Nomor Surat Nama Emiten Kode Emiten Perihal
134 DIR AMK 02 2017 Bank Rakyat Indonesia (Persero) Tbk BBRI Penyampaian Laporan Keuangan Tahunan
Perseroan dengan ini menyampaikan laporan keuangan untuk Tahun Bulan yang berakhir pada 31/12/2016 dengan ikhtisar sebagai berikut :
Informasi mengenai anak perusahaan Perseroan sebagai berikut :
No 1 2
3
4
5
Nama PT Bank BRISyariah PT Bank Rakyat Indonesia Agroniaga Tbk. BRI Remittance Co.Limited (Ltd) Hong Kong PT. Asuransi Jiwa Bringin Jiwa Sejahtera PT BRI Multi finance
Kegiatan Usaha Perbankan
Lokasi Jakarta
Tahun Komersil 2008
Status Operasi Aktif
Perbankan
Jakarta
1990
Remittance
Hongkong
Asuransi
Multi Finance
Jumlah Aset
Satuan
27.687.188
JUTAAN
Mata Uang IDR
Persentase (%) 99.99
Aktif
11.379.242
JUTAAN
IDR
87.23
2005
Aktif
5.952
JUTAAN
IDR
100.0
Jakarta
1987
Aktif
6.174.156
JUTAAN
IDR
91.0
Jakarta
2016
Aktif
2.399.828
JUTAAN
IDR
99.0
Dokumen ini merupakan dokumen resmi Bank Rakyat Indonesia (Persero) Tbk yang tidak memerlukan tanda tangan karena dihasilkan secara elektronik. Bank Rakyat Indonesia (Persero) Tbk bertanggung jawab penuh atas informasi tertera di dalam dokumen ini.
[1000000] General information Informasi umum
General information 31 December 2016
Nama entitas
Bank Rakyat Indonesia (Persero) Tbk
Penjelasan perubahan nama dari akhir periode laporan sebelumnya Kode entitas Nomor identifikasi entitas Industri utama entitas
BBRI AA426 Keuangan dan Syariah / Financial and Sharia Sektor 8. Finance Subsektor 81. Bank Informasi pemegang saham pengendali Indonesian Government Jenis entitas Local Company - Indonesia Jurisdiction Jenis efek yang dicatatkan Saham dan Obligasi / Stock and Bond Jenis papan perdagangan tempat Utama / Main entitas tercatat Apakah merupakan laporan keuangan Entitas grup / Group entity satu entitas atau suatu kelompok entitas Periode penyampaian laporan Tahunan / Annual keuangan Tanggal awal periode berjalan January 01, 2016 Tanggal akhir periode berjalan December 31, 2016 Tanggal akhir tahun sebelumnya December 31, 2015 Tanggal awal periode sebelumnya January 01, 2015 Tanggal akhir periode sebelumnya December 31, 2015 Mata uang pelaporan Rupiah / IDR Kurs konversi pada tanggal pelaporan jika mata uang penyajian selain rupiah Pembulatan yang digunakan dalam penyajian jumlah dalam laporan keuangan Jenis laporan atas laporan keuangan Jenis opini auditor
Jutaan / In Million
Diaudit / Audited Wajar Tanpa Pengecualian / Unqualified
Hal yang diungkapkan dalam paragraf pendapat untuk penekanan atas suatu masalah atau paragraf penjelasan lainnya, jika ada Hasil penugasan review Tanggal laporan audit atau hasil laporan January 20, 2017 review Auditor tahun berjalan Purwantono, Sungkoro & Surja Nama partner audit tahun berjalan Drs. Hari Purwantono Lama tahun penugasan partner yang menandatangani Auditor tahun sebelumnya Nama partner audit tahun sebelumnya Kepatuhan terhadap pemenuhan peraturan BAPEPAM LK VIII G 11 tentang tanggung jawab direksi atas laporan keuangan
1 Tahun Purwantono, Sungkoro & Surja Sinarta Ya / Yes
Entity name Explanation of change in name from the end of the preceding reporting period Entity code Entity identification number Entity main industry Sector Subsector Controlling shareholder information Type of entity Type of listed securities Type of board on which the entity is listed Whether the financial statements are of an individual entity or a group of entities Period of financial statements submissions Current period start date Current period end date Prior year end date Prior period start date Prior period end date Description of presentation currency Conversion rate at reporting date if presentation currency is other than rupiah Level of rounding used in financial statements Type of report on financial statements Type of auditor's opinion Matters disclosed in emphasis-of-matter or other-matter paragraph, if any
