Statistik Lembaga Pembiayaan Indonesia / Indonesia Finance Institution Statistics 2016
Pertanyaan : Untuk informasi lebih lanjut mengenai statistik dalam publikasi ini :
Enquiries :
Direktorat Statistik dan Informasi IKNB Gedung Menara Merdeka Lantai 22 Jalan Budi Kemuliaan 1 Nomor 2 Jakarta Pusat
Directorate Of Statistics and Information NBFI Gedung Menara Merdeka Lantai 22 Jalan Budi Kemuliaan 1 Nomor 2 Jakarta Pusat
Email :
[email protected]
Email :
[email protected]
For more information about the statistics in this publication:
Tabel 1 Overview Lembaga Pembiayaan
1
Tabel 2.1 Posisi Keuangan Perusahaan Pembiayaan
2
Tabel 2.2 Laporan Laba Rugi Perusahaan Pembiayaan
3
Tabel 2.3 Rekening Administratif Perusahaan Pembiayaan
4
Tabel 3.1 Posisi Keuangan Perusahaan Modal Ventura Konvensional
5
Tabel 3.2 Laporan Laba Rugi Perusahaan Modal Ventura Konvensional
6
Tabel 4.1 Posisi Keuangan Perusahaan Pembiayaan Infrastruktur
7
Tabel 4.2 Laporan Laba Rugi Perusahaan Pembiayaan Infrastruktur
8
Tabel 1 Overview Lembaga Pembiayaan Finance Institution Overview Keterangan
Jumlah Industri (Unit) Number of Industries (Units)
1. Perusahaan Pembiayaan (termasuk syariah) 2. Perusahaan Modal Ventura Konvensional 3. Perusahaan Pembiayaan Infrastruktur JUMLAH
STATISTIK LEMBAGA PEMBIAYAAN INDONESIA
Aset (miliar Rp) Assets (billion Rp)
203
426.741
Liabilitas (miliar Rp) Liabilities (billion Rp) 329.913
61
9.328
4.884
2
38.376
10.595
266
474.444
345.392
Ekuitas (miliar Rp) Equities (billion Rp)
Items
96.828 1. Finance Company (include Shari'a) 4.443 2. Conventional Venture Capital Company 27.781 3. Infrastructure Finance Company 129.052
TOTAL
4
Tabel 2.1 Posisi Keuangan Perusahaan Pembiayaan (Miliar Rp) Finance Company Balance Sheet (Billion Rp) Keterangan 1. Kas dan Setara Kas a. Kas b. Bank Dalam Negeri:
Jan-15
Feb-15
Mar-15
Apr-15
Mei-15
Jun-15
Jul-15
Agust-15
Sep-15
Okt-15
Nop-15
Des-15
Jan-16
Items
17.084 1. Cash and Cash Equivalent
15.623
16.874
16.207
20.205
15.903
17.729
17.246
19.636
20.231
19.849
16.476
17.895
973
1.264
844
863
1.146
914
898
1.160
849
1.147
954
695
1.019
a. Cash on Hand b. On-shore Banks:
10.742
12.152
11.851
15.499
11.976
12.391
12.171
14.107
14.863
14.064
13.277
13.390
12.218
i. Giro
7.455
8.472
7.287
10.361
7.849
8.260
7.918
9.368
8.683
8.803
7.899
8.588
7.846
i. Giro
ii. Simpanan Lainnya
3.287
3.680
4.563
5.138
4.126
4.132
4.254
4.738
6.179
5.262
5.378
4.803
4.371
ii. Other Deposits
3.908
3.458
3.512
3.843
2.781
4.424
4.177
4.369
4.520
4.637
2.245
3.810
3.847
i. Giro
1.313
843
874
2.825
1.781
1.719
1.477
1.495
1.482
3.603
1.212
917
898
ii. Simpanan Lainnya
2.594
2.615
2.638
1.019
999
2.705
2.700
2.874
3.038
1.034
1.033
2.893
2.949
c. Bank Luar negeri:
2. Investasi Jangka Pendek Surat Berharga 3. Piutang pembiayaan a. Sewa Guna Usaha b. Anjak Piutang c. Kartu Kredit d. Pembiayaan Konsumen 4. Penyertaan Modal a. Bank
c. Off-shore Banks: i. Giro ii. Other Deposits
575 2. Short-term Investments
362
324
312
438
345
386
518
445
403
355
404
413
367.354
368.611
369.803
368.654
370.123
369.899
369.712
370.846
371.547
364.064
363.650
363.273
365.177 3. Financing Receivables
111.285
112.980
114.220
111.959
111.975
110.900
110.855
113.329
115.019
109.505
108.906
105.370
104.852
9.498
9.436
9.406
9.657
9.658
9.724
9.884
10.181
10.251
10.206
10.504
10.747
10.784
30
33
35
39
44
49
55
63
71
79
86
95
101
246.541
246.161
246.142
246.999
248.446
249.225
248.919
247.274
246.206
244.274
244.154
247.061
249.440
655
660
666
652
658
665
707
712
725
729
730
726
a. Leasing b. Factoring c. Credit Cards d. Consumer Finance
734 4. Equity Participation a. Banks
5
5
5
5
5
5
5
5
5
5
5
5
5
b. Perusahaan Jasa Keuangan Lainnya
651
656
661
647
654
661
703
708
721
724
725
721
729
5. Investasi Jangka Panjang Surat Berharga
1
-
-
-
-
-
-
-
-
136
138
138
128 5. Long-term Investments
b. Long-term Investments
6. Aktiva tetap Yang Disewagunausahakan
2.916
2.934
3.031
3.086
3.076
3.046
3.063
3.110
3.119
3.106
3.057
3.168
3.125 6. Leased Assets
7. Aktiva tetap dan Inventaris
6.227
6.243
6.350
6.359
6.361
6.393
6.410
6.469
6.489
6.505
6.529
7.214
7.434 7. Fixed Assets and Equipments
8. Aktiva pajak tangguhan
1.644
1.614
1.714
1.645
1.644
1.645
1.637
1.653
1.698
1.581
1.722
1.760
24.431
25.820
27.236
26.342
28.276
30.081
30.895
34.866
40.054
32.312
32.340
31.130
419.213
423.081
425.320
427.382
426.386
429.845
430.189
437.738
444.266
428.638
425.046
425.716
5.118
5.475
4.993
5.298
5.380
4.653
4.610
4.528
4.631
4.785
5.294
4.633
4.877 1. Current Liabilities
a. Bank
1.621
1.959
1.438
1.385
1.831
1.371
1.363
1.309
1.283
1.332
2.643
1.505
1.522
a. Banks
b. Perusahaan Jasa Keuangan lainnya
3.498
3.516
3.555
3.913
3.550
3.282
3.247
3.219
3.349
3.453
2.651
3.128
3.355
b. Other Financial Services
