NET EKSPANSI KREDIT USAHA MIKRO, KECIL, DAN MENENGAH (UMKM) PERBANKAN 1 NET EXPANSION OF MICRO, SMALL, AND MEDIUM ENTERPRISES(MSMEs) CREDITS 1 (Miliar / Billion Rp)
I.1.A PERKEMBANGAN NET EKSPANSI KREDIT UMKM DAN KREDIT PERBANKAN
NET EXPANSION OF MSMEs CREDIT AND BANKING CREDIT . I.1.A
2012 Net Ekspansi Kredit UMKM Kredit Non UMKM Kredit Perbankan Persentase terhadap Rencana Bisnis Kredit MKM
2011
Share
85,587.6 363,016.3 448,604.0
19.1% 80.9% 100.0%
66.76%
2013
s.d Nov
s.d Des
s.d Jan
s.d Feb
s.d Mar
s.d Apr
61,980.8 378,447.2 440,428.0
72,339.5 446,755.4 519,094.9
-19,060.3 -346.4 -19,406.7
-11,534.2 24,627.0 13,092.8
3,399.8 60,380.8 63,780.6
17,670.2 104,475.3 122,145.4
41.05%
47.91%
-13.18%
-7.98%
2.35%
12.22%
Mei
s.d Juli
s.d Ags
s.d Sept
s.d Okt
s.d Nov
33,802.0 153,732.4 187,534.4
59,804.1 202,355.3 262,159.4
60,661.5 266,172.6 326,834.1
56,934.8 317,259.6 374,194.4
67,043.9 394,589.4 461,633.3
67,292.1 399,233.2 466,525.3
74,357.3 MSMEs Credit 450,757.0 Non MSMEs Credit 525,114.3 Total Credit
23.37%
41.35%
Percentage on Business Plan of MSMEs Credit
I.1.B PERKEMBANGAN NET EKSPANSI KREDIT MKM DAN KREDIT PERBANKAN
NET EXPANSION OF MSM CREDIT AND BANKING CREDIT . I.1.B
2012 Net Ekspansi Kredit MKM Kredit Non MKM r Kartu Kredit MKM Kredit Perbankan
2011
2013
s.d Nov
s.d Des
s.d Jan
s.d Feb
s.d Mar
230,150.3 224,711.1 2,810.7 457,672.1
50.3% 49.7% 0.6% 100.0%
181,734.7 258,693.3 5,403.7 440,428.0
208,270.3 310,824.6 5,403.7 519,094.9
-247.3 -19,159.4 9,803.3 -19,406.7
9,066.9 4,025.9 9,907.4 13,092.8
-
-
-
-
-
-
Persentase terhadap Rencana Bisnis Kredit MKM
I.2.A
Share
s.d Apr
s.d Mei
s.d Juni
2011
Share
s.d Nov
s.d Ags
s.d Sept
s.d Okt
s.d Nov
Net Expansion MSM Credit Non MSM Credit MSM Credit cards Total Credit Percentage on Business Plan of MSM Credit
NET EXPANSION OF MSMEs CREDIT BASED ON ENTERPRISES CLASSIFICATION .I.2.A
2012
I.2.B
s.d Juli
PERKEMBANGAN NET EKSPANSI KREDIT UMKM MENURUT KLASIFIKASI USAHA Net Ekspansi
Net Expansion
s.d Juni
2013 s.d Des
s.d Jan
s.d Feb
s.d Mar
s.d Apr
Mei
s.d Juni
s.d Juli
s.d Ags
s.d Sept
s.d Okt
s.d Nov
Net Expansion
Kredit Usaha Mikro Kredit Usaha Kecil
18,607.0 13,278.8
21.7% 15.5%
10,584.3 16,716.0
10,849.0 18,970.5
-1,124.8 -10,798.9
750.2 -8,378.4
2,330.5 -3,641.1
6,004.0 -792.5
9,315.4 3,973.3
12,938.6 11,122.1
17,087.7 12,757.2
17,421.4 13,039.2
19,484.2 15,439.9
21,053.5 17,613.6
22,472.1 Micro Enterprises Credit 20,209.5 Small Enterprises Credit
Kredit Usaha Menengah
53,701.8
62.7%
34,680.6
42,520.1
-7,136.6
-3,906.1
4,710.5
12,458.6
20,513.3
35,743.4
30,816.7
26,474.2
32,119.7
28,625.0
31,675.8 Medium Enterprises Credit
Net Ekspansi Kredit UMKM
85,587.6
100.0%
61,980.8
72,339.5
-19,060.3
-11,534.2
3,399.8
17,670.2
33,802.0
59,804.1
60,661.5
56,934.8
67,043.9
67,292.1
74,357.3 Total Net Expansion of MSME
PERKEMBANGAN NET EKSPANSI KREDIT MKM MENURUT PLAFON
NET EXPANSION OF MSM CREDIT BASED ON PLAFOND .I.2.B
