2014 Profil Perusahaan Company Profile
Perform in Harmony
Kata Pengantar Foreword
Perform in Harmony Kami selalu berkomitmen untuk mengoptimalkan seluruh sumber daya yang kami miliki secara profesional, menyelaraskan hubungan kemitraan dengan Mitra Usaha dan memberikan pelayanan yang terbaik kepada seluruh pemangku kepentingan. Ibarat tari Bali, seluruh organ tubuh dari kepala hingga kaki, dari lirikan mata hingga lentiknya jari tangan bergerak serempak secara selaras mengikuti irama musik. Gerakan tariannya yang begitu dinamis dan ritmis melahirkan keharmonisan yang mampu memuaskan siapapun yang melihatnya. Di Tugu Re, kami menyebutnya: Harmonisasi Interaksi .
We always committed to optimize involving our entire resources, that we have in professional manner and harmonize the partnership with our business partners and to provide the excellent service to our stakeholder. Like Balinese dance, which all body parts head to toe, including glance of the eyes and tapering fingers move together in balance and harmony coordinated to the music rhythm. The dances movement is so dynamic and rhythmical, embodying a beauty in harmony that can satisfied anyone who see it. Here, in Tugu Re, we call it: Perform in Harmony
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PT Tugu Reasuransi Indonesia Profil Perusahaan 2014 Company Profile
Daftar Isi Content
02 Pengantar Forewrods
08 Lembaga dan Profesi Penunjang Supporting Professions and Institutions
03 Daftar Isi Content
09 Bidang Usaha Line of Business
04 Nilai-Nilai Perusahaan Corporate Values
10 Profil Dewan Komisaris Board of Commissioners Profile
05 Visi dan Misi Vision and Mission
12 Profil Dewan Direksi Board of Directors Profile
06 Tonggak Sejarah Milestone
15 Struktur Organisasi Organizational Structure
07 Strategi Bisnis Business Strategy
16 Kinerja Perusahaan Company Performance
08 Pencapaian dan Penghargaan Awards and Achevements
20 Tanggungjawab Sosial dan Lingkungan Social and EnvironmentalResponsibility
PT Tugu Reasuransi Indonesia Profil Perusahaan 2014 Company Profile
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Nilai-Nilai Perusahaan Corporate Values
T U G U R E 04
TRUST Kami berusaha menjaga kepercayaan bersama di antara nasabah dan mitra usaha kami dan menjadikannya tujuan utama perusahaan. We maintain mutual trust of our customers and partners and put it as the main objective of the company.
UNDERSTAND customer’s need Kami selalu mencoba memahami apa yang nasabah inginkan supaya kami bisa memberikan layanan terbaik We understand the needs of our clients as to serve them better.
GAIN TOGETHER Kami akan selalu berusaha menyediakan solusi terbaik supaya bisa saling menguntungkan bagi semua nasabah. We extend the best solution to provide greater benefits to all customers.
UNIQUE Melalui produk-produk dan layanan kami yang dapat disesuaikan, kami berupaya menciptakan citra yang unik untuk membedakan kami dari para pesaing. Through customize products and services, which make us more competitive compared to other insurance companies.
RELIABLE PARTNER Kami secara berkesinambungan meningkatkan reputasi dan kehandalan kami dengan mengimplementasikan kebijakan-kebijakan dengan cepat dan tepat waktu. We, in sustainable basis, improve reputation and reliability by implementing policies quickly and punctually.
EXCELENCE Kami berkomitmen untuk selalu menyediakan layanan yang unggul, memberikan solusi dan melampaui harapan tertinggi nasabah. We are committed to provide excellence service and best solutions to serve our customers beyond their expectation.
PT Tugu Reasuransi Indonesia Profil Perusahaan 2014 Company Profile
Visi dan Misi Vision and Mission
VISI VISION Untuk menjadi perusahaan reasuransi terbaik dan terdepan di Indonesia dengan kapasitas sebagai pemain industri reasuransi regional. To become the best and leading reinsurance company in Indonesia with a regional capability.
MISI MISSION Untuk melayani dan membantu mengembangkan kemampuan bisnis perusahaan asuransi melalui kerja sama reasuransi. Untuk menciptakan nilai tambah berkesinambungan bagi para pemegang saham. To serve and assist in enhancing insurance companies through reinsurance cooperation partnerships. To create sustainable added value to shareholders.
PT Tugu Reasuransi Indonesia Profil Perusahaan 2014 Company Profile
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Tonggak Sejarah Milestone 1987 PT Tugu Reasuransi Indonesia ( Perusahaan / Tugu Re ) didirikan berdasarkan Akta Notaris Raden Santoso, SH, No. 8 tanggal 2 April 1987 . PT Tugu Reasuransi Indonesia ( the Company/Tugu Re ) was established based on Notarial Deed of Raden Santoso no. 8 dated 2 April 1987 .
2004 Tugu Re ditunjuk sebagai pelopor utama untuk kerja sama reasuransi di antara negara-negara ASEAN di bawah ARES (ASEAN Reinsurance Exchange Scheme). Tugu Re was appointed as the main pioneer for insurance cooperation among Asean member countries under ASEAN Reinsurance Exchange Scheme (ARES).
