LAMPIRAN Lampiran i
Jumlah Tabungan, Deposito, dan Kredit Tahun 2005-2008 (dalam Rp 000)
Tabungan Deposito Kredit
2005 2006 2007 2008 3,505,782,603 3,580,721,966 4,266,928,564 5,191,304,160 303,031,000 408,810,750 492,052,820 563,375,720 2,355,624,361 2,614,921,497 3,023,423,546 3,398,931,195
Universitas Sumatera Utara
Lampiran ii
Persentase Perkembangan Jumlah Tabungan, Deposito, dan Kredit Tahun 2005-2008
Tabungan Deposito Kredit
2005-2006 2,14% 34,91% 11,01%
2006-2007 19,16% 20,36% 15,62%
2007-2008 21,66% 14,49% 12,42%
Universitas Sumatera Utara
Lampiran iii
Jumlah Tabungan, Deposito, dan Kredit Tahun 2005-2008 RUPIAH (.000) TAHUN
2005
2006
2007
2008
BULAN JANUARI FEBRUARI MARET APRIL MEI JUNI JULI AGUSTUS SEPTEMBER OKTOBER NOVEMBER DESEMBER JANUARI FEBRUARI MARET APRIL MEI JUNI JULI AGUSTUS SEPTEMBER OKTOBER NOVEMBER DESEMBER JANUARI FEBRUARI MARET APRIL MEI JUNI JULI AGUSTUS SEPTEMBER OKTOBER NOVEMBER DESEMBER JANUARI FEBRUARI
TABUNGAN DEPOSITO 280,818,208 284,016,579 291,283,256 287,455,777 291,668,407 292,975,849 299,706,670 294,834,965 289,764,122 302,195,526 296,807,557 294,255,687 235,957,743 293,242,864 298,201,341 296,766,817 298,216,840 301,935,650 305,014,637 304,466,108 305,223,136 308,557,433 312,952,453 320,186,944 328,741,528 333,411,736 336,711,405 344,377,848 346,910,796 354,023,791 358,980,304 359,434,167 364,857,477 371,767,290 377,751,075 389,961,147 397,496,156 406,533,305
24,566,850 25,013,350 24,495,350 24,993,350 23,504,350 23,761,850 25,228,350 25,625,950 25,047,950 25,546,450 26,562,850 28,684,350 22,614,850 31,056,300 32,450,650 30,874,450 34,037,350 34,585,150 35,073,050 36,584,550 37,021,850 37,202,850 38,570,800 38,738,900 38,936,900 38,828,400 38,800,600 40,256,200 40,773,400 40,257,800 41,441,860 40,613,360 40,318,450 41,091,450 44,028,450 46,705,950 46,381,250 46,130,609
KREDIT 183,099,259 185,090,317 191,196,710 188,390,875 194,211,471 197,019,027 198,277,091 200,660,098 202,106,534 205,919,715 203,342,701 206,310,563 158,680,683 207,459,139 213,687,002 211,475,228 218,401,588 221,342,875 224,785,016 227,250,447 230,615,219 231,764,370 232,727,646 236,732,284 237,820,810 240,135,907 244,374,344 248,388,351 251,343,464 253,640,752 254,286,954 256,731,512 259,533,280 257,448,185 258,828,756 260,891,231 259,134,792 259,735,826
Universitas Sumatera Utara
MARET APRIL MEI JUNI JULI AGUSTUS SEPTEMBER OKTOBER NOVEMBER DESEMBER
409,457,954 422,657,395 423,561,187 434,691,945 445,784,030 442,106,757 450,881,957 447,239,833 449,456,541 461,437,100
45,983,087 46,129,124 46,955,000 46,935,898 47,528,761 46,249,641 46,643,739 48,564,314 48,954,809 46,919,488
