NET EKSPANSI KREDIT USAHA MIKRO, KECIL, DAN MENENGAH (UMKM) PERBANKAN 1 NET EXPANSION OF MICRO, SMALL, AND MEDIUM ENTERPRISES(MSMEs) CREDITS 1 (Miliar / Billion Rp)
I.1.A PERKEMBANGAN NET EKSPANSI KREDIT UMKM DAN KREDIT PERBANKAN
NET EXPANSION OF MSMEs CREDIT AND BANKING CREDIT . I.1.A
2012 Net Ekspansi Kredit UMKM Kredit Non UMKM Kredit Perbankan Persentase terhadap Rencana Bisnis Kredit MKM
2011
85,587.6 363,016.3 448,604.0 66.76%
2013
s.d Des
s.d Jan
s.d Feb
s.d Mar
s.d Apr
72,339.5 446,755.4 519,094.9
-19,060.3 -346.4 -19,406.7
-11,534.2 24,627.0 13,092.8
3,399.8 60,380.8 63,780.6
17,670.2 104,475.3 122,145.4
47.91%
-13.18%
-7.98%
2.35%
12.22%
Mei
2014 s.d Juli
s.d Ags
s.d Sept
s.d Okt
s.d Nov
s.d Des
s.d Jan
33,802.0 153,732.4 187,534.4
59,804.1 202,355.3 262,159.4
60,661.5 266,172.6 326,834.1
56,934.8 317,259.6 374,194.4
67,043.9 394,589.4 461,633.3
67,292.1 399,233.2 466,525.3
74,357.3 450,757.0 525,114.3
87,808.4 516,107.6 603,916.0
-14,098.4 MSMEs Credit -20,853.6 Non MSMEs Credit -34,952.0 Total Credit
23.37%
41.35%
Percentage on Business Plan of MSMEs Credit
I.1.B PERKEMBANGAN NET EKSPANSI KREDIT MKM DAN KREDIT PERBANKAN
NET EXPANSION OF MSM CREDIT AND BANKING CREDIT . I.1.B
2012 Net Ekspansi Kredit MKM Kredit Non MKM r Kartu Kredit MKM Kredit Perbankan
2011
I.2.A
2013
s.d Des
s.d Jan
230,150.3 224,711.1 2,810.7 457,672.1
208,270.3 310,824.6 5,403.7 519,094.9
-247.3 -19,159.4 9,803.3 -19,406.7
9,066.9 4,025.9 9,907.4 13,092.8
-
-
-
-
Persentase terhadap Rencana Bisnis Kredit MKM
s.d Feb
s.d Mar
s.d Apr
s.d Mei
s.d Juni
s.d Ags
s.d Sept
2011
s.d Des
s.d Okt
s.d Nov
s.d Des
s.d Feb
Net Expansion
Percentage on Business Plan of MSM Credit
NET EXPANSION OF MSMEs CREDIT BASED ON ENTERPRISES CLASSIFICATION .I.2.A 2013
s.d Jan
s.d Jan
MSM Credit Non MSM Credit MSM Credit cards Total Credit
2012
I.2.B
2014 s.d Juli
PERKEMBANGAN NET EKSPANSI KREDIT UMKM MENURUT KLASIFIKASI USAHA Net Ekspansi
Net Expansion
s.d Juni
s.d Mar
s.d Apr
Mei
s.d Juni
2014 s.d Juli
s.d Ags
s.d Sept
s.d Okt
s.d Nov
s.d Des
s.d Jan
Net Expansion
Kredit Usaha Mikro Kredit Usaha Kecil
18,607.0 13,278.8
10,849.0 18,970.5
-1,124.8 -10,798.9
750.2 -8,378.4
2,330.5 -3,641.1
6,004.0 -792.5
9,315.4 3,973.3
12,938.6 11,122.1
17,087.7 12,757.2
17,421.4 13,039.2
19,484.2 15,439.9
21,053.5 17,613.6
22,472.1 20,209.5
24,175.8 23,992.1
121.4 Micro Enterprises Credit -5,878.5 Small Enterprises Credit
Kredit Usaha Menengah
53,701.8
42,520.1
-7,136.6
-3,906.1
4,710.5
12,458.6
20,513.3
35,743.4
30,816.7
26,474.2
32,119.7
28,625.0
31,675.8
39,640.5
-8,341.4 Medium Enterprises Credit
Net Ekspansi Kredit UMKM
85,587.6
72,339.5
-19,060.3
-11,534.2
3,399.8
17,670.2
33,802.0
59,804.1
60,661.5
56,934.8
67,043.9
67,292.1
74,357.3
87,808.4
PERKEMBANGAN NET EKSPANSI KREDIT MKM MENURUT PLAFON
