PERKEMBANGAN BAKI DEBET KREDIT USAHA MIKRO, USAHA KECIL, DAN USAHA MENENGAH(UMKM) PERBANKAN 1 (Miliar Rp) II.1.A PERKEMBANGAN BAKI DEBET KREDIT UMKM dan KREDIT PERBANKAN Baki Debet
1321.255
2008
2009
Mar
OUTSTANDING OF MSMEs CREDITS AND BANKING CREDITS. II.1.A Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Kredit UMKM Kredit Non UMKM Jumlah Rekening Kredit UMKM Kredit Perbankan
Des
2011 Feb
376,649.7 360,673.3 367,790.0 1,400,764.5 1,396,178.5 1,416,959.2 6,534,563 6,265,357 6,293,238 1,777,414.2 1,756,851.8 1,784,749.2
II.1.B PERKEMBANGAN BAKI DEBET KREDIT MKM dan KREDIT PERBANKAN Baki Debet
Jan
1321.255
Kredit MKM Kredit Non MKM Kartu Kredit MKM Jumlah Rekening Kredit MKM Kredit Perbankan
2008
660,445.3 644,270.3 29,701.1 23,482,337 1,334,416.7
2009
Mar *)
Mar 391,758.9 1,468,359.3 6,662,276 1,860,118.2
Outstanding MSMEs Credits Non MSMEs Credits Total of MSMEs Accounts Banking Credits
OUTSTANDING OF MSM CREDITS AND BANKING CREDITS. II.1 Apr *)
Mei *)
Jun *)
Jul *)
Ags
Sep
Okt
Nov
766,901.4 812,394.8 822,159.3 843,417.9 869,079.1 884,488.2 904,626.5 914,470.2 928,595.2 940,070.9 664,570.6 645,674.3 665,792.0 689,729.8 721,036.9 715,923.9 737,760.5 747,044.7 749,802.8 768,041.1 36,045.2 29,962.9 30,837.1 30,927.8 30,698.0 31,415.1 31,597.6 32,939.4 32,679.1 32,422.9 24,887,284 28,817,134 28,536,437 28,517,119 30,238,821 29,101,918 29,664,615 29,712,004 30,350,987 30,109,372 1,467,517.2 1,488,032.0 1,518,788.4 1,564,075.4 1,620,814.1 1,631,827.2 1,673,984.6 1,694,454.2 1,711,077.1 1,740,534.9
Des
r
Jan
r
2011 r Feb
961,708.7 954,156.9 973,169.1 807,522.1 803,150.3 813,299.8 32,959.5 33,702.5 33,140.6 30,251,489 29,288,372 30,960,059 1,802,190.3 1,791,009.7 1,819,609.5
II.2.A PERKEMBANGAN BAKI DEBET KREDIT UMKM MENURUT KLASIFIKASI USAHA
Mar 1,010,755.2 815,524.8 33,838.2 31,526,733 1,860,118.2
Outstanding MSM Credits Non MSM Credits MSM Credit cards Total of MSM Accounts Banking Credits
OUTSTANDING MSMEs CREDITS BY PLAFOND. II.2.A Des
Jan
2011 Feb
Mar
Kredit Usaha Mikro
71,630.1
67,771.3
69,279.4
77,786.0 Micro Credits Enterprises
Kredit Usaha Kecil
133,964.7
128,876.8
131,218.3
143,455.3 Small Credits Enterprises
Kredit Usaha Menengah
171,054.8
164,025.2
167,292.4
170,517.6 Medium Credits Enterprises
Baki Debet
2008
2009
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Total UMKM
376,649.7
360,673.3
II.2.B PERKEMBANGAN BAKI DEBET KREDIT MKM MENURUT PLAFON Baki Debet Kredit Mikro (Rp0 - Rp 50 juta) Kredit Kecil (>Rp50jt-Rp500jt) Kredit Menengah (>Rp500 jt-Rp5M) Total
BD MKM Mar 111
2008
2009
Mar *)
367,790.0
Outstanding
391,758.9 Total MSMEs
OUTSTANDING MSM CREDITS BY PLAFOND. II.2.B Apr *)
Mei *)
Jun *)
Jul *)
Ags
Sep
Okt
Nov
Des
r
Jan
r
2011 r Feb
234,025.0
255,148.6
263,642.7
261,683.7
268,718.8
274,336.7
279,378.9
279,944.5
282,334.3
283,265.6
278,838.1
284,001.9
277,789.8
283,557.6
221,395.0
284,017.9
314,552.9
322,539.8
332,021.0
342,701.2
351,662.3
363,122.0
368,114.3
378,410.6
386,872.6
395,769.9
399,292.9
407,336.7
205,025.3 660,445.3
227,734.9 766,901.4
234,199.2 812,394.8
237,935.8 822,159.3
242,678.1 843,417.9
252,041.3 869,079.1
253,447.0 884,488.2
261,560.0 904,626.5
264,021.6 914,470.2
266,919.0 928,595.2
274,360.2 940,070.9
281,936.9 961,708.7
277,074.2 954,156.9
282,274.8 973,169.1
Mar
Outstanding
295,223.6 Micro Credits (up to IDR50 million) Small Credits (>IDR50 million 424,683.3 IDR500 million) Medium Credits (>IDR500 million290,848.3 IDR5 billion) 1,010,755.2 Total