1.354
952
1.440
983
1.050
1.040
886
1.016
1.250
1.212
1.391
1.193
3. Pinjaman Yang Diterima
252.574
257.278
258.749
253.762
254.063
257.134
256.188
259.424
262.707
246.194
243.252
244.909
243.269 3. Received Loans
a. Dalam Negeri
135.039
137.081
135.025
132.483
133.858
135.873
135.805
135.735
137.219
135.008
133.313
137.703
137.002
i. Bank
131.880
133.927
131.624
128.831
130.231
132.149
132.084
132.009
133.429
131.384
129.606
133.938
133.177
3.159
3.153
3.400
3.652
3.627
3.724
3.722
3.726
3.790
3.624
3.706
3.766
3.825
117.535
120.197
123.724
121.279
120.205
121.261
120.383
123.689
125.488
111.186
109.940
107.206
106.267
106.773
109.506
112.957
110.764
109.718
111.055
110.344
113.567
116.015
102.567
101.482
99.180
98.249
9. Rupa-rupa aktiva JUMLAH ASET 1. Kewajiban Segera
2. Utang Pajak
ii. Lainnya b. Luar Negeri i. Bank
STATISTIK LEMBAGA PEMBIAYAAN INDONESIA
1.784 8. Deffered Tax Assets 30.700 9. Other Assets 426.741
TOTAL ASSETS
940 2. Tax Payable
a. On-shore i. Banks ii. Others b. Off-shore i. Banks
5
Tabel 2.1 Posisi Keuangan Perusahaan Pembiayaan (Miliar Rp) Finance Company Balance Sheet (Billion Rp) Keterangan ii. Lainnya
Jan-15
Feb-15
Mar-15
Apr-15
Mei-15
Jun-15
Jul-15
Agust-15
Sep-15
Okt-15
Nop-15
Des-15
Jan-16
Items ii. Others
10.762
10.691
10.767
10.515
10.487
10.205
10.039
10.122
9.473
8.619
8.458
8.026
54.230
51.887
51.785
57.599
54.880
55.568
56.617
58.524
59.779
59.457
59.981
60.788
5. Kewajiban Pajak Tangguhan
380
355
357
344
325
340
379
428
488
424
287
285
268 5. Deferred Tax Liabilities
6. Pinjaman Subordinasi
443
534
537
535
540
541
571
577
588
572
575
575
576 6. Subordinary Loans
330
330
330
330
331
331
333
330
331
331
331
331
332
a. On-shore
245
b. Off-shore
4. Surat Berharga yang Diterbitkan
a. Dalam Negeri
8.018
60.722 4. Issued Bonds
b. Luar Negeri
112
204
207
205
208
210
239
247
257
241
245
244
7. Rupa-rupa pasiva
16.608
16.853
16.612
18.260
19.035
18.679
18.195
18.494
18.296
19.630
18.787
17.320
19.260 7. Other Liabilities
8. Modal
37.232
37.253
37.656
37.801
38.291
38.611
38.608
39.001
39.214
39.205
39.560
39.976
40.352 8. Equities
32.788
32.799
32.778
32.909
33.245
33.546
33.548
33.751
33.781
33.946
34.318
34.638
35.079
4.802
4.804
5.196
5.198
5.389
5.334
5.335
5.400
5.470
5.466
5.461
5.514
5.608
358
350
317
306
343
269
275
150
37
207
219
176
335
1.264
1.219
1.255
1.221
1.245
1.357
1.488
1.423
1.759
1.549
1.515
1.829
1.909 9. Reserves
a. Cadangan Umum
1.371
1.325
1.305
1.271
1.299
1.404
1.435
1.369
1.678
1.558
1.398
1.423
1.506
a. General Reserves
b. Cadangan Tujuan
24
24
36
37
37
37
37
38
39
40
87
41
41
b. Specific Reserves
0
0
44
44
44
44
46
46
57
49
46
381
378
49.167
49.359
49.222
47.628
46.684
46.261
46.161
46.822
47.167
45.984
43.858
43.537
844
1.917
2.715
3.952
4.893
5.660
6.485
7.501
8.386
9.625
10.545
10.670
419.213
423.081
425.320
427.382
426.386
429.845
430.189
437.738
444.266
428.638
425.046
425.716
a. Modal Disetor b. Agio c. Disagio 9. Cadangan
c. Cadangan Revaluasi Aktiva Tetap 10. Saldo Laba (Rugi) 11. Laba (Rugi) Tahun Berjalan JUMLAH LIABILITAS DAN EKUITAS
STATISTIK LEMBAGA PEMBIAYAAN INDONESIA
a. Paid-up Capital b. Agio c. Disagio
c. Fixed Assets Revaluation Reserves
53.743 10. Retained Earnings 824 11. Current Profit (Loss) 426.741
TOTAL LIABILITIES AND EQUITIES
6
Tabel 2.2 Laporan Laba Rugi Perusahaan Pembiayaan (Miliar Rp) Finance Company Income Statement (Billion Rp) Keterangan
Jan-15
Feb-15
Mar-15
Apr-15
Mei-15
Jun-15
Jul-15
Agust-15
Sep-15
Okt-15
Nop-15
Des-15
7.048
13.780
21.059
27.968
34.955
41.994
49.443
57.267
64.670
71.677
79.259
85.890
7.236 A. REVENUES
6.633
12.984
19.837
26.421
33.021
39.744
47.026
54.084
60.760
67.646
74.616
80.605
6.857
1.169
2.462
3.703
4.902
6.026
7.181
8.281
9.686
10.961
11.972
13.057
14.282
1.090
a. Dengan Hak Opsi
985
2.114
3.199
4.237
5.194
6.209
7.162
8.394
9.536
10.407
11.395
12.465
938
b. Tanpa Hak Opsi
184
348
503
665
832
972
1.119
1.292
1.425
1.565
1.662
1.817
152
111
226
349
467
626
765
930
1.075
1.211
1.355
1.488
1.632
126
103
210
320
428
575
703
857
994
1.122
1.262
1.384
1.521
121
8
17
29
38
51
63
73
81
88
93
104
111
6
A. PENDAPATAN 1. Pendapatan Operasional 1.1 Sewa guna usaha
1.2 Anjak piutang a. Diskonto b. Fee 1.3 Kartu kredit
Jan-16
Items
1. Operational Revenues 1.1 Leasing a. Finance Lease b. Operating Lease 1.2 Factoring a. Discounts b. Fee
1
2
3
4
5
6
190
9
16
13
409
39
2
a. Bunga
1
1
2
3
4
5
189
8
15
11
278
15
2
a. Interest
b. Fee
-
-
-
-
-
-
-
-
-
-
19
21
-
b. Fee
c. Komisi/Diskon
0
0
1
1
1
1
1
1
2
2
2
2
0
c. Discount
d. Administrasi
-
-
-
-
-
-
-
-
-
-
110
-
-
4.905
9.483
14.580
19.451
24.379
29.458
34.953
40.305
45.065
50.377
55.353
59.935
5.197
4.227
8.194
12.583
16.760
20.961
25.283
29.940
34.562
38.622
43.132
47.307
52.081
4.524
