PERKEMBANGAN BAKI DEBET KREDIT USAHA MIKRO, USAHA KECIL, DAN USAHA MENENGAH (UMKM) PERBANKAN OUTSTANDING OF MICRO, SMALL, AND MEDIUM ENTERPRISES (MSMEs) CREDITS
1
1
(Miliar / Billion Rp) II.1.A PERKEMBANGAN BAKI DEBET KREDIT UMKM dan KREDIT PERBANKAN
OUTSTANDING OF MSMEs CREDIT AND BANKING CREDIT. II.1.A
2011 Baki Debet
2010 1321.255
Kredit UMKM Kredit Non UMKM Jumlah Rekening Kredit UMKM
394,298.9 1,416,959.5 8,417,673
Kredit Perbankan
1,811,258.5
Des 479,886.5 1,779,975.9 8,797,888.0 2,259,862.4
2012 Jan 443,514.3 1,776,203.6 8,052,818 2,219,718.0
Feb 470,799.7 1,791,294.9 8,865,545 2,262,094.6
Mar 481,175.9 1,846,851.2 8,786,840 2,328,027.2
Apr 491,717.4 1,888,961.0 8,683,634 2,380,678.4
Mei 506,890.6 1,944,234.2 8,929,344 2,451,124.8
Juni
Juli
530,416.8 1,988,517.6 9,086,307 2,518,934.4
529,979.8 2,007,709.9 9,098,361 2,537,689.8
Ags 513,192.6 2,065,715.0 9,027,461 2,578,907.6
Sept 512,041.8 2,111,537.8 9,435,570 2,623,579.6
Okt 522,646.6 2,131,026.8 9,026,468 2,653,673.4
II.1.B PERKEMBANGAN BAKI DEBET KREDIT MKM dan KREDIT PERBANKAN 2010 1321.255
Kredit MKM Kredit Non MKM r Kartu Kredit MKM Jumlah Rekening Kredit MKM Kredit Perbankan
961,708.7 807,522.1 32,959.5 30,251,489 1,802,190.3
Des 1,191,859.0 1,032,233.2 35,770.2 33,159,614 2,259,862.4
1,154,416.5 1,027,690.1 37,611.3 33,078,504 2,219,718.0
Feb 1,178,365.6 1,047,243.4 36,485.6 33,390,259 2,262,094.6
Mar 1,203,005.3 1,088,276.5 36,745.4 33,293,818 2,328,027.2
Apr 1,226,863.9 1,116,394.1 37,420.4 33,268,123 2,380,678.4
Mei 1,248,627.3 1,163,496.9 39,000.6 33,724,876 2,451,124.8
Juni
Juli
1,288,079.7 1,191,957.2 38,897.6 34,157,123 2,518,934.4
Kredit Usaha Mikro Kredit Usaha Kecil Kredit Usaha Menengah Total UMKM
Des
Banking Credits
1,308,609.7 1,189,561.2 39,518.9 34,267,234 2,537,689.8
Ags 1,313,504.4 1,225,010.7 40,392.6 34,445,030 2,578,907.6
Sept 1,336,104.8 1,247,705.9 39,768.9 34,973,798 2,623,579.6
Okt 1,354,087.0 1,259,209.5 40,376.9 34,468,142 2,653,673.4
Nov 1,373,593.7 1,285,522.8 41,173.9 34,517,588 2,700,290.4
Outstanding
Des 1,400,129.3 1,336,284.1 42,543.9 34,526,937 2,778,957.3
MSM Credits Non MSM Credits MSM Credit cards Total of MSM Accounts Banking Credits
2012 Jan
Feb
Mar
Apr
Mei
Juni
Juli
Ags
Sept
Okt
Nov
Des
Outstanding
84,298.0
102,905.0
89,803.3
103,665.9
105,157.9
101,697.4
111,284.7
116,062.5
120,313.6
111,077.0
112,297.9
112,729.5
113,489.3
113,754.0 Micro Credits Enterprises
137,633.3 172,367.6
150,912.1 226,069.4
140,045.8 213,665.2
147,311.2 219,822.6
150,864.7 225,153.3
156,561.5 233,458.5
160,342.2 235,263.7
168,063.6 246,290.8
167,440.7 242,225.6
160,910.5 241,205.1
161,300.1 238,443.9
161,905.6 248,011.5
167,628.0 260,750.0
169,882.5 Small Credits Enterprises 268,589.5 Medium Credits Enterprises
394,298.9
479,886.5
443,514.3
470,799.7
481,175.9
491,717.4
506,890.6
530,416.8
529,979.8
513,192.6
512,041.8
522,646.6
II.2.B PERKEMBANGAN BAKI DEBET KREDIT MKM MENURUT PLAFON 2010
Des
541,867.4
552,226.1 Total MSMEs
OUTSTANDING MSM CREDIT BASED ON PLAFOND. II.2.B
2011 Baki Debet
MSMEs Credits Non MSMEs Credits Total of MSMEs Accounts
OUTSTANDING MSMEs CREDIT BASED ON ENTERPRISE CLASSIFICATION . II.2.A
2011 2010
552,226.1 2,226,731.2 9,078,322 2,778,957.3
2012 Jan
II.2.A PERKEMBANGAN BAKI DEBET KREDIT UMKM MENURUT KLASIFIKASI USAHA Baki Debet
541,867.4 2,158,423.0 9,057,903 2,700,290.4
Outstanding
Des
OUTSTANDING OF MSM CREDITS AND BANKING CREDITS. II.1. B
2011 Baki Debet
Nov
2012 Jan
Feb
Mar
Apr
Mei
Juni
Juli
Ags
Sept
Okt
Nov
Des
Outstanding
Kredit Mikro (Rp0 - Rp 50 juta)
284,001.9
323,844.0
309,117.4
299,263.6
302,616.1
308,136.2
302,757.2
310,933.0
327,193.5
323,626.6
327,008.6
323,441.6
325,221.1
325,965.0 Micro Credits (up to IDR50 million)
Kredit Kecil (>Rp50jt-Rp500jt)
395,769.9
515,181.5
504,233.2
528,023.1
538,779.5
545,348.2
562,585.5
578,795.5
582,792.6
590,072.4
599,347.0
613,002.6
623,862.1
636,146.3 million)
281,936.9 961,708.7
352,833.5 1,191,859.0
341,065.9 1,154,416.5
351,078.9 1,178,365.6
361,609.8 1,203,005.3
373,379.5 1,226,863.9
383,284.7 1,248,627.3
398,351.2 1,288,079.7
398,623.6 1,308,609.7
399,805.3 1,313,504.4
409,749.3 1,336,104.8
417,642.7 1,354,087.0
424,510.5 1,373,593.7
Small Credits (>IDR50 million - IDR500 Medium Credits (>IDR500 million-IDR5
Kredit Menengah (>Rp500 jt-Rp5M) Total
II.3.A PERKEMBANGAN BAKI DEBET KREDIT UMKM MENURUT KELOMPOK BANK
OUTSTANDING OF MSMEs CREDIT BASED ON GROUP OF BANKS. II.3.A
2011 Baki Debet
2010
438,018.0 billion) 1,400,129.3 Total MSM
2012
Des
Jan
Feb
Mar
Apr
Mei
Juni
Juli
Ags
Sept
Outstanding
Okt
Nov
Des
242,861.1 State Banks Foreign Exchange Private National 205,731.2 Banks Non Foreign Exchange Private 23,259.7 National Banks 45,081.8 Regional Development Banks 8,750.1 Joint Banks 712.6 Foreign Banks 25,829.5 Rural-Islamic Rural Banks 552,226.1 Total MSMEs
Bank Persero
172,915.6
222,645.1
197,258.7
216,296.8
218,913.9
218,691.0
228,333.7
245,190.7
247,863.6
233,156.6
226,303.4
230,198.4
234,182.2
Bank Swasta Nasional Devisa
149,831.2
176,924.8
169,188.1
170,960.8
176,251.9
183,748.9
180,853.4
185,968.0
179,895.9
179,860.3
182,384.8
188,394.3
203,165.4
Bank Swasta Nasional Non Devisa BPD Bank Campuran Bank Asing BPR-BPRS Total
11,401.3 31,340.1 7,905.7 3,255.8 17,649.2 394,298.9
17,308.8 31,313.9 6,651.3 3,320.0 21,722.5 479,886.5
17,859.4 30,044.6 6,645.7 461.7 22,056.1 443,514.3