2012 Net Ekspansi Kredit Mikro (Rp 0-Rp 50 Jt)
2011
Share
s.d Nov
2013 s.d Des
s.d Jan
s.d Feb
39,842.2
17.3%
1,377.1
2,121.0
5,142.1
-6,720.6
Kredit Kecil (>Rp 50 Jt-Rp500Jt) Kredit Menengah (>Rp500 JtRp5M)
119,411.5
51.9%
108,680.6
120,964.8
3,236.4
15,673.4
70,896.6
30.8%
71,677.0
85,184.5
-8,625.9
114.1
Net Ekspansi Kredit MKM
230,150.3
100.0%
181,734.7
208,270.3
-247.3
9,066.9
1
Sumber data: Bank Indonesia (Grup Pengembangan UMKM - DPAU), diolah dari Laporan Bulanan Bank Umum (LBU) dan Laporan Bulanan BPR/BPRS. - Kredit MKM tidak termasuk kartu kredit; total kredit perbankan dan kredit Non MKM termasuk kartu kredit dan data BPRS. - Data Kredit MKM sejak Maret 2013 sudah tidak sajikan lagi. - Net Ekspansi adalah hasil pengurangan antara baki debet pada akhir bulan berjalan dengan baki debet pada akhir tahun sebelumnya (sudah memperhitungkan pelimpahan dan angsuran).
s.d Mar
s.d Apr
s.d Mei
s.d Juni
s.d Juli
s.d Ags
s.d Sept
s.d Okt
s.d Nov
Net Expansion Micro Credit (up to IDR50 million) Small Credit (>IDR50 million - IDR500 million) Medium Credit (>IDR500 million-IDR5 billion) Total Net Expansion of MSM
1
Data source: Bank Indonesia ( MSMEs Development Group - Financial Access and MSME Development Department ) processed from Banks' Monthly Reports and Rural Banks/Rural Islamic Banks' Monthly Report. MSM Credit not included credit to credit card holders; while total credit and - non MSM Credit included credit to credit card and Islamic Rural Banks. MSM Credit Data is no longer published since March 2013 Net expansion is the subtraction of credit outstanding in one period to the end period of previous year credit- outstanding -
- Kredit UMKM November 2013 : Belum termasuk Bank Umum Syariah (BUS) , tetapi sudah MSMEs Credit on November 2013 : not included Islamic Commercial Banks but included Conventional and Islamic - Rural Banks data as of October termasuk BPR dan BPRS menggunakan data Oktober 2013. 2013. - Rencana Bisnis Bank untuk Kredit UMKM 2011 (revisi) = Rp128,2 triliun. Revised Business Plan of Micro, Small, and Medium Enterprises(MSMEs) Credit 2011 = IDR128.2 trillion. - Rencana Bisnis Bank untuk Kredit UMKM 2012 = Rp150,9 triliun. Business Plan of Micro, Small, and Medium Enterprises(MSMEs) Credit 2012 = IDR150.9 trillion. Business Plan of Micro, Small, and Medium Enterprises(MSMEs) Credit 2013 = IDR166.2 trillion or IDR144.6 trillion (exclude Islamic Commercial - Rencana Bisnis Bank untuk Kredit UMKM 2013 = Rp166,2 triliun atau Rp144,6 triliun (di luar Bank Umum Syariah dan Unit Usaha Syariah). Banks and Islamic Banking Unit) -
NET EKSPANSI KREDIT USAHA MIKRO, KECIL, DAN MENENGAH (UMKM) PERBANKAN 1 NET EXPANSION OF MICRO, SMALL, AND MEDIUM ENTERPRISES(MSMEs) CREDITS 1 (Miliar / Billion Rp)
I.3.A
PERKEMBANGAN NET EKSPANSI KREDIT UMKM MENURUT SEKTOR EKONOMI
NET EXPANSION OF MSMEs CREDIT BASED ON ECONOMIC SECTORS .I.3.A
