Nomor Surat Nama Emiten Kode Emiten Perihal
B. 743 - DIR/AMK/10/15 Bank Rakyat Indonesia (Persero) Tbk BBRI Penyampaian Laporan Keuangan Interim Yang Tidak Diaudit
Perseroan dengan ini menyampaikan laporan keuangan untuk periode 9 Bulan yang berakhir pada 30/09/2015 dengan ikhtisar sebagai berikut :
Informasi mengenai anak perusahaan Perseroan sebagai berikut :
Nama PT Bank BRISyariah PT Bank Rakyat Indonesia Agroniaga Tbk. BRI Remittance Co.Limited (Ltd) Hong Kong
Kegiatan Usaha Perbankan
Lokasi
Status Operasi
Jakarta
Tahun Komersil 2008
Jumlah Aset
Aktif
22.814.816
Perbankan
Jakarta
1989
Aktif
Remittance
Hongkong
2011
Aktif
Satuan JUTAAN
Mata Uang IDR
Persentase (%) 99.99
7.735.076
JUTAAN
IDR
87.23
6.310
JUTAAN
IDR
100.0
Dokumen ini merupakan dokumen resmi Bank Rakyat Indonesia (Persero) Tbk yang tidak memerlukan tanda tangan karena dihasilkan secara elektronik. Bank Rakyat Indonesia (Persero) Tbk bertanggung jawab penuh atas informasi tertera di dalam dokumen ini.
[1000000] General information Informasi umum
General information 30 September 2015
Nama entitas
Bank Rakyat Indonesia (Persero) Tbk
Penjelasan perubahan nama dari akhir periode laporan sebelumnya Kode entitas Nomor identifikasi entitas Industri utama entitas
BBRI AA426 Keuangan dan Syariah / Financial and Sharia Sektor 8. Finance Subsektor 81. Bank Informasi pemegang saham pengendali Indonesian Government Jenis entitas Local Company - Indonesia Jurisdiction Jenis efek yang dicatatkan Saham dan Obligasi / Stock and Bond Jenis papan perdagangan tempat Utama / Main entitas tercatat Apakah merupakan laporan keuangan Entitas grup / Group entity satu entitas atau suatu kelompok entitas Periode penyampaian laporan Kuartal III / Third Quarter keuangan Tanggal awal periode berjalan January 01, 2015 Tanggal akhir periode berjalan September 30, 2015 Tanggal akhir tahun sebelumnya December 31, 2014 Tanggal awal periode sebelumnya January 01, 2014 Tanggal akhir periode sebelumnya September 30, 2014 Mata uang pelaporan Rupiah / IDR Kurs konversi pada tanggal pelaporan jika mata uang penyajian selain rupiah Pembulatan yang digunakan dalam Jutaan / In Million penyajian jumlah dalam laporan keuangan Jenis laporan atas laporan keuangan Tidak Diaudit / Unaudit Jenis opini auditor Hal yang diungkapkan dalam paragraf pendapat untuk penekanan atas suatu masalah atau paragraf penjelasan lainnya, jika ada Hasil penugasan review Tanggal laporan audit atau hasil laporan review Auditor tahun berjalan Nama partner audit tahun berjalan Lama tahun penugasan partner yang menandatangani Auditor tahun sebelumnya Nama partner audit tahun sebelumnya Kepatuhan terhadap pemenuhan peraturan BAPEPAM LK VIII G 11 tentang tanggung jawab direksi atas laporan keuangan
Ya / Yes
Entity name Explanation of change in name from the end of the preceding reporting period Entity code Entity identification number Entity main industry Sector Subsector Controlling shareholder information Type of entity Type of listed securities Type of board on which the entity is listed Whether the financial statements are of an individual entity or a group of entities Period of financial statements submissions Current period start date Current period end date Prior year end date Prior period start date Prior period end date Description of presentation currency Conversion rate at reporting date if presentation currency is other than rupiah Level of rounding used in financial statements Type of report on financial statements Type of auditor's opinion Matters disclosed in emphasis-of-matter or other-matter paragraph, if any
Result of review engagement Date of auditor's opinion or result of review report Current year auditor Name of current year audit signing partner Number of years served as audit signing partner Prior year auditor Name of prior year audit signing partner Whether in compliance with BAPEPAM LK VIII G 11 rules concerning responsibilities of board of directors on financial statements