18,142.6 36,525.0 6,494.8 405.4 21,974.4 470,799.7
18,912.7 37,671.4 6,172.2 388.9 22,864.9 481,175.9
20,009.8 38,632.9 6,740.2 318.1 23,576.6 491,717.4
20,627.8 40,087.2 6,932.1 6,068.0 23,988.5 506,890.6
21,429.8 42,567.2 7,021.9 4,019.7 24,219.4 530,416.8
22,018.8 43,193.4 7,082.9 5,351.1 24,574.1 529,979.8
22,407.2 44,461.8 7,574.5 456.6 25,275.6 513,192.6
23,624.5 45,133.8 8,233.1 571.6 25,790.6 512,041.8
24,050.1 45,594.7 8,269.2 537.8 25,602.1 522,646.6
22,787.6 46,493.6 9,126.6 548.7 25,563.3 541,867.4
PERKEMBANGAN BAKI DEBET KREDIT USAHA MIKRO, USAHA KECIL, DAN USAHA MENENGAH (UMKM) PERBANKAN OUTSTANDING OF MICRO, SMALL, AND MEDIUM ENTERPRISES (MSMEs) CREDITS
1
1
(Miliar / Billion Rp) II.3.B PERKEMBANGAN BAKI DEBET KREDIT MKM MENURUT KELOMPOK BANK
OUTSTANDING OF MSM CREDIT BASED ON GROUP OF BANKS. II.3.B
2011 Baki Debet
2010
Des
2012 Jan
Feb
Mar
Apr
Okt
Nov
Bank Persero
343,990.3
415,623.0
386,729.8
412,215.9
419,037.2
425,515.7
432,329.1
Mei
445,060.7
Juni
453,138.3
Juli
456,863.1
Ags
466,579.4
Sept
474,024.2
484,257.1
Bank Swasta Nasional Devisa
363,630.6
453,999.9
452,995.0
458,654.7
467,723.7
478,510.1
485,174.0
499,427.5
506,249.7
505,055.6
510,960.2
515,971.3
519,634.3
Bank Swasta Nasional Non Devisa BPD Bank Campuran Bank Asing BPR-BPRS Total
41,355.1 126,560.7 24,931.8 26,313.8 34,926.4 961,708.7
58,565.9 155,023.5 33,481.9 34,698.1 40,466.6 1,191,859.0
59,301.0 154,652.6 24,503.9 35,300.4 40,933.8 1,154,416.5
60,253.8 157,050.2 25,752.0 23,193.0 41,245.9 1,178,365.6
61,755.5 160,564.7 25,510.6 26,140.4 42,273.2 1,203,005.3
63,159.0 164,717.4 25,215.6 26,373.1 43,373.0 1,226,863.9
64,879.9 168,974.6 24,654.0 28,348.1 44,267.6 1,248,627.3
66,828.9 173,944.9 25,129.1 32,451.2 45,237.5 1,288,079.7
68,843.2 177,158.3 25,520.8 31,300.1 46,399.3 1,308,609.7
70,042.5 179,784.5 24,814.5 29,582.3 47,361.9 1,313,504.4
71,622.6 183,167.9 24,906.4 31,169.0 47,699.3 1,336,104.8
73,072.6 187,269.5 25,038.1 30,452.5 48,258.8 1,354,087.0
74,604.2 190,274.8 25,120.6 31,082.8 48,620.0 1,373,593.7
II.4.A PERKEMBANGAN BAKI DEBET KREDIT UMKM MENURUT SEKTOR EKONOMI
OUTSTANDING MSMEs CREDIT BASED ON ECONOMIC SECTORS. II.4.A
2011 Baki Debet
1. Pertanian, perburuan dan Kehutanan 2. Perikanan 3. Pertambangan dan Penggalian 4. Industri pengolahan 5. Listrik, Gas dan Air 6. Konstruksi 7. Perdagangan besar dan eceran 8. Penyediaan akomodasi dan penyediaan makan minum 9. Transportasi, pergudangan dan komunikasi 10. Perantara keuangan 11. Real estate, usaha persewaan dan jasa perusahaan 12. Administrasi Pemerintahan, pertahanan dan jaminan sosial wajib 13. Jasa pendidikan 14. Jasa kesehatan dan kegiatan sosial 15. Jasa kemasyarakatan, sosial budaya, hiburan dan perorangan lainnya 16. Jasa perorangan yang melayani rumah tangga 17. Badan internasional dan badan ekstra internasional lainnya 18. Kegiatan yang belum jelas batasannya 19. Tidak teridentifikasi Total
2010
Outstanding
Des
502,447.4 State Banks Foreign Exchange Private National 525,904.7 Banks Non Foreign Exchange Private 75,504.3 National Banks 190,814.8 Regional Development Banks 24,728.3 Joint Banks 31,206.5 Foreign Banks 49,523.4 Rural-Islamic Rural Banks 1,400,129.3 Total MSM
2012
Des
Jan
Feb
Mar
Apr
19,467.1 2,160.0 3,195.5 43,448.7 1,358.4 20,662.4 177,514.6
30,281.7 2,666.1 3,995.0 52,819.7 1,243.6 24,943.0 214,568.9
28,787.7 2,600.5 3,680.3 47,311.9 1,198.3 22,562.8 199,923.6
32,693.5 2,639.5 3,865.5 48,551.2 1,374.4 23,754.8 208,547.1
33,123.1 2,649.8 4,050.0 50,482.3 1,541.9 24,407.9 213,126.1
32,165.4 2,635.2 4,572.7 52,782.9 1,573.7 25,184.8 220,185.0
37,146.4 2,813.9 4,860.6 54,690.7 1,733.0 26,633.8 227,937.9
42,085.2 2,969.0 5,281.4 56,066.7 1,765.9 29,332.9 246,338.3
41,367.9 2,992.9 5,089.0 55,751.6 1,842.2 30,171.8 247,158.6
37,682.1 2,862.1 5,071.6 56,461.1 1,645.8 30,862.7 240,792.7
Mei
Juni
Juli
Ags
Sept
Okt
Nov
Des
41,426.8 2,950.9 4,816.3 52,026.0 1,652.4 30,673.3 245,164.5
42,008.9 2,975.4 4,963.9 52,842.2 1,655.0 32,151.8 249,658.7
42,835.3 3,081.6 5,351.2 58,964.0 1,697.7 33,537.9 255,659.8
44,529.3 3,001.6 5,520.8 60,163.6 1,505.5 31,620.6 263,179.3
Outstanding
7,340.2
10,304.9
10,207.0
10,448.5
10,753.7
10,912.7
11,031.7
11,971.3
12,361.9
12,288.9
12,083.5
12,232.3
13,219.1
13,891.0 6,814.4
19,287.6
18,547.7
18,651.5
17,457.2
17,703.2
18,244.1
19,932.8
20,212.7
19,818.7
18,929.7
19,642.6
21,334.2
Agriculture, hunting and forestry Fishery Mining and Quarrying Processing industry Electricity, Gas & Water Construction Wholesale and retail trade Provision of accommodation and 14,013.7 the provision of eating and drinking Transportation, warehousing and 21,737.4 communication
10,356.4
9,836.6
9,766.9
10,201.0
13,563.0
11,962.6
13,804.3
13,770.1
13,417.9
14,885.0
15,243.8
14,163.7
14,211.5 Financial Intermediaries
12,963.4
20,333.4
19,771.3
19,727.4
20,012.7
19,653.3
19,798.3
21,137.9
22,937.3
30,452.4
21,964.6
22,744.8
25,834.7
26,406.8
299.8 1,269.4
445.7 1,588.2
459.7 1,570.6
422.4 1,588.8
456.0 1,677.7
456.6 1,635.5
338.8 1,801.7
476.6 1,983.8
347.3 1,946.5
273.4 1,746.9
299.4 1,872.2
282.7 2,007.8
277.8 1,977.7
Real estate
Government Administration, 276.6 defense and compulsory social 2,059.0 Education services
2,756.8
3,003.1
2,923.6
3,031.3
3,181.4
3,226.6
3,279.8
3,451.2
3,537.6
3,571.1
3,351.4
3,410.0
3,522.4
21,669.7
27,006.9
26,679.3
26,857.6
26,967.9
26,890.9
27,384.6
28,235.6