NET EXPANSION OF MSM CREDIT BASED ON PLAFOND .I.2.B
2012 Net Ekspansi Kredit Mikro (Rp 0-Rp 50 Jt)
2011
s.d Des
2013 s.d Jan
-14,098.4 Total Net Expansion of MSME
s.d Feb
39,842.2
2,121.0
5,142.1
-6,720.6
Kredit Kecil (>Rp 50 Jt-Rp500Jt) Kredit Menengah (>Rp500 JtRp5M)
119,411.5
120,964.8
3,236.4
15,673.4
70,896.6
85,184.5
-8,625.9
114.1
Net Ekspansi Kredit MKM
230,150.3
208,270.3
-247.3
9,066.9
s.d Mar
1
s.d Apr
- Kredit UMKM Januari 2014 : Belum termasuk Bank Umum Syariah (BUS) , tetapi sudah termasuk BPR dan BPRS menggunakan data Oktober 2013. - Rencana Bisnis Bank untuk Kredit UMKM 2011 (revisi) = Rp128,2 triliun. - Rencana Bisnis Bank untuk Kredit UMKM 2012 = Rp150,9 triliun. - Rencana Bisnis Bank untuk Kredit UMKM 2013 = Rp166,2 triliun atau Rp144,6 triliun (di luar Bank Umum Syariah dan Unit Usaha Syariah).
s.d Juni
2014 s.d Juli
s.d Ags
s.d Sept
s.d Okt
s.d Nov
s.d Des
s.d Jan
Net Expansion Micro Credit (up to IDR50 million) Small Credit (>IDR50 million - IDR500 million) Medium Credit (>IDR500 million-IDR5 billion) Total Net Expansion of MSM
Sumber data: Bank Indonesia (Grup Pengembangan UMKM - DPAU), diolah dari Laporan Bulanan Bank Umum (LBU) dan Laporan Bulanan BPR/BPRS. - Kredit MKM tidak termasuk kartu kredit; total kredit perbankan dan kredit Non MKM termasuk kartu kredit dan data BPRS. - Data Kredit MKM sejak Maret 2013 sudah tidak sajikan lagi. - Net Ekspansi adalah hasil pengurangan antara baki debet pada akhir bulan berjalan dengan baki debet pada akhir tahun sebelumnya (sudah memperhitungkan pelimpahan dan angsuran).
s.d Mei
1
Data source: Bank Indonesia ( MSMEs Development Group - Financial Access and MSME Development Department ) processed from Banks' Monthly Reports and Rural Banks/Rural Islamic Banks' Monthly Report. MSM Credit not included credit to credit card holders; while total credit and - non MSM Credit included credit to credit card and Islamic Rural Banks. MSM Credit Data is no longer published since March 2013 Net expansion is the subtraction of credit outstanding in one period to the end period of previous year credit- outstanding -
MSMEs Credit on January 2014 : not included Islamic Commercial Banks but included Conventional and Islamic - Rural Banks data as of October 2013. Revised Business Plan of Micro, Small, and Medium Enterprises(MSMEs) Credit 2011 = IDR128.2 trillion. Business Plan of Micro, Small, and Medium Enterprises(MSMEs) Credit 2012 = IDR150.9 trillion. Business Plan of Micro, Small, and Medium Enterprises(MSMEs) Credit 2013 = IDR166.2 trillion or IDR144.6 trillion (exclude Islamic Commercial Banks and Islamic Banking Unit) -
NET EKSPANSI KREDIT USAHA MIKRO, KECIL, DAN MENENGAH (UMKM) PERBANKAN 1 NET EXPANSION OF MICRO, SMALL, AND MEDIUM ENTERPRISES(MSMEs) CREDITS 1 (Miliar / Billion Rp)
I.3.A
PERKEMBANGAN NET EKSPANSI KREDIT UMKM MENURUT SEKTOR EKONOMI