678
1.289
1.997
2.691
3.419
4.175
5.013
5.743
6.444
7.245
8.045
7.854
673
446
810
1.203
1.597
1.984
2.332
2.671
3.007
3.507
3.929
4.309
4.717
442
416
796
1.222
1.548
1.935
2.251
2.417
3.184
3.910
4.031
4.643
5.285
379
71
103
163
230
292
453
416
389
440
494
542
608
51
2.1 Interest Revenues/Giro Services
344
693
1.060
1.317
1.643
1.798
2.002
2.794
3.470
3.537
4.101
4.677
328
2.2 Other Non-operational Revenues
5.918
11.296
17.243
22.845
28.668
34.701
41.068
47.449
53.567
59.218
65.607
71.660
1.4 Pembiayaan konsumen a. Bunga b. Administrasi 1.5 Pendapatan dari kegiatan pembiayaan bersama 2. Pendapatan non operasional 2.1 Pendapatan Bunga/Jasa giro 2.2 Pendapatan Non Operasional Lainnya B. BEBAN 1. Beban Operasional
5.756
10.969
16.715
22.306
27.974
33.732
40.175
45.945
51.699
57.593
63.363
68.794
5.910
3.929
5.828
7.693
9.603
11.516
13.492
15.519
17.520
19.436
21.517
23.482
2.115
384
747
1.362
1.855
2.362
2.917
3.421
3.920
4.406
4.886
5.419
5.959
437
21
38
61
78
101
121
137
154
174
191
212
209
18
1.204
2.392
3.627
4.805
5.980
7.198
8.591
9.780
10.974
12.125
13.288
14.118
1.269
1.5 Penghapusan/Penyusutan
900
1.638
2.495
3.331
4.275
5.272
6.309
7.201
8.111
8.962
9.786
10.834
919
a. Piutang Pembiayaan
678
1.240
1.926
2.567
3.331
4.150
4.990
5.691
6.427
7.094
7.773
8.583
746
b. Aktiva Tetap yang Disewagunausahakan
118
207
287
395
483
570
675
771
844
936
988
1.128
69
c. Aktiva Tetap dan Inventaris
104
191
282
369
461
552
645
740
839
931
1.025
1.124
104
123
245
374
493
614
741
863
995
1.125
1.255
1.396
1.540
137
1.2. Premi Swap 1.3. Premi Asuransi 1.4 Tenaga Kerja
1.6 Sewa 1.7 Pemeliharaan dan Perbaikan
d. Administration 1.4 Consumer Finance a. Interest b. Administration 1.5 Revenues from Channeling and Joint Financing 2. Non-operational Revenues
6.102 B. EXPENSES
2.031
1.1 Bunga
1.3 Credit Cards
1. Operational Expenses 1.1 Interest 1.2 Swap Premiums 1.3 Insurance Expenses 1.4 Manpower 1.5 Write-off/Depreciation a. Financing Receivables b. Leased Assets c. Fixed Assets and Equipments 1.6 Rest Expenses
62
114
170
223
278
338
394
450
497
552
608
680
51
1.8 Barang dan Jasa
664
1.201
1.814
2.439
3.035
3.641
4.666
5.296
5.956
6.604
7.290
7.319
615
1.9 Lainnya
369
663
985
1.389
1.727
1.989
2.300
2.630
2.936
3.583
3.847
4.652
349
161
327
528
538
694
969
893
1.504
1.868
1.624
2.244
2.866
191
1.131
2.484
3.816
5.124
6.288
7.293
8.375
9.818
11.102
12.460
13.652
14.229
308
635
1.163
1.240
1.504
1.747
2.047
2.439
2.873
3.043
3.391
3.824
337
a. Beban Pajak Tangguhan
19
32
51
61
49
50
73
76
61
72
64
165
33
a. Deferred Tax Expenses
b. Pendapatan Pajak Tangguhan
40
99
113
129
160
164
230
198
218
281
349
430
59
b. Deferred Tax Income
844
1.917
2.715
3.952
4.893
5.660
6.485
7.501
8.386
9.625
10.545
10.670
2. Beban Non Operasional C . LABA (RUGI) SEBELUM PAJAK
STATISTIK LEMBAGA PEMBIAYAAN INDONESIA
1.9 Others 2. Non Operational Expenses
D. TAX ESTIMATION
2. Pajak Tangguhan
E. LABA (RUGI) SETELAH PAJAK
1.8 Goods and Services
1.135 C. PROFIT (LOSS) BEFORE TAX
D. TAKSIRAN PAJAK 1. Pajak Tahun Berjalan
1.7 Maintenance and Repairs
1. Current Tax Expenses 2. Deferred Tax
824 E. PROFIT (LOSS) AFTER TAX
7
Tabel 2.3 Rekening Administratif Perusahaan Pembiayaan (Miliar Rp) Finance Company Off-Balance Sheet (Billion Rp) Keterangan 1. Fasilitas Pinjaman yang Belum Ditarik a. Dalam Negeri i. Bank
Jan-15
Feb-15
Mar-15
Apr-15
Mei-15
Jun-15
Jul-15
Sep-15
Okt-15
Nop-15
Des-15
Jan-16
507.396
105.029
110.864
113.987
465.528
112.846
121.568
905.473
153.086
150.906
150.715
136.569
134.248 1. Undisbursed Loan Facilities
474.724
73.863
77.163
78.058
232.010
76.466
81.043
859.373
105.901
104.516
106.110
93.084
90.904
470.256
72.905
74.632
75.906
231.127
75.578
80.121
856.563
104.743
103.383
104.973
91.541
89.374
i. Banks
4.468
958
2.532
2.152
883
888
923
2.810
1.157
1.133
1.137
1.543
1.530
ii. Others
32.672
31.166
33.701
35.929
233.517
36.380
40.524
46.100
47.185
46.390
44.606
43.485
43.344
b. Off-shore
29.006
27.221
28.940
31.101
227.942
30.255
33.628
38.655
38.837
38.445
36.525
35.096
34.919
i. Banks
3.666
3.945
4.761
4.828
5.575
6.124
6.896
7.445
8.349
7.945
8.081
8.388
8.425
ii. Others
8.891
9.202
9.394
9.385
9.629
9.828
9.992
10.557
11.120
10.399
10.652
10.691
10.862 2. Undisbursed Financing Facilities to Customers
19.475
19.236
18.961
18.457
18.304
18.356
17.960
17.666
18.247
16.451
16.509
16.239
15.779 3. Promissory Notes Issuance
8.225
7.969
7.740
8.702
7.677
7.962
8.759
8.087
7.415
6.618
6.646
6.818
6.634
a. On-shore Loans
11.249
11.267
11.222
9.755
10.627
10.394
9.201
9.580
10.832
9.833
9.863
9.422
9.145
b. Off-shore Loans
ii. Lainnya b. Luar Negeri i. Bank ii. Lainnya 2. Fasilitas Pembiayaan kepada Nasabah yang belum ditarik 3. Penerbitan Surat Sanggup Bayar a. Pinjaman dalam Negeri b. Pinjaman luar negeri
