PERKEMBANGAN BAKI DEBET KREDIT USAHA MIKRO, USAHA KECIL, DAN USAHA MENENGAH (UMKM) PERBANKAN 1

PERKEMBANGAN BAKI DEBET KREDIT USAHA MIKRO, USAHA KECIL, DAN USAHA MENENGAH (UMKM) PERBANKAN 1 OUTSTANDING OF MICRO, SMALL, AND MEDIUM ENTERPRISES (MSMEs) CREDITS 1 (Miliar / Billion Rp)

II.1.A PERKEMBANGAN BAKI DEBET KREDIT UMKM dan KREDIT PERBANKAN

OUTSTANDING OF MSMEs CREDIT AND BANKING CREDIT. II.1.A 2012

Baki Debet

2011 1321.255

Kredit UMKM Kredit Non UMKM Jumlah Rekening Kredit UMKM

479,886.5 1,779,975.9 8,797,888.0 2,259,862.4

Kredit Perbankan

Share

21.2% 78.8% 100.0%

Mei 506,890.6 1,944,234.2 8,929,344 2,451,124.8

Juni 530,416.8 1,988,517.6 9,086,307 2,518,934.4

Juli

2013 Ags

529,979.8 2,007,709.9 9,098,361 2,537,689.8

513,192.6 2,065,715.0 9,027,461 2,578,907.6

Sept 512,041.8 2,111,537.8 9,435,570 2,623,579.6

Des

Jan

552,226.1 2,226,731.2 9,078,322 2,778,957.3

533,165.8 2,226,384.8 9,075,613 2,759,550.6

Feb

Mar

540,691.9 2,251,358.2 9,189,495 2,792,050.1

555,625.9 2,287,112.0 9,227,167 2,842,737.9

II.1.B PERKEMBANGAN BAKI DEBET KREDIT MKM dan KREDIT PERBANKAN 2011 1321.255

Kredit MKM Kredit Non MKM r Kartu Kredit MKM Jumlah Rekening Kredit MKM Kredit Perbankan

1,191,859.0 1,032,233.2 35,770.2 33,159,614 2,259,862.4

Share

52.7% 45.7% 1.6% 100.0%

Mei 1,248,627.3 1,163,496.9 39,000.6 33,724,876 2,451,124.8

Juni 1,288,079.7 1,191,957.2 38,897.6 34,157,123 2,518,934.4

Juli

Ags

1,308,609.7 1,189,561.2 39,518.9 34,267,234 2,537,689.8

1,313,504.4 1,225,010.7 40,392.6 34,445,030 2,578,907.6

Sept 1,336,104.8 1,247,705.9 39,768.9 34,973,798 2,623,579.6

Des

Jan

1,400,129.3 1,336,284.1 42,543.9 34,526,937 2,778,957.3

1,399,882.0 1,314,095.1 45,573.5 32,953,482 2,759,550.6

Feb

Mar

Share

Apr

MSMEs Credit Non MSMEs Credit Total of MSMEs Accounts Banking Credits

Outstanding

Mei

1,409,196.2 1,337,176.4 45,677.5 33,084,437 2,792,050.1

MSM Credit Non MSM Credit MSM Credit cards Total of MSM Accounts Banking Credits

OUTSTANDING MSMEs CREDIT BASED ON ENTERPRISE CLASSIFICATION . II.2.A 2012

2011

586,028.1 2,380,463.6 9,505,891 2,966,491.7

2013

II.2.A PERKEMBANGAN BAKI DEBET KREDIT UMKM MENURUT KLASIFIKASI USAHA Baki Debet

569,896.3 2,331,206.5 9,362,349 2,901,102.7

Outstanding

Mei

OUTSTANDING OF MSM CREDITS AND BANKING CREDIT. II.1. B 2012

Baki Debet

Apr

2013

Mei

Juni

Juli

Ags

Sept

Des

Jan

Feb

Mar

Apr

Mei

Outstanding

Kredit Usaha Mikro

102,905.0

21.4%

111,284.7

116,062.5

120,313.6

111,077.0

112,297.9

113,754.0

112,629.3

114,504.3

116,084.6

119,758.0

123,069.5 Micro Enterprises Credit

Kredit Usaha Kecil Kredit Usaha Menengah

150,912.1 226,069.4

31.4% 47.1%

160,342.2 235,263.7

168,063.6 246,290.8

167,440.7 242,225.6

160,910.5 241,205.1

161,300.1 238,443.9

169,882.5 268,589.5

159,083.7 261,452.9

161,504.2 264,683.4

166,241.4 273,300.0

169,090.1 281,048.1

173,855.9 Small Enterprises Credit 289,102.8 Medium Enterprises Credit

Total UMKM

479,886.5

100.0%

506,890.6

530,416.8

529,979.8

513,192.6

512,041.8

552,226.1

533,165.8

540,691.9

555,625.9

II.2.B PERKEMBANGAN BAKI DEBET KREDIT MKM MENURUT PLAFON 2011

Share

586,028.1 Total MSMEs

OUTSTANDING MSM CREDIT BASED ON PLAFOND. II.2.B 2012

Baki Debet

569,896.3

2013

Mei

Juni

Juli

Ags

Sept

Des

Jan

Feb

Mar

Apr

Outstanding

Mei

Kredit Mikro (Rp0 - Rp 50 juta)

323,844.0

27.2%

302,757.2

310,933.0

327,193.5

323,626.6

327,008.6

325,965.0

331,107.1

319,244.4

Micro Credit (up to IDR50 million)

Kredit Kecil (>Rp50jt-Rp500jt)

515,181.5

43.2%

562,585.5

578,795.5

582,792.6

590,072.4

599,347.0

636,146.3

639,382.7

651,819.7

Small Credit (>IDR50 million - IDR500 million)

352,833.5 1,191,859.0

29.6% 100.0%

383,284.7 1,248,627.3

398,351.2 1,288,079.7

398,623.6 1,308,609.7

399,805.3 1,313,504.4

409,749.3 1,336,104.8

438,018.0 1,400,129.3

429,392.1 1,399,882.0

438,132.1 1,409,196.2

Kredit Menengah (>Rp500 jt-Rp5M) Total

II.3.A PERKEMBANGAN BAKI DEBET KREDIT UMKM MENURUT KELOMPOK BANK 2011

Share

Mei

Total MSM OUTSTANDING OF MSMEs CREDIT BASED ON GROUP OF BANKS. II.3.A

2012 Baki Debet

Medium Credit (>IDR500 million-IDR5 billion)

Juni

2013

Juli

Ags

Sept

Des

Jan

Mar

Apr

Mei

268,170.4 State Owned Banks Foreign Exchange Private National 206,160.8 Banks Non Foreign Exchange Private 25,992.7 National Banks 47,607.6 Regional Development Banks 10,006.3 Joint Venture Banks 595.2 Foreign Owned Banks 27,495.3 Conventional/Islamic Rural Banks 586,028.1 Total MSMEs

