BULANAN MONTHLY
STATISTIK PERBANKAN INDONESIA INDONESIAN BANKING STATISTICS
Vol: 12 No. 7, Juni 2014
ISSN: 2086-2954
KATA PENGANTAR FOREWARD Statistik Perbankan Indonesia (SPI) merupakan media publikasi yang menyajikan data mengenai perbankan Indonesia. SPI diterbitkan secara bulanan oleh Departemen Perizinan dan Informasi Perbankan untuk memberikan gambaran perkembangan perbankan di Indonesia.
The Indonesia Banking Statistic is a publication media that provides data of Indonesia Banking. The SPI is published by the licence and banking information department monthly to give an overview of banking development in Indonesia.
Sehubungan dengan beralihnya fungsi, tugas dan wewenang pengaturan dan pengawasan kegiatan jasa keuangan di sektor perbankan dari Bank Indonesia ke Otoritas Jasa Keuangan sejak tanggal 31 Desember 2013, maka SPI edisi November 2013 akan diterbitkan oleh Otoritas Jasa Keuangan dan dapat diakses melalui website www.ojk.go.id pada menu Data dan Statistik-Perbankan.
Due to change function, job and authority of arrangement and surveillance of financial services activity in banking sector from The Bank of Indonesia to Financial Services Authority since December 31th, 2003, so The SPI's edition on November 2013 will be published by Financial Services Authority and can be accessed through website www.ojk.go.id at data menu and banking statistic.
Dengan perubahan tersebut, diharapkan data yang disajikan tetap dapat bermanfaat bagi pengguna.
By the change, the provided data can be useful for user/stakeholder.
Jakarta, Agustus 2014 Jakarta, August 2014
Otoritas Jasa Keuangan, Republik Indonesia Departemen Perizinan dan Informasi Perbankan Financial Services Authority, Republic of Indonesia Bank Licensing and Banking Information Department
i
HALAMAN KETERANGAN PAGE OF REFERANCE Jadwal Publikasi Kedepan Edisi Juli 2014 akan diterbitkan pada minggu ke III bulan September 2014.
Advance Release Calender (ARC) July 2014 edition will be released on the 3rd week of September 2014.
Tanda-tanda, dan Sumber Data Suatu jumlah tidak selalu sama besarnya dengan penjumlahan angka-angka yang bersangkutan karena pembulatan.
Notes, Symbols and Sources of Data Totals do not necessarily agree with the sum of items shown because of roundings.
r ( ) * ** *** ... -$
r ( ) * ** *** ... -$
Angka-angka diperbaiki Sebagian dari suatu jumlah Angka-angka sementara Angka-angka sangat sementara Angka-angka sangat-sangat sementara Tidak ada Angka belum tersedia Nol atau lebih kecil daripada digit terakhir Dolar Amerika Serikat
Tanda koma pada angka-angka harap dibaca sebagai titik dan sebaliknya tanda titik harap dibaca sebagai koma. Sumber Data : Bank Indonesia dan Otoritas Jasa Keuangan, kecuali jika dinyatakan lain. 1. Data yang digunakan dalam Publikasi SPI bersumber dari Laporan Bulanan Bank Umum (LBU), Laporan Bulanan Bank Umum Syariah (LBUS), dan Laporan Bulanan Bank Perkreditan Rakyat (Lapbul BPR) kecuali dinyatakan lain. 2. Proses download data; Data Laporan Bulanan Bank Umum (LBU) dan Laporan Bulanan Bank Umum Syariah (LBUS) yang disampaikan dari bank pelapor kepada Bank Indonesia diolah melalui Sistem Informasi Perbankan (SIP). Perbedaan waktu download data LBU melalui SIP dapat menyebabkan perbedaan pada data yang dipublikasikan ini dengan data publikasi yang lain. Oleh sebab itu, pembaca dihimbau untuk memperhatikan waktu download data. Misalnya pemrosesan data bulan laporan Juni 2014 untuk Publikasi Statistik Perbankan Indonesia penerbitan periode ini dilakukan dari tanggal 10 Juli s/d tanggal 15 Agustus 2014.
Revised figures Subset of data Provisional figures Very provisional figures Estimated figures Not available Figures are not available yet Nil or less than the last digit US Dollar
Commas in the numbers please read as point and vice versa, please read the point as a comma Data Source : Bank Indonesia and Financial Services Authority unless mentioned otherwise. 1.
The data used in the Indonesian Banking Statistics is derive from Commercial Bank Monthly Reports, Sharia Bank Monthly Reports and Rural Bank Monthly Reports.
2. Data from the Commercial Bank Monthly Reports and the Sharia Bank Monthly Reports which submitted by the reporting banks to Bank Indonesia, is processed using the Bank Indonesia Banking Information System. The time taken to download data from Banking Information System can result in variations of the data that is published in this book, compared to other published data. Therefore, readers are recommended to pay attention to the download time of data. The processing of the Juni 2014 monthly reports for this periode of the Indonesian Banking Statistics was done from 10 July until 15 August 2014.
Sampai dengan bulan Desember 2014 data dalam publikasi ini disediakan melalui website OJK (http://www.ojk.go.id) dan website BI (http://www.bi.go.id).
Until December 2014, The data publication are also provided through OJK website (http://www.ojk.go.id) and BI website (http://www.bi.go.id).
Departemen Perizinan dan Informasi Perbankan Deputi Direktur Publikasi dan Administrasi (IDAP) Otoritas Jasa Keuangan Menara Radius Prawiro Jl. MH Thamrin No. 2, Jakarta Pusat Email:
[email protected] Telepon: (021) 500 655 Fax: (021) 386 6032
Bank Licensing and Banking Information Department Administration and Publication Deputy Director (IDAP) Indonesia Financial Services Authority Radius Prawiro Tower Jl. MH Thamrin No. 2, North Jakarta Email:
[email protected] Telephone: +62-21—500 655 Fax: +62-21-386 6032
ii
DAFTAR ISI TABLE OF CONTENT KATA PENGANTAR
i
INTRODUCTION
i
HALAMAN KETERANGAN
ii
PAGE OF REFFERENCE
ii
DAFTAR ISI
iii
TABLE OF CONTENT
iii
DAFTAR SINGKATAN
iv
LIST OF ABBREVIATIONS
iv
DAFTAR TABEL
v
LIST OF TABLES
v
DATA
1
DATA
1
DATA BANK UMUM
3
COMMERCIAL BANK DATA
3
DATA BANK SYARIAH
61
SHARIA BANK DATA
61
DATA BANK PERKREDITAN RAKYAT
77
RURAL BANK DATA
77
DATA PERKREDITAN
93
CREDIT DATA
93
iii
DAFTAR SINGKATAN LIST OF ABBREVIATION
APYD
: Aktiva Produktif Yang Diklasifikasikan
APYD
: Classified Earning assets
ATMR
: Aktiva Tertimbang Menurut Risiko
ATMR
: Risk Weighted Assets
BOPO
: Biaya Operasional terhadap Pendapatan
BOPO
: Operations Expenses to Operations Income
Operasional BPD
: Bank Pembangunan Daerah
BPD
: Regional Development Bank
CAR
: Capital Adequacy Ratio
CAR
: Capital Adequacy Ratio
DPK
: Dana Pihak Ketiga
DPK
: Third Party Funds
KAP
: Kualitas Aktiva Produktif
KAP
: Earning assets Qualtiy
KBAB
: Kewajiban Bersih Antar Bank
KBAB
: Inter-Bank Net Liabilities
KP
: Kantor Pusat
KP
: Head Office
KC
: Kantor Cabang
KC
: Branch Office
KCP
: Kantor Cabang Pembantu
KCP
: Sub-Branch Office
KK
: Kantor Kas
KK
: Cash Office
KPW
: Kantor Perwakilan
KPW
: Representative Office
LBU
: Laporan Bulanan Bank Umum
LBU
: Commercial Bank Monthly Report
LDR
: Loan to Deposit Ratio
LDR
: Loan to Deposit Ratio
NIM
: Net Interest Margin
NIM
: Net Interest Margin
NPL
: Non Performing Loan
NPL
: Non-Performing Loan
ROA
: Return on Assets
ROA
: Return on Assets
SIP
: Sistem Informasi Perbankan
SIP
: Banking Information System
UKM
: Usaha Kecil Menengah
UKM
: Small/Medium-Scale-Enterprise Industry
UMKM
: Usaha Mikro Kecil Menengah
UMKM
: Small/Medium/Micro-Enterprise
Industry
(SMEs) NOM
: Net Operating Margin
NOM
: Net Operating Margin
FDR
: Financing to Deposit Ratio
FDR
: Financing to Deposit Ratio
iv
DAFTAR TABEL LIST OF TABLES NO.
NO. TABEL
JUDUL
TABLES
HAL
DATA 1.
1
Kegiatan Usaha Perbankan
TOPIC
PAGES
DATA 2
1
Bank Industries Operation
2
COMMERCIAL BANK
DATA BANK UMUM 2.
1.1.a s.d 1.7.a
Kegiatan Usaha Bank Umum
1.1.a s.d 1.7.a
Commercial Banks Operation
3.
1.8.a s.d 1.14.a
Laporan Laba/Rugi Bank Umum
11
4
1.8.a s.d 1.14.a
Commercial Banks Income Statement
11
4
4.
1.15.a s.d 1.21.a
Rekening Administratif Bank Umum
18
1.15.a s.d 1.21.a
Commercial Banks Off-Balance Sheet
18
5.
1.22.a s.d 1.28.a
Kinerja Bank Umum Konvensional
25
1.22.a s.d 1.28.a
Commercial Banks Performance
25
6.
1.29
Perkembangan Aset Bank Umum Berdasarkan Kelompok Bank
32
1.29
Growth of Commercial Banks Asset Based Group Bank
32
7.
1.30
Jumlah Bank Umum Berdasarkan Pengelompokkan Total Aset
33
1.30
Total of Commercial Banks Based on Total Assets
33
8.
1.31 s.d 1.37
Aset Produktif Bank Umum Konvensional dan Kualitas Kredit Bank Umum Kepada Bank Lain
34
1.31 s.d 1.37
Earning Assets of Commercial Banks and Credit Quality of Commercial Banks to Other Bank
34
9.
1.38 s.d 1.44
Komposisi Dana Pihak Ketiga Bank Umum
41
1.38 s.d 1.44
Composition of Third Party Funds of Commercial Banks
41
10.
1.45
Komposisi DPK Bank Umum Berdasarkan Lokasi bank Penghimpunan Dana
48
1.45
Composition of Third Party Funds of Commercial Banks Based on Bank Location Month (...) Year (...)
48
11.
1.46
Penghimpunan DPK Bank Umum Berdasarkan Lokasi Bank Penghimpunan Dana
49
1.46
Third Party Funds of Commercial Banks Based on Bank Location of Deposits
49
12.
1.47 s.d 1.53
Suku Bunga Rata-rata DPK Bank Umum
50
1.47 s.d 1.53
Average of Interest Rate of Third Party Fund of Commercial Banks
50
13.
1.54
Suku Bunga Rata-rata Kredit Bank Umum kepada Pihak Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
57
1.54
Average of Credit Interest Rates of Commercial Bank to Parties Non Bank Based on Industrial Origin and Non Industrial Origin Credit Recipients
57
14.
1.55
Suku Bunga Rata-rata Kredit Bank Umum kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
58
1.55
Average of Credit Interest Rate of Commercial Based on Types and Orientation User
58
15.
1.56
Perkembangan Jumlah Bank Umum dan Kantor Bank Umum
59
1.56
Growth of Total Commercial Banks and Bank Offices
59
16.
1.57
Perkembangan Jumlah Kantor Cabang Bank Berdasarkan Lokasi Bank
60
1.57
Growth of Total Branch offices Based on Region
60
17.
2.1 s.d 2.3
Kegiatan Usaha Bank Umum Syariah
62
2.1 s.d 2.3
Sharia Commercial Bank Operation
62
18.
2.4
Perkembangan Aset Perbankan Syariah
65
2.4
Growth of Sharia Bank Assets
65
19.
2.5
Aktiva Produktif Perbankan Syariah
66
2.5
Earning Assets of Sharia Banks
66
20.
2.6
Komposisi DPK Perbankan Syariah
67
2.6
Composition of Third Party Funds of Syariah Banks
67
21.
2.7
Tingkat Bagi Hasil Rata-rata DPK Bank Syariah
68
2.7
Average of Profit Sharing Rates of Third Party Fund of Sharia Banks
68
SHARIA BANK DATA
DATA BANK SYARIAH
v
NO.
NO. TABEL
JUDUL
HAL
TABLES
TOPIC
PAGES
22.
2.8
Tingkat Margin Rata-rata Pembiayaan Berdasarkan Sektor Ekonomi
69
2.8
Average of Margin Rates of Financing
69
23.
2.9
Tingkat Margin Rata-rata Pembiayaan Berdasarkan Jenis Penggunaan
70
2.9
Average of Margin Rates of Financing Based on Type of Use
70
24.
2.10
Kegiatan Usaha BPR Syariah
71
2.10
Syariah Rural Bank
71
25.
2.11
Aset dan Pembiayaan BPR Syariah
72
2.11
Asset and Financing of Sharia Rural Bank)
72
26.
2.12
Jaringan Kantor Perbankan Syariah
73
2.12
Sharia Bank Office Network
73
27.
2.13
Kinerja Bank Umum Syariah
74
2.13
Islamic Commercial Bank Performance
74
28.
2.14
Bank Umum Syariah Berdasarkan Tingkat Rasio
75
2.14
Sharia Commercial Based on Ratios
75
RURAL BANK DATA
DATA BANK PERKREDITAN RAKYAT 29.
3.1
Kegiatan Usaha Bank Perkreditan Rakyat
78
3.1
Rural Bank Operations
78
30.
3.2
Kinerja Bank Perkreditan Rakyat
79
3.2
Rural Bank Performance
79
31.
3.3
Perkembangan Aset BPR Berdasarkan Lokasi BPR
80
3.3
Growth of Assets Based Rural Bank Data
80
32.
3.4
Jumlah BPR Berdasarkan Total Aset
81
3.4
Rural Banks Based on Total Assets
81
33.
3.5
Non Performing Loan (NPL) Bank Perkreditan Rakyat
82
3.5
NPL of Rural Bank
82
34.
3.6
NPL BPR Berdasarkan Lokasi
83
3.6
NPL of Rural Banks Based On Location
83
35.
Dana Pihak Ketiga
Third Party Funds of Rural Bank
3.7
a. Komposisi DPK Bank Perkreditan Rakyat
84
3.7
a. Composition of Third Party Funds of Rural Bank
84
3.8
b. Komposisi DPK Berdasarkan Lokasi Penghimpunan
85
3.8
b. Composition of Third Party Funds Based on Location
85
3.9
c. DPK BPR Berdasarkan Lokasi Penghimpun
86
3.9
c. Third Party Funds of Rural Banks Based on Location
86
36.
3.10
Suku Bunga Rata-rata DPK BPR
87
3.10
Average of Third Party Interest Rates of Rural Banks
87
37.
3.11
Suku Bunga Rata-rata Kredit BPR Berdasarkan Sektor Ekonomi
88
3.11
Average of Credit Interest Rates of Rural Banks
88
38.
3.12
Suku Bunga rata-rata Kredit BPR Berdasarkan Jenis Penggunaan
89
3.12
Average of Credit Interest Rates of Rural Banks Based on Type of Use
89
39.
jdkjdjdkdkjdjd kjddj
Perkembangan Jumlah Bank dan Kantor Bank
jdkd jdj
ddddddddddd dd
Growth of Total Rural Banks and Bank Offices
3.13
a. Perkembangan Jumlah BPR
90
3.13
3.14
b. Perkembangan Jumlah BPR dan Kantor BPR Berdasarkan Lokasi
91
3.14
a. Growth of Total Rural Bank b. Growth of Total Rural Bank Offices Based on Region
90
91 CREDIT DATA
DATA PERKREDITAN 40.
4.1.a s.d 4.7.a
Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
94
4.1.a s.d 4.7.a
Credit Channeling and NPL Credit Channeling of Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary
94
vi
NO.
NO. TABEL
JUDUL
HAL
TABLES
TOPIC
PAGES
41.
4.8.a
Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Per Lokasi Dati I Bank Penyalur Kredit
101
4.8.a
Credit and NPL of Comemrcial Bank to Non Bank Third Party Based on Business Sector and non Business Sector of Credit by Region
101
42.
4.9.a s.d 4.15.a
Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
102
4.9.a s.d 4.15.a
Credit and NPL of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use
102
43.
4.16.a
Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan per Lokasi Dati I Bank Penyalur Kredit
109
4.16.a
Credit and NPL of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use by Bank Location for [month] [year]
109
44.
4.17.a
Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lokasi Dati I Bank Penyalur Kredit
110
4.17.a
Credit and NPL 0f Commercial Banks to Non Bank Third Party Based on Bank Location
110
45.
4.18.a
Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Hubungan Penerima Kredit dengan Bank
111
4.18.a
Credit and NPL of Commercial Bank to Non Bank Third Party Based on Bank Relation with Beneficiary
111
46.
4.19.a
Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Yang Penarikannya Menggunakan Kartu Berdasarkan Kelompok Bank
112
4.19.a
Credit and NPL of Commercial Bank to Non Bank Third Party Withdrawn By Card Based on Group of Bank
112
47.
4.20.a
Penerusan Kredit (Off-Balance Sheet) dan NPL Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Penerusan Kredit
113
4.20.a
Credit Channeling (Off-Balance Sheet) and NPLof Commercial Banks Based on Industries Sector and non Industries Sector of Credit Channeling Beneficiary
113
48.
4.21.a
Penerusan Kredit (Off-Balance Sheet) dan Non PerformingLoan (NPL) Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Kredit dan Golongan Penyalur Kredit
114
4.21.a
Off-Balance Sheet Credit Channeling and NPL of Commercial Banks to Non-Bank Third Party Based on Types of Credit and Classification of Credit Providers
114
49.
4.22
Pembiayaan Perbankan Syariah
115
4.22
Financing of Sharia banks
115
50.
4.23
Pembiayaan Perbankan Syariah Berdasarkan Sektor Ekonomi
116
4.23
Financing of Syariah Banks Based on Economic Sector
116
51.
4.24
Pembiayaan Perbankan Syariah Berdasarkan Lokasi Bank Penyalur
117
4.24
Financing of Syariah Banks Based on Banks Location
117
52.
4.25
Kredit BPR Berdasarkan Sektor Ekonomi
118
4.25
Credit of Rural Banks Based on Economic Sector
118
53.
4.26
Kredit Bank Perkreditan Rakyat Berdasarkan Jenis Penggunaan
119
4.26
Credit of Rural Banks Based on Type of Use
119
54.
4.27
Kredit Bank Perkreditan Rakyat Berdasarkan Lokasi Bank Penyalur
120
4.27
Credit of Rural Bank Based on Location
120
55.
4.28
Kredit dan NPL MKM dan UMKM Berdasarkan Sektor Ekonomi
121
4.28
Credit & NPL of MSMEs and SMEs Based on Economic Sector
121
56.
4.29
Kredit dan NPL MKM dan UMKM Berdasarkan Jenis Penggunaan
123
4.29
Credit & NPL of MSMEs and SMEs Based on Type Use
123
57.
4.30
Kredit dan NPL Rincian Kredit MKM dan UMKM Menurut Kelompok Bank
124
4.30
Credit & NPL of MSMEs and SMEs Based on Group of Bank
124
58.
4.31
Kredit UMKM dan MKM Menurut Lokasi Proyek per Daerah Tingkat I
126
4.31
Credit & NPL of MSMEs and SMEs Based on Project Location
126
vii
viii
Thi s page i nt ent i onal l y l eft bl ank
Halamn ini sengaja dikosongkan
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1 Kegiatan Usaha Perbankan
(Bank Industries Operation) Miliar Rp (Billion Rp) 2013 Indikator
2008
2009
2010
2011
2014
Indicator
2012 Jun
Jul
Aug
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun Distribution of Funds
Penyaluran Dana Bank Umum
2.015.221
2.282.179
2.765.912
3.412.463
4.172.672
4.377.116
4.395.148
4.472.336
4.637.620
4.627.191
4.721.849
4.823.303
4.768.534
4.785.055
4.822.425
4.898.586
4.992.500
5.087.663
31.313
36.076
43.877
53.534
64.753
68.521
69.107
70.378
71.528
72.546
74.071
74.550
74.669
75.378
76.006
76.449
76.722
77.460
166.518
212.116
139.316
117.983
81.158
83.035
76.837
73.167
83.044
100.420
107.950
111.689
113.308
109.868
118.935
118.890
114.940
1.990.345
2.180.934
2.563.562
3.093.848
3.542.518
3.711.769
3.736.834
3.794.384
3.918.543
3.884.976
3.955.499
4.070.018
3.983.612
3.989.243
4.013.763
4.087.758
4.165.744
4.258.480
26.345
30.367
37.034
45.462
55.289
58.570
59.295
60.269
61.163
61.824
62.915
64.001
64.015
64.695
65.481
65.969
66.122
66.683
Bank Perkreditan Rakyat SBI dan SBIS
1)
2.310.557
2.534.106
3.008.853
3.652.832
4.262.587
4.461.783
4.510.290
4.581.137
4.737.308
4.716.845
4.817.751
4.954.467
4.880.485
4.888.752
4.932.997
5.008.095
5.097.466
5.198.013
32.533
37.554
45.742
55.799
67.397
71.901
72.091
73.858
74.440
75.491
75.017
77.376
77.485
78.189
78.838
79.159
79.524
80.329
Bank Perkreditan Rakyat
Rural Banks
Bank Umum Bank Perkreditan Rakyat
124
121
122
120
120
120
120
120
120
120
120
120
120
120
120
119
119
119
1.772
1.733
1.706
1.669
1.653
1.641
1.641
1.641
1.641
1.639
1.637
1.635
1.636
1.636
1.636
1.635
1.634
1.634
Bank Perkreditan Rakyat Sertifikat Bank Indonesia Syariah
Rural Banks
Commercial Banks Rural Banks Total Bank Offices
Jumlah Kantor Bank Umum
Commercial Banks
Total Banks
Jumlah Bank
Ket :
Commercial Banks
Total Assets
Jumlah Aset
1)
1)
Source of Funds
Bank Perkreditan Rakyat
Bank Umum
Rural Banks
111.554 SBI and SBIS
Sumber Dana Bank Umum
Commercial Banks
10.868
12.837
13.837
14.797
16.625
17.504
17.688
17.798
17.953
18.114
18.303
18.558
18.612
18.647
18.704
18.799
18.933
19.004
3.367
3.644
3.910
4.172
4.425
4.568
4.584
4.612
4.630
4.656
4.669
4.678
4.697
4.709
4.717
4.728
4.743
4.765
Note :
1)
Commercial Banks Rural Banks
Bank Indonesia Certificates on Sharia Principles (SBIS)
2
DATA BANK UMUM
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014 Tabel 1.1.a. Kegiatan Usaha Bank Umum
(Commercial Bank Operations) Miliar Rp (Billion Rp) Keterangan Peyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SPN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman
2012 Des
Feb
Mar
Apr
Mei
Jun
2013 Jul
2014 Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Jun
2.736.684 2.718.717 2.296.744 421.974 17.966 11.294 6.672 199.425 76.159 83.709 37.951 1.606 506.847 279.300 155.814 51.620 20.113 447.191 92.579 1.681 293.956 58.975 15.082 72.157
2.787.372 2.768.371 2.333.275 435.096 19.000 12.042 6.958 219.424 86.152 88.371 42.912 1.988 500.886 282.198 143.552 49.269 25.867 455.037 94.190 4.938 298.588 57.321 14.459 71.529
2.844.812 2.824.217 2.375.249 448.968 20.595 12.371 8.224 201.706 70.087 80.998 47.568 3.052r) 524.578 286.281 131.062 84.826 22.409 457.632 98.327 3.779 298.100 57.426 14.438 72.404
2.909.085 2.887.478 2.431.072 456.406 21.607 13.107 8.501 196.967 75.646 79.050 39.457 2.814r) 490.240 286.373 130.876 60.563 12.427 468.078 98.565 7.584 302.912 59.017 14.438 71.277
2.982.436 2.959.123 2.501.879 457.244 23.313 14.123 9.190 166.884 50.955 70.806 41.834 3.289 512.592 296.954 95.543 104.724 15.371 449.670 83.035 10.275 301.838 54.522 15.110 73.294
3.045.511 3.021.126 2.550.463 470.664 24.384 15.072 9.312 205.794 75.859 90.194 36.827 2.914 453.788 292.888 45.719 102.115 13.066 458.791 76.837 18.318 308.846 54.789 15.507 74.403
3.091.429 3.067.402 2.563.483 503.919 24.027 15.037 8.989 184.504 75.425 69.911 37.114 2.053 465.921 295.310 34.721 124.388 11.503 460.675 73.167 19.571 312.470 55.466 15.529 77.036
3.170.805 3.147.210 2.615.707 531.503 23.595 15.587 8.008 211.452 80.832 85.452 41.343 3.825 475.606 305.147 45.289 102.546 22.624 485.539 83.044 19.999 321.936 60.560 15.696 77.693
3.182.949 3.159.476 2.645.356 514.120 23.473 15.775 7.697 196.390 78.350 78.544 36.807 2.690 462.291 303.916 45.702 97.452 15.220 506.638 100.420 18.520 323.930 63.767 15.806 84.322
3.241.040 3.214.397 2.658.529 555.868 26.643 16.144 10.499 182.582 73.122 71.870 34.740 2.849 467.916 310.856 34.205 105.363 17.492 530.804 107.950 19.537 339.266 64.051 15.808 79.304
3.319.842 3.292.874 2.720.500 572.374 26.968 16.681 10.287 171.915 65.031 83.549 20.159 3.176 506.453 322.562 52.034 110.905 20.952 520.642 111.689 17.908 323.941 67.103 15.725 79.492
3.284.890 3.258.421 2.692.185 566.236 26.469 16.318 10.151 169.400 64.245 79.792 21.935 3.428 474.693 324.471 54.889 77.214 18.119 535.701 113.308 17.832 341.977 62.584 16.452 81.287
3.293.465 3.267.820 2.724.157 543.664 25.644 16.151 9.493 174.528 57.761 86.503 27.131 3.133 475.415 312.888 63.389 80.926 18.212 530.823 109.868 15.247 338.920 66.788 17.210 82.997
3.334.011 3.306.899 2.763.878 543.020 27.113 16.665 10.448 182.726 67.257 80.004 30.709 4.757 441.537 314.474 37.487 68.279 21.298 544.414 118.935 15.017 346.418 64.044 18.820 81.317
3.388.776 3.361.348 2.799.009 562.339 27.428 16.779 10.649 169.220 53.081 75.042 35.971 5.126 487.425 320.428 37.277 114.631 15.089 554.911 118.890 15.797 351.123 69.102 18.880 83.242
3.429.684 3.403.148 2.837.612 565.536 26.967 17.225 9.742 212.379 94.737 76.591 37.638 3.414 497.172 294.836 57.171 139.411 5.753 542.927 114.940 14.299 342.948 70.739 19.597 85.939
3.494.968 3.468.162 2.897.535 570.628 26.805 17.889 8.916 205.824 72.454 85.799 43.362 4.210 515.894 327.083 58.117 124.733 5.961 551.232 111.554 16.429 357.526 65.723 19.461 85.561
65.389 2.105 2.437 8.229 176.507
67.460 2.135 2.561 8.246 170.369
68.740 2.047 742 8.161 174.905
64.944r) 2.037r) 5.423r) 8.501 157.703
65,015r) 2.033r) 4.230r) 9.633 158.463
67.604 2.101 3.589 9.389 167.742
68.243 2.151 4.009 13.603 127.752
70.658 2.087 4.291 24.757 152.486
71.827 2.325 3.541 26.656 174.173
78.234 2.271 3.817 20.838 157.958
72.674 2.368 4.262 26.204 178.191
73.108 2.290 4.095 26.092 183.143
74.930 2.301 4.056 22.585 183.525
75.938 2.209 4.850 20.855 189.762
74.449 2.200 4.668 19.903 199.697
87.031 2.171 4.668*) 17.890 178.241
79.172 2.145 4.621 17.246 187.557
78.583 2.261 4.717 17.620 197.103
3.225.198 2.757.530 567.801 1.010.488 1.179.242 467.668 199.270 66.342 202.056 1.864 124.697 42.116 75.341 12.229 63.112 7.928 60.342
3.207.342 2.712.820 529.177 982.631 1.201.012 494.522 222.423 72.221 199.878 1.831 114.905 44.688 71.139 11.943 59.197 7.302 54.081
3.243.136 2.749.311 545.965 974.296 1.229.050 493.825 208.263 73.138 212.424 1.719 127.253 52.547 74.622 13.498 61.124 7.445 60.524
3.299.350 2.810.352 582.871 984.782 1.242.699 488.999 208.604 73.496 206.899 1.601 126.400 51.487 72.968 13.029 59.939 7.207 57.492
3.349.660 2.816.403 563.069 986.939 1.266.395 533.257 234.163 74.175 224.919 2.500 125.648 50.020 72.306 12.747 59.560 9.032 57.501
3.374.272 2.843.895 597.833 990.719 1.255.343 530.377 229.414 75.290 225.673 1.697 133.384 51.156 71.583 13.547 58.036 9.863 64.877
3.392.927 2.843.380 577.112 1.019.789 1.246.479 549.546 236.631 76.038 236.877 1.724 120.911 52.746 82.232 14.583 67.648 15.168 65.948
3.440.207 2.863.890 575.270 1.019.866 1.268.754 576.317 247.599 78.168 250.550 1.805 114.063 52.883 87.999 13.917 74.082 25.580 66.398
3.526.188 2.910.414 586.301 1.041.941 1.282.172 615.773 270.853 84.072 260.848 2.086 131.998 53.452 99.548 15.164 84.385 28.392 71.203
3.520.890 2.915.359 570.582 1.036.545 1.308.232 605.531 272.050 84.667 248.815 1.555 118.165 52.442 93.361 15.100 78.260 21.939 71.073
3.563.362 2.944.303 579.604 1.051.840 1.312.858 619.060 290.449 86.624 241.987 1.598 121.550 54.465 105.324 15.601 89.723 28.269 75.399
3.663.968 3.025.150 569.927 1.123.696 1.331.527 638.818 276.854 89.011 272.952 1.782 115.793 54.450 112.914 16.025 96.888 29.987 85.131
3.594.697 2.973.929 542.201 1.086.970 1.344.758 620.768 271.898 88.915 259.955 1.783 107.686 54.348 115.626 15.899 99.728 26.208 78.017
3.603.620 2.995.874 550.023 1.085.697 1.360.153 607.746 269.985 88.078 249.683 1.835 115.025 52.487 110.235 15.679 94.556 23.988 77.037
3.618.064 3.024.794 554.551 1.067.542 1.402.701 593.270 254.593 88.399 250.277 2.254 124.328 51.848 107.499 15.646 91.853 21.849 82.971
3.694.765 3.097.485 585.962 1.076.271 1.435.252 597.280 259.071 89.145 249.064 2.211 126.183 51.693 107.907 15.787 92.120 19.908 80.101
3.763.474 3.121.688 603.925 1.064.749 1.453.015 641.786 280.591 90.580 270.615 2.486 128.053 52.460 107.866 16.187 91.679 19.278 87.152
3.834.503 3.203.193 650.249 1.077.892 1.475.053 631.309 261.736 89.125 280.448 2.178 144.539 53.603 103.127 16.035 87.092 20.602 94.965
5.031
4.549
4.790
4.682
4.991
4.938
5.179
5.447
5.675
5.551
5.532
5.993
5.247
5.018
4.950
4.989
4.974
4.962
123.279 38.656 149.971 92.830 89.426 31.242
124.397 38.820 246.025 16.085 91.521 30.234
126.599 40.516 238.553 25.132 91.059 29.288
130.167 46.629 217.491 32.647 89.911 30.403
130.937 47.060 209.113 42.699 89.534 29.832
133.911 50.437 205.203 51.118 84.829 30.440
134.679 50.760 203.822 59.395 85.632 30.564
133.044 50.469 200.985 70.738 83.043 30.807
135.063 50.759 203.415 79.149 85.278 31.632
135.911 50.632 203.404 89.039 88.399 32.099
136.476 50.688 203.341 98.543 87.646 32.339
138.138 50.619 201.059 106.707 92.638 33.551
139.982 50.625 311.670 9.143 93.354 33.208
140.691 52.805 303.020 17.338 96.216 32.911
141.694 54.771 293.284 28.420 96.373 32.958
143.411 59.993 278.416 37.093 96.106 33.060
145.389 62.000 269.399 47.780 95.494 33.156
148.557 64.712 264.610 58.435 94.441 34.240
. Pada LBU 2008 tdk didefinisikan Vs Metadata
. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama *) Angka-angka sementara r) Angka-angka diperbaiki
Mei
2.725.674 2.707.862 2.281.021 426.841 17.812 10.596 7.215 166.623 58.212 76.279 30.370 1.761 580.697 289.254 198.835 65.431 27.178 429.946 81.158 1.920 282.960 63.909 15.065 69.931
1) 2)
Apr
2)
Items Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities
h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital
1) LBU 2008 is not defined vs metada Positive difference of op. income and non op. minus op. expenses and non op. vs old metada *) Provisional figures r) Revised figures
4
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014 Tabel 1.2.a. Kegiatan Usaha Bank Persero
(State Owned Banks Operations) Miliar Rp (Billion Rp) 2012 Des
Keterangan Peyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SB/PN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman
Feb
Mar
Apr 1.001.570 998.187 878.031 120.156 3.384 2.708 675 57.729r) 33.895 19.378 3.618 839r) 192.603 99.271 38.775 46.508r) 8.049 198.780 21.429 1.086 154.348 21.917 6.644 37.639
Mei
961.994 959.128 847.132 111.996 2.866 2.756 111 44.017 23.859 15.270 4.887 0 237.866 107.025 101.252 18.977 10.611 189.311 16.671 124 148.758 23.757 6.675 36.516
961.324 958.571 849.088 109.484 2.752 2.596 157 61.483 40.944 17.242 3.296 0 164.505 98.121 43.397 14.065 8.922 198.570 21.183 184 152.641 24.562 6.669 37.623
979.032 976.289 860.193 116.096 2.743 2.586 156 71.903 48.476 20.112 3.314 0 159.428 97.917 39.592 10.677 11.241 197.355 18.625 683 155.048 22.999 6.681 36.962
34.846 150 1.520 342 49.032
35.853 176 1.594 212 48.375
35.136 161 1.664 248 44.550
35.826 174 1.639 303 34.990
35.779 161 1.684 772 33.039
1.201.284 1.053.025 206.540 467.656 378.829 148.259 65.610 15.366 67.283 1.437 21.807 11.906 33.898 5.988 27.910 771 20.260
1.138.323 982.922 157.774 445.007 380.141 155.401 80.022 15.305 60.074 1.502 32.245 11.921 31.369 5.994 25.375 647 19.276
1.141.350 985.403 156.808 442.550 386.045 155.948 73.066 15.864 67.018 1.475 33.296 18.807 32.734 5.982 26.752 721 20.781
1.178.129 1.028.840 184.814 449.201 394.825 149.289 68.518 16.268 64.503 1.457 38.205 18.812 31.293 5.808 25.484 678 20.083
1.193.439 1.005.066 167.726 454.002 383.338 188.373 92.470 16.890 79.013 1.512 36.979 18.585 29.303 5.811 23.492 1.248 21.343
Jun
1.028.931 1.071.098 1.025.125 1.066.945 904.233 945.138 120.891 121.807 3.807 4.153 3.043 3.301 764 852 61.465 36.836 42.148 20.726 16.187 12.600 2.291 2.945 839r) 566 168.655 194.425 102.021 107.428 48.980 36.985 46.691 13.956 3.698 3.321 201.664 187.097 21.456 11.922 1.133 865r) 155.393 147.986 23.682 23.964 6.647 7.271 37.623 37.729
2013 Jul
2014 Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
1.129.953 1.125.090 989.757 135.334 4.863 3.425 1.438 59.544 42.793 13.237 3.457 57 168.240 106.429 25.209 32.816 3.785 200.191 17.176 2.095 154.894 26.026 7.690 39.433
1.129.526 1.125.057 992.083 132.974 4.469 3.428 1.041 59.779 42.247 13.519 3.799 213 179.576 106.267 24.527 46.085 2.696 198.141 13.211 1.553 155.595 27.783 7.706 39.332
1.151.145 1.145.988 998.058 147.931 5.157 3.618 1.538 55.346 39.802 12.000 3.336 208 178.660 108.647 16.544 50.894 2.575 201.965 13.740 2.606 160.026 25.593 7.710 39.737
1.187.431 1.181.726 1.029.333 152.393 5.705 4.099 1.606 48.142 28.630 16.208 3.095 208 194.512 113.298 31.881 45.050 4.283 202.644 14.554 1.966 155.670 30.455 7.639 40.017
1.165.576 1.159.580 1.011.961 147.619 5.997 4.067 1.929 42.532 26.328 12.402 2.882 919 165.085 112.185 27.293 23.061 2.546 210.802 18.205 3.990 164.251 24.356 7.716 41.270
1.172.126 1.166.047 1.026.377 139.670 6.079 4.268 1.812 41.622 23.687 15.193 2.692 50 168.525 109.820 36.094 18.513 4.099 211.891 18.488 1.759 161.849 29.795 7.721 41.672
1.185.318 1.178.302 1.040.427 137.875 7.016 4.602 2.414 44.600 26.219 15.052 3.279 51 159.725 112.386 17.395 24.189 5.755 216.630 21.359 3.276 166.838 25.156 7.201 40.658
1.205.977 1.199.339 1.057.401 141.938 6.638 4.448 2.190 37.720 19.029 15.277 2.889 524 195.002 112.934 19.394 59.709 2.965 216.147 18.321 3.942 164.786 29.098 7.211 41.050
1.212.605 1.206.035 1.067.802 138.233 6.570 4.569 2.001 66.732 48.973 14.249 2.994 516 178.033 86.100 24.065 66.218 1.650 211.618 20.699 3.013 158.390 29.516 8.225 42.270
1.240.238 1.234.235 1.096.161 138.074 6.002 4.657 1.345 53.402 33.722 15.674 2.996 1.009 197.487 115.210 29.746 50.386 2.145 206.673 13.760 2.553 164.340 26.020 8.225 42.127
35.943 158 1.627 191 37.545
36.073 161 1.888 307 33.773
36.817 173 1.904 1.060 35.270
37.287 173 1.974 733 43.145
37.196 168 1.968 379 43.197
37.481 178 2.077 560 43.751
37.942 172 1.903 395 53.065
39.123 180 1.967 393 43.178
39.589 165 1.918 680 52.408
38.556 162 1.940 555 55.900
38.994 165 1.890 314 44.048
40.288 151 1.831 282 44.755
40.080 145 1.902 616 51.347
1.226.507 1.038.001 193.410 459.159 385.432 188.506 91.235 17.338 79.933 1.510 33.257 18.716 24.531 5.947 18.584 832 27.121
1.224.042 1.034.055 181.884 470.679 381.492 189.987 89.093 17.778 83.116 1.716 34.300 19.029 29.306 5.960 23.346 1.205 28.361
1.244.245 1.048.141 189.975 467.759 390.407 196.104 97.086 17.952 81.067 1.798 35.862 19.653 31.379 5.934 25.445 1.908 28.778
1.268.088 1.056.712 179.061 483.285 394.366 211.376 107.223 19.555 84.598 1.781 37.820 20.305 36.929 6.436 30.493 2.283 29.829
1.277.421 1.068.869 184.190 480.931 403.749 208.552 108.800 21.497 78.255 1.547 36.473 20.002 33.952 6.447 27.505 1.633 28.507
1.283.491 1.074.276 182.153 488.388 403.735 209.215 123.795 22.706 62.714 1.591 38.500 20.689 42.022 6.462 35.560 1.960 27.333
1.363.062 1.154.063 200.001 533.277 420.785 208.999 100.054 22.042 86.903 1.556 21.421 20.895 45.272 6.464 38.808 3.003 27.388
1.290.656 1.101.202 177.051 508.527 415.624 189.453 94.745 22.171 72.537 1.776 25.268 20.941 47.035 6.468 40.568 2.459 25.245
1.300.786 1.115.796 186.170 507.520 422.106 184.990 96.963 22.322 65.705 1.828 30.569 20.347 44.581 6.457 38.124 2.034 25.679
1.314.445 1.140.133 187.278 502.270 450.585 174.312 86.684 22.303 65.325 1.771 30.086 20.103 42.435 6.440 35.994 1.982 26.503
1.347.928 1.175.046 210.922 507.056 457.068 172.882 90.353 22.580 59.948 1.788 39.104 20.304 42.393 6.430 35.962 1.914 26.792
1.362.280 1.157.088 195.432 498.353 463.303 205.192 107.177 22.464 75.552 1.871 40.490 19.519 42.262 6.328 35.934 2.091 32.427
1.395.240 1.201.832 210.191 507.311 484.330 193.408 92.777 23.565 77.066 1.709 43.918 19.700 34.352 6.819 27.533 2.096 36.023
2.788
2.457
2.538
2.499
2.807
2.871
2.939
3.084
3.276
3.276
2.999
3.088
2.671
2.501
32.067 17.693 61.384 40.823 37.567 7.139
32.121 17.693 104.643 6.729 36.657 7.120
32.170 18.648 101.254 11.096 36.293 7.082
32.170 23.801 83.778 14.665 36.666 7.122
32.170 23.802 83.777 18.447 35.824 7.124
32.170 23.802 83.792 22.886 33.676 7.112
32.171 23.802 83.777 26.666 33.032 7.116
32.171 23.802 83.777 30.490 31.517 7.132
32.171 23.802 83.777 34.856 32.282 7.144
32.171 23.802 83.777 39.339 33.928 7.139
32.171 23.802 83.777 43.414 31.700 7.152
32.171 23.802 83.777 48.762 31.807 6.468
32.171 23.802 134.810 4.046 32.035 6.466
32.171 26.151 127.213 7.898 33.349 6.446
. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama
Jun
1.092.980 1.088.499 961.319 127.180 4.481 3.193 1.288 59.300 41.938 12.262 5.038 61 174.849 104.749 20.854 47.602 1.644 192.624 13.646 2.227 152.570 24.181 7.674 38.894
. Pada LBU 2008 tdk didefinisikan Vs Metadata
r) Angka-angka diperbaiki
Mei
1.082.282 1.077.916 959.545 118.372 4.366 3.365 1.001 58.073 39.255 13.565 4.476 777 155.648 102.980 28.142 22.327 2.199 190.999 13.338 1.767 151.873 24.022 7.645 38.122
1) 2)
Apr
2)
Items Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities
h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital 1) LBU 2008 is not defined vs metada Positive difference of op. income and non op. minus op. expenses and non op. vs old metada 2.444
2.454
2.558
2.562
32.171 27.244 122.787 13.072 33.611 5.754
32.171 31.688 111.995 17.628 34.170 5.758
32.171 32.729 108.238 21.315 34.689 5.761
32.171 32.729 108.238 26.076 34.510 5.764
r) Revised figures
5
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014 Tabel 1.3.a. Kegiatan Usaha BUSN Devisa
(Foreign Exchange Commercial Banks Operations) Miliar Rp (Billion Rp) 2012 Des
Keterangan Peyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SB/PN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman
Feb
Mar 1.146.866 1.136.637 1.006.063 130.574 10.229 7.690 2.539 45.980 22.309 21.133 1.501 1.037 211.616 115.930 69.387 16.232 10.068 158.456 47.293 289 91.024 19.851 6.832 23.065
Apr
1.123.364 1.114.279 982.260 132.018 9.085 6.483 2.602 46.221 20.881 23.047 1.322 972 208.570 114.071 61.799 21.895 10.805 154.456 40.470 988 90.998 22.000 7.441 22.335
1.128.419 1.118.930 988.213 130.717 9.489 6.976 2.513 46.406 21.672 21.655 2.293 786 216.858 116.099 77.945 15.333 7.481 159.602 45.275 384 94.076 19.867 7.463 22.914
1.162.136 1.151.702 1.020.497 131.205 10.434 7.906 2.528 50.503 23.127 22.879 3.176 1.321 196.174 115.616 60.439 11.328 8.791 162.582 48.903 644 93.050 19.985 6.850 23.081
20.190 1.936 208
20.621 1.940 353
18.161r) 1.849r) 3.055r)
18.096r) 1.846r) 3.138r)
1.430 87.650
1.420 84.892
1.335 91.152
1.353.149 1.173.913 198.251 433.712 541.950 179.236 66.731 27.326 85.179 84 43.163 16.720 11.454 2.820 8.635 640 27.877
1.366.764 1.173.470 192.784 437.191 543.495 193.295 70.235 32.353 90.707 128 36.882 19.699 10.336 2.795 7.541 668 24.096
1.145 44.383 10.636 57.402 31.687 46.335 20.893
Mei 1.184.996 1.174.225 1.039.693 134.532 10.771 8.224 2.547 49.863 22.433 24.803 1.556 1.071 186.812 113.379 53.555 15.629 4.249 158.157 47.448 625 91.009 19.075 6.855 21.715
Jun
2013 Jul
2014 Ags
Sep
1.201.513 1.190.263 1.054.734 135.529 11.251 8.670 2.581 39.812 17.684 18.615 1.666 1.847 187.963 117.185 39.820 23.308 7.650 155.747 44.072 1.342 92.698 17.636 6.889 23.485
1.228.622 1.216.555 1.077.701 138.854 12.066 9.394 2.672 53.619 24.181 25.871 2.254 1.313 185.865 118.316 12.058 48.034 7.457 160.674 36.880 9.278 97.118 17.398 6.911 23.666
1.244.825 1.233.648 1.084.711 148.936 11.177 9.430 1.747 43.352 20.860 19.698 1.460 1.333 165.594 118.360 11.181 29.613 6.440 167.502 34.883 11.956 103.570 17.093 6.901 25.031
1.265.615 1.255.994 1.097.740 158.254 9.621 9.621
18.178r) 1.856r) 1.681r)
20.274 1.928 1.283
20.320 1.975 1.371
1.307 80.290
1.330 85.634
1.638 87.526
1.376.721 1.185.234 200.676 434.565 549.993 191.487 64.909 32.663 93.915 77 43.848 20.349 10.093 2.762 7.331 640 26.396
1.371.061 1.175.406 196.075 435.543 543.789 195.655 69.735 33.273 92.647 77 46.262 19.252 9.692 2.465 7.228 582 24.909
1.401.000 1.200.564 197.510 433.915 569.138 200.437 71.491 32.997 95.949 77 41.489 18.756 9.852 2.127 7.725 698 24.881
1.119
1.215
1.292
44.896 10.988 89.429 4.865 47.588 19.899
45.420 11.020 88.583 7.486 47.166 19.306
45.542 11.554 87.928 10.025 47.457 19.796
Okt
Nov
Des
Jan
Feb
Mar
- r) 51.452 26.177 22.243 1.550 1.482 180.432 124.797 18.464 23.504 13.666 174.956 36.316 12.842 106.916 18.881 7.050 25.194
1.285.385 1.275.573 1.119.774 155.799 9.812 9.812 45.821 23.026 19.473 2.213 1.110 170.978 123.870 19.312 19.333 8.463 186.251 47.270 11.174 108.120 19.688 7.143 25.314
1.295.953 1.285.761 1.121.644 164.117 10.192 10.013 179 38.616 19.881 16.234 1.288 1.213 173.853 127.736 16.700 19.639 9.779 198.058 53.537 10.860 112.952 20.710 7.140 25.443
1.321.771 1.311.522 1.143.136 168.385 10.250 10.065 184 48.087 21.542 23.419 1.420 1.706 200.002 132.240 18.839 37.127 11.795 194.752 57.867 9.453 107.381 20.051 7.137 26.228
1.313.787 1.303.765 1.135.229 168.535 10.022 9.839 183 50.258 24.776 22.371 1.634 1.477 188.549 133.635 23.041 22.704 9.169 202.393 59.717 7.936 114.198 20.542 7.662 26.346
1.319.367 1.309.430 1.145.766 163.665 9.937 9.937 51.075 22.494 25.109 1.512 1.960 189.142 130.688 25.651 23.541 9.263 200.033 59.323 7.712 112.345 20.653 7.815 26.611
1.340.363 1.330.329 1.164.968 165.362 10.034 10.034 51.941 26.768 21.340 850 2.982 169.643 129.848 18.824 11.357 9.614 202.058 62.039 5.924 110.823 23.273 9.937 26.840
1.356.877 1.346.741 1.174.220 172.521 10.136 10.136 48.409 22.411 21.370 1.600 3.028 177.985 131.252 16.657 21.888 8.188 208.631 64.061 5.747 114.815 24.008 9.961 27.148
21.450 1.898 1.683
22.232 2.133 828
22.097 2.092 1.125
21.853 2.176 1.414
22.694 2.105 1.429
22.912 2.110 1.324
22.969 2.032 1.610
23.432 2.008 1.400
34.355 1.947
2.400 62.755
4.165 83.805
4.484 86.745
3.670 73.846
4.810 93.925
4.858 91.326
4.090 100.043
3.462 97.981
3.316 98.020
1.388.005 1.191.448 199.243 434.133 558.072 196.557 68.255 33.476 94.826 5 47.827 19.260 11.685 2.732 8.953 976 26.121
1.417.093 1.210.439 209.168 445.772 555.499 206.664 72.990 33.422 100.252 4 38.644 19.744 13.957 3.489 10.468 1.890 25.378
1.444.523 1.223.102 200.634 449.313 573.155 221.421 75.285 34.929 111.207 4 31.676 19.256 14.718 2.846 11.872 3.443 24.530
1.467.392 1.228.404 198.474 451.573 578.357 238.989 85.796 37.677 115.516 4 37.564 19.784 18.181 3.556 14.625 4.176 28.338
1.473.669 1.240.216 196.336 447.733 596.146 233.453 83.035 37.092 113.326 4 31.141 19.076 16.049 3.501 12.548 3.165 29.238
1.497.036 1.259.079 199.074 452.514 607.491 237.957 82.346 37.494 118.116 4 31.522 20.561 17.676 3.748 13.928 4.533 31.439
1.552.385 1.296.639 204.067 463.249 629.323 255.746 90.113 39.614 126.018 4 35.491 20.834 19.063 4.196 14.867 4.526 38.028
1.542.429 1.288.074 195.469 460.675 631.931 254.355 89.817 39.535 125.004 3 31.181 20.827 19.366 4.151 15.215 3.808 33.519
1.539.878 1.287.848 195.051 462.306 630.491 252.031 87.192 39.353 125.486 3 35.621 19.860 18.015 4.106 13.910 3.539 33.196
1.287
1.199
1.275
1.377
1.414
1.384
1.469
1.641
1.498
45.873 11.488 80.688 14.267 47.609 19.805
47.992 13.718 79.065 16.345 46.069 19.805
48.481 13.736 79.038 19.273 47.264 19.836
47.025 13.444 76.637 23.989 46.655 19.900
48.943 13.736 79.067 25.348 46.689 19.952
49.128 13.736 79.067 28.376 48.138 20.501
49.532 13.736 79.067 31.400 50.076 20.570
49.615 13.736 77.915 33.469 53.622 20.587
51.299 13.736 111.849 2.775 53.585 20.597
24.422 1.942 1.450
24.370 2.062 1.481
3.136 83.008
2.981 88.657
2.960 89.963
1.528.384 1.281.186 191.729 456.362 633.095 247.198 85.684 38.996 122.519 3 44.413 19.004 18.491 3.765 14.727 3.235 36.430
1.554.660 1.299.918 191.778 459.146 648.994 254.742 83.971 39.088 131.683 3 35.854 19.009 16.366 3.590 12.776 2.984 33.051
1.580.368 1.315.704 202.109 458.319 655.276 264.665 87.752 39.465 137.448 3 34.595 19.681 16.515 4.061 12.454 2.794 34.352
1.597.793 1.328.014 208.981 463.442 655.591 269.779 89.233 38.278 142.268 3 45.185 19.977 16.938 3.063 13.875 2.868 37.465
1.574
1.537
1.484
1.391
1.354
51.260 13.736 111.600 5.042 54.875 20.544
51.410 13.771 112.145 7.926 55.404 21.374
51.573 14.026 111.693 10.493 55.408 21.398
51.631 14.183 108.466 15.673 55.202 21.412
52.282 16.264 105.983 18.874 55.051 22.477
*) Angka-angka sementara r) Angka-angka diperbaiki
1.400*
)
Items
Jun 1.396.842 1.386.170 1.207.913 178.256 10.672 10.672 52.967 27.342 22.619 861 2.144 193.809 134.449 25.543 33.114 703 208.839 58.831 7.418 119.542 23.049 9.532 27.913
Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities
h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital 1)
. Pada LBU 2008 tdk didefinisikan Vs Metadata . Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama
Mei 1.374.324 1.363.998 1.189.862 174.136 10.325 10.325 53.142 31.535 18.127 1.405 2.075 191.838 131.910 29.246 30.250 433 201.130 58.469 6.225 111.767 24.669 9.670 27.814
1) 2)
Apr
2)
LBU 2008 is not defined vs metada
Positive difference of op. income and non op. minus op. expenses and non op. vs old metada *) Provisional figures r) Revised figures
6
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014 Tabel 1.4.a. Kegiatan Usaha BUSN Non Devisa
(Non-Foreign Exchange Commercial Banks Operations) Miliar Rp (Billion Rp) Keterangan Peyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SB/PN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman
2012
2013
Des
Feb
Mar
Apr
Mei
92.229 91.353 91.353 0 876 876 0 1.702 112 667 633 290 20.900 8.385 8.199 2.836 1.479 11.331 3.854 0 5.802 1.675 156 1.570
94.972 94.056 94.056 0 916 916 0 2.679 170 1.233 965 311 25.081 8.571 9.405 4.415 2.690 11.072 3.836 0 5.703 1.533 152 1.565
96.088 95.191 95.191 0 897 897 0 2.441 155 907 1.081 298 24.852 9.005 9.546 3.756 2.546 11.198 3.923 0 5.740 1.535 152 1.601
98.761 97.791 97.791 0 970 970 0 1.977 126 659 880 313 25.825 8.961 8.995 5.708 2.161 10.686 3.877
102.306 101.253 101.253 0 1.053 1.053 0 2.110 150 891 764 306 25.204 8.973 5.349 8.372 2.511 10.640 4.058
119r) 5.270 1.421 143 1.599
1.499 5 53 0 1.930
1.532 5 34 0 1.336
1.466 5 94 0 1.159
1.581 5 15 0 425
104.346 104.346 5.074 12.794 86.478 0 0 0 0 0 5.091 5.027 1.051 1.051 -
103.612 103.612 4.319 13.592 85.701 0 0 0 0 0 3.645 5.028 1.094 1.094 -
108.484 108.484 4.579 13.625 90.281 0 0 0 0 0 4.403 5.776 2.112 2.112 -
108.497 108.497 4.797 13.948 89.752 0 0 0 0 0 4.469 5.776 2.110 2.110 -
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Items
Jun
119r) 5.086 1.379 157 1.550
103.346 102.226 102.226 0 1.120 1.120 0 1.121 98 201 483 340 21.289 9.147 212 9.860 2.070 10.737 4.290 153 5.047 1.247 161 1.617
105.764 104.646 104.646 0 1.119 1.119 0 1.561 165 562 508 326 20.991 8.844 212 9.786 2.149 11.045 4.626 33 4.840 1.545 163 1.615
105.534 104.423 104.423 0 1.111 1.111 0 1.410 85 402 559 365 18.942 9.127 157 7.481 2.176 12.977 6.808 34 4.590 1.546 163 1.644
106.850 105.760 105.760 0 1.091 1.091 0 1.635 97 420 765 352 17.644 9.124 167 5.780 2.573 13.029 6.990 34 4.373 1.632 159 1.574
109.303 108.228 108.228 0 1.074 1.074 0 3.076 111 1.786 742 437 20.546 9.146 146 8.060 3.193 13.583 7.398 34 4.350 1.800 158 1.525
108.173 107.131 107.131 0 1.042 1.042 0 2.717 98 1.281 810 528 20.347 9.807 504 7.189 2.848 13.738 7.479 34 4.166 2.059 159 1.558
109.405 108.394 108.394 0 1.010 1.010 0 2.665 160 982 1.019 504 21.405 9.387 116 9.574 2.329 13.778 7.320 34 4.712 1.712 759 1.592
111.698 110.697 110.697 0 1.001 1.001 0 3.567 195 1.571 1.223 578 20.482 9.546 468 6.900 3.569 13.916 7.351 34 4.819 1.711 758 1.516
114.062 113.081 113.081 0 981 981 0 3.400 132 1.256 1.398 614 17.769 9.739 128 5.482 2.420 14.313 7.589 35 4.982 1.708 758 1.537
116.613 115.619 115.619 0 994 994 0 3.508 583 1.356 1.253 317 19.656 9.914 1.417 8.309 17 13.200 6.433 35 5.031 1.702 757 1.571
119.724 118.732 118.732 0 992 992 0 4.501 547 2.126 1.585 244 17.776 10.070 1.213 6.479 14 14.575 7.490 35 5.266 1.784 757 1.633
1.577 5 17 0 598
1.528 4 19 0 1.506
1.573 4 18 0 1.631
1.599 4 14 0 2.969
1.595 3 17 0 4.202
1.624 3 17 0 4.007
1.562 3 8 0 5.672
1.517 3 4 0 8.782
1.538 4 17 0 6.605
1.484 5 27 0 4.758
1.507 5 25 0 4.946
1.545 4 22 0 4.337
1.605 6 22 0 6.212
110.976 110.976 5.055 14.592 91.329 0 0 0 0 0 4.607 5.062 2.110 2.110 -
113.379 113.379 5.057 14.386 93.936 0 0 0 0 0 4.639 5.562 2.165 2.165 -
112.274 112.263 5.014 14.611 92.638 0 0 0 0 0 4.470 6.354 1.943 1.943 6
111.550 111.550 4.799 14.292 92.459 0 0 0 0 0 4.185 6.355 1.937 1.937 -
113.761 113.761 5.019 14.255 94.487 0 0 0 0 0 5.571 5.761 1.932 1.932 -
112.814 112.814 5.406 14.585 92.823 0 0 0 0 0 5.331 5.762 1.927 1.927 102
113.845 113.845 4.835 14.407 94.604 0 0 0 0 0 5.701 5.763 1.917 1.917 102
122.883 122.883 5.844 14.402 102.636 0 0 0 0 0 6.567 5.363 1.875 1.875 102
120.228 120.228 5.136 14.366 100.726 0 0 0 0 0 4.854 5.364 1.790 1.790 102
1.577 4 11 0 3.666 118.435 118.435 4.684 14.304 99.448 0 0 0 0 0 5.661 5.365 1.786 1.786 102
120.869 120.869 5.560 14.369 100.939 0 0 0 0 0 6.771 5.365 1.956 1.956 102
120.995 120.995 4.990 14.883 101.041 0 0 0 0 0 5.929 5.366 1.883 1.883 92
125.040 124.946 5.413 14.568 104.965 0 0 0 0 0 4.622 5.577 1.829 1.829 21
128.288 128.193 5.993 15.181 107.018 0 0 0 0 0 5.815 6.492 1.873 1.873 1
8
5
5
5
5
5
7
7
7
6
6
7
6
6
6
7
12
13
7.806 257 4.335 2.790 2.406 14
7.815 266 7.015 538 2.506 14
7.841 266 6.995 788 2.419 14
8.005 266 6.942 1.068 2.297 14
8.221 273 6.931 1.359 2.790 14
8.804 298 6.895 1.637 2.558 14
8.853 298 6.835 1.929 2.527 14
8.548 299 6.805 2.198 2.435 14
8.563 300 6.804 2.488 2.540 608
8.779 300 6.804 2.727 2.431 608
8.829 300 6.776 2.968 2.336 608
9.729 300 6.776 3.084 2.538 608
9.752 305 9.915 148 3.087 608
10.227 305 9.796 374 3.235 608
10.269 307 9.695 653 3.252 609
9.464 367 9.612 835 4.047 608
10.466 459 9.511 1.067 3.088 659
10.891 465 9.506 1.271 2.713 608
. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama
Angka-angka diperbaiki
2014 Ags
103.890 102.789 102.789 0 1.102 1.102 0 2.265 166 1.156 620 323 22.316 9.121 1.634 9.446 2.114 10.357 3.794 119 5.077 1.367 159 1.596
. Pada LBU 2008 tdk didefinisikan Vs Metadata
r)
Jul
90.341 89.451 89.451 0 890 890 0 2.519 190 1.020 957 352 24.844 8.179 10.479 3.203 2.983 9.843 3.275 0 5.047 1.521 155 1.557
1) 2)
Jun
Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities
h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital 1)
LBU 2008 is not defined vs metada
2) Positive difference of op. income and non op. minus op. expenses and non op. vs old metada r) Revised figures
7
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014 Tabel 1.5.a. Kegiatan Usaha BPD
(Regional Development Banks Operations) Miliar Rp (Billion Rp) Keterangan
2012 Des
2013 Feb
Mar
Apr
Mei
Peyaluran Dana a. Kredit Yang Diberikan 219.207 223.426 227.710 233.721 238.792 - Kepada Pihak Ketiga 218.851 222.991 227.278 233.279 238.337 Rupiah 217.563 221.715 226.118 232.127 237.413 Valas 1.287 1.276 1.159 1.152 925 - Kepada Bank Lain 357 435 433 442 454 Rupiah 357 435 433 442 454 Valas 0 0 0 0 0 b. Penempatan pada Bank Lain 40.194 48.482 57.815 58.885 54.133 - Giro 1.809 2.081 2.590 2.943 2.903 - Inter Bank Call Money 15.142 14.548 17.859 16.079 16.325 - Deposito Berjangka 22.894 31.469 36.870 39.431 34.466 - Lainnya 349 383 496 432 439 c. Penempatan pada Bank Indonesia 48.455 45.678 46.644 57.429 52.862 - Giro 27.642 23.712 25.177 29.367 28.763 - Fine Tune Operation (FTO) 9.368 10.100 12.197 11.775 9.921 15.283r) - Fasbi 10.033 11.088 9.027 13.429 r) 1.004 - Lainnya 1.413 778 243 749 d. Surat Berharga 18.640 19.978 21.771 21.200 22.948 - Sertifikat Bank Indonesia (SBI) 6.618 5.666 6.463 5.357 5.551 - Surat Perbendaharaan Negara (SB/PN) 49,344306 0 0 0 0 - Obligasi 9.590 11.866 12.990 13.341 14.641 - Lainnya 2.383 2.446 2.318 2.503 2.756 e. Penyertaan 688 688 688 687 687 f. Cadangan Kerugian Penurunan 3.653 4.302 4.141 4.413 4.514 Nilai Aset Keuangan (CKPN) - Kredit yang diberikan 3.667 4.351 4.144 4.381 4.295r) - Surat Berharga 8 8 7 6 5 - Lainnya (22) (58) (10) 26 214r) g. Tagihan Spot dan Derivatif 0 1 0 0 1 h. Tagihan Lainnya 17.366 13.989 16.051 17.887 15.992 Sumber Dana a. Dana Pihak Ketiga 278.535 299.648 312.209 336.447 332.720 Rupiah 277.555 298.490 310.871 334.893 331.114 Giro 112.715 127.457 135.448 147.647 140.754 Tabungan 79.938 68.671 65.764 68.102 67.461 Simpanan Berjangka 84.903 102.362 109.659 119.144 122.900 Valas 980 1.158 1.338 1.554 1.606 Giro 238 509 478 764 626 Tabungan 30 29 33 32 30 Simpanan Berjangka 711 621 827 759 950 b. Kewajiban kepada Bank Indonesia 5 4 4 4 4 c. Kewajiban kepada Bank lain 19.869 12.068 14.081 10.814 12.600 d. Surat Berharga yang diterbitkan 7.517 7.093 6.669 6.699 6.670 e. Pinjaman yang Diterima 1.819 1.808 1.795 1.797 1.847 Rupiah 1.819 1.808 1.795 1.797 1.847 Valas 0 0 0 0 0 f. Kewajiban Spot dan Derivatif 0 0 0 0 0 r) r) g. Kewajiban Lainnya (mencakup Tagihan 2.101 176 2.928 2.100 1.045r) Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan 479 274 232 226 232 Beberapa komponen modal a. Modal Disetor 19.920 20.462 20.462 21.068 21.191 b. Cadangan 8.356 8.158 8.867 9.285 9.775 c. L/R Tahun lalu 1) 344 9.833 6.584 4.397 3.269 d. L/R Tahun berjalan sesudah pajak 2) 8.946 1.932 3.012 3.891 4.803 e. Tambahan modal disetor 2.729 2.449 2.480 2.719 2.620 f. Modal Pinjaman 1.328 1.328 1.003 1.003 1.003 1) . Pada LBU 2008 tdk didefinisikan Vs Metadata 2) . Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama r)
Angka-angka diperbaiki
Jun
Jul
2014 Ags
Sep
Okt
Nov
Des
264.685 264.014 263.077 937 671 671 0 47.329 2.585 14.681 29.027 1.036 44.313 26.740 200 16.338 1.035 33.812 11.543 99 18.807 3.363 693 5.711
265.250 264.541 263.597 944 709 709 0 31.853 2.318 14.468 14.522 545 31.626 27.971 200 2.546 909 32.106 12.125 100 16.980 2.901 693 5.173
Jan
Feb
Mar
Apr
Mei
Jun
261.021 260.323 259.395 928 698 698 0 30.585 2.164 11.704 16.229 488 40.521 29.019 322 10.159 1.021 29.971 10.370 0 16.468 3.132 693 5.666
264.327 263.662 262.788 874 665 665 0 36.602 2.402 12.069 21.594 538 38.102 24.265 200 12.760 877 29.455 9.420 41 17.758 2.236 693 6.234
269.419 268.692 267.839 852 727 727 0 42.386 2.407 13.736 25.306 936 37.529 25.037 336 11.590 565 30.339 11.117 41 17.067 2.115 693 6.381
273.946 273.212 272.355 857 734 734 0 48.541 2.648 15.728 29.464 701 43.662 27.268 491 14.778 1.125 30.556 10.584 41 17.678 2.252 692 7.391
279.259 278.900 278.011 889 791 791 0 51.674 2.570 17.052 31.546 506 49.584 27.644 390 18.033 3.517 31.988 10.922 51 18.312 2.703 692 7.726
284.331 283.448 282.572 876 883 883 0 62.665 1.794 22.747 37.312 812 51.873 28.854 310 20.026 2.684 30.586 9.825 41 18.036 2.684 692 7.386
245.336 244.815 243.992 824 521 521 0 55.377 3.111 15.703 36.142 421 51.412 29.507 6.490 14.719 695 23.062 4.981 0 14.862 3.218 687 4.620
250.414 249.821 248.987 834 593 593 0 48.185 3.350 15.193 29.151 492 43.187 27.669 2.371 12.657 490 25.238 5.355 197 16.723 2.963 687 4.829
252.389 251.775 250.900 875 614 614 0 43.366 2.701 10.575 29.784 306 43.323 26.786 1.815 14.559 162 25.828 4.697 97 17.701 3.333 687 5.046
257.831 257.175 256.246 929 656 656 0 54.195 2.458 14.646 35.341 1.750 r) 49.550 27.568 100 20.693 1.189 27.878 6.036 98 18.090 3.654 687 5.130
261.649 260.985 260.098 887 664 664 0 46.016 2.386 12.750 29.882 998 41.786 28.751 200 12.072 763 33.188 11.193 98 18.015 3.882 688 5.601
4.606 5 9 0 17.228
4.743 5 82 0 6.651
5.036 5 5 2 6.549
5.117 5 8 0 14.948
5.577 5 19 3 10.276
5.683 5 24 0 7.133
5.155 4 15 0 3.081
5.643 4 18 0 3.201
6.214 3 17 0 4.624
6.362 21 (2) 0 7.994
7.347 49 (4) 3 13.729
7.648 43 35 0 11.526
7.314 43 29 0 12.748
338.089 336.591 148.919 67.176 120.497 1.498 659 34 805 4 13.842 6.670 1.856 1.856 0 0 1.254
325.888 324.287 130.180 72.844 121.263 1.601 560 32 1.009 4 11.277 6.671 1.851 1.851 0 5 809
322.124 320.771 128.357 71.866 120.548 1.353 514 33 807 4 10.106 6.672 1.854 1.854 0 9 1.125
349.517 348.324 154.427 71.536 122.361 1.193 549 44 600 4 14.331 6.653 1.898 1.898 0 0 750
336.800 335.514 134.732 76.567 124.214 1.286 545 42 700 4 13.441 6.654 1.888 1.888 0 0 715
338.477 337.063 143.349 78.998 114.715 1.415 534 40 841 4 12.740 6.654 1.829 1.829 0 0 1.737
287.709 286.021 106.398 95.786 83.838 1.688 673 41 974 222 22.957 6.860 1.846 1.846 0 0 5.051
300.964 299.412 113.565 86.021 99.825 1.552 524 41 987 3 14.642 6.717 1.849 1.849 0 0 4.027
309.481 307.955 115.178 80.793 111.985 1.525 419 42 1.064 3 14.965 6.417 1.846 1.846 0 0 2.884
320.552 318.740 120.304 77.279 121.158 1.812 464 51 1.297 3 14.296 6.877 2.093 2.093 0 0 4.331
345.954 344.716 132.909 79.400 132.407 1.238 559 53 627 3 14.262 6.516 2.094 2.094 0 1 3.124
361.750 360.110 148.894 77.185 134.031 1.640 325 41 1.274 3 12.630 6.686 2.083 2.083 0 1 2.386
381.311 379.981 171.014 75.526 133.441 1.331 324 47 960 3 12.508 6.437 2.236 2.236 0 0 2.378
233
241
251
264
275
298
492
356
287
21.462 10.214 1.827 5.876 2.144 1.003
21.691 10.486 582 6.430 1.711 1.004
21.818 10.486 582 7.375 1.490 1.004
21.904 10.483 582 8.353 1.542 1.004
21.954 10.357 572 9.063 1.743 1.004
22.065 10.412 477 9.981 1.729 1.004
22.744 10.343 377 10.733 2.740 1.004
22.881 10.343 12.149 917 2.251 1.004
23.153 10.175 11.886 1.587 2.190 1.004
Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities
h. Margin Deposits Components of Capital 23.459 23.555 23.897 25.270 a. Paid In Capital 11.041 11.504 12.211 12.520 b. Reserves 7.840 5.061 3.349 2.100 c. Retained Earnings (Profit/Loss) 1) 3.003 3.334 4.125 5.458 d. Current Earnings (Profit /Loss) 2) 2.109 2.220 2.226 1.962 e. Additional Paid In Capital 1.004 1.004 1.004 1.004 f. Loan Capital 1) LBU 2008 is not defined vs metada Positive difference of op. income and non op. minus op. expenses and non op. vs old metada r) Revised figures 296
2)
Items
309
298
286
8
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014 Tabel 1.6.a. Kegiatan Usaha Bank Campuran
(Joint Venture Banks Operations) Miliar Rp (Billion Rp) 2012
Keterangan
Des
Peyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SB/PN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli h. kembali/repo) Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak e. Tambahan modal disetor f. Modal Pinjaman
2)
2013 Feb
153.299 153.295 77.872 75.424 4 4 0 13.465 7.682 5.467 310 6 25.008 14.333 4.334 5.554 786 16.119 4.479 278 7.648 3.713 94 2.571
155.620 155.612 79.016 76.596 8 8 0 14.594 7.235 7.036 261 61 21.104 14.551 3.839 2.005 709 15.654 4.579 82 7.544 3.449 94 2.483
Mar 158.798 158.786 79.436 79.350 12 12 0 15.944 8.234 7.386 262 61 23.043 16.574 2.517 2.486 1.466 18.824 5.482 1.831 8.153 3.358 94 2.517
Apr 165.174 165.160 81.523 83.637 14 14 0 13.373 6.402 6.630 263 79 26.390 15.069 3.656 5.691r) 1.974 15.618 5.877 91 6.322 3.328 94 2.393
Mei 168.744 168.730 83.299 85.431 14 14 0 12.437 5.610 6.493 264 69 24.041 15.586 4.460 2.487 1.508 20.899 7.263 1.688 8.637 3.311 94 2.439
Jun 174.380 174.365 85.903 88.462 16 16 0 12.294 5.640 6.273 318 63 24.320 15.657 2.466 5.761 436 18.730 6.354 678 8.642 3.056 94 2.436
Jul
2014 Ags
180.398 180.383 86.632 93.751 14 14 0 17.666 6.145 11.185 328 8 21.145 16.198 344 3.808 795 16.985 6.379 665 6.836 3.106 94 2.590
Sep
Okt
187.783 187.733 87.797 99.936 50 50 0 15.034 6.909 7.765 350 10 25.886 17.369 458 7.052 1.007 15.455 5.467 548 5.980 3.460 94 2.743
191.597 191.521 88.968 102.552 76 76 0 18.833 5.396 12.744 486
187.544 187.471 90.397 97.074 74 74 0 16.664 5.446 10.860 354
207r) 26.781 17.838 146 6.962 1.835 16.456 6.260 431 6.120 3.646 94 2.612
Nov
Des
Jan
Feb
Mar
4r) 23.557 17.280 97 5.088 1.091 17.127 6.881 567 5.815 3.864 94 2.612
195.798 195.730 91.521 104.209 68 68 0 16.507 7.419 8.725 323 39 25.114 18.327 594 5.341 852 20.652 6.994 518 8.418 4.721 94 2.705
201.510 201.357 95.948 105.409 152 152 0 19.748 8.457 10.633 379 279 29.004 19.923 968 7.539 573 17.239 6.131 462 6.812 3.834 94 2.751
202.006 201.863 95.959 105.904 142 142 0 19.269 7.960 10.915 380 15 30.966 20.218 2.202 6.874 1.671 17.301 5.729 382 7.512 3.678 219 2.636
198.738 198.604 96.475 102.129 135 135 0 18.283 6.427 11.462 313 81 31.110 19.556 1.329 8.625 1.600 17.109 5.075 407 8.349 3.279 218 2.574
195.471 195.332 96.496 98.837 139 139 0 18.885 8.990 9.635 50 210 28.984 18.545 463 8.181 1.796 17.342 5.582 881 7.932 2.947 228 2.703
203.222 203.099 99.289 103.810 123 123 0 14.081 5.472 7.915 435 259 24.799 19.079
r)
Angka-angka diperbaiki
Jun
463*) 5.466 1.796*) 20.157 7.122 881*) 8.233 2.610 254 2.896
206.424 206.307 101.124 105.183 117 117 0 15.077 7.298 7.339 439 24.116 18.791 302 5.022 0 19.817 6.980 1.688 8.667 2.482 250 3.016
210.855 210.741 104.870 105.872 113 113 0 12.722 6.140 5.974 608 25.496 18.820 120 6.141 415 19.792 7.252 2.269 7.594 2.678 252 3.151
2.356 4 123 1.460 9.062
2.402 5 110 1.537 8.752
2.291 5 98 1.583 8.915
2.326 5 108 1.805 8.160
2.296 4 136 2.020 7.617
2.437 5 148 3.000 7.210
2.566 5 172 4.691 8.068
2.411 8 193 5.624 8.125
2.427 2 183 4.503 8.650
2.487 4 214 5.899 9.633
2.510 2 239 5.768 10.242
2.414 2 220 5.116 9.989
2.367 2 205 4.352 10.950
2.483 2 218 4.073 12.001
2.692 2 201 3.815 12.681
2.820 1 195 3.683 15.117
2.954 1 195 3.801 13.931
132.454 68.704 12.226 8.529 47.948 63.751 22.282 10.763 30.706 336 14.927 946 27.118 552 26.567 1.144 5.642
135.468 69.594 11.738 9.367 48.488 65.875 23.303 11.764 30.808 197 10.427 947 26.533 251 26.281 1.080 5.777
141.991 73.972 13.181 9.260 51.531 68.019 23.478 11.910 32.631 163 9.178 947 27.888 847 27.041 1.090 5.940
143.223 76.441 14.095 9.369 52.977 66.782 22.522 11.147 33.112 63 11.238 947 28.077 849 27.227 1.092 5.399
146.002 80.294 13.524 8.796 57.974 65.708 20.358 11.555 33.795 193 12.349 947 29.194 852 28.342 1.392 5.193
144.756 77.894 13.454 8.467 55.973 66.862 20.004 12.213 34.645 178 13.702 948 31.345 847 30.499 1.624 5.903
147.917 77.481 13.904 8.720 54.857 70.436 20.332 12.378 37.726 0 9.764 948 35.175 1.340 33.835 2.486 6.397
150.472 74.525 12.710 9.157 52.658 75.947 21.623 12.297 42.027 0 12.590 948 38.111 1.346 36.765 3.999 6.495
157.716 79.801 13.528 13.249 53.025 77.915 21.632 13.031 43.251 0 11.827 949 40.608 1.342 39.267 4.910 6.711
148.771 73.665 13.598 9.826 50.240 75.106 21.690 12.555 40.862 0 12.152 949 39.545 1.338 38.207 3.853 6.635
156.766 75.920 13.358 10.667 51.894 80.846 24.124 12.454 44.269 0 14.399 798 41.879 1.645 40.234 5.202 8.136
164.533 80.847 16.744 10.268 53.835 83.686 27.549 12.978 43.160 0 11.079 498 44.857 1.645 43.213 5.346 8.733
163.400 79.812 15.966 10.626 53.220 83.588 26.660 12.825 44.103 0 12.778 498 45.586 1.641 43.945 5.051 8.399
162.759 81.745 16.540 12.806 52.400 81.013 25.278 12.474 43.262 0 9.728 498 44.006 1.484 42.522 4.256 8.831
162.780 78.745 13.219 10.292 55.233 84.035 24.597 13.135 46.303 282 10.042 498 41.957 1.392 40.564 3.784 8.991
159.039 78.459 13.010 8.644 56.805 80.580 24.628 13.024 42.928 417 11.771 498 44.594 1.790 42.803 3.453 9.371
160.299 77.981 12.869 8.837 56.275 82.319 26.521 13.441 42.356 610 13.075 997 44.593 1.886 42.707 3.316 9.276
162.069 80.471 13.814 9.420 57.237 81.597 24.314 12.585 44.699 386 13.087 997 46.542 2.044 44.498 3.418 10.145
99
174
207
148
116
129
163
121
99
131
209
158
156
179
14.814 1.714 11.736 3.448 333 1.867
14.814 1.715 15.176 1.044 2.314 1.872
16.418 1.715 15.172 1.302 2.644 1.883
18.364 1.723 15.149 1.521 711 2.467
18.464 1.722 15.151 1.870 697 1.886
18.464 2.405 14.330 2.119 630 2.506
18.464 2.437 14.298 2.408 1.414 2.595
18.464 2.437 14.275 2.870 1.402 2.757
18.464 2.437 14.275 3.408 2.606 2.924
18.861 2.437 14.275 3.931 2.249 2.846
18.861 2.437 14.333 4.275 2.211 3.006
18.861 2.438 14.333 4.538 2.231 4.883
18.861 2.438 18.863 538 2.572 4.533
18.861 2.438 18.853 935 2.615 4.310
. Pada LBU 2008 tdk didefinisikan Vs Metadata . Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama
*) Angka-angka sementara
Mei
2.421 3 146 1.516 8.077
1) 2)
Apr
2)
Items Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities
h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital 1) LBU 2008 is not defined vs metada Positive difference of op. income and non op. minus op. expenses and non op. vs old metada 180
233
197
203
20.239 2.408 17.416 1.246 1.117 4.217
21.057 2.408 17.392 1.514 344 4.292
21.057 2.418 17.277 1.807 335 4.320
21.177 2.734 16.605 2.134 339 4.386
*) Provisional figures
r) Revised figures
9
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014 Tabel 1.7.a. Kegiatan Usaha Bank Asing
(Foreign Owned Banks Operations) Miliar Rp (Billion Rp) Keterangan Peyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SB/PN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman
2012
2013
2014
Des
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
177.468 172.859 66.742 106.117 4.610 107 4.503 20.207 3.792 16.333 0 82 35.955 18.002 11.603 5.769 580 41.577 9.643 481 20.918 10.535 12 3.299
175.667 171.259 67.358 103.901 4.407 405 4.003 26.759 4.115 22.560 0 85 37.803 18.431 12.335 6.293 744 42.057 12.024 1.031 22.027 6.975 12 3.264
179.993 175.326 67.409 107.917 4.667 404 4.264 25.104 4.373 20.647 0 83 35.074 18.028 10.455 6.432 159 47.559 12.491 2.135 25.670 7.263 12 3.280
186.122 180.697 67.880 112.817 5.425 404 5.021 18.775 3.566 15.125 0 83 27.130 17.953 6.871 2.263r) 45 48.254 12.838 1.958 25.299 8.159 12 3.276
188.861 183.270 68.644 114.626 5.592 401 5.191 17.092 2.426 14.583 0 84 32.045 17.664 4.967 9.353 61 53.724 12.970 4.018 27.963 8.773 12 3.387
187.802 181.482 70.860 110.622 6.320 562 5.757 20.454 3.645 16.724 0 85 29.268 18.204 4.432 5.872 759 54.393 11.649 4.912 32.564 5.269 12 3.474
199.904 193.661 74.809 118.853 6.243 604 5.639 25.987 2.762 23.224 0 1 25.627 18.604 1.169 5.843 11 54.538 11.091 6.293 31.220 5.934 12 3.600
210.106 203.521 76.530 126.991 6.585 631 5.954 22.331 2.918 19.410 0 3 34.980 18.899 200 15.703 179 48.529 10.185 4.590 27.602 6.151 12 3.704
220.044 212.784 78.351 134.433 7.261 690 6.570 25.867 3.843 22.021 0 3 29.613 19.671 1.158 8.784 0 r) 55.013 12.629 4.500 31.077 6.808 12 3.708
213.310 205.968 78.580 127.387 7.343 687 6.656 26.700 5.159 21.540 0 1 27.453 18.620 1.409 7.393 31 58.953 15.059 5.094 31.796 7.004 12 3.731
226.608 217.144 78.470 138.674 9.464 683 8.781 23.149 3.338 19.810 0 1 28.331 20.283 0 7.371 678 63.288 15.145 5.421 34.689 8.033 12 4.135
234.577 225.500 80.257 145.243 9.077 581 8.497 21.008 3.973 17.035 0 1 30.765 19.983 0 10.583 199 60.318 13.614 5.894 32.748 8.062 3 3.798
2.766 2 532 4.941 12.452
2.746 2 516 5.153 12.714
2.767 2 511 5.041 13.241
2.768 2 507 5.309 15.195
2.859 2 526 5.725 15.040
2.957 2 515 5.541 16.321
3.097 2 502 7.895 15.733
3.189 3 512 14.839 15.824
3.185 3 520 15.814 17.009
3.224 2 505 12.284 17.981
3.608 2 525 14.934 18.078
155.430 79.987 32.996 7.858 39.133 75.443 44.409 12.857 18.176 3 19.839 0 0 0 0 5.373 4.463
163.527 84.733 35.106 8.803 40.825 78.793 48.355 12.770 17.668 0 19.637 0 0 0 0 4.906 4.756
162.380 85.348 35.273 8.533 41.542 77.033 46.332 12.668 18.033 0 22.447 0 0 0 0 4.994 4.479
161.994 86.274 35.443 8.618 42.213 75.720 47.065 12.777 15.878 0 15.412 0 0 0 0 4.854 5.000
165.522 88.389 38.500 8.173 41.716 77.133 49.217 12.704 15.213 714 17.624 0 0 0 0 5.693 5.038
163.536 86.595 37.764 7.399 41.432 76.940 49.247 12.228 15.464 0 20.117 0 0 0 0 6.430 4.479
165.712 84.855 36.961 7.164 40.730 80.858 53.656 12.428 14.774 0 22.456 0 0 0 0 9.583 4.998
167.293 85.801 38.795 7.479 39.526 81.492 53.092 12.958 15.443 0 19.644 0 0 0 0 16.222 5.469
169.714 83.412 35.793 8.044 39.576 86.301 55.653 13.765 16.882 298 24.885 0 0 0 0 17.022 5.575
171.416 84.282 36.320 6.902 41.060 87.134 57.980 13.481 15.673 0 19.626 0 0 0 0 13.288 5.876
511
520
593
512
544
501
555
607
615
4.289 0 14.770 5.137 56 0
4.289 0 19.929 976 8 0
4.289 0 19.965 1.448 56 0
5.018 0 19.298 1.478 60 0
5.018 0 19.298 1.953 (7r)) 0
5.018 0 19.294 2.254 (249) 0
5.018 0 19.292 2.689 (316) 0
5.018 0 18.909 3.816 (456) 0
5.018 0 18.910 4.696 (382) 0
Jan
Feb
Mar
Apr
Mei
Jun
234.327 225.759 82.509 143.250 8.568 529 8.038 24.039 2.919 21.120 0 1 29.226 19.608 1.526 7.228 864 61.496 11.807 5.491 35.380 8.817 3 3.811
229.502 221.684 84.357 137.326 7.818 136 7.682 24.282 2.592 21.688 0 1 27.131 19.173 0 7.913 45 58.556 10.242 5.294 33.907 9.113 3 4.313
231.742 223.546 83.452 140.095 8.196 162 8.034 21.348 2.678 18.669 0 0 25.173 19.112 0 6.061 0 64.129 11.487 4.861 38.940 8.842 3 3.219
234.692 225.876 82.664 143.212 8.816 357 8.459 17.068 3.388 13.496 185 1 28.208 20.156 606 7.308 138 65.108 11.212 3.841 40.628 9.426 3 3.221
240.459 232.290 85.195 147.095 8.169 429 7.741 22.247 3.778 18.468 1 33.946 20.478 1.751 11.579 137 65.174 11.438 3.288 40.781 9.667 3 3.541
242.978 234.835 87.286 147.549 8.143 572 7.571 19.569 2.909 16.659 1 29.453 19.680 1.186 8.587 0 70.767 14.396 4.113 42.749 9.509 3 3.351
3.290 3 505 15.071 16.647
3.300 2 510 12.987 20.510
3.222 2 1.089 12.360 20.132
2.132 3 1.084 11.957 21.024
2.136 3 1.082 10.622 19.829
2.450 4 1.087 10.300 23.165
2.259 4 1.088 10.243 22.902
173.746 84.119 36.835 6.866 40.418 89.627 59.650 13.930 16.046 0 18.688 0 0 0 0 16.574 6.652
173.395 84.697 36.873 6.713 41.111 88.698 58.465 14.336 15.897 0 18.278 0 0 0 0 17.111 5.829
177.020 85.201 35.014 6.754 43.432 91.820 60.153 14.343 17.324 0 18.963 0 0 0 0 14.890 6.724
172.281 84.094 32.401 7.969 43.724 88.187 60.135 13.887 14.166 0 18.482 0 0 0 0 14.159 6.344
171.033 85.121 36.460 6.970 41.691 85.912 57.164 13.914 14.834 195 18.721 0 568 0 568 12.849 6.612
166.190 78.432 32.353 7.142 38.937 87.757 59.560 14.399 13.797 0 19.263 0 578 0 578 11.558 7.672
173.736 85.860 39.208 7.487 39.164 87.877 58.816 15.168 13.892 0 22.642 0 584 0 584 11.075 8.691
169.801 84.703 40.256 7.012 37.434 85.099 55.088 14.651 15.360 77 24.026 0 1.186 0 1.186 12.220 8.954
478
551
608
561
472
488
501
517
544
5.018 0 18.909 5.603 (90) 0
5.018 0 18.909 6.505 (405) 0
5.018 0 17.880 6.121 (300) 0
5.018 0 24.084 720 (176) 0
5.018 0 23.671 1.502 (55) 0
5.018 0 23.400 2.524 8 0
5.590 0 22.663 3.289 (83) 0
6.167 0 22.559 3.794 (45) 0
6.766 0 22.178 4.623 (134) 0
1)
. Pada LBU 2008 tdk didefinisikan Vs Metadata
2)
. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama r) Angka-angka diperbaiki
2)
Items Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities
h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital
1) LBU 2008 is not defined vs metada Positive difference of op. income and non op. minus op. expenses and non op. vs old metada r) Revised figures
10
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.8.a. Laporan Laba / Rugi Bank Umum
Commercial Banks Income Statements Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee
D. E. F. G. H. I. J. K.
2012 Des
Feb
Mar
Apr
Mei
2013 Jul
Jun
2014 Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Items
Jun A.
391.280 9.979 4.373 24.027 279.847 278.874 973 73.054 183.713 611 2.644 100.507 11.414 18.492 70.601 5.155 2.452 71.516 828 207.568
68.697 1.775 756 3.874 50.200 50.021 178 12.093 32.189 97 498 17.045 1.943 3.138 11.964 922 377 11.763 1.485 36.508
104.311 2.498 1.140 5.880 76.142 75.866 276 18.651 48.424 147 776 25.946 2.862 4.730 18.354 1.384 580 18.203 1.387 55.887
139.900 3.234 1.586 7.946 101.743 101.373 370 25.391 64.778 197 1.086 34.797 3.860 6.275 24.662 1.855 775 24.791 1.278 75.122
176.401 3.878 2.066 9.922 128.165 127.693 471 32.371 81.710 246 1.399 44.051 4.926 7.855 31.270 2.324 992 31.537 1.162 94.691
212.911 4.552 2.506 11.937 154.310 153.735 575 39.606 98.747 295 1.743 52.863 5.947 9.360 37.556 2.803 1.181 38.785 1.077 114.164
250.179 5.130 2.933 13.882 182.129 181.438 691 46.104 115.450 347 2.062 62.235 6.975 10.927 44.333 3.315 1.398 45.120 974 134.729
289.066 5.681 3.345 15.981 210.188 209.377 811 53.871 133.190 399 2.403 71.991 7.972 12.557 51.462 3.831 1.594 52.049 923 155.876
328.937 6.375 3.806 18.465 238.517 237.597 920 61.773 152.870 453 2.750 81.795 9.007 14.151 58.637 4.328 1.833 60.816 895 176.066
371.648 6.913 4.400 20.878 269.162 268.134 1.028 70.296 173.435 506 3.134 93.134 10.082 15.829 67.224 4.838 2.022 68.936 865 198.213
414.101 7.415 4.942 23.417 299.677 298.529 1.149 78.650 193.937 559 3.490 104.210 11.093 17.457 75.661 5.358 2.231 77.258 831 220.164
458.188 8.056 5.535 26.305 331.606 330.353 1.253 86.686 215.134 620 3.843 116.392 12.257 19.231 84.903 5.882 2.488 85.131 779 243.054
45.712 649 476 2.549 33.487 33.350 136 8.552 24.308 54 406 12.430 1.092 1.730 9.608 580 310 8.596 1.932 21.404
87.566 1.165 898 5.293 63.374 63.105 269 16.836 44.824 103 752 23.974 1.994 3.326 18.653 1.055 476 16.652 1.813 42.741
132.808 1.671 1.418 8.310 96.243 95.838 405 25.167 67.196 155 1.203 37.026 3.038 5.042 28.947 1.617 737 24.841 1.617 65.612
178.033 2.199 1.963 11.213 128.159 127.636 523 34.499 90.790 206 1.608 50.164 4.113 6.759 39.293 2.146 1.014 34.178 1.474 87.244
222.447 2.726 2.567 14.418 159.874 159.020 854 42.862 112.264 256 1.943 64.007 5.271 8.501 50.235 2.893 1.335 40.450 1.381 110.183
268.963 3.268 3.131 17.322 193.299 192.459 839 51.943 136.056 302 2.244 79.561 6.415 11.662 61.484 3.507 1.756 47.463 1.223 132.907 -
125.557 9.929
29.004 759
37.755 1.102
47.267 1.524
57.812 1.697
72.759 2.125
76.480 2.494
91.520 2.639
110.250 2.995
111.344 3.684
149.086 3.958
139.655 4.206
29.025 615
35.645 2.072
50.249 2.558
59.937 2.706
71.579 2.986
80.225 3.238
10
4
9
1
0
B. C.
17
1
1
4
4
3
2
3
3
2
120
127
2
2
12
20
21
20
22
27
34
41
21
25
29
29
3
7
32.261 38.537
8.938 6.208
11.869 9.518
14.492 12.990
17.900 17.583
25.192 21.274
27.714 25.088
37.086 28.340
49.968 32.132
44.528 36.170
76.094 39.745
58.608 44.908
16.584 3.540
f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi
44.800 218.409 5.710
13.078 46.103 328
15.244 62.902 728
18.238 81.991 718
20.607 100.685 1.100
24.138 124.891 2.010
21.148 139.172 2.795
23.413 161.929 3.001
25.133 190.423 2.739
26.935 201.246 2.376
29.140 249.085 3.109
31.777 251.154 2.964
123
-
-
-
-
-
-
0
0
0
5
0
-
0
0
0
0
0
0
0
0
2
26.045 52.385 2.622
7.774 15.558 450
10.144 17.932 657
12.088 22.470 967
15.104 26.300 1.218
21.673 31.528 1.466
23.262 29.839 1.629
30.720 33.260 1.874
42.122 38.225 2.106
36.313 42.327 2.332
67.016 45.541 2.368
48.690 51.583 2.611
15.836 10.960 291
g. Lainnya Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Pendapatan non - operasional Beban non - operasional Laba/Rugi non-operasional (E - F) Laba/Rugi tahun berjalan sebelum pajak Penerimaan Transfer Laba/Rugi Transfer Laba/Rugi ke Kantor Pusat Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan) r) Angka-angka diperbaiki *). Angka-angka sementara
131.519 114.715 21.929 17.133 4.796 119.512 56.698 57.793 92.830
21.994 19.410 3.901 2.981 920 20.330 11 88 16.085
33.442 30.741 5.412 4.354 1.058 31.797 22 71 25.132
45.748 40.398 7.014 5.698 1.316 41.714 28 507 32.647
56.964 51.818 9.004 7.167 1.837 53.655 37 537 42.699
68.214 62.032 11.075 8.744 2.331 64.362 49 592 51.118
81.648 72.037 13.571 10.611 2.960 74.997 61 699 59.395
93.075 85.467 16.154
105.231 95.894 18.931
117.897 108.312 20.696
131.050 120.166 22.902
145.304 131.555
12.898 3.256
15.143 3.788
16.476 4.220
18.366 4.536
88.723 71 638 70.738
99.682 83 798 79.149
112.532 99 918 89.039
124.702 112 1.123 98.543
-
-
r)
26,040 20.432
5,608r) 137,162r) 64.661 r)
66,088 106.707
1 -
-
16.022 7.070
23.267 10.913
26.018 15.084
27.989 22.327
30.944 26.667
8.282 39.117 431
10.472 56.792 428
13.510 80.384 591
16.119 101.239 1.495
18.272 120.974 1.498
19.367 138.921 1.661
3
1
-
0
4
7
7
13
-
-
-
-
15.825 15.511 561
22.305 19.461 810
23.236 24.618 1.002
24.629 29.972 1.315
27.178 31.856 1.585
11.596 11.312 2.059
24.465 21.594 4.439
37.213 35.476 6.295
50.881 45.942 8.470
63.553 60.789 10.656
76.628 74.211 D. 12.818 E.
1.805 253
3.865 573
5.689 604
7.363 1.106
7.363 (813)
13.556 F. (737) G.
11.565 13 16 9.143
22.168 24 60 17.338
36.082 42 122 28.423
47.049 59 177 37.093
59.977 73 185 47.780
73.474 85 221 58.430
*)
H. I. J. K.
Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections Net Interest Income (A1-A2) Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/ provisions g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax r) Revised figures *) Provisional figures
11
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.9.a. Laporan Laba / Rugi Bank Persero
(State Owned Banks Income Statements) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee
D. E. F. G. H. I. J. K.
2012 Des
Feb
Mar
Apr
Mei
2013 Jul
Jun
2014 Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Items
Jun A.
120.662 2.937 1.323 9.694 100.923 100.690 234 5.784 41.417 506 439 31.277 3.837 6.777 20.664 1.220 1.265 5.903 808 79.244
22.173 484 297 1.679 18.887 18.840 47 826 8.188 83 68 5.374 682 1.180 3.512 165 218 796 1.485 13.985
33.293 619 406 2.540 28.257 28.188 69 1.470 11.768 124 107 8.125 922 1.793 5.409 251 317 1.456 1.387 21.525
44.331 767 535 3.383 37.425 37.334 91 2.221 15.413 166 157 10.867 1.190 2.379 7.298 358 416 2.172 1.278 28.918
55.269 923 669 4.205 46.656 46.544 112 2.816 19.064 208 217 13.696 1.509 2.981 9.205 455 540 2.786 1.162 36.205
66.503 1.049 775 4.991 56.229 56.095 133 3.459 22.613 249 285 16.380 1.801 3.563 11.016 558 625 3.439 1.076 43.890
78.069 1.186 889 5.612 66.340 66.179 161 4.042 26.279 293 353 19.243 2.099 4.160 12.984 678 739 3.999 973 51.790
89.756 1.322 983 6.435 76.395 76.205 189 4.622 30.163 336 449 22.224 2.387 4.813 15.024 801 845 4.585 923 59.593
102.121 1.487 1.101 7.579 86.843 86.634 209 5.110 34.082 382 544 25.293 2.711 5.435 17.147 907 946 5.115 895 68.039
115.351 1.626 1.271 8.480 98.131 97.905 226 5.841 38.405 429 646 28.684 3.016 6.098 19.570 1.029 1.027 5.724 865 76.946
128.204 1.752 1.394 9.410 109.118 108.871 248 6.529 42.844 477 705 32.060 3.317 6.759 21.984 1.145 1.126 6.501 830 85.360
143.194 1.933 1.557 10.602 121.345 121.099 246 7.756 47.994 529 748 35.815 3.706 7.482 24.627 1.253 1.242 7.629 778 95.200
15.164 154 129 861 13.481 13.453 28 538 6.791 50 72 3.714 331 678 2.704 165 189 669 1.932 8.373
28.265 276 240 2.027 24.486 24.422 64 1.236 10.925 97 141 7.182 612 1.315 5.255 233 248 1.211 1.813 17.340
42.288 391 381 3.297 36.547 36.452 96 1.672 15.619 145 252 11.246 937 2.005 8.304 355 363 1.640 1.617 26.670
56.297 510 493 4.452 48.205 48.094 111 2.637 20.907 193 301 15.325 1.263 2.657 11.405 482 524 2.611 1.471 35.390
70.142 650 631 5.544 60.225 60.084 141 3.092 26.020 240 406 19.657 1.628 3.342 14.687 617 648 3.075 1.377 44.122
84.651 782 770 6.596 72.730 72.555 175 3.774 31.477 282 476 24.058 1.971 3.999 18.087 776 898 3.765 1.222 53.174 -
50.412 5.149
12.653 170
15.595 269
19.130 369
23.660 382
30.827 557
23.810 558
26.624 564
30.048 697
32.107 928
34.694 942
39.298 1.081
10.536 273
11.352 264
14.622 369
18.408 1.275
21.609 1.293
23.735 1.395
-
-
-
-
-
-
-
B. C.
-
-
-
-
-
-
-
-
-
-
-
0
-
-
-
-
-
-
-
-
-
3.734 14.985
583 2.491
1.665 3.778
1.916 5.146
3.473 6.979
6.637 8.417
2.492 9.959
3.479 11.364
4.805 13.015
5.143 14.526
5.175 16.131
6.235 18.250
2.505 1.455
1.426 2.966
1.972 4.593
2.286 6.243
2.672 7.838
3.172 9.616
f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi
26.543 80.785 3.766
9.409 18.574 52
9.883 23.476 101
11.699 30.252 120
12.826 37.614 188
15.216 47.253 279
10.801 43.453 436
11.217 48.899 481
11.530 55.398 518
11.510 61.483 564
12.446 67.488 802
13.732 75.030 767
6.303 13.914 60
6.697 19.089 187
7.689 25.122 209
8.603 32.560 1.052
9.806 39.919 1.020
9.551 45.104 1.063
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
0
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
2.940 26.429 732
474 10.228 135
1.338 10.040 204
1.259 12.374 349
2.824 13.880 408
5.877 16.660 463
1.441 12.368 451
1.794 13.466 478
2.671 14.756 547
3.268 15.711 581
2.967 16.826 622
3.595 19.075 656
2.233 7.681 66
1.088 8.998 123
1.662 10.185 186
1.786 11.658 246
1.897 14.271 306
2.135 14.470 364
g. Lainnya Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Pendapatan non - operasional Beban non - operasional Laba/Rugi non-operasional (E - F) Laba/Rugi tahun berjalan sebelum pajak Penerimaan Transfer Laba/Rugi Transfer Laba/Rugi ke Kantor Pusat Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan)
46.918 48.871 3.183 386 2.798 51.669 26.113 26.113 40.823
7.684 8.065 471 99 373 8.437 6.729
11.793 13.644 567 248 320 13.961 11.096
16.150 17.796 556 150 406 18.202 14.665
20.314 22.252 807 232 575 22.827 18.447
23.975 27.464 1.015 249 766 28.230 22.886
28.756 32.147 1.212 379 833 32.980 26.666
32.680
36.906
41.358
46.271
50.938
3.873
8.693
12.879
17.819
22.425
27.072
37.319 1.213 640 573 37.891 30.490
42.689 1.342 743 599 43.288 34.856
47.571 1.881 568 1.313 48.884 39.339
52.566 1.981 507 1.474 54.040 43.414
59.468 2.789 612 2.177 61.645 33.198 33.198 48.762
4.995 93 74 18 5.013 4.046
9.603 177 26 151 9.753 7.898
16.169 277 51 225 16.395 13.072
21.237 833 71 761 21.998 17.628
25.812 958 101 857 26.669 21.315
31.804 1.161 125 1.036 32.840 26.076
D. E. F. G. H. I. J. K.
Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections Net Interest Income (A1-A2) Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/ provisions g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax
12
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.10.a. Laporan Laba / Rugi BUSN Devisa
(Foreign Exchange Commercial Banks Income Statements) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee
D. E. F. G. H. I. J. K.
2012
2013
Des
Feb
Mar
Apr
Mei
Jun
2014
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Items
Jun A.
165.319 3.981 675 9.376 112.085 111.487 599 39.202 87.021 90 1.199 44.873 3.911 9.309 31.653 2.489 565 37.805 0 78.298
28.667 837 107 1.441 19.571 19.464 107 6.711 15.111 12 230 7.818 699 1.558 5.561 507 83 6.462 0 13.555
43.429 1.202 164 2.200 29.816 29.646 170 10.048 22.806 19 365 11.859 1.051 2.342 8.467 772 131 9.661 20.622
58.301 1.554 218 2.968 40.121 39.888 232 13.441 30.524 25 520 15.814 1.413 3.112 11.289 1.023 178 12.963 27.777
73.385 1.820 279 3.726 50.914 50.615 298 16.646 38.140 31 673 19.998 1.780 3.896 14.322 1.275 219 15.944 35.244
88.758 2.160 347 4.483 61.147 60.781 366 20.621 46.591 38 835 23.948 2.151 4.636 17.161 1.525 263 19.982 42.167
103.816 2.419 408 5.311 72.177 71.739 439 23.500 54.011 44 968 28.172 2.540 5.409 20.223 1.782 305 22.740 49.805
120.642 2.635 483 6.138 83.537 83.022 515 27.850 62.445 51 1.095 32.669 2.914 6.182 23.572 2.044 352 26.234 58.197
137.237 2.947 547 7.053 94.527 93.938 589 32.162 72.494 57 1.219 37.045 3.282 6.953 26.811 2.306 414 31.453 64.742
155.538 3.140 617 8.022 106.962 106.299 664 36.796 82.637 61 1.338 42.445 3.679 7.769 30.997 2.563 460 35.770 72.901
173.443 3.338 681 9.046 118.972 118.228 744 41.405 92.779 67 1.471 47.587 4.052 8.539 34.996 2.828 507 40.319 0 80.664
191.624 3.577 762 10.137 131.766 130.937 828 45.382 102.882 72 1.601 53.341 4.458 9.375 39.508 3.106 562 44.199 0 88.742
19.298 274 94 1.087 12.721 12.635 86 5.121 11.477 2 147 5.986 408 841 4.736 293 52 4.998 7.821
37.554 476 180 2.109 24.692 24.529 163 10.098 22.405 3 271 11.539 775 1.607 9.157 572 97 9.923 15.150
57.237 668 291 3.202 37.965 37.717 248 15.111 33.870 5 428 17.605 1.168 2.428 14.010 861 162 14.808 23.368
76.771 880 381 4.319 50.876 50.545 331 20.316 45.657 7 601 23.691 1.568 3.270 18.853 1.144 206 20.007 31.114
95.490 1.087 433 5.723 63.066 62.461 606 25.180 55.658 9 668 30.085 1.992 4.123 23.970 1.581 299 23.014 2 39.832
115.441 1.317 518 6.903 76.266 75.735 531 30.437 67.395 10 719 38.163 2.407 6.429 29.327 1.893 367 26.243 48.046
33.347 1.834
6.427 319
9.351 541
12.227 647
15.824 755
18.970 752
23.103 785
28.482 811
35.943 945
36.595 1.060
64.648 1.141
45.598 1.194
11.376 60
8.612 202
12.659 307
15.541 510
21.656 644
23.852 711
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
B. C.
-
-
-
-
-
-
-
10
20
21
20
22
27
34
41
21
25
29
29
3
7
4.710 14.598
1.301 2.276
1.620 3.537
2.214 4.856
2.775 6.807
3.557 8.304
5.097 9.809
7.760 10.988
12.607 12.411
10.308 13.938
36.336 15.173
13.849 17.375
8.581 1.348
3.001 2.633
4.202 3.987
4.183 5.600
4.810 10.325
4.567 11.981
f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi
12.195 71.838 426
2.510 13.775 97
3.632 20.427 275
4.490 27.285 204
5.464 33.693 381
6.329 40.844 503
7.378 49.192 568
8.883 57.930 699
9.959 70.093 589
11.264 74.568 510
11.968 106.766 739
13.150 93.115 706
1.385 15.748 97
2.769 17.220 46
4.163 25.794 50
5.249 33.217 101
5.876 40.203 98
6.592 46.233 170
-
-
-
-
-
-
-
-
-
-
-
-
-
-
3.770 6.507 241
3.622 8.608 252
4.177 10.032 407
3.953 11.070 476
g. Lainnya Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Pendapatan non - operasional Beban non - operasional Laba/Rugi non-operasional (E - F) Laba/Rugi tahun berjalan sebelum pajak Penerimaan Transfer Laba/Rugi Transfer Laba/Rugi ke Kantor Pusat Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan) r) Angka-angka diperbaiki *). Angka-angka sementara
-
-
-
-
-
-
-
5
-
-
0
0
0
0
0
0
0
0
2
2.993 17.278 686
873 3.755 121
1.144 5.346 187
1.647 6.825 246
2.127 8.158 324
2.710 9.860 427
4.081 11.671 487
6.407 13.203 597
10.946 16.219 622
8.351 18.466 686
34.662 19.492 560
12.051 22.716 646
50.449 39.807 15.751 15.124 628 40.435 23.361 23.511 31.687
8.929 6.208 2.698 2.662 36 6.244 4.865
13.475 9.547 3.944 3.802 142 9.688 7.486
18.362 12.720 5.371 5.160 211 12.931 10.025
22.703 17.376 6.813 6.436 377 17.752 14.267
27.344 20.293 8.343 7.828 515 20.808 16.345
32.385 23.715 10.129 9.309 820 24.535 19.273
37.023
41.717
46.555
51.313
28.749 12.086 10.887 1.199 29.948 23.989
30.593 13.963 12.518 1.445 32.038 25.348
34.929 15.221 14.132 1.089 36.018 28.376
38.545 17.065 15.696 1.368 39.913 31.400
-
8.513 2.211 102
0 2.713 4.409 177
56.994
4.826
9.876
15.226
20.632
25.488
30.563
41.225
3.449 1.688 1.597 92 3.540 2.775
6.542 3.315 3.309 6 6.548 5.042
10.232 4.865 4.864 0 10.233 7.923
13.439 6.555 6.529 25 13.465 10.493
21.286 8.307 6.529 *) (1.982) 19.305 15.673
25.665 9.951 12.221 (2.271) 23.394 18.869
18,912r) 17.382 1,530r) 42,754r) 23.207 23,206r) 33.469
D. E. F. G. H. I. J. K.
Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections Net Interest Income (A1-A2) Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/ provisions g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax r) Revised figures *) Provisional figures
13
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.11.a. Laporan Laba / Rugi BUSN Non Devisa
(Non-Foreign Exchange Commercial Banks Income Statements) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee
D. E. F. G. H. I. J. K.
2012
2013
Des
Feb
Mar
Apr
Mei
Jun
2014
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Items
Jun A.
27.222 536 96 564 15.286 15.204 82 10.740 17.226 0 163 6.043 146 389 5.507 444 87 10.489 0 9.995
4.887 110 16 95 2.775 2.758 17 1.891 3.091 0 34 1.098 27 69 1.001 82 14 1.863 0 1.796
7.442 167 26 146 4.248 4.222 26 2.855 4.699 0 52 1.680 41 106 1.533 128 24 2.815 0 2.743
10.036 233 36 197 5.703 5.668 35 3.868 6.354 0 69 2.254 53 141 2.060 174 38 3.819 0 3.682
12.794 296 47 245 7.185 7.140 44 5.021 8.165 0 86 2.842 70 176 2.596 217 53 4.967 0 4.630
15.409 354 59 293 8.686 8.632 54 6.017 9.807 0 105 3.422 86 211 3.125 257 67 5.955 0 5.602
18.302 412 69 341 10.323 10.258 65 7.158 11.651 0 129 4.060 107 248 3.705 306 81 7.074 0 6.651
20.926 474 73 372 11.797 11.722 75 8.209 13.357 0 147 4.644 118 281 4.245 355 95 8.116 0 7.568
23.727 528 81 423 13.381 13.296 86 9.314 15.166 0 173 5.280 135 316 4.829 404 108 9.201 0 8.561
26.574 580 89 483 14.987 14.891 97 10.436 17.048 0 202 5.971 154 353 5.465 454 121 10.299 0 9.526
29.427 636 99 541 16.634 16.528 107 11.517 18.937 0 237 6.704 174 387 6.142 504 134 11.359 0 10.490
32.478 692 113 601 18.313 18.196 117 12.759 21.052 0 274 7.509 195 421 6.893 553 146 12.571 0 11.426
3.061 69 16 61 1.696 1.686 10 1.219 2.176 36 896 24 34 838 46 12 1.185 0 886
5.973 127 30 121 3.331 3.312 19 2.365 4.161 65 1.667 41 65 1.561 93 23 2.313 0 1.812
9.055 191 48 185 5.093 5.064 29 3.538 6.277 98 2.539 59 99 2.381 139 34 3.467 0 2.778
12.152 250 69 250 6.801 6.763 38 4.782 8.472 132 3.378 78 131 3.169 186 47 4.729 0 3.680
15.302 298 80 348 8.596 8.542 54 5.981 10.621 1 126 4.302 97 166 4.039 272 92 5.829 0 4.681
18.473 346 95 426 10.405 10.341 65 7.201 12.810 1 153 5.201 116 200 4.886 322 111 7.020 0 5.663
1.184 104
188 7
272 10
384 25
512 51
622 57
739 67
830 73
942 80
1.062 84
1.234 89
1.397 96
121 1
234 4
409 12
550 15
727 18
908 22
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
C.
-
-
-
-
-
-
-
-
-
-
-
2 340
0 57
0 88
0 114
1 140
1 172
1 208
2 244
2 276
3 315
3 342
3 390
0 37
0 74
0 118
1 170
1 285
1 372
f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi
738 7.751 14
124 1.323 1
174 2.046 2
245 2.752 3
321 3.466 5
392 4.205 4
463 5.010 5
512 5.678 4
583 6.424 9
660 7.207 12
800 8.028 16
909 8.840 19
83 799 2
155 1.538 0
279 2.326 0
366 3.113 0
424 3.971 0
513 4.862 0
-
-
-
-
-
-
-
-
-
0
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
0 1.503 3
0 278 2
0 444 3
0 544 4
0 646 5
0 781 7
0 914 8
0 1.045 10
1 1.177 12
1 1.314 14
1 1.482 16
1 1.591 18
0 172 3
0 289 6
0 464 9
0 610 12
0 766 16
0 980 20
g. Lainnya Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Pendapatan non - operasional Beban non - operasional Laba/Rugi non-operasional (E - F) Laba/Rugi tahun berjalan sebelum pajak Penerimaan Transfer Laba/Rugi Transfer Laba/Rugi ke Kantor Pusat Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan)
6.230 3.428 139 94 46 3.474 4.354 4.354 2.790
1.042 661 18 18 0 661 538
1.597 969 35 27 8 977 788
2.201 1.314 46 39 6 1.321 1.068
2.810 1.676 62 52 10 1.686 1.359
3.413 2.019 75 64 11 2.030 1.637
4.082 2.380 91 78 13 2.393 1.929
4.619 2.719 108 95 13 2.733 2.198
5.226 3.078 122 110 12 3.090 2.488
5.866 3.381 137 126 11 3.392 2.727
6.513 3.697 148 138 10 3.707 2.968
7.210 3.983 255 151 103 4.086 4.779 4.779 3.084
622 208 10 10 (0) 208 148
1.242 508 23 21 3 510 374
1.853 860 40 31 9 869 653
2.490 1.117 49 47 2 1.120 835
3.189 1.437 121 47 *) (13) 1.424 1.067
3.861 1.710 163 169 (6) 1.704 1.271
*). Angka-angka sementara
B.
-
D. E. F. G. H. I. J. K.
Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections Net Interest Income (A1-A2) Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/ provisions g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax *)
Provisional figures
14
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.12.a. Laporan Laba / Rugi BPD
(Regional Development Banks Income Statements) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya
D. E. F. G. H. I. J. K.
2012
2013
Des
Feb
Mar
Apr
Mei
Jun
2014
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Items
Jun A.
47.630 1.470 1.663 1.407 30.994 30.984 10 12.096 24.774 16 274 11.789 2.757 1.621 7.410 912 158 11.607 20 22.856
7.960 123 254 216 5.452 5.451 1 1.915 3.731 2 77 1.660 409 273 978 141 10 1.840 0 4.229
12.322 184 421 339 8.453 8.450 2 2.925 5.772 4 118 2.601 657 402 1.542 210 25 2.814 0 6.550
16.714 274 628 475 11.309 11.306 3 4.029 7.929 5 161 3.595 939 528 2.128 269 30 3.868 0 8.785
21.598 349 830 592 14.292 14.288 4 5.534 10.530 7 206 4.630 1.222 656 2.751 333 35 5.320 0 11.068
26.051 426 1.022 727 17.265 17.260 5 6.612 12.688 8 247 5.631 1.493 780 3.357 404 49 6.348 1 13.364
30.949 485 1.218 870 20.370 20.365 6 8.005 15.182 10 297 6.646 1.741 913 3.991 474 58 7.697 0 15.766
35.630 538 1.400 1.006 23.455 23.448 7 9.231 17.530 12 333 7.675 1.991 1.053 4.630 538 59 8.913 0 18.100
40.429 610 1.618 1.156 26.528 26.520 8 10.517 19.953 14 390 8.710 2.240 1.188 5.282 604 76 10.159 0 20.477
45.449 683 1.877 1.342 29.605 29.596 9 11.943 22.592 15 456 9.841 2.509 1.325 6.007 667 83 11.530 0 22.858
50.384 736 2.098 1.526 32.717 32.707 10 13.307 25.125 15 520 10.892 2.732 1.461 6.698 736 90 12.871 1 25.259
55.515 812 2.333 1.715 36.044 36.033 11 14.612 27.624 18 594 11.918 2.977 1.620 7.321 809 112 14.173 1 27.891
4.726 54 151 185 3.164 3.162 1 1.173 2.371 2 93 1.002 235 155 612 60 6 1.209 0 2.355
9.272 103 298 351 6.158 6.155 2 2.362 4.655 3 168 1.952 393 290 1.269 123 12 2.397 0 4.617
14.425 162 489 544 9.528 9.524 4 3.702 7.359 4 247 3.141 612 429 2.100 191 32 3.743 0 7.066
19.624 228 738 731 12.730 12.724 5 5.197 10.252 6 330 4.392 848 564 2.980 257 40 5.224 3 9.371
24.814 292 1.003 942 15.954 15.947 8 6.623 13.109 7 414 5.728 1.111 703 3.914 322 48 6.589 1 11.706
30.217 365 1.277 1.137 19.293 19.283 10 8.145 16.097 9 482 7.064 1.385 836 4.843 387 71 8.084 1 14.120
5.652 363
939 32
1.308 35
1.650 41
1.929 49
2.246 52
2.502 55
2.756 60
3.106 68
3.451 107
3.805 110
4.360 116
380 5
786 20
1.298 26
1.841 33
2.278 37
2.852 41
17
1
1
4
4
3
2
3
3
2
2
3
2
2
1
10
4
9
-
-
-
-
74 644
95 723
107 811
124 904
130 1.034
B. C.
2
-
-
-
-
-
-
90 1.000
20 149
23 228
28 321
32 411
37 489
51 579
-
8 72
-
-
-
1
0
23 148
38 244
54 335
70 457
96 554
4.180
737
1.021
1.256
1.433
1.666
1.815
1.977
2.218
2.423
2.665
3.077
294
593
989
1.409
1.708
2.153
2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi
18.181 215
3.009 14
4.498 33
6.073 35
7.578 69
8.970 51
10.953 74
12.473 93
14.118 102
15.925 110
17.631 117
19.826 123
1.706 11
3.544 17
4.911 34
7.251 30
9.066 34
10.654 36
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
75 3.592 29
16 825 4
18 1.119 6
22 1.423 8
28 1.937 10
30 2.201 12
39 2.531 14
47 2.867 18
62 3.205 18
73 3.675 19
87 4.063 21
92 4.180 23
9 649 2
24 1.328 3
38 1.387 5
51 2.316 7
65 2.890 8
87 3.103 10
g. Lainnya Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Pendapatan non - operasional Beban non - operasional Laba/Rugi non-operasional (E - F) Laba/Rugi tahun berjalan sebelum pajak Penerimaan Transfer Laba/Rugi Transfer Laba/Rugi ke Kantor Pusat Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan)
14.270 10.327 926 791 135 10.462 2.910 3.059 8.946
2.150 2.159 140 114 26 2.185 1.932
3.322 3.360 227 184 44 3.404 3.012
4.584 4.363 339 258 81 4.444 3.891
5.534 5.419 431 339 92 5.511 4.803
6.676 6.640 532 439 94 6.733 5.876
8.294 7.315 653 530 123 7.438 6.430
9.448 8.384 821 645 176 8.560 7.375
10.731 9.465 1.007 786 221 9.686 8.353
12.047 10.384 1.049 844 204 10.588 9.063
13.342 11.433 1.200 962 238 11.671 9.981
15.407 12.426 1.349 1.089 260 12.686 3.355 3.544 10.733
1.036 1.029 124 93 31 1.060 3 917
2.172 1.858 251 233 18 1.876 1.587
3.448 3.453 376 336 40 3.493 3.003
4.847 3.961 447 388 59 4.020 3.334
6.069 4.918 670 637 33 4.951 4.125
7.418 6.318 779 731 48 6.367 5.458
0
0
Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections Net Interest Income (A1-A2) Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, fees/comissions/provisions f Others 2.
D. E. F. G. H. I. J. K.
Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative e. transaction Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/ provisions g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax
15
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.13.a. Laporan Laba / Rugi Bank Campuran
(Joint Venture Banks Income Statements) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi
D. E. F. G. H. I. J. K.
g. Lainnya Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Pendapatan non - operasional Beban non - operasional Laba/Rugi non-operasional (E - F) Laba/Rugi tahun berjalan sebelum pajak Penerimaan Transfer Laba/Rugi Transfer Laba/Rugi ke Kantor Pusat Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan)
2012
2013
Des
Feb
Mar
Apr
Mei
Jun
2014
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Items
Jun A.
16.784 343 236 864 10.457 10.457 0 4.883 9.400 0 169 3.973 256 258 3.458 89 292
2.711 68 29 130 1.811 1.811 0 674 1.407 0 42 650 43 41 565 15 49
4.251 101 41 190 2.751 2.751 0 1.168 2.314 0 60 1.001 65 61 874 23 77
5.741 137 58 260 3.698 3.698 0 1.587 3.134 0 76 1.357 91 81 1.185 31 105
7.328 173 71 330 4.711 4.711 0 2.042 4.013 0 89 1.737 119 102 1.516 38 135
8.875 205 93 409 5.675 5.674 0 2.492 4.895 0 110 2.103 142 120 1.841 46 165
10.514 237 117 485 6.733 6.733 0 2.942 5.788 0 119 2.500 165 140 2.195 53 202
12.213 271 141 551 7.819 7.819 1 3.431 6.751 0 144 2.914 188 164 2.563 61 229
14.008 307 167 621 8.935 8.934 1 3.978 7.808 0 155 3.332 210 185 2.936 69 276
15.883 340 201 695 10.081 10.080 2 4.566 8.885 0 175 3.759 235 205 3.318 76 317
17.671 367 231 778 11.228 11.226 2 5.067 9.857 0 198 4.204 263 222 3.719 85 359
19.329 406 262 869 12.497 12.495 2 5.295 10.639 0 223 4.697 285 238 4.174 89 408
1.863 52 33 82 1.269 1.267 1 428 978 16 486 28 15 444 4 50
3.427 102 63 161 2.451 2.448 3 649 1.715 27 952 52 34 866 11 95
5.178 144 89 242 3.725 3.721 4 978 2.613 0 54 1.461 80 59 1.323 18 143
6.965 180 114 340 4.997 4.992 5 1.333 3.583 0 77 2.013 109 106 1.798 27 190
8.754 199 137 438 6.277 6.270 6 1.702 4.544 0 108 2.542 137 127 2.277 39 241
10.599 224 160 529 7.635 7.627 8 2.051 5.520 0 146 3.066 166 151 2.749 53 291
4.876 7.384
652 1.304
1.153 1.937
1.566 2.607
2.014 3.315
2.472 3.980
2.913 4.726
3.402 5.462
3.976 6.200
4.558 6.998
5.011 7.814
5.222 8.690
422 885
631 1.712
938 2.565
1.276 3.382
1.614 4.210
1.963 5.079
7.934 272
1.940 42
3.239 38
3.522 65
3.804 59
5.421 63
7.387 63
7.541 62
9.017 78
9.089 122
10.632 112
12.362 107
1.554 29
3.248 100
5.568 138
5.543 164
6.231 193
7.583 192
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
B. C.
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
4.975 2.112
1.340 335
2.354 537
2.360 735
2.450 950
3.901 1.150
5.636 1.345
5.542 1.522
6.837 1.740
6.372 2.001
7.535 2.186
9.480 2.393
1.173 194
2.644 379
4.680 580
4.331 829
4.782 1.022
5.870 1.256
575 10.853 47
223 2.243 23
310 3.798 40
362 4.428 30
345 5.048 60
306 7.015 143
344 9.363 157
416 9.772 171
362 11.470 123
594 11.647 64
800 13.310 120
383 15.508 93
158 1.779 45
125 3.954 35
171 6.528 34
219 6.858 38
233 7.953 41
266 9.836 25
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
3.821 1.659 382
1.069 224 71
1.968 448 106
1.890 698 136
1.900 818 173
3.133 993 199
4.683 1.232 237
4.368 1.441 275
5.462 1.587 319
4.857 1.718 353
5.605 1.869 393
7.395 2.082 436
1.110 116 46
2.648 242 99
4.447 472 151
3.880 834 192
4.241 1.043 205
5.297 1.298 256
4.944 4.466 509 340 169 4.635 (80) (80) 3.448
857 1.001 329 46 284 1.285 (4) (4) 1.044
1.235 1.378 349 57 292 1.670 (6) (6) 1.302
1.674 1.702 361 52 309 2.010 (6) (6) 1.521
2.098 2.070 432 72 360 2.430 (4) (4) 1.870
2.547 2.385 468 100 368 2.753 (1) (1) 2.119
3.053 2.751 557 160 397 3.148 2 2 2.408
3.517 3.230 814 307 507 3.738 6 6 2.870
3.979 3.746 1.193 470 723 4.469 10 10 3.408
4.654 4.440 1.081 377 703 5.143 14 14 3.931
5.323 5.136 1.422 970 453 5.588 19 19 4.275
5.502 5.545 1.526 1.082 443 5.988 22 22 4.538
462 660 51 13 38 698 2 2 538
930 1.006 464 249 216 1.221 5 5 935
1.423 1.605 432 378 54 1.659 9 9 1.246
1.915 2.068 185 252 67r) 2.001 13 13 1.514
2.422 2.488 143 227 (84) 2.403 18 18 1.807
2.960 2.827 216 217 (1) 2.826 22 22 2.134
D. E. F. G. H. I. J. K.
Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections Net Interest Income (A1-A2) Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/ provisions g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax
16
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.14.a. Laporan Laba / Rugi Bank Asing
(Foreign Owned Banks Income Statements) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi
D. E. F. G. H. I. J. K.
g. Lainnya Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Pendapatan non - operasional Beban non - operasional Laba/Rugi non-operasional (E - F) Laba/Rugi tahun berjalan sebelum pajak Penerimaan Transfer Laba/Rugi Transfer Laba/Rugi ke Kantor Pusat Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan)
2012
2013
Des
Feb
Mar
Apr
Mei
Jun
2014
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Items
Jun A.
13.664 712 379 2.122 10.102 10.053 48 349 3.874 0 400 2.553 507 139 1.908 0 84
2.300 153 53 313 1.703 1.697 6 77 660 48 446 83 17 346 12 4
3.575 226 82 465 2.617 2.608 9 185 1.065 75 680 126 26 528 0 7
4.778 268 113 664 3.488 3.479 9 246 1.425 103 910 174 34 702 1 8
6.028 316 169 824 4.407 4.395 13 312 1.798 128 1.148 226 43 880 6 10
7.314 359 209 1.034 5.308 5.292 16 404 2.154 162 1.379 274 50 1.055 13 11
8.530 391 233 1.263 6.185 6.165 20 457 2.539 196 1.613 323 57 1.233 21 12
9.899 441 264 1.480 7.186 7.162 24 528 2.943 234 1.865 373 65 1.428 31 13
11.415 497 291 1.633 8.302 8.275 27 692 3.368 270 2.135 429 73 1.633 39 13
12.852 543 344 1.856 9.395 9.364 31 714 3.869 317 2.435 489 80 1.866 49 14
14.973 586 439 2.115 11.007 10.969 38 826 4.395 361 2.763 555 88 2.121 60 15
16.047 636 508 2.381 11.640 11.592 48 882 4.943 0 404 3.112 637 95 2.380 72 18
1.600 45 53 272 1.157 1.147 10 74 516 42 347 66 7 274 12 1
3.075 81 87 525 2.256 2.239 18 125 964 80 681 120 15 545 24 1
4.624 114 119 840 3.385 3.360 25 166 1.459 124 1.034 182 23 829 53 3
6.224 151 167 1.121 4.550 4.518 32 234 1.918 167 1.365 246 31 1.088 50 6
7.945 200 283 1.422 5.756 5.717 40 284 2.313 221 1.693 305 39 1.349 62 7
9.582 234 311 1.731 6.970 6.919 51 336 2.757 268 2.009 369 47 1.593 76 16
Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received
837 9.790
151 1.639
303 2.510
403 3.352
506 4.230
589 5.161
696 5.991
911 8.048
1.054 8.983
1.197 10.578
1.337 11.104
114 1.084
177 2.111
246 3.166
331 4.307
330 5.633
389 6.824
f. Others g. Corrections Net Interest Income (A1-A2)