2011 Perusahaan mendapatkan tambahan setoran modal sebesar Rp 17,11 milyar yang berasal dari PT Tugu Pratama Interindo dan PT Asriland yang didasarkan kepada RUPS Luar Biasa tanggal 30 September 2011. The Company optained an additional capital in the sum of IDR 17,11 billion form PT Tugu Pratama Interindo and PT Asriland base on Extraordinary General Meeting of Shereholders based on 30 September 2011.
2012 Perusahaan memperkuat permodalan dengan mendapatkan tambahan setoran modal sebesar Rp19,99 miliar yang berasal dari PT Asriland berdasarkan Keputusan Rapat Umum Pemegang Saham tanggal 19 Desember 2012 The Company strengthened the capital base by getting additional capital worth IDR 19,99 billion from PT Asriland based on General Meeting of Shareholders decision on 19 December 2012.
2013 Perusahaan mendapatkan pinjaman subordinasi sebesar Rp 37 milyar yang berasal dari PT Tugu Pratama Interindo dan PT Asriland sebagai upaya peningkatan ekuitas Perusahaan. Pada tahun ini pula, Pemegang saham melakukan penambahan modal sebesar Rp. 9,4 miliar. Serta terdapat perubahan susunan pemegang saham Perseroan yang disebabkan oleh pembelian seluruh saham Perseroan yang dimiliki oleh Menteri Keuangan Republik Indonesia oleh PT Asriland. The Company obtained subordinated loan worth IDR 37 billion from PT Tugu Pratama Interindo and PT Asriland in order to increase company s equity. In this year, The Shareholders inject an additional capital in the sum of IDR. 9.4 billion and also a change of Company's shareholding composition due to the purchase of all Company s shares owned by the Minister of Finance of the Republic of Indonesia by PT Asriland.
Strategi Bisnis 2014 2014 Business Strategy
alam tahun 2014 ini, Perusahaan senantiasa berupaya untuk menerapkan strategi yang tepat dalam pengambilan keputusan akseptasi underwriting, meningkatkan jumlah portofolio risiko, peningkatan premi retensi dan optimalisasi kapasitas yang didukung dengan peningkatan response time underwriting dan penyelesaian klaim guna meningkatkan penerimaan premi yang lebih baik.
D
In 2014, the Company strives to implement the right strategy in making underwriting acceptance decision, increase the number of risk portfolio, increased premium retention and capacity optimization supported the increase of response time on underwriting and claims settlement for revenue premiums better.
Pengelolaan piutang yang efektif serta menjalankan investasi secara hati hati akan menjadi kunci utama kesuksesan dalam pengeloloaan keuangan. Implementasi sistem TI yang terintegrasi dan pengembangan sumber daya yang dimiliki Perusahaan juga akan menjadi faktor pendukung yang penting dalam pencapaian strategi yang telah ditetapkan.
Effective management on accounts receivable and implementing the prudent investment will be a success key in financial Management. The implementation of Integrating IT system and development of the Company's resources will also be an important contributing factor to achievement the predetermined strategy.
PT Tugu Reasuransi Indonesia Profil Perusahaan 2014 Company Profile
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Penghargaan dan Pencapaian Awards and Achievement
Best Reinsurance 2014 Majalah Investor
Best Reinsurance 2014 Media Asuransi
The Best Practice Improvement Reinsurance 2013 Harian Bisnis Indonesia
The Best Reinsurance Company 2013 APPARINDO
National Insurance Financial Strength Ratings
Fitch Ratings
A
(idn)
Stable Outlook
Lembaga dan Profesi Penunjang Supporting Professions and Institutions Kantor Akuntan Publik Tanudiredja, Wibisana & Rekan Plaza 89 Jl. H.R. Rasuna Said Kav X-7 No. 6 Jakarta 12940 P.O. Box 2473 JKP 10001 Telepon: (+62 21) 5212901 Fax: (+62 21) 52905555, 52905050
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Konsultan Hukum Prihanggodo Haullussy & Partners Counsellor at Law Graha Mandiri Lt. 20 Jl. Imam Bonjol No. 61 Jakarta 10310
PT Tugu Reasuransi Indonesia Profil Perusahaan 2014 Company Profile
Notaris Lenny Janis Ishak SH Jl. Hang Lekir IX No. 1, Kebayoran Baru Jakarta Selatan Telepon: (+62 21) 7221077, 7230749 Fax: (+62 21) 7233855 Des Rizhal Boestamam, SH JL. Cimandiri No. 1 C Cikini Jakarta Pusat 10330 Telepon: (+62 21) 3190 4493, 3190 4356 Fax: (+62 21) 3190 4089
Lembaga Pemeringkat PT Fitch Ratings Indonesia Prudential Tower Lt. 20 Jl. Jendral Sudirman Kav. 79 Telepon: (+62 21) 57957755 Fax: (+62 21) 57957750
Bidang Usaha Line of Business
P
The Company provides reinsurance services for insurance companies both domestically and abroad consisting of:
erusahaan memberikan dukungan jasa reasuransi bagi perusahaan asuransi baik di dalam maupun di luar negeri, antara lain:
A. NON MARINE 1. 2. 3. 4. 5.
Fire Insurance Industrial/Commercial Property All Risk Insurance Land and Rigs Insurance Contractor/Erection All Risk Insurance Contractor Plant and Machinery Insurance
6. 7. 8. 9. 10.
