PERKEMBANGAN BAKI DEBET KREDIT USAHA MIKRO, USAHA KECIL, DAN USAHA MENENGAH (UMKM) PERBANKAN OUTSTANDING OF MICRO, SMALL, AND MEDIUM ENTERPRISES (MSMEs) CREDITS (Miliar / Billion Rp) II.1.A PERKEMBANGAN BAKI DEBET KREDIT UMKM dan KREDIT PERBANKAN Baki Debet
1321.255
2008
2009
Kredit UMKM Kredit Non UMKM Jumlah Rekening Kredit UMKM Kredit Perbankan
OUTSTANDING OF MSMEs CREDIT AND BANKING CREDIT. II.1.A 2011
2010
Mar
Juni
Juli
394,298.9 1,416,959.5 8,417,673
409,963.2 1,450,155.0 8,434,088
436,661.7 1,561,867.6 8,539,690
440,227.1 1,585,225.9 8,856,942
1,811,258.5
1,860,118.2
1,998,529.3
2,025,452.9
Agt 449,945.9 1,635,691.1 9,102,260 2,085,637.0
Sept 457,798.4 1,676,368.8 9,094,639 2,134,167.1
Okt 461,117.0 1,700,949.6 8,815,573 2,162,066.6
Nov 467,039.5 1,736,500.2 8,835,617 2,203,539.7
Des 479,886.5 1,779,975.9 8,797,888.0 2,259,862.4
Jan 443,514.3 1,776,203.6 8,052,818 2,219,718.0
II.1.B PERKEMBANGAN BAKI DEBET KREDIT MKM dan KREDIT PERBANKAN 2008
2009
2010
660,445.3 644,270.3 29,701.1 23,482,337 1,334,416.7
766,901.4 664,570.6 36,045.2 24,887,284 1,467,517.2
961,708.7 807,522.1 32,959.5 30,251,489 1,802,190.3
Mar
1321.255
Kredit MKM Kredit Non MKM Kartu Kredit MKM Jumlah Rekening Kredit MKM Kredit Perbankan
1,010,755.2 815,524.8 33,838.2 31,526,733 1,860,118.2
Juni 1,072,209.3 891,485.1 34,834.9 32,180,905 1,998,529.3
Juli 1,088,259.4 902,094.4 35,099.2 33,070,714 2,025,452.9
Agt
2008
2009
Kredit Usaha Mikro Kredit Usaha Kecil Kredit Usaha Menengah Total UMKM
1,115,274.7 935,263.1 35,099.2 33,504,903 2,085,637.0
1,134,428.9 999,738.3 35,579.6 33,871,306 2,134,167.1
Okt 1,153,021.0 1,009,045.6 35,770.2 34,102,896 2,162,066.6
Nov 1,171,529.4 1,032,010.9 36,247.8 33,743,999 2,203,539.7
Des 1,191,859.0 1,068,003.4 35,770.2 33,159,614 2,259,862.4
2010
Mar
Jan 1,154,416.5 1,065,301.5 37,611.3 33,078,504 2,219,718.0
Juni
Juli
Sept
Okt
Nov
Des
Jan
Feb 1,178,365.6 1,083,729.0 36,485.6 33,390,259 2,262,094.6
Mar
101,328.8
101,328.3
102,905.0
89,803.3
103,665.9
105,157.9 Micro Credits Enterprises
137,633.3 172,367.6
147,220.4 172,196.4
156,021.1 183,919.8
158,047.6 182,709.7
143,844.4 202,295.5
145,425.9 207,254.4
147,695.0 212,093.3
148,083.5 217,627.7
150,912.1 226,069.4
140,045.8 213,665.2
147,311.2 219,822.6
150,864.7 Small Credits Enterprises 225,153.3 Medium Credits Enterprises
409,963.2
436,661.7
440,227.1
449,945.9
457,798.4
461,117.0
467,039.5
479,886.5
443,514.3
470,799.7
2010
Mar
Juni
Juli
Agt
2012 Sept
Okt
Nov
Des
Jan
Feb
284,001.9
295,223.6
299,162.7
301,932.7
309,228.0
314,254.2
317,507.1
321,461.8
323,844.0
309,117.4
299,263.6
395,769.9
424,683.3
458,633.1
469,179.6
482,408.2
489,163.8
499,166.6
506,564.5
515,181.5
504,233.2
528,023.1
205,025.3 660,445.3
227,734.9 766,901.4
281,936.9 961,708.7
290,848.3 1,010,755.2
314,413.5 1,072,209.3
317,147.1 1,088,259.4
323,638.5 1,115,274.7
331,010.9 1,134,428.9
336,347.3 1,153,021.0
343,503.0 1,171,529.4
352,833.5 1,191,859.0
341,065.9 1,154,416.5
351,078.9 1,178,365.6
II.3.A PERKEMBANGAN BAKI DEBET KREDIT UMKM MENURUT KELOMPOK BANK 2010
Mar
Juni*
Juli*
Sept*
Okt
Nov
Des
Jan
2012 Feb
172,915.6
186,446.6
202,232.1
201,448.1
208,080.8
211,611.6
213,182.3
214,801.5
222,645.1
197,258.7
216,296.8
Bank Swasta Nasional Devisa
149,831.2
154,063.2
162,666.3
165,324.5
167,573.6
170,609.5
168,569.3
171,151.7
176,924.8
169,188.1
170,960.8
Bank Swasta Nasional Non Devisa BPD Bank Campuran Bank Asing BPR-BPRS Total
11,401.3 31,340.1 7,905.7 3,255.8 17,649.2 394,298.9
12,267.8 31,771.2 4,208.1 3,002.0 18,204.3 409,963.2
13,571.0 30,243.6 5,275.5 3,632.2 19,041.0 436,661.7
13,890.9 31,104.9 4,157.5 3,491.5 20,809.6 440,227.1
14,465.1 31,116.3 4,028.5 3,271.4 21,410.2 449,945.9
15,113.2 31,802.5 3,797.6 3,065.2 21,798.7 457,798.4
16,347.7 32,011.4 6,279.1 3,459.7 21,267.5 461,117.0
17,100.4 32,517.1 6,508.2 3,426.3 21,534.4 467,039.5
17,308.8 31,313.9 6,651.3 3,320.0 21,722.5 479,886.5
17,859.4 30,044.6 6,645.7 461.7 22,056.1 443,514.3
18,142.6 36,525.0 6,494.8 405.4 21,974.4 470,799.7
II.3.B PERKEMBANGAN BAKI DEBET KREDIT MKM MENURUT KELOMPOK BANK
Mar
Juni
Juli
Agt
302,616.1 Micro Credits (up to IDR50 million) Small Credits (>IDR50 million 538,779.5 IDR500 million) Medium Credits (>IDR500 million361,609.8 IDR5 billion) 1,203,005.3 Total MSM
Mar
Outstanding
218,913.9 State Banks Foreign Exchange Private National 176,251.9 Banks Non Foreign Exchange Private 18,912.7 National Banks 37,671.4 Regional Development Banks 6,172.2 Joint Banks 388.9 Foreign Banks 22,864.9 Rural-Islamic Rural Banks 481,175.9 Total MSMEs
2012 Sept
Okt
Nov
Des
Jan
Feb
Bank Persero
230,152.2
285,133.8
343,990.3
360,995.2
381,938.1
384,966.5
393,444.5
397,915.1
400,300.6
404,601.7
415,623.0
386,729.8
412,215.9
Bank Swasta Nasional Devisa
267,228.1
285,537.3
363,630.6
392,480.6
415,423.2
421,743.3
433,305.2
442,541.9
437,581.0
445,864.4
453,999.9
452,995.0
458,654.7
Bank Swasta Nasional Non Devisa BPD Bank Campuran Bank Asing BPR-BPRS Total
23,503.3 87,654.9 8,520.6 16,885.8 26,500.3 660,445.3
29,831.4 107,674.9 12,849.3 16,358.6 29,516.0 766,901.4
41,355.1 126,560.7 24,931.8 26,313.8 34,926.4 961,708.7