2012 Net Ekspansi 1. Pertanian, Perburuan dan Kehutanan 2. Perikanan 3. Pertambangan dan Penggalian 4. Industri pengolahan 5. Listrik, Gas dan Air 6. Konstruksi 7. Perdagangan besar dan eceran 8. Penyediaan akomodasi dan penyediaan makan minum 9. Transportasi, pergudangan dan komunikasi 10. Perantara keuangan 11. Real estate, usaha persewaan dan jasa perusahaan 12. Administrasi Pemerintahan, pertahanan dan jaminan sosial wajib 13. Jasa pendidikan 14. Jasa kesehatan dan kegiatan sosial 15. Jasa kemasyarakatan, sosial budaya, hiburan dan perorangan lainnya 16. Jasa perorangan yang melayani rumah tangga 17. Badan internasional dan badan ekstra internasional lainnya 18. Kegiatan yang belum jelas batasannya 19. Tidak teridentifikasi
Net Ekspansi Kredit UMKM I.3.B
2011
Share
s.d Nov
2013 s.d Des
s.d Jan
s.d Feb
s.d Mar
s.d Apr
Mei
s.d Juni
s.d Juli
Net Ekspansi Kredit MKM
s.d Okt
Net Expansion
s.d Nov
12,553.6 415.5 1,356.3 6,144.3 454.1
14,247.6 335.4 1,525.8 7,343.9 261.9
384.5 8.6 -588.6 -4,039.7 184.1
732.5 33.4 -320.0 -4,718.8 106.3
2,856.9 154.2 -468.0 -2,092.3 170.4
3,429.8 277.8 -337.7 -1,613.0 183.6
4,964.7 390.1 -377.4 570.9 188.1
2,168.7 528.2 -711.2 6,094.5 319.7
3,373.7 534.3 -533.7 -1,039.7 265.9
3,502.5 538.4 -235.0 -2,036.2 231.6
4,784.4 636.3 -166.1 -1,589.5 214.6
5,515.1 640.4 -720.4 -2,051.5 220.4
4,280.6
5.0%
8,594.9
6,677.6
-502.1
37.5
1,463.2
2,576.5
4,364.3
7,087.1
8,281.1
8,046.6
9,274.4
9,888.3
37,054.2
43.3%
41,090.9
48,610.4
-7,090.0
-2,410.3
9,105.9
16,891.5
23,360.4
60,475.8
62,956.3
61,171.9
65,234.5
65,833.3
2,964.7
3.5%
2,914.2
3,708.9
-610.3
-249.0
129.4
548.7
1,237.1
2,171.1
2,371.4
2,319.7
3,251.9
3,467.7
5,396.6 3,542.0
6.3% 4.1%
2,046.6 3,807.3
2,449.8 3,855.1
-807.7 -7.5
2.5 -1,364.3
672.1 -1,612.4
1,141.5 -1,490.9
2,099.7 -664.1
3,270.3 -1,836.9
2,751.6 -905.2
2,547.5 -797.7
3,007.5 -534.4
2,172.5 -530.3
7,369.9
8.6%
5,501.3
6,073.5
-2,983.5
-2,537.3
-1,933.9
-1,597.0
-374.9
4,840.4
5,253.3
4,438.2
5,013.7
4,461.2
145.9 318.8
0.2% 0.4%
-167.9 389.5
-169.2 470.8
-9.8 -114.9
-10.1 -14.2
-6.5 3.7
24.9 12.0
24.5 45.3
37.0 15.9
60.6 71.2
71.1 88.4
62.1 88.0
64.9 141.9
Government Administration, defense 67.3 and compulsory social security 149.4 Education services
246.3
0.3%
519.2
594.5
-132.1
12.8
117.6
205.9
320.7
466.0
552.6
550.4
596.7
635.9
677.2 Health services and social activities
5,337.1
6.2%
1,076.8
858.8
-1,173.1
-926.5
-421.7
-166.6
518.6
2,625.4
3,986.5
4,354.6
4,819.3
5,062.0
-528.7
-0.6%
125.8
114.9
93.5
111.5
238.0
271.0
348.0
623.1
682.3
766.9
815.9
865.4
2,270.7
2.7%
-1,934.5
-1,941.0
-29.6
-41.0
-53.1
-69.1
-85.3
-106.1
-127.4
-137.7
-155.3
-166.9
3,867.3 -8,054.2
4.5% -9.4%
-22,903.7 -3.6
-22,675.6 -3.7
-1,656.5 14.2
7.1 0.0
-4,931.6 1.3
-2,620.7 2.1
-3,131.0 2.1
-28,266.5 1.8
-27,876.7 3.4
-28,489.4 3.0
-28,312.1 2.1
-28,209.6 1.9
100.0%
61,980.8
72,339.5
-19,060.3
-11,534.2
3,399.8
17,670.2
33,802.0