Civil Engineering Completed Risk Insurance Machinery Breakdown Electronic Equipment Insurance Theft, Burglary Insurance Good in Transit Insurance
5. 6. 7. 8.
Aviation Hull Insurance Aviation Liability Insurance Loss of License – Pilot (aviation) Personal Accident - Pilots & Crew (aviation)
A. MARINE B. NON MARINA AND AVIATION NON MARINE 1. 2. 3. 4.
Marine Hull Insurance Builder Risks Insurance Marine Liability Insurance Marine Cargo Insurance
A. LIFE C. NONINSURANCE MARINA NON GROUP MARINE AND PERSONAL 1. Term Insurance (whole life, fixed period) 2. Personal Accident (stand alone; rider)
3. Decreasing Insurance (Term Credit) 4. Health Insurance (outpatient & inpatient)
Pendukung Reasuransi Reinsurance Supporting Non Life
Odyssey America Reinsurance Corp, Singapore Canopius Asia Pte Ltd, Singapore Asia Capital Reins. Group Pte Ltd, Singapore Hannover Ruckversicherung AG, Germany Peak Re, Hongkong Tamesis Dual, London
Life Scor Global Life, Singapore Partner Reinsurance Europe Limited, Singapore
PT Tugu Reasuransi Indonesia Profil Perusahaan 2014 Company Profile
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Profil Dewan Komisaris Board of Commissioners Porfile
SIGIT SUCIPTOYONO, S.E Presiden Komisaris President Commissioner Kelahiran Bandung, 5 Juli 1955.Menjabat sebagai Presiden Komisaris PT Tugu Reasuransi Indonesia sejak Mei 2014 pada saat diangkat beliau juga menjabat sebagai Direktur Marketing PT Tugu Pratama Indonesia. Karirnya diawali sebagai staf Administrasi Engineering pada PT Tugu Pratama Indonesia, hingga pada tahun 2001 beliau diangkat sebagai manajer untuk Divisi Jasa Pemasaran. Tahun 2006 beliau diangkat sebagai Account Director Marketing Oil & Gas Group 1 di PT Tugu Pratama Indonesia dan pada tahun 2008 beliau dipercaya menjadi Direktur Teknik PT Staco Jasa Pratama, kemudian pada tahun 2013 dipercaya sebagai Direktur Marketing PT Tugu Pratama Indonesia sampai dengan saat ini. Beliau meraih gelar S1 Ekonomi dari Universitas Krisnadwipayana di Jakarta pada tahun 1993. Beliau pernah mengikuti berbagai pelatihan di dalam dan Luar Negeri sejak tahun 1982 diantaranya pendidikan Manajemen Risiko (Jakarta; 1986), Advanced Training Course for Fire Underwriting and Engineering Insurance (Manila; 1990), Pelatihan Pemahaman ISO 9000 (Jakarta; 2000), Managing Service (Jakarta; 2002) performance management (Bogor; 2012) dan Coaching skills for greater performance (Jakarta; 2012). Born in Bandung, July 5, 1955, appointed as President Commissioner of PT Tugu Reasuransi Indonesia since May 2014. At the same time on his appointment he also serves as Director of Marketing of PT Tugu Pratama Indonesia. His career began as a staff Administration Engineering at PT Tugu Pratama Indonesia, in 2001 he was appointed as Manager at Marketing Services Division. In 2006 he was appointed as Account Director Marketing - Oil & Gas Group 1 PT Tugu Pratama Indonesia and in 2008 he appointed as Technical Director PT Staco Jasa Pratama, then in 2013 appointed as Marketing Director of PT Tugu Pratama Indonesia until now. He holds Economics degree in from Krisnadwipayana University, Jakarta in 1993. He actively attended various course within domestic and abroad since 1982, such as Risk Management course (New York; 1986), Advanced Training Course For Fire And Engineering Underwriting Insurance (Manila; 1990), Understanding ISO 9000 (New York; 2000), Managing Service, (Jakarta; 2002) Performance Management (Bogor; 2012) and Coaching Skills For Greater Performance (Jakarta; 2012).
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PT Tugu Reasuransi Indonesia Profil Perusahaan 2014 Company Profile
AHMAD SURYA DARMA Komisaris Commissioner Lahir di Rantau Perapat 31 Oktober 1958. Menjabat sebagai Komisaris PT Tugu Reasuransi Indonesia sejak Desember 2012 sekaligus menjabat sebagai Komisaris PT Pro-Motor sejak 2004 hingga saat ini. Beliau pernah menempati beberapa posisi eksekutif yang pernah dijabat antara lain sebagai Direktur Utama (2002-2009) dan DirekturKeuangan (2001-2002) pada PT Gemini Sinar Perkasa, Komisaris pada PT Padang Golf Satelindo dan PT Bukit Sentul (1999-2003), serta Independent Auditor pada Bank Alfa (1998-1999). Beliau menyelesaikan pendidikan di Akademi Akuntasi Jayabaya pada tahun 1980 dan Fakultas Ekonomi Universitas Indonesia tahun 1988 dengan gelar Sarjana Ekonomi. Born in Rantau Perapat, October 1958. Served as a Commissioner of PT Tugu Reasuransi Indonesia since December 2012. At the same time he is appointed as Commissioner of PT Pro-Motor since 2004 until now. He was hold several executive positions such as, President Director (2002- 2009) and Director of Finance (2001-2002) of PT Gemini Sinar Perkasa, Commissioner of PT Padang Golf Satelindo and PT Bukit Sentul (1999- 2003), and Independent Auditor of Alfa Bank (1998-1999). He completed his studies at the Academy of Accounting Jayabaya in 1980 and obtain Economic Degree from University of Indonesia in 1988.
