Nomor Surat Nama Emiten Kode Emiten Perihal
B.902-DIR/AMK/08/17 Bank Rakyat Indonesia (Persero) Tbk BBRI Penyampaian Laporan Keuangan Interim Yang Ditelaah Secara Terbatas
Perseroan dengan ini menyampaikan laporan keuangan untuk periode 6 Bulan yang berakhir pada 30/06/2017 dengan ikhtisar sebagai berikut :
Informasi mengenai anak perusahaan Perseroan sebagai berikut :
No 1 2
3
4
5
Nama PT Bank BRISyariah PT Bank Rakyat Indonesia Agroniaga Tbk. BRI Remittance Co.Limited (Ltd) Hong Kong PT. Asuransi Jiwa Bringin Jiwa Sejahtera PT BRI Multi finance
Kegiatan Usaha Perbankan
Lokasi Jakarta
Tahun Komersil 2008
Status Operasi Aktif
Perbankan
Jakarta
1990
Remittance
Hongkong
Asuransi
Multi Finance
Jumlah Aset
Satuan
28.506.856
JUTAAN
Mata Uang IDR
Persentase (%) 99.99
Aktif
12.120.040
JUTAAN
IDR
87.23
2005
Aktif
8.480
JUTAAN
IDR
100.0
Jakarta
1987
Aktif
6.677.872
JUTAAN
IDR
91.0
Jakarta
2016
Aktif
2.052.972
JUTAAN
IDR
99.0
Dokumen ini merupakan dokumen resmi Bank Rakyat Indonesia (Persero) Tbk yang tidak memerlukan tanda tangan karena dihasilkan secara elektronik. Bank Rakyat Indonesia (Persero) Tbk bertanggung jawab penuh atas informasi tertera di dalam dokumen ini.
[1000000] General information Informasi umum
General information 30 June 2017
Nama entitas
Bank Rakyat Indonesia (Persero) Tbk
Penjelasan perubahan nama dari akhir periode laporan sebelumnya Kode entitas Nomor identifikasi entitas Industri utama entitas
BBRI AA426 Keuangan dan Syariah / Financial and Sharia Sektor 8. Finance Subsektor 81. Bank Informasi pemegang saham pengendali Indonesian Government Jenis entitas Local Company - Indonesia Jurisdiction Jenis efek yang dicatatkan Saham dan Obligasi / Stock and Bond Jenis papan perdagangan tempat Utama / Main entitas tercatat Apakah merupakan laporan keuangan Entitas grup / Group entity satu entitas atau suatu kelompok entitas Periode penyampaian laporan Kuartal II / Second Quarter keuangan Tanggal awal periode berjalan January 01, 2017 Tanggal akhir periode berjalan June 30, 2017 Tanggal akhir tahun sebelumnya December 31, 2016 Tanggal awal periode sebelumnya January 01, 2016 Tanggal akhir periode sebelumnya June 30, 2016 Mata uang pelaporan Rupiah / IDR Kurs konversi pada tanggal pelaporan jika mata uang penyajian selain rupiah Pembulatan yang digunakan dalam penyajian jumlah dalam laporan keuangan Jenis laporan atas laporan keuangan
Jutaan / In Million
Ditelaah secara Terbatas / Limited Review
Jenis opini auditor Hal yang diungkapkan dalam paragraf pendapat untuk penekanan atas suatu masalah atau paragraf penjelasan lainnya, jika ada Hasil penugasan review Tanggal laporan audit atau hasil laporan July 27, 2017 review Auditor tahun berjalan Purwantono, Sungkoro & Surja Nama partner audit tahun berjalan Hari Purwantono Lama tahun penugasan partner yang menandatangani Auditor tahun sebelumnya Nama partner audit tahun sebelumnya Kepatuhan terhadap pemenuhan peraturan BAPEPAM LK VIII G 11 tentang tanggung jawab direksi atas laporan keuangan
Purwantono, Sungkoro & Surja Hari Purwantono Ya / Yes
Entity name Explanation of change in name from the end of the preceding reporting period Entity code Entity identification number Entity main industry Sector Subsector Controlling shareholder information Type of entity Type of listed securities Type of board on which the entity is listed Whether the financial statements are of an individual entity or a group of entities Period of financial statements submissions Current period start date Current period end date Prior year end date Prior period start date Prior period end date Description of presentation currency Conversion rate at reporting date if presentation currency is other than rupiah Level of rounding used in financial statements Type of report on financial statements Type of auditor's opinion Matters disclosed in emphasis-of-matter or other-matter paragraph, if any