28,992.1
28,102.6
28,141.2
28,284.0
28,083.6
1,559.0
1,030.3
986.9
964.3
964.9
948.3
1,026.1
1,085.9
1,135.0
1,055.3
1,118.4
1,154.8
1,156.1
84.1
2,354.8
2,198.7
2,232.0
2,017.4
1,560.4
2,150.1
9.0
459.2
450.9
438.6
426.3
420.4
3,597.6 Health services and social activities Social services, social, cultural, 27,865.7 entertainment and other individual Individual services with serve 1,145.2 households Business activities are not clearly 413.8 defined
49,786.3 8,057.9 394,298.9
53,653.7 3.7 479,886.5
44,261.4 6.4 443,514.3
55,668.1 14.9 470,799.7
58,092.5 12.6 481,175.9
56,044.7 22.4 491,717.4
54,044.5 12.0 506,890.6
44,478.3 10.9 530,416.8
39,897.7 8.4 529,979.8
26,636.5 0.0 513,192.6
30,242.0 5.7 512,041.8
30,961.6 0.1 522,646.6
30,750.0 0.0 541,867.4
30,978.0 Not the business field - households 0.0 Unidentified 552,226.1 Total MSMEs
PERKEMBANGAN BAKI DEBET KREDIT USAHA MIKRO, USAHA KECIL, DAN USAHA MENENGAH (UMKM) PERBANKAN OUTSTANDING OF MICRO, SMALL, AND MEDIUM ENTERPRISES (MSMEs) CREDITS
1
1
(Miliar / Billion Rp) II.4.B PERKEMBANGAN BAKI DEBET KREDIT MKM MENURUT SEKTOR EKONOMI
OUTSTANDING MSM CREDIT BASED ON ECONOMIC SECTORS. II.4.B
2011 Baki Debet 1. Pertanian, perburuan dan sarana pertanian 2. Pertambangan 3. Perindustrian 4. Listrik, Gas dan Air 5. Konstruksi 6. Perdagangan, restoran dan hotel 7. Pengangkutan, pergudangan dan komunikasi 8. Jasa Dunia Usaha 9. Jasa Sosial 10. Lain-lain Total
2010
19,821.9 7,078.2 55,933.2 979.2 21,974.4 206,671.3 12,995.4 57,013.3 30,522.0 548,719.8 961,708.7
Des
2012 Jan
Feb
Mar
Apr
Mei
Juni
Juli
Ags
Sept
Kredit Modal Kerja - Kredit Usaha Mikro - Kredit Usaha Kecil - Kredit Usaha Menengah Kredit Investasi - Kredit Usaha Mikro - Kredit Usaha Kecil - Kredit Usaha Menengah Tidak Teridentifikasi - Kredit Usaha Mikro - Kredit Usaha Kecil - Kredit Usaha Menengah Total - Kredit Usaha Mikro - Kredit Usaha Kecil - Kredit Usaha Menengah
314,694.9 65,475.2 114,920.1 134,299.5 79,596.6 18,818.0 22,710.5 38,068.1 7.5 4.8 2.6 0.0 394,298.9 84,298.0 137,633.3 172,367.6
Des
27,885.0 9,553.8 68,524.0 1,139.8 24,193.7
30,594.8 9,173.4 68,221.0 1,097.0 24,745.8
31,652.9 9,831.8 69,644.8 1,071.9 25,068.6
31,394.7 10,720.8 74,073.1 1,148.2 26,101.3
35,799.6 10,680.1 73,374.0 1,247.1 27,528.0
40,603.5 11,851.4 76,531.7 1,378.6 29,297.6
40,832.8 13,698.8 78,443.5 1,470.7 30,498.7
37,105.6 10,163.4 76,013.4 1,428.7 31,224.5
41,392.7 12,068.6 78,047.5 1,521.5 33,232.8
41,693.9 11,327.8 79,157.3 1,512.8 33,922.4
42,521.4 13,770.1 79,025.4 1,540.7 34,393.4
44,168.9 17,223.6 81,476.1 1,561.3 31,958.7
247,311.7
236,672.3
244,159.0
250,252.4
258,199.5
265,983.8
286,347.3
293,960.8
286,874.6
293,954.9
295,733.2
300,050.8
308,688.2
12,178.8 78,402.9 88,960.3 627,862.8 1,191,859.0
12,432.3 72,824.4 75,672.3 625,519.1 1,154,416.5
12,293.2 64,626.7 86,490.3 636,964.4 1,178,365.6
12,631.9 66,556.2 88,220.5 648,074.2 1,203,005.1
12,996.4 73,158.7 105,583.0 633,488.4 1,226,863.9
13,116.9 69,588.0 84,559.7 666,750.1 1,248,627.3
13,757.2 74,006.8 74,583.9 679,721.8 1,288,079.7
15,313.0 75,540.1 72,178.4 686,673.0 1,308,609.7
14,933.4 84,206.0 62,713.9 708,840.8 1,313,504.4
15,289.4 78,755.4 66,208.4 715,633.6 1,336,104.8
15,550.7 80,067.6 66,494.2 728,627.0 1,354,087.0
14,948.4 82,247.1 66,425.5 738,670.9 1,373,593.7
15,286.7 82,003.7 65,954.7 751,807.3 1,400,129.3
Des 375,295.9 82,474.6 118,077.4 174,744.0 104,586.5 20,427.5 32,834.5 51,324.5 4.1 3.0 0.2 0.9 479,886.5 102,905.0 150,912.1 226,069.4
Outstanding Agriculture,hunting and agricultural facilities Mining Manufacturing Industry Electricity, Gas & Water Construction Trade, restaurants and hotels Transportation, cargo storage and communication Business Services Social Services Others Total MSM
OUTSTANDING OF MSMEs CREDIT BASED ON TYPE OF USE. II.5.A
2011 2010
Nov
29,328.2 9,072.8 70,958.0 1,340.2 26,443.4
II.5.A PERKEMBANGAN BAKI DEBET KREDIT UMKM MENURUT JENIS PENGGUNAAN Baki Debet
Okt
2012 Jan 338,360.1 69,227.7 107,196.4 161,936.0 105,147.9 20,569.5 32,849.4 51,729.1 6.3 6.1 0.1 0.1 443,514.3 89,803.3 140,045.8 213,665.2
Feb 365,092.5 81,857.2 114,268.6 168,966.7 105,698.7 21,800.6 33,042.3 50,855.8 8.5 8.1 0.3 0.1 470,799.7 103,665.9 147,311.2 219,822.6
Mar 370,072.3 83,472.1 116,562.9 170,037.4 111,099.5 21,681.9 34,301.8 55,115.8 4.2 3.9 0.0 0.2 481,175.9 105,157.9 150,864.7 225,153.3
Apr 381,907.1 79,928.2 122,604.2 179,374.7 109,789.3 21,768.0 33,937.8 54,083.6 21.0 1.2 19.6 0.3 491,717.4 101,697.4 156,561.5 233,458.5
Mei 393,608.6 88,896.2 124,680.5 180,031.9 113,278.9 22,388.4 35,658.7 55,231.8 3.1 0.1 2.9 0.0 506,890.6 111,284.7 160,342.2 235,263.7
Juni 412,441.1 94,192.9 128,273.5 189,974.7 117,973.2 21,868.5 39,788.6 56,316.1 2.6 1.0 1.6 0.0 530,416.8 116,062.5 168,063.6 246,290.8
Juli 412,000.7 98,532.5 127,343.9 186,124.2 117,979.2 21,781.1 40,096.7 56,101.4 0.0 0.0 0.0 529,979.8 120,313.6 167,440.7 242,225.6
Ags 395,642.6 90,302.1 121,370.8 183,969.6 117,550.0 20,774.9 39,539.7 57,235.5 0.0 0.0 0.0 513,192.6 111,077.0 160,910.5 241,205.1
Sept 397,330.5 91,676.3 122,208.4 183,445.8 114,711.3 20,621.6 39,091.7 54,998.0 0.0 0.0 0.0 512,041.8 112,297.9 161,300.1 238,443.9
Okt 405,489.7 92,057.8 122,782.5 190,649.4 117,156.7 20,671.6 39,123.1 57,362.1 0.1 0.1 0.0 0.0 522,646.6 112,729.5 161,905.6 248,011.5
Nov 417,605.6 92,634.5 126,901.6 198,069.5 124,261.6 20,854.7 40,726.4 62,680.5 0.1 0.1 0.0 0.0 541,867.4 113,489.3 167,628.0 260,750.0
