/E&KZD^/W D 'E'^,D ^ŚĂƌĞŚŽůĚĞƌƐ/ŶĨŽƌŵĂƟŽŶ
/ŶĨŽƌŵĂƐŝWĞŵĞŐĂŶŐ^ĂŚĂŵ ^ŚĂƌĞŚŽůĚĞƌƐ/ŶĨŽƌŵĂƟŽŶ Struktur Pemegang Saham Bank hingga Pemegang Saham Pengendali Akhir dŚĞĂŶŬ͛Ɛ^ŚĂƌĞŚŽůĚĞƌƐ^ƚƌƵĐƚƵƌĞƵƉƚŽƚŚĞhůƟŵĂƚĞ^ŚĂƌĞŚŽůĚĞƌ
Mizuho Financial ! % Group Inc. ϭϬϬй
WdĂŶŬEĞŐĂƌĂ/ŶĚŽŶĞƐŝĂ;WĞƌƐĞƌŽͿdďŬ͘ !% ;E/Ϳ ϭй
Mizuho""% Bank, Ltd. ϵϵй
PT Bank Mizuho Indonesia
Kelompok Usaha Bank dan Kepemilikan Saham ĸůŝĂƚĞŽŵƉĂŶŝĞƐĂŶĚKǁŶĞƌƐŚŝƉŽĨ^ŚĂƌĞƐ Pemegang Saham pengendali akhir PT Bank Mizuho Indonesia adalah Mizuho Financial Group, Inc. Pemegang saham mayoritas Bank adalah Mizuho Bank, Limited, adalah anggota kelompok perusahaan yang dimiliki oleh Mizuho Financial Group, Inc. yang merupakan pemegang saham pengendali akhir Bank.
dŚĞ ƵůƟŵĂƚĞ ƐŚĂƌĞŚŽůĚĞƌ ŽĨ Wd ĂŶŬ DŝnjƵŚŽ /ŶĚŽŶĞƐŝĂ ŝƐ DŝnjƵŚŽ Financial Group, Inc. The majority shareholder of the Bank is Mizuho Bank, Limited, which is a member of a group of companies that belong ƚŽƚŚĞDŝnjƵŚŽ&ŝŶĂŶĐŝĂů'ƌŽƵƉ͕/ŶĐ͕͘ĂƐƚŚĞƵůƟŵĂƚĞƐŚĂƌĞŚŽůĚĞƌŽĨƚŚĞ Bank.
WdĂŶŬDŝnjƵŚŽ/ŶĚŽŶĞƐŝĂƟĚĂŬŵĞŵŝůŝŬŝĂŶĂŬƉĞƌƵƐĂŚĂĂŶ͘
Wd ĂŶŬ DŝnjƵŚŽ /ŶĚŽŶĞƐŝĂ ĚŽĞƐ ŶŽƚ ŚĂǀĞ ĂŶLJ ĂĸůŝĂƚĞ ĐŽŵƉĂŶLJͬ subsidiary.
^ĞƟĂƉĂŶŐŐŽƚĂŝƌĞŬƐŝŵĂƵƉƵŶĞǁĂŶ<ŽŵŝƐĂƌŝƐƟĚĂŬŵĞŵŝůŝŬŝƐĂŚĂŵ apapun pada Bank.
EŽŶĞ ŽĨ ƚŚĞ ŵĞŵďĞƌƐ ŽĨ ƚŚĞ ŽĂƌĚ ŽĨ ŝƌĞĐƚŽƌƐ Žƌ ƚŚĞ ŽĂƌĚ ŽĨ Commissioners own any share in the Bank.
102
Wd͘E<D/h,K/EKE ^/ϮϬϭϰEEh>Z WKZd
Pemegang Saham Pengendali Akhir dŚĞhůƟŵĂƚĞ^ŚĂƌĞŚŽůĚĞƌ Pemegang Saham pengendali akhir PT Bank Mizuho Indonesia adalah Mizuho Financial Group, Inc.
dŚĞ ƵůƟŵĂƚĞ ƐŚĂƌĞŚŽůĚĞƌ ŽĨ Wd ĂŶŬ DŝnjƵŚŽ /ŶĚŽŶĞƐŝĂ ŝƐ DŝnjƵŚŽ Financial Group, Inc.