Agust-15
123.650
263.055
138.394
281.590
122.978
218.846
125.944
127.022
128.132
129.043
129.058
128.072
a. Channeling
14.828
155.437
26.231
12.909
12.971
106.314
13.136
19.085
12.739
12.141
11.859
11.688
11.183
108.821
107.618
112.163
268.681
110.007
112.533
112.808
107.937
115.392
116.902
117.199
116.383
116.935
659.412
396.522
277.613
423.419
616.439
359.876
275.464
1.060.718
310.584
306.799
306.934
291.571
289.007
JUMLAH
STATISTIK LEMBAGA PEMBIAYAAN INDONESIA
a. On-shore
128.117 4. Financing Distribution
4. Penyaluran Pembiayaan
b. Joint Financing
Items
a. Channeling b. Joint Financing TOTAL
8
Tabel 3.1 Posisi Keuangan Perusahaan Modal Ventura Konvensional (Miliar Rp) Conventional Venture Capital Company Balance Sheet (Billion Rp) Keterangan 1. Aset Lancar
Jan-15
Feb-15
Mar-15
Apr-15
Mei-15
Jun-15
Jul-15
Agust-15
Sep-15
Okt-15
Nop-15
Des-15
Jan-16
Items 1. Current Assets
1.116
1.030
827
793
973
798
760
944
1.043
1.029
968
1.064
1.456
190
184
233
187
281
262
232
324
283
232
252
332
279
15
10
9
8
8
7
7
5
6
6
6
8
6
c. Deposito
460
385
338
384
436
311
319
329
365
407
344
466
930
c. Time Deposits
d. Piutang
313
310
103
102
103
121
102
178
280
268
251
163
145
d. Receivables
e. Aset Lancar Lain-lain
139
142
143
111
146
97
100
107
109
116
115
95
97
6.535
6.678
6.629
6.676
6.708
6.898
6.990
6.850
6.865
6.818
6.877
6.886
6.830
1.289
1.301
1.076
1.077
1.004
1.002
1.020
955
971
967
1.058
1.339
1.306
698
703
709
786
793
797
790
786
792
799
776
434
446
4.547
4.674
4.845
4.814
4.911
5.099
5.180
5.110
5.103
5.053
5.044
5.113
5.077
4.683
4.811
4.981
4.950
5.047
5.231
5.308
5.238
5.243
5.193
5.184
5.240
5.210
135
137
137
136
136
132
127
128
140
140
140
127
133
139
140
138
139
142
142
141
138
138
139
140
132
127
226
228
227
225
229
230
230
228
229
230
232
225
222
87
88
89
86
88
88
89
90
91
91
93
93
94
1.137
1.148
1.061
1.060
1.058
1.072
1.067
1.067
1.071
1.089
909
901
915
a. Kas / Bank b. Surat Berharga
2. Pembiayaan/Penyertaan Modal Ventura a. Penyertaan Saham b. Obligasi Konversi c. Pembiayaan Bagi Hasil (Net) 1) Pembiayaan Bagi Hasil (Bruto) 2) -/- Akumulasi Penyisihan 3. Aset Tetap (Net) a. Aset Tetap (Bruto) b. -/- Akumulasi Penyusutan 4. Aset Lain-lain
a. Cash / Banks b. Bonds
e. Other Current Assets 2. Venture's Financing / Placement a. Shares b. Convertible Bonds c. Profit/Revenue Sharing (Nett) 1) Profit/Revenue Sharing (Gross) 2) -/- Accumulated Depreciation 3. Fixed Assets (Nett) a. Fixed Assets (Gross) b. -/- Accumulated Depreciation 4. Other Assets a. Shares on Subsidiaries
983
985
916
911
911
925
926
928
930
950
767
770
772
b. Aset Pajak Tangguhan
29
33
34
37
41
42
44
46
48
50
52
26
35
b. Deferred Tax Assets
c. Aset Yang Diambil Alih (AYDA)
39
41
39
40
40
40
39
39
42
40
39
40
40
c. Repossessed Assets
d. Rupa-rupa Aset
86
89
72
72
65
66
58
54
50
49
51
64
68
d. Other Assets
8.927
8.996
8.656
8.668
8.881
8.910
8.958
9.000
9.117
9.074
8.895
8.982
9.328
800
866
966
940
985
1.022
1.099
1.113
1.164
1.210
1.123
1.237
1.186
a. Pinjaman Jangka Pendek
410
479
568
572
588
604
694
706
715
785
697
749
800
b. Utang Lancar Lain-lain
391
387
398
368
397
417
405
407
450
425
425
488
386
4.017
4.018
3.479
3.589
3.758
3.625
3.584
3.594
3.580
3.522
3.409
3.238
3.237
a. Penyertaan pada Anak Perusahaan
JUMLAH ASET 1. Utang Lancar
2. Utang/Pinjaman Jangka Panjang*)
725
682
753
778
796
793
774
783
777
766
779
686
685
679
638
709
734
742
739
730
739
733
723
736
642
642
45
45
44
44
54
54
44
44
44
44
44
44
43
726
743
686
765
890
810
771
749
735
671
669
666
625
1) Dalam Negeri
323
321
322
376
373
329
318
316
330
308
317
313
311
2) Luar Negeri
404
422
364
388
517
481
453
433
405
363
352
352
314
2.565
2.593
2.040
2.046
2.072
2.022
2.040
2.063
2.068
2.085
1.961
1.887
1.926
a. Bank 1) Bank Dalam Negeri 2) Bank Luar Negeri b. Industri Keuangan Non Bank
c. Badan Usaha / Lembaga
STATISTIK LEMBAGA PEMBIAYAAN INDONESIA
TOTAL ASSETS 1. Current Liabilities a. Short-term Payables b. Other Current Liabilities 2. Long-term Liabilities a. Bank 1) On-shore 2) Off-shore b. Non Bank Financial Instituion 1) On-shore 2) Off-shore c. Other Industries / Institutions
9
Tabel 3.1 Posisi Keuangan Perusahaan Modal Ventura Konvensional (Miliar Rp) Conventional Venture Capital Company Balance Sheet (Billion Rp) Keterangan 1) Dalam Negeri 2) Luar Negeri 3. Pinjaman Subordinasi 4. Liabilitas Lainnya
Jan-15
Feb-15
Mar-15
Apr-15
Mei-15
Jun-15
Jul-15
Agust-15
Sep-15
Okt-15
Nop-15
Des-15
Jan-16 1.833
1.814
1.852
1.870
1.863
1.850
1.874
1.878
1.894
1.919
1.842
1.773
773
778
188
177
209
172
165
185
174
166
118
114
94
358
356
344
288
288
283
282
282
282
271
269
269
269
3. Subordinary Loans 4. Other Liabilities
176
168
160
161
160
161
172
181
165
165
162
179
192
5.351
5.408
4.949