Result of review engagement Date of auditor's opinion or result of review report Current year auditor Name of current year audit signing partner Number of years served as audit signing partner Prior year auditor Name of prior year audit signing partner Whether in compliance with BAPEPAM LK VIII G 11 rules concerning responsibilities of board of directors on financial statements
Kepatuhan terhadap pemenuhan peraturan BAPEPAM LK VIII A dua tentang independensi akuntan yang memberikan jasa audit di pasar modal
Ya / Yes
Whether in compliance with BAPEPAM LK VIII A two rules concerning independence of accountant providing audit services in capital market
[4220000] Statement of financial position presented using order of liquidity Financial and Sharia Industry Laporan posisi keuangan
Statement of financial position 31 December 2016
Aset Kas Giro pada bank indonesia
31 December 2015
25,212,024 55,635,946
28,771,635 61,717,798
10,999,867
8,667,640
22,848
68,452
77,683,134
48,784,164
459,620
1,050,500
30,421,597
23,342,521
Marketable securities third parties
101,061,727
101,548,772
Marketable securities related parties
( 758 )
( 758 )
Allowance for impairment losses for marketable securities
1,557,370
845,125
Securities purchased under agreement to resale Bills and other receivables
9,104,760
7,157,449
240,712
123,434
5,197,938
4,451,893
494,645
711,578
Bills and other receivables third parties Bills and other receivables related parties Acceptance receivables Acceptance receivables third parties Acceptance receivables related parties Derivative receivables Derivative receivables third parties Loans Loans third parties
Giro pada bank lain Giro pada bank lain pihak ketiga Giro pada bank lain pihak berelasi Penempatan pada bank indonesia dan bank lain Penempatan pada bank indonesia dan bank lain pihak ketiga Penempatan pada bank indonesia dan bank lain pihak berelasi Efek-efek yang diperdagangkan Efek-efek yang diperdagangkan pihak ketiga Efek-efek yang diperdagangkan pihak berelasi Cadangan kerugian penurunan nilai pada efek-efek yang diperdagangkan Efek yang dibeli dengan janji dijual kembali Wesel ekspor dan tagihan lainnya Wesel ekspor dan tagihan lainnya pihak ketiga Wesel ekspor dan tagihan lainnya pihak berelasi Tagihan akseptasi Tagihan akseptasi pihak ketiga Tagihan akseptasi pihak berelasi Tagihan derivatif Tagihan derivatif pihak ketiga Pinjaman yang diberikan Pinjaman yang diberikan pihak ketiga Pinjaman yang diberikan pihak berelasi Cadangan kerugian
Assets Cash Current accounts with bank Indonesia Current accounts with other banks Current accounts with other banks third parties Current accounts with other banks related parties Placements with bank Indonesia and other banks Placements with bank Indonesia and other banks third parties Placements with bank Indonesia and other banks related parties Marketable securities
91,657
549,758,360
471,350,379
93,712,615
93,130,159
Loans related parties
( 22,184,296 )
( 17,162,183 )
Allowance for impairment
penurunan nilai pada pinjaman yang diberikan Piutang murabahah Piutang murabahah pihak ketiga Piutang murabahah pihak berelasi Cadangan kerugian penurunan nilai pada piutang murabahah Piutang istishna Piutang istishna pihak ketiga Cadangan kerugian penurunan nilai pada piutang istishna Piutang ijarah Piutang ijarah pihak ketiga Piutang ijarah pihak berelasi Pinjaman qardh Pinjaman qardh pihak ketiga Pinjaman qardh pihak berelasi Cadangan kerugian penurunan nilai pada pinjaman qardh Pembiayaan mudharabah Pembiayaan mudharabah pihak ketiga Pembiayaan mudharabah pihak berelasi Cadangan kerugian penurunan nilai pada pembiayaan mudharabah Pembiayaan musyarakah Pembiayaan musyarakah pihak ketiga Pembiayaan musyarakah pihak berelasi Cadangan kerugian penurunan nilai pada pembiayaan musyarakah Piutang lainnya Piutang lainnya pihak ketiga Obligasi pemerintah Aset pajak tangguhan Investasi yang dicatat dengan menggunakan metode ekuitas Investasi pada entitas anak, ventura bersama, dan entitas asosiasi Investasi pada entitas anak Investasi pada entitas asosiasi Aset tetap Aset lainnya