27.028 2.206
6.856 189
7.991 210
10.353 376
12.083 401
14.674 645
18.939 967
800 6.956 25.288 1.070
31.194 1.126
29.040 1.382
34.074 1.565
36.640 1.612
5.057 247
11.415 1.483
14.739 608
18.053 709
19.077 800
21.295 877
-
-
-
-
-
-
-
-
-
-
119
124
-
-
-
-
-
-
B. C.
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
18.751 5.502
5.693 900
6.206 1.351
7.973 1.818
9.169 2.296
11.059 2.742
14.437 3.188
20.230 3.579
25.622 3.967
22.595 4.579
26.921 5.009
28.911 5.467
4.317 434
8.928 870
12.520 1.392
15.164 1.907
15.654 2.399
17.238 2.888
569 29.002 1.242
75 7.180 141
224 8.658 277
186 11.202 325
216 13.287 398
228 16.604 1.030
347 21.201 1.554
408 27.177 1.552
480 32.919 1.399
484 30.416 1.116
460 35.862 1.316
527 38.835 1.256
59 5.170 215
219 14.749 263
273 18.240 273
224 19.862 304
293 22.233 366
123
-
-
-
-
-
-
-
-
-
-
-
3
134 11.447 143 1 1
4
7
7
13
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
16.216 1.923 790
5.342 249 117
5.676 535 151
7.270 606 223
8.225 862 297
9.923 1.033 360
13.017 1.123 430
18.103 1.238 496
22.980 1.281 588
19.763 1.443 678
23.694 1.808 755
25.555 1.939 832
3.971 133 73
9.352 246 153
11.435 445 217
13.898 592 293
14.249 970 373
15.706 935 460
8.708 7.816 1.419 398 1.021 8.837 39 835 5.137
1.331 1.316 244 41 202 1.518 15 93 976
2.019 1.843 289 36 253 2.095 27 77 1.448
2.777 2.504 342 39 303 2.806 33 513 1.478
3.505 3.025 459 36 423 3.448 42 541 1.953
4.258 3.231 641 64 577 3.808 51 594 2.254
5.077 3.729 930 155 774 4.503 59 697 2.689
5.789 5.066 1.112 325 787 5.853 65 632 3.816
6.671 6.323 1.305 517 788 7.111 73 789 4.696
7.416 7.607 1.328 428 900 8.508 85 904 5.603
8.288 8.790 1.085 92 993 9.782 93 1.105 6.505
9.254 8.909 1.210 116 1.094 10.003 100 1.338 6.121
776 971 92 18 75 1.046 10 10 720
1.552 2.078 209 28 180 2.259 19 55 1.502
2.384 3.156 306 29 276 3.433 33 113 2.593
3.177 4.120 402 76 326 4.446 45 164 3.289
3.960 4.848 457 81 376 5.224 55 167 3.794
4.753 5.887 548 92 457 6.343 63 199 4.623
D. E. F. G. H. I. J. K.
Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/ provisions g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax
17
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.15.a. Rekening Administratif Bank Umum
(Commercial Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya ***) Angka-angka sangat-sangat sementara r) Angka-angka diperbaiki
2012 Des
2013 Feb
Mar
Apr
Mei
Jun
Jul
2014 Ags
Sep 350.306 27.757 317.049
Okt
Nov
275.380 16.205 254.545
298.740 17.167 274.943
306.146 22.273 278.677
314.638 24.152 284.528
336.825 26.642 303.556
350.799 24.822 321.080
362.974 24.156 334.583
369.991 28.045 336.603
369.354 27.773 336.281
4.630 1.154.122 817.271
6.630 1.219.531 859.374
5.196 1.223.486 848.325
5.958 1.239.244 860.045
6.627 1.222.703 831.029
4.897 1.262.744 862.142
4.235 1.319.089 895.741
5.343 1.358.317 924.868
265.664 551.608 5.911
272.805 586.569 7.269
276.417 571.908 7.092
280.426 579.619 10.972r)
286.104 544.924 7.184
279.906 582.236 10.067
288.449 607.291 11.174
295.450 629.418 11.534
292.558 674.983 12.091
296.831 682.835 9.554
1.609 4.301 73.439 255.717
2.157 5.112 73.041 277.886
1.519 5.573 73.766 291.633
1.418 9.554r) 69.014 295.939
1.555 5.629 68.919 310.768
1.266 8.801 69.362 315.744
1.329 9.845 70.843 337.524
1.425 10.109 74.186 343.737
1.416 10.674 83.841 332.252
1.585 7.970 79.450 346.145
1.785 199.692 173.136 25.849 706 183.675 180.788 2.888 191.889
1.960 204.222 176.814 26.643 764 175.443 172.471 2.972 187.995
2.670 206.328 178.715 26.714 898 176.201 173.106 3.095 190.414
3.275 203.055 175.220 26.904 931 180.446 177.608 2.838 191.592
4.803 199.402 171.350 27.117 936 185.477 182.825 2.652 193.721
5.428 201.846 173.517 27.428 902 191.643 188.556 3.087 196.474
3.807 208.900 179.418 28.063 1.420 197.657 194.727 2.929 199.522
3.992 224.574 194.683 28.951 940 206.708 203.645 3.063 203.622
3.668 237.291 207.287 29.019 985 231.331 215.273 16.058 209.931
24.576 159.833 144.316 15.517 7.480 6.913 567
24.026 156.241 140.587 15.655 7.728 7.052 676
24.372 158.130 142.498 15.632 7.911 7.169 743
24.350 159.176 143.450 15.726 8.067 7.457 610
24.249 161.121 145.046 16.074 8.352 7.669 683
24.621 162.993 146.983 16.010 8.860 7.869 991
25.365 165.458 149.171 16.287 8.699 7.968 731
26.008 168.499 152.116 16.384 9.114 8.208 906
26.975 172.409 155.630 16.779 10.547 8.333 2.214
Des
Jan
Feb
Mar
Apr
Mei
Indicator
Jun
477.159 Commited Claims 28.361 - Unused borrowing 443.988 - Outstanding spot and derivatives
385.595 28.264 352.833
397.024 32.430 359.454
411.764 28.896 376.783
429.770 24.561 398.243
427.717 25.632 393.692
440.000 24.330 408.515
434.569 26.429 403.290
5.500 5.301 4.498 1.399.392 1.417.605 r) 1.620.664 967.540 979.666 1.156.005
5.140 1.314.773 1.013.477
6.085 1.554.793 1.060.198
6.967 1.326.988 1.028.842
8.393 1.500.734 1.001.917
7.155 1.476.856 977.945
4.850 1.511.309 1.015.154
312.401 843.604 8.195
301.472 712.005 8.384
312.994 747.204 8.884
283.400 745.441 8.189
278.647 723.270 7.603
285.057 692.888 8.860
304.360 710.795 8.834
275.319 777.683 8.910 -
1.325 6.870 90.536 355.928
1.056 7.328 95.196 360.465
1.311 7.573 87.787 387.078
1.487 6.702 82.822 411.995
1.375 6.228 82.595 401.384
1.401 7.460 81.498 403.663
1.613 7.221 74.701 408.578
1.724 7.186 75.653 444.141
2.789 228.744 198.782 28.960 1.002 216.443 213.229 3.214 208.410
9.999 252.121 221.202 29.864 1.056 224.438 221.141 3.297 212.461
10.515 260.029 229.328 29.696 1.005 232.345 229.089 3.255 216.548
10.846 265.567 234.503 30.023 1.041 224.440 220.940 3.500 213.654
5.780 257.887 223.933 32.992 962 215.780 212.238 3.541 211.547
7.234 255.117 224.201 29.887 1.030 213.925 210.516 3.410 213.800
4.889 268.840 237.183 30.635 1.022 221.479 217.955 3.525 215.567
4.040 271.785 233.903 34.710 3.172 221.368 219.117 2.250 218.034
5.658 281.903 242.694 35.800 3.409 229.452 227.853 1.599 221.146
26.195 173.453 156.321 17.131 8.762 8.125 637
26.205 177.314 159.780 17.534 8.942 8.308 634
27.375 180.184 162.254 17.930 8.988 8.383 605
27.509 176.711 158.729 17.982 9.434 8.841 593
26.145 175.766 157.959 17.806 9.636 9.029 607
25.719 178.367 160.625 17.742 9.714 9.104 610
25.430 180.291 162.442 17.849 9.846 9.225 622
26.519 181.627 167.087 14.540 9.888 9.267 621
26.681 184.412 169.766 14.646 10.053 9.439 614
(purchased)
r)
4.809 - Others 1.378.086 Commited Liabilities 1.053.002 - Undisbursed loan facilities
to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets
- Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others ***) Estimated figures r) Revised figures
18
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.16.a. Rekening Administratif Bank Persero
(State Owned Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya r) Angka-angka diperbaiki
2012
2013
2014
Indicator
Des
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
23.602 23.602
28.264 28.264
27.673 27.673
26.888 26.888
16.364 16.364
35.150 35.150
37.449 37.449
26.270 26.270
16.570 16.570
19.558 19.558
17.980 17.980
20.614 20.614
24.939 24.551
31.599 31.131
31.310 30.800
24.686 24.473
17.852 17.706
Jun
240.565 193.478
260.780 210.303
243.148 193.877
244.344 194.779
226.248 187.988
243.007 188.959
259.928 199.733
267.927 209.480
258.257 202.706
261.049 206.946
285.099 212.356
280.015 206.070
388 298.407 229.016
469 295.970 223.620
510 279.851 210.984
213 271.137 210.722
146 273.084 223.936
222 - Others 300.670 Commited Liabilities 216.306 - Undisbursed loan facilities
48.414 145.065 211
50.904 159.400 252
51.012 142.864 258
52.114 142.666 269
52.618 135.371 231
42.014 146.945 176
49.015 150.718 190
55.883 153.597 192
50.292 152.414 229
54.023 152.923 201
55.594 156.762 161
51.893 154.177 95
58.135 170.881 163
52.496 171.124 127
48.360 162.624 81
49.086 161.635 101
52.806 171.130 77
46.357 169.949 70 -
72 140 34.112 12.749
143 109 32.961 16.988
132 125 32.277 16.506
120 149 33.349 15.790
130 101 32.799 5.064r)
92 85 32.234 21.266
107 83 33.142 26.496
107 85 33.106 25.026
92 137 37.114 18.065
116 84 36.871 16.869
107 54 42.665 17.147
63 32 43.828 19.396
136 27 40.915 28.218
109 19 37.946 27.246
59 21 37.533 31.132
79 22 36.274 23.944
53 24 29.823 19.239
42 28 33.936 24.949
14 35.686 15.132 20.116 438 82.152 81.904 248 121.735 19.066 102.575 99.263 3.312 94 94 -
276 36.814 15.734 20.618 462 75.721 75.496 224 116.889 18.570 98.225 94.930 3.296 94 94 -
230 36.971 15.677 20.732 562 76.155 75.923 232 117.343 18.418 98.829 95.535 3.295 96 96 -
157 39.201 17.730 20.899 572 79.123 78.952 171 117.592 18.264 99.232 95.937 3.296 96 96 -
166 40.165 18.663 20.918 583 81.053 80.890 163 118.412 18.166 100.149 96.852 3.297 96 96 -
372 41.147 19.354 21.198 595 84.495 84.289 206 119.866 18.345 101.424 98.115 3.309 98 98 -
367 42.505 20.227 21.672 606 87.731 87.514 217 121.937 18.772 103.064 99.747 3.317 101 101 -
123 45.779 22.843 22.316 620 93.958 93.725 233 124.976 19.326 105.543 102.213 3.331 108 108 -
143 48.562 25.430 22.502 630 100.635 100.384 252 128.518 20.084 108.320 104.602 3.718 114 114 -
162 47.849 24.828 22.379 641 99.412 99.143 269 128.308 19.714 108.483 104.868 3.615 111 111 -
281 49.351 25.698 23.004 649 103.275 102.991 284 131.330 19.700 111.511 107.782 3.729 118 118 -
373 50.379 26.599 23.130 650 109.845 109.543 302 132.532 19.621 112.791 109.020 3.771 120 120 -
95 50.454 26.359 23.428 667 105.964 105.700 265 127.845 19.782 107.944 104.175 3.769 119 119 -
96 48.836 24.842 23.310 684 102.510 102.237 273 125.273 18.417 106.743 103.056 3.687 114 114 -
121 49.787 26.115 22.981 691 101.434 101.143 290 125.923 18.064 107.748 104.067 3.681 111 111 -
96 54.037 30.025 23.298 713 106.490 106.186 304 127.365 18.234 109.017 105.332 3.686 114 114 -
9 58.027 30.792 24.317 2.918 108.899 108.393 505 128.612 18.341 110.156 106.602 3.553 115 115 -
8 59.864 32.282 24.450 3.132 112.347 111.854 493 130.481 18.528 111.837 108.211 3.626 117 117 -
325.093 Commited Claims - - Unused borrowing 24.201 - Outstanding spot and derivatives
(purchased)
to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others r) Revised figures
19
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.17.a. Rekening Administratif BUSN Devisa
(Foreign Exchange Commercial Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya r) Angka-angka diperbaiki
2012
2013
Des
Feb
Mar
Apr
Mei
Jun
Jul
67.659 3.427 62.050
76.247 3.436 70.488
75.685 3.745 69.440
67.725 3.650 61.742
83.133 3.676 76.871
94.209 3.673 88.245
96.307 3.747 91.665
2.183 441.539
347.941
2.323 460.635 357.434
2.499 459.243 357.831
2.334 479.337 372.952
2.585 486.074 378.050
2.291 504.098 386.829
163.347 184.594 2.234
167.587 189.848 2.884
169.214 188.617 2.049
172.900 200.052
175.826 202.224 2.071
1.140 1.094 25.113 66.171
1.625 1.259 25.300 74.813
1.023 1.027 25.234 73.751
5.523 22.877 75.708
82
204 8.906 4.583 4.176 148 36.847 34.184 2.663 47.768 3.187 38.005 26.350 11.655 6.576 5.900 676
378 8.983 4.661 4.141 181 36.625 34.075 2.550 48.771 3.602 38.451 26.818 11.633 6.718 5.975 743
1.250r) 8.767 4.480 4.085 202 37.946 35.454 2.491 49.199 3.585 38.767 27.046 11.721 6.847 6.237 610
2014 Ags
Des
Jan
Feb
Mar
Apr
Mei
Indicator
Sep
Okt
Nov
101.196 5.828 93.476
92.295 4.261 86.217
104.133 5.279 97.038
106.463 4.098 101.363
110.257 8.179 100.594
107.563 5.462 99.925
112.748 3.923 106.951
113.417 3.842 106.218
118.915 5.064 110.603
112.047 3.944 106.616
126.454 Commited Claims 5.781 - Unused borrowing 119.228 - Outstanding spot and derivatives
Jun
895 519.892 399.443
1.892 522.114 404.123
1.816 529.149 409.833
1.816 533.371 408.886
1.002 678.923 546.378
1.484 552.285 419.493
2.176 561.969 429.199
1.874 534.038 418.113
3.357 549.194 417.371
3.248 554.284 419.988
1.486 582.325 449.690
1.445 - Others 585.642 Commited Liabilities 448.300 - Undisbursed loan facilities
179.225 207.603 2.143
178.449 220.994 2.118
177.478 226.645 2.136
176.507 233.326 5.177
176.957 231.930 2.410
188.813 357.566 1.840
181.364 238.129 1.683
185.697 243.502 1.702
165.475 252.638 2.069
165.050 252.321 1.805
167.756 252.232 1.792
188.158 261.532 2.463
165.571 282.729 2.464 -
1.006 1.065 21.785 81.455
1.038 1.105 22.369 89.765
1.027 1.091 22.739 95.164
1.044 1.092 24.026 90.430
1.135 4.042 26.557 86.292
1.245 1.165 22.253 99.120
968 872 25.641 98.059
883 800 27.686 95.574
986 716 24.937 97.815
1.132 937 24.175 105.147
1.097 708 23.912 101.842
1.098 695 24.510 106.048
1.442 1.021 25.974 102.831
1.465 1.000 23.697 108.333
2.713 8.877 4.459 4.218 201 38.107 35.791 2.316 50.178 3.597 39.617 27.544 12.073 6.964 6.282 683
2.993 8.635 4.234 4.197 204 39.346 36.952 2.394 51.009 3.754 39.924 27.932 11.992 7.332 6.341 991
428 8.715 3.719 4.292 703 39.417 36.905 2.513 51.763 4.091 40.541 28.283 12.258 7.131 6.400 731
1.398 8.742 4.046 4.480 215 39.914 37.485 2.429 52.549 4.127 40.922 28.555 12.367 7.499 6.593 906
1.290 8.850 4.277 4.321 252
702 8.561 4.068 4.236 257 40.769 38.420 2.349 53.202 3.932 42.177 29.402 12.776 7.092 6.455 637
7.005 9.184 4.493 4.444 246 42.053 39.647 2.405 53.718 3.974 42.516 29.621 12.895 7.228 6.598 630
7.849 9.196 4.709 4.232 256 43.986 41.564 2.423 55.939 5.239 43.447 30.229 13.218 7.253 6.648 605
8.316 9.418 4.964 4.186 268 41.592 39.135 2.457 57.725 5.243 44.792 31.531 13.262 7.689 7.097 593
3.101 10.093 5.608 4.310 175 40.795 38.386 2.409 57.891 5.231 44.769 31.616 13.153 7.891 7.293 598
4.264 11.937 7.345 4.369 222 40.992 38.564 2.428 58.179 5.205 44.998 31.894 13.104 7.977 7.367 610
1.945 11.686 6.998 4.499 188 42.619 40.269 2.349 58.189 4.748 45.362 32.184 13.178 8.079 7.469 610
1.367 11.755 4.864 6.740 151 39.529 38.651 878 59.125 5.745 45.321 34.736 10.585 8.059 7.447 612
2.847 11.866 4.874 6.830 162 40.701 39.829 872 59.843 5.750 45.887 35.269 10.618 8.206 7.601 605
(purchased)
8.659
4.553 3.979 126 37.219
34.706 2.512 46.937
3.268 37.317 25.663 11.655 6.351 5.784 567
6.550r) 1.027 r)
41.348 r) 38.860 2.488r) 53.131 4.321 41.489 29.152 12.337 7.321 6.671 650
to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others r) Revised figures
20
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.18.a. Rekening Administratif BUSN Non Devisa
(Non-Foreign Exchange Commercial Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya
2012
2013
Des
Feb
Mar
Apr
Mei
Jun
Jul
2014 Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Indicator
Jun
21 Commited Claims - - Unused borrowing - - Outstanding spot and derivatives
18 -
32 -
20 -
27 -
28 -
27 -
22 -
28 -
23 -
19 -
26 -
25 -
20 -
22 -
24 -
20 -
114 92 -
18 4.762
32 5.471 5.364
20 4.980 4.906
27 5.663 5.569
28 5.467 5.387
27 5.368 5.273
22 6.521 6.428
28 6.051 5.975
23 5.412 5.298
19 7.049 6.922
26 7.400 6.679
25 6.583 5.880
20 7.774 7.041
22 7.992 7.250
24 7.172 7.072
20 6.971 6.899
22 7.410 7.324
21 - Others 7.220 Commited Liabilities 7.130 - Undisbursed loan facilities
2.954 1.808 70
3.278 2.086 57
3.437 1.470 38
3.536 2.033 53
3.593 1.794 50
3.996 1.277 54
4.196 2.232 55
4.132 1.843 58
3.928 1.369 72
4.117 2.806 74
4.210 2.469 80
3.919 1.961 75
4.359 2.681 80
4.559 2.690 88
4.627 2.444 76
4.840 2.059 51
3.052 4.271 61
2.936 4.194 61 -
41 29 -
37 20 -
8 30 -
13 40 -
17 33 -
24 30 -
22 33 0 -
25 34 -
31 41 -
31 42 -
31 49 -
30 45 -
38 42 -
48 40 -
37 40 -
27 23 -
30 31 -
22 39 -
29
50 325 320 4 351 302 49 2.391 82 1.855 1.703 152 454 454 -
36 325 318 6 371 312 59 2.452 82 1.901 1.753 148 469 469 -
41 317 308 9 337 270 67 2.498 82 1.928 1.777 151 488 488 -
30 315 311 5 343 288 55 2.539 82 1.951 1.804 147 506 506 -
41 341 333 8 483 409 74 2.692 82 2.069 1.921 148 541 541 -
38 336 325 10 406 324 82 2.733 82 2.090 1.943 147 561 561 -
18 326 316 10 359 292 67 2.762 82 2.102 1.980 122 577 577 -
43 323 313 10 379 315 63 2.849 82 2.172 2.040 133 594 594 -
53 335 326 9 356 293 64 2.902 81 2.218 2.069 149 602 602 -
41 329 319 10 353 287 66 3.032 81 2.342 2.108 233 609 609 -
27 327 318 9 387 324 63 3.103 81 2.404 2.166 239 617 617 -
25 343 328 14 341 277 64 3.159 81 2.457 2.206 251 620 620 -
22 342 331 11 318 261 57 3.195 81 2.490 2.239 252 624 624 -
24 277 265 11 369 300 68 3.282 81 2.576 2.323 253 625 625 -
21 305 290 15 380 315 65 3.318 81 2.609 2.354 255 629 629 -
26 312 302 9 408 332 76 3.389 86 2.672 2.670 2 631 631 -
29 322 312 10 437 359 77 3.451 86 2.731 2.728 3 634 634 -
(purchased) 4.861
309 303 6 374
289 85 2.255
82 1.761 1.612 149 412 412 -
to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others
21
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.19.a. Rekening Administratif BPD
(Regional Development Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya r) Angka-angka diperbaiki
2012 Des
2013 Feb
2.426
Mar
Apr
Mei
Jun
Jul
2014 Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Indicator
Jun
3.837 Commited Claims 81 - Unused borrowing 803 - Outstanding spot and derivatives
3.155 77 527
2.903 78 314
2.852 78 289
3.260 88 721
2.720 79 164
3.990 78 846
3.900 79 640
3.423 79 0
3.961 79 100r)
3.571 79 183
3.674 80 366
3.616 79 234
3.969 80 360
4.074 81 205
4.678 81 1.506
3.839 81 827
18.826
2.551 20.876 18.147
2.511 20.210 17.572
2.485 20.652 17.801
2.451 21.086 18.012
2.477 19.773 16.990
3.066 22.762 19.398
3.181 22.758 19.438
3.344 21.403 18.809
3.282 21.248 18.088
3.309 21.212 18.355
3.228 24.112 19.261
3.303 25.145 20.393
3.529 24.981 20.137
3.789 22.546 19.763
3.091 23.478 19.752
2.931 21.686 18.955
2.953 - Others 20.991 Commited Liabilities 18.375 - Undisbursed loan facilities
5.366 13.460 78
5.094 13.053 112
4.737 12.835 89
4.875 12.926 76
4.776 13.236 79
4.736 12.253 130
4.934 14.464 125
5.144 14.294 164
5.132 13.677 127
5.110 12.977 179
5.159 13.196 185
5.338 13.922 151
5.621 14.773 159
5.290 14.847 153
5.072 14.692 123
4.885 14.867 129
4.844 14.111 119
4.627 13.748 101 -
15 64 865 39
10 102 810 508
10 78 814 60
7 69 845 299
5 74 808 565
3 128 869 140
3 122 800 814
3 160 837 615
4 123 804 35
45 135 775 564
55 131 836 219
36 115 817 219
47 111 665 51
45 108 603 131
38 85 513 137
45 84 521 1.021
50 69 426 268
40 62 435 101
1.196
1.299 7.313 6.089 1.092 132 8.998 8.997 1 7.340 2.186 5.041 4.805 235 113 113 -
1.676 7.445 6.200 1.111 133 9.245 9.180 65r) 7.617 2.270 5.235 4.995 240 113 113 -
1.631 6.376 5.013 1.231 132 9.572 9.498 74r) 7.802 2.419 5.270 5.029 241 113 113 -
1.705 4.139 2.617 1.441 81 12.212 11.947 265 7.983 2.473 5.397 5.152 246 113 113 -
1.628 4.181 2.623 1.477 81 12.450 12.417 33 8.092 2.488 5.491 5.219 272 113 113 -
1.642 4.697 3.030 1.584 82 12.638 12.163 475 8.108 2.467 5.528 5.255 273 113 113 -
1.617 4.801 3.007 1.653 141 11.854 11.381 472 8.306 2.450 5.743 5.386 357 113 113 -
1.629 4.506 2.852 1.573 81 12.140 11.763 376 8.540 2.434 5.993 5.610 383 113 113 -
1.851 4.402 2.690 1.629 82 10.669 10.040 629 8.542 2.403 6.026 5.646 380 113 113 -
1.993 7.243 2.566 4.596 82 9.961 9.255 706 8.615 2.416 6.077 5.695 382 122 113 9
2.010 4.401 2.490 1.816 95 10.056 9.548 508 8.593 2.370 6.110 5.725 385 113 113 -
2.056 5.228 3.087 2.046 95 10.425 9.728 696 8.642 2.368 6.150 5.763 387 124 113 11
1.918 5.953 3.070 2.800 83 11.083 10.391 693 8.639 2.348 6.170 5.932 239 122 113 9
1.979 6.808 3.070 3.644 94 11.302 11.253 50 8.861 2.317 6.422 6.184 238 122 113 9
77 10
(purchased)
2.340 21.004
7.391
6.255 1.018 118 11.946
11.945 1 7.310
2.160 4.998 4.763 236 153 153 0
1.622 4.276 2.855 1.288 133 10.536 10.468 68r) 7.832 2.403 5.317 5.077 241 113 113 -
1.644 4.240 2.814 1.344 82 11.505 11.135 370 7.906 2.440 5.353 5.109 244 113 113 -
1.625 4.084 2.593 1.402 88 11.701 11.651 49 7.914 2.420 5.382 5.134 248 113 113 -
r)
to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others r) Revised figures
22
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.20.a. Rekening Administratif Bank Campuran
(Joint Venture Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya r) Angka-angka diperbaiki
2012
2013
2014
Indicator
Des
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
41.154
47.106 5.441 41.031
52.207 9.241 42.865
60.645 9.243 51.265
59.993 11.614 48.290
56.751 9.656 46.998
56.361 8.917 47.195
63.263 9.580 53.442
55.391 10.100 45.005
58.106 9.451 48.472
59.633 10.331 49.142
63.713 10.176 53.155
68.713 9.313 59.228
70.972 7.207 63.273
71.023 8.645 61.699
70.780 5.890 64.306
74.992 8.886 65.842
83.621 Commited Claims 8.866 - Unused borrowing 74.588 - Outstanding spot and derivatives
104.664
635 157.168 110.254
101 164.549 115.207
137 168.621 113.425
89 142.931 85.525r)
98 156.580 103.208
249 162.342 107.104
241 174.873 111.848
285 176.221 117.523
182 176.775 118.283
161 196.267 135.951
381 187.237 125.246
171 195.865 127.969
492 204.941 122.348
679 187.595 116.787
584 186.641 115.951
265 185.957 112.816
12.083 92.581 15
13.461 96.793 12
13.754 101.453 14
13.359 100.066 12
15.263 70.262r) 11
14.247 88.961 10
15.188 91.916 11
14.696 97.152 185
15.654 101.869 161
15.957 102.326 162
16.505 119.446 155
16.505 108.741 77
15.864 112.105 80
15.194 107.154 82
15.054 101.732 72
14.234 101.717 17
13.501 99.315 17
14.898 102.381 15 -
4 11 6.022 32.721
3 8 6.597 40.203
6 8 7.400 41.825
6 6 6.074 48.984
6 5 6.828 50.401
6 3 6.383 46.813
7 4 6.843 48.206
12 173 8.127 54.524
13 147 10.307 47.973
16 146 9.983 48.117
13 142 11.344 48.401
10 67 11.095 50.452
8 72 10.237 57.075
9 72 9.868 72.076
5 67 9.290 60.919
9 8 8.983 60.920
10 7 8.494 63.909
7 8 8.582 71.347
215
103 64.309 64.037 268 4 16.325 16.290 35 3.897 0 3.645 3.492 153 252 252 -
103 66.669 66.403 264 2 16.453 16.265 189r) 3.962 0 3.693 3.539 153 269 269 -
126 60.718 60.484 232 2 16.696 16.662 34 4.165 0 3.896 3.743 153 269 269 -
166 61.201 60.961 238 2 17.649 17.601 49 4.264 0 3.982 3.829 153 282 282 -
167 62.707 62.498 207 2 17.733 17.691 42 4.440 0 4.062 3.909 153 378 378 -
177 66.477 66.259 216 3 17.912 17.844 68 4.549 0 4.163 4.009 153 387 387 -
189 71.208 70.976 229 3 19.038 18.969 69 4.660 0 4.257 4.103 153 403 403 -
257 75.594 75.366 225 3 20.359 20.294 65 5.013 0 4.593 4.439 153 420 420 -
229 74.231 73.972 256 3 19.988 19.931 57 5.073 0 4.661 4.508 153 412 412 -
417 86.458 86.207 249 2 20.970 20.901 69 5.194 0 4.762 4.608 153 433 429 3
366 91.364 91.016 346 2 20.536 20.445 91 5.334 0 4.900 4.746 153 435 435 -
504 94.904 94.546 356 2 20.040 19.954 85 5.411 0 4.975 4.822 153 436 436 -
567 90.600 90.243 355 3 19.183 19.087 96 5.545 0 5.124 4.957 167 421 421 -
527 86.342 85.976 363 3 18.499 18.383 116 5.563 0 5.148 4.995 153 414 414 -
770 89.145 88.760 381 4 18.296 18.187 110 5.731 0 5.311 5.119 192 419 419 -
720 90.368 89.944 420 4 18.265 18.166 98 5.810 0 5.388 5.377 10 422 422 -
641 93.454 93.018 432 4 20.859 20.752 107 5.900 0 5.473 5.463 10 427 427 -
4.510 36.560
(purchased)
84 143.637
62.290
62.040 246 4 15.200
15.158 42 3.753 0 3.506 3.352 153 247 247 -
167 - Others 197.863 Commited Liabilities 117.278 - Undisbursed loan facilities
to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others r) Revised figures
23
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.21.a. Rekening Administratif Bank Asing
(Foreign Owned Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya ***) Angka-angka sangat-sangat sementara
2012 Des
2013 Feb
Mar
Apr
Mei
Jun
Jul
2014 Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Indicator
Jun
140.520 8.192 132.324
143.937 8.214 134.633
147.659 9.210 138.384
156.501 11.181 144.345
174.047 11.264 161.310
161.941 11.414 150.523
168.844 11.414 157.427
175.334 12.558 162.775
182.605 13.317 169.256
183.577 12.963 170.613
197.921 13.757 184.165
198.742 13.996 184.725
206.913 14.042 192.845
210.460 13.350 196.529
207.868 13.064 194.770
220.923 13.296 207.627
225.725 13.426 212.299
238.802 Commited Claims 13.633 - Unused borrowing 225.169 - Outstanding spot and derivatives
4 302.516
147.600
1.089 314.602 157.871
65 331.357 158.931
975 320.628 155.519
1.472 340.897 156.067
4 333.919 160.885
3 347.644 163.635
1 364.593 174.003
31 1 408.950 418.420 ***) 213.372 220.540
444.852 236.286
21 450.692 237.527
27 352.873 246.580
580 338.382 237.373
34 454.376 229.941
434.345 204.633
440.847 202.434
- Others 500.378 Commited Liabilities 245.612 - Undisbursed loan facilities
33.500 114.101 3.302
32.481 125.390 3.953
34.263 124.669 4.645
33.643 121.876 4.011
34.030 122.037 4.741
35.687 125.198 7.554
36.668 126.967 8.674
38.117 135.886 8.799
41.044 172.328 6.325
40.667 179.873 6.529
42.120 194.166 5.775
42.453 195.074 6.303
43.317 203.263 6.701
40.386 196.987 5.670
40.484 189.457 5.446
44.305 160.329 6.771
41.999 160.435 6.098
40.931 204.682 6.198 -
338 2.964 7.328 144.037
339 3.614 7.374 145.375
340 4.304 8.040 159.491
244 3.767 5.869 155.158
391 4.350 6.699 173.283
103 7.452 7.508 157.760
162 8.512 7.319 166.845
234 8.565 8.090 173.142
141 6.184 9.058 179.887
131 6.398 9.568 181.474
152 5.623 10.050 192.103
33 6.270 11.769 194.823
96 6.605 11.034 203.918
144 5.526 10.231 207.396
139 5.307 11.347 207.354
143 6.628 11.211 211.730
28 6.069 9.984 222.331
149 6.050 9.002 239.412
249
29 86.555 86.370 170 15 37.202 37.202 9.709 9.470 9.307 163 239 239 -
249 85.936 85.774 148 14 37.351 37.351 10.268 10.021 9.858 163 247 247 -
70 87.676 87.514 148 14 36.773 36.773 10.336 10.082 9.919 163 254 254 -
107 84.567 84.412 143 12 37.788 37.788 10.496 10.104 9.941 163 391 391 -
212 84.776 84.616 149 11 38.081 38.081 10.561 10.162 9.999 163 399 399 -
1.172 86.784 86.619 156 10 40.490 40.490 10.626 10.218 10.054 164 408 408 -
559 94.380 94.201 168 10 41.227 41.227 10.692 10.277 10.113 165 415 415 -
308 99.781 99.591 181 10 43.002 43.002 10.765 10.344 10.178 165 421 421 -
308***) 93.073 92.884 179 10 43.280 43.280 10.818 10.385 10.220 165 432 432 -
638 101.999 101.797 194 8 45.933 45.933 10.882 10.440 10.274 166 442 442 -
271 104.257 104.151 98 8 45.450 45.450 11.100 10.650 10.483 166 450 450 -
55 106.047 105.944 95 7 45.834 45.834 10.972 10.515 10.349 166 457 457 -
100.773 100.675 92 7 43.012 43.012 11.028 10.562 10.397 166 465 465 -
288 102.373 102.274 92 7 42.576 42.576 12.261 11.787 11.622 165 474 474 -
108.440 108.312 121 7 43.269 43.269 12.323 11.842 11.690 151 482 482 -
105.370 105.233 130 7 43.185 43.185 12.459 11.921 11.770 151 538 538 -
153 109.590 109.450 132 7 43.806 43.806 12.609 12.062 11.911 151 547 547 -
(purchased)
85.357
85.156 187 13 36.785 36.785 9.899 9.676 9.664 12 223 223 -
to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others ***) Estimated figures
24
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.22.a. Kinerja Bank Umum Konvensional
(Commercial Banks Performance) Miliar Rp (Billion Rp) 2012
2013
2014
Items
Keterangan Des Rasio Pemenuhan Kecukupan Modal Minimum (%)
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun 19,45 Capital Adequacy Ratio (%)
17,43
19,29
19,08
18,74
18,68
18,08
18,08
18,02
18,11
18,48
18,72
18,13
19,91
19,91
19,77
19,33
19,48
- Modal
496.629
563.382
565.431
561.848
569.202
567.388
576.547
582.716
601.394
612.646
633.538
626.888
696.029
692.783
692.611
688.661
702.833
713.581
- ATMR
2.849.997
2.920.963
2.963.335
2.997.947
3.047.401
3.137.611
3.188.076
3.234.414
3.320.806
3.315.371
3.383.646
3.458.404
3.495.264
3.479.287
3.502.768
3.561.926
3.608.712
3.669.339
15,60
17,51
17,24
16,94
16,91
16,30
16,32
16,34
16,42
16,66
16,99
16,36
18,27
18,29
18,17
17,76
17,91
Rasio Modal Inti terhadap ATMR (%) - Modal Inti (Tier I) - ATMR ROA (%)
- Capital - Risk Weighted Assets
17,79 Core Capital Ratio to ATMR (%)
444.545
511.414
510.947
507.982
515.172
511.475
520.451
528.377
545.432
552.319
575.004
565.774
638.682
636.516
636.301
632.568
646.263
652.912
2.849.997
2.920.963
2.963.335
2.997.947
3.047.401
3.137.611
3.188.076
3.234.414
3.320.806
3.315.371
3.383.646
3.458.404
3.495.264
3.479.287
3.502.768
3.561.926
3.608.712
3.669.339
3,11
2,92
3,03
2,96
2,99
3,02
3,00
3,03
3,06
3,09
3,09
3,08
2,90
2,79
3,01
2,93
2,98
- Core Capital (Tier I) - Risk Weighted Assets
3,02 Return On Assets Ratio (%) - Profit
- Laba sebelum pajak
117.103
119.224
124.226
122.288
124.437
126.197
126.133
128.398
130.653
132.679
133.732
134.571
136.311
131.164
141.871
138.814
142.439
145.570
- Rata-rata total aset
3.761.912
4.077.665
4.105.137
4.132.432
4.155.641
4.179.853
4.203.757
4.230.746
4.269.024
4.296.687
4.328.225
4.365.364
4.704.589
4.704.448
4.719.077
4.745.361
4.778.705
4.817.211
74,10
77,38
75,11
75,02
74,54
74,66
74,14
74,06
74,35
73,74
74,95
74,08
82,93
79,48
77,34
77,19
76,20
- Biaya Operasional
321.357
64.824
90.545
118.453
146.520
179.027
202.408
235.035
272.984
298.646
353.066
368.460
53.965
82.430
118.983
152.786
186.053
218.558
- Operating Expenses
- Pendapatan Operasional
433.678
83.773
120.546
157.898
196.559
239.786
273.011
317.357
367.168
404.977
471.067
497.384
65.072
103.713
153.836
197.934
244.150
289.661
- Operating Income
5,49
5,34
5,41
5,42
5,41
5,43
5,46
5,46
5,48
5,50
4,88
4,89
4,17
4,18
4,28
4,26
4,22
BOPO (%)
NIM (%) - Pendapatan bunga bersih
- Average total assets
75,45 Operating Expenses/Operating Income (%)
4,22 Net Interest Margin Ratio (%) - Interest income net
200.338
211.016
215.365
217.071
218.140
219.773
222.215
223.906
226.470
228.967
231.216
233.841
246.975
247.087
252.437
251.690
250.760
252.257
3.648.741
3.954.362
3.980.999
4.006.770
4.029.514
4.050.534
4.073.035
4.097.904
4.134.927
4.161.857
4.742.537
4.782.557
5.922.528
5.905.662
5.896.304
5.909.664
5.936.520
5.978.554
83,58
84,35
84,93
85,17
85,84
86,80
88,68
88,88
88,91
89,47
89,97
89,70
90,47
90,47
91,17
90,79
90,30
2.597.026
2.605.285
2.650.434
2.704.323
2.757.639
2.818.238
2.893.020
2.938.954
3.024.448
3.027.457
3.081.594
3.158.099
3.125.561
3.134.461
3.169.647
3.222.850
3.262.111
3.324.847
- Total Credit to third party
3.107.385
3.088.562
3.120.554
3.175.378
3.212.610
3.246.636
3.262.157
3.306.536
3.401.635
3.383.707
3.425.301
3.520.616
3.454.949
3.464.669
3.476.779
3.549.751
3.612.717
3.683.973
- Total Third Party Funds
Rasio Aset Likuid (%)
18,45
18,07
18,08
18,20
17,48
16,22
16,40
15,75
15,92
15,85
15,50
15,77
15,06
15,15
14,58
15,12
16,31
- Aset Likuid Primer
616.043
586.414
598.786
612.040
584.308
547.670
557.523
532.728
560.114
554.127
545.510
589.158
534.690
541.642
514.369
551.766
625.072
610.892
- Aset Likuid Primer
- Aset Likuid Sekunder
142.989
152.226
153.233
155.000
158.333
150.046
155.352
163.193
168.325
166.499
174.449
163.506
173.603
171.239
178.448
177.717
176.202
179.425
- Aset Likuid Sekunder
4.115.003
4.087.525
4.160.081
4.214.319
4.248.473
4.300.917
4.347.177
4.419.669
4.575.253
4.545.650
4.643.724
4.773.892
4.704.589
4.704.307
4.751.823
4.824.212
4.912.082
5.009.817
- Rata-rata total aset produktif LDR (%) -
Total Kredit kepada pihak ketiga bukan Bank
- Total Dana Pihak Ketiga
- Total Aset
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
- Average total earning assets
90,25 Loan to Deposits Ratio (%)
15,78 Liquid Assets Ratio (%)
- Total Assets
Note : Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13
25
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.23.a. Kinerja Bank Persero Konvensional
(State Owned Banks Performance) Miliar Rp (Billion Rp) 2012
2013
2014
Items
Keterangan Des Rasio Pemenuhan Kecukupan Modal Minimum (%)
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun 16,81 Capital Adequacy Ratio (%)
16,17
18,47
18,25
17,24
17,51
16,61
16,41
16,35
16,17
16,40
16,70
15,91
18,60
17,98
17,84
17,27
16,91
- Modal
166.297
194.886
193.045
184.012
189.996
185.969
187.596
189.265
192.847
194.358
201.731
198.288
233.021
224.844
224.400
220.153
218.610
219.898
- ATMR
1.028.287
1.054.870
1.058.063
1.067.313
1.084.825
1.119.932
1.142.853
1.157.567
1.192.526
1.185.125
1.207.733
1.246.469
1.253.042
1.250.738
1.257.797
1.275.095
1.292.751
1.307.776
14,59
17,16
16,73
15,93
16,13
15,17
15,00
15,13
14,96
14,89
15,39
14,58
17,47
16,92
16,78
16,22
15,89
Rasio Modal Inti terhadap ATMR (%) - Modal Inti (Tier I) - ATMR ROA (%)
150.049
180.980
176.990
169.988
174.983
169.901
171.449
175.169
178.425
176.510
185.826
181.769
218.861
211.623
211.026
206.839
205.391
204.255
1.028.287
1.054.870
1.058.063
1.067.313
1.084.825
1.119.932
1.142.853
1.157.567
1.192.526
1.185.125
1.207.733
1.246.469
1.253.042
1.250.738
1.257.797
1.275.095
1.292.751
1.307.776
3,80
3,40
3,74
3,63
3,62
3,70
3,69
3,68
3,71
3,74
3,74
3,87
3,54
3,43
3,82
3,81
3,67
51.669
50.624
55.845
54.605
54.784
56.460
56.537
56.837
57.717
58.661
58.953
61.645
60.155
58.520
65.579
65.995
64.006
65.680
1.359.034
1.489.233
1.493.920
1.505.655
1.513.866
1.524.660
1.533.619
1.543.907
1.556.473
1.567.429
1.578.204
1.593.260
1.699.767
1.704.083
1.715.900
1.730.410
1.742.727
1.756.695
70,53
76,38
71,34
71,08
70,89
70,86
67,31
66,77
66,56
66,60
66,55
66,16
80,21
75,08
70,86
70,67
71,01
- Biaya Operasional
116.981
26.076
33.961
43.733
54.189
66.794
66.178
74.989
84.953
94.840
104.592
116.272
20.247
28.938
39.312
51.173
63.221
73.278
- Pendapatan Operasional
165.852
34.141
47.605
61.529
76.441
94.258
98.325
112.307
127.642
142.411
157.158
175.740
25.242
38.541
55.482
72.410
89.033
105.082
5,95
5,77
5,90
5,90
5,88
5,89
5,93
5,93
5,97
6,04
5,43
5,50
4,96
5,13
5,25
5,20
5,16
- Pendapatan bunga bersih - Rata-rata total aset produktif LDR (%) Total Kredit kepada pihak ketiga bukan Bank
- Core Capital (Tier I) - Risk Weighted Assets
3,74 Return On Assets Ratio (%)
- Rata-rata total aset
NIM (%)
- Risk Weighted Assets
15,62 Core Capital Ratio to ATMR (%)
- Laba sebelum pajak
BOPO (%)
- Capital
- Profit - Average total assets
69,73 Operating Expenses/Operating Income (%) - Operating Expenses - Operating Income
5,14 Net Interest Margin Ratio (%)
79.244
83.910
86.099
86.753
86.893
87.781
88.783
89.390
90.692
92.336
93.120
95.200
100.471
104.039
106.678
106.170
105.892
106.347
1.331.277
1.454.462
1.459.374
1.470.244
1.478.354
1.489.445
1.496.562
1.506.273
1.518.879
1.529.793
1.714.676
1.731.075
2.025.132
2.029.010
2.030.993
2.041.956
2.053.920
2.067.818
79,84
84,21
85,54
84,73
85,90
86,99
88,06
87,48
88,72
88,07
89,29
86,70
89,84
89,64
89,64
88,98
88,53
- Interest income net - Average total earning assets
88,46 Loan to Deposits Ratio (%)
959.128
958.571
976.289
998.187
1.025.125
1.066.945
1.077.916
1.088.499
1.125.090
1.125.057
1.145.988
1.181.726
1.159.580
1.166.047
1.178.302
1.199.339
1.206.035
1.234.235
- Total Credit to third party
1.201.284
1.138.323
1.141.350
1.178.129
1.193.439
1.226.507
1.224.042
1.244.245
1.268.088
1.277.421
1.283.491
1.363.062
1.290.656
1.300.786
1.314.445
1.347.928
1.362.280
1.395.240
- Total Third Party Funds
Rasio Aset Likuid (%)
20,06
17,71
17,68
18,87
17,40
15,58
15,80
16,51
15,73
16,23
15,57
15,84
14,50
14,41
14,00
15,33
17,31
- Aset Likuid Primer
229.643
180.837
184.826
208.090
188.051
172.779
174.285
187.881
179.612
187.883
180.049
199.232
160.709
163.896
154.137
184.291
223.533
193.751
78.295
82.416
80.955
82.690
81.072
73.128
76.493
78.918
80.985
82.490
82.424
79.349
85.673
83.497
88.200
87.699
86.721
87.591
1.535.343
1.486.314
1.503.293
1.540.859
1.546.709
1.578.632
1.587.370
1.615.923
1.657.000
1.666.037
1.685.957
1.758.873
1.699.767
1.716.756
1.731.177
1.773.941
1.791.994
1.826.532
-
- Total Dana Pihak Ketiga
- Aset Likuid Sekunder - Total Aset
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
15,40 Liquid Assets Ratio (%) - Aset Likuid Primer - Aset Likuid Sekunder - Total Assets
Note : Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13
26
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.24.a. Kinerja BUSN Devisa Konvensional
(Foreign Exchange Commercial Banks Performance) Miliar Rp (Billion Rp) 2012
2013
2014
Items
Keterangan Des Rasio Pemenuhan Kecukupan Modal Minimum (%)
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun 16,69 Capital Adequacy Ratio (%)
15,33
16,88
16,87
16,93
16,43
16,21
16,22
16,19
16,00
15,97
16,23
16,01
17,20
17,39
17,24
16,95
16,76
- Modal
177.744
200.016
203.036
205.952
203.395
203.549
207.964
209.054
211.681
212.565
219.116
220.225
239.571
241.698
241.575
242.144
241.975
245.211
- ATMR
1.159.788
1.184.740
1.203.384
1.216.758
1.237.769
1.255.918
1.281.841
1.290.919
1.323.121
1.330.646
1.349.762
1.375.870
1.393.189
1.390.040
1.401.096
1.428.465
1.443.576
1.469.513
13,05
14,47
14,48
14,50
14,09
13,87
13,92
13,91
13,75
13,66
13,98
13,78
15,04
15,20
15,08
14,84
14,68
Rasio Modal Inti terhadap ATMR (%) - Modal Inti (Tier I) - ATMR ROA (%)
151.331
1.184.740
174.212
176.401
174.342
174.135
178.423
179.620
181.938
181.816
188.701
189.602
209.491
211.229
211.333
211.996
211.858
213.439
1.159.788
171.451
1.203.384
1.216.758
1.237.769
1.255.918
1.281.841
1.290.919
1.323.121
1.330.646
1.349.762
1.375.870
1.393.189
1.390.040
1.401.096
1.428.465
1.443.576
1.469.513
2,64
2,22
2,27
2,28
2,41
2,45
2,48
2,50
2,50
2,51
2,52
2,43
2,21
2,07
2,14
2,11
2,47
38.452
35.327
36.284
36.430
38.667
39.491
40.047
40.641
40.888
41.276
41.632
40.571
39.881
37.484
38.770
38.290
45.037
45.561
1.455.843
1.592.101
1.599.109
1.599.490
1.604.150
1.610.155
1.616.921
1.624.494
1.635.928
1.644.041
1.654.302
1.667.964
1.806.441
1.807.605
1.810.090
1.813.921
1.822.034
1.833.438
74,88
78,17
77,77
77,68
76,67
76,35
76,65
77,00
77,78
76,82
80,03
78,07
86,84
81,50
81,12
81,04
78,20
- Biaya Operasional
112.722
20.928
31.225
41.531
51.821
62.055
73.944
86.644
102.216
110.316
147.270
138.893
21.335
27.466
41.567
54.366
67.058
79.586
- Pendapatan Operasional
150.543
26.774
40.149
53.463
67.586
81.281
96.472
112.520
131.421
143.610
184.014
177.897
24.568
33.703
51.244
67.082
85.751
102.233
5,17
4,88
4,93
4,97
4,98
5,00
5,04
5,06
5,07
5,08
4,43
4,42
3,84
3,74
3,83
3,81
3,74
- Pendapatan bunga bersih
- Core Capital (Tier I) - Risk Weighted Assets
2,49 Return On Assets Ratio (%)
- Rata-rata total aset
NIM (%)
- Risk Weighted Assets
14,52 Core Capital Ratio to ATMR (%)
- Laba sebelum pajak
BOPO (%)
- Capital
- Profit - Average total assets
77,85 Operating Expenses/Operating Income (%) - Operating Expenses - Operating Income
3,75 Net Interest Margin Ratio (%) - Interest income net
72.679
75.059
76.059
76.695
77.127
77.549
78.492
79.156
79.850
80.376
80.819
81.316
85.688
83.252
85.272
85.106
83.771
84.420
1.404.733
1.538.937
1.544.185
1.543.806
1.547.870
1.550.380
1.558.452
1.564.843
1.575.379
1.583.167
1.824.766
1.838.391
2.234.220
2.228.729
2.227.827
2.231.022
2.240.051
2.251.847
81,58
80,90
81,56
83,00
82,94
83,52
84,92
84,62
84,72
85,87
85,13
83,77
83,73
84,21
86,33
86,05
85,89
1.026.324
1.028.927
1.042.830
1.054.307
1.067.706
1.074.089
1.114.375
1.129.846
1.158.362
1.169.129
1.178.509
1.202.706
1.196.529
1.201.696
1.220.565
1.236.069
1.251.699
1.272.478
- Total Credit to third party
1.257.990
1.271.832
1.278.659
1.270.305
1.287.290
1.286.101
1.312.209
1.335.266
1.367.281
1.361.464
1.384.327
1.435.791
1.428.968
1.427.086
1.413.854
1.436.481
1.457.270
1.475.133
- Total Third Party Funds
Rasio Aset Likuid (%)
15,47
16,13
15,50
15,28
14,81
13,53
14,48
12,91
13,32
13,10
12,84
14,66
13,98
13,93
12,91
13,20
13,64
- Aset Likuid Primer
203.772
214.276
208.654
203.840
199.314
181.959
198.145
167.910
181.023
176.127
173.971
216.884
199.186
199.243
182.025
189.873
202.706
209.084
41.689
42.901
41.350
42.011
41.009
38.452
41.814
48.700
49.012
48.843
51.569
49.644
53.306
52.653
52.218
51.002
50.173
51.989
1.586.631
1.594.526
1.613.124
1.608.619
1.622.789
1.628.858
1.657.518
1.677.507
1.727.395
1.717.066
1.756.912
1.818.240
1.806.441
1.808.768
1.815.061
1.825.414
1.854.486
1.890.458
- Rata-rata total aset produktif LDR (%) -
Total Kredit kepada pihak ketiga bukan Bank
- Total Dana Pihak Ketiga
- Aset Likuid Sekunder - Total Aset
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
- Average total earning assets
86,26 Loan to Deposits Ratio (%)
13,81 Liquid Assets Ratio (%) - Aset Likuid Primer - Aset Likuid Sekunder - Total Assets
Note : Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13
27
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.25.a. Kinerja BUSN Non Devisa Konvensional
(Non-Foreign Exchange Commercial Banks Performance) Miliar Rp (Billion Rp) 2012
2013
2014
Items
Keterangan Des Rasio Pemenuhan Kecukupan Modal Minimum (%)
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun 23,50 Capital Adequacy Ratio (%)
20,80
21,11
21,36
21,41
22,49
21,80
21,22
21,36
22,29
22,30
22,21
23,16
24,15
24,05
23,65
23,36
23,85
- Modal
13.530
14.749
15.245
15.377
16.332
16.030
15.841
15.985
16.698
16.819
16.921
17.984
19.590
19.667
19.749
19.789
20.538
20.721
- Capital
- ATMR
65.057
69.869
71.365
71.834
72.628
73.518
74.664
74.833
74.920
75.431
76.170
77.653
81.122
81.783
83.499
84.710
86.119
88.176
- Risk Weighted Assets
19,38
20,23
20,06
20,10
21,17
20,52
20,34
20,48
20,60
20,63
20,54
21,47
22,55
22,84
22,42
22,16
22,28
- Modal Inti (Tier I)
12.610
14.137
14.315
14.437
15.379
15.083
15.185
15.326
15.435
15.563
15.643
16.675
18.293
18.678
18.724
18.768
19.191
19.347
- Core Capital (Tier I)
- ATMR
65.057
69.869
71.365
71.834
72.628
73.518
74.664
74.833
74.920
75.431
76.170
77.653
81.122
81.783
83.499
84.710
86.119
88.176
- Risk Weighted Assets
3,31
3,23
3,23
3,22
3,31
3,35
3,36
3,36
3,34
3,30
3,27
3,26
2,16
2,49
2,61
2,52
2,57
Rasio Modal Inti terhadap ATMR (%)
ROA (%)
21,94 Core Capital Ratio to ATMR (%)
2,57 Return On Assets Ratio (%)
- Laba sebelum pajak
3.204
3.486
3.545
3.561
3.694
3.704
3.730
3.752
3.751
3.725
3.715
3.744
2.716
3.128
3.297
3.203
3.278
3.306
- Rata-rata total aset
96.840
107.878
109.653
110.540
111.557
110.437
111.042
111.637
112.452
112.988
113.554
114.799
125.653
125.884
126.452
126.875
127.641
128.813
79,30
78,67
78,81
78,96
78,51
78,32
78,38
78,40
78,51
78,83
79,11
79,67
86,52
84,07
83,58
84,00
83,87
- Biaya Operasional
12.149
2.145
3.270
4.423
5.575
6.639
7.836
9.028
10.228
11.519
12.851
14.260
1.454
2.740
4.179
5.617
7.113
8.653
- Pendapatan Operasional
15.320
2.727
4.149
5.602
7.100
8.476
9.998
11.515
13.028
14.612
16.246
17.900
1.680
3.259
5.000
6.688
8.481
10.297
9,34
9,01
9,01
9,02
9,00
9,08
9,13
9,13
9,10
9,08
8,84
8,73
7,22
7,41
7,51
7,43
7,49
BOPO (%)
NIM (%) - Pendapatan bunga bersih
9.265
9.425
9.502
9.573
9.553
9.658
9.703
9.750
9.770
9.780
9.761
9.041
9.295
9.461
9.380
9.521
9.586
102.834
104.567
105.391
106.351
105.260
105.785
106.319
107.093
107.592
110.581
111.801
125.257
125.494
126.014
126.317
127.035
128.091
82,73
86,05
84,26
85,89
85,60
86,85
88,91
89,04
88,86
89,65
90,46
85,10
86,53
89,32
89,14
91,09
89,89
69.804
71.111
73.160
73.954
75.736
76.863
77.190
77.908
79.835
79.114
80.512
82.634
81.831
83.030
84.551
86.546
88.188
90.427
84.374
82.635
86.824
86.104
88.477
88.504
86.822
87.501
89.846
88.243
89.001
97.102
94.575
92.962
94.849
95.013
98.111
101.160
Rasio Aset Likuid (%)
19,32
17,06
19,56
19,02
19,34
18,31
16,71
15,44
14,92
14,71
13,28
15,03
14,78
16,24
14,80
13,48
14,16
- Aset Likuid Primer
19.716
16.602
20.264
19.647
20.623
19.715
17.502
16.129
16.314
16.009
14.608
18.417
17.688
19.556
17.968
16.354
17.512
17.114
1.291
1.754
1.880
1.881
1.737
1.558
1.661
1.751
1.430
1.320
1.218
891
883
920
908
926
1.000
978
108.758
107.624
113.204
113.199
115.624
116.163
114.668
115.803
118.971
117.813
119.212
128.498
125.653
126.115
127.587
128.147
130.704
134.669
-
Total Kredit kepada pihak ketiga bukan Bank
- Total Dana Pihak Ketiga
- Aset Likuid Sekunder - Total Aset
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
- Operating Expenses - Operating Income
7,48 Net Interest Margin Ratio (%)
8.606
LDR (%)
- Average total assets
84,03 Operating Expenses/Operating Income (%)
92.126
- Rata-rata total aset produktif
- Profit
- Interest income net - Average total earning assets
89,39 Loan to Deposits Ratio (%) - Total Credit to third party - Total Third Party Funds
13,43 Liquid Assets Ratio (%) - Aset Likuid Primer - Aset Likuid Sekunder - Total Assets
Note : Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13
28
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.26.a. Kinerja BPD Konvensional
(Regional Development Banks Performance) Miliar Rp (Billion Rp) 2012
2013
2014
Items
Keterangan Des Rasio Pemenuhan Kecukupan Modal Minimum (%)
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun 17,58 Capital Adequacy Ratio (%)
18,02
20,45
18,73
17,98
17,79
15,62
16,72
16,93
16,70
16,82
16,89
17,58
20,61
20,33
18,64
17,87
17,70
- Modal
35.198
41.458
38.809
38.311
38.270
37.681
37.382
37.773
38.083
38.547
39.254
40.343
47.652
47.538
44.403
43.148
43.265
44.174
- ATMR
195.318
202.759
207.252
213.070
215.175
241.218
223.525
223.048
228.091
229.131
232.437
229.459
231.213
233.794
238.250
241.388
244.448
251.298
16,66
18,96
17,44
16,70
16,52
14,47
15,46
15,66
15,43
15,56
15,63
16,33
19,41
19,13
17,37
16,68
16,49
Rasio Modal Inti terhadap ATMR (%) - Modal Inti (Tier I) - ATMR ROA (%)
- Capital - Risk Weighted Assets
16,42 Core Capital Ratio to ATMR (%)
32.531
38.449
36.145
35.586
35.538
34.897
34.548
34.935
35.193
35.652
36.328
37.474
44.869
44.729
41.391
40.268
40.316
41.255
195.318
202.759
207.252
213.070
215.175
241.218
223.525
223.048
228.091
229.131
232.437
229.459
231.213
233.794
238.250
241.388
244.448
251.298
2,90
3,59
3,65
3,49
3,42
3,44
3,25
3,27
3,26
3,19
3,18
3,18
3,28
2,88
3,52
2,98
2,88
- Core Capital (Tier I) - Risk Weighted Assets
3,03 Return On Assets Ratio (%) - Profit
- Laba sebelum pajak
10.462
13.109
13.616
13.331
13.227
13.467
12.751
12.840
12.915
12.706
12.732
12.686
12.723
11.256
13.972
12.059
11.884
12.733
- Rata-rata total aset
361.101
365.180
373.404
382.399
386.972
391.335
392.194
392.323
396.124
397.998
399.903
399.075
388.106
391.382
396.811
405.119
412.541
420.841
75,29
69,54
69,06
70,04
70,36
69,87
71,71
71,66
71,75
72,32
72,43
73,49
73,89
75,92
71,38
75,77
76,14
- Biaya Operasional
31.470
4.929
7.502
10.200
12.867
15.397
18.540
21.204
24.040
27.128
30.043
34.438
2.913
5.858
8.610
12.385
15.691
18.789
- Operating Expenses
- Pendapatan Operasional
41.797
7.088
10.862
14.563
18.286
22.037
25.855
29.588
33.505
37.511
41.476
46.864
3.942
7.717
12.063
16.346
20.609
25.107
- Operating Income
6,70
7,34
7,39
7,25
7,22
7,18
7,25
7,27
7,24
7,24
6,93
7,04
7,07
6,87
6,92
6,73
6,61
BOPO (%)
NIM (%) - Pendapatan bunga bersih
- Average total assets
74,83 Operating Expenses/Operating Income (%)
6,52 Net Interest Margin Ratio (%) - Interest income net
22.856
25.373
26.201
26.354
26.562
26.727
27.028
27.150
27.302
27.429
27.556
27.891
28.260
27.702
28.263
28.114
28.093
28.241
341.257
345.562
354.313
363.468
368.086
372.464
373.051
373.221
377.019
378.917
397.461
396.439
399.777
403.106
408.663
417.438
425.019
433.073
78,57
74,42
72,80
69,34
71,63
72,69
76,96
78,47
73,88
77,80
78,32
92,34
86,87
85,55
83,82
78,97
77,10
218.851
222.991
227.278
233.279
238.337
245.766
250.808
252.779
258.209
262.040
265.091
265.661
261.438
264.776
268.692
273.212
278.900
283.448
- Total Credit to third party
278.535
299.648
312.209
336.447
332.720
338.089
325.888
322.124
349.517
336.800
338.477
287.709
300.964
309.481
320.552
345.954
361.750
381.311
- Total Third Party Funds
Rasio Aset Likuid (%)
22,93
24,93
26,24
26,91
25,32
24,42
23,02
21,64
24,17
22,18
23,46
18,19
18,54
20,10
20,69
22,14
23,60
- Aset Likuid Primer
80.457
87.400
96.263
103.916
95.392
93.943
83.318
76.873
94.516
82.570
88.753
63.091
64.547
71.512
77.066
87.189
96.129
108.525
3.626
5.513
6.024
6.241
7.238
6.940
8.169
8.210
8.580
9.442
9.545
7.858
7.424
7.801
7.280
8.007
8.256
8.914
366.684
372.739
389.850
409.387
405.260
413.154
397.348
393.226
426.527
414.864
419.084
389.964
388.106
394.657
407.669
430.044
442.228
462.415
- Rata-rata total aset produktif LDR (%) -
Total Kredit kepada pihak ketiga bukan Bank
- Total Dana Pihak Ketiga
- Aset Likuid Sekunder - Total Aset
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
- Average total earning assets
74,34 Loan to Deposits Ratio (%)
25,40 Liquid Assets Ratio (%) - Aset Likuid Primer - Aset Likuid Sekunder - Total Assets
Note : Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13
29
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.27.a. Kinerja Bank Campuran Konvensional
(Joint Venture Banks Performance) Miliar Rp (Billion Rp) 2012
2013
2014
Items
Keterangan Des Rasio Pemenuhan Kecukupan Modal Minimum (%)
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun 19,88 Capital Adequacy Ratio (%)
18,65
20,25
20,99
20,88
20,05
20,42
20,29
19,51
19,60
19,54
19,67
19,86
20,72
21,31
20,81
20,36
20,21
- Modal
30.770
34.933
36.967
38.082
37.924
38.667
39.748
40.166
41.604
37.768
42.275.853
43.832
46.210
46.522
45.041
45.375
45.530
45.349
- ATMR
164.956
172.484
176.075
182.355
189.111
189.319
195.946
205.845
212.290
193.268
214.954.109
220.744
222.979
218.289
216.486
222.842
225.304
228.078
16,52
18,17
18,93
18,55
18,01
18,12
17,99
17,22
17,28
17,07
17,25
16,78
17,85
18,44
17,95
17,55
17,38
Rasio Modal Inti terhadap ATMR (%) - Modal Inti (Tier I) - ATMR ROA (%)
- Risk Weighted Assets
17,09 Core Capital Ratio to ATMR (%)
27.253
31.348
33.326
33.819
34.053
34.297
35.259
35.453
36.686
32.995
37.081
37.034
39.792
40.249
38.864
39.108
39.164
38.985
164.956
172.484
176.075
182.355
189.111
189.319
195.946
205.845
212.290
193.268
214.954
220.744
222.979
218.289
216.486
222.842
225.304
228.078
2,24
3,53
3,01
2,66
2,56
2,39
2,31
2,36
2,47
2,60
2,47
2,39
2,87
2,53
2,33
2,12
2,03
- Core Capital (Tier I) - Risk Weighted Assets
1,98 Return On Assets Ratio (%)
- Laba sebelum pajak
4.479
7.569
6.555
5.941
5.789
5.458
5.349
5.548
5.900
5.802
6.028
5.922
8.283
7.222
6.523
5.930
5.697
5.602
- Rata-rata total aset
200.343
214.555
218.099
223.532
226.199
228.556
231.368
234.719
238.552
223.438
243.827
247.500
288.918
285.937
279.615
279.741
281.031
282.224
BOPO (%)
- Capital
- Profit - Average total assets
82,64 Operating Expenses/Operating Income (%)
77,86
74,83
78,34
78,13
77,39
79,98
81,78
80,42
80,53
78,32
78,13
79,23
78,19
83,61
83,86
81,73
81,54
- Biaya Operasional
15.179
2.922
4.890
5.973
7.024
9.431
12.222
13.106
15.313
14.622
18.127
20.899
2.338
5.041
8.192
9.141
10.860
13.343
- Operating Expenses
- Pendapatan Operasional
19.494
3.905
6.243
7.645
9.076
11.792
14.944
16.297
19.015
18.669
23.200
26.378
2.990
6.028
9.769
11.185
13.318
16.145
- Operating Income
3,63
3,58
3,50
3,49
3,51
3,47
3,49
3,48
3,46
3,36
2,99
3,00
2,37
2,32
2,37
2,36
2,35
NIM (%) - Pendapatan bunga bersih
2,36 Net Interest Margin Ratio (%) - Interest income net
7.163
7.573
7.541
7.710
7.835
7.841
7.983
8.073
8.146
7.430
8.402
8.568
10.501
10.133
10.101
10.000
9.965
10.015
197.239
211.744
215.355
220.741
223.435
225.795
228.493
231.819
235.563
221.310
281.275
285.548
443.642
437.106
425.817
424.379
423.908
425.172
115,63
114,95
111,80
115,10
115,36
120,29
121,42
124,18
120,98
127,98
124,38
122,20
123,14
121,69
119,71
127,58
128,47
150.061
152.424
155.551
163.899
167.465
173.092
179.069
186.401
190.168
173.336
194.350
199.872
200.424
197.228
193.991
201.808
205.001
209.424
- Total Credit to third party
129.772
132.597
139.131
142.399
145.162
143.899
147.484
150.106
157.190
135.442
156.257
163.557
162.765
162.074
162.045
158.186
159.569
161.327
- Total Third Party Funds
Rasio Aset Likuid (%)
15,39
13,87
15,13
14,81
15,15
14,21
13,93
12,93
14,24
12,89
13,28
13,79
14,30
14,55
14,64
12,13
12,03
- Aset Likuid Primer
29.856
25.896
29.996
31.033
30.189
28.939
31.341
30.426
35.230
28.773
32.110
36.402
37.548
36.495
36.733
28.822
28.721
28.586
3.334
4.090
4.067
3.297
5.707
5.220
3.251
2.959
3.104
2.231
4.438
3.299
3.756
4.686
4.073
5.155
5.715
5.733
215.621
216.216
225.187
231.843
236.866
240.343
248.240
258.174
269.219
240.581
275.287
287.902
288.918
282.957
278.817
280.119
286.190
288.190
- Rata-rata total aset produktif LDR (%) -
Total Kredit kepada pihak ketiga bukan Bank
- Total Dana Pihak Ketiga
- Aset Likuid Sekunder - Total Aset
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
- Average total earning assets
129,81 Loan to Deposits Ratio (%)
11,91 Liquid Assets Ratio (%) - Aset Likuid Primer - Aset Likuid Sekunder - Total Assets
Note : Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13
30
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.28.a. Kinerja Bank Asing Konvensional
(Foreign Owned Banks Performance) Miliar Rp (Billion Rp) 2012
2013
2014
Items
Keterangan Des Rasio Pemenuhan Kecukupan Modal Minimum (%)
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun 42,60 Capital Adequacy Ratio (%)
30,89
32,74
31,69
32,48
33,60
33,17
32,69
32,06
34,67
37,31
37,75
34,46
35,06
36,93
38,43
38,15
41,99
- Modal
73.091
77.341
78.329
80.112
83.285
85.492
88.016
90.473
100.481
112.590
114.240
106.216
109.986
112.516
117.444
118.054
132.915
138.228
- Capital
- ATMR
236.592
236.240
247.195
246.618
247.893
257.707
269.247
282.202
289.857
301.771
302.589
308.209
313.719
304.643
305.640
309.426
316.514
324.498
- Risk Weighted Assets
29,91
31,77
30,73
31,53
32,63
32,27
31,79
31,14
33,73
36,38
36,82
33,49
34,23
36,11
37,61
37,36
41,18
Rasio Modal Inti terhadap ATMR (%) - Modal Inti (Tier I) - ATMR ROA (%)
41,80 Core Capital Ratio to ATMR (%)
70.771
75.050
75.959
77.752
80.876
83.161
85.586
87.873
97.756
109.783
111.426
103.220
107.377
110.008
114.962
115.590
130.344
135.631
- Core Capital (Tier I)
236.592
236.240
247.195
246.618
247.893
257.707
269.247
282.202
289.857
301.771
302.589
308.209
313.719
304.643
305.640
309.426
316.514
324.498
- Risk Weighted Assets
3,21 Return On Assets Ratio (%)
3,06
2,95
2,70
2,71
2,64
2,42
2,42
2,71
2,88
3,00
3,15
2,92
3,17
3,48
3,52
3,43
3,19
- Laba sebelum pajak
8.837
9.109
8.382
8.419
8.276
7.616
7.719
8.780
9.481
10.510
10.672
10.003
12.553
13.552
13.730
13.337
12.537
12.687
- Rata-rata total aset
288.751
308.717
310.952
310.817
312.899
314.710
318.613
323.666
329.497
350.792
338.434
342.766
395.704
389.558
390.209
389.294
392.731
395.201
BOPO (%)
- Profit - Average total assets
80,88 Operating Expenses/Operating Income (%)
80,78
85,60
84,03
83,42
83,26
85,28
86,40
85,58
85,14
83,51
82,05
83,06
85,39
85,63
84,44
82,99
82,02
- Biaya Operasional
32.856
7.823
9.697
12.593
15.045
18.712
23.688
30.065
36.235
40.221
40.183
43.697
5.679
12.386
17.122
20.103
22.111
24.908
- Operating Expenses
- Pendapatan Operasional
40.672
9.139
11.539
15.097
18.070
21.942
27.417
35.130
42.558
48.164
48.973
52.606
6.650
14.465
20.278
24.223
26.958
30.795
- Operating Income
3,47
3,27
3,31
3,32
3,32
3,36
3,31
3,31
3,34
3,41
2,79
2,65
1,87
1,86
1,87
1,93
2,03
NIM (%) - Pendapatan bunga bersih - Rata-rata total aset produktif LDR (%) Total Kredit kepada pihak ketiga bukan Bank - Total Dana Pihak Ketiga
2,03 Net Interest Margin Ratio (%)
9.790
9.836
10.039
10.057
10.151
10.321
10.271
10.434
10.730
11.627
11.539
11.104
13.013
12.666
12.663
12.920
13.518
13.649
282.108
300.822
303.207
303.121
305.417
307.191
310.693
315.430
320.994
341.078
413.777
419.302
694.502
682.217
676.990
668.552
666.588
672.552
- Interest income net - Average total earning assets
138,30 Loan to Deposits Ratio (%)
111,21
104,73
107,97
111,55
110,72
110,97
116,87
121,66
125,38
118,69
124,98
130,05
127,53
128,68
130,70
135,91
133,70
172.859
171.259
175.326
180.697
183.270
181.482
193.661
203.521
212.784
218.781
217.144
225.500
225.759
221.684
223.546
225.876
232.290
234.835
- Total Credit to third party
155.430
163.527
162.380
161.994
165.522
163.536
165.712
167.293
169.714
184.337
173.746
173.395
177.020
172.281
171.033
166.190
173.736
169.801
- Total Third Party Funds
19,15 Liquid Assets Ratio (%)
Rasio Aset Likuid (%)
22,30
24,82
24,65
20,74
22,51
23,19
22,48
21,21
20,90
21,82
20,99
19,88
19,60
18,94
18,44
18,15
19,88
- Aset Likuid Primer
52.599
61.404
58.783
45.514
50.739
50.336
52.932
53.509
53.418
62.766
56.018
55.132
55.012
50.941
46.439
45.239
56.470
53.832
- Aset Likuid Primer
- Aset Likuid Sekunder
14.754
15.551
18.957
18.880
21.571
24.748
23.964
22.654
25.214
22.173
25.255
22.464
22.561
21.681
25.769
24.930
24.338
24.220
- Aset Likuid Sekunder
301.966
310.105
315.423
310.412
321.224
323.766
342.033
359.037
376.142
389.287
387.272
390.415
395.704
383.411
391.512
386.547
406.479
407.553
- Total Aset
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
- Total Assets
Note : Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13
31
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.29 Perkembangan Aset Bank Umum Berdasarkan Kelompok Bank
(Growth of Commercial Banks Assets Based Group Bank) Miliar (Billion) 2012
2013
2014
Group of Bank
Kelompok Bank Des
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
- Bank Persero
1.535.343
1.486.314
1.503.293
1.540.859
1.546.709
1.578.632
1.587.370
1.615.923
1.657.000
1.666.037
1.685.957
1.758.873
1.699.767
1.716.770
1.731.177
1.773.954
1.792.021
1.826.534
- State Owned Banks
- BUSN Devisa
1.705.408
1.715.882
1.736.757
1.731.693
1.762.054
1.755.355
1.785.750
1.806.348
1.855.771
1.854.386
1.896.373
1.962.539
1.946.984
1.950.219
1.959.219
1.972.793
2.003.325
2.040.291
- Foreign Exchange
- BUSN Non Devisa
135.472
133.781
141.242
141.477
144.507
148.432
147.591
146.433
150.541
149.899
151.723
162.457
158.996
158.708
162.521
162.458
165.158
170.947
- Non-Foreign Exchange
- BPD
366.685
372.740
389.851
409.387
405.260
413.154
397.348
393.226
426.527
414.741
419.084
389.964
388.106
394.657
407.669
430.044
442.228
462.415
- Regional Development
- Bank Campuran
217.713
218.295
227.265
233.923
238.936
242.443
250.197
260.170
271.328
261.752
277.342
290.219
290.928
284.986
280.898
282.299
288.254
290.273
- Joint Venture Banks
- Bank Asing
301.966
310.105
315.423
310.412
321.224
323.766
342.033
359.037
376.142
370.029
387.272
390.415
395.704
383.411
391.512
386.547
406.479
407.553
- Foreign Owned Banks
4.262.587
4.237.117
4.313.832
4.367.751
4.418.690
4.461.783
4.510.290
4.581.137
4.737.308
4.716.845
4.817.751
4.954.467
4.880.485
4.888.752
4.932.997
5.008.095
5.097.466
5.198.013
Commercial Banks Commercial Banks Banks
Total
Total
32
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.30 Jumlah Bank Umum Berdasarkan Pengelompokan Total Aset
(Total of Commercial Banks Based on Total Assets) Desember 2009 Kelompok Bank
< Rp. 1 Triliun
Desember 2010
Desember 2011
Desember 2012
Juni 2013
Desember 2013
Juni 2014
Rp. 1 Rp. 10 Rp. 1 Rp. 10 Rp. 1 Rp. 10 Rp. 1 Rp. 10 Rp. 1 Rp. 10 Rp. 1 Rp. 10 Rp. 1 Rp. 10 > Rp. < Rp. > Rp. < Rp. > Rp. < Rp. > Rp. < Rp. > Rp. < Rp. > Rp. < Rp. > Rp. s.d s.d s.d s.d s.d s.d s.d s.d s.d s.d s.d s.d s.d s.d 50 1 50 1 50 1 50 1 50 1 50 1 50 10 50 10 50 10 50 10 50 10 50 10 50 10 50 Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun 0
0
4
0
0
0
4
0
0
0
4
0
0
0
4
State Owned Banks
7
11
1
16
7
11
1
15
8
12
1
14
9
12
Foreign Exchange Commercial Banks
17
2
1
10
17
2
1
8
18
2
1
7
19
2
1
Non-Foreign Exchange Commercial Banks
0
14
11
1
0
11
14
1
0
14
11
1
0
11
14
1
Regional Development Banks
0
0
6
8
0
0
7
8
0
0
7
7
1
0
6
7
1
Joint Venture Banks
3
3
0
3
3
4
0
2
4
4
0
2
4
4
0
2
4
4
Foreign Owned Banks
32
18
11
57
31
21
11
53
35
21
9
56
32
23
8
52
36
23
Total
Bank Persero
0
0
0
4
0
0
0
4
0
0
0
4
BUSN Devisa
2
18
8
6
1
18
10
7
1
18
7
10
1
17
BUSN Non Devisa
21
9
1
0
21
8
2
0
12
15
3
0
10
BPD
1
17
8
0
0
15
11
0
0
14
11
1
Bank Campuran
1
8
7
0
1
7
7
0
0
6
8
Bank Asing
0
4
5
1
0
5
4
1
0
4
Total
25
56
29
11
23
53
34
12
13
57
0
Group of Bank
33
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.31 Aset Produktif Bank Umum Konvensional dan Kualitas Kredit Bank Umum kepada Bank Lain
(Earning Assets of Commercial Banks and Credit Quality of Commercial Banks to Other Bank) Miliar Rp (Billion Rp) Indikator Aset Produktif Neraca a. Lancar
2012
2013
Des
Feb
Mar
Apr
Mei
Jun
Jul
2014 Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Indicator
Jun
3.416.989
3.471.162
3.550.589
3.573.221
3.638.229
3.674.645
3.748.911
3.813.167
3.970.762
3.956.974
4.051.171
4.115.372
4.093.757
4.105.080
4.174.744
4.202.006
4.276.222
4.350.313 Earning Assets
3.250.997
3.294.565
3.369.833
3.393.202
3.476.582
3.494.982
3.576.340
3.625.934
3.786.570
3.768.006
3.862.279
3.929.648
3.887.028
3.886.237
3.956.278
3.994.204
4.052.832
4.124.774
a. Current b. Special Mention
110.176
119.402
124.437
123.186
104.178
122.037
114.153
124.522
123.033
126.706
126.643
124.978
142.856
152.204
151.334
138.941
149.700
151.004
c. Kurang Lancar
9.189
10.437
9.884
10.309
9.783
9.578
10.498
12.298
11.187
11.241
10.717
9.481
11.881
12.265
13.692
13.761
15.566
13.902
c. Sub-Standard
d. Diragukan
9.515
9.886
9.509
8.332
8.596
8.779
8.408
8.909
8.973
9.252
9.525
9.132
9.165
11.120
11.042
10.973
12.661
14.825
d. Doubtful
37.113
36.873
36.925
38.192
39.090
39.269
39.512
41.505
40.999
41.769
42.007
42.131
42.827
43.255
42.398
44.127
45.463
45.809
e. Loss
b. DPK
e. Macet Aset Produktif Transaksi Rekening Administratif 1) a. Lancar b. DPK
1.066.117
1.100.106
1.089.701
1.101.198
1.078.018
1.115.012
1.155.712
1.196.916
1.261.094
1.266.749
1.461.321
1.331.086
1.369.968
1.324.084
1.294.608
1.277.134
1.290.923
1.342.684 Earning Assets - Account
1.053.796
1.082.620
1.066.845
1.080.987
1.064.267
1.097.360
1.136.706
1.178.352
1.243.688
1.247.442
1.440.056
1.308.578
1.348.408
1.296.585
1.275.018
1.255.879
1.271.945
1.322.507
Administrative Transactions
b. Special Mention
11.337
16.269
21.698
18.964
12.332
16.364
17.637
17.120
16.227
18.125
19.950
21.134
20.034
23.265
17.959
19.446
17.094
18.122
c. Kurang Lancar
662
568
557
630
621
626
456
682
385
437
594
404
703
707
781
690
795
959
c. Sub-Standard
d. Diragukan
141
200
189
158
204
212
208
219
230
232
240
270
293
320
248
363
350
403
d. Doubtful
e. Macet
Non Performing Earning Aset (Nominal) Kredit kepada Bank Lain a. Lancar
181 60.345
449 63.350
412 66.979
459 65.571
592 61.823
451
704
65.420
63.289
543 70.556
564 66.729
513 67.431
481 67.980
699 68.947
530 65.399
3.207 70.874
603 68.764
756 70.671
739 75.573
693 76.591
1)
a. Current
e. Lost Non Performing Earning Asset (Nominal)
17.812
17.966
19.000
20.595
21.607
23.313
24.384
24.027
23.595
23.473
26.643
26.968
26.467
25.644
27.113
27.428
26.967
26.805 Interbank Loans
17.668
17.875
18.869
20.470
21.487
23.181
24.285
23.887
23.481
23.351
26.479
26.859
26.360
25.485
26.989
27.305
26.828
26.555
a. Current b. Special Mention
64
10
42
39
38
44
9
47
14
23
43
7
2
37
43
39
54
162
c. Kurang Lancar
-
2
10
5
-
3
0
-
3
3
18
1
5
3
2
4
5
12
d. Diragukan
-
-
-
1
1
1
3
3
-
-
-
-
-
1
2
1
-
-
80
79
79
81
83
83
86
90
98
95
104
101
101
117
77
79
80
76
84
Interbank Non Performing Loan 88 (Nominal)
b. DPK
e. Macet
Non Performing Loan kepada Bank Lain (Nominal)
80
82
89
87
84
1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit. - Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA. - Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu) - Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi
88
90
93
101
98
121
102
106
122
81
84
c. Sub-Standard d. Doubtful e. Loss
1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit. - Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.
34
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.32 Aset Produktif Bank Persero dan Kualitas Kredit Bank Persero kepada Bank Lain
(Earning Asset of State Owned Banks and Credit Quality of State Owned Banks to Other Bank) Miliar Rp (Billion Rp) 2012 Indikator Aset Produktif Neraca a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet Aset Produktif Transaksi Rekening Administratif 1) a. Lancar b. DPK
2013
Des
Feb
Mar
Apr
Mei 1.342.141
Jun
Jul
2014 Ags
Sep
1.399.401
Okt
1.451.485
Nov
1.448.443
Des
1.471.593
Jan
1.511.620
Feb
1.484.253
Mar
1.500.432
Apr
1.525.493
Mei
1.526.561
Indicator
Jun
1.561.514
1.285.637
1.309.769
1.310.251
1.350.472
1.383.618
1.176.286
1.198.236
1.219.165
1.217.021
1.266.068
1.261.044
1.303.034
1.307.597
1.367.546
1.357.198
1.383.136
1.423.606
1.382.735
1.393.143
1.418.429
1.429.014
1.458.144
1.577.654 1.473.510
59.753
62.819
66.462
68.632
51.412
64.871
55.321
64.025
58.394
65.860
63.723
64.199
75.064
80.096
80.481
70.284
74.819
75.572
2.699
3.870
3.633
3.846
3.374
3.020
3.676
5.220
3.646
3.486
2.985
2.499
4.601
3.780
3.515
3.754
4.326
4.242
c. Sub-Standard d. Doubtful
4.709
4.702
4.368
3.475
3.892
3.988
3.232
3.622
3.577
3.502
3.284
2.874
2.838
4.328
4.782
4.071
4.428
5.056
16.011
16.141
17.276
17.395
17.549
18.355
18.937
18.322
18.396
18.465
18.441
19.016
19.085
18.286
19.438
19.798
19.274
309.868
318.903
302.209
307.201
301.807
305.574
320.496
336.418
340.296
343.076
358.119
359.504
375.793
363.930
349.741
353.283
362.229
362.166
306.205
313.554
292.249
299.247
298.262
298.608
316.512
329.502
335.434
338.643
353.258
352.102
371.068
354.232
344.062
347.797
355.931
355.358
3.545
4.937
9.502
7.490
2.936
6.505
3.503
6.401
4.390
3.987
4.416
6.828
4.239
6.568
5.170
4.896
5.685
6.148
63
87
132
143
153
127
79
135
89
58
78
46
124
85
59
137
97
99
d. Diragukan
30
100
82
61
70
76
74
82
66
77
63
57
57
115
113
70
120
149
e. Macet
24
226
244
260
386
257
329
298
317
311
303
471
306
2.930
338
384
396
412
Kredit kepada Bank Lain a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet
Non Performing Loan kepada Bank Lain (Nominal)
a. Current b. Special Mention
16.967
c. Kurang Lancar
Non Performing Earning Aset (Nominal)
Earning Assets
1.260.415
e. Loss Earning Assets - Account Administrative Transactions
b. Special Mention c. Sub-Standard d. Doubtful e. Loss
29.932
34.102
32.551
28.205
31.522
29.247
34.695
30.407
29.818
29.595
31.217
26.941
30.323
27.092
27.854
29.165
2.866
2.752
2.743
3.384
3.807
4.153
4.366
4.481
4.863
4.469
5.157
5.705
5.997
6.079
7.016
6.638
6.570
6.002 Interbank Loans
2.740
2.665
2.630
3.299
3.706
4.033
4.283
4.382
4.763
4.362
5.050
5.607
5.899
5.973
6.905
6.527
6.459
5.880
48
9
36
39
0r)
12
7
16
11
0
0
32
37
36
37
47
-
-
-
1
-
-
-
-
-
-
-
-
-
-
-
-
c. Sub-Standard
-
d. Doubtful
-
-
23 -
-
-
-
-
78
78
77
78
78
78
78
77
78
78
1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit. - Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA. - Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu) -r)Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi Angka-angka diperbaiki
-
1
79
82
80
84
1
-
-
-
-
-
-
-
-
29.232
Non Performing Earning Asset (Nominal)
28.038
7
-
86
93
92
96
98
97
75
74
75
75
76
87
93
92
96
98
97
75
74
75
75
76
1)
a. Current
a. Current b. Special Mention
e. Loss Interbank Non Performing Loan (Nominal)
1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit. - Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.
r) Revised figures
35
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.33 Aset Produktif BUSN Devisa dan Kualitas Kredit BUSN Devisa kepada Bank Lain
(Earning Asset of Foreign Exchange Banks and Credit Quality of Foreign Exchange Banks to Other Bank) Miliar Rp (Billion Rp) 2012
2013
2014
Indicator
Indikator Des Aset Produktif Neraca a. Lancar
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun 1.637.715 Earning Assets
1.327.140
1.334.737
1.353.800
1.364.067
1.381.782
1.389.622
1.411.319
1.448.975
1.492.362
1.495.295
1.530.529
1.557.562
1.570.698
1.571.014
1.594.282
1.597.021
1.607.651
1.274.458
1.278.811
1.297.878
1.310.643
1.328.718
1.333.635
1.354.137
1.389.684
1.432.009
1.437.181
1.469.927
1.499.030
1.507.956
1.503.871
1.526.048
1.529.964
1.533.295
1.561.699
a. Current b. Special Mention
33.686
36.634
36.714
34.336
33.709
36.447
38.291
38.828
39.659
36.913
39.063
37.211
40.966
44.382
45.078
43.092
48.307
49.131
c. Kurang Lancar
3.810
3.531
3.638
3.705
3.724
3.709
3.712
4.076
4.015
4.515
4.534
4.009
4.077
4.605
4.777
4.737
5.672
4.688
c. Sub-Standard
d. Diragukan
2.305
2.715
2.544
2.317
2.031
2.186
2.342
2.494
2.500
2.337
2.577
2.698
2.961
3.122
3.315
4.125
4.766
5.666
d. Doubtful
12.881
13.045
13.026
13.066
13.601
13.645
12.838
13.893
14.179
14.350
14.428
14.614
14.738
15.034
15.063
15.103
15.611
16.531
402.700
412.730
412.433
426.795
431.751
442.373
454.867
461.272
471.017
465.269
606.755
483.630
488.983
476.834
475.597
479.720
492.433
494.199 Earning Assets - Account
400.677
408.265
407.971
423.161
430.034
440.257
449.174
459.074
469.023
462.026
602.466
480.305
485.040
471.021
471.037
473.901
488.744
490.659
b. DPK
e. Macet Aset Produktif Transaksi Rekening Administratif 1) a. Lancar
e. Loss Administrative Transactions
b. Special Mention
1.830
4.250
4.299
3.477
1.552
1.939
5370
1.862
1.800
3.067
4.120
3.181
3.791
5.510
4.252
5.388
3.354
3.251
c. Kurang Lancar
85
57
57
63
71
81
49
186
41
55
65
37
43
148
155
135
117
108
d. Diragukan
71
68
69
53
51
50
44
44
46
49
54
50
54
58
67
145
83
89
e. Macet
37
90
37
40
43
46
230
106
108
72
49
57
56
96
85
151
135
92
19.190
19.507
19.372
19.244
19.520
19.717
19.214
20.799
20.888
21.378
21.708
21.465
21.929
23.064
23.463
24.396
26.384
27.174
9.085
9.488
10.229
10.435
10.771
11.251
12.066
11.177
9.621
9.812
10.192
10.250
10.022
9.937
10.034
10.136
10.325
10.672 Interbank Loans
9.069
9.487
10.224
10.401
10.755
11.243
12.061
11.152
9.611
9.805
10.142
10.243
10.013
9.889
10.025
10.130
10.311
10.660
b. DPK
Non Performing Earning Aset (Nominal) Kredit kepada Bank Lain a. Lancar
c. Sub-Standard d. Doubtful e. Loss Non Performing Earning Asset (Nominal)
a. Current
16
1
4
32
14
4
2
22
7
6
30
5
2
4
4
2
7
7
b. Special Mention
c. Kurang Lancar
-
-
1
1
-
2
0
-
-
-
17
-
4
3
2
2
4
4
c. Sub-Standard
d. Diragukan
-
-
-
0
1
1
2
2
-
-
-
-
1
1
-
-
-
d. Doubtful
e. Macet
-
-
0
0
0
0
1
1
3
1
3
1
3
40
1
2
2
1
e. Loss
-
-
1
1
1
3
3
3
3
1
20
1
7
44
5
5
7
5
b. DPK
Non Performing Loan kepada Bank Lain (Nominal)
1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit. - Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA. - Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu) - Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi
1)
a. Current
Interbank Non Performing Loan (Nominal)
1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit. - Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.
36
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.34 Aset Produktif BUSN Non Devisa dan Kualitas Kredit BUSN Non Devisa kepada Bank Lain
(Earning Asset of Non Foreign Exchange Banks and Credit Quality of Non Foreign Exchange Banks to Other Bank) Miliar Rp (Billion Rp) 2012
2013
2014
Indicator
Indikator Des Aset Produktif Neraca a. Lancar b. DPK
Feb
Mar
Apr
Mei
86.425
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
82.482
83.879
86.499
87.426
91.120
91.750
91.502
95.228
95.940
99.233
106.351
103.374
102.286
105.783
108.009
109.357
115.571
79.366
80.237
82.865
82.809
83.904
87.522
88.083
87.749
91.557
92.250
95.478
102.965
99.012
97.716
101.245
103.149
104.142
109.953
Earning Assets a. Current b. Special Mention
1.872
2.356
2.455
2.349
2.250
2.380
2.434
2.564
2.532
2.440
2.519
2.276
3.065
3.192
3.304
3.367
3.635
4.038
c. Kurang Lancar
361
308
231
337
338
344
311
215
253
345
294
226
319
258
287
480
327
253
c. Sub-Standard
d. Diragukan
197
269
286
262
269
286
324
294
271
263
267
235
288
425
274
336
604
563
d. Doubtful
e. Macet
686
709
662
668
665
587
598
681
615
641
675
649
690
694
673
677
648
764
e. Loss
4.045
4.581
3.943
4.494
4.267
4.207
5.094
4.491
4.038
5.602
5.196
4.500
5.548
5.503
5.483
4.983
5.173
4.916 Earning Assets - Account
4.042
4.573
3.897
4.448
4.243
4.200
5.089
4.484
4.027
5.597
5.189
4.492
5.536
5.488
5.473
4.981
5.159
4.903
b. DPK
3
7
44
19
16
5
3
6
10
5
6
7
11
15
9
2
13
12
c. Kurang Lancar
0
0
0
25
6
0
0
0
0
0
0
0
0
0
0
0
-
0
c. Sub-Standard
d. Diragukan
0
0
0
0
0
0
0
0
0
0
0
0
0
-
0
-
0
0
d. Doubtful
e. Macet
1
1
2
3
3
3
1
1
1
1
1
1
1
1
1
1
1
1 1.580
Aset Produktif Transaksi Rekening Administratif 1) a. Lancar
Non Performing Earning Aset (Nominal)
Administrative Transactions a. Current b. Special Mention
e. Loss Non Performing Earning Asset (Nominal)
1.246
1.287
1.181
1.295
1.281
1.220
1.234
1.192
1.140
1.250
1.237
1.111
1.299
1.378
1.236
1.494
1.581
890
876
916
897
970
1.053
1.102
1.120
1.119
1.111
1.091
1.072
1.042
1.010
1.001
981
994
992 Interbank Loans
888
872
905
890
966
1.049
1.092
1.111
1.114
1.104
1.084
1.070
1.040
1.007
998
977
991
877
a. Current
b. DPK
-
-
-
-
0
-
7
7
-
2
2
2
-
1
1
-
0
107
b. Special Mention
c. Kurang Lancar
-
2
9
4
0
-
-
-
3
3
-
-
-
-
-
2
0
8
c. Sub-Standard
d. Diragukan
-
-
-
1
0
-
-
-
-
-
-
-
-
-
-
-
-
-
d. Doubtful
e. Macet
1
1
2
2
4
4
3
2
2
2
5
-
2
2
2
2
2
-
e. Loss
1
3
11
7
4
4
3
2
5
5
5
-
2
2
2
4
2
8
Kredit kepada Bank Lain a. Lancar
Non Performing Loan kepada Bank Lain (Nominal)
1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit. - Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA. - Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu) - Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi
1)
Interbank Non Performing Loan (Nominal)
1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit. - Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.