PERKEMBANGAN BAKI DEBET KREDIT USAHA MIKRO, USAHA KECIL, DAN USAHA MENENGAH(UMKM) PERBANKAN 1 (Miliar Rp)
II.3.A PERKEMBANGAN BAKI DEBET KREDIT UMKM MENURUT KELOMPOK BANK Baki Debet
2008
2009
Mar
Apr
OUTSTANDING OF MSMEs CREDITS BY GROUP OF BANKS. II.3.A Mei
Jun
Jul
Ags
Sep
Okt
Nov
Bank Persero Bank Swasta Nasional Devisa Bank Swasta Nasional Non Devisa BPD Bank Campuran Bank Asing BPR-BPRS Total
Des
Bank Persero Bank Swasta Nasional Devisa Bank Swasta Nasional Non Devisa BPD Bank Campuran Bank Asing BPR-BPRS Total
BD MKM Mar 112
2008
2009
2011 Feb
172,915.6
163,252.2
164,829.0
152,799.7
147,662.3
152,073.9
11,402.8 31,338.6 5,008.8 3,184.2 0.0 376,649.7
11,488.3 30,143.0 4,824.2 3,303.2 0.0 360,673.3
11,796.8 31,329.9 4,582.2 3,178.3 0.0 367,790.0
II.3.B PERKEMBANGAN BAKI DEBET KREDIT MKM MENURUT KELOMPOK BANK Baki Debet
Jan
Outstanding
186,446.6 State Banks Foreign Exchange Private National 154,063.2 Banks Non Foreign Exchange Private 12,267.8 National Banks 31,771.2 Regional Development Banks 4,208.1 Joint Banks 3,002.0 Foreign Banks 0.0 Rural-Islamic Rural Banks 391,758.9 Total
OUTSTANDING OF MSM CREDITS BY GROUP OF BANKS. II.3.B Jan r 334,667.3
2011 Feb r 337,020.4
230,152.2
285,133.8
289,496.4
294,964.5
300,550.6
306,785.5
311,415.3
318,487.9
321,090.4
324,973.0
334,095.2
Des r 343,990.3
267,228.1
285,537.3
297,722.7
302,053.2
309,814.5
320,277.3
330,009.9
337,918.1
343,818.7
349,263.3
355,588.1
363,630.6
374,405.9
383,918.3
23,503.3 87,654.9 8,520.6 16,885.8 26,500.3 660,445.3
29,831.4 107,674.9 12,849.3 16,358.6 29,516.0 766,901.4
31,526.7 111,440.0 22,220.4 28,867.0 31,121.6 812,394.8
32,634.9 113,880.1 22,267.0 24,479.5 31,880.2 822,159.3
34,316.6 116,354.0 22,883.7 26,896.2 32,602.3 843,417.9
38,086.1 119,332.0 25,566.7 25,736.4 33,295.2 869,079.1
36,926.4 120,994.5 24,392.9 26,829.5 33,919.6 884,488.2
38,113.9 123,564.9 23,916.1 27,911.8 34,713.9 904,626.5
38,586.9 123,957.4 24,475.1 27,802.9 34,738.7 914,470.2
39,454.6 125,957.3 23,958.0 29,818.6 35,170.4 928,595.2
40,329.7 127,218.1 22,621.7 26,692.1 33,526.1 940,070.9
41,355.1 126,560.7 24,931.8 26,313.8 34,926.4 961,708.7
36,413.9 128,709.6 27,171.8 18,669.1 34,119.3 954,156.9
37,027.9 131,144.4 26,404.8 22,849.5 34,803.8 973,169.1
Mar *)
Mar
Apr *)
Mei *)
Jun *)
Jul *)
Ags
Sep
Okt
Nov
Mar
Outstanding
360,995.2 State Banks Foreign Exchange Private National 392,480.6 Banks Non Foreign Exchange Private 37,582.1 National Banks 133,919.6 Regional Development Banks 28,203.8 Joint Banks 21,980.3 Foreign Banks 35,593.7 Rural-Islamic Rural Banks 1,010,755.2 Total
PERKEMBANGAN BAKI DEBET KREDIT USAHA MIKRO, USAHA KECIL, DAN USAHA MENENGAH(UMKM) PERBANKAN 1 (Miliar Rp)
II.4.A PERKEMBANGAN BAKI DEBET KREDIT UMKM MENURUT SEKTOR EKONOMI Baki Debet
2008
2009
Mar
OUTSTANDING MSMEs CREDITS BY ECONOMIC SECTORS. II.4.A
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
1. Pertanian, perburuan dan Kehutanan 2. Perikanan 3. Pertambangan dan Penggalian 4. Industri pengolahan 5. Listrik, Gas dan Air 6. Konstruksi 7. Perdagangan besar dan eceran 8. Penyediaan akomodasi dan penyediaan makan minum 9. Transportasi, pergudangan dan komunikasi 10. Perantara keuangan 11. Real estate, usaha persewaan dan jasa perusahaan 12. Administrasi Pemerintahan, pertahanan dan jaminan sosial wajib 13. Jasa pendidikan 14. Jasa kesehatan dan kegiatan sosial 15. Jasa kemasyarakatan, sosial budaya, hiburan dan perorangan lainnya 16. Jasa perorangan yang melayani rumah tangga 17. Badan internasional dan badan ekstra internasional lainnya 18. Kegiatan yang belum jelas batasannya 19. Tidak teridentifikasi Total
