DAFTAR ISI ABSTRAK ...............................................................................................................
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ABSTRACT ..............................................................................................................
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KATA PENGANTAR .............................................................................................
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DAFTAR ISI ............................................................................................................
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DAFTAR TABEL ...................................................................................................
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DAFTAR GAMBAR ...............................................................................................
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BAB I PENDAHULUAN 1.1 Latar Belakang .........................................................................................
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1.2 Identifikasi dan Perumusan Masalah ......................................................
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1.2.1 Identifikasi Masalah .........................................................................
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1.2.2 Rumusan Masalah ............................................................................
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1.3 Tujuan Penelitian .....................................................................................
12
1.4 Kegunaan Penelitian .................................................................................
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BAB II KAJIAN PUSTAKA, KERANGKA PEMIKIRAN DAN HIPOTESIS 2.1 Kajian Pustaka ..........................................................................................
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2.1.1 Bank ................................................................................................
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2.1.1.1 Pengertian Bank ..................................................................
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2.1.2 Bank Syariah ...................................................................................
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2.1.2.1 Pengertian Bank Syariah .....................................................
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2.1.2.2 Fungsi dan Peran Bank Syariah ..........................................
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2.1.2.3 Tujuan Bank Syariah ...........................................................
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2.1.2.4 Perbedaan Bank Syariah dan Bank Konvensional ..............
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2.1.2.5 Produk Bank Syariah ..........................................................
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2.1.3 Kesehatan Bank ...............................................................................
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2.1.3.1 Pengertian Kesehatan Bank .................................................
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2.1.3.2 Aturan Kesehatan Bank .......................................................
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2.1.3.3 Rasio Keuangan Bank .........................................................
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2.1.4 Likuiditas Bank Syariah ..................................................................
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2.1.4.1 Pengertian Likuiditas Bank Syariah ....................................
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2.1.4.2 Indikator Penilaian Likuiditas .............................................
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2.1.4.3 Fungsi Likuiditas Bank .......................................................
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Rilna Desti, 2013 Pengaruh Likuiditas Terhadap Kecukupan Modal Pada PT Bank Syariah Mandiri Universitas Pendidikan Indonesia | repository.upi.edu | perpustakaan.upi.edu
2.1.5 Modal Bank Syariah ........................................................................
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2.1.5.1 Pengertian Modal Bank Syariah ..........................................
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2.1.5.2 Sumber Modal Bank Syariah ..............................................
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2.1.5.3 Fungsi Modal Bank .............................................................
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2.1.5.4 Kecukupan Modal ...............................................................
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2.1.5.5 Aktiva Tertimbang Menurut Risiko ....................................
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2.2 Pengaruh Likuiditas terhadap Kecukupan Modal ....................................
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2.3 Penelitian Terdahulu ................................................................................
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2.4 Kerangka Pemikiran .................................................................................
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2.5 Paradigma Penelitian ................................................................................
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2.6 Hipotesis ...................................................................................................
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BAB III OBJEK DAN METODE PENELITIAN 3.1 Objek Penelitian .......................................................................................
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3.2 Metode dan Desain Penelitian ..................................................................
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3.2.1 Metode Penelitian ............................................................................
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3.2.2 Desain Penelitian .............................................................................
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3.3 Operasional Variabel ................................................................................
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3.4 Jenis, Sumber dan Teknik Pengumpulan Data .........................................
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3.4.1 Jenis dan Sumber Data ....................................................................
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3.4.2 Teknik Pengumpulan Data ..............................................................
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3.5 Populasi dan Sampel ................................................................................
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3.5.1 Populasi ...........................................................................................
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3.5.2 Sampel dan Teknik Penarikan Sampel ............................................
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3.5.2.1 Sampel .................................................................................
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3.5.2.2 Teknik Penarikan Sampel ...................................................
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3.6 Rancangan Analisis Data dan Uji Hipotesis ............................................
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3.6.1 Rancangan Analisis Data ................................................................
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3.6.2 Analisis Deskriptif ..........................................................................
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3.6.3 Analisis Statistik .............................................................................
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3.6.3.1 Uji Asumsi Klasik ...............................................................
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3.6.3.2 Analisis Koefisien Korelasi .................................................
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3.6.3.3 Analisis Koefisien Determinasi ...........................................
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Rilna Desti, 2013 Pengaruh Likuiditas Terhadap Kecukupan Modal Pada PT Bank Syariah Mandiri Universitas Pendidikan Indonesia | repository.upi.edu | perpustakaan.upi.edu
3.6.3.4 Analisis Regresi ..................................................................
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3.6.4 Uji Hipotesis ...................................................................................
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3.6.4.1 Menetapkan Hipotesis Nol dan Hipotesis Alternatif ..........
