BULANAN MONTHLY
STATISTIK PERBANKAN INDONESIA INDONESIAN BANKING STATISTICS
Vol: 13 No. 11, Oktober 2015
ISSN: 2086-2954
KATA PENGANTAR FOREWARD Statistik Perbankan Indonesia (SPI) merupakan media publikasi yang menyajikan data mengenai perbankan Indonesia. SPI diterbitkan secara bulanan oleh Departemen Perizinan dan Informasi Perbankan untuk memberikan gambaran perkembangan perbankan di Indonesia.
The Indonesia Banking Statistic is a publication media that provides data of Indonesia Banking. The SPI is published by the licence and banking information department monthly to give an overview of banking development in Indonesia.
Sehubungan dengan beralihnya fungsi, tugas dan wewenang pengaturan dan pengawasan kegiatan jasa keuangan di sektor perbankan dari Bank Indonesia ke Otoritas Jasa Keuangan sejak tanggal 31 Desember 2013, maka SPI edisi November 2013 akan diterbitkan oleh Otoritas Jasa Keuangan dan dapat diakses melalui website www.ojk.go.id pada menu Data dan Statistik-Perbankan.
Due to change function, job and authority of arrangement and surveillance of financial services activity in banking sector from The Bank of Indonesia to Financial Services Authority since December 31th, 2003, so The SPI's edition on November 2013 will be published by Financial Services Authority and can be accessed through website www.ojk.go.id at data menu and banking statistic.
Dengan perubahan tersebut, diharapkan data yang disajikan tetap dapat bermanfaat bagi pengguna.
By the change, the provided data can be useful for user/stakeholder.
Mulai bulan Mei 2014, data SPS yang merupakan kumpulan data Bank Umum Syariah (BUS) dan Unit Usaha Syariah (UUS) disusun bersumber dari laporan BUS-UUS sesuai dengan PBI No.15/4/PBI/2013 tentang Laporan Stabilitas Moneter dan Sistem Keuangan Bulanan Bank Umum Syariah dan Unit Usaha Syariah. Sebelumnya laporan dari BUS-UUS disusun berdasarkan PBI No. 5/26/PBI/2003 tentang Laporan Bulanan Bank Umum Syariah.
Start in May 2014, data of the SPS which is a collection of data Sharia Commercial Bank (BUS) and Sharia Business Unit (UUS) compiled sourced from the report of BUS-UUS based on PBI No. 15/4/PBI/2013 about Monthly Report on Monetary and Financial System Stability of Sharia Commercial Banks and Sharia Business Unit. Previously report from BUS-UUS compiled based on PBI No. 26/5/PBI/2003 about Monthly Report of Sharia Commercial Banks.
Mulai data bulan Mei 2015, pengelompokkan bank disajikan berdasarkan Bank Umum berdasarkan Kelompok Usaha (BUKU) namun data berdasarkan kelompok bank yang lama tetap disajikan secara paralel sampai dengan data Juni 2016. Hal ini untuk mempertimbangkan batas waktu bagi bank umum menyesuaikan kegiatan usaha/modal inti sampai dengan Juni 2016.
Starting May 2015, the grouping of banks presented based on Commercial Banks Group of Business Activities (BUKU) but the old data group continue to be presented in parallel until June 2016. It is to consider the time limit for commercial banks to adjust their business activities/core capital up to June 2016.
. Jakarta, Desember 2015 Jakarta, December 2015
Otoritas Jasa Keuangan, Republik Indonesia Departemen Perizinan dan Informasi Perbankan Financial Services Authority, Republic of Indonesia Bank Licensing and Banking Information Department
i
HALAMAN KETERANGAN PAGE OF REFERANCE Jadwal Publikasi Kedepan Edisi November 2015 akan diterbitkan pada minggu ke III bulan Januari 2016.
Advance Release Calender (ARC) November 2015 edition will be released on the 3rd week of January 2016.
Tanda-tanda, dan Sumber Data Suatu jumlah tidak selalu sama besarnya dengan penjumlahan angka-angka yang bersangkutan karena pembulatan.
Notes, Symbols and Sources of Data Totals do not necessarily agree with the sum of items shown because of roundings.
r ( ) * ** *** ... -$
r ( ) * ** *** ... -$
Angka-angka diperbaiki Sebagian dari suatu jumlah Angka-angka sementara Angka-angka sangat sementara Angka-angka sangat-sangat sementara Tidak ada Angka belum tersedia Nol atau lebih kecil daripada digit terakhir Dolar Amerika Serikat
Tanda koma pada angka-angka harap dibaca sebagai titik dan sebaliknya tanda titik harap dibaca sebagai koma. Sumber Data : Bank Indonesia dan Otoritas Jasa Keuangan, kecuali jika dinyatakan lain. 1. Data yang digunakan dalam Publikasi SPI bersumber dari Laporan Bulanan Bank Umum (LBU), Laporan Stabilitas Moneter dan Sistem Keuangan Bulanan Bank Umum Syariah dan Unit Usaha Syariah (LSMK), dan Laporan Berkala Bank Perkreditan Rakyat (LBBPR) kecuali dinyatakan lain. 2. Proses download data; Data Laporan Bulanan Bank Umum (LBU), dan Laporan Stabilitas Moneter dan Sistem Keuangan Bulanan Bank Umum Syariah dan Unit Usaha Syariah (LSMK) yang disampaikan dari bank pelapor kepada Bank Indonesia diolah melalui Sistem Informasi Perbankan (SIP). Perbedaan waktu download data LBU melalui SIP dapat menyebabkan perbedaan pada data yang dipublikasikan ini dengan data publikasi yang lain. Oleh sebab itu, pembaca dihimbau untuk memperhatikan waktu download data. Misalnya pemrosesan data bulan laporan Oktober 2015 untuk Publikasi Statistik Perbankan Indonesia penerbitan periode ini dilakukan dari tanggal 10 Desember s/d tanggal 15 Desember 2015.
Revised figures Subset of data Provisional figures Very provisional figures Estimated figures Not available Figures are not available yet Nil or less than the last digit US Dollar
Commas in the numbers please read as point and vice versa, please read the point as a comma Data Source : Bank Indonesia and Financial Services Authority unless mentioned otherwise. 1.
The data used in the Indonesian Banking Statistics is derive from Commercial Bank Monthly Reports, Monthly Report on Monetary and Financial System Stability of Sharia Commercial Banks and Sharia Business Unit and Rural Bank Monthly Reports.
2. Data from the Commercial Bank Monthly Reports, and Monthly Report on Monetary and Financial System Stability of Sharia Commercial Banks and Sharia Business Unit which submitted by the reporting banks to Bank Indonesia, is processed using the Bank Indonesia Banking Information System. The time taken to download data from Banking Information System can result in variations of the data that is published in this book, compared to other published data. Therefore, readers are recommended to pay attention to the download time of data. The processing of the October 2015 monthly reports for this periode of the Indonesian Banking Statistics was done from 10 December until 15 December 2015.
Sampai dengan bulan Desember 2015 data dalam publikasi ini disediakan melalui website OJK (http://www.ojk.go.id) dan website BI (http://www.bi.go.id).
Until December 2015, The data publication are also provided through OJK website (http://www.ojk.go.id) and BI website (http://www.bi.go.id).
Departemen Perizinan dan Informasi Perbankan Deputi Direktur Publikasi dan Administrasi (IDAP) Otoritas Jasa Keuangan Menara Radius Prawiro Jl. MH Thamrin No. 2, Jakarta Pusat Email:
[email protected] Telepon: (021) 1500 655 Fax: (021) 386 6032
Bank Licensing and Banking Information Department Administration and Publication Deputy Director (IDAP) Indonesia Financial Services Authority Radius Prawiro Tower Jl. MH Thamrin No. 2, North Jakarta Email:
[email protected] Telephone: +62-21—1500 655 Fax: +62-21-386 6032
ii
DAFTAR ISI TABLE OF CONTENT KATA PENGANTAR
i
INTRODUCTION
i
HALAMAN KETERANGAN
ii
PAGE OF REFFERENCE
ii
DAFTAR ISI
iii
TABLE OF CONTENT
iii
DAFTAR SINGKATAN
iv
LIST OF ABBREVIATIONS
iv
DAFTAR TABEL
v
LIST OF TABLES
v
LIST OF ADDITIONAL TABLE AND
ix
DAFTAR TABEL TAMBAHAN DAN
ix
CHANGE OF TABLES NAME
PERUBAHAN NAMA TABEL METADATA
xi
METADATA
xi
DATA
2
DATA
2
DATA BANK UMUM BERDASARKAN BUKU
4
COMMERCIAL BANK GROUP OF BUSINESS
4
ACTIVITIES DATA BANK UMUM
57
COMMERCIAL BANK DATA
57
DATA BANK SYARIAH
115
SHARIA BANK DATA
115
DATA BANK PERKREDITAN RAKYAT
130
RURAL BANK DATA
130
DATA PERKREDITAN
145
CREDIT DATA
145
iii
DAFTAR SINGKATAN LIST OF ABBREVIATION
APYD
: Aktiva Produktif Yang Diklasifikasikan
APYD
: Classified Earning assets
ATMR
: Aktiva Tertimbang Menurut Risiko
ATMR
: Risk Weighted Assets
BOPO
: Biaya Operasional terhadap Pendapatan
BOPO
: Operations Expenses to Operations Income
Operasional BPD
: Bank Pembangunan Daerah
BPD
: Regional Development Bank
CAR
: Capital Adequacy Ratio
CAR
: Capital Adequacy Ratio
DPK
: Dana Pihak Ketiga
DPK
: Third Party Funds
KAP
: Kualitas Aktiva Produktif
KAP
: Earning assets Qualtiy
KBAB
: Kewajiban Bersih Antar Bank
KBAB
: Inter-Bank Net Liabilities
KP
: Kantor Pusat
KP
: Head Office
KC
: Kantor Cabang
KC
: Branch Office
KCP
: Kantor Cabang Pembantu
KCP
: Sub-Branch Office
KK
: Kantor Kas
KK
: Cash Office
KPW
: Kantor Perwakilan
KPW
: Representative Office
LBU
: Laporan Bulanan Bank Umum
LBU
: Commercial Bank Monthly Report
LDR
: Loan to Deposit Ratio
LDR
: Loan to Deposit Ratio
NIM
: Net Interest Margin
NIM
: Net Interest Margin
NPL
: Non Performing Loan
NPL
: Non-Performing Loan
ROA
: Return on Assets
ROA
: Return on Assets
SIP
: Sistem Informasi Perbankan
SIP
: Banking Information System
UKM
: Usaha Kecil Menengah
UKM
: Small/Medium-Scale-Enterprise Industry
UMKM
: Usaha Mikro Kecil Menengah
UMKM
: Small/Medium/Micro-Enterprise
Industry
(SMEs) NOM
: Net Operating Margin
NOM
: Net Operating Margin
FDR
: Financing to Deposit Ratio
FDR
: Financing to Deposit Ratio
iv
DAFTAR TABEL LIST OF TABLES NO.
NO. TABEL
JUDUL
HAL
TABLES
DATA 1.
1.0
Kegiatan Usaha Perbankan
3.
4.
5.
6.
7.
8.
9.
10.
11.
1.1 – 1.7
1.8 – 1.14
1.15 - 1.21
1.22 - 1.28
1.29
1.30
1.31 – 1.37
1.38 - 1.44
1.45 – 1.51
1.52
Kegiatan Usaha Bank Umum berdasarkan BUKU Laporan Laba/Rugi Bank Umum berdasarkan BUKU
Rekening Administratif Bank Umum berdasarkan BUKU
Kinerja Bank Umum Konvensional berdasarkan BUKU
Perkembangan Aset Bank Umum Berdasarkan BUKU
Jumlah Bank Umum Berdasarkan Pengelompokkan Total Aset BUKU Aset Produktif Bank Umum Konvensional dan Kualitas Kredit Bank Umum Kepada Bank Lain BUKU Komposisi DPK Bank Umum Berdasarkan Lokasi bank Penghimpunan Dana - BUKU
2
1.0
Bank Industries Operation
2
COMMERCIAL BANKS GROUP OF BUSINESS ACTIVITIES 4
1-7
Commercial Banks Group of Business Activities
4
11
8-14
Commercial Banks Group of Business Acitivies - Income Statements
11
18
15-21
Commercial Banks Group of Business Acitivies - Off-Balance Sheet
18
25
22-28
Performance of Commercial Banks Group of Busineness Activities
25
32
29
Growth of Commercial Banks Assets based on Group of Business Activities
32
33
30
Total of Commercial Banks Based on Total Assets
33
34
31-37
Earning Assets of Commercial Banks and Credit Quality of Commercial Banks to Other Bank
34
41
38-44
Composition of Third Party Funds of Commercial Banks Group of Business Activities
41
48
45-51
Average of Interest Rate of Third Party Funds of Commercial Conventional Banks Group of Business Activities
48
Growth of Total Commercial Banks and Bank Offices based on Group of Business Activities
55
Suku Bunga Rata-rata DPK Bank Umum – BUKU
Perkembangan Jumlah Bank Umum dan Kantor Bank Umum berdasarkan BUKU
PAGES
DATA
DATA BANK UMUM BERDASARKAN BUKU 2.
TOPIC
52 55
COMMERCIAL BANK
DATA BANK UMUM 14.
1.1. s.d 1.7.
Kegiatan Usaha Bank Umum
57
1.1. s.d 1.7.
Commercial Banks Operation
57
15.
1.8 s.d 1.14.
Laporan Laba/Rugi Bank Umum
64
1.8. s.d 1.14.
Commercial Banks Income Statement
64
16
1.15.a s.d 1.21.
Rekening Administratif Bank Umum
71
1.15. s.d 1.21.
Commercial Banks Off-Balance Sheet
71
17.
1.22.a s.d 1.28.
Kinerja Bank Umum Konvensional
78
1.22. s.d 1.28.
Commercial Banks Performance
78
18.
1.29
Perkembangan Aset Bank Umum Berdasarkan Kelompok Bank
85
1.29
Growth of Commercial Banks Asset Based Group Bank
19.
1.30
Jumlah Bank Umum Berdasarkan Pengelompokkan Total Aset
86
1.30
Total of Commercial Banks Based on Total Assets
85 86
v
TOPIC
PAGES
1.31 s.d 1.37
Earning Assets of Commercial Banks and Credit Quality of Commercial Banks to Other Bank
87
94
1.38 s.d 1.44
Composition of Third Party Funds of Commercial Banks
94
Komposisi DPK Bank Umum Berdasarkan Lokasi bank Penghimpunan Dana
101
1.45
Composition of Third Party Funds of Commercial Banks Based on Bank Location Month (...) Year (...)
101
1.46
Penghimpunan DPK Bank Umum Berdasarkan Lokasi Bank Penghimpunan Dana
102
1.46
Third Party Funds of Commercial Banks Based on Bank Location of Deposits
102
24.
1.47 s.d 1.53
Suku Bunga Rata-rata DPK Bank Umum
103
1.47 s.d 1.53
Average of Interest Rate of Third Party Fund of Commercial Banks
103
25.
1.54
Suku Bunga Rata-rata Kredit Bank Umum kepada Pihak Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
110
1.54
Average of Credit Interest Rates of Commercial Bank to Parties Non Bank Based on Industrial Origin and Non Industrial Origin Credit Recipients
110
26.
1.55
Suku Bunga Rata-rata Kredit Bank Umum kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
111
1.55
Average of Credit Interest Rate of Commercial Based on Types and Orientation User
111
27.
1.56
Perkembangan Jumlah Bank Umum dan Kantor Bank Umum
112
1.56
Growth of Total Commercial Banks and Bank Offices
112
28.
1.57
Perkembangan Jumlah Kantor Cabang Bank Berdasarkan Lokasi Bank
113
1.57
Growth of Total Branch offices Based on Region
113
NO.
NO. TABEL
JUDUL
HAL
20.
1.31 s.d 1.37
Aset Produktif Bank Umum Konvensional dan Kualitas Kredit Bank Umum Kepada Bank Lain
87
21.
1.38 s.d 1.44
Komposisi Dana Pihak Ketiga Bank Umum
22.
1.45
23.
TABLES
SHARIA BANK DATA
DATA BANK SYARIAH 29.
2.1 s.d 2.3
Kegiatan Usaha Bank Umum Syariah
115
2.1 s.d 2.3
Sharia Commercial Bank Operation
115
30.
2.4
Perkembangan Aset Perbankan Syariah
118
2.4
Growth of Sharia Bank Assets
118
31.
2.5
Aktiva Produktif Perbankan Syariah
119
2.5
Earning Assets of Sharia Banks
119
32.
2.6
Komposisi DPK Perbankan Syariah
120
2.6
Composition of Third Party Funds of Syariah Banks
120
33.
2.7
Tingkat Bagi Hasil Rata-rata DPK Bank Syariah
121
2.7
Average of Profit Sharing Rates of Third Party Fund of Sharia Banks
121
34.
2.8
Tingkat Margin Rata-rata Pembiayaan Berdasarkan Sektor Ekonomi
122
2.8
Average of Margin Rates of Financing
122
35.
2.9
Tingkat Margin Rata-rata Pembiayaan Berdasarkan Jenis Penggunaan
123
2.9
Average of Margin Rates of Financing Based on Type of Use
123
36.
2.10
Kegiatan Usaha BPR Syariah
124
2.10
Syariah Rural Bank
124
37.
2.11
Aset dan Pembiayaan BPR Syariah
125
2.11
Asset and Financing of Sharia Rural Bank)
125
38.
2.12
Jaringan Kantor Perbankan Syariah
126
2.12
Sharia Bank Office Network
126
39.
2.13
Kinerja Bank Umum Syariah
127
2.13
Islamic Commercial Bank Performance
127
40.
2.14
Bank Umum Syariah Berdasarkan Tingkat Rasio
128
2.14
Sharia Commercial Based on Ratios
128
RURAL BANK DATA
DATA BANK PERKREDITAN RAKYAT 41.
3.1
Kegiatan Usaha Bank Perkreditan Rakyat
130
3.1
Rural Bank Operations
130
vi
NO.
NO. TABEL
JUDUL
HAL
TABLES
TOPIC
PAGES
42.
3.2
Kinerja Bank Perkreditan Rakyat
131
3.2
Rural Bank Performance
131
43.
3.3
Perkembangan Aset BPR Berdasarkan Lokasi BPR
132
3.3
Growth of Assets Based Rural Bank Data
132
44.
3.4
Jumlah BPR Berdasarkan Total Aset
133
3.4
Rural Banks Based on Total Assets
133
45.
3.5
Non Performing Loan (NPL) Bank Perkreditan Rakyat
134
3.5
NPL of Rural Bank
134
46.
3.6
NPL BPR Berdasarkan Lokasi
135
3.6
NPL of Rural Banks Based On Location
135
47.
Dana Pihak Ketiga
136
Third Party Funds of Rural Bank
136
3.7
a. Composition of Third Party Funds of Rural Bank
b. Komposisi DPK Berdasarkan Lokasi Penghimpunan
3.8
b. Composition of Third Party Funds Based on Location
3.9
c. DPK BPR Berdasarkan Lokasi Penghimpun
3.9
c. Third Party Funds of Rural Banks Based on Location
48.
3.10
Suku Bunga Rata-rata DPK BPR
139
3.10
Average of Third Party Interest Rates of Rural Banks
139
49.
3.11
Suku Bunga Rata-rata Kredit BPR Berdasarkan Sektor Ekonomi
140
3.11
Average of Credit Interest Rates of Rural Banks
140
50.
3.12
Suku Bunga rata-rata Kredit BPR Berdasarkan Jenis Penggunaan
141
3.12
Average of Credit Interest Rates of Rural Banks Based on Type of Use
141
51.
jdkjdjdkdkjdjd kjddj
Perkembangan Jumlah Bank dan Kantor Bank
142
ddddddddddd dd
Growth of Total Rural Banks and Bank Offices
142
3.13
a. Perkembangan Jumlah BPR
3.13
3.14
b. Perkembangan Jumlah BPR dan Kantor BPR Berdasarkan Lokasi
3.14
a. Growth of Total Rural Bank b. Growth of Total Rural Bank Offices Based on Region
3.7
a. Komposisi DPK Bank Perkreditan Rakyat
3.8
CREDIT DATA
DATA PERKREDITAN 4.1 – 4.7
Kredit dan NPL Bank Umum Konvensional - BUKU Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
53-59
145
Credit and NPL Credit of Commercial Banks Group of Business Activities to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Beneficiary
145
52.
4.1.a s.d 4.7.a
Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
152
4.1. s.d 4.7.
Credit Channeling and NPL Credit Channeling of Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary
152
53.
4.8.
Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Per Lokasi Dati I Bank Penyalur Kredit
159
4.8.
Credit and NPL of Comemrcial Bank to Non Bank Third Party Based on Business Sector and non Business Sector of Credit by Region
159
4.9 s.d 4.15
Kredit dan NPL Bank Umum Konvensional - BUKU Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
160
60-66
Credit and NPL of Commercial Conventional Banks Group of Business Activities 1 to Non Bank Third Party Based on Types and Orientation of Use
160
54.
4.9.a s.d 4.15.a
Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
167
4.9. s.d 4.15.
Credit and NPL of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use
167
55.
4.16.
Kredit dan NPL Bank Umum Kepada
174
4.16.
Credit and NPL of Commercial
174
vii
NO.
NO. TABEL
JUDUL
HAL
TABLES
TOPIC
PAGES
Banks to Non Bank Third Party Based on Types and Orientation of Use by Bank Location for [month] [year]
Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan per Lokasi Dati I Bank Penyalur Kredit 56.
4.17.
Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lokasi Dati I Bank Penyalur Kredit
175
4.17.
Credit and NPL 0f Commercial Banks to Non Bank Third Party Based on Bank Location
175
57.
4.18.
Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Hubungan Penerima Kredit dengan Bank
176
4.18.
Credit and NPL of Commercial Bank to Non Bank Third Party Based on Bank Relation with Beneficiary
176
58.
4.19.a
Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Yang Penarikannya Menggunakan Kartu Berdasarkan Kelompok Bank
177
4.19.a
Credit and NPL of Commercial Bank to Non Bank Third Party Withdrawn By Card Based on Group of Bank
177
59.
4.19.
Kredit dan NPL Bank Umum Konvensional dan Bank Umum Syariah berdasarkan BUKU
178
4.19.
Credit and Non Performing Loan (NPL) of Commercial Conventional and Sharia Banks based on Group of Business Activities to Non Bank Third Party Withdrawn By Card
178
59.
4.20.
Penerusan Kredit (Off-Balance Sheet) dan NPL Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Penerusan Kredit
179
4.20.
Credit Channeling (Off-Balance Sheet) and NPLof Commercial Banks Based on Industries Sector and non Industries Sector of Credit Channeling Beneficiary
179
60.
4.21.
Penerusan Kredit (Off-Balance Sheet) dan Non PerformingLoan (NPL) Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Kredit dan Golongan Penyalur Kredit
180
4.21.
Off-Balance Sheet Credit Channeling and NPL of Commercial Banks to Non-Bank Third Party Based on Types of Credit and Classification of Credit Providers
180
61.
4.22
Pembiayaan Perbankan Syariah
181
4.22
Financing of Sharia banks
181
62.
4.23
Pembiayaan Perbankan Syariah Berdasarkan Sektor Ekonomi
182
4.23
Financing of Syariah Banks Based on Economic Sector
182
63.
4.24
Pembiayaan Perbankan Syariah Berdasarkan Lokasi Bank Penyalur
183
4.24
Financing of Syariah Banks Based on Banks Location
183
64.
4.25
Kredit BPR Berdasarkan Sektor Ekonomi
184
4.25
Credit of Rural Banks Based on Economic Sector
184
65.
4.26
Kredit Bank Perkreditan Rakyat Berdasarkan Jenis Penggunaan
185
4.26
Credit of Rural Banks Based on Type of Use
185
66.
4.27
Kredit Bank Perkreditan Rakyat Berdasarkan Lokasi Bank Penyalur
186
4.27
Credit of Rural Bank Based on Location
186
67.
4.28
Kredit dan NPL MKM dan UMKM Berdasarkan Sektor Ekonomi
187
4.28
Credit & NPL of MSMEs and SMEs Based on Economic Sector
187
68.
4.29
Kredit dan NPL MKM dan UMKM Berdasarkan Jenis Penggunaan
189
4.29
Credit & NPL of MSMEs and SMEs Based on Type Use
189
69.
4.30
Kredit dan NPL Rincian Kredit MKM dan UMKM Menurut Kelompok Bank
190
4.30
Credit & NPL of MSMEs and SMEs Based on Group of Bank
190
70.
4.31
Kredit UMKM dan MKM Menurut Lokasi Proyek per Daerah Tingkat I
192
4.31
Credit & NPL of MSMEs and SMEs Based on Project Location
192
viii
DAFTAR TABEL TAMBAHAN dan PERUBAHAN NAMA TABEL PENERBITAN STATISTIK BANK UMUM BERDASARKAN KELOMPOK USAHA No. Nomor Tabel
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29
Tabel 1 Tabel 1.1 Tabel 1.2 Tabel 1.3 Tabel 1.4 Tabel 1.5 Tabel 1.6 Tabel 1.7 Tabel 1.8 Tabel 1.9 Tabel 1.10 Tabel 1.11 Tabel 1.12 Tabel 1.13 Tabel 1.14 Tabel 1.15 Tabel 1.16 Tabel 1.17 Tabel 1.18 Tabel 1.19 Tabel 1.20 Tabel 1.21 Tabel 1.22 Tabel 1.23 Tabel 1.24 Tabel 1.25 Tabel 1.26 Tabel 1.27 Tabel 1.28
30 Tabel 1.29 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53
Tabel 1.30 Tabel 1.31 Tabel 1.32 Tabel 1.33 Tabel 1.34 Tabel 1.35 Tabel 1.36 Tabel 1.37 Tabel 1.38 Tabel 1.39 Tabel 1.40 Tabel 1.41 Tabel 1.42 Tabel 1.43 Tabel 1.44 Tabel 1.45 Tabel 1.46 Tabel 1.47 Tabel 1.48 Tabel 1.49 Tabel 1.50 Tabel 1.51 Tabel 1.52
54 Tabel 4.1 55 Tabel 4.2 56 Tabel 4.3 57 Tabel 4.4 58 Tabel 4.5 59 Tabel 4.6 60 Tabel 4.7 61 Tabel 4.9
Nama Tabel
Kegiatan Usaha Perbankan Kegiatan Usaha Bank Umum Konvensional dan Bank Umum Syariah Kegiatan Usaha Bank Umum Konvensional - BUKU 1 Kegiatan Usaha Bank Umum Konvensional - BUKU 2 Kegiatan Usaha Bank Umum Konvensional - BUKU 3 Kegiatan Usaha Bank Umum Konvensional - BUKU 4 Kegiatan Usaha Bank Umum Syariah - BUKU 1 Kegiatan Usaha Bank Umum Syariah - BUKU 2 Laporan Laba/Rugi Bank Umum Konvensional dan Bank Umum Syariah Laporan Laba/Rugi Bank Umum Konvensional - BUKU 1 Laporan Laba/Rugi Bank Umum Konvensional - BUKU 2 Laporan Laba/Rugi Bank Umum Konvensional - BUKU 3 Laporan Laba/Rugi Bank Umum Konvensional - BUKU 4 Laporan Laba/Rugi Bank Umum Syariah - BUKU 1 Laporan Laba/Rugi Bank Umum Syariah - BUKU 2 Rekening Administratif Bank Umum Konvensional dan Bank Umum Syariah Rekening Administratif Umum Konvensional - BUKU 1 Rekening Administratif Umum Konvensional - BUKU 2 Rekening Administratif Umum Konvensional - BUKU 3 Rekening Administratif Umum Konvensional - BUKU 4 Rekening Administratif Umum Syariah - BUKU 1 Rekening Administratif Umum Syariah - BUKU 2 Kinerja Bank Umum Konvensional Kinerja Bank Umum Konvensional BUKU 1 Kinerja Bank Umum Konvensional BUKU 2 Kinerja Bank Umum Konvensional BUKU 3 Kinerja Bank Umum Konvensional BUKU 4 Kinerja Bank Umum Syariah BUKU 1 Kinerja Bank Umum Syariah BUKU 2 Perkembangan Aset Bank Umum Konvensional dan Bank Umum Syariah Berdasarkan Kegiatan Usaha Jumlah Bank Umum Konvensional dan Bank Umum Syariah Berdasarkan Pengelompokan Total Aset Aset Produktif Bank Umum Konvensional dan Kualitas Kredit Bank Umum kepada Bank Lain Aset Produktif dan Kualitas Kredit Bank Umum Konvensional BUKU 1 kepada Bank Lain Aset Produktif dan Kualitas Kredit Bank Umum Konvensional BUKU 2 kepada Bank Lain Aset Produktif dan Kualitas Kredit Bank Umum Konvensional BUKU 3 kepada Bank Lain Aset Produktif dan Kualitas Kredit Bank Umum Konvensional BUKU 4 kepada Bank Lain Aset Produktif dan Kualitas Kredit Bank Umum Syariah BUKU 1 kepada Bank Lain Aset Produktif dan Kualitas Kredit Bank Umum Syariah BUKU 2 kepada Bank Lain Komposisi Dana Pihak Ketiga Bank Umum Konvensional dan Bank Umum Syariah Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 1 Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 2 Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 3 Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 4 Komposisi Dana Pihak Ketiga Bank Umum Syariah - BUKU 1 Komposisi Dana Pihak Ketiga Bank Umum Syariah - BUKU 2 Suku Bunga Rata-rata DPK Bank Umum Konvensional dan Bank Umum Syariah Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 1 Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 2 Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 3 Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 4 Suku Bunga Rata-rata DPK Bank Umum Syariah - BUKU 1 Suku Bunga Rata-rata DPK Bank Umum Syariah - BUKU 2 Perkembangan Jumlah Bank Umum dan Kantor Bank Umum berdasarkan Kelompok Usaha Kredit dan NPL Bank Umum Konvensional dan Bank Umum Syariah Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit Kredit dan NPL Bank Umum Konvensional BUKU 1 Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit Kredit dan NPL Bank Umum Konvensional BUKU 2 Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit Kredit dan NPL Bank Umum Konvensional BUKU 3 Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit Kredit dan NPL Bank Umum Konvensional BUKU 4 Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit Kredit dan NPL Bank Umum Syariah BUKU 1 Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit Kredit dan NPL Bank Umum Syariah BUKU 2 Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit Kredit dan NPL Kredit Bank Umum Konvensional dan Bank Umum Syariah Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
Keterangan
Perubahan Nama Tabel Perubahan Nama Tabel Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Perubahan Nama Tabel Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Perubahan Nama Tabel Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Perubahan Nama Tabel Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Perubahan Nama Tabel Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Perubahan Nama Tabel Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Perubahan Nama Tabel
1
No. Nomor Tabel
62 Tabel 4.10 63 Tabel 4.11 64 Tabel 4.12 65 Tabel 4.13 66 Tabel 4.14 67 Tabel 4.15 68 Tabel 4.19
Nama Tabel
Kredit dan NPL Kredit Bank Umum Konvensional BUKU 1 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan Kredit dan NPL Kredit Bank Umum Konvensional BUKU 2 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan Kredit dan NPL Kredit Bank Umum Konvensional BUKU 3 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan Kredit dan NPL Kredit Bank Umum Konvensional BUKU 4 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan Kredit dan NPL Kredit Bank Umum Syariah BUKU 1 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan Kredit dan NPL Kredit Bank Umum Syariah BUKU 2 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan Kredit dan NPL Bank Umum Konvensional dan Bank Umum Syariah berdasarkan Kegiatan Usaha kepada Pihak Ketiga Bukan Bank Yang Penarikannya Menggunakan Kartu
Keterangan
Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru Tabel baru dgn nomor baru
2
METADATA INFORMASI DASAR
1. Nama Data : 2. Penyelenggara Statistik: 3. Alamat : 4. Nomor Telp : 5. Nomor Fax : 6. Email :
Kelompok Bank Umum berdasarkan Kegiatan Usaha Departemen Perizinan dan Informasi Perbankan - OJK Kompleks Perkantoran BI, Jalan MH Thamrin No. 2 Jakarta, Menara Radius Prawiro Lantai 12 021-1500 655 021-3523705
[email protected]
DEFINISI
Statistik Kelompok Bank Umum berdasarkan Kelompok Usaha disusun berdasarkan PERATURAN BANK INDONESIA NOMOR 14/26/PBI/2012 TENTANG KEGIATAN USAHA DAN JARINGAN KANTOR BERDASARKAN MODAL INTI BANK. Bank adalah Bank Umum sebagaimana dimaksud dalam Undang-Undang Nomor 7 Tahun 1992 tentang Perbankan sebagaimana telah diubah dengan Undang-Undang Nomor 10 Tahun 1998, termasuk kantor cabang dari bank yang berkedudukan di luar negeri, dan Bank Umum Syariah serta Unit Usaha Syariah sebagaimana dimaksud dalam UndangUndang Nomor 21 Tahun 2008 tentang Perbankan Syariah. Modal Inti: a. bagi Bank yang berbadan hukum Indonesia adalah modal inti sebagaimana dimaksud dalam ketentuan Bank Indonesia yang mengatur mengenai kewajiban penyediaan modal minimum; atau b. bagi kantor cabang dari bank yang berkedudukan di luar negeri adalah dana usaha yang telah dialokasikan sebagai Capital Equivalency Maintained Asset (CEMA) sebagaimana dimaksud dalam ketentuan Bank Indonesia yang mengatur mengenai kewajiban penyediaan modal minimum. Kegiatan Usaha adalah kegiatan usaha Bank Umum sebagaimana dimaksud dalam Undang-Undang Nomor 7 Tahun 1992 tentang Perbankan sebagaimana telah diubah dengan Undang-Undang Nomor 10 Tahun 1998 dan kegiatan usaha Bank Umum Syariah serta Unit Usaha Syariah sebagaimana dimaksud dalam Undang-Undang Nomor 21 Tahun 2008 tentang Perbankan Syariah. Berdasarkan Modal Inti yang dimiliki, Bank dikelompokkan menjadi 4 (empat) BUKU, yaitu: a. BUKU 1 adalah Bank dengan Modal Inti sampai dengan kurang dari Rp1.000.000.000.000,00 (satu triliun Rupiah); b. BUKU 2 adalah Bank dengan Modal Inti paling sedikit sebesar Rp1.000.000.000.000,00 (satu triliun Rupiah) sampai dengan kurang dari Rp5.000.000.000.000,00 (lima triliun Rupiah); c. BUKU 3 adalah Bank dengan Modal Inti paling sedikit sebesar Rp5.000.000.000.000,00 (lima triliun Rupiah) sampai dengan kurang dari Rp30.000.000.000.000,00 (tiga puluh triliun Rupiah); dan d. BUKU 4 adalah Bank dengan Modal Inti paling sedikit sebesar Rp30.000.000.000.000,00 (tiga puluh triliun Rupiah). Pengelompokan BUKU untuk Unit Usaha Syariah didasarkan pada Modal Inti Bank Umum Konvensional yang menjadi induknya. CAKUPAN Bank Umum yang melaksanakan kegiatan usaha dengan prinsip Konvensional dan prinsip Syariah. Data bank umum konvensional termasuk bank umum yang memiliki Unit Usaha Syariah PERIODISASI Bulanan KETEPATAN WAKTU PUBLIKASI Dua bulan setelah berakhirnya periode data JADWAL PUBLIKASI KE DEPAN Setiap tanggal 15 bulan berikutnya, dalam hal tanggal 15 jatuh pada hari libur maka terbit pada hari kerja sebelumnya SUMBER DATA Laporan Bulanan Bank Umum (LBU) dan Laporan Stabilitas Moneter dan Keuangan (LSMK) Bank Umum Syariah (BUS)-Unit Usaha Syariah (UUS) METODOLOGI Data disusun berdasarkan gabungan LBU dan LSMK BUS-UUS dari seluruh kantor bank pelapor di Indonesia. INTEGRITAS DATA Data merupakan data final pada saat dipublikasikan. Revisi data dilakukan pada publikasi berikutnya setelah kekeliruan data ditemukan. AKSES DATA Data Statistik Bank Umum berdasarkan Kegiatan Usaha dapat diakses dalam website OJK: http://www.ojk.go.id
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1 Kegiatan Usaha Perbankan
(Bank Industries Operation) Miliar Rp (Billion Rp) 2014 Indikator
2011
2012
2015
Indicator
2013 Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt Distribution of Funds
Penyaluran Dana Bank Umum
SBI dan SBIS
4.172.672
4.823.303
5.344.224
5.420.958
5.468.910
5.504.463
5.580.024
5.673.253
5.681.864
5.727.205
5.821.498
5.800.377
5.899.822
6.040.938
5.893.338
53.534
64.753
74.550
82.685
84.000
86.931
87.109
87.436
88.545
89.469
90.510
90.703
91.976
93.212
94.173
95.302
117.983
81.158
111.689
118.176
130.249
113.104
88.428
88.654
89.372
80.450
69.256
63.142
53.561
54.806
42.220
40.760 SBI and SBIS
1)
3.093.848
3.542.518
4.070.018
4.454.688
4.502.982
4.594.876
4.570.361
4.624.215
4.709.779
4.734.781
4.760.959
4.853.864
4.844.234
4.904.408
5.019.328
4.873.175
45.462
55.289
64.001
70.848
72.188
74.594
74.930
75.179
76.376
76.798
78.278
78.507
79.524
80.539
81.177
81.934
Bank Perkreditan Rakyat
3.652.832
4.262.587
4.954.467
5.445.652
5.511.136
5.615.150
5.616.012
5.683.168
5.783.994
5.792.737
5.837.720
5.933.195
5.925.677
6.010.747
6.147.284
5.997.272
55.799
67.397
77.376
85.623
87.344
89.878
90.052
90.419
91.550
92.398
93.631
93.987
95.197
96.540
97.469
98.628
Bank Perkreditan Rakyat
Bank Umum Bank Perkreditan Rakyat
120
120
120
119
119
119
119
119
119
118
118
118
118
118
118
118
1.669
1.653
1.635
1.635
1.637
1.643
1.643
1.643
1.643
1.642
1.643
1.644
1.644
1.644
1.644
1.644
Rural Banks
Bank Umum Bank Perkreditan Rakyat Sertifikat Bank Indonesia Syariah
Commercial Banks Rural Banks
Commercial Banks Rural Banks Total Bank Offices
Jumlah Kantor
1)
Commercial Banks
Total Banks
Jumlah Bank
Ket :
1)
Total Assets
Jumlah Aset Bank Umum
Rural Banks
Source of Funds
Sumber Dana Bank Umum
Commercial Banks
3.412.463
Bank Perkreditan Rakyat
14.797
16.625
18.558
19.588
19.780
19.948
19.988
20.016
20.064
20.117
20.177
20.247
20.304
20.384
20.470
32.839
4.172
4.425
4.678
4.835
4.864
4.895
4.956
4.957
4.972
4.994
5.006
5.019
5.023
5.036
5.046
5.067
Commercial Banks Rural Banks
Note: 1). Sharia Indonesian Banking Certificate
2
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.1. Kegiatan Usaha Bank Umum (Commercial Bank Operations) Miliar Rp (Billion Rp) 2014 Des
Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SPN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak e. Tambahan modal disetor f. Modal Pinjaman
2)
2015 Jan
Feb
Mar
Mei
Jun
Jul
Ags
Sep
3.667.163 3.634.620 3.010.140 624.480 32.542 18.791 13.752 218.842 98.131 75.860 38.910 5.942 598.780 365.155 101.098 128.876 3.651 648.548 88.428 17.735 375.499 166.887 21.151 93.899
3.698.177 3.665.686 3.036.187 629.499 32.491 18.070 14.421 207.021 84.647 70.261 44.817 7.294 608.291 365.447 99.008 138.749 5.087 699.993 88.654 16.499 401.495 193.344 21.212 96.255
3.713.544 3.679.871 3.062.648 617.224 33.673 17.427 16.246 240.139 87.238 90.585 55.510 6.806 650.550 364.335 109.749 173.020 3.446 712.924 89.372 18.187 416.080 189.284 21.723 95.231
3.745.058 3.711.569 3.088.955 622.614 33.489 17.691 15.798 253.053 84.446 95.373 63.980 9.255 643.969 376.217 144.171 116.173 7.408 697.038 80.450 15.178 422.924 178.487 21.551 97.631
3.790.548 3.757.133 3.122.424 634.709 33.415 17.720 15.695 253.730 83.472 93.861 64.607 11.789 631.525 376.810 140.799 108.423 5.491 677.655 69.256 17.151 423.161 168.086 21.585 102.272
3.861.172 3.828.045 3.184.485 643.559 33.127 18.968 14.159 274.605 102.590 97.973 62.530 11.512 636.687 379.211 119.170 134.611 3.695 655.508 63.142 19.898 426.859 145.609 21.810 105.817
3.868.144 3.833.745 3.181.779 651.966 34.399 20.007 14.392 238.089 87.669 85.161 55.694 9.565 640.134 380.522 100.365 150.829 8.418 661.982 53.561 20.771 441.958 145.692 22.852 109.566
3.916.704 3.881.294 3.211.766 669.528 35.411 19.992 15.419 232.377 89.968 78.414 54.671 9.324 661.507 385.427 155.740 115.367 4.973 683.331 54.806 23.587 470.597 134.340 22.929 112.377
3.990.464 3.956.483 3.273.708 682.774 33.981 20.396 13.586 268.299 102.789 102.445 53.610 9.455 709.787 390.795 171.793 137.245 9.954 679.597 42.220 24.191 475.676 137.510 23.482 116.030
3.955.393 3.923.437 3.299.073 624.364 31.956 19.977 11.978 238.059 87.745 96.249 46.765 7.300 657.957 386.506 159.585 100.047 11.818 670.217 40.760 26.603 473.350 129.504 23.522 114.909
83.240 2.289 4.926 17.483 245.350
86.810 2.315 4.774 19.403 236.676
88.618 2.360 5.277 20.884 228.192
87.870 2.369 4.992 21.223 217.919
90.385 2.361 4.885 19.532 204.031
94.878 2.414 4.980 20.688 229.204
98.540 2.454 4.823 20.646 245.252
102.151 2.479 4.935 21.861 237.750
104.708 2.616 5.053 29.534 241.062
108.073 2.731 5.226 37.237 216.042
107.125 2.708 5.076 25.213 208.069
4.114.420 3.434.579 605.276 1.187.559 1.641.743 679.841 284.309 96.899 298.633 2.147 132.956 54.308 145.853 20.350 125.503 18.880 120.691
4.106.358 3.401.537 593.865 1.125.918 1.681.754 704.821 298.001 97.595 309.224 2.872 128.638 59.104 140.653 19.445 121.207 21.079 106.179
4.151.448 3.444.660 612.845 1.118.804 1.713.010 706.788 290.198 98.137 318.453 1.833 138.062 63.440 135.734 19.044 116.689 23.773 104.768
4.198.577 3.476.318 651.220 1.102.302 1.722.797 722.259 300.828 99.799 321.632 2.036 156.051 64.874 137.883 18.883 119.000 25.155 120.171
4.217.625 3.483.335 639.138 1.102.532 1.741.666 734.290 314.958 101.115 318.216 950 167.903 68.814 133.565 19.330 114.235 22.697 118.228
4.232.150 3.483.810 651.864 1.097.383 1.734.563 748.340 321.016 101.612 325.711 1.237 173.805 69.649 130.812 19.257 111.555 24.533 123.682
4.319.749 3.546.975 708.002 1.114.824 1.724.149 772.774 348.747 104.923 319.104 1.786 178.157 69.216 122.215 20.078 102.137 25.404 132.552
4.328.822 3.559.128 673.361 1.142.023 1.743.745 769.694 339.969 105.653 324.072 936 158.036 73.627 127.069 21.570 105.499 27.019 124.160
4.366.571 3.575.234 686.052 1.132.399 1.756.783 791.337 355.492 110.287 325.559 946 168.245 73.117 128.868 21.016 107.852 38.718 123.134
4.464.083 3.644.478 732.441 1.156.248 1.755.789 819.604 366.586 126.263 326.756 956 181.716 75.000 125.632 20.844 104.788 52.385 114.326
4.370.404 3.607.908 694.604 1.151.639 1.761.665 762.496 336.068 120.169 306.259 1.118 167.639 67.358 132.688 19.533 113.154 33.361 95.166
5.622
5.479
5.157
5.032
4.999
5.091
4.784
4.564
4.809
5.231
5.441
153.439 67.568 256.642 112.213 97.889 34.432
154.008 67.577 372.080 10.242 101.981 35.046
154.210 67.687 372.026 18.067 102.583 35.166
154.352 74.807 346.998 29.630 98.988 37.860
154.627 77.325 336.734 36.847 98.759 38.432
155.838 80.491 329.390 44.775 97.197 38.611
156.988 81.275 327.455 50.843 97.002 39.088
158.983 81.511 326.596 59.069 97.183 39.179
159.957 81.544 326.127 68.357 94.994 39.557
162.001 81.649 326.063 78.205 91.304 41.019
162.525 81.640 326.067 86.632 94.769 40.483
. Pada LBU 2008 tdk didefinisikan Vs Metadata
2)
. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama *) Angka-angka sementara
Items
Okt
3.706.501 3.674.308 3.057.964 616.345 32.192 19.100 13.092 182.432 70.250 77.697 29.622 4.864 569.018 361.588 79.917 123.020 4.493 636.688 113.104 19.418 369.849 134.316 20.984 90.454
1)
r) Angka-angka diperbaiki
Apr
Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities
h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital 1)
2)
LBU 2008 is not defined vs metada
Positive difference of op. income and non op. minus op. expenses and non op. vs old metada *) Provisional figures r) Revised figures
4
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.2. Kegiatan Usaha Bank Umum Konvensional - BUKU 1 (Commercial Conventional Banks - Group of Business Activities 1 ) Miliar Rp (Billion Rp) Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara -(SB/PN) Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman
2015
2014 Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
110.961 109.924 107.029 2.895 1.037 1.037 10.746 1.622 3.704 5.338 81 21.594 11.904 249 9.408 33 13.632 3.644 5.751 4.237 6 1.313 1.037 1 274 8 906 -
110.251 109.229 106.349 2.879 1.023 1.023 13.264 1.813 1.964 9.316 171 25.026 12.549 204 12.250 24 14.459 3.468 5.896 5.094 6 1.506 1.225 6 274 2 1.495 -
111.237 110.251 107.104 3.147 986 986 16.370 2.351 2.550 11.285 184 23.105 11.782 340 10.936 46 14.829 3.485 5.956 5.388 6 1.559 1.272 6 281 3 1.512 -
108.069 107.101 103.719 3.382 968 968 15.973 1.538 2.641 11.675 119 25.858 11.682 278 13.877 22 14.468 3.354 5.294 5.820 6 1.501 1.226 6 269 3 1.330 -
114.414 113.447 105.664 7.783 966 966 17.751 2.284 2.058 12.429 980 28.169 13.419 148 14.568 34 16.395 3.440 6.452 6.503 6 1.669 1.386 6 277 4 1.765 -
116.727 115.724 107.590 8.134 1.003 1.003 19.462 2.488 3.038 12.581 1.355 25.896 13.196 90 12.585 25 16.834 3.299 6.389 7.146 6 1.700 1.418 6 275 1 1.850 -
115.267 114.226 107.184 7.041 1.041 1.041 21.501 1.946 4.298 13.769 1.488 23.395 12.928 65 10.390 12 14.665 2.550 6.944 5.171 6 1.693 1.414 6 273 2 2.146 -
115.489 114.498 107.378 7.119 991 991 16.731 1.813 3.611 10.745 561 27.099 12.734 410 13.936 19 14.981 2.024 7.438 5.519 6 1.725 1.444 6 275 1 1.905 -
116.864 115.892 108.582 7.310 972 972 17.675 3.032 3.036 10.705 902 22.876 12.919 57 9.887 12 15.442 2.592 7.336 5.464 6 1.794 1.512 6 276 1 2.186 -
118.006 117.059 109.812 7.247 947 947 20.950 2.811 4.658 12.134 1.346 22.516 13.263 305 8.939 9 15.862 2.905 7.386 5.572 5 1.735 1.458 0 277 1 1.892 -
113.152 112.318 105.580 6.737 834 834 16.779 3.049 5.515 8.038 176 23.093 12.863 360 9.852 18 14.794 3.073 9 6.543 5.168 4 1.586 1.318 0 268 2 1.735 -
129.155 125.130 20.207 21.707 83.216 4.026 948 13 3.065 1 7.086 2.954 703 703 4 199
137.746 133.311 27.732 20.384 85.194 4.436 981 12 3.443 1 4.445 2.631 339 339 3 214
140.380 135.607 29.243 20.630 85.735 4.773 1.044 14 3.714 1 3.685 2.506 337 337 3 197
140.368 135.569 30.841 18.853 85.874 4.799 1.305 18 3.477 1 3.172 2.044 340 340 3 212
150.650 142.529 32.187 19.639 90.703 8.121 2.202 1.310 4.610 1 4.220 1.613 985 337 648 2 314
151.868 143.138 32.477 19.333 91.328 8.729 2.806 880 5.043 1 5.076 1.713 1.028 367 661 2 347
149.943 141.833 35.357 18.756 87.720 8.111 2.580 1.043 4.488 0 5.162 1.738 1.026 359 667 1 226
150.032 141.170 33.075 20.172 87.922 8.862 2.228 1.166 5.468 0 3.667 1.863 1.035 359 676 1 196
149.229 139.307 31.891 19.977 87.439 9.922 2.335 923 6.664 0 3.154 1.663 1.061 358 703 1 171
152.511 142.240 35.071 19.704 87.465 10.272 2.286 1.308 6.677 0 3.971 1.563 1.083 350 733 2 189
145.028 135.320 31.868 20.417 83.034 9.709 2.083 1.107 6.519 0 3.581 1.563 1.034 350 684 6 123
91
75
85
63
63
60
46
50
55
57
13.210 2.419 1.570
13.369 2.427 3.918
13.460 2.427 3.917
12.833 2.283 3.172
13.136 2.344 4.135
13.626 2.352 4.103
13.685 2.556 3.213
13.787 2.606 3.074
14.340 2.606 3.074
14.506 2.602 3.078
2.014 1.607 211
181 3.625 436
360 3.865 436
572 3.947 436
740 4.207 436
951 4.301 436
1.120 3.979 436
1.232 4.282 436
1.369 3.920 436
1.534 3.839 436
Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities
h. Margin Deposits Components of Capital 13.516 a. Paid In Capital 2.599 b. Reserves 3.008 c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) 59
1.607 3.915 437
e. Additional Paid In Capital f. Loan Capital
5
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.3. Kegiatan Usaha Bank Umum Konvensional - BUKU 2 (Commercial Conventional Banks - Group of Business Activities 2 ) Miliar Rp (Billion Rp) Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara -(SB/PN) Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman
2014 Des
2015 Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
647.636
644.107
630.684
644.095
514.240
520.050
531.844
533.071
540.882
552.885
551.431
633.850 454.087
630.139 447.560
616.301 427.837
628.961 440.394
501.508 404.528
507.199 408.526
519.525 419.677
520.659 417.910
528.162 422.584
539.753 433.861
539.280 441.953
179.762
182.579
188.464
188.567
96.980
98.673
99.848
102.748
105.578
105.891
97.327
13.786 3.115 10.671 66.438 12.384 32.841 20.097 1.116 99.000 61.986 10.649 25.219 1.146 109.975 23.244 5.002 60.241 21.488 603 12.308 9.840 911 1.556 9.212 33.759 -
13.969 3.083 10.886 81.791 21.415 33.320 25.783 1.273 112.861 62.206 13.914 35.660 1.081 107.132 23.359 3.909 54.759 25.104 575 12.792 10.281 931 1.580 10.312 34.682 -
14.383 2.700 11.684 69.793 17.717 23.230 27.136 1.709 103.184 57.933 11.723 32.773 756 114.197 22.344 3.913 58.090 29.850 609 12.622 10.074 952 1.596 11.077 36.301 -
15.134 2.678 12.456 82.702 17.696 26.735 36.581 1.690 114.125 59.516 13.294 40.591 724 116.338 23.031 4.815 62.152 26.341 590 12.482 10.128 961 1.393 10.929 37.264 -
12.732 2.531 10.202 91.547 22.408 24.505 42.302 2.332 104.886 57.211 13.144 32.781 1.750 87.242 19.784 3.676 45.427 18.355 427 12.036 9.810 952 1.274 5.824 29.265 -
12.851 2.455 10.395 96.151 21.926 27.232 43.653 3.340 103.783 58.738 11.845 32.261 938 85.932 16.377 3.583 44.810 21.161 427 13.051 10.791 977 1.284 6.340 28.981 -
12.319 2.518 9.801 95.544 24.028 27.170 41.323 3.023 100.662 59.985 14.952 25.710 14 91.560 16.514 4.112 47.019 23.915 298 12.917 10.616 987 1.313 6.137 28.277 -
12.413 2.480 9.933 78.663 18.218 19.511 38.258 2.675 110.462 59.265 14.624 36.392 181 92.722 14.002 3.957 50.694 24.070 299 13.379 11.047 1.002 1.331 6.482 25.482 -
12.720 2.422 10.298 85.055 22.775 21.867 38.053 2.359 111.521 59.873 17.892 33.457 300 95.704 13.447 5.849 55.135 21.323 299 13.974 11.569 1.041 1.364 9.703 32.944 -
13.132 2.653 10.479 101.693 30.505 33.576 35.107 2.505 120.456 62.625 21.254 35.144 1.433 92.143 12.968 3.787 52.267 23.121 299 14.398 11.913 1.088 1.396 12.977 35.572 -
12.152 2.355 9.796 85.219 18.933 31.341 32.976 1.970 120.356 63.013 21.975 33.524 1.844 91.594 10.277 4.738 54.271 22.307 300 14.212 11.829 1.017 1.366 7.289 32.354 -
623.124 495.449
644.802 506.720
612.462 480.117
647.953 513.219
597.357 498.857
602.497 502.018
613.853 508.192
606.041 503.437
618.380 507.431
642.339 526.307
134.993 110.562 249.895 127.674 64.291 13.391 49.992 2 50.514 4.003 18.813 4.617 14.196 10.851 11.111
143.804 102.340 260.576 138.082 74.834 14.119 49.129 703 42.589 10.338 17.884 4.319 13.564 11.682 11.610
130.472 92.344 257.302 132.345 68.710 14.057 49.578 2 45.848 10.471 18.014 4.097 13.917 13.511 12.438
153.972 91.027 268.219 134.734 68.935 14.765 51.034 202 47.968 10.910 18.027 4.693 13.334 14.193 11.931
143.308 89.067 266.482 98.499 41.728 7.343 49.429 2 45.392 10.853 17.547 4.702 12.845 9.600 10.104
143.825 87.598 270.594 100.479 43.163 7.178 50.138 298 46.204 10.989 17.658 4.601 13.057 10.305 8.856
151.804 85.923 270.465 105.661 47.955 7.141 50.565 844 47.220 10.780 17.231 4.429 12.802 10.824 10.050
141.386 91.298 270.753 102.604 45.843 7.423 49.339 2 46.271 10.581 17.534 4.530 13.004 11.763 9.618
145.754 90.581 271.095 110.949 49.136 7.796 54.017 2 50.562 10.850 17.653 4.480 13.173 16.949 12.130
157.814 90.822 277.671 116.032 51.567 8.078 56.387 2 56.655 11.159 17.155 4.607 12.548 22.964 11.333
764
801
674
664
632
678
636
608
637
674
751
58.637 10.674 21.070 16.715 5.176 4.572
59.046 10.674 38.182 2.214 5.254 4.864
55.379 9.918 36.440 3.100 4.763 4.900
56.146 10.287 35.379 4.989 5.514 4.921
54.551 10.401 14.238 3.778 5.316 5.554
55.273 11.038 12.042 4.202 5.464 5.588
56.363 11.554 11.212 4.945 5.115 5.608
58.256 11.696 10.717 5.298 4.661 5.595
57.458 11.724 10.748 5.910 5.244 5.694
58.335 11.827 10.647 7.147 4.335 6.833
59.884 11.831 10.720 7.837 4.727 6.825
Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets
- Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds 634.125 a. Third Party Funds 522.576 Rupiah Demand Deposit 148.315 92.406 281.856 111.549 47.089 7.904 56.555 201 50.361 10.665 14.633 4.255 10.378 14.879 10.044
b. c. d. e.
f. g.
Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits Liabilities to BI Interbank Liabilities Issued Securities Loans received Rupiah Foreign Exchange Spot and Derivatives Liabilities Other Liabilities
h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital
6
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.4. Kegiatan Usaha Bank Umum Konvensional - BUKU 3 (Commercial Conventional Banks - Group of Business Activities 3 ) Miliar Rp (Billion Rp) Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara -(SB/PN) Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman
2014 Des
2015 Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
1.238.494
1.226.333
1.263.467
1.272.843
1.415.863
1.427.380
1.444.348
1.454.177
1.470.332
1.491.066
1.229.517 983.325 246.192 8.978 7.241 1.736 37.214 18.281 14.975 445 3.513 159.277 119.174 16.308 22.182 1.613 187.500 46.102 9.987 90.729 40.682 9.760 24.456 23.353 400 702 7.982 67.949 -
1.217.320 973.055 244.265 9.014 7.136 1.878 43.435 20.419 18.363 702 3.951 182.605 120.407 26.080 34.585 1.533 197.285 45.256 8.659 94.031 49.338 9.912 26.179 25.061 411 707 8.760 66.015 -
1.254.140 1.008.165 245.974 9.327 7.411 1.916 48.415 18.732 20.188 4.213 5.282 183.634 123.634 32.969 24.038 2.993 209.069 46.186 8.199 92.189 62.495 9.939 26.952 25.820 419 714 9.435 70.611 -
1.262.123 1.019.136 242.986 10.720 7.494 3.226 60.380 20.019 31.385 4.189 4.786 201.433 122.885 42.619 34.421 1.509 213.691 48.162 7.208 97.201 61.120 10.150 27.749 26.636 419 694 9.820 58.689 -
1.403.191 1.069.809 333.383 12.671 7.594 5.077 66.083 21.065 33.294 5.833 5.892 230.213 134.979 62.715 29.487 3.032 238.773 41.297 5.882 124.366 67.227 10.136 29.387 28.211 398 777 13.146 75.582 -
1.414.823 1.077.129 337.694 12.557 7.751 4.806 61.779 19.020 30.437 5.501 6.821 230.112 135.652 67.295 25.456 1.709 237.449 35.340 7.469 124.473 70.167 10.169 30.896 29.706 405 785 13.896 80.747 -
1.432.681 1.096.458 336.222 11.667 8.085 3.582 67.690 22.951 33.265 4.603 6.871 212.650 135.928 48.451 26.937 1.335 226.788 30.241 9.527 126.755 60.265 10.315 31.428 30.303 422 703 13.736 82.835 -
1.442.355 1.099.995 342.360 11.822 8.107 3.715 51.951 18.458 22.715 4.570 6.207 213.937 133.207 38.019 38.174 4.537 224.107 25.864 10.053 130.252 57.939 10.312 32.689 31.544 430 714 14.781 73.755 -
1.458.316 1.108.933 349.382 12.017 8.113 3.903 57.791 18.496 30.613 2.884 5.798 218.740 135.638 42.849 37.710 2.543 228.424 25.870 10.540 140.839 51.174 10.374 33.576 32.285 493 797 19.070 76.502 -
1.481.113 1.124.834 356.279 9.953 8.062 1.891 71.589 21.033 41.949 3.276 5.332 249.265 138.403 64.930 40.969 4.964 221.479 18.959 11.628 137.703 53.190 10.519 35.715 34.351 543 822 23.524 73.722 -
1.267.728 997.947 157.901 242.866 597.180 269.781 95.367 40.820 133.594 923 37.537 29.419 66.673 11.592 55.080 6.441 53.696
1.282.366 1.006.377 157.599 228.731 620.048 275.989 93.373 41.979 140.637 923 36.144 28.726 69.510 11.500 58.010 7.374 51.541
1.329.617 1.053.803 170.192 237.140 646.471 275.815 90.926 42.522 142.367 922 38.818 32.187 69.294 11.290 58.004 8.209 52.358
1.354.452 1.063.368 176.304 226.272 660.792 291.084 97.557 42.731 150.796 922 44.241 34.207 69.243 10.671 58.572 8.939 46.333
1.458.655 1.127.952 190.577 227.695 709.680 330.704 129.584 49.458 151.662 45 54.695 36.667 65.512 11.132 54.380 11.236 43.722
1.468.265 1.135.000 195.067 227.631 712.302 333.264 130.213 50.946 152.105 45 55.603 36.176 65.798 11.135 54.663 12.109 42.108
1.459.364 1.126.959 210.557 231.433 684.968 332.405 138.650 51.474 142.282 44 58.223 35.920 66.604 12.136 54.468 12.143 45.060
1.450.785 1.119.616 198.531 233.003 688.082 331.169 141.081 51.346 138.741 31 46.017 38.437 72.520 13.028 59.492 12.692 41.648
1.468.327 1.132.235 196.774 234.013 701.448 336.092 149.319 53.216 133.557 31 52.608 37.462 73.191 13.031 60.160 17.534 41.813
1.504.014 1.152.965 214.162 238.265 700.538 351.049 144.982 65.122 140.945 31 60.606 37.479 74.243 12.739 61.504 23.041 42.761
Items
Okt
Distribution of Funds 1.462.253 a. Credit - To Third Party 1.453.145 1.133.036 320.110 9.107 7.991 1.116 74.397 26.034 40.719 2.736 4.908 242.622 137.571 64.503 32.459 8.088 211.762 16.932 13.045 134.072 47.712 10.557 34.626 33.163 640 823 16.426 67.375 1.478.816 1.144.955 199.177 235.838 709.940 333.861 135.276 62.665 135.920 31 59.862 34.009 67.263 11.787 55.476 15.914 38.225
1.682
1.620
1.584
1.566
1.505
1.534
1.442
1.351
1.400
1.693
1.846
42.519 23.696 70.312 23.483 51.003 25.887
42.519 23.696 93.544 1.671 51.892 25.987
46.248 24.562 94.655 3.927 52.322 26.077
46.248 24.972 92.571 5.671 51.397 28.746
47.815 25.355 107.274 9.032 51.358 28.687
47.815 27.860 104.557 10.491 50.813 28.828
47.815 27.901 104.361 12.031 50.696 29.282
47.815 27.901 104.326 13.990 50.462 29.390
49.034 27.901 103.826 16.153 49.052 29.671
49.034 27.901 103.816 17.534 48.138 29.983
49.034 27.901 103.816 18.603 49.053 29.471
b.
c.
d.
e. f.
Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others Equity Investment Impairment on Financial Assets
- Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities
h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital
7
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.5. Kegiatan Usaha Bank Umum Konvensional - BUKU 4 (Commercial Conventional Banks - Group of Business Activities 4 ) Miliar Rp (Billion Rp) Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara -(SB/PN) Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman
2014 Des
2015 Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
1.560.985 1.553.074 1.373.530 179.544 7.911 7.227 684 64.748 35.832 26.176 2.725 14 256.719 160.254 47.992 48.473 0 315.373 40.114 4.430 204.807 66.022 10.516 48.308 45.147 807 2.354 281 140.631 -
1.539.980 1.531.957 1.345.110 186.847 8.024 7.036 988 77.589 52.623 22.212 2.309 445 250.490 161.630 56.345 32.515 0 319.211 16.344 5.166 212.490 85.212 10.569 49.191 46.217 796 2.177 329 132.763 -
1.546.450 1.539.178 1.355.254 183.924 7.272 6.451 821 69.716 44.025 24.293 1.384 12 269.755 164.049 48.831 56.876 0 351.446 16.639 4.387 236.715 93.705 10.569 50.845 47.382 814 2.649 369 117.609 -
1.540.860 1.534.550 1.360.450 174.100 6.310 5.747 563 77.829 45.809 29.824 2.182 14 282.434 162.062 48.570 71.788 15 357.468 14.826 6.049 242.456 94.137 10.899 49.421 45.985 822 2.615 471 118.857 -
1.552.765 1.546.178 1.369.824 176.354 6.588 6.068 519 74.780 36.680 35.516 2.574 10 254.800 162.381 63.102 29.317 0 342.578 15.929 5.499 236.847 84.302 10.904 50.660 47.289 841 2.530 559 95.901 -
1.577.845 1.571.366 1.389.329 182.037 6.479 5.986 493 73.068 37.732 33.154 2.074 109 246.422 160.983 56.573 28.867 0 324.938 14.239 5.930 237.142 67.626 10.904 52.606 49.136 862 2.609 451 115.172 -
1.618.429 1.610.904 1.419.150 191.754 7.525 6.749 776 86.158 51.013 33.239 1.887 18 278.708 162.236 50.864 65.608 0 309.433 13.836 6.040 235.574 53.983 11.112 55.698 52.320 871 2.508 771 130.451 -
1.615.763 1.607.175 1.416.100 191.076 8.587 7.843 745 87.444 46.887 39.323 1.222 11 265.524 167.212 42.544 55.768 0 317.124 11.672 6.325 242.998 56.130 12.156 57.472 54.009 875 2.588 596 135.096 -
1.638.762 1.629.637 1.431.241 198.396 9.125 7.906 1.218 68.152 43.042 22.897 2.046 166 286.521 168.677 89.972 27.871 0 330.479 12.897 6.759 256.510 54.313 12.172 58.437 54.955 908 2.573 760 126.997 -
1.676.785 1.667.401 1.464.061 203.340 9.384 8.168 1.216 71.250 46.557 22.262 2.179 253 293.198 168.242 80.778 44.174 3 336.057 7.438 7.866 267.119 53.634 12.581 59.618 56.000 933 2.685 736 102.588 -
1.677.585 1.668.305 1.477.179 191.127 9.279 8.213 1.066 58.645 37.632 18.674 2.101 238 249.586 164.724 68.749 16.111 2 336.189 10.477 7.322 266.106 52.283 12.583 59.776 56.335 884 2.558 1.496 105.316 -
1.923.690 1.656.503 281.247 762.157 613.099 267.186 120.825 42.524 103.838 1.222 32.483 14.495 57.412 1.186 56.226 1.584 54.818
1.877.152 1.601.577 253.824 725.627 622.126 275.575 126.526 41.331 107.718 1.246 40.559 14.756 50.817 1.185 49.633 2.020 41.967
1.905.829 1.623.004 272.735 720.404 629.865 282.826 126.837 41.406 114.583 909 43.747 15.021 45.987 1.219 44.769 2.049 38.940
1.890.769 1.611.233 279.053 718.251 613.929 279.536 129.066 42.151 108.320 912 55.155 15.013 48.171 1.077 47.094 2.020 60.981
1.846.563 1.561.689 262.243 718.465 580.982 284.874 137.017 42.871 104.986 903 58.153 16.726 47.418 1.057 46.361 1.859 63.412
1.845.145 1.552.064 267.205 714.669 570.189 293.081 140.843 42.468 109.771 893 60.377 17.007 44.226 1.053 43.173 2.118 71.683
1.933.772 1.619.876 297.714 731.891 590.271 313.896 155.770 45.129 112.997 898 60.652 16.339 35.253 1.052 34.200 2.435 76.635
1.956.585 1.642.537 288.619 749.066 604.852 314.048 147.485 45.575 120.988 902 56.214 18.952 33.879 1.552 32.327 2.563 72.219
1.966.075 1.644.285 300.912 739.282 604.092 321.789 151.406 48.188 122.195 912 56.239 19.483 34.864 1.047 33.816 4.233 68.623
1.998.785 1.669.237 314.393 758.408 596.437 329.548 164.123 51.585 113.840 923 54.503 20.086 31.052 1.047 30.004 6.378 59.485
1.946.577 1.650.929 305.011 754.041 591.877 295.648 148.551 48.344 98.752 885 48.715 17.816 47.657 1.042 46.616 2.562 46.058
3.021
2.862
2.696
2.631
2.711
2.725
2.564
2.470
2.626
2.728
2.704
28.430 29.783 160.125 69.300 38.309 3.762
28.430 29.783 232.167 6.056 39.413 3.760
28.430 29.783 232.852 10.466 39.834 3.754
28.430 35.198 212.770 18.120 36.303 3.756
28.430 37.158 208.015 22.971 36.055 3.755
28.430 37.160 205.599 28.717 34.771 3.759
28.430 37.161 205.599 32.375 35.207 3.762
28.430 37.163 205.456 38.130 35.305 3.758
28.430 37.168 205.456 44.494 33.902 3.756
28.430 37.174 205.501 51.462 32.617 3.766
28.393 37.164 205.501 57.971 34.699 3.751
Items Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities
h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital
8
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.6. Kegiatan Usaha Bank Umum Syariah - BUKU 1 (Commercial Sharia Banks - Group of Business Activities 1 ) Miliar Rp (Billion Rp) Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara -(SB/PN) Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) 2) d. L/R Tahun berjalan sesudah pajak e. Tambahan modal disetor f. Modal Pinjaman
2015
2014 Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
25.808 25.698 25.298 399 111 111 1.143 395 744 3 5.794 1.314 121 4.248 112 1.126 1.082 44 0 512 497 7 8 -
25.688 25.584 25.186 398 104 104 1.019 371 645 3 4.301 1.352 156 2.793 0 1.129 1.085 44 0 516 501 7 8 0 -
25.780 25.677 25.272 405 103 103 925 371 552 2 4.620 1.287 196 2.944 194 1.129 1.085 44 0 555 541 7 7 21 -
19.386 19.284 19.276 9 101 101 972 287 685 0 3.177 1.106 145 1.926 0 857 813 44 0 462 448 7 6 -
19.468 19.369 19.360 9 100 100 1.025 305 719 1 2.973 1.145 145 1.683 0 866 822 44 0 480 465 7 8 -
19.645 19.547 19.538 8 98 98 1.101 304 796 1 2.729 1.107 148 1.474 0 887 833 54 0 458 442 7 8 -
19.804 19.708 19.701 7 96 96 1.283 335 946 1 3.052 1.108 148 1.789 7 884 833 51 0 438 422 7 8 -
19.451 19.356 19.349 7 95 95 1.206 305 895 6 2.534 1.073 153 1.293 15 915 833 82 0 468 453 8 8 -
19.408 19.316 19.309 7 92 92 1.266 285 980 1 2.466 1.111 155 1.154 46 913 816 97 0 531 515 8 9 -
19.796 19.706 19.701 5 91 91 1.169 292 875 2 2.891 1.062 160 1.669 0 877 763 114 0 498 482 8 8 32 -
20.042 19.952 19.947 5 90 90 1.164 293 870 1 2.612 1.061 170 1.381 0 826 762 64 0 513 497 7 8 29 -
26.742 26.393 1.357 3.336 21.700 350 166 0 183 1.476 487 116 116 0 -
25.487 25.151 1.316 3.053 20.782 336 173 0 163 1.214 290 116 116 0 -
25.959 25.245 1.320 2.897 21.029 714 378 0 335 1.169 100 116 116 0 1
20.045 19.906 829 2.658 16.419 139 137 0 1 1.135 200 116 116 -
20.236 20.085 881 2.375 16.830 151 149 0 1 840 220 116 116 -
20.256 20.150 878 2.414 16.857 107 105 0 1 866 205 116 116 -
20.895 20.804 881 2.620 17.304 91 90 0 1 855 115 116 116 -
20.120 20.051 772 2.558 16.721 70 68 0 1 620 420 116 116 -
19.886 19.828 787 2.547 16.494 59 57 0 1 496 180 114 114 -
20.055 19.998 954 2.619 16.425 56 54 0 1 429 322 114 114 -
19.978 19.928 828 2.565 16.535 51 49 0 1 394 200 114 114 -
4
4
3
3
4
11
14
16
19
19
21
5.071 22 122 265 199 -
5.071 22 367 12 200 -
5.121 22 365 0 200 -
3.319 22 18 6 212 -
3.319 22 17 (3) 213 -
3.319 22 17 24 213 -
3.319 44 (11) 72 374 -
3.319 48 (11) 68 374 -
3.319 48 (11) 31 775 -
3.819 48 (11) 97 778 -
3.819 48 (11) 116 778 -
Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities
h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital
9
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.7. Kegiatan Usaha Bank Umum Syariah - BUKU 2 (Commercial Sharia Banks - Group of Business Activities 2 ) Miliar Rp (Billion Rp) Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Surat Perbendaharaan Negara Sertifikat Bank Indonesia (SBI) (SB/PN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman
2015
2014 Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
122.616 122.247 114.695 7.552 369 369 2.144 1.735 273 137 26.634 6.956 4.599 13.490 1.589 9.082 7.239 1.843 100 3.559 3.365 163 30 2.104 -
120.802 120.392 112.880 7.513 410 410 1.743 1.490 154 99 23.497 7.011 4.399 11.074 1.013 9.332 7.238 2.095 90 3.715 3.525 163 27 1.721 -
120.560 120.140 112.554 7.585 420 420 1.802 1.450 246 105 23.992 6.763 4.949 11.182 1.099 9.323 7.461 1.862 90 3.722 3.530 163 29 2.138 -
128.291 127.852 119.672 8.180 439 439 2.284 1.889 199 197 23.522 7.084 4.843 10.418 1.177 10.102 115 8.165 1.822 79 3.616 3.447 154 15 1.778 -
128.308 127.877 119.771 8.106 432 432 1.866 1.703 122 41 22.928 7.082 4.918 8.337 2.592 11.184 120 9.009 2.055 79 3.399 3.224 156 19 1.517 -
128.900 128.474 120.311 8.163 426 426 2.168 2.002 3 163 22.582 7.134 4.848 7.781 2.820 11.616 169 9.514 1.933 79 3.561 3.385 158 19 2.453 -
131.480 131.002 122.314 8.687 478 478 2.429 2.316 3 111 18.220 7.027 4.690 4.177 2.327 12.178 219 9.735 2.224 79 3.643 3.465 160 18 0 1.543 -
130.194 129.703 121.046 8.656 491 491 2.095 1.988 3 105 20.578 7.031 4.615 5.265 3.667 12.132 436 9.743 1.953 79 3.834 3.654 159 20 1.513 -
130.457 129.971 121.117 8.855 486 486 2.438 2.338 3 97 19.383 7.209 4.815 5.288 2.071 12.368 439 9.961 1.968 79 4.065 3.871 160 34 0 2.433 -
131.925 131.452 121.439 10.013 474 474 1.648 1.591 39 18 21.461 7.199 4.365 6.351 3.546 13.178 862 10.438 1.879 79 4.065 3.868 158 38 0 2.235 -
130.931 130.437 121.378 9.059 494 494 1.855 1.805 44 6 19.687 7.275 3.827 6.720 1.866 15.052 1.488 11.596 1.969 79 4.195 3.983 159 53 0 1.260 -
143.981 133.157 9.572 46.931 76.653 10.824 2.712 151 7.961 3.860 2.950 2.136 2.136 867
138.804 128.401 9.590 45.783 73.029 10.403 2.114 153 8.135 3.687 2.363 1.986 1.986 847
137.200 126.883 8.884 45.390 72.609 10.317 2.302 137 7.877 4.795 3.155 1.986 1.986 834
144.989 133.023 10.220 45.239 77.564 11.966 3.828 135 8.004 4.379 2.500 1.986 1.986 714
144.164 132.223 9.941 45.292 76.989 11.941 4.279 132 7.529 4.603 2.735 1.986 1.986 677
144.119 131.440 12.412 45.737 73.292 12.679 3.885 140 8.653 5.679 3.560 1.986 1.986 0 689
141.921 129.311 11.689 44.201 73.421 12.610 3.703 136 8.772 6.044 4.323 1.986 1.986 582
145.258 132.317 10.976 45.925 75.416 12.941 3.265 142 9.534 5.248 3.375 1.986 1.986 479
144.674 132.148 9.934 45.999 76.215 12.526 3.238 165 9.124 5.186 3.479 1.986 1.986 0 397
146.379 133.732 10.047 46.430 77.254 12.647 3.573 169 8.905 5.552 4.390 1.986 1.986 557
145.879 134.200 9.405 46.372 78.423 11.679 3.019 149 8.511 4.727 3.105 1.986 1.986 715
59
117
114
106
84
83
82
68
73
61
5.573 975 3.444 437 1.594 -
5.573 975 3.902 108 1.597 -
5.573 975 3.796 214 1.599 -
7.376 2.045 3.088 272 1.615 -
7.376 2.045 3.056 328 1.610 -
7.377 2.060 3.073 391 1.635 -
7.377 2.060 3.081 300 1.631 -
7.377 2.097 3.033 352 2.099 -
7.377 2.097 3.033 400 2.101 -
7.878 2.097 3.033 431 1.598 -
Items Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities
60 h. Margin Deposits Components of Capital 7.878 a. Paid In Capital 2.097 b. Reserves 3.033 c. Retained Earnings (Profit/Loss) 497 d. Current Earnings (Profit /Loss) 1.598 e. Additional Paid In Capital f. Loan Capital
1) 2)
10
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.8. Laporan Laba / Rugi Bank Umum (Commercial Banks Income Statements) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee
D. E. F. G. H. I. J. K.
f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Pendapatan non - operasional Beban non - operasional Laba/Rugi non-operasional (E - F) Laba/Rugi tahun berjalan sebelum pajak Penerimaan Transfer Laba/Rugi Transfer Laba/Rugi ke Kantor Pusat Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan) r) Angka-angka diperbaiki *). Angka-angka sementara
2015
2014 Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
568.014 7.816 6.846 37.215 403.926 402.163 1.763 112.211 293.842 562 4.613 172.936 13.615 24.317 135.003 6.993 3.502 104.298 939 274.171
55.957 733 595 3.891 39.168 38.989 179 11.571 31.017 38 426 16.363 1.163 2.106 13.094 621 533 10.776 2.259 24.940
103.842 1.377 1.028 7.456 72.320 71.984 336 21.661 56.523 76 883 31.117 2.217 3.879 25.020 1.229 757 20.255 2.205 47.319
157.866 2.054 1.565 11.593 109.219 108.723 496 33.435 85.728 115 1.359 47.542 3.378 5.785 38.380 1.884 1.048 31.630 2.150 72.138
210.197 2.758 2.282 15.216 145.186 144.531 655 44.754 113.797 153 1.899 63.445 4.627 7.596 2.547 1.385 42.291 2.078 96.400
262.929 3.412 2.980 18.880 182.371 181.559 812 55.286 141.055 191 2.550 79.342 5.881 9.370 64.090 3.196 1.600 52.189 1.987 121.874
316.317 3.986 3.720 22.062 219.530 218.556 975 67.020 168.986 230 2.963 94.761 7.140 11.133 76.488 3.919 1.906 63.381 1.825 147.331
369.786 4.612 4.445 25.389 257.219 256.062 1.156 78.122 197.112 268 3.542 110.464 8.405 12.983 89.076 4.579 2.276 74.035 1.948 172.674
425.027 5.237 5.087 29.235 295.286 293.949 1.337 90.181 225.850 306 3.946 126.241 9.698 14.845 101.698 5.284 2.610 85.569 1.893 199.177
479.007 5.832 5.741 32.316 333.471 331.956 1.514 101.646 253.510 345 4.475 141.555 11.005 16.667 113.883 5.989 2.941 96.485 1.720 225.497
534.366 6.433 6.476 36.046 372.321 370.629 1.692 113.090 281.714 400 5.019 157.130 12.313 18.553 126.264 6.620 3.398 107.475 1.672 252.652
148.439
26.696
42.497
57.594
70.915
84.142
93.944
106.578
127.006
149.319
156.961
6.306
1.563
2.421
2.552
3.003
3.128
3.398
3.627
3.870
4.095
4.695
239
1
1
1
1
0
0
0
0
0
0
55 50.757
0 10.541
8 18.931
4 23.880
1 28.837
0 34.884
0
0
0
0
0
39.723
44.127
57.958
73.139
73.576
54.203
4.256
8.248
13.752
18.602
23.715
28.766
33.417
37.828
42.339
47.042
36.879 278.849
10.334 38.744
12.888 66.580
17.405 92.513
20.471 120.252
22.414 149.154
22.056 177.461
25.406 205.314
27.348 240.769
29.746 278.969
31.594 300.286
2.577
414
464
745
1.133
1.317
1.394
1.760
2.027
2.488
2.555
68
9
13
29
40
50
64
75
94
142
141
1 43.873 64.153
3 10.187 13.884
0 17.466 20.108
0 21.747 26.098
1 26.107 33.259
77 31.694 40.935
9
11
15
21
23
35.921 49.208
40.040 57.121
53.004 63.190
68.348 70.976
65.740 78.820
3.509 164.669 143.761 25.225
255 14.138 12.892 2.131
527 28.001 23.236 3.898
798 43.094 37.219 5.954
1.050 58.663 47.064 7.505
1.322 73.758 56.862 9.850
25.394 (169)
2.167 (35)
4.082 (185)
5.808 146
7.629 (124)
9.621 230
143.591 66.264 67.023 112.160
12.856 46 56 10.242
23.051 88 289 18.067
37.365 11 215 29.630
46.940 34 361 36.847
57.092 65 324 44.775
A. Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections B. Net Interest Income (A1-A2) C. Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares
1.645
1.867
2.126
2.394
89.220 63.814 12.150 11.574
104.440 73.938 14.465 13.601
120.312 85.414 16.919 15.401
134.600 95.847 20.555 17.703
150.319 109.327 D. 19.378 E. 19.079 F.
2.641
576 64.390
863 74.802
1.518 86.932
2.852 98.699
299 G. 109.626 H.
87 332 50.843
101 401 59.069
116 625 68.357
127 620 78.205
174 I. 644 J. 86.632 K.
with equity method, fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/provisions g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax r) Revised figures *) Provisional figures
11
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.9. Laporan Laba / Rugi Bank Umum Konvensional - BUKU 1 (Commercial Conventional Banks Income Statements - Group of Business Acitivies 1 ) Miliar Rp (Billion Rp) Keterangan A. B. C .
D. E. F. G. H. I. J. K.
Pendapatan dan Beban Bunga Pendapatan Bunga Bersih (A1-A2) Pendapatan dan Beban Operasional Lain 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Pendapatan non - operasional Beban non - operasional Laba/Rugi non-operasional (E - F) Laba/Rugi tahun berjalan sebelum pajak Penerimaan Transfer Laba/Rugi Transfer Laba/Rugi ke Kantor Pusat Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan)
2015
2014 Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
9.309
770
1.532
2.393
3.311
4.202
5.097
6.027
6.933
7.844
8.866
1.465
291
256
412
609
753
925
1.049
1.175
1.339
1.555
62
11
26
34
46
51
43
45
50
56
87
4
1
1
1
-
-
-
-
-
-
7
9
10
45
53
62
65
68
75
82
555 820 7.873
38 234 849
81 140 1.344
130 236 1.999
203 313 2.856
259 390 3.594
317 503 4.462
374 564 5.238
424 632 6.019
479 729 6.802
528 858 7.831
13
3
3
6
21
36
207
3
1
1
1
1
24
0 -
-
30 -
12 -
22 -
33 -
-
-
12 1.405
11 353
11 315
13 430
13 666
15 811
17 988
18 1.171
22 1.359
23 1.511
25 1.716
39 6.401 2.901 734 727 8 2.908 115 445 2.014
4 477 211 115 109 5 216 10 181
8 1.006 444 229 227 2 446 20 360
12 1.536 806 330 327 4 809 660
21 2.134 1.064 395 387 8 1.071 865
25 2.713 1.361 515 510 5 1.366 1.105
31 3.413 1.561 612 502 111 1.672 1.366
36 3.991 1.838 729 743 (14) 1.824 1.478
41 4.564 2.089 929 932 (3) 2.086 1.657
46 5.185 2.381 1.130 1.162 (32) 2.349 1.858
50 5.832 2.591 976 1.016 (40) 2.551 2.023
A. Interest Income and Interest Expenses B. Net Interest Income (A1-A2) C. Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/provisions g. Others D. Operating Profit/loss (A1+C1) - (A2+C2) E. Non Operational Income F. Non Operational Expenses G. Non Operational Profit (E - F) H. Current Year profit I. Transfser Profit / Loss Received J. Transfer of Profit/Loss to Head Office K. Profit/Loss After Estimation of tax
12
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.10. Laporan Laba / Rugi Bank Umum Konvensional - BUKU 2 (Commercial Conventional Banks Income Statements - Group of Business Acitivies 2) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya D. Laba/Rugi Operasional (A1 + C1) - (A2 + C2) E. Pendapatan non - operasional F. Beban non - operasional G. Laba/Rugi non-operasional (E - F) H. Laba/Rugi tahun berjalan sebelum pajak I. Penerimaan Transfer Laba/Rugi J. Transfer Laba/Rugi ke Kantor Pusat K. Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan)
2015
2014 Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
101.362 1.734 3.257 5.950 61.677 61.491 186 28.744 58.534 37 1.416 27.310 3.501 2.602 21.206 866 461 28.443 1 42.828
9.493 163 278 617 5.556 5.527 29 2.879 5.675 3 140 2.578 289 246 2.044 83 53 2.818 0 3.818
18.410 304 496 1.205 10.835 10.783 52 5.570 10.992 6 276 4.961 560 481 3.920 176 96 5.478 0 7.418
28.263 449 751 1.850 16.658 16.578 81 8.555 16.940 10 412 7.641 851 721 6.069 276 165 8.436 0 11.323
38.240 608 1.101 2.488 22.263 22.155 108 11.779 23.118 13 552 10.378 1.199 967 8.211 377 232 11.566 0 15.122
48.533 792 1.538 3.136 28.075 27.946 129 14.992 29.460 16 880 13.107 1.542 1.189 10.377 483 290 14.684 0 19.074
58.820 895 1.930 3.738 34.336 34.182 154 17.921 35.769 19 860 15.967 1.882 1.426 12.658 588 353 17.981 0 23.051
68.846 1.022 2.254 4.363 40.099 39.918 181 21.108 41.655 23 990 18.756 2.204 1.651 14.901 689 410 20.788 0 27.192
79.016 1.175 2.566 5.024 46.136 45.927 209 24.115 47.862 26 1.122 21.533 2.533 1.881 17.118 802 464 23.915 0 31.154
89.992 1.333 2.911 5.689 52.462 52.226 236 27.596 54.398 30 1.282 24.262 2.883 2.107 19.272 909 526 27.389 0 35.593
100.746 1.471 3.323 6.345 58.764 58.503 261 30.844 60.798 50 1.426 27.107 3.239 2.340 21.528 1.019 587 30.610 0 39.948
40.540
8.102
13.477
18.197
21.703
24.819
27.666
31.691
39.203
48.344
50.313
2.217
712
1.011
1.051
1.213
1.258
1.427
1.532
1.693
1.741
2.173
235
1
0
0
0
0
0
0
-
-
-
26.661
6.180
10.292
13.605
15.943
18.162
21.297
24.401
30.962
39.215
39.896
6.877 4.551 61.733
556 653 9.229
1.045 1.129 16.535
1.647 1.894 22.887
2.191 2.355 28.921
2.744 2.656 35.643
3.336 1.606 40.916
3.806 1.951 47.830
4.349 2.199 57.397
4.915 2.474 69.073
5.478 2.713 74.360
807
168
319
480
722
861
944
1.242
1.412
1.666
1.655
65
8
12
28
38
50
64
75
94
142
188
0 24.009 7.928
5.817 1.062
9.577 2.064
12.422 2.874
0 14.598 3.847
71 16.751 5.590
0 19.788 5.156
0 22.688 6.158
0 28.632 6.943
0 36.322 7.850
0 37.220 9.440
1.097 27.827 21.635 2.306 1.602 704 22.339 3.670 4.087 16.662
73 2.101 2.692 288 231 56 2.748 (4) (4) 2.214
171 4.391 4.360 444 378 66 4.426 (4) 177 3.290
251 6.832 6.633 644 559 84 6.718 11 215 5.159
319 9.398 7.904 810 726 84 7.988 34 361 5.851
411 11.909 8.250 1.092 899 193 8.444 65 324 6.040
478 14.487 9.802 1.521 1.234 287 10.089 87 332 7.394
545 17.121 11.053 1.800 1.423 377 11.430 101 401 8.341
627 19.690 12.961 2.184 1.681 503 13.464 116 625 9.606
724 22.368 14.865 2.515 2.052 463 15.328 127 620 11.282
788 25.068 15.901 2.361 1.982 379 16.280 174 644 11.868
A. Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections B. Net Interest Income (A1-A2) C. Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/provisions g. Others D. Operating Profit/loss (A1+C1) - (A2+C2) E. Non Operational Income F. Non Operational Expenses G. Non Operational Profit (E - F) H. Current Year profit I. Transfser Profit / Loss Received J. Transfer of Profit/Loss to Head Office K. Profit/Loss After Estimation of tax
13
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.11. Laporan Laba / Rugi Bank Umum Konvensional - BUKU 3 (Commercial Conventional Banks Income Statements - Group of Business Acitivies 3) Miliar Rp (Billion Rp) Keterangan
2015
2014 Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
A. Interest Income and Interest Expenses
A. Pendapatan dan Beban Bunga
B. C .
D. E. F. G. H. I. J. K.
1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga Pendapatan Bunga Bersih (A1-A2) Pendapatan dan Beban Operasional Lain 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Pendapatan non - operasional Beban non - operasional Laba/Rugi non-operasional (E - F) Laba/Rugi tahun berjalan sebelum pajak Penerimaan Transfer Laba/Rugi Transfer Laba/Rugi ke Kantor Pusat Jumlah laba/rugi bersih (setelah taksiran pajak
203.611 2.063 905 12.450 135.633 134.895 738 52.560 129.567 3 1.488 69.759 4.061 10.354 55.344 4.794 1.769 51.754 1 74.045
18.053 179 77 1.175 11.888 11.817 71 4.734 11.609 0 134 6.214 377 826 5.011 390 168 4.702 1 6.444
35.147 357 151 2.270 23.135 22.999 135 9.235 22.486 0 269 11.954 730 1.527 9.697 800 318 9.145 0 12.661
53.633 510 230 3.484 35.342 35.138 204 14.067 34.361 0 401 18.292 1.100 2.277 14.915 1.246 501 13.920 0 19.272
71.820 694 315 4.606 47.201 46.928 273 19.004 46.255 0 586 24.578 1.488 2.966 20.124 1.700 674 18.717 0 25.565
90.427 875 394 5.731 59.377 59.035 342 24.050 58.340 1 760 30.988 1.891 3.636 25.461 2.120 844 23.627 0 32.087
108.925 1.051 477 6.832 71.431 71.019 412 29.133 70.370 1 949 37.080 2.288 4.301 30.491 2.559 1.027 28.754 1 38.555
127.713 1.202 557 7.960 83.878 83.390 488 34.114 82.302 1 1.146 43.083 2.677 4.989 35.417 3.022 1.216 33.835 0 45.410
147.242 1.375 627 9.037 96.340 95.776 564 39.864 94.645 1 1.296 49.149 3.072 5.698 40.379 3.484 1.407 39.309 0 52.597
165.935 1.508 702 10.166 108.613 107.976 637 44.945 106.384 1 1.480 55.052 3.453 6.396 45.203 3.939 1.617 44.294 0 59.551
185.011 1.695 781 11.280 121.225 120.513 712 50.030 118.326 1 1.859 61.130 3.843 7.125 50.162 4.242 1.802 49.292 0 66.685
42.303
5.893
11.563
15.238
19.339
23.844
27.711
30.309
37.069
44.220
45.063
1.700
621
1.016
1.035
1.182
1.206
1.232
1.284
1.336
1.384
1.477
0
0
0
0
0
-
-
-
-
-
-
55 16.176
0 3.442
8 6.995
4 8.198
1 10.097
0 12.340
0 14.453
0 15.422
0 20.465
0 25.872
0 24.889
15.955 8.416 86.423
1.104 726 10.048
2.219 1.325 19.242
3.503 2.499 27.357
4.765 3.294 35.944
6.465 3.832 44.885
7.807 4.220 54.309
8.947 4.655 62.014
10.086 5.182 73.747
11.297 5.667 86.637
12.505 6.191 93.082
337
66
76
146
230
245
250
306
376
479
391
-
-
-
-
-
-
-
0
0
-
-
1 14.585 19.857 1.619
3 3.359 2.375 105
0 6.603 4.050 217
0 7.642 6.571 314
1 9.455 8.697 411
5 11.405 10.992 519
9 13.262 13.866 684
11 13.991 16.061 781
15 18.632 18.292 888
20 23.667 21.383 987
23 22.299 24.522 1.101
50.026 29.924 18.505 18.367 138 30.062 5.575 5.587 23.483
4.140 2.288 1.370 1.443 (72) 2.216 1.671
8.296 4.982 2.676 2.829 (153) 4.829 3.737
12.683 7.154 3.965 4.131 (166) 6.987 5.413
17.149 8.961 5.405 5.470 (65) 8.896 6.834
21.719 11.046 6.840 6.894 (54) 10.992 8.498
26.238 11.957 8.289 8.269 20 11.978 9.336
30.864 13.704 9.658 9.610 48 13.753 10.700
35.545 15.919 10.427 10.687 (260) 15.659 12.169
40.101 17.135 11.820 12.111 (291) 16.844 13.075
44.747 18.666 13.020 13.415 (395) 18.271 14.157
B. C.
D. E. F. G. H. I. J. K.
1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections Net Interest Income (A1-A2) Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/provisions g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax
14
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.12. Laporan Laba / Rugi Bank Umum Konvensional - BUKU 4 (Commercial Conventional Banks Income Statements - Group of Business Acitivies 4) Miliar Rp (Billion Rp) Keterangan
2015
2014 Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
A. Interest Income and Interest Expenses
A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. b. c. d.
B. C .
D. E. F. G. H. I. J. K.
Dari Bank Indonesia Dari Penempatan pada bank lain Dari surat berharga Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga Pendapatan Bunga Bersih (A1-A2) Pendapatan dan Beban Operasional Lain 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Pendapatan non - operasional Beban non - operasional Laba/Rugi non-operasional (E - F) Laba/Rugi tahun berjalan sebelum pajak Penerimaan Transfer Laba/Rugi Transfer Laba/Rugi ke Kantor Pusat Jumlah laba/rugi bersih (setelah taksiran pajak
209.702 2.868 1.890 17.150 173.366 172.719 647 14.429 74.943 521 985 58.947 5.007 9.831 44.109 772 1.112 11.669 937 134.759
22.809 223 180 1.955 18.708 18.644 64 1.743 10.183 35 104 5.985 425 892 4.668 102 307 1.395 2.256 12.625
39.534 419 261 3.692 32.442 32.325 117 2.720 16.268 70 242 11.171 780 1.588 8.802 161 333 2.086 2.205 23.265
58.898 643 388 5.786 48.212 48.049 163 3.869 23.255 105 404 16.971 1.202 2.371 13.398 232 362 3.032 2.149 35.643
77.546 864 573 7.474 63.635 63.425 211 5.000 29.782 140 575 22.267 1.613 3.117 17.537 310 450 3.965 2.077 47.764
96.767 1.026 655 9.182 79.726 79.464 262 6.178 36.077 174 668 27.435 2.017 3.869 21.549 394 440 4.979 1.986 60.690
115.846 1.207 812 10.453 95.533 95.220 313 7.841 42.164 210 851 32.366 2.435 4.606 25.326 509 494 5.911 1.825 73.681
134.887 1.454 1.018 11.850 111.832 111.457 375 8.733 48.957 245 1.041 37.708 2.885 5.417 29.405 552 615 6.849 1.947 85.931
154.426 1.624 1.188 13.781 128.071 127.637 434 9.762 55.439 280 1.115 43.069 3.349 6.212 33.509 635 699 7.748 1.892 98.987
173.521 1.801 1.328 14.910 144.613 144.121 492 10.870 61.661 314 1.254 48.229 3.819 6.987 37.423 739 752 8.653 1.719 111.860
193.295 1.949 1.478 16.683 161.328 160.774 554 11.857 68.012 349 1.228 53.315 4.278 7.793 41.244 917 959 9.573 1.671 125.283
57.074
11.769
16.201
21.350
24.946
29.808
33.225
38.163
44.062
50.354
54.649
2.320
217
363
423
550
599
677
741
762
876
920
-
-
-
-
-
-
-
-
-
-
-
7.845
907
1.630
2.058
2.739
4.313
3.896
4.218
6.438
7.948
8.676
29.177 17.733 107.623
2.408 8.236 17.203
4.648 9.559 26.890
8.088 10.781 35.454
10.929 10.729 44.974
13.608 11.288 56.061
16.531 12.121 68.383
19.397 13.807 79.028
22.083 14.779 91.149
24.687 16.842 103.667
27.463 17.589 111.075
1.421
177
66
112
160
181
189
189
207
307
302
-
-
-
-
-
-
-
-
-
-
-
5.243 27.732
998 9.377
1.271 12.555
1.665 13.584
2.035 15.557
3.516 18.443
2.845 24.484
3.332 27.837
5.707 30.155
8.322 34.239
6.181 36.704
754 72.473 84.210 3.627 377 3.250 87.460 56.571 56.571 69.300
70 6.728 7.191 352 12 340 7.530 6.056
129 12.869 12.576 535 18 517 13.093 10.466
216 19.878 21.539 997 29 969 22.507 18.120
291 26.930 27.737 876 37 839 28.576 22.971
358 33.562 34.437 1.377 44 1.333 35.771 28.717
439 40.426 38.523 1.691 55 1.635 40.158 32.375
488 47.182 45.065 2.210 65 2.144 47.210 38.130
553 54.527 51.900 3.299 87 3.212 55.112 44.494
617 60.183 58.547 4.997 105 4.892 63.439 51.462
678 67.210 68.856 2.943 120 2.823 71.679 57.971
1. Interest Income From Bank Indonesia Placement From interbank placement From securities From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections Net Interest Income (A1-A2) Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/provisions g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax a. b. c. d.