Result of review engagement Date of auditor's opinion or result of review report Current year auditor Name of current year audit signing partner Number of years served as audit signing partner Prior year auditor Name of prior year audit signing partner Whether in compliance with BAPEPAM LK VIII G 11 rules concerning responsibilities of board of directors on financial statements
Kepatuhan terhadap pemenuhan peraturan BAPEPAM LK VIII A dua tentang independensi akuntan yang memberikan jasa audit di pasar modal
Ya / Yes
Whether in compliance with BAPEPAM LK VIII A two rules concerning independence of accountant providing audit services in capital market
[4220000] Statement of financial position presented using order of liquidity Financial and Sharia Industry Laporan posisi keuangan
Statement of financial position 30 June 2017
Aset Kas Giro pada bank indonesia
31 December 2016
38,203,969 57,458,971
25,212,024 55,635,946
10,577,955
10,999,867
50,215
22,848
50,202,775
77,683,134
905,250
459,620
37,935,870
31,002,375
Marketable securities third parties
104,593,675
101,061,727
Marketable securities related parties
( 758 )
( 758 )
Allowance for impairment losses for marketable securities
3,765,899
1,557,370
Securities purchased under agreement to resale Bills and other receivables
5,538,719
9,104,760
28,753
240,712
5,700,902
5,197,938
1,090,289
494,645
148,681
91,657
580,770,103
549,758,360
Bills and other receivables third parties Bills and other receivables related parties Acceptance receivables Acceptance receivables third parties Acceptance receivables related parties Derivative receivables Derivative receivables third parties Loans Loans third parties
87,267,682
93,712,615
Loans related parties
( 29,150,364 )
( 22,184,296 )
Allowance for impairment
Giro pada bank lain Giro pada bank lain pihak ketiga Giro pada bank lain pihak berelasi Penempatan pada bank indonesia dan bank lain Penempatan pada bank indonesia dan bank lain pihak ketiga Penempatan pada bank indonesia dan bank lain pihak berelasi Efek-efek yang diperdagangkan Efek-efek yang diperdagangkan pihak ketiga Efek-efek yang diperdagangkan pihak berelasi Cadangan kerugian penurunan nilai pada efek-efek yang diperdagangkan Efek yang dibeli dengan janji dijual kembali Wesel ekspor dan tagihan lainnya Wesel ekspor dan tagihan lainnya pihak ketiga Wesel ekspor dan tagihan lainnya pihak berelasi Tagihan akseptasi Tagihan akseptasi pihak ketiga Tagihan akseptasi pihak berelasi Tagihan derivatif Tagihan derivatif pihak ketiga Pinjaman yang diberikan Pinjaman yang diberikan pihak ketiga Pinjaman yang diberikan pihak berelasi Cadangan kerugian
Assets Cash Current accounts with bank Indonesia Current accounts with other banks Current accounts with other banks third parties Current accounts with other banks related parties Placements with bank Indonesia and other banks Placements with bank Indonesia and other banks third parties Placements with bank Indonesia and other banks related parties Marketable securities