37,582.1 133,919.6 28,203.8 21,980.3 35,593.7 1,010,755.2
40,436.5 144,567.1 29,414.4 23,332.8 37,097.2 1,072,209.3
41,640.2 147,465.6 30,059.3 24,400.0 37,984.4 1,088,259.4
42,456.2 149,963.4 31,756.9 25,542.9 38,805.7 1,115,274.7
43,157.8 151,887.4 32,896.8 26,395.1 39,634.6 1,134,428.9
55,452.0 154,537.4 32,742.6 32,896.3 39,511.1 1,153,021.0
57,028.8 156,413.0 33,473.5 34,078.6 40,068.8 1,171,528.9
58,565.9 155,023.5 33,481.9 34,698.1 40,466.6 1,191,859.0
59,301.0 154,652.6 24,503.9 35,300.4 40,933.8 1,154,416.5
60,253.8 157,050.2 25,752.0 23,193.0 41,245.9 1,178,365.6
Perkembangan kredit UMKM dan MKM MAR 2012 INFO UMKM1
Outstanding
OUTSTANDING OF MSM CREDIT BASED ON GROUP OF BANKS. II.3.B 2011
2010
Mar
OUTSTANDING OF MSMEs CREDIT BASED ON GROUP OF BANKS. II.3.A 2011 Agt*
Bank Persero
2009
481,175.9 Total MSMEs
OUTSTANDING MSM CREDIT BASED ON PLAFOND. II.2.B
284,017.9
2008
Outstanding
105,118.0
255,148.6
Baki Debet
MSM Credits Non MSM Credits MSM Credit cards Total of MSM Accounts Banking Credits
103,805.9
221,395.0
2009
1,203,005.3 1,125,021.8 36,745.4 33,293,818 2,328,027.2
Outstanding
99,469.7
234,025.0
2008
Banking Credits
96,720.8
Kredit Kecil (>Rp50jt-Rp500jt)
Baki Debet
Mar
2012 Feb
Kredit Mikro (Rp0 - Rp 50 juta)
Kredit Menengah (>Rp500 jt-Rp5M) Total
Outstanding MSMEs Credits Non MSMEs Credits Total of MSMEs Accounts
90,546.4
2011 2009
481,175.9 1,846,851.2 8,786,840 2,328,027.2
84,298.0
394,298.9
2008
Mar
OUTSTANDING MSMEs CREDIT BASED ON ENTERPRISE CLASSIFICATION . II.2.A 2011 Agt
II.2.B PERKEMBANGAN BAKI DEBET KREDIT MKM MENURUT PLAFON Baki Debet
470,799.7 1,791,294.9 8,865,545 2,262,094.6
2012 Sept
II.2.A PERKEMBANGAN BAKI DEBET KREDIT UMKM MENURUT KLASIFIKASI USAHA Baki Debet
2012 Feb
OUTSTANDING OF MSM CREDITS AND BANKING CREDITS. II.1. B 2011
Baki Debet
1
1
Mar
Outstanding
419,037.2 State Banks Foreign Exchange Private National 467,723.7 Banks Non Foreign Exchange Private 61,755.5 National Banks 160,564.7 Regional Development Banks 25,510.6 Joint Banks 26,140.4 Foreign Banks 42,273.2 Rural-Islamic Rural Banks 1,203,005.3 Total MSM
PERKEMBANGAN BAKI DEBET KREDIT USAHA MIKRO, USAHA KECIL, DAN USAHA MENENGAH (UMKM) PERBANKAN OUTSTANDING OF MICRO, SMALL, AND MEDIUM ENTERPRISES (MSMEs) CREDITS (Miliar / Billion Rp)
II.4.A PERKEMBANGAN BAKI DEBET KREDIT UMKM MENURUT SEKTOR EKONOMI Baki Debet
2008
2009
2010
1. Pertanian, perburuan dan Kehutanan 2. Perikanan 3. Pertambangan dan Penggalian 4. Industri pengolahan 5. Listrik, Gas dan Air 6. Konstruksi 7. Perdagangan besar dan eceran 8. Penyediaan akomodasi dan penyediaan makan minum 9. Transportasi, pergudangan dan komunikasi
19,467.1 2,160.0 3,195.5 43,448.7 1,358.4 20,662.4 177,514.6
10. Perantara keuangan 11. Real estate, usaha persewaan dan jasa perusahaan 12. Administrasi Pemerintahan, pertahanan dan jaminan sosial wajib 13. Jasa pendidikan 14. Jasa kesehatan dan kegiatan sosial 15. Jasa kemasyarakatan, sosial budaya, hiburan dan perorangan lainnya 16. Jasa perorangan yang melayani rumah tangga 17. Badan internasional dan badan ekstra internasional lainnya 18. Kegiatan yang belum jelas batasannya 19. Tidak teridentifikasi Total
-
-
OUTSTANDING MSMEs CREDIT BASED ON ECONOMIC SECTORS. II.4.A
Mar 20,992.1 2,268.2 3,600.9 44,684.3 1,100.4 21,073.3 180,775.4
Juni 21,902.7 2,414.6 3,661.9 47,838.4 1,067.2 21,987.2 188,797.1
Juli 21,561.7 2,357.8 3,811.4 48,651.5 1,102.5 22,855.3 187,711.0
2011 Agt
Sept
23,078.9 2,497.3 3,664.0 49,184.0 1,083.9 23,215.1 195,509.6
25,174.2 2,530.7 3,721.6 49,177.1 1,486.5 24,429.5 200,108.2
Okt 26,990.8 2,641.2 3,587.0 50,081.5 1,158.2 25,254.7 201,372.1
Nov
Des
Jan
2012 Feb
Mar 33,123.1 2,649.8 4,050.0 50,482.3 1,541.9 24,407.9 213,126.1
27,112.4 2,610.0 3,704.6 50,548.5 1,211.8 25,578.2 203,952.9
30,281.7 2,666.1 3,995.0 52,819.7 1,243.6 24,943.0 214,568.9
28,787.7 2,600.5 3,680.3 47,311.9 1,198.3 22,562.8 199,923.6
32,693.5 2,639.5 3,865.5 48,551.2 1,374.4 23,754.8 208,547.1
7,340.2
7,971.4
8,464.3
8,680.8
8,949.7
9,084.5
9,369.5
9,906.8
10,304.9
10,207.0
10,448.5
13,891.0 6,814.4
14,317.5
17,107.0
16,921.8
17,969.2
17,938.3
18,299.6
18,685.5
19,287.6
18,547.7
18,651.5
7,692.3
8,959.1
9,035.1
9,581.6
10,094.5
9,987.0
10,208.0
10,356.4
9,836.6
9,766.9
12,963.4
20,538.4
21,000.3
21,352.3
21,776.6
20,689.3
19,351.4
19,638.4
20,333.4
19,771.3
19,727.4
299.8 1,269.4
351.9 1,339.0
490.4 1,485.9
425.1 1,455.4
404.6 1,449.8
488.3 1,422.4
489.7 1,466.0
430.6 1,562.8
445.7 1,588.2
459.7 1,570.6
422.4 1,588.8
1. Pertanian, perburuan dan sarana pertanian 2. Pertambangan 3. Perindustrian 4. Listrik, Gas dan Air 5. Konstruksi 6. Perdagangan, restoran dan hotel 7. Pengangkutan, pergudangan dan komunikasi 8. Jasa Dunia Usaha 9. Jasa Sosial 10. Lain-lain Total
2009
10,201.0 Financial Intermediaries 20,012.7
Real estate
Government Administration, 456.0 defense and compulsory social 1,677.7 Education services
2,735.5
2,690.2
2,729.0
2,875.9
2,878.4
2,956.9
2,902.8
3,003.1
2,923.6
3,031.3
22,132.0
22,680.9
22,946.6
23,565.8
24,912.1
26,296.2
26,524.7
27,006.9
26,679.3
26,857.6
1,559.0
1,576.2
1,372.7
1,177.8
1,130.9