59,804.1
60,661.5
56,934.8
67,043.9
67,292.1
85,587.6
2011
Share
s.d Nov
10,271.5 Construction 67,381.2 Wholesale and retail trade Provision of accommodation and the 3,947.8 provision of eating and drinking Transportation, warehousing and 2,812.9 communication -320.2 Financial Intermediaries Real estate, Business Ownership, and 4,812.5 Business Services
Social services, social, cultural, 5,523.4 entertainment and other individual Individual services with serve 963.3 households International agencies and other -174.1 International extra intitutions Business activities are not clearly -27,893.7 defined 1.9 Unidentified
74,357.3 Total Net Expansion of MSME
NET EXPANSION OF MSM CREDIT BASED ON ECONOMIC SECTORS .I.3.B 2013
s.d Des
s.d Jan
s.d Feb
9,506.2 1,994.6 15,024.8 361.0 4,468.9 40,640.4
4.1% 0.9% 6.5% 0.2% 1.9% 17.7%
13,193.2 4,697.4 8,067.4 200.6 7,950.1 52,739.1
14,840.7 8,150.9 10,518.1 221.2 5,515.3 61,376.5
271.3 691.9 -1,131.5 -87.0 -2,810.5 -7,306.9
462.5 -2,233.1 -119.8 -34.0 -2,811.7 -1,015.4
-816.6 21,389.6 58,438.4 79,142.9
-0.4% 9.3% 25.4% 34.4%
2,769.5 3,844.2 -22,534.8 110,808.1
3,107.9 3,600.8 -23,005.6 123,944.6
-35.6 1,883.6 -1,856.7 10,134.1
362.9 2,944.7 143.4 11,367.3
100.0%
181,734.7
208,270.3
-247.3
9,066.9
230,150.3
6,687.8 722.7 -544.5 -1,036.1 306.9
Agriculture, hunting and forestry Fishery Mining and Quarrying Processing industry Electricity, Gas & Water
12.6% 0.6% 0.9% 10.9% -0.1%
2012 1. Pertanian, perburuan dan sarana pertanian 2. Pertambangan 3. Perindustrian 4. Listrik, Gas dan Air 5. Perdagangan, Konstruksi 6. restoran dan hotel 7. Pengangkutan, pergudangan dan komunikasi 8. Jasa Dunia Usaha 9. Jasa Sosial 10. Lain-lain
s.d Sept
10,814.6 506.2 799.5 9,371.0 -114.9
PERKEMBANGAN NET EKSPANSI KREDIT MKM MENURUT SEKTOR EKONOMI Net Ekspansi
s.d Ags
s.d Mar
s.d Apr
s.d Mei
s.d Juni
s.d Juli
s.d Ags
s.d Sept
s.d Okt
s.d Nov
Net Expansion Agriculture,hunting and agricultural facilities Mining Manufacturing Industry Electricity, Gas & Water Construction Trade, restaurants and hotels Transportation, cargo storage and communication Business Services Social Services Others Total Net Expansion of MSM
NET EKSPANSI KREDIT USAHA MIKRO, KECIL, DAN MENENGAH (UMKM) PERBANKAN 1 NET EXPANSION OF MICRO, SMALL, AND MEDIUM ENTERPRISES(MSMEs) CREDITS 1 (Miliar / Billion Rp)
I.4.A
PERKEMBANGAN NET EKSPANSI KREDIT UMKM MENURUT JENIS PENGGUNAAN
NET EXPANSION OF MSMEs CREDIT BASED ON TYPE OF USE. I.4.A
2012 Net Ekspansi Kredit Modal Kerja
I.4.B
2011
Share
s.d Nov
2013 s.d Des
s.d Jan
s.d Feb
s.d Mar
s.d Apr
Mei
s.d Ags
s.d Sept
s.d Okt
s.d Nov
Net Expansion
60,601.1 24,989.9 -3.3
70.8% 29.2% 0.0%
42,309.7 19,675.2 -4.0
50,648.4 21,695.1 -4.0
-13,716.5 -5,344.0 0.2
-7,580.1 -3,954.1 0.0
4,219.4 -820.3 0.7
17,106.7 563.4 0.0
29,754.3 4,047.7 0.0
29,657.5 30,146.6 0.0
28,704.6 31,956.9 0.0
25,631.0 31,303.8 0.0
30,258.1 36,785.6 0.2
30,679.7 36,612.6 -0.1