B. C.
D. E. F. G. H. I. J. K.
15
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.13. Laporan Laba / Rugi Bank Umum Syariah - BUKU 1 (Commercial Sharia Banks Income Statements - Group of Business Acitivies 1 ) Miliar Rp (Billion Rp) Keterangan
2015
2014 Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
A. Interest Income and Interest Expenses
A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya D. Laba/Rugi Operasional (A1 + C1) - (A2 + C2) E. Pendapatan non - operasional F. Beban non - operasional G. Laba/Rugi non-operasional (E - F) H. Laba/Rugi tahun berjalan sebelum pajak I. Penerimaan Transfer Laba/Rugi J. Transfer Laba/Rugi ke Kantor Pusat K. Jumlah laba/rugi bersih (setelah taksiran pajak
5.485 112 37 116 3.578 3.567 11 1.642 3.612 1 99 1.810 227 50 1.533 49 3 1.648 1.873
535 13 5 10 378 377 1 129 324 0 5 187 14 4 168 3 0 128 211
1.030 23 9 19 734 732 2 244 611 0 12 351 27 8 317 4 1 244 418
1.548 36 13 27 1.112 1.109 3 360 914 18 530 38 12 480 6 1 359 634
2.078 49 17 37 1.495 1.491 4 481 1.218 23 705 52 15 639 7 2 480 860
2.598 59 22 47 1.869 1.863 5 602 1.523 29 882 65 18 798 9 2 601 1.075
3.137 69 27 58 2.263 2.256 6 720 1.821 33 1.055 78 22 956 11 2 719 1.316
3.674 78 33 69 2.660 2.653 7 833 2.112 36 1.226 89 25 1.112 15 3 832 1.561
4.270 88 38 79 3.118 3.109 9 946 2.403 39 1.400 101 28 1.270 17 3 945 1.866
4.729 98 44 87 3.448 3.439 10 1.051 2.677 42 1.564 113 32 1.419 18 4 1.050 2.052
5.263 108 49 101 3.851 3.840 11 1.155 2.956 45 1.733 124 35 1.574 21 4 1.154 2.307
656
67
134
179
230
288
411
474
582
924
1.060
1
1
1
1
1
1
3
-
-
-
-
-
-
-
-
-
-
-
-
-
-
29
-
-
-
-
-
-
-
13
14
-
2
4
6
7
9
7
9
10
7 58 259
13 117 542
18 155 788
26 196 1.053
35 244 1.308
43 360 1.761
51 413 2.053
59 513 2.484
68 839 2.938
77 969 3.289
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
24 637
-
113 514 2.201
0 1.540 328 17 13 4 332 333 333 265
1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections B. Net Interest Income (A1-A2) C. Other Operating Income and Expenses
-
-
-
-
-
-
2 90
3 199
4 281
6 370
7 448
7 716
9 833
10 1.084
12 1.348
13 1.512
0 168 19 0 1 (0) 19 51 51 12
0 340 10 1 1 0 10 92 92 0
502 26 2 2 0 26 8
678 37 2 3 (1) 37 15
853 56 3 3 (1) 55 26
1.038 (34) 4 5 (1) (35) (72)
1.211 (18) 5 6 (2) (19) (66)
1.390 (35) 8 7 1 (34) (89)
1.578 38 9 6 3 41 (22)
1.763 78 10 8 2 80 10
D. E. F. G. H. I. J. K.
1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/provisions g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax
16
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.14. Laporan Laba / Rugi Bank Umum Syariah - BUKU 2 (Commercial Sharia Banks Income Statements - Group of Business Acitivies 2) Miliar Rp (Billion Rp) Keterangan
2015
2014 Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
A. Interest Income and Interest Expenses
A. Pendapatan dan Beban Bunga
B. C .
D. E. F. G. H. I. J. K.
1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga Pendapatan Bunga Bersih (A1-A2) Pendapatan dan Beban Operasional Lain 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Pendapatan non - operasional Beban non - operasional Laba/Rugi non-operasional (E - F) Laba/Rugi tahun berjalan sebelum pajak Penerimaan Transfer Laba/Rugi Transfer Laba/Rugi ke Kantor Pusat Jumlah laba/rugi bersih (setelah taksiran pajak
20.368 556 5 657 13.634 13.603 32 5.516 9.010 248 6.986 202 1.008 5.776 309 108 1.359 11.358
2.531 95 1 54 1.204 1.201 3 1.177 1.459 10 608 15 91 502 20 3 818 1.072
4.813 161 1 110 2.391 2.383 8 2.151 2.789 25 1.168 30 185 953 40 6 1.550 2.025
7.124 252 1 198 3.582 3.570 12 3.091 4.252 40 1.775 41 266 1.468 53 10 2.373 2.873
9.395 306 2 263 4.738 4.722 16 4.087 5.618 56 2.343 60 344 1.939 61 17 3.141 3.777
11.658 359 2 336 5.928 5.908 20 5.033 6.912 79 2.888 78 422 2.388 86 12 3.848 4.746
13.924 400 2 433 7.034 7.010 24 6.054 8.293 106 3.415 97 498 2.821 119 12 4.641 5.630
16.207 434 2 502 8.233 8.205 28 7.036 9.654 131 3.956 117 572 3.267 148 13 5.407 6.553
18.670 489 3 570 9.549 9.517 32 8.059 11.030 150 4.501 137 647 3.717 174 14 6.191 7.640
20.944 551 3 613 10.737 10.700 37 9.042 12.349 167 5.045 156 720 4.168 193 15 6.929 8.596
23.259 616 3 667 11.910 11.869 41 10.064 13.695 186 5.592 174 781 4.637 210 16 7.691 9.563
6.401
575
866
2.217
4.087
4.629
4.005
4.893
4.914
4.139
4.321
8
3
6
8
11
13
18
23
28
35
38
-
-
21
-
1.527 4.846 12.996
-
-
-
-
-
-
-
-
-
-
-
1
2
4
5
7
9
11
14
17
19
144 427 1.155
241 618 2.027
365 1.840 4.028
488 3.583 6.503
605 4.004 7.664
732 3.246 7.630
842 4.017 9.151
828 4.043 9.974
893 3.195 9.853
991 3.273 10.650
0
0
0
0
0
0
0
0
0
0
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
0 6.595
0 629
0 925
1 2.358
1 4.122
1 4.652
1 3.997
1 5.061
2 5.357
2 4.644
2 4.926
0 6.401 4.763 35 4.307 (4.272) 491 437
1 525 491 6 371 (365) 127 108
3 1.099 864 12 629 (617) 247 214
5 1.663 1.062 17 761 (744) 317 269
7 2.373 1.361 17 1.006 (989) 372 311
9 3.001 1.712 23 1.270 (1.247) 465 389
14 3.618 2.005 32 1.508 (1.476) 529 445
16 4.072 2.295 63 1.753 (1.690) 605 486
18 4.597 2.580 73 2.007 (1.935) 646 519
21 5.185 2.882 83 2.266 (2.183) 699 551
24 5.697 3.235 69 2.538 (2.469) 766 603
B. C.
D. E. F. G. H. I. J. K.
1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections Net Interest Income (A1-A2) Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method,fees/comissions/provisions f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/provisions g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax
17
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.15. Rekening Administratif Bank Umum
(Commercial Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya Ket: r) Angka-angka diperbaiki
2015
2014 Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
472.959 24.710
481.118 24.227
521.196 30.891
522.252 35.407
536.608 35.715
533.160 33.798
540.171 18.998
584.144 37.357
598.349 38.743
611.330 39.835
440.874 7.376
449.891 7.001
482.812 7.494
477.958 8.888 1.794.038
491.364 9.529 1.801.891
491.502 7.860 1.827.051
511.591 9.582 1.905.601
538.456 8.332 1.869.259
553.139 6.467 1.955.122
564.428 7.067 2.006.975
1.678.723
r)
1.742.891
r)
1.737.698
r)
1.137.501 297.369 840.132
1.175.234 301.896 873.337
1.149.546 279.011 870.534
1.193.305 295.478 897.827
1.165.706 288.795 876.911
1.177.527 293.443 884.083
1.243.832 303.291 940.541
1.194.267 305.374 888.894
1.239.313 305.853 933.460
1.247.794 296.483 951.312
7.868 1.533 6.335 74.274
8.905 1.738 7.168 74.132
7.026 1.858 5.169 67.290
7.888 2.472 5.416 70.653
7.118 1.473 5.645 69.769
7.269 1.664 5.606 68.599
9.929 2.606 7.323 64.670
9.870 1.647 8.223 66.716
9.251 1.697 7.553 69.715
10.973 2.798 8.176 72.763
454.203 4.877 284.281 244.456 36.327 3.498 249.737 247.851 1.886 237.956
474.929 9.691 303.048 261.522 37.929 3.598 238.566 236.784 1.782 233.857
505.822 8.014 297.140 254.282 39.073 3.785 242.268 240.208 2.060 236.671
515.979 6.213 294.429 251.209 39.406 3.815 249.865 247.966 1.898 240.693
553.114 6.184 293.364 249.541 39.975 3.847 253.797 251.731 2.066 242.180
567.778 5.878 295.198 250.512 40.800 3.885 259.361 257.310 2.051 244.880
581.277 5.893 293.150 249.570 39.524 4.055 266.444 264.337 2.106 251.089
592.619 5.787 303.219 258.634 40.535 4.050 269.978 267.991 1.987 253.930
630.166 6.677 310.934 265.027 41.824 4.084 279.485 277.424 2.061 259.293
669.431 6.012 326.804 280.672 41.943 4.189 296.955 294.976 1.979 265.776
23.301 195.932 187.325 8.607 18.723 11.883 6.840
23.528 190.678 182.039 8.639 19.652 12.119 7.533
23.802 193.522 184.818 8.704 19.347 12.212 7.136
23.627 197.705 188.764 8.941 19.361 12.230 7.130
23.520 199.193 190.179 9.014 19.467 12.326 7.141
23.018 202.120 192.934 9.186 19.742 12.568 7.174
22.980 208.156 198.895 9.261 19.953 12.729 7.224
23.055 211.051 201.770 9.281 19.824 13.567 6.257
23.503 215.798 206.403 9.396 19.992 13.724 6.269
23.938 221.561 211.894 9.667 20.277 13.884 6.393
Okt
Indicator
565.090 Commited Claims 39.259 - Unused borrowing - Outstanding spot and derivatives (purchased) 515.928 9.903 - Others 1.914.483 Commited Liabilities - Undisbursed loan facilities 1.230.329 to debtors - Committed 285.875 - Uncommitted 944.454 - Undisbursed loan facilities to other banks 11.270 2.824 - Committed 8.446 - Uncommitted 73.916 - Current Irrevocable L/C - Outstanding spot and 592.498 derivatives (sold) 6.470 - Others 312.053 Contingent Claims 265.919 - Received guarantees 41.946 - Accrued interest 4.187 - Others 287.892 Contingent Liabilities 285.843 - Issued guarantees 2.050 - Others 264.058 Others 23.011 220.661 211.169 9.492 20.385 13.932 6.453
- Channelling - Written off earning assets
- Credit disbursed - Others - Charged off earning assets
- Credit disbursed - Others Note: r) Revised figures
18
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.16. Rekening Administratif Bank Umum Konvensional - BUKU 1 (Commercial Conventional Banks Off-Balance Sheet - Group of Business Acitivies 1 ) Miliar Rp ( Billion Rp ) Indikator
Des Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya
2015
2014 Jan
Feb
Mar
Apr
Mei
Indicator
Jun
Jul
Ags
Sep
Okt 1.784 Commited Claims - Unused borrowing - Outstanding spot and derivatives (purchased) 1.731 53 - Others 14.819 Commited Liabilities - Undisbursed loan facilities to debtors 12.654 - Committed 5.434 - Uncommitted 7.220 166 - Undisbursed loan facilities
831 -
434 -
1.194 684
442 -
2.264 -
2.249 -
1.646 -
1.166 -
2.017 -
1.217 -
620 211 11.730
158 276 11.686
247 263 11.654
242 200 12.297
2.056 208 15.920
2.048 201 15.112
1.616 30 14.359
1.100 66 14.517
1.947 70 15.746
1.158 59 14.888
10.416 5.485 4.931 164
10.935 5.741 5.194 149
10.855 5.664 5.191 175
11.439 6.158 5.280 171
13.233 6.425 6.808 208
12.509 6.078 6.431 201
12.341 6.602 5.739 167
12.899 6.993 5.905 197
13.257 7.164 6.093 193
13.201 6.657 6.544 182
77 87 298
72 77 245
97 78 214
97 74 235
109 99 388
111 90 306
102 65 204
121 75 229
126 66 227
108 74 265
106 59 209
819 33 1.216 437 545 235 2.666 1.998 668 2.017 402 1.551 1.548 3 64 64 0
311 47 1.252 394 568 290 2.285 1.554 731 2.035 419 1.550 1.547 4 65 65 0
395 16 1.453 403 574 476 2.460 1.621 839 2.260 647 1.547 1.544 4 65 65 0
432 21 1.414 392 544 477 2.498 1.717 781 2.202 618 1.559 1.555 4 26 26 0
2.066 24 2.107 1.073 551 483 2.933 2.121 811 2.237 521 1.690 1.677 14 26 26 0
2.060 35 2.364 1.314 568 482 3.039 2.343 697 2.229 477 1.724 1.710 14 28 28 0
1.614 33 2.161 1.106 563 492 2.740 2.218 522 2.284 487 1.757 1.721 37 40 29 11
1.120 73 2.120 1.070 574 475 2.763 2.265 498 2.260 454 1.773 1.759 14 33 33 0
2.022 47 2.170 1.097 608 464 2.815 2.372 443 2.282 419 1.819 1.805 14 45 34 11
1.159 80 2.202 1.132 610 460 2.828 2.437 391 2.564 351 2.051 1.901 150 162 26 136
1.710 79 2.282 1.135 649 497 2.794 2.412 382 2.182 328 1.631 1.530 101 224 27 197
to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others
19
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.17. Rekening Administratif Bank Umum Konvensional - BUKU 2 (Commercial Conventional Off-Balance Sheet - Group of Business Acitivies 2 ) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya
2014 Des
2015
Indicator
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
237.383 3.637 230.676
240.511 3.825 234.134
251.654 3.732 244.929
255.837 3.908 248.437
153.784 3.858 146.292
154.525 3.957 146.989
154.798 3.452 147.006
152.214 3.465 144.216
158.005 3.569 152.308
169.996 3.189 164.773
150.827 Commited Claims 4.290 - Unused borrowing 141.266 - Outstanding spot and derivatives
3.070 539.299
2.553 553.248
2.993 555.325
3.492 572.541
3.634 341.988
3.579 355.027
4.340 361.363
4.533 360.935
2.128 377.941
2.034 388.753
261.362 61.325 200.038
262.996 59.716 203.281
255.912 57.860 198.052
266.835 63.920 202.915
137.307 31.297 106.010
140.559 33.364 107.195
147.914 36.031 111.883
151.279 34.733 116.546
150.975 33.615 117.360
154.618 34.377 120.241
1.949 82 1.867 9.002
3.105 62 3.043 9.592
1.400 67 1.333 8.635
1.493 60 1.433 7.882
191 7 184 6.916
291 207 84 6.804
304 208 96 8.024
282 207 75 7.485
278 207 72 7.530
1.028 209 820 6.959
266.580 405 95.277 92.715 2.515 47 53.338 52.923 415 20.686 2.837 16.889 14.303 2.586 960 950 9
276.477 1.078 108.844 106.585 2.211 48 49.785 49.384 402 18.945 2.152 15.443 13.054 2.389 1.351 969 382
288.055 1.322 99.270 96.829 2.389 52 51.121 50.722 399 18.686 2.123 15.582 13.151 2.431 980 980 -
295.644 687 103.129 100.638 2.433 58 52.333 51.949 384 19.075 2.028 16.018 13.356 2.662 1.029 1.029 -
197.052 522 62.175 59.667 2.456 51 44.383 44.030 353 14.605 2.008 11.546 9.065 2.481 1.051 1.051 -
206.716 657 63.734 61.080 2.601 53 46.132 45.756 376 14.326 1.611 11.662 9.135 2.527 1.053 1.053 -
203.887 1.235 63.035 60.668 2.321 46 50.220 49.809 411 15.205 1.399 12.664 10.118 2.547 1.141 1.081 61
200.455 1.434 66.113 63.656 2.410 48 49.002 48.579 422 15.405 1.458 12.859 10.277 2.582 1.089 1.089 -
217.423 1.734 69.267 66.555 2.665 47 51.542 51.143 400 16.175 1.460 13.613 10.937 2.676 1.102 1.101 1
225.512 635 78.221 75.330 2.843 47 58.387 58.012 375 15.926 1.412 13.394 10.610 2.784 1.119 1.119 -
5.271 - Others 353.109 Commited Liabilities - Undisbursed loan facilities 152.154 to debtors 36.536 - Committed 115.618 - Uncommitted - Undisbursed loan facilities 632 to other banks 60 - Committed 572 - Uncommitted 6.854 - Current Irrevocable L/C - Outstanding spot and derivatives (sold) 191.729 1.741 - Others 71.588 Contingent Claims 68.613 - Received guarantees 2.927 - Accrued interest 48 - Others 53.917 Contingent Liabilities 53.546 - Issued guarantees 370 - Others 15.069 Others 1.383 - Channelling 12.579 - Written off earning assets - Credit disbursed 9.968 2.611 - Others 1.107 - Charged off earning assets - Credit disbursed 1.107 - Others 0
(purchased)
20
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.18. Rekening Administratif Bank Umum Konvensional - BUKU 3 (Commercial Conventional Off-Balance Sheet - Group of Business Acitivies 3 ) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya
2014 Des
2015 Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
205.532 19.834
213.541 19.135
231.959 25.183
225.259 27.577
344.988 27.969
340.843 25.874
346.334 11.547
384.554 29.834
390.522 30.959
388.291 32.251
182.343 3.355 677.593
190.631 3.776 716.573
202.817 3.959 722.116
192.706 4.976 741.785
311.521 5.498 970.989
311.206 3.763 978.168
330.032 4.755 1.059.910
351.592 3.129 1.010.758
355.980 3.583 1.046.372
351.637 4.403 1.082.365
492.378 80.200 412.178
513.353 79.776 433.577
512.916 77.603 435.313
533.231 87.200 446.032
631.076 110.317 520.759
639.467 109.990 529.477
705.246 115.477 589.769
647.645 111.214 536.432
670.515 113.235 557.281
684.157 110.111 574.047
4.501 162 4.340 23.654 154.408
4.185 179 4.007 23.641 168.336
3.700 51 3.650 20.369 179.947
4.040 178 3.862 22.515 177.950
5.533 218 5.315 22.671 307.824
5.611 217 5.394 21.994 307.320
7.160 220 6.940 21.793 322.498
8.260 231 8.029 23.806 328.182
7.619 247 7.372 23.765 341.072
8.807 1.570 7.236 24.543 361.076
2.652 128.780 118.999 6.687 3.094 53.988 53.574 414 70.018 2.509 51.637 49.167 2.470 15.871 9.041 6.831
7.058 131.081 120.807 7.159 3.115 52.392 52.132 260 73.039 3.191 53.469 50.772 2.697 16.379 9.229 7.151
5.183 132.252 121.846 7.296 3.110 53.266 52.950 317 74.523 3.191 54.927 52.212 2.716 16.405 9.270 7.136
4.049 125.171 114.447 7.590 3.134 54.796 54.453 343 75.489 3.191 55.917 53.195 2.722 16.381 9.250 7.130
3.884 162.617 151.576 7.877 3.165 63.017 62.500 517 80.903 3.190 61.230 58.309 2.921 16.483 9.342 7.141
3.776 161.828 150.521 8.108 3.199 64.265 63.667 597 82.351 3.182 62.552 59.508 3.044 16.616 9.442 7.174
3.213 162.418 151.361 7.694 3.363 66.290 65.500 790 83.965 3.180 64.094 61.021 3.073 16.691 9.539 7.153
2.865 166.753 155.362 8.020 3.371 66.693 66.012 681 84.849 3.196 64.877 61.799 3.079 16.775 10.518 6.257
3.400 168.959 157.234 8.314 3.411 67.520 66.694 826 86.248 3.140 66.223 63.136 3.087 16.885 10.628 6.257
3.783 174.667 162.588 8.556 3.522 69.781 68.971 811 87.606 3.174 67.428 64.325 3.102 17.005 10.747 6.257
Okt
Indicator
357.958 Commited Claims 30.863 - Unused borrowing - Outstanding spot and derivatives (purchased) 323.012 4.083 - Others 1.021.573 Commited Liabilities - Undisbursed loan facilities 664.504 to debtors - Committed 101.088 - Uncommitted 563.416 - Undisbursed loan facilities to other banks 9.350 - Committed 1.584 - Uncommitted 7.767 22.078 - Current Irrevocable L/C 322.480 - Outstanding spot and
derivatives (sold) 3.161 - Others 166.518 Contingent Claims 154.395 - Received guarantees 8.641 - Accrued interest 3.482 - Others 68.059 Contingent Liabilities 67.170 - Issued guarantees 890 - Others 88.706 Others 3.172 - Channelling 68.487 - Written off earning assets - Credit disbursed 65.318 3.169 - Others 17.047 - Charged off earning assets - Credit disbursed 10.792 - Others 6.256
21
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.19. Rekening Administratif Bank Umum Konvensional - BUKU 4 (Commercial Conventional Banks Off-Balance Sheet - Group of Business Acitivies 4) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya
2014 Des
2015 Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
28.631 1.239
26.382 1.267
36.296 1.293
40.660 3.922
35.407 3.889
35.190 3.967
37.043 4.000
45.831 4.058
47.362 4.215
51.398 4.395
26.763 630 423.202
24.797 319 435.539
34.750 254 439.948
36.540 197 461.632
31.359 160 466.770
30.952 271 472.751
32.630 414 464.099
41.195 578 477.688
42.497 651 509.160
46.457 546 514.774
349.890 129.043 220.847
365.161 136.709 228.452
363.576 137.688 225.888
378.237 138.023 240.214
380.506 140.582 239.923
381.292 143.818 237.473
374.618 144.960 229.658
379.270 152.208 227.062
401.024 151.606 249.418
392.054 145.052 247.002
951 939 11 40.534
1.038 1.027 12 39.817
1.637 1.631 6 37.407
2.132 2.125 6 39.446
1.132 1.126 6 39.205
1.119 1.117 2 39.029
2.240 2.062 177 34.285
1.078 1.075 3 34.834
1.107 1.103 3 37.766
898 892 5 40.536
31.826 56.593 32.281 24.197 115 138.353 137.976 377 140.277 17.502 121.123 117.614 3.508 1.652 1.652 -
29.522 58.529 33.712 24.680 138 132.603 132.225 378 134.842 17.716 115.449 111.939 3.510 1.677 1.677 -
37.328 60.497 35.179 25.181 138 133.929 133.434 495 136.122 17.790 116.622 113.108 3.514 1.710 1.710 -
41.817 61.106 35.705 25.261 140 138.747 138.368 379 138.308 17.740 118.832 115.317 3.514 1.736 1.736 -
45.928 62.793 37.197 25.454 142 141.775 141.395 380 138.859 17.750 119.363 115.804 3.559 1.745 1.745 -
51.312 63.646 37.569 25.931 145 143.836 143.455 381 140.362 17.698 120.790 117.229 3.562 1.874 1.874 -
52.956 61.907 36.407 25.352 148 144.993 144.609 384 143.890 17.864 124.125 120.559 3.565 1.902 1.902 -
62.506 64.588 38.517 25.922 149 149.178 148.792 386 145.661 17.897 125.837 122.270 3.568 1.926 1.926 -
69.263 66.868 40.111 26.605 153 155.061 154.668 392 148.689 18.434 128.294 124.715 3.580 1.960 1.960 -
81.286 68.047 41.590 26.304 153 163.577 163.175 402 153.605 18.951 132.664 129.072 3.592 1.991 1.991 -
Okt
Indicator
54.176 Commited Claims 4.106 - Unused borrowing - Outstanding spot and derivatives (purchased) 49.618 452 - Others 519.034 Commited Liabilities - Undisbursed loan facilities 397.384 to debtors - Committed 142.538 - Uncommitted 254.846 - Undisbursed loan facilities to other banks 1.071 - Committed 1.063 - Uncommitted 8 44.325 - Current Irrevocable L/C - Outstanding spot and derivatives (sold) 76.253 - Others 67.335 Contingent Claims 41.058 - Received guarantees 26.124 - Accrued interest 153 - Others 160.418 Contingent Liabilities 160.011 - Issued guarantees 408 - Others 151.674 Others 18.079 - Channelling 131.589 - Written off earning assets - Credit disbursed 128.017 3.572 - Others Charged off earning assets 2.006 - Credit disbursed 2.006 - Others -
22
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.20. Rekening Administratif Bank Umum Syariah - BUKU 1 (Commercial Sharia Banks Off-Balance Sheet - Group of Business Acitivies 1 ) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya
2015
2014 Des
Jan 4 -
Feb 33 -
Mar
Apr
0
Mei
0
0
-
-
-
Jun
Jul
Ags
Sep
Indicator
Okt
-
-
-
-
-
-
3 0 2.838
3 30 2.862
-
-
-
0 1.121
0 1.193
0 1.227
1.240
1.351
1.418
1.407
1.413
1.435
2.206 520 1.686
2.205 61 2.144
1.099 44 1.055
1.172 44 1.128
1.207 44 1.163
1.221 49 1.172
1.327 44 1.283
1.394 47 1.347
1.383 47 1.336
1.389 47 1.342
1.412 53 1.360
31 13 19 -
29 13 17 -
21 13 9 -
20 13 8 -
19 13 7 -
18 13 6 -
23 13 11 -
23 13 11 -
23 13 11 -
23 13 11 -
22 11 11 -
600 153 17 135 1 123 113 11 713 50 663 663 0 -
30 598 218 17 199 2 108 96 12 704 50 654 654 0 -
-
-
-
-
-
-
-
-
-
1 182 182 1.078 1.077 0 608 50 558 558 0 -
1 161 161 0 1.178 1.178 0 610 50 560 560 0 -
1 119 118 2 140 129 11 530 50 480 480 0 -
1 123 121 2 170 159 11 540 50 490 490 0 -
1 185 184 1 313 309 4 554 50 504 504 0 -
1 159 159 0 454 454 0 575 50 525 525 0 -
1 158 158 0 618 617 0 577 50 527 527 0 -
1 165 165 0 827 827 0 591 50 541 541 0 -
1 173 173 0 967 967 0 602 50 552 551 0 -
Commited Claims - Unused borrowing - Outstanding spot and derivatives (purchased) - Others Commited Liabilities - Undisbursed loan facilities to debtors - Committed - Uncommitted - Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others
23
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.21. Rekening Administratif Bank Umum Syariah - BUKU 2 (Commercial Sharia Banks Off-Balance Sheet - Group of Business Acitivies 2) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya
2014 Des
2015 Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
579 -
217 -
92 -
55 -
166 -
354 -
350 -
380 -
442 -
429 -
469 110 24.063
169 48 22.983
68 24 7.534
32 22 4.589
137 29 4.997
307 46 4.753
308 43 4.519
353 27 3.943
407 35 4.495
402 26 4.782
21.249 20.797 452
20.583 19.894 689
5.187 151 5.036
2.392 134 2.257
2.378 129 2.249
2.479 144 2.335
2.386 176 2.210
1.780 179 1.601
2.158 186 1.972
2.376 239 2.136
272 261 11 785
399 386 13 837
93 93 666
33 33 574
34 34 589
30 30 466
35 35 364
30 2 28 363
30 2 28 426
35 7 28 460
569 1.187 2.262 8 2.248 5 1.268 1.268 4.245 0 4.069 4.030 39 175 175 -
253 911 3.124 7 3.111 6 1.392 1.392 4.292 0 4.112 4.073 39 180 180 -
96 1.492 3.548 25 3.516 7 1.352 1.351 0 4.551 0 4.364 4.325 39 187 187 -
135 1.455 3.487 26 3.457 4 1.320 1.320 5.077 0 4.888 4.849 39 189 189 -
243 1.753 3.487 27 3.455 5 1.377 1.377 5.022 0 4.860 4.820 39 163 163 -
370 1.408 3.467 28 3.433 6 1.636 1.636 5.038 0 4.867 4.827 39 171 171 -
322 1.411 3.471 29 3.436 7 1.583 1.583 5.168 0 4.989 4.949 39 179 179 -
356 1.414 3.480 29 3.444 7 1.515 1.515 5.164 0 5.164 5.125 39 -
385 1.495 3.496 30 3.458 8 1.580 1.580 5.298 0 5.297 5.258 39 -
397 1.514 3.486 32 3.448 6 1.304 1.304 5.467 0 5.467 5.428 39 -
Indicator
345 Commited Claims - Unused borrowing - Outstanding spot and derivatives (purchased) 302 43 - Others 4.513 Commited Liabilities - Undisbursed loan facilities 2.221 to debtors - Committed 226 - Uncommitted 1.994 - Undisbursed loan facilities to other banks 28 - Committed - Uncommitted 28 449 - Current Irrevocable L/C - Outstanding spot and derivatives (sold) 325 1.489 - Others 4.169 Contingent Claims 718 - Received guarantees 3.444 - Accrued interest 7 - Others 1.526 Contingent Liabilities 1.526 - Issued guarantees - Others 5.816 Others 0 - Channelling 5.816 - Written off earning assets - Credit disbursed 5.777 39 - Others - Charged off earning assets - Credit disbursed - Others -
24
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.22. Kinerja Bank Umum Konvensional
(Commercial Banks Performance) Miliar Rp (Billion Rp) 2015
2014
Items
Keterangan Des Rasio Pemenuhan Kecukupan Modal Minimum (%)
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt 21,05 Capital Adequacy Ratio (%)
19,57
21,01
21,26
20,98
20,79
20,51
20,28
20,78
20,73
20,62
-
Modal
754.174
814.810
830.570
827.950
827.974
830.598
832.634
854.329
863.532
872.314
876.087
-
Capital
-
ATMR
3.854.234
3.878.947
3.907.328
3.945.899
3.982.779
4.050.387
4.106.626
4.111.073
4.164.757
4.231.115
4.162.904
-
Risk Weighted Assets
18,01
18,75
18,99
18,40
18,19
17,98
17,75
18,21
18,19
18,14
Rasio Modal Inti terhadap ATMR (%) -
Modal Inti (Tier I)
-
ATMR
Return On Assets Ratio (%) -
Laba sebelum pajak
-
Rata-rata total aset
Biaya Operasional thdp Pendapatan Operasional (%)
18,54 Core Capital Ratio to ATMR (%)
694.198
727.294
741.962
726.221
724.527
728.302
728.993
748.696
757.586
767.534
771.763
-
Core Capital (Tier I)
3.854.234
3.878.947
3.907.328
3.945.899
3.982.779
4.050.387
4.106.626
4.111.073
4.164.757
4.231.115
4.162.904
-
Risk Weighted Assets
2,85
2,82
2,51
2,69
2,53
2,45
2,29
2,27
2,30
2,31
2,30 Return On Assets Ratio (%)
142.769
152.532
136.761
148.088
139.593
135.773
127.792
127.228
129.480
130.613
130.537
-
Profit
5.004.089
5.417.813
5.451.541
5.496.171
5.515.708
5.540.025
5.572.178
5.593.988
5.621.051
5.656.845
5.670.728
-
Average total assets
76,29
82,15
81,59
79,49
79,94
80,42
81,40
81,39 r)
81,46
81,82
81,11 Operating Expenses/Operating Income (%)
-
Biaya Operasional
446.217
56.987
99.135
140.064
181.922
226.226
270.614
313.452r)
364.126
418.241
455.184
-
Operating Expenses
-
Pendapatan Operasional
584.887
69.368
121.497
176.195
227.587
281.320
332.457
385.113r)
446.995
511.168
561.198
-
Operating Income
4,23
4,24
4,06
5,30
5,30
5,33
5,32
5,32
5,32
Net Interest Margin Ratio (%) -
Pendapatan bunga bersih
-
Rata-rata total aset produktif
Loan to Deposits Ratio (%) -
Total Kredit kepada pihak ketiga bukan Bank Total Dana Pihak Ketiga
Rasio Aset Likuid (%)
5,32
5,34 Net Interest Margin Ratio (%)
260.940
283.884
269.252
274.525
275.287
278.526
280.769
282.102
284.506
286.465
288.938
-
Interest income net
6.161.761
6.691.609
6.632.130
5.180.214
5.191.975
5.223.083
5.274.201
5.307.579
5.345.241
5.389.536
5.410.618
-
Average total earning assets
89,42
88,48
88,26
87,58
87,94
88,72
88,46
88,50
88,81
88,54
3.526.364
3.487.843
3.519.869
3.532.735
3.564.324
3.609.112
3.677.335
3.684.686
3.732.006
3.805.326
3.773.048
-
Total Credit to third party
3.943.697
3.942.067
3.988.289
4.033.543
4.053.225
4.067.775
4.156.933
4.163.444
4.202.011
4.297.649
4.204.547
-
Total Third Party Funds
16,24
16,88
17,35
18,74
18,16
17,26
17,35
17,03
16,87
17,56
89,74 Loan to Deposits Ratio (%)
16,69 Liquid Assets Ratio (%)
-
Aset Likuid Primer
686.023
724.886
750.779
826.137
795.983
762.497
784.963
756.495
742.715
805.862
723.678
-
Aset Likuid Primer
-
Aset Likuid Sekunder
192.598
189.545
201.102
220.386
220.202
210.698
209.728
218.568
237.362
237.900
243.807
-
Aset Likuid Sekunder
-
Total Aset
5.410.098
5.417.813
5.485.270
5.585.431
5.594.559
5.637.294
5.732.943
5.724.848
5.810.495
5.943.189
5.795.679
-
Total Assets
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
25
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.23. Kinerja Bank Umum Konvensional - BUKU 1 (Performance of Commercial Conventional Banks - Group of Business Activities 1) Miliar Rp (Billion Rp) 2015
2014
Items
Keterangan Des Rasio Pemenuhan Kecukupan Modal Minimum (%)
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt 20,68 Capital Adequacy Ratio (%)
18,21
20,29
20,71
20,59
20,19
20,51
19,78
20,21
20,42
20,43
-
Modal
19.415
22.062
22.682
22.870
22.738
23.386
22.408
22.844
23.217
23.484
22.603
-
Capital
-
ATMR
106.642
108.708
109.506
111.050
112.607
114.045
113.262
113.025
113.700
114.964
109.292
-
Risk Weighted Assets
16,89
18,58
18,84
18,72
18,50
18,82
18,03
18,47
18,67
18,69
18.014
20.198
20.626
20.789
20.834
21.459
20.421
20.875
21.231
21.481
20.659
-
Core Capital (Tier I)
106.642
108.708
109.506
111.050
112.607
114.045
113.262
113.025
113.700
114.964
109.292
-
Risk Weighted Assets
1,87
1,50
1,53
1,82
1,64
1,65
1,63
1,54
1,53
1,52
Rasio Modal Inti terhadap ATMR (%) -
Modal Inti (Tier I)
-
ATMR
Return On Assets Ratio (%) -
Laba sebelum pajak
-
Rata-rata total aset
Biaya Operasional thdp Pendapatan Operasional (%) -
Biaya Operasional Pendapatan Operasional
Net Interest Margin Ratio (%) -
Pendapatan bunga bersih
-
Rata-rata total aset produktif
Loan to Deposits Ratio (%)
18,90 Core Capital Ratio to ATMR (%)
1,47 Return On Assets Ratio (%)
2.908
2.597
2.674
3.238
2.839
2.908
2.821
2.689
2.683
2.687
2.525
-
Profit
155.862
173.542
174.669
177.967
172.982
176.227
172.894
174.659
175.854
177.264
171.281
-
Average total assets
85,26
89,02
87,06
84,87
86,45
86,24
87,34
86,91 r)
87,07
86,92
16.776
1.712
2.985
4.521
6.005
7.577
9.037
10.567
r)
12.128
13.656
14.826
-
Operating Expenses
r)
13.928
15.712
16.992
-
Operating Income
5,67
5,65
19.677
1.923
3.429
5.327
6.946
8.786
10.347
12.159
5,82
5,23
5,25
5,83
5,70
5,64
5,67
5,68
87,25 Operating Expenses/Operating Income (%)
5,74 Net Interest Margin Ratio (%)
9.309
9.236
9.190
9.571
9.092
9.229
9.111
9.246
9.311
9.366
9.190
-
Interest income net
159.857
176.555
175.029
164.313
159.549
163.552
160.791
162.838
164.205
165.741
160.024
-
Average total earning assets
85,11
79,30
78,54
75,84
75,31
76,20
76,18
76,32
77,66
76,75
77,45 Loan to Deposits Ratio (%)
-
Total Kredit kepada pihak ketiga bukan Bank
109.924
109.229
110.251
112.605
113.447
115.724
114.226
114.498
115.892
117.059
112.317
-
Total Credit to third party
-
Total Dana Pihak Ketiga
129.155
137.746
140.380
148.473
150.650
151.868
149.943
150.032
149.229
152.511
145.028
-
Total Third Party Funds
Rasio Aset Likuid (%)
19,09
21,02
21,92
24,01
23,14
23,00
23,03
22,96
21,27
22,07
-
Aset Likuid Primer
29.862
34.501
36.561
42.583
40.902
41.107
40.629
40.061
36.723
39.069
-
Aset Likuid Sekunder
-
Total Aset
21,83 Liquid Assets Ratio (%) 36.820
-
Aset Likuid Primer
1.906
1.981
1.979
1.724
2.305
2.411
2.272
2.474
2.467
2.548
2.444
-
Aset Likuid Sekunder
166.367
173.542
175.796
184.563
186.722
189.211
186.312
185.253
184.215
188.545
179.836
-
Total Assets
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
26
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.24. Kinerja Bank Umum Konvensional - BUKU 2 (Performance of Commercial Conventional Banks - Group of Business Activities 2) Miliar Rp (Billion Rp) 2015
2014
Items
Keterangan Des Rasio Pemenuhan Kecukupan Modal Minimum (%)
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt 20,27 Capital Adequacy Ratio (%)
29,97
30,75
30,74
29,92
20,74
19,83
20,01
20,04
19,67
19,73
-
Modal
215.194
222.612
226.422
224.383
115.438
115.205
116.439
117.260
117.272
120.920
123.200
-
Capital
-
ATMR
717.952
723.923
736.509
749.924
556.615
580.992
581.837
585.095
596.220
612.859
607.776
-
Risk Weighted Assets
28,45
29,84
29,42
28,63
18,82
17,99
18,07
18,18
17,83
17,82
Rasio Modal Inti terhadap ATMR (%)
18,29 Core Capital Ratio to ATMR (%)
-
Modal Inti (Tier I)
204.273
216.029
216.700
214.674
104.758
104.500
105.136
106.374
106.301
109.199
111.154
-
Core Capital (Tier I)
-
ATMR
717.952
723.923
736.509
749.924
556.615
580.992
581.837
585.095
596.220
612.859
607.776
-
Risk Weighted Assets
2,38
3,21
2,57
2,56
1,88
1,64
1,57
1,46
1,48
1,50
Return On Assets Ratio (%)
1,45 Return On Assets Ratio (%)
-
Laba sebelum pajak
22.339
32.979
26.558
26.871
15.523
13.710
13.358
12.491
12.748
13.039
12.780
-
Profit
-
Rata-rata total aset
938.787
1.027.069
1.033.826
1.049.066
824.984
836.986
850.482
854.770
861.755
871.941
883.284
-
Average total assets
81,04
81,86
83,56
82,63
84,94
86,32
86,55
87,41 r)
87,60
87,67
92.469
12.146
22.160
31.561
29.608
36.508
43.159
50.589
r)
59.501
69.637
74.293
-
Operating Expenses
r)
67.920
79.429
84.936
-
Operating Income
4,59
4,61
Biaya Operasional thdp Pendapatan Operasional (%) -
Biaya Operasional Pendapatan Operasional
Net Interest Margin Ratio (%) -
Pendapatan bunga bersih
-
Rata-rata total aset produktif
Loan to Deposits Ratio (%)
114.104
14.837
26.520
38.194
34.857
42.296
49.865
57.877
3,54
3,47
3,41
4,59
4,67
4,65
4,62
4,64
87,47 Operating Expenses/Operating Income (%)
4,63 Net Interest Margin Ratio (%)
42.828
45.820
44.506
45.293
36.262
36.647
37.182
37.556
37.575
38.232
38.976
-
Interest income net
1.209.871
1.321.700
1.306.020
987.408
776.231
788.007
804.290
810.260
818.449
829.344
841.489
-
Average total earning assets
101,72
97,60
99,50
95,85
83,95
84,18
84,63
85,91
85,41
84,03
85,04 Loan to Deposits Ratio (%)
-
Total Kredit kepada pihak ketiga bukan Bank
633.850
629.338
642.045
649.669
501.508
507.199
519.525
520.659
528.162
539.753
539.280
-
Total Credit to third party
-
Total Dana Pihak Ketiga
623.124
644.802
645.264
677.823
597.357
602.497
613.853
606.041
618.380
642.339
634.125
-
Total Third Party Funds
19,31
21,29
20,89
22,57
24,01
23,30
23,27
22,54
22,79
23,56
156.201
186.766
182.240
204.660
179.163
179.272
178.191
168.010
172.777
193.350
Rasio Aset Likuid (%) -
Aset Likuid Primer
-
Aset Likuid Sekunder
-
Total Aset
22,41 Liquid Assets Ratio (%) 175.200
-
Aset Likuid Primer
37.501
31.894
35.113
38.975
27.897
26.950
28.415
30.474
34.743
31.236
31.652
-
Aset Likuid Sekunder
1.003.337
1.027.069
1.040.582
1.079.548
862.520
884.998
887.871
880.500
910.648
953.433
922.968
-
Total Assets
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
27
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.25. Kinerja Bank Umum Konvensional - BUKU 3 (Performance of Commercial Conventional Banks - Group of Business Activities 3) Miliar Rp (Billion Rp) 2015
2014
Items
Keterangan Des Rasio Pemenuhan Kecukupan Modal Minimum (%)
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt 22,91 Capital Adequacy Ratio (%)
17,04
18,05
17,74
18,19
22,63
22,45
22,14
23,05
23,06
22,70
-
Modal
226.451
240.874
238.023
245.476
352.455
351.723
350.234
367.202
370.947
370.142
363.693
-
Capital
-
ATMR
1.328.635
1.334.726
1.341.569
1.349.435
1.557.544
1.567.006
1.582.042
1.593.332
1.608.332
1.630.581
1.587.700
-
Risk Weighted Assets
14,62
15,24
15,15
15,05
19,97
19,89
19,61
20,38
20,42
20,23
194.292
203.411
203.240
203.095
311.035
311.680
310.217
324.760
328.449
329.901
324.099
-
Core Capital (Tier I)
1.328.635
1.334.726
1.341.569
1.349.435
1.557.544
1.567.006
1.582.042
1.593.332
1.608.332
1.630.581
1.587.700
-
Risk Weighted Assets
1,78
1,49
1,61
1,55
1,72
1,61
1,50
1,49
1,50
1,44
Rasio Modal Inti terhadap ATMR (%) -
Modal Inti (Tier I)
-
ATMR
Return On Assets Ratio (%) -
Laba sebelum pajak
-
Rata-rata total aset
Biaya Operasional thdp Pendapatan Operasional (%) -
Biaya Operasional Pendapatan Operasional
Net Interest Margin Ratio (%) -
Pendapatan bunga bersih
-
Rata-rata total aset produktif
Loan to Deposits Ratio (%)
20,41 Core Capital Ratio to ATMR (%)
1,38 Return On Assets Ratio (%)
30.062
26.589
28.971
27.950
35.503
33.306
31.297
31.116
31.382
30.301
29.217
-
Profit
1.688.497
1.785.670
1.796.548
1.808.792
2.062.742
2.074.069
2.082.533
2.086.558
2.094.083
2.106.594
2.110.999
-
Average total assets
84,67
88,16
86,78
87,03
86,48
87,36
88,08
88,04 r)
88,04
88,72
165.217
17.030
32.716
47.990
75.088
94.438
113.108
130.367
r)
152.759
177.253
195.407
-
Operating Expenses
r)
173.508
199.786
219.755
-
Operating Income
4,46
4,45
195.141
19.318
37.698
55.144
86.826
108.098
128.412
148.083
3,44
3,34
3,31
4,52
4,46
4,44
4,40
4,43
88,92 Operating Expenses/Operating Income (%)
4,47 Net Interest Margin Ratio (%)
74.045
77.323
75.964
77.088
86.640
86.993
87.113
87.990
89.139
89.720
90.433
-
Interest income net
2.150.516
2.312.774
2.292.417
1.706.362
1.943.076
1.961.497
1.977.951
1.987.894
2.000.015
2.016.111
2.023.349
-
Average total earning assets
96,99
94,93
94,72
93,88
96,20
96,36
98,17
99,42
99,32
98,48
98,26 Loan to Deposits Ratio (%)
-
Total Kredit kepada pihak ketiga bukan Bank
1.229.517
1.217.320
1.228.396
1.235.911
1.403.191
1.414.823
1.432.681
1.442.355
1.458.316
1.481.113
1.453.145
-
Total Credit to third party
-
Total Dana Pihak Ketiga
1.267.728
1.282.366
1.296.816
1.316.479
1.458.655
1.468.265
1.459.364
1.450.785
1.468.327
1.504.014
1.478.816
-
Total Third Party Funds
12,90
14,31
14,35
15,47
16,11
15,74
14,92
14,31
14,30
15,43
182.757
207.600
213.517
236.171
271.923
266.491
254.516
239.276
238.883
273.495
Rasio Aset Likuid (%) -
Aset Likuid Primer
-
Aset Likuid Sekunder
-
Total Aset
15,28 Liquid Assets Ratio (%) 263.983
-
Aset Likuid Primer
44.688
48.002
45.919
47.350
67.349
67.146
62.545
62.858
68.014
67.076
64.537
-
Aset Likuid Sekunder
1.762.813
1.785.670
1.807.426
1.833.279
2.106.353
2.119.380
2.124.851
2.110.707
2.146.761
2.206.681
2.150.643
-
Total Assets
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
28
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.26. Kinerja Bank Umum Konvensional - BUKU 4 (Performance of Commercial Conventional Banks - Group of Business Activities 4) Miliar Rp (Billion Rp) 2015
2014
Items
Keterangan Des Rasio Pemenuhan Kecukupan Modal Minimum (%)
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt 19,73 Capital Adequacy Ratio (%)
17,18
19,24
19,97
19,32
19,21
19,03
18,78
19,07
19,07
19,10
-
Modal
292.203
329.262
343.444
335.221
337.343
340.284
343.553
347.023
352.095
357.768
366.591
-
Capital
-
ATMR
1.701.005
1.711.589
1.719.744
1.735.490
1.756.013
1.788.344
1.829.485
1.819.621
1.846.505
1.872.710
1.858.137
-
Risk Weighted Assets
16,28
16,81
17,53
16,58
16,40
16,25
16,03
16,30
16,33
16,39
276.919
287.657
301.396
287.663
287.900
290.662
293.219
296.687
301.605
306.953
315.852
-
Core Capital (Tier I)
1.701.005
1.711.589
1.719.744
1.735.490
1.756.013
1.788.344
1.829.485
1.819.621
1.846.505
1.872.710
1.858.137
-
Risk Weighted Assets
3,94
3,72
3,21
3,66
3,49
3,50
3,26
3,27
3,32
3,38
Rasio Modal Inti terhadap ATMR (%) -
Modal Inti (Tier I)
-
ATMR
Return On Assets Ratio (%) -
Laba sebelum pajak
-
Rata-rata total aset
Biaya Operasional thdp Pendapatan Operasional (%)
17,00 Core Capital Ratio to ATMR (%)
3,43 Return On Assets Ratio (%)
87.460
90.366
78.558
90.030
85.728
85.850
80.316
80.931
82.668
84.585
86.015
-
Profit
2.220.943
2.431.532
2.446.499
2.460.346
2.455.001
2.452.742
2.466.270
2.478.001
2.489.360
2.501.045
2.505.164
-
Average total assets
67,10
78,40
76,65
72,22
71,97
71,80
73,22
73,01
r)
72,92
72,93
71,25 Operating Expenses/Operating Income (%)
-
Biaya Operasional
171.756
26.100
41.274
55.992
71.221
87.703
105.310
121.929
r)
139.738
157.695
170.658
-
Operating Expenses
-
Pendapatan Operasional
255.966
33.290
53.850
77.531
98.958
122.140
143.833
166.995r)
191.638
216.241
239.514
-
Operating Income
5,10
5,26
4,88
6,14
6,19
6,31
6,32
6,28
6,27
Net Interest Margin Ratio (%) -
Pendapatan bunga bersih
-
Rata-rata total aset produktif
Loan to Deposits Ratio (%)
6,28
6,30 Net Interest Margin Ratio (%)
134.759
151.505
139.591
142.573
143.293
145.657
147.363
147.309
148.480
149.147
150.339
-
Interest income net
2.641.571
2.880.581
2.858.664
2.322.131
2.313.119
2.310.027
2.331.170
2.346.587
2.362.573
2.378.340
2.385.756
-
Average total earning assets
80,73
81,61
80,76
81,16
83,73
85,16
83,30
82,14
82,89
83,42
85,70 Loan to Deposits Ratio (%)
-
Total Kredit kepada pihak ketiga bukan Bank
1.553.074
1.531.957
1.539.178
1.534.550
1.546.178
1.571.366
1.610.904
1.607.175
1.629.637
1.667.401
1.668.305
-
Total Credit to third party
-
Total Dana Pihak Ketiga
1.923.690
1.877.152
1.905.829
1.890.769
1.846.563
1.845.145
1.933.772
1.956.585
1.966.075
1.998.785
1.946.577
-
Total Third Party Funds
17,18
16,60
17,74
19,09
17,49
15,95
16,90
16,95
16,60
16,84
Rasio Aset Likuid (%)
15,45 Liquid Assets Ratio (%)
-
Aset Likuid Primer
317.203
296.018
318.462
342.722
303.995
275.627
311.626
309.148
294.332
299.948
247.676
-
Aset Likuid Primer
-
Aset Likuid Sekunder
108.503
107.667
118.091
132.337
122.651
114.191
116.496
122.763
132.138
137.040
145.174
-
Aset Likuid Sekunder
-
Total Aset
2.477.580
2.431.532
2.461.466
2.488.041
2.438.965
2.443.705
2.533.909
2.548.389
2.568.871
2.594.531
2.542.232
-
Total Assets
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
29
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.27. Kinerja Bank Umum Syariah - BUKU 1 (Performance of Commercial Sharia Banks - Group of Business Activities 1) Miliar Rp (Billion Rp) 2015
2014
Indicator
Indikator Des Capital Adequacy Ratio (%)
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
*)
Okt
*)
17,56
17,57
r)
19,46
r)
18,90
r)
19,00
r)
18,80
r)
18,64
20,09
23,19
26,27
21,55 Capital Adequacy Ratio (%)
- Modal
3.512
3.360
r)
3.604
r)
3.589
r)
3.611
r)
3.614
r)
3.813
3.808
4.160
4.720
3.718
- ATMR
19.996
20.659
r)
18.520
r)
18.989
r)
19.009
r)
19.222
r)
20.450
18.952
17.938
17.962
17.248
-
APYD
-
Total Aktiva Produktif
4,99 Classified Earning assets to Earning assets (%)
3,49
4,02
4,37
4,33
4,23
4,20
4,00
4,24
4,41
4,25
857
910
1.000
1.009
986
989
974
1.004
1.049
1.048
1.023
24.591
22.652
22.879
23.285
23.324
23.538
24.328
23.699
23.773
24.636
20.496
0,75
0,05
(0,41)
0,26
0,14
0,46
0,86
0,76
0,45
0,83
Net Operating Margin (%) -
Pendapatan
-
Rata-rata Aktiva
Return On Assets Ratio (%) -
Laba
-
Rata-Rata total aset
Biaya Operasional thdp Pendapatan Operasional (%) - Biaya Operasional
- Total Earning assets
Pendapatan
(0,06) Net Operating Margin (%)
168
12
(93)
59
32
104
197
174
102
189
(11)
-
Net Operations Income
22.525
22.430
22.526
22.685
22.737
22.780
22.914
22.887
22.858
22.919
19.253
-
Average Earning Assets
0,66
0,05
(0,35)
0,24
0,13
0,42
0,77
0,68
0,42
0,75
(0,03) Return On Assets Ratio (%)
165
12
(88)
62
33
106
197
175
107
193
0
-
Profit
25.126
25.079
25.119
25.300
25.363
25.423
25.592
25.575
25.546
25.605
26
-
Average Assets
95,36
99,72
102,17
98,63
99,26
97,60
95,58
96,09
97,77
96,05
3.459
363
729
1.059
1.430
1.770
2.124
2.500
2.984
3.445
100,34 Operating Expenses to Operations Revenue (%) 2.757
-
Operations Expenses
-
Operations Income
3.627
364
714
1.074
1.441
1.814
2.223
2.602
3.052
3.587
2.747
18,03
19,47
18,84
18,67
19,14
21,12
20,28
20,65
22,90
21,66
21,11 Short Term Mistmach (%)
Liquidity
Likuiditas
Short Term Mistmach (%) -
Aktiva Jangka Pendek
-
Kewajiban Jangka
Finance to Deposit Ratio (%)
Ket:
- Classified Earning Assets
Profitability
Rentabilitas
-
- Risk Weighted Assets Earning Assset Quality
Kualitas Aktiva Produktif APYD terhadap Aktiva Produktif (%)
- Capital
3.910
3.922
3.811
3.928
4.017
4.399
4.344
4.269
4.623
4.428
3.529
-
Short-Term Assets
21.684
20.141
20.230
21.042
20.989
20.827
21.417
20.672
20.185
20.447
16.717
-
Short-Term Liabilities
93,38
97,65
97,61
96,21
95,71
96,50
94,32
96,20
97,13
98,26
100,95
Finance to Deposit Ratio (%)
-
Pembiayaan
19.257
19.059
19.171
19.284
19.369
19.547
19.708
19.356
19.316
19.706
16.643
-
Financing
-
Dana Pihak Ketiga
20.623
19.518
19.640
20.045
20.236
20.256
20.895
20.120
19.886
20.055
16.487
-
Third Party Funds
r) Angka-angka diperbaiki, perbaikan terakhir pada edisi Juni 2015 *) Angka-angka sementara r) untuk Data KAP posisi Juli - Desember 2014 terdapat revisi tingkat kesehatan BUS - UUS berdasarkan SE OJK No. 11/SEOJK.03/2014 tgl 11 Juni 2014
Note: r) Revised figures, last revised at June 2015 *) Provisional figures r) Revision on data for KAP at July-December 2014 on Banking Health Measurement, which is based on SE OJK No. 11/SEOJK.03/2014 at June 11th, 2014
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Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.28. Kinerja Bank Umum Syariah - BUKU 2 (Performance of Commercial Sharia Banks - Group of Business Activities 2) Miliar Rp (Billion Rp) Indikator
2015
2014 Des
Capital Adequacy Ratio (%)
Jan
15,39
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
*)
Okt
Indicator
*)
13,85 Capital Adequacy Ratio (%)
13.57
r)
13.62
r)
13.75
r)
13.82
r)
13.70
r)
13,37
13,81
13,92
13,63
16,962
r)
17,258
r)
17,404
r)
17,516
r)
17.488
17.816
17.940
17.947
17.857
124.499
r)
125.518
r)
125.948
r)
127.836
r)
130.764
128.999
128.897
131.666
128.960
- Modal
16.073
16,238
r)
- ATMR
104.410
119.635
r)
-
APYD
-
Total Aktiva Produktif
Classified Earning assets to Earning assets (%) 6,32
4,95
5,97
6,21
5,96
5,97
5,99
6,20
6,07
6,28
6,19
9.198
10.716
9.974
9.507
9.529
9.659
9.853
9.717
10.065
10.174
10.276
185.781
179.632
160.482
159.431
159.509
161.225
159.032
160.137
160.337
164.414
162.647
0,49
1,10
1,05
0,82
0,76
0,63
0,50
r)
0,49
0,47
0,50
748
1.727
1.646
1.294
1.187
1.140
790
787 r)
770
749
796
-
Net Operations Income
r)
157.359
157.845
158.041
-
Average Earning Assets
0,47
0,46
Rentabilitas
Net Operating Margin (%) -
Pendapatan Rata-rata Aktiva
Return On Assets Ratio (%) -
Laba
-
Rata-Rata total aset
Biaya Operasional thdp Pendapatan Operasional (%) - Biaya Operasional -
Pendapatan
153.023
156.696
157.300
157.176
157.156
157.433
157.280
0,38
1,01
0,95
0,76
0,69
0,66
0,46
0,50
15.7322
0,48
-
Aktiva Jangka Pendek
-
Kewajiban Jangka
Finance to Deposit Ratio (%)
Ket:
-
Pembiayaan
-
Dana Pihak Ketiga
- Classified Earning Assets - Total Earning assets Profitability Net Operating Margin (%)
0,47 Return On Assets Ratio (%)
657
1.734
1.633
1.309
1.194
1.141
790
829
810
793
811
-
Profit
173.121
172.306
172.501
172.631
172.623
173.049
173.171
173.479
173.636
174.115
174.254
-
Average Assets
97,19
94,06
92,72
95,59
96,35
96,36
97,20
97,23
97,22
97,10
25.826
2.279
3.496
7.013
10.435
12.566
13.646
16.128
17.940
18.840
20.488
26.574
2.423
3.770
7.337
10.831
13.041
14.039
16.587
18.453
19.402
21.152
Liquidity 21,48 Short Term Mistmach (%) 28.463 - Short-Term Assets
Likuiditas
Short Term Mistmach (%)
- Risk Weighted Assets Earning Assset Quality
Kualitas Aktiva Produktif APYD terhadap Aktiva Produktif (%)
- Capital
18,25 23.923
25,90 40.590
19,08 24.257
20,19 26.005
20,90 27.043
19,50 24.484
20,48 26.675
20,93 27.706
21,91 29.035
28,56 38.438
131.075
156.706
127.138
128.800
129.418
125.553
130.258
132.387
132.522
134.588
85,73
87,67
88,24
88,18
88,70
89,14
92,31
89,29
89,84
89,80
128.687
126.917
126.645
127.852
127.877
128.474
131.002
129.703
129.971
131.452
144.989
144.164
150.100 144.773 143.518 r) Angka-angka diperbaiki, perbaikan terakhir pada edisi Juni 2015 *) Angka-angka sementara r) untuk Data KAP posisi Juli - Desember 2014 terdapat revisi tingkat kesehatan BUS - UUS berdasarkan SE OJK No. 11/SEOJK.03/2014 tgl 11 Juni 2014
96,86 Operating Expenses to Operations Revenue (%)
132.486
-
Operations Expenses
-
Operations Income
-
Short-Term Liabilities
89,41 Finance to Deposit Ratio (%) 130.437
-
Financing
- Third Party Funds Note: r) Revised figures, last revised at June 2015 *) Provisional figures r) Revision on data for KAP at July-December 2014 on Banking Health Measurement, which is based on SE OJK No. 11/SEOJK.03/2014 at June 11th, 2014 144.119
141.921
145.258
144.674
146.379
145.879
31
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.29. Perkembangan Aset Bank Umum Konvensional dan Bank Umum Syariah Berdasarkan Kegiatan Usaha
(Growth of Commercial Banks Assets based on Group of Business Activities) Miliar (Billion) Kelompok Bank
2015
2014 Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
- BUKU 1
166.367
173.542
175.796
174.439
186.722
189.211
186.312
185.253
184.215
188.545
179.836
- BUKU 2
1.003.337
986.444
999.700
1.043.847
862.520
884.998
887.878
880.500
910.648
953.434
922.968
- BUKU 3
1.762.817
1.826.287
1.848.315
1.879.111
2.106.360
2.119.387
2.124.858
2.110.716
2.146.797
2.206.688
2.150.643
- BUKU 4
2.477.667
2.436.216
2.461.503
2.488.044
2.438.984
2.443.708
2.533.931
2.548.412
2.569.008
2.594.592
2.542.398
- BUKU 1 SYARIAH
35.163
29.633
25.159
25.662
25.554
25.663
26.434
25.474
25.341
26.077
25.925
- BUKU 2 SYARIAH
169.797
163.890
172.696
172.891
172.598
174.754
173.783
175.323
174.738
177.948
175.501
5.615.150
5.616.012
5.683.168
5.783.994
5.792.737
5.837.720
5.933.195
5.925.677
6.010.747
6.147.284
5.997.272
Total
Group of Bank
Okt
-
BUKU 1 BUKU 2 BUKU 3 BUKU 4 BUKU 1 SHARIA BUKU 2 SHARIA Total
32
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.30. Jumlah Bank Umum Konvensional dan Bank Umum Syariah Berdasarkan Pengelompokan Total Aset
(Total of Commercial Banks Based on Total Assets) Desember 2014 Kelompok Bank < Rp. 1 Triliun
Rp. 1 s.d 10 Triliun
Rp. 10 s.d 50 Triliun
Juni 2015 > Rp. Rp. 1 s.d < Rp. 1 50 10 Triliun Triliun Triliun
Rp. 10 s.d 50 Triliun
Juli 2015 > Rp. Rp. 1 s.d < Rp. 1 50 10 Triliun Triliun Triliun
Agustus 2015
Rp. 10 s.d 50 Triliun
> Rp. Rp. 1 s.d < Rp. 1 50 10 Triliun Triliun Triliun
Rp. 10 s.d 50 Triliun
September 2015 > Rp. Rp. 1 s.d < Rp. 1 50 10 Triliun Triliun Triliun
Rp. 10 s.d 50 Triliun
Oktober 2015 Rp. 1 Rp. 10 > Rp. > Rp. < Rp. 1 s.d s.d 50 50 Triliun 10 50 Triliun Triliun Triliun Triliun
Group of Bank
BUKU 1
6
35
1
0
6
31
3
0
7
30
3
0
8
29
3
0
7
30
3
0
6
30
3
0
BUKU 1
BUKU 2
0
10
31
3
0
8
33
1
0
8
33
1
0
8
33
1
0
8
33
1
0
9
33
1
BUKU 2
BUKU 3
0
0
3
14
0
0
2
18
0
0
3
17
0
0
3
17
0
0
2
18
0
0
2
18
BUKU 3
BUKU 4
0
0
0
4
0
0
0
4
0
0
0
4
0
0
0
4
0
0
0
4
0
0
0
4
BUKU 4
BUKU 1 SYARIAH
0
6r)
0
0
0
6r)
0
0
0
6
0
0
0
6
0
0
0
6
0
0
0
6
0
0
BUKU 1 SHARIA
BUKU 2 SYARIAH
0
2r)
2
2
0
2r)
2
2
0
2
2
2
0
2
2
2
0
2
2
2
0
2
2
2
BUKU 2 SHARIA
6
45
37
23
6
47
39
40
7
46
41
24
8
45
41
24
7
46
40
25
6
47
40
25
Total
Ket: r) Angka-angka diperbaiki
Total Note: r) Revised figures
33
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.31. Aset Produktif Bank Umum Konvensional & Syariah dan Kualitas Kredit Bank Umum Konvensional & Syariah kepada Bank Lain
(Earning Assets of Commercial Banks and Credit Quality of Commercial Banks to Other Bank) Miliar Rp (Billion Rp) Indikator
Indicator
2015
2014 Des 4.717.573
Jan 4.846.713
Feb 4.701.364
Mar 4.757.494
Apr 4.805.594
Mei 4.922.532
Jun 5.090.223
Jul 5.071.122
Ags 5.149.494
Sep 5.243.611
Okt 5.147.818 Earning Assets
4.477.200
4.572.399
4.394.798
4.469.581
4.505.693
4.608.071
4.779.211
4.747.495
4.812.844
4.896.630
4.802.596
153.762
181.093
210.244
191.568
200.002
209.451
205.411
212.502
221.853
231.684
232.141
c. Kurang Lancar
14.971
18.358
18.645
17.957
19.445
21.021
22.979
24.435
22.512
22.949
22.464
c. Sub-Standard
d. Diragukan
15.852
14.530
16.557
17.631
17.368
16.080
15.452
16.224
18.860
18.835
17.104
d. Doubtful
e. Macet
55.789
60.334
61.120
60.757
63.086
67.909
67.170
70.466
73.424
73.512
73.512
e. Loss
1.465.326
1.492.191
1.457.877
1.443.561
1.469.671
Aset Produktif Neraca a. Lancar b. DPK
Aset Produktif Transaksi Rekening Administratif a. Lancar
a. Current b. Special Mention
r)
1.516.387
r)
1.490.873
r)
1.507.162
1.579.229
1.535.835
1.592.355
1.622.986
1.597.964 Earning Assets - Account Administrative
1.432.448
r)
1.495.878
r)
1.469.939
r)
1.481.565
1.556.678
1.514.661
1.569.827
1.596.368
1.573.035
17.545
r)
17.883
r)
21.907
18.457
17.890
18.931
23.097
21.337
1.781
r)
1.826
r)
2.345
2.667
1.950
2.076
1.545
1.718
Transactions a. Current b. Special Mention
17.413
18.294
22.352
r)
2.272
1.927
1.853
r)
582
871
527 r)
479 r)
477 r)
574
364
436
551
997
909
d. Doubtful
1.498
1.427
697 r)
704 r)
748 r)
770
1.064
899
970
980
965
e. Lost
Non Performing Earning Aset (Nominal)
90.964
97.446
99.399
r)
99.309
r)
102.950
r)
108.700
109.696
114.410
118.393
118.819
Kredit kepada Bank Lain a. Lancar
32.192 32.089
32.542 32.444
33.014
r)
34.213
r)
34.020
r)
33.940
b. DPK c. Kurang Lancar d. Diragukan e. Macet
r)
34.546
32.894 r)
34.032 r)
33.886 r)
33.849 r)
r)
33.616 r)
34.893 r)
35.891 r)
34.450
33.702
r)
34.985
r)
35.988
c. Sub-Standard
116.672 Non Performing Earning Asset (Nominal) 32.539 Interbank Loans 32.449 a. Current
11
15
24 r)
17 r)
51 r)
8 r)
3 r)
8 r)
13 r)
8
8
b. Special Mention
c. Kurang Lancar
9
3
c. Sub-Standard
2 r)
1 r) 0
-
2 r)
1 r) 0
1
0
4 r) 0
1 r)
0
4 r) 0
1 r)
d. Diragukan
4 r) 0
0
0
d. Doubtful
84
80
92 r)
161 r)
79 r)
79 r)
80 r)
82 r)
83 r)
87
82
93
84
96
r)
84 r)
83
r)
88
82
b. DPK
e. Macet
Non Performing Loan kepada Bank Lain (Nominal) Ket: *) Angka-angka sementara r) Angka-angka diperbaiki
r)
164
r)
83
r)
83
r)
84
e. Loss Interbank Non Performing Loan (Nominal) Note: *) Provisional figures r) Revised figures
34
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.32. Aset Produktif dan Kualitas Kredit Bank Umum Konvensional kepada Bank Lain - BUKU 1 (Earning Assets and Credit Quality of Commercial Conventional to Other Bank - Banks Group of Business Activities 1 ) Miliar Rp (Billion Rp) Indikator
Indicator
2015
2014 Des 133.735
Jan 138.726
Feb 137.314
Mar 133.356
Apr 143.684
Mei 153.404
Jun 152.412
Jul 148.022
Ags 150.896
Sep 155.517
Okt 146.963 Earning Assets
127.924
131.672
130.011
126.664
136.174
145.547
145.189
140.444
143.213
147.532
139.343
3.477
4.549
4.727
4.240
4.848
5.032
4.540
4.757
4.733
5.116
4.873
c. Kurang Lancar
351
416
362
282
336
459
325
371
368
452
291
c. Sub-Standard
d. Diragukan
438
374
463
497
432
383
349
386
424
409
401
d. Doubtful
1.544
1.715
1.751
1.674
1.895
1.984
2.009
2.064
2.158
2.009
2.056
12.875
12.883
12.865
13.561
15.952
15.359
14.930
15.568
16.049
16.085
15.442 Earning Assets - Account Administrative
12.807
12.810
12.747
13.530
15.824
15.222
14.804
15.256
15.691
15.970
15.347
Aset Produktif Neraca a. Lancar b. DPK
e. Macet Aset Produktif Transaksi Rekening Administratif a. Lancar b. DPK
a. Current b. Special Mention
e. Loss Transactions a. Current b. Special Mention
53
55
106
22
90
101
54
201
279
64
51
c. Kurang Lancar
5
10
3
3
3
3
7
39
40
12
0
c. Sub-Standard
d. Diragukan
2
3
4
0
1
1
1
3
0
0
0
d. Doubtful
e. Macet
8
6
5
6
33
33
65
68
40
39
44
2.348
2.523
2.589
2.463
2.700
2.862
2.756
2.932
3.029
2.921
Non Performing Earning Aset (Nominal)
e. Loss
2.792 Non Performing Earning Asset (Nominal)
1.037
1.023
986
968
966
1.003
1.041
991
972
947
834 Interbank Loans
1.033
1.020
975
952
963
1.001
1.039
989
970
946
833
b. DPK
2
2
10
14
2
0
-
-
-
-
-
b. Special Mention
c. Kurang Lancar
1
2
2
2
2
2
1
1
1
1
-
c. Sub-Standard
d. Diragukan
-
-
-
-
-
-
-
-
-
-
-
d. Doubtful
e. Macet
1
0
0
-
-
-
1
1
1
1
1
2
2
2
2
2
2
2
2
2
2
1
Kredit kepada Bank Lain a. Lancar
Non Performing Loan kepada Bank Lain (Nominal)
a. Current
e. Loss Interbank Non Performing Loan (Nominal)
35
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.33. Aset Produktif dan Kualitas Kredit Bank Umum Konvensional kepada Bank Lain - BUKU 2 (Earning Assets and Credit Quality of Commercial Conventional Banks to Other Bank - Group of Business Activities 2 ) Miliar Rp (Billion Rp) Indikator
Indicator
2015
2014 Des 857.472
Jan 845.004
Feb 824.270
Mar 856.939
Apr 702.843
Mei 731.328
Jun 751.971
Jul 735.617
Ags 764.250
Sep 796.051
Okt 768.946 Earning Assets
816.751
797.981
775.621
808.264
657.194
682.486
702.477
678.717
703.015
732.910
706.262
23.478
29.632
30.075
28.950
26.843
29.045
30.106
36.716
39.769
41.699
41.831
c. Kurang Lancar
2.724
3.179
3.905
4.373
3.998
4.302
3.869
3.525
3.750
3.485
3.816
c. Sub-Standard
d. Diragukan
2.063
1.689
1.780
2.039
1.865
1.796
2.198
2.150
1.925
1.927
2.066
d. Doubtful
12.457
12.522
12.889
13.313
12.942
13.701
13.322
14.508
15.791
16.030
14.970
324.989
325.075
316.669
328.159
188.444
193.409
206.050
207.626
209.927
220.617
213.186 Earning Assets - Account Administrative
318.181
318.319
310.717
320.439
186.072
190.447
203.058
204.634
206.659
217.588
210.181
b. DPK
5.166
5.006
4.380
6.000
1.832
2.226
2.247
2.149
2.561
2.329
2.244
c. Kurang Lancar
1.283
1.448
1.306
1.471
411
550
561
582
466
455
540
d. Diragukan
196
191
154
104
26
77
67
89
49
42
29
e. Macet
164
111
112
145
102
110
118
172
192
202
192
Non Performing Earning Aset (Nominal)
18.886
19.140
20.146
21.445
19.345
20.535
20.134
21.027
22.173
22.141
21.614 Non Performing Earning Asset (Nominal)
Kredit kepada Bank Lain
13.786
13.600
14.383
15.134
12.732
12.851
12.319
12.413
12.720
13.132
12.152 Interbank Loans
13.786
13.600
14.383
15.051
12.683
12.850
12.319
12.413
12.720
13.131
12.150
b. DPK
0
0
0
0
49
0
0
-
0
0
0
b. Special Mention
c. Kurang Lancar
-
-
0
-
0
-
0
0
-
-
-
c. Sub-Standard
d. Diragukan
-
-
-
-
0
-
0
-
0
0
-
d. Doubtful
e. Macet
0
0
0
83
0
0
-
0
0
1
1
0
0
0
83
0
0
0
0
0
1
1
Aset Produktif Neraca a. Lancar b. DPK
e. Macet Aset Produktif Transaksi Rekening Administratif a. Lancar
a. Lancar
Non Performing Loan kepada Bank Lain (Nominal)
a. Current b. Special Mention
e. Loss Transactions a. Current b. Special Mention c. Sub-Standard d. Doubtful e. Loss
a. Current
e. Loss Interbank Non Performing Loan (Nominal)
36
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.34. Aset Produktif dan Kualitas Kredit Bank Umum Konvensional kepada Bank Lain - BUKU 3 (Earning Assets and Credit Quality of Commercial Conventional Banks to Other Bank - Group of Business Activities 3) Miliar Rp (Billion Rp) Indikator
Indicator
2015
2014 Des 1.466.906
Jan 1.592.009
Feb 1.528.316
Mar 1.546.344
Apr 1.747.795
Mei 1.805.066
Jun 1.847.570
Jul 1.833.619
Ags 1.866.122
Sep 1.895.608
Okt 1.845.872 Earning Assets
1.379.130
1.494.697
1.422.295
1.441.425
1.632.262
1.686.110
1.728.353
1.711.072
1.740.735
1.761.502
1.714.217
54.300
60.938
69.590
68.493
75.855
77.663
77.801
80.253
81.594
89.123
87.932
c. Kurang Lancar
5.885
6.664
6.417
5.820
7.285
8.038
9.111
8.079
7.633
8.234
8.651
c. Sub-Standard
d. Diragukan
7.348
6.968
7.468
7.669
8.212
6.347
5.501
6.672
7.475
7.454
6.541
d. Doubtful
20.243
22.742
22.545
22.937
24.181
26.908
26.804
27.544
28.685
29.296
28.530
574.355
593.312
589.935
614.239
721.780
730.739
799.699
745.723
768.594
786.478
763.102 Earning Assets - Account Administrative
568.072
586.994
582.225
607.200
709.379
718.063
786.569
733.736
755.795
771.397
747.690
Aset Produktif Neraca a. Lancar b. DPK
e. Macet Aset Produktif Transaksi Rekening Administratif a. Lancar b. DPK
a. Current b. Special Mention
e. Loss Transactions a. Current b. Special Mention
5.032
5.482
6.836
6.100
10.139
10.121
10.049
10.074
10.539
12.757
13.068
c. Kurang Lancar
659
212
239
259
1.353
1.726
2.025
1.044
1.323
979
1.071
d. Diragukan
146
153
167
172
344
260
234
278
279
687
639
d. Doubtful
e. Macet
445
470
468
509
566
569
822
592
659
658
634
e. Loss
34.727
37.209
37.305
37.366
41.940
43.848
44.497
44.208
46.053
47.307
Non Performing Earning Aset (Nominal) Kredit kepada Bank Lain a. Lancar
c. Sub-Standard
46.067 Non Performing Earning Asset (Nominal)
8.978
9.382
9.327
10.720
12.671
12.557
11.667
11.822
12.017
9.953
9.107 Interbank Loans
8.977
9.377
9.325
10.719
12.670
12.556
11.666
11.815
12.005
9.944
9.098
a. Current
b. DPK
-
4
-
-
-
-
0
6
11
8
8
b. Special Mention
c. Kurang Lancar
-
-
-
-
0
0
0
-
-
0
-
c. Sub-Standard
d. Diragukan
0
0
0
-
-
-
-
0
0
-
-
d. Doubtful
e. Macet
0
0
2
2
1
1
1
1
1
1
1
1
1
2
2
1
1
1
1
1
1
1
Non Performing Loan kepada Bank Lain (Nominal)
e. Loss Interbank Non Performing Loan (Nominal)
37
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.35. Aset Produktif dan Kualitas Kredit Bank Umum Konvensional kepada Bank Lain - BUKU 4 (Earning Assets and Credit Quality of Commercial Conventional Banks to Other Bank - Group of Business Activities 4) Miliar Rp (Billion Rp) Indikator
Indicator
2015
2014 Des 2.073.322
Jan 2.091.848
Feb 2.030.938
Mar 2.040.926
Apr 2.031.282
Mei 2.051.237
Jun 2.158.175
Jul 2.173.566
Ags 2.187.952
Sep 2.211.284
Okt 2.202.915 Earning Assets
1.985.166
1.990.972
1.910.919
1.937.198
1.924.571
1.936.923
2.048.157
2.061.239
2.071.097
2.095.281
2.085.529
62.151
72.205
89.942
74.218
75.771
81.482
75.788
74.610
78.389
77.969
79.635
c. Kurang Lancar
3.904
5.711
5.447
5.049
5.593
5.599
7.562
10.204
8.703
8.859
7.837
c. Sub-Standard
d. Diragukan
4.546
3.847
5.181
5.749
5.432
6.095
6.216
5.767
7.704
8.074
7.240
d. Doubtful
17.555
19.113
19.449
18.712
19.916
21.137
20.453
21.746
22.059
21.101
22.673
529.351
538.243
536.054
558.183
562.237
564.894
555.751
563.974
594.565
596.659
602.791 Earning Assets - Account Administrative
523.214
531.819
524.414
552.470
556.209
555.079
549.455
558.122
588.498
588.300
596.411
Aset Produktif Neraca a. Lancar b. DPK
e. Macet Aset Produktif Transaksi Rekening Administratif a. Lancar b. DPK
a. Current b. Special Mention
e. Loss Transactions a. Current b. Special Mention
5.956
6.077
11.029
5.423
5.821
9.458
6.104
5.438
5.521
7.917
5.943
c. Kurang Lancar
39
51
300
47
58
66
75
285
247
98
106
c. Sub-Standard
d. Diragukan
58
205
198
202
105
235
61
65
223
267
241
d. Doubtful
e. Macet
85
90
112
41
43
55
56
63
76
77
91
26.186
29.018
30.688
29.800
31.147
33.189
34.423
38.131
39.012
38.476
Non Performing Earning Aset (Nominal)
e. Loss
38.188 Non Performing Earning Asset (Nominal)
7.911
8.024
7.272
6.310
6.588
6.479
7.525
8.587
9.125
9.384
9.279 Interbank Loans
7.831
7.945
7.198
6.240
6.519
6.407
7.456
8.515
9.052
9.309
9.209
b. DPK
8
9
5
3
0
3
-
3
-
-
-
b. Special Mention
c. Kurang Lancar
-
-
-
-
-
-
-
-
-
-
-
c. Sub-Standard
d. Diragukan
-
-
-
-
-
-
-
-
-
-
-
d. Doubtful
e. Macet
72
69
70
67
69
69
70
70
73
75
71
72
69
70
67
69
69
70
70
73
75
71
Kredit kepada Bank Lain a. Lancar
Non Performing Loan kepada Bank Lain (Nominal)
a. Current
e. Loss Interbank Non Performing Loan (Nominal)
38
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.36. Aset Produktif dan Kualitas Kredit Bank Umum Syariah kepada Bank Lain - BUKU 1 (Earning Assets and Credit Quality of Commercial Sharia Banks to Other Bank - Group of Business Activities 1) Miliar Rp (Billion Rp) Indikator
Indicator
2015
2014 Des 32.165
Jan 30.418
Feb 22.623
Mar 23.001
Apr 22.892
Mei 22.956
Jun 23.581
Jul 22.724
Ags 22.657
Sep 23.412
29.819
27.881
20.252
20.645
20.636
20.699
21.238
20.344
20.173
20.832
20.693
1.597
1.774
1.472
1.487
1.386
1.409
1.570
1.571
1.619
1.803
1.840
c. Kurang Lancar
255
317
458
388
384
342
296
316
362
288
302
c. Sub-Standard
d. Diragukan
136
159
149
152
152
160
175
157
161
143
137
d. Doubtful
e. Macet
358
287
291
329
334
346
301
336
342
346
349
e. Loss
645
170
-
-
-
515
674
886
1.026
1.137
1.242 Earning Assets - Account Administrative
645
170
186 r)
216 r)
365 r)
515
674
886
1.026
1.136
1.242
- r)
- r)
Aset Produktif Neraca a. Lancar b. DPK
Aset Produktif Transaksi Rekening Administratif a. Lancar b. DPK
0
-
- r)
c. Kurang Lancar
-
-
-
r)
-
r)
-
r)
d. Diragukan
-
-
-
r)
-
r)
-
r)
e. Macet
-
-
749
763
898
Non Performing Earning Aset (Nominal)
r)
b. Special Mention
Transactions a. Current
0
-
0
0
0
0
b. Special Mention
-
-
-
-
-
c. Sub-Standard
0
-
-
-
-
-
d. Doubtful
-
e. Loss
869
-
-
-
-
-
848
773
809
865
777
r)
a. Current
-
869
r)
Okt 23.321 Earning Assets
788 Non Performing Earning Asset (Nominal)
111
104
102
101
100
98
96
95
92
91
90
Interbank Loans
110
103
96
100
99
97
95
94
92
91
90
a. Current
b. DPK
-
-
5
-
-
-
-
-
-
-
-
b. Special Mention
c. Kurang Lancar
1
1
1
1
1
-
-
-
-
-
-
c. Sub-Standard
d. Diragukan
-
-
-
-
-
1
1
-
-
-
-
d. Doubtful
e. Macet
-
-
-
-
-
-
-
1
-
-
-
1
1
1
1
1
1
1
1
-
-
-
Kredit kepada Bank Lain a. Lancar
Non Performing Loan kepada Bank Lain (Nominal)
e. Loss Interbank Non Performing Loan (Nominal)
39
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.37. Aset Produktif dan Kualitas Kredit Bank Umum Syariah kepada Bank Lain - BUKU 2 (Earning Assets and Credit Quality of Commercial Sharia Banks to Other Bank - Group of Business Activities 2) Miliar Rp (Billion Rp) Indikator Aset Produktif Neraca a. Lancar
Indicator
2015
2014 Des 153.972
Jan 148.708
Feb 157.904
Mar 156.927
Apr 157.097
Mei 158.540
Jun 156.513
Jul 157.575
Ags 157.616
Sep 161.740
Okt 159.801 Earning Assets
a. Current
138.410
129.197
135.700
135.384
134.855
136.306
133.798
135.680
134.611
138.573
136.553
b. DPK
8.759
11.995
14.438
14.180
15.298
14.820
15.606
14.595
15.749
15.975
16.030
c. Kurang Lancar
1.851
2.070
2.055
2.045
1.850
2.281
1.817
1.939
1.695
1.631
1.566
d. Diragukan
1.321
1.492
1.517
1.526
1.274
1.299
1.012
1.092
1.173
829
718
e. Macet
3.632
3.953
4.194
3.791
3.820
3.835
4.280
4.269
4.389
4.732
4.934
23.111
22.509
-
-
-
2.246
2.124
2.059
2.194
2.010
2.201 Earning Assets - Account Administrative
20.642
19.560
2160 r)
2024 r)
2089 r)
2.240
2.119
2.027
2.158
1.976
2.165
1 r)
1 r)
2 r)
Aset Produktif Transaksi Rekening Administratif a. Lancar b. DPK
b. Special Mention c. Sub-Standard d. Doubtful e. Loss Transactions a. Current b. Special Mention
1.205
1.673
1
2
28
30
29
31
c. Kurang Lancar
287
207
3
r)
0
r)
1
r)
0
0
0
1
1
1
c. Sub-Standard
d. Diragukan
180
319
4
r)
-
r)
-
r)
1
1
0
0
0
-
d. Doubtful
e. Macet
797
750
r)
3
3
4
4
4
4
e. Loss
8.067
8.792
7.419
7.113
7.304
7.261
7.197
Non Performing Earning Aset (Nominal)
r)
0 7.766
r)
3 7.363
3 6.943
7.223 Non Performing Earning Asset (Nominal)
369
410
421
439
432
426
478
491
486
474
494 Interbank Loans
352
400
411
434
427
420
473
487
480
470
489
b. DPK
0
0
-
-
-
2
1
0
1
-
-
b. Special Mention
c. Kurang Lancar
7
-
0
-
-
-
-
-
0
-
c. Sub-Standard
d. Diragukan
-
-
-
0
0
-
-
-
-
0
d. Doubtful
e. Macet
11
10
10
4
4
4
4
4
4
4
4
17
10
10
5
4
4
4
4
4
4
4
Kredit kepada Bank Lain a. Lancar
Non Performing Loan kepada Bank Lain (Nominal)
a. Current
e. Loss Interbank Non Performing Loan (Nominal)
40
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.38. Komposisi Dana Pihak Ketiga Bank Umum
(Composition of Third Party Funds of State Owned Banks) Miliar Rp (Billion Rp) Desember 2014
Keterangan
Giro Rupiah
Nominal
Mei 2015
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Juni 2015
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Juli 2015
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Agustus 2015
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
September 2015
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Oktober 2015
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
707.065
23,03
754.228
23,26
1.056.749
24,46
1.013.330
23,46
1.041.544
23,85
1.099.027
24,62
1.030.672
513.179
16,71
545.965
16,83
708.002
16,39
673.361
15,59
686.052
15,71
732.441
16,41
694.604
Komposisi thd Total DPK (%)
23,58 Demand Deposits 15,89 Rupiah
193.887
6,31
208.263
6,42
348.747
8,07
339.969
7,87
355.492
8,14
366.586
8,21
336.068
994.300
32,38
1.047.434
32,30
1.219.747
28,24
1.247.676
28,82
1.242.686
28,46
1.282.511
28,73
1.271.808
928.742
30,25
974.296
30,04
1.114.824
25,81
1.142.023
26,38
1.132.399
25,93
1.156.248
25,90
1.151.639
65.558
2,14
73.138
2,26
104.923
2,43
105.653
2,44
110.287
2,53
126.263
2,83
120.169
1.369.195
44,59
1.441.475
44,45
2.043.253
47,30
2.067.817
47,77
2.082.341
47,69
2.082.545
46,65
2.067.924
1.156.791
37,67
1.229.050
37,90
1.724.149
39,91
1.743.745
40,28
1.756.783
40,23
1.755.789
39,33
1.761.665
212.404
6,92
212.424
6,55
319.104
7,39
324.072
7,49
325.559
7,46
326.756
7,32
306.259
7,01
Rupiah
682.886
22,24
818.002
25,22
895.441
20,73
905.417
20,92
916.387
20,99
914.002
20,47
902.972
20,66
Valas
141.449
4,61
145.756
4,49
151.770
3,51
154.023
3,56
158.346
3,63
163.968
3,67
156.973
3,59
229.617
7,48
196.755
6,07
438.339
10,15
433.622
1,23
432.916
9,91
432.627
9,69
449.361
10,28
28.911
0,94
22.206
0,68
54.738
1,27
53.414
4,44
51.772
1,19
51.387
1,15
50.156
1,15
Valas Tabungan Rupiah Valas Simpanan Berjangka Rupiah Valas
7,69 29,10 Saving 26,35 2,75
Valas
Valas Total DPK Rupiah Valas
Foreign Exchange Rupiah Foreign Exchange Rupiah Foreign Exchange - Periode 6 Month
127.270
4,14
119.350
3,68
178.418
4,13
192.360
4,91
196.500
4,50
198.839
4,45
198.327
4,54
24.040
0,78
27.820
0,86
67.096
1,55
69.292
1,09
69.663
1,60
68.361
1,53
58.964
1,35
Rupiah Foreign Exchange - Periode >= 12 Month
- Jangka Waktu >= 12 bulan Rupiah
Foreign Exchange
- Periode 3 Month
- Jangka Waktu 6 bulan Rupiah
Rupiah
- Periode 1 Month
- Jangka Waktu 3 bulan Valas
Foreign Exchange
47,32 Time Deposits 40,31 Rupiah
- Jangka Waktu 1 bulan
Rupiah
Items
(Composition to Total Third Party Funds) (%)
117.018
3,81
94.944
2,93
211.928
4,91
212.346
82,22
210.980
4,83
210.321
4,71
211.004
4,83
Rupiah
18.004
0,59
16.643
0,51
45.500
1,05
47.343
17,78
45.777
1,05
43.039
0,96
40.166
0,92
Foreign Exchange
3.070.560
100,00
3.243.136
100,00
4.319.749
100,00
4.328.822
100,00
4.366.571
100,00
4.464.083
100,00
4.370.404
2.598.712
84,63
2.749.311
84,77
3.546.975
82,11
3.559.128
82,22
3.575.234
81,88
3.644.478
81,64
3.607.908
471.849
15,37
493.825
15,23
772.774
17,89
769.694
17,78
791.337
18,12
819.604
18,36
762.496
100,00 Total Third Party Funds 82,55 Rupiah 17,45
Foreign Exchange
41
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.39. Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 1 (Composition of Third Party Funds of Commercial Conventional Banks - Group of Business Activities 1) Miliar Rp (Billion Rp) Desember 2014
Keterangan Nominal
Giro Rupiah Valas Tabungan Rupiah Valas Simpanan Berjangka Rupiah Valas - Jangka Waktu 1 bulan Rupiah Valas - Jangka Waktu 3 bulan Rupiah Valas - Jangka Waktu 6 bulan Rupiah Valas - Jangka Waktu >= 12 bulan Rupiah Valas Total DPK Rupiah Valas
Mei 2015
Juni 2015
Juli 2015
Agustus 2015
September 2015
Oktober 2015
Komposisi thd Total DPK (%)
Komposisi thd Total DPK (%)
Komposisi thd Total DPK (%)
Komposisi thd Total DPK (%)
Komposisi thd Total DPK (%)
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
(Composition to Total Third Party Funds) (%)
(Composition to Total Third Party Funds) (%)
(Composition to Total Third Party Funds) (%)
(Composition to Total Third Party Funds) (%)
(Composition to Total Third Party Funds) (%)
Nominal
Nominal
Nominal
Nominal
Nominal
Komposisi thd Total DPK (%) Nominal
Items
(Composition to Total Third Party Funds) (%)
21.155 20.207 948 21.720 21.707 13 86.281 83.216 3.065
16 16 1 17 17 0 67 64 2
35.284 32.477 2.806 20.213 19.333 880 96.371 91.328 5.043
23 21 2 13 13 1 63 60 3
37.937 35.357 2.580 19.799 18.756 1.043 92.208 87.720 4.488
25 24 2 13 13 1 61 59 3
35.303 33.075 2.228 21.339 20.172 1.166 93.390 87.922 5.468
24 22 1 14 13 1 62 59 4
34.225 31.891 2.335 20.900 19.977 923 94.103 87.439 6.664
23 21 2 14 13 1 63 59 4
37.357 35.071 2.286 21.012 19.704 1.308 94.142 87.465 6.677
24 23 1 14 13 1 62 57 4
33.951 31.868 2.083 21.524 20.417 1.107 89.553 83.034 6.519
23 22 1 15 14 1 62 57 4
45.496 2.316
35 2
46.568 2.950
31 2
44.460 2.485
30 2
44.660 3.009
30 2
44.875 3.326
30 2
45.183 3.151
30 2
41.799 3.234
29 2
21.469 430
17 0
24.730 1.152
16 1
23.465 1.156
16 1
22.777 1.396
15 1
21.944 1.630
15 1
20.862 1.438
14 1
20.044 1.199
14 1
7.765 194
6 0
9.979 366
7 0
9.847 326
7 0
10.172 528
7 0
10.441 679
7 0
10.762 927
7 1
9.806 1.000
7 1
8.486 125 129.155 125.130 4.026
7 0 100 97 3
10.050 575 151.868 143.138 8.729
7 0 100 94 6
9.949 521 149.943 141.833 8.111
7 0 100 95 5
10.314 536 150.032 141.170 8.862
7 0 100 94 6
10.179 1.030 149.229 139.307 9.922
7 1 100 93 7
10.658 1.161 152.511 142.240 10.272
7 1 100 93 7
11.385 1.088 145.028 135.320 9.709
8 1 100 93 7
Demand Deposits Rupiah Foreign Exchange
Saving Rupiah Foreign Exchange Time Deposits Rupiah Foreign Exchange - Periode 1 Month Rupiah Foreign Exchange - Periode 3 Month Rupiah Foreign Exchange - Periode 6 Month Rupiah Foreign Exchange - Periode >= 12 Month Rupiah Foreign Exchange Total Third Party Funds Rupiah Foreign Exchange
42
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.40. Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 2 (Composition of Third Party Funds of Commercial Conventional Banks - Group of Business Activities 2) Miliar Rp (Billion Rp) Desember 2014
Keterangan
Giro Rupiah Valas Tabungan Rupiah Valas Simpanan Berjangka Rupiah Valas
Nominal
Mei 2015
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Juni 2015
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Juli 2015
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Agustus 2015
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
September 2015
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Oktober 2015
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Komposisi thd Total DPK (%)
31 Demand Deposits
199.284
32
186.989
31
199.759
33
187.229
31
194.891
32
209.381
33
195.404
134.993
22
143.825
24
151.804
25
141.386
23
145.754
24
157.814
25
148.315
64.291
10
43.163
7
47.955
8
45.843
8
49.136
8
51.567
8
47.089
123.953
20
94.776
16
93.065
15
98.721
16
98.377
16
98.900
15
100.310
110.562
18
87.598
15
85.923
14
91.298
15
90.581
15
90.822
14
92.406
15
13.391
2
7.178
1
7.141
1
7.423
1
7.796
1
8.078
1
7.904
1
299.887
48
320.732
53
321.029
52
320.092
53
325.112
53
334.058
52
338.411
53 Time Deposits
249.895
40
270.594
45
270.465
44
270.753
45
271.095
44
277.671
43
281.856
44
49.992
8
50.138
8
50.565
8
49.339
8
54.017
9
56.387
9
56.555
9
133.555
21
144.892
24
141.508
23
140.967
23
142.761
23
149.033
23
146.758
23
29.173
5
28.872
5
28.550
5
26.714
4
30.778
5
31.643
5
30.624
5
23 7
Valas
Valas
Valas
Rupiah Foreign Exchange Rupiah Foreign Exchange Rupiah Foreign Exchange - Periode 3 Month
62.176
10
62.286
10
63.121
10
61.281
10
60.605
10
58.955
9
61.236
10
9.155
1
9.163
2
8.984
1
9.155
2
9.242
1
10.019
2
10.369
2
Rupiah Foreign Exchange - Periode 6 Month
- Jangka Waktu 6 bulan Rupiah
Foreign Exchange
- Periode 1 Month
- Jangka Waktu 3 bulan Rupiah
Rupiah
16 Saving
- Jangka Waktu 1 bulan Rupiah
Items
(Composition to Total Third Party Funds) (%)
28.711
5
28.331
5
29.718
5
31.331
5
30.830
5
32.092
5
32.889
5
5.531
1
5.654
1
7.140
1
7.894
1
8.309
1
8.845
1
7.545
1
Rupiah Foreign Exchange - Periode >= 12 Month
- Jangka Waktu >= 12 bulan 25.432
4
35.065
6
36.097
6
37.174
6
36.898
6
37.591
6
40.974
6
Rupiah
6.133
1
6.449
1
5.891
1
5.576
1
5.688
1
5.881
1
8.017
1
Foreign Exchange
623.124
100
602.497
100
613.853
100
606.041
100
618.380
100
642.339
100
634.125
Rupiah
495.449
80
502.018
83
508.192
83
503.437
83
507.431
82
526.307
82
522.576
82
Valas
127.674
20
100.479
17
105.661
17
102.604
17
110.949
18
116.032
18
111.549
18
Rupiah Valas Total DPK
100 Total Third Party Funds
Rupiah Foreign Exchange
43
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.41. Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 3 (Composition of Third Party Funds of Commercial Conventional Banks - Group of Business Activities 3) Miliar Rp (Billion Rp) Desember 2014
Keterangan
Giro
Nominal
Mei 2015
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Juni 2015
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Juli 2015
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Agustus 2015
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
September 2015
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Oktober 2015
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Komposisi thd Total DPK (%)
Items
(Composition to Total Third Party Funds) (%)
23 Demand Deposits
253.269
20
325.280
22
349.207
24
339.612
23
346.093
24
359.144
24
334.454
157.901
12
195.067
13
210.557
14
198.531
14
196.774
13
214.162
14
199.177
95.367
8
130.213
9
138.650
10
141.081
10
149.319
10
144.982
10
135.276
283.686
22
278.577
19
282.907
19
284.350
20
287.229
20
303.386
20
298.503
20 Saving
242.866
19
227.631
16
231.433
16
233.003
16
234.013
16
238.265
16
235.838
16
40.820
3
50.946
3
51.474
4
51.346
4
53.216
4
65.122
4
62.665
4
730.774
58
864.407
59
827.250
57
826.823
57
835.005
57
841.483
56
845.860
57 Time Deposits
Rupiah
597.180
47
712.302
49
684.968
47
688.082
47
701.448
48
700.538
47
709.940
48
Valas
133.594
11
152.105
10
142.282
10
138.741
10
133.557
9
140.945
9
135.920
9
350.286
28
377.484
26
348.995
24
350.885
24
361.601
25
354.223
24
353.365
24
64.464
5
73.171
5
66.542
5
67.547
5
64.475
4
70.259
5
70.107
5
Rupiah Valas Tabungan Rupiah Valas Simpanan Berjangka
13 9
Valas
Valas
Rupiah Foreign Exchange Rupiah Foreign Exchange Rupiah Foreign Exchange - Periode 3 Month
- Jangka Waktu 3 bulan Rupiah
Foreign Exchange
- Periode 1 Month
- Jangka Waktu 1 bulan Rupiah
Rupiah
140.538
11
190.358
13
185.650
13
180.916
12
179.542
12
184.744
12
196.363
13
27.170
2
30.397
2
27.985
2
23.511
2
21.707
1
24.223
2
24.515
2
Rupiah Foreign Exchange - Periode 6 Month
- Jangka Waktu 6 bulan Rupiah
53.511
4
81.914
6
85.925
6
91.364
6
95.226
6
97.941
7
97.778
7
Valas
20.592
2
26.605
2
26.431
2
25.875
2
27.082
2
26.488
2
23.498
2
Rupiah Foreign Exchange - Periode >= 12 Month
- Jangka Waktu >= 12 bulan Rupiah
52.821
4
62.546
4
64.398
4
64.916
4
65.079
4
63.630
4
62.434
4
Rupiah
Valas
21.368
2
21.933
1
21.324
1
21.808
2
20.293
1
19.975
1
17.800
1
Foreign Exchange
1.267.728
100
1.468.265
100
1.459.364
100
1.450.785
100
1.468.327
100
1.504.014
100
1.478.816
Rupiah
997.947
79
1.135.000
77
1.126.959
77
1.119.616
77
1.132.235
77
1.152.965
77
1.144.955
77
Valas
269.781
21
333.264
23
332.405
23
331.169
23
336.092
23
351.049
23
333.861
23
Total DPK
100 Total Third Party Funds
Rupiah Foreign Exchange
44
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.42. Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 4 (Composition of Third Party Funds of Commercial Conventional Banks - Group of Business Activities 4) Miliar Rp (Billion Rp) Desember 2014
Keterangan
Giro
Nominal
Mei 2015
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Juni 2015
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Juli 2015
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Agustus 2015
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
September 2015
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Oktober 2015
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Komposisi thd Total DPK (%)
Items
(Composition to Total Third Party Funds) (%)
23 Demand Deposits
402.071
21
408.048
22
453.484
23
436.104
22
452.318
23
478.516
24
453.563
Rupiah
281.247
15
267.205
14
297.714
15
288.619
15
300.912
15
314.393
16
305.011
Valas
120.825
6
140.843
8
155.770
8
147.485
8
151.406
8
164.123
8
148.551
804.681
42
757.137
41
777.020
40
794.641
41
787.469
40
809.993
41
802.385
41 Saving
762.157
40
714.669
39
731.891
38
749.066
38
739.282
38
758.408
38
754.041
39
42.524
2
42.468
2
45.129
2
45.575
2
48.188
2
51.585
3
48.344
2
716.937
37
679.960
37
703.268
36
725.840
37
726.287
37
710.276
36
690.629
35 Time Deposits
Rupiah
613.099
32
570.189
31
590.271
31
604.852
31
604.092
31
596.437
30
591.877
30
Valas
103.838
5
109.771
6
112.997
6
120.988
6
122.195
6
113.840
6
98.752
5
358.213
19
311.692
17
328.804
17
337.069
17
333.686
17
332.156
17
326.600
17
63.495
3
53.020
3
50.655
3
52.851
3
55.797
3
53.710
3
48.365
2
Tabungan Rupiah Valas Simpanan Berjangka
16 8
Valas
Valas
131.963
7
139.637
8
142.723
7
151.537
8
154.849
8
151.940
8
155.577
8
8.247
0
11.933
1
15.617
1
18.011
1
17.818
1
14.418
1
12.866
1
Rupiah
44.263
2
41.797
2
44.124
2
43.171
2
43.275
2
41.307
2
40.754
2
Valas
17.091
1
28.928
2
30.663
2
33.803
2
32.213
2
30.752
2
25.256
1
Valas
Rupiah Foreign Exchange Rupiah Foreign Exchange Rupiah Foreign Exchange Rupiah Foreign Exchange - Periode >= 12 Month
- Jangka Waktu >= 12 bulan
Rupiah
Foreign Exchange
- Periode 6 Month
- Jangka Waktu 6 bulan
Total DPK
Rupiah
- Periode 3 Month
- Jangka Waktu 3 bulan Rupiah
Foreign Exchange
- Periode 1 Month
- Jangka Waktu 1 bulan Rupiah
Rupiah
Rupiah
78.660
4
77.063
4
74.620
4
73.076
4
72.282
4
71.033
4
68.946
4
Rupiah
Valas
15.005
1
15.889
1
16.063
1
16.324
1
16.368
1
14.960
1
12.265
1
Foreign Exchange
1.923.690
100
1.845.145
100
1.933.772
100
1.956.585
100
1.966.075
100
1.998.785
100
1.946.577
1.656.503
86
1.552.064
84
1.619.876
84
1.642.537
84
1.644.285
84
1.669.237
84
1.650.929
85
267.186
14
293.081
16
313.896
16
314.048
16
321.789
16
329.548
16
295.648
15
100 Total Third Party Funds
Rupiah Foreign Exchange
45
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.43. Komposisi Dana Pihak Ketiga Bank Umum Syariah - BUKU 1 (Composition of Third Party Funds of Commercial Sharia Banks - Group of Business Activities 1) Miliar Rp (Billion Rp) Desember 2014
Keterangan
Giro Rupiah Valas Tabungan Rupiah Valas Simpanan Berjangka Rupiah Valas
Mei 2015
Komposisi thd Total DPK (%)
Nominal
(Composition to Total Third Party Funds) (%)
Juni 2015
Komposisi thd Total DPK (%)
Nominal
(Composition to Total Third Party Funds) (%)
Juli 2015
Komposisi thd Total DPK (%)
Nominal
(Composition to Total Third Party Funds) (%)
Agustus 2015
Komposisi thd Total DPK (%)
Nominal
(Composition to Total Third Party Funds) (%)
September 2015
Komposisi thd Total DPK (%)
Nominal
(Composition to Total Third Party Funds) (%)