NET EXPANSION OF MSMEs CREDIT BASED ON ECONOMIC SECTORS .I.3.A
2012 Net Ekspansi 1. Pertanian, Perburuan dan Kehutanan 2. Perikanan 3. Pertambangan dan Penggalian 4. Industri pengolahan 5. Listrik, Gas dan Air 6. Konstruksi 7. Perdagangan besar dan eceran 8. Penyediaan akomodasi dan penyediaan makan minum 9. Transportasi, pergudangan dan komunikasi 10. Perantara keuangan 11. Real estate, usaha persewaan dan jasa perusahaan 12. Administrasi Pemerintahan, pertahanan dan jaminan sosial wajib 13. Jasa pendidikan 14. Jasa kesehatan dan kegiatan sosial 15. Jasa kemasyarakatan, sosial budaya, hiburan dan perorangan lainnya 16. Jasa perorangan yang melayani rumah tangga 17. Badan internasional dan badan ekstra internasional lainnya 18. Kegiatan yang belum jelas batasannya 19. Tidak teridentifikasi
Net Ekspansi Kredit UMKM I.3.B
2011
s.d Des
2013 s.d Jan
s.d Feb
s.d Mar
s.d Apr
Mei
s.d Juni
2014 s.d Juli
s.d Ags
s.d Sept
Net Ekspansi Kredit MKM
s.d Des
Net Expansion
s.d Jan
Agriculture, hunting and forestry Fishery Mining and Quarrying Processing industry Electricity, Gas & Water
14,247.6 335.4 1,525.8 7,343.9 261.9
384.5 8.6 -588.6 -4,039.7 184.1
732.5 33.4 -320.0 -4,718.8 106.3
2,856.9 154.2 -468.0 -2,092.3 170.4
3,429.8 277.8 -337.7 -1,613.0 183.6
4,964.7 390.1 -377.4 570.9 188.1
2,168.7 528.2 -711.2 6,094.5 319.7
3,373.7 534.3 -533.7 -1,039.7 265.9
3,502.5 538.4 -235.0 -2,036.2 231.6
4,784.4 636.3 -166.1 -1,589.5 214.6
5,515.1 640.4 -720.4 -2,051.5 220.4
6,687.8 722.7 -544.5 -1,036.1 306.9
8,155.5 831.2 -652.8 678.6 285.2
-617.3 -82.2 -161.3 -1,094.0 -34.5
4,280.6
6,677.6
-502.1
37.5
1,463.2
2,576.5
4,364.3
7,087.1
8,281.1
8,046.6
9,274.4
9,888.3
10,271.5
8,596.0
-3,708.8 Construction
37,054.2
48,610.4
-7,090.0
-2,410.3
9,105.9
16,891.5
23,360.4
60,475.8
62,956.3
61,171.9
65,234.5
65,833.3
67,381.2
75,786.5
2,964.7
3,708.9
-610.3
-249.0
129.4
548.7
1,237.1
2,171.1
2,371.4
2,319.7
3,251.9
3,467.7
3,947.8
4,488.9
5,396.6 3,542.0
2,449.8 3,855.1
-807.7 -7.5
2.5 -1,364.3
672.1 -1,612.4
1,141.5 -1,490.9
2,099.7 -664.1
3,270.3 -1,836.9
2,751.6 -905.2
2,547.5 -797.7
3,007.5 -534.4
2,172.5 -530.3
2,812.9 -320.2
3,708.1 -154.5
7,369.9
6,073.5
-2,983.5
-2,537.3
-1,933.9
-1,597.0
-374.9
4,840.4
5,253.3
4,438.2
5,013.7
4,461.2
4,812.5
5,828.5
145.9 318.8
-169.2 470.8
-9.8 -114.9
-10.1 -14.2
-6.5 3.7
24.9 12.0
24.5 45.3
37.0 15.9
60.6 71.2
71.1 88.4
62.1 88.0
64.9 141.9
67.3 149.4
79.7 356.0
Government Administration, defense -23.4 and compulsory social security 56.0 Education services
246.3
594.5
-132.1
12.8
117.6
205.9
320.7
466.0
552.6
550.4
596.7
635.9
677.2
740.6
-9.8 Health services and social activities
5,337.1
858.8
-1,173.1
-926.5
-421.7
-166.6
518.6
2,625.4
3,986.5
4,354.6
4,819.3
5,062.0
5,523.4
6,001.5
-528.7
114.9
93.5
111.5
238.0
271.0
348.0