Bank Persero

222,645.1

46.4%

228,333.7

245,190.7

247,863.6

233,156.6

226,303.4

242,861.1

239,771.1

244,614.5

254,325.3

260,654.8

Bank Swasta Nasional Devisa

176,924.8

36.9%

180,853.4

185,968.0

179,895.9

179,860.3

182,384.8

205,731.2

192,307.3

192,620.0

196,668.3

200,489.8

Bank Swasta Nasional Non Devisa BPD Bank Campuran Bank Asing BPR-BPRS Total

17,308.8 31,313.9 6,651.3 3,320.0 21,722.5 479,886.5

3.6% 6.5% 1.4% 0.7% 4.5% 100.0%

20,627.8 40,087.2 6,932.1 6,068.0 23,988.5 506,890.6

21,429.8 42,567.2 7,021.9 4,019.7 24,219.4 530,416.8

22,018.8 43,193.4 7,082.9 5,351.1 24,574.1 529,979.8

22,407.2 44,461.8 7,574.5 456.6 25,275.6 513,192.6

23,624.5 45,133.8 8,233.1 571.6 25,790.6 512,041.8

23,259.7 45,081.8 8,750.1 712.6 25,829.5 552,226.1

22,948.8 42,223.1 8,863.8 677.5 26,374.2 533,165.8

24,138.2 43,411.8 9,165.8 567.9 26,173.7 540,691.9

25,119.2 43,170.9 9,574.8 593.8 26,173.7 555,625.9

25,425.6 46,143.6 9,801.6 517.6 26,863.2 569,896.3

1

Sumber data: Bank Indonesia (Grup Pengembangan UMKM - DPAU), diolah dari Laporan Bulanan Bank Umum (LBU) dan Laporan Bulanan BPR/BPRS. - Kredit MKM tidak termasuk kartu kredit; total kredit perbankan dan kredit Non MKM termasuk kartu kredit dan data BPRS. - Untuk Kredit UMKM Mei 2013 : Belum termasuk Bank Umum Syariah (BUS) , tetapi sudah termasuk BPR data April 2013 dan BPRS menggunakan data Februari 2013.

- Untuk data Kredit MKM sejak Maret 2013 sudah tidak sajikan lagi.

1

Outstanding

Feb

Data source: Bank Indonesia ( MSMEs Development Group - Financial Access and MSME Development Department ) processed from Banks' Monthly Reports and Rural Banks/Rural Islamic Banks' Monthly Report. MSM Credit not included credit to credit card holders; while total credit and non MSM Credit included credit to credit card and Islamic Rural Banks MSMEs Credit : not included Islamic Commercial Banks but included Conventional Rural Banks and Islamic Rural Banks . On May 2013, Conventional Rural bank used data of April 2013 and Islamic Rural Bank used data of February 2013. MSM Credit Data is no longer published since March 2013-


II.3.B PERKEMBANGAN BAKI DEBET KREDIT MKM MENURUT KELOMPOK BANK

OUTSTANDING OF MSM CREDIT BASED ON GROUP OF BANKS. II.3.B 2012

Baki Debet

2011

Share

2013

Mei

Juni

Juli

Ags

Sept

Des

Jan

Feb

Mar

Bank Persero

415,623.0

34.9%

432,329.1

445,060.7

453,138.3

456,863.1

466,579.4

502,447.4

508,099.8

505,109.6

Bank Swasta Nasional Devisa

453,999.9

38.1%

485,174.0

499,427.5

506,249.7

505,055.6

510,960.2

525,904.7

519,501.1

525,722.0

58,565.9 155,023.5 33,481.9 34,698.1 40,466.6 1,191,859.0

4.9% 13.0% 2.8% 2.9% 3.4% 100.0%

64,879.9 168,974.6 24,654.0 28,348.1 44,267.6 1,248,627.3

66,828.9 173,944.9 25,129.1 32,451.2 45,237.5 1,288,079.7

68,843.2 177,158.3 25,520.8 31,300.1 46,399.3 1,308,609.7

70,042.5 179,784.5 24,814.5 29,582.3 47,361.9 1,313,504.4

71,622.6 183,167.9 24,906.4 31,169.0 47,699.3 1,336,104.8

75,504.3 190,814.8 24,728.3 31,206.5 49,523.4 1,400,129.3

76,017.3 190,074.7 24,621.1 31,465.4 50,102.6 1,399,882.0

76,949.6 193,809.0 24,706.2 31,492.2 51,407.6 1,409,196.2

Bank Swasta Nasional Non Devisa BPD Bank Campuran Bank Asing BPR-BPRS Total

II.4.A PERKEMBANGAN BAKI DEBET KREDIT UMKM MENURUT SEKTOR EKONOMI 2011

Share

Mei

State Owned Banks Foreign Exchange Private National Banks Non Foreign Exchange Private National Banks Regional Development Banks Joint Venture Banks Foreign Owned Banks Conventional/Islamic Rural Banks Total MSM

2013

Mei

Juni

Juli

Ags

Sept

Des

Jan

Feb

Mar

Apr

Mei

49,494.0 3,391.7 5,143.4 60,734.5 1,693.6 35,984.9 286,539.7

1. Pertanian, perburuan dan Kehutanan 2. Perikanan 3. Pertambangan dan Penggalian 4. Industri pengolahan 5. Listrik, Gas dan Air 6. Konstruksi 7. Perdagangan besar dan eceran 8. Penyediaan akomodasi dan penyediaan makan minum 9. Transportasi, pergudangan dan komunikasi

30,281.7 2,666.1 3,995.0 52,819.7 1,243.6 24,943.0 214,568.9

6.3% 0.6% 0.8% 11.0% 0.3% 5.2% 44.7%

37,146.4 2,813.9 4,860.6 54,690.7 1,733.0 26,633.8 227,937.9

42,085.2 2,969.0 5,281.4 56,066.7 1,765.9 29,332.9 246,338.3

41,367.9 2,992.9 5,089.0 55,751.6 1,842.2 30,171.8 247,158.6

37,682.1 2,862.1 5,071.6 56,461.1 1,645.8 30,862.7 240,792.7

41,426.8 2,950.9 4,816.3 52,026.0 1,652.4 30,673.3 245,164.5

44,529.3 3,001.6 5,520.8 60,163.6 1,505.5 31,620.6 263,179.3

44,913.9 3,010.2 4,932.1 56,123.8 1,689.6 31,118.5 256,089.3

45,261.9 3,035.0 5,200.8 55,444.7 1,611.8 31,658.1 260,769.0

47,386.3 3,155.8 5,052.7 58,071.3 1,675.9 33,083.8 272,285.1

47,959.1 3,279.3 5,183.1 58,550.5 1,689.1 34,197.1 280,070.8

10,304.9

2.1%

11,031.7

11,971.3

12,361.9

12,288.9

12,083.5

14,013.7

13,403.5

13,764.7

14,143.2

14,562.5

19,287.6

4.0%

18,244.1

19,932.8

20,212.7

19,818.7

18,929.7

21,737.4

20,929.7

21,739.9

22,409.5

22,878.9

10. Perantara keuangan 11. Real estate, usaha persewaan dan jasa perusahaan 12. Administrasi Pemerintahan, pertahanan dan jaminan sosial wajib 13. Jasa pendidikan