HADI BUDI YULIANTO Komisaris Commissioner Lahir di Pati, 9 Juli 1964. Menjabat sebagai Komisaris PT Tugu Reasuransi Indonesia sejak Mei 2014, pada saat diangkat beliau juga menjabat sebagai Direktur Adminsitrasi & Kepensiunan Dana Pensiun Pertamina. Beliau memulai karirnya sebagai Kepala Seksi Sumber Daya Manusia di OPEP Cepu (1997-1999), Manajer Sumber Daya Manusia di OPEP Cepu (1999-2002) & Kalimantan DOH (2002-2004), Kepala Biro Perencanaan dan Pengembangan Sumber Daya Manusia di DOH Sumbagsel - DOH SBS (2005), Asisten Manajer Renbang Pertamina EP Sumatera - Pendopo (2006), Manajer Pelayanan Operasi di UBEP Sanga-sanga Tarakan & UBEP Santar KP (2009-2011), Compensation & Benefit Manager di PT Pertamina (Persero) ( 2013), dan Direktur Administrasi dan Kepensiunan Dana Pensiun Pertamina (2014 - sekarang). Beliau meraih gelar S1 Teknik dari Universitas Negeri Semarang pada tahun 1987. Sedangkan gelar S2 ia raih dari Universitas Dr. Soetomo pada tahun 2003. Born in Pati, July 9, 1964, he served as a Commissioner of PT Tugu Reasuransi Indonesia since May 2014. At the same time on his appointment he serves as Director of Administration & Retirement at Pertamina Pension Fund. He started his career as Assistant Manager of Human Resources at OPEP Cepu (1997-1999), Resource Manager at OPEP Cepu (1999-2002) & DOH Kalimantan (2002-2004), Head of Planning and Development of Human Resources in DOH South Sumatra - DOH SBS (2005), Assistant Manager of Pertamina EP Renbang Sumatra - Hall (2006), Operations Services Manager at Sanga-sanga UBEP Tarakan & UBEP Santar KP (2009-2011), Compensation & Benefits Manager at PT Pertamina (Persero) (2013), and as Director of Administration & Retirement at Pertamina Pension Fund (2014 - present). He holds a degree from the State University of Semarang 1987 and obtain post graduate degree from Dr. Soetomo University in 2003.
PT Tugu Reasuransi Indonesia Profil Perusahaan 2014 Company Profile
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Profil Dewan Direksi Board of Directors Porfile
MORO W. BUDHI Presiden Direktur President Director Kelahiran Cirebon, 7 Juni 1962. Menjabat sebagai Presiden Direktur PT Tugu Reasuransi Indonesia sejak2008. Karirnya di bidang asuransi dimulai sejak tahun 1984 di PT Tugu Pratama Indonesia Sebagai karyawan administrasi. Seiring waktu berjalan, beliau akhirnya berhasil menyandang jabatan diposisi strategis seperti Kepala Seksi Underwriting Aneka, dan Kepala Seksi Underwriting Migas Divisi Non Marine (1992-1995). Selain itu, beliau pernah menjabat sebagai Assistant Manager di Divisi Non Marine di PT Tugu Pratama Indonesia (1995-2001), dan menduduki posisi sebagai Account Manager Divisi Migas Pertamina (2001-2003). Setelah itu, beliau menjabat sebagai Oil & Gas Group Head, selanjutnya beliau diangkat untuk pertamakalinya oleh pemegang saham sebagai Presiden Direktur PT Tugu Reasuransi Indonesia pada 2008. Beliau kerap mengikuti berbagai pelatihan dan seminar berskala nasional dan internasional, diantaranya Tugu Training Programme di London pada tahun 1991, The Advanced Risk management Course di London tahun 1994 Risk Management & Insurance in The Oil & Gas Industry di Singapura pada 1996 dan Rig School pada tahun 1998 di Houston Amerika Serikat. Born in Cirebon, June 7, 1962, served as President Director of PT Tugu Reasuransi Indonesia since 2008. His career started in the Insurance industries in 1984 at PT Tugu Pratama Indonesia as an Administrative Officer. As time went on, he finally succeeded hold various strategic position such as Section Head Underwriting of Miscellaneous Insurance, and Section Head Underwriting Non Marine, Oil and Gas Division (1992-1995). He also served as Assistant Manager of Non-Marine Division at PT Tugu Pratama Indonesia (1995-2001), and as Account Manager at Oil and Gas Pertamina Division (2001-2003). After that, he served as Group Head of Oil & Gas Group, until finally appointed by the shareholders to be President Director of PT Tugu Reasuransi ndonesia in 2008. He often participated in various training course and seminars nationwide and internationally, such as Tugu Training Programe in London (1991), Advanced Risk Management Course in London (1994); Risk Management and Insurance in the Oil & Gas Industry in Singapore (1996) and Rig School in Houston United States (1998).