37
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.35 Aset Produktif BPD dan Kualitas Kredit BPD kepada Bank Lain
(Earning Asset of Regional Development Banks and Credit Quality of Regional Development Banks to Other Bank) Miliar Rp (Billion Rp) 2012
2013
2014
Indicator
Indikator Aset Produktif Neraca a. Lancar
Des
Feb
Mar
Apr
Mei
Jun
Jul
297.222
307.652
325.170
333.504
333.698
342.902
287.538
295.079
312.480
320.695
320.958
329.527
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
332.407
330.081
356.826
353.164
355.008
334.497
325.632
336.290
352.300
368.852
375.862
391.310
319.090
315.901
341.642
337.868
340.010
321.098
309.037
319.212
334.892
350.401
356.610
372.695
Earning Assets a. Current
4.570
6.715
7.068
6.808
6.387
6.859
6.388
7.221
7.828
7.486
7.107
5.762
8.896
9.075
9.068
8.881
8.916
8.721
b. Special Mention
c. Kurang Lancar
945
1.275
942
1.137
1.105
1.125
1.154
982
1.459
1.563
1.496
1.052
1.507
1.485
1.312
2.260
2.388
1.686
c. Sub-Standard
d. Diragukan
637
687
818
795
902
840
1.010
1.006
924
908
1.053
987
859
1.012
1.292
1.065
1.215
1.668
d. Doubtful
3.532
3.895
3.863
4.069
4.346
4.551
4.766
4.971
4.973
5.339
5.341
5.598
5.334
5.505
5.737
6.244
6.733
6.540
e. Loss
31.651
27.964
27.576
28.151
29.293
28.996
31.853
32.226
32.034
31.070
30.626
31.877
31.257
30.148
29.948
30.130
29.898
31.320
27.665
27.290
27.724
28.894
28.607
31.596
31.908
31.666
30.683
30.267
31.601
30.848
29.629
29.394
29.503
29.236
29.593
b. DPK
e. Macet Aset Produktif Transaksi Rekening Administratif 1) a. Lancar b. DPK
30.163 Earning Assets - Account
Administrative Transactions
b. Special Mention
249
222
215
321
295
284
144
216
235
266
231
130
270
370
386
358
360
302
c. Kurang Lancar
12
6
3
9
5
7
6
8
4
8
13
3
9
17
4
54
90
44
c. Sub-Standard
d. Diragukan
25
15
15
20
17
19
21
20
17
18
19
26
16
9
23
17
28
54
d. Doubtful
e. Macet
44
56
53
77
82
79
85
74
112
96
98
118
113
123
141
197
184
172
5.195
5.934
5.693
6.106
6.457
6.621
7.041
7.061
7.488
7.931
8.020
7.784
7.837
8.152
8.508
9.838
10.638
10.163
357
435
433
442
454
521
593
614
656
664
671
709
698
665
727
734
791
883 Interbank Loans
357
435
430
441
454
520
593
607
656
664
670
708
697
664
726
732
780
882
b. DPK
-
-
2
0
1
1
-
7
0
-
-
-
-
-
-
1
10
1
b. Special Mention
c. Kurang Lancar
-
-
-
-
-
-
-
-
-
-
1
1
1
1
-
-
-
-
c. Sub-Standard
d. Diragukan
-
-
-
-
-
-
-
-
-
-
-
-
-
-
1
1
-
-
d. Doubtful
e. Macet
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
1
0
e. Loss
-
-
-
-
-
-
-
-
-
1
1
1
1
1
1
1
0
Non Performing Earning Aset (Nominal) Kredit kepada Bank Lain a. Lancar
Non Performing Loan kepada Bank Lain (Nominal)
1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit. - Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA. - Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu) - Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi
1)
a. Current
e. Loss Non Performing Earning Asset (Nominal)
a. Current
Interbank Non Performing Loan (Nominal)
1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit. - Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.
38
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.36 Aset Produktif Bank Campuran dan Kualitas Kredit Bank Campuran kepada Bank Lain
(Earning Assets of Joint Venture Banks and Credit Quality of Joint Venture Banks to Other Bank) Miliar Rp (Billion Rp) 2012
2013
2014
Indicator
Indikator Aset Produktif Neraca a. Lancar
Des
Feb
Mar
Apr
Mei
Jun
Jul
191.046
194.973
202.449
203.241
210.625
213.734
184.439
188.439
195.526
196.812
204.082
206.834
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
223.741
229.595
238.969
233.049
246.918
255.735
254.672
248.545
246.415
252.415
258.755
259.759
216.420
221.928
230.282
224.946
238.530
246.183
245.560
239.100
237.222
242.377
248.445
249.575
Earning Assets a. Current
4.239
4.237
4.596
4.287
4.413
4.976
5.132
5.373
6.487
5.812
6.091
7.097
6.645
7.159
6.732
7.337
6.825
6.341
b. Special Mention
c. Kurang Lancar
540
473
493
434
399
385
642
758
754
373
276
376
320
247
444
693
1.167
1.276
c. Sub-Standard
d. Diragukan
482
363
331
334
345
300
309
296
400
905
989
983
1.029
1.033
912
893
1.189
1.415
d. Doubtful
1.346
1.462
1.503
1.373
1.386
1.238
1.239
1.239
1.047
1.015
1.033
1.097
1.118
1.005
1.106
1.116
1.130
1.152
125.802
133.142
138.877
136.153
109.956
127.286
131.797
138.955
148.136
148.212
168.205
156.794
158.239
151.382
144.531
143.134
139.490
146.621
124.223
131.528
137.075
134.572
108.025
125.223
129.676
136.735
145.890
146.148
166.123
154.721
156.102
149.414
142.678
141.391
137.671
145.147
1.452
1.357
1.681
1.447
1.749
1.901
1.993
2.066
2.081
1.896
1.986
1.929
2.052
1.887
1.782
1.695
1.752
1.408
93
223
86
97
98
91
40
59
81
128
42
58
46
42
34
37
59
59
b. DPK
e. Macet Aset Produktif Transaksi Rekening Administratif 1) a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet
Non Performing Earning Aset (Nominal)
0
0
0
2
49
50
52
55
83
39
54
64
17
14
12
7
4
3
34
34
34
35
35
21
36
41
0
0
0
22
22
25
25
3
3
3
2.495
2.555
2.447
2.276
2.313
2.086
2.317
2.448
2.365
2.459
2.393
2.601
2.553
2.366
2.532
2.749
3.553
3.909
e. Loss Earning Assets - Account Administrative Transactions
b. Special Mention c. Sub-Standard d. Doubtful e. Loss Non Performing Earning Asset (Nominal)
4
8
12
14
14
16
14
50
76r)
74
68
152
142
135
139
123
117
113 Interbank Loans
a. Lancar
4
8
12
14
14
16
14
50
76
r)
74
68
152
142
135
139
123
117
113
b. DPK
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
b. Special Mention
c. Kurang Lancar
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
c. Sub-Standard
d. Diragukan
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
d. Doubtful
e. Macet
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
e. Loss
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Kredit kepada Bank Lain
Non Performing Loan kepada Bank Lain (Nominal)
1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit. - Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA. - Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu) -r)Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi Angka-angka diperbaiki
1)
a. Current
a. Current
Interbank Non Performing Loan (Nominal)
1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit. - Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.
r) Revised figures
39
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.37 Aset Produktif Bank Asing dan Kualitas Kredit Bank Asing kepada Bank Lain
(Earning Assets of Foreign Owned Banks and Credit Quality of Foreign Owned Banks to Other Bank) Miliar Rp (Billion Rp) 2012
2013
2014
Indicator
Indikator Des
Feb
Mar
Apr
Mei
Jun
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
258.683
264.285
272.901
275.733
282.556
286.795
248.910
253.763
261.919
265.221
272.852
276.419
306.075
313.612
335.892
331.082
347.889
349.606
355.128
346.514
352.053
349.148
363.083
368.306
295.576
303.075
323.532
318.562
335.198
336.766
342.730
333.195
340.035
339.300
352.197
357.342
6.057
6.641
7.142
6.774
6.008
833
979
947
850
843
6.503
6.587
6.512
8.133
8.196
8.140
8.434
8.222
8.300
6.674
5.980
7.198
7.201
b. Special Mention
994
1.004
1.046
1.061
959
1.132
1.319
1.057
1.889
3.342
1.836
1.686
1.758
d. Diragukan
1.184
1.150
1.163
1.150
c. Sub-Standard
1.156
1.179
1.193
1.196
1.301
1.338
1.355
1.354
1.188
1.200
467
482
458
457
e. Macet
1.700
1.752
1.731
1.739
1.697
1.700
1.716
1.783
1.864
2.028
2.064
1.732
1.931
1.931
1.534
1.550
1.544
1.548
192.051
202.786
204.663
198.405
200.944
206.576
211.606
223.554
265.573
273.520
292.420
294.780
310.148
296.287
289.310
265.884
261.700
304.618
187.329
197.036
198.363
191.836
194.808
200.464
204.658
216.649
257.648
264.346
282.753
285.358
299.814
286.801
282.365
258.305
255.205
296.848
4.258
5.496
5.957
6.210
5.785
5.731
6.624
6.569
7.709
8.905
9.191
9.059
9.671
8.914
6.360
7.107
5.931
7.002
409
195
278
293
289
320
283
293
170
188
395
259
483
414
529
327
430
649
c. Sub-Standard
d. Diragukan
16
17
23
21
18
17
18
19
18
48
50
72
149
124
33
124
115
108
d. Doubtful
e. Macet
40
42
42
45
44
45
24
23
27
33
31
31
32
33
23
20
19
12
Non Performing Earning Aset (Nominal)
4.181
4.135
4.183
4.098
4.047
4.254
4.236
4.361
4.441
4.594
5.027
4.768
4.840
5.590
5.928
4.340
4.253
4.532
Kredit kepada Bank Lain
4.610
4.407
4.667
5.425
5.592
6.320
6.243
6.585
7.261
7.343
9.464
9.077
8.568
7.818
8.196
8.816
8.169
8.143 Interbank Loans
4.610
4.407
4.667
5.425
5.592
6.320
6.243
6.585
7.261
7.343
9.464
9.077
8.568
7.818
8.196
8.816
8.169
8.143
b. DPK
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
b. Special Mention
c. Kurang Lancar
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
c. Sub-Standard
d. Diragukan
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
d. Doubtful
e. Macet
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
e. Loss
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Aset Produktif Neraca a. Lancar b. DPK c. Kurang Lancar
Aset Produktif Transaksi Rekening Administratif 1) a. Lancar b. DPK c. Kurang Lancar
a. Lancar
Non Performing Loan kepada Bank Lain (Nominal)
1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit. - Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA. - Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu) - Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi
Jul
Earning Assets a. Current
d. Doubtful e. Loss Earning Assets - Account Administrative Transactions
1)
a. Current b. Special Mention
e. Loss Non Performing Earning Asset (Nominal)
a. Current
Interbank Non Performing Loan (Nominal)
1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit. - Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.
40
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.38 Komposisi Dana Pihak Ketiga Bank Umum
(Composition of Third Party Funds of Commercial Banks) Miliar Rp (Billion Rp) Desember 2009
Keterangan
Giro Rupiah
Nominal
Desember 2010
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Desember 2011
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Desember 2012
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Juni 2013
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Desember 2013
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Juni 2014
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
465.222
23,85
535.855
22,91
652.708
23,44
767.070
23,78
827.246
24,52
846.781
23,11
911.985
332.198
17,03
383.808
16,41
485.716
17,44
567.801
17,61
597.833
17,72
569.927
15,55
650.249
Komposisi thd Total DPK (%)
23,78 Demand Deposits 16,96 Rupiah
133.024
6,82
152.047
6,50
166.992
6,00
199.270
6,18
229.414
6,80
276.854
7,56
261.736
585.707
30,03
733.157
31,35
898.245
32,25
1.076.830
33,39
1.066.010
31,59
1.212.707
33,10
1.167.017
544.411
27,91
678.621
29,02
840.063
30,16
1.010.488
31,33
990.719
29,36
1.123.696
30,67
1.077.892
41.295
2,12
54.536
2,33
58.181
2,09
66.342
2,06
75.290
2,23
89.011
2,43
89.125
899.783
46,13
1.069.811
45,74
1.234.072
44,31
1.381.298
42,83
1.481.016
43,89
1.604.480
43,79
1.755.501
Rupiah
761.844
39,05
928.089
39,68
1.072.770
38,52
1.179.242
36,56
1.255.343
37,20
1.331.527
36,34
1.475.053
Valas
137.939
7,07
141.723
6,06
161.302
5,79
202.056
6,26
225.673
6,69
272.952
7,45
280.448
7,31
Valas Tabungan Rupiah Valas Simpanan Berjangka
-
-
-
673.312
24,18
677.030
20,99
722.043
21,40
814.742
22,24
835.752
21,80
Valas
-
-
-
-
110.978
3,98
128.829
3,99
129.079
3,83
172.312
4,70
176.079
4,59
-
Rupiah Valas
Rupiah Foreign Exchange - Periode 3 Month
Rupiah
-
-
-
-
222.071
7,97
251.926
7,81
274.025
8,12
264.156
7,21
336.185
8,77
Valas
-
-
-
-
21.467
0,77
27.543
0,85
42.428
1,26
33.743
0,92
36.411
0,95
-
Rupiah Foreign Exchange - Periode 6 Month
Rupiah
-
-
-
-
90.412
3,25
125.555
3,89
132.897
3,94
120.795
3,30
144.606
3,77
Valas
-
-
-
-
15.504
0,56
27.215
0,84
30.593
0,91
37.508
1,02
31.934
0,83
-
- Jangka Waktu >= 12 bulan
Foreign Exchange - Periode 1 Month
-
- Jangka Waktu 6 bulan
Foreign Exchange
45,78 Time Deposits 38,47 Rupiah
Rupiah - Jangka Waktu 3 bulan
Total DPK
6,83
30,43 Saving 28,11 Rupiah 2,32 Foreign Exchange
-
- Jangka Waktu 1 bulan
Items
(Composition to Total Third Party Funds) (%)
Rupiah Foreign Exchange - Periode >= 12 Month
Rupiah
-
-
-
-
86.975
3,11
124.731
3,87
126.377
3,75
131.834
3,60
153.050
3,99
Rupiah
Valas
-
-
-
-
13.352
0,48
18.469
0,57
23.574
0,70
29.390
0,80
35.929
0,94
Foreign Exchange
1.950.712
100,00
2.338.824
100,00
2.785.024
100,00
3.225.198
100,00
3.374.272
100,00
3.663.968
100,00
3.834.503
1.638.454
83,99
1.990.518
85,11
2.398.549
86,12
2.757.530
85,50
2.843.895
84,28
3.025.150
82,56
3.203.193
312.258
16,01
348.306
14,89
386.475
13,88
467.668
14,50
530.377
15,72
638.818
17,44
631.309
100,00 Total Third Party Funds 83,54 Rupiah 16,46 Foreign Exchange
41
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.39 Komposisi Dana Pihak Ketiga Bank Persero
(Composition of Third Party Funds of State Owned Banks) Miliar Rp (Billion Rp) Desember 2009
Keterangan
Giro Rupiah Valas Tabungan Rupiah Valas Simpanan Berjangka Rupiah Valas
Nominal
Desember 2010
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
172.602 136.512 36.090 278.581 268.894 9.687 332.201 274.965 57.236
22,03 17,43 4,61 35,56 34,32 1,24 42,41 35,10 7,31
Nominal
Desember 2011
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
194.533 152.770 41.763 323.767 311.891 11.876 380.106 328.677 51.429
21,65 17,00 4,65 36,04 34,72 1,32 42,31 36,58 5,72
Nominal
Desember 2012
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Juni 2013
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Desember 2013
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Juni 2014
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Komposisi thd Total DPK (%)
Items
(Composition to Total Third Party Funds) (%)
242.853 190.600 52.253 395.372 383.292 12.080 401.027 350.866 50.161
23,37 18,34 5,03 38,04 36,88 1,16 38,59 33,76 4,83
272.149 206.540 65.610 483.022 467.656 15.366 446.113 378.829 67.283
22,65 17,19 5,46 40,21 38,93 1,28 37,14 31,54 5,60
284.645 193.410 91.235 476.497 459.159 17.338 465.365 385.432 79.933
23,21 15,77 7,44 38,85 37,44 1,41 37,94 31,43 6,52
300.056 200.001 100.054 555.319 533.277 22.042 507.687 420.785 86.903
22,01 14,67 7,34 40,74 39,12 1,62 37,25 30,87 6,38
302.968 210.191 92.777 530.876 507.311 23.565 561.397 484.330 77.066
21,71 Demand Deposits 15,06 Rupiah 6,65 Foreign Exchange 38,05 Saving 36,36 Rupiah 1,69 Foreign Exchange 40,24 Time Deposits 34,71 Rupiah 5,52 Foreign Exchange
- Jangka Waktu 1 bulan Rupiah Valas
-
-
-
-
229.284 35.179
22,06 3,39
223.177 46.712
18,58 3,89
224.362 42.912
18,29 3,54
245.364 58.290
18,00 4,28
250.812 56.689
17,98 4,06
- Periode 1 Month Rupiah Foreign Exchange
- Jangka Waktu 3 bulan Rupiah Valas
-
-
-
-
62.782 4.976
6,04 0,48
71.970 5.442
5,99 0,45
72.045 17.625
5,87 1,44
74.076 4.879
5,43 0,36
108.637 3.000
7,79 0,22
- Periode 3 Month Rupiah Foreign Exchange
- Jangka Waktu 6 bulan Rupiah Valas
-
-
-
-
19.550 5.922
1,88 0,57
32.208 8.401
2,68 0,70
32.241 11.059
2,63 0,90
33.634 12.737
2,47 0,93
44.976 6.951
3,22 0,50
- Periode 6 Month Rupiah Foreign Exchange
783.384 680.371 103.013
-
898.405 793.338 105.067
-
39.250 4.084 1.039.253 924.759 114.494
3,78 0,39 100,00 88,98 11,02
51.475 6.729 1.201.284 1.053.025 148.259
4,28 0,56 100,00 87,66 12,34
56.784 8.337 1.226.507 1.038.001 188.506
4,63 0,68 100,00 84,63 15,37
67.710 10.996 1.363.062 1.154.063 208.999
4,97 0,81 100,00 84,67 15,33
74.447 10.426 1.395.240 1.201.832 193.408
- Jangka Waktu >= 12 bulan Rupiah Valas Total DPK Rupiah Valas
- Periode >= 12 Month
100,00 86,85 13,15
100,00 88,31 11,69
5,34 Rupiah 0,75 Foreign Exchange 100,00 Total Third Party Funds 86,14 Rupiah 13,86 Foreign Exchange
42
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.40 Komposisi Dana Pihak Ketiga BUSN Devisa
(Composition of Third Party Funds of Foreign Exchange Commercial Banks) Miliar Rp (Billion Rp) Desember 2009
Keterangan
Giro Rupiah
Nominal
Rupiah
Rupiah
Nominal
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Desember 2012
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Juni 2013
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Desember 2013
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Juni 2014
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
19,71
195.216
20,02
225.170
19,19
264.982
19,58
267.498
19,27
294.181
18,95
298.214
104.102
13,33
133.895
13,73
166.221
14,17
198.251
14,65
199.243
14,35
204.067
13,15
208.981
Komposisi thd Total DPK (%)
18,66 Demand Deposits 13,08 Rupiah
49.827
6,38
61.322
6,29
58.949
5,02
66.731
4,93
68.255
4,92
90.113
5,80
89.233
32,56
316.054
32,41
388.030
33,07
461.038
34,07
467.609
33,69
502.864
32,39
501.719
238.632
30,55
294.034
30,15
363.575
30,99
433.712
32,05
434.133
31,28
463.249
29,84
463.442
15.718
2,01
22.020
2,26
24.455
2,08
27.326
2,02
33.476
2,41
39.614
2,55
38.278
372.792
47,73
464.038
47,58
560.098
47,74
627.129
46,35
652.898
47,04
755.341
48,66
797.860
326.063
41,75
407.603
41,79
490.904
41,84
541.950
40,05
558.072
40,21
629.323
40,54
655.591
46.729
5,98
56.435
5,79
69.194
5,90
85.179
6,29
94.826
6,83
126.018
8,12
142.268
8,90
Valas
5,58
Foreign Exchange
31,40 Saving 29,01 Rupiah 2,40 Foreign Exchange 49,94 Time Deposits 41,03 Rupiah
Foreign Exchange - Periode 1 Month
- Jangka Waktu 1 bulan Rupiah
-
-
-
-
307.839
26,24
320.362
23,68
325.537
23,45
408.004
26,28
408.474
25,56
Valas
-
-
-
-
47.742
4,07
49.251
3,64
53.367
3,84
73.030
4,70
81.253
5,09
Rupiah Foreign Exchange - Periode 3 Month
- Jangka Waktu 3 bulan Rupiah
-
-
-
-
107.755
9,18
127.361
9,41
128.745
9,28
130.349
8,40
153.412
9,60
Valas
-
-
-
-
9.728
0,83
14.451
1,07
16.811
1,21
21.551
1,39
22.711
1,42
Rupiah Foreign Exchange - Periode 6 Month
- Jangka Waktu 6 bulan Rupiah
-
-
-
-
39.826
3,39
54.242
4,01
61.243
4,41
49.986
3,22
51.089
3,20
Valas
-
-
-
-
5.505
0,47
12.135
0,90
12.316
0,89
16.359
1,05
18.080
1,13
Rupiah Foreign Exchange - Periode >= 12 Month
- Jangka Waktu >= 12 bulan Rupiah
-
-
-
-
35.483
3,02
39.985
2,95
42.547
3,07
40.984
2,64
42.616
2,67
Rupiah
Valas
-
-
-
-
6.219
0,53
9.343
0,69
12.333
0,89
15.078
0,97
20.225
1,27
Foreign Exchange
781.072
100,00
975.308
100,00
1.173.297
100,00
1.353.149
100,00
1.388.005
100,00
1.552.385
100,00
1.597.793
Rupiah
668.798
85,63
835.532
85,67
1.020.700
86,99
1.173.913
86,75
1.191.448
85,84
1.296.639
83,53
1.328.014
Valas
112.274
14,37
139.777
14,33
152.597
13,01
179.236
13,25
196.557
14,16
255.746
16,47
269.779
Total DPK
Items
(Composition to Total Third Party Funds) (%)
254.350
Valas Simpanan Berjangka
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Desember 2011
153.929 Valas
Tabungan
Desember 2010
100,00 Total Third Party Funds 83,12 Rupiah 16,88 Foreign Exchange
43
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.41 Komposisi Dana Pihak Ketiga BUSN Non Devisa
(Composition of Third Party Funds of Non-Foreign Exchange Commercial Banks) Miliar Rp (Billion Rp) Desember 2009
Keterangan
Komposisi thd Total DPK (%)
Nominal
Giro Rupiah Valas Tabungan Rupiah Valas Simpanan Berjangka Rupiah Valas
Desember 2010
(Composition to Total Third Party Funds) (%)
Desember 2011
Komposisi thd Total DPK (%)
Nominal
(Composition to Total Third Party Funds) (%)
Desember 2012
Komposisi thd Total DPK (%)
Nominal
(Composition to Total Third Party Funds) (%)
Juni 2013
Komposisi thd Total DPK (%)
Nominal
(Composition to Total Third Party Funds) (%)
Desember 2013
Komposisi thd Total DPK (%)
Nominal
(Composition to Total Third Party Funds) (%)
Juni 2014
Komposisi thd Total DPK (%)
Nominal
(Composition to Total Third Party Funds) (%)
Komposisi thd Total DPK (%)
Nominal
Items
(Composition to Total Third Party Funds) (%)
2.184
4,96
2.745
4,66
3.634
4,37
5.074
4,86
5.057
4,46
5.844
4,76
5.994
2.183
4,96
2.745
4,66
3.634
4,37
5.074
4,86
5.044
4,45
5.844
4,76
5.993
4,67 Demand Deposits 4,67 Rupiah
0
0,00
-
-
-
-
-
-
13
0,01
-
-
1
4.161
9,46
6.178
10,48
10.281
12,37
12.794
12,26
14.386
12,69
14.402
11,72
15.181
0,00
4.161
9,46
6.178
10,48
10.281
12,37
12.794
12,26
14.386
12,69
14.402
11,72
15.181
-
-
-
-
-
-
-
-
0
0,00
-
-
0
37.635
85,57
50.026
84,86
69.180
83,25
86.478
82,88
93.936
82,85
102.636
83,52
107.113
37.635
85,57
50.026
84,86
69.180
83,25
86.478
82,88
93.936
82,85
102.636
83,52
107.018
0
0,00
-
-
-
-
-
-
-
-
-
-
94
0,07
83,49 Time Deposits 83,42 Rupiah
Rupiah
-
-
-
-
36.567
44,01
43.915
42,09
49.240
43,43
61.923
50,39
53.271
41,52
Valas
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Rupiah
-
-
-
-
18.991
22,86
22.133
21,21
25.086
22,13
24.123
19,63
28.680
22,36
Valas
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Foreign Exchange Rupiah Foreign Exchange - Periode 6 Month
- Jangka Waktu 6 bulan Rupiah
-
-
-
-
11.284
13,58
15.658
15,01
15.811
13,95
12.534
10,20
17.121
13,35
Valas
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Rupiah Foreign Exchange - Periode >= 12 Month
- Jangka Waktu >= 12 bulan
Valas
Rupiah - Periode 3 Month
- Jangka Waktu 3 bulan
Rupiah
Foreign Exchange - Periode 1 Month
- Jangka Waktu 1 bulan
Total DPK
Foreign Exchange
11,83 Saving 11,83 Rupiah 0,00 Foreign Exchange
Rupiah
-
-
-
-
2.337
2,81
4.771
4,57
3.800
3,35
4.056
3,30
7.947
6,19
Valas
-
-
-
-
-
-
-
-
-
-
-
-
-
-
43.980
100,00
58.950
100,00
83.095
100,00
104.346
100,00
113.379
100,00
122.883
100,00
128.288
43.979
100,00
58.950
100,00
83.095
100,00
104.346
100,00
113.366
99,99
122.883
100,00
128.193
-
-
-
-
-
-
-
-
13
0,01
-
-
95
Rupiah Foreign Exchange
100,00 Total Third Party Funds 99,93 Rupiah 0,07 Foreign Exchange
44
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.42 Komposisi Dana Pihak Ketiga BPD
(Composition of Third Party Funds of Regional Development Banks) Miliar Rp (Billion Rp) Desember 2009
Keterangan
Komposisi thd Total DPK (%)
Nominal
Giro Rupiah Valas Tabungan Rupiah Valas Simpanan Berjangka Rupiah Valas
Desember 2010
(Composition to Total Third Party Funds) (%)
Desember 2011
Komposisi thd Total DPK (%)
Nominal
(Composition to Total Third Party Funds) (%)
Desember 2012
Komposisi thd Total DPK (%)
Nominal
(Composition to Total Third Party Funds) (%)
Juni 2013
Komposisi thd Total DPK (%)
Nominal
(Composition to Total Third Party Funds) (%)
Desember 2013
Komposisi thd Total DPK (%)
Nominal
(Composition to Total Third Party Funds) (%)
Juni 2014
Komposisi thd Total DPK (%)
Nominal
(Composition to Total Third Party Funds) (%)
Komposisi thd Total DPK (%)
Nominal
63.848
41,94
62.196
33,87
88.456
37,59
112.953
40,55
149.577
44,24
107.070
37,21
171.338
63.553
41,74
61.725
33,61
88.094
37,43
112.715
40,47
148.919
44,05
106.398
36,98
171.014
44,93 Demand Deposits 44,85 Rupiah
294
0,19
471
0,26
362
0,15
238
0,09
659
0,19
673
0,23
324
43.728
28,72
53.614
29,20
67.338
28,61
79.968
28,71
67.210
19,88
95.827
33,31
75.573
0,08
43.724
28,72
53.595
29,19
67.318
28,60
79.938
28,70
67.176
19,87
95.786
33,29
75.526
4
0,00
19
0,01
20
0,01
30
0,01
34
0,01
41
0,01
47
44.673
29,34
67.815
36,93
79.555
33,80
85.614
30,74
121.302
35,88
84.812
29,48
134.401
44.148
29,00
67.365
36,69
78.767
33,47
84.903
30,48
120.497
35,64
83.838
29,14
133.441
525
0,34
450
0,24
787
0,33
711
0,26
805
0,24
974
0,34
960
0,25
35,25 Time Deposits 35,00 Rupiah
-
-
-
-
46.523
19,77
37.513
13,47
66.627
19,71
40.872
14,21
67.066
17,59
Valas
-
-
-
-
673
0,29
468
0,17
722
0,21
854
0,30
980
0,26
-
-
-
-
-
-
14.335
6,09
12.214
4,39
26.049
7,70
12.263
4,26
14.761
3,87
Valas
-
-
-
-
51
0,02
14
0,01
26
0,01
5
0,00
36
0,01
-
-
-
-
-
-
12.559
5,34
13.495
4,84
11.983
3,54
16.389
5,70
15.647
4,10
Valas
-
-
-
-
5
0,00
27
0,01
7
0,00
84
0,03
17
0,00
-
Foreign Exchange Rupiah Foreign Exchange - Periode 6 Month
Rupiah - Jangka Waktu >= 12 bulan
Rupiah - Periode 3 Month
Rupiah - Jangka Waktu 6 bulan
Valas
Foreign Exchange - Periode 1 Month
Rupiah - Jangka Waktu 3 bulan
Rupiah
Foreign Exchange
19,82 Saving 19,81 Rupiah 0,01 Foreign Exchange
- Jangka Waktu 1 bulan
Total DPK
Items
(Composition to Total Third Party Funds) (%)
-
Rupiah Foreign Exchange - Periode >= 12 Month
Rupiah
-
-
-
-
5.349
2,27
21.682
7,78
15.838
4,68
14.314
0,01
14.510
3,81
Rupiah
Valas
-
-
-
-
59
0,03
203
0,07
51
0,01
32
100,00
31
0,01
Foreign Exchange
152.251
100,00
183.624
100,00
235.348
100,00
278.535
100,00
338.089
100,00
287.709
100,00
381.311
151.425
99,46
182.685
99,49
234.179
99,50
277.555
99,65
336.591
99,56
286.021
99,41
379.981
826
0,54
939
0,51
1.169
0,50
980
0,35
1.498
0,44
1.688
0,59
1.331
100,00 Total Third Party Funds 99,65 Rupiah 0,35 Foreign Exchange
45
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.43 Komposisi Dana Pihak Ketiga Bank Campuran
(Composition of Third Party Funds of Joint Venture Banks) Miliar Rp (Billion Rp) Desember 2009
Keterangan
Nominal
Desember 2010
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Desember 2011
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Desember 2012
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Juni 2013
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Desember 2013
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Juni 2014
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Komposisi thd Total DPK (%)
Items
(Composition to Total Third Party Funds) (%)
21.472
22,66
22.280
22,70
25.396
22,57
34.508
26,05
33.458
23,11
44.293
26,92
38.128
7.136
7,53
7.984
8,13
9.485
8,43
12.226
9,23
13.454
9,29
16.744
10,18
13.814
14.336
15,13
14.295
14,56
15.912
14,14
22.282
16,82
20.004
13,82
27.549
16,74
24.314
15,00
7.418
7,83
14.507
14,78
18.503
16,44
19.292
14,57
20.680
14,29
23.245
14,13
22.004
Rupiah
3.983
4,20
6.156
6,27
8.402
7,47
8.529
6,44
8.467
5,85
10.268
6,24
9.420
Valas
3.436
3,63
8.351
8,51
10.101
8,98
10.763
8,13
12.213
8,44
12.978
7,89
12.585
13,58 Saving 5,81 Rupiah 7,76 Foreign Exchange
Giro Rupiah Valas Tabungan
23,53 Demand Deposits 8,52 Rupiah
Foreign Exchange
65.871
69,51
61.374
62,52
68.642
60,99
78.654
59,38
90.618
62,60
96.995
58,95
101.936
Rupiah
43.203
45,59
40.151
40,90
44.532
39,57
47.948
36,20
55.973
38,67
53.835
32,72
57.237
62,90 Time Deposits 35,32 Rupiah
Valas
22.668
23,92
21.223
21,62
24.110
21,42
30.706
23,18
34.645
23,93
43.160
26,23
44.699
27,58
Simpanan Berjangka
Rupiah
-
-
-
-
27.920
24,81
26.748
20,19
30.016
20,74
33.557
20,40
30.845
19,03
Valas
-
-
-
-
15.002
13,33
20.389
15,39
21.741
15,02
28.477
17,31
26.066
16,08
Rupiah Foreign Exchange - Periode 3 Month
- Jangka Waktu 3 bulan Rupiah
-
-
-
-
8.971
7,97
9.285
7,01
13.792
9,53
11.791
7,17
13.494
8,33
Valas
-
-
-
-
3.725
3,31
3.964
2,99
4.507
3,11
4.910
2,98
8.536
5,27
Rupiah Foreign Exchange - Periode 6 Month
- Jangka Waktu 6 bulan Rupiah
-
-
-
-
4.539
4,03
6.842
5,17
6.755
4,67
5.146
3,13
8.863
5,47
Valas
-
-
-
-
3.062
2,72
4.743
3,58
6.087
4,20
7.141
4,34
5.528
3,41
Rupiah Foreign Exchange - Periode >= 12 Month
- Jangka Waktu >= 12 bulan Rupiah
-
-
-
-
3.102
2,76
5.073
3,83
5.410
3,74
3.341
2,03
4.034
2,49
Rupiah
Valas
-
-
-
-
2.321
2,06
1.611
1,22
2.310
1,60
2.632
1,60
4.569
2,82
Foreign Exchange
94.761
100,00
98.161
100,00
112.541
100,00
132.454
100,00
144.756
100,00
164.533
100,00
162.069
Rupiah
54.321
57,32
54.292
55,31
62.418
55,46
68.704
51,87
77.894
53,81
80.847
49,14
80.471
Valas
40.440
42,68
43.869
44,69
50.123
44,54
63.751
48,13
66.862
46,19
83.686
50,86
81.597
Total DPK
Foreign Exchange - Periode 1 Month
- Jangka Waktu 1 bulan
100,00 Total Third Party Funds 49,65 Rupiah 50,35 Foreign Exchange
46
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.44 Komposisi Dana Pihak Ketiga Bank Asing
(Composition of Third Party Funds of Foreign Owned Banks) Miliar Rp (Billion Rp) Desember 2009
Keterangan
Nominal
Giro Rupiah Valas Tabungan
Desember 2010
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Desember 2011
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Desember 2012
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Juni 2013
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Desember 2013
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Juni 2014
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
51.854
44,10
58.886
47,35
67.199
47,49
77.405
49,80
87.011
53,21
95.338
54,98
95.343
19.242
16,36
24.689
19,85
27.683
19,56
32.996
21,23
37.764
23,09
36.873
21,27
40.256
56,15 Demand Deposits 23,71 Rupiah
32.612
27,73
34.197
27,49
39.516
27,93
44.409
28,57
49.247
30,11
58.465
33,72
55.088
32,44
14,63
19.038
15,31
18.721
13,23
20.715
13,33
19.628
12,00
21.050
12,14
21.663
12,76 Saving 4,13 Rupiah 8,63 Foreign Exchange
6.222
5,29
6.768
5,44
7.195
5,09
7.858
5,06
7.399
4,52
6.713
3,87
7.012
10.982
9,34
12.270
9,87
11.526
8,15
12.857
8,27
12.228
7,48
14.336
8,27
14.651
Simpanan Berjangka
48.537
41,28
46.452
37,35
55.572
39,28
57.310
36,87
56.897
34,79
57.008
32,88
52.795
Rupiah
32.267
27,44
34.265
27,55
38.522
27,23
39.133
25,18
41.432
25,34
41.111
23,71
37.434
Valas
16.270
13,84
12.187
9,80
17.050
12,05
18.176
11,69
15.464
9,46
15.897
9,17
15.360
9,05
-
-
-
-
25.177
17,79
25.315
16,29
26.262
16,06
25.022
14,43
19.664
11,58
Valas
-
-
-
-
12.382
8,75
12.011
7,73
10.337
6,32
11.660
6,72
11.184
6,59
-
-
-
-
9.237
6,53
8.962
5,77
8.308
5,08
11.553
6,66
11.230
6,61
Valas
-
-
-
-
2.987
2,11
3.673
2,36
3.459
2,11
2.397
1,38
2.136
1,26
-
Foreign Exchange Rupiah Foreign Exchange - Periode 6 Month
Rupiah
-
-
-
-
2.654
1,88
3.110
2,00
4.864
2,97
3.107
1,79
4.782
2,82
Valas
-
-
-
-
1.010
0,71
1.910
1,23
1.125
0,69
1.188
0,69
1.367
0,80
-
- Jangka Waktu >= 12 bulan
Rupiah - Periode 3 Month
Rupiah - Jangka Waktu 6 bulan
Foreign Exchange - Periode 1 Month
Rupiah - Jangka Waktu 3 bulan
Foreign Exchange
31,09 Time Deposits 22,05 Rupiah
-
- Jangka Waktu 1 bulan
Rupiah Foreign Exchange - Periode >= 12 Month
Rupiah
-
-
-
-
1.453
1,03
1.746
1,12
1.999
1,22
1.429
0,82
1.758
1,04
Rupiah
Valas
-
-
-
-
670
0,47
583
0,38
543
0,33
651
0,38
673
0,40
Foreign Exchange
117.594
100,00
124.376
100,00
141.491
100,00
155.430
100,00
163.536
100,00
173.395
100,00
169.801
Rupiah
57.731
49,09
65.722
52,84
73.399
51,88
79.987
51,46
86.595
52,95
84.697
48,85
84.703
Valas
59.864
50,91
58.653
47,16
68.092
48,12
75.443
48,54
76.940
47,05
88.698
51,15
85.099
Total DPK
Items
17.203
Valas
Rupiah
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
100,00 Total Third Party Funds 49,88 Rupiah 50,12 Foreign Exchange
47
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.45 Komposisi DPK Bank Umum Berdasarkan Lokasi Penghimpunan Dana Juni 2014 ( Composition of Third Party Funds of Commercial Banks Based on Location - June 2014) Miliar Rp (Billion Rp) Giro
Tabungan
Deposito
Total DPK
(Demand Deposits)
(Saving Deposits)
(Time Deposits)
(Total Third Party Funds)
Lokasi
Valas (Foreign
Rupiah
Exchange)
Valas (Foreign
Rupiah
Exchange)
Valas (Foreign
Rupiah
Exchange)
Valas (Foreign
Rupiah
Exchange)
Pangsa Thd Total DPK (%)
Location
(Portion to Total Third Party (%)
Total
1. Jawa Barat
50.816
8.998
121.838
6.145
117.615
12.130
290.270
27.273
317.542
8,28
1. Jawa Barat
2. Banten
21.179
5.138
36.578
2.090
45.114
5.161
102.871
12.389
115.260
3,01
2. Banten
302.865
204.898
287.010
52.139
850.681
215.480
1.440.556
472.516
1.913.072
49,89
5.158
588
19.791
486
12.473
486
37.422
1.560
38.982
1,02
4. D.I Yogyakarta
5. Jawa Tengah
27.313
2.884
84.126
2.829
56.771
4.498
168.210
10.211
178.421
4,65
5. Jawa Tengah
6. Jawa Timur
50.189
10.254
139.380
8.193
130.337
12.393
319.905
30.839
350.744
9,15
6. Jawa Timur
7. Bengkulu
2.657
47
4.371
29
1.812
22
8.840
98
8.939
0,23
7. Bengkulu
8. Jambi
3.708
344
10.776
194
7.182
104
21.666
641
22.307
0,58
8. Jambi
9. Aceh
7.989
92
11.173
87
6.772
122
25.934
302
26.236
0,68
24.281
5.249
60.712
3.544
59.339
13.445
144.332
22.238
166.571
4,34
10. Sumatera Utara
3. DKI Jakarta 4. D.I Yogyakarta
10. Sumatera Utara
3. DKI Jakarta
9. Aceh
5.862
484
13.132
233
9.697
141
28.691
858
29.548
0,77
11. Sumatera Barat
15.623
1.240
26.287
650
16.550
445
58.461
2.335
60.795
1,59
12. Riau
14. Sumatera Selatan
8.816
1.812
23.746
1.068
19.448
739
52.010
3.619
55.629
1,45
14. Sumatera Selatan
15. Bangka Belitung
2.055
497
6.669
107
3.880
79
12.604
682
13.286
0,35
15. Bangka Belitung
13. Kepulauan Riau
7.804
6.617
13.365
2.556
6.013
3.443
27.182
12.615
39.798
1,04
13. Kepulauan Riau
16. Lampung
6.566
549
13.943
321
6.751
228
27.260
1.098
28.358
0,74
16. Lampung
17. Kalimantan Selatan
9.892
888
18.239
418
9.244
227
37.375
1.533
38.908
1,01
17. Kalimantan Selatan
18. Kalimantan Barat
7.611
509
19.242
486
10.586
214
37.439
1.209
38.648
1,01
18. Kalimantan Barat
19. Kalimantan Timur
19.995
3.119
32.953
2.180
26.302
3.131
79.250
8.430
87.680
2,29
19. Kalimantan Timur
20. Kalimantan Tengah
5.658
256
8.419
70
4.033
60
18.109
386
18.495
0,48
20. Kalimantan Tengah
21. Sulawesi Tengah
3.436
42
6.811
52
2.310
25
12.557
119
12.676
0,33
21. Sulawesi Tengah
22. Sulawesi Selatan
10.525
853
32.723
580
17.880
764
61.128
2.196
63.325
1,65
22. Sulawesi Selatan
3.580
244
8.087
467
6.815
263
18.481
974
19.455
0,51
23. Sulawesi Utara
662
3
1.822
15
1.102
29
3.586
47
3.633
0,09
24. Gorontalo
25. Sulawesi Barat
1.136
1
1.825
1
308
0
3.268
2
3.270
0,09
25. Sulawesi Barat
26. Sulawesi Tenggara
3.778
30
5.881
90
2.371
17
12.030
136
12.166
0,32
26. Sulawesi Tenggara
27. Nusa Tenggara Barat
2.965
79
8.194
131
4.511
56
15.670
267
15.936
0,42
27. Nusa Tenggara Barat
11.238
2.591
28.535
2.424
20.885
826
60.659
5.842
66.500
1,73
28. Bali
29. Nusa Tenggara Timur
5.470
46
8.481
87
4.670
37
18.621
170
18.791
0,49
29. Nusa Tenggara Timur
30. Maluku
2.659
36
4.515
44
2.938
51
10.112
131
10.243
0,27
30. Maluku
12.066
403
12.226
214
7.649
113
31.941
729
32.670
0,85
31. Papua
32. Maluku Utara
1.455
55
2.808
13
1.013
12
5.276
80
5.356
0,14
32. Maluku Utara
33. Papua Barat
5.227
15
4.199
76
1.966
53
11.392
143
11.535
0,30
33. Papua Barat
14
2.876
34
1.108
36
5.657
83
9.642
9.725
0,25
34. Lainnya
650.249
261.736
1.077.892
89.125
1.475.053
280.448
3.203.193
631.309
3.834.503
100
11. Sumatera Barat 12. Riau
23. Sulawesi Utara 24. Gorontalo
28. Bali
31. Papua
34. Lainnya Total
Total
48
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.46 Penghimpunan DPK Bank Umum Berdasarkan Lokasi Bank Penghimpun Dana
(Third Party Funds of Commercial Banks Based on Location of Deposits) Miliar Rp (Billion Rp) 2012
2013
2014
Location
Lokasi Des
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Des
Jan
Feb
Mar
Apr
Mei
Jun
262.433
259.343
262.286
272.114
275.893
277.335
274.398
285.343
290.483
288.858
88.496
89.148
89.124
90.876
91.753
92.411
96.176
99.023
101.458
100.998
292.379
300.671
294.968
295.809
295.610
312.220
307.020
317.542
1. Jawa Barat
100.665
105.532
104.964
108.104
111.463
112.798
113.167
115.260
1.629.585
1.612.813
1.636.099
1.659.401
1.707.249
1.707.728
1.723.701
1.749.024
1.769.512
2. Banten
1.776.536
1.796.490
1.860.446
1.805.368
1.807.808
1.820.117
1.851.159
1.906.685
1.913.072
32.501
32.739
33.086
33.597
33.738
34.199
34.597
35.237
36.087
36.188
36.678
37.073
37.116
37.309
37.529
37.983
38.211
38.982
5. Jawa Tengah
145.257
144.314
146.362
148.214
149.491
152.013
153.896
156.054
162.827
160.723
164.096
167.398
165.445
167.353
168.737
172.626
173.434
178.421
6. Jawa Timur
292.224
290.282
293.347
296.088
298.121
300.502
5. Jawa Tengah
302.910
307.466
317.370
315.772
324.152
335.308
333.362
333.588
332.446
338.059
340.315
350.744
7.368
7.458
7.569
7.895
7.831
6. Jawa Timur
8.070
8.165
8.115
8.379
8.229
8.222
7.680
7.841
7.908
7.997
8.435
8.551
8.939
8. Jambi
17.945
18.336
18.376
18.741
18.458
19.155
18.579
18.367
19.521
19.478
19.378
19.415
19.667
19.834
20.069
20.442
21.072
22.307
9. Aceh
21.969
21.807
21.788
24.085
23.681
23.736
22.995
22.328
26.141
25.092
26.211
24.263
23.701
23.544
23.234
25.719
25.415
26.236
10. Sumatera Utara
139.259
137.114
137.289
136.560
135.615
139.131
137.291
140.796
147.985
146.517
147.898
155.204
156.039
156.675
157.493
160.206
163.019
166.571
10. Sumatera Utara
11. Sumatera Barat
25.623
12. Riau
52.243
25.793
26.405
26.589
26.335
25.906
25.914
26.045
26.780
26.977
27.070
26.281
26.639
27.076
27.487
28.191
28.428
29.548
11. Sumatera Barat
53.216
52.754
54.797
53.913
55.990
55.243
54.145
56.878
56.425
55.581
55.524
54.279
54.201
54.466
54.267
56.719
60.795
13. Sumatera Selatan*)
12. Riau
54.244
53.276
53.011
53.803
52.443
53.982
52.643
51.422
53.833
53.226
52.833
53.688
52.808
52.798
52.315
52.684
53.021
55.629
13. Sumatera Selatan
14. Bangka Belitung
12.172
12.774
12.612
12.739
12.429
12.663
12.264
12.283
12.693
12.424
12.310
11.828
12.063
12.336
12.239
12.422
12.944
13.286
14. Bangka Belitung
15. Kepulauan Riau*)
28.804
30.157
30.406
31.575
31.493
32.289
32.823
33.690
35.589
35.235
36.243
38.392
37.739
37.402
36.701
37.859
37.765
39.798
15. Kepulauan Riau
16. Lampung
22.612
22.835
23.201
23.722
23.951
24.349
24.137
24.363
25.525
25.892
26.118
25.642
25.609
25.753
25.854
26.716
26.756
28.358
16. Lampung
17. Kalimantan Selatan
34.118
34.286
34.489
35.290
35.254
35.795
35.255
34.480
36.299
36.011
36.117
36.447
36.606
36.869
36.503
36.917
37.606
38.908
17. Kalimantan Selatan
18. Kalimantan Barat
32.000
31.834
32.407
32.849
33.243
33.509
33.921
33.578
34.720
34.831
35.466
36.273
35.920
36.254
36.407
37.432
37.671
38.648
18. Kalimantan Barat
19. Kalimantan Timur
79.992
82.410
82.037
84.299
82.534
85.228
84.958
83.557
88.869
86.432
85.001
85.407
82.326
80.807
80.152
78.765
83.051
87.680
19. Kalimantan Timur
20. Kalimantan Tengah
14.285
15.016
15.497
15.841
15.843
16.247
16.164
15.908
16.738
16.534
16.245
16.023
16.003
16.139
16.575
16.785
17.376
18.495
20. Kalimantan Tengah
21. Sulawesi Tengah
10.022
10.115
10.442
10.745
10.837
10.924
10.927
10.704
11.364
11.273
11.280
11.330
11.498
11.672
11.877
12.190
12.236
12.676
21. Sulawesi Tengah
22. Sulawesi Selatan
54.453
53.157
53.884
54.292
54.212
55.320
55.636
56.464
58.924
58.841
59.753
61.163
60.292
60.287
59.902
61.265
61.069
63.325
22. Sulawesi Selatan
23. Sulawesi Utara
16.407
16.122
16.402
16.803
16.837
16.963
17.152
17.039
17.626
17.537
17.720
17.481
17.638
17.681
17.891
18.405
18.628
19.455
23. Sulawesi Utara
24. Gorontalo*)
2.990
3.064
3.162
3.233
3.196
3.178
3.186
3.112
3.361
3.340
3.331
3.100
3.288
3.338
3.412
3.572
3.503
3.633
24. Gorontalo
25. Sulawesi Barat*)
2.585
2.635
2.725
2.848
2.837
2.886
2.880
2.875
3.065
3.129
3.185
2.868
3.016
2.987
2.991
3.121
3.198
3.270
25. Sulawesi Barat
26. Sulawesi Tenggara*)
9.870
10.235
10.578
10.906
10.985
10.854
10.738
10.780
11.284
11.502
11.665
11.033
11.311
11.559
11.502
11.890
11.850
12.166
26. Sulawesi Tenggara
27. Nusa Tenggara Barat
12.734
12.619
12.749
13.743
13.502
13.378
13.588
13.511
14.318
14.442
14.648
14.445
14.607
14.430
14.451
15.255
15.276
15.936
27. Nusa Tenggara Barat
28. Bali
54.948
55.297
55.982
56.344
56.645
57.840
59.042
60.237
62.259
62.329
63.616
64.234
64.223
64.339
63.896
64.878
64.996
66.500
28. Bali
29. Nusa Tenggara Timur
14.884
15.179
15.351
15.594
15.602
15.836
15.906
15.546
15.923
16.251
16.694
16.402
16.924
16.940
17.078
17.806
17.847
18.791
29. Nusa Tenggara Timur
8.340
8.410
8.504
8.661
8.720
8.724
8.790
8.713
9.061
9.076
9.359
9.379
9.613
9.549
9.533
9.675
9.971
10.243
30. Maluku
27.148
26.702
26.162
28.160
28.247
28.647
30.104
29.791
30.065
29.567
30.255
29.424
29.322
29.377
29.047
31.400
31.887
32.670
31. Papua
32. Maluku Utara
4.425
4.779
4.793
4.923
4.847
4.744
4.729
4.757
4.923
4.823
5.012
4.831
5.203
5.086
5.080
5.093
5.143
5.356
33. Papua Barat
8.284
8.968
8.871
8.995
8.811
9.607
9.173
9.996
10.474
10.176
10.091
10.906
10.649
10.288
10.134
10.060
10.363
11.535
34. Lainnya
4.976
5.107
5.387
5.030
5.113
5.133
5.048
5.457
5.856
6.228
7.602
8.876
8.650
8.519
7.875
8.468
9.283
9.725
3.225.198
3.207.342
3.243.136
3.299.350
3.349.660
3.374.272
3.392.927
3.440.207
3.526.188
3.520.890
3.563.362
3.663.968
3.594.697
3.603.620
3.618.061
3.694.765
3.763.474
3.834.503
1. Jawa Barat 2. Banten 3. DKI Jakarta 4. D.I Yogyakarta
7. Bengkulu
30. Maluku 31. Papua
Total
Nov
3. DKI Jakarta 4. D.I Yogyakarta
7. Bengkulu 8. Jambi 9. Aceh
32. Maluku Utara 33. Papua Barat 34. Others
Total
49
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.47 Suku Bunga Rata-rata DPK Bank Umum
(Average of Interest Rate of Third Party Funds of Commercial Banks) Persen (Percent) 2012
2013
2014
Items
Keterangan Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun Demand Deposits
Giro Rupiah
2,12
2,17
2,14
2,16
2,19
2,13
2,17
2,10
2,14
2,15
2,16
2,15
2,12
2,12
2,18
2,23
2,21
2,30
2,32
Valas
0,37
0,34
0,34
0,34
0,36
0,36
0,36
0,36
0,37
0,38
0,36
0,38
0,42
0,38
0,37
0,37
0,38
0,39
0,36
- Rupiah - Foreign Exchange Saving
Tabungan Rupiah
1,91
1,88
1,87
1,86
1,86
1,98
1,99
1,98
1,99
1,99
1,98
1,98
2,01
2,00
2,00
2,00
2,01
1,88
1,88
Valas
0,34
0,33
0,32
0,30
0,30
0,32
0,33
0,33
0,31
0,31
0,30
0,31
0,32
0,30
0,29
0,29
0,30
0,31
0,27
- Rupiah - Foreign Exchange Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln Rupiah
5,59
5,54
5,56
5,48
5,45
5,48
5,55
5,87
6,13
6,67
6,99
7,20
7,72
7,77
7,87
7,96
8,03
8,19
8,34
Valas
1,57
1,55
1,58
1,50
1,49
1,42
1,42
1,52
1,57
1,63
1,69
1,76
1,81
1,90
1,92
1,90
1,92
1,80
1,85
Rupiah Foreign Exchange - 3 Month Time Deposits
- Simpanan Berjangka 3 bln Rupiah
5,90
5,97
6,00
5,91
5,90
5,90
5,89
6,11
6,28
6,63
7,13
7,53
8,03
8,38
8,58
8,65
8,79
9,06
9,28
Valas
1,91
1,95
2,01
2,05
2,07
1,92
1,69
2,02
1,81
1,80
1,87
2,20
2,26
2,28
2,41
2,34
2,41
2,35
2,37
Rupiah Foreign Exchange - 6 Month Time Deposits
- Simpanan Berjangka 6 bln Rupiah
6,04
6,05
6,09
6,06
6,07
6,06
6,06
6,17
6,27
6,51
6,83
7,07
7,37
7,70
8,07
8,24
8,53
8,86
9,02
Valas
2,33
2,29
2,26
2,31
2,32
2,29
2,17
2,39
2,23
2,24
2,20
2,18
2,17
2,18
2,17
2,14
2,19
2,27
2,25
Rupiah Foreign Exchange - 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln Rupiah
6,05
5,99
5,88
5,82
5,79
5,77
5,88
5,92
6,11
6,34
6,54
6,95
7,14
7,19
7,33
7,52
7,83
8,18
8,36
Rupiah
Valas
1,97
2,02
2,09
2,15
2,08
2,10
2,02
2,16
2,09
2,09
2,11
2,07
2,07
2,08
2,11
2,23
2,21
2,25
2,26
Foreign Exchange
50
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.48 Suku Bunga Rata-rata DPK Bank Persero
(Average of Interest Rate of Third Party Funds of State Owned Banks) Persen (Percent) 2012
2013
2014
Items
Keterangan Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun Demand Deposits
Giro Rupiah
2,08
2,03
1,93
1,90
2,03
1,92
2,08
1,96
2,06
1,92
2,04
1,89
2,00
1,88
2,03
1,95
2,04
2,12
2,16
Valas
0,15
0,17
0,18
0,17
0,19
0,25
0,24
0,21
0,21
0,20
0,21
0,25
0,18
0,18
0,19
0,17
0,19
0,16
0,18
- Rupiah - Foreign Exchange Saving
Tabungan Rupiah
1,59
1,56
1,56
1,57
1,56
1,55
1,57
1,55
1,57
1,59
1,57
1,57
1,58
1,56
1,57
1,58
1,57
1,57
1,59
Valas
0,22
0,22
0,22
0,22
0,22
0,22
0,22
0,23
0,22
0,22
0,22
0,22
0,22
0,22
0,22
0,22
0,22
0,22
0,22
- Rupiah - Foreign Exchange Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln Rupiah
5,23
5,17
5,11
5,09
5,03
5,00
5,23
5,36
5,72
6,22
6,52
6,69
7,16
7,22
7,38
7,55
7,72
7,61
7,90
Valas
0,97
0,85
0,59
0,51
0,59
0,54
0,76
0,65
0,83
0,94
0,99
1,01
1,14
1,37
1,33
1,35
1,36
1,26
1,37
Rupiah Foreign Exchange - 3 Month Time Deposits
- Simpanan Berjangka 3 bln Rupiah
5,54
5,55
5,54
5,54
5,50
5,48
5,59
5,82
6,01
6,37
6,80
6,99
7,60
8,05
8,36
8,41
8,55
8,70
9,08
Valas
1,11
1,08
0,66
0,72
0,76
0,90
1,05
0,92
1,06
1,06
1,06
1,29
1,37
1,23
1,15
0,87
1,09
1,14
1,13
Rupiah Foreign Exchange - 6 Month Time Deposits
- Simpanan Berjangka 6 bln Rupiah
5,53
5,54
5,53
5,53
5,53
5,51
5,58
5,63
5,77
6,00
6,39
6,49
6,82
7,09
7,49
7,66
7,83
8,17
8,64
Valas
1,99
1,92
1,86
1,77
1,67
1,63
1,57
1,24
1,46
1,44
1,40
1,36
1,38
1,37
1,37
1,35
1,29
1,40
1,40
Rupiah Foreign Exchange - 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln Rupiah
5,91
5,86
5,47
5,46
5,46
5,45
5,81
5,67
6,18
6,50
6,67
7,31
7,43
7,39
7,49
7,93
8,09
8,40
8,54
Rupiah
Valas
1,65
1,65
0,90
0,64
0,65
0,64
1,65
0,61
1,65
1,65
1,67
1,68
1,68
1,66
1,66
1,67
1,61
1,59
1,62
Foreign Exchange
51
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.49 Suku Bunga Rata-rata DPK BUSN Devisa
(Average of Interest Rate of Third Party Funds of Foreign Exchange Commercial Banks) Persen (Percent) 2012
2013
2014
Items
Keterangan Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun Demand Deposits
Giro Rupiah
1,91
1,92
1,90
1,92
1,90
1,89
1,90
1,88
1,91
1,91
1,88
1,91
1,95
1,96
2,04
2,08
2,00
2,13
2,06
Valas
0,50
0,47
0,47
0,46
0,47
0,46
0,50
0,51
0,53
0,55
0,53
0,53
0,62
0,56
0,54
0,53
0,55
0,60
0,54
- Rupiah - Foreign Exchange Saving
Tabungan Rupiah
2,11
2,06
2,03
2,03
2,04
2,33
2,35
2,33
2,34
2,33
2,33
2,33
2,40
2,39
2,39
2,38
2,40
2,11
2,09
Valas
0,46
0,44
0,40
0,40
0,41
0,42
0,45
0,44
0,42
0,42
0,40
0,41
0,44
0,42
0,39
0,40
0,41
0,45
0,37
- Rupiah - Foreign Exchange Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln Rupiah
5,69
5,65
5,67
5,63
5,62
5,66
5,75
6,12
6,40
6,96
7,27
7,48
7,95
8,04
8,14
8,16
8,23
8,54
8,64
Valas
1,94
1,94
1,94
1,94
1,90
1,88
1,96
2,05
2,14
2,16
2,19
2,22
2,39
2,36
2,32
2,29
2,38
2,33
2,38
Rupiah Foreign Exchange - 3 Month Time Deposits
- Simpanan Berjangka 3 bln Rupiah
5,86
5,98
5,98
5,97
5,95
5,93
5,91
6,12
6,35
6,68
7,27
7,70
8,12
8,38
8,50
8,58
8,84
9,25
9,46
Valas
2,32
2,32
2,29
2,37
2,45
2,43
2,42
2,55
2,50
2,49
2,58
2,64
2,62
2,75
2,78
2,73
2,73
2,65
2,67
Rupiah Foreign Exchange - 6 Month Time Deposits
- Simpanan Berjangka 6 bln Rupiah
5,75
5,77
5,83
5,86
5,93
5,95
5,98
6,08
6,21
6,43
6,72
6,96
7,21
7,62
7,91
8,11
8,42
8,80
8,99
Valas
2,63
2,60
2,59
2,64
2,63
2,60
2,61
2,59
2,66
2,66
2,63
2,65
2,65
2,70
2,75
2,76
2,78
2,72
2,70
Rupiah Foreign Exchange - 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln Rupiah
5,48
5,42
5,41
5,40
5,41
5,47
5,50
5,67
5,63
5,77
6,02
6,21
6,49
6,62
6,78
6,92
7,09
7,47
7,72
Rupiah
Valas
2,22
2,28
2,30
2,34
2,28
2,32
2,32
2,39
2,45
2,45
2,45
2,38
2,42
2,44
2,47
2,56
2,56
2,62
2,61
Foreign Exchange
52
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.50 Suku Bunga Rata-rata DPK BUSN Non Devisa
(Average of Interest Rate of Third Party Funds of Non-Foreign Exchange Commercial Banks) Persen (Percent) 2012
2013
2014
Items
Keterangan Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun Demand Deposits
Giro Rupiah Valas
3,25
3,16
3,02
3,37
3,26
3,18
3,15
3,05
3,43
3,33
3,55
3,33
4,48
3,73
3,78
3,51
3,65
3,99
3,84
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Valas
3,70
3,82
3,78
4,17
4,18
4,13
4,11
4,08
4,14
4,41
4,43
4,33
4,33
4,27
4,22
4,23
4,33
4,23
4,33
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
6,90
6,78
6,62
5,83
5,75
5,78
5,78
5,98
6,28
7,02
7,29
7,65
8,50
8,27
8,05
8,51
8,14
9,46
9,55
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Valas
7,22
7,21
7,05
6,25
6,26
6,28
6,40
6,55
6,68
7,04
7,31
7,86
8,55
8,91
9,16
9,25
9,15
9,91
9,97
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Valas
7,45
7,50
7,47
7,40
7,35
7,32
7,32
7,39
7,47
7,85
8,14
8,39
8,88
9,28
9,52
9,35
9,98
10,32
10,32
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Valas
Rupiah Foreign Exchange
Rupiah Foreign Exchange - 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln Rupiah
Foreign Exchange
- 6 Month Time Deposits
- Simpanan Berjangka 6 bln Rupiah
Rupiah
- 3 Month Time Deposits
- Simpanan Berjangka 3 bln Rupiah
- Foreign Exchange
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln
Valas
- Rupiah
Time Deposits
Simpanan Berjangka
Rupiah
- Foreign Exchange Saving
Tabungan Rupiah
- Rupiah
7,67
7,62
7,50
7,21
7,18
7,11
7,18
7,08
7,31
7,52
7,66
8,00
8,40
8,68
8,69
6,46
9,02
9,51
9,65
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Rupiah Foreign Exchange
53
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.51 Suku Bunga Rata-rata DPK Bank Pembangunan Daerah
(Average of Interest Rate of Third Party Funds of Regional Development Banks) Persen (Percent) 2012
2013
2014
Items
Keterangan Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun Demand Deposits
Giro Rupiah
2,67
2,89
2,89
2,87
2,80
2,72
2,74
2,67
2,68
2,72
2,67
2,68
2,44
2,72
2,72
2,77
2,74
2,77
2,80
Valas
0,47
0,51
0,30
0,33
0,35
0,42
0,44
0,38
0,37
0,40
0,40
0,40
0,44
0,50
0,51
0,42
0,62
0,46
0,46
- Rupiah - Foreign Exchange Saving
Tabungan Rupiah
2,54
2,55
2,54
2,46
2,40
2,38
2,37
2,32
2,31
2,30
2,28
2,27
2,31
2,30
2,30
2,36
2,33
2,23
2,22
Valas
0,58
0,57
0,57
0,58
0,58
0,57
0,59
0,60
0,58
0,61
0,60
0,56
0,56
0,56
0,57
0,56
0,59
0,56
0,56
- Rupiah - Foreign Exchange Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln Rupiah
6,08
5,89
5,86
5,82
5,78
5,77
5,78
5,89
6,15
6,38
6,79
6,91
7,76
7,77
7,97
8,07
8,12
7,71
7,74
Valas
2,11
2,05
1,60
1,86
2,01
1,93
1,82
1,96
1,90
2,12
2,22
2,16
2,66
2,73
3,02
2,75
2,72
2,43
2,59
Rupiah Foreign Exchange - 3 Month Time Deposits
- Simpanan Berjangka 3 bln Rupiah
6,57
6,58
6,52
6,21
6,33
6,35
6,31
6,36
6,42
6,77
7,01
7,37
8,06
8,72
9,01
9,01
8,81
8,58
8,51
Valas
1,40
1,45
1,41
1,34
1,01
1,55
1,35
1,41
1,28
1,79
1,81
1,91
1,06
1,10
2,65
2,38
1,11
1,13
1,61
Rupiah Foreign Exchange - 6 Month Time Deposits
- Simpanan Berjangka 6 bln Rupiah
6,76
6,61
6,55
6,46
6,44
6,48
6,39
6,42
6,63
6,88
7,08
7,42
7,73
7,90
8,49
8,65
8,83
9,25
9,07
Valas
1,69
1,49
1,47
1,32
1,01
1,01
1,04
1,18
1,24
1,28
1,29
1,37
1,91
1,86
1,16
0,99
1,01
1,00
1,21
Rupiah Foreign Exchange - 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln Rupiah
6,96
6,85
6,77
6,67
6,64
6,55
6,54
6,48
6,57
6,80
7,03
7,13
7,31
7,45
7,72
7,84
8,24
8,46
8,58
Rupiah
Valas
0,96
1,08
1,03
1,05
1,04
1,12
1,13
1,05
1,03
1,05
1,05
1,08
1,07
1,11
1,10
1,16
1,19
1,08
1,12
Foreign Exchange
54
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.52 Suku Bunga Rata-rata DPK Bank Campuran
(Average of Interest Rate of Third Party Funds of Joint Venture Banks) Persen (Percent) 2012
2013
2014
Items
Keterangan Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun Demand Deposits
Giro Rupiah
1,70
1,68
1,57
1,62
1,77
1,93
1,60
1,80
1,62
1,92
1,94
1,99
1,57
1,51
1,40
2,24
1,81
1,91
1,97
Valas
0,55
0,56
0,53
0,51
0,59
0,45
0,44
0,43
0,52
0,48
0,47
0,55
0,56
0,53
0,52
0,61
0,70
0,64
0,58
- Rupiah - Foreign Exchange Saving
Tabungan Rupiah
2,14
2,20
2,22
2,24
2,24
2,24
2,17
2,08
1,99
2,10
1,97
1,97
1,92
1,86
2,10
1,90
2,11
2,18
2,11
Valas
0,19
0,18
0,21
0,15
0,20
0,23
0,21
0,21
0,21
0,20
0,19
0,23
0,21
0,21
0,20
0,18
0,19
0,17
0,17
- Rupiah - Foreign Exchange Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln Rupiah
5,66
5,56
5,59
5,65
5,67
5,61
5,79
6,07
6,27
6,90
7,20
7,49
7,93
7,75
8,06
8,36
8,20
8,20
8,47
Valas
2,05
1,99
2,01
1,99
1,94
1,81
1,82
1,82
1,88
1,93
1,99
2,03
2,07
2,05
2,04
2,15
1,84
1,73
1,74
Rupiah Foreign Exchange - 3 Month Time Deposits
- Simpanan Berjangka 3 bln Rupiah
6,17
6,11
6,17
6,16
6,20
6,24
6,25
6,43
6,63
6,88
7,36
8,01
8,49
8,77
8,84
8,87
9,05
9,12
9,11
Valas
1,71
1,76
1,78
1,78
1,72
1,65
1,68
1,84
1,82
1,94
1,97
1,95
2,00
1,95
2,04
2,20
2,22
2,21
2,28
Rupiah Foreign Exchange - 6 Month Time Deposits
- Simpanan Berjangka 6 bln Rupiah
6,64
6,57
6,52
6,37
6,15
6,04
6,02
6,14
6,23
6,30
6,66
7,23
7,73
8,27
8,73
9,07
9,08
9,21
9,17
Valas
2,65
2,67
2,62
2,60
2,61
2,53
2,59
2,54
2,53
2,71
2,69
2,70
2,72
2,75
2,65
2,46
2,38
2,40
2,18
Rupiah Foreign Exchange - 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln Rupiah
6,76
6,80
6,79
6,78
6,77
6,72
6,72
6,71
6,70
6,75
6,76
6,80
7,12
7,22
7,33
7,37
7,76
8,27
8,53
Rupiah
Valas
2,24
2,27
2,21
2,33
2,34
2,22
2,23
2,27
2,26
2,35
2,39
2,41
2,37
2,35
2,27
2,50
2,49
2,67
2,62
Foreign Exchange
55
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.53 Suku Bunga Rata-rata DPK Bank Asing
(Average of Interest Rate of Third Party Funds of Foreign Owned Banks) Persen (Percent) 2012
2013
2014
Items
Keterangan Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun Demand Deposits
Giro Rupiah
1,71
1,66
1,48
1,68
1,91
1,75
1,61
1,79
1,77
1,91
2,40
2,72
2,92
2,21
2,04
2,29
2,09
1,84
2,20
Valas
0,52
0,40
0,32
0,41
0,38
0,42
0,40
0,35
0,40
0,36
0,33
0,38
0,37
0,33
0,30
0,30
0,24
0,20
0,20
- Rupiah - Foreign Exchange Saving
Tabungan Rupiah
1,17
1,18
1,08
1,08
1,09
1,04
1,01
1,02
1,14
1,14
1,19
1,21
1,16
1,11
1,17
1,19
1,14
1,18
1,12
Valas
0,24
0,23
0,35
0,13
0,13
0,16
0,17
0,15
0,15
0,14
0,14
0,14
0,14
0,12
0,12
0,11
0,11
0,10
0,11
- Rupiah - Foreign Exchange Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln Rupiah
4,52
4,47
4,46
4,60
4,52
4,57
4,70
5,21
5,71
6,48
6,93
6,99
7,20
7,32
7,50
7,26
7,18
6,88
6,63
Valas
1,57
1,50
1,09
1,04
0,65
0,66
0,41
0,51
0,52
0,60
0,59
0,48
0,83
0,67
0,75
0,59
0,59
0,58
0,54
Rupiah Foreign Exchange - 3 Month Time Deposits
- Simpanan Berjangka 3 bln Rupiah
5,06
5,09
5,20
5,16
4,86
4,85
4,89
5,22
5,60
6,27
7,33
7,94
8,24
8,52
8,71
8,75
8,68
8,65
8,63
Valas
1,65
1,65
1,66
1,49
1,32
1,53
1,32
1,38
1,29
1,36
1,26
1,27
1,21
1,25
1,33
1,30
1,25
1,20
1,19
Rupiah Foreign Exchange - 6 Month Time Deposits
- Simpanan Berjangka 6 bln Rupiah
4,90
5,36
5,41
5,42
5,29
5,20
5,35
5,42
5,46
5,67
6,38
6,72
7,18
7,62
7,99
8,28
8,60
8,71
8,76
Valas
0,90
0,89
0,89
1,16
1,12
0,99
1,00
1,04
1,13
1,18
1,18
1,13
1,01
1,01
1,01
1,02
0,96
0,99
0,96
Rupiah Foreign Exchange - 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln Rupiah
5,70
5,69
5,70
5,63
5,58
5,52
5,81
5,99
6,13
6,18
6,28
6,24
6,40
6,79
7,13
7,71
8,05
8,41
8,65
Rupiah
Valas
2,03
2,03
1,01
1,48
1,33
1,35
1,20
1,18
1,18
1,02
0,96
0,93
0,86
0,85
0,74
0,78
0,63
0,64
0,66
Foreign Exchange
56
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.54 Suku Bunga Rata-rata Kredit Bank Umum Kepada Pihak Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Average of Credit Interest Rate of Commercial Banks to Parties Non Bank Based on Industrial Origin and Non Industrial Origin Credit Recipients) Persen (Percent) Keterangan
2012 Des
2013 Feb
Mar
Apr
Mei
Jun
Jul
2014 Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
1. Pertanian, perburuan dan Kehutanan Rupiah Valas 2. Perikanan Rupiah Valas 3. Pertambangan dan Penggalian Rupiah Valas 4. Industri Pengolahan Rupiah Valas 5. Listrik, gas dan air Rupiah Valas 6. Konstruksi Rupiah Valas 7. Perdagangan Besar dan Eceran Rupiah Valas 8. Penyediaan akomodasi dan penyediaan makan minum Rupiah Valas 9. Transportasi, pergudangan dan komunikasi Rupiah Valas 10. Perantara Keuangan Rupiah Valas 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan Rupiah Valas 12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial Wajib Rupiah Valas 13. Jasa Pendidikan Rupiah Valas 14. Jasa Kesehatan dan Kegiatan Sosial Rupiah Valas 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya Rupiah Valas 16. Jasa Perorangan yang Melayani Rumah Tangga Rupiah Valas 17. Badan Internasional dan Badan Ekstra Internasional Lainnya Rupiah Valas 18. Kegiatan yang belum jelas batasannya Rupiah Valas Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal Rupiah Valas - Untuk Pemilikan Flat atau Apartemen Rupiah Valas - Untuk Pemilikan Ruko atau Rukan Rupiah Valas - Untuk Pemilikan Kendaraan Bermotor Rupiah Valas - Untuk Pemilikan Peralatan Rumah Tangga Lainnya Rupiah Valas - Bukan Lapangan Usaha Lainnya Rupiah Valas *) Angka-angka sementara r) Angka-angka diperbaiki
Items Credit Recipients Industrial Origin
Penerima Kredit Lapangan Usaha 11,32 4,59
11,28 4,76
11,34 4,78
11,32 4,47
11,30 4,47
11,11 4,51
11,24 4,68
11,29 4,75
11,41 4,50
11,60 4,47
11,74 4,43
11,78 4,44
11,87 4,43
11,93 4,41
11,93 4,63
11,94 4,39
11,86 4,60
11,92 4,43
13,37 7,36
13,28 7,31
13,34 7,23
13,31 7,25
13,20 6,92
13,32 6,60
13,36 6,57
13,28 6,54
13,26 6,58
13,31 6,65
13,37 6,70
13,51 6,63
13,61 6,66
13,80 6,77
13,82 6,70
13,81 6,66
13,75 6,61
13,85 6,42
11,29 -
11,37 -
11,52 -
11,56 -
11,54 -
11,38 -
11,53 -
11,67 -
11,88 -
12,07 -
12,12 -
11,82 -
12,22 -
12,32 -
12,37 -
12,37 -
12,31 -
12,43 -
9,98 4,24
9,97 4,16
10,00 4,10
10,01 4,09
10,01 4,07
9,96 4,08
10,22 3,99
10,25 4,02
10,56 4,08
10,73 4,09
10,90 4,08
11,01 4,10
11,11 4,20
11,19 4,06
11,24 4,31
11,31 4,13
11,47 4,31
11,54 4,18
8,93 4,68
8,25 4,72
8,67 4,69
8,54 4,69
8,41 4,69
8,34 4,68
8,37 4,67
8,81 4,71
8,75 4,65
9,00 4,71
8,96 4,73
9,59 4,21
9,47 4,21
9,28 4,20
9,56 4,34
9,63 4,37
9,68 4,52
9,98 5,18
11,49 5,60
11,34 5,80
11,31 5,70
11,24 5,36
11,31 5,27
11,23 5,08
11,33 4,99
11,53 4,98
11,66 4,86
11,86 5,04
11,98 4,94
12,08 4,93
12,03 4,94
12,10 5,02
12,16 5,04
12,21 5,00
12,27 5,13
12,44 5,24
12,67 4,84
12,64 4,84
12,56 4,81
12,56 4,87
12,67 4,90
12,73 4,89
12,88 4,88
12,73 4,92
12,91 4,86
12,99 4,85
13,14 4,86
13,21 4,87
13,31 4,82
13,33 4,84
13,33 5,07
13,42 4,86
13,62 4,99
13,48 4,95
12,05 6,17
11,97 6,25
11,94 6,13
11,88 6,11
11,81 6,18
11,74 6,16
11,88 6,15
12,00 6,14
12,18 6,18
12,28 6,30
12,43 6,30
12,55 6,29
12,65 6,24
12,68 6,17
12,69 6,17
12,73 6,16
13,05 6,15
13,12 6,01
10,54 5,04
10,60 4,97
10,50 4,82
10,44 4,86
10,32 4,89
10,15 4,82
10,38 4,86
10,46 4,73
10,65 4,66
10,82 4,71
10,92 4,74
11,08 4,73
11,19 4,71
11,23 4,71
11,26 4,57
11,37 4,56
11,58 4,89
11,72 4,79
9,69 2,28
9,61 2,26
9,58 2,20
9,58 2,15
9,53 2,12
9,36 2,15
9,56 2,14
9,67 2,14
9,92 2,16
10,13 2,12
10,35 2,12
10,47 2,07
10,56 1,96
11,38 1,96
10,71 1,84
10,76 1,82
11,18 1,86
12,47 1,93
12,12 5,85
12,05 5,91
12,02 5,95
12,01 5,74
11,99 5,90
11,99 5,88
12,15 5,95
12,22 5,99
12,27 6,08
12,36 6,06
12,39 5,95
12,47 6,08
12,52 6,10
12,55 6,09
13,10 6,11
12,65 6,13
12,20 5,88
12,22 5,93
11,95 2,84
12,02 2,81
12,04 2,94
12,03 2,80
12,00 2,77
11,91 2,82
11,89 2,85
11,90 2,85
11,95 2,72
7,52r) 2,73
7,55 2,63
4,52 2,66
7,64 2,66
7,65 3,24
7,91 3,24
11,26 3,29
11,04 3,28
11,17 3,40
14,06 9,29
14,13 9,10
14,16 9,09
13,36 8,99
13,23 8,96
13,13 8,98
13,14 9,01
13,19 8,64
13,32 9,67
13,44 10,59
12,30 5,77
12,44 6,07
12,50 6,27
12,50 6,36
12,53 6,36
12,65 5,96
14,05 6,29
14,06 6,28
12,18 5,60
12,19 6,97
12,14 6,97
12,02 6,98
11,97 6,97
11,94 6,97
12,06 6,98
12,08 6,97
12,16 6,97
12,33 6,99
12,30 6,65
12,26 6,86
12,33 6,91
12,42 6,90
12,50 6,90
12,51 6,89
12,65 6,89
12,73 6,89
12,67 5,35
13,19 5,32
12,94 5,28
12,80 5,30
12,79 5,31
12,38 5,36
14,28 5,26
14,12 5,45
13,10 5,51
13,20 5,30
13,27 5,33
13,26 5,44
13,31 5,86
13,36 5,12
13,40 5,16
13,47 5,20
13,62 4,92
13,81 4,72
16,18 -
15,83 -
15,60 -
15,45 -
15,24 -
15,08 -
14,95 -
14,90 -
14,83 -
14,83 -
14,82 -
14,71 -
14,72 -
14,67 -
14,64 -
14,57 -
15,25 -
15,35 -
9,50 2,72
9,43 2,72
9,43 2,69
9,44 2,75
9,47 2,74
9,48 2,80
9,49 2,87
9,51 2,85
9,51 2,85
9,70 2,83
9,70 2,82
9,65 2,82
9,82 2,93
9,94 2,95
9,99 4,16
10,01 2,91
10,07 2,88
10,12 2,86
11,51 4,58
12,70 4,30
12,31 4,77
12,25 4,45
12,22 4,47
7.70 3,33
8,77 3,31
9,95 4,13
10,20 4,09
10,83 4,20
10,24 3,95
10,56 4,14
11,07 4,27
14,65 4,26
14,85 4,35
14,75 3,85
22,48 5,79
15,14 30,94
10,46 6,93
10,40 6,91
10,39 6,56
10,36 6,25
10,32 6,29
10,31 6,30
10,28 5,17
10,31 4,71
10,32 6,78
10,39 6,78
10,42 6,76
10,44 6,76
10,45 6,76
10,50 6,75
10,55 6,75
10,59 6,75
10,72 6,78
10,83 6,87
8,78 6,20
8,75 6,80
8,72 6,80
8,69 6,81
8,65 6,39
9,14 6,39
9,12 6,39
9,15 6,39
9,19 6,39
9,30 6,39
9,36 6,31
9,46 6,31
9,52 6,31
9,58 6,31
9,64 6,50
9,73 6,50
9,95 6,51
10,08 6,51
9,94 7,64
9,90 8,01
9,85 8,02
9,83 6,34
9,79 6,79
9,75 7,18
9,72 6,37
9,74 9,50r)
9,78 9,51
9,87 6,23
9,93 6,23
10,02 9,15
10,04 9,03
10,11 6,23
10,21 6,23
10,28 6,23
10,06 2,53
9,82 4,75
11,33 6,70r)
11,06 6,69r)
10,93 6,68r)
10,80 6,38r)
10,68 6,38r)
10,58 6,31
10,49 6,23
10,44 6,00
10,44 6,00
10,47 2,00r)
10,50 6,75
10,50 5,29
10,60 1,87r)
10,68 0,00
10,79 24,00
10,85 0,00
11,22 0,00
11,17 0,00
14,36 4,85
14,14 4,70
14,08 4,48
14,05 4,66
13,99 4,62
14,27 4,19
14,26 4,71
14,24 4,24
14,21 4,32
14,23 4,05
14,27 4,06
14,30 4,05
14,31 3,99
14,39 3,92
14,36 3,02
14,38 3,83
14,33 2,90
14,34 3,28
18,82 4,01
17,58 4,14
18,06 4,14
17,87 4,17
18,01 3,87
17,51 3,66
17,32 4,59
17,30 4,72
17,21 2,99
17,27 3,41
17,30 3,48
17,20 3,57
17,31 3,62
17,22 3,73
17,12 3,66
17,12 4,04
17,97 3,52
17,97 3,77
r)
1. Agricultures, hunting and forestry Rupiah Foreign Exchange 2. Fisheries Rupiah Foreign Exchange 3. Mining and Quarrying Rupiah Foreign Exchange 4. Procesing industry Rupiah Foreign Exchange 5. Electricity, gas and water Rupiah Foreign Exchange 6. Construction Rupiah Foreign Exchange 7. Big and retail trade Rupiah Foreign Exchange 8. Provision of accomodation and food supply Rupiah Foreign Exchange 9. Transportation, warehousing and communications Rupiah Foreign Exchange 10. Transitional Finance Rupiah Foreign Exchange 11. Real estate, Rental Business, and services company Rupiah Foreign Exchange 12. Government administration, the defense and compulsory social security Rupiah Foreign Exchange 13. Education services Rupiah Foreign Exchange 14. Health and social services Rupiah Foreign Exchange 15. Community, Sociocultural,Entertainment and Other Individual Services Rupiah Foreign Exchange 16. Individual services which serve households Rupiah Foreign Exchange 17. Extra agency international agency and other international Rupiah Foreign Exchange 18. Business Activities which are not clearly defined Rupiah Foreign Exchange Credit Recipients Non Industrial Origin House Hold - For House Ownership Rupiah Foreign Exchange - For Apartement Ownership Rupiah Foreign Exchange - For Shop House Ownership Rupiah Foreign Exchange - For Vehicles Ownership Rupiah Foreign Exchange - Others Rupiah Foreign Exchange - Non Industrial Origin Others Rupiah Foreign Exchange *) Provisional figures r) Revised figures
57
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.55 Suku Bunga Rata-rata Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Average of Credit Interest Rate of Commercial Banks Based on Types and Orientation User) Persen (Percent) Jenis Penggunaan
2012 Des
2013 Feb
Mar
Apr
Mei
Jun
Jul
2014 Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
1. Type of Use
1. Jenis Penggunaan
- Working Capital
- Modal Kerja Rupiah Valas
11,50
11,46
11,45
11,45
11,47
11,42
11,68
11,65
11,81
11,95
12,08
12,14
12,24
12,35
12,39
12,40
12,65
12,64
4,08
4,06
3,99
3,90
3,92
3,89
3,87
4,00
3,92
3,95
3,91
3,90
3,96
3,85
3,89
3,80
3,92
4,27
11,28
11,27
11,24
11,21
11,17
11,14
11,29
11,37
11,49
11,65
11,74
11,83
11,93
11,98
12,00
12,06
12,18
12,25
Valas
5,03
4,99
4,99
4,93
4,88
4,94
4,93
5,03
4,94
4,95
4,94
4,95
4,92
4,89
5,09
4,95
5,16
5,01
Rupiah Foreign Exchange - Investments
- Investasi Rupiah
Type of Use
Rupiah Foreign Exchange - Consumption
- Konsumsi Rupiah
13,58
13,22
13,28
13,22
13,20
13,14
13,06
13,05
13,03
13,08
13,12
13,13
13,17
13,20
13,21
13,25
13,26
13,30
Rupiah
Valas 2. Orientasi Penggunaan - Ekspor Rupiah Valas - Impor Rupiah Valas - Lainnya Rupiah Valas
4,33
4,56
4,48
4,30
4,33
4,19
4,51
4,92
3,82
3,96
3,99
4,10
3,24
4,11
3,67
4,28
3,73
3,92
10,18 4,41
9,90 4,33
10,00 4,25
10,16 4,15
10,18 4,13
10,06 4,19
10,08 4,11
10,18 4,10
10,59 4,28
10,78 4,42
10,87 4,37
10,93 4,29
10,94 4,32
10,98 4,33
11,12 4,32
11,06 4,24
11,06 4,25
11,17 4,41
9,76 4,04
9,74 3,95
9,77 4,00
9,73 3,70
12,91 3,80
13,32 3,80
13,35 3,78
9,09r) 3,77
9,78 3,99
9,98 3,99
10,27 3,97
10,48 3,86
10,60 3,77
10,72 3,87
10,76 4,29
10,80 4,36
10,89 4,43
10,98 4,20
12,19 4,42
12,06 4,41
12,07 4,36
12,04 4,29
12,00 4,28
11,94 4,31
12,06 4,30
12,11 4,43
12,19 4,30
12,31 4,33
12,39 4,29
12,43 4,29
12,52 4,33
12,59 4,24
12,61 4,32
12,64 4,20
12,78 4,37
12,80 4,57
Foreign Exchange 2. User Orientation - Ekspor Rupiah Foreign Exchange - Impor Rupiah Foreign Exchange - Other Rupiah Foreign Exchange
r) Revisi
r) Revised figures
58
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.56 Perkembangan Jumlah Bank Umum dan Kantor Bank Umum
(Growth of Total Commercial Banks and Bank Offices) Kelompok Bank
2012
2013
Des
Mar
Apr
Mei
Jun
Jul
2014 Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Group of Bank
Jun
State Owned Banks
Bank Persero Jumlah Bank Jumlah Kantor
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
5.363
5.538
5.595
5.681
5.803
5.946
6.008
6.084
6.165
6.287
6.415
6.424
6.431
6.442
6.503
6.617
6.646
Jumlah Kantor
36
36
36
36
36
36
36
36
36
36
36
36
36
36
35
35
35
7.647
7.764
7.778
7.812
7.841
7.860
7.875
7.910
7.944
7.965
8.052
8.057
8.064
8.076
8.088
8.091
8.093
Jumlah Kantor
30
30
30
30
30
30
30
30
30
30
30
30
30
30
30
30
30
1.447
1.481
1.488
1.490
1.499
1.510
1.532
1.545
1.554
1.563
1.578
1.589
1.592
1.602
1.606
1.609
1.611
BPD Jumlah Bank
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
Jumlah Kantor
1.712
1.847
1.871
1.883
1.900
1.909
1.919
1.950
1.987
2.021
2.044
2.073
2.090
2.113
2.131
2.145
2.182
Bank Campuran Jumlah Bank
14
14
14
14
14
14
14
14
14
14
14
14
14
14
14
14
14
Jumlah Kantor
263
264
264
265
266
267
268
268
268
270
272
272
273
274
274
274
275
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
193
195
195
195
195
196
196
196
196
197
197
197
197
197
197
197
197
120
120
120
120
120
120
120
120
120
120
120
120
120
120
119
119
119
16.625
17.089
17.191
17.326
17.504
17.688
17.798
17.953
18.114
18.303
18.558
18.612
18.647
18.704
18.799
18.933
19.004
Bank Asing Jumlah Bank Jumlah Kantor
Jumlah Kantor
Total Bank Offices
Total Banks Total Bank Offices Regional Development Banks Total Banks Total Bank Offices Joint Venture Banks Total Banks Total Bank Offices Foreign Owned Bank Total Banks Total Bank Offices Total
Total Jumlah Bank
Total Banks
Non-Foreign Exchange Commercial Banks
BUSN Non Devisa
Jumlah Bank
Total Bank Offices Foreign Exchange Commercial Banks
BUSN Devisa Jumlah Bank
Total Banks
Total Banks Total Bank Offices
59
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 1.57 Perkembangan Jumlah Kantor Cabang Bank Berdasarkan Lokasi Bank
(Growth of Total Branch Offices Based on Region) 2012
2013
2014
Location
Lokasi Des
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
380
384
385
386
388
392
394
394
394
394
393
393
396
396
397
396
396
396
1.