Mizuho Financial Group, Inc. adalah salah satu lembaga keuangan terbesar di dunia yang menawarkan beragam jasa keuangan termasuk perbankan, trust dan sekuritas, dan bisnis lainnya terkait jasa keuangan ŵĞůĂůƵŝ ŬĞůŽŵƉŽŬ ƵƐĂŚĂŶLJĂ͘ <ĞůŽŵƉŽŬ ƵƐĂŚĂ ŝŶŝ ŵĞŵŝůŝŬŝ ƐĞŬŝƚĂƌ ϱϱ͘ϬϬϬŬĂƌLJĂǁĂŶLJĂŶŐďĞŬĞƌũĂƉĂĚĂϴϵϬŬĂŶƚŽƌ͕ďĂŝŬĚŝĚĂůĂŵŵĂƵƉƵŶ ĚŝůƵĂƌ:ĞƉĂŶŐ͕ĚĞŶŐĂŶũƵŵůĂŚƐĞƚůĞďŝŚĚĂƌŝh^Ψϭ͘ϳƚƌŝůŝƵŶ;ƉĂĚĂĂŬŚŝƌ DĂƌĞƚϮϬϭϰͿ͘
dŚĞDŝnjƵŚŽ&ŝŶĂŶĐŝĂů'ƌŽƵƉŝƐŽŶĞŽĨƚŚĞůĂƌŐĞƐƚĮŶĂŶĐŝĂůŝŶƐƟƚƵƟŽŶƐ ŝŶ ƚŚĞ ǁŽƌůĚ͕ ŽīĞƌŝŶŐ Ă ďƌŽĂĚ ƌĂŶŐĞ ŽĨ ƐĞƌǀŝĐĞƐ ŝŶĐůƵĚŝŶŐ ďĂŶŬŝŶŐ͕ ƚƌƵƐƚĂŶĚƐĞĐƵƌŝƟĞƐ͕ĂŶĚŽƚŚĞƌďƵƐŝŶĞƐƐƌĞůĂƟŶŐƚŽĮŶĂŶĐŝĂů ƐĞƌǀŝĐĞƐ through its group companies. The group has approximately 55,000 ƐƚĂīǁŽƌŬŝŶŐŝŶĂƉƉƌŽdžŝŵĂƚĞůLJϴϵϬŽĸĐĞƐŝŶƐŝĚĞĂŶĚŽƵƚƐŝĚĞŽĨ:ĂƉĂŶ͕ ǁŝƚŚƚŽƚĂůĂƐƐĞƚƐŽĨŽǀĞƌh^Ψϭ͘ϳƚƌŝůůŝŽŶ;ĂƐŽĨDĂƌĐŚϮϬϭϰͿ͘
<ĞůŽŵƉŽŬ ƵƐĂŚĂ ŝŶŝ ĚŝďĞŶƚƵŬ ƉĂĚĂ ďƵůĂŶ ^ĞƉƚĞŵďĞƌ ϮϬϬϬ ŵĞůĂůƵŝ pembentukan holding company ĚĂƌŝ ƟŐĂ ďĂŶŬ ƐĞďĞůƵŵŶLJĂ͕ dŚĞ ĂŝͲ /ĐŚŝ<ĂŶŐLJŽĂŶŬ;<Ϳ͕dŚĞ&ƵũŝĂŶŬ;&ƵũŝͿĚĂŶdŚĞ/ŶĚƵƐƚƌŝĂůĂŶŬ ŽĨ :ĂƉĂŶ ;/:Ϳ͘ ŝ ďĂǁĂŚ ƉĂLJƵŶŐ ŚŽůĚŝŶŐ ĐŽŵƉĂŶLJ DŝnjƵŚŽ &ŝŶĂŶĐŝĂů Group, Inc., anggota utama kelompok usaha ini adalah Mizuho Bank ;D,<Ϳ͕ DŝnjƵŚŽ dƌƵƐƚ Θ ĂŶŬŝŶŐ ;D,dͿ͕ ĚĂŶ DŝnjƵŚŽ ^ĞĐƵƌŝƟĞƐ ;D,^Ϳ͘
