Interviews met Han Le Nobel, Daan van Vlaardingen en Monique van der Lee. Financiële positie t Melkhuisje niet al te rooskleurig

Jaargang 68 - Nummer 4 - December 2012

Interviews met Han Le Nobel , Daan van Vlaardingen en Monique van der Lee Financiële positie ’t Melkhuisje niet al te rooskleurig In memoriam: ere-lid Herma Scholze officieel orgaan van de hilversumsche lawn tennis club ‘t Melkhuisje

Persoonlijke service voor de directeur grootaandeelhouder en zelfstandig ondernemer DIENSTENPAKKET afzonderlijk of in combinatie

FINANCIAL LIFE SUPPORT • Overzicht over uw financiële zaken • Inzage in uw netto besteedbaar inkomen onder alle omstandigheden • Financiële rust is emotionele rust

PENSIOEN SERVICE • Uw inkomen voor later regelen • Uw pensioen in de BV of verzekeren • Partner en kinderen goed verzorgen

AOV SERVICE • Uw inkomen bij arbeidsongeschiktheid regelen • Passende voorwaarden en premies • Onafhankelijk, geen provisies

SCHOONHEIDSINSTITUUT

HYPOTHEEK SERVICE

• Huidverbetering

• Hypotheek voor privé of zakelijk

• Innovatief afslanken

• Doorlopende check op betere voorwaarden

• Duurzaam ontharen

• Passende aflossingssystematiek

• Huidverzorging

Monique van der Lee Mozartlaan 27a 1217 CM Hilversum tel: 035-820 03 51 tel: 06-212 255 40 Mozartlaan 27a 1217 CM Hilversum + 31 (0)35 - 6251040 [email protected] www.vanderlee-partners.nl



www.lccom.nl

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 8CD=B; =B 89 GDCFH S&5B79 FAGHFCB; 6@=>:H JCCF A=> 99B ;FCCH GDCFHA5B A55F 5@G A9BG =G <=> J5B N=>B JC9HGHI? ;9J5@@9BT N=>B :IB7H=9 J5B JCCFN=HH9F J5B 89 (989F@5B8G9 =@A?9IF=B; N=>B JCCF@=9:89 JCCF ;9B95

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;=B; K55F <=> CC? <9@9 @=9J9 9B =BH9F9G

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J9B 85H =989F A9BG 99B IB=9? K9N9B =G 9B 85H B=9H =989F99B =G NC5@G >=> N9@: 69BH 155FJ5B 57H9

Investeren in de jeugd is van levensbelang B AANCOMMISSARIS DAAN VAN VLAARDINGEN ZIT VOL DADENDRANG @G CD =9A5B8 89 G@C;5B J5B 9M9BCCF8 J5B HC9D5GG=B; =G 85B =G <9H K9@ CD 55B J5B 0@55F8=B;9B !99B KCCF89B A55F 8589B N=H =B N=>B GMG

H99A 55B =G 99B A5B J5B K9=B=; KCCF89B "=> @55H CD 89 655B N=>B F57

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J@C9=9B8 <9H ;96F9? 55B :=B5B7=XB 9B 8IG 7CBH=BIYH9=H 85B AC9H9B K9 =9HG CB89FB9A9B #? 89B? 85B 55B <9H 55B

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;9F CCF899@ ;9J9B 5@G 8=9 K9@ NCI89B AC;9B GH9AA9B 5H ?5B D9F JC@A57
9B?9@ DFC6@99A CA N9@:G CD 5:GH5B8 GH9AA9B AC;9@=>? H9 A5?9B $9 <96H JCCF >9 69G@I=H9B 85B =B 9@? ;9J5@ 99B J99@ 6F989F 8F55;J@5? ;97F9X9F8 0C@;9BG 55B AC9H9B 9F 9B?9@9 <5F89 BCH9B KCF89B ;9?F55?H 9 7CBH=BIY