35,264.3 Working Capital Credit 39,093.1 Investment Credit -0.1 Unidentified
Net Ekspansi Kredit UMKM
85,587.6
100.0%
61,980.8
72,339.5
-19,060.3
-11,534.2
3,399.8
17,670.2
33,802.0
59,804.1
60,661.5
56,934.8
67,043.9
67,292.1
74,357.3 Total Net Expansion of MSME
PERKEMBANGAN NET EKSPANSI KREDIT MKM MENURUT JENIS PENGGUNAAN
NET EXPANSION OF MSM CREDIT BASED ON TYPE OF USE. I.4.B
2012 Kredit Modal Kerja
2011
Share
2013
s.d Nov
s.d Des
s.d Jan
s.d Feb
Kredit Investasi Kredit Konsumsi
75,408.3 32,836.6 121,905.4
32.8% 14.3% 53.0%
47,191.9 24,192.8 110,350.0
60,059.9 24,882.4 123,328.0
-10,105.1 -8.9 9,866.5
-3,989.7 1,957.6 11,099.0
Net Ekspansi Kredit MKM
230,150.3
100.0%
181,734.7
208,270.3
-247.3
9,066.9
s.d Mar
s.d Apr
s.d Mei
s.d Juni
s.d Juli
Share
s.d Nov
s.d Sept
s.d Okt
NET EXPANSION OF MSMEs CREDIT BASED ON GROUP OF BANKS .I.5.A 2013
s.d Des
s.d Jan
s.d Feb
s.d Mar
s.d Apr
Mei
s.d Juni
s.d Juli
s.d Ags
s.d Sept
s.d Okt
49,729.6
58.1%
11,537.1
20,216.0
-3,090.0
1,753.4
11,464.2
17,793.7
25,309.2
48,707.6
46,083.6
40,242.0
46,897.1
48,747.8
Bank Swasta Nasional Devisa Bank Swasta Nasional Non Devisa
27,093.7
31.7%
26,240.5
28,806.4
-13,423.9
-13,111.3
-9,063.0
-5,241.4
429.5
6,473.9
9,258.2
9,942.2
11,290.6
5,723.5
BPD Bank Campuran Bank Asing BPR/BPRS
5,907.5 -26.2 -1,254.3 64.1 4,073.3
6.9% 0.0% -1.5% 0.1% 4.8%
5,478.8 15,179.6 2,475.2 -2,771.2 3,840.7
5,950.9 13,767.8 2,098.8 -2,607.3 4,107.0
-311.0 -2,858.7 113.8 -35.1 544.7
878.5 -1,670.0 415.7 -144.7 344.2
1,859.4 -1,910.9 824.7 -118.8 344.2
2,165.8 1,061.9 1,051.5 -195.0 1,033.7
2,733.0 2,525.8 1,256.2 -117.4 1,665.8
3,074.7 -2,415.0 1,598.5 -94.9 2,459.3
3,751.2 -1,167.4 -370.6 -93.1 3,199.6
3,912.0 -482.8 -607.1 -95.1 4,023.6
4,323.6 567.1 -71.2 -42.6 4,079.3
3,730.8 2,256.8 2,418.2 -44.9 4,459.9
Net Ekspansi Kredit UMKM
85,587.6
100.0%
61,980.8
72,339.5
-19,060.3
-11,534.2
3,399.8
17,670.2
33,802.0
59,804.1
60,661.5
56,934.8
67,043.9
67,292.1
PERKEMBANGAN NET EKSPANSI KREDIT MKM MENURUT KELOMPOK BANK Share
s.d Nov
s.d Jan
s.d Feb
71,632.7
31.1%
68,634.1
86,824.3
5,652.5
2,662.2
Bank Swasta Nasional Devisa Bank Swasta Nasional Non Devisa
90,369.3
39.3%
65,634.4
71,904.8
-6,403.6
-182.7
17,210.8 28,462.9 8,550.1 8,384.3 5,540.2
7.5% 12.4% 3.7% 3.6% 2.4%
16,038.3 35,251.3 -8,361.3 -3,615.4 8,153.3
16,938.4 35,791.2 -8,753.6 -3,491.6 9,056.8
513.1 -740.1 -107.2 258.9 579.2
1,445.3 2,994.3 -22.1 285.7 1,884.2
230,150.3
100.0%
181,734.7
208,270.3
-247.3
9,066.9
Net Ekspansi Kredit MKM
Net Expansion
51,883.6 State Owned Banks Foreign Exchange Private National 7,139.0 Banks Non Foreign Exchange Private 3,720.8 National Banks 3,849.4 2,379.5 3.5 5,381.6
Regional Development Banks Joint Venture Banks Foreign Owned Banks Conventional/Islamic Rural Banks
74,357.3 Total Net Expansion of MSME
2013 s.d Des
Bank Persero
BPD Bank Campuran Bank Asing BPR/BPRS
s.d Nov