losses for loans
10,411,090
9,988,662
84,972
14,612
( 281,709 )
( 222,925 )
5,900
7,428
( 140 )
( 187 )
3,636
20,545
282,545
25,714
291,504
398,796
3,884 ( 2,270 )
Murabahah receivables Murabahah receivables third parties Murabahah receivables related parties Allowance for impairment losses for murabahah receivables Istishna receivables Istishna receivables third parties Allowance for impairment losses for istishna receivables Ijarah receivables Ijarah receivables third parties Ijarah receivables related parties Qardh funds Qardh funds third parties
77 Qardh funds related parties ( 11,338 )
Allowance for impairment losses for qardh funds
3,318,434 2,520,930
3,815,958 1,983,774 262,891
1,646 793
1,646 4,593
Mudharabah financing Mudharabah financing third parties Mudharabah financing related parties Allowance for impairment losses for mudharabah financing Musyarakah financing Musyarakah financing third parties Musyarakah financing related parties Allowance for impairment losses for musyarakah financing Other receivables Other receivables third parties Government bonds Deferred tax assets Investments accounted for using equity method Investments in subsidiaries, joint ventures and associates Investments in subsidiaries Investments in associates
24,515,059 14,490,711
8,039,280 13,497,858
Property and equipment Other assets
1,250,211
1,121,466
35,371 ( 14,097 )
( 14,901 )
4,997,220
5,036,706
382,610 ( 193,940 )
( 102,901 )
2,070,300
Jumlah aset Liabilitas, dana syirkah temporer dan ekuitas Liabilitas Liabilitas segera Simpanan nasabah Giro Giro pihak ketiga Giro pihak berelasi
1,003,644,426
878,426,312
5,410,313
5,138,562
96,910,036
79,727,184
44,508,984
33,702,159
1,107,149
933,197
20,694
4,548
297,998,921
267,911,092
111,485
147,773
4,167,021
3,711,483
9,740
4,446
213,038,606
206,195,338
79,990,772
61,689,066
2,229,538 7,302,398
11,165,073 11,377,958
347,217
445,753
5,692,583
5,163,471
34,908,170
35,380,358
100,000
100,000
22,516,964 2,283,817
9,847,610 673,493
895
1,242
942,401 10,111,453 9,451,203
1,497,262 7,392,766 8,063,738
1,008,510
56,468
Giro wadiah Giro wadiah pihak ketiga Giro wadiah pihak berelasi Tabungan Tabungan pihak ketiga Tabungan pihak berelasi Tabungan wadiah Tabungan wadiah pihak ketiga Tabungan wadiah pihak berelasi Deposito berjangka Deposito berjangka pihak ketiga Deposito berjangka pihak berelasi Simpanan dari bank lain Efek yang dijual dengan janji untuk dibeli kembali Liabilitas derivatif Liabilitas derivatif pihak ketiga Liabilitas akseptasi Pinjaman yang diterima Pinjaman yang diterima pihak ketiga Pinjaman yang diterima pihak berelasi Efek yang diterbitkan Obligasi Surat utang jangka menengah Estimasi kerugian komitmen dan kontinjensi Utang pajak Liabilitas lainnya Kewajiban imbalan pasca kerja Pinjaman subordinasi Pinjaman subordinasi
Total assets Liabilities, temporary syirkah funds and equity Liabilities Obligations due immediately Customers Deposits Current accounts Current accounts third parties Current accounts related parties Wadiah demand deposits Wadiah demand deposits third parties Wadiah demand deposits related parties Savings Savings third parties Savings related parties Wadiah savings Wadiah savings third parties Wadiah savings related parties Time deposits Time deposits third parties Time deposits related parties Other banks deposits Securities sold with repurchase agreement Derivative payables Derivative payables third parties Acceptance payables Borrowings Borrowings third parties Borrowings related parties Securities issued Bonds Mid-term loans Estimated losses on commitments and contingencies Taxes payable Other liabilities post-employment benefit obligations Subordinated loans Subordinated loans third