H9=H J5B 89 J9F9B=;=B; =G =B <9H ;98=B; F AC9H 69K9;=B; ?CA9B 9B 5@ H9 GH5FF9 89B?699@89B NI@@9B AC9H9B D@55HG A5?9B JCCF 99B :F=GG9 ?=>? CD H '9@?9 5BBC   9 7@I6 <99:H 99B IB=9?9 G:99F $9 F=>8H 9F A9H 89 :=9HG <99B 9B ?IBH B55F <5F

H9B@IGH H9BB=GG9B =B 99B DF57
B9B19 <9669B 8F=9 ;C98@CD9B89 CD9B HC9FBCC=9B 9B 99B GH9F? 99FGH9 <9F9BH95A =B 89 9F98=J=G=9 '55F 89 ?@CC: B55F H95A  9B 89 F9GH =G H9 ;FCCH "9H NCI ACC= N=>B 5@G H9BB=GG9FG I=H 9=;9B ?K99? 85H ;5H =B 89 B55GH9 HC9?CAGH ?IBB9B ;55B CDJI@@9B 

(55GH 89 =BHFC8I7H=9 J5B 89 .9BB=G?=8G

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H5@ D@5BB9B I=H;9K9F?H JCCF 99B J9@8>9 JCCF A=B=H9BB=G 9B 99B C9:9BAIIF CCF 89 @C75H=9G JCCF 69=89 JCCFN=9

B=B;9B F9GD97H=9J9@=>? @=B?G 9B F97?9 655B  99B A9H5ACF:CG9 @H<5BG <9H 55B;9N=7B NC5@G <9H BI =G 'CFF9B89 ;9@I=89B 89F<5@J9 H=>89BG 89 A99GH F979BH9 5@J 9 CD @99:H=>8 N=>B89 57? KCF89B ;9G@CCDH #? <96 I=H9F55F8 CC; JCCF 89 <=GHCF=9 5B 89 5B89F9 ?5BH AC9H9B K9 9FJCCF K5?9B 85H <9H 79BH9F 7CIFH ;99B C@CGG9IA KCF8H19 N=>B 5@H=>8 55B 89 K9BG9B J5B 89 JC@K5GG9B9B H9;9AC9H ;9?CA9B 55F =G B=9HG A=G A99 A55F 89 >9I;8 A55?H 99B 69@5B;F=>? 899@ I=H J5B <9H @989B69GH5B8 F KCF8H NC 5: 9B HC9 K9@ ;9JF55;8 IB=CF@989B A55F 85H =G A99F I=H 69@99:8<9=8 #? <96 89 =B8FI? 85H <9H 8CCF 89 A99GH9 JC@K5GG9B9B HC7< A99F 5@G 99B BCC8N5?9@=>? ?K558 KCF8H ;9N=9B '55F 89 @989B AC9H9B N=7< F95@=G9F9B 85H >9 >9 D5F? 55BHF9?

?9@=>? AC9H 9I;8@989B H9 K9FJ9B "9H ;55H J55? N9@:G B=9H 99BG

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J9B H9F9B CD CBN9 ;9G7<=989B=G "C9 ACC= 8=9 CC? =G 0=5 9B?9@9 CAK9;9B =G 55B N9@: =B 

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GH9 JCCFN=7[FB CF; 05B 0@55F8=B;9B NCI N=>B <9@9 >9I;8 6=> &.0 GD9@9B 9B D5G HC9B <=> =B ,CHH9F85A 97CBCA=9 ;=B; GHI89

F9B A55?H9 <=> 89 CJ9FGH5D B55F 0=7HCF=5 89 CD WWB B5 CI8GH9 J9F9B=

;=B; J5B CBG @5B8 "=> ?F99; B5 N=>B GHI8=9 K9F? =B AGH9F85A 9B G@CCH N=7< CD <9H 69:55A89 *CD9M9 !C@8GH5F *5F? 55B 6=> (1.& (=9H 1=BB9B .C7< &C@ B @55H <=> 855F BI CC? ,5MACB8 +I5??9@55F 9B 5G J5B 89 9F; H9;9B <9H @=>: @CD9B