-
-
-
-
-
-
-
-
-
-
-
Jan
17,003.3 2,120.6 3,159.4 42,981.7 1,345.0 20,417.2 167,727.5
16,447.1 2,086.4 3,117.3 41,420.8 1,156.3 19,299.3 160,406.9
16,921.7 2,088.3 3,218.9 42,165.7 1,173.0 20,095.1 162,038.2
7,067.9
7,005.4
7,128.5
13,334.9
12,733.5
12,845.0
6,785.6
6,254.2
7,052.6
12,901.6
20,256.1
12,216.7
213.6 1,217.7
195.3 1,213.6
178.1 1,225.3
2,677.6
2,555.1
2,535.0
19,934.1
19,982.9
20,368.5
1,302.4
1,208.7
1,267.1
84.1
88.2
94.6
48,322.2 8,053.3 376,649.7
44,922.7 323.7 360,673.3
47,224.6 7,953.4 367,790.0
II.4.B PERKEMBANGAN BAKI DEBET KREDIT MKM MENURUT SEKTOR EKONOMI Baki Debet 1. Pertanian, perburuan dan sarana pertanian 2. Pertambangan 3. Perindustrian 4. Listrik, Gas dan Air 5. Konstruksi 6. Perdagangan, restoran dan hotel 7. Pengangkutan, pergudangan dan komunikasi 8. Jasa Dunia Usaha 9. Jasa Sosial 10. Lain-lain Total
BD MKM Mar 113
2008
2009
Mar *)
Apr *)
2011 Feb
Mar 18,416.6 2,216.4 3,562.6 44,185.7 1,082.8 20,746.3 170,694.5
Outstanding Agriculture, hunting and forestry Fishery Mining and Quarrying Processing industry Electricity, Gas & Water Construction Wholesale and retail trade
Provision of accommodation and 7,681.4 the provision of eating and drinking Transportation, warehousing and 13,702.9 communication 7,660.9 Financial Intermediaries 20,415.9 Real estate Government Administration, defense and compulsory social 260.3 security 1,277.0 Education services Health services and social 2,643.0 activities Social services, social, cultural, 20,490.2 entertainment and other individual Individual services with serve 1,278.3 households Business activities are not clearly 130.1 defined Not the business field 55,311.1 households 2.6 Un-identified 391,758.9 Total
OUTSTANDING MSM CREDITS BY ECONOMIC SECTORS. II.4.B Mei *)
Jun *)
Jul *)
Ags
Sep
Okt
Nov
Des
r
Jan
r
2011 r Feb
Mar
21,210.0 1,824.2 46,487.3 560.9 17,140.1 166,677.4
24,648.0 4,261.9 44,602.8 705.8 19,338.6 198,249.0
17,027.8 5,326.1 50,479.0 643.6 17,585.0 174,688.4
17,251.4 5,572.4 50,001.3 699.0 18,048.4 175,522.2
17,247.9 6,234.3 50,971.4 679.9 20,220.1 176,125.7
18,280.2 6,893.0 52,460.8 738.8 20,524.8 184,725.4
21,382.3 7,199.0 52,466.1 878.6 20,838.7 201,985.7
20,517.1 6,096.7 54,592.3 945.5 21,498.4 206,097.3
20,130.4 6,318.0 54,384.4 969.4 21,908.9 204,204.0
19,713.6 6,615.8 53,916.5 1,883.4 23,150.8 201,823.9
19,582.6 6,653.4 54,282.8 1,372.9 23,456.4 204,564.0
19,821.9 7,078.2 55,933.2 979.2 21,974.4 206,671.3
19,554.8 5,910.9 53,679.2 923.8 20,294.6 201,203.7
19,737.8 6,684.0 56,487.8 1,063.6 20,983.2 201,772.6
20,633.2 6,576.4 57,296.9 1,065.5 21,763.9 207,750.1
8,656.5
9,323.2
11,614.1
11,705.8
11,704.1
12,143.7
12,425.5
11,983.9
12,089.5
12,772.6
12,963.3
12,995.4
14,148.8
14,918.9
15,511.6
43,621.7 7,608.0 346,659.0 660,445.3
47,345.6 8,762.8 409,663.6 766,901.4
51,723.6 14,455.1 468,851.9 812,394.8
52,596.7 14,633.2 476,128.8 822,159.3
53,304.1 15,182.3 491,748.1 843,417.9
51,392.4 30,995.4 490,924.7 869,079.1
50,178.8 30,451.8 486,681.7 884,488.2
51,012.5 35,339.6 496,543.3 904,626.5
56,902.2 29,175.6 508,387.7 914,470.2
53,831.4 32,512.1 522,375.0 928,595.2
53,863.2 30,555.9 532,776.3 940,070.9
57,013.3 30,522.0 548,719.8 961,708.7
35,991.6 70,950.7 531,498.8 954,156.9
38,660.1 73,516.1 539,345.0 973,169.1
39,416.3 81,120.8 559,620.3 1,010,755.2