Kepatuhan terhadap pemenuhan peraturan BAPEPAM LK VIII A dua tentang independensi akuntan yang memberikan jasa audit di pasar modal
Ya / Yes
Whether in compliance with BAPEPAM LK VIII A two rules concerning independence of accountant providing audit services in capital market
[4220000] Statement of financial position presented using order of liquidity Financial and Sharia Industry Laporan posisi keuangan
Statement of financial position 30 September 2015
Aset Kas Giro pada bank indonesia
31 December 2014
21,108,125 52,868,550
22,469,167 51,184,429
9,067,730
10,570,382
8,627
10,058
28,441,746
61,745,442
100,000
290,000
17,170,217
38,171,013
Marketable securities third parties
91,626,518
45,997,447
Marketable securities related parties
15,058,922
39,003,595
Securities purchased under agreement to resale Bills and other receivables
10,901,322
10,481,172
135,355
46,813
6,539,038
5,941,236
738,563
584,452
5,893
536
446,006,384
414,030,140
Bills and other receivables third parties Bills and other receivables related parties Acceptance receivables Acceptance receivables third parties Acceptance receivables related parties Derivative receivables Derivative receivables third parties Loans Loans third parties
78,571,673
81,067,148
Loans related parties
( 17,601,240 )
( 15,886,145 )
Allowance for impairment losses for loans
Giro pada bank lain Giro pada bank lain pihak ketiga Giro pada bank lain pihak berelasi Penempatan pada bank indonesia dan bank lain Penempatan pada bank indonesia dan bank lain pihak ketiga Penempatan pada bank indonesia dan bank lain pihak berelasi Efek-efek yang diperdagangkan Efek-efek yang diperdagangkan pihak ketiga Efek-efek yang diperdagangkan pihak berelasi Efek yang dibeli dengan janji dijual kembali Wesel ekspor dan tagihan lainnya Wesel ekspor dan tagihan lainnya pihak ketiga Wesel ekspor dan tagihan lainnya pihak berelasi Tagihan akseptasi Tagihan akseptasi pihak ketiga Tagihan akseptasi pihak berelasi Tagihan derivatif Tagihan derivatif pihak ketiga Pinjaman yang diberikan Pinjaman yang diberikan pihak ketiga Pinjaman yang diberikan pihak berelasi Cadangan kerugian penurunan nilai pada pinjaman yang diberikan Piutang murabahah
Assets Cash Current accounts with bank Indonesia Current accounts with other banks Current accounts with other banks third parties Current accounts with other banks related parties Placements with bank Indonesia and other banks Placements with bank Indonesia and other banks third parties Placements with bank Indonesia and other banks related parties Marketable securities
Murabahah receivables
Piutang murabahah pihak ketiga Piutang murabahah pihak berelasi Cadangan kerugian penurunan nilai pada piutang murabahah Piutang istishna Piutang istishna pihak ketiga Cadangan kerugian penurunan nilai pada piutang istishna Pinjaman qardh Pinjaman qardh pihak ketiga Cadangan kerugian penurunan nilai pada pinjaman qardh Pembiayaan mudharabah Pembiayaan mudharabah pihak ketiga Pembiayaan mudharabah pihak berelasi Cadangan kerugian penurunan nilai pada pembiayaan mudharabah Pembiayaan musyarakah Pembiayaan musyarakah pihak ketiga Cadangan kerugian penurunan nilai pada pembiayaan musyarakah Obligasi pemerintah Aset pajak tangguhan Investasi yang dicatat dengan menggunakan metode ekuitas Investasi pada entitas anak, ventura bersama, dan entitas asosiasi Investasi pada entitas anak Investasi pada entitas asosiasi Aset tetap Aset lainnya Jumlah aset Liabilitas, dana syirkah temporer dan ekuitas Liabilitas Liabilitas segera Simpanan nasabah Giro Giro pihak ketiga Giro pihak berelasi
9,891,676
9,996,195
13,026
24,543
( 206,402 )
( 162,163 )
7,838
10,383
( 71 )
( 846 )
459,055
591,849
( 19,899 )
( 18,677 )
1,064,186 0 ( 12,774 )
4,975,110 ( 99,399 )
4,068,594 1,444,537 263,617
1,646 298
Allowance for impairment losses for qardh funds