1,069.3
1,031.1
955.1
1,030.3
986.9
964.3
84.1
130.1
1,383.9
1,464.2
1,715.6
1,891.6
2,011.8
2,008.1
2,354.8
2,198.7
2,232.0
3,181.4 Health services and social activities Social services, social, cultural, 26,967.9 entertainment and other individual Individual services with serve 964.9 households Business activities are not clearly 2,017.4 defined
49,786.3 8,057.9 394,298.9
56,668.4 16.1 409,963.2
63,352.7 5.2 436,661.7
65,987.5 0.4 440,227.1
62,292.3 0.9 449,945.9
60,701.1 0.9 457,798.4
58,767.0 5.0 461,117.0
59,496.8 1.5 467,039.5
53,653.7 3.7 479,886.5
44,261.4 6.4 443,514.3
55,668.1 14.9 470,799.7
58,092.5 Not the business field - households 12.6 Unidentified 481,175.9 Total MSMEs
OUTSTANDING MSM CREDIT BASED ON ECONOMIC SECTORS. II.4.B
2010
Mar
Juni
Juli
Agt
21,210.0 1,824.2 46,487.3 560.9 17,140.1 166,677.4
24,648.0 4,261.9 44,602.8 705.8 19,338.6 198,249.0
19,821.9 7,078.2 55,933.2 979.2 21,974.4 206,671.3
20,633.2 6,576.4 57,296.9 1,065.5 21,763.9 207,750.1
21,439.1 7,247.2 61,633.4 998.4 24,072.8 217,874.6
21,698.2 5,547.0 64,193.2 1,028.1 24,991.3 218,408.4
23,227.1 8,676.7 64,491.0 1,111.3 25,415.6 226,968.7
8,656.5
9,323.2
12,995.4
15,511.6
16,805.2
16,983.4
17,994.8
43,621.7 7,608.0 346,659.0 660,445.3
47,345.6 8,762.8 409,663.6 766,901.4
57,013.3 30,522.0 548,719.8 961,708.7
39,416.3 81,120.8 559,620.3 1,010,755.2
42,996.8 88,715.1 590,426.6 1,072,209.3
42,976.6 90,830.8 601,602.3 1,088,259.4
44,856.0 88,908.9 613,624.7 1,115,274.7
Perkembangan kredit UMKM dan MKM MAR 2012 INFO UMKM2
Agriculture, hunting and forestry Fishery Mining and Quarrying Processing industry Electricity, Gas & Water Construction Wholesale and retail trade Provision of accommodation and 10,753.7 the provision of eating and drinking Transportation, warehousing and 17,457.2 communication
2,756.8
2011 2008
Outstanding
21,669.7
II.4.B PERKEMBANGAN BAKI DEBET KREDIT MKM MENURUT SEKTOR EKONOMI Baki Debet
1
1
2012 Sept
Okt
Nov
Des
Jan
Feb
Mar
24,135.7 9,572.1 65,928.8 1,180.9 26,378.1
25,823.8 8,642.4 67,251.3 1,201.3 27,544.1
26,273.3 9,100.1 70,320.2 1,088.9 28,021.8
29,328.2 9,072.8 70,958.0 1,340.2 26,443.4
27,885.0 9,553.8 68,524.0 1,139.8 24,193.7
30,594.8 9,173.4 68,221.0 1,097.0 24,745.8
31,652.9 9,831.8 69,644.8 1,071.9 25,068.6
232,273.2
233,691.7
236,853.8
247,311.7
236,672.3
244,159.0
250,252.4
18,324.0 45,170.0 88,901.4 622,564.6 1,134,428.9
18,926.5 46,841.4 89,196.4 633,902.1 1,153,021.0
11,937.0 77,731.9 89,545.4 620,657.0 1,171,529.4
12,178.8 78,402.9 88,960.3 627,862.8 1,191,859.0
12,432.3 72,824.4 75,672.3 625,519.1 1,154,416.5
12,293.2 64,626.7 86,490.3 636,964.4 1,178,365.6
12,631.9 66,556.2 88,220.5 648,074.2 1,203,005.1
Outstanding Agriculture,hunting and agricultural facilities Mining Manufacturing Industry Electricity, Gas & Water Construction Trade, restaurants and hotels Transportation, cargo storage and communication Business Services Social Services Others Total MSM
PERKEMBANGAN BAKI DEBET KREDIT USAHA MIKRO, USAHA KECIL, DAN USAHA MENENGAH (UMKM) PERBANKAN OUTSTANDING OF MICRO, SMALL, AND MEDIUM ENTERPRISES (MSMEs) CREDITS (Miliar / Billion Rp) II.5.A PERKEMBANGAN BAKI DEBET KREDIT UMKM MENURUT JENIS PENGGUNAAN Baki Debet
2008
2009
Kredit Modal Kerja - Kredit Usaha Mikro - Kredit Usaha Kecil - Kredit Usaha Menengah Kredit Investasi - Kredit Usaha Mikro - Kredit Usaha Kecil - Kredit Usaha Menengah Tidak Teridentifikasi - Kredit Usaha Mikro - Kredit Usaha Kecil - Kredit Usaha Menengah Total - Kredit Usaha Mikro - Kredit Usaha Kecil - Kredit Usaha Menengah
2010
314,694.9 65,475.2 114,920.1 134,299.5 79,596.6 18,818.0 22,710.5 38,068.1 7.5 4.8 2.6 0.0 394,298.9 84,298.0 137,633.3 172,367.6
Mar 323,281.3 71,189.6 119,769.7 132,321.9 86,665.9 19,351.0 27,440.5 39,874.4 16.0 5.7 10.2 0.1 409,963.2 90,546.4 147,220.4 172,196.4
OUTSTANDING OF MSMEs CREDIT BASED ON TYPE OF USE. II.5.A Juni 344,604.0 76,735.9 126,107.5 141,760.6 92,052.7 19,979.9 29,913.5 42,159.2 5.0 5.0 0.0 0.0 436,661.7 96,720.8 156,021.1 183,919.8
Juli 346,771.1 79,504.0 127,206.4 140,060.7 93,455.7 19,965.4 30,841.2 42,649.1 0.3 0.3 0.0 0.0 440,227.1 99,469.7 158,047.6 182,709.7
2011 Agt 354,276.6 83,675.0 113,965.7 156,636.0 95,668.4 20,130.1 29,878.7 45,659.5 0.9 0.9 0.0 0.0 449,945.9 103,805.9 143,844.4 202,295.5
Sept 360,634.5 84,960.0 114,789.8 160,884.7 97,162.9 20,157.1 30,636.1 46,369.7 1.0 0.9 0.0 0.0 457,798.4 105,118 145,426 207,254
Okt 361,914.7 81,234.4 116,737.2 163,943.0 99,201.5 20,093.8 30,957.4 48,150.3 0.8 0.5 0.3 0.0 461,117.0 101,328.8 147,695.0 212,093.3
Nov 365,023.6 81,122.1 116,329.4 167,572.1 102,014.7 20,205.0 31,754.1 50,055.6 1.3 1.3 0.0 0.0 467,039.5 101,328.3 148,083.5 217,627.7
Des 375,295.9 82,474.6 118,077.4 174,744.0 104,586.5 20,427.5 32,834.5 51,324.5 4.1 3.0 0.2 0.9 479,886.5 102,905.0 150,912.1 226,069.4
2012 Feb
Jan 338,360.1 69,227.7 107,196.4 161,936.0 105,147.9 20,569.5 32,849.4 51,729.1 6.3 6.1 0.1 0.1 443,514.3 89,803.3 140,045.8 213,665.2
II.5.B PERKEMBANGAN BAKI DEBET KREDIT MKM MENURUT JENIS PENGGUNAAN