penurunan nilai pada pinjaman yang diberikan Piutang murabahah Piutang murabahah pihak ketiga Piutang murabahah pihak berelasi Cadangan kerugian penurunan nilai pada piutang murabahah Piutang istishna Piutang istishna pihak ketiga Cadangan kerugian penurunan nilai pada piutang istishna Piutang ijarah Piutang ijarah pihak ketiga Piutang ijarah pihak berelasi Pinjaman qardh Pinjaman qardh pihak ketiga Pinjaman qardh pihak berelasi Cadangan kerugian penurunan nilai pada pinjaman qardh Pembiayaan mudharabah Pembiayaan mudharabah pihak ketiga Pembiayaan mudharabah pihak berelasi Cadangan kerugian penurunan nilai pada pembiayaan mudharabah Pembiayaan musyarakah Pembiayaan musyarakah pihak ketiga Pembiayaan musyarakah pihak berelasi Cadangan kerugian penurunan nilai pada pembiayaan musyarakah Piutang lainnya Piutang lainnya pihak ketiga Cadangan kerugian penurunan nilai pada piutang lainnya Obligasi pemerintah Aset pajak tangguhan Investasi pada entitas anak, ventura bersama, dan entitas asosiasi Investasi pada entitas anak Investasi pada entitas asosiasi Aset tetap
losses for loans
10,893,891
10,697,271
130,075
84,972
( 331,108 )
( 281,710 )
5,154
5,900
( 181 )
( 140 )
718,429
282,545
769
3,636
234,410
291,504
3,939 ( 3,552 )
3,884 Qardh funds related parties ( 2,269 )
1,063,513
1,250,211
30,612
35,371
( 13,182 )
( 14,097 )
5,092,827
4,997,220
350,617
382,610
( 207,230 )
( 193,940 )
2,101,068
2,200,300
( 117,000 )
( 130,000 )
3,317,894 3,267,806
3,318,434 2,520,930
1,646 793 24,618,884
Murabahah receivables Murabahah receivables third parties Murabahah receivables related parties Allowance for impairment losses for murabahah receivables Istishna receivables Istishna receivables third parties Allowance for impairment losses for istishna receivables Ijarah receivables Ijarah receivables third parties Ijarah receivables related parties Qardh funds Qardh funds third parties
Allowance for impairment losses for qardh funds Mudharabah financing Mudharabah financing third parties Mudharabah financing related parties Allowance for impairment losses for mudharabah financing Musyarakah financing Musyarakah financing third parties Musyarakah financing related parties Allowance for impairment losses for musyarakah financing Other receivables Other receivables third parties Allowance for impairment losses for other receivables
Government bonds Deferred tax assets Investments in subsidiaries, joint ventures and associates 1,646 Investments in subsidiaries 793 Investments in associates
24,515,059
Property and equipment
Aset lainnya Jumlah aset Liabilitas, dana syirkah temporer dan ekuitas Liabilitas Liabilitas segera Simpanan nasabah Giro Giro pihak ketiga Giro pihak berelasi
21,088,869 1,027,337,529
13,623,752 1,003,644,426
8,469,627
5,410,313
88,277,995
96,910,036
40,950,935
44,508,984
1,364,073
1,107,149
40,883
20,694
294,450,681
297,998,921
327,709
111,485
4,313,747
4,170,480
8,170
6,281
230,499,940
213,038,606
89,606,884
79,990,772
5,531,655 11,547,048
2,229,538 7,302,398
226,434
347,217
6,791,191
5,692,583
25,850,018
34,908,170
100,000
100,000
25,508,212 2,284,173
22,516,964 2,283,817
1,896
895
632,560 11,699,644 8,966,768
942,401 10,111,453 9,451,203
Giro wadiah Giro wadiah pihak ketiga Giro wadiah pihak berelasi Tabungan Tabungan pihak ketiga Tabungan pihak berelasi Tabungan wadiah Tabungan wadiah pihak ketiga Tabungan wadiah pihak berelasi Deposito berjangka Deposito berjangka pihak ketiga Deposito berjangka pihak berelasi Simpanan dari bank lain Efek yang dijual dengan janji untuk dibeli kembali Liabilitas derivatif Liabilitas derivatif pihak ketiga Liabilitas akseptasi Pinjaman yang diterima Pinjaman yang diterima pihak ketiga Pinjaman yang diterima pihak berelasi Efek yang diterbitkan Obligasi Surat utang jangka menengah Estimasi kerugian komitmen dan kontinjensi Utang pajak Liabilitas lainnya Kewajiban imbalan pasca kerja Pinjaman subordinasi