Jawa Barat
93
93
93
93
94
94
94
94
94
94
94
94
94
94
94
95
95
95
2.
Banten
564
573
573
573
574
575
574
574
575
572
572
574
574
574
574
576
575
576
3.
DKI Jakarta
56
56
57
57
57
58
58
58
58
59
59
59
60
60
60
60
60
60
4.
D.I Yogyakarta
Jawa Tengah
311
314
319
320
320
322
322
324
326
326
326
328
328
328
328
329
330
330
5.
Jawa Tengah
6.
Jawa Timur
411
412
413
415
418
419
418
418
417
417
419
425
426
428
428
428
428
428
6.
Jawa Timur
7.
Bengkulu
28
28
28
29
29
30
30
30
30
30
30
30
30
30
30
31
31
31
7.
Bengkulu
8.
Jambi
53
53
54
55
55
56
57
57
58
58
58
59
59
59
59
59
59
59
8.
Jambi
9.
Aceh
77
77
77
77
77
77
78
78
78
78
78
79
79
79
79
79
78
79
9.
Aceh
1.
Jawa Barat
2.
Banten
3.
DKI Jakarta
4.
D.I. Yogyakarta
5.
10.
Sumatera Utara
192
194
194
194
195
195
195
197
198
197
198
199
199
199
199
199
201
201
10.
Sumatera Utara
11.
Sumatera Barat
81
81
82
82
82
84
84
84
84
83
83
84
84
84
84
84
84
84
11.
Sumatera Barat
12.
Riau
88
88
88
88
89
89
89
89
90
90
91
91
94
94
94
94
94
94
12.
Riau
13.
Sumatera Selatan
93
95
96
98
98
99
99
99
99
99
101
102
102
103
102
103
103
103
13.
Sumatera Selatan
14.
Bangka Belitung
22
22
23
23
24
24
24
24
24
24
24
24
25
25
26
26
26
26
14.
Bangka Belitung
15.
Kepulauan Riau
56
56
57
58
58
58
58
58
58
58
59
59
59
59
59
59
59
59
15.
Kepulauan Riau
16.
Lampung
56
56
56
57
57
57
57
57
57
58
58
58
58
58
58
58
59
59
16.
Lampung
17.
Kalimantan Selatan
74
74
74
74
76
77
77
77
78
78
78
78
78
78
78
78
77
77
17.
Kalimantan Selatan
18.
Kalimantan Barat
69
69
69
70
70
70
70
70
72
72
73
74
74
75
75
75
75
75
18.
Kalimantan Barat
19.
Kalimantan Timur
108
110
111
112
112
112
112
113
113
113
113
115
116
116
117
117
117
117
19.
Kalimantan Timur
20.
Kalimantan Tengah
46
46
46
46
47
47
47
47
47
47
47
47
47
47
47
47
47
47
20.
Kalimantan Tengah
21.
Sulawesi Tengah
38
38
38
38
38
38
38
38
38
38
38
39
39
39
39
40
40
40
21.
Sulawesi Tengah
22.
Sulawesi Selatan
124
126
126
127
127
128
128
128
129
130
130
131
131
131
131
132
132
132
22.
Sulawesi Selatan
23.
Sulawesi Utara
55
55
55
55
56
56
56
57
57
57
57
57
60
60
60
60
61
61
23.
Sulawesi Utara
24.
Gorontalo
16
16
16
16
16
16
16
16
16
16
17
17
17
17
18
18
18
18
24.
Gorontalo
25.
Sulawesi Barat
14
15
15
15
15
15
15
15
15
15
15
15
15
15
15
15
15
16
25.
Sulawesi Barat
26.
Sulawesi Tenggara
31
32
32
33
33
33
33
33
33
34
34
35
35
35
35
36
36
36
26.
Sulawesi Tenggara
27.
Nusa Tenggara Barat
44
45
45
47
48
48
48
50
50
50
50
49
49
49
51
51
51
52
27.
Nusa Tenggara Barat
28.
Bali
85
87
88
88
88
89
89
91
91
92
92
92
92
92
92
92
92
92
28.
Bali
29.
Nusa Tenggara Timur
51
51
51
51
51
51
52
52
52
52
52
53
53
53
54
54
54
54
29.
Nusa Tenggara Timur
30.
Maluku
30
30
30
30
30
30
30
30
30
30
30
30
30
30
30
31
31
31
30.
Maluku
31.
Papua
56
56
58
58
58
58
58
58
59
59
59
59
60
60
60
60
60
60
31.
Papua
32.
Maluku Utara
18
18
19
19
19
19
19
19
19
19
19
19
19
19
19
19
19
19
32.
Maluku Utara
33.
Irian Jaya Barat
25
25
25
25
25
25
25
25
26
27
27
27
27
27
27
27
27
27
33.
Papua Barat
34.
Lainnya
16
16
16
16
16
16
16
16
16
16
16
16
16
16
16
16
16
16
34.
Others
3.461
3.491
3.509
3.525
3.540
3.557
3.560
Total
3.570
3.581
3.582
3.590
3.611
3.625
3.629
3.635
3.644
3.646
3.650
Total
60
DATA BANK SYARIAH
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 2.1 Kegiatan Usaha Bank Umum Syariah (BUS) dan Unit Usaha Syariah (UUS)
(Sharia Business Unit Operations and Sharia Commercial Banks) Miliar Rp (Billion Rp) 2013 Indikator
2008
2009
2010
2011
2014
Indicator
2012 Jun
Jul
Ags
Sep
Okt
Nov
Des
r)
r)
Jan
r)
Feb
Mar
Apr
Mei
*)
*)
Jun
48.264
64.355
94.884
140.980
188.562
212.205
211.826
214.864
220.190
222.164
225.373
233.345
244.838
225.312
231.701
234.020
234.020
234.020 Fund Disbursements iB
a. Pembiayaan Rupiah Valas b. Antar Bank c. Penempatan di BI d. Surat Berharga (tidak termasuk obligasi rekap)
38.199 35.879 2.320 1.978 5.189 2.683
46.886 44.938 1.948 3.036 10.393 3.786
68.181 64.817 3.364 4.138 16.393 5.733
102.655 97.847 4.808 4.846 27.127 5.902
147.505 139.880 7.625 6.004 26.713 7.822
171.227 162.174 9.054 7.226 24.212 9.029
174.486 165.378 9.108 5.780 21.940 9.106
174.537 164.924 9.613 5.353 25.146 9.187
177.320 167.172 10.148 6.178 26.007 9.619
179.284 169.134 10.150 5.833 26.103 9.518
180.833 170.221 10.612 5.222 27.742 9.721
184.122 173.224 10.898 5.836 31.946 9.684
189.998 177.011 12.987 5.699 36.235 10.675
181.772 171.740 10.032 5.319 27.466 9.045
184.964 174.941 10.023 6.571 29.284 9.066
188.063 176.532 11.531 6.684 28.090 9.567
188.063 176.532 11.531 6.684 28.090 9.567
188.063 176.532 11.531 6.684 28.090 9.567
e. Penyertaan f. Tagihan Lainnya Sumber Dana iB a. DPK Rupiah Giro Wadiah Deposito Mudharabah Tabungan Mudharabah Valas Giro Wadiah Deposito Mudharabah Tabungan Mudharabah b. Kewajiban Kepada BI c. Antar Bank d. Surat Berharga e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Lainnya g. Setoran Jaminan Komponen Modal a. Modal Disetor b. Cadangan c. L/R tahun berjalan d. L/R tahun Lalu e. Perkiraan tambahan modal disetor f. Modal Pinjaman Sertifikat Wadiah Bank Indonesia (BUS & UUS) Total Aset Jaringan Kantor Jumlah Bank Jumlah Kantor 1)
79 136 40.591 36.852 35.449 3.741 19.273 12.436 1.403 498 870 35 68 2.419 311 150 150 727 64
83 171 57.762 52.271 50.266 5.403 28.484 16.379 2.006 798 1.111 96 6 3.717 340 512 512 845 69
88 351 83.184 76.036 72.807 7.914 42.206 22.688 3.229 1.142 1.869 218 3 4.924 325 483 483 1.321 90
47 403 126.409 115.415 110.910 10.678 67.942 32.290 4.505 1.329 2.864 312 0 6.648 924 1.520 1.520 1.783 119
47 471 165.404 147.512 140.547 15.683 80.576 44.288 6.965 2.026 4.155 784 0 11.576 1.537 1.952 103 2.634 89
47 462 184.959 163.966 155.207 14.158 93.652 47.397 8.759 1.842 6.025 891 0 13.491 2.171 1.953 186 3.116 75
47 466 186.116 166.453 158.279 14.817 93.961 49.501 8.174 1.958 5.407 810 0 12.442 1.980 2.138 3.020 81
47 594 189.283 170.222 161.435 14.992 96.349 50.093 8.788 1.879 6.046 863 0 11.647 1.980 2.139 3.214 81
47 1.019 193.776 171.701 162.236 13.552 97.241 51.443 9.464 1.970 6.557 937 0 13.946 1.997 2.139 3.912 81
48 1.378 194.954 174.018 164.249 13.892 98.327 52.030 9.769 2.026 6.773 970 0 12.640 1.997 2.139 4.079 82
48 1.808 198.065 176.292 165.945 14.553 99.193 52.199 10.347 2.034 7.309 1.004 0 11.800 1.997 2.140 5.756 81
48 1.709 204.571 183.534 171.900 15.736 100.105 56.059 11.634 2.787 7.706 1.141 0 11.742 1.997 2.704 2.704 4.512 83
48 2.183 210.781 189.870 177.252 15.015 107.601 54.636 12.618 3.061 8.505 1.051 0 9.978 2.382 3.304 3.304 5.158 90
48 1.662 198.392 178.154 166.610 12.473 99.529 54.609 11.544 2.482 8.016 1.045 0 10.682 1.997 2.703 2.703 4.773 83
40 1.776 204.357 180.945 169.957 11.640 103.914 54.403 10.988 2.214 7.730 1.045 13.094 1.997 2.703 2.703 5.546 72
40 1.577 207.362 185.508 172.707 11.376 106.714 54.617 12.801 2.602 9.015 1.184 11.339 1.997 2.703 2.703 5.741 74
40 1.577 207.362 185.508 172.707 11.376 106.714 54.617 12.801 2.602 9.015 1.184 11.339 1.997 2.703 2.703 5.741 74
40 1.577 207.362 185.508 172.707 11.376 106.714 54.617 12.801 2.602 9.015 1.184 11.339 1.997 2.703 2.703 5.741 74
1.752 335 432 152 466
1.946 449 790 315 468
5.965 491 1.051 527 516
6.611 579 1.475 1.069 816
7.211 913 2.541 1.895 618
8.152 1.004 1.922 3.197 514
8.151 1.013 2.186 3.187 514
8.150 1.013 2.515 3.186 514
8.150 1.013 2.895 3.186 514
8.151 1.014 3.088 3.186 514
8.150 1.014 3.445 3.186 514
8.181 1.013 3.278 3.186 1.865
9.952 1.306 (101) 9.212 2.044
8.938 1.013 530 5.888 1.545
8.939 1.014 817 5.147 1.540
8.939 1.014 1.038 5.066 1.541
8.939 1.014 1.038 5.066 1.541
8.939 1.014 1.038 5.066 1.541
2.824
3.076
5.408
9.244
4.993
5.443
4.640
4.299
4.523
5.213
5.107
6.699
5.253
5.331
5.842 r)
6.234
6.234
6.234
49.555
66.090
97.519
145.467
195.018
218.566
219.183
223.503
227.711
229.557
233.130
242.276
233.305
234.081
240.931 r)
244.209
244.209
244.209
32 790
31 998
34 1.477
34 1.702
35 2.227
35 2.385
35 2.397
34 2.439
34 2.461
34 2.492
34 2.496
34 2.554
34 2.574
34 2.581
34 2.558
34 2.564
34 2.564
34 2.564
Penyaluran Dana iB
Ket:
1) r)
Tidak termasuk Gerai Muamalat
Angka-angka diperbaiki *). Angka-angka sementara
a. Financing Rupiah Foreign Exchange b. Inter-Bank c. Placements at BI d. Money Instruments (not including recapitalization bonds) e. Equity participation f. Other claims Sources of Funds iB a. Third Party Funds Rupiah Wadiah Demand Deposit Mudharabah Time Deposits Mudharabah Savings Accounts Foreign Exchange Wadiah Demand Deposit Mudharabah Time Deposits Mudharabah Savings Accounts b. Liabilities at BI c. Inter-Bank d. Money Instruments e. Loans received Rupiah Foreign Exchange f. Other Liabilities g. Guarantee Deposits Capital Components a. Paid-In Capital b. Reserves c. Current Earnings (Profit/Loss) d. Retained Earnings (Profit/Loss) e. Estimate of Additional Paid-In Capital f. Capital Loans Bank Indonesia Syariah Money Certificates (BUS & UUS) Total Assets Office Network Total Banks Total Bank Offices 1) Note: 1) Excluding Gerai Muamalat r) Revised figures *) Provisional figures
62
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 2.2 Kegiatan Usaha Bank Umum Syariah (BUS)
(Sharia Commercial Banks Operations (BUS)) Miliar Rp (Billion Rp) 2013 Indikator
2008
2009
2010
2011
Indicator Jun
Penyaluran Dana iB a. Pembiayaan Rupiah Valas b. Antar Bank c. Penempatan di BI d. Surat Berharga (tidak termasuk obligasi rekap)
33.026 26.109 24.422 1.688 1.016 3.827 1.859
e. Penyertaan 79 f. Tagihan Lainnya 136 Sumber Dana iB 30.546 a. DPK 27.734 26.498 Rupiah 2.250 Giro Wadiah 14.588 Deposito Mudharabah 9.659 Tabungan Mudharabah 1.237 Valas 465 Giro Wadiah 772 Deposito Mudharabah Tabungan Mudharabah b. Kewajiban Kepada BI 68 c. Antar Bank 1.736 d. Surat Berharga 311 e. Pinjaman yang Diterima 150 150 Rupiah Valas f. Kewajiban Lainnya 513 g. Setoran Jaminan 35 Komponen Modal a. Modal Disetor 1.701 b. Cadangan 335 c. L/R tahun berjalan 499 d. L/R tahun Lalu 138 e. Perkiraan tambahan modal 466 disetor f. Modal Pinjaman 2.824 Sertifikat Wadiah Bank Indonesia (BUS & UUS) 34.036 Total Aset Jaringan Kantor 5 Jumlah Bank 576 Jumlah Kantor 1) 1) Ket: Tidak termasuk Gerai Muamalat r)
Angka-angka diperbaiki *). Angka-angka sementara
46.386 34.452 33.190 1.261 1.415 7.345 2.922
76.602 56.357 53.864 2.493 1.968 12.642 5.203
112.853 83.704 80.038 3.665 2.571 20.975 5.166
2014
2012 142.148 112.396 106.987 5.410 3.071 19.189 6.988
155.651 128.102 121.955 6.147 3.476 15.464 8.104
Jul 156.813 131.049 124.787 6.262 2.610 14.749 7.891
Ags 159.573 131.117 124.479 6.638 2.387 17.524 7.906
Sep 163.521 133.376 126.326 7.051 2.874 17.872 8.333
Okt 164.740 134.626 127.721 6.905 2.503 18.028 8.167
r)
Nov
Des
167.687 135.447 128.162 7.285 2.957 19.205 8.232
172.411 137.268 129.650 7.619 3.426 21.657 8.328
r)
Jan
187.813 144.008 134.283 9.725 3.114 28.896 9.594
r)
Feb
168.193 135.868 128.889 6.978 3.049 19.479 8.101
Mar 172.951 138.590 131.484 7.106 3.638 20.795 8.127
Apr 174.766 139.847 132.494 7.353 4.085 20.626 8.606
Mei
*)
174.766 139.847 132.494 7.353 4.085 20.626 8.606
*)
Jun
174.766 Fund Disbursements iB 139.847 a. Financing 132.494 Rupiah 7.353 Foreign Exchange 4.085 b. Inter-Bank 20.626 c. Placements at BI 8.606 d. Money Instruments (not
83 169 43.858 39.624 37.881 3.612 21.510 12.759 1.743 683 1.060 6 3.005 340 112 112 735 36
88 344 69.992 64.335 61.404 6.620 35.350 19.435 2.931 1.095 1.834 2 3 3.944 325 81 81 1.236 69
47 391 105.500 96.548 92.571 8.874 57.067 26.630 3.977 1.274 2.699 4 0 5.416 725 1.119 1.119 1.603 89
47 456 133.170 117.817 112.664 13.445 63.748 35.471 5.153 1.948 2.856 349 0 9.989 1.338 1.654 1.551 103 2.325 47
47 459 145.243 127.885 121.387 11.824 71.843 37.721 6.498 1.771 4.301 426 0 10.968 1.972 1.738 1.552 186 2.648 32
47 466 147.488 130.834 124.732 12.318 73.248 39.166 6.103 1.889 3.843 371 0 10.504 1.781 1.737 1.737 2.591 40
47 593 150.382 133.690 126.739 12.380 74.613 39.746 6.952 1.803 4.761 387 0 10.285 1.781 1.737 1.737 2.847 42
47 1.018 153.940 135.083 127.700 11.173 75.572 40.956 7.382 1.893 5.058 431 0 11.755 1.797 1.737 1.737 3.522 46
48 1.369 154.844 137.014 129.465 11.371 76.680 41.414 7.548 1.945 5.131 472 0 10.528 1.797 1.737 1.737 3.722 47
48 1.798 157.183 138.062 130.109 12.062 76.600 41.447 7.953 1.951 5.486 516 0 10.200 1.797 1.737 1.737 5.339 48
48 1.684 161.924 143.174 134.293 12.721 77.236 44.336 8.881 2.594 5.650 637 0 10.500 1.797 2.270 2.270 4.140 44
48 2.153 170.404 151.688 141.783 12.433 85.707 43.644 9.905 2.916 6.485 503 0 8.820 2.182 2.870 2.870 4.787 56
48 1.648 156.882 138.967 130.487 9.733 77.629 43.124 8.480 2.355 5.637 488 0 9.407 1.797 2.270 2.270 4.389 52
40 1.761 161.914 141.260 132.528 9.136 80.291 43.101 8.733 2.102 6.142 488 11.405 1.797 2.270 2.270 5.141 41
40 1.562 164.617 145.014 135.204 8.831 83.075 43.298 9.810 2.436 6.788 586 10.188 1.797 2.270 2.270 5.306 43
40 1.562 164.617 145.014 135.204 8.831 83.075 43.298 9.810 2.436 6.788 586 10.188 1.797 2.270 2.270 5.306 43
40 1.562 164.617 145.014 135.204 8.831 83.075 43.298 9.810 2.436 6.788 586 10.188 1.797 2.270 2.270 5.306 43
1.946 449 499 295 468
5.965 491 776 499 516
6.611 579 1.065 1.054 816
7.211 913 1.790 1.829 618
8.152 1.004 1.036 3.122 514
8.151 1.013 1.160 3.112 514
8.150 1.013 1.312 3.112 514
8.150 1.013 1.495 3.112 514
8.151 1.014 1.610 3.112 514
8.150 1.014 1.875 3.112 514
8.181 1.013 2.037 3.112 1.865
9.952 1.306 (212) 8.513 2.044
8.938 1.013 295 5.246 1.574
8.939 1.014 483 4.874 1.566
8.939 1.014 612 4.874 1.566
8.939 1.014 612 4.874 1.566
8.939 1.014 612 4.874 1.566
3.076
5.408
9.244
4.993
5.443
4.640
4.299
4.523
5.213
5.107
6.699
5.253
5.331
5.843
6.234
6.234
6.234
48.014
79.186
116.930
147.581
161.011
163.433
166.383
170.218
171.400
174.056
180.360
175.300
176.010
181.148
183.864
183.864
183.864
6 711
11 1.215
11 1.390
11 1.734
11 1.876
11 1.871
11 1.909
11 1.926
11 1.939
11 1.942
11 1.987
11 2.002
11 2.006
11 2.133
11 2.139
11 2.139
11 2.139
including recapitalization bonds) e. Equity participation f. Other claims Sources of Funds iB a. Third Party Funds Rupiah Wadiah Demand Deposit Mudharabah Time Deposits Mudharabah Savings Accounts Foreign Exchange Wadiah Demand Deposit Mudharabah Time Deposits Mudharabah Savings Accounts b. Liabilities at BI c. Inter-Bank d. Money Instruments e. Loans received Rupiah Foreign Exchange f. Other Liabilities g. Guarantee Deposits Capital Components a. Paid-In Capital b. Reserves c. Current Earnings (Profit/Loss) d. Retained Earnings (Profit/Loss) e. Estimate of Additional Paid-In Capital f. Capital Loans Bank Indonesia Syariah Money Certificates (BUS & UUS) Total Assets Office Network Total Banks Total Bank Offices 1) Note: 1) Excluding Gerai Muamalat r) Revised figures *) Provisional figures
63
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 2.3 Kegiatan Usaha Unit Usaha Syariah (UUS)
(Sharia Business Unit Operations (UUS)) Miliar Rp (Billion Rp) 2013 Indikator
2008
2009
Indicator Jul
Ags
Sep
Okt
56.554 43.126 40.219 2.907 3.751 8.749 925
55.013 43.437 40.591 2.846 3.170 7.191 1.215
55.290 43.420 40.445 2.975 2.966 7.623 1.281
56.669 43.943 40.846 3.097 3.305 8.135 1.286
57.423 44.658 41.413 3.245 3.330 8.075 1.351
Nov 57.686 45.386 42.059 3.326 2.264 8.538 1.489
10.044 9.118 8.952 1.490 4.684 2.777 166 33 98 35 684 0 0 214 29
1 13.903 12.648 12.385 1.791 6.974 3.620 263 116 51 96 712 400 400 111 33
7 13.191 11.702 11.403 1.294 6.856 3.253 298 47 35 217 981 402 402 86 21
12 20.908 18.867 18.339 1.804 10.875 5.660 528 54 165 308 1.232 199 401 401 180 30
14 32.234 29.695 27.883 2.238 16.828 8.817 1.812 78 1.300 435 1.587 199 401 401 309 42
3 39.716 36.081 33.820 2.334 21.809 9.677 2.261 71 1.724 466 2.523 199 401 401 468 43
0 38.628 35.619 33.548 2.500 20.713 10.335 2.072 69 1.563 439 1.938 199 401 401 429 41
1 38.901 36.532 34.696 2.612 21.737 10.347 1.836 76 1.285 475 1.362 199 402 402 367 39
1 39.836 36.618 34.536 2.379 21.670 10.487 2.082 76 1.499 507 2.191 200 402 402 390 36
9 40.110 37.004 34.784 2.521 21.646 10.617 2.220 81 1.642 498 2.112 200 403 403 357 35
10 40.882 38.230 35.836 2.491 22.593 10.752 2.394 83 1.823 487 1.600 200 403 403 416 33
51 (66) 14 -
291 20 -
275 28 -
410 15 -
752 66 -
886 75 -
1.026 75 -
1.203 75 -
1.400 75 -
1.478 75 -
2.824
3.076
5.408
9.244
4.993
5.443
4.640
4.299
4.523
Total Aset Jaringan Kantor Jumlah Bank
15.519
18.076
18.333
28.536
47.437
57.555
55.750
57.120
27 214
25 287
23 262
23 312
24 493
24 509
24 526
23 530
r)
Angka-angka diperbaiki *). Angka-angka sementara
46.414 35.109 32.894 2.215 2.933 7.524 834
Jun
e. Penyertaan f. Tagihan Lainnya Sumber Dana iB a. DPK Rupiah Giro Wadiah Deposito Mudharabah Tabungan Mudharabah Valas Giro Wadiah Deposito Mudharabah Tabungan Mudharabah b. Kewajiban Kepada BI c. Antar Bank d. Surat Berharga e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Lainnya g. Setoran Jaminan Komponen Modal a. Modal Disetor b. Cadangan c. L/R tahun berjalan d. L/R tahun Lalu e. Perkiraan tambahan modal disetor f. Modal Pinjaman Sertifikat Wadiah Bank Indonesia (BUS & UUS)
1)
28.127 18.952 17.809 1.143 2.276 6.152 736
2014
2012
15.238 12.090 11.457 632 962 1.362 824
Jumlah Kantor 1) Tidak termasuk Gerai Muamalat
18.282 11.824 10.953 871 2.170 3.751 530
2011
Penyaluran Dana iB a. Pembiayaan Rupiah Valas b. Antar Bank c. Penempatan di BI d. Surat Berharga (tidak termasuk obligasi rekap)
Ket:
17.969 12.435 11.748 687 1.621 3.048 864
2010
Des
r)
60.935 46.854 43.575 3.279 2.410 10.289 1.356
r)
Jan
57.026 45.990 42.728 3.261 2.585 7.339 1.081
r)
Feb
57.119 45.905 42.851 3.054 2.270 7.986 943
Mar
Apr
58.750 46.374 43.457 2.918 2.934 8.489 939
59.254 48.216 44.038 4.178 2.599 7.464 961
Mei
*)
59.254 48.216 44.038 4.178 2.599 7.464 961
*)
Jun
59.254 Fund Disbursements iB 48.216 a. Financing 44.038 Rupiah 4.178 Foreign Exchange 2.599 b. Inter-Bank 7.464 c. Placements at BI 961 d. Money Instruments (not
1.570 75 -
25 42.647 40.360 37.608 3.015 22.869 11.723 2.752 192 2.056 504 1.243 200 434 434 372 39 1.242 75 -
30 40.377 38.182 35.469 2.583 21.894 10.993 2.713 145 2.020 548 1.158 200 434 434 370 33 112 699 -
14 41.510 39.187 36.123 2.739 21.900 11.484 3.063 127 2.379 557 1.275 200 434 434 384 30 236 642 (29)
14 42.443 39.685 37.429 2.504 23.623 11.302 2.256 112 1.587 557 1.689 200 434 434 405 31 334 273 (26)
14 42.745 40.494 37.503 2.545 23.639 11.319 2.991 166 2.227 598 1.150 200 434 434 436 31
14 42.745 40.494 37.503 2.545 23.639 11.319 2.991 166 2.227 598 1.150 200 434 434 436 31
14 42.745 40.494 37.503 2.545 23.639 11.319 2.991 166 2.227 598 1.150 200 434 434 436 31
426 191 (25)
426 191 (25)
426 191 (25)
5.213
5.107
6.699
5.253
5.331
5.843
6.234
6.234
6.234
57.492
58.157
59.074
61.916
58.005
58.071
59.784 r)
60.346
60.346
60.346
23 535
23 553
23 554
23 567
23 572
23 575
23 425
23 425
23 425
23 425
including recapitalization bonds) e. Equity participation f. Other claims Sources of Funds iB a. Third Party Funds Rupiah Wadiah Demand Deposit Mudharabah Time Deposits Mudharabah Savings Accounts Foreign Exchange Wadiah Demand Deposit Mudharabah Time Deposits Mudharabah Savings Accounts b. Liabilities at BI c. Inter-Bank d. Money Instruments e. Loans received Rupiah Foreign Exchange f. Other Liabilities g. Guarantee Deposits Capital Components a. Paid-In Capital b. Reserves c. Current Earnings (Profit/Loss) d. Retained Earnings (Profit/Loss) e. Estimate of Additional Paid-In Capital f. Capital Loans Bank Indonesia Syariah Money Certificates (BUS & UUS) Total Assets Office Network Total Banks Total Bank Offices 1) Note: 1) Excluding Gerai Muamalat r) Revised figures *) Provisional figures
64
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 2.4 Perkembangan Aset Perbankan Syariah
(Growth of Assets of Sharia Banks) Miliar Rp (Billion Rp) 2013 Indikator
2008
2009
2010
2011
2014
Indicator
2012 Jun
Jul
Ags
Sep
Okt
Nov
Des
r)
r)
r)
Jan
Feb
Mar
Apr
Mei
*)
*)
Jun
Bank Umum Syariah
34.036
48.014
79.186
116.930
147.581
161.011
163.433
166.383
170.218
171.400
174.056
180.360
175.300
176.010
181.148
183.864
183.864
183.864
Unit Usaha Syariah
15.519
18.076
18.333
28.536
47.437
57.555
55.750
57.120
57.492
58.157
59.074
61.916
58.005
58.071
59.784
60.346
60.346
60.346
Ket:
r)
Angka-angka diperbaiki *). Angka-angka sementara
Syariah Commercial Banks Syariah Business Units Note: r) Revised figures *) Provisional figures
65
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 2.5 Aktiva Produktif Perbankan Syariah
(Earning Assets of Sharia Banks) Miliar Rp (Billion Rp) 2013 Indikator
2008
2009
2010
2011
2014
Indicator
2012 Jun
Jul
Ags
Sep
Okt
r)
Nov
Des
r)
r)
Jan
r)
Feb
Mar
Apr
Mei
*)
*)
Jun
Pembiayaan iB
38.195
46.886
68.181
102.655
151.754
171.227
174.486
174.537
177.320
179.284
180.830
184.120
181.398
181.772
184.964
187.885
187.885
187.885 Financing iB
a. Lancar
35.076
41.931
63.006
95.480
142.501
157.839
161.418
159.983
163.497
165.368
166.658
171.229
165.648
164.517
167.015
169.077
169.077
169.077 a. Current
b. Dalam Perhatian Khusus
12.253 b. Special Mention
1.610
3.074
3.114
4.587
5.822
8.870
8.271
9.305
8.861
8.614
8.612
8.063
10.294
10.830
11.996
12.253
12.253
c. Kurang Lancar
525
435
677
1.075
995
1.387
1.647
1.895
1.492
1.452
1.420
1.353
1.746
2.080
1.762
2.039
2.039
2.039 c. Sub-Standard
d. Diragukan
224
582
332
297
557
729
812
801
900
926
1.140
739
761
1.097
795
1.035
1.035
1.035 d. Doubtful
e. Macet
Non Performing Financing (Nominal) Rasio Non Performing Financing (%) Ket:
r)
Angka-angka diperbaiki *). Angka-angka sementara
759
865
1.052
1.216
1.878
2.403
2.339
2.554
2.569
2.924
3.000
2.735
2.948
3.249
3.395
3.480
3.480
3.480 e. Lost
1.509
1.882
2.061
2.588
3.430
4.518
4.798
5.249
4.962
5.302
5.561
4.828
5.455
6.425
5.953
6.554
6.554
6.554 Non Performing Financing
3,95
4,01
2,52
2,26
2,64
2,75
3,01
2,80
2,96
3,08
2,62
3,07
3,53
3,21
3,48
3,48
(Nominal) 3,02
3,48 Non Performing Financing Ratio
(%) Note: r) Revised figures *) Provisional figures
66
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 2.6 Komposisi DPK Perbankan Syariah
(Composition of Third Party Funds of Sharia Banks) Miliar Rp (Billion Rp) Desember 2008
Desember 2009
Komposisi thdp total DPK (%)
Indikator Nominal
(Composition to Total Third Party Funds) (%)
Desember 2010
Komposisi thdp total DPK (%) Nominal
(Composition to Total Third Party Funds) (%)
Desember 2011
Komposisi thdp total DPK (%) Nominal
(Composition to Total Third Party Funds) (%)
Desember 2012
Komposisi thdp total DPK (%) Nominal
(Composition to Total Third Party Funds) (%)
Juni 2013
Komposisi thdp total DPK (%) Nominal
(Composition to Total Third Party Funds) (%)
Komposisi thdp total DPK (%) Nominal
Juni 2014*)
Desember 2013
(Composition to Total Third Party Funds) (%)
Komposisi thdp total DPK (%) Nominal
(Composition to Total Third Party Funds) (%)
Komposisi thdp total DPK (%) Nominal
Indicator
(Composition to Total Third Party Funds) (%)
Giro Wadiah iB
4.238
11,50
6.202
11,86
9.056
11,91
12.006
11,79
17.708
12,00
16.001
9,76
18.523
10,09
13.978
7,54 Demand Deposit iB
Rupiah
3.741
10,15
5.403
10,34
7.914
10,41
10.678
10,49
15.683
10,63
14.158
8,63
15.736
8,57
11.376
6,13
Rupiah
498
1,35
798
1,53
1.142
1,50
1.329
1,30
2.026
1,37
1.842
1,12
2.787
1,52
2.602
1,40
Foreign Exchange
20.143
54,66
29.595
56,62
44.075
57,97
70.806
69,55
84.732
57,44
99.677
60,79
107.812
58,74
115.729
62,38 Deposits iB
19.273
52,30
28.484
54,49
42.206
55,51
67.942
66,74
80.576
54,62
93.652
57,12
100.105
54,54
106.714
57,53
870
2,36
1.111
2,13
1.869
2,46
2.864
2,81
4.155
2,82
6.025
3,67
7.706
4,20
9.015
4,86
12.471
33,84
16.475
31,52
22.906
30,13
32.602
32,02
45.072
30,55
48.289
29,45
57.200
31,17
55.801
30,08 Savings iB
12.436
33,74
16.379
31,33
22.688
29,84
32.290
31,72
44.288
30,02
47.397
28,91
56.059
30,54
54.617
29,44
35
0,10
96
0,18
218
0,29
312
0,31
784
0,53
891
0,54
1.141
0,62
1.184
0,64
36.852
100
52.271
100
76.036
100
115.415
113,37
147.512
100,00
163.966
100,00
183.534
100,00
185.508
35.449
96,19
50.266
96,16
72.807
95,75
110.910
108,94
140.547
95,28
155.207
94,66
171.900
93,66
172.707
93,10
1.403
3,81
2.006
3,84
3.229
4,25
4.505
4,42
6.965
4,72
8.759
5,34
11.634
6,34
12.801
6,90
Valas
Deposito Mudharabah iB Rupiah Valas
Tabungan Mudharabah iB Rupiah Valas
Total DPK iB Rupiah Valas *). Angka-angka sementara
Rupiah Foreign Exchange
Rupiah Foreign Exchange
100,00 Total Third Party Funds iB
Rupiah Foreign Exchange *) Provisional figures
67
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 2.7 Tingkat Bagi Hasil Rata-rata DPK Bank Syariah
(Average of Profit Sharing Rates of Third Party Fund of Sharia Banks) Persen (Percent) 2013 Indikator
2008
2009
2010
2011
2014
Indicator
2012 Jun
Jul
Ags
Sep
Okt
Nov
r)
Des
r)
Jan
r)
Feb
Mar
Apr
Mei
*)
*)
Jun
Wadiah Demand Deposit iB
Giro iB Rupiah
1,21
1,04
1,26
2,15
1,01
0,77
0,81
0,76
0,76
0,84
0,82
0,74
0,87
0,86
0,80
0,85
0,85
0,85
Rupiah
Valas
0,95
0,38
0,77
1,13
0,26
0,18
0,11
0,12
0,11
0,12
0,12
0,11
0,13
0,12
0,10
0,16
0,16
0,16
Foreign Exchange Mudharabah Deposits iB
Deposito iB Rupiah
8,61
7,48
7,03
7,46
6,33
5,10
5,31
5,38
5,14
5,21
5,02
5,10
5,70
5,74
5,86
5,85
5,85
5,85
Rupiah
Valas
2,69
3,18
4,35
3,36
2,89
2,90
3,22
3,19
2,69
2,60
2,52
2,76
3,24
3,33
3,24
3,33
3,33
3,33
Foreign Exchange Mudharabah Saving iB
Tabungan iB Rupiah
3,61
2,76
3,08
3,23
2,41
5,44
5,44
5,50
5,40
5,33
5,31
5,66
5,81
5,75
5,80
5,86
5,86
5,86
Rupiah
Valas
0,92
1,01
0,92
0,87
0,68
0,86
0,78
0,78
0,44
0,45
0,88
1,01
0,78
1,09
1,15
1,18
1,18
1,18
Foreign Exchange
r) Angka-angka diperbaiki *). Angka-angka sementara
r) Revised figures *) Provisional figures
68
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 2.8 Tingkat Margin Rata-rata Pembiayaan Berdasarkan Sektor Ekonomi
(Average of Margin Rates of Financing Based on Sector Economic) Persen (Percent) 2013 Sektor Ekonomi
2008
2009
2010
2011
Sektor Ekonomi Jun
1. Pertanian, perburuan dan sarana pertanian Rupiah
2014
2012 Jul
Ags
Sep
Okt
Nov
r)
r)
Des
r)
Jan
r)
Feb
Mar
Apr
Mei
*)
*)
Jun
16,34
17,78
14,91
13,72
15,07
13,34
14,69
14,05
15,14
15,13
15,28
15,46
15,78
15,80
15,97
16,09
16,09
16,09
16,36
17,78
14,97
14,04
15,23
13,41
14,83
14,17
15,32
15,30
15,46
15,65
15,97
15,97
16,13
16,26
16,26
16,26
Valas
0,00
0,00
12,11
9,89
12,05
12,05
12,05
12,05
12,05
12,05
12,05
12,05
12,05
12,05
12,05
12,05
12,05
12,05
2. Pertambangan
15,57
15,44
16,29
12,22
11,36
12,65
12,61
13,18
12,22
12,46
12,43
12,44
12,26
12,40
12,32
12,51
12,51
12,51
Rupiah
1. Agriculture, hunting and agricultural facilities Rupiah Foreign Exchange 2. Mining Rupiah
10,39
14,20
14,32
13,70
13,03
15,43
14,98
15,94
15,21
15,30
15,53
15,77
15,59
15,48
15,55
15,72
15,72
15,72
Rupiah
22,74
18,51
19,03
9,60
7,99
8,19
8,26
8,25
7,85
7,66
7,69
7,64
7,71
7,67
8,20
8,57
8,57
8,57
Valas
14,68
15,48
13,99
13,49
12,18
11,10
13,78
11,21
11,25
11,29
11,22
11,45
11,50
11,58
11,31
11,56
11,56
11,56
Rupiah
15,58
15,34
14,32
13,56
12,58
11,21
14,01
11,32
11,46
11,55
11,50
11,84
11,84
11,88
11,57
11,87
11,87
11,87
2,49
39,77
10,04
11,78
9,65
9,08
9,25
9,08
8,07
8,06
7,91
7,97
8,21
8,15
8,24
8,01
8,01
8,01
4. Listrik, gas dan air
13,90
15,30
15,34
14,03
12,91
11,46
11,42
11,38
11,31
11,05
11,03
11,24
11,18
11,22
11,33
11,38
11,38
11,38
Rupiah
18,97
16,18
16,31
14,56
13,77
12,69
12,60
12,60
12,62
12,49
12,54
12,94
12,86
12,84
12,90
13,00
13,00
13,00
Valas
10,42
10,76
7,86
10,30
8,90
8,24
8,51
8,50
8,29
8,04
8,05
8,18
8,18
8,19
8,22
8,26
8,26
8,26
5. Konstruksi
13,67
13,49
14,32
14,32
13,95
12,67
12,83
12,73
13,33
12,29
12,28
12,26
11,90
12,03
12,58
12,60
12,60
12,60
Rupiah
13,90
14,15
14,63
14,54
14,46
13,05
13,10
12,99
13,44
12,45
12,45
12,42
12,10
12,22
12,80
12,85
12,85
12,85
8,85
4,60
9,91
12,11
10,62
8,24
9,35
9,41
11,88
9,79
9,80
9,61
9,55
9,57
9,64
9,32
9,32
9,32
Foreign Exchange
17,00
19,34
19,64
19,25
18,33
17,66
17,62
17,56
17,61
17,86
17,76
17,87
18,13
17,75
17,73
17,57
17,57
17,57
6. Trade, restaurants and hotels
Rupiah
17,08
19,49
20,18
19,60
18,74
18,01
17,97
17,95
18,09
18,26
18,15
18,26
18,51
18,07
18,07
17,89
17,89
17,89
Valas
15,00
12,04
9,32
8,99
9,14
9,09
9,35
9,35
8,58
9,09
9,08
8,97
8,96
8,94
9,03
9,22
9,22
9,22
Foreign Exchange
16,00
15,24
15,49
15,08
13,96
12,95
13,28
13,18
12,96
12,68
12,37
12,13
12,06
11,87
12,04
10,04
10,04
10,04
7. Transportation, warehousing and communications
3.
Valas
Valas 6. Perdagangan, restoran dan hotel
7. Pengangkutan, pergudangan dan komunikasi Rupiah
16,85
15,80
16,38
16,20
15,40
14,37
14,40
14,35
14,45
14,40
14,05
13,81
13,65
13,56
13,71
13,63
13,63
13,63
Valas
9,49
8,12
9,60
9,12
8,94
8,30
9,70
9,71
9,24
8,09
8,09
8,07
8,06
7,46
7,45
4,39
4,39
4,39
8. Jasa Dunia usaha
15,97
15,26
15,03
14,37
13,86
13,74
13,81
13,78
14,00
13,63
13,45
13,20
13,31
13,31
15,05
12,90
12,90
12,90
Rupiah
16,82
15,54
15,38
14,51
13,98
13,86
13,95
13,92
14,18
13,67
13,49
13,22
13,34
13,34
15,10
12,93
12,93
12,93
3,93
8,22
5,88
8,89
8,61
9,44
9,21
9,19
10,32
11,99
11,98
12,29
12,27
12,28
12,77
11,70
11,70
11,70
14,04
16,89
17,91
14,57
12,76
11,20
19,24
17,95
12,20
12,62
11,93
11,66
11,71
11,91
12,11
12,69
12,69
12,69
Valas 9. Jasa sosial/masyarakat Rupiah
14,04
16,89
17,91
14,67
12,74
11,17
19,35
18,04
12,45
12,57
12,02
11,74
11,78
11,98
12,18
12,78
12,78
12,78
Valas
0,00
-
8,00
7,98
14,41
12,74
12,75
12,56
9.09*
15.37*
7,46
8,55
7,75
7,80
7,79
7,34
7,34
7,34
10. Lain-lain
11,60
11,04
10,17
9,68
10,29
10,73
10,78
10,83
15,81
10,79
10,75
10,64
10,78
10,81
12,03
12,10
12,10
12,10
11,82
11,41
10,47
9,99
10,63
11,11
11,12
11,20
16.41*
11.20*
11,16
11,03
11,14
11,17
12,15
12,24
12,24
12,24
0,09
0,13
0,70
0,78
0,36
0,80
0,97
0,99
0,73
0,49
0,40
0,54
1,21
0,84
0,38
0,49
0,49
0,49
Rupiah Valas
Ket: 1) terdapat formulasi baru untuk perhitungan bagi hasil akad ijarah r) Angka-angka diperbaiki *) Angka-angka sementara -) Tidak ada
Note:
1)
Foreign Exchange 3. Manufacturing Rupiah Foreign Exchange 4. Electricity, gas and water Rupiah Foreign Exchange 5. Construction Rupiah
Rupiah
Rupiah Foreign Exchange 8. Business Services Rupiah Foreign Exchange 9. Social Services Rupiah Foreign Exchange 10. Others Rupiah Foreign Exchange
there is a new formulation for the calculation of the results ijara contract r) Revised figures *) Provisional figures -) Not available
69
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 2.9 Tingkat Margin Rata-rata Pembiayaan Berdasarkan Jenis Penggunaan
(Average of Margin Rates of Financing Based on Type of Use) Persen (Percent) 2013 Jenis Penggunaan
2008
2009
2010
2011
2014
Type of Use
2012 Jun
Jul
Ags
Sep
Okt
Nov
r)
r)
Des
r)
Jan
r)
Feb
Mar
Apr
Mei
*)
*)
Jun
Working Capital
16,49
16,99
16,55
15,33
14,33
13,66
15,12
14,66
14,00
13,69
13,54
13,38
13,44
13,46
14,72
13,21
13,21
13,21
19,34
17,15
16,96
15,65
14,63
13,93
15,48
15,02
14,46
14,04
13,89
13,73
13,81
13,80
15,10
13,73
13,73
13,73
Valas
4,26
12,55
10,56
9,67
9,29
8,48
8,89
8,87
8,72
8,10
8,09
8,05
8,02
7,94
8,02
6,31
6,31
6,31
Investasi
13,67
13,75
14,54
14,42
13,96
13,28
13,42
13,33
13,37
13,36
13,15
13,00
13,03
13,03
13,02
13,07
13,07
13,07
Investment
18,04
14,22
14,82
14,74
14,37
13,75
13,80
13,73
13,75
13,68
13,51
13,33
13,36
13,38
13,36
13,42
13,42
13,42
Rupiah
2,23
7,65
8,88
10,14
9,48
9,07
9,61
9,61
10,18
10,48
10,06
10,19
10,18
9,88
10,02
10,03
10,03
10,03
Foreign Exchange
11,58
11,03
10,16
9,68
10,38
10,84
10,90
10,94
15,99
10,93
10,90
10,79
10,94
10,98
12,03
12,10
12,10
12,10
Consumption
14,32
11,40
10,47
9,99
10,72
11,24
11,25
11,33
16,60
11,33
11,31
11,19
11,31
11,34
12,15
12,24
12,24
12,24
Rupiah
0,01
0,13
0,70
0,78
0,36
0,81
0,97
0,99
0,82
0,65
0,53
0,55
1,31
0,97
0,38
0,77
0,77
0,77
Modal Kerja Rupiah
Rupiah Valas
Konsumsi Rupiah Valas
Ket: 1) terdapat formulasi baru untuk perhitungan bagi hasil akad ijarah r) Angka-angka diperbaiki *) Angka-angka sementara
Note:
1)
Rupiah Foreign Exchange
Foreign Exchange
there is a new formulation for the calculation of the results ijara contract r) Revised figures *) Provisional figures
70
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 2.10 Kegiatan Usaha BPR Syariah
(Sharia Rural Banks Operation) Miliar Rp (Billion Rp) 2013 Indikator
2008
2009
2010
2011
2014
Indicator
2012 Jun
Jul
Ags
Sep
Okt
Nov
r)
r)
Des
r)
Jan
r)
Feb
Mar
Apr
Mei
Jun
1.591
1.995
2.586
3.328
4.459
4.924
4.984
5.112
5.215
5.299
5.390
5.544
5.534
5.587
5.644
5.635
5.631
5.620 Disbursement of Fund iB
1.257 334
1.587 408
2.060 525
2.676 652
3.554 906
4.160 764
4.261 723
4.241 872
4.316 900
4.354 944
4.415 975
4.433 1.110
4.423 1.112
4.539 1.048
4.635 1.009
4.727 908
4.789 842
4.845 774
Sumber Dana iB Dana Pihak Ketiga Tabungan iB Wadiah Tabungan iB Mudharabah Deposito iB Mudharabah Antar Bank Passiva Pinjaman yang Diterima Kewajiban Lainnya
849 570 10 280 280 8 271
1.679 1.251 234 319 697 353 57 18
2.196 1.604 285 374 945 521 52 19
2.892 2.095 412 448 1.235 694 80 23
3.911 2.938 527 590 1.820 855 91 27
4.295 3.209 556 561 2.092 995 53 37
4.367 3.240 538 556 2.146 1.038 52 37
4.496 3.340 575 581 2.184 1.056 55 33
4.583 3.411 603 610 2.198 1.080 55 38
4.653 3.458 607 627 2.224 1.102 54 39
4.727 3.539 629 649 2.261 1.097 54 38
4.866 3.666 668 701 2.297 1.104 55 41
4.864 3.669 658 675 2.337 1.100 53 41
4.914 3.711 673 689 2.349 1.102 52 50
4.979 3.765 684 703 2.378 1.106 54 54
4.958 3.734 683 693 2.358 1.120 55 49
4.942 3.681 678 687 2.316 1.155 56 49
4.916 Source of Funds iB Third Party Funds 3.599 Wadiah Savings iB 671 Mudharabah Savings iB 651 Deposit Mudharabah iB 2.277 Interbank Liabilities 1.207 Loan received 59 Other Liabilities 52
Beberapa Komponen Modal
265
1.240
434
501
616
646
649
656
687
706
721
732
746
744
738
704
640r)
758 Some Components of Capital
Modal Disetor Cadangan L/R Tahun berjalan L/R Tahun Lalu
222 28 30 (15)
347 42 70 (25)
390 50 87 (26)
472 61 106 (24)
529 81 67 (30)
531 81 72 (35)
544 81 65 (35)
551 82 89 (35)
554 82 105 (36)
557 82 118 (36)
556 82 129 (35)
566 83 9 88
574 91 23 55
585 101 32 20
600 104
603 106r) 50 (12)
613 109 62 (27)
Penyaluran Dana iB Pembiayaan iB Antar Bank Aktiva iB
Ket: r) Angka-angka diperbaiki
751 456 55 (22)
r)
40 5r)
Financing iB Interbank Assets iB
Paid-In Capital Reserves Current Earnings (Profit/Loss) Current Earnings (Profit/Loss) Note: r) Revised figures
71
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 2.11 Aset dan Pembiayaan BPR Syariah
(Asset and Financing of Sharia Rural Bank) Miliar Rp (Billion Rp) 2013 Indikator
2008
2009
2010
2011
2014
Indicator
2012 Jun
Jul
Ags
Sep
Okt
Novr)
Desr)
Janr)
Febr)
Mar
Apr
Mei
Jun
1.693
2.126
2.739
3.520
4.699
5.170
5.247
5.361
5.488
5.591
5.685
5.833
5.840
5.899
5.959
5.946
5.937
5.933 Assets
1.257
1.587
2.060
2.676
3.554
4.160
4.261
4.241
4.316
4.354
4.415
4.433
4.423
4.539
4.635
4.727
4.789
4.845 Financing iB
1.151
1.475
1.927
2.512
3.335
3.859
3.948
3.906
3.989
4.029
4.091
4.145
4.082
4.189
4.276
4.348
4.395
4.449
Kurang Lancar
35
31
39
49
73
105
110
113
111
112
109
91
121
126
133
150
152
154
Diragukan
21
31
30
45
52
73
73
75
74
76
76
66
74
80
73
72
81
81
Macet
49
50
65
70
94
123
130
146
142
138
139
132
146
144
153
156
162
162
105
112
134
164
219
302
313
335
327
326
324
288
341
350
359
378
394
396 Non Performing Financing (Nominal)
8,38
7,03
6,50
6,11
6,15
7,25
7,35
7,89
7,58
7,48
7,34
6,50
7,70
7,71
7,74
8,00
8,23
8,18 Non Performing Financing (%)
Aset Pembiayaan iB Lancar
Non Performing Financing (Nominal)
Non Performing Financing (%)
Ket: r) Angka-angka diperbaiki
Current Sub Standard Doubtful Lost
Note: r) Revised figures
72
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 2.12 Jaringan Kantor Perbankan Syariah
(Sharia Bank Office Network) 2013 Indikator
2008
2009
2010
2011
2014
Indicator
2012 Jun
Jul
Ags
Sep
Okt
Desr)
Nov
Janr)
Febr)
Mar
Apr
Mei
Jun Sharia Commercial Banks
Bank Umum Syariah (BUS) Jumlah Bank Jumlah Kantor
5
6
11
11
11
11
11
11
11
11
11
11
11
11
11
11
11 *)
11 *)
*)
*)
576
711
1.215
1.390
1.734
1.876
1.871
1.909
1.926
1.939
1.942
1.987
2.002
2.006
2.133
2.139
27
25
23
24
24
24
24
24
23
23
23
23
23
23
23
23
23 *)
23 *)
*)
*)
2.139
2.139
Jumlah Kantor
Total Bank Offices
Sharia Business Units
Unit Usaha Syariah (UUS) Jumlah Bank
Total Banks
Total Banks Total Bank Offices
214
287
262
312
493
509
526
530
535
553
554
567
572
575
425
425
Jumlah Bank
131
139
150
155
158
159
160 r)
160
160
160
160
163
163
163
163
163
163
163
Total Banks
Jumlah Kantor
202
223
286
364
401
397
398
398
413
399
399
402
420
428
431
425
428
429
Total Bank Offices
425
425
Sharia Rural Bank
BPR Syariah
Ket: r) Angka-angka diperbaiki *) Angka-angka sementara
Note: r) Revised figures *) Provisional figures
73
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 2.13 Kinerja Bank Umum Syariah
(Sharia Commercial Bank Performance) Miliar Rp (Billion Rp) Indikator
2008
2009
2010
2011
2012
Jun
Jul
Ags
2013 Sep
2014 Okt
r)
Nov
Des
r)
Jan
r)
Feb
Mar
*)
Apr
Mei
*)
Indicator
*)
Jun
CAR (%) - Modal - ATMR
-
-
16,76 9.578 57.156
16,63 11.297 67.936
14,14 13.866 98.071
14,32 15.871 110.861
15,28 16.266 106.476
14,71 16.084 109.354
14,19 16.140 113.722
12,45 16.247 130.446
12,23 16.329 133.473
14,42 18.089 125.429
16,76 19.591 116.878
16,71 18.999 113.693
16,20 19.033 117.508
16,68 19.372 116.124
16,68 19.372 116.124
16,68 19.372 116.124
CAR (%) - Capital - Risk Weighted Assets
KAP APYD terhadap Aktiva Produktif - APYD - Total Aktiva Produktif
-
-
96,84 2.121 67.230
94,38 757 13.471
97,34 3.341 125.551
96,78 4.554 141.317
96,91 4.380 141.541
96,59 4.913 144.145
96,80 4.457 139.412
96,64 4.967 147.760
96,50 5.298 151.143
96,96 4.668 153.688
96,40 5.426 150.617
96,09 5.896 150.784
95,98 6.141 152.871
95,77 6.664 157.506
95,77 6.664 157.506
95,77 6.664 157.506
Earning Assset Quality Classified Earning assets to - Classified Earning Assets - Total Earning assets
-
-
1,77 936 53.024
1,20 949 79.144
2,04 2.184
2,05 2.545
2,23 2.830
1,77r) 2.297r)
1,46 1.924
1,55 2.091
1,49 2.050
1,82 2.558
1,45 2.069
0,87 1.256
1,38 2.001
1,45 2.147
1,45 2.147
1,45 2.147
107.114
124.112
126.978
129.429r)
132.122
134.740
138.016
140.544
142.741
144.770
144.982
148.543
148.543
148.543
-
-
1,59
1,59
1,94
1,65
1,57
1,54
1,43
1,48
1,43
1,58
1,01
1,00
1,30
1,09
1,09
1,09
-
-
960 60.268 82,38
1.460 92.058 81,65
2.397 123.667 76,35
2.543 154.159 79,86
2.423 154.656 75,68
2.402 155.990 83,30
2.247 156.782 81,52
2.334 158.232 84,11
2.282 160.094 83,88
2.573 162.544 82,16
1.770 175.675 89,25
1.728 172.379 89,22
2.050 158.192 90,91
1.949 179.112 84,50
1.949 179.112 84,50
1.949 179.112 84,50
-
-
4.368 5.302
6.378 7.812
7.678 10.057
5.072 6.351
5.464 7.220
7.845 9.418
8.527 10.460
10.387 12.350
11.151 13.294
12.012 14.621
968 1.084
2.244 2.515
3.451 3.796
4.443 5.258
4.443 5.258
4.443 5.258
- Profit - Average Assets Operating Expenses to Operations Revenue (%) - Operations Expenses - Operations Income
-
-
16,76 9.578 57.156
19,64 16.779 85.448
18,04 18.689
16,73 19.466
16,12 19.181
17,03 19.932
16,32 19.844
16,21 19.552
16,61 20.155
16,33 20.277
16,61 20.116
15,95 19.364
16,79 20.818
18,37 20.589
18,37 20.589
18,37 20.589
Liquidity Short Term Mistmach (%) - Short-Term Assets
103.588
116.334
118.997
117.050
121.573
-
-
87,60
91,41
120,65
121,71
119,86
Rentabilitas NOM (%) - Pendapatan -
Rata-rata Aktiva ROA (%)
- Laba - Rata-Rata total aset BOPO (%) -
Biaya Operasional Pendapatan
Likuiditas Short Term Mistmach (%) - Aktiva Jangka Pendek -
Kewajiban Jangka FDR (%)
r)
-
Pembiayaan
-
-
56.357
32.165
142.148
155.651
156.813r)
119.36 159.573
-
Dana Pihak Ketiga
-
-
64.335
35.186
117.817
127.885
130.834r)
133.690
Ket: r) Angka-angka diperbaiki *) Angka-angka sementara
Profitability NOM (%) - Net Operations Income -
Average Earning Assets
ROA (%)
-
Short-Term Liabilities
120.611
121.348
124.192
121.077
121.407
123.969
112.068
112.068
112.068
121,05
120,24
121,46
95,87
94,94
97,77
98,11
95,50
95,50
95,50
163.521
164.740
167.687
137.268
144.008
135.868
138.590
138.492
138.492
138.492
-
Financing
135.083
137.014
138.062
143.174
151.688
138.967
141.260
145.014
145.014
145.014
-
Third Party Funds
FDR (%)
Note: r) Revised figures *) Provisional figures
74
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 2.14 Bank Umum Syariah Berdasarkan Tingkat Rasio
(Sharia Commercial Based on Ratios) 2013 Indikator
2008
2009
2010
2011
2014
Indicator
2012 Jun
Jul
Ags
Sep
Okt
r)
Nov
r)
Des
r)
Jan
Mar
Feb
Apr
Mei
*)
*)
Jun
Tier One Capital
Modal Inti <100 miliar
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
<100 billion
>100 miliar
0
0
11
11
11
11
11
11
11
11
11
11
11
11
11
11
11
11
>100 billion Capital Adequacy Ratio
CAR <12%
0
0
3
3
2
1
1
0
1
3
4
2
1
1
2
1
1
1
<12%
>12%
0
0
8
8
9
10
10
11
10
8
7
9
10
10
9
10
10
10
>12% Non Performing Loan Ratio
NPL <5%
0
0
11
11
11
11
11
11
11
11
11
11
11
10
10
8
8
8
<5%
>5%
0
0
0
0
0
0
0
0
0
0
0
0
0
1
1
3
3
3
>5% Return on Asset Ratio
ROA <1,5%
0
0
6
5
4
6
6
6
6
6
6
6
9
9
9
10
10
10
<1,5%
>1,5%
0
0
5
6
7
5
5
5
5
5
5
5
2
2
2
1
1
1
>1,5%
0 0
0 0
1 10
0 11
0 11
0 11
0 11
0 11
0 11
0 11
0 11
0 11
0 11
0 11
0 11
0 11
0 11
0 11
Finance to Deposit Ratio
FDR <50% >50% Ket: r) Angka-angka diperbaiki *) Angka-angka sementara
<50% >50% Note: r) Revised figures *) Provisional figures
75
viii
T hi s page i nt ent i onal l y l eft bl ank
Halamn ini sengaja dikosongkan
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 3.1 Kegiatan Usaha Bank Perkreditan Rakyat
(Rural Banks Operations) Miliar Rp (Billion Rp) 2013 Indikator
2008
2009
2010
2011
2014
Indicator
2012 Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun Fund Disbursements
Penyaluran Dana 25.472
28.001
33.844
41.100
49.818
56.248
57.462
57.634
58.218
58.677
59.770
59.176
59.503
60.812
62.055
63.036
64.209
65.507
a. Credits
5.841
8.075
10.033
12.434
14.935
12.273
11.645
12.744
13.310
13.869
14.301
15.374
15.166
14.567
13.952
13.413
12.513
11.953
b. Inter-Bank Assets
21.339
25.552
31.312
38.209
44.870
45.935
46.201
47.255
47.895
48.476
49.750
50.520
50.853
51.367
51.799
52.113
52.224
52.120
a. Third Party Funds
Deposito
14.204
17.280
21.455
26.174
30.401
31.174
31.723
32.345
32.600
32.903
33.387
33.879
34.365
34.775
34.963
35.101
35.326
35.640
Time Deposits
Tabungan
7.135
8.272
9.857
12.035
14.468
14.761
14.477
14.909
15.295
15.573
16.363
16.641
16.489
16.591
16.835
17.012
16.898
16.480
Savings Deposits
4.214
3.947
4.739
6.420
9.528
11.688
12.050
12.021
12.245
12.353
1.956
1.896
1.882
1.919
1.905
1.850
1.762
1.672
b. Inter-Bank Liabilities
c. Pinjaman yang Diterima
542
541
610
443
426
475
541
551
573
555
10.739
11.165
10.882
10.988
11.263
11.462
11.644
12.411
d. Kewajiban Segera
250
328
373
389
466
472
503
442
448
439
471
421
398
421
514
543
492
480
a. Kredit b. Antar Bank Aktiva
Source of Funds
Sumber Dana a. DPK
b. Antar Bank Pasiva
c. Loans received d. Immediate Liabilities
Several Components of Capital
Beberapa Komponen Modal a. Modal Disetor
3.241
4.072
4.757
5.517
6.227
6.568
6.719
6.769
6.825
6.896
6.959
6.997
7.106
7.131
7.258
7.334
7.357
7.532
a. Paid In Capital
b. Cadangan
1.098
1.033
1.272
1.465
1.726
2.080
2.033
1.999
2.034
2.005
1.597
1.573
1.598
1.648
1.718
1.757
1.783
1.786
b. Reserves
c. L/R Tahun Berjalan
849
1.158
1.447
1.853
2.328
1.367
1.556
1.759
2.022
2.288
2.408
2.661
214
417
875
1.117
1.354
c. Current Earnings
d. L/R Tahun Lalu
(100)
(118)
(157)
(125)
(24)
307
226
231
189
201
553
564
3.067
2.652
Ket: Sejak data November 2013 pos Antar Bank Pasiva tidak termasuk pinjaman yang diterima dari Bank lain. Sejak Data November 2013 pos Pinjaman Yang Diterima termasuk pinjaman yang diterima dari Bank lain.