Oktober 2015
Komposisi thd Total DPK (%)
Nominal
(Composition to Total Third Party Funds) (%)
Komposisi thd Total DPK (%)
Nominal
4 Demand Deposits
1.523
6
983
5
970
5
840
4
844
4
1.009
5
876
1.357
5
878
4
881
4
772
4
787
4
954
5
828
166
1
105
1
90
0
68
0
57
0
54
0
49
3.336
12
2.415
12
2.620
13
2.558
13
2.548
13
2.620
13
2.566
13 Saving
3.336
12
2.414
12
2.620
13
2.558
13
2.547
13
2.619
13
2.565
13
0
0
0
0
0
0
0
0
0
0
0
0
0
0
21.883
82
16.859
83
17.305
83
16.722
83
16.495
83
16.426
82
16.536
83 Time Deposits
21.700
81
16.857
83
17.304
83
16.721
83
16.494
83
16.425
82
16.535
83
183
1
1
0
1
0
1
0
1
0
1
0
1
0
12.521
47
8.933
44
9.592
46
8.898
44
8.639
43
7.294
36
7.409
37
50
0
-
-
-
-
-
-
-
-
-
-
-
-
4
Rupiah
0
Foreign Exchange
Valas
Valas
4.869
18
3.798
19
3.664
18
3.830
19
3.868
19
3.642
18
3.653
18
17
0
-
-
-
-
-
-
-
-
-
-
-
-
Valas
2.292
9
1.879
9
1.748
8
1.659
8
1.545
8
2.354
12
2.234
11
30
0
-
-
-
-
-
-
-
-
-
-
-
-
Valas Total DPK Rupiah Valas
Foreign Exchange Rupiah Foreign Exchange Rupiah Foreign Exchange Rupiah Foreign Exchange - Periode >= 12 Month
- Jangka Waktu >= 12 bulan Rupiah
Rupiah
- Periode 6 Month
- Jangka Waktu 6 bulan Rupiah
Foreign Exchange
- Periode 3 Month
- Jangka Waktu 3 bulan Rupiah
Rupiah
- Periode 1 Month
- Jangka Waktu 1 bulan Rupiah
Items
(Composition to Total Third Party Funds) (%)
Rupiah
1.937
7
2.247
11
2.297
11
2.334
12
2.442
12
3.135
16
3.239
16
86
0
1
0
1
0
1
0
1
0
1
0
1
0
26.742
100
20.256
100
20.895
100
20.120
100
19.886
100
20.055
100
19.978
100 Total Third Party Funds
26.393
99
20.150
99
20.804
100
20.051
100
19.828
100
19.998
100
19.928
100
350
1
107
1
91
0
70
0
59
0
56
0
51
0
Foreign Exchange Rupiah Foreign Exchange
46
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.44. Komposisi Dana Pihak Ketiga Bank Umum Syariah - BUKU 2 (Composition of Third Party Funds of Commercial Sharia Banks - Group of Business Activities 2) Miliar Rp (Billion Rp) Desember 2014
Keterangan
Giro
Mei 2015
Komposisi thd Total DPK (%)
Nominal
(Composition to Total Third Party Funds) (%)
Juni 2015
Komposisi thd Total DPK (%)
Nominal
(Composition to Total Third Party Funds) (%)
Juli 2015
Komposisi thd Total DPK (%)
Nominal
(Composition to Total Third Party Funds) (%)
Agustus 2015
Komposisi thd Total DPK (%)
Nominal
(Composition to Total Third Party Funds) (%)
September 2015
Komposisi thd Total DPK (%)
Nominal
(Composition to Total Third Party Funds) (%)
Oktober 2015
Komposisi thd Total DPK (%)
Nominal
(Composition to Total Third Party Funds) (%)
Komposisi thd Total DPK (%)
Nominal
Items
(Composition to Total Third Party Funds) (%)
9 Demand Deposits
12.284
9
16.297
11
15.392
11
14.241
10
13.171
9
13.620
9
12.424
Rupiah
9.572
7
12.412
9
11.689
8
10.976
8
9.934
7
10.047
7
9.405
Valas
2.712
2
3.885
3
3.703
3
3.265
2
3.238
2
3.573
2
3.019
47.082
33
45.877
32
44.337
31
46.067
32
46.164
32
46.600
32
46.521
32 Saving
46.931
33
45.737
32
44.201
31
45.925
32
45.999
32
46.430
32
46.372
32
151
0
140
0
136
0
142
0
165
0
169
0
149
0
84.615
59
81.945
57
82.192
58
84.950
58
85.339
59
86.159
59
86.934
60 Time Deposits
76.653
53
73.292
51
73.421
52
75.416
52
76.215
53
77.254
53
78.423
54
7.961
6
8.653
6
8.772
6
9.534
7
9.124
6
8.905
6
8.511
6
25.740
18
21.853
15
22.081
16
22.939
16
24.824
17
26.114
18
27.040
19
2.866
2
3.522
2
3.538
2
3.903
3
3.970
3
5.204
4
4.644
3
Tabungan Rupiah Valas Simpanan Berjangka Rupiah Valas
6
Rupiah
2
Foreign Exchange
Valas
Valas
13.096
9
19.888
14
19.716
14
13.282
9
12.109
8
12.483
9
12.490
9
2.249
2
900
1
996
1
1.343
1
1.375
1
1.290
1
1.207
1
Valas
12.803
9
6.782
5
7.057
5
14.663
10
15.183
10
14.383
10
14.867
10
2.033
1
2.549
2
2.537
2
1.191
1
1.381
1
1.350
1
1.666
1
25.014
17
24.768
17
24.567
17
24.533
17
24.099
17
24.274
17
24.027
16
715
0
1.682
1
1.700
1
3.098
2
2.398
2
1.061
1
995
1
143.981
100
144.119
100
141.921
100
145.258
100
144.674
100
146.379
100
145.879
Rupiah
133.157
92
131.440
91
129.311
91
132.317
91
132.148
91
133.732
91
134.200
92
Valas
10.824
8
12.679
9
12.610
9
12.941
9
12.526
9
12.647
9
11.679
8
Valas Total DPK
Rupiah Foreign Exchange Rupiah Foreign Exchange Rupiah Foreign Exchange - Periode >= 12 Month
- Jangka Waktu >= 12 bulan Rupiah
Foreign Exchange
- Periode 6 Month
- Jangka Waktu 6 bulan Rupiah
Rupiah
- Periode 3 Month
- Jangka Waktu 3 bulan Rupiah
Foreign Exchange
- Periode 1 Month
- Jangka Waktu 1 bulan Rupiah
Rupiah
Rupiah Foreign Exchange
100 Total Third Party Funds
Rupiah Foreign Exchange
47
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.45. Suku Bunga Rata-rata DPK Bank Umum
(Average of Interest Rate of Third Party Funds of Commercial Banks) Persen (Percent) Keterangan
2015
2014 Des
Items Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt Demand Deposits
Giro Rupiah
2,31
2,36
2,39
2,43
2,41
2,40
2,38
2,38
2,34
2,40
2,35
- Rupiah
Valas
0,46
0,40
0,40
0,42
0,44
0,44
0,41
0,41
0,40
0,43
0,41
- Foreign Exchange
Rupiah
2,02
1,99
2,03
2,02
2,00
2,01
2,00
1,99
1,99
2,00
1,97
Valas
0,35
0,34
0,34
0,34
0,34
0,34
0,36
0,34
0,30
0,28
0,28
Saving
Tabungan
- Rupiah - Foreign Exchange Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln Rupiah
8,56
8,46
8,63
8,38
8,07
7,85
7,74
7,71
7,60
7,56
7,48
Rupiah
Valas
1,99
2,06
2,03
1,94
1,76
1,55
1,37
1,24
1,16
1,05
1,02
Foreign Exchange
Rupiah
9,14
9,12
9,18
9,03
8,83
8,71
8,49
8,41
8,33
8,23
8,15
Rupiah
Valas
2,29
2,30
2,26
2,24
2,07
2,00
1,79
1,56
1,40
1,32
1,23
Foreign Exchange
Rupiah
9,22
9,16
9,18
9,07
9,01
8,97
8,84
8,73
8,61
8,54
8,51
Valas
2,26
2,23
2,18
2,10
2,03
1,99
1,90
1,81
1,73
1,62
1,54
- 3 Month Time Deposits
- Simpanan Berjangka 3 bln
- 6 Month Time Deposits
- Simpanan Berjangka 6 bln
Rupiah Foreign Exchange - 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln Rupiah
8,76
8,72
8,82
8,84
8,79
8,80
8,69
8,68
8,61
8,57
8,57
Rupiah
Valas
2,24
2,23
2,21
2,13
2,11
2,05
2,04
2,01
1,97
1,92
1,83
Foreign Exchange
48
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.46. Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 1 (Average of Interest Rate of Third Party Funds of Commercial Conventional Banks - Group of Business Activities 1 ) Persen (Percent) Keterangan
2015
2014 Des
Items Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt Demand Deposits
Giro Rupiah
2,41
2,60
2,72
2,97
2,91
2,88
2,88
2,93
3,23
3,26
3,53
Valas
0,57
0,57
0,45
0,43
0,43
0,36
1,12
1,28
1,31
0,94
0,88
- Rupiah - Foreign Exchange Saving
Tabungan Rupiah
2,64
2,72
2,75
3,31
3,17
3,14
3,13
2,98
3,11
3,14
2,79
Valas
0,79
0,83
0,76
0,60
0,06
0,11
0,11
0,11
0,12
0,12
0,12
- Rupiah - Foreign Exchange Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln Rupiah
9,39
9,32
9,35
9,27
9,11
8,98
8,84
8,75
8,65
8,61
8,58
Rupiah
Valas
2,96
2,96
2,96
2,86
2,59
2,47
2,16
1,98
1,99
1,90
1,83
Foreign Exchange - 3 Month Time Deposits
- Simpanan Berjangka 3 bln Rupiah Valas
10,02
9,95
9,86
9,89
9,71
9,62
9,43
9,30
9,23
9,18
9,12
3,39
3,32
3,28
3,05
2,50
2,56
2,40
2,53
2,42
2,31
2,28
Rupiah Foreign Exchange - 6 Month Time Deposits
- Simpanan Berjangka 6 bln Rupiah
9,86
9,84
9,85
9,86
9,80
9,75
9,59
9,55
9,53
9,44
9,44
Valas
3,63
3,66
3,42
3,33
2,78
2,62
2,48
2,37
2,30
2,38
2,39
Rupiah Foreign Exchange - 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln Rupiah
9,54
9,57
9,62
9,67
9,61
9,52
9,42
9,41
9,21
9,23
9,41
Rupiah
Valas
3,18
3,18
3,17
3,35
2,28
2,30
2,14
2,16
2,16
2,16
2,14
Foreign Exchange
49
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.47. Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 2 (Average of Interest Rate of Third Party Funds of Commercial Conventional Banks - Group of Business Activities 2 ) Persen (Percent) Keterangan
2015
2014 Des
Items Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt Demand Deposits
Giro Rupiah Valas
2,57
2,78
2,75
2,79
2,80
2,68
2,70
2,66
2,74
2,72
2,77
0,24
0,22
0,23
0,22
0,25
0,24
0,29
0,33
0,29
0,34
0,30
- Rupiah - Foreign Exchange Saving
Tabungan Rupiah
2,34
2,38
2,44
2,40
2,48
2,50
2,52
2,46
2,49
2,51
2,47
Valas
0,25
0,24
0,25
0,24
0,26
0,28
0,28
0,28
0,28
0,28
0,22
- Rupiah - Foreign Exchange Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln Rupiah
8,57
8,60
8,51
8,48
8,54
8,31
8,18
8,20
8,19
8,15
8,12
Valas
1,76
1,66
1,72
1,69
1,91
2,00
1,84
1,61
1,56
1,46
1,49
Rupiah Foreign Exchange - 3 Month Time Deposits
- Simpanan Berjangka 3 bln Rupiah
9,58
9,51
9,48
9,35
9,33
9,23
9,14
9,02
8,91
8,82
8,83
Valas
2,49
2,38
2,30
2,13
2,19
2,08
2,00
1,87
1,68
1,67
1,76
Rupiah Foreign Exchange - 6 Month Time Deposits
- Simpanan Berjangka 6 bln Rupiah
9,70
9,61
9,57
9,49
9,41
9,29
9,21
9,13
9,01
8,96
8,95
Valas
2,55
2,51
2,42
2,33
2,45
2,28
2,19
2,21
2,09
1,98
1,88
Rupiah Foreign Exchange - 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln Rupiah
8,89
8,95
9,00
9,11
9,10
9,06
9,07
9,08
8,93
8,88
8,86
Rupiah
Valas
2,35
2,30
2,25
2,31
2,46
2,05
2,16
2,15
2,10
2,02
1,85
Foreign Exchange
50
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.48. Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 3 (Average of Interest Rate of Third Party Funds of Commercial Conventional Banks - Group of Business Activities 3 ) Persen (Percent) Keterangan
2015
2014 Des
Items Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt Demand Deposits
Giro Rupiah
2,54
2,60
2,63
2,62
2,56
2,65
2,59
2,62
2,50
2,62
2,50
Valas
0,75
0,66
0,64
0,69
0,64
0,59
0,54
0,53
0,53
0,59
0,59
- Rupiah - Foreign Exchange Saving
Tabungan Rupiah
2,74
2,76
2,90
2,96
2,97
3,02
3,03
3,05
3,07
3,10
3,08
Valas
0,44
0,43
0,42
0,43
0,43
0,43
0,48
0,44
0,34
0,30
0,29
- Rupiah - Foreign Exchange Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln Rupiah
9,00
8,94
8,88
8,82
8,57
8,33
8,21
8,15
8,09
8,11
8,03
Rupiah
Valas
2,27
2,27
2,24
2,19
1,92
1,58
1,32
1,19
1,09
0,99
0,95
Foreign Exchange
Rupiah
9,32
9,40
9,44
9,31
9,14
9,04
8,85
8,67
8,60
8,57
8,58
Valas
2,41
2,43
2,42
2,38
2,17
2,07
1,84
1,53
1,28
1,20
1,12
- 3 Month Time Deposits
- Simpanan Berjangka 3 bln
Rupiah Foreign Exchange - 6 Month Time Deposits
- Simpanan Berjangka 6 bln Rupiah
9,58
9,54
9,48
9,31
9,26
9,25
9,12
9,01
8,93
8,82
8,78
Valas
2,36
2,36
2,37
2,35
2,30
2,25
2,16
2,05
1,88
1,70
1,55
Rupiah Foreign Exchange - 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln Rupiah
9,22
9,20
9,22
9,23
9,19
9,19
9,09
9,08
9,02
8,95
8,92
Rupiah
Valas
2,65
2,63
2,62
2,46
2,35
2,34
2,31
2,25
2,21
2,19
2,06
Foreign Exchange
51
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.49. Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 4 (Average of Interest Rate of Third Party Funds of Commercial Conventional Banks - Group of Business Activities 4 ) Persen (Percent) Keterangan
2015
2014 Des
Items Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt Demand Deposits
Giro Rupiah
1,90
1,70
1,82
1,80
1,72
1,73
1,74
1,74
1,72
1,79
1,72
- Rupiah
Valas
0,18
0,17
0,18
0,17
0,18
0,19
0,18
0,17
0,15
0,17
0,17
- Foreign Exchange Saving
Tabungan Rupiah
1,35
1,34
1,33
1,30
1,29
1,26
1,27
1,26
1,26
1,28
1,27
Valas
0,22
0,22
0,22
0,22
0,22
0,20
0,20
0,20
0,21
0,21
0,21
- Rupiah - Foreign Exchange Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln Rupiah
7,87
7,84
7,86
7,66
7,07
6,83
6,90
6,89
6,67
6,57
6,45
Valas
1,66
1,82
1,78
1,52
1,29
1,03
0,99
0,90
0,85
0,67
0,60
Rupiah Foreign Exchange - 3 Month Time Deposits
- Simpanan Berjangka 3 bln Rupiah
8,60
8,63
8,72
8,43
8,10
7,95
7,70
7,74
7,69
7,47
7,24
Valas
1,42
1,63
1,59
1,73
1,53
1,53
1,41
1,26
1,24
1,08
0,81
Rupiah Foreign Exchange - 6 Month Time Deposits
- Simpanan Berjangka 6 bln Rupiah
8,71
8,54
8,57
8,39
8,30
8,12
8,02
7,87
7,73
7,56
7,52
Valas
1,98
1,98
1,94
1,81
1,69
1,65
1,58
1,50
1,47
1,38
1,32
Rupiah Foreign Exchange - 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln Rupiah
8,82
8,81
8,87
8,88
8,84
8,80
8,68
8,59
8,51
8,48
8,47
Rupiah
Valas
1,69
1,72
1,73
1,72
1,71
1,71
1,71
1,69
1,68
1,58
1,54
Foreign Exchange
52
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.50. Suku Bunga Rata-rata DPK Bank Umum Syariah - BUKU 1 (Average of Interest Rate of Third Party Funds of Commercial Sharia Banks - Group of Business Activities 1) Persen (Percent) Keterangan
2015
2014 Des
Jan
Feb
Mar
Apr
Mei
Items Jun
Jul
Ags
Sep
Okt Demand Deposits
Giro Rupiah
1,90
1,70
1,95
1,73
2,05
2,33
1,84
1,78
1,78
1,74
1,99
- Rupiah
Valas
0,18
0,17
0,25
0,24
0,25
0,22
0,20
0,20
0,25
0,23
0,41
- Foreign Exchange
Saving
Tabungan Rupiah
1,35
1,34
3,66
3,66
2,56
2,35
3,32
2,70
2,57
2,75
2,38
Valas
0,22
0,22
0,25
0,25
0,25
0,25
0,25
0,25
0,25
0,25
0,25
- Rupiah - Foreign Exchange Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln Rupiah
7,87
7,84
9,39
8,66
8,92
8,46
8,61
8,37
7,98
8,24
8,60
Valas
1,66
1,82
-
-
-
-
-
-
-
-
-
Rupiah Foreign Exchange - 3 Month Time Deposits
- Simpanan Berjangka 3 bln Rupiah
8,60
8,63
11,08
10,67
10,50
9,81
10,12
9,62
9,25
9,37
9,36
Valas
1,42
1,63
-
-
-
-
-
-
-
-
-
Rupiah Foreign Exchange - 6 Month Time Deposits
- Simpanan Berjangka 6 bln Rupiah
8,71
8,54
12,50
12,35
12,44
12,53
12,72
12,83
12,52
11,35
11,09
Valas
1,98
1,98
-
-
-
-
-
-
-
-
-
Rupiah Foreign Exchange - 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln Rupiah
8,82
8,81
9,22
9,27
9,93
9,83
10,06
10,12
10,33
9,87
9,55
Rupiah
Valas
1,69
1,72
0,25
0,25
0,25
0,25
0,25
0,25
0,25
0,25
2,50
Foreign Exchange
53
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.51. Suku Bunga Rata-rata DPK Bank Umum Syariah - BUKU 2 (Average of Interest Rate of Third Party Funds of Commercial Sharia Banks - Group of Business Activities 2 ) Persen (Percent) Keterangan
2015
2014 Des
Jan
Feb
Mar
Apr
Mei
Items Jun
Jul
Ags
Sep
Okt Demand Deposits
Giro Rupiah
1,90
1,70
1,02
1,46
1,05
1,18
0,98
1,07
1,03
1,00
1,02
- Rupiah
Valas
0,18
0,17
1,24
1,29
1,30
1,29
1,30
1,29
1,30
1,29
0,62
- Foreign Exchange Saving
Tabungan
Rupiah
1,35
1,34
3,91
3,91
3,65
3,84
3,69
3,81
3,67
3,70
3,19
- Rupiah
Valas
0,22
0,22
1,35
1,35
1,74
1,69
1,68
1,68
1,62
1,62
1,38
- Foreign Exchange Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln Rupiah
7,87
7,84
13,90
9,28
8,53
8,52
7,81
7,89
7,46
7,40
7,33
Valas
1,66
1,82
3,89
4,12
3,82
5,33
3,99
4,69
3,47
3,92
2,91
Rupiah Foreign Exchange - 3 Month Time Deposits
- Simpanan Berjangka 3 bln Rupiah
8,60
8,63
7,80
7,98
7,53
7,92
7,41
7,92
7,52
7,51
7,36
Valas
1,42
1,63
4,34
4,50
3,73
4,86
4,10
4,07
3,55
4,19
2,84
Rupiah Foreign Exchange - 6 Month Time Deposits
- Simpanan Berjangka 6 bln Rupiah
8,71
8,54
7,71
7,80
7,46
7,56
7,14
7,66
7,33
7,39
7,47
Valas
1,98
1,98
3,30
3,35
3,85
5,23
4,06
4,79
3,73
4,11
2,64
Rupiah Foreign Exchange - 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln Rupiah
8,82
8,81
7,26
7,24
6,95
7,13
6,75
6,95
6,87
6,91
7,01
Rupiah
Valas
1,69
1,72
2,43
2,72
3,36
3,33
3,27
3,06
2,55
2,54
1,50
Foreign Exchange
54
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.52. Perkembangan Jumlah Bank Umum dan Kantor Bank Umum berdasarkan BUKU
(Growth of Total Commercial Banks and Bank Offices based on Group of Business Activities) Kelompok Bank
2015
2014 Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Jumlah Bank Jumlah Kantor
BUKU 1 42
42
42
42
41
40
40
40
40
40
1.615
1.634
1.638
1.644
1.560
1.559
1.560
1.567
1.572
1.580
44
43
43
43
41
42
42
42
42
42
Jumlah Kantor
3.850
3.486
3.481
3.477
3.539
3.552
3.575
3.580
3.605
3.632
17
18
18
18
20
20
20
20
20
20
Jumlah Kantor
10.365
10.699
10.661
10.636
10.623
10.611
10.605
10.592
10.590
10.571
4
4
4
4
4
4
4
4
4
4
Jumlah Kantor
14.756
14.759
14.765
14.788
14.816
14.855
14.899
14.936
14.971
15.040
6r)
6r)
6r)
6r)
6r)
6r)
6r)
6
6
6
Jumlah Kantor
483
477
476
458
452
436
425
422
387
345
6r)
6r)
6r)
6r)
6r)
6r)
6r)
6
6
6
Jumlah Kantor
1.668
1.668
1.669
1.681
1.683
1.685
1.686
1.686
1.686
1.686
119
119
119
119
118
118
118
118
118
118
Jumlah Kantor Ket: r) Angka-angka diperbaiki
32.737
32.723
32.690
32.684
32.673
32.698
32.750
32.783
32.811
32.854
4 Total Banks 15.124 Total Bank Offices
6 Total Banks 319 Total Bank Offices
6 Total Banks 1.687 Total Bank Offices
Total
Total Jumlah Bank
10.483 Total Bank Offices
BUKU 2 SHARIA
BUKU 2 SYARIAH Jumlah Bank
20 Total Banks
BUKU 1 SHARIA
BUKU 1 SYARIAH Jumlah Bank
3.680 Total Bank Offices
BUKU 4
BUKU 4 Jumlah Bank
43 Total Banks
BUKU 3
BUKU 3 Jumlah Bank
39 Total Banks 1.546 Total Bank Offices
BUKU 2
BUKU 2 Jumlah Bank
Group of Bank
Okt
BUKU 1
118 Total Banks 32.839 Total Bank Offices Note: r) revised figures
55
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015 Tabel 1.1.a. Kegiatan Usaha Bank Umum
(Commercial Bank Operations) Miliar Rp (Billion Rp) Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SPN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman 1)
2011
2012
2013
Okt
2014 Nov
2015 Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
2.725.674 2.707.862 2.281.021 426.841 17.812 10.596 7.215 166.623 58.212 76.279 30.370 1.761 580.697 289.254 198.835 65.431 27.178 429.946 81.158 1.920 282.960 63.909 15.065 69.931
3.319.842 3.292.874 2.720.500 572.374 26.968 16.681 10.287 171.915 65.031 83.549 20.159 3.176 506.453 322.562 52.034 110.905 20.952 520.642 111.689 17.908 323.941 67.103 15.725 79.492
3.589.007 3.558.070 2.969.668 588.402 30.937 17.969 12.968 200.815 73.648 67.567 54.322 5.278 600.921 349.347 79.106 169.432 3.036 582.687 118.176 20.783 364.181 79.547 20.801 90.749
3.627.985 3.596.614 3.000.592 596.022 31.371 18.507 12.864 213.888 83.607 75.458 50.533 4.290 588.099 349.542 74.114 161.655 2.789 602.956 130.249 19.052 370.561 83.093 21.063 91.886
3.706.501 3.674.308 3.057.964 616.345 32.192 19.100 13.092 182.432 70.250 77.697 29.622 4.864 569.018 361.588 79.917 123.020 4.493 636.688 113.104 19.418 369.849 134.316 20.984 90.454
3.667.163 3.634.620 3.010.140 624.480 32.542 18.791 13.752 218.842 98.131 75.860 38.910 5.942 598.780 365.155 101.098 128.876 3.651 648.548 88.428 17.735 375.499 166.887 21.151 93.899
3.698.177 3.665.686 3.036.187 629.499 32.491 18.070 14.421 207.021 84.647 70.261 44.817 7.294 608.291 365.447 99.008 138.749 5.087 699.993 88.654 16.499 401.495 193.344 21.212 96.255
3.713.544 3.679.871 3.062.648 617.224 33.673 17.427 16.246 240.139 87.238 90.585 55.510 6.806 650.550 364.335 109.749 173.020 3.446 712.924 89.372 18.187 416.080 189.284 21.723 95.231
3.745.058 3.711.569 3.088.955 622.614 33.489 17.691 15.798 253.053 84.446 95.373 63.980 9.255 643.969 376.217 144.171 116.173 7.408 697.038 80.450 15.178 422.924 178.487 21.551 97.631
3.790.548 3.757.133 3.122.424 634.709 33.415 17.720 15.695 253.730 83.472 93.861 64.607 11.789 631.525 376.810 140.799 108.423 5.491 677.655 69.256 17.151 423.161 168.086 21.585 102.272
3.861.172 3.828.045 3.184.485 643.559 33.127 18.968 14.159 274.605 102.590 97.973 62.530 11.512 636.687 379.211 119.170 134.611 3.695 655.508 63.142 19.898 426.859 145.609 21.810 105.817
3.868.144 3.833.745 3.181.779 651.966 34.399 20.007 14.392 238.089 87.669 85.161 55.694 9.565 640.134 380.522 100.365 150.829 8.418 661.982 53.561 20.771 441.958 145.692 22.852 109.566
3.916.704 3.881.294 3.211.766 669.528 35.411 19.992 15.419 232.377 89.968 78.414 54.671 9.324 661.507 385.427 155.740 115.367 4.973 683.331 54.806 23.587 470.597 134.340 22.929 112.377
3.990.464 3.956.483 3.273.708 682.774 33.981 20.396 13.586 268.299 102.789 102.445 53.610 9.455 709.787 390.795 171.793 137.245 9.954 679.597 42.220 24.191 475.676 137.510 23.482 116.030
3.955.393 3.923.437 3.299.073 624.364 31.956 19.977 11.978 238.059 87.745 96.249 46.765 7.300 657.957 386.506 159.585 100.047 11.818 670.217 40.760 26.603 473.350 129.504 23.522 114.909
64.494 1.784 3.872 7.458 136.239
65.389 2.105 2.437 8.229 176.507
73.108 2.290 4.095 26.092 183.143
83.909 2.267 4.572 16.276 242.968
84.761 2.283 4.843 16.703 258.378
83.240 2.289 4.926 17.483 245.350
86.810 2.315 4.774 19.403 236.676
88.618 2.360 5.277 20.884 228.192
87.870 2.369 4.992 21.223 217.919
90.385 2.361 4.885 19.532 204.031
94.878 2.414 4.980 20.688 229.204
98.540 2.454 4.823 20.646 245.252
102.151 2.479 4.935 21.861 237.750
104.708 2.616 5.053 29.534 241.062
108.073 2.731 5.226 37.237 216.042
107.125 2.708 5.076 25.213 208.069
2.784.912 2.398.474 485.692 840.118 1.072.665 386.437 166.954 58.181 161.302 2.192 104.552 32.543 70.530 11.419 59.111 7.046 49.585
3.225.198 2.757.530 567.801 1.010.488 1.179.242 467.668 199.270 66.342 202.056 1.864 124.697 42.116 75.341 12.229 63.112 7.928 60.342
3.663.968 3.025.150 569.927 1.123.696 1.331.527 638.818 276.854 89.011 272.952 1.782 115.793 54.450 112.914 16.025 96.888 29.987 85.131
4.011.368 3.353.281 632.860 1.110.386 1.610.035 658.087 285.840 90.673 281.575 3.187 148.299 52.222 118.313 18.220 100.093 18.283 98.006
4.054.680 3.392.771 647.165 1.122.466 1.623.140 661.909 285.980 94.481 281.448 3.088 150.075 53.446 118.034 19.755 98.279 17.782 100.742
4.114.420 3.434.579 605.276 1.187.559 1.641.743 679.841 284.309 96.899 298.633 2.147 132.956 54.308 145.853 20.350 125.503 18.880 120.691
4.106.358 3.401.537 593.865 1.125.918 1.681.754 704.821 298.001 97.595 309.224 2.872 128.638 59.104 140.653 19.445 121.207 21.079 106.179
4.151.448 3.444.660 612.845 1.118.804 1.713.010 706.788 290.198 98.137 318.453 1.833 138.062 63.440 135.734 19.044 116.689 23.773 104.768
4.198.577 3.476.318 651.220 1.102.302 1.722.797 722.259 300.828 99.799 321.632 2.036 156.051 64.874 137.883 18.883 119.000 25.155 120.171
4.217.625 3.483.335 639.138 1.102.532 1.741.666 734.290 314.958 101.115 318.216 950 167.903 68.814 133.565 19.330 114.235 22.697 118.228
4.232.150 3.483.810 651.864 1.097.383 1.734.563 748.340 321.016 101.612 325.711 1.237 173.805 69.649 130.812 19.257 111.555 24.533 123.682
4.319.749 3.546.975 708.002 1.114.824 1.724.149 772.774 348.747 104.923 319.104 1.786 178.157 69.216 122.215 20.078 102.137 25.404 132.552
4.328.822 3.559.128 673.361 1.142.023 1.743.745 769.694 339.969 105.653 324.072 936 158.036 73.627 127.069 21.570 105.499 27.019 124.160
4.366.571 3.575.234 686.052 1.132.399 1.756.783 791.337 355.492 110.287 325.559 946 168.245 73.117 128.868 21.016 107.852 38.718 123.134
4.464.083 3.644.478 732.441 1.156.248 1.755.789 819.604 366.586 126.263 326.756 956 181.716 75.000 125.632 20.844 104.788 52.385 114.326
4.370.404 3.607.908 694.604 1.151.639 1.761.665 762.496 336.068 120.169 306.259 1.118 167.639 67.358 132.688 19.533 113.154 33.361 95.166
5.015
5.031
5.993
5.010
5.136
5.622
5.479
5.157
5.032
4.999
5.091
4.784
4.564
4.809
5.231
5.441
112.724 34.208 106.666 75.077 83.365 26.070
123.279 38.656 149.971 92.830 89.426 31.242
138.138 50.619 201.059 106.707 92.638 33.551
152.370 68.652 258.667 94.147 94.558 35.601
152.539 64.949 261.284 103.552 94.884 35.646
153.439 67.568 256.642 112.213 97.889 34.432
154.008 67.577 372.080 10.242 101.981 35.046
154.210 67.687 372.026 18.067 102.583 35.166
154.352 74.807 346.998 29.630 98.988 37.860
154.627 77.325 336.734 36.847 98.759 38.432
155.838 80.491 329.390 44.775 97.197 38.611
156.988 81.275 327.455 50.843 97.002 39.088
158.983 81.511 326.596 59.069 97.183 39.179
159.957 81.544 326.127 68.357 94.994 39.557
162.001 81.649 326.063 78.205 91.304 41.019
162.525 81.640 326.067 86.632 94.769 40.483
. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama *) Angka-angka sementara r) Angka-angka diperbaiki
Okt
2.216.538 2.200.094 1.838.953 361.142 16.444 8.601 7.843 152.905 44.069 75.982 30.681 2.173 567.783 245.054 74.703 152.514 95.512 427.040 117.983 4.474 250.089 54.494 18.912 70.150
. Pada LBU 2008 tdk didefinisikan Vs Metadata
2)
Sep
2)
Items Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities
h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital
1) LBU 2008 is not defined vs metada Positive difference of op. income and non op. minus op. expenses and non op. vs old metada *) Provisional figures
r) Revised figures
57
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015 Tabel 1.2.a. Kegiatan Usaha Bank Persero
(State Owned Banks Operations) Miliar Rp (Billion Rp) Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SB/PN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman
2011
2012
2013
Okt
2014 Nov
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
961.994 959.128 847.132 111.996 2.866 2.756 111 44.017 23.859 15.270 4.887 0 237.866 107.025 101.252 18.977 10.611 189.311 16.671 124 148.758 23.757 6.675 36.516
1.187.431 1.181.726 1.029.333 152.393 5.705 4.099 1.606 48.142 28.630 16.208 3.095 208 194.512 113.298 31.881 45.050 4.283 202.644 14.554 1.966 155.670 30.455 7.639 40.017
1.271.590 1.267.022 1.120.067 146.954 4.569 4.088 480 53.444 30.774 17.572 3.855 1.243 231.048 123.188 41.089 66.316 455 227.723 17.045 3.825 170.174 36.679 8.732 43.716
1.288.527 1.284.068 1.132.409 151.658 4.460 3.993 467 53.498 35.321 15.550 2.617 11 r) 216.946 124.297 38.076 54.232 340 238.852 20.365 4.681 174.469 39.338 8.795 42.988
1.329.941 1.325.087 1.168.932 156.155 4.854 4.170 684 59.142 32.362 24.017 2.725 38 221.173 130.859 45.825 43.565 925 247.591 38.198 4.430 173.829 31.134 8.795 42.063
1.317.493 1.312.532 1.146.925 165.607 4.961 3.973 988 65.632 44.035 18.819 2.309 470 216.688 131.918 55.712 28.274 785 249.687 15.698 5.166 180.410 48.413 8.848 43.434
1.324.141 1.319.512 1.156.433 163.080 4.628 3.807 821 57.614 36.436 19.556 1.584 37 236.685 134.817 48.184 51.544 2.140 273.444 10.709 4.683 203.411 54.641 8.848 44.686
1.325.406 1.321.243 1.165.463 155.780 4.163 3.600 563 63.571 34.318 26.732 2.507 14 239.182 132.974 45.301 59.392 1.514 282.044 12.796 6.049 209.801 53.398 9.178 43.446
1.335.302 1.331.356 1.172.228 159.128 3.946 3.427 519 57.082 30.156 23.972 2.924 30 209.928 133.491 52.083 21.330 3.024 274.061 9.803 5.499 204.738 54.021 9.184 44.727
1.359.012 1.355.178 1.190.675 164.504 3.833 3.340 493 51.745 27.126 22.286 2.224 109 202.542 132.036 43.349 25.458 1.700 270.747 8.957 7.116 203.238 51.435 9.184 46.653
1.397.455 1.392.605 1.219.820 172.785 4.850 4.074 776 64.812 40.021 22.535 2.237 18 217.312 130.242 37.531 48.214 1.325 260.060 9.644 7.520 200.492 42.404 9.392 49.553
1.393.080 1.388.237 1.219.234 169.003 4.844 4.099 745 72.285 37.386 33.516 1.372 11 218.772 138.122 27.664 49.748 3.239 263.162 6.202 7.429 207.337 42.194 10.324 51.283
1.408.981 1.403.511 1.227.525 175.986 5.470 4.252 1.218 56.309 33.079 20.617 2.446 166 233.183 139.386 67.492 23.774 2.530 273.643 6.617 7.565 220.076 39.384 10.324 52.182
1.443.444 1.437.898 1.255.434 182.464 5.546 4.330 1.216 57.818 36.033 19.103 2.429 253 222.998 140.002 49.281 30.961 2.753 286.863 5.763 8.508 233.879 38.713 10.332 52.867
1.442.808 1.437.266 1.267.254 170.011 5.542 4.476 1.066 48.821 28.897 16.916 2.451 558 198.241 137.129 44.112 12.348 4.652 290.083 8.533 7.568 234.495 39.487 10.335 52.836
34.982 281 1.465 200 45.282
34.846 150 1.520 342 49.032
37.942 172 1.903 395 53.065
41.609 141 1.966 324 82.887
40.890 144 1.953 196 105.551 r)
39.982 141 1.940 246 110.764
41.244 125 2.065 308 90.866
42.401 136 2.148 353 83.940
41.152 140 2.154 441 94.852
42.425 140 2.162 446 73.303
44.226 154 2.273 432 80.354
47.137 161 2.255 760 104.127
48.818 160 2.304 585 94.092
49.665 182 2.335 733 97.938
50.306 193 2.369 711 84.891
50.495 167 2.175 1.031 71.639
1.039.257 924.763 190.610 383.291 350.862 114.494 52.253 12.080 50.161 1.944 24.024 5.439 34.253 4.797 29.455 724 16.789
1.201.284 1.053.025 206.540 467.656 378.829 148.259 65.610 15.366 67.283 1.437 21.807 11.906 33.898 5.988 27.910 771 20.260
1.363.062 1.154.063 200.001 533.277 420.785 208.999 100.054 22.042 86.903 1.556 21.421 20.895 45.272 6.464 38.808 3.003 27.388
1.473.854 1.269.603 212.266 520.379 536.957 204.252 108.657 25.900 69.694 1.913 56.239 19.938 42.613 6.888 35.725 1.504 35.210
1.499.077 1.287.803 219.555 527.598 540.650 211.274 109.377 28.257 73.640 1.854 55.003 20.778 40.657 7.477 33.180 1.414 35.808
1.582.488 1.352.573 214.126 572.294 566.153 229.915 104.133 29.565 96.217 2.143 30.441 22.433 62.716 7.234 55.482 1.569 53.935
1.533.382 1.296.721 185.864 533.076 577.781 236.661 108.456 27.937 100.268 2.167 39.925 22.695 56.866 7.233 49.632 1.977 41.535
1.561.671 1.318.286 205.481 526.557 586.247 243.384 108.279 28.003 107.102 1.830 43.982 22.960 52.014 7.250 44.764 1.997 39.305
1.555.170 1.316.245 213.714 530.646 571.885 238.925 109.807 28.460 100.658 1.833 54.120 24.963 53.228 6.134 47.094 1.986 60.758
1.513.514 1.268.349 200.919 528.302 539.128 245.165 119.051 28.918 97.196 947 57.901 27.642 52.475 6.114 46.361 1.846 62.312
1.508.366 1.254.820 204.000 522.791 528.029 253.546 123.307 28.513 101.726 937 60.194 28.020 49.276 6.103 43.173 2.007 69.945
1.593.517 1.322.873 231.346 541.690 549.837 270.644 134.872 30.926 104.846 941 59.601 27.094 41.303 7.102 34.200 2.292 74.543
1.612.101 1.339.747 222.714 551.137 565.896 272.354 128.371 31.425 112.558 933 54.558 32.220 39.929 7.602 32.326 2.342 70.844
1.625.872 1.347.855 234.492 544.865 568.498 278.017 131.528 33.208 113.281 943 53.202 32.298 40.896 7.080 33.816 3.404 67.175
1.660.989 1.376.645 250.517 562.173 563.955 284.344 143.968 35.986 104.390 954 48.208 32.915 37.334 7.330 30.004 4.330 57.968
1.613.246 1.361.201 241.853 559.313 560.035 252.045 129.225 33.795 89.025 916 46.753 28.752 54.189 7.574 46.616 2.403 44.598
2.615
2.788
3.088
2.555
2.678
2.916
2.692
2.601
2.536
2.583
2.614
2.425
2.366
2.519
2.623
2.601
31.307 15.590 40.295 32.659 35.303 7.993
32.067 17.693 61.384 40.823 37.567 7.139
32.171 23.802 83.777 48.762 31.807 6.468
32.173 32.729 108.238 44.465 34.608 5.755
32.173 32.729 108.238 49.459 34.175 5.758
32.173 32.729 108.238 54.375 34.590 3.762
32.173 32.730 165.356 4.489 35.459 3.760
32.173 32.730 166.107 8.244 35.707 3.754
32.173 38.145 145.878 14.765 34.513 3.756
32.173 39.939 141.306 18.270 34.382 3.755
32.173 39.942 141.307 22.549 33.185 3.759
32.173 39.943 141.398 24.966 33.636 3.762
32.173 39.945 141.218 29.065 33.671 3.758
32.180 39.950 141.218 33.883 32.424 3.756
32.180 39.955 141.262 39.760 31.435 3.766
32.144 39.946 141.262 44.655 33.298 3.751
. Pada LBU 2008 tdk didefinisikan Vs Metadata
2)
. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama
r) Angka-angka diperbaiki
Jan
779.412 776.833 684.620 92.213 2.579 2.259 321 45.440 19.184 21.952 4.304 1 235.855 84.814 14.936 89.693 46.412 179.034 16.592 3.009 138.685 20.747 8.901 36.728
1)
*) Angka-angka sementara
2015 Des
2)
Items Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities
h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital 1) LBU 2008 is not defined vs metada
Positive difference of op. income and non op. minus op. expenses and non op. vs old metada *) Provisional figures r) Revised figures
58
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015 Tabel 1.3.a. Kegiatan Usaha BUSN Devisa
(Foreign Exchange Commercial Banks Operations) Miliar Rp (Billion Rp) Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SB/PN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman
2011
2012
2013
Okt
2014 Nov
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
1.321.771 1.311.522 1.143.136 168.385 10.250 10.065 184 48.087 21.542 23.419 1.420 1.706 200.002 132.240 18.839 37.127 11.795 194.752 57.867 9.453 107.381 20.051 7.137 26.228
1.449.205 1.438.972 1.243.403 195.569 10.233 10.227 6 53.624 29.097 18.821 2.716 2.989 221.397 143.818 30.650 46.139 789 225.924 67.827 11.317 120.269 26.512 10.369 31.357
1.463.711 1.453.468 1.254.167 199.300 10.244 10.244 58.509 32.968 19.298 2.918 3.325 223.736 144.044 27.945 50.016 1.731 231.100 72.873 9.600 120.986 27.641 10.568 32.192
1.492.358 1.481.808 1.271.243 210.565 10.550 10.550 50.611 25.919 18.510 2.475 3.708 219.562 147.503 23.846 45.936 2.277 247.954 47.230 9.966 113.519 77.239 10.490 31.920
1.472.602 1.462.214 1.253.660 208.554 10.388 10.388 62.925 37.512 18.583 2.744 4.086 234.968 149.046 30.803 53.356 1.763 261.871 45.534 8.673 118.686 88.977 10.631 33.117
1.480.285 1.470.428 1.262.488 207.940 9.857 9.857 60.113 32.686 19.163 2.877 5.387 230.085 149.762 36.771 41.599 1.952 276.142 50.026 7.781 117.334 101.002 10.658 33.786
1.487.561 1.478.062 1.271.487 206.575 9.499 9.499 64.005 36.466 19.593 2.931 5.015 242.176 149.103 47.430 44.454 1.189 276.611 47.279 7.148 122.618 99.566 10.858 34.109
1.499.050 1.489.079 1.279.531 209.547 9.972 9.972 73.833 33.912 30.904 3.131 5.887 263.466 151.326 73.036 36.499 2.604 268.367 42.602 4.670 131.384 89.712 10.842 34.469
1.514.116 1.503.895 1.290.755 213.140 10.221 10.220 1 79.680 38.008 30.779 3.235 7.657 264.084 153.281 77.715 30.258 2.830 257.881 37.748 5.254 135.346 79.533 10.874 35.376
1.535.154 1.524.649 1.310.089 214.561 10.505 10.505 78.684 39.185 29.999 2.270 7.230 263.115 156.958 65.988 37.819 2.351 248.893 33.026 7.505 142.341 66.021 10.780 35.372
1.536.877 1.525.320 1.304.913 220.407 11.557 11.557 65.701 35.961 20.471 2.812 6.457 248.054 152.067 55.873 36.429 3.684 247.807 28.528 8.445 145.300 65.534 10.889 36.705
1.562.516 1.551.015 1.323.705 227.310 11.501 11.451 51 64.825 39.418 17.424 1.999 5.983 259.433 154.135 68.958 34.252 2.087 252.948 28.911 8.954 153.079 62.004 10.966 38.062
1.587.748 1.575.897 1.342.322 233.575 11.851 11.798 53 71.153 43.183 19.560 2.831 5.579 300.702 155.251 98.271 43.615 3.564 237.850 18.451 10.106 147.387 61.905 11.509 40.131
1.578.154 1.566.259 1.353.513 212.746 11.895 11.895 68.568 44.759 17.649 1.398 4.761 274.814 153.296 91.921 27.713 1.885 226.756 15.889 10.548 144.608 55.711 11.547 38.570
19.675 1.462 1.541
20.190 1.936 208
22.694 2.105 1.429
27.725 2.088 1.544
28.515 2.101 1.575
28.087 2.124 1.709
29.544 2.161 1.411
29.767 2.194 1.825
30.339 2.201 1.569
30.831 2.191 1.447
31.724 2.225 1.427
31.750 2.263 1.359
33.008 2.290 1.406
34.193 2.402 1.467
36.018 2.513 1.599
34.405 2.516 1.649
1.208 54.957
1.430 87.650
4.858 91.326
2.781 104.243
2.657 101.844
2.777 86.372
3.005 97.098
3.182 90.201
3.338 70.021
3.206 77.816
3.202 72.223
3.566 83.532
4.104 73.600
5.132 63.752
4.662 71.500
1.174.957 1.021.904 166.328 363.712 491.864 153.053 59.043 24.455 69.555 190 35.002 12.928 12.587 2.460 10.127 659 23.046
1.353.149 1.173.913 198.251 433.712 541.950 179.236 66.731 27.326 85.179 84 43.163 16.720 11.454 2.820 8.635 640 27.877
1.552.385 1.296.639 204.067 463.249 629.323 255.746 90.113 39.614 126.018 4 35.491 20.834 19.063 4.196 14.867 4.526 38.028
1.688.850 1.395.573 207.439 475.425 712.708 293.277 90.147 38.297 164.833 2 41.993 19.790 20.206 3.365 16.841 2.270 42.572
1.699.474 1.410.711 212.983 477.271 720.457 288.763 88.924 38.705 161.134 2 41.150 19.960 21.644 3.614 18.030 2.097 46.266
1.731.019 1.437.776 212.135 483.010 742.631 293.243 97.101 39.782 156.360 2 42.349 18.383 22.662 3.831 18.830 2.090 46.654
1.741.262 1.440.640 213.558 472.601 754.480 300.622 97.257 40.613 162.753 2 40.650 23.958 21.661 3.662 17.999 2.346 44.953
1.741.204 1.443.028 213.909 471.849 757.270 298.175 93.273 40.550 164.353 1 41.651 26.476 21.028 3.649 17.379 2.640 46.171
1.743.786 1.429.823 206.748 457.735 765.340 313.963 100.538 41.640 171.785 1 46.067 26.611 20.758 3.609 17.149 2.849 41.241
3.267 63.945 1.765.518 1.445.984 201.425 457.873 786.686 319.534 99.567 43.851 176.117 1 48.782 28.467 21.636 3.610 18.026 2.390 38.615
1.788.265 1.460.466 214.677 458.724 787.065 328.041 103.556 44.044 180.441 1 51.910 29.043 21.352 3.609 17.742 2.826 38.519
1.781.237 1.445.268 222.679 457.970 764.619 336.311 114.789 45.750 175.772 1 58.733 29.025 21.124 3.609 17.515 3.026 42.209
1.786.244 1.454.538 216.772 467.992 769.775 332.041 112.267 45.896 173.878 1 45.730 28.835 22.224 3.614 18.611 3.332 38.232
1.795.900 1.456.492 218.543 465.146 772.803 339.647 119.436 47.965 172.246 1 56.018 29.425 22.914 3.616 19.299 5.298 38.680
1.820.459 1.463.453 220.923 470.508 772.022 357.204 116.857 60.142 180.204 1 70.119 30.348 22.195 4.162 18.032 8.234 39.233
1.792.505 1.452.552 214.076 467.296 771.179 339.954 105.826 57.399 176.728 1 67.105 27.045 20.420 3.461 16.959 3.867 34.710
1.441
1.145
1.641
1.320
1.310
1.389
1.470
1.389
1.341
1.269
1.157
1.207
1.247
1.309
44.383 10.636 57.402 31.687 46.335 20.893
57.314 19.799 102.958 27.816 54.812 24.788
57.225 16.095 105.593 30.629 55.413 24.813
57.467 18.730 101.723 32.860 56.646 25.543
57.768 18.730 134.399 2.921 59.591 26.079
57.769 18.730 134.142 5.038 59.976 26.132
57.865 19.799 133.205 7.541 57.448 26.165
1.336 58.168 20.043 133.071 9.922 57.446 26.144
1.321
49.615 13.736 77.915 33.469 53.622 20.587
58.900 22.555 127.966 12.922 57.252 26.196
58.902 22.693 127.648 15.273 57.459 26.613
60.259 22.723 127.622 18.043 57.678 26.604
59.857 22.750 127.594 20.675 57.667 26.706
60.663 22.750 127.599 22.727 56.185 27.838
61.185 22.750 127.599 25.271 57.004 27.829
43.071 9.139 41.063 24.955 41.632 15.185
. Pada LBU 2008 tdk didefinisikan Vs Metadata . Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama
2)
Items
Okt
1.123.364 1.114.279 982.260 132.018 9.085 6.483 2.602 46.221 20.881 23.047 1.322 972 208.570 114.071 61.799 21.895 10.805 154.456 40.470 988 90.998 22.000 7.441 22.335
2)
r) Angka-angka diperbaiki
Jan
930.326 922.541 801.969 120.572 7.785 5.130 2.655 42.240 13.822 24.020 3.200 1.199 213.648 101.459 50.504 35.081 26.604 155.074 57.499 759 77.339 19.476 9.160 22.677
1)
*) Angka-angka sementara
2015 Des
Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities
h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital 1) LBU 2008 is not defined vs metada
Positive difference of op. income and non op. minus op. expenses and non op. vs old metada *) Provisional figures r) Revised figures
59
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015 Tabel 1.4.a. Kegiatan Usaha BUSN Non Devisa
(Non-Foreign Exchange Commercial Banks Operations) Miliar Rp (Billion Rp) Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SB/PN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman
2011
2012
2014
2013
Nov
Des
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Items
90.341 89.451 89.451 0 890 890 0 2.519 190 1.020 957 352 24.844 8.179 10.479 3.203 2.983 9.843 3.275 0 5.047 1.521 155 1.557
109.303 108.228 108.228 0 1.074 1.074 0 3.076 111 1.786 742 437 20.546 9.146 146 8.060 3.193 13.583 7.398 34 4.350 1.800 158 1.525
122.578 121.638 121.638 0 940 940 0 3.372 486 1.332 1.244 311 22.971 10.644 1.199 11.114 15 14.843 7.451 5.550 1.843 749 1.677
124.197 123.216 123.216 0 981 981 0 4.034 517 1.914 1.317 287 24.112 10.835 1.182 12.066 29 16.120 8.220 5.671 2.229 749 1.749
126.945 126.001 126.001 0 944 944 0 6.533 599 4.048 1.475 410 26.236 10.977 1.845 13.380 34 15.738 6.257 5.502 3.978 750 1.701
125.972 125.046 125.046 0 927 927 0 4.916 621 2.454 1.310 531 23.489 11.324 1.568 10.574 24 15.678 5.672 5.513 4.493 750 1.766
126.769 125.853 125.853 0 916 916 0 4.299 635 1.825 1.168 672 23.041 11.090 1.712 10.193 46 17.162 5.430 5.644 6.088 785 1.830
128.612 127.685 127.685 0 927 927 0 4.919 557 2.465 1.333 564 26.575 11.142 1.635 13.776 22 17.293 5.204 5.820 6.269 765 1.730
129.712 128.762 128.762 0 950 950 0 4.138 687 1.529 1.376 545 24.439 11.449 1.788 11.168 34 17.330 4.058 6.128 7.144 766 1.771
128.870 127.887 127.887 0 983 983 0 3.562 561 847 1.714 440 22.319 10.882 1.884 9.529 25 16.508 3.471 5.721 7.316 766 1.767
131.732 130.648 130.648 0 1.083 1.083 0 4.658 776 1.675 1.814 393 21.920 10.936 1.778 9.186 19 15.964 3.018 5.926 7.020 878 1.762
131.549 130.484 130.484 0 1.065 1.065 0 4.314 671 1.427 1.866 350 21.576 10.763 1.703 9.075 34 15.734 2.748 6.213 6.774 879 1.833
131.961 130.911 130.911 0 1.050 1.050 0 4.275 607 1.447 1.873 348 21.512 10.990 1.777 8.687 58 15.510 3.144 6.512 5.854 880 1.952
134.008 132.983 132.983 0 1.025 1.025 0 5.956 588 3.337 1.680 352 22.236 11.065 1.404 9.759 9 18.248 3.549 7.948 6.751 880 1.868
134.356 133.358 133.358 0 998 998 0 4.825 673 2.070 1.759 323 20.918 10.949 1.412 8.539 18 18.101 2.990 8.417 6.695 881 1.874
1.146 7 12 221
1.499 5 53 0 1.930
1.517 3 4 0 8.782
1.647 6 24 0 4.150
1.719 5 25 0 3.140
1.671 5 24 0 2.990
1.737 4 25 0 3.830
1.801 4 24 0 3.958
1.705 2 22 0 2.365
1.747 2 22 0 3.972
1.742 2 23 0 4.356
1.737 2 23 0 4.060
1.808 3 23 0 4.561
1.926 3 23 0 5.803
1.841 3 23 0 2.618
1.860 2 11 0 3.815
83.095 83.095 3.634 10.281 69.180 0 3.017 4.032 997 997 -
104.346 104.346 5.074 12.794 86.478 0 0 0 0 0 5.091 5.027 1.051 1.051 -
122.883 122.883 5.844 14.402 102.636 0 0 0 0 0 6.567 5.363 1.875 1.875 102
134.269 134.269 5.979 16.325 111.966 0 0 0 0 0 3.458 5.092 3.591 3.591 -
137.026 137.026 6.025 16.421 114.580 0 0 0 0 0 2.982 5.256 4.196 4.196 -
141.027 141.027 7.056 16.422 117.549 0 0 0 0 0 4.258 5.896 4.193 4.193 -
138.289 138.289 6.514 16.242 115.534 0 0 0 0 0 2.801 5.282 4.111 4.111 -
138.153 138.153 6.361 16.404 115.388 0 0 0 0 0 3.163 5.962 4.108 4.108 -
143.659 143.659 6.660 16.579 120.420 0 0 0 0 0 2.909 5.358 4.222 4.222 -
143.562 143.562 7.044 16.715 119.803 0 0 0 0 0 2.531 5.194 4.220 4.220 -
140.532 140.290 5.849 16.521 117.920 0 0 0 0 0 3.005 4.974 4.222 4.222 -
142.043 141.701 5.808 18.080 117.812 0 0 0 0 0 4.607 5.460 4.209 4.209 70
142.589 142.253 5.958 17.353 118.943 0 0 0 0 0 3.646 5.110 4.132 4.132 -
142.932 142.692 4.942 17.451 120.299 0 0 0 0 0 3.873 4.131 4.132 4.132 -
146.058 145.860 5.551 18.077 122.232 0 0 0 0 0 4.702 4.573 3.148 3.148 -
146.622 146.622 5.237 17.326 124.059 0 0 0 0 0 4.083 4.346 1.930 1.930 -
10
8
7
8
9
9
8
7
7
8
15
18
20
22
22
25
6.837 261 2.776 1.785 2.292 -
7.806 257 4.335 2.790 2.406 14
9.729 300 6.776 3.084 2.538 608
11.664 562 9.168 1.993 2.911 609
11.695 564 9.149 2.137 2.931 609
11.861 565 9.103 2.316 2.939 609
11.861 573 11.400 180 3.038 609
11.999 573 11.381 347 3.005 609
12.045 574 11.262 602 3.069 609
12.046 574 11.252 781 3.088 609
12.065 589 11.213 988 2.396 609
12.225 646 11.158 1.214 2.455 609
12.225 657 11.139 1.372 2.956 609
12.376 657 11.139 1.472 3.405 610
13.376 657 11.139 1.685 2.874 610
13.413 657 11.136 1.849 2.960 610
. Pada LBU 2008 tdk didefinisikan Vs Metadata
2)
. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama
Angka-angka diperbaiki
Jan
68.685 68.143 68.143 542 542 2.946 80 1.358 1.192 316 20.254 6.604 5.783 5.082 2.784 9.608 3.866 3.936 1.806 148 1.166
1)
r)
2015
Okt
Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities
h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital 1) LBU 2008 is not defined vs metada
2) Positive difference of op. income and non op. minus op. expenses and non op. vs old metada r) Revised figures
60
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015 Tabel 1.5.a. Kegiatan Usaha BPD
(Regional Development Banks Operations) Miliar Rp (Billion Rp) Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SB/PN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo)
2011
2012
175.839 219.207 175.702 218.851 174.668 217.563 1.034 1.287 137 357 137 357 0 34.116 40.194 1.410 1.809 10.697 15.142 21.368 22.894 640 349 44.938 48.455 22.898 27.642 318 9.368 14.518 10.033 7.205 1.413 14.139 18.640 8.130 6.618 - 49,3443065 4.640 9.590 1.368 2.383 574 688 3.181 3.653
2013
2014
2015
Okt
Nov
Des
265.250 264.541 263.597 944 709 709 0 31.853 2.318 14.468 14.522 545 31.626 27.971 200 2.546 909 32.106 12.125 100 16.980 2.901 693 5.173
299.058 298.145 297.354 791 913 913 0 61.055 2.287 12.894 45.442 431 57.467 33.426 498 22.925 617 31.314 10.271 42 17.820 3.181 692 7.655
302.553 301.614 300.814 800 939 939 0 57.488 2.848 11.442 42.607 591 58.436 31.750 967 25.099 620 32.101 10.787 43 18.319 2.953 692 8.156
302.426 301.456 300.647 809 970 970 0 38.351 1.675 14.233 21.856 586 39.144 31.339 382 6.801 623 30.988 9.179 43 17.605 4.161 692 7.927
Jan
Feb
Mar
Apr
Mei
Jun
298.119 297.170 296.354 816 949 949 0 46.331 2.369 11.798 31.431 734 49.198 33.009 917 14.697 575 30.324 8.341 283 16.903 4.796 693 8.307
300.847 299.902 299.054 849 944 944 0 52.959 3.196 10.730 38.050 983 45.684 28.777 802 15.727 378 33.038 9.375 464 17.677 5.521 693 8.701
304.492 303.530 302.679 851 961 961 0 67.383 2.110 16.870 47.457 946 68.063 29.543 220 37.971 329 35.374 11.350 466 18.659 4.899 693 8.630
308.076 307.060 306.221 839 1.017 1.017 0 78.925 3.457 17.685 55.407 2.375 66.842 38.296 531 27.815 200 38.919 12.578 435 19.229 6.676 692 8.925
312.027 311.067 310.215 851 960 960 0 82.244 4.366 18.442 56.269 3.166 63.998 39.217 1.042 23.739 39.079 9.652 438 19.937 9.052 692 9.561
316.647 315.633 314.793 840 1.014 1.014 0 88.519 3.355 26.817 55.034 3.313 60.735 39.669 607 20.459 39.888 9.672 488 20.430 9.298 692 9.105
Jul
Ags
Sep
Okt
317.628 316.622 315.770 852 1.006 1.006 0 68.818 2.713 15.468 48.452 2.185 69.641 38.193 1.002 30.349 97 39.384 8.915 491 21.165 8.813 693 9.647
321.728 320.762 319.880 882 966 966 0 71.069 2.252 19.346 47.116 2.356 59.938 38.523 822 20.399 195 41.153 8.974 1.326 22.934 7.919 693 9.978
325.775 324.803 323.911 893 972 972 0 82.423 2.047 32.020 45.381 2.975 66.818 40.680 1.330 24.613 196 44.056 9.146 1.074 25.611 8.224 692 10.082
327.441 326.510 325.875 635 931 931 0 72.233 2.337 28.584 39.951 1.361 64.090 41.911 1.595 20.290 295 46.077 9.598 2.086 26.015 8.378 692 10.221
3.112 17 51 15.139
3.667 8 (22) 0 17.366
5.155 4 15 0 3.081
7.608 17 30 2 12.079
7.868 16 271 1 8.097
7.655 4 268 0 5.481
8.031 9 267 1 3.594
8.417 8 276 0 6.612
8.360 8 262 0 4.405
8.647 8 270 3 19.871
9.287 8 266 1 22.402
8.833 8 264 0 19.863
9.374 8 265 1 12.743
9.696 9 274 2 15.815
9.803 2 276 0 18.854
9.942 2 276 12 17.592
235.265 234.097 88.033 67.329 78.734 1.169 362 20 787 9 13.337 7.289 2.465 2.465 79
278.535 277.555 112.715 79.938 84.903 980 238 30 711 5 19.869 7.517 1.819 1.819 0 0 2.101
287.709 286.021 106.398 95.786 83.838 1.688 673 41 974 222 22.957 6.860 1.846 1.846 0 0 5.051
397.751 396.697 156.133 84.224 156.341 1.053 238 38 778 3 10.225 6.904 2.626 2.626 0 0 898
393.877 392.315 156.795 85.790 149.731 1.562 388 37 1.137 3 10.768 7.004 2.726 2.726 0 2 749
335.957 334.704 120.531 100.903 113.270 1.253 368 46 839 2 20.612 7.050 3.212 3.150 62 0 3.405
355.430 354.079 134.570 87.629 131.879 1.351 371 36 944 2 14.766 6.720 2.492 2.492 0 5 2.648
367.019 365.457 133.136 85.086 147.235 1.562 298 34 1.230 2 14.390 6.595 2.487 2.487 0 4 1.658
410.781 409.343 171.108 82.055 156.180 1.439 374 30 1.034 2 10.797 6.496 2.888 2.888 0 0 1.340
445.125 442.878 176.097 85.010 181.771 2.247 271 33 1.943 2 10.399 6.065 2.897 2.897 0 1 779
452.869 448.693 173.893 84.792 190.008 4.176 365 31 3.780 2 10.490 6.166 2.926 2.926 0 1 795
461.944 459.186 194.308 83.051 181.827 2.758 279 32 2.447 2 12.192 6.191 2.753 2.753 0 0 891
445.854 443.580 171.362 91.757 180.461 2.274 271 38 1.965 2 9.245 6.316 2.752 2.752 0 5 861
446.171 444.428 170.564 90.952 182.913 1.743 260 33 1.449 2 9.560 6.117 2.752 2.752 0 8 845
472.978 470.522 199.067 89.242 182.212 2.456 299 38 2.120 2 10.814 6.017 2.722 2.722 0 1 882
462.537 459.767 178.217 93.993 187.557 2.770 398 37 2.336 2 9.137 6.018 2.920 2.920 0 1 827
394 492 321 326 h. Setoran Jaminan 479 Beberapa komponen modal 14.528 22.744 26.142 26.369 a. Modal Disetor 19.920 7.773 10.343 12.894 12.894 b. Cadangan 8.356 255 377 799 799 c. L/R Tahun lalu 1) 344 2) 10.733 8.826 9.431 d. L/R Tahun berjalan sesudah pajak 8.946 7.954 2.190 2.740 1.952 2.017 e. Tambahan modal disetor 2.729 1.112 1.004 1.004 1.004 f. Modal Pinjaman 1.328 1) . Pada LBU 2008 tdk didefinisikan Vs Metadata 2) . Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama
467
374
306
276
237
253
250
26.771 12.877 706 9.720 2.230 1.004
27.039 12.877 11.595 1.096 2.230 1.004
27.102 12.987 11.233 1.867 2.234 1.004
27.104 13.622 8.057 3.195 2.426 1.004
27.243 14.126 5.408 3.924 2.417 1.004
27.441 14.762 3.202 4.321 2.567 1.004
27.968 15.181 1.911 5.229 2.214 1.004
r)
Angka-angka diperbaiki
2)
Items Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities
h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital 1) LBU 2008 is not defined vs metada Positive difference of op. income and non op. minus op. expenses and non op. vs old metada r) Revised figures 257
275
300
313
28.203 15.373 1.274 5.492 1.650 1.004
28.209 15.374 1.274 6.294 1.575 1.004
28.447 15.473 1.171 7.402 1.158 1.005
28.447 15.474 1.177 8.110 1.634 1.005
61
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015 Tabel 1.6.a. Kegiatan Usaha Bank Campuran
(Joint Venture Banks Operations) Miliar Rp (Billion Rp) Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SB/PN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman 1) 2)
2012
2013
120.394 120.389 57.276 63.113 5 5 11.115 6.202 4.461 436 17 21.493 12.529 2.862 5.501 600 16.177 7.213 75 6.526 2.363 112 2.489
153.299 153.295 77.872 75.424 4 4 0 13.465 7.682 5.467 310 6 25.008 14.333 4.334 5.554 786 16.119 4.479 278 7.648 3.713 94 2.571
2014
Angka-angka diperbaiki
2015
Okt
Nov
Des
201.510 201.357 95.948 105.409 152 152 0 19.748 8.457 10.633 379 279 29.004 19.923 968 7.539 573 17.239 6.131 462 6.812 3.834 94 2.751
184.553 184.467 97.773 86.694 86 86 0 13.939 5.060 7.514 1.064 300 26.442 17.119 1.742 6.420 1.160 19.063 5.643 1.798 8.808 2.813 256 2.997
190.616 190.228 101.468 88.760 388 388 0 13.008 6.131 5.729 1.075 73 26.037 17.478 2.587 5.911 61 21.226 5.227 1.966 11.084 2.950 254 3.071
196.326 195.925 103.039 92.886 400 400 0 10.894 4.539 5.144 1.091 121 26.854 19.235 2.137 5.371 111 22.745 4.668 1.998 13.190 2.888 254 3.131
Jan
Feb
Mar
Apr
Mei
Jun
194.243 193.851 101.349 92.502 391 391 0 16.591 6.632 8.722 1.116 122 27.889 18.243 3.359 6.288 21.817 4.025 916 11.757 5.119 225 3.384
198.367 197.980 102.498 95.482 387 387 0 14.782 5.435 7.994 1.138 215 28.407 18.828 4.172 5.213 194 24.946 4.360 1.227 12.267 7.091 225 3.320
195.276 194.894 103.839 91.056 382 382 0 19.775 6.542 11.734 1.282 217 30.307 19.133 7.057 3.724 392 27.400 4.599 1.677 12.572 8.553 225 3.174
194.548 194.174 107.276 86.898 374 374 0 17.232 5.708 9.967 1.142 415 30.220 18.663 5.195 5.183 1.180 27.709 4.069 1.569 13.407 8.665 65 3.601
195.696 195.324 106.805 88.520 372 372 0 13.833 4.242 8.010 1.165 416 29.226 18.648 4.116 5.841 622 25.991 3.990 1.427 12.200 8.375 65 3.946
198.219 197.768 109.114 88.654 450 450 0 15.579 5.643 8.206 1.174 556 25.651 17.941 1.400 6.310 24.087 3.408 932 11.334 8.413 65 4.491
Jul
Ags
Sep
Okt
205.383 204.942 112.120 92.822 441 441 0 12.790 3.533 7.504 1.191 562 28.891 18.008 1.948 7.650 1.285 25.513 3.229 1.206 12.240 8.837 65 4.532
208.118 207.683 110.941 96.742 434 434 0 11.542 3.563 6.273 1.237 470 28.862 18.558 2.922 7.381 25.798 3.896 1.562 14.135 6.205 65 4.569
211.400 210.968 114.420 96.549 432 432 0 18.607 7.302 9.722 1.290 294 31.498 19.043 3.706 8.016 733 22.959 3.818 789 10.890 7.462 65 4.945
202.143 201.704 113.929 87.774 439 439 0 15.794 5.419 8.873 1.205 297 30.755 18.668 2.683 7.858 1.547 21.053 2.953 1.403 10.187 6.510 65 4.850
2.332 5 151 1.125 7.206
2.421 3 146 1.516 8.077
2.510 2 239 5.768 10.242
2.930 12 56 3.394 14.667
3.005 11 55 3.372 14.770
3.067 12 52 3.730 13.876
3.308 13 63 4.360 14.147
3.248 14 58 4.884 14.237
3.112 14 48 5.175 14.255
3.533 15 53 4.712 14.404
3.877 15 54 5.062 13.628
4.424 16 51 5.126 15.928
4.463 15 54 5.524 13.490
4.487 18 64 7.317 13.884
4.863 18 64 9.244 14.861
4.769 18 63 5.956 13.888
110.865 61.217 9.404 8.310 43.504 49.647 15.797 10.101 23.749 0 8.673 795 20.229 700 19.529 977 5.733
132.454 68.704 12.226 8.529 47.948 63.751 22.282 10.763 30.706 336 14.927 946 27.118 552 26.567 1.144 5.642
164.533 80.847 16.744 10.268 53.835 83.686 27.549 12.978 43.160 0 11.079 498 44.857 1.645 43.213 5.346 8.733
143.346 71.556 14.997 7.137 49.422 71.790 27.427 12.487 31.875 1.228 8.900 499 48.067 1.750 46.318 3.442 10.006
145.890 76.633 13.658 7.878 55.097 69.257 25.983 13.207 30.067 1.229 13.972 449 47.591 1.742 45.849 3.435 8.884
149.668 78.962 13.334 7.548 58.079 70.706 27.525 13.377 29.804 11.695 546 51.831 1.942 49.889 3.752 8.515
150.025 79.096 13.158 7.762 58.176 70.929 27.018 14.358 29.553 702 9.530 449 54.257 1.947 52.309 4.333 8.702
154.158 82.938 13.663 8.941 60.334 71.220 26.151 14.628 30.441 11.192 1.446 54.804 1.550 53.254 4.832 8.848
156.423 82.079 12.771 7.489 61.819 74.344 28.042 14.508 31.794 13.288 1.446 56.134 2.030 54.103 5.537 6.977
154.430 84.920 15.067 7.143 62.710 69.510 29.705 12.826 26.979 16.818 1.446 51.688 2.489 49.199 4.937 7.441
146.288 81.851 13.133 7.075 61.642 64.437 26.923 13.685 23.829 297 17.588 1.446 52.375 2.397 49.978 5.370 6.347
141.348 78.951 12.478 6.989 59.484 62.397 27.691 13.111 21.595 716 20.421 1.446 52.827 2.405 50.422 5.544 6.935
147.263 81.349 14.290 6.896 60.164 65.914 31.833 12.998 21.082 19.091 1.147 58.032 3.470 54.562 5.845 6.555
149.902 82.499 13.828 6.965 61.706 67.403 31.222 13.228 22.953 17.436 1.147 58.174 3.437 54.738 7.930 6.360
155.041 86.286 14.888 8.107 63.291 68.755 30.833 13.655 24.266 18.629 1.147 60.234 3.482 56.752 10.440 7.652
149.627 84.240 14.122 6.938 63.180 65.386 29.859 13.291 22.236 16.222 1.197 53.228 3.648 49.580 6.816 6.793
56
99
158
224
242
256
292
291
297
291
306
292
13.151 1.445 9.774 2.434 1.775 1.779
14.814 1.714 11.736 3.448 333 1.867
18.861 2.438 14.333 4.538 2.231 4.883
18.311 2.667 15.893 3.569 352 3.444
18.311 2.667 15.893 3.997 374 3.463
18.401 2.667 15.892 4.219 1.564 3.514
18.401 2.667 20.159 226 1.601 3.594
18.401 2.667 19.992 569 1.610 3.667
18.398 2.667 19.858 904 1.579 6.325
18.231 2.643 17.966 968 1.541 6.919
18.231 2.643 17.961 1.007 1.982 7.042
18.691 2.813 17.602 764 1.510 7.100
. Pada LBU 2008 tdk didefinisikan Vs Metadata . Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama
*) Angka-angka sementara r)
2011
Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities
h. Margin Deposits Components of Capital 18.691 19.903 19.903 19.903 a. Paid In Capital 2.813 2.813 2.813 2.813 b. Reserves 17.602 17.602 17.602 17.602 c. Retained Earnings (Profit/Loss) 1) 941 1.191 1.215 1.604 d. Current Earnings (Profit /Loss) 2) 1.511 295 224 280 e. Additional Paid In Capital 7.203 7.482 7.801 7.289 f. Loan Capital 1) LBU 2008 is not defined vs metada Positive difference of op. income and non op. minus op. expenses and non op. vs old metada 290
2)
Items
297
479
532
*) Provisional figures
r) Revised figures
62
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015 Tabel 1.7.a. Kegiatan Usaha Bank Asing
(Foreign Owned Banks Operations) Miliar Rp (Billion Rp) Keterangan Penyaluran Dana a. Kredit Yang Diberikan - Kepada Pihak Ketiga Rupiah Valas - Kepada Bank Lain Rupiah Valas b. Penempatan pada Bank Lain - Giro - Inter Bank Call Money - Deposito Berjangka - Lainnya c. Penempatan pada Bank Indonesia - Giro - Fine Tune Operation (FTO) - Fasbi - Lainnya d. Surat Berharga - Sertifikat Bank Indonesia (SBI) - Surat Perbendaharaan Negara (SB/PN) - Obligasi - Lainnya e. Penyertaan f. Cadangan Kerugian Penurunan Nilai Aset Keuangan (CKPN) - Kredit yang diberikan - Surat Berharga - Lainnya g. Tagihan Spot dan Derivatif h. Tagihan Lainnya Sumber Dana a. Dana Pihak Ketiga Rupiah Giro Tabungan Simpanan Berjangka Valas Giro Tabungan Simpanan Berjangka b. Kewajiban kepada Bank Indonesia c. Kewajiban kepada Bank lain d. Surat Berharga yang diterbitkan e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Spot dan Derivatif g. Kewajiban Lainnya (mencakup Tagihan Akseptasi, dan Tagihan atas Surat Berharga yang dijual dgn janji dibeli kembali/repo) h. Setoran Jaminan Beberapa komponen modal a. Modal Disetor b. Cadangan c. L/R Tahun lalu 1) d. L/R Tahun berjalan sesudah pajak 2) e. Tambahan modal disetor f. Modal Pinjaman 1) 2)
2011
2012
2013
2014
2015
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
141.882 136.486 52.277 84.209 5.396 529 4.867 17.048 3.371 13.494 181 1 31.595 16.750 299 2.639 11.908 53.009 24.682 630 18.962 8.734 18 3.910
177.468 172.859 66.742 106.117 4.610 107 4.503 20.207 3.792 16.333 0 82 35.955 18.002 11.603 5.769 580 41.577 9.643 481 20.918 10.535 12 3.299
234.577 225.500 80.257 145.243 9.077 581 8.497 21.008 3.973 17.035 0 1 30.765 19.983 0 10.583 199 60.318 13.614 5.894 32.748 8.062 3 3.798
262.023 247.827 89.433 158.394 14.196 1.714 12.482 15.382 5.945 9.434 0 3 41.596 21.150 3.928 16.518 0 63.821 9.940 3.800 41.561 8.520 3 3.347
258.381 244.021 88.516 155.505 14.360 1.963 12.397 27.350 5.822 21.524 0 3 38.834 21.138 3.356 14.331 8 63.557 12.779 2.762 40.033 7.983 3 3.732
258.505 244.031 88.101 155.930 14.474 2.067 12.407 16.901 5.156 11.744 0 0 36.048 21.675 5.883 7.967 523 71.673 7.572 2.981 46.205 14.915 3 3.712
258.733 243.807 86.806 157.001 14.926 2.163 12.764 22.447 6.963 15.484 0 0 46.548 21.615 8.741 15.689 504 69.172 9.158 2.696 42.229 15.088 3 3.891
267.770 252.010 89.862 162.149 15.759 2.159 13.600 17.254 6.260 10.994 0 0 44.389 22.173 7.367 14.472 377 75.261 8.754 2.344 45.162 19.001 3 3.932
272.197 254.456 91.495 162.962 17.740 2.058 15.682 20.486 7.245 13.192 0 50 44.248 22.440 8.106 13.703 0 74.202 8.145 2.847 46.610 16.599 3 4.141
278.370 261.139 94.938 166.202 17.230 1.951 15.279 21.843 10.525 11.315 0 3 49.073 22.993 11.537 14.178 366 70.652 7.339 3.004 48.038 12.270 3 4.137
280.827 263.781 96.086 167.695 17.046 1.845 15.201 22.667 9.170 13.496 0 0 49.355 22.747 12.695 13.599 315 67.449 5.438 2.917 46.719 12.375 3 4.968
281.966 266.741 100.022 166.719 15.225 1.842 13.383 22.351 13.609 8.740 0 3 47.954 23.466 11.866 12.622 0 66.615 4.374 3.452 46.336 12.453 3 5.534
283.627 268.141 99.258 168.883 15.486 1.838 13.647 14.180 7.405 6.775 0 0 53.201 23.370 12.175 17.577 79 70.382 3.940 3.200 49.702 13.540 3 5.565
283.400 267.411 98.804 168.607 15.988 1.838 14.150 24.357 11.049 13.307 0 0 58.579 23.834 13.769 20.873 102 74.280 3.264 4.180 53.861 12.975 3 5.634
288.089 273.933 104.639 169.294 14.156 1.838 12.317 32.342 13.636 18.703 0 3 65.535 24.754 17.800 20.281 2.700 69.622 1.493 3.714 49.960 14.455 3 6.138
270.491 258.341 105.143 153.197 12.151 1.238 10.912 27.818 5.660 22.157 0 0 69.138 24.554 17.862 23.300 3.422 68.146 797 4.997 49.628 12.723 3 6.558
3.247 11 652 4.926 13.434
2.766 2 532 4.941 12.452
3.290 3 505 15.071 16.647
2.390 4 952 9.774 24.942
2.763 5 964 10.478 24.976
2.778 3 932 10.729 25.867
2.945 3 943 11.728 27.141
2.984 3 945 12.464 29.243
3.201 3 936 12.270 32.021
3.202 4 931 11.105 28.535
4.022 10 937 11.987 30.649
4.659 3 871 11.558 29.050
4.679 3 883 12.184 29.332
4.742 3 890 17.378 34.022
5.241 2 894 22.151 31.066
5.653 2 903 13.553 29.636
141.473 73.399 27.683 7.195 38.522 68.074 39.498 11.526 17.050 49 20.499 2.061 4.686 3.938
155.430 79.987 32.996 7.858 39.133 75.443 44.409 12.857 18.176 3 19.839 0 0 0 0 5.373 4.463
173.395 84.697 36.873 6.713 41.111 88.698 58.465 14.336 15.897 0 18.278 0 0 0 0 17.111 5.829
173.298 85.582 36.046 6.896 42.641 87.716 59.371 13.950 14.394 41 27.485 1.209 1.209 11.067 9.320
179.335 88.282 38.150 7.507 42.625 91.053 61.307 14.275 15.470 26.200 1.220 1.220 10.833 9.035
174.261 89.537 38.094 7.382 44.062 84.724 55.182 14.129 15.413 0 23.600 1.239 1.239 11.468 8.182
187.971 92.713 40.202 8.607 43.905 95.258 64.900 14.651 15.707 0 20.966 1.267 1.267 12.419 8.341
189.243 96.796 40.294 9.967 46.536 92.447 62.198 14.922 15.327 0 23.684 1.293 1.293 14.299 8.787
188.758 95.170 40.218 7.799 47.154 93.588 62.066 15.161 16.360 200 28.869 654 654 14.783 9.856
195.475 97.641 38.585 7.489 51.568 97.834 66.364 15.488 15.982 31.473 648 648 13.525 9.081
195.830 97.691 40.313 7.479 49.899 98.140 66.865 15.339 15.935 30.617 661 661 14.330 8.075
199.661 98.996 41.383 7.044 50.570 100.665 71.116 15.104 14.444 127 22.602 14.542 7.904
194.771 97.661 42.265 6.888 48.507 97.111 67.226 15.297 14.588 25.766 15.495 7.667
205.795 101.267 43.683 7.020 50.564 104.527 73.045 15.853 15.630 28.156 22.077 10.075
208.557 101.713 41.495 8.141 52.076 106.845 74.628 16.441 15.775 29.244 29.381 8.591
205.867 103.526 41.099 6.773 55.654 102.341 70.760 15.648 15.933 199 24.339 20.274 8.238
498
511
608
582
571
585
643
562
575
582
531
474
488
560
662
3.830 12.503 5.289 173 -
4.289 0 14.770 5.137 56 0
5.018 0 17.880 6.121 (300) 0
6.766 21.612 7.478 (77) -
6.766 21.612 7.898 (26) -
6.766 20.982 8.724 (81) -
6.766 29.171 1.331 63 -
6.766 29.171 2.002 51 -
6.766 28.738 2.622 (48) -
544 6.766 27.732 2.983 (114) -
7.029 27.741 2.988 (184) -
7.029 27.739 3.397 (272) -
7.433 27.742 4.155 (284) -
7.433 27.301 4.841 (373) -
7.433 27.291 5.417 (572) -
7.433 27.291 5.143 (407) -
. Pada LBU 2008 tdk didefinisikan Vs Metadata
. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama r) Angka-angka diperbaiki
2)
Items Distribution of Funds a. Credit - To Third Party Rupiah Foreign Exchange - Inter Bank Credit Rupiah Foreign Exchange b. Interbank Placement - Demand Deposit - Inter Bank Call Money - Time Deposits - Others c. Placement to Bank Indonesia - Demand Deposit - Fine Tune Operation (FTO) - Fasbi - Others d. Securitiess - Bank Indonesia Certificates (SBI) - Treasury Bills - Bonds - Others e. Equity Investment f. Impairment on Financial Assets - Credit - Securities - Others g. Spot and Derivatives Claims h. Other claims Source of Funds a. Third Party Funds Rupiah Demand Deposit Saving Time Deposits Foreign Exchange Demand Deposit Saving Time Deposits b. Liabilities to BI c. Interbank Liabilities d. Issued Securities e. Loans received Rupiah Foreign Exchange f. Spot and Derivatives Liabilities g. Other Liabilities
h. Margin Deposits Components of Capital a. Paid In Capital b. Reserves c. Retained Earnings (Profit/Loss) 1) d. Current Earnings (Profit /Loss) 2) e. Additional Paid In Capital f. Loan Capital
1) LBU 2008 is not defined vs metada Positive difference of op. income and non op. minus op. expenses and non op. vs old metada r) Revised figures
63
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.8.a. Laporan Laba / Rugi Bank Umum
Commercial Banks Income Statements Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya D. Laba/Rugi Operasional (A1 + C1) - (A2 + C2) E. Pendapatan non - operasional F. Beban non - operasional G. Laba/Rugi non-operasional (E - F) H. Laba/Rugi tahun berjalan sebelum pajak I. Penerimaan Transfer Laba/Rugi J. Transfer Laba/Rugi ke Kantor Pusat K. Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan) r) Angka-angka diperbaiki *). Angka-angka sementara
2011
2012
2013
2014 Nov
Okt
2015 Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt A.
364.339 15.019 4.882 28.582 246.545 245.807 738 69.312 185.619 591 2.816 101.000 10.395 19.588 71.018 4.561 6.945 68.744 962 178.720
391.280 9.979 4.373 24.027 279.847 278.874 973 73.054 183.713 611 2.644 100.507 11.414 18.492 70.601 5.155 2.452 71.516 828 207.568
458.188 8.056 5.535 26.305 331.606 330.353 1.253 86.686 215.134 620 3.843 116.392 12.257 19.231 84.903 5.882 2.488 85.131 779 243.054
466.451 6.247 5.539 29.855 332.833 331.379 1.454 91.977 240.484 472 3.817 141.500 11.134 20.109 110.257 5.807 2.774 85.077 1.038 225.967
516.149 7.022 6.220 33.709 367.371 365.767 1.604 101.827 266.262 513 4.184 156.969 12.345 22.138 122.486 6.351 3.083 94.149 1.012 249.887
568.014 7.816 6.846 37.215 403.926 402.163 1.763 112.211 293.842 562 4.613 172.936 13.615 24.317 135.003 6.993 3.502 104.298 939 274.171
55.957 733 595 3.891 39.168 38.989 179 11.571 31.017 38 426 16.363 1.163 2.106 13.094 621 533 10.776 2.259 24.940
103.842 1.377 1.028 7.456 72.320 71.984 336 21.661 56.523 76 883 31.117 2.217 3.879 25.020 1.229 757 20.255 2.205 47.319
157.866 2.054 1.565 11.593 109.219 108.723 496 33.435 85.728 115 1.359 47.542 3.378 5.785 38.380 1.884 1.048 31.630 2.150 72.138
210.197 2.758 2.282 15.216 145.186 144.531 655 44.754 113.797 153 1.899 63.445 4.627 7.596 51.222 2.547 1.385 42.291 2.078 96.400
262.929 3.412 2.980 18.880 182.371 181.559 812 55.286 141.055 191 2.550 79.342 5.881 9.370 64.090 3.196 1.600 52.189 1.987 121.874
316.317 3.986 3.720 22.062 219.530 218.556 975 67.020 168.986 230 2.963 94.761 7.140 11.133 76.488 3.919 1.906 63.381 1.825 147.331
369.786 4.612 4.445 25.389 257.219 256.062 1.156 78.122 197.112 268 3.542 110.464 8.405 12.983 89.076 4.579 2.276 74.035 1.948 172.674
425.027 5.237 5.087 29.235 295.286 293.949 1.337 90.181 225.850 306 3.946 126.241 9.698 14.845 101.698 5.284 2.610 85.569 1.893 199.177
479.007 5.832 5.741 32.316 333.471 331.956 1.514 101.646 253.510 345 4.475 141.555 11.005 16.667 113.883 5.989 2.941 96.485 1.720 225.497
125.876 12.612
125.557 9.929
139.655 4.206
122.965 4.900
136.373 5.781
148.439 6.306
26.696 1.563
42.497 2.421
57.594 2.552
70.915 3.003
84.142 3.128
93.944 3.398
106.578 3.627
127.006 3.870
149.319 4.095
213
17
127
193
238
239
1
1
1
1
0
0
0
0
0
5
12
29
37
35
55
0
8
4
1
0
0
0
0
0
28.337 34.332
32.261 38.537
58.608 44.908
44.515 44.542
48.271 48.830
50.757 54.203
10.541 4.256
18.931 8.248
23.880 13.752
28.837 18.602
34.884 23.715
39.723 28.766
44.127 33.417
57.958 37.828
73.139 42.339
50.377 215.336 7.222
44.800 218.409 5.710
31.777 251.154 2.964
28.779 229.523 2.022
33.219 254.163 2.469
36.879 278.849 2.577
10.334 38.744 414
12.888 66.580 464
17.405 92.513 745
20.471 120.252 1.133
22.414 149.154 1.317
22.056 177.461 1.394
25.406 205.314 1.760
27.348 240.769 2.027
29.746 278.969 2.488
349
123
0
51
68
9
13
29
40
50
64
75
94
142
-
365
5
2
0
1
3
0
0
1
77
9
11
15
21
26.191 63.840 3.792
26.045 52.385 2.622
48.690 51.583 2.611
38.967 53.641 2.894
42.405 59.244 3.231
43.873 64.153 3.509
10.187 13.884 255
17.466 20.108 527
21.747 26.098 798
26.107 33.259 1.050
31.694 40.935 1.322
35.921 49.208 1.645
40.040 57.121 1.867
53.004 63.190 2.126
68.348 70.976 2.394
113.577 89.259 30.696 22.888 7.808 97.067 40.391 41.719 75.077
131.519 114.715 21.929 17.133 4.796 119.512 56.698 57.793 92.830
145.304 131.555 26,040r)
131.999 119.409 20.636
146.763 132.097 22.680
164.669 143.761 25.225
14.138 12.892 2.131
28.001 23.236 3.898
43.094 37.219 5.954
58.663 47.064 7.505
73.758 56.862 9.850
89.220 63.814 12.150
104.440 73.938 14.465
120.312 85.414 16.919
134.600 95.847 20.555
20.432 5,608r)
20.878 (242)
23.202 (523)
25.394 (169)
2.167 (35)
4.082 (185)
5.808 146
7.629 (124)
9.621 230
11.574 576
13.601 863
15.401 1.518
17.703 2.852
57.092 65 324 44.775
64.390 87 332 50.843
74.802 101 401 59.069
86.932 116 625 68.357
98.699 127 620 78.205
137,162r) 64.661 66,088r) 106.707
-
119.167 128 506 94.147
131.575 131 611 103.489
143.591 66.264 67.023 112.160
12.856 46 56 10.242
23.051 88 289 18.067
37.365 11 215 29.630
46.940 34 361 36.847
Interest Income and Interest Expenses 534.366 1. Interest Income 6.433 a. From Bank Indonesia Placement 6.476 b. From interbank placement 36.046 c. From securities 372.321 d. From credit 370.629 - To Third Party non Bank 1.692 - To other Bank 113.090 e Others 281.714 2. Interest Expenses 400 a. Bank Indonesia Liabilites 5.019 b. Interbank Liabilities 157.130 c. Third Party non Bank 12.313 - Demand Deposit 18.553 - Saving 126.264 - Time deposits 6.620 d. Securities 3.398 e. Loans received 107.475 f. Others 1.672 g. Corrections 252.652 B. Net Interest Income (A1-A2) C. Other Operating Income and Expenses 1. Other Operating Income 156.961 4.695 a. Increase in fair value and gain form sale of securities 0 b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain 0 form sale of other financial assets d. Gain from spot and derivative transaction 73.576 47.042 e. Deviden, gain from investment in shares with equity method, 31.594 f Others 300.286 2. Non Interest Expense a. Decrease in fair value and losses form 2.555 sale of securities 141 b. Decrease in fair value and losses form sale of credit 23 c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative 65.740 transaction 78.820 e. Depreciation/Amortizations 2.641 f Losses from investment in shares with equity method, fees/comissions/ g. Others 150.319 109.327 D. Operating Profit/loss (A1+C1) - (A2+C2) 19.378 E. Non Operational Income 19.079 F. Non Operational Expenses 299 G. Non Operational Profit (E - F) 109.626 H. Current Year profit 174 I. Transfser Profit / Loss Received 644 J. Transfer of Profit/Loss to Head Office 86.632 K. Profit/Loss After Estimation of tax r) Revised figures *) Provisional figures
64
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.9.a. Laporan Laba / Rugi Bank Persero
(State Owned Banks Income Statements) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya D. Laba/Rugi Operasional (A1 + C1) - (A2 + C2) E. Pendapatan non - operasional F. Beban non - operasional G. Laba/Rugi non-operasional (E - F) H. Laba/Rugi tahun berjalan sebelum pajak I. Penerimaan Transfer Laba/Rugi J. Transfer Laba/Rugi ke Kantor Pusat K. Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan)
2011
2012
2013
2014 Nov
Okt
2015 Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt A.
120.468 2.977 1.586 12.335 98.731 98.549 182 4.839 47.976 454 501 33.861 3.619 7.742 22.500 1.257 5.868 5.077 958 72.492
120.662 2.937 1.323 9.694 100.923 100.690 234 5.784 41.417 506 439 31.277 3.837 6.777 20.664 1.220 1.265 5.903 808 79.244
143.194 1.933 1.557 10.602 121.345 121.099 246 7.756 47.994 529 748 35.815 3.706 7.482 24.627 1.253 1.242 7.629 778 95.200
147.343 1.622 1.440 11.450 125.441 125.146 295 7.390 56.825 439 851 44.562 3.432 6.798 34.331 1.287 1.296 7.355 1.036 90.518
163.338 1.829 1.606 13.298 138.382 138.060 321 8.223 63.034 478 957 49.629 3.808 7.487 38.334 1.385 1.432 8.144 1.010 100.303
179.891 2.027 1.771 14.572 152.187 151.836 351 9.334 70.029 523 1.058 54.939 4.213 8.197 42.529 1.556 1.630 9.386 937 109.862
20.215 155 169 1.630 16.812 16.772 41 1.448 9.818 35 123 5.582 353 743 4.486 163 350 1.308 2.257 10.397
34.720 305 236 3.029 28.861 28.786 74 2.288 15.708 70 281 10.436 647 1.305 8.483 284 419 2.014 2.205 19.011
51.826 481 349 4.752 42.797 42.698 99 3.447 22.667 105 444 15.901 1.003 1.957 12.941 444 489 3.136 2.149 29.158
68.392 661 524 6.086 56.446 56.316 130 4.675 29.277 140 633 20.898 1.354 2.582 16.962 614 614 4.301 2.077 39.115
85.445 782 595 7.475 70.692 70.532 160 5.901 35.592 175 742 25.791 1.696 3.229 20.865 767 638 5.493 1.986 49.854
102.522 896 739 8.491 84.725 84.533 191 7.672 41.957 210 944 30.470 2.051 3.869 24.550 965 735 6.808 1.825 60.566
119.483 1.021 934 9.628 99.153 98.927 226 8.746 48.971 245 1.152 35.561 2.439 4.578 28.544 1.107 899 8.059 1.947 70.512
137.066 1.151 1.094 11.303 113.584 113.328 256 9.933 55.775 280 1.234 40.725 2.842 5.273 32.611 1.293 1.026 9.323 1.892 81.291
154.239 1.276 1.229 12.201 128.281 127.995 286 11.253 62.348 315 1.372 45.742 3.254 5.953 36.535 1.498 1.122 10.579 1.719 91.892
54.376 7.029
50.412 5.149
39.298 1.081
36.537 1.918
40.393 2.004
44.719 2.114
9.952 212
13.676 361
17.751 424
19.971 562
23.971 617
26.225 711
30.098 790
34.691 822
39.991 940
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
2.357 13.421
3.734 14.985
6.235 18.250
4.894 17.012
5.176 18.808
5.639 21.513
745 1.781
1.354 3.478
1.605 6.313
2.023 8.300
3.527 10.314
3.014 12.568
3.241 14.627
5.241 16.663
6.586 18.646
31.569 90.671 5.470
26.543 80.785 3.766
13.732 75.030 767
12.713 73.943 1.213
14.405 81.023 1.373
15.454 88.752 1.405
7.214 15.014 26
8.482 22.652 62
9.410 29.263 102
9.086 36.874 149
9.513 46.369 168
9.932 56.623 178
11.439 65.616 172
11.965 75.186 192
13.819 84.496 289
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
2.882 40.136 2.134
2.940 26.429 732
3.595 19.075 656
3.156 21.540 629
3.279 22.528 689
3.567 22.986 761
762 8.702 71
904 11.335 131
1.107 12.106 218
1.320 13.754 294
2.574 16.357 363
1.770 21.712 444
2.036 24.704 494
3.434 26.435 559
4.582 29.847 624
40.049 36.197 13.418 8.102 5.316 41.513 15.441 15.441 32.659
46.918 48.871 3.183 386 2.798 51.669 26.113 26.113 40.823
50.938
47.405
53.155
60.034
5.452
10.220
15.731
21.357
26.907
32.520
38.210
44.566
49.154
59.468 2.789 612 2.177 61.645 33.198 33.198 48.762
53.113 2.890 133 2.756 55.869 44.465
59.673 3.067 180 2.886 62.559 49.459
65.830 3.463 190 3.274 69.104 34.975 34.975 54.375
5.335 227 10 217 5.552 4.489
10.035 333 15 318 10.353 8.244
17.646 722 26 697 18.343 14.765
22.212 647 68 578 22.791 18.270
27.455 808 83 725 28.180 22.549
30.167 947 90 857 31.024 24.966
34.994 1.154 95 1.059 36.053 29.065
40.796 1.378 107 1.271 42.066 33.883
47.388 1.818 118 1.700 49.087 39.760
Interest Income and Interest Expenses 171.988 1. Interest Income 1.378 a. From Bank Indonesia Placement 1.374 b. From interbank placement 13.766 c. From securities 143.060 d. From credit 142.742 - To Third Party non Bank 318 - To other Bank 12.410 e Others 69.054 2. Interest Expenses 350 a. Bank Indonesia Liabilites 1.493 b. Interbank Liabilities 50.701 c. Third Party non Bank 3.652 - Demand Deposit 6.669 - Saving 40.380 - Time deposits 1.628 d. Securities 1.373 e. Loans received 11.838 f. Others 1.671 g. Corrections 102.935 B. Net Interest Income (A1-A2) C. Other Operating Income and Expenses 1. Other Operating Income 42.584 986 a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets 6.298 d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares 20.793 with equity method, 14.506 f Others 2. Non Interest Expense 91.891 282 a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative 3.977 transaction 31.866 e. Depreciation/Amortizations 687 f Losses from investment in shares with equity method, fees/comissions/ 55.081 g. Others 53.627 D. Operating Profit/loss (A1+C1) - (A2+C2) 1.865 E. Non Operational Income 155 F. Non Operational Expenses 1.710 G. Non Operational Profit (E - F) 55.337 H. Current Year profit - I. Transfser Profit / Loss Received - J. Transfer of Profit/Loss to Head Office 44.655 K. Profit/Loss After Estimation of tax
65
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.10.a. Laporan Laba / Rugi BUSN Devisa
(Foreign Exchange Commercial Banks Income Statements) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya D. Laba/Rugi Operasional (A1 + C1) - (A2 + C2) E. Pendapatan non - operasional F. Beban non - operasional G. Laba/Rugi non-operasional (E - F) H. Laba/Rugi tahun berjalan sebelum pajak I. Penerimaan Transfer Laba/Rugi J. Transfer Laba/Rugi ke Kantor Pusat K. Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan) r) Angka-angka diperbaiki *). Angka-angka sementara
2011
2012
2014
2013
Okt
Nov
2015 Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt A.
63.735
165.319 3.981 675 9.376 112.085 111.487 599 39.202 87.021 90 1.199 44.873 3.911 9.309 31.653 2.489 565 37.805 0 78.298
191.624 3.577 762 10.137 131.766 130.937 828 45.382 102.882 72 1.601 53.341 4.458 9.375 39.508 3.106 562 44.199 0 88.742
201.040 2.646 869 11.880 132.477 131.569 908 53.168 119.409 17 1.248 67.574 4.126 11.304 52.144 3.165 701 46.704 81.631
222.283 2.957 940 13.186 146.279 145.277 1.002 58.921 132.162 18 1.378 74.728 4.561 12.449 57.717 3.472 777 51.789 90.121
244.251 3.303 1.029 14.653 160.818 159.720 1.098 64.449 145.373 20 1.531 82.156 5.034 13.645 63.477 3.807 869 56.991 98.878
22.876 371 91 1.467 14.277 14.178 98 6.671 14.132 1 126 7.536 447 1.139 5.949 319 78 6.069 8.744
44.041 668 167 2.869 27.671 27.484 188 12.665 27.070 3 253 14.381 864 2.148 11.370 659 144 11.629 16.971
66.764 971 244 4.440 42.238 41.956 283 18.870 40.965 4 396 21.821 1.301 3.193 17.327 999 239 17.506 0 25.799
89.003 1.241 328 5.886 56.456 56.085 371 25.091 54.583 6 553 29.105 1.730 4.181 23.194 1.339 324 23.255 0 34.419
112.020 1.553 434 7.346 71.181 70.716 465 31.506 68.642 7 722 36.600 2.204 5.123 29.273 1.693 394 29.227 0 43.377
134.377 1.813 525 8.722 85.565 85.006 559 37.753 82.145 8 922 43.601 2.665 6.031 34.905 2.056 474 35.082 0 52.232
157.287 2.111 613 10.112 100.487 99.820 667 43.964 95.771 10 1.128 50.580 3.129 6.959 40.492 2.426 553 41.073 0 61.517
181.177 2.375 687 11.440 115.473 114.696 777 51.201 109.923 11 1.299 57.555 3.593 7.907 46.055 2.788 631 47.638 0 71.254
204.046 2.617 765 12.755 130.315 129.432 884 57.595 123.256 14 1.508 64.270 4.031 8.834 51.405 3.141 729 53.594 0 80.790
30.950 2.038
33.347 1.834
45.598 1.194
39.165 1.131
44.130 1.363
48.771 1.588
6.632 513
11.123 860
15.058 911
21.673 1.054
26.270 1.089
29.979 1.092
33.222 1.149
39.367 1.192
44.450 1.233
196
-
-
-
-
-
-
-
-
-
-
-
-
-
-
154.776 7.612 899 10.851 92.359 91.919 440 43.055 91.041 126 1.153 44.753 3.613 9.512 31.628 2.057 553 42.396 3
5
10
29
-
-
-
-
-
-
-
-
-
-
-
-
3.628 13.048
4.710 14.598
13.849 17.375
8.203 18.953
9.107 20.581
10.428 22.272
2.167 1.615
4.173 3.127
3.785 4.867
5.483 6.869
6.772 9.121
8.556 11.021
8.573 12.847
12.094 14.427
15.580 16.100
12.035 63.557 320
12.195 71.838 426
13.150 93.115 706
10.878 82.382 244
13.079 91.883 285
14.484 102.351 340
2.337 11.389 59
2.964 21.309 35
5.495 30.898 87
8.267 42.812 140
9.288 52.787 159
9.310 62.468 138
10.653 71.630 187
11.655 84.668 248
11.537 97.870 325
348
-
-
-
-
-
-
-
-
-
-
-
17.237 26.975 636
-
-
-
-
-
-
-
-
-
-
-
7.430 21.871 969
8.356 24.761 1.087
9.416 27.830 1.111
2.256 3.437 66
4.153 5.654 131
3.765 9.490 189
5.262 13.559 259
6.553 16.249 322
8.194 18.221 441
8.266 21.599 500
12.449 24.452 570
63.654
5.572
11.336
17.366
23.592
29.504
35.474
41.079
46.949
52.698
45.299 18.660 22.602 (3.941) 41.357 27.491 27.502 32.860
3.988 1.556 1.779 (224) 3.764 10 2.921
6.785 2.980 3.366 (386) 6.399 20 5.038
9.959 4.368 4.756 (388) 9.571 7.541
13.281 5.749 6.362 (613) 12.668 9.922
16.860 7.565 8.039 (474) 16.386 12.922
19.743 9.203 9.583 (380) 19.363 15.273
23.108 10.958 11.216 (258) 22.850 18.043
25.953 12.730 12.486 245 26.198 20.675
27.369 15.537 14.135 1.403 28.772 22.727
7
5
2
3.260 14.940 647
2.993 17.278 686
12.051 22.716 646
44.035 31.129 13.936 13.463 473 31.602 19.567 19.685 24.955
50.449 39.807 15.751 15.124 628 40.435 23.361 23.511 31.687
56.994
51.867
57.394
41.225 18,912r) 17.382 1,530r) 42,754r) 23.207 23,206r) 33.469
38.414 15.185 18.607 (3.423) 34.991 27.816
42.368 16.752 20.590 (3.839) 38.529 30.629
-
0
-
Interest Income and Interest Expenses 227.259 1. Interest Income 2.896 a. From Bank Indonesia Placement 844 b. From interbank placement 14.043 c. From securities 145.516 d. From credit 144.523 - To Third Party non Bank 992 - To other Bank 63.960 e Others 136.690 2. Interest Expenses 15 a. Bank Indonesia Liabilites 1.779 b. Interbank Liabilities 71.109 c. Third Party non Bank 4.476 - Demand Deposit 9.775 - Saving 56.858 - Time deposits 3.495 d. Securities 811 e. Loans received 59.480 f. Others 0 g. Corrections 90.569 B. Net Interest Income (A1-A2) C. Other Operating Income and Expenses 48.615 1. Other Operating Income 1.315 a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets 17.202 d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares 17.804 with equity method, 12.242 f Others 2. Non Interest Expense 105.721 270 a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative 15.674 transaction 30.435 e. Depreciation/Amortizations 709 f Losses from investment in shares with equity method, fees/comissions/ 58.586 g. Others 33.464 D. Operating Profit/loss (A1+C1) - (A2+C2) 14.348 E. Non Operational Income 15.706 F. Non Operational Expenses (1.359) G. Non Operational Profit (E - F) 32.105 H. Current Year profit I. Transfser Profit / Loss Received J. Transfer of Profit/Loss to Head Office 25.271 K. Profit/Loss After Estimation of tax r) Revised figures *) Provisional figures
66
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.11.a. Laporan Laba / Rugi BUSN Non Devisa
(Non-Foreign Exchange Commercial Banks Income Statements) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya D. Laba/Rugi Operasional (A1 + C1) - (A2 + C2) E. Pendapatan non - operasional F. Beban non - operasional G. Laba/Rugi non-operasional (E - F) H. Laba/Rugi tahun berjalan sebelum pajak I. Penerimaan Transfer Laba/Rugi J. Transfer Laba/Rugi ke Kantor Pusat K. Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan)
2011
2012
2014
2013
Okt
2015
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt A.
