.322 983 6.435 76.395 76.205 189 4.622 30.163 336 449 22.224 2.387 4.813 15.024 801 845 4.585 923 59.593

102.121 1.487 1.101 7.579 86.843 86.634 209 5.110 34.082 382 544 25.293 2.711 5.435 17.147 907 946 5.115 895 68.039

115.351 1.626 1.271 8.480 98.131 97.905 226 5.841 38.405 429 646 28.684 3.016 6.098 19.570 1.029 1.027 5.724 865 76.946

128.204 1.752 1.394 9.410 109.118 108.871 248 6.529 42.844 477 705 32.060 3.317 6.759 21.984 1.145 1.126 6.501 830 85.360

143.194 1.933 1.557 10.602 121.345 121.099 246 7.756 47.994 529 748 35.815 3.706 7.482 24.627 1.253 1.242 7.629 778 95.200

15.164 154 129 861 13.481 13.453 28 538 6.791 50 72 3.714 331 678 2.704 165 189 669 1.932 8.373

28.265 276 240 2.027 24.486 24.422 64 1.236 10.925 97 141 7.182 612 1.315 5.255 233 248 1.211 1.813 17.340

42.288 391 381 3.297 36.547 36.452 96 1.672 15.619 145 252 11.246 937 2.005 8.304 355 363 1.640 1.617 26.670

56.297 510 493 4.452 48.205 48.094 111 2.637 20.907 193 301 15.325 1.263 2.657 11.405 482 524 2.611 1.471 35.390

70.142 650 631 5.544 60.225 60.084 141 3.092 26.020 240 406 19.657 1.628 3.342 14.687 617 648 3.075 1.377 44.122

84.651 782 770 6.596 72.730 72.555 175 3.774 31.477 282 476 24.058 1.971 3.999 18.087 776 898 3.765 1.222 53.174 -

50.412 5.149

12.653 170

15.595 269

19.130 369

23.660 382

30.827 557

23.810 558

26.624 564

30.048 697

32.107 928

34.694 942

39.298 1.081

10.536 273

11.352 264

14.622 369

18.408 1.275

21.609 1.293

23.735 1.395

-

-

-

-

-

-

-

B. C.

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

3.734 14.985

583 2.491

1.665 3.778

1.916 5.146

3.473 6.979

6.637 8.417

2.492 9.959

3.479 11.364

4.805 13.015

5.143 14.526

5.175 16.131

6.235 18.250

2.505 1.455

1.426 2.966

1.972 4.593

2.286 6.243

2.672 7.838

3.172 9.616

f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi

26.543 80.785 3.766

9.409 18.574 52

9.883 23.476 101

11.699 30.252 120

12.826 37.614 188

15.216 47.253 279

10.801 43.453 436

11.217 48.899 481

11.530 55.398 518

11.510 61.483 564

12.446 67.488 802

13.732 75.030 767

6.303 13.914 60

6.697 19.089 187

7.689 25.122 209

8.603 32.560 1.052

9.806 39.919 1.020

9.551 45.104 1.063

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2.940 26.429 732

474 10.228 135

1.338 10.040 204

1.259 12.374 349

2.824 13.880 408

5.877 16.660 463

1.441 12.368 451

1.794 13.466 478

2.671 14.756 547

3.268 15.711 581

2.967 16.826 622

3.595 19.075 656

2.233 7.681 66

1.088 8.998 123

1.662 10.185 186

1.786 11.658 246

1.897 14.271 306

2.135 14.470 364

g. Lainnya Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Pendapatan non - operasional Beban non - operasional Laba/Rugi non-operasional (E - F) Laba/Rugi tahun berjalan sebelum pajak Penerimaan Transfer Laba/Rugi Transfer Laba/Rugi ke Kantor Pusat Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan)

46.918 48.871 3.183 386 2.798 51.669 26.113 26.113 40.823

7.684 8.065 471 99 373 8.437 6.729

11.793 13.644 567 248 320 13.961 11.096

16.150 17.796 556 150 406 18.202 14.665

20.314 22.252 807 232 575 22.827 18.447

23.975 27.464 1.015 249 766 28.230 22.886

28.756 32.147 1.212 379 833 32.980 26.666

32.680

36.906

41.358

46.271

50.938

3.873

8.693

12.879

17.819

22.425

27.072

37.319 1.213 640 573 37.891 30.490

42.689 1.342 743 599 43.288 34.856

47.571 1.881 568 1.313 48.884 39.339

52.566 1.981 507 1.474 54.040 43.414

59.468 2.789 612 2.177 61.645 33.198 33.198 48.762

4.995 93 74 18 5.013 4.046

9.603 177 26 151 9.753 7.898

16.169 277 51 225 16.395 13.072

21.237 833 71 761 21.998 17.628

25.812 958 101 857 26.669 21.315

31.804 1.161 125 1.036 32.840 26.076

D. E. F. G. H. I. J. K.

Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections Net Interest Income (A1-A2) Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/ provisions g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax

12

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.10.a. Laporan Laba / Rugi BUSN Devisa

(Foreign Exchange Commercial Banks Income Statements) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee

D. E. F. G. H. I. J. K.

2012

2013

Des

Feb

Mar

Apr

Mei

Jun

2014

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Items

Jun A.

165.319 3.981 675 9.376 112.085 111.487 599 39.202 87.021 90 1.199 44.873 3.911 9.309 31.653 2.489 565 37.805 0 78.298

28.667 837 107 1.441 19.571 19.464 107 6.711 15.111 12 230 7.818 699 1.558 5.561 507 83 6.462 0 13.555

43.429 1.202 164 2.200 29.816 29.646 170 10.048 22.806 19 365 11.859 1.051 2.342 8.467 772 131 9.661 20.622

58.301 1.554 218 2.968 40.121 39.888 232 13.441 30.524 25 520 15.814 1.413 3.112 11.289 1.023 178 12.963 27.777

73.385 1.820 279 3.726 50.914 50.615 298 16.646 38.140 31 673 19.998 1.780 3.896 14.322 1.275 219 15.944 35.244

88.758 2.160 347 4.483 61.147 60.781 366 20.621 46.591 38 835 23.948 2.151 4.636 17.161 1.525 263 19.982 42.167

103.816 2.419 408 5.311 72.177 71.739 439 23.500 54.011 44 968 28.172 2.540 5.409 20.223 1.782 305 22.740 49.805

120.642 2.635 483 6.138 83.537 83.022 515 27.850 62.445 51 1.095 32.669 2.914 6.182 23.572 2.044 352 26.234 58.197

137.237 2.947 547 7.053 94.527 93.938 589 32.162 72.494 57 1.219 37.045 3.282 6.953 26.811 2.306 414 31.453 64.742

155.538 3.140 617 8.022 106.962 106.299 664 36.796 82.637 61 1.338 42.445 3.679 7.769 30.997 2.563 460 35.770 72.901

173.443 3.338 681 9.046 118.972 118.228 744 41.405 92.779 67 1.471 47.587 4.052 8.539 34.996 2.828 507 40.319 0 80.664

191.624 3.577 762 10.137 131.766 130.937 828 45.382 102.882 72 1.601 53.341 4.458 9.375 39.508 3.106 562 44.199 0 88.742

19.298 274 94 1.087 12.721 12.635 86 5.121 11.477 2 147 5.986 408 841 4.736 293 52 4.998 7.821

37.554 476 180 2.109 24.692 24.529 163 10.098 22.405 3 271 11.539 775 1.607 9.157 572 97 9.923 15.150

57.237 668 291 3.202 37.965 37.717 248 15.111 33.870 5 428 17.605 1.168 2.428 14.010 861 162 14.808 23.368

76.771 880 381 4.319 50.876 50.545 331 20.316 45.657 7 601 23.691 1.568 3.270 18.853 1.144 206 20.007 31.114

95.490 1.087 433 5.723 63.066 62.461 606 25.180 55.658 9 668 30.085 1.992 4.123 23.970 1.581 299 23.014 2 39.832

115.441 1.317 518 6.903 76.266 75.735 531 30.437 67.395 10 719 38.163 2.407 6.429 29.327 1.893 367 26.243 48.046

33.347 1.834

6.427 319

9.351 541

12.227 647

15.824 755

18.970 752

23.103 785

28.482 811

35.943 945

36.595 1.060

64.648 1.141

45.598 1.194

11.376 60

8.612 202

12.659 307

15.541 510

21.656 644

23.852 711

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

B. C.

-

-

-

-

-

-

-

10

20

21

20

22

27

34

41

21

25

29

29

3

7

4.710 14.598

1.301 2.276

1.620 3.537

2.214 4.856

2.775 6.807

3.557 8.304

5.097 9.809

7.760 10.988

12.607 12.411

10.308 13.938

36.336 15.173

13.849 17.375

8.581 1.348

3.001 2.633

4.202 3.987

4.183 5.600

4.810 10.325

4.567 11.981

f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi

12.195 71.838 426

2.510 13.775 97

3.632 20.427 275

4.490 27.285 204

5.464 33.693 381

6.329 40.844 503

7.378 49.192 568

8.883 57.930 699

9.959 70.093 589

11.264 74.568 510

11.968 106.766 739

13.150 93.115 706

1.385 15.748 97

2.769 17.220 46

4.163 25.794 50

5.249 33.217 101

5.876 40.203 98

6.592 46.233 170

-

-

-

-

-

-

-

-

-

-

-

-

-

-

3.770 6.507 241

3.622 8.608 252

4.177 10.032 407

3.953 11.070 476

g. Lainnya Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Pendapatan non - operasional Beban non - operasional Laba/Rugi non-operasional (E - F) Laba/Rugi tahun berjalan sebelum pajak Penerimaan Transfer Laba/Rugi Transfer Laba/Rugi ke Kantor Pusat Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan) r) Angka-angka diperbaiki *). Angka-angka sementara

-

-

-

-

-

-

-

5

-

-

0

0

0

0

0

0

0

0

2

2.993 17.278 686

873 3.755 121

1.144 5.346 187

1.647 6.825 246

2.127 8.158 324

2.710 9.860 427

4.081 11.671 487

6.407 13.203 597

10.946 16.219 622

8.351 18.466 686

34.662 19.492 560

12.051 22.716 646

50.449 39.807 15.751 15.124 628 40.435 23.361 23.511 31.687

8.929 6.208 2.698 2.662 36 6.244 4.865

13.475 9.547 3.944 3.802 142 9.688 7.486

18.362 12.720 5.371 5.160 211 12.931 10.025

22.703 17.376 6.813 6.436 377 17.752 14.267

27.344 20.293 8.343 7.828 515 20.808 16.345

32.385 23.715 10.129 9.309 820 24.535 19.273

37.023

41.717

46.555

51.313

28.749 12.086 10.887 1.199 29.948 23.989

30.593 13.963 12.518 1.445 32.038 25.348

34.929 15.221 14.132 1.089 36.018 28.376

38.545 17.065 15.696 1.368 39.913 31.400

-

8.513 2.211 102

0 2.713 4.409 177

56.994

4.826

9.876

15.226

20.632

25.488

30.563

41.225

3.449 1.688 1.597 92 3.540 2.775

6.542 3.315 3.309 6 6.548 5.042

10.232 4.865 4.864 0 10.233 7.923

13.439 6.555 6.529 25 13.465 10.493

21.286 8.307 6.529 *) (1.982) 19.305 15.673

25.665 9.951 12.221 (2.271) 23.394 18.869

18,912r) 17.382 1,530r) 42,754r) 23.207 23,206r) 33.469

D. E. F. G. H. I. J. K.

Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections Net Interest Income (A1-A2) Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/ provisions g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax r) Revised figures *) Provisional figures

13

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.11.a. Laporan Laba / Rugi BUSN Non Devisa

(Non-Foreign Exchange Commercial Banks Income Statements) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee

D. E. F. G. H. I. J. K.

2012

2013

Des

Feb

Mar

Apr

Mei

Jun

2014

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Items

Jun A.

27.222 536 96 564 15.286 15.204 82 10.740 17.226 0 163 6.043 146 389 5.507 444 87 10.489 0 9.995

4.887 110 16 95 2.775 2.758 17 1.891 3.091 0 34 1.098 27 69 1.001 82 14 1.863 0 1.796

7.442 167 26 146 4.248 4.222 26 2.855 4.699 0 52 1.680 41 106 1.533 128 24 2.815 0 2.743

10.036 233 36 197 5.703 5.668 35 3.868 6.354 0 69 2.254 53 141 2.060 174 38 3.819 0 3.682

12.794 296 47 245 7.185 7.140 44 5.021 8.165 0 86 2.842 70 176 2.596 217 53 4.967 0 4.630

15.409 354 59 293 8.686 8.632 54 6.017 9.807 0 105 3.422 86 211 3.125 257 67 5.955 0 5.602

18.302 412 69 341 10.323 10.258 65 7.158 11.651 0 129 4.060 107 248 3.705 306 81 7.074 0 6.651

20.926 474 73 372 11.797 11.722 75 8.209 13.357 0 147 4.644 118 281 4.245 355 95 8.116 0 7.568

23.727 528 81 423 13.381 13.296 86 9.314 15.166 0 173 5.280 135 316 4.829 404 108 9.201 0 8.561

26.574 580 89 483 14.987 14.891 97 10.436 17.048 0 202 5.971 154 353 5.465 454 121 10.299 0 9.526

29.427 636 99 541 16.634 16.528 107 11.517 18.937 0 237 6.704 174 387 6.142 504 134 11.359 0 10.490

32.478 692 113 601 18.313 18.196 117 12.759 21.052 0 274 7.509 195 421 6.893 553 146 12.571 0 11.426

3.061 69 16 61 1.696 1.686 10 1.219 2.176 36 896 24 34 838 46 12 1.185 0 886

5.973 127 30 121 3.331 3.312 19 2.365 4.161 65 1.667 41 65 1.561 93 23 2.313 0 1.812

9.055 191 48 185 5.093 5.064 29 3.538 6.277 98 2.539 59 99 2.381 139 34 3.467 0 2.778

12.152 250 69 250 6.801 6.763 38 4.782 8.472 132 3.378 78 131 3.169 186 47 4.729 0 3.680

15.302 298 80 348 8.596 8.542 54 5.981 10.621 1 126 4.302 97 166 4.039 272 92 5.829 0 4.681

18.473 346 95 426 10.405 10.341 65 7.201 12.810 1 153 5.201 116 200 4.886 322 111 7.020 0 5.663

1.184 104

188 7

272 10

384 25

512 51

622 57

739 67

830 73

942 80

1.062 84

1.234 89

1.397 96

121 1

234 4

409 12

550 15

727 18

908 22

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

C.

-

-

-

-

-

-

-

-

-

-

-

2 340

0 57

0 88

0 114

1 140

1 172

1 208

2 244

2 276

3 315

3 342

3 390

0 37

0 74

0 118

1 170

1 285

1 372

f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi

738 7.751 14

124 1.323 1

174 2.046 2

245 2.752 3

321 3.466 5

392 4.205 4

463 5.010 5

512 5.678 4

583 6.424 9

660 7.207 12

800 8.028 16

909 8.840 19

83 799 2

155 1.538 0

279 2.326 0

366 3.113 0

424 3.971 0

513 4.862 0

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0 1.503 3

0 278 2

0 444 3

0 544 4

0 646 5

0 781 7

0 914 8

0 1.045 10

1 1.177 12

1 1.314 14

1 1.482 16

1 1.591 18

0 172 3

0 289 6

0 464 9

0 610 12

0 766 16

0 980 20

g. Lainnya Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Pendapatan non - operasional Beban non - operasional Laba/Rugi non-operasional (E - F) Laba/Rugi tahun berjalan sebelum pajak Penerimaan Transfer Laba/Rugi Transfer Laba/Rugi ke Kantor Pusat Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan)

6.230 3.428 139 94 46 3.474 4.354 4.354 2.790

1.042 661 18 18 0 661 538

1.597 969 35 27 8 977 788

2.201 1.314 46 39 6 1.321 1.068

2.810 1.676 62 52 10 1.686 1.359

3.413 2.019 75 64 11 2.030 1.637

4.082 2.380 91 78 13 2.393 1.929

4.619 2.719 108 95 13 2.733 2.198

5.226 3.078 122 110 12 3.090 2.488

5.866 3.381 137 126 11 3.392 2.727

6.513 3.697 148 138 10 3.707 2.968

7.210 3.983 255 151 103 4.086 4.779 4.779 3.084

622 208 10 10 (0) 208 148

1.242 508 23 21 3 510 374

1.853 860 40 31 9 869 653

2.490 1.117 49 47 2 1.120 835

3.189 1.437 121 47 *) (13) 1.424 1.067

3.861 1.710 163 169 (6) 1.704 1.271

*). Angka-angka sementara

B.

-

D. E. F. G. H. I. J. K.

Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections Net Interest Income (A1-A2) Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/ provisions g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax *)

Provisional figures

14

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.12.a. Laporan Laba / Rugi BPD

(Regional Development Banks Income Statements) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya

D. E. F. G. H. I. J. K.

2012

2013

Des

Feb

Mar

Apr

Mei

Jun

2014

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Items

Jun A.

47.630 1.470 1.663 1.407 30.994 30.984 10 12.096 24.774 16 274 11.789 2.757 1.621 7.410 912 158 11.607 20 22.856

7.960 123 254 216 5.452 5.451 1 1.915 3.731 2 77 1.660 409 273 978 141 10 1.840 0 4.229

12.322 184 421 339 8.453 8.450 2 2.925 5.772 4 118 2.601 657 402 1.542 210 25 2.814 0 6.550

16.714 274 628 475 11.309 11.306 3 4.029 7.929 5 161 3.595 939 528 2.128 269 30 3.868 0 8.785

21.598 349 830 592 14.292 14.288 4 5.534 10.530 7 206 4.630 1.222 656 2.751 333 35 5.320 0 11.068

26.051 426 1.022 727 17.265 17.260 5 6.612 12.688 8 247 5.631 1.493 780 3.357 404 49 6.348 1 13.364

30.949 485 1.218 870 20.370 20.365 6 8.005 15.182 10 297 6.646 1.741 913 3.991 474 58 7.697 0 15.766

35.630 538 1.400 1.006 23.455 23.448 7 9.231 17.530 12 333 7.675 1.991 1.053 4.630 538 59 8.913 0 18.100

40.429 610 1.618 1.156 26.528 26.520 8 10.517 19.953 14 390 8.710 2.240 1.188 5.282 604 76 10.159 0 20.477

45.449 683 1.877 1.342 29.605 29.596 9 11.943 22.592 15 456 9.841 2.509 1.325 6.007 667 83 11.530 0 22.858

50.384 736 2.098 1.526 32.717 32.707 10 13.307 25.125 15 520 10.892 2.732 1.461 6.698 736 90 12.871 1 25.259

55.515 812 2.333 1.715 36.044 36.033 11 14.612 27.624 18 594 11.918 2.977 1.620 7.321 809 112 14.173 1 27.891

4.726 54 151 185 3.164 3.162 1 1.173 2.371 2 93 1.002 235 155 612 60 6 1.209 0 2.355

9.272 103 298 351 6.158 6.155 2 2.362 4.655 3 168 1.952 393 290 1.269 123 12 2.397 0 4.617

14.425 162 489 544 9.528 9.524 4 3.702 7.359 4 247 3.141 612 429 2.100 191 32 3.743 0 7.066

19.624 228 738 731 12.730 12.724 5 5.197 10.252 6 330 4.392 848 564 2.980 257 40 5.224 3 9.371

24.814 292 1.003 942 15.954 15.947 8 6.623 13.109 7 414 5.728 1.111 703 3.914 322 48 6.589 1 11.706

30.217 365 1.277 1.137 19.293 19.283 10 8.145 16.097 9 482 7.064 1.385 836 4.843 387 71 8.084 1 14.120

5.652 363

939 32

1.308 35

1.650 41

1.929 49

2.246 52

2.502 55

2.756 60

3.106 68

3.451 107

3.805 110

4.360 116

380 5

786 20

1.298 26

1.841 33

2.278 37

2.852 41

17

1

1

4

4

3

2

3

3

2

2

3

2

2

1

10

4

9

-

-

-

-

74 644

95 723

107 811

124 904

130 1.034

B. C.

2

-

-

-

-

-

-

90 1.000

20 149

23 228

28 321

32 411

37 489

51 579

-

8 72

-

-

-

1

0

23 148

38 244

54 335

70 457

96 554

4.180

737

1.021

1.256

1.433

1.666

1.815

1.977

2.218

2.423

2.665

3.077

294

593

989

1.409

1.708

2.153

2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi

18.181 215

3.009 14

4.498 33

6.073 35

7.578 69

8.970 51

10.953 74

12.473 93

14.118 102

15.925 110

17.631 117

19.826 123

1.706 11

3.544 17

4.911 34

7.251 30

9.066 34

10.654 36

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

75 3.592 29

16 825 4

18 1.119 6

22 1.423 8

28 1.937 10

30 2.201 12

39 2.531 14

47 2.867 18

62 3.205 18

73 3.675 19

87 4.063 21

92 4.180 23

9 649 2

24 1.328 3

38 1.387 5

51 2.316 7

65 2.890 8

87 3.103 10

g. Lainnya Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Pendapatan non - operasional Beban non - operasional Laba/Rugi non-operasional (E - F) Laba/Rugi tahun berjalan sebelum pajak Penerimaan Transfer Laba/Rugi Transfer Laba/Rugi ke Kantor Pusat Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan)

14.270 10.327 926 791 135 10.462 2.910 3.059 8.946

2.150 2.159 140 114 26 2.185 1.932

3.322 3.360 227 184 44 3.404 3.012

4.584 4.363 339 258 81 4.444 3.891

5.534 5.419 431 339 92 5.511 4.803

6.676 6.640 532 439 94 6.733 5.876

8.294 7.315 653 530 123 7.438 6.430

9.448 8.384 821 645 176 8.560 7.375

10.731 9.465 1.007 786 221 9.686 8.353

12.047 10.384 1.049 844 204 10.588 9.063

13.342 11.433 1.200 962 238 11.671 9.981

15.407 12.426 1.349 1.089 260 12.686 3.355 3.544 10.733

1.036 1.029 124 93 31 1.060 3 917

2.172 1.858 251 233 18 1.876 1.587

3.448 3.453 376 336 40 3.493 3.003

4.847 3.961 447 388 59 4.020 3.334

6.069 4.918 670 637 33 4.951 4.125

7.418 6.318 779 731 48 6.367 5.458

0

0

Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections Net Interest Income (A1-A2) Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, fees/comissions/provisions f Others 2.

D. E. F. G. H. I. J. K.

Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative e. transaction Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/ provisions g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax

15

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.13.a. Laporan Laba / Rugi Bank Campuran

(Joint Venture Banks Income Statements) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi

D. E. F. G. H. I. J. K.

g. Lainnya Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Pendapatan non - operasional Beban non - operasional Laba/Rugi non-operasional (E - F) Laba/Rugi tahun berjalan sebelum pajak Penerimaan Transfer Laba/Rugi Transfer Laba/Rugi ke Kantor Pusat Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan)

2012

2013

Des

Feb

Mar

Apr

Mei

Jun

2014

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Items

Jun A.

16.784 343 236 864 10.457 10.457 0 4.883 9.400 0 169 3.973 256 258 3.458 89 292

2.711 68 29 130 1.811 1.811 0 674 1.407 0 42 650 43 41 565 15 49

4.251 101 41 190 2.751 2.751 0 1.168 2.314 0 60 1.001 65 61 874 23 77

5.741 137 58 260 3.698 3.698 0 1.587 3.134 0 76 1.357 91 81 1.185 31 105

7.328 173 71 330 4.711 4.711 0 2.042 4.013 0 89 1.737 119 102 1.516 38 135

8.875 205 93 409 5.675 5.674 0 2.492 4.895 0 110 2.103 142 120 1.841 46 165

10.514 237 117 485 6.733 6.733 0 2.942 5.788 0 119 2.500 165 140 2.195 53 202

12.213 271 141 551 7.819 7.819 1 3.431 6.751 0 144 2.914 188 164 2.563 61 229

14.008 307 167 621 8.935 8.934 1 3.978 7.808 0 155 3.332 210 185 2.936 69 276

15.883 340 201 695 10.081 10.080 2 4.566 8.885 0 175 3.759 235 205 3.318 76 317

17.671 367 231 778 11.228 11.226 2 5.067 9.857 0 198 4.204 263 222 3.719 85 359

19.329 406 262 869 12.497 12.495 2 5.295 10.639 0 223 4.697 285 238 4.174 89 408

1.863 52 33 82 1.269 1.267 1 428 978 16 486 28 15 444 4 50

3.427 102 63 161 2.451 2.448 3 649 1.715 27 952 52 34 866 11 95

5.178 144 89 242 3.725 3.721 4 978 2.613 0 54 1.461 80 59 1.323 18 143

6.965 180 114 340 4.997 4.992 5 1.333 3.583 0 77 2.013 109 106 1.798 27 190

8.754 199 137 438 6.277 6.270 6 1.702 4.544 0 108 2.542 137 127 2.277 39 241

10.599 224 160 529 7.635 7.627 8 2.051 5.520 0 146 3.066 166 151 2.749 53 291

4.876 7.384

652 1.304

1.153 1.937

1.566 2.607

2.014 3.315

2.472 3.980

2.913 4.726

3.402 5.462

3.976 6.200

4.558 6.998

5.011 7.814

5.222 8.690

422 885

631 1.712

938 2.565

1.276 3.382

1.614 4.210

1.963 5.079

7.934 272

1.940 42

3.239 38

3.522 65

3.804 59

5.421 63

7.387 63

7.541 62

9.017 78

9.089 122

10.632 112

12.362 107

1.554 29

3.248 100

5.568 138

5.543 164

6.231 193

7.583 192

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

B. C.

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

4.975 2.112

1.340 335

2.354 537

2.360 735

2.450 950

3.901 1.150

5.636 1.345

5.542 1.522

6.837 1.740

6.372 2.001

7.535 2.186

9.480 2.393

1.173 194

2.644 379

4.680 580

4.331 829

4.782 1.022

5.870 1.256

575 10.853 47

223 2.243 23

310 3.798 40

362 4.428 30

345 5.048 60

306 7.015 143

344 9.363 157

416 9.772 171

362 11.470 123

594 11.647 64

800 13.310 120

383 15.508 93

158 1.779 45

125 3.954 35

171 6.528 34

219 6.858 38

233 7.953 41

266 9.836 25

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

3.821 1.659 382

1.069 224 71

1.968 448 106

1.890 698 136

1.900 818 173

3.133 993 199

4.683 1.232 237

4.368 1.441 275

5.462 1.587 319

4.857 1.718 353

5.605 1.869 393

7.395 2.082 436

1.110 116 46

2.648 242 99

4.447 472 151

3.880 834 192

4.241 1.043 205

5.297 1.298 256

4.944 4.466 509 340 169 4.635 (80) (80) 3.448

857 1.001 329 46 284 1.285 (4) (4) 1.044

1.235 1.378 349 57 292 1.670 (6) (6) 1.302

1.674 1.702 361 52 309 2.010 (6) (6) 1.521

2.098 2.070 432 72 360 2.430 (4) (4) 1.870

2.547 2.385 468 100 368 2.753 (1) (1) 2.119

3.053 2.751 557 160 397 3.148 2 2 2.408

3.517 3.230 814 307 507 3.738 6 6 2.870

3.979 3.746 1.193 470 723 4.469 10 10 3.408

4.654 4.440 1.081 377 703 5.143 14 14 3.931

5.323 5.136 1.422 970 453 5.588 19 19 4.275

5.502 5.545 1.526 1.082 443 5.988 22 22 4.538

462 660 51 13 38 698 2 2 538

930 1.006 464 249 216 1.221 5 5 935

1.423 1.605 432 378 54 1.659 9 9 1.246

1.915 2.068 185 252 67r) 2.001 13 13 1.514

2.422 2.488 143 227 (84) 2.403 18 18 1.807

2.960 2.827 216 217 (1) 2.826 22 22 2.134

D. E. F. G. H. I. J. K.

Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections Net Interest Income (A1-A2) Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/ provisions g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax

16

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.14.a. Laporan Laba / Rugi Bank Asing

(Foreign Owned Banks Income Statements) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi

D. E. F. G. H. I. J. K.

g. Lainnya Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Pendapatan non - operasional Beban non - operasional Laba/Rugi non-operasional (E - F) Laba/Rugi tahun berjalan sebelum pajak Penerimaan Transfer Laba/Rugi Transfer Laba/Rugi ke Kantor Pusat Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan)

2012

2013

Des

Feb

Mar

Apr

Mei

Jun

2014

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Items

Jun A.

13.664 712 379 2.122 10.102 10.053 48 349 3.874 0 400 2.553 507 139 1.908 0 84

2.300 153 53 313 1.703 1.697 6 77 660 48 446 83 17 346 12 4

3.575 226 82 465 2.617 2.608 9 185 1.065 75 680 126 26 528 0 7

4.778 268 113 664 3.488 3.479 9 246 1.425 103 910 174 34 702 1 8

6.028 316 169 824 4.407 4.395 13 312 1.798 128 1.148 226 43 880 6 10

7.314 359 209 1.034 5.308 5.292 16 404 2.154 162 1.379 274 50 1.055 13 11

8.530 391 233 1.263 6.185 6.165 20 457 2.539 196 1.613 323 57 1.233 21 12

9.899 441 264 1.480 7.186 7.162 24 528 2.943 234 1.865 373 65 1.428 31 13

11.415 497 291 1.633 8.302 8.275 27 692 3.368 270 2.135 429 73 1.633 39 13

12.852 543 344 1.856 9.395 9.364 31 714 3.869 317 2.435 489 80 1.866 49 14

14.973 586 439 2.115 11.007 10.969 38 826 4.395 361 2.763 555 88 2.121 60 15

16.047 636 508 2.381 11.640 11.592 48 882 4.943 0 404 3.112 637 95 2.380 72 18

1.600 45 53 272 1.157 1.147 10 74 516 42 347 66 7 274 12 1

3.075 81 87 525 2.256 2.239 18 125 964 80 681 120 15 545 24 1

4.624 114 119 840 3.385 3.360 25 166 1.459 124 1.034 182 23 829 53 3

6.224 151 167 1.121 4.550 4.518 32 234 1.918 167 1.365 246 31 1.088 50 6

7.945 200 283 1.422 5.756 5.717 40 284 2.313 221 1.693 305 39 1.349 62 7

9.582 234 311 1.731 6.970 6.919 51 336 2.757 268 2.009 369 47 1.593 76 16

Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received

837 9.790

151 1.639

303 2.510

403 3.352

506 4.230

589 5.161

696 5.991

911 8.048

1.054 8.983

1.197 10.578

1.337 11.104

114 1.084

177 2.111

246 3.166

331 4.307

330 5.633

389 6.824

f. Others g. Corrections Net Interest Income (A1-A2)

27.028 2.206

6.856 189

7.991 210

10.353 376

12.083 401

14.674 645

18.939 967

800 6.956 25.288 1.070

31.194 1.126

29.040 1.382

34.074 1.565

36.640 1.612

5.057 247

11.415 1.483

14.739 608

18.053 709

19.077 800

21.295 877

-

-

-

-

-

-

-

-

-

-

119

124

-

-

-

-

-

-

B. C.

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

18.751 5.502

5.693 900

6.206 1.351

7.973 1.818

9.169 2.296

11.059 2.742

14.437 3.188

20.230 3.579

25.622 3.967

22.595 4.579

26.921 5.009

28.911 5.467

4.317 434

8.928 870

12.520 1.392

15.164 1.907

15.654 2.399

17.238 2.888

569 29.002 1.242

75 7.180 141

224 8.658 277

186 11.202 325

216 13.287 398

228 16.604 1.030

347 21.201 1.554

408 27.177 1.552

480 32.919 1.399

484 30.416 1.116

460 35.862 1.316

527 38.835 1.256

59 5.170 215

219 14.749 263

273 18.240 273

224 19.862 304

293 22.233 366

123

-

-

-

-

-

-

-

-

-

-

-

3

134 11.447 143 1 1

4

7

7

13

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

16.216 1.923 790

5.342 249 117

5.676 535 151

7.270 606 223

8.225 862 297

9.923 1.033 360

13.017 1.123 430

18.103 1.238 496

22.980 1.281 588

19.763 1.443 678

23.694 1.808 755

25.555 1.939 832

3.971 133 73

9.352 246 153

11.435 445 217

13.898 592 293

14.249 970 373

15.706 935 460

8.708 7.816 1.419 398 1.021 8.837 39 835 5.137

1.331 1.316 244 41 202 1.518 15 93 976

2.019 1.843 289 36 253 2.095 27 77 1.448

2.777 2.504 342 39 303 2.806 33 513 1.478

3.505 3.025 459 36 423 3.448 42 541 1.953

4.258 3.231 641 64 577 3.808 51 594 2.254

5.077 3.729 930 155 774 4.503 59 697 2.689

5.789 5.066 1.112 325 787 5.853 65 632 3.816

6.671 6.323 1.305 517 788 7.111 73 789 4.696

7.416 7.607 1.328 428 900 8.508 85 904 5.603

8.288 8.790 1.085 92 993 9.782 93 1.105 6.505

9.254 8.909 1.210 116 1.094 10.003 100 1.338 6.121

776 971 92 18 75 1.046 10 10 720

1.552 2.078 209 28 180 2.259 19 55 1.502

2.384 3.156 306 29 276 3.433 33 113 2.593

3.177 4.120 402 76 326 4.446 45 164 3.289

3.960 4.848 457 81 376 5.224 55 167 3.794

4.753 5.887 548 92 457 6.343 63 199 4.623

D. E. F. G. H. I. J. K.

Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/ provisions g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax

17

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.15.a. Rekening Administratif Bank Umum

(Commercial Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya ***) Angka-angka sangat-sangat sementara r) Angka-angka diperbaiki

2012 Des

2013 Feb

Mar

Apr

Mei

Jun

Jul

2014 Ags

Sep 350.306 27.757 317.049

Okt

Nov

275.380 16.205 254.545

298.740 17.167 274.943

306.146 22.273 278.677

314.638 24.152 284.528

336.825 26.642 303.556

350.799 24.822 321.080

362.974 24.156 334.583

369.991 28.045 336.603

369.354 27.773 336.281

4.630 1.154.122 817.271

6.630 1.219.531 859.374

5.196 1.223.486 848.325

5.958 1.239.244 860.045

6.627 1.222.703 831.029

4.897 1.262.744 862.142

4.235 1.319.089 895.741

5.343 1.358.317 924.868

265.664 551.608 5.911

272.805 586.569 7.269

276.417 571.908 7.092

280.426 579.619 10.972r)

286.104 544.924 7.184

279.906 582.236 10.067

288.449 607.291 11.174

295.450 629.418 11.534

292.558 674.983 12.091

296.831 682.835 9.554

1.609 4.301 73.439 255.717

2.157 5.112 73.041 277.886

1.519 5.573 73.766 291.633

1.418 9.554r) 69.014 295.939

1.555 5.629 68.919 310.768

1.266 8.801 69.362 315.744

1.329 9.845 70.843 337.524

1.425 10.109 74.186 343.737

1.416 10.674 83.841 332.252

1.585 7.970 79.450 346.145

1.785 199.692 173.136 25.849 706 183.675 180.788 2.888 191.889

1.960 204.222 176.814 26.643 764 175.443 172.471 2.972 187.995

2.670 206.328 178.715 26.714 898 176.201 173.106 3.095 190.414

3.275 203.055 175.220 26.904 931 180.446 177.608 2.838 191.592

4.803 199.402 171.350 27.117 936 185.477 182.825 2.652 193.721

5.428 201.846 173.517 27.428 902 191.643 188.556 3.087 196.474

3.807 208.900 179.418 28.063 1.420 197.657 194.727 2.929 199.522

3.992 224.574 194.683 28.951 940 206.708 203.645 3.063 203.622

3.668 237.291 207.287 29.019 985 231.331 215.273 16.058 209.931

24.576 159.833 144.316 15.517 7.480 6.913 567

24.026 156.241 140.587 15.655 7.728 7.052 676

24.372 158.130 142.498 15.632 7.911 7.169 743

24.350 159.176 143.450 15.726 8.067 7.457 610

24.249 161.121 145.046 16.074 8.352 7.669 683

24.621 162.993 146.983 16.010 8.860 7.869 991

25.365 165.458 149.171 16.287 8.699 7.968 731

26.008 168.499 152.116 16.384 9.114 8.208 906

26.975 172.409 155.630 16.779 10.547 8.333 2.214

Des

Jan

Feb

Mar

Apr

Mei

Indicator

Jun

477.159 Commited Claims 28.361 - Unused borrowing 443.988 - Outstanding spot and derivatives

385.595 28.264 352.833

397.024 32.430 359.454

411.764 28.896 376.783

429.770 24.561 398.243

427.717 25.632 393.692

440.000 24.330 408.515

434.569 26.429 403.290

5.500 5.301 4.498 1.399.392 1.417.605 r) 1.620.664 967.540 979.666 1.156.005

5.140 1.314.773 1.013.477

6.085 1.554.793 1.060.198

6.967 1.326.988 1.028.842

8.393 1.500.734 1.001.917

7.155 1.476.856 977.945

4.850 1.511.309 1.015.154

312.401 843.604 8.195

301.472 712.005 8.384

312.994 747.204 8.884

283.400 745.441 8.189

278.647 723.270 7.603

285.057 692.888 8.860

304.360 710.795 8.834

275.319 777.683 8.910 -

1.325 6.870 90.536 355.928

1.056 7.328 95.196 360.465

1.311 7.573 87.787 387.078

1.487 6.702 82.822 411.995

1.375 6.228 82.595 401.384

1.401 7.460 81.498 403.663

1.613 7.221 74.701 408.578

1.724 7.186 75.653 444.141

2.789 228.744 198.782 28.960 1.002 216.443 213.229 3.214 208.410

9.999 252.121 221.202 29.864 1.056 224.438 221.141 3.297 212.461

10.515 260.029 229.328 29.696 1.005 232.345 229.089 3.255 216.548

10.846 265.567 234.503 30.023 1.041 224.440 220.940 3.500 213.654

5.780 257.887 223.933 32.992 962 215.780 212.238 3.541 211.547

7.234 255.117 224.201 29.887 1.030 213.925 210.516 3.410 213.800

4.889 268.840 237.183 30.635 1.022 221.479 217.955 3.525 215.567

4.040 271.785 233.903 34.710 3.172 221.368 219.117 2.250 218.034

5.658 281.903 242.694 35.800 3.409 229.452 227.853 1.599 221.146

26.195 173.453 156.321 17.131 8.762 8.125 637

26.205 177.314 159.780 17.534 8.942 8.308 634

27.375 180.184 162.254 17.930 8.988 8.383 605

27.509 176.711 158.729 17.982 9.434 8.841 593

26.145 175.766 157.959 17.806 9.636 9.029 607

25.719 178.367 160.625 17.742 9.714 9.104 610

25.430 180.291 162.442 17.849 9.846 9.225 622

26.519 181.627 167.087 14.540 9.888 9.267 621

26.681 184.412 169.766 14.646 10.053 9.439 614

(purchased)

r)

4.809 - Others 1.378.086 Commited Liabilities 1.053.002 - Undisbursed loan facilities

to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets

- Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others ***) Estimated figures r) Revised figures

18

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.16.a. Rekening Administratif Bank Persero

(State Owned Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya r) Angka-angka diperbaiki

2012

2013

2014

Indicator

Des

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

23.602 23.602

28.264 28.264

27.673 27.673

26.888 26.888

16.364 16.364

35.150 35.150

37.449 37.449

26.270 26.270

16.570 16.570

19.558 19.558

17.980 17.980

20.614 20.614

24.939 24.551

31.599 31.131

31.310 30.800

24.686 24.473

17.852 17.706

Jun

240.565 193.478

260.780 210.303

243.148 193.877

244.344 194.779

226.248 187.988

243.007 188.959

259.928 199.733

267.927 209.480

258.257 202.706

261.049 206.946

285.099 212.356

280.015 206.070

388 298.407 229.016

469 295.970 223.620

510 279.851 210.984

213 271.137 210.722

146 273.084 223.936

222 - Others 300.670 Commited Liabilities 216.306 - Undisbursed loan facilities

48.414 145.065 211

50.904 159.400 252

51.012 142.864 258

52.114 142.666 269

52.618 135.371 231

42.014 146.945 176

49.015 150.718 190

55.883 153.597 192

50.292 152.414 229

54.023 152.923 201

55.594 156.762 161

51.893 154.177 95

58.135 170.881 163

52.496 171.124 127

48.360 162.624 81

49.086 161.635 101

52.806 171.130 77

46.357 169.949 70 -

72 140 34.112 12.749

143 109 32.961 16.988

132 125 32.277 16.506

120 149 33.349 15.790

130 101 32.799 5.064r)

92 85 32.234 21.266

107 83 33.142 26.496

107 85 33.106 25.026

92 137 37.114 18.065

116 84 36.871 16.869

107 54 42.665 17.147

63 32 43.828 19.396

136 27 40.915 28.218

109 19 37.946 27.246

59 21 37.533 31.132

79 22 36.274 23.944

53 24 29.823 19.239

42 28 33.936 24.949

14 35.686 15.132 20.116 438 82.152 81.904 248 121.735 19.066 102.575 99.263 3.312 94 94 -

276 36.814 15.734 20.618 462 75.721 75.496 224 116.889 18.570 98.225 94.930 3.296 94 94 -

230 36.971 15.677 20.732 562 76.155 75.923 232 117.343 18.418 98.829 95.535 3.295 96 96 -

157 39.201 17.730 20.899 572 79.123 78.952 171 117.592 18.264 99.232 95.937 3.296 96 96 -

166 40.165 18.663 20.918 583 81.053 80.890 163 118.412 18.166 100.149 96.852 3.297 96 96 -

372 41.147 19.354 21.198 595 84.495 84.289 206 119.866 18.345 101.424 98.115 3.309 98 98 -

367 42.505 20.227 21.672 606 87.731 87.514 217 121.937 18.772 103.064 99.747 3.317 101 101 -

123 45.779 22.843 22.316 620 93.958 93.725 233 124.976 19.326 105.543 102.213 3.331 108 108 -

143 48.562 25.430 22.502 630 100.635 100.384 252 128.518 20.084 108.320 104.602 3.718 114 114 -

162 47.849 24.828 22.379 641 99.412 99.143 269 128.308 19.714 108.483 104.868 3.615 111 111 -

281 49.351 25.698 23.004 649 103.275 102.991 284 131.330 19.700 111.511 107.782 3.729 118 118 -

373 50.379 26.599 23.130 650 109.845 109.543 302 132.532 19.621 112.791 109.020 3.771 120 120 -

95 50.454 26.359 23.428 667 105.964 105.700 265 127.845 19.782 107.944 104.175 3.769 119 119 -

96 48.836 24.842 23.310 684 102.510 102.237 273 125.273 18.417 106.743 103.056 3.687 114 114 -

121 49.787 26.115 22.981 691 101.434 101.143 290 125.923 18.064 107.748 104.067 3.681 111 111 -

96 54.037 30.025 23.298 713 106.490 106.186 304 127.365 18.234 109.017 105.332 3.686 114 114 -

9 58.027 30.792 24.317 2.918 108.899 108.393 505 128.612 18.341 110.156 106.602 3.553 115 115 -

8 59.864 32.282 24.450 3.132 112.347 111.854 493 130.481 18.528 111.837 108.211 3.626 117 117 -

325.093 Commited Claims - - Unused borrowing 24.201 - Outstanding spot and derivatives

(purchased)

to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others r) Revised figures

19

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.17.a. Rekening Administratif BUSN Devisa

(Foreign Exchange Commercial Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya r) Angka-angka diperbaiki

2012

2013

Des

Feb

Mar

Apr

Mei

Jun

Jul

67.659 3.427 62.050

76.247 3.436 70.488

75.685 3.745 69.440

67.725 3.650 61.742

83.133 3.676 76.871

94.209 3.673 88.245

96.307 3.747 91.665

2.183 441.539

347.941

2.323 460.635 357.434

2.499 459.243 357.831

2.334 479.337 372.952

2.585 486.074 378.050

2.291 504.098 386.829

163.347 184.594 2.234

167.587 189.848 2.884

169.214 188.617 2.049

172.900 200.052

175.826 202.224 2.071

1.140 1.094 25.113 66.171

1.625 1.259 25.300 74.813

1.023 1.027 25.234 73.751

5.523 22.877 75.708

82

204 8.906 4.583 4.176 148 36.847 34.184 2.663 47.768 3.187 38.005 26.350 11.655 6.576 5.900 676

378 8.983 4.661 4.141 181 36.625 34.075 2.550 48.771 3.602 38.451 26.818 11.633 6.718 5.975 743

1.250r) 8.767 4.480 4.085 202 37.946 35.454 2.491 49.199 3.585 38.767 27.046 11.721 6.847 6.237 610

2014 Ags

Des

Jan

Feb

Mar

Apr

Mei

Indicator

Sep

Okt

Nov

101.196 5.828 93.476

92.295 4.261 86.217

104.133 5.279 97.038

106.463 4.098 101.363

110.257 8.179 100.594

107.563 5.462 99.925

112.748 3.923 106.951

113.417 3.842 106.218

118.915 5.064 110.603

112.047 3.944 106.616

126.454 Commited Claims 5.781 - Unused borrowing 119.228 - Outstanding spot and derivatives

Jun

895 519.892 399.443

1.892 522.114 404.123

1.816 529.149 409.833

1.816 533.371 408.886

1.002 678.923 546.378

1.484 552.285 419.493

2.176 561.969 429.199

1.874 534.038 418.113

3.357 549.194 417.371

3.248 554.284 419.988

1.486 582.325 449.690

1.445 - Others 585.642 Commited Liabilities 448.300 - Undisbursed loan facilities

179.225 207.603 2.143

178.449 220.994 2.118

177.478 226.645 2.136

176.507 233.326 5.177

176.957 231.930 2.410

188.813 357.566 1.840

181.364 238.129 1.683

185.697 243.502 1.702

165.475 252.638 2.069

165.050 252.321 1.805

167.756 252.232 1.792

188.158 261.532 2.463

165.571 282.729 2.464 -

1.006 1.065 21.785 81.455

1.038 1.105 22.369 89.765

1.027 1.091 22.739 95.164

1.044 1.092 24.026 90.430

1.135 4.042 26.557 86.292

1.245 1.165 22.253 99.120

968 872 25.641 98.059

883 800 27.686 95.574

986 716 24.937 97.815

1.132 937 24.175 105.147

1.097 708 23.912 101.842

1.098 695 24.510 106.048

1.442 1.021 25.974 102.831

1.465 1.000 23.697 108.333

2.713 8.877 4.459 4.218 201 38.107 35.791 2.316 50.178 3.597 39.617 27.544 12.073 6.964 6.282 683

2.993 8.635 4.234 4.197 204 39.346 36.952 2.394 51.009 3.754 39.924 27.932 11.992 7.332 6.341 991

428 8.715 3.719 4.292 703 39.417 36.905 2.513 51.763 4.091 40.541 28.283 12.258 7.131 6.400 731

1.398 8.742 4.046 4.480 215 39.914 37.485 2.429 52.549 4.127 40.922 28.555 12.367 7.499 6.593 906

1.290 8.850 4.277 4.321 252

702 8.561 4.068 4.236 257 40.769 38.420 2.349 53.202 3.932 42.177 29.402 12.776 7.092 6.455 637

7.005 9.184 4.493 4.444 246 42.053 39.647 2.405 53.718 3.974 42.516 29.621 12.895 7.228 6.598 630

7.849 9.196 4.709 4.232 256 43.986 41.564 2.423 55.939 5.239 43.447 30.229 13.218 7.253 6.648 605

8.316 9.418 4.964 4.186 268 41.592 39.135 2.457 57.725 5.243 44.792 31.531 13.262 7.689 7.097 593

3.101 10.093 5.608 4.310 175 40.795 38.386 2.409 57.891 5.231 44.769 31.616 13.153 7.891 7.293 598

4.264 11.937 7.345 4.369 222 40.992 38.564 2.428 58.179 5.205 44.998 31.894 13.104 7.977 7.367 610

1.945 11.686 6.998 4.499 188 42.619 40.269 2.349 58.189 4.748 45.362 32.184 13.178 8.079 7.469 610

1.367 11.755 4.864 6.740 151 39.529 38.651 878 59.125 5.745 45.321 34.736 10.585 8.059 7.447 612

2.847 11.866 4.874 6.830 162 40.701 39.829 872 59.843 5.750 45.887 35.269 10.618 8.206 7.601 605

(purchased)

8.659

4.553 3.979 126 37.219

34.706 2.512 46.937

3.268 37.317 25.663 11.655 6.351 5.784 567

6.550r) 1.027 r)

41.348 r) 38.860 2.488r) 53.131 4.321 41.489 29.152 12.337 7.321 6.671 650

to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others r) Revised figures

20

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.18.a. Rekening Administratif BUSN Non Devisa

(Non-Foreign Exchange Commercial Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya

2012

2013

Des

Feb

Mar

Apr

Mei

Jun

Jul

2014 Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Indicator

Jun

21 Commited Claims - - Unused borrowing - - Outstanding spot and derivatives

18 -

32 -

20 -

27 -

28 -

27 -

22 -

28 -

23 -

19 -

26 -

25 -

20 -

22 -

24 -

20 -

114 92 -

18 4.762

32 5.471 5.364

20 4.980 4.906

27 5.663 5.569

28 5.467 5.387

27 5.368 5.273

22 6.521 6.428

28 6.051 5.975

23 5.412 5.298

19 7.049 6.922

26 7.400 6.679

25 6.583 5.880

20 7.774 7.041

22 7.992 7.250

24 7.172 7.072

20 6.971 6.899

22 7.410 7.324

21 - Others 7.220 Commited Liabilities 7.130 - Undisbursed loan facilities

2.954 1.808 70

3.278 2.086 57

3.437 1.470 38

3.536 2.033 53

3.593 1.794 50

3.996 1.277 54

4.196 2.232 55

4.132 1.843 58

3.928 1.369 72

4.117 2.806 74

4.210 2.469 80

3.919 1.961 75

4.359 2.681 80

4.559 2.690 88

4.627 2.444 76

4.840 2.059 51

3.052 4.271 61

2.936 4.194 61 -

41 29 -

37 20 -

8 30 -

13 40 -

17 33 -

24 30 -

22 33 0 -

25 34 -

31 41 -

31 42 -

31 49 -

30 45 -

38 42 -

48 40 -

37 40 -

27 23 -

30 31 -

22 39 -

29

50 325 320 4 351 302 49 2.391 82 1.855 1.703 152 454 454 -

36 325 318 6 371 312 59 2.452 82 1.901 1.753 148 469 469 -

41 317 308 9 337 270 67 2.498 82 1.928 1.777 151 488 488 -

30 315 311 5 343 288 55 2.539 82 1.951 1.804 147 506 506 -

41 341 333 8 483 409 74 2.692 82 2.069 1.921 148 541 541 -

38 336 325 10 406 324 82 2.733 82 2.090 1.943 147 561 561 -

18 326 316 10 359 292 67 2.762 82 2.102 1.980 122 577 577 -

43 323 313 10 379 315 63 2.849 82 2.172 2.040 133 594 594 -

53 335 326 9 356 293 64 2.902 81 2.218 2.069 149 602 602 -

41 329 319 10 353 287 66 3.032 81 2.342 2.108 233 609 609 -

27 327 318 9 387 324 63 3.103 81 2.404 2.166 239 617 617 -

25 343 328 14 341 277 64 3.159 81 2.457 2.206 251 620 620 -

22 342 331 11 318 261 57 3.195 81 2.490 2.239 252 624 624 -

24 277 265 11 369 300 68 3.282 81 2.576 2.323 253 625 625 -

21 305 290 15 380 315 65 3.318 81 2.609 2.354 255 629 629 -

26 312 302 9 408 332 76 3.389 86 2.672 2.670 2 631 631 -

29 322 312 10 437 359 77 3.451 86 2.731 2.728 3 634 634 -

(purchased) 4.861

309 303 6 374

289 85 2.255

82 1.761 1.612 149 412 412 -

to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others

21

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.19.a. Rekening Administratif BPD

(Regional Development Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya r) Angka-angka diperbaiki

2012 Des

2013 Feb

2.426

Mar

Apr

Mei

Jun

Jul

2014 Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Indicator

Jun

3.837 Commited Claims 81 - Unused borrowing 803 - Outstanding spot and derivatives

3.155 77 527

2.903 78 314

2.852 78 289

3.260 88 721

2.720 79 164

3.990 78 846

3.900 79 640

3.423 79 0

3.961 79 100r)

3.571 79 183

3.674 80 366

3.616 79 234

3.969 80 360

4.074 81 205

4.678 81 1.506

3.839 81 827

18.826

2.551 20.876 18.147

2.511 20.210 17.572

2.485 20.652 17.801

2.451 21.086 18.012

2.477 19.773 16.990

3.066 22.762 19.398

3.181 22.758 19.438

3.344 21.403 18.809

3.282 21.248 18.088

3.309 21.212 18.355

3.228 24.112 19.261

3.303 25.145 20.393

3.529 24.981 20.137

3.789 22.546 19.763

3.091 23.478 19.752

2.931 21.686 18.955

2.953 - Others 20.991 Commited Liabilities 18.375 - Undisbursed loan facilities

5.366 13.460 78

5.094 13.053 112

4.737 12.835 89

4.875 12.926 76

4.776 13.236 79

4.736 12.253 130

4.934 14.464 125

5.144 14.294 164

5.132 13.677 127

5.110 12.977 179

5.159 13.196 185

5.338 13.922 151

5.621 14.773 159

5.290 14.847 153

5.072 14.692 123

4.885 14.867 129

4.844 14.111 119

4.627 13.748 101 -

15 64 865 39

10 102 810 508

10 78 814 60

7 69 845 299

5 74 808 565

3 128 869 140

3 122 800 814

3 160 837 615

4 123 804 35

45 135 775 564

55 131 836 219

36 115 817 219

47 111 665 51

45 108 603 131

38 85 513 137

45 84 521 1.021

50 69 426 268

40 62 435 101

1.196

1.299 7.313 6.089 1.092 132 8.998 8.997 1 7.340 2.186 5.041 4.805 235 113 113 -

1.676 7.445 6.200 1.111 133 9.245 9.180 65r) 7.617 2.270 5.235 4.995 240 113 113 -

1.631 6.376 5.013 1.231 132 9.572 9.498 74r) 7.802 2.419 5.270 5.029 241 113 113 -

1.705 4.139 2.617 1.441 81 12.212 11.947 265 7.983 2.473 5.397 5.152 246 113 113 -

1.628 4.181 2.623 1.477 81 12.450 12.417 33 8.092 2.488 5.491 5.219 272 113 113 -

1.642 4.697 3.030 1.584 82 12.638 12.163 475 8.108 2.467 5.528 5.255 273 113 113 -

1.617 4.801 3.007 1.653 141 11.854 11.381 472 8.306 2.450 5.743 5.386 357 113 113 -

1.629 4.506 2.852 1.573 81 12.140 11.763 376 8.540 2.434 5.993 5.610 383 113 113 -

1.851 4.402 2.690 1.629 82 10.669 10.040 629 8.542 2.403 6.026 5.646 380 113 113 -

1.993 7.243 2.566 4.596 82 9.961 9.255 706 8.615 2.416 6.077 5.695 382 122 113 9

2.010 4.401 2.490 1.816 95 10.056 9.548 508 8.593 2.370 6.110 5.725 385 113 113 -

2.056 5.228 3.087 2.046 95 10.425 9.728 696 8.642 2.368 6.150 5.763 387 124 113 11

1.918 5.953 3.070 2.800 83 11.083 10.391 693 8.639 2.348 6.170 5.932 239 122 113 9

1.979 6.808 3.070 3.644 94 11.302 11.253 50 8.861 2.317 6.422 6.184 238 122 113 9

77 10

(purchased)

2.340 21.004

7.391

6.255 1.018 118 11.946

11.945 1 7.310

2.160 4.998 4.763 236 153 153 0

1.622 4.276 2.855 1.288 133 10.536 10.468 68r) 7.832 2.403 5.317 5.077 241 113 113 -

1.644 4.240 2.814 1.344 82 11.505 11.135 370 7.906 2.440 5.353 5.109 244 113 113 -

1.625 4.084 2.593 1.402 88 11.701 11.651 49 7.914 2.420 5.382 5.134 248 113 113 -

r)

to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others r) Revised figures

22

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.20.a. Rekening Administratif Bank Campuran

(Joint Venture Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya r) Angka-angka diperbaiki

2012

2013

2014

Indicator

Des

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

41.154

47.106 5.441 41.031

52.207 9.241 42.865

60.645 9.243 51.265

59.993 11.614 48.290

56.751 9.656 46.998

56.361 8.917 47.195

63.263 9.580 53.442

55.391 10.100 45.005

58.106 9.451 48.472

59.633 10.331 49.142

63.713 10.176 53.155

68.713 9.313 59.228

70.972 7.207 63.273

71.023 8.645 61.699

70.780 5.890 64.306

74.992 8.886 65.842

83.621 Commited Claims 8.866 - Unused borrowing 74.588 - Outstanding spot and derivatives

104.664

635 157.168 110.254

101 164.549 115.207

137 168.621 113.425

89 142.931 85.525r)

98 156.580 103.208

249 162.342 107.104

241 174.873 111.848

285 176.221 117.523

182 176.775 118.283

161 196.267 135.951

381 187.237 125.246

171 195.865 127.969

492 204.941 122.348

679 187.595 116.787

584 186.641 115.951

265 185.957 112.816

12.083 92.581 15

13.461 96.793 12

13.754 101.453 14

13.359 100.066 12

15.263 70.262r) 11

14.247 88.961 10

15.188 91.916 11

14.696 97.152 185

15.654 101.869 161

15.957 102.326 162

16.505 119.446 155

16.505 108.741 77

15.864 112.105 80

15.194 107.154 82

15.054 101.732 72

14.234 101.717 17

13.501 99.315 17

14.898 102.381 15 -

4 11 6.022 32.721

3 8 6.597 40.203

6 8 7.400 41.825

6 6 6.074 48.984

6 5 6.828 50.401

6 3 6.383 46.813

7 4 6.843 48.206

12 173 8.127 54.524

13 147 10.307 47.973

16 146 9.983 48.117

13 142 11.344 48.401

10 67 11.095 50.452

8 72 10.237 57.075

9 72 9.868 72.076

5 67 9.290 60.919

9 8 8.983 60.920

10 7 8.494 63.909

7 8 8.582 71.347

215

103 64.309 64.037 268 4 16.325 16.290 35 3.897 0 3.645 3.492 153 252 252 -

103 66.669 66.403 264 2 16.453 16.265 189r) 3.962 0 3.693 3.539 153 269 269 -

126 60.718 60.484 232 2 16.696 16.662 34 4.165 0 3.896 3.743 153 269 269 -

166 61.201 60.961 238 2 17.649 17.601 49 4.264 0 3.982 3.829 153 282 282 -

167 62.707 62.498 207 2 17.733 17.691 42 4.440 0 4.062 3.909 153 378 378 -

177 66.477 66.259 216 3 17.912 17.844 68 4.549 0 4.163 4.009 153 387 387 -

189 71.208 70.976 229 3 19.038 18.969 69 4.660 0 4.257 4.103 153 403 403 -

257 75.594 75.366 225 3 20.359 20.294 65 5.013 0 4.593 4.439 153 420 420 -

229 74.231 73.972 256 3 19.988 19.931 57 5.073 0 4.661 4.508 153 412 412 -

417 86.458 86.207 249 2 20.970 20.901 69 5.194 0 4.762 4.608 153 433 429 3

366 91.364 91.016 346 2 20.536 20.445 91 5.334 0 4.900 4.746 153 435 435 -

504 94.904 94.546 356 2 20.040 19.954 85 5.411 0 4.975 4.822 153 436 436 -

567 90.600 90.243 355 3 19.183 19.087 96 5.545 0 5.124 4.957 167 421 421 -

527 86.342 85.976 363 3 18.499 18.383 116 5.563 0 5.148 4.995 153 414 414 -

770 89.145 88.760 381 4 18.296 18.187 110 5.731 0 5.311 5.119 192 419 419 -

720 90.368 89.944 420 4 18.265 18.166 98 5.810 0 5.388 5.377 10 422 422 -

641 93.454 93.018 432 4 20.859 20.752 107 5.900 0 5.473 5.463 10 427 427 -

4.510 36.560

(purchased)

84 143.637

62.290

62.040 246 4 15.200

15.158 42 3.753 0 3.506 3.352 153 247 247 -

167 - Others 197.863 Commited Liabilities 117.278 - Undisbursed loan facilities

to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others r) Revised figures

23

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.21.a. Rekening Administratif Bank Asing

(Foreign Owned Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya ***) Angka-angka sangat-sangat sementara