623.1
682.3
766.9
815.9
865.4
963.3
1,017.5
2,270.7
-1,941.0
-29.6
-41.0
-53.1
-69.1
-85.3
-106.1
-127.4
-137.7
-155.3
-166.9
-174.1
-189.0
3,867.3 -8,054.2
-22,675.6 -3.7
-1,656.5 14.2
7.1 0.0
-4,931.6 1.3
-2,620.7 2.1
-3,131.0 2.1
-28,266.5 1.8
-27,876.7 3.4
-28,489.4 3.0
-28,312.1 2.1
-28,209.6 1.9
-27,893.7 1.9
-27,752.3 3.2
72,339.5
-19,060.3
-11,534.2
3,399.8
17,670.2
33,802.0
59,804.1
60,661.5
56,934.8
67,043.9
67,292.1
74,357.3
87,808.4
85,587.6
2011
s.d Des
2013 s.d Jan
s.d Feb
9,506.2 1,994.6 15,024.8 361.0 4,468.9 40,640.4
14,840.7 8,150.9 10,518.1 221.2 5,515.3 61,376.5
271.3 691.9 -1,131.5 -87.0 -2,810.5 -7,306.9
462.5 -2,233.1 -119.8 -34.0 -2,811.7 -1,015.4
-816.6 21,389.6 58,438.4 79,142.9
3,107.9 3,600.8 -23,005.6 123,944.6
-35.6 1,883.6 -1,856.7 10,134.1
362.9 2,944.7 143.4 11,367.3
208,270.3
-247.3
9,066.9
230,150.3
-7,312.0 Wholesale and retail trade Provision of accommodation and the -133.3 provision of eating and drinking Transportation, warehousing and -203.0 communication -45.6 Financial Intermediaries Real estate, Business Ownership, and -430.3 Business Services
Social services, social, cultural, -209.5 entertainment and other individual Individual services with serve 26.1 households International agencies and other -8.1 International extra intitutions Business activities are not clearly -104.2 defined -3.2 Unidentified
-14,098.4 Total Net Expansion of MSME
NET EXPANSION OF MSM CREDIT BASED ON ECONOMIC SECTORS .I.3.B
2012 1. Pertanian, perburuan dan sarana pertanian 2. Pertambangan 3. Perindustrian 4. Listrik, Gas dan Air 5. Perdagangan, Konstruksi 6. restoran dan hotel 7. Pengangkutan, pergudangan dan komunikasi 8. Jasa Dunia Usaha 9. Jasa Sosial 10. Lain-lain
s.d Nov
10,814.6 506.2 799.5 9,371.0 -114.9
PERKEMBANGAN NET EKSPANSI KREDIT MKM MENURUT SEKTOR EKONOMI Net Ekspansi
s.d Okt
s.d Mar
s.d Apr
s.d Mei
s.d Juni
2014 s.d Juli
s.d Ags
s.d Sept
s.d Okt
s.d Nov
s.d Des
s.d Jan
Net Expansion Agriculture,hunting and agricultural facilities Mining Manufacturing Industry Electricity, Gas & Water Construction Trade, restaurants and hotels Transportation, cargo storage and communication Business Services Social Services Others Total Net Expansion of MSM
NET EKSPANSI KREDIT USAHA MIKRO, KECIL, DAN MENENGAH (UMKM) PERBANKAN 1 NET EXPANSION OF MICRO, SMALL, AND MEDIUM ENTERPRISES(MSMEs) CREDITS 1 (Miliar / Billion Rp)
I.4.A
PERKEMBANGAN NET EKSPANSI KREDIT UMKM MENURUT JENIS PENGGUNAAN
NET EXPANSION OF MSMEs CREDIT BASED ON TYPE OF USE. I.4.A
2012 Net Ekspansi Kredit Modal Kerja
I.4.B
2011
s.d Des
2013 s.d Jan
s.d Feb
s.d Mar
s.d Apr
Mei
s.d Juni
s.d Sept
s.d Okt
s.d Nov
s.d Des
s.d Jan
Net Expansion
60,601.1 24,989.9 -3.3
50,648.4 21,695.1 -4.0
-13,716.5 -5,344.0 0.2
-7,580.1 -3,954.1 0.0
4,219.4 -820.3 0.7
17,106.7 563.4 0.0
29,754.3 4,047.7 0.0