pihak ketiga Jumlah liabilitas Dana syirkah temporer Bukan bank Giro mudharabah Tabungan mudharabah Tabungan mudharabah pihak ketiga Deposito berjangka mudharabah Deposito berjangka mudharabah pihak ketiga Deposito berjangka mudharabah pihak berelasi Bank Giro mudharabah Deposito berjangka mudharabah Jumlah dana syirkah temporer Ekuitas Ekuitas yang diatribusikan kepada pemilik entitas induk Saham biasa Tambahan modal disetor Komponen ekuitas lainnya Saldo laba (akumulasi kerugian) Saldo laba yang telah ditentukan penggunaanya Cadangan umum dan wajib Cadangan khusus Saldo laba yang belum ditentukan penggunaannya Jumlah ekuitas yang diatribusikan kepada pemilik entitas induk Kepentingan non-pengendali Jumlah ekuitas Jumlah liabilitas, dana syirkah temporer dan ekuitas
840,168,870
983,121
15,586,696
93,149
0
16,662,966
6,167,291 2,773,858
parties 750,330,040 Total liabilities Temporary syirkah funds Non-banks Mudharabah current account Mudharabah saving deposits 696,198 Mudharabah saving deposits third parties Mudharabah time deposits 14,058,802 Mudharabah time deposits third parties 214,093
Bank Mudharabah current account Mudharabah time deposits 14,969,093 Total temporary syirkah funds Equity Equity attributable to equity owners of parent entity 6,167,291 Common stocks 2,773,858 Additional paid-in capital
12,170,722
( 2,841,309 )
3,022,685
3,022,685
122,286,786
146,421,342
391,248 146,812,590 1,003,644,426
Mudharabah time deposits related parties
Other components of equity Retained earnings (deficit) Appropriated retained earnings
General and legal reserves 15,093,056 Specific reserves 88,617,280
Unappropriated retained earnings
112,832,861 Total equity attributable to equity owners of parent entity 294,318 Non-controlling interests 113,127,179 878,426,312
Total equity Total liabilities, temporary syirkah funds and equity
[4312000] Statement of profit or loss and other comprehensive income, OCI components presented net of tax, by nature - Financial and Sharia Industry Laporan laba rugi dan penghasilan komprehensif lain
Statement of profit or loss and other comprehensive income 31 December 2016
Pendapatan dan beban operasional Pendapatan bunga Beban bunga Pendapatan asuransi Pendapatan dari premi asuransi Beban asuransi Beban klaim Pendapatan sekuritas Keuntungan (kerugian) dari transaksi perdagangan efek yang telah direalisasi Keuntungan (kerugian) perubahan nilai wajar efek Pendapatan operasional lainnya Pendapatan provisi dan komisi dari transaksi lainnya selain kredit Penerimaan kembali aset yang telah dihapusbukukan Keuntungan (kerugian) selisih kurs mata uang asing Pendapatan operasional lainnya Pemulihan penyisihan kerugian penurunan nilai Pemulihan penyisihan kerugian penurunan nilai aset keuangan Pemulihan penyisihan kerugian penurunan nilai aset non-keuangan Pemulihan penyisihan estimasi kerugian atas komitmen dan kontinjensi Beban operasional lainnya Beban umum dan administrasi Beban operasional lainnya Jumlah laba operasional Pendapatan dan beban bukan operasional Pendapatan bukan operasional Jumlah laba (rugi) sebelum pajak
94,787,989 ( 27,211,975 ) 2,474,579
( 2,410,192 ) 447,580
31,025
9,222,558
31 December 2015
Operating income and expenses 85,434,037 Interest income ( 27,154,270 ) Interest expenses Insurance income Revenue from insurance premiums Insurance expenses Claim expenses Securities income 86,485 Realised gains (losses) on trading of marketable securities Gains (losses) on changes in fair value of marketable securities Other operating income 7,355,973