2012 Des

2013 Feb

Mar

Apr

Mei

Jun

Jul

2014 Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Indicator

Jun

140.520 8.192 132.324

143.937 8.214 134.633

147.659 9.210 138.384

156.501 11.181 144.345

174.047 11.264 161.310

161.941 11.414 150.523

168.844 11.414 157.427

175.334 12.558 162.775

182.605 13.317 169.256

183.577 12.963 170.613

197.921 13.757 184.165

198.742 13.996 184.725

206.913 14.042 192.845

210.460 13.350 196.529

207.868 13.064 194.770

220.923 13.296 207.627

225.725 13.426 212.299

238.802 Commited Claims 13.633 - Unused borrowing 225.169 - Outstanding spot and derivatives

4 302.516

147.600

1.089 314.602 157.871

65 331.357 158.931

975 320.628 155.519

1.472 340.897 156.067

4 333.919 160.885

3 347.644 163.635

1 364.593 174.003

31 1 408.950 418.420 ***) 213.372 220.540

444.852 236.286

21 450.692 237.527

27 352.873 246.580

580 338.382 237.373

34 454.376 229.941

434.345 204.633

440.847 202.434

- Others 500.378 Commited Liabilities 245.612 - Undisbursed loan facilities

33.500 114.101 3.302

32.481 125.390 3.953

34.263 124.669 4.645

33.643 121.876 4.011

34.030 122.037 4.741

35.687 125.198 7.554

36.668 126.967 8.674

38.117 135.886 8.799

41.044 172.328 6.325

40.667 179.873 6.529

42.120 194.166 5.775

42.453 195.074 6.303

43.317 203.263 6.701

40.386 196.987 5.670

40.484 189.457 5.446

44.305 160.329 6.771

41.999 160.435 6.098

40.931 204.682 6.198 -

338 2.964 7.328 144.037

339 3.614 7.374 145.375

340 4.304 8.040 159.491

244 3.767 5.869 155.158

391 4.350 6.699 173.283

103 7.452 7.508 157.760

162 8.512 7.319 166.845

234 8.565 8.090 173.142

141 6.184 9.058 179.887

131 6.398 9.568 181.474

152 5.623 10.050 192.103

33 6.270 11.769 194.823

96 6.605 11.034 203.918

144 5.526 10.231 207.396

139 5.307 11.347 207.354

143 6.628 11.211 211.730

28 6.069 9.984 222.331

149 6.050 9.002 239.412

249

29 86.555 86.370 170 15 37.202 37.202 9.709 9.470 9.307 163 239 239 -

249 85.936 85.774 148 14 37.351 37.351 10.268 10.021 9.858 163 247 247 -

70 87.676 87.514 148 14 36.773 36.773 10.336 10.082 9.919 163 254 254 -

107 84.567 84.412 143 12 37.788 37.788 10.496 10.104 9.941 163 391 391 -

212 84.776 84.616 149 11 38.081 38.081 10.561 10.162 9.999 163 399 399 -

1.172 86.784 86.619 156 10 40.490 40.490 10.626 10.218 10.054 164 408 408 -

559 94.380 94.201 168 10 41.227 41.227 10.692 10.277 10.113 165 415 415 -

308 99.781 99.591 181 10 43.002 43.002 10.765 10.344 10.178 165 421 421 -

308***) 93.073 92.884 179 10 43.280 43.280 10.818 10.385 10.220 165 432 432 -

638 101.999 101.797 194 8 45.933 45.933 10.882 10.440 10.274 166 442 442 -

271 104.257 104.151 98 8 45.450 45.450 11.100 10.650 10.483 166 450 450 -

55 106.047 105.944 95 7 45.834 45.834 10.972 10.515 10.349 166 457 457 -

100.773 100.675 92 7 43.012 43.012 11.028 10.562 10.397 166 465 465 -

288 102.373 102.274 92 7 42.576 42.576 12.261 11.787 11.622 165 474 474 -

108.440 108.312 121 7 43.269 43.269 12.323 11.842 11.690 151 482 482 -

105.370 105.233 130 7 43.185 43.185 12.459 11.921 11.770 151 538 538 -

153 109.590 109.450 132 7 43.806 43.806 12.609 12.062 11.911 151 547 547 -

(purchased)

85.357

85.156 187 13 36.785 36.785 9.899 9.676 9.664 12 223 223 -

to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others ***) Estimated figures

24

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.22.a. Kinerja Bank Umum Konvensional

(Commercial Banks Performance) Miliar Rp (Billion Rp) 2012

2013

2014

Items

Keterangan Des Rasio Pemenuhan Kecukupan Modal Minimum (%)

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun 19,45 Capital Adequacy Ratio (%)

17,43

19,29

19,08

18,74

18,68

18,08

18,08

18,02

18,11

18,48

18,72

18,13

19,91

19,91

19,77

19,33

19,48

- Modal

496.629

563.382

565.431

561.848

569.202

567.388

576.547

582.716

601.394

612.646

633.538

626.888

696.029

692.783

692.611

688.661

702.833

713.581

- ATMR

2.849.997

2.920.963

2.963.335

2.997.947

3.047.401

3.137.611

3.188.076

3.234.414

3.320.806

3.315.371

3.383.646

3.458.404

3.495.264

3.479.287

3.502.768

3.561.926

3.608.712

3.669.339

15,60

17,51

17,24

16,94

16,91

16,30

16,32

16,34

16,42

16,66

16,99

16,36

18,27

18,29

18,17

17,76

17,91

Rasio Modal Inti terhadap ATMR (%) - Modal Inti (Tier I) - ATMR ROA (%)

- Capital - Risk Weighted Assets

17,79 Core Capital Ratio to ATMR (%)

444.545

511.414

510.947

507.982

515.172

511.475

520.451

528.377

545.432

552.319

575.004

565.774

638.682

636.516

636.301

632.568

646.263

652.912

2.849.997

2.920.963

2.963.335

2.997.947

3.047.401

3.137.611

3.188.076

3.234.414

3.320.806

3.315.371

3.383.646

3.458.404

3.495.264

3.479.287

3.502.768

3.561.926

3.608.712

3.669.339

3,11

2,92

3,03

2,96

2,99

3,02

3,00

3,03

3,06

3,09

3,09

3,08

2,90

2,79

3,01

2,93

2,98

- Core Capital (Tier I) - Risk Weighted Assets

3,02 Return On Assets Ratio (%) - Profit

- Laba sebelum pajak

117.103

119.224

124.226

122.288

124.437

126.197

126.133

128.398

130.653

132.679

133.732

134.571

136.311

131.164

141.871

138.814

142.439

145.570

- Rata-rata total aset

3.761.912

4.077.665

4.105.137

4.132.432

4.155.641

4.179.853

4.203.757

4.230.746

4.269.024

4.296.687

4.328.225

4.365.364

4.704.589

4.704.448

4.719.077

4.745.361

4.778.705

4.817.211

74,10

77,38

75,11

75,02

74,54

74,66

74,14

74,06

74,35

73,74

74,95

74,08

82,93

79,48

77,34

77,19

76,20

- Biaya Operasional

321.357

64.824

90.545

118.453

146.520

179.027

202.408

235.035

272.984

298.646

353.066

368.460

53.965

82.430

118.983

152.786

186.053

218.558

- Operating Expenses

- Pendapatan Operasional

433.678

83.773

120.546

157.898

196.559

239.786

273.011

317.357

367.168

404.977

471.067

497.384

65.072

103.713

153.836

197.934

244.150

289.661

- Operating Income

5,49

5,34

5,41

5,42

5,41

5,43

5,46

5,46

5,48

5,50

4,88

4,89

4,17

4,18

4,28

4,26

4,22

BOPO (%)

NIM (%) - Pendapatan bunga bersih

- Average total assets

75,45 Operating Expenses/Operating Income (%)

4,22 Net Interest Margin Ratio (%) - Interest income net

200.338

211.016

215.365

217.071

218.140

219.773

222.215

223.906

226.470

228.967

231.216

233.841

246.975

247.087

252.437

251.690

250.760

252.257

3.648.741

3.954.362

3.980.999

4.006.770

4.029.514

4.050.534

4.073.035

4.097.904

4.134.927

4.161.857

4.742.537

4.782.557

5.922.528

5.905.662

5.896.304

5.909.664

5.936.520

5.978.554

83,58

84,35

84,93

85,17

85,84

86,80

88,68

88,88

88,91

89,47

89,97

89,70

90,47

90,47

91,17

90,79

90,30

2.597.026

2.605.285

2.650.434

2.704.323

2.757.639

2.818.238

2.893.020

2.938.954

3.024.448

3.027.457

3.081.594

3.158.099

3.125.561

3.134.461

3.169.647

3.222.850

3.262.111

3.324.847

- Total Credit to third party

3.107.385

3.088.562

3.120.554

3.175.378

3.212.610

3.246.636

3.262.157

3.306.536

3.401.635

3.383.707

3.425.301

3.520.616

3.454.949

3.464.669

3.476.779

3.549.751

3.612.717

3.683.973

- Total Third Party Funds

Rasio Aset Likuid (%)

18,45

18,07

18,08

18,20

17,48

16,22

16,40

15,75

15,92

15,85

15,50

15,77

15,06

15,15

14,58

15,12

16,31

- Aset Likuid Primer

616.043

586.414

598.786

612.040

584.308

547.670

557.523

532.728

560.114

554.127

545.510

589.158

534.690

541.642

514.369

551.766

625.072

610.892

- Aset Likuid Primer

- Aset Likuid Sekunder

142.989

152.226

153.233

155.000

158.333

150.046

155.352

163.193

168.325

166.499

174.449

163.506

173.603

171.239

178.448

177.717

176.202

179.425

- Aset Likuid Sekunder

4.115.003

4.087.525

4.160.081

4.214.319

4.248.473

4.300.917

4.347.177

4.419.669

4.575.253

4.545.650

4.643.724

4.773.892

4.704.589

4.704.307

4.751.823

4.824.212

4.912.082

5.009.817

- Rata-rata total aset produktif LDR (%) -

Total Kredit kepada pihak ketiga bukan Bank

- Total Dana Pihak Ketiga

- Total Aset

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13

- Average total earning assets

90,25 Loan to Deposits Ratio (%)

15,78 Liquid Assets Ratio (%)

- Total Assets

Note : Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13

25

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.23.a. Kinerja Bank Persero Konvensional

(State Owned Banks Performance) Miliar Rp (Billion Rp) 2012

2013

2014

Items

Keterangan Des Rasio Pemenuhan Kecukupan Modal Minimum (%)

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun 16,81 Capital Adequacy Ratio (%)

16,17

18,47

18,25

17,24

17,51

16,61

16,41

16,35

16,17

16,40

16,70

15,91

18,60

17,98

17,84

17,27

16,91

- Modal

166.297

194.886

193.045

184.012

189.996

185.969

187.596

189.265

192.847

194.358

201.731

198.288

233.021

224.844

224.400

220.153

218.610

219.898

- ATMR

1.028.287

1.054.870

1.058.063

1.067.313

1.084.825

1.119.932

1.142.853

1.157.567

1.192.526

1.185.125

1.207.733

1.246.469

1.253.042

1.250.738

1.257.797

1.275.095

1.292.751

1.307.776

14,59

17,16

16,73

15,93

16,13

15,17

15,00

15,13

14,96

14,89

15,39

14,58

17,47

16,92

16,78

16,22

15,89

Rasio Modal Inti terhadap ATMR (%) - Modal Inti (Tier I) - ATMR ROA (%)

150.049

180.980

176.990

169.988

174.983

169.901

171.449

175.169

178.425

176.510

185.826

181.769

218.861

211.623

211.026

206.839

205.391

204.255

1.028.287

1.054.870

1.058.063

1.067.313

1.084.825

1.119.932

1.142.853

1.157.567

1.192.526

1.185.125

1.207.733

1.246.469

1.253.042

1.250.738

1.257.797

1.275.095

1.292.751

1.307.776

3,80

3,40

3,74

3,63

3,62

3,70

3,69

3,68

3,71

3,74

3,74

3,87

3,54

3,43

3,82

3,81

3,67

51.669

50.624

55.845

54.605

54.784

56.460

56.537

56.837

57.717

58.661

58.953

61.645

60.155

58.520

65.579

65.995

64.006

65.680

1.359.034

1.489.233

1.493.920

1.505.655

1.513.866

1.524.660

1.533.619

1.543.907

1.556.473

1.567.429

1.578.204

1.593.260

1.699.767

1.704.083

1.715.900

1.730.410

1.742.727

1.756.695

70,53

76,38

71,34

71,08

70,89

70,86

67,31

66,77

66,56

66,60

66,55

66,16

80,21

75,08

70,86

70,67

71,01

- Biaya Operasional

116.981

26.076

33.961

43.733

54.189

66.794

66.178

74.989

84.953

94.840

104.592

116.272

20.247

28.938

39.312

51.173

63.221

73.278

- Pendapatan Operasional

165.852

34.141

47.605

61.529

76.441

94.258

98.325

112.307

127.642

142.411

157.158

175.740

25.242

38.541

55.482

72.410

89.033

105.082

5,95

5,77

5,90

5,90

5,88

5,89

5,93

5,93

5,97

6,04

5,43

5,50

4,96

5,13

5,25

5,20

5,16

- Pendapatan bunga bersih - Rata-rata total aset produktif LDR (%) Total Kredit kepada pihak ketiga bukan Bank

- Core Capital (Tier I) - Risk Weighted Assets

3,74 Return On Assets Ratio (%)

- Rata-rata total aset

NIM (%)

- Risk Weighted Assets

15,62 Core Capital Ratio to ATMR (%)

- Laba sebelum pajak

BOPO (%)

- Capital

- Profit - Average total assets

69,73 Operating Expenses/Operating Income (%) - Operating Expenses - Operating Income

5,14 Net Interest Margin Ratio (%)

79.244

83.910

86.099

86.753

86.893

87.781

88.783

89.390

90.692

92.336

93.120

95.200

100.471

104.039

106.678

106.170

105.892

106.347

1.331.277

1.454.462

1.459.374

1.470.244

1.478.354

1.489.445

1.496.562

1.506.273

1.518.879

1.529.793

1.714.676

1.731.075

2.025.132

2.029.010

2.030.993

2.041.956

2.053.920

2.067.818

79,84

84,21

85,54

84,73

85,90

86,99

88,06

87,48

88,72

88,07

89,29

86,70

89,84

89,64

89,64

88,98

88,53

- Interest income net - Average total earning assets

88,46 Loan to Deposits Ratio (%)

959.128

958.571

976.289

998.187

1.025.125

1.066.945

1.077.916

1.088.499

1.125.090

1.125.057

1.145.988

1.181.726

1.159.580

1.166.047

1.178.302

1.199.339

1.206.035

1.234.235

- Total Credit to third party

1.201.284

1.138.323

1.141.350

1.178.129

1.193.439

1.226.507

1.224.042

1.244.245

1.268.088

1.277.421

1.283.491

1.363.062

1.290.656

1.300.786

1.314.445

1.347.928

1.362.280

1.395.240

- Total Third Party Funds

Rasio Aset Likuid (%)

20,06

17,71

17,68

18,87

17,40

15,58

15,80

16,51

15,73

16,23

15,57

15,84

14,50

14,41

14,00

15,33

17,31

- Aset Likuid Primer

229.643

180.837

184.826

208.090

188.051

172.779

174.285

187.881

179.612

187.883

180.049

199.232

160.709

163.896

154.137

184.291

223.533

193.751

78.295

82.416

80.955

82.690

81.072

73.128

76.493

78.918

80.985

82.490

82.424

79.349

85.673

83.497

88.200

87.699

86.721

87.591

1.535.343

1.486.314

1.503.293

1.540.859

1.546.709

1.578.632

1.587.370

1.615.923

1.657.000

1.666.037

1.685.957

1.758.873

1.699.767

1.716.756

1.731.177

1.773.941

1.791.994

1.826.532

-

- Total Dana Pihak Ketiga

- Aset Likuid Sekunder - Total Aset

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13

15,40 Liquid Assets Ratio (%) - Aset Likuid Primer - Aset Likuid Sekunder - Total Assets

Note : Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13

26

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.24.a. Kinerja BUSN Devisa Konvensional

(Foreign Exchange Commercial Banks Performance) Miliar Rp (Billion Rp) 2012

2013

2014

Items

Keterangan Des Rasio Pemenuhan Kecukupan Modal Minimum (%)

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun 16,69 Capital Adequacy Ratio (%)

15,33

16,88

16,87

16,93

16,43

16,21

16,22

16,19

16,00

15,97

16,23

16,01

17,20

17,39

17,24

16,95

16,76

- Modal

177.744

200.016

203.036

205.952

203.395

203.549

207.964

209.054

211.681

212.565

219.116

220.225

239.571

241.698

241.575

242.144

241.975

245.211

- ATMR

1.159.788

1.184.740

1.203.384

1.216.758

1.237.769

1.255.918

1.281.841

1.290.919

1.323.121

1.330.646

1.349.762

1.375.870

1.393.189

1.390.040

1.401.096

1.428.465

1.443.576

1.469.513

13,05

14,47

14,48

14,50

14,09

13,87

13,92

13,91

13,75

13,66

13,98

13,78

15,04

15,20

15,08

14,84

14,68

Rasio Modal Inti terhadap ATMR (%) - Modal Inti (Tier I) - ATMR ROA (%)

151.331

1.184.740

174.212

176.401

174.342

174.135

178.423

179.620

181.938

181.816

188.701

189.602

209.491

211.229

211.333

211.996

211.858

213.439

1.159.788

171.451

1.203.384

1.216.758

1.237.769

1.255.918

1.281.841

1.290.919

1.323.121

1.330.646

1.349.762

1.375.870

1.393.189

1.390.040

1.401.096

1.428.465

1.443.576

1.469.513

2,64

2,22

2,27

2,28

2,41

2,45

2,48

2,50

2,50

2,51

2,52

2,43

2,21

2,07

2,14

2,11

2,47

38.452

35.327

36.284

36.430

38.667

39.491

40.047

40.641

40.888

41.276

41.632

40.571

39.881

37.484

38.770

38.290

45.037

45.561

1.455.843

1.592.101

1.599.109

1.599.490

1.604.150

1.610.155

1.616.921

1.624.494

1.635.928

1.644.041

1.654.302

1.667.964

1.806.441

1.807.605

1.810.090

1.813.921

1.822.034

1.833.438

74,88

78,17

77,77

77,68

76,67

76,35

76,65

77,00

77,78

76,82

80,03

78,07

86,84

81,50

81,12

81,04

78,20

- Biaya Operasional

112.722

20.928

31.225

41.531

51.821

62.055

73.944

86.644

102.216

110.316

147.270

138.893

21.335

27.466

41.567

54.366

67.058

79.586

- Pendapatan Operasional

150.543

26.774

40.149

53.463

67.586

81.281

96.472

112.520

131.421

143.610

184.014

177.897

24.568

33.703

51.244

67.082

85.751

102.233

5,17

4,88

4,93

4,97

4,98

5,00

5,04

5,06

5,07

5,08

4,43

4,42

3,84

3,74

3,83

3,81

3,74

- Pendapatan bunga bersih

- Core Capital (Tier I) - Risk Weighted Assets

2,49 Return On Assets Ratio (%)

- Rata-rata total aset

NIM (%)

- Risk Weighted Assets

14,52 Core Capital Ratio to ATMR (%)

- Laba sebelum pajak

BOPO (%)

- Capital

- Profit - Average total assets

77,85 Operating Expenses/Operating Income (%) - Operating Expenses - Operating Income

3,75 Net Interest Margin Ratio (%) - Interest income net

72.679

75.059

76.059

76.695

77.127

77.549

78.492

79.156

79.850

80.376

80.819

81.316

85.688

83.252

85.272

85.106

83.771

84.420

1.404.733

1.538.937

1.544.185

1.543.806

1.547.870

1.550.380

1.558.452

1.564.843

1.575.379

1.583.167

1.824.766

1.838.391

2.234.220

2.228.729

2.227.827

2.231.022

2.240.051

2.251.847

81,58

80,90

81,56

83,00

82,94

83,52

84,92

84,62

84,72

85,87

85,13

83,77

83,73

84,21

86,33

86,05

85,89

1.026.324

1.028.927

1.042.830

1.054.307

1.067.706

1.074.089

1.114.375

1.129.846

1.158.362

1.169.129

1.178.509

1.202.706

1.196.529

1.201.696

1.220.565

1.236.069

1.251.699

1.272.478

- Total Credit to third party

1.257.990

1.271.832

1.278.659

1.270.305

1.287.290

1.286.101

1.312.209

1.335.266

1.367.281

1.361.464

1.384.327

1.435.791

1.428.968

1.427.086

1.413.854

1.436.481

1.457.270

1.475.133

- Total Third Party Funds

Rasio Aset Likuid (%)

15,47

16,13

15,50

15,28

14,81

13,53

14,48

12,91

13,32

13,10

12,84

14,66

13,98

13,93

12,91

13,20

13,64

- Aset Likuid Primer

203.772

214.276

208.654

203.840

199.314

181.959

198.145

167.910

181.023

176.127

173.971

216.884

199.186

199.243

182.025

189.873

202.706

209.084

41.689

42.901

41.350

42.011

41.009

38.452

41.814

48.700

49.012

48.843

51.569

49.644

53.306

52.653

52.218

51.002

50.173

51.989

1.586.631

1.594.526

1.613.124

1.608.619

1.622.789

1.628.858

1.657.518

1.677.507

1.727.395

1.717.066

1.756.912

1.818.240

1.806.441

1.808.768

1.815.061

1.825.414

1.854.486

1.890.458

- Rata-rata total aset produktif LDR (%) -

Total Kredit kepada pihak ketiga bukan Bank

- Total Dana Pihak Ketiga

- Aset Likuid Sekunder - Total Aset

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13

- Average total earning assets

86,26 Loan to Deposits Ratio (%)

13,81 Liquid Assets Ratio (%) - Aset Likuid Primer - Aset Likuid Sekunder - Total Assets

Note : Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13

27

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.25.a. Kinerja BUSN Non Devisa Konvensional

(Non-Foreign Exchange Commercial Banks Performance) Miliar Rp (Billion Rp) 2012

2013

2014

Items

Keterangan Des Rasio Pemenuhan Kecukupan Modal Minimum (%)

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun 23,50 Capital Adequacy Ratio (%)

20,80

21,11

21,36

21,41

22,49

21,80

21,22

21,36

22,29

22,30

22,21

23,16

24,15

24,05

23,65

23,36

23,85

- Modal

13.530

14.749

15.245

15.377

16.332

16.030

15.841

15.985

16.698

16.819

16.921

17.984

19.590

19.667

19.749

19.789

20.538

20.721

- Capital

- ATMR

65.057

69.869

71.365

71.834

72.628

73.518

74.664

74.833

74.920

75.431

76.170

77.653

81.122

81.783

83.499

84.710

86.119

88.176

- Risk Weighted Assets

19,38

20,23

20,06

20,10

21,17

20,52

20,34

20,48

20,60

20,63

20,54

21,47

22,55

22,84

22,42

22,16

22,28

- Modal Inti (Tier I)

12.610

14.137

14.315

14.437

15.379

15.083

15.185

15.326

15.435

15.563

15.643

16.675

18.293

18.678

18.724

18.768

19.191

19.347

- Core Capital (Tier I)

- ATMR

65.057

69.869

71.365

71.834

72.628

73.518

74.664

74.833

74.920

75.431

76.170

77.653

81.122

81.783

83.499

84.710

86.119

88.176

- Risk Weighted Assets

3,31

3,23

3,23

3,22

3,31

3,35

3,36

3,36

3,34

3,30

3,27

3,26

2,16

2,49

2,61

2,52

2,57

Rasio Modal Inti terhadap ATMR (%)

ROA (%)

21,94 Core Capital Ratio to ATMR (%)

2,57 Return On Assets Ratio (%)

- Laba sebelum pajak

3.204

3.486

3.545

3.561

3.694

3.704

3.730

3.752

3.751

3.725

3.715

3.744

2.716

3.128

3.297

3.203

3.278

3.306

- Rata-rata total aset

96.840

107.878

109.653

110.540

111.557

110.437

111.042

111.637

112.452

112.988

113.554

114.799

125.653

125.884

126.452

126.875

127.641

128.813

79,30

78,67

78,81

78,96

78,51

78,32

78,38

78,40

78,51

78,83

79,11

79,67

86,52

84,07

83,58

84,00

83,87

- Biaya Operasional

12.149

2.145

3.270

4.423

5.575

6.639

7.836

9.028

10.228

11.519

12.851

14.260

1.454

2.740

4.179

5.617

7.113

8.653

- Pendapatan Operasional

15.320

2.727

4.149

5.602

7.100

8.476

9.998

11.515

13.028

14.612

16.246

17.900

1.680

3.259

5.000

6.688

8.481

10.297

9,34

9,01

9,01

9,02

9,00

9,08

9,13

9,13

9,10

9,08

8,84

8,73

7,22

7,41

7,51

7,43

7,49

BOPO (%)

NIM (%) - Pendapatan bunga bersih

9.265

9.425

9.502

9.573

9.553

9.658

9.703

9.750

9.770

9.780

9.761

9.041

9.295

9.461

9.380

9.521

9.586

102.834

104.567

105.391

106.351

105.260

105.785

106.319

107.093

107.592

110.581

111.801

125.257

125.494

126.014

126.317

127.035

128.091

82,73

86,05

84,26

85,89

85,60

86,85

88,91

89,04

88,86

89,65

90,46

85,10

86,53

89,32

89,14

91,09

89,89

69.804

71.111

73.160

73.954

75.736

76.863

77.190

77.908

79.835

79.114

80.512

82.634

81.831

83.030

84.551

86.546

88.188

90.427

84.374

82.635

86.824

86.104

88.477

88.504

86.822

87.501

89.846

88.243

89.001

97.102

94.575

92.962

94.849

95.013

98.111

101.160

Rasio Aset Likuid (%)

19,32

17,06

19,56

19,02

19,34

18,31

16,71

15,44

14,92

14,71

13,28

15,03

14,78

16,24

14,80

13,48

14,16

- Aset Likuid Primer

19.716

16.602

20.264

19.647

20.623

19.715

17.502

16.129

16.314

16.009

14.608

18.417

17.688

19.556

17.968

16.354

17.512

17.114

1.291

1.754

1.880

1.881

1.737

1.558

1.661

1.751

1.430

1.320

1.218

891

883

920

908

926

1.000

978

108.758

107.624

113.204

113.199

115.624

116.163

114.668

115.803

118.971

117.813

119.212

128.498

125.653

126.115

127.587

128.147

130.704

134.669

-

Total Kredit kepada pihak ketiga bukan Bank

- Total Dana Pihak Ketiga

- Aset Likuid Sekunder - Total Aset

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13

- Operating Expenses - Operating Income

7,48 Net Interest Margin Ratio (%)

8.606

LDR (%)

- Average total assets

84,03 Operating Expenses/Operating Income (%)

92.126

- Rata-rata total aset produktif

- Profit

- Interest income net - Average total earning assets

89,39 Loan to Deposits Ratio (%) - Total Credit to third party - Total Third Party Funds

13,43 Liquid Assets Ratio (%) - Aset Likuid Primer - Aset Likuid Sekunder - Total Assets

Note : Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13

28

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.26.a. Kinerja BPD Konvensional

(Regional Development Banks Performance) Miliar Rp (Billion Rp) 2012

2013

2014

Items

Keterangan Des Rasio Pemenuhan Kecukupan Modal Minimum (%)

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun 17,58 Capital Adequacy Ratio (%)

18,02

20,45

18,73

17,98

17,79

15,62

16,72

16,93

16,70

16,82

16,89

17,58

20,61

20,33

18,64

17,87

17,70

- Modal

35.198

41.458

38.809

38.311

38.270

37.681

37.382

37.773

38.083

38.547

39.254

40.343

47.652

47.538

44.403

43.148

43.265

44.174

- ATMR

195.318

202.759

207.252

213.070

215.175

241.218

223.525

223.048

228.091

229.131

232.437

229.459

231.213

233.794

238.250

241.388

244.448

251.298

16,66

18,96

17,44

16,70

16,52

14,47

15,46

15,66

15,43

15,56

15,63

16,33

19,41

19,13

17,37

16,68

16,49

Rasio Modal Inti terhadap ATMR (%) - Modal Inti (Tier I) - ATMR ROA (%)

- Capital - Risk Weighted Assets

16,42 Core Capital Ratio to ATMR (%)

32.531

38.449

36.145

35.586

35.538

34.897

34.548

34.935

35.193

35.652

36.328

37.474

44.869

44.729

41.391

40.268

40.316

41.255

195.318

202.759

207.252

213.070

215.175

241.218

223.525

223.048

228.091

229.131

232.437

229.459

231.213

233.794

238.250

241.388

244.448

251.298

2,90

3,59

3,65

3,49

3,42

3,44

3,25

3,27

3,26

3,19

3,18

3,18

3,28

2,88

3,52

2,98

2,88

- Core Capital (Tier I) - Risk Weighted Assets

3,03 Return On Assets Ratio (%) - Profit

- Laba sebelum pajak

10.462

13.109

13.616

13.331

13.227

13.467

12.751

12.840

12.915

12.706

12.732

12.686

12.723

11.256

13.972

12.059

11.884

12.733

- Rata-rata total aset

361.101

365.180

373.404

382.399

386.972

391.335

392.194

392.323

396.124

397.998

399.903

399.075

388.106

391.382

396.811

405.119

412.541

420.841

75,29

69,54

69,06

70,04

70,36

69,87

71,71

71,66

71,75

72,32

72,43

73,49

73,89

75,92

71,38

75,77

76,14

- Biaya Operasional

31.470

4.929

7.502

10.200

12.867

15.397

18.540

21.204

24.040

27.128

30.043

34.438

2.913

5.858

8.610

12.385

15.691

18.789

- Operating Expenses

- Pendapatan Operasional

41.797

7.088

10.862

14.563

18.286

22.037

25.855

29.588

33.505

37.511

41.476

46.864

3.942

7.717

12.063

16.346

20.609

25.107

- Operating Income

6,70

7,34

7,39

7,25

7,22

7,18

7,25

7,27

7,24

7,24

6,93

7,04

7,07

6,87

6,92

6,73

6,61

BOPO (%)

NIM (%) - Pendapatan bunga bersih

- Average total assets

74,83 Operating Expenses/Operating Income (%)

6,52 Net Interest Margin Ratio (%) - Interest income net

22.856

25.373

26.201

26.354

26.562

26.727

27.028

27.150

27.302

27.429

27.556

27.891

28.260

27.702

28.263

28.114

28.093

28.241

341.257

345.562

354.313

363.468

368.086

372.464

373.051

373.221

377.019

378.917

397.461

396.439

399.777

403.106

408.663

417.438

425.019

433.073

78,57

74,42

72,80

69,34

71,63

72,69

76,96

78,47

73,88

77,80

78,32

92,34

86,87

85,55

83,82

78,97

77,10

218.851

222.991

227.278

233.279

238.337

245.766

250.808

252.779

258.209

262.040

265.091

265.661

261.438

264.776

268.692

273.212

278.900

283.448

- Total Credit to third party

278.535

299.648

312.209

336.447

332.720

338.089

325.888

322.124

349.517

336.800

338.477

287.709

300.964

309.481

320.552

345.954

361.750

381.311

- Total Third Party Funds

Rasio Aset Likuid (%)

22,93

24,93

26,24

26,91

25,32

24,42

23,02

21,64

24,17

22,18

23,46

18,19

18,54

20,10

20,69

22,14

23,60

- Aset Likuid Primer

80.457

87.400

96.263

103.916

95.392

93.943

83.318

76.873

94.516

82.570

88.753

63.091

64.547

71.512

77.066

87.189

96.129

108.525

3.626

5.513

6.024

6.241

7.238

6.940

8.169

8.210

8.580

9.442

9.545

7.858

7.424

7.801

7.280

8.007

8.256

8.914

366.684

372.739

389.850

409.387

405.260

413.154

397.348

393.226

426.527

414.864

419.084

389.964

388.106

394.657

407.669

430.044

442.228

462.415

- Rata-rata total aset produktif LDR (%) -

Total Kredit kepada pihak ketiga bukan Bank

- Total Dana Pihak Ketiga

- Aset Likuid Sekunder - Total Aset

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13

- Average total earning assets

74,34 Loan to Deposits Ratio (%)

25,40 Liquid Assets Ratio (%) - Aset Likuid Primer - Aset Likuid Sekunder - Total Assets

Note : Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13

29

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.27.a. Kinerja Bank Campuran Konvensional

(Joint Venture Banks Performance) Miliar Rp (Billion Rp) 2012

2013

2014

Items

Keterangan Des Rasio Pemenuhan Kecukupan Modal Minimum (%)

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun 19,88 Capital Adequacy Ratio (%)

18,65

20,25

20,99

20,88

20,05

20,42

20,29

19,51

19,60

19,54

19,67

19,86

20,72

21,31

20,81

20,36

20,21

- Modal

30.770

34.933

36.967

38.082

37.924

38.667

39.748

40.166

41.604

37.768

42.275.853

43.832

46.210

46.522

45.041

45.375

45.530

45.349

- ATMR

164.956

172.484

176.075

182.355

189.111

189.319

195.946

205.845

212.290

193.268

214.954.109

220.744

222.979

218.289

216.486

222.842

225.304

228.078

16,52

18,17

18,93

18,55

18,01

18,12

17,99

17,22

17,28

17,07

17,25

16,78

17,85

18,44

17,95

17,55

17,38

Rasio Modal Inti terhadap ATMR (%) - Modal Inti (Tier I) - ATMR ROA (%)

- Risk Weighted Assets

17,09 Core Capital Ratio to ATMR (%)

27.253

31.348

33.326

33.819

34.053

34.297

35.259

35.453

36.686

32.995

37.081

37.034

39.792

40.249

38.864

39.108

39.164

38.985

164.956

172.484

176.075

182.355

189.111

189.319

195.946

205.845

212.290

193.268

214.954

220.744

222.979

218.289

216.486

222.842

225.304

228.078

2,24

3,53

3,01

2,66

2,56

2,39

2,31

2,36

2,47

2,60

2,47

2,39

2,87

2,53

2,33

2,12

2,03

- Core Capital (Tier I) - Risk Weighted Assets

1,98 Return On Assets Ratio (%)

- Laba sebelum pajak

4.479

7.569

6.555

5.941

5.789

5.458

5.349

5.548

5.900

5.802

6.028

5.922

8.283

7.222

6.523

5.930

5.697

5.602

- Rata-rata total aset

200.343

214.555

218.099

223.532

226.199

228.556

231.368

234.719

238.552

223.438

243.827

247.500

288.918

285.937

279.615

279.741

281.031

282.224

BOPO (%)

- Capital

- Profit - Average total assets

82,64 Operating Expenses/Operating Income (%)

77,86

74,83

78,34

78,13

77,39

79,98

81,78

80,42

80,53

78,32

78,13

79,23

78,19

83,61

83,86

81,73

81,54

- Biaya Operasional

15.179

2.922

4.890

5.973

7.024

9.431

12.222

13.106

15.313

14.622

18.127

20.899

2.338

5.041

8.192

9.141

10.860

13.343

- Operating Expenses

- Pendapatan Operasional

19.494

3.905

6.243

7.645

9.076

11.792

14.944

16.297

19.015

18.669

23.200

26.378

2.990

6.028

9.769

11.185

13.318

16.145

- Operating Income

3,63

3,58

3,50

3,49

3,51

3,47

3,49

3,48

3,46

3,36

2,99

3,00

2,37

2,32

2,37

2,36

2,35

NIM (%) - Pendapatan bunga bersih

2,36 Net Interest Margin Ratio (%) - Interest income net

7.163

7.573

7.541

7.710

7.835

7.841

7.983

8.073

8.146

7.430

8.402

8.568

10.501

10.133

10.101

10.000

9.965

10.015

197.239

211.744

215.355

220.741

223.435

225.795

228.493

231.819

235.563

221.310

281.275

285.548

443.642

437.106

425.817

424.379

423.908

425.172

115,63

114,95

111,80

115,10

115,36

120,29

121,42

124,18

120,98

127,98

124,38

122,20

123,14

121,69

119,71

127,58

128,47

150.061

152.424

155.551

163.899

167.465

173.092

179.069

186.401

190.168

173.336

194.350

199.872

200.424

197.228

193.991

201.808

205.001

209.424

- Total Credit to third party

129.772

132.597

139.131

142.399

145.162

143.899

147.484

150.106

157.190

135.442

156.257

163.557

162.765

162.074

162.045

158.186

159.569

161.327

- Total Third Party Funds

Rasio Aset Likuid (%)

15,39

13,87

15,13

14,81

15,15

14,21

13,93

12,93

14,24

12,89

13,28

13,79

14,30

14,55

14,64

12,13

12,03

- Aset Likuid Primer

29.856

25.896

29.996

31.033

30.189

28.939

31.341

30.426

35.230

28.773

32.110

36.402

37.548

36.495

36.733

28.822

28.721

28.586

3.334

4.090

4.067

3.297

5.707

5.220

3.251

2.959

3.104

2.231

4.438

3.299

3.756

4.686

4.073

5.155

5.715

5.733

215.621

216.216

225.187

231.843

236.866

240.343

248.240

258.174

269.219

240.581

275.287

287.902

288.918

282.957

278.817

280.119

286.190

288.190

- Rata-rata total aset produktif LDR (%) -

Total Kredit kepada pihak ketiga bukan Bank

- Total Dana Pihak Ketiga

- Aset Likuid Sekunder - Total Aset

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13

- Average total earning assets

129,81 Loan to Deposits Ratio (%)

11,91 Liquid Assets Ratio (%) - Aset Likuid Primer - Aset Likuid Sekunder - Total Assets

Note : Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13

30

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.28.a. Kinerja Bank Asing Konvensional

(Foreign Owned Banks Performance) Miliar Rp (Billion Rp) 2012

2013

2014

Items

Keterangan Des Rasio Pemenuhan Kecukupan Modal Minimum (%)

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun 42,60 Capital Adequacy Ratio (%)

30,89

32,74

31,69

32,48

33,60

33,17

32,69

32,06

34,67

37,31

37,75

34,46

35,06

36,93

38,43

38,15

41,99

- Modal

73.091

77.341

78.329

80.112

83.285

85.492

88.016

90.473

100.481

112.590

114.240

106.216

109.986

112.516

117.444

118.054

132.915

138.228

- Capital

- ATMR

236.592

236.240

247.195

246.618

247.893

257.707

269.247

282.202

289.857

301.771

302.589

308.209

313.719

304.643

305.640

309.426

316.514

324.498

- Risk Weighted Assets

29,91

31,77

30,73

31,53

32,63

32,27

31,79

31,14

33,73

36,38

36,82

33,49

34,23

36,11

37,61

37,36

41,18

Rasio Modal Inti terhadap ATMR (%) - Modal Inti (Tier I) - ATMR ROA (%)

41,80 Core Capital Ratio to ATMR (%)

70.771

75.050

75.959

77.752

80.876

83.161

85.586

87.873

97.756

109.783

111.426

103.220

107.377

110.008

114.962

115.590

130.344

135.631

- Core Capital (Tier I)

236.592

236.240

247.195

246.618

247.893

257.707

269.247

282.202

289.857

301.771

302.589

308.209

313.719

304.643

305.640

309.426

316.514

324.498

- Risk Weighted Assets

3,21 Return On Assets Ratio (%)

3,06

2,95

2,70

2,71

2,64

2,42

2,42

2,71

2,88

3,00

3,15

2,92

3,17

3,48

3,52

3,43

3,19

- Laba sebelum pajak

8.837

9.109

8.382

8.419

8.276

7.616

7.719

8.780

9.481

10.510

10.672

10.003

12.553

13.552

13.730

13.337

12.537

12.687

- Rata-rata total aset

288.751

308.717

310.952

310.817

312.899

314.710

318.613

323.666

329.497

350.792

338.434

342.766

395.704

389.558

390.209

389.294

392.731

395.201

BOPO (%)

- Profit - Average total assets

80,88 Operating Expenses/Operating Income (%)

80,78

85,60

84,03

83,42

83,26

85,28

86,40

85,58

85,14

83,51

82,05

83,06

85,39

85,63

84,44

82,99

82,02

- Biaya Operasional

32.856

7.823

9.697

12.593

15.045

18.712

23.688

30.065

36.235

40.221

40.183

43.697

5.679

12.386

17.122

20.103

22.111

24.908

- Operating Expenses

- Pendapatan Operasional

40.672

9.139

11.539

15.097

18.070

21.942

27.417

35.130

42.558

48.164

48.973

52.606

6.650

14.465

20.278

24.223

26.958

30.795

- Operating Income

3,47

3,27

3,31

3,32

3,32

3,36

3,31

3,31

3,34

3,41

2,79

2,65

1,87

1,86

1,87

1,93

2,03

NIM (%) - Pendapatan bunga bersih - Rata-rata total aset produktif LDR (%) Total Kredit kepada pihak ketiga bukan Bank - Total Dana Pihak Ketiga

2,03 Net Interest Margin Ratio (%)

9.790

9.836

10.039

10.057

10.151

10.321

10.271

10.434

10.730

11.627

11.539

11.104

13.013

12.666

12.663

12.920

13.518

13.649

282.108

300.822

303.207

303.121

305.417

307.191

310.693

315.430

320.994

341.078

413.777

419.302

694.502

682.217

676.990

668.552

666.588

672.552

- Interest income net - Average total earning assets

138,30 Loan to Deposits Ratio (%)

111,21

104,73

107,97

111,55

110,72

110,97

116,87

121,66

125,38

118,69

124,98

130,05

127,53

128,68

130,70

135,91

133,70

172.859

171.259

175.326

180.697

183.270

181.482

193.661

203.521

212.784

218.781

217.144

225.500

225.759

221.684

223.546

225.876

232.290

234.835

- Total Credit to third party

155.430

163.527

162.380

161.994

165.522

163.536

165.712

167.293

169.714

184.337

173.746

173.395

177.020

172.281

171.033

166.190

173.736

169.801

- Total Third Party Funds

19,15 Liquid Assets Ratio (%)

Rasio Aset Likuid (%)

22,30

24,82

24,65

20,74

22,51

23,19

22,48

21,21

20,90

21,82

20,99

19,88

19,60

18,94

18,44

18,15

19,88

- Aset Likuid Primer

52.599

61.404

58.783

45.514

50.739

50.336

52.932

53.509

53.418

62.766

56.018

55.132

55.012

50.941

46.439

45.239

56.470

53.832

- Aset Likuid Primer

- Aset Likuid Sekunder

14.754

15.551

18.957

18.880

21.571

24.748

23.964

22.654

25.214

22.173

25.255

22.464

22.561

21.681

25.769

24.930

24.338

24.220

- Aset Likuid Sekunder

301.966

310.105

315.423

310.412

321.224

323.766

342.033

359.037

376.142

389.287

387.272

390.415

395.704

383.411

391.512

386.547

406.479

407.553

- Total Aset

Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13

- Total Assets

Note : Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13

31

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.29 Perkembangan Aset Bank Umum Berdasarkan Kelompok Bank

(Growth of Commercial Banks Assets Based Group Bank) Miliar (Billion) 2012

2013

2014

Group of Bank

Kelompok Bank Des

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

- Bank Persero

1.535.343

1.486.314

1.503.293

1.540.859

1.546.709

1.578.632

1.587.370

1.615.923

1.657.000

1.666.037

1.685.957

1.758.873

1.699.767

1.716.770

1.731.177

1.773.954

1.792.021

1.826.534

- State Owned Banks

- BUSN Devisa

1.705.408

1.715.882

1.736.757

1.731.693

1.762.054

1.755.355

1.785.750

1.806.348

1.855.771

1.854.386

1.896.373

1.962.539

1.946.984

1.950.219

1.959.219

1.972.793

2.003.325

2.040.291

- Foreign Exchange

- BUSN Non Devisa

135.472

133.781

141.242

141.477

144.507

148.432

147.591

146.433

150.541

149.899

151.723

162.457

158.996

158.708

162.521

162.458

165.158

170.947

- Non-Foreign Exchange

- BPD

366.685

372.740

389.851

409.387

405.260

413.154

397.348

393.226

426.527

414.741

419.084

389.964

388.106

394.657

407.669

430.044

442.228

462.415

- Regional Development

- Bank Campuran

217.713

218.295

227.265

233.923

238.936

242.443

250.197

260.170

271.328

261.752

277.342

290.219

290.928

284.986

280.898

282.299

288.254

290.273

- Joint Venture Banks

- Bank Asing

301.966

310.105

315.423

310.412

321.224

323.766

342.033

359.037

376.142

370.029

387.272

390.415

395.704

383.411

391.512

386.547

406.479

407.553

- Foreign Owned Banks

4.262.587

4.237.117

4.313.832

4.367.751

4.418.690

4.461.783

4.510.290

4.581.137

4.737.308

4.716.845

4.817.751

4.954.467

4.880.485

4.888.752

4.932.997

5.008.095

5.097.466

5.198.013

Commercial Banks Commercial Banks Banks

Total

Total

32

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.30 Jumlah Bank Umum Berdasarkan Pengelompokan Total Aset

(Total of Commercial Banks Based on Total Assets) Desember 2009 Kelompok Bank

< Rp. 1 Triliun

Desember 2010

Desember 2011

Desember 2012

Juni 2013

Desember 2013

Juni 2014

Rp. 1 Rp. 10 Rp. 1 Rp. 10 Rp. 1 Rp. 10 Rp. 1 Rp. 10 Rp. 1 Rp. 10 Rp. 1 Rp. 10 Rp. 1 Rp. 10 > Rp. < Rp. > Rp. < Rp. > Rp. < Rp. > Rp. < Rp. > Rp. < Rp. > Rp. < Rp. > Rp. s.d s.d s.d s.d s.d s.d s.d s.d s.d s.d s.d s.d s.d s.d 50 1 50 1 50 1 50 1 50 1 50 1 50 10 50 10 50 10 50 10 50 10 50 10 50 10 50 Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun 0

0

4

0

0

0

4

0

0

0

4

0

0

0

4

State Owned Banks

7

11

1

16

7

11

1

15

8

12

1

14

9

12

Foreign Exchange Commercial Banks

17

2

1

10

17

2

1

8

18

2

1

7

19

2

1

Non-Foreign Exchange Commercial Banks

0

14

11

1

0

11

14

1

0

14

11

1

0

11

14

1

Regional Development Banks

0

0

6

8

0

0

7

8

0

0

7

7

1

0

6

7

1

Joint Venture Banks

3

3

0

3

3

4

0

2

4

4

0

2

4

4

0

2

4

4

Foreign Owned Banks

32

18

11

57

31

21

11

53

35

21

9

56

32

23

8

52

36

23

Total

Bank Persero

0

0

0

4

0

0

0

4

0

0

0

4

BUSN Devisa

2

18

8

6

1

18

10

7

1

18

7

10

1

17

BUSN Non Devisa

21

9

1

0

21

8

2

0

12

15

3

0

10

BPD

1

17

8

0

0

15

11

0

0

14

11

1

Bank Campuran

1

8

7

0

1

7

7

0

0

6

8

Bank Asing

0

4

5

1

0

5

4

1

0

4

Total

25

56

29

11

23

53

34

12

13

57

0

Group of Bank

33

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.31 Aset Produktif Bank Umum Konvensional dan Kualitas Kredit Bank Umum kepada Bank Lain

(Earning Assets of Commercial Banks and Credit Quality of Commercial Banks to Other Bank) Miliar Rp (Billion Rp) Indikator Aset Produktif Neraca a. Lancar

2012

2013

Des

Feb

Mar

Apr

Mei

Jun

Jul

2014 Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Indicator

Jun

3.416.989

3.471.162

3.550.589

3.573.221

3.638.229

3.674.645

3.748.911

3.813.167

3.970.762

3.956.974

4.051.171

4.115.372

4.093.757

4.105.080

4.174.744

4.202.006

4.276.222

4.350.313 Earning Assets

3.250.997

3.294.565

3.369.833

3.393.202

3.476.582

3.494.982

3.576.340

3.625.934

3.786.570

3.768.006

3.862.279

3.929.648

3.887.028

3.886.237

3.956.278

3.994.204

4.052.832

4.124.774

a. Current b. Special Mention

110.176

119.402

124.437

123.186

104.178

122.037

114.153

124.522

123.033

126.706

126.643

124.978

142.856

152.204

151.334

138.941

149.700

151.004

c. Kurang Lancar

9.189

10.437

9.884

10.309

9.783

9.578

10.498

12.298

11.187

11.241

10.717

9.481

11.881

12.265

13.692

13.761

15.566

13.902

c. Sub-Standard

d. Diragukan

9.515

9.886

9.509

8.332

8.596

8.779

8.408

8.909

8.973

9.252

9.525

9.132

9.165

11.120

11.042

10.973

12.661

14.825

d. Doubtful

37.113

36.873

36.925

38.192

39.090

39.269

39.512

41.505

40.999

41.769

42.007

42.131

42.827

43.255

42.398

44.127

45.463

45.809

e. Loss

b. DPK

e. Macet Aset Produktif Transaksi Rekening Administratif 1) a. Lancar b. DPK

1.066.117

1.100.106

1.089.701

1.101.198

1.078.018

1.115.012

1.155.712

1.196.916

1.261.094

1.266.749

1.461.321

1.331.086

1.369.968

1.324.084

1.294.608

1.277.134

1.290.923

1.342.684 Earning Assets - Account

1.053.796

1.082.620

1.066.845

1.080.987

1.064.267

1.097.360

1.136.706

1.178.352

1.243.688

1.247.442

1.440.056

1.308.578

1.348.408

1.296.585

1.275.018

1.255.879

1.271.945

1.322.507

Administrative Transactions

b. Special Mention

11.337

16.269

21.698

18.964

12.332

16.364

17.637

17.120

16.227

18.125

19.950

21.134

20.034

23.265

17.959

19.446

17.094

18.122

c. Kurang Lancar

662

568

557

630

621

626

456

682

385

437

594

404

703

707

781

690

795

959

c. Sub-Standard

d. Diragukan

141

200

189

158

204

212

208

219

230

232

240

270

293

320

248

363

350

403

d. Doubtful

e. Macet

Non Performing Earning Aset (Nominal) Kredit kepada Bank Lain a. Lancar

181 60.345

449 63.350

412 66.979

459 65.571

592 61.823

451

704

65.420

63.289

543 70.556

564 66.729

513 67.431

481 67.980

699 68.947

530 65.399

3.207 70.874

603 68.764

756 70.671

739 75.573

693 76.591

1)

a. Current

e. Lost Non Performing Earning Asset (Nominal)

17.812

17.966

19.000

20.595

21.607

23.313

24.384

24.027

23.595

23.473

26.643

26.968

26.467

25.644

27.113

27.428

26.967

26.805 Interbank Loans

17.668

17.875

18.869

20.470

21.487

23.181

24.285

23.887

23.481

23.351

26.479

26.859

26.360

25.485

26.989

27.305

26.828

26.555

a. Current b. Special Mention

64

10

42

39

38

44

9

47

14

23

43

7

2

37

43

39

54

162

c. Kurang Lancar

-

2

10

5

-

3

0

-

3

3

18

1

5

3

2

4

5

12

d. Diragukan

-

-

-

1

1

1

3

3

-

-

-

-

-

1

2

1

-

-

80

79

79

81

83

83

86

90

98

95

104

101

101

117

77

79

80

76

84

Interbank Non Performing Loan 88 (Nominal)

b. DPK

e. Macet

Non Performing Loan kepada Bank Lain (Nominal)

80

82

89

87

84

1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit. - Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA. - Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu) - Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi

88

90

93

101

98

121

102

106

122

81

84

c. Sub-Standard d. Doubtful e. Loss

1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit. - Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.

34

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.32 Aset Produktif Bank Persero dan Kualitas Kredit Bank Persero kepada Bank Lain

(Earning Asset of State Owned Banks and Credit Quality of State Owned Banks to Other Bank) Miliar Rp (Billion Rp) 2012 Indikator Aset Produktif Neraca a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet Aset Produktif Transaksi Rekening Administratif 1) a. Lancar b. DPK

2013

Des

Feb

Mar

Apr

Mei 1.342.141

Jun

Jul

2014 Ags

Sep

1.399.401

Okt

1.451.485

Nov

1.448.443

Des

1.471.593

Jan

1.511.620

Feb

1.484.253

Mar

1.500.432

Apr

1.525.493

Mei

1.526.561

Indicator

Jun

1.561.514

1.285.637

1.309.769

1.310.251

1.350.472

1.383.618

1.176.286

1.198.236

1.219.165

1.217.021

1.266.068

1.261.044

1.303.034

1.307.597

1.367.546

1.357.198

1.383.136

1.423.606

1.382.735

1.393.143

1.418.429

1.429.014

1.458.144

1.577.654 1.473.510

59.753

62.819

66.462

68.632

51.412

64.871

55.321

64.025

58.394

65.860

63.723

64.199

75.064

80.096

80.481

70.284

74.819

75.572

2.699

3.870

3.633

3.846

3.374

3.020

3.676

5.220

3.646

3.486

2.985

2.499

4.601

3.780

3.515

3.754

4.326

4.242

c. Sub-Standard d. Doubtful

4.709

4.702

4.368

3.475

3.892

3.988

3.232

3.622

3.577

3.502

3.284

2.874

2.838

4.328

4.782

4.071

4.428

5.056

16.011

16.141

17.276

17.395

17.549

18.355

18.937

18.322

18.396

18.465

18.441

19.016

19.085

18.286

19.438

19.798

19.274

309.868

318.903

302.209

307.201

301.807

305.574

320.496

336.418

340.296

343.076

358.119

359.504

375.793

363.930

349.741

353.283

362.229

362.166

306.205

313.554

292.249

299.247

298.262

298.608

316.512

329.502

335.434

338.643

353.258

352.102

371.068

354.232

344.062

347.797

355.931

355.358

3.545

4.937

9.502

7.490

2.936

6.505

3.503

6.401

4.390

3.987

4.416

6.828

4.239

6.568

5.170

4.896

5.685

6.148

63

87

132

143

153

127

79

135

89

58

78

46

124

85

59

137

97

99

d. Diragukan

30

100

82

61

70

76

74

82

66

77

63

57

57

115

113

70

120

149

e. Macet

24

226

244

260

386

257

329

298

317

311

303

471

306

2.930

338

384

396

412

Kredit kepada Bank Lain a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet

Non Performing Loan kepada Bank Lain (Nominal)

a. Current b. Special Mention

16.967

c. Kurang Lancar

Non Performing Earning Aset (Nominal)

Earning Assets

1.260.415

e. Loss Earning Assets - Account Administrative Transactions

b. Special Mention c. Sub-Standard d. Doubtful e. Loss

29.932

34.102

32.551

28.205

31.522

29.247

34.695

30.407

29.818

29.595

31.217

26.941

30.323

27.092

27.854

29.165

2.866

2.752

2.743

3.384

3.807

4.153

4.366

4.481

4.863

4.469

5.157

5.705

5.997

6.079

7.016

6.638

6.570

6.002 Interbank Loans

2.740

2.665

2.630

3.299

3.706

4.033

4.283

4.382

4.763

4.362

5.050

5.607

5.899

5.973

6.905

6.527

6.459

5.880

48

9

36

39

0r)

12

7

16

11

0

0

32

37

36

37

47

-

-

-

1

-

-

-

-

-

-

-

-

-

-

-

-

c. Sub-Standard

-

d. Doubtful

-

-

23 -

-

-

-

-

78

78

77

78

78

78

78

77

78

78

1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit. - Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA. - Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu) -r)Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi Angka-angka diperbaiki

-

1

79

82

80

84

1

-

-

-

-

-

-

-

-

29.232

Non Performing Earning Asset (Nominal)

28.038

7

-

86

93

92

96

98

97

75

74

75

75

76

87

93

92

96

98

97

75

74

75

75

76

1)

a. Current

a. Current b. Special Mention

e. Loss Interbank Non Performing Loan (Nominal)

1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit. - Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.

r) Revised figures

35

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.33 Aset Produktif BUSN Devisa dan Kualitas Kredit BUSN Devisa kepada Bank Lain

(Earning Asset of Foreign Exchange Banks and Credit Quality of Foreign Exchange Banks to Other Bank) Miliar Rp (Billion Rp) 2012

2013

2014

Indicator

Indikator Des Aset Produktif Neraca a. Lancar

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun 1.637.715 Earning Assets

1.327.140

1.334.737

1.353.800

1.364.067

1.381.782

1.389.622

1.411.319

1.448.975

1.492.362

1.495.295

1.530.529

1.557.562

1.570.698

1.571.014

1.594.282

1.597.021

1.607.651

1.274.458

1.278.811

1.297.878

1.310.643

1.328.718

1.333.635

1.354.137

1.389.684

1.432.009

1.437.181

1.469.927

1.499.030

1.507.956

1.503.871

1.526.048

1.529.964

1.533.295

1.561.699

a. Current b. Special Mention

33.686

36.634

36.714

34.336

33.709

36.447

38.291

38.828

39.659

36.913

39.063

37.211

40.966

44.382

45.078

43.092

48.307

49.131

c. Kurang Lancar

3.810

3.531

3.638

3.705

3.724

3.709

3.712

4.076

4.015

4.515

4.534

4.009

4.077

4.605

4.777

4.737

5.672

4.688

c. Sub-Standard

d. Diragukan

2.305

2.715

2.544

2.317

2.031

2.186

2.342

2.494

2.500

2.337

2.577

2.698

2.961

3.122

3.315

4.125

4.766

5.666

d. Doubtful

12.881

13.045

13.026

13.066

13.601

13.645

12.838

13.893

14.179

14.350

14.428

14.614

14.738

15.034

15.063

15.103

15.611

16.531

402.700

412.730

412.433

426.795

431.751

442.373

454.867

461.272

471.017

465.269

606.755

483.630

488.983

476.834

475.597

479.720

492.433

494.199 Earning Assets - Account

400.677

408.265

407.971

423.161

430.034

440.257

449.174

459.074

469.023

462.026

602.466

480.305

485.040

471.021

471.037

473.901

488.744

490.659

b. DPK

e. Macet Aset Produktif Transaksi Rekening Administratif 1) a. Lancar

e. Loss Administrative Transactions

b. Special Mention

1.830

4.250

4.299

3.477

1.552

1.939

5370

1.862

1.800

3.067

4.120

3.181

3.791

5.510

4.252

5.388

3.354

3.251

c. Kurang Lancar

85

57

57

63

71

81

49

186

41

55

65

37

43

148

155

135

117

108

d. Diragukan

71

68

69

53

51

50

44

44

46

49

54

50

54

58

67

145

83

89

e. Macet

37

90

37

40

43

46

230

106

108

72

49

57

56

96

85

151

135

92

19.190

19.507

19.372

19.244

19.520

19.717

19.214

20.799

20.888

21.378

21.708

21.465

21.929

23.064

23.463

24.396

26.384

27.174

9.085

9.488

10.229

10.435

10.771

11.251

12.066

11.177

9.621

9.812

10.192

10.250

10.022

9.937

10.034

10.136

10.325

10.672 Interbank Loans

9.069

9.487

10.224

10.401

10.755

11.243

12.061

11.152

9.611

9.805

10.142

10.243

10.013

9.889

10.025

10.130

10.311

10.660

b. DPK

Non Performing Earning Aset (Nominal) Kredit kepada Bank Lain a. Lancar

c. Sub-Standard d. Doubtful e. Loss Non Performing Earning Asset (Nominal)

a. Current

16

1

4

32

14

4

2

22

7

6

30

5

2

4

4

2

7

7

b. Special Mention

c. Kurang Lancar

-

-

1

1

-

2

0

-

-

-

17

-

4

3

2

2

4

4

c. Sub-Standard

d. Diragukan

-

-

-

0

1

1

2

2

-

-

-

-

1

1

-

-

-

d. Doubtful

e. Macet

-

-

0

0

0

0

1

1

3

1

3

1

3

40

1

2

2

1

e. Loss

-

-

1

1

1

3

3

3

3

1

20

1

7

44

5

5

7

5

b. DPK

Non Performing Loan kepada Bank Lain (Nominal)

1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit. - Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA. - Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu) - Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi

1)

a. Current

Interbank Non Performing Loan (Nominal)

1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit. - Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.