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3.6.4.2 Uji t .....................................................................................
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BAB IV HASIL PENELITIAN DAN PEMBAHASAN 4.1 Hasil Penelitian ........................................................................................
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4.1.1 Gambaran Umum PT Bank Syariah Mandiri ..................................
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4.1.1.1 Profil PT Bank Syariah Mandiri .........................................
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4.1.1.2 Visi dan Misi PT Bank Syariah Mandiri .............................
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4.1.1.3 Nilia-nilai Perusahaan .........................................................
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4.1.1.4 Manajemen PT Bank Syariah Mandiri ................................
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4.1.2 Hasil Analisis Deskriptif .................................................................
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4.1.2.1 Deskripsi Likuiditas pada PT Bank Syariah Mandiri .........
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4.1.2.2 Deskripsi Kecukupan Modal PT Bank Syariah Mandiri .....
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4.1.3 Statistik Deskriptif ..........................................................................
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4.1.4 AnalsisStatistik ................................................................................
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4.1.4.1 Uji Asumsi Klasik ...............................................................
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4.1.4.2 Analisis Koefisien Korelasi .................................................
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4.1.4.3 Analisis Koefisien Determinasi ...........................................
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4.1.4.4 Analisis Regresi Linier Sederhana ......................................
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4.1.4.5 Uji Hipotesis .......................................................................
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4.1.4.5.1 Uji t ......................................................................
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4.2 Pembahasan ..............................................................................................
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4.2.1 Pengaruh Likuditas (FDR) tarhadap Kecukupan Modal (CAR)......
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BAB V KESIMPULAN DAN SARAN 5.1 Kesimpulan ..............................................................................................
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5.2 Saran .........................................................................................................
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DAFTAR PUSTAKA LAMPIRAN-LAMPIRAN
Rilna Desti, 2013 Pengaruh Likuiditas Terhadap Kecukupan Modal Pada PT Bank Syariah Mandiri Universitas Pendidikan Indonesia | repository.upi.edu | perpustakaan.upi.edu
DAFTAR TABEL Tabel 1.1 Kinerja CAR pada Bank Umum Syariah Periode 2010-2012 ...................
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Tabel 1.2 Capital Adequacy Ratio (CAR) PT Bank Syariah Mandiri periode 2008 - 2012 .........................................................................................................
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Tabel 2.1 Perbedaan Bank Syariah dan Bank Konvensional ....................................
21
Tabel 3.1 Operasionalisasi Variabel Penelitian ........................................................
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Tabel 3.2 Nilai Kriteria Hubungan Korelasi .............................................................
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Tabel 4.1 Perkembangan FDR pada PT Bank Syariah Mandiri Januari 2008 – Desember 2012 ..........................................................................................
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Tabel 4.2 Perkembangan CAR pada PT Bank Syariah Mandiri Januari 2008 – Desember 2012 ..........................................................................................
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Tabel 4.3 Statistik Deskriptif ....................................................................................
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Tabel 4.4 Uji Multikolonieritas .................................................................................
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Tabel 4.5 Uji Autokorelasi ........................................................................................
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Tabel 4.6 Koefisien Korelasi .....................................................................................
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Tabel 4.7 Koefisien Determinasi ...............................................................................
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Tabel 4.8 Model Regresi Linier Sederhana ...............................................................
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Tabel 4.9 Uji t ...........................................................................................................
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Rilna Desti, 2013 Pengaruh Likuiditas Terhadap Kecukupan Modal Pada PT Bank Syariah Mandiri Universitas Pendidikan Indonesia | repository.upi.edu | perpustakaan.upi.edu
DAFTAR GAMBAR Gambar 1.1 Grafik Perkembangan CAR pada Bank Umum Syariah Periode 2008 – 2012 ......................................................................................................
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Gambar 1.2 Grafik Perkembangan FDR pada PT Bank Syariah Mandiri Periode 2008 – 2012 .............................................................................................
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Gambar 2.1 Kerangka Pemikiran ..............................................................................
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Gambar 2.2 Paradigma Penelitian .............................................................................
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Gambar 4.1 Grafik Perkembangan FDR Januari 2008 – Desember 2012 ................
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Gambar 4.2 Grafik Perkembangan CAR Januari 2008 – Desember 2012 ................
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Gambar 4.3 Uji Normalitas .......................................................................................
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Gambar 4.4 Uji Heteroskedastisitas ..........................................................................
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Rilna Desti, 2013 Pengaruh Likuiditas Terhadap Kecukupan Modal Pada PT Bank Syariah Mandiri Universitas Pendidikan Indonesia | repository.upi.edu | perpustakaan.upi.edu