29,657.5 30,146.6 0.0
28,704.6 31,956.9 0.0
25,631.0 31,303.8 0.0
30,258.1 36,785.6 0.2
30,679.7 36,612.6 -0.1
35,264.3 39,093.1 -0.1
45,691.8 42,115.6 1.1
-13,957.1 Working Capital Credit -140.2 Investment Credit -1.2 Unidentified
Net Ekspansi Kredit UMKM
85,587.6
72,339.5
-19,060.3
-11,534.2
3,399.8
17,670.2
33,802.0
59,804.1
60,661.5
56,934.8
67,043.9
67,292.1
74,357.3
87,808.4
-14,098.4 Total Net Expansion of MSME
PERKEMBANGAN NET EKSPANSI KREDIT MKM MENURUT JENIS PENGGUNAAN
NET EXPANSION OF MSM CREDIT BASED ON TYPE OF USE. I.4.B
2012 2011
2013
s.d Des
s.d Jan
Kredit Investasi Kredit Konsumsi
75,408.3 32,836.6 121,905.4
60,059.9 24,882.4 123,328.0
-10,105.1 -8.9 9,866.5
-3,989.7 1,957.6 11,099.0
Net Ekspansi Kredit MKM
230,150.3
208,270.3
-247.3
9,066.9
Kredit Modal Kerja
s.d Feb
s.d Mar
s.d Apr
s.d Mei
s.d Juni
2014 s.d Juli
s.d Ags
s.d Sept
s.d Des
s.d Nov
s.d Des
s.d Feb
NET EXPANSION OF MSMEs CREDIT BASED ON GROUP OF BANKS .I.5.A
s.d Mar
s.d Apr
Mei
s.d Juni
2014 s.d Juli
s.d Ags
s.d Sept
s.d Okt
s.d Nov
s.d Des
Bank Persero
49,729.6
20,216.0
-3,090.0
1,753.4
11,464.2
17,793.7
25,309.2
48,707.6
46,083.6
40,242.0
46,897.1
48,747.8
51,883.6
61,889.5
Bank Swasta Nasional Devisa Bank Swasta Nasional Non Devisa
27,093.7
28,806.4
-13,423.9
-13,111.3
-9,063.0
-5,241.4
429.5
6,473.9
9,258.2
9,942.2
11,290.6
5,723.5
7,139.0
11,798.2
BPD Bank Campuran Bank Asing BPR/BPRS
5,907.5 -26.2 -1,254.3 64.1 4,073.3
5,950.9 13,767.8 2,098.8 -2,607.3 4,107.0
-311.0 -2,858.7 113.8 -35.1 544.7
878.5 -1,670.0 415.7 -144.7 344.2
1,859.4 -1,910.9 824.7 -118.8 344.2
2,165.8 1,061.9 1,051.5 -195.0 1,033.7
2,733.0 2,525.8 1,256.2 -117.4 1,665.8
3,074.7 -2,415.0 1,598.5 -94.9 2,459.3
3,751.2 -1,167.4 -370.6 -93.1 3,199.6
3,912.0 -482.8 -607.1 -95.1 4,023.6
4,323.6 567.1 -71.2 -42.6 4,079.3
3,730.8 2,256.8 2,418.2 -44.9 4,459.9
3,720.8 3,849.4 2,379.5 3.5 5,381.6
4,311.9 1,814.2 2,628.6 -15.5 5,381.6
Net Ekspansi Kredit UMKM
85,587.6
72,339.5
-19,060.3
-11,534.2
3,399.8
17,670.2
33,802.0
59,804.1
60,661.5
56,934.8
67,043.9
67,292.1
74,357.3
87,808.4
PERKEMBANGAN NET EKSPANSI KREDIT MKM MENURUT KELOMPOK BANK 2011
s.d Des
2013 s.d Jan
s.d Feb
Bank Persero
71,632.7
86,824.3
5,652.5
2,662.2
Bank Swasta Nasional Devisa Bank Swasta Nasional Non Devisa
90,369.3
71,904.8
-6,403.6
-182.7
17,210.8 28,462.9 8,550.1 8,384.3 5,540.2
16,938.4 35,791.2 -8,753.6 -3,491.6 9,056.8
513.1 -740.1 -107.2 258.9 579.2
1,445.3 2,994.3 -22.1 285.7 1,884.2
230,150.3
208,270.3
-247.3
9,066.9
BPD Bank Campuran Bank Asing BPR/BPRS Net Ekspansi Kredit MKM
s.d Jan
Net Expansion
-9,861.8 State Owned Banks Foreign Exchange Private National -1,464.7 Banks Non Foreign Exchange Private 29.9 National Banks -2,541.1 -243.4 -17.3 0.0
Regional Development Banks Joint Venture Banks Foreign Owned Banks Conventional/Islamic Rural Banks