10,356.4

2.2%

11,962.6

13,804.3

13,770.1

13,417.9

14,885.0

14,211.5

14,203.9

12,847.2

12,599.1

12,720.5

20,333.4

4.2%

19,798.3

21,137.9

22,937.3

30,452.4

21,964.6

26,406.8

23,423.4

23,869.5

24,472.9

24,809.9

445.7 1,588.2

0.1% 0.3%

338.8 1,801.7

476.6 1,983.8

347.3 1,946.5

273.4 1,746.9

299.4 1,872.2

276.6 2,059.0

266.8 1,944.1

266.4 2,044.8

270.1 2,062.7

301.4 2,071.0

3,003.1

0.6%

3,279.8

3,451.2

3,537.6

3,571.1

3,351.4

3,597.6

3,465.6

3,610.5

3,715.3

3,803.6

27,006.9

5.6%

27,384.6

28,235.6

28,992.1

28,102.6

28,141.2

27,865.7

26,692.6

26,939.2

27,444.0

27,699.1

1,030.3

0.2%

1,026.1

1,085.9

1,135.0

1,055.3

1,118.4

1,145.2

1,238.8

1,256.8

1,383.2

1,416.2

2,354.8

0.5%

2,150.1

9.0

459.2

450.9

438.6

413.8

384.3

372.8

360.8

344.8

53,653.7 3.7 479,886.5

11.2% 0.0% 100.0%

54,044.5 12.0 506,890.6

44,478.3 10.9 530,416.8

39,897.7 8.4 529,979.8

26,636.5 0.0 513,192.6

30,242.0 5.7 512,041.8

30,978.0 0.0 552,226.1

29,321.6 14.2 533,165.8

30,985.1 0.0 540,691.9

26,046.4 6.6 555,625.9

28,357.4 2.1 569,896.3

14. Jasa kesehatan dan kegiatan sosial 15. Jasa kemasyarakatan, sosial budaya, hiburan dan perorangan lainnya 16. Jasa perorangan yang melayani rumah tangga 17. Badan internasional dan badan ekstra internasional lainnya 18. Kegiatan yang belum jelas batasannya 19. Tidak teridentifikasi Total

Outstanding

OUTSTANDING MSMEs CREDIT BASED ON ECONOMIC SECTORS. II.4.A 2012

Baki Debet

Apr

Outstanding

Agriculture, hunting and forestry Fishery Mining and Quarrying Processing industry Electricity, Gas & Water Construction Wholesale and retail trade Provision of accommodation and the 15,250.9 provision of eating and drinking Transportation, warehousing and 23,837.1 communication 13,547.4 Financial Intermediaries Real estate, Business Ownership, 26,032.0 and Business Services Government Administration, defense 301.1 and compulsory social security 2,104.3 Education services

3,918.3 Health services and social activities Social services, social, cultural, 28,384.3 entertainment and other individual Individual services with serve 1,493.3 households International agencies and other 328.5 International extra intitutions Business activities are not clearly 27,847.0 defined 2.1 Unidentified 586,028.1 Total MSMEs


II.4.B PERKEMBANGAN BAKI DEBET KREDIT MKM MENURUT SEKTOR EKONOMI

OUTSTANDING MSM CREDIT BASED ON ECONOMIC SECTORS. II.4.B 2012

Baki Debet 1. Pertanian, perburuan dan sarana pertanian 2. Pertambangan 3. Perindustrian 4. Listrik, Gas dan Air 5. Konstruksi 6. Perdagangan, restoran dan hotel 7. Pengangkutan, pergudangan dan komunikasi 8. Jasa Dunia Usaha 9. Jasa Sosial 10. Lain-lain Total

2011

Share

Mei

Juni

Juli

2013 Ags

Sept

Des

Jan

Feb

29,328.2 9,072.8 70,958.0 1,340.2 26,443.4

2.5% 0.8% 6.0% 0.1% 2.2%

35,799.6 10,680.1 73,374.0 1,247.1 27,528.0

40,603.5 11,851.4 76,531.7 1,378.6 29,297.6

40,832.8 13,698.8 78,443.5 1,470.7 30,498.7

37,105.6 10,163.4 76,013.4 1,428.7 31,224.5

41,392.7 12,068.6 78,047.5 1,521.5 33,232.8

44,168.9 17,223.6 81,476.1 1,561.3 31,958.7

44,440.2 17,915.5 80,344.6 1,474.3 29,148.2

44,631.4 14,990.6 81,356.3 1,527.3 29,147.0

247,311.7

20.8%

265,983.8

286,347.3

293,960.8

286,874.6

293,954.9

308,688.2

301,381.3

307,672.8

12,178.8 78,402.9 88,960.3 627,862.8 1,191,859.0

1.0% 6.6% 7.5% 52.7% 100.0%

13,116.9 69,588.0 84,559.7 666,750.1 1,248,627.3

13,757.2 74,006.8 74,583.9 679,721.8 1,288,079.7

15,313.0 75,540.1 72,178.4 686,673.0 1,308,609.7

14,933.4 84,206.0 62,713.9 708,840.8 1,313,504.4

15,289.4 78,755.4 66,208.4 715,633.6 1,336,104.8

15,286.7 82,003.7 65,954.7 751,807.3 1,400,129.3

15,251.1 83,887.3 64,098.1 761,941.4 1,399,882.0

15,649.6 84,948.3 66,098.2 763,174.7 1,409,196.2

II.5.A PERKEMBANGAN BAKI DEBET KREDIT UMKM MENURUT JENIS PENGGUNAAN

Kredit Modal Kerja - Kredit Usaha Mikro - Kredit Usaha Kecil - Kredit Usaha Menengah Kredit Investasi - Kredit Usaha Mikro - Kredit Usaha Kecil - Kredit Usaha Menengah Tidak Teridentifikasi - Kredit Usaha Mikro - Kredit Usaha Kecil - Kredit Usaha Menengah Total - Kredit Usaha Mikro - Kredit Usaha Kecil - Kredit Usaha Menengah

2011

375,295.9 82,474.6 118,077.4 174,744.0 104,586.5 20,427.5 32,834.5 51,324.5 4.1 3.0 0.2 0.9 479,886.5 102,905.0 150,912.1 226,069.4

Apr

Mei

Outstanding Agriculture,hunting and agricultural facilities Mining Manufacturing Industry Electricity, Gas & Water Construction Trade, restaurants and hotels Transportation, cargo storage and communication Business Services Social Services Others Total MSM

OUTSTANDING OF MSMEs CREDIT BASED ON TYPE OF USE. II.5.A 2012

Baki Debet

Mar

Share

Mei

Juni

78.2% 17.2% 24.6% 36.4% 21.8% 4.3% 6.8% 10.7% 0.0% 0.0% 0.0% 0.0% 100.0% 21.4% 31.4% 47.1%

393,608.6 88,896.2 124,680.5 180,031.9 113,278.9 22,388.4 35,658.7 55,231.8 3.1 0.1 2.9 0.0 506,890.6 111,284.7 160,342.2 235,263.7