Des 425,944.4 92,926.2 128,545.5 204,472.7 126,281.6 20,827.8 41,337.1 64,116.8 0.1 0.1 0.0 0.0 552,226.1 113,754.0 169,882.5 268,589.5
Outstanding Working Capital Credits - Micro Credits Enterprises - Small Credits Enterprises - Medium Credits Enterprises Investment Credits - Micro Credits Enterprises - Small Credits Enterprises - Medium Credits Enterprises Unidentified - Micro Credits Enterprises - Small Credits Enterprises - Medium Credits Enterprises Total - Micro Credits Enterprises - Small Credits Enterprises - Medium Credits Enterprises
PERKEMBANGAN BAKI DEBET KREDIT USAHA MIKRO, USAHA KECIL, DAN USAHA MENENGAH (UMKM) PERBANKAN OUTSTANDING OF MICRO, SMALL, AND MEDIUM ENTERPRISES (MSMEs) CREDITS
1
1
(Miliar / Billion Rp) II.5.B PERKEMBANGAN BAKI DEBET KREDIT MKM MENURUT JENIS PENGGUNAAN
OUTSTANDING OF MSM CREDIT BASED ON TYPE OF USE. II.5.B
2011 Baki Debet Kredit Modal Kerja - Kredit Mikro - Kredit Kecil - Kredit Menengah Kredit Investasi - Kredit Mikro - Kredit Kecil - Kredit Menengah Kredit Konsumsi - Kredit Mikro - Kredit Kecil - Kredit Menengah Total - Kredit Mikro - Kredit Kecil - Kredit Menengah
2010
370,924.5 90,117.2 96,005.2 184,802.1 86,684.0 11,719.2 35,517.5 39,447.4 504,100.1 182,165.5 264,247.2 57,687.4 961,708.7 284,001.9 395,769.9 281,936.9
Des 446,332.8 115,393.1 116,104.5 214,835.2 119,520.7 15,047.8 50,801.6 53,671.2 626,005.5 193,403.1 348,275.3 84,327.1 1,191,859.0 323,844.0 515,181.5 352,833.5
2012 Jan
Feb
410,871.8 99,084.4 108,784.7 203,002.7 119,965.4 13,701.6 51,497.3 54,766.5 623,579.3 196,331.3 343,951.2 83,296.7 1,154,416.5 309,117.4 504,233.2 341,065.9
422,805.0 95,288.0 116,662.3 210,854.7 120,538.0 13,790.8 52,528.8 54,218.4 635,022.7 190,184.9 358,832.0 86,005.8 1,178,365.6 299,263.6 528,023.1 351,078.9
Mar 430,417.4 99,032.1 117,782.6 213,602.7 126,657.5 13,352.7 54,360.1 58,944.7 645,930.4 190,231.3 366,636.8 89,062.4 1,203,005.3 302,616.1 538,779.5 361,609.8
Apr 448,914.0 99,821.8 121,592.6 227,499.6 126,673.5 13,464.9 54,865.2 58,343.5 651,276.4 194,849.4 368,890.4 87,536.5 1,226,863.9 308,136.2 545,348.2 373,379.5
Mei 454,522.4 102,953.2 124,219.6 227,349.6 129,584.6 13,712.0 56,070.1 59,802.4 664,520.3 186,092.0 382,295.7 96,132.6 1,248,627.3 302,757.2 562,585.5 383,284.7
Juni
Juli
476,996.3 109,856.7 131,009.5 236,130.1 133,636.6 14,451.3 57,358.0 61,827.3 677,446.8 186,625.0 390,427.9 100,393.9 1,288,079.7 310,933.0 578,795.5 398,351.2
Ags
486,328.0 122,390.4 130,364.1 233,573.5 137,721.5 16,328.2 58,151.4 63,242.0 684,560.2 188,474.9 394,277.1 101,808.1 1,308,609.7 327,193.5 582,792.6 398,623.6
470,111.4 115,065.1 122,712.7 232,333.6 136,792.2 13,820.5 58,117.7 64,854.0 706,600.8 194,741.1 409,242.0 102,617.7 1,313,504.4 323,626.6 590,072.4 399,805.3
2011
Jawa Bali Di luar Jawa Bali Nasional
2010
263,264.1 131,034.8 394,298.9
Des 297,414.3 182,472.3 479,886.5
Okt
483,311.9 120,614.5 124,674.9 238,022.5 139,623.4 14,704.2 58,514.2 66,405.0 713,169.5 191,689.9 416,157.8 105,321.8 1,336,104.8 327,008.6 599,347.0 409,749.3
487,298.4 118,437.2 126,579.1 242,282.1 140,486.2 13,521.9 59,102.4 67,861.9 726,302.4 191,482.6 427,321.1 107,498.8 1,354,087.0 323,441.6 613,002.6 417,642.7
Jan
Feb
270,531.9 172,982.4 443,514.3
2011
Jawa Bali Di luar Jawa Bali Nasional
2010
496,573.0 270,328.4 766,901.4
Des 741,560.4 450,298.7 1,191,859.0
493,524.7 120,147.5 127,442.0 245,935.2 143,713.5 14,809.4 60,040.6 68,863.4 736,355.5 190,264.2 436,379.5 109,711.9 1,373,593.7 325,221.1 623,862.1 424,510.5
Des 506,392.7 124,622.5 128,353.4 253,416.8 144,403.1 13,546.0 60,439.8 70,417.3 749,333.5 187,796.5 447,353.1 114,183.9 1,400,129.3 325,965.0 636,146.3 438,018.0
Outstanding Working Capital Credits - Micro Credits - Small Credits - Medium Credits Investment Credits - Micro Credits - Small Credits - Medium Credits Consumer Credits
- Micro Credits - Small Credits - Medium Credits Total - Micro Credits - Small Credits - Medium Credits
2012
291,136.0 179,663.7 470,799.7
Mar 296,366.1 184,809.9 481,175.9
Apr 303,645.5 188,071.9 491,717.4
Mei 310,948.8 195,941.8 506,890.6
Juni 324,403.9 206,012.9 530,416.8
Juli
Ags
322,025.8 207,954.1 529,979.8
314,204.9 198,987.7 513,192.6
Sept
Okt
311,530.1 200,511.7 512,041.8
319,284.4 203,362.2 522,646.6
II.6.B PERKEMBANGAN BAKI DEBET KREDIT MKM MENURUT PROPINSI di JAWA-BALI & NASIONAL
Baki Debet
Nov
OUTSTANDING OF MSMEs CREDIT BASED ON PROVINCES IN JAVA AND BALI. II.6.A
II.6.A PERKEMBANGAN BAKI DEBET KREDIT UMKM MENURUT PROPINSI di JAWA-BALI & NASIONAL
Baki Debet
Sept
711,188.5 443,228.0 1,154,416.5
333,070.8 208,796.6 541,867.4
Des
Outstanding
339,855.9 Java & Bali 212,370.2 Outside Java & Bali 552,226.1 National
OUTSTANDING OF MSM CREDIT BASED ON PROVINCES IN JAVA AND BALI. II.6.B
2012
2012 Jan
Nov
Feb 723,502.4 454,863.2 1,178,365.6
Mar 738,580 464,425 1,203,005
Apr 754,820.0 472,043.9 1,226,863.9
Mei 767,048.0 481,579.3 1,248,627.3
Juni 791,313.3 496,766.5 1,288,079.7
Juli 804,938.0 503,671.7 1,308,609.7
Ags 789,555 523,949 1,313,504
Sept 820,432.1 515,672.7 1,336,104.8
Okt
`
830,410.7 523,676.3 1,354,087.0
Nov 843,483.8 530,109.9 1,373,593.7
Des
Outstanding
862,750.4 Java & Bali 537,378.9 Outside Java & Bali 1,400,129.3 National
PERKEMBANGAN BAKI DEBET KREDIT USAHA MIKRO, USAHA KECIL, DAN USAHA MENENGAH (UMKM) PERBANKAN OUTSTANDING OF MICRO, SMALL, AND MEDIUM ENTERPRISES (MSMEs) CREDITS