Outstanding Agriculture,hunting and agricultural facilities Mining Manufacturing Industry Electricity, Gas & Water Construction Trade, restaurants and hotels Transportation, cargo storage and communication Business Services Social Services Others Total
PERKEMBANGAN BAKI DEBET KREDIT USAHA MIKRO, USAHA KECIL, DAN USAHA MENENGAH(UMKM) PERBANKAN 1 (Miliar Rp) II.5.A PERKEMBANGAN BAKI DEBET KREDIT UMKM MENURUT JENIS PENGGUNAAN Baki Debet
2008
2009
Mar
Apr
OUTSTANDING OF MSMEs CREDITS BY TYPE OF UTILIZATION. III.5.A Mei
Jun
Jul
Ags
Sep
Okt
Nov
Kredit Modal Kerja - Kredit Usaha Mikro - Kredit Usaha Kecil - Kredit Usaha Menengah Kredit Investasi - Kredit Usaha Mikro - Kredit Usaha Kecil - Kredit Usaha Menengah Tidak Teridentifikasi - Kredit Usaha Mikro - Kredit Usaha Kecil - Kredit Usaha Menengah Total - Kredit Usaha Mikro - Kredit Usaha Kecil - Kredit Usaha Menengah
Des
Jan
298,848.3 53,944.3 111,706.7 133,197.3 77,798.4 17,685.4 22,255.5 37,857.5 2.9 0.4 2.5 0.0 376,649.7 71,630 133,965 171,055
II.5.B PERKEMBANGAN BAKI DEBET KREDIT MKM MENURUT JENIS PENGGUNAAN Baki Debet Kredit Modal Kerja - Kredit Mikro - Kredit Kecil - Kredit Menengah Kredit Investasi - Kredit Mikro - Kredit Kecil - Kredit Menengah Kredit Konsumsi - Kredit Mikro - Kredit Kecil - Kredit Menengah Total - Kredit Mikro - Kredit Kecil - Kredit Menengah
2008
260,965.4 50,134.9 70,775.8 140,054.7 56,119.4 10,288.4 15,138.1 30,692.9 343,360.5 173,601.7 135,412.8 34,346.0 660,445.3 234,025.0 221,326.7 205,093.5
2009
294,159.6 58,382.1 80,243.6 155,533.8 65,516.4 12,199.1 20,735.0 32,582.2 407,225.4 184,567.3 183,039.2 39,618.9 766,901.4 255,148.6 284,017.9 227,734.9
Mar *) 307,133.9 73,319.3 79,991.2 153,823.4 71,225.9 12,308.3 23,569.3 35,348.3 434,035.0 178,015.1 210,992.4 45,027.5 812,394.8 263,642.7 314,552.9 234,199.2
Apr *)
2008
2009
Mar
Mei *)
309,163.6 314,522.3 73,510.7 75,306.7 80,712.2 81,244.8 154,940.7 157,970.8 71,729.6 71,605.3 11,816.2 11,877.7 23,890.5 23,877.9 36,022.8 35,849.7 441,266.2 457,290.4 176,356.8 181,534.4 217,937.0 226,898.3 46,972.3 48,857.7 822,159.3 843,417.9 261,683.7 268,718.8 322,539.8 332,021.0 237,935.8 242,678.1
Apr
Jun *) 329,919.9 79,435.1 85,182.9 165,301.9 84,833.4 16,354.8 31,319.8 37,158.8 454,325.9 178,546.8 226,198.4 49,580.7 869,079.1 274,336.7 342,701.2 252,041.3
Jul *)
Ags
334,459.9 359,322.3 82,712.5 89,663.6 87,049.6 97,098.0 164,697.7 172,560.8 86,765.3 81,813.0 16,632.6 11,876.3 32,249.7 31,498.3 37,883.0 38,438.3 463,263.0 463,491.2 180,033.8 178,404.6 232,363.0 234,525.7 50,866.3 50,560.9 884,488.2 904,626.5 279,378.9 279,944.5 351,662.3 363,122.0 253,447.0 261,560.0
Sep 355,556.7 88,468.9 92,525.4 174,562.4 81,809.4 12,073.4 32,648.0 37,087.9 477,104.1 181,792.0 242,940.8 52,371.3 914,470.2 282,334.3 368,114.3 264,021.6
Okt 358,196.7 88,471.5 94,416.3 175,308.9 84,288.2 13,209.2 33,255.3 37,823.7 486,110.3 181,584.9 250,739.1 53,786.4 928,595.2 283,265.6 378,410.6 266,919.0
Nov 362,706.9 85,751.8 96,465.9 180,489.3 85,068.7 12,257.1 34,207.6 38,604.0 492,295.2 180,829.1 256,199.2 55,266.9 940,070.9 278,838.1 386,872.6 274,360.2
Des
r
Jan
370,924.5 90,117.2 96,005.2 184,802.1 86,684.0 11,719.2 35,517.5 39,447.4 504,100.1 182,165.5 264,247.2 57,687.4 961,708.7 284,001.9 395,769.9 281,936.9
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des 249,741.0 126,908.6 376,649.7
II.6.B PERKEMBANGAN BAKI DEBET KREDIT MKM MENURUT PROPINSI di JAWA-BALI & NASIONAL
Jawa Bali Di luar Jawa Bali Nasional
BD MKM Mar 114
2008