-14,098.4 Total Net Expansion of MSME
NET EXPANSION OF MSM CREDIT BASED ON GROUP OF BANKS .I.5.B
2012 Net Ekspansi
Net Expansion
Total Net Expansion of MSM
2013 s.d Jan
s.d Jan
Investment Credit Consumer Credit
2012 2011
s.d Okt
Working Capital Credit
PERKEMBANGAN NET EKSPANSI KREDIT UMKM MENURUT KELOMPOK BANK Net Ekspansi
I.5.B
s.d Ags
Kredit Investasi TidakTeridentifikasi
Net Ekspansi
I.5.A
2014 s.d Juli
s.d Mar
s.d Apr
s.d Mei
s.d Juni
2014 s.d Juli
s.d Ags
s.d Sept
s.d Okt
s.d Nov
s.d Des
s.d Jan
Net Expansion State Owned Banks Foreign Exchange Private National Banks Non Foreign Exchange Private National Banks Regional Development Banks Joint Venture Banks Foreign Owned Banks Conventional/Islamic Rural Banks Total Net Expansion of MSM
NET EKSPANSI KREDIT USAHA MIKRO, KECIL, DAN MENENGAH (UMKM) PERBANKAN 1 NET EXPANSION OF MICRO, SMALL, AND MEDIUM ENTERPRISES(MSMEs) CREDITS 1 (Miliar / Billion Rp)
PERKEMBANGAN NET EKSPANSI KREDIT UMKM MENURUT LOKASI PROYEK DI PROPINSI
I.6.A
NET EXPANSION OF MSMEs CREDIT BASED ON MAIN PROJECT LOCATIONS .I.6.A
2012 Net Ekspansi 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35
2011
s.d Des
2013 s.d Jan
s.d Feb
s.d Mar
s.d Apr
Mei
s.d Juni
2014 s.d Juli
s.d Ags
s.d Sept
s.d Okt
s.d Nov
s.d Des
Jawa Barat Banten DKI Jakarta Raya D.I. Yogyakarta Jawa Tengah Jawa Timur Bengkulu Jambi N. Aceh Darussalam Sumatera Utara Sumatera Barat Riau Sumatera Selatan Kepulauan Riau Bangka Belitung Lampung Kalimantan Selatan Kalimantan Barat Kalimantan Timur Kalimantan Tengah Sulawesi Tengah Sulawesi Selatan Sulawesi Utara Sulawesi Barat Gorontalo Sulawesi Tenggara Nusa Tenggara Barat Bali Nusa Tenggara Timur Maluku Papua Maluku Utara Papua Barat Bank Diluar Negeri Tidak Teridentifikasi
18,710.7 3,392.0 -23,432.3 2,026.9 16,156.4 13,076.8 1,285.5 2,589.3 1,672.6 7,799.7 2,984.1 4,372.5 1,777.1 4,508.3 866.4 2,181.0 2,144.5 2,892.1 1,398.2 1,522.7 1,849.6 4,948.9 1,847.8 862.2 939.9 1,367.0 1,630.6 4,219.6 671.2 601.1 1,694.1 566.8 952.5 -172.7 -4,315.6
10,210.0 2,965.5 10,932.3 1,310.6 8,742.6 4,269.2 512.7 1,151.8 559.7 4,835.8 2,001.9 2,172.2 2,737.0 1,113.6 386.7 1,304.4 1,793.0 1,463.9 2,187.2 867.1 381.8 1,531.2 -77.2 242.1 121.1 864.5 1,430.1 4,011.5 675.9 53.1 722.5 127.5 625.8 110.1 2.1
-2,210.5 -574.0 -6,759.8 -166.2 -71.8 -1,592.3 -22.7 -217.8 -208.3 -1,362.2 -333.6 -520.3 -357.2 14.7 -121.1 101.8 -670.0 -270.3 -1,044.5 -117.5 -245.6 -141.7 -236.3 2.7 -40.1 -35.5 -30.5 -328.9 -196.5 -109.5 -847.5 -50.2 -278.2 3.0 -21.9
-845.6 -286.7 -6,088.4 -63.1 439.9 -358.9 -24.4 -110.3 -175.3 -593.6 0.7 -426.9 -253.0 13.7 -89.5 -56.0 -602.4 -146.0 -745.0 -537.2 -156.1 815.6 -162.3 48.2 -19.3 71.1 117.4 -315.4 -52.0 -91.6 -624.7 -26.2 -195.0 8.6 -4.5