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PT Tugu Reasuransi Indonesia Profil Perusahaan 2014 Company Profile
DRADJAT IRWANSYAH Direktur Keuangan Finance Director Lahir di Jayapura, 2 November 1967. Beliau menjabat sebagai Direktur Keuangan PT Tugu Reasuransi Indonesia sejak 2009. Sebelumnya, beliau berkarier sebagai Ketua Tim Audit pada Satuan Kerja Audit Internal di Badan Penyehatan Perbankan Nasional (BPPN) pada 2000-2004. Karier selanjutnya adalah sebagai Kepala Manajamen Aset Saham di PT Perusahaan Pengelola Aset (PT PPA) pada periode Februari 2004-Agustus 2009. Beliau adalah lulusan S-2 Universitas Indonesia jurusan Manajemen Risiko (2005). Sebelumnya beliau berhasil menyelesaikan studi di STAN dengan gelar Ajun Akuntan pada tahun 1989, selanjutnya menamatkan pendidikan sarjana di Universitas Indonesia dengan jurusan Manajemen Keuangan pada tahun 1995 dan jurusan Akuntansi pada tahun 1997. Born in Jayapura, November 2, 1967. He served as Finance Director of PT Tugu Reasuransi Indonesia since September 2009. Previously, he served as Chairman of the Audit Team on the Internal Audit Unit at the National Bank Restructuring Agency (IBRA) in 2000-2004 . His upcoming career was as Head of Asset Management Shares in the Asset Management Company (PT PPA) since February 2004 until August 2009. He obtained postgraduate degree in University of Indonesia majoring in Risk Management (2005). Previously, he obtained Ajun Accountant from Sekolah Tinggi Akuntansi Negara (STAN) with a degree in 1989, then he continued his undergraduate education at the University of Indonesia majoring in Financial Management in 1995 and Accounting in 1997.
IR. ADE KANANDA Direktur Operasional Operations Director Lahir di Jakarta 22 Oktober 1968. Beliau menjabat sebagai Direktur Operasional PT Tugu Reasuransi Indonesia sejak Mei 2014, sebelumnya beliau menjabat sebagai Reinsurance Group Head PT Tugu Pratama Indonesia sejak tahun 2010. Sebelum bergabung di PT Tugu Pratama Indonesia beliau pernah bekerja untuk industri Banking dan Stock broker sejak tahun 1994 sampai dengan tahun 1997. Karirnya di industri asuransi dimulai sejak tahun 2002 sebagai Staf Administrasi fakultatif di PT Tugu Pratama Indonesia. Beliau menjabat sebagai SR Underwriter Treaty pada tahun 2005 dan terakhir diangkat sebagai Reinsurance Group Head PT Tugu Pratama Indonesia pada tahun 2010. Beliau meraih gelar S1 Teknik Elektro di Institut Teknik Indonesia, sebelum meraih gelar S1 beliau juga mengikuti pendidikan D3 Manajemen Perbankkan di STIE Perbanas. Beliau pernah mengikuti berbagai pelatihan di dalam dan luar negeri sejak tahun 1998 diantaranya Non Life Insurance Workshop di Singapura, Non Marine Reinsurance Workshop di London, ESQ leadership Training Jakarta, 23rd Fair Conference di Beijing China, dan 12th Singapore International Reinsurance Conference di Singapura tahun 2013. Born in Jakarta, October 22, 1968, he served as Director of Operations of PT Tugu Reasuransi Indonesia since May 2014. Previously, he served as Group Head of Reinsurance at PT Tugu Pratama Indonesia since 2010. Prior to joining PT Tugu Pratama Indonesia he worked in Banking and Stock Broker since 1994 until 1997. His career in the insurance industry started in 2002 as a Facultative Administrative Staff PT Tugu Pratama Indonesia. He served as the Senior Underwriters Treaty in 2005 until he was appointed as Reinsurance Group Head of PT Tugu Pratama Indonesia in 2010. He hold degree on Electrical from Indonesia Technical Institute. Prior hold the electrical degree he attended a Diploma in Banking Management at STIE Perbanas. He has attend various seminar and courses either in domestic and abroad such as Non Life Insurance Workshop in Singapore, Non Marine Reinsurance Workshop in London, ESQ Leadership Training in Jakarta, 23rd Fair Conference in Beijing China, and 12th Singapore International Reinsurance Conference in Singapore 2013.