49 JCFA89B 99B 55BH5@ >5F9B 99B 7CA

D9H=H=9H95A HCH85H 55B FB5 @99F89 ?9BB9B N9 ?=B89F9B ?F9;9B 9B 89 B :=9HG @5B;G H '9@?9 85H =? I=H9F55F8 J5B B55A ?9B89 "9H K5G H9B H=>89 J5B <9H )D9B .C9FBCC= 9B =? JFC9; C: =9A5B8 N=B <58 CA A9H A9 H9 H9BB=GG9B 4C 69B =? 9F=B ;9FC@8 #B 99FGH9 =BGH5BH=9 ?K5A <=> K9=B=; 55B <9H GC7=5@9 H9BB=G@9J9B HC9 55B <58 CD;FC9=9B89 ?=B89F9B 9B N9HH9 N=>B 9=;9B 698F=>: CD -=B8G   ?5B <=> A99F H=>8 JF=> A5?9B 9B J=5 89 >9I;8

7CAA=GG=9 HF58 <=> JCF=; >55F HC9 HCH <9H 69GHIIF @G 655B7CAA=GG5F=G K9F?H <=> 55B 89 ?K5@=H9=H J5B CBG D5F? (55GH I=H6F9=8=B; J5B 89 :57=@=H9=H9B JCCF 89 >9I;8 K=@ =? A9 GH9F? A5?9B JCCF A99F J9F@=789 J5B <9H 79BH9F 7CIFH =9 GH55H CD =BGHCFH9B 9B <9H ?5B NC A55F N=>B 85H 89 6F5B8K99F 9F ?CA9B89 NCA9F 99B @=BH CA<99B 8C9H 9B 85H <9H J9F6C89B H9FF9=B KCF8HT SF =G JCCFHG CB89FNC7
F9BHC9FBCC= A9H 7CFM:99XB J5B K9@

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B9B KCF89B ;9CF;5B=G99F8 CD CBG D5F? F N=>B 8IG BC; <99@ K5H 8=B;9B JCCF J9F69H9F=B; J5H655F C: CA I=H H9 DFC69F9B "9H <99:H ;99B N=B CA 5@@99B A55F D@5BB9B H9 A5?9B 5H ;969IFH 5@ ;9BC9; $9 AC9H N9 CC? I=HJC9F9B @8IG 89 J55? NC NK=>;N5A9 55B J5B 0@55F8=B;9B 8=9 HC7< JCCF 9J9B J5B 89 DF55HGHC9@ ;96FI=? <99:H ;9A55?H =9 G@5;J55F8=; H9 K9F? K=@ ;55B )A85H <9H =B N=>B C;9B BCC8N5?9@=>? =G JCCF 99B NCF;9@CN9 HC9?CAGH J5B CBN9 J9F9B=;=B;



“Zonder stress blijf je mooi en gezond” MONIQUE VAN DER LEE START MET LIGHT C ARE COMPANY 4CB89F GHF9GG 6@=>: >9 ACC= 9B ;9NCB8
 9B ACHHC K55F 'CB=EI9 J5B 89F &99 B55F DFC699FH H9 @9J9B A55F CC? 99B ACHHC 85H N=> A9H <55F K9F? =B DF5?H=>? 6F9B;H B N99F GI779GJC@
J9B 99B =BHFC8I7H=9 JCCF 8=9;9B9 8=9 'CB=EI9 BC; B=9H ?9BH 4=> =G ;9HFCIK8 A9H '5F7C CBN9 CBJC@DF9N9B D9BB=B;

A99GH9F -5A9B <9669B N=> 99B NCCB 5B J5B  8=9 A9B=;99B 5@ AC9H N=>B CD;9J5@@9B CD 89 655B K5BH 89N9 >IB=CF ?5B ;9FIGH 99B B5HIIFH5@9BH ;9BC9A8 KCF89B "=> ;9B=9H J5B 6CB8GHF5=B=B; HF5=BH  ?99F D9F K99? 9B H9BB=GH CJ9F5@ K55F <9H A55F ?5B HCH =B 89 85H H5@9BH ;9?F9;9B 'CB=EI9 =G 9=;9B55F J5B 89 &=;
A9FF=>?9 .FCAD9B69F; 9B =G A9H <55F 698F=>: WWB J5B 89 5@H=>8 69@5B;F=>?9