36

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.34 Aset Produktif BUSN Non Devisa dan Kualitas Kredit BUSN Non Devisa kepada Bank Lain

(Earning Asset of Non Foreign Exchange Banks and Credit Quality of Non Foreign Exchange Banks to Other Bank) Miliar Rp (Billion Rp) 2012

2013

2014

Indicator

Indikator Des Aset Produktif Neraca a. Lancar b. DPK

Feb

Mar

Apr

Mei

86.425

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

82.482

83.879

86.499

87.426

91.120

91.750

91.502

95.228

95.940

99.233

106.351

103.374

102.286

105.783

108.009

109.357

115.571

79.366

80.237

82.865

82.809

83.904

87.522

88.083

87.749

91.557

92.250

95.478

102.965

99.012

97.716

101.245

103.149

104.142

109.953

Earning Assets a. Current b. Special Mention

1.872

2.356

2.455

2.349

2.250

2.380

2.434

2.564

2.532

2.440

2.519

2.276

3.065

3.192

3.304

3.367

3.635

4.038

c. Kurang Lancar

361

308

231

337

338

344

311

215

253

345

294

226

319

258

287

480

327

253

c. Sub-Standard

d. Diragukan

197

269

286

262

269

286

324

294

271

263

267

235

288

425

274

336

604

563

d. Doubtful

e. Macet

686

709

662

668

665

587

598

681

615

641

675

649

690

694

673

677

648

764

e. Loss

4.045

4.581

3.943

4.494

4.267

4.207

5.094

4.491

4.038

5.602

5.196

4.500

5.548

5.503

5.483

4.983

5.173

4.916 Earning Assets - Account

4.042

4.573

3.897

4.448

4.243

4.200

5.089

4.484

4.027

5.597

5.189

4.492

5.536

5.488

5.473

4.981

5.159

4.903

b. DPK

3

7

44

19

16

5

3

6

10

5

6

7

11

15

9

2

13

12

c. Kurang Lancar

0

0

0

25

6

0

0

0

0

0

0

0

0

0

0

0

-

0

c. Sub-Standard

d. Diragukan

0

0

0

0

0

0

0

0

0

0

0

0

0

-

0

-

0

0

d. Doubtful

e. Macet

1

1

2

3

3

3

1

1

1

1

1

1

1

1

1

1

1

1 1.580

Aset Produktif Transaksi Rekening Administratif 1) a. Lancar

Non Performing Earning Aset (Nominal)

Administrative Transactions a. Current b. Special Mention

e. Loss Non Performing Earning Asset (Nominal)

1.246

1.287

1.181

1.295

1.281

1.220

1.234

1.192

1.140

1.250

1.237

1.111

1.299

1.378

1.236

1.494

1.581

890

876

916

897

970

1.053

1.102

1.120

1.119

1.111

1.091

1.072

1.042

1.010

1.001

981

994

992 Interbank Loans

888

872

905

890

966

1.049

1.092

1.111

1.114

1.104

1.084

1.070

1.040

1.007

998

977

991

877

a. Current

b. DPK

-

-

-

-

0

-

7

7

-

2

2

2

-

1

1

-

0

107

b. Special Mention

c. Kurang Lancar

-

2

9

4

0

-

-

-

3

3

-

-

-

-

-

2

0

8

c. Sub-Standard

d. Diragukan

-

-

-

1

0

-

-

-

-

-

-

-

-

-

-

-

-

-

d. Doubtful

e. Macet

1

1

2

2

4

4

3

2

2

2

5

-

2

2

2

2

2

-

e. Loss

1

3

11

7

4

4

3

2

5

5

5

-

2

2

2

4

2

8

Kredit kepada Bank Lain a. Lancar

Non Performing Loan kepada Bank Lain (Nominal)

1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit. - Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA. - Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu) - Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi

1)

Interbank Non Performing Loan (Nominal)

1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit. - Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.

37

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.35 Aset Produktif BPD dan Kualitas Kredit BPD kepada Bank Lain

(Earning Asset of Regional Development Banks and Credit Quality of Regional Development Banks to Other Bank) Miliar Rp (Billion Rp) 2012

2013

2014

Indicator

Indikator Aset Produktif Neraca a. Lancar

Des

Feb

Mar

Apr

Mei

Jun

Jul

297.222

307.652

325.170

333.504

333.698

342.902

287.538

295.079

312.480

320.695

320.958

329.527

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

332.407

330.081

356.826

353.164

355.008

334.497

325.632

336.290

352.300

368.852

375.862

391.310

319.090

315.901

341.642

337.868

340.010

321.098

309.037

319.212

334.892

350.401

356.610

372.695

Earning Assets a. Current

4.570

6.715

7.068

6.808

6.387

6.859

6.388

7.221

7.828

7.486

7.107

5.762

8.896

9.075

9.068

8.881

8.916

8.721

b. Special Mention

c. Kurang Lancar

945

1.275

942

1.137

1.105

1.125

1.154

982

1.459

1.563

1.496

1.052

1.507

1.485

1.312

2.260

2.388

1.686

c. Sub-Standard

d. Diragukan

637

687

818

795

902

840

1.010

1.006

924

908

1.053

987

859

1.012

1.292

1.065

1.215

1.668

d. Doubtful

3.532

3.895

3.863

4.069

4.346

4.551

4.766

4.971

4.973

5.339

5.341

5.598

5.334

5.505

5.737

6.244

6.733

6.540

e. Loss

31.651

27.964

27.576

28.151

29.293

28.996

31.853

32.226

32.034

31.070

30.626

31.877

31.257

30.148

29.948

30.130

29.898

31.320

27.665

27.290

27.724

28.894

28.607

31.596

31.908

31.666

30.683

30.267

31.601

30.848

29.629

29.394

29.503

29.236

29.593

b. DPK

e. Macet Aset Produktif Transaksi Rekening Administratif 1) a. Lancar b. DPK

30.163 Earning Assets - Account

Administrative Transactions

b. Special Mention

249

222

215

321

295

284

144

216

235

266

231

130

270

370

386

358

360

302

c. Kurang Lancar

12

6

3

9

5

7

6

8

4

8

13

3

9

17

4

54

90

44

c. Sub-Standard

d. Diragukan

25

15

15

20

17

19

21

20

17

18

19

26

16

9

23

17

28

54

d. Doubtful

e. Macet

44

56

53

77

82

79

85

74

112

96

98

118

113

123

141

197

184

172

5.195

5.934

5.693

6.106

6.457

6.621

7.041

7.061

7.488

7.931

8.020

7.784

7.837

8.152

8.508

9.838

10.638

10.163

357

435

433

442

454

521

593

614

656

664

671

709

698

665

727

734

791

883 Interbank Loans

357

435

430

441

454

520

593

607

656

664

670

708

697

664

726

732

780

882

b. DPK

-

-

2

0

1

1

-

7

0

-

-

-

-

-

-

1

10

1

b. Special Mention

c. Kurang Lancar

-

-

-

-

-

-

-

-

-

-

1

1

1

1

-

-

-

-

c. Sub-Standard

d. Diragukan

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1

1

-

-

d. Doubtful

e. Macet

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1

0

e. Loss

-

-

-

-

-

-

-

-

-

1

1

1

1

1

1

1

0

Non Performing Earning Aset (Nominal) Kredit kepada Bank Lain a. Lancar

Non Performing Loan kepada Bank Lain (Nominal)

1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit. - Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA. - Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu) - Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi

1)

a. Current

e. Loss Non Performing Earning Asset (Nominal)

a. Current

Interbank Non Performing Loan (Nominal)

1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit. - Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.

38

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.36 Aset Produktif Bank Campuran dan Kualitas Kredit Bank Campuran kepada Bank Lain

(Earning Assets of Joint Venture Banks and Credit Quality of Joint Venture Banks to Other Bank) Miliar Rp (Billion Rp) 2012

2013

2014

Indicator

Indikator Aset Produktif Neraca a. Lancar

Des

Feb

Mar

Apr

Mei

Jun

Jul

191.046

194.973

202.449

203.241

210.625

213.734

184.439

188.439

195.526

196.812

204.082

206.834

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

223.741

229.595

238.969

233.049

246.918

255.735

254.672

248.545

246.415

252.415

258.755

259.759

216.420

221.928

230.282

224.946

238.530

246.183

245.560

239.100

237.222

242.377

248.445

249.575

Earning Assets a. Current

4.239

4.237

4.596

4.287

4.413

4.976

5.132

5.373

6.487

5.812

6.091

7.097

6.645

7.159

6.732

7.337

6.825

6.341

b. Special Mention

c. Kurang Lancar

540

473

493

434

399

385

642

758

754

373

276

376

320

247

444

693

1.167

1.276

c. Sub-Standard

d. Diragukan

482

363

331

334

345

300

309

296

400

905

989

983

1.029

1.033

912

893

1.189

1.415

d. Doubtful

1.346

1.462

1.503

1.373

1.386

1.238

1.239

1.239

1.047

1.015

1.033

1.097

1.118

1.005

1.106

1.116

1.130

1.152

125.802

133.142

138.877

136.153

109.956

127.286

131.797

138.955

148.136

148.212

168.205

156.794

158.239

151.382

144.531

143.134

139.490

146.621

124.223

131.528

137.075

134.572

108.025

125.223

129.676

136.735

145.890

146.148

166.123

154.721

156.102

149.414

142.678

141.391

137.671

145.147

1.452

1.357

1.681

1.447

1.749

1.901

1.993

2.066

2.081

1.896

1.986

1.929

2.052

1.887

1.782

1.695

1.752

1.408

93

223

86

97

98

91

40

59

81

128

42

58

46

42

34

37

59

59

b. DPK

e. Macet Aset Produktif Transaksi Rekening Administratif 1) a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet

Non Performing Earning Aset (Nominal)

0

0

0

2

49

50

52

55

83

39

54

64

17

14

12

7

4

3

34

34

34

35

35

21

36

41

0

0

0

22

22

25

25

3

3

3

2.495

2.555

2.447

2.276

2.313

2.086

2.317

2.448

2.365

2.459

2.393

2.601

2.553

2.366

2.532

2.749

3.553

3.909

e. Loss Earning Assets - Account Administrative Transactions

b. Special Mention c. Sub-Standard d. Doubtful e. Loss Non Performing Earning Asset (Nominal)

4

8

12

14

14

16

14

50

76r)

74

68

152

142

135

139

123

117

113 Interbank Loans

a. Lancar

4

8

12

14

14

16

14

50

76

r)

74

68

152

142

135

139

123

117

113

b. DPK

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

b. Special Mention

c. Kurang Lancar

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

c. Sub-Standard

d. Diragukan

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

d. Doubtful

e. Macet

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

e. Loss

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Kredit kepada Bank Lain

Non Performing Loan kepada Bank Lain (Nominal)

1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit. - Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA. - Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu) -r)Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi Angka-angka diperbaiki

1)

a. Current

a. Current

Interbank Non Performing Loan (Nominal)

1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit. - Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.

r) Revised figures

39

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.37 Aset Produktif Bank Asing dan Kualitas Kredit Bank Asing kepada Bank Lain

(Earning Assets of Foreign Owned Banks and Credit Quality of Foreign Owned Banks to Other Bank) Miliar Rp (Billion Rp) 2012

2013

2014

Indicator

Indikator Des

Feb

Mar

Apr

Mei

Jun

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

258.683

264.285

272.901

275.733

282.556

286.795

248.910

253.763

261.919

265.221

272.852

276.419

306.075

313.612

335.892

331.082

347.889

349.606

355.128

346.514

352.053

349.148

363.083

368.306

295.576

303.075

323.532

318.562

335.198

336.766

342.730

333.195

340.035

339.300

352.197

357.342

6.057

6.641

7.142

6.774

6.008

833

979

947

850

843

6.503

6.587

6.512

8.133

8.196

8.140

8.434

8.222

8.300

6.674

5.980

7.198

7.201

b. Special Mention

994

1.004

1.046

1.061

959

1.132

1.319

1.057

1.889

3.342

1.836

1.686

1.758

d. Diragukan

1.184

1.150

1.163

1.150

c. Sub-Standard

1.156

1.179

1.193

1.196

1.301

1.338

1.355

1.354

1.188

1.200

467

482

458

457

e. Macet

1.700

1.752

1.731

1.739

1.697

1.700

1.716

1.783

1.864

2.028

2.064

1.732

1.931

1.931

1.534

1.550

1.544

1.548

192.051

202.786

204.663

198.405

200.944

206.576

211.606

223.554

265.573

273.520

292.420

294.780

310.148

296.287

289.310

265.884

261.700

304.618

187.329

197.036

198.363

191.836

194.808

200.464

204.658

216.649

257.648

264.346

282.753

285.358

299.814

286.801

282.365

258.305

255.205

296.848

4.258

5.496

5.957

6.210

5.785

5.731

6.624

6.569

7.709

8.905

9.191

9.059

9.671

8.914

6.360

7.107

5.931

7.002

409

195

278

293

289

320

283

293

170

188

395

259

483

414

529

327

430

649

c. Sub-Standard

d. Diragukan

16

17

23

21

18

17

18

19

18

48

50

72

149

124

33

124

115

108

d. Doubtful

e. Macet

40

42

42

45

44

45

24

23

27

33

31

31

32

33

23

20

19

12

Non Performing Earning Aset (Nominal)

4.181

4.135

4.183

4.098

4.047

4.254

4.236

4.361

4.441

4.594

5.027

4.768

4.840

5.590

5.928

4.340

4.253

4.532

Kredit kepada Bank Lain

4.610

4.407

4.667

5.425

5.592

6.320

6.243

6.585

7.261

7.343

9.464

9.077

8.568

7.818

8.196

8.816

8.169

8.143 Interbank Loans

4.610

4.407

4.667

5.425

5.592

6.320

6.243

6.585

7.261

7.343

9.464

9.077

8.568

7.818

8.196

8.816

8.169

8.143

b. DPK

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

b. Special Mention

c. Kurang Lancar

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

c. Sub-Standard

d. Diragukan

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

d. Doubtful

e. Macet

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

e. Loss

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Aset Produktif Neraca a. Lancar b. DPK c. Kurang Lancar

Aset Produktif Transaksi Rekening Administratif 1) a. Lancar b. DPK c. Kurang Lancar

a. Lancar

Non Performing Loan kepada Bank Lain (Nominal)

1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit. - Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA. - Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu) - Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi

Jul

Earning Assets a. Current

d. Doubtful e. Loss Earning Assets - Account Administrative Transactions

1)

a. Current b. Special Mention

e. Loss Non Performing Earning Asset (Nominal)

a. Current

Interbank Non Performing Loan (Nominal)

1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit. - Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.

40

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.38 Komposisi Dana Pihak Ketiga Bank Umum

(Composition of Third Party Funds of Commercial Banks) Miliar Rp (Billion Rp) Desember 2009

Keterangan

Giro Rupiah

Nominal

Desember 2010

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Desember 2011

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Desember 2012

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Juni 2013

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Desember 2013

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Juni 2014

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

465.222

23,85

535.855

22,91

652.708

23,44

767.070

23,78

827.246

24,52

846.781

23,11

911.985

332.198

17,03

383.808

16,41

485.716

17,44

567.801

17,61

597.833

17,72

569.927

15,55

650.249

Komposisi thd Total DPK (%)

23,78 Demand Deposits 16,96 Rupiah

133.024

6,82

152.047

6,50

166.992

6,00

199.270

6,18

229.414

6,80

276.854

7,56

261.736

585.707

30,03

733.157

31,35

898.245

32,25

1.076.830

33,39

1.066.010

31,59

1.212.707

33,10

1.167.017

544.411

27,91

678.621

29,02

840.063

30,16

1.010.488

31,33

990.719

29,36

1.123.696

30,67

1.077.892

41.295

2,12

54.536

2,33

58.181

2,09

66.342

2,06

75.290

2,23

89.011

2,43

89.125

899.783

46,13

1.069.811

45,74

1.234.072

44,31

1.381.298

42,83

1.481.016

43,89

1.604.480

43,79

1.755.501

Rupiah

761.844

39,05

928.089

39,68

1.072.770

38,52

1.179.242

36,56

1.255.343

37,20

1.331.527

36,34

1.475.053

Valas

137.939

7,07

141.723

6,06

161.302

5,79

202.056

6,26

225.673

6,69

272.952

7,45

280.448

7,31

Valas Tabungan Rupiah Valas Simpanan Berjangka

-

-

-

673.312

24,18

677.030

20,99

722.043

21,40

814.742

22,24

835.752

21,80

Valas

-

-

-

-

110.978

3,98

128.829

3,99

129.079

3,83

172.312

4,70

176.079

4,59

-

Rupiah Valas

Rupiah Foreign Exchange - Periode 3 Month

Rupiah

-

-

-

-

222.071

7,97

251.926

7,81

274.025

8,12

264.156

7,21

336.185

8,77

Valas

-

-

-

-

21.467

0,77

27.543

0,85

42.428

1,26

33.743

0,92

36.411

0,95

-

Rupiah Foreign Exchange - Periode 6 Month

Rupiah

-

-

-

-

90.412

3,25

125.555

3,89

132.897

3,94

120.795

3,30

144.606

3,77

Valas

-

-

-

-

15.504

0,56

27.215

0,84

30.593

0,91

37.508

1,02

31.934

0,83

-

- Jangka Waktu >= 12 bulan

Foreign Exchange - Periode 1 Month

-

- Jangka Waktu 6 bulan

Foreign Exchange

45,78 Time Deposits 38,47 Rupiah

Rupiah - Jangka Waktu 3 bulan

Total DPK

6,83

30,43 Saving 28,11 Rupiah 2,32 Foreign Exchange

-

- Jangka Waktu 1 bulan

Items

(Composition to Total Third Party Funds) (%)

Rupiah Foreign Exchange - Periode >= 12 Month

Rupiah

-

-

-

-

86.975

3,11

124.731

3,87

126.377

3,75

131.834

3,60

153.050

3,99

Rupiah

Valas

-

-

-

-

13.352

0,48

18.469

0,57

23.574

0,70

29.390

0,80

35.929

0,94

Foreign Exchange

1.950.712

100,00

2.338.824

100,00

2.785.024

100,00

3.225.198

100,00

3.374.272

100,00

3.663.968

100,00

3.834.503

1.638.454

83,99

1.990.518

85,11

2.398.549

86,12

2.757.530

85,50

2.843.895

84,28

3.025.150

82,56

3.203.193

312.258

16,01

348.306

14,89

386.475

13,88

467.668

14,50

530.377

15,72

638.818

17,44

631.309

100,00 Total Third Party Funds 83,54 Rupiah 16,46 Foreign Exchange

41

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.39 Komposisi Dana Pihak Ketiga Bank Persero

(Composition of Third Party Funds of State Owned Banks) Miliar Rp (Billion Rp) Desember 2009

Keterangan

Giro Rupiah Valas Tabungan Rupiah Valas Simpanan Berjangka Rupiah Valas

Nominal

Desember 2010

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

172.602 136.512 36.090 278.581 268.894 9.687 332.201 274.965 57.236

22,03 17,43 4,61 35,56 34,32 1,24 42,41 35,10 7,31

Nominal

Desember 2011

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

194.533 152.770 41.763 323.767 311.891 11.876 380.106 328.677 51.429

21,65 17,00 4,65 36,04 34,72 1,32 42,31 36,58 5,72

Nominal

Desember 2012

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Juni 2013

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Desember 2013

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Juni 2014

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Komposisi thd Total DPK (%)

Items

(Composition to Total Third Party Funds) (%)

242.853 190.600 52.253 395.372 383.292 12.080 401.027 350.866 50.161

23,37 18,34 5,03 38,04 36,88 1,16 38,59 33,76 4,83

272.149 206.540 65.610 483.022 467.656 15.366 446.113 378.829 67.283

22,65 17,19 5,46 40,21 38,93 1,28 37,14 31,54 5,60

284.645 193.410 91.235 476.497 459.159 17.338 465.365 385.432 79.933

23,21 15,77 7,44 38,85 37,44 1,41 37,94 31,43 6,52

300.056 200.001 100.054 555.319 533.277 22.042 507.687 420.785 86.903

22,01 14,67 7,34 40,74 39,12 1,62 37,25 30,87 6,38

302.968 210.191 92.777 530.876 507.311 23.565 561.397 484.330 77.066

21,71 Demand Deposits 15,06 Rupiah 6,65 Foreign Exchange 38,05 Saving 36,36 Rupiah 1,69 Foreign Exchange 40,24 Time Deposits 34,71 Rupiah 5,52 Foreign Exchange

- Jangka Waktu 1 bulan Rupiah Valas

-

-

-

-

229.284 35.179

22,06 3,39

223.177 46.712

18,58 3,89

224.362 42.912

18,29 3,54

245.364 58.290

18,00 4,28

250.812 56.689

17,98 4,06

- Periode 1 Month Rupiah Foreign Exchange

- Jangka Waktu 3 bulan Rupiah Valas

-

-

-

-

62.782 4.976

6,04 0,48

71.970 5.442

5,99 0,45

72.045 17.625

5,87 1,44

74.076 4.879

5,43 0,36

108.637 3.000

7,79 0,22

- Periode 3 Month Rupiah Foreign Exchange

- Jangka Waktu 6 bulan Rupiah Valas

-

-

-

-

19.550 5.922

1,88 0,57

32.208 8.401

2,68 0,70

32.241 11.059

2,63 0,90

33.634 12.737

2,47 0,93

44.976 6.951

3,22 0,50

- Periode 6 Month Rupiah Foreign Exchange

783.384 680.371 103.013

-

898.405 793.338 105.067

-

39.250 4.084 1.039.253 924.759 114.494

3,78 0,39 100,00 88,98 11,02

51.475 6.729 1.201.284 1.053.025 148.259

4,28 0,56 100,00 87,66 12,34

56.784 8.337 1.226.507 1.038.001 188.506

4,63 0,68 100,00 84,63 15,37

67.710 10.996 1.363.062 1.154.063 208.999

4,97 0,81 100,00 84,67 15,33

74.447 10.426 1.395.240 1.201.832 193.408

- Jangka Waktu >= 12 bulan Rupiah Valas Total DPK Rupiah Valas

- Periode >= 12 Month

100,00 86,85 13,15

100,00 88,31 11,69

5,34 Rupiah 0,75 Foreign Exchange 100,00 Total Third Party Funds 86,14 Rupiah 13,86 Foreign Exchange

42

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.40 Komposisi Dana Pihak Ketiga BUSN Devisa

(Composition of Third Party Funds of Foreign Exchange Commercial Banks) Miliar Rp (Billion Rp) Desember 2009

Keterangan

Giro Rupiah

Nominal

Rupiah

Rupiah

Nominal

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Desember 2012

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Juni 2013

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Desember 2013

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Juni 2014

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

19,71

195.216

20,02

225.170

19,19

264.982

19,58

267.498

19,27

294.181

18,95

298.214

104.102

13,33

133.895

13,73

166.221

14,17

198.251

14,65

199.243

14,35

204.067

13,15

208.981

Komposisi thd Total DPK (%)

18,66 Demand Deposits 13,08 Rupiah

49.827

6,38

61.322

6,29

58.949

5,02

66.731

4,93

68.255

4,92

90.113

5,80

89.233

32,56

316.054

32,41

388.030

33,07

461.038

34,07

467.609

33,69

502.864

32,39

501.719

238.632

30,55

294.034

30,15

363.575

30,99

433.712

32,05

434.133

31,28

463.249

29,84

463.442

15.718

2,01

22.020

2,26

24.455

2,08

27.326

2,02

33.476

2,41

39.614

2,55

38.278

372.792

47,73

464.038

47,58

560.098

47,74

627.129

46,35

652.898

47,04

755.341

48,66

797.860

326.063

41,75

407.603

41,79

490.904

41,84

541.950

40,05

558.072

40,21

629.323

40,54

655.591

46.729

5,98

56.435

5,79

69.194

5,90

85.179

6,29

94.826

6,83

126.018

8,12

142.268

8,90

Valas

5,58

Foreign Exchange

31,40 Saving 29,01 Rupiah 2,40 Foreign Exchange 49,94 Time Deposits 41,03 Rupiah

Foreign Exchange - Periode 1 Month

- Jangka Waktu 1 bulan Rupiah

-

-

-

-

307.839

26,24

320.362

23,68

325.537

23,45

408.004

26,28

408.474

25,56

Valas

-

-

-

-

47.742

4,07

49.251

3,64

53.367

3,84

73.030

4,70

81.253

5,09

Rupiah Foreign Exchange - Periode 3 Month

- Jangka Waktu 3 bulan Rupiah

-

-

-

-

107.755

9,18

127.361

9,41

128.745

9,28

130.349

8,40

153.412

9,60

Valas

-

-

-

-

9.728

0,83

14.451

1,07

16.811

1,21

21.551

1,39

22.711

1,42

Rupiah Foreign Exchange - Periode 6 Month

- Jangka Waktu 6 bulan Rupiah

-

-

-

-

39.826

3,39

54.242

4,01

61.243

4,41

49.986

3,22

51.089

3,20

Valas

-

-

-

-

5.505

0,47

12.135

0,90

12.316

0,89

16.359

1,05

18.080

1,13

Rupiah Foreign Exchange - Periode >= 12 Month

- Jangka Waktu >= 12 bulan Rupiah

-

-

-

-

35.483

3,02

39.985

2,95

42.547

3,07

40.984

2,64

42.616

2,67

Rupiah

Valas

-

-

-

-

6.219

0,53

9.343

0,69

12.333

0,89

15.078

0,97

20.225

1,27

Foreign Exchange

781.072

100,00

975.308

100,00

1.173.297

100,00

1.353.149

100,00

1.388.005

100,00

1.552.385

100,00

1.597.793

Rupiah

668.798

85,63

835.532

85,67

1.020.700

86,99

1.173.913

86,75

1.191.448

85,84

1.296.639

83,53

1.328.014

Valas

112.274

14,37

139.777

14,33

152.597

13,01

179.236

13,25

196.557

14,16

255.746

16,47

269.779

Total DPK

Items

(Composition to Total Third Party Funds) (%)

254.350

Valas Simpanan Berjangka

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Desember 2011

153.929 Valas

Tabungan

Desember 2010

100,00 Total Third Party Funds 83,12 Rupiah 16,88 Foreign Exchange

43

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.41 Komposisi Dana Pihak Ketiga BUSN Non Devisa

(Composition of Third Party Funds of Non-Foreign Exchange Commercial Banks) Miliar Rp (Billion Rp) Desember 2009

Keterangan

Komposisi thd Total DPK (%)

Nominal

Giro Rupiah Valas Tabungan Rupiah Valas Simpanan Berjangka Rupiah Valas

Desember 2010

(Composition to Total Third Party Funds) (%)

Desember 2011

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

Desember 2012

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

Juni 2013

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

Desember 2013

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

Juni 2014

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

Komposisi thd Total DPK (%)

Nominal

Items

(Composition to Total Third Party Funds) (%)

2.184

4,96

2.745

4,66

3.634

4,37

5.074

4,86

5.057

4,46

5.844

4,76

5.994

2.183

4,96

2.745

4,66

3.634

4,37

5.074

4,86

5.044

4,45

5.844

4,76

5.993

4,67 Demand Deposits 4,67 Rupiah

0

0,00

-

-

-

-

-

-

13

0,01

-

-

1

4.161

9,46

6.178

10,48

10.281

12,37

12.794

12,26

14.386

12,69

14.402

11,72

15.181

0,00

4.161

9,46

6.178

10,48

10.281

12,37

12.794

12,26

14.386

12,69

14.402

11,72

15.181

-

-

-

-

-

-

-

-

0

0,00

-

-

0

37.635

85,57

50.026

84,86

69.180

83,25

86.478

82,88

93.936

82,85

102.636

83,52

107.113

37.635

85,57

50.026

84,86

69.180

83,25

86.478

82,88

93.936

82,85

102.636

83,52

107.018

0

0,00

-

-

-

-

-

-

-

-

-

-

94

0,07

83,49 Time Deposits 83,42 Rupiah

Rupiah

-

-

-

-

36.567

44,01

43.915

42,09

49.240

43,43

61.923

50,39

53.271

41,52

Valas

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Rupiah

-

-

-

-

18.991

22,86

22.133

21,21

25.086

22,13

24.123

19,63

28.680

22,36

Valas

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Foreign Exchange Rupiah Foreign Exchange - Periode 6 Month

- Jangka Waktu 6 bulan Rupiah

-

-

-

-

11.284

13,58

15.658

15,01

15.811

13,95

12.534

10,20

17.121

13,35

Valas

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Rupiah Foreign Exchange - Periode >= 12 Month

- Jangka Waktu >= 12 bulan

Valas

Rupiah - Periode 3 Month

- Jangka Waktu 3 bulan

Rupiah

Foreign Exchange - Periode 1 Month

- Jangka Waktu 1 bulan

Total DPK

Foreign Exchange

11,83 Saving 11,83 Rupiah 0,00 Foreign Exchange

Rupiah

-

-

-

-

2.337

2,81

4.771

4,57

3.800

3,35

4.056

3,30

7.947

6,19

Valas

-

-

-

-

-

-

-

-

-

-

-

-

-

-

43.980

100,00

58.950

100,00

83.095

100,00

104.346

100,00

113.379

100,00

122.883

100,00

128.288

43.979

100,00

58.950

100,00

83.095

100,00

104.346

100,00

113.366

99,99

122.883

100,00

128.193

-

-

-

-

-

-

-

-

13

0,01

-

-

95

Rupiah Foreign Exchange

100,00 Total Third Party Funds 99,93 Rupiah 0,07 Foreign Exchange

44

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.42 Komposisi Dana Pihak Ketiga BPD

(Composition of Third Party Funds of Regional Development Banks) Miliar Rp (Billion Rp) Desember 2009

Keterangan

Komposisi thd Total DPK (%)

Nominal

Giro Rupiah Valas Tabungan Rupiah Valas Simpanan Berjangka Rupiah Valas

Desember 2010

(Composition to Total Third Party Funds) (%)

Desember 2011

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

Desember 2012

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

Juni 2013

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

Desember 2013

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

Juni 2014

Komposisi thd Total DPK (%)

Nominal

(Composition to Total Third Party Funds) (%)

Komposisi thd Total DPK (%)

Nominal

63.848

41,94

62.196

33,87

88.456

37,59

112.953

40,55

149.577

44,24

107.070

37,21

171.338

63.553

41,74

61.725

33,61

88.094

37,43

112.715

40,47

148.919

44,05

106.398

36,98

171.014

44,93 Demand Deposits 44,85 Rupiah

294

0,19

471

0,26

362

0,15

238

0,09

659

0,19

673

0,23

324

43.728

28,72

53.614

29,20

67.338

28,61

79.968

28,71

67.210

19,88

95.827

33,31

75.573

0,08

43.724

28,72

53.595

29,19

67.318

28,60

79.938

28,70

67.176

19,87

95.786

33,29

75.526

4

0,00

19

0,01

20

0,01

30

0,01

34

0,01

41

0,01

47

44.673

29,34

67.815

36,93

79.555

33,80

85.614

30,74

121.302

35,88

84.812

29,48

134.401

44.148

29,00

67.365

36,69

78.767

33,47

84.903

30,48

120.497

35,64

83.838

29,14

133.441

525

0,34

450

0,24

787

0,33

711

0,26

805

0,24

974

0,34

960

0,25

35,25 Time Deposits 35,00 Rupiah

-

-

-

-

46.523

19,77

37.513

13,47

66.627

19,71

40.872

14,21

67.066

17,59

Valas

-

-

-

-

673

0,29

468

0,17

722

0,21

854

0,30

980

0,26

-

-

-

-

-

-

14.335

6,09

12.214

4,39

26.049

7,70

12.263

4,26

14.761

3,87

Valas

-

-

-

-

51

0,02

14

0,01

26

0,01

5

0,00

36

0,01

-

-

-

-

-

-

12.559

5,34

13.495

4,84

11.983

3,54

16.389

5,70

15.647

4,10

Valas

-

-

-

-

5

0,00

27

0,01

7

0,00

84

0,03

17

0,00

-

Foreign Exchange Rupiah Foreign Exchange - Periode 6 Month

Rupiah - Jangka Waktu >= 12 bulan

Rupiah - Periode 3 Month

Rupiah - Jangka Waktu 6 bulan

Valas

Foreign Exchange - Periode 1 Month

Rupiah - Jangka Waktu 3 bulan

Rupiah

Foreign Exchange

19,82 Saving 19,81 Rupiah 0,01 Foreign Exchange

- Jangka Waktu 1 bulan

Total DPK

Items

(Composition to Total Third Party Funds) (%)

-

Rupiah Foreign Exchange - Periode >= 12 Month

Rupiah

-

-

-

-

5.349

2,27

21.682

7,78

15.838

4,68

14.314

0,01

14.510

3,81

Rupiah

Valas

-

-

-

-

59

0,03

203

0,07

51

0,01

32

100,00

31

0,01

Foreign Exchange

152.251

100,00

183.624

100,00

235.348

100,00

278.535

100,00

338.089

100,00

287.709

100,00

381.311

151.425

99,46

182.685

99,49

234.179

99,50

277.555

99,65

336.591

99,56

286.021

99,41

379.981

826

0,54

939

0,51

1.169

0,50

980

0,35

1.498

0,44

1.688

0,59

1.331

100,00 Total Third Party Funds 99,65 Rupiah 0,35 Foreign Exchange

45

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.43 Komposisi Dana Pihak Ketiga Bank Campuran

(Composition of Third Party Funds of Joint Venture Banks) Miliar Rp (Billion Rp) Desember 2009

Keterangan

Nominal

Desember 2010

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Desember 2011

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Desember 2012

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Juni 2013

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Desember 2013

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Juni 2014

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Komposisi thd Total DPK (%)

Items

(Composition to Total Third Party Funds) (%)

21.472

22,66

22.280

22,70

25.396

22,57

34.508

26,05

33.458

23,11

44.293

26,92

38.128

7.136

7,53

7.984

8,13

9.485

8,43

12.226

9,23

13.454

9,29

16.744

10,18

13.814

14.336

15,13

14.295

14,56

15.912

14,14

22.282

16,82

20.004

13,82

27.549

16,74

24.314

15,00

7.418

7,83

14.507

14,78

18.503

16,44

19.292

14,57

20.680

14,29

23.245

14,13

22.004

Rupiah

3.983

4,20

6.156

6,27

8.402

7,47

8.529

6,44

8.467

5,85

10.268

6,24

9.420

Valas

3.436

3,63

8.351

8,51

10.101

8,98

10.763

8,13

12.213

8,44

12.978

7,89

12.585

13,58 Saving 5,81 Rupiah 7,76 Foreign Exchange

Giro Rupiah Valas Tabungan

23,53 Demand Deposits 8,52 Rupiah

Foreign Exchange

65.871

69,51

61.374

62,52

68.642

60,99

78.654

59,38

90.618

62,60

96.995

58,95

101.936

Rupiah

43.203

45,59

40.151

40,90

44.532

39,57

47.948

36,20

55.973

38,67

53.835

32,72

57.237

62,90 Time Deposits 35,32 Rupiah

Valas

22.668

23,92

21.223

21,62

24.110

21,42

30.706

23,18

34.645

23,93

43.160

26,23

44.699

27,58

Simpanan Berjangka

Rupiah

-

-

-

-

27.920

24,81

26.748

20,19

30.016

20,74

33.557

20,40

30.845

19,03

Valas

-

-

-

-

15.002

13,33

20.389

15,39

21.741

15,02

28.477

17,31

26.066

16,08

Rupiah Foreign Exchange - Periode 3 Month

- Jangka Waktu 3 bulan Rupiah

-

-

-

-

8.971

7,97

9.285

7,01

13.792

9,53

11.791

7,17

13.494

8,33

Valas

-

-

-

-

3.725

3,31

3.964

2,99

4.507

3,11

4.910

2,98

8.536

5,27

Rupiah Foreign Exchange - Periode 6 Month

- Jangka Waktu 6 bulan Rupiah

-

-

-

-

4.539

4,03

6.842

5,17

6.755

4,67

5.146

3,13

8.863

5,47

Valas

-

-

-

-

3.062

2,72

4.743

3,58

6.087

4,20

7.141

4,34

5.528

3,41

Rupiah Foreign Exchange - Periode >= 12 Month

- Jangka Waktu >= 12 bulan Rupiah

-

-

-

-

3.102

2,76

5.073

3,83

5.410

3,74

3.341

2,03

4.034

2,49

Rupiah

Valas

-

-

-

-

2.321

2,06

1.611

1,22

2.310

1,60

2.632

1,60

4.569

2,82

Foreign Exchange

94.761

100,00

98.161

100,00

112.541

100,00

132.454

100,00

144.756

100,00

164.533

100,00

162.069

Rupiah

54.321

57,32

54.292

55,31

62.418

55,46

68.704

51,87

77.894

53,81

80.847

49,14

80.471

Valas

40.440

42,68

43.869

44,69

50.123

44,54

63.751

48,13

66.862

46,19

83.686

50,86

81.597

Total DPK

Foreign Exchange - Periode 1 Month

- Jangka Waktu 1 bulan

100,00 Total Third Party Funds 49,65 Rupiah 50,35 Foreign Exchange

46

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.44 Komposisi Dana Pihak Ketiga Bank Asing

(Composition of Third Party Funds of Foreign Owned Banks) Miliar Rp (Billion Rp) Desember 2009

Keterangan

Nominal

Giro Rupiah Valas Tabungan

Desember 2010

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Desember 2011

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Desember 2012

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Juni 2013

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Desember 2013

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

Juni 2014

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

Nominal

51.854

44,10

58.886

47,35

67.199

47,49

77.405

49,80

87.011

53,21

95.338

54,98

95.343

19.242

16,36

24.689

19,85

27.683

19,56

32.996

21,23

37.764

23,09

36.873

21,27

40.256

56,15 Demand Deposits 23,71 Rupiah

32.612

27,73

34.197

27,49

39.516

27,93

44.409

28,57

49.247

30,11

58.465

33,72

55.088

32,44

14,63

19.038

15,31

18.721

13,23

20.715

13,33

19.628

12,00

21.050

12,14

21.663

12,76 Saving 4,13 Rupiah 8,63 Foreign Exchange

6.222

5,29

6.768

5,44

7.195

5,09

7.858

5,06

7.399

4,52

6.713

3,87

7.012

10.982

9,34

12.270

9,87

11.526

8,15

12.857

8,27

12.228

7,48

14.336

8,27

14.651

Simpanan Berjangka

48.537

41,28

46.452

37,35

55.572

39,28

57.310

36,87

56.897

34,79

57.008

32,88

52.795

Rupiah

32.267

27,44

34.265

27,55

38.522

27,23

39.133

25,18

41.432

25,34

41.111

23,71

37.434

Valas

16.270

13,84

12.187

9,80

17.050

12,05

18.176

11,69

15.464

9,46

15.897

9,17

15.360

9,05

-

-

-

-

25.177

17,79

25.315

16,29

26.262

16,06

25.022

14,43

19.664

11,58

Valas

-

-

-

-

12.382

8,75

12.011

7,73

10.337

6,32

11.660

6,72

11.184

6,59

-

-

-

-

9.237

6,53

8.962

5,77

8.308

5,08

11.553

6,66

11.230

6,61

Valas

-

-

-

-

2.987

2,11

3.673

2,36

3.459

2,11

2.397

1,38

2.136

1,26

-

Foreign Exchange Rupiah Foreign Exchange - Periode 6 Month

Rupiah

-

-

-

-

2.654

1,88

3.110

2,00

4.864

2,97

3.107

1,79

4.782

2,82

Valas

-

-

-

-

1.010

0,71

1.910

1,23

1.125

0,69

1.188

0,69

1.367

0,80

-

- Jangka Waktu >= 12 bulan

Rupiah - Periode 3 Month

Rupiah - Jangka Waktu 6 bulan

Foreign Exchange - Periode 1 Month

Rupiah - Jangka Waktu 3 bulan

Foreign Exchange

31,09 Time Deposits 22,05 Rupiah

-

- Jangka Waktu 1 bulan

Rupiah Foreign Exchange - Periode >= 12 Month

Rupiah

-

-

-

-

1.453

1,03

1.746

1,12

1.999

1,22

1.429

0,82

1.758

1,04

Rupiah

Valas

-

-

-

-

670

0,47

583

0,38

543

0,33

651

0,38

673

0,40

Foreign Exchange

117.594

100,00

124.376

100,00

141.491

100,00

155.430

100,00

163.536

100,00

173.395

100,00

169.801

Rupiah

57.731

49,09

65.722

52,84

73.399

51,88

79.987

51,46

86.595

52,95

84.697

48,85

84.703

Valas

59.864

50,91

58.653

47,16

68.092

48,12

75.443

48,54

76.940

47,05

88.698

51,15

85.099

Total DPK

Items

17.203

Valas

Rupiah

Komposisi thd Total DPK (%)

(Composition to Total Third Party Funds) (%)

100,00 Total Third Party Funds 49,88 Rupiah 50,12 Foreign Exchange

47

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.45 Komposisi DPK Bank Umum Berdasarkan Lokasi Penghimpunan Dana Juni 2014 ( Composition of Third Party Funds of Commercial Banks Based on Location - June 2014) Miliar Rp (Billion Rp) Giro

Tabungan

Deposito

Total DPK

(Demand Deposits)

(Saving Deposits)

(Time Deposits)

(Total Third Party Funds)

Lokasi

Valas (Foreign

Rupiah

Exchange)

Valas (Foreign

Rupiah

Exchange)

Valas (Foreign

Rupiah

Exchange)

Valas (Foreign

Rupiah

Exchange)

Pangsa Thd Total DPK (%)

Location

(Portion to Total Third Party (%)

Total

1. Jawa Barat

50.816

8.998

121.838

6.145

117.615

12.130

290.270

27.273

317.542

8,28

1. Jawa Barat

2. Banten

21.179

5.138

36.578

2.090

45.114

5.161

102.871

12.389

115.260

3,01

2. Banten

302.865

204.898

287.010

52.139

850.681

215.480

1.440.556

472.516

1.913.072

49,89

5.158

588

19.791

486

12.473

486

37.422

1.560

38.982

1,02

4. D.I Yogyakarta

5. Jawa Tengah

27.313

2.884

84.126

2.829

56.771

4.498

168.210

10.211

178.421

4,65

5. Jawa Tengah

6. Jawa Timur

50.189

10.254

139.380

8.193

130.337

12.393

319.905

30.839

350.744

9,15

6. Jawa Timur

7. Bengkulu

2.657

47

4.371

29

1.812

22

8.840

98

8.939

0,23

7. Bengkulu

8. Jambi

3.708

344

10.776

194

7.182

104

21.666

641

22.307

0,58

8. Jambi

9. Aceh

7.989

92

11.173

87

6.772

122

25.934

302

26.236

0,68

24.281

5.249

60.712

3.544

59.339

13.445

144.332

22.238

166.571

4,34

10. Sumatera Utara

3. DKI Jakarta 4. D.I Yogyakarta

10. Sumatera Utara

3. DKI Jakarta

9. Aceh

5.862

484

13.132

233

9.697

141

28.691

858

29.548

0,77

11. Sumatera Barat

15.623

1.240

26.287

650

16.550

445

58.461

2.335

60.795

1,59

12. Riau

14. Sumatera Selatan

8.816

1.812

23.746

1.068

19.448

739

52.010

3.619

55.629

1,45

14. Sumatera Selatan

15. Bangka Belitung

2.055

497

6.669

107

3.880

79

12.604

682

13.286

0,35

15. Bangka Belitung

13. Kepulauan Riau

7.804

6.617

13.365

2.556

6.013

3.443

27.182

12.615

39.798

1,04

13. Kepulauan Riau

16. Lampung

6.566

549

13.943

321

6.751

228

27.260

1.098

28.358

0,74

16. Lampung

17. Kalimantan Selatan

9.892

888

18.239

418

9.244

227

37.375

1.533

38.908

1,01

17. Kalimantan Selatan

18. Kalimantan Barat

7.611

509

19.242

486

10.586

214

37.439

1.209

38.648

1,01

18. Kalimantan Barat

19. Kalimantan Timur

19.995

3.119

32.953

2.180

26.302

3.131

79.250

8.430

87.680

2,29

19. Kalimantan Timur

20. Kalimantan Tengah

5.658

256

8.419

70

4.033

60

18.109

386

18.495

0,48

20. Kalimantan Tengah

21. Sulawesi Tengah

3.436

42

6.811

52

2.310

25

12.557

119

12.676

0,33

21. Sulawesi Tengah

22. Sulawesi Selatan

10.525

853

32.723

580

17.880

764

61.128

2.196

63.325

1,65

22. Sulawesi Selatan

3.580

244

8.087

467

6.815

263

18.481

974

19.455

0,51

23. Sulawesi Utara

662

3

1.822

15

1.102

29

3.586

47

3.633

0,09

24. Gorontalo

25. Sulawesi Barat

1.136

1

1.825

1

308

0

3.268

2

3.270

0,09

25. Sulawesi Barat

26. Sulawesi Tenggara

3.778

30

5.881

90

2.371

17

12.030

136

12.166

0,32

26. Sulawesi Tenggara

27. Nusa Tenggara Barat

2.965

79

8.194

131

4.511

56

15.670

267

15.936

0,42

27. Nusa Tenggara Barat

11.238

2.591

28.535

2.424

20.885

826

60.659

5.842

66.500

1,73

28. Bali

29. Nusa Tenggara Timur

5.470

46

8.481

87

4.670

37

18.621

170

18.791

0,49

29. Nusa Tenggara Timur

30. Maluku

2.659

36

4.515

44

2.938

51

10.112

131

10.243

0,27

30. Maluku

12.066

403

12.226

214

7.649

113

31.941

729

32.670

0,85

31. Papua

32. Maluku Utara

1.455

55

2.808

13

1.013

12

5.276

80

5.356

0,14

32. Maluku Utara

33. Papua Barat

5.227

15

4.199

76

1.966

53

11.392

143

11.535

0,30

33. Papua Barat

14

2.876

34

1.108

36

5.657

83

9.642

9.725

0,25

34. Lainnya

650.249

261.736

1.077.892

89.125

1.475.053

280.448

3.203.193

631.309

3.834.503

100

11. Sumatera Barat 12. Riau

23. Sulawesi Utara 24. Gorontalo

28. Bali

31. Papua

34. Lainnya Total

Total

48

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.46 Penghimpunan DPK Bank Umum Berdasarkan Lokasi Bank Penghimpun Dana

(Third Party Funds of Commercial Banks Based on Location of Deposits) Miliar Rp (Billion Rp) 2012

2013

2014

Location

Lokasi Des

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Des

Jan

Feb

Mar

Apr

Mei

Jun

262.433

259.343

262.286

272.114

275.893

277.335

274.398

285.343

290.483

288.858

88.496

89.148

89.124

90.876

91.753

92.411

96.176

99.023

101.458

100.998

292.379

300.671

294.968

295.809

295.610

312.220

307.020

317.542

1. Jawa Barat

100.665

105.532

104.964

108.104

111.463

112.798

113.167

115.260

1.629.585

1.612.813

1.636.099

1.659.401

1.707.249

1.707.728

1.723.701

1.749.024

1.769.512

2. Banten

1.776.536

1.796.490

1.860.446

1.805.368

1.807.808

1.820.117

1.851.159

1.906.685

1.913.072

32.501

32.739

33.086

33.597

33.738

34.199

34.597

35.237

36.087

36.188

36.678

37.073

37.116

37.309

37.529

37.983

38.211

38.982

5. Jawa Tengah

145.257

144.314

146.362

148.214

149.491

152.013

153.896

156.054

162.827

160.723

164.096

167.398

165.445

167.353

168.737

172.626

173.434

178.421

6. Jawa Timur

292.224

290.282

293.347

296.088

298.121

300.502

5. Jawa Tengah

302.910

307.466

317.370

315.772

324.152

335.308

333.362

333.588

332.446

338.059

340.315

350.744

7.368

7.458

7.569

7.895

7.831

6. Jawa Timur

8.070

8.165

8.115

8.379

8.229

8.222

7.680

7.841

7.908

7.997

8.435

8.551

8.939

8. Jambi

17.945

18.336

18.376

18.741

18.458

19.155

18.579

18.367

19.521

19.478

19.378

19.415

19.667

19.834

20.069

20.442

21.072

22.307

9. Aceh

21.969

21.807

21.788

24.085

23.681

23.736

22.995

22.328

26.141

25.092

26.211

24.263

23.701

23.544

23.234

25.719

25.415

26.236

10. Sumatera Utara

139.259

137.114

137.289

136.560

135.615

139.131

137.291

140.796

147.985

146.517

147.898

155.204

156.039

156.675

157.493

160.206

163.019

166.571

10. Sumatera Utara

11. Sumatera Barat

25.623

12. Riau

52.243

25.793

26.405

26.589

26.335

25.906

25.914

26.045

26.780

26.977

27.070

26.281

26.639

27.076

27.487

28.191

28.428

29.548

11. Sumatera Barat

53.216

52.754

54.797

53.913

55.990

55.243

54.145

56.878

56.425

55.581

55.524

54.279

54.201

54.466

54.267

56.719

60.795

13. Sumatera Selatan*)

12. Riau

54.244

53.276

53.011

53.803

52.443

53.982

52.643

51.422

53.833

53.226

52.833

53.688

52.808

52.798

52.315

52.684

53.021

55.629

13. Sumatera Selatan

14. Bangka Belitung

12.172

12.774

12.612

12.739

12.429

12.663

12.264

12.283

12.693

12.424

12.310

11.828

12.063

12.336

12.239

12.422

12.944

13.286

14. Bangka Belitung

15. Kepulauan Riau*)

28.804

30.157

30.406

31.575

31.493

32.289

32.823

33.690

35.589

35.235

36.243

38.392

37.739

37.402

36.701

37.859

37.765

39.798

15. Kepulauan Riau

16. Lampung

22.612

22.835

23.201

23.722

23.951

24.349

24.137

24.363

25.525

25.892

26.118

25.642

25.609

25.753

25.854

26.716

26.756

28.358

16. Lampung

17. Kalimantan Selatan

34.118

34.286

34.489

35.290

35.254

35.795

35.255

34.480

36.299

36.011

36.117

36.447

36.606

36.869

36.503

36.917

37.606

38.908

17. Kalimantan Selatan

18. Kalimantan Barat

32.000

31.834

32.407

32.849

33.243

33.509

33.921

33.578

34.720

34.831

35.466

36.273

35.920

36.254

36.407

37.432

37.671

38.648

18. Kalimantan Barat

19. Kalimantan Timur

79.992

82.410

82.037

84.299

82.534

85.228

84.958

83.557

88.869

86.432

85.001

85.407

82.326

80.807

80.152

78.765

83.051

87.680

19. Kalimantan Timur

20. Kalimantan Tengah

14.285

15.016

15.497

15.841

15.843

16.247

16.164

15.908

16.738

16.534

16.245

16.023

16.003

16.139

16.575

16.785

17.376

18.495

20. Kalimantan Tengah

21. Sulawesi Tengah

10.022

10.115

10.442

10.745

10.837

10.924

10.927

10.704

11.364

11.273

11.280

11.330

11.498

11.672

11.877

12.190

12.236

12.676

21. Sulawesi Tengah

22. Sulawesi Selatan

54.453

53.157

53.884

54.292

54.212

55.320

55.636

56.464

58.924

58.841

59.753

61.163

60.292

60.287

59.902

61.265

61.069

63.325

22. Sulawesi Selatan

23. Sulawesi Utara

16.407

16.122

16.402

16.803

16.837

16.963

17.152

17.039

17.626

17.537

17.720

17.481

17.638

17.681

17.891

18.405

18.628

19.455

23. Sulawesi Utara

24. Gorontalo*)

2.990

3.064

3.162

3.233

3.196

3.178

3.186

3.112

3.361

3.340

3.331

3.100

3.288

3.338

3.412

3.572

3.503

3.633

24. Gorontalo

25. Sulawesi Barat*)

2.585

2.635

2.725

2.848

2.837

2.886

2.880

2.875

3.065

3.129

3.185

2.868

3.016

2.987

2.991

3.121

3.198

3.270

25. Sulawesi Barat

26. Sulawesi Tenggara*)

9.870

10.235

10.578

10.906

10.985

10.854

10.738

10.780

11.284

11.502

11.665

11.033

11.311

11.559

11.502

11.890

11.850

12.166

26. Sulawesi Tenggara

27. Nusa Tenggara Barat

12.734

12.619

12.749

13.743

13.502

13.378

13.588

13.511

14.318

14.442

14.648

14.445

14.607

14.430

14.451

15.255

15.276

15.936

27. Nusa Tenggara Barat

28. Bali

54.948

55.297

55.982

56.344

56.645

57.840

59.042

60.237

62.259

62.329

63.616

64.234

64.223

64.339

63.896

64.878

64.996

66.500

28. Bali

29. Nusa Tenggara Timur

14.884

15.179

15.351

15.594

15.602

15.836

15.906

15.546

15.923

16.251

16.694

16.402

16.924

16.940

17.078

17.806

17.847

18.791

29. Nusa Tenggara Timur

8.340

8.410

8.504

8.661

8.720

8.724

8.790

8.713

9.061

9.076

9.359

9.379

9.613

9.549

9.533

9.675

9.971

10.243

30. Maluku

27.148

26.702

26.162

28.160

28.247

28.647

30.104

29.791

30.065

29.567

30.255

29.424

29.322

29.377

29.047

31.400

31.887

32.670

31. Papua

32. Maluku Utara

4.425

4.779

4.793

4.923

4.847

4.744

4.729

4.757

4.923

4.823

5.012

4.831

5.203

5.086

5.080

5.093

5.143

5.356

33. Papua Barat

8.284

8.968

8.871

8.995

8.811

9.607

9.173

9.996

10.474

10.176

10.091

10.906

10.649

10.288

10.134

10.060

10.363

11.535

34. Lainnya

4.976

5.107

5.387

5.030

5.113

5.133

5.048

5.457

5.856

6.228

7.602

8.876

8.650

8.519

7.875

8.468

9.283

9.725

3.225.198

3.207.342

3.243.136

3.299.350

3.349.660

3.374.272

3.392.927

3.440.207

3.526.188

3.520.890

3.563.362

3.663.968

3.594.697

3.603.620

3.618.061

3.694.765

3.763.474

3.834.503

1. Jawa Barat 2. Banten 3. DKI Jakarta 4. D.I Yogyakarta

7. Bengkulu

30. Maluku 31. Papua

Total

Nov

3. DKI Jakarta 4. D.I Yogyakarta

7. Bengkulu 8. Jambi 9. Aceh

32. Maluku Utara 33. Papua Barat 34. Others

Total

49

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.47 Suku Bunga Rata-rata DPK Bank Umum

(Average of Interest Rate of Third Party Funds of Commercial Banks) Persen (Percent) 2012

2013

2014

Items

Keterangan Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun Demand Deposits

Giro Rupiah

2,12

2,17

2,14

2,16

2,19

2,13

2,17

2,10

2,14

2,15

2,16

2,15

2,12

2,12

2,18

2,23

2,21

2,30

2,32

Valas

0,37

0,34

0,34

0,34

0,36

0,36

0,36

0,36

0,37

0,38

0,36

0,38

0,42

0,38

0,37

0,37

0,38

0,39

0,36

- Rupiah - Foreign Exchange Saving

Tabungan Rupiah

1,91

1,88

1,87

1,86

1,86

1,98

1,99

1,98

1,99

1,99

1,98

1,98

2,01

2,00

2,00

2,00

2,01

1,88

1,88

Valas

0,34

0,33

0,32

0,30

0,30

0,32

0,33

0,33

0,31

0,31

0,30

0,31

0,32

0,30

0,29

0,29

0,30

0,31

0,27

- Rupiah - Foreign Exchange Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln Rupiah

5,59

5,54

5,56

5,48

5,45

5,48

5,55

5,87

6,13

6,67

6,99

7,20

7,72

7,77

7,87

7,96

8,03

8,19

8,34

Valas

1,57

1,55

1,58

1,50

1,49

1,42

1,42

1,52

1,57

1,63

1,69

1,76

1,81

1,90

1,92

1,90

1,92

1,80

1,85

Rupiah Foreign Exchange - 3 Month Time Deposits

- Simpanan Berjangka 3 bln Rupiah

5,90

5,97

6,00

5,91

5,90

5,90

5,89

6,11

6,28

6,63

7,13

7,53

8,03

8,38

8,58

8,65

8,79

9,06

9,28

Valas

1,91

1,95

2,01

2,05

2,07

1,92

1,69

2,02

1,81

1,80

1,87

2,20

2,26

2,28

2,41

2,34

2,41

2,35

2,37

Rupiah Foreign Exchange - 6 Month Time Deposits

- Simpanan Berjangka 6 bln Rupiah

6,04

6,05

6,09

6,06

6,07

6,06

6,06

6,17

6,27

6,51

6,83

7,07

7,37

7,70

8,07

8,24

8,53

8,86

9,02

Valas

2,33

2,29

2,26

2,31

2,32

2,29

2,17

2,39

2,23

2,24

2,20

2,18

2,17

2,18

2,17

2,14

2,19

2,27

2,25

Rupiah Foreign Exchange - 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln Rupiah

6,05

5,99

5,88

5,82

5,79

5,77

5,88

5,92

6,11

6,34

6,54

6,95

7,14

7,19

7,33

7,52

7,83

8,18

8,36

Rupiah

Valas

1,97

2,02

2,09

2,15

2,08

2,10

2,02

2,16

2,09

2,09

2,11

2,07

2,07

2,08

2,11

2,23

2,21

2,25

2,26

Foreign Exchange

50

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.48 Suku Bunga Rata-rata DPK Bank Persero

(Average of Interest Rate of Third Party Funds of State Owned Banks) Persen (Percent) 2012

2013

2014

Items

Keterangan Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun Demand Deposits

Giro Rupiah

2,08

2,03

1,93

1,90

2,03

1,92

2,08

1,96

2,06

1,92

2,04

1,89

2,00

1,88

2,03

1,95

2,04

2,12

2,16

Valas

0,15

0,17

0,18

0,17

0,19

0,25

0,24

0,21

0,21

0,20

0,21

0,25

0,18

0,18

0,19

0,17

0,19

0,16

0,18

- Rupiah - Foreign Exchange Saving

Tabungan Rupiah

1,59

1,56

1,56

1,57

1,56

1,55

1,57

1,55

1,57

1,59

1,57

1,57

1,58

1,56

1,57

1,58

1,57

1,57

1,59

Valas

0,22

0,22

0,22

0,22

0,22

0,22

0,22

0,23

0,22

0,22

0,22

0,22

0,22

0,22

0,22

0,22

0,22

0,22

0,22

- Rupiah - Foreign Exchange Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln Rupiah

5,23

5,17

5,11

5,09

5,03

5,00

5,23

5,36

5,72

6,22

6,52

6,69

7,16

7,22

7,38

7,55

7,72

7,61

7,90

Valas

0,97

0,85

0,59

0,51

0,59

0,54

0,76

0,65

0,83

0,94

0,99

1,01

1,14

1,37

1,33

1,35

1,36

1,26

1,37

Rupiah Foreign Exchange - 3 Month Time Deposits

- Simpanan Berjangka 3 bln Rupiah

5,54

5,55

5,54

5,54

5,50

5,48

5,59

5,82

6,01

6,37

6,80

6,99

7,60

8,05

8,36

8,41

8,55

8,70

9,08

Valas

1,11

1,08

0,66

0,72

0,76

0,90

1,05

0,92

1,06

1,06

1,06

1,29

1,37

1,23

1,15

0,87

1,09

1,14

1,13

Rupiah Foreign Exchange - 6 Month Time Deposits

- Simpanan Berjangka 6 bln Rupiah

5,53

5,54

5,53

5,53

5,53

5,51

5,58

5,63

5,77

6,00

6,39

6,49

6,82

7,09

7,49

7,66

7,83

8,17

8,64

Valas

1,99

1,92

1,86

1,77

1,67

1,63

1,57

1,24

1,46

1,44

1,40

1,36

1,38

1,37

1,37

1,35

1,29

1,40

1,40

Rupiah Foreign Exchange - 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln Rupiah

5,91

5,86

5,47

5,46

5,46

5,45

5,81

5,67

6,18

6,50

6,67

7,31

7,43

7,39

7,49

7,93

8,09

8,40

8,54

Rupiah

Valas

1,65

1,65

0,90

0,64

0,65

0,64

1,65

0,61

1,65

1,65

1,67

1,68

1,68

1,66

1,66

1,67

1,61

1,59

1,62

Foreign Exchange

51

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.49 Suku Bunga Rata-rata DPK BUSN Devisa

(Average of Interest Rate of Third Party Funds of Foreign Exchange Commercial Banks) Persen (Percent) 2012

2013

2014

Items

Keterangan Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun Demand Deposits

Giro Rupiah

1,91

1,92

1,90

1,92

1,90

1,89

1,90

1,88

1,91

1,91

1,88

1,91

1,95

1,96

2,04

2,08

2,00

2,13

2,06

Valas

0,50

0,47

0,47

0,46

0,47

0,46

0,50

0,51

0,53

0,55

0,53

0,53

0,62

0,56

0,54

0,53

0,55

0,60

0,54

- Rupiah - Foreign Exchange Saving

Tabungan Rupiah

2,11

2,06

2,03

2,03

2,04

2,33

2,35

2,33

2,34

2,33

2,33

2,33

2,40

2,39

2,39

2,38

2,40

2,11

2,09

Valas

0,46

0,44

0,40

0,40

0,41

0,42

0,45

0,44

0,42

0,42

0,40

0,41

0,44

0,42

0,39

0,40

0,41

0,45

0,37

- Rupiah - Foreign Exchange Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln Rupiah

5,69

5,65

5,67

5,63

5,62

5,66

5,75

6,12

6,40

6,96

7,27

7,48

7,95

8,04

8,14

8,16

8,23

8,54

8,64

Valas

1,94

1,94

1,94

1,94

1,90

1,88

1,96

2,05

2,14

2,16

2,19

2,22

2,39

2,36

2,32

2,29

2,38

2,33

2,38

Rupiah Foreign Exchange - 3 Month Time Deposits

- Simpanan Berjangka 3 bln Rupiah

5,86

5,98

5,98

5,97

5,95

5,93

5,91

6,12

6,35

6,68

7,27

7,70

8,12

8,38

8,50

8,58

8,84

9,25

9,46

Valas

2,32

2,32

2,29

2,37

2,45

2,43

2,42

2,55

2,50

2,49

2,58

2,64

2,62

2,75

2,78

2,73

2,73

2,65

2,67

Rupiah Foreign Exchange - 6 Month Time Deposits

- Simpanan Berjangka 6 bln Rupiah

5,75

5,77

5,83

5,86

5,93

5,95

5,98

6,08

6,21

6,43

6,72

6,96

7,21

7,62

7,91

8,11

8,42

8,80

8,99

Valas

2,63

2,60

2,59

2,64

2,63

2,60

2,61

2,59

2,66

2,66

2,63

2,65

2,65

2,70

2,75

2,76

2,78

2,72

2,70

Rupiah Foreign Exchange - 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln Rupiah