Kredit Modal Kerja - Kredit Mikro - Kredit Kecil - Kredit Menengah Kredit Investasi - Kredit Mikro - Kredit Kecil - Kredit Menengah Kredit Konsumsi - Kredit Mikro - Kredit Kecil - Kredit Menengah Total - Kredit Mikro - Kredit Kecil - Kredit Menengah
2008
260,965.4 50,134.9 70,775.8 140,054.7 56,119.4 10,288.4 15,138.1 30,692.9 343,360.5 173,601.7 135,412.8 34,346.0 660,445.3 234,025.0 221,326.7 205,093.5
2009
294,159.6 58,382.1 80,243.6 155,533.8 65,516.4 12,199.1 20,735.0 32,582.2 407,225.4 184,567.3 183,039.2 39,618.9 766,901.4 255,148.6 284,017.9 227,734.9
2010
370,924.5 90,117.2 96,005.2 184,802.1 86,684.0 11,719.2 35,517.5 39,447.4 504,100.1 182,165.5 264,247.2 57,687.4 961,708.7 284,001.9 395,769.9 281,936.9
Mar 381,345.1 96,582.4 99,083.8 185,678.9 94,305.9 12,021.8 39,055.1 43,229.1 535,104.2 186,619.5 286,544.4 61,940.4 1,010,755.2 295,223.6 424,683.3 290,848.3
Juni 404,404.6 100,930.3 105,147.4 198,326.9 102,286.2 11,758.0 43,587.4 46,940.7 565,518.5 186,474.4 309,898.2 69,145.9 1,072,209.3 299,162.7 458,633.1 314,413.5
Juli 407,288.2 102,224.1 107,092.6 197,971.4 105,064.0 12,109.6 44,980.1 47,974.3 575,907.2 187,599.1 317,106.8 71,201.3 1,088,259.4 301,932.8 469,179.6 317,147.1
Agt
2008
2009
Jawa Bali Di luar Jawa Bali Nasional
2010
263,264.1 131,034.8 394,298.9
Mar 256,865.7 153,097.5 409,963.2
419,479.9 109,587.5 110,035.3 199,857.1 108,412.6 12,362.8 46,683.3 49,366.5 587,382.2 187,277.8 325,689.5 74,414.9 1,115,274.7 309,228.0 482,408.2 323,638.5
428,233.0 112,357.7 111,147.6 204,727.7 109,805.4 12,143.1 47,646.9 50,015.4 596,390.4 189,753.4 330,369.2 76,267.8 1,134,428.9 314,254.2 489,163.8 331,010.9
Okt 431,340.8 111,910.1 113,012.3 206,418.4 112,512.3 12,724.8 48,871.2 50,916.3 609,167.9 192,872.3 337,283.1 79,012.6 1,153,021.0 317,507.2 499,166.6 336,347.3
Nov 437,147.4 114,090.0 113,937.0 209,120.4 115,646.0 13,771.3 49,405.8 52,468.9 618,735.9 193,600.5 343,221.8 81,913.6 1,171,529.4 321,461.8 506,564.5 343,503.0
Des 446,332.8 115,393.1 116,104.5 214,835.2 119,520.7 15,047.8 50,801.6 53,671.2 626,005.5 193,403.1 348,275.3 84,327.1 1,191,859.0 323,844.0 515,181.5 352,833.5
Jan 410,871.8 99,084.4 108,784.7 203,002.7 119,965.4 13,701.6 51,497.3 54,766.5 623,579.3 196,331.3 343,951.2 83,296.7 1,154,416.5 309,117.4 504,233.2 341,065.9
Juni 275,482.4 161,179.3 436,661.7
Juli 278,060.2 162,166.9 440,227.1
Sept
282,929.9 167,016.0 449,945.9
287,349.7 170,448.6 457,798.4
Okt 286,666.0 174,451.0 461,117.0
Nov 289,640.3 177,399.2 467,039.5
Des 297,414.3 182,472.3 479,886.5
Jan 270,531.9 172,982.4 443,514.3
Jawa Bali Di luar Jawa Bali Nasional
435,422.0 225,023.3 660,445.3
Perkembangan kredit UMKM dan MKM MAR 2012 INFO UMKM3
2009
496,573.0 270,328.4 766,901.4
2010
496,573.0 270,328.4 766,901.4
Mar 639,003.6 371,751.6 1,010,755.2
Feb 422,805.0 95,288.0 116,662.3 210,854.7 120,538.0 13,790.8 52,528.8 54,218.4 635,022.7 190,184.9 358,832.0 86,005.8 1,178,365.6 299,263.6 528,023.1 351,078.9
Mar 430,417.4 99,032.1 117,782.6 213,602.7 126,657.5 13,352.7 54,360.1 58,944.7 645,930.4 190,231.3 366,636.8 89,062.4 1,203,005.3 302,616.1 538,779.5 361,609.8
Outstanding Working Capital Credits - Micro Credits - Small Credits - Medium Credits Investment Credits - Micro Credits - Small Credits - Medium Credits Consumer Credits
- Micro Credits - Small Credits - Medium Credits Total - Micro Credits - Small Credits - Medium Credits
2012 Feb 291,136.0 179,663.7 470,799.7
Mar
Outstanding
296,366.1 Java & Bali 184,809.9 Outside Java & Bali 481,175.9 National
OUTSTANDING OF MSM CREDIT BASED ON PROVINCES IN JAVA AND BALI. II.6.B
2011 2008
Working Capital Credits - Micro Credits Enterprises - Small Credits Enterprises - Medium Credits Enterprises Investment Credits - Micro Credits Enterprises - Small Credits Enterprises - Medium Credits Enterprises Unidentified - Micro Credits Enterprises - Small Credits Enterprises - Medium Credits Enterprises Total - Micro Credits Enterprises - Small Credits Enterprises - Medium Credits Enterprises
OUTSTANDING OF MSMEs CREDIT BASED ON PROVINCES IN JAVA AND BALI. II.6.A 2011 Agt
II.6.B PERKEMBANGAN BAKI DEBET KREDIT MKM MENURUT PROPINSI di JAWA-BALI & NASIONAL
Baki Debet
370,072.3 83,472.1 116,562.9 170,037.4 111,099.5 21,681.9 34,301.8 55,115.8 4.2 3.9 0.0 0.2 481,175.9 105,157.9 150,864.7 225,153.3
Outstanding
2012 Sept
II.6.A PERKEMBANGAN BAKI DEBET KREDIT UMKM MENURUT PROPINSI di JAWA-BALI & NASIONAL
Baki Debet
365,092.5 81,857.2 114,268.6 168,966.7 105,698.7 21,800.6 33,042.3 50,855.8 8.5 8.1 0.3 0.1 470,799.7 103,665.9 147,311.2 219,822.6
Mar
OUTSTANDING OF MSM CREDIT BASED ON TYPE OF USE. II.5.B 2011
Baki Debet
1
1
Juni 675,292.5 396,916.9 1,072,209.3
Juli 683,231.1 405,028.3 1,088,259.4
Agt 699,268.0 416,006.8 1,115,274.7
2012 Sept 708,531.8 425,897.1 1,134,428.9
Okt 719,358.3 433,662.7 1,153,021.0
Nov 728,572.6 442,956.8 1,171,529.4
Des 741,560.4 450,298.7 1,191,859.0
Jan 711,188.5 443,228.0 1,154,416.5
Feb 723,502.4 454,863.2 1,178,365.6
Mar
Outstanding
738,580 Java & Bali 464,425 Outside Java & Bali 1,203,005 National
PERKEMBANGAN BAKI DEBET KREDIT USAHA MIKRO, USAHA KECIL, DAN USAHA MENENGAH (UMKM) PERBANKAN OUTSTANDING OF MICRO, SMALL, AND MEDIUM ENTERPRISES (MSMEs) CREDITS (Miliar / Billion Rp)