CCF $9FC9B %99FG

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B99F <9H 7@I6<: ?=<;?<>2; #? 58J9FH99F =B <9H 7@I66@58 9B A=G

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B9B8 K5BB99F >9 6=>JCCF699@8 99B 8=99H JC@;H 9B 8=9 @55HGH9 DCB8>9G 9F B=9H 5: K=@@9B

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1=> K9F?9B 5@  >55F G5A9B =B :=B5B7=X@9 58J=G9F=B; 9B NCB

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Transparantie Transparantiein in vermogensbeheer? vermogensbeheer? Iedereen Iedereenroept roepthet, het, wij wijdoen doenhet hetalaljaren. jaren.

De grootbanken beloven meer transparantie en zich in de De grootbanken beloven meer transparantie en zich in de toekomst te onthouden van verborgen kosten. Maar nog altijd toekomst te onthouden van verborgen kosten. Maar nog altijd wordt er met úw geld belegd in producten met soms ondoorzichtige wordt er met úw geld belegd in producten met soms ondoorzichtige kostenstructuren. Wij maken al jaren waar, wat anderen nu ineens kostenstructuren. Wij maken al jaren waar, wat anderen nu ineens ook roepen. ook roepen. U bent bij Van Amstberg verzekerd van de juiste expertise U bent bij Van Amstberg verzekerd van de juiste expertise en ervaring. Maar daarnaast hechten wij wel aan een goede en ervaring. Maar daarnaast hechten wij wel aan een goede verstandhouding en absolute transparantie. Nooit meer dan verstandhouding en absolute transparantie. Nooit meer dan 0,5% beheerfee over de waarde van uw portefeuille, soms minder. 0,5% beheerfee over de waarde van uw portefeuille, soms minder. Minimale inleg € 150.000. Minimale inleg € 150.000. Dus als het om vermogensbeheer en beleggingsadviezen gaat, is Dus als het om vermogensbeheer en beleggingsadviezen gaat, is een oriënterend gesprek best een goed idee! een oriënterend gesprek best een goed idee! Sophialaan 1 Sophialaan 1 1213 XK Hilversum 1213 XK Hilversum T 035 626 1333 T 035 626 1333 vanamstberg.nl vanamstberg.nl



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100.000 FLYERS NODIG? WIJ ZORGEN VOOR DE SNELSTE TRANSFER OOIT! WWW.BRUGEMANNDRUK.NL | KAMERLINGH ONNESWEG 268 | HILVERSUM | T 035 685 87 82

“Het hele jaar door optimaal woongenot”

Met een tuinkamer van Ambiance van der Wal brengt u de tuin in uw huis en het huis in uw tuin. Het hele jaar door heerlijk genieten van uw tuin en toch altijd beschut en behaaglijk. Dat is een tuinkamer van van der Wal. In de winter heerlijk warm met de 4 seizoenenpui dicht en in de zomer heerlijk open zodat u volledig van de buitenlucht kunt genieten. Kom naar de showroom voor de mogelijkheden of bel ons voor een vrijblijvend advies bij u thuis.

Nieuwe Havenweg 5 1216 BG Hilversum Tel. 035-628 02 03 [email protected] www.vanderwalzonwering.nl



Klassieke muziek bij ‘t Melkhuisje

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?9@ A9H A5F 9B 855F ;969IF89 =9HG 5@G <9H ;CC=9B J5B 8C669@GH9B9B 9B <9H K9F89B 5@@9A55@ N9GG9B  "=> =G >I=GH 55B;9?CA9B A=>B<99F 8C?H9F N9= 89 K=B?9@A=>B<99F 9B J9F6@I:H ?9?9B "9B? 9B =? 9@?55F 55B A9H HK99 J5B 8=9 69I

;9@G =B CBN9 <5B89B '55F K=> GHCB89B 855F B=9H 5@@99B =B 8=9 K=B?9@ 55F GHCB8 CC? 99B A=B

89F69899@89 J99FH=;>5F=;9 A5B B55GH CBG NCB89F CCFG7<9@D9B 9B NCB89F ;99 5@G >CB;9B J5B  >55F BI K9@ NC ;9@I??=; N=>B A9H NCB GCAG D=>B@=>? GD5BB9B89 69I;9@ CJ9F >9 8;9BCH9B 