20.597 667 111 532 11.393 11.353 40 7.893 13.426 122 5.198 143 296 4.758 415 80 7.611 7.171
27.222 536 96 564 15.286 15.204 82 10.740 17.226 0 163 6.043 146 389 5.507 444 87 10.489 0 9.995
32.478 692 113 601 18.313 18.196 117 12.759 21.052 0 274 7.509 195 421 6.893 553 146 12.571 0 11.426
31.693 589 163 724 17.761 17.649 112 12.455 22.265 1 279 9.038 204 342 8.492 502 140 12.304 0 9.428
34.943 675 181 808 19.588 19.470 119 13.692 24.552 1 298 9.996 227 377 9.392 544 167 13.546 0 10.391
38.604 747 206 893 21.475 21.348 127 15.283 27.227 1 321 10.994 250 415 10.329 586 199 15.126 0 11.377
3.428 74 29 86 1.891 1.881 10 1.348 2.445 0 21 1.012 22 38 953 43 32 1.337 983
6.608 136 50 168 3.700 3.682 18 2.554 4.627 0 39 1.912 43 70 1.798 85 60 2.531 0 1.981
10.094 200 72 257 5.628 5.600 28 3.938 7.094 57 2.908 64 106 2.738 126 91 3.911 0 3.001
13.493 270 93 343 7.516 7.479 37 5.272 9.484 76 3.882 89 141 3.652 168 124 5.235 0 4.009
16.591 326 92 390 9.318 9.271 47 6.466 11.611 93 4.735 99 172 4.464 207 158 6.418 0 4.980
20.011 379 110 480 11.207 11.150 57 7.835 13.985 0 113 5.667 117 207 5.343 245 191 7.769 0 6.025
23.423 434 134 548 13.155 13.087 68 9.152 16.336 0 133 6.611 140 244 6.227 285 224 9.082 0 7.087
26.845 494 154 625 15.063 14.985 79 10.509 18.727 0 154 7.575 161 282 7.131 320 258 10.421 0 8.118
30.237 550 173 707 16.978 16.886 92 11.829 21.050 0 175 8.507 181 320 8.006 352 290 11.726 0 9.188
1.067 159
1.184 104
1.397 96
1.598 34
1.794 38
2.081 40
195 7
547 26
735 33
872 39
1.049 47
1.197 54
1.312 62
1.548 72
-
-
-
-
3
4
0
366 17 1 -
1
1
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
165
2 340
3 390
2 664
2 739
2 819
0 62
0 117
1 191
1 279
1 345
1 406
1 467
2 523
2 595
743 5.940 35
738 7.751 14
909 8.840 19
899 8.291 1
1.012 9.239 1
1.216 10.303 1
126 941 1
230 1.871 2
328 2.745 1
420 3.699 1
486 4.534 1
595 5.468 2
675 6.428 2
725 7.418 3
879 8.431 5
-
-
-
-
3
3
1
1
1
1
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
1.124 2
0 1.503 3
1 1.591 18
0 1.725 45
0 1.966 49
0 2.203 53
0 252 4
0 484 24
1 694 14
1 908 18
1 1.059 22
1 1.252 26
1 1.505 30
1 1.783 33
1 2.017 37
4.779 2.298 123 104 19 2.317 2.984 2.998 1.785
6.230 3.428 139 94 46 3.474 4.354 4.354 2.790
7.210 3.983 255 151 103 4.086 4.779 4.779 3.084
6.521 2.735 208 269 (61) 2.674 1.993
7.220 2.946 231 288 (57) 2.889 2.137
8.042 3.156 119 173 (54) 3.102 350 350 2.316
683 237 7 9 (2) 236 51 51 180
1.359 476 13 22 (9) 467 92 92 347
2.033 803 21 25 (4) 799 602
2.770 1.045 28 33 (4) 1.041 781
3.451 1.317 34 41 (7) 1.310 988
4.188 1.605 40 49 (9) 1.597 1.214
4.890 1.856 51 60 (8) 1.847 1.372
5.598 2.013 60 67 (7) 2.006 1.472
6.372 2.304 70 75 (5) 2.299 1.685
Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections B. Net Interest Income (A1-A2) C. Other Operating Income and Expenses 1.708 1. Other Operating Income 82 a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets 2 d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares 674 with equity method, 950 f Others 2. Non Interest Expense 9.428 5 a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative 1 transaction 2.247 e. Depreciation/Amortizations 40 f Losses from investment in shares with equity method, fees/comissions/ 7.134 g. Others 2.538 D. Operating Profit/loss (A1+C1) - (A2+C2) 68 E. Non Operational Income 84 F. Non Operational Expenses (16) G. Non Operational Profit (E - F) 2.523 H. Current Year profit - I. Transfser Profit / Loss Received - J. Transfer of Profit/Loss to Head Office 1.849 K. Profit/Loss After Estimation of tax
33.625 604 194 807 18.915 18.812 103 13.105 23.367 0 199 9.483 200 359 8.923 386 308 12.991 0 10.258
r) Angka-angka diperbaiki *). Angka-angka sementara
r) Revised figures *)
Provisional figures
67
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.12.a. Laporan Laba / Rugi BPD
(Regional Development Banks Income Statements) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya
D. E. F. G. H. I. J. K.
2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Pendapatan non - operasional Beban non - operasional Laba/Rugi non-operasional (E - F) Laba/Rugi tahun berjalan sebelum pajak Penerimaan Transfer Laba/Rugi Transfer Laba/Rugi ke Kantor Pusat Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan)
2011
2012
2014
2013
2015
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Items A.
42.494 1.965 1.611 1.580 26.622 26.613 9 10.717 22.880 8 440 10.853 2.232 1.649 6.971 786 92 10.701 19.614
47.630 1.470 1.663 1.407 30.994 30.984 10 12.096 24.774 16 274 11.789 2.757 1.621 7.410 912 158 11.607 20 22.856
55.515 812 2.333 1.715 36.044 36.033 11 14.612 27.624 18 594 11.918 2.977 1.620 7.321 809 112 14.173 1 27.891
53.430 710 2.399 1.893 33.470 33.448 22 14.958 29.082 15 695 12.810 2.463 1.418 8.929 628 128 14.804 2 24.349
59.057 790 2.675 2.091 36.908 36.884 25 16.592 32.230 16 739 14.263 2.736 1.553 9.974 695 143 16.371 2 26.826
65.019 896 2.946 2.284 40.599 40.572 28 18.294 35.426 18 808 15.604 2.995 1.712 10.896 766 170 18.058 2 29.593
5.664 55 215 185 3.567 3.558 9 1.642 3.111 2 85 1.323 235 160 929 64 13 1.624 0 2.552
11.220 118 405 387 7.069 7.055 14 3.242 6.131 3 156 2.627 462 300 1.865 130 20 3.194 0 5.090
17.315 180 651 594 10.858 10.836 22 5.031 9.621 5 221 4.199 706 445 3.047 196 49 4.951 0 7.694
23.777 321 1.009 841 14.525 14.496 30 7.082 13.445 7 275 5.926 1.045 586 4.295 258 62 6.918 0 10.332
30.266 423 1.374 1.109 18.203 18.173 30 9.156 17.372 9 321 7.779 1.383 731 5.665 311 75 8.877 0 12.894
36.887 508 1.762 1.360 22.094 22.059 35 11.164 21.284 11 372 9.595 1.713 873 7.009 381 102 10.822 0 15.603
43.425 591 2.110 1.623 25.928 25.887 41 13.174 25.135 12 430 11.369 2.013 1.024 8.331 435 115 12.773 0 18.291
49.871 685 2.430 1.890 29.786 29.739 47 15.080 28.922 14 468 13.139 2.325 1.179 9.635 505 128 14.667 0 20.949
56.587 786 2.780 2.196 33.767 33.715 52 17.058 32.713 16 508 14.884 2.660 1.328 10.896 567 155 16.583 0 23.874
63.515 872 3.154 2.531 37.798 37.740 58 19.160 36.697 18 558 16.731 3.009 1.489 12.232 628 167 18.595 1 26.818
5.211 156
5.652 363
4.360 116
4.410 74
4.918 88
5.822 114
666 36
2.028 62
2.632 72
3.171 78
2.337 92
2.683 106
3.057 120
3.567 138
4.134 215
17
17
1.217 44 0 -
-
2
65 973
90 1.000
3 130 1.034
3
3
-
-
160 889
174 971
3 -
1
-
-
-
-
-
-
-
-
-
-
-
38 160
55 252
77 363
89 456
98 578
111 664
129 749
159 871
225 970
-
204 1.089
20 87
0
0
0
0
0
4.000
4.180
3.077
3.285
3.682
4.412
522
975
1.659
2.121
2.548
1.568
1.802
2.058
2.398
2.724
15.377 57
18.181 215
19.826 123
18.363 50
20.669 59
23.805 71
1.988 13
4.161 22
6.115 48
8.444 59
10.968 56
11.814 62
14.448 200
16.531 243
18.744 289
21.349 456
-
-
0
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
55 3.395 35
75 3.592 29
92 4.180 23
142 4.889 16
153 5.694 18
178 6.375 20
18 816 1
32 1.616 3
11.835 9.448 833 754 79 9.527 2.488 2.704 7.954
14.270 10.327 926 791 135 10.462 2.910 3.059 8.946
15.407 12.426 1.349 1.089 260 12.686 3.355 3.544 10.733
13.265 10.396 1.291 1.246 45 10.440 8.826
14.745 11.076 1.432 1.417 15 11.091 9.368
17.161 11.609 1.620 1.506 114 11.723 3.316 3.530 9.667
1.140 1.230 182 173 9 1.239 1.096
2.487 2.146 346 334 12 2.158 1.867
0
0
0
0
0
0
0
46 2.104 4
64 2.761 7
74 3.688 9
80 2.931 11
89 3.655 12
105 4.194 14
130 4.657 15
187 5.312 17
3.913 3.608 518 503 15 3.622 3.195
5.552 4.520 703 694 8 4.528 3.924
7.141 5.097 863 872 (8) 5.089 4.321
8.730 6.126 1.206 1.187 19 6.145 5.229
10.492 6.526 1.396 1.394 2 6.528 5.492
11.975 7.475 1.686 1.620 66 7.541 6.294
13.653 8.696 1.964 1.874 90 8.787 7.402
15.377 9.603 2.123 2.072 51 9.655 8.110
B. C.
Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections Net Interest Income (A1-A2) Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, f Others 2.
D. E. F. G. H. I. J. K.
Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/ g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax
68
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.13.a. Laporan Laba / Rugi Bank Campuran
(Joint Venture Banks Income Statements) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima
B. C .
D. E. F. G. H. I. J. K.
f. Lainnya g. Koreksi atas pendapatan bunga Pendapatan Bunga Bersih (A1-A2) Pendapatan dan Beban Operasional Lain 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Pendapatan non - operasional Beban non - operasional Laba/Rugi non-operasional (E - F) Laba/Rugi tahun berjalan sebelum pajak Penerimaan Transfer Laba/Rugi Transfer Laba/Rugi ke Kantor Pusat Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan) r) Angka-angka diperbaiki
2011
2012
2013
2014 Okt
2015
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt A.
Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received
12.400 571 297 951 8.229 8.229 2.352 6.095 2 129 3.409 211 235 2.962 43 175
16.784 343 236 864 10.457 10.457 0 4.883 9.400 0 169 3.973 256 258 3.458 89 292
19.329 406 262 869 12.497 12.495 2 5.295 10.639 0 223 4.697 285 238 4.174 89 408
16.157 285 201 804 11.439 11.428 11 3.428 8.211 0 243 4.173 277 168 3.727 90 464
17.875 312 230 907 12.648 12.636 12 3.777 9.102 0 262 4.657 316 185 4.156 101 515
19.716 340 262 1.031 13.920 13.907 13 4.163 10.070 0 277 5.170 355 254 4.560 113 580
1.831 26 30 117 1.285 1.285 1 372 982 18 535 39 18 478 11 57
3.572 49 66 238 2.447 2.445 2 771 1.952 34 1.037 73 36 928 32 108
6.248 74 105 377 3.741 3.739 2 1.952 3.785 0 50 1.608 113 54 1.441 54 171
7.989 88 135 508 4.924 4.921 3 2.334 4.821 0 82 2.156 161 68 1.927 78 234
9.050 105 168 651 6.201 6.198 3 1.925 5.077 0 314 2.551 189 69 2.293 104 303
11.124 118 204 776 7.777 7.773 4 2.249 6.319 0 195 3.154 230 99 2.825 132 371
12.706 143 230 907 8.783 8.778 5 2.643 7.040 0 226 3.663 259 115 3.290 160 448
14.687 170 254 1.029 10.182 10.176 6 3.051 8.072 0 250 4.170 292 132 3.746 184 531
16.527 196 276 1.146 11.451 11.445 7 3.457 9.110 0 285 4.669 326 149 4.194 207 614
18.491 228 299 1.252 12.843 12.836 8 3.869 10.191 0 321 5.205 360 169 4.676 230 697
2.337 6.305
4.876 7.384
5.222 8.690
3.242 7.946
3.566 8.774
3.931 9.646
361 849
741 1.620
1.902 2.463
2.272 3.168
1.805 3.973
2.467 4.805
2.543 5.665
2.938 6.614
3.335 7.416
8.450 279
7.934 272
12.362 107
9.988 283
10.039 344
11.001 344
1.457 91
2.915 148
4.512 153
5.499 193
6.145 126
6.889 124
7.726 116
9.443 155
11.336 142
-
-
-
-
-
-
-
-
-
-
-
-
-
f. Others g. Corrections B. Net Interest Income (A1-A2) C. Other Operating Income and Expenses 10.907 1. Other Operating Income a. Increase in fair value and gain 246 form sale of securities b. Increase in fair value and gain form sale of credit 0 c. Increase in fair value and gain form sale of other financial assets 8.035 d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares 1.986 with equity method, 640 f Others 2. Non Interest Expense 16.366 129 a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses 23 form sale of other financial assets d. Losses from spot and derivative 6.900 transaction 3.940 e. Depreciation/Amortizations 409 f Losses from investment in shares with equity method, fees/comissions/ 4.964 g. Others 2.841 D. Operating Profit/loss (A1+C1) - (A2+C2) 247 E. Non Operational Income 795 F. Non Operational Expenses (548) G. Non Operational Profit (E - F) 2.293 H. Current Year profit 144 I. Transfser Profit / Loss Received 144 J. Transfer of Profit/Loss to Head Office 1.604 K. Profit/Loss After Estimation of tax
-
-
37
35
55
0
8
4
1
0
0
0
0
0
5.775 1.836
4.975 2.112
9.480 2.393
7.174 2.042
6.926 2.275
7.609 2.500
1.108 204
2.268 410
3.435 658
4.180 824
4.661 1.042
5.185 1.239
5.766 1.409
7.234 1.595
8.795 1.774
560 11.908 21
575 10.853 47
383 15.508 93
452 12.925 75
458 13.194 81
492 14.458 80
55 1.947 21
81 3.614 58
261 5.467 75
300 7.118 99
317 8.445 102
340 10.239 114
434 11.594 110
460 13.734 112
625 16.080 147
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
5.288 1.896 322
3.821 1.659 382
7.395 2.082 436
4.381 2.847 709 259 450 3.297 (96) (96) 2.434
4.944 4.466 509 340 169 4.635 (80) (80) 3.448
5.502 5.545 1.526 1.082 443 5.988 22 22 4.538
-
0
1
3
0
0
1
5
9
11
15
20
5.899 1.856 450
5.481 2.048 492
5.973 2.217 551
1.018 420 38
1.982 566 83
2.948 853 126
3.722 1.237 156
4.089 1.641 222
4.588 2.353 263
5.015 2.695 302
6.169 3.167 336
7.307 3.774 373
4.644 5.008 105 419 (314) 4.694 44 44 3.569
5.091 5.619 134 507 (372) 5.247 49 49 3.997
5.636 6.189 168 678 (510) 5.679 54 54 4.219
447 359 69 137 (68) 290 5 5 226
924 922 95 265 (170) 751 10 10 569
1.464 1.508 117 396 (279) 1.229 17 17 904
1.903 1.548 121 355 (234) 1.314 23 23 968
2.386 1.673 172 447 (275) 1.398 38 38 1.007
2.913 1.455 252 501 (249) 1.206 52 52 764
3.461 1.797 294 642 (348) 1.449 66 66 941
3.934 2.323 341 878 (537) 1.786 80 80 1.191
4.458 2.672 322 1.205 (883) 1.790 93 93 1.215
3.738 8.300
r) Revised figures
69
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.14.a. Laporan Laba / Rugi Bank Asing
(Foreign Owned Banks Income Statements) Miliar Rp (Billion Rp) Keterangan A. Pendapatan dan Beban Bunga 1. Pendapatan bunga a. Dari Bank Indonesia b. Dari Penempatan pada bank lain c. Dari surat berharga d. Dari Kredit yang diberikan - kepada pihak ketiga bukan bank - kepada bank lain e. Lainnya 2. Beban Bunga a. Kepada Bank Indonesia b. Kewajiban pada Bank lain c. Kepada pihak ketiga bukan Bank - Giro - Tabungan - Simpanan Berjangka d. Surat Berharga e. Pinjaman yang diterima f. Lainnya g. Koreksi atas pendapatan bunga B. Pendapatan Bunga Bersih (A1-A2) C Pendapatan dan Beban Operasional Lain . 1. Pendapatan Operasional Selain Bunga a. Peningkatan Nilai Wajar dan keuntungan penjualan surat berharga b. Peningkatan Nilai Wajar dan keuntungan penjualan kredit yang diberikan c. Peningkatan Nilai Wajar dan keuntungan penjualan aset keuangan lainnya d. Keuntungan Transaksi Spot dan Derivatif e. Deviden, keuntungan penyertaan equity method, komisi/provisi/fee f. Lainnya 2. Beban Operasional Selain Beban Bunga a. Penurunan Nilai Wajar dan kerugian penjualan surat berharga b. Penurunan Nilai Wajar dan kerugian penjualan kredit yang diberikan c. Penurunan Nilai Wajar dan kerugian penjualan aset keuangan lainnya d. Kerugian Transaksi Spot dan Derivatif e. Penyusutan/Amortisasi f. Kerugian penyertaan equity method, komisi/provisi/fee, administrasi g. Lainnya D. Laba/Rugi Operasional (A1 + C1) - (A2 + C2) E. Pendapatan non - operasional F. Beban non - operasional G. Laba/Rugi non-operasional (E - F) H. Laba/Rugi tahun berjalan sebelum pajak I. Penerimaan Transfer Laba/Rugi J. Transfer Laba/Rugi ke Kantor Pusat K. Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan)
2011
2012
2013
2014 Okt
2015
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt A.
13.604 1.227 376 2.333 9.211 9.144 67 456 4.201 1 470 2.926 576 153 2.198 4 178
13.664 712 379 2.122 10.102 10.053 48 349 3.874 0 400 2.553 507 139 1.908 0 84
16.047 636 508 2.381 11.640 11.592 48 882 4.943 0 404 3.112 637 95 2.380 72 18
16.788 396 467 3.104 12.244 12.138 106 578 4.693 501 3.344 632 78 2.634 135 45
18.653 459 587 3.419 13.566 13.441 125 622 5.182 0 550 3.696 698 86 2.912 153 49
20.532 502 633 3.782 14.927 14.780 146 688 5.718 0 618 4.073 768 94 3.212 166 54
1.943 53 61 404 1.336 1.315 21 90 529 54 375 68 9 299 20 3
3.682 100 103 765 2.573 2.532 41 141 1.035 120 724 128 20 576 40 5
5.619 147 143 1.174 3.957 3.894 63 197 1.596 0 190 1.106 191 30 885 66 11
7.543 178 194 1.552 5.320 5.234 85 300 2.186 0 280 1.478 248 38 1.192 90 27
9.557 223 316 1.909 6.777 6.670 107 332 2.761 0 358 1.887 311 46 1.530 114 32
11.395 272 380 2.234 8.163 8.035 128 347 3.296 0 415 2.274 364 55 1.856 140 34
13.462 312 424 2.571 9.712 9.563 149 442 3.860 0 472 2.679 425 63 2.191 166 36
15.382 361 468 2.948 11.198 11.027 172 406 4.432 0 539 3.078 485 72 2.521 194 37
17.370 408 518 3.311 12.678 12.484 194 455 5.033 0 626 3.483 553 82 2.847 224 31
19.487 456 610 3.647 14.189 13.975 214 585 5.715 17 671 3.901 615 92 3.194 253 41
622 9.403
837 9.790
1.337 11.104
668 12.096
734 13.471
806 14.814
77 1.414
146 2.646
223 4.022
310 5.357
369 6.796
433 8.099
507 9.602
583 10.950
669 12.337
832 13.772
25.821 2.950
27.028 2.206
36.640 1.612
31.267 1.460
35.100 1.945
36.044 2.106
7.794 705
13.200 991
17.697 976
20.405 1.089
23.713 1.179
27.466 1.333
31.653 1.412
39.136 1.520
48.427 1.570
49.013 1.851
-
-
124
191
232
232
-
-
-
-
-
0
0
0
0
0
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
16.511 4.889
18.751 5.502
28.911 5.467
24.083 4.981
26.885 5.455
26.874 6.010
6.501 508
11.098 955
14.999 1.470
17.073 1.966
19.834 2.437
22.870 2.952
26.435 3.403
33.260 3.871
42.017 4.353
41.814 4.815
1.471 27.883 1.319
569 29.002 1.242
527 38.835 1.256
552 33.619 440
583 38.155 670
822 39.181 680
81 7.465 148
157 12.974 285
252 18.025 431
277 21.304 684
263 26.050 831
311 30.848 901
403 35.597 1.089
485 43.233 1.229
488 53.347 1.432
532 55.531 1.413
38
50
94
1
123
-
-
48
65
358
-
-
-
0
0
14.707 2.350 651
16.216 1.923 790
25.555 1.939 832
22.339 1.760 785
25.136 2.248 896
8.497 7.341 1.678 206 1.472 8.813 8 987 5.289
8.708 7.816 1.419 398 1.021 8.837 39 835 5.137
9.254 8.909 1.210 116 1.094 10.003 100 1.338 6.121
8.295 9.744 957 202 755 10.499 83 461 7.478
9.157 10.416 1.065 220 845 11.261 82 561 7.898
8
12
28
-
-
-
-
24.738 2.542 1.012
6.133 258 75
10.394 452 156
13.879 851 248
15.738 1.040 316
10.143 11.677 1.194 245 949 12.626 78 612 8.724
843 1.743 90 58 32 1.775 (10) (10) 1.331
1.675 2.872 131 80 51 2.923 (14) 167 2.002
2.588 3.694 207 102 105 3.799 (6) 198 2.622
3.488 4.457 258 117 141 4.598 11 338 2.983
142
141
-
-
-
-
-
18.403 1.941 384
21.287 2.740 461
24.632 2.964 529
30.846 3.159 614
39.091 3.706 710
39.001 5.020 779
4.369 4.459 408 139 268 4.728 27 286 2.988
5.396 4.717 502 164 338 5.055 35 280 3.397
6.309 5.658 611 194 417 6.075 34 335 4.155
7.291 6.854 724 243 480 7.334 36 545 4.841
8.266 7.418 843 296 548 7.965 33 527 5.417
9.177 7.254 726 266 460 7.714 30 500 5.143
71
64
75
B. C.
D. E. F. G. H. I. J. K.
Interest Income and Interest Expenses 1. Interest Income a. From Bank Indonesia Placement b. From interbank placement c. From securities d. From credit - To Third Party non Bank - To other Bank e Others 2. Interest Expenses a. Bank Indonesia Liabilites b. Interbank Liabilities c. Third Party non Bank - Demand Deposit - Saving - Time deposits d. Securities e. Loans received f. Others g. Corrections Net Interest Income (A1-A2) Other Operating Income and Expenses 1. Other Operating Income a. Increase in fair value and gain form sale of securities b. Increase in fair value and gain form sale of credit c. Increase in fair value and gain form sale of other financial assets d. Gain from spot and derivative transaction e. Deviden, gain from investment in shares with equity method, f Others 2. Non Interest Expense a. Decrease in fair value and losses form sale of securities b. Decrease in fair value and losses form sale of credit c. Decrease in fair value and losses form sale of other financial assets d. Losses from spot and derivative transaction e. Depreciation/Amortizations f Losses from investment in shares with equity method, fees/comissions/ g. Others Operating Profit/loss (A1+C1) - (A2+C2) Non Operational Income Non Operational Expenses Non Operational Profit (E - F) Current Year profit Transfser Profit / Loss Received Transfer of Profit/Loss to Head Office Profit/Loss After Estimation of tax
70
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.15.a. Rekening Administratif Bank Umum
(Commercial Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya r) Angka-angka diperbaiki
2011
2014
2015
2012
2013
209.460 16.310 185.233
275.380 16.205 254.545
397.024 32.430 359.454
7.916 1.083.342 683.279
4.630 1.154.122 817.271
261.688 421.591 2.491
265.664 551.608 5.911
301.472 712.005 8.384
273.186 850.107 9.302
278.608 801.134 10.647
297.369 840.132 7.868
301.896 873.337 8.905
279.011 870.534 7.026
1.497 994 149.921 245.727
1.609 4.301 73.439 255.717
1.056 7.328 95.196 360.465
1.715 7.587 75.606 467.648
1.791 8.856 75.435 361.207
1.533 6.335 74.274 454.203
1.738 7.168 74.132 474.929
1.924 179.882 152.959 25.546 1.377 142.367 140.652 1.715 167.791
1.785 199.692 173.136 25.849 706 183.675 180.788 2.888 191.889
10.515 260.029 229.328 29.696 1.005 232.345 229.089 3.255 216.548
5.781 277.015 235.992 37.518 3.504 238.852 236.533 2.319 231.154
4.713 279.983 239.673 36.758 3.553 243.642 238.148 5.495 231.074
4.877 284.281 244.456 36.327 3.498 249.737 247.851 1.886 237.956
29.435 132.218 124.589 7.629 6.138 5.302 836
24.576 159.833 144.316 15.517 7.480 6.913 567
27.375 180.184 162.254 17.930 8.988 8.383 605
24.828 188.748 180.236 8.513 17.577 10.752 6.825
24.499 189.050 180.521 8.529 17.525 10.699 6.827
23.301 195.932 187.325 8.607 18.723 11.883 6.840
Okt 507.141 23.331 475.858
Nov 547.155 22.978 517.247
Des 472.959 24.710 440.874
Jan 481.118 24.227 449.891
Feb 521.196 30.891 482.812
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Indicator
Okt
565.090 Commited Claims 39.259 - Unused borrowing 515.928 - Outstanding spot and derivatives
522.252 35.407 477.958
536.608 35.715 491.364
533.160 33.798 491.502
540.171 18.998 511.591
584.144 37.357 538.456
598.349 38.743 553.139
611.330 39.835 564.428
5.140 7.952 6.930 7.376 7.001 7.494 8.888 1.314.773 1.681.630 r) 1.531.742 r) 1.678.723 r) 1.742.891 r) 1.737.698 r) 1.794.038 1.013.477 1.123.292 1.079.742 1.137.501 1.175.234 1.149.546 1.193.305
9.529 1.801.891 1.165.706
7.860 1.827.051 1.177.527
9.582 1.905.601 1.243.832
8.332 1.869.259 1.194.267
6.467 1.955.122 1.239.313
7.067 2.006.975 1.247.794
295.478 897.827 7.888
288.795 876.911 7.118
293.443 884.083 7.269
303.291 940.541 9.929
305.374 888.894 9.870
305.853 933.460 9.251
296.483 951.312 10.973
285.875 944.454 11.270 -
1.858 5.169 67.290 505.822
2.472 5.416 70.653 515.979
1.473 5.645 69.769 553.114
1.664 5.606 68.599 567.778
2.606 7.323 64.670 581.277
1.647 8.223 66.716 592.619
1.697 7.553 69.715 630.166
2.798 8.176 72.763 669.431
2.824 8.446 73.916 592.498
9.691 303.048 261.522 37.929 3.598 238.566 236.784 1.782 233.857
8.014 297.140 254.282 39.073 3.785 242.268 240.208 2.060 236.671
6.213 294.429 251.209 39.406 3.815 249.865 247.966 1.898 240.693
6.184 293.364 249.541 39.975 3.847 253.797 251.731 2.066 242.180
5.878 295.198 250.512 40.800 3.885 259.361 257.310 2.051 244.880
5.893 293.150 249.570 39.524 4.055 266.444 264.337 2.106 251.089
5.787 303.219 258.634 40.535 4.050 269.978 267.991 1.987 253.930
6.677 310.934 265.027 41.824 4.084 279.485 277.424 2.061 259.293
6.012 326.804 280.672 41.943 4.189 296.955 294.976 1.979 265.776
6.470 312.053 265.919 41.946 4.187 287.892 285.843 2.050 264.058
23.528 190.678 182.039 8.639 19.652 12.119 7.533
23.802 193.522 184.818 8.704 19.347 12.212 7.136
23.627 197.705 188.764 8.941 19.361 12.230 7.130
23.520 199.193 190.179 9.014 19.467 12.326 7.141
23.018 202.120 192.934 9.186 19.742 12.568 7.174
22.980 208.156 198.895 9.261 19.953 12.729 7.224
23.055 211.051 201.770 9.281 19.824 13.567 6.257
23.503 215.798 206.403 9.396 19.992 13.724 6.269
23.938 221.561 211.894 9.667 20.277 13.884 6.393
23.011 220.661 211.169 9.492 20.385 13.932 6.453
(purchased) 9.903 - Others 1.914.483 Commited Liabilities 1.230.329 - Undisbursed loan facilities
to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets
- Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others r) Revised figures
71
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.16.a. Rekening Administratif Bank Persero
(State Owned Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya r) Angka-angka diperbaiki
2011
2012
2013
2014
2015
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Indicator
Jun
Jul
Ags
Sep
Okt
14.040 297 13.069
23.602 23.602
20.614 20.614
26.102 25.898
21.390 20.746
26.337 1.239 24.469
23.513 1.267 21.927
32.134 1.293 30.588
34.792 3.922 30.673
31.154 3.889 27.106
31.647 3.967 27.409
34.072 4.000 29.658
42.442 4.058 37.807
44.233 4.215 39.368
48.847 4.395 43.907
48.562 Commited Claims 4.106 - Unused borrowing 44.004 - Outstanding spot and derivatives
674 309.000 189.035
240.565 193.478
280.015 206.070
204 404.806 233.882
644 404.034 234.731
630 419.249 236.079
319 421.174 244.082
254 428.263 240.878
197 316.069 249.524
160 312.232 250.928
271 311.552 248.332
414 299.306 239.261
578 310.889 242.254
651 341.298 267.563
546 338.595 257.368
452 - Others 348.594 Commited Liabilities 264.472 - Undisbursed loan facilities
49.572 139.463 163
48.414 145.065 211
51.893 154.177 95
34.883 198.999 283
34.496 200.235 301
35.199 200.880 53
38.716 205.366 145
37.931 202.947 136
33.764 215.761 131
35.638 215.290 123
36.011 212.321 117
31.496 207.764 252
34.480 207.773 170
37.385 230.178 105
32.651 224.717 79
33.832 230.640 150 -
50 113 112.773 7.023
72 140 34.112 12.749
63 32 43.828 19.396
267 17 32.560 25.894
288 13 32.679 21.843
39 14 33.335 25.212
131 14 33.385 24.004
128 8 32.080 32.805
122 8 33.838 32.573
115 8 33.453 27.725
112 4 34.119 28.980
72 179 29.493 30.298
165 5 29.933 38.528
100 5 32.371 41.255
72 7 34.025 47.120
141 10 38.142 45.827
6 32.101 10.440 20.529 1.131 54.641 54.066 575 117.840 26.383 91.369 88.092 3.277 88 88 -
14 35.686 15.132 20.116 438 82.152 81.904 248 121.735 19.066 102.575 99.263 3.312 94 94 -
373 50.379 26.599 23.130 650 109.845 109.543 302 132.532 19.621 112.791 109.020 3.771 120 120 -
5 62.627 33.920 25.517 3.191 116.888 116.321 567 134.906 17.706 117.080 113.570 3.510 120 120 -
4 63.116 34.051 25.813 3.251 121.887 118.396 567 r) 136.097 17.469 118.506 114.995 3.511 121 121 -
4 62.747 33.672 25.873 3.202 129.354 128.883 470 138.372 17.503 120.746 117.233 3.513 123 123 -
3 64.865 35.206 26.417 3.241 123.827 123.430 397 132.839 17.717 115.000 111.485 3.514 123 123 -
3 66.947 36.741 26.969 3.237 124.943 124.373 570 134.073 17.791 116.157 112.639 3.518 125 125 -
3 67.742 37.395 27.086 3.261 129.464 128.996 468 136.244 17.741 118.377 114.858 3.519 127 127 -
3 69.782 39.175 27.320 3.286 132.885 132.410 474 136.739 17.751 118.862 115.299 3.563 126 126 -
4 70.791 39.613 27.851 3.327 135.138 134.670 469 138.069 17.698 120.242 116.676 3.566 129 129 -
3 69.485 38.740 27.252 3.493 136.217 135.649 568 141.525 17.864 123.531 119.961 3.570 130 130 -
4 72.345 40.975 27.867 3.503 140.651 140.062 589 143.247 17.898 125.216 121.645 3.572 132 132 -
3 74.541 42.428 28.566 3.547 145.817 145.204 614 146.235 18.435 127.662 124.078 3.584 137 137 -
3 75.709 43.763 28.286 3.660 154.672 154.047 624 151.236 18.951 132.141 128.545 3.596 143 143 -
2 74.860 43.113 28.127 3.620 151.816 151.156 660 149.272 18.080 131.057 127.481 3.576 135 135 -
(purchased)
to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others r) Revised figures
72
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.17.a. Rekening Administratif BUSN Devisa
(Foreign Exchange Commercial Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya r) Angka-angka diperbaiki
2011
2012
2013
2014 Okt
Nov
2015 Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Indicator
Okt
62.293 325 58.190
67.659 3.427 62.050
110.257 8.179 100.594
129.237 4.446 123.082
278.281 4.233 273.208
117.771 5.280 111.426
121.541 4.377 115.983
125.246 4.328 119.034
128.866 7.118 119.054
121.330 8.099 110.922
115.678 4.946 109.042
130.957 4.450 123.741
139.336 4.508 133.403
137.550 4.665 130.757
134.570 4.745 127.219
129.468 Commited Claims 4.556 - Unused borrowing 121.831 - Outstanding spot and derivatives
3.779 353.226 269.233
2.183 441.539
347.941
1.484 552.285 419.493
1.709 534.029 450.746
840 531.651 447.866
1.065 547.195 466.172
1.182 560.620 481.600
1.884 543.498 466.798
2.694 627.802 476.559
2.309 629.261 472.753
1.690 636.978 483.957
2.766 651.642 484.589
1.425 659.791 490.371
2.128 664.042 483.467
2.606 683.723 484.940
3.081 - Others 666.785 Commited Liabilities 488.439 - Undisbursed loan facilities
127.260 141.973 1.383
163.347 184.594 2.234
181.364 238.129 1.683
167.024 283.722 2.558
170.893 276.974 2.187
187.605 278.567 2.376
191.388 290.212 2.273
173.051 293.747 2.602
182.596 293.963 3.281
182.482 290.270 2.342
186.392 297.565 2.299
192.333 292.256 3.129
198.237 292.134 2.181
193.963 289.505 2.303
187.310 297.630 2.829
177.388 311.051 2.713 -
779 604 21.864 60.678
1.140 1.094 25.113 66.171
883 800 27.686 95.574
1.192 1.366 28.566 116.294
1.233 954 28.350 103.058
1.234 1.142 26.264 110.647
1.360 912 24.187 116.603
1.582 1.020 20.794 117.829
2.074 1.206 22.150 123.149
1.073 1.270 20.980 130.398
1.058 1.241 19.306 128.962
2.066 1.063 20.292 141.335
992 1.189 20.370 144.857
1.095 1.208 21.768 153.533
913 1.917 23.574 170.003
1.039 1.674 22.942 149.798
82
7.849 9.196 4.709 4.232 256 43.986 41.564 2.423 55.939 5.239 43.447 30.229 13.218 7.253 6.648 605
1.458 17.531 10.453 6.939 139 48.674 47.639 1.035 63.403 4.822 43.131 38.555 4.576 15.450 8.634 6.816
1.380 17.310 9.933 7.239 139 49.221 48.057 1.164 61.554 4.706 41.472 36.880 4.592 15.376 8.558 6.818
1.509 17.417 10.390 6.890 136 48.820 47.734 1.087 65.737 3.491 45.709 41.047 4.661 16.537 9.706 6.831
5.582 18.646 10.656 7.854 136 47.958 46.843 1.115 67.148 3.488 46.226 41.511 4.715 17.434 9.910 7.523
3.704 19.220 10.721 8.351 148 48.573 47.406 1.167 67.584 3.466 47.141 42.387 4.753 16.977 9.848 7.129
2.665 18.781 10.186 8.450 145 49.329 48.213 1.115 68.928 3.360 48.495 43.502 4.993 17.073 9.943 7.130
2.788 20.508 11.700 8.659 148 49.927 48.695 1.231 69.718 3.342 49.262 44.230 5.032 17.113 9.983 7.130
2.454 21.130 12.168 8.808 154 50.803 49.560 1.243 70.450 2.953 50.166 44.978 5.188 17.332 10.201 7.130
2.298 21.047 12.370 8.516 160 51.741 50.527 1.214 72.103 2.742 51.838 46.601 5.237 17.523 10.322 7.202
2.012 21.120 12.251 8.721 148 51.266 50.155 1.111 72.693 2.792 52.534 47.257 5.277 17.366 11.130 6.235
2.970 22.069 12.864 9.065 140 51.172 49.999 1.173 73.875 2.795 53.592 48.207 5.385 17.488 11.242 6.246
2.377 24.718 15.327 9.256 135 51.805 50.670 1.135 75.118 2.748 54.646 49.139 5.508 17.724 11.353 6.371
2.893 24.476 15.191 9.143 142 50.694 49.523 1.172 74.921 2.724 54.348 48.952 5.396 17.850 11.424 6.426
(purchased)
69 7.752 4.094 3.566 92 30.467 29.366 1.102 32.425 641 26.219 22.425 3.794 5.565 4.767 797
8.659
4.553 3.979 126 37.219
34.706 2.512 46.937
3.268 37.317 25.663 11.655 6.351 5.784 567
to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others r) Revised figures
73
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.18.a. Rekening Administratif BUSN Non Devisa
(Non-Foreign Exchange Commercial Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya
2011
2012
2013
2014 Okt
Nov
2015 Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Indicator
Okt
29 Commited Claims - - Unused borrowing - - Outstanding spot and derivatives
63 50 -
18 -
25 -
40 -
22 -
24 -
24 -
25 -
24 -
35 13
23 -
26 -
27 -
27 -
27 -
13 2.735 2.651
18 4.762
25 6.583 5.880
40 10.833 10.052
22 11.057 10.257
24 10.331 9.529
24 11.390 10.404
25 10.937 10.033
24 10.392 10.196
22 11.312 11.081
23 11.038 10.786
26 10.347 10.113
27 11.056 10.801
27 11.201 10.952
27 11.286 11.035
2.008 643 51
2.954 1.808 70
3.919 1.961 75
3.257 6.795 136
3.372 6.885 143
3.620 5.910 183
3.481 6.923 182
3.367 6.666 189
3.924 6.272 177
4.267 6.814 204
4.440 6.346 219
4.023 6.090 205
4.388 6.414 209
4.386 6.566 205
4.295 6.740 205
29 22 -
41 29 -
30 45 -
38 98 -
33 110 -
46 137 -
48 134 -
71 118 -
72 106 -
72 131 -
94 125 -
72 133 -
76 133 -
75 130 -
69 136 -
74 137 -
29
27 327 318 9 387 324 63 3.103 81 2.404 2.166 239 617 617 -
23 367 353 14 470 396 74 3.818 86 3.049 3.043 5 683 683 -
42 363 362 1 499 412 87 3.915 85 3.134 3.128 5 697 697 -
30 363 362 1 551 466 85 4.012 85 3.211 3.206 5 716 716 -
44 448 446 1 603 512 91 4.085 85 3.271 3.266 5 728 728 -
13 410
18 403 400 2 643 553 89 4.307 85 3.469 3.464 5 753 753 -
27 474 472 2 770 692 78 4.406 85 3.554 3.548 5 767 767 -
33 434 433 1 870 788 82 4.494 85 3.628 3.622 5 781 781 -
30 436 436 0 1.086 997 89 4.558 85 3.678 3.673 5 795 795 -
45 445 444 0 1.278 1.211 67 4.658 85 3.764 3.759 5 808 808 -
44 467 467 1 1.417 1.347 70 4.761 85 3.850 3.845 5 825 825 -
46 484 484 1 1.524 1.457 68 4.952 85 4.032 4.027 5 835 835 -
47 512 500 12 1.635 1.561 75 5.092 85 4.150 4.145 5 857 857 -
(purchased)
33 245 0 244 0 222 185 37 1.432 85 1.223 1.067 156 124 124 -
4.861
309 303 6 374
289 85 2.255
82 1.761 1.612 149 412 412 -
409 2 625 539 86 4.131 85 3.307 3.302 5 739 739 -
29 - Others 11.686 Commited Liabilities 11.428 - Undisbursed loan facilities
to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others
4.606 6.822 211 -
74
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.19.a. Rekening Administratif BPD
(Regional Development Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya r) Angka-angka diperbaiki
2011
2012
3.270 5 0
2.426
3.265 16.931 14.712
2.340
2013
2014 Okt
Nov
2015 Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Indicator
Okt
4.161 Commited Claims 81 - Unused borrowing 784 - Outstanding spot and derivatives
3.674 80 366
4.487 151 890
4.734 81 1.255
3.458 80 0
4.834 81 1.245
4.064 81 949
3.471 81 381
3.903 81 849
3.991 81 894
4.238 80 949
4.454 80 1.218
4.547 81 1.266
3.888 80 383
18.826
3.228 24.112 19.261
3.446 31.568 17.536
3.398 27.958 16.765
3.377 27.193 16.493
3.509 28.045 17.123
3.034 28.004 16.754
3.010 19.088 15.824
2.974 19.995 16.073
3.016 19.650 15.851
3.210 18.833 15.542
3.155 20.499 16.079
3.200 18.523 13.993
3.425 18.321 14.567
3.296 - Others 18.107 Commited Liabilities 13.970 - Undisbursed loan facilities
6.353 8.360 72
5.366 13.460 78
5.338 13.922 151
4.209 13.327 119
4.576 12.189 178
3.880 12.613 143
3.775 13.346 136
3.477 13.277 143
3.186 12.638 106
3.055 13.018 110
3.116 12.735 119
3.074 12.467 129
3.334 12.745 162
3.308 10.685 184
3.330 11.237 182
3.425 10.545 165 -
55 16 894 27
15 64 865 39
36 115 817 219
55 63 377 431
75 103 365 753
50 93 399 37
25 111 383 977
25 118 383 788
20 86 377 131
31 79 355 807
22 97 377 656
16 114 422 108
28 133 384 1.063
31 153 366 997
16 166 494 185
30 135 483 705
1.226 1.973 989 833 152 10.377 10.376 1 6.449 2.326 3.952 3.714 238 171 133 39
1.196
1.629 4.506 2.852 1.573 81 12.140 11.763 376 8.540 2.434 5.993 5.610 383 113 113 -
2.513 7.363 3.115 4.101 147 13.131 12.488 643 9.500 2.215 7.163 6.904 259 122 113 9
2.514 5.889 3.025 2.715 149 12.684 11.931 753 9.594 2.238 7.234 6.975 259 122 113 9
2.607 5.512 2.835 2.531 146 11.353 11.109 244 9.784 2.222 7.439 7.173 266 122 113 9
3.002 5.391 2.682 2.503 206 8.947 8.768 180 9.767 2.238 7.407 7.165 242 122 113 9
2.869 5.719 2.696 2.638 385 8.453 8.215 238 10.204 2.460 7.625 7.360 265 120 113 7
2.650 5.815 2.667 2.756 392 8.572 8.346 226 10.266 2.441 7.712 7.450 262 113 113 -
2.649 5.856 2.673 2.787 396 9.532 9.249 283 10.239 2.342 7.784 7.522 262 113 113 -
2.646 6.000 2.714 2.898 388 10.398 10.141 257 10.555 2.282 8.139 7.864 275 134 113 21
2.632 5.690 2.794 2.502 393 11.368 11.133 236 11.368 2.289 8.967 8.669 298 112 112 -
2.812 5.739 2.752 2.596 391 12.033 11.814 220 11.398 2.280 9.006 8.731 276 112 112 -
2.983 6.008 2.807 2.814 388 13.013 12.809 205 11.899 2.188 9.599 9.329 271 112 112 -
2.893 6.229 2.898 2.945 386 13.757 13.605 152 11.557 2.154 9.291 8.884 407 112 112 -
2.784 5.731 2.248 3.077 406 14.008 13.864 144 11.790 2.123 9.550 9.187 363 117 112 5
77 10
(purchased) 21.004
7.391
6.255 1.018 118 11.946
11.945 1 7.310
2.160 4.998 4.763 236 153 153 0
to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others r) Revised figures
75
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.20.a. Rekening Administratif Bank Campuran
(Joint Venture Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya r) Angka-angka diperbaiki
2011 34.781 7.927 26.736
2012 41.154
4.510 36.560
2013
2014
2015 Ags
Indicator
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Sep
Okt
63.713 10.176 53.155
98.700 4.835 91.318
86.224 4.629 79.589
87.157 3.868 81.019
87.506 3.935 81.604
92.443 7.742 82.404
93.154 6.636 83.882
92.135 6.147 83.220
94.252 6.952 84.440
97.245 8.670 85.410
97.974 10.448 84.380
101.230 10.814 89.954
96.696 10.837 85.395
99.824 Commited Claims 12.038 - Unused borrowing 84.742 - Outstanding spot and derivatives
2.547 223.364 128.167
2.006 221.576 125.769
2.270 228.063 126.435
1.967 238.319 134.614
2.297 239.003 135.503
2.636 228.389 139.205
2.768 221.500 133.700
2.860 217.860 131.369
3.166 226.165 139.818
3.147 220.531 137.975
462 245.251 153.571
463 246.633 153.595
3.045 - Others 244.470 Commited Liabilities 156.334 - Undisbursed loan facilities
(purchased)
84
119 120.035 85.198
104.664
381 187.237 125.246
15.607 69.591 7
12.083 92.581 15
16.505 108.741 77
16.651 111.516 36
16.256 109.513 26
17.498 108.937 27
16.788 117.826 29
16.374 119.128 34
17.915 121.290 130
17.911 115.789 142
14.449 116.920 231
16.785 123.033 247
15.152 122.823 225
14.436 139.134 222
15.357 138.238 225
16.020 140.313 31 -
2 5 6.352 28.175
4 11 6.022 32.721
10 67 11.095 50.452
10 26 6.448 84.893
7 19 6.437 74.645
8 19 6.285 74.958
8 21 6.299 77.252
11 23 5.155 79.181
11 118 5.572 82.901
11 131 5.071 82.009
202 30 5.131 80.486
203 43 4.194 81.187
205 20 5.502 76.371
205 17 6.250 84.682
207 18 5.471 86.777
31 5.118 82.323
215
366 91.364 91.016 346 2 20.536 20.445 91 5.334 0 4.900 4.746 153 435 435 -
1.418 93.312 92.848 457 6 17.427 17.427 0 6.370 0 5.909 5.899 10 461 461 -
630 94.694 94.213 475 6 17.056 17.056 0 6.460 0 5.998 5.987 10 463 463 -
611 100.500 99.984 509 6 18.093 18.093 0 6.575 0 6.107 6.097 10 468 468 -
935 102.224 101.680 538 6 16.272 16.272 0 6.710 0 6.234 6.224 10 476 476 -
1.315 101.646 101.113 527 6 16.692 16.692 0 7.138 0 6.656 6.645 10 482 482 -
581 94.913 94.387 520 6 16.991 16.991 0 7.402 0 6.916 6.906 10 486 486 -
578 92.774 92.227 539 7 16.421 16.421 0 7.382 0 6.898 6.898 484 484 -
643 90.749 90.144 598 7 16.178 16.178 0 7.493 0 7.009 7.009 484 484 -
719 88.659 88.074 586 17.044 17.044 0 7.608 0 7.107 7.107 501 501 -
458 92.583 91.927 656 17.831 17.831 0 7.855 0 7.348 7.348 506 506 -
526 94.128 93.493 635 18.592 18.592 0 8.293 0 7.772 7.772 521 521 -
565 97.731 97.053 678 19.415 19.415 0 8.532 0 7.992 7.992 540 540 -
665 95.052 94.271 782 18.855 18.855 0 8.503 0 8.005 8.005 498 498 -
303 45.523 45.322 201 12.035 12.035 2.624 0 2.490 2.336 153 134 134 -
143.637
62.290
62.040 246 4 15.200
15.158 42 3.753 0 3.506 3.352 153 247 247 -
to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others r) Revised figures
76
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.21.a. Rekening Administratif Bank Asing
(Foreign Owned Banks Off-Balance Sheet) Miliar Rp (Billion Rp) Indikator Tagihan Komitmen - Fasilitas pinjaman yang belum ditarik - Posisi pembelian spot dan derivatif yang masih berjalan - Lainnya (Others) Kewajiban Komitmen - Fasilitas kredit kepada nasabah yang belum ditarik Committed Uncommitted - Fasilitas kredit kepada bank lain yang Belum ditarik Committed Uncommitted - Irrevocable L/C yang masih berjalan - Posisi penjualan spot dan derivatif yang masih berjalan - Lainnya Tagihan Kontinjensi - Garansi yang diterima - Pendapatan bunga dalam penyelesaian - Lainnya Kewajiban Kontijensi - Garansi yang diberikan - Lainnya Lainnya - Penerusan Kredit - Aset produktif yang dihapusbukukan Kredit yang diberikan Lainnya - Aset produktif yang dihapustagih Kredit yang diberikan Lainnya ***) Angka-angka sangat-sangat sementara r) Angka-angka diperbaiki
2011
2014
2015
Indicator
2012
2013
95.013 7.707 87.238
140.520 8.192 132.324
198.742 13.996 184.725
248.574 13.898 234.671
156.503 14.035 142.449
238.213 14.243 223.960
243.700 14.568 229.132
267.285 17.449 249.836
261.945 17.650 243.968
288.050 17.499 269.255
287.569 17.852 269.716
273.631 1.799 271.832
299.911 18.262 281.649
310.762 18.968 291.794
327.302 19.778 307.525
283.046 Commited Claims 18.478 - Unused borrowing 264.568 - Outstanding spot and derivatives
67 281.415 122.450
4 302.516
147.600
21 450.692 237.527
5 379.392 282.909
20 343.414 244.353
10 380.969 282.793
399.346 287.411
383.104 279.579
327 592.297 301.998
1.296 607.590 281.172
629.973 287.231
699.307 354.510
646.493 296.788
674.807 309.766
708.416 326.290
- Others 624.841 Commited Liabilities 295.687 - Undisbursed loan facilities
60.888 61.561 816
33.500 114.101 3.302
42.453 195.074 6.303
47.161 235.748 6.170
49.015 195.337 7.812
49.567 233.226 5.087
47.749 239.663 6.140
44.811 234.768 3.921
54.094 247.904 4.064
45.442 235.730 4.196
49.034 238.197 4.284
55.579 298.931 5.968
49.783 247.005 6.923
52.373 257.393 6.231
53.540 272.750 7.453
50.604 245.083 7.999 -
581 236 8.039 149.823
338 2.964 7.328 144.037
33 6.270 11.769 194.823
153 6.016 7.655 240.136
154 7.658 7.603 160.909
156 4.931 7.991 243.348
165 5.976 9.878 256.092
40 3.881 8.879 275.219
172 3.891 8.716 277.225
170 4.026 9.910 312.174
175 4.108 9.666 328.693
177 5.791 10.268 328.350
181 6.742 10.527 331.801
191 6.040 8.959 349.698
1.521 5.932 9.199 365.347
1.541 6.459 7.231 313.845
249
271 104.257 104.151 98 8 45.450 45.450 11.100 10.650 10.483 166 450 450 -
364 95.815 95.657 151 7 42.262 42.262 13.157 12.416 12.265 151 741 741 -
143 98.611 98.451 153 7 42.296 42.296 13.454 12.706 12.555 151 748 748 -
117 97.743 97.575 161 7 41.566 41.566 13.477 12.720 12.568 151 757 757 -
125 111.474 111.297 170 7 40.959 40.959 13.310
109 103.197 103.011 179 7 42.982 42.982
12.539 12.388 151 770 770 -
12.636 12.485 151 904 904 -
295 106.775 106.574 193 8 44.865 44.865 13.544 12.735 12.584 151 809 809 -
138 103.971 103.766 198 8 44.263 44.263 13.696 12.832 12.681 151 864 853 11
99 106.094 105.874 212 8 45.974 45.974 13.819 12.936 12.785 151 883 860 22
211 107.832 107.592 232 8 48.987 48.987 13.927 13.036 12.885 151 891 869 22
455 110.988 110.730 250 8 46.919 46.919 14.081 13.182 13.031 151 899 877 22
152 113.721 113.435 278 8 49.474 49.474 14.231 13.323 13.172 151 908 886 22
127 121.933 121.631 295 7 55.782 55.782 14.381 13.459 13.308 151 923 900 22
79 111.423 111.097 318 7 50.884 50.884 14.480 13.551 13.400 151 928 906 22
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
(purchased)
287 92.289 92.113 173 2 34.623 34.623 7.020 6.965 6.954 11 55 55 -
85.357
85.156 187 13 36.785 36.785 9.899 9.676 9.664 12 223 223 -
13.540
to debtors - Committed - Uncommitted Undisbursed loan facilities to other banks - Committed - Uncommitted - Current Irrevocable L/C - Outstanding spot and derivatives (sold) - Others Contingent Claims - Received guarantees - Accrued interest - Others Contingent Liabilities - Issued guarantees - Others Others - Channelling - Written off earning assets - Credit disbursed - Others - Charged off earning assets - Credit disbursed - Others ***) Estimated figures r) Revised figures
77
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.22.a. Kinerja Bank Umum Konvensional
(Commercial Banks Performance) Miliar Rp (Billion Rp) 2014 Keterangan
2012
Items Okt
Rasio Pemenuhan Kecukupan Modal Minimum (%)
17,43
2015
2013 18,13
19,63
Nov 19,77
Des 19,57
Jan 21,01
Feb 21,26
Mar 20,98
Apr 20,79
Mei 20,51
Jun 20,28
Jul 20,78
Ags 20,73
Sep 20,62
Okt 21,05 Capital Adequacy Ratio (%)
- Modal
496.629
626.888
733.440
746.568
754.174
814.810
830.570
827.950
827.974
830.598
832.634
854.329
863.532
872.314
876.087
- ATMR
2.849.997
3.458.404
3.736.749
3.776.200
3.854.234
3.878.947
3.907.328
3.945.899
3.982.779
4.050.387
4.106.626
4.111.073
4.164.757
4.231.115
4.162.904
15,60
16,36
17,94
18,15
18,01
18,75
18,99
18,40
18,19
17,98
17,75
18,21
18,19
18,14
444.545
565.774
670.559
685.255
694.198
727.294
741.962
726.221
724.527
728.302
728.993
748.696
757.586
767.534
771.763
2.849.997
3.458.404
3.736.749
3.776.200
3.854.234
3.878.947
3.907.328
3.945.899
3.982.779
4.050.387
4.106.626
4.111.073
4.164.757
4.231.115
4.162.904
3,11
3,08
2,89
2,87
2,85
2,82
2,51
2,69
2,53
2,45
2,29
2,27
2,30
2,31
117.103
134.571
142.372
142.564
142.769
152.532
136.761
148.088
139.593
135.773
127.792
127.228
129.480
130.613
130.537
3.761.912
4.365.364
4.932.537
4.967.179
5.004.089
5.417.813
5.451.541
5.496.171
5.515.708
5.540.025
5.572.178
5.593.988
5.621.051
5.656.845
5.670.728
74,10
74,08
76,14
76,16
76,29
82,15
81,59
79,49
79,94
80,42
81,40
81,39
81,46
81,82
- Biaya Operasional
321.357
368.460
367.997
406.608
446.217
56.987
99.135
140.064
181.922
226.226
270.614
313.452
364.126
418.241
455.184
- Operating Expenses
- Pendapatan Operasional
433.678
497.384
483.333
533.906
584.887
69.368
121.497
176.195
227.587
281.320
332.457
385.113
446.995
511.168
561.198
- Operating Income
5,49
4,89
4,24
4,24
4,23
4,24
4,06
5,30
5,30
5,33
5,32
5,32
5,32
5,32
Rasio Modal Inti terhadap ATMR (%) - Modal Inti (Tier I) - ATMR ROA (%) - Laba sebelum pajak - Rata-rata total aset BOPO (%)
NIM (%) - Pendapatan bunga bersih - Rata-rata total aset produktif LDR (%) -
Total Kredit kepada pihak ketiga bukan Bank
- Total Dana Pihak Ketiga
- Capital - Risk Weighted Assets
18,54 Core Capital Ratio to ATMR (%) - Core Capital (Tier I) - Risk Weighted Assets
2,30 Return On Assets Ratio (%) - Profit - Average total assets
81,11 Operating Expenses/Operating Income (%)
5,34 Net Interest Margin Ratio (%)
200.338
233.841
258.061
259.471
260.940
283.884
269.252
274.525
275.287
278.526
280.769
282.102
284.506
286.465
288.938
3.648.741
4.782.557
6.090.379
6.118.637
6.161.761
6.691.609
6.632.130
5.180.214
5.191.975
5.223.083
5.274.201
5.307.579
5.345.241
5.389.536
5.410.618
- Interest income net - Average total earning assets
89,74 Loan to Deposits Ratio (%)
83,58
89,70
88,45
88,65
89,42
88,48
88,26
87,58
87,94
88,72
88,46
88,50
88,81
88,54
2.597.026
3.158.099
3.403.652
3.448.211
3.526.364
3.487.843
3.519.869
3.532.735
3.564.324
3.609.112
3.677.335
3.684.686
3.732.006
3.805.326
3.773.048
- Total Credit to third party
3.107.385
3.520.616
3.848.279
3.889.630
3.943.697
3.942.067
3.988.289
4.033.543
4.053.225
4.067.775
4.156.933
4.163.444
4.202.011
4.297.649
4.204.547
- Total Third Party Funds
16,69 Liquid Assets Ratio (%)
Rasio Aset Likuid (%)
18,45
15,77
16,35
16,27
16,24
16,88
17,35
18,74
18,16
17,26
17,35
17,03
16,87
17,56
- Aset Likuid Primer
616.043
589.158
673.152
676.518
686.023
724.886
750.779
826.137
795.983
762.497
784.963
756.495
742.715
805.862
723.678
- Aset Likuid Primer
- Aset Likuid Sekunder
142.989
163.506
184.825
188.037
192.598
189.545
201.102
220.386
220.202
210.698
209.728
218.568
237.362
237.900
243.807
- Aset Likuid Sekunder
4.115.003
4.773.892
5.248.656
5.313.591
5.410.098
5.417.813
5.485.270
5.585.431
5.594.559
5.637.294
5.732.943
5.724.848
5.810.495
5.943.189
5.795.679
- Total Aset
- Total Assets
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
78
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.23.a. Kinerja Bank Persero Konvensional
(State Owned Banks Performance) Miliar Rp (Billion Rp) 2014 Keterangan
2012
Items Okt
Rasio Pemenuhan Kecukupan Modal Minimum (%)
2015
2013 Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt 19,54 Capital Adequacy Ratio (%)
16,17
15,91
17,48
17,56
17,08
19,00
19,88
19,04
18,85
18,76
18,45
18,71
18,80
18,89
- Modal
166.297
198.288
229.548
232.941
235.019
263.073
276.276
267.847
268.469
272.511
274.363
276.199
279.750
285.312
292.154
- ATMR
1.028.287
1.246.469
1.313.287
1.326.402
1.375.677
1.384.382
1.389.553
1.406.646
1.424.503
1.452.256
1.486.687
1.476.562
1.488.144
1.510.041
1.495.096
14,59
14,58
16,26
16,50
16,14
16,15
17,03
15,82
15,54
15,50
15,23
15,46
15,57
15,69
150.049
181.769
213.600
218.842
222.102
223.569
236.585
222.516
221.315
225.038
226.394
228.328
231.758
236.951
243.982
1.028.287
1.246.469
1.313.287
1.326.402
1.375.677
1.384.382
1.389.553
1.406.646
1.424.503
1.452.256
1.486.687
1.476.562
1.488.144
1.510.041
1.495.096
3,80
3,87
3,71
3,75
3,75
3,28
3,04
3,56
3,33
3,29
3,00
2,98
3,02
3,12
51.669
61.645
67.043
68.246
69.104
66.629
62.118
73.372
68.372
67.633
62.048
61.805
63.099
65.450
66.404
1.359.034
1.593.260
1.806.342
1.821.604
1.842.847
2.030.103
2.045.012
2.060.286
2.056.018
2.053.870
2.066.211
2.076.966
2.087.342
2.098.154
2.102.293
70,53
66,16
70,05
69,64
69,57
81,60
78,48
73,59
73,74
73,75
75,42
75,44
75,05
74,36
- Biaya Operasional
116.981
116.272
124.222
136.848
150.501
23.656
36.596
49.181
62.372
77.121
92.570
107.463
122.696
137.461
150.444
- Operating Expenses
- Pendapatan Operasional
165.852
175.740
177.334
196.521
216.331
28.992
46.631
66.827
84.584
104.576
122.737
142.458
163.492
184.849
204.071
- Operating Income
Rasio Modal Inti terhadap ATMR (%) - Modal Inti (Tier I) - ATMR ROA (%) - Laba sebelum pajak - Rata-rata total aset BOPO (%)
NIM (%) - Pendapatan bunga bersih - Rata-rata total aset produktif LDR (%) -
Total Kredit kepada pihak ketiga bukan Bank
- Total Dana Pihak Ketiga
- Capital - Risk Weighted Assets
16,32 Core Capital Ratio to ATMR (%) - Core Capital (Tier I) - Risk Weighted Assets
3,16 Return On Assets Ratio (%) - Profit - Average total assets
73,72 Operating Expenses/Operating Income (%)
6,13 Net Interest Margin Ratio (%)
5,95
5,50
5,14
5,14
5,11
5,28
4,84
5,93
5,98
6,13
6,15
6,10
6,11
6,10
79.244
95.200
108.622
109.422
109.862
124.766
114.067
116.634
117.346
119.649
121.131
120.878
121.937
122.523
123.521
1.331.277
1.731.075
2.114.640
2.130.287
2.147.990
2.362.380
2.357.822
1.967.135
1.960.783
1.953.298
1.970.433
1.982.954
1.996.606
2.010.178
2.016.613
- Interest income net - Average total earning assets
89,09 Loan to Deposits Ratio (%)
79,84
86,70
85,97
85,66
83,73
85,60
84,49
84,96
87,96
89,84
87,39
86,11
86,32
86,57
959.128
1.181.726
1.267.022
1.284.068
1.325.087
1.312.532
1.319.512
1.321.243
1.331.356
1.355.178
1.392.605
1.388.237
1.403.511
1.437.898
1.437.266
- Total Credit to third party
1.201.284
1.363.062
1.473.854
1.499.077
1.582.488
1.533.382
1.561.671
1.555.170
1.513.514
1.508.366
1.593.517
1.612.101
1.625.872
1.660.989
1.613.246
- Total Third Party Funds
14,82 Liquid Assets Ratio (%)
Rasio Aset Likuid (%)
20,06
15,84
16,30
15,25
16,66
15,99
16,99
18,08
16,21
14,97
15,63
16,32
15,76
15,53
- Aset Likuid Primer
229.643
199.232
228.379
213.750
254.338
234.112
248.199
262.052
224.815
207.432
235.765
246.916
229.109
220.770
190.720
- Aset Likuid Primer
78.295
79.349
88.079
87.266
91.707
90.578
101.739
115.886
106.337
98.742
96.810
102.592
111.396
118.458
126.411
- Aset Likuid Sekunder
1.535.343
1.758.873
1.942.006
1.974.227
2.076.518
2.030.103
2.059.921
2.090.835
2.043.212
2.045.280
2.127.914
2.141.496
2.159.973
2.184.651
2.139.548
- Aset Likuid Sekunder - Total Aset
- Total Assets
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
79
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.24.a. Kinerja BUSN Devisa Konvensional
(Foreign Exchange Commercial Banks Performance) Miliar Rp (Billion Rp) 2014 Keterangan
2012
Items Okt
Rasio Pemenuhan Kecukupan Modal Minimum (%)
2015
2013 Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt 17,85 Capital Adequacy Ratio (%)
15,33
16,01
16,72
16,70
16,42
17,61
17,36
17,73
17,68
17,22
17,16
17,90
17,76
17,48
- Modal
177.744
220.225
250.999
253.244
252.499
272.494
270.441
277.675
279.510
275.838
278.737
291.524
293.103
292.389
295.606
- ATMR
1.159.788
1.375.870
1.500.817
1.516.835
1.538.222
1.547.767
1.557.464
1.566.141
1.581.332
1.601.473
1.624.607
1.628.815
1.650.468
1.673.044
1.656.474
13,05
13,78
14,53
14,52
14,27
15,18
15,11
15,19
15,19
14,90
14,82
15,44
15,32
15,15
151.331
189.602
218.065
220.178
219.543
235.019
235.357
237.843
240.204
238.640
240.846
251.436
252.873
253.479
256.694
1.159.788
1.375.870
1.500.817
1.516.835
1.538.222
1.547.767
1.557.464
1.566.141
1.581.332
1.601.473
1.624.607
1.628.815
1.650.468
1.673.044
1.656.474
2,64
2,43
2,20
2,17
2,13
2,15
1,82
1,81
1,80
1,84
1,81
1,83
1,83
1,77
38.452
40.571
41.111
40.757
40.306
43.416
36.865
36.653
36.621
37.827
37.292
37.821
37.908
36.816
37.020
1.455.843
1.667.964
1.871.092
1.880.295
1.890.222
2.021.478
2.026.193
2.030.444
2.039.469
2.054.448
2.062.611
2.067.048
2.073.787
2.083.506
2.087.317
74,88
78,07
80,05
80,24
80,70
83,16
84,67
84,52
84,54
84,37
84,75
84,48
85,01
86,25
- Biaya Operasional
112.722
138.893
137.285
151.747
167.522
17.205
32.712
48.130
64.704
80.926
97.589
112.309
131.155
151.043
164.793
- Operating Expenses
- Pendapatan Operasional
150.543
177.897
171.488
189.118
207.584
20.689
38.636
56.945
76.541
95.917
115.149
132.948
154.276
175.124
194.534
- Operating Income
Rasio Modal Inti terhadap ATMR (%) - Modal Inti (Tier I) - ATMR ROA (%) - Laba sebelum pajak - Rata-rata total aset BOPO (%)
NIM (%) - Pendapatan bunga bersih - Rata-rata total aset produktif LDR (%) -
Total Kredit kepada pihak ketiga bukan Bank
- Total Dana Pihak Ketiga
- Core Capital (Tier I) - Risk Weighted Assets
1,77 Return On Assets Ratio (%) - Profit - Average total assets
84,71 Operating Expenses/Operating Income (%)
4,89 Net Interest Margin Ratio (%)
5,17
4,42
3,78
3,79
3,78
3,73
3,70
4,85
4,85
4,82
4,80
4,83
4,86
4,86
72.679
81.316
86.174
86.557
87.102
91.815
89.587
91.516
91.762
92.480
92.985
93.983
95.152
95.800
96.757
1.404.733
1.838.391
2.282.002
2.286.651
2.302.325
2.459.826
2.420.130
1.887.584
1.892.550
1.918.200
1.935.661
1.946.192
1.957.559
1.971.536
1.978.565
- Interest income net - Average total earning assets
86,89 Loan to Deposits Ratio (%)
81,58
83,77
84,74
85,30
85,66
83,61
83,96
84,25
83,66
83,45
84,90
84,85
85,92
86,11
1.026.324
1.202.706
1.298.928
1.312.831
1.342.612
1.324.860
1.333.363
1.339.227
1.350.869
1.365.542
1.383.729
1.385.100
1.409.738
1.433.136
1.423.618
- Total Credit to third party
1.257.990
1.435.791
1.532.828
1.539.040
1.567.343
1.584.612
1.588.106
1.589.655
1.614.640
1.636.382
1.629.918
1.632.406
1.640.834
1.664.363
1.638.460
- Total Third Party Funds
14,97 Liquid Assets Ratio (%)
15,47
14,66
14,39
14,57
14,87
15,75
15,94
16,62
17,22
16,59
16,31
15,20
15,25
16,34
- Aset Likuid Primer
203.772
216.884
226.532
231.058
244.859
263.156
272.924
286.179
296.588
289.114
282.721
257.971
258.226
290.987
256.455
41.689
49.644
55.016
56.260
52.411
55.320
50.702
52.609
59.275
57.898
60.443
60.227
65.115
62.117
61.119
1.586.631
1.818.240
1.956.990
1.972.319
1.999.417
2.021.478
2.030.909
2.038.946
2.066.545
2.091.736
2.103.428
2.093.671
2.120.956
2.161.263
2.121.615
- Total Aset
- Risk Weighted Assets
15,50 Core Capital Ratio to ATMR (%)
Rasio Aset Likuid (%)
- Aset Likuid Sekunder
- Capital
- Aset Likuid Primer - Aset Likuid Sekunder - Total Assets
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
80
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.25.a. Kinerja BUSN Non Devisa Konvensional
(Non-Foreign Exchange Commercial Banks Performance) Miliar Rp (Billion Rp) 2014 Keterangan
2012
Items Okt
Rasio Pemenuhan Kecukupan Modal Minimum (%)
2015
2013 Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt 23,29 Capital Adequacy Ratio (%)
20,80
23,16
23,24
23,00
23,07
23,86
23,49
22,41
22,46
22,27
21,97
23,46
23,10
23,04
- Modal
13.530
17.984
20.445
20.505
20.631
21.912
22.030
20.735
20.903
20.344
20.405
22.079
21.598
22.038
22.316
- Capital
- ATMR
65.057
77.653
87.983
89.156
89.411
91.843
93.803
92.520
93.049
91.354
92.859
94.117
93.488
95.642
95.813
- Risk Weighted Assets
19,38
21,47
21,63
21,40
21,49
22,34
21,94
20,85
20,94
20,75
20,46
21,96
21,60
21,54
- Modal Inti (Tier I)
12.610
16.675
19.032
19.083
19.213
20.516
20.584
19.289
19.486
18.955
18.995
20.670
20.193
20.600
20.888
- Core Capital (Tier I)
- ATMR
65.057
77.653
87.983
89.156
89.411
91.843
93.803
92.520
93.049
91.354
92.859
94.117
93.488
95.642
95.813
- Risk Weighted Assets
3,31
3,26
2,28
2,26
2,16
1,70
1,85
2,02
2,03
2,07
2,03
1,99
1,93
1,91
- Laba sebelum pajak
3.204
3.744
2.954
2.946
2.839
2.341
2.544
2.810
2.827
2.780
2.737
2.700
2.624
2.606
2.569
- Rata-rata total aset
96.840
114.799
129.836
130.451
131.315
137.329
137.656
139.077
139.481
134.241
135.039
135.460
135.912
136.574
136.997
79,30
79,67
85,64
85,73
86,31
88,70
87,25
86,14
86,12
85,98
86,17
86,37
86,73
86,85
- Biaya Operasional
12.149
14.260
14.659
16.138
17.751
1.528
2.918
4.382
5.859
7.129
8.553
10.014
11.476
12.958
14.465
- Operating Expenses
- Pendapatan Operasional
15.320
17.900
17.117
18.824
20.567
1.723
3.344
5.087
6.803
8.291
9.926
11.594
13.231
14.920
16.615
- Operating Income
Rasio Modal Inti terhadap ATMR (%)
ROA (%)
BOPO (%)
NIM (%) - Pendapatan bunga bersih - Rata-rata total aset produktif LDR (%) -
Total Kredit kepada pihak ketiga bukan Bank
- Total Dana Pihak Ketiga
21,80 Core Capital Ratio to ATMR (%)
1,88 Return On Assets Ratio (%)
6,86 Net Interest Margin Ratio (%)
9,34
8,73
7,21
7,16
7,02
6,12
6,34
6,85
6,83
6,99
6,94
6,95
6,91
6,88
8.606
9.761
9.176
9.126
9.091
8.551
8.608
8.714
8.713
8.609
8.649
8.718
8.728
8.757
8.773
92.126
111.801
127.228
127.469
129.441
139.716
135.776
127.125
127.556
123.243
124.590
125.436
126.280
127.201
127.828
- Interest income net - Average total earning assets
90,18 Loan to Deposits Ratio (%)
82,73
85,10
82,32
88,17
87,81
89,32
89,89
87,52
89,36
90,99
91,33
91,60
91,43
90,51
69.804
82.634
82.362
90.040
91.795
91.076
91.740
92.932
93.504
91.976
93.810
93.727
94.211
95.369
95.607
84.374
97.102
100.052
102.122
104.544
101.964
102.055
106.179
104.634
101.087
102.712
102.322
103.040
105.374
106.021
- Total Credit to third party - Total Third Party Funds
12,44 Liquid Assets Ratio (%)
19,32
15,03
14,75
16,21
18,15
15,49
14,83
17,18
14,97
13,68
14,18
12,60
12,76
14,47
- Aset Likuid Primer
19.716
18.417
19.014
21.406
24.762
20.568
19.734
23.638
20.320
18.031
19.097
16.730
17.038
19.566
16.318
1.291
891
741
744
803
708
729
750
739
566
611
664
710
959
1.199
108.758
128.498
133.934
136.604
140.823
137.329
137.983
141.919
140.694
135.906
139.028
137.990
139.075
141.868
140.806
- Total Aset
- Average total assets
87,06 Operating Expenses/Operating Income (%)
Rasio Aset Likuid (%)
- Aset Likuid Sekunder
- Profit
- Aset Likuid Primer - Aset Likuid Sekunder - Total Assets
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
81
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.26.a. Kinerja BPD Konvensional
(Regional Development Banks Performance) Miliar Rp (Billion Rp) 2014 Keterangan
2012
Items Okt
Rasio Pemenuhan Kecukupan Modal Minimum (%)
2015
2013 Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt 18,25 Capital Adequacy Ratio (%)
18,02
17,58
17,60
17,55
17,79
20,40
20,46
19,43
18,58
18,23
17,80
17,75
17,84
17,62
- Modal
35.198
40.343
45.850
46.002
46.922
53.459
54.214
52.347
50.942
50.361
50.181
49.693
50.323
50.896
52.418
- ATMR
195.318
229.459
260.565
262.152
263.682
262.103
265.034
269.451
274.144
276.327
281.910
279.883
282.109
288.911
287.278
16,66
16,33
16,32
16,27
16,55
18,26
18,25
17,20
16,44
16,03
15,47
15,58
15,67
15,54
32.531
37.474
42.512
42.655
43.630
47.867
48.372
46.352
45.075
44.303
43.611
43.594
44.194
44.911
46.276
195.318
229.459
260.565
262.152
263.682
262.103
265.034
269.451
274.144
276.327
281.910
279.883
282.109
288.911
287.278
2,90
3,18
2,90
2,77
2,68
3,32
2,85
3,09
2,80
2,47
2,44
2,20
2,22
2,27
- Laba sebelum pajak
10.462
12.686
12.528
12.099
11.723
14.870
12.946
14.490
13.583
12.214
12.290
11.190
11.312
11.715
11.586
- Rata-rata total aset
361.101
399.075
432.674
436.834
437.155
448.405
453.774
468.833
484.368
495.065
503.975
507.495
510.381
515.847
519.226
75,29
73,49
75,94
76,82
78,08
73,96
76,87
75,02
76,88
79,30
78,49
80,47
80,51
80,08
- Biaya Operasional
31.470
34.438
32.820
36.705
41.363
3.494
7.132
10.836
15.027
19.525
22.349
26.889
30.870
34.972
39.553
- Operating Expenses
- Pendapatan Operasional
41.797
46.864
43.215
47.780
52.973
4.724
9.278
14.443
19.546
24.623
28.475
33.415
38.345
43.668
49.156
- Operating Income
Rasio Modal Inti terhadap ATMR (%) - Modal Inti (Tier I) - ATMR ROA (%)
BOPO (%)
NIM (%) - Pendapatan bunga bersih - Rata-rata total aset produktif LDR (%) -
Total Kredit kepada pihak ketiga bukan Bank
- Total Dana Pihak Ketiga
- Core Capital (Tier I) - Risk Weighted Assets
2,23 Return On Assets Ratio (%) - Profit - Average total assets
80,46 Operating Expenses/Operating Income (%)
6,52 Net Interest Margin Ratio (%)
6,70
7,04
6,60
6,57
6,65
6,76
6,74
6,99
6,82
6,64
6,56
6,53
6,50
6,50
22.856
27.891
29.218
29.265
29.593
30.629
30.538
30.776
30.995
30.946
31.207
31.356
31.423
31.832
32.182
341.257
396.439
442.557
445.532
444.769
453.315
453.020
440.084
454.166
466.131
475.550
479.884
483.440
489.445
493.322
- Interest income net - Average total earning assets
70,59 Loan to Deposits Ratio (%)
78,57
92,34
74,96
76,58
89,73
83,38
81,71
73,89
68,98
68,69
68,33
71,01
71,89
68,67
218.851
265.661
298.145
301.614
301.456
296.369
299.902
303.530
307.060
311.067
315.633
316.622
320.762
324.803
326.510
- Total Credit to third party
278.535
287.709
397.751
393.877
335.957
355.430
367.019
410.781
445.125
452.869
461.944
445.854
446.171
472.978
462.537
- Total Third Party Funds
24,19 Liquid Assets Ratio (%)
22,93
18,19
24,05
24,19
18,38
20,57
22,14
28,12
27,02
26,57
27,13
25,92
24,29
25,96
- Aset Likuid Primer
80.457
63.091
107.280
107.305
72.996
84.601
94.384
132.841
135.534
134.505
141.016
128.996
119.361
135.439
122.059
3.626
7.858
8.360
8.416
8.015
7.621
7.274
7.478
7.928
8.380
7.792
8.025
9.513
9.840
10.900
366.684
389.964
480.868
478.437
440.691
448.405
459.144
498.951
530.973
537.854
548.526
528.614
530.584
559.578
549.632
- Total Aset
- Risk Weighted Assets
16,11 Core Capital Ratio to ATMR (%)
Rasio Aset Likuid (%)
- Aset Likuid Sekunder
- Capital
- Aset Likuid Primer - Aset Likuid Sekunder - Total Assets
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
82
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.27.a. Kinerja Bank Campuran Konvensional
(Joint Venture Banks Performance) Miliar Rp (Billion Rp) 2014 Keterangan
2012
Items Okt
Rasio Pemenuhan Kecukupan Modal Minimum (%)
2015
2013 Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt 19,95 Capital Adequacy Ratio (%)
18,65
19,86
19,23
18,89
19,14
20,18
20,08
20,94
20,69
19,74
20,51
19,83
19,46
19,30
- Modal
30.770
43.832
45.861
46.151
47.767
50.482
50.760
53.525
51.927
52.555
52.225
52.409
52.527
52.878
53.042
- ATMR
164.956
220.744
238.426
244.350
249.533
250.200
252.777
255.642
250.920
266.285
254.597
264.233
269.983
274.039
265.882
16,52
16,78
16,49
16,18
16,44
17,31
17,19
17,02
16,50
15,73
16,28
15,68
15,23
14,97
27.253
37.034
39.314
39.534
41.030
43.301
43.440
43.507
41.394
41.881
41.453
41.425
41.131
41.035
41.891
164.956
220.744
238.426
244.350
249.533
250.200
252.777
255.642
250.920
266.285
254.597
264.233
269.983
274.039
265.882
2,24
2,39
2,14
2,15
2,11
1,20
1,43
1,66
1,33
1,19
0,99
0,98
1,05
1,00
4.479
5.922
6.137
6.231
6.171
3.979
4.751
5.566
4.395
3.972
3.316
3.298
3.536
3.405
3.701
200.343
247.500
286.757
289.481
292.029
330.260
332.493
335.867
331.073
334.339
334.394
335.706
337.500
340.434
341.058
Rasio Modal Inti terhadap ATMR (%) - Modal Inti (Tier I) - ATMR ROA (%) - Laba sebelum pajak - Rata-rata total aset BOPO (%)
- Capital - Risk Weighted Assets
15,76 Core Capital Ratio to ATMR (%) - Core Capital (Tier I) - Risk Weighted Assets
1,09 Return On Assets Ratio (%) - Profit - Average total assets
87,20 Operating Expenses/Operating Income (%)
77,86
79,23
79,36
78,35
78,49
88,80
85,81
82,71
86,13
86,89
89,08
88,50
87,66
87,44
- Biaya Operasional
15.179
20.899
20.838
21.988
24.353
3.126
5.800
7.961
10.528
12.784
15.491
17.411
20.365
23.537
24.801
- Operating Expenses
- Pendapatan Operasional
19.494
26.378
26.260
28.063
31.028
3.520
6.758
9.625
12.223
14.713
17.390
19.674
23.233
26.919
28.440
- Operating Income
NIM (%) - Pendapatan bunga bersih - Rata-rata total aset produktif LDR (%) -
Total Kredit kepada pihak ketiga bukan Bank
- Total Dana Pihak Ketiga
3,36 Net Interest Margin Ratio (%)
3,63
3,00
2,40
2,40
2,40
2,25
2,14
3,33
3,26
3,28
3,29
3,29
3,31
3,35
7.163
8.568
10.355
10.405
10.478
11.156
10.576
10.796
10.402
10.532
10.598
10.707
10.840
11.104
11.178
197.239
285.548
430.904
433.906
437.111
496.741
493.729
323.976
318.954
320.828
322.562
325.004
327.591
331.153
332.256
129,87 Loan to Deposits Ratio (%)
115,63
122,20
122,80
122,40
123,61
122,66
123,94
120,96
122,55
127,90
132,89
132,31
131,10
129,56
199.872
209.369
215.637
221.383
219.199
223.341
221.347
220.397
221.568
224.817
232.860
236.373
240.185
231.706
- Total Credit to third party
129.772
163.557
170.496
176.179
179.104
178.708
180.195
182.999
179.837
173.240
169.180
175.990
180.298
185.388
178.416
- Total Third Party Funds
15,89 Liquid Assets Ratio (%)
15,39
13,79
13,95
14,53
13,33
16,63
15,81
17,65
17,01
15,43
14,68
15,20
14,67
16,02
- Aset Likuid Primer
29.856
36.402
36.873
37.624
34.099
46.466
43.885
50.857
46.929
43.050
39.708
42.126
40.769
49.210
47.131
3.334
3.299
5.691
8.400
8.572
8.452
9.035
9.617
10.371
10.554
9.422
10.094
10.601
9.079
7.962
215.621
287.902
305.156
316.718
320.067
330.260
334.727
342.615
336.932
347.405
334.668
343.579
350.054
363.906
346.675
- Total Aset
- Average total earning assets
150.061
Rasio Aset Likuid (%)
- Aset Likuid Sekunder
- Interest income net
- Aset Likuid Primer - Aset Likuid Sekunder - Total Assets
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
83
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.28.a. Kinerja Bank Asing Konvensional
(Foreign Owned Banks Performance) Miliar Rp (Billion Rp) 2014 Keterangan
2012
Items Okt
Rasio Pemenuhan Kecukupan Modal Minimum (%)
2015
2013 Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt 44,31 Capital Adequacy Ratio (%)
30,89
34,46
41,93
43,80
44,81
44,77
44,98
43,83
43,54
43,84
42,82
44,20
43,68
43,34
- Modal
73.091
106.216
140.739
147.726
151.336
153.390
156.849
155.821
156.223
158.988
156.723
162.425
166.231
168.800
160.550
- Capital
- ATMR
236.592
308.209
335.671
337.306
337.709
342.652
348.698
355.500
358.831
362.692
365.967
367.462
380.565
389.438
362.362
- Risk Weighted Assets
Rasio Modal Inti terhadap ATMR (%) - Modal Inti (Tier I) - ATMR ROA (%) - Laba sebelum pajak - Rata-rata total aset BOPO (%)
44,72 Core Capital Ratio to ATMR (%)
29,91
33,49
41,12
42,98
44,03
45,83
45,20
44,08
43,77
43,97
43,09
44,42
44,00
43,80
70.771
103.220
138.037
144.963
148.681
157.023
157.624
156.714
157.053
159.484
157.694
163.244
167.437
170.558
162.032
- Core Capital (Tier I)
236.592
308.209
335.671
337.306
337.709
342.652
348.698
355.500
358.831
362.692
365.967
367.462
380.565
389.438
362.362
- Risk Weighted Assets
1,91 Return On Assets Ratio (%)
3,06
2,92
3,10
3,01
3,08
4,73
3,84
3,29
2,96
2,42
2,15
2,21
2,31
2,20
8.837
10.003
12.599
12.285
12.626
21.298
17.538
15.197
13.794
11.346
10.109
10.414
11.002
10.620
9.256
288.751
342.766
405.837
408.514
410.520
450.239
456.413
461.663
465.298
468.061
469.948
471.312
476.130
482.329
483.837
- Profit - Average total assets
89,39 Operating Expenses/Operating Income (%)
80,78
83,06
79,66
80,57
79,30
82,07
82,95
84,12
84,02
86,57
87,84
87,43
87,40
88,71
- Biaya Operasional
32.856
43.697
38.174
43.183
44.727
7.978
13.977
19.575
23.431
28.741
34.064
39.366
47.564
58.270
61.127
- Operating Expenses
- Pendapatan Operasional
40.672
52.606
47.918
53.599
56.405
9.721
16.850
23.269
27.889
33.200
38.780
45.024
54.418
65.688
68.381
- Operating Income
NIM (%) - Pendapatan bunga bersih - Rata-rata total aset produktif LDR (%) Total Kredit kepada pihak ketiga bukan Bank - Total Dana Pihak Ketiga
3,58 Net Interest Margin Ratio (%)
3,47
2,65
2,09
2,12
2,12
2,18
2,06
3,70
3,67
3,70
3,64
3,67
3,62
3,58
9.790
11.104
14.515
14.696
14.814
16.967
15.877
16.089
16.070
16.310
16.199
16.460
16.426
16.450
16.527
282.108
419.302
693.048
694.791
700.125
779.630
771.653
434.309
437.965
441.383
445.404
448.109
453.766
460.024
462.034
- Interest income net - Average total earning assets
125,49 Loan to Deposits Ratio (%)
111,21
130,05
143,01
136,07
140,04
129,70
133,17
134,81
133,59
134,70
133,60
137,67
129,94
131,35
172.859
225.500
247.827
244.021
244.031
243.807
252.010
254.456
261.139
263.781
266.741
268.141
267.411
273.933
258.341
- Total Credit to third party
155.430
173.395
173.298
179.335
174.261
187.971
189.243
188.758
195.475
195.830
199.661
194.771
205.795
208.557
205.867
- Total Third Party Funds
25,58 Liquid Assets Ratio (%)
Rasio Aset Likuid (%)
22,30
19,88
19,09
21,21
19,89
22,84
22,33
22,16
22,54
21,90
21,13
21,01
23,19
23,94
- Aset Likuid Primer
52.599
55.132
55.074
65.375
54.969
75.982
71.652
70.570
71.797
70.366
66.656
63.757
78.212
89.890
90.996
- Aset Likuid Primer
- Aset Likuid Sekunder
14.754
22.464
26.937
26.951
31.089
26.866
31.623
34.046
35.553
34.558
34.650
36.966
40.027
37.447
36.216
- Aset Likuid Sekunder
301.966
390.415
429.704
435.287
432.582
450.239
462.586
472.165
476.203
479.115
479.379
479.498
509.853
531.925
497.404
- Total Aset
- Total Assets
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
84
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.29.a. Perkembangan Aset Bank Umum Berdasarkan Kelompok Bank
(Growth of Commercial Banks Assets Based Group Bank) Miliar Rp ( Billion Rp ) 2014 Kelompok Bank
2011
2012
2015
Group of Bank
2013 Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
- Bank Persero
1.328.168
1.535.343
1.758.873
1.942.742
1.974.227
2.076.605
2.030.924
2.059.959
2.090.838
2.043.232
2.045.283
2.127.935
2.141.519
2.160.110
2.184.711
2.139.714
- State Owned Banks
- BUSN Devisa
1.464.007
1.705.408
1.962.539
2.149.155
2.169.150
2.200.142
2.221.590
2.228.745
2.236.661
2.262.198
2.290.481
2.301.807
2.293.723
2.322.941
2.366.454
2.325.550
- Foreign Exchange
- BUSN Non Devisa
107.085
135.472
162.457
176.483
179.987
186.817
182.326
183.582
188.447
188.188
184.237
188.427
187.682
188.333
192.777
191.733
- Non-Foreign Exchange
- BPD
304.003
366.685
389.964
480.868
478.437
440.691
448.393
459.144
498.951
530.973
537.854
548.526
528.614
530.584
559.579
549.632
- Regional Development
- Bank Campuran
181.088
217.713
290.219
266.701
274.048
278.312
282.539
289.153
296.933
291.943
300.751
287.121
294.641
298.927
311.837
293.240
- Joint Venture Banks
- Bank Asing
268.482
301.966
390.415
429.704
435.287
432.582
450.239
462.586
472.165
476.203
479.115
479.379
479.498
509.853
531.925
497.404
- Foreign Owned Banks
3.652.832
4.262.587
4.954.467
5.445.652
5.511.136
5.615.150
5.616.012
5.683.168
5.783.994
5.792.737
5.837.720
5.933.195
5.925.677
6.010.747
6.147.284
5.997.272
Commercial Banks Commercial Banks Banks
Total
Total
85
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.30.a. Jumlah Bank Umum Berdasarkan Pengelompokan Total Aset
(Total of Commercial Banks Based on Total Assets) Desember 2011 Kelompok Bank
< Rp. 1 Triliun
Desember 2012
Desember 2013
Oktober 2014
Desember 2014
Oktober 2015
Rp. 1 Rp. 10 Rp. 1 Rp. 10 Rp. 1 Rp. 10 Rp. 1 Rp. 10 Rp. 1 Rp. 10 Rp. 1 Rp. 10 > Rp. < Rp. > Rp. < Rp. > Rp. < Rp. > Rp. < Rp. > Rp. < Rp. > Rp. s.d s.d s.d s.d s.d s.d s.d s.d s.d s.d s.d s.d 50 1 50 1 50 1 50 1 50 1 50 10 50 10 50 10 50 10 50 10 50 10 50 Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun Triliun
Group of Bank
Bank Persero
0
0
0
4
0
0
0
4
0
0
0
4
0
0
0
4
0
0
0
4
0
0
0
4
State Owned Banks
BUSN Devisa
1
18
7
10
1
17
7
11
1
15
8
12
1
16
9
12
1
16
9
12
0
15
12
12
Foreign Exchange Commercial Banks
BUSN Non Devisa
12
15
3
0
10
17
2
1
8
18
2
1
7
19
2
1
5
21
2
1
6
19
2
1
Non-Foreign Exchange Commercial Banks
BPD
0
14
11
1
0
14
11
1
0
14
11
1
0
10
15
1
0
10
15
1
0
9
15
2
Regional Development Banks
Bank Campuran
0
6
8
0
0
6
8
0
0
7
7
1
0
4
7
1
0
4
7
1
0
2
7
2
Joint Venture Banks
Bank Asing
0
4
3
3
0
3
3
4
0
2
4
4
0
2
4
4
0
2
4
4
0
2
4
4
Foreign Owned Banks
13
57
32
18
11
57
31
21
9
56
32
23
8
51
37
23
6
53
37
23
6
47
40
25
Total
Total
86
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.31.a. Aset Produktif Bank Umum Konvensional dan Kualitas Kredit Bank Umum kepada Bank Lain
(Earning Assets of Commercial Banks and Credit Quality of Commercial Banks to Other Bank) Miliar Rp (Billion Rp) Indikator
2011
2012
2014
2013
Sep
Okt
2015 Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Indicator
Okt
2.878.450
3.416.989
4.115.372
4.387.087
4.370.469
4.436.454
4.531.435
4.667.587
4.520.838
4.577.565
4.625.605
4.741.036
4.910.129
4.890.824
4.969.220
5.058.459
4.964.696 Earning Assets
2.745.968
3.250.997
3.929.648
4.153.584
4.146.306
4.195.053
4.308.971
4.415.322
4.238.846
4.313.552
4.350.201
4.451.066
4.624.175
4.591.471
4.658.061
4.737.225
4.645.351
81.809
110.176
124.978
153.410
142.008
158.674
143.405
167.324
194.334
175.900
183.317
193.222
188.235
196.336
204.485
213.906
214.271
c. Kurang Lancar
6.790
9.189
9.481
15.170
17.292
16.573
12.864
15.970
16.132
15.524
17.212
18.398
20.866
22.179
20.455
21.030
20.596
d. Diragukan
7.913
9.515
9.132
14.160
13.311
14.225
14.395
12.878
14.891
15.953
15.942
14.621
14.265
14.975
17.527
17.864
16.249
d. Doubtful
35.970
37.113
42.131
50.763
51.551
51.929
51.799
56.093
56.635
56.637
58.933
63.729
62.588
65.862
68.693
68.435
68.229
e. Loss
549.678
1.066.117
1.331.086
1.400.415
1.438.294
1.396.255
1.441.570
1.469.511
1.455.523
1.514.143
1.488.413
1.504.401
1.576.431
1.532.891
1.589.135
1.619.839
1.594.521 Earning Assets - Account
543.128
1.053.796
1.308.578
1.376.868
1.417.141
1.375.981
1.422.274
1.449.941
1.430.103
1.493.638
1.467.485
1.478.811
1.553.885
1.511.748
1.566.643
1.593.255
1.569.629
6.130
11.337
21.134
21.404
18.291
17.174
16.207
16.621
22.351
17.544
17.881
21.906
18.455
17.862
18.900
23.067
21.305
244
662
404
820
1.426
1.825
1.986
1.720
1.849
1.781
1.826
2.345
2.667
1.950
2.075
1.544
1.717
54
141
270
376
436
347
402
552
523
479
477
573
363
435
551
996
909
d. Doubtful
123
181
699
948
1.001
928
701
678
697
701
744
767
1.061
895
966
977
961
e. Lost
Non Performing Earning Aset (Nominal)
51.094
60.345
68.947
82.236
85.016
85.827
82.148
87.891
90.727
91.074
95.133
100.433
101.810
106.297
110.267
110.845
Kredit kepada Bank Lain
16.444
17.812
26.968
30.792
30.937
31.371
32.192
32.542
32.492
33.673
33.489
33.415
33.127
34.399
35.411
33.981
31.956 Interbank Loans
16.329
17.668
26.859
30.668
30.814
31.246
32.089
32.444
32.387
33.497
33.360
33.332
33.048
34.312
35.319
33.890
31.870
13
64
7
36
34
39
11
15
19
17
51
6
1
8
12
8
8
b. Special Mention
0
-
1
9
5
1
9
3
3
3
3
2
1
1
1
1
-
c. Sub-Standard
Aset Produktif Neraca a. Lancar b. DPK
e. Macet Aset Produktif Transaksi Rekening Administratif 1) a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet
a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet
Non Performing Loan kepada Bank Lain (Nominal)
a. Current b. Special Mention c. Sub-Standard
Administrative Transactions
108.660
1
-
-
-
0
0
0
0
0
0
0
1
1
0
0
0
0
102
80
101
80
85
85
84
80
82
156
75
75
76
77
79
83
78
102
80
102
88
90
86
93
84
85
159
77
77
79
78
80
84
78
1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit. - Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA. - Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu) - Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan
1)
a. Current b. Special Mention c. Sub-Standard
Non Performing Earning Asset (Nominal)
a. Current
d. Doubtful e. Loss Interbank Non Performing Loan (Nominal)
1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit. - Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.
87
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.32.a. Aset Produktif Bank Persero dan Kualitas Kredit Bank Persero kepada Bank Lain
(Earning Asset of State Owned Banks and Credit Quality of State Owned Banks to Other Bank) Miliar Rp (Billion Rp) 2014 Indikator Aset Produktif Neraca a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet Aset Produktif Transaksi Rekening Administratif 1) a. Lancar b. DPK c. Kurang Lancar
2011
2012
2013
Sep
Okt
2015 Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Indicator
Okt
1.065.942
1.260.415
1.511.620
1.633.058
1.639.922
1.683.710
1.719.355
1.746.524
1.719.111
1.745.088
1.731.802
1.720.813
1.838.799
1.839.302
1.858.988
1.895.756
1.876.286 Earning Assets
1.002.233
1.176.286
1.423.606
1.528.594
1.538.614
1.573.556
1.618.156
1.629.447
1.583.323
1.626.008
1.609.847
1.590.943
1.713.440
1.711.828
1.728.249
1.765.488
1.745.831
42.834
59.753
64.199
74.029
71.563
80.109
73.414
83.709
102.640
86.776
87.977
94.106
88.300
86.875
89.622
89.756
90.447
1.970
2.699
2.499
5.084
4.709
4.008
3.258
6.089
5.592
4.833
5.594
5.529
7.426
10.187
8.649
8.908
7.833
2.444
4.709
2.874
4.968
4.360
5.280
4.699
3.948
5.727
6.437
5.810
6.584
6.688
6.015
7.798
8.220
7.261
16.461
16.967
18.441
20.383
20.676
20.756
19.829
21.458
21.829
21.033
22.574
23.650
22.946
24.397
24.671
23.384
24.913
216.461
309.868
359.504
359.231
383.047
386.107
398.351
399.644
397.467
412.490
416.915
417.238
404.654
412.419
445.243
445.517
453.920
213.608
306.205
352.102
352.245
376.839
379.262
391.594
393.848
385.058
406.061
410.152
406.783
397.688
405.720
438.321
436.199
446.631
2.798
3.545
6.828
6.122
5.400
5.847
6.187
6.428
11.361
5.726
6.124
9.681
6.376
5.846
5.934
8.459
6.434
11
63
46
89
77
265
66
99
357
95
105
72
74
327
282
110
123
a. Current b. Special Mention c. Sub-Standard d. Doubtful e. Loss Earning Assets - Account Administrative Transactions
b. Special Mention c. Sub-Standard
5
30
57
112
75
74
70
226
229
235
138
284
95
93
246
296
256
d. Doubtful
38
24
471
664
656
658
434
441
462
372
396
417
421
433
459
454
476
e. Loss
41.720
28.038
31.217
31.299
30.553
31.042
28.355
32.262
34.196
33.006
34.617
36.538
37.650
41.452
42.105
41.372
2.579
2.866
5.705
4.969
4.569
4.460
4.854
4.961
4.628
4.163
3.946
3.833
4.850
4.844
5.470
5.546
5.542 Interbank Loans
2.465
2.740
5.607
4.863
4.467
4.352
4.774
4.882
4.552
4.092
3.876
3.760
4.779
4.770
5.397
5.470
5.471
13
48
0
33
29
36
8
9
5
3
0
3
0
3
0
0
0
b. Special Mention
c. Kurang Lancar
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
c. Sub-Standard
d. Diragukan
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
d. Doubtful
d. Diragukan e. Macet
Non Performing Earning Aset (Nominal) Kredit kepada Bank Lain a. Lancar b. DPK
e. Macet
Non Performing Loan kepada Bank Lain (Nominal)
40.862
101
78
98
73
72
72
72
69
71
68
70
70
71
71
74
76
71
101
78
98
73
72
72
72
69
71
68
70
70
71
71
74
76
71
1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit. - Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA. - Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu) - Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan
1)
a. Current
Non Performing Earning Asset (Nominal)
a. Current
e. Loss Interbank Non Performing Loan (Nominal)
1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit. - Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.