1
1
(Miliar / Billion Rp)
OUTSTANDING OF MSMEs CREDIT BASED ON MAIN PROJECT LOCATIONS BY PROVINCES . II.7.A
II.7.A PERKEMBANGAN BAKI DEBET KREDIT UMKM MENURUT LOKASI PROYEK DI PROPINSI 2011 Baki Debet 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35
2012
2010
Des
Jan
Feb
Mar
Apr
Mei
Juni
Juli
Ags
Sept
Okt
Nov
Jawa Barat Banten DKI Jakarta Raya D.I. Yogyakarta Jawa Tengah Jawa Timur Bengkulu Jambi N. Aceh Darussalam Sumatera Utara Sumatera Barat Riau Sumatera Selatan Kepulauan Riau Bangka Belitung Lampung Kalimantan Selatan Kalimantan Barat Kalimantan Timur Kalimantan Tengah Sulawesi Tengah Sulawesi Selatan Sulawesi Utara Sulawesi Barat Gorontalo Sulawesi Tenggara Nusa Tenggara Barat Bali Nusa Tenggara Timur Maluku Papua Maluku Utara Papua Barat Bank Diluar Negeri Tidak Teridentifikasi
43,324.0 13,287.9 106,088.3 4,305.0 32,921.1 52,639.5 1,913.2 4,261.2 4,296.8 19,354.2 6,529.6 10,041.9 8,022.9 3,679.5 1,391.1 7,469.3 4,315.3 4,211.6 13,835.8 2,108.5 3,387.2 13,114.1 4,149.9 464.5 772.0 1,544.6 2,551.0 10,698.4 2,035.1 1,158.4 3,064.6 640.9 944.7 431.4 5,345.4
62,034.7 16,680.0 82,656.0 6,331.8 49,077.5 65,716.2 3,198.7 6,850.5 5,969.4 27,153.9 9,513.7 14,414.4 12,531.2 5,456.6 2,257.5 9,650.3 6,459.9 7,103.6 15,234.1 3,631.2 5,236.8 18,063.0 5,997.7 1,326.7 1,711.9 2,911.6 4,181.6 14,918.0 2,706.3 1,759.5 4,758.7 1,207.7 1,897.1 258.8 1,029.8
58,583.5 15,020.7 75,297.4 5,260.4 43,104.6 59,564.2 3,131.1 6,591.8 5,642.3 24,935.6 9,215.8 13,507.9 12,344.7 5,400.8 2,049.1 9,195.7 6,293.1 6,570.5 14,438.1 3,503.0 4,948.0 17,301.6 5,786.1 1,289.1 1,683.9 2,839.4 3,615.9 13,701.1 2,567.9 1,676.0 4,411.1 1,197.8 1,768.6 273.6 804.1
62,803.9 16,235.4 78,912.1 6,230.2 48,824.0 63,267.8 3,239.9 6,769.5 5,755.9 26,122.7 9,425.9 14,408.7 12,929.4 5,457.4 2,110.8 9,373.6 6,423.3 7,006.1 14,760.7 3,602.3 5,052.4 17,713.9 5,897.6 1,325.3 1,751.4 2,966.8 4,250.3 14,862.6 2,641.7 1,718.4 4,547.2 1,246.0 1,881.4 294.2 991.0
62,516.7 16,586.9 81,034.5 6,380.7 50,353.2 64,330.0 3,314.4 6,952.2 5,871.8 26,637.4 9,590.8 14,725.9 13,229.7 5,615.0 2,064.5 10,184.6 6,659.9 7,207.3 15,237.8 3,685.0 5,152.4 18,112.4 6,137.2 1,355.1 1,806.8 3,018.5 4,480.7 15,164.0 2,776.4 1,754.7 4,733.0 1,299.3 1,937.2 304.7 965.4
63,975.7 18,152.9 83,284.7 6,461.4 50,412.2 65,611.4 3,365.9 6,952.3 6,110.3 27,079.1 9,919.9 14,983.5 13,385.9 6,008.7 2,232.8 10,377.8 6,675.9 7,283.6 15,418.8 3,891.0 5,170.6 18,181.7 6,058.6 1,524.8 1,765.5 3,098.6 4,676.6 15,747.1 2,948.3 1,747.9 4,831.4 1,301.5 1,957.3 296.4 827.5
66,087.6 17,194.8 84,687.0 6,824.4 52,366.4 67,773.6 3,497.8 7,401.6 6,213.0 29,890.7 10,424.5 15,162.4 14,174.6 6,014.4 2,397.8 10,465.4 6,917.4 7,288.2 15,745.6 4,130.3 5,475.6 18,381.5 6,160.3 1,564.8 1,818.8 3,294.0 4,878.9 16,015.0 3,029.5 1,858.8 5,026.5 1,399.8 2,081.4 341.9 906.6
68,755.3 18,125.5 88,577.1 7,010.1 54,782.5 70,421.2 3,640.6 7,800.1 6,832.7 30,707.3 10,935.5 15,736.3 14,642.9 6,443.6 2,511.3 10,600.1 7,420.4 7,715.9 16,708.0 4,281.1 5,756.3 19,306.6 6,923.9 1,634.2 2,123.5 3,681.3 5,165.6 16,732.2 3,221.3 1,947.4 5,217.8 1,563.1 2,227.7 355.5 913.1
68,707.7 17,948.5 87,341.5 7,181.8 54,988.2 68,852.3 3,622.6 7,798.0 7,361.5 31,863.5 11,131.0 15,818.2 14,714.6 6,488.3 2,510.8 10,156.2 7,353.2 7,806.4 16,567.2 4,391.8 5,764.9 19,201.6 6,798.3 1,654.5 2,202.3 3,736.9 5,292.3 17,005.7 3,227.7 1,895.0 5,345.2 1,580.0 2,294.1 307.5 1,070.5
68,119.5 17,840.5 83,362.4 7,084.9 53,741.8 67,103.9 3,445.5 7,516.3 7,179.7 29,331.6 10,945.5 15,646.1 14,480.4 6,423.1 2,376.3 9,640.5 7,230.8 7,738.7 16,709.7 4,265.4 5,209.0 18,317.9 6,071.9 1,425.1 1,805.8 3,300.9 5,128.8 16,951.9 3,070.8 1,596.4 5,146.7 1,308.2 2,320.0 272.5 1,084.4
66,030.4 17,731.3 82,997.8 7,259.3 54,574.7 65,389.8 3,553.8 7,591.8 6,511.4 29,425.7 10,987.4 15,509.7 14,689.0 6,113.3 2,049.8 10,926.1 7,566.7 8,055.7 16,714.6 4,352.6 5,276.1 17,891.3 5,829.6 1,522.7 1,816.0 3,415.5 5,221.1 17,546.8 3,202.1 1,930.7 5,348.9 1,310.0 2,361.1 285.9 1,053.2
68,146.5 18,237.9 85,900.4 7,243.6 55,769.5 66,017.3 3,663.4 7,694.7 6,531.5 30,437.9 11,186.9 15,758.8 14,921.3 6,229.0 2,285.6 10,431.6 7,697.6 8,068.6 16,760.8 4,414.9 5,347.7 18,310.7 5,861.0 1,549.5 1,798.4 3,593.8 5,323.1 17,969.1 3,253.0 1,777.4 5,401.4 1,299.4 2,388.1 345.5 1,030.6
70,995.7 19,235.0 92,780.8 7,430.7 56,537.6 67,976.9 3,672.0 7,834.4 6,526.1 31,671.1 11,383.7 16,385.6 15,291.5 6,464.0 2,321.8 10,839.7 8,338.9 8,213.5 17,584.4 4,466.7 5,422.3 18,444.8 5,906.8 1,555.6 1,824.5 3,643.5 5,384.9 18,114.0 3,290.0 1,756.1 5,468.0 1,305.4 2,433.6 347.5 1,020.2
Total Kredit UMKM Nasional
394,298.9
479,886.5
443,514.3
470,799.7
481,175.9
491,717.4
506,890.6
530,416.8
529,979.8
513,192.6
512,041.8
522,646.6
541,867.4
Des 72,244.7 19,645.5 93,588.3 7,642.4 57,820.2 69,985.4 3,711.4 8,002.3 6,529.1 31,989.7 11,515.6 16,586.7 15,268.2 6,570.2 2,644.2 10,954.8 8,252.9 8,567.6 17,421.3 4,498.3 5,618.6 19,594.2 5,920.5 1,568.8 1,833.0 3,776.2 5,611.7 18,929.4 3,382.2 1,812.6 5,481.2 1,335.2 2,522.9 368.9 1,031.9
Outstanding West Java Banten DKI Jakarta Raya Yogyakarta Central Java East Java Bengkulu Jambi N. Aceh Darussalam North Sumatera West Sumatera Riau South Sumatera Riau Islands Bangka Belitung Lampung South Borneo West Borneo East Borneo Central Borneo Central Sulawesi South Sulawasi North Sulawesi West Sulawesi Gorontalo Southeast Sulawesi West Nusa Tenggara Bali East Nusa Tenggara Maluku Papua North Maluku West Papua Foreign Banks Unidentified