"6;8? !;<.>@? >><9 2??A>A; 2; >205@? =><32??<> ,698< ><9:.; @6712;? 12 <=2>.@62 B.; :.> -2 C2>12; <;12> :22> /6742?@..; 1<<> &62@2> <12>62 9FJ5B K5BH >9 N=9H 8=H 8=B; K9@ 8I=89

@=>? %CA >9 J5B '5FG N5@ D9GH9F=; ;9N9;8 N=>B #? K=GH 85H 9F 99B 5B89F9 CD@CGG=B; JCCF 69GH55H 9B 85H =G <9H 8F55=9B J5B 99B G7
H9F 89 CCFG7<9@D 55F55B KCF8H A9H 99B A5;B99H 99B ? 69H9F 9B <9H N=9H 9F 5779DH569@9F I=H 9N9 CD9F5H=9 =G BI CD  BCJ9A69F ;9G7<=98H 9B I=H;9JC9F8 8CCF *FC: F 1=@?C !FC@A5B I=H /HF979 99B G7<=@89F=>H>9 55B 89 AIIF ?IBH CD<5B

;9B 85B ?IB >9 8=H CC? NC N9= <=> 15H <=9F55B 5@@9A55@ JCCF5:;9;55B =G K=@ =? ;F55; I=H@9;;9B A55F @55H =? >9

?CAGH HC7< @=;H 855F K55F <=> 7CAAI

B=75H=9: 69N=; AC9H N=>B "=> AC9H 99B G@=A >CB;9H>9 N=>B K5BH CC? N=>B H55@

GDF55?CBHK=??9@=B; =G
K57 99B

9? 72 22; ?056912>67@72 8A;@ <=5.;42; 8A; 72 12F2 <=2>.@62 <<8 85H 69GD5F9B 9B A55F G5A9BJ5HH9B 5BJ5B?9@=>? CD9F5H=9 =B (989F@5B8P J9FN9?9F=B; 6=> 75@5A=H9=HP ?CGH9B 6=> 7CAD@=75H=9GP 8C9B K9 B=9H 99B H9 ;FCCH F=G=7CP CB;9NCB89 >CB;9B1=@ >9 <9H DF97=9G K9H9B #? GHIIF <9H >9 HC9 9B J9HH9 58JC75H9BCF8B9F
(I 89 HC9?CAGH )D  8979A69F 69B =? K99F =B *5F5A5F=6C 9B 85B D5G A5; <9H HC9GH9@ 9F55B ;9D@5?H KCF89B K5BH 85B D5G N=H 8=9 G7?9F =G K9@ <9H JC@;9B89 'C989F J9FH9@89 A9 85H A5F GH998G 99B IIF JCCF G78 CDGH55H CA N=>B K9F? JCCF H9 69F9=89B #BHIYH=9: @=>?H <=> H9 69G9::9B 85H <=> A9H N=>B 69D9F?H9 @=>: ;99B NK55F @=7<5A9@=>? 5A657B HC9



;99 99B H97B 9ACH=9 CBH

6F99?H <9H B=9H #? JC9@ <9A 99B 699H>9 5@G A=>B NCCB 9B 85H ?5B JCCF 5@@9 69HFC??9B9B NC N=>B @@9G ?CB 85B?N=> "9B? ,IHH9B G97F9H5F=G D9BB=B;A99G

H9F J5B 89 -H=7
B 89 H9BB=G7@I6 6@=>:H 99B 6FCB J5B =BGD=F5H=9 JCCF A=> !8 >-/ 6))9 1+3-91"=> @99? 99B 699H>9 BIF?G A55F =? ?5B A9 CC? J9F;=GG9B A=GG7<=9B <58 <=> ;9KCCB B=9H A99F =B <58 CC? 99B K5H =B;9J5@@9B ACB8 )D <9H 85G<6CF8 GHCB89B 99B D55F D@5GH=7 9G 9J9B JF98=; 5@G 6=> 99B ?5H
GH9@ F K9F8 99B ?CC?@9G I=H;9NCB89B 9B 85H K9F8 55B857