The group was established in September 2000 through the establishment of a holding company of our three predecessor banks, dŚĞĂŝͲ/ĐŚŝ<ĂŶŐLJŽĂŶŬ;<Ϳ͕dŚĞ&ƵũŝĂŶŬ;&ƵũŝͿĂŶĚdŚĞ/ŶĚƵƐƚƌŝĂů ĂŶŬ ŽĨ :ĂƉĂŶ ;/:Ϳ͘ hŶĚĞƌ ƚŚĞ ƵŵďƌĞůůĂ ŽĨ ƚŚĞ ŚŽůĚŝŶŐ ĐŽŵƉĂŶLJ Mizuho Financial Group, our major group companies include Mizuho ĂŶŬ;D,<Ϳ͕DŝnjƵŚŽdƌƵƐƚΘĂŶŬŝŶŐ;D,dͿĂŶĚDŝnjƵŚŽ^ĞĐƵƌŝƟĞƐ ;D,^Ϳ͘
D,<ŵĞŶĂŶĚĂŝĂǁĂůďĂƌƵĚĞŶŐĂŶŵĞůĂŬƵŬĂŶŵĞƌŐĞƌĚĞŶŐĂŶDŝnjƵŚŽ ŽƌƉŽƌĂƚĞĂŶŬ;D,ͿƉĂĚĂϭ:ƵůLJϮϬϭϯ͘D,<ďĂƌƵĂŬĂŶďĞƌƵƐĂŚĂ menjawab berbagai macam kebutuhan nasabah individu dan korporasi dengan tepat dan cepat dibandingkan dengan sebelumnya dengan ŵĞŶŐŽƉƟŵĂůŬĂŶ ŬĞŬƵĂƚĂŶ ĚĂŶ ŬĞƵŶŐŐƵůĂŶ LJĂŶŐ ĚŝŵŝůŝŬŝ ŬĞĚƵĂ ďĂŶŬ hingga saat ini.
D,< ŵĂƌŬĞĚ Ă ŶĞǁ ďĞŐŝŶŶŝŶŐ ďLJ ŵĞƌŐŝŶŐ ǁŝƚŚ DŝnjƵŚŽ ŽƌƉŽƌĂƚĞ ĂŶŬ ŽŶ :ƵůLJ ϭ͕ ϮϬϭϯ͘ dŚĞ ŶĞǁ D,< ǁŝůů ƐƚƌŝǀĞ ƚŽ ƌĞƐƉŽŶĚ ƚŽ ƚŚĞ various needs of all individual and corporate customers more precisely ĂŶĚ ĞdžƉĞĚŝƟŽƵƐůLJ ƚŚĂŶ ĞǀĞƌ ďĞĨŽƌĞ ďLJ ŵĂŬŝŶŐ ŽƉƟŵĂů ƵƐĞ ŽĨ ƚŚĞ ƐƚƌĞŶŐƚŚƐĂŶĚĂĚǀĂŶƚĂŐĞƐƚŚĂƚƚŚĞƚǁŽďĂŶŬƐŚĂǀĞĐƵůƟǀĂƚĞĚƚŽĚĂƚĞ͘