OUTSTANDING OF MSMEs CREDIT BASED ON MAIN PROJECT LOCATIONS BY PROVINCES . II.7.A
II.7.A PERKEMBANGAN BAKI DEBET KREDIT UMKM MENURUT LOKASI PROYEK DI PROPINSI Baki Debet 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35
2008
2009
2010
Mar
1
1
Juni
Juli
2011 Agt
Sept
Okt
Nov
Des
Jan
2012 Feb
Jawa Barat Banten DKI Jakarta Raya D.I. Yogyakarta Jawa Tengah Jawa Timur Bengkulu Jambi N. Aceh Darussalam Sumatera Utara Sumatera Barat Riau Sumatera Selatan Kepulauan Riau Bangka Belitung Lampung Kalimantan Selatan Kalimantan Barat Kalimantan Timur Kalimantan Tengah Sulawesi Tengah Sulawesi Selatan Sulawesi Utara Sulawesi Barat Gorontalo Sulawesi Tenggara Nusa Tenggara Barat Bali Nusa Tenggara Timur Maluku Papua Maluku Utara Papua Barat Bank Diluar Negeri Tidak Teridentifikasi
43,324.0 13,287.9 106,088.3 4,305.0 32,921.1 52,639.5 1,913.2 4,261.2 4,296.8 19,354.2 6,529.6 10,041.9 8,022.9 3,679.5 1,391.1 7,469.3 4,315.3 4,211.6 13,835.8 2,108.5 3,387.2 13,114.1 4,149.9 464.5 772.0 1,544.6 2,551.0 10,698.4 2,035.1 1,158.4 3,064.6 640.9 944.7 431.4 5,345.4
50,110.8 13,781.7 75,655.6 5,174.4 40,954.4 59,181.4 2,288.0 5,063.7 5,076.9 22,998.3 7,646.6 11,639.2 9,632.6 4,235.4 1,546.8 8,333.9 5,406.2 5,159.1 15,309.8 2,603.3 3,966.6 14,981.5 5,034.7 1,048.5 1,166.3 2,115.1 3,003.1 12,007.4 2,228.9 1,410.2 3,543.6 811.2 1,471.5 182.8 5,193.7
56,300.6 15,787.4 79,128.1 4,341.1 45,223.6 62,122.6 1,185.5 8,514.6 8,811.6 24,366.2 6,128.4 12,901.7 5,828.2 6,113.9 3,232.5 2,553.8 11,267.0 6,078.5 13,555.3 5,586.6 5,909.2 13,593.6 1,510.1 1,003.3 4,010.4 1,251.9 4,419.0 13,323.9 2,570.3 1,654.7 3,027.4 1,600.1 2,397.9 1,192.3 170.4
56,763.4 13,759.7 78,389.1 5,953.8 46,224.5 63,597.1 2,638.0 5,604.1 6,198.0 24,295.4 8,530.0 13,065.6 11,105.2 4,544.3 1,545.4 9,046.0 6,225.8 5,822.7 13,604.3 2,990.5 4,484.8 16,090.8 5,560.7 1,227.5 1,297.5 2,639.3 3,320.6 13,372.6 2,525.5 1,678.1 4,095.6 1,030.7 1,615.1 213.6 1,171.8
58,425.8 13,969.2 78,532.2 6,022.8 47,399.1 64,769.8 2,703.4 5,771.4 6,194.7 24,827.8 8,734.2 13,323.9 11,292.3 4,720.1 1,797.1 9,068.0 6,441.6 5,956.4 14,003.9 3,328.0 4,715.6 16,667.5 5,794.3 1,260.4 1,384.9 2,731.1 3,479.5 13,810.9 2,584.5 1,726.0 4,405.5 1,068.0 1,678.0 189.9 1,167.8
58,859.3 14,321.6 81,124.4 6,082.6 48,060.9 64,728.3 2,747.0 5,930.0 6,170.4 25,297.2 8,969.5 13,413.8 11,906.4 4,721.0 1,889.0 9,208.7 6,468.2 6,372.9 14,321.5 3,423.5 4,766.3 16,811.9 5,994.3 1,271.3 1,407.8 2,739.1 3,604.4 14,172.8 2,627.5 1,732.6 4,536.1 1,071.9 1,754.7 230.0 1,061.7
59,239.1 15,456.7 78,883.5 6,159.2 47,672.2 65,127.6 2,976.5 6,300.2 6,220.0 25,961.0 9,046.5 13,766.4 12,423.4 4,850.0 2,195.4 9,052.7 6,421.1 6,511.3 14,697.2 3,548.7 4,887.2 17,075.9 6,109.8 1,282.5 1,523.6 2,812.6 3,632.5 14,127.8 2,670.1 1,734.1 4,613.4 1,104.8 1,760.2 212.0 1,061.7
59,823.7 17,341.3 80,293.6 1,964.5 48,096.1 65,021.2 1,275.2 12,514.0 5,199.5 26,655.3 6,419.2 13,918.0 6,254.9 6,742.1 3,890.4 3,045.1 9,128.8 6,346.2 15,630.5 6,211.6 6,404.2 15,030.2 9,058.0 1,125.1 4,743.3 1,475.4 4,935.3 14,520.3 2,848.9 1,748.4 3,628.2 1,765.6 2,708.2 1,058.7 218.6
62,034.7 16,680.0 82,656.0 6,331.8 49,077.5 65,716.2 3,198.7 6,850.5 5,969.4 27,153.9 9,513.7 14,414.4 12,531.2 5,456.6 2,257.5 9,650.3 6,459.9 7,103.6 15,234.1 3,631.2 5,236.8 18,063.0 5,997.7 1,326.7 1,711.9 2,911.6 4,181.6 14,918.0 2,706.3 1,759.5 4,758.7 1,207.7 1,897.1 258.8 1,029.8
58,583.5 15,020.7 75,297.4 5,260.4 43,104.6 59,564.2 3,131.1 6,591.8 5,642.3 24,935.6 9,215.8 13,507.9 12,344.7 5,400.8 2,049.1 9,195.7 6,293.1 6,570.5 14,438.1 3,503.0 4,948.0 17,301.6 5,786.1 1,289.1 1,683.9 2,839.4 3,615.9 13,701.1 2,567.9 1,676.0 4,411.1 1,197.8 1,768.6 273.6 804.1
62,803.9 16,235.4 78,912.1 6,230.2 48,824.0 63,267.8 3,239.9 6,769.5 5,755.9 26,122.7 9,425.9 14,408.7 12,929.4 5,457.4 2,110.8 9,373.6 6,423.3 7,006.1 14,760.7 3,602.3 5,052.4 17,713.9 5,897.6 1,325.3 1,751.4 2,966.8 4,250.3 14,862.6 2,641.7 1,718.4 4,547.2 1,246.0 1,881.4 294.2 991.0
Total Kredit UMKM Nasional
394,298.9
409,963.2
436,661.7
440,227.1
449,945.9
457,798.4
461,117.0
467,039.5
479,886.5
443,514.3
470,799.7
Perkembangan kredit UMKM dan MKM MAR 2012 INFO UMKM4
Mar 62,516.7 16,586.9 81,034.5 6,380.7 50,353.2 64,330.0 3,314.4 6,952.2 5,871.8 26,637.4 9,590.8 14,725.9 13,229.7 5,615.0 2,064.5 10,184.6 6,659.9 7,207.3 15,237.8 3,685.0 5,152.4 18,112.4 6,137.2 1,355.1 1,806.8 3,018.5 4,480.7 15,164.0 2,776.4 1,754.7 4,733.0 1,299.3 1,937.2 304.7 965.4
Outstanding West Java Banten DKI Jakarta Raya Yogyakarta Central Java East Java Bengkulu Jambi N. Aceh Darussalam North Sumatera West Sumatera Riau South Sumatera Riau Islands Bangka Belitung Lampung South Borneo West Borneo East Borneo Central Borneo Central Sulawesi South Sulawasi North Sulawesi West Sulawesi Gorontalo Southeast Sulawesi West Nusa Tenggara Bali East Nusa Tenggara Maluku Papua North Maluku West Papua Foreign Banks Unidentified
481,175.9 Total of National's MSMEs Credits
PERKEMBANGAN BAKI DEBET KREDIT USAHA MIKRO, USAHA KECIL, DAN USAHA MENENGAH (UMKM) PERBANKAN OUTSTANDING OF MICRO, SMALL, AND MEDIUM ENTERPRISES (MSMEs) CREDITS (Miliar / Billion Rp)