89BG <9H F=>89B ;9JC@;8 @G <9H ;9F97B H5B89B@C

N9 ACB8 9N9 A5B ?CB 8IG N9@:G B=9H K5H9FH5B89B "5@J9FK9;9 89 F=H N9= <=> H9F 9 K5H9F ;9?C7B N=9?9B9 ?K5A9B F K5F9B HK99 B=9IK9 G@5;6CA9B ;9?CA9B K55FJ5B

*=9H9F !C89F=9 K5G B5 GHI8=9G 55B 89 ,586CI8 /B=J9FG=H9=H =B (=>A9;9B 9B 89 /B=J9FG=H9=H /HF9755F J9F6CB89B 55B 89 .9F;CC=N=9?9B JCCF <9H '98=G7< 9BHFIA &5IF=IA =B &=BG79 9B H9BB=GG9F 8=9 B=9H GB9@ CD 89 A55B85;5JCB8 89 HCGG
 N5@ CBH6F9?9B

99B 9@97HF=G7< 9B <9H K9F8 5@@9A55@ 8CCF 99B A5B 698=9BH %FI=D 5@G JC9H

;5B;9F B=9H CB89F 89 ;FCH9 G@5;6CCA K5BH 8=9 =G JCCF 89 5IHCG J5B 89 8C?

HCF9B
'=B89F <=@5F=G7< A55F ;FCCHG9F 6@9?9B 89 F9GI@H5H9B J5B 89 B=9IK9 8=F97H=9 9B 7CAD@99H B=9IK9 DC@= A9H 69<5B89@?5A9F JCCF 89 7<=FIF; 99B

DC@= JCCF 89 %() 5FHG 9B 99B 8=569

H9G DC@= K5F9B CD 89 D@55HG J5B 89 :=9H

G9BGH5@@=B; J9FF9N9B K55F 99F89F CC? 99B CI89 5IHC6IG A9H CDG75F9B A=>B K9F?N55A<989B J9FF=7?9 HFCHG CJ9F <9H B=9IK9 GHF55@89 9F J5B5: 9 69
GH55BG D5@9=G>9 A9H 55B 89 JCCFN=>89 99B 65@?CB 85H N=7< CB89FGH9IB8 K99H 8CCF ?@5GG=9?9 !F=9?G9 NI=@9B ;CI8 ;9G7<=@89F8 9B <9H B J5B GD=9;9@9B8 N=@

J9F;@5G ;9J5H =B N57B9B 9B 5@@9G @=>?H 9F CD ;C98?CCD ?=B89FGD99@

;C98 9 =B89@=B; =G 99BJCI8=; HK99 J9F8=9D=B;9B 9@? 99B 5DD5FH9A9BH JCCF J=9F D9FGCB9B #? 69KCCB 89 69B989BJ9F8=9D=B; 9B 89 6CJ9BJ9F8=9D=B; =G F979BH =B;9BCA9B 8CCF A=>B<99F !CD5@ A9H N=>B J99FH=9B JC@;9@=B;9B 9B 55BH5@ A5HF5GG9B J5B A=>B 89D5FH9A9BH N=>B =BA=889@G B55F 6CJ9B ;96F57B<99F !CD5@ =G 99B 97B 5@ ;C989 JF=9B89B ;99B 5B8=9H 9B 8=H =G