435,422.0 225,023.3 660,445.3
2009
496,573.0 270,328.4 766,901.4
Mar *) 538,057.0 274,337.9 812,394.8
Apr *) 541,194.5 280,964.8 822,159.3
306,948.5 59,548.7 116,510.5 130,889.2 84,807.8 18,234.6 26,944.8 39,628.4 2.6 2.6 0.0 0.0 391,758.9 77,786.0 143,455.3 170,517.6
Outstanding Working Capital Credits - Micro Credits Enterprises - Small Credits Enterprises - Medium Credits Enterprises Investment Credits - Micro Credits Enterprises - Small Credits Enterprises - Medium Credits Enterprises Consumer Credits - Micro Credits Enterprises - Small Credits Enterprises - Medium Credits Enterprises Total - Micro Credits Enterprises - Small Credits Enterprises - Medium Credits Enterprises
r
357,515.3 84,952.4 93,880.0 178,682.9 89,160.6 11,907.3 36,709.0 40,544.4 507,481.0 180,930.1 268,704.0 57,846.9 954,156.9 277,789.8 399,292.9 277,074.2
2011 r Feb 366,579.0 89,964.3 95,054.8 181,559.9 91,074.0 11,848.8 37,798.8 41,426.4 515,516.0 181,744.5 274,483.1 59,288.5 973,169.1 283,557.6 407,336.7 282,274.8
Mar 381,345.1 96,582.4 99,083.8 185,678.9 94,305.9 12,021.8 39,055.1 43,229.1 535,104.2 186,619.5 286,544.4 61,940.4 1,010,755.2 295,223.6 424,683.3 290,848.3
Outstanding Working Capital Credits - Micro Credits - Small Credits - Medium Credits Investment Credits - Micro Credits - Small Credits - Medium Credits Consumer Credits - Micro Credits - Small Credits - Medium Credits Total - Micro Credits - Small Credits - Medium Credits
OUTSTANDING OF MSMEs CREDITS BY PROVINCES IN JAVA AND BALI. III.6.A
Jawa Bali Di luar Jawa Bali Nasional
Baki Debet
287,274.8 51,392.3 107,198.5 128,684.1 80,342.4 17,886.5 23,847.6 38,608.3 172.8 0.6 172.2 0.0 367,790.0 69,279.4 131,218.3 167,292.4
Mar
OUTSTANDING OF MSM CREDITS BY TYPE OF UTILIZATION. III.5.B
II.6.A PERKEMBANGAN BAKI DEBET KREDIT UMKM MENURUT PROPINSI di JAWA-BALI & NASIONAL
Baki Debet
282,704.6 50,019.3 106,249.8 126,435.4 77,960.4 17,743.7 22,627.0 37,589.7 8.3 8.3 0.0 0.0 360,673.3 67,771.3 128,876.8 164,025.2
2011 Feb
Jan 238,130.3 122,543.0 360,673.3
2011 Feb 229,948.8 137,841.3 367,790.0
Mar
Outstanding
243,082.5 Java & Bali 148,676.4 Outside Java & Bali 391,758.9 National
OUTSTANDING OF MSM CREDITS BY PROVINCES IN JAVA AND BALI. III.6.B
Mei *) 555,035.7 288,382.2 843,417.9
Jun *) 571,212.6 297,866.5 869,079.1
Jul *) 587,645.6 296,842.6 884,488.2
Ags 598,013.1 306,613.4 904,626.5
Sep 600,028.6 314,441.5 914,470.2
Okt 612,984.6 315,610.6 928,595.2
Nov 638,312.7 301,758.1 940,070.9
Des
r
657,688.6 304,020.1 961,708.7
Jan
r
640,516.0 313,641.0 954,156.9
2011 r Feb 618,731.8 354,437.3 973,169.1
Mar
Outstanding
639,003.6 Java & Bali 371,751.6 Outside Java & Bali 1,010,755.2 National
PERKEMBANGAN BAKI DEBET KREDIT USAHA MIKRO, USAHA KECIL, DAN USAHA MENENGAH(UMKM) PERBANKAN 1 (Miliar Rp)
II.7.A PERKEMBANGAN BAKI DEBET KREDIT UMKM MENURUT 10 LOKASI PROYEK PER PROPINSI TERBESAR Baki Debet
2008
2009
Mar
Apr
Mei
OUTSTANDING OF MSMEs CREDITS BY 10 MAIN PROJECT LOCATIONS BY PROVINCES . III.7.A Jun
Jul
Ags
Sep
Okt
Nov
1. DKI Jakarta Raya 2. Jawa Timur 3. Jawa Barat 4. Jawa Tengah 5. Sumatera Utara 6. Kalimantan Timur 7. Sulawesi Selatan 8. Banten 9. Riau 10. Bali Total 10 Propinsi Propinsi Lainnya Total Kredit UMKM Nasional II.7.B PERKEMBANGAN BAKI DEBET KREDIT MKM MENURUT 10 LOKASI PROYEK PER PROPINSI TERBESAR Baki Debet
2008
2009
Des
100,015.3 47,790.5 37,989.9 27,550.0 18,631.8 13,348.4 12,623.1 12,433.9 9,570.5 8,885.8 288,839.2 71,834.1