Other assets Total assets Liabilities, temporary syirkah funds and equity Liabilities Obligations due immediately Customers Deposits Current accounts Current accounts third parties Current accounts related parties Wadiah demand deposits Wadiah demand deposits third parties Wadiah demand deposits related parties Savings Savings third parties Savings related parties Wadiah savings Wadiah savings third parties Wadiah savings related parties Time deposits Time deposits third parties Time deposits related parties Other banks deposits Securities sold with repurchase agreement Derivative payables Derivative payables third parties Acceptance payables Borrowings Borrowings third parties Borrowings related parties Securities issued Bonds Mid-term loans Estimated losses on commitments and contingencies Taxes payable Other liabilities post-employment benefit obligations Subordinated loans
Pinjaman subordinasi pihak ketiga Jumlah liabilitas Dana syirkah temporer Bukan bank Giro mudharabah Tabungan mudharabah Tabungan mudharabah pihak ketiga Tabungan mudharabah pihak berelasi Deposito berjangka mudharabah Deposito berjangka mudharabah pihak ketiga Deposito berjangka mudharabah pihak berelasi Bank Giro mudharabah Deposito berjangka mudharabah Jumlah dana syirkah temporer Ekuitas Ekuitas yang diatribusikan kepada pemilik entitas induk Saham biasa Tambahan modal disetor Komponen ekuitas lainnya Saldo laba (akumulasi kerugian) Saldo laba yang telah ditentukan penggunaanya Cadangan umum dan wajib Saldo laba yang belum ditentukan penggunaannya Jumlah ekuitas yang diatribusikan kepada pemilik entitas induk Kepentingan non-pengendali Jumlah ekuitas Jumlah liabilitas, dana syirkah temporer dan ekuitas
998,182 858,448,425
1,041,880
306
17,063,298
97,622
1,008,510 Subordinated loans third parties 840,168,870 Total liabilities Temporary syirkah funds Non-banks Mudharabah current account Mudharabah saving deposits 983,121 Mudharabah saving deposits third parties Mudharabah saving deposits related parties Mudharabah time deposits 15,590,722 Mudharabah time deposits third parties 89,123
Mudharabah time deposits related parties
Bank Mudharabah current account Mudharabah time deposits 16,662,966 Total temporary syirkah funds Equity Equity attributable to equity owners of parent entity 6,167,291 Common stocks 2,773,858 Additional paid-in capital 0
18,203,106
6,167,291 2,773,858 13,066,451
12,170,722
3,022,685
3,022,685
125,231,165
122,286,786
150,261,450
146,421,342 Total equity attributable to equity owners of parent entity 391,248 Non-controlling interests
424,548 150,685,998 1,027,337,529
146,812,590 1,003,644,426
Other components of equity Retained earnings (deficit) Appropriated retained earnings General and legal reserves Unappropriated retained earnings
Total equity Total liabilities, temporary syirkah funds and equity
[4312000] Statement of profit or loss and other comprehensive income, OCI components presented net of tax, by nature - Financial and Sharia Industry Laporan laba rugi dan penghasilan komprehensif lain
Statement of profit or loss and other comprehensive income 30 June 2017
Pendapatan dan beban operasional Pendapatan bunga Beban bunga Pendapatan asuransi Pendapatan dari premi asuransi Beban asuransi Beban klaim Pendapatan sekuritas Keuntungan (kerugian) dari transaksi perdagangan efek yang telah direalisasi Keuntungan (kerugian) perubahan nilai wajar efek Pendapatan operasional lainnya Pendapatan provisi dan komisi dari transaksi lainnya selain kredit Penerimaan kembali aset yang telah dihapusbukukan Pendapatan operasional lainnya Pembentukan kerugian penurunan nilai Pembentukan penyisihan kerugian penurunan nilai aset produktif Pembentukan penyisihan kerugian penurunan nilai aset non-produktif Beban operasional lainnya Beban umum dan administrasi Beban operasional lainnya Jumlah laba operasional Pendapatan dan beban bukan operasional Pendapatan bukan operasional Jumlah laba (rugi) sebelum pajak penghasilan Pendapatan (beban) pajak Jumlah laba (rugi) dari operasi yang dilanjutkan Jumlah laba (rugi)