412,441.1 94,192.9 128,273.5 189,974.7 117,973.2 21,868.5 39,788.6 56,316.1 2.6 1.0 1.6 0.0 530,416.8 116,062.5 168,063.6 246,290.8

Juli 412,000.7 98,532.5 127,343.9 186,124.2 117,979.2 21,781.1 40,096.7 56,101.4 0.0 0.0 0.0 529,979.8 120,313.6 167,440.7 242,225.6

2013 Ags

Sept

Des

Jan

Feb

395,642.6 90,302.1 121,370.8 183,969.6 117,550.0 20,774.9 39,539.7 57,235.5 0.0 0.0 0.0 513,192.6 111,077.0 160,910.5 241,205.1

397,330.5 91,676.3 122,208.4 183,445.8 114,711.3 20,621.6 39,091.7 54,998.0 0.0 0.0 0.0 512,041.8 112,297.9 161,300.1 238,443.9

425,944.4 92,926.2 128,545.5 204,472.7 126,281.6 20,827.8 41,337.1 64,116.8 0.1 0.1 0.0 0.0 552,226.1 113,754.0 169,882.5 268,589.5

412,227.9 92,396.1 119,988.6 199,843.2 120,937.6 20,233.1 39,095.0 61,609.5 0.3 0.1 0.1 0.1 533,165.8 112,629.3 159,083.7 261,452.9

418,364.3 94,060.3 121,564.1 202,739.8 122,327.5 20,443.9 39,940.0 61,943.6 0.1 0.1 0.0 0.0 540,691.9 114,504.3 161,504.2 264,683.4

Mar 430,163.8 95,484.7 125,788.1 208,890.9 125,461.3 20,599.3 40,453.0 64,409.0 0.8 0.5 0.3 0.0 555,625.9 116,084.6 166,241.4 273,300.0

Apr 443,051.1 98,866.4 129,151.7 215,032.9 126,845.0 20,891.6 39,938.2 66,015.2 0.1 0.0 0.1 0.0 569,896.3 119,758.0 169,090.1 281,048.1

Mei 455,698.7 101,758.4 133,107.5 220,832.8 130,329.3 21,311.1 40,748.2 68,270.0 0.1 0.0 0.1 0.0 586,028.1 123,069.5 173,855.9 289,102.8

Outstanding Working Capital Credit - Micro Credit Enterprises - Small Credit Enterprises - Medium Credit Enterprises Investment Credit - Micro Credit Enterprises - Small Credits Enterprises - Medium Credit Enterprises Unidentified - Micro Credit Enterprises - Small Credit Enterprises - Medium Credit Enterprises Total - Micro Enterprises Credit - Small Enterprises Credit - Medium Enterprises Credit


II.5.B PERKEMBANGAN BAKI DEBET KREDIT MKM MENURUT JENIS PENGGUNAAN

OUTSTANDING OF MSM CREDIT BASED ON TYPE OF USE. II.5.B 2012

Baki Debet Kredit Modal Kerja - Kredit Mikro - Kredit Kecil - Kredit Menengah Kredit Investasi - Kredit Mikro - Kredit Kecil - Kredit Menengah Kredit Konsumsi - Kredit Mikro - Kredit Kecil - Kredit Menengah Total - Kredit Mikro - Kredit Kecil - Kredit Menengah

2011

446,332.8 115,393.1 116,104.5 214,835.2 119,520.7 15,047.8 50,801.6 53,671.2 626,005.5 193,403.1 348,275.3 84,327.1 1,191,859.0 323,844.0 515,181.5 352,833.5

Share

37.4% 9.7% 9.7% 18.0% 10.0% 1.3% 4.3% 4.5% 52.5% 16.2% 29.2% 7.1% 100.0% 27.2% 43.2% 29.6%

Mei 454,522.4 102,953.2 124,219.6 227,349.6 129,584.6 13,712.0 56,070.1 59,802.4 664,520.3 186,092.0 382,295.7 96,132.6 1,248,627.3 302,757.2 562,585.5 383,284.7

Juni 476,996.3 109,856.7 131,009.5 236,130.1 133,636.6 14,451.3 57,358.0 61,827.3 677,446.8 186,625.0 390,427.9 100,393.9 1,288,079.7 310,933.0 578,795.5 398,351.2

Juli

2013 Ags

486,328.0 122,390.4 130,364.1 233,573.5 137,721.5 16,328.2 58,151.4 63,242.0 684,560.2 188,474.9 394,277.1 101,808.1 1,308,609.7 327,193.5 582,792.6 398,623.6

470,111.4 115,065.1 122,712.7 232,333.6 136,792.2 13,820.5 58,117.7 64,854.0 706,600.8 194,741.1 409,242.0 102,617.7 1,313,504.4 323,626.6 590,072.4 399,805.3

Sept 483,311.9 120,614.5 124,674.9 238,022.5 139,623.4 14,704.2 58,514.2 66,405.0 713,169.5 191,689.9 416,157.8 105,321.8 1,336,104.8 327,008.6 599,347.0 409,749.3

Des 506,392.7 124,622.5 128,353.4 253,416.8 144,403.1 13,546.0 60,439.8 70,417.3 749,333.5 187,796.5 447,353.1 114,183.9 1,400,129.3 325,965.0 636,146.3 438,018.0

Jan 496,287.6 124,610.9 126,869.2 244,807.6 144,394.2 13,754.7 60,249.3 70,390.2 759,200.1 192,741.5 452,264.2 114,194.4 1,399,881.9 331,107.1 639,382.7 429,392.1

Feb

Jawa Bali Di luar Jawa Bali Nasional

Share

297,414.3

62.0%

182,472.3 479,886.5

38.0% 100.0%

Mei

Juni

310,948.8 195,941.8 506,890.6

324,403.9 206,012.9 530,416.8

Juli 322,025.8 207,954.1 529,979.8

Ags

Sept

Des

Jan

Feb

314,204.9 198,987.7 513,192.6

311,530.1 200,511.7 512,041.8

339,855.9 212,370.2 552,226.1

328,152.5 205,013.3 533,165.8

332,337.7 208,340.7 540,691.9

Jawa Bali Di luar Jawa Bali Nasional

741,560.4 450,298.7 1,191,859.0

Share

62.2% 37.8% 100.0%

Mei 767,048.0 481,579.3 1,248,627.3

Unidentified

- Micro Credit Enterprises - Small Credit Enterprises - Medium Credit Enterprises Total - Micro Credit - Small Credit - Medium Credit

Mar 341,495.3 214,130.6 555,625.9

Apr 327,140.8 242,755.4 569,896.3

Mei

Outstanding

361,086.5 Java & Bali 224,941.6 Outside Java & Bali 586,028.1 National

OUTSTANDING OF MSM CREDIT BASED ON PROVINCES IN JAVA AND BALI. II.6.B

2012 2011

Working Capital Credit - Micro Credit Enterprises - Small Credit Enterprises - Medium Credit Enterprises Investment Credit - Micro Credit Enterprises - Small Credits Enterprises - Medium Credit Enterprises