552,226.1 Total of National's MSMEs Credits
PERKEMBANGAN BAKI DEBET KREDIT USAHA MIKRO, USAHA KECIL, DAN USAHA MENENGAH (UMKM) PERBANKAN OUTSTANDING OF MICRO, SMALL, AND MEDIUM ENTERPRISES (MSMEs) CREDITS
1
1
(Miliar / Billion Rp) OUTSTANDING OF MSM CREDIT BASED ON MAIN PROJECT LOCATIONS BY PROVINCES . II.7.B
II.7.B PERKEMBANGAN BAKI DEBET KREDIT MKM MENURUT LOKASI PROYEK DI PROPINSI 2011 Baki Debet 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34
2010
Jawa Barat Banten DKI Jakarta D.I. Yogyakarta Jawa Tengah Jawa Timur Bengkulu Jambi D.I. Aceh Sumatera Utara Sumatera Barat Riau Sumatera Selatan Kep. Riau Bangka Belitung Lampung Kalimantan Selatan Kalimantan Barat Kalimantan Timur Kalimantan Tengah Sulawesi Tengah Sulawesi Selatan Sulawesi Utara Sulawesi Barat Gorontalo Sulawesi Tenggara Nusa Tenggara Barat Bali Nusa Tenggara Timur Maluku Papua Maluku Utara Papua Barat Lain-lain
136,094.8 44,144.8 266,755.7 11,642.6 77,386.8 99,397.7 5,686.9 9,697.1 14,177.0 43,684.7 16,738.0 23,397.2 21,284.1 10,628.4 2,818.0 17,499.9 12,131.7 11,738.2 19,840.6 5,452.2 7,190.4 30,246.7 12,798.6 1,352.3 1,098.2 4,909.2 9,021.9 22,266.1 6,986.5 3,411.1 6,523.8 1,777.5 1,568.0 2,361.7
Total Kredit MKM Nasional
766,901.4
Des 182,814 57,722 216,632 15,396 105,439 133,036 8,456 15,692 18,675 59,453 23,979 32,808 30,629 14,770 4,578 24,142 17,480 16,794 27,550 8,506 11,974 43,493 16,166 3,214 4,796 8,650 13,300 30,520 10,441 5,021 9,762 3,113 3,681 13,176 1,191,859.0
2012 Jan
Feb
Mar
Apr
180,846.7 55,663.7 206,646.4 13,948.3 98,470.4 126,396.2 8,507.0 15,681.7 18,398.6 58,042.9 23,774.7 32,074.6 30,372.3 14,715.4 4,586.7 24,196.5 17,372.1 16,041.3 26,848.6 8,431.9 11,845.2 42,772.8 15,918.0 3,216.8 4,824.8 8,679.0 11,944.7 29,216.8 10,290.5 5,068.7 9,549.1 3,111.0 3,575.5 13,387.6
182,947.2 56,619.6 199,670.1 15,307.5 105,428.6 132,653.3 9,093.6 15,866.4 18,589.7 59,991.9 24,111.3 33,264.7 31,045.4 14,877.4 4,466.4 24,554.0 17,568.9 17,039.6 27,478.1 8,532.4 12,106.4 43,809.1 15,960.6 3,298.0 5,004.7 8,886.7 13,463.2 30,876.1 10,454.9 5,143.3 9,726.3 3,183.1 3,710.5 13,636.6
185,829.6 57,690.0 205,503.5 15,543.5 107,263.5 135,267.0 9,263.5 16,271.5 18,880.3 61,224.8 24,625.8 33,925.3 31,641.6 15,231.5 4,889.6 25,009.9 17,951.5 17,541.8 28,164.1 8,661.4 12,332.0 44,523.1 16,249.1 3,375.6 5,140.9 9,068.6 13,801.1 31,482.9 10,701.5 5,233.2 10,015.2 3,271.4 3,869.2 13,561.7
188,333.0 58,662.6 212,972.0 15,753.1 108,603.7 138,446.9 9,426.9 16,472.9 19,023.7 62,579.8 25,086.3 34,635.1 32,238.2 15,430.3 4,605.3 25,430.2 18,200.1 17,888.3 28,644.5 8,833.9 12,549.7 45,338.1 16,482.3 3,355.2 5,220.6 9,259.9 14,093.7 32,048.8 10,916.9 5,284.2 10,309.7 3,305.1 3,962.9 13,469.9
1,154,416.5
1,178,365.6
1,203,005.2
1,226,863.9
Mei
Juni
191,904.2 60,143.7 214,345.4 16,010.1 111,115.7 140,748.2 9,622.9 16,836.4 19,226.4 63,877.8 25,596.3 35,247.5 32,754.6 15,755.1 4,751.4 25,856.5 18,461.0 18,252.4 29,215.3 9,021.3 12,796.0 46,020.9 16,833.9 3,440.5 5,314.8 9,490.4 14,390.8 32,780.7 11,244.0 5,381.1 10,650.0 3,420.0 4,089.1 14,033.2
197,676.8 62,209.8 222,496.4 16,413.4 113,752.8 145,104.0 9,880.3 17,384.3 19,532.8 66,404.7 26,249.9 36,439.7 33,565.5 16,202.4 4,920.3 26,198.3 19,000.0 18,756.6 30,149.1 10,994.7 13,144.7 47,180.1 17,489.2 3,551.4 5,356.5 9,699.2 14,819.0 33,660.0 11,596.1 5,502.5 11,107.4 3,554.8 4,302.9 13,784.1
1,248,627.3
1,288,079.7
Juli 200,669.6 64,285.0 225,952.2 16,711.3 115,137.3 147,879.5 9,970.4 17,841.0 19,668.0 66,516.9 26,539.9 36,819.0 34,063.2 16,529.1 4,988.7 26,625.6 19,259.8 19,064.3 30,708.8 11,131.5 13,369.4 47,570.5 17,579.9 3,599.3 5,446.9 9,843.3 15,023.6 34,303.1 11,739.6 5,544.6 11,331.5 3,603.1 4,349.3 14,943.0 1,308,608.0
Ags 203,717.9 67,122.5 216,785.1 17,097.9 117,582.5 148,452.4 10,047.4 17,818.9 19,770.2 67,207.8 26,720.4 36,791.9 34,325.9 16,811.8 5,077.3 26,770.2 19,607.9 19,355.9 31,047.0 11,236.6 14,069.4 48,116.2 17,318.4 3,771.9 5,546.0 10,096.0 15,207.6 34,964.4 11,972.0 5,597.5 11,657.9 3,623.9 4,458.0 13,758.0 1,313,504.4
Sept
Okt
Nov
206,530.1 67,317.1 224,159.2 17,338.7 118,933.4 150,352.1 10,158.3 18,151.1 19,978.6 67,903.1 27,090.5 37,239.1 34,970.0 17,035.6 5,170.2 27,129.4 19,997.6 19,633.3 31,864.0 11,506.7 14,393.2 48,836.8 17,762.8 3,844.2 5,701.7 10,295.3 15,448.8 35,801.4 12,219.2 5,695.4 11,952.9 3,726.0 4,549.3 13,419.6
209,139.2 69,561.8 224,343.8 17,610.0 121,247.6 152,014.8 10,239.8 18,461.0 20,123.2 69,395.7 27,367.6 37,522.2 35,361.2 17,240.3 5,250.8 27,311.1 20,291.4 19,998.7 32,344.5 11,610.9 14,312.5 49,721.4 18,459.9 3,917.3 5,786.5 10,458.4 15,672.5 36,493.6 12,359.9 5,792.2 12,159.5 3,773.9 4,642.9 14,101.1
211,666.9 69,699.0 230,843.7 17,940.8 122,819.8 153,392.9 10,366.6 18,675.0 20,207.6 70,044.2 27,710.7 37,733.1 35,779.4 17,514.6 5,319.6 27,511.5 20,541.6 20,338.6 32,950.8 11,735.5 14,533.2 50,411.3 18,808.9 3,959.5 5,887.8 10,606.3 15,966.0 37,120.7 12,516.2 5,861.2 12,374.4 3,835.5 4,738.1 14,182.7
1,336,104.8
1,354,087.0
1,373,593.7
Des 215,389.7 71,173.1 238,137.9 18,245.5 125,393.4 156,131.6 10,532.7 18,972.9 20,316.4 70,982.0 28,137.5 38,031.4 35,958.4 17,687.7 5,469.2 27,877.5 21,036.0 20,541.2 33,312.5 11,842.1 14,854.3 51,358.1 19,122.0 4,007.7 6,002.7 10,884.5 16,242.9 38,279.2 12,563.2 6,018.8 12,572.9 3,913.7 4,852.5 14,288.3