4,496,825
Provisions and commissions income from transactions other than loan 3,788,388 Revenue from recovery of written-off assets 467,167 Gains (losses) on changes in foreign exchange rates
3,015,124
2,157,471
Other operating income Recovery of impairment loss
( 13,700,241 )
( 8,891,305 )
Recovery of impairment loss of financial assets
( 90,757 )
( 8,056 )
Recovery of impairment loss of non-financial assets
347
( 11,975,745 ) ( 25,122,575 )
( 844 ) Recovery of estimated loss of commitments and contingency Other operating expenses ( 10,380,547 ) General and administrative expenses ( 20,895,149 ) Other operating expenses
33,964,542
31,959,350
9,228 33,973,770
534,668 32,494,018
Total profit from operation Non-operating income and expense Non-operating income Total profit (loss) before tax
penghasilan Pendapatan (beban) pajak Jumlah laba (rugi) dari operasi yang dilanjutkan Jumlah laba (rugi) Pendapatan komprehensif lainnya, setelah pajak Pendapatan komprehensif lainnya yang tidak akan direklasifikasi ke laba rugi, setelah pajak Pendapatan komprehensif lainnya atas keuntungan (kerugian) hasil revaluasi aset tetap, setelah pajak Pendapatan komprehensif lainnya atas pengukuran kembali kewajiban manfaat pasti, setelah pajak Penyesuaian lainnya atas pendapatan komprehensif lainnya yang tidak akan direklasifikasi ke laba rugi, setelah pajak Jumlah pendapatan komprehensif lainnya yang tidak akan direklasifikasi ke laba rugi, setelah pajak Pendapatan komprehensif lainnya yang akan direklasifikasi ke laba rugi, setelah pajak Keuntungan (kerugian) selisih kurs penjabaran, setelah pajak Keuntungan (kerugian) yang belum direalisasi atas perubahan nilai wajar aset keuangan yang tersedia untuk dijual, setelah pajak Penyesuaian lainnya atas pendapatan komprehensif lainnya yang akan direklasifikasi ke laba rugi, setelah pajak Jumlah pendapatan komprehensif lainnya yang akan direklasifikasi ke laba rugi, setelah pajak Jumlah pendapatan komprehensif lainnya, setelah pajak Jumlah laba rugi komprehensif Laba (rugi) yang dapat diatribusikan Laba (rugi) yang dapat diatribusikan ke entitas induk Laba (rugi) yang dapat diatribusikan ke kepentingan non-pengendali Laba rugi komprehensif yang dapat diatribusikan
( 7,745,779 ) 26,227,991 26,227,991
14,315,527
165,615
( 532,239 )
13,948,903
( 25,579 )
1,641,313
( 7,083,230 ) 25,410,788
Tax benefit (expenses) Total profit (loss) from continuing operations 25,410,788 Total profit (loss) Other comprehensive income, after tax Other comprehensive income that will not be reclassified to profit or loss, after tax Other comprehensive income for gains (losses) on revaluation of property and equipment, after tax 555,776 Other comprehensive income for remeasurement of defined benefit obligation, after tax ( 138,944 ) Other adjustments to other comprehensive income that will not be reclassified to profit or loss, after tax
416,832 Total other comprehensive income that will not be reclassified to profit or loss, after tax Other comprehensive income that may be reclassified to profit or loss, after tax ( 7,399 ) Gains (losses) on exchange differences on translation, after tax ( 1,264,123 ) Unrealised gains (losses) on changes in fair value of available-for-sale financial assets, after tax
( 412,621 )
316,032 Other adjustments to other comprehensive income that may be reclassified to profit or loss, after tax
1,203,113
( 955,490 ) Total other comprehensive income that may be reclassified to profit or loss, after tax ( 538,658 ) Total other comprehensive income, after tax
15,152,016
41,380,007
24,872,130
Total comprehensive income Profit (loss) attributable to
26,195,772
25,397,742
32,219
13,046
Profit (loss) attributable to parent entity Profit (loss) attributable to non-controlling interests Comprehensive income attributable to
