Duurzaam ondernemen voorbij de crises
Uitdagingen 21e eeuw Rol Duurzaamheid & innovatie
Financiering innovatie Praktijk Voorbeelden
InnoTep 2012, Radboud Universiteit wo
Daan Dijk, Rabobank
Rabobank at a Glance
Performance 2012 • Total Assets : • Tier I Capital : • Net Profit :
(Q2) € 771 bn. € 12,7 % € 1.3 bn.
Cooperative stucture, cross guarantee system
Mission: Enabling Real Value Creation Strategy: • Leading global Food & Agri bank • Top bank in terms of sustainability 2
9 million clients, 1.9 million members, 48 countries
Since 1898, Through, By and For our Clients
Committed to: Safe and sustainable food supply
Clean production methods and sustainable energy
Economic participation
Community
and access to financial services
involvement
It’s all about People not Money
The Global Investment Climate is changing Days of abundant resources and falling prices are over Real crises: energy, food and water Future success will depend on:
Sustainable and efficient resource use Business models that respect people & nature Real Value creation
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This will affect capital allocation and equity pricing
Externalities & Banking • Environmental cost of human activity: $ 6.6 trn 11% of global GDP, 1/3 by the 3000 largest listed companies (UNEP FI-PRI 2011)
Resource Resource Riskrisk
• >50% of company earning at risk from environmental costs • In 2007 Rabobank started to assess the Carbon Footprint of its Loan and investment Book • This is an important item in developing the relationship with our clients
Corporate Risk foto
Resource efficiency Stress Test part of risk & opportunity assessment
New business models are emerging….
“Voor ons is het niet langer de vraag hoe wij de samenleving kunnen gebruiken om succesvol te zijn, maar hoe we kunnen geven om succesvol te zijn. Dus is het onze opdracht om te zorgen dat de samenleving beter wordt” , Trouw, nov. 2011
“Wij zijn een commercieel bedrijf , maar het is leuker om winst te maken met goede producten en de wereld goed achter te laten voor onze kinderen”, Duurzaam ondernemen, nov 2007
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Never waste a good crisis!
Sustainability makes economic sense
7 Resource Scarcity
Environmental Legislation
Consumer Values
21C Transition to a Circular Economy
A hedge against resource scarcity & an engine for innovation and growth
Bioneering: the new innovation wave Chemical industry
Food & Agri Industry Agriculture takes centre stage again in providing food, chemicals and energy
Bio Based Economy: working with Nature
To provide superior products: food, feed, fibers, chemicals and energy
Renewable, cleaner and recyclable Driven by:
Solar energy Human ingenuity Enabling capital
BBE: Copying Nature on an Industrial Scale
Brand management
11 Coca Cola has pledged to completely phase out fossil based PET bottles
Do we have sufficient biomass?
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To feed 9 bn and fuel the economy sustainably?
Towards a Renewable & Closed Agri Chain
Sun
crops Cereals Oil crops Sugar crops
Processing components Starch Vegetable oils
Sugars
Grasses
Proteins
Algae
Ligno cellulose
Seaweeds
inputs Water Minerals CO2
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Bio Energy Bio feedstock
Residues & Wastes
End Products
Protein
Food
Organic
Animal proteins
Residues
chemicals Performance materials
Manure
Bio refinery
Waste
biogas digestate
Anaerobic digestion
We have the technology, it can be done
We believe in Energy Farming
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Not in large scale biofuel production and trade
Solar Energy: a low risk crop Bloomberg Rabobank to Fund $50 Million in Sungevity Rooftop Solar Leases By Ehren Goossens - Oct 14, 2011
The U.S. unit of Rabobank Group, the world’s biggest agricultural lender, created a fund to finance $50 million in residential rooftop solar-power systems installations by Sungevity Inc… Residential solar energy is a “promising market opportunity and we are pleased to support its adoption in California and elsewhere in the U.S. through our new fund with Sungevity,” said Gianluca Signorelli, vice president at Rabobank N.A., in the statement...
Save money, good marketing, energy independent
Three Mile Canyon LLC
Large dairy farm with extensive crop production Closed loop farming: • Precision irrigation with field monitoring • Composting for increasing soil water-holding capacity • Recycling of drain water to reduce withdrawals from Columbia River • Zero discharge of P and N to groundwater
Innovative water, soil, habitat & wildlife conservation High value added products
Green farming:good for business and good for the environment
Winner Innovation prize 2009
Water free and clean Dyeing of Textiles with Liquid CO2
Recyclable, Light & Low Carbon packaging
Paper Foam a Dutch SME servicing multinational clients
PaperFoam
Aquafarming
Can Boost Food Production: •
On poor grounds
•
With saline or brakish water
•
High (water) productivity
•
Cradle to cradle
De Boerderij wordt een Raffinaderij
Sustainable Innovation well timed Race for resources Revaluation of ‘natural capital” End of cheap oil …. And Realistic
Strong Knowledge & Technology basis
Huge Market Potential The best way to be Profitable
Resources are finite, Human ingenuity and solar energy are infinite
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Ready for Business Dutch Greentech Fund (DGF)
Seed capital fonds dat investeert in ondernemingen met duurzame innovaties. DGF is continu op zoek naar jonge ondernemingen met aantrekkelijke duurzame proposities
Sustainable Business Development •ondernemers verder helpen • toegang tot het wereldwijde Rabobank netwerk en expertise
Daan Dijk
+31 (0)30 21 66850
Richard Piechocki +31 (0)30 21 66005
Daan Schipper
+31 (0)30 21 34014l
Herman Wijffels Innovatieprijs: Tessa van Hoesel
+31 (0)30 21 66038
Guus Verhees
Janneke Wouter Bik Verhoeven