DŽĚĂů ƵƐĂŚĂ ƉĞƌ ƚĂŶŐŐĂů ϯϬ ^ĞƉƚĞŵďĞƌ ϮϬϭϰ ĂĚĂůĂŚ ƐĞďĞƐĂƌ :Wz 2.255.404 juta. Saham yang dikeluarkan sebesar 25.307.672.767 ƐĂŚĂŵ͕ĚĞŶŐĂŶŬŽŵƉŽƐŝƐŝϮϰ͘ϯϵϮ͘ϵϮϬ͘ϳϲϳƐĂŚĂŵďŝĂƐĂ͕ϵϭϰ͕ϳϱϮ͕ϬϬϬ ƐĂŚĂŵ ƉƌĞĨĞƌĞŶ ;ƉĞƌ ϯϬ ^ĞƉ ϮϬϭϰͿ͘ ^ƚŽĐŬ ůŝƐƟŶŐ ƉĂĚĂ Tokyo Stock džĐŚĂŶŐĞ ;ĮƌƐƚ ƐĞĐƟŽŶͿ, dan EĞǁ zŽƌŬ ^ƚŽĐŬ džĐŚĂŶŐĞ ;ŵĞƌŝĐĂŶ ĞƉŽƐŝƚŽƌLJZĞĐĞŝƉƚƐ;ZͿůŝƐƚĞĚŽŶƚŚĞEĞǁzŽƌŬ^ƚŽĐŬ džĐŚĂŶŐĞͿ͘
ĂƉŝƚĂů ĂƐ ŽĨ ^ĞƉƚĞŵďĞƌ ϯϬ͕ ϮϬϭϰ ŝƐ :Wz Ϯ͕Ϯϱϱ͕ϰϬϰ ŵŝůůŝŽŶ͘ /ƐƐƵĞĚ ƐŚĂƌĞƐϮϱ͕ϯϬϳ͕ϲϳϮ͕ϳϲϳƐŚĂƌĞƐǁŝƚŚƚŚĞĐŽŵƉŽƐŝƟŽŶŽĨϮϰ͕ϯϵϮ͕ϵϮϬ͕ϳϲϳ ĐŽŵŵŽŶ ƐŚĂƌĞƐ͕ ϵϭϰ͕ϳϱϮ͕ϬϬϬ ƉƌĞĨĞƌƌĞĚ ƐŚĂƌĞƐ ;ĂƐ ŽĨ ^ĞƉ ϯϬ͕ ϮϬϭϰͿ͘ ^ƚŽĐŬůŝƐƟŶŐĂƚƚŚĞdŽŬLJŽ^ƚŽĐŬ džĐŚĂŶŐĞ;ĮƌƐƚƐĞĐƟŽŶͿĂŶĚEĞǁzŽƌŬ ^ƚŽĐŬ džĐŚĂŶŐĞ ;ŵĞƌŝĐĂŶ ĞƉŽƐŝƚŽƌLJ ZĞĐĞŝƉƚƐ ;ZͿ ůŝƐƚĞĚ ŽŶ ƚŚĞ EĞǁzŽƌŬ^ƚŽĐŬ džĐŚĂŶŐĞͿ͘
ZĞƉƌĞƐĞŶƚĂƟĨĂĚĂůĂŚ^Ěƌ͘zĂƐƵŚŝƌŽ^ĂƚŽƐĞďĂŐĂŝWƌĞƐŝĚĞŶƚΘ K͕LJĂŶŐ ditunjuk pada tanggal 21 Juni 2011.
dŚĞƌĞƉƌĞƐĞŶƚĂƟǀĞŝƐDƌ͘zĂƐƵŚŝƌŽ^ĂƚŽĂƐWƌĞƐŝĚĞŶƚΘ K͕ĂƉƉŽŝŶƚĞĚ on June 21, 2011.
<ĂŶƚŽƌWƵƐĂƚDŝnjƵŚŽ&ŝŶĂŶĐŝĂů'ƌŽƵƉ͕/ŶĐ͘ƚĞƌůĞƚĂŬĚŝKƚĞŵĂĐŚŝdŽǁĞƌ͕ 1-5-5 Otemachi, Chiyoda-ku, Tokyo 100-8176 Japan.
DŝnjƵŚŽ&ŝŶĂŶĐŝĂů'ƌŽƵƉ͕/ŶĐ͘,ĞĂĚKĸĐĞŝƐůŽĐĂƚĞĚĂƚKƚĞŵĂĐŚŝdŽǁĞƌ͕ 1-5-5 Otemachi, Chiyoda-ku, Tokyo 100-8176 Japan.