5,48

5,42

5,41

5,40

5,41

5,47

5,50

5,67

5,63

5,77

6,02

6,21

6,49

6,62

6,78

6,92

7,09

7,47

7,72

Rupiah

Valas

2,22

2,28

2,30

2,34

2,28

2,32

2,32

2,39

2,45

2,45

2,45

2,38

2,42

2,44

2,47

2,56

2,56

2,62

2,61

Foreign Exchange

52

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.50 Suku Bunga Rata-rata DPK BUSN Non Devisa

(Average of Interest Rate of Third Party Funds of Non-Foreign Exchange Commercial Banks) Persen (Percent) 2012

2013

2014

Items

Keterangan Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun Demand Deposits

Giro Rupiah Valas

3,25

3,16

3,02

3,37

3,26

3,18

3,15

3,05

3,43

3,33

3,55

3,33

4,48

3,73

3,78

3,51

3,65

3,99

3,84

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Valas

3,70

3,82

3,78

4,17

4,18

4,13

4,11

4,08

4,14

4,41

4,43

4,33

4,33

4,27

4,22

4,23

4,33

4,23

4,33

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

6,90

6,78

6,62

5,83

5,75

5,78

5,78

5,98

6,28

7,02

7,29

7,65

8,50

8,27

8,05

8,51

8,14

9,46

9,55

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Valas

7,22

7,21

7,05

6,25

6,26

6,28

6,40

6,55

6,68

7,04

7,31

7,86

8,55

8,91

9,16

9,25

9,15

9,91

9,97

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Valas

7,45

7,50

7,47

7,40

7,35

7,32

7,32

7,39

7,47

7,85

8,14

8,39

8,88

9,28

9,52

9,35

9,98

10,32

10,32

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Valas

Rupiah Foreign Exchange

Rupiah Foreign Exchange - 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln Rupiah

Foreign Exchange

- 6 Month Time Deposits

- Simpanan Berjangka 6 bln Rupiah

Rupiah

- 3 Month Time Deposits

- Simpanan Berjangka 3 bln Rupiah

- Foreign Exchange

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln

Valas

- Rupiah

Time Deposits

Simpanan Berjangka

Rupiah

- Foreign Exchange Saving

Tabungan Rupiah

- Rupiah

7,67

7,62

7,50

7,21

7,18

7,11

7,18

7,08

7,31

7,52

7,66

8,00

8,40

8,68

8,69

6,46

9,02

9,51

9,65

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Rupiah Foreign Exchange

53

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.51 Suku Bunga Rata-rata DPK Bank Pembangunan Daerah

(Average of Interest Rate of Third Party Funds of Regional Development Banks) Persen (Percent) 2012

2013

2014

Items

Keterangan Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun Demand Deposits

Giro Rupiah

2,67

2,89

2,89

2,87

2,80

2,72

2,74

2,67

2,68

2,72

2,67

2,68

2,44

2,72

2,72

2,77

2,74

2,77

2,80

Valas

0,47

0,51

0,30

0,33

0,35

0,42

0,44

0,38

0,37

0,40

0,40

0,40

0,44

0,50

0,51

0,42

0,62

0,46

0,46

- Rupiah - Foreign Exchange Saving

Tabungan Rupiah

2,54

2,55

2,54

2,46

2,40

2,38

2,37

2,32

2,31

2,30

2,28

2,27

2,31

2,30

2,30

2,36

2,33

2,23

2,22

Valas

0,58

0,57

0,57

0,58

0,58

0,57

0,59

0,60

0,58

0,61

0,60

0,56

0,56

0,56

0,57

0,56

0,59

0,56

0,56

- Rupiah - Foreign Exchange Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln Rupiah

6,08

5,89

5,86

5,82

5,78

5,77

5,78

5,89

6,15

6,38

6,79

6,91

7,76

7,77

7,97

8,07

8,12

7,71

7,74

Valas

2,11

2,05

1,60

1,86

2,01

1,93

1,82

1,96

1,90

2,12

2,22

2,16

2,66

2,73

3,02

2,75

2,72

2,43

2,59

Rupiah Foreign Exchange - 3 Month Time Deposits

- Simpanan Berjangka 3 bln Rupiah

6,57

6,58

6,52

6,21

6,33

6,35

6,31

6,36

6,42

6,77

7,01

7,37

8,06

8,72

9,01

9,01

8,81

8,58

8,51

Valas

1,40

1,45

1,41

1,34

1,01

1,55

1,35

1,41

1,28

1,79

1,81

1,91

1,06

1,10

2,65

2,38

1,11

1,13

1,61

Rupiah Foreign Exchange - 6 Month Time Deposits

- Simpanan Berjangka 6 bln Rupiah

6,76

6,61

6,55

6,46

6,44

6,48

6,39

6,42

6,63

6,88

7,08

7,42

7,73

7,90

8,49

8,65

8,83

9,25

9,07

Valas

1,69

1,49

1,47

1,32

1,01

1,01

1,04

1,18

1,24

1,28

1,29

1,37

1,91

1,86

1,16

0,99

1,01

1,00

1,21

Rupiah Foreign Exchange - 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln Rupiah

6,96

6,85

6,77

6,67

6,64

6,55

6,54

6,48

6,57

6,80

7,03

7,13

7,31

7,45

7,72

7,84

8,24

8,46

8,58

Rupiah

Valas

0,96

1,08

1,03

1,05

1,04

1,12

1,13

1,05

1,03

1,05

1,05

1,08

1,07

1,11

1,10

1,16

1,19

1,08

1,12

Foreign Exchange

54

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.52 Suku Bunga Rata-rata DPK Bank Campuran

(Average of Interest Rate of Third Party Funds of Joint Venture Banks) Persen (Percent) 2012

2013

2014

Items

Keterangan Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun Demand Deposits

Giro Rupiah

1,70

1,68

1,57

1,62

1,77

1,93

1,60

1,80

1,62

1,92

1,94

1,99

1,57

1,51

1,40

2,24

1,81

1,91

1,97

Valas

0,55

0,56

0,53

0,51

0,59

0,45

0,44

0,43

0,52

0,48

0,47

0,55

0,56

0,53

0,52

0,61

0,70

0,64

0,58

- Rupiah - Foreign Exchange Saving

Tabungan Rupiah

2,14

2,20

2,22

2,24

2,24

2,24

2,17

2,08

1,99

2,10

1,97

1,97

1,92

1,86

2,10

1,90

2,11

2,18

2,11

Valas

0,19

0,18

0,21

0,15

0,20

0,23

0,21

0,21

0,21

0,20

0,19

0,23

0,21

0,21

0,20

0,18

0,19

0,17

0,17

- Rupiah - Foreign Exchange Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln Rupiah

5,66

5,56

5,59

5,65

5,67

5,61

5,79

6,07

6,27

6,90

7,20

7,49

7,93

7,75

8,06

8,36

8,20

8,20

8,47

Valas

2,05

1,99

2,01

1,99

1,94

1,81

1,82

1,82

1,88

1,93

1,99

2,03

2,07

2,05

2,04

2,15

1,84

1,73

1,74

Rupiah Foreign Exchange - 3 Month Time Deposits

- Simpanan Berjangka 3 bln Rupiah

6,17

6,11

6,17

6,16

6,20

6,24

6,25

6,43

6,63

6,88

7,36

8,01

8,49

8,77

8,84

8,87

9,05

9,12

9,11

Valas

1,71

1,76

1,78

1,78

1,72

1,65

1,68

1,84

1,82

1,94

1,97

1,95

2,00

1,95

2,04

2,20

2,22

2,21

2,28

Rupiah Foreign Exchange - 6 Month Time Deposits

- Simpanan Berjangka 6 bln Rupiah

6,64

6,57

6,52

6,37

6,15

6,04

6,02

6,14

6,23

6,30

6,66

7,23

7,73

8,27

8,73

9,07

9,08

9,21

9,17

Valas

2,65

2,67

2,62

2,60

2,61

2,53

2,59

2,54

2,53

2,71

2,69

2,70

2,72

2,75

2,65

2,46

2,38

2,40

2,18

Rupiah Foreign Exchange - 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln Rupiah

6,76

6,80

6,79

6,78

6,77

6,72

6,72

6,71

6,70

6,75

6,76

6,80

7,12

7,22

7,33

7,37

7,76

8,27

8,53

Rupiah

Valas

2,24

2,27

2,21

2,33

2,34

2,22

2,23

2,27

2,26

2,35

2,39

2,41

2,37

2,35

2,27

2,50

2,49

2,67

2,62

Foreign Exchange

55

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.53 Suku Bunga Rata-rata DPK Bank Asing

(Average of Interest Rate of Third Party Funds of Foreign Owned Banks) Persen (Percent) 2012

2013

2014

Items

Keterangan Des

Jan

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun Demand Deposits

Giro Rupiah

1,71

1,66

1,48

1,68

1,91

1,75

1,61

1,79

1,77

1,91

2,40

2,72

2,92

2,21

2,04

2,29

2,09

1,84

2,20

Valas

0,52

0,40

0,32

0,41

0,38

0,42

0,40

0,35

0,40

0,36

0,33

0,38

0,37

0,33

0,30

0,30

0,24

0,20

0,20

- Rupiah - Foreign Exchange Saving

Tabungan Rupiah

1,17

1,18

1,08

1,08

1,09

1,04

1,01

1,02

1,14

1,14

1,19

1,21

1,16

1,11

1,17

1,19

1,14

1,18

1,12

Valas

0,24

0,23

0,35

0,13

0,13

0,16

0,17

0,15

0,15

0,14

0,14

0,14

0,14

0,12

0,12

0,11

0,11

0,10

0,11

- Rupiah - Foreign Exchange Time Deposits

Simpanan Berjangka

- 1 Month Time Deposits

- Simpanan Berjangka 1 bln Rupiah

4,52

4,47

4,46

4,60

4,52

4,57

4,70

5,21

5,71

6,48

6,93

6,99

7,20

7,32

7,50

7,26

7,18

6,88

6,63

Valas

1,57

1,50

1,09

1,04

0,65

0,66

0,41

0,51

0,52

0,60

0,59

0,48

0,83

0,67

0,75

0,59

0,59

0,58

0,54

Rupiah Foreign Exchange - 3 Month Time Deposits

- Simpanan Berjangka 3 bln Rupiah

5,06

5,09

5,20

5,16

4,86

4,85

4,89

5,22

5,60

6,27

7,33

7,94

8,24

8,52

8,71

8,75

8,68

8,65

8,63

Valas

1,65

1,65

1,66

1,49

1,32

1,53

1,32

1,38

1,29

1,36

1,26

1,27

1,21

1,25

1,33

1,30

1,25

1,20

1,19

Rupiah Foreign Exchange - 6 Month Time Deposits

- Simpanan Berjangka 6 bln Rupiah

4,90

5,36

5,41

5,42

5,29

5,20

5,35

5,42

5,46

5,67

6,38

6,72

7,18

7,62

7,99

8,28

8,60

8,71

8,76

Valas

0,90

0,89

0,89

1,16

1,12

0,99

1,00

1,04

1,13

1,18

1,18

1,13

1,01

1,01

1,01

1,02

0,96

0,99

0,96

Rupiah Foreign Exchange - 12 >= Month Time Deposits

- Simpanan Berjangka >= 12 bln Rupiah

5,70

5,69

5,70

5,63

5,58

5,52

5,81

5,99

6,13

6,18

6,28

6,24

6,40

6,79

7,13

7,71

8,05

8,41

8,65

Rupiah

Valas

2,03

2,03

1,01

1,48

1,33

1,35

1,20

1,18

1,18

1,02

0,96

0,93

0,86

0,85

0,74

0,78

0,63

0,64

0,66

Foreign Exchange

56

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.54 Suku Bunga Rata-rata Kredit Bank Umum Kepada Pihak Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Average of Credit Interest Rate of Commercial Banks to Parties Non Bank Based on Industrial Origin and Non Industrial Origin Credit Recipients) Persen (Percent) Keterangan

2012 Des

2013 Feb

Mar

Apr

Mei

Jun

Jul

2014 Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

1. Pertanian, perburuan dan Kehutanan Rupiah Valas 2. Perikanan Rupiah Valas 3. Pertambangan dan Penggalian Rupiah Valas 4. Industri Pengolahan Rupiah Valas 5. Listrik, gas dan air Rupiah Valas 6. Konstruksi Rupiah Valas 7. Perdagangan Besar dan Eceran Rupiah Valas 8. Penyediaan akomodasi dan penyediaan makan minum Rupiah Valas 9. Transportasi, pergudangan dan komunikasi Rupiah Valas 10. Perantara Keuangan Rupiah Valas 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan Rupiah Valas 12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial Wajib Rupiah Valas 13. Jasa Pendidikan Rupiah Valas 14. Jasa Kesehatan dan Kegiatan Sosial Rupiah Valas 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya Rupiah Valas 16. Jasa Perorangan yang Melayani Rumah Tangga Rupiah Valas 17. Badan Internasional dan Badan Ekstra Internasional Lainnya Rupiah Valas 18. Kegiatan yang belum jelas batasannya Rupiah Valas Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal Rupiah Valas - Untuk Pemilikan Flat atau Apartemen Rupiah Valas - Untuk Pemilikan Ruko atau Rukan Rupiah Valas - Untuk Pemilikan Kendaraan Bermotor Rupiah Valas - Untuk Pemilikan Peralatan Rumah Tangga Lainnya Rupiah Valas - Bukan Lapangan Usaha Lainnya Rupiah Valas *) Angka-angka sementara r) Angka-angka diperbaiki

Items Credit Recipients Industrial Origin

Penerima Kredit Lapangan Usaha 11,32 4,59

11,28 4,76

11,34 4,78

11,32 4,47

11,30 4,47

11,11 4,51

11,24 4,68

11,29 4,75

11,41 4,50

11,60 4,47

11,74 4,43

11,78 4,44

11,87 4,43

11,93 4,41

11,93 4,63

11,94 4,39

11,86 4,60

11,92 4,43

13,37 7,36

13,28 7,31

13,34 7,23

13,31 7,25

13,20 6,92

13,32 6,60

13,36 6,57

13,28 6,54

13,26 6,58

13,31 6,65

13,37 6,70

13,51 6,63

13,61 6,66

13,80 6,77

13,82 6,70

13,81 6,66

13,75 6,61

13,85 6,42

11,29 -

11,37 -

11,52 -

11,56 -

11,54 -

11,38 -

11,53 -

11,67 -

11,88 -

12,07 -

12,12 -

11,82 -

12,22 -

12,32 -

12,37 -

12,37 -

12,31 -

12,43 -

9,98 4,24

9,97 4,16

10,00 4,10

10,01 4,09

10,01 4,07

9,96 4,08

10,22 3,99

10,25 4,02

10,56 4,08

10,73 4,09

10,90 4,08

11,01 4,10

11,11 4,20

11,19 4,06

11,24 4,31

11,31 4,13

11,47 4,31

11,54 4,18

8,93 4,68

8,25 4,72

8,67 4,69

8,54 4,69

8,41 4,69

8,34 4,68

8,37 4,67

8,81 4,71

8,75 4,65

9,00 4,71

8,96 4,73

9,59 4,21

9,47 4,21

9,28 4,20

9,56 4,34

9,63 4,37

9,68 4,52

9,98 5,18

11,49 5,60

11,34 5,80

11,31 5,70

11,24 5,36

11,31 5,27

11,23 5,08

11,33 4,99

11,53 4,98

11,66 4,86

11,86 5,04

11,98 4,94

12,08 4,93

12,03 4,94

12,10 5,02

12,16 5,04

12,21 5,00

12,27 5,13

12,44 5,24

12,67 4,84

12,64 4,84

12,56 4,81

12,56 4,87

12,67 4,90

12,73 4,89

12,88 4,88

12,73 4,92

12,91 4,86

12,99 4,85

13,14 4,86

13,21 4,87

13,31 4,82

13,33 4,84

13,33 5,07

13,42 4,86

13,62 4,99

13,48 4,95

12,05 6,17

11,97 6,25

11,94 6,13

11,88 6,11

11,81 6,18

11,74 6,16

11,88 6,15

12,00 6,14

12,18 6,18

12,28 6,30

12,43 6,30

12,55 6,29

12,65 6,24

12,68 6,17

12,69 6,17

12,73 6,16

13,05 6,15

13,12 6,01

10,54 5,04

10,60 4,97

10,50 4,82

10,44 4,86

10,32 4,89

10,15 4,82

10,38 4,86

10,46 4,73

10,65 4,66

10,82 4,71

10,92 4,74

11,08 4,73

11,19 4,71

11,23 4,71

11,26 4,57

11,37 4,56

11,58 4,89

11,72 4,79

9,69 2,28

9,61 2,26

9,58 2,20

9,58 2,15

9,53 2,12

9,36 2,15

9,56 2,14

9,67 2,14

9,92 2,16

10,13 2,12

10,35 2,12

10,47 2,07

10,56 1,96

11,38 1,96

10,71 1,84

10,76 1,82

11,18 1,86

12,47 1,93

12,12 5,85

12,05 5,91

12,02 5,95

12,01 5,74

11,99 5,90

11,99 5,88

12,15 5,95

12,22 5,99

12,27 6,08

12,36 6,06

12,39 5,95

12,47 6,08

12,52 6,10

12,55 6,09

13,10 6,11

12,65 6,13

12,20 5,88

12,22 5,93

11,95 2,84

12,02 2,81

12,04 2,94

12,03 2,80

12,00 2,77

11,91 2,82

11,89 2,85

11,90 2,85

11,95 2,72

7,52r) 2,73

7,55 2,63

4,52 2,66

7,64 2,66

7,65 3,24

7,91 3,24

11,26 3,29

11,04 3,28

11,17 3,40

14,06 9,29

14,13 9,10

14,16 9,09

13,36 8,99

13,23 8,96

13,13 8,98

13,14 9,01

13,19 8,64

13,32 9,67

13,44 10,59

12,30 5,77

12,44 6,07

12,50 6,27

12,50 6,36

12,53 6,36

12,65 5,96

14,05 6,29

14,06 6,28

12,18 5,60

12,19 6,97

12,14 6,97

12,02 6,98

11,97 6,97

11,94 6,97

12,06 6,98

12,08 6,97

12,16 6,97

12,33 6,99

12,30 6,65

12,26 6,86

12,33 6,91

12,42 6,90

12,50 6,90

12,51 6,89

12,65 6,89

12,73 6,89

12,67 5,35

13,19 5,32

12,94 5,28

12,80 5,30

12,79 5,31

12,38 5,36

14,28 5,26

14,12 5,45

13,10 5,51

13,20 5,30

13,27 5,33

13,26 5,44

13,31 5,86

13,36 5,12

13,40 5,16

13,47 5,20

13,62 4,92

13,81 4,72

16,18 -

15,83 -

15,60 -

15,45 -

15,24 -

15,08 -

14,95 -

14,90 -

14,83 -

14,83 -

14,82 -

14,71 -

14,72 -

14,67 -

14,64 -

14,57 -

15,25 -

15,35 -

9,50 2,72

9,43 2,72

9,43 2,69

9,44 2,75

9,47 2,74

9,48 2,80

9,49 2,87

9,51 2,85

9,51 2,85

9,70 2,83

9,70 2,82

9,65 2,82

9,82 2,93

9,94 2,95

9,99 4,16

10,01 2,91

10,07 2,88

10,12 2,86

11,51 4,58

12,70 4,30

12,31 4,77

12,25 4,45

12,22 4,47

7.70 3,33

8,77 3,31

9,95 4,13

10,20 4,09

10,83 4,20

10,24 3,95

10,56 4,14

11,07 4,27

14,65 4,26

14,85 4,35

14,75 3,85

22,48 5,79

15,14 30,94

10,46 6,93

10,40 6,91

10,39 6,56

10,36 6,25

10,32 6,29

10,31 6,30

10,28 5,17

10,31 4,71

10,32 6,78

10,39 6,78

10,42 6,76

10,44 6,76

10,45 6,76

10,50 6,75

10,55 6,75

10,59 6,75

10,72 6,78

10,83 6,87

8,78 6,20

8,75 6,80

8,72 6,80

8,69 6,81

8,65 6,39

9,14 6,39

9,12 6,39

9,15 6,39

9,19 6,39

9,30 6,39

9,36 6,31

9,46 6,31

9,52 6,31

9,58 6,31

9,64 6,50

9,73 6,50

9,95 6,51

10,08 6,51

9,94 7,64

9,90 8,01

9,85 8,02

9,83 6,34

9,79 6,79

9,75 7,18

9,72 6,37

9,74 9,50r)

9,78 9,51

9,87 6,23

9,93 6,23

10,02 9,15

10,04 9,03

10,11 6,23

10,21 6,23

10,28 6,23

10,06 2,53

9,82 4,75

11,33 6,70r)

11,06 6,69r)

10,93 6,68r)

10,80 6,38r)

10,68 6,38r)

10,58 6,31

10,49 6,23

10,44 6,00

10,44 6,00

10,47 2,00r)

10,50 6,75

10,50 5,29

10,60 1,87r)

10,68 0,00

10,79 24,00

10,85 0,00

11,22 0,00

11,17 0,00

14,36 4,85

14,14 4,70

14,08 4,48

14,05 4,66

13,99 4,62

14,27 4,19

14,26 4,71

14,24 4,24

14,21 4,32

14,23 4,05

14,27 4,06

14,30 4,05

14,31 3,99

14,39 3,92

14,36 3,02

14,38 3,83

14,33 2,90

14,34 3,28

18,82 4,01

17,58 4,14

18,06 4,14

17,87 4,17

18,01 3,87

17,51 3,66

17,32 4,59

17,30 4,72

17,21 2,99

17,27 3,41

17,30 3,48

17,20 3,57

17,31 3,62

17,22 3,73

17,12 3,66

17,12 4,04

17,97 3,52

17,97 3,77

r)

1. Agricultures, hunting and forestry Rupiah Foreign Exchange 2. Fisheries Rupiah Foreign Exchange 3. Mining and Quarrying Rupiah Foreign Exchange 4. Procesing industry Rupiah Foreign Exchange 5. Electricity, gas and water Rupiah Foreign Exchange 6. Construction Rupiah Foreign Exchange 7. Big and retail trade Rupiah Foreign Exchange 8. Provision of accomodation and food supply Rupiah Foreign Exchange 9. Transportation, warehousing and communications Rupiah Foreign Exchange 10. Transitional Finance Rupiah Foreign Exchange 11. Real estate, Rental Business, and services company Rupiah Foreign Exchange 12. Government administration, the defense and compulsory social security Rupiah Foreign Exchange 13. Education services Rupiah Foreign Exchange 14. Health and social services Rupiah Foreign Exchange 15. Community, Sociocultural,Entertainment and Other Individual Services Rupiah Foreign Exchange 16. Individual services which serve households Rupiah Foreign Exchange 17. Extra agency international agency and other international Rupiah Foreign Exchange 18. Business Activities which are not clearly defined Rupiah Foreign Exchange Credit Recipients Non Industrial Origin House Hold - For House Ownership Rupiah Foreign Exchange - For Apartement Ownership Rupiah Foreign Exchange - For Shop House Ownership Rupiah Foreign Exchange - For Vehicles Ownership Rupiah Foreign Exchange - Others Rupiah Foreign Exchange - Non Industrial Origin Others Rupiah Foreign Exchange *) Provisional figures r) Revised figures

57

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.55 Suku Bunga Rata-rata Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Average of Credit Interest Rate of Commercial Banks Based on Types and Orientation User) Persen (Percent) Jenis Penggunaan

2012 Des

2013 Feb

Mar

Apr

Mei

Jun

Jul

2014 Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

1. Type of Use

1. Jenis Penggunaan

- Working Capital

- Modal Kerja Rupiah Valas

11,50

11,46

11,45

11,45

11,47

11,42

11,68

11,65

11,81

11,95

12,08

12,14

12,24

12,35

12,39

12,40

12,65

12,64

4,08

4,06

3,99

3,90

3,92

3,89

3,87

4,00

3,92

3,95

3,91

3,90

3,96

3,85

3,89

3,80

3,92

4,27

11,28

11,27

11,24

11,21

11,17

11,14

11,29

11,37

11,49

11,65

11,74

11,83

11,93

11,98

12,00

12,06

12,18

12,25

Valas

5,03

4,99

4,99

4,93

4,88

4,94

4,93

5,03

4,94

4,95

4,94

4,95

4,92

4,89

5,09

4,95

5,16

5,01

Rupiah Foreign Exchange - Investments

- Investasi Rupiah

Type of Use

Rupiah Foreign Exchange - Consumption

- Konsumsi Rupiah

13,58

13,22

13,28

13,22

13,20

13,14

13,06

13,05

13,03

13,08

13,12

13,13

13,17

13,20

13,21

13,25

13,26

13,30

Rupiah

Valas 2. Orientasi Penggunaan - Ekspor Rupiah Valas - Impor Rupiah Valas - Lainnya Rupiah Valas

4,33

4,56

4,48

4,30

4,33

4,19

4,51

4,92

3,82

3,96

3,99

4,10

3,24

4,11

3,67

4,28

3,73

3,92

10,18 4,41

9,90 4,33

10,00 4,25

10,16 4,15

10,18 4,13

10,06 4,19

10,08 4,11

10,18 4,10

10,59 4,28

10,78 4,42

10,87 4,37

10,93 4,29

10,94 4,32

10,98 4,33

11,12 4,32

11,06 4,24

11,06 4,25

11,17 4,41

9,76 4,04

9,74 3,95

9,77 4,00

9,73 3,70

12,91 3,80

13,32 3,80

13,35 3,78

9,09r) 3,77

9,78 3,99

9,98 3,99

10,27 3,97

10,48 3,86

10,60 3,77

10,72 3,87

10,76 4,29

10,80 4,36

10,89 4,43

10,98 4,20

12,19 4,42

12,06 4,41

12,07 4,36

12,04 4,29

12,00 4,28

11,94 4,31

12,06 4,30

12,11 4,43

12,19 4,30

12,31 4,33

12,39 4,29

12,43 4,29

12,52 4,33

12,59 4,24

12,61 4,32

12,64 4,20

12,78 4,37

12,80 4,57

Foreign Exchange 2. User Orientation - Ekspor Rupiah Foreign Exchange - Impor Rupiah Foreign Exchange - Other Rupiah Foreign Exchange

r) Revisi

r) Revised figures

58

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.56 Perkembangan Jumlah Bank Umum dan Kantor Bank Umum

(Growth of Total Commercial Banks and Bank Offices) Kelompok Bank

2012

2013

Des

Mar

Apr

Mei

Jun

Jul

2014 Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Group of Bank

Jun

State Owned Banks

Bank Persero Jumlah Bank Jumlah Kantor

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

5.363

5.538

5.595

5.681

5.803

5.946

6.008

6.084

6.165

6.287

6.415

6.424

6.431

6.442

6.503

6.617

6.646

Jumlah Kantor

36

36

36

36

36

36

36

36

36

36

36

36

36

36

35

35

35

7.647

7.764

7.778

7.812

7.841

7.860

7.875

7.910

7.944

7.965

8.052

8.057

8.064

8.076

8.088

8.091

8.093

Jumlah Kantor

30

30

30

30

30

30

30

30

30

30

30

30

30

30

30

30

30

1.447

1.481

1.488

1.490

1.499

1.510

1.532

1.545

1.554

1.563

1.578

1.589

1.592

1.602

1.606

1.609

1.611

BPD Jumlah Bank

26

26

26

26

26

26

26

26

26

26

26

26

26

26

26

26

26

Jumlah Kantor

1.712

1.847

1.871

1.883

1.900

1.909

1.919

1.950

1.987

2.021

2.044

2.073

2.090

2.113

2.131

2.145

2.182

Bank Campuran Jumlah Bank

14

14

14

14

14

14

14

14

14

14

14

14

14

14

14

14

14

Jumlah Kantor

263

264

264

265

266

267

268

268

268

270

272

272

273

274

274

274

275

10

10

10

10

10

10

10

10

10

10

10

10

10

10

10

10

10

193

195

195

195

195

196

196

196

196

197

197

197

197

197

197

197

197

120

120

120

120

120

120

120

120

120

120

120

120

120

120

119

119

119

16.625

17.089

17.191

17.326

17.504

17.688

17.798

17.953

18.114

18.303

18.558

18.612

18.647

18.704

18.799

18.933

19.004

Bank Asing Jumlah Bank Jumlah Kantor

Jumlah Kantor

Total Bank Offices

Total Banks Total Bank Offices Regional Development Banks Total Banks Total Bank Offices Joint Venture Banks Total Banks Total Bank Offices Foreign Owned Bank Total Banks Total Bank Offices Total

Total Jumlah Bank

Total Banks

Non-Foreign Exchange Commercial Banks

BUSN Non Devisa

Jumlah Bank

Total Bank Offices Foreign Exchange Commercial Banks

BUSN Devisa Jumlah Bank

Total Banks

Total Banks Total Bank Offices

59

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 1.57 Perkembangan Jumlah Kantor Cabang Bank Berdasarkan Lokasi Bank

(Growth of Total Branch Offices Based on Region) 2012

2013

2014

Location

Lokasi Des

Feb

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

380

384

385

386

388

392

394

394

394

394

393

393

396

396

397

396

396

396

1.

Jawa Barat

93

93

93

93

94

94

94

94

94

94

94

94

94

94

94

95

95

95

2.

Banten

564

573

573

573

574

575

574

574

575

572

572

574

574

574

574

576

575

576

3.

DKI Jakarta

56

56

57

57

57

58

58

58

58

59

59

59

60

60

60

60

60

60

4.

D.I Yogyakarta

Jawa Tengah

311

314

319

320

320

322

322

324

326

326

326

328

328

328

328

329

330

330

5.

Jawa Tengah

6.

Jawa Timur

411

412

413

415

418

419

418

418

417

417

419

425

426

428

428

428

428

428

6.

Jawa Timur

7.

Bengkulu

28

28

28

29

29

30

30

30

30

30

30

30

30

30

30

31

31

31

7.

Bengkulu

8.

Jambi

53

53

54

55

55

56

57

57

58

58

58

59

59

59

59

59

59

59

8.

Jambi

9.

Aceh

77

77

77

77

77

77

78

78

78

78

78

79

79

79

79

79

78

79

9.

Aceh

1.

Jawa Barat

2.

Banten

3.

DKI Jakarta

4.

D.I. Yogyakarta

5.

10.

Sumatera Utara

192

194

194

194

195

195

195

197

198

197

198

199

199

199

199

199

201

201

10.

Sumatera Utara

11.

Sumatera Barat

81

81

82

82

82

84

84

84

84

83

83

84

84

84

84

84

84

84

11.

Sumatera Barat

12.

Riau

88

88

88

88

89

89

89

89

90

90

91

91

94

94

94

94

94

94

12.

Riau

13.

Sumatera Selatan

93

95

96

98

98

99

99

99

99

99

101

102

102

103

102

103

103

103

13.

Sumatera Selatan

14.

Bangka Belitung

22

22

23

23

24

24

24

24

24

24

24

24

25

25

26

26

26

26

14.

Bangka Belitung

15.

Kepulauan Riau

56

56

57

58

58

58

58

58

58

58

59

59

59

59

59

59

59

59

15.

Kepulauan Riau

16.

Lampung

56

56

56

57

57

57

57

57

57

58

58

58

58

58

58

58

59

59

16.

Lampung

17.

Kalimantan Selatan

74

74

74

74

76

77

77

77

78

78

78

78

78

78

78

78

77

77

17.

Kalimantan Selatan

18.

Kalimantan Barat

69

69

69

70

70

70

70

70

72

72

73

74

74

75

75

75

75

75

18.

Kalimantan Barat

19.

Kalimantan Timur

108

110

111

112

112

112

112

113

113

113

113

115

116

116

117

117

117

117

19.

Kalimantan Timur

20.

Kalimantan Tengah

46

46

46

46

47

47

47

47

47

47

47

47

47

47

47

47

47

47

20.

Kalimantan Tengah

21.

Sulawesi Tengah

38

38

38

38

38

38

38

38

38

38

38

39

39

39

39

40

40

40

21.

Sulawesi Tengah

22.

Sulawesi Selatan

124

126

126

127

127

128

128

128

129

130

130

131

131

131

131

132

132

132

22.

Sulawesi Selatan

23.

Sulawesi Utara

55

55

55

55

56

56

56

57

57

57

57

57

60

60

60

60

61

61

23.

Sulawesi Utara

24.

Gorontalo

16

16

16

16

16

16

16

16

16

16

17

17

17

17

18

18

18

18

24.

Gorontalo

25.

Sulawesi Barat

14

15

15

15

15

15

15

15

15

15

15

15

15

15

15

15

15

16

25.

Sulawesi Barat

26.

Sulawesi Tenggara

31

32

32

33

33

33

33

33

33

34

34

35

35

35

35

36

36

36

26.

Sulawesi Tenggara

27.

Nusa Tenggara Barat

44

45

45

47

48

48

48

50

50

50

50

49

49

49

51

51

51

52

27.

Nusa Tenggara Barat

28.

Bali

85

87

88

88

88

89

89

91

91

92

92

92

92

92

92

92

92

92

28.

Bali

29.

Nusa Tenggara Timur

51

51

51

51

51

51

52

52

52

52

52

53

53

53

54

54

54

54

29.

Nusa Tenggara Timur

30.

Maluku

30

30

30

30

30

30

30

30

30

30

30

30

30

30

30

31

31

31

30.

Maluku

31.

Papua

56

56

58

58

58

58

58

58

59

59

59

59

60

60

60

60

60

60

31.

Papua

32.

Maluku Utara

18

18

19

19

19

19

19

19

19

19

19

19

19

19

19

19

19

19

32.

Maluku Utara

33.

Irian Jaya Barat

25

25

25

25

25

25

25

25

26

27

27

27

27

27

27

27

27

27

33.

Papua Barat

34.

Lainnya

16

16

16

16

16

16

16

16

16

16

16

16

16

16

16

16

16

16

34.

Others

3.461

3.491

3.509

3.525

3.540

3.557

3.560

Total

3.570

3.581

3.582

3.590

3.611

3.625

3.629

3.635

3.644

3.646

3.650

Total

60

DATA BANK SYARIAH

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 2.1 Kegiatan Usaha Bank Umum Syariah (BUS) dan Unit Usaha Syariah (UUS)

(Sharia Business Unit Operations and Sharia Commercial Banks) Miliar Rp (Billion Rp) 2013 Indikator

2008

2009

2010

2011

2014

Indicator

2012 Jun

Jul

Ags

Sep

Okt

Nov

Des

r)

r)

Jan

r)

Feb

Mar

Apr

Mei

*)

*)

Jun

48.264

64.355

94.884

140.980

188.562

212.205

211.826

214.864

220.190

222.164

225.373

233.345

244.838

225.312

231.701

234.020

234.020

234.020 Fund Disbursements iB

a. Pembiayaan Rupiah Valas b. Antar Bank c. Penempatan di BI d. Surat Berharga (tidak termasuk obligasi rekap)

38.199 35.879 2.320 1.978 5.189 2.683

46.886 44.938 1.948 3.036 10.393 3.786

68.181 64.817 3.364 4.138 16.393 5.733

102.655 97.847 4.808 4.846 27.127 5.902

147.505 139.880 7.625 6.004 26.713 7.822

171.227 162.174 9.054 7.226 24.212 9.029

174.486 165.378 9.108 5.780 21.940 9.106

174.537 164.924 9.613 5.353 25.146 9.187

177.320 167.172 10.148 6.178 26.007 9.619

179.284 169.134 10.150 5.833 26.103 9.518

180.833 170.221 10.612 5.222 27.742 9.721

184.122 173.224 10.898 5.836 31.946 9.684

189.998 177.011 12.987 5.699 36.235 10.675

181.772 171.740 10.032 5.319 27.466 9.045

184.964 174.941 10.023 6.571 29.284 9.066

188.063 176.532 11.531 6.684 28.090 9.567

188.063 176.532 11.531 6.684 28.090 9.567

188.063 176.532 11.531 6.684 28.090 9.567

e. Penyertaan f. Tagihan Lainnya Sumber Dana iB a. DPK Rupiah Giro Wadiah Deposito Mudharabah Tabungan Mudharabah Valas Giro Wadiah Deposito Mudharabah Tabungan Mudharabah b. Kewajiban Kepada BI c. Antar Bank d. Surat Berharga e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Lainnya g. Setoran Jaminan Komponen Modal a. Modal Disetor b. Cadangan c. L/R tahun berjalan d. L/R tahun Lalu e. Perkiraan tambahan modal disetor f. Modal Pinjaman Sertifikat Wadiah Bank Indonesia (BUS & UUS) Total Aset Jaringan Kantor Jumlah Bank Jumlah Kantor 1)

79 136 40.591 36.852 35.449 3.741 19.273 12.436 1.403 498 870 35 68 2.419 311 150 150 727 64

83 171 57.762 52.271 50.266 5.403 28.484 16.379 2.006 798 1.111 96 6 3.717 340 512 512 845 69

88 351 83.184 76.036 72.807 7.914 42.206 22.688 3.229 1.142 1.869 218 3 4.924 325 483 483 1.321 90

47 403 126.409 115.415 110.910 10.678 67.942 32.290 4.505 1.329 2.864 312 0 6.648 924 1.520 1.520 1.783 119

47 471 165.404 147.512 140.547 15.683 80.576 44.288 6.965 2.026 4.155 784 0 11.576 1.537 1.952 103 2.634 89

47 462 184.959 163.966 155.207 14.158 93.652 47.397 8.759 1.842 6.025 891 0 13.491 2.171 1.953 186 3.116 75

47 466 186.116 166.453 158.279 14.817 93.961 49.501 8.174 1.958 5.407 810 0 12.442 1.980 2.138 3.020 81

47 594 189.283 170.222 161.435 14.992 96.349 50.093 8.788 1.879 6.046 863 0 11.647 1.980 2.139 3.214 81

47 1.019 193.776 171.701 162.236 13.552 97.241 51.443 9.464 1.970 6.557 937 0 13.946 1.997 2.139 3.912 81

48 1.378 194.954 174.018 164.249 13.892 98.327 52.030 9.769 2.026 6.773 970 0 12.640 1.997 2.139 4.079 82

48 1.808 198.065 176.292 165.945 14.553 99.193 52.199 10.347 2.034 7.309 1.004 0 11.800 1.997 2.140 5.756 81

48 1.709 204.571 183.534 171.900 15.736 100.105 56.059 11.634 2.787 7.706 1.141 0 11.742 1.997 2.704 2.704 4.512 83

48 2.183 210.781 189.870 177.252 15.015 107.601 54.636 12.618 3.061 8.505 1.051 0 9.978 2.382 3.304 3.304 5.158 90

48 1.662 198.392 178.154 166.610 12.473 99.529 54.609 11.544 2.482 8.016 1.045 0 10.682 1.997 2.703 2.703 4.773 83

40 1.776 204.357 180.945 169.957 11.640 103.914 54.403 10.988 2.214 7.730 1.045 13.094 1.997 2.703 2.703 5.546 72

40 1.577 207.362 185.508 172.707 11.376 106.714 54.617 12.801 2.602 9.015 1.184 11.339 1.997 2.703 2.703 5.741 74

40 1.577 207.362 185.508 172.707 11.376 106.714 54.617 12.801 2.602 9.015 1.184 11.339 1.997 2.703 2.703 5.741 74

40 1.577 207.362 185.508 172.707 11.376 106.714 54.617 12.801 2.602 9.015 1.184 11.339 1.997 2.703 2.703 5.741 74

1.752 335 432 152 466

1.946 449 790 315 468

5.965 491 1.051 527 516

6.611 579 1.475 1.069 816

7.211 913 2.541 1.895 618

8.152 1.004 1.922 3.197 514

8.151 1.013 2.186 3.187 514

8.150 1.013 2.515 3.186 514

8.150 1.013 2.895 3.186 514

8.151 1.014 3.088 3.186 514

8.150 1.014 3.445 3.186 514

8.181 1.013 3.278 3.186 1.865

9.952 1.306 (101) 9.212 2.044

8.938 1.013 530 5.888 1.545

8.939 1.014 817 5.147 1.540

8.939 1.014 1.038 5.066 1.541

8.939 1.014 1.038 5.066 1.541

8.939 1.014 1.038 5.066 1.541

2.824

3.076

5.408

9.244

4.993

5.443

4.640

4.299

4.523

5.213

5.107

6.699

5.253

5.331

5.842 r)

6.234

6.234

6.234

49.555

66.090

97.519

145.467

195.018

218.566

219.183

223.503

227.711

229.557

233.130

242.276

233.305

234.081

240.931 r)

244.209

244.209

244.209

32 790

31 998

34 1.477

34 1.702

35 2.227

35 2.385

35 2.397

34 2.439

34 2.461

34 2.492

34 2.496

34 2.554

34 2.574

34 2.581

34 2.558

34 2.564

34 2.564

34 2.564

Penyaluran Dana iB

Ket:

1) r)

Tidak termasuk Gerai Muamalat

Angka-angka diperbaiki *). Angka-angka sementara

a. Financing Rupiah Foreign Exchange b. Inter-Bank c. Placements at BI d. Money Instruments (not including recapitalization bonds) e. Equity participation f. Other claims Sources of Funds iB a. Third Party Funds Rupiah Wadiah Demand Deposit Mudharabah Time Deposits Mudharabah Savings Accounts Foreign Exchange Wadiah Demand Deposit Mudharabah Time Deposits Mudharabah Savings Accounts b. Liabilities at BI c. Inter-Bank d. Money Instruments e. Loans received Rupiah Foreign Exchange f. Other Liabilities g. Guarantee Deposits Capital Components a. Paid-In Capital b. Reserves c. Current Earnings (Profit/Loss) d. Retained Earnings (Profit/Loss) e. Estimate of Additional Paid-In Capital f. Capital Loans Bank Indonesia Syariah Money Certificates (BUS & UUS) Total Assets Office Network Total Banks Total Bank Offices 1) Note: 1) Excluding Gerai Muamalat r) Revised figures *) Provisional figures

62

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 2.2 Kegiatan Usaha Bank Umum Syariah (BUS)

(Sharia Commercial Banks Operations (BUS)) Miliar Rp (Billion Rp) 2013 Indikator

2008

2009

2010

2011

Indicator Jun

Penyaluran Dana iB a. Pembiayaan Rupiah Valas b. Antar Bank c. Penempatan di BI d. Surat Berharga (tidak termasuk obligasi rekap)

33.026 26.109 24.422 1.688 1.016 3.827 1.859

e. Penyertaan 79 f. Tagihan Lainnya 136 Sumber Dana iB 30.546 a. DPK 27.734 26.498 Rupiah 2.250 Giro Wadiah 14.588 Deposito Mudharabah 9.659 Tabungan Mudharabah 1.237 Valas 465 Giro Wadiah 772 Deposito Mudharabah Tabungan Mudharabah b. Kewajiban Kepada BI 68 c. Antar Bank 1.736 d. Surat Berharga 311 e. Pinjaman yang Diterima 150 150 Rupiah Valas f. Kewajiban Lainnya 513 g. Setoran Jaminan 35 Komponen Modal a. Modal Disetor 1.701 b. Cadangan 335 c. L/R tahun berjalan 499 d. L/R tahun Lalu 138 e. Perkiraan tambahan modal 466 disetor f. Modal Pinjaman 2.824 Sertifikat Wadiah Bank Indonesia (BUS & UUS) 34.036 Total Aset Jaringan Kantor 5 Jumlah Bank 576 Jumlah Kantor 1) 1) Ket: Tidak termasuk Gerai Muamalat r)

Angka-angka diperbaiki *). Angka-angka sementara

46.386 34.452 33.190 1.261 1.415 7.345 2.922

76.602 56.357 53.864 2.493 1.968 12.642 5.203

112.853 83.704 80.038 3.665 2.571 20.975 5.166

2014

2012 142.148 112.396 106.987 5.410 3.071 19.189 6.988

155.651 128.102 121.955 6.147 3.476 15.464 8.104

Jul 156.813 131.049 124.787 6.262 2.610 14.749 7.891

Ags 159.573 131.117 124.479 6.638 2.387 17.524 7.906

Sep 163.521 133.376 126.326 7.051 2.874 17.872 8.333

Okt 164.740 134.626 127.721 6.905 2.503 18.028 8.167

r)

Nov

Des

167.687 135.447 128.162 7.285 2.957 19.205 8.232

172.411 137.268 129.650 7.619 3.426 21.657 8.328

r)

Jan

187.813 144.008 134.283 9.725 3.114 28.896 9.594

r)

Feb

168.193 135.868 128.889 6.978 3.049 19.479 8.101

Mar 172.951 138.590 131.484 7.106 3.638 20.795 8.127

Apr 174.766 139.847 132.494 7.353 4.085 20.626 8.606

Mei

*)

174.766 139.847 132.494 7.353 4.085 20.626 8.606

*)

Jun

174.766 Fund Disbursements iB 139.847 a. Financing 132.494 Rupiah 7.353 Foreign Exchange 4.085 b. Inter-Bank 20.626 c. Placements at BI 8.606 d. Money Instruments (not

83 169 43.858 39.624 37.881 3.612 21.510 12.759 1.743 683 1.060 6 3.005 340 112 112 735 36

88 344 69.992 64.335 61.404 6.620 35.350 19.435 2.931 1.095 1.834 2 3 3.944 325 81 81 1.236 69

47 391 105.500 96.548 92.571 8.874 57.067 26.630 3.977 1.274 2.699 4 0 5.416 725 1.119 1.119 1.603 89

47 456 133.170 117.817 112.664 13.445 63.748 35.471 5.153 1.948 2.856 349 0 9.989 1.338 1.654 1.551 103 2.325 47

47 459 145.243 127.885 121.387 11.824 71.843 37.721 6.498 1.771 4.301 426 0 10.968 1.972 1.738 1.552 186 2.648 32

47 466 147.488 130.834 124.732 12.318 73.248 39.166 6.103 1.889 3.843 371 0 10.504 1.781 1.737 1.737 2.591 40

47 593 150.382 133.690 126.739 12.380 74.613 39.746 6.952 1.803 4.761 387 0 10.285 1.781 1.737 1.737 2.847 42

47 1.018 153.940 135.083 127.700 11.173 75.572 40.956 7.382 1.893 5.058 431 0 11.755 1.797 1.737 1.737 3.522 46

48 1.369 154.844 137.014 129.465 11.371 76.680 41.414 7.548 1.945 5.131 472 0 10.528 1.797 1.737 1.737 3.722 47

48 1.798 157.183 138.062 130.109 12.062 76.600 41.447 7.953 1.951 5.486 516 0 10.200 1.797 1.737 1.737 5.339 48

48 1.684 161.924 143.174 134.293 12.721 77.236 44.336 8.881 2.594 5.650 637 0 10.500 1.797 2.270 2.270 4.140 44

48 2.153 170.404 151.688 141.783 12.433 85.707 43.644 9.905 2.916 6.485 503 0 8.820 2.182 2.870 2.870 4.787 56

48 1.648 156.882 138.967 130.487 9.733 77.629 43.124 8.480 2.355 5.637 488 0 9.407 1.797 2.270 2.270 4.389 52

40 1.761 161.914 141.260 132.528 9.136 80.291 43.101 8.733 2.102 6.142 488 11.405 1.797 2.270 2.270 5.141 41

40 1.562 164.617 145.014 135.204 8.831 83.075 43.298 9.810 2.436 6.788 586 10.188 1.797 2.270 2.270 5.306 43

40 1.562 164.617 145.014 135.204 8.831 83.075 43.298 9.810 2.436 6.788 586 10.188 1.797 2.270 2.270 5.306 43

40 1.562 164.617 145.014 135.204 8.831 83.075 43.298 9.810 2.436 6.788 586 10.188 1.797 2.270 2.270 5.306 43

1.946 449 499 295 468

5.965 491 776 499 516

6.611 579 1.065 1.054 816

7.211 913 1.790 1.829 618

8.152 1.004 1.036 3.122 514

8.151 1.013 1.160 3.112 514

8.150 1.013 1.312 3.112 514

8.150 1.013 1.495 3.112 514

8.151 1.014 1.610 3.112 514

8.150 1.014 1.875 3.112 514

8.181 1.013 2.037 3.112 1.865

9.952 1.306 (212) 8.513 2.044

8.938 1.013 295 5.246 1.574

8.939 1.014 483 4.874 1.566

8.939 1.014 612 4.874 1.566

8.939 1.014 612 4.874 1.566

8.939 1.014 612 4.874 1.566

3.076

5.408

9.244

4.993

5.443

4.640

4.299

4.523

5.213

5.107

6.699

5.253

5.331

5.843

6.234

6.234

6.234

48.014

79.186

116.930

147.581

161.011

163.433

166.383

170.218

171.400

174.056

180.360

175.300

176.010

181.148

183.864

183.864

183.864

6 711

11 1.215

11 1.390

11 1.734

11 1.876

11 1.871

11 1.909

11 1.926

11 1.939

11 1.942

11 1.987

11 2.002

11 2.006

11 2.133

11 2.139

11 2.139

11 2.139

including recapitalization bonds) e. Equity participation f. Other claims Sources of Funds iB a. Third Party Funds Rupiah Wadiah Demand Deposit Mudharabah Time Deposits Mudharabah Savings Accounts Foreign Exchange Wadiah Demand Deposit Mudharabah Time Deposits Mudharabah Savings Accounts b. Liabilities at BI c. Inter-Bank d. Money Instruments e. Loans received Rupiah Foreign Exchange f. Other Liabilities g. Guarantee Deposits Capital Components a. Paid-In Capital b. Reserves c. Current Earnings (Profit/Loss) d. Retained Earnings (Profit/Loss) e. Estimate of Additional Paid-In Capital f. Capital Loans Bank Indonesia Syariah Money Certificates (BUS & UUS) Total Assets Office Network Total Banks Total Bank Offices 1) Note: 1) Excluding Gerai Muamalat r) Revised figures *) Provisional figures

63

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 2.3 Kegiatan Usaha Unit Usaha Syariah (UUS)

(Sharia Business Unit Operations (UUS)) Miliar Rp (Billion Rp) 2013 Indikator

2008

2009

Indicator Jul

Ags

Sep

Okt

56.554 43.126 40.219 2.907 3.751 8.749 925

55.013 43.437 40.591 2.846 3.170 7.191 1.215

55.290 43.420 40.445 2.975 2.966 7.623 1.281

56.669 43.943 40.846 3.097 3.305 8.135 1.286

57.423 44.658 41.413 3.245 3.330 8.075 1.351

Nov 57.686 45.386 42.059 3.326 2.264 8.538 1.489

10.044 9.118 8.952 1.490 4.684 2.777 166 33 98 35 684 0 0 214 29

1 13.903 12.648 12.385 1.791 6.974 3.620 263 116 51 96 712 400 400 111 33

7 13.191 11.702 11.403 1.294 6.856 3.253 298 47 35 217 981 402 402 86 21

12 20.908 18.867 18.339 1.804 10.875 5.660 528 54 165 308 1.232 199 401 401 180 30

14 32.234 29.695 27.883 2.238 16.828 8.817 1.812 78 1.300 435 1.587 199 401 401 309 42

3 39.716 36.081 33.820 2.334 21.809 9.677 2.261 71 1.724 466 2.523 199 401 401 468 43

0 38.628 35.619 33.548 2.500 20.713 10.335 2.072 69 1.563 439 1.938 199 401 401 429 41

1 38.901 36.532 34.696 2.612 21.737 10.347 1.836 76 1.285 475 1.362 199 402 402 367 39

1 39.836 36.618 34.536 2.379 21.670 10.487 2.082 76 1.499 507 2.191 200 402 402 390 36

9 40.110 37.004 34.784 2.521 21.646 10.617 2.220 81 1.642 498 2.112 200 403 403 357 35

10 40.882 38.230 35.836 2.491 22.593 10.752 2.394 83 1.823 487 1.600 200 403 403 416 33

51 (66) 14 -

291 20 -

275 28 -

410 15 -

752 66 -

886 75 -

1.026 75 -

1.203 75 -

1.400 75 -

1.478 75 -

2.824

3.076

5.408

9.244

4.993

5.443

4.640

4.299

4.523

Total Aset Jaringan Kantor Jumlah Bank

15.519

18.076

18.333

28.536

47.437

57.555

55.750

57.120

27 214

25 287

23 262

23 312

24 493

24 509

24 526

23 530

r)

Angka-angka diperbaiki *). Angka-angka sementara

46.414 35.109 32.894 2.215 2.933 7.524 834

Jun

e. Penyertaan f. Tagihan Lainnya Sumber Dana iB a. DPK Rupiah Giro Wadiah Deposito Mudharabah Tabungan Mudharabah Valas Giro Wadiah Deposito Mudharabah Tabungan Mudharabah b. Kewajiban Kepada BI c. Antar Bank d. Surat Berharga e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Lainnya g. Setoran Jaminan Komponen Modal a. Modal Disetor b. Cadangan c. L/R tahun berjalan d. L/R tahun Lalu e. Perkiraan tambahan modal disetor f. Modal Pinjaman Sertifikat Wadiah Bank Indonesia (BUS & UUS)

1)

28.127 18.952 17.809 1.143 2.276 6.152 736

2014

2012

15.238 12.090 11.457 632 962 1.362 824

Jumlah Kantor 1) Tidak termasuk Gerai Muamalat

18.282 11.824 10.953 871 2.170 3.751 530

2011

Penyaluran Dana iB a. Pembiayaan Rupiah Valas b. Antar Bank c. Penempatan di BI d. Surat Berharga (tidak termasuk obligasi rekap)

Ket:

17.969 12.435 11.748 687 1.621 3.048 864

2010

Des

r)

60.935 46.854 43.575 3.279 2.410 10.289 1.356

r)

Jan

57.026 45.990 42.728 3.261 2.585 7.339 1.081

r)

Feb

57.119 45.905 42.851 3.054 2.270 7.986 943

Mar

Apr

58.750 46.374 43.457 2.918 2.934 8.489 939

59.254 48.216 44.038 4.178 2.599 7.464 961

Mei

*)

59.254 48.216 44.038 4.178 2.599 7.464 961

*)

Jun

59.254 Fund Disbursements iB 48.216 a. Financing 44.038 Rupiah 4.178 Foreign Exchange 2.599 b. Inter-Bank 7.464 c. Placements at BI 961 d. Money Instruments (not

1.570 75 -

25 42.647 40.360 37.608 3.015 22.869 11.723 2.752 192 2.056 504 1.243 200 434 434 372 39 1.242 75 -

30 40.377 38.182 35.469 2.583 21.894 10.993 2.713 145 2.020 548 1.158 200 434 434 370 33 112 699 -

14 41.510 39.187 36.123 2.739 21.900 11.484 3.063 127 2.379 557 1.275 200 434 434 384 30 236 642 (29)

14 42.443 39.685 37.429 2.504 23.623 11.302 2.256 112 1.587 557 1.689 200 434 434 405 31 334 273 (26)

14 42.745 40.494 37.503 2.545 23.639 11.319 2.991 166 2.227 598 1.150 200 434 434 436 31

14 42.745 40.494 37.503 2.545 23.639 11.319 2.991 166 2.227 598 1.150 200 434 434 436 31

14 42.745 40.494 37.503 2.545 23.639 11.319 2.991 166 2.227 598 1.150 200 434 434 436 31

426 191 (25)

426 191 (25)

426 191 (25)

5.213

5.107

6.699

5.253

5.331

5.843

6.234

6.234

6.234

57.492

58.157

59.074

61.916

58.005

58.071

59.784 r)

60.346

60.346

60.346

23 535

23 553

23 554

23 567

23 572

23 575

23 425

23 425

23 425

23 425

including recapitalization bonds) e. Equity participation f. Other claims Sources of Funds iB a. Third Party Funds Rupiah Wadiah Demand Deposit Mudharabah Time Deposits Mudharabah Savings Accounts Foreign Exchange Wadiah Demand Deposit Mudharabah Time Deposits Mudharabah Savings Accounts b. Liabilities at BI c. Inter-Bank d. Money Instruments e. Loans received Rupiah Foreign Exchange f. Other Liabilities g. Guarantee Deposits Capital Components a. Paid-In Capital b. Reserves c. Current Earnings (Profit/Loss) d. Retained Earnings (Profit/Loss) e. Estimate of Additional Paid-In Capital f. Capital Loans Bank Indonesia Syariah Money Certificates (BUS & UUS) Total Assets Office Network Total Banks Total Bank Offices 1) Note: 1) Excluding Gerai Muamalat r) Revised figures *) Provisional figures

64

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 2.4 Perkembangan Aset Perbankan Syariah

(Growth of Assets of Sharia Banks) Miliar Rp (Billion Rp) 2013 Indikator

2008

2009

2010

2011

2014

Indicator

2012 Jun

Jul

Ags

Sep

Okt

Nov

Des

r)

r)

r)

Jan

Feb

Mar

Apr

Mei

*)

*)

Jun

Bank Umum Syariah

34.036

48.014

79.186

116.930

147.581

161.011

163.433

166.383

170.218

171.400

174.056

180.360

175.300

176.010

181.148

183.864

183.864

183.864

Unit Usaha Syariah

15.519

18.076

18.333

28.536

47.437

57.555

55.750

57.120

57.492

58.157

59.074

61.916

58.005

58.071

59.784

60.346

60.346

60.346

Ket:

r)

Angka-angka diperbaiki *). Angka-angka sementara

Syariah Commercial Banks Syariah Business Units Note: r) Revised figures *) Provisional figures

65

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 2.5 Aktiva Produktif Perbankan Syariah

(Earning Assets of Sharia Banks) Miliar Rp (Billion Rp) 2013 Indikator

2008

2009

2010

2011

2014

Indicator

2012 Jun

Jul

Ags

Sep

Okt

r)

Nov

Des

r)

r)

Jan

r)

Feb

Mar

Apr

Mei

*)

*)

Jun

Pembiayaan iB

38.195

46.886

68.181

102.655

151.754

171.227

174.486

174.537

177.320

179.284

180.830

184.120

181.398

181.772

184.964

187.885

187.885

187.885 Financing iB

a. Lancar

35.076

41.931

63.006

95.480

142.501

157.839

161.418

159.983

163.497

165.368

166.658

171.229

165.648

164.517

167.015

169.077

169.077

169.077 a. Current

b. Dalam Perhatian Khusus

12.253 b. Special Mention

1.610

3.074

3.114

4.587

5.822

8.870

8.271

9.305

8.861

8.614

8.612

8.063

10.294

10.830

11.996

12.253

12.253

c. Kurang Lancar

525

435

677

1.075

995

1.387

1.647

1.895

1.492

1.452

1.420

1.353

1.746

2.080

1.762

2.039

2.039

2.039 c. Sub-Standard

d. Diragukan

224

582

332

297

557

729

812

801

900

926

1.140

739

761

1.097

795

1.035

1.035

1.035 d. Doubtful

e. Macet

Non Performing Financing (Nominal) Rasio Non Performing Financing (%) Ket:

r)

Angka-angka diperbaiki *). Angka-angka sementara

759

865

1.052

1.216

1.878

2.403

2.339

2.554

2.569

2.924

3.000

2.735

2.948

3.249

3.395

3.480

3.480

3.480 e. Lost

1.509

1.882

2.061

2.588

3.430

4.518

4.798

5.249

4.962

5.302

5.561

4.828

5.455

6.425

5.953

6.554

6.554

6.554 Non Performing Financing

3,95

4,01

2,52

2,26

2,64

2,75

3,01

2,80

2,96

3,08

2,62

3,07

3,53

3,21

3,48

3,48

(Nominal) 3,02

3,48 Non Performing Financing Ratio

(%) Note: r) Revised figures *) Provisional figures

66

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 2.6 Komposisi DPK Perbankan Syariah

(Composition of Third Party Funds of Sharia Banks) Miliar Rp (Billion Rp) Desember 2008

Desember 2009

Komposisi thdp total DPK (%)

Indikator Nominal

(Composition to Total Third Party Funds) (%)

Desember 2010

Komposisi thdp total DPK (%) Nominal

(Composition to Total Third Party Funds) (%)

Desember 2011

Komposisi thdp total DPK (%) Nominal

(Composition to Total Third Party Funds) (%)

Desember 2012

Komposisi thdp total DPK (%) Nominal

(Composition to Total Third Party Funds) (%)

Juni 2013

Komposisi thdp total DPK (%) Nominal

(Composition to Total Third Party Funds) (%)

Komposisi thdp total DPK (%) Nominal

Juni 2014*)

Desember 2013

(Composition to Total Third Party Funds) (%)

Komposisi thdp total DPK (%) Nominal

(Composition to Total Third Party Funds) (%)

Komposisi thdp total DPK (%) Nominal

Indicator

(Composition to Total Third Party Funds) (%)

Giro Wadiah iB

4.238

11,50

6.202

11,86

9.056

11,91

12.006

11,79

17.708

12,00

16.001

9,76

18.523

10,09

13.978

7,54 Demand Deposit iB

Rupiah

3.741

10,15

5.403

10,34

7.914

10,41

10.678

10,49

15.683

10,63

14.158

8,63

15.736

8,57

11.376

6,13

Rupiah

498

1,35

798

1,53

1.142

1,50

1.329

1,30

2.026

1,37

1.842

1,12

2.787

1,52

2.602

1,40

Foreign Exchange

20.143

54,66

29.595

56,62

44.075

57,97

70.806

69,55

84.732

57,44

99.677

60,79

107.812

58,74

115.729

62,38 Deposits iB

19.273

52,30

28.484

54,49

42.206

55,51

67.942

66,74

80.576

54,62

93.652

57,12

100.105

54,54

106.714

57,53

870

2,36

1.111

2,13

1.869

2,46

2.864

2,81

4.155

2,82

6.025

3,67

7.706

4,20

9.015

4,86

12.471

33,84

16.475

31,52

22.906

30,13

32.602

32,02

45.072

30,55

48.289

29,45

57.200

31,17

55.801

30,08 Savings iB

12.436

33,74

16.379

31,33

22.688

29,84

32.290

31,72

44.288

30,02

47.397

28,91

56.059

30,54

54.617

29,44

35

0,10

96

0,18

218

0,29

312

0,31

784

0,53

891

0,54

1.141

0,62

1.184

0,64

36.852

100

52.271

100

76.036

100

115.415

113,37

147.512

100,00

163.966

100,00

183.534

100,00

185.508

35.449

96,19

50.266

96,16

72.807

95,75

110.910

108,94

140.547

95,28

155.207

94,66

171.900

93,66

172.707

93,10

1.403

3,81

2.006

3,84

3.229

4,25

4.505

4,42

6.965

4,72

8.759

5,34

11.634

6,34

12.801

6,90

Valas

Deposito Mudharabah iB Rupiah Valas

Tabungan Mudharabah iB Rupiah Valas

Total DPK iB Rupiah Valas *). Angka-angka sementara

Rupiah Foreign Exchange

Rupiah Foreign Exchange

100,00 Total Third Party Funds iB

Rupiah Foreign Exchange *) Provisional figures

67

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 2.7 Tingkat Bagi Hasil Rata-rata DPK Bank Syariah

(Average of Profit Sharing Rates of Third Party Fund of Sharia Banks) Persen (Percent) 2013 Indikator

2008

2009

2010

2011

2014

Indicator

2012 Jun

Jul

Ags

Sep

Okt

Nov

r)

Des

r)

Jan

r)

Feb

Mar

Apr

Mei

*)

*)

Jun

Wadiah Demand Deposit iB

Giro iB Rupiah

1,21

1,04

1,26

2,15

1,01

0,77

0,81

0,76

0,76

0,84

0,82

0,74

0,87

0,86

0,80

0,85

0,85

0,85

Rupiah

Valas

0,95

0,38

0,77

1,13

0,26

0,18

0,11

0,12

0,11

0,12

0,12

0,11

0,13

0,12

0,10

0,16

0,16

0,16

Foreign Exchange Mudharabah Deposits iB

Deposito iB Rupiah

8,61

7,48

7,03

7,46

6,33

5,10

5,31

5,38

5,14

5,21

5,02

5,10

5,70

5,74

5,86

5,85

5,85

5,85

Rupiah

Valas

2,69

3,18

4,35

3,36

2,89

2,90

3,22

3,19

2,69

2,60

2,52

2,76

3,24

3,33

3,24

3,33

3,33

3,33

Foreign Exchange Mudharabah Saving iB

Tabungan iB Rupiah

3,61

2,76

3,08

3,23

2,41

5,44

5,44

5,50

5,40

5,33

5,31

5,66

5,81

5,75

5,80

5,86

5,86

5,86

Rupiah

Valas

0,92

1,01

0,92

0,87

0,68

0,86

0,78

0,78

0,44

0,45

0,88

1,01

0,78

1,09

1,15

1,18

1,18

1,18

Foreign Exchange

r) Angka-angka diperbaiki *). Angka-angka sementara

r) Revised figures *) Provisional figures

68

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 2.8 Tingkat Margin Rata-rata Pembiayaan Berdasarkan Sektor Ekonomi

(Average of Margin Rates of Financing Based on Sector Economic) Persen (Percent) 2013 Sektor Ekonomi

2008

2009

2010

2011

Sektor Ekonomi Jun

1. Pertanian, perburuan dan sarana pertanian Rupiah

2014

2012 Jul

Ags

Sep

Okt

Nov

r)

r)

Des

r)

Jan

r)

Feb

Mar

Apr

Mei

*)

*)

Jun

16,34

17,78

14,91

13,72

15,07

13,34

14,69

14,05

15,14

15,13

15,28

15,46

15,78

15,80

15,97

16,09

16,09

16,09

16,36

17,78

14,97

14,04

15,23

13,41

14,83

14,17

15,32

15,30

15,46

15,65

15,97

15,97

16,13

16,26

16,26

16,26

Valas

0,00

0,00

12,11

9,89

12,05

12,05

12,05

12,05

12,05

12,05

12,05

12,05

12,05

12,05

12,05

12,05

12,05

12,05

2. Pertambangan

15,57

15,44

16,29

12,22

11,36

12,65

12,61

13,18

12,22

12,46

12,43

12,44

12,26

12,40

12,32

12,51

12,51

12,51

Rupiah

1. Agriculture, hunting and agricultural facilities Rupiah Foreign Exchange 2. Mining Rupiah

10,39

14,20

14,32

13,70

13,03

15,43

14,98

15,94

15,21

15,30

15,53

15,77

15,59

15,48

15,55

15,72

15,72

15,72

Rupiah

22,74

18,51

19,03

9,60

7,99

8,19

8,26

8,25

7,85

7,66

7,69

7,64

7,71

7,67

8,20

8,57

8,57

8,57

Valas

14,68

15,48

13,99

13,49

12,18

11,10

13,78

11,21

11,25

11,29

11,22

11,45

11,50

11,58

11,31

11,56

11,56

11,56

Rupiah

15,58

15,34

14,32

13,56

12,58

11,21

14,01

11,32

11,46

11,55

11,50

11,84

11,84

11,88

11,57

11,87

11,87

11,87

2,49

39,77

10,04

11,78

9,65

9,08

9,25

9,08

8,07

8,06

7,91

7,97

8,21

8,15

8,24

8,01

8,01

8,01

4. Listrik, gas dan air

13,90

15,30

15,34

14,03

12,91

11,46

11,42

11,38

11,31

11,05

11,03

11,24

11,18

11,22

11,33

11,38

11,38

11,38

Rupiah

18,97

16,18

16,31

14,56

13,77

12,69

12,60

12,60

12,62

12,49

12,54

12,94

12,86

12,84

12,90

13,00

13,00

13,00

Valas

10,42

10,76

7,86

10,30

8,90

8,24

8,51

8,50

8,29

8,04

8,05

8,18

8,18

8,19

8,22

8,26

8,26

8,26

5. Konstruksi

13,67

13,49

14,32

14,32

13,95

12,67

12,83

12,73

13,33

12,29

12,28

12,26

11,90

12,03

12,58

12,60

12,60

12,60

Rupiah

13,90

14,15

14,63

14,54

14,46

13,05

13,10

12,99

13,44

12,45

12,45

12,42

12,10

12,22

12,80

12,85

12,85

12,85

8,85

4,60

9,91

12,11

10,62

8,24

9,35

9,41

11,88

9,79

9,80

9,61

9,55

9,57

9,64

9,32

9,32

9,32

Foreign Exchange

17,00

19,34

19,64

19,25

18,33

17,66

17,62

17,56

17,61

17,86

17,76

17,87

18,13

17,75

17,73

17,57

17,57

17,57

6. Trade, restaurants and hotels

Rupiah

17,08

19,49

20,18

19,60

18,74

18,01

17,97

17,95

18,09

18,26

18,15

18,26

18,51

18,07

18,07

17,89

17,89

17,89

Valas

15,00

12,04

9,32

8,99

9,14

9,09

9,35

9,35

8,58

9,09

9,08

8,97

8,96

8,94

9,03

9,22

9,22

9,22

Foreign Exchange

16,00

15,24

15,49

15,08

13,96

12,95

13,28

13,18

12,96

12,68

12,37

12,13

12,06

11,87

12,04

10,04

10,04

10,04

7. Transportation, warehousing and communications

3.