PT Tugu Reasuransi Indonesia Profil Perusahaan 2014 Company Profile
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ELKANA LUMBANTORUAN Direktur Teknik Technical Director Lahir di Siborongborong, 23 Januari 1966. Beliau menjabat sebagai Direktur Teknik PT Tugu Reasuransi Indonesia sejak Mei 2014, sebelumnya beliau menjabat sebagai Operational General Manager PT Tugu Reasuransi Indonesia s e j a k t a h u n 2 01 0. B e l i a u m e n g awa l i ka r i r Pe ke r j a a n s e b a g a i G u r u M ate m at i ka d i Bandung pada tahun 1985, kemudian berkarir di Industri Perbankkan sebagai Programer di Bank Indonesia. Karir pada Industri Asuransi di mulai sejak tahun 1998 di Panin Insurance, kemudian bekerja di PT Askrindo sebagai Pelaksana Seksi Facultative Fire & Engineering. Pada industri Reasuransi beliau memulai karir sebagai Kepala Seksi Facultative Fire & Engineering PT Nasional Reasuransi Indonesia dan terakhir menjabat sebagai Kepala Divisi Underwriting Fakultatif sejak tahun 2006 sampai dengan tahun 2010. Beliau meraih gelar S1 Manajemen Pemasaran di Sekolah Tinggi Ilmu Ekonomi IBMI. Beliau pernah mengikuti berbagai pelatihan di dalam dan luar negeri sejak tahun 1991 dibidang Perasuransian antara lain pendidikan Asuransi yang diselengarakan oleh AAMAI tahun 1995, Singapore International Reinsurance Conference sejak tahun 1997, Pendidikan Underwriting yang diselengarakan oleh DAI dan MII sejak tahun 1999 sampai tahun 2001, Board and Executive Development Program For Insurance tahun 2011 dan mengikuti Singapore International Reinsurance Conference pada tahun 2013. Born in Siborong borong, January 23, 1966, he served as Technical Director of PT Tugu Reasuransi Indonesia since May 2014. He previously served as General Manager of PT Tugu Reasuransi Indonesia since 2010. He started his career as a Math's Teacher in Bandung (1985), then continued his career in a banking industry as a programmer in Bank Indonesia. In Insurance Industry began in 1998 at Panin Insurance, then worked at PT Askrindo as officer on Facultative Fire & Engineering Section. In the Reinsurance industry, he began a career as Head of Facultative Fire & Engineering at PT Nasional Reasuransi Indonesia, and finally served as Head of Facultative Underwriting Division from 2006 to 2010. He holds degree on Marketing Management from IBMI School of Economy. He has also attended various Insurance training in nationwide and abroad since 1991 such as insurance course held by AAMAI 1995, Singapore International Reinsurance Conference since 1997, Underwriting Course held by DAI and MII from 1999 until 2001, Board and Executive Development Programme For Insurance in 2011 and attend the Singapore International Reinsurance Conference in 2013.
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PT Tugu Reasuransi Indonesia Profil Perusahaan 2014 Company Profile
Struktur Organisasi Organization Structure
STRUKTUR ORGANISASI ORGANIZATION STRUCTURE
Moro W. Budhi President Director
Dradjat Irwansyah Finance Director
Ade Kananda Operations Director
Adhi Indra Corporate Secretary Group Head
Pandji M. W Finance Group Head
Fitri C Accounting Group Head
Riso IT Group Head
Elkana Lumbantoruan Technical Director
Oembardito Internal Audit Group Head
Eko Susanto HRD & GS Group Head
Erwin Basri Non Marine Group Head
Indiarni Agus Marine & Aviation Group Head
M. Johny Life Group Head
Rizahan Marketing Group Head
Bernadus L.K Retrosession & Treaty Group Head
Budi S Claim Group Head
PT Tugu Reasuransi Indonesia Profil Perusahaan 2014 Company Profile
Abraham I Administration Group Head
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Kinerja Perusahaan Company Performance
(Dalam Juta Rupiah, kecuali dinyatakan lain) (in mllion Rupiah, unless stated otherwise )
Premi Bruto
Gross Premium
Hasil Underwriting
Underwriting Result
1.049.565 66.594
698.676
52.731
52.273
563.096
2011
Jumlah Investasi
2012
2013
Total Investment
2011
2012
2013
Investment Income
Hasil Investasi
84.120
828.423 56.616
626.037
29.882
418.431
2011
16
2012
2013
PT Tugu Reasuransi Indonesia Profil Perusahaan 2014 Company Profile
2011
2012
2013
(Dalam Juta Rupiah, kecuali dinyatakan lain) (in mllion Rupiah, unless stated otherwise )
Total Aset
Total Asset
Laba Bersih
Net Income
65.534
1.509.385 46.002
1.037.220
38.177
822.084
2011
Ekuitas
2012
2013
2011
2012
ROE
Equity
255.617
2013
ROE
26,44% 26,12% 22,15%
240.051 175.282
2011
2012
2013
2011
2012
2013
PT Tugu Reasuransi Indonesia Profil Perusahaan 2014 Company Profile
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Ikhtisar Operasional Operational Highlight IKHTISAR PREMI BRUTO Gross Premium Highlights Dalam jutaan Rupiah, kecuali dinyatakan lain (In million Rupiah, unless stated otherwise )