2013

II.6.B PERKEMBANGAN BAKI DEBET KREDIT MKM MENURUT PROPINSI di JAWA-BALI & NASIONAL

Baki Debet

Outstanding

Mei

502,402.9 123,880.8 128,119.5 250,402.6 146,360.7 13,734.0 61,321.4 71,305.3 760,432.5 181,629.7 462,378.8 116,424.1 1,409,196.2 319,244.4 651,819.7 438,132.1

2012 2011

Apr

OUTSTANDING OF MSMEs CREDIT BASED ON PROVINCES IN JAVA AND BALI. II.6.A

II.6.A PERKEMBANGAN BAKI DEBET KREDIT UMKM MENURUT PROPINSI di JAWA-BALI & NASIONAL

Baki Debet

Mar

Juni 791,313.3 496,766.5 1,288,079.7

Juli 804,938.0 503,671.7 1,308,609.7

2013 Ags 789,555 523,949 1,313,504

Sept 820,432.1 515,672.7 1,336,104.8

Des 862,750.4 537,378.9 1,400,129.3

Jan 865,604.8 534,277.1 1,399,882.0

Feb 866,041.2 543,155.0 1,409,196.2

Mar

Apr

Mei

Outstanding Java & Bali Outside Java & Bali National


OUTSTANDING OF MSMEs CREDIT BASED ON MAIN PROJECT LOCATIONS BY PROVINCES . II.7.A

II.7.A PERKEMBANGAN BAKI DEBET KREDIT UMKM MENURUT LOKASI PROYEK DI PROPINSI 2012 Baki Debet 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35

Jawa Barat Banten DKI Jakarta Raya D.I. Yogyakarta Jawa Tengah Jawa Timur Bengkulu Jambi N. Aceh Darussalam Sumatera Utara Sumatera Barat Riau Sumatera Selatan Kepulauan Riau Bangka Belitung Lampung Kalimantan Selatan Kalimantan Barat Kalimantan Timur Kalimantan Tengah Sulawesi Tengah Sulawesi Selatan Sulawesi Utara Sulawesi Barat Gorontalo Sulawesi Tenggara Nusa Tenggara Barat Bali Nusa Tenggara Timur Maluku Papua Maluku Utara Papua Barat Bank Diluar Negeri Tidak Teridentifikasi Total Kredit UMKM Nasional

2011

Share

Mei

Juni

Juli

2013 Ags

Sept

Des

Jan

Feb

Mar

Apr

62,034.7 16,680.0 82,656.0 6,331.8 49,077.5 65,716.2 3,198.7 6,850.5 5,969.4 27,153.9 9,513.7 14,414.4 12,531.2 5,456.6 2,257.5 9,650.3 6,459.9 7,103.6 15,234.1 3,631.2 5,236.8 18,063.0 5,997.7 1,326.7 1,711.9 2,911.6 4,181.6 14,918.0 2,706.3 1,759.5 4,758.7 1,207.7 1,897.1 258.8 1,029.8

12.9% 3.5% 17.2% 1.3% 10.2% 13.7% 0.7% 1.4% 1.2% 5.7% 2.0% 3.0% 2.6% 1.1% 0.5% 2.0% 1.3% 1.5% 3.2% 0.8% 1.1% 3.8% 1.2% 0.3% 0.4% 0.6% 0.9% 3.1% 0.6% 0.4% 1.0% 0.3% 0.4% 0.1% 0.2%

66,087.6 17,194.8 84,687.0 6,824.4 52,366.4 67,773.6 3,497.8 7,401.6 6,213.0 29,890.7 10,424.5 15,162.4 14,174.6 6,014.4 2,397.8 10,465.4 6,917.4 7,288.2 15,745.6 4,130.3 5,475.6 18,381.5 6,160.3 1,564.8 1,818.8 3,294.0 4,878.9 16,015.0 3,029.5 1,858.8 5,026.5 1,399.8 2,081.4 341.9 906.6

68,755.3 18,125.5 88,577.1 7,010.1 54,782.5 70,421.2 3,640.6 7,800.1 6,832.7 30,707.3 10,935.5 15,736.3 14,642.9 6,443.6 2,511.3 10,600.1 7,420.4 7,715.9 16,708.0 4,281.1 5,756.3 19,306.6 6,923.9 1,634.2 2,123.5 3,681.3 5,165.6 16,732.2 3,221.3 1,947.4 5,217.8 1,563.1 2,227.7 355.5 913.1

68,707.7 17,948.5 87,341.5 7,181.8 54,988.2 68,852.3 3,622.6 7,798.0 7,361.5 31,863.5 11,131.0 15,818.2 14,714.6 6,488.3 2,510.8 10,156.2 7,353.2 7,806.4 16,567.2 4,391.8 5,764.9 19,201.6 6,798.3 1,654.5 2,202.3 3,736.9 5,292.3 17,005.7 3,227.7 1,895.0 5,345.2 1,580.0 2,294.1 307.5 1,070.5

68,119.5 17,840.5 83,362.4 7,084.9 53,741.8 67,103.9 3,445.5 7,516.3 7,179.7 29,331.6 10,945.5 15,646.1 14,480.4 6,423.1 2,376.3 9,640.5 7,230.8 7,738.7 16,709.7 4,265.4 5,209.0 18,317.9 6,071.9 1,425.1 1,805.8 3,300.9 5,128.8 16,951.9 3,070.8 1,596.4 5,146.7 1,308.2 2,320.0 272.5 1,084.4

66,030.4 17,731.3 82,997.8 7,259.3 54,574.7 65,389.8 3,553.8 7,591.8 6,511.4 29,425.7 10,987.4 15,509.7 14,689.0 6,113.3 2,049.8 10,926.1 7,566.7 8,055.7 16,714.6 4,352.6 5,276.1 17,891.3 5,829.6 1,522.7 1,816.0 3,415.5 5,221.1 17,546.8 3,202.1 1,930.7 5,348.9 1,310.0 2,361.1 285.9 1,053.2

72,244.7 19,645.5 93,588.3 7,642.4 57,820.2 69,985.4 3,711.4 8,002.3 6,529.1 31,989.7 11,515.6 16,586.7 15,268.2 6,570.2 2,644.2 10,954.8 8,252.9 8,567.6 17,421.3 4,498.3 5,618.6 19,594.2 5,920.5 1,568.8 1,833.0 3,776.2 5,611.7 18,929.4 3,382.2 1,812.6 5,481.2 1,335.2 2,522.9 368.9 1,031.9

70,034.1 19,071.5 86,828.5 7,476.2 57,748.4 68,393.1 3,688.7 7,784.5 6,320.8 30,627.5 11,182.0 16,066.4 14,911.0 6,584.9 2,523.1 11,056.6 7,583.0 8,297.2 16,376.8 4,380.8 5,373.1 19,452.5 5,684.2 1,571.5 1,792.9 3,740.6 5,581.2 18,600.6 3,185.7 1,703.1 4,633.7 1,285.0 2,244.7 371.9 1,010.0