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Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.33.a. Aset Produktif BUSN Devisa dan Kualitas Kredit BUSN Devisa kepada Bank Lain
(Earning Asset of Foreign Exchange Banks and Credit Quality of Foreign Exchange Banks to Other Bank) Miliar Rp (Billion Rp) 2014 Indikator
2011
2012
2015
Indicator
2013 Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
1.119.243
1.327.140
1.557.562
1.652.693
1.641.441
1.660.853
1.713.244
1.789.186
1.682.041
1.679.545
1.705.611
1.799.742
1.822.268
1.826.502
1.844.510
1.852.354
1.836.005 Earning Assets
1.072.537
1.274.458
1.499.030
1.569.504
1.564.068
1.574.450
1.636.540
1.702.905
1.588.113
1.586.160
1.605.358
1.694.532
1.718.253
1.712.234
1.723.913
1.724.223
1.710.649
27.546
33.686
37.211
53.158
44.693
53.445
46.023
53.909
60.976
60.172
65.348
68.882
67.738
77.053
81.508
87.620
86.849
c. Kurang Lancar
3.060
3.810
4.009
5.937
8.169
8.437
5.171
5.525
6.066
5.305
6.044
6.459
7.217
5.593
5.747
6.650
7.103
d. Diragukan
3.360
2.305
2.698
5.343
5.206
5.239
6.514
6.090
6.406
6.959
7.197
5.139
4.795
6.336
6.626
6.207
6.114
12.739
12.881
14.614
18.750
19.305
19.281
18.996
20.758
20.480
20.949
21.664
24.731
24.265
25.286
26.717
27.654
25.290
175.558
402.700
483.630
529.531
525.981
521.783
519.087
531.831
531.196
546.462
541.051
551.266
554.967
559.973
553.993
558.678
560.136 Earning Assets - Account
175.123
400.677
480.305
523.565
521.098
517.365
515.068
527.626
526.035
542.519
536.591
546.201
550.530
555.756
549.600
553.833
554.416
405
1.830
3.181
5.778
4.590
4.196
3.715
3.914
4.875
3.663
4.020
4.141
4.026
3.706
3.602
4.086
4.963
18
85
37
49
65
66
90
109
100
86
129
660
116
160
488
94
92
3
71
50
71
69
91
105
117
120
117
200
141
135
135
121
511
498
Aset Produktif Neraca a. Lancar b. DPK
e. Macet Aset Produktif Transaksi Rekening Administratif 1) a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet
Non Performing Earning Aset (Nominal) Kredit kepada Bank Lain
a. Current b. Special Mention c. Sub-Standard d. Doubtful e. Loss Administrative Transactions
b. Special Mention c. Sub-Standard d. Doubtful e. Loss
8
37
57
68
159
65
108
66
65
78
110
124
160
216
182
155
167
38.187
19.190
21.465
30.219
32.974
33.180
30.984
32.665
33.237
33.493
35.345
37.253
36.688
37.725
39.880
41.271
39.264
7.785
9.085
10.250
10.151
10.233
10.244
10.550
10.388
9.857
9.499
9.972
10.221
10.505
11.557
11.501
11.851
11.895 Interbank Loans
Non Performing Earning Asset (Nominal)
a. Current
7.784
9.069
10.243
10.139
10.219
10.231
10.532
10.373
9.844
9.398
9.965
10.214
10.499
11.547
11.485
11.837
11.886
b. DPK
-
16
5
-
2
1
-
5
2
14
2
3
1
6
12
8
3
b. Special Mention
c. Kurang Lancar
-
-
-
6
0
0
7
-
-
-
0
0
0
-
-
0
-
c. Sub-Standard
d. Diragukan
-
-
-
-
-
0
0
0
0
-
-
0
0
0
-
-
d. Doubtful
e. Macet
1
-
1
5
11
11
11
11
11
88
4
4
4
5
5
6
6
e. Loss
1
-
1
11
11
12
18
11
11
88
5
5
5
5
5
6
6
a. Lancar
Non Performing Loan kepada Bank Lain (Nominal)
1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit. - Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA. - Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu) - Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan
1)
a. Current
Interbank Non Performing Loan (Nominal)
1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit. - Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.
89
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.34.a. Aset Produktif BUSN Non Devisa dan Kualitas Kredit BUSN Non Devisa kepada Bank Lain
(Earning Asset of Non Foreign Exchange Banks and Credit Quality of Non Foreign Exchange Banks to Other Bank) Miliar Rp (Billion Rp) 2014 Indikator
2011
2012
2015
Indicator
2013 Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
65.209
82.482
106.351
105.301
103.655
96.921
110.115
114.848
107.758
108.410
110.159
113.402
116.642
116.568
117.799
119.831
119.953
Earning Assets
62.694
79.366
102.965
99.865
98.345
93.266
104.585
108.772
101.263
102.231
104.127
106.921
110.245
109.484
110.369
112.616
112.423
a. Current
1.601
1.872
2.276
3.870
3.659
2.469
3.796
4.341
4.679
4.273
4.170
4.592
4.620
5.266
5.568
5.538
5.802
c. Kurang Lancar
189
361
226
294
291
265
331
280
324
458
481
552
487
513
388
293
273
d. Diragukan
152
197
235
465
585
360
590
522
532
537
498
373
383
346
447
407
430
e. Macet
574
686
649
807
775
560
813
933
960
912
883
964
907
959
1.027
978
1.024
1.827
4.045
4.500
5.823
7.677
7.780
7.715
8.646
8.650
9.017
9.850
9.409
8.658
9.421
9.533
9.425
9.909
4.042
4.492
5.815
7.673
7.758
7.699
8.624
8.640
9.006
9.839
9.384
8.640
9.201
9.307
9.403
9.885
Aset Produktif Neraca a. Lancar b. DPK
Aset Produktif Transaksi Rekening Administratif 1) a. Lancar b. DPK
1.805
b. Special Mention c. Sub-Standard d. Doubtful e. Loss Earning Assets - Account Administrative Transactions a. Current b. Special Mention
21
3
7
7
4
20
14
21
6
8
7
22
15
186
196
19
21
c. Kurang Lancar
0
0
0
0
0
0
-
0
2
0
0
0
0
29
28
2
0
c. Sub-Standard
d. Diragukan
0
0
0
-
0
0
1
-
-
0
0
0
0
0
0
0
0
d. Doubtful
e. Macet
Non Performing Earning Aset (Nominal) Kredit kepada Bank Lain a. Lancar
e. Loss
0
1
1
1
1
1
1
1
1
3
3
4
3
4
2
2
2
1.829
1.246
1.111
1.568
1.652
1.186
1.736
1.737
1.820
1.910
1.865
1.893
1.780
1.851
1.893
1.680
1.730
542
890
1.072
959
940
981
944
928
916
927
950
983
1.083
1.065
1.050
1.025
998
Interbank Loans
947
980
1.081
1.062
1.048
1.024
998
a. Current
-
0
0
0
-
-
b. Special Mention
1
1
1
-
c. Sub-Standard
Non Performing Earning Asset (Nominal)
542
888
1.070
953
933
978
939
924
908
924
b. DPK
-
-
2
3
1
1
2
0
5
-
c. Kurang Lancar
-
-
-
2
5
1
2
3
3
3
3
2
1
d. Diragukan
-
-
-
-
-
-
-
-
-
0
0
1
1
-
0
d. Doubtful
e. Macet
-
1
-
1
1
1
1
1
-
-
-
1
2
1
1
1
e. Loss
-
1
-
3
6
2
3
4
3
3
2
2
2
1
1
1
Non Performing Loan kepada Bank Lain (Nominal)
1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit. - Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA. - Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu) - Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan
3
1)
Interbank Non Performing Loan (Nominal)
1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit. - Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.
90
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.35.a. Aset Produktif BPD dan Kualitas Kredit BPD kepada Bank Lain
(Earning Asset of Regional Development Banks and Credit Quality of Regional Development Banks to Other Bank) Miliar Rp (Billion Rp) 2014 Indikator
2011
2012
2015
Indicator
2013 Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
240.588
297.222
334.497
390.108
391.903
387.902
367.146
377.708
381.547
398.053
429.571
449.992
461.912
436.246
448.394
470.665
464.128
Earning Assets
234.041
287.538
321.098
371.295
373.501
368.222
349.383
354.784
358.104
375.715
406.355
425.878
437.791
411.860
423.562
445.294
438.535
a. Current
3.419
4.570
5.762
8.659
8.036
8.622
7.103
11.780
11.798
10.471
10.566
10.877
11.687
10.837
10.873
11.755
11.609
c. Kurang Lancar
297
945
1.052
863
1.182
1.233
785
907
1.027
1.143
1.782
2.117
1.458
1.841
2.091
1.512
1.775
d. Diragukan
281
637
987
1.359
1.228
1.276
1.378
1.139
1.099
916
857
1.284
1.467
1.599
1.163
1.266
1.296
2.551
3.532
5.598
7.931
7.956
8.549
8.497
9.098
9.520
9.807
10.012
9.837
9.508
10.109
10.704
10.838
10.912
17.677
31.651
31.877
30.529
30.520
29.239
28.145
26.408
25.495
24.653
25.788
26.488
27.225
28.438
27.352
28.848
28.482
17.592
31.320
31.601
30.124
30.171
28.873
27.796
25.977
25.141
24.269
25.226
26.054
26.728
27.854
26.891
28.434
27.983
Aset Produktif Neraca a. Lancar b. DPK
e. Macet Aset Produktif Transaksi Rekening Administratif 1) a. Lancar
16
249
130
183
145
167
179
262
191
159
151
185
233
128
179
89
111
c. Kurang Lancar
b. DPK
3
12
3
13
27
5
4
14
5
19
218
34
51
157
46
56
98
d. Diragukan
6
25
26
31
29
28
26
4
7
8
21
35
19
81
11
10
7
e. Macet
Non Performing Earning Aset (Nominal) Kredit kepada Bank Lain a. Lancar
b. Special Mention c. Sub-Standard d. Doubtful e. Loss Earning Assets - Account Administrative Transactions
b. Special Mention c. Sub-Standard d. Doubtful e. Loss
59
44
118
178
146
165
140
151
150
198
172
180
194
218
225
258
283
6.248
5.195
7.784
10.376
10.570
11.256
10.829
11.313
11.808
12.092
13.062
13.486
12.698
14.005
14.240
13.941
14.371
137
357
709
878
913
939
970
949
944
961
1.017
960
1.014
1.006
966
972
931
Interbank Loans a. Current
Non Performing Earning Asset (Nominal)
136
357
708
878
911
938
970
948
936
961
967
960
1.013
1.006
966
972
926
b. DPK
0
-
-
0
1
0
0
1
8
0
49
0
0
-
0
0
5
b. Special Mention
c. Kurang Lancar
0
-
1
-
-
-
-
-
0
-
0
-
0
0
-
-
-
c. Sub-Standard
d. Diragukan
1
-
-
-
0
-
-
-
0
-
0
-
0
-
0
0
-
d. Doubtful
e. Macet
0
-
-
1
1
1
0
0
0
0
0
0
0
0
0
0
0
e. Loss
1
-
1
1
1
1
0
0
0
0
0
0
0
0
0
0
0
Non Performing Loan kepada Bank Lain (Nominal)
1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit. - Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA. - Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu) - Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan
1)
a. Current
Interbank Non Performing Loan (Nominal)
1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit. - Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.
91
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.36.a. Aset Produktif Bank Campuran dan Kualitas Kredit Bank Campuran kepada Bank Lain
(Earning Assets of Joint Venture Banks and Credit Quality of Joint Venture Banks to Other Bank) Miliar Rp (Billion Rp) 2014 Indikator
2011
2012
2015
Indicator
2013 Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
154.950
191.046
255.735
225.402
228.099
235.747
235.747
250.171
248.786
251.345
248.601
251.386
257.205
261.068
264.742
275.300
257.338
Earning Assets
149.721
184.439
246.183
215.347
217.964
225.126
225.126
239.398
237.692
240.659
236.634
239.939
245.095
248.517
252.028
261.751
243.057
a. Current
3.187
4.239
7.097
6.159
6.316
6.827
6.827
6.258
6.746
6.633
7.825
7.119
7.399
7.553
7.482
8.154
8.862
b. Special Mention
c. Kurang Lancar
420
540
376
962
1.044
982
982
1.554
1.469
1.384
1.064
1.061
1.264
1.678
1.344
1.291
1.439
c. Sub-Standard
d. Diragukan
427
482
983
1.434
1.308
1.401
1.401
663
593
369
757
518
649
384
665
899
736
1.195
1.346
1.097
1.500
1.467
1.411
1.411
2.299
2.287
2.301
2.321
2.749
2.797
2.936
3.223
3.205
3.245
34.024
125.802
156.794
146.019
152.074
149.283
149.283
157.195
157.354
161.878
155.268
152.845
161.193
161.483
178.585
178.647
180.273
33.521
124.223
154.721
143.988
150.270
147.626
147.626
155.430
155.376
159.470
152.941
149.870
158.495
158.948
175.468
175.161
177.158
441
1.452
1.929
1.934
1.714
1.563
1.563
1.700
1.910
2.324
2.268
2.680
2.355
2.430
3.008
3.376
2.952
62
93
58
57
53
56
56
44
47
39
39
272
319
80
45
48
137
-
0
64
21
18
18
18
20
21
19
19
22
23
23
57
51
23
Aset Produktif Neraca a. Lancar b. DPK
e. Macet Aset Produktif Transaksi Rekening Administratif 1) a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet
d. Doubtful e. Loss Earning Assets - Account Administrative Transactions a. Current b. Special Mention c. Sub-Standard d. Doubtful e. Loss
-
34
22
20
19
20
20
1
0
26
1
0
2
3
7
10
2
4.078
2.495
2.601
3.993
3.909
3.888
3.888
4.581
4.416
4.138
4.201
4.622
5.053
5.103
5.340
5.505
5.582
5
4
152
104
86
388
388
391
387
382
374
372
450
441
434
432
439 Interbank Loans
a. Lancar
5
4
152
104
86
388
388
391
387
382
374
372
450
441
434
432
439
b. DPK
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
b. Special Mention
c. Kurang Lancar
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
c. Sub-Standard
d. Diragukan
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
d. Doubtful
e. Macet
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
e. Loss
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Non Performing Earning Aset (Nominal) Kredit kepada Bank Lain
Non Performing Loan kepada Bank Lain (Nominal)
1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit. - Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA. - Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu) - Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan
Non Performing Earning Asset (Nominal)
a. Current
Interbank Non Performing Loan (Nominal)
1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit. - Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.
92
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.37.a. Aset Produktif Bank Asing dan Kualitas Kredit Bank Asing kepada Bank Lain
(Earning Assets of Foreign Owned Banks and Credit Quality of Foreign Owned Banks to Other Bank) Miliar Rp (Billion Rp) 2014 Indikator Aset Produktif Neraca a. Lancar b. DPK c. Kurang Lancar
2011
2012
2015
Indicator
2013 Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
232.518
258.683
349.606
380.524
365.448
371.321
371.321
391.022
381.596
395.124
399.859
405.701
413.304
411.137
434.788
444.554
410.987
Earning Assets
224.743
248.910
336.766
368.979
353.815
360.433
360.433
380.016
370.351
382.779
387.880
392.854
399.349
397.549
419.940
427.854
394.854
a. Current
3.222
6.057
8.434
7.534
7.741
7.201
7.201
7.328
7.496
7.575
7.432
7.646
8.490
8.751
9.433
11.084
10.702
b. Special Mention c. Sub-Standard
855
833
1.319
2.029
1.897
1.648
1.648
1.615
1.654
2.401
2.247
2.680
3.015
2.367
2.236
2.375
2.173
d. Diragukan
1.250
1.184
1.354
590
624
668
668
517
535
735
821
723
284
295
828
865
412
e. Macet
2.450
1.700
1.732
1.392
1.371
1.371
1.371
1.547
1.559
1.634
1.479
1.798
2.166
2.175
2.351
2.375
2.845
104.131
192.051
294.780
329.282
338.995
302.064
302.064
344.388
335.362
359.642
339.541
347.155
419.734
361.157
374.430
398.723
361.801
101.477
187.329
285.358
321.131
331.091
295.096
295.096
338.436
329.853
352.313
332.735
340.519
411.805
354.269
367.056
390.224
353.557
2.448
4.258
9.059
7.380
6.439
5.380
5.380
4.296
4.008
5.665
5.311
5.198
5.451
5.564
5.980
7.038
6.824
b. Special Mention
149
409
259
612
1.203
1.432
1.432
1.453
1.338
1.542
1.335
1.307
2.107
1.198
1.187
1.234
1.266
c. Sub-Standard
39
16
72
140
245
136
136
185
146
99
99
90
90
104
116
128
125
Aset Produktif Transaksi Rekening Administratif 1) a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet
d. Doubtful e. Loss Earning Assets - Account Administrative Transactions
d. Doubtful e. Loss
18
40
31
18
19
19
19
18
18
24
62
42
281
21
92
98
30
Non Performing Earning Aset (Nominal)
8.125
4.181
4.768
4.781
5.358
5.274
5.274
5.335
5.250
6.435
6.042
6.639
7.943
6.160
6.809
7.077
6.851
Kredit kepada Bank Lain
5.396
4.610
9.077
13.731
14.196
14.360
14.360
14.926
15.759
17.740
17.230
17.046
15.225
15.486
15.988
14.156
12.151
Interbank Loans a. Current
a. Lancar
Non Performing Earning Asset (Nominal)
5.396
4.610
9.077
13.731
14.196
14.360
14.360
14.926
15.759
17.740
17.230
17.046
15.225
15.486
15.988
14.156
12.151
b. DPK
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
b. Special Mention
c. Kurang Lancar
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
c. Sub-Standard
d. Diragukan
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
d. Doubtful
e. Macet
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
e. Loss
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Non Performing Loan kepada Bank Lain (Nominal)
1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit. - Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA. - Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu) - Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan *) Angka-angka sementara **) Angka-angka sangat sementara ***) Angka-angka sangat-sangat sementara
1)
a. Current
Interbank Non Performing Loan (Nominal)
1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit. - Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions - There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason) - Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.
*) Provisional figures **) Very provisional figures ***) Estimated figures
93
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.38.a. Komposisi Dana Pihak Ketiga Bank Umum
(Composition of Third Party Funds of State Owned Banks) Miliar Rp (Billion Rp) Desember 2011
Keterangan
Giro Rupiah Valas Tabungan Rupiah Valas Simpanan Berjangka Rupiah Valas
Nominal
Desember 2012
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Desember 2013
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Oktober 2014
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Desember 2014
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Oktober 2015
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
652.708
23,44
767.070
23,78
846.781
23,11
918.699
22,90
889.586
21,62
1.030.672
485.716
17,44
567.801
17,61
569.927
15,55
632.860
15,78
605.276
14,71
694.604
166.992
6,00
199.270
6,18
276.854
7,56
285.840
7,13
284.309
6,91
336.068
898.245
32,25
1.076.830
33,39
1.212.707
33,10
1.201.059
29,94
1.284.458
31,22
1.271.808
840.063
30,16
1.010.488
31,33
1.123.696
30,67
1.110.386
27,68
1.187.559
28,86
1.151.639
58.181
2,09
66.342
2,06
89.011
2,43
90.673
2,26
96.899
2,36
120.169
1.234.072
44,31
1.381.298
42,83
1.604.480
43,79
1.891.610
47,16
1.940.376
47,16
2.067.924
1.072.770
38,52
1.179.242
36,56
1.331.527
36,34
1.610.035
40,14
1.641.743
39,90
1.761.665
161.302
5,79
202.056
6,26
272.952
7,45
281.575
7,02
298.633
7,26
306.259
- Jangka Waktu 1 bulan
7,69
47,32 Time Deposits 40,31 Rupiah 7,01
Foreign Exchange
-
- Periode 1 Month
677.030
20,99
814.742
22,24
911.136
22,71
925.812
22,50
902.972
20,66
Valas
110.978
3,98
128.829
3,99
172.312
4,70
158.209
3,94
162.363
3,95
156.973
3,59 -
222.071
7,97
251.926
7,81
264.156
7,21
373.836
9,32
374.111
9,09
449.361
10,28
21.467
0,77
27.543
0,85
33.743
0,92
41.870
1,04
47.267
1,15
50.156
1,15 -
- Jangka Waktu 6 bulan Rupiah
90.412
3,25
125.555
3,89
120.795
3,30
158.473
3,95
149.345
3,63
198.327
4,54
Valas
15.504
0,56
27.215
0,84
37.508
1,02
41.008
1,02
45.471
1,11
58.964
1,35 -
- Jangka Waktu >= 12 bulan
Foreign Exchange
29,10 Saving 26,35 Rupiah 2,75 Foreign Exchange
24,18
Valas
Valas
23,58 Demand Deposits 15,89 Rupiah
673.312
Rupiah
Rupiah
Items
(Composition to Total Third Party Funds) (%)
Rupiah - Jangka Waktu 3 bulan
Total DPK
Komposisi thd Total DPK (%)
Rupiah Foreign Exchange - Periode 3 Month Rupiah Foreign Exchange - Periode 6 Month Rupiah Foreign Exchange - Periode >= 12 Month
Rupiah
86.975
3,11
124.731
3,87
131.834
3,60
166.542
4,15
192.350
4,68
211.004
4,83
Rupiah
Valas
13.352
0,48
18.469
0,57
29.390
0,80
40.392
1,01
43.433
1,06
40.166
0,92
Foreign Exchange
2.785.024
100,00
3.225.198
100,00
3.663.968
100,00
4.011.368
100,00
4.114.420
100,00
4.370.404
2.398.549
86,12
2.757.530
85,50
3.025.150
82,56
3.353.281
83,59
3.434.579
83,48
3.607.908
386.475
13,88
467.668
14,50
638.818
17,44
658.087
16,41
679.841
16,52
762.496
100,00 Total Third Party Funds 82,55 Rupiah 17,45 Foreign Exchange
94
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.39.a. Komposisi Dana Pihak Ketiga Bank Persero
(Composition of Third Party Funds of State Owned Banks) Miliar Rp (Billion Rp) Desember 2011
Keterangan
Nominal
Desember 2012
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Desember 2013
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Oktober 2014
Komposisi thd Total DPK (%)
Nominal
(Composition to Total Third Party Funds) (%)
Desember 2014
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Oktober 2015
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Komposisi thd Total DPK (%)
Items
(Composition to Total Third Party Funds) (%)
242.853 190.600 52.253 395.372 383.292 12.080 401.027 350.866 50.161
23,37 18,34 5,03 38,04 36,88 1,16 38,59 33,76 4,83
272.149 206.540 65.610 483.022 467.656 15.366 446.113 378.829 67.283
22,65 17,19 5,46 40,21 38,93 1,28 37,14 31,54 5,60
300.056 200.001 100.054 555.319 533.277 22.042 507.687 420.785 86.903
22,01 14,67 7,34 40,74 39,12 1,62 37,25 30,87 6,38
320.923 212.266 108.657 546.280 520.379 25.900 606.651 536.957 69.694
21,77 14,40 7,37 37,06 35,31 1,76 41,16 36,43 4,73
318.259 214.126 104.133 601.858 572.294 29.565 662.370 566.153 96.217
20,11 13,53 6,58 38,03 36,16 1,87 41,86 35,78 6,08
371.078 241.853 129.225 593.108 559.313 33.795 649.061 560.035 89.025
23,00 Demand Deposits 14,99 Rupiah 8,01 Foreign Exchange 36,76 Saving 34,67 Rupiah 2,09 Foreign Exchange 40,23 Time Deposits 34,71 Rupiah 5,52 Foreign Exchange
- Jangka Waktu 1 bulan Rupiah Valas
229.284 35.179
22,06 3,39
223.177 46.712
18,58 3,89
245.364 58.290
18,00 4,28
272.064 41.043
18,46 2,78
297.812 56.968
18,82 3,60
275.747 39.935
17,09 2,48
- Periode 1 Month Rupiah Foreign Exchange
- Jangka Waktu 3 bulan Rupiah Valas
62.782 4.976
6,04 0,48
71.970 5.442
5,99 0,45
74.076 4.879
5,43 0,36
131.862 4.365
8,95 0,30
137.470 7.816
8,69 0,49
164.722 12.356
10,21 0,77
- Periode 3 Month Rupiah Foreign Exchange
- Jangka Waktu 6 bulan Rupiah Valas
19.550 5.922
1,88 0,57
32.208 8.401
2,68 0,70
33.634 12.737
2,47 0,93
50.853 11.299
3,45 0,77
43.608 16.905
2,76 1,07
40.965 25.030
2,54 1,55
- Periode 6 Month Rupiah Foreign Exchange
39.250 4.084 1.039.253 924.759 114.494
3,78 0,39 100,00 88,98 11,02
51.475 6.729 1.201.284 1.053.025 148.259
4,28 0,56 100,00 87,66 12,34
67.710 10.996 1.363.062 1.154.063 208.999
4,97 0,81 100,00 84,67 15,33
82.178 12.987 1.473.854 1.269.603 204.252
5,58 0,88 100,00 86,14 13,86
87.264 14.529 1.582.488 1.352.573 229.915
5,51 0,92 100,00 85,47 14,53
78.601 11.704 1.613.246 1.361.201 252.045
Giro Rupiah Valas Tabungan Rupiah Valas Simpanan Berjangka Rupiah Valas
- Jangka Waktu >= 12 bulan Rupiah Valas Total DPK Rupiah Valas
- Periode >= 12 Month 4,87 Rupiah 0,73 Foreign Exchange 100,00 Total Third Party Funds 84,38 Rupiah 15,62 Foreign Exchange
95
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.40.a. Komposisi Dana Pihak Ketiga BUSN Devisa
(Composition of Third Party Funds of Foreign Exchange Commercial Banks) Miliar Rp (Billion Rp) Desember 2011
Keterangan
Giro Rupiah Valas Tabungan Rupiah Valas Simpanan Berjangka Rupiah Valas
Nominal
Desember 2012
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Desember 2013
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Oktober 2014
Komposisi thd Total DPK (%)
Nominal
(Composition to Total Third Party Funds) (%)
Desember 2014
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Oktober 2015
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
225.170
19,19
264.982
19,58
294.181
18,95
297.586
17,62
309.227
17,86
319.902
166.221
14,17
198.251
14,65
204.067
13,15
207.439
12,28
212.135
12,25
214.076
Komposisi thd Total DPK (%)
17,85 Demand Deposits 11,94 Rupiah
58.949
5,02
66.731
4,93
90.113
5,80
90.147
5,34
97.093
5,61
105.826
388.030
33,07
461.038
34,07
502.864
32,39
513.723
30,42
522.792
30,20
524.696
5,90
363.575
30,99
433.712
32,05
463.249
29,84
475.425
28,15
483.010
27,90
467.296
24.455
2,08
27.326
2,02
39.614
2,55
38.297
2,27
39.782
2,30
57.399
560.098
47,74
627.129
46,35
755.341
48,66
877.541
51,96
898.991
51,93
947.907
490.904
41,84
541.950
40,05
629.323
40,54
712.708
42,20
742.631
42,90
771.179
69.194
5,90
85.179
6,29
126.018
8,12
164.833
9,76
156.360
9,03
176.728
9,86
307.839
26,24
320.362
23,68
408.004
26,28
425.598
25,20
455.492
26,31
412.658
23,02
Valas
47.742
4,07
49.251
3,64
73.030
4,70
90.988
5,39
78.597
4,54
96.538
5,39
52,88 Time Deposits 43,02 Rupiah
Valas
Valas
107.755
9,18
127.361
9,41
130.349
8,40
158.203
9,37
166.425
9,61
196.048
10,94
9.728
0,83
14.451
1,07
21.551
1,39
26.716
1,58
29.852
1,72
29.753
1,66
Valas Total DPK Rupiah Valas
Foreign Exchange Rupiah Foreign Exchange - Periode 6 Month
39.826
3,39
54.242
4,01
49.986
3,22
53.677
3,18
59.592
3,44
92.864
5,18
5.505
0,47
12.135
0,90
16.359
1,05
22.000
1,30
24.066
1,39
27.974
1,56
Rupiah Foreign Exchange - Periode >= 12 Month
- Jangka Waktu >= 12 bulan Rupiah
Rupiah - Periode 3 Month
- Jangka Waktu 6 bulan Rupiah
Foreign Exchange - Periode 1 Month
- Jangka Waktu 3 bulan Rupiah
Foreign Exchange
29,27 Saving 26,07 Rupiah 3,20 Foreign Exchange
- Jangka Waktu 1 bulan Rupiah
Items
(Composition to Total Third Party Funds) (%)
35.483
3,02
39.985
2,95
40.984
2,64
43.257
2,56
61.097
3,53
69.609
3,88
Rupiah
6.219
0,53
9.343
0,69
15.078
0,97
22.595
1,34
23.746
1,37
22.463
1,25
Foreign Exchange
1.173.297
100,00
1.353.149
100,00
1.552.385
100,00
1.688.850
100,00
1.731.019
100,00
1.792.505
1.020.700
86,99
1.173.913
86,75
1.296.639
83,53
1.395.573
82,63
1.437.776
83,06
1.452.552
152.597
13,01
179.236
13,25
255.746
16,47
293.277
17,37
293.243
16,94
339.843
100,00 Total Third Party Funds 81,03 Rupiah 18,96 Foreign Exchange
96
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.41.a. Komposisi Dana Pihak Ketiga BUSN Non Devisa
(Composition of Third Party Funds of Non-Foreign Exchange Commercial Banks) Miliar Rp (Billion Rp) Desember 2011
Keterangan
Giro Rupiah Valas Tabungan Rupiah Valas Simpanan Berjangka Rupiah Valas
Desember 2012
Komposisi thd Total DPK (%)
Nominal
(Composition to Total Third Party Funds) (%)
Desember 2013
Komposisi thd Total DPK (%)
Nominal
(Composition to Total Third Party Funds) (%)
Oktober 2014
Komposisi thd Total DPK (%)
Nominal
Desember 2014
Komposisi thd Total DPK (%)
Nominal
(Composition to Total Third Party Funds) (%)
(Composition to Total Third Party Funds) (%)
Oktober 2015
Komposisi thd Total DPK (%)
Nominal
(Composition to Total Third Party Funds) (%)
Komposisi thd Total DPK (%)
Nominal
3.634
4,37
5.074
4,86
5.844
4,76
5.979
4,45
7.056
5,00
5.237
3,57 Demand Deposits
3.634
4,37
5.074
4,86
5.844
4,76
5.979
4,45
7.056
5,00
5.237
3,57
-
-
-
-
-
-
-
-
-
-
10.281
12,37
12.794
12,26
14.402
11,72
16.325
12,16
16.422
11,64
17.326
11,82 Saving
10.281
12,37
12.794
12,26
14.402
11,72
16.325
12,16
16.422
11,64
17.326
11,82
-
-
-
-
-
-
-
-
-
-
69.180
83,25
86.478
82,88
102.636
83,52
111.966
83,39
117.549
83,35
124.059
84,61 Time Deposits
69.180
83,25
86.478
82,88
102.636
83,52
111.966
83,39
117.549
83,35
124.059
84,61
-
-
-
-
-
-
-
-
-
-
-
-
- Jangka Waktu 1 bulan Rupiah Valas
36.567
44,01
43.915
42,09
61.923
50,39
53.866
40,12
64.013
45,39
-
-
-
-
-
-
-
-
-
-
54.450
Valas
18.991
22,86
22.133
21,21
24.123
19,63
30.877
23,00
28.290
20,06
-
-
-
-
-
-
-
-
-
-
Rupiah Valas
13,58
15.658
15,01
12.534
10,20
18.975
14,13
16.041
11,37
-
-
-
-
-
-
-
-
-
-
-
-
Valas Total DPK Rupiah Valas
13,90 -
Rupiah
Rupiah Foreign Exchange - Periode 3 Month Rupiah Foreign Exchange - Periode 6 Month Rupiah Foreign Exchange
-
- Periode >= 12 Month
10.746
7,33
Rupiah
-
-
- Jangka Waktu >= 12 bulan Rupiah
Foreign Exchange
- Periode 1 Month
37,14
38.481
20.382
Rupiah
Foreign Exchange
11.284
Foreign Exchange
-
26,25
- Jangka Waktu 6 bulan
Rupiah
-
-
- Jangka Waktu 3 bulan Rupiah
Items
(Composition to Total Third Party Funds) (%)
2.337
2,81
4.771
4,57
4.056
3,30
8.224
6,12
9.123
6,47
-
-
-
-
-
-
-
-
-
-
83.095
100,00
104.346
100,00
122.883
100,00
134.269
100,00
141.027
100,00
146.622
100,00 Total Third Party Funds
83.095
100,00
104.346
100,00
122.883
100,00
134.269
100,00
141.027
100,00
146.622
100,00
-
-
-
-
-
-
-
-
-
-
-
-
Foreign Exchange Rupiah Foreign Exchange
97
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.42.a. Komposisi Dana Pihak Ketiga BPD
(Composition of Third Party Funds of Regional Development Banks) Miliar Rp (Billion Rp) Desember 2011
Keterangan
Giro Rupiah Valas Tabungan Rupiah Valas Simpanan Berjangka Rupiah Valas
Desember 2012
Komposisi thd Total DPK (%)
Nominal
(Composition to Total Third Party Funds) (%)
Desember 2013
Komposisi thd Total DPK (%)
Nominal
(Composition to Total Third Party Funds) (%)
Oktober 2014
Komposisi thd Total DPK (%)
Nominal
Desember 2014
Komposisi thd Total DPK (%)
Nominal
(Composition to Total Third Party Funds) (%)
(Composition to Total Third Party Funds) (%)
Oktober 2015
Komposisi thd Total DPK (%)
Nominal
(Composition to Total Third Party Funds) (%)
Komposisi thd Total DPK (%)
Nominal
88.456
37,59
112.953
40,55
107.070
37,21
156.370
39,31
120.899
35,99
178.615
88.094
37,43
112.715
40,47
106.398
36,98
156.133
39,25
120.531
35,88
178.217
362
0,15
238
0,09
673
0,23
238
0,06
368
0,11
398
67.338
28,61
79.968
28,71
95.827
33,31
84.262
21,18
100.949
30,05
94.029
67.318
28,60
79.938
28,70
95.786
33,29
84.224
21,18
100.903
30,03
93.993
20
0,01
30
0,01
41
0,01
38
0,01
46
0,01
37
79.555
33,80
85.614
30,74
84.812
29,48
157.119
39,50
114.109
33,97
189.893
78.767
33,47
84.903
30,48
83.838
29,14
156.341
39,31
113.270
33,72
187.557
787
0,33
711
0,26
974
0,34
778
0,20
839
0,25
2.336
- Jangka Waktu 1 bulan Rupiah Valas
Valas
Valas
Valas Total DPK Rupiah Valas
Foreign Exchange
41,05 Time Deposits 40,55 Rupiah 0,51
Foreign Exchange
-
- Periode 1 Month
37.513
13,47
40.872
14,21
88.893
22,35
53.562
15,94
106.632
23,05
673
0,29
468
0,17
854
0,30
722
0,18
795
0,24
1.189
0,26 -
14.335
6,09
12.214
4,39
12.263
4,26
22.593
5,68
19.129
5,69
24.329
5,26
51
0,02
14
0,01
5
0,00
8
0,00
8
0,00
695
0,15 -
12.559
5,34
13.495
4,84
16.389
5,70
20.320
5,11
15.889
4,73
19.224
4,16
5
0,00
27
0,01
84
0,03
26
0,01
15
0,00
418
0,09
- Jangka Waktu >= 12 bulan Rupiah
0,09
20,33 Saving 20,32 Rupiah 0,01 Foreign Exchange
19,77
- Jangka Waktu 6 bulan Rupiah
38,62 Demand Deposits 38,53 Rupiah
46.523
- Jangka Waktu 3 bulan Rupiah
Items
(Composition to Total Third Party Funds) (%)
Rupiah Foreign Exchange - Periode 3 Month Rupiah Foreign Exchange - Periode 6 Month Rupiah Foreign Exchange
-
- Periode >= 12 Month
5.349
2,27
21.682
7,78
14.314
0,01
24.535
6,17
24.670
7,34
37.372
8,08
Rupiah
59
0,03
203
0,07
32
100,00
23
0,01
21
0,01
33
0,01
Foreign Exchange
235.348
100,00
278.535
100,00
287.709
100,00
397.751
100,00
335.957
100,00
462.537
234.179
99,50
277.555
99,65
286.021
99,41
396.697
99,74
334.704
99,63
459.767
1.169
0,50
980
0,35
1.688
0,59
1.053
0,26
1.253
0,37
2.770
100,00 Total Third Party Funds 99,40 Rupiah 0,60 Foreign Exchange
98
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.43.a. Komposisi Dana Pihak Ketiga Bank Campuran
(Composition of Third Party Funds of Joint Venture Banks) Miliar Rp (Billion Rp) Desember 2011
Keterangan
Giro Rupiah Valas Tabungan
Nominal
Desember 2012
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Desember 2013
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Oktober 2014
Komposisi thd Total DPK (%)
Nominal
(Composition to Total Third Party Funds) (%)
Desember 2014
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Oktober 2015
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
25.396
22,57
34.508
26,05
44.293
26,92
40.859
27,30
40.859
27,30
43.982
9.485
8,43
12.226
9,23
16.744
10,18
13.334
8,91
13.334
8,91
14.122
Items
(Composition to Total Third Party Funds) (%)
29,39 Demand Deposits 9,44 Rupiah
15.912
14,14
22.282
16,82
27.549
16,74
27.525
18,39
27.525
18,39
29.859
19,96
18.503
16,44
19.292
14,57
23.245
14,13
20.925
13,98
20.925
13,98
20.229
13,52 Saving 4,64 Rupiah 8,88 Foreign Exchange
8.402
7,47
8.529
6,44
10.268
6,24
7.548
5,04
7.548
5,04
6.938
Valas
10.101
8,98
10.763
8,13
12.978
7,89
13.377
8,94
13.377
8,94
13.291
Simpanan Berjangka
Rupiah
Komposisi thd Total DPK (%)
Foreign Exchange
68.642
60,99
78.654
59,38
96.995
58,95
87.883
58,72
87.883
58,72
85.416
Rupiah
44.532
39,57
47.948
36,20
53.835
32,72
58.079
38,81
58.079
38,81
63.180
57,09 Time Deposits 42,23 Rupiah
Valas
24.110
21,42
30.706
23,18
43.160
26,23
29.804
19,91
29.804
19,91
22.236
14,86
Foreign Exchange
-
- Periode 1 Month
-
- Jangka Waktu 1 bulan Rupiah
27.920
24,81
26.748
20,19
33.557
20,40
33.116
22,13
33.116
22,13
24.566
16,42
Valas
15.002
13,33
20.389
15,39
28.477
17,31
15.709
10,50
15.709
10,50
9.589
6,41
-
- Jangka Waktu 3 bulan
-
Rupiah
8.971
7,97
9.285
7,01
11.791
7,17
11.066
7,39
11.066
7,39
13.085
8,74
Valas
3.725
3,31
3.964
2,99
4.910
2,98
7.470
4,99
7.470
4,99
4.221
2,82
-
- Jangka Waktu 6 bulan
-
Rupiah
4.539
4,03
6.842
5,17
5.146
3,13
6.746
4,51
6.746
4,51
15.170
10,14
Valas
3.062
2,72
4.743
3,58
7.141
4,34
3.268
2,18
3.268
2,18
4.310
2,88
-
- Jangka Waktu >= 12 bulan
-
Rupiah Foreign Exchange - Periode 3 Month Rupiah Foreign Exchange - Periode 6 Month Rupiah Foreign Exchange - Periode >= 12 Month
Rupiah
3.102
2,76
5.073
3,83
3.341
2,03
7.152
4,78
7.152
4,78
10.360
6,92
Rupiah
Valas
2.321
2,06
1.611
1,22
2.632
1,60
3.358
2,24
3.358
2,24
4.116
2,75
Foreign Exchange
112.541
100,00
132.454
100,00
164.533
100,00
149.668
100,00
149.668
100,00
149.627
Rupiah
62.418
55,46
68.704
51,87
80.847
49,14
78.962
52,76
78.962
52,76
84.240
Valas
50.123
44,54
63.751
48,13
83.686
50,86
70.706
47,24
70.706
47,24
65.386
Total DPK
100,00 Total Third Party Funds 56,30 Rupiah 43,70 Foreign Exchange
99
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.44.a. Komposisi Dana Pihak Ketiga Bank Asing
(Composition of Third Party Funds of Foreign Owned Banks) Miliar Rp (Billion Rp) Desember 2011
Keterangan
Giro Rupiah Valas Tabungan
Nominal
Desember 2012
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Desember 2013
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Oktober 2014
Komposisi thd Total DPK (%)
Nominal
(Composition to Total Third Party Funds) (%)
Desember 2014
Komposisi thd Total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
Oktober 2015
Komposisi thd Total DPK (%)
Nominal
(Composition to Total Third Party Funds) (%)
Items
(Composition to Total Third Party Funds) (%)
67.199
47,49
77.405
49,80
95.338
54,98
95.417
55,06
93.276
53,53
111.859
27.683
19,56
32.996
21,23
36.873
21,27
36.046
20,80
38.094
21,86
41.099
54,34 Demand Deposits 19,96 Rupiah
39.516
27,93
44.409
28,57
58.465
33,72
59.371
34,26
55.182
31,67
70.760
34,37
18.721
13,23
20.715
13,33
21.050
12,14
20.846
12,03
21.511
12,34
22.421
10,89 Saving 3,29 Rupiah 7,60 Foreign Exchange
7.195
5,09
7.858
5,06
6.713
3,87
6.896
3,98
7.382
4,24
6.773
Valas
11.526
8,15
12.857
8,27
14.336
8,27
13.950
8,05
14.129
8,11
15.648
Simpanan Berjangka
Rupiah
Komposisi thd Total DPK (%)
55.572
39,28
57.310
36,87
57.008
32,88
57.035
32,91
59.474
34,13
71.587
Rupiah
38.522
27,23
39.133
25,18
41.111
23,71
42.641
24,61
44.062
25,28
55.654
Valas
17.050
12,05
18.176
11,69
15.897
9,17
14.394
8,31
15.413
8,84
15.933
- Jangka Waktu 1 bulan
34,77 Time Deposits 27,03 Rupiah 7,74
Foreign Exchange
-
- Periode 1 Month
Rupiah
25.177
17,79
25.315
16,29
25.022
14,43
22.925
13,23
21.817
12,52
28.919
14,05
Valas
12.382
8,75
12.011
7,73
11.660
6,72
10.075
5,81
10.294
5,91
9.722
4,72 -
- Jangka Waktu 3 bulan Rupiah
9.237
6,53
8.962
5,77
11.553
6,66
10.737
6,20
11.731
6,73
12.696
6,17
Valas
2.987
2,11
3.673
2,36
2.397
1,38
2.256
1,30
2.122
1,22
3.132
1,52 -
- Jangka Waktu 6 bulan Rupiah
2.654
1,88
3.110
2,00
3.107
1,79
6.532
3,77
7.470
4,29
9.723
4,72
Valas
1.010
0,71
1.910
1,23
1.188
0,69
1.317
0,76
1.218
0,70
1.231
0,60 -
- Jangka Waktu >= 12 bulan
Foreign Exchange
Rupiah Foreign Exchange - Periode 3 Month Rupiah Foreign Exchange - Periode 6 Month Rupiah Foreign Exchange - Periode >= 12 Month
1.453
1,03
1.746
1,12
1.429
0,82
2.448
1,41
3.043
1,75
4.317
2,10
Rupiah
670
0,47
583
0,38
651
0,38
746
0,43
1.779
1,02
1.849
0,90
Foreign Exchange
141.491
100,00
155.430
100,00
173.395
100,00
173.298
100,00
174.261
100,00
205.867
Rupiah
73.399
51,88
79.987
51,46
84.697
48,85
85.582
49,38
89.537
51,38
103.526
Valas
68.092
48,12
75.443
48,54
88.698
51,15
87.716
50,62
84.724
48,62
102.341
Rupiah Valas Total DPK
100,00 Total Third Party Funds 50,29 Rupiah 49,71 Foreign Exchange
100
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.45.a. Komposisi DPK Bank Umum Berdasarkan Lokasi Penghimpunan Dana Oktober 2015 (Composition of Third Party Funds of Commercial Banks Based on Location - October 2015) Miliar Rp (Billion Rp) Giro
Tabungan
Deposito
Total DPK
(Demand Deposits)
(Saving Deposits)
(Time Deposits)
(Total Third Party Funds)
Lokasi
Valas (Foreign
Rupiah
Exchange)
Valas (Foreign
Rupiah
Exchange)
Valas (Foreign
Rupiah
Exchange)
Valas (Foreign
Rupiah
Exchange)
Pangsa Thd Total DPK (%)
Location
(Portion to Total Third Party (%)
Total
1. Jawa Barat
53.456
12.230
135.120
7.914
140.898
11.711
329.473
31.855
361.329
8,22
1. Jawa Barat
2. Banten
23.526
5.523
39.070
2.956
48.184
7.047
110.780
15.526
126.306
2,87
2. Banten
325.468
270.347
286.114
70.393
996.301
234.271
1.607.884
575.012
2.182.895
50,53
5.126
474
22.680
709
15.320
488
43.126
1.671
44.797
1,00
4. D.I Yogyakarta
5. Jawa Tengah
28.955
3.718
96.178
4.178
72.694
7.102
197.827
14.998
212.825
4,65
5. Jawa Tengah
6. Jawa Timur
58.639
12.191
153.268
11.052
157.998
15.517
369.905
38.761
408.666
9,22
6. Jawa Timur
7. Bengkulu
2.885
53
5.048
45
2.625
17
10.558
114
10.672
0,23
7. Bengkulu
8. Jambi
3.196
219
11.402
343
8.917
111
23.515
674
24.189
0,56
8. Jambi
9. Aceh
9.159
70
13.747
134
10.010
90
32.916
294
33.210
0,73
27.734
8.998
62.336
4.616
70.844
13.890
160.914
27.504
188.418
4,23
10. Sumatera Utara
3. DKI Jakarta 4. D.I Yogyakarta
10. Sumatera Utara
3. DKI Jakarta
9. Aceh
6.491
266
15.170
450
11.787
264
33.447
980
34.427
0,77
11. Sumatera Barat
12.531
1.075
27.324
895
25.315
611
65.170
2.581
67.751
1,63
12. Riau
14. Sumatera Selatan
8.301
1.507
25.406
1.210
23.335
1.442
57.042
4.159
61.201
1,42
14. Sumatera Selatan
15. Bangka Belitung
2.335
213
6.544
309
4.888
182
13.768
703
14.471
0,33
15. Bangka Belitung
13. Kepulauan Riau
7.001
6.025
13.515
3.364
8.563
2.342
29.078
11.730
40.809
0,95
13. Kepulauan Riau
16. Lampung
7.508
284
16.061
585
8.063
253
31.632
1.122
32.754
0,72
16. Lampung
17. Kalimantan Selatan
9.371
659
19.195
553
10.566
270
39.131
1.483
40.614
0,94
17. Kalimantan Selatan
18. Kalimantan Barat
7.914
270
20.684
665
13.481
208
42.079
1.143
43.222
0,98
18. Kalimantan Barat
19. Kalimantan Timur
17.489
3.547
33.356
2.260
30.536
3.298
81.381
9.105
90.486
2,16
19. Kalimantan Timur
20. Kalimantan Tengah
5.407
66
8.711
59
4.986
81
19.103
206
19.309
0,44
20. Kalimantan Tengah
21. Sulawesi Tengah
4.238
55
7.720
87
3.917
27
15.874
169
16.044
0,35
21. Sulawesi Tengah
22. Sulawesi Selatan
12.205
865
36.262
1.058
21.976
956
70.442
2.879
73.322
1,63
22. Sulawesi Selatan
3.987
278
8.218
638
7.512
275
19.717
1.191
20.908
0,49
23. Sulawesi Utara
737
1
2.133
35
1.448
5
4.317
40
4.357
0,10
24. Gorontalo
25. Sulawesi Barat
1.271
1
2.045
1
666
1
3.981
2
3.983
0,09
25. Sulawesi Barat
26. Sulawesi Tenggara
4.409
44
6.711
62
3.823
18
14.943
125
15.068
0,32
26. Sulawesi Tenggara
27. Nusa Tenggara Barat
3.506
78
9.613
214
5.934
53
19.054
345
19.398
0,42
27. Nusa Tenggara Barat
11.462
2.859
30.877
3.296
26.410
925
68.748
7.080
75.828
1,70
28. Bali
29. Nusa Tenggara Timur
6.532
24
9.773
117
6.328
39
22.634
180
22.815
0,50
29. Nusa Tenggara Timur
30. Maluku
2.980
11
5.070
85
4.025
60
12.075
156
12.230
0,27
30. Maluku
12.925
278
14.171
335
10.057
189
37.154
802
37.956
0,84
31. Papua
32. Maluku Utara
1.631
52
3.352
17
1.373
13
6.356
81
6.437
0,14
32. Maluku Utara
33. Papua Barat
6.213
17
4.739
140
2.869
41
13.822
198
14.019
0,31
33. Papua Barat
18
3.773
27
1.393
15
4.462
61
9.628
9.688
0,23
34. Lainnya
694.604
336.068
1.151.639
120.169
1.761.665
306.259
3.607.908
762.496
4.370.404
100,00
11. Sumatera Barat 12. Riau
23. Sulawesi Utara 24. Gorontalo
28. Bali
31. Papua
34. Lainnya Total
Total
101
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.46.a. Penghimpunan DPK Bank Umum Berdasarkan Lokasi Bank Penghimpun Dana
(Third Party Funds of Commercial Banks Based on Location of Deposits) Miliar Rp (Billion Rp) Lokasi
2011
2012
2013
2014 Okt
Nov
2015 Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Location
219.405
262.433
300.671
321.211
326.006
332.474
327.925
328.861
336.833
344.479
339.694
355.228
357.116
356.663
363.881
361.329
1. Jawa Barat
70.218
88.496
105.532
116.716
117.182
121.613
114.963
116.923
118.904
118.353
121.028
124.032
124.131
124.376
127.512
126.306
2. Banten
1.417.266
1.629.585
1.860.446
2.026.308
2.052.573
2.100.489
2.118.164
2.158.599
2.153.243
2.143.471
2.152.474
2.182.791
2.189.139
2.219.605
2.251.119
2.182.895
26.837
32.501
37.073
41.123
41.151
41.483
41.248
41.391
42.436
42.463
42.332
43.089
43.891
44.342
44.634
44.797
5. Jawa Tengah
124.743
145.257
167.398
185.484
189.400
188.114
186.755
186.057
193.103
195.122
196.004
201.054
204.316
206.059
213.678
212.825
5. Jawa Tengah
6. Jawa Timur
250.524
292.224
335.308
374.079
376.480
383.290
381.031
383.736
390.839
391.919
391.909
398.365
398.134
401.381
411.579
408.666
6. Jawa Timur
6.190
7.368
7.680
9.209
9.165
8.556
8.749
8.803
9.241
9.556
9.644
10.090
10.250
10.380
10.819
10.672
7. Bengkulu
8. Jambi
16.415
17.945
19.415
22.325
22.444
21.965
21.710
21.709
22.734
23.485
23.423
24.205
24.165
23.895
24.679
24.189
8. Jambi
9. Aceh
20.333
21.969
24.263
29.001
28.066
26.694
25.993
26.373
27.846
28.291
30.453
31.426
30.693
30.067
34.299
33.210
10. Sumatera Utara
127.076
139.259
155.204
172.508
177.726
178.653
176.826
177.984
177.677
177.065
180.394
182.589
183.624
186.218
190.253
188.418
10. Sumatera Utara
11. Sumatera Barat
23.126
25.623
26.281
30.956
30.994
29.985
30.433
30.675
32.237
32.120
32.225
33.389
33.790
33.865
34.493
34.427
11. Sumatera Barat
12. Riau
45.067
52.243
55.524
61.867
61.105
64.143
62.209
61.700
66.525
68.999
68.918
70.421
68.640
67.402
69.189
67.751
12. Riau
13. Sumatera Selatan*)
51.235
54.244
53.688
56.308
55.798
57.225
55.309
55.172
57.606
59.210
58.821
61.396
60.649
60.224
63.226
61.201
13. Sumatera Selatan
14. Bangka Belitung
10.243
12.172
11.828
13.351
13.066
13.145
13.195
13.231
13.462
14.099
13.843
14.359
14.000
14.085
14.479
14.471
14. Bangka Belitung
15. Kepulauan Riau*)
24.114
28.804
38.392
39.081
39.354
39.455
38.247
38.803
39.319
40.420
40.308
41.183
40.714
40.674
41.767
40.809
15. Kepulauan Riau
16. Lampung
19.745
22.612
25.642
28.597
29.067
28.640
28.137
28.033
29.280
29.524
29.824
31.139
32.070
32.520
33.418
32.754
16. Lampung
17. Kalimantan Selatan
28.305
34.118
36.447
38.373
38.115
37.494
36.428
36.645
37.387
38.651
39.215
40.487
39.897
39.227
41.632
40.614
17. Kalimantan Selatan
18. Kalimantan Barat
27.857
32.000
36.273
39.050
40.184
39.500
38.992
38.958
39.768
40.889
41.215
42.119
42.123
42.575
43.368
43.222
18. Kalimantan Barat
19. Kalimantan Timur
66.880
79.992
85.407
88.056
86.132
89.468
86.122
85.167
87.795
92.302
89.710
93.506
90.564
88.647
93.838
90.486
19. Kalimantan Timur
20. Kalimantan Tengah
11.924
14.285
16.023
18.478
18.554
16.771
17.614
17.439
17.761
18.643
18.438
19.204
18.986
18.389
19.498
19.309
20. Kalimantan Tengah
21. Sulawesi Tengah
8.865
10.022
11.330
12.929
13.235
12.938
13.068
13.104
14.120
14.123
14.297
15.222
15.512
15.602
16.289
16.044
21. Sulawesi Tengah
22. Sulawesi Selatan
46.262
54.453
61.163
66.412
67.601
67.026
66.033
65.969
67.922
67.979
68.866
70.372
71.144
71.654
74.189
73.322
22. Sulawesi Selatan
23. Sulawesi Utara
14.340
16.407
17.481
19.651
20.130
19.671
19.734
19.780
20.368
20.403
20.629
21.096
21.173
21.574
21.848
20.908
23. Sulawesi Utara
24. Gorontalo*)
2.712
2.990
3.100
3.766
3.737
3.489
3.693
3.791
4.003
3.969
4.036
4.221
4.313
4.313
4.421
4.357
24. Gorontalo
25. Sulawesi Barat*)
1.934
2.585
2.868
3.452
3.376
2.990
3.252
3.244
3.487
3.538
3.610
3.795
3.908
3.903
4.022
3.983
25. Sulawesi Barat
26. Sulawesi Tenggara*)
8.428
9.870
11.033
12.394
12.244
11.476
11.677
11.921
12.597
13.073
13.277
13.675
14.159
14.100
14.883
15.068
26. Sulawesi Tenggara
27. Nusa Tenggara Barat
10.872
12.734
14.445
16.949
17.239
16.798
16.909
16.672
17.276
17.914
17.593
18.245
18.276
18.341
19.190
19.398
27. Nusa Tenggara Barat
28. Bali
45.604
54.948
64.234
70.733
71.678
70.510
70.433
71.015
72.015
72.476
72.327
73.580
73.659
74.540
76.450
75.828
28. Bali
29. Nusa Tenggara Timur
12.755
14.884
16.402
19.095
19.490
18.571
19.037
19.199
19.798
20.549
20.917
21.764
22.239
21.928
22.558
22.815
29. Nusa Tenggara Timur
6.989
8.340
9.379
10.645
11.052
10.509
10.758
10.729
11.031
11.153
11.136
11.560
11.786
11.828
12.135
12.230
30. Maluku
23.946
27.148
29.424
35.350
34.570
33.717
34.091
33.078
33.258
33.403
35.446
36.325
36.299
38.821
39.468
37.956
31. Papua
32. Maluku Utara
3.769
4.425
4.831
5.458
5.387
5.217
5.489
5.487
5.743
6.009
5.986
6.236
6.378
6.401
6.517
6.437
33. Papua Barat
7.097
8.284
10.906
12.507
12.176
12.385
11.999
11.842
12.586
13.636
13.462
13.587
13.228
12.962
14.744
14.019
34. Lainnya
3.835
4.976
8.876
9.944
10.202
9.968
10.133
9.356
10.377
10.339
10.698
10.001
9.856
10.010
10.007
9.688
2.784.912
3.225.198
3.663.968
4.011.368
4.054.680
4.114.420
4.106.358
4.151.448
4.198.577
4.217.625
4.232.150
4.319.749
4.328.822
4.366.571
4.464.083
4.370.404
1. Jawa Barat 2. Banten 3. DKI Jakarta 4. D.I Yogyakarta
7. Bengkulu
30. Maluku 31. Papua
Total
3. DKI Jakarta 4. D.I Yogyakarta
9. Aceh
32. Maluku Utara 33. Papua Barat 34. Others
Total
102
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.47.a. Suku Bunga Rata-rata DPK Bank Umum
(Average of Interest Rate of Third Party Funds of Commercial Banks) Persen (Percent) 2014 Keterangan
2011
2012
2015
Items
2013 Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt Demand Deposits
Giro Rupiah
2,41
2,12
2,12
2,41
2,41
2,31
2,36
2,39
2,43
2,41
2,40
2,38
2,38
2,34
2,40
2,35
Valas
0,37
0,37
0,42
0,44
0,41
0,46
0,40
0,40
0,42
0,44
0,44
0,41
0,41
0,40
0,43
0,41
- Rupiah - Foreign Exchange Saving
Tabungan Rupiah
2,44
1,91
2,01
2,02
2,03
2,02
1,99
2,03
2,02
2,00
2,01
2,00
1,99
1,99
2,00
1,97
Valas
0,35
0,34
0,32
0,35
0,35
0,35
0,34
0,34
0,34
0,34
0,34
0,36
0,34
0,30
0,28
0,28
- Rupiah - Foreign Exchange Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln Rupiah
6,41
5,59
7,72
8,23
8,27
8,56
8,46
8,63
8,38
8,07
7,85
7,74
7,71
7,60
7,56
7,48
Valas
1,59
1,57
1,81
1,94
1,91
1,99
2,06
2,03
1,94
1,76
1,55
1,37
1,24
1,16
1,05
1,02
Rupiah Foreign Exchange - 3 Month Time Deposits
- Simpanan Berjangka 3 bln Rupiah
6,91
5,90
8,03
9,45
9,26
9,14
9,12
9,18
9,03
8,83
8,71
8,49
8,41
8,33
8,23
8,15
Valas
2,00
1,91
2,26
2,41
2,40
2,29
2,30
2,26
2,24
2,07
2,00
1,79
1,56
1,40
1,32
1,23
Rupiah Foreign Exchange - 6 Month Time Deposits
- Simpanan Berjangka 6 bln Rupiah
7,29
6,04
7,37
9,31
9,16
9,22
9,16
9,18
9,07
9,01
8,97
8,84
8,73
8,61
8,54
8,51
Valas
2,10
2,33
2,17
2,32
2,29
2,26
2,23
2,18
2,10
2,03
1,99
1,90
1,81
1,73
1,62
1,54
Rupiah Foreign Exchange - 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln Rupiah
6,87
6,05
7,14
8,86
8,70
8,76
8,72
8,82
8,84
8,79
8,80
8,69
8,68
8,61
8,57
8,57
Rupiah
Valas
1,71
1,97
2,07
2,27
2,21
2,24
2,23
2,21
2,13
2,11
2,05
2,04
2,01
1,97
1,92
1,83
Foreign Exchange
103
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.48.a. Suku Bunga Rata-rata DPK Bank Persero
(Average of Interest Rate of Third Party Funds of State Owned Banks) Persen (Percent) 2014 Keterangan
2011
2012
2015
Items
2013 Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt Demand Deposits
Giro Rupiah
2,37
2,08
2,00
2,11
2,08
2,13
1,88
2,03
1,99
1,90
1,91
1,91
1,92
1,88
1,96
1,87
Valas
0,16
0,15
0,18
0,25
0,22
0,18
0,17
0,19
0,18
0,18
0,19
0,19
0,17
0,15
0,18
0,17
- Rupiah - Foreign Exchange Saving
Tabungan Rupiah
2,15
1,59
1,58
1,57
1,58
1,48
1,48
1,45
1,46
1,45
1,46
1,47
1,45
1,46
1,47
1,46
Valas
0,23
0,22
0,22
0,24
0,23
0,23
0,23
0,23
0,24
0,24
0,23
0,23
0,23
0,24
0,23
0,23
- Rupiah - Foreign Exchange Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln Rupiah
6,04
5,23
7,16
7,73
7,80
8,13
8,11
8,14
7,98
7,33
7,12
7,27
7,30
7,14
7,07
6,93
Valas
1,35
0,97
1,14
1,45
1,51
1,81
1,99
1,94
1,67
1,42
1,14
1,10
0,99
0,94
0,74
0,67
Rupiah Foreign Exchange - 3 Month Time Deposits
- Simpanan Berjangka 3 bln Rupiah
6,65
5,54
7,60
9,19
8,95
8,74
8,80
8,92
8,64
8,30
8,14
7,87
7,87
7,82
7,62
7,41
Valas
2,21
1,11
1,37
1,37
1,54
1,48
1,69
1,66
1,81
1,59
1,58
1,44
1,28
1,27
1,11
0,84
Rupiah Foreign Exchange - 6 Month Time Deposits
- Simpanan Berjangka 6 bln Rupiah
6,54
5,53
6,82
9,06
8,97
8,83
8,67
8,70
8,55
8,45
8,27
8,17
8,01
7,90
7,72
7,69
Valas
2,02
1,99
1,38
1,93
1,97
2,00
1,99
1,96
1,82
1,70
1,66
1,59
1,50
1,48
1,39
1,33
Rupiah Foreign Exchange - 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln Rupiah
6,94
5,91
7,43
9,02
9,06
9,06
9,04
9,07
9,06
9,02
8,99
8,88
8,80
8,73
8,71
8,71
Rupiah
Valas
1,47
1,65
1,68
1,75
1,66
1,73
1,76
1,77
1,76
1,76
1,75
1,75
1,74
1,73
1,63
1,61
Foreign Exchange
104
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.49.a. Suku Bunga Rata-rata DPK BUSN Devisa
(Average of Interest Rate of Third Party Funds of Foreign Exchange Commercial Banks) Persen (Percent) 2014 Keterangan
2011
2012
2015
Items
2013 Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt Demand Deposits
Giro Rupiah
2,28
1,91
1,95
2,09
2,09
2,12
2,12
2,17
2,12
2,13
2,22
2,12
2,16
2,09
2,15
2,09
Valas
0,53
0,50
0,62
0,50
0,49
0,56
0,52
0,50
0,52
0,54
0,58
0,53
0,53
0,52
0,56
0,55
- Rupiah - Foreign Exchange Saving
Tabungan Rupiah
2,55
2,11
2,40
2,11
2,12
2,22
2,22
2,26
2,25
2,24
2,22
2,20
2,22
2,22
2,22
2,17
Valas
0,42
0,46
0,44
0,46
0,45
0,45
0,44
0,44
0,44
0,43
0,43
0,46
0,42
0,50
0,33
0,28
- Rupiah - Foreign Exchange Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln Rupiah
6,54
5,69
7,95
8,53
8,60
8,85
8,68
9,05
8,64
8,43
8,14
7,92
7,85
7,74
7,70
7,60
Valas
1,81
1,94
2,39
2,35
2,30
2,30
2,32
2,27
2,22
2,03
1,85
1,59
1,45
1,34
1,26
1,21
Rupiah Foreign Exchange - 3 Month Time Deposits
- Simpanan Berjangka 3 bln Rupiah
6,87
5,86
8,12
9,67
9,44
9,37
9,32
9,35
9,26
9,11
9,06
8,83
8,71
8,62
8,56
8,55
Valas
2,17
2,32
2,62
2,69
2,70
2,65
2,62
2,59
2,51
2,37
2,28
2,07
1,84
1,58
1,50
1,47
Rupiah Foreign Exchange - 6 Month Time Deposits
- Simpanan Berjangka 6 bln Rupiah
7,08
5,75
7,21
9,57
9,23
9,28
9,22
9,26
9,16
9,11
9,15
9,01
8,96
8,82
8,74
8,71
Valas
2,44
2,63
2,65
2,62
2,59
2,55
2,56
2,51
2,45
2,44
2,39
2,29
2,21
2,06
1,92
1,81
Rupiah Foreign Exchange - 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln Rupiah
6,54
5,48
6,49
8,38
7,90
8,09
8,00
8,20
8,23
8,17
8,30
8,09
8,16
8,11
8,03
8,08
Rupiah
Valas
1,92
2,22
2,42
2,58
2,56
2,53
2,52
2,51
2,40
2,34
2,28
2,26
2,20
2,15
2,12
1,96
Foreign Exchange
105
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.50.a. Suku Bunga Rata-rata DPK BUSN Non Devisa
(Average of Interest Rate of Third Party Funds of Non-Foreign Exchange Commercial Banks) Persen (Percent) 2014 Keterangan
2011
2012
2015
Items
2013 Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt Demand Deposits
Giro Rupiah Valas
4,11
3,25
4,48
3,93
3,70
3,60
3,40
3,65
3,51
3,08
3,06
3,02
3,01
3,11
3,03
3,10
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Valas
4,41
3,70
4,33
3,20
3,29
3,23
3,23
3,14
3,18
3,11
3,14
3,13
3,24
3,27
3,42
3,14
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
7,79
6,90
8,50
9,45
9,44
9,55
9,55
9,40
9,17
9,02
8,97
8,88
8,81
8,71
8,71
8,73
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Valas
8,04
7,22
8,55
10,23
10,16
9,87
9,89
9,95
9,83
9,67
9,21
9,09
9,21
9,17
9,15
9,15
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Valas
8,57
7,45
8,88
9,72
9,76
9,82
9,89
10,17
9,87
9,98
9,95
9,73
9,19
9,02
9,04
9,03
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Valas
Rupiah Foreign Exchange
Rupiah Foreign Exchange - 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln Rupiah
Foreign Exchange
- 6 Month Time Deposits
- Simpanan Berjangka 6 bln Rupiah
Rupiah
- 3 Month Time Deposits
- Simpanan Berjangka 3 bln Rupiah
- Foreign Exchange
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln
Valas
- Rupiah
Time Deposits
Simpanan Berjangka
Rupiah
- Foreign Exchange Saving
Tabungan Rupiah
- Rupiah
8,51
7,67
8,40
9,55
9,59
9,20
9,30
9,50
9,41
9,13
9,01
8,89
8,99
8,91
8,86
8,80
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Rupiah Foreign Exchange
106
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.51.a. Suku Bunga Rata-rata DPK Bank Pembangunan Daerah
(Average of Interest Rate of Third Party Funds of Regional Development Banks) Persen (Percent) 2014 Keterangan
2011
2012
2015
Items
2013 Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt Demand Deposits
Giro Rupiah
2,78
2,67
2,44
2,73
2,74
2,47
2,78
2,75
2,86
2,82
2,72
2,77
2,71
2,86
2,87
2,91
Valas
0,71
0,47
0,44
0,40
0,51
0,50
0,51
0,43
0,43
0,35
0,44
0,39
0,37
0,38
0,34
0,35
- Rupiah - Foreign Exchange Saving
Tabungan Rupiah
3,31
2,54
2,31
2,18
2,18
2,18
2,18
2,17
2,18
2,12
2,12
2,13
2,07
2,14
2,15
2,13
Valas
0,93
0,58
0,56
0,50
0,51
0,57
0,57
0,52
0,49
0,50
0,49
0,51
0,43
0,49
0,50
0,22
- Rupiah - Foreign Exchange Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln Rupiah
7,46
6,08
7,76
7,84
7,80
8,09
8,12
8,11
8,26
8,20
8,04
7,97
7,87
7,91
7,89
7,81
Valas
3,23
2,11
2,66
2,51
2,83
2,77
2,63
2,87
2,83
2,80
2,74
2,19
1,75
1,97
1,50
1,34
Rupiah Foreign Exchange - 3 Month Time Deposits
- Simpanan Berjangka 3 bln Rupiah
7,98
6,57
8,06
8,78
8,81
9,09
9,08
9,11
8,93
8,72
8,58
8,63
8,43
8,27
8,09
8,11
Valas
1,90
1,40
1,06
1,07
1,13
1,14
1,14
1,33
1,25
1,27
1,99
1,99
1,99
1,24
1,10
1,10
Rupiah Foreign Exchange - 6 Month Time Deposits
- Simpanan Berjangka 6 bln Rupiah
8,38
6,76
7,73
8,84
8,73
9,31
9,20
9,11
9,11
9,16
9,12
8,84
8,54
8,50
8,35
8,27
Valas
0,98
1,69
1,91
1,80
1,61
1,59
1,60
1,56
1,21
1,28
2,23
2,23
2,23
2,23
2,23
2,22
Rupiah Foreign Exchange - 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln Rupiah
8,06
6,96
7,31
8,88
8,88
8,97
8,95
9,03
9,14
9,12
9,09
9,12
9,10
8,97
8,94
8,94
Rupiah
Valas
1,49
0,96
1,07
1,03
1,04
1,06
1,08
1,08
1,08
1,33
1,06
1,25
0,98
1,00
1,00
0,75
Foreign Exchange
107
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.52.a. Suku Bunga Rata-rata DPK Bank Campuran
(Average of Interest Rate of Third Party Funds of Joint Venture Banks) Persen (Percent) 2014 Keterangan
2011
2012
2015
Items
2013 Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt Demand Deposits
Giro Rupiah
2,13
1,70
1,57
2,36
2,36
2,27
2,33
2,14
2,32
1,97
2,27
2,03
2,19
1,98
2,13
2,19
Valas
0,48
0,55
0,56
0,86
0,83
0,89
0,68
0,65
0,78
0,78
0,48
0,48
0,48
0,52
0,54
0,53
- Rupiah - Foreign Exchange Saving
Tabungan Rupiah
2,83
2,14
1,92
2,63
2,77
2,77
2,77
2,61
2,42
2,51
2,51
2,57
2,63
2,66
3,00
2,64
Valas
0,31
0,19
0,21
0,19
0,19
0,19
0,19
0,17
0,16
0,17
0,16
0,18
0,20
0,21
0,21
0,20
- Rupiah - Foreign Exchange Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln Rupiah
6,07
5,66
7,93
8,38
8,16
8,61
8,57
8,73
8,51
8,33
8,00
7,78
7,73
7,59
7,77
7,88
Valas
1,83
2,05
2,07
1,79
1,69
1,90
1,78
1,80
1,81
1,62
1,16
1,07
1,00
0,90
0,85
0,82
Rupiah Foreign Exchange - 3 Month Time Deposits
- Simpanan Berjangka 3 bln Rupiah
6,72
6,17
8,49
9,21
9,18
9,20
9,03
9,07
9,05
9,01
9,00
8,88
8,69
8,61
8,55
8,72
Valas
1,88
1,71
2,00
2,17
2,15
2,02
2,00
1,82
1,87
1,63
1,42
1,21
1,15
1,09
1,06
0,92
Rupiah Foreign Exchange - 6 Month Time Deposits
- Simpanan Berjangka 6 bln Rupiah
6,83
6,64
7,73
9,32
9,40
9,41
9,40
9,29
9,27
9,05
9,00
8,98
8,93
8,83
8,78
8,84
Valas
2,00
2,65
2,72
1,90
1,90
2,03
2,07
2,24
2,19
2,10
1,96
1,82
1,70
1,48
1,33
1,18
Rupiah Foreign Exchange - 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln Rupiah
6,65
6,76
7,12
9,03
9,11
9,17
9,42
9,14
9,25
9,22
9,14
9,11
9,09
9,02
8,98
9,01
Rupiah
Valas
1,47
2,24
2,37
2,76
2,63
2,68
2,71
2,54
2,43
2,43
2,21
2,19
2,13
2,06
1,96
1,63
Foreign Exchange
108
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.53.a. Suku Bunga Rata-rata DPK Bank Asing
(Average of Interest Rate of Third Party Funds of Foreign Owned Banks) Persen (Percent) 2014 Keterangan
2011
2012
2015
Items
2013 Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt Demand Deposits
Giro Rupiah
1,94
1,71
2,92
2,34
2,40
2,33
2,33
2,28
2,27
2,18
2,28
2,23
2,41
2,24
2,24
2,21
Valas
0,32
0,52
0,37
0,20
0,17
0,17
0,16
0,17
0,16
0,16
0,15
0,19
0,20
0,18
0,24
0,20
- Rupiah - Foreign Exchange Saving
Tabungan Rupiah
1,80
1,17
1,16
1,10
1,08
1,09
1,09
1,62
1,17
1,24
1,21
1,27
1,29
1,29
1,46
1,23
Valas
0,29
0,24
0,14
0,11
0,11
0,11
0,11
0,12
0,12
0,11
0,12
0,12
0,12
0,12
0,12
0,12
- Rupiah - Foreign Exchange Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln Rupiah
4,52
4,52
7,20
6,77
6,64
6,72
6,50
6,63
6,52
6,72
6,52
6,34
6,45
6,42
6,69
7,06
Valas
0,99
1,57
0,83
0,64
0,50
0,60
0,59
0,58
0,69
0,62
0,67
0,63
0,60
0,69
0,51
0,70
Rupiah Foreign Exchange - 3 Month Time Deposits
- Simpanan Berjangka 3 bln Rupiah
5,30
5,06
8,24
8,58
8,59
8,68
8,60
8,45
8,43
8,37
8,47
8,43
8,36
8,24
8,23
8,19
Valas
1,18
1,65
1,21
1,36
1,32
1,36
1,37
1,41
1,32
1,19
1,29
1,27
1,17
1,16
1,09
1,05
Rupiah Foreign Exchange - 6 Month Time Deposits
- Simpanan Berjangka 6 bln Rupiah
6,20
4,90
7,18
9,29
9,44
9,45
9,43
9,40
9,31
9,12
9,03
9,08
9,07
9,05
9,00
8,89
Valas
0,88
0,90
1,01
0,97
0,98
0,99
0,98
0,82
0,88
0,88
0,90
0,96
0,94
0,88
0,78
0,71
Rupiah Foreign Exchange - 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln Rupiah
6,70
5,70
6,40
9,41
9,53
9,61
9,60
9,60
9,49
9,44
9,39
9,39
9,37
9,35
9,15
9,05
Rupiah
Valas
2,33
2,03
0,86
0,83
2,09
2,28
2,18
2,16
2,11
2,12
1,92
2,07
2,16
2,23
2,23
2,25
Foreign Exchange
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Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.54.a. Suku Bunga Rata-rata Kredit Bank Umum Kepada Pihak Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Average of Credit Interest Rate of Commercial Banks to Parties Non Bank Based on Industrial Origin and Non Industrial Origin Credit Recipients) Persen (Percent) Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, perburuan dan Kehutanan Rupiah Valas 2. Perikanan Rupiah Valas 3. Pertambangan dan Penggalian Rupiah Valas 4. Industri Pengolahan Rupiah Valas 5. Listrik, gas dan air Rupiah Valas 6. Konstruksi Rupiah Valas 7. Perdagangan Besar dan Eceran Rupiah Valas 8. Penyediaan akomodasi dan penyediaan makan Rupiah Valas 9. Transportasi, pergudangan dan komunikasi Rupiah Valas 10. Perantara Keuangan Rupiah Valas 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan Rupiah Valas 12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial Wajib Rupiah Valas 13. Jasa Pendidikan Rupiah Valas 14. Jasa Kesehatan dan Kegiatan Sosial Rupiah Valas 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya Rupiah Valas 16. Jasa Perorangan yang Melayani Rumah Tangga Rupiah Valas 17. Badan Internasional dan Badan Ekstra Internasional Lainnya Rupiah Valas 18. Kegiatan yang belum jelas batasannya Rupiah Valas Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal Rupiah Valas - Untuk Pemilikan Flat atau Apartemen Rupiah Valas - Untuk Pemilikan Ruko atau Rukan Rupiah Valas - Untuk Pemilikan Kendaraan Bermotor Rupiah Valas - Untuk Pemilikan Peralatan Rumah Tangga Lainnya Rupiah Valas - Bukan Lapangan Usaha Lainnya Rupiah Valas r) Angka-angka diperbaiki
2011
2012
2013
2014 Okt
Nov
2015 Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
11,46 5,27
11,32 4,59
11,78 4,44
12,15 4,34
12,16 4,31
12,14 4,25
12,15 4,28
12,16 4,20
12,19 4,20
12,19 4,21
12,19 4,26
12,19 4,56
12,15 4,45
12,10 4,27
12,08 4,30
12,02 4,40
13,95 7,70
13,37 7,36
13,51 6,63
13,87 6,35
13,87 6,31
13,84 6,38
13,79 6,39
13,81 6,44
13,86 6,40
13,81 6,33
13,81 5,98
13,76 5,97
13,70 5,95
13,64 6,05
13,28 5,93
13,17 6,90
12,03 -
11,29 -
11,82 -
12,62 -
12,74 -
12,68 -
12,55 -
12,56 -
12,72 -
12,33 -
12,32 -
12,34 -
12,31 -
12,34 -
12,45 -
12,32 -
10,68 4,51
9,98 4,24
11,01 4,10
11,69 4,22
11,69 4,19
11,63 4,22
11,61 4,21
11,55 4,23
11,63 4,23
11,58 4,22
11,57 4,24
11,55 4,17
11,58 4,14
11,55 4,13
11,53 4,13
11,58 4,14
9,77 4,89
8,93 4,68
9,59 4,21
10,51 5,12
10,64 5,14
10,60 5,20
10,13 5,23
10,28 4,87
10,56 4,87
10,54 4,94
10,43 5,10
10,42 5,04
10,36 4,82
10,42 4,70
10,47 4,78
10,42 4,91
12,05 5,96
11,49 5,60
12,08 4,93
12,81 5,01
12,85 5,33
12,88 5,30
12,75 5,39
12,70 5,30
12,74 5,48
12,72 5,40
12,69 5,48
12,66 5,12
12,53 5,11
12,55 5,13
12,56 4,95
12,56 4,93
13,32 4,93
12,67 4,84
13,21 4,87
13,63 4,92
13,64 4,81
13,63 4,83
13,64 4,77
13,62 4,80
13,66 4,78
13,62 4,75
13,59 4,85
13,57 4,81
13,53 4,75
13,47 4,76
13,41 4,82
13,40 4,92
13,06 6,46
12,05 6,17
12,55 6,29
13,30 6,16
13,16 6,13
13,18 6,13
13,11 6,10
13,09 6,10
13,12 6,09
13,10 6,06
13,05 6,06
13,08 6,06
13,04 6,09
13,03 6,09
12,93 6,00
12,86 5,82
10,76 5,29
10,54 5,04
11,08 4,73
11,82 4,65
11,90 4,63
11,87 4,70
11,63 4,56
11,65 4,51
11,61 4,52
11,57 4,25
11,57 4,39
11,59 4,37
11,55 4,30
11,55 4,28
11,52 4,45
11,54 4,52
10,50 2,38
9,69 2,28
10,47 2,07
12,34 1,95
12,19 1,88
12,11 1,91
12,20 1,91
12,15 1,96
12,35 1,90
12,21 1,83
12,09 1,88
12,02 1,93
11,92 1,92
11,85 1,93
11,90 2,02
11,93 2,05
12,84 5,71
12,12 5,85
12,47 6,08
12,52 6,62
12,63 6,68
12,63 6,52
12,52 6,49
12,51 6,62
12,56 6,63
12,56 6,60
12,55 6,73
12,54 6,75
12,52 6,59
12,48 6,57
12,48 6,18
12,47 6,44
10,68 3,25
11,95 2,84
4,52 2,66
11,29 3,36
11,40 3,35
12,01 3,36
11,53 3,36
11,55 3,35
10,89 3,37
10,87 3,41
10,78 3,41
10,89 3,44
10,93 3,44
10,92 3,44
10,92 3,45
11,01 2,98
14,28 5,64
14,06 9,29
12,44 6,07
14,06 6,36
13,21 6,43
13,28 6,50
13,09 6,50
13,01 6,55
13,09 6,55
13,19 6,63
13,18 6,60
13,20 6,61
13,22 6,59
13,21 6,55
13,22 6,46
13,15 6,44
12,62 5,05
12,18 5,60
12,26 6,86
13,01 6,91
13,15 5,52
13,10 5,54
13,01 5,49
13,01 5,42
13,07 5,46
13,10 5,70
13,10 5,59
13,14 5,55
13,05 5,36
12,99 5,81
12,98 6,53
12,98 6,51
13,72 5,61
12,67 5,35
13,26 5,44
14,40 4,88
14,17 5,00
13,75 4,82
14,11 5,03
14,18 4,78
14,44 4,79
14,13 4,84
13,99 4,85
14,02 4,90
13,94 4,87
13,79 4,98
13,65 5,29
13,57 5,35
16,46 -
16,18 -
14,71 -
15,40 -
15,49 5,67
15,46 5,33
15,50 5,33
15,58 5,35
15,76 4,76
15,64 2,75
15,75 3,38
15,87 4,80
16,06 4,80
15,94 5,25
15,98 4,83
15,99 4,83
13,44 3,76
9,50 2,72
9,65 2,82
10,01 2,68
10,01 2,65
9,98 2,66
9,95 2,58
10,04 2,82
13,84 2,76
12,16 2,77
12,44 2,72
12,38 2,71
12,19 2,67
12,33 2,66
12,32 2,64
11,80 2,59
13,84 3,32
11,51 4,58
10,56 4,14
15,61 44,90
15,48 44,22
15,20 43,04
14,56 41,92
14,53 41,77
13,85 3,73
14,53 3,86
14,86 4,07
14,18 3,85
14,04 4,02
13,37 3,95
14,34 4,27
14,47 4,03
11,03 7,33
10,46 6,93
10,44 6,76
11,03 6,87
11,13 6,88
11,17 6,90
11,17 7,00
11,22 7,15
11,23 6,75
11,29 6,67
11,31 6,70
11,33 6,69
11,27 6,46
11,33 6,45
11,32 6,44
11,27 6,37
10,64 6,00
8,78 6,20
9,46 6,31
10,49 6,50
10,71 6,51
10,82 6,51
10,76 6,56
10,86 6,56
10,94 6,48
11,03 6,48
11,12 6,49
11,22 6,49
11,34 6,49
11,35 6,49
11,40 6,50
11,56 6,50
10,46 6,35
9,94 7,64
10,02 9,15
10,81 6,45
10,90 6,45
10,97 6,44
10,99 6,44
11,03 6,44
11,06 6,44
11,13 6,43
11,17 6,41
11,21 6,42
11,15 6,58
11,18 6,57
11,16 6,57
11,22 6,57
12,19 11,63
11,33 6,70r)
11,42 0,00
11,53 24,00
11,61 0
11,65 0
11,70 0
11,69 0
11,70 0
11,70 0
11,68 0
11,66 0
11,65 0
11,63 0
11,63 7,84
17,01 3,14
14,36 4,85
14,30 4,05
13,77 2,87
13,79 3,14
13,73 3,02
13,90 2,85
13,93 2,89
13,92 2,94
13,92 2,91
13,87 3,01
13,98 2,76
13,86 2,91
14,08 2,97
14,20 2,90
14,24 2,75
16,53 3,48
18,82 4,01
17,20 3,57
19,57 2,04
19,82 2,16
19,99 2,18
19,96 3,94
20,04 2,17
19,90 2,20
20,07 2,29
20,26 2,23
20,23 4,14
20,15 2,11
19,89 2,11
19,98 2,07
19,85 2,25
10,50 5,28790127
Items Credit Recipients Industrial Origin 1. Agricultures, hunting and forestry Rupiah Foreign Exchange 2. Fisheries Rupiah Foreign Exchange 3. Mining and Quarrying Rupiah Foreign Exchange 4. Procesing industry Rupiah Foreign Exchange 5. Electricity, gas and water Rupiah Foreign Exchange 6. Construction Rupiah Foreign Exchange 7. Big and retail trade Rupiah Foreign Exchange 8. Provision of accomodation and food supply Rupiah Foreign Exchange 9. Transportation, warehousing and communications Rupiah Foreign Exchange 10. Transitional Finance Rupiah Foreign Exchange 11. Real estate, Rental Business, and services company Rupiah Foreign Exchange 12. Government administration, the defense and compulsory social security Rupiah Foreign Exchange 13. Education services Rupiah Foreign Exchange 14. Health and social services Rupiah Foreign Exchange 15. Community, Sociocultural,Entertainment and Other Individual Services Rupiah Foreign Exchange 16. Individual services which serve households Rupiah Foreign Exchange 17. Extra agency international agency and other international Rupiah Foreign Exchange 18. Business Activities which are not clearly defined Rupiah Foreign Exchange Credit Recipients Non Industrial Origin House Hold - For House Ownership Rupiah Foreign Exchange - For Apartement Ownership Rupiah Foreign Exchange - For Shop House Ownership Rupiah Foreign Exchange - For Vehicles Ownership Rupiah Foreign Exchange - Others Rupiah Foreign Exchange - Non Industrial Origin Others Rupiah Foreign Exchange r) Revised figures
110
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.55.a. Suku Bunga Rata-rata Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Average of Credit Interest Rate of Commercial Banks Based on Types and Orientation User) Persen (Percent) Jenis Penggunaan
2011
2012
2013
2014 Okt
Nov
2015 Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
1. Type of Use
1. Jenis Penggunaan
- Working Capital
- Modal Kerja Rupiah Valas
12,18
11,50
12,14
12,83
12,85
12,81
12,78
12,75
12,84
12,77
12,73
12,71
12,67
12,65
12,60
12,59
4,11
4,08
3,90
4,69
4,64
4,63
4,57
4,60
3,97
3,90
3,96
3,92
3,89
3,87
3,89
3,90
Valas
Rupiah Foreign Exchange - Investments
- Investasi Rupiah
Type of Use
12,04 5,46
11,28 5,03
11,83
12,40
12,38
12,36
12,29
12,28
12,33
12,33
12,31
12,30
12,27
12,21
12,20
12,19
4,95
5,05
5,07
5,08
5,05
5,02
5,02
5,05
5,09
5,12
5,04
5,02
5,04
5,01
Rupiah Foreign Exchange - Consumption
- Konsumsi Rupiah
14,15
13,58
13,13
13,43
13,53
13,58
13,63
13,68
13,68
13,73
13,76
13,82
13,73
13,82
13,86
13,85
Rupiah
Valas 2. Orientasi Penggunaan - Ekspor Rupiah Valas - Impor Rupiah Valas - Lainnya Rupiah Valas
3,81
4,33
4,10
2,88
3,05
3,00
3,55
2,94
2,95
2,98
3,00
3,68
2,93
2,96
2,90
2,89
11,39 4,88
10,18 4,41
10,93 4,29
11,46 4,43
11,52 4,48
11,55 4,44
11,65 4,46
11,48 3,75
11,37 3,74
11,45 3,77
11,43 3,82
11,24 3,80
11,11 3,60
11,07 3,61
11,03 3,55
11,08 3,56
9,55 4,73
9,76 4,04
10,48 3,86
11,73 4,47
11,65 4,20
11,60 4,36
11,55 4,36
11,47 4,38
11,48 4,28
11,48 4,28
11,48 4,35
11,35 4,40
11,31 4,45
11,46 4,05
11,55 3,93
11,68 3,98
12,87 4,52
12,19 4,42
12,43 4,29
12,95 4,87
12,99 4,85
12,98 4,83
12,97 4,79
12,98 4,87
13,03 4,42
13,01 4,37
13,00 4,43
13,01 4,42
12,95 4,39
12,96 4,39
12,95 4,45
12,94 4,46
Foreign Exchange 2. User Orientation - Ekspor Rupiah Foreign Exchange - Impor Rupiah Foreign Exchange - Other Rupiah Foreign Exchange
r)
Angka-angka diperbaiki
r)
Revised figures
111
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Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.56.a. Perkembangan Jumlah Bank Umum dan Kantor Bank Umum
(Growth of Total Commercial Banks and Bank Offices) Kelompok Bank
2011
2012
2014
2013
Okt
2015
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Group of Bank
Okt
State Owned Banks
Bank Persero Jumlah Bank Jumlah Kantor
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4.362
5.363
6.415
7.057
7.141
7.198
7.199
7.203
7.224
7.242
7.271
7.313
7.336
7.362
7.392
17.741
Jumlah Kantor
36
36
36
38
38
38
38
38
38
38
38
39
39
39
39
39
7.209
7.647
8.052
8.186
8.268
8.313
8.339
8.351
8.361
8.377
8.390
8.402
8.424
8.443
8.467
8.921
Jumlah Kantor
30
30
30
29
29
29
29
29
29
29
29
28
28
28
28
28
1.288
1.447
1.578
1.645
1.648
1.656
1.662
1.666
1.668
1.671
1.674
1.677
1.678
1.682
1.684
2.144
BPD Jumlah Bank
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
Jumlah Kantor
1.472
1.712
2.044
2.223
2.245
2.301
2.308
2.316
2.330
2.346
2.361
2.374
2.385
2.416
2.446
3.680
Bank Campuran Jumlah Bank
14
14
14
12
12
12
12
12
12
11
11
11
11
11
11
11
Jumlah Kantor
260
263
272
280
281
283
283
283
284
284
284
284
284
284
284
249
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
206
193
197
197
197
197
197
197
197
197
197
197
197
197
197
104
120
120
120
119
119
119
119
119
119
118
118
118
118
118
118
118
14.797
16.625
18.558
19.588
19.780
19.948
19.988
20.016
20.064
20.117
20.177
20.247
20.304
20.384
20.470
32.839
Bank Asing Jumlah Bank Jumlah Kantor
Jumlah Kantor
Total Bank Offices
Total Banks Total Bank Offices Regional Development Banks Total Banks Total Bank Offices Joint Venture Banks Total Banks Total Bank Offices Foreign Owned Bank Total Banks Total Bank Offices Total
Total Jumlah Bank
Total Banks
Non-Foreign Exchange Commercial Banks
BUSN Non Devisa
Jumlah Bank
Total Bank Offices Foreign Exchange Commercial Banks
BUSN Devisa Jumlah Bank
Total Banks
Total Banks Total Bank Offices
112
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 1.57. Perkembangan Jumlah Kantor Cabang Bank Berdasarkan Lokasi Bank
(Growth of Total Branch Offices Based on Region) 2014 Lokasi
2011
2012
Location Okt
1. Jawa Barat
2015
2013 Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt 1. Jawa Barat
369
380
393
397
397
397
397
393
393
395
395
396
395
395
395
382
79
93
94
95
96
95
95
94
94
94
93
93
93
93
93
95
535
564
574
576
568
569
569
565
564
563
551
551
550
550
551
481
54
56
59
60
60
60
60
60
60
60
60
60
60
61
61
61
5. Jawa Tengah
300
311
328
332
331
331
331
333
333
333
333
333
332
331
331
321
5. Jawa Tengah
6. Jawa Timur
397
411
425
427
426
426
426
422
422
422
416
416
418
418
418
397
6. Jawa Timur
7. Bengkulu
27
28
30
31
31
32
32
32
32
32
32
32
32
33
33
33
7. Bengkulu
8. Jambi
48
53
59
59
59
60
60
60
60
60
60
60
61
61
61
60
8. Jambi
9. Aceh
73
77
79
79
79
79
79
79
79
79
79
79
79
79
79
75
10. Sumatera Utara
178
192
199
202
201
201
201
202
202
203
201
202
202
203
204
192
10. Sumatera Utara
11. Sumatera Barat
77
81
84
84
84
84
84
84
84
84
84
84
84
84
85
80
11. Sumatera Barat
12. Riau
88
88
91
95
94
94
94
94
94
94
93
93
92
92
92
92
12. Riau
81*)
93
102
103
100
100
100
101
101
101
101
101
100
100
100
96
13. Sumatera Selatan
14. Bangka Belitung
23
22
24
26
26
27
27
28
28
28
27
27
27
27
27
29
14. Bangka Belitung
15. Kepulauan Riau
51*)
56
59
59
59
59
59
59
59
59
59
59
58
58
58
58
15. Kepulauan Riau
16. Lampung
50
56
58
60
60
60
60
62
62
62
62
62
62
62
62
60
16. Lampung
17. Kalimantan Selatan
70
74
78
77
72
73
73
73
73
73
72
72
72
72
72
71
17. Kalimantan Selatan
18. Kalimantan Barat
69
69
74
74
73
74
74
74
74
74
72
72
72
72
72
72
18. Kalimantan Barat
19. Kalimantan Timur
104
108
115
119
118
119
119
120
122
122
118
119
119
119
119
117
19. Kalimantan Timur
20. Kalimantan Tengah
43
46
47
47
43
44
44
44
44
44
44
44
44
44
44
43
20. Kalimantan Tengah
21. Sulawesi Tengah
36
38
39
41
40
40
40
40
40
40
41
41
41
41
42
42
21. Sulawesi Tengah
22. Sulawesi Selatan
121
124
131
136
132
134
134
135
137
137
135
135
135
135
135
132
22. Sulawesi Selatan
53
55
57
60
59
60
60
59
59
59
59
59
59
59
59
54
23. Sulawesi Utara
24. Gorontalo
16*)
16
17
18
17
17
17
18
18
18
18
18
18
18
18
17
24. Gorontalo
25. Sulawesi Barat
13*)
14
15
16
15
15
15
15
15
15
15
15
15
15
15
14
25. Sulawesi Barat
26. Sulawesi Tenggara
30*)
31
35
36
36
42
42
42
43
43
43
43
43
43
43
42
26. Sulawesi Tenggara
27. Nusa Tenggara Barat
42
44
49
52
52
52
52
52
52
52
51
51
52
53
53
51
27. Nusa Tenggara Barat
28. Bali
80
85
92
93
93
93
93
93
93
94
94
94
94
94
94
88
28. Bali
29. Nusa Tenggara Timur
49
51
53
54
54
54
54
54
55
55
55
55
55
55
55
56
29. Nusa Tenggara Timur
30. Maluku
33
30
30
31
31
32
32
32
32
32
32
32
32
32
32
32
30. Maluku
31. Papua
54
56
59
60
58
59
59
59
60
61
60
60
60
61
61
55
31. Papua
32. Maluku Utara
14
18
19
21
21
21
21
21
21
21
21
21
21
21
21
21
32. Maluku Utara
33. Irian Jaya Barat
23
25
27
27
24
24
24
24
24
24
24
24
24
24
24
26
33. Papua Barat
34. Lainnya
18
16
16
16
16
16
16
16
16
16
17
17
17
17
17
17
34. Others
3.461
3.611
2. Banten 3. DKI Jakarta 4. D.I. Yogyakarta
13. Sumatera Selatan
23. Sulawesi Utara
Total r) Angka-angka diperbaiki
3.298
3.663
3.625
3.643
3.643
3.639
3.645
3.649
3.617
3.620
3.618
3.622
3.626
3.462
2. Banten 3. DKI Jakarta 4. D.I Yogyakarta
9. Aceh
Total r) Revised figures
113
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 2.1 Kegiatan Usaha Bank Umum Syariah (BUS) dan Unit Usaha Syariah (UUS)
(Sharia Business Unit Operations and Sharia Commercial Banks) Miliar Rp (Billion Rp) 2014 Indikator
2011
2012
2015
Indicator
2013 Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
r)
Jul
*)
Ags
*)
Sep
*)
Okt
*)
140.980
188.562
233.345
252.440
254.316
262.708
254.348
256.316
259.149
260.417
262.959
263.103
263.103
263.103
263.103
263.103 Fund Disbursements iB
a. Pembiayaan Rupiah Valas b. Antar Bank c. Penempatan di BI d. Surat Berharga (tidak termasuk obligasi rekap)
102.655 97.847 4.808 4.846 27.127 5.902
147.505 139.880 7.625 6.004 26.713 7.822
184.122 173.224 10.898 5.836 31.946 9.684
196.491 184.573 11.918 6.603 36.053 11.264
198.376 186.259 12.117 6.366 36.623 11.399
199.330 187.204 12.126 7.015 43.412 11.466
197.279 185.164 12.116 6.661 37.167 11.811
197.543 185.322 12.221 6.904 38.949 11.426
200.712 186.897 13.815 7.230 37.800 12.085
201.526 187.764 13.762 7.059 37.748 12.860
203.894 189.480 14.414 7.716 36.783 13.366
206.056 192.498 13.559 8.664 32.253 14.947
206.056 192.498 13.559 8.664 32.253 14.947
206.056 192.498 13.559 8.664 32.253 14.947
206.056 192.498 13.559 8.664 32.253 14.947
206.056 192.498 13.559 8.664 32.253 14.947
e. Penyertaan f. Tagihan Lainnya Sumber Dana iB a. DPK Rupiah Giro Wadiah Deposito Mudharabah Tabungan Mudharabah Valas Giro Wadiah Deposito Mudharabah Tabungan Mudharabah b. Kewajiban Kepada BI c. Antar Bank d. Surat Berharga e. Pinjaman yang Diterima Rupiah Valas f. Kewajiban Lainnya g. Setoran Jaminan Komponen Modal a. Modal Disetor b. Cadangan c. L/R tahun berjalan d. L/R tahun Lalu e. Perkiraan tambahan modal disetor f. Modal Pinjaman Sertifikat Wadiah Bank Indonesia (BUS & UUS) Total Aset Jaringan Kantor Jumlah Bank Jumlah Kantor 1)
47 403 126.409 115.415 110.910 10.678 67.942 32.290 4.505 1.329 2.864 312 0 6.648 924 1.520 1.520 1.783 119
47 471 165.404 147.512 140.547 15.683 80.576 44.288 6.965 2.026 4.155 784 0 11.576 1.537 1.952 103 2.634 89
48 1.709 204.571 183.534 171.900 15.736 100.105 56.059 11.634 2.787 7.706 1.141 0 11.742 1.997 2.704 2.704 4.512 83
40 1.395 221.119 207.121 193.805 13.704 121.881 58.220 13.316 2.563 10.163 591 8.712 2.066 2.406 2.406 3.901 57
100 1.453 222.925 209.644 196.191 14.091 123.524 58.576 13.453 2.913 9.924 617 8.144 2.066 2.206 2.206 3.812 56
100 1.386 232.671 217.858 204.404 15.407 126.071 62.926 13.454 3.242 9.558 655 9.710 2.076 2.206 2.206
90 1.405 225.320 210.297 196.949 14.529 121.065 61.355 13.349 2.966 9.651 732 10.044 2.076 2.056 2.056
79 1.243 230.068 212.988 198.022 15.555 121.980 60.487 14.966 4.725 9.542 699 9.348 2.076 2.056 2.056
79 1.146 231.090 213.973 199.284 15.671 122.815 60.797 14.689 4.986 8.969 734 9.476 2.076 2.056 2.056
79 1.121 234.223 215.339 198.578 18.168 119.026 61.383 16.761 5.130 10.863 768 10.890 2.391 2.056 2.056
79 1.104 233.408 213.477 197.659 17.560 119.846 60.253 15.819 4.383 10.660 776 12.001 2.391 2.056 2.056
79 1.104 233.408 213.477 197.659 17.560 119.846 60.253 15.819 4.383 10.660 776 12.001 2.391 2.056 2.056
79 1.104 233.408 213.477 197.659 17.560 119.846 60.253 15.819 4.383 10.660 776 12.001 2.391 2.056 2.056
79 1.104 233.408 213.477 197.659 17.560 119.846 60.253 15.819 4.383 10.660 776 12.001 2.391 2.056 2.056
79 1.104 233.408 213.477 197.659 17.560 119.846 60.253 15.819 4.383 10.660 776 12.001 2.391 2.056 2.056
3.658 67
90 1.340 224.324 210.761 197.699 15.452 120.734 61.512 13.063 2.707 9.618 737 8.590 2.076 2.056 2.056 3.575 122
3.628 119
3.486 113
3.417 92
3.452 96
3.386 98
3.386 98
3.386 98
3.386 98
6.611 579 1.475 1.069 816
7.211 913 2.541 1.895 618
8.181 1.013 3.278 3.186 1.865
10.642 2.064 1.440 3.758 1.797
10.643 996 1.894 3.739 1.898
10.644 997 1.786 3.752 1.794
10.644 997 225 5.037 1.797
10.694 997 428 4.822 1.799
10.695 2.067 681 3.467 1.827
10.695 2.067 876 3.394 1.823
10.695 2.082 1.103 3.405 1.849
3.386 98 19.274 10.696 2.104 1.070 3.399 2.005
10.696 2.104 1.070 3.399 2.005
10.696 2.104 1.070 3.399 2.005
10.696 2.104 1.070 3.399 2.005
10.696 2.104 1.070 3.399 2.005
9.244
4.993
6.699
6.680
6.530
8.130
8.050
9.040
8.810
9.130
8.858
8.458
8.458
8.458
8.458
8.458
145.467
195.018
242.276
260.366
261.927
272.343
263.468
264.813
268.356
269.467
272.389
273.494
273.494
273.494
273.494
273.494
34 1.702
35 2.227
34 2.554
34 2.519
34 2.501
34 2.471
34 2.467
34 2.469
34 2.463
34 2.458
34 2.448
34 2.442
34 2.442
34 2.442
34 2.442
34 2.442
Penyaluran Dana iB
Ket:
1) r)
a. Financing Rupiah Foreign Exchange b. Inter-Bank c. Placements at BI d. Money Instruments (not including recapitalization bonds) e. Equity participation f. Other claims Sources of Funds iB a. Third Party Funds Rupiah Wadiah Demand Deposit Mudharabah Time Deposits Mudharabah Savings Accounts Foreign Exchange Wadiah Demand Deposit Mudharabah Time Deposits Mudharabah Savings Accounts b. Liabilities at BI c. Inter-Bank d. Money Instruments e. Loans received Rupiah Foreign Exchange f. Other Liabilities g. Guarantee Deposits Capital Components a. Paid-In Capital b. Reserves c. Current Earnings (Profit/Loss) d. Retained Earnings (Profit/Loss) e. Estimate of Additional Paid-In Capital f. Capital Loans Bank Indonesia Syariah Money Certificates (BUS & UUS) Total Assets Office Network Total Banks Total Bank Offices 1)
Tidak termasuk Gerai Muamalat
Angka-angka diperbaiki *). Angka-angka sementara
r) Revised figures *) Provisional figures 1. "Revision of data BUS-UUS began in May 2014 based on LSMK"
115
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 2.2 Kegiatan Usaha Bank Umum Syariah (BUS)
(Sharia Commercial Banks Operations (BUS)) Miliar Rp (Billion Rp) 2014 Indikator
2011
2012
Indicator Nov
Des
Jan
Feb
Mar
Apr
Mei
189.291 147.363 139.462 7.902 4.073 26.301 9.526
190.858 148.403 140.373 8.031 3.843 27.394 9.665
196.552 147.944 139.993 7.951 4.267 33.125 9.728
189.324 145.976 138.066 7.911 4.040 28.133 9.745
190.380 145.817 137.826 7.991 3.791 29.327 9.950
190.448 147.136 138.947 8.189 4.292 27.191 10.507
190.215 147.245 139.131 8.115 4.037 26.168 11.540
192.160 148.021 139.850 8.171 4.446 26.499 11.997
Jun
r)
Jul
*)
Ags
*)
Sep
*)
Okt
*)
190.952 Fund Disbursements iB 150.709 a. Financing 142.016 Rupiah 8.694 Foreign Exchange 5.056 b. Inter-Bank 21.570 c. Placements at BI 12.436 d. Money Instruments (not
112.853 83.704 80.038 3.665 2.571 20.975 5.166
e. Penyertaan f. Tagihan Lainnya Sumber Dana iB a. DPK Rupiah Giro Wadiah Deposito Mudharabah Tabungan Mudharabah
47 391 105.500 96.548 92.571 8.874 57.067 26.630
47 456 133.170 117.817 112.664 13.445 63.748 35.471
48 1.684 161.924 143.174 134.293 12.721 77.236 44.336
40 1.395 174.052 163.090 152.392 9.908 95.542 46.941
100 1.453 175.818 165.050 154.256 9.993 97.282 46.981
100 1.386 182.678 170.723 159.549 10.929 98.354 50.267
90 1.340 174.915 164.291 153.552 10.906 93.810 48.836
90 1.405 175.431 163.159 152.128 10.204 93.638 48.287
79 1.243 178.913 165.034 152.930 11.049 93.983 47.898
79 1.146 178.343 164.400 152.308 10.822 93.819 47.667
79 1.118 180.260 164.375 151.590 13.290 90.149 48.151
79 1.102 179.639 162.817 150.115 12.570 90.725 46.821
79 1.102 179.639 162.817 150.115 12.570 90.725 46.821
79 1.102 179.639 162.817 150.115 12.570 90.725 46.821
79 1.102 179.639 162.817 150.115 12.570 90.725 46.821
79 1.102 179.639 162.817 150.115 12.570 90.725 46.821
including recapitalization bonds) e. Equity participation f. Other claims Sources of Funds iB a. Third Party Funds Rupiah Wadiah Demand Deposit Mudharabah Time Deposits Mudharabah Savings Accounts
Valas Giro Wadiah Deposito Mudharabah Tabungan Mudharabah
3.977 1.274 2.699 4
5.153 1.948 2.856 349
8.881 2.594 5.650 637
10.698 2.296 8.291 111
10.793 2.607 8.056 130
11.173 2.878 8.144 151
10.739 2.287 8.298 153
11.030 2.680 8.212 138
12.105 3.965 8.005 135
12.092 4.428 7.531 133
12.785 3.990 8.654 141
12.701 3.792 8.773 136
12.701 3.792 8.773 136
12.701 3.792 8.773 136
12.701 3.792 8.773 136
12.701 3.792 8.773 136
Foreign Exchange Wadiah Demand Deposit Mudharabah Time Deposits Mudharabah Savings Accounts
0 5.416 725 1.119 1.119 1.603 89
0 9.989 1.338 1.654 1.551 103 2.325 47
0 10.500 1.797 2.270 2.270 4.140 44
6.611 579 1.065 1.054 816
7.211 913 1.790 1.829 618
9.244
Kewajiban Kepada BI Antar Bank Surat Berharga Pinjaman yang Diterima Rupiah Valas f. Kewajiban Lainnya g. Setoran Jaminan Komponen Modal a. Modal Disetor b. Cadangan c. L/R tahun berjalan d. L/R tahun Lalu e. Perkiraan tambahan modal disetor f. Modal Pinjaman Sertifikat Wadiah Bank Indonesia (BUS & UUS) Total Aset Jaringan Kantor Jumlah Bank 1) r)
190.952 150.709 142.016 8.694 5.056 21.570 12.436
190.952 150.709 142.016 8.694 5.056 21.570 12.436
190.952 150.709 142.016 8.694 5.056 21.570 12.436
190.952 150.709 142.016 8.694 5.056 21.570 12.436
-
-
-
-
-
-
-
-
-
-
-
-
-
6.398 1.787 1.972 1.972
6.148 1.787 1.972 1.972
7.139 1.797 2.202 2.202
5.935 1.797 2.052 2.052
7.578 1.797 2.052 2.052
6.565 1.797 2.052 2.052
6.729 1.797 2.052 2.052
8.307 2.112 2.052 2.052
9.318 2.112 2.052 2.052
9.318 2.112 2.052 2.052
9.318 2.112 2.052 2.052
9.318 2.112 2.052 2.052
9.318 2.112 2.052 2.052
-
-
-
-
3.368 49
3.465 52
3.537 63
3.470 121
3.505 117
3.356 109
3.278 88
3.320 94
3.244 96
3.244 96
3.244 96
3.244 96
3.244 96
8.181 1.013 2.037 3.112 1.865
10.642 2.064 351 3.571 1.797
10.643 996 701 3.553 1.798
10.644 997 702 3.566 1.794
10.644 997 120 4.269 1.797
10.694 997 214 4.162 1.799
10.695 2.067 278 3.106 1.827
10.695 2.067 326 3.073 1.823
10.695 2.082 415 3.090 1.848
10.696 2.104 372 3.070 2.004
10.696 2.104 372 3.070 2.004
10.696 2.104 372 3.070 2.004
10.696 2.104 372 3.070 2.004
10.696 2.104 372 3.070 2.004
4.993
6.699
6.680
6.530
8.130
8.050
9.040
8.810
9.130
8.858
8.458
8.458
8.458
8.458
8.458
116.930
147.581
180.360
196.253
197.539
204.961
197.385
197.854
198.553
198.151
200.416
200.217
200.217
200.217
200.217
200.217
11 1.390
11 1.734
11 1.987
12 2.157
12 2.147
12 2.151
12 2.145
12 2.145
12 2.138
12 2.135
12 2.121
12 2.111
12 2.111
12 2.111
12 2.111
12 2.111
Jumlah Kantor 1) Ket:
172.411 137.268 129.650 7.619 3.426 21.657 8.328
Okt Penyaluran Dana iB a. Pembiayaan Rupiah Valas b. Antar Bank c. Penempatan di BI d. Surat Berharga (tidak termasuk obligasi rekap)
b. c. d. e.