30 June 2016
50,667,590 ( 14,309,008 )
46,749,191 ( 14,405,721 )
1,277,904
1,212,775
( 1,158,215 )
( 1,257,634 )
409,092
291,707
40,450
42,735
4,988,845
4,143,440
1,882,916 2,043,347
Provisions and commissions income from transactions other than loan 2,048,737 Revenue from recovery of written-off assets 2,279,413 Other operating income
( 10,754,518 )
( 7,530,494 )
( 114,261 )
( 28,848 )
( 5,756,707 ) ( 13,043,663 )
Operating income and expenses Interest income Interest expenses Insurance income Revenue from insurance premiums Insurance expenses Claim expenses Securities income Realised gains (losses) on trading of marketable securities Gains (losses) on changes in fair value of marketable securities Other operating income
Allowances for impairment losses Allowances for impairment losses on earnings assets
Allowances for impairment losses on non-earnings assets Other operating expenses ( 5,577,580 ) General and administrative expenses ( 12,433,111 ) Other operating expenses
16,173,772
15,534,610
84,169 16,257,941
43,220 15,577,830
( 2,809,449 ) 13,448,492
( 3,395,344 ) 12,182,486
13,448,492
12,182,486
Total profit from operation Non-operating income and expense Non-operating income Total profit (loss) before tax Tax benefit (expenses) Total profit (loss) from continuing operations Total profit (loss)
Pendapatan komprehensif lainnya, setelah pajak Pendapatan komprehensif lainnya yang tidak akan direklasifikasi ke laba rugi, setelah pajak Pendapatan komprehensif lainnya atas keuntungan (kerugian) hasil revaluasi aset tetap, setelah pajak Pendapatan komprehensif lainnya atas pengukuran kembali kewajiban manfaat pasti, setelah pajak Penyesuaian lainnya atas pendapatan komprehensif lainnya yang tidak akan direklasifikasi ke laba rugi, setelah pajak Jumlah pendapatan komprehensif lainnya yang tidak akan direklasifikasi ke laba rugi, setelah pajak Pendapatan komprehensif lainnya yang akan direklasifikasi ke laba rugi, setelah pajak Keuntungan (kerugian) selisih kurs penjabaran, setelah pajak Keuntungan (kerugian) yang belum direalisasi atas perubahan nilai wajar aset keuangan yang tersedia untuk dijual, setelah pajak Penyesuaian reklasifikasi atas aset keuangan tersedia untuk dijual, setelah pajak Jumlah pendapatan komprehensif lainnya yang akan direklasifikasi ke laba rugi, setelah pajak Jumlah pendapatan komprehensif lainnya, setelah pajak Jumlah laba rugi komprehensif Laba (rugi) yang dapat diatribusikan Laba (rugi) yang dapat diatribusikan ke entitas induk Laba (rugi) yang dapat diatribusikan ke kepentingan non-pengendali Laba rugi komprehensif yang dapat diatribusikan Laba rugi komprehensif yang dapat diatribusikan ke entitas induk Laba rugi komprehensif yang dapat diatribusikan ke kepentingan non-pengendali Laba (rugi) per saham
0
( 165,588 )
41,397
( 124,191 )
( 53,501 )
1,413,680
( 327,568 )
1,032,611
908,420
Other comprehensive income, after tax Other comprehensive income that will not be reclassified to profit or loss, after tax 14,315,527 Other comprehensive income for gains (losses) on revaluation of property and equipment, after tax 262,064 Other comprehensive income for remeasurement of defined benefit obligation, after tax ( 556,351 ) Other adjustments to other comprehensive income that will not be reclassified to profit or loss, after tax 14,021,240 Total other comprehensive income that will not be reclassified to profit or loss, after tax Other comprehensive income that may be reclassified to profit or loss, after tax ( 3,486 ) Gains (losses) on exchange differences on translation, after tax 2,776,874 Unrealised gains (losses) on changes in fair value of available-for-sale financial assets, after tax ( 686,550 )