Valas

Valas 6. Perdagangan, restoran dan hotel

7. Pengangkutan, pergudangan dan komunikasi Rupiah

16,85

15,80

16,38

16,20

15,40

14,37

14,40

14,35

14,45

14,40

14,05

13,81

13,65

13,56

13,71

13,63

13,63

13,63

Valas

9,49

8,12

9,60

9,12

8,94

8,30

9,70

9,71

9,24

8,09

8,09

8,07

8,06

7,46

7,45

4,39

4,39

4,39

8. Jasa Dunia usaha

15,97

15,26

15,03

14,37

13,86

13,74

13,81

13,78

14,00

13,63

13,45

13,20

13,31

13,31

15,05

12,90

12,90

12,90

Rupiah

16,82

15,54

15,38

14,51

13,98

13,86

13,95

13,92

14,18

13,67

13,49

13,22

13,34

13,34

15,10

12,93

12,93

12,93

3,93

8,22

5,88

8,89

8,61

9,44

9,21

9,19

10,32

11,99

11,98

12,29

12,27

12,28

12,77

11,70

11,70

11,70

14,04

16,89

17,91

14,57

12,76

11,20

19,24

17,95

12,20

12,62

11,93

11,66

11,71

11,91

12,11

12,69

12,69

12,69

Valas 9. Jasa sosial/masyarakat Rupiah

14,04

16,89

17,91

14,67

12,74

11,17

19,35

18,04

12,45

12,57

12,02

11,74

11,78

11,98

12,18

12,78

12,78

12,78

Valas

0,00

-

8,00

7,98

14,41

12,74

12,75

12,56

9.09*

15.37*

7,46

8,55

7,75

7,80

7,79

7,34

7,34

7,34

10. Lain-lain

11,60

11,04

10,17

9,68

10,29

10,73

10,78

10,83

15,81

10,79

10,75

10,64

10,78

10,81

12,03

12,10

12,10

12,10

11,82

11,41

10,47

9,99

10,63

11,11

11,12

11,20

16.41*

11.20*

11,16

11,03

11,14

11,17

12,15

12,24

12,24

12,24

0,09

0,13

0,70

0,78

0,36

0,80

0,97

0,99

0,73

0,49

0,40

0,54

1,21

0,84

0,38

0,49

0,49

0,49

Rupiah Valas

Ket: 1) terdapat formulasi baru untuk perhitungan bagi hasil akad ijarah r) Angka-angka diperbaiki *) Angka-angka sementara -) Tidak ada

Note:

1)

Foreign Exchange 3. Manufacturing Rupiah Foreign Exchange 4. Electricity, gas and water Rupiah Foreign Exchange 5. Construction Rupiah

Rupiah

Rupiah Foreign Exchange 8. Business Services Rupiah Foreign Exchange 9. Social Services Rupiah Foreign Exchange 10. Others Rupiah Foreign Exchange

there is a new formulation for the calculation of the results ijara contract r) Revised figures *) Provisional figures -) Not available

69

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 2.9 Tingkat Margin Rata-rata Pembiayaan Berdasarkan Jenis Penggunaan

(Average of Margin Rates of Financing Based on Type of Use) Persen (Percent) 2013 Jenis Penggunaan

2008

2009

2010

2011

2014

Type of Use

2012 Jun

Jul

Ags

Sep

Okt

Nov

r)

r)

Des

r)

Jan

r)

Feb

Mar

Apr

Mei

*)

*)

Jun

Working Capital

16,49

16,99

16,55

15,33

14,33

13,66

15,12

14,66

14,00

13,69

13,54

13,38

13,44

13,46

14,72

13,21

13,21

13,21

19,34

17,15

16,96

15,65

14,63

13,93

15,48

15,02

14,46

14,04

13,89

13,73

13,81

13,80

15,10

13,73

13,73

13,73

Valas

4,26

12,55

10,56

9,67

9,29

8,48

8,89

8,87

8,72

8,10

8,09

8,05

8,02

7,94

8,02

6,31

6,31

6,31

Investasi

13,67

13,75

14,54

14,42

13,96

13,28

13,42

13,33

13,37

13,36

13,15

13,00

13,03

13,03

13,02

13,07

13,07

13,07

Investment

18,04

14,22

14,82

14,74

14,37

13,75

13,80

13,73

13,75

13,68

13,51

13,33

13,36

13,38

13,36

13,42

13,42

13,42

Rupiah

2,23

7,65

8,88

10,14

9,48

9,07

9,61

9,61

10,18

10,48

10,06

10,19

10,18

9,88

10,02

10,03

10,03

10,03

Foreign Exchange

11,58

11,03

10,16

9,68

10,38

10,84

10,90

10,94

15,99

10,93

10,90

10,79

10,94

10,98

12,03

12,10

12,10

12,10

Consumption

14,32

11,40

10,47

9,99

10,72

11,24

11,25

11,33

16,60

11,33

11,31

11,19

11,31

11,34

12,15

12,24

12,24

12,24

Rupiah

0,01

0,13

0,70

0,78

0,36

0,81

0,97

0,99

0,82

0,65

0,53

0,55

1,31

0,97

0,38

0,77

0,77

0,77

Modal Kerja Rupiah

Rupiah Valas

Konsumsi Rupiah Valas

Ket: 1) terdapat formulasi baru untuk perhitungan bagi hasil akad ijarah r) Angka-angka diperbaiki *) Angka-angka sementara

Note:

1)

Rupiah Foreign Exchange

Foreign Exchange

there is a new formulation for the calculation of the results ijara contract r) Revised figures *) Provisional figures

70

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 2.10 Kegiatan Usaha BPR Syariah

(Sharia Rural Banks Operation) Miliar Rp (Billion Rp) 2013 Indikator

2008

2009

2010

2011

2014

Indicator

2012 Jun

Jul

Ags

Sep

Okt

Nov

r)

r)

Des

r)

Jan

r)

Feb

Mar

Apr

Mei

Jun

1.591

1.995

2.586

3.328

4.459

4.924

4.984

5.112

5.215

5.299

5.390

5.544

5.534

5.587

5.644

5.635

5.631

5.620 Disbursement of Fund iB

1.257 334

1.587 408

2.060 525

2.676 652

3.554 906

4.160 764

4.261 723

4.241 872

4.316 900

4.354 944

4.415 975

4.433 1.110

4.423 1.112

4.539 1.048

4.635 1.009

4.727 908

4.789 842

4.845 774

Sumber Dana iB Dana Pihak Ketiga Tabungan iB Wadiah Tabungan iB Mudharabah Deposito iB Mudharabah Antar Bank Passiva Pinjaman yang Diterima Kewajiban Lainnya

849 570 10 280 280 8 271

1.679 1.251 234 319 697 353 57 18

2.196 1.604 285 374 945 521 52 19

2.892 2.095 412 448 1.235 694 80 23

3.911 2.938 527 590 1.820 855 91 27

4.295 3.209 556 561 2.092 995 53 37

4.367 3.240 538 556 2.146 1.038 52 37

4.496 3.340 575 581 2.184 1.056 55 33

4.583 3.411 603 610 2.198 1.080 55 38

4.653 3.458 607 627 2.224 1.102 54 39

4.727 3.539 629 649 2.261 1.097 54 38

4.866 3.666 668 701 2.297 1.104 55 41

4.864 3.669 658 675 2.337 1.100 53 41

4.914 3.711 673 689 2.349 1.102 52 50

4.979 3.765 684 703 2.378 1.106 54 54

4.958 3.734 683 693 2.358 1.120 55 49

4.942 3.681 678 687 2.316 1.155 56 49

4.916 Source of Funds iB Third Party Funds 3.599 Wadiah Savings iB 671 Mudharabah Savings iB 651 Deposit Mudharabah iB 2.277 Interbank Liabilities 1.207 Loan received 59 Other Liabilities 52

Beberapa Komponen Modal

265

1.240

434

501

616

646

649

656

687

706

721

732

746

744

738

704

640r)

758 Some Components of Capital

Modal Disetor Cadangan L/R Tahun berjalan L/R Tahun Lalu

222 28 30 (15)

347 42 70 (25)

390 50 87 (26)

472 61 106 (24)

529 81 67 (30)

531 81 72 (35)

544 81 65 (35)

551 82 89 (35)

554 82 105 (36)

557 82 118 (36)

556 82 129 (35)

566 83 9 88

574 91 23 55

585 101 32 20

600 104

603 106r) 50 (12)

613 109 62 (27)

Penyaluran Dana iB Pembiayaan iB Antar Bank Aktiva iB

Ket: r) Angka-angka diperbaiki

751 456 55 (22)

r)

40 5r)

Financing iB Interbank Assets iB

Paid-In Capital Reserves Current Earnings (Profit/Loss) Current Earnings (Profit/Loss) Note: r) Revised figures

71

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 2.11 Aset dan Pembiayaan BPR Syariah

(Asset and Financing of Sharia Rural Bank) Miliar Rp (Billion Rp) 2013 Indikator

2008

2009

2010

2011

2014

Indicator

2012 Jun

Jul

Ags

Sep

Okt

Novr)

Desr)

Janr)

Febr)

Mar

Apr

Mei

Jun

1.693

2.126

2.739

3.520

4.699

5.170

5.247

5.361

5.488

5.591

5.685

5.833

5.840

5.899

5.959

5.946

5.937

5.933 Assets

1.257

1.587

2.060

2.676

3.554

4.160

4.261

4.241

4.316

4.354

4.415

4.433

4.423

4.539

4.635

4.727

4.789

4.845 Financing iB

1.151

1.475

1.927

2.512

3.335

3.859

3.948

3.906

3.989

4.029

4.091

4.145

4.082

4.189

4.276

4.348

4.395

4.449

Kurang Lancar

35

31

39

49

73

105

110

113

111

112

109

91

121

126

133

150

152

154

Diragukan

21

31

30

45

52

73

73

75

74

76

76

66

74

80

73

72

81

81

Macet

49

50

65

70

94

123

130

146

142

138

139

132

146

144

153

156

162

162

105

112

134

164

219

302

313

335

327

326

324

288

341

350

359

378

394

396 Non Performing Financing (Nominal)

8,38

7,03

6,50

6,11

6,15

7,25

7,35

7,89

7,58

7,48

7,34

6,50

7,70

7,71

7,74

8,00

8,23

8,18 Non Performing Financing (%)

Aset Pembiayaan iB Lancar

Non Performing Financing (Nominal)

Non Performing Financing (%)

Ket: r) Angka-angka diperbaiki

Current Sub Standard Doubtful Lost

Note: r) Revised figures

72

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 2.12 Jaringan Kantor Perbankan Syariah

(Sharia Bank Office Network) 2013 Indikator

2008

2009

2010

2011

2014

Indicator

2012 Jun

Jul

Ags

Sep

Okt

Desr)

Nov

Janr)

Febr)

Mar

Apr

Mei

Jun Sharia Commercial Banks

Bank Umum Syariah (BUS) Jumlah Bank Jumlah Kantor

5

6

11

11

11

11

11

11

11

11

11

11

11

11

11

11

11 *)

11 *)

*)

*)

576

711

1.215

1.390

1.734

1.876

1.871

1.909

1.926

1.939

1.942

1.987

2.002

2.006

2.133

2.139

27

25

23

24

24

24

24

24

23

23

23

23

23

23

23

23

23 *)

23 *)

*)

*)

2.139

2.139

Jumlah Kantor

Total Bank Offices

Sharia Business Units

Unit Usaha Syariah (UUS) Jumlah Bank

Total Banks

Total Banks Total Bank Offices

214

287

262

312

493

509

526

530

535

553

554

567

572

575

425

425

Jumlah Bank

131

139

150

155

158

159

160 r)

160

160

160

160

163

163

163

163

163

163

163

Total Banks

Jumlah Kantor

202

223

286

364

401

397

398

398

413

399

399

402

420

428

431

425

428

429

Total Bank Offices

425

425

Sharia Rural Bank

BPR Syariah

Ket: r) Angka-angka diperbaiki *) Angka-angka sementara

Note: r) Revised figures *) Provisional figures

73

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 2.13 Kinerja Bank Umum Syariah

(Sharia Commercial Bank Performance) Miliar Rp (Billion Rp) Indikator

2008

2009

2010

2011

2012

Jun

Jul

Ags

2013 Sep

2014 Okt

r)

Nov

Des

r)

Jan

r)

Feb

Mar

*)

Apr

Mei

*)

Indicator

*)

Jun

CAR (%) - Modal - ATMR

-

-

16,76 9.578 57.156

16,63 11.297 67.936

14,14 13.866 98.071

14,32 15.871 110.861

15,28 16.266 106.476

14,71 16.084 109.354

14,19 16.140 113.722

12,45 16.247 130.446

12,23 16.329 133.473

14,42 18.089 125.429

16,76 19.591 116.878

16,71 18.999 113.693

16,20 19.033 117.508

16,68 19.372 116.124

16,68 19.372 116.124

16,68 19.372 116.124

CAR (%) - Capital - Risk Weighted Assets

KAP APYD terhadap Aktiva Produktif - APYD - Total Aktiva Produktif

-

-

96,84 2.121 67.230

94,38 757 13.471

97,34 3.341 125.551

96,78 4.554 141.317

96,91 4.380 141.541

96,59 4.913 144.145

96,80 4.457 139.412

96,64 4.967 147.760

96,50 5.298 151.143

96,96 4.668 153.688

96,40 5.426 150.617

96,09 5.896 150.784

95,98 6.141 152.871

95,77 6.664 157.506

95,77 6.664 157.506

95,77 6.664 157.506

Earning Assset Quality Classified Earning assets to - Classified Earning Assets - Total Earning assets

-

-

1,77 936 53.024

1,20 949 79.144

2,04 2.184

2,05 2.545

2,23 2.830

1,77r) 2.297r)

1,46 1.924

1,55 2.091

1,49 2.050

1,82 2.558

1,45 2.069

0,87 1.256

1,38 2.001

1,45 2.147

1,45 2.147

1,45 2.147

107.114

124.112

126.978

129.429r)

132.122

134.740

138.016

140.544

142.741

144.770

144.982

148.543

148.543

148.543

-

-

1,59

1,59

1,94

1,65

1,57

1,54

1,43

1,48

1,43

1,58

1,01

1,00

1,30

1,09

1,09

1,09

-

-

960 60.268 82,38

1.460 92.058 81,65

2.397 123.667 76,35

2.543 154.159 79,86

2.423 154.656 75,68

2.402 155.990 83,30

2.247 156.782 81,52

2.334 158.232 84,11

2.282 160.094 83,88

2.573 162.544 82,16

1.770 175.675 89,25

1.728 172.379 89,22

2.050 158.192 90,91

1.949 179.112 84,50

1.949 179.112 84,50

1.949 179.112 84,50

-

-

4.368 5.302

6.378 7.812

7.678 10.057

5.072 6.351

5.464 7.220

7.845 9.418

8.527 10.460

10.387 12.350

11.151 13.294

12.012 14.621

968 1.084

2.244 2.515

3.451 3.796

4.443 5.258

4.443 5.258

4.443 5.258

- Profit - Average Assets Operating Expenses to Operations Revenue (%) - Operations Expenses - Operations Income

-

-

16,76 9.578 57.156

19,64 16.779 85.448

18,04 18.689

16,73 19.466

16,12 19.181

17,03 19.932

16,32 19.844

16,21 19.552

16,61 20.155

16,33 20.277

16,61 20.116

15,95 19.364

16,79 20.818

18,37 20.589

18,37 20.589

18,37 20.589

Liquidity Short Term Mistmach (%) - Short-Term Assets

103.588

116.334

118.997

117.050

121.573

-

-

87,60

91,41

120,65

121,71

119,86

Rentabilitas NOM (%) - Pendapatan -

Rata-rata Aktiva ROA (%)

- Laba - Rata-Rata total aset BOPO (%) -

Biaya Operasional Pendapatan

Likuiditas Short Term Mistmach (%) - Aktiva Jangka Pendek -

Kewajiban Jangka FDR (%)

r)

-

Pembiayaan

-

-

56.357

32.165

142.148

155.651

156.813r)

119.36 159.573

-

Dana Pihak Ketiga

-

-

64.335

35.186

117.817

127.885

130.834r)

133.690

Ket: r) Angka-angka diperbaiki *) Angka-angka sementara

Profitability NOM (%) - Net Operations Income -

Average Earning Assets

ROA (%)

-

Short-Term Liabilities

120.611

121.348

124.192

121.077

121.407

123.969

112.068

112.068

112.068

121,05

120,24

121,46

95,87

94,94

97,77

98,11

95,50

95,50

95,50

163.521

164.740

167.687

137.268

144.008

135.868

138.590

138.492

138.492

138.492

-

Financing

135.083

137.014

138.062

143.174

151.688

138.967

141.260

145.014

145.014

145.014

-

Third Party Funds

FDR (%)

Note: r) Revised figures *) Provisional figures

74

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 2.14 Bank Umum Syariah Berdasarkan Tingkat Rasio

(Sharia Commercial Based on Ratios) 2013 Indikator

2008

2009

2010

2011

2014

Indicator

2012 Jun

Jul

Ags

Sep

Okt

r)

Nov

r)

Des

r)

Jan

Mar

Feb

Apr

Mei

*)

*)

Jun

Tier One Capital

Modal Inti <100 miliar

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

<100 billion

>100 miliar

0

0

11

11

11

11

11

11

11

11

11

11

11

11

11

11

11

11

>100 billion Capital Adequacy Ratio

CAR <12%

0

0

3

3

2

1

1

0

1

3

4

2

1

1

2

1

1

1

<12%

>12%

0

0

8

8

9

10

10

11

10

8

7

9

10

10

9

10

10

10

>12% Non Performing Loan Ratio

NPL <5%

0

0

11

11

11

11

11

11

11

11

11

11

11

10

10

8

8

8

<5%

>5%

0

0

0

0

0

0

0

0

0

0

0

0

0

1

1

3

3

3

>5% Return on Asset Ratio

ROA <1,5%

0

0

6

5

4

6

6

6

6

6

6

6

9

9

9

10

10

10

<1,5%

>1,5%

0

0

5

6

7

5

5

5

5

5

5

5

2

2

2

1

1

1

>1,5%

0 0

0 0

1 10

0 11

0 11

0 11

0 11

0 11

0 11

0 11

0 11

0 11

0 11

0 11

0 11

0 11

0 11

0 11

Finance to Deposit Ratio

FDR <50% >50% Ket: r) Angka-angka diperbaiki *) Angka-angka sementara

<50% >50% Note: r) Revised figures *) Provisional figures

75

viii

T hi s page i nt ent i onal l y l eft bl ank

Halamn ini sengaja dikosongkan

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 3.1 Kegiatan Usaha Bank Perkreditan Rakyat

(Rural Banks Operations) Miliar Rp (Billion Rp) 2013 Indikator

2008

2009

2010

2011

2014

Indicator

2012 Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun Fund Disbursements

Penyaluran Dana 25.472

28.001

33.844

41.100

49.818

56.248

57.462

57.634

58.218

58.677

59.770

59.176

59.503

60.812

62.055

63.036

64.209

65.507

a. Credits

5.841

8.075

10.033

12.434

14.935

12.273

11.645

12.744

13.310

13.869

14.301

15.374

15.166

14.567

13.952

13.413

12.513

11.953

b. Inter-Bank Assets

21.339

25.552

31.312

38.209

44.870

45.935

46.201

47.255

47.895

48.476

49.750

50.520

50.853

51.367

51.799

52.113

52.224

52.120

a. Third Party Funds

Deposito

14.204

17.280

21.455

26.174

30.401

31.174

31.723

32.345

32.600

32.903

33.387

33.879

34.365

34.775

34.963

35.101

35.326

35.640

Time Deposits

Tabungan

7.135

8.272

9.857

12.035

14.468

14.761

14.477

14.909

15.295

15.573

16.363

16.641

16.489

16.591

16.835

17.012

16.898

16.480

Savings Deposits

4.214

3.947

4.739

6.420

9.528

11.688

12.050

12.021

12.245

12.353

1.956

1.896

1.882

1.919

1.905

1.850

1.762

1.672

b. Inter-Bank Liabilities

c. Pinjaman yang Diterima

542

541

610

443

426

475

541

551

573

555

10.739

11.165

10.882

10.988

11.263

11.462

11.644

12.411

d. Kewajiban Segera

250

328

373

389

466

472

503

442

448

439

471

421

398

421

514

543

492

480

a. Kredit b. Antar Bank Aktiva

Source of Funds

Sumber Dana a. DPK

b. Antar Bank Pasiva

c. Loans received d. Immediate Liabilities

Several Components of Capital

Beberapa Komponen Modal a. Modal Disetor

3.241

4.072

4.757

5.517

6.227

6.568

6.719

6.769

6.825

6.896

6.959

6.997

7.106

7.131

7.258

7.334

7.357

7.532

a. Paid In Capital

b. Cadangan

1.098

1.033

1.272

1.465

1.726

2.080

2.033

1.999

2.034

2.005

1.597

1.573

1.598

1.648

1.718

1.757

1.783

1.786

b. Reserves

c. L/R Tahun Berjalan

849

1.158

1.447

1.853

2.328

1.367

1.556

1.759

2.022

2.288

2.408

2.661

214

417

875

1.117

1.354

c. Current Earnings

d. L/R Tahun Lalu

(100)

(118)

(157)

(125)

(24)

307

226

231

189

201

553

564

3.067

2.652

Ket: Sejak data November 2013 pos Antar Bank Pasiva tidak termasuk pinjaman yang diterima dari Bank lain. Sejak Data November 2013 pos Pinjaman Yang Diterima termasuk pinjaman yang diterima dari Bank lain.

674

d. Retained Earnings (Profit/Loss) since November 2013, data Inter-Bank liabilities not include Loans received form other bank since November 2013, data Loans received include Loans received form other bank 1.999

1.462

1.290

1.209

78

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 3.2 Kinerja Bank Perkreditan Rakyat

(Rural Banks Performance) Miliar Rp (Billion Rp) 2013 Indikator

2008

2009

2010

2011

Indicator Jun

LDR (%)

2014

2012 Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun 85,80 LDR (%)

82,54

79,61

79,02

78,54

78,63

84,56

85,44

84,37

83,88

83,41

82,38

84,34

81,06

82,11

83,18

84,25

85,37

- Total Kredit

25.480

28.012

33.878

41.144

49.866

56.313

57.522

57.694

58.281

58.737

59.770

59.176

60.197

61.456

62.570

63.508

64.844

66.397

-

Total Credit

- Penghimpunan Dana

25.944

29.496

36.420

44.836

54.535

56.974

57.645

58.627

59.584

60.367

61.832

60.024

62.461

63.101

63.782

64.253

64.679

65.301

-

Funds collected

4.926

5.691

6.450

7.551

8.880

9.618

9.680

9.752

9.894

10.057

10.723

10.137

11.804

11.747

11.441

11.124

11.282

12.086

-

Core Capital

- Modal Inti NPL (%) - Kredit Non Lancar - Total Kredit ROA (%) - L/R Tahun Berjalan - Total Aktiva ROE (%) - L/R Tahun Berjalan - Modal Disetor - Cadangan Umum

5,08 NPL (%)

9,88

6,90

6,12

5,22

4,75

4,98

4,97

5,22

5,12

5,13

4,91

4,41

4,94

4,99

4,96

5,06

5,17

2.516

1.932

2.070

2.146

2.369

2.798

2.855

3.009

2.981

3.011

2.935

2.610

2.941

3.033

3.078

3.190

3.321

3.325

-

Non Current Credits

25.472

28.001

33.844

41.100

49.818

56.248

57.462

57.634

58.218

58.677

59.770

59.176

59.503

60.812

62.055

63.036

64.209

65.507

-

Total Credit

2,61

3,37 ROA (%)

3,08

3,16

3,32

3,46

3,80

3,70

3,57

3,62

3,64

3,56

3,44

3,31

3,20

3,42

3,32

3,37

849

1.158

1.447

1.853

2.328

1.367

1.556

1.759

2.022

2.288

2.408

2.661

214

417

674

875

1.117

1.354

-

32.533

37.554

45.742

55.799

67.397

71.901

72.091

73.858

74.440

75.491

73.820

77.376

77.485

78.189

78.838

79.159

79.524

80.329

-

22,67

25,08

Current Earnings (Profit/Loss) Total Aktiva

26,71

29,46

32,63

35,73

34,15

33,56

34,01

34,32

32,15

32,41

30,71

29,82

31,43

30,25

30,74

30,44 ROE (%)

849

1.158

1.447

1.853

2.328

1.367

1.556

1.759

2.022

2.288

2.408

2.661

214

417

674

875

1.117

1.354

-

Current Earnings (Profit/Loss)

3.241

4.072

4.757

5.517

6.227

6.568

6.719

6.769

6.825

6.896

6.959

6.997

7.106

7.131

7.258

7.334

7.357

7.532

-

Paid In Capital

506

546

661

772

909

1.083

1.092

1.095

1.103

1.104

1.213

1.214

1.239

1.268

1.321

1.343

1.362

1.365

-

General Reserve

79

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 3.3 Perkembangan Aset BPR Berdasarkan Lokasi BPR

(Growth of Rural Banks Asset Based on Location) Miliar Rp (Billion Rp) Lokasi 1. Jawa Barat 2. Banten 3. DKI Jakarta

2008

2009

2010

2011

2013

2012

2014

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Location

5.868

7.061

8.511

9.771

11.293

12.507

11.898

12.669

12.187

12.389

12.043

12.663

12.835

13.014

13.107

13.160

13.357

13.381

632

737

907

1.056

1.308

1.381

1.426

1.433

1.466

1.496

1.441

1.529

1.508

1.512

1.522

1.537

1.498

1.522

571

708

922

1.341

1.579

1.625

1.725

1.673

1.628

1.627

1.581

1.625

1.637

1.636

1.674

1.628

1.667

1.678

4. D.I Yogyakarta

1.634

1.848

2.250

2.610

3.097

3.212

3.232

3.295

3.330

3.383

3.273

3.510

3.522

3.529

3.535

3.568

3.596

3.671

5. Jawa Tengah

7.790

9.190

10.899

12.851

14.938

15.309

15.372

15.685

16.043

16.373

16.034

16.844

16.836

16.945

17.127

17.131

17.170

17.267

6. Jawa Timur

4.030

4.739

5.607

6.562

7.898

8.410

8.520

8.639

8.796

8.837

8.555

8.910

8.961

9.035

9.141

9.221

9.329

9.436

23

25

30

33

39

39

39

39

39

40

38

39

40

44

44

45

49

50

8. Jambi

205

244

323

424

644

692

725

744

760

759

724

738

737

744

739

734

729

732

9. Aceh

125

138

147

148

151

154

155

1.352

161

162

164

163

164

163

160

7. Bengkulu

110

121

104

10. Sumatera Utara

495

580

677

763

877

917

928

949

968

979

941

967

976

980

983

978

978

991

11. Sumatera Barat

901

1.025

1.157

1.278

1.406

1.300

1.277

1.292

1.296

1.301

1.244

1.337

1.318

1.322

1.322

1.313

1.306

1.288

12. Riau

491

601

735

899

1.015

1.028

1.015

1.027

1.043

1.040

991

1.050

1.070

1.072

1.078

1.054

1.048

1.071

13. Kepulauan Riau

855

1.349

2.161

2.836

3.425

3.444

3.587

3.713

3.785

3.802

3.715

3.842

3.827

3.844

3.855

3.864

3.894

4.001

14. Sumatera Selatan

394

520

645

834

996

1.019

1.025

1.003

984

985

973

1.046

1.016

1.033

1.035

1.036

1.027

1.021

9

20

25

50

59

55

53

67

67

70

67

75

74

76

80

75

75

75

3.563

3.037

3.539

4.386

5.167

6.133

6.170

6.239

6.385

6.509

6.311

6.678

6.740

6.838

6.802

6.871

6.872

7.000

17. Kalimantan Selatan

260

250

348

389

396

393

392

400

402

408

411

416

416

418

421

430

426

423

18. Kalimantan Barat

511

577

670

820

979

989

965

958

957

988

969

953

922

927

926

977

942

956

19. Kalimantan Timur

193

233

272

282

310

296

300

301

307

309

298

336

338

335

336

328

330

328

10

28

46

67

137

159

190

161

169

168

161

232

173

178

281

185

192

197

21. Sulawesi Tengah

209

254

309

504

955

1.220

1.255

1.266

1.304

1.329

1.438

1.372

1.358

1.367

1.416

1.425

1.424

1.429

22. Sulawesi Selatan

272

336

457

669

925

1.040

1.048

1.050

1.081

1.099

1.072

1.064

1.117

1.131

1.156

1.164

1.163

1.190

23. Sulawesi Utara

194

241

395

625

820

905

924

952

959

958

942

963

947

922

903

900

891

897

57

65

68

80

103

105

109

110

112

114

117

133

128

129

133

135

141

142

15. Bangka Belitung 16. Lampung

20. Kalimantan Tengah

24. Sulawesi Tenggara 25. Sulawesi Barat 26. Gorontalo 27. Nusa Tenggara Barat 28. Bali

3

2

3

4

6

7

7

7

7

7

6

7

7

7

6

6

6

6

21

26

29

30

35

33

33

33

34

34

32

36

35

35

34

35

35

35

1. Jawa Barat 2. Banten 3. DKI Jakarta 4. D.I Yogyakarta 5. Jawa Tengah 6. Jawa Timur 7. Bengkulu 8. Jambi 9. Aceh 10. Sumatera Utara 11. Sumatera Barat 12. Riau 13. Kepulauan Riau 14. Sumatera Selatan 15. Bangka Belitung 16. Lampung 17. Kalimantan Selatan 18. Kalimantan Barat 19. Kalimantan Timur 20. Kalimantan Tengah 21. Sulawesi Tengah 22. Sulawesi Selatan 23. Sulawesi Utara 24. Sulawesi Tenggara 25. Sulawesi Barat 26. Gorontalo

456

535

585

716

840

832

841

846

866

896

866

940

933

941

943

944

952

929

2.318

2.663

3.431

4.801

6.326

6.934

7.085

7.264

7.416

7.501

7.470

7.721

7.845

7.925

7.981

8.123

8.104

8.250

27. Nusa Tenggara Barat 28. Bali

64

109

153

200

253

258

281

306

303

309

308

337

338

343

343

345

352

355

29. Nusa Tenggara Timur

30. Maluku

210

210

217

391

747

788

808

825

848

856

871

1.001

856

880

917

927

949

977

31. Papua

184

215

231

314

516

548

540

555

564

575

570

609

586

587

607

626

628

640

30. Maluku 31. Papua

1

2

8

13

17

18

18

20

21

21

20

22

22

23

23

24

24

24

29

74

152

159

159

186

159

173

182

221

207

252

202

206

206

204

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

55.799

67.397

71.901

72.091

73.858

74.440

75.491

75.017

77.376

77.485

78.189

78.838

79.159

79.524

80.329

29. Nusa Tenggara Timur

32. Maluku Utara 33. Papua Barat

-

-

34. Lainnya

-

-

Total

32.533

37.554

45.742

32. Maluku Utara 33. Papua Barat 34. Others Total

80

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 3.4 Jumlah BPR Berdasarkan Total Aset

(Rural Banks Based on Total Assets) Miliar Rp (Billion Rp) 2013 Total Aset

2008

2009

2010

2011

Total Asset Jun

Total Aset BPR

56

46

25

16

2014

2012 12

Jul 11

Ags 11

Sep 10

Okt 11

Nov 10

14

Des

Jan 9

Feb 13

Mar 12

Apr 11

Mei 10

Jun 10

8 Total Asset Rural bank

< 1 Billion

< 1 Miliar Total Aset BPR

536

429

341

264

229

226

229

230

225

217

227

213

207

212

208

204

203

207 Total Asset Rural bank

1 up to 5 Billion

1 s.d 5 Miliar Total Aset BPR

511

479

433

387

333

290

278

269

265

261

270

267

263

253

257

263

263

262 Total Asset Rural bank

5 up to 10 Billion

5 s.d 10 Miliar Total Aset BPR

669

779

907

1.002

1.079

1.114

1.123

1.132

1.140

1.151

1.126

1.146

1.153

1.159

1.160

1.158

1.158

1.157 Total Asset Rural bank

> 10 Billion

> 10 Miliar Total

1.772

1.733

1.706

1.669

1.653

1.641

1.641

1.641

1.641

1.639

1.637

1.635

1.636

1.636

1.636

1.635

1.634

1.634

Total

81

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 3.5 Non Performing Loan Bank Perkreditan Rakyat

(NPL of Rural Bank) Miliar Rp (Billion Rp) 2013 Kolektibilitas

2008

2009

2010

2011

2014

Collectibility

2012 Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

25.472

28.001

33.844

41.100

49.818

56.248

57.462

57.634

58.218

58.677

59.770

59.176

59.503

60.812

62.055

63.036

64.209

65.507 Credit

22.956

26.068

31.775

38.953

47.450

53.450

54.607

54.625

55.237

55.666

56.835

56.566

56.562

57.779

58.977

59.847

60.888

62.181

1.039

457

514

495

577

782

809

899

856

862

814

640

890

932

941

957

979

982

b. Sub-Standard

342

335

398

420

453

518

533

553

576

566

575

537

567

570

570

617

652

645

c. Doubtful

1.135

1.140

1.158

1.231

1.339

1.499

1.513

1.558

1.549

1.583

1.546

1.433

1.483

1.531

1.567

1.616

1.690

1.698

Non Performing Loan (Nominal)

2.516

1.932

2.070

2.146

2.369

2.798

2.855

3.009

2.981

3.011

2.935

2.610

2.941

3.033

3.078

3.190

3.321

3.325 Non Performing Loan (Nominal)

Rasio Non Performing Loan (%)

9,88

6,90

6,12

5,22

4,75

4,98

4,97

5,22

5,12

5,13

4,91

4,41

4,94

4,99

4,96

5,06

5,17

5,08 Non Performing Loan Ratio (%)

Kredit a. Lancar b. Kurang Lancar c. Diragukan d. Macet

a. Current

d. Lost

82

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 3.6 Non Performing Loan BPR Berdasarkan Lokasi

(NPL of Rural Banks Based On Location) Miliar Rp (Billion Rp) Lokasi 1. Jawa Barat

2008

2009

2010

2011

2013

2012

Jun

Jul

Ags

2014

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Location

Jun

1. Jawa Barat

408

417

427

455

501

560

565

592

585

590

577

529

566

590

593

605

625

625

2. Banten

43

70

81

85

89

103

109

116

117

119

109

99

106

107

104

107

109

96

2. Banten

3. DKI Jakarta

26

36

46

46

64

64

70

78

70

70

80

64

83

84

79

84

78

82

3. DKI Jakarta

4. D.I Yogyakarta

80

80

103

109

115

148

151

160

150

151

121

123

136

146

147

148

154

164

4. D.I Yogyakarta

5. Jawa Tengah

591

618

658

675

687

787

777

801

789

805

803

697

793

814

818

838

878

886

5. Jawa Tengah

6. Jawa Timur

157

155

176

194

204

252

268

288

296

285

282

247

278

291

305

332

339

340

6. Jawa Timur

1

1

1

1

2

2

2

2

3

3

3

3

3

3

3

3

3

3

8. Jambi

11

14

14

13

14

28

29

33

34

40

39

36

43

44

48

50

52

55

9. Aceh

7

33

10

6

6

9

9

10

10

10

8

8

10

10

10

12

12

13

10. Sumatera Utara

29

35

39

48

40

45

46

47

48

48

52

50

56

57

57

57

56

58

10. Sumatera Utara

11. Sumatera Barat

40

67

87

66

68

88

93

94

95

88

85

68

79

84

86

90

97

98

11. Sumatera Barat

12. Riau

18

27

40

49

89

108

111

118

114

116

114

103

113

114

115

113

120

121

9

9

22

37

62

82

81

83

78

88

82

65

84

76

76

84

96

89

13. Kepulauan Riau

14. Sumatera Selatan

20

24

31

27

34

48

53

54

54

79

58

47

50

47

48

55

54

55

14. Sumatera Selatan

15. Bangka Belitung

1

1

2

1

2

2

2

3

3

3

2

2

2

2

3

3

3

3

15. Bangka Belitung

909

84

52

51

57

73

80

94

92

80

77

65

70

74

72

76

73

75

16. Lampung

5

9

8

12

17

19

25

28

29

25

27

27

30

32

36

40

41

42

17. Kalimantan Selatan

18. Kalimantan Barat

17

19

17

16

27

31

32

33

31

24

24

22

22

23

22

24

24

27

18. Kalimantan Barat

19. Kalimantan Timur

10

27

30

24

29

31

31

31

33

31

32

30

32

33

34

33

33

33

19. Kalimantan Timur

20. Kalimantan Tengah

0

1

2

4

4

5

6

8

7

8

8

7

9

10

10

11

14

12

20. Kalimantan Tengah

21. Sulawesi Tengah

4

4

4

4

7

11

12

12

12

13

13

12

13

14

14

14

15

16

21. Sulawesi Tengah

22. Sulawesi Selatan

11

13

19

15

13

15

16

20

18

18

16

12

17

22

21

26

28

28

22. Sulawesi Selatan

23. Sulawesi Utara

5

6

12

18

25

39

43

49

58

58

62

59

72

78

82

83

78

77

23. Sulawesi Utara

24. Sulawesi Tenggara

3

2

6

9

10

12

12

14

13

11

11

9

10

11

12

12

12

12

24. Sulawesi Tenggara

25. Sulawesi Barat

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

25. Sulawesi Barat

26. Gorontalo

3

4

5

3

3

3

3

3

3

3

3

3

3

3

4

4

4

4

26. Gorontalo

27. Nusa Tenggara Barat

33

40

64

69

79

69

67

73

72

72

77

67

72

74

77

76

80

77

28. Bali

71

126

98

95

103

133

130

135

140

142

144

138

156

165

167

178

205

194

29. Nusa Tenggara Timur

1

4

5

6

7

12

13

12

11

11

11

6

19

13

18

15

18

21

30. Maluku

1

2

6

5

4

5

5

6

6

6

5

4

5

5

5

5

5

6

30. Maluku

31. Papua

5

6

6

4

5

8

8

9

8

9

8

7

7

8

9

9

10

9

31. Papua

32. Maluku Utara

0

0

0

0

1

1

1

1

1

1

1

1

1

1

1

1

1

1

32. Maluku Utara

33. Papua Barat

-

-

0

0

0

5

5

4

3

3

-

-

-

-

3

3

4

4

33. Papua Barat

34. Lainnya

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

34. Others

2.516

1.932

2.070

2.146

2.369

2.798

2.855

3.009

2.981

3.011

2.935

2.610

2.941

3.035

3.078

3.190

3.321

3.325

7. Bengkulu

13. Kepulauan Riau

16. Lampung 17. Kalimantan Selatan

Total

7. Bengkulu 8. Jambi 9. Aceh

12. Riau

27. Nusa Tenggara Barat 28. Bali 29. Nusa Tenggara Timur

Total

83

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 3.7 Komposisi DPK Bank Perkreditan Rakyat

(Composition of Third Party Funds of Rural Bank) Miliar Rp (Billion Rp) Desember 2008

Desember 2009

Komposisi thd Total DPK (%)

Indikator Nominal

(Composition to Total Third Party Funds) (%)

Desember 2010

Komposisi thd Total DPK (%) Nominal

(Composition to Total Third Party Funds) (%)

Desember 2011

Komposisi thd Total DPK (%) Nominal

(Composition to Total Third Party Funds) (%)

Nominal

Desember 2012

Komposisi thd Total DPK (%) (Composition to Total Third Party Funds) (%)

Juni 2013

Nominal

(Composition to Total Third Party Funds) (%)

Desember 2013

Komposisi thd Total DPK (%)

Komposisi thd Total DPK (%) Nominal

(Composition to Total Third Party Funds)

Juni 2014

Komposisi thd Total DPK (%) Nominal

(%)

(Composition to Total Third Party Funds) (%)

Komposisi thd Total DPK (%) Nominal

Indicator

(Composition to Total Third Party Funds) (%)

Deposito

14.204

66,56

17.280

67,63

21.455

68,52

26.174

68,50

30.401

67,75

31.174

67,87%

33.879

67,06%

35.640

68,38% Time Deposits

Tabungan

7.135

33,44

8.272

32,37

9.857

31,48

12.035

31,50

14.468

32,25

14.761

32,13%

16.641

32,94%

16.480

31,62% Saving

Total DPK

21.339

100,00

25.552

100,00

31.312

100,00

38.209

100,00

44.870

100,00

45.935

100%

50.520

100%

52.120

100% Total Third Party Funds

84

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 3.8 Komposisi DPK BPR Berdasarkan Lokasi Penghimpunan - Juni 2014

(Composition of Third Party Funds of Rural Banks Based on Location - June 2014)

Lokasi

Tabungan

Deposito

Total DPK

(Saving Deposits)

(Time Deposits)

(Total of Third Party Funds)

Pangsa Thd Total DPK (%)

Location

(Portion to Total Third Party Funds (%)

Miliar Rp (Billion Rp) 1. Jawa Barat

1. Jawa Barat

2.308

6.927

9.235

17,72

2. Banten

230

715

945

1,81

2. Banten

3. DKI Jakarta

151

903

1.054

2,02

3. DKI Jakarta

4. D.I Yogyakarta

836

1.778

2.614

5,02

4. D.I Yogyakarta

5. Jawa Tengah

5.201

7.150

12.351

23,70

5. Jawa Tengah

6. Jawa Timur

1.806

3.935

5.741

11,02

6. Jawa Timur

7. Bengkulu

15

16

31

0,06

7. Bengkulu

8. Jambi

84

456

540

1,04

8. Jambi

9. Aceh

32

47

80

0,15

10. Sumatera Utara

362

364

727

1,39

10. Sumatera Utara

11. Sumatera Barat

553

339

892

1,71

11. Sumatera Barat

12. Riau

330

398

728

1,40

12. Riau

13. Kepulauan Riau

472

2.780

3.251

6,24

13. Kepulauan Riau

14. Sumatera Selatan

185

431

616

1,18

14. Sumatera Selatan

15. Bangka Belitung

13

47

60

0,12

15. Bangka Belitung

16. Lampung

598

2.843

3.441

6,60

16. Lampung

17. Kalimantan Selatan

107

130

237

0,45

17. Kalimantan Selatan

18. Kalimantan Barat

312

410

723

1,39

18. Kalimantan Barat

19. Kalimantan Timur

78

121

199

0,38

19. Kalimantan Timur

20. Kalimantan Tengah

69

81

149

0,29

20. Kalimantan Tengah

21. Sulawesi Tengah

63

302

365

0,70

21. Sulawesi Tengah

22. Sulawesi Selatan

165

424

590

1,13

22. Sulawesi Selatan

23. Sulawesi Utara

126

555

681

1,31

23. Sulawesi Utara

43

34

77

0,15

24. Sulawesi Tenggara

25. Sulawesi Barat

1

1

3

0,01

25. Sulawesi Barat

26. Gorontalo

8

11

19

0,04

26. Gorontalo

315

271

586

1,12

27. Nusa Tenggara Barat

1.755

3.510

5.265

10,10

29. Nusa Tenggara Timur

99

158

257

0,49

29. Nusa Tenggara Timur

30. Maluku

62

201

263

0,50

30. Maluku

31. Papua

64

182

246

0,47

31. Papua

6

8

14

0,03

32. Maluku Utara

33

108

141

0,27

33. Papua Barat

-

-

-

0,00

34. Others

16.480

35.640

52.120

24. Sulawesi Tenggara

27. Nusa Tenggara Barat 28. Bali

32. Maluku Utara 33. Papua Barat 34. Lainnya Total

100

9. Aceh

28. Bali

Total

85

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 3.9 DPK BPR Berdasarkan Lokasi Penghimpunan

(Third Party Funds of Rural Banks Based on Deposits Location) Miliar Rp (Billion Rp) Lokasi 1. Jawa Barat

2008

2009

2010

2011

2013

2012

Jun

Jul

Ags

2014

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Location

Jun

1. Jawa Barat

4.035

5.072

6.061

6.859

7.746

7.994

7.977

8.188

8.244

8.437

8.601

8.804

8.946

9.105

9.131

9.224

9.352

9.235

2. Banten

308

382

509

661

816

887

880

874

902

938

948

953

958

957

955

961

948

945

3. DKI Jakarta

305

420

600

837

1.063

986

1.008

1.025

992

993

1.024

1.001

1.010

1.027

1.057

1.032

1.062

1.054

3. DKI Jakarta

4. D.I Yogyakarta

1.142

1.290

1.511

1.814

2.193

2.277

2.277

2.345

2.379

2.420

2.443

2.540

2.538

2.542

2.527

2.569

2.572

2.614

4. D.I Yogyakarta

5. Jawa Tengah

5.395

6.449

7.529

9.052

10.585

10.734

10.732

11.046

11.303

11.563

11.800

12.097

12.166

12.232

12.335

12.422

12.450

12.351

6. Jawa Timur

2.476

2.964

3.497

4.041

4.893

5.093

5.095

5.210

5.301

5.333

5.406

5.459

5.530

5.605

5.628

5.661

5.710

5.741

15

17

18

20

25

26

26

26

26

26

26

27

27

27

28

30

31

31

8. Jambi

146

186

244

316

482

507

525

540

551

541

536

532

534

541

541

536

536

540

9. Aceh

57

37

41

55

61

65

67

68

71

72

381

80

82

85

83

83

83

80

10. Sumatera Utara

357

426

493

538

612

644

654

665

676

681

690

690

702

707

719

726

722

727

10. Sumatera Utara

11. Sumatera Barat

580

715

829

913

972

866

835

850

855

860

881

917

911

918

924

927

920

892

11. Sumatera Barat

12. Riau

350

417

525

629

678

662

659

674

686

689

680

699

719

725

730

727

717

728

12. Riau

13. Kepulauan Riau

657

1.071

1.758

2.324

2.735

2.761

2.872

2.975

3.016

3.031

3.082

3.097

3.101

3.107

3.111

3.134

3.151

3.251

14. Sumatera Selatan

308

386

471

556

625

638

642

618

604

602

607

657

640

634

635

642

627

616

14. Sumatera Selatan

8

17

21

43

48

44

42

51

53

55

55

60

58

59

62

62

62

60

15. Bangka Belitung

2.140

1.945

2.427

2.883

3.249

3.186

3.191

3.229

3.248

3.261

3.301

3.373

3.443

3.529

3.501

3.484

3.474

3.441

17. Kalimantan Selatan

144

154

177

251

222

209

207

214

217

223

236

228

232

232

233

246

241

237

17. Kalimantan Selatan

18. Kalimantan Barat

399

470

547

651

783

768

741

737

730

758

758

737

700

700

698

750

713

723

18. Kalimantan Barat

19. Kalimantan Timur

114

152

177

174

192

180

179

180

182

183

185

202

204

203

205

201

202

199

19. Kalimantan Timur

6

15

28

44

105

121

148

124

129

127

127

190

130

133

235

139

146

149

20. Kalimantan Tengah

21. Sulawesi Tengah

93

99

130

277

284

352

353

348

347

288

402

332

323

341

389

353

360

365

21. Sulawesi Tengah

22. Sulawesi Selatan

128

185

259

366

476

499

513

518

516

527

526

497

547

555

565

574

580

590

22. Sulawesi Selatan

23. Sulawesi Utara

145

171

282

439

588

656

665

695

702

714

730

728

732

712

683

692

683

681

23. Sulawesi Utara

50

55

56

56

61

65

68

68

70

70

72

78

76

75

78

78

79

77

25. Sulawesi Barat

2

1

2

2

3

2

2

2

2

2

2

2

2

3

3

3

3

3

26. Gorontalo

7

10

14

16

20

19

18

18

18

19

19

21

19

20

19

19

19

19

260

319

366

452

521

512

515

526

543

563

578

602

604

606

608

610

612

586

1.455

1.803

2.331

3.254

4.054

4.435

4.534

4.638

4.727

4.746

4.891

4.959

5.099

5.161

5.198

5.298

5.225

5.265

38

71

108

143

186

181

200

216

212

218

223

248

246

250

250

253

253

257

29. Nusa Tenggara Timur

30. Maluku

100

99

105

251

271

223

231

233

235

187

191

313

195

198

259

257

280

263

30. Maluku

31. Papua

119

152

166

224

203

216

215

226

230

225

214

229

224

221

250

265

254

246

31. Papua

0

1

4

6

8

9

9

9

10

11

10

11

11

13

14

14

14

14

26

63

111

119

119

119

117

115

125

155

141

143

142

144

143

141

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

38.209

44.870

45.935

46.201

47.255

47.895

48.476

49.750

50.520

50.853

51.367

51.799

52.113

52.224

52.120

7. Bengkulu

15. Bangka Belitung 16. Lampung

20. Kalimantan Tengah

24. Sulawesi Tenggara

27. Nusa Tenggara Barat 28. Bali 29. Nusa Tenggara Timur

32. Maluku Utara 33. Papua Barat

-

-

34. Lainnya

-

-

Total

21.339

25.552

31.312

2. Banten

5. Jawa Tengah 6. Jawa Timur 7. Bengkulu 8. Jambi 9. Aceh

13. Kepulauan Riau

16. Lampung

24. Sulawesi Tenggara 25. Sulawesi Barat 26. Gorontalo 27. Nusa Tenggara Barat 28. Bali

32. Maluku Utara 33. Papua Barat 34. Others Total

86

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 3.10 Suku Bunga Rata-rata DPK Bank Perkreditan Rakyat

(Average of Third Party Interest Rates of Rural Banks) Persen (Percent) 2013 Indikator

2008

2009

2010

2011

Jun

Tabungan Deposito

Revisi

Jul

Ags

Sep

Okt

Nov

r)

Indicator Des

Jan

Feb

Mar

Apr

Mei

Jun

7,16

6,32

5,53

5,21

4,68

4,60

4,59

4,57

4,61

4,60

4,88

4,63

4,62

5,03

5,07

4,62

4,68

4,66

Saving

12,43

10,81

10,25

9,85

8,40

8,33

8,42

8,53

8,75

9,03

9,39

9,61

9,65

10,19

10,19

9,80

10,30

9,73

Time Deposits

Ket: Data tersedia mulai Desember 2008 r)

2014

2012

Note: Data available on December 2008 r) revised

87

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 3.11 Suku Bunga Rata-rata Kredit BPR Berdasarkan Sektor Ekonomi

(Average of Credit Interest Rates of Rural Banks Based on Economic Sector) Persen (Percent) 2010

2011

2012

Des

Des

Des

2013

2014

Economic Sector

Sektor Ekonomi Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

r)

Des

Jan

Feb

Mar

Apr

Mei

Jun

1 Pertanian, Perburuhan, dan Kehutanan 2 Perikanan

38,29

36,58

35,51

34,84

34,71

34,11

34,30

34,17

34,11

33,58

35,73

35,51

35,55

37,15

37,19

36,87

33,90

33,95

1. Agriculture, hunting, and forestry

33,39

32,10

31,32

30,47

30,61

30,69

30,71

30,57

30,81

30,69

31,17

31,19

31,20

32,05

32,11

31,96

30,45

30,19

2. Fisheries

3 Pertambangan dan Penggalian

28,29

26,58

26,60

25,95

25,86

25,84

26,60

26,87

27,12

28,24

25,36

25,22

25,78

25,98

25,90

26,39

26,01

25,47

3. Mining and quarrying

4 Industri Pengolahan

30,67

29,14

28,44

28,03

27,81

27,94

28,39

28,45

28,56

28,22

28,32

27,62

27,60

33,47

27,65

27,29

27,23

27,67

4. Processing industry

5 Listrik, Gas dan Air

34,43

30,33

29,08

28,11

28,74

29,54

28,72

27,58

29,29

28,56

30,60

27,89

27,47

27,45

27,99

27,97

27,92

27,27

5. Electricity, gas and water

6 Konstruksi

31,41

29,72

28,59

28,70

29,00

28,58

29,17

29,24

29,76

29,56

25,28

24,93

24,92

26,84

27,40

27,64

25,02

25,09

6. Construction

7 Perdagangan Besar dan Eceran

7. Big and retail trade

33,14

31,97

30,41

29,87

29,78

29,68

29,69

29,57

29,58

29,47

30,80

30,24

30,31

31,53

30,38

30,48

29,05

29,03

8 Penyediaan Akomodasi dan Penyedian Makan Minum 9 Transportasi, Pergudangan dan Komunikasi 10 Perantara Keuangan

27,99

28,53

28,53

27,60

27,70

28,48

28,82

28,77

29,03

29,32

25,95

25,72

26,11

26,23

26,32

26,32

26,10

26,26

30,12

28,11

27,89

27,73

27,70

27,65

27,63

27,59

27,43

27,36

26,86

27,47

27,18

39,39

27,83

27,59

26,97

26,86

25,28

24,20

23,52

22,80

22,36

22,46

22,43

22,42

22,50

22,26

22,21

22,80

22,72

22,52

22,19

22,14

21,57

21,84

11 Real Estate

27,26

22,77

21,50

22,48

23,05

23,12

22,87

22,43

22,85

23,20

23,05

22,76

23,41

23,51

23,56

25,32

24,03

24,11

12 Administrasi Pemerintahan, Pertanahan Dan Jaminan Sosial Wajib 13 Jasa Pendidikan

35,78

26,38

27,60

25,03

25,26

25,09

25,30

25,69

25,61

26,06

27,47

28,85

27,64

27,64

27,86

26,90

27,28

27,08

31,61

28,84

28,20

28,27

27,76

27,91

28,41

28,51

28,37

28,81

26,15

26,41

27,14

28,37

27,19

27,24

27,98

27,81

11. Real estate, rental business, and services company 12. Government administration, the defense and compulsory social security 13. Education services