Mudharabah financing 883,740 Mudharabah financing third parties 2,923 Mudharabah financing related parties ( 10,352 ) Allowance for impairment losses for mudharabah financing Musyarakah financing 4,089,920 Musyarakah financing third parties ( 84,612 ) Allowance for impairment losses for musyarakah financing 4,303,596 Government bonds 1,688,872 Deferred tax assets 249,629 Investments accounted for using equity method Investments in subsidiaries, joint ventures and associates 1,646 Investments in subsidiaries 298 Investments in associates
7,058,918 12,641,754 802,299,133
5,917,470 8,792,891 801,984,190
5,984,968
7,043,772
77,795,020
57,587,994
32,283,835
31,842,273
1,114,613
608,688
Giro wadiah Giro wadiah pihak
Murabahah receivables third parties Murabahah receivables related parties Allowance for impairment losses for murabahah receivables Istishna receivables Istishna receivables third parties Allowance for impairment losses for istishna receivables Qardh funds Qardh funds third parties
Property and equipment Other assets Total assets Liabilities, temporary syirkah funds and equity Liabilities Obligations due immediately Customers Deposits Current accounts Current accounts third parties Current accounts related parties Wadiah demand deposits Wadiah demand
ketiga Giro wadiah pihak berelasi Tabungan Tabungan pihak ketiga Tabungan pihak berelasi Tabungan wadiah Tabungan wadiah pihak ketiga Tabungan wadiah pihak berelasi Deposito berjangka Deposito berjangka pihak ketiga Deposito berjangka pihak berelasi Simpanan dari bank lain Efek yang dijual dengan janji untuk dibeli kembali Liabilitas derivatif Liabilitas derivatif pihak ketiga Liabilitas akseptasi Pinjaman yang diterima Pinjaman yang diterima pihak ketiga Pinjaman yang diterima pihak berelasi Efek yang diterbitkan Obligasi Surat utang jangka menengah Estimasi kerugian komitmen dan kontinjensi Utang pajak Liabilitas lainnya Kewajiban imbalan pasca kerja Pinjaman subordinasi Pinjaman subordinasi pihak ketiga Jumlah liabilitas Dana syirkah temporer Bukan bank Tabungan mudharabah Tabungan mudharabah pihak ketiga Tabungan mudharabah pihak berelasi Deposito berjangka mudharabah Deposito berjangka mudharabah pihak
4,503
233,804,689
deposits third parties 13,225 Wadiah demand deposits related parties Savings 232,399,774 Savings third parties
293,662
322,745
3,447,660
3,296,206
2,600
2,453
215,087,766
224,908,019
57,819,860
58,549,525
4,360,805 8,409,770
8,655,392 15,456,701
1,592,481
717,523
7,277,601
6,525,688
6,145,379
24,786,862
100,000
200,000
10,273,581 2,473,932
6,143,612 2,114,378
536
398
468,227 5,372,443 6,191,979
59,805 3,487,265 6,687,532
66,780
77,582
680,372,690
691,487,412
583,093
373,816
373
13,698,948
Savings related parties Wadiah savings Wadiah savings third parties Wadiah savings related parties Time deposits Time deposits third parties Time deposits related parties Other banks deposits Securities sold with repurchase agreement Derivative payables Derivative payables third parties Acceptance payables Borrowings Borrowings third parties Borrowings related parties Securities issued Bonds Mid-term loans Estimated losses on commitments and contingencies Taxes payable Other liabilities post-employment benefit obligations Subordinated loans Subordinated loans third parties Total liabilities Temporary syirkah funds Non-banks Mudharabah saving deposits Mudharabah saving deposits third parties
Mudharabah saving deposits related parties Mudharabah time deposits 12,295,645 Mudharabah time deposits third parties
ketiga Deposito berjangka mudharabah pihak berelasi Bank Deposito berjangka mudharabah Jumlah dana syirkah temporer Ekuitas Ekuitas yang diatribusikan kepada pemilik entitas induk Saham biasa Tambahan modal disetor Komponen ekuitas lainnya Saldo laba (akumulasi kerugian) Saldo laba yang telah ditentukan penggunaanya Cadangan umum dan wajib Cadangan khusus Saldo laba yang belum ditentukan penggunaannya Jumlah ekuitas yang diatribusikan kepada pemilik entitas induk Kepentingan non-pengendali Jumlah ekuitas Jumlah liabilitas, dana syirkah temporer dan ekuitas