Laba rugi komprehensif yang dapat diatribusikan ke entitas induk Laba rugi komprehensif yang dapat diatribusikan ke kepentingan non-pengendali Laba (rugi) per saham Laba per saham dasar diatribusikan kepada pemilik entitas induk Laba (rugi) per saham dasar dari operasi yang dilanjutkan
41,340,376
24,861,081
39,631
11,049
1,071.51
Comprehensive income attributable to parent entity
Comprehensive income attributable to non-controlling interests Earnings (loss) per share Basic earnings per share attributable to equity owners of the parent entity 1,030.43 Basic earnings (loss) per share from continuing operations
[4410000] Statement of changes in equity - Financial and Sharia Industry - Current Year 31 December 2016 Laporan perubahan ekuitas
Posisi ekuitas Saldo awal periode sebelum penyajian kembali Posisi ekuitas, awal periode Laba (rugi) Pendapatan komprehensif lainnya Distribusi dividen kas Kenaikan (penurunan) ekuitas melalui transaksi saham tresuri Perubahan kepentingan non-pengendali atas akuisisi entitas anak Transaksi ekuitas lainnya Posisi ekuitas, akhir periode
Statement of changes in equity Saham biasa
Tambahan modal disetor
Komponen transaksi ekuitas lainnya
Common stocks
Additional paid-in capital
Other components of equity transactions
Saldo laba yang telah ditentukan penggunaannya-cadangan umum dan wajib Appropriated retained earnings-general and legal reserves
Saldo laba yang belum ditentukan penggunaannya
Ekuitas yang dapat diatribusikan kepada entitas induk
Kepentingan non-pengendali
Ekuitas
Unappropriated retained earnings
Equity attributable to parent entity
Non-controlling interests
Equity
6,167,291
2,773,858
( 2,841,309 )
18,115,741
88,617,280
112,832,861
294,318
113,127,179
6,167,291
2,773,858
( 2,841,309 )
18,115,741
88,617,280
112,832,861
294,318
113,127,179
26,195,772
26,195,772 15,144,604 ( 7,619,322 ) ( 132,573 )
32,219 7,412 ( 1,994 )
26,227,991 15,152,016 ( 7,621,316 ) ( 132,573 )
( 4,405 )
( 4,405 )
63,698 391,248
63,698 146,812,590
15,144,604 ( 7,619,322 ) ( 132,573 )
6,167,291
2,773,858
12,170,722
( 15,093,056 ) 3,022,685
15,093,056 122,286,786
146,421,342
Equity position Balance before restatement at beginning of period Equity position, beginning of the period Profit (loss) Other comprehensive income Distributions of cash dividends Increase (decrease) in equity through treasury stock transactions Changes in non-controlling interests due to acquisition of subsidiaries Other equity transactions Equity position, end of the period
[4410000] Statement of changes in equity - Financial and Sharia Industry - Prior Year 31 December 2015 Laporan perubahan ekuitas
Posisi ekuitas Saldo awal periode sebelum penyajian kembali Posisi ekuitas, awal periode Laba (rugi) Pendapatan komprehensif lainnya Pembentukan cadangan khusus Distribusi dividen kas Kenaikan (penurunan) ekuitas melalui transaksi saham tresuri Perubahan kepentingan non-pengendali atas akuisisi entitas anak Posisi ekuitas, akhir periode
Statement of changes in equity Saham biasa
Tambahan modal disetor
Komponen transaksi ekuitas lainnya
Common stocks
Additional paid-in capital
Other components of equity transactions
Saldo laba yang telah ditentukan penggunaannya-cadangan umum dan wajib Appropriated retained earnings-general and legal reserves
Saldo laba yang telah ditentukan penggunaannya-cadangan khusus
Saldo laba yang belum ditentukan penggunaannya
Ekuitas yang dapat diatribusikan kepada entitas induk
Kepentingan non-pengendali
Ekuitas
Appropriated retained earnings-specific reserves
Unappropriated retained earnings
Equity attributable to parent entity
Non-controlling interests
Equity
6,167,291
2,773,858
( 18,273 )
3,022,685
12,426,475
73,158,614
97,530,650
175,184
97,705,834
6,167,291
2,773,858
( 18,273 )