71,399.1 19,358.8 87,499.9 7,579.3 58,260.1 69,626.5 3,687.1 7,891.9 6,353.8 31,396.1 11,516.3 16,159.8 15,015.2 6,583.8 2,554.7 10,898.8 7,650.5 8,421.5 16,676.3 3,961.1 5,462.5 20,409.8 5,758.2 1,617.0 1,813.7 3,847.3 5,729.1 18,614.1 3,330.2 1,721.0 4,856.6 1,309.0 2,327.9 377.6 1,027.4

72,019.6 19,834.5 90,350.8 7,762.8 60,456.9 71,991.9 3,792.9 8,104.9 6,619.8 32,087.8 11,843.9 16,272.2 15,199.9 6,793.9 2,461.5 10,989.8 8,066.1 8,759.4 17,394.5 4,059.4 5,680.5 21,023.6 5,942.9 1,651.2 1,847.0 4,015.7 5,951.2 19,078.9 3,466.8 1,771.6 5,128.9 1,352.5 2,427.1 368.4 1,057.2

74,909.5 20,467.1 90,365.3 7,791.5 61,102.0 73,727.6 3,889.5 8,261.3 6,713.2 32,719.6 12,129.5 16,629.9 15,723.8 7,035.6 2,541.2 11,364.5 8,368.9 9,065.3 17,865.2 4,167.7 5,848.7 21,559.9 6,101.4 1,689.1 1,901.4 4,070.7 6,082.0 19,546.4 3,597.8 1,812.7 5,335.4 1,418.1 2,497.1 365.1 3,232.4

479,886.5

100.0%

506,890.6

530,416.8

529,979.8

513,192.6

512,041.8

552,226.1

533,165.8

540,691.9

555,625.9

569,896.3

Mei 76,438.3 21,197.8 95,849.4 8,343.6 63,244.4 75,636.1 3,946.4 8,563.8 6,777.7 33,146.3 12,338.7 17,346.9 16,141.2 7,521.4 2,588.5 11,454.9 8,388.1 9,280.7 18,305.0 4,283.0 6,019.0 21,911.4 6,248.0 1,716.4 1,944.6 4,175.5 6,217.0 20,376.9 3,758.2 1,827.1 5,497.2 1,437.2 2,606.4 446.5 1,054.4

Outstanding West Java Banten DKI Jakarta Raya Yogyakarta Central Java East Java Bengkulu Jambi N. Aceh Darussalam North Sumatera West Sumatera Riau South Sumatera Riau Islands Bangka Belitung Lampung South Borneo West Borneo East Borneo Central Borneo Central Sulawesi South Sulawasi North Sulawesi West Sulawesi Gorontalo Southeast Sulawesi West Nusa Tenggara Bali East Nusa Tenggara Maluku Papua North Maluku West Papua Foreign Banks Unidentified

586,028.1 Total of National's MSMEs Credits


OUTSTANDING OF MSM CREDIT BASED ON MAIN PROJECT LOCATIONS BY PROVINCES . II.7.B

II.7.B PERKEMBANGAN BAKI DEBET KREDIT MKM MENURUT LOKASI PROYEK DI PROPINSI 2012 Baki Debet 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34

Jawa Barat Banten DKI Jakarta D.I. Yogyakarta Jawa Tengah Jawa Timur Bengkulu Jambi D.I. Aceh Sumatera Utara Sumatera Barat Riau Sumatera Selatan Kep. Riau Bangka Belitung Lampung Kalimantan Selatan Kalimantan Barat Kalimantan Timur Kalimantan Tengah Sulawesi Tengah Sulawesi Selatan Sulawesi Utara Sulawesi Barat Gorontalo Sulawesi Tenggara Nusa Tenggara Barat Bali Nusa Tenggara Timur Maluku Papua Maluku Utara Papua Barat Lain-lain Total Kredit MKM Nasional

2011

182,814 57,722 216,632 15,396 105,439 133,036 8,456 15,692 18,675 59,453 23,979 32,808 30,629 14,770 4,578 24,142 17,480 16,794 27,550 8,506 11,974 43,493 16,166 3,214 4,796 8,650 13,300 30,520 10,441 5,021 9,762 3,113 3,681 13,176 1,191,859.0

Mei

Juni

15.3% 4.8% 18.2% 1.3% 8.8% 11.2% 0.7% 1.3% 1.6% 5.0% 2.0% 2.8% 2.6% 1.2% 0.4% 2.0% 1.5% 1.4% 2.3% 0.7% 1.0% 3.6% 1.4% 0.3% 0.4% 0.7% 1.1% 2.6% 0.9% 0.4% 0.8% 0.3% 0.3% 1.1%

191,904.2 60,143.7 214,345.4 16,010.1 111,115.7 140,748.2 9,622.9 16,836.4 19,226.4 63,877.8 25,596.3 35,247.5 32,754.6 15,755.1 4,751.4 25,856.5 18,461.0 18,252.4 29,215.3 9,021.3 12,796.0 46,020.9 16,833.9 3,440.5 5,314.8 9,490.4 14,390.8 32,780.7 11,244.0 5,381.1 10,650.0 3,420.0 4,089.1 14,033.2

197,676.8 62,209.8 222,496.4 16,413.4 113,752.8 145,104.0 9,880.3 17,384.3 19,532.8 66,404.7 26,249.9 36,439.7 33,565.5 16,202.4 4,920.3 26,198.3 19,000.0 18,756.6 30,149.1 10,994.7 13,144.7 47,180.1 17,489.2 3,551.4 5,356.5 9,699.2 14,819.0 33,660.0 11,596.1 5,502.5 11,107.4 3,554.8 4,302.9 13,784.1

100.0%

1,248,627.3

1,288,079.7

Share

Juli 200,669.6 64,285.0 225,952.2 16,711.3 115,137.3 147,879.5 9,970.4 17,841.0 19,668.0 66,516.9 26,539.9 36,819.0 34,063.2 16,529.1 4,988.7 26,625.6 19,259.8 19,064.3 30,708.8 11,131.5 13,369.4 47,570.5 17,579.9 3,599.3 5,446.9 9,843.3 15,023.6 34,303.1 11,739.6 5,544.6 11,331.5 3,603.1 4,349.3 14,943.0 1,308,608.0

2013 Ags

Sept

Des

Jan

Feb

203,717.9 67,122.5 216,785.1 17,097.9 117,582.5 148,452.4 10,047.4 17,818.9 19,770.2 67,207.8 26,720.4 36,791.9 34,325.9 16,811.8 5,077.3 26,770.2 19,607.9 19,355.9 31,047.0 11,236.6 14,069.4 48,116.2 17,318.4 3,771.9 5,546.0 10,096.0 15,207.6 34,964.4 11,972.0 5,597.5 11,657.9 3,623.9 4,458.0 13,758.0

206,530.1 67,317.1 224,159.2 17,338.7 118,933.4 150,352.1 10,158.3 18,151.1 19,978.6 67,903.1 27,090.5 37,239.1 34,970.0 17,035.6 5,170.2 27,129.4 19,997.6 19,633.3 31,864.0 11,506.7 14,393.2 48,836.8 17,762.8 3,844.2 5,701.7 10,295.3 15,448.8 35,801.4 12,219.2 5,695.4 11,952.9 3,726.0 4,549.3 13,419.6