-225.1 189.0 -3,237.5 120.4 2,636.7 2,006.5 81.5 102.6 90.7 98.2 328.3 -314.5 -68.3 223.7 -182.7 35.1 -186.8 191.9 -26.8 -438.9 61.9 1,429.3 22.4 82.4 14.0 239.5 339.5 149.5 84.6 -41.0 -352.4 17.3 -95.8 -0.5 25.3
2,664.9 821.6 -3,223.0 149.1 3,281.8 3,742.2 178.0 259.0 184.1 729.9 613.9 43.2 455.6 465.4 -103.1 409.8 116.0 497.7 443.9 -330.6 230.1 1,965.6 180.9 120.3 68.4 294.6 470.3 616.9 215.6 0.1 -145.9 83.0 -25.8 -3.8 2,200.5
4,193.6 1,552.3 2,261.1 701.2 5,424.2 5,650.6 235.0 561.5 248.6 1,156.7 823.0 760.2 873.0 951.3 -55.7 500.2 135.2 713.2 883.7 -215.3 400.4 2,317.1 327.5 147.7 111.6 399.3 605.3 1,447.5 376.0 14.5 15.9 102.1 83.5 77.6 22.5
6,880.7 2,807.2 4,968.2 1,280.4 8,469.8 10,640.5 354.1 900.9 820.6 2,839.4 884.7 1,437.9 1,429.5 1,227.6 147.1 857.3 580.5 1,204.7 1,759.3 -80.4 716.4 3,647.3 608.3 214.7 156.5 595.0 832.4 2,135.7 535.0 113.5 363.4 151.8 241.2 1.0 82.1
8,175.4 3,125.7 -435.1 1,489.3 9,227.2 11,495.2 399.7 903.4 607.3 3,125.3 994.3 1,630.3 1,564.7 1,508.0 186.5 1,057.5 659.1 1,346.2 2,234.5 -13.6 779.7 3,768.6 374.8 230.0 150.1 677.7 897.2 2,680.0 615.3 118.2 544.3 145.8 294.6 1.6 102.8
7,944.7 2,740.0 -2,158.0 1,502.1 9,499.4 10,833.7 365.5 893.5 547.7 3,436.2 817.1 1,265.5 1,613.4 1,458.9 195.1 847.9 474.5 1,332.0 2,299.6 28.1 747.3 3,457.7 245.3 214.2 100.4 661.4 900.4 2,906.3 694.0 36.0 546.9 122.2 259.2 17.7 88.9
8,193.0 2,838.6 247.5 1,706.5 10,739.4 11,552.7 406.3 964.8 640.6 3,821.8 956.9 1,584.9 2,541.4 1,742.7 262.0 1,058.4 765.6 1,505.7 2,852.9 261.9 879.4 3,702.8 436.6 254.5 135.8 735.5 1,016.9 3,333.2 720.3 65.1 673.1 111.6 294.9 -41.9 82.6
8,843.4 3,106.5 -2,549.1 1,716.6 11,137.0 12,121.1 402.5 962.6 665.8 4,660.3 876.3 1,543.5 2,524.1 1,567.2 316.8 1,011.9 704.3 1,772.1 2,801.0 287.8 864.7 3,711.9 501.7 252.9 137.5 753.3 995.5 3,429.1 784.2 99.4 824.9 122.1 327.5 -56.4 72.3
9,979.5 3,690.1 -946.2 1,790.4 11,409.7 12,215.2 427.3 920.3 731.4 4,945.9 843.3 1,642.5 2,441.0 1,685.9 344.9 1,672.1 655.4 1,977.0 3,005.5 278.7 924.3 3,698.6 513.1 271.3 160.0 792.0 1,054.7 3,674.1 827.1 116.7 1,756.2 124.4 697.5 -36.9 74.2
11,957.3 3,875.6 2,153.9 2,017.7 12,511.7 14,238.0 499.0 1,003.3 650.8 5,517.9 1,116.6 1,892.1 2,742.8 1,982.0 406.6 2,167.7 830.9 2,344.7 2,733.2 464.2 1,048.1 4,190.8 576.7 307.5 193.5 812.5 1,195.0 4,301.6 855.9 191.0 1,996.5 147.0 852.9 -33.5 67.3
Net Ekspansi Kredit UMKM
85,587.6
72,339.5
-19,060.3
-11,534.2
3,399.8
17,670.2
33,802.0
59,804.1
60,661.5
56,934.8
67,043.9
67,292.1
74,357.3
87,808.4
s.d Jan
-1,073.7 -494.3 -2,116.8 -231.3 -1,239.2 -1,509.3 -107.2 -143.7 -209.5 -685.7 -268.5 -425.4 -644.7 -136.6 -152.9 -255.1 -214.4 -223.9 -1,051.9 -130.4 -146.8 -564.3 -188.7 19.1 4.3 -38.2 -96.3 -599.2 -200.8 -116.0 -358.5 -38.1 -178.2 -273.3 -8.8