266,908,902 271,542,788 273,819,343 281,236,315 284,138,961 290,202,427 296,406,996 299,012,633 306,167,868 310,624,344
Universitas Sumatera Utara
Lampiran iv
Statistik Deskriptif Jumlah Tabungan, Deposito, dan Kredit Tahun 2005-2008 Statistics tabungan N
Valid
deposito
kredit
48
48
48
0
0
0
344682026.94
36818131.04
237352095.81
8595494.182
1236053.359
5245036.993
Median
324464236.00
38769750.00
237276547.00
Std. Deviation
59551330.557
8563628.877
36338682.240
3546360.000
73335.000
1320499.000
Skewness
.587
-.284
.100
Std. Error of Skewness
.343
.343
.343
-.895
-1.313
-.687
.674
.674
.674
Minimum
235957743
22614850
158680683
Maximum
461437100
48954809
310624344
25
296777002.00
27093225.00
206017427.00
50
324464236.00
38769750.00
237276547.00
75
395612403.75
46092614.75
259685189.50
Missing Mean Std. Error of Mean
Variance
Kurtosis Std. Error of Kurtosis
Percentiles
Universitas Sumatera Utara
Lampiran v
Persentase Perkembangan Jumlah Tabungan, Deposito, dan Kredit Tahun 2005-2008 TAHUN
2005
2006
2007
PERSEN (%) TABUNGAN DEPOSITO JANUARI -4.79% -16.76% FEBRUARI 1.14% 1.82% MARET 2.56% -2.07% APRIL -1.31% 2.03% MEI 1.47% -5.96% JUNI 0.45% 1.10% JULI 2.30% 6.17% AGUSTUS -1.63% 1.58% SEPTEMBER -1.72% -2.26% OKTOBER 4.29% 1.99% NOVEMBER -1.78% 3.98% DESEMBER -0.86% 7.99% JANUARI -19.81% -21.16% FEBRUARI 24.28% 37.33% MARET 1.69% 4.49% APRIL -0.48% -4.86% MEI 0.49% 10.24% JUNI 1.25% 1.61% JULI 1.02% 1.41% AGUSTUS -0.18% 4.31% SEPTEMBER 0.25% 1.20% OKTOBER 1.09% 0.49% NOVEMBER 1.42% 3.68% DESEMBER 2.31% 0.44% JANUARI 2.67% 0.51% FEBRUARI 1.42% -0.28% MARET 0.99% -0.07% APRIL 2.28% 3.75% MEI 0.74% 1.28% JUNI 2.05% -1.26% JULI 1.40% 2.94% AGUSTUS 0.13% -2.00% SEPTEMBER 1.51% -0.73% OKTOBER 1.89% 1.92% BULAN
KREDIT -12.68% 1.09% 3.30% -1.47% 3.09% 1.45% 0.64% 1.20% 0.72% 1.89% -1.25% 1.46% -23.09% 30.74% 3.00% -1.04% 3.28% 1.35% 1.56% 1.10% 1.48% 0.50% 0.42% 1.72% 0.46% 0.97% 1.77% 1.64% 1.19% 0.91% 0.25% 0.96% 1.09% -0.80%
Universitas Sumatera Utara
2008
NOVEMBER DESEMBER JANUARI FEBRUARI MARET APRIL MEI JUNI JULI AGUSTUS SEPTEMBER OKTOBER NOVEMBER DESEMBER
1.61% 3.23% 1.93% 2.27% 0.72% 3.22% 0.21% 2.63% 2.55% -0.82% 1.98% -0.81% 0.50% 2.67%
7.15% 6.08% -0.70% -0.54% -0.32% 0.32% 1.79% -0.04% 1.26% -2.69% 0.85% 4.12% 0.80% -4.16%
0.54% 0.80% -0.67% 0.23% 2.76% 1.74% 0.84% 2.71% 1.03% 2.13% 2.14% 0.88% 2.39% 1.46%
Universitas Sumatera Utara
Lampiran vi Uji Normalitas Data
Universitas Sumatera Utara
One-Sample Kolmogorov-Smirnov Test Unstandardized Residual N Normal Parameters
48 a
Mean Std. Deviation
Most Extreme Differences
.0000000 .01696917
Absolute
.082
Positive
.082
Negative
-.078
Kolmogorov-Smirnov Z
.569
Asymp. Sig. (2-tailed)
.903
a. Test distribution is Normal.