Outstanding West Java Banten DKI Jakarta Raya Yogyakarta Central Java East Java Bengkulu Jambi N. Aceh Darussalam North Sumatera West Sumatera Riau South Sumatera Riau Islands Bangka Belitung Lampung South Borneo West Borneo East Borneo Central Borneo Central Sulawesi South Sulawasi North Sulawesi West Sulawesi Gorontalo Southeast Sulawesi West Nusa Tenggara Bali East Nusa Tenggara Maluku Papua North Maluku West Papua Unidentified
1,400,129.3 Total of National's MSM Credits
PERKEMBANGAN BAKI DEBET KREDIT USAHA MIKRO, USAHA KECIL, DAN USAHA MENENGAH (UMKM) PERBANKAN OUTSTANDING OF MICRO, SMALL, AND MEDIUM ENTERPRISES (MSMEs) CREDITS
1
1
(Miliar / Billion Rp) II.8.A PERKEMBANGAN BAKI DEBET KREDIT UMKM di KAWASAN INDONESIA TIMUR (KTI)
OUTSTANDING OF MSMEs CREDIT BASED ON PROVINCES IN EASTERN INDONESIAN AREA (EIA). II.8.A
2011 Baki Debet
2010
1. Sulawesi Selatan 2. Kalimantan Timur 3. Sulawesi Utara 4. Kalimantan Selatan 5. Kalimantan Barat 6. NTB 7. Sulawesi Tengah 8. NTT 9. Papua 10. Kalimantan Tengah 11. Sulawesi Tenggara 12. Maluku 13. Papua Barat d 14. Maluku Utara e 15. Sulawesi Barat 16. Gorontalo c Total Kredit UMKM KTI Total NPL KTI % NPL KTI Total NPL KBI % NPL KBI Total Kredit UMKM
13,114.1 13,835.8 4,149.9 4,315.3 4,211.6 2,551.0 3,387.2 2,035.1 3,064.6 2,108.5 1,544.6 1,158.4 944.7 640.9 464.5 772.0 58,298.1 2,821.9 4.84% 13,651.3 4.06% 394,298.9
Total Kredit UMKM KBI
336,000.8
2012
Des 18,063.0 15,234.1 5,997.7 6,459.9 7,103.6 4,181.6 5,236.8 2,706.3 4,758.7 3,631.2 2,911.6 1,759.5 1,897.1 1,207.7 1,326.7 1,711.9 84,187.3 2,836.1 0.0 14,607.2 0.0 479,886.5 395,699.3
Jan
Feb
Mar
Apr
Mei
Juni
Juli
Ags
17,301.6 14,438.1 5,786.1 6,293.1 6,570.5 3,615.9 4,948.0 2,567.9 4,411.1 3,503.0 2,839.4 1,676.0 1,768.6 1,197.8 1,289.1 1,683.9 79,889.9 2,998.6 3.75% 14,743.4 4.05% 443,514.3 363,624.4
17,713.9 14,760.7 5,897.6 6,423.3 7,006.1 4,250.3 5,052.4 2,641.7 4,547.2 3,602.3 2,966.8 1,718.4 1,881.4 1,246.0 1,325.3 1,751.4 82,784.8 3,052.1 3.69% 15,795.7 4.07% 470,799.7 388,014.9
18,112.4 15,237.8 6,137.2 6,659.9 7,207.3 4,480.7 5,152.4 2,776.4 4,733.0 3,685.0 3,018.5 1,754.7 1,937.2 1,299.3 1,355.1 1,806.8 85,353.7 3,048.6 3.57% 15,811.4 3.99% 481,175.9 395,822.3
18,181.7 15,418.8 6,058.6 6,675.9 7,283.6 4,676.6 5,170.6 2,948.3 4,831.4 3,891.0 3,098.6 1,747.9 1,957.3 1,301.5 1,524.8 1,765.5 86,531.9 3,210.6 3.71% 16,627.6 4.10% 491,717.4 405,185.5
18,381.5 15,745.6 6,160.3 6,917.4 7,288.2 4,878.9 5,475.6 3,029.5 5,026.5 4,130.3 3,294.0 1,858.8 2,081.4 1,399.8 1,564.8 1,818.8 89,051.3 3,299.6 3.71% 16,874.7 4.04% 506,890.6 417,839.3
19,306.6 16,708.0 6,923.9 7,420.4 7,715.9 5,165.6 5,756.3 3,221.3 5,217.8 4,281.1 3,681.3 1,947.4 2,227.7 1,563.1 1,634.2 2,123.5 94,894.0 3,205.3 3.38% 16,842.7 3.87% 530,416.8 435,522.9
19,201.6 16,567.2 6,798.3 7,353.2 7,806.4 5,292.3 5,764.9 3,227.7 5,345.2 4,391.8 3,736.9 1,895.0 2,294.1 1,580.0 1,654.5 2,202.3 95,111.2 3,331.0 3.50% 17,286.4 3.98% 529,979.8 434,868.6
18,317.9 16,709.7 6,071.9 7,230.8 7,816.9 5,128.8 5,209.0 3,070.8 5,146.7 4,265.4 3,300.9 1,596.4 2,320.0 1,308.2 1,425.1 1,805.8 90,724.0 3,330.5 3.67% 17,772.8 4.21% 513,192.6 422,468.6
Sept
Okt
Nov
Des
17,891.3 16,714.6 5,829.6 7,566.7 8,055.7 5,221.1 5,276.1 3,202.1 5,348.9 4,352.6 3,415.5 1,930.7 2,361.1 1,310.0 1,522.7 1,816.0 91,814.8 3,123.1 3.40% 16,589.9 3.95% 512,041.8 420,227.0
18,310.7 16,760.8 5,861.0 7,697.6 8,068.6 5,323.1 5,347.7 3,253.0 5,401.4 4,414.9 3,593.8 1,777.4 2,388.1 1,299.4 1,549.5 1,798.4 92,845.3 3,231.7 3.48% 16,752.2 3.90% 522,646.6 429,801.2
18,444.8 17,584.4 5,906.8 8,338.9 8,213.5 5,384.9 5,422.3 3,290.0 5,468.0 4,466.7 3,643.5 1,756.1 2,433.6 1,305.4 1,555.6 1,824.5 95,038.9 3,319.5 3.49% 16,839.7 3.77% 541,867.4 446,828.4
19,594.2 17,421.3 5,920.5 8,252.9 8,567.6 5,611.7 5,618.6 3,382.2 5,481.2 4,498.3 3,776.2 1,812.6 2,522.9 1,335.2 1,568.8 1,833.0 97,197.2 2,974.7 3.06% 15,792.0 3.47% 552,226.1 455,028.9
% KBI thd Kredit UMKM Nasional
85.2%
82.5%
82.0%
82.4%
82.3%
82.4%
82.4%
82.1%
82.1%
82.3%
82.1%
82.2%
82.5%
% KTI thd total Kredit UMKM Nasional
14.8%
17.5%
18.0%
17.6%
17.7%
17.6%
17.6%
17.9%
17.9%
17.7%
17.9%
17.8%
17.5%
Outstanding 1. South Sulawesi 2. East Kalimantan 3. North Sulawesi 4. South Kalimantan 5. West Kalimantan 6. West Nusa Tenggara 7. Central Sulawesi 8. East Nusa Tenggara 9. Papua 10. Central Kalimantan 11. Southeast Sulawesi 12. Maluku 13. West Papua d 14. North Maluku e 15. West Sulawesi 16. Gorontalo c Total of MSMEs Credits in EIA Total of NPL in EIA r % of NPL in EIA r Total of NPL in WIA r % of NPL in WIA r Total Total of of MSMEs MSMEs Credits Credits in Western
Indonesian Area (WIA) Contribution of MSMEs Credits in 82.4% WIA to National MSMEs Credits Contribution of MSMEs Credits in 17.6% EIA to National's MSMEs Credits
PERKEMBANGAN BAKI DEBET KREDIT USAHA MIKRO, USAHA KECIL, DAN USAHA MENENGAH (UMKM) PERBANKAN OUTSTANDING OF MICRO, SMALL, AND MEDIUM ENTERPRISES (MSMEs) CREDITS
1
1
(Miliar / Billion Rp) II.8.B PERKEMBANGAN BAKI DEBET KREDIT MKM di KAWASAN INDONESIA TIMUR (KTI)
OUTSTANDING OF MSM CREDIT BASED ON PROVINCES IN EASTERN INDONESIAN AREA (EIA). II.8.B