4.979
5.191
5.091
5.138
5.170
5.191
5.169
4.963
4.924
4.884
1. Modal Disetor
2.298
2.286
2.273
2.265
2.285
2.281
2.281
2.281
2.282
2.269
2.279
2.397
2.772
2. Agio (Disagio)
131
131
131
131
131
131
131
131
131
131
131
131
131
3. Cadangan
159
158
165
164
163
163
162
162
167
166
165
168
168
4. Laba Ditahan
993
1.016
1.120
1.102
1.101
1.181
1.167
1.161
1.161
1.159
1.162
1.154
1.377
JUMLAH LIABILITAS
Items 1) On-shore
1.793
2) Off-shore
TOTAL LIABILITIES 1. Paid-up Capital 2. Agio (Disagio) 3. Reserves 4. Retained Profit (Loss) 5. Current Profit (Loss)
5. Laba (Rugi) Tahun Berjalan
6
10
30
43
25
80
96
114
203
199
213
225
11
6. Komponen Ekuitas Lainnya
(10)
(13)
(13)
(15)
(16)
(16)
(17)
(18)
(17)
(18)
(18)
(17)
(16)
JUMLAH EKUITAS
3.576
3.588
3.706
3.689
3.690
3.819
3.821
3.830
3.926
3.906
3.932
4.058
4.443
TOTAL EQUITIES
JUMLAH LIABILITAS DAN EKUITAS
8.927
8.996
8.656
8.668
8.881
8.910
8.958
9.000
9.117
9.074
8.895
8.982
9.328
TOTAL LIABILITIES AND EQUITIES
STATISTIK LEMBAGA PEMBIAYAAN INDONESIA
6. Other Equity Components
10
Tabel 3.2 Laporan Laba Rugi Perusahaan Modal Ventura Konvensional (Miliar Rp) Conventional Venture Capital Company Income Statement (Billion Rp) Keterangan A. PENDAPATAN
Jan-15 Feb-15 Mar-15 Apr-15 Mei-15 Jun-15 Jul-15 Agust-15 Sep-15 Okt-15 Nop-15
Des-15 Jan-16
Items
118 A. REVENUES
111
205
322
439
548
662
777
917
1.179
1.286
1.414
1.578
1. Pendapatan Operasional
84
159
245
330
414
506
600
689
781
874
968
1.082
92
a. Penyertaan Saham
0
0
1
1
1
1
2
2
2
-
-
-
-
a. Shares
b. Obligasi Konversi
0
0
0
0
0
0
0
0
0
1
1
1
0
b. Convertible Bonds
c. Pembiayaan Bagi Hasil
84
158
244
329
413
505
598
687
779
873
967
1.082
92
c. Profit / Revenue Sharing
2. Pendapatan Non Operasional
27
47
77
109
134
156
177
228
398
412
447
496
26
2. Non Operational Revenues
99
186
278
375
498
553
651
768
905
1.011
1.120
1.260
84
156
235
318
399
488
574
626
742
821
903
1.009
87
a. Bunga
36
67
103
140
176
215
251
287
340
376
414
452
37
a. Interest
b. Pegawai
28
52
77
106
133
166
198
231
263
289
320
358
32
b. Employees
c. Umum dan Administrasi
12
20
31
43
52
64
74
80
95
104
116
135
12
c. General and Administration
d. Penyisihan
3
7
8
12
15
17
20
(7)
4
12
15
24
0
d. Reserves
e. Amortisasi/Penyusutan
2
4
6
7
9
11
14
16
17
19
21
22
2
e. Amortization/Depreciation
f. Lain-lain
4
7
9
11
13
15
16
19
23
21
17
17
2
15
30
43
57
99
65
77
142
163
190
217
251
15
16 C. PROFIT (LOSS) BEFORE TAX
B. BEBAN 1. Beban Operasional
2. Beban Non Operasional C. LABA (RUGI) SEBELUM PAJAK
1. Operational Revenues
102 B. EXPENSES 1. Operational Expenses
f. Others 2. Non Operational Expenses
12
19
44
63
50
110
126
149
274
275
294
318
D. TAKSIRAN PAJAK PENGHASILAN
6
9
14
20
25
30
29
35
71
76
81
93
5 D. INCOME TAX ESTIMATION
E. LABA (RUGI) SETELAH PAJAK
6
10
30
43
25
80
96
114
203
199
213
225
11 E. PROFIT (LOSS) AFTER TAX
F. PENDAPATAN KOMPREHENSIF LAIN
-
-
-
-
-
-
-
-
-
-
-
-
G. LABA BERSIH KOMPREHENSIF TAHUN BERJALAN
6
10
30
43
25
80
96
114
203
199
213
225
STATISTIK LEMBAGA PEMBIAYAAN INDONESIA
- F. OTHER COMPREHENSIVE INCOME 11 G. CURRENT COMPREHENSIVE NETT PROFIT
11
Tabel 4.1 Posisi Keuangan Perusahaan Pembiayaan Infrastruktur (Miliar Rp) Infrastructure Finance Company Balance Sheet (Billion Rp) Keterangan
Jan-15
1. Kas
Feb-15
Mar-15
Apr-15
Mei-15
Jun-15
Jul-15
Agust-15
Sep-15
Okt-15
Nop-15
Des-15
Jan-16
Items
0
0
0
0
0
0
0
0
0
0
0
0
0
1. Cash
4.062
4.100
4.012
4.198
4.125
3.733
2.900
2.707
2.894
3.022
2.117
6.798
6.698
2. Bank Placements
3. Surat berharga yang dimiliki
417
420
421
629
524
713
765
757
832
749
674
7.274
7.347
3. Acquired Securities
4. Pendapatan yang masih akan diterima
104
116
109
98
139
114
116
147
152
123
177
120
240
a. pinjaman langsung
5.179
5.239
5.347
5.339
5.996
6.277
7.215
7.573
7.914
7.693
8.883
19.509
19.508
a. Direct Loan
b. refinancing
1.020
1.014
1.075
1.042
982
982
961
995
1.030
946
953
931
933
b. Refinancing
c. pinjaman subordinasi
2.471
2.507
2.550
2.521
2.574
2.598
2.664
2.759
2.883
2.700
2.755
2.746
2.756
-
-
-
-
-
-
-
-
-
-
-
-
-
834
826
828
829
829
833
797
819
829
818
823
809
809
a. penempatan pada bank
-
-
-
-
-
-
-
-
-
-
-
-
-
a. Bank Placement
b. surat berharga yang dimiliki
-
-
-
-
-
-
-
-
-
-
-
-
-
b. Acquired Securities
2. Penempatan pada bank
d. lain-lain 6. Penyertaan modal
(136)
d. lain-lain 8. Aset tidak berwujud
(136)
(139)
(139)
(148)
(152)
(147)
(148)
(152)
(147)
(152)
(147)
(145)
-
-
-
-
-
-
-
-
-
-
-
-
-
21
21
21
21
21
26
32
32
34
37
40
43
45
9. Akumulasi amortisasi aset tidak berwujud
(5)
(5)
(6)
(6)
(6)
(7)
(7)
(8)
(7)
(7)
(8)
(9)
(10)
10. Aset tetap
32
33
33
33
38
33
33
34
34
34
34
34
35
(13)
(14)
(14)
(15)
(15)
(16)
(16)
(17)
(17)
(17)
(17)
(18)
(19)
27
30
31
27
34
34
40
36
34
33
36
40
38
-
-
-
-
-
-
-
-
-
-
-
-
-
49
47
62
73