Reclassification adjustments on available-for-sale financial assets, after tax 2,086,838 Total other comprehensive income that may be reclassified to profit or loss, after tax 16,108,078 Total other comprehensive income, after tax
14,356,912
28,290,564
Total comprehensive income Profit (loss) attributable to
13,422,688
12,175,539
25,804
6,947
Profit (loss) attributable to parent entity Profit (loss) attributable to non-controlling interests
14,318,417
28,269,895
38,495
20,669
Comprehensive income attributable to Comprehensive income attributable to parent entity Comprehensive income attributable to non-controlling interests Earnings (loss) per share
Laba per saham dasar diatribusikan kepada pemilik entitas induk Laba (rugi) per saham dasar dari operasi yang dilanjutkan
549.04
Basic earnings per share attributable to equity owners of the parent entity 498.02 Basic earnings (loss) per share from continuing operations
[4410000] Statement of changes in equity - Financial and Sharia Industry - Current Year 30 June 2017 Laporan perubahan ekuitas
Posisi ekuitas Saldo awal periode sebelum penyajian kembali Posisi ekuitas, awal periode Laba (rugi) Pendapatan komprehensif lainnya Distribusi dividen kas Posisi ekuitas, akhir periode
Statement of changes in equity Saham biasa
Tambahan modal disetor
Komponen transaksi ekuitas lainnya
Common stocks
Additional paid-in capital
Other components of equity transactions
Saldo laba yang telah ditentukan penggunaannya-cadangan umum dan wajib Appropriated retained earnings-general and legal reserves
Saldo laba yang belum ditentukan penggunaannya
Ekuitas yang dapat diatribusikan kepada entitas induk
Kepentingan non-pengendali
Ekuitas
Unappropriated retained earnings
Equity attributable to parent entity
Non-controlling interests
Equity
6,167,291
2,773,858
12,170,722
3,022,685
122,286,786
146,421,342
391,248
146,812,590
6,167,291
2,773,858
12,170,722
3,022,685
122,286,786
146,421,342
391,248
146,812,590
13,422,688
13,422,688 895,729 ( 10,478,309 ) 150,261,450
25,804 12,691 ( 5,195 ) 424,548
13,448,492 908,420 ( 10,483,504 ) 150,685,998
895,729 6,167,291
2,773,858
13,066,451
3,022,685
( 10,478,309 ) 125,231,165
Equity position Balance before restatement at beginning of period Equity position, beginning of the period Profit (loss) Other comprehensive income Distributions of cash dividends Equity position, end of the period
[4410000] Statement of changes in equity - Financial and Sharia Industry - Prior Year 30 June 2016 Laporan perubahan ekuitas
Posisi ekuitas Saldo awal periode sebelum penyajian kembali Posisi ekuitas, awal periode Laba (rugi) Pendapatan komprehensif lainnya Distribusi dividen kas Kenaikan (penurunan) ekuitas melalui transaksi saham tresuri Posisi ekuitas, akhir periode
Statement of changes in equity Saham biasa
Tambahan modal disetor
Komponen transaksi ekuitas lainnya
Common stocks
Additional paid-in capital
Other components of equity transactions
Saldo laba yang telah ditentukan penggunaannya-cadangan umum dan wajib Appropriated retained earnings-general and legal reserves
Saldo laba yang telah ditentukan penggunaannya-cadangan khusus
Saldo laba yang belum ditentukan penggunaannya
Ekuitas yang dapat diatribusikan kepada entitas induk
Kepentingan non-pengendali
Ekuitas
Appropriated retained earnings-specific reserves
Unappropriated retained earnings