3,022,685
12,426,475
73,158,614
97,530,650
175,184
97,705,834
25,397,742
25,397,742 ( 536,661 )
13,046 ( 1,997 )
25,410,788 ( 538,658 )
( 7,272,495 ) ( 2,286,375 )
( 1,189 )
( 7,273,684 ) ( 2,286,375 )
109,274
109,274
294,318
113,127,179
( 536,661 ) 2,666,581
( 2,666,581 ) ( 7,272,495 )
( 2,286,375 )
6,167,291
2,773,858
( 2,841,309 )
3,022,685
15,093,056
88,617,280
112,832,861
Equity position Balance before restatement at beginning of period Equity position, beginning of the period Profit (loss) Other comprehensive income Allocation for specific reserves Distributions of cash dividends Increase (decrease) in equity through treasury stock transactions Changes in non-controlling interests due to acquisition of subsidiaries Equity position, end of the period
[4510000] Statement of cash flows, direct method - Financial and Sharia Industry Laporan arus kas
Statement of cash flows 31 December 2016
Arus kas dari aktivitas operasi Arus kas sebelum perubahan dalam aset dan liabilitas operasi Penerimaan bunga, hasil investasi, provisi, dan komisi Pembayaran bunga dan bonus, provisi dan komisi Penerimaan pendapatan pengelolaan dana sebagai mudharib Pembayaran bagi hasil dana syirkah temporer Penerimaan premi asuransi Penerimaan klaim reasuransi Pendapatan dari transaksi operasional lainnya Penerimaan kembali aset yang telah dihapusbukukan Penerimaan pengembalian (pembayaran) pajak penghasilan Pembayaran beban operasional lainnya Penerimaan pendapatan non-operasional Penurunan (kenaikan) aset operasi Penurunan (kenaikan) penempatan pada bank lain dan bank indonesia Penurunan (kenaikan) efek yang diperdagangkan Penurunan (kenaikan) efek yang dibeli dengan janji dijual kembali Penurunan (kenaikan) wesel ekspor dan tagihan lainnya Penurunan (kenaikan) pinjaman yang diberikan Penurunan (kenaikan) investasi sewa Penurunan (kenaikan) piutang dan pembiayaan syariah Penurunan (kenaikan) piutang murabahah Penurunan (kenaikan)
91,595,203
( 26,038,559 )
2,636,677
( 1,035,502 )
31 December 2015
Cash flows from operating activities Cash flows before changes in operating assets and liabilities 82,595,882 Interest, investment income, fees and commissions received ( 26,101,932 ) Payments Of Interest And Bonus Fees And Commissions 2,426,292 Revenue receipts from fund management as mudharib ( 1,013,170 )
2,474,579 ( 2,410,192 ) 9,333,633
9,544,614
4,511,717
3,800,055
( 6,182,996 )
( 7,000,011 )
( 35,297,823 )
( 25,782,430 )
479
523,028
100,000
( 100,000 )
254,367
( 800,992 )
( 712,245 )
38,158,470
( 2,064,589 )
3,247,102
( 87,463,887 )
( 77,198,420 )
( 2,214,946 )
( 551,572 ) 1,575
Payments of temporary syirkah funds Receipts from insurance premiums Receipts from reinsurance claims Income from other operating transactions Recoveries of written off assets Refunds (payments) of income tax Payments for other operating expenses Receipts from non-operating income Decrease (increase) in operating assets Decrease (increase) in placements with other banks and bank indonesia Decrease (increase) in marketable securities Decrease (increase) in securities purchased under resale agreements Decrease (increase) in bills and other receivables
Decrease (increase) in loans Decrease (increase) in lease investments Decrease (increase) in sharia financing and receivables 17,463 Decrease (increase) in murabahah receivables 2,954 Decrease (increase) in
piutang istishna Penurunan (kenaikan) pinjaman qardh Penurunan (kenaikan) pembiayaan mudharabah Penurunan (kenaikan) pembiayaan musyarakah Penurunan (kenaikan) aset ijarah Penurunan (kenaikan) aset lainnya Kenaikan (penurunan) liabilitas operasi Kenaikan (penurunan) liabilitas segera Kenaikan (penurunan) giro dan tabungan simpanan nasabah Kenaikan (penurunan) deposito berjangka nasabah Kenaikan (penurunan) giro wadiah simpanan nasabah