674
d. Retained Earnings (Profit/Loss) since November 2013, data Inter-Bank liabilities not include Loans received form other bank since November 2013, data Loans received include Loans received form other bank 1.999
1.462
1.290
1.209
78
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 3.2 Kinerja Bank Perkreditan Rakyat
(Rural Banks Performance) Miliar Rp (Billion Rp) 2013 Indikator
2008
2009
2010
2011
Indicator Jun
LDR (%)
2014
2012 Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun 85,80 LDR (%)
82,54
79,61
79,02
78,54
78,63
84,56
85,44
84,37
83,88
83,41
82,38
84,34
81,06
82,11
83,18
84,25
85,37
- Total Kredit
25.480
28.012
33.878
41.144
49.866
56.313
57.522
57.694
58.281
58.737
59.770
59.176
60.197
61.456
62.570
63.508
64.844
66.397
-
Total Credit
- Penghimpunan Dana
25.944
29.496
36.420
44.836
54.535
56.974
57.645
58.627
59.584
60.367
61.832
60.024
62.461
63.101
63.782
64.253
64.679
65.301
-
Funds collected
4.926
5.691
6.450
7.551
8.880
9.618
9.680
9.752
9.894
10.057
10.723
10.137
11.804
11.747
11.441
11.124
11.282
12.086
-
Core Capital
- Modal Inti NPL (%) - Kredit Non Lancar - Total Kredit ROA (%) - L/R Tahun Berjalan - Total Aktiva ROE (%) - L/R Tahun Berjalan - Modal Disetor - Cadangan Umum
5,08 NPL (%)
9,88
6,90
6,12
5,22
4,75
4,98
4,97
5,22
5,12
5,13
4,91
4,41
4,94
4,99
4,96
5,06
5,17
2.516
1.932
2.070
2.146
2.369
2.798
2.855
3.009
2.981
3.011
2.935
2.610
2.941
3.033
3.078
3.190
3.321
3.325
-
Non Current Credits
25.472
28.001
33.844
41.100
49.818
56.248
57.462
57.634
58.218
58.677
59.770
59.176
59.503
60.812
62.055
63.036
64.209
65.507
-
Total Credit
2,61
3,37 ROA (%)
3,08
3,16
3,32
3,46
3,80
3,70
3,57
3,62
3,64
3,56
3,44
3,31
3,20
3,42
3,32
3,37
849
1.158
1.447
1.853
2.328
1.367
1.556
1.759
2.022
2.288
2.408
2.661
214
417
674
875
1.117
1.354
-
32.533
37.554
45.742
55.799
67.397
71.901
72.091
73.858
74.440
75.491
73.820
77.376
77.485
78.189
78.838
79.159
79.524
80.329
-
22,67
25,08
Current Earnings (Profit/Loss) Total Aktiva
26,71
29,46
32,63
35,73
34,15
33,56
34,01
34,32
32,15
32,41
30,71
29,82
31,43
30,25
30,74
30,44 ROE (%)
849
1.158
1.447
1.853
2.328
1.367
1.556
1.759
2.022
2.288
2.408
2.661
214
417
674
875
1.117
1.354
-
Current Earnings (Profit/Loss)
3.241
4.072
4.757
5.517
6.227
6.568
6.719
6.769
6.825
6.896
6.959
6.997
7.106
7.131
7.258
7.334
7.357
7.532
-
Paid In Capital
506
546
661
772
909
1.083
1.092
1.095
1.103
1.104
1.213
1.214
1.239
1.268
1.321
1.343
1.362
1.365
-
General Reserve
79
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 3.3 Perkembangan Aset BPR Berdasarkan Lokasi BPR
(Growth of Rural Banks Asset Based on Location) Miliar Rp (Billion Rp) Lokasi 1. Jawa Barat 2. Banten 3. DKI Jakarta
2008
2009
2010
2011
2013
2012
2014
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Location
5.868
7.061
8.511
9.771
11.293
12.507
11.898
12.669
12.187
12.389
12.043
12.663
12.835
13.014
13.107
13.160
13.357
13.381
632
737
907
1.056
1.308
1.381
1.426
1.433
1.466
1.496
1.441
1.529
1.508
1.512
1.522
1.537
1.498
1.522
571
708
922
1.341
1.579
1.625
1.725
1.673
1.628
1.627
1.581
1.625
1.637
1.636
1.674
1.628
1.667
1.678
4. D.I Yogyakarta
1.634
1.848
2.250
2.610
3.097
3.212
3.232
3.295
3.330
3.383
3.273
3.510
3.522
3.529
3.535
3.568
3.596
3.671
5. Jawa Tengah
7.790
9.190
10.899
12.851
14.938
15.309
15.372
15.685
16.043
16.373
16.034
16.844
16.836
16.945
17.127
17.131
17.170
17.267
6. Jawa Timur
4.030
4.739
5.607
6.562
7.898
8.410
8.520
8.639
8.796
8.837
8.555
8.910
8.961
9.035
9.141
9.221
9.329
9.436
23
25
30
33
39
39
39
39
39
40
38
39
40
44
44
45
49
50
8. Jambi
205
244
323
424
644
692
725
744
760
759
724
738
737
744
739
734
729
732
9. Aceh
125
138
147
148
151
154
155
1.352
161
162
164
163
164
163
160
7. Bengkulu
110
121
104
10. Sumatera Utara
495
580
677
763
877
917
928
949
968
979
941
967
976
980
983
978
978
991
11. Sumatera Barat
901
1.025
1.157
1.278
1.406
1.300
1.277
1.292
1.296
1.301
1.244
1.337
1.318
1.322
1.322
1.313
1.306
1.288
12. Riau
491
601
735
899
1.015
1.028
1.015
1.027
1.043
1.040
991
1.050
1.070
1.072
1.078
1.054
1.048
1.071
13. Kepulauan Riau
855
1.349
2.161
2.836
3.425
3.444
3.587
3.713
3.785
3.802
3.715
3.842
3.827
3.844
3.855
3.864
3.894
4.001
14. Sumatera Selatan
394
520
645
834
996
1.019
1.025
1.003
984
985
973
1.046
1.016
1.033
1.035
1.036
1.027
1.021
9
20
25
50
59
55
53
67
67
70
67
75
74
76
80
75
75
75
3.563
3.037
3.539
4.386
5.167
6.133
6.170
6.239
6.385
6.509
6.311
6.678
6.740
6.838
6.802
6.871
6.872
7.000
17. Kalimantan Selatan
260
250
348
389
396
393
392
400
402
408
411
416
416
418
421
430
426
423
18. Kalimantan Barat
511
577
670
820
979
989
965
958
957
988
969
953
922
927
926
977
942
956
19. Kalimantan Timur
193
233
272
282
310
296
300
301
307
309
298
336
338
335
336
328
330
328
10
28
46
67
137
159
190
161
169
168
161
232
173
178
281
185
192
197
21. Sulawesi Tengah
209
254
309
504
955
1.220
1.255
1.266
1.304
1.329
1.438
1.372
1.358
1.367
1.416
1.425
1.424
1.429
22. Sulawesi Selatan
272
336
457
669
925
1.040
1.048
1.050
1.081
1.099
1.072
1.064
1.117
1.131
1.156
1.164
1.163
1.190
23. Sulawesi Utara
194
241
395
625
820
905
924
952
959
958
942
963
947
922
903
900
891
897
57
65
68
80
103
105
109
110
112
114
117
133
128
129
133
135
141
142
15. Bangka Belitung 16. Lampung
20. Kalimantan Tengah
24. Sulawesi Tenggara 25. Sulawesi Barat 26. Gorontalo 27. Nusa Tenggara Barat 28. Bali
3
2
3
4
6
7
7
7
7
7
6
7
7
7
6
6
6
6
21
26
29
30
35
33
33
33
34
34
32
36
35
35
34
35
35
35
1. Jawa Barat 2. Banten 3. DKI Jakarta 4. D.I Yogyakarta 5. Jawa Tengah 6. Jawa Timur 7. Bengkulu 8. Jambi 9. Aceh 10. Sumatera Utara 11. Sumatera Barat 12. Riau 13. Kepulauan Riau 14. Sumatera Selatan 15. Bangka Belitung 16. Lampung 17. Kalimantan Selatan 18. Kalimantan Barat 19. Kalimantan Timur 20. Kalimantan Tengah 21. Sulawesi Tengah 22. Sulawesi Selatan 23. Sulawesi Utara 24. Sulawesi Tenggara 25. Sulawesi Barat 26. Gorontalo
456
535
585
716
840
832
841
846
866
896
866
940
933
941
943
944
952
929
2.318
2.663
3.431
4.801
6.326
6.934
7.085
7.264
7.416
7.501
7.470
7.721
7.845
7.925
7.981
8.123
8.104
8.250
27. Nusa Tenggara Barat 28. Bali
64
109
153
200
253
258
281
306
303
309
308
337
338
343
343
345
352
355
29. Nusa Tenggara Timur
30. Maluku
210
210
217
391
747
788
808
825
848
856
871
1.001
856
880
917
927
949
977
31. Papua
184
215
231
314
516
548
540
555
564
575
570
609
586
587
607
626
628
640
30. Maluku 31. Papua
1
2
8
13
17
18
18
20
21
21
20
22
22
23
23
24
24
24
29
74
152
159
159
186
159
173
182
221
207
252
202
206
206
204
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
55.799
67.397
71.901
72.091
73.858
74.440
75.491
75.017
77.376
77.485
78.189
78.838
79.159
79.524
80.329
29. Nusa Tenggara Timur
32. Maluku Utara 33. Papua Barat
-
-
34. Lainnya
-
-
Total
32.533
37.554
45.742
32. Maluku Utara 33. Papua Barat 34. Others Total
80
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 3.4 Jumlah BPR Berdasarkan Total Aset
(Rural Banks Based on Total Assets) Miliar Rp (Billion Rp) 2013 Total Aset
2008
2009
2010
2011
Total Asset Jun
Total Aset BPR
56
46
25
16
2014
2012 12
Jul 11
Ags 11
Sep 10
Okt 11
Nov 10
14
Des
Jan 9
Feb 13
Mar 12
Apr 11
Mei 10
Jun 10
8 Total Asset Rural bank
< 1 Billion
< 1 Miliar Total Aset BPR
536
429
341
264
229
226
229
230
225
217
227
213
207
212
208
204
203
207 Total Asset Rural bank
1 up to 5 Billion
1 s.d 5 Miliar Total Aset BPR
511
479
433
387
333
290
278
269
265
261
270
267
263
253
257
263
263
262 Total Asset Rural bank
5 up to 10 Billion
5 s.d 10 Miliar Total Aset BPR
669
779
907
1.002
1.079
1.114
1.123
1.132
1.140
1.151
1.126
1.146
1.153
1.159
1.160
1.158
1.158
1.157 Total Asset Rural bank
> 10 Billion
> 10 Miliar Total
1.772
1.733
1.706
1.669
1.653
1.641
1.641
1.641
1.641
1.639
1.637
1.635
1.636
1.636
1.636
1.635
1.634
1.634
Total
81
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 3.5 Non Performing Loan Bank Perkreditan Rakyat
(NPL of Rural Bank) Miliar Rp (Billion Rp) 2013 Kolektibilitas
2008
2009
2010
2011
2014
Collectibility
2012 Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
25.472
28.001
33.844
41.100
49.818
56.248
57.462
57.634
58.218
58.677
59.770
59.176
59.503
60.812
62.055
63.036
64.209
65.507 Credit
22.956
26.068
31.775
38.953
47.450
53.450
54.607
54.625
55.237
55.666
56.835
56.566
56.562
57.779
58.977
59.847
60.888
62.181
1.039
457
514
495
577
782
809
899
856
862
814
640
890
932
941
957
979
982
b. Sub-Standard
342
335
398
420
453
518
533
553
576
566
575
537
567
570
570
617
652
645
c. Doubtful
1.135
1.140
1.158
1.231
1.339
1.499
1.513
1.558
1.549
1.583
1.546
1.433
1.483
1.531
1.567
1.616
1.690
1.698
Non Performing Loan (Nominal)
2.516
1.932
2.070
2.146
2.369
2.798
2.855
3.009
2.981
3.011
2.935
2.610
2.941
3.033
3.078
3.190
3.321
3.325 Non Performing Loan (Nominal)
Rasio Non Performing Loan (%)
9,88
6,90
6,12
5,22
4,75
4,98
4,97
5,22
5,12
5,13
4,91
4,41
4,94
4,99
4,96
5,06
5,17
5,08 Non Performing Loan Ratio (%)
Kredit a. Lancar b. Kurang Lancar c. Diragukan d. Macet
a. Current
d. Lost
82
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 3.6 Non Performing Loan BPR Berdasarkan Lokasi
(NPL of Rural Banks Based On Location) Miliar Rp (Billion Rp) Lokasi 1. Jawa Barat
2008
2009
2010
2011
2013
2012
Jun
Jul
Ags
2014
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Location
Jun
1. Jawa Barat
408
417
427
455
501
560
565
592
585
590
577
529
566
590
593
605
625
625
2. Banten
43
70
81
85
89
103
109
116
117
119
109
99
106
107
104
107
109
96
2. Banten
3. DKI Jakarta
26
36
46
46
64
64
70
78
70
70
80
64
83
84
79
84
78
82
3. DKI Jakarta
4. D.I Yogyakarta
80
80
103
109
115
148
151
160
150
151
121
123
136
146
147
148
154
164
4. D.I Yogyakarta
5. Jawa Tengah
591
618
658
675
687
787
777
801
789
805
803
697
793
814
818
838
878
886
5. Jawa Tengah
6. Jawa Timur
157
155
176
194
204
252
268
288
296
285
282
247
278
291
305
332
339
340
6. Jawa Timur
1
1
1
1
2
2
2
2
3
3
3
3
3
3
3
3
3
3
8. Jambi
11
14
14
13
14
28
29
33
34
40
39
36
43
44
48
50
52
55
9. Aceh
7
33
10
6
6
9
9
10
10
10
8
8
10
10
10
12
12
13
10. Sumatera Utara
29
35
39
48
40
45
46
47
48
48
52
50
56
57
57
57
56
58
10. Sumatera Utara
11. Sumatera Barat
40
67
87
66
68
88
93
94
95
88
85
68
79
84
86
90
97
98
11. Sumatera Barat
12. Riau
18
27
40
49
89
108
111
118
114
116
114
103
113
114
115
113
120
121
9
9
22
37
62
82
81
83
78
88
82
65
84
76
76
84
96
89
13. Kepulauan Riau
14. Sumatera Selatan
20
24
31
27
34
48
53
54
54
79
58
47
50
47
48
55
54
55
14. Sumatera Selatan
15. Bangka Belitung
1
1
2
1
2
2
2
3
3
3
2
2
2
2
3
3
3
3
15. Bangka Belitung
909
84
52
51
57
73
80
94
92
80
77
65
70
74
72
76
73
75
16. Lampung
5
9
8
12
17
19
25
28
29
25
27
27
30
32
36
40
41
42
17. Kalimantan Selatan
18. Kalimantan Barat
17
19
17
16
27
31
32
33
31
24
24
22
22
23
22
24
24
27
18. Kalimantan Barat
19. Kalimantan Timur
10
27
30
24
29
31
31
31
33
31
32
30
32
33
34
33
33
33
19. Kalimantan Timur
20. Kalimantan Tengah
0
1
2
4
4
5
6
8
7
8
8
7
9
10
10
11
14
12
20. Kalimantan Tengah
21. Sulawesi Tengah
4
4
4
4
7
11
12
12
12
13
13
12
13
14
14
14
15
16
21. Sulawesi Tengah
22. Sulawesi Selatan
11
13
19
15
13
15
16
20
18
18
16
12
17
22
21
26
28
28
22. Sulawesi Selatan
23. Sulawesi Utara
5
6
12
18
25
39
43
49
58
58
62
59
72
78
82
83
78
77
23. Sulawesi Utara
24. Sulawesi Tenggara
3
2
6
9
10
12
12
14
13
11
11
9
10
11
12
12
12
12
24. Sulawesi Tenggara
25. Sulawesi Barat
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
25. Sulawesi Barat
26. Gorontalo
3
4
5
3
3
3
3
3
3
3
3
3
3
3
4
4
4
4
26. Gorontalo
27. Nusa Tenggara Barat
33
40
64
69
79
69
67
73
72
72
77
67
72
74
77
76
80
77
28. Bali
71
126
98
95
103
133
130
135
140
142
144
138
156
165
167
178
205
194
29. Nusa Tenggara Timur
1
4
5
6
7
12
13
12
11
11
11
6
19
13
18
15
18
21
30. Maluku
1
2
6
5
4
5
5
6
6
6
5
4
5
5
5
5
5
6
30. Maluku
31. Papua
5
6
6
4
5
8
8
9
8
9
8
7
7
8
9
9
10
9
31. Papua
32. Maluku Utara
0
0
0
0
1
1
1
1
1
1
1
1
1
1
1
1
1
1
32. Maluku Utara
33. Papua Barat
-
-
0
0
0
5
5
4
3
3
-
-
-
-
3
3
4
4
33. Papua Barat
34. Lainnya
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
34. Others
2.516
1.932
2.070
2.146
2.369
2.798
2.855
3.009
2.981
3.011
2.935
2.610
2.941
3.035
3.078
3.190
3.321
3.325
7. Bengkulu
13. Kepulauan Riau
16. Lampung 17. Kalimantan Selatan
Total
7. Bengkulu 8. Jambi 9. Aceh
12. Riau
27. Nusa Tenggara Barat 28. Bali 29. Nusa Tenggara Timur
Total
83
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 3.7 Komposisi DPK Bank Perkreditan Rakyat
(Composition of Third Party Funds of Rural Bank) Miliar Rp (Billion Rp) Desember 2008
Desember 2009
Komposisi thd Total DPK (%)
Indikator Nominal
(Composition to Total Third Party Funds) (%)
Desember 2010
Komposisi thd Total DPK (%) Nominal
(Composition to Total Third Party Funds) (%)
Desember 2011
Komposisi thd Total DPK (%) Nominal
(Composition to Total Third Party Funds) (%)
Nominal
Desember 2012
Komposisi thd Total DPK (%) (Composition to Total Third Party Funds) (%)
Juni 2013
Nominal
(Composition to Total Third Party Funds) (%)
Desember 2013
Komposisi thd Total DPK (%)
Komposisi thd Total DPK (%) Nominal
(Composition to Total Third Party Funds)
Juni 2014
Komposisi thd Total DPK (%) Nominal
(%)
(Composition to Total Third Party Funds) (%)
Komposisi thd Total DPK (%) Nominal
Indicator
(Composition to Total Third Party Funds) (%)
Deposito
14.204
66,56
17.280
67,63
21.455
68,52
26.174
68,50
30.401
67,75
31.174
67,87%
33.879
67,06%
35.640
68,38% Time Deposits
Tabungan
7.135
33,44
8.272
32,37
9.857
31,48
12.035
31,50
14.468
32,25
14.761
32,13%
16.641
32,94%
16.480
31,62% Saving
Total DPK
21.339
100,00
25.552
100,00
31.312
100,00
38.209
100,00
44.870
100,00
45.935
100%
50.520
100%
52.120
100% Total Third Party Funds
84
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 3.8 Komposisi DPK BPR Berdasarkan Lokasi Penghimpunan - Juni 2014
(Composition of Third Party Funds of Rural Banks Based on Location - June 2014)
Lokasi
Tabungan
Deposito
Total DPK
(Saving Deposits)
(Time Deposits)
(Total of Third Party Funds)
Pangsa Thd Total DPK (%)
Location
(Portion to Total Third Party Funds (%)
Miliar Rp (Billion Rp) 1. Jawa Barat
1. Jawa Barat
2.308
6.927
9.235
17,72
2. Banten
230
715
945
1,81
2. Banten
3. DKI Jakarta
151
903
1.054
2,02
3. DKI Jakarta
4. D.I Yogyakarta
836
1.778
2.614
5,02
4. D.I Yogyakarta
5. Jawa Tengah
5.201
7.150
12.351
23,70
5. Jawa Tengah
6. Jawa Timur
1.806
3.935
5.741
11,02
6. Jawa Timur
7. Bengkulu
15
16
31
0,06
7. Bengkulu
8. Jambi
84
456
540
1,04
8. Jambi
9. Aceh
32
47
80
0,15
10. Sumatera Utara
362
364
727
1,39
10. Sumatera Utara
11. Sumatera Barat
553
339
892
1,71
11. Sumatera Barat
12. Riau
330
398
728
1,40
12. Riau
13. Kepulauan Riau
472
2.780
3.251
6,24
13. Kepulauan Riau
14. Sumatera Selatan
185
431
616
1,18
14. Sumatera Selatan
15. Bangka Belitung
13
47
60
0,12
15. Bangka Belitung
16. Lampung
598
2.843
3.441
6,60
16. Lampung
17. Kalimantan Selatan
107
130
237
0,45
17. Kalimantan Selatan
18. Kalimantan Barat
312
410
723
1,39
18. Kalimantan Barat
19. Kalimantan Timur
78
121
199
0,38
19. Kalimantan Timur
20. Kalimantan Tengah
69
81
149
0,29
20. Kalimantan Tengah
21. Sulawesi Tengah
63
302
365
0,70
21. Sulawesi Tengah
22. Sulawesi Selatan
165
424
590
1,13
22. Sulawesi Selatan
23. Sulawesi Utara
126
555
681
1,31
23. Sulawesi Utara
43
34
77
0,15
24. Sulawesi Tenggara
25. Sulawesi Barat
1
1
3
0,01
25. Sulawesi Barat
26. Gorontalo
8
11
19
0,04
26. Gorontalo
315
271
586
1,12
27. Nusa Tenggara Barat
1.755
3.510
5.265
10,10
29. Nusa Tenggara Timur
99
158
257
0,49
29. Nusa Tenggara Timur
30. Maluku
62
201
263
0,50
30. Maluku
31. Papua
64
182
246
0,47
31. Papua
6
8
14
0,03
32. Maluku Utara
33
108
141
0,27
33. Papua Barat
-
-
-
0,00
34. Others
16.480
35.640
52.120
24. Sulawesi Tenggara
27. Nusa Tenggara Barat 28. Bali
32. Maluku Utara 33. Papua Barat 34. Lainnya Total
100
9. Aceh
28. Bali
Total
85
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 3.9 DPK BPR Berdasarkan Lokasi Penghimpunan
(Third Party Funds of Rural Banks Based on Deposits Location) Miliar Rp (Billion Rp) Lokasi 1. Jawa Barat
2008
2009
2010
2011
2013
2012
Jun
Jul
Ags
2014
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Location
Jun
1. Jawa Barat
4.035
5.072
6.061
6.859
7.746
7.994
7.977
8.188
8.244
8.437
8.601
8.804
8.946
9.105
9.131
9.224
9.352
9.235
2. Banten
308
382
509
661
816
887
880
874
902
938
948
953
958
957
955
961
948
945
3. DKI Jakarta
305
420
600
837
1.063
986
1.008
1.025
992
993
1.024
1.001
1.010
1.027
1.057
1.032
1.062
1.054
3. DKI Jakarta
4. D.I Yogyakarta
1.142
1.290
1.511
1.814
2.193
2.277
2.277
2.345
2.379
2.420
2.443
2.540
2.538
2.542
2.527
2.569
2.572
2.614
4. D.I Yogyakarta
5. Jawa Tengah
5.395
6.449
7.529
9.052
10.585
10.734
10.732
11.046
11.303
11.563
11.800
12.097
12.166
12.232
12.335
12.422
12.450
12.351
6. Jawa Timur
2.476
2.964
3.497
4.041
4.893
5.093
5.095
5.210
5.301
5.333
5.406
5.459
5.530
5.605
5.628
5.661
5.710
5.741
15
17
18
20
25
26
26
26
26
26
26
27
27
27
28
30
31
31
8. Jambi
146
186
244
316
482
507
525
540
551
541
536
532
534
541
541
536
536
540
9. Aceh
57
37
41
55
61
65
67
68
71
72
381
80
82
85
83
83
83
80
10. Sumatera Utara
357
426
493
538
612
644
654
665
676
681
690
690
702
707
719
726
722
727
10. Sumatera Utara
11. Sumatera Barat
580
715
829
913
972
866
835
850
855
860
881
917
911
918
924
927
920
892
11. Sumatera Barat
12. Riau
350
417
525
629
678
662
659
674
686
689
680
699
719
725
730
727
717
728
12. Riau
13. Kepulauan Riau
657
1.071
1.758
2.324
2.735
2.761
2.872
2.975
3.016
3.031
3.082
3.097
3.101
3.107
3.111
3.134
3.151
3.251
14. Sumatera Selatan
308
386
471
556
625
638
642
618
604
602
607
657
640
634
635
642
627
616
14. Sumatera Selatan
8
17
21
43
48
44
42
51
53
55
55
60
58
59
62
62
62
60
15. Bangka Belitung
2.140
1.945
2.427
2.883
3.249
3.186
3.191
3.229
3.248
3.261
3.301
3.373
3.443
3.529
3.501
3.484
3.474
3.441
17. Kalimantan Selatan
144
154
177
251
222
209
207
214
217
223
236
228
232
232
233
246
241
237
17. Kalimantan Selatan
18. Kalimantan Barat
399
470
547
651
783
768
741
737
730
758
758
737
700
700
698
750
713
723
18. Kalimantan Barat
19. Kalimantan Timur
114
152
177
174
192
180
179
180
182
183
185
202
204
203
205
201
202
199
19. Kalimantan Timur
6
15
28
44
105
121
148
124
129
127
127
190
130
133
235
139
146
149
20. Kalimantan Tengah
21. Sulawesi Tengah
93
99
130
277
284
352
353
348
347
288
402
332
323
341
389
353
360
365
21. Sulawesi Tengah
22. Sulawesi Selatan
128
185
259
366
476
499
513
518
516
527
526
497
547
555
565
574
580
590
22. Sulawesi Selatan
23. Sulawesi Utara
145
171
282
439
588
656
665
695
702
714
730
728
732
712
683
692
683
681
23. Sulawesi Utara
50
55
56
56
61
65
68
68
70
70
72
78
76
75
78
78
79
77
25. Sulawesi Barat
2
1
2
2
3
2
2
2
2
2
2
2
2
3
3
3
3
3
26. Gorontalo
7
10
14
16
20
19
18
18
18
19
19
21
19
20
19
19
19
19
260
319
366
452
521
512
515
526
543
563
578
602
604
606
608
610
612
586
1.455
1.803
2.331
3.254
4.054
4.435
4.534
4.638
4.727
4.746
4.891
4.959
5.099
5.161
5.198
5.298
5.225
5.265
38
71
108
143
186
181
200
216
212
218
223
248
246
250
250
253
253
257
29. Nusa Tenggara Timur
30. Maluku
100
99
105
251
271
223
231
233
235
187
191
313
195
198
259
257
280
263
30. Maluku
31. Papua
119
152
166
224
203
216
215
226
230
225
214
229
224
221
250
265
254
246
31. Papua
0
1
4
6
8
9
9
9
10
11
10
11
11
13
14
14
14
14
26
63
111
119
119
119
117
115
125
155
141
143
142
144
143
141
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
38.209
44.870
45.935
46.201
47.255
47.895
48.476
49.750
50.520
50.853
51.367
51.799
52.113
52.224
52.120
7. Bengkulu
15. Bangka Belitung 16. Lampung
20. Kalimantan Tengah
24. Sulawesi Tenggara
27. Nusa Tenggara Barat 28. Bali 29. Nusa Tenggara Timur
32. Maluku Utara 33. Papua Barat
-
-
34. Lainnya
-
-
Total
21.339
25.552
31.312
2. Banten
5. Jawa Tengah 6. Jawa Timur 7. Bengkulu 8. Jambi 9. Aceh
13. Kepulauan Riau
16. Lampung
24. Sulawesi Tenggara 25. Sulawesi Barat 26. Gorontalo 27. Nusa Tenggara Barat 28. Bali
32. Maluku Utara 33. Papua Barat 34. Others Total
86
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 3.10 Suku Bunga Rata-rata DPK Bank Perkreditan Rakyat
(Average of Third Party Interest Rates of Rural Banks) Persen (Percent) 2013 Indikator
2008
2009
2010
2011
Jun
Tabungan Deposito
Revisi
Jul
Ags
Sep
Okt
Nov
r)
Indicator Des
Jan
Feb
Mar
Apr
Mei
Jun
7,16
6,32
5,53
5,21
4,68
4,60
4,59
4,57
4,61
4,60
4,88
4,63
4,62
5,03
5,07
4,62
4,68
4,66
Saving
12,43
10,81
10,25
9,85
8,40
8,33
8,42
8,53
8,75
9,03
9,39
9,61
9,65
10,19
10,19
9,80
10,30
9,73
Time Deposits
Ket: Data tersedia mulai Desember 2008 r)
2014
2012
Note: Data available on December 2008 r) revised
87
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 3.11 Suku Bunga Rata-rata Kredit BPR Berdasarkan Sektor Ekonomi
(Average of Credit Interest Rates of Rural Banks Based on Economic Sector) Persen (Percent) 2010
2011
2012
Des
Des
Des
2013
2014
Economic Sector
Sektor Ekonomi Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
r)
Des
Jan
Feb
Mar
Apr
Mei
Jun
1 Pertanian, Perburuhan, dan Kehutanan 2 Perikanan
38,29
36,58
35,51
34,84
34,71
34,11
34,30
34,17
34,11
33,58
35,73
35,51
35,55
37,15
37,19
36,87
33,90
33,95
1. Agriculture, hunting, and forestry
33,39
32,10
31,32
30,47
30,61
30,69
30,71
30,57
30,81
30,69
31,17
31,19
31,20
32,05
32,11
31,96
30,45
30,19
2. Fisheries
3 Pertambangan dan Penggalian
28,29
26,58
26,60
25,95
25,86
25,84
26,60
26,87
27,12
28,24
25,36
25,22
25,78
25,98
25,90
26,39
26,01
25,47
3. Mining and quarrying
4 Industri Pengolahan
30,67
29,14
28,44
28,03
27,81
27,94
28,39
28,45
28,56
28,22
28,32
27,62
27,60
33,47
27,65
27,29
27,23
27,67
4. Processing industry
5 Listrik, Gas dan Air
34,43
30,33
29,08
28,11
28,74
29,54
28,72
27,58
29,29
28,56
30,60
27,89
27,47
27,45
27,99
27,97
27,92
27,27
5. Electricity, gas and water
6 Konstruksi
31,41
29,72
28,59
28,70
29,00
28,58
29,17
29,24
29,76
29,56
25,28
24,93
24,92
26,84
27,40
27,64
25,02
25,09
6. Construction
7 Perdagangan Besar dan Eceran
7. Big and retail trade
33,14
31,97
30,41
29,87
29,78
29,68
29,69
29,57
29,58
29,47
30,80
30,24
30,31
31,53
30,38
30,48
29,05
29,03
8 Penyediaan Akomodasi dan Penyedian Makan Minum 9 Transportasi, Pergudangan dan Komunikasi 10 Perantara Keuangan
27,99
28,53
28,53
27,60
27,70
28,48
28,82
28,77
29,03
29,32
25,95
25,72
26,11
26,23
26,32
26,32
26,10
26,26
30,12
28,11
27,89
27,73
27,70
27,65
27,63
27,59
27,43
27,36
26,86
27,47
27,18
39,39
27,83
27,59
26,97
26,86
25,28
24,20
23,52
22,80
22,36
22,46
22,43
22,42
22,50
22,26
22,21
22,80
22,72
22,52
22,19
22,14
21,57
21,84
11 Real Estate
27,26
22,77
21,50
22,48
23,05
23,12
22,87
22,43
22,85
23,20
23,05
22,76
23,41
23,51
23,56
25,32
24,03
24,11
12 Administrasi Pemerintahan, Pertanahan Dan Jaminan Sosial Wajib 13 Jasa Pendidikan
35,78
26,38
27,60
25,03
25,26
25,09
25,30
25,69
25,61
26,06
27,47
28,85
27,64
27,64
27,86
26,90
27,28
27,08
31,61
28,84
28,20
28,27
27,76
27,91
28,41
28,51
28,37
28,81
26,15
26,41
27,14
28,37
27,19
27,24
27,98
27,81
11. Real estate, rental business, and services company 12. Government administration, the defense and compulsory social security 13. Education services
14 Jasa Kesehatan dan Kegiatan Sosial
30,51
30,86
28,89
28,32
28,49
28,29
28,48
28,22
28,86
29,37
27,61
22,60
22,74
27,07
27,68
27,22
26,78
26,56
14. Health and social services
15 Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan Lainnya 16 Jasa Perorangan yang Melayani Rumah Tangga 17 Kegiatan Usaha yang Belum Jelas Batasannya 18 Bukan Lapangan Usaha - Rumah Tangga 19 Bukan Lapangan Usaha - Lainnya
29,05
28,23
27,98
27,55
27,47
27,73
28,16
27,70
28,23
27,69
29,94
28,63
28,63
32,91
29,10
28,01
28,51
28,95
31,07
32,82
31,15
30,16
29,82
29,85
29,81
30,06
29,95
29,75
30,94
28,94
29,17
29,63
29,89
30,10
29,39
29,27
15. Community, Sociocultural,Entertainment and Other Individual Services 16. Individual services serving the household
29,35
29,11
28,00
28,48
28,72
29,42
29,95
30,15
30,05
29,38
30,03
29,24
30,08
36,70
30,12
29,82
29,61
29,27
28,12
27,39
26,19
25,49
25,25
24,93
24,77
24,57
24,56
24,59
24,33
25,17
24,55
25,51
24,43
24,18
24,56
24,94
27,71
26,88
25,90
25,59
25,34
25,04
25,23
25,18
25,27
25,01
25,13
25,18
25,16
25,59
25,51
27,33
24,93
25,13
Ket:
r)
revisi
8. Provision of accommodation and food supply drinking 9. Transportation, warehousing and communications 10. Transitional finance
17. International Agency and Other Extra Agency International 18. Business Activities which are not clearly defined 19. Not the business field - other r)
revised
88
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 3.12 Suku Bunga Rata-rata Kredit BPR Berdasarkan Jenis Penggunaan
(Average of Credit Interest Rates of Rural Banks Based on Type of Use) Persen (Percent) 2013 Jenis Penggunaan
2008
2009
2010
2011
2014
2012 Jun
Jul
Ags
Sep
Okt
Nov
r)
Type of Use Des
Jan
Feb
Mar
Apr
Mei
Jun
Modal Kerja
34,43
34,83
33,21
32,05
30,91
30,24
30,44
30,32
30,41
30,17
31,06
30,56
30,71
33,56
36,72
36,17
29,64
29,64
Total Working Capital
Investasi
27,67
30,37
29,01
28,23
26,62
26,31
26,03
25,93
25,70
25,65
25,60
25,36
25,49
25,73
25,94
26,22
26,08
26,04
Total Investment
Konsumsi
29,57
29,14
27,81
27,00
25,97
25,01
25,12
25,11
25,19
24,96
25,10
25,13
25,05
25,58
25,42
27,07
24,90
25,11
Total Consumption
Ket: Data tersedia mulai Desember 2008 r)
revisi
Note: Data available on December 2008 r)
revised
89
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 3.13 Perkembangan Jumlah Bank Perkreditan Rakyat
(Growth of Total Rural Banks) 2013 Keterangan
2008
2009
2010
2011
2014
Information
2012 Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jumlah BPR
1.772
1.733
1.706
1.669
1.653
1.641
1.641
1.641
1.641
1.639
1.637
1.635
1.636
1.636
1.636
1.635
1.634
1.634
Total Rural Banks
Jumlah Kantor
3.367
3.644
3.910
4.172
4.425
4.568
4.584
4.612
4.630
4.656
4.669
4.678
4.697
4.709
4.717
4.728
4.743
4.765
Total Bank Offices
90
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 3.14 Perkembangan Jumlah BPR dan Kantor BPR Berdasarkan Lokasi - Juni 2014
(Growth of Total Rural Bank and Rural Banks Offices Based on Location - June 2014) BPR (Rural Bank)
Location
Total
Lokasi KP
KC
KPK
300
312
203
815
1. Jawa Barat
2. Banten
66
44
34
144
2. Banten
3. DKI Jakarta
25
11
35
71
4. D.I Yogyakarta
54
32
135
221
5. Jawa Tengah
251
498
416
1.165
5. Jawa Tengah
6. Jawa Timur
325
217
605
1.147
6. Jawa Timur
4
5
4
13
7. Bengkulu
8. Jambi
18
6
3
27
8. Jambi
9. Aceh
5
14
1
20
10. Sumatera Utara
54
38
17
109
10. Sumatera Utara
11. Sumatera Barat
95
38
17
150
11. Sumatera Barat
12. Riau
33
9
13
55
12. Riau
13. Kepulauan Riau
40
26
2
68
13. Kepulauan Riau
14. Sumatera Selatan
19
11
8
38
14. Sumatera Selatan
15. Bangka Belitung
2
3
1
6
15. Bangka Belitung
16. Lampung
26
30
6
62
16. Lampung
17. Kalimantan Selatan
25
5
1
31
17. Kalimantan Selatan
18. Kalimantan Barat
20
6
2
28
18. Kalimantan Barat
19. Kalimantan Timur
14
8
5
27
19. Kalimantan Timur
20. Kalimantan Tengah
4
-
1
5
21. Sulawesi Tengah
9
14
7
30
21. Sulawesi Tengah
22. Sulawesi Selatan
23
7
7
37
22. Sulawesi Selatan
23. Sulawesi Utara
17
24
10
51
23. Sulawesi Utara
24. Sulawesi Tenggara
12
4
2
18
24. Sulawesi Tenggara
25. Sulawesi Barat
1
-
-
1
25. Sulawesi Barat
26. Gorontalo
4
3
1
8
26. Gorontalo
29
47
4
80
137
41
110
288
11
3
3
17
29. Nusa Tenggara Timur
30. Maluku
2
6
2
10
30. Maluku
31. Papua
6
9
1
16
31. Papua
32. Maluku Utara
2
2
-
4
32. Maluku Utara
33. Papua Barat
1
2
-
3
33. Papua Barat
34. Lainnya
-
-
-
-
34. Others
Total
1.634
1.475
1.656
4.765
1. Jawa Barat
7. Bengkulu
27. Nusa Tenggara Barat 28. Bali 29. Nusa Tenggara Timur
3. DKI Jakarta 4. D.I Yogyakarta
9. Aceh
20. Kalimantan Tengah
27. Nusa Tenggara Barat 28. Bali
Total
91
viii
T hi s page i nt ent i onal l y l eft bl ank
Halamn ini sengaja dikosongkan
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 4.1.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit (Credit Channeling and NPL Credit Channeling of Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan
2011
2012
Des
Des
Mar
Apr
Mei
Jun )
2013
109.790 1.523 4.935 291 87.780 302 344.597 11.746 45.841 247 75.395 2.865 375.017 12.500 30.425
142.451 2.603 5.492 197 104.207 1.292 445.807 10.479 59.073 253 95.921 3.410 499.567 12.668 44.640
146.057 2.844 5.682 241 104.746 1.345 453.895 9.964 63.314 267 93.285 3.370 527.526 14.130 47.224
148.680 2.894 5.682 244 113.096 1.134 457.900 9.801 63.719 265 96.464 3.740 543.471 14.533 48.075
151.957 2.945 5.701 244 113.258 1.092 469.764 9.669 68.111 267 103.013 4.088 549.983 15.004 49.141
154.657 2.679 5.670 206 109.030 1.082 485.150 9.324 69.652 269 108.911 4.037 595,465 15.742 51.833
629 97.966
443 122.235
620 126.617
874 128.906
894 133.892
2.400 105.184 309 116.201
2.522 124.958 193 150.568
3.050 126.696 244 157.897
3.178 128.538 239 158.480
1.767 3.014
2.446 2.793
2.642 2.791
15 4.064 63 7.611 334 39.294
5 4.612 50 8.671 396 45.006
774 691
r
Jul
2014 Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
157.176 2.711 5.718 157 103.394 1.563 500.982 9.123 72.236 280 111.614 4.086 605.348 16.046 53.344
158.525 2.783 5.792 171 112.580 1.775 519.946 9.749 67.868 280 118.001 4.131 606.233 16.554 52.401
165.006 2.686 6.063 151 114.391 1.688 542.605 9.703 72.736 266 120.474 3.999 620.769 16.168 53.722
167.372 2.749 6.084 191 109.795 2.042 538.245 9.844 73.736 275 118.020 4.566 627.483 16.534 56.324
169.934 2.710 6.060 190 121.198 1.793 555.964 9.631 79.211 606 117.802 4.433 628.493 16.558 57.698
177.162 2.553 6.391 185 126.826 1.920 577.880 10.023 79.493 587 116.090 4.746 644.047 15.898 59.306
176.796 2.851 6.317 205 121.459 1.949 574.794 10.178 84.659 590 111.062 4.514 631.958 17.026 59.226
178.639 2.995 6.243 216 122.565 2.046 567.640 10.723 89.839 581 112.239 4.603 636.212 18.565 60.924
182.528 3.007 6.329 206 119.213 2.309 572.834 12.186 89.535 762 116.372 4.571 650.833 18.299 62.240
188.096 2.966 6.464 228 124.408 2.401 580.929 11.550 90.340 767 119.956 5.286 664.979 18.832 63.699
191.801 3.751 6.695 236 117.358 2.907 587.325 11.704 91.012 890 121.942 5.651 679.164 20.639 65.254
194.180 4.070 6.936 204 116.626 2.900 607.190 12.126 83.257 879 128.019 5.429 698.881 20.858 66.762
894 140.890
901 142.652
869 148.072
876 153.687
873 153.356
857 156.739
571 163.418
683 160.024
736 157.610
854 160.246
1.041 167.688
1.133 181.487
1.467 181.200
3.263 136.552 255 161.718
3.160 137.614 244 174.709
2.959 142.820 250 179.046
3.511 145.035 334 180.567
3.714 148.065 348 182.414
3.789 146.393 365 188.148
3.851 147.692 385 189.420
3.208 151.154 427 193.182
3.344 146.748 476 190.016
3.640 144.402 517 190.397
3.818 149.166 507 193.181
4.288 148.907 518 195.357
4.790 160.700 720 153.210
4.461 173.646 1.484 157.973
2.491 2.776
2.732 2.803
2.856 4.803
2.792 4.986
3.177 5.885
3.139 5.912
3.351 6.062
3.598 6.529
3.477 12.475
3.987 6.659
3.923 7.972
4.130 8.037
4.882 7.954
2.873 8.239
2.790 8.672
5 4.696 79 8.988 396 44.807
4 4.614 75 9.257 374 45.595
4 4.836 73 9.254 310 46.441
3 4.835 62 9.481 310 48.123
3 4.900 60 9.517 238 51.592
3 4.991 63 9.630 242 50.694
4 5.075 63 9.685 206 51.355
2 5.128 57 9.509 206 51.992
2 5.161 61 9.713 201 52.352
4 5.477 57 10.153 197 53.861
5 5.446 64 10.110 196 53.901
5 5.650 67 10.174 204 54.020
7 5.753 59 10.186 221 53.871
16 6.005 73 10.655 240 54.749
9 6.327 55 10.631 252 51.077
9 6.562 71 11.010 253 50.622
1.088 711
1.077 879
1.176 895
1.178 939
1.180 1.178
1.288 1.239
1.320 1.299
1.291 1.381
1.412 1.420
1.416 1.478
1.181 1.537
1.257 1.562
1.341 1.633
1.357 1.671
1.460 1.749
1.547 1.849
1.577 1.927
37 3.305
49 501
53 443
50 422
48 406
51 381
35 357
38 351
40 338
42 334
42 335
34 318
39 329
45 309
42 300
43 294
51 297
52 286
53 81.689
8 50.396
9 37.621
9 40.633
8 40.280
9 4.583
9 2.953
8 2.332
8 2.473
8 2.165
8 4.316
6 3.984
6 3.748
6 3.460
7 3.473
7 4.355
8 21.386
10 14.746
1.339
892
750
768
749
58
57
44
45
46
39
25
25
28
14
21
2.059
1.118
dan Jaminan Sosial Wajib
NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya
NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL r) Angka-angka diperbaiki
Items Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual Services NPL 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold - For Home Ownership NPL - For Apartement Ownership NPL - For Shop House Ownership NPL - For Vehicles Ownership NPL - Others
176.659 3.291 5.573 57 15.207 260 105.725 998 119.841
211.476 4.395 10.275 86 19.988 380 98.658 1.082 278.867
220.069 5.547 10.726 98 21.158 455 93.605 997 279.049
224.835 5.572 11.114 101 21.687 506 93.498 946 282.631
229.283 5.496 11.424 100 22.252 489 93.632 944 288.041
248.697 5.974 10.587 75 23.001 517 98.449 915 266.066
255.078 6.296 11.070 78 23.759 527 103.318 863 268.311
257.753 6.622 11.359 91 24.231 563 103.450 886 269.910
262.762 6.398 11.938 107 24.734 555 105.329 886 271.814
264.345 6.286 11.943 94 24.754 539 106.601 876 273.558
266.132 6.237 11.999 81 24.830 539 107.354 859 275.112
268.764 5.766 12.024 89 24.979 532 104.458 849 277.825
268.238 6.517 11.972 94 24.760 578 108.679 862 278.006
269.770 6.752 11.931 91 24.707 626 108.795 872 280.701
272.002 6.578 12.000 98 24.824 622 108.118 1.012 282.372
273.023 6.694 12.020 108 24.871 636 105.775 1.189 283.960
288.374 7.196 13.044 119 37.771 950 114.183 1.407 298.034
292.821 7.136 13.068 119 36.664 866 115.859 1.477 302.173
1.413 244.288 4.482
2.663 180.987 2.995
2.969 190.601 3.278
2.920 193.250 3.386
2.951 194.797 3.494
2.461 205.358 3.472
2.520 209.717 3.519
2.627 210.498 3.538
2.576 214.481 3.596
2.622 216.711 3.644
2.621 218.877 3.713
2.483 222.068 3.462
2.689 221.951 3.698
2.810 221.986 3.688
2.798 221.814 2.614
2.834 225.117 2.799
3.510 195.989 1.845
3.521 NPL 199.084 Non Industrial Origin Others 1.956 NPL r) Revised figures
94
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 4.2.a. Kredit dan NPL Bank Persero Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of State Owned Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan
2011
2012
Des
Des
Mar
Apr
Mei
Jun )
2013
63.980 677 2.339 209 35.009 83 109.948 4.740 20.762 39 27.728 1.133 127.969 6.206 6.366
87.012 1.397 2.659 108 40.792 217 142.652 4.499 27.584 14 37.676 1.198 174.264 6.391 8.734
88.462 1.318 2.756 149 42.302 210 141.727 3.919 30.905 33 37.373 1.176 193.623 7.317 9.283
90.152 1.369 2.774 148 47.388 199 138.427 3.844 31.548 31 38.452 1.386 200.287 7.573 9.521
91.552 1.401 2.785 146 46.534 187 143.465 3.787 35.038 22 40.109 1.497 205.366 7.706 9.760
94.211 1.184 2.754 111 45.507 176 152.448 3.755 36.233 33 43.648 1.548 244.816 8.380 11.740
279 34.037
134 41.533
215 42.603
252 43.746
259 47.307
761 20.872 173
680 27.563 47
724 28.208 65
717 28.766 64
17.237 285 2.382
21.618 364 2.199
22.336 433 2.263
15 682 17 2.201 214 5.633
5 701 11 2.607 260 7.631
136 222
r
Jul
2014
Items
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
94.738 1.178 2.734 68 35.857 290 155.755 3.877 38.078 15 44.705 1.655 249.367 8.525 12.274
94.633 1.227 2.755 81 40.020 287 164.053 4.048 33.028 16 44.885 1.718 248.293 8.703 12.314
97.652 1.193 2.908 79 41.344 231 171.887 3.945 37.924 14 45.928 1.748 254.096 8.500 12.554
98.846 1.193 2.902 116 43.282 218 167.267 3.912 37.624 14 45.931 1.904 254.264 8.444 12.664
100.324 1.152 2.998 113 47.891 215 171.751 3.820 41.914 15 45.994 1.681 253.853 8.319 12.859
105.912 1.186 3.095 112 50.148 217 180.215 3.883 37.373 13 46.871 1.598 262.550 7.887 13.195
105.006 1.252 3.036 129 49.039 254 176.578 4.169 42.539 16 44.351 1.756 253.090 8.771 13.184
105.442 1.258 3.002 136 47.998 256 171.256 4.177 48.658 13 45.768 1.777 253.271 9.108 13.449
106.997 1.255 3.037 128 44.102 305 173.446 3.996 45.786 13 47.319 1.630 262.073 8.791 13.808
111.350 1.259 3.088 138 46.516 310 174.253 4.045 46.180 15 48.337 1.856 268.190 8.905 14.338
111.617 1.295 3.087 141 43.415 360 171.897 3.955 47.292 16 48.897 2.016 273.161 9.543 14.511
113.673 1.322 3.235 122 41.121 339 178.930 3.935 45.135 17 51.187 2.038 283.988 9.256 14.822
281 54.123
276 54.908
256 56.149
260 58.823
261 57.372
258 57.679
257 58.896
352 57.329
365 56.412
358 57.024
392 58.940
418 61.006
783 60.276
711 30.780 66
727 28.822 44
744 27.849 51
765 27.400 120
708 28.448 122
715 27.773 129
630 28.098 137
617 27.419 137
688 25.276 140
812 25.862 167
989 26.490 156
987 26.328 146
1.016 25.785 154
983 26.547 83
22.661 426 2.177
23.752 462 2.198
33.105 591 4.227
34.489 608 4.401
34.194 609 5.272
35.828 616 5.361
36.423 610 5.547
36.959 597 5.994
38.921 540 11.926
38.096 644 6.113
38.386 645 7.451
38.409 641 7.534
38.352 670 7.449
35.936 577 7.559
37.914 580 8.022
5 739 24 2.797 254 7.973
4 740 23 2.839 255 7.588
4 774 21 2.799 246 7.728
2 777 13 2.835 240 9.329
2 784 13 2.731 140 9.784
3 777 13 2.771 144 9.975
4 860 13 2.770 141 10.283
1 867 14 2.793 136 10.627
2 835 13 2.960 135 10.993
4 896 13 2.914 134 11.588
4 934 13 2.896 130 11.795
5 1.009 15 2.834 134 12.305
6 1.061 15 2.870 141 12.599
5 1.060 17 2.924 153 13.166
3 1.086 14 2.951 150 13.443
3 1.123 15 3.022 148 13.955
176 350
180 505
183 527
182 567
163 785
168 866
188 909
195 981
205 1.032
217 1.087
203 1.154
238 1.180
252 1.232
244 1.292
247 1.362
433 1.425
470 1.502
7 3.208
8 14
9 17
9 12
7 10
5 5
5 0
6 0
7 0
9 0
9 1
9 1
12 1
14 1
17 2
17 4
25 4
26 2
53 61.692
46.968
34.458
37.854
36.779
803
1.094
441
473
478
1.871
1.975
1.866
1.720
1.708
1.634
1.665
1.677
1.073
835
692
711
700
9
10
1
1
1
1
1
1
1
1
1
3
1
dan Jaminan Sosial Wajib
NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya
NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL r) Angka-angka diperbaiki
89.587 1.930 2.275 32 2.224 59 14.584 56 18.639
98.016 2.612 5.090 66 3.388 141 13.925 95 140.040
103.379 3.585 5.152 72 3.735 176 14.233 102 135.069
105.665 3.575 5.347 76 3.870 185 14.356 106 137.428
107.959 3.474 5.548 76 4.008 151 14.461 113 140.270
124.842 3.917 4.534 54 4.269 157 18.355 127 114.773
128.505 4.223 4.761 56 4.396 172 19.329 126 114.533
129.844 4.423 4.888 62 4.455 184 19.382 131 114.761
132.874 4.221 5.137 60 4.587 184 20.121 124 114.722
133.911 4.012 5.156 57 4.581 161 20.362 124 114.941
135.278 3.903 5.161 49 4.618 147 20.778 131 114.815
136.888 3.519 5.164 46 4.674 146 21.529 142 115.952
137.165 4.144 5.149 51 4.681 174 22.151 152 115.237
138.488 4.328 5.155 56 4.711 196 22.436 149 115.342
139.896 4.099 5.165 56 4.739 189 22.359 216 115.814
141.075 4.099 5.176 56 4.767 193 22.483 351 116.183
144.769 4.304 5.190 63 4.691 212 22.635 390 116.443
456 107.258 1.150
1.690 26.112 302
1.943 26.392 350
1.960 26.061 344
1.967 25.572 335
1.484 34.006 303
1.516 35.975 303
1.589 37.301 310
1.558 39.529 317
1.567 40.415 307
1.559 41.275 314
1.483 42.470 318
1.658 42.887 351
1.703 43.858 365
1.708 44.770 372
1.719 46.185 381
1.816 47.570 396
148.023 4.251 5.190 60 4.716 205 23.295 446 117.270
Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual NPL Services 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold - For Home Ownership NPL - For Apartement Ownership NPL - For Shop House Ownership NPL - For Vehicles Ownership NPL - Others
1.798 NPL 49.612 Non Industrial Origin Others 424 NPL r) Revised figures
95
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 4.3.a. Kredit dan NPL BUSN Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Foreign Exchange Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan
2011
2012
Des
Des
Mar
Apr
Mei
Jun
2013
32.618 588 1.893 45 32.282 166 145.923 4.628 17.119 202 32.818 1.011 192.695 4.802 20.648
37.311 640 1.978 43 29.125 728 183.778 3.683 21.877 127 39.051 843 242.879 4.168 30.482
38.600 876 2.075 44 30.533 698 183.753 3.856 22.289 119 39.069 863 248.148 4.450 31.789
38.979 857 2.048 46 31.629 664 186.517 3.730 22.036 119 39.741 798 255.577 4.549 31.979
39.885 873 2.073 46 32.301 665 188.435 3.778 23.033 129 42.609 958 257.514 4.668 32.572
39.392 769 2.077 48 31.557 665 192.630 3.628 23.181 119 42.895 825 260.322 4.647 33.303
40.233 779 2.158 37 31.429 730 196.647 3.269 23.599 146 42.855 798 264.904 4.678 34.149
41.274 775 2.195 35 33.248 889 200.698 3.599 23.774 145 48.031 841 265.359 4.977 33.146
43.590 745 2.281 33 33.096 905 208.973 3.621 23.435 132 47.656 677 271.828 4.928 34.031
262 47.180
152 59.221
247 60.876
463 61.492
474 62.460
452 62.546
458 62.930
450 65.760
1.186 36.095 101 80.468 1.069 341
1.124 40.801 102 102.026 1.475 190
1.325 41.914 120 107.685 1.686 183
1.434 41.310 118 106.832 1.534 98
1.464 44.943 131 108.514 1.704 101
1.347 46.171 143 111.279 1.663 104
1.110 50.649 137 113.269 1.506 107
2.217 32 4.001 101 27.202
0 2.619 27 4.552 114 27.247
0 2.786 38 4.685 113 25.933
0 2.686 35 4.872 96 25.552
0 2.801 34 4.873 39 27.000
0 2.779 29 5.047 44 26.978
490 166
415 161
423 162
462 166
486 169
12 6
17 5
17 5
18 5
3.479
2.042
0 1.881
52
4
5
Jul
2014 Sep r)
Ags
Okt
Items
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
1.268r) 212.138 3.745 24.571 139 44.734 780 279.386 5.067 36.311
44.986 750 2.118 34 32.883 1.041 217.070 3.559 25.269 467 43.917 793 278.798 5.109 37.092
46.937 613 2.348 35 33.742 1.178 224.347 3.842 26.195 450 43.574 737 284.910 4.931 38.361
47.119 661 2.327 35 32.329 1.187 223.671 3.744 26.070 448 43.571 778 281.833 5.227 38.639
48.185 746 2.293 35 34.803 1.307 222.795 3.855 25.713 441 44.573 848 284.613 5.927 39.209
50.390 758 2.312 29 34.873 1.428 226.852 3.938 25.894 621 45.958 889 290.833 5.931 39.894
51.957 668 2.361 40 35.370 1.451 230.724 4.432 25.896 623 46.719 1.020 295.785 6.213 40.406
53.338 1.337 2.521 41 33.193 1.844 233.311 4.531 25.663 704 47.089 937 298.104 6.622 41.218
53.264 1.520 2.584 31 34.280 1.870 239.458 4.660 25.960 691 49.549 924 302.798 7.066 42.567
454 67.320
449 68.852
438 70.933
160 76.083
163 73.959
154 73.157
279 73.562
284 78.747
332 87.241
366 87.549
1.596 51.935 153 114.267 1.896 112
1.560 51.441 156 113.896 1.733 15
1.565 52.654 162 118.475 1.815 15
1.795 52.999 166 118.371 2.061 15
1.498 54.847 214 119.979 1.988 15
1.538 53.341 254 118.709 2.329 15
1.562 53.260 272 119.240 2.312 15
1.571 57.316 273 121.443 2.385 15
1.650 55.390 275 123.424 2.869 14
2.110 62.083 353 93.693 1.241 120
1.815 70.083 1.164 96.579 1.447 96
0 2.808 30 5.176 69 29.174
0 2.922 31 5.231 69 27.891
0 2.944 31 5.259 40 28.120
0 2.906 27 5.130 44 28.121
0 2.987 31 5.190 42 28.019
0 3.197 29 5.633 44 28.159
0 3.176 32 5.668 45 28.418
0 3.223 32 5.788 50 28.094
0 3.256 27 5.747 58 28.056
0 3.506 36 6.167 62 28.019
3 3.598 21 6.069 79 26.237
4 3.792 35 6.337 79 26.805
513 170
481 170
516 170
498 184
618 169
625 169
473 170
488 170
494 167
509 158
543 164
494 167
499 160
17 7
18 7
8 7
8 8
8 7
9 9
9 9
10 9
11 9
11 9
10 52
9 52
10 56
10 54
0 1.550
0 2.354
0 2.633
0 660r)
0 663
0 704
0 448
0 1.128
0 697
604
0 404
0 402
0 1.315
1 16.113
1 8.522
4
5
6
5
6
4
7
6
7
9
11
11
11
1.869
900
44.711 741 2.257 32 32.057
dan Jaminan Sosial Wajib
NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya
NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL r) Angka-angka diperbaiki
70.485 1.003 2.925 21 12.469 174 84.406 855 24.328
95.605 1.329 4.737 18 15.879 211 79.117 909 36.186
97.932 1.453 5.087 22 16.598 236 74.587 857 37.671
99.657 1.455 5.269 22 17.035 274 74.612 806 38.550
101.229 1.455 5.351 20 17.447 288 74.886 796 39.789
103.211 1.478 5.503 17 17.912 309 75.614 756 41.112
105.234 1.474 5.712 19 18.530 303 79.205 710 42.417
106.293 1.563 5.854 21 18.925 320 79.057 728 43.363
107.822 1.556 6.144 27 19.300 315 80.300 736 44.011
107.887 1.620 6.110 18 19.311 316 80.928 724 44.534
107.813 1.642 6.185 21 19.321 326 81.400 704 45.141
108.060 1.630 6.169 22 19.401 321 78.024 683 45.670
107.475 1.694 6.119 20 19.198 340 81.335 685 45.712
107.187 1.720 6.086 22 19.106 360 81.568 697 47.231
107.425 1.725 6.137 29 19.158 364 81.253 767 47.088
107.040 1.810 6.138 34 19.166 371 78.509 810 47.525
117.440 2.046 7.090 47 32.107 659 85.272 978 54.468
420 50.775 921
427 57.410 892
448 62.394 1.027
489 63.509 1.155
501 63.879 1.259
498 63.841 1.231
520 64.533 1.265
533 63.473 1.216
517 63.635 1.224
538 63.861 1.256
555 63.950 1.278
513 64.995 1.187
529 64.296 1.272
604 62.710 1.308
568 62.255 1.404
605 62.348 1.534
1.033 37.810 622
118.319 2.070 7.092 51 30.975 582 86.220 991 55.624
Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual NPL Services 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold - For Home Ownership NPL - For Apartement Ownership NPL - For Shop House Ownership NPL - For Vehicles Ownership NPL - Others
1.033 NPL 37.503 Non Industrial Origin Others 636 NPL r) Revised figures
96
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 4.4.a. Kredit dan NPL BUSN Non Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Non-Foreign Exchange Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan
2011
2012
Des
Des
2013 Mar
Apr
Mei
Jun
Jul
2014 Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
*)
Apr
Items
*)
Mei
Jun
572 14 167 2 404 8 4.266 117 187 0 1.618 96 10.576 288 1.340
914 13 209 7 612 13 4.785 193 97 1 1.771 134 14.796 448 2.168
1.114 18 187 8 550 12 5.483 173 101 1 1.895 151 15.982 569 2.353
1.085 22 183 8 728 10 5.330 226 91 1 1.846 141 15.686 547 2.407
1.468 22 184 8 731 21 5.746 202 88 1 2.017 151 16.719 564 2.463
1.520 21 203 8 1.000 18 5.907 200 96 1 2.239 148 17.086 538 2.291
1.620 24 197 8 1.050 19 5.987 187 99 1 2.472 148 17.386 575 2.340
1.609 24 202 8 1.062 24 5.895 184 144 1 2.391 143 16.904 553 2.277
1.694 28 217 7 1.096 34 6.024 165 142 1 2.450 147 17.122 539 2.293
1.732 31 240 7 1.119 29 6.135 223 154 1 2.522 141 17.232 565 2.356
1.761 34 242 7 1.091 15 6.248 195 160 1 2.524 140 17.501 574 2.488
1.433 32 250 6 998 15 6.286 246 148 1 2.371 135 17.408 530 2.562
1.463 34 251 8 995 15 6.270 276 148 2 2.245 142 17.374 596 2.621
1.518 38 264 9 1.071 16 6.383 304 150 2 2.306 132 18.002 615 2.708
1.575 38 264 7 1.081 15 6.790 247 152 2 2.384 123 18.289 606 2.753
1.641 61 271 10 1.087 34 6.923 304 152 2 2.561 145 18.630 684 2.755
1.776 58 304 10 1.360 38 8.378 287 184 6 3.181 151 22.604 822 3.128
1.909 71 297 9 1.318 28 8.680 281 366 5 3.315 129 23.738 831 3.159
20 1.754
30 2.526
34 2.574
35 2.614
36 2.667
37 2.733
38 2.782
36 2.589
34 2.613
38 2.593
36 2.537
34 2.508
38 2.499
40 2.508
39 2.549
65 2.701
79 3.394
83 3.628
45 4.054 16 6.222 254 1
181 4.904 22 9.034 308 1
192 5.007 38 9.274 220 0
195 5.451 37 9.140 229 0
191 5.848 38 9.672 261 0
191 6.736 37 10.366 235 0
191 6.030 41 10.560 267 0
191 6.215 43 10.566 254 0
187 7.283 52 10.657 235 0
211 5.818 55 10.919 255 0
127 6.291 64 10.988 268 0
97 7.068 58 11.200 279 0
132 6.309 61 11.072 320 0
102 6.708 57 11.199 242 0
106 7.138 57 11.811 306 0
111 7.827 75 11.961 363 0
140 11.056 172 4.046 105 75
131 12.244 196 4.055 100 74
301 3 381 5 2.103
453 7 463 5 4.006
437 8 507 11 4.184
455 7 513 4 5.494
547 7 519 7 4.449
554 8 523 8 4.581
567 5 531 11 5.256
507 4 539 11 5.401
488 4 540 9 5.600
0 470 3 539 8 5.716
0 474 4 522 8 5.653
0 451 3 514 5 7.591
0 479 2 503 5 7.404
0 503 4 510 4 7.033
0 519 3 509 7 7.242
0 520 3 500 9 7.537
2 640 1 532 6 5.119
2 647 1 529 5 3.298
49 30
138 71
99 74
129 73
95 76
96 78
171 87
132 87
110 88
122 90
119 95
171 100
185 100
229 105
200 106
200 108
89 138
85 145
1 0
4 3
3 0
3 0
4 0
4 0
4 0
3 0
4 0
4 0
3 0
3 0
4 0
4 0
4 0
4 0
4 0
5 0
20
33
33
29
35
31
23
20
21
20
0 29
0 23
0 18
0 20
0 22
0 20
0
0
20 *)
20 *)
0
0
0
0
-
-
-
-
-
-
-
-
-
-
-
-
-
214
2.611 141 87 1 124 10 1.206 48 25.574
3.052 131 150 109 9 2.193 46 31.409
3.197 141 145 114 3 2.193 12 32.905
3.515 149 148 112 3 2.165 12 32.365
3.610 152 156 119 3 2.127 15 32.695
3.683 153 162 122 2 2.123 14 33.244
3.800 148 170 0 123 2 2.135 11 33.653
3.759 157 157 120 2 2.100 12 33.831
3.787 147 184 117 2 2.129 11 34.184
3.833 147 184 119 2 2.094 11 34.542
3.891 145 184 1 116 4 2.062 10 34.829
3.993 135 184 116 4 1.934 9 35.053
4.000 144 182 123 4 1.910 11 35.129
4.023 143 180 118 4 1.866 11 35.214
4.057 147 187 114 3 1.860 12 35.296
4.098 143 190 113 3 1.835 11 35.607
3.825 140 197 0 116 3 3.285 21 39.536
3.832 134 200 116 4 3.420 21 40.280
82 4.545 41
121 5.691 28
134 5.747 38
133 5.760 38
135 5.852 39
127 5.973 39
130 5.921 40
136 5.849 41
127 5.919 46
132 5.999 51
134 6.074 69
125 6.037 51
141 6.032 61
142 6.005 58
139 5.999 71
140 6.044 72
210 587 8
dan Jaminan Sosial Wajib
NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya
NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL
*). Angka-angka sementara
Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual NPL Services 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold - For Home Ownership
NPL - For Apartement Ownership
NPL - For Shop House Ownership
NPL - For Vehicles Ownership
NPL - Others
214 NPL 538 Non Industrial Origin Others 6 NPL
*) Provisional figures
97
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 4.5.a. Kredit dan NPL BPD Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Regional Development Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan
2011
2012
Des
Des
2013 Mar
Apr
Mei
Jun
Jul
2014 Ags
Sep
r)
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Items
Jun
Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual NPL Services 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold
5.819 240 301 22 1.280 45 3.727 220 2.205 5 10.291 607 19.560 900 1.545
8.597 552 359 29 1.931 83 5.643 272 2.601 111 11.855 1.154 21.337 1.101 1.848
8.860 631 363 30 1.951 161 5.528 291 2.894 114 9.654 1.124 22.260 1.232 2.125
8.828 645 378 33 1.968 137 5.935 299 2.920 114 10.634 1.359 23.004 1.301 2.502
9.111 649 390 34 1.645 95 5.934 312 2.935 115 11.768 1.424 23.536 1.439 2.613
9.346 704 392 32 1.559 96 5.945 313 2.854 115 13.414 1.460 24.152 1.462 2.733
9.559 729 395 37 1.561 114 6.093 318 2.938 117 14.459 1.426 24.460 1.559 2.786
9.551 756 403 40 1.549 144 6.154 316 2.930 118 15.366 1.374 24.312 1.622 2.808
9.727 719 409 33 1.539 143 6.260 326 2.812 119 16.795 1.370 24.785 1.630 2.912
9.730 783 432 37 1.522 138 6.536 341 2.818 120 17.552 1.565 25.103 1.689 3.068
9.694 773 432 36 1.522 111 7.052 370 2.897 122 17.718 1.645 25.172 1.676 3.280
9.894 722 422 32 1.265 81 7.400 359 3.139 122 15.508 2.101 25.342 1.573 3.220
9.973 902 412 33 1.172 62 7.074 375 3.135 124 13.221 1.641 24.180 1.717 2.826
10.254 952 415 36 1.169 62 7.296 385 3.111 125 11.966 1.650 24.902 1.811 3.459
10.540 957 418 41 1.143 58 7.431 416 3.073 126 12.823 1.736 25.467 1.885 3.715
10.724 977 422 41 1.150 95 7.448 401 3.090 127 14.068 1.966 25.807 1.995 4.049
11.003 1.059 446 43 1.226 150 7.629 549 3.159 165 14.989 2.248 26.107 2.090 4.180
11.166 1.155 465 42 1.205 141 7.699 558 3.040 165 16.057 2.020 26.737 2.105 4.196
60 2.835
118 3.425
123 3.445
124 3.463
125 3.517
123 3.504
129 3.421
126 3.404
128 3.396
125 3.447
124 3.487
120 3.291
130 3.397
176 3.428
178 3.477
298 3.504
302 3.502
232 3.476
47 1.055 19 3.000 136 197
245 1.787 21 5.212 258 129
387 2.081 22 6.282 267 68
394 2.153 21 6.460 268 96
462 2.275 20 6.533 276 95
457 2.620 20 6.549 319 91
470 2.820 21 6.525 364 83
471 2.833 18 6.554 384 82
750 2.931 17 6.972 518 91
729 3.159 19 7.192 638 67
712 3.217 19 7.142 642 61
394 3.215 18 7.253 623 107
373 3.215 20 6.759 603 104
581 3.268 21 6.641 621 99
582 3.641 21 7.075 699 90
955 3.647 22 7.207 934 85
911 5.227 32 5.334 914 75
930 5.344 33 5.202 597 72
675 8 727 14 2.613
638 4 804 18 3.875
542 6 759 18 4.459
543 7 772 20 4.697
0 522 8 803 19 5.012
0 530 9 815 18 5.153
0 551 9 821 18 5.259
0 584 12 829 19 5.302
0 567 12 857 15 5.301
0 671 10 811 17 5.290
0 650 10 804 15 5.398
0 690 9 849 14 5.145
0 624 13 811 14 4.889
0 700 13 803 14 5.247
0 703 12 823 14 4.939
10 705 18 841 15 4.982
0 785 18 859 17 5.199
0 758 19 913 20 5.341
97 270
338 128
351 136
379 127
391 125
384 145
444 114
459 132
460 126
463 126
454 126
334 112
345 111
365 129
402 113
459 113
519 118
511 118
17 0
20 402
23 354
20 337
20 321
25 301
18 279
20 268
20 251
20 247
20 243
12 225
12 236
17 232
12 224
13 215
13 215
11 208
0 239
8 150
8 117
9 77
8 70
8 76
8 76
8 81
8 75
8 18r)
8 12
6 47
6 55
6 84
6 109
7 107
7 122
9 172
12
8
7
6
5
6
6
6
5
1
1
1
1
1
1
7
2
2
Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna)
11.939 179 232 3 241 17 438 4 46.536
12.275 282 220 2 348 18 418 4 66.292
12.883 327 228 3 396 38 484 4 68.516
13.218 352 229 3 410 42 483 4 69.559
13.614 372 250 3 419 45 483 4 70.471
13.978 381 256 3 432 47 496 3 71.852
14.459 407 285 3 440 48 470 3 72.684
14.747 432 319 8 461 50 471 4 72.819
15.153 431 337 13 451 50 480 4 73.768
15.564 453 356 13 458 54 466 4 74.374
15.956 493 333 4 484 57 452 4 74.989
16.606 428 363 16 495 55 450 4 75.750
16.377 475 382 17 469 55 442 4 76.585
16.842 506 368 7 485 60 438 4 77.522
17.367 546 368 7 523 61 428 4 78.781
17.525 583 372 11 536 64 433 5 79.255
18.992 636 424 8 564 67 516 5 82.084
19.242 613 438 8 562 65 515 5 83.374
NPL Bukan Lapangan Usaha Lainnya NPL
162 59.977 260
225 68.575 154
226 72.895 166
233 74.487 168
243 75.894 173