Net Expansion West Java Banten DKI Jakarta Raya Yogyakarta Central Java East Java Bengkulu Jambi N. Aceh Darussalam North Sumatera West Sumatera Riau South Sumatera Riau Islands Bangka Belitung Lampung South Borneo West Borneo East Borneo Central Borneo Central Sulawesi South Sulawasi North Sulawesi West Sulawesi Gorontalo Southeast Sulawesi West Nusa Tenggara Bali East Nusa Tenggara Maluku Papua North Maluku West Papua Foreign Banks Unidentified
-14,098.4 Total Net Expansion of MSME
NET EKSPANSI KREDIT USAHA MIKRO, KECIL, DAN MENENGAH (UMKM) PERBANKAN 1 NET EXPANSION OF MICRO, SMALL, AND MEDIUM ENTERPRISES(MSMEs) CREDITS 1 (Miliar / Billion Rp)
PERKEMBANGAN NET EKSPANSI KREDIT MKM MENURUT LOKASI PROYEK DI PROPINSI
I.6.B
NET EXPANSION OF MSM CREDIT BASED ON 10 MAIN PROJECT LOCATIONS. I.6.B
2012 Net Ekspansi 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34
Jawa Barat Banten DKI Jakarta D.I. Yogyakarta Jawa Tengah Jawa Timur Bengkulu Jambi D.I. Aceh Sumatera Utara Sumatera Barat Riau Sumatera Selatan Kep. Riau Bangka Belitung Lampung Kalimantan Selatan Kalimantan Barat Kalimantan Timur Kalimantan Tengah Sulawesi Tengah Sulawesi Selatan Sulawesi Utara Sulawesi Barat Gorontalo Sulawesi Tenggara Nusa Tenggara Barat Bali Nusa Tenggara Timur Maluku Papua Maluku Utara Papua Barat Luar Indonesia Net Ekspansi Kredit MKM
2011
46,719.1 13,577.5 -50,123.4 3,753.3 28,052.3 33,638.6 2,768.7 5,995.2 4,497.9 15,768.4 7,241.1 9,411.2 9,345.0 4,141.8 1,760.1 6,642.1 5,347.9 5,056.2 7,709.6 3,053.5 4,783.8 13,246.2 3,366.9 1,861.7 3,697.4 3,740.4 4,277.6 8,254.3 3,454.7 1,609.7 3,238.4 1,335.9 2,112.5 10,814.7 230,150.3
s.d Des
2013 s.d Jan
s.d Feb
32,575.7 13,450.8 21,505.7 2,849.5 19,954.4 23,095.3 2,077.2 3,280.6 1,641.5 11,528.8 4,158.4 5,222.9 5,329.2 2,917.6 891.1 3,735.5 3,556.4 3,746.8 5,762.2 3,336.4 2,880.1 7,865.3 2,956.4 793.7 1,207.1 2,234.9 2,943.3 7,758.7 2,121.9 998.0 2,810.7 800.2 1,172.0 1,111.9
2,478.0 47.6 1,230.8 -152.7 -133.7 -479.3 23.2 -9.2 -127.8 -516.4 -448.0 -279.9 0.1 -115.1 -70.1 31.5 -269.0 -240.3 -626.7 -79.4 -6.2 -50.5 -190.8 111.8 42.4 53.7 -18.4 -136.3 -206.9 -72.9 -340.4 -44.7 -79.6 427.9
4,756.6 2,675.4 -8,442.1 140.1 1,678.5 1,864.7 98.2 291.0 70.5 640.0 16.5 -10.0 571.6 67.0 38.3 566.9 163.9 92.2 -130.9 92.5 361.3 842.0 157.1 176.7 164.0 318.3 293.6 617.6 21.5 29.1 -24.9 63.7 60.5 745.2
208,270.3
-247.3
9,066.9
s.d Mar
s.d Apr
s.d Mei
s.d Juni
2014 s.d Juli
s.d Ags
s.d Sept
s.d Okt
s.d Nov
s.d Des
s.d Jan
Net Expansion West Java Banten DKI Jakarta Raya Yogyakarta Central Java East Java Bengkulu Jambi N. Aceh Darussalam North Sumatera West Sumatera Riau South Sumatera Riau Islands Bangka Belitung Lampung South Borneo West Borneo East Borneo Central Borneo Central Sulawesi South Sulawasi North Sulawesi West Sulawesi Gorontalo Southeast Sulawesi West Nusa Tenggara Bali East Nusa Tenggara Maluku Papua North Maluku West Papua Outside Indonesia Total Net Expansion of MSM