142.148 112.396 106.987 5.410 3.071 19.189 6.988
2015
2013
b. c. d. e.
Liabilities at BI Inter-Bank Money Instruments Loans received Rupiah Foreign Exchange f. Other Liabilities g. Guarantee Deposits Capital Components a. Paid-In Capital b. Reserves c. Current Earnings (Profit/Loss) d. Retained Earnings (Profit/Loss) e. Estimate of Additional Paid-In Capital f. Capital Loans Bank Indonesia Syariah Money Certificates (BUS & UUS) Total Assets Office Network Total Banks Total Bank Offices 1)
Tidak termasuk Gerai Muamalat
Angka-angka diperbaiki *). Angka-angka sementara
r) Revised figures *) Provisional figures 1. "Revision of data BUS-UUS began in May 2014 based on LSMK"
116
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Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 2.3 Kegiatan Usaha Unit Usaha Syariah (UUS)
(Sharia Business Unit Operations (UUS)) Miliar Rp (Billion Rp) 2014 Indikator
2011
2012
2015
Indicator
2013 Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
r)
Jul
*)
Ags
*)
Sep
*)
Okt
*)
72.151 Fund Disbursements iB 55.347 a. Financing 50.482 Rupiah 4.865 Foreign Exchange 3.608 b. Inter-Bank 10.682 c. Placements at BI 2.511 d. Money Instruments (not
Penyaluran Dana iB a. Pembiayaan Rupiah Valas b. Antar Bank c. Penempatan di BI d. Surat Berharga (tidak termasuk obligasi rekap)
28.127 18.952 17.809 1.143 2.276 6.152 736
46.414 35.109 32.894 2.215 2.933 7.524 834
60.935 46.854 43.575 3.279 2.410 10.289 1.356
63.149 49.127 45.111 4.016 2.531 9.752 1.738
63.459 49.972 45.886 4.086 2.523 9.229 1.734
66.157 51.385 47.211 4.175 2.747 10.287 1.737
65.024 51.303 47.098 4.205 2.621 9.034 2.066
65.937 51.726 47.496 4.230 3.113 9.622 1.475
68.701 53.576 47.950 5.626 2.938 10.609 1.578
70.202 54.281 48.633 5.648 3.022 11.580 1.319
e. Penyertaan f. Tagihan Lainnya Sumber Dana iB a. DPK Rupiah Giro Wadiah Deposito Mudharabah Tabungan Mudharabah
12 20.908 18.867 18.339 1.804 10.875 5.660
14 32.234 29.695 27.883 2.238 16.828 8.817
25 42.647 40.360 37.608 3.015 22.869 11.723
47.067 44.032 41.413 3.796 26.338
47.107 44.595 41.935 4.097 26.242
49.993 47.136 44.855 4.478 27.717
49.409 46.470 44.147 4.546 26.924
49.889 47.139 44.820 4.325 27.427
51.154 47.954 45.093 4.506 27.997
52.746 49.573 46.975 4.849 28.996
3 53.963 50.964 46.988 4.878 28.877
3 53.770 50.661 47.544 4.990 29.121
3 53.770 50.661 47.544 4.990 29.121
3 53.770 50.661 47.544 4.990 29.121
3 53.770 50.661 47.544 4.990 29.121
3 53.770 50.661 47.544 4.990 29.121
Valas Giro Wadiah Deposito Mudharabah Tabungan Mudharabah
528 54 165 308
1.812 78 1.300 435
2.752 192 2.056 504
11.279 2.619 267 1.872
11.596 2.660 306 1.868
12.659 2.281 364 1.413
12.677 2.324 420 1.320
13.069 2.318 286 1.438
12.589 2.861 760 1.537
13.130 2.598 558 1.438
13.232 3.976 1.140 2.209
13.432 3.117 591 1.887
13.432 3.117 591 1.887
13.432 3.117 591 1.887
13.432 3.117 591 1.887
13.432 3.117 591 1.887
1.232 199 401 401 180 30
1.587 199 401 401 309 42
480 2.314 279 434 434 533 8
486 1.996 279 234 234 347 4
504 2.571 279 4 4 121 4
584 2.654 279 4 4
594 2.466 279 4 4
564 2.784 279 4 4
627 2.583 279 4 4
640 2.683 279 4 4
640 2.683 279 4 4
640 2.683 279 4 4
640 2.683 279 4 4
640 2.683 279 4 4
105 2
124 2
130 4
601 2.747 279 4 4 139 4
132 2
142 2
142 2
142 2
142 2
142 2
410 15 -
752 66 -
1.243 200 434 434 372 39 1.242 75 -
1.090 187 -
1.193 187 -
1.084 187 -
105 768 -
214 661 1
403 361 0
550 321 0
689 315 0
697 329 0
697 329 0
697 329 0
697 329 0
697 329 0
9.244
4.993
6.699
6.680
6.530
8.130
8.050
9.040
8.810
9.130
8.858
8.458
8.458
8.458
8.458
8.458
28.536
47.437
61.916
64.112
64.389
67.383
66.084
66.965
69.804
71.320
71.981
73.277
73.277
73.277
73.277
73.277
23 312
24 493
23 567
22 362
22 354
22 320
22 322
22 324
22 325
22 323
22 327
22 331
22 331
22 331
22 331
b. c. d. e.
Kewajiban Kepada BI Antar Bank Surat Berharga Pinjaman yang Diterima Rupiah Valas f. Kewajiban Lainnya g. Setoran Jaminan Komponen Modal a. Modal Disetor b. Cadangan c. L/R tahun berjalan d. L/R tahun Lalu e. Perkiraan tambahan modal disetor f. Modal Pinjaman Sertifikat Wadiah Bank Indonesia (BUS & UUS) Total Aset Jaringan Kantor Jumlah Bank Jumlah Kantor 1) Ket:
1) r)
70.798 55.873 49.630 6.243 3.270 10.284 1.369
-
72.151 55.347 50.482 4.865 3.608 10.682 2.511
-
72.151 55.347 50.482 4.865 3.608 10.682 2.511
-
72.151 55.347 50.482 4.865 3.608 10.682 2.511
-
72.151 55.347 50.482 4.865 3.608 10.682 2.511
-
-
including recapitalization bonds) e. Equity participation f. Other claims Sources of Funds iB a. Third Party Funds Rupiah Wadiah Demand Deposit Mudharabah Time Deposits Mudharabah Savings Accounts Foreign Exchange Wadiah Demand Deposit Mudharabah Time Deposits Mudharabah Savings Accounts b. c. d. e.
Liabilities at BI Inter-Bank Money Instruments Loans received Rupiah Foreign Exchange f. Other Liabilities g. Guarantee Deposits Capital Components a. Paid-In Capital b. Reserves c. Current Earnings (Profit/Loss) d. Retained Earnings (Profit/Loss) e. Estimate of Additional Paid-In Capital f. Capital Loans Bank Indonesia Syariah Money Certificates (BUS & UUS)
Total Assets Office Network 22 Total Banks 331 Total Bank Offices
1)
Tidak termasuk Gerai Muamalat
Angka-angka diperbaiki *). Angka-angka sementara
r) Revised figures *) Provisional figures 1. "Revision of data BUS-UUS began in May 2014 based on LSMK"
117
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Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 2.4 Perkembangan Aset Perbankan Syariah
(Growth of Assets of Sharia Banks) Miliar Rp (Billion Rp) 2014 Indikator
Bank Umum Syariah Unit Usaha Syariah Ket:
2011
2012
2015
Indicator
2013 Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
r)
Jul
*)
Ags
*)
Sep
*)
Okt
*)
116.930
147.581
180.360
196.253
197.539
204.961
197.385
197.854
198.553
198.151
200.416
200.217
200.217
200.217
200.217
200.217
28.536
47.437
61.916
64.112
64.389
67.383
66.084
66.965
69.804
71.320
71.981
73.277
73.277
73.277
73.277
73.277
Syariah Commercial Banks Syariah Business Units
r)
Angka-angka diperbaiki *). Angka-angka sementara
r) Revised figures *) Provisional figures 1. "Revision of data BUS-UUS began in May 2014 based on LSMK"
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Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 2.5 Aktiva Produktif Perbankan Syariah
(Earning Assets of Sharia Banks) Miliar Rp (Billion Rp) 2014 Indikator
2011
2012
2015
Indicator
2013 Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
r)
Jul
*)
Ags
*)
Sep
*)
Okt
*)
102.655
151.754
184.120
196.491
198.376
199.330
197.279
197.543
200.712
201.526
203.894
206.056
206.056
206.056
206.056
206.056 Financing iB
95.480
142.501
171.229
172.501
173.142
177.231
169.852
166.940
170.936
170.931
173.106
175.113
175.113
175.113
175.113
175.113 a. Current
b. Dalam Perhatian Khusus
4.587
5.822
8.063
14.649
15.591
13.467
17.819
20.522
20.126
21.283
21.081
21.188
21.188
21.188
21.188
c. Kurang Lancar
1.075
995
1.353
2.794
2.611
2.467
2.740
2.851
2.751
2.664
3.014
2.922
2.922
2.922
2.922
2.922 c. Sub-Standard
297
557
739
1.734
1.668
1.701
1.887
1.957
1.952
1.702
1.743
1.449
1.449
1.449
1.449
1.449 d. Doubtful
Pembiayaan iB a. Lancar
d. Diragukan
21.188 b. Special Mention
e. Macet
1.216
1.878
2.735
4.812
5.363
4.465
4.981
5.273
4.947
4.946
4.950
5.384
5.384
5.384
5.384
5.384 e. Lost
Non Performing Financing (Nominal) Rasio Non Performing Financing (%)
2.588
3.430
4.828
9.341
9.642
8.632
9.608
10.081
9.650
9.312
9.707
9.755
9.755
9.755
9.755
9.755 Non Performing Financing
2,52
2,26
2,62
4,75
4,86
4,33
4,87
5,10
4,81
4,62
4,76
4,73
4,73
4,73
4,73
Ket:
r)
Angka-angka diperbaiki *). Angka-angka sementara
(Nominal) 4,73 Non Performing Financing Ratio
(%) r) Revised figures *) Provisional figures 1. "Revision of data BUS-UUS began in May 2014 based on LSMK"
119
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Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 2.6 Komposisi DPK Perbankan Syariah
(Composition of Third Party Funds of Sharia Banks) Miliar Rp (Billion Rp) Desember 2011 Indikator Nominal
Giro Wadiah iB
Desember 2012
Komposisi thdp total DPK (%)
(Composition to Total Third Party Funds) (%)
Desember 2013
Komposisi thdp total DPK (%) Nominal
(Composition to Total Third Party Funds) (%)
Oktober 2014
Komposisi thdp total DPK (%) Nominal
(Composition to Total Third Party Funds) (%)
Desember 2014
Komposisi thdp total DPK (%) Nominal
(Composition to Total Third Party Funds) (%)
Oktober 2015
Komposisi thdp total DPK (%)
(Composition to Total Third Party Funds) (%)
Nominal
*)
Komposisi thdp total DPK (%)
Indicator
(Composition to Total Third Party Funds) (%)
Nominal
10,28 Demand Deposit iB
12.006
11,79
17.708
12,00
18.523
10,09
16.267,20
7,85
18.649
8,56
21.943
10.678
10,49
15.683
10,63
15.736
8,57
13.704,49
6,62
15.407
7,07
17.560
17.559,75
1.329
1,30
2.026
1,37
2.787
1,52
2.562,71
1,24
3.242
1,49
4.383
4.382,76
70.806
69,55
84.732
57,44
107.812
58,74
132.043,20
63,75
135.629
62,26
130.506
61,13 Deposits iB
67.942
66,74
80.576
54,62
100.105
54,54
121.880,50
58,84
126.071
57,87
119.846
56,14
2.864
2,81
4.155
2,82
7.706
4,20
10.162,70
4,91
9.558
4,39
10.660
4,99
32.602
32,02
45.072
30,55
57.200
31,17
58.811,04
28,39
63.581
29,18
61.029
28,59 Savings iB
32.290
31,72
44.288
30,02
56.059
30,54
58.220,28
28,11
62.926
28,88
60.253
28,22
312
0,31
784
0,53
1.141
0,62
590,76
0,29
655
0,30
776
0,36
Total DPK iB
115.415
113,37
147.512
100,00
183.534
100,00
207.121,44
100,00
217.858
100,00
213.477
Rupiah
110.910
108,94
140.547
95,28
171.900
93,66
193.805,27
93,57
204.404
93,82
197.659
92,59
4.505
4,42
6.965
4,72
11.634
6,34
13.316,16
6,43
13.454
6,18
15.819
7,41
Rupiah Valas
Deposito Mudharabah iB Rupiah Valas
Tabungan Mudharabah iB Rupiah Valas
Valas *). Angka-angka sementara
Rupiah Foreign Exchange
Rupiah Foreign Exchange
Rupiah Foreign Exchange
100,00 Total Third Party Funds iB
Rupiah Foreign Exchange *) Provisional figures
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Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 2.7 Tingkat Bagi Hasil Rata-rata DPK Bank Syariah
(Average of Profit Sharing Rates of Third Party Fund of Sharia Banks) Persen (Percent) 2014 Indikator
2011
2012
2015
Indicator
2013 Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
r)
Jul
*)
Ags
*)
Sep
*)
Okt
*)
Wadiah Demand Deposit iB
Giro iB Rupiah
2,15
1,01
0,74
0,83
0,77
0,70
0,82
0,80
1,01
1,01
0,85
0,79
0,79
0,79
0,79
0,79
Rupiah
Valas
1,13
0,26
0,11
0,36
0,34
0,34
0,36
0,35
0,49
0,49
0,46
0,48
0,48
0,48
0,48
0,48
Foreign Exchange
Rupiah
7,46
6,33
5,10
7,89
7,81
8,39
7,74
9,57
8,09
8,09
7,78
7,41
7,41
7,41
7,41
7,41
Rupiah
Valas
3,36
2,89
2,76
2,00
2,23
2,15
2,13
2,02
2,23
2,23
2,33
1,72
1,72
1,72
1,72
1,72
Foreign Exchange
Mudharabah Deposits iB
Deposito iB
Mudharabah Saving iB
Tabungan iB Rupiah
3,23
2,41
5,66
3,47
3,39
3,60
3,19
3,44
3,50
3,50
3,35
3,30
3,30
3,30
3,30
3,30
Rupiah
Valas
0,87
0,68
1,01
0,78
0,76
0,74
0,77
0,79
0,79
0,79
0,80
0,79
0,79
0,79
0,79
0,79
Foreign Exchange
r) Angka-angka diperbaiki *). Angka-angka sementara
r) Revised figures *) Provisional figures 1. "Revision of data BUS-UUS began in May 2014 based on LSMK"
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Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 2.8 Tingkat Margin Rata-rata Pembiayaan Berdasarkan Sektor Ekonomi
(Average of Margin Rates of Financing Based on Sector Economic) Persen (Percent) 2014 Sektor Ekonomi
2011
2012
2015
Sektor Ekonomi
2013 Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
r)
Jul
*)
Ags
*)
Sep
*)
Okt
*)
1. Agriculture, hunting and agricultural facilities Rupiah
13,72
15,07
15,46
17,45
17,70
17,90
17,50
17,37
17,20
17,23
16,22
15,86
15,86
15,86
15,86
15,86
14,04
15,23
15,65
17,50
17,81
18,00
17,61
17,41
17,24
17,27
16,77
16,73
16,73
16,73
16,73
16,73
9,89
12,05
12,05
7,29
5,99
6,00
5,88
7,29
7,29
7,29
7,02
9,89
9,89
9,89
9,89
9,89
12,22
11,36
12,44
11,56
12,07
12,26
11,54
11,39
11,35
9,98
9,77
9,66
9,66
9,66
9,66
9,66
13,70
13,03
15,77
13,93
15,35
15,39
14,16
14,27
13,70
11,09
10,53
10,33
10,33
10,33
10,33
10,33
9,60
7,99
7,64
9,22
8,60
8,88
8,83
8,51
8,58
8,32
8,62
8,67
8,67
8,67
8,67
8,67
Valas
13,49
12,18
11,45
13,26
13,46
13,71
12,82
12,93
13,24
12,82
12,64
12,74
12,74
12,74
12,74
12,74
Rupiah
13,56
12,58
11,84
14,38
14,56
14,98
14,20
14,31
14,69
14,25
14,12
14,18
14,18
14,18
14,18
14,18
Valas
11,78
9,65
7,97
8,04
8,13
8,04
6,49
6,67
6,52
6,56
6,47
6,52
6,52
6,52
6,52
6,52
4. Listrik, gas dan air
14,03
12,91
11,24
12,06
13,22
13,10
11,35
11,94
12,21
12,24
11,65
11,71
11,71
11,71
11,71
11,71
Rupiah
14,56
13,77
12,94
13,56
14,93
14,84
12,34
13,21
13,59
13,68
12,84
12,96
12,96
12,96
12,96
12,96
Valas
10,30
8,90
8,18
8,05
8,16
8,14
8,52
8,51
8,62
8,60
8,65
8,62
8,62
8,62
8,62
8,62
14,32
13,95
12,26
13,85
14,47
14,42
13,69
13,80
14,10
14,08
13,49
13,14
13,14
13,14
13,14
13,14
Rupiah
14,54
14,46
12,42
14,04
14,69
14,65
13,81
13,91
14,22
14,23
13,69
13,30
13,30
13,30
13,30
13,30
Valas
12,11
10,62
9,61
10,78
10,64
10,62
11,40
11,63
11,71
10,78
8,78
9,11
9,11
9,11
9,11
9,11
Foreign Exchange
19,25
18,33
17,87
20,82
21,03
21,01
20,51
20,59
20,20
20,01
19,93
20,31
20,31
20,31
20,31
20,31
6. Trade, restaurants and hotels
19,60
18,74
18,26
20,90
21,13
21,13
20,63
20,72
20,33
20,15
20,12
20,48
20,48
20,48
20,48
20,48
8,99
9,14
8,97
12,05
10,28
8,86
8,78
8,72
8,62
8,25
7,70
8,33
8,33
8,33
8,33
8,33
Foreign Exchange
15,08
13,96
12,13
12,25
13,33
13,78
11,34
11,56
11,03
10,62
10,84
11,51
11,51
11,51
11,51
11,51
7. Transportation, warehousing and communications
1. Pertanian, perburuan dan sarana pertanian Rupiah Valas 2. Pertambangan Rupiah Rupiah 3.
5. Konstruksi
6. Perdagangan, restoran dan hotel Rupiah Valas 7. Pengangkutan, pergudangan dan komunikasi Rupiah
16,20
15,40
13,81
14,87
16,99
16,80
13,77
14,13
14,12
13,70
13,64
13,56
13,56
13,56
13,56
13,56
Valas
9,12
8,94
8,07
6,46
6,56
7,83
6,68
6,54
5,97
5,48
6,05
6,66
6,66
6,66
6,66
6,66
8. Jasa Dunia usaha
14,37
13,86
13,20
14,32
14,74
14,55
13,85
14,07
14,31
14,04
13,69
13,60
13,60
13,60
13,60
13,60
Rupiah
14,51
13,98
13,22
14,23
14,66
14,47
13,75
13,97
14,23
13,97
13,63
13,54
13,54
13,54
13,54
13,54
8,89
8,61
12,29
21,92
21,08
21,36
21,87
22,64
20,15
19,41
17,66
17,23
17,23
17,23
17,23
17,23
14,57
12,76
11,66
17,82
17,06
16,94
16,03
16,22
17,49
16,11
15,69
15,70
15,70
15,70
15,70
15,70
Valas 9. Jasa sosial/masyarakat Rupiah
Foreign Exchange 2. Mining Rupiah Foreign Exchange 3. Manufacturing Rupiah Foreign Exchange 4. Electricity, gas and water Rupiah Foreign Exchange 5. Construction Rupiah
Rupiah
Rupiah Foreign Exchange 8. Business Services Rupiah Foreign Exchange 9. Social Services Rupiah
14,67
12,74
11,74
17,99
17,20
17,09
16,19
16,52
17,80
16,39
15,96
15,95
15,95
15,95
15,95
15,95
Valas
7,98
14,41
8,55
7,67
8,20
8,30
7,91
6,03
6,03
6,41
6,42
6,41
6,41
6,41
6,41
6,41
10. Lain-lain
9,68
10,29
10,64
11,17
11,43
11,44
11,73
11,80
12,36
11,88
12,50
12,59
12,59
12,59
12,59
12,59
Rupiah
9,99
10,63
11,03
11,18
11,43
11,44
11,73
11,80
12,36
11,88
12,50
12,59
12,59
12,59
12,59
12,59
Rupiah
Valas
0,78
0,36
0,54
0,14
2,36 r)
3,10
3,09
2,79
2,58
4,39
11,25
11,75
11,75
11,75
11,75
11,75
Foreign Exchange
Ket: 1) terdapat formulasi baru untuk perhitungan bagi hasil akad ijarah r) Angka-angka diperbaiki *) Angka-angka sementara -) Tidak ada
Foreign Exchange 10. Others
r) Revised figures *) Provisional figures 1. "Revision of data BUS-UUS began in May 2014 based on LSMK"
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Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 2.9 Tingkat Margin Rata-rata Pembiayaan Berdasarkan Jenis Penggunaan
(Average of Margin Rates of Financing Based on Type of Use) Persen (Percent) 2014 Jenis Penggunaan
2011
2012
2015
Type of Use
2013 Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
r)
Jul
*)
Ags
*)
Sep
*)
Okt
*)
Working Capital
15,33
14,33
13,38
17,37
17,69
17,68
16,59
16,88
17,07
16,17
15,72
15,89
15,89
15,89
15,89
15,89
15,65
14,63
13,73
17,97
18,34
18,25
17,21
17,55
18,06
17,11
16,60
16,55
16,55
16,55
16,55
16,55
Valas
9,67
9,29
8,05
9,57
9,37
10,36
8,86
8,58
7,75
7,21
7,39
8,10
8,10
8,10
8,10
8,10
Investasi
14,42
13,96
13,00
14,10
14,21
14,27
13,53
13,57
13,87
13,97
13,79
13,83
13,83
13,83
13,83
13,83
Investment
Rupiah
14,74
14,37
13,33
15,24
15,36
15,40
14,50
14,54
14,80
14,92
14,76
14,82
14,82
14,82
14,82
14,82
Rupiah
Valas
10,14
9,48
10,19
8,14
8,13
8,14
8,23
8,32
8,39
8,31
8,32
8,61
8,61
8,61
8,61
8,61
Konsumsi
9,68
10,38
10,79
11,45
11,95
11,93
11,88
11,96
12,36
12,27
12,51
12,56
12,56
12,56
12,56
12,56
Consumption
Rupiah
9,99
10,72
11,19
11,46
11,95
11,93
11,88
11,96
12,36
12,27
12,51
12,56
12,56
12,56
12,56
12,56
Rupiah
Valas
0,78
0,36
0,55
0,14
r)
3,10
3,09
2,79
2,58
4,43
11,17
11,75
11,75
11,75
11,75
11,75
Foreign Exchange
Modal Kerja Rupiah
2,36
Rupiah Foreign Exchange
Foreign Exchange
1)
Ket: terdapat formulasi baru untuk perhitungan bagi hasil akad ijarah r) Angka-angka diperbaiki *) Angka-angka sementara
r) Revised figures *) Provisional figures 1. "Revision of data BUS-UUS began in May 2014 based on LSMK"
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Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 2.10 Kegiatan Usaha BPR Syariah
(Sharia Rural Banks Operation) Miliar Rp (Billion Rp) 2014 Indikator
2011
2012
2015
Indicator
2013 Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
3.328
4.459
5.544
5.980
6.055
6.287
6.283
6.333
6.427
6.498
6.531
6.512
6.608
6.754
6.825
6.961 Disbursement of Fund iB
2.676 652
3.554 906
4.433 1.110
4.948 1.032
4.980 1.075
5.005 1.282
5.004 1.279
5.093 1.240
5.216 1.211
5.326 1.172
5.436 1.095
5.562 950
5.554 1.054
5.615 1.140
5.655 1.170
5.683 1.278
2.892 2.095 412 448 1.235 694 80 23
3.911 2.938 527 590 1.820 855 91 27
4.866 3.666 668 701 2.297 1.104 55 41
5.190 3.802 737 692 2.373 1.255 89 44
5.256 3.853 743 696 2.414 1.258 92 53
5.439 4.028 790 750 2.488 1.265 92 54
5.444 4.052 790 748 2.514 1.244 99 49
5.484 4.083 781 749 2.553 1.251 100 51
5.615 4.153 792 773 2.589 1.288 104 69
5.666 4.205 809 773 2.623 1.301 103 57
5.706 4.193 819 753 2.621 1.342 108 63
5.692 4.099 787 713 2.599 1.426 113 54
5.794 4.192 829 726 2.637 1.434 116 52
5.915 4.310 860 756 2.694 1.434 120 52
5.983 4.380 860 765 2.755 1.430 121 52
6.091 Source of Funds iB 4.467 Third Party Funds 875 Wadiah Savings iB 781 Mudharabah Savings iB 2.811 Deposit Mudharabah iB 1.457 Interbank Liabilities 118 Loan received 48 Other Liabilities
Beberapa Komponen Modal
501
616
732
805
818
844
878
914
863
868
886
893
905
932
940
960 Some Components of Capital
Modal Disetor Cadangan L/R Tahun berjalan L/R Tahun Lalu
390 50 87 (26)
472 61 106 (24)
556 82 129 (35)
633 109 94 (31)
637 109 104 (32)
646 109 122 (32)
667 109 11 91
706 113 22 72
713 119 28 3
730 117 41 (20)
768 126 53 (60)
765 125 67 (64)
774 125 71 (65)
791 126 81 (65)
797 123 88 (68)
803 124 102 (68)
Penyaluran Dana iB Pembiayaan iB Antar Bank Aktiva iB Sumber Dana iB Dana Pihak Ketiga Tabungan iB Wadiah Tabungan iB Mudharabah Deposito iB Mudharabah Antar Bank Passiva Pinjaman yang Diterima Kewajiban Lainnya
Ket: r) Angka-angka diperbaiki
Financing iB Interbank Assets iB
Paid-In Capital Reserves Current Earnings (Profit/Loss) Current Earnings (Profit/Loss) Note: r) Revised figures
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Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 2.11 Aset dan Pembiayaan BPR Syariah
(Asset and Financing of Sharia Rural Bank) Miliar Rp (Billion Rp) 2014 Indikator
2011
2012
2015
Indicator
2013 Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Aset
3.520
4.699
5.833
6.266
6.343
6.573
6.580
6.641
6.732
6.800
6.839
6.851
6.952
7.093
7.172
7.303 Assets
Pembiayaan iB
2.676
3.554
4.433
4.948
4.980
5.005
5.004
5.093
5.216
5.326
5.436
5.562
5.554
5.615
5.655
5.683 Financing iB
Lancar
2.512
3.335
4.145
4.505
4.542
4.610
4.556
4.629
4.727
4.829
4.926
5.047
5.010
5.068
5.098
5.114
Kurang Lancar
49
73
91
158
155
136
179
191
191
174
174
177
192
184
194
194
Sub Standard
Diragukan
45
52
66
91
89
81
86
85
98
109
114
113
118
120
115
111
Doubtful
Macet
70
94
132
193
195
177
184
188
200
214
223
224
235
243
249
264
Lost
164
219
288
442
439
395
449
464
489
497
510
514
544
547
558
569 Non Performing Financing (Nominal)
6,11
6,15
6,50
8,94
8,81
7,89
8,97
9,11
10,36
9,33
9,38
9,25
9,80
9,74
9,86
Non Performing Financing (Nominal) Non Performing Financing (%) Ket: r) Angka-angka diperbaiki
Current
10,01 Non Performing Financing (%)
Note: r) Revised figures
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Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 2.12 Jaringan Kantor Perbankan Syariah
(Sharia Bank Office Network) 2014 Indikator
2011
2012
2015
Indicator
2013 Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
r)
Jul
Ags
Sep
Okt Sharia Commercial Banks
Bank Umum Syariah (BUS) Jumlah Bank
*)
*)
*)
12*)
Total Bank
11
11
11
12
12
12
12
12
12
12
12
12
1.390
1.734
1.987
2.157
2.147
2.151
2.145
2.145
2.138
2.135
2.121
2.121
2121*)
2121*)
2121*)
2121*)
24
24
23
22
22
22
22
22
22
22
22
22
22*)
22*)
22*)
22*)
312
493
567
362
354
320
322
324
325
323
327
327
*)
327*)
Jumlah Bank
155
158
163
163
163
163
164
162
162
162 r)
162
162
161
162
162
163
Total Bank
Jumlah Kantor
364
401
402
431
438
439
477
486
471
433 r)
440
471
439
452
443
443
Total Bank Offices
Jumlah Kantor
12
12
12
Sharia Business Units
Unit Usaha Syariah (UUS) Jumlah Bank Jumlah Kantor
327
*)
327
*)
327
Total Bank Total Bank Offices
Sharia Rural Bank
BPR Syariah
Ket: r) Angka-angka diperbaiki *) Angka-angka sementara
Total Bank Offices
r) Revised figures *) Provisional figures 1. "Revision of data BUS-UUS began in May 2014 based on LSMK"
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Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 2.13 Kinerja Bank Umum Syariah
(Sharia Commercial Bank Performance) Miliar Rp (Billion Rp) Indikator CAR (%) - Modal - ATMR
2011
2012
2013
2014 Nov
Okt
2015 Des
Jan
Feb
Sep
Okt
14,62 21.624 147.951
15,05 22.100 146.835
15,15 22.666 149.628
14,96 22.616 151.204
CAR (%) - Capital - Risk Weighted Assets
5,76 10.516 182.716
5,75 10.515 182.833
5,76 10.648 184.763
5,90 10.827 183.361
5,83 10.721 183.836
6,04 11.114 184.110
5,94 11.222 189.050
6,05 11.338 187.260
Earning Assset Quality Classified Earning assets to - Classified Earning Assets - Total Earning assets
0,86 1.553
0,75 1.353
0,68 1.220
0,69 1.244
0,55 986
0,53 961
0,48 872
0,52 938
0,55 997
179.826
179.860
179.893
180.213
180.193
180.208
180.217
180.765
181.001
15,25 18.437 120.871
15,66 r) 19.521 124.626
15,74 19.585 124.405
14,16 r) 14,38 r) 14,43 r) r) r) r) 19.868 20.566 20.847 r) r) r) 140.294 143.189 144.506
94,38 757 13.471
97,34 3.341 125.551
96,96 4.668 153.688
5.15 r) 9.480 184.207
5.47 r) 10.180 186.032
4.78 r) 10.055 210.371
5,75 11.626 202.284
5,98 10.974 183.362
1,20 949 79.144
2,04 2.184
1,82 2.558
0.43 r) 737 r)
0.62 r) 1.081 r)
2.92 * ) 916 r)
0,97 1.739
107.114
140.544
179.126
Jun
Jul
KAP -
APYD terhadap Aktiva Produktif APYD Total Aktiva Produktif
Rentabilitas NOM (%) - Pendapatan -
Rata-rata Aktiva ROA (%)
- Laba - Rata-Rata total aset BOPO (%) -
Biaya Operasional Pendapatan
Likuiditas Short Term Mistmach (%) - Aktiva Jangka Pendek -
Kewajiban Jangka FDR (%)
172.930 r) 174.028 r) 175.548 )
r)
1,59
1,94
1,58
0.56 *
0,49
0,41
1.460 92.058 81,65
2.397 123.667 76,35
2.573 162.544 82,16
629 r) r) 197.233 97,37 r)
972 197.281
822 198.248
96,34 r)
96,97
r)
6.378 7.812
7.678 10.057
12.012 14.621
22.746 r) 23.360 r)
26.073 r) 27.063 r)
29.285 30.201
r)
19,64 16.779 85.448
18,04 18.689
16,33 20.277
19,07 26.665
21,54 31.497
0,88
0,78
0,69
0,62
0,63
0,50
0,50
0,46
0,49
-
Average Earning Assets ROA (%)
0,51
1.544 197.620 94,23
1.371 197.931 95,98
1.227 197.986 96,69
1.247 198.472 96,51
988 198.763 96,98
1.004 199.054 97,08
918 199.182 97,30
986 199.720 96,94
1.015 199.891 96,71
2.642 2.787
4.226 4.484
8.073 8.411
11.866 12.272
14.337 14.855
15.770 16.261
18.628 19.189
20.924 21.505
22.285 22.989
24.389 25.219
Profit Average Assets Operating Expenses to Operations Revenue (%) - Operations Expenses - Operations Income
18,22 27.833
25,17 44.511
19,05 28.068
19,98 29.933
20,65 31.060
19,73 28.883
19,73 28.883
20,89 31.975
22,04 33.658
27,65 42.866
21,61 32.976
Liquidity Short Term Mistmach (%) - Short-Term Assets
r)
103.588
124.192
139.852
146.255
152.758
176.847
147.368
149.842
150.408
146.380
146.380
153.059
152.708
155.035
152.563
91,41
120,65
95,87
93,90
89,91
86,66
88,85
89,37
89,15
89,57
90,05
90,05
90,13
90,72
90,82
90,67
145.817
147.136
147.245
148.021
148.021
149.059
149.287
151.157
150.389
Pembiayaan
32.165
142.148
137.268
147.737
148.403
147.944
145.976
-
Dana Pihak Ketiga
35.186
117.817
143.174
157.332
165.050
170.723
164.291
r) Angka-angka diperbaiki, perbaikan terakhir pada edisi Juni 2015 *) Angka-angka sementara r) untuk Data KAP posisi Juli - Desember 2014 terdapat revisi tingkat kesehatan BUS - UUS berdasarkan SE OJK No. 11/SEOJK.03/2014 tgl 11 Juni 2014
Profitability NOM (%) - Net Operations Income
1.745 197.385 94,80
Ket:
Indicator
Ags
14,09 21.301 151.157
14,42 18.089 125.429
Mei
r)
14,37 r) r) 21.131 r) 147.058
14,14 13.866 98.071
Apr
r)
14,50 r) r) 21.015 r) 144.957
16,63 11.297 67.936
Mar
-
-
Short-Term Liabilities FDR (%)
-
Financing
- Third Party Funds Note: r) Revised figures, last revised at June 2015 *) Provisional figures r) Revision on data for KAP at July-December 2014 on Banking Health Measurement, which is based on SE OJK No. 11/SEOJK.03/2014 at June 11th, 2014 163.159
165.034
164.400
164.375
164.375
165.378
164.561
166.433
165.857
1. "Revision of data BUS-UUS began in May 2014 based on LSMK"
127
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 2.14 Bank Umum Syariah Berdasarkan Tingkat Rasio
(Sharia Commercial Based on Ratios) 2014 Indikator
2011
2012
2015
Indicator
2013 Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
r)
Jul
*)
Ags
*)
Sep
*)
Okt
*)
Tier One Capital
Modal Inti <100 miliar
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
<100 billion
>100 miliar
11
11
11
12
12
12
12
12
12
12
12
12
12
12
12
12
>100 billion
2
r)
2
r)
1
r)
1
*)
1
*)
2
2
2
2
2
10
r)
10
r)
11
r)
11
*)
11
*)
10
10
10
10
10
Capital Adequacy Ratio
CAR <12%
3
2
2
1
2
1
>12%
8
9
9
11
10
11
<12% >12% Non Performing Loan Ratio
NPL <5%
11
11
11
8
8
9
7
6
7
8
6
7
7
7
7
7
>5%
0
0
0
4
4
3
5
6
5
4
6
5
5
5
5
5
<5% >5% Return on Asset Ratio
ROA <1,5%
5
4
6
9
9
9
9
9
10
11
11
11
11
11
11
11
<1,5%
>1,5%
6
7
5
3
3
3
3
3
2
1
1
1
1
1
1
1
>1,5%
Finance to Deposit Ratio 0 <50%
FDR <50% >50% Ket: r) Angka-angka diperbaiki *) Angka-angka sementara
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
11
11
11
12
12
12
12
12
12
12
12
12
12
12
12
12
>50% r) Revised figures *) Provisional figures
1. "Revision of data BUS-UUS began in May 2014 based on LSMK"
128
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 3.1 Kegiatan Usaha Bank Perkreditan Rakyat
(Rural Banks Operations) Miliar Rp (Billion Rp) 2014 Indikator
2011
2012
2015
Indicator
2013 Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt Fund Disbursements
Penyaluran Dana a. Kredit
41.100
49.818
59.176
67.359
67.648
68.391
68.519
69.457
70.409
71.343
72.409
73.749
73.791
74.125
74.275
74.275
a. Credits
b. Antar Bank Aktiva
12.434
14.935
15.374
15.326
16.352
18.540
18.590
17.979
18.137
18.126
18.101
16.954
18.184
19.087
19.899
21.027
b. Inter-Bank Assets
38.209
44.870
50.520
55.730
56.800
58.750
59.381
59.742
60.540
61.272
62.012
61.550
62.458
63.418
64.078
65.058
a. Third Party Funds
Deposito
26.174
30.401
33.879
38.104
38.751
39.919
40.655
41.032
41.849
42.403
43.184
43.486
44.115
44.610
44.802
45.297
Time Deposits
Tabungan
12.035
14.468
16.641
17.626
18.048
18.831
18.726
18.710
18.691
18.869
18.828
18.064
18.342
18.808
19.276
19.762
Savings Deposits
6.420
9.528
1.896
1.848
1.918
2.006
2.047
2.091
2.157
2.274
2.307
2.465
2.661
2.822
2.887
2.943
b. Inter-Bank Liabilities
c. Pinjaman yang Diterima
443
426
11.165
12.861
13.007
13.386
12.963
12.815
13.065
13.010
13.272
13.810
13.793
13.728
13.621
13.347
d. Kewajiban Segera
389
466
421
408
464
452
539
531
614
242
688
682
613
572
591
586
Source of Funds
Sumber Dana a. DPK
b. Antar Bank Pasiva
c. Loans received d. Immediate Liabilities
Several Components of Capital
Beberapa Komponen Modal a. Modal Disetor
5.517
6.227
6.997
8.051
8.105
8.227
8.351
8.409
8.518
8.559
8.629
8.733
9.039
9.125
9.225
9.307
a. Paid In Capital
b. Cadangan
1.465
1.726
1.573
1.798
1.810
1.819
1.839
1.836
1.926
1.993
2.035
2.068
2.054
2.051
2.052
2.057
b. Reserves
c. L/R Tahun Berjalan
1.853
2.328
2.661
2.254
2.484
2.682
214
411
689
882
1.120
1.361
1.499
1.764
1.995
2.277
c. Current Earnings
(125)
(24)
564
1.047
1.010
978
3.331
3.173
2.573
1.972
1.615
1.524
1.450
1.416
1.389
1.353
d. Retained Earnings (Profit/Loss)
d. L/R Tahun Lalu
Ket: Sejak data November 2013 pos Antar Bank Pasiva tidak termasuk pinjaman yang diterima dari Bank lain. Sejak Data November 2013 pos Pinjaman Yang Diterima termasuk pinjaman yang diterima dari Bank lain.
since November 2013, data Inter-Bank liabilities not include Loans received form other bank since November 2013, data Loans received include Loans received form other bank
130
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Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 3.2 Kinerja Bank Perkreditan Rakyat
(Rural Banks Performance) Miliar Rp (Billion Rp) 2014 Indikator
2011
2012
Indicator Okt
LDR (%)
2015
2013 Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt 79,53 LDR (%)
78,54
78,63
84,34
83,98
81,08
79,79
79,05
79,68
80,26
81,01
81,34
82,60
81,34
80,86
80,34
- Total Kredit
41.144
49.866
59.176
68.115
67.648
68.391
68.342
69.404
70.409
71.350
72.409
73.749
73.791
74.125
74.275
74.275
-
Total Credit
- Penghimpunan Dana
44.836
54.535
60.024
69.072
70.883
72.914
72.736
73.390
74.341
75.055
76.155
76.268
77.264
78.191
78.820
79.594
-
Funds collected
7.551
8.880
10.137
12.035
12.552
12.801
13.718
13.713
13.385
13.021
12.866
13.020
13.353
13.479
13.628
13.797
-
Core Capital
- Modal Inti NPL (%) - Kredit Non Lancar - Total Kredit ROA (%) - L/R Tahun Berjalan - Total Aktiva
6,13 NPL (%)
5,22
4,75
4,41
5,40
5,36
4,75
5,32
5,50
5,46
5,52
5,70
5,70
6,00
6,04
6,05
2.146
2.369
2.610
3.635
3.628
3.252
3.643
3.822
3.843
3.938
4.131
4.205
4.431
4.480
4.490
4.550
-
Non Current Credits
41.100
49.818
59.176
67.359
67.648
68.391
68.519
69.457
70.409
71.343
72.409
73.749
73.791
74.125
74.275
74.275
-
Total Credit
2,77 ROA (%)
3,32
3,46
3,44
3,16
3,10
2,98
2,85
2,73
3,01
2,87
2,87
2,90
2,70
2,74
2,73
1.853
2.328
2.661
2.254
2.484
2.682
214
411
689
882
1.120
1.361
1.499
1.764
1.995
2.277
-
Current Earnings (Profit/Loss)
55.799
67.397
77.376
85.623
87.344
89.878
90.052
90.419
91.550
92.398
93.631
93.987
95.197
96.540
97.469
98.628
-
Total Aktiva
29,46
32,63
32,41
28,68
28,56
27,89
26,31
25,12
27,59
26,30
26,48
26,50
24,24
24,75
24,64
25,11 ROE (%)
- L/R Tahun Berjalan
1.853
2.328
2.661
2.254
2.484
2.682
214
411
689
882
1.120
1.361
1.499
1.764
1.995
2.277
-
Current Earnings (Profit/Loss)
- Modal Disetor
5.517
6.227
6.997
8.051
8.105
8.227
8.351
8.409
8.518
8.559
8.629
8.733
9.039
9.125
9.225
9.307
-
Paid In Capital
772
909
1.214
1.380
1.382
1.389
1.396
1.409
1.467
1.506
1.521
1.543
1.563
1.564
1.567
1.574
-
General Reserve
ROE (%)
- Cadangan Umum Ket:
*)
Angka-angka sementara
*) Provisional figures
131
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 3.3 Perkembangan Aset BPR Berdasarkan Lokasi BPR
(Growth of Rural Banks Asset Based on Location) Miliar Rp (Billion Rp) Lokasi
2011
2012
2014
2013
2015
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Location
1. Jawa Barat
9.771
11.293
12.663
14.332
14.677
15.099
15.220
15.190
15.303
15.374
15.686
15.483
15.659
15.834
15.791
15.877
2. Banten
1.056
1.308
1.529
1.655
1.711
1.833
1.886
1.970
2.054
2.075
2.089
2.122
2.116
2.129
2.161
2.176
3. DKI Jakarta
1.341
1.579
1.625
1.780
1.807
1.889
1.881
1.901
1.933
1.939
1.981
2.033
2.057
2.039
2.039
2.063
4. D.I Yogyakarta
2.610
3.097
3.510
3.926
4.028
4.127
4.147
4.138
4.207
4.268
4.328
4.298
4.363
4.410
4.477
4.533
12.851
14.938
16.844
18.526
18.838
19.234
19.341
19.444
19.567
19.818
19.958
19.943
20.326
20.729
21.129
21.534
6.562
7.898
8.910
9.865
9.997
10.226
10.256
10.307
10.352
10.628
10.732
10.750
10.849
10.967
11.026
11.129
5. Jawa Tengah 6. Jawa Timur 7. Bengkulu
33
39
39
51
54
55
56
56
57
56
55
59
58
59
62
60
8. Jambi
424
644
738
740
747
759
765
759
767
772
765
760
759
750
751
751
9. Aceh
125
138
161
164
165
168
168
168
170
170
171
174
197
199
202
205
10. Sumatera Utara
763
877
967
1.048
1.055
1.049
1.063
1.076
1.074
1.084
1.097
1.109
1.125
1.149
1.156
1.172
11. Sumatera Barat
1.278
1.406
1.337
1.318
1.320
1.346
1.341
1.341
1.349
1.347
1.335
1.311
1.333
1.353
1.376
1.393
899
1.015
1.050
1.109
1.107
1.134
1.124
1.130
1.163
1.152
1.154
1.161
1.161
1.182
1.188
1.176
2.836
3.425
3.842
4.320
4.369
4.446
4.536
4.591
4.677
4.747
4.854
4.860
4.865
4.882
4.919
4.851
14. Sumatera Selatan
834
996
1.046
1.099
1.100
1.156
1.107
1.105
1.106
1.100
1.121
1.151
1.166
1.181
1.177
1.193
15. Bangka Belitung
50
59
75
82
84
89
96
100
101
99
101
102
102
107
107
110
12. Riau 13. Kepulauan Riau
16. Lampung
4.386
5.167
6.678
7.412
7.577
7.897
7.882
7.853
7.965
7.959
7.994
8.077
8.339
8.345
8.370
8.525
17. Kalimantan Selatan
389
396
416
443
447
533
476
479
486
485
501
498
499
504
545
530
18. Kalimantan Barat
820
979
953
983
1.023
1.020
1.005
1.006
1.031
1.013
1.014
1.063
1.088
1.079
1.054
1.030
19. Kalimantan Timur
282
310
336
327
331
359
351
348
354
357
371
376
379
386
377
377
20. Kalimantan Tengah
67
137
232
230
324
287
257
256
251
244
279
282
274
268
289
291
21. Sulawesi Tengah
504
955
1.372
1.482
1.496
1.535
1.492
1.524
1.616
1.638
1.693
1.812
1.802
1.846
1.870
1.878
22. Sulawesi Selatan
669
925
1.064
1.255
1.276
1.310
1.336
1.344
1.339
1.378
1.409
1.407
1.371
1.391
1.409
1.422
23. Sulawesi Utara
625
820
963
940
965
995
987
982
989
994
1.006
1.008
998
992
1.012
1.002
80
103
133
163
169
187
197
198
200
217
226
234
235
236
240
246
4
6
7
8
8
8
8
8
8
8
8
8
65
68
69
68
24. Sulawesi Tenggara 25. Sulawesi Barat 26. Gorontalo 27. Nusa Tenggara Barat 28. Bali
30
35
36
34
34
35
34
34
34
34
33
33
33
33
33
34
716
840
940
1.010
1.032
1.062
1.066
1.064
1.074
1.083
1.087
1.054
1.072
1.110
1.141
1.178
4.801
6.326
7.721
8.894
9.115
9.380
9.361
9.444
9.604
9.695
9.831
10.001
10.086
10.418
10.534
10.808
29. Nusa Tenggara Timur
200
253
337
383
398
415
422
417
417
421
432
435
444
453
461
463
30. Maluku
391
747
1.001
1.054
1.073
1.174
1.119
1.112
1.160
1.127
1.182
1.190
1.172
1.188
1.223
1.253
31. Papua
314
516
609
712
728
754
745
751
812
790
829
850
852
863
884
895
32. Maluku Utara
13
17
22
32
33
35
35
35
36
36
36
37
36
36
37
39
33. Papua Barat
74
152
221
243
257
280
292
289
296
291
274
308
314
355
361
363
34. Lainnya Total
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
55.799
67.397
77.376
85.623
87.344
89.878
90.052
90.419
91.550
92.398
93.631
93.987
95.197
96.540
97.469
98.628
1. Jawa Barat 2. Banten 3. DKI Jakarta 4. D.I Yogyakarta 5. Jawa Tengah 6. Jawa Timur 7. Bengkulu 8. Jambi 9. Aceh 10. Sumatera Utara 11. Sumatera Barat 12. Riau 13. Kepulauan Riau 14. Sumatera Selatan 15. Bangka Belitung 16. Lampung 17. Kalimantan Selatan 18. Kalimantan Barat 19. Kalimantan Timur 20. Kalimantan Tengah 21. Sulawesi Tengah 22. Sulawesi Selatan 23. Sulawesi Utara 24. Sulawesi Tenggara 25. Sulawesi Barat 26. Gorontalo 27. Nusa Tenggara Barat 28. Bali 29. Nusa Tenggara Timur 30. Maluku 31. Papua 32. Maluku Utara 33. Papua Barat 34. Others Total
132
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Tabel 3.4 Jumlah BPR Berdasarkan Total Aset
(Rural Banks Based on Total Assets) Miliar Rp (Billion Rp) 2014 Total Aset
2011
2012
Total Asset Okt
Total Aset BPR
2015
2013 Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
16
12
9
8
7
12
6
6
6
8
7
7
9
8
7
7 Total Asset Rural bank
264
229
213
197
192
190
198
199
197
186
187
180
177
171
171
158 Total Asset Rural bank
< 1 Billion
< 1 Miliar Total Aset BPR
1 up to 5 Billion
1 s.d 5 Miliar Total Aset BPR
387
333
267
252
253
245
235
229
232
230
228
232
234
236
228
226 Total Asset Rural bank
5 up to 10 Billion
5 s.d 10 Miliar Total Aset BPR
1.002
1.079
1.146
1.178
1.185
1.196
1.204
1.209
1.208
1.218
1.221
1.225
1.224
1.229
1.238
1.253 Total Asset Rural bank
> 10 Billion
> 10 Miliar Total
1.669
1.653
1.635
1.635
1.637
1.643
1.643
1.643
1.643
1.642
1.643
1.644
1.644
1.644
1.644
1.644
Total
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Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 3.5 Non Performing Loan Bank Perkreditan Rakyat
(NPL of Rural Bank) Miliar Rp (Billion Rp) 2014 Kolektibilitas
2011
2012
2015
Collectibility
2013 Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
41.100
49.818
59.176
67.359
67.648
68.391
68.519
69.457
70.409
71.343
72.409
73.749
73.791
74.125
74.275
74.275 Credit
38.953
47.450
56.566
63.724
64.020
65.139
64.876
65.635
66.565
67.405
68.278
69.544
69.360
69.645
69.784
69.725
b. Kurang Lancar
495
577
640
1.020
993
773
1.058
1.161
1.174
1.169
1.231
1.252
1.317
1.297
1.203
1.171
b. Sub-Standard
c. Diragukan
420
453
537
730
746
713
742
758
720
763
805
814
908
944
1.007
1.007
c. Doubtful d. Lost
Kredit a. Lancar
d. Macet
a. Current
1.231
1.339
1.433
1.885
1.889
1.766
1.842
1.903
1.949
2.006
2.095
2.139
2.205
2.238
2.280
2.372
Non Performing Loan (Nominal)
2.146
2.369
2.610
3.635
3.628
3.252
3.643
3.822
3.843
3.938
4.131
4.205
4.431
4.480
4.490
4.550 Non Performing Loan (Nominal)
Rasio Non Performing Loan (%)
5,22
4,75
4,41
5,40
5,36
4,75
5,32
5,50
5,46
5,52
5,70
5,70
6,00
6,04
6,05
6,13 Non Performing Loan Ratio (%)
134
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 3.6 Non Performing Loan BPR Berdasarkan Lokasi
(NPL of Rural Banks Based On Location) Miliar Rp (Billion Rp) Lokasi
2011
2012
2014
2013
Okt
2015
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Location
Okt
455
501
529
739
738
700
748
774
759
773
816
814
862
879
876
875
1. Jawa Barat
2. Banten
85
89
99
114
111
101
108
118
117
133
140
143
149
151
151
155
2. Banten
3. DKI Jakarta
46
64
64
70
73
66
74
75
74
69
73
77
86
94
90
96
4. D.I Yogyakarta
109
115
123
165
173
144
170
183
180
186
202
203
221
223
221
219
5. Jawa Tengah
675
687
697
945
944
825
909
959
973
1.002
1.059
1.076
1.112
1.129
1.143
1.155
6. Jawa Timur
194
204
247
411
418
374
419
446
459
479
490
507
545
550
570
573
1
2
3
2
2
2
2
3
3
3
3
4
4
4
4
4
8. Jambi
13
14
36
63
67
64
71
78
76
82
85
83
88
91
93
93
9. Aceh
6
6
8
12
12
11
12
12
13
13
13
14
15
15
15
14
10. Sumatera Utara
48
40
50
57
58
55
59
59
61
61
63
62
65
66
68
69
10. Sumatera Utara
11. Sumatera Barat
66
68
68
101
97
83
92
96
98
94
99
96
100
99
102
101
11. Sumatera Barat
12. Riau
49
89
103
119
120
112
120
122
122
124
124
123
127
126
129
129
12. Riau
13. Kepulauan Riau
37
62
65
99
96
80
107
112
109
115
119
120
124
125
121
127
13. Kepulauan Riau
14. Sumatera Selatan
27
34
47
85
66
58
96
98
90
106
95
109
110
112
110
112
14. Sumatera Selatan
15. Bangka Belitung
1
2
2
4
4
3
3
4
4
5
5
5
5
5
6
6
16. Lampung
51
57
65
85
89
77
84
84
82
85
92
87
98
93
96
104
17. Kalimantan Selatan
12
17
27
45
45
44
55
47
50
52
62
64
64
65
60
58
17. Kalimantan Selatan
18. Kalimantan Barat
16
27
22
26
26
27
28
31
31
33
37
36
39
39
41
41
18. Kalimantan Barat
19. Kalimantan Timur
24
29
30
37
37
32
33
30
27
30
31
29
29
30
30
29
19. Kalimantan Timur
20. Kalimantan Tengah
4
4
7
15
10
7
5
9
3
3
4
4
4
9
3
4
21. Sulawesi Tengah
4
7
12
18
18
16
18
21
21
20
21
20
21
20
21
21
21. Sulawesi Tengah
22. Sulawesi Selatan
15
13
12
26
26
22
26
29
32
32
36
35
38
39
38
38
22. Sulawesi Selatan
23. Sulawesi Utara
18
25
59
66
74
59
66
64
63
62
71
92
94
96
92
92
23. Sulawesi Utara
24. Sulawesi Tenggara
9
10
9
13
13
11
12
14
16
16
18
16
16
17
18
18
24. Sulawesi Tenggara
25. Sulawesi Barat
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
25. Sulawesi Barat
26. Gorontalo
3
3
3
4
4
5
5
5
5
5
5
5
5
5
5
5
26. Gorontalo
27. Nusa Tenggara Barat
69
79
67
71
70
66
71
75
78
79
81
79
81
81
85
84
28. Bali
95
103
138
195
185
168
203
212
243
217
232
240
263
257
241
262
29. Nusa Tenggara Timur
6
7
6
27
30
22
31
39
27
31
31
30
32
27
24
27
30. Maluku
5
4
4
4
4
4
4
5
5
5
6
6
7
6
6
6
31. Papua
4
5
7
10
10
10
11
12
18
14
15
16
17
17
18
19
32. Maluku Utara
0
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
33. Papua Barat
0
0
-
5
6
3
4
5
6
7
2
7
8
9
10
10
34. Lainnya
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
2.146
2.369
2.610
3.635
3.628
3.252
3.643
3.822
3.843
3.938
4.131
4.205
4.431
4.480
4.490
4.550
1. Jawa Barat
7. Bengkulu
Total
3. DKI Jakarta 4. D.I Yogyakarta 5. Jawa Tengah 6. Jawa Timur 7. Bengkulu 8. Jambi 9. Aceh
15. Bangka Belitung 16. Lampung
20. Kalimantan Tengah
27. Nusa Tenggara Barat 28. Bali 29. Nusa Tenggara Timur 30. Maluku 31. Papua 32. Maluku Utara 33. Papua Barat 34. Others Total
135
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 3.7 Komposisi DPK Bank Perkreditan Rakyat
(Composition of Third Party Funds of Rural Bank) Miliar Rp (Billion Rp) Desember 2011
Indikator Nominal
Desember 2012
Komposisi thd Total DPK (%) (Composition to Total Third Party Funds) (%)
Desember 2013
Komposisi thd Total DPK (%) Nominal
(Composition to Total Third Party Funds) (%)
Oktober 2014
Komposisi thd Total DPK (%) Nominal
(Composition to Total Third Party Funds) (%)
Desember 2014
Komposisi thd Total DPK (%) Nominal
(Composition to Total Third Party Funds) (%)
Oktober 2015
Komposisi thd Total DPK (%) Nominal
(Composition to Total Third Party Funds) (%)
Komposisi thd Total DPK (%) Nominal
Indicator
(Composition to Total Third Party Funds) (%)
Deposito
26.174
68,50
30.401
67,75
33.879
67,06%
38.104
68,37%
39.919
67,95%
45.297
69,62% Time Deposits
Tabungan
12.035
31,50
14.468
32,25
16.641
32,94%
17.626
31,63%
18.831
32,05%
19.762
30,38% Saving
Total DPK
38.209
100,00
44.870
100,00
50.520
100%
55.730
100%
58.750
100%
65.058
100% Total Third Party Funds
136
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 3.8 Komposisi DPK BPR Berdasarkan Lokasi Penghimpunan - Oktober 2015
(Composition of Third Party Funds of Rural Banks Based on Location - October 2015)
Lokasi
Tabungan
Deposito
Total DPK
(Saving Deposits)
(Time Deposits)
(Total of Third Party Funds)
Pangsa Thd Total DPK (%)
Location
(Portion to Total Third Party Funds (%)
Miliar Rp (Billion Rp) 1. Jawa Barat
1. Jawa Barat
2.933
8.244
11.178
17,18%
287
1.052
1.339
2,06%
2. Banten
96
1.268
1.363
2,10%
3. DKI Jakarta
4. D.I Yogyakarta
1.032
2.342
3.374
5,19%
4. D.I Yogyakarta
5. Jawa Tengah
6.648
9.265
15.914
24,46%
5. Jawa Tengah
6. Jawa Timur
2.097
4.757
6.854
10,53%
6. Jawa Timur
7. Bengkulu
19
21
40
0,06%
7. Bengkulu
8. Jambi
88
491
579
0,89%
8. Jambi
9. Aceh
34
62
96
0,15%
10. Sumatera Utara
434
456
891
1,37%
10. Sumatera Utara
11. Sumatera Barat
620
447
1.067
1,64%
11. Sumatera Barat
12. Riau
323
526
849
1,31%
12. Riau
13. Kepulauan Riau
499
3.439
3.938
6,05%
13. Kepulauan Riau
14. Sumatera Selatan
187
543
729
1,12%
14. Sumatera Selatan
15. Bangka Belitung
15
72
87
0,13%
15. Bangka Belitung
16. Lampung
692
3.528
4.221
6,49%
16. Lampung
17. Kalimantan Selatan
130
191
321
0,49%
17. Kalimantan Selatan
18. Kalimantan Barat
292
491
783
1,20%
18. Kalimantan Barat
19. Kalimantan Timur
87
108
195
0,30%
19. Kalimantan Timur
109
111
221
0,34%
20. Kalimantan Tengah
21. Sulawesi Tengah
74
456
530
0,81%
21. Sulawesi Tengah
22. Sulawesi Selatan
175
714
889
1,37%
22. Sulawesi Selatan
23. Sulawesi Utara
151
665
816
1,25%
23. Sulawesi Utara
24. Sulawesi Tenggara
61
43
103
0,16%
24. Sulawesi Tenggara
25. Sulawesi Barat
35
10
44
0,07%
25. Sulawesi Barat
8
12
20
0,03%
26. Gorontalo
405
363
768
1,18%
27. Nusa Tenggara Barat
1.893
4.764
6.657
10,23%
118
234
352
0,54%
29. Nusa Tenggara Timur
30. Maluku
76
207
283
0,44%
30. Maluku
31. Papua
78
211
290
0,45%
31. Papua
6
14
20
0,03%
32. Maluku Utara
56
191
248
0,38%
33. Papua Barat
-
-
-
0,00%
34. Others
19.762
45.297
65.058
100,00%
Total
2. Banten 3. DKI Jakarta
20. Kalimantan Tengah
26. Gorontalo 27. Nusa Tenggara Barat 28. Bali 29. Nusa Tenggara Timur
32. Maluku Utara 33. Papua Barat 34. Lainnya Total
9. Aceh
28. Bali
137
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 3.9 DPK BPR Berdasarkan Lokasi Penghimpunan
(Third Party Funds of Rural Banks Based on Deposits Location) Miliar Rp (Billion Rp) Lokasi 1. Jawa Barat
2011
2012
2014
2013
2015
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Location 1. Jawa Barat
6.859
7.746
8.804
10.081
10.361
10.754
10.904
10.929
11.065
11.137
11.287
10.908
11.026
11.184
11.110
11.178
2. Banten
661
816
953
1.027
1.058
1.114
1.160
1.160
1.246
1.266
1.277
1.269
1.286
1.305
1.326
1.339
2. Banten
3. DKI Jakarta
837
1.063
1.001
1.130
1.140
1.209
1.229
1.247
1.274
1.277
1.318
1.352
1.377
1.356
1.347
1.363
3. DKI Jakarta
4. D.I Yogyakarta
1.814
2.193
2.540
2.832
2.875
2.934
2.998
3.007
3.061
3.135
3.182
3.144
3.214
3.260
3.316
3.374
4. D.I Yogyakarta
5. Jawa Tengah
9.052
10.585
12.097
13.282
13.486
13.909
14.093
14.194
14.300
14.568
14.672
14.505
14.868
15.195
15.508
15.914
6. Jawa Timur
4.041
4.893
5.459
6.003
6.083
6.241
6.288
6.321
6.334
6.447
6.523
6.468
6.588
6.688
6.771
6.854
20
25
27
31
32
32
33
34
34
34
35
39
38
39
42
40
8. Jambi
316
482
532
548
555
567
576
574
580
588
582
583
585
579
578
579
9. Aceh
55
61
80
83
83
85
85
84
87
87
88
89
90
91
94
96
10. Sumatera Utara
538
612
690
769
774
774
794
806
816
826
834
837
857
876
883
891
10. Sumatera Utara
11. Sumatera Barat
913
972
917
943
947
973
975
981
999
1.001
991
965
995
1.023
1.047
1.067
11. Sumatera Barat
12. Riau
629
678
699
769
765
787
784
793
825
825
828
836
839
855
859
849
2.324
2.735
3.097
3.507
3.530
3.610
3.696
3.756
3.849
3.924
4.016
4.017
4.009
4.008
4.022
3.938
14. Sumatera Selatan
556
625
657
666
660
715
676
684
685
669
681
705
714
722
721
729
14. Sumatera Selatan
15. Bangka Belitung
43
48
60
63
65
70
76
79
78
85
85
82
82
86
88
87
15. Bangka Belitung
2.883
3.249
3.373
3.614
3.644
3.724
3.852
3.827
3.865
3.900
3.854
3.895
3.979
4.014
4.058
4.221
17. Kalimantan Selatan
251
222
228
249
251
338
287
288
297
290
303
296
297
303
338
321
17. Kalimantan Selatan
18. Kalimantan Barat
651
783
737
742
775
770
762
758
784
765
765
812
832
821
804
783
18. Kalimantan Barat
19. Kalimantan Timur
174
192
202
176
177
191
183
181
185
186
197
198
198
201
196
195
19. Kalimantan Timur
44
105
190
178
271
232
200
198
191
185
216
217
209
202
221
221
20. Kalimantan Tengah
21. Sulawesi Tengah
277
284
332
373
377
412
367
395
444
410
486
467
472
479
502
530
21. Sulawesi Tengah
22. Sulawesi Selatan
366
476
497
675
696
721
754
771
773
810
843
852
835
857
875
889
22. Sulawesi Selatan
23. Sulawesi Utara
439
588
728
717
744
772
784
779
780
800
798
802
812
808
806
816
23. Sulawesi Utara
56
61
78
86
89
94
90
93
92
100
101
104
105
105
102
103
24. Sulawesi Tenggara
2
3
2
3
3
3
3
3
3
3
3
3
41
46
46
44
25. Sulawesi Barat
16
20
21
19
19
20
20
19
19
19
19
19
19
19
20
20
26. Gorontalo
452
521
602
656
667
690
692
691
709
716
712
673
689
716
742
768
3.254
4.054
4.959
5.598
5.716
5.905
5.932
6.000
6.053
6.157
6.226
6.248
6.269
6.409
6.478
6.657
29. Nusa Tenggara Timur
143
186
248
278
294
309
309
307
311
314
325
331
343
350
353
352
29. Nusa Tenggara Timur
30. Maluku
251
271
313
223
233
329
297
300
303
266
314
306
285
286
282
283
30. Maluku
31. Papua
224
203
229
230
239
251
257
260
267
252
254
285
258
276
277
290
31. Papua
6
8
11
16
16
17
17
17
18
18
18
19
18
19
19
20
63
111
155
164
174
198
208
205
214
210
180
223
230
240
247
248
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
38.209
44.870
50.520
55.730
56.800
58.750
59.381
59.742
60.540
61.272
62.012
61.550
62.458
63.418
64.078
65.058
7. Bengkulu
13. Kepulauan Riau
16. Lampung
20. Kalimantan Tengah
24. Sulawesi Tenggara 25. Sulawesi Barat 26. Gorontalo 27. Nusa Tenggara Barat 28. Bali
32. Maluku Utara 33. Papua Barat 34. Lainnya Total
5. Jawa Tengah 6. Jawa Timur 7. Bengkulu 8. Jambi 9. Aceh
12. Riau 13. Kepulauan Riau
16. Lampung
27. Nusa Tenggara Barat 28. Bali
32. Maluku Utara 33. Papua Barat 34. Others Total
138
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 3.10 Suku Bunga Rata-rata DPK Bank Perkreditan Rakyat
(Average of Third Party Interest Rates of Rural Banks) Persen (Percent) 2014 Indikator
2011
2012
Indicator Okt
Tabungan Deposito
Revisi
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
5,21
4,68
4,63
4,62
4,72
4,56
4,65
4,61
4,56
4,57
4,64
5,31
4,58
4,50
5,31
5,20
Saving
9,85
8,40
9,61
10,26
10,30
10,10
10,04
10,02
10,02
9,99
9,96
9,81
9,90
9,80
9,81
9,71
Time Deposits
Ket: Data tersedia mulai Desember 2008 r)
2015
2013
Note: Data available on December 2008 r) revised
139
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 3.11 Suku Bunga Rata-rata Kredit BPR Berdasarkan Sektor Ekonomi
(Average of Credit Interest Rates of Rural Banks Based on Economic Sector) Persen (Percent) 2014 Sektor Ekonomi
2011
2012
2015
Economic Sector
2013 Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
1 Pertanian, Perburuhan, dan Kehutanan 2 Perikanan
36,58
35,51
35,51
33,70
33,72
33,78
33,76
34,58
34,79
34,87
34,03
33,41
34,02
33,35
33,82
33,95
1. Agriculture, hunting, and forestry
32,10
31,32
31,19
30,22
30,15
30,22
30,39
30,45
30,49
30,74
30,55
30,52
30,48
30,66
30,35
30,05
2. Fisheries
3 Pertambangan dan Penggalian
26,58
26,60
25,22
25,38
25,24
25,17
24,68
24,77
24,96
24,39
25,30
24,79
26,36
26,99
26,72
25,72
3. Mining and quarrying
4 Industri Pengolahan
29,14
28,44
27,62
27,53
27,62
27,68
27,80
28,09
28,05
28,22
28,04
28,06
28,36
28,08
27,59
27,98
4. Processing industry
5 Listrik, Gas dan Air
30,33
29,08
27,89
28,19
27,96
29,06
28,84
29,02
28,88
29,30
29,04
28,89
28,94
28,92
29,11
28,80
5. Electricity, gas and water
6 Konstruksi
29,72
28,59
24,93
26,55
26,64
26,31
26,39
26,54
26,77
26,49
26,88
26,76
27,05
27,15
26,83
26,83
6. Construction
7 Perdagangan Besar dan Eceran
31,97
30,41
30,24
28,99
29,12
28,91
28,99
29,19
29,26
29,25
29,29
29,13
29,41
29,08
29,40
29,51
7. Big and retail trade
8 Penyediaan Akomodasi dan Penyedian Makan Minum 9 Transportasi, Pergudangan dan Komunikasi 10 Perantara Keuangan
28,53
28,53
25,72
25,92
26,01
26,04
25,73
25,96
26,63
26,19
26,26
26,26
26,22
26,34
26,03
26,48
28,11
27,89
27,47
26,94
26,84
26,85
26,74
26,86
26,89
26,85
26,93
26,88
26,99
27,00
26,99
26,92
24,20
23,52
22,80
22,33
22,44
22,19
22,63
22,91
23,20
22,97
22,58
22,86
22,90
22,78
23,09
23,54
11 Real Estate
22,77
21,50
22,76
22,73
22,81
22,76
22,89
22,84
22,88
22,95
22,75
22,69
22,77
22,73
22,82
22,71
12 Administrasi Pemerintahan, Pertanahan Dan Jaminan Sosial Wajib 13 Jasa Pendidikan
26,38
27,60
28,85
26,65
26,76
26,44
26,64
26,20
26,37
26,96
27,00
26,91
26,91
27,32
27,28
26,71
28,84
28,20
26,41
27,87
27,91
27,97
27,95
28,02
27,99
28,30
28,02
28,23
28,19
28,31
27,85
28,16
11. Real estate, rental business, and services company 12. Government administration, the defense and compulsory social security 13. Education services
14 Jasa Kesehatan dan Kegiatan Sosial
30,86
28,89
22,60
27,47
27,69
27,46
27,42
27,44
27,43
26,94
27,33
27,16
27,18
26,94
27,40
27,35
14. Health and social services
15 Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan Lainnya 16 Jasa Perorangan yang Melayani Rumah Tangga 17 Kegiatan Usaha yang Belum Jelas Batasannya 18 Bukan Lapangan Usaha - Rumah Tangga 19 Bukan Lapangan Usaha - Lainnya
28,23
27,98
28,63
29,43
29,38
29,43
29,73
30,41
29,92
29,95
29,98
29,35
30,51
29,43
29,85
29,91
32,82
31,15
28,94
28,80
28,67
28,71
28,35
28,15
28,12
28,05
28,08
28,28
28,39
28,57
28,69
28,30
15. Community, Sociocultural,Entertainment and Other Individual Services 16. Individual services serving the household
29,11
28,00
29,24
29,36
29,03
28,92
28,99
28,75
28,67
28,68
28,88
29,26
28,96
29,00
29,53
29,38
27,39
26,19
25,17
24,63
25,00
24,90
24,88
24,82
24,95
24,88
24,91
25,42
25,29
25,14
25,18
25,12
26,88
25,90
25,18
25,55
25,61
25,55
25,63
26,17
26,17
25,55
25,54
25,29
25,72
25,32
26,40
26,14
r) Angka-angka diperbaiki
8. Provision of accommodation and food supply drinking 9. Transportation, warehousing and communications 10. Transitional finance
17. International Agency and Other Extra Agency International 18. Business Activities which are not clearly defined 19. Not the business field - other r) Revised figures
140
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 3.12 Suku Bunga Rata-rata Kredit BPR Berdasarkan Jenis Penggunaan
(Average of Credit Interest Rates of Rural Banks Based on Type of Use) Persen (Percent) 2014 Jenis Penggunaan
2011
2012
2015
Type of Use
2013 Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Modal Kerja
32,05
30,91
30,56
29,55
29,58
29,45
29,53
29,76
29,79
29,76
29,70
29,53
29,84
29,50
29,76
29,78
Total Working Capital
Investasi
28,23
26,62
25,36
25,94
25,97
25,88
25,92
26,21
26,26
26,28
26,29
25,99
26,25
26,00
26,32
26,42
Total Investment
Konsumsi
27,00
25,97
25,13
25,47
25,56
25,50
25,56
26,06
26,07
25,49
25,48
25,30
25,68
25,31
26,29
26,05
Total Consumption
Ket: Data tersedia mulai Desember 2008 r)
revisi
Note: Data available on December 2008 r)
revised
141
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 3.13 Perkembangan Jumlah Bank Perkreditan Rakyat
(Growth of Total Rural Banks) 2014 Keterangan
2011
2012
2015
Information
2013 Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Jumlah BPR
1.669
1.653
1.635
1.635
1.637
1.643
1.643
1.643
1.643
1.642
1.643
1.644
1.644
1.644
1.644
1.644
Total Rural Banks
Jumlah Kantor
4.172
4.425
4.678
4.835
4.864
4.895
4.956
4.957
4.972
4.994
5.006
5.019
5.023
5.036
5.046
5.067
Total Bank Offices
142
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 3.14 Perkembangan Jumlah BPR dan Kantor BPR Berdasarkan Lokasi - Oktober 2015
(Growth of Total Rural Bank and Rural Banks Offices Based on Location - October 2015) BPR (Rural Bank)
Location
Total
Lokasi KP
KC
KPK
298
323
205
826
1. Jawa Barat
2. Banten
67
47
47
161
2. Banten
3. DKI Jakarta
25
14
39
78
4. D.I Yogyakarta
54
38
136
228
5. Jawa Tengah
253
510
498
1.261
5. Jawa Tengah
6. Jawa Timur
325
227
686
1.238
6. Jawa Timur
4
5
4
13
7. Bengkulu
8. Jambi
19
6
3
28
8. Jambi
9. Aceh
5
14
1
20
10. Sumatera Utara
55
41
19
115
10. Sumatera Utara
11. Sumatera Barat
93
40
25
158
11. Sumatera Barat
12. Riau
33
10
14
57
12. Riau
13. Kepulauan Riau
40
28
2
70
13. Kepulauan Riau
14. Sumatera Selatan
20
11
8
39
14. Sumatera Selatan
15. Bangka Belitung
3
3
2
8
15. Bangka Belitung
16. Lampung
26
31
6
63
16. Lampung
17. Kalimantan Selatan
25
5
3
33
17. Kalimantan Selatan
18. Kalimantan Barat
21
7
2
30
18. Kalimantan Barat
19. Kalimantan Timur
14
8
6
28
19. Kalimantan Timur
20. Kalimantan Tengah
4
1
1
6
21. Sulawesi Tengah
9
17
7
33
21. Sulawesi Tengah
22. Sulawesi Selatan
22
9
7
38
22. Sulawesi Selatan
23. Sulawesi Utara
18
26
10
54
23. Sulawesi Utara
24. Sulawesi Tenggara
17
4
2
23
24. Sulawesi Tenggara
25. Sulawesi Barat
2
1
0
3
25. Sulawesi Barat
26. Gorontalo
4
3
1
8
26. Gorontalo
29
47
14
90
137
46
120
303
11
4
3
18
29. Nusa Tenggara Timur
30. Maluku
2
7
2
11
30. Maluku
31. Papua
6
10
1
17
31. Papua
32. Maluku Utara
2
3
0
5
32. Maluku Utara
33. Papua Barat
1
3
0
4
33. Papua Barat
34. Lainnya
0
0
0
0
34. Others
Total
1.644
1.549
1.874
5.067
1. Jawa Barat
7. Bengkulu
27. Nusa Tenggara Barat 28. Bali 29. Nusa Tenggara Timur
3. DKI Jakarta 4. D.I Yogyakarta
9. Aceh
20. Kalimantan Tengah
27. Nusa Tenggara Barat 28. Bali
Total
143
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.1. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit (Credit Channeling and NPL Credit Channeling of Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) Keterangan
2015
2014 Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt Loans by Industrial Origin
Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan danNPL komunikasi 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial NPLWajib 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL
212.386
211.790
210.081
212.035
214.088
217.234
221.583
225.759
231.390
238.059
237.659
3.827
4.196
4.454
4.285
4.603
4.753
4.579
4.648
4.751
4.827
4.935
7.698
7.601
7.510
7.798
7.932
8.075
8.112
8.070
8.244
8.343
8.463
195
212
233
252
274
286
295
282
266
259
286
141.824
142.816
137.139
127.260
133.269
136.380
140.250
138.308
139.022
139.800
133.161
3.574
3.651
3.565
4.537
4.474
4.531
4.735
5.282
5.155
4.468
4.114
660.536
656.410
670.946
672.848
674.544
684.035
703.285
703.045
717.578
744.090
724.765
12.267
12.933
13.101
13.441
13.931
15.507
15.891
17.605
18.897
19.517
18.777
81.130
84.242
89.014
85.264
83.190
88.235
87.915
92.721
90.360
94.032
91.487
1.547
1.600
1.214
1.251
1.229
1.207
1.401
1.556
1.527
2.103
1.891
147.266
141.592
143.594
149.290
153.324
156.184
163.230
165.573
166.853
171.362
173.796
6.784
7.439
7.727
7.804
8.438
8.607
8.866
9.179
9.115
8.406
8.332
716.733
704.159
713.783
722.371
731.270
741.846
759.871
748.131
761.824
775.716
765.828
22.782
24.820
26.075
25.115
26.203
27.498
28.287
29.713
31.277
31.984
30.903
73.583
73.220
73.757
75.371
76.252
77.782
78.847
78.979
78.821
81.938
82.350
1.057
1.241
1.332
1.251
1.472
1.617
1.652
1.965
1.816
1.883
1.874
171.805
168.280
168.264
170.198
174.583
177.361
172.920
174.332
174.738
174.636
172.743
5.516
5.695
5.650
6.087
6.163
6.454
5.990
6.206
6.475
6.654
7.119
166.182
162.418
164.938
162.561
160.054
159.702
161.110
160.180
160.283
161.916
160.668
1.559
1.925
1.970
1.132
1.103
1.134
1.089
1.076
1.145
1.215
1.199
165.466
161.036
162.595
163.828
164.388
166.076
169.884
172.213
175.289
177.382
176.762
3.391
3.683
4.130
3.953
4.513
4.904
4.476
4.574
4.369
3.947
3.892
11.002
10.982
11.182
11.037
10.863
11.031
11.020
11.383
11.856
12.264
11.471
7
7
12
10
10
11
13
12
12
12
22
6.648
6.560
6.672
6.917
7.033
7.183
7.441
7.499
7.494
7.520
7.792
69
73
85
87
91
94
98
95
109
85
171
12.325
12.423
12.311
12.771
12.805
13.228
13.685
13.738
13.973
14.222
14.501
197
197
215
223
233
233
245
239
233
240
216
67.744
60.308
57.212
59.258
59.556
59.538
60.715
60.795
63.826
61.486
56.615
1.929
2.111
2.247
2.253
2.252
2.366
2.298
2.343
2.861
2.878
2.612
2.220
2.243
2.284
2.368
2.613
2.671
2.720
2.576
2.620
2.643
2.660
NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL r) Angka-angka diperbaiki
NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and theprovision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual Services NPL
53
63
68
66
69
68
67
70
71
65
64
16. Individual Services which ServeNPL Households
211
213
198
88
88
90
86
88
87
99
83
17. International Agency and Other Extra Agency International
7
7
7
3
3
3
3
3
3
3
2
15.889
15.590
15.820
12.191
11.979
11.090
10.511
11.252
11.252
11.369
11.117
304
308
325
307
272
265
251
265
235
223
216
Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal
1. Agricultures, Hunting and Forestry
318.942
301.781
303.482
305.957
308.195
310.459
313.289
314.576
316.853
6.533
7.461
7.790
7.522
7.671
8.055
8.114
8.562
8.655
8.529
8.406
13.236
13.140
13.027
13.110
13.074
12.993
13.018
12.975
12.944
12.998
13.167
144
171
179
188
186
201
204
211
222
220
226
25.969
26.182
26.069
26.164
26.268
26.357
26.516
26.466
26.347
26.523
26.446
651
732
792
771
772
810
825
892
903
896
868
123.165
123.919
123.896
123.386
123.076
122.326
124.329
125.856
126.172
129.179
130.368
1.312
1.334
1.354
1.390
1.412
1.493
1.562
1.696
1.767
1.847
1.868
367.466
369.258
371.152
376.321
379.559
386.688
388.049
389.715
390.459
398.580
405.658
3.667
4.119
4.374
4.275
4.457
4.582
4.430
4.548
4.558
4.452
178.453
180.761
181.481
183.567
180.569
189.659
189.515
193.005
193.385
2.017
2.139
2.174
2.199
2.310
2.414
2.588
2.595
2.625
2.533
NPL
Loans to Non Industrial Origin House Hold 320.801 - For Home Ownership
302.916
180.908
NPL 18. Business Activities which are not clearly defined
4.514
NPL - For Apartement Ownership
NPL - For Shop House Ownership
NPL - For Vehicles Ownership
NPL - Others
NPL
195.077 Non Industrial Origin Others 2.501
NPL r) Revised figures
145
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.2. Kredit dan NPL Bank Umum Konvensional - BUKU 1 Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit and NPL Credit of Commercial Conventional Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Beneficiary - Group of Business Activities 1 ) Miliar Rp (Billion Rp) 2015
2014 Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
3.249
3.075
3.246
3.381
3.375
3.543
3.635
3.797
3.742
4.138
1.976
109
111
108
110
114
114
124
133
140
152
96
267
262
256
235
329
316
303
297
304
305
298
12
14
15
13
19
15
14
12
12
12
10
1.245
1.220
1.267
1.317
1.549
1.521
1.567
1.579
1.596
1.597
1.542
25
25
26
28
43
44
71
73
70
67
77
9.067
9.219
9.471
9.655
13.579
13.983
12.877
12.760
12.952
12.983
12.304
185
189
205
201
276
329
335
356
366
388
350
165
160
159
168
172
173
165
166
153
101
105
1
11
11
17
17
17
1
2
2
2
1
3.876
3.721
3.776
3.779
4.001
4.147
4.343
4.297
4.405
4.539
4.350
137
158
165
154
196
209
192
194
198
209
183
22.399
22.077
22.351
22.117
22.218
22.817
21.463
21.344
21.703
21.915
21.138
615
653
667
663
733
720
697
683
735
742
740
3.272
3.255
3.208
3.102
3.281
3.296
3.244
3.267
3.333
3.583
3.404
38
92
101
100
132
3.419
3.302
3.262
3.155
3.398
122 3.367
65 3.185
66 3.177
81 3.163
77 3.122
83 3.012
Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking
penyediaan makan minum NPL 9. Transportasi, pergudangan danNPL komunikasi 10. Perantara Keuangan NPL 11 Real Estate, Usaha Persewaan, danNPL Jasa Perusahaan 12. Admistrasi Pemerintahan, Pertahanan danNPL Jaminan Sosial Wajib 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya NPL 16. Jasa Perorangan yang Melayani Rumah NPL Tangga 17. Badan Internasional dan Badan NPL Ekstra Internasional Lainnya 18. Kegiatan yang belum jelas batasannya NPL
126
130
115
123
103
109
110
134
141
105
100
6.614
6.412
6.399
6.404
6.579
6.666
6.826
6.857
6.827
6.479
5.930
192
194
213
184
151
161
126
128
119
97
81
4.732
4.634
4.632
4.885
5.059
5.083
5.198
5.183
5.198
5.307
99
104
108
84
69
85
83
142
144
139
142
0
0
0
0
0
1
2
2
2
2
0
-
-
-
-
-
-
-
-
-
-
-
377
379
380
366
374
356
274
283
274
264
278
2
2
3
3
3
2
2
1
2
2
2
458
453
492 7
517
526
580
643
666
4
474 6
507
3
464 3 2.382
2.336
2.357
8 2.363
8 2.279
8 2.278
8 2.250
9 2.234
8 2.197
- Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL
NPL Real Estate, Business, Ownership, and Business Services NPL
12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual Services
2.391
2.375
125
144
152
147
169
170
169
175
176
140
149
125
124
119
112
115
117
109
110
101
99
95
4
4
4
5
5
4
4
3
5
4
4
16. Individual Services which ServeNPL Households
5
5
5
5
1
1
0
0
0
8
-
17. International Agency and Other Extra Agency International
1
1
1
1
-
-
-
-
-
-
-
130
117
83
99
86
102
28
30
36
32
29
0
0
0
0
0
0
0
1
6
6
3
NPL
NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold
Rumah Tangga NPL
10. Financial intermediaries
5.187 11
Penerima Kredit Bukan Lapangan Usaha - Untuk Pemilikan Rumah Tinggal
NPL 9. Transportation, Warehousing and Communications NPL
- For Home Ownership
3.562
3.563
3.657
3.581
3.523
3.582
3.439
3.468
3.407
3.284
3.188
60
61
64
64
62
67
68
71
104
91
87
214
220
229
227
229
230 1
209 0
204 0
200 0
194 0
183 0
- For Apartement Ownership
89
79
79
83
110
- For Shop House Ownership
1
8
8
1
1
69
68
69 2
68 2
80 2
2
2
2
2
5
1.011
1.001
974
969
939
908
874
850
4 18.730
3 19.165
3 19.819
4 20.150
2 20.399
3 20.706
2
3
66 2
1.078
1.056
1.038
5 18.129
6 18.228
6
4
4
17.500
17.666
18.227
137
141
140
139
143
142
140
158
158
158
25.080
25.303
26.301
22.959
23.433
23.769
24.340
24.037
24.527
24.876
185
185
194
147
154
183
204
211
196
168
144
NPL NPL NPL - For Vehicles Ownership
NPL - Others
NPL
24.770 Non Industrial Origin Others 177
NPL
146
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.3. Kredit dan NPL Bank Umum Konvensional - BUKU 2 Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit and NPL Credit of Commercial Conventional Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Beneficiary - Group of Business Activities 2) Miliar Rp (Billion Rp) Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11 Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL
2015
2014 Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
18.066
Loans by Industrial Origin 1. Agricultures, Hunting and Forestry 19.454 NPL 1.159
19.421
18.536
18.718
19.223
17.454
17.474
17.756
17.476
17.038
944
826
839
858
1.031
1.072
1.010
982
965
994
1.254
1.194
1.244
1.254
1.220
1.250
1.249
1.226
1.233
1.268
1.271
41
42
42
42
50
52
50
49
45
46
51
31.935
32.827
32.038
32.269
15.720
16.103
16.347
16.493
15.640
15.835
15.301
449
541
481
663
508
520
545
690
799
782
951
140.903
140.518
145.867
145.725
99.486
101.047
105.479
105.645
107.082
111.157
107.839
3.046
3.226
3.312
3.641
2.342
2.773
2.784
3.070
3.688
3.476
3.317
11.472
11.203
12.445
12.354
10.536
10.566
10.098
10.358
10.579
10.897
10.521
145
38
38
40
47
48
49
49
45
46
49
31.841
28.147
28.947
31.648
30.658
31.526
33.045
33.885
33.165
34.487
36.329
2.202
2.297
2.490
2.690
3.059
2.956
3.044
3.262
3.109
3.103
3.002
85.406
80.161
81.342
84.826
74.214
74.860
76.853
76.598
81.470
82.393
81.412
2.949
3.134
3.526
3.252
3.256
3.344
3.486
3.531
4.334
4.745
4.191
11.458
11.199
11.268
11.806
11.872
12.433
12.627
12.611
11.715
12.285
13.240
176
181
294
280
390
527
552
742
628
523
532
30.115
29.594
30.948
31.326
16.271
15.927
17.462
16.593
15.701
15.720
15.582
1.582
1.569
1.386
1.452
1.338
1.302
1.024
1.003
850
882
1.091
51.189
49.905
50.081
49.841
24.055
23.619
23.579
22.408
22.303
23.900
24.428
134
141
132
130
140
143
143
144
142
182
37.010
37.365
38.093
37.940
37.639
38.512
39.340
40.895
41.624
40.900
740
725
1.174
1.081
1.239
1.486
1.285
1.316
1.135
751
790
1.100
1.053
1.057
1.066
1.080
1.058
1.192
1.217
1.367
1.404
1.414
0
-
-
-
-
-
-
-
-
-
-
13. Jasa Pendidikan
1.138
1.034
1.086
1.022
1.042
1.056
1.156
1.143
1.125
1.129
1.147
NPL NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL
16
14
16
16
18
21
21
19
39
17
86
1.864
1.682
1.712
1.791
1.863
1.950
2.040
2.205
2.212
2.266
2.229
59
46
47
46
46
45
45
45
43
43
18
7.993
7.532
7.428
7.111
7.469
7.561
7.719
7.606
10.314
10.401
7.659
534
553
574
552
598
662
637
652
968
1.023
697
111
109
111
122
122
127
131
130
135
138
141
10
10
10
10
9
11
11
11
11
11
11
194
197
183
66
76
78
75
77
78
80
73
5
5
5
0
1
1
1
1
1
1
1
2.095
2.111
2.214
2.697
2.586
2.672
2.170
2.187
2.027
2.089
2.007
7
7
9
11
12
13
11
16
13
12
12
- Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL
NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and theprovision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual Services NPL 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL House Hold
Rumah Tangga NPL
NPL 4. Procesing Industry
Loans to Non Industrial Origin
Penerima Kredit Bukan Lapangan Usaha - Untuk Pemilikan Rumah Tinggal
NPL 3. Mining and Quarrying
192 41.775 11
12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial NPLWajib
14. Jasa Kesehatan dan Kegiatan Sosial
2. Fisher
21.149
19.882
20.351
20.538
20.793
20.915
21.189
21.312
21.645
22.165
22.625
701
696
731
734
800
840
859
911
927
941
907
976
941
937
948
960
965
999
1.005
999
1.001
1.009
21
23
23
28
31
32
31
32
32
33
31
1.342
1.265
1.253
1.268
1.265
1.261
1.265
1.262
1.230
1.235
1.245
99
74
85
87
90
95
92
105
105
103
96
8.132
7.990
7.969
7.999
7.917
7.975
8.230
8.424
8.520
8.663
8.724
81
84
92
90
89
88
109
161
206
265
298
- For Home Ownership
NPL - For Apartement Ownership
NPL - For Shop House Ownership
NPL - For Vehicles Ownership
NPL - Others
83.747
68.335
68.946
70.601
71.162
71.776
72.567
72.821
70.005
70.704
378
357
364
377
422
430
412
420
420
422
52.005
52.064
52.063
55.521
46.049
46.489
46.956
47.081
50.954
51.568
441
448
451
479
288
310
304
311
332
328
71.445
NPL 427 52.411 Non Industrial Origin Others 321
NPL
147
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.4. Kredit dan NPL Bank Umum Konvensional - BUKU 3 Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit and NPL Credit of Commercial Conventional Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Beneficiary - Group of Business Activities 3) Miliar Rp (Billion Rp) Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11 Real Estate, Usaha Persewaan, danNPL Jasa Perusahaan 12. Admistrasi Pemerintahan, Pertahanan danNPL Jaminan Sosial Wajib 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya NPL 16. Jasa Perorangan yang Melayani Rumah NPL Tangga 17. Badan Internasional dan Badan NPL Ekstra Internasional Lainnya 18. Kegiatan yang belum jelas batasannya NPL
2015
2014 Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
Loans by Industrial Origin 1. Agricultures, Hunting and Forestry 58.730 NPL 1.523
45.626
46.902
45.220
47.090
49.700
49.468
51.187
53.570
57.165
60.230
1.129
1.418
1.432
1.339
1.413
1.415
1.434
1.459
1.549
1.548
1.972
2.018
1.881
1.824
1.878
1.926
1.982
2.011
2.010
2.028
2.020
58
57
66
81
82
85
84
78
77
78
91
41.401
42.632
43.089
41.352
59.828
61.291
60.127
59.421
60.542
61.933
57.416
1.923
1.924
1.867
2.495
2.446
2.397
2.730
2.932
2.731
2.049
1.577
229.598
230.827
234.247
235.583
279.377
281.207
289.533
292.009
295.126
300.746
287.973
5.268
5.389
5.408
5.570
7.081
7.886
7.515
7.357
8.017
8.271
7.777
15.095
15.711
16.987
16.810
18.420
19.417
18.411
20.570
20.818
21.273
20.356
551 55.416
665 56.588
340 57.110
343 57.720
337
334
526
580
556
1.094
1.022
60.973
61.568
64.347
64.547
66.109
67.896
68.217
2.421
2.917
2.892
2.786
3.038
3.266
3.404
3.451
3.504
3.229
3.338
228.992
225.800
228.835
232.096
245.402
246.185
248.944
246.401
249.848
252.763
245.679
9.029
9.625
9.617
9.367
9.787
9.963
10.318
10.452
10.846
12.203
11.534
30.377
30.194
30.450
30.629
31.195
31.426
31.584
31.740
32.124
32.798
31.413
421 51.157
432 50.037
401 49.159
415 50.384
447
459
359
464
454
667
631
69.830
71.414
66.497
68.122
67.196
67.766
66.241
1.973
1.985
2.078
2.496
2.808
2.948
2.788
2.888
3.041
3.078
3.198
60.099
58.845
60.209
57.378
81.796
84.626
84.616
85.441
85.349
85.813
85.424
786
816
844
266
266
281
304
292
300
364
68.420
65.013
65.507
65.798
66.425
67.044
67.828
68.246
70.211
71.076
1.657
1.755
1.737
1.631
1.884
1.954
1.579
1.538
1.629
1.576
1.403
256
267
272
275
272
277
268
272
282
292
274
1
1
1
1
1
1
1
1
1
1
1
1.451
1.551
1.564
1.596
1.598
1.571
1.716
1.674
1.675
1.684
1.828
20
24
28
29
28
27
27
32
29
28
29
4.323
4.395
4.412
4.479
4.473
4.553
4.619
4.642
4.637
4.644
4.716
- Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL
NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL Real Estate, Business, Ownership, and Business Services NPL
12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL
51
59
69
74
80
79
74
72
68
73
76
23.162
23.390
23.864
24.700
25.334
25.345
25.848
26.246
26.361
23.214
21.348
399
479
529
546
535
558
555
562
762
730
877
118
119
118
118
120
117
114
110
121
118
125
5
6
7
6
6
4
3
4
4
5
4
16. Individual Services which ServeNPL Households
7
7
6
13
6
6
6
6
5
6
6
17. International Agency and Other Extra Agency International
1
2
2
2
2
1
1
1
1
1
1
635
656
714
672
651
693
731
747
758
826
1.377
9
11
10
10
11
10
9
8
5
5
4
15. Community, Sociocultural,Entertainment and Other Individual Services NPL
NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold
Rumah Tangga NPL
NPL 3. Mining and Quarrying
358 69.281 11
Penerima Kredit Bukan Lapangan Usaha - Untuk Pemilikan Rumah Tinggal
2. Fisher
154.746
155.533
156.504
158.625
160.093
161.709
163.751
164.797
166.262
167.413
168.966
3.735
4.379
4.570
4.444
4.554
4.662
4.670
4.950
4.958
4.779
4.674
7.126
7.099
7.062
7.013
6.990
6.950
6.941
6.907
6.842
6.895
6.839
77 11.180
85 11.552
88 11.534
108 11.538
101
109
115
119
125
127
119
11.548
11.599
11.625
11.585
11.480
11.594
11.562
312
393
414
410
412
410
422
437
434
439
440
54.977
55.155
55.529
55.165
54.731
53.892
54.283
54.848
54.817
57.792
58.395
507
510
521
539
557
619
659
694
697
721
699
77.641
94.904
95.545
96.780
97.285
101.574
99.495
99.865
100.665
104.949
107.167
1.016
1.205
1.268
1.250
1.312
1.376
1.369
1.417
1.447
1.422
65.740
63.418
64.320
64.487
75.263
70.966
78.228
78.580
77.914
77.365
803
864
851
856
1.112
1.080
1.179
1.191
1.148
1.085
- For Home Ownership
NPL - For Apartement Ownership
NPL - For Shop House Ownership
NPL - For Vehicles Ownership
NPL - Others
NPL 1.450 77.793 Non Industrial Origin Others 1.077
NPL
148
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.5. Kredit dan NPL Bank Umum Konvensional - BUKU 4 Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit and NPL Credit of Commercial Conventional Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Beneficiary - Group of Business Activities 4) Miliar Rp (Billion Rp) Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11 Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL
2015
2014 Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
Loans by Industrial Origin 1. Agricultures, Hunting and Forestry 151.712 NPL 1.749
139.880
139.090
138.745
137.536
138.712
141.686
143.381
145.357
147.570
149.673
1.285
1.428
1.641
1.579
1.647
1.744
1.613
1.682
1.678
1.726
3.759
3.678
3.677
3.789
3.789
3.796
3.879
3.814
3.876
3.918
3.990
79
93
105
103
112
121
133
127
114
107
116
63.211
62.274
56.905
48.161
51.499
52.759
57.663
56.620
56.939
55.361
54.092
847
840
857
953
1.112
1.118
1.030
1.240
1.258
1.255
1.212
270.337
264.788
270.132
269.868
270.479
275.941
283.132
279.988
290.022
306.100
303.598
3.386
3.652
3.656
3.557
3.764
3.903
4.779
6.336
6.381
6.873
6.849
49.307
51.861
54.169
50.663
48.802
52.646
53.744
56.180
53.381
55.770
54.767
462
462
461
464
465
467
463
519
519
521
518
47.526
44.880
45.551
47.572
49.276
50.494
52.722
54.096
54.302
55.938
56.376
1.288
1.352
1.410
1.437
1.520
1.540
1.614
1.628
1.640
1.224
1.223
360.733
356.872
361.829
362.942
368.272
376.592
390.728
382.411
387.621
397.403
396.079
8.877
9.992
10.738
10.507
11.102
11.978
12.280
13.526
13.789
12.612
12.654
27.224
27.517
27.784
28.649
28.739
29.275
30.003
29.934
30.176
31.667
32.674
369 77.716
493 75.988
490 75.535
412 75.245
459
462
625
643
580
566
575
75.022
76.858
75.827
76.376
78.552
78.007
78.314
1.102
1.161
1.187
1.053
1.126
1.261
1.364
1.376
1.613
1.997
2.026
36.907
36.117
37.099
37.726
36.497
33.669
34.459
33.745
33.975
33.873
33.169
59
323
310
304
298
301
308
307
323
330
49.865
48.832
49.201
49.461
49.270
49.346
51.281
51.775
52.037
53.615
655
790
781
751
902
945
1.097
1.115
1.042
1.054
1.041
9.560
9.579
9.769
9.668
9.484
9.670
9.533
9.867
10.182
10.542
9.743
3
3
6
6
7
7
10
8
8
8
8
13. Jasa Pendidikan
1.626
1.634
1.670
1.671
1.702
1.824
1.827
1.828
1.817
1.835
1.820
NPL NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL
16
18
21
21
20
20
20
20
20
19
17
4.147
4.307
4.101
4.320
4.216
4.420
4.673
4.463
4.594
4.670
4.826
31
36
43
43
43
45
61
60
64
61
63
28.764
21.604
18.289
19.501
19.235
19.266
19.910
20.348
20.751
21.404
21.692
439
480
524
532
556
582
566
580
592
633
640
1.762
1.780
1.816
1.867
2.093
2.133
2.169
2.020
2.043
2.052
2.057
34
42
46
44
48
48
47
49
49
42
40
5
4
3
4
5
5
5
5
5
5
5
-
-
-
-
-
-
-
-
-
-
-
6.697
6.768
6.771
6.845
6.857
5.914
5.948
6.573
6.899
6.964
6.325
5
5
5
5
6
4
4
4
5
1
0
NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL
NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual Services NPL 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin
Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal
NPL 3. Mining and Quarrying
330 53.751 11
12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial NPLWajib
14. Jasa Kesehatan dan Kegiatan Sosial
2. Fisher
House Hold 100.805
100.063
99.967
100.129
100.478
100.742
101.126
101.111
101.484
101.891
102.407
1.298
1.496
1.578
1.513
1.463
1.704
1.702
1.809
1.862
1.921
1.952
4.384
4.353
4.278
4.293
4.267
4.226
4.246
4.231
4.270
4.281
4.321
16 11.939
20 11.851
23 11.746
21 11.762
25
34
33
36
39
40
44
11.838
11.880
11.971
11.944
11.971
12.011
12.080
172
194
216
199
193
227
224
262
277
266
266
53.941
54.927
54.768
54.901
55.297
55.561
56.867
57.824
57.998
57.873
58.232
694
712
725
772
795
785
786
636
647
655
685
169.377
169.729
171.494
173.879
- For Home Ownership
NPL - For Apartement Ownership
NPL - For Shop House Ownership
NPL - For Vehicles Ownership
NPL - Others
175.812
177.635
179.988
180.662
183.271
186.446
1.511
1.638
1.745
1.694
1.732
1.884
1.754
1.788
1.800
1.762
33.601
33.460
33.879
34.098
34.538
35.026
35.823
36.004
35.901
36.104
521
555
595
626
684
723
778
771
795
806
189.594
NPL 1.779 36.682 Non Industrial Origin Others 787
NPL
149
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.6. Pembiayaan dan NPF Bank Umum Syariah - BUKU 1 Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Financing and NPF of Commercial Sharia Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Beneficiary - Group of Business Activities 1) Miliar Rp (Billion Rp) Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11 Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial NPLWajib 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL
2015
2014 Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
Loans by Industrial Origin 1. Agricultures, Hunting and Forestry 489 NPL 13
505
510
384
428
448
454
459
413
423
474
6
4
7
9
10
10
10
15
15
14
109
106
112
110
108
109
97
106
101
99
97
1
1
1
1
1
0
0
1
1
1
1
371
340
220
228
227
225
219
215
219
221
204
84
86
12
12
12
6
6
4
8
8
8
2.071
2.095
1.017
1.068
1.104
1.215
1.238
1.246
1.244
1.273
1.258
41
42
45
50
50
48
48
48
49
49
48
510
549
156
159
155
152
153
170
175
180
179
2
2
2
2
2
2
2
2
2
2
2
1.158
1.031
575
585
598
675
619
620
633
662
658
64
88
98
109
108
107
92
79
98
100
99
6.872
6.990
5.879
5.917
5.937
6.043
6.213
6.002
5.907
5.897
5.893
268
318
321
322
312
292
285
306
306
322
327
445
438
363
362
309
291
325
320
316
314
305
17
5
6 960
7
8
8
24
9
9
1.295
5 950
6
1.315
980
985
974
957
977
998
1.003
36
35
236
190
193
191
131
139
172
62
54
2.568
2.583
1.575
1.567
1.551
1.492
1.488
1.450
1.416
1.430
1.401
26
27
16
18
18
17
28
27
21
22
1.145
1.170
1.044
1.065
1.131
1.155
1.158
1.064
1.073
1.204
29
33
42
42
47
51
53
66
56
69
83
0
0
0
0
0
0
0
0
0
0
0
-
0
0
0
0
0
0
0
0
0
0
417
433
374
388
403
409
432
454
440
439
463
1
1
1
2
1
2
2
2
2
2
2
204
212
191
197
197
197
195
197
194
197
196
0
0
0
0
0
0
0
0
0
0
0
1.047
1.072
177
194
204
223
234
241
226
227
237
4
5
3
3
3
3
3
3
3
3
3
61
63
68
71
76
82
91
90
90
94
98
0
0
1
1
1
1
1
1
1
1
1
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
18. Kegiatan yang belum jelas batasannya NPL
1
0
0
0
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
- Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL
NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual Services NPL 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin
Penerima Kredit Bukan Lapangan Usaha Rumah Tangga NPL
NPL 3. Mining and Quarrying
22 1.230 11
17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL
- Untuk Pemilikan Rumah Tinggal
2. Fisher
House Hold 235
237
229
240
237
245
257
258
258
271
279
19
20
19
17
20
26
25
26
23
22
22
10
11
10
10
20
20
21
22
23
24
24
0
0
12
-
-
-
-
0
0
12
0 13
0
11
13
13
12
12
12
13
13
-
-
-
-
-
-
-
-
1
1
1
3.715
3.505
3.159
2.978
2.841
2.664
2.619
2.627
2.675
2.741
2.940
47
49
38
37
33
34
34
35
39
42
38
2.614
2.696
- For Home Ownership
NPL - For Apartement Ownership
NPL - For Shop House Ownership
NPL - For Vehicles Ownership
NPL - Others
2.499
2.542
2.780
2.851
2.856
2.841
2.865
2.901
2.933
34
37
38
40
37
37
39
39
41
45
45
430
390
62
49
48
47
49
49
49
48
50 Non Industrial Origin Others
1
1
1
2
1
3
2
1
2
3
2
NPL NPL
150
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.7. Pembiayaan dan NPF Bank Umum Syariah - BUKU 2 Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Financing and NPF of Commercial Sharia Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Beneficiary - Group of Business Activities 2 ) Miliar Rp (Billion Rp) Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11 Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial NPLWajib 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL
2015
2014 Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
Loans by Industrial Origin 1. Agricultures, Hunting and Forestry 5.297 NPL 394
3.706
3.677
3.769
4.378
4.399
4.610
5.165
5.147
5.452
5.478
354
409
426
390
387
397
387
377
405
393
338
343
340
586
607
678
602
616
720
725
788
4
5
4
11
12
13
14
16
16
16
17
3.661
3.522
3.620
3.933
4.446
4.480
4.326
3.978
4.087
4.854
4.607
246
235
322
386
354
446
352
344
288
308
289
8.560
8.964
10.212
10.949
10.519
10.643
11.026
11.398
11.153
11.831
11.792
340
435
474
422
417
568
431
437
397
460
436
4.581
4.757
5.099
5.110
5.104
5.280
5.343
5.276
5.255
5.811
5.560
386
422
362
385
361
340
360
404
403
438
298
7.449
7.225
7.634
7.986
7.819
7.774
8.154
8.128
8.238
7.841
7.866
673
627
671
628
516
529
520
566
565
541
487
12.330
12.259
13.548
14.475
15.226
15.349
15.671
15.375
15.274
15.345
15.628
1.043
1.097
1.207
1.005
1.013
1.201
1.222
1.215
1.267
1.359
1.457
806
618
684
824
858
1.061
1.066
1.107
1.157
1.292
1.313
35
38
39 9.129
40
42
43
48
41
43
8.064
42 8.409
38
8.084
9.082
8.809
8.975
9.108
9.148
9.023
8.591
696
816
647
773
597
643
573
666
657
529
650
8.805
8.557
9.575
9.645
9.576
9.630
10.142
10.279
10.414
10.422
10.317
363
423
455
230
230
230
180
178
239
220
4.295
4.024
4.118
4.679
4.863
4.936
5.079
5.049
5.146
5.280
211
276
289
364
372
382
379
396
362
359
433
84
82
83
28
26
25
25
24
24
24
39
NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL
NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries
217 5.539 11
3
3
5
2
2
2
2
2
2
2
12
1.638
1.530
1.597
1.874
1.915
1.967
2.036
2.117
2.163
2.168
2.255
14
14
16
17
20
22
26
21
17
18
35
1.329
1.374
1.432
1.508
1.565
1.600
1.641
1.706
1.755
1.802
1.868
52
52
53
54
56
56
56
53
51
54
51
4.387
4.335
5.072
5.415
4.957
4.780
4.726
4.076
3.924
4.007
3.482
429
451
464
474
391
392
369
372
361
349
246
43
48
53
78
87
96
106
115
130
142
143
0
1
1
1
0
1
1
1
2
2
2
-
-
-
0
0
0
0
0
0
0
0
-
-
-
-
-
-
-
-
-
0
0
6.330
5.937
6.037
1.878
1.798
1.709
1.634
1.717
1.531
1.458
1.377
282
284
300
281
243
237
227
236
206
200
197
NPL Real Estate, Business, Ownership, and Business Services NPL
12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other Individual Services NPL 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin
Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal
2. Fisher
House Hold 22.419
22.502
22.774
22.844
23.071
23.266
23.527
23.630
23.798
23.917
23.336
720
809
828
751
773
756
790
796
783
773
764
525
516
509
619
607
602
603
605
609
603
791
30
35
30 1.516
26
25
24
25
20
31
1.435
37 1.458
28
1.429
1.536
1.525
1.554
1.585
1.575
1.587
1.436
65
69
75
73
75
75
84
86
85
85
62
1.323
1.285
1.433
1.332
1.289
1.260
1.360
1.193
1.254
1.236
1.227
36 16.072
38 15.520
38
34
15.053
14.699
29 14.292
32 14.122
33 13.978
31 13.708
30 13.502
39 13.181
43 13.814
591
741
818
777
811
715
717
727
692
644
4.052
3.817
4.136
4.367
4.235
4.272
4.263
3.764
3.661
3.425
65
84
82
89
71
115
120
110
153
143
- For Home Ownership
NPL - For Apartement Ownership
NPL - For Shop House Ownership
NPL - For Vehicles Ownership
NPL - Others
NPL 669 3.370 Non Industrial Origin Others 137
NPL
151
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.1.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit (Credit Channeling and NPL Credit Channeling of Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum
2011
2012
2014
2013
Okt
Nov
2015 Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
109.790 1.523 4.935 291 87.780 302 344.597 11.746 45.841 247 75.395 2.865 375.017 12.500 30.425
142.451 2.603 5.492 197 104.207 1.292 445.807 10.479 59.073 253 95.921 3.410 499.567 12.668 44.640
177.162 2.553 6.391 185 126.826 1.920 577.880 10.023 79.493 587 116.090 4.746 644.047 15.898 59.306
201.844 4.047 7.217 241 125.620 4.196 632.111 13.608 76.664 1.053 149.009 6.999 701.926 23.110 69.290
206.433 4.075 7.459 212 128.754 4.269 638.484 13.563 78.703 1.580 149.384 7.538 710.895 23.270 70.278
212.386 3.827 7.698 195 141.824 3.574 660.536 12.267 81.130 1.547 147.266 6.784 716.733 22.782 73.583
211.790 4.196 7.601 212 142.816 3.651 656.410 12.933 84.242 1.600 141.592 7.439 704.159 24.820 73.220
210.081 4.454 7.510 233 137.139 3.565 670.946 13.101 89.014 1.214 143.594 7.727 713.783 26.075 73.757
212.035 4.285 7.798 252 127.260 4.537 672.848 13.441 85.264 1.251 149.290 7.804 722.371 25.115 75.371
214.088 4.603 7.932 274 133.269 4.474 674.544 13.931 83.190 1.229 153.324 8.438 731.270 26.203 76.252
217.234 4.753 8.075 286 136.380 4.531 684.035 15.507 88.235 1.207 156.184 8.607 741.846 27.498 77.782
221.583 4.579 8.112 295 140.250 4.735 703.285 15.891 87.915 1.401 163.230 8.866 759.871 28.287 78.847
225.759 4.648 8.070 282 138.308 5.282 703.045 17.605 92.721 1.556 165.573 9.179 748.131 29.713 78.979
231.390 4.751 8.244 266 139.022 5.155 717.578 18.897 90.360 1.527 166.853 9.115 761.824 31.277 78.821
238.059 4.827 8.343 259 139.800 4.468 744.090 19.517 94.032 2.103 171.362 8.406 775.716 31.984 81.938
237.659 4.935 8.463 286 133.161 4.114 724.765 18.777 91.487 1.891 173.796 8.332 765.828 30.903 82.350
629 97.966
443 122.235
571 163.418
1.155 175.919
1.068 172.309
1.057 171.805
1.241 168.280
1.332 168.264
1.251 170.198
1.472 174.583
1.617 177.361
1.652 172.920
1.965 174.332
1.816 174.738
1.883 174.636
1.874 172.743
2.400 105.184 309 116.201
2.522 124.958 193 150.568
3.208 151.154 427 193.182
5.946 166.598 1.637 160.189
5.757 165.663 1.570 162.289
5.516 166.182 1.559 165.466
5.695 162.418 1.925 161.036
5.650 164.938 1.970 162.595
6.087 162.561 1.132 163.828
6.163 160.054 1.103 164.388
6.454 159.702 1.134 166.076
5.990 161.110 1.089 169.884
6.206 160.180 1.076 172.213
6.475 160.283 1.145 175.289
6.654 161.916 1.215 177.382
7118,79029 160.668 1.199 176.762
NPL 12. Admistrasi Pemerintahan, Pertahanan
1.767 3.014
2.446 2.793
3.477 r) 6.498
3.496 9.695
3.759 9.893
3.391 11.002
3.683 10.982
4.130 11.182
3.953 11.037
4.513 10.863
4.904 11.031
4.476 11.020
4.574 11.383
4.369 11.856
3.947 12.264
3.892 11.471
NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial
15 4.064 63 7.611
5 4.612 50 8.671
4 5.477 57 10.153
7 6.691 83 11.725
6 6.738 72 12.138
7 6.648 69 12.325
7 6.560 73 12.423
12 6.672 85 12.311
10 6.917 87 12.771
10 7.033 91 12.805
11 7.183 94 13.228
13 7.441 98 13.685
12 7.499 95 13.738
12 7.494 109 13.973
12 7.520 85 14.222
22 7.792 171 14.501
334 39.294
396 45.006
197 53.861
181 57.841
215 59.277
197 67.744
197 60.308
215 17.787
223 59.258
233 59.556
233 59.538
245 60.715
239 60.795
233 63.826
240 61.486
774 691
1.088 711
1.181 1.537
2.134 2.111
2.080 2.176
1.929 2.220
2.111 2.243
2.247 2.284
2.253 2.368
2.252 2.613
2.366 2.671
2.298 2.720
2.343 2.576
2.861 2.620
2.878 2.643
37 3.305
49 501
34 318
60 221
58 215
53 211
63 213
68 198
66 88
69 88
68 90
67 86
70 88
71 87
65 99
53 81.689
8 50.396
6 3.984
7 13.195
7 14.235
7 15.889
7 15.590
7 15.820
3 12.191
3 11.979
3 11.090
3 10.511
3 11.252
3 11.252
3 11.369
1.339
892
25
154
289
304
308
325
307
272
265
251
265
235
223
NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan
dan Jaminan Sosial Wajib
NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya
NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL
NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL r) Angka-angka diperbaiki
Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory social security
NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 216 56.615 15. Community, Sociocultural,Entertainment and Other Individual Services NPL 2.612 2.660 16. Individual Services which Serve Households NPL 64 83 17. International Agency and Other Extra Agency International NPL 2 11.117 18. Business Activities which are not clearly defined NPL 216 Loans to Non Industrial Origin
Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan
Items
Okt
House Hold - For Home Ownership NPL - For Apartement Ownership NPL - For Shop House Ownership
176.659 3.291 5.573 57 15.207
211.476 4.395 10.275 86 19.988
268.764 5.766 12.024 89 24.979
297.503 7.268 13.211 141 25.838
300.271 7.238 13.169 149 25.768
302.916 6.533 13.236 144 25.969
301.781 7.461 13.140 171 26.182
303.482 7.790 13.027 179 26.069
305.957 7.522 13.110 188 26.164
308.195 7.671 13.074 186 26.268
310.459 8.055 12.993 201 26.357
313.289 8.114 13.018 204 26.516
314.576 8.562 12.975 211 26.466
316.853 8.655 12.944 222 26.347
318.942 8.529 12.998 220 26.523
320.801 8.406 13.167 226 26.446
260 105.725 998 119.841
380 98.658 1.082 278.867
532 104.458 849 277.825
685 122.069 1.385 357.025
684 123.441 1.355 361.017
651 123.165 1.312 367.466
732 123.919 1.334 369.258
792 123.896 1.354 371.152
771 123.386 1.390 376.321
772 123.076 1.412 379.559
810 122.326 1.493 386.688
825 124.329 1.562 388.049
892 125.856 1.696 389.715
903 126.172 1.767 390.459
896 129.179 1.847 398.580
868 130.368 1.868 405.658
1.413 244.288 4.482
2.663 180.987 2.995
2.483 222.068 3.462
3.892 174.558 1.984
3.921 177.627 2.022
3.667 180.908 2.017
4.119 178.453 2.139
4.374 180.761 2.174
4.275 181.481 2.199
4.457 183.567 2.310
4.582 180.569 2.414
4.430 189.659 2.588
4.548 189.515 2.595
4.558 193.005 2.625
4.452 193.385 2.533
NPL 4.514 195.077 Non Industrial Origin Others NPL 2.501
NPL - For Vehicles Ownership
NPL - Others
r) Revised figures
152
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.2.a. Kredit dan NPL Bank Persero Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of State Owned Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) 2014 2011
2012
2013
63.980 677 2.339 209 35.009 83 109.948 4.740 20.762 39 27.728 1.133 127.969 6.206 6.366
87.012 1.397 2.659 108 40.792 217 142.652 4.499 27.584 14 37.676 1.198 174.264 6.391 8.734
NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL
279 34.037
11. Real Estate, Usaha Persewaan, danNPL Jasa Perusahaan 12. Admistrasi Pemerintahan, Pertahanan
Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum
dan Jaminan Sosial Wajib
NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya
NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL r) Angka-angka diperbaiki
2015
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
105.912 1.186 3.095 112 50.148 217 180.215 3.883 37.373 13 46.871 1.598 262.550 7.887 13.195
120.205 1.350 3.072 128 45.304 674 184.679 4.009 39.549 17 56.311 2.201 282.621 9.436 15.985
121.766 1.351 3.100 97 47.175 779 187.222 4.029 40.105 442 56.293 2.230 284.849 9.293 16.164
124.393 1.291 3.208 88 55.977 881 199.191 3.388 41.458 441 56.121 2.012 282.359 8.537 17.052
134 41.533
257 58.896
440 60.638
401 60.268
761 20.872 173
680 27.563 47
617 27.419 137
1.003 26.162 102
17.237 285 2.382
21.618 364 2.199
38.921 540 11.926
15 682 17 2.201 214 5.633
5 701 11 2.607 260 7.631
136 222
Jul
124.275 1.444 3.161 99 57.066 884 196.100 3.654 44.127 441 53.319 2.282 280.672 9.725 17.103
123.695 1.667 3.151 109 52.478 901 198.728 3.686 46.482 440 54.405 2.387 284.395 10.475 17.067
123.070 1.612 3.248 110 45.133 996 200.861 3.595 42.859 444 56.710 2.332 284.294 10.195 17.867
124.167 1.695 3.224 116 48.510 1.158 200.112 3.801 41.104 445 58.589 2.486 288.509 10.860 17.946
126.705 1.800 3.226 124 49.749 1.163 205.312 3.912 44.822 443 59.688 2.406 297.459 11.733 18.401
127.969 1.672 3.290 135 53.041 1.078 212.613 4.785 45.944 440 62.001 2.448 310.525 12.033 19.117
378 60.622
502 59.245
487 59.277
410 59.218
418 59.715
422 60.281
993 26.909 98
1.005 26.878 78
1.073 26.824 347
1.104 27.745 332
917 28.896 328
987 28.045 322
36.655 645 8.991
37.148 647 9.173
37.668 633 9.551
36.778 837 9.569
37.360 839 9.759
37.778 793 9.660
4 896 13 2.914 134 11.588
3 1.144 20 2.962 58 16.735
3 1.148 17 3.125 52 18.695
3 1.164 16 3.305 45 26.366
3 1.145 18 3.447 52 19.341
6 1.183 24 3.235 67 17.030
176 350
203 1.154
531 1.674
505 1.724
474 1.762
558 1.780
7 3.208
8 14
9 1
37 3
37 4
34 4
53 61.692
46.968
1.975
5.928
6.292
1.073
835
1
8
89.587 1.930 2.275 32 2.224
98.016 2.612 5.090 66 3.388
136.888 3.519 5.164 46 4.674
59 14.584 56 18.639
141 13.925 95 140.040
456 107.258 1.150
1.690 26.112 302
Items
Ags
Sep
Okt
128.864 1.743 3.214 130 49.571 1.284 210.337 6.292 48.402 497 63.604 2.515 303.633 13.207 19.169
130.593 1.738 3.277 117 49.651 1.299 217.888 6.322 45.346 498 64.324 2.573 305.457 13.442 19.305
132.566 1.654 3.323 111 50.311 1.295 229.757 6.696 47.756 500 66.202 2.507 313.027 12.325 19.612
134.314 1.665 3.413 119 48.096 1.257 226.942 6.599 46.693 497 66.656 2.482 312.932 12.366 20.124
583 59.714
613 60.404
553 61.258
555 60.420
1.112 25.654 328
1.161 26.192 334
1.181 25.562 338
1.293 25.593 335
1.611 26.449 331
Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and theprovision of eating and drinking 546 NPL 59.336 9. Transportation, Warehousing and Communications 1.650 NPL 26.186 10. Financial intermediaries NPL 332
37.658 930 9.476
37.623 977 9.662
39.724 1.129 9.524
40.290 1.148 9.859
40.701 1.073 10.173
41.910 1.068 10.534
42.042 1.056 9.734
11. Real Estate, Business, Ownership, NPL 12. Government administration, Defese and Compulsory social security
6 1.191 26 3.441 69 18.202
7 1.199 23 3.319 71 17.873
7 1.227 23 3.481 70 17.818
10 1.255 23 3.699 82 18.436
8 1.238 21 3.427 78 18.716
8 1.243 23 3.559 77 19.090
8 1.264 20 3.629 76 19.689
8 1.262 20 3.747 79 20.058
621 1.816
632 1.868
643 2.093
663 2.133
646 2.169
652 2.020
659 2.043
699 2.053
700 2.058
42 4
46 3
44 4
48 4
48 5
47 4
49 4
49 5
42 5
40 4
7.084
7.170
7.190
7.255
7.256
6.357
6.436
7.075
7.406
7.736
7.098
8
7
10
10
9
11
8
9
8
5
5
4
NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other NPL Individual Services 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL
149.461 4.117 5.293 69 4.885
151.091 4.072 5.281 66 4.898
152.583 3.572 5.309 58 4.942
152.420 4.279 5.274 64 4.929
153.538 4.467 5.196 71 4.889
155.388 4.303 5.211 86 4.895
156.821 4.375 5.185 94 4.963
158.254 4.653 5.162 101 5.018
160.406 4.659 5.191 101 5.064
161.596 4.884 5.168 111 5.035
162.857 4.913 5.207 112 5.076
164.849 4.745 5.239 111 5.129
146 21.529 142 115.952
231 24.203 331 152.223
233 24.024 320 153.778
221 24.568 320 158.388
249 25.157 326 158.405
274 25.217 323 160.024
258 25.676 340 162.659
246 25.556 340 163.774
286 25.245 361 165.255
278 25.782 368 167.346
310 26.165 405 167.734
334 26.141 410 170.008
320 25.692 400 173.276
166.861 4.650 5.259 114 5.223 321 25.478 421 175.726
1.483 42.470 318
1.940 22.337 368
1.912 23.836 384
1.770 25.134 392
1.963 25.218 424
2.102 25.650 465
2.053 25.860 488
2.115 26.256 541
2.273 26.643 574
2.135 27.163 625
2.173 27.148 619
2.170 27.312 633
2.124 27.470 640
Loans to Non Industrial Origin House Hold - For Home Ownership NPL - For Apartement Ownership NPL - For Shop House Ownership NPL - For Vehicles Ownership
NPL - Others
2.118 NPL 28.024 Non Industrial Origin Others 619 NPL r) Revised figures
153
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.3.a. Kredit dan NPL BUSN Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Foreign Exchange Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) 2014 Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan
penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, danNPL Jasa Perusahaan 12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial Wajib
NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya
NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL r) Angka-angka diperbaiki
2011
2012
2013
32.618 588 1.893 45 32.282 166 145.923 4.628 17.119 202 32.818 1.011 192.695 4.802 20.648
37.311 640 1.978 43 29.125 728 183.778 3.683 21.877 127 39.051 843 242.879 4.168 30.482
262 47.180
2015
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
46.937 613 2.348 35 33.742 1.178 224.347 3.842 26.195 450 43.574 737 284.910 4.931 38.361
55.501 1.548 2.896 42 39.895 2.806 261.177 5.839 26.268 887 60.597 2.235 306.586 8.822 44.264
56.375 1.538 2.984 43 41.828 2.753 262.825 5.780 27.233 989 61.697 2.442 311.982 9.024 45.030
58.658 1.385 3.068 41 43.657 1.889 271.943 5.126 28.408 957 62.013 1.840 319.318 9.143 47.078
152 59.221
160 76.083
496 83.234
439 79.878
1.186 36.095 101 80.468 1.069 341
1.124 40.801 102 102.026 1.475 190
1.498 54.847 214 119.979 1.988 15
2.895 67.110 1.216 104.213 2.105 33
2.217 32 4.001 101 27.202
0 2.619 27 4.552 114 27.247
0 3.197 29 5.633 44 28.159
490 166
415 161
12 6
Jul
58.457 1.565 3.035 41 41.572 1.990 271.231 5.488 28.406 1.009 63.229 2.091 310.007 9.565 46.841
57.044 1.579 2.915 50 40.077 1.916 276.102 5.560 28.228 623 63.652 2.189 313.559 10.075 47.527
58.815 1.438 2.908 62 40.188 2.700 275.414 5.837 28.243 650 65.869 2.292 318.260 9.599 47.960
58.877 1.491 3.050 68 40.670 2.457 280.829 6.271 28.008 616 66.741 2.618 320.408 9.932 48.772
59.382 1.489 3.124 71 41.853 2.493 283.284 7.016 29.186 598 67.687 2.858 320.637 9.972 49.412
62.553 1.553 3.182 71 44.316 2.775 288.612 6.388 28.055 908 69.686 3.165 324.264 9.458 49.745
464 78.969
528 77.669
541 77.206
545 77.632
639 77.000
666 80.482
2.790 66.513 1.188 105.490 2.350 34
2.632 66.962 1.106 107.844 1.966 32
2.804 65.523 1.193 104.278 2.035 32
2.490 67.294 1.220 105.419 2.402 32
3.111 65.000 500 105.046 2.060 31
3.084 64.640 510 105.059 2.474 29
3 4.091 41 7.004 100 30.286
3 4.144 36 7.133 128 31.387
4 4.018 35 7.025 118 32.145
4 3.947 37 7.036 123 31.877
4 3.990 41 7.103 123 31.039
3 3.975 38 7.225 126 31.691
473 170
939 163
1.021 170
970 173
998 176
1.021 179
17 5
10 9
6 57
7 55
6 54
8 56
3.479
2.042
0 697
1 611
1 579
1 589
52
4
7
23
22
70.485 1.003 2.925 21 12.469 174 84.406 855 24.328
95.605 1.329 4.737 18 15.879 211 79.117 909 36.186
108.060 1.630 6.169 22 19.401 321 78.024 683 45.670
121.070 2.206 7.097 64 19.965 368 91.796 1.001 66.516
420 50.775 921
427 57.410 892
513 64.995 1.187
1.255 38.542 707
Items
Ags
Sep
Okt
65.360 1.514 3.200 66 46.499 2.652 286.437 6.822 27.951 1.005 70.170 3.239 318.911 9.601 49.842
69.134 1.622 3.217 65 47.157 2.739 292.736 7.405 28.276 978 70.879 3.195 326.751 9.864 50.728
73.214 1.775 3.232 66 46.056 2.031 301.633 7.497 29.120 1.552 71.398 2.693 334.507 11.438 53.208
71.430 1.756 3.161 80 43.944 1.708 297.254 6.939 28.733 1.341 71.903 2.275 331.050 10.522 52.457
481 76.084
579 75.678
589 77.790
781 77.650
755 76.944
3.289 66.608 524 107.056 2.612 28
3.147 67.463 495 108.562 2.459 31
3.318 67.046 464 109.903 2.292 29
3.605 67.865 518 111.605 2.322 30
3.616 65.491 613 112.667 2.104 29
3.910 67.287 599 112.130 2.022 44
3 4.059 42 7.309 131 32.221
3 4.160 43 7.482 132 32.380
2 4.274 46 7.628 131 33.045
3 4.265 46 7.903 128 33.276
2 4.265 38 7.999 125 33.472
2 4.249 36 8.147 133 30.807
12 4.441 53 8.280 102 28.101
1.038 187
970 198
1.005 204
979 212
1.007 217
1.205 242
1.143 251
1.185 258
8 44
8 52
7 44
7 44
6 44
8 44
8 45
9 54
10 44
2 534
2 503
2 861
2 852
1 920
1 449
1 462
1 495
1 310
1 598
23
29
34
27
26
20
18
21
27
22
18
121.605 2.202 7.078 73 19.881 368 93.505 1.000 67.033
122.500 2.048 7.066 78 20.032 350 92.918 959 67.585
121.612 2.163 6.996 95 20.255 396 93.311 972 69.387
121.692 2.281 6.960 95 20.181 425 93.406 992 68.722
122.234 2.198 6.899 85 20.229 415 92.704 1.015 69.504
122.673 2.181 6.866 72 20.257 424 92.716 1.034 70.396
123.403 2.220 6.813 79 20.308 417 92.532 1.092 74.586
123.797 2.267 6.807 84 20.403 441 94.150 1.160 72.412
123.890 2.397 6.786 79 20.396 470 95.573 1.258 73.078
124.611 2.452 6.720 88 20.281 456 96.066 1.324 73.632
124.256 2.479 6.755 87 20.393 465 99.648 1.417 77.251
123.766 2.427 6.902 90 20.214 435 101.183 1.415 80.436
1.311 39.029 734
1.214 39.753 808
1.441 36.749 879
1.534 37.554 868
1.475 37.134 893
1.534 37.404 909
1.481 32.322 902
1.477 38.875 986
1.536 38.407 980
1.550 37.021 984
1.504 35.570 917
Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, NPL 12. Government administration, Defese and Compulsory social NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other NPL Individual Services 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold - For Home Ownership NPL - For Apartement Ownership NPL - For Shop House Ownership NPL - For Vehicles Ownership NPL - Others
NPL 1.559 35.698 Non Industrial Origin Others NPL 904 r) Revised figures
154
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.4.a. Kredit dan NPL BUSN Non Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Non-Foreign Exchange Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) 2014 Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum
2011
2012
2013
Okt
2015
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
572 14 167 2 404 8 4.266 117 187 0 1.618 96 10.576 288 1.340
914 13 209 7 612 13 4.785 193 97 1 1.771 134 14.796 448 2.168
1.433 32 250 6 998 15 6.286 246 148 1 2.371 135 17.408 530 2.562
1.961 78 359 26 1.019 53 9.020 380 377 3 3.729 149 24.471 912 3.213
2.101 68 368 26 1.077 55 9.427 369 457 3 3.714 133 24.549 871 3.183
2.185 77 374 24 1.104 45 9.473 287 445 3 3.980 125 25.140 809 3.214
2.184 81 387 26 1.022 51 9.573 374 480 3 3.848 159 25.518 891 3.167
2.259 84 389 27 1.005 59 9.664 384 472 3 3.728 180 25.969 943 3.158
2.501 88 634 33 1.414 114 10.725 418 516 10 4.417 174 27.214 901 3.202
2.570 96 655 34 1.434 114 10.893 404 460 10 4.467 172 28.098 889 3.180
2.636 108 712 34 1.429 108 10.509 432 466 10 4.578 179 28.026 860 3.197
2.654 118 628 34 1.426 108 11.117 396 453 3 4.539 163 28.714 831 3.238
2.631 121 623 33 1.211 100 11.679 418 569 4 4.512 155 28.484 912 3.245
2.893 142 730 33 953 77 11.494 485 570 4 4.586 188 28.475 976 3.251
2.820 121 741 32 954 49 11.760 459 671 4 4.600 188 28.684 977 3.532
2.804 130 803 32 966 50 11.540 466 667 4 4.651 182 28.973 1.030 3.467
NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, danNPL Jasa Perusahaan 12. Admistrasi Pemerintahan, Pertahanan
20 1.754
30 2.526
34 2.508
86 3.475
83 3.467
91 3.539
86 3.468
89 3.475
87 3.808
99 3.831
101 3.788
95 3.949
97 4.187
97 4.241
76 4.307
81 4.275
45 4.054 16 6.222 254 1
181 4.904 22 9.034 308 1
97 7.068 58 11.200 279 0
269 9.795 279 4.581 106 71
237 9.444 240 4.716 112 68
111 10.287 334 4.403 95 67
111 9.434 340 4.510 102 65
310 9.473 372 4.576 112 65
261 9.454 211 5.020 299 10
260 8.924 180 5.419 304 10
314 8.408 187 5.341 301 9
222 9.403 162 5.436 290 9
242 9.522 172 5.427 314 9
278 9.508 193 5.715 132 8
176 9.874 172 6.132 150 8
168 9.556 155 6.236 176 8
NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan
301 3 381 5 2.103
453 7 463 5 4.006
0 451 3 514 5 7.591
1 676 1 609 4 3.378
1 666 1 669 4 3.283
1 709 1 699 4 3.369
1 722 5 703 4 3.430
2 758 6 723 3 3.306
1 1.011 9 808 6 3.678
1 1.013 10 859 8 3.559
1 1.020 10 880 8 3.408
1 1.094 10 913 9 3.413
1 1.193 9 950 9 2.938
1 1.201 32 965 8 2.842
1 1.194 12 972 8 2.841
1 1.229 12 979 9 2.879
NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya
49 30
138 71
171 100
78 158
74 162
77 165
79 165
95 165
100 183
115 191
117 202
118 204
110 207
112 201
94 205
94 208
1 0
4 3
3 0
6 0
4 0
4 0
4 0
4 0
5 0
5 0
4 0
4 0
4 0
5 0
5 0
5 0
NPL 18. Kegiatan yang belum jelas batasannya NPL Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan
20
33
0 23
4.853
5.497
6.182
5.833
5.936
1.806
1.727
1.593
1.514
1.603
1.382
0 1.290
0 1.274
0
0
-
118
255
272
268
279
268
231
232
221
232
201
194
191
2.611 141 87 1 124
3.052 131 150 109
3.993 135 184 116
3.972 139 251 163
4.065 146 229 0 164
4.144 153 251 0 162
4.124 162 259 0 161
4.154 148 258 0 156
4.030 130 387 5 181
4.023 140 399 5 181
4.005 146 392 6 166
4.013 151 391 5 171
4.004 162 391 5 162
4.012 163 397 5 162
4.014 161 395 6 166
4.044 163 393 5 172
10 1.206 48 25.574
9 2.193 46 31.409
4 1.934 9 35.053
4 3.230 34 42.152
4 3.136 16 42.349
3 3.052 15 42.588
3 2.908 18 42.660
3 2.792 20 42.939
5 2.647 17 43.321
5 2.571 20 43.633
6 2.449 21 43.963
5 2.423 17 44.227
5 2.203 15 44.403
5 2.135 15 44.850
5 2.094 14 45.333
4 2.033 16 45.738
82 4.545 41
121 5.691 28
125 6.037 51
198 124 4
200 425 4
196 469 5
208 426 5
218 434 4
209 717 13
220 665 13
230 710 17
223 719 16
228 331 14
236 337 14
238 396 15
dan Jaminan Sosial Wajib
dan Perorangan lainnya
NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL r) Angka-angka diperbaiki
Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, NPL 12. Government administration, Defese and Compulsory social NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other NPL Individual Services 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold - For Home Ownership NPL - For Apartement Ownership NPL - For Shop House Ownership NPL - For Vehicles Ownership
NPL - Others
NPL 242 464 Non Industrial Origin Others NPL 15 r) Revised figures
155
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.5.a. Kredit dan NPL BPD Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Regional Development Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) 2014 Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum
2011
2012
2013
Okt
2015
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 489 2.612 9. Transportation, arehousing and Communications
5.819 240 301 22 1.280 45 3.727 220 2.205 5 10.291 607 19.560 900 1.545
8.597 552 359 29 1.931 83 5.643 272 2.601 111 11.855 1.154 21.337 1.101 1.848
9.894 722 422 32 1.265 81 7.400 359 3.139 122 15.508 2.101 25.342 1.573 3.220
11.077 1.069 497 45 1.158 138 7.513 466 2.886 146 19.831 2.127 27.479 2.355 4.655
11.181 1.117 506 46 1.175 152 7.622 583 3.336 146 20.117 2.474 28.448 2.569 4.667
11.231 1.073 499 42 1.129 146 7.645 525 3.302 146 16.682 2.366 28.531 2.490 4.936
10.944 1.105 478 45 1.100 146 7.589 548 3.447 146 13.274 2.446 27.504 2.662 4.815
10.812 1.123 490 46 1.078 124 7.606 545 3.448 147 13.974 2.588 27.910 2.794 4.611
10.820 1.146 481 47 1.111 152 7.643 546 3.188 147 14.865 2.738 28.378 2.792 4.899
10.871 1.178 492 55 1.101 186 7.636 550 3.174 155 15.757 2.948 28.499 2.929 4.898
10.936 1.208 488 56 1.103 198 7.580 586 3.175 156 16.795 2.934 28.703 3.029 5.290
10.571 1.087 498 55 1.107 201 7.505 584 3.058 50 18.437 2.859 29.193 3.078 5.145
10.428 1.116 497 54 1.102 348 7.297 649 3.099 50 19.098 3.053 28.909 3.204 5.129
9.806 1.088 481 50 965 377 6.758 578 2.931 46 18.672 2.926 31.835 3.842 3.967
9.905 1.106 480 50 957 379 6.704 581 2.850 47 20.064 2.786 31.781 3.924 3.972
60 2.835
118 3.425
120 3.291
133 3.367
145 3.320
123 3.323
125 3.255
215 3.181
209 3.229
315 3.150
427 3.001
493 2.710
675 2.749
576 2.339
468 2.283
NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, danNPL Jasa Perusahaan 12. Admistrasi Pemerintahan, Pertahanan
47 1.055 19 3.000 136 197
245 1.787 21 5.212 258 129
394 3.215 18 7.253 623 107
1.059 5.644 35 5.409 597 33
1.043 5.758 40 5.378 608 26
977 6.105 38 5.054 618 761
981 6.281 41 5.274 666 692
956 6.287 44 5.314 675 686
1.014 6.284 44 5.377 702 690
1.043 6.261 44 5.407 713 696
946 6.408 48 5.215 947 666
663 6.265 50 5.808 534 796
665 6.234 53 5.731 759 802
481 6.216 52 5.559 781 936
431 6.471 51 5.469 565 953
593 6.539 65 5.373 578 993
NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan
675 8 727 14 2.613
638 4 804 18 3.875
0 690 9 849 14 5.145
0 658 17 977 18 5.647
0 658 14 998 30 4.526
0 639 12 1.057 28 4.432
0 628 13 1.015 17 4.224
0 624 15 1.043 21 4.237
0 622 14 1.096 21 3.948
0 649 13 1.133 23 4.107
0 664 15 1.146 23 4.162
0 685 16 1.209 22 4.055
0 671 15 1.205 23 4.035
0 653 13 1.208 22 6.563
0 678 14 1.254 23 6.518
0 723 83 1.275 25 3.999
NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya
97 270
338 128
334 112
574 115
471 118
397 118
465 120
497 123
471 128
523 129
579 132
552 135
571 132
882 135
940 135
631 136
17 0
20 402
12 225
11 141
11 136
10 133
10 135
10 134
10 15
9 22
9 24
9 21
9 23
9 21
9 22
9 20
NPL 18. Kegiatan yang belum jelas batasannya NPL Penerima Kredit Bukan Lapangan Usaha
0 239
8 150
6 47
6 44
6 46
6 112
6 112
6 166
2 158
1 162
1 184
1 164
1 151
1 36
1 31
1 82
12
8
1
2
1
0
0
1
3
5
5
3
3
2
2
3
11.939 179 232 3 241
12.275 282 220 2 348
16.606 428 363 16 495
19.816 749 427 9 587
20.297 771 439 9 578
20.451 714 470 9 586
20.391 809 474 11 596
20.819 846 476 12 601
20.984 843 478 11 616
21.324 921 492 15 629
21.415 978 500 15 632
21.647 973 498 14 644
21.657 1.057 502 16 641
21.920 1.063 493 16 601
22.329 1.079 484 17 612
22.582 1.103 493 17 620
17 438 4 46.536
18 418 4 66.292
55 450 4 75.750
76 487 5 90.393
76 492 5 91.886
70 499 5 92.864
78 500 5 92.769
84 495 5 93.310
87 489 6 94.722
90 491 6 95.636
93 501 6 96.648
92 491 6 97.768
96 489 6 98.187
96 486 6 95.639
95 476 6 96.409
97 474 6 97.433
162 59.977 260
225 68.575 154
229 83.755 190
383 89.303 335
382 89.907 342
364 90.896 247
380 91.552 254
387 92.478 255
398 93.310 215
445 94.343 236
455 95.698 275
444 97.225 284
458 97.852 309
445 102.543 329
435 103.967 313
NPL 9. Transportasi, pergudangan dan komunikasi
dan Jaminan Sosial Wajib
dan Perorangan lainnya
Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL r) Angka-angka diperbaiki
10.195 1.223 507 55 961 428 7.036 660 2.987 50 21.751 3.162 30.296 3.651 4.795
439
NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, NPL 12. Government administration, Defese and Compulsory social NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural,Entertainment and Other NPL Individual Services 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold - For Home Ownership
NPL - For Apartement Ownership
NPL - For Shop House Ownership
NPL - For Vehicles Ownership
NPL - Others
NPL
104.630 Non Industrial Origin Others
320
NPL r) Revised figures
156
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.6.a. Kredit dan NPL Bank Campuran Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Join Venture Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) 2014 Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, danNPL Jasa Perusahaan 12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial Wajib
NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya
NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna) NPL Bukan Lapangan Usaha Lainnya NPL r) Angka-angka diperbaiki
2011
2012
2013
Okt
2015
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 3 9.019 9. Transportation, Warehousing and Communications
4.979 3 228 13 7.141 41.936 921 1.264 2.384 18 15.439 274 309
6.441 1 257 9 11.529 117 51.871 859 1.764 3.497 70 25.798 439 1.129
9.819 1 234 0 14.472 360 75.770 678 4.325 3.867 163 29.529 356 1.508
8.674 1 316 11.694 462 72.348 1.216 1.669 2.752 287 33.609 859 569
10.714 1 414 11.460 466 76.580 1.253 1.555 2.715 259 34.624 846 589
11.265 1 466 15.124 547 77.632 1.329 1.655 2.517 440 35.324 1.097 594
11.318 1 471 15.890 514 77.092 1.371 1.788 2.548 459 34.481 1.270 594
11.616 1 497 17.112 498 78.913 1.382 2.732 2.510 381 34.841 1.079 602
11.757 1 465 13.614 505 79.020 1.329 2.814 2.545 267 35.409 913 608
12.096 143 426 14.108 491 76.584 1.356 2.822 2.601 212 36.394 894 485
12.212 147 433 14.035 501 77.454 1.459 2.868 2.746 228 36.922 1.113 555
12.307 149 437 14.354 505 79.938 1.474 2.855 2.786 229 37.100 1.463 571
13.135 154 443 14.375 828 83.633 1.491 3.679 2.682 215 37.835 1.404 555
13.523 162 454 15.478 590 84.641 1.702 3.816 2.611 232 38.544 1.665 548
13.479 171 477 15.514 640 88.045 1.785 3.919 2.684 232 37.942 1.708 551
13.104 161 494 14.578 600 83.855 1.799 3.540 2.777 230 35.776 1.774 515
9 6.215
9 8.274
0 11.296
8.772
8.285
8.467
7.855
7.707
7.581
7.744
7.655
7.513
7.680
0 7.746
3 7.744
210 17.858 6.946 31 1
284 18.234 9.228 32 194
430 23.533 11.098 47 188
579 22.316 5 5.601 43 181
550 21.564 4 5.881 43 183
645 21.383 4 5.667 44 179
576 20.438 3 5.576 44 183
639 20.040 3 5.511 98 186
630 19.526 48 5.762 98 189
638 19.175 48 5.911 92 187
640 18.930 48 5.651 61 191
642 18.487 47 5.434 56 185
642 19.218 49 5.707 54 187
657 18.024 47 6.239 53 195
650 18.019 47 6.358 53 203
641 15.574 47 6.226 51 190
187 3 298 0 661
202 3 244 778
242 3 239 1 436
121 4 169 1 873
122 4 209 1 450
118 4 235 1 471
118 0 218 1 479
118 0 204 1 480
117 0 197 1 479
114 3 181 1 529
112 3 235 1 522
108 3 234 1 505
107 3 251 1 519
107 3 238 533
110 3 216 0 545
103 4 218 0 523
2 2
21 1
1 1
12 2
11 2
11 2
12 2
12 2
12 2
2 1
2 0
3 0
3 0
2 0
1 0
1 0
92
77
83
20
19
20
18
18
17
17
17
17
16
17
17
15
455
159
174
250
251
265
261
263
265
255
258
258
253
258
264
245
0
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
1.463 37 43 1 148
1.984 41 68 1 264
2.696 55 140 6 293
2.620 56 133 0 237
2.645 47 131 0 244
2.668 47 129 0 244
2.664 48 126 0 240
2.712 49 124 0 240
2.741 48 122 0 241
2.774 54 120 0 236
2.787 57 116 0 230
2.813 64 120 0 231
2.812 62 116 0 231
2.838 64 116 0 225
2.877 63 113 221
2.908 62 109 216
0 5.075 34 810
0 2.980 28 969
5 2.498 10 1.059
6 2.320 13 1.279
4 2.259 13 1.326
7 2.104 12 1.423
7 2.021 13 1.465
7 1.961 13 1.500
7 1.845 12 1.527
7 1.718 12 1.524
8 1.576 13 1.545
9 1.459 12 1.592
11 1.404 12 1.605
12 1.322 11 1.643
11 1.246 10 1.679
11 1.178 10 1.717
84 6.455 396
117 7.351 336
30 7.859 326
28 7.945 245
29 8.005 236
38 7.974 232
39 8.006 232
40 8.089 228
42 8.050 222
42 8.171 228
45 8.276 241
48 8.467 251
49 8.497 255
52 8.567 256
53 8.745 257
8.826 Non Industrial Origin Others
54 256
NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, NPL 12. Government administration, Defese and Compulsory social NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, ociocultural,Entertainment and Other Individual Services NPL 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold - For Home Ownership
NPL - For Apartement Ownership
NPL - For Shop House Ownership
NPL - For Vehicles Ownership
NPL - Others
NPL NPL r) Revised figures
157
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.7.a. Kredit dan NPL Bank Asing Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Foreign Owned Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) 2014 Keterangan Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum
2011
2012
2013
Okt
2015
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
1.822 0 6 11.664 38.797 1.120 4.305 556 0 8.778 29 217
2.174 0 30 20.217 136 57.077 973 5.151 2.070 12 20.492 120 278
3.167 0 42 26.201 69 83.862 1.014 8.313 3.899 12 24.308 622 460
4.426 77 26.550 63 97.373 1.698 5.915 0 5.789 0 27.160 726 603
4.296 87 26.040 64 94.809 1.548 6.018 4.847 0 26.444 667 646
4.654 83 24.833 65 94.653 1.612 5.861 5.954 1 26.062 706 709
4.612 70 26.167 66 94.825 1.496 5.994 5.374 2 25.978 707 701
4.655 68 25.388 67 99.931 1.544 7.652 5.324 1 27.110 709 792
5.072 63 25.801 68 99.185 1.717 7.644 1 4.883 1 28.817 714 835
5.507 85 27.446 68 98.490 1.548 7.622 3 5.169 2 29.362 700 971
5.363 92 28.211 68 99.896 2.102 7.717 0 4.690 2 30.099 791 927
5.530 78 26.006 69 103.502 2.264 7.550 5.782 1 30.076 1.425 1.031
5.341 93 25.549 70 103.662 1.932 9.019 5.507 2 30.358 1.385 1.038
5.442 85 24.818 72 104.062 2.406 9.421 2 5.782 1 30.762 1.489 1.023
6.074 90 26.008 74 106.190 2.500 9.715 0 6.414 0 29.776 1.613 1.064
5.813 86 24.616 70 98.138 2.313 8.866 6.058 0 26.801 1.560 992
0 5.944
0 7.255
0 11.344
0 16.432
0 17.090
0 16.885
0 16.788
0 17.419
0 18.730
0 23.144
0 22.154
0 22.951
0 23.636
0 21.363
0 22.233
0 20.557
151 25.250 2.329 92
8 31.670 3.451 8 79
172 35.073 4.731 0 239
141 35.570 3.732 386
143 35.474 3.675 0 410
145 34.568 4.830 35 413
150 33.918 4.621 442
151 34.099 4.416 5 453
153 33.400 4.845 458
152 33.008 4.933 465
153 33.694 5.190 7 475
155 33.299 4.921 7 476
157 32.599 5.155 8 496
162 33.078 5.470 8 515
171 35.612 4.846 8 537
157 35.526 4.756 8 502
1 0 3 0 1.082
0 0 1 1.469
0 4 943
0 4 923
0 4 935
0 4 0 961
0 4 957
0 3 1.119
0 3 1.260
0 3 1.266
0 3 0 1.249
25 3 1.260
25 3 1.310
25 4 1.326
25 4 1.085
35 3 1.055
0 -
0 -
0 -
0 -
0 -
0 -
0 -
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
NPL 18. Kegiatan yang belum jelas batasannya NPL Penerima Kredit Bukan Lapangan Usaha Rumah Tangga - Untuk Pemilikan Rumah Tinggal NPL - Untuk Pemilikan Flat atau Apartemen NPL - Untuk Pemilikan Ruko atau Rukan NPL - Untuk Pemilikan Kendaraan Bermotor NPL - Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna)
15.804
1.044
1.068
1.509
1.570
1.655
1.680
1.762
1.846
1.727
1.778
1.689
1.709
1.675
1.738
1.820
202
45
16
3
2
1
0
0
0
0
0
0
1
0
0
0
574 12 16 3.954
544 0 10 24 3.971
522 0 5 24 4.342
564 11 1 33 4.462
569 11 2 24 4.645
570 11 2 24 4.617
570 0 11 2 23 4.572
568 0 12 2 24 4.656
580 0 12 2 24 4.588
580 0 11 2 24 4.596
594 0 12 2 23 4.691
613 0 11 2 23 4.704
617 0 11 2 23 4.708
615 0 11 2 22 4.687
618 0 11 2 23 4.631
640 0 11 1 22 4.607
NPL Bukan Lapangan Usaha Lainnya NPL
209 15.278 1.715
83 15.848 1.282
102 16.952 1.389
88 16.307 325
87 16.425 322
85 16.682 333
88 16.500 345
93 16.557 353
98 16.409 367
101 16.728 383
99 16.920 404
103 17.211 426
103 17.281 418
105 17.225 409
98 17.238 392
NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, danNPL Jasa Perusahaan 12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial Wajib
NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya
NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya
r) Angka-angka diperbaiki
Loans by Industrial Origin 1. Agricultures, Hunting and Forestry NPL 2. Fisher NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Wholesale and Retail Trade NPL 8. Provision of accomodation and the provision of eating and drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Financial intermediaries NPL 11. Real Estate, Business, Ownership, NPL 12. Government administration, Defese and Compulsory social security NPL 13. Education Services NPL 14. Health Services and Social Activities NPL 15. Community, Sociocultural, Entertainment and Other Individual Services NPL 16. Individual Services which Serve Households NPL 17. International Agency and Other Extra Agency International NPL 18. Business Activities which are not clearly defined NPL Loans to Non Industrial Origin House Hold - For Home Ownership NPL - For Apartement Ownership NPL - For Shop House Ownership NPL - For Vehicles Ownership NPL - Others
NPL 103 17.435 Non Industrial Origin Others NPL 386 r) Revised figures
158
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.8. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Per Lokasi Dati I Bank Penyalur Kredit - Oktober 2015 Credit and NPL of Commercial Bank to Non Banks Third Party Based on Business Sector and non Business Sector of Credit by Region - October 2015) Miliar Rp (Billion Rp) Lapangan Usaha
Keterangan
Jawa Barat NPL Banten NPL DKI Jakarta NPL D.I Yogyakarta NPL Jawa Tengah NPL Jawa Timur NPL Bengkulu NPL Jambi NPL Aceh NPL Sumatera Utara NPL Sumatera Barat NPL Riau NPL Sumatera Selatan NPL Bangka Belitung NPL Kepulauan Riau NPL Lampung NPL Kalimantan Selatan NPL Kalimantan Barat NPL Kalimantan Timur NPL Kalimantan Tengah NPL Sulawesi Tengah NPL Sulawesi Selatan NPL Sulawesi Utara NPL Gorontalo NPL Sulawesi Barat NPL Sulawesi Tenggara NPL Nusa Tenggara Barat NPL Bali NPL Nusa Tenggara Timur NPL Maluku NPL Papua NPL Maluku Utara NPL Papua Barat NPL Lainnya NPL Total NPL r) Angka-angka diperbaiki
Pertanian, perburuan dan Kehutanan
Perikanan
Pertambanga n dan Penggalian
1
2
3
Industri Pengolahan
Listrik, gas dan air
4
Konstruksi
Perdagangan Besar dan Eceran
Penyediaan akomodasi dan penyediaan makan minum
7
8
Bukan Lapangan Usaha
Transportasi, pergudangan dan komunikasi
Perantara Keuangan
Real Estate, Usaha Persewaan, dan Jasa Perusahaan
9
10
11
Jasa Admistrasi Kemasyaraka Jasa Pemerintahan tan, Sosial Jasa PendidiKesehatan , Pertahanan Budaya, kan dan Kegiatan dan Jaminan Hiburan dan Sosial Sosial Wajib Perorangan lainnya 12
13
14
15
Jasa Perorangan yang Melayani Rumah Tangga
Badan Internasional dan Badan Ekstra Internasional Lainnya
Kegiatan yang belum jelas batasannya
16
17
18
Rumah Tangga Untuk Pemilikan Rumah Tinggal
Rumah Tangga Untuk Pemilikan Flat atau Apartemen
Rumah Tangga Untuk Pemilikan Ruko atau Rukan
Rumah Tangga Untuk Pemilikan Kendaraan Bermotor
1
2
3
4
Rumah Tangga Untuk Pemilikan Peralatan Rumah Tangga Lainnya 5
5
6
5.120 530 220 23 111.124 1.473 551 14 5.784 169 8.783 406 1.101 36 5.231 156 1.924 43 31.858 559 3.907 198 11.672 424 10.993 299 234 3 100 49 7.286 57 6.743 35 6.224 65 3.624 184 4.384 13 1.071 21 2.025 38 298 21 595 11 285 4 120 2 300 7 1.367 13 181 5 60 3 440 22 13 0 88 54 3.954 0
448 33 31 2 3.354 66 86 8 852 21 641 26 28 1 49 2 48 4 333 17 89 7 46 3 70 3 72 3 58 1 595 7 108 7 124 2 99 8 32 1 95 2 307 9 219 37 29 2 11 0 64 6 46 2 336 0 50 2 50 2 56 2 14 0 24 2 0 0
1.352 57 298 12 113.868 3.136 20 0 331 24 1.105 168 30 4 129 34 34 9 395 5 265 14 426 7 1.197 69 1.307 3 295 1 145 1 941 70 63 3 3.439 363 6 1 100 0 383 65 1.493 1 6 1 3 1 46 4 12 4 62 47 11 1 1 0 14 1 4 0 64 3 5.314 0
51.143 1.464 12.301 452 422.105 11.483 1.667 81 39.564 1.718 105.251 1.263 318 4 1.132 17 1.267 24 40.244 842 3.235 37 2.266 39 6.442 157 579 9 4.434 71 3.633 76 1.552 23 1.061 28 6.472 26 379 5 210 8 5.275 705 735 108 100 8 53 1 177 13 262 12 1.852 15 255 3 60 0 299 69 38 3 93 9 10.311 0
1.079 18 839 0 84.672 1.749 40 0 281 1 1.692 6 21 0 10 0 99 0 705 1 17 0 110 1 223 1 5 0 281 55 22 1 270 37 70 0 131 2 15 0 34 0 390 2 13 1 2 0 3 0 7 0 14 0 37 0 66 12 15 0 33 4 2 0 10 0 279 0
13.573 602 6.244 316 96.120 2.964 866 11 5.753 186 13.412 811 243 13 841 57 887 152 5.240 531 647 44 2.289 191 3.192 332 259 13 1.312 70 887 48 1.373 99 1.163 55 4.656 741 417 28 601 26 5.483 312 916 86 202 36 40 3 535 41 495 15 2.255 90 743 94 381 31 1.779 289 186 21 611 22 193 0
65.792 3.203 14.440 497 273.027 10.842 7.604 261 69.198 2.566 93.955 2.847 3.184 208 6.292 301 5.396 592 45.788 1.651 10.936 667 10.129 800 13.752 627 2.224 142 5.289 98 12.617 439 7.781 404 8.982 264 12.477 646 3.621 120 5.401 252 26.008 1.048 6.321 275 2.062 204 1.309 62 4.109 205 6.356 252 18.984 275 4.830 129 1.842 62 6.257 524 1.321 57 2.494 238 6.051 146
6.567 83 801 53 40.034 517 1.845 17 4.647 215 5.562 138 151 9 672 33 167 14 2.016 56 545 17 1.318 26 721 14 104 11 998 8 369 12 612 15 812 15 1.612 34 209 5 267 7 2.986 161 414 21 113 5 36 1 498 18 678 22 6.242 292 394 7 120 3 572 37 104 3 109 3 58 0
14.918 295 1.300 40 116.782 4.224 372 19 3.581 414 10.627 384 70 3 295 14 99 10 3.620 98 384 33 1.523 126 839 22 75 1 4.193 132 933 51 1.387 245 1.606 100 3.916 406 181 6 148 3 2.772 70 334 21 30 1 11 0 81 11 159 2 577 3 203 6 104 2 572 96 50 2 288 98 712 180
2.810 111 3.471 13 137.735 658 722 8 3.847 84 3.718 118 8 0 182 3 36 1 1.500 30 710 8 226 2 264 2 26 0 64 2 342 4 436 9 358 4 653 17 16 0 9 1 1.357 92 22 1 1 0 0 0 8 1 71 1 520 26 33 2 7 0 54 0 2 0 4 0 1.457 0
11.432 443 3.317 46 122.008 1.806 1.404 19 3.998 118 9.319 143 158 13 464 27 168 25 4.342 193 348 33 2.321 238 1.395 100 130 6 1.470 20 990 21 1.361 76 734 12 3.882 256 199 7 171 7 2.503 142 563 9 56 4 34 1 173 6 706 4 1.773 58 150 6 185 12 414 20 54 2 268 7 272 10
11 0 9 1 2.342 13 3 0 136 0 20 3 13 0 4 0 1 0 9 0 2 0 2 0 8 0 1 0 1 0 1 0 0 0 7 1 8 0 1 0 1 0 11 1 3 0 0 0 0 0 3 0 1 0 32 0 1 0 0 0 1 0 5 0 11 0 8.821 0
1.173 21 342 4 2.766 77 247 1 629 5 824 27 31 0 22 1 26 0 321 8 137 4 85 4 131 0 1 0 102 0 191 8 36 0 43 1 51 1 7 0 9 0 293 1 37 0 6 0 2 0 25 1 13 0 177 0 24 1 1 0 17 5 15 0 9 0 0 0
1.561 19 225 2 6.226 35 314 17 1.031 13 1.313 34 64 2 103 1 85 2 945 38 171 5 335 4 236 3 25 0 45 1 200 16 142 8 153 2 137 7 29 1 22 0 218 2 37 0 11 0 11 0 22 1 142 0 569 1 32 0 6 0 32 2 5 0 9 0 47 0
5.330 290 1.005 40 27.170 919 1.029 37 2.861 98 4.541 182 180 8 386 25 343 95 1.965 133 499 53 819 38 712 33 87 3 392 11 661 11 650 45 381 10 1.399 301 238 6 239 23 1.817 61 411 30 96 9 91 1 226 22 219 5 1.304 12 249 8 102 4 812 77 87 2 282 20 34 0
408 7 96 1 303 4 98 10 440 7 469 8 10 0 20 0 30 4 110 2 18 1 31 0 26 1 7 0 23 0 36 1 21 1 13 0 36 1 21 1 27 2 145 5 19 3 9 0 10 0 16 0 32 1 104 2 17 0 13 0 35 1 4 0 14 0 0 0
0 0 0 0 57 0 0 0 5 0 0 0 0 0 1 0 16 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0
677 108 88 1 2.436 16 117 2 137 11 690 17 10 1 9 1 27 8 101 5 3 1 24 4 119 4 0 0 34 0 15 3 62 7 28 0 81 14 10 0 7 0 87 6 0 0 1 1 0 0 4 2 19 5 6 0 1 0 0 0 63 0 0 0 25 0 6.236 0
58.197 1.810 20.322 407 89.776 1.603 3.612 55 16.898 403 32.801 612 1.291 20 3.457 119 2.154 51 11.710 656 2.611 85 6.337 355 6.088 247 854 29 5.585 101 2.699 116 7.063 281 3.210 76 6.883 329 2.025 39 1.870 36 11.294 455 3.448 196 778 33 208 4 1.713 51 2.668 54 10.928 77 1.186 18 512 7 1.561 52 498 7 562 22 0 0
981 24 427 6 8.525 117 57 1 240 10 1.392 15 20 0 32 1 91 1 294 13 72 2 70 7 45 1 11 0 78 1 39 2 45 8 57 2 103 3 16 0 9 0 133 2 70 2 7 0 2 0 104 1 90 2 89 2 13 0 4 0 15 2 27 0 7 1 0 0
2.089 68 1.004 18 8.188 217 237 18 904 34 2.157 47 190 10 433 12 203 21 1.993 81 242 24 729 29 1.009 45 190 6 682 13 268 7 376 23 764 16 774 32 124 6 282 5 1.547 82 261 6 41 4 32 1 432 16 246 3 409 1 100 2 46 1 374 17 19 0 101 2 0 0
5.073 65 9.578 73 90.216 1.421 405 3 4.300 38 5.430 51 55 2 199 4 148 4 4.957 70 157 3 410 6 378 10 85 1 407 2 343 4 186 4 217 3 2.499 46 62 0 129 3 3.900 41 222 3 109 1 11 0 60 1 249 2 367 5 74 1 38 1 58 1 22 0 23 0 0 0
43.087 527 11.384 192 68.646 1.016 5.893 33 20.517 232 51.024 464 3.665 24 7.524 75 13.047 83 20.162 260 5.315 72 13.228 126 15.341 142 2.524 17 5.169 43 4.222 51 7.779 63 10.101 49 12.280 190 6.067 32 9.151 55 16.646 161 7.136 160 2.567 54 1.324 10 7.393 41 6.580 88 10.450 40 6.419 55 2.662 20 4.836 88 1.675 10 1.769 40 78 0
237.659 4.935
8.463 286
133.161 4.114
724.765 18.777
91.487 1.891
173.796 8.332
765.828 30.903
82.350 1.874
172.743 7.119
160.668 1.199
176.762 3.892
11.471 22
7.792 171
14.501 216
56.615 2.612
2.660 64
83 2
11.117 216
320.801 8.406
13.167 226
26.446 868
130.368 1.868
405.658 4.514
Bukan Lapangan Usaha Lainnya
Location
6
Jawa Barat NPL Banten NPL DKI Jakarta NPL D.I Yogyakarta NPL Jawa Tengah NPL Jawa Timur NPL Bengkulu NPL Jambi NPL Aceh NPL Sumatera Utara NPL Sumatera Barat NPL Riau NPL Sumatera Selatan NPL Bangka Belitung NPL Kepulauan Riau NPL Lampung NPL Kalimantan Selatan NPL Kalimantan Barat NPL Kalimantan Timur NPL Kalimantan Tengah NPL Sulawesi Tengah NPL Sulawesi Selatan NPL Sulawesi Utara NPL Gorontalo NPL Sulawesi Barat NPL Sulawesi Tenggara NPL Nusa Tenggara Barat NPL Bali NPL Nusa Tenggara Timur NPL Maluku NPL Papua NPL Maluku Utara NPL Papua Barat NPL Other NPL 195.077 Total 2.501 NPL 33.990 143 6.648 33 74.365 1.767 163 2 23.467 71 4.774 98 3.168 6 400 11 288 1 1.542 40 10.171 22 381 8 531 15 7 0 234 1 3.896 21 220 3 52 1 426 9 19 6 12 0 4.553 25 6.338 84 2.063 6 973 3 81 5 3.738 39 894 12 4.142 15 1.448 12 3.398 31 1.409 5 1.278 7 8 0
r) Revised figures
159
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.9. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan (Credit and NPL of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use ) Miliar Rp (Billion Rp) Keterangan
2015
2014 Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt Type of Use
Jenis Penggunaan
Credit to Third Party
Kredit kepada Pihak Ketiga 1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL
1.757.449
1.712.819
1.732.861
1.729.294
1.754.591
1.777.563
1.828.211
1.820.058
1.846.733
1.891.535
1.852.716
43.840
47.416
49.389
48.236
50.224
52.927
54.518
57.114
59.869
60.364
58.505
903.194
909.065
914.438
924.297
923.240
940.179
944.974
954.584
968.780
985.352
979.224
21.223
22.746
23.020
23.821
25.110
26.611
25.717
27.997
28.447
28.406
28.120
1.013.666
1.012.736
1.018.387
1.026.280
1.033.739
1.039.392
1.054.860
1.059.103
1.065.780
1.079.596
1.091.497
14.324
15.955
16.662
16.344
16.808
17.555
17.724
18.504
18.730
18.477
3.674.308
3.634.620
3.665.686
3.679.871
3.711.569
3.757.133
3.828.045
3.833.745
3.881.294
3.956.483
79.388
86.117
89.072
88.401
92.142
97.092
97.959
103.615
107.047
107.248
18.383 105.007
61.014
58.808
72.556
72.039
74.146
75.577
76.854
75.587
78.541
89.346
86.817
NPL
2.224
2.128
2.530
2.386
2.380
2.725
3.154
3.183
3.363
2.644
2.764
2. Impor
56.049
56.484
57.766
60.806
58.861
59.085
55.393
56.660
61.070
65.895
61.673
NPL NPL r) Angka-angka diperbaiki
NPL NPL
Credit to Third Party
1. Ekspor
Total Kredit
NPL 3. Consumption
User Orientation
Kredit kepada Pihak Ketiga
NPL
NPL 2. Investments
3.923.437 Total Credit
Orientasi Penggunaan
3. Lainnya
1. Working Capital
636
636
683
1.224
1.233
1.298
1.277
1.398
1.773
2.770
2.130
3.557.246
3.519.329
3.535.364
3.547.027
3.578.563
3.622.471
3.695.797
3.701.498
3.741.683
3.801.242
3.774.947
76.528
83.353
85.859
84.791
88.529
93.069
93.528
99.034
101.911
101.833
3.674.308
3.634.620
3.665.686
3.679.871
3.711.569
3.757.133
3.828.045
3.833.745
3.881.294
3.956.483
79.388
86.117
89.072
88.401
92.142
97.092
97.959
103.615
107.047
107.248
100.113
1. Ekspor NPL 2. Impor NPL 3. Other NPL
3.923.437 Total Credit 105.007
NPL r) Revised figures
160
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.10. Kredit dan NPL Kredit Bank Umum Konvensional - BUKU 1 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan (Credit and NPL of Commercial Conventional Banks - Group of Business Activities 1 to Non Bank Third Party
Based on Types and Orientation of Use) Miliar Rp (Billion Rp) Keterangan
2015
2014 Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt Type of Use
Jenis Penggunaan
Credit to Third Party
Kredit kepada Pihak Ketiga 1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL
42.055
41.169
41.859
42.858
47.536
48.734
45.273
45.218
45.965
46.051
43.241
1.107
1.174
1.216
1.230
1.425
1.490
1.353
1.427
1.482
1.453
1.384
19.737
19.620
19.601
20.233
21.000
21.249
20.737
20.734
20.654
21.308
19.292
568
662
681
691
733
739
649
684
722
697
647
48.132
48.439
48.790
49.514
50.566
51.566
48.216
48.546
49.272
49.700
49.785
391
405
415
374
380
415
417
447
465
423
109.924
109.229
110.251
112.605
119.101
121.550
114.226
114.498
115.892
117.059
2.067
2.241
2.312
2.294
2.538
2.644
2.419
2.557
2.669
2.573
2.448
645
646
689
3.092
3.185
3.065
3.088
3.296
3.274
3.099
NPL
3
3
3
28
50
38
26
27
27
28
27
2. Impor
23
15
15
10
99
103
102
92
106
110
225
NPL Total Kredit NPL
NPL
Credit to Third Party 580
NPL
NPL 3. Consumption
User Orientation
Kredit kepada Pihak Ketiga
3. Lainnya
NPL 2. Investments
NPL 416 112.318 Total Credit
Orientasi Penggunaan 1. Ekspor
1. Working Capital
-
-
-
-
-
-
-
-
2
2
3
109.321
108.569
109.590
111.906
115.910
118.261
111.059
111.318
112.490
113.676
108.994
2.063
2.237
2.308
2.266
2.488
2.606
2.393
2.531
2.640
2.543
109.924
109.229
110.251
112.605
119.101
121.550
114.226
114.498
115.892
117.059
2.067
2.241
2.312
2.294
2.538
2.644
2.419
2.557
2.669
2.573
1. Ekspor NPL 2. Impor NPL 3. Other
NPL 2.418 112.318 Total Credit 2.448
NPL
161
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.11. Kredit dan NPL Kredit Bank Umum Konvensional - BUKU 2 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Commercial Conventional Banks - Group of Business Activities 2 to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) Keterangan
2015
2014 Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt Type of Use
Jenis Penggunaan
Credit to Third Party
Kredit kepada Pihak Ketiga 1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL
341.811
328.855
344.847
349.102
353.308
356.330
248.601
246.691
253.799
261.969
259.371
8.897
9.129
10.590
10.700
11.003
11.497
10.207
10.235
11.659
12.261
11.490
124.683
125.510
128.779
130.617
129.589
131.751
119.718
122.062
121.010
122.446
122.450
4.143
4.226
4.577
4.894
5.268
5.798
4.896
5.348
5.156
4.376
4.661
167.355
150.478
168.419
169.949
171.591
173.171
151.205
151.905
153.352
155.337
157.459
1.722
1.682
1.853
1.889
2.041
2.129
1.404
1.939
2.021
2.093
633.850
604.844
642.045
649.669
654.487
661.251
519.525
520.659
528.162
539.753
14.762
15.037
17.020
17.483
18.313
19.424
16.506
17.521
18.837
18.730
18.230
2. Impor NPL 3. Lainnya NPL Total Kredit NPL
NPL 3. Consumption
NPL User Orientation Credit to Third Party
Kredit kepada Pihak Ketiga NPL
NPL 2. Investments
NPL 2.079 539.280 Total Credit
Orientasi Penggunaan 1. Ekspor
1. Working Capital
14.365
13.565
26.778
27.194
24.599
24.661
12.058
8.299
8.728
8.669
8.153
363
241
472
493
441
555
321
321
364
389
542
8.570
8.870
9.416
10.087
9.985
8.396
7.843
8.548
8.972
9.464
8.515
66
43
43
33
20
36
233
212
269
263
35
610.915
582.409
605.852
612.388
619.903
628.195
499.624
503.812
510.461
521.620
522.612
14.332
14.754
16.505
16.957
17.851
18.833
15.953
16.988
18.204
18.078
633.850
604.844
642.045
649.669
654.487
661.251
519.525
520.659
528.162
539.753
14.762
15.037
17.020
17.483
18.313
19.424
16.506
17.521
18.837
18.730
1. Ekspor NPL 2. Impor NPL 3. Other
NPL 17.653 539.280 Total Credit 18.230
NPL
162
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.12. Kredit dan NPL Kredit Bank Umum Konvensional - BUKU 3 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Commercial Conventional Banks - Group of Business Activities 3 to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) Keterangan
2015
2014 Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt Type of Use
Jenis Penggunaan
Credit to Third Party
Kredit kepada Pihak Ketiga 1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL
547.134
541.192
540.114
543.334
551.310
556.466
687.071
688.834
698.633
707.977
683.080
15.161
16.563
15.913
15.587
16.329
17.097
19.758
20.075
21.109
21.752
20.816
310.972
313.759
314.687
316.044
314.864
319.781
331.287
336.939
341.702
347.128
339.340
10.541
11.001
10.623
10.954
11.615
12.131
11.955
12.095
12.465
13.247
12.628
371.411
387.663
373.595
376.532
378.383
378.698
414.323
416.582
417.980
426.008
430.725
6.449
7.436
7.604
7.493
7.711
7.905
8.415
8.807
8.808
8.574
1.229.517
1.242.614
1.228.396
1.235.911
1.244.558
1.254.945
1.432.681
1.442.355
1.458.316
1.481.113
32.151
35.000
34.141
34.034
35.655
37.134
40.127
40.977
42.382
43.573
41.901
32.517
32.014
32.727
30.674
33.580
32.905
45.150
48.836
50.564
61.291
60.572
NPL
1.055
1.062
1.119
1.061
1.081
1.300
1.676
1.686
1.789
1.027
1.075
2. Impor
42.081
41.509
42.396
45.204
43.539
44.703
42.069
43.030
47.279
51.224
47.712
NPL NPL
NPL
Credit to Third Party
1. Ekspor
Total Kredit
NPL 3. Consumption
User Orientation
Kredit kepada Pihak Ketiga
NPL
NPL 2. Investments
NPL 8.458 1.453.145 Total Credit
Orientasi Penggunaan
3. Lainnya
1. Working Capital
554
549
594
1.153
1.188
1.238
1.023
1.098
1.379
2.384
1.978
1.154.919
1.169.092
1.153.273
1.160.033
1.167.440
1.177.337
1.345.461
1.350.489
1.360.473
1.368.598
1.344.862
30.542
33.388
32.427
31.820
33.386
34.596
37.428
38.192
39.214
40.162
1.229.517
1.242.614
1.228.396
1.235.911
1.244.558
1.254.945
1.432.681
1.442.355
1.458.316
1.481.113
32.151
35.000
34.141
34.034
35.655
37.134
40.127
40.977
42.382
43.573
1. Ekspor NPL 2. Impor NPL 3. Other
NPL 38.849 1.453.145 Total Credit 41.901
NPL
163
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.13. Kredit dan NPL Kredit Bank Umum Konvensional - BUKU 4 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Commercial Conventional Banks - Group of Business Activities 4 to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) Keterangan
2015
2014 Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt Type of Use
Jenis Penggunaan
Credit to Third Party
Kredit kepada Pihak Ketiga 1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL
763.815
742.133
743.830
733.386
740.954
753.870
783.704
776.332
785.379
811.489
804.012
14.495
16.291
17.159
16.764
17.732
18.713
19.569
21.391
21.645
20.959
21.125
415.211
417.981
419.217
422.241
422.993
432.426
437.179
439.068
449.363
457.308
460.978
4.440
4.921
5.125
5.008
5.455
5.835
6.443
7.829
8.030
8.069
7.936
374.048
374.386
376.131
378.923
382.231
385.070
390.021
391.775
394.895
398.605
403.315
4.153
4.550
4.812
4.738
4.791
5.285
5.216
5.437
5.568
5.581
1.553.074
1.534.501
1.539.178
1.534.550
1.546.178
1.571.366
1.610.904
1.607.175
1.629.637
1.667.401
23.088
25.762
27.095
26.511
27.977
29.834
31.228
34.656
35.243
34.609
34.675
2. Impor NPL 3. Lainnya NPL Total Kredit NPL
NPL 3. Consumption
NPL User Orientation Credit to Third Party
Kredit kepada Pihak Ketiga NPL
NPL 2. Investments
NPL 5.614 1.668.305 Total Credit
Orientasi Penggunaan 1. Ekspor
1. Working Capital
13.302
12.345
12.229
13.313
12.709
14.666
16.427
15.213
15.799
15.961
14.852
802
822
935
803
808
832
1.131
1.149
1.182
1.200
1.120
4.865
5.587
5.443
4.970
4.709
5.363
4.904
4.536
4.239
4.590
4.746
14
15
17
15
17
17
15
81
75
74
72
1.534.907
1.516.569
1.521.506
1.516.267
1.528.760
1.551.337
1.589.573
1.587.426
1.609.599
1.646.850
1.648.707
22.272
24.924
26.143
25.693
27.152
28.984
30.082
33.426
33.987
33.335
1.553.074
1.534.501
1.539.178
1.534.550
1.546.178
1.571.366
1.610.904
1.607.175
1.629.637
1.667.401
23.088
25.762
27.095
26.511
27.977
29.834
31.228
34.656
35.243
34.609
1. Ekspor NPL 2. Impor NPL 3. Other
NPL 33.483 1.668.305 Total Credit 34.675
NPL
164
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.14. Pembiayaan dan NPF Pembiayaan Bank Umum Syariah - BUKU 1 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan (Financing and NPF of Commercial Sharia Banks- Group of Business Activities 1 to Non Bank Third Party Based on Types and Orientation of Use ) Miliar Rp (Billion Rp) Keterangan
2015
2014 Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt Type of Use
Jenis Penggunaan
Credit to Third Party
Kredit kepada Pihak Ketiga 1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL
12.738
10.179
8.863
8.994
9.039
9.204
9.400
9.154
9.065
9.287
9.263
348
358
456
421
414
389
400
417
436
453
436
6.060
6.167
4.221
4.304
4.391
4.504
4.494
4.392
4.369
4.420
4.450
231
249
334
344
351
350
270
284
323
213
237
6.900
6.695
6.087
5.986
5.939
5.840
5.814
5.810
5.882
5.999
6.240
101
108
101
97
97
102
99
101
101
105
25.698
23.040
19.171
19.284
19.369
19.547
19.708
19.356
19.316
19.706
681
715
891
862
862
841
768
802
859
771
782
2. Impor NPL 3. Lainnya NPL Total Kredit NPL
NPL 3. Consumption
NPL User Orientation Credit to Third Party
Kredit kepada Pihak Ketiga NPL
NPL 2. Investments
NPL 109 19.952 Total Credit
Orientasi Penggunaan 1. Ekspor
1. Working Capital
181
172
5
5
5
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
372
360
286
280
263
260
259
243
242
241
234
-
27
27
22
6
6
6
6
6
6
-
25.144
22.509
18.881
19.000
19.101
19.287
19.449
19.113
19.074
19.465
19.718
681
688
865
840
857
835
762
797
854
765
25.698
23.040
19.171
19.284
19.369
19.547
19.708
19.356
19.316
19.706
681
715
891
862
862
841
768
802
859
771
1. Ekspor NPL 2. Impor NPL 3. Other
NPL 782 19.952 Total Credit 782
NPL
165
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.15. Pembiayaan dan NPF Pembiayaan Bank Umum Syariah - BUKU 2 Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Financing and NPF of Commercial Sharia Banks - Group of Business Activities 2 to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) Keterangan
2015
2014 Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt Type of Use
Jenis Penggunaan
Credit to Third Party
Kredit kepada Pihak Ketiga 1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL
49.896
49.291
53.349
51.619
52.443
52.959
54.157
53.829
53.892
54.761
53.748
3.832
3.900
4.055
3.533
3.321
3.740
3.392
3.569
3.538
3.485
3.254
26.531
26.026
27.932
30.857
30.404
30.468
31.559
31.388
31.681
32.742
32.715
1.299
1.688
1.681
1.930
1.689
1.757
1.749
1.757
1.751
1.804
2.011
45.820
45.075
45.365
45.376
45.030
45.047
45.285
44.486
44.399
43.948
43.975
1.508
1.774
1.878
1.753
1.787
1.719
1.769
1.774
1.767
1.703
122.247
120.392
126.645
127.852
127.877
128.474
131.002
129.703
129.971
131.452
6.639
7.362
7.613
7.217
6.797
7.216
6.910
7.100
7.056
6.992
6.971
2. Impor NPL 3. Lainnya NPL Total Kredit NPL
NPL 3. Consumption
NPL User Orientation Credit to Third Party
Kredit kepada Pihak Ketiga NPL
NPL 2. Investments
NPL 1.706 130.437 Total Credit
Orientasi Penggunaan 1. Ekspor
1. Working Capital
68
68
172
163
161
160
154
152
155
152
141
-
-
-
-
-
-
-
-
-
-
-
138
143
210
256
267
260
216
210
231
266
241
1
1
2
1
1
1
1
1
43
42
42
122.041
120.182
126.264
127.433
127.449
128.054
130.631
129.340
129.586
131.034
130.055
6.638
7.361
7.610
7.216
6.796
7.215
6.909
7.099
7.013
6.949
122.247
120.392
126.645
127.852
127.877
128.474
131.002
129.703
129.971
131.452
6.639
7.362
7.613
7.217
6.797
7.216
6.910
7.100
7.056
6.992
1. Ekspor NPL 2. Impor NPL 3. Other
NPL 6.929 130.437 Total Credit 6.971
NPL
166
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.9.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan (Credit and NPL of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use ) Miliar Rp (Billion Rp) 2014 Keterangan
2011
2012
2015
Items
2013 Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Jenis Penggunaan
Type of Use
Kredit kepada Pihak Ketiga
Credit to Third Party
1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL
1.068.676
1.316.689
1.585.659
1.698.551
1.713.799
1.757.449
1.712.819
1.732.861
1.729.294
1.754.591
1.777.563
1.828.211
1.820.058
1.846.733
1.891.535
1.852.716
28.279
28.963
31.470
44.573
46.002
43.840
47.416
49.389
48.236
50.224
52.927
54.518
57.114
59.869
60.364
58.505
464.262
591.425
798.157
869.309
881.519
903.194
909.065
914.438
924.297
923.240
940.179
944.974
954.584
968.780
985.352
979.224
8.917
10.032
13.633
23.541
23.386
21.223
22.746
23.020
23.821
25.110
26.611
25.717
27.997
28.447
28.406
28.120
667.155
799.748
909.058
990.210
1.001.297
1.013.666
1.012.736
1.018.387
1.026.280
1.033.739
1.039.392
1.054.860
1.059.103
1.065.780
1.079.596
1.091.497
10.499
11.600
13.176
15.356
15.368
14.324
15.955
16.662
16.344
16.808
17.555
17.724
18.504
18.730
18.477
18.383
2.200.094
2.707.862
3.292.874
3.558.070
3.596.614
3.674.308
3.634.620
3.665.686
3.679.871
3.711.569
3.757.133
3.828.045
3.833.745
3.881.294
3.956.483
47.695
50.595
58.279
83.470
84.757
79.388
86.117
89.072
88.401
92.142
97.092
97.959
103.615
107.047
107.248
1. Working Capital NPL 2. Investments NPL 3. Consumption NPL
3.923.437 Total Credit 105.007
NPL User Orientation Credit to Third Party
Orientasi Penggunaan Kredit kepada Pihak Ketiga 1. Ekspor
41.876
47.799
62.518
59.551
59.882
61.014
58.808
72.556
72.039
74.146
75.577
76.854
75.587
78.541
89.346
86.817
1. Ekspor
NPL
1.602
1.616
1.571
2.004
1.809
2.224
2.128
2.530
2.386
2.380
2.725
3.154
3.183
3.363
2.644
2.764
NPL
2. Impor
26.525
38.985
70.611
53.412
54.950
56.049
56.484
57.766
60.806
58.861
59.085
55.393
56.660
61.070
65.895
61.673
2. Impor
733
587
618
572
497
636
636
683
1.224
1.233
1.298
1.277
1.398
1.773
2.770
2.130
2.131.118
2.621.078
3.159.745
3.445.107
3.481.783
3.557.246
3.519.329
3.535.364
3.547.027
3.578.563
3.622.471
3.695.797
3.701.498
3.741.683
3.801.242
3.774.947
NPL 3. Lainnya NPL Total Kredit NPL r) Angka-angka diperbaiki
45.245
48.392
56.091
80.894
82.451
76.528
83.353
85.859
84.791
88.529
93.069
93.528
99.034
101.911
101.833
2.200.094
2.707.862
3.292.874
3.558.070
3.596.614
3.674.308
3.634.620
3.665.686
3.679.871
3.711.569
3.757.133
3.828.045
3.833.745
3.881.294
3.956.483
47.694
50.595
58.279
83.470
84.757
79.388
86.117
89.072
88.401
92.142
97.092
97.959
103.615
107.047
107.248
100.113
NPL 3. Other NPL
3.923.437 Total Credit 105.007
NPL r) Revised figures
167
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.10.a. Kredit dan NPL Bank Persero Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of State Owned Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) 2014 Keterangan
2011
2012
2015
Items
2013 Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt Type of Use
Jenis Penggunaan
Credit to Third Party
Kredit kepada Pihak Ketiga 1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL
407.101
503.972
580.070
597.291
605.597
629.678
613.870
616.084
610.628
616.288
629.898
658.509
649.945
652.144
675.238
668.846
13.638
13.784
12.967
15.927
16.036
14.936
17.042
18.028
17.504
18.578
19.543
20.322
22.082
22.326
21.357
21.434
135.196
168.585
274.979
311.328
315.562
324.486
327.258
328.915
331.064
332.512
339.703
343.143
345.446
354.767
361.005
361.849
2.462
2.559
3.844
4.737
4.946
4.375
4.931
5.175
5.014
5.441
5.698
6.293
7.684
7.738
8.148
7.988
234.535
286.571
326.677
358.403
362.909
370.924
371.404
374.513
379.551
382.556
385.577
390.953
392.846
396.600
401.655
406.571
3.683
4.905
5.656
7.056
6.986
6.333
7.304
7.702
7.528
7.710
8.247
8.166
8.503
8.574
8.340
8.244
776.833
959.128
1.181.726
1.267.022
1.284.068
1.325.087
1.312.532
1.319.512
1.321.243
1.331.356
1.355.178
1.392.605
1.388.237
1.403.511
1.437.898
19.783
21.249
22.467
27.720
27.968
25.643
29.276
30.904
30.046
31.730
33.487
34.781
38.269
38.637
37.845
NPL 2. Impor NPL
37.666
13.551
3. Consumption NPL
NPL
548 7.296 350
13.717
10.376
10.963
11.572
10.677
10.534
11.824
11.489
13.588
15.032
14.111
14.632
14.728
13.668
1. Ekspor
540
502
561
564
796
816
929
796
801
825
1.124
1.142
1.182
1.200
1.120
NPL
10.542
27.799
2.013
1.979
1.995
2.520
2.266
2.203
2.008
2.559
2.361
2.231
2.084
2.093
1.927
2. Impor
372
470
11
10
8
9
10
9
11
11
9
74
75
74
72
755.987
935.417
1.140.209
1.254.632
1.271.126
1.311.520
1.299.335
1.306.712
1.307.215
1.317.858
1.339.032
1.375.212
1.371.895
1.386.794
1.421.077
1.421.671
18.885
20.336
21.496
27.148
27.394
24.839
28.451
29.966
29.241
30.918
32.651
33.648
37.052
37.380
36.571
36.473
776.833
959.128
1.181.726
1.267.022
1.284.068
1.325.087
1.312.532
1.319.512
1.321.243
1.331.356
1.355.178
1.392.605
1.388.237
1.403.511
1.437.898
19.783
21.249
22.467
27.720
27.968
25.643
29.276
30.904
30.046
31.730
33.487
34.781
38.269
38.637
37.845
r) Angka-angka diperbaiki
NPL
13.169
NPL
NPL
2. Investments
User Orientation Credit to Third Party
3. Lainnya
Total Kredit
NPL
1.437.266 Total Credit
Orientasi Penggunaan Kredit kepada Pihak Ketiga 1. Ekspor
1. Working Capital
NPL 3. Other NPL
1.437.266 Total Credit 37.666
NPL r) Revised figures
168
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.11.a. Kredit dan NPL BUSN Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Foreign Exchange Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) 2014 Keterangan
2011
2012
2015
Items
2013 Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt Type of Use
Jenis Penggunaan
Credit to Third Party
Kredit kepada Pihak Ketiga 1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL
434.210
519.409
617.230
689.609
697.272
714.698
695.165
703.834
706.359
716.302
723.893
736.480
733.021
753.448
764.623
753.936
10.005
9.122
10.151
17.280
18.148
16.570
17.355
18.087
17.432
18.000
18.883
18.573
19.085
19.639
20.824
19.138
242.948
305.936
371.973
404.377
408.064
417.254
418.741
418.080
422.998
422.463
430.038
431.725
434.170
439.235
447.401
444.121
4.746
4.540
6.057
12.722
12.406
11.139
12.154
11.790
12.604
13.342
13.918
13.511
13.680
14.669
14.691
14.151
245.384
288.933
322.319
344.986
348.132
349.856
348.309
348.515
348.705
350.313
349.965
356.445
358.129
358.332
363.872
368.202
3.390
3.785
4.356
5.602
5.689
5.456
5.946
6.195
6.081
6.155
6.191
6.414
6.721
6.854
6.869
6.829
922.541
1.114.279
1.311.522
1.438.972
1.453.468
1.481.808
1.462.214
1.470.428
1.478.062
1.489.079
1.503.895
1.524.649
1.525.320
1.551.015
1.575.897
18.141
17.448
20.564
35.605
36.242
33.165
35.455
36.072
36.117
37.496
38.991
38.498
39.486
41.162
42.384
40.119
9.391
14.471
18.040
17.941
18.501
18.632
18.643
16.824
21.286
19.069
15.614
15.795
16.502
16.838
16.513
91
22
153
672
687
740
741
789
739
770
776
269
258
285
311
307
7.256
11.385
15.784
20.458
19.742
21.058
20.420
20.889
22.333
20.888
20.859
20.375
19.698
19.798
21.285
20.582
199
97
76
478
377
398
393
437
920
944
951
832
882
909
1.083
877
3. Lainnya
906.486
1.093.502
1.281.267
1.400.473
1.415.785
1.442.249
1.423.162
1.430.897
1.438.905
1.446.905
1.463.967
1.488.660
1.489.827
1.514.715
1.537.774
1.529.164
NPL
17.851
17.329
20.335
34.455
35.178
32.027
34.320
34.846
34.458
35.782
37.264
37.396
38.346
39.967
40.990
38.935
922.541
1.114.279
1.311.522
1.438.972
1.453.468
1.481.808
1.462.214
1.470.428
1.478.062
1.489.079
1.503.895
1.524.649
1.525.320
1.551.015
1.575.897
18.141
17.448
20.564
35.605
36.242
33.165
35.455
36.072
36.117
37.496
38.991
38.498
39.486
41.162
42.384
2. Impor NPL
Total Kredit NPL r) Angka-angka diperbaiki
2. Investments NPL 3. Consumption NPL
NPL User Orientation Credit to Third Party
8.800
NPL
NPL
1.566.259 Total Credit
Orientasi Penggunaan Kredit kepada Pihak Ketiga 1. Ekspor
1. Working Capital
1. Ekspor NPL 2. Impor NPL 3. Other NPL
1.566.259 Total Credit 40.119
NPL r) Revised figures
169
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.12.a. Kredit dan NPL BUSN Non Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Non-Foreign Exchange Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) 2014 Keterangan
2011
2012
2015
Items
2013 Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt Type of Use
Jenis Penggunaan
Credit to Third Party
Kredit kepada Pihak Ketiga 1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL
22.195
30.464
41.614
48.141
49.069
51.507
50.734
51.266
50.715
51.801
51.031
53.459
53.673
53.832
55.134
55.283
635
810
1.001
1.575
1.530
1.509
1.674
1.855
1.778
1.739
1.743
1.665
1.749
1.842
1.771
1.832
11.858
16.879
20.358
23.605
23.779
23.828
23.774
23.855
25.687
25.490
25.171
25.246
25.317
25.186
25.461
25.254
285
692
618
975
1.005
850
913
1.096
1.208
1.191
1.262
1.122
1.183
1.122
944
954
34.090
42.108
46.256
49.892
50.369
50.666
50.538
50.733
51.284
51.471
51.685
51.943
51.494
51.893
52.388
52.821
323
336
319
378
371
373
396
393
380
403
426
417
428
439
439
444
68.143
89.451
108.228
121.638
123.216
126.001
125.046
125.853
127.685
128.762
127.887
130.648
130.484
130.911
132.983
1.243
1.838
1.938
2.928
2.906
2.732
2.983
3.345
3.366
3.333
3.431
3.204
3.360
3.403
3.155
1. Working Capital NPL 2. Investments NPL 3. Consumption NPL
133.358 Total Credit 3.230
NPL User Orientation Credit to Third Party
Orientasi Penggunaan Kredit kepada Pihak Ketiga 1. Ekspor
10
5
0
0
0
5
5
5
5
5
-
-
0
0
0
0
1. Ekspor
NPL
0
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
NPL
2. Impor
0
6
2
242
310
293
297
291
285
268
266
277
249
247
248
299
NPL
-
-
-
-
-
-
27
27
22
6
6
6
6
7
7
3
3. Lainnya
68.133
89.439
108.226
121.395
122.906
125.703
124.743
125.556
127.395
128.488
127.622
130.371
130.236
130.664
132.734
133.059
NPL
1.243
1.838
1.938
2.928
2.906
2.732
2.956
3.318
3.344
3.327
3.425
3.198
3.354
3.396
3.147
3.227
68.143
89.451
108.228
121.638
123.216
126.001
125.046
125.853
127.685
128.762
127.887
130.648
130.484
130.911
132.983
1.243
1.838
1.938
2.928
2.906
2.732
2.983
3.345
3.366
3.333
3.431
3.204
3.360
3.403
3.155
Total Kredit NPL
2. Impor NPL 3. Other NPL
133.358 Total Credit 3.230
NPL
170
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.13.a. Kredit dan NPL BPD Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Regional Development Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) 2014 Keterangan
2011
2012
2015
Items
2013 Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt Type of Use
Jenis Penggunaan
Credit to Third Party
Kredit kepada Pihak Ketiga 1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL
35.304
45.861
57.562
64.581
62.686
59.395
54.829
55.335
56.479
57.522
58.688
61.062
60.859
65.965
67.513
67.300
1.948
3.207
4.838
6.007
6.465
6.172
6.524
6.800
6.964
7.340
7.437
7.462
7.820
8.733
8.799
8.990
21.081
24.870
29.561
32.546
35.327
36.290
36.055
36.388
36.451
36.624
36.985
36.297
36.435
33.116
33.014
32.978
498
1.134
1.683
2.790
2.992
2.826
2.897
3.007
3.094
3.349
3.730
2.796
3.428
2.993
2.578
2.717
119.317
148.120
177.418
201.017
203.601
205.771
206.285
208.180
210.600
212.914
215.394
218.274
219.327
221.681
224.276
226.233
627
684
922
1.558
1.585
1.408
1.538
1.589
1.559
1.713
1.822
1.813
1.942
1.955
1.945
1.982
175.702
218.851
264.541
298.145
301.614
301.456
297.170
299.902
303.530
307.060
311.067
315.633
316.622
320.762
324.803
3.073
5.025
7.444
10.355
11.042
10.406
10.959
11.395
11.616
12.402
12.988
12.071
13.190
13.681
13.321
1. Working Capital NPL 2. Investments NPL 3. Consumption NPL
326.510 Total Credit 13.690
NPL User Orientation Credit to Third Party
Orientasi Penggunaan Kredit kepada Pihak Ketiga 1. Ekspor
99
87
65
67
65
51
51
50
41
40
41
40
41
26
28
25
1. Ekspor
NPL
8
14
9
11
10
11
11
13
12
12
12
12
12
8
8
8
NPL
2. Impor
5
5
3
3
3
3
3
15
14
14
3
12
2
2
2
2
2. Impor
NPL
0
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
NPL
175.597
218.759
264.473
298.074
301.546
301.402
297.116
299.837
303.475
307.005
311.022
315.580
316.578
320.733
324.773
326.483
3.065
5.010
7.434
10.343
11.031
10.395
10.947
11.382
11.603
12.389
12.975
12.059
13.177
13.673
13.312
13.681
175.702
218.851
264.541
298.145
301.614
301.456
297.170
299.902
303.530
307.060
311.067
315.633
316.622
320.762
324.803
3.073
5.025
7.444
10.355
11.042
10.406
10.959
11.395
11.616
12.402
12.988
12.071
13.190
13.681
13.321
3. Lainnya NPL Total Kredit NPL
3. Other NPL
326.510 Total Credit 13.690
NPL
171
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.14.a. Kredit dan NPL Bank Campuran Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Joint Venture Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) 2014 Keterangan
2011
2012
2015
Items
2013 Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt Type of Use
Jenis Penggunaan
Credit to Third Party
Kredit kepada Pihak Ketiga 1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL
80.077
101.551
130.992
124.004
127.033
131.308
127.900
129.633
127.173
126.519
127.423
129.762
133.783
135.429
137.513
129.450
1.083
1.307
1.171
2.400
2.390
3.111
3.302
3.064
2.795
2.802
3.082
3.433
3.646
4.132
4.288
4.329
26.317
38.127
55.821
45.930
48.584
50.075
51.429
53.719
53.195
53.111
53.372
53.324
56.494
57.542
58.573
57.300
401
537
867
1.069
1.046
1.011
949
1.030
1.011
1.079
1.120
1.138
1.198
983
1.004
983
13.994
13.617
14.545
14.533
14.610
14.542
14.522
14.628
14.526
14.543
14.529
14.682
14.665
14.712
14.882
14.954
552
524
432
349
329
336
339
337
331
343
366
384
390
395
395
394
120.389
153.295
201.357
184.467
190.228
195.925
193.851
197.980
194.894
194.174
195.324
197.768
204.942
207.683
210.968
2.036
2.368
2.470
3.818
3.765
4.458
4.590
4.431
4.136
4.223
4.568
4.955
5.234
5.510
5.687
NPL 2. Impor NPL 3. Lainnya NPL Total Kredit NPL
NPL 2. Investments NPL 3. Consumption NPL
201.704 Total Credit 5.705
NPL User Orientation Credit to Third Party
Orientasi Penggunaan Kredit kepada Pihak Ketiga 1. Ekspor
1. Working Capital
14.728
17.518
24.128
20.781
20.778
20.269
20.154
20.162
19.676
18.022
18.958
20.134
23.514
24.989
27.573
28.311
468
619
340
258
241
366
372
377
359
348
459
646
649
724
766
718
3.899
5.989
9.350
13.285
14.977
16.213
16.665
17.556
17.337
17.451
15.452
14.261
14.539
18.592
19.957
18.382
23
8
26
74
101
221
198
200
139
139
190
199
175
479
467
454
101.761
129.788
167.880
150.401
154.473
159.444
157.033
160.262
157.881
158.701
160.914
163.373
166.888
164.102
163.439
155.011
1.545
1.742
2.104
3.486
3.423
3.870
4.020
3.853
3.638
3.737
3.918
4.110
4.410
4.307
4.454
4.533
120.389
153.295
201.357
184.467
190.228
195.925
193.851
197.980
194.894
194.174
195.324
197.768
204.942
207.683
210.968
2.036
2.368
2.470
3.818
3.765
4.458
4.590
4.431
4.136
4.223
4.568
4.955
5.234
5.510
5.687
1. Ekspor NPL 2. Impor NPL 3. Other NPL
201.704 Total Credit 5.705
NPL
172
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.15.a. Kredit dan NPL Bank Asing Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Foreign Owned Banks to Non Bank Third Party Based on Types and Orientation of Use) Miliar Rp (Billion Rp) 2014 Keterangan
2011
2012
2015
Items
2013 Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt Type of Use
Jenis Penggunaan
Credit to Third Party
Kredit kepada Pihak Ketiga 1. Modal Kerja NPL 2. Investasi NPL 3. Konsumsi NPL Total Kredit NPL
89.789
115.432
158.191
174.924
172.142
170.863
170.320
176.710
177.939
186.159
186.630
188.939
188.777
185.916
191.514
177.901
970
732
1.341
1.383
1.434
1.542
1.520
1.556
1.764
1.765
2.240
3.064
2.731
3.198
3.324
2.782
26.862
37.028
45.465
51.524
50.203
51.261
51.808
53.481
54.903
53.039
54.909
55.239
56.721
58.934
59.898
57.723
525
569
564
1.248
991
1.023
901
922
890
708
884
858
825
942
1.041
1.326
19.834
20.398
21.844
21.378
21.676
21.907
21.678
21.819
21.614
21.941
22.242
22.564
22.642
22.562
22.522
22.717
1.924
1.366
1.491
413
409
418
433
446
466
484
503
529
521
513
490
490
136.486
172.859
225.500
247.827
244.021
244.031
243.807
252.010
254.456
261.139
263.781
266.741
268.141
267.411
273.933
3.419
2.667
3.396
3.044
2.833
2.984
2.854
2.924
3.120
2.958
3.627
4.451
4.076
4.653
4.856
NPL 2. Impor NPL 3. Lainnya NPL Total Kredit NPL r) Angka-angka diperbaiki
NPL 2. Investments NPL 3. Consumption NPL
258.341 Total Credit 4.598
NPL User Orientation Credit to Third Party
Orientasi Penggunaan Kredit kepada Pihak Ketiga 1. Ekspor
1. Working Capital
4.688
7.629
10.136
10.286
10.135
10.616
9.288
23.162
23.667
23.303
23.920
26.033
22.126
22.392
30.178
28.300
487
421
567
501
307
311
188
422
479
449
652
1.103
1.121
1.164
360
611
8.069
11.058
17.673
17.410
17.939
16.486
16.579
16.748
18.634
18.231
19.946
18.107
19.941
20.345
22.309
20.482
162
109
45
8
8
8
8
8
133
132
139
231
260
302
1.138
722
123.154
154.172
197.690
220.131
215.947
216.928
217.940
212.101
212.155
219.605
219.915
222.601
226.074
224.674
221.446
209.558
2.656
2.136
2.783
2.535
2.519
2.665
2.658
2.494
2.507
2.376
2.836
3.117
2.695
3.188
3.358
3.264
136.486
172.859
225.500
247.827
244.021
244.031
243.807
252.010
254.456
261.139
263.781
266.741
268.141
267.411
273.933
3.418
2.667
3.396
3.044
2.833
2.984
2.854
2.924
3.120
2.958
3.627
4.451
4.076
4.653
4.856
1. Ekspor NPL 2. Impor NPL 3. Other NPL
258.341 Total Credit 4.598
NPL r) Revised figures
173
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.16. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan per Lokasi Dati I Bank Penyalur Kredit - Oktober 2015
Credit and Non Perfoming Loan (NPL) of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use by Bank Location for October 2015 Miliar Rp (Billion Rp) Lokasi 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15. 16. 17. 18. 19. 20. 21. 22. 23. 26. 25. 24. 27. 28. 29. 30. 31. 32. 33. 34.