NET EXPANSION OF MSM CREDIT BASED ON GROUP OF BANKS .I.5.B
2012 2011
Net Expansion
Total Net Expansion of MSM
Bank Persero
Net Ekspansi
s.d Nov
Investment Credit Consumer Credit
2012 2011
s.d Ags
Working Capital Credit
PERKEMBANGAN NET EKSPANSI KREDIT UMKM MENURUT KELOMPOK BANK Net Ekspansi
I.5.B
s.d Juli
Kredit Investasi TidakTeridentifikasi
Net Ekspansi
I.5.A
s.d Juni
s.d Mar
s.d Apr
s.d Mei
s.d Juni
s.d Juli
s.d Ags
s.d Sept
s.d Okt
s.d Nov
Net Expansion State Owned Banks Foreign Exchange Private National Banks Non Foreign Exchange Private National Banks Regional Development Banks Joint Venture Banks Foreign Owned Banks Conventional/Islamic Rural Banks Total Net Expansion of MSM
NET EKSPANSI KREDIT USAHA MIKRO, KECIL, DAN MENENGAH (UMKM) PERBANKAN 1 NET EXPANSION OF MICRO, SMALL, AND MEDIUM ENTERPRISES(MSMEs) CREDITS 1 (Miliar / Billion Rp)
PERKEMBANGAN NET EKSPANSI KREDIT UMKM MENURUT LOKASI PROYEK DI PROPINSI
I.6.A
NET EXPANSION OF MSMEs CREDIT BASED ON MAIN PROJECT LOCATIONS .I.6.A
2012 Net Ekspansi 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35
2011
Share
s.d Nov
2013 s.d Des
s.d Jan
s.d Feb
s.d Mar
s.d Apr
Mei
s.d Juni
s.d Juli
s.d Ags
s.d Sept
s.d Okt
s.d Nov
Net Expansion
Jawa Barat Banten DKI Jakarta Raya D.I. Yogyakarta Jawa Tengah Jawa Timur Bengkulu Jambi N. Aceh Darussalam Sumatera Utara Sumatera Barat Riau Sumatera Selatan Kepulauan Riau Bangka Belitung Lampung Kalimantan Selatan Kalimantan Barat Kalimantan Timur Kalimantan Tengah Sulawesi Tengah Sulawesi Selatan Sulawesi Utara Sulawesi Barat Gorontalo Sulawesi Tenggara Nusa Tenggara Barat Bali Nusa Tenggara Timur Maluku Papua Maluku Utara Papua Barat Bank Diluar Negeri Tidak Teridentifikasi
18,710.7 3,392.0 -23,432.3 2,026.9 16,156.4 13,076.8 1,285.5 2,589.3 1,672.6 7,799.7 2,984.1 4,372.5 1,777.1 4,508.3 866.4 2,181.0 2,144.5 2,892.1 1,398.2 1,522.7 1,849.6 4,948.9 1,847.8 862.2 939.9 1,367.0 1,630.6 4,219.6 671.2 601.1 1,694.1 566.8 952.5 -172.7 -4,315.6
21.9% 4.0% -27.4% 2.4% 18.9% 15.3% 1.5% 3.0% 2.0% 9.1% 3.5% 5.1% 2.1% 5.3% 1.0% 2.5% 2.5% 3.4% 1.6% 1.8% 2.2% 5.8% 2.2% 1.0% 1.1% 1.6% 1.9% 4.9% 0.8% 0.7% 2.0% 0.7% 1.1% -0.2% -5.0%
8,961.0 2,555.1 10,124.8 1,098.9 7,460.1 2,260.6 473.2 983.9 556.7 4,517.2 1,869.9 1,971.2 2,760.3 1,007.4 64.3 1,189.4 1,879.0 1,109.9 2,350.3 835.6 185.5 381.7 -90.9 229.0 112.6 731.9 1,203.4 3,196.0 583.7 -3.4 709.3 97.7 536.4 88.8 -9.6
10,210.0 2,965.5 10,932.3 1,310.6 8,742.6 4,269.2 512.7 1,151.8 559.7 4,835.8 2,001.9 2,172.2 2,737.0 1,113.6 386.7 1,304.4 1,793.0 1,463.9 2,187.2 867.1 381.8 1,531.2 -77.2 242.1 121.1 864.5 1,430.1 4,011.5 675.9 53.1 722.5 127.5 625.8 110.1 2.1
-2,210.5 -574.0 -6,759.8 -166.2 -71.8 -1,592.3 -22.7 -217.8 -208.3 -1,362.2 -333.6 -520.3 -357.2 14.7 -121.1 101.8 -670.0 -270.3 -1,044.5 -117.5 -245.6 -141.7 -236.3 2.7 -40.1 -35.5 -30.5 -328.9 -196.5 -109.5 -847.5 -50.2 -278.2 3.0 -21.9