PT. BANK MIZUHO INDONESIA 2014 ANNUAL REPORT
103
/E&KZD^/W D 'E'^,D ^ŚĂƌĞŚŽůĚĞƌƐ/ŶĨŽƌŵĂƟŽŶ
ZĂƟŶŐƐ;ƐŽĨEŽǀϲ͕ϮϬϭϰͿ ZΘ/
JCR
Moody's
^ƚĂŶĚĂƌĚΘWŽŽƌΖƐ
Fitch
Long Term
Short Term
Long Term
Short Term
Long Term
Short Term
Long Term
Short Term
Long Term
Short Term
Mizuho Financial Group
н
a–1
н
–
–
P–1
A
–
о
F1
Mizuho Bank
о
Ăʹϭн
о
–
A1
P–1
н
A–1
о
F1
DŝnjƵŚŽdƌƵƐƚΘĂŶŬŝŶŐ
о
Ăʹϭн
о
–
A1
P–1
н
A–1
о
F1
DŝnjƵŚŽ^ĞĐƵƌŝƟĞƐ
о
Ăʹϭн
о
:ʹϭн
A2*
P–1*
–
–
–
–
ΎƌĞĚŝƚƌĂƟŶŐƐĨŽƌDdEƉƌŽŐƌĂŵŵĞ;:ŽŝŶƚDĞĚŝƵŵͲdĞƌŵEŽƚĞWƌŽŐƌĂŵŵĞǁŝƚŚDŝnjƵŚŽ/ŶƚĞƌŶĂƟŽŶĂůĂŶĚDŝnjƵŚŽ^ĞĐƵƌŝƟĞƐh^͕ďĂƐĞĚŽŶŬĞĞƉǁĞůů ĂŐƌĞĞŵĞŶƚǁŝƚŚDŝnjƵŚŽ&ŝŶĂŶĐŝĂů'ƌŽƵƉĂŶĚDŝnjƵŚŽĂŶŬͿ͘
Pemegang Saham Terbesar Majority Shareholder Pemegang saham terbesar dari PT Bank Mizuho Indonesia adalah DŝnjƵŚŽĂŶŬ͕>ƚĚ͘;͞D,<͟Ϳ͘
The majority shareholder of PT Bank Mizuho Indonesia is Mizuho ĂŶŬ͕>ƚĚ͘;͞D,<͟Ϳ
DŽĚĂů ƵƐĂŚĂ ƉĞƌ ƚĂŶŐŐĂů ϯϬ ^ĞƉƚĞŵďĞƌ ϮϬϭϰ ĂĚĂůĂŚ ƐĞďĞƐĂƌ :Wz Ϯ͕Ϯϱϱ͕ϰϬϰ ũƵƚĂ͘ WĞŵĞŐĂŶŐ ^ĂŚĂŵ hƚĂŵĂ ;й ŬĞƉĞŵŝůŝŬĂŶͿ ĂĚĂůĂŚ DŝnjƵŚŽ&ŝŶĂŶĐŝĂů'ƌŽƵƉ͕/ŶĐ͘;ϭϬϬйͿ͘
ĂƉŝƚĂůĂƐŽĨ^ĞƉƚĞŵďĞƌϯϬ͕ϮϬϭϰŝƐ:WzϮ͕Ϯϱϱ͕ϰϬϰŵŝůůŝŽŶ͘dŚĞWƌŝŶĐŝƉĂů ^ŚĂƌĞŚŽůĚĞƌ ;ƐŚĂƌĞŚŽůĚŝŶŐ йͿ ŝƐ ƚŚĞ DŝnjƵŚŽ &ŝŶĂŶĐŝĂů 'ƌŽƵƉ͕ /ŶĐ͘ ;ϭϬϬйͿ͘
ŝƐŶŝƐhƚĂŵĂ
Main Business
ͻ ͻ ͻ ͻ ͻ ͻ ͻ
ͻ ͻ ͻ ͻ ͻ ͻ ͻ
വ വ വ വ വ വ വ വ വ വ വ വ വ വ വ
ĞƉŽƐŝƚŽĚĂŶWŝŶũĂŵĂŶ Pembelian dan Penjualan Surat Berharga Investasi pada Surat-surat Berharga ŽŵĞƐƟĐĞdžĐŚĂŶŐĞƐĞƩůĞŵĞŶt &ŽƌĞŝŐŶ džĐŚĂŶŐĞƚƌĂŶƐĂĐƟŽŶƐĞƌǀŝĐĞƐ ŽƌƉŽƌĂƚĞŽŶĚƚƌƵƐƚĞĞĂŶĚƌĞŐŝƐƚĞƌƐĞƌǀŝĐĞƐ Auxiliary business: ŐĞŶĐLJƐĞƌǀŝĐĞƐ͕ ^ĂĨĞŬĞĞƉŝŶŐĂŶĚƐĂĨĞĚĞƉŽƐŝƚƐĞƌǀŝĐĞƐ͕ ^ĞĐƵƌŝƟĞƐůĞŶĚŝŶŐ͕ Acceptance and guarantees, Buying and selling gold WƵďůŝĐďŽŶĚƵŶĚĞƌǁƌŝƟŶŐ͕ Sale of public bonds, Handling commercial papers, /ŶƚĞƌĞƐƚ ƌĂƚĞ ĚĞƌŝǀĂƟǀĞƐ͕ ƵƌƌĞŶĐLJ ĚĞƌŝǀĂƟǀĞƐ ĂŶĚ ŽƚŚĞƌ ĚĞƌŝǀĂƟǀĞƐ͕ Sale of insurance policies >ŽƩĞƌLJƐĞƌǀŝĐĞƐ ŽŶƐƵůƟŶŐƐĞƌǀŝĐĞƐ ĞĮŶĞĚĐŽŶƚƌŝďƵƟŽŶƉĞŶƐŝŽŶĂĚŵŝŶŝƐƚƌĂƟǀĞƐĞƌǀŝĐĞ͕ dƌƵƐƚĂŐĞŶƚƐĞƌǀŝĐĞƐ͕ Financial instruments introducing brokerage business
104
Wd͘E<D/h,K/EKE ^/ϮϬϭϰEEh>Z WKZd
വ വ വ വ വ വ വ വ വ വ വ വ വ വ വ
ĞƉŽƐŝƚĂŶĚůĞŶĚŝŶŐ ƵLJŝŶŐĂŶĚƐĞůůŝŶŐŽĨƐĞĐƵƌŝƟĞƐ ^ĞĐƵƌŝƟĞƐ/ŶǀĞƐƚŵĞŶƚ ŽŵĞƐƟĐĞdžĐŚĂŶŐĞƐĞƩůĞŵĞŶƚ &ŽƌĞŝŐŶ džĐŚĂŶŐĞƚƌĂŶƐĂĐƟŽŶƐĞƌǀŝĐĞƐ Corporate Bond trustee and register services Auxiliary business: Agency services, Safekeeping and safe deposit services, ^ĞĐƵƌŝƟĞƐůĞŶĚŝŶŐ͕ Acceptance and guarantees, Buying and selling gold WƵďůŝĐďŽŶĚƵŶĚĞƌǁƌŝƟŶŐ͕ Sale of public bonds, ,ĂŶĚůŝŶŐĐŽŵŵĞƌĐŝĂůƉĂƉĞƌƐ͕ /ŶƚĞƌĞƐƚ ƌĂƚĞ ĚĞƌŝǀĂƟǀĞƐ͕ ĐƵƌƌĞŶĐLJ ĚĞƌŝǀĂƟǀĞƐ ĂŶĚ ŽƚŚĞƌ ĚĞƌŝǀĂƟǀĞƐ͕ Sale of insurance policies >ŽƩĞƌLJƐĞƌǀŝĐĞƐ ŽŶƐƵůƟŶŐƐĞƌǀŝĐĞƐ ĞĮŶĞĚĐŽŶƚƌŝďƵƟŽŶƉĞŶƐŝŽŶĂĚŵŝŶŝƐƚƌĂƟǀĞƐĞƌǀŝĐĞ͕ Trust agent services, Financial instruments introducing brokerage business
Pemegang Saham Lokal Local Shareholder Wd ĂŶŬ EĞŐĂƌĂ /ŶĚŽŶĞƐŝĂ ;WĞƌƐĞƌŽͿ dďŬ ;͞E/͟Ϳ ŵƵůĂŶLJĂ ĚŝĚŝƌŝŬĂŶ di Indonesia sebagai bank nasional dengan nama “Bank Negara /ŶĚŽŶĞƐŝĂ͘͟ ^ĞůĂŶũƵƚŶLJĂ ďĞƌĚĂƐĂƌŬĂŶ hŶĚĂŶŐͲƵŶĚĂŶŐ EŽ͘ ϭϳ ƚĂŚƵŶ ϭϵϲϴ͕ E/ ĚŝƚĞƚĂƉŬĂŶ ŵĞŶũĂĚŝ ͞ĂŶŬ EĞŐĂƌĂ /ŶĚŽŶĞƐŝĂ ϭϵϰϲ͕͟ ĚĂŶ statusnya menjadi bank umum milik negara.