11,850
14,294,264
6,167,291 2,773,858
121,483
Mudharabah time deposits related parties
Bank Mudharabah time deposits 12,790,944 Total temporary syirkah funds Equity Equity attributable to equity owners of parent entity 6,167,291 Common stocks 2,773,858 Additional paid-in capital
( 1,237,642 )
( 18,272 )
3,022,684
3,022,684
Other components of equity Retained earnings (deficit) Appropriated retained earnings
15,093,057
General and legal reserves 12,426,475 Specific reserves
81,636,322
73,158,614
107,455,570
176,609 107,632,179 802,299,133
Unappropriated retained earnings
97,530,650 Total equity attributable to equity owners of parent entity 175,184 Non-controlling interests 97,705,834 801,984,190
Total equity Total liabilities, temporary syirkah funds and equity
[4322000] Statement of profit or loss and other comprehensive income, OCI components presented before tax, by nature - Financial and Sharia Industry Laporan laba rugi dan penghasilan komprehensif lain
Statement of profit or loss and other comprehensive income 30 September 2015
Pendapatan dan beban operasional Pendapatan bunga Beban bunga Pendapatan sekuritas Keuntungan (kerugian) dari transaksi perdagangan efek yang telah direalisasi Keuntungan (kerugian) perubahan nilai wajar efek Pendapatan operasional lainnya Pendapatan provisi dan komisi dari transaksi lainnya selain kredit Penerimaan kembali aset yang telah dihapusbukukan Keuntungan (kerugian) selisih kurs mata uang asing Pendapatan operasional lainnya Pemulihan penyisihan kerugian penurunan nilai Pemulihan penyisihan kerugian penurunan nilai aset non-keuangan Pembentukan kerugian penurunan nilai Pembentukan penyisihan kerugian penurunan nilai aset produktif Beban operasional lainnya Beban umum dan administrasi Beban provisi dan komisi Beban operasional lainnya Jumlah laba operasional Pendapatan dan beban bukan operasional Pendapatan bukan operasional Jumlah laba (rugi) sebelum pajak penghasilan Pendapatan (beban) pajak Jumlah laba (rugi) Pendapatan komprehensif
30 September 2014
63,336,474 ( 20,435,712 )
54,433,582 ( 16,509,337 )
70,395
106,598
0
3,856
5,225,256
4,235,115
1,588,789 568,432
1,041,439
Operating income and expenses Interest income Interest expenses Securities income Realised gains (losses) on trading of marketable securities Gains (losses) on changes in fair value of marketable securities Other operating income
Provisions and commissions income from transactions other than loan 1,383,935 Revenue from recovery of written-off assets 243,106 Gains (losses) on changes in foreign exchange rates 742,203
Other operating income Recovery of impairment loss
( 571 )
( 7,092,630 )
( 7,507,147 ) ( 464 ) ( 15,414,483 )
Recovery of impairment loss of non-financial assets
( 4,939,920 )
Allowances for impairment losses Allowances for impairment losses on earnings assets
Other operating expenses ( 6,219,988 ) General and administrative expenses ( 23,474 ) Other fees and commissions expenses ( 13,302,397 ) Other operating expenses
21,379,778
20,153,279
1,240,908 22,620,686
2,286,701 22,439,980
( 4,197,129 ) 18,423,557
( 4,372,860 ) 18,067,120
Total profit from operation Non-operating income and expense Non-operating income Total profit (loss) before tax Tax benefit (expenses) Total profit (loss) Other comprehensive income,