2011 Baki Debet 1. Sulawesi Selatan 2. Kalimantan Timur 3. Sulawesi Utara 4. Kalimantan Selatan 5. Kalimantan Barat 6. NTB 7. Sulawesi Tengah 8. NTT 9. Papua 10. Kalimantan Tengah 11. Sulawesi Tenggara 12. Maluku 13. Papua Barat d 14. Maluku Utara e 15. Sulawesi Barat c 16. Gorontalo Total Kredit MKM KTI Total NPL KTI % NPL KTI Total NPL KBI/Total of NPL in WIA % NPL KBI Total Kredit MKM Total Kredit MKM KBI
2010
2012
Des
Jan
Feb
Apr
Mar
Mei
Juni
Juli
Ags
Sept
Okt
Nov
Des
Outstanding
30,246.7 19,840.6 12,798.6 12,131.7 11,738.2 9,021.9 7,190.4 6,986.5 6,523.8 5,452.2 4,909.2 3,411.1 1,568.0 1,777.5 1,352.3 1,098.2 136,047.1 3,452.2 2.54% 22,780.3 2.76% 961,708.7
43,492.9 27,550.3 16,165.5 17,479.6 16,794.4 13,299.5 11,974.2 10,441.3 9,762.2 8,505.7 8,649.7 5,020.8 3,680.5 3,113.4 3,214.1 4,795.6 203,939.5 3,773.2 1.9% 24,418.0 2.47% 1,191,859.0
42,772.8 26,848.6 15,918.0 17,372.1 16,041.3 11,944.7 11,845.2 10,290.5 9,549.1 8,431.9 8,679.0 5,068.7 3,575.5 3,111.0 3,216.8 4,824.8 199,489.9 4,138.2 2.1% 25,372.1 2.66% 1,154,416.5
43,809.1 27,478.1 15,960.6 17,568.9 17,039.6 13,463.2 12,106.4 10,454.9 9,726.3 8,532.4 8,886.7 5,143.3 3,710.5 3,183.1 3,298.0 5,004.7 205,365.8 4,303.4 2.1% 26844.9 2.76% 1,178,365.6
44,523.1 28,164.1 16,249.1 17,951.5 17,541.8 13,801.1 12,332.0 10,701.5 10,015.2 8,661.4 9,068.6 5,233.2 3,869.2 3,271.4 3,375.6 5,140.9 209,899.7 4,306.6 2.1% 26926.4 2.71% 1,203,005.3
45,338.1 28,644.5 16,482.3 18,200.1 17,888.3 14,093.7 12,549.7 10,916.9 10,309.7 8,833.9 9,259.9 5,284.2 3,962.9 3,305.1 3,355.2 5,220.6 213,645.2 4,601.2 2.2% 28534.8 2.82% 1,226,863.9
46,020.9 29,215.3 16,833.9 18,461.0 18,252.4 14,390.8 12,796.0 11,244.0 10,650.0 9,021.3 9,490.4 5,381.1 4,089.1 3,420.0 3,440.5 5,314.8 218,021.3 4,636.2 2.1% 29134.4 2.83% 1,248,627.3
47,180.1 30,149.1 17,489.2 19,000.0 18,756.6 14,819.0 13,144.7 11,596.1 11,107.4 10,994.7 9,699.2 5,502.5 4,302.9 3,554.8 3,551.4 5,356.5 226,204.1 4,547.1 2.0% 29093.1 2.74% 1,288,079.7
47,571 30,709 17,580 19,260 19,064 15,024 13,369 11,740 11,331 11,131 9,843 5,545 4,349 3,603 3,599 5,447 229,165 4,847 2.1% 31323.6 2.90% 1,308,610
48,116 31,047 17,318 19,608 19,356 15,208 14,069 11,972 11,658 11,237 10,096 5,597 4,458 3,624 3,772 5,546 232,682 5,050 2.2% 31378.1 2.90% 1,313,504
48,837 31,864 17,763 19,998 19,633 15,449 14,393 12,219 11,953 11,507 10,295 5,695 4,549 3,726 3,844 5,702 237,427 5,005 2.1% 31011.5 2.82% 1,336,105
49,721 32,344 18,460 20,291 19,999 15,673 14,313 12,360 12,159 11,611 10,458 5,792 4,643 3,774 3,917 5,786 241,302 5,108 2.1% 31525.1 2.83% 1,354,087
50,411 32,951 18,809 20,542 20,339 15,966 14,533 12,516 12,374 11,735 10,606 5,861 4,738 3,835 3,960 5,888 245,065 5,320 2.2% 31239.3 2.77% 1,373,594
51,358 33,312 19,122 21,036 20,541 16,243 14,854 12,563 12,573 11,842 10,885 6,019 4,852 3,914 4,008 6,003 249,125 4,728 1.9% 29352.4 2.55% 1,400,129
1,151,004 Indonesian Area (WIA) Contribution of MSM Credits in WIA 82.2% to National MSM Credits Contribution of MSM Credits in EIA 17.8% to National's MSM Credits
825,661.6
987,919.5
954,926.6
972,999.8
993,105.6
1,013,218.7
1,030,606.0
1,061,875.6
1,079,444
1,080,822
1,098,678
1,112,785
1,128,529
% KBI thd Kredit MKM Nasional
85.9%
82.9%
82.7%
82.6%
82.6%
82.6%
82.5%
82.4%
82.5%
82.3%
82.2%
82.2%
82.2%
% KTI thd total Kredit MKM Nasional
14.1%
17.1%
17.3%
17.4%
17.4%
17.4%
17.5%
17.6%
17.5%
17.7%
17.8%
17.8%
17.8%
1
Sumber data: Bank Indonesia (Grup Pengembangan BPR dan UMKM - DKBU), diolah dari Laporan Bulanan Bank Umum (LBU) dan Laporan Bulanan BPR/BPRS. - Kredit MKM tidak termasuk kartu kredit; total kredit perbankan dan kredit Non MKM termasuk kartu kredit dan data BPRS. - Untuk Kredit UMKM : Belum termasuk Bank Umum Syariah (BUS) , tetapi sudah termasuk BPR data Desember 2012 dan BPRS menggunakan data Oktober 2012. - Untuk Kredit MKM : s.d Desember 2010 termasuk BUS dan BPR/BPRS, menggunakan nilai nominal (Nominal Value); sejak 2011 termasuk BUS dan BPR (tidak termasuk BPRS), menggunakan nilai pasar (Fair Value). Pada posisi Desember 2012, data BPR mengunakan data Desember 2012
1. South Sulawesi 2. East Kalimantan 3. North Sulawesi 4. South Kalimantan 5. West Kalimantan 6. West Nusa Tenggara 7. Central Sulawesi 8. East Nusa Tenggara 9. Papua 10. Central Kalimantan 11. Southeast Sulawesi 12. Maluku 13. West Papua d 14. North Maluku e 15. West Sulawesi c 16. Gorontalo Total of MSMCredits in EIA Total of NPL in EIA % of NPL in EIA Total of NPL in WIA % of NPL in WIA Total of of MSM MSMCredits Total Credits in Western
1
Data source: Bank Indonesia (Group of Rural Banks and MSMEs Development-Directorate of Credit, Rural Banks and MSMEs), processed from Commercial Banks' Monthly Reports and Rural Banks/Islamic Rural Banks' Monthly Report. MSM Credit not included credit to credit card holders; while total credit and non MSM Credit included credit to credit card and Islamic Rural Banks MSMEs Credit : not included Islamic Commercial Banks but included Conventional Rural Banks and Islamic Rural Banks . On Desember 2012, Conventional Rural bank using data of Desember 2012 and Islamic Rural Bank is using data of Oktober 2012.MSM Credit until Dec 2010 included Islamic Commercial Banks and Conventional Rural Banks/Islamic Rural Bank is using nominal value; Since January 2011 included Islamic Commercial Banks and Conventional Rural Banks using Fair value. On Desember 2012, Conventional Rural Bank using data of Desember 2012.-