14 Jasa Kesehatan dan Kegiatan Sosial

30,51

30,86

28,89

28,32

28,49

28,29

28,48

28,22

28,86

29,37

27,61

22,60

22,74

27,07

27,68

27,22

26,78

26,56

14. Health and social services

15 Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan Lainnya 16 Jasa Perorangan yang Melayani Rumah Tangga 17 Kegiatan Usaha yang Belum Jelas Batasannya 18 Bukan Lapangan Usaha - Rumah Tangga 19 Bukan Lapangan Usaha - Lainnya

29,05

28,23

27,98

27,55

27,47

27,73

28,16

27,70

28,23

27,69

29,94

28,63

28,63

32,91

29,10

28,01

28,51

28,95

31,07

32,82

31,15

30,16

29,82

29,85

29,81

30,06

29,95

29,75

30,94

28,94

29,17

29,63

29,89

30,10

29,39

29,27

15. Community, Sociocultural,Entertainment and Other Individual Services 16. Individual services serving the household

29,35

29,11

28,00

28,48

28,72

29,42

29,95

30,15

30,05

29,38

30,03

29,24

30,08

36,70

30,12

29,82

29,61

29,27

28,12

27,39

26,19

25,49

25,25

24,93

24,77

24,57

24,56

24,59

24,33

25,17

24,55

25,51

24,43

24,18

24,56

24,94

27,71

26,88

25,90

25,59

25,34

25,04

25,23

25,18

25,27

25,01

25,13

25,18

25,16

25,59

25,51

27,33

24,93

25,13

Ket:

r)

revisi

8. Provision of accommodation and food supply drinking 9. Transportation, warehousing and communications 10. Transitional finance

17. International Agency and Other Extra Agency International 18. Business Activities which are not clearly defined 19. Not the business field - other r)

revised

88

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 3.12 Suku Bunga Rata-rata Kredit BPR Berdasarkan Jenis Penggunaan

(Average of Credit Interest Rates of Rural Banks Based on Type of Use) Persen (Percent) 2013 Jenis Penggunaan

2008

2009

2010

2011

2014

2012 Jun

Jul

Ags

Sep

Okt

Nov

r)

Type of Use Des

Jan

Feb

Mar

Apr

Mei

Jun

Modal Kerja

34,43

34,83

33,21

32,05

30,91

30,24

30,44

30,32

30,41

30,17

31,06

30,56

30,71

33,56

36,72

36,17

29,64

29,64

Total Working Capital

Investasi

27,67

30,37

29,01

28,23

26,62

26,31

26,03

25,93

25,70

25,65

25,60

25,36

25,49

25,73

25,94

26,22

26,08

26,04

Total Investment

Konsumsi

29,57

29,14

27,81

27,00

25,97

25,01

25,12

25,11

25,19

24,96

25,10

25,13

25,05

25,58

25,42

27,07

24,90

25,11

Total Consumption

Ket: Data tersedia mulai Desember 2008 r)

revisi

Note: Data available on December 2008 r)

revised

89

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 3.13 Perkembangan Jumlah Bank Perkreditan Rakyat

(Growth of Total Rural Banks) 2013 Keterangan

2008

2009

2010

2011

2014

Information

2012 Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jumlah BPR

1.772

1.733

1.706

1.669

1.653

1.641

1.641

1.641

1.641

1.639

1.637

1.635

1.636

1.636

1.636

1.635

1.634

1.634

Total Rural Banks

Jumlah Kantor

3.367

3.644

3.910

4.172

4.425

4.568

4.584

4.612

4.630

4.656

4.669

4.678

4.697

4.709

4.717

4.728

4.743

4.765

Total Bank Offices

90

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 3.14 Perkembangan Jumlah BPR dan Kantor BPR Berdasarkan Lokasi - Juni 2014

(Growth of Total Rural Bank and Rural Banks Offices Based on Location - June 2014) BPR (Rural Bank)

Location

Total

Lokasi KP

KC

KPK

300

312

203

815

1. Jawa Barat

2. Banten

66

44

34

144

2. Banten

3. DKI Jakarta

25

11

35

71

4. D.I Yogyakarta

54

32

135

221

5. Jawa Tengah

251

498

416

1.165

5. Jawa Tengah

6. Jawa Timur

325

217

605

1.147

6. Jawa Timur

4

5

4

13

7. Bengkulu

8. Jambi

18

6

3

27

8. Jambi

9. Aceh

5

14

1

20

10. Sumatera Utara

54

38

17

109

10. Sumatera Utara

11. Sumatera Barat

95

38

17

150

11. Sumatera Barat

12. Riau

33

9

13

55

12. Riau

13. Kepulauan Riau

40

26

2

68

13. Kepulauan Riau

14. Sumatera Selatan

19

11

8

38

14. Sumatera Selatan

15. Bangka Belitung

2

3

1

6

15. Bangka Belitung

16. Lampung

26

30

6

62

16. Lampung

17. Kalimantan Selatan

25

5

1

31

17. Kalimantan Selatan

18. Kalimantan Barat

20

6

2

28

18. Kalimantan Barat

19. Kalimantan Timur

14

8

5

27

19. Kalimantan Timur

20. Kalimantan Tengah

4

-

1

5

21. Sulawesi Tengah

9

14

7

30

21. Sulawesi Tengah

22. Sulawesi Selatan

23

7

7

37

22. Sulawesi Selatan

23. Sulawesi Utara

17

24

10

51

23. Sulawesi Utara

24. Sulawesi Tenggara

12

4

2

18

24. Sulawesi Tenggara

25. Sulawesi Barat

1

-

-

1

25. Sulawesi Barat

26. Gorontalo

4

3

1

8

26. Gorontalo

29

47

4

80

137

41

110

288

11

3

3

17

29. Nusa Tenggara Timur

30. Maluku

2

6

2

10

30. Maluku

31. Papua

6

9

1

16

31. Papua

32. Maluku Utara

2

2

-

4

32. Maluku Utara

33. Papua Barat

1

2

-

3

33. Papua Barat

34. Lainnya

-

-

-

-

34. Others

Total

1.634

1.475

1.656

4.765

1. Jawa Barat

7. Bengkulu

27. Nusa Tenggara Barat 28. Bali 29. Nusa Tenggara Timur

3. DKI Jakarta 4. D.I Yogyakarta

9. Aceh

20. Kalimantan Tengah

27. Nusa Tenggara Barat 28. Bali

Total

91

viii

T hi s page i nt ent i onal l y l eft bl ank

Halamn ini sengaja dikosongkan

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 4.1.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit (Credit Channeling and NPL Credit Channeling of Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan

2011

2012

Des

Des

Mar

Apr

Mei

Jun )

2013

109.790 1.523 4.935 291 87.780 302 344.597 11.746 45.841 247 75.395 2.865 375.017 12.500 30.425

142.451 2.603 5.492 197 104.207 1.292 445.807 10.479 59.073 253 95.921 3.410 499.567 12.668 44.640

146.057 2.844 5.682 241 104.746 1.345 453.895 9.964 63.314 267 93.285 3.370 527.526 14.130 47.224

148.680 2.894 5.682 244 113.096 1.134 457.900 9.801 63.719 265 96.464 3.740 543.471 14.533 48.075

151.957 2.945 5.701 244 113.258 1.092 469.764 9.669 68.111 267 103.013 4.088 549.983 15.004 49.141

154.657 2.679 5.670 206 109.030 1.082 485.150 9.324 69.652 269 108.911 4.037 595,465 15.742 51.833

629 97.966

443 122.235

620 126.617

874 128.906

894 133.892

2.400 105.184 309 116.201

2.522 124.958 193 150.568

3.050 126.696 244 157.897

3.178 128.538 239 158.480

1.767 3.014

2.446 2.793

2.642 2.791

15 4.064 63 7.611 334 39.294

5 4.612 50 8.671 396 45.006

774 691

r

Jul

2014 Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

157.176 2.711 5.718 157 103.394 1.563 500.982 9.123 72.236 280 111.614 4.086 605.348 16.046 53.344

158.525 2.783 5.792 171 112.580 1.775 519.946 9.749 67.868 280 118.001 4.131 606.233 16.554 52.401

165.006 2.686 6.063 151 114.391 1.688 542.605 9.703 72.736 266 120.474 3.999 620.769 16.168 53.722

167.372 2.749 6.084 191 109.795 2.042 538.245 9.844 73.736 275 118.020 4.566 627.483 16.534 56.324

169.934 2.710 6.060 190 121.198 1.793 555.964 9.631 79.211 606 117.802 4.433 628.493 16.558 57.698

177.162 2.553 6.391 185 126.826 1.920 577.880 10.023 79.493 587 116.090 4.746 644.047 15.898 59.306

176.796 2.851 6.317 205 121.459 1.949 574.794 10.178 84.659 590 111.062 4.514 631.958 17.026 59.226

178.639 2.995 6.243 216 122.565 2.046 567.640 10.723 89.839 581 112.239 4.603 636.212 18.565 60.924

182.528 3.007 6.329 206 119.213 2.309 572.834 12.186 89.535 762 116.372 4.571 650.833 18.299 62.240

188.096 2.966 6.464 228 124.408 2.401 580.929 11.550 90.340 767 119.956 5.286 664.979 18.832 63.699

191.801 3.751 6.695 236 117.358 2.907 587.325 11.704 91.012 890 121.942 5.651 679.164 20.639 65.254

194.180 4.070 6.936 204 116.626 2.900 607.190 12.126 83.257 879 128.019 5.429 698.881 20.858 66.762

894 140.890

901 142.652

869 148.072

876 153.687

873 153.356

857 156.739

571 163.418

683 160.024

736 157.610

854 160.246

1.041 167.688

1.133 181.487

1.467 181.200

3.263 136.552 255 161.718

3.160 137.614 244 174.709

2.959 142.820 250 179.046

3.511 145.035 334 180.567

3.714 148.065 348 182.414

3.789 146.393 365 188.148

3.851 147.692 385 189.420

3.208 151.154 427 193.182

3.344 146.748 476 190.016

3.640 144.402 517 190.397

3.818 149.166 507 193.181

4.288 148.907 518 195.357

4.790 160.700 720 153.210

4.461 173.646 1.484 157.973

2.491 2.776

2.732 2.803

2.856 4.803

2.792 4.986

3.177 5.885

3.139 5.912

3.351 6.062

3.598 6.529

3.477 12.475

3.987 6.659

3.923 7.972

4.130 8.037

4.882 7.954

2.873 8.239

2.790 8.672

5 4.696 79 8.988 396 44.807

4 4.614 75 9.257 374 45.595

4 4.836 73 9.254 310 46.441

3 4.835 62 9.481 310 48.123

3 4.900 60 9.517 238 51.592

3 4.991 63 9.630 242 50.694

4 5.075 63 9.685 206 51.355

2 5.128 57 9.509 206 51.992

2 5.161 61 9.713 201 52.352

4 5.477 57 10.153 197 53.861

5 5.446 64 10.110 196 53.901

5 5.650 67 10.174 204 54.020

7 5.753 59 10.186 221 53.871

16 6.005 73 10.655 240 54.749

9 6.327 55 10.631 252 51.077

9 6.562 71 11.010 253 50.622

1.088 711

1.077 879

1.176 895

1.178 939

1.180 1.178

1.288 1.239

1.320 1.299

1.291 1.381

1.412 1.420

1.416 1.478

1.181 1.537

1.257 1.562

1.341 1.633

1.357 1.671

1.460 1.749

1.547 1.849

1.577 1.927

37 3.305

49 501

53 443

50 422

48 406

51 381

35 357

38 351

40 338

42 334

42 335

34 318

39 329

45 309

42 300

43 294

51 297

52 286

53 81.689

8 50.396

9 37.621

9 40.633

8 40.280

9 4.583

9 2.953

8 2.332

8 2.473

8 2.165

8 4.316

6 3.984

6 3.748

6 3.460

7 3.473

7 4.355

8 21.386

10 14.746

1.339

892

750

768

749

58

57

44

45

46

39

25

25

28

14

21

2.059

1.118

dan Jaminan Sosial Wajib

NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya

NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL r) Angka-angka diperbaiki

Items Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual Services NPL 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold - For Home Ownership NPL - For Apartement Ownership NPL - For Shop House Ownership NPL - For Vehicles Ownership NPL - Others

176.659 3.291 5.573 57 15.207 260 105.725 998 119.841

211.476 4.395 10.275 86 19.988 380 98.658 1.082 278.867

220.069 5.547 10.726 98 21.158 455 93.605 997 279.049

224.835 5.572 11.114 101 21.687 506 93.498 946 282.631

229.283 5.496 11.424 100 22.252 489 93.632 944 288.041

248.697 5.974 10.587 75 23.001 517 98.449 915 266.066

255.078 6.296 11.070 78 23.759 527 103.318 863 268.311

257.753 6.622 11.359 91 24.231 563 103.450 886 269.910

262.762 6.398 11.938 107 24.734 555 105.329 886 271.814

264.345 6.286 11.943 94 24.754 539 106.601 876 273.558

266.132 6.237 11.999 81 24.830 539 107.354 859 275.112

268.764 5.766 12.024 89 24.979 532 104.458 849 277.825

268.238 6.517 11.972 94 24.760 578 108.679 862 278.006

269.770 6.752 11.931 91 24.707 626 108.795 872 280.701

272.002 6.578 12.000 98 24.824 622 108.118 1.012 282.372

273.023 6.694 12.020 108 24.871 636 105.775 1.189 283.960

288.374 7.196 13.044 119 37.771 950 114.183 1.407 298.034

292.821 7.136 13.068 119 36.664 866 115.859 1.477 302.173

1.413 244.288 4.482

2.663 180.987 2.995

2.969 190.601 3.278

2.920 193.250 3.386

2.951 194.797 3.494

2.461 205.358 3.472

2.520 209.717 3.519

2.627 210.498 3.538

2.576 214.481 3.596

2.622 216.711 3.644

2.621 218.877 3.713

2.483 222.068 3.462

2.689 221.951 3.698

2.810 221.986 3.688

2.798 221.814 2.614

2.834 225.117 2.799

3.510 195.989 1.845

3.521 NPL 199.084 Non Industrial Origin Others 1.956 NPL r) Revised figures

94

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 4.2.a. Kredit dan NPL Bank Persero Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit Channeling and NPL Credit Channeling of State Owned Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan

2011

2012

Des

Des

Mar

Apr

Mei

Jun )

2013

63.980 677 2.339 209 35.009 83 109.948 4.740 20.762 39 27.728 1.133 127.969 6.206 6.366

87.012 1.397 2.659 108 40.792 217 142.652 4.499 27.584 14 37.676 1.198 174.264 6.391 8.734

88.462 1.318 2.756 149 42.302 210 141.727 3.919 30.905 33 37.373 1.176 193.623 7.317 9.283

90.152 1.369 2.774 148 47.388 199 138.427 3.844 31.548 31 38.452 1.386 200.287 7.573 9.521

91.552 1.401 2.785 146 46.534 187 143.465 3.787 35.038 22 40.109 1.497 205.366 7.706 9.760

94.211 1.184 2.754 111 45.507 176 152.448 3.755 36.233 33 43.648 1.548 244.816 8.380 11.740

279 34.037

134 41.533

215 42.603

252 43.746

259 47.307

761 20.872 173

680 27.563 47

724 28.208 65

717 28.766 64

17.237 285 2.382

21.618 364 2.199

22.336 433 2.263

15 682 17 2.201 214 5.633

5 701 11 2.607 260 7.631

136 222

r

Jul

2014

Items

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

94.738 1.178 2.734 68 35.857 290 155.755 3.877 38.078 15 44.705 1.655 249.367 8.525 12.274

94.633 1.227 2.755 81 40.020 287 164.053 4.048 33.028 16 44.885 1.718 248.293 8.703 12.314

97.652 1.193 2.908 79 41.344 231 171.887 3.945 37.924 14 45.928 1.748 254.096 8.500 12.554

98.846 1.193 2.902 116 43.282 218 167.267 3.912 37.624 14 45.931 1.904 254.264 8.444 12.664

100.324 1.152 2.998 113 47.891 215 171.751 3.820 41.914 15 45.994 1.681 253.853 8.319 12.859

105.912 1.186 3.095 112 50.148 217 180.215 3.883 37.373 13 46.871 1.598 262.550 7.887 13.195

105.006 1.252 3.036 129 49.039 254 176.578 4.169 42.539 16 44.351 1.756 253.090 8.771 13.184

105.442 1.258 3.002 136 47.998 256 171.256 4.177 48.658 13 45.768 1.777 253.271 9.108 13.449

106.997 1.255 3.037 128 44.102 305 173.446 3.996 45.786 13 47.319 1.630 262.073 8.791 13.808

111.350 1.259 3.088 138 46.516 310 174.253 4.045 46.180 15 48.337 1.856 268.190 8.905 14.338

111.617 1.295 3.087 141 43.415 360 171.897 3.955 47.292 16 48.897 2.016 273.161 9.543 14.511

113.673 1.322 3.235 122 41.121 339 178.930 3.935 45.135 17 51.187 2.038 283.988 9.256 14.822

281 54.123

276 54.908

256 56.149

260 58.823

261 57.372

258 57.679

257 58.896

352 57.329

365 56.412

358 57.024

392 58.940

418 61.006

783 60.276

711 30.780 66

727 28.822 44

744 27.849 51

765 27.400 120

708 28.448 122

715 27.773 129

630 28.098 137

617 27.419 137

688 25.276 140

812 25.862 167

989 26.490 156

987 26.328 146

1.016 25.785 154

983 26.547 83

22.661 426 2.177

23.752 462 2.198

33.105 591 4.227

34.489 608 4.401

34.194 609 5.272

35.828 616 5.361

36.423 610 5.547

36.959 597 5.994

38.921 540 11.926

38.096 644 6.113

38.386 645 7.451

38.409 641 7.534

38.352 670 7.449

35.936 577 7.559

37.914 580 8.022

5 739 24 2.797 254 7.973

4 740 23 2.839 255 7.588

4 774 21 2.799 246 7.728

2 777 13 2.835 240 9.329

2 784 13 2.731 140 9.784

3 777 13 2.771 144 9.975

4 860 13 2.770 141 10.283

1 867 14 2.793 136 10.627

2 835 13 2.960 135 10.993

4 896 13 2.914 134 11.588

4 934 13 2.896 130 11.795

5 1.009 15 2.834 134 12.305

6 1.061 15 2.870 141 12.599

5 1.060 17 2.924 153 13.166

3 1.086 14 2.951 150 13.443

3 1.123 15 3.022 148 13.955

176 350

180 505

183 527

182 567

163 785

168 866

188 909

195 981

205 1.032

217 1.087

203 1.154

238 1.180

252 1.232

244 1.292

247 1.362

433 1.425

470 1.502

7 3.208

8 14

9 17

9 12

7 10

5 5

5 0

6 0

7 0

9 0

9 1

9 1

12 1

14 1

17 2

17 4

25 4

26 2

53 61.692

46.968

34.458

37.854

36.779

803

1.094

441

473

478

1.871

1.975

1.866

1.720

1.708

1.634

1.665

1.677

1.073

835

692

711

700

9

10

1

1

1

1

1

1

1

1

1

3

1

dan Jaminan Sosial Wajib

NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya

NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL r) Angka-angka diperbaiki

89.587 1.930 2.275 32 2.224 59 14.584 56 18.639

98.016 2.612 5.090 66 3.388 141 13.925 95 140.040

103.379 3.585 5.152 72 3.735 176 14.233 102 135.069

105.665 3.575 5.347 76 3.870 185 14.356 106 137.428

107.959 3.474 5.548 76 4.008 151 14.461 113 140.270

124.842 3.917 4.534 54 4.269 157 18.355 127 114.773

128.505 4.223 4.761 56 4.396 172 19.329 126 114.533

129.844 4.423 4.888 62 4.455 184 19.382 131 114.761

132.874 4.221 5.137 60 4.587 184 20.121 124 114.722

133.911 4.012 5.156 57 4.581 161 20.362 124 114.941

135.278 3.903 5.161 49 4.618 147 20.778 131 114.815

136.888 3.519 5.164 46 4.674 146 21.529 142 115.952

137.165 4.144 5.149 51 4.681 174 22.151 152 115.237

138.488 4.328 5.155 56 4.711 196 22.436 149 115.342

139.896 4.099 5.165 56 4.739 189 22.359 216 115.814

141.075 4.099 5.176 56 4.767 193 22.483 351 116.183

144.769 4.304 5.190 63 4.691 212 22.635 390 116.443

456 107.258 1.150

1.690 26.112 302

1.943 26.392 350

1.960 26.061 344

1.967 25.572 335

1.484 34.006 303

1.516 35.975 303

1.589 37.301 310

1.558 39.529 317

1.567 40.415 307

1.559 41.275 314

1.483 42.470 318

1.658 42.887 351

1.703 43.858 365

1.708 44.770 372

1.719 46.185 381

1.816 47.570 396

148.023 4.251 5.190 60 4.716 205 23.295 446 117.270

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual NPL Services 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold - For Home Ownership NPL - For Apartement Ownership NPL - For Shop House Ownership NPL - For Vehicles Ownership NPL - Others

1.798 NPL 49.612 Non Industrial Origin Others 424 NPL r) Revised figures

95

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 4.3.a. Kredit dan NPL BUSN Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit Channeling and NPL Credit Channeling of Foreign Exchange Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan

2011

2012

Des

Des

Mar

Apr

Mei

Jun

2013

32.618 588 1.893 45 32.282 166 145.923 4.628 17.119 202 32.818 1.011 192.695 4.802 20.648

37.311 640 1.978 43 29.125 728 183.778 3.683 21.877 127 39.051 843 242.879 4.168 30.482

38.600 876 2.075 44 30.533 698 183.753 3.856 22.289 119 39.069 863 248.148 4.450 31.789

38.979 857 2.048 46 31.629 664 186.517 3.730 22.036 119 39.741 798 255.577 4.549 31.979

39.885 873 2.073 46 32.301 665 188.435 3.778 23.033 129 42.609 958 257.514 4.668 32.572

39.392 769 2.077 48 31.557 665 192.630 3.628 23.181 119 42.895 825 260.322 4.647 33.303

40.233 779 2.158 37 31.429 730 196.647 3.269 23.599 146 42.855 798 264.904 4.678 34.149

41.274 775 2.195 35 33.248 889 200.698 3.599 23.774 145 48.031 841 265.359 4.977 33.146

43.590 745 2.281 33 33.096 905 208.973 3.621 23.435 132 47.656 677 271.828 4.928 34.031

262 47.180

152 59.221

247 60.876

463 61.492

474 62.460

452 62.546

458 62.930

450 65.760

1.186 36.095 101 80.468 1.069 341

1.124 40.801 102 102.026 1.475 190

1.325 41.914 120 107.685 1.686 183

1.434 41.310 118 106.832 1.534 98

1.464 44.943 131 108.514 1.704 101

1.347 46.171 143 111.279 1.663 104

1.110 50.649 137 113.269 1.506 107

2.217 32 4.001 101 27.202

0 2.619 27 4.552 114 27.247

0 2.786 38 4.685 113 25.933

0 2.686 35 4.872 96 25.552

0 2.801 34 4.873 39 27.000

0 2.779 29 5.047 44 26.978

490 166

415 161

423 162

462 166

486 169

12 6

17 5

17 5

18 5

3.479

2.042

0 1.881

52

4

5

Jul

2014 Sep r)

Ags

Okt

Items

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

1.268r) 212.138 3.745 24.571 139 44.734 780 279.386 5.067 36.311

44.986 750 2.118 34 32.883 1.041 217.070 3.559 25.269 467 43.917 793 278.798 5.109 37.092

46.937 613 2.348 35 33.742 1.178 224.347 3.842 26.195 450 43.574 737 284.910 4.931 38.361

47.119 661 2.327 35 32.329 1.187 223.671 3.744 26.070 448 43.571 778 281.833 5.227 38.639

48.185 746 2.293 35 34.803 1.307 222.795 3.855 25.713 441 44.573 848 284.613 5.927 39.209

50.390 758 2.312 29 34.873 1.428 226.852 3.938 25.894 621 45.958 889 290.833 5.931 39.894

51.957 668 2.361 40 35.370 1.451 230.724 4.432 25.896 623 46.719 1.020 295.785 6.213 40.406

53.338 1.337 2.521 41 33.193 1.844 233.311 4.531 25.663 704 47.089 937 298.104 6.622 41.218

53.264 1.520 2.584 31 34.280 1.870 239.458 4.660 25.960 691 49.549 924 302.798 7.066 42.567

454 67.320

449 68.852

438 70.933

160 76.083

163 73.959

154 73.157

279 73.562

284 78.747

332 87.241

366 87.549

1.596 51.935 153 114.267 1.896 112

1.560 51.441 156 113.896 1.733 15

1.565 52.654 162 118.475 1.815 15

1.795 52.999 166 118.371 2.061 15

1.498 54.847 214 119.979 1.988 15

1.538 53.341 254 118.709 2.329 15

1.562 53.260 272 119.240 2.312 15

1.571 57.316 273 121.443 2.385 15

1.650 55.390 275 123.424 2.869 14

2.110 62.083 353 93.693 1.241 120

1.815 70.083 1.164 96.579 1.447 96

0 2.808 30 5.176 69 29.174

0 2.922 31 5.231 69 27.891

0 2.944 31 5.259 40 28.120

0 2.906 27 5.130 44 28.121

0 2.987 31 5.190 42 28.019

0 3.197 29 5.633 44 28.159

0 3.176 32 5.668 45 28.418

0 3.223 32 5.788 50 28.094

0 3.256 27 5.747 58 28.056

0 3.506 36 6.167 62 28.019

3 3.598 21 6.069 79 26.237

4 3.792 35 6.337 79 26.805

513 170

481 170

516 170

498 184

618 169

625 169

473 170

488 170

494 167

509 158

543 164

494 167

499 160

17 7

18 7

8 7

8 8

8 7

9 9

9 9

10 9

11 9

11 9

10 52

9 52

10 56

10 54

0 1.550

0 2.354

0 2.633

0 660r)

0 663

0 704

0 448

0 1.128

0 697

604

0 404

0 402

0 1.315

1 16.113

1 8.522

4

5

6

5

6

4

7

6

7

9

11

11

11

1.869

900

44.711 741 2.257 32 32.057

dan Jaminan Sosial Wajib

NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya

NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL r) Angka-angka diperbaiki

70.485 1.003 2.925 21 12.469 174 84.406 855 24.328

95.605 1.329 4.737 18 15.879 211 79.117 909 36.186

97.932 1.453 5.087 22 16.598 236 74.587 857 37.671

99.657 1.455 5.269 22 17.035 274 74.612 806 38.550

101.229 1.455 5.351 20 17.447 288 74.886 796 39.789

103.211 1.478 5.503 17 17.912 309 75.614 756 41.112

105.234 1.474 5.712 19 18.530 303 79.205 710 42.417

106.293 1.563 5.854 21 18.925 320 79.057 728 43.363

107.822 1.556 6.144 27 19.300 315 80.300 736 44.011

107.887 1.620 6.110 18 19.311 316 80.928 724 44.534

107.813 1.642 6.185 21 19.321 326 81.400 704 45.141

108.060 1.630 6.169 22 19.401 321 78.024 683 45.670

107.475 1.694 6.119 20 19.198 340 81.335 685 45.712

107.187 1.720 6.086 22 19.106 360 81.568 697 47.231

107.425 1.725 6.137 29 19.158 364 81.253 767 47.088

107.040 1.810 6.138 34 19.166 371 78.509 810 47.525

117.440 2.046 7.090 47 32.107 659 85.272 978 54.468

420 50.775 921

427 57.410 892

448 62.394 1.027

489 63.509 1.155

501 63.879 1.259

498 63.841 1.231

520 64.533 1.265

533 63.473 1.216

517 63.635 1.224

538 63.861 1.256

555 63.950 1.278

513 64.995 1.187

529 64.296 1.272

604 62.710 1.308

568 62.255 1.404

605 62.348 1.534

1.033 37.810 622

118.319 2.070 7.092 51 30.975 582 86.220 991 55.624

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual NPL Services 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold - For Home Ownership NPL - For Apartement Ownership NPL - For Shop House Ownership NPL - For Vehicles Ownership NPL - Others

1.033 NPL 37.503 Non Industrial Origin Others 636 NPL r) Revised figures

96

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 4.4.a. Kredit dan NPL BUSN Non Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit Channeling and NPL Credit Channeling of Non-Foreign Exchange Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan

2011

2012

Des

Des

2013 Mar

Apr

Mei

Jun

Jul

2014 Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

*)

Apr

Items

*)

Mei

Jun

572 14 167 2 404 8 4.266 117 187 0 1.618 96 10.576 288 1.340

914 13 209 7 612 13 4.785 193 97 1 1.771 134 14.796 448 2.168

1.114 18 187 8 550 12 5.483 173 101 1 1.895 151 15.982 569 2.353

1.085 22 183 8 728 10 5.330 226 91 1 1.846 141 15.686 547 2.407

1.468 22 184 8 731 21 5.746 202 88 1 2.017 151 16.719 564 2.463

1.520 21 203 8 1.000 18 5.907 200 96 1 2.239 148 17.086 538 2.291

1.620 24 197 8 1.050 19 5.987 187 99 1 2.472 148 17.386 575 2.340

1.609 24 202 8 1.062 24 5.895 184 144 1 2.391 143 16.904 553 2.277

1.694 28 217 7 1.096 34 6.024 165 142 1 2.450 147 17.122 539 2.293

1.732 31 240 7 1.119 29 6.135 223 154 1 2.522 141 17.232 565 2.356

1.761 34 242 7 1.091 15 6.248 195 160 1 2.524 140 17.501 574 2.488

1.433 32 250 6 998 15 6.286 246 148 1 2.371 135 17.408 530 2.562

1.463 34 251 8 995 15 6.270 276 148 2 2.245 142 17.374 596 2.621

1.518 38 264 9 1.071 16 6.383 304 150 2 2.306 132 18.002 615 2.708

1.575 38 264 7 1.081 15 6.790 247 152 2 2.384 123 18.289 606 2.753

1.641 61 271 10 1.087 34 6.923 304 152 2 2.561 145 18.630 684 2.755

1.776 58 304 10 1.360 38 8.378 287 184 6 3.181 151 22.604 822 3.128

1.909 71 297 9 1.318 28 8.680 281 366 5 3.315 129 23.738 831 3.159

20 1.754

30 2.526

34 2.574

35 2.614

36 2.667

37 2.733

38 2.782

36 2.589

34 2.613

38 2.593

36 2.537

34 2.508

38 2.499

40 2.508

39 2.549

65 2.701

79 3.394

83 3.628

45 4.054 16 6.222 254 1

181 4.904 22 9.034 308 1

192 5.007 38 9.274 220 0

195 5.451 37 9.140 229 0

191 5.848 38 9.672 261 0

191 6.736 37 10.366 235 0

191 6.030 41 10.560 267 0

191 6.215 43 10.566 254 0

187 7.283 52 10.657 235 0

211 5.818 55 10.919 255 0

127 6.291 64 10.988 268 0

97 7.068 58 11.200 279 0

132 6.309 61 11.072 320 0

102 6.708 57 11.199 242 0

106 7.138 57 11.811 306 0

111 7.827 75 11.961 363 0

140 11.056 172 4.046 105 75

131 12.244 196 4.055 100 74

301 3 381 5 2.103

453 7 463 5 4.006

437 8 507 11 4.184

455 7 513 4 5.494

547 7 519 7 4.449

554 8 523 8 4.581

567 5 531 11 5.256

507 4 539 11 5.401

488 4 540 9 5.600

0 470 3 539 8 5.716

0 474 4 522 8 5.653

0 451 3 514 5 7.591

0 479 2 503 5 7.404

0 503 4 510 4 7.033

0 519 3 509 7 7.242

0 520 3 500 9 7.537

2 640 1 532 6 5.119

2 647 1 529 5 3.298

49 30

138 71

99 74

129 73

95 76

96 78

171 87

132 87

110 88

122 90

119 95

171 100

185 100

229 105

200 106

200 108

89 138

85 145

1 0

4 3

3 0

3 0

4 0

4 0

4 0

3 0

4 0

4 0

3 0

3 0

4 0

4 0

4 0

4 0

4 0

5 0

20

33

33

29

35

31

23

20

21

20

0 29

0 23

0 18

0 20

0 22

0 20

0

0

20 *)

20 *)

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

214

2.611 141 87 1 124 10 1.206 48 25.574

3.052 131 150 109 9 2.193 46 31.409

3.197 141 145 114 3 2.193 12 32.905

3.515 149 148 112 3 2.165 12 32.365

3.610 152 156 119 3 2.127 15 32.695

3.683 153 162 122 2 2.123 14 33.244

3.800 148 170 0 123 2 2.135 11 33.653

3.759 157 157 120 2 2.100 12 33.831

3.787 147 184 117 2 2.129 11 34.184

3.833 147 184 119 2 2.094 11 34.542

3.891 145 184 1 116 4 2.062 10 34.829

3.993 135 184 116 4 1.934 9 35.053

4.000 144 182 123 4 1.910 11 35.129

4.023 143 180 118 4 1.866 11 35.214

4.057 147 187 114 3 1.860 12 35.296

4.098 143 190 113 3 1.835 11 35.607

3.825 140 197 0 116 3 3.285 21 39.536

3.832 134 200 116 4 3.420 21 40.280

82 4.545 41

121 5.691 28

134 5.747 38

133 5.760 38

135 5.852 39

127 5.973 39

130 5.921 40

136 5.849 41

127 5.919 46

132 5.999 51

134 6.074 69

125 6.037 51

141 6.032 61

142 6.005 58

139 5.999 71

140 6.044 72

210 587 8

dan Jaminan Sosial Wajib

NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya

NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL

*). Angka-angka sementara

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual NPL Services 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold - For Home Ownership

NPL - For Apartement Ownership

NPL - For Shop House Ownership

NPL - For Vehicles Ownership

NPL - Others

214 NPL 538 Non Industrial Origin Others 6 NPL

*) Provisional figures

97

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 4.5.a. Kredit dan NPL BPD Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit Channeling and NPL Credit Channeling of Regional Development Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan

2011

2012

Des

Des

2013 Mar

Apr

Mei

Jun

Jul

2014 Ags

Sep

r)

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Items

Jun

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual NPL Services 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold

5.819 240 301 22 1.280 45 3.727 220 2.205 5 10.291 607 19.560 900 1.545

8.597 552 359 29 1.931 83 5.643 272 2.601 111 11.855 1.154 21.337 1.101 1.848

8.860 631 363 30 1.951 161 5.528 291 2.894 114 9.654 1.124 22.260 1.232 2.125

8.828 645 378 33 1.968 137 5.935 299 2.920 114 10.634 1.359 23.004 1.301 2.502

9.111 649 390 34 1.645 95 5.934 312 2.935 115 11.768 1.424 23.536 1.439 2.613

9.346 704 392 32 1.559 96 5.945 313 2.854 115 13.414 1.460 24.152 1.462 2.733

9.559 729 395 37 1.561 114 6.093 318 2.938 117 14.459 1.426 24.460 1.559 2.786

9.551 756 403 40 1.549 144 6.154 316 2.930 118 15.366 1.374 24.312 1.622 2.808

9.727 719 409 33 1.539 143 6.260 326 2.812 119 16.795 1.370 24.785 1.630 2.912

9.730 783 432 37 1.522 138 6.536 341 2.818 120 17.552 1.565 25.103 1.689 3.068

9.694 773 432 36 1.522 111 7.052 370 2.897 122 17.718 1.645 25.172 1.676 3.280

9.894 722 422 32 1.265 81 7.400 359 3.139 122 15.508 2.101 25.342 1.573 3.220

9.973 902 412 33 1.172 62 7.074 375 3.135 124 13.221 1.641 24.180 1.717 2.826

10.254 952 415 36 1.169 62 7.296 385 3.111 125 11.966 1.650 24.902 1.811 3.459

10.540 957 418 41 1.143 58 7.431 416 3.073 126 12.823 1.736 25.467 1.885 3.715

10.724 977 422 41 1.150 95 7.448 401 3.090 127 14.068 1.966 25.807 1.995 4.049

11.003 1.059 446 43 1.226 150 7.629 549 3.159 165 14.989 2.248 26.107 2.090 4.180

11.166 1.155 465 42 1.205 141 7.699 558 3.040 165 16.057 2.020 26.737 2.105 4.196

60 2.835

118 3.425

123 3.445

124 3.463

125 3.517

123 3.504

129 3.421

126 3.404

128 3.396

125 3.447

124 3.487

120 3.291

130 3.397

176 3.428

178 3.477

298 3.504

302 3.502

232 3.476

47 1.055 19 3.000 136 197

245 1.787 21 5.212 258 129

387 2.081 22 6.282 267 68

394 2.153 21 6.460 268 96

462 2.275 20 6.533 276 95

457 2.620 20 6.549 319 91

470 2.820 21 6.525 364 83

471 2.833 18 6.554 384 82

750 2.931 17 6.972 518 91

729 3.159 19 7.192 638 67

712 3.217 19 7.142 642 61

394 3.215 18 7.253 623 107

373 3.215 20 6.759 603 104

581 3.268 21 6.641 621 99

582 3.641 21 7.075 699 90

955 3.647 22 7.207 934 85

911 5.227 32 5.334 914 75

930 5.344 33 5.202 597 72

675 8 727 14 2.613

638 4 804 18 3.875

542 6 759 18 4.459

543 7 772 20 4.697

0 522 8 803 19 5.012

0 530 9 815 18 5.153

0 551 9 821 18 5.259

0 584 12 829 19 5.302

0 567 12 857 15 5.301

0 671 10 811 17 5.290

0 650 10 804 15 5.398

0 690 9 849 14 5.145

0 624 13 811 14 4.889

0 700 13 803 14 5.247

0 703 12 823 14 4.939

10 705 18 841 15 4.982

0 785 18 859 17 5.199

0 758 19 913 20 5.341

97 270

338 128

351 136

379 127

391 125

384 145

444 114

459 132

460 126

463 126

454 126

334 112

345 111

365 129

402 113

459 113

519 118

511 118

17 0

20 402

23 354

20 337

20 321

25 301

18 279

20 268

20 251

20 247

20 243

12 225

12 236

17 232

12 224

13 215

13 215

11 208

0 239

8 150

8 117

9 77

8 70

8 76

8 76

8 81

8 75

8 18r)

8 12

6 47

6 55

6 84

6 109

7 107

7 122

9 172

12

8

7

6

5

6

6

6

5

1

1

1

1

1

1

7

2

2

Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna)

11.939 179 232 3 241 17 438 4 46.536

12.275 282 220 2 348 18 418 4 66.292

12.883 327 228 3 396 38 484 4 68.516

13.218 352 229 3 410 42 483 4 69.559

13.614 372 250 3 419 45 483 4 70.471

13.978 381 256 3 432 47 496 3 71.852

14.459 407 285 3 440 48 470 3 72.684

14.747 432 319 8 461 50 471 4 72.819

15.153 431 337 13 451 50 480 4 73.768

15.564 453 356 13 458 54 466 4 74.374

15.956 493 333 4 484 57 452 4 74.989

16.606 428 363 16 495 55 450 4 75.750

16.377 475 382 17 469 55 442 4 76.585

16.842 506 368 7 485 60 438 4 77.522

17.367 546 368 7 523 61 428 4 78.781

17.525 583 372 11 536 64 433 5 79.255

18.992 636 424 8 564 67 516 5 82.084

19.242 613 438 8 562 65 515 5 83.374

NPL Bukan Lapangan Usaha Lainnya NPL

162 59.977 260

225 68.575 154

226 72.895 166

233 74.487 168

243 75.894 173

241 77.622 175

243 79.282 191

252 79.818 204

255 81.181 210

257 81.979 208

238 82.893 217

229 83.755 190

238 83.875 244

244 84.806 251

249 85.418 208

249 86.926 248

321 86.142 250

344 NPL 87.148 Non Industrial Origin Others 302 NPL

dan Jaminan Sosial Wajib

NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya

NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL Penerima Kredit Bukan Lapangan Usaha

r) Angka-angka diperbaiki

- For Home Ownership

NPL - For Apartement Ownership

NPL - For Shop House Ownership

NPL - For Vehicles Ownership

NPL - Others

r) Revised figures

98

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 4.6.a. Kredit dan NPL Bank Campuran Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit Channeling and NPL Credit Channeling of Join Venture Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan

2011

2012

Des

Des

2013 Mar

Apr

Mei

Jun

Jul

2014 Ags

Sep

r)

Okt

Nov

4.979 3 228 13 7.141 41.936 921 1.264 2.384 18 15.439 274 309

6.441 1 257 9 11.529 117 51.871 859 1.764 3.497 70 25.798 439 1.129

6.497 1 274 9 11.032 113 56.233 814 1.923 3.749 48 26.902 453 1.363

7.028 1 271 9 11.647 66 59.307 808 1.899 3.814 46 27.245 454 1.358

7.430 1 240 9 11.345 67 61.916 720 1.837 4.075 48 26.796 535 1.425

7.739 1 218 8 11.822 67 62.525 502 2.219 4.251 47 28.331 518 1.437

8.368 1 207 8 13.330 345 64.348 515 2.243 4.240 48 27.911 507 1.439

8.612 1 204 8 14.818 367 66.911 597 2.393 4.214 44 29.463 484 1.475

9.461 1 207 0 14.115 310 69.599 603 2.452 4.325 45 29.817 349 1.524

9.406 1 213 0 11.686 325 69.205 601 2.778 3.889

9 6.215

9 8.274

0 8.879

0 9.067

0 9.503

0 9.577

0 9.776

0 10.074

210 17.858 6.946 31 1

284 18.234 9.228 32 194

287 17.919 9.137 36 196

306 19.054 9.806 34 196

305 19.581 10.031 30 198

307 21.082 10.208 48 177

314 22.722 10.391 48 183

187 3 298 0 661

202 3 244 778

193 3 238 875

189 3 259 883

191 3 256 857

194 3 257 816

2 2

21 1

23 2

23 2

23 2

92

77

67

67

455

159

203

0

-

-

Des

Jan

Feb

Mar

Apr

Mei

Items

Jun

164r) 28.579 356 1.507

10.086 1 232 0 13.789 344 73.121 565 2.962 3.683 161 29.119 360 1.541

9.819 1 234 0 14.472 360 75.770 678 4.325 3.867 163 29.529 356 1.508

10.044 1 244 0 14.046 361 75.194 635 4.414 3.784 185 31.054 362 1.498

9.944 1 215 0 13.797 344 74.191 613 4.183 3.768 183 30.768 349 1.643

9.785 1 235 0 14.558 443 73.338 716 4.133 3.835 183 29.662 341 1.608

9.518 1 248 0 16.537 450 77.381 859 4.315 3.851 289 31.156 339 1.684

9.728 2 265 0 15.859 453 79.742 1.032 4.071 3.874 289 32.424 882 1.726

10.281 1 274 0 16.012 460 81.490 1.300 2.924 3.902 309 35.230 907 1.514

0 10.385

0 10.286

0 10.987

0 11.296

0 11.266

0 11.231

0 10.689

2 10.663

2 10.578

3 9.840

326 23.126 10.818 34 194

337 23.086 10.917 37 206

407 23.288 10.523 33 200

419 23.151 10.861 29 213

430 23.533 11.098 47 188

441 23.808 10.682 45 188

421 22.780 10.202 47 179

417 22.083 9.745 40 175

431 22.117 9.563 47 178

470 22.480 8 9.364 37 180

457 23.378 8 9.520 67 178

190 3 254 813

200 3 256 744

215 3 254 1 732

214 3 232 1 713

215 3 233 1 678

242 3 239 1 436

233 3 227 1 448

215 3 235 1 436

213 3 235 1 471

213 0 219 1 474

217 0 217 1 501

242 0 206 1 499

23 2

24 2

24 2

28 2

4r) 2

1 1

1 1

1 1

0 1

1 1

12 1

12 1

12 1

67

68

70

75

79

77

81

83

82

67

22

22

22

22

208

204

206

210

225

235

226

238

174

173

212

208

210

212

219

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

dan Jaminan Sosial Wajib

NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya

NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL r) Angka-angka diperbaiki

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual Services NPL 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold - For Home Ownership

1.463 37 43 1 148 0 5.075 34 810

1.984 41 68 1 264 0 2.980 28 969

2.139 41 110 1 314 1 2.083 21 997

2.238 41 118 1 259 1 1.857 18 897

2.327 43 116 1 257 2 1.651 16 928

2.452 44 130 1 266 3 1.837 15 995

2.544 43 138 1 270 2 2.155 13 970

2.573 46 137 1 271 7 2.416 12 936

2.589 43 133 7 280 3 2.275 11 964

2.610 54 132 6 284 6 2.727 12 993

2.672 53 132 6 291 5 2.635 10 1.045

2.696 55 140 6 293 5 2.498 10 1.059

2.661 60 136 6 289 5 2.338 11 1.079

2.669 56 135 6 288 6 2.461 10 1.079

2.694 61 137 6 289 6 2.194 13 1.106

2.719 59 138 6 289 6 2.493 12 1.114

2.780 69 137 1 292 10 2.453 13 1.140

2.824 68 142 1 295 10 2.386 12 1.189

84 6.455 396

117 7.351 336

129 7.458 346

18r) 7.491 328

20r) 7.496 321

20 7.557 325

25 7.609 301

30 7.597 321

35 7.670 320

26 7.701 321

32 7.764 324

30 7.859 326

31 7.976 336

26 7.907 241

25 7.916 237

26 7.995 233

33 8.043 240

34 NPL 8.174 Non Industrial Origin Others 244 NPL

NPL - For Apartement Ownership

NPL - For Shop House Ownership

NPL - For Vehicles Ownership

NPL - Others

r) Revised figures

99

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 4.7.a. Kredit dan NPL Bank Asing Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit Channeling and NPL Credit Channeling of Foreign Owned Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan

2011

2012

Des

Des

2013 Mar

Apr

Mei

Jun

Jul

2014 Ags

Sep

Okt

Nov

1.822 0 6 11.664 38.797 1.120 4.305 556 0 8.778 29 217

2.174 0 30 20.217 136 57.077 973 5.151 2.070 12 20.492 120 278

2.525 0 27 18.379 150 61.171 911 5.203 1.544 10 20.611 109 311

2.608 0 29 19.736 58 62.384 895 5.226 1.977 10 21.671 109 307

2.510 0 28 20.702 58 64.267 870 5.180 2.434 10 20.052 92 308

2.450 0 27 17.586 59 65.696 926 5.069 2.463 10 20.757 196 329

2.658 0 26 20.166 63 72.153 957 5.277 2.883 10 21.319 203 357

2.846 0 33 21.883 64 76.235 1.005 5.599 3.114 11 21.903 214 380

2.882 0 42 23.201 66 79.863 1.043 5.973 3.319 12 23.121 222 408

2.948 0 40 20.129 65 76.965 1.022 5.792 3.391 11 22.919

0 5.944

0 7.255

0 8.241

0 8.523

0 8.439

0 8.406

0 8.835

0 10.097

151 25.250 2.329 92

8 31.670 3.451 8 79

136 31.566 0 3.184 0 80

132 31.805 3.582 0 209

131 33.125 3.216 0 211

131 32.183 3.202 0 204

132 32.750 3.811 0 212

1 0 3 0 1.082

0 0 1 1.469

0 0 3 1.383

0 0 3 1.382

0 3 1.396

0 3 1.266

0 -

0 -

0 -

1 -

0 -

-

-

0

-

15.804

1.044

928

202

45

45

r)

Des

Jan

Feb

Mar

Apr

Mei

Items

Jun

413 418

3.084 0 39 24.022 68 80.723 1.122 6.008 3.964 12 24.050 519 437

3.167 0 42 26.201 69 83.862 1.014 8.313 3.899 12 24.308 622 460

3.191 0 47 23.877 69 86.006 979 8.353 3.891 12 24.426 353 458

3.296 0 55 23.729 61 85.720 1.390 8.024 3.857 12 24.656 754 456

3.240 0 64 23.456 60 84.976 2.873 10.496 4.053 10 24.509 747 462

2.905 0 73 23.747 61 84.200 1.507 10.708 4.419 10 25.412 696 468

4.339 0 72 22.305 61 86.368 1.350 10.644 3.912 10 26.763 680 491

3.888 0 81 22.691 62 90.933 1.393 5.832 0 4.008 10 26.389 694 504

0 11.151

0 10.807

0 11.116

0 11.344

0 11.574

0 10.874

12.945

0 13.132

15.766

16.431

161 33.526 4.169 0 225

173 34.876 4.144 0 238

162 33.702 4.617 0 232

169 33.937 5.099 0 246

172 35.073 4.731 0 239

170 34.799 4.698 46 240

163 32.523 4.729 56 228

154 32.496 4.697 60 223

154 33.599 4.851 0 227

143 34.068 4.837 229

145 36.050 4.702 0 231

0 3 0 1.306

0 3 1.381

0 4 1.320

0 4 1.526

0 4 1.611

0 4 943

0 4 947

0 3 904

0 3 564

0 3 571

0 3 577

0 3 724

0 -

0 -

0 -

0 -

0 -

0 -

0 -

0 -

-

-

-

0 -

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

915

838

834

890

901

966

977

1.038

1.068

1.032

1.021

1.024

1.069

1.118

1.211

48

38

37

36

32

36

37

32

16

15

15

2

1

1

0

r)

r)

r)

dan Jaminan Sosial Wajib

NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya

NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL r) Angka-angka diperbaiki

574 12 16 3.954

544 0 10 24 3.971

539 0 3 24 3.890

541 0 3 25 3.831

545 0 3 24 3.887

531 0 3 24 4.088

536 0 3 24 4.053

538 0 3 24 4.201

536 0 4 24 4.164

540 0 4 24 4.174

523 0 4 25 4.293

522 0 5 24 4.342

560 0 4 504 4.265

561 6 26 4.314

563 7 1 24 4.287

566 6 1 22 4.277

569 6 23 4.363

209 15.278 1.715

83 15.848 1.282

88 15.715 1.351

88 15.942 1.354

85 16.103 1.367

89 16.360 1.398

86 16.397 1.419

87 16.461 1.445

85 16.546 1.480

102 16.756 1.500

103 16.921 1.511

102 16.952 1.389

92 16.885 1.434

91 16.702 1.465

108 15.457 323

95 15.619 330

97 15.836 330

581 7 24 4.436

Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual Services NPL 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold - For Home Ownership NPL - For Apartement Ownership NPL - For Shop House Ownership NPL - For Vehicles Ownership NPL - Others

98 NPL 16.110 Non Industrial Origin Others 344 NPL r) Revised figures

100

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014 Tabel 4.8.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Per Lokasi Dati I Bank Penyalur Kredit - Juni 2014 Credit and NPL of Commercial Bank to Non Banks Third Party Based on Business Sector and non Business Sector of Credit by Region - June 2014) Miliar Rp (Billion Rp)

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Lapangan Usaha

Keterangan

Pertanian, perburuan dan Kehutanan

Perikanan

Pertambanga n dan Penggalian

1

2

3

Jawa Barat 5.660 NPL 239 Banten 492 NPL 23 DKI Jakarta 85.101 NPL 1.154 D.I Yogyakarta 540 NPL 10 Jawa Tengah 5.029 NPL 104 Jawa Timur 9.003 NPL 443 Bengkulu 867 NPL 18 Jambi 4.510 NPL 81 Aceh 1.155 NPL 28 Sumatera Utara 25.445 NPL 433 Sumatera Barat 4.026 NPL 131 Riau 10.752 NPL 283 Sumatera Selatan 10.304 NPL 394 229 Bangka Belitung NPL 3 Kepulauan Riau 93 NPL 47 Lampung 5.755 NPL 43 Kalimantan Selatan 3.583 NPL 25 Kalimantan Barat 5.079 NPL 51 Kalimantan Timur 4.493 NPL 320 Kalimantan Tengah 5.029 NPL 11 Sulawesi Tengah 844 NPL 17 Sulawesi Selatan 1.272 NPL 135 Sulawesi Utara 259 NPL 12 Gorontalo 89 NPL 6 Sulawesi Barat 219 NPL 21 Sulawesi Tenggara 82 NPL 4 Nusa Tenggara Barat 251 NPL 5 Bali 1.011 NPL 8 Nusa Tenggara Timur 134 NPL 3 Maluku 44 NPL 5 Papua 626 NPL 12 Maluku Utara 12 NPL 1 Papua Barat 92 NPL 1 Lainnya 2.098 NPL Total 194.180 NPL 4.070 *). Angka-angka sementara

Industri Pengolahan

Listrik, gas dan air

4

5

Konstruksi

6

Perdagangan Besar dan Eceran

Penyediaan akomodasi dan penyediaan makan minum

7

8

Bukan Lapangan Usaha

Transportasi, pergudangan dan komunikasi

Perantara Keuangan

Real Estate, Usaha Persewaan, dan Jasa Perusahaan

9

10

11

Jasa Admistrasi Kemasyarakat Jasa Pemerintahan an, Sosial Jasa PendidiKesehatan , Pertahanan Budaya, kan dan Kegiatan dan Jaminan Hiburan dan Sosial Sosial Wajib Perorangan lainnya 12

13

14

15

Jasa Perorangan yang Melayani Rumah Tangga 16

Badan Internasional Kegiatan yang dan Badan belum jelas Ekstra batasannya Internasional Lainnya 17

18

Rumah Tangga Untuk Pemilikan Rumah Tinggal

Rumah Tangga Untuk Pemilikan Flat atau Apartemen

Rumah Tangga Untuk Pemilikan Ruko atau Rukan

Rumah Tangga Untuk Pemilikan Kendaraan Bermotor

1

4

Rumah Tangga Untuk Pemilikan Peralatan Rumah Tangga Lainnya 5

2

3

437 60 24 1 2.507 8 79 2 694 13 576 20 22 1 41 2 29 2 311 8 75 6 72 4 54 2 51 1 60 0 606 8 124 4 112 3 96 13 20 1 67 1 227 11 225 17 23 1 5 0 45 5 32 1 163 0 30 1 46 2 48 2 11 2 26 3 -

1.600 23 478 18 100.419 2.287 30 5 307 27 2.027 30 62 16 136 12 33 4 430 8 328 10 257 4 305 44 1.520 0 558 1 123 3 810 57 159 17 2.600 159 6 1 75 0 560 107 50 1 5 0 2 0 80 2 16 4 69 57 11 1 1 0 54 0 1 53 0 3.461 -

44.304 1.226 8.961 71 353.108 7.291 1.733 43 31.864 583 90.180 1.552 299 2 805 18 1.825 19 34.532 605 1.564 30 1.956 15 4.405 95 556 5 5.391 26 3.553 30 1.624 25 896 4 6.037 21 319 3 251 10 4.210 200 672 100 79 3 43 3 170 12 237 8 1.669 15 236 2 62 0 357 73 34 3 130 11 5.125 20

1.098 4 922 1 76.137 789 39 0 208 1 1.216 6 24 3 0 104 0 1.070 2 20 0 104 2 299 2 28 26 486 0 23 2 310 37 65 0 68 0 14 0 8 0 245 2 4 1 1 0 3 5 0 12 0 48 0 35 0 11 0 37 3 0 0 8 0 600 -

10.044 459 3.728 212 66.326 1.504 658 17 4.057 127 11.302 330 212 15 876 29 515 96 4.897 463 520 21 1.547 123 2.850 588 285 20 1.454 33 915 22 1.117 33 893 47 3.920 640 369 23 527 26 3.667 244 715 72 142 47 41 7 446 26 488 14 2.090 16 444 24 348 34 1.515 83 196 23 757 9 158 -

60.303 2.776 13.285 363 255.339 5.472 6.780 226 62.001 2.023 83.975 2.434 3.070 145 5.697 245 5.056 534 39.961 1.112 10.303 482 10.121 601 12.609 443 2.044 66 4.578 84 11.903 372 7.249 238 8.214 138 11.698 372 3.154 95 5.234 207 22.920 993 6.072 215 1.927 148 1.300 87 3.758 164 6.088 162 15.864 137 3.720 97 1.622 54 4.729 153 1.205 74 2.190 73 4.910 72

5.290 51 618 56 31.206 236 1.502 17 3.439 110 4.187 80 132 1 468 4 116 6 2.031 53 650 30 1.183 18 675 20 72 2 763 28 371 8 600 4 544 7 1.415 133 105 6 279 6 2.670 108 381 12 45 2 38 1 405 14 558 3 5.825 422 235 6 108 4 670 12 55 3 122 4 5 -

15.123 254 1.428 16 122.995 2.660 366 9 4.292 91 10.545 137 51 3 334 5 84 8 4.090 135 418 19 1.596 45 839 35 54 1 2.979 28 875 27 1.472 65 1.832 17 5.334 531 163 5 155 2 3.094 98 240 15 31 1 9 0 85 3 157 2 415 2 206 4 100 3 564 66 45 4 293 3 934 168

3.895 239 4.599 25 148.015 344 690 5 3.753 79 3.664 245 31 8 241 25 182 64 1.682 169 737 8 374 15 282 23 5 180 16 390 14 638 10 263 6 461 18 30 1 14 3 1.220 101 51 20 5 2 21 19 16 0 104 3 642 21 45 1 14 0 64 2 4 4 1.331 -

8.800 312 2.658 37 108.352 1.115 993 13 4.385 79 7.442 186 157 4 458 10 183 17 4.256 92 403 26 2.516 123 1.211 66 131 2 1.098 15 1.070 18 1.478 35 967 9 5.046 396 215 6 146 4 2.234 100 631 6 49 3 38 2 148 6 173 5 1.590 53 123 4 188 13 385 13 59 5 245 7 142 9

56 0 15 1 1.274 0 7 0 18 0 64 1 1 0 1 2 46 1 8 0 3 0 10 0 1 1 3 0 1 0 3 0 8 1 1 17 3 6 0 0 0 0 2 3 0 3 0 2 0 0 0 6 0 0 39 0 7.068 -

736 6 314 4 2.504 19 184 3 477 5 670 17 26 0 17 0 24 0 262 6 119 0 74 1 125 1 1 90 0 349 0 25 0 41 1 27 1 4 0 13 0 169 1 40 0 3 3 23 2 10 0 165 0 22 1 0 18 3 9 19 0 -

1.536 108 186 3 4.301 47 276 16 751 10 1.041 8 24 3 76 3 59 4 694 5 149 5 253 6 206 3 17 49 1 147 4 56 10 148 1 124 5 20 0 17 0 136 1 37 0 5 1 11 0 18 1 137 4 454 0 23 0 6 0 30 2 4 0 16 -

5.011 155 910 20 22.380 421 762 21 3.245 92 4.064 99 150 6 296 7 655 208 1.327 54 445 14 771 39 470 15 80 9 348 6 705 12 698 23 281 5 1.359 150 167 6 224 15 1.544 43 350 15 86 7 63 3 183 14 227 4 1.472 46 651 25 101 6 1.157 27 73 3 369 6 -

252 6 58 0 258 5 77 1 317 5 348 10 7 0 13 0 29 6 77 1 10 0 23 2 18 0 5 0 18 0 24 5 18 1 8 0 31 1 7 0 21 0 100 6 15 0 9 0 7 0 8 0 23 1 80 1 13 0 14 0 28 0 3 0 9 0 -

0 69 0 3 0 0 161 5 0 0 0 0 0 5 1 0 10 2 36 2 1 -

1.570 115 246 21 5.266 406 124 3 950 36 1.495 123 39 5 129 14 223 44 538 101 191 32 135 17 179 29 24 2 102 7 159 18 223 21 241 8 311 53 81 13 78 3 246 7 53 6 25 2 18 16 32 2 87 5 87 4 8 1 13 0 182 4 39 1 69 0 1.585 -

49.347 1.607 17.722 410 86.688 1.409 3.464 67 15.633 383 29.139 538 1.023 14 3.368 87 1.948 70 11.005 443 2.335 57 6.046 344 5.969 227 760 26 5.127 146 2.472 108 6.008 144 2.687 54 6.703 211 1.599 24 1.726 30 10.677 366 3.209 149 693 26 218 8 1.602 34 2.386 36 9.914 50 947 7 490 5 1.153 38 379 4 385 12 1 -

867 12 410 3 8.780 70 59 234 3 1.362 10 22 0 22 71 0 247 4 85 1 49 1 38 0 5 34 0 41 2 30 0 55 2 100 2 9 0 9 113 1 67 1 9 1 0 91 0 69 1 87 1 13 9 1 23 43 1 12 1 -

3.963 86 1.615 10 9.480 219 332 1 1.675 77 3.132 62 237 6 796 11 383 34 2.680 82 729 20 1.012 25 1.388 47 304 2 874 26 594 8 481 6 811 11 938 25 202 5 507 3 2.053 58 394 12 80 1 68 3 436 8 400 6 413 2 106 1 53 2 362 6 64 1 104 1 -

4.547 54 7.728 44 79.076 1.123 606 3 4.149 36 4.707 46 59 2 223 3 153 4 4.119 51 163 3 479 7 434 11 99 1 366 1 395 4 239 7 238 2 2.263 30 47 0 215 2 4.147 33 242 2 188 1 12 0 74 1 210 1 439 2 84 1 46 0 63 1 23 0 27 0 -