Wd ĂŶŬ EĞŐĂƌĂ /ŶĚŽŶĞƐŝĂ ;WĞƌƐĞƌŽͿ dďŬ ;͞E/͟Ϳ ǁĂƐ ŽƌŝŐŝŶĂůůLJ established in Indonesia as a central bank under the name “Bank EĞŐĂƌĂ/ŶĚŽŶĞƐŝĂ͘͟^ƵďƐĞƋƵĞŶƚůLJ͕ďLJǀŝƌƚƵĞŽĨ>ĂǁEŽ͘ϭϳŽĨϭϵϲϴ͕E/ ďĞĐĂŵĞ ͞ĂŶŬ EĞŐĂƌĂ /ŶĚŽŶĞƐŝĂ ϭϵϰϲ͟ ĂŶĚ ĐŚĂŶŐĞĚ ŝƚƐ ƐƚĂƚƵƐ ƚŽ Ă state-owned commercial bank.
ĞƌĚĂƐĂƌŬĂŶ WĞƌĂƚƵƌĂŶ WĞŵĞƌŝŶƚĂŚ EŽ͘ ϭϵ ƚĂŚƵŶ ϭϵϵϮ͕ ƚĂŶŐŐĂů Ϯϵ Ɖƌŝů ϭϵϵϮ͕ ƚĞůĂŚ ĚŝůĂŬƵŬĂŶ ƉĞŶLJĞƐƵĂŝĂŶ ďĞŶƚƵŬ ŚƵŬƵŵ E/ ŵĞŶũĂĚŝ ƉĞƌƵƐĂŚĂĂŶƉĞƌƐĞƌŽĂŶ;WĞƌƐĞƌŽͿ͘
ĂƐĞĚŽŶ'ŽǀĞƌŶŵĞŶƚZĞŐƵůĂƟŽŶEŽ͘ϭϵͬϭϵϵϮ͕ĚĂƚĞĚϮϵƉƌŝůϭϵϵϮ͕ E/ĐŚĂŶŐĞĚŝƚƐƐƚĂƚƵƐƚŽĂůŝŵŝƚĞĚůŝĂďŝůŝƚLJĐŽƌƉŽƌĂƟŽŶ;WĞƌƐĞƌŽͿ͘
Produk-produk dan jasa-jasa nya adalah kredit, tabungan, kartu kredit dan internet banking. Bank melalui anak perusahaannya juga melakukan hubungan kerja sama didalam jasa sekuritas, pembiayaan, asuransi jiwa dan perbankan syariah, yang terdiri atas produk pendanaan dan pembiayaan berdasarkan prinsip syariah.