56
62
52
51
54
52
47
107
141
14.062
14.198
14.329
14.649
15.148
15.231
15.404
15.738
16.513
16.035
16.363
38.237
38.376
1. Beban yang masih harus dibayar
87
107
99
62
82
70
79
84
78
69
97
111
139
2. Utang pajak
11. Akumulasi penyusutan aset tetap 12. Aset pajak tangguhan 13. Beban Tangguhan 14. Aset lain-lain JUMLAH ASET
c. Subordinated Loans d. Others 6. Shares 7. Impairment on Financial Assets
7. Cadangan kerugian penurunan nilai aset keuangan
c. pinjaman yang diberikan
4. Revenue Receivables 5. Financing Receivables
5. Pinjaman yang diberikan
c. Financing Receivables d. Others 8. Intangible Assets 9. Intangible Assets Amortization Accumulation 10. Fixed Assets 11. Fixed Assets Depreciation Accumulation 12. Deferred Tax Assets 13. Deferred Expenses 14. Other Assets TOTAL ASSETS 1. Expense Payables 2. Tax Payable
17
15
19
16
6
7
10
9
13
19
19
19
33
3. Pendapatan diterima dimuka
-
-
-
2
5
5
-
-
1
1
2
1
2
3. Unearned Revenues
4. Liabilitas lancar lainnya
2
2
3
2
5
2
2
3
2
5
9
9
2
4. Other Current Liabilities
996
996
996
996
996
996
996
996
996
997
997
1.843
1.843
-
-
-
-
-
-
-
-
-
-
-
-
-
2.471
2.507
2.550
2.521
2.574
2.598
2.663
2.759
2.883
2.682
2.722
2.713
2.723
b. Pemerintah Asing
-
-
-
-
-
-
-
-
-
-
-
-
-
b. Foreign Government
c. Lembaga Multilateral
-
-
-
-
-
-
-
-
-
-
-
-
-
c. Multilateral Institutions
i. Dalam negeri
2.482
2.510
2.545
2.517
2.570
2.594
2.659
2.756
2.878
2.683
2.720
2.955
2.861
ii. Luar negeri
1.084
1.105
1.123
1.337
1.671
1.687
1.692
1.766
2.287
2.192
2.367
2.770
2.781
17
17
21
21
22
22
23
24
25
26
32
31
32
1
2
2
2
-
-
-
-
-
-
-
-
-
5. Surat berharga yang diterbitkan 6. Utang klaim penjaminan
6. Guaranty Claim Payables 7. Received Fundings
7. Pinjaman yang diterima a. Pemerintah Republik Indonesia
5. Issued Securities
a. Republic of Indonesia
d. Bank/Financial Institutions
d. Bank/Lembaga Keuangan
8. Imbalan paska kerja 9. Liabilitas pajak tangguhan
STATISTIK LEMBAGA PEMBIAYAAN INDONESIA
i. On-shore ii. Off-shore 8. Employee Benefit 9. Deferred Tax Liabilities
12
Tabel 4.1 Posisi Keuangan Perusahaan Pembiayaan Infrastruktur (Miliar Rp) Infrastructure Finance Company Balance Sheet (Billion Rp) Keterangan 10. Liabilitas lain-lain JUMLAH LIABILITAS
Jan-15
Feb-15
Mar-15
Apr-15
Mei-15
Jun-15
Jul-15
Agust-15
Sep-15
Okt-15
Nop-15
Des-15
Jan-16
Items
143
159
177
101
150
167
172
197
175
142
157
143
179
7.300
7.420
7.534
7.576
8.081
8.149
8.297
8.594
9.339
8.817
9.122
10.594
10.595
10. Other Liabilities TOTAL LIABILITIES 1. Equities
1. Modal a. modal disetor
a. Paid-up Capital
5.771
5.771
5.771
6.000
6.000
6.000
6.000
6.000
6.000
6.000
6.000
26.357
26.357
26
26
26
30
30
30
30
30
30
30
30
30
30
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
a. Cadangan umum
184
184
184
184
184
184
306
306
306
306
306
306
306
a. General reserves
b. Cadangan tujuan
-
-
-
-
-
-
-
-
-
-
-
-
-
b. Specific reserves
c. Cadangan lainnya
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
683
673
670
670
670
670
548
548
548
548
548
548
933
5. Retained Profit (Loss)
37
62
87
132
150
175
200
241
277
315
338
383
134
6. Current Profit (Loss)
61
61
57
57
33
23
23
19
13
19
19
20
21
-
-
-
-
-
-
-
-
-
-
-
-
-
JUMLAH EKUITAS
6.762
6.777
6.795
7.073
7.067
7.082
7.107
7.144
7.174
7.218
7.241
27.643
27.781
TOTAL EQUITIES
JUMLAH LIABILITAS DAN EKUITAS
14.062
14.198
14.329
14.649
15.148
15.231
15.404
15.738
16.513
16.035
16.363
38.237
38.376
TOTAL LIABILITIES AND EQUITIES
b. agio c. disagio 2. Modal saham dipesan
b. Agio c. Disagio 2. Stock Subscription 3. Reserves
3. Cadangan
4. Hibah 5. Saldo Laba (Rugi) 6. Laba (Rugi) Periode Berjalan
c. Other reserves 4. Grants
7. Other Comprehensive Income:
7. Pendapatan komprehensif lainnya: a. keuntungan b. kerugian
STATISTIK LEMBAGA PEMBIAYAAN INDONESIA
a. Gains b. Losses
13
Tabel 4.2 Laporan Laba Rugi Perusahaan Pembiayaan Infrastruktur (Miliar Rp) Infrastructure Finance Company Income Statement (Billion Rp) Keterangan
Jan-15
Feb-15
Mar-15
Apr-15
Mei-15
Jun-15
Jul-15
Agust-15
Sep-15
Okt-15
Nop-15
Des-15
Jan-16
Items I. OPERATIONAL INCOME AND EXPENSE
I. PENDAPATAN DAN BEBAN OPERASIONAL
1. OPERATIONAL INCOME
1. Pendapatan Operasional a. Pendapatan bunga, provisi, dan fee pinjaman yang diberikan
a. Interest income, fees, and fee loans 1) Direct Loans
1) Pinjaman Langsung
36
77
113
163
214
264
316
373
425
491
552
659
124
2) Refinancing
10
14
27
33
34
40
49
54
70
75
81
87
2
2) Refinancing
3) Pinjaman Subordinasi
9
13
11
15
19
23
27
30
36
42
46
44
5
3) Subordinated Loans
4) Lainnya
0
0
1
1
1
1
1
2
2
2
2
3
0
b. Pendapatan fee penjaminan
-
-
-
-
-
-
-
-
-
-
-
-
-
b. Underwriting Fee Income
c. Pendapatan jasa konsultasi
-
-
0
1
1
1
1
2
2
2
2
4
-
c. Consulting Services Revenue
d. Pendapatan dividen
-
-
-
-
-
-
-
-
-
-
-
-
-