29.913 487 9.334 192 51.232 750 4.707 34 15.691 167 39.812 292 2.403 23 5.388 52 10.575 68 15.895 215 3.243 55 10.367 106 11.987 108 1.795 13 3.734 36 3.069 36 6.202 51 7.474 36 9.725 124 4.361 22 6.194 43 11.793 163 5.060 101 1.416 27 890 13 5.567 38 4.409 63 7.971 34 4.184 42 1.561 27 4.037 67 910 12 1.271 23 2 -

6.936 204

116.626 2.900

607.190 12.126

83.257 879

128.019 5.429

698.881 20.858

66.762 1.467

181.200 4.482

173.646 1.484

157.973 2.790

8.601 9

6.562 71

11.010 253

50.622 1.577

1.927 52

286 10

14.746 1.118

292.821 7.136

13.068 119

36.664 866

115.859 1.477

302.173 3.521

Bukan Lapangan Usaha Lainnya

Location

6

Jawa Barat NPL Banten NPL DKI Jakarta NPL D.I Yogyakarta NPL Jawa Tengah NPL Jawa Timur NPL Bengkulu NPL Jambi NPL Aceh NPL Sumatera Utara NPL Sumatera Barat NPL Riau NPL Sumatera Selatan NPL Bangka Belitung NPL Kepulauan Riau NPL Lampung NPL Kalimantan Selatan NPL Kalimantan Barat NPL Kalimantan Timur NPL Kalimantan Tengah NPL Sulawesi Tengah NPL Sulawesi Selatan NPL Sulawesi Utara NPL Gorontalo NPL Sulawesi Barat NPL Sulawesi Tenggara NPL Nusa Tenggara Barat NPL Bali NPL Nusa Tenggara Timur NPL Maluku NPL Papua NPL Maluku Utara NPL Papua Barat NPL Other NPL 199.084 Total 1.956 NPL *) Provisional figures 32.412 120 6.020 27 69.087 1.245 290 3 22.875 52 7.240 85 3.025 6 965 4 1.137 5 3.322 63 9.245 27 804 10 1.371 19 229 0 405 1 3.724 16 473 1 1.185 3 1.055 16 716 2 1.146 6 6.113 29 5.725 106 2.299 2 1.107 4 359 3 3.661 17 812 6 4.670 17 1.944 24 2.966 27 1.651 5 1.015 4 37 0

101

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 4.9.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan (Credit and NPL of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use ) Miliar Rp (Billion Rp) 2011

2012

Des

Des

2013

2014

Items

Keterangan Mar

Apr

r

Mei

Jul

Jun )

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jenis Penggunaan

Type of Use

Kredit kepada Pihak Ketiga 1. Modal Kerja

Credit to Third Party 1.068.676

1.316.689

1.349.146

1.387.291

1.421.931

1.407.123

1.434.995

1.461.602

1.507.551

1.506.089

1.535.973

1.585.659

1.546.833

1.545.883

1.572.862

1.607.627

1.609.581

1.650.529

NPL

28.279

28.963

29.961

30.750

30.991

29.802

29.842

31.654

30.684

32.073

32.157

31.470

32.945

35.544

37.185

37.908

40.652

40.265

2. Investasi

464.262

591.425

604.627

610.552

626.820

700.623

715.665

729.406

749.442

756.373

775.085

798.157

799.077

805.189

814.094

830.170

846.172

857.965

8.917

10.032

11.121

11.104

11.834

12.365

12.718

13.399

13.714

14.282

14.228

13.633

14.454

14.703

15.178

16.720

18.622

19.493

667.155

799.748

814.599

826.373

838.726

851.377

870.465

876.394

890.217

897.014

903.338

909.058

912.510

916.749

919.942

923.551

947.396

959.669

10.499

11.600

13.342

13.430

13.473

13.412

13.802

14.325

14.116

14.057

14.046

13.176

14.433

14.832

13.715

14.250

15.027

15.075

2.200.094

2.707.862

2.768.371

2.824.217

2.887.478

2.959.123

3.021.126

3.067.402

3.147.210

3.159.476

3.214.397

3.292.874

3.258.421

3.267.820

3.306.899

3.361.348

3.403.148

47.695

50.595

54.425

55.283

56.298

55.579

56.362

59.379

58.514

60.412

60.431

58.279

61.831

65.080

66.079

68.878

74.302

NPL 3. Konsumsi NPL Total Kredit NPL

74.833

41.876

47.799

48.416

48.197

49.083

50.831

51.887

52.524

55.163

53.897

56.961

62.518

57.608

57.777

57.680

61.371

60.703

62.142

NPL

1.602

1.616

1.488

1.442

1.399

1.389

1.431

1.463

1.402

1.420

1.331

1.571

1.360

1.460

1.313

1.323

1.353

1.698

2. Impor

26.525

38.985

38.295

44.785r)

53.315

57.191

57.879

67.082

65.802

69.518

66.402

70.611

66.394

61.412

58.466

58.856

58.386

63.008

733

587

596

592

622

680

676

766

772

751

777

618

161

642

638

568

794

864

2.131.118

2.621.078

2.681.661

2.731.234

2.785.079

2.851.100

2.911.360

2.947.796

3.026.246

3.036.061

3.091.035

3.159.745

3.134.418

3.148.631

3.190.752

3.241.121

3.284.059

3.343.012

45.245

48.392

52.341

53.248

54.277

53.510

54.255

57.149

56.341

58.241

58.324

56.091

60.310

62.978

64.127

66.987

72.155

72.271

2.200.094

2.707.862

2.768.371

2.824.217

2.887.478

2.959.123

3.021.126

3.067.402

3.147.210

3.159.476

3.214.397

3.292.874

3.258.421

3.267.820

3.306.899

3.361.348

3.403.148

47.694

50.595

54.425

55.283

56.298

55.579

56.362

59.378

58.514

60.412

60.431

58.279

61.831

65.080

66.079

68.878

74.302

NPL Total Kredit NPL r) Angka-angka diperbaiki

NPL 3. Consumption NPL

NPL User Orientation Credit to Third Party

1. Ekspor

3. Lainnya

NPL 2. Investments

3.468.162 Total Credit

Orientasi Penggunaan Kredit kepada Pihak Ketiga

NPL

1. Working Capital

1. Ekspor NPL 2. Impor NPL 3. Other NPL

3.468.162 Total Credit 74.833

NPL r) Revised figures

102

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 4.10.a. Kredit dan NPL Bank Persero Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of State Owned Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) 2011

2012

Des

Des

2013

2014

Items

Keterangan Mar

Apr

r

Mei

Jul

Jun )

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jenis Penggunaan

Type of Use

Kredit kepada Pihak Ketiga 1. Modal Kerja

Credit to Third Party 407.101

503.972

517.899

532.763

550.134

519.935

521.845

526.442

548.564

545.237

558.264

580.070

556.972

555.089

558.323

572.582

567.023

585.064

NPL

13.638

13.784

13.794

14.218

14.229

13.212

13.623

14.096

13.632

13.687

13.402

12.967

14.360

14.883

14.315

14.805

15.413

15.032

2. Investasi

135.196

168.585

170.430

172.695

177.172

246.233

248.572

251.426

259.555

260.453

265.799

274.979

275.336

280.968

287.237

290.889

297.714

301.065

NPL 3. Konsumsi NPL Total Kredit NPL

2.462

2.559

2.929

2.975

3.175

4.050

4.000

4.088

4.143

4.193

3.913

3.844

4.210

4.255

4.370

4.359

4.708

5.090

234.535

286.571

287.960

292.728

297.819

300.778

307.500

310.631

316.971

319.366

321.925

326.677

327.272

329.989

332.743

335.868

341.297

348.106

3.683

4.905

6.228

6.245

6.116

6.042

6.395

6.699

6.464

6.228

6.104

5.656

6.529

6.797

6.641

6.798

7.181

776.833

959.128

976.289

998.187

1.025.125

1.066.945

1.077.916

1.088.499

1.125.090

1.125.057

1.145.988

1.181.726

1.159.580

1.166.047

1.178.302

1.199.339

1.206.035

19.783

21.249

22.951

23.439

23.520

23.304

24.019

24.883

24.239

24.108

23.418

22.467

25.100

25.935

25.326

25.962

27.301

NPL 2. Impor NPL 3. Lainnya NPL Total Kredit NPL r) Angka-angka diperbaiki

NPL 2. Investments NPL 3. Consumption NPL

7.184

1.234.235 Total Credit 27.305

Orientasi Penggunaan Kredit kepada Pihak Ketiga 1. Ekspor

1. Working Capital

NPL User Orientation Credit to Third Party

13.551 548 7.296 350 755.987

13.169

13.230

11.808r)

11.936

12.685

11.939

12.455

13.077

11.978

11.593

13.717

12.114

12.390

12.857

12.606

12.063

12.939

540

505

508

512

515

529

556

577

565

497

502

510

490

467

472

516

527

10.542

8.964

19.848

22.467

22.411

26.404

27.522

29.922

25.187

27.799

23.296

18.086

12.962

12.021

10.936

10.184

372

384

384

406

387

402

428

448

436

462

470

14

13

12

14

14

14

935.417

954.095

974.057

993.341

1.031.794

1.043.566

1.049.640

1.084.491

1.083.157

1.109.209

1.140.209

1.124.170

1.135.570

1.152.482

1.174.712

1.183.035

1.211.113

12.322

r)

18.885

20.336

22.063

22.547

22.602

22.402

23.088

23.900

23.213

23.107

22.458

21.496

24.577

25.431

24.846

25.476

26.771

776.833

959.128

976.289

998.187

1.025.125

1.066.945

1.077.916

1.088.499

1.125.090

1.125.057

1.145.988

1.181.726

1.159.580

1.166.047

1.178.302

1.199.339

1.206.035

19.783

21.249

22.951

23.439

23.520

23.304

24.019

24.883

24.239

24.108

23.418

22.467

25.100

25.935

25.326

25.962

27.301

1. Ekspor NPL 2. Impor NPL 3. Other NPL

26.764

1.234.235 Total Credit 27.305

NPL r) Revised figures

103

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 4.11.a. Kredit dan NPL BUSN Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of Foreign Exchange Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) 2011

2012

Des

Des

2013

2014

Items

Keterangan Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jenis Penggunaan

Type of Use

Kredit kepada Pihak Ketiga 1. Modal Kerja

Credit to Third Party 434.210

519.409

528.993

539.070

549.607

557.795

568.735

577.069

588.503

601.259

602.098

617.230

609.488

616.121

633.567

643.513

640.012

653.292

NPL

10.005

9.122

9.731

9.760

9.954

9.730

8.991

10.196

10.035

10.617

10.820

10.151

10.673

11.595

11.931

12.947

14.054

14.191

2. Investasi

242.948

305.936

313.375

313.999

322.036

325.275

332.118

339.615

346.278

351.682

359.853

371.973

370.141

369.421

373.447

382.503

389.800

397.145

NPL 3. Konsumsi

4.746

4.540

5.149

5.169

5.519

5.186

5.251

5.791

5.493

5.851

6.106

6.057

6.277

6.462

6.785

7.239

8.474

8.891

245.384

288.933

294.269

298.633

302.581

307.193

315.702

316.964

321.213

322.632

323.809

322.319

324.135

323.888

323.315

320.726

334.186

335.733

NPL Total Kredit NPL

3.390

3.785

4.043

4.200

4.320

4.289

4.291

4.380

4.375

4.472

4.526

4.356

4.540

4.711

4.857

5.165

5.384

922.541

1.114.279

1.136.637

1.151.702

1.174.225

1.190.263

1.216.555

1.233.648

1.255.994

1.275.573

1.285.761

1.311.522

1.303.765

1.309.430

1.330.329

1.346.741

1.363.998

18.141

17.448

18.924

19.129

19.792

19.205

18.534

20.368

19.903

20.941

21.453

20.564

21.489

22.769

23.573

25.351

27.912

NPL 2. Impor NPL

NPL

NPL

NPL 3. Consumption NPL

5.364

28.447

NPL User Orientation Credit to Third Party

1. Ekspor

Total Kredit

NPL 2. Investments

1.386.170 Total Credit

Orientasi Penggunaan Kredit kepada Pihak Ketiga

3. Lainnya

1. Working Capital

8.800

9.391

9.922

9.834

10.559

11.470

11.729

10.470

13.397

13.582

13.746

14.471

14.126

14.169

16.619

17.605

16.800

16.884

91

22

21

24

25

27

48

21

70

70***)

97

153

151

148

150

148

130

383

7.256

11.385

10.774

11.295

12.014

12.488

14.286

18.085

14.903

15.883

15.706

15.784

15.942

16.617

17.865

18.505

19.368

19.676

199

97

97

93

100

146

135

168

145

138

131

76

75

72

70

39

294

296

906.486

1.093.502

1.115.941

1.130.573

1.151.652

1.166.305

1.190.540

1.205.094

1.227.694

1.246.108

1.256.309

1.281.267

1.273.697

1.278.644

1.295.845

1.310.632

1.327.831

1.349.609

17.851

17.329

18.806

19.012

19.667

19.032

18.351

20.179

19.689

20.697

21.225

20.335

21.263

22.549

23.354

25.165

27.487

922.541

1.114.279

1.136.637

1.151.702

1.174.225

1.190.263

1.216.555

1.233.648

1.255.994

1.275.573

1.285.761

1.311.522

1.303.765

1.309.430

1.330.329

1.346.741

1.363.998

18.141

17.448

18.924

19.129

19.792

19.205

18.534

20.368

19.903

20.941

21.453

20.564

21.489

22.769

23.573

25.351

27.912

***) Angka-angka sangat-sangat sementara

1. Ekspor NPL 2. Impor NPL 3. Other NPL

27.767

1.386.170 Total Credit 28.447

NPL ***) Estimated figures

104

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 4.12.a. Kredit dan NPL BUSN Non Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of Non-Foreign Exchange Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) 2011

2012

Des

Des

2013

2014

Items

Keterangan Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jenis Penggunaan

Type of Use

Kredit kepada Pihak Ketiga 1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL

Credit to Third Party 22.195

30.464

32.520

33.603

34.996

37.334

37.875

37.747

39.545

38.677

39.439

41.614

40.548

41.569

43.524

45.185

46.292

47.386

635

810

863

893

904

859

960

923

893

990

952

1.001

1.113

1.190

1.101

1.308

1.349

1.364

11.858

16.879

17.816

18.154

18.930

19.384

19.964

19.468

19.621

19.872

20.130

20.358

20.303

20.560

20.849

21.225

21.780

22.961

285

692

674

701

705

694

731

690

665

707

648

618

713

613

667

770

806

812

34.090

42.108

43.720

43.434

43.865

44.535

44.950

45.011

45.480

45.874

46.191

46.256

46.280

46.265

46.325

46.671

47.547

48.386

323

336

327

334

342

334

328

346

330

340

359

319

355

352

365

361

383

68.143

89.451

94.056

95.191

97.791

101.253

102.789

102.226

104.646

104.423

105.760

108.228

107.131

108.394

110.697

113.081

115.619

1.243

1.838

1.864

1.928

1.952

1.887

2.020

1.958

1.888

2.037

1.958

1.938

2.181

2.155

2.133

2.439

2.537

2.556

10

5

1

1

6

2

3

3

2

2

1

0

0

1

1

1

7

13

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2. Impor

0

6

3

4

4

3

6

5

4

2

3

2

3

3

3

3

3

245

NPL

NPL

NPL

NPL User Orientation Credit to Third Party

NPL

Total Kredit

NPL 3. Consumption

380

1. Ekspor

NPL

NPL 2. Investments

118.732 Total Credit

Orientasi Penggunaan Kredit kepada Pihak Ketiga

3. Lainnya

1. Working Capital

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

68.133

89.439

94.052

95.187

97.781

101.247

102.780

102.218

104.640

104.419

105.757

108.226

107.127

108.390

110.693

113.076

115.609

118.475

1.243

1.838

1.864

1.928

1.952

1.887

2.020

1.958

1.888

2.037

1.958

1.938

2.181

2.155

2.133

2.439

2.537

68.143

89.451

94.056

95.191

97.791

101.253

102.789

102.226

104.646

104.423

105.760

108.228

107.131

108.394

110.697

113.081

115.619

1.243

1.838

1.864

1.928

1.952

1.887

2.020

1.958

1.888

2.037

1.958

1.938

2.181

2.155

2.133

2.439

2.537

1. Ekspor NPL 2. Impor NPL 3. Other NPL

2.556

118.732 Total Credit 2.556

NPL

105

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 4.13.a. Kredit dan NPL BPD Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of Regional Development Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) 2011

2012

Des

Des

2013

2014

Items

Keterangan Mar

Apr

Mei

Jun

Jul

Ags

Sep *)

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jenis Penggunaan

Type of Use

Kredit kepada Pihak Ketiga 1. Modal Kerja

Credit to Third Party 35.304

45.861

45.674

47.676

49.513

51.965

53.788

54.608

57.029

58.333

59.058

57.562

51.602

52.488

54.632

56.048

57.698

59.550

NPL

1.948

3.207

3.514

3.840

4.000

4.105

4.331

4.366

4.240

4.584

4.647

4.838

4.555

4.827

5.049

5.402

5.861

5.515

2. Investasi

21.081

24.870

26.227

27.226

27.702

28.222

28.418

28.534

28.778

29.456

29.848

29.561

30.592

30.714

31.174

32.119

32.480

32.620

NPL 3. Konsumsi NPL Total Kredit NPL

498

1.134

1.280

1.295

1.401

1.446

1.457

1.528

2.033

2.120

2.090

1.683

1.818

2.009

2.096

2.938

3.178

3.034

119.317

148.120

155.376

158.377

161.122

164.628

167.615

168.632

171.368

173.197

175.107

177.418

178.129

180.461

182.885

185.046

188.722

191.278

627

684

763

802

840

852

896

949

963

988

1.014

922

1.034

1.072

1.076

1.160

1.288

175.702

218.851

227.278

233.279

238.337

244.815

249.821

251.775

257.175

260.985

264.014

264.541

260.323

263.662

268.692

273.212

278.900

3.073

5.025

5.558

5.936

6.241

6.402

6.684

6.843

7.236

7.692

7.751

7.444

7.407

7.908

8.221

9.499

10.327

9.886

99

87

86

84

85

88

83

65

64

66

66

65

64

64

63

62

101

100

8

14

11

11

10

8

8

8

8

8

9

9

9

9

9

10

12

23

2. Impor

5

5

3

3

3

3

3

3

3

3

3

3

4

3

3

3

3

3

NPL

NPL

NPL

NPL User Orientation Credit to Third Party

NPL

Total Kredit

NPL 3. Consumption

1.336

1. Ekspor

NPL

NPL 2. Investments

283.448 Total Credit

Orientasi Penggunaan Kredit kepada Pihak Ketiga

3. Lainnya

1. Working Capital

0

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

175.597

218.759

227.189

233.192

238.249

244.725

249.734

251.707

257.108

260.915

263.944

264.473

260.256

263.595

268.625

273.147

278.796

283.345

3.065

5.010

5.546

5.924

6.230

6.393

6.675

6.834

7.227

7.683

7.741

7.434

7.397

7.898

8.210

9.489

10.314

175.702

218.851

227.278

233.279

238.337

244.815

249.821

251.775

257.175

260.985

264.014

264.541

260.323

263.662

268.692

273.212

278.900

3.073

5.025

5.558

5.936

6.241

6.402

6.684

6.843

7.236

7.692

7.751

7.444

7.407

7.908

8.221

9.499

10.327

1. Ekspor NPL 2. Impor NPL 3. Other NPL

9.861

283.448 Total Credit 9.886

NPL

106

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 4.14.a. Kredit dan NPL Bank Campuran Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of Joint Venture Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) 2011

2012

Des

Des

2013

2014

Items

Keterangan Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jenis Penggunaan

Type of Use

Kredit kepada Pihak Ketiga 1. Modal Kerja

Credit to Third Party 80.077

101.551

105.806

109.885

112.743

116.250

119.136

123.905

124.545

119.863

125.821

130.992

130.476

126.612

125.550

132.306

134.333

139.191

NPL

1.083

1.307

1.248

1.246

1.161

1.071

1.083

1.162

939

1.061

1.021

1.171

1.156

1.127

1.360

1.603

2.310

2.478

2. Investasi

26.317

38.127

39.877

42.415

43.211

44.877

47.563

49.899

53.065

53.161

55.370

55.821

56.910

57.454

55.446

56.044

57.128

56.541

NPL 3. Konsumsi NPL Total Kredit NPL

401

537

538

505

579

454

730

726

775

833

865

867

879

837

785

827

878

1.047

13.994

13.617

13.103

12.860

12.777

13.238

13.685

13.930

13.911

14.446

14.539

14.545

14.478

14.538

14.336

14.749

14.846

15.009

552

524

540

407

403

409

386

418

420

426

430

432

449

344

346

341

365

120.389

153.295

158.786

165.160

168.730

174.365

180.383

187.733

191.521

187.471

195.730

201.357

201.863

198.604

195.332

203.099

206.307

2.036

2.368

2.326

2.158

2.143

1.934

2.199

2.306

2.133

2.320

2.315

2.470

2.484

2.308

2.492

2.772

3.553

NPL 2. Impor NPL 3. Lainnya NPL Total Kredit NPL

NPL 2. Investments NPL 3. Consumption NPL

369

210.741 Total Credit 3.893

Orientasi Penggunaan Kredit kepada Pihak Ketiga 1. Ekspor

1. Working Capital

NPL User Orientation Credit to Third Party

14.728

17.518

17.854

18.175

18.033

18.116

18.755

19.685

18.502

19.956

21.599

24.128

22.743

22.274

20.035

21.575

22.280

22.451

468

619

587

538

492

474

469

486

330

334

302

340

288

279

166

167

167

230

3.899

5.989

6.431

6.899

6.991

7.627

6.483

7.341

7.021

6.487

8.752

9.350

9.627

8.922

10.298

10.668

10.145

13.716

23

8

8

8

8

8

8

32

29

29

29

26

26

26

26

24

8

62

101.761

129.788

134.501

140.087

143.705

148.622

155.145

160.707

165.998

161.028

165.380

167.880

169.493

167.407

165.000

170.856

173.882

174.574

1.545

1.742

1.731

1.613

1.643

1.453

1.723

1.788

1.774

1.957

1.985

2.104

2.170

2.003

2.300

2.582

3.379

120.389

153.295

158.786

165.160

168.730

174.365

180.383

187.733

191.521

187.471

195.730

201.357

201.863

198.604

195.332

203.099

206.307

2.036

2.368

2.326

2.158

2.143

1.934

2.199

2.306

2.133

2.320

2.315

2.470

2.484

2.308

2.492

2.772

3.553

1. Ekspor NPL 2. Impor NPL 3. Other NPL

3.601

210.741 Total Credit 3.893

NPL

107

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 4.15.a. Kredit dan NPL Bank Asing Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

(Credit and NPL of Foreign Owned Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) 2011

2012

Des

Des

2013

2014

Items

Keterangan Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Jenis Penggunaan

Type of Use

Kredit kepada Pihak Ketiga 1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL

Credit to Third Party 89.789

115.432

118.255

124.294

124.939

123.844

133.616

141.831

149.363

970

732

810

793

743

824

853

911

946

26.862

37.028

36.900

36.063

37.769

36.633

39.032

40.463

42.146

142.720 1.134r) 41.748

151.293

158.191

157.747

154.004

157.266

157.995

164.223

166.046

1.316

1.341

1.087

1.923

3.430

1.844

1.666

1.685

44.085

45.465

45.796

46.072

45.942

47.391

47.269

47.632

525

569

552

458

456

535

548

576

606

578

606

564

557

527

476

586

579

619

19.834

20.398

20.171

20.341

20.562

21.005

21.014

21.227

21.274

21.499

21.766

21.844

22.216

21.608

20.338

20.491

20.797

21.157

1.924

1.366

1.440

1.441

1.452

1.487

1.505

1.532

1.564

1.602

1.614

1.491

1.526

1.556

430

425

427

136.486

172.859

175.326

180.697

183.270

181.482

193.661

203.521

212.784

205.968

217.144

225.500

225.759

221.684

223.546

225.876

232.290

3.419

2.667

2.802

2.693

2.651

2.847

2.906

3.019

3.116

3.314

3.536

3.396

3.170

4.006

4.336

2.854

2.671

NPL 2. Impor NPL 3. Lainnya NPL Total Kredit NPL r) Angka-angka diperbaiki

NPL 2. Investments NPL 3. Consumption NPL

442

234.835 Total Credit 2.746

Orientasi Penggunaan Kredit kepada Pihak Ketiga 1. Ekspor

1. Working Capital

NPL User Orientation Credit to Third Party

4.688

7.629

7.323

8.296

8.464

8.471

9.377

9.847

10.120

8.313

9.956

10.136

8.562

8.879

8.105

9.522

9.452

9.755

487

421

364

362

359

366

377

391

417

406

426

567

403

534

521

527

528

535

8.069

11.058

12.120

14.263

14.603

14.690

15.245

16.348

17.221

16.752

17.673

17.522

17.780

17.334

17.657

17.931

19.185

162

109

106

107

107

139

130

138

149

147

154

45

46

529

529

492

477

489

123.154

154.172

155.883

158.139

160.351

158.408

169.595

178.429

186.315

180.434

190.437

197.690

199.675

195.024

198.108

198.698

204.907

205.896

r)

14.455

r)

2.656

2.136

2.331

2.225

2.185

2.342

2.399

2.489

2.550

2.760

2.957

2.783

2.722

2.943

3.287

1.836

1.666

136.486

172.859

175.326

180.697

183.270

181.482

193.661

203.521

212.784

205.968

217.144

225.500

225.759

221.684

223.546

225.876

232.290

3.418

2.667

2.802

2.693

2.651

2.847

2.906

3.019

3.116

3.314

3.536

3.396

3.170

4.006

4.336

2.854

2.671

1. Ekspor NPL 2. Impor NPL 3. Other NPL

1.722

234.835 Total Credit 2.746

NPL r) Revised figures

108

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 4.16.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan per Lokasi Dati I Bank Penyalur Kredit - Juni 2014

Credit and Non Perfoming Loan (NPL) of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use by Bank Location for June 2014 Miliar Rp (Billion Rp) Lokasi 1.

Jawa Barat NPL 2. Banten NPL 3. DKI Jakarta NPL 4. D.I Yogyakarta NPL 5. Jawa Tengah NPL 6. Jawa Timur NPL 7. Bengkulu NPL 8. Jambi NPL 9. Aceh NPL 10. Sumatera Utara NPL 11. Sumatera Barat NPL 12. Riau NPL 13. Sumatera Selatan NPL 14. Bangka Belitung NPL 15. Kepulauan Riau NPL 16. Lampung NPL 17. Kalimantan Selatan NPL 18. Kalimantan Barat NPL 19. Kalimantan Timur NPL 20. Kalimantan Tengah NPL 21. Sulawesi Tengah NPL 22. Sulawesi Selatan NPL 23. Sulawesi Utara NPL 26. Gorontalo NPL 25. Sulawesi Barat NPL 24. Sulawesi Tenggara NPL 27. Nusa Tenggara Barat NPL 28. Bali NPL 29. Nusa Tenggara Timur NPL 30. Maluku NPL 31. Papua NPL 32. Maluku Utara NPL 33. Papua Barat NPL 34. Lainnya NPL Total NPL *). Angka-angka sementara

Modal Kerja

Investasi

Konsumsi

(Working Capital)

(Investment)

(Consumption)

116.826 4.357 27.935 678 872.075 15.328 9.444 263 97.904 2.578 185.530 4.736 3.786 142 8.030 329 8.077 946 77.409 2.120 14.222 570 15.469 770 20.047 1.175 4.367 74 10.556 149 18.005 459 10.868 292 11.008 190 22.025 1.126 3.980 128 6.061 240 29.063 1.464 7.013 403 2.091 157 1.448 137 3.858 164 6.289 177 19.754 306 4.739 141 1.909 87 7.667 330 1.263 80 3.453 90 18.359 81 1.650.982 40.265

48.889 1.676 10.988 196 513.482 8.431 5.398 127 27.886 806 46.270 985 1.389 86 6.071 126 2.359 100 44.241 1.127 5.745 244 16.268 528 14.794 586 737 64 7.692 143 8.967 126 9.158 297 8.739 124 21.004 1.685 5.722 44 1.893 54 15.471 695 2.786 89 433 67 373 23 1.647 91 2.317 44 11.894 477 1.201 30 779 37 2.836 128 487 39 989 28 9.060 188 857.965 19.513

121.048 2.365 42.828 687 304.342 4.816 9.458 108 60.258 718 85.393 1.033 6.769 50 10.762 158 14.265 181 37.269 859 15.799 163 18.755 493 21.186 412 3.193 42 10.540 210 10.296 173 13.433 209 12.450 108 20.784 409 6.933 54 9.796 85 34.895 651 14.698 371 4.686 58 2.297 29 8.128 85 11.135 123 19.636 95 10.004 68 4.105 59 8.604 138 3.070 24 2.813 42 39 0 959.669 15.075

Ekspor

Orientasi Penggunaan (User Orientation) Impor

2.172 67 340 1 38.539 1.402 113 2 1.062 15 6.133 79 81 0 132 1 16 0 9.392 117 622 5 121 2 862 1 425 0 109 0 551 0 183 1 180 0 287 0 172 0 23 0 219 1 46 0 7 1 3 0 16 1 7 0 197 0 26 1 5 0 3 0 5 0 7 89 62.142 1.698

851 0 87 0 53.674 839 16 2 1.198 5 4.531 2 10 0 23 1 1 0 2.122 2 28 0 67 0 14 0 1 0 123 3 0 8 0 10 0 5 0 1 0 17 1 20 8 2 0 3 0 1 0 10 1 1 0 4 0 15 0 2 0 8 1 0 0 2 0 150 63.008 864

Lainnya

Location 283.741 8.332 81.325 1.559 1.597.686 26.333 24.170 495 183.788 4.082 306.529 6.673 11.854 278 24.708 611 24.684 1.227 147.405 3.987 35.116 971 50.304 1.789 55.151 2.172 7.871 180 28.557 502 36.713 757 33.268 798 32.007 421 63.522 3.219 16.462 225 17.711 378 79.190 2.802 24.449 863 7.199 281 4.114 189 13.607 338 19.732 344 51.082 877 15.902 238 6.786 182 19.096 596 4.814 142 7.247 160 27.219 269 3.343.242 72.371

1. Jawa Barat NPL 2. Banten NPL 3. DKI Jakarta NPL 4. D.I Yogyakarta NPL 5. Jawa Tengah NPL 6. Jawa Timur NPL 7. Bengkulu NPL 8. Jambi NPL 9. Aceh NPL 10. Sumatera Utara NPL 11. Sumatera Barat NPL 12. Riau NPL 13. Sumatera Selatan NPL 14. Bangka Belitung NPL 15. Kepulauan Riau NPL 16. Lampung NPL 17. Kalimantan Selatan NPL 18. Kalimantan Barat NPL 19. Kalimantan Timur NPL 20. Kalimantan Tengah NPL 21. Sulawesi Tengah NPL 22. Sulawesi Selatan NPL 23. Sulawesi Utara NPL 26. Gorontalo NPL 25. Sulawesi Barat NPL 24. Sulawesi Tenggara NPL 27. Nusa Tenggara Barat NPL 28. Bali NPL 29. Nusa Tenggara Timur NPL 30. Maluku NPL 31. Papua NPL 32. Maluku Utara NPL 33. Papua Barat NPL 34. Lainnya NPL Total NPL *) Provisional figures

109

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014 Tabel 4.17.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lokasi Dati I Bank Penyalur Kredit

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

(Credit and NPL 0f Commercial Banks to Non Bank Third Party Based on Bank Location) Miliar Rp (Billion Rp) Keterangan 1. Jawa Barat NPL 2. Banten NPL 3. DKI Jakarta NPL 4. D.I Yogyakarta NPL 5. Jawa Tengah NPL 6. Jawa Timur NPL 7. Bengkulu NPL 8. Jambi NPL 9. Aceh NPL 10. Sumatera Utara NPL 11. Sumatera Barat NPL 12. Riau NPL 13. Sumatera Selatan NPL 14. Bangka Belitung NPL 15. Kepulauan Riau NPL 16. Lampung NPL 17. Kalimantan Selatan NPL 18. Kalimantan Barat NPL 19. Kalimantan Timur NPL 20. Kalimantan Tengah NPL 21. Sulawesi Tengah NPL 22. Sulawesi Selatan NPL 23. Sulawesi Utara NPL 24. Gorontalo NPL 25. Sulawesi Barat NPL 26. Sulawesi Tenggara NPL 27. Nusa Tenggara Barat NPL 28. Bali NPL 29. Nusa Tenggara Timur NPL 30. Maluku NPL 31. Papua NPL 32. Maluku Utara NPL 33. Irian Jaya Barat NPL 34. Lainnya NPL Total NPL

*). Angka-angka sementara

2011 Des

2012 Des

Mar

Apr

Mei

Jun

Jul

172.550 4.134 52.115 980 1.080.426 22.338 15.154 313 120.950 2.550 190.058 5.490 7.399 128 15.104 261 18.714 768 106.073 2.426 24.573 466 36.387 710 35.249 569 4.993 27 18.147 424 23.782 697 21.006 396 19.433 176 41.908 837 11.491 114 11.125 310 53.068 1.514 16.121 430 4.433 122 2.782 111 8.153 113 12.122 203 29.793 463 10.184 145 4.926 130 11.013 127 3.017 52 3.914 44 13.932 130

219.544 5.318 64.337 1.055 1.310.522 20.366 18.636 387 150.269 2.887 239.702 6.257 9.361 131 19.282 328 20.755 958 130.886 2.470 30.384 627 43.303 1.256 44.204 1.382 5.467 50 23.059 410 30.146 668 26.634 403 24.728 198 52.316 1.239 14.281 106 13.523 239 66.433 1.817 19.768 405 5.522 110 3.366 86 10.602 154 15.323 217 38.418 199 12.525 174 5.576 163 14.439 179 3.847 77 5.398 76 15.310 202 2.707.862 50.595

227.818 6.283 63.542 1.195 1.336.366 20.816 18.902 424 152.567 3.156 245.482 5.564 9.748 196 20.153 454 21.512 1.089 133.127 2.992 31.250 727 43.952 1.413 46.098 1.559 5.642 68 23.185 474 30.510 720 27.303 504 25.754 370 53.368 1.510 14.410 126 14.067 290 68.598 2.012 20.334 466 5.778 184 3.455 158 11.128 192 16.017 249 40.292 252 12.842 201 5.686 177 14.920 232 4.014 102 5.514 93 15.036 179 2.768.371 54.425

232.446 6.639 64.148 1.234 1.366.847 20.563 19.295 422 154.540 3.234 250.266 5.552 10.016 188 20.612 444 21.885 1.131 134.432 3.083 31.860 761 44.671 1.450 46.791 1.678 5.724 70 23.578 449 31.141 748 27.741 493 26.539 387 54.696 1.683 14.599 141 14.322 287 69.930 2.039 20.750 520 5.929 187 3.520 160 11.399 214 16.380 258 41.066 233 13.152 202 5.798 183 15.245 253 4.139 103 5.651 116 15.110 176 2.824.217 55.283

238.617 6.705 65.582 1.250 1.401.224 20.761 19.802 438 156.690 3.324 253.887 5.664 10.244 194 21.328 474 22.118 1.153 135.977 3.208 32.257 752 45.062 1.454 48.142 1.704 6.145 96 24.049 406 31.980 729 28.575 532 26.868 384 55.975 1.787 14.807 143 14.695 304 70.942 2.077 21.252 525 6.081 203 3.555 156 11.691 225 16.655 272 41.973 240 13.478 208 5.920 190 15.572 276 4.237 119 5.839 116 16.259 229 2.887.478 56.298

245.623 6.706 67.769 1.242 1.425.765 20.125 20.403 429 160.624 3.481 265.556 5.656 10.514 185 22.218 429 22.720 1.148 139.512 3.169 33.149 731 46.391 1.483 49.576 1.752 6.456 94 24.623 385 33.073 701 29.269 525 27.586 399 57.740 1.703 15.426 145 15.191 306 73.229 2.071 21.870 510 6.285 196 3.627 162 11.998 229 17.041 264 43.503 241 13.861 198 6.093 179 16.082 291 4.376 124 6.079 114 15.894 206 2.959.123 55.579

249.472 6.884 71.533 1.302 1.458.531 19.766 20.970 454 163.543 3.537 272.771 5.847 10.726 185 22.502 457 22.906 1.210 141.096 3.246 33.441 773 46.738 1.527 50.221 1.779 6.620 97 25.125 389 33.845 683 29.593 613 28.065 405 59.531 1.833 15.366 146 15.435 333 73.635 2.179 22.054 505 6.372 210 3.685 155 12.195 239 17.300 268 44.200 229 14.112 198 6.146 184 16.428 305 4.421 133 6.200 127 16.348 164 3.021.126 56.362

2.200.094 47.695

2013

2014 Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

251.053 7.158 72.215 1.340 1.488.972 21.178 20.959 448 164.723 3.706 277.430 6.137 10.775 204 22.668 497 23.243 1.267 142.327 3.393 33.471 794 46.663 1.644 50.594 1.843 6.670 100 25.691 434 33.973 657 29.719 643 28.229 438 60.139 1.832 15.567 164 15.558 375 74.124 2.245 22.274 538 6.406 222 3.697 162 12.260 248 17.385 290 44.779 267 14.281 214 6.166 185 16.652 305 4.421 140 6.238 135 18.081 174

256.672 6.881 73.713 1.272 1.531.403 20.894 21.385 440 168.013 3.598 284.466 5.750 11.012 201 23.133 521 23.571 1.261 145.782 3.338 33.825 799 47.369 1.654 51.928 1.875 7.125 107 26.451 427 34.385 638 30.438 567 28.757 424 62.069 2.242 16.388 166 15.883 355 75.246 2.186 22.715 550 6.551 221 3.751 157 12.531 236 17.740 281 45.807 243 14.567 221 6.337 185 16.919 324 4.508 143 6.387 145 20.381 215

259.113 7.200 74.500 1.272 1.534.156 21.952 21.636 445 167.855 3.613 285.600 5.912 11.074 211 23.242 518 23.578 1.245 147.617 3.435 33.834 796 47.619 1.605 52.029 1.853 7.526 103 26.723 414 35.018 634 30.620 578 29.203 449 62.552 2.466 16.417 180 15.979 358 73.940 2.252 22.909 544 6.580 209 3.778 155 12.702 243 17.892 290 46.241 239 14.717 228 6.385 179 17.210 330 4.525 139 6.493 160 20.215 210

262.580 7.137 74.858 1.273 1.563.789 22.274 21.258 407 170.670 3.616 294.714 5.496 11.159 209 23.357 540 23.721 1.246 149.110 3.480 33.910 808 47.788 1.625 52.480 1.885 7.871 107 27.252 455 34.468 638 30.995 587 29.544 460 63.462 2.406 16.683 175 16.155 360 74.063 2.227 23.036 636 6.640 222 3.809 158 12.840 243 18.120 281 46.744 255 14.824 228 6.437 178 17.497 320 4.566 132 6.536 151 23.463 217

267.666 6.833 76.353 1.162 1.604.953 22.048 22.166 383 175.439 3.492 302.809 5.331 11.277 203 23.615 467 23.538 1.070 155.203 3.296 34.323 750 48.573 1.489 53.339 1.844 7.813 102 28.180 393 35.422 603 31.584 544 30.303 340 64.093 2.489 16.748 154 16.408 325 75.625 2.153 23.299 593 6.735 191 3.870 148 12.963 226 18.383 258 47.875 239 14.917 199 6.545 163 17.763 311 4.631 129 6.731 132 23.731 222

264.369 7.536 75.546 1.329 1.595.387 22.244 21.877 417 172.445 3.806 298.553 6.000 11.146 227 23.389 505 23.588 1.149 152.610 3.651 33.823 836 47.847 1.599 52.319 1.957 7.428 119 27.757 470 34.666 638 31.099 655 29.700 381 62.519 2.153 16.329 178 16.199 351 74.416 2.431 22.878 730 6.706 217 3.851 165 12.950 266 18.291 288 47.427 268 14.607 224 6.345 175 17.251 354 4.583 142 6.494 141 24.028 229

267.087 7.832 76.978 1.451 1.591.591 24.080 22.300 429 174.119 3.919 299.424 6.177 11.243 248 23.624 546 23.532 1.166 151.964 3.729 34.173 860 47.974 1.649 53.117 2.042 7.622 125 27.585 473 35.245 648 31.406 703 30.167 408 62.579 2.280 16.364 185 16.499 358 75.245 2.496 23.052 759 6.754 227 3.904 176 12.901 272 18.569 308 48.045 272 14.788 217 6.449 182 17.578 376 4.641 144 6.636 148 24.664 194

270.286 7.604 77.866 1.400 1.605.976 25.280 22.724 437 177.437 3.878 303.067 6.299 11.428 222 23.922 492 23.819 1.139 155.166 3.756 34.565 884 48.335 1.611 54.087 2.046 7.387 126 27.624 470 36.051 647 31.833 675 30.699 379 63.814 2.294 16.626 198 16.883 364 76.103 2.392 23.482 724 6.876 228 3.966 186 13.089 280 18.923 308 48.975 354 15.071 219 6.590 183 18.122 364 4.713 145 6.831 140 24.563 354

275.718 8.059 78.462 1.473 1.636.214 24.981 23.098 424 178.943 4.118 307.022 6.439 11.595 261 24.090 588 24.042 1.223 156.892 3.953 34.853 967 48.709 1.753 54.534 2.102 7.811 128 28.261 486 36.789 714 32.356 692 31.116 424 64.000 3.315 16.803 202 17.016 364 76.880 2.501 23.637 758 6.961 238 4.021 185 13.280 318 19.160 338 49.541 365 15.324 222 6.612 196 18.323 446 4.726 148 6.938 156 27.622 345

280.831 8.375 80.516 1.564 1.660.673 27.738 23.650 476 181.009 4.113 309.029 6.742 11.735 274 24.362 649 23.879 1.251 155.541 4.120 35.063 987 49.373 1.807 55.197 2.403 8.125 148 28.249 500 37.245 759 32.854 811 31.307 430 63.797 3.564 17.064 224 17.314 387 77.815 2.920 23.921 833 7.065 269 4.061 193 13.422 335 19.383 362 50.180 407 15.594 244 6.691 203 18.640 528 4.770 155 7.087 163 27.703 *) 369 *)

286.763 8.399 81.751 1.560 1.689.899 28.574 24.299 498 186.048 4.102 317.193 6.754 11.944 278 24.863 613 24.701 1.227 158.919 4.106 35.766 977 50.492 1.791 56.027 2.173 8.297 180 28.788 502 37.267 757 33.460 799 32.197 421 63.813 3.220 16.635 226 17.751 379 79.429 2.811 24.497 863 7.210 282 4.118 189 13.633 340 19.741 344 51.283 877 15.944 239 6.793 183 19.108 597 4.819 142 7.255 160 27.457 269

3.067.402 59.378

3.147.210 58.514

3.159.476 60.412

3.214.397 60.431

3.292.874 58.279

3.258.421 61.831

3.267.820 65.080

3.306.896 66.081

3.361.348 68.878

3.403.148 74.302

3.468.408 74.933

Items 1. Jawa Barat NPL 2. Banten NPL 3. DKI Jakarta NPL 4. D.I Yogyakarta NPL 5. Jawa Tengah NPL 6. Jawa Timur NPL 7. Bengkulu NPL 8. Jambi NPL 9. Aceh NPL 10. Sumatera Utara NPL 11. Sumatera Barat NPL 12. Riau NPL 13. Sumatera Selatan NPL 14. Bangka Belitung NPL 15. Kepulauan Riau NPL 16. Lampung NPL 17. Kalimantan Selatan NPL 18. Kalimantan Barat NPL 19. Kalimantan Timur NPL 20. Kalimantan Tengah NPL 21. Sulawesi Tengah NPL 22. Sulawesi Selatan NPL 23. Sulawesi Utara NPL 24. Gorontalo NPL 25. Sulawesi Barat NPL 26. Sulawesi Tenggara NPL 27. Nusa Tenggara Barat NPL 28. Bali NPL 29. Nusa Tenggara Timur NPL 30. Maluku NPL 31. Papua NPL 32. Maluku Utara NPL 33. Papua Barat NPL 34. Lainnya NPL Total NPL

*) Provisional figures

110

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 4.18.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Hubungan Penerima Kredit dengan Bank

(Credit and NPL of Commercial Banks to Non Bank Third Party Based on Bank Relation with Beneficiary) Miliar Rp (Billion Rp) 2011

2012

Des

Des

2013

2014

Items

Keterangan Kredit Kepada Pihak Tidak Terkait a. Lancar b. DPK

Mar

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

2.170.291

2.674.701

2.749.478

2.805.718

2.867.494

2.939.224

3.000.310

3.046.135

3.121.530

3.136.185

3.188.700

3.263.361

3.234.434

3.239.271

3.277.759

3.334.319

3.374.593

3.441.682 Loan for Non Connected Parties

2.038.259

2.511.618

2.566.728

2.623.405

2.702.375

2.757.387

2.826.623

2.857.998

2.936.424

2.953.071

2.998.390

3.076.570

3.024.787

3.016.347

3.054.123

3.119.373

3.142.658

3.208.458

a. Current b. Special Mention

84.542

112.712

128.572

127.276

109.071

126.493

117.536

128.971

126.746

122.824

130.010

128.616

147.922

157.949

157.669

146.185

157.882

158.631

c. Kurang Lancar

7.400

9.257

10.526

11.170

10.886

10.248

11.304

11.784

11.851

12.060

11.456

10.232

12.852

13.357

14.827

15.411

17.447

15.659

c. Sub-Standard

d. Diragukan

6.882

6.895

9.101

8.035

8.276

8.381

7.952

8.496

8.475

8.981

9.447

8.633

8.943

10.857

11.609

11.835

13.617

15.768

d. Doubtful

33.207

34.218

34.551

35.833

36.886

36.714

36.895

38.885

38.034

39.248

39.396

39.310

39.930

40.761

39.531

41.515

42.989

43.166

e. Lost

Non Performing Loan Pihak Tidak Terkait

47.489

50.371

54.179

55.037

56.048

55.343

56.151

59.165

58.361

60.289

60.300

58.175

61.725

64.975

65.967

68.760

74.053

74.593 Non Performing Loan of Non Connected

Kredit Kepada PihakTerkait

29.803

33.161

18.893

18.498

19.984

19.899

20.816

21.268

25.680

23.291

25.697

29.513

23.987

28.550

29.140

27.030

28.555

26.480 Loan for Connected Parties

29.445

32.694

18.361

17.980

19.474

19.173

20.422

20.873

25.290

22.941

25.077

29.235

23.672

28.254

28.621

26.724

27.728

25.767

153

243

286

273

260

491

183

182

236

227

489

174

208

191

405

188

579

474

7

15

16

23

22

22

116

91

34

23

23

15

12

13

18

11

107

103

5

13

24

14

23

13

15

39

40

13

21

8

13

13

14

19

46

32

194

196

206

208

205

200

81

82

80

87

87

81

81

78

82

87

95

105

e. Macet

a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet Non Performing Loan Pihak Terkait

Parties

206

224

246

245

250

236

211

213

154

123

131

104

106

105

114

118

248

239

a. Current b. Special Mention c. Sub-Standard d. Doubtful e. Lost Non Performing Loan of Non Connected Parties

111

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014 Tabel 4.19.a. Kredit dan NPL Bank Umum kepada Pihak Ketiga Bukan Bank Yang Penarikannya Menggunakan Kartu Berdasarkan Kelompok Bank

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

(Credit and Non Performing Loan (NPL) of Commercial Banks to Non Bank Third Party Withdrawn By Card Based on Group of Bank) Miliar Rp (Billion Rp) 2011

2012

Des

Des

2013

2014

Group of Banks

Pengelompokan Bank 1. Bank Persero NPL 2. BUSN Devisa NPL 3. BUSN Non Devisa NPL

NPL 5. Bank Campuran NPL 6. Bank Asing NPL 7. Bank Umum NPL

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun 12.426 1. State Owned Banks

7.683

9.326

9.291

9.355

9.406

9.751

9.899

10.005

10.015

10.220

10.477

10.726

10.774

10.747

10.715

11.005

11.679

150

188

222

214

212

217

213

213

214

214

224

221

234

239

241

243

243

14.014

16.823

16.814

19.971

20.099

21.176

21.479

21.810

22.112

22.644

23.187

24.184

24.494

24.591

24.640

25.586

26.798

482

363

377

428

422

435

419

408

406

410

384

386

398

408

419

427

453

451

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2

4. BPD

Mar

-

-

-

-

-

-

2

2

2

1

2

1

2

2

2

2

2

2

2

2

2

-

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

3.248

3.656

3.657

3.687

3.678

3.744

3.750

3.780

3.834

3.852

3.908

3.984

4.073

4.009

4.009

4.073

4.127

222

182

190

192

192

198

193

193

191

193

196

195

200

120

115

113

111

12.386

12.762

12.483

12.505

12.538

12.841

12.641

12.767

12.571

12.621

12.696

12.770

12.595

12.445

11.798

11.880

12.070

738

581

602

613

612

624

622

627

643

653

643

622

637

645

224

224

221

37.333

42.568

42.246

45.520

45.723

47.514

47.771

48.365

48.534

49.338

50.270

51.666

51.938

51.795

51.164

52.547

54.676

1.592

1.314

1.391

1.448

1.439

1.475

1.448

1.442

1.454

1.470

1.447

1.424

1.468

1.412

999

1.006

1.029

Foreign Exchange Commercial Banks NPL

3. Non-Foreign Exchange Commercial Banks NPL

2

NPL

253 27.559 2.

1 4. Regional Development Banks 0

NPL

4.262 5. Joint Venture Banks 108

NPL

12.203 6. Foreign Owned Banks 227

NPL

56.450 7. Commercial Bank 1.039

NPL

112

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014 Tabel 4.20.a Penerusan Kredit (Off - Balance Sheet ) dan NPL Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha Penerima Penerusan Kredit

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

(Credit Channeling (Off-Balance Sheet) and Non Performing Loan (NPL) of Commercial Banks Based on Industries Sector and non Industries Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) 2011

2012

Des

Des

2013

2014

Items

Keterangan Mar

Apr

Mei

Jun

Jul

Ags

r)

Sep

r)

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun Loan by Industrial Origin

Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial Wajib NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL Total NPL r) Angka-angka diperbaiki

1.584

3.106

2.871

3.001

3.004

3.018

2.961

2.933

2.994

3.012

3.010

2.943

2.950

2.920

2.882

2.910

2.864

2.858

1. Agricultures, Hunting and Forestry

411 133 87 321 1 2.868 78 9.999 416 766 23 529 339 3.689

1.998 106 71 2 1 3.756 995 8.127 274 804 778 481 349 40

1.920 105 72 2 1 3.696

1.930 107 73 2 1 3.697

1.920 106 72

181r) 7.495 221 841 784

132r) 7.258 279 805 790

955r) 348 39

922r) 351 39

919r) 351 39

1.917 106 72 2 1 4.107 118 7.900 292 855 828 911 355 39

1.968 104 72 251 1 4.322 180 8.014 328 893 878 913 357 41

1.970 105 72 2 1 4.616 133 8.671 292 944 930 865 357 39

1.964 103 69

181r) 7.829 309 831 784

1.923 106 72 2 1 3.754 118 7.609 301 826 800 907 353 39

16r)

1.995 101 67 0 0 4.333 117 8.677 292 986 960 797 356 16

1.966 103 69 1.265 0 4.356 117 8.581 292 1.002 976 804 356 16

1.970 100 67 1.265 0 4.370 117 8.707 283 1.005 979 797 361 16

1.927 99 67 1.265 0 4.168 132 7.759 283 958 932 517 348 16

1.904 99 67 1.395 0 4.051 131 7.429 279 938 920 529 357 16

1.927 100 66 1.265 0 3.130 131 7.674 284 954 936 579 364 16

1.910 101 68 1 1 4.427 134 7.764 283 960 945 1.974 377 193

1.920 100 68 0 0 4.472 316 7.874 283 975 959 1.965 367 173

3.455 2.822

38 1.916

38 1.860

38 1.827

38 1.789

38 1.816

38 1.869

38 1.983

38 2.029

16 1.958

16 2.004

16 2.002

15 2.031

15 1.852

15 1.821

15 1.838

38 1.836

17 1.854

39 20 14 205

34 408 404 175

34 364 358 173

34 346 341 173

33 346 341 173

33 347 342 172

51 347 342 172

51 351 346 172

51 347 342 171

45 349 345 171

45 317 313 171

45 346 342 171

45 343 339 171

45 358 354 171

45 375 371 171

45 375 371 192

51 398 371 583

45 408 380 583

144 198

139 200

139 57

140 168

140 198

140 200

140 200

140 92

140 200

140 195

140 196

140 197

140 196

140 196

140 195

140 196

134 200

134 194

NPL 2. Fisheries NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Big and Retail Trade NPL 8. Provision of accomodation and Food Supply Drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Transitional Finance NPL 11. Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory Social Security

142 0 70 67 578

141 30 30 80 79 539

39 30 30 80 79 542

141 30 30 80 79 582

141 43 30 43 42 563

141 30 30 81 80 558

141 30 30 82 82 554

38 30 30 85 84 550

141 30 30 88 87 551

139 30 30 70 69 551

140 30 29 72 72 550

140 30 29 73 73 550

140 30 30 74 73 542

140 30 29 71 71 548

140 30 29 70 70 548

140 30 29 71 71 550

142 30 29 88 87 541

140 NPL 30 13. Education Services 30 NPL 72 14. Health Services and Social Activities 72 NPL 541 15. Community,

498 25

503 21

503 159

502 167

502 156

500 163

500 178

500 154

501 202

501

502 191

503 189

501 163

503 176

503 170

504 164

502 159

505 NPL 153 16. Individual Services which Serve

17 82

14 85

14 84

14 84

14 84

14 83

14 83

14 83

14 83

13 -

13 -

14 -

13 -

13 -

13 -

13 -

13 82

78 5.536

79 4.702

78 4.696

78 4.790

78 4.837

78 4.907

78 4.970

78 5.037

78 5.039

5.140

4.754

4.747

4.751

5.040

5.001

5.387

79 4.319

4.625 29.425

4.107 24.576

4.116 23.934

4.122 24.350

4.222 23.621

4.128 24.619

4.141 25.365

4.180 26.008

4.208 26.975

136 26.052

131 26.205

123 27.375

122 27.509

123 26.145

128 25.719

95 25.430

3.741 26.521

93 26.681

10.434

10.034

10.009

9.061

10.141

9.094

9.140

9.285

9.385

5.147

5.187

5.202

5.195

5.123

5.112

5.133

8.906

5.341

r)

226 1 3.660

r)

258 0 4.224 132 8.203 288 920 906 800 355

Sociocultural,Entertainment and Other Individual Services 195r)

r)

Households 13 NPL 17. International Agency and Other

Extra Agency International NPL 4.430 18. Business Activities which are not

clearly defined NPL Total NPL r) Revised figures

113

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 4.21.a Penerusan Kredit (Off-Balance Sheet) dan NPL Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Kredit dan Golongan Penyalur Kredit

(Off-Balance Sheet Credit Channeling and NPL of Commercial Banks to Non-Bank Third Party Based on Types of Credit and Classification of Credit Providers) Miliar Rp (Billion Rp) Indikator

2008

2009

2010

2011

2013

2012

Jun

Jul

Ags

Sep

2014 Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Indicator

Jun

Based on the type of credit 1. Small business loans

Berdasarkan Jenis Kredit 1. Kredit Usaha Kecil a. Dalam rangka penerusan kredit dari BI NPL b. Lainnya

2.972

2.839

1.101

13.386

6.203

6.001

NPL

1.122

2.229

2.366

2.362

2.413

2.399

2.397

2.394

2.394

2.392

2.363

2.387

2.387

2.390

2.390

1.071

2.179

2.316

2.312

2.364

2.349

2.347

2.345

2.345

2.342

2.313

2.337

2.337

2.339

2.339

5.442

1.182

1.191

1.190

1.185

1.179

1.173

1.169

1.166

1.150

1.153

1.148

1.152

1.207

1.203

575

905

917

917

922

921

915

916

922

922

919

920

924

975

972

28.434

23.355

13.834

NPL

14.339

14.751

15.307

16.040

15.693

16.091

16.013

16.186

14.875

14.480

14.666

14.769

14.948

2.648

1.541

1.577

1.628

1.708

1.684

1.723

1.739

1.735

1.697

1.662

1.678

1.686

1.902

75

72

44

44

44

44

44

44

44

44

44

44

44

44

44

75

72

44

44

44

44

44

44

44

44

44

44

44

44

44

23

7

6

7

6 0

6 0

6 0

6 0

6 0

6 0

6 0

6 0

6 0

6 0

c. Aid Project

5

5

5

5

4

4

4

4

4

4

d. Credit Channeling

331

72

c. Bantuan Proyek

306

83

57

16

0

0

0

7 0

d. Kredit Kelolaan di luar bantuan proyek NPL

200

199

17

11

10

10

5

5

8

8

8

4

4

4

4

3

3

3

3

3

3

3

3

e. Lainnya

403

346

9.078

9.279

5.768

6.665

7.006

7.048

7.302

6.877

6.495

7.746

7.726

7.699

7.650

7.170

8.099

8.084

8.106

4.222

4.267

4.286

4.324

4.360

155

148

148

146

145

146

3.858

80

NPL

NPL

453r)

NPL

NPL e. Other NPL

5.615

771

758

2.240

2.155

2.151

2.151

2.150

2.145

2.144

2.148

2.142

2.142

2.142

2.151

2.154

2.148 1. Cooperation

662

2.147

2.064

2.060

2.060

2.060

2.055

2.054

2.058

2.053

2.054

2.054

2.063

2.064

2.059

597

599

8.300

8.405

4.401

4.412

4.425

4.452

4.500

241

212

171

183

171

175

4.026

8.046

4.281

4.287

4.305

4.340

4.395

372r)

239

211

169

170

170

174

3.953

39.846

27.142

21.090

20.262

17.936

18.054

18.789

19.406

20.324

23.820

25.015

25.196

23.820

23.407

23.103

20.340

1.727

3.606

2.744

2.776

2.885

2.930

23.676r) 2.720

2.894

2.933

2.973

2.899

2.889

2.895

2.889

3.104

29.425

24.576

24.621

25.365

26.008

26.975

26.969

26.969

27.375

27.509

26.145

25.719

25.430

26.521

26.681

NPL NPL

r) Angka-angka diperbaiki

NPL

5.519

NPL

Total

NPL b. Channeling Credit from BI

Based Distribution Group

Berdasarkan Golongan Penyalur

3. Swasta Lainnya

a. Loans

15.308

583 261

2. Lembaga Swadaya Masyarakat

NPL

13.473

b. Dalam rangka penerusan kredit dari BI NPL

1. Koperasi

NPL b. Other 2. Not KUK

2. Bukan KUK a. Kredit kelolaan

a. Channeling Credit From BI

45.962

33.356

30.160

374r)

NPL

179 2. Non-Governmental Organization 178

NPL

24.353 3. Other Private

NPL Total r) Revised figures

114

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 4.22 Pembiayaan Perbankan Syariah

(Financing of Sharia Banks) Miliar Rp (Billion Rp) 2013 Indikator

2008

2009

2010

2011

2014

Indicator

2012 Jun

Jul

Ags

Sep

Okt

Nov

Des

r)

r)

r)

Jan

Mar

Feb

Apr

Mei*)

Jun*)

Pembiayaan Musyarakah

7.411

10.412

14.624

18.960

27.667

35.057

35.997

35.883

36.715

37.921

38.680

39.874

38.685

39.254

40.583

42.830

42.830

42.830

Musyarakah Financing

Pembiayaan Mudharabah

6.205

6.597

8.631

10.229

12.023

12.629

13.281

13.299

13.364

13.664

13.878

13.625

13.322

13.300

13.498

13.802

13.802

13.802

Mudharabah Financing

22.486

26.321

37.508

56.365

88.004

102.588

104.718

105.061

106.779

107.484

108.128

110.565

109.803

110.047

111.727

112.288

112.288

112.288

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

369

423

347

326

376

487

508

539

530

528

551

582

547

570

586

588

588

588

1.724

3.134

7.071

16.776

19.435

20.467

19.982

19.756

19.932

19.686

19.595

19.476

27.640

18.601

18.571

18.376

18.376

18.376

38.195

46.886

68.181

102.655

147.505

171.227

174.486

174.537

177.320

179.284

180.833

184.122

189.998

181.772

184.964

187.885

187.885

187.885

Piutang Murabahah Piutang Salam

Lainnya Total r) Angka-angka diperbaiki

Murabahah Accounts Receivable Salam Accounts Receivable Receivable Others Total r) Estimated figures

115

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 4.23 Pembiayaan Perbankan Syariah Berdasarkan Sektor Ekonomi

(Financing of Sharia Banks Based on Economic Sector) Miliar Rp (Billion Rp) 2013 Sektor Ekonomi

2008

2009

2010

2011

2014

Economic Sector

2012 Jun

Jul

Ags

Sep

Okt

Nov

r)

Des

r)

r)

Jan

r)

Feb

Mar

Apr

Mei*)

Jun*)