241 77.622 175
243 79.282 191
252 79.818 204
255 81.181 210
257 81.979 208
238 82.893 217
229 83.755 190
238 83.875 244
244 84.806 251
249 85.418 208
249 86.926 248
321 86.142 250
344 NPL 87.148 Non Industrial Origin Others 302 NPL
dan Jaminan Sosial Wajib
NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya
NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL Penerima Kredit Bukan Lapangan Usaha
r) Angka-angka diperbaiki
- For Home Ownership
NPL - For Apartement Ownership
NPL - For Shop House Ownership
NPL - For Vehicles Ownership
NPL - Others
r) Revised figures
98
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 4.6.a. Kredit dan NPL Bank Campuran Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Join Venture Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan
2011
2012
Des
Des
2013 Mar
Apr
Mei
Jun
Jul
2014 Ags
Sep
r)
Okt
Nov
4.979 3 228 13 7.141 41.936 921 1.264 2.384 18 15.439 274 309
6.441 1 257 9 11.529 117 51.871 859 1.764 3.497 70 25.798 439 1.129
6.497 1 274 9 11.032 113 56.233 814 1.923 3.749 48 26.902 453 1.363
7.028 1 271 9 11.647 66 59.307 808 1.899 3.814 46 27.245 454 1.358
7.430 1 240 9 11.345 67 61.916 720 1.837 4.075 48 26.796 535 1.425
7.739 1 218 8 11.822 67 62.525 502 2.219 4.251 47 28.331 518 1.437
8.368 1 207 8 13.330 345 64.348 515 2.243 4.240 48 27.911 507 1.439
8.612 1 204 8 14.818 367 66.911 597 2.393 4.214 44 29.463 484 1.475
9.461 1 207 0 14.115 310 69.599 603 2.452 4.325 45 29.817 349 1.524
9.406 1 213 0 11.686 325 69.205 601 2.778 3.889
9 6.215
9 8.274
0 8.879
0 9.067
0 9.503
0 9.577
0 9.776
0 10.074
210 17.858 6.946 31 1
284 18.234 9.228 32 194
287 17.919 9.137 36 196
306 19.054 9.806 34 196
305 19.581 10.031 30 198
307 21.082 10.208 48 177
314 22.722 10.391 48 183
187 3 298 0 661
202 3 244 778
193 3 238 875
189 3 259 883
191 3 256 857
194 3 257 816
2 2
21 1
23 2
23 2
23 2
92
77
67
67
455
159
203
0
-
-
Des
Jan
Feb
Mar
Apr
Mei
Items
Jun
164r) 28.579 356 1.507
10.086 1 232 0 13.789 344 73.121 565 2.962 3.683 161 29.119 360 1.541
9.819 1 234 0 14.472 360 75.770 678 4.325 3.867 163 29.529 356 1.508
10.044 1 244 0 14.046 361 75.194 635 4.414 3.784 185 31.054 362 1.498
9.944 1 215 0 13.797 344 74.191 613 4.183 3.768 183 30.768 349 1.643
9.785 1 235 0 14.558 443 73.338 716 4.133 3.835 183 29.662 341 1.608
9.518 1 248 0 16.537 450 77.381 859 4.315 3.851 289 31.156 339 1.684
9.728 2 265 0 15.859 453 79.742 1.032 4.071 3.874 289 32.424 882 1.726
10.281 1 274 0 16.012 460 81.490 1.300 2.924 3.902 309 35.230 907 1.514
0 10.385
0 10.286
0 10.987
0 11.296
0 11.266
0 11.231
0 10.689
2 10.663
2 10.578
3 9.840
326 23.126 10.818 34 194
337 23.086 10.917 37 206
407 23.288 10.523 33 200
419 23.151 10.861 29 213
430 23.533 11.098 47 188
441 23.808 10.682 45 188
421 22.780 10.202 47 179
417 22.083 9.745 40 175
431 22.117 9.563 47 178
470 22.480 8 9.364 37 180
457 23.378 8 9.520 67 178
190 3 254 813
200 3 256 744
215 3 254 1 732
214 3 232 1 713
215 3 233 1 678
242 3 239 1 436
233 3 227 1 448
215 3 235 1 436
213 3 235 1 471
213 0 219 1 474
217 0 217 1 501
242 0 206 1 499
23 2
24 2
24 2
28 2
4r) 2
1 1
1 1
1 1
0 1
1 1
12 1
12 1
12 1
67
68
70
75
79
77
81
83
82
67
22
22
22
22
208
204
206
210
225
235
226
238
174
173
212
208
210
212
219
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
dan Jaminan Sosial Wajib
NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya
NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL r) Angka-angka diperbaiki
Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual Services NPL 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold - For Home Ownership
1.463 37 43 1 148 0 5.075 34 810
1.984 41 68 1 264 0 2.980 28 969
2.139 41 110 1 314 1 2.083 21 997
2.238 41 118 1 259 1 1.857 18 897
2.327 43 116 1 257 2 1.651 16 928
2.452 44 130 1 266 3 1.837 15 995
2.544 43 138 1 270 2 2.155 13 970
2.573 46 137 1 271 7 2.416 12 936
2.589 43 133 7 280 3 2.275 11 964
2.610 54 132 6 284 6 2.727 12 993
2.672 53 132 6 291 5 2.635 10 1.045
2.696 55 140 6 293 5 2.498 10 1.059
2.661 60 136 6 289 5 2.338 11 1.079
2.669 56 135 6 288 6 2.461 10 1.079
2.694 61 137 6 289 6 2.194 13 1.106
2.719 59 138 6 289 6 2.493 12 1.114
2.780 69 137 1 292 10 2.453 13 1.140
2.824 68 142 1 295 10 2.386 12 1.189
84 6.455 396
117 7.351 336
129 7.458 346
18r) 7.491 328
20r) 7.496 321
20 7.557 325
25 7.609 301
30 7.597 321
35 7.670 320
26 7.701 321
32 7.764 324
30 7.859 326
31 7.976 336
26 7.907 241
25 7.916 237
26 7.995 233
33 8.043 240
34 NPL 8.174 Non Industrial Origin Others 244 NPL
NPL - For Apartement Ownership
NPL - For Shop House Ownership
NPL - For Vehicles Ownership
NPL - Others
r) Revised figures
99
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 4.7.a. Kredit dan NPL Bank Asing Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Foreign Owned Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan
2011
2012
Des
Des
2013 Mar
Apr
Mei
Jun
Jul
2014 Ags
Sep
Okt
Nov
1.822 0 6 11.664 38.797 1.120 4.305 556 0 8.778 29 217
2.174 0 30 20.217 136 57.077 973 5.151 2.070 12 20.492 120 278
2.525 0 27 18.379 150 61.171 911 5.203 1.544 10 20.611 109 311
2.608 0 29 19.736 58 62.384 895 5.226 1.977 10 21.671 109 307
2.510 0 28 20.702 58 64.267 870 5.180 2.434 10 20.052 92 308
2.450 0 27 17.586 59 65.696 926 5.069 2.463 10 20.757 196 329
2.658 0 26 20.166 63 72.153 957 5.277 2.883 10 21.319 203 357
2.846 0 33 21.883 64 76.235 1.005 5.599 3.114 11 21.903 214 380
2.882 0 42 23.201 66 79.863 1.043 5.973 3.319 12 23.121 222 408
2.948 0 40 20.129 65 76.965 1.022 5.792 3.391 11 22.919
0 5.944
0 7.255
0 8.241
0 8.523
0 8.439
0 8.406
0 8.835
0 10.097
151 25.250 2.329 92
8 31.670 3.451 8 79
136 31.566 0 3.184 0 80
132 31.805 3.582 0 209
131 33.125 3.216 0 211
131 32.183 3.202 0 204
132 32.750 3.811 0 212
1 0 3 0 1.082
0 0 1 1.469
0 0 3 1.383
0 0 3 1.382
0 3 1.396
0 3 1.266
0 -
0 -
0 -
1 -
0 -
-
-
0
-
15.804
1.044
928
202
45
45
r)
Des
Jan
Feb
Mar
Apr
Mei
Items
Jun
413 418
3.084 0 39 24.022 68 80.723 1.122 6.008 3.964 12 24.050 519 437
3.167 0 42 26.201 69 83.862 1.014 8.313 3.899 12 24.308 622 460
3.191 0 47 23.877 69 86.006 979 8.353 3.891 12 24.426 353 458
3.296 0 55 23.729 61 85.720 1.390 8.024 3.857 12 24.656 754 456
3.240 0 64 23.456 60 84.976 2.873 10.496 4.053 10 24.509 747 462
2.905 0 73 23.747 61 84.200 1.507 10.708 4.419 10 25.412 696 468
4.339 0 72 22.305 61 86.368 1.350 10.644 3.912 10 26.763 680 491
3.888 0 81 22.691 62 90.933 1.393 5.832 0 4.008 10 26.389 694 504
0 11.151
0 10.807
0 11.116
0 11.344
0 11.574
0 10.874
12.945
0 13.132
15.766
16.431
161 33.526 4.169 0 225
173 34.876 4.144 0 238
162 33.702 4.617 0 232
169 33.937 5.099 0 246
172 35.073 4.731 0 239
170 34.799 4.698 46 240
163 32.523 4.729 56 228
154 32.496 4.697 60 223
154 33.599 4.851 0 227
143 34.068 4.837 229
145 36.050 4.702 0 231
0 3 0 1.306
0 3 1.381
0 4 1.320
0 4 1.526
0 4 1.611
0 4 943
0 4 947
0 3 904
0 3 564
0 3 571
0 3 577
0 3 724
0 -
0 -
0 -
0 -
0 -
0 -
0 -
0 -
-
-
-
0 -
-
-
0
-
-
-
-
-
-
-
-
-
-
-
-
915
838
834
890
901
966
977
1.038
1.068
1.032
1.021
1.024
1.069
1.118
1.211
48
38
37
36
32
36
37
32
16
15
15
2
1
1
0
r)
r)
r)
dan Jaminan Sosial Wajib
NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya
NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL r) Angka-angka diperbaiki
574 12 16 3.954
544 0 10 24 3.971
539 0 3 24 3.890
541 0 3 25 3.831
545 0 3 24 3.887
531 0 3 24 4.088
536 0 3 24 4.053
538 0 3 24 4.201
536 0 4 24 4.164
540 0 4 24 4.174
523 0 4 25 4.293
522 0 5 24 4.342
560 0 4 504 4.265
561 6 26 4.314
563 7 1 24 4.287
566 6 1 22 4.277
569 6 23 4.363
209 15.278 1.715
83 15.848 1.282
88 15.715 1.351
88 15.942 1.354
85 16.103 1.367
89 16.360 1.398
86 16.397 1.419
87 16.461 1.445
85 16.546 1.480
102 16.756 1.500
103 16.921 1.511
102 16.952 1.389
92 16.885 1.434
91 16.702 1.465
108 15.457 323
95 15.619 330
97 15.836 330
581 7 24 4.436
Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual Services NPL 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold - For Home Ownership NPL - For Apartement Ownership NPL - For Shop House Ownership NPL - For Vehicles Ownership NPL - Others
98 NPL 16.110 Non Industrial Origin Others 344 NPL r) Revised figures
100
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014 Tabel 4.8.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Per Lokasi Dati I Bank Penyalur Kredit - Juni 2014 Credit and NPL of Commercial Bank to Non Banks Third Party Based on Business Sector and non Business Sector of Credit by Region - June 2014) Miliar Rp (Billion Rp)
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Lapangan Usaha
Keterangan
Pertanian, perburuan dan Kehutanan
Perikanan
Pertambanga n dan Penggalian
1
2
3
Jawa Barat 5.660 NPL 239 Banten 492 NPL 23 DKI Jakarta 85.101 NPL 1.154 D.I Yogyakarta 540 NPL 10 Jawa Tengah 5.029 NPL 104 Jawa Timur 9.003 NPL 443 Bengkulu 867 NPL 18 Jambi 4.510 NPL 81 Aceh 1.155 NPL 28 Sumatera Utara 25.445 NPL 433 Sumatera Barat 4.026 NPL 131 Riau 10.752 NPL 283 Sumatera Selatan 10.304 NPL 394 229 Bangka Belitung NPL 3 Kepulauan Riau 93 NPL 47 Lampung 5.755 NPL 43 Kalimantan Selatan 3.583 NPL 25 Kalimantan Barat 5.079 NPL 51 Kalimantan Timur 4.493 NPL 320 Kalimantan Tengah 5.029 NPL 11 Sulawesi Tengah 844 NPL 17 Sulawesi Selatan 1.272 NPL 135 Sulawesi Utara 259 NPL 12 Gorontalo 89 NPL 6 Sulawesi Barat 219 NPL 21 Sulawesi Tenggara 82 NPL 4 Nusa Tenggara Barat 251 NPL 5 Bali 1.011 NPL 8 Nusa Tenggara Timur 134 NPL 3 Maluku 44 NPL 5 Papua 626 NPL 12 Maluku Utara 12 NPL 1 Papua Barat 92 NPL 1 Lainnya 2.098 NPL Total 194.180 NPL 4.070 *). Angka-angka sementara
Industri Pengolahan
Listrik, gas dan air
4
5
Konstruksi
6
Perdagangan Besar dan Eceran
Penyediaan akomodasi dan penyediaan makan minum
7
8
Bukan Lapangan Usaha
Transportasi, pergudangan dan komunikasi
Perantara Keuangan
Real Estate, Usaha Persewaan, dan Jasa Perusahaan
9
10
11
Jasa Admistrasi Kemasyarakat Jasa Pemerintahan an, Sosial Jasa PendidiKesehatan , Pertahanan Budaya, kan dan Kegiatan dan Jaminan Hiburan dan Sosial Sosial Wajib Perorangan lainnya 12
13
14
15
Jasa Perorangan yang Melayani Rumah Tangga 16
Badan Internasional Kegiatan yang dan Badan belum jelas Ekstra batasannya Internasional Lainnya 17
18
Rumah Tangga Untuk Pemilikan Rumah Tinggal
Rumah Tangga Untuk Pemilikan Flat atau Apartemen
Rumah Tangga Untuk Pemilikan Ruko atau Rukan
Rumah Tangga Untuk Pemilikan Kendaraan Bermotor
1
4
Rumah Tangga Untuk Pemilikan Peralatan Rumah Tangga Lainnya 5
2
3
437 60 24 1 2.507 8 79 2 694 13 576 20 22 1 41 2 29 2 311 8 75 6 72 4 54 2 51 1 60 0 606 8 124 4 112 3 96 13 20 1 67 1 227 11 225 17 23 1 5 0 45 5 32 1 163 0 30 1 46 2 48 2 11 2 26 3 -
1.600 23 478 18 100.419 2.287 30 5 307 27 2.027 30 62 16 136 12 33 4 430 8 328 10 257 4 305 44 1.520 0 558 1 123 3 810 57 159 17 2.600 159 6 1 75 0 560 107 50 1 5 0 2 0 80 2 16 4 69 57 11 1 1 0 54 0 1 53 0 3.461 -
44.304 1.226 8.961 71 353.108 7.291 1.733 43 31.864 583 90.180 1.552 299 2 805 18 1.825 19 34.532 605 1.564 30 1.956 15 4.405 95 556 5 5.391 26 3.553 30 1.624 25 896 4 6.037 21 319 3 251 10 4.210 200 672 100 79 3 43 3 170 12 237 8 1.669 15 236 2 62 0 357 73 34 3 130 11 5.125 20
1.098 4 922 1 76.137 789 39 0 208 1 1.216 6 24 3 0 104 0 1.070 2 20 0 104 2 299 2 28 26 486 0 23 2 310 37 65 0 68 0 14 0 8 0 245 2 4 1 1 0 3 5 0 12 0 48 0 35 0 11 0 37 3 0 0 8 0 600 -
10.044 459 3.728 212 66.326 1.504 658 17 4.057 127 11.302 330 212 15 876 29 515 96 4.897 463 520 21 1.547 123 2.850 588 285 20 1.454 33 915 22 1.117 33 893 47 3.920 640 369 23 527 26 3.667 244 715 72 142 47 41 7 446 26 488 14 2.090 16 444 24 348 34 1.515 83 196 23 757 9 158 -
60.303 2.776 13.285 363 255.339 5.472 6.780 226 62.001 2.023 83.975 2.434 3.070 145 5.697 245 5.056 534 39.961 1.112 10.303 482 10.121 601 12.609 443 2.044 66 4.578 84 11.903 372 7.249 238 8.214 138 11.698 372 3.154 95 5.234 207 22.920 993 6.072 215 1.927 148 1.300 87 3.758 164 6.088 162 15.864 137 3.720 97 1.622 54 4.729 153 1.205 74 2.190 73 4.910 72
5.290 51 618 56 31.206 236 1.502 17 3.439 110 4.187 80 132 1 468 4 116 6 2.031 53 650 30 1.183 18 675 20 72 2 763 28 371 8 600 4 544 7 1.415 133 105 6 279 6 2.670 108 381 12 45 2 38 1 405 14 558 3 5.825 422 235 6 108 4 670 12 55 3 122 4 5 -
15.123 254 1.428 16 122.995 2.660 366 9 4.292 91 10.545 137 51 3 334 5 84 8 4.090 135 418 19 1.596 45 839 35 54 1 2.979 28 875 27 1.472 65 1.832 17 5.334 531 163 5 155 2 3.094 98 240 15 31 1 9 0 85 3 157 2 415 2 206 4 100 3 564 66 45 4 293 3 934 168
3.895 239 4.599 25 148.015 344 690 5 3.753 79 3.664 245 31 8 241 25 182 64 1.682 169 737 8 374 15 282 23 5 180 16 390 14 638 10 263 6 461 18 30 1 14 3 1.220 101 51 20 5 2 21 19 16 0 104 3 642 21 45 1 14 0 64 2 4 4 1.331 -
8.800 312 2.658 37 108.352 1.115 993 13 4.385 79 7.442 186 157 4 458 10 183 17 4.256 92 403 26 2.516 123 1.211 66 131 2 1.098 15 1.070 18 1.478 35 967 9 5.046 396 215 6 146 4 2.234 100 631 6 49 3 38 2 148 6 173 5 1.590 53 123 4 188 13 385 13 59 5 245 7 142 9
56 0 15 1 1.274 0 7 0 18 0 64 1 1 0 1 2 46 1 8 0 3 0 10 0 1 1 3 0 1 0 3 0 8 1 1 17 3 6 0 0 0 0 2 3 0 3 0 2 0 0 0 6 0 0 39 0 7.068 -
736 6 314 4 2.504 19 184 3 477 5 670 17 26 0 17 0 24 0 262 6 119 0 74 1 125 1 1 90 0 349 0 25 0 41 1 27 1 4 0 13 0 169 1 40 0 3 3 23 2 10 0 165 0 22 1 0 18 3 9 19 0 -
1.536 108 186 3 4.301 47 276 16 751 10 1.041 8 24 3 76 3 59 4 694 5 149 5 253 6 206 3 17 49 1 147 4 56 10 148 1 124 5 20 0 17 0 136 1 37 0 5 1 11 0 18 1 137 4 454 0 23 0 6 0 30 2 4 0 16 -
5.011 155 910 20 22.380 421 762 21 3.245 92 4.064 99 150 6 296 7 655 208 1.327 54 445 14 771 39 470 15 80 9 348 6 705 12 698 23 281 5 1.359 150 167 6 224 15 1.544 43 350 15 86 7 63 3 183 14 227 4 1.472 46 651 25 101 6 1.157 27 73 3 369 6 -
252 6 58 0 258 5 77 1 317 5 348 10 7 0 13 0 29 6 77 1 10 0 23 2 18 0 5 0 18 0 24 5 18 1 8 0 31 1 7 0 21 0 100 6 15 0 9 0 7 0 8 0 23 1 80 1 13 0 14 0 28 0 3 0 9 0 -
0 69 0 3 0 0 161 5 0 0 0 0 0 5 1 0 10 2 36 2 1 -
1.570 115 246 21 5.266 406 124 3 950 36 1.495 123 39 5 129 14 223 44 538 101 191 32 135 17 179 29 24 2 102 7 159 18 223 21 241 8 311 53 81 13 78 3 246 7 53 6 25 2 18 16 32 2 87 5 87 4 8 1 13 0 182 4 39 1 69 0 1.585 -
49.347 1.607 17.722 410 86.688 1.409 3.464 67 15.633 383 29.139 538 1.023 14 3.368 87 1.948 70 11.005 443 2.335 57 6.046 344 5.969 227 760 26 5.127 146 2.472 108 6.008 144 2.687 54 6.703 211 1.599 24 1.726 30 10.677 366 3.209 149 693 26 218 8 1.602 34 2.386 36 9.914 50 947 7 490 5 1.153 38 379 4 385 12 1 -
867 12 410 3 8.780 70 59 234 3 1.362 10 22 0 22 71 0 247 4 85 1 49 1 38 0 5 34 0 41 2 30 0 55 2 100 2 9 0 9 113 1 67 1 9 1 0 91 0 69 1 87 1 13 9 1 23 43 1 12 1 -
3.963 86 1.615 10 9.480 219 332 1 1.675 77 3.132 62 237 6 796 11 383 34 2.680 82 729 20 1.012 25 1.388 47 304 2 874 26 594 8 481 6 811 11 938 25 202 5 507 3 2.053 58 394 12 80 1 68 3 436 8 400 6 413 2 106 1 53 2 362 6 64 1 104 1 -
4.547 54 7.728 44 79.076 1.123 606 3 4.149 36 4.707 46 59 2 223 3 153 4 4.119 51 163 3 479 7 434 11 99 1 366 1 395 4 239 7 238 2 2.263 30 47 0 215 2 4.147 33 242 2 188 1 12 0 74 1 210 1 439 2 84 1 46 0 63 1 23 0 27 0 -
29.913 487 9.334 192 51.232 750 4.707 34 15.691 167 39.812 292 2.403 23 5.388 52 10.575 68 15.895 215 3.243 55 10.367 106 11.987 108 1.795 13 3.734 36 3.069 36 6.202 51 7.474 36 9.725 124 4.361 22 6.194 43 11.793 163 5.060 101 1.416 27 890 13 5.567 38 4.409 63 7.971 34 4.184 42 1.561 27 4.037 67 910 12 1.271 23 2 -
6.936 204
116.626 2.900
607.190 12.126
83.257 879
128.019 5.429
698.881 20.858
66.762 1.467
181.200 4.482
173.646 1.484
157.973 2.790
8.601 9
6.562 71
11.010 253
50.622 1.577
1.927 52
286 10
14.746 1.118
292.821 7.136
13.068 119
36.664 866
115.859 1.477
302.173 3.521
Bukan Lapangan Usaha Lainnya
Location
6
Jawa Barat NPL Banten NPL DKI Jakarta NPL D.I Yogyakarta NPL Jawa Tengah NPL Jawa Timur NPL Bengkulu NPL Jambi NPL Aceh NPL Sumatera Utara NPL Sumatera Barat NPL Riau NPL Sumatera Selatan NPL Bangka Belitung NPL Kepulauan Riau NPL Lampung NPL Kalimantan Selatan NPL Kalimantan Barat NPL Kalimantan Timur NPL Kalimantan Tengah NPL Sulawesi Tengah NPL Sulawesi Selatan NPL Sulawesi Utara NPL Gorontalo NPL Sulawesi Barat NPL Sulawesi Tenggara NPL Nusa Tenggara Barat NPL Bali NPL Nusa Tenggara Timur NPL Maluku NPL Papua NPL Maluku Utara NPL Papua Barat NPL Other NPL 199.084 Total 1.956 NPL *) Provisional figures 32.412 120 6.020 27 69.087 1.245 290 3 22.875 52 7.240 85 3.025 6 965 4 1.137 5 3.322 63 9.245 27 804 10 1.371 19 229 0 405 1 3.724 16 473 1 1.185 3 1.055 16 716 2 1.146 6 6.113 29 5.725 106 2.299 2 1.107 4 359 3 3.661 17 812 6 4.670 17 1.944 24 2.966 27 1.651 5 1.015 4 37 0
101
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 4.9.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan (Credit and NPL of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use ) Miliar Rp (Billion Rp) 2011
2012
Des
Des
2013
2014
Items
Keterangan Mar
Apr
r
Mei
Jul
Jun )
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jenis Penggunaan
Type of Use
Kredit kepada Pihak Ketiga 1. Modal Kerja
Credit to Third Party 1.068.676
1.316.689
1.349.146
1.387.291
1.421.931
1.407.123
1.434.995
1.461.602
1.507.551
1.506.089
1.535.973
1.585.659
1.546.833
1.545.883
1.572.862
1.607.627
1.609.581
1.650.529
NPL
28.279
28.963
29.961
30.750
30.991
29.802
29.842
31.654
30.684
32.073
32.157
31.470
32.945
35.544
37.185
37.908
40.652
40.265
2. Investasi
464.262
591.425
604.627
610.552
626.820
700.623
715.665
729.406
749.442
756.373
775.085
798.157
799.077
805.189
814.094
830.170
846.172
857.965
8.917
10.032
11.121
11.104
11.834
12.365
12.718
13.399
13.714
14.282
14.228
13.633
14.454
14.703
15.178
16.720
18.622
19.493
667.155
799.748
814.599
826.373
838.726
851.377
870.465
876.394
890.217
897.014
903.338
909.058
912.510
916.749
919.942
923.551
947.396
959.669
10.499
11.600
13.342
13.430
13.473
13.412
13.802
14.325
14.116
14.057
14.046
13.176
14.433
14.832
13.715
14.250
15.027
15.075
2.200.094
2.707.862
2.768.371
2.824.217
2.887.478
2.959.123
3.021.126
3.067.402
3.147.210
3.159.476
3.214.397
3.292.874
3.258.421
3.267.820
3.306.899
3.361.348
3.403.148
47.695
50.595
54.425
55.283
56.298
55.579
56.362
59.379
58.514
60.412
60.431
58.279
61.831
65.080
66.079
68.878
74.302
NPL 3. Konsumsi NPL Total Kredit NPL
74.833
41.876
47.799
48.416
48.197
49.083
50.831
51.887
52.524
55.163
53.897
56.961
62.518
57.608
57.777
57.680
61.371
60.703
62.142
NPL
1.602
1.616
1.488
1.442
1.399
1.389
1.431
1.463
1.402
1.420
1.331
1.571
1.360
1.460
1.313
1.323
1.353
1.698
2. Impor
26.525
38.985
38.295
44.785r)
53.315
57.191
57.879
67.082
65.802
69.518
66.402
70.611
66.394
61.412
58.466
58.856
58.386
63.008
733
587
596
592
622
680
676
766
772
751
777
618
161
642
638
568
794
864
2.131.118
2.621.078
2.681.661
2.731.234
2.785.079
2.851.100
2.911.360
2.947.796
3.026.246
3.036.061
3.091.035
3.159.745
3.134.418
3.148.631
3.190.752
3.241.121
3.284.059
3.343.012
45.245
48.392
52.341
53.248
54.277
53.510
54.255
57.149
56.341
58.241
58.324
56.091
60.310
62.978
64.127
66.987
72.155
72.271
2.200.094
2.707.862
2.768.371
2.824.217
2.887.478
2.959.123
3.021.126
3.067.402
3.147.210
3.159.476
3.214.397
3.292.874
3.258.421
3.267.820
3.306.899
3.361.348
3.403.148
47.694
50.595
54.425
55.283
56.298
55.579
56.362
59.378
58.514
60.412
60.431
58.279
61.831
65.080
66.079
68.878
74.302
NPL Total Kredit NPL r) Angka-angka diperbaiki
NPL 3. Consumption NPL
NPL User Orientation Credit to Third Party
1. Ekspor
3. Lainnya
NPL 2. Investments
3.468.162 Total Credit
Orientasi Penggunaan Kredit kepada Pihak Ketiga
NPL
1. Working Capital
1. Ekspor NPL 2. Impor NPL 3. Other NPL
3.468.162 Total Credit 74.833
NPL r) Revised figures
102
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 4.10.a. Kredit dan NPL Bank Persero Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of State Owned Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) 2011
2012
Des
Des
2013
2014
Items
Keterangan Mar
Apr
r
Mei
Jul
Jun )
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jenis Penggunaan
Type of Use
Kredit kepada Pihak Ketiga 1. Modal Kerja
Credit to Third Party 407.101
503.972
517.899
532.763
550.134
519.935
521.845
526.442
548.564
545.237
558.264
580.070
556.972
555.089
558.323
572.582
567.023
585.064
NPL
13.638
13.784
13.794
14.218
14.229
13.212
13.623
14.096
13.632
13.687
13.402
12.967
14.360
14.883
14.315
14.805
15.413
15.032
2. Investasi
135.196
168.585
170.430
172.695
177.172
246.233
248.572
251.426
259.555
260.453
265.799
274.979
275.336
280.968
287.237
290.889
297.714
301.065
NPL 3. Konsumsi NPL Total Kredit NPL
2.462
2.559
2.929
2.975
3.175
4.050
4.000
4.088
4.143
4.193
3.913
3.844
4.210
4.255
4.370
4.359
4.708
5.090
234.535
286.571
287.960
292.728
297.819
300.778
307.500
310.631
316.971
319.366
321.925
326.677
327.272
329.989
332.743
335.868
341.297
348.106
3.683
4.905
6.228
6.245
6.116
6.042
6.395
6.699
6.464
6.228
6.104
5.656
6.529
6.797
6.641
6.798
7.181
776.833
959.128
976.289
998.187
1.025.125
1.066.945
1.077.916
1.088.499
1.125.090
1.125.057
1.145.988
1.181.726
1.159.580
1.166.047
1.178.302
1.199.339
1.206.035
19.783
21.249
22.951
23.439
23.520
23.304
24.019
24.883
24.239
24.108
23.418
22.467
25.100
25.935
25.326
25.962
27.301
NPL 2. Impor NPL 3. Lainnya NPL Total Kredit NPL r) Angka-angka diperbaiki
NPL 2. Investments NPL 3. Consumption NPL
7.184
1.234.235 Total Credit 27.305
Orientasi Penggunaan Kredit kepada Pihak Ketiga 1. Ekspor
1. Working Capital
NPL User Orientation Credit to Third Party
13.551 548 7.296 350 755.987
13.169
13.230
11.808r)
11.936
12.685
11.939
12.455
13.077
11.978
11.593
13.717
12.114
12.390
12.857
12.606
12.063
12.939
540
505
508
512
515
529
556
577
565
497
502
510
490
467
472
516
527
10.542
8.964
19.848
22.467
22.411
26.404
27.522
29.922
25.187
27.799
23.296
18.086
12.962
12.021
10.936
10.184
372
384
384
406
387
402
428
448
436
462
470
14
13
12
14
14
14
935.417
954.095
974.057
993.341
1.031.794
1.043.566
1.049.640
1.084.491
1.083.157
1.109.209
1.140.209
1.124.170
1.135.570
1.152.482
1.174.712
1.183.035
1.211.113
12.322
r)
18.885
20.336
22.063
22.547
22.602
22.402
23.088
23.900
23.213
23.107
22.458
21.496
24.577
25.431
24.846
25.476
26.771
776.833
959.128
976.289
998.187
1.025.125
1.066.945
1.077.916
1.088.499
1.125.090
1.125.057
1.145.988
1.181.726
1.159.580
1.166.047
1.178.302
1.199.339
1.206.035
19.783
21.249
22.951
23.439
23.520
23.304
24.019
24.883
24.239
24.108
23.418
22.467
25.100
25.935
25.326
25.962
27.301
1. Ekspor NPL 2. Impor NPL 3. Other NPL
26.764
1.234.235 Total Credit 27.305
NPL r) Revised figures
103
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 4.11.a. Kredit dan NPL BUSN Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Foreign Exchange Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) 2011
2012
Des
Des
2013
2014
Items
Keterangan Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jenis Penggunaan
Type of Use
Kredit kepada Pihak Ketiga 1. Modal Kerja
Credit to Third Party 434.210
519.409
528.993
539.070
549.607
557.795
568.735
577.069
588.503
601.259
602.098
617.230
609.488
616.121
633.567
643.513
640.012
653.292
NPL
10.005
9.122
9.731
9.760
9.954
9.730
8.991
10.196
10.035
10.617
10.820
10.151
10.673
11.595
11.931
12.947
14.054
14.191
2. Investasi
242.948
305.936
313.375
313.999
322.036
325.275
332.118
339.615
346.278
351.682
359.853
371.973
370.141
369.421
373.447
382.503
389.800
397.145
NPL 3. Konsumsi
4.746
4.540
5.149
5.169
5.519
5.186
5.251
5.791
5.493
5.851
6.106
6.057
6.277
6.462
6.785
7.239
8.474
8.891
245.384
288.933
294.269
298.633
302.581
307.193
315.702
316.964
321.213
322.632
323.809
322.319
324.135
323.888
323.315
320.726
334.186
335.733
NPL Total Kredit NPL
3.390
3.785
4.043
4.200
4.320
4.289
4.291
4.380
4.375
4.472
4.526
4.356
4.540
4.711
4.857
5.165
5.384
922.541
1.114.279
1.136.637
1.151.702
1.174.225
1.190.263
1.216.555
1.233.648
1.255.994
1.275.573
1.285.761
1.311.522
1.303.765
1.309.430
1.330.329
1.346.741
1.363.998
18.141
17.448
18.924
19.129
19.792
19.205
18.534
20.368
19.903
20.941
21.453
20.564
21.489
22.769
23.573
25.351
27.912
NPL 2. Impor NPL
NPL
NPL
NPL 3. Consumption NPL
5.364
28.447
NPL User Orientation Credit to Third Party
1. Ekspor
Total Kredit
NPL 2. Investments
1.386.170 Total Credit
Orientasi Penggunaan Kredit kepada Pihak Ketiga
3. Lainnya
1. Working Capital
8.800
9.391
9.922
9.834
10.559
11.470
11.729
10.470
13.397
13.582
13.746
14.471
14.126
14.169
16.619
17.605
16.800
16.884
91
22
21
24
25
27
48
21
70
70***)
97
153
151
148
150
148
130
383
7.256
11.385
10.774
11.295
12.014
12.488
14.286
18.085
14.903
15.883
15.706
15.784
15.942
16.617
17.865
18.505
19.368
19.676
199
97
97
93
100
146
135
168
145
138
131
76
75
72
70
39
294
296
906.486
1.093.502
1.115.941
1.130.573
1.151.652
1.166.305
1.190.540
1.205.094
1.227.694
1.246.108
1.256.309
1.281.267
1.273.697
1.278.644
1.295.845
1.310.632
1.327.831
1.349.609
17.851
17.329
18.806
19.012
19.667
19.032
18.351
20.179
19.689
20.697
21.225
20.335
21.263
22.549
23.354
25.165
27.487
922.541
1.114.279
1.136.637
1.151.702
1.174.225
1.190.263
1.216.555
1.233.648
1.255.994
1.275.573
1.285.761
1.311.522
1.303.765
1.309.430
1.330.329
1.346.741
1.363.998
18.141
17.448
18.924
19.129
19.792
19.205
18.534
20.368
19.903
20.941
21.453
20.564
21.489
22.769
23.573
25.351
27.912
***) Angka-angka sangat-sangat sementara
1. Ekspor NPL 2. Impor NPL 3. Other NPL
27.767
1.386.170 Total Credit 28.447
NPL ***) Estimated figures
104
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 4.12.a. Kredit dan NPL BUSN Non Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Non-Foreign Exchange Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) 2011
2012
Des
Des
2013
2014
Items
Keterangan Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jenis Penggunaan
Type of Use
Kredit kepada Pihak Ketiga 1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL
Credit to Third Party 22.195
30.464
32.520
33.603
34.996
37.334
37.875
37.747
39.545
38.677
39.439
41.614
40.548
41.569
43.524
45.185
46.292
47.386
635
810
863
893
904
859
960
923
893
990
952
1.001
1.113
1.190
1.101
1.308
1.349
1.364
11.858
16.879
17.816
18.154
18.930
19.384
19.964
19.468
19.621
19.872
20.130
20.358
20.303
20.560
20.849
21.225
21.780
22.961
285
692
674
701
705
694
731
690
665
707
648
618
713
613
667
770
806
812
34.090
42.108
43.720
43.434
43.865
44.535
44.950
45.011
45.480
45.874
46.191
46.256
46.280
46.265
46.325
46.671
47.547
48.386
323
336
327
334
342
334
328
346
330
340
359
319
355
352
365
361
383
68.143
89.451
94.056
95.191
97.791
101.253
102.789
102.226
104.646
104.423
105.760
108.228
107.131
108.394
110.697
113.081
115.619
1.243
1.838
1.864
1.928
1.952
1.887
2.020
1.958
1.888
2.037
1.958
1.938
2.181
2.155
2.133
2.439
2.537
2.556
10
5
1
1
6
2
3
3
2
2
1
0
0
1
1
1
7
13
0
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
2. Impor
0
6
3
4
4
3
6
5
4
2
3
2
3
3
3
3
3
245
NPL
NPL
NPL
NPL User Orientation Credit to Third Party
NPL
Total Kredit
NPL 3. Consumption
380
1. Ekspor
NPL
NPL 2. Investments
118.732 Total Credit
Orientasi Penggunaan Kredit kepada Pihak Ketiga
3. Lainnya
1. Working Capital
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
68.133
89.439
94.052
95.187
97.781
101.247
102.780
102.218
104.640
104.419
105.757
108.226
107.127
108.390
110.693
113.076
115.609
118.475
1.243
1.838
1.864
1.928
1.952
1.887
2.020
1.958
1.888
2.037
1.958
1.938
2.181
2.155
2.133
2.439
2.537
68.143
89.451
94.056
95.191
97.791
101.253
102.789
102.226
104.646
104.423
105.760
108.228
107.131
108.394
110.697
113.081
115.619
1.243
1.838
1.864
1.928
1.952
1.887
2.020
1.958
1.888
2.037
1.958
1.938
2.181
2.155
2.133
2.439
2.537
1. Ekspor NPL 2. Impor NPL 3. Other NPL
2.556
118.732 Total Credit 2.556
NPL
105
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 4.13.a. Kredit dan NPL BPD Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Regional Development Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) 2011
2012
Des
Des
2013
2014
Items
Keterangan Mar
Apr
Mei
Jun
Jul
Ags
Sep *)
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jenis Penggunaan
Type of Use
Kredit kepada Pihak Ketiga 1. Modal Kerja
Credit to Third Party 35.304
45.861
45.674
47.676
49.513
51.965
53.788
54.608
57.029
58.333
59.058
57.562
51.602
52.488
54.632
56.048
57.698
59.550
NPL
1.948
3.207
3.514
3.840
4.000
4.105
4.331
4.366
4.240
4.584
4.647
4.838
4.555
4.827
5.049
5.402
5.861
5.515
2. Investasi
21.081
24.870
26.227
27.226
27.702
28.222
28.418
28.534
28.778
29.456
29.848
29.561
30.592
30.714
31.174
32.119
32.480
32.620
NPL 3. Konsumsi NPL Total Kredit NPL
498
1.134
1.280
1.295
1.401
1.446
1.457
1.528
2.033
2.120
2.090
1.683
1.818
2.009
2.096
2.938
3.178
3.034
119.317
148.120
155.376
158.377
161.122
164.628
167.615
168.632
171.368
173.197
175.107
177.418
178.129
180.461
182.885
185.046
188.722
191.278
627
684
763
802
840
852
896
949
963
988
1.014
922
1.034
1.072
1.076
1.160
1.288
175.702
218.851
227.278
233.279
238.337
244.815
249.821
251.775
257.175
260.985
264.014
264.541
260.323
263.662
268.692
273.212
278.900
3.073
5.025
5.558
5.936
6.241
6.402
6.684
6.843
7.236
7.692
7.751
7.444
7.407
7.908
8.221
9.499
10.327
9.886
99
87
86
84
85
88
83
65
64
66
66
65
64
64
63
62
101
100
8
14
11
11
10
8
8
8
8
8
9
9
9
9
9
10
12
23
2. Impor
5
5
3
3
3
3
3
3
3
3
3
3
4
3
3
3
3
3
NPL
NPL
NPL
NPL User Orientation Credit to Third Party
NPL
Total Kredit
NPL 3. Consumption
1.336
1. Ekspor
NPL
NPL 2. Investments
283.448 Total Credit
Orientasi Penggunaan Kredit kepada Pihak Ketiga
3. Lainnya
1. Working Capital
0
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
175.597
218.759
227.189
233.192
238.249
244.725
249.734
251.707
257.108
260.915
263.944
264.473
260.256
263.595
268.625
273.147
278.796
283.345
3.065
5.010
5.546
5.924
6.230
6.393
6.675
6.834
7.227
7.683
7.741
7.434
7.397
7.898
8.210
9.489
10.314
175.702
218.851
227.278
233.279
238.337
244.815
249.821
251.775
257.175
260.985
264.014
264.541
260.323
263.662
268.692
273.212
278.900
3.073
5.025
5.558
5.936
6.241
6.402
6.684
6.843
7.236
7.692
7.751
7.444
7.407
7.908
8.221
9.499
10.327
1. Ekspor NPL 2. Impor NPL 3. Other NPL
9.861
283.448 Total Credit 9.886
NPL
106
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 4.14.a. Kredit dan NPL Bank Campuran Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Joint Venture Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) 2011
2012
Des
Des
2013
2014
Items
Keterangan Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jenis Penggunaan
Type of Use
Kredit kepada Pihak Ketiga 1. Modal Kerja
Credit to Third Party 80.077
101.551
105.806
109.885
112.743
116.250
119.136
123.905
124.545
119.863
125.821
130.992
130.476
126.612
125.550
132.306
134.333
139.191
NPL
1.083
1.307
1.248
1.246
1.161
1.071
1.083
1.162
939
1.061
1.021
1.171
1.156
1.127
1.360
1.603
2.310
2.478
2. Investasi
26.317
38.127
39.877
42.415
43.211
44.877
47.563
49.899
53.065
53.161
55.370
55.821
56.910
57.454
55.446
56.044
57.128
56.541
NPL 3. Konsumsi NPL Total Kredit NPL
401
537
538
505
579
454
730
726
775
833
865
867
879
837
785
827
878
1.047
13.994
13.617
13.103
12.860
12.777
13.238
13.685
13.930
13.911
14.446
14.539
14.545
14.478
14.538
14.336
14.749
14.846
15.009
552
524
540
407
403
409
386
418
420
426
430
432
449
344
346
341
365
120.389
153.295
158.786
165.160
168.730
174.365
180.383
187.733
191.521
187.471
195.730
201.357
201.863
198.604
195.332
203.099
206.307
2.036
2.368
2.326
2.158
2.143
1.934
2.199
2.306
2.133
2.320
2.315
2.470
2.484
2.308
2.492
2.772
3.553
NPL 2. Impor NPL 3. Lainnya NPL Total Kredit NPL
NPL 2. Investments NPL 3. Consumption NPL
369
210.741 Total Credit 3.893
Orientasi Penggunaan Kredit kepada Pihak Ketiga 1. Ekspor
1. Working Capital
NPL User Orientation Credit to Third Party
14.728
17.518
17.854
18.175
18.033
18.116
18.755
19.685
18.502
19.956
21.599
24.128
22.743
22.274
20.035
21.575
22.280
22.451
468
619
587
538
492
474
469
486
330
334
302
340
288
279
166
167
167
230
3.899
5.989
6.431
6.899
6.991
7.627
6.483
7.341
7.021
6.487
8.752
9.350
9.627
8.922
10.298
10.668
10.145
13.716
23
8
8
8
8
8
8
32
29
29
29
26
26
26
26
24
8
62
101.761
129.788
134.501
140.087
143.705
148.622
155.145
160.707
165.998
161.028
165.380
167.880
169.493
167.407
165.000
170.856
173.882
174.574
1.545
1.742
1.731
1.613
1.643
1.453
1.723
1.788
1.774
1.957
1.985
2.104
2.170
2.003
2.300
2.582
3.379
120.389
153.295
158.786
165.160
168.730
174.365
180.383
187.733
191.521
187.471
195.730
201.357
201.863
198.604
195.332
203.099
206.307
2.036
2.368
2.326
2.158
2.143
1.934
2.199
2.306
2.133
2.320
2.315
2.470
2.484
2.308
2.492
2.772
3.553
1. Ekspor NPL 2. Impor NPL 3. Other NPL
3.601
210.741 Total Credit 3.893
NPL
107
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 4.15.a. Kredit dan NPL Bank Asing Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Foreign Owned Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) 2011
2012
Des
Des
2013
2014
Items
Keterangan Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jenis Penggunaan
Type of Use
Kredit kepada Pihak Ketiga 1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL
Credit to Third Party 89.789
115.432
118.255
124.294
124.939
123.844
133.616
141.831
149.363
970
732
810
793
743
824
853
911
946
26.862
37.028
36.900
36.063
37.769
36.633
39.032
40.463
42.146
142.720 1.134r) 41.748
151.293
158.191
157.747
154.004
157.266
157.995
164.223
166.046
1.316
1.341
1.087
1.923
3.430
1.844
1.666
1.685
44.085
45.465
45.796
46.072
45.942
47.391
47.269
47.632
525
569
552
458
456
535
548
576
606
578
606
564
557
527
476
586
579
619
19.834
20.398
20.171
20.341
20.562
21.005
21.014
21.227
21.274
21.499
21.766
21.844
22.216
21.608
20.338
20.491
20.797
21.157
1.924
1.366
1.440
1.441
1.452
1.487
1.505
1.532
1.564
1.602
1.614
1.491
1.526
1.556
430
425
427
136.486
172.859
175.326
180.697
183.270
181.482
193.661
203.521
212.784
205.968
217.144
225.500
225.759
221.684
223.546
225.876
232.290
3.419
2.667
2.802
2.693
2.651
2.847
2.906
3.019
3.116
3.314
3.536
3.396
3.170
4.006
4.336
2.854
2.671
NPL 2. Impor NPL 3. Lainnya NPL Total Kredit NPL r) Angka-angka diperbaiki
NPL 2. Investments NPL 3. Consumption NPL
442
234.835 Total Credit 2.746
Orientasi Penggunaan Kredit kepada Pihak Ketiga 1. Ekspor
1. Working Capital
NPL User Orientation Credit to Third Party
4.688
7.629
7.323
8.296
8.464
8.471
9.377
9.847
10.120
8.313
9.956
10.136
8.562
8.879
8.105
9.522
9.452
9.755
487
421
364
362
359
366
377
391
417
406
426
567
403
534
521
527
528
535
8.069
11.058
12.120
14.263
14.603
14.690
15.245
16.348
17.221
16.752
17.673
17.522
17.780
17.334
17.657
17.931
19.185
162
109
106
107
107
139
130
138
149
147
154
45
46
529
529
492
477
489
123.154
154.172
155.883
158.139
160.351
158.408
169.595
178.429
186.315
180.434
190.437
197.690
199.675
195.024
198.108
198.698
204.907
205.896
r)
14.455
r)
2.656
2.136
2.331
2.225
2.185
2.342
2.399
2.489
2.550
2.760
2.957
2.783
2.722
2.943
3.287
1.836
1.666
136.486
172.859
175.326
180.697
183.270
181.482
193.661
203.521
212.784
205.968
217.144
225.500
225.759
221.684
223.546
225.876
232.290
3.418
2.667
2.802
2.693
2.651
2.847
2.906
3.019
3.116
3.314
3.536
3.396
3.170
4.006
4.336
2.854
2.671
1. Ekspor NPL 2. Impor NPL 3. Other NPL
1.722
234.835 Total Credit 2.746
NPL r) Revised figures
108
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 4.16.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan per Lokasi Dati I Bank Penyalur Kredit - Juni 2014
Credit and Non Perfoming Loan (NPL) of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use by Bank Location for June 2014 Miliar Rp (Billion Rp) Lokasi 1.
Jawa Barat NPL 2. Banten NPL 3. DKI Jakarta NPL 4. D.I Yogyakarta NPL 5. Jawa Tengah NPL 6. Jawa Timur NPL 7. Bengkulu NPL 8. Jambi NPL 9. Aceh NPL 10. Sumatera Utara NPL 11. Sumatera Barat NPL 12. Riau NPL 13. Sumatera Selatan NPL 14. Bangka Belitung NPL 15. Kepulauan Riau NPL 16. Lampung NPL 17. Kalimantan Selatan NPL 18. Kalimantan Barat NPL 19. Kalimantan Timur NPL 20. Kalimantan Tengah NPL 21. Sulawesi Tengah NPL 22. Sulawesi Selatan NPL 23. Sulawesi Utara NPL 26. Gorontalo NPL 25. Sulawesi Barat NPL 24. Sulawesi Tenggara NPL 27. Nusa Tenggara Barat NPL 28. Bali NPL 29. Nusa Tenggara Timur NPL 30. Maluku NPL 31. Papua NPL 32. Maluku Utara NPL 33. Papua Barat NPL 34. Lainnya NPL Total NPL *). Angka-angka sementara
Modal Kerja
Investasi
Konsumsi
(Working Capital)
(Investment)
(Consumption)
116.826 4.357 27.935 678 872.075 15.328 9.444 263 97.904 2.578 185.530 4.736 3.786 142 8.030 329 8.077 946 77.409 2.120 14.222 570 15.469 770 20.047 1.175 4.367 74 10.556 149 18.005 459 10.868 292 11.008 190 22.025 1.126 3.980 128 6.061 240 29.063 1.464 7.013 403 2.091 157 1.448 137 3.858 164 6.289 177 19.754 306 4.739 141 1.909 87 7.667 330 1.263 80 3.453 90 18.359 81 1.650.982 40.265
48.889 1.676 10.988 196 513.482 8.431 5.398 127 27.886 806 46.270 985 1.389 86 6.071 126 2.359 100 44.241 1.127 5.745 244 16.268 528 14.794 586 737 64 7.692 143 8.967 126 9.158 297 8.739 124 21.004 1.685 5.722 44 1.893 54 15.471 695 2.786 89 433 67 373 23 1.647 91 2.317 44 11.894 477 1.201 30 779 37 2.836 128 487 39 989 28 9.060 188 857.965 19.513
121.048 2.365 42.828 687 304.342 4.816 9.458 108 60.258 718 85.393 1.033 6.769 50 10.762 158 14.265 181 37.269 859 15.799 163 18.755 493 21.186 412 3.193 42 10.540 210 10.296 173 13.433 209 12.450 108 20.784 409 6.933 54 9.796 85 34.895 651 14.698 371 4.686 58 2.297 29 8.128 85 11.135 123 19.636 95 10.004 68 4.105 59 8.604 138 3.070 24 2.813 42 39 0 959.669 15.075
Ekspor
Orientasi Penggunaan (User Orientation) Impor
2.172 67 340 1 38.539 1.402 113 2 1.062 15 6.133 79 81 0 132 1 16 0 9.392 117 622 5 121 2 862 1 425 0 109 0 551 0 183 1 180 0 287 0 172 0 23 0 219 1 46 0 7 1 3 0 16 1 7 0 197 0 26 1 5 0 3 0 5 0 7 89 62.142 1.698
851 0 87 0 53.674 839 16 2 1.198 5 4.531 2 10 0 23 1 1 0 2.122 2 28 0 67 0 14 0 1 0 123 3 0 8 0 10 0 5 0 1 0 17 1 20 8 2 0 3 0 1 0 10 1 1 0 4 0 15 0 2 0 8 1 0 0 2 0 150 63.008 864
Lainnya
Location 283.741 8.332 81.325 1.559 1.597.686 26.333 24.170 495 183.788 4.082 306.529 6.673 11.854 278 24.708 611 24.684 1.227 147.405 3.987 35.116 971 50.304 1.789 55.151 2.172 7.871 180 28.557 502 36.713 757 33.268 798 32.007 421 63.522 3.219 16.462 225 17.711 378 79.190 2.802 24.449 863 7.199 281 4.114 189 13.607 338 19.732 344 51.082 877 15.902 238 6.786 182 19.096 596 4.814 142 7.247 160 27.219 269 3.343.242 72.371
1. Jawa Barat NPL 2. Banten NPL 3. DKI Jakarta NPL 4. D.I Yogyakarta NPL 5. Jawa Tengah NPL 6. Jawa Timur NPL 7. Bengkulu NPL 8. Jambi NPL 9. Aceh NPL 10. Sumatera Utara NPL 11. Sumatera Barat NPL 12. Riau NPL 13. Sumatera Selatan NPL 14. Bangka Belitung NPL 15. Kepulauan Riau NPL 16. Lampung NPL 17. Kalimantan Selatan NPL 18. Kalimantan Barat NPL 19. Kalimantan Timur NPL 20. Kalimantan Tengah NPL 21. Sulawesi Tengah NPL 22. Sulawesi Selatan NPL 23. Sulawesi Utara NPL 26. Gorontalo NPL 25. Sulawesi Barat NPL 24. Sulawesi Tenggara NPL 27. Nusa Tenggara Barat NPL 28. Bali NPL 29. Nusa Tenggara Timur NPL 30. Maluku NPL 31. Papua NPL 32. Maluku Utara NPL 33. Papua Barat NPL 34. Lainnya NPL Total NPL *) Provisional figures
109
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014 Tabel 4.17.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lokasi Dati I Bank Penyalur Kredit
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
(Credit and NPL 0f Commercial Banks to Non Bank Third Party Based on Bank Location) Miliar Rp (Billion Rp) Keterangan 1. Jawa Barat NPL 2. Banten NPL 3. DKI Jakarta NPL 4. D.I Yogyakarta NPL 5. Jawa Tengah NPL 6. Jawa Timur NPL 7. Bengkulu NPL 8. Jambi NPL 9. Aceh NPL 10. Sumatera Utara NPL 11. Sumatera Barat NPL 12. Riau NPL 13. Sumatera Selatan NPL 14. Bangka Belitung NPL 15. Kepulauan Riau NPL 16. Lampung NPL 17. Kalimantan Selatan NPL 18. Kalimantan Barat NPL 19. Kalimantan Timur NPL 20. Kalimantan Tengah NPL 21. Sulawesi Tengah NPL 22. Sulawesi Selatan NPL 23. Sulawesi Utara NPL 24. Gorontalo NPL 25. Sulawesi Barat NPL 26. Sulawesi Tenggara NPL 27. Nusa Tenggara Barat NPL 28. Bali NPL 29. Nusa Tenggara Timur NPL 30. Maluku NPL 31. Papua NPL 32. Maluku Utara NPL 33. Irian Jaya Barat NPL 34. Lainnya NPL Total NPL
*). Angka-angka sementara
2011 Des
2012 Des
Mar
Apr
Mei
Jun
Jul
172.550 4.134 52.115 980 1.080.426 22.338 15.154 313 120.950 2.550 190.058 5.490 7.399 128 15.104 261 18.714 768 106.073 2.426 24.573 466 36.387 710 35.249 569 4.993 27 18.147 424 23.782 697 21.006 396 19.433 176 41.908 837 11.491 114 11.125 310 53.068 1.514 16.121 430 4.433 122 2.782 111 8.153 113 12.122 203 29.793 463 10.184 145 4.926 130 11.013 127 3.017 52 3.914 44 13.932 130
219.544 5.318 64.337 1.055 1.310.522 20.366 18.636 387 150.269 2.887 239.702 6.257 9.361 131 19.282 328 20.755 958 130.886 2.470 30.384 627 43.303 1.256 44.204 1.382 5.467 50 23.059 410 30.146 668 26.634 403 24.728 198 52.316 1.239 14.281 106 13.523 239 66.433 1.817 19.768 405 5.522 110 3.366 86 10.602 154 15.323 217 38.418 199 12.525 174 5.576 163 14.439 179 3.847 77 5.398 76 15.310 202 2.707.862 50.595
227.818 6.283 63.542 1.195 1.336.366 20.816 18.902 424 152.567 3.156 245.482 5.564 9.748 196 20.153 454 21.512 1.089 133.127 2.992 31.250 727 43.952 1.413 46.098 1.559 5.642 68 23.185 474 30.510 720 27.303 504 25.754 370 53.368 1.510 14.410 126 14.067 290 68.598 2.012 20.334 466 5.778 184 3.455 158 11.128 192 16.017 249 40.292 252 12.842 201 5.686 177 14.920 232 4.014 102 5.514 93 15.036 179 2.768.371 54.425
232.446 6.639 64.148 1.234 1.366.847 20.563 19.295 422 154.540 3.234 250.266 5.552 10.016 188 20.612 444 21.885 1.131 134.432 3.083 31.860 761 44.671 1.450 46.791 1.678 5.724 70 23.578 449 31.141 748 27.741 493 26.539 387 54.696 1.683 14.599 141 14.322 287 69.930 2.039 20.750 520 5.929 187 3.520 160 11.399 214 16.380 258 41.066 233 13.152 202 5.798 183 15.245 253 4.139 103 5.651 116 15.110 176 2.824.217 55.283
238.617 6.705 65.582 1.250 1.401.224 20.761 19.802 438 156.690 3.324 253.887 5.664 10.244 194 21.328 474 22.118 1.153 135.977 3.208 32.257 752 45.062 1.454 48.142 1.704 6.145 96 24.049 406 31.980 729 28.575 532 26.868 384 55.975 1.787 14.807 143 14.695 304 70.942 2.077 21.252 525 6.081 203 3.555 156 11.691 225 16.655 272 41.973 240 13.478 208 5.920 190 15.572 276 4.237 119 5.839 116 16.259 229 2.887.478 56.298
245.623 6.706 67.769 1.242 1.425.765 20.125 20.403 429 160.624 3.481 265.556 5.656 10.514 185 22.218 429 22.720 1.148 139.512 3.169 33.149 731 46.391 1.483 49.576 1.752 6.456 94 24.623 385 33.073 701 29.269 525 27.586 399 57.740 1.703 15.426 145 15.191 306 73.229 2.071 21.870 510 6.285 196 3.627 162 11.998 229 17.041 264 43.503 241 13.861 198 6.093 179 16.082 291 4.376 124 6.079 114 15.894 206 2.959.123 55.579
249.472 6.884 71.533 1.302 1.458.531 19.766 20.970 454 163.543 3.537 272.771 5.847 10.726 185 22.502 457 22.906 1.210 141.096 3.246 33.441 773 46.738 1.527 50.221 1.779 6.620 97 25.125 389 33.845 683 29.593 613 28.065 405 59.531 1.833 15.366 146 15.435 333 73.635 2.179 22.054 505 6.372 210 3.685 155 12.195 239 17.300 268 44.200 229 14.112 198 6.146 184 16.428 305 4.421 133 6.200 127 16.348 164 3.021.126 56.362
2.200.094 47.695
2013
2014 Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
251.053 7.158 72.215 1.340 1.488.972 21.178 20.959 448 164.723 3.706 277.430 6.137 10.775 204 22.668 497 23.243 1.267 142.327 3.393 33.471 794 46.663 1.644 50.594 1.843 6.670 100 25.691 434 33.973 657 29.719 643 28.229 438 60.139 1.832 15.567 164 15.558 375 74.124 2.245 22.274 538 6.406 222 3.697 162 12.260 248 17.385 290 44.779 267 14.281 214 6.166 185 16.652 305 4.421 140 6.238 135 18.081 174
256.672 6.881 73.713 1.272 1.531.403 20.894 21.385 440 168.013 3.598 284.466 5.750 11.012 201 23.133 521 23.571 1.261 145.782 3.338 33.825 799 47.369 1.654 51.928 1.875 7.125 107 26.451 427 34.385 638 30.438 567 28.757 424 62.069 2.242 16.388 166 15.883 355 75.246 2.186 22.715 550 6.551 221 3.751 157 12.531 236 17.740 281 45.807 243 14.567 221 6.337 185 16.919 324 4.508 143 6.387 145 20.381 215
259.113 7.200 74.500 1.272 1.534.156 21.952 21.636 445 167.855 3.613 285.600 5.912 11.074 211 23.242 518 23.578 1.245 147.617 3.435 33.834 796 47.619 1.605 52.029 1.853 7.526 103 26.723 414 35.018 634 30.620 578 29.203 449 62.552 2.466 16.417 180 15.979 358 73.940 2.252 22.909 544 6.580 209 3.778 155 12.702 243 17.892 290 46.241 239 14.717 228 6.385 179 17.210 330 4.525 139 6.493 160 20.215 210
262.580 7.137 74.858 1.273 1.563.789 22.274 21.258 407 170.670 3.616 294.714 5.496 11.159 209 23.357 540 23.721 1.246 149.110 3.480 33.910 808 47.788 1.625 52.480 1.885 7.871 107 27.252 455 34.468 638 30.995 587 29.544 460 63.462 2.406 16.683 175 16.155 360 74.063 2.227 23.036 636 6.640 222 3.809 158 12.840 243 18.120 281 46.744 255 14.824 228 6.437 178 17.497 320 4.566 132 6.536 151 23.463 217
267.666 6.833 76.353 1.162 1.604.953 22.048 22.166 383 175.439 3.492 302.809 5.331 11.277 203 23.615 467 23.538 1.070 155.203 3.296 34.323 750 48.573 1.489 53.339 1.844 7.813 102 28.180 393 35.422 603 31.584 544 30.303 340 64.093 2.489 16.748 154 16.408 325 75.625 2.153 23.299 593 6.735 191 3.870 148 12.963 226 18.383 258 47.875 239 14.917 199 6.545 163 17.763 311 4.631 129 6.731 132 23.731 222
264.369 7.536 75.546 1.329 1.595.387 22.244 21.877 417 172.445 3.806 298.553 6.000 11.146 227 23.389 505 23.588 1.149 152.610 3.651 33.823 836 47.847 1.599 52.319 1.957 7.428 119 27.757 470 34.666 638 31.099 655 29.700 381 62.519 2.153 16.329 178 16.199 351 74.416 2.431 22.878 730 6.706 217 3.851 165 12.950 266 18.291 288 47.427 268 14.607 224 6.345 175 17.251 354 4.583 142 6.494 141 24.028 229
267.087 7.832 76.978 1.451 1.591.591 24.080 22.300 429 174.119 3.919 299.424 6.177 11.243 248 23.624 546 23.532 1.166 151.964 3.729 34.173 860 47.974 1.649 53.117 2.042 7.622 125 27.585 473 35.245 648 31.406 703 30.167 408 62.579 2.280 16.364 185 16.499 358 75.245 2.496 23.052 759 6.754 227 3.904 176 12.901 272 18.569 308 48.045 272 14.788 217 6.449 182 17.578 376 4.641 144 6.636 148 24.664 194
270.286 7.604 77.866 1.400 1.605.976 25.280 22.724 437 177.437 3.878 303.067 6.299 11.428 222 23.922 492 23.819 1.139 155.166 3.756 34.565 884 48.335 1.611 54.087 2.046 7.387 126 27.624 470 36.051 647 31.833 675 30.699 379 63.814 2.294 16.626 198 16.883 364 76.103 2.392 23.482 724 6.876 228 3.966 186 13.089 280 18.923 308 48.975 354 15.071 219 6.590 183 18.122 364 4.713 145 6.831 140 24.563 354
275.718 8.059 78.462 1.473 1.636.214 24.981 23.098 424 178.943 4.118 307.022 6.439 11.595 261 24.090 588 24.042 1.223 156.892 3.953 34.853 967 48.709 1.753 54.534 2.102 7.811 128 28.261 486 36.789 714 32.356 692 31.116 424 64.000 3.315 16.803 202 17.016 364 76.880 2.501 23.637 758 6.961 238 4.021 185 13.280 318 19.160 338 49.541 365 15.324 222 6.612 196 18.323 446 4.726 148 6.938 156 27.622 345
280.831 8.375 80.516 1.564 1.660.673 27.738 23.650 476 181.009 4.113 309.029 6.742 11.735 274 24.362 649 23.879 1.251 155.541 4.120 35.063 987 49.373 1.807 55.197 2.403 8.125 148 28.249 500 37.245 759 32.854 811 31.307 430 63.797 3.564 17.064 224 17.314 387 77.815 2.920 23.921 833 7.065 269 4.061 193 13.422 335 19.383 362 50.180 407 15.594 244 6.691 203 18.640 528 4.770 155 7.087 163 27.703 *) 369 *)
286.763 8.399 81.751 1.560 1.689.899 28.574 24.299 498 186.048 4.102 317.193 6.754 11.944 278 24.863 613 24.701 1.227 158.919 4.106 35.766 977 50.492 1.791 56.027 2.173 8.297 180 28.788 502 37.267 757 33.460 799 32.197 421 63.813 3.220 16.635 226 17.751 379 79.429 2.811 24.497 863 7.210 282 4.118 189 13.633 340 19.741 344 51.283 877 15.944 239 6.793 183 19.108 597 4.819 142 7.255 160 27.457 269
3.067.402 59.378
3.147.210 58.514
3.159.476 60.412
3.214.397 60.431
3.292.874 58.279
3.258.421 61.831
3.267.820 65.080
3.306.896 66.081
3.361.348 68.878
3.403.148 74.302
3.468.408 74.933
Items 1. Jawa Barat NPL 2. Banten NPL 3. DKI Jakarta NPL 4. D.I Yogyakarta NPL 5. Jawa Tengah NPL 6. Jawa Timur NPL 7. Bengkulu NPL 8. Jambi NPL 9. Aceh NPL 10. Sumatera Utara NPL 11. Sumatera Barat NPL 12. Riau NPL 13. Sumatera Selatan NPL 14. Bangka Belitung NPL 15. Kepulauan Riau NPL 16. Lampung NPL 17. Kalimantan Selatan NPL 18. Kalimantan Barat NPL 19. Kalimantan Timur NPL 20. Kalimantan Tengah NPL 21. Sulawesi Tengah NPL 22. Sulawesi Selatan NPL 23. Sulawesi Utara NPL 24. Gorontalo NPL 25. Sulawesi Barat NPL 26. Sulawesi Tenggara NPL 27. Nusa Tenggara Barat NPL 28. Bali NPL 29. Nusa Tenggara Timur NPL 30. Maluku NPL 31. Papua NPL 32. Maluku Utara NPL 33. Papua Barat NPL 34. Lainnya NPL Total NPL
*) Provisional figures
110
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 4.18.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Hubungan Penerima Kredit dengan Bank
(Credit and NPL of Commercial Banks to Non Bank Third Party Based on Bank Relation with Beneficiary) Miliar Rp (Billion Rp) 2011
2012
Des
Des
2013
2014
Items
Keterangan Kredit Kepada Pihak Tidak Terkait a. Lancar b. DPK
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
2.170.291
2.674.701
2.749.478
2.805.718
2.867.494
2.939.224
3.000.310
3.046.135
3.121.530
3.136.185
3.188.700
3.263.361
3.234.434
3.239.271
3.277.759
3.334.319
3.374.593
3.441.682 Loan for Non Connected Parties
2.038.259
2.511.618
2.566.728
2.623.405
2.702.375
2.757.387
2.826.623
2.857.998
2.936.424
2.953.071
2.998.390
3.076.570
3.024.787
3.016.347
3.054.123
3.119.373
3.142.658
3.208.458
a. Current b. Special Mention
84.542
112.712
128.572
127.276
109.071
126.493
117.536
128.971
126.746
122.824
130.010
128.616
147.922
157.949
157.669
146.185
157.882
158.631
c. Kurang Lancar
7.400
9.257
10.526
11.170
10.886
10.248
11.304
11.784
11.851
12.060
11.456
10.232
12.852
13.357
14.827
15.411
17.447
15.659
c. Sub-Standard
d. Diragukan
6.882
6.895
9.101
8.035
8.276
8.381
7.952
8.496
8.475
8.981
9.447
8.633
8.943
10.857
11.609
11.835
13.617
15.768
d. Doubtful
33.207
34.218
34.551
35.833
36.886
36.714
36.895
38.885
38.034
39.248
39.396
39.310
39.930
40.761
39.531
41.515
42.989
43.166
e. Lost
Non Performing Loan Pihak Tidak Terkait
47.489
50.371
54.179
55.037
56.048
55.343
56.151
59.165
58.361
60.289
60.300
58.175
61.725
64.975
65.967
68.760
74.053
74.593 Non Performing Loan of Non Connected
Kredit Kepada PihakTerkait
29.803
33.161
18.893
18.498
19.984
19.899
20.816
21.268
25.680
23.291
25.697
29.513
23.987
28.550
29.140
27.030
28.555
26.480 Loan for Connected Parties
29.445
32.694
18.361
17.980
19.474
19.173
20.422
20.873
25.290
22.941
25.077
29.235
23.672
28.254
28.621
26.724
27.728
25.767
153
243
286
273
260
491
183
182
236
227
489
174
208
191
405
188
579
474
7
15
16
23
22
22
116
91
34
23
23
15
12
13
18
11
107
103
5
13
24
14
23
13
15
39
40
13
21
8
13
13
14
19
46
32
194
196
206
208
205
200
81
82
80
87
87
81
81
78
82
87
95
105
e. Macet
a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet Non Performing Loan Pihak Terkait
Parties
206
224
246
245
250
236
211
213
154
123
131
104
106
105
114
118
248
239
a. Current b. Special Mention c. Sub-Standard d. Doubtful e. Lost Non Performing Loan of Non Connected Parties
111
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014 Tabel 4.19.a. Kredit dan NPL Bank Umum kepada Pihak Ketiga Bukan Bank Yang Penarikannya Menggunakan Kartu Berdasarkan Kelompok Bank
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
(Credit and Non Performing Loan (NPL) of Commercial Banks to Non Bank Third Party Withdrawn By Card Based on Group of Bank) Miliar Rp (Billion Rp) 2011
2012
Des
Des
2013
2014
Group of Banks
Pengelompokan Bank 1. Bank Persero NPL 2. BUSN Devisa NPL 3. BUSN Non Devisa NPL
NPL 5. Bank Campuran NPL 6. Bank Asing NPL 7. Bank Umum NPL
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun 12.426 1. State Owned Banks
7.683
9.326
9.291
9.355
9.406
9.751
9.899
10.005
10.015
10.220
10.477
10.726
10.774
10.747
10.715
11.005
11.679
150
188
222
214
212
217
213
213
214
214
224
221
234
239
241
243
243
14.014
16.823
16.814
19.971
20.099
21.176
21.479
21.810
22.112
22.644
23.187
24.184
24.494
24.591
24.640
25.586
26.798
482
363
377
428
422
435
419
408
406
410
384
386
398
408
419
427
453
451
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
2
4. BPD
Mar
-
-
-
-
-
-
2
2
2
1
2
1
2
2
2
2
2
2
2
2
2
-
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
3.248
3.656
3.657
3.687
3.678
3.744
3.750
3.780
3.834
3.852
3.908
3.984
4.073
4.009
4.009
4.073
4.127
222
182
190
192
192
198
193
193
191
193
196
195
200
120
115
113
111
12.386
12.762
12.483
12.505
12.538
12.841
12.641
12.767
12.571
12.621
12.696
12.770
12.595
12.445
11.798
11.880
12.070
738
581
602
613
612
624
622
627
643
653
643
622
637
645
224
224
221
37.333
42.568
42.246
45.520
45.723
47.514
47.771
48.365
48.534
49.338
50.270
51.666
51.938
51.795
51.164
52.547
54.676
1.592
1.314
1.391
1.448
1.439
1.475
1.448
1.442
1.454
1.470
1.447
1.424
1.468
1.412
999
1.006
1.029
Foreign Exchange Commercial Banks NPL
3. Non-Foreign Exchange Commercial Banks NPL
2
NPL
253 27.559 2.