lainnya, sebelum pajak Pendapatan komprehensif lainnya yang tidak akan direklasifikasi ke laba rugi, sebelum pajak Pendapatan komprehensif lainnya atas pengukuran kembali kewajiban manfaat pasti, sebelum pajak Jumlah pendapatan komprehensif lainnya yang tidak akan direklasifikasi ke laba rugi, sebelum pajak Pendapatan komprehensif lainnya yang akan direklasifikasi ke laba rugi, sebelum pajak Keuntungan (kerugian) selisih kurs penjabaran, sebelum pajak Keuntungan (kerugian) yang belum direalisasi atas perubahan nilai wajar aset keuangan yang tersedia untuk dijual, sebelum pajak Jumlah pendapatan komprehensif lainnya yang akan direklasifikasi ke laba rugi, sebelum pajak Jumlah pendapatan komprehensif lainnya, sebelum pajak Pajak atas pendapatan komprehensif lainnya Jumlah pendapatan komprehensif lainnya, setelah pajak Laba (rugi) yang dapat diatribusikan Laba (rugi) yang dapat diatribusikan ke entitas induk Laba (rugi) yang dapat diatribusikan ke kepentingan non-pengendali Laba rugi komprehensif yang dapat diatribusikan Laba rugi komprehensif yang dapat diatribusikan ke entitas induk Laba rugi komprehensif yang dapat diatribusikan ke kepentingan non-pengendali Laba (rugi) per saham Laba per saham dasar diatribusikan kepada pemilik entitas induk Laba (rugi) per saham dasar dari operasi yang dilanjutkan
before tax Other comprehensive income that will not be reclassified to profit or loss, before tax Other comprehensive income for remeasurement of defined benefit obligation, before tax Total other comprehensive income that will not be reclassified to profit or loss, before tax Other comprehensive income that may be reclassified to profit or loss, before tax Gains (losses) on exchange differences on translation, before tax Unrealised gains (losses) on changes in fair value of available-for-sale financial assets, before tax
441,408
( 85,213 )
441,408
( 85,213 )
4,758
( 28,824 )
( 2,078,914 )
458,226
( 2,074,156 )
429,402 Total other comprehensive income that may be reclassified to profit or loss, before tax 344,189 Total other comprehensive income, before tax
( 1,632,748 )
409,376
( 93,254 )
( 1,223,372 )
250,935
18,416,784
18,059,257
6,773
7,863
17,197,529
18,309,726
2,656
8,329
746.55
Tax on other comprehensive income Total other comprehensive income, after tax Profit (loss) attributable to Profit (loss) attributable to parent entity Profit (loss) attributable to non-controlling interests Comprehensive income attributable to Comprehensive income attributable to parent entity
Comprehensive income attributable to non-controlling interests Earnings (loss) per share Basic earnings per share attributable to equity owners of the parent entity 732.05 Basic earnings (loss) per share from continuing operations
[4410000] Statement of changes in equity - Financial and Sharia Industry - Current Year 30 September 2015 Laporan perubahan ekuitas
Posisi ekuitas Saldo awal periode sebelum penyajian kembali Posisi ekuitas, awal periode Laba (rugi) Pendapatan komprehensif lainnya Pembentukan cadangan khusus Distribusi dividen kas Transaksi ekuitas lainnya Posisi ekuitas, akhir periode
Statement of changes in equity Saham biasa
Tambahan modal disetor
Komponen transaksi ekuitas lainnya
Common stocks
Additional paid-in capital
Other components of equity transactions
Saldo laba yang telah ditentukan penggunaannya-cadangan umum dan wajib Appropriated retained earnings-general and legal reserves
Saldo laba yang telah ditentukan penggunaannya-cadangan khusus
Saldo laba yang belum ditentukan penggunaannya
Ekuitas yang dapat diatribusikan kepada entitas induk
Kepentingan non-pengendali
Ekuitas
Appropriated retained earnings-specific reserves
Unappropriated retained earnings
Equity attributable to parent entity
Non-controlling interests
Equity
6,167,291
2,773,858
( 18,273 )
3,022,684
12,426,476
73,158,614
97,530,650
175,184
97,705,834
6,167,291
2,773,858
( 18,273 )
3,022,684
12,426,476
73,158,614
97,530,650
175,184
97,705,834
18,416,784 0 ( 2,666,581 ) ( 7,272,495 )
18,416,784 ( 1,219,255 ) 0 ( 7,272,495 ) ( 114 ) 107,455,570
6,773 ( 4,117 ) 242 ( 1,473 )
18,423,557 ( 1,223,372 ) 242 ( 7,273,968 ) ( 114 ) 107,632,179
( 1,219,255 ) 2,666,581
6,167,291
2,773,858
( 114 ) ( 1,237,642 )
3,022,684
15,093,057
81,636,322
176,609
Equity position Balance before restatement at beginning of period Equity position, beginning of the period Profit (loss) Other comprehensive income Allocation for specific reserves Distributions of cash dividends Other equity transactions Equity position, end of the period