215,389.7 71,173.1 238,137.9 18,245.5 125,393.4 156,131.6 10,532.7 18,972.9 20,316.4 70,982.0 28,137.5 38,031.4 35,958.4 17,687.7 5,469.2 27,877.5 21,036.0 20,541.2 33,312.5 11,842.1 14,854.3 51,358.1 19,122.0 4,007.7 6,002.7 10,884.5 16,242.9 38,279.2 12,563.2 6,018.8 12,572.9 3,913.7 4,852.5 14,288.3

217,867.7 71,220.7 239,368.7 18,092.8 125,259.8 155,652.2 10,555.9 18,963.7 20,188.6 70,465.6 27,689.4 37,751.4 35,958.5 17,572.6 5,399.1 27,909.0 20,767.0 20,300.9 32,685.7 11,762.7 14,848.1 51,307.7 18,931.2 4,119.5 6,045.2 10,938.2 16,224.4 38,142.9 12,356.3 5,945.9 12,232.5 3,868.9 4,772.8 14,716.2

220,146.2 73,848.5 229,695.9 18,385.6 127,071.9 157,996.3 10,631.0 19,263.9 20,386.9 71,622.0 28,154.0 38,021.4 36,530.0 17,754.7 5,507.5 28,444.4 21,199.9 20,633.4 33,181.6 11,934.6 15,215.6 52,200.1 19,279.1 4,184.4 6,166.8 11,202.8 16,536.5 38,896.8 12,584.7 6,047.9 12,548.0 3,977.4 4,912.9 15,033.5

1,336,104.8

1,400,129.3

1,399,882.0

1,409,196.2

1,313,504.4

Mar

Apr

Mei

Outstanding West Java Banten DKI Jakarta Raya Yogyakarta Central Java East Java Bengkulu Jambi N. Aceh Darussalam North Sumatera West Sumatera Riau South Sumatera Riau Islands Bangka Belitung Lampung South Borneo West Borneo East Borneo Central Borneo Central Sulawesi South Sulawasi North Sulawesi West Sulawesi Gorontalo Southeast Sulawesi West Nusa Tenggara Bali East Nusa Tenggara Maluku Papua North Maluku West Papua Unidentified Total of National's MSM Credits


II.8.A PERKEMBANGAN BAKI DEBET KREDIT UMKM di KAWASAN INDONESIA TIMUR (KTI)

OUTSTANDING OF MSMEs CREDIT BASED ON PROVINCES IN EASTERN INDONESIAN AREA (EIA). II.8.A

2012 Baki Debet

2011

Share

2013

Mei

Juni

Juli

Ags

Sept

Des

19,306.6 16,708.0 6,923.9 7,420.4 7,715.9 5,165.6 5,756.3 3,221.3 5,217.8 4,281.1 3,681.3 1,947.4 2,227.7 1,563.1 1,634.2 2,123.5 94,894.0 3,205.3 3.38% 16,842.7 3.87% 530,416.8

19,201.6 16,567.2 6,798.3 7,353.2 7,806.4 5,292.3 5,764.9 3,227.7 5,345.2 4,391.8 3,736.9 1,895.0 2,294.1 1,580.0 1,654.5 2,202.3 95,111.2 3,331.0 3.50% 17,286.4 3.98% 529,979.8

18,317.9 16,709.7 6,071.9 7,230.8 7,816.9 5,128.8 5,209.0 3,070.8 5,146.7 4,265.4 3,300.9 1,596.4 2,320.0 1,308.2 1,425.1 1,805.8 90,724.0 3,330.5 3.67% 17,772.8 4.21% 513,192.6

17,891.3 16,714.6 5,829.6 7,566.7 8,055.7 5,221.1 5,276.1 3,202.1 5,348.9 4,352.6 3,415.5 1,930.7 2,361.1 1,310.0 1,522.7 1,816.0 91,814.8 3,123.1 3.40% 16,589.9 3.95% 512,041.8

19,594.2 17,421.3 5,920.5 8,252.9 8,567.6 5,611.7 5,618.6 3,382.2 5,481.2 4,498.3 3,776.2 1,812.6 2,522.9 1,335.2 1,568.8 1,833.0 97,197.2 2,974.7 3.06% 15,792.0 3.47% 552,226.1

Jan

Feb

Mar

Apr

19,452.5 16,376.8 5,684.2 7,583.0 8,297.2 5,581.2 5,373.1 3,185.7 4,633.7 4,380.8 3,740.6 1,703.1 2,244.7 1,285.0 1,571.5 1,792.9 92,886.0 3,351.2 3.61% 16,801.6 3.82% 533,165.8

20,409.8 16,676.3 5,758.2 7,650.5 8,421.5 5,729.1 5,462.5 3,330.2 4,856.6 3,961.1 3,847.3 1,721.0 2,327.9 1,309.0 1,617.0 1,813.7 94,891.7 3,464.9 3.65% 17,266.2 3.87% 540,691.9

21,023.6 17,394.5 5,942.9 8,066.1 8,759.4 5,951.2 5,680.5 3,466.8 5,128.9 4,059.4 4,015.7 1,771.6 2,427.1 1,352.5 1,651.2 1,847.0 98,538.4 3,560.1 3.61% 17,385.9 3.80% 555,625.9

21,559.9 17,865.2 6,101.4 8,368.9 9,065.3 6,082.0 5,848.7 3,597.8 5,335.4 4,167.7 4,070.7 1,812.7 2,497.1 1,418.1 1,689.1 1,901.4 101,381.4 3,689.0 3.64% 17,942.0 3.83% 569,896.3

1. Sulawesi Selatan 2. Kalimantan Timur 3. Sulawesi Utara 4. Kalimantan Selatan 5. Kalimantan Barat 6. NTB 7. Sulawesi Tengah 8. NTT 9. Papua 10. Kalimantan Tengah 11. Sulawesi Tenggara 12. Maluku 13. Papua Barat d 14. Maluku Utara 15. Sulawesi Barat e 16. Gorontalo c Total Kredit UMKM KTI Total NPL KTI % NPL KTI Total NPL KBI % NPL KBI Total Kredit UMKM

18,063.0

3.8%

15,234.1 5,997.7 6,459.9 7,103.6 4,181.6 5,236.8 2,706.3 4,758.7 3,631.2 2,911.6 1,759.5 1,897.1 1,207.7 1,326.7 1,711.9 84,187.3 2,836.1 0.0 14,607.2 0.0 479,886.5

3.2% 1.2% 1.3% 1.5% 0.9% 1.1% 0.6% 1.0% 0.8% 0.6% 0.4% 0.4% 0.3% 0.3% 0.4% 17.5% 0.6%

100.0%

18,381.5 15,745.6 6,160.3 6,917.4 7,288.2 4,878.9 5,475.6 3,029.5 5,026.5 4,130.3 3,294.0 1,858.8 2,081.4 1,399.8 1,564.8 1,818.8 89,051.3 3,299.6 3.71% 16,874.7 4.04% 506,890.6