112,553
193,052
( 163,312 )
( 304,803 )
( 413,514 )
( 1,065,343 )
( 239,922 ) ( 662,511 )
( 2,388,153 )
264,342
( 1,899,903 )
58,041,218
59,335,422
25,144,974
( 15,573,140 )
190,098
315,832
460,832
417,270
1,406,950
1,855,767
( 8,935,535 )
2,509,681
286,923
322,382
Kenaikan (penurunan) efek yang dijual dengan janji dibeli kembali Kenaikan (penurunan) liabilitas lainnya Jumlah arus kas bersih yang diperoleh dari (digunakan untuk) aktivitas operasi Arus kas dari aktivitas investasi
( 4,075,560 )
( 4,434,003 )
3,417,378
3,963,481
21,770,833
45,566,447
Penerimaan dari penyertaan saham dalam klasifikasi dimiliki hingga jatuh tempo dan tersedia untuk dijual Penerimaan dividen dari aktivitas investasi Penerimaan dari penjualan (perolehan) aset tetap
328,455
( 53,441,154 )
235
483
( 3,653,072 )
( 3,285,398 )
( 3,324,382 )
( 56,726,069 )
Kenaikan (penurunan) tabungan wadiah simpanan nasabah Kenaikan (penurunan) deposito wakalah simpanan nasabah Kenaikan (penurunan) simpanan dari bank lain Kenaikan (penurunan) tabungan mudharabah
Jumlah arus kas bersih yang diperoleh dari (digunakan untuk) aktivitas investasi Arus kas dari aktivitas pendanaan
istishna receivables Decrease (increase) in qardh funds Decrease (increase) in mudharabah financing Decrease (increase) in musyarakah financing Decrease (increase) in ijarah assets Decrease (increase) in other assets Increase (decrease) in operating liabilities Increase (decrease) in obligations due immediately Increase (decrease) in current accounts and customers savings Increase (decrease) in customers time deposits Increase (decrease) in customers wadiah demand deposits Increase (decrease) in customers wadiah saving deposits Increase (decrease) in customers wakalah deposits Increase (decrease) in other banks saving deposits Increase (decrease) in mudharabah savings deposits Increase (decrease) in securities sold under repurchase agreement Increase (decrease) in other liabilities Total net cash flows received from (used in) operating activities Cash flows from investing activities Proceeds from equity investments classified as held-to-maturity and available-for-sale Dividends received from investing activities Proceeds from disposal (acquisition) of property and equipment Total net cash flows received from (used in) investing activities Cash flows from financing activities
Penerimaan pinjaman yang diterima Pembayaran pinjaman yang diterima Penerimaan dari penerbitan obligasi Pembayaran utang obligasi Obligasi subordinasi yang diterbitkan Pembayaran obligasi subordinasi Penjualan (pembelian) dari saham tresuri Pembayaran dividen dari aktivitas pendanaan Jumlah arus kas bersih yang diperoleh dari (digunakan untuk) aktivitas pendanaan Jumlah kenaikan (penurunan) bersih kas dan setara kas Kas dan setara kas arus kas, awal periode Efek perubahan nilai kurs pada kas dan setara kas Kenaikan (penurunan) kas dan setara kas lainnya Kas dan setara kas arus kas, akhir periode
9,930,290
Proceeds from borrowings
( 647,350 )
Payments for borrowings
15,510,825
4,845,207 Proceeds from bonds issuance
( 980,000 ) 952,042
( 3,390,000 )
( 21,114 ) ( 132,573 )
( 2,286,375 )
( 7,621,316 )
( 7,273,684 )
7,081,628
1,804,324
25,528,079
( 9,355,298 )
163,388,757
172,731,255
1,279
12,800
36,764 188,954,879
163,388,757
Payments of bonds payable Subordinated bonds issued Payments of subordinated bonds Sales (purchase) of treasury stocks Dividends paid from financing activities Total net cash flows received from (used in) financing activities Total net increase (decrease) in cash and cash equivalents Cash and cash equivalents cash flows, beginning of the period Effect of exchange rate changes on cash and cash equivalents Other increase (decrease) in cash and cash equivalents Cash and cash equivalents cash flows, end of the period