1 4. Regional Development Banks 0
NPL
4.262 5. Joint Venture Banks 108
NPL
12.203 6. Foreign Owned Banks 227
NPL
56.450 7. Commercial Bank 1.039
NPL
112
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014 Tabel 4.20.a Penerusan Kredit (Off - Balance Sheet ) dan NPL Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha Penerima Penerusan Kredit
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
(Credit Channeling (Off-Balance Sheet) and Non Performing Loan (NPL) of Commercial Banks Based on Industries Sector and non Industries Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) 2011
2012
Des
Des
2013
2014
Items
Keterangan Mar
Apr
Mei
Jun
Jul
Ags
r)
Sep
r)
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun Loan by Industrial Origin
Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial Wajib NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL Total NPL r) Angka-angka diperbaiki
1.584
3.106
2.871
3.001
3.004
3.018
2.961
2.933
2.994
3.012
3.010
2.943
2.950
2.920
2.882
2.910
2.864
2.858
1. Agricultures, Hunting and Forestry
411 133 87 321 1 2.868 78 9.999 416 766 23 529 339 3.689
1.998 106 71 2 1 3.756 995 8.127 274 804 778 481 349 40
1.920 105 72 2 1 3.696
1.930 107 73 2 1 3.697
1.920 106 72
181r) 7.495 221 841 784
132r) 7.258 279 805 790
955r) 348 39
922r) 351 39
919r) 351 39
1.917 106 72 2 1 4.107 118 7.900 292 855 828 911 355 39
1.968 104 72 251 1 4.322 180 8.014 328 893 878 913 357 41
1.970 105 72 2 1 4.616 133 8.671 292 944 930 865 357 39
1.964 103 69
181r) 7.829 309 831 784
1.923 106 72 2 1 3.754 118 7.609 301 826 800 907 353 39
16r)
1.995 101 67 0 0 4.333 117 8.677 292 986 960 797 356 16
1.966 103 69 1.265 0 4.356 117 8.581 292 1.002 976 804 356 16
1.970 100 67 1.265 0 4.370 117 8.707 283 1.005 979 797 361 16
1.927 99 67 1.265 0 4.168 132 7.759 283 958 932 517 348 16
1.904 99 67 1.395 0 4.051 131 7.429 279 938 920 529 357 16
1.927 100 66 1.265 0 3.130 131 7.674 284 954 936 579 364 16
1.910 101 68 1 1 4.427 134 7.764 283 960 945 1.974 377 193
1.920 100 68 0 0 4.472 316 7.874 283 975 959 1.965 367 173
3.455 2.822
38 1.916
38 1.860
38 1.827
38 1.789
38 1.816
38 1.869
38 1.983
38 2.029
16 1.958
16 2.004
16 2.002
15 2.031
15 1.852
15 1.821
15 1.838
38 1.836
17 1.854
39 20 14 205
34 408 404 175
34 364 358 173
34 346 341 173
33 346 341 173
33 347 342 172
51 347 342 172
51 351 346 172
51 347 342 171
45 349 345 171
45 317 313 171
45 346 342 171
45 343 339 171
45 358 354 171
45 375 371 171
45 375 371 192
51 398 371 583
45 408 380 583
144 198
139 200
139 57
140 168
140 198
140 200
140 200
140 92
140 200
140 195
140 196
140 197
140 196
140 196
140 195
140 196
134 200
134 194
NPL 2. Fisheries NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Big and Retail Trade NPL 8. Provision of accomodation and Food Supply Drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Transitional Finance NPL 11. Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory Social Security
142 0 70 67 578
141 30 30 80 79 539
39 30 30 80 79 542
141 30 30 80 79 582
141 43 30 43 42 563
141 30 30 81 80 558
141 30 30 82 82 554
38 30 30 85 84 550
141 30 30 88 87 551
139 30 30 70 69 551
140 30 29 72 72 550
140 30 29 73 73 550
140 30 30 74 73 542
140 30 29 71 71 548
140 30 29 70 70 548
140 30 29 71 71 550
142 30 29 88 87 541
140 NPL 30 13. Education Services 30 NPL 72 14. Health Services and Social Activities 72 NPL 541 15. Community,
498 25
503 21
503 159
502 167
502 156
500 163
500 178
500 154
501 202
501
502 191
503 189
501 163
503 176
503 170
504 164
502 159
505 NPL 153 16. Individual Services which Serve
17 82
14 85
14 84
14 84
14 84
14 83
14 83
14 83
14 83
13 -
13 -
14 -
13 -
13 -
13 -
13 -
13 82
78 5.536
79 4.702
78 4.696
78 4.790
78 4.837
78 4.907
78 4.970
78 5.037
78 5.039
5.140
4.754
4.747
4.751
5.040
5.001
5.387
79 4.319
4.625 29.425
4.107 24.576
4.116 23.934
4.122 24.350
4.222 23.621
4.128 24.619
4.141 25.365
4.180 26.008
4.208 26.975
136 26.052
131 26.205
123 27.375
122 27.509
123 26.145
128 25.719
95 25.430
3.741 26.521
93 26.681
10.434
10.034
10.009
9.061
10.141
9.094
9.140
9.285
9.385
5.147
5.187
5.202
5.195
5.123
5.112
5.133
8.906
5.341
r)
226 1 3.660
r)
258 0 4.224 132 8.203 288 920 906 800 355
Sociocultural,Entertainment and Other Individual Services 195r)
r)
Households 13 NPL 17. International Agency and Other
Extra Agency International NPL 4.430 18. Business Activities which are not
clearly defined NPL Total NPL r) Revised figures
113
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Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 4.21.a Penerusan Kredit (Off-Balance Sheet) dan NPL Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Kredit dan Golongan Penyalur Kredit
(Off-Balance Sheet Credit Channeling and NPL of Commercial Banks to Non-Bank Third Party Based on Types of Credit and Classification of Credit Providers) Miliar Rp (Billion Rp) Indikator
2008
2009
2010
2011
2013
2012
Jun
Jul
Ags
Sep
2014 Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Indicator
Jun
Based on the type of credit 1. Small business loans
Berdasarkan Jenis Kredit 1. Kredit Usaha Kecil a. Dalam rangka penerusan kredit dari BI NPL b. Lainnya
2.972
2.839
1.101
13.386
6.203
6.001
NPL
1.122
2.229
2.366
2.362
2.413
2.399
2.397
2.394
2.394
2.392
2.363
2.387
2.387
2.390
2.390
1.071
2.179
2.316
2.312
2.364
2.349
2.347
2.345
2.345
2.342
2.313
2.337
2.337
2.339
2.339
5.442
1.182
1.191
1.190
1.185
1.179
1.173
1.169
1.166
1.150
1.153
1.148
1.152
1.207
1.203
575
905
917
917
922
921
915
916
922
922
919
920
924
975
972
28.434
23.355
13.834
NPL
14.339
14.751
15.307
16.040
15.693
16.091
16.013
16.186
14.875
14.480
14.666
14.769
14.948
2.648
1.541
1.577
1.628
1.708
1.684
1.723
1.739
1.735
1.697
1.662
1.678
1.686
1.902
75
72
44
44
44
44
44
44
44
44
44
44
44
44
44
75
72
44
44
44
44
44
44
44
44
44
44
44
44
44
23
7
6
7
6 0
6 0
6 0
6 0
6 0
6 0
6 0
6 0
6 0
6 0
c. Aid Project
5
5
5
5
4
4
4
4
4
4
d. Credit Channeling
331
72
c. Bantuan Proyek
306
83
57
16
0
0
0
7 0
d. Kredit Kelolaan di luar bantuan proyek NPL
200
199
17
11
10
10
5
5
8
8
8
4
4
4
4
3
3
3
3
3
3
3
3
e. Lainnya
403
346
9.078
9.279
5.768
6.665
7.006
7.048
7.302
6.877
6.495
7.746
7.726
7.699
7.650
7.170
8.099
8.084
8.106
4.222
4.267
4.286
4.324
4.360
155
148
148
146
145
146
3.858
80
NPL
NPL
453r)
NPL
NPL e. Other NPL
5.615
771
758
2.240
2.155
2.151
2.151
2.150
2.145
2.144
2.148
2.142
2.142
2.142
2.151
2.154
2.148 1. Cooperation
662
2.147
2.064
2.060
2.060
2.060
2.055
2.054
2.058
2.053
2.054
2.054
2.063
2.064
2.059
597
599
8.300
8.405
4.401
4.412
4.425
4.452
4.500
241
212
171
183
171
175
4.026
8.046
4.281
4.287
4.305
4.340
4.395
372r)
239
211
169
170
170
174
3.953
39.846
27.142
21.090
20.262
17.936
18.054
18.789
19.406
20.324
23.820
25.015
25.196
23.820
23.407
23.103
20.340
1.727
3.606
2.744
2.776
2.885
2.930
23.676r) 2.720
2.894
2.933
2.973
2.899
2.889
2.895
2.889
3.104
29.425
24.576
24.621
25.365
26.008
26.975
26.969
26.969
27.375
27.509
26.145
25.719
25.430
26.521
26.681
NPL NPL
r) Angka-angka diperbaiki
NPL
5.519
NPL
Total
NPL b. Channeling Credit from BI
Based Distribution Group
Berdasarkan Golongan Penyalur
3. Swasta Lainnya
a. Loans
15.308
583 261
2. Lembaga Swadaya Masyarakat
NPL
13.473
b. Dalam rangka penerusan kredit dari BI NPL
1. Koperasi
NPL b. Other 2. Not KUK
2. Bukan KUK a. Kredit kelolaan
a. Channeling Credit From BI
45.962
33.356
30.160
374r)
NPL
179 2. Non-Governmental Organization 178
NPL
24.353 3. Other Private
NPL Total r) Revised figures
114
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Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 4.22 Pembiayaan Perbankan Syariah
(Financing of Sharia Banks) Miliar Rp (Billion Rp) 2013 Indikator
2008
2009
2010
2011
2014
Indicator
2012 Jun
Jul
Ags
Sep
Okt
Nov
Des
r)
r)
r)
Jan
Mar
Feb
Apr
Mei*)
Jun*)
Pembiayaan Musyarakah
7.411
10.412
14.624
18.960
27.667
35.057
35.997
35.883
36.715
37.921
38.680
39.874
38.685
39.254
40.583
42.830
42.830
42.830
Musyarakah Financing
Pembiayaan Mudharabah
6.205
6.597
8.631
10.229
12.023
12.629
13.281
13.299
13.364
13.664
13.878
13.625
13.322
13.300
13.498
13.802
13.802
13.802
Mudharabah Financing
22.486
26.321
37.508
56.365
88.004
102.588
104.718
105.061
106.779
107.484
108.128
110.565
109.803
110.047
111.727
112.288
112.288
112.288
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
369
423
347
326
376
487
508
539
530
528
551
582
547
570
586
588
588
588
1.724
3.134
7.071
16.776
19.435
20.467
19.982
19.756
19.932
19.686
19.595
19.476
27.640
18.601
18.571
18.376
18.376
18.376
38.195
46.886
68.181
102.655
147.505
171.227
174.486
174.537
177.320
179.284
180.833
184.122
189.998
181.772
184.964
187.885
187.885
187.885
Piutang Murabahah Piutang Salam
Lainnya Total r) Angka-angka diperbaiki
Murabahah Accounts Receivable Salam Accounts Receivable Receivable Others Total r) Estimated figures
115
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Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 4.23 Pembiayaan Perbankan Syariah Berdasarkan Sektor Ekonomi
(Financing of Sharia Banks Based on Economic Sector) Miliar Rp (Billion Rp) 2013 Sektor Ekonomi
2008
2009
2010
2011
2014
Economic Sector
2012 Jun
Jul
Ags
Sep
Okt
Nov
r)
Des
r)
r)
Jan
r)
Feb
Mar
Apr
Mei*)
Jun*)
1. Pertanian, perburuan dan sarana pertanian 2. Pertambangan
1.177
1.331
1.762
2.201
2.809
3.251
3.051
3.143
3.142
3.185
3.285
3.165
3.383
3.639
3.691
3.711
3.711
3.711
965
1.047
1.120
1.733
2.094
2.794
2.925
2.967
3.007
3.177
3.170
3.018
3.086
3.075
3.347
3.306
3.306
3.306
1. Agriculture, hunting and agricultural facilities 2. Mining
3. Perindustrian
1.340
1.579
2.337
4.077
5.008
5.626
5.511
5.434
5.825
5.999
5.997
6.029
6.117
6.514
6.543
6.015
6.015
6.015
3. Manufacturing
248
698
1.354
2.381
3.159
4.061
4.134
4.258
4.304
4.416
4.565
4.663
4.629
4.564
4.491
4.507
4.507
4.507
4. Electricity, gas and water
5. Konstruksi
3.368
3.516
4.194
5.858
7.142
7.998
7.926
8.153
8.350
8.584
8.459
8.086
7.723
7.881
8.065
8.228
8.228
8.228
5. Construction
6. Perdagangan, restoran dan hotel 7. Pengangkutan, pergudangan dan komunikasi 8. Jasa Dunia usaha
4.426
5.000
7.609
9.778
12.624
13.988
14.289
13.829
14.089
13.992
14.437
14.314
13.858
14.681
15.564
15.824
15.824
15.824
2.759
3.349
3.696
3.369
4.321
5.305
5.316
5.341
5.439
5.458
5.552
5.387
5.510
5.493
5.488
6.740
6.740
6.740
11.757
13.664
20.233
25.630
37.150
42.150
44.176
44.668
44.757
45.720
46.369
47.598
46.084
46.139
47.643
49.532
49.532
49.532
6. Trade, restaurants and hotels 7. Transportation, warehousing and 8. communications Business Services
9. Jasa sosial/masyarakat
2.463
2.661
2.975
4.464
7.878
8.984
9.736
9.805
10.226
10.386
10.321
12.085
11.957
11.562
11.954
12.149
12.149
12.149
9. Social Services
9.693
14.042
22.902
43.164
65.319
77.069
77.421
76.939
78.180
78.368
78.675
79.775
79.050
78.224
78.177
77.871
77.871
77.871
38.195
46.886
68.181
102.655
147.505
171.227
174.486
174.537
177.320
179.284
180.830
184.120
181.398
181.772
184.964
187.885
187.885
187.885
4. Listrik, gas dan air
10. Lain-lain Jumlah r) Angka-angka diperbaiki
10. Others Total r) Estimated figures
116
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Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 4.24 Pembiayaan Perbankan Syariah Berdasarkan Lokasi Bank Penyalur
(Financing of Sharia Banks Based on Banks Location) Miliar Rp (Billion Rp) Lokasi
2008
2009
2010
2011
2012
Jun
Jul
2013 Sep
Ags
2014 Okt
Nov
r)
Des
r)
r)
Jan
r)
Feb
Mar
Apr
Mei*)
Location
Jun*)
538
849
1.617
2.338
2.707
2.967
3.099
2.948
2.985
2.997
2.997
2.971
2.943
2.956
2.973
3.007
3.007
3.007
1. Aceh
2. Sumatera Utara
2.369
2.840
3.133
4.936
7.105
7.502
7.575
7.591
7.657
7.705
7.800
7.760
7.759
7.701
7.684
7.667
7.667
7.667
2. Sumatera Utara
3. Sumatera Barat
602
833
1.833
2.476
3.292
3.653
3.785
3.789
3.819
3.730
3.735
3.744
3.728
3.715
3.721
3.739
3.739
3.739
3. Sumatera Barat
4. Sumatera Selatan
761
1.052
1.566
2.272
3.430
3.750
3.766
3.930
4.001
4.017
4.030
4.026
3.998
4.012
4.248
4.192
4.192
4.192
4. Sumatera Selatan
5. Bangka Belitung
41
37
135
286
440
560
540
571
575
586
592
592
579
575
307
302
302
302
6. Jambi
275
411
712
1.194
1.699
2.035
2.056
1.983
2.010
2.013
2.019
2.051
2.045
2.037
2.037
2.047
2.047
2.047
7. Bengkulu
201
235
311
421
547
656
652
687
704
731
750
766
766
777
792
804
804
804
8. Riau
893
1.047
1.589
2.323
3.002
3.339
3.495
3.375
3.435
3.479
3.486
3.409
3.381
3.382
3.379
3.397
3.397
3.397
9. Kepulauan Riau
337
401
852
1.380
1.834
2.001
2.026
2.067
2.086
2.104
2.111
2.149
2.125
2.113
2.132
2.163
2.163
2.163
368
515
922
1.501
2.000
1.985
2.049
2.316
2.346
2.354
2.352
2.360
2.332
2.332
2.330
2.357
2.357
2.357
11. DKI Jakarta
18.172
21.158
26.900
38.981
60.026
71.301
72.429
72.246
73.704
74.272
74.573
75.399
74.196
73.888
75.251
77.077
77.077
77.077
11. DKI Jakarta
12. Jawa Barat
3.766
4.666
8.029
11.945
16.990
18.168
18.733
19.097
19.406
19.780
19.986
20.217
19.957
20.598
22.322
22.855
22.855
22.855
12. Jawa Barat
841
1.111
2.086
3.707
4.698
5.449
5.261
5.360
5.447
5.515
5.613
5.803
5.793
5.861
5.540
5.587
5.587
5.587
1.958
2.611
4.170
6.503
8.529
10.297
9.723
9.799
9.814
9.867
10.114
10.668
10.493
10.404
10.844
10.842
10.842
10.842
14. Jawa Tengah
508
629
868
1.451
1.701
1.955
1.967
2.027
2.056
2.071
2.045
2.103
2.048
2.090
2.106
1.943
1.943
1.943
15. DI Yogyakarta
2.566
3.519
5.627
9.075
12.755
13.943
14.389
14.919
15.087
15.360
15.597
16.089
16.028
16.410
17.037
17.425
17.425
17.425
73
115
298
545
864
2.098
2.090
2.214
2.268
2.395
2.447
2.537
2.523
2.159
1.325
1.328
1.328
1.328
17. Bali
476
588
720
1.080
1.740
2.352
2.654
2.284
2.319
2.368
2.417
2.456
2.435
2.445
2.465
2.480
2.480
2.480
18. Kalimantan Barat
25
37
772
196
409
567
577
570
590
595
612
620
620
629
644
645
645
645
20. Kalimantan Timur
706
1.048
924
2.193
2.823
3.730
3.769
3.726
3.752
3.828
3.849
4.587
3.760
3.825
3.807
3.889
3.889
3.889
20. Kalimantan Timur
21. Kalimantan Selatan
795
847
1.156
1.477
2.029
2.522
2.841
2.546
2.599
2.634
2.671
2.710
2.735
2.723
2.731
2.791
2.791
2.791
21. Kalimantan Selatan
22. Sulawesi Utara
114
145
240
356
473
488
583
499
512
516
520
522
520
519
522
523
523
523
22. Sulawesi Utara
63
86
168
221
284
593
379
313
320
329
340
346
352
356
354
353
353
353
23. Gorontalo
7
53
131
200
211
245
233
235
240
239
245
244
246
246
247
247
247
24. Sulawesi Barat
1. Aceh
10. Lampung
13. Banten 14. Jawa Tengah 15. DI Yogyakarta 16. Jawa Timur 17. Bali 18. Kalimantan Barat 19. Kalimantan Tengah
23. Gorontalo
5. Bangka Belitung 6. Jambi 7. Bengkulu 8. Riau 9. Kepulauan Riau 10. Lampung
13. Banten
16. Jawa Timur
19. Kalimantan Tengah
24. Sulawesi Barat
-
25. Sulawesi Tengah
136
163
390
642
847
913
1.108
972
970
970
963
961
963
970
970
965
965
965
25. Sulawesi Tengah
26. Sulawesi Tenggara
180
157
187
310
473
613
716
643
658
682
697
724
729
738
759
779
779
779
26. Sulawesi Tenggara
27. Sulawesi Selatan
978
1.098
1.672
2.844
3.978
4.728
4.818
4.745
4.792
4.821
4.913
4.893
4.942
4.926
4.945
4.895
4.895
4.895
28. Maluku
16
13
28
54
80
117
99
93
98
99
102
102
108
104
105
103
103
103
28. Maluku
29. Maluku Utara
36
35
87
123
152
169
181
172
178
183
184
199
201
196
201
202
202
202
29. Maluku Utara
30. NTB
261
396
556
895
1.293
1.386
1.644
1.519
1.556
1.584
1.612
1.632
1.635
1.659
1.758
1.782
1.782
1.782
30. NTB
31. NTT
24
33
75
156
229
255
267
274
274
279
286
292
282
280
281
283
283
283
31. NTT
32. Papua Barat
42
62
89
114
140
169
184
181
188
193
193
200
201
202
201
204
204
204
32. Papua Barat
33. Papua
77
140
272
348
504
533
562
606
618
625
602
605
590
592
595
597
597
597
33. Papua
-
3
145
183
235
222
228
243
256
360
380
384
383
352
353
415
415
415
34. Outside Indonesia
38.195
46.886
68.181
102.655
147.505
171.227
174.486
174.537
177.320
179.284
180.830
184.120
181.398
181.772
184.964
187.885
187.885
187.885
34. Luar Indonesia Total r) Angka-angka diperbaiki
27. Sulawesi Selatan
Total r) Estimated figures
117
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Tabel 4.25 Kredit Bank Perkreditan Rakyat Berdasarkan Sektor Ekonomi
(Credit of Rural Banks Based on Economic Sector) Miliar Rp (Billion Rp) 20101)
2011
2012
Des
Des
Des
2013
2014
Economic Sector
Sektor Ekonomi 1
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun 1. Agriculture, Hunting, and Forestry
2
Pertanian, Perburuhan, dan Kehutanan Perikanan
3
Pertambangan dan Penggalian
4
Industri Pengolahan
478
584
674
729
746
734
736
737
756
762
745
783
778
778
797
820
854
859
5
Listrik, Gas dan Air
14
26
29
29
31
34
38
39
39
36
39
38
39
41
42
48
47
47
6
Konstruksi
259
617
1.009
1.055
1.146
1.203
1.281
1.300
1.327
1.377
1.447
1.426
1.342
1.434
1.561
1.621
1.708
1.770
7
Perdagangan Besar dan Eceran
10.342
12.119
14.382
15.349
15.683
15.180
15.506
15.409
15.426
15.629
16.184
15.088
15.162
15.795
16.195
16.461
16.735
16.992
8
Penyediaan Akomodasi dan Penyedian Makan Minum Transportasi, Pergudangan dan Komunikasi Perantara Keuangan
288
310
311
339
331
341
348
365
367
384
391
405
403
418
420
417
436
435
577
902
1.140
1.173
1.180
1.170
1.159
1.152
1.160
1.173
1.082
1.104
1.112
1.105
1.150
1.181
1.242
1.266
32
48
64
71
76
77
78
77
80
84
70
69
68
80
81
82
93
96
Real Estate, Usaha Persewaan, dan Jasa Perusahaan Administrasi Pemerintahan, Pertanahan Dan Jaminan Sosial Wajib Jasa Pendidikan
66
202
272
288
305
376
414
464
487
521
499
516
520
511
513
513
528
550
120
82
56
71
74
80
86
86
93
94
76
78
81
76
80
79
83
84
56
84
120
129
135
139
144
143
139
144
146
149
149
150
152
146
146
151
13. Education services
81
90
82
96
96
101
102
101
101
107
114
139
143
146
119
124
126
130
14. Health Services and Social Activities
1.807
1.512
1.565
1.611
1.638
2.305
2.352
2.398
2.457
2.393
2.310
2.427
2.419
2.563
2.483
2.581
2.701
2.817
15. Community, Sociocultural, Entertainment and Other Individual Services
275
396
506
589
627
629
657
644
639
673
692
683
696
733
739
801
757
773
1.683
1.748
1.939
2.349
2.390
2.376
2.485
2.604
2.718
3.106
2.720
2.611
2.742
2.912
2.896
2.859
2.915
3.126
3.785
4.502
5.376
6.315
6.604
6.605
6.690
3.334
3.344
3.366
2.493
2.470
2.499
2.451
2.550
2.523
2.554
2.631
11.341
14.677
18.449
19.533
19.854
20.615
21.042
24.459
24.760
24.308
26.518
26.900
27.028
27.159
27.683
28.130
28.443
28.844
33.844
41.100
49.818
53.749
55.023
56.248
57.462
57.634
58.218
58.677
59.770
59.176
59.503
60.812
62.055
63.036
64.209
65.507
9 10 11 12 13 14 15
16 17 18 19
Jasa Kesehatan dan Kegiatan Sosial Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan Lainnya Jasa Perorangan yang Melayani Rumah Tangga Kegiatan Usaha yang Belum Jelas Batasannya Bukan Lapangan Usaha Rumah Tangga Bukan Lapangan Usaha Lainnya Total
Ket: 1) Merupakan sambungan halaman 194
2.565
3.062
3.640
3.809
3.888
4.065
4.111
4.088
4.095
4.279
3.992
4.040
4.067
4.199
4.303
4.371
4.543
4.614
40
73
106
116
119
121
127
127
128
127
138
137
137
142
167
158
169
184
2. Fishery
37
65
99
99
100
99
104
104
104
115
114
113
119
120
123
121
128
136
3. Mining and Quarrying 4. Processing industry 5. Electricity, Gas and Water 6. Construction 7. Wholesale and Retail Trade 8. Provision of accommodation and the provision of eating and drinking 9. Transportation, Warehousing and communications 10. Financial intermediaries 11. Real Estate, Business, Ownership, and Business Services 12. Government administration, Defese and Compulsory Social Security
16. Individual Services which Serve 17. Business Activities are not clearly defined 18. Loans to Non Industrial Origin House Hold 19. Non Industrial Origin-Others Total Note : 1) Continue from page 194
118
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Tabel 4.26 Kredit Bank Perkreditan Rakyat Berdasarkan Jenis Penggunaan (Credit of Rural Banks Based on Type of Use) Miliar Rp (Billion Rp)
Sektor Ekonomi
2010 Des
2011 Des
2012 Des
Apr
Mei
Jun
2013 Ags
Jul
2014 Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Economic Sector
Jun Working Capital
Modal Kerja 2.277 38 32 451 13 238 9.679 249 387 27 59 111
2.617 67 56 536 24 565 11.368 261 477 43 183 72
3.074 99 88 619 28 933 13.433 264 702 56 216 42
3.223 108 86 660 27 980 14.328 278 749 61 237 48
3.296 111 86 663 30 1.051 14.637 274 769 65 249 53
3.464 113 85 650 32 1.099 14.118 283 768 66 318 57
3.508 119 91 653 36 1.175 14.401 290 757 68 352 59
3.483 119 90 652 37 1.192 14.330 296 759 67 400 59
3.492 119 88 666 37 1.212 14.322 295 758 69 416 64
3.666 118 99 671 34 1.259 14.520 310 772 73 448 67
3.403 130 98 664 37 1.337 14.087 319 691 56 435 55
3.455 127 97 703 37 1.315 14.028 326 718 56 443 59
3.490 128 104 693 37 1.239 14.080 319 714 56 447 60
3.611 133 105 692 38 1.321 14.645 323 711 67 439 56
3.717 158 109 705 40 1.449 15.019 323 733 68 439 59
3.771 147 107 720 43 1.502 15.264 323 745 69 427 58
3.914 158 113 747 40 1.581 15.511 335 781 80 452 61
3.974 172 122 757 42 1.638 15.765 335 798 82 475 64
-
44 62 1.437
62 70 1.330
83 65 1.363
91 71 1.398
92 71 1.417
94 77 2.079
100 78 2.128
101 77 2.152
97 77 2.219
101 79 2.147
103 87 2.085
102 85 2.161
102 87 2.161
100 88 2.295
99 89 2.216
94 93 2.322
100 95 2.438
104 97 2.552
-
241 1.446
356 1.470
437 1.531
508 1.849
541 1.894
545 1.916
568 2.019
554 2.122
541 2.213
575 2.506
578 2.241
563 2.165
579 2.285
603 2.372
599 2.397
653 2.358
611 2.382
619 2.571
-
-
-
-
-
-
-
-
-
-
-
44
43
54
-
-
-
-
-
-
0 16.790
0 19.557
23.030
24.704
25.299
25.764
26.401
26.489
26.683
27.445
395 26.846
376 26.860
391 27.025
27.600
28.218
28.696
29.401
- Pertanian, Perburuhan, dan Kehutanan - Perikanan - Pertambangan dan Penggalian
288 2 5
445 6 9
565 7 12
586 7 13
592 8 14
600 8 14
602 9 13
605 9 14
603 9 16
613 9 16
590 8 15
585 9 16
577 9 15
588 9 15
586 10 15
600 11 14
630 11 15
640 12 14
-
Industri Pengolahan Listrik, Gas dan Air Konstruksi Perdagangan Besar dan Eceran Penyediaan Akomodasi dan Penyedian Makan Minum
28 1 22 663 39
48 2 52 750 49
55 2 77 949 47
69 1 76 1.021 61
82 2 94 1.046 57
84 2 104 1.063 58
84 2 106 1.105 58
85 2 108 1.080 69
90 2 115 1.104 72
91 2 118 1.109 75
81 2 110 1.070 72
80 2 111 1.059 78
84 2 103 1.082 85
86 3 114 1.150 95
92 3 112 1.175 97
101 5 118 1.197 94
107 6 127 1.223 101
102 6 132 1.226 100
-
Transportasi, Pergudangan dan Komunikasi Perantara Keuangan Real Estate, Usaha Persewaan dan Jasa Perusahaan Administrasi Pemerintahan, Pertanahan dan Jaminan Sosial Wajib Jasa Pendidikan Jasa Kesehatan dan Kegiatan Sosial Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan Lainnya Jasa Perorangan yang Melayani Rumah Tangga Kegiatan Usaha yang Belum Jelas Batasannya
190 5 7 9
424 5 19 10
438 8 56 14
423 10 51 23
410 11 57 22
402 11 57 23
402 10 61 28
393 11 64 27
402 11 71 29
401 11 72 27
392 13 64 21
386 13 73 20
397 12 73 21
394 12 71 20
417 13 74 21
436 13 87 21
460 13 76 22
468 14 76 19
-
12 19 370
22 20 182
37 18 202
38 25 214
43 25 222
45 24 226
44 24 224
43 24 246
43 25 238
43 27 246
43 27 227
47 54 266
46 56 258
49 59 268
53 29 267
52 31 259
46 31 263
47 33 264
-
33 237
40 278
69 408
81 500
86 497
84 461
89 466
90 482
98 504
99 600
114 479
120 445
117 455
129 540
141 499
148 501
146 534
154 555
-
- Bukan Lapangan Usaha - Rumah Tangga
-
-
-
-
-
-
-
-
-
-
9
11
13
-
-
-
-
-
-
- Bukan Lapangan Usaha - Lainnya
-
-
-
-
-
-
-
-
-
-
127
111
120
-
-
-
-
-
-
1.929
2.364
2.964
3.198
3.266
3.265
3.329
3.352
3.432
3.559
3.466
3.486
3.525
3.601
3.604
3.687
3.811
3.863 Total Investment
382
532
766
834
850
869
876
896
919
929
920
940
951
944
996
1.020
1.060
1.107
- Housing Loan (mortgage) secured by first mortgage in order to live - Vehicle Loans
-
Pertanian, Perburuhan, dan Kehutanan Perikanan Pertambangan dan Penggalian Industri Pengolahan Listrik, Gas dan Air Konstruksi Perdagangan Besar dan Eceran Penyediaan Akomodasi dan Penyedian Makan Minum Transportasi, Pergudangan dan Komunikasi Perantara Keuangan Real Estate, Usaha Persewaan dan Jasa Perusahaan Administrasi Pemerintahan, Pertanahan dan Jaminan Sosial Wajib Jasa Pendidikan Jasa Kesehatan dan Kegiatan Sosial Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan Lainnya Jasa Perorangan yang Melayani Rumah Tangga Kegiatan Usaha yang Belum Jelas Batasannya Bukan Lapangan Usaha - Rumah Tangga
Bukan Lapangan Usaha - Lainnya Total Modal Kerja
30.168 Total Working Capital
Investment
Investasi
-
Total Investasi
- Kredit pemilikan kendaraan bermotor - Kredit konsumsi lainnya Total Konsumsi Total r) revisi
Agricultures, hunting and forestry Fisheries Mining and Quarrying Procesing industry Electricity, gas and water Construction Big and retail trade Provision of accomodation and food supply drinking Transportation, warehousing and communications Transitional Finance Real estate, Rental Business, and services company Government administration, the defense and compulsory social security Education services Health and social services Community, Sociocultural,Entertainment and Other Individual Services Individual services which serve households International Agency and Other Extra Agency International
Consumption
Konsumsi - Kredit pemilikan rumah (KPR) yang dijamin dengan hak tanggungan pertama dengan tujuan untuk dihuni
Agricultures, hunting and forestry Fisheries Mining and Quarrying Procesing industry Electricity, gas and water Construction Big and retail trade Provision of accomodation and food supply drinking Transportation, warehousing and communications Transitional Finance Real estate, Rental Business, and services company Government administration, the defense and compulsory social security Education services Health and social services Community, Sociocultural,Entertainment and Other Individual Services Individual services which serve households International Agency and Other Extra Agency International
1.072
1.346
1.422
1.489
1.505
1.544
1.587
1.648
1.447
1.720
1.708
1.815
1.749
1.850
2.013
1.917
1.910
1.920
13.672
17.300
21.636
23.524
24.102
24.806
25.269
25.249
25.738
25.024
25.808
26.075
26.253
26.817
27.225
27.716
28.027
28.448
15.126
19.178
23.824
25.847
26.458
27.219
27.732
27.793
28.104
27.673
28.436
28.831
28.953
29.610
30.233
30.653
30.997
31.476 Total consumption
33.844
41.100
49.818
53.749
55.023
56.248
57.462
57.634
58.218
58.677
58.748
59.176
59.503
60.812
62.055
63.036
64.209
65.507
- Other consumer credit
Total r) revised
119
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 4.27 Kredit Bank Perkreditan Rakyat Berdasarkan Lokasi Bank Penyalur
(Credit of Rural Banks Based on Banks Location) Miliar Rp (Billion Rp) Lokasi 1. Jawa Barat
2008
2009
2010
2011
2013
2012
Jun
Jul
Ags
2014
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Location
Jun
1. Jawa Barat
4.401
4.803
5.862
7.043
7.872
8.849
9.049
9.055
9.191
9.303
9.402
9.549
9.650
9.896
10.127
10.316
10.597
10.781
2. Banten
480
575
697
899
1.128
1.259
1.274
1.276
1.289
1.298
1.283
1.289
1.283
1.282
1.278
1.297
1.316
1.172
2. Banten
3. DKI Jakarta
423
473
592
700
882
952
992
986
976
987
989
981
987
985
1.008
990
1.022
1.281
3. DKI Jakarta
4. D.I Yogyakarta
1.289
1.481
1.766
2.039
2.389
2.644
2.719
2.724
2.739
2.756
2.743
2.768
2.785
2.838
2.896
2.955
3.027
3.092
4. D.I Yogyakarta
5. Jawa Tengah
6.355
7.399
8.516
9.788
11.329
12.560
12.844
12.836
12.944
13.039
13.029
13.137
13.150
13.386
13.686
13.939
14.226
14.553
6. Jawa Timur
2.977
3.564
4.150
4.849
5.824
6.697
6.885
6.861
6.882
6.907
6.854
6.841
6.898
7.076
7.247
7.388
7.532
7.719
17
19
21
26
30
32
32
31
30
30
30
29
29
30
31
32
32
33
8. Jambi
161
183
214
289
488
554
565
564
567
567
551
544
538
540
542
541
540
542
9. Aceh
64
99
76
90
100
114
117
116
118
119
1.140
118
116
118
121
121
122
125
10. Sumatera Utara
382
438
493
541
649
709
723
717
721
722
714
714
704
711
720
723
716
748
10. Sumatera Utara
11. Sumatera Barat
660
757
829
975
1.050
1.077
1.069
1.048
1.047
1.026
1.009
995
986
997
1.004
1.012
1.022
1.030
11. Sumatera Barat
12. Riau
316
385
501
601
694
732
743
735
740
740
737
733
732
741
747
746
756
773
13. Kepulauan Riau
554
828
1.376
1.892
2.514
2.649
2.684
2.696
2.695
2.713
2.722
2.770
2.784
2.815
2.898
2.978
3.038
3.102
14. Sumatera Selatan
280
345
449
573
752
772
772
768
769
769
766
769
734
749
775
793
793
804
14. Sumatera Selatan
7
12
15
28
35
40
41
43
45
46
47
47
48
50
50
51
53
53
15. Bangka Belitung
3.398
2.281
2.899
3.467
4.022
5.187
5.272
5.309
5.375
5.403
5.407
5.465
5.520
5.777
5.852
5.919
5.984
6.079
17. Kalimantan Selatan
180
196
250
252
229
252
253
254
259
257
257
257
253
268
273
277
298
313
17. Kalimantan Selatan
18. Kalimantan Barat
281
309
347
511
578
524
524
522
524
524
525
520
512
517
522
519
516
522
18. Kalimantan Barat
19. Kalimantan Timur
132
155
178
189
211
227
230
228
233
231
231
231
228
232
239
244
248
253
19. Kalimantan Timur
9
19
34
49
80
120
134
136
146
150
150
143
143
143
152
152
156
161
20. Kalimantan Tengah
21. Sulawesi Tengah
180
188
221
379
811
1.060
1.089
1.107
1.135
1.157
1.174
1.187
1.210
1.223
1.237
1.243
1.252
1.270
21. Sulawesi Tengah
22. Sulawesi Selatan
218
263
364
546
790
897
914
925
943
953
955
931
978
999
1.016
1.035
1.055
1.060
22. Sulawesi Selatan
23. Sulawesi Utara
158
203
288
456
622
722
733
737
739
739
729
723
718
722
725
719
715
713
23. Sulawesi Utara
42
51
51
57
79
89
91
91
92
93
93
97
100
102
106
110
112
115
24. Sulawesi Tenggara
3
2
3
3
5
6
6
6
6
6
6
5
5
5
5
5
5
5
15
20
20
20
25
28
28
28
28
28
27
27
27
28
28
27
28
28
341
424
464
541
633
676
684
688
694
694
702
709
712
723
740
748
758
763
1.777
2.092
2.666
3.520
4.754
5.362
5.490
5.612
5.717
5.813
5.863
5.942
5.999
6.137
6.256
6.352
6.442
6.520
50
88
122
152
175
212
229
236
241
247
249
256
254
261
270
276
281
294
29. Nusa Tenggara Timur
30. Maluku
167
167
161
311
541
661
679
695
716
734
750
757
769
788
811
820
841
857
30. Maluku
31. Papua
154
182
193
253
412
456
463
470
479
490
495
498
504
519
533
542
552
565
31. Papua
32. Maluku Utara
1
1
5
9
13
15
15
15
15
15
16
17
17
18
18
19
19
19
33. Papua Barat
0
0
20
52
101
115
115
119
123
123
124
125
129
136
142
148
157
162
34. Lainnya
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
7. Bengkulu
15. Bangka Belitung 16. Lampung
20. Kalimantan Tengah
24. Sulawesi Tenggara 25. Sulawesi Barat 26. Gorontalo 27. Nusa Tenggara Barat 28. Bali 29. Nusa Tenggara Timur
Total
25.472
28.001
33.844
41.100
49.818
56.248
57.462
57.634
58.218
58.677
59.770
59.176
59.503
60.812
62.055
63.036
64.209
5. Jawa Tengah 6. Jawa Timur 7. Bengkulu 8. Jambi 9. Aceh
12. Riau 13. Kepulauan Riau
16. Lampung
25. Sulawesi Barat 26. Gorontalo 27. Nusa Tenggara Barat 28. Bali
32. Maluku Utara 33. Papua Barat
0 34. Others 65.507
Total
120
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014 Tabel 4.28 Kredit dan Non Performing Loan UMKM dan MKM Sektor Ekonomi
(SMEs Credit & Micro, Small, and NPL Based on Economic Sector) Miliar Rp (Billion Rp) Sektor Ekonomi UMKM 1. Pertanian, Perburuan dan Kehutanan Baki Debet NPL 2. Perikanan Baki Debet NPL 3. Pertambangan dan Penggalian Baki Debet NPL 4. Industri Pengolahan Baki Debet NPL 5. Listrik, Gas dan Air Baki Debet NPL 6. Konstruksi Baki Debet NPL 7. Perdagangan Besar dan Eceran Baki Debet NPL 8. Penyediaan Akomodasi dan Penyediaan Makan Minum
2011 Des
2012 Des
2013 Mar
2014
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Economic Sector
27.192 892
40.709 1.492
43.543 1.798
44.057 1.782
45.538 1.789
42.643 1.542
43.616 1.586
43.734 1.679
45.015 1.652
45.773 1.654
46.725 1.633
48.193 1.615
47.576 1.838
48.434 2.039
49.353 2.051
50.525 2.014
51.187 2.112
52.239 2.120
2.602 161
2.900 163
3.048 219
3.168 222
3.279 220
3.413 193
3.416 140
3.414 155
3.512 138
3.516 179
3.598 178
3.707 171
3.624 191
3.666 202
3.741 197
3.849 209
3.897 214
3.969 193
3.938 89
5.427 153
4.966 272
5.085 253
5.043 173
4.710 167
4.887 210
5.181 214
5.250 215
4.697 389
4.862 207
4.753 184
4.592 213
4.585 222
5.047 383
4.843 269
5.066 291
4.959 242
52.231 1.998
59.500 1.798
57.386 1.855
57.849 1.909
60.014 1.947
65.530 1.858
58.405 1.870
57.401 1.911
57.847 1.875
57.361 1.914
58.373 1.831
60.087 1.736
58.993 1.883
59.993 1.909
64.187 1.868
64.960 1.965
66.032 2.115
67.812 2.261
1.218 49
1.474 14
1.644 19
1.656 17
1.662 17
1.791 22
1.733 24
1.694 25
1.678 23
1.684 24
1.772 25
1.750 22
1.715 25
1.737 25
1.664 24
1.479 26
1.603 26
1.564 26
24.279 1.324
30.594 1.497
32.116 1.719
33.145 1.794
34.876 2.010
37.513 1.906
38.640 1.967
38.323 2.072
39.529 2.051
40.123 2.081
40.456 2.097
38.780 1.865
35.071 2.140
35.294 2.239
36.314 2.189
37.469 2.504
38.488 2.770
39.947 2.705
202.447 7.471
248.870 8.458
257.709 9.624
265.069 9.902
271.260 10.154
307.955 10.800
310.870 11.162
308.605 11.462
312.809 11.212
313.269 11.275
314.650 11.111
323.056 10.621
315.744 11.763
321.005 12.204
327.825 12.084
332.607 12.509
336.071 13.407
344.632 13.445
Baki Debet NPL 9. Transportasi, Pergudangan dan Komunikasi
10.014 352
13.714 303
13.837 331
14.253 540
14.931 558
15.870 370
16.058 377
16.000 382
16.916 381
17.128 384
17.591 372
18.132 357
17.999 417
18.613 427
18.462 466
18.730 490
19.122 526
19.625 537
Baki Debet NPL 10. Perantara Keuangan Baki Debet NPL 11 Real Estate, Usaha Persewaan, dan . Jasa Perusahaan Baki Debet NPL 12. Administrasi Pemerintahan, Pertahanan, dan Jaminan Sosial Wajib Baki Debet NPL 13. Jasa Pendidikan Baki Debet NPL 14 Jasa Kesehatan dan Kegiatan Sosial Baki Debet NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan Lainnya Baki Debet NPL 16 Jasa Perorangan yang Melayani . Rumah Tangga Baki Debet NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya Baki Debet NPL 18. Kegiatan yang Belum Jelas Batasannya
18.398 452
20.678 485
21.337 460
21.810 463
22.745 506
23.910 531
23.398 578
23.204 614
23.669 648
22.832 684
23.459 663
24.354 654
24.151 772
24.319 799
24.385 797
24.778 802
24.848 883
25.234 917
10.311 92
14.147 161
12.531 215
12.652 213
13.476 219
12.298 200
13.229 212
13.329 307
13.594 316
13.596 329
13.798 337
13.963 377
13.918 404
14.564 424
14.858 398
14.660 408
14.531 430
14.748 356
19.953 629
25.859 689
24.012 692
24.355 729
25.569 749
30.767 855
31.101 886
30.242 882
30.781 898
30.239 925
30.556 999
31.572 881
31.141 985
31.577 970
31.624 1.023
31.284 1.050
31.518 1.085
32.298 1.030
399 15
229 5
216 5
244 4
243 4
255 3
277 3
282 3
272 4
270 2
272 2
284 4
261 5
253 5
253 7
244 6
248 4
251 4
1.517 23
1.888 22
1.946 45
1.953 43
1.981 42
1.947 35
1.984 34
1.975 38
1.972 43
2.016 42
2.014 41
2.221 39
2.277 42
2.294 38
2.352 36
2.379 37
2.383 36
2.455 52
2.918 233
3.518 99
3.627 95
3.715 80
3.826 76
3.971 68
4.052 73
4.051 77
4.097 76
4.138 73
4.173 70
4.237 72
4.227 70
4.319 78
4.398 83
4.495 97
4.641 127
4.709 130
25.530 619
26.378 891
25.969 905
26.205 911
26.854 940
28.930 958
29.631 975
29.929 1.021
30.364 1.027
30.507 1.035
31.021 1.017
31.499 876
31.289 932
31.977 969
32.761 985
33.131 1.049
33.669 1.166
34.621 1.176
655 36
672 40
840 43
853 40
890 38
1.127 41
1.195 34
1.255 38
1.322 38
1.381 41
1.445 41
1.499 33
1.525 38
1.597 45
1.639 42
1.708 42
1.775 51
1.850 49
2.355 53
414 8
361 9
345 9
329 8
308 9
286 9
276 8
258 8
247 8
240 8
225 6
217 6
202 6
194 6
186 5
182 6
173 7
Baki Debet NPL 19. Penerima Kredit Bukan Lapangan Baki Debet NPL 20. Tidak Teridentifikasi Baki Debet NPL Jumlah Baki Debet NPL r) diperbaiki
52.205 1.185
29.425 731
24.358 696
26.617 714
26.018 703
803r) 13r)
1,708r) 14r)
408 4
475 4
452 1
368 2
509 1
405 2
373 2
343 1
195 7
166 3
194 2
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
0 1
-
-
-
-
-
-
-
458.164 15.674
526.397 17.011
8
529.452 19.001
2 0 543.033 19.626
2
558.533 20.156
2
583.741 19.570
3 583.859 20.156
3 579.308 20.890
2 589.361 20.610
2 589.229 21.038
2 595.372 20.633
3 608.823 19.515
594.725 21.725
604.802 22.603
(0)
619.400 22.640
627.523 23.488
1
635.429 25.253
651.280 25.251
1. Agriculture, hunting, and forestry Total NPL 2. Fishery Total NPL 3. Mining and quarrying Total NPL 4. Processing industry Total NPL 5. Electricity, gas and water Total NPL 6. Construction Total NPL 7. Wholesale and retail trade Total NPL 8. Provision of accommodation and the provision of eating and drinking Total NPL 9. Transportation, warehousing and communications Total NPL 10. Financial intermediaries Total NPL 11. Real estate, Business Ownership, and Business Services Total NPL 12. Government administration, defense and compulsory social security Total NPL 13. Education services Total NPL 14. Health services and social activities Total NPL 15. Community, Sociocultural, Entertainment and Other Individual Services Total NPL 16. Individual services which serve households Total NPL 17. International Agency and Other Extra Agency International Total NPL 18. Business activities are not clearly defined Total NPL 19. Debtor is not the business field - other Total NPL 20. Un-identified Total NPL Total Baki Debet NPL r) revised
121
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014 Tabel 4.28 Kredit dan Non Performing Loan UMKM dan MKM Sektor Ekonomi
(SMEs Credit & Micro, Small, and NPL Based on Economic Sector) Miliar Rp (Billion Rp) Sektor Ekonomi 1)
MKM 1. Pertanian Baki Debet NPL 2. Pertambangan Baki Debet NPL 3. Perindustrian Baki Debet NPL 4. Listrik Baki Debet NPL 5. Konstruksi Baki Debet NPL 6. Perdagangan Baki Debet NPL 7. Pengangkutan Baki Debet NPL 8. Jasa Dunia Usaha Baki Debet NPL 9. Jasa Sosial Baki Debet NPL 10. Lain-lain Baki Debet NPL Jumlah Baki Debet NPL 1)
2011 Des
2012 Des
2013 Mar
26.285 803
40.423 2.005
43.233 2.155
9.020 124
17.135 262
17.191 325
70.380 2.502
80.823 2.900
81.552 2.981
1.316 45
1.532 131
1.548 131
25.834 1.441
31.020 1.637
29.421 1.799
235.105 8.885
294.095 10.625
307.619 11.934
11.293 313
14.160 351
15.019 376
78.206 1.252
81.707 1.754
86.821 2.069
86.867 2.073
63.687 1.942
59.071 1.973
607.085 8.678
726.024 10.107
746.599 11.743
1.151.392 26.115
1.350.606 31.714
1.388.074 35.485
Apr
Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat data MKM masih berdasarkan plafon, sedangkan data UMKM sudah sesuai dengan kriteria usaha pada UU No. 20 tentang UMKM
Mei
Jun
Jul
2014 Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Economic Sector 1. Agriculture Total NPL 2. Mining Total NPL 3. Manufacturing Total NPL 4. Electricity Total NPL 5. Construction Total NPL 6. Trading Total NPL 7. Transportation Total NPL 8. Business Services Total NPL 9. Social Services Total NPL 10. Others Total NPL Total Baki Debet NPL
1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20
122
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 4.29 Kredit dan Non Performing Loan UMKM dan MKM Menurut Jenis Penggunaan
(SMEs Credit and NPL Credit Based on Type of Use) Miliar Rp (Billion Rp) Jenis Penggunaan
2011
2012
Des
Des
2013 Mar
Apr
Mei
Jun
Juli
2014 Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Type of Use
Jun
UMKM 1. Working Capital
UMKM 1. Modal Kerja
Baki Debet NPL 2. Investasi
Baki Debet NPL 3. Konsumsi
Baki Debet NPL 3. Tidak Teridentifikasi
Baki Debet NPL
355.888 12.770
403.047 13.645
406.954 15.161
419.198 15.487
431.290 15.891
430.471 14.818
428.877 15.259
425.069 15.874
429.683 15.597
429.773 15.869
433.602 15.654
444.030 14.652
430.073 16.325
438.024 17.061
449.340 17.004
455.447 17.672
461.219 18.972
473.939 18.732
102.275 2.903
123.350 3.366
122.498 3.840
123.835 4.139
127.242 4.264
153.270 4.752
154.982 4.897
154.239 5.017
159.678 5.013
159.455 5.169
161.770 4.979
164.792 4.863
164.652 5.400
166.778 5.542
170.061 5.636
172.075 5.816
174.210 6.281
177.341 6.519
2. Investment
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
0 -
1 -
0 -
0 -
458.164 15.674
526.397 17.011
529.452 19.001
543.033 19.626
558.533 20.156
0 -
0 -
0 -
0 -
1 -
0 -
Baki Debet NPL 3. Konsumsi
Baki Debet NPL
427.154 14.233
483.595 17.473
496.332 18.833
117.247 3.205
141.492 4.134
145.753 4.909
1)
583.859 20.156
579.308 20.890
589.361 20.610
589.229 21.038
595.372 20.633
608.823 19.515
594.725 21.725
604.802 22.603
619.400 22.640
627.523 23.488
635.429 25.253
606.991 8.677
725.519 10.106
745.989 11.742
1.151.392 26.115
1.350.606 31.714
1.388.074 35.485
Total NPL 2. Investment
Total NPL 3. Consumption
Jumlah Baki Debet NPL
583.741 19.570
Total NPL Total 651.280 Baki Debet 25.251 NPL -
MKM 1) 1. Working Capital
1)
Baki Debet
Total NPL 4. Un-identified
1 1
MKM 1. Modal Kerja NPL 2. Investasi
Total NPL 3. Consumption
-
Jumlah Baki Debet NPL
Total NPL
Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat data MKM masih berdasarkan plafon, sedangkan data UMKM sudah sesuai dengan kriteria usaha pada UU No. 20 tentang UMKM
Total NPL Total Baki Debet NPL 1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20
123
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 4.30 Kredit dan Non Performing Loan Rincian Kredit UMKM dan MKM Menurut Kelompok Bank
(Detail of SMEs Credit and Detail of MKM Credit Based on Group of Bank) Miliar Rp (Billion Rp) Kelompok Bank UMKM
2011
2012
Des
Des
2013 Mar
2014
Apr
Mei
Jun
Juli
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Category of Bank
1)
1. State Owned Banks
1. Bank Persero
Total
Baki Debet
222.645
242.861
254.325
260.655
268.170
291.569
288.945
283.103
289.758
291.609
294.745
304.751
294.889
299.197
304.919
306.899
311.149
319.620
Mikro
58.287
66.555
71.037
73.123
75.936
79.305
82.703
82.508
84.372
85.074
86.214
87.657
87.737
89.238
90.703
92.639
94.982
98.439
Micro
Kecil
86.113
98.136
100.563
102.402
105.169
113.364
114.320
114.159
115.995
117.004
118.274
122.730
118.737
120.745
122.922
123.736
125.301
128.554
Small
Menengah
78.245
78.169
82.725
85.130
87.065
98.900
91.923
86.437
89.391
89.531
90.257
94.363
88.416
89.214
91.293
90.523
90.866
92.627
9.019
9.093
10.395
10.537
10.645
10.694
10.975
11.512
11.236
11.212
10.908
10.362
11.680
12.265
11.966
12.270
13.297
13.016
Mikro
1.174
1.214
1.522
1.522
1.537
1.574
1.617
1.687
1.662
1.655
1.614
1.481
1.803
1.845
1.872
1.906
2.067
2.104
Micro
Kecil
4.450
4.694
5.303
5.350
5.430
5.480
5.420
5.586
5.466
5.332
5.186
4.922
5.453
5.722
5.582
5.576
6.128
6.082
Small
Menengah
3.395
3.185
3.570
3.665
3.678
3.640
3.937
4.239
4.108
4.226
4.108
3.960
4.425
4.697
4.512
4.788
5.102
4.831
NPL
Medium NPL
Medium 2. Regional Development Banks
2. BPD
Total
Baki Debet
31.314
45.082
43.171
46.144
47.608
42.667
43.914
44.599
45.649
47.339
48.931
46.896
44.355
45.225
46.089
47.234
48.145
49.588
Mikro
4.509
9.038
8.013
9.367
9.230
8.860
8.987
8.981
9.018
9.285
9.310
9.156
8.893
8.804
8.713
8.841
8.804
8.838
Micro
Kecil
18.880
21.091
19.296
20.158
21.175
20.044
20.570
20.822
21.158
22.042
22.352
21.232
20.238
20.510
20.983
21.633
22.122
22.782
Small
7.925
14.953
15.862
16.619
17.203
13.763
14.357
14.796
15.473
16.011
17.269
16.509
15.223
15.911
16.393
16.760
17.220
17.968
1.593
2.612
2.917
3.145
3.291
2.867
3.084
3.208
3.177
3.339
3.407
2.965
3.379
3.582
3.681
4.044
4.314
4.433
Menengah NPL
Medium NPL
Mikro
239
443
475
535
530
522
568
614
617
657
698
685
890
836
879
937
987
995
Micro
Kecil
915
1.327
1.406
1.460
1.612
1.438
1.538
1.580
1.544
1.568
1.571
1.338
1.424
1.458
1.483
1.584
1.647
1.671
Small
Menengah
439
842
1.035
1.150
1.149
908
977
1.013
1.015
1.114
1.138
943
1.064
1.288
1.319
1.523
1.681
1.767
3. Bank Swasta Nasional
Medium 3. Foreign Exchange Commercial Banks Total
Baki Debet
194.234
228.991
221.787
225.915
232.153
238.540
242.000
242.845
244.605
238.445
239.851
245.101
243.666
248.290
253.089
257.598
260.132
265.664
Mikro
24.759
21.476
20.221
20.095
20.302
20.525
20.744
20.697
20.904
21.333
21.584
21.998
22.293
22.755
22.981
23.132
23.320
23.448
Micro
Kecil
40.660
44.581
40.296
40.285
41.174
41.041
41.093
41.063
41.242
41.214
41.511
41.954
41.078
41.605
42.060
42.224
42.001
42.776
Small
128.816
162.934
161.270
165.536
170.677
176.974
180.163
181.085
182.460
175.898
176.756
181.148
180.296
183.931
188.048
192.243
194.810
199.440
4.710
5.096
5.499
5.751
6.026
5.810
5.894
5.981
6.005
6.225
6.070
5.933
6.376
6.486
6.723
6.891
7.354
7.506
Menengah NPL
Medium NPL
618
758
845
859
895
860
867
852
848
841
825
750
794
796
755
811
839
852
Micro
Kecil
1.645
1.720
1.955
1.953
2.007
2.026
2.048
2.114
2.083
2.105
2.133
2.077
2.135
2.124
2.121
2.223
2.277
2.293
Small
Menengah
2.447
2.618
2.698
2.939
3.124
2.924
2.979
3.016
3.073
3.279
3.112
3.105
3.447
3.566
3.847
3.857
4.237
4.361
Mikro
Medium 4. Joint Venture Banks and Foreign Owned Banks
4. Bank Asing dan Campuran
Total
Baki Debet
9.971
9.463
10.169
10.319
10.601
10.966
8.999
8.761
9.349
11.836
11.846
12.076
11.815
12.091
15.304
15.791
16.003
16.407
Mikro
470
107
43
40
103
161
69
63
65
93
78
78
88
152
81
78
82
81
Micro
Kecil
874
465
399
393
393
373
392
396
391
568
462
466
452
502
488
498
435
424
Small
8.627
8.891
9.726
9.886
10.106
10.432
8.538
8.302
8.893
11.175
11.305
11.532
11.276
11.436
14.735
15.215
15.487
15.903
352
208
190
194
193
198
203
189
193
262
249
256
290
270
271
283
289
297
Menengah NPL
Medium NPL
Mikro
16
7
4
4
2
2
1
1
1
9
8
7
8
8
8
8
8
8
Micro
Kecil
62
40
26
25
26
25
26
24
23
23
13
10
11
9
10
11
11
13
Small
275
161
161
165
165
171
177
165
168
230
229
238
271
253
254
265
270
276
Menengah Jumlah Baki Debet NPL
458.164
526.397
529.452
543.033
558.533
583.741
583.859
579.308
589.361
589.229
595.372
608.823
594.725
604.802
619.400
627.523
635.429
15.674
17.011
19.001
19.626
20.156
19.570
20.156
20.890
20.610
21.038
20.633
19.515
21.725
22.603
22.640
23.488
25.253
Medium
Total 651.280 Baki Debet 25.251
NPL
124
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 4.30 Kredit dan Non Performing Loan Rincian Kredit UMKM dan MKM Menurut Kelompok Bank
(Detail of SMEs Credit and Detail of MKM Credit Based on Group of Bank) Miliar Rp (Billion Rp) Kelompok Bank
2011
2012
Des
Des
2013 Mar
Apr
Mei
Jun
Juli
2014 Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Category of Bank
1)
MKM 1. Bank Persero
1. State Owned Banks 415.623
502.447
520.215
Mikro
122.104
143.877
148.938
Micro
Kecil
188.524
234.031
245.762
Small
Menengah
104.996
124.540
125.515
11.258
15.271
17.432
Mikro
2.997
9.520
10.318
Micro
Kecil
3.722
2.611
3.315
Small
Menengah
4.539
3.140
3.799
NPL
Medium NPL
Medium 2. Regional Development Banks
2. BPD
Total
Baki Debet
155.024
190.815
197.449
Mikro
36.921
32.580
31.265
Micro
Kecil
107.321
142.679
150.822
Small
10.782
15.556
15.362
2.562
3.297
3.694
Menengah NPL
Mikro Kecil Menengah
Medium NPL
470
555
594
Micro
1.176
1.489
1.701
Small
915
1.253
1.399
3. Bank Swasta Nasional
Medium 3. Foreign Exchange Commercial Banks Total
Baki Debet
512.566
601.409
Mikro
97.877
97.552
94.800
Micro
Kecil
195.035
228.341
232.939
Small
Menengah
219.654
275.516
284.174
10.204
11.502
12.539
Mikro
2.802
2.918
2.950
Micro
Kecil
3.349
4.084
4.687
Small
Menengah
4.053
4.500
4.902
NPL
611.913
4. Bank Asing dan Campuran
Medium NPL
Medium 4. Joint Venture Banks and Foreign Owned Banks Total
Baki Debet
68.180
55.935
58.497
Mikro
46.218
29.972
31.516
Micro
Kecil
7.005
7.558
7.600
Small
14.957
18.405
19.380
2.091
1.643
1.819
Menengah NPL
Medium NPL
1.223
849
1.001
Micro
Kecil
542
481
504
Small
Menengah
325
313
314
Mikro
Jumlah Baki Debet NPL 1)
Total
Baki Debet
1.151.392
1.350.606
1.388.074
26.115
31.714
35.485
Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat data MKM masih berdasarkan plafon, sedangkan data UMKM sudah sesuai dengan kriteria usaha pada UU No. 20 tentang UMKM
Medium Total Baki Debet NPL 1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20
125
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 4.31 Kredit UMKM dan MKM Menurut Lokasi Proyek Per Daerah Tingkat I
(SMEs Credit and MKM Credit Based on Project Location) Miliar Rp (Billion Rp) 2011
2012
Des
Des
2013
2014
Category of Bank
Kelompok Bank Mar
Apr
Mei
Jun
Juli
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
UMKM
1. Jawa Barat
58.034
67.636
67.339
70.116
71.538
74.091
75.284
74.863
75.180
75.618
76.797
78.774
77.701
78.370
79.784
79.869
80.880
82.635 1.
Jawa Barat
2. Banten
16.026
18.863
19.018
19.650
20.397
21.599
21.946
21.503
21.606
21.902
22.446
22.631
22.137
22.385
23.330
23.443
24.534
25.345 2.
Banten
3. DKI Jakarta
82.225
93.051
89.811
89.811
95.280
97.963
92.565
90.837
93.283
90.471
92.085
95.185
93.068
95.379
95.965
98.094
98.014
101.098 3.
5.413
6.549
6.725
6.725
7.251
7.776
7.977
7.936
8.132
8.137
8.204
8.431
8.199
8.413
8.608
8.805
8.937
9.254 4.
5. Jawa Tengah
43.721
51.576
54.047
54.518
56.489
59.319
59.864
59.930
61.105
61.397
61.577
62.679
61.440
62.594
63.965
64.351
65.705
68.097 5.
Jawa Tengah
6. Jawa Timur
62.346
65.980
67.795
69.409
71.207
76.044
76.728
75.917
76.647
77.218
77.300
79.322
77.813
79.108
80.612
82.368
83.613
85.605 6.
Jawa Timur
7. Bengkulu
3.115
3.598
3.676
3.772
3.829
3.948
3.994
3.965
4.007
4.006
4.031
4.103
3.996
4.097
4.195
4.269
4.310
4.435 7.
Bengkulu
8. Jambi
6.724
7.809
7.907
8.063
8.359
8.690
8.687
8.666
8.741
8.732
8.690
8.772
8.629
8.633
8.685
8.784
8.887
9.019 8.
Jambi
9. Aceh
5.850
6.395
6.485
6.575
6.638
7.208
6.988
6.922
7.015
7.043
7.107
7.026
6.816
6.881
7.044
7.128
7.215
7.328 9.
Aceh
26.707
31.470
31.564
32.186
32.607
34.279
34.557
34.865
35.259
36.089
36.375
36.947
36.262
36.954
37.613
38.440
38.958
39.593 10. Sumatera Utara
4. D.I Yogyakarta
10. Sumatera Utara
DKI Jakarta D.I Yogyakarta
8.721
10.663
10.991
11.281
11.482
11.532
11.648
11.462
11.618
11.548
11.531
11.804
11.536
11.275
12.322
12.232
12.514
12.828 11. Sumatera Barat
13.995
16.096
15.839
16.155
16.845
17.522
17.716
17.340
17.665
17.624
17.718
17.968
17.543
17.892
19.980
20.228
20.349
20.838 12. Riau
4.648
5.514
5.764
5.986
6.457
6.737
6.990
6.922
7.190
6.981
7.106
7.402
7.266
7.161
7.216
7.259
7.363
7.517 13. Kepulauan Riau
14. Sumatera Selatan
12.190
14.807
14.804
15.241
15.650
16.192
16.329
16.376
17.287
17.290
17.204
17.506
16.861
17.134
17.518
17.816
18.107
18.397 14. Sumatera Selatan
15. Bangka Belitung
2.225
2.604
2.420
2.499
2.545
2.747
2.773
2.779
2.846
2.900
2.928
2.990
2.837
2.900
2.979
2.999
3.001
16. Lampung
9.060
10.276
10.270
10.653
10.736
11.089
11.285
11.067
11.281
11.237
11.169
11.664
11.409
11.759
12.072
11.979
11.931
17. Kalimantan Selatan
6.242
8.086
7.899
8.201
8.214
8.664
8.743
8.558
8.849
8.785
8.738
8.914
8.699
8.890
9.181
9.243
9.316
18. Kalimantan Barat
6.910
8.350
8.543
8.847
9.065
9.556
9.695
9.674
9.844
10.105
10.305
10.673
10.449
10.659
11.144
11.318
11.476
11.922 18. Kalimantan Barat
19. Kalimantan Timur
19.979 19. Kalimantan Timur
11. Sumatera Barat 12. Riau 13. Kepulauan Riau
3.067 15. Bangka Belitung 11.867 16. Lampung 9.537 17. Kalimantan Selatan
15.118
17.295
17.271
17.738
18.175
19.047
19.523
19.587
20.141
20.085
20.290
20.018
18.966
19.128
19.524
19.760
20.006
20. Kalimantan Tengah
3.590
4.433
3.995
4.100
4.209
4.326
4.388
4.416
4.648
4.664
4.652
4.837
4.707
4.745
4.929
4.985
5.073
21. Sulawesi Tengah
5.183
5.559
5.616
5.783
5.955
6.267
6.328
6.294
6.426
6.410
6.471
6.595
6.448
6.590
6.747
6.829
6.864
7.033 21. Sulawesi Tengah
22. Sulawesi Selatan
17.926
19.460
20.888
21.421
21.771
23.098
23.167
22.857
23.100
23.107
23.104
23.596
23.032
23.464
23.729
24.233
24.392
24.901 22. Sulawesi Selatan
23. Sulawesi Utara
5.923
5.861
5.883
6.033
6.177
6.459
6.221
6.104
6.293
6.356
6.367
6.431
6.242
6.333
6.607
6.680
6.727
6.912 23. Sulawesi Utara
24. Sulawesi Tenggara
2.871
3.715
3.951
4.005
4.109
4.303
4.386
4.368
4.442
4.459
4.495
4.516
4.478
4.566
4.629
4.716
4.780
4.875 24. Sulawesi Tenggara
25. Sulawesi Barat
1.326
1.567
1.649
1.687
1.715
1.781
1.797
1.781
1.821
1.820
1.838
1.875
1.894
1.919
1.967
2.005
2.025
2.058 25. Sulawesi Barat
26. Gorontalo
1.701
1.820
1.834
1.888
1.931
1.975
1.967
1.918
1.953
1.955
1.978
2.011
2.016
2.063
2.102
2.132
2.163
2.198 26. Gorontalo
27. Nusa Tenggara Barat
3.820
5.175
5.508
5.627
5.751
5.972
6.033
6.033
6.145
6.115
6.178
6.318
6.222
6.315
6.452
6.461
6.492
13.050
16.356
16.497
16.912
17.635
18.245
18.637
18.791
19.122
19.193
19.323
19.951
19.352
20.113
20.561
20.821
21.122
29. Nusa Tenggara Timur
2.624
3.297
3.379
3.509
3.670
3.824
3.902
3.972
3.995
4.056
4.098
4.127
3.926
4.030
4.315
4.527
4.653
4.827 29. Nusa Tenggara Timur
30. Maluku
1.756
1.808
1.767
1.809
1.823
1.922
1.927
1.845
1.874
1.908
1.926
2.000
1.884
1.920
2.021
2.008
2.039
2.084 30. Maluku
31. Papua
4.752
5.477
5.124
5.330
5.492
5.840
6.020
6.022
6.149
6.301
7.231
7.471
7.113
7.245
7.587
7.691
7.823
8.050 31. Papua
32. Maluku Utara
1.204
1.327
1.341
1.407
1.426
1.476
1.472
1.449
1.439
1.449
1.451
1.474
1.436
1.439
1.376
1.374
1.386
1.401 32. Maluku Utara
33. Papua Barat
1.881
2.523
2.427
2.497
2.606
2.764
2.817
2.782
2.818
2.850
3.220
3.376
3.198
3.290
3.494
3.540
3.628
3.741 33. Papua Barat
259
369
368
365
447
370
371
387
327
313
332
335
62
59
55
54
55
35. Tidak Teridentifikasi
1.030
1.032
1.057
3.232
1.054
1.114
1.135
1.121
1.114
1.104
1.106
1.099
1.090
1.097
1.093
1.081
1.092
Jumlah
458.164
28. Bali
34. Lainnya
526.397
529.452
543.033
558.533
583.741
583.859
579.308
589.361
589.229
595.372
608.823
594.725
604.802
619.400
627.523
635.429
5.187 20. Kalimantan Tengah
6.562 27. Nusa Tenggara Barat 21.916 28. Bali
56 34. Lainnya 1.119 35. Tidak Teridentifikasi 651.280
Total
126
Indonesia Banking Statistics - Vol. 12, No. 7, June 2014
Statistik Perbankan Indonesia - Vol. 12, No. 7, Juni 2014
Tabel 4.31 Kredit UMKM dan MKM Menurut Lokasi Proyek Per Daerah Tingkat I
(SMEs Credit and MKM Credit Based on Project Location) Miliar Rp (Billion Rp) 2011
2012
2013
2014
Des
Des
Mar
175.897
207.552
215.351
1.
Jawa Barat
56.857
70.082
72.161
2.
Banten
215.963
237.266
243.461
3.
DKI Jakarta
4. D.I Yogyakarta
13.368
15.857
16.256
4.
D.I Yogyakarta
5. Jawa Tengah
95.742
114.094
117.385
5.
Jawa Tengah
128.190
150.323
154.741
6.
Jawa Timur
8.430
10.503
10.808
7.
Bengkulu
8. Jambi
15.415
18.485
18.985
8.
Jambi
9. Aceh
18.585
20.217
20.565
9.
Aceh
10. Sumatera Utara
58.917
70.333
72.211
10. Sumatera Utara
11. Sumatera Barat
23.000
27.088
27.560
11. Sumatera Barat
12. Riau
32.210
37.337
37.646
12. Riau
13. Kepulauan Riau
12.940
15.193
15.502
13. Kepulauan Riau
14. Sumatera Selatan
30.079
35.261
36.203
14. Sumatera Selatan
15. Bangka Belitung
4.551
5.434
5.666
15. Bangka Belitung
16. Lampung
20.742
23.862
23.984
16. Lampung
17. Kalimantan Selatan
17.238
20.819
21.267
17. Kalimantan Selatan
18. Kalimantan Barat
16.295
19.963
20.423
18. Kalimantan Barat
19. Kalimantan Timur
27.365
33.123
33.673
19. Kalimantan Timur
8.452
11.769
12.088
20. Kalimantan Tengah
21. Sulawesi Tengah
11.587
14.043
14.639
21. Sulawesi Tengah
22. Sulawesi Selatan
42.958
50.569
52.194
22. Sulawesi Selatan
23. Sulawesi Utara
15.716
18.500
19.000
23. Sulawesi Utara
24. Sulawesi Tenggara
8.595
10.806
11.429
24. Sulawesi Tenggara
25. Sulawesi Barat
3.211
4.002
4.260
25. Sulawesi Barat
26. Gorontalo
4.775
5.977
6.251
26. Gorontalo
27. Nusa Tenggara Barat
12.762
15.609
16.229
27. Nusa Tenggara Barat
28. Bali
27.122
33.573
34.669
28. Bali
29. Nusa Tenggara Timur
10.291
12.388
12.676
29. Nusa Tenggara Timur
30. Maluku
4.725
5.478
5.588
31. Papua
9.505
12.161
12.510
32. Maluku Utara
3.104
3.900
4.048
32. Maluku Utara
33. Papua Barat
3.630
4.752
4.966
33. Papua Barat
13.176
14.288
13.680
Category of Bank
Kelompok Bank MKM
Mei
Jun
Juli
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
1)
1. Jawa Barat 2. Banten 3. DKI Jakarta
6. Jawa Timur 7. Bengkulu
20. Kalimantan Tengah
34. Lainnya Jumlah 1)
Apr
1.151.392
1.350.606
1.388.074
Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat data MKM masih berdasarkan plafon, sedangkan data UMKM sudah sesuai dengan kriteria usaha pada UU No. 20 tentang UMKM
30. Maluku 31. Papua
34. Lainnya Total 1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20
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