72,736.7 53,386.5 43,679.5 33,362.8 21,113.5 14,223.1 14,125.0 12,931.5 10,547.7 9,786.9 285,893.2 81,896.8
376,649.7
360,673.3
367,790.0
Mar *)
Apr *)
Mei *)
Jun *)
Jul *)
Ags
Sep
Okt
Nov
155,941.7 117,856.5 89,356.9 72,038.8 39,863.5 31,647.8 27,048.4 20,208.6 19,236.2 18,343.2 591,541.6 175,359.8
186,281.9 121,720.1 91,849.1 73,568.6 41,066.8 34,104.5 27,983.4 20,574.4 19,867.0 19,049.9 636,065.9 176,329.0
183,551.5 123,792.1 93,342.8 74,940.1 41,956.5 34,344.1 28,448.5 21,047.3 20,356.4 19,412.8 641,192.1 180,967.2
192,749.2 124,736.4 94,789.9 76,298.1 42,732.3 34,745.5 28,990.6 21,809.2 20,578.0 20,095.5 657,524.8 185,893.1
191,832.5 133,069.1 98,081.0 78,808.9 43,237.6 36,936.3 30,077.5 22,582.6 21,053.4 20,714.2 676,393.0 192,686.1
211,257.1 131,992.4 97,040.2 77,213.9 43,619.1 37,774.2 29,781.0 22,598.4 21,010.4 20,689.5 692,974.9 191,513.3
211,984.0 135,031.1 99,956.4 78,898.2 44,514.1 39,078.9 30,539.7 23,162.9 21,440.5 21,612.3 706,218.2 198,408.3
205,764.3 137,382.2 101,889.6 81,291.6 45,262.6 39,752.5 31,143.0 22,784.3 22,018.6 21,996.3 709,285.1 205,185.1
217,356.4 137,991.4 101,837.7 81,334.0 45,189.8 40,297.4 31,443.9 23,479.8 22,189.5 22,256.5 723,376.5 205,218.8
256,286.5 134,367.6 97,751.7 76,513.8 44,153.6 40,056.1 28,767.8 23,122.9 21,847.1 21,733.7 744,600.8 195,470.1
Total Kredit MKM Nasional
660,445.3
766,901.4
812,394.8
822,159.3
843,417.9
869,079.1
884,488.2
904,626.5
914,470.2
928,595.2
940,070.9
961,708.7
1. Sulawesi Selatan 2. Kalimantan Timur 3. Sulawesi Utara 4. Kalimantan Selatan 5. Kalimantan Barat 6. NTB 7. Sulawesi Tengah 8. NTT 9. Papua/Papua 10. Kalimantan Tengah 11. Sulawesi Tenggara 12. Maluku 13. Papua Barat d 14. Maluku Utara
BD MKM Mar 115
1. DKI Jakarta 2. East Java 3. West Java 4. Central Java 5. North Sumatra 6. East Kalimantan 7. South Sulawesi b 8. Banten a 9. Riau 10. Bali Total of 10 Provinces Other Provinces Total of National's MSMEs 391,758.9 Credits
r
Jan 253,725.8 134,202.4 98,644.6 76,744.8 44,054.7 43,108.6 30,132.8 23,563.0 22,370.0 21,214.3 747,761.1 206,395.8
Feb r 196,060.4 146,235.4 109,754.0 86,585.1 48,172.5 43,141.4 34,091.7 25,314.9 24,243.5 23,994.9 737,593.7 235,575.4
954,156.9
973,169.1
Mar 201,172.2 151,121.7 113,922.0 90,331.6 49,737.5 44,120.7 35,913.2 26,249.3 25,228.1 24,996.7 762,793.1 247,962.2
Outstanding 1. DKI Jakarta 2. West Java 3. East Java 4. Central Java 5. North Sumatra 6. Banten b 7. South Sulawesi a 8. Riau 9. Bali 10. South Sumatera Total of 10 Provinces Other Provinces
1,010,755.2 Total of National's MSM Credits
OUTSTANDING OF MSMEs CREDITS BY PROVINCES IN EASTERN INDONESIAN AREA (EIA). II.8.A
II.8.A PERKEMBANGAN BAKI DEBET KREDIT UMKM di KAWASAN INDONESIA TIMUR (KTI)
Mar
Outstanding
75,276.9 56,270.5 46,793.5 36,276.6 22,598.2 15,208.3 14,877.4 13,450.3 11,289.9 10,584.0 302,625.8 89,133.2
2011 r
113,258.0 81,099.5 62,440.3 51,273.1 26,497.0 21,961.4 17,203.9 12,365.9 12,710.9 10,563.3 409,373.2 251,072.1
2009
Mar
OUTSTANDING OF MSM CREDITS BY 10 MAIN PROJECT LOCATIONS BY PROVINCES . III.7.B
DKI Jakarta Jawa Barat Jawa Timur Jawa Tengah Sumatera Utara Banten Sulawesi Selatan Riau Bali Sumatera Selatan Total 10 Propinsi Propinsi Lainnya
2008
2011 Feb
105,748.1 49,777.5 40,201.8 28,326.5 18,953.0 13,731.6 13,017.4 12,943.8 9,736.7 9,218.3 301,654.7 74,995.0
Des 266,755.7 136,094.8 99,397.7 77,386.8 43,684.7 44,144.8 30,246.7 23,397.2 22,266.1 21,284.1 764,658.7 197,050.0
Baki Debet
Jan