28
53
78
103
127
162
189
207
223
237
251
278
77
f. Peningkatan nilai wajar aset keuangan
0
0
-
0
0
(0)
-
-
-
-
-
-
f. Increase in Fair Value of Financial Assets
g. Penurunan nilai wajar kewajiban keuangan
-
-
-
-
-
-
(34)
-
-
-
-
-
g. Decrease in Fair Value of Financial Liabilities
e. Pendapatan bunga investasi
-
(24)
4) Others
d. Dividend Income e. Interest Income Investments
h. Keuntungan penjualan aset keuangan
-
-
-
-
-
0
0
0
0
0
0
0
-
h. Gains on Sale of Financial Assets
i. Keuntungan dari penyertaan modal dengan metode ekuitas
3
4
6
9
6
8
5
10
13
14
17
16
3
i. Gains from Equity Investments under Equity Method
j. Pendapatan operasional lainnya
0
0
1
3
3
4
5
10
15
12
15
18
2
86
161
237
328
406
505
559
666
785
875
967
1.109
213
Jumlah pendapatan operasional
2. Operational Expenses
2. Beban Operasional
a. Interest on Loans, fees, and fee
a. Bunga pinjaman, provisi dan fee 1) Bunga pinjaman
j. Other Operational Income Total Operational Income
1) Interest on Loans
20
50
71
83
104
125
143
170
193
214
241
264
34
2) Beban provisi dan fee
0
0
0
1
2
3
2
4
4
5
5
5
-
b. Beban klaim penjaminan
-
-
-
-
-
-
-
-
-
-
-
-
-
b. Insurance Claims Expense
2) Fees and Fee Expenses
c. Penurunan nilai wajar aset keuangan
-
-
-
-
-
-
-
-
24
24
24
37
-
c. Decrease in Fair Value of Financial Assets
d. Peningkatan nilai wajar kewajiban keuangan
-
-
-
-
-
-
-
-
-
-
-
-
-
d. Increase in Fair Value of Financial Liabilities
e. Kerugian penjualan aset keuangan
-
-
-
-
-
-
-
-
-
-
-
-
-
e. Losses on Sale of Financial Assets
f. Kerugian dari penyertaan modal dengan metode ekuitas
-
-
-
-
-
-
-
-
-
-
-
-
-
f. Losses from Equity Investments under Equity Method
1) Penempatan pada bank
-
-
-
-
-
-
-
-
-
-
-
-
-
1) Placements in Bank
2) Surat berharga yang dimiliki
-
-
-
-
-
-
-
-
-
-
-
-
-
2) Securities
3) Pinjaman yang diberikan
3
3
7
8
15
20
14
14
16
14
19
14
-
3) Loans
4) Lainnya
-
-
-
-
-
-
-
-
-
-
-
-
-
h. Beban gaji dan tunjangan
9
18
32
44
54
72
85
98
111
124
142
173
16
i. Beban Pengembangan Usaha
1
1
1
9
12
14
14
16
17
19
28
34
4
j. Beban Depresiasi dan Amortisasi
1
2
3
3
4
5
6
7
8
9
10
11
1
j. Depreciation and Amortization Expense
k. Beban umum dan administrasi
4
9
13
18
24
30
26
34
39
44
51
62
6
k. General and Administration Expense
g. Expense Impairment of Financial Assets
g. Beban penurunan nilai aset keuangan
l. Beban operasional lainnya Jumlah beban operasional
STATISTIK LEMBAGA PEMBIAYAAN INDONESIA
4) Others h. Salaries and Allowances i. Business Development Expense
0
0
0
0
1
2
2
3
3
3
4
5
0
l. Other Operational Expense
38
83
128
166
218
270
293
345
416
455
523
606
62
Total Operational Expenses
14
Tabel 4.2 Laporan Laba Rugi Perusahaan Pembiayaan Infrastruktur (Miliar Rp) Infrastructure Finance Company Income Statement (Billion Rp) Keterangan II. LABA (RUGI) OPERASIONAL
Jan-15
Feb-15
Mar-15
Apr-15
Mei-15
Jun-15
Jul-15
Agust-15
Sep-15
Okt-15
Nop-15
Des-15
Jan-16
Items
152 II. OPERATIONAL PROFIT (LOSS)
48
78
109
162
188
235
266
320
370
420
444
503
1. Pendapatan non operasional
0
1
4
11
10
(7)
0
0
0
0
3
3
1
1. Non Operational Income
2. Beban non operasional
0
0
0
0
1
1
7
6
7
6
6
7
0
2. Non Operational Expense
48
79
113
172
197
227
260
314
363
414
441
499
11
17
24
35
43
47
61
70
80
93
100
117
17
0
0
0
4
3
4
-
2
5
6
5
5
3
a. Deferred tax expense -/-
(0)
(0)
(2)
(1)
(1)
(1)
1
(1)
(0)
(0)
2
6
1
b. Deferred tax income
37
62
87
132
150
175
200
241
277
315
338
383
III. NON OPERATIONAL INCOME AND EXPENSES
III. PENDAPATAN DAN BEBAN NON OPERASIONAL
IV. LABA (RUGI) SEBELUM PAJAK PENGHASILAN
153 IV. PROFIT (LOSS) BEFORE INCOME TAX V. INCOME TAX
V. PAJAK PENGHASILAN 1. Taksiran pajak penghasilan -/-
a. Beban pajak tangguhan -/b. Pendapatan pajak tangguhan VI. LABA (RUGI) SETELAH PAJAK PENGHASILAN
STATISTIK LEMBAGA PEMBIAYAAN INDONESIA
1. Income tax estimation -/2. Deferred tax
2. Pajak tangguhan
134 VI. PROFIT (LOSS) AFTER INCOME TAX
15
Daftar Istilah
Glossary
Anjak Piutang Kegiatan pembiayaan dalam bentuk pembelian piutang dagang jangka pendek suatu perusahaan berikut pengurusan atas piutang tersebut
Factoring A financing activity in the form of the purchase of company’s short-term trade receivable as well as the settlement of such receivable
Beban Operasional-Pendapatan Operasional
Operational Efficiency Ratio
Rasio beban operasional terhadap pendapatan operasional yang menunjukkan efisiensi operasional suatu perusahaan
Ratio of operational expenses to operational income that indicates operational efficiency of a company
Financing to Assets Ratio Rasio perbandingan piutang pembiayaan terhadap total aset
Financing to Assets Ratio Ratio of financing receivables to total assets