1. Pertanian, perburuan dan sarana pertanian 2. Pertambangan

1.177

1.331

1.762

2.201

2.809

3.251

3.051

3.143

3.142

3.185

3.285

3.165

3.383

3.639

3.691

3.711

3.711

3.711

965

1.047

1.120

1.733

2.094

2.794

2.925

2.967

3.007

3.177

3.170

3.018

3.086

3.075

3.347

3.306

3.306

3.306

1. Agriculture, hunting and agricultural facilities 2. Mining

3. Perindustrian

1.340

1.579

2.337

4.077

5.008

5.626

5.511

5.434

5.825

5.999

5.997

6.029

6.117

6.514

6.543

6.015

6.015

6.015

3. Manufacturing

248

698

1.354

2.381

3.159

4.061

4.134

4.258

4.304

4.416

4.565

4.663

4.629

4.564

4.491

4.507

4.507

4.507

4. Electricity, gas and water

5. Konstruksi

3.368

3.516

4.194

5.858

7.142

7.998

7.926

8.153

8.350

8.584

8.459

8.086

7.723

7.881

8.065

8.228

8.228

8.228

5. Construction

6. Perdagangan, restoran dan hotel 7. Pengangkutan, pergudangan dan komunikasi 8. Jasa Dunia usaha

4.426

5.000

7.609

9.778

12.624

13.988

14.289

13.829

14.089

13.992

14.437

14.314

13.858

14.681

15.564

15.824

15.824

15.824

2.759

3.349

3.696

3.369

4.321

5.305

5.316

5.341

5.439

5.458

5.552

5.387

5.510

5.493

5.488

6.740

6.740

6.740

11.757

13.664

20.233

25.630

37.150

42.150

44.176

44.668

44.757

45.720

46.369

47.598

46.084

46.139

47.643

49.532

49.532

49.532

6. Trade, restaurants and hotels 7. Transportation, warehousing and 8. communications Business Services

9. Jasa sosial/masyarakat

2.463

2.661

2.975

4.464

7.878

8.984

9.736

9.805

10.226

10.386

10.321

12.085

11.957

11.562

11.954

12.149

12.149

12.149

9. Social Services

9.693

14.042

22.902

43.164

65.319

77.069

77.421

76.939

78.180

78.368

78.675

79.775

79.050

78.224

78.177

77.871

77.871

77.871

38.195

46.886

68.181

102.655

147.505

171.227

174.486

174.537

177.320

179.284

180.830

184.120

181.398

181.772

184.964

187.885

187.885

187.885

4. Listrik, gas dan air

10. Lain-lain Jumlah r) Angka-angka diperbaiki

10. Others Total r) Estimated figures

116

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 4.24 Pembiayaan Perbankan Syariah Berdasarkan Lokasi Bank Penyalur

(Financing of Sharia Banks Based on Banks Location) Miliar Rp (Billion Rp) Lokasi

2008

2009

2010

2011

2012

Jun

Jul

2013 Sep

Ags

2014 Okt

Nov

r)

Des

r)

r)

Jan

r)

Feb

Mar

Apr

Mei*)

Location

Jun*)

538

849

1.617

2.338

2.707

2.967

3.099

2.948

2.985

2.997

2.997

2.971

2.943

2.956

2.973

3.007

3.007

3.007

1. Aceh

2. Sumatera Utara

2.369

2.840

3.133

4.936

7.105

7.502

7.575

7.591

7.657

7.705

7.800

7.760

7.759

7.701

7.684

7.667

7.667

7.667

2. Sumatera Utara

3. Sumatera Barat

602

833

1.833

2.476

3.292

3.653

3.785

3.789

3.819

3.730

3.735

3.744

3.728

3.715

3.721

3.739

3.739

3.739

3. Sumatera Barat

4. Sumatera Selatan

761

1.052

1.566

2.272

3.430

3.750

3.766

3.930

4.001

4.017

4.030

4.026

3.998

4.012

4.248

4.192

4.192

4.192

4. Sumatera Selatan

5. Bangka Belitung

41

37

135

286

440

560

540

571

575

586

592

592

579

575

307

302

302

302

6. Jambi

275

411

712

1.194

1.699

2.035

2.056

1.983

2.010

2.013

2.019

2.051

2.045

2.037

2.037

2.047

2.047

2.047

7. Bengkulu

201

235

311

421

547

656

652

687

704

731

750

766

766

777

792

804

804

804

8. Riau

893

1.047

1.589

2.323

3.002

3.339

3.495

3.375

3.435

3.479

3.486

3.409

3.381

3.382

3.379

3.397

3.397

3.397

9. Kepulauan Riau

337

401

852

1.380

1.834

2.001

2.026

2.067

2.086

2.104

2.111

2.149

2.125

2.113

2.132

2.163

2.163

2.163

368

515

922

1.501

2.000

1.985

2.049

2.316

2.346

2.354

2.352

2.360

2.332

2.332

2.330

2.357

2.357

2.357

11. DKI Jakarta

18.172

21.158

26.900

38.981

60.026

71.301

72.429

72.246

73.704

74.272

74.573

75.399

74.196

73.888

75.251

77.077

77.077

77.077

11. DKI Jakarta

12. Jawa Barat

3.766

4.666

8.029

11.945

16.990

18.168

18.733

19.097

19.406

19.780

19.986

20.217

19.957

20.598

22.322

22.855

22.855

22.855

12. Jawa Barat

841

1.111

2.086

3.707

4.698

5.449

5.261

5.360

5.447

5.515

5.613

5.803

5.793

5.861

5.540

5.587

5.587

5.587

1.958

2.611

4.170

6.503

8.529

10.297

9.723

9.799

9.814

9.867

10.114

10.668

10.493

10.404

10.844

10.842

10.842

10.842

14. Jawa Tengah

508

629

868

1.451

1.701

1.955

1.967

2.027

2.056

2.071

2.045

2.103

2.048

2.090

2.106

1.943

1.943

1.943

15. DI Yogyakarta

2.566

3.519

5.627

9.075

12.755

13.943

14.389

14.919

15.087

15.360

15.597

16.089

16.028

16.410

17.037

17.425

17.425

17.425

73

115

298

545

864

2.098

2.090

2.214

2.268

2.395

2.447

2.537

2.523

2.159

1.325

1.328

1.328

1.328

17. Bali

476

588

720

1.080

1.740

2.352

2.654

2.284

2.319

2.368

2.417

2.456

2.435

2.445

2.465

2.480

2.480

2.480

18. Kalimantan Barat

25

37

772

196

409

567

577

570

590

595

612

620

620

629

644

645

645

645

20. Kalimantan Timur

706

1.048

924

2.193

2.823

3.730

3.769

3.726

3.752

3.828

3.849

4.587

3.760

3.825

3.807

3.889

3.889

3.889

20. Kalimantan Timur

21. Kalimantan Selatan

795

847

1.156

1.477

2.029

2.522

2.841

2.546

2.599

2.634

2.671

2.710

2.735

2.723

2.731

2.791

2.791

2.791

21. Kalimantan Selatan

22. Sulawesi Utara

114

145

240

356

473

488

583

499

512

516

520

522

520

519

522

523

523

523

22. Sulawesi Utara

63

86

168

221

284

593

379

313

320

329

340

346

352

356

354

353

353

353

23. Gorontalo

7

53

131

200

211

245

233

235

240

239

245

244

246

246

247

247

247

24. Sulawesi Barat

1. Aceh

10. Lampung

13. Banten 14. Jawa Tengah 15. DI Yogyakarta 16. Jawa Timur 17. Bali 18. Kalimantan Barat 19. Kalimantan Tengah

23. Gorontalo

5. Bangka Belitung 6. Jambi 7. Bengkulu 8. Riau 9. Kepulauan Riau 10. Lampung

13. Banten

16. Jawa Timur

19. Kalimantan Tengah

24. Sulawesi Barat

-

25. Sulawesi Tengah

136

163

390

642

847

913

1.108

972

970

970

963

961

963

970

970

965

965

965

25. Sulawesi Tengah

26. Sulawesi Tenggara

180

157

187

310

473

613

716

643

658

682

697

724

729

738

759

779

779

779

26. Sulawesi Tenggara

27. Sulawesi Selatan

978

1.098

1.672

2.844

3.978

4.728

4.818

4.745

4.792

4.821

4.913

4.893

4.942

4.926

4.945

4.895

4.895

4.895

28. Maluku

16

13

28

54

80

117

99

93

98

99

102

102

108

104

105

103

103

103

28. Maluku

29. Maluku Utara

36

35

87

123

152

169

181

172

178

183

184

199

201

196

201

202

202

202

29. Maluku Utara

30. NTB

261

396

556

895

1.293

1.386

1.644

1.519

1.556

1.584

1.612

1.632

1.635

1.659

1.758

1.782

1.782

1.782

30. NTB

31. NTT

24

33

75

156

229

255

267

274

274

279

286

292

282

280

281

283

283

283

31. NTT

32. Papua Barat

42

62

89

114

140

169

184

181

188

193

193

200

201

202

201

204

204

204

32. Papua Barat

33. Papua

77

140

272

348

504

533

562

606

618

625

602

605

590

592

595

597

597

597

33. Papua

-

3

145

183

235

222

228

243

256

360

380

384

383

352

353

415

415

415

34. Outside Indonesia

38.195

46.886

68.181

102.655

147.505

171.227

174.486

174.537

177.320

179.284

180.830

184.120

181.398

181.772

184.964

187.885

187.885

187.885

34. Luar Indonesia Total r) Angka-angka diperbaiki

27. Sulawesi Selatan

Total r) Estimated figures

117

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Tabel 4.25 Kredit Bank Perkreditan Rakyat Berdasarkan Sektor Ekonomi

(Credit of Rural Banks Based on Economic Sector) Miliar Rp (Billion Rp) 20101)

2011

2012

Des

Des

Des

2013

2014

Economic Sector

Sektor Ekonomi 1

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun 1. Agriculture, Hunting, and Forestry

2

Pertanian, Perburuhan, dan Kehutanan Perikanan

3

Pertambangan dan Penggalian

4

Industri Pengolahan

478

584

674

729

746

734

736

737

756

762

745

783

778

778

797

820

854

859

5

Listrik, Gas dan Air

14

26

29

29

31

34

38

39

39

36

39

38

39

41

42

48

47

47

6

Konstruksi

259

617

1.009

1.055

1.146

1.203

1.281

1.300

1.327

1.377

1.447

1.426

1.342

1.434

1.561

1.621

1.708

1.770

7

Perdagangan Besar dan Eceran

10.342

12.119

14.382

15.349

15.683

15.180

15.506

15.409

15.426

15.629

16.184

15.088

15.162

15.795

16.195

16.461

16.735

16.992

8

Penyediaan Akomodasi dan Penyedian Makan Minum Transportasi, Pergudangan dan Komunikasi Perantara Keuangan

288

310

311

339

331

341

348

365

367

384

391

405

403

418

420

417

436

435

577

902

1.140

1.173

1.180

1.170

1.159

1.152

1.160

1.173

1.082

1.104

1.112

1.105

1.150

1.181

1.242

1.266

32

48

64

71

76

77

78

77

80

84

70

69

68

80

81

82

93

96

Real Estate, Usaha Persewaan, dan Jasa Perusahaan Administrasi Pemerintahan, Pertanahan Dan Jaminan Sosial Wajib Jasa Pendidikan

66

202

272

288

305

376

414

464

487

521

499

516

520

511

513

513

528

550

120

82

56

71

74

80

86

86

93

94

76

78

81

76

80

79

83

84

56

84

120

129

135

139

144

143

139

144

146

149

149

150

152

146

146

151

13. Education services

81

90

82

96

96

101

102

101

101

107

114

139

143

146

119

124

126

130

14. Health Services and Social Activities

1.807

1.512

1.565

1.611

1.638

2.305

2.352

2.398

2.457

2.393

2.310

2.427

2.419

2.563

2.483

2.581

2.701

2.817

15. Community, Sociocultural, Entertainment and Other Individual Services

275

396

506

589

627

629

657

644

639

673

692

683

696

733

739

801

757

773

1.683

1.748

1.939

2.349

2.390

2.376

2.485

2.604

2.718

3.106

2.720

2.611

2.742

2.912

2.896

2.859

2.915

3.126

3.785

4.502

5.376

6.315

6.604

6.605

6.690

3.334

3.344

3.366

2.493

2.470

2.499

2.451

2.550

2.523

2.554

2.631

11.341

14.677

18.449

19.533

19.854

20.615

21.042

24.459

24.760

24.308

26.518

26.900

27.028

27.159

27.683

28.130

28.443

28.844

33.844

41.100

49.818

53.749

55.023

56.248

57.462

57.634

58.218

58.677

59.770

59.176

59.503

60.812

62.055

63.036

64.209

65.507

9 10 11 12 13 14 15

16 17 18 19

Jasa Kesehatan dan Kegiatan Sosial Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan Lainnya Jasa Perorangan yang Melayani Rumah Tangga Kegiatan Usaha yang Belum Jelas Batasannya Bukan Lapangan Usaha Rumah Tangga Bukan Lapangan Usaha Lainnya Total

Ket: 1) Merupakan sambungan halaman 194

2.565

3.062

3.640

3.809

3.888

4.065

4.111

4.088

4.095

4.279

3.992

4.040

4.067

4.199

4.303

4.371

4.543

4.614

40

73

106

116

119

121

127

127

128

127

138

137

137

142

167

158

169

184

2. Fishery

37

65

99

99

100

99

104

104

104

115

114

113

119

120

123

121

128

136

3. Mining and Quarrying 4. Processing industry 5. Electricity, Gas and Water 6. Construction 7. Wholesale and Retail Trade 8. Provision of accommodation and the provision of eating and drinking 9. Transportation, Warehousing and communications 10. Financial intermediaries 11. Real Estate, Business, Ownership, and Business Services 12. Government administration, Defese and Compulsory Social Security

16. Individual Services which Serve 17. Business Activities are not clearly defined 18. Loans to Non Industrial Origin House Hold 19. Non Industrial Origin-Others Total Note : 1) Continue from page 194

118

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Tabel 4.26 Kredit Bank Perkreditan Rakyat Berdasarkan Jenis Penggunaan (Credit of Rural Banks Based on Type of Use) Miliar Rp (Billion Rp)

Sektor Ekonomi

2010 Des

2011 Des

2012 Des

Apr

Mei

Jun

2013 Ags

Jul

2014 Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Economic Sector

Jun Working Capital

Modal Kerja 2.277 38 32 451 13 238 9.679 249 387 27 59 111

2.617 67 56 536 24 565 11.368 261 477 43 183 72

3.074 99 88 619 28 933 13.433 264 702 56 216 42

3.223 108 86 660 27 980 14.328 278 749 61 237 48

3.296 111 86 663 30 1.051 14.637 274 769 65 249 53

3.464 113 85 650 32 1.099 14.118 283 768 66 318 57

3.508 119 91 653 36 1.175 14.401 290 757 68 352 59

3.483 119 90 652 37 1.192 14.330 296 759 67 400 59

3.492 119 88 666 37 1.212 14.322 295 758 69 416 64

3.666 118 99 671 34 1.259 14.520 310 772 73 448 67

3.403 130 98 664 37 1.337 14.087 319 691 56 435 55

3.455 127 97 703 37 1.315 14.028 326 718 56 443 59

3.490 128 104 693 37 1.239 14.080 319 714 56 447 60

3.611 133 105 692 38 1.321 14.645 323 711 67 439 56

3.717 158 109 705 40 1.449 15.019 323 733 68 439 59

3.771 147 107 720 43 1.502 15.264 323 745 69 427 58

3.914 158 113 747 40 1.581 15.511 335 781 80 452 61

3.974 172 122 757 42 1.638 15.765 335 798 82 475 64

-

44 62 1.437

62 70 1.330

83 65 1.363

91 71 1.398

92 71 1.417

94 77 2.079

100 78 2.128

101 77 2.152

97 77 2.219

101 79 2.147

103 87 2.085

102 85 2.161

102 87 2.161

100 88 2.295

99 89 2.216

94 93 2.322

100 95 2.438

104 97 2.552

-

241 1.446

356 1.470

437 1.531

508 1.849

541 1.894

545 1.916

568 2.019

554 2.122

541 2.213

575 2.506

578 2.241

563 2.165

579 2.285

603 2.372

599 2.397

653 2.358

611 2.382

619 2.571

-

-

-

-

-

-

-

-

-

-

-

44

43

54

-

-

-

-

-

-

0 16.790

0 19.557

23.030

24.704

25.299

25.764

26.401

26.489

26.683

27.445

395 26.846

376 26.860

391 27.025

27.600

28.218

28.696

29.401

- Pertanian, Perburuhan, dan Kehutanan - Perikanan - Pertambangan dan Penggalian

288 2 5

445 6 9

565 7 12

586 7 13

592 8 14

600 8 14

602 9 13

605 9 14

603 9 16

613 9 16

590 8 15

585 9 16

577 9 15

588 9 15

586 10 15

600 11 14

630 11 15

640 12 14

-

Industri Pengolahan Listrik, Gas dan Air Konstruksi Perdagangan Besar dan Eceran Penyediaan Akomodasi dan Penyedian Makan Minum

28 1 22 663 39

48 2 52 750 49

55 2 77 949 47

69 1 76 1.021 61

82 2 94 1.046 57

84 2 104 1.063 58

84 2 106 1.105 58

85 2 108 1.080 69

90 2 115 1.104 72

91 2 118 1.109 75

81 2 110 1.070 72

80 2 111 1.059 78

84 2 103 1.082 85

86 3 114 1.150 95

92 3 112 1.175 97

101 5 118 1.197 94

107 6 127 1.223 101

102 6 132 1.226 100

-

Transportasi, Pergudangan dan Komunikasi Perantara Keuangan Real Estate, Usaha Persewaan dan Jasa Perusahaan Administrasi Pemerintahan, Pertanahan dan Jaminan Sosial Wajib Jasa Pendidikan Jasa Kesehatan dan Kegiatan Sosial Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan Lainnya Jasa Perorangan yang Melayani Rumah Tangga Kegiatan Usaha yang Belum Jelas Batasannya

190 5 7 9

424 5 19 10

438 8 56 14

423 10 51 23

410 11 57 22

402 11 57 23

402 10 61 28

393 11 64 27

402 11 71 29

401 11 72 27

392 13 64 21

386 13 73 20

397 12 73 21

394 12 71 20

417 13 74 21

436 13 87 21

460 13 76 22

468 14 76 19

-

12 19 370

22 20 182

37 18 202

38 25 214

43 25 222

45 24 226

44 24 224

43 24 246

43 25 238

43 27 246

43 27 227

47 54 266

46 56 258

49 59 268

53 29 267

52 31 259

46 31 263

47 33 264

-

33 237

40 278

69 408

81 500

86 497

84 461

89 466

90 482

98 504

99 600

114 479

120 445

117 455

129 540

141 499

148 501

146 534

154 555

-

- Bukan Lapangan Usaha - Rumah Tangga

-

-

-

-

-

-

-

-

-

-

9

11

13

-

-

-

-

-

-

- Bukan Lapangan Usaha - Lainnya

-

-

-

-

-

-

-

-

-

-

127

111

120

-

-

-

-

-

-

1.929

2.364

2.964

3.198

3.266

3.265

3.329

3.352

3.432

3.559

3.466

3.486

3.525

3.601

3.604

3.687

3.811

3.863 Total Investment

382

532

766

834

850

869

876

896

919

929

920

940

951

944

996

1.020

1.060

1.107

- Housing Loan (mortgage) secured by first mortgage in order to live - Vehicle Loans

-

Pertanian, Perburuhan, dan Kehutanan Perikanan Pertambangan dan Penggalian Industri Pengolahan Listrik, Gas dan Air Konstruksi Perdagangan Besar dan Eceran Penyediaan Akomodasi dan Penyedian Makan Minum Transportasi, Pergudangan dan Komunikasi Perantara Keuangan Real Estate, Usaha Persewaan dan Jasa Perusahaan Administrasi Pemerintahan, Pertanahan dan Jaminan Sosial Wajib Jasa Pendidikan Jasa Kesehatan dan Kegiatan Sosial Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan Lainnya Jasa Perorangan yang Melayani Rumah Tangga Kegiatan Usaha yang Belum Jelas Batasannya Bukan Lapangan Usaha - Rumah Tangga

Bukan Lapangan Usaha - Lainnya Total Modal Kerja

30.168 Total Working Capital

Investment

Investasi

-

Total Investasi

- Kredit pemilikan kendaraan bermotor - Kredit konsumsi lainnya Total Konsumsi Total r) revisi

Agricultures, hunting and forestry Fisheries Mining and Quarrying Procesing industry Electricity, gas and water Construction Big and retail trade Provision of accomodation and food supply drinking Transportation, warehousing and communications Transitional Finance Real estate, Rental Business, and services company Government administration, the defense and compulsory social security Education services Health and social services Community, Sociocultural,Entertainment and Other Individual Services Individual services which serve households International Agency and Other Extra Agency International

Consumption

Konsumsi - Kredit pemilikan rumah (KPR) yang dijamin dengan hak tanggungan pertama dengan tujuan untuk dihuni

Agricultures, hunting and forestry Fisheries Mining and Quarrying Procesing industry Electricity, gas and water Construction Big and retail trade Provision of accomodation and food supply drinking Transportation, warehousing and communications Transitional Finance Real estate, Rental Business, and services company Government administration, the defense and compulsory social security Education services Health and social services Community, Sociocultural,Entertainment and Other Individual Services Individual services which serve households International Agency and Other Extra Agency International

1.072

1.346

1.422

1.489

1.505

1.544

1.587

1.648

1.447

1.720

1.708

1.815

1.749

1.850

2.013

1.917

1.910

1.920

13.672

17.300

21.636

23.524

24.102

24.806

25.269

25.249

25.738

25.024

25.808

26.075

26.253

26.817

27.225

27.716

28.027

28.448

15.126

19.178

23.824

25.847

26.458

27.219

27.732

27.793

28.104

27.673

28.436

28.831

28.953

29.610

30.233

30.653

30.997

31.476 Total consumption

33.844

41.100

49.818

53.749

55.023

56.248

57.462

57.634

58.218

58.677

58.748

59.176

59.503

60.812

62.055

63.036

64.209

65.507

- Other consumer credit

Total r) revised

119

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 4.27 Kredit Bank Perkreditan Rakyat Berdasarkan Lokasi Bank Penyalur

(Credit of Rural Banks Based on Banks Location) Miliar Rp (Billion Rp) Lokasi 1. Jawa Barat

2008

2009

2010

2011

2013

2012

Jun

Jul

Ags

2014

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Location

Jun

1. Jawa Barat

4.401

4.803

5.862

7.043

7.872

8.849

9.049

9.055

9.191

9.303

9.402

9.549

9.650

9.896

10.127

10.316

10.597

10.781

2. Banten

480

575

697

899

1.128

1.259

1.274

1.276

1.289

1.298

1.283

1.289

1.283

1.282

1.278

1.297

1.316

1.172

2. Banten

3. DKI Jakarta

423

473

592

700

882

952

992

986

976

987

989

981

987

985

1.008

990

1.022

1.281

3. DKI Jakarta

4. D.I Yogyakarta

1.289

1.481

1.766

2.039

2.389

2.644

2.719

2.724

2.739

2.756

2.743

2.768

2.785

2.838

2.896

2.955

3.027

3.092

4. D.I Yogyakarta

5. Jawa Tengah

6.355

7.399

8.516

9.788

11.329

12.560

12.844

12.836

12.944

13.039

13.029

13.137

13.150

13.386

13.686

13.939

14.226

14.553

6. Jawa Timur

2.977

3.564

4.150

4.849

5.824

6.697

6.885

6.861

6.882

6.907

6.854

6.841

6.898

7.076

7.247

7.388

7.532

7.719

17

19

21

26

30

32

32

31

30

30

30

29

29

30

31

32

32

33

8. Jambi

161

183

214

289

488

554

565

564

567

567

551

544

538

540

542

541

540

542

9. Aceh

64

99

76

90

100

114

117

116

118

119

1.140

118

116

118

121

121

122

125

10. Sumatera Utara

382

438

493

541

649

709

723

717

721

722

714

714

704

711

720

723

716

748

10. Sumatera Utara

11. Sumatera Barat

660

757

829

975

1.050

1.077

1.069

1.048

1.047

1.026

1.009

995

986

997

1.004

1.012

1.022

1.030

11. Sumatera Barat

12. Riau

316

385

501

601

694

732

743

735

740

740

737

733

732

741

747

746

756

773

13. Kepulauan Riau

554

828

1.376

1.892

2.514

2.649

2.684

2.696

2.695

2.713

2.722

2.770

2.784

2.815

2.898

2.978

3.038

3.102

14. Sumatera Selatan

280

345

449

573

752

772

772

768

769

769

766

769

734

749

775

793

793

804

14. Sumatera Selatan

7

12

15

28

35

40

41

43

45

46

47

47

48

50

50

51

53

53

15. Bangka Belitung

3.398

2.281

2.899

3.467

4.022

5.187

5.272

5.309

5.375

5.403

5.407

5.465

5.520

5.777

5.852

5.919

5.984

6.079

17. Kalimantan Selatan

180

196

250

252

229

252

253

254

259

257

257

257

253

268

273

277

298

313

17. Kalimantan Selatan

18. Kalimantan Barat

281

309

347

511

578

524

524

522

524

524

525

520

512

517

522

519

516

522

18. Kalimantan Barat

19. Kalimantan Timur

132

155

178

189

211

227

230

228

233

231

231

231

228

232

239

244

248

253

19. Kalimantan Timur

9

19

34

49

80

120

134

136

146

150

150

143

143

143

152

152

156

161

20. Kalimantan Tengah

21. Sulawesi Tengah

180

188

221

379

811

1.060

1.089

1.107

1.135

1.157

1.174

1.187

1.210

1.223

1.237

1.243

1.252

1.270

21. Sulawesi Tengah

22. Sulawesi Selatan

218

263

364

546

790

897

914

925

943

953

955

931

978

999

1.016

1.035

1.055

1.060

22. Sulawesi Selatan

23. Sulawesi Utara

158

203

288

456

622

722

733

737

739

739

729

723

718

722

725

719

715

713

23. Sulawesi Utara

42

51

51

57

79

89

91

91

92

93

93

97

100

102

106

110

112

115

24. Sulawesi Tenggara

3

2

3

3

5

6

6

6

6

6

6

5

5

5

5

5

5

5

15

20

20

20

25

28

28

28

28

28

27

27

27

28

28

27

28

28

341

424

464

541

633

676

684

688

694

694

702

709

712

723

740

748

758

763

1.777

2.092

2.666

3.520

4.754

5.362

5.490

5.612

5.717

5.813

5.863

5.942

5.999

6.137

6.256

6.352

6.442

6.520

50

88

122

152

175

212

229

236

241

247

249

256

254

261

270

276

281

294

29. Nusa Tenggara Timur

30. Maluku

167

167

161

311

541

661

679

695

716

734

750

757

769

788

811

820

841

857

30. Maluku

31. Papua

154

182

193

253

412

456

463

470

479

490

495

498

504

519

533

542

552

565

31. Papua

32. Maluku Utara

1

1

5

9

13

15

15

15

15

15

16

17

17

18

18

19

19

19

33. Papua Barat

0

0

20

52

101

115

115

119

123

123

124

125

129

136

142

148

157

162

34. Lainnya

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

7. Bengkulu

15. Bangka Belitung 16. Lampung

20. Kalimantan Tengah

24. Sulawesi Tenggara 25. Sulawesi Barat 26. Gorontalo 27. Nusa Tenggara Barat 28. Bali 29. Nusa Tenggara Timur

Total

25.472

28.001

33.844

41.100

49.818

56.248

57.462

57.634

58.218

58.677

59.770

59.176

59.503

60.812

62.055

63.036

64.209

5. Jawa Tengah 6. Jawa Timur 7. Bengkulu 8. Jambi 9. Aceh

12. Riau 13. Kepulauan Riau

16. Lampung

25. Sulawesi Barat 26. Gorontalo 27. Nusa Tenggara Barat 28. Bali

32. Maluku Utara 33. Papua Barat

0 34. Others 65.507

Total

120

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014 Tabel 4.28 Kredit dan Non Performing Loan UMKM dan MKM Sektor Ekonomi

(SMEs Credit & Micro, Small, and NPL Based on Economic Sector) Miliar Rp (Billion Rp) Sektor Ekonomi UMKM 1. Pertanian, Perburuan dan Kehutanan Baki Debet NPL 2. Perikanan Baki Debet NPL 3. Pertambangan dan Penggalian Baki Debet NPL 4. Industri Pengolahan Baki Debet NPL 5. Listrik, Gas dan Air Baki Debet NPL 6. Konstruksi Baki Debet NPL 7. Perdagangan Besar dan Eceran Baki Debet NPL 8. Penyediaan Akomodasi dan Penyediaan Makan Minum

2011 Des

2012 Des

2013 Mar

2014

Apr

Mei

Jun

Jul

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Economic Sector

27.192 892

40.709 1.492

43.543 1.798

44.057 1.782

45.538 1.789

42.643 1.542

43.616 1.586

43.734 1.679

45.015 1.652

45.773 1.654

46.725 1.633

48.193 1.615

47.576 1.838

48.434 2.039

49.353 2.051

50.525 2.014

51.187 2.112

52.239 2.120

2.602 161

2.900 163

3.048 219

3.168 222

3.279 220

3.413 193

3.416 140

3.414 155

3.512 138

3.516 179

3.598 178

3.707 171

3.624 191

3.666 202

3.741 197

3.849 209

3.897 214

3.969 193

3.938 89

5.427 153

4.966 272

5.085 253

5.043 173

4.710 167

4.887 210

5.181 214

5.250 215

4.697 389

4.862 207

4.753 184

4.592 213

4.585 222

5.047 383

4.843 269

5.066 291

4.959 242

52.231 1.998

59.500 1.798

57.386 1.855

57.849 1.909

60.014 1.947

65.530 1.858

58.405 1.870

57.401 1.911

57.847 1.875

57.361 1.914

58.373 1.831

60.087 1.736

58.993 1.883

59.993 1.909

64.187 1.868

64.960 1.965

66.032 2.115

67.812 2.261

1.218 49

1.474 14

1.644 19

1.656 17

1.662 17

1.791 22

1.733 24

1.694 25

1.678 23

1.684 24

1.772 25

1.750 22

1.715 25

1.737 25

1.664 24

1.479 26

1.603 26

1.564 26

24.279 1.324

30.594 1.497

32.116 1.719

33.145 1.794

34.876 2.010

37.513 1.906

38.640 1.967

38.323 2.072

39.529 2.051

40.123 2.081

40.456 2.097

38.780 1.865

35.071 2.140

35.294 2.239

36.314 2.189

37.469 2.504

38.488 2.770

39.947 2.705

202.447 7.471

248.870 8.458

257.709 9.624

265.069 9.902

271.260 10.154

307.955 10.800

310.870 11.162

308.605 11.462

312.809 11.212

313.269 11.275

314.650 11.111

323.056 10.621

315.744 11.763

321.005 12.204

327.825 12.084

332.607 12.509

336.071 13.407

344.632 13.445

Baki Debet NPL 9. Transportasi, Pergudangan dan Komunikasi

10.014 352

13.714 303

13.837 331

14.253 540

14.931 558

15.870 370

16.058 377

16.000 382

16.916 381

17.128 384

17.591 372

18.132 357

17.999 417

18.613 427

18.462 466

18.730 490

19.122 526

19.625 537

Baki Debet NPL 10. Perantara Keuangan Baki Debet NPL 11 Real Estate, Usaha Persewaan, dan . Jasa Perusahaan Baki Debet NPL 12. Administrasi Pemerintahan, Pertahanan, dan Jaminan Sosial Wajib Baki Debet NPL 13. Jasa Pendidikan Baki Debet NPL 14 Jasa Kesehatan dan Kegiatan Sosial Baki Debet NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan Lainnya Baki Debet NPL 16 Jasa Perorangan yang Melayani . Rumah Tangga Baki Debet NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya Baki Debet NPL 18. Kegiatan yang Belum Jelas Batasannya

18.398 452

20.678 485

21.337 460

21.810 463

22.745 506

23.910 531

23.398 578

23.204 614

23.669 648

22.832 684

23.459 663

24.354 654

24.151 772

24.319 799

24.385 797

24.778 802

24.848 883

25.234 917

10.311 92

14.147 161

12.531 215

12.652 213

13.476 219

12.298 200

13.229 212

13.329 307

13.594 316

13.596 329

13.798 337

13.963 377

13.918 404

14.564 424

14.858 398

14.660 408

14.531 430

14.748 356

19.953 629

25.859 689

24.012 692

24.355 729

25.569 749

30.767 855

31.101 886

30.242 882

30.781 898

30.239 925

30.556 999

31.572 881

31.141 985

31.577 970

31.624 1.023

31.284 1.050

31.518 1.085

32.298 1.030

399 15

229 5

216 5

244 4

243 4

255 3

277 3

282 3

272 4

270 2

272 2

284 4

261 5

253 5

253 7

244 6

248 4

251 4

1.517 23

1.888 22

1.946 45

1.953 43

1.981 42

1.947 35

1.984 34

1.975 38

1.972 43

2.016 42

2.014 41

2.221 39

2.277 42

2.294 38

2.352 36

2.379 37

2.383 36

2.455 52

2.918 233

3.518 99

3.627 95

3.715 80

3.826 76

3.971 68

4.052 73

4.051 77

4.097 76

4.138 73

4.173 70

4.237 72

4.227 70

4.319 78

4.398 83

4.495 97

4.641 127

4.709 130

25.530 619

26.378 891

25.969 905

26.205 911

26.854 940

28.930 958

29.631 975

29.929 1.021

30.364 1.027

30.507 1.035

31.021 1.017

31.499 876

31.289 932

31.977 969

32.761 985

33.131 1.049

33.669 1.166

34.621 1.176

655 36

672 40

840 43

853 40

890 38

1.127 41

1.195 34

1.255 38

1.322 38

1.381 41

1.445 41

1.499 33

1.525 38

1.597 45

1.639 42

1.708 42

1.775 51

1.850 49

2.355 53

414 8

361 9

345 9

329 8

308 9

286 9

276 8

258 8

247 8

240 8

225 6

217 6

202 6

194 6

186 5

182 6

173 7

Baki Debet NPL 19. Penerima Kredit Bukan Lapangan Baki Debet NPL 20. Tidak Teridentifikasi Baki Debet NPL Jumlah Baki Debet NPL r) diperbaiki

52.205 1.185

29.425 731

24.358 696

26.617 714

26.018 703

803r) 13r)

1,708r) 14r)

408 4

475 4

452 1

368 2

509 1

405 2

373 2

343 1

195 7

166 3

194 2

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0 1

-

-

-

-

-

-

-

458.164 15.674

526.397 17.011

8

529.452 19.001

2 0 543.033 19.626

2

558.533 20.156

2

583.741 19.570

3 583.859 20.156

3 579.308 20.890

2 589.361 20.610

2 589.229 21.038

2 595.372 20.633

3 608.823 19.515

594.725 21.725

604.802 22.603

(0)

619.400 22.640

627.523 23.488

1

635.429 25.253

651.280 25.251

1. Agriculture, hunting, and forestry Total NPL 2. Fishery Total NPL 3. Mining and quarrying Total NPL 4. Processing industry Total NPL 5. Electricity, gas and water Total NPL 6. Construction Total NPL 7. Wholesale and retail trade Total NPL 8. Provision of accommodation and the provision of eating and drinking Total NPL 9. Transportation, warehousing and communications Total NPL 10. Financial intermediaries Total NPL 11. Real estate, Business Ownership, and Business Services Total NPL 12. Government administration, defense and compulsory social security Total NPL 13. Education services Total NPL 14. Health services and social activities Total NPL 15. Community, Sociocultural, Entertainment and Other Individual Services Total NPL 16. Individual services which serve households Total NPL 17. International Agency and Other Extra Agency International Total NPL 18. Business activities are not clearly defined Total NPL 19. Debtor is not the business field - other Total NPL 20. Un-identified Total NPL Total Baki Debet NPL r) revised

121

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014 Tabel 4.28 Kredit dan Non Performing Loan UMKM dan MKM Sektor Ekonomi

(SMEs Credit & Micro, Small, and NPL Based on Economic Sector) Miliar Rp (Billion Rp) Sektor Ekonomi 1)

MKM 1. Pertanian Baki Debet NPL 2. Pertambangan Baki Debet NPL 3. Perindustrian Baki Debet NPL 4. Listrik Baki Debet NPL 5. Konstruksi Baki Debet NPL 6. Perdagangan Baki Debet NPL 7. Pengangkutan Baki Debet NPL 8. Jasa Dunia Usaha Baki Debet NPL 9. Jasa Sosial Baki Debet NPL 10. Lain-lain Baki Debet NPL Jumlah Baki Debet NPL 1)

2011 Des

2012 Des

2013 Mar

26.285 803

40.423 2.005

43.233 2.155

9.020 124

17.135 262

17.191 325

70.380 2.502

80.823 2.900

81.552 2.981

1.316 45

1.532 131

1.548 131

25.834 1.441

31.020 1.637

29.421 1.799

235.105 8.885

294.095 10.625

307.619 11.934

11.293 313

14.160 351

15.019 376

78.206 1.252

81.707 1.754

86.821 2.069

86.867 2.073

63.687 1.942

59.071 1.973

607.085 8.678

726.024 10.107

746.599 11.743

1.151.392 26.115

1.350.606 31.714

1.388.074 35.485

Apr

Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat data MKM masih berdasarkan plafon, sedangkan data UMKM sudah sesuai dengan kriteria usaha pada UU No. 20 tentang UMKM

Mei

Jun

Jul

2014 Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Economic Sector 1. Agriculture Total NPL 2. Mining Total NPL 3. Manufacturing Total NPL 4. Electricity Total NPL 5. Construction Total NPL 6. Trading Total NPL 7. Transportation Total NPL 8. Business Services Total NPL 9. Social Services Total NPL 10. Others Total NPL Total Baki Debet NPL

1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20

122

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 4.29 Kredit dan Non Performing Loan UMKM dan MKM Menurut Jenis Penggunaan

(SMEs Credit and NPL Credit Based on Type of Use) Miliar Rp (Billion Rp) Jenis Penggunaan

2011

2012

Des

Des

2013 Mar

Apr

Mei

Jun

Juli

2014 Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Type of Use

Jun

UMKM 1. Working Capital

UMKM 1. Modal Kerja

Baki Debet NPL 2. Investasi

Baki Debet NPL 3. Konsumsi

Baki Debet NPL 3. Tidak Teridentifikasi

Baki Debet NPL

355.888 12.770

403.047 13.645

406.954 15.161

419.198 15.487

431.290 15.891

430.471 14.818

428.877 15.259

425.069 15.874

429.683 15.597

429.773 15.869

433.602 15.654

444.030 14.652

430.073 16.325

438.024 17.061

449.340 17.004

455.447 17.672

461.219 18.972

473.939 18.732

102.275 2.903

123.350 3.366

122.498 3.840

123.835 4.139

127.242 4.264

153.270 4.752

154.982 4.897

154.239 5.017

159.678 5.013

159.455 5.169

161.770 4.979

164.792 4.863

164.652 5.400

166.778 5.542

170.061 5.636

172.075 5.816

174.210 6.281

177.341 6.519

2. Investment

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0 -

1 -

0 -

0 -

458.164 15.674

526.397 17.011

529.452 19.001

543.033 19.626

558.533 20.156

0 -

0 -

0 -

0 -

1 -

0 -

Baki Debet NPL 3. Konsumsi

Baki Debet NPL

427.154 14.233

483.595 17.473

496.332 18.833

117.247 3.205

141.492 4.134

145.753 4.909

1)

583.859 20.156

579.308 20.890

589.361 20.610

589.229 21.038

595.372 20.633

608.823 19.515

594.725 21.725

604.802 22.603

619.400 22.640

627.523 23.488

635.429 25.253

606.991 8.677

725.519 10.106

745.989 11.742

1.151.392 26.115

1.350.606 31.714

1.388.074 35.485

Total NPL 2. Investment

Total NPL 3. Consumption

Jumlah Baki Debet NPL

583.741 19.570

Total NPL Total 651.280 Baki Debet 25.251 NPL -

MKM 1) 1. Working Capital

1)

Baki Debet

Total NPL 4. Un-identified

1 1

MKM 1. Modal Kerja NPL 2. Investasi

Total NPL 3. Consumption

-

Jumlah Baki Debet NPL

Total NPL

Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat data MKM masih berdasarkan plafon, sedangkan data UMKM sudah sesuai dengan kriteria usaha pada UU No. 20 tentang UMKM

Total NPL Total Baki Debet NPL 1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20

123

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 4.30 Kredit dan Non Performing Loan Rincian Kredit UMKM dan MKM Menurut Kelompok Bank

(Detail of SMEs Credit and Detail of MKM Credit Based on Group of Bank) Miliar Rp (Billion Rp) Kelompok Bank UMKM

2011

2012

Des

Des

2013 Mar

2014

Apr

Mei

Jun

Juli

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Category of Bank

1)

1. State Owned Banks

1. Bank Persero

Total

Baki Debet

222.645

242.861

254.325

260.655

268.170

291.569

288.945

283.103

289.758

291.609

294.745

304.751

294.889

299.197

304.919

306.899

311.149

319.620

Mikro

58.287

66.555

71.037

73.123

75.936

79.305

82.703

82.508

84.372

85.074

86.214

87.657

87.737

89.238

90.703

92.639

94.982

98.439

Micro

Kecil

86.113

98.136

100.563

102.402

105.169

113.364

114.320

114.159

115.995

117.004

118.274

122.730

118.737

120.745

122.922

123.736

125.301

128.554

Small

Menengah

78.245

78.169

82.725

85.130

87.065

98.900

91.923

86.437

89.391

89.531

90.257

94.363

88.416

89.214

91.293

90.523

90.866

92.627

9.019

9.093

10.395

10.537

10.645

10.694

10.975

11.512

11.236

11.212

10.908

10.362

11.680

12.265

11.966

12.270

13.297

13.016

Mikro

1.174

1.214

1.522

1.522

1.537

1.574

1.617

1.687

1.662

1.655

1.614

1.481

1.803

1.845

1.872

1.906

2.067

2.104

Micro

Kecil

4.450

4.694

5.303

5.350

5.430

5.480

5.420

5.586

5.466

5.332

5.186

4.922

5.453

5.722

5.582

5.576

6.128

6.082

Small

Menengah

3.395

3.185

3.570

3.665

3.678

3.640

3.937

4.239

4.108

4.226

4.108

3.960

4.425

4.697

4.512

4.788

5.102

4.831

NPL

Medium NPL

Medium 2. Regional Development Banks

2. BPD

Total

Baki Debet

31.314

45.082

43.171

46.144

47.608

42.667

43.914

44.599

45.649

47.339

48.931

46.896

44.355

45.225

46.089

47.234

48.145

49.588

Mikro

4.509

9.038

8.013

9.367

9.230

8.860

8.987

8.981

9.018

9.285

9.310

9.156

8.893

8.804

8.713

8.841

8.804

8.838

Micro

Kecil

18.880

21.091

19.296

20.158

21.175

20.044

20.570

20.822

21.158

22.042

22.352

21.232

20.238

20.510

20.983

21.633

22.122

22.782

Small

7.925

14.953

15.862

16.619

17.203

13.763

14.357

14.796

15.473

16.011

17.269

16.509

15.223

15.911

16.393

16.760

17.220

17.968

1.593

2.612

2.917

3.145

3.291

2.867

3.084

3.208

3.177

3.339

3.407

2.965

3.379

3.582

3.681

4.044

4.314

4.433

Menengah NPL

Medium NPL

Mikro

239

443

475

535

530

522

568

614

617

657

698

685

890

836

879

937

987

995

Micro

Kecil

915

1.327

1.406

1.460

1.612

1.438

1.538

1.580

1.544

1.568

1.571

1.338

1.424

1.458

1.483

1.584

1.647

1.671

Small

Menengah

439

842

1.035

1.150

1.149

908

977

1.013

1.015

1.114

1.138

943

1.064

1.288

1.319

1.523

1.681

1.767

3. Bank Swasta Nasional

Medium 3. Foreign Exchange Commercial Banks Total

Baki Debet

194.234

228.991

221.787

225.915

232.153

238.540

242.000

242.845

244.605

238.445

239.851

245.101

243.666

248.290

253.089

257.598

260.132

265.664

Mikro

24.759

21.476

20.221

20.095

20.302

20.525

20.744

20.697

20.904

21.333

21.584

21.998

22.293

22.755

22.981

23.132

23.320

23.448

Micro

Kecil

40.660

44.581

40.296

40.285

41.174

41.041

41.093

41.063

41.242

41.214

41.511

41.954

41.078

41.605

42.060

42.224

42.001

42.776

Small

128.816

162.934

161.270

165.536

170.677

176.974

180.163

181.085

182.460

175.898

176.756

181.148

180.296

183.931

188.048

192.243

194.810

199.440

4.710

5.096

5.499

5.751

6.026

5.810

5.894

5.981

6.005

6.225

6.070

5.933

6.376

6.486

6.723

6.891

7.354

7.506

Menengah NPL

Medium NPL

618

758

845

859

895

860

867

852

848

841

825

750

794

796

755

811

839

852

Micro

Kecil

1.645

1.720

1.955

1.953

2.007

2.026

2.048

2.114

2.083

2.105

2.133

2.077

2.135

2.124

2.121

2.223

2.277

2.293

Small

Menengah

2.447

2.618

2.698

2.939

3.124

2.924

2.979

3.016

3.073

3.279

3.112

3.105

3.447

3.566

3.847

3.857

4.237

4.361

Mikro

Medium 4. Joint Venture Banks and Foreign Owned Banks

4. Bank Asing dan Campuran

Total

Baki Debet

9.971

9.463

10.169

10.319

10.601

10.966

8.999

8.761

9.349

11.836

11.846

12.076

11.815

12.091

15.304

15.791

16.003

16.407

Mikro

470

107

43

40

103

161

69

63

65

93

78

78

88

152

81

78

82

81

Micro

Kecil

874

465

399

393

393

373

392

396

391

568

462

466

452

502

488

498

435

424

Small

8.627

8.891

9.726

9.886

10.106

10.432

8.538

8.302

8.893

11.175

11.305

11.532

11.276

11.436

14.735

15.215

15.487

15.903

352

208

190

194

193

198

203

189

193

262

249

256

290

270

271

283

289

297

Menengah NPL

Medium NPL

Mikro

16

7

4

4

2

2

1

1

1

9

8

7

8

8

8

8

8

8

Micro

Kecil

62

40

26

25

26

25

26

24

23

23

13

10

11

9

10

11

11

13

Small

275

161

161

165

165

171

177

165

168

230

229

238

271

253

254

265

270

276

Menengah Jumlah Baki Debet NPL

458.164

526.397

529.452

543.033

558.533

583.741

583.859

579.308

589.361

589.229

595.372

608.823

594.725

604.802

619.400

627.523

635.429

15.674

17.011

19.001

19.626

20.156

19.570

20.156

20.890

20.610

21.038

20.633

19.515

21.725

22.603

22.640

23.488

25.253

Medium

Total 651.280 Baki Debet 25.251

NPL

124

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 4.30 Kredit dan Non Performing Loan Rincian Kredit UMKM dan MKM Menurut Kelompok Bank

(Detail of SMEs Credit and Detail of MKM Credit Based on Group of Bank) Miliar Rp (Billion Rp) Kelompok Bank

2011

2012

Des

Des

2013 Mar

Apr

Mei

Jun

Juli

2014 Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

Category of Bank

1)

MKM 1. Bank Persero

1. State Owned Banks 415.623

502.447

520.215

Mikro

122.104

143.877

148.938

Micro

Kecil

188.524

234.031

245.762

Small

Menengah

104.996

124.540

125.515

11.258

15.271

17.432

Mikro

2.997

9.520

10.318

Micro

Kecil

3.722

2.611

3.315

Small

Menengah

4.539

3.140

3.799

NPL

Medium NPL

Medium 2. Regional Development Banks

2. BPD

Total

Baki Debet

155.024

190.815

197.449

Mikro

36.921

32.580

31.265

Micro

Kecil

107.321

142.679

150.822

Small

10.782

15.556

15.362

2.562

3.297

3.694

Menengah NPL

Mikro Kecil Menengah

Medium NPL

470

555

594

Micro

1.176

1.489

1.701

Small

915

1.253

1.399

3. Bank Swasta Nasional

Medium 3. Foreign Exchange Commercial Banks Total

Baki Debet

512.566

601.409

Mikro

97.877

97.552

94.800

Micro

Kecil

195.035

228.341

232.939

Small

Menengah

219.654

275.516

284.174

10.204

11.502

12.539

Mikro

2.802

2.918

2.950

Micro

Kecil

3.349

4.084

4.687

Small

Menengah

4.053

4.500

4.902

NPL

611.913

4. Bank Asing dan Campuran

Medium NPL

Medium 4. Joint Venture Banks and Foreign Owned Banks Total

Baki Debet

68.180

55.935

58.497

Mikro

46.218

29.972

31.516

Micro

Kecil

7.005

7.558

7.600

Small

14.957

18.405

19.380

2.091

1.643

1.819

Menengah NPL

Medium NPL

1.223

849

1.001

Micro

Kecil

542

481

504

Small

Menengah

325

313

314

Mikro

Jumlah Baki Debet NPL 1)

Total

Baki Debet

1.151.392

1.350.606

1.388.074

26.115

31.714

35.485

Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat data MKM masih berdasarkan plafon, sedangkan data UMKM sudah sesuai dengan kriteria usaha pada UU No. 20 tentang UMKM

Medium Total Baki Debet NPL 1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20

125

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 4.31 Kredit UMKM dan MKM Menurut Lokasi Proyek Per Daerah Tingkat I

(SMEs Credit and MKM Credit Based on Project Location) Miliar Rp (Billion Rp) 2011

2012

Des

Des

2013

2014

Category of Bank

Kelompok Bank Mar

Apr

Mei

Jun

Juli

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

UMKM

1. Jawa Barat

58.034

67.636

67.339

70.116

71.538

74.091

75.284

74.863

75.180

75.618

76.797

78.774

77.701

78.370

79.784

79.869

80.880

82.635 1.

Jawa Barat

2. Banten

16.026

18.863

19.018

19.650

20.397

21.599

21.946

21.503

21.606

21.902

22.446

22.631

22.137

22.385

23.330

23.443

24.534

25.345 2.

Banten

3. DKI Jakarta

82.225

93.051

89.811

89.811

95.280

97.963

92.565

90.837

93.283

90.471

92.085

95.185

93.068

95.379

95.965

98.094

98.014

101.098 3.

5.413

6.549

6.725

6.725

7.251

7.776

7.977

7.936

8.132

8.137

8.204

8.431

8.199

8.413

8.608

8.805

8.937

9.254 4.

5. Jawa Tengah

43.721

51.576

54.047

54.518

56.489

59.319

59.864

59.930

61.105

61.397

61.577

62.679

61.440

62.594

63.965

64.351

65.705

68.097 5.

Jawa Tengah

6. Jawa Timur

62.346

65.980

67.795

69.409

71.207

76.044

76.728

75.917

76.647

77.218

77.300

79.322

77.813

79.108

80.612

82.368

83.613

85.605 6.

Jawa Timur

7. Bengkulu

3.115

3.598

3.676

3.772

3.829

3.948

3.994

3.965

4.007

4.006

4.031

4.103

3.996

4.097

4.195

4.269

4.310

4.435 7.

Bengkulu

8. Jambi

6.724

7.809

7.907

8.063

8.359

8.690

8.687

8.666

8.741

8.732

8.690

8.772

8.629

8.633

8.685

8.784

8.887

9.019 8.

Jambi

9. Aceh

5.850

6.395

6.485

6.575

6.638

7.208

6.988

6.922

7.015

7.043

7.107

7.026

6.816

6.881

7.044

7.128

7.215

7.328 9.

Aceh

26.707

31.470

31.564

32.186

32.607

34.279

34.557

34.865

35.259

36.089

36.375

36.947

36.262

36.954

37.613

38.440

38.958

39.593 10. Sumatera Utara

4. D.I Yogyakarta

10. Sumatera Utara

DKI Jakarta D.I Yogyakarta

8.721

10.663

10.991

11.281

11.482

11.532

11.648

11.462

11.618

11.548

11.531

11.804

11.536

11.275

12.322

12.232

12.514

12.828 11. Sumatera Barat

13.995

16.096

15.839

16.155

16.845

17.522

17.716

17.340

17.665

17.624

17.718

17.968

17.543

17.892

19.980

20.228

20.349

20.838 12. Riau

4.648

5.514

5.764

5.986

6.457

6.737

6.990

6.922

7.190

6.981

7.106

7.402

7.266

7.161

7.216

7.259

7.363

7.517 13. Kepulauan Riau

14. Sumatera Selatan

12.190

14.807

14.804

15.241

15.650

16.192

16.329

16.376

17.287

17.290

17.204

17.506

16.861

17.134

17.518

17.816

18.107

18.397 14. Sumatera Selatan

15. Bangka Belitung

2.225

2.604

2.420

2.499

2.545

2.747

2.773

2.779

2.846

2.900

2.928

2.990

2.837

2.900

2.979

2.999

3.001

16. Lampung

9.060

10.276

10.270

10.653

10.736

11.089

11.285

11.067

11.281

11.237

11.169

11.664

11.409

11.759

12.072

11.979

11.931

17. Kalimantan Selatan

6.242

8.086

7.899

8.201

8.214

8.664

8.743

8.558

8.849

8.785

8.738

8.914

8.699

8.890

9.181

9.243

9.316

18. Kalimantan Barat

6.910

8.350

8.543

8.847

9.065

9.556

9.695

9.674

9.844

10.105

10.305

10.673

10.449

10.659

11.144

11.318

11.476

11.922 18. Kalimantan Barat

19. Kalimantan Timur

19.979 19. Kalimantan Timur

11. Sumatera Barat 12. Riau 13. Kepulauan Riau

3.067 15. Bangka Belitung 11.867 16. Lampung 9.537 17. Kalimantan Selatan

15.118

17.295

17.271

17.738

18.175

19.047

19.523

19.587

20.141

20.085

20.290

20.018

18.966

19.128

19.524

19.760

20.006

20. Kalimantan Tengah

3.590

4.433

3.995

4.100

4.209

4.326

4.388

4.416

4.648

4.664

4.652

4.837

4.707

4.745

4.929

4.985

5.073

21. Sulawesi Tengah

5.183

5.559

5.616

5.783

5.955

6.267

6.328

6.294

6.426

6.410

6.471

6.595

6.448

6.590

6.747

6.829

6.864

7.033 21. Sulawesi Tengah

22. Sulawesi Selatan

17.926

19.460

20.888

21.421

21.771

23.098

23.167

22.857

23.100

23.107

23.104

23.596

23.032

23.464

23.729

24.233

24.392

24.901 22. Sulawesi Selatan

23. Sulawesi Utara

5.923

5.861

5.883

6.033

6.177

6.459

6.221

6.104

6.293

6.356

6.367

6.431

6.242

6.333

6.607

6.680

6.727

6.912 23. Sulawesi Utara

24. Sulawesi Tenggara

2.871

3.715

3.951

4.005

4.109

4.303

4.386

4.368

4.442

4.459

4.495

4.516

4.478

4.566

4.629

4.716

4.780

4.875 24. Sulawesi Tenggara

25. Sulawesi Barat

1.326

1.567

1.649

1.687

1.715

1.781

1.797

1.781

1.821

1.820

1.838

1.875

1.894

1.919

1.967

2.005

2.025

2.058 25. Sulawesi Barat

26. Gorontalo

1.701

1.820

1.834

1.888

1.931

1.975

1.967

1.918

1.953

1.955

1.978

2.011

2.016

2.063

2.102

2.132

2.163

2.198 26. Gorontalo

27. Nusa Tenggara Barat

3.820

5.175

5.508

5.627

5.751

5.972

6.033

6.033

6.145

6.115

6.178

6.318

6.222

6.315

6.452

6.461

6.492

13.050

16.356

16.497

16.912

17.635

18.245

18.637

18.791

19.122

19.193

19.323

19.951

19.352

20.113

20.561

20.821

21.122

29. Nusa Tenggara Timur

2.624

3.297

3.379

3.509

3.670

3.824

3.902

3.972

3.995

4.056

4.098

4.127

3.926

4.030

4.315

4.527

4.653

4.827 29. Nusa Tenggara Timur

30. Maluku

1.756

1.808

1.767

1.809

1.823

1.922

1.927

1.845

1.874

1.908

1.926

2.000

1.884

1.920

2.021

2.008

2.039

2.084 30. Maluku

31. Papua

4.752

5.477

5.124

5.330

5.492

5.840

6.020

6.022

6.149

6.301

7.231

7.471

7.113

7.245

7.587

7.691

7.823

8.050 31. Papua

32. Maluku Utara

1.204

1.327

1.341

1.407

1.426

1.476

1.472

1.449

1.439

1.449

1.451

1.474

1.436

1.439

1.376

1.374

1.386

1.401 32. Maluku Utara

33. Papua Barat

1.881

2.523

2.427

2.497

2.606

2.764

2.817

2.782

2.818

2.850

3.220

3.376

3.198

3.290

3.494

3.540

3.628

3.741 33. Papua Barat

259

369

368

365

447

370

371

387

327

313

332

335

62

59

55

54

55

35. Tidak Teridentifikasi

1.030

1.032

1.057

3.232

1.054

1.114

1.135

1.121

1.114

1.104

1.106

1.099

1.090

1.097

1.093

1.081

1.092

Jumlah

458.164

28. Bali

34. Lainnya

526.397

529.452

543.033

558.533

583.741

583.859

579.308

589.361

589.229

595.372

608.823

594.725

604.802

619.400

627.523

635.429

5.187 20. Kalimantan Tengah

6.562 27. Nusa Tenggara Barat 21.916 28. Bali

56 34. Lainnya 1.119 35. Tidak Teridentifikasi 651.280

Total

126

Indonesia Banking Statistics - Vol. 12, No. 7, June 2014

Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014

Tabel 4.31 Kredit UMKM dan MKM Menurut Lokasi Proyek Per Daerah Tingkat I

(SMEs Credit and MKM Credit Based on Project Location) Miliar Rp (Billion Rp) 2011

2012

2013

2014

Des

Des

Mar

175.897

207.552

215.351

1.

Jawa Barat

56.857

70.082

72.161

2.

Banten

215.963

237.266

243.461

3.

DKI Jakarta

4. D.I Yogyakarta

13.368

15.857

16.256

4.

D.I Yogyakarta

5. Jawa Tengah

95.742

114.094

117.385

5.

Jawa Tengah

128.190

150.323

154.741

6.

Jawa Timur

8.430

10.503

10.808

7.

Bengkulu

8. Jambi

15.415

18.485

18.985

8.

Jambi

9. Aceh

18.585

20.217

20.565

9.

Aceh

10. Sumatera Utara

58.917

70.333

72.211

10. Sumatera Utara

11. Sumatera Barat

23.000

27.088

27.560

11. Sumatera Barat

12. Riau

32.210

37.337

37.646

12. Riau

13. Kepulauan Riau

12.940

15.193

15.502

13. Kepulauan Riau

14. Sumatera Selatan

30.079

35.261

36.203

14. Sumatera Selatan

15. Bangka Belitung

4.551

5.434

5.666

15. Bangka Belitung

16. Lampung

20.742

23.862

23.984

16. Lampung

17. Kalimantan Selatan

17.238

20.819

21.267

17. Kalimantan Selatan

18. Kalimantan Barat

16.295

19.963

20.423

18. Kalimantan Barat

19. Kalimantan Timur

27.365

33.123

33.673

19. Kalimantan Timur

8.452

11.769

12.088

20. Kalimantan Tengah

21. Sulawesi Tengah

11.587

14.043

14.639

21. Sulawesi Tengah

22. Sulawesi Selatan

42.958

50.569

52.194

22. Sulawesi Selatan

23. Sulawesi Utara

15.716

18.500

19.000

23. Sulawesi Utara

24. Sulawesi Tenggara

8.595

10.806

11.429

24. Sulawesi Tenggara

25. Sulawesi Barat

3.211

4.002

4.260

25. Sulawesi Barat

26. Gorontalo

4.775

5.977

6.251

26. Gorontalo

27. Nusa Tenggara Barat

12.762

15.609

16.229

27. Nusa Tenggara Barat

28. Bali

27.122

33.573

34.669

28. Bali

29. Nusa Tenggara Timur

10.291

12.388

12.676

29. Nusa Tenggara Timur

30. Maluku

4.725

5.478

5.588

31. Papua

9.505

12.161

12.510

32. Maluku Utara

3.104

3.900

4.048

32. Maluku Utara

33. Papua Barat

3.630

4.752

4.966

33. Papua Barat

13.176

14.288

13.680

Category of Bank

Kelompok Bank MKM

Mei

Jun

Juli

Ags

Sep

Okt

Nov

Des

Jan

Feb

Mar

Apr

Mei

Jun

1)

1. Jawa Barat 2. Banten 3. DKI Jakarta

6. Jawa Timur 7. Bengkulu

20. Kalimantan Tengah

34. Lainnya Jumlah 1)

Apr

1.151.392

1.350.606

1.388.074

Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat data MKM masih berdasarkan plafon, sedangkan data UMKM sudah sesuai dengan kriteria usaha pada UU No. 20 tentang UMKM

30. Maluku 31. Papua

34. Lainnya Total 1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20

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