Universitas Sumatera Utara
Lampiran vii
Hasil Uji Heteroskedastisitas
Universitas Sumatera Utara
Lampiran viii Data Setelah Ditransformasi dalam Bentuk LN TAHUN
2005
2006
2007
2008
BULAN JANUARI FEBRUARI MARET APRIL MEI JUNI JULI AGUSTUS SEPTEMBER OKTOBER NOVEMBER DESEMBER JANUARI FEBRUARI MARET APRIL MEI JUNI JULI AGUSTUS SEPTEMBER OKTOBER NOVEMBER DESEMBER JANUARI FEBRUARI MARET APRIL MEI JUNI JULI AGUSTUS SEPTEMBER OKTOBER NOVEMBER DESEMBER JANUARI
TABUNGAN -4.475065896 -3.66573351 -4.222981874 -5.407545008 -3.773393052 -3.148841368 -1.415611812 -4.079902516 -5.321367284 -4.384417148 -4.585613268 -5.996914815 -4.51678124 -4.251435913 -3.767191266 -3.622437746 -4.254068203 -4.61555601 -3.782373446 -4.912355608 -3.887144282 -4.268661648 -6.673227412 -4.193824706 -3.966564228 -4.129214783 -3.431974262 -3.946487085
DEPOSITO
KREDIT
-4.007713852 -3.895638506 -4.513921069 -2.785202744 -4.150277166 -3.916943677 -3.224231391 -2.527390237 -0.985452675 -3.103373329 -2.278439653 -4.129303473 -4.261069211 -3.144330494 -4.426761841 -5.320766527 -3.303072102 -5.435691752 -5.276332511 -3.283017524 -4.354589661 -3.526354563 -3.954285411 -2.638411418 -2.799952493 -
-4.521362249 -3.411507651 -3.477116265 -4.236633268 -5.053726276 -4.421302366 -4.932509822 -3.970331205 -4.22705091 -1.17960516 -3.505901143 -3.418773444 -4.307488274 -4.163619308 -4.512777821 -4.212692496 -5.301727194 -5.483136513 -4.062415679 -5.382105412 -4.632065904 -4.037010473 -4.108911252 -4.431456562 -4.695091089 -5.972562034 -4.64459904 -4.517780192 -5.228321295 -4.832259951 -
Universitas Sumatera Utara
FEBRUARI MARET APRIL MEI JUNI JULI AGUSTUS SEPTEMBER OKTOBER NOVEMBER DESEMBER
-3.783841515 -4.934491383 -3.434659741 -6.147717944 -3.638985716 -3.668405817 -3.919621823 -5.307071777 -3.624753914
-5.75216892 -4.022755145 -4.371574734 -4.765209371 -3.189914086 -4.823229095 -
-6.066452132 -3.589330488 -4.053511584 -4.78145639 -3.608697669 -4.57357256 -3.847181834 -3.845292747 -4.734056321 -3.732641567 -4.229775221
Universitas Sumatera Utara
Lampiran ix
Scatterplot Setelah Transformasi Data
Universitas Sumatera Utara
Lampiran x
Hasil Uji Multikolinearitas
Coefficientsa Unstandardized Standardized Coefficients
Coefficients
Model
(Constant) LN_ perkembangan jumlah tabungan LN_ perkembangan jumlah deposito
Statistics t
B 1
Collinearity
Std. Error
Sig.
Beta
Tolerance
VIF
-2.413
.901
-2.678 .014
.252
.195
.268 1.288 .212
.892
1.121
.222
.174
.266 1.277 .216
.892
1.121
a. Dependent Variable: LN_ jumlah kredit
Universitas Sumatera Utara
Lampiran xi
Hasil Uji Autokorelasi
b
Model Summary Model 1
R
R Square a
.435
Adjusted R Square
.189
.112
Std. Error of the
Durbin-
Estimate
Watson
.886863721807061
1.490
a. Predictors: (Constant), LN_perkembangan jumlah deposito, LN_perkembangan jumlah tabungan b. Dependent Variable: LN_ jumlah kredit
Universitas Sumatera Utara
Lampiran xii
Variables Entered/ Removed dan adjusted R2 Variables Entered/Removedb Model 1
Variables Entered
Variables Removed
Method
LN_perkembangan jumlah deposito, LN_
. Enter
perkembangan
jumlah tabungan a a. All requested variables entered. b. Dependent Variable: LN_ jumlah kredit
Adjusted R2 Model Summary Model 1
R .435a
R Square
Adjusted R Square
.189
.112
Std. Error of the Estimate .886863721807061
a. Predictors: (Constant), LN_ perkembangan jumlah deposito, LN_ perkembangan jumlah tabungan
Universitas Sumatera Utara
Lampiran xiii
Hasil Uji Hipotesis Hasil Uji F ANOVAb Model 1
Sum of Squares
Regression
df
Mean Square
3.850
2
1.925
Residual
16.517
21
.787
Total
20.367
23
F
Sig. .111a
2.448
a. Predictors: (Constant), LN_ perkembangan jumlah deposito, LN_ perkembangan jumlah tabungan b. Dependent Variable: LN_ jumlah kredit
Hasil Uji T Coefficientsa
Model
Unstandardized
Standardized
Coefficients
Coefficients
B 1
(Constant)
Std. Error
-2.413
.901
.252
.195
.222
.174
t
Sig.
Beta -2.678
.014
.268
1.288
.212
.266
1.277
.216
LN_ perkembangan jumlah tabungan LN_ perkembangan jumlah deposito a. Dependent Variable: LN_ jumlah kredit
Universitas Sumatera Utara