Equity attributable to parent entity
Non-controlling interests
Equity
6,167,291
2,773,858
( 2,841,309 )
3,022,685
15,093,056
88,617,280
112,832,861
294,318
113,127,179
6,167,291
2,773,858
( 2,841,309 )
3,022,685
15,093,056
88,617,280
112,832,861
294,318
113,127,179
12,175,539
12,175,539 16,094,356 ( 7,619,322 ) ( 132,573 )
6,947 13,722 ( 2,016 )
12,182,486 16,108,078 ( 7,621,338 ) ( 132,573 )
133,350,861
312,971
133,663,832
16,094,356 ( 7,619,322 ) ( 132,573 ) 6,167,291
2,773,858
13,120,474
3,022,685
15,093,056
93,173,497
Equity position Balance before restatement at beginning of period Equity position, beginning of the period Profit (loss) Other comprehensive income Distributions of cash dividends Increase (decrease) in equity through treasury stock transactions Equity position, end of the period
[4510000] Statement of cash flows, direct method - Financial and Sharia Industry Laporan arus kas
Statement of cash flows 30 June 2017
Arus kas dari aktivitas operasi Arus kas sebelum perubahan dalam aset dan liabilitas operasi Penerimaan bunga, hasil investasi, provisi, dan komisi Pembayaran bunga dan bonus, provisi dan komisi Penerimaan pendapatan pengelolaan dana sebagai mudharib Pembayaran bagi hasil dana syirkah temporer Penerimaan premi asuransi Pendapatan dari transaksi operasional lainnya Penerimaan kembali aset yang telah dihapusbukukan Penerimaan pengembalian (pembayaran) pajak penghasilan Pembayaran beban operasional lainnya Penerimaan pendapatan non-operasional Penurunan (kenaikan) aset operasi Penurunan (kenaikan) penempatan pada bank lain dan bank indonesia Penurunan (kenaikan) efek yang diperdagangkan Penurunan (kenaikan) efek yang dibeli dengan janji dijual kembali Penurunan (kenaikan) wesel ekspor dan tagihan lainnya Penurunan (kenaikan) pinjaman yang diberikan Penurunan (kenaikan) piutang dan pembiayaan syariah Penurunan (kenaikan) piutang murabahah Penurunan (kenaikan) piutang istishna Penurunan (kenaikan) pinjaman qardh Penurunan (kenaikan)
49,595,648
( 13,580,558 )
1,370,683
30 June 2016
Cash flows from operating activities Cash flows before changes in operating assets and liabilities 44,061,769 Interest, investment income, fees and commissions received ( 13,814,959 ) Payments Of Interest And Bonus Fees And Commissions 1,298,525 Revenue receipts from fund management as mudharib
( 598,381 )
( 515,979 )
119,689
( 44,859 )
7,003,574
4,079,736
1,882,916
2,057,875
( 6,056,512 )
( 5,100,528 )
( 18,435,154 )
( 13,753,508 )
84,168
701,221
( 266,550 )
98,000
( 1,887,651 )
272,004
( 2,208,529 )
( 278,364 )
3,778,000
( 606,257 )
( 28,282,875 )
( 37,099,848 )
127,847
( 1,000,285 )
( 787 )
731
( 58,322 )
60,731
( 190,542 )
( 301,989 )
Payments of temporary syirkah funds Receipts from insurance premiums Income from other operating transactions Recoveries of written off assets Refunds (payments) of income tax Payments for other operating expenses Receipts from non-operating income Decrease (increase) in operating assets Decrease (increase) in placements with other banks and bank indonesia Decrease (increase) in marketable securities Decrease (increase) in securities purchased under resale agreements Decrease (increase) in bills and other receivables Decrease (increase) in loans Decrease (increase) in sharia financing and receivables Decrease (increase) in murabahah receivables Decrease (increase) in istishna receivables Decrease (increase) in qardh funds Decrease (increase) in