-845.6 -286.7 -6,088.4 -63.1 439.9 -358.9 -24.4 -110.3 -175.3 -593.6 0.7 -426.9 -253.0 13.7 -89.5 -56.0 -602.4 -146.0 -745.0 -537.2 -156.1 815.6 -162.3 48.2 -19.3 71.1 117.4 -315.4 -52.0 -91.6 -624.7 -26.2 -195.0 8.6 -4.5
-225.1 189.0 -3,237.5 120.4 2,636.7 2,006.5 81.5 102.6 90.7 98.2 328.3 -314.5 -68.3 223.7 -182.7 35.1 -186.8 191.9 -26.8 -438.9 61.9 1,429.3 22.4 82.4 14.0 239.5 339.5 149.5 84.6 -41.0 -352.4 17.3 -95.8 -0.5 25.3
2,664.9 821.6 -3,223.0 149.1 3,281.8 3,742.2 178.0 259.0 184.1 729.9 613.9 43.2 455.6 465.4 -103.1 409.8 116.0 497.7 443.9 -330.6 230.1 1,965.6 180.9 120.3 68.4 294.6 470.3 616.9 215.6 0.1 -145.9 83.0 -25.8 -3.8 2,200.5
4,193.6 1,552.3 2,261.1 701.2 5,424.2 5,650.6 235.0 561.5 248.6 1,156.7 823.0 760.2 873.0 951.3 -55.7 500.2 135.2 713.2 883.7 -215.3 400.4 2,317.1 327.5 147.7 111.6 399.3 605.3 1,447.5 376.0 14.5 15.9 102.1 83.5 77.6 22.5
6,880.7 2,807.2 4,968.2 1,280.4 8,469.8 10,640.5 354.1 900.9 820.6 2,839.4 884.7 1,437.9 1,429.5 1,227.6 147.1 857.3 580.5 1,204.7 1,759.3 -80.4 716.4 3,647.3 608.3 214.7 156.5 595.0 832.4 2,135.7 535.0 113.5 363.4 151.8 241.2 1.0 82.1
8,175.4 3,125.7 -435.1 1,489.3 9,227.2 11,495.2 399.7 903.4 607.3 3,125.3 994.3 1,630.3 1,564.7 1,508.0 186.5 1,057.5 659.1 1,346.2 2,234.5 -13.6 779.7 3,768.6 374.8 230.0 150.1 677.7 897.2 2,680.0 615.3 118.2 544.3 145.8 294.6 1.6 102.8
7,944.7 2,740.0 -2,158.0 1,502.1 9,499.4 10,833.7 365.5 893.5 547.7 3,436.2 817.1 1,265.5 1,613.4 1,458.9 195.1 847.9 474.5 1,332.0 2,299.6 28.1 747.3 3,457.7 245.3 214.2 100.4 661.4 900.4 2,906.3 694.0 36.0 546.9 122.2 259.2 17.7 88.9
8,193.0 2,838.6 247.5 1,706.5 10,739.4 11,552.7 406.3 964.8 640.6 3,821.8 956.9 1,584.9 2,541.4 1,742.7 262.0 1,058.4 765.6 1,505.7 2,852.9 261.9 879.4 3,702.8 436.6 254.5 135.8 735.5 1,016.9 3,333.2 720.3 65.1 673.1 111.6 294.9 -41.9 82.6
8,843.4 3,106.5 -2,549.1 1,716.6 11,137.0 12,121.1 402.5 962.6 665.8 4,660.3 876.3 1,543.5 2,524.1 1,567.2 316.8 1,011.9 704.3 1,772.1 2,801.0 287.8 864.7 3,711.9 501.7 252.9 137.5 753.3 995.5 3,429.1 784.2 99.4 824.9 122.1 327.5 -56.4 72.3
9,979.5 3,690.1 -946.2 1,790.4 11,409.7 12,215.2 427.3 920.3 731.4 4,945.9 843.3 1,642.5 2,441.0 1,685.9 344.9 1,672.1 655.4 1,977.0 3,005.5 278.7 924.3 3,698.6 513.1 271.3 160.0 792.0 1,054.7 3,674.1 827.1 116.7 1,756.2 124.4 697.5 -36.9 74.2
West Java Banten DKI Jakarta Raya Yogyakarta Central Java East Java Bengkulu Jambi N. Aceh Darussalam North Sumatera West Sumatera Riau South Sumatera Riau Islands Bangka Belitung Lampung South Borneo West Borneo East Borneo Central Borneo Central Sulawesi South Sulawasi North Sulawesi West Sulawesi Gorontalo Southeast Sulawesi West Nusa Tenggara Bali East Nusa Tenggara Maluku Papua North Maluku West Papua Foreign Banks Unidentified
Net Ekspansi Kredit UMKM
85,587.6
100.0%
61,980.8
72,339.5
-19,060.3
-11,534.2
3,399.8
17,670.2
33,802.0
59,804.1
60,661.5
56,934.8
67,043.9
67,292.1
74,357.3 Total Net Expansion of MSME