Uraian Description Kebakaran Fire Rangka Kapal Marine Hull Rekayasa Engineering Jiwa Life Pengangkutan Laut Marine Cargo Kendaraan Bermotor Motor vehicle Penerbangan Aviation Aneka Miscellaneous Jumlah Total
2013
2012
2011
461.539 130.412 67.688 115.028 69.675 25.073 11.473 168.678 1.049.565
273.742 109.264 50.189 87.062 41.225 22.404 6.772 108.018 698.676
231.817 80.972 55.350 48.082 41.225 14.334 8.738 89.240 563.096
2013
2012
2011
143.382 33.280 29.673 56.045 12.175 8.234 7.035 30.048 319.872
135.246 18.985 21.734 19.042 16.219 8.264 2.383 14.895 236.768
IKHTISAR KLAIM BRUTO Gross Claim Highlights Dalam jutaan Rupiah, kecuali dinyatakan lain (In million Rupiah, unless stated otherwise )
Uraian Description Kebakaran Fire Rangka Kapal Marine Hull Rekayasa Engineering Jiwa Life Pengangkutan Laut Marine Cargo Kendaraan Bermotor Motor vehicle Penerbangan Aviation Aneka Miscellaneous Jumlah Total
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PT Tugu Reasuransi Indonesia Profil Perusahaan 2014 Company Profile
235.815 33.387 53.417 76.337 39.056 11.339 8.553 39.099 497.002
Ikhtisar Keuangan Financial Highlight LAPORAN RUGI LABA KOMPREHENSIF Comprehensif Income Statements Dalam jutaan Rupiah, kecuali dinyatakan lain (In million Rupiah, unless stated otherwise )
Uraian Description Premi Bruto Gross Premium Pendapatan Underwriting Underwriting Revenues Hasil Underwriting Underwriting Results Hasil Investasi Investment Income Beban Usaha Operating Expenses Laba Usaha Income from Operations Laba Bersih Net Income Pendapatan Komprehensif Comprehensive Income
2013
2012
2011
1.049.565 728.711 52.273 84.120 67.537 68.857 65.534 19.950
698.676 521.594 52.731 56.616 62.209 47.138 46.002 57.932
563.096 435.317 66.594 29.882 47.941 48.535 38.177 46.070
2013
2012
2011
LAPORAN POSISI KEUANGAN Statement of Financial Position Dalam jutaan Rupiah, kecuali dinyatakan lain (In million Rupiah, unless stated otherwise )
Uraian Description Jumlah Investasi Total Investments Jumlah Aset Total Assets Jumlah Liabilitas Total Liabilities Jumlah Ekuitas Total Equity
828.423 1.509.385 1.253.768 255.617
626.037 1.037.220 797.169 240.051
418.431 822.084 646.802 175.282
RASIO KEUANGAN DAN LAIN-LAINNYA Financial Ratio and others Uraian Description Rasio Premi Netto terhadap Premi Bruto Net Premium to Gross Premiums Ratio Rasio Underwriting Underwriting Ratio Rasio Solvabilitas Solvency Ratio Rasio Laba Bersih terhadap Premi Bruto Income to Gross Premium Ratio Rasio Liabilitas terhadap Jumlah Aset Liabilities to Total Assets Ratio Rasio Laba Bersih terhadap Total Aset Return on Assets Ratio Rasio Laba Bersih terhadap Total Ekuitas Return on Equity Ratio
2013 63,73% 9,50% 126,68% 6,24% 83,06% 5,15% 26,44%
2012 61,98% 13,50% 135,13% 6,58% 76,86% 4,95% 22,15%
2011 57,87% 20,94% 138,63% 6,78% 78,68% 6,29% 26,12%
PT Tugu Reasuransi Indonesia Profil Perusahaan 2014 Company Profile
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Tanggung Jawab Sosial dan Lingkungan Environmental and Social Responsibility
Tanggung Jawab Sosial
S
esuai dengan amanah Undang Undang Nomor 40 Tahun 2007 tentang Perseroan Terbatas, Perusahaan terus berupaya berperan aktif dalam mengemban fungsi sosial yang diimplementasikan dalam bentuk kegiatan tanggung jawab sosial Perusahaan (CSR). Kegiatan ini adalah salah satu bentuk kontribusi positif Perusahaan dalam membangun masyarakat secara berkelanjutan guna membantu mewujudkan pembangunan ekonomi, menjaga keharmonisan hubungan dengan sesama anggota masyarakat dan lingkungan sekitar berdasarkan prinsip kesukarelaan dan kemitraan. Perusahaan senantiasa berkomitmen dan menjunjung tinggi kegiatan sosial sebagai salah satu elemen penting dalam menjalankan kegiatan usaha. Sepanjang tahun 2013 kegiatan CSR Perusahaan fokus pada kegiatan kemasyarakatan dan pendidikan. Berikut beberapa kegiatan CSR selama tahun 2013, dimana Perusahaan berpartisipasi :
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PT Tugu Reasuransi Indonesia Profil Perusahaan 2014 Company Profile
Social Responsibility
In accordance with the mandate of Law No. 40 of 2007, the Company also runs an active role in carrying out social functions that are implemented in the form of social responsibility or corporate social responsibility (CSR). This activity is one of the Company's positive contribution in building a sustainable community in order to ensure economic development, maintain harmonious relationships with other members of the surrounding community and the environment in which the Company are based on the principle of voluntarism and partnership.