pembiayaan mudharabah Penurunan (kenaikan) pembiayaan musyarakah Penurunan (kenaikan) piutang lainnya Penurunan (kenaikan) aset lainnya Kenaikan (penurunan) liabilitas operasi Kenaikan (penurunan) liabilitas segera Kenaikan (penurunan) giro dan tabungan simpanan nasabah Kenaikan (penurunan) deposito berjangka nasabah Kenaikan (penurunan) giro wadiah simpanan nasabah Kenaikan (penurunan) tabungan wadiah simpanan nasabah Kenaikan (penurunan) deposito wakalah simpanan nasabah Kenaikan (penurunan) simpanan dari bank lain Kenaikan (penurunan) tabungan mudharabah Kenaikan (penurunan) efek yang dijual dengan janji dibeli kembali Kenaikan (penurunan) liabilitas lainnya Jumlah arus kas bersih yang diperoleh dari (digunakan untuk) aktivitas operasi Arus kas dari aktivitas investasi Penerimaan dari penjualan (perolehan) aset tetap Pencairan (penempatan) efek-efek yang diperdagangkan Penerimaan (pengeluaran) kas lainnya dari aktivitas investasi Jumlah arus kas bersih yang diperoleh dari (digunakan untuk) aktivitas investasi Arus kas dari aktivitas pendanaan Kenaikan (penurunan) efek yang diterbitkan Pembayaran pinjaman yang diterima Pembayaran pinjaman
mudharabah financing 50,324
( 51,720 )
85,122 ( 5,286,298 )
( 3,974,653 )
3,049,598
940,305
( 15,522,106 )
( 7,280,566 )
27,077,446
21,511,873
277,113
548,440
145,156
155,226
1,481,075
( 292,589 )
3,302,117
( 4,786,030 )
59,065
101,523
4,244,650
( 1,879,705 )
1,017,261
3,598,806
12,377,187
( 11,295,074 )
( 1,041,164 )
( 2,015,558 )
2,131,374
3,337,349
21
44
1,090,231
1,321,835
5,099,499
8,641,832
( 9,097,978 )
( 8,457,910 )
(0)
( 10,544 )
Decrease (increase) in musyarakah financing Decrease (increase) in other receivables Decrease (increase) in other assets Increase (decrease) in operating liabilities Increase (decrease) in obligations due immediately Increase (decrease) in current accounts and customers savings Increase (decrease) in customers time deposits Increase (decrease) in customers wadiah demand deposits Increase (decrease) in customers wadiah saving deposits Increase (decrease) in customers wakalah deposits Increase (decrease) in other banks saving deposits Increase (decrease) in mudharabah savings deposits Increase (decrease) in securities sold under repurchase agreement Increase (decrease) in other liabilities Total net cash flows received from (used in) operating activities Cash flows from investing activities Proceeds from disposal (acquisition) of property and equipment Withdrawal (placement) of marketable securities Other cash inflows (outflows) from investing activities Total net cash flows received from (used in) investing activities Cash flows from financing activities Increase (decrease) in securities issued Payments for borrowings Payments of subordinated
subordinasi Pembayaran utang obligasi Penjualan (pembelian) dari saham tresuri Pembayaran dividen dari aktivitas pendanaan Penerimaan (pengeluaran) kas lainnya dari aktivitas pendanaan Jumlah arus kas bersih yang diperoleh dari (digunakan untuk) aktivitas pendanaan Jumlah kenaikan (penurunan) bersih kas dan setara kas Kas dan setara kas arus kas, awal periode Efek perubahan nilai kurs pada kas dan setara kas Kas dan setara kas arus kas, akhir periode
( 2,020,000 ) 0
( 132,573 )
( 10,478,309 )
( 7,619,323 ) 0
( 16,496,788 )
( 7,578,518 )
( 3,029,370 )
( 17,551,757 )
188,954,879
163,388,757
37,674
( 12,461 )
185,963,183
145,824,539
loans Payments of bonds payable Sales (purchase) of treasury stocks Dividends paid from financing activities Other cash inflows (outflows) from financing activities Total net cash flows received from (used in) financing activities Total net increase (decrease) in cash and cash equivalents Cash and cash equivalents cash flows, beginning of the period Effect of exchange rate changes on cash and cash equivalents Cash and cash equivalents cash flows, end of the period