Jawa Barat NPL Banten NPL DKI Jakarta NPL D.I Yogyakarta NPL Jawa Tengah NPL Jawa Timur NPL Bengkulu NPL Jambi NPL Aceh NPL Sumatera Utara NPL Sumatera Barat NPL Riau NPL Sumatera Selatan NPL Bangka Belitung NPL Kepulauan Riau NPL Lampung NPL Kalimantan Selatan NPL Kalimantan Barat NPL Kalimantan Timur NPL Kalimantan Tengah NPL Sulawesi Tengah NPL Sulawesi Selatan NPL Sulawesi Utara NPL Gorontalo NPL Sulawesi Barat NPL Sulawesi Tenggara NPL Nusa Tenggara Barat NPL Bali NPL Nusa Tenggara Timur NPL Maluku NPL Papua NPL Maluku Utara NPL Papua Barat NPL Lainnya NPL Total NPL
r) Angka-angka diperbaiki
Modal Kerja
Investasi
Konsumsi
(Working Capital)
(Investment)
(Consumption)
Ekspor
Orientasi Penggunaan (User Orientation) Impor
Location
Lainnya
131.741 5.488 32.931 1.075 962.606 25.325 10.506 327 111.321 4.152 211.301 5.215 3.980 205 8.722 470 7.637 852 90.358 2.837 14.960 820 16.552 1.129 23.163 1.123 4.396 149 9.866 144 19.789 600 11.837 642 12.025 349 23.371 1.723 4.599 159 6.436 278 34.627 1.767 7.433 441 2.316 203 1.436 61 4.296 202 6.867 279 22.190 463 5.887 217 2.214 88 9.289 1.063 1.434 69 3.575 435 33.053 155 1.852.716
51.652 1.797 12.096 430 599.542 14.656 6.478 177 31.754 1.500 50.622 1.364 1.639 96 7.120 204 3.017 133 49.132 1.332 6.954 303 17.067 778 17.155 545 739 46 9.225 376 9.132 157 11.637 438 9.798 212 19.300 1.282 5.167 36 1.980 75 17.437 955 4.402 173 1.003 78 465 14 1.816 131 2.658 55 14.007 372 1.354 59 733 33 2.158 87 470 24 829 22 10.685 180 979.224
143.417 2.636 49.363 730 339.697 6.140 10.366 111 66.327 789 97.577 1.287 8.389 62 12.044 221 15.931 161 40.657 1.120 18.567 208 21.155 531 23.393 460 3.672 53 12.156 161 11.467 201 15.669 381 14.401 146 22.966 609 8.313 84 11.453 98 38.071 767 17.476 452 5.565 99 2.549 18 9.783 115 13.570 190 23.135 138 11.935 91 4.710 41 10.243 190 3.650 23 3.740 72 87 1.091.497
2.413 59 312 1 56.299 2.235 92 2 2.142 241 5.184 9 74 0 102 1 11 0 14.245 189 520 6 650 2 585 0 90 0 86 1 518 0 219 13 400 0 354 2 500 0 8 0 179 1 1.494 0 2 0 0 11 1 3 0 168 0 15 0 8 0 4 0 4 4 0 120 86.817
1.098 84 42 0 54.595 2.024 10 0 803 5 2.643 4 1 0 14 1 0 0 2.100 8 2 0 97 2 8 0 1 43 0 8 0 23 0 12 0 3 0 0 8 0 3 0 4 2 0 0 6 0 1 0 2 0 9 0 0 0 1 0 0 0 2 0 129 61.673
323.299 9.778 94.037 2.234 1.790.951 41.862 27.248 614 206.457 6.194 351.673 7.853 13.933 362 27.769 894 26.573 1.146 163.802 5.091 39.960 1.325 54.028 2.434 63.118 2.127 8.716 248 31.117 680 39.861 957 38.901 1.448 35.812 708 65.281 3.613 17.579 278 19.852 451 89.954 3.488 27.814 1.066 8.881 380 4.450 93 15.878 446 23.092 523 59.162 972 19.151 367 7.649 161 21.685 1.340 5.550 115 8.139 529 43.575 335 3.774.947
58.505
28.120
18.383
2.764
2.130
100.113
1. Jawa Barat NPL 2. Banten NPL 3. DKI Jakarta NPL 4. D.I Yogyakarta NPL 5. Jawa Tengah NPL 6. Jawa Timur NPL 7. Bengkulu NPL 8. Jambi NPL 9. Aceh NPL 10. Sumatera Utara NPL 11. Sumatera Barat NPL 12. Riau NPL 13. Sumatera Selatan NPL 14. Bangka Belitung NPL 15. Kepulauan Riau NPL 16. Lampung NPL 17. Kalimantan Selatan NPL 18. Kalimantan Barat NPL 19. Kalimantan Timur NPL 20. Kalimantan Tengah NPL 21. Sulawesi Tengah NPL 22. Sulawesi Selatan NPL 23. Sulawesi Utara NPL 26. Gorontalo NPL 25. Sulawesi Barat NPL 24. Sulawesi Tenggara NPL 27. Nusa Tenggara Barat NPL 28. Bali NPL 29. Nusa Tenggara Timur NPL 30. Maluku NPL 31. Papua NPL 32. Maluku Utara NPL 33. Papua Barat NPL 34. Lainnya NPL Total NPL
r) Revised figures
174
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.17. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lokasi Dati I Bank Penyalur Kredit
(Credit and NPL 0f Commercial Banks to Non Bank Third Party Based on Bank Location) Miliar Rp (Billion Rp) Keterangan 1. Jawa Barat NPL 2. Banten NPL 3. DKI Jakarta NPL 4. D.I Yogyakarta NPL 5. Jawa Tengah NPL 6. Jawa Timur NPL 7. Bengkulu NPL 8. Jambi NPL 9. Aceh NPL 10. Sumatera Utara NPL 11. Sumatera Barat NPL 12. Riau NPL 13. Sumatera Selatan NPL 14. Bangka Belitung NPL 15. Kepulauan Riau NPL 16. Lampung NPL 17. Kalimantan Selatan NPL 18. Kalimantan Barat NPL 19. Kalimantan Timur NPL 20. Kalimantan Tengah NPL 21. Sulawesi Tengah NPL 22. Sulawesi Selatan NPL 23. Sulawesi Utara NPL 24. Gorontalo NPL 25. Sulawesi Barat NPL 26. Sulawesi Tenggara NPL 27. Nusa Tenggara Barat NPL 28. Bali NPL 29. Nusa Tenggara Timur NPL 30. Maluku NPL 31. Papua NPL 32. Maluku Utara NPL 33. Irian Jaya Barat NPL 34. Lainnya NPL Total NPL
2011
2012
2013
172.550 4.134 52.115 980 1.080.426 22.338 15.154 313 120.950 2.550 190.058 5.490 7.399 128 15.104 261 18.714 768 106.073 2.426 24.573 466 36.387 710 35.249 569 4.993 27 18.147 424 23.782 697 21.006 396 19.433 176 41.908 837 11.491 114 11.125 310 53.068 1.514 16.121 430 4.433 122 2.782 111 8.153 113 12.122 203 29.793 463 10.184 145 4.926 130 11.013 127 3.017 52 3.914 44 13.932 130
219.544 5.318 64.337 1.055 1.310.522 20.366 18.636 387 150.269 2.887 239.702 6.257 9.361 131 19.282 328 20.755 958 130.886 2.470 30.384 627 43.303 1.256 44.204 1.382 5.467 50 23.059 410 30.146 668 26.634 403 24.728 198 52.316 1.239 14.281 106 13.523 239 66.433 1.817 19.768 405 5.522 110 3.366 86 10.602 154 15.323 217 38.418 199 12.525 174 5.576 163 14.439 179 3.847 77 5.398 76 15.310 202 2.707.862 50.595
267.666 6.833 76.353 1.162 1.604.953 22.048 22.166 383 175.439 3.492 302.809 5.331 11.277 203 23.615 467 23.538 1.070 155.203 3.296 34.323 750 48.573 1.489 53.339 1.844 7.813 102 28.180 393 35.422 603 31.584 544 30.303 340 64.093 2.489 16.748 154 16.408 325 75.625 2.153 23.299 593 6.735 191 3.870 148 12.963 226 18.383 258 47.875 239 14.917 199 6.545 163 17.763 311 4.631 129 6.731 132 23.731 222 3.292.874 58.279
2.200.094 47.695
Okt
2014 Nov
2015 Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Items
Okt
295.399 9.145 85.865 1.779 1.723.872 34.953 25.171 509 191.671 4.321 331.685 7.033 12.353 309 25.559 613 24.690 1.211 158.312 4.409 36.505 1.035 50.995 1.810 58.423 2.051 8.290 190 29.115 495 37.585 920 34.127 978 33.620 458 64.186 3.231 17.063 236 18.336 410 80.652 2.902 25.245 939 7.966 305 4.229 179 14.002 378 20.530 374 53.837 568 16.748 279 6.980 173 19.932 625 4.956 144 7.471 171 32.702 334
299.310 9.062 87.443 1.814 1.741.751 36.046 25.310 519 193.218 4.201 333.434 6.984 12.459 279 25.780 670 25.010 1.181 161.055 4.463 36.960 1.032 51.431 1.787 59.475 2.088 8.487 159 29.396 519 37.869 891 34.325 957 34.155 466 64.796 3.287 17.280 222 18.591 407 81.710 2.798 25.574 937 8.055 299 4.230 168 14.120 386 20.882 369 54.434 567 16.994 267 7.057 160 20.396 882 5.030 135 7.512 420 33.084 335
304.196 8.094 89.177 1.645 1.782.027 34.143 25.734 461 196.929 4.414 342.988 6.277 12.601 283 26.225 654 25.221 1.101 166.025 4.140 37.682 987 52.114 1.688 60.193 1.995 8.767 147 29.785 484 38.488 859 34.920 848 34.790 412 65.898 3.076 17.356 205 18.806 353 83.568 2.620 25.997 788 8.184 292 4.280 147 14.186 335 21.242 370 55.483 520 17.094 232 7.072 141 20.431 797 5.067 116 7.616 423 34.166 337
298.019 9.054 85.930 1.797 1.779.848 36.055 25.329 508 193.640 4.840 334.585 6.937 12.565 313 25.971 733 24.836 1.170 163.269 4.508 36.972 1.078 51.604 1.839 59.113 2.211 8.874 164 28.848 507 36.929 956 34.058 1.088 34.028 462 64.388 3.270 17.211 238 18.344 392 82.325 2.903 25.609 897 8.133 327 4.235 168 14.108 393 21.053 424 54.976 674 16.744 267 6.907 153 19.560 842 5.014 120 7.265 487 34.331 342
300.302 9.695 87.126 1.967 1.795.315 36.778 25.587 523 196.116 4.926 336.536 7.089 12.713 330 26.172 804 25.006 1.199 164.113 4.727 37.481 1.182 51.823 1.936 59.365 2.290 8.219 190 29.477 17.787 37.453 970 34.454 1.155 34.477 494 64.637 3.281 17.376 260 18.387 411 83.037 2.905 25.861 945 8.227 351 4.153 172 14.253 412 21.296 446 55.483 845 16.921 274 6.988 167 19.879 911 5.103 132 7.402 463 34.950 321
304.894 9.436 88.910 1.793 1.783.178 37.013 25.979 508 197.775 4.921 339.653 7.051 12.922 346 26.563 769 25.371 1.174 166.236 4.525 38.218 1.126 52.257 1.909 60.492 2.404 8.588 213 29.750 498 37.939 939 34.854 1.159 34.748 483 65.653 3.336 17.531 253 18.838 409 85.305 2.865 26.331 894 8.394 339 4.222 164 14.444 415 21.760 450 56.240 776 17.226 281 7.127 165 20.368 899 5.203 132 7.653 432 35.250 322
307.851 9.580 88.586 1.879 1.804.517 38.313 26.175 556 198.229 5.228 341.383 7.476 13.046 347 26.706 822 25.564 1.225 166.793 4.754 38.281 1.159 52.475 2.014 61.258 2.462 9.102 260 29.859 563 38.209 946 35.101 1.285 34.954 539 65.652 3.501 17.670 241 18.722 419 85.359 2.886 26.423 938 8.465 351 4.255 164 14.695 451 21.989 487 56.514 922 17.461 328 7.206 176 20.569 937 5.287 130 7.686 463 35.526 340
311.712 9.910 89.434 1.970 1.830.529 40.131 26.563 618 200.055 5.664 344.249 7.743 13.276 368 26.923 886 25.836 1.238 167.645 4.896 39.020 1.224 52.928 2.134 61.949 2.547 9.141 258 29.990 665 38.452 1.018 35.400 1.382 35.720 585 65.662 4.006 17.912 277 19.157 440 86.256 3.069 27.423 1.015 8.542 381 4.328 158 14.946 462 22.182 504 56.988 988 17.786 342 7.340 180 20.860 1.025 5.331 129 7.800 541 35.796 338
316.792 9.586 91.065 1.931 1.865.575 41.921 26.771 618 204.112 5.944 352.410 7.854 13.509 372 27.351 879 26.353 1.155 171.180 5.201 39.592 1.198 53.881 2.250 63.013 2.471 9.170 258 29.840 640 39.718 1.015 36.176 1.407 36.337 582 65.750 2.996 18.548 267 19.651 426 87.568 2.768 27.887 1.037 8.646 393 4.380 137 15.174 464 22.502 497 57.973 1.143 18.197 368 7.507 176 21.399 1.007 5.428 127 8.094 534 36.494 338
316.164 10.070 90.419 1.951 1.878.180 44.484 26.685 650 202.768 6.214 350.629 8.116 13.519 375 27.186 919 25.888 1.179 169.517 5.353 39.234 1.279 53.885 2.344 62.351 2.497 8.818 259 29.843 712 39.637 1.044 38.070 1.488 35.568 682 65.071 3.680 18.171 286 19.353 437 87.450 3.269 27.736 1.068 8.639 368 4.391 136 15.198 454 22.392 508 57.894 1.208 18.253 385 7.485 176 21.251 1.037 5.394 128 7.993 530 38.714 332
319.981 10.314 92.069 1.969 1.897.999 47.014 26.919 642 204.632 6.296 354.607 7.997 13.641 376 27.548 929 26.160 1.176 174.743 5.589 39.922 1.308 54.213 2.470 62.980 2.478 9.048 256 30.453 707 39.739 1.018 38.300 1.501 35.737 695 65.420 3.796 18.445 298 19.554 439 88.264 3.326 29.448 1.068 8.727 390 4.319 120 15.408 475 22.569 515 58.373 1.158 18.502 371 7.571 177 21.403 1.165 5.467 123 8.128 546 41.006 344
325.066 10.058 93.886 2.299 1.937.629 47.983 26.844 656 208.794 6.212 360.875 7.918 13.869 356 27.818 892 26.369 1.133 179.615 5.551 40.245 1.277 54.826 2.384 64.093 2.366 9.103 250 31.262 684 40.165 981 39.032 1.440 36.186 686 66.538 3.497 18.569 277 20.046 428 89.915 3.463 29.277 1.045 8.859 378 4.379 95 15.644 461 22.878 509 59.081 1.148 18.896 364 7.648 163 21.674 1.291 5.524 114 8.199 530 43.678 358
326.810 9.921 94.391 2.235 1.901.845 46.121 27.350 615 209.402 6.440 359.500 7.866 14.008 362 27.886 895 26.584 1.146 180.147 5.289 40.482 1.332 54.775 2.438 63.711 2.128 8.807 248 31.247 681 40.387 958 39.144 1.462 36.225 708 65.638 3.615 18.079 278 19.869 452 90.136 3.488 29.311 1.066 8.885 380 4.450 93 15.896 448 23.096 523 59.332 973 19.175 367 7.657 161 21.691 1.340 5.554 115 8.145 529 43.825 335
3.558.070 83.470
3.596.614 84.757
3.674.308 79.388
3.634.620 86.117
3.665.686 106.340
3.679.871 88.401
3.711.569 92.142
3.757.133 97.092
3.828.045 97.959
3.833.745 103.615
3.881.294 107.047
3.956.483 107.248
3.923.437 105.007
1. Jawa Barat NPL 2. Banten NPL 3. DKI Jakarta NPL 4. D.I Yogyakarta NPL 5. Jawa Tengah NPL 6. Jawa Timur NPL 7. Bengkulu NPL 8. Jambi NPL 9. Aceh NPL 10. Sumatera Utara NPL 11. Sumatera Barat NPL 12. Riau NPL 13. Sumatera Selatan NPL 14. 2246,423 NPL 15. Kepulauan Riau NPL 16. Lampung NPL 17. Kalimantan Selatan NPL 18. Kalimantan Barat NPL 19. Kalimantan Timur NPL 20. Kalimantan Tengah NPL
21. Sulawesi Tengah NPL 22. Sulawesi Selatan NPL 23. Sulawesi Utara NPL 24. Gorontalo NPL 25. Sulawesi Barat NPL 26. Sulawesi Tenggara NPL 27. Nusa Tenggara Barat NPL 28. Bali NPL 29. Nusa Tenggara Timur NPL 30. Maluku NPL 31. Papua NPL 32. Maluku Utara NPL 33. Papua Barat NPL 34. Lainnya NPL Total NPL
175
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.18. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Hubungan Penerima Kredit dengan Bank
(Credit and NPL of Commercial Banks to Non Bank Third Party Based on Bank Relation with Beneficiary) Miliar Rp (Billion Rp) 2014 Keterangan
2011
2012
Items Okt
Kredit Kepada Pihak Tidak Terkait a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet Non Performing Loan Pihak Tidak Terkait Kredit Kepada PihakTerkait a. Lancar b. DPK c. Kurang Lancar d. Diragukan e. Macet Non Performing Loan Pihak Terkait
2015
2013 Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt Loan for Non Connected Parties 3.552.671 a. Current
2.170.291
2.674.701
3.263.361
3.529.623
3.567.948
3.639.181
3.604.621
3.636.568
3.649.099
3.682.573
3.723.705
3.793.702
3.798.731
3.845.930
3.918.881
3.887.515
2.038.259
2.511.618
3.076.570
3.294.491
3.312.644
3.407.570
3.339.909
3.340.961
3.371.625
3.392.794
3.420.209
3.493.537
3.485.542
3.520.135
3.583.515
84.542
112.712
128.616
151.777
170.633
152.304
178.929
206.856
189.386
197.964
206.709
202.515
209.877
219.048
228.425
230.138
7.400
9.257
10.232
19.083
18.239
14.273
17.707
18.000
16.467
17.996
19.760
22.221
23.309
21.205
21.645
20.867
c. Sub-Standard
b. Special Mention
6.882
6.895
8.633
14.260
15.326
15.282
13.802
15.797
16.947
16.682
15.379
14.657
15.838
18.541
18.413
16.702
d. Doubtful
33.207
34.218
39.310
50.012
51.106
49.751
54.274
54.954
54.674
57.137
61.647
60.773
64.166
67.000
66.883
67.137
e. Lost
47.489
50.371
58.175
83.355
84.671
79.306
85.783
88.751
88.088
91.814
96.786
97.650
103.313
106.747
106.941
104.706 Non Performing Loan of Non
29.803
33.161
29.513
28.446
28.667
35.128
29.999
29.118
30.773
28.997
33.428
34.343
35.013
35.364
37.601
35.923 Loan for Connected Parties
29.445
32.694
29.235
27.905
28.343
34.920
29.435
28.628
30.326
28.479
32.330
33.226
33.803
33.717
35.957
35.126
153
243
174
426
238
126
230
169
133
190
793
809
907
1.347
1.338
495
7
15
15
19
5
5
7
5
5
4
7
9
9
10
21
20
5
13
8
26
11
5
254
273
268
265
262
265
260
254
253
251
194
196
81
70
71
71
72
42
40
58
37
35
34
36
33
31
Connected Parties
206
224
104
115
86
82
334
321
313
327
306
309
302
300
307
302
a. Current b. Special Mention c. Sub-Standard d. Doubtful e. Lost Non Performing Loan of Connected Parties
176
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.19.a. Kredit dan NPL Bank Umum kepada Pihak Ketiga Bukan Bank Yang Penarikannya Menggunakan Kartu Berdasarkan Kelompok Bank
(Credit and Non Performing Loan (NPL) of Commercial Banks to Non Bank Third Party Withdrawn By Card Based on Group of Bank) Miliar Rp (Billion Rp) 2014 Pengelompokan Bank
2011
2012
Group of Banks Okt
1. Bank Persero NPL 2. BUSN Devisa NPL 3. BUSN Non Devisa NPL 4. BPD NPL 5. Bank Campuran NPL 6. Bank Asing NPL 7. Bank Umum NPL
2015
2013 Nov
Dec
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
7.683
9.326
10.726
13.929
15.111
16.261
16.580
17.019
17.198
17.669
18.019
18.540
18.476
18.509
18.683
150
188
221
289
309
320
345
394
419
478
509
561
562
569
571
14.014
16.823
24.184
29.182
30.004
30.898
30.639
31.328
31.267
31.765
33.139
34.011
34.297
33.067
34.285
482
363
386
527
559
554
636
17.787
674
707
817
853
863
861
844
2
-
-
-
-
-
-
2
2
-
-
0
-
0
-
0
-
-
-
0
0 0
-
-
-
-
-
-
-
0
0
0
0 0
0
-
-
-
-
-
NPL
545 34.259 2.
3. Non-Foreign Exchange Commercial Banks NPL
0 4.
0
-
0
0
0
0
0
-
-
-
-
-
-
3.656
3.984
4.258
4.343
4.382
4.453
4.538
4.471
4.563
4.624
4.738
4.770
4.810
4.897
222
182
195
116
112
113
117
123
120
125
134
143
146
146
146
12.386
12.762
12.770
11.628
11.723
11.791
11.465
11.545
11.195
11.283
11.352
11.466
11.505
11.318
11.266
581
622
216
209
213
223
228
243
256
264
275
267
260
247
37.333
42.568
51.666
58.997
61.182
63.332
63.138
64.430
64.131
65.281
67.135
68.756
69.048
67.704
69.131
1.592
1.314
1.424
1.148
1.189
1.200
1.321
1.408
1.456
1.566
1.723
1.832
1.837
1.836
1.808
Foreign Exchange Commercial Banks NPL
843 -
3.248
738
-
-
18.680 1. State Owned Banks
-
Regional Development Banks NPL
4.930 5. Joint Venture Banks 145
NPL
11.175 6. Foreign Owned Banks 240
NPL
69.044 7. Commercial Bank 1.773
NPL
177
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015 Tabel 4.19. Kredit dan NPL Bank Umum Konvensional dan Bank Umum Syariah berdasarkan BUKU kepada Pihak Ketiga Bukan Bank Yang Penarikannya Menggunakan Kartu
(Credit and Non Performing Loan (NPL) of Commercial Conventional and Sharia Banks based on Group of Business Activities to Non Bank Third Party Withdrawn By Card ) Miliar Rp (Billion Rp) Pengelompokan Bank 1. BUKU 1 NPL 2. BUKU 2 NPL 3. BUKU 3 NPL 4. BUKU 4 NPL 5 BUKU 1 SYARIAH NPL 6 BUKU 2 SYARIAH NPL 7 Bank Umum NPL
2014 Des
2015 Jan
Feb
Mar
Apr
Mei
8.758 166 29.239 580 24.932 436 403 17
0
0
0
0
8.498 174 29.209 662 25.033 465 397 20
8.497 178 30.072 695 25.469 512 393 23
8.222 190 29.887 710 25.655 544 367 11
63.332 1.200
63.138 1.321
64.430 1.408
64.131 1.456
Jun
Jul
Ags
Sep
Okt
1.550 51 37.189 889 26.167 610 375 16
1.538 50 38.602 1.009 26.614 645 381 19
1.558 50 39.412 1.057 27.402 702 384 23
1.542 49 39.596 1.060 27.522 703 387 26
1.532 46 38.493 1.042 27.298 718 381 29
0 1.547 44 39.677 1.018 27.516 726 390 20
65.281 1.566
67.135 1.723
68.756 1.832
69.048 1.837
67.704 1.836
69.131 1.808
Group of Banks
1.525 43 39.595 1.002 27.540 706 384 23
1. BUKU 1 NPL 2. BUKU 2 NPL 3. BUKU 3 NPL 4. BUKU 4 NPL 5 BUKU 1 SYARIAH NPL 6 BUKU 1 SYARIAH NPL 69.044 5. Commercial Bank 1.773 NPL
178
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.20. Penerusan Kredit (Off - Balance Sheet ) dan NPL Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha Penerima Penerusan Kredit
(Credit Channeling (Off-Balance Sheet) and Non Performing Loan (NPL) of Commercial Banks Based on Industries Sector and non Industries Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp) 2014 Keterangan
2011
2012
2015
Items
2013 Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt Loan by Industrial Origin
Penerima Kredit Lapangan Usaha 1. Pertanian, Perburuan dan Kehutanan NPL 2. Perikanan NPL 3. Pertambangan dan Penggalian NPL 4. Industri Pengolahan NPL 5. Listrik, gas dan air NPL 6. Konstruksi NPL 7. Perdagangan Besar dan Eceran NPL 8. Penyediaan akomodasi dan penyediaan makan minum NPL 9. Transportasi, pergudangan dan komunikasi NPL 10. Perantara Keuangan NPL 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan NPL 12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial Wajib NPL 13. Jasa Pendidikan NPL 14. Jasa Kesehatan dan Kegiatan Sosial NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya NPL 16. Jasa Perorangan yang Melayani Rumah Tangga NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya NPL 18. Kegiatan yang belum jelas batasannya NPL Total NPL r) Angka-angka diperbaiki
1. Agricultures, Hunting and Forestry NPL 2. Fisheries NPL 3. Mining and Quarrying NPL 4. Procesing Industry NPL 5. Electricity, Gas and Water NPL 6. Construction NPL 7. Big and Retail Trade NPL 8. Provision of accomodation and Food Supply Drinking NPL 9. Transportation, Warehousing and Communications NPL 10. Transitional Finance NPL 11. Real Estate, Business, Ownership, and Business Services NPL 12. Government administration, Defese and Compulsory Social Security
1.584 411 133 87 321 1 2.868 78 9.999 416 766 23 529 339 3.689
3.106 1.998 106 71 2 1 3.756 995 8.127 274 804 778 481 349 40
2.943 1.966 103 69 1.265 0 4.356 117 8.581 292 1.002 976 804 356 16
2.754 1.967 95 68 1 1 4.315 320 7.258 292 1.025 977 1.008 374 197
2.862 2.033 101 75 1 1 3.917 324 7.507 362 1.034 986 1.013 369 101
2.922 2.005 101 69 1 1 3.276 325 7.093 291 1.037 1.001 844 374 91
2.915 2.001 100 69 1 1 3.291 329 7.235 291 1.059 1.023 833 372 91
3.029 2.112 100 68 1 1 3.265 333 7.294 284 1.079 1.043 829 370 64
2.917 2.009 104 72 1 1 3.238 335 7.266 291 1.091 1.055 737 361 40
2.876 1.994 102 69 149 1 3.266 375 7.208 353 1.070 1.046 774 369 40
2.903 2.004 102 68 1 1 3.257 338 7.233 291 1.102 1.066 724 362 40
2.884 2.011 99 68 154 1 3.132 401 7.223 328 1.130 1.075 764 362 40
2.919 2.021 101 68 1 1 3.095 343 7.338 291 1.126 1.090 735 372 40
2.850 1.970 100 68 162 1 3.291 391 7.498 348 1.195 1.131 763 372 40
2.855 1.966 99 68 169 1 3.414 420 7.770 328 1.234 1.178 763 373 40
2.856 1.971 99 68 158 1 3.172 405 7.270 328 1.159 1.103 755 368 39
3.455 2.822
38 1.916
16 2.002
39 1.767
39 1.710
39 1.741
39 1.780
39 1.797
39 1.807
39 1.800
39 1.768
39 1.789
39 1.843
39 1.890
39 1.907
39 1.856
39 20 14 205
34 408 404 175
45 346 342 171
51 356 331 591
51 355 330 597
51 355 330 600
51 361 336 600
51 357 332 600
51 354 329 601
51 370 345 600
51 355 330 206
51 354 329 206
51 356 329 206
50 355 329 206
50 383 357 206
50 383 358 206
144 198
139 200
140 197
134 199
134 50
134 199
134 199
134 96
135 199
134 92
134 199
134 43
134 199
134 43
134 43
134 43
142 0 70 67 578
141 30 30 80 79 539
140 30 29 73 73 550
141 30 29 89 89 534
38 30 29 89 89 531
141 30 29 90 90 529
141 30 29 91 91 530
38 30 29 92 92 531
141 30 29 93 92 17.787
38 30 29 92 92 526
141 30 29 93 93 530
38 30 29 94 94 525
141 30 29 95 94 525
38 30 29 97 96 526
38 30 29 99 99 525
38 NPL 30 13. Education Services 29 NPL 95 14. Health Services and Social Activities 95 NPL 530 15. Community,
498 25
503 21
503 189
501 110
503 16
501 13
518 13
522 13
525 13
518 12
523 13
518 13
517 13
518 13
517 13
17 82
14 85
14 -
13 81
13 80
11 80
11 80
11 80
11 80
11 80
11 80
11 80
11 80
11 80
11 80
78 5.536
79 4.702
4.747
78 4.418
78 4.505
79 4.300
79 4.319
79 4.547
79 4.525
80 4.432
80 4.383
80 4.422
80 4.357
79 4.368
80 4.310
4.625 29.425
4.107 24.576
123 27.375
3.746 24.828
3.747 24.499
3.749 23.301
3.751 23.528
3.843 23.802
3.775 23.627
3.808 23.520
3.918 23.018
3.840 22.980
3.842 23.055
3.782 23.503
3.829 23.938
10.434
10.034
5.202
9.151
9.202
9.220
9.267
9.382
9.332
9.352
9.479
9.408
9.454
9.388
9.518
Sociocultural,Entertainment and Other Individual Services 523 NPL 13 16. Individual Services which Serve Households 11 NPL 81 17. International Agency and Other Extra Agency International 80 NPL 4.268 18. Business Activities which are not clearly defined 3.772 NPL 23.011 Total 9.373
NPL r) Revised figures
179
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.21. Penerusan Kredit (Off-Balance Sheet) dan NPL Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Kredit dan Golongan Penyalur Kredit
(Off-Balance Sheet Credit Channeling and NPL of Commercial Banks to Non-Bank Third Party Based on Types of Credit and Classification of Credit Providers) Miliar Rp (Billion Rp) Indikator
2011
2012
2014
2013
Okt
2015
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Indicator
Okt
Based on the type of credit 1. Small business loans
Berdasarkan Jenis Kredit 1. Kredit Usaha Kecil a. Dalam rangka penerusan kredit dari BI NPL
1.122
2.229
2.394
2.387
2.422
2.425
2.423
2.427
2.427
2.423
2.423
2.423
2.426
2.392
2.426
2.430
1.071
2.179
2.345
2.336
2.372
2.375
2.373
2.376
2.376
2.373
2.373
2.373
2.376
2.341
2.376
2.380
b. Lainnya
5.442
1.182
1.166
1.204
1.201
1.201
1.197
1.189
1.196
1.198
1.189
1.183
1.189
1.172
1.174
1.170
575
905
922
973
975
972
988
986
989
988
985
984
989
988
987
991
NPL
NPL b. Other NPL 2. Not KUK
2. Bukan KUK a. Kredit kelolaan
a. Channeling Credit From BI
a. Loans
13.473
15.308
16.013
14.107
13.974
13.841
14.098
14.166
14.109
14.115
14.040
14.212
14.263
14.778
15.272
14.417
583
2.648
1.739
1.928
1.940
1.957
1.982
2.006
2.020
2.047
2.047
2.057
2.092
2.125
2.177
2.080
b. Dalam rangka penerusan kredit dari BI NPL
75
72
44
44
44
40
44
40
40
43
43
44
40
40
40
40
75
72
44
44
44
40
44
40
40
43
43
44
40
40
40
40
c. Bantuan Proyek
23
7
6 0
6 0
6 0
6 0
6 0
6 0
6 0
6 0
6 0
6 0
6 0
6 0
6 0
c. Aid Project
4
4
4
4
6
4
4
4
4
4
4
4
4
d. Credit Channeling
NPL
NPL d. Kredit Kelolaan di luar bantuan proyek NPL
16
0
6 0
11
10
5
8
8
3
3
3
3
3
3
3
3
3
3
3
3
3
3
e. Lainnya
9.279
5.768
7.746
7.075
6.848
5.783
5.755
5.967
5.845
5.731
5.314
5.108
5.126
5.111
5.016
4.944
NPL
8.106
4.222
148
3.866
3.868
3.872
3.877
3.970
3.903
3.897
4.028
3.947
3.953
3.889
3.934
3.878
758
2.240
2.148
2.156
2.157
2.149
2.150
2.144
2.136
2.148
2.147
2.147
2.147
2.147
2.146
2.144
662
2.147
2.058
2.069
2.069
2.063
2.065
2.061
2.054
2.066
2.066
2.066
2.067
2.066
2.065
2.065
8.405
4.401
212
4.016
4.043
4.014
4.054
4.055
4.067
4.057
4.060
4.056
4.055
4.025
4.061
4.012
NPL 2. Lembaga Swadaya Masyarakat NPL 3. Swasta Lainnya NPL Total r) Angka-angka diperbaiki
NPL NPL
NPL e. Other NPL Based Distribution Group
Berdasarkan Golongan Penyalur 1. Koperasi
NPL b. Channeling Credit from BI
8.046
4.281
211
3.955
3.983
3.960
4.002
4.005
4.020
4.006
4.008
4.006
4.006
3.977
4.012
3.963
20.262
17.936
25.015
18.656
18.299
17.138
17.324
17.603
17.425
17.316
16.811
16.777
16.853
17.331
17.731
16.856
1.727
3.606
2.933
3.128
3.151
3.197
3.200
3.316
3.259
3.280
3.405
3.336
3.382
3.346
3.441
3.345
29.425
24.576
27.375
24.828
24.499
23.301
23.528
23.802
23.627
23.520
23.018
22.980
23.055
23.503
23.938
23.011
1. Cooperation NPL 2. Non-Governmental Organization NPL 3. Other Private NPL Total r) Revised figures
180
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.22 Pembiayaan Perbankan Syariah
(Financing of Sharia Banks) Miliar Rp (Billion Rp) 2014 Indikator
2011
2012
2015
Indicator
2013 Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
r)
Jul
*)
Ags
*)
Sep
*)
Okt
*)
Pembiayaan Musyarakah
18.960
27.667
39.874
48.627
50.005
49.387
49.416
49.686
51.721
52.672
54.033
54.757
54.757
54.757
54.757
54.757
Musyarakah Financing
Pembiayaan Mudharabah
10.229
12.023
13.625
14.371
14.307
14.354
14.207
14.147
14.136
14.388
14.906
15.667
15.667
15.667
15.667
15.667
Mudharabah Financing
Piutang Murabahah
56.365
88.004
110.565
115.088
115.602
117.371
115.979
116.268
117.358
117.210
117.777
118.612
118.612
118.612
118.612
118.612
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
326
376
582
598
618
633
630
645
651
664
678
699
699
699
699
699
16.776
19.435
19.476
17.808
17.843
17.585
17.046
16.797
16.845
16.592
16.500
16.321
16.321
16.321
16.321
16.321
102.655
147.505
184.122
196.491
198.376
199.330
197.279
197.543
200.712
201.526
203.894
206.056
206.056
206.056
206.056
206.056
Piutang Salam
Lainnya Total r) Angka-angka diperbaiki *) Angka-angka sementara
Murabahah Accounts Receivable Salam Accounts Receivable Receivable Others Total r) Revised figures *) Provisional figures
1. "Revision of data BUS-UUS began in May 2014 based on LSMK"
181
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.23 Pembiayaan Perbankan Syariah Berdasarkan Sektor Ekonomi
(Financing of Sharia Banks Based on Economic Sector) Miliar Rp (Billion Rp) 2014 Sektor Ekonomi
2011
2012
2015
Economic Sector
2013 Okt
5.674
Feb 5.626
Mar 6.515
Apr 6.554
May 7.228
Jun
r)
7.803
Jul
*)
7.803
Ags
*)
Sep
7.803
*)
7.803
Okt
*)
7.803
1. Agriculture, hunting and agricultural facilities 2. Mining
2.809
3.165
1.733
2.094
3.018
4.533
4.852
4.597
4.406
4.331
4.660
5.165
5.177
5.019
5.019
5.019
5.019
5.019
3. Perindustrian
4.077
5.008
6.029
13.053
13.567
13.300
13.700
13.860
14.804
14.475
14.888
15.319
15.319
15.319
15.319
15.319
4. Listrik, gas dan air
2.381
3.159
4.663
4.631
5.370
5.492
5.710
5.666
5.668
5.655
5.828
5.912
5.912
5.912
5.912
5.912
5. Konstruksi
5.858
7.142
8.086
11.924
12.007
11.669
11.273
11.187
11.567
11.465
11.591
12.060
12.060
12.060
12.060
12.060
5. Construction
6. Perdagangan, restoran dan hotel 7. Pengangkutan, pergudangan dan komunikasi 8. Jasa Dunia usaha
9.778
12.624
14.314
23.384
23.815
24.287
24.125
24.418
25.569
26.476
26.810
27.366
27.366
27.366
27.366
27.366
3.369
4.321
5.387
13.372
11.954
12.192
12.104
12.198
14.193
14.105
13.967
12.531
12.531
12.531
12.531
12.531
25.630
37.150
47.598
65.537
66.000
66.810
66.196
66.915
68.183
69.209
70.270
71.785
71.785
71.785
71.785
71.785
6. Trade, restaurants and hotels 7. Transportation, warehousing and 8. communications Business Services
Jumlah
5.679
Jan
2.201
9. Jasa sosial/masyarakat
5.516
Des
1. Pertanian, perburuan dan sarana pertanian 2. Pertambangan
10. Lain-lain
5.374
Nov
4.464
7.878
12.085
11.016
10.997
11.022
10.882
10.764
11.483
11.176
11.076
11.265
11.265
11.265
11.265
11.265
43.164
65.319
79.775
43.667
44.299
44.282
43.208
42.577
38.068
37.247
37.060
36.996
36.996
36.996
36.996
36.996
102.655
147.505
184.120
196.491
198.376
199.330
197.279
197.543
200.712
201.526
203.894
206.056
206.056
206.056
206.056
206.056
*) Angka-angka sementara **) Angka-angka sangat sementara ***) Angka-angka sangat-sangat sementara r) Angka-angka diperbaiki
3. Manufacturing 4. Electricity, gas and water
9. Social Services 10. Others Total *) Provisional figures **) Very provisional figures ***) Estimated figures r) Revised figures
1. "Revision of data BUS-UUS began in May 2014 based on LSMK"
182
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.24 Pembiayaan Perbankan Syariah Berdasarkan Lokasi Bank Penyalur
(Financing of Sharia Banks Based on Banks Location) Miliar Rp (Billion Rp) Lokasi
2011
2012
2013
2014 Nov
Okt
2015 Des
Jan
Feb
Mar
Apr
Mei
Jun
r)
Jul
*)
Ags
*)
Sep
*)
Okt
Location
*)
1. Aceh
2.338
2.707
2.971
3.067
3.070
3.048
3.014
3.011
3.033
3.066
3.095
3.209
3.209
3.209
3.209
3.209
1. Aceh
2. Sumatera Utara
4.936
7.105
7.760
7.342
7.388
7.589
7.446
7.358
7.267
7.281
7.287
7.398
7.398
7.398
7.398
7.398
2. Sumatera Utara
3. Sumatera Barat
2.476
3.292
3.744
3.681
3.683
3.682
3.622
3.605
3.587
3.596
3.599
3.622
3.622
3.622
3.622
3.622
3. Sumatera Barat
4. Sumatera Selatan
2.272
3.430
4.026
4.219
4.176
4.199
4.128
4.098
4.116
4.078
4.090
4.090
4.090
4.090
4.090
4.090
4. Sumatera Selatan
286
440
592
287
283
252
284
284
286
283
282
283
283
283
283
283
1.194
1.699
2.051
1.991
1.989
1.977
1.948
1.937
1.920
1.906
1.882
1.881
1.881
1.881
1.881
1.881
421
547
766
823
823
824
807
804
815
806
808
816
816
816
816
816
8. Riau
2.323
3.002
3.409
3.396
3.417
3.436
3.418
3.427
3.417
3.403
3.406
3.373
3.373
3.373
3.373
3.373
9. Kepulauan Riau
1.380 1.501
1.834
2.149
2.307
2.336
2.351
2.361
2.390
2.384
2.399
2.438
2.447
2.447
2.447
2.447
2.447
2.000
2.360
2.213
2.195
2.169
2.131
2.118
2.117
2.100
2.113
2.152
2.152
2.152
2.152
2.152
11. DKI Jakarta
38.981
60.026
75.399
80.376
81.845
81.942
81.269
81.456
84.258
84.428
85.410
85.619
85.619
85.619
85.619
85.619
11. DKI Jakarta
12. Jawa Barat
11.945
16.990
20.217
25.146
25.337
25.603
25.346
25.426
25.732
26.046
26.417
26.737
26.737
26.737
26.737
26.737
12. Jawa Barat
13. Banten
3.707
4.698
5.803
5.877
5.913
5.791
5.856
5.839
5.788
5.810
5.882
5.905
5.905
5.905
5.905
5.905
14. Jawa Tengah
6.503
8.529
10.668
11.676
11.675
11.777
11.582
11.617
11.673
11.666
11.712
12.213
12.213
12.213
12.213
12.213
14. Jawa Tengah
15. DI Yogyakarta
1.451
1.701
2.103
2.487
2.505
2.549
2.497
2.479
2.498
2.525
2.536
2.646
2.646
2.646
2.646
2.646
15. DI Yogyakarta
16. Jawa Timur
9.075
12.755
16.089
18.630
18.675
18.892
18.587
18.706
18.747
18.887
19.218
19.609
19.609
19.609
19.609
19.609
545
864
2.537
1.450
1.477
1.479
1.473
1.474
1.475
1.490
1.491
1.488
1.488
1.488
1.488
1.488
17. Bali
1.080
1.740
2.456
2.513
2.552
2.555
2.517
2.509
2.537
2.568
2.879
2.908
2.908
2.908
2.908
2.908
18. Kalimantan Barat
196
409
620
673
668
665
660
663
673
677
682
698
698
698
698
698
20. Kalimantan Timur
2.193
2.823
4.587
4.074
4.123
4.126
4.023
3.995
4.060
4.059
4.077
4.130
4.130
4.130
4.130
4.130
20. Kalimantan Timur
21. Kalimantan Selatan
1.477
2.029
2.710
2.814
2.806
2.811
2.805
2.820
2.816
2.869
2.955
2.954
2.954
2.954
2.954
2.954
21. Kalimantan Selatan
22. Sulawesi Utara
356
473
522
486
484
490
482
478
465
461
460
466
466
466
466
466
22. Sulawesi Utara
23. Gorontalo
221
284
346
351
349
348
342
344
344
342
339
335
335
335
335
335
23. Gorontalo
24. Sulawesi Barat
131
200
245
238
234
232
217
213
205
194
192
192
192
192
192
192
24. Sulawesi Barat
25. Sulawesi Tengah
642
847
961
944
952
955
938
934
926
928
933
938
938
938
938
938
25. Sulawesi Tengah
26. Sulawesi Tenggara
310
473
724
843
846
853
846
851
837
841
846
849
849
849
849
849
26. Sulawesi Tenggara
2.844
3.978
4.893
4.985
4.975
5.160
5.179
5.207
5.239
5.337
5.370
5.582
5.582
5.582
5.582
5.582
54
80
102
103
104
102
101
101
102
102
101
102
102
102
102
102
28. Maluku
29. Maluku Utara
123
152
199
202
202
202
198
198
197
198
197
198
198
198
198
198
29. Maluku Utara
30. NTB
895
1.293
1.632
1.878
1.896
1.894
1.875
1.881
1.885
1.887
1.894
1.920
1.920
1.920
1.920
1.920
30. NTB
31. NTT
156
229
292
265
263
256
253
252
255
249
247
240
240
240
240
240
31. NTT
32. Papua Barat
114
140
200
190
186
185
174
170
166
161
160
163
163
163
163
163
32. Papua Barat
33. Papua
348
504
605
609
601
586
558
551
547
547
547
545
545
545
545
545
33. Papua
34. Luar Indonesia
183
235
384
355
350
348
347
346
346
340
345
346
346
346
346
346
34. Outside Indonesia
5. Bangka Belitung 6. Jambi 7. Bengkulu
10. Riau
17. Bali 18. Kalimantan Barat 19. Kalimantan Tengah
27. Sulawesi Selatan 28. Maluku
Total r) Angka-angka diperbaiki *) Angka-angka sementara
102.655
147.505
184.120
196.491
r)
198.376
r)
199.330
197.279
197.543
200.712
201.526
203.894
206.056
206.056
206.056
206.056
5. Bangka Belitung 6. Jambi 7. Bengkulu 8. Riau 9. Kepulauan Riau 10. Lampung
13. Banten
16. Jawa Timur
19. Kalimantan Tengah
27. Sulawesi Selatan
206.056 Total
r) Revised figures *) Provisional Figures 1. "Revision of data BUS-UUS began in May 2014 based on LSMK"
183
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.25 Kredit Bank Perkreditan Rakyat Berdasarkan Sektor Ekonomi
(Credit of Rural Banks Based on Economic Sector) Miliar Rp (Billion Rp) 2014 Sektor Ekonomi
2011
2012
Economic Sector Okt
1 2
Pertanian, Perburuhan, dan Kehutanan Perikanan
3
Pertambangan dan Penggalian
4
Industri Pengolahan
5
Listrik, Gas dan Air
6
Konstruksi
7 8 9 10 11 12 13 14 15
16 17 18 19
2015
2013 Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt 1. Agriculture, Hunting, and Forestry
3.062
3.640
4.040
4.501
4.518
4.477
4.453
4.441
4.470
4.509
4.575
4.707
4.701
4.725
4.693
4.650
73
106
137
186
194
196
206
210
217
214
215
217
221
218
217
223
2. Fishery
65
99
113
132
134
138
138
140
138
139
139
142
116
108
106
121
3. Mining and Quarrying
584
674
783
884
870
881
889
888
907
920
941
944
943
943
952
951
4. Processing industry 5. Electricity, Gas and Water
26
29
38
47
52
52
51
52
54
53
52
57
58
61
60
60
617
1.009
1.426
1.422
1.510
1.469
1.390
1.414
1.470
1.501
1.556
1.596
1.594
1.648
1.671
1.751
Perdagangan Besar dan Eceran
12.119
14.382
15.088
17.419
17.532
17.593
17.648
17.983
18.307
18.487
18.804
19.229
19.095
19.141
18.924
18.919
Penyediaan Akomodasi dan Penyedian Makan Minum Transportasi, Pergudangan dan Komunikasi Perantara Keuangan
310
311
405
501
502
495
500
498
500
517
526
536
547
546
552
541
902
1.140
1.104
1.313
1.329
1.339
1.361
1.366
1.373
1.392
1.375
1.394
1.378
1.369
1.382
1.398
48
64
69
94
93
96
93
93
93
102
103
107
117
115
114
114
Real Estate, Usaha Persewaan, dan Jasa Perusahaan Administrasi Pemerintahan, Pertanahan Dan Jaminan Sosial Wajib Jasa Pendidikan
202
272
516
1.307
1.342
1.406
1.405
1.434
1.453
1.517
1.576
1.622
1.652
1.708
1.738
1.788
82
56
78
85
89
90
90
93
94
98
100
103
106
106
112
111
84
120
149
152
158
159
161
162
164
163
168
178
178
178
190
188
11. Real Estate, Business, Ownership, and Business Services 12. Government administration, Defese and Compulsory Social Security 13. Education services
90
82
139
132
137
138
137
139
143
152
158
157
162
164
167
171
14. Health Services and Social Activities
1.512
1.565
2.427
2.955
3.028
3.087
3.040
3.109
3.062
3.069
3.053
2.945
3.014
2.967
2.859
2.821
15. Community, Sociocultural, Entertainment and Other Individual Services
Jasa Kesehatan dan Kegiatan Sosial Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan Lainnya Jasa Perorangan yang Melayani Rumah Tangga Kegiatan Usaha yang Belum Jelas Batasannya Bukan Lapangan Usaha Rumah Tangga Bukan Lapangan Usaha Lainnya Total
Ket: 1) Merupakan sambungan halaman 194
396
506
683
810
834
870
878
884
895
895
915
918
914
894
888
924
1.748
1.939
2.611
2.821
2.884
2.905
2.882
3.007
3.069
3.155
3.169
3.283
3.385
3.405
3.646
3.371
4.502
5.376
2.470
2.814
2.638
2.726
2.739
2.747
2.779
2.997
2.996
3.096
3.092
3.143
3.179
3.203
14.677
18.449
26.900
29.784
29.805
30.273
30.457
30.796
31.221
31.464
31.989
32.517
32.516
32.686
32.825
32.969
41.100
49.818
59.176
67.359
67.648
68.391
68.519
69.457
70.409
71.343
72.409
73.749
73.791
74.125
74.275
74.275
6. Construction 7. Wholesale and Retail Trade 8. Provision of accommodation and the provision of eating and 9. drinking Transportation, Warehousing and communications 10. Financial intermediaries
16. Individual Services which Serve 17. Business Activities are not clearly defined 18. Loans to Non Industrial Origin House Hold 19. Non Industrial Origin-Others Total Note : 1) Continue from page 194
184
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.26 Kredit Bank Perkreditan Rakyat Berdasarkan Jenis Penggunaan (Credit of Rural Banks Based on Type of Use) Miliar Rp (Billion Rp) Sektor Ekonomi
2011
2012
2013
2014 Nov
Okt
2015 Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Economic Sector
Okt
Working Capital
Modal Kerja 2.617 67 56 536 24 565 11.368 261 477 43 183 72
3.074 99 88 619 28 933 13.433 264 702 56 216 42
3.455 127 97 703 37 1.315 14.028 326 718 56 443 59
3.858 173 120 777 41 1.288 16.087 382 844 82 1.157 60
3.874 181 123 764 45 1.355 16.186 381 850 81 1.184 64
3.833 183 126 774 46 1.307 16.243 375 854 84 1.235 66
3.815 191 126 779 45 1.225 16.279 369 860 80 1.229 63
3.792 195 127 776 45 1.249 16.603 374 868 82 1.256 65
3.817 201 123 797 46 1.293 16.864 380 877 82 1.273 68
3.850 197 125 806 45 1.305 17.022 388 894 87 1.327 68
3.902 196 124 829 46 1.359 17.325 394 873 89 1.387 69
4.024 198 127 833 49 1.393 17.728 398 887 93 1.431 73
4.029 201 103 834 50 1.415 17.594 412 889 98 1.443 74
4.050 198 95 836 52 1.470 17.644 416 893 95 1.497 76
4.004 197 93 843 51 1.493 17.443 415 900 94 1.528 77
3.965 203 106 836 50 1.575 17.421 408 903 93 1.580 76
-
62 70 1.330
83 65 1.363
102 85 2.161
104 97 2.698
107 101 2.762
107 102 2.815
108 101 2.773
106 104 2.821
105 108 2.774
101 115 2.774
107 119 2.754
110 119 2.642
110 124 2.714
109 124 2.662
118 125 2.541
116 127 2.508
-
356 1.470
437 1.531
563 2.165
640 2.267
656 2.346
687 2.361
687 2.341
686 2.444
696 2.498
688 2.569
703 2.578
709 2.676
722 2.740
698 2.746
694 2.966
706 2.695
-
-
-
43
-
-
-
-
-
-
-
-
-
-
-
-
-
-
0 19.557
23.030
376 26.860
30.674
31.060
31.198
31.070
31.593
32.002
32.362
32.857
33.489
33.552
33.662
33.584
- Pertanian, Perburuhan, dan Kehutanan - Perikanan - Pertambangan dan Penggalian
445 6 9
565 7 12
585 9 16
642 14 12
644 13 11
644 13 12
638 15 12
649 15 12
653 16 14
659 17 14
673 19 15
683 20 15
673 20 13
675 20 14
688 20 13
685 20 15
-
Industri Pengolahan Listrik, Gas dan Air Konstruksi Perdagangan Besar dan Eceran Penyediaan Akomodasi dan Penyedian Makan Minum
48 2 52 750 49
55 2 77 949 47
80 2 111 1.059 78
108 6 134 1.333 119
106 6 155 1.346 121
107 6 162 1.350 17.787
110 6 165 1.369 132
112 8 165 1.380 124
110 8 178 1.443 121
114 8 196 1.465 129
113 2.246 197 1.479 132
111 8 202 1.501 138
109 8 179 1.501 135
107 9 178 1.496 130
110 9 177 1.480 137
115 10 176 1.498 133
-
Transportasi, Pergudangan dan Komunikasi Perantara Keuangan Real Estate, Usaha Persewaan dan Jasa Perusahaan Administrasi Pemerintahan, Pertanahan dan Jaminan Sosial Wajib Jasa Pendidikan Jasa Kesehatan dan Kegiatan Sosial Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan Lainnya Jasa Perorangan yang Melayani Rumah Tangga Kegiatan Usaha yang Belum Jelas Batasannya
424 5 19 10
438 8 56 14
386 13 73 20
469 12 149 25
479 13 158 25
484 13 171 24
501 13 176 27
499 11 179 28
495 12 181 26
498 14 190 30
501 14 189 31
507 15 192 29
489 19 209 32
477 19 211 29
481 20 209 35
495 20 208 35
-
22 20 182
37 18 202
47 54 266
48 35 258
50 35 265
52 36 272
53 36 266
56 35 288
59 35 288
61 37 295
61 38 299
68 38 303
68 38 300
70 40 304
72 42 317
72 44 313
-
40 278
69 408
120 445
170 554
178 539
183 544
191 541
198 563
200 570
206 586
211 591
209 608
192 646
196 659
194 680
218 676
-
- Jasa Perorangan yang Melayani Rumah Tangga
-
-
11
-
-
-
-
-
-
-
-
-
-
-
-
-
-
- Bukan Lapangan Usaha - Lainnya
-
-
111
-
-
-
-
-
-
-
-
-
-
-
-
-
- households
2.364
2.964
3.486
4.087
4.145
4.194
4.252
4.321
4.407
4.521
6.807
4.647
4.631
4.634
4.687
4.735 Totalother Investment
532
766
940
1.204
1.222
1.239
1.252
1.269
1.283
1.318
1.342
1.368
1.391
1.410
1.421
1.459
- Housing Loan (mortgage) secured by first mortgage in order to live - Vehicle Loans
-
Pertanian, Perburuhan, dan Kehutanan Perikanan Pertambangan dan Penggalian Industri Pengolahan Listrik, Gas dan Air Konstruksi Perdagangan Besar dan Eceran Penyediaan Akomodasi dan Penyedian Makan Minum Transportasi, Pergudangan dan Komunikasi Perantara Keuangan Real Estate, Usaha Persewaan dan Jasa Perusahaan Administrasi Pemerintahan, Pertanahan dan Jaminan Sosial Wajib Jasa Pendidikan Jasa Kesehatan dan Kegiatan Sosial Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan Lainnya Jasa Perorangan yang Melayani Rumah Tangga Kegiatan Usaha yang Belum Jelas Batasannya Bukan Lapangan Usaha - Rumah Tangga
Bukan Lapangan Usaha - Lainnya Total Modal Kerja
- households 33.368 Totalother Working Capital
Investment
Investasi
-
Total Investasi
- Kredit pemilikan kendaraan bermotor - Kredit konsumsi lainnya Total Konsumsi Total r) Angka-angka diperbaiki
Agricultures, hunting and forestry Fisheries Mining and Quarrying Procesing industry Electricity, gas and water Construction Big and retail trade Provision of accomodation and food supply drinking Transportation, warehousingFinance and Transitional Real estate, Rental Business, and Government services administration, the Education services Health and social services Community, Sociocultural,Entertainmen Individual services which serve households International Agency and Other Extra Agency
Consumption
Konsumsi - Kredit pemilikan rumah (KPR) yang dijamin dengan hak tanggungan pertama dengan tujuan untuk dihuni
Agricultures, hunting and forestry Fisheries Mining and Quarrying Procesing industry Electricity, gas and water Construction Big and retail trade Provision of accomodation and food supply drinking Transportation, warehousingFinance and Transitional Real estate, Rental Business, and Government services administration, the defense and compulsory Education services Health and social services Community, Sociocultural,Entertainmen t and Other Individual Individual services which serve households International Agency and Other Extra Agency
1.346
1.422
1.815
1.902
1.935
1.926
1.901
1.915
1.851
1.833
1.818
1.910
1.874
1.907
1.895
1.886
17.300
21.636
26.075
29.491
29.287
29.834
30.044
30.360
30.866
31.309
31.825
32.334
32.343
32.512
32.688
32.828
19.178
23.824
28.831
32.598
32.443
32.999
33.196
33.543
34.000
34.461
34.985
35.613
35.608
35.829
36.004
36.172 Total consumption
41.100
49.818
59.176
67.359
67.648
68.391
68.519
69.457
70.409
71.343
74.650
73.749
73.791
74.125
74.275
74.275
- Other consumer credit
Total r) Revised figures
185
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.27 Kredit Bank Perkreditan Rakyat Berdasarkan Lokasi Bank Penyalur
(Credit of Rural Banks Based on Banks Location) Miliar Rp (Billion Rp) Lokasi 1. Jawa Barat
2011
2012
2014
2013
Okt
2015
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Location 1. Jawa Barat
7.043
7.872
9.549
11.074
11.128
11.172
11.171
11.233
11.258
11.251
11.354
11.427
11.317
11.221
11.177
11.100
2. Banten
899
1.128
1.289
1.413
1.429
1.437
1.472
1.501
1.533
1.561
1.598
1.629
1.637
1.645
1.652
1.670
2. Banten
3. DKI Jakarta
700
882
981
1.077
1.113
1.164
1.142
1.151
1.183
1.223
1.234
1.255
1.255
1.256
1.290
1.322
3. DKI Jakarta
4. D.I Yogyakarta
2.039
2.389
2.768
3.186
3.217
3.245
3.265
3.305
3.368
3.411
3.457
3.519
3.520
3.535
3.534
3.537
4. D.I Yogyakarta
5. Jawa Tengah
9.788
11.329
13.137
14.822
14.927
14.967
14.972
15.212
15.471
15.735
16.058
16.467
16.488
16.615
16.624
16.593
6. Jawa Timur
4.849
5.824
6.841
7.731
7.731
7.754
7.757
7.880
7.979
8.088
8.246
8.480
8.478
8.424
8.370
8.286
26
30
29
37
38
39
40
41
42
42
43
43
43
43
43
42
8. Jambi
289
488
544
532
534
525
520
525
524
527
530
531
529
528
525
524
9. Aceh
90
100
118
125
126
126
124
124
126
126
128
130
129
130
131
131
10. Sumatera Utara
541
649
714
759
765
769
765
777
788
802
811
829
826
829
833
837
10. Sumatera Utara
11. Sumatera Barat
975
1.050
995
1.003
1.005
1.002
1.000
1.011
1.020
1.025
1.042
1.050
1.030
1.035
1.035
1.033
11. Sumatera Barat
12. Riau
601
694
733
805
817
818
819
835
846
866
880
892
887
890
897
891
1.892
2.514
2.770
3.274
3.313
3.358
3.369
3.396
3.435
3.484
3.526
3.583
3.608
3.668
3.702
3.702
14. Sumatera Selatan
573
752
769
854
863
868
815
824
815
818
830
848
847
859
860
859
14. Sumatera Selatan
15. Bangka Belitung
28
35
47
52
52
56
60
62
63
65
67
70
70
71
69
71
15. Bangka Belitung
3.467
4.022
5.465
6.350
6.115
6.454
6.504
6.616
6.733
6.826
6.920
6.924
6.986
7.007
7.049
7.077
17. Kalimantan Selatan
252
229
257
341
344
348
350
342
346
350
339
339
335
333
325
329
17. Kalimantan Selatan
18. Kalimantan Barat
511
578
520
527
531
537
541
546
553
554
566
572
578
587
590
584
18. Kalimantan Barat
19. Kalimantan Timur
189
211
231
233
234
231
222
221
224
229
236
244
244
248
243
241
19. Kalimantan Timur
49
80
143
177
187
182
186
185
191
189
194
199
203
202
203
203
20. Kalimantan Tengah
21. Sulawesi Tengah
379
811
1.187
1.303
1.314
1.337
1.367
1.420
1.471
1.519
1.563
1.601
1.621
1.638
1.657
1.667
21. Sulawesi Tengah
22. Sulawesi Selatan
546
790
931
1.059
1.066
1.067
1.074
1.088
1.104
1.125
1.146
1.160
1.137
1.144
1.156
1.164
22. Sulawesi Selatan
23. Sulawesi Utara
456
622
723
682
676
677
675
682
695
705
714
719
712
714
720
731
23. Sulawesi Utara
57
79
97
133
135
136
141
146
151
157
165
170
172
174
175
173
24. Sulawesi Tenggara
3
5
5
5
5
5
6
5
5
5
5
5
39
40
39
38
25. Sulawesi Barat
20
25
27
26
27
27
27
27
27
27
27
27
27
26
26
26
26. Gorontalo
541
633
709
791
809
820
824
842
852
860
860
870
866
872
880
878
3.520
4.754
5.942
6.900
7.011
7.120
7.151
7.242
7.328
7.448
7.586
7.744
7.767
7.914
7.952
8.009
29. Nusa Tenggara Timur
152
175
256
315
321
319
312
320
330
332
343
349
357
357
354
358
30. Maluku
311
541
757
919
936
945
17.787
972
991
1.012
1.032
1.047
1.052
1.066
1.085
1.101
31. Papua
253
412
498
618
633
643
650
666
684
699
714
730
738
748
759
767
9
13
17
21
22
23
25
26
27
27
27
27
27
27
27
28
52
101
125
215
225
222
223
234
244
253
170
265
267
279
291
304
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
7. Bengkulu
13. Kepulauan Riau
16. Lampung
20. Kalimantan Tengah
24. Sulawesi Tenggara 25. Sulawesi Barat 26. Gorontalo 27. Nusa Tenggara Barat 28. Bali
32. Maluku Utara 33. Papua Barat 34. Lainnya Total
41.100
49.818
59.176
67.359
67.648
68.391
68.519
69.457
70.409
71.343
72.409
73.749
73.791
74.125
74.275
74.275
5. Jawa Tengah 6. Jawa Timur 7. Bengkulu 8. Jambi 9. Aceh
12. Riau 13. Kepulauan Riau
16. Lampung
27. Nusa Tenggara Barat 28. Bali 29. Nusa Tenggara Timur 30. Maluku 31. Papua 32. Maluku Utara 33. Papua Barat 34. Others Total
186
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.28 Kredit dan Non Performing Loan UMKM dan MKM Sektor Ekonomi
(SMEs Credit & Micro, Small, and NPL Based on Economic Sector) Miliar Rp (Billion Rp) Sektor Ekonomi
2011
2012
2014
2013
Ags
Sep
2015
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Economic Sector
Okt UMKM
UMKM
1. Pertanian, Perburuan dan Kehutanan Baki Debet NPL 2. Perikanan Baki Debet NPL 3. Pertambangan dan Penggalian Baki Debet NPL 4. Industri Pengolahan Baki Debet NPL 5. Listrik, Gas dan Air Baki Debet NPL 6. Konstruksi Baki Debet NPL 7. Perdagangan Besar dan Eceran Baki Debet NPL 8. Penyediaan Akomodasi dan Penyediaan Makan Minum
27.192 892
40.709 1.492
48.193 1.615
52.507 2.318
52.869 2.246
53.280 2.196
53.837 2.233
54.506 2.146
53.874 2.280
54.119 2.471
54.988 2.531
55.641 2.640
57.425 2.756
57.769 2.520
57.980 2.637
57.731 2.629
58.440 2.554
59.028 2.652
2.602 161
2.900 163
3.707 171
3.929 217
3.954 186
3.981 202
4.029 173
4.153 157
4.064 163
4.122 189
4.222 204
4.209 222
4.185 235
4.225 231
4.189 217
4.219 200
4.233 189
4.258 209
3.938 89
5.427 153
4.753 184
5.166 273
4.491 316
4.774 285
4.558 301
4.763 258
4.752 248
4.791 265
4.836 270
4.663 291
4.864 351
5.114 401
4.760 393
4.729 408
4.552 403
4.509 396
52.231 1.998
59.500 1.798
60.087 1.736
65.338 2.731
66.768 2.684
65.370 2.181
65.267 2.229
67.558 2.140
66.161 2.249
68.031 2.332
71.060 2.321
71.370 2.401
71.838 2.548
74.251 2.635
74.323 2.809
74.465 2.739
75.565 2.801
75.917 2.929
1.218 49
1.474 14
1.750 22
1.635 29
1.633 29
1.645 28
1.717 26
2.187 26
1.693 28
1.839 28
1.906 29
1.853 31
1.969 34
1.957 31
1.995 79
1.980 84
2.063 89
2.117 91
24.279 1.324
30.594 1.497
38.780 1.865
41.100 2.900
42.335 2.913
42.461 3.023
42.472 3.358
40.614 2.990
37.071 3.209
38.334 3.809
39.469 3.472
40.092 3.648
41.165 3.734
43.112 3.772
43.307 3.870
43.711 3.754
44.619 3.672
46.105 4.018
202.447 7.471
248.870 8.458
323.056 10.621
340.881 14.271
344.611 13.962
344.189 13.843
348.487 13.838
355.198 13.004
345.064 14.100
349.099 15.165
361.743 14.940
363.003 15.763
365.110 16.595
373.573 16.320
370.236 16.986
371.544 17.033
376.777 16.667
377.242 16.371
Baki Debet NPL 9. Transportasi, Pergudangan dan Komunikasi
10.014 352
13.714 303
18.132 357
20.019 561
20.370 592
20.877 603
20.592 583
21.144 550
21.233 589
21.649 629
22.256 601
22.824 680
23.410 713
23.744 716
24.093 789
23.698 735
24.309 726
24.701 765
Baki Debet NPL 10. Perantara Keuangan Baki Debet NPL 11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan Baki Debet NPL 12. Administrasi Pemerintahan, Pertahanan, dan Jaminan Sosial Wajib Baki Debet NPL 13. Jasa Pendidikan Baki Debet NPL 14. Jasa Kesehatan dan Kegiatan Sosial Baki Debet NPL 15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan Lainnya Baki Debet NPL 16. Jasa Perorangan yang Melayani Rumah Tangga Baki Debet NPL 17. Badan Internasional dan Badan Ekstra Internasional Lainnya Baki Debet NPL 18. Kegiatan yang Belum Jelas Batasannya
18.398 452
20.678 485
24.354 654
25.468 1.022
25.142 1.059
24.481 999
24.419 1.069
24.658 964
24.149 1.037
24.334 1.098
25.045 1.103
24.563 1.181
24.489 1.271
24.486 1.294
24.240 1.327
23.928 1.297
24.050 1.247
24.349 1.379
10.311 92
14.147 161
13.963 377
14.851 384
14.745 359
14.555 358
14.686 357
14.578 447
14.236 17.787
14.325 456
14.452 419
14.385 379
14.380 408
14.550 383
14.515 377
14.533 373
14.493 348
14.438 347
19.953 629
25.859 689
31.572 881
32.458 1.198
32.349 1.245
32.668 1.246
32.934 1.255
33.462 1.189
31.771 1.273
32.285 1.365
33.630 1.360
33.770 1.528
34.060 1.618
35.181 1.548
35.406 1.635
35.205 1.569
35.111 1.530
35.090 1.581
399 15
229 5
284 4
247 4
243 4
231 4
227 4
221 4
204 4
202 7
194 7
186 8
196 8
206 11
201 9
207 9
209 9
219 9
1.517 23
1.888 22
2.221 39
2.405 54
2.440 50
2.435 58
2.458 49
2.301 47
2.285 50
2.350 59
2.343 59
2.502 61
2.610 62
2.723 63
2.685 65
2.714 60
2.742 59
2.674 61
2.918 233
3.518 99
4.237 72
4.587 156
4.553 126
4.560 127
4.638 146
4.803 122
4.823 117
4.798 127
4.880 134
4.900 138
5.073 134
5.161 145
5.254 145
5.398 146
5.423 148
5.413 121
25.530 619
26.378 891
31.499 876
35.567 1.263
36.440 1.239
36.193 1.258
37.387 1.154
38.015 1.052
38.298 1.156
38.875 1.222
39.932 1.222
40.605 1.284
41.183 1.394
42.148 1.364
42.602 1.427
43.477 1.888
40.251 1.863
37.687 1.671
655 36
672 40
1.499 33
1.915 61
1.961 61
2.002 59
2.059 57
2.090 52
2.105 55
2.134 66
2.188 65
2.419 68
2.460 66
2.486 65
2.337 67
2.357 67
2.365 61
2.370 59
2.355 53
414 8
225 6
159 6
153 6
148 6
143 6
140 6
141 6
139 6
22 2
34 3
34 3
31 3
33 3
30 3
32 2
29 2
Baki Debet NPL 19. Penerima Kredit Bukan Lapangan Baki Debet NPL 20. Tidak Teridentifikasi Baki Debet NPL Jumlah Baki Debet NPL
52.205 1.185
29.425 731
509 1
406 3
571 3
669 4
940 5
1.330 5
1.351 6
1.234 8
1.320 9
1.280 11
241 10
170 7
152 7
172 8
119 7
200 7
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
0 1
-
-
458.164 15.674
526.397 17.011
3
608.823 19.515
5 0 648.640 27.451
0 655.627 27.078
0 654.521 26.480
0 660.850 26.843
0 671.721 25.159
12 0 653.288 27.054
1 662.660 29.302
8 684.494 28.750
0 688.297 30.338
1 0 694.690 31.939
0
710.888 31.507
708.305 32.843
1 710.098 33.001
6
22 0
715.360 32.376
716.368 32.670
-
1. Agriculture, hunting, and forestry Total NPL 2. Fishery Total NPL 3. Mining and quarrying Total NPL 4. Processing industry Total NPL 5. Electricity, gas and water Total NPL 6. Construction Total NPL 7. Wholesale and retail trade Total NPL 8. Provision of accommodation and the provision of eating and drinking Total NPL 9. Transportation, warehousing and communications Total NPL 10. Financial intermediaries Total NPL 11. Real estate, Business Ownership, and Business Services Total NPL 12. Government administration, defense and compulsory social security Total NPL 13. Education services Total NPL 14. Health services and social activities Total NPL 15. Community, Sociocultural, Entertainment and Other Individual Services Total NPL 16. Individual services which serve households Total NPL 17. International Agency and Other Extra Agency International Total NPL 18. Business activities are not clearly defined Total NPL 19. Debtor is not the business field - other Total NPL 20. Un-identified Total NPL Total Baki Debet NPL
187
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.28 Kredit dan Non Performing Loan UMKM dan MKM Sektor Ekonomi
(SMEs Credit & Micro, Small, and NPL Based on Economic Sector) Miliar Rp (Billion Rp) Sektor Ekonomi
2011
2012
2013
2014 Ags
Sep
Okt
1)
MKM 1. Pertanian Baki Debet NPL 2. Pertambangan Baki Debet NPL 3. Perindustrian Baki Debet NPL 4. Listrik Baki Debet NPL 5. Konstruksi Baki Debet NPL 6. Perdagangan Baki Debet NPL 7. Pengangkutan Baki Debet NPL 8. Jasa Dunia Usaha Baki Debet NPL 9. Jasa Sosial Baki Debet NPL 10. Lain-lain Baki Debet NPL Jumlah Baki Debet NPL
r) Angka-angka diperbaiki
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Economic Sector
Okt MKM 1)
26.285 803
40.423 2.005
9.020 124
17.135 262
70.380 2.502
80.823 2.900
1.316 45
1.532 131
25.834 1.441
31.020 1.637
235.105 8.885
294.095 10.625
11.293 313
14.160 351
78.206 1.252
81.707 1.754
86.867 2.073
63.687 1.942
607.085 8.678
726.024 10.107
1.151.392 26.115
1.350.606 31.714
1) Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat data MKM masih berdasarkan plafon,sedangkan data UMKM sudah sesuai dengan kriteria usaha pada UU No. 20 tentang UMKM r)
2015 Nov
1. Agriculture Total NPL 2. Mining Total NPL 3. Manufacturing Total NPL 4. Electricity Total NPL 5. Construction Total NPL 6. Trading Total NPL 7. Transportation Total NPL 8. Business Services Total NPL 9. Social Services Total NPL 10. Others Total NPL Total Baki Debet NPL 1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20 r) revised figures
188
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.29 Kredit dan Non Performing Loan UMKM dan MKM Menurut Jenis Penggunaan
(SMEs Credit and NPL Credit Based on Type of Use) Miliar Rp (Billion Rp)
Jenis Penggunaan
2011
2012
2014
2013 Ags
UMKM 1. Modal Kerja Baki Debet NPL 2. Investasi Baki Debet NPL 3. Konsumsi Baki Debet NPL 3. Tidak Teridentifikasi Baki Debet NPL Jumlah Baki Debet NPL MKM 1) 1. Modal Kerja Baki Debet NPL 2. Investasi Baki Debet NPL 3. Konsumsi Baki Debet NPL Jumlah Baki Debet NPL 1)
Okt
2015 Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Type of Use
Okt
355.888 12.770
403.047 13.645
444.030 14.652
471.274 20.239
478.941 19.696
482.644 19.925
490.262 18.761
473.828 20.269
480.949 21.707
499.416 21.502
501.758 22.682
507.036 23.895
521.947 23.700
518.388 24.635
520.845 24.826
525.688 24.380
524.895 24.659
102.275 2.903
123.350 3.366
164.792 4.863
177.366 7.213
175.579 6.784
178.206 6.918
181.459 6.398
179.459 6.785
181.711 7.595
185.079 7.248
186.539 7.656
187.654 8.044
188.941 7.806
189.917 8.208
189.252 8.175
189.670 7.997
191.472 8.011
-
-
1 1
-
0
458.164 15.674
526.397 17.011
427.154 14.233
483.595 17.473
117.247 3.205
141.492 4.134
606.991 8.677
725.519 10.106
1.151.392 26.115
1.350.606 31.714
1
608.823 19.515
1
648.640 27.451
Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat data MKM masih berdasarkan plafon, sedangkan data UMKM sudah sesuai dengan kriteria usaha pada UU No. 20 tentang UMKM
0
654.521 26.480
0
660.850 26.843
671.721 25.159
0 0 653.288 27.054
-
-
-
-
662.660 29.302
0
684.494 28.750
(0)
688.297 30.338
(0)
694.690 31.939
(0) 710.888 31.507
-
-
-
-
-
1
708.305 32.843
710.098 33.001
2
715.360 32.376
1 716.368 32.670
UMKM 1. Working Capital Total NPL 2. Investment Total NPL 3. Consumption Total NPL 4. Un-identified Total NPL Total Baki Debet NPL MKM 1) 1. Working Capital Total NPL 2. Investment Total NPL 3. Consumption Total NPL Total Baki Debet NPL
1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20
189
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.30 Kredit dan Non Performing Loan Rincian Kredit UMKM dan MKM Menurut Kelompok Bank
(Detail of SMEs Credit and Detail of MKM Credit Based on Group of Bank) Miliar Rp (Billion Rp) Kelompok Bank UMKM
2011
2012
2014
2013
Okt
2015
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Category of Bank
Okt
1)
UMKM
1)
1. State Owned Banks
1. Bank Persero
Total
Baki Debet
222.645
242.861
304.751
328.783
334.151
341.804
333.097
333.848
340.563
341.001
345.795
356.506
351.496
355.179
360.866
363.836
Mikro
58.287
66.555
87.657
103.743
105.419
106.269
107.194
109.008
111.113
113.185
114.909
118.832
119.139
119.878
121.924
124.208
Micro
Kecil
86.113
98.136
122.730
130.833
133.980
136.580
132.375
135.070
130.893
130.959
131.194
135.891
133.713
135.806
138.015
138.698
Small
Menengah
78.245
78.169
94.363
94.207
94.752
98.956
93.528
89.770
98.557
96.856
99.693
101.783
98.644
99.495
100.927
100.929
9.019
9.093
10.362
13.399
13.279
12.138
13.442
14.946
14.609
15.600
16.522
15.968
16.712
16.849
15.976
15.917
Mikro
1.174
1.214
1.481
2.086
2.056
1.829
2.064
2.514
2.520
2.624
2.761
2.722
2.771
2.721
2.563
2.531
Micro
Kecil
4.450
4.694
4.922
6.137
6.076
5.552
5.999
6.769
6.566
6.920
7.425
7.072
7.339
7.407
6.971
6.986
Small
Menengah
3.395
3.185
3.960
5.175
5.146
4.757
5.378
5.663
5.524
6.056
6.336
6.174
6.602
6.721
6.441
6.400
NPL
Medium NPL
Medium 2. Regional Development Banks
2. BPD
Total
Baki Debet
31.314
45.082
46.896
52.631
52.970
50.837
48.408
49.196
49.983
50.867
51.798
53.035
53.322
50.987
51.731
52.795
Mikro
4.509
9.038
9.156
8.833
8.850
8.733
8.573
8.765
8.837
8.977
9.121
9.329
9.341
9.230
9.375
9.546
Micro
Kecil
18.880
21.091
21.232
24.516
24.541
23.456
22.518
22.742
23.034
23.348
23.826
24.422
24.386
24.273
24.563
24.768
Small
7.925
14.953
16.509
19.282
19.578
18.647
17.316
17.689
18.112
18.543
18.852
19.283
19.595
17.484
17.792
18.481
1.593
2.612
2.965
4.865
5.453
5.015
5.306
5.452
5.632
5.921
6.174
6.087
6.234
5.891
5.872
6.477
Menengah NPL
Medium NPL
Mikro
239
443
685
1.061
1.069
1.013
1.059
1.088
1.043
1.030
1.017
991
1.023
1.011
985
995
Micro
Kecil
915
1.327
1.338
1.760
1.802
1.647
1.767
1.840
1.897
2.009
2.081
2.130
2.186
2.186
2.185
2.298
Small
Menengah
439
842
943
2.044
2.582
2.354
2.480
2.524
2.693
2.881
3.076
2.966
3.025
2.694
2.701
3.184
Medium 3. Foreign Exchange Commercial Banks
3. Bank Swasta Nasional
Total
Baki Debet
194.234
228.991
245.101
255.734
256.109
261.365
253.996
261.664
275.730
279.038
279.315
282.210
284.015
284.193
282.028
279.928
Mikro
24.759
21.476
21.998
23.017
24.679
25.077
25.401
25.657
27.233
26.433
25.842
26.240
26.285
26.422
22.863
18.950
Micro
Kecil
40.660
44.581
41.954
41.673
41.651
41.458
40.790
40.968
42.949
43.316
43.126
42.744
42.720
42.459
42.445
44.051
Small
128.816
162.934
181.148
191.044
189.779
194.831
187.806
195.039
205.547
209.289
210.347
213.226
215.010
215.312
216.720
216.926
4.710
5.096
5.933
7.910
7.771
7.666
7.939
8.502
8.119
8.438
8.828
8.845
9.402
9.767
9.663
9.614
Menengah NPL
Medium NPL
618
758
750
822
799
775
814
810
799
787
793
799
787
982
878
736
Micro
Kecil
1.645
1.720
2.077
2.358
2.299
2.248
2.325
2.335
2.340
2.408
2.405
2.418
2.509
2.513
2.454
2.561
Small
Menengah
2.447
2.618
3.105
4.730
4.674
4.643
4.800
5.356
4.979
5.242
5.631
5.627
6.106
6.272
6.331
6.316
Mikro
Medium 4. Joint Venture Banks and Foreign Owned Banks
4. Bank Asing dan Campuran
Total
Baki Debet
9.971
9.463
12.076
17.373
17.621
17.714
17.787
17.951
18.219
17.391
17.781
19.136
19.472
19.739
20.735
19.809
Mikro
470
107
78
85
187
192
192
89
89
91
145
729
926
675
626
948
Micro
Kecil
874
465
466
456
474
482
491
500
495
512
645
689
807
772
780
736
Small
8.627
8.891
11.532
16.832
16.960
17.040
17.103
17.362
17.635
16.789
16.992
17.717
17.740
18.292
19.329
18.126
352
208
256
307
340
341
367
403
389
379
415
607
495
493
867
662
Menengah NPL
Medium NPL
Mikro
16
7
7
7
7
7
7
7
7
7
7
155
8
6
10
10
Micro
Kecil
62
40
10
12
13
13
12
13
12
16
17
16
16
16
16
16
Small
275
161
238
288
321
321
348
384
371
356
390
436
471
471
841
636
Menengah Jumlah Baki Debet NPL
458.164
526.397
608.823
654.521
660.850
671.721
653.288
662.660
684.494
688.297
694.690
710.888
708.305
710.098
715.360
15.674
17.011
19.515
26.480
26.843
25.159
27.054
29.302
28.750
30.338
31.939
31.507
32.843
33.001
32.376
Medium
Total 716.368 Baki Debet 32.670
NPL
190
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.30 Kredit dan Non Performing Loan Rincian Kredit UMKM dan MKM Menurut Kelompok Bank
(Detail of SMEs Credit and Detail of MKM Credit Based on Group of Bank) Miliar Rp (Billion Rp) Kelompok Bank
2011
2012
2013
2014 Okt
1)
MKM 1. Bank Persero
2015 Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Category of Bank
Okt MKM
1)
1. State Owned Banks Total
415.623
502.447
Mikro
122.104
143.877
Micro
Kecil
188.524
234.031
Small
Menengah
104.996
124.540
11.258
15.271
Mikro
2.997
9.520
Micro
Kecil
3.722
2.611
Small
Menengah
4.539
3.140
Baki Debet
NPL
Medium NPL
Medium 2. Regional Development Banks
2. BPD
Total
155.024
190.815
Mikro
36.921
32.580
Micro
Kecil
107.321
142.679
Small
10.782
15.556
2.562
3.297
Baki Debet
Menengah NPL Mikro Kecil Menengah
Medium NPL
470
555
Micro
1.176
1.489
Small
915
1.253
Medium 3. Foreign Exchange Commercial Banks
3. Bank Swasta Nasional
Total
512.566
601.409
Mikro
97.877
97.552
Micro
Kecil
195.035
228.341
Small
Menengah
219.654
275.516
10.204
11.502
Mikro
2.802
2.918
Micro
Kecil
3.349
4.084
Small
Menengah
4.053
4.500
Baki Debet
NPL
4. Bank Asing dan Campuran Baki Debet
Medium NPL
Medium 4. Joint Venture Banks and Foreign Owned Banks Total
68.180
55.935
Mikro
46.218
29.972
Micro
Kecil
7.005
7.558
Small
14.957
18.405
2.091
1.643
Menengah NPL
Medium NPL
1.223
849
Micro
Kecil
542
481
Small
Menengah
325
313
Mikro
Jumlah Baki Debet NPL 1)
Nov
1.151.392
1.350.606
26.115
31.714
Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat data MKM masih berdasarkan plafon, sedangkan data UMKM sudah sesuai dengan kriteria usaha pada UU No. 20 tentang UMKM
Medium Total Baki Debet NPL 1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20
191
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.31 Kredit UMKM dan MKM Menurut Lokasi Proyek Per Daerah Tingkat I
(SMEs Credit and MKM Credit Based on Project Location) Miliar Rp (Billion Rp) 2014 Kelompok Bank
2011
2012
2015
Category of Bank
2013 Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt UMKM
UMKM
1. Jawa Barat
58.034
67.636
78.774
83.683
84.181
85.429
82.930
83.778
86.167
86.392
87.379
88.730
88.388
88.647
88.606
88.192 1.
Jawa Barat
2. Banten
16.026
18.863
22.631
24.807
24.936
25.305
25.267
25.566
26.653
27.013
27.076
27.798
27.658
27.997
28.265
28.142 2.
Banten
3. DKI Jakarta
82.225
93.051
95.185
98.202
100.682
104.891
101.144
104.499
108.252
108.250
108.399
111.483
112.850
113.383
113.872
114.155 3.
5.413
6.549
8.431
9.663
9.678
9.806
9.549
9.592
9.874
10.021
10.360
10.481
10.446
10.537
10.567
10.612 4.
D.I Yogyakarta
5. Jawa Tengah
43.721
51.576
62.679
69.910
69.927
70.415
68.590
69.700
72.210
73.088
73.843
76.015
75.589
76.257
76.848
76.636 5.
Jawa Tengah
6. Jawa Timur
62.346
65.980
79.322
84.918
85.539
86.569
83.965
84.901
88.346
89.297
90.314
93.299
93.424
94.187
94.560
94.094 6.
Jawa Timur
7. Bengkulu
3.115
3.598
4.103
4.488
4.512
4.551
4.490
4.530
4.635
4.665
4.719
4.808
4.763
4.778
4.838
4.928 7.
8. Jambi
6.724
7.809
8.772
9.248
9.354
9.383
9.257
9.304
9.737
9.724
9.864
10.046
9.959
10.000
10.001
10.045 8.
Jambi
Aceh
5.850
6.395
7.026
7.527
7.589
7.729
7.416
7.494
7.501
7.616
7.658
7.788
7.658
7.713
7.778
7.879 9.
Aceh
26.707
31.470
36.947
40.655
41.042
41.483
40.862
41.583
42.668
43.070
43.649
44.544
43.905
44.376
45.597
45.346 10. Sumatera Utara
4. D.I Yogyakarta
9. 10 . 11 . 12 . 13 . 14 . 15 . 16 . 17 . 18 . 19 . 20 . 21 . 22 . 23 . 24 . 25 . 26 . 27 . 28 . 29 . 30 . 31 . 32 . 33 . 34 . 35 .
Sumatera Utara
DKI Jakarta
Bengkulu
8.721
10.663
11.804
13.114
13.179
13.238
13.029
13.206
13.363
13.502
13.575
13.838
13.603
13.714
13.596
13.572 11. Sumatera Barat
13.995
16.096
17.968
20.919
21.121
21.292
20.727
20.832
21.239
21.604
21.611
21.912
21.569
21.586
21.857
21.776 12. Riau
4.648
5.514
7.402
7.485
6.921
6.947
6.548
6.777
7.105
7.186
7.202
7.288
7.197
7.144
7.243
7.139 13. Kepulauan Riau
Sumatera Selatan
12.190
14.807
17.506
18.441
18.584
18.987
17.950
17.808
18.487
18.451
18.615
19.130
18.955
19.024
19.192
19.519 14. Sumatera Selatan
Bangka Belitung
2.225
2.604
2.990
3.098
3.147
3.214
3.103
2.779
2.897
2.896
2.974
3.084
3.028
3.079
3.098
Lampung
9.060
10.276
11.664
11.888
12.055
12.086
11.857
12.102
12.507
12.463
12.586
12.839
12.674
12.707
12.941
Kalimantan Selatan
6.242
8.086
8.914
9.739
9.736
9.794
9.683
9.775
9.862
9.911
9.910
9.806
9.677
9.733
9.812
Kalimantan Barat
6.910
8.350
10.673
12.067
12.254
12.715
12.418
12.657
12.976
12.851
12.944
13.253
13.138
13.247
13.462
13.466 18. Kalimantan Barat
Kalimantan Timur
20.439 19. Kalimantan Timur
Sumatera Barat Riau Kepulauan Riau
3.060 15. Bangka Belitung 12.831 16. Lampung 9.915 17. Kalimantan Selatan
15.118
17.295
20.018
19.732
19.876
19.982
19.127
19.244
20.073
19.987
20.105
20.334
20.206
20.287
20.438
Kalimantan Tengah
3.590
4.433
4.837
5.489
5.530
5.604
5.420
5.506
5.743
5.751
5.935
6.006
6.002
6.112
6.203
Sulawesi Tengah
5.183
5.559
6.595
7.057
7.155
7.155
6.881
7.109
7.280
7.263
7.381
7.451
7.284
7.373
7.471
7.397 21. Sulawesi Tengah
Sulawesi Selatan
17.926
19.460
23.596
24.925
25.217
25.765
25.511
24.901
25.375
25.548
25.799
26.300
26.157
26.224
26.173
26.567 22. Sulawesi Selatan
Sulawesi Utara
5.923
5.861
6.431
6.745
7.049
7.150
6.958
7.063
7.449
7.294
7.463
7.576
7.446
7.395
7.250
7.281 23. Sulawesi Utara
Sulawesi Tenggara
2.871
3.715
4.516
4.943
4.944
4.914
4.883
4.940
4.983
5.045
5.095
5.236
5.141
5.200
5.292
5.187 24. Sulawesi Tenggara
Sulawesi Barat
1.326
1.567
1.875
2.130
2.158
2.212
2.114
2.135
2.249
2.205
2278,2
2.282
2.343
2.382
Gorontalo
1.701
1.820
2.011
2.224
2.276
2.316
2.266
2.309
2.387
2.430
2.484
2.445
2.471
2.528
Nusa Tenggara Barat
2.435
6.337 20. Kalimantan Tengah
2.504
25. Sulawesi Barat
2.543 26. Gorontalo 6.852 27. Nusa Tenggara Barat
3.820
5.175
6.318
6.525
6.592
6.703
6.633
6.718
6.814
6.816
6.849
6.895
6.709
6.720
6.812
13.050
16.356
19.951
22.834
23.000
23.483
23.307
23.766
24.531
24.667
24.947
25.488
25.590
25.845
26.106
Nusa Tenggara Timur
2.624
3.297
4.127
5.177
5.246
5.234
5.028
5.163
5.324
5.345
5.436
5.721
5.812
5.897
6.083
6.073 29. Nusa Tenggara Timur
Maluku
1.756
1.808
2.000
2.132
2.167
17.787
2.106
2.170
2.248
2.294
2.322
2.405
2.376
2.382
2.417
2.417 30. Maluku
Papua
4.752
5.477
7.471
8.410
8.703
8.608
7.963
8.229
8.698
8.643
8.763
9.029
8.914
7.019
7.167
8.120 31. Papua
Maluku Utara
1.204
1.327
1.474
1.377
1.403
1.391
1.368
1.385
1.425
1.429
1.467
1.514
1.487
1.527
1.544
1.531 32. Maluku Utara
Papua Barat
1.881
2.523
3.376
3.802
3.877
3.836
3.557
3.596
3.772
3.808
3.899
4.060
3.964
3.158
3.271
3.538 33. Papua Barat
259
369
335
52
89
87
45
42
41
42
38
35
36
35
34
Tidak Teridentifikasi
1.030
1.032
1.099
1.116
1.133
1.205
1.339
1.500
1.625
1.730
1.829
1.931
1.973
1.999
2.055
Jumlah
458.164
Bali
Lainnya
526.397
608.823
654.521
660.850
671.721
653.288
662.660
684.494
688.297
694.690
710.888
708.305
710.098
715.360
26.169 28. Bali
33 34. Lainnya 2.074 35. Tidak Teridentifikasi 716.368
Total
192
Indonesia Banking Statistics - Vol. 13, No. 11, October 2015
Statistik Perbankan Indonesia - Vol. 13, No. 11, Oktober 2015
Tabel 4.31 Kredit UMKM dan MKM Menurut Lokasi Proyek Per Daerah Tingkat I
(SMEs Credit and MKM Credit Based on Project Location) Miliar Rp (Billion Rp) 2014 Kelompok Bank
2011
2012
Category of Bank Okt
MKM
2015
2013 Nov
Des
Jan
1)
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt MKM
1. Jawa Barat
175.897
2. Banten
207.552
1)
1. Jawa Barat
2. Banten
56.857
70.082
215.963
237.266
4. D.I Yogyakarta
13.368
15.857
5. Jawa Tengah
95.742
114.094
5. Jawa Tengah
128.190
150.323
6. Jawa Timur
8.430
10.503
7. Bengkulu
8. Jambi
15.415
18.485
8. Jambi
Aceh
18.585
20.217
9. Aceh
Sumatera Utara
58.917
70.333
10. Sumatera Utara
Sumatera Barat
23.000
27.088
11. Sumatera Barat
Riau
32.210
37.337
12. Riau
Kepulauan Riau
12.940
15.193
13. Kepulauan Riau
Sumatera Selatan
30.079
35.261
14. Sumatera Selatan
Bangka Belitung
4.551
5.434
15. Bangka Belitung
Lampung
20.742
23.862
16. Lampung
Kalimantan Selatan
17.238
20.819
17. Kalimantan Selatan
Kalimantan Barat
16.295
19.963
18. Kalimantan Barat
Kalimantan Timur
27.365
33.123
19. Kalimantan Timur
8.452
11.769
20. Kalimantan Tengah
Sulawesi Tengah
11.587
14.043
21. Sulawesi Tengah
Sulawesi Selatan
42.958
50.569
22. Sulawesi Selatan
Sulawesi Utara
15.716
18.500
23. Sulawesi Utara
Sulawesi Tenggara
8.595
10.806
24. Sulawesi Tenggara
Sulawesi Barat
3.211
4.002
25. Sulawesi Barat
Gorontalo
4.775
5.977
26. Gorontalo
Nusa Tenggara Barat
12.762
15.609
27. Nusa Tenggara Barat
Bali
27.122
33.573
28. Bali
Nusa Tenggara Timur
10.291
12.388
29. Nusa Tenggara Timur
Maluku
4.725
5.478
Papua
9.505
12.161
Maluku Utara
3.104
3.900
32. Maluku Utara
Papua Barat
3.630
4.752
33. Papua Barat
13.176
14.288
3. DKI Jakarta
6. Jawa Timur 7. Bengkulu
9. 10 . 11 . 12 . 13 . 14 . 15 . 16 . 17 . 18 . 19 . 20 . 21 . 22 . 23 . 24 . 25 . 26 . 27 . 28 . 29 . 30 . 31 . 32 . 33 . 34 .
Kalimantan Tengah
Lainnya Jumlah
1)
1.151.392
1.350.606
Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat data MKM masih berdasarkan plafon, sedangkan data UMKM sudah sesuai dengan kriteria usaha pada UU No. 20 tentang UMKM
3. DKI Jakarta 4. D.I Yogyakarta
30. Maluku 31. Papua
34. Lainnya Total
1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20
193