[4410000] Statement of changes in equity - Financial and Sharia Industry - Prior Year 30 September 2014 Laporan perubahan ekuitas
Posisi ekuitas Saldo awal periode sebelum penyajian kembali Penyesuaian Penerapan awal standar akuntansi baru dan revisi Posisi ekuitas, awal periode Laba (rugi) Pendapatan komprehensif lainnya Pembentukan cadangan khusus Distribusi dividen kas Posisi ekuitas, akhir periode
Statement of changes in equity Saham biasa
Tambahan modal disetor
Komponen transaksi ekuitas lainnya
Common stocks
Additional paid-in capital
Other components of equity transactions
6,167,291
2,773,858
( 645,561 )
Saldo laba yang telah ditentukan penggunaannya-cadangan umum dan wajib Appropriated retained earnings-general and legal reserves
3,022,685
Saldo laba yang telah ditentukan penggunaannya-cadangan khusus
Saldo laba yang belum ditentukan penggunaannya
Ekuitas yang dapat diatribusikan kepada entitas induk
Kepentingan non-pengendali
Ekuitas
Appropriated retained earnings-specific reserves
Unappropriated retained earnings
Equity attributable to parent entity
Non-controlling interests
Equity
7,982,843
59,862,555
79,163,671
163,751
79,327,422
( 127,175 )
248,170
( 1,286 )
246,884
7,982,843
59,735,380 18,059,256
79,411,841 18,059,256 250,470
4,443,632
( 4,443,632 ) ( 6,348,045 ) 67,002,959
162,465 7,864 465 270 ( 2,217 ) 168,847
79,574,306 18,067,120 250,935 270 ( 6,350,262 ) 91,542,369
375,345 6,167,291
2,773,858
( 270,216 )
3,022,685
250,470
6,167,291
2,773,858
( 19,746 )
3,022,685
12,426,475
( 6,348,045 ) 91,373,522
Equity position Balance before restatement at beginning of period Adjustments Initial adoption of new and revised accounting standards Equity position, beginning of the period Profit (loss) Other comprehensive income Allocation for specific reserves Distributions of cash dividends Equity position, end of the period
[4510000] Statement of cash flows, direct method - Financial and Sharia Industry Laporan arus kas
Statement of cash flows 30 September 2015
30 September 2014
Arus kas dari aktivitas operasi Arus kas sebelum perubahan dalam aset dan liabilitas operasi Penerimaan bunga, hasil investasi, provisi, dan komisi Pembayaran bunga dan bonus, provisi dan komisi Penerimaan pendapatan pengelolaan dana sebagai mudharib Pembayaran bagi hasil dana syirkah temporer Pendapatan dari transaksi operasional lainnya Penerimaan kembali aset yang telah dihapusbukukan Pembayaran beban operasional lainnya Penerimaan pendapatan non-operasional Penurunan (kenaikan) aset operasi Penurunan (kenaikan) penempatan pada bank lain dan bank indonesia Penurunan (kenaikan) efek yang diperdagangkan Penurunan (kenaikan) wesel ekspor dan tagihan lainnya Penurunan (kenaikan) pinjaman yang diberikan Penurunan (kenaikan) piutang dan pembiayaan syariah Penurunan (kenaikan) piutang murabahah Penurunan (kenaikan) piutang istishna Penurunan (kenaikan) pinjaman qardh Penurunan (kenaikan) pembiayaan mudharabah Penurunan (kenaikan) pembiayaan musyarakah Penurunan (kenaikan) aset lainnya Kenaikan (penurunan)
60,909,046
( 19,740,023 )
1,836,407
Cash flows from operating activities Cash flows before changes in operating assets and liabilities 52,793,792 Interest, investment income, fees and commissions received ( 15,358,144 ) Payments Of Interest And Bonus Fees And Commissions 1,536,417 Revenue receipts from fund management as mudharib
( 772,159 )
( 766,596 )
7,566,548
4,670,261
1,588,789
1,383,935
( 21,427,324 )
( 19,347,137 )
1,231,940
2,278,710
0
2,796
( 134,112 )
453,553
( 508,692 )
949,133
( 34,734,751 )
( 37,728,851 )
67,721
( 434,726 )
1,398
( 701 )
123,315
( 46,549 )
( 178,935 )
( 46,101 )
( 895,653 )
( 148,485 )
( 6,111,433 )
( 7,372,081 )