NET EKSPANSI KREDIT USAHA MIKRO, KECIL, DAN MENENGAH (UMKM) PERBANKAN 1 NET EXPANSION OF MICRO, SMALL, AND MEDIUM ENTERPRISES(MSMEs) CREDITS 1 (Miliar / Billion Rp)
PERKEMBANGAN NET EKSPANSI KREDIT MKM MENURUT LOKASI PROYEK DI PROPINSI
I.6.B
NET EXPANSION OF MSM CREDIT BASED ON 10 MAIN PROJECT LOCATIONS. I.6.B
2012 Net Ekspansi 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34
Jawa Barat Banten DKI Jakarta D.I. Yogyakarta Jawa Tengah Jawa Timur Bengkulu Jambi D.I. Aceh Sumatera Utara Sumatera Barat Riau Sumatera Selatan Kep. Riau Bangka Belitung Lampung Kalimantan Selatan Kalimantan Barat Kalimantan Timur Kalimantan Tengah Sulawesi Tengah Sulawesi Selatan Sulawesi Utara Sulawesi Barat Gorontalo Sulawesi Tenggara Nusa Tenggara Barat Bali Nusa Tenggara Timur Maluku Papua Maluku Utara Papua Barat Luar Indonesia Net Ekspansi Kredit MKM
2011
46,719.1 13,577.5 -50,123.4 3,753.3 28,052.3 33,638.6 2,768.7 5,995.2 4,497.9 15,768.4 7,241.1 9,411.2 9,345.0 4,141.8 1,760.1 6,642.1 5,347.9 5,056.2 7,709.6 3,053.5 4,783.8 13,246.2 3,366.9 1,861.7 3,697.4 3,740.4 4,277.6 8,254.3 3,454.7 1,609.7 3,238.4 1,335.9 2,112.5 10,814.7 230,150.3
Share
s.d Nov
2013 s.d Des
s.d Jan
s.d Feb
20.3% 5.9% -21.8% 1.6% 12.2% 14.6% 1.2% 2.6% 2.0% 6.9% 3.1% 4.1% 4.1% 1.8% 0.8% 2.9% 2.3% 2.2% 3.3% 1.3% 2.1% 5.8% 1.5% 0.8% 1.6% 1.6% 1.9% 3.6% 1.5% 0.7% 1.4% 0.6% 0.9% 4.7%
28,852.9 11,976.7 14,211.4 2,544.8 17,380.7 20,356.6 1,911.0 2,982.8 1,532.7 10,591.0 3,731.6 4,924.7 5,150.3 2,744.4 741.5 3,369.6 3,062.0 3,544.2 5,400.5 3,229.8 2,559.0 6,918.4 2,643.3 745.5 1,092.2 1,956.6 2,666.5 6,600.3 2,074.9 840.5 2,612.3 722.1 1,057.6 1,006.3
32,575.7 13,450.8 21,505.7 2,849.5 19,954.4 23,095.3 2,077.2 3,280.6 1,641.5 11,528.8 4,158.4 5,222.9 5,329.2 2,917.6 891.1 3,735.5 3,556.4 3,746.8 5,762.2 3,336.4 2,880.1 7,865.3 2,956.4 793.7 1,207.1 2,234.9 2,943.3 7,758.7 2,121.9 998.0 2,810.7 800.2 1,172.0 1,111.9
2,478.0 47.6 1,230.8 -152.7 -133.7 -479.3 23.2 -9.2 -127.8 -516.4 -448.0 -279.9 0.1 -115.1 -70.1 31.5 -269.0 -240.3 -626.7 -79.4 -6.2 -50.5 -190.8 111.8 42.4 53.7 -18.4 -136.3 -206.9 -72.9 -340.4 -44.7 -79.6 427.9
4,756.6 2,675.4 -8,442.1 140.1 1,678.5 1,864.7 98.2 291.0 70.5 640.0 16.5 -10.0 571.6 67.0 38.3 566.9 163.9 92.2 -130.9 92.5 361.3 842.0 157.1 176.7 164.0 318.3 293.6 617.6 21.5 29.1 -24.9 63.7 60.5 745.2
100.0%
181,734.7
208,270.3
-247.3
9,066.9
s.d Mar
s.d Apr
s.d Mei
s.d Juni
s.d Juli
s.d Ags
s.d Sept
s.d Okt
s.d Nov
Net Expansion West Java Banten DKI Jakarta Raya Yogyakarta Central Java East Java Bengkulu Jambi N. Aceh Darussalam North Sumatera West Sumatera Riau South Sumatera Riau Islands Bangka Belitung Lampung South Borneo West Borneo East Borneo Central Borneo Central Sulawesi South Sulawasi North Sulawesi West Sulawesi Gorontalo Southeast Sulawesi West Nusa Tenggara Bali East Nusa Tenggara Maluku Papua North Maluku West Papua Outside Indonesia Total Net Expansion of MSM