OUTSTANDING OF MSM CREDIT BASED ON MAIN PROJECT LOCATIONS BY PROVINCES . II.7.B
II.7.B PERKEMBANGAN BAKI DEBET KREDIT MKM MENURUT LOKASI PROYEK DI PROPINSI 2011 Baki Debet 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34
2008
2009
2010
Mar
Juni
Juli
Agt
Jawa Barat Banten DKI Jakarta D.I. Yogyakarta Jawa Tengah Jawa Timur Bengkulu Jambi D.I. Aceh Sumatera Utara Sumatera Barat Riau Sumatera Selatan Kep. Riau Bangka Belitung Lampung Kalimantan Selatan Kalimantan Barat Kalimantan Timur Kalimantan Tengah Sulawesi Tengah Sulawesi Selatan Sulawesi Utara Sulawesi Barat Gorontalo Sulawesi Tenggara Nusa Tenggara Barat Bali Nusa Tenggara Timur Maluku Papua Maluku Utara Papua Barat Lain-lain
102,128.9 29,884.5 137,231.6 9,172.3 63,384.6 77,308.7 4,350.4 7,765.5 9,168.7 34,495.9 12,295.0 17,020.4 14,289.2 8,121.2 1,807.1 14,011.6 8,989.2 7,949.9 14,099.0 3,530.9 5,788.6 22,410.4 8,371.8 1,782.9 2,037.5 3,915.3 6,674.8 16,311.4 5,608.1 2,327.4 4,530.2 1,229.0 1,486.3 966.9
117,856.5 31,647.8 155,941.7 10,495.0 72,038.8 89,356.9 5,339.6 9,201.0 12,179.7 39,863.5 14,442.5 20,208.6 18,343.2 9,247.9 2,340.1 15,337.3 10,674.7 9,762.0 16,457.3 4,761.1 6,983.7 27,048.4 9,942.3 1,806.7 3,021.4 4,767.0 8,088.2 19,236.2 6,899.6 3,023.4 5,802.3 1,647.2 2,042.9 1,096.7
136,094.8 44,144.8 266,755.7 11,642.6 77,386.8 99,397.7 5,686.9 9,697.1 14,177.0 43,684.7 16,738.0 23,397.2 21,284.1 10,628.4 2,818.0 17,499.9 12,131.7 11,738.2 19,840.6 5,452.2 7,190.4 30,246.7 12,798.6 1,352.3 1,098.2 4,909.2 9,021.9 22,266.1 6,986.5 3,411.1 6,523.8 1,777.5 1,568.0 2,361.7
151,121.7 44,120.7 201,172.2 13,107.3 90,331.6 113,922.0 6,998.3 11,777.3 17,020.4 49,737.5 19,831.9 26,249.3 24,996.7 11,946.6 3,098.0 20,180.8 14,412.7 13,313.7 22,110.5 6,650.2 9,702.3 35,913.2 13,848.9 2,572.2 3,746.9 6,644.3 11,108.0 25,228.1 8,680.1 4,362.8 8,100.5 2,346.2 2,796.0 13,606.2
160,922.7 44,993.6 211,662.7 13,835.4 96,017.5 120,811.3 7,772.5 12,921.9 18,196.6 53,031.4 21,606.6 28,418.7 27,249.3 12,845.5 3,126.2 21,313.9 15,337.6 14,651.6 23,794.4 7,201.9 10,367.7 38,663.7 15,047.6 2,846.5 3,814.6 7,288.6 11,877.4 27,049.4 9,429.9 4,514.2 8,802.8 2,632.4 3,166.6 10,996.9
163,387.2 45,821.4 212,851.7 14,021.3 97,380.4 122,448.9 7,904.4 13,248.0 18,407.4 53,973.7 21,988.0 28,965.8 27,969.6 13,022.5 3,471.4 21,650.1 15,549.6 14,901.5 24,195.3 7,350.8 10,540.5 39,222.4 15,313.7 2,897.8 3,894.7 7,478.4 12,051.7 27,320.2 9,670.6 4,598.6 9,031.1 2,702.5 3,216.1 11,812.3
168,411.8 47,893.5 216,577.6 14,457.2 99,556.3 124,472.5 8,169.2 13,724.3 18,588.4 55,147.5 22,441.4 29,848.5 28,626.0 13,358.2 3,447.1 22,084.6 16,072.6 15,232.5 24,980.1 7,732.9 10,736.2 40,309.2 15,633.8 2,959.1 4,022.6 7,742.9 12,379.6 27,899.1 9,869.5 4,778.1 9,136.7 2,784.6 3,212.7 12,988.5
Total Kredit MKM Nasional
660,445.3
766,901.4
766,901.4
1,010,755.2
1,072,209.3
1,088,259.4
1,115,274.7
2012 Sept 172,270.0 48,962.9 215,102.6 14,775.8 101,642.5 127,209.9 8,460.2 14,216.7 18,725.1 55,969.3 22,829.8 30,654.2 29,629.9 13,616.6 3,614.6 22,885.8 16,525.3 15,665.8 25,718.6 7,903.6 10,958.6 41,165.6 15,964.0 3,041.0 4,090.5 7,987.4 12,610.0 28,568.1 10,163.5 4,824.4 9,418.0 2,857.3 3,398.4 13,003.1 1,134,428.9
Okt 175,554.5 53,312.4 214,865.3 15,010.9 102,602.8 128,973.7 8,568.7 14,707.3 18,877.9 57,120.4 23,077.0 31,297.4 30,030.9 13,822.0 4,086.8 23,100.6 16,905.0 16,045.6 26,293.1 8,160.6 11,198.2 41,962.2 16,229.2 3,097.8 4,286.9 8,206.4 12,772.2 29,038.9 10,300.0 4,900.0 9,620.3 2,928.5 3,450.1 12,617.5 1,153,021.0
Nov
2008
2009
2010
Des
179,127.8 55,222.8 214,390.3 15,160.7 104,128.2 130,915.6 8,769.5 15,174.3 18,990.7 58,203.2 23,471.5 32,132.7 30,721.8 14,324.7 4,298.1 23,627.1 17,246.1 16,517.8 26,998.9 8,370.0 11,377.8 42,509.5 16,524.7 3,146.6 4,348.8 8,389.0 13,018.9 29,627.2 10,419.8 4,983.6 9,825.8 2,967.1 3,555.8 13,043.1 1,171,529.4
II.8.A PERKEMBANGAN BAKI DEBET KREDIT UMKM di KAWASAN INDONESIA TIMUR (KTI)
Baki Debet
1
1
182,814 57,722 216,632 15,396 105,439 133,036 8,456 15,692 18,675 59,453 23,979 32,808 30,629 14,770 4,578 24,142 17,480 16,794 27,550 8,506 11,974 43,493 16,166 3,214 4,796 8,650 13,300 30,520 10,441 5,021 9,762 3,113 3,681 13,176 1,191,859.0
Jan
Feb
180,846.7 55,663.7 206,646.4 13,948.3 98,470.4 126,396.2 8,507.0 15,681.7 18,398.6 58,042.9 23,774.7 32,074.6 30,372.3 14,715.4 4,586.7 24,196.5 17,372.1 16,041.3 26,848.6 8,431.9 11,845.2 42,772.8 15,918.0 3,216.8 4,824.8 8,679.0 11,944.7 29,216.8 10,290.5 5,068.7 9,549.1 3,111.0 3,575.5 13,387.6
182,947.2 56,619.6 199,670.1 15,307.5 105,428.6 132,653.3 9,093.6 15,866.4 18,589.7 59,991.9 24,111.3 33,264.7 31,045.4 14,877.4 4,466.4 24,554.0 17,568.9 17,039.6 27,478.1 8,532.4 12,106.4 43,809.1 15,960.6 3,298.0 5,004.7 8,886.7 13,463.2 30,876.1 10,454.9 5,143.3 9,726.3 3,183.1 3,710.5 13,636.6
1,154,416.5
1,178,365.6
185,829.6 57,690.0 205,503.5 15,543.5 107,263.5 135,267.0 9,263.5 16,271.5 18,880.3 61,224.8 24,625.8 33,925.3 31,641.6 15,231.5 4,889.6 25,009.9 17,951.5 17,541.8 28,164.1 8,661.4 12,332.0 44,523.1 16,249.1 3,375.6 5,140.9 9,068.6 13,801.1 31,482.9 10,701.5 5,233.2 10,015.2 3,271.4 3,869.2 13,561.7