Its products and services include loan, savings, credit cards and Internet ďĂŶŬŝŶŐ͘dŚĞĂŶŬ͕ƚŚƌŽƵŐŚŝƚƐƐƵďƐŝĚŝĂƌŝĞƐ͕ĂůƐŽĞŶŐĂŐĞĚŝŶƐĞĐƵƌŝƟĞƐ ƐĞƌǀŝĐĞƐ͕ĮŶĂŶĐŝŶŐ͕ůŝĨĞŝŶƐƵƌĂŶĐĞĂŶĚƐŚĂƌŝĂďĂŶŬŝŶŐ͕ǁŚŝĐŚĐŽŶƐŝƐƚŽĨ ĨƵŶĚŝŶŐĂŶĚĮŶĂŶĐŝŶŐƉƌŽĚƵĐƚƐďĂƐĞĚŽŶƚŚĞƐŚĂƌŝĂƉƌŝŶĐŝƉůĞƐ͘
ŝ ĂŬŚŝƌ ƚĂŚƵŶ ϮϬϭϰ͕ ũƵŵůĂŚ ĂƐĞƚ LJĂŶŐ ĚŝŵŝůŝŬŝ E/ ƚĞƌĐĂƚĂƚ ƐĞďĞƐĂƌ Rp416,6 triliun dan jumlah karyawan sebanyak 26.536 orang. Jaringan layanan BNI tersebar di seluruh Indonesia melalui ke-1.766 outlet ĚŽŵĞƐƟŬ ĚĂŶ Ěŝ ůƵĂƌ ŶĞŐĞƌŝ ŵĞůĂůƵŝ ĐĂďĂŶŐͲĐĂďĂŶŐ Ěŝ EĞǁ zŽƌŬ͕ >ŽŶĚŽŶ͕ dŽŬLJŽ͕ ,ŽŶŐ <ŽŶŐ͕ ^ŝŶŐĂƉƵƌĂ ĚĂŶ KƐĂŬĂ͘ :ĂƌŝŶŐĂŶ dD E/ saat ini tercatat sebanyak 14.071 unit ATM milik sendiri. Layanan BNI ũƵŐĂƚĞƌƐĞĚŝĂŵĞůĂůƵŝϳϭ͘ϬϬϬ ͕/ŶƚĞƌŶĞƚĂŶŬŝŶŐ͕ĚĂŶ^D^ĂŶŬŝŶŐ͘
At the end of 2014, BNI’s total asset amounted to Rp416.6 trillion and 26,536 total employees. BNI’s networks are spread all over Indonesia ǁŝƚŚ ϭ͕ϳϲϲ ĚŽŵĞƐƟĐ ŽƵƚůĞƚƐ ĂŶĚ ŽǀĞƌƐĞĂƐ ďƌĂŶĐŚĞƐ ůŽĐĂƚĞĚ ŝŶ EĞǁ zŽƌŬ͕ >ŽŶĚŽŶ͕ dŽŬLJŽ͕ ,ŽŶŐ <ŽŶŐ͕ ^ŝŶŐĂƉŽƌĞ ĂŶĚ KƐĂŬĂ͘ E/͛Ɛ dD network includes 14.071 self-owned ATMs. BNI services are also ƉƌŽǀŝĚĞĚ ƚŚƌŽƵŐŚ ϳϭ͕ϬϬϬ ͕ /ŶƚĞƌŶĞƚ ĂŶŬŝŶŐ ĂŶĚ ^D^ ĂŶŬŝŶŐ ĨĂĐŝůŝƟĞƐ͘
ŶĂŬ ƉĞƌƵƐĂŚĂĂŶ E/ ĂĚĂůĂŚ Wd E/ >ŝĨĞ /ŶƐƵƌĂŶĐĞ͕ Wd E/ DƵůƟ &ŝŶĂŶĐĞ͕ Wd E/ ^ĞĐƵƌŝƟĞƐ͕ E/ ZĞŵŝƩĂŶĐĞ >ƚĚ͘ ĂŶĚ Wd ĂŶŬ E/ Syariah.
E/͛ƐƐƵďƐŝĚŝĂƌŝĞƐĂƌĞWdE/>ŝĨĞ/ŶƐƵƌĂŶĐĞ͕WdE/DƵůƟ&ŝŶĂŶĐĞ͕Wd E/^ĞĐƵƌŝƟĞƐ͕E/ZĞŵŝƩĂŶĐĞ>ƚĚ͘ĂŶĚWdĂŶŬE/^LJĂƌŝĂŚ͘
PT. BANK MIZUHO INDONESIA 2014 ANNUAL REPORT
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;,ĂůĂŵĂŶŝŶŝƐĞŶŐĂũĂĚŝŬŽƐŽŶŐŬĂŶͬdŚŝƐƉĂŐĞŝƐŝŶƚĞŶƟŽŶĂůůLJďůĂŶŬͿ
106
PT. BANK MIZUHO INDONESIA 2014 ANNUAL REPORT