The company is always committed and uphold social activities as one of the important elements in running the business. During 2013 the Company's CSR activities focusing on community activities and education.
Here are some CSR activities during the year 2013, in which the Company participates:
Pengembangan Sosial dan Kemasyarakatan Kegiatan CSR bidang kemasyarakatan ditujukan kepada lingkungan sekitar dalam bentuk bakti sosial ramadhan, khitanan massal, buka puasa bersama dengan anak yatim dan perbaikan rumah ibadah.
Pendidikan Dalam bidang pendidikan, Perusahaan bekerja sama dengan Sekolah Tinggi Managemen Risiko dan Asuransi (STIMRA) dalam pemberian bea siswa melalui program belajar dan bekerja kepada siswa yang kurang mampu dan Sekolah Tinggi Managemen Asuransi (STMA) Trisakti dalam pemberian buku bagi kalangan tidak mampu dalam kampanye melek risiko.
Tanggung Jawab Lingkungan Pelestarian Lingkungan Hidup
Social and Community Development CSR activity undertaken in collaboration with the local community in the form of social service Ramadan, Khitanan Massal, iftar with orphans, and repair of mosque.
Education In education activity, The Company co-operation with Risk Management and Insurance Institute (STIMRA) to bild up education by giving the form of scholarships and work study programs and co-operation with College of Insurance Management (STMA) Trisakti for giving books for the literacy campaign .
Environmental Responsibility Environmental Sustainability
Perusahaan berkomitmen penuh untuk menerapkan kebijakan yang berwawasan lingkungan dalam upaya memelihara kelangsungan daya dukung dan daya tampung lingkungan hidup. Setiap perencanaan serta kegiatan operasional Perusahaan diarahkan pada kepatuhan dan dukungan terhadap program pelestarian lingkungan sebagai bentuk kesadaran Perusahaan akan arti penting lingkungan hidup bagi masa depan bangsa Indonesia.
The Company is fully committed to implementing environmentally sound policies in an effort to maintain the supporting and carrying capacity of the environment. Each planning and operational activities of the Company aimed at compliance and support for environmental programs as a form of awareness of the importance of the Company's environment for the future of Indonesia.
Pada tahun 2013, bentuk kegiatan nyata yang telah dilakukan Perusahaan di bidang lingkungan hidup adalah sebagai berikut:
In 2013, the form of concrete activities that have been conducted by the Company in the environmental field are as follows:
Pemanfaatan kertas bekas untuk kegiatan administrasi kantor secara internal sehingga mengurangi pemakaian kertas baru. Dengan demikian Perusahaan turut berpartisipasi secara tidak langsung untuk menjaga kelestarian hutan.
Utilization of waste paper for office administration activities internally, thereby reducing the use of new paper. That makes the Company participates indirectly to preserve the forest Environmental Protection
Efisiensi penggunaan air dan listrik dalam kegiatan kantor sehari-hari sebagai wujud rasa tanggung jawab terhadap konservasi lingkungan hidup sekaligus untuk mengurangi beban Perusahaan.
Efficient use of water and electricity in daily office activities as a manifestation of a sense of responsibility towards environmental conservation as well as to reduce the burden on the Company.
Efisiensi penggunaan bahan bakar bagi kendaraan operasional Perusahaan dengan terus melakukan uji emisi dan juga perawatan kendaraan agar dapat mengurangi polusi udara.
Fuel efficiency for vehicles with the Company's operations continue to perform emissions testing and vehicle maintenance in order to reduce air pollution.
PT Tugu Reasuransi Indonesia Profil Perusahaan 2014 Company Profile
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Pengelolaan Lingkungan Hidup Selain dari pemenuhan standar yang berlaku, dalam tahun 2013 Perusahaan fokus pada : Memastikan kondisi lingkungan kerja yang nyaman, aman dan kondusif untuk melaksanakan kewajiban dan tugas setiap karyawan sebagaimana yang telah ditetapkan, dengan memperhatikan aspek kebersihan dan juga keamanan dalam bekerja. Meningkatkan sarana dan prasarana yang memadai untuk menjaga kesehatan dan keselamatan kerja baik secara mental dan fisik dalam hal klinik, pengadaan obat-obatan dan P3K, dan hal lainnya yang dianggap perlu.
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PT Tugu Reasuransi Indonesia Profil Perusahaan 2014 Company Profile
Environmental Preservation To complie the applicable standards, in 2013 the Company focused on: To ensure a comfortable working environment, safety, and also conducive to carrying out the obligations and duties of each employee as defined by the aspect of cleanliness and safety in the work. Improve facilities and adequate infrastructure to help maintain health and safety both mentally and physically in terms of clinics, provision of drugs and First aid, and other things deemed necessary.
PT Tugu Reasuransi Indonesia Profil Perusahaan 2014 Company Profile
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PT. TUGU REASURANSI INDONESIA Jl. Raden Saleh No. 50 Jakarta 10330 INDONESIA Phone : (+6221) 3140267, 3103952, 3923970, 2302038 (Hunting) Fax : (+6221) 3923973, 3921769, 3923974, 31908415 E-mail :
[email protected] Website : www.tugu-re.com