Payments of temporary syirkah funds Income from other operating transactions Recoveries of written off assets Payments for other operating expenses Receipts from non-operating income Decrease (increase) in operating assets Decrease (increase) in placements with other banks and bank indonesia Decrease (increase) in marketable securities Decrease (increase) in bills and other receivables Decrease (increase) in loans Decrease (increase) in sharia financing and receivables Decrease (increase) in murabahah receivables Decrease (increase) in istishna receivables Decrease (increase) in qardh funds Decrease (increase) in mudharabah financing Decrease (increase) in musyarakah financing Decrease (increase) in other assets Increase (decrease) in
liabilitas operasi Kenaikan (penurunan) liabilitas segera Kenaikan (penurunan) giro dan tabungan simpanan nasabah Kenaikan (penurunan) deposito berjangka nasabah Kenaikan (penurunan) giro wadiah simpanan nasabah
( 1,073,989 ) 22,024,423
( 10,549,919 )
operating liabilities 2,840,101 Increase (decrease) in obligations due immediately 2,195,523 Increase (decrease) in current accounts and customers savings 56,550,061 Increase (decrease) in customers time deposits
497,203
( 157,732 )
151,602
604,575
1,293,671
1,143,034
( 4,294,587 )
5,292,502
209,651
61,411
2,309,304
( 1,224,686 )
( 610,559 )
50,124,015
Penerimaan dari penjualan (perolehan) aset tetap
( 1,949,002 )
( 1,747,102 )
Pencairan (penempatan) efek-efek yang diperdagangkan Penerimaan (pengeluaran) kas lainnya dari aktivitas investasi Jumlah arus kas bersih yang diperoleh dari (digunakan untuk) aktivitas investasi Arus kas dari aktivitas pendanaan Kenaikan (penurunan) efek yang diterbitkan Penerimaan pinjaman yang diterima Pembayaran pinjaman yang diterima Pembayaran pinjaman subordinasi Pembayaran dividen dari aktivitas pendanaan Penerimaan (pengeluaran) kas lainnya dari aktivitas pendanaan Jumlah arus kas bersih yang diperoleh dari (digunakan untuk) aktivitas pendanaan Jumlah kenaikan (penurunan) bersih kas dan setara kas
( 21,658,191 )
( 26,769,694 )
467
206
( 23,606,726 )
( 28,516,590 )
Kenaikan (penurunan) tabungan wadiah simpanan nasabah Kenaikan (penurunan) deposito wakalah simpanan nasabah Kenaikan (penurunan) simpanan dari bank lain Kenaikan (penurunan) tabungan mudharabah Kenaikan (penurunan) liabilitas lainnya Jumlah arus kas bersih yang diperoleh dari (digunakan untuk) aktivitas operasi Arus kas dari aktivitas investasi
3,267,658 1,469,084 ( 18,771,072 )
Increase (decrease) in customers wadiah demand deposits Increase (decrease) in customers wadiah saving deposits Increase (decrease) in customers wakalah deposits Increase (decrease) in other banks saving deposits Increase (decrease) in mudharabah savings deposits Increase (decrease) in other liabilities Total net cash flows received from (used in) operating activities Cash flows from investing activities Proceeds from disposal (acquisition) of property and equipment Withdrawal (placement) of marketable securities Other cash inflows (outflows) from investing activities Total net cash flows received from (used in) investing activities Cash flows from financing activities Increase (decrease) in securities issued Proceeds from borrowings Payments for borrowings
( 10,867 )
( 10,894 )
( 7,272,496 )
( 6,348,045 )
( 7,046,931 )
0
( 29,833,708 )
( 4,889,855 )
( 54,050,993 )
16,717,570
Payments of subordinated loans Dividends paid from financing activities Other cash inflows (outflows) from financing activities Total net cash flows received from (used in) financing activities Total net increase (decrease) in cash and cash equivalents
Kas dan setara kas arus kas, awal periode Efek perubahan nilai kurs pada kas dan setara kas Kas dan setara kas arus kas, akhir periode
172,731,254
112,050,809
3,385
21,562
118,683,646
128,789,941
Cash and cash equivalents cash flows, beginning of the period Effect of exchange rate changes on cash and cash equivalents Cash and cash equivalents cash flows, end of the period