Gearing Ratio Rasio total pinjaman terhadap total modal sendiri dan pinjaman subordinasi setelah dikurangi penyertaan modal yang ada. Pinjaman subordinasi yang termasuk dalam perhitungan gearing ratio sebanyak-banyaknya sebesar 50% dari modal disetor
Gearing Ratio Ratio of total loans to the total equity (net worth) and subordinated loans, deducting existing capital investments. Subordinated loan which can be calculated in the gearing ratio calculation shall be at a maximum of 50% of the paid-up capital
Investement and Financing to Assets Ratio
Investement and Financing to Assets Ratio
Rasio investasi/penyertaan terhadap total aset Perusahaan Modal Ventura
Ratio of investments/placement to total assets of Venture Capital Company
Kapitalisasi Pasar Menunjukkan jumlah saham agregat dikalikan dengan harga pasar biasa pada penutupan
Market Cap Indicates the aggregate number of shares multiplied by regular market closing price
Lembaga Pembiayaan Badan usaha yang melakukan kegiatan pembiayaan dalam bentuk penyediaan dana atau barang modal
Financing Institution A business entity which is doing financing activities in the form of provision of funds or capital goods
Non Performing Financing Proporsi kualitas aset piutang pembiayaan kategori macet dan diragukan terhadap total piutang atas kegiatan pembiayaan
Non-Performing Financing The proportion of the quality of non-performing finance receivable to the total receivables on finance activities
Pembiayaan Konsumen Kegiatan pembiayaan untuk pengadaan barang berdasarkan kebutuhan konsumen dengan pembayaran secara angsuran
Consumer Finance A financing activity of goods procurement which is based on consumer’s need and paid by installments
Perusahaan Modal Ventura Badan usaha yang melakukan usaha pembiayaan/penyertaan modal ke dalam suatu perusahaan yang menerima bantuan pembiayaan (perusahaan penerima investasi) untuk jangka waktu tertentu dalam bentuk penyertaan saham, penyertaan melalui pembelian obligasi konversi, dan pembiayaan berdasarkan pembagian atas hasil usaha
Venture Capital Company A business entity engaged in the capital financing/investment into a company that received financing assistance (investee Company) for a certain period in the form of shares, the purchase of convertible bonds, and/or profit sharing-based financing
Perusahaan Pembiayaan
Finance Company
Badan usaha yang khusus didirikan untuk melakukan Sewa Guna Usaha, Anjak Piutang, Pembiayaan Konsumen, dan usaha Kartu Kredit
A business entity which is established specifically to undertake Leasing, Factoring, Consumer Finance, and Credit Card
Perusahaan Pembiayaan Infrastruktur Badan usaha yang didirikan khusus untuk melakukan pembiayaan dalam bentuk penyediaan dana pada proyek infrastruktur
Infrastucture Finance Companies A business entity which is established specifically to finance in the form of infrastucture project funds
Price to Book Value Hubungan antara harga pasar saham biasa saat ini dan nilai buku yang tercatat, digunakan dalam mempertimbangkan kinerja saham perusahaan
Price to Book Value The relation between current regular market price and book values that recorded, used in considering the performance of the company’s shares
Price Earning Ratio Rasio harga saham terhadap keuntungan perusahaan yang dapat didistribusikan untuk setiap saham yang dimiliki
Price Earning Ratio Ratio of share prices to company profits that can be distributed for every share held
Rasio Modal Sendiri-Modal Disetor Rasio perbandingan modal sendiri terhadap modal disetor
Equity to Paid-up Capital Ratio Ratio of equity to paid-up capital
Rasio Penyertaan Modal Rasio perbandingan jumlah seluruh penyertaan modal Perusahaan Pembiayaan dibandingkan dengan jumlah modal sendirinya
Capital Investment Ratio Ratio of all capital investments of Finance Company to its equities
Rasio Tingkat Pengembalian Terhadap Aset Rasio laba terhadap total aset perusahaan
Return on Assets Ratio of profit to company’s assets
Rasio Tingkat Pengembalian Terhadap Ekuitas
Return on Equity
Rasio laba bersih terhadap total ekuitas perusahaan
Ratio of net income to company’s equities
Sewa Guna Usaha Kegiatan pembiayaan dalam bentuk penyediaan barang modal, baik secara sewa guna usaha dengan hak opsi (Finance Lease) maupun sewa guna usaha tanpa hak opsi (Operating Lease), untuk digunakan oleh penyewa guna usaha (Lessee) selama jangka waktu tertentu berdasarkan pembayaran secara
Leasing A financing activity in the form of provision of capital goods, either by finance lease or operating lease, to be used by lessee for a specified period on the basis of the installments
Usaha Kartu Kredit Kegiatan pembiayaan untuk pembelian barang dan/atau jasa dengan menggunakan kartu kredit
Credit Card Business A financing activity in order to purchase goods and/or services by using credit card