99B ;99GH9@=>?9 JCCF;5B;9F 6=> 89 "=B8C9GH5B9B 9B NC N=9H <=> 9F CC? I=H !FCCH A9H 99B 8=??9 6I=? K5BH N=>B JC@;9@=B;9B NCF;9B ;C98 JCCF <9A K55FCJ9F 99B @5B; K=H ;9K558 9B @5B;9 GD=9FK=HH9 655F8 A9H 99B ?BCCD 9F=B 9B =9HG GCCFH;9@=>?G 55B 89 57
?5BH -CAG <99:H <=> 99B ;9@9 J99; 9B 85B K99F 99B NK5FH9 J99; CJ9F N=>B JCCF 85B ;9NCB8=;8 "=> 9B N=>B JC@;9@=B;9B ?CA9B I=H 99B G7<=@89F57 855FB55GH BC; 89 <9@:H J5B 89 H=>8 8CCF =B (9K 9<@= '55F A=>B<99F !CD5@ <58 CC? BC; =9HG @9I?G A99;96F57
-6  *7)9, @?9 C7 <9H 8=B; 55B 9B 8FI?H 85B CD <9H ?BCD>9 F=HA9 G97H=9 HG=B; 6C9A 6C9A H>=B;

6C9A 6C9A K55FB5 99B 99BJCI8=;9 "=B8C9GH55BG A9@C8=9 CD <9H HC9HG9B

6CF8 KCF8H ;9GD99@8 #? G@I=A9F BC; K5H 55FB5 ;55H A=>B<99F !CD5@ 9F CC? 6=> N=B;9B 9B 85B K99H =? 85H =? A9 AC9H G7<9F9B 8CI7<9B 9B CBH6=>

H9B 9B 8=F97H B55F <9H N=9?9BB<99F !CD5@ A9H N=>B JC@;9@=B

;9B 6CJ9B KCCBH 69B =? BCC=H H9 @55H ;9K99GH 4=>B @=989F9B K9FD9B CJ9F=

;9BG @9HH9F@=>? K9@ <55F JFI7 JF=>K9@ 9@?9 A=885; 99B @IB7< 9B QG 5JCB8G 99B <9H9 J9;9H5F=G7<9 <=B8C9

GH55BG9 <5D 5@@9A55@ 5@G 85B?69HCCB JCCF 89 8C?H9F 'CF;9B5JCB8 A5; =? 9F % 6C5F8 GD9

@9B A55F 99B 55B;9D5GH9F F9D9FHC=F9 85B  89 ?@C??9B J5B FB9AI=89B C:  89 AGH9F85AG9 ;F57
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G@55B8 GI779G 9 C::=7=X@9 G9=NC9BG5:

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HIF9B J5B  ;F589B B K9 <9669B <9H 85B CJ9F 9=B8 C?HC69F
,I=A  HCG

G9FG <9669B B5 5:@CCD J5B 89 GDCFH=9J9 DF9GH5H=9G ;9BCH9B J5B <99F@=>? 9FKH9B

GC9D ;9A55?H 8CCF *=9H ,CC8 9B %99G F\;9A5BB 99B 89GG9FH J5B FCC8:FI=H 8CCF $5B9 J5B 09GG9A 9B 99B ;9K9@8=

;9 5:G@I=H9B89 =B;C ;98F55=8 8CCF %5F=B %9J9B55F <9: ?C? &=@ J5B H %@CCGH9F @=9H <9H ?C?9B JCCF 89N9 ?99F 55B 5B89F9B CJ9F A55F GH55H 5@ K99F H9 8F=B;9B =>G 9B K989F 8=9B9B89 CA CD A55B85;5JCB8  5DF=@ ;99B ;F5D
 89 HCGG9FG J5B 99B JCCFHF9::9@=>?9 A55@H=>8 H9 JCCFN=9B 

#)*7 !8-6 %7-96771 0575HIF9G -9I;869GHIIF =5B5 J5B 55@9B (-*:1;.=A F\;9A5BB

(-,:;912,+7551::1&9BM F9G9B $5B ,I=>;FC? (=7C@9 =? .=A F\;9A5BB ,C;=9F "C@GH #-,)+;1-+7551::1%@55G *=9H9F ,=9?G9B '=7<=9@ 8F=55BG9BG $9FC9B %99FG "5B &9 (C69@ $CB 0=G699B ):+7551::10575HIF9 0575HIF9 <91,1:+0- 7551::1'5B:F98 89 %C? "5BG ,I=>;FC? '5F? =G=B; -,-6),5161:;9);1'5F=5B ,=98=>? 97<6,:5)6 '5HH<=5G '5=K5@8 %9)16-9 '55FH9B 5A .9BB=GG7
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