West Java Banten DKI Jakarta Raya Yogyakarta Central Java East Java Bengkulu Jambi N. Aceh Darussalam North Sumatera West Sumatera Riau South Sumatera Riau Islands Bangka Belitung Lampung South Borneo West Borneo East Borneo Central Borneo Central Sulawesi South Sulawasi North Sulawesi West Sulawesi Gorontalo Southeast Sulawesi West Nusa Tenggara Bali East Nusa Tenggara Maluku Papua North Maluku West Papua Unidentified
1,203,005.2 Total of National's MSM Credits
OUTSTANDING OF MSMEs CREDIT BASED ON PROVINCES IN EASTERN INDONESIAN AREA (EIA). II.8.A
Mar
Juni
Juli
2011 Agt
Sept
Okt
Nov
Des
Jan
2012 Feb
Mar
18,063.0 15,234.1 5,997.7 6,459.9 7,103.6 4,181.6 5,236.8 2,706.3 4,758.7 3,631.2 2,911.6 1,759.5 1,897.1 1,207.7 1,326.7 1,711.9 84,187.3 2,836.1 0.0 14,607.2 0.0 479,886.5 395,699.3
17,301.6 14,438.1 5,786.1 6,293.1 6,570.5 3,615.9 4,948.0 2,567.9 4,411.1 3,503.0 2,839.4 1,676.0 1,768.6 1,197.8 1,289.1 1,683.9 79,889.9 2,998.6 3.75% 14,743.4 4.05% 443,514.3 363,624.4
17,713.9 14,760.7 5,897.6 6,423.3 7,006.1 4,250.3 5,052.4 2,641.7 4,547.2 3,602.3 2,966.8 1,718.4 1,881.4 1,246.0 1,325.3 1,751.4 82,784.8 3,052.1 3.69% 15,795.7 4.07% 470,799.7 388,014.9
18,112.4 15,237.8 6,137.2 6,659.9 7,207.3 4,480.7 5,152.4 2,776.4 4,733.0 3,685.0 3,018.5 1,754.7 1,937.2 1,299.3 1,355.1 1,806.8 85,353.7 3,048.6 3.57% 15,811.4 3.99% 481,175.9 395,822.3
1. Sulawesi Selatan 2. Kalimantan Timur 3. Sulawesi Utara 4. Kalimantan Selatan 5. Kalimantan Barat 6. NTB 7. Sulawesi Tengah 8. NTT 9. Papua 10. Kalimantan Tengah 11. Sulawesi Tenggara 12. Maluku 13. Papua Barat d 14. Maluku Utara e 15. Sulawesi Barat c 16. Gorontalo Total Kredit UMKM KTI Total NPL KTI % NPL KTI Total NPL KBI % NPL KBI Total Kredit UMKM
13,114.1 13,835.8 4,149.9 4,315.3 4,211.6 2,551.0 3,387.2 2,035.1 3,064.6 2,108.5 1,544.6 1,158.4 944.7 640.9 464.5 772.0 58,298.1 2,821.9 4.84% 13,651.3 4.06% 394,298.9
14,981.5 15,309.8 5,034.7 5,406.2 5,159.1 3,003.1 3,966.6 2,228.9 3,543.6 2,603.3 2,115.1 1,410.2 1,471.5 811.2 1,048.5 1,166.3 69,259.6 3,095.2 4.47% 15,004.7 4.40% 409,963.2
15,787.4 13,593.6 5,586.6 6,113.9 5,909.2 3,232.5 4,419.0 2,397.9 4,010.4 3,027.4 2,570.3 1,654.7 1,600.1 1,003.3 1,185.5 1,251.9 73,343.5 3,343.0 4.56% 16,694.6 4.60% 436,661.7
16,090.8 13,604.3 5,560.7 6,225.8 5,822.7 3,320.6 4,484.8 2,525.5 4,095.6 2,990.5 2,639.3 1,678.1 1,615.1 1,030.7 1,227.5 1,297.5 74,209.5 3,426.2 4.62% 17,253.9 4.71% 440,227.1
16,667.5 14,003.9 5,794.3 6,441.6 5,956.4 3,479.5 4,715.6 2,584.5 4,405.5 3,328.0 2,731.1 1,726.0 1,678.0 1,068.0 1,260.4 1,384.9 77,225.4 3,543.1 4.59% 17,601.6 4.72% 449,945.9
16,811.9 14,321.5 5,994.3 6,468.2 6,372.9 3,604.4 4,766.3 2,627.5 4,536.1 3,423.5 2,739.1 1,732.6 1,754.7 1,071.9 1,271.3 1,407.8 78,904.0 3,408.4 4.32% 17,308.1 4.57% 457,798.4
17,075.9 14,697.2 6,109.8 6,421.1 6,511.3 3,632.5 4,887.2 2,670.1 4,613.4 3,548.7 2,812.6 1,734.1 1,760.2 1,104.8 1,282.5 1,523.6 80,385.0 3,393.9 4.22% 17,281.2 4.54% 461,117.0
17,341.3 15,030.2 6,211.6 6,404.2 6,742.1 3,890.4 4,935.3 2,708.2 4,743.3 3,628.2 2,848.9 1,748.4 1,765.6 1,125.1 1,275.2 1,475.4 81,873.4 3,387.3 4.14% 17,362.7 4.51% 467,039.5
Total Kredit UMKM KBI
336,000.8
340,703.6
363,318.2
366,017.5
372,720.4
378,894.3
380,732.0
385,166.1
% KBI thd Kredit UMKM Nasional
85.2%
83.1%
83.2%
83.1%
82.8%
82.8%
82.6%
82.5%
82.5%
82.0%
82.4%
% KTI thd total Kredit UMKM Nasional
14.8%
16.9%
16.8%
16.9%
17.2%
17.2%
17.4%
17.5%
17.5%
18.0%
17.6%
Perkembangan kredit UMKM dan MKM MAR 2012 INFO UMKM5
Outstanding
Mar
Outstanding 1. South Sulawesi 2. East Kalimantan 3. North Sulawesi 4. South Kalimantan 5. West Kalimantan 6. West Nusa Tenggara 7. Central Sulawesi 8. East Nusa Tenggara 9. Papua 10. Central Kalimantan 11. Southeast Sulawesi 12. Maluku 13. West Papua d 14. North Maluku e 15. West Sulawesi c 16. Gorontalo Total of MSMEs Credits in EIA Total of NPL in EIA r % of NPL in EIA r Total of NPL in WIA r % of NPL in WIA r Total Total of of MSMEs MSMEs Credits Credits in Western
Indonesian Area (WIA) Contribution of MSMEs Credits in 82.3% WIA to National MSMEs Credits Contribution of MSMEs Credits in 17.7% EIA to National's MSMEs Credits
PERKEMBANGAN BAKI DEBET KREDIT USAHA MIKRO, USAHA KECIL, DAN USAHA MENENGAH (UMKM) PERBANKAN OUTSTANDING OF MICRO, SMALL, AND MEDIUM ENTERPRISES (MSMEs) CREDITS (Miliar / Billion Rp) II.8.B PERKEMBANGAN BAKI DEBET KREDIT MKM di KAWASAN INDONESIA TIMUR (KTI)
OUTSTANDING OF MSM CREDIT BASED ON PROVINCES IN EASTERN INDONESIAN AREA (EIA). II.8.B
2011 Baki Debet 1. Sulawesi Selatan 2. Kalimantan Timur 3. Sulawesi Utara 4. Kalimantan Selatan 5. Kalimantan Barat 6. NTB 7. Sulawesi Tengah 8. NTT 9. Papua 10. Kalimantan Tengah 11. Sulawesi Tenggara 12. Maluku d 13. Papua Barat 14. Maluku Utara 15. Sulawesi Barat e 16. Gorontalo c Total Kredit MKM KTI Total NPL KTI r % NPL KTI r Total NPL KBI/Total of NPL in WIA r % NPL KBI r Total Kredit MKM Total Kredit MKM KBI
2008
2009
2010
1
1
Mar
Juni
Juli
Agt
2012 Sept
Okt
Nov
Des
Jan
Feb