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des 13,017.4 13,731.6 4,079.6 4,117.7 4,053.5 2,290.6 3,339.1 1,964.8 3,059.6 2,081.7 1,509.0 1,155.9 944.3 639.4
Jan
2011 Feb
12,623.1 13,348.4 3,725.9 4,046.0 3,904.0 2,196.5 3,229.6 1,857.6 2,630.1 1,919.7 1,478.8 1,116.7 848.6 629.1
14,125.0 14,223.1 4,318.7 4,665.0 4,502.0 2,504.9 3,661.4 2,047.1 3,151.5 2,308.1 1,726.3 1,244.4 1,243.3 729.0
Mar 14,877.4 15,208.3 4,978.2 5,155.1 4,989.6 2,729.2 3,916.5 2,159.1 3,538.0 2,571.5 2,081.5 1,407.6 1,471.2 808.7
Outstanding 1. South Sulawesi 2. East Kalimantan 3. North Sulawesi 4. South Kalimantan 5. West Kalimantan 6. West Nusa Tenggara 7. Central Sulawesi 8. East Nusa Tenggara 9. Papua 10. Central Kalimantan 11. Southeast Sulawesi 12. Maluku 13. West Papua d 14. North Maluku
PERKEMBANGAN BAKI DEBET KREDIT USAHA MIKRO, USAHA KECIL, DAN USAHA MENENGAH(UMKM) PERBANKAN 1 (Miliar Rp) 15. Sulawesi Barat e 16. Gorontalo c Total Kredit UMKM KTI Total NPL KTI % NPL KTI Total NPL KBI % NPL KBI Total Kredit UMKM Total Kredit UMKM KBI
535.9 1,050.2 55,140.2 2,699.7 4.90% 13,422.1 4.39% 360,673.3
960.8 1,198.6 62,609.1 2,653.5 4.24% 13,917.6 4.56% 367,790.0
319,442.1
305,533.1
305,181.0
84.8%
84.7%
83.0%
Contribution of MSMEs Credits in 84.0% WIA to National MSMEs Credits
17.9%
15.3%
17.0%
Contribution of MSMEs Credits in 16.0% EIA to National's MSMEs Credits
% KBI thd Kredit UMKM Nasional
% KTI thd total Kredit UMKM Nasional
1. Sulawesi Selatan 2. Kalimantan Timur 3. Sulawesi Utara 4. Kalimantan Selatan 5. Kalimantan Barat 6. NTB 7. Sulawesi Tengah 8. NTT 9. Papua/Papua 10. Kalimantan Tengah 11. Sulawesi Tenggara 12. Maluku 13. Papua Barat d 14. Maluku Utara e 15. Sulawesi Barat c 16. Gorontalo Total Kredit MKM KTI Total NPL KTI r % NPL KTI r Total NPL KBI/Total of NPL in WIA r % NPL KBI r Total Kredit MKM Total Kredit MKM KBI % KBI thd Kredit MKM Nasional % KTI thd total Kredit MKM Nasional 1
2008
2009
Mar *)
Apr *)
Mei *)
Jun *)
Jul *)
Ags
Sep
Okt
Nov
r
Jan 30,132.8 19,480.2 10,975.3 12,118.7 11,686.2 8,988.2 7,089.3 6,899.1 6,357.2 5,409.4 4,821.8 3,402.2 1,513.2 1,806.3 1,389.6 2,890.3 134,959.9 3,875.6 2.87% 24,493 2.99% 954,156.9
2011 Feb r 34,091.7 21,311.6 13,127.9 13,567.1 12,773.7 10,491.1 9,058.3 8,197.8 7,689.9 6,260.7 6,199.2 4,069.4 2,410.0 2,074.7 2,410.4 3,603.5 157,337.0 4,143.0 2.63% 25,318 3.10% 973,169.1
r
22,410.4 14,099.0 8,371.8 8,989.2 7,949.9 6,674.8 5,788.6 5,608.1 4,530.2 3,530.9 3,915.3 2,327.4 1,486.3 1,229.0 1,782.9 2,037.5 100,731.5 2,362.4 2.35% 18,882.3 3.37% 660,445.3
27,048.4 16,457.3 9,942.3 10,674.7 9,762.0 8,088.2 6,983.7 6,899.6 5,802.3 4,761.1 4,767.0 3,023.4 2,042.9 1,647.2 1,806.7 3,021.4 122,728.4 3,122.8 2.54% 21,621.6 3.36% 766,901.4
27,983.4 17,283.0 11,341.0 11,009.8 10,147.8 8,429.1 7,154.2 6,847.8 6,236.5 5,033.8 4,484.0 2,997.9 986.0 1,502.8 463.8 1,777.0 123,678.2 3,249.0 2.63% 24,693.6 3.59% 812,394.8
28,448.5 17,642.9 12,043.2 11,038.0 10,352.7 8,724.5 7,325.4 7,017.9 6,399.9 4,999.7 4,788.9 3,218.4 1,003.7 1,541.6 593.6 1,359.0 126,498.0 3,385.4 2.68% 22,287.8 3.20% 822,159.3
28,990.6 17,934.5 12,549.2 11,414.5 10,611.6 8,995.5 7,556.4 7,456.4 6,552.9 5,177.7 4,902.1 3,383.1 1,212.5 1,583.8 705.1 1,180.9 130,206.8 3,578.6 2.75% 23,465.9 3.29% 843,417.9
30,077.5 18,816.0 12,882.8 11,932.6 10,936.6 9,401.8 7,928.5 7,703.9 6,785.5 5,465.6 5,075.7 3,425.4 1,258.4 1,612.8 1,042.3 1,285.8 135,631.4 3,325.3 2.45% 22,387.0 3.05% 869,079.1