Total Kredit UMKM KBI

395,699.3

82.5%

417,839.3

435,522.9

434,868.6

422,468.6

420,227.0

455,028.9

440,279.8

445,800.2

457,087.5

468,514.8

3.0%

Mei 21,911.4 18,305.0 6,248.0 8,388.1 9,280.7 6,217.0 6,019.0 3,758.2 5,497.2 4,283.0 4,175.5 1,827.1 2,606.4 1,437.2 1,716.4 1,944.6 103,614.8 3,779.4 3.65% 18,401.5 3.81% 586,028.1

Outstanding 1. South Sulawesi 2. East Kalimantan 3. North Sulawesi 4. South Kalimantan 5. West Kalimantan 6. West Nusa Tenggara 7. Central Sulawesi 8. East Nusa Tenggara 9. Papua 10. Central Kalimantan 11. Southeast Sulawesi 12. Maluku 13. West Papua d 14. North Maluku 15. West Sulawesi e 16. Gorontalo c Total of MSMEs Credits in EIA Total of NPL in EIA r % of NPL in EIA r Total of NPL in WIA r % of NPL in WIA r Total of MSMEs Credits Total of MSMEs Credits in Western

482,413.3 Indonesian Area (WIA) Contribution of MSMEs Credits in

% KBI thd Kredit UMKM Nasional

82.5%

82.4%

82.1%

82.1%

82.3%

82.1%

82.4%

82.6%

82.4%

82.3%

82.2%

82.3% WIA to National MSMEs Credits

% KTI thd total Kredit UMKM Nasional

17.5%

17.6%

17.9%

17.9%

17.7%

17.9%

17.6%

17.4%

17.6%

17.7%

17.8%

17.7% to National's MSMEs Credits

Contribution of MSMEs Credits in EIA


II.8.B PERKEMBANGAN BAKI DEBET KREDIT MKM di KAWASAN INDONESIA TIMUR (KTI)

OUTSTANDING OF MSM CREDIT BASED ON PROVINCES IN EASTERN INDONESIAN AREA (EIA). II.8.B

2012 Baki Debet

2011

Share

2.3% 1.4% 1.5% 1.4% 1.1% 1.0% 0.9% 0.8% 0.7% 0.7% 0.4% 0.3% 0.3% 0.3% 0.4% 17.1% 0.3%

Juli

Ags

Sept

Des

Jan

Feb

Mar

Apr

Mei

Outstanding

47,180.1 30,149.1 17,489.2 19,000.0 18,756.6 14,819.0 13,144.7 11,596.1 11,107.4 10,994.7 9,699.2 5,502.5 4,302.9 3,554.8 3,551.4 5,356.5 226,204.1 4,547.1 2.0% 29093.1 2.74% 1,288,079.7

47,571 30,709 17,580 19,260 19,064 15,024 13,369 11,740 11,331 11,131 9,843 5,545 4,349 3,603 3,599 5,447 229,165 4,847 2.1% 31323.6 2.90% 1,308,610

48,116 31,047 17,318 19,608 19,356 15,208 14,069 11,972 11,658 11,237 10,096 5,597 4,458 3,624 3,772 5,546 232,682 5,050 2.2% 31378.1 2.90% 1,313,504

48,836.8 31,864.0 17,762.8 19,997.6 19,633.3 15,448.8 14,393.2 12,219.2 11,952.9 11,506.7 10,295.3 5,695.4 4,549.3 3,726.0 3,844.2 5,701.7 237,427.2 5,004.6 2.1% 31011.5 2.82% 1,336,105

51,358.1 33,312.5 19,122.0 21,036.0 20,541.2 16,242.9 14,854.3 12,563.2 12,572.9 11,842.1 10,884.5 6,018.8 4,852.5 3,913.7 4,007.7 6,002.7 249,124.9 4,728.3 1.9% 29352.4 2.55% 1,400,129.3

51,307.7 32,685.7 18,931.2 20,767.0 20,300.9 16,224.4 14,848.1 12,356.3 12,232.5 11,762.7 10,938.2 5,945.9 4,772.8 3,868.9 4,119.5 6,045.2 247,106.9 5,223.5 2.1% 31603.4 2.74% 1,399,882.0

52,200.1 33,181.6 19,279.1 21,199.9 20,633.4 16,536.5 15,215.6 12,584.7 12,548.0 11,934.6 11,202.8 6,047.9 4,912.9 3,977.4 4,184.4 6,166.8 251,805.6 5,379.8 2.1% 32464.7 2.80% 1,409,196.2

1. South Sulawesi 2. East Kalimantan 3. North Sulawesi 4. South Kalimantan 5. West Kalimantan 6. West Nusa Tenggara 7. Central Sulawesi 8. East Nusa Tenggara 9. Papua 10. Central Kalimantan 11. Southeast Sulawesi 12. Maluku 13. West Papua d 14. North Maluku 15. West Sulawesi e 16. Gorontalo c Total of MSMCredits in EIA Total of NPL in EIA % of NPL in EIA Total of NPL in WIA % of NPL in WIA Total of MSMCredits

987,919.5

1,030,606.0

1,061,875.6

1,079,444

1,080,822

1,098,678

1,151,004.4

1,152,775.0

1,157,390.5

Total of MSM Credits in Western Indonesian Area (WIA)

% KBI thd Kredit MKM Nasional

82.9%

82.5%

82.4%

82.5%

82.3%

82.2%

82.2%

82.3%

82.1%

Contribution of MSM Credits in WIA to National MSM Credits

% KTI thd total Kredit MKM Nasional

17.1%

17.5%

17.6%

17.5%

17.7%

17.8%

17.8%

17.7%

17.9%

Contribution of MSM Credits in EIA to National's MSM Credits

Total Kredit MKM KBI

3.6%

27,550.3 16,165.5 17,479.6 16,794.4 13,299.5 11,974.2 10,441.3 9,762.2 8,505.7 8,649.7 5,020.8 3,680.5 3,113.4 3,214.1 4,795.6 203,939.5 3,773.2 1.9% 24,418.0 2.47% 1,191,859.0

Juni

46,020.9 29,215.3 16,833.9 18,461.0 18,252.4 14,390.8 12,796.0 11,244.0 10,650.0 9,021.3 9,490.4 5,381.1 4,089.1 3,420.0 3,440.5 5,314.8 218,021.3 4,636.2 2.1% 29134.4 2.83% 1,248,627.3

1. Sulawesi Selatan 2. Kalimantan Timur 3. Sulawesi Utara 4. Kalimantan Selatan 5. Kalimantan Barat 6. NTB 7. Sulawesi Tengah 8. NTT 9. Papua 10. Kalimantan Tengah 11. Sulawesi Tenggara 12. Maluku 13. Papua Barat d 14. Maluku Utara 15. Sulawesi Barat e 16. Gorontalo c Total Kredit MKM KTI Total NPL KTI % NPL KTI Total NPL KBI/Total of NPL in WIA % NPL KBI Total Kredit MKM

43,492.9

Mei

2013

PERKEMBANGAN BAKI DEBET KREDIT USAHA MIKRO, USAHA KECIL, DAN USAHA MENENGAH (UMKM) PERBANKAN 1

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