22,410.4 14,099.0 8,371.8 8,989.2 7,949.9 6,674.8 5,788.6 5,608.1 4,530.2 3,530.9 3,915.3 2,327.4 1,486.3 1,229.0 1,782.9 2,037.5 100,731.5 2,362.4 2.35% 18,882.3 3.37% 660,445.3
27,048.4 16,457.3 9,942.3 10,674.7 9,762.0 8,088.2 6,983.7 6,899.6 5,802.3 4,761.1 4,767.0 3,023.4 2,042.9 1,647.2 1,806.7 3,021.4 122,728.4 3,122.8 2.54% 21,621.6 3.36% 766,901.4
30,246.7 19,840.6 12,798.6 12,131.7 11,738.2 9,021.9 7,190.4 6,986.5 6,523.8 5,452.2 4,909.2 3,411.1 1,568.0 1,777.5 1,352.3 1,098.2 136,047.1 3,452.2 2.54% 22,780.3 2.76% 961,708.7
35,913.2 22,110.5 13,848.9 14,412.7 13,313.7 11,108.0 9,702.3 8,680.1 8,100.5 6,650.2 6,644.3 4,362.8 2,796.0 2,346.2 2,572.2 3,746.9 166,308.7 4,197.1 2.52% 25,480 3.02% 1,010,755.2
38,663.7 23,794.4 15,047.6 15,337.6 14,651.6 11,877.4 10,367.7 9,429.9 8,802.8 7,201.9 7,288.6 4,514.2 3,166.6 2,632.4 2,846.5 3,814.6 179,437.4 4,712.2 2.63% 27,378 3.07% 1,072,209.3
39,222.4 24,195.3 15,313.7 15,549.6 14,901.5 12,051.7 10,540.5 9,670.6 9,031.1 7,350.8 7,478.4 4,598.6 3,216.1 2,702.5 2,897.8 3,894.7 182,615.3 4,813.7 2.64% 27,842 3.07% 1,088,259.4
40,309.2 24,980.1 15,633.8 16,072.6 15,232.5 12,379.6 10,736.2 9,869.5 9,136.7 7,732.9 7,742.9 4,778.1 3,212.7 2,784.6 2,959.1 4,022.6 187,583.1 4,934.0 2.63% 28,289 3.05% 1,115,274.7
41,165.6 25,718.6 15,964.0 16,525.3 15,665.8 12,610.0 10,958.6 10,163.5 9,418.0 7,903.6 7,987.4 4,824.4 3,398.4 2,857.3 3,041.0 4,090.5 192,291.9 4,883.4 2.54% 28,267.7 3.00% 1,134,428.9
41,962.2 26,293.1 16,229.2 16,905.0 16,045.6 12,772.2 11,198.2 10,300.0 9,620.3 8,160.6 8,206.4 4,900.0 3,450.1 2,928.5 3,097.8 4,286.9 196,356.1 4,883.4 2.49% 28,312.7 2.96% 1,153,021.0
42,509.5 26,998.9 16,524.7 17,246.1 16,517.8 13,018.9 11,377.8 10,419.8 9,825.8 8,370.0 8,389.0 4,983.6 3,555.8 2,967.1 3,146.6 4,348.8 200,200.2 4,555.7 2.28% 27,928.7 2.88% 1,171,529.4
43,492.9 27,550.3 16,165.5 17,479.6 16,794.4 13,299.5 11,974.2 10,441.3 9,762.2 8,505.7 8,649.7 5,020.8 3,680.5 3,113.4 3,214.1 4,795.6 203,939.5 3,773.2 1.9% 24,418.0 2.47% 1,191,859.0
42,772.8 26,848.6 15,918.0 17,372.1 16,041.3 11,944.7 11,845.2 10,290.5 9,549.1 8,431.9 8,679.0 5,068.7 3,575.5 3,111.0 3,216.8 4,824.8 199,489.9 4,138.2 2.1% 25,372.1 2.66% 1,154,416.5
43,809.1 27,478.1 15,960.6 17,568.9 17,039.6 13,463.2 12,106.4 10,454.9 9,726.3 8,532.4 8,886.7 5,143.3 3,710.5 3,183.1 3,298.0 5,004.7 205,365.8 4,303.4 2.1% 26844.9 2.76% 1,178,365.6
559,713.8
644,173.0
825,661.6
844,446.6
892,771.9
905,644.1
927,691.7
942,137.0
956,664.9
971,329.2
987,919.5
954,926.6
972,999.8
% KBI thd Kredit MKM Nasional
84.7%
84.0%
85.9%
83.5%
83.3%
83.2%
83.2%
83.0%
83.0%
82.9%
82.9%
82.7%
82.6%
% KTI thd total Kredit MKM Nasional
15.3%
16.0%
14.1%
16.5%
16.7%
16.8%
16.8%
17.0%
17.0%
17.1%
17.1%
17.3%
17.4%
1
Sumber data: Bank Indonesia (Biro Pengembangan BPR dan UMKM - DKBU), diolah dari Laporan Bulanan Bank Umum (LBU) dan Laporan Bulanan BPR/BPRS. - Kredit MKM tidak termasuk kartu kredit; total kredit perbankan dan kredit Non MKM termasuk kartu kredit dan data BPRS. - Untuk Kredit UMKM : Belum termasuk Bank Umum Syariah (BUS) , tetapi sudah termasuk BPR dan BPRS menggunakan data Februari 2012. - Untuk Kredit MKM : s.d Desember 2010 termasuk BUS dan BPR/BPRS, menggunakan nilai nominal (Nominal Value); sejak 2011 termasuk BUS dan BPR (tidak termasuk BPRS), menggunakan nilai pasar (Fair Value). Pada posisi Maret 2012, data BPR mengunakan data Februari 2012
Perkembangan kredit UMKM dan MKM MAR 2012 INFO UMKM6
Mar 44,523.1 28,164.1 16,249.1 17,951.5 17,541.8 13,801.1 12,332.0 10,701.5 10,015.2 8,661.4 9,068.6 5,233.2 3,869.2 3,271.4 3,375.6 5,140.9 209,899.7 4,306.6 2.1% 26926.4 2.71% 1,203,005.3
Outstanding 1. South Sulawesi 2. East Kalimantan 3. North Sulawesi 4. South Kalimantan 5. West Kalimantan 6. West Nusa Tenggara 7. Central Sulawesi 8. East Nusa Tenggara 9. Papua 10. Central Kalimantan 11. Southeast Sulawesi 12. Maluku d 13. West Papua 14. North Maluku 15. West Sulawesi e 16. Gorontalo c Total of MSMCredits in EIA Total of NPL in EIA r % of NPL in EIA r Total of NPL in WIA r % of NPL in WIA r Total of of MSM MSMCredits Total Credits in Western
Area (WIA) 993,105.6 Indonesian Contribution of MSM Credits in WIA 82.6% to National MSM Credits Contribution of MSM Credits in EIA 17.4% to National's MSM Credits
1
Data source: Bank Indonesia (Bureau of Rural Banks and MSMEs Development-Directorate of Credit, Rural Banks and MSMEs), processed from Commercial Banks' Monthly Reports and Rural Banks/Islamic Rural Banks' Monthly Report. MSM Credit not included credit to credit card holders; while total credit and non MSM Credit included credit to credit card and Islamic Rural Banks MSMEs Credit : not included Islamic Commercial Banks but included Conventional Rural Banks and Islamic Rural Banks . On March 2012, Conventional and Islamic Rural Bank is using data of February 2012. MSM Credit until Dec 2010 included Islamic Commercial Banks and Conventional Rural Banks/Islamic Rural Bank is using nominal value; Since January 2011 included Islamic Commercial Banks and Conventional Rural Banks using Fair value. On March 2012, Conventional Rural Bank using data of February 2012.