29,781.0 18,911.9 12,567.0 11,799.4 10,933.2 9,172.3 7,522.8 7,439.6 6,525.2 5,403.9 4,810.7 3,329.1 1,591.3 1,586.7 914.6 1,195.5 133,484.1 3,512.7 2.63% 22,987.7 3.06% 884,488.2
30,539.7 19,782.3 12,961.8 12,155.2 11,277.0 9,408.7 7,632.2 7,587.1 6,732.9 5,562.7 5,135.3 3,474.1 2,086.2 1,684.5 1,562.3 1,191.5 138,773.6 3,596.9 2.59% 23,754.4 3.10% 904,626.5
31,143.0 20,001.8 13,356.0 12,432.1 11,536.8 9,659.6 8,170.7 7,931.8 6,939.2 5,745.0 5,418.7 3,629.9 2,306.7 1,774.5 2,037.5 1,319.0 143,402.2 3,564.7 2.49% 24,248.2 3.14% 914,470.2
31,443.9 20,044.5 13,446.3 12,435.8 11,626.8 9,604.3 8,123.1 7,943.9 7,019.2 5,763.5 5,480.2 3,759.6 2,349.5 1,855.1 2,088.2 1,305.3 144,289.3 3,702.2 2.57% 24,398.6 3.11% 928,595.2
28,767.8 19,730.5 12,643.2 12,095.4 11,424.4 8,946.1 7,167.1 7,081.6 6,566.2 5,365.6 4,853.0 3,428.8 1,570.1 1,753.0 2,475.7 1,108.0 134,976.6 3,927.2 2.91% 24,972.8 3.10% 961,708.7
Des 30,246.7 19,840.6 12,798.6 12,131.7 11,738.2 9,021.9 7,190.4 6,986.5 6,523.8 5,452.2 4,909.2 3,411.1 1,568.0 1,777.5 1,352.3 1,098.2 136,047.1 3,452.2 2.54% 22,780.3 2.76% 961,708.7
559,713.8
644,173.0
688,716.6
695,661.3
713,211.1
733,447.8
751,004.1
765,852.9
771,068.0
784,305.9
805,094.3
825,661.6
819,197.0
815,832.0
84.7%
84.0%
84.8%
84.6%
84.6%
84.4%
84.9%
84.7%
84.3%
84.5%
85.6%
85.9%
85.9%
83.8%
15.3%
16.0%
15.2%
15.4%
15.4%
15.6%
15.1%
15.3%
15.7%
15.5%
14.4%
14.1%
14.1%
16.2%
Sumber data: Bank Indonesia (Biro Pengembangan BPR dan UMKM - DKBU), diolah dari Laporan Bulanan Bank Umum (LBU) dan Laporan Bulanan BPR/BPRS. - Kredit MKM tidak termasuk kartu kredit; total kredit perbankan dan kredit Non MKM termasuk kartu kredit. - Untuk Kredit MKM sudah termasuk baki Debet Bank Umum Syariah, BPR dan BPRS, sedangkan Kredit UMKM belum termasuk BUS, BPR dan *) Angka Sementara r ) Angka revisi
BD MKM Mar 116
1,048.0 1,155.6 62,609.1 2,970.8 4.74% 14,270.1 4.34% 391,758.9
OUTSTANDING OF MSM CREDITS BY PROVINCES IN EASTERN INDONESIAN AREA (EIA). II.8.B
II.8.B PERKEMBANGAN BAKI DEBET KREDIT MKM di KAWASAN INDONESIA TIMUR (KTI)
Baki Debet
15. West Sulawesi e 16. Gorontalo c Total of MSMEs Credits in EIA Total of NPL in EIA r % of NPL in EIA r Total of NPL in WIA r % of NPL in WIA r Total of MSMEs Credits Total of MSMEs Credits in Western 329,149.8 Indonesian Area (WIA)
464.1 759.4 57,207.5 2,298.4 4.02% 12,767.0 4.00% 376,649.7
Mar
Outstanding
1. South Sulawesi 2. East Kalimantan 3. North Sulawesi 4. South Kalimantan 5. West Kalimantan 6. West Nusa Tenggara 7. Central Sulawesi 8. East Nusa Tenggara 9. Papua 10. Central Kalimantan 11. Southeast Sulawesi 12. Maluku 13. West Papua d 14. North Maluku e 15. West Sulawesi c 16. Gorontalo Total of MSMCredits in EIA Total of NPL in EIA r % of NPL in EIA r Total of NPL in WIA r % of NPL in WIA r Total of MSMCredits Total of MSM Credits in Western 844,446.6 Indonesian Area (WIA) Contribution of MSM Credits in 83.5% WIA to National MSM Credits Contribution of MSM Credits in 16.5% EIA to National's MSM Credits
35,913.2 22,110.5 13,848.9 14,412.7 13,313.7 11,108.0 9,702.3 8,680.1 8,100.5 6,650.2 6,644.3 4,362.8 2,796.0 2,346.2 2,572.2 3,746.9 166,308.7 4,197.1 2.52% 25,480 3.02% 1,010,755.2
1
Data source: Bank Indonesia (Bureau of Rural Banks and MSMEs Development-Directorate of Credit, Rural Banks and MSMEs), processed from Banks' Monthly Reports and Rural Banks/Rural Islamic Banks' Monthly Report. MSM Credits not includes credits to credit card holders; banking credit and non MSM credits includes credit card.
*) Preliminary Figures r